Podcasts about United States

On this episode of "The Liz Wheeler Show," Liz reacts to the news that the Supreme Court of the United States may hear an appeal that asks the court to overturn their landmark 2015 ruling that legalized same-sex marriage nationwide. Plus, Liz breaks down whether society has improved or worsened since marijuana's legalization. Tune in to hear Liz explain why these two issues are connected! SPONSORS: ALL FAMILY PHARMACY: Because you're part of this movement, use code LIZ10 at checkout for an exclusive discount. Check out https://allfamilypharmacy.com/LIZ, code: LIZ10. RELIEFBAND: Go to https://reliefband.com/ ; Promo Code: LIZ for 20% off plus free shipping! -- Like & subscribe to make sure you don't miss a single video: https://youtube.com/lizwheeler?sub_co... Get the full audio show on all major podcast platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/4LhlHfo... iHeart: https://www.iheart.com/podcast/269-th... Subscribe to The Liz Wheeler Show newsletter: https://lizwheeler.com/email Get VIP access to The Liz Wheeler Show on Locals: https://lizwheeler.locals.com/. Stay in touch with Liz on social media: Facebook: / officiallizwheeler Twitter: / liz_wheeler Instagram: / officiallizwheeler Rumble: https://rumble.com/LizWheeler Website: https://lizwheeler.com Learn more about your ad choices. Visit megaphone.fm/adchoices

We are excited to announce that on October 8th of this year, Flatiron Books will release, Bone Valley: A True Story of Injustice and Redemption in the Heart of Florida by Gilbert King. The book traces the origins of the Bone Valley podcast, when Gilbert and Kelsey Decker began the project. At the time, they had no idea how vast the story would become—or how to navigate a medium they had never worked in before. They were learning how to make a podcast at the same time that they were uncovering the details of Leo’s case. Along the way, they faced setbacks and breakthroughs—most of which never made it into the series. There are also many witnesses, detectives, attorneys, family members, and investigators whose stories and voices didn’t make it into the podcast—simply because there wasn’t the time or space. In this book, Gilbert and Kelsey are able to go deeper, explore more angles, and bring in scenes that never aired. This is a more expansive version of the story, and in many ways, a more personal one too. The book is available now for preorder at the links below. Bone Valley listeners who preorder the book will be offered exclusive signed bookplates, personalized by Gilbert King and Leo Schofield. If you are in the USA or Canada and want to preorder the book, please use this link: https://read.macmillan.com/fib/bonevalleypreorder-2/ If you want to preorder the book from outside of the USA or Canada, please use this separate link: https://geni.us/BoneValleySee omnystudio.com/listener for privacy information.

"I love this sport and I love the people in it. I love the people I race against. I love all the fans. People are wonderful." Fresh off her U.S. Outdoor National Championships 10,000m win, fan favorite Emily Infeld returns to the Ali on the Run Show to talk about winning her first national title at age 35, 13 years into her professional career. Ten years ago, Emily made her first World Championships team, and went on to win a bronze medal in the 10,000m on the world stage. The next year, she made her first Olympic team, and competed at the Games in Rio. Then, Emily had a string of tough years and struggles, including injuries, surgeries, changing teams, changing coaches, changing locations, changing sponsors, and navigating a three-year ordeal with a stalker. Today, Emily is happy, healthy, and breaking the tape. She lives in Portland, OR, with her husband, Max. She's sponsored by Brooks, after 12 years with Nike. And she's coached once again by her college coach, Chris Miltenberg. In this conversation, Emily talks about what it took to unleash that kick in the homestretch and to break the tape at a National Championship. SPONSORS:  Vuori: Click here for 20% off your first Vuori purchase. Oofos: The best in recovery footwear! Check out Oofos's 2025 Project Pink collection, where 10% of every purchase is donated to cancer research.  In this episode: What the view from Cloud 9 is like (2:15) Emily's take on becoming a National Champion at 35 years old (5:35) How Emily reflects on the runner she was in 2015, when she won bronze at World Championships, and the runner she was last summer, when she finished last in the 5000m at the Olympic Trials (11:15) How Emily has maintained an unwavering belief in herself — and whether she's ever doubted herself (16:00) Emily's approach to visualization, and what it was like breaking the tape at USAs (19:00) All about the victory lap (23:30) What it took to go from last place at the Trials to first place at Nationals (29:20) Did Emily know it was going to be a special day? (32:10) Emily's race plan (38:00) How Emily spent the day leading up to the 10,000m, how Hayward Field felt that day, and how the race played out (43:15) What it was like going through the mixed zone after the race, and how Emily spent the rest of the night and weekend in Eugene (57:45) What's the deal with world rankings, and is Emily definitely going to Tokyo for World Championships? (1:06:20) What it's like being on the receiving end of an outpouring of support (1:10:00) Follow Ali: Instagram @aliontherun1 Join the Facebook group Support on Patreon Subscribe to the newsletter SUPPORT the Ali on the Run Show! If you're enjoying the show, please subscribe and leave a rating and review on Apple Podcasts. Spread the run love. And if you liked this episode, share it with your friends!

An interesting Cracked.com article prompted this week's discussion. Is much of Trump's appeal about rural Americans feeling ignored and insulted by the Elites?Become a supporter of this podcast: https://www.spreaker.com/podcast/thethinkingatheist--3270347/support.

It's a weird time to be an environmental scientist. The proposed cuts to federal science funding in the United States are profound, and if they come to pass, it's not clear what American science will look like on the other side. But for many researchers, science is much more than a career: it's a community, lifestyle, and sometimes even a family business. This episode was produced by our fellow NHPR podcast Outside/In. You can check out photos and more related to this episode right here.  CLICK HERE: Visit our website to see all of our episodes, donate to the podcast, sign up for our newsletter, get free educational materials, and more!To see Civics 101 in book form, check out A User's Guide to Democracy: How America Works by Hannah McCarthy and Nick Capodice, featuring illustrations by Tom Toro.Check out our other weekly NHPR podcast, Outside/In - we think you'll love it!

Come see us at the Illinois Deer & Beer Fest in Bloomington, IL, August 22-24 at Booth #118. https://deerandbeerfest.com/ NEW PARTNERSHIP ANNOUNCEMENT: Lattitude Outdoors! Check out their saddles and mobile hunting accessories and use code: WCB (for a limited time for 20% off) Check out: ⁠⁠⁠⁠⁠⁠https://cartel-custom-calls.myshopify.com/⁠⁠⁠⁠⁠⁠ and use Code: WCB to snag your calls for this season! ⁠⁠⁠⁠⁠⁠Check out the NEW WCB POD CLIPS YouTube here: ⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠https://www.youtube.com/@WCBPODCLIPS⁠⁠⁠⁠⁠⁠ __________________________________________________________________ Find WCB On Social: ⁠⁠⁠⁠⁠⁠FaceBook⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠For Video podcasts, hunts, Vlogs, and more check out the WCB YouTube by clicking here!⁠⁠⁠⁠⁠⁠ ________________________________________________________ ⁠⁠⁠⁠⁠⁠THE WCB Podcast is PRESENTED by Grizzly Coolers! Click Here and use Code: WCB to save! ⁠⁠⁠⁠⁠⁠  The WCB Podcast is supported by these awesome companies:   ⁠⁠⁠⁠⁠⁠MTN OPS - Save 20% and donate 5 meals to Conquer Hunger and help us reach our 100,000 meal goal when you use code WCB⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Camo Fire⁠⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠⁠⁠Black Ovis⁠⁠⁠⁠⁠⁠ Code: WCB ⁠⁠⁠⁠⁠⁠Big Tine - Attract - Develop - Grow Code: ⁠⁠⁠⁠⁠⁠ WCB2024 ⁠⁠⁠⁠⁠⁠Old Barn Taxidermy⁠⁠⁠⁠ ⁠⁠⁠⁠Latitude Outdoors - saddles & accessosries code WCB⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Huntworth Gear⁠⁠⁠⁠⁠⁠ Code: WCB15 ⁠⁠⁠⁠⁠⁠Victory Archery⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Leupold Optics⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Dialed Archery⁠⁠⁠⁠⁠⁠ Free Shipping Code WORKINGCLASS ⁠⁠⁠⁠⁠⁠Black Gate Hunting Products Code WCB10⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠DeerCast - Save on your yearly description by clicking here!⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Aluma Trailers - Built in the USA, ALL aluminum welded construction!⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Rogue Ridge E-Bikes⁠⁠⁠⁠⁠⁠ Rack-Hub Code WCB: ⁠⁠⁠⁠⁠⁠https://www.rack-hub.com/wcb⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Hoyt - Code WCB for Hoy Merch & Branded items - see your local dealer for bows!⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Evolution Outdoors & Broadheads - Code: WCB⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠AAE - Archery Accessories, Code WCB⁠⁠⁠⁠⁠⁠ ________________________________________________________________________________ **Check Out the other Podcasts on the WCB Podcast Network!** ⁠⁠⁠⁠⁠⁠Victory Drive - Our Firearms, tactical, Military Podcast⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Tackle & Tacos - A fishing podcast!⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Hunting The Mason Dixon Learn more about your ad choices. Visit megaphone.fm/adchoices

President Trump previews his Friday summit with Putin in Alaska, as United States officials rush to finalize the details of this crucial face-to-face to end that war. Plus, local officials in Washington DC pushing back after Trump announced he is deploying National Guard troops in the nation's Capitol.   Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week we are joined by a long time friend of the show, Linda Garcia. Except this time, she comes to us as Representative Linda Garcia from Texas house District 107. Representative Garcia and her fellow democrats are currently fighting to stop intentional gerrymandering in the state of Texas. She joined us just a few days ago to share why she has chosen to leave the state to intentionally break quorum. As she explains, the “nuclear button” has been pressed, and we must all take a stand to save democratic processes in the United States.     You can learn more about Representative Garcia and support her here.    Super Mamás  IG: @_supermamas  Facebook: Super Mamás  Twitter: @_supermamas   Website: http://supermamas.com/    This is a Redd Rock Music Podcast  IG: @reddrockmusic  www.reddrockmusic.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Derick Van Ness of Big Life Financial returns to the podcast to discuss with Kiera the new realities of the recently passed One Big Beautiful Bill — and how dentists can capitalize on the impacts. They discuss bonus depreciation, research and development credits, and more. Further, there's an opportunity for DAT listeners at biglifefinancial.com/DAT, where you can learn if you're overpaying on your taxes and what new opportunities exist. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript Kiera Dent (00:00) Hello, Dental A Team listeners. This is Kiera. And today I'm excited to welcome back a popular guest. He and I have chatted multiple times. We've gone around and around on different topics of how to help dentists build more wealth. So Derick, ⁓ with Big Life Financial, we talked about our research and development credits. Today we're going to be talking about this big, beautiful tax bill, how it's going to impact dentists, how it's going to impact building wealth. I do think it also impacts team members. So Derick, welcome back to the show. How are you today?   Derick Van Ness (00:29) I'm great, Kiera. I really appreciate you bringing me on the show again. It's always fun to talk.   Kiera Dent (00:34) Of course, we all know that I love wealth strategies. love ⁓ it takes time like you and I were talking about pre show. ⁓ I think it's something to educate ourselves on and to be around really smart people and to constantly be looking at different things like I know hot in the real estate world right now and with buying businesses and buying practices, the big beautiful tax bill is actually great for the bonus depreciation coming in. So just like educating ourselves and that's what I wanted today to be.   not getting high into politics. These are bills that are into place ⁓ and how to take advantage of them, how to maximize them. Derick, you work with a ton of dentists. So Derick, for those who don't know, you kind of give a little bit background on how you and I even got connected, how you got into dentistry, ⁓ how does Big Life Financial play into this. We have a lot of mutual clients together. So just kind of give people a background on who you are and how you got to the dental space.   Derick Van Ness (01:26) Absolutely, you know, I started out back in like 2010 2009 2010 helping small business owners with taxes and financial strategy I was working for another firm at the time and I had been a house flipper and if for those of you who remember 2008 wasn't so good if you're a house flipper, right and When that whole thing fell apart kind of fell in my head I took a lot of the skills that I had and a friend of mine hired me to help   Kiera Dent (01:46) It is not.   Derick Van Ness (01:55) small business owners with taxes and financial and business strategy. ⁓ Working with them, I had a chance to work with about 1,500 business owners over seven years. And then eventually went out and started doing my own thing because there were some different things that I wanted to do that they didn't offer. ⁓ essentially, in that time, I worked with a lot of dentists and a lot of doctors. ⁓ And so I kind of stayed in that arena, which led me to ⁓ meeting you, Kiera.   through Mark over at DSI and all the stuff that I'd done with him and then found you guys and just love what you guys do with helping people to build their teams. Cause I'm such a huge advocate of how important that is to have the right team to run your practice, right? Especially if you're going to have multiple practices, it just can't be about you. And so it was just kind of a natural fit. And like you said, you, you definitely love financial strategies. So.   We got into it, we talked about a bunch of different things, had a chance to work together. Like you said, have shared a lot of clients along the way, but it just seems like dentists have a lot of the problems that we solve, which is they pay a of taxes, they make good money, and most of them didn't get an MBA in college to understand how business and finances work. They've had to learn along the way. And so we see ourselves as part of that process of helping dentists become.   better business owners, better entrepreneurs, and honestly create freedom in their life instead of just having a business that runs them, because it's easy to have that happen in dentistry. So that's sort of how we got connected. I don't know, over the last, since whatever 2008, 2009 was, last 15 plus years, I've probably worked with somewhere between 2,000 and 2,500 business owners. I would say a good chunk of those have been dentists. So that's how we ended up together.   Kiera Dent (03:48) Yeah.   I love the journey. love hearing what you've done. I also agree on like building wealth. And I think going through dental school, working at the dental college, dentists are coming out with, you know, upwards of 500, 600, 700, $800,000 in debt somewhere up towards that upper million. Midwestern was a very expensive school. looking at that and then watching offices and I remember the first dentist that I worked with and we were partners. We, called her 2.5 because we were 2.5 million debt.   Derick Van Ness (04:03) Cheers.   Kiera Dent (04:18) was like, you better straighten that spine 2.5. Like we need that spine for a long time. But it was something where I realized like, that's a substantial amount of debt. One to walk out of school with two you buy a practice on top of that and then you want to try and like even remotely live your own personal life. It just felt like the odds are possibly stacked not in a dentist favor. I've had several dentists where this is the case where they're multimillion in debt, trying to get these practices off the ground. And so really coming up with   Derick Van Ness (04:43) Mm-hmm.   Kiera Dent (04:47) like yes, long-term, if they make it, awesome. Hopefully it will pay off for them. But what are maybe some strategies and tips that they can do now? I think like so many of us look at real estate and wish that we would have gotten in at the 2008 because now you're selling them out or even in 2020. And so it's like, what can people do now, even if they didn't maximize or we didn't buy practices back in the day when they were so cheap, they were pennies on the dollar. What things can we do now to maximize? I was even talking to this girl the other day.   And she's like, yeah, my baby was born on New Year's Eve. And I was like, wow, talk about a great tax write-off. And she's like, I didn't even know that that was a tax write-off. I didn't even know the benefits of things. And so I feel like just so many little pieces that could make us smarter business owners to, I'm here, I love living in the United States. I love paying taxes for the country that we get to live in. I love the opportunity that we have to be business owners. With that said, I also think it's smart for us to be very wise stewards over our money to figure out different strategies.   And no, it's not sexy. No, it's not fun. A lot of it is just like save, like invest, do the things you're supposed to do. And it's going to be part of what is it? Like the eighth wonder of the world of compound interest. Like there are other pieces, but Derick, like, let's talk about this big, beautiful tax bill. How does this work? How does this impact business owners? What are some of the benefits we can take care of? Now we're talking in 2025, things will change and shift as the landscape shifts, but knowing that's in place, what are some of the things dentists owners can do now?   to maximize that coming out.   Derick Van Ness (06:18) Yeah, you bring up a good point, Kiera. You know, it's not that this stuff happens overnight, but it is, it's systemic, right? You're doing it day in and day out. And tax is one of those things, whether you like it or not, you have to file them every year. And I'm not going to lie to you, that's part of what I like about being in the tax world is people have to do it every year. It's a pretty good business model that way, right?   Kiera Dent (06:30) Right.   I   was gonna say you've got the reoccurring opportunities because it has to happen every year just like dentists have profis every six months. I mean it's a great built-in business. mean kudos to you. I don't enjoy it but it is a necessary evil to be done.   Derick Van Ness (06:52) I totally get that. If you would have told me you're going to work in taxes even 15 years ago when I first got into it, I would have said absolutely not not interested. But what I can tell you is every dollar you make in taxes is the same as a new dollar you make in your business. Right. But you don't have to have employees and risk and additional insurance and additional equipment and all this other stuff. So it really is pure profit when you can reduce your taxes. So   even a small amount of tax strategy can go a very long way in increasing what you get in the bottom line, right? And if you could just take a lot of dentists across the country, they're in the 40 % tax bracket, maybe a little higher or lower depending on your state, but somewhere in that range, if you could even lower that by 10%, that's keeping an additional 10 % of your income. That's a lot of extra money for people to be able to save and put to work without having to go do more risk and...   buy a bigger building and do a build out and deal with more personalities in the office because all of those things are variables, right? So I see it as a pure profit machine if you get it right. And so I've chosen to think it that way because I spend so much time in it, but it really does come down to just keeping a lot more of the money you make. And it's a very potent way to do it because honestly, with 10 to 15 hours a year, so think of that as like one hour a month.   you can really add a lot to the bottom line of what you get to keep. In some cases, we can cut taxes almost in half for high, high income earners. So it's a pretty big deal.   Kiera Dent (08:25) Well, and as you said that I think it's a big deal for today because yes to have that back to you is great. But like we talked about compounding, compounding until you've experienced compounding seems like not real. Just like I think when like you have bought your first house and it's like, how am I ever supposed to do this and make money on it until you bought your first practice? A lot of those things I think feel ⁓ arbitrary, they feel false. And then once you get into the compounding world and you're like, my gosh, like   we're making money without having to do anything. It's like, yeah, I could save on my taxes in a legal, ethical way, have more money at the end of the year that I could then put towards this, like you said, make it work for me. Well, now that it's just duplicating, it's multiplying, it's replicating, those things to me are things I get excited about. Those are things that I look for, because I don't think there's a lot of money.   I call it the money making machine. What things can we put into your money making machine to where it's working for you day in, day out without you having to do any extra work? I think all of us check yes, let's say yes to that. So Derick, let's talk about how we can create more of these money making machines, putting our money to work for us rather than constantly trying to chase the money dream to where at the end of our careers and even during our careers, we're living the lives that we wanted to get to when we first started out into these careers.   Derick Van Ness (09:29) Yep.   Yeah. And I can tell you guys this, if you only walk away with one thing, it's the idea if you want to build wealth, you need to create systematic savings, right? Systematize putting money aside, whether that's actually savings account or investing or however, but just getting money out of the spending cycle and into the building cycle. And it's like watching your child, right? Like in the beginning, kids grow and it's like day to day, you don't see it, but year to year,   it starts to make a bigger and bigger and bigger difference. And then, you know, when they're teenagers, you're just like, what's happening, right? So it's the same kind of thing with your money. In the beginning, if you're just watching a day to day, you don't really see the growth. You have to trust the process, right? But the biggest thing you can do is put that on autopilot, because if you have to automatically go into your bank account every month and move money over or every year, move money over, it's much harder. And like writing,   Kiera Dent (10:28) Mm-hmm.   Derick Van Ness (10:42) 25, 50, 100, $200,000 checks feels hard. Setting aside 2,000, 3,000, 5,000, $10,000 a month, and then you cut that in half per pay period, and all of a sudden it gets a lot easier. It's like, oh yeah, $1,000 a pay period, not that big a deal. Much easier than writing a $25,000 check, right? Or two or $3,000 per pay period. It really does add up. And that's where the tax piece comes in is, in many cases, it's like found money. I try to teach our clients to...   Kiera Dent (10:46) Mm-hmm.   Derick Van Ness (11:11) save like you're going to pay full blast on taxes. And then when we do the tax strategy, all this money is left over. And so it feels like extra money, and then you can put it to work, right? And that's where you do get to play with some bigger chunks. ⁓ But really, it's that habit of automating, setting money aside. If you can just only take one thing from this, it's that. And taxes can create a huge amount of that for you along the way. So let's talk about the tax bill, right?   Kiera Dent (11:24) Mm-hmm.   Yeah,   let's talk about it. And I just want to highlight on that, Derick, of I was talking to a CPA the other day on the podcast and he talked about how like there's a different psychology of business owners. ⁓ We go from getting a W-2 paycheck that we're used to being able to spend all of it because taxes have already been taken out to them becoming business owners and not having taxes automatically taken from that and needing to be super disciplined on saving. And so I agree with you. And when I realized like,   I got so annoyed when I'm like, great, so now I never get a refund check ever again in taxes. I was like, no, actually it's actually so much better now than it ever was. Because if I just set it aside, I'm like, taxes are pretty simple. I guess there's some nuances to them, but it's pretty much like whatever tax bracket you are, take your profit at the end of the month, set that aside. And lo and behold, if you do the tax planning strategy, like you said, usually I'm ending up with a pretty good substantial chunk at the end of the year that I count as my like quote unquote, like   the refund check or whatever. It's been so long since I've gotten one that I don't even know what it is. But it's awesome because then you have this huge lump of money because you've been saving it. You weren't expecting it. All your expenses in your life is taken care of to where now, like you said, it is really fun. Is that an investment? Is that buying something that I've always wanted to get? Is that real estate money? Because the amount of cash, if you are strategic in how you do it, is exponentially substantial.   It is truly life-changing. So I'm excited, Derick. Let's talk about the tax bill, but I will second you and ditto you and just say, yes, there's discipline to it, but that discipline equals so much freedom on the other side that just try it. Trust us on this. Save, learn to save on it and ⁓ be blown away at how much you're able to have at the end of the year if you do it really well.   Derick Van Ness (13:25) Yeah, I 100 % agree and I love your approach, Kiera. That's exactly what we try to teach with people. So let's talk about the tax bill, right? There's a ton of stuff that's in there that we're not going to touch on because like the child tax credit go up $200 a year. Yes. Is that going to move the needle for you as a business owner? Not really, right? Is there a little bit for senior tax relief in there where there's $6,000 of income that they don't pay taxes on? Yes. Does that really matter for you? Probably not, right? So we're going to...   Kiera Dent (13:33) Okay, let's talk.   Derick Van Ness (13:55) we're going to talk a little bit about a couple of key things that can really move the needle. One of them you alluded to, Kiera, that I think is really important is the idea of bonus depreciation, right? People who don't know what bonus depreciation is, it's when you buy certain types of equipment or real estate, you can take all the depreciation in the first year, right? And that can be ⁓ a huge chunk, especially when you combine it with something like cost segregation. For those of you who don't know what cost segregation is, the two really   Kiera Dent (14:04) Mm-hmm.   Derick Van Ness (14:24) work well together. So I think it's worth taking just a sec, even though it's not new, it really enhances this strategy. ⁓ Cost segregation is when you have a piece of real estate, you bring in an engineer, and there are companies that do this, right? So you don't have to know all this stuff. ⁓ But they come in, they reclassify as much of your building as they can as equipment. And so what you get to do is depreciate a portion of the building, the stuff that's equipment much more rapidly. So a lot of times five, seven or 15 years.   versus either 27 or 39 and a half years. So you get a lot more depreciation on the front end. It's not like you get more overall, but money today is worth a whole lot more than money 20 or 30 years from now. You can invest it and use it to grow your business, et cetera. But then when you add bonus depreciation to that, you can get a lot more of it in the first year. what this really means is if you're   Kiera Dent (15:06) Mm-hmm.   Derick Van Ness (15:21) buying the right kind of equipment or you're buying a building or you're doing big improvements, you can get a lot more depreciation and that depreciation can save you in taxes, right? And this is one that I feel like most CPAs kind of get bonus depreciation, but a lot of them don't bring in the cost segregation piece. So if you own a piece of real estate, especially if you bought it in the last few years and you haven't done a cost segregation study, this is something that you would have to know about because someone has to physically come to your building. If you haven't done one,   Kiera Dent (15:39) Mm-hmm.   Derick Van Ness (15:51) should talk to your CPA about it or talk to someone about it. I'm sure Kiera knows people, we know people, there are plenty of people out there who do it. But that's something worth looking at, especially if your building's worth, I would say, $250,000, $300,000, and you've had it less than five years and you haven't done this, yeah, it's totally worth looking at. It could be a real nice windfall. So that's a big one. It had been in place, then it started phasing out from 100 % to 80 % to 60%.   Kiera Dent (16:04) I   Derick Van Ness (16:20) but now we're back at 100%. So this is a big one, especially if you own your building or you're buying a lot of equipment. ⁓ Another really big one is the SALT tax. Now, people hear SALT tax and they're like, what? They're thinking of like the SPICE, right? SALT stands for state and local tax. And really to simplify this, and there's kind of a workaround in almost every state where you can do it as a pass-through setup. And essentially what that means is,   Kiera Dent (16:27) Mm-hmm.   Bye.   Derick Van Ness (16:49) If you pay all your state taxes before the end of the year, those state taxes become a write off for your federal taxes. Now this was in place up to $10,000. So if you were in a 40 % tax bracket, it could have saved you $4,000. Now it's up to 40,000, four zero, $40,000. So if you're making a lot of money or you're in a high tax state, you can pay those state taxes before the end of the year and it creates a federal tax write off.   And so like if you were in a, you know, paying in a 32 % tax bracket and you paid $40,000, it's going to save you, you know, between 12 and $13,000 in taxes that year, which is pretty significant for found money. All it has to be done is you have to pay those taxes and then your, your CPA or your tax pro has to claim that. Right. So that's another big one that got raised and you probably heard a lot about it in the news because   People were trying to get it raised higher and some people thought it should be lower. It really does favor business owners. It's not something a person who doesn't have a business can do. And that was part of the controversy, right? ⁓ But at the end of the day, it's law. So you should be taking full advantage of that.   Kiera Dent (18:03) I feel like that definitely impacts like the high state tax ⁓ states like California, New York, like some of those bigger ones, definitely because I live in Nevada, it's a no state income tax state. So if I understand correctly, Derick, and this is where I love bringing smart people on, the salt tax doesn't apply to me per se in Nevada, because we don't have state income tax. Is that correct? But in those higher ones, it definitely helps you out tremendously by being able to take those those credits and apply them.   Derick Van Ness (18:32) That is correct, yeah. And like another really high one is Oregon. They have quite high state tax, whereas Washington has none. So yeah, that doesn't apply to everybody. But if you're in a state that has even medium, like I'm in Utah, income tax there is right around 5 % for the state. It's still significant, right? You can still do up to the same amount. You'll just get there slower than if you're in California.   Kiera Dent (18:36) Mm-hmm.   I agree.   Right.   Derick Van Ness (19:00) Once again, just one of those things like you talked about, know, having kids or, you know, having the ADA like disability access to your building or a lot of these other things that like there are a bunch of little things, but they really do add up doing the Augusta rule. I'm sure you guys have talked about a million times and paying your kids properly. And we have a whole strategy of actually how to help people use tax strategy to pay for their kids college, which is a pretty cool one using some of that.   Kiera Dent (19:15) Mm-hmm.   Derick Van Ness (19:29) But those aren't part of the tax bill, so we won't dig into that today. ⁓   Kiera Dent (19:32) But they   are smart things to know because as you're listing it off, I think when someone's making, let's say your practice is doing a million, let's it's doing 2 million, 5 million, let's say you're at a 50 % overhead, let's just do 5 million, that's 2.5 mil. Not all of that's going to come to you as profit, but let's use like, it also could be coming to you as profit, even if it's in the form of distributions and different pieces. I'm like,   Derick Van Ness (19:42) Mm-hmm.   Kiera Dent (19:55) on that 2.5, if that's your taxable income, now let's just do, let's say you're in the highest, like that would put you in the highest tax bracket. So we're at a 37%. Like that's almost a million dollars worth of tax money right there on 2.5. So I understand that say 12 grand doesn't seem like that much, but I'm like, but 12 grand is still going to chip down this tax bill. And then you do another 20 grand here, then you do another 15 grand here.   All of that does exponentially chip down and like the bonus appreciation. That's why I think Derick, you're talking like the $200 on a million of taxes, not really going to move the needle, but 12 grand, 15 grand. It's the stacking and being able to keep that money. You have to pay this tax no matter what. And why not like benefit and minimize and reduce it and keep that money. then even worst case scenario, you even go invest it or you put it somewhere like a high yield savings account, but still making 4 % for you.   that you wouldn't have been making so that money's working for you. I think it's a no brainer ⁓ no matter what tax bracket you're in just to see. But like I also think this is where I don't like to get lazy on my taxes like, is it really worth doing the Augustus roll? Yes, it is. Because like you said, every dollar saved today, if I could even take that 600 or that 2000 or that 12 grand, put it in right now, like go back to college. How many of us wish we would have invested at that point in time? 20 bucks when we were in college.   Derick Van Ness (21:02) You   Kiera Dent (21:19) into the stock market and what that would be worth today, I think that there's just value in being strategic and smart and this is how you build wealth. It's not sexy, but if you do it consistently, you will exponentially become wealthier much faster than otherwise. I think it's the fastest way to get to wealth long term because you've got a runway in front of you.   Derick Van Ness (21:38) Well, I'm going to throw something out here, Kiera, because I get to see behind the scenes, right? I work with a lot of successful dentists and dentists have a really good income. Dentists generally are not great at creating wealth. I'll just be totally honest with you. A lot of them, they make enough money that they, ⁓ they can spend and they have a good life and they're able to put some money away, but proportional to their income, a lot of them are not great savers because of exactly what you talked about. A lot of them make all this money, but they got to pay off a lot of debt.   Kiera Dent (21:42) Mm-hmm.   I would agree.   Derick Van Ness (22:08) right, student loans and a business loan. Well, that's a lot of cash flow, especially in the first five years going out of lot of people's pockets. So a lot of times I'll see a dentist and they're making, let's say they're taking home $500,000, which is very common. ⁓ But you look at their investments and everything and they've got 300 grand saved. And they've been at it for 10 years and you're like, what happened? it's they paid off student loans, they paid off business debt.   Kiera Dent (22:27) Mm-hmm.   Derick Van Ness (22:33) They've had to invest in equipment along the way. They've had to remodel their office. They bought a house. You know, and they have some nice things. But now when you start going back and saying, hey, we can do this, this, and this, and now you get to save an extra, let's go really, really low, an extra $20,000 a year. Okay. I did some math the other day for our newsletter, $20,000 a year. If that's what someone saved and they just put that money to work at 7%. Over 30 years, they'd have $2.1 million roughly.   Right? So it's like, it's not, it doesn't appear to be a huge thing, but over time it really does add up. And to be quite honest, someone who makes $500,000, I can think of a bunch of ways that are outside of the new tax bill, things we've been doing for years that can really save them a whole lot more than that. And so for a lot of people, like if somebody is making two and a half million dollars, there's actually some advanced strategies that can really move the needle in a big, big way. But these small things like paying your state tax by the end of the year,   It takes you five minutes and you saved 13 grand. Okay, that's a big deal. Doing, making sure you're paying yourself properly so that you don't end up paying self-employment tax unnecessarily on more of your income than you. Okay, that's another seven, 10, 15, 20 grand. ⁓ Paying your kids, Augusta rule, bonus depreciation. Okay, now all of sudden we took a bill that was maybe 120,000 of taxes for someone who makes 500 grand and now they're paying 50.   Kiera Dent (23:34) Hmm.   Derick Van Ness (24:00) So they kept 70,000. Like that's a big deal. You put that together and using the math I just did there, that's about $5 million over 30 years, right? So it's significant and I bring up the two and a half million thing, because I don't see a lot of dentists. I have a few clients that make that kind of money, but most of the dentists, especially people who own one or two practices, they're making between on the lower end, maybe 300, 350, on the higher end, maybe 800, 900,000.   Kiera Dent (24:00) Mm-hmm.   Mm-hmm.   I agree.   Derick Van Ness (24:29) You know, so suddenly an extra 50, 70, 80, $100,000 a year is a lot of money. It makes a really big difference.   Kiera Dent (24:37) I agree.   I even think though, on no matter where your bracket is, I think like, well, one, I just hope I don't know, Derick, I need to surround myself with people like this. I hope that no matter what income I make, I don't ever like pish posh 70 grand. Like I just hope I hope I never I mean, I hope that I'm a freaking billionaire at one point in my life, like that'd be incredible. And like the amount of good that we'll be able to do in this world, like even today. But I'm like, I hope that I stay   humble and grateful enough that I would never say like 20 grand or 50 grand is not worth my time to do ⁓ in a small effort. ⁓ And so I think that that's just a zone of like, let's remember the humility as well of like, yes, these things are tax savings, but they're also going to exponentially grow you, you, your practice, your family, like your contribution, your good that you're able to do in this world. So even if you're not using it for yourself, think of the good that you can give back to this community in this world. So I think   And then I'm also like, yeah, and if you're at 300, 70 grand is a lot. If you're at 900, 70 grand should still be a lot. If you're at 2.5 million, 70 grand should still be a lot for you to where I think like, I also feel it's a skill of staying sharp rather than getting lazy and sloppy as we evolve. I know I've done it. Like I used to be way more scrappy when I first started the company and I'm like, yeah, well, do we really have to do all this? And it's like, but I think this...   sharper we can keep ourselves and the more disciplined we can to be expert saviors. Like I talked to Ryan Isaac of Dentist Advisors often and he and I talk about like the biggest thing is like being a great saver, like building your wealth, but then also not losing your wealth by doing dumb things or not being disciplined and watching what you've built. Like it's kind of two sides of the coin and being able to get there at the end of the day, I think is what we're all striving for. So I think it's brilliant and I hope that nobody says pish posh to us.   Derick Van Ness (26:12) Mm-hmm.   Kiera Dent (26:34) 70 grand if we could save you that much in taxes.   Derick Van Ness (26:37) I sure hope not, right? And if you do, it's because you've got a better use of your time than that. But quite frankly, most of this stuff, especially taxes, the cool thing is we've had a few tax rewrites in the last, you know, 10 years or so. But typically we don't have a lot of tax rewrites. So once you know the rules, it doesn't change that much year to year. A few little things change here or there, but for the most part, if you can take the time.   get yourself the right team or learn the rules yourself. mean, I think even people who know how to do this themselves, having a good tax pro on your team can be worth a lot because things do come up. ⁓ But honestly, most of it, once you know it, doesn't take a lot of time, right? We're talking a couple hours a year. And if you know what you're doing, a lot of this you kind of do along the way or it's already set up, like setting the money aside for taxes that's already set up, paying before the end of the year. That's just the thing you do one time, you write one check or make one payment online and   Kiera Dent (27:17) Mm-hmm.   Derick Van Ness (27:32) and you're done, right? And a lot of these things are easy. ⁓ Another one that's a really big one that came up with the tax bill that I'm very excited about is they brought back the research and development credits. And this is another thing that for a dentist, it'll probably take you two hours of time ⁓ to do it, like an hour to work with someone to do the projects, which is basically an interview of what have you done, what's the research so that the tax team can look at that.   Kiera Dent (27:43) Mm-hmm.   Derick Van Ness (28:00) And then just getting your tax returns over because not only do these credits come back, but you can retroactively, we've got one year to do this retroactively. You can go back and claim the credits for 2022, 2023 and 2024. And so that gives us three years where you can amend and go back and get that money. And I mean, for a typical dentist, I see on the low end, there are a lot of them. If you're investing in equipment, trying new stuff, which   Kiera Dent (28:15) Wow.   Derick Van Ness (28:29) most dentists to compete have to be doing today. If you're doing, you know, still doing mercury fillings from the seventies, then maybe that's not you. But most people who are listening to your podcast are...   Kiera Dent (28:32) Mm-hmm.   I was going to say you, most of the podcast   community should be in that realm.   Derick Van Ness (28:44) Yeah, I'm kind of joking, but typically, I mean, it's between $10,000 and $20,000 a year. if you have a big practice, I mean, we've had clients that have gotten multiple six figures back because they did some major overhauls and a bunch of stuff. But let's call it $15,000 to $20,000 a year for a lot of dentists. It takes 45 minutes to do it, the interview, and then a little bit of time to review that, make sure it's good.   So let's call it two, maybe three hours of total time to get that money back, right? And you can do this every year when we amend. You have to amend them and they go back to the IRS. And the IRS is taking about a year to get checks out. They're a little buried ever since COVID. They got behind and they just never caught back up. But once you get on top of that for 2025 and beyond, like you can just do it proactively. You just don't pay the taxes. You don't have to wait for a refund.   And so it's another one of those things where you spend an hour or two a year and you get 10, 15, 20, $30,000 a year that you just get to keep. Right. And so this one to me is a huge one for dentistry because the rate at which the industry is changing, right. Uh, went from, from cone beams to milling people, milling their own crowns. Now it's 3d printing pretty soon. It's going to be, you know, a lot of these things you see at the shows with the robots doing things and all kinds of different things that   Kiera Dent (29:50) Awesome.   Totally.   Derick Van Ness (30:12) Dentistry is a very progressive industry, right? A lot of AI coming in with answering phones and scheduling people and answering questions and all of that kind of stuff. You may as well get credits for it. You're doing the work, you're buying the equipment, you're figuring this stuff out. So if you're doing anything where you're upgrading, trying new technology, looking to get better, faster, more efficient, you're probably accruing the credits. ⁓ And it's just something you don't want to miss out on. R &D credits are... ⁓   not as well known as they could be because it's very much a specialty thing and it's relatively new to the tax code. It only became permanent in 2015. It's been around since the 80s but it changed a bunch and became permanent then. And the reason we didn't do it through 2022 through 2024 was there was a change in the 2017 tax code and you know they gave tax breaks.   Kiera Dent (30:43) Mm-hmm.   Derick Van Ness (31:07) to corporations, they had to make it up somewhere. And this was the place where they said, if people claim R &D, they also don't get to write off all the expenses without going into all the detail. It just wasn't worth doing. Now we can go back and recover that. Congress didn't think it was even going to become a law. I think they thought they were going to amend it. And then COVID happened. And they sort of forgot about it. So it became a law in 22. Anyway, this is all fixing it. So to me, this is a huge one. It's an easy win for a lot of a.   Kiera Dent (31:18) Yeah.   Derick Van Ness (31:36) a lot of dentists to be able to go out and just get a bunch of money back in taxes you've already paid for stuff you've already done. And it's pretty minimal effort. ⁓ There are lot of different people out there who do it. We do a free estimate for people so they can kind of see what's on the table. But yeah, it's pretty straightforward. To me, that's probably the one specific to dentistry that's going to apply to almost everybody listening almost every year. And so   I kind of saved it toward the end here because I think it's the big win. know, the others, the bonus depreciation can be bigger, but you're probably not buying a business or massive amounts of equipment every year. But if you are, then that's going to be a huge one too.   Kiera Dent (32:20) Yeah. No, Derick, I love that. And I did some math because you talked about like one hour approximately per month to do these things. And I just I did some really, really conservative numbers. So I was like, if we were doing 20 grand of how much we get for tax savings of like actual dollars to you. And that was in 15 hours a year. That's 1333. So about 1400 per hour. And so thinking about a dentist who's producing 1400 per hour.   That's actually, that's a pretty high production. You're producing about $11,000 a day as a dentist at that rate. Then I was thinking like, okay, the R &D is 10 grand, 20 grand in two hours. That's now producing $10,000 an hour. I was like, that dentist would be producing $80,000 a day. Just to put in comparison of your dollar per hour on production, you apply that to your tax savings. I think that it's to me,   Not all dentists are even producing $1,300 an hour. Even very, very skilled dentists, like 500 to 1,000 is actually pretty great. That's what we try to target for doctors to do. 8,000 a day is a pretty good amount. So when I just did the quick math and I'm like, a lot of dentists are not working five days a week. A lot of you are working four days a week. So if you just added this as part of your CEO time, one hour per month to dedicate to this.   What's the ROI of that time? think it's very well worthwhile. And I will agree with you, Derick. We've had you on the podcast before. That's why I had you come back on, because I am seeing multiple clients get these R &D credits coming through that I just think it's a worthwhile thing. Again, I feel like it's Geico. That's what I feel like right now. Like one hour or like one quick call could save you 10 to 20 grand. I think that that to me, again, let's be sharp. Let's be savvy. Let's make sure we take advantage of these opportunities because again,   Derick Van Ness (34:00) you   Kiera Dent (34:13) Like you've said, the compound of that 10 or $20,000 that you get over the course of the next 20 to 30 years while you're doing dentistry, even if it's five years, even if it's 10 years, ⁓ that to me is so worth your time. I feel like that's the best use of your time you can possibly do as a CEO, as a business owner. So Derick, that's why I want to do back on because I think everybody should connect with you. Everybody should talk to their CPAs about this.   I know you guys do the R &D credits. I also know that you guys do accounting. So if people are looking to connect with you, Derick, like what's the easiest way? Like I'm fired up listening to this podcast. I'm committed to my one hour a month. It's like one and a half guys. So you're gonna have to be a little bit more, but I'm committed to that. Where do I start? How do I get going to make sure that I can maximize this big, beautiful tax bill and also the R &D credits for my practice.   Derick Van Ness (35:03) It's a great question. So we actually set up a page just for Dental A Team listeners, right? So it's just, my company's called Big Life Financial. And we do that, it's not big money financial. Our goal is to help you get money out of the way so you can live the life you're here to live as a human, right? And really spend the family time and make the contributions and express yourself as you want to. But it's BigLifeFinancial.com/DAT. So if you go there, it's a research and development credits   opt in right for the page because I think that's the biggest win. But we will also do, if you would like, a full three year tax review for people. Anybody who wants to see, have I been overpaying? There's a million things we didn't touch on today because they're not part of the new tax bill. There are things that have been around for a long time. ⁓ But we can help you to get a good idea of have you been overpaying and what are the opportunities out there? ⁓ And so that's a great way to start. And then from there, if it seems like you want to   Kiera Dent (35:46) Mm-hmm.   Derick Van Ness (36:03) find out more, you have questions or things come up, but that's a good starting point, right? It's like a diagnostic that gives us a good place to start from. So BigLifeFinancial.com/DAT will set up a free call. It should only take maybe 15, 20 minutes at first just to answer any question. That's great.   Kiera Dent (36:19) 15 or more could save you.   It really fills up, it's true. It's true. Daria, I do have a question though, because people get creeped out by taxes. How often do doing this and looking back at past taxes alert audits within the IRS? Because people creep out about this.   Derick Van Ness (36:37) So doing it,   so the R &D credits, especially this because they literally passed a law and said, yes, you can go back and do it. So there's going to be a ton of people doing it. So I don't think it's going to be any type of audit unless you really weren't doing research, right? But that's what the interview is for, is to help us to identify it. And our team will essentially tell you what does and doesn't qualify. But there's no risk to it, especially because they're saying, hey, yeah, you can go back and do this. You could.   I mean, you could have claimed it before, but nobody did. So it's not going to stand out. also, even in the past, when we've done this for people prior to that law change, I think out of 16,000 filings, there's been like maybe 12 or 15 audits. It's lower. It's even lower than a typical audit range. And I don't know how that's even really possible, but it's just been very low. It's not something the IRS is really worried about. It's not huge amounts of money.   Kiera Dent (37:10) Mm-hmm.   Derick Van Ness (37:35) You know, some of these other strategies care that you're aware of. people are getting 50, 100,000, $200,000 tax breaks and those are much more highly scrutinized. You really doing this work, which dentists do, uh, and based on your industry, I don't think they're really going to bat an eye. It doesn't mean there's a zero chance, but it's very, very low. Just like if you had a piece of equipment, forgot to depreciate it. Now you went back and amended to do that. It's that straightforward. It's a permanent part of the tax code. It's not gray area stuff.   Kiera Dent (37:42) Right.   which is super helpful. And that's just where I wanted to clarify because I know people get kind of weird of like, yeah, I want to save on my taxes, but I'd rather not get audited. And so I think this is a world where you can be both. You can save on taxes legally, just like the Augustus rule. Like that is something very common. People do it if you don't know about it, talk to your CP about it, ⁓ your kids having real jobs. So I feel like it's something where, like you said, it's not talked about as much, but that does not mean that it is not as commonplace or that you shouldn't bonus appreciation on real estate, on big equipment.   Derick Van Ness (38:10) Yeah.   Kiera Dent (38:36) These are things that I also feel this is the time like a political landscape for you as a business owner to take advantage of tax benefits. The person who's in the White House currently, whatever you choose to believe or not believe is very pro businesses in a lot of ways. And so I'm like, if you're ever going to try it based on who's in office, ⁓ I think now is a great time ⁓ with how many things are coming forward for businesses and being more business. ⁓ I would just say   business friendly, I think is where the political landscape is currently. Again, not to go down a political path, just to be looking at like, if I'm hedging my bets, now is probably a really good time where odds of audits are probably a little bit lower than maybe at other times of the political landscape. So just things to think about. Derick, I love these podcasts. I love building wealth. So guys go to BigLifeFinancial.com/DAT, so Dental A Team. So it's just DAT our initials.   Derick Van Ness (39:15) Yeah.   Kiera Dent (39:32) And Derick will take great care of you. Derick, any last thoughts as we wrap up today? I appreciate you so much being on here.   Derick Van Ness (39:38) No, just think, you know, dentists work really, really hard and I feel like a lot of them don't get the fruits of their labor because there's a lot of these little things that they haven't been taught. And I think all the little things do add up. So, you know, this is one of those things that if you choose to just take it on, figure it out in a year or two, you'll be way ahead of the game and you get to benefit from that basically forever. Right? lot of this stuff, once you figure it out one time, you can just ride.   80%, 90 % on autopilot. So if you've been afraid of it, would say it's climb over that hill, whether it's with us or someone else, it is really worth it. You guys work too hard, take too many risks, deal with too much headache to not get the full amount of the money that you really deserve to keep. So yeah.   Kiera Dent (40:23) I agree.   That's why Derick gets to be on the podcast because we're very aligned. I've always said I want dentists to be insanely wealthy, insanely. I see what you go through in school. mean, 2.5 million debt ⁓ to even get the opportunity to practice. ⁓ That's really where I was on a very strong mission to help dentists just like Derick to be as successful as you want to be. And there's little strategies like what we talked about that are big strategies. So take advantage, get over the hump.   Chat with Derick or your financial advisor or your CPA. But these things, I think, need to be part of your every single year conversations. They need to be talked about multiple times. You need to be asking what's been changing in the tax bill, keeping yourself a part of it. Very simple moves, big gains this year. Derick, as always, thanks for being a part of it. I really appreciate you. And for all of you listening, thank you for listening, and I'll catch you next time on the Dental A Team Podcast.

12.08.2025 – Langsam Gesprochene Nachrichten – Trainiere dein Hörverstehen mit den Nachrichten der DW von Dienstag – als Text und als verständlich gesprochene Audio-Datei.

Communication is a human right - but what happens when someone can't speak for themselves?Sean Allsop struggled to talk until he was eight years old, when he began to speak thanks to years of speech therapy. He explores the technologies and innovations helping people around the world who struggle to communicate.We meet Richard Cave, National Advisor at the Royal College of Speech and Language Therapists, as he introduces a patient and their family to voice banking, a method that preserves someone's voice before it's lost, using recordings to create a personalised synthetic version. He explains why having your own voice is a major part of your identity.In the United States, we hear from people trialling a brain chip that turns neural signals into speech. It's still in its early stages, but how close are we to seeing this kind of technology more widely available for those who would benefit from it? A child-friendly robot made in Luxembourg is teaching children with communication difficulties how to express emotions and build social skills. And in San Cesareo, Italy, the simplest solutions can sometimes prove the most effective. The town has introduced AAC (Augmentative and Alternative Communication) sign boards in public spaces, helping both users and non-users learn and connect.Image: A student pointing at an image on an AAC sign board (Credit: Eleonora Vallerotonda)

We've always said to understand the economy, you have to understand human nature, and nothing reveals that better than watching the biggest players do a Godfather-style U-turn for easy money. In this episode, we connect the dots between Marlon Brando's Don Corleone and Jamie Dimon's pivot from calling crypto “a fraud” to using it as loan collateral, all while the President of the United States holds stakes in coins of his own. We unpack how the $2 trillion crypto market has morphed from anti-Wall Street rebellion to one of the most powerful lobby groups in America, funnelling cash to Congress to rewrite the rules. Along the way, we lift the lid on stablecoins, explain why money is a public good (not a private printing press for the TikTok age), and ask what happens if the dollar's last line of defence, the Fed, gets taken out. Life imitating art imitating life… and the ending might not be pretty. Hosted on Acast. See acast.com/privacy for more information.

Felipe talks about his new book, coming to the USA under an EXTRAORDINARY ARTIST visa, writing for Colbert, growing up in Columbia, the beauty of curious Americans, the danger of being too comfortable, and losing emmy awards to his wife.Bio: Felipe Torres Medina is a Peabody and Writers Guild of America Award–winning writer from Bogotá, Colombia. His writing for The Late Show with Stephen Colbert has earned him five Emmy nominations. His humor has appeared in The New Yorker, McSweeney's, and others. He lives in New York City with his wife and is totally chill when you misspell his birth country's name. (He is not.)

Beto O'Rourke is back and you know what that means: he's wrong and loud about it. Nvidia has made a deal with China that includes kickbacks to the United States. Is this a good deal or a bad one? After the Big Balls incident (the BBI, if you will) President Donald Trump has been taking a look at making the nation's capital safer. His first target? The homelessness problem. We're going to tell you exactly how much of a problem it is.GUEST: Josh FirestineLink to today's sources: https://www.louderwithcrowder.com/sources-august-11-2025Buy the OG Mug Club Mug on Crowder Shop now! https://crowdershop.com/products/og-mug-club-mugLet my sponsor American Financing help you regain control of your finances. Go to https://americanfinancing.net/crowder or call 800-974-6500. NMLS 182334, http://nmlsconsumeraccess.org/DOWNLOAD THE RUMBLE APP TODAY: https://rumble.com/our-appsJoin Rumble Premium to watch this show every day! http://louderwithcrowder.com/PremiumGet your favorite LWC gear: https://crowdershop.com/Bite-Sized Content: https://rumble.com/c/CrowderBitsSubscribe to my podcast: https://rss.com/podcasts/louder-with-crowder/FOLLOW ME: Website: https://louderwithcrowder.com/ Twitter: https://twitter.com/scrowder Instagram: http://www.instagram.com/louderwithcrowder Facebook: https://www.facebook.com/stevencrowderofficialMusic by @Pogo

This week, Scott is joined by his personal physician, Dr. Bill Blondie, who drops by to discuss his new job with the United States government. Then, businessman Danny Mahoney returns to the pod to update us on his new business ventures.  Get access to all the podcasts you love, music channels and radio shows with the SiriusXM App! Get 3 months free using this show link: https://siriusxm.com/cbb

This is The Briefing, a daily analysis of news and events from a Christian worldview.On today’s edition of The Briefing, Dr. Mohler discusses President Trump’s upcoming meeting with President Putin in Alaska, Israel’s recent announcement that it intends to take total control of Gaza, and Israeli’s citizens’ arguments over the morality of war in Gaza.Part I (00:01 – 00:02)Part II (00:03 – 00:04)Israeli Security Cabinet Approves Plan to Take Control of Gaza City by The New York Times (Adam Rasgon, Natan Odenheimer, Ronen Bergman, and Isabel Kershner)Part III (00:05 – 00:06)Sign up to receive The Briefing in your inbox every weekday morning.Follow Dr. Mohler:X | Instagram | Facebook | YouTubeFor more information on The Southern Baptist Theological Seminary, go to sbts.edu.For more information on Boyce College, just go to BoyceCollege.com.To write Dr. Mohler or submit a question for The Mailbox, go here.

Crime is down in D.C., but Trump is using the pretext of an attempted carjacking of "Big Balls," the former 19-year-old DOGE employee, to take over the city's police department and deploy the National Guard. It's a threat to other blue cities, and an ominous sign ahead of 2026 and 2028. Meanwhile, the DOJ has appointed 'a special attorney' and empaneled grand juries to investigate Trump enemies Adam Schiff and Tish James. Plus, it's odd how JD never seems to defend Trump on Epstein, and Putin has already scored a psychological victory by the promise of being welcomed to the United States as an equal—rather than the war criminal he is. Bill Kristol joins Tim Miller. show notes Cathy's piece on the upcoming Alaska summit Bill in "Morning Shots" on how Vance keeps drawing attention to the Epstein matter

The movie kicks off, once again way harder than it needs to. Bombay is out there crushing it in the minors. His future is bright. But he's hit hard and goes down with a knee injury. He goes back home and is picked up by Hans's brother, Yan. They talk about what's next for his life. He doesn't want to go back to Ducksworth. He doesn't think he can make money with pee wee. For now, he's just going to help out in the shop. One day, he has a visitor. It's Don Tibbles and he wants Bombay to coach a team representing the United States in the Junior Goodwill Games in Los Angeles.You'd think maybe there'd be an open try out. There's not. He just gets the Ducks back together thanks to Charlie.Team USA is going to consists of the Ducks and 5 new players:  Luis Mendoza, a fast skater who can't stop, Dwayne Robertson, a cowboy who is good with the puck, Julie "The Cat" Gaffney,  a goalie that will give Goldberg a run for his money, Ken Wu, a junior Olympic figure skater, and Dean Portman, who is a new enforcer.During the first practice, the teams tutor comes in. Michelle McCay. Bombay immediately puts on the moves. The first practice is rocky, but that's nothing some line dancing and country music can't solve.They have 1 school lesson and they're off to Los Angeles to get started! Up first, Trinidad & Tobago. Tough that USA has to play 2 teams at once but what can ya do. They dominate. The next day, at a press conference, Team Iceland shows up and the coach says TEAM USA IS GOING DOWN, THAT'S WHERE THEY'RE GOING! That's coach and ex-NHL player Wolf "The Dentist" Stansson. More on him later. Bombay begins to enjoy the fancy things that Dom Tibbles is giving him and begins to leave the team by themselves more which causes some issues. One night, Fulton & Portman are out past curfew and they see Bombay out on a date with one of the assistant coaches from Iceland.Bombay walks into the locker room the next day in a fancy suite and his slick back hair. The vibes are off. It's time to play Iceland for the first time. It does not go well. They get blown out 12-1 and Tibbles threatens to fire him if he doesn't get this figured out. He yells at the team and they get real mad. On a mandatory off day given by Michelle,  the players go play some street hockey, against a team led by a kid who has been trash talking them at all the games. His name is Russ and he blows their minds with his knuckle-puck.After a kick in the pants by Yan, Bombay goes to skate to clear his mind.In their match against Germany, Bombay fails to arrive on time cuz I guess he lost track of time while skating? I dunno man. Charlie asks Michelle to coach and she does her best but the team is struggling.  Bombay finally arrives with his duck call which we all know is duck for "I'm sorry" and the team gets straight to business with the Flying V and win the game. Bombay and Yan go full Mr Miagi and teach all the kids how to use their special skills. Bombay finds out that Banks has a hurt wrist and tells him he has to bench him. But Charlie has found his replacement - Russ and his knuckle-puck. At the last team practice, Bombay wants to have some fun with a beach ball. The Dentist shows up, squashes their ball, and challenges Bombay to a 1 on 1 game. Bombay is killing him when The Dentists nails his knee with his stick intentionally. It's time for the championship and Banks walks in to show that he's been healed. Only problem is his roster spot has been filled. So Charlie offers to give up his spot and become a coach. Bombay does not try to talk him out of it because Charlie sucks at hockey. The game is off to a real rocky start and they go into intermission down 4-1. So they head into the locker room and Bombay gives the classic "ducky fly together" speech and Yan surprises everyone with Ducks uniforms because there's no rule in the play book against changing jerseys during the game. And it works! Thanks to some clever play, the Ducks tie it up. The championship comes down to a shootout. It's 4-3. Iceland has one more shot to tie it up. Naturally, Bombay puts in Julie the cat as goalie. She stops it and the Ducks, I mean Team USA, wins!!!The team heads home and spends some time around the fire as they sing we are the champions together.

With Pokémon Worlds around the corner, we learn how to actually play the Legends Z-A demo early if you are attending (and yes, it'll only be for people who have a pass to attend Worlds). The drama behind the Ho-Oh missing art has been fixed quickly. We defeated over 6 million Wo-Chien and the Shiny is now in Mystery Gift. Pokémon GO is getting three small events in the USA for Eternatus. Pokémon is getting a new event in Japan at select observatories. TIMESTAMPS00:00:00-Introduction00:05:00-Pokémon Worlds Information00:22:50-How to Play Pokémon Legends Z-A Early00:28:20-New Ho-Oh Art for Pocket00:40:30-Shiny Wo-Chien Mystery Gift00:47:15-Eternamax Eternatus01:01:00-Pokémon Astronomical Observatory01:14:00-CreditsLINKS

We use the term Milky Way for that glowing arc across the sky. But how people picture it varies from culture to culture. In Sweden, that starry band goes by a name that means "Winter Street," and in Hawaii, a term for the Milky Way translates as "fish jumping in shadows." And: the history of naming rooms in a house. Some old houses have a room off the kitchen with only a sink and cabinets. It's not a kitchen, exactly -- but what's it called? Plus, the colorful flag of one European town features a visual pun on its name. It's a drawing of a hand holding a heart. All that, and head over teacups, humpty-twelve, lowdown, chockablock, overhaul, Desper't Ambrose, honyock, an imaginary boyfriend named Raoul, and so mad I could spit nickels. Hear hundreds of free episodes and learn more on the A Way with Words website: https://waywordradio.org. Be a part of the show: call or text 1 (877) 929-9673 toll-free in the United States and Canada; elsewhere in the world, call or text +1 619 800 4443. Send voice notes or messages via WhatsApp 16198004443. Email words@waywordradio.org. Copyright Wayword, Inc., a 501(c)(3) corporation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In Episode 434 of Hidden Forces, Demetri Kofinas speaks with Bruno Maçães, a geopolitical strategist and the former Minister of European Affairs for Portugal, whose latest book titled "World Builders" explores the intersection of technology and geopolitics. In the first hour, Bruno puts forward a radical new theory of geopolitics and technology that no longer views the world as a neutral battlefield between great powers to control territory and resources, but rather as a contest in world building that will afford the most powerful states back-doors into all aspects of our lives that they can use to alter the state of the world at any time or place of their choosing. In the second hour, Kofinas and Maçães explore why the United States has ceased building the global order it once championed, paving the way for China to construct a new world according to its own technological standards and ideological blueprints. We discuss what this means for the nature of the international order, individual freedom, the form that governance is likely to take in an increasingly virtualized world, and what is in store for all of us if things remain on their current trajectory and the United States recedes from its world building project, or perhaps, even worse, decides to destroy it entirely. Subscribe to our premium content—including our premium feed, episode transcripts, and Intelligence Reports—by visiting HiddenForces.io/subscribe. If you'd like to join the conversation and become a member of the Hidden Forces Genius community—with benefits like Q&A calls with guests, exclusive research and analysis, in-person events, and dinners—you can also sign up on our subscriber page at HiddenForces.io/subscribe. If you enjoyed today's episode of Hidden Forces, please support the show by: Subscribing on Apple Podcasts, YouTube, Spotify, Stitcher, SoundCloud, CastBox, or via our RSS Feed Writing us a review on Apple Podcasts & Spotify Joining our mailing list at https://hiddenforces.io/newsletter/ Producer & Host: Demetri Kofinas Editor & Engineer: Stylianos Nicolaou Subscribe and support the podcast at https://hiddenforces.io. Join the conversation on Facebook, Instagram, and Twitter at @hiddenforcespod Follow Demetri on Twitter at @Kofinas Episode Recorded on 08/04/2025

Ian Trottier, Author of the book High Stakes Treason, joins Stew to discuss Trump and his DOJ's sudden resurrection of the “SpyGate” saga with the Obama-tea deep state actors like Brennan and Comey, dangling their arrests — but is it all just part of his PsyOp and Epstein coverup? Western civilization has been infected by a parasitic invasion of foreign ideals and values that have been introduced into our culture by strange and morally degenerate people whose goal is world domination. We have been OCCUPIED. Watch the film NOW! https://stewpeters.com/occupied/

Keith fields listener questions on: changes to realtor fees, down payment strategies for investment properties, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets. He explains that realtor fees have shifted from a 6% listing fee to a 3% seller fee, with potential buyer contributions negotiable.  For down payments, he advises maximizing leverage while avoiding over-leverage.  Bonus depreciation allows for significant tax deductions in the first year, benefiting high-income investors.  Resources: Connect with a recommended cost segregation engineer to take advantage of bonus depreciation here. Show Notes: GetRichEducation.com/566 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:00   Welcome to GRE. I'm your host. Keith Weinhold, fielding your listener questions on changes to realtor fees, your down payment strategy, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets today on Get Rich Education.    Keith Weinhold  0:26   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week. Since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 1  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:22   Welcome to GRE from Athens, Pennsylvania to Athens, Georgia to Athens, Greece, and with listeners across 188 world nations. You are listening to get rich Education. I'm your host. Keith Weinhold, yeah, you and I are back together for a 566th wealth building week. This is not where you learn how to create wealth through careful sports wagering at DraftKings. We also don't try to do everything like WalMart. We talk about investing actually pretty aggressively yet reasonably and responsibly at the same time. Usually those attributes are opposites, but because we are leveraging the most proven wealth building vehicle of all time, real estate, where you don't have to be the landlord. You don't need to get deeply hands on with house flipping, and you don't need to own property in your local market, though you could. We are not day trading. We are decade trading. There's not a get rich quick element here at GRE, because that doesn't work. We're owning mostly long term rental properties, bringing the financially free beats debt free approach and cognizant that compound leverage Trumps compound interest. And from the day you start focusing on this, you can retire in five to 10 years, and you can take it as far as you want, because unlike many professional sports, the sport of real estate investing doesn't have any salary cap at all. I'm starting off with three of your listener questions today. You write into the show with your questions and what I've got a few that I think could help a lot of you. I answer them here. And as usual, I start with the more introductory question, and then I proceed to the more advanced. The first one comes from Sherry In Sellersburg, Indiana. I know where that is. It's just across the river and to the north of Louisville, Kentucky. Sherry asks when I go to sell my duplex, how have last year's changes in realtor fees affected my sale costs? Yeah, thanks for the question, Sherry. And a lot of people still wonder about this first and a big little technical here, but this benefits other listeners Sherry is that a realtor means that they are a member of the NAR, the National Association of Realtors. So not all people that you enlist to help you market and sell your property are realtors, because not all agents belong to the NAR. In fact, the best catch all term for this person is not an agent. Depending on the state you're doing business in, it's probably licensee, someone licensed to act as your professional intermediary in a real estate transaction. And by the way, the name of an NAR member is a realtor. It is not pronounced real utter it's realtor, like doctor and lawyer. You wouldn't call a doctor a doctor two syllables, realtor, but to get to the crux of your question, Sherry, the changes to realtor compensation took effect almost exactly a year ago. It was last August, and it has less. Of an effect on the industry than many thought. I stated last year that it likely wouldn't affect things much, especially here on the investor side, and it really hasn't. The simplified version is that the old landscape was that when you used to list the property for sale, the listing agent charged you a fee, traditionally, 6% they offered half of that to any cooperating broker that brought the buyer to you. That was simple, and that worked for decades. That changed one year ago now, when any realtor or really licensee, when they work with you, now they simply contract with you for their fee, only like 3% as a seller of the property, you no longer have an obligation to pay for the buyer side agent as well, like you used to. But when you sign a listing agreement, you can indicate that you may be willing to concede and give an allowance to the buyer when they engage a licensee on their side to help them purchase your property. So Sherry, your voluntary contribution to the buyer side is negotiable, and it's part of the offer that the buyer presents to you. Now that's what you'll see as the seller and what you should expect as a buyer. The new landscape is that buyers negotiate a personal service agreement upfront with their licensee. Their service isn't free. I mean, these people can't work for free, and the buyer side licensee acknowledges that they will try to negotiate to get the seller to pay that fee. So Sherry, in reality, that's still what often happens. So the seller still pays that fee. In the end, the reason why is that not only is this traditional, but buyers cannot normally afford to pay for their own representation on top of their down payment and closing costs. They're often spread pretty thin already, but sellers can typically afford it. They have the upper hand financially in the form of equity in the property. And here, when you're buying properties at GRE marketplace, you don't have to pay any of those fees. We use a direct model without a licensee. So that's sort of the short version of the change, and why. I hope that helps sherry. It's a good question. Even licensees are struggling with the new rules.    Keith Weinhold  7:38   The next question comes from Jezebel in Yonkers, New York. Jezebel asks, what is the ideal percent down payment that I should make on a rental property? I'm trying to figure out the trade off between debt level, cash flow, leverage and risk. I'm still trying to get past the mindset that paid off property is best. All right, that's Jezebel's question, and Jezebel The short answer is that you want to make the smallest down payment possible while avoiding over leverage. Over leverage, meaning that your monthly payments are so big that you struggle to make them. Now, many investors that buy rental property, they're going to make a 20% down payment on a conventional loan for a single family rental. At last check on duplexes and up the down payment has to be at least 25% now you can make a down payment as low as 15% at least on a single family rental, although you would then be subject to an extra fee a PMI premium. Now, why would one do such a thing for the leverage? Because leverage is almost seven to one at 15% down, but you've got to balance that with a PMI premium. Run the numbers and see what works for you. Now, since you can make just a 20% down payment on a single family rental, conversely, why would you put 25% down? Your leverage position would slide from five to one down to four to one, where you can often get a slightly lower interest rate if you put 25% down. But when you run the numbers, you'll find that it's often better to maintain strong leverage and only put 20% down. Now, Jezebel, as soon as you start putting 30% down on a property that is questionable at 30% or more, because at that point you really have to start asking why the rate of return from home equity is always zero. It actually makes your risk go up, like I've discussed extensively before, with 30% down, your leverage ratio has been cut to 3.3 maybe the answer could be that 30% down is what it takes to produce. Positive cash flow, but putting 30% or more down is clearly not ideal. Think about how good we've got it as real estate investors here, for example, imagine that you're attracted to a dividend paying stock because it pays a 4% yield, unless you're borrowing on margin, you would need to make a 100% down payment to get that 4% cash on cash return from a dividend paying stock, 100% sunk into this, which isn't even a down payment anymore. That's just an outright free and clear stock purchase. Well, instead, in real estate, when you realize that property prices rise or fall in value regardless of how much equity is in a property, you don't have an incremental increase in your equity growth. It's a quantum leap. And here's what I mean. Jezebel, say you're investing 100k in real estate, that's how much you're going to put into it, and it appreciates at 5%. All right, there are two scenarios with that. Scenario A, you put that 100% down into just one 500k property, well, then you've got just a 25k gain after a year. Instead, with Scenario B, you put 20% down on five 500k properties, then you've got a 25k gain after a year, not just 5k Said another way more powerfully. Scenario A, you only got a 5% return on one property. In Scenario B, you got a 25% return on all of five properties. Wow. That's why the leverage light bulb, when that goes off, that is an incredible flex that you've got. That's why I say it is not an incremental gain in your wealth. It is a quantum leap. So I hope that some of those considerations really help temper your strategy there. Jezebel, that really helps you see how financially free beats debt free and exposes the opportunity cost of a paid off property. Thanks for the question.    Keith Weinhold  12:19   The next question comes from Ed, and he is a personal friend of mine, so he submitted this question by text message to me, but I wanted to address his question here, because I've had other people in my friend group ask me about this. It's about bonus depreciation, what it is. It's about bonus depreciation, what it is and how it works. And what's interesting here is that even those that aren't active real estate investors have been asking me about bonus depreciation. This was part of Trump's OB BBA, the one big, beautiful Bill Act that was signed into law back on the Fourth of July, and I told you about that last month, but because of all the questions about it and the lack of clarity around people's understanding of bonus depreciation, although it gets a little busy, let me give you a real world example with numbers on how bonus depreciation really works and how you can put 10s of 1000s of dollars in your pocket with it the next time you file your taxes. And by the way, my friend Ed that asked this question is a cargo pilot, so he is probably the most well traveled friend that I have. Yeah, through our chats and on social media, I often see that he's in China or Vietnam or a bunch of other places, but he lives in the US. In fact, bonus depreciation is encouraging more people that haven't even been real estate investors previously to newly invest in real estate because it is for properties acquired January, 20, 2025, or later, Trump's inauguration day for his second term or later. And I expect this to be effective for at least four years from that date. I think I mentioned that part to you a few weeks ago. All right, the property has got to be newly placed in service, not something that you bought, say, five years ago. Bonus depreciation does not apply to primary residences. We're talking about rental property, although it does apply to more than just rental property, because it can apply to property used in a business, like equipment, machinery and furniture, but within rental property, it applies to certain components of the real estate, not the building itself. That is on a regular depreciation schedule, and not the bare land. Land cannot be tax depreciated at all. All, neither through regular depreciation or bonus depreciation. You probably already know that a residential building itself can be depreciated over 27 and a half years. That works out to 3.6% of the value each year that can be depreciated or written off on your taxes, right? Well, what if there were portions of your building that you could write off faster, like over just five years, meaning 20% of their value each year you can, and others over seven years, meaning 14% of their value each year you can. And there's 15 year items as well. All right, so what if, instead of all that, you could take those five seven and 15 year components and just write them all off in the first year of ownership, so that you didn't even have to wait the five seven in 15 years, you can, you can write them all off in year one of your ownership of the property, and that is what 100% bonus depreciation is right there. That is in addition to writing off the main building over 27 and a half years. All right, with that understanding generally, let me break this down in more detail. Use an example, and that will also help reinforce what I just taught you, the components of rental property that bonus depreciation applies to, include the stuff that wears out faster than the building, and they are indoor items, appliances, flooring and cabinetry. At times, it can include HVAC systems, all right, that is written off in five to seven years. And then outdoor items known as land improvements, that includes fences, parking lots and landscaping. They're typically written off over 15 years. All right, let's look at a real world example on how this can benefit you. You can use bonus appreciation on single family rentals, duplexes, fourplexes and larger buildings. Let's use an example of an apartment building that you purchase for $1.2 million one we'll say the land value is 200k that is not depreciable. So the building, the depreciable asset, has a value of $1 million you must have performed what is called a cost segregation study in order to break down that $1 million building into those erstwhile faster depreciating components. And no, you cannot do the cost seg study yourself. You need to pay a few $1,000 to hire a Cost Segregation engineer to do this study. All right, let's look at the cost seg breakdown, the result of what he or she finds for you, let's say the personal property that's worth 150k its recovery period is five to seven years, and yes, it is eligible for bonus depreciation. Then you have the land improvements say that's another 50k over 15 years for a recovery period. And yes, it is bonus depreciation eligible. And then finally, you have the structure, or the building worth 800k It has a recovery period of 27 and a half years. No, it is not eligible for bonus depreciation, just the regular type. All right. Well, let me define more of this personal property for you here these five or seven year assets, these are what are eligible for 100% bonus depreciation in qualifying years. So we're looking inside the units, appliances like refrigerators, ovens, dishwashers, microwaves, washers and dryers, also flooring, carpet, vinyl and removable floating floors, not typically hardwood or tile, cabinetry and countertops in some cases, especially if they're not load bearing. Window treatments like blinds, drapes and curtain rods, ceiling fans and light fixtures, they've got to be detached from the structure and furniture, if it's a furnished rental, like perhaps a midterm rental or short term rental. So we're talking about things like beds, couches, in chairs and then in common areas. This five to seven year personal property includes fitness equipment in the gym, leasing office, computers, desks, chairs, clubhouse furniture or TVs, package lockers, like places where your tenants have their Amazon packages, playground equipment and trash compactors. All right, to be clear, that was all personal property that can be depreciated over five to seven years. And then there are those land improvements, the. 15 year assets also eligible for bonus depreciation, sidewalks, fencing, landscaping and irrigation, parking lots and striping, outdoor lighting, retaining walls and signage. Okay again, those are the land improvements, the 15 year items, things that are not eligible for bonus depreciation are the building structure itself, like I mentioned. That includes the roof framing, drywall foundations, and also things like elevators, structural plumbing and wiring and HVAC systems that serve the whole structure. Okay, all that stuff falls in the category of regular 27 and a half year depreciation. All right, so what is the 100% bonus depreciation effect? All right, well, your eligible amount in our example is 150k of personal property plus 50k of land improvements. That's 200k that you can deduct all in one year, rather than having to spread it over five and seven and 15 years. But all in year one of you owning the property that's 200k and again, the remaining 800k structure is depreciated over 27 and a half years. That works out to about 29k a year. This is where it gets exciting. Here we go. So your total year one depreciation, the year that you bought this asset and put it into service, with your bonus depreciation items adding up to 200k and your regular building depreciation at about 29k your total year one deduction is about $229,000 Wow, before I break that down some more and tell you about how it really helps you, let's just be really clear. How did you really get to the 200k of bonus depreciation. All right, let's say the cost segregation study allocated 80k to appliances, flooring and fixtures. Remember, they are the five to seven year items. Another 70k to common area, furniture and office equipment, that was the seven year stuff. All right, so there's 150k or personal property, and then another 50k to that outdoor stuff, the depreciable items known as land improvements, like the parking, landscaping and fencing, those 15 year items, that's how we got to 200k all bonus depreciation eligible, all fully deductible in year One under the 100% bonus depreciation rules, all right, so here it is. Here's the takeaway. You have front loaded an extra 200k of deductions in year one, and you have greatly reduced your taxable income. This is the outcome. This is the result. You just reduced it by 229k between the bonus appreciation and the regular depreciation. All right, so what is the effect of you reducing your taxable income by 229k in one year? Well, if you're in the, say, 32% tax bracket, you keep an extra $73,000 in your pocket. That's $73,000 that you would have had to send to the IRS for the next tax year. But no, you don't, and that is the power of bonus depreciation. That's how it works. Ed, and for all of you that asked about it, I know it's not that simple, and there were a lot of numbers flying around there, it got a little heavy, but that's a complete breakdown. That's why so many people are excited about the return of 100% bonus depreciation, as laid out in law with the one big, beautiful Bill Act, as you can see, it's going to help higher income people more than anyone. If you'd like to get this going and connect with GRE recommended Cost Segregation engineer, or just check and see if it's worth paying several $1,000 for the cost segregation study, we can help you with that. In fact, you might remember that I interviewed him on the show last year, and we will make that introduction for you and help ensure that you have a successful cost seg and bonus depreciation experience regardless of the size of your portfolio, even if you don't own million dollar apartment buildings. You don't have to have a huge income for this to benefit you. It just benefits those people the most. Well, you can set up a time to chat with us about that completely free of charge at GRE investment coach.com I think you know that's where you can also get a completely free strategy session about growing your overall real estate investment portfolio. You might as well do that at the same time at GRE. Investment coach.com. More next, I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  25:07   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chaley Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Keith Weinhold  25:39   You know what's crazy your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom family investments, liquidity fund. Again, text family to 66866,   Blair Singer  26:49   this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream.    Keith Weinhold  27:07   welcome back to get rich Education. I'm your host, Keith Weinhold, if you have a listener question that you'd like to have answered on air, get a hold of us at get rich education.com/contact that's where you can either leave a voicemail or write in to us. I'd like to tell you the frequent guests that we have here on the show, all from the rich dad school, if you will, are going to be speaking in person at Penn State University in just a few weeks. Here it is on the 29th of this month. Yes, an event you can attend in person. It's going to be Robert Kiyosaki, Garrett Sutton and his son Ted Sutton and Tom wheelwright, the four of them speaking live and in person, sponsored by Penn State's Borrelli Institute for real estate studies. The event is named Rich Dad revealed Real Estate Wealth and wisdom. If that's of interest, look it up and check it out. From listening to the show and being a savvy investor that's inflation aware, you know that the mission is to turn a really fake asset, a conjured into existence asset, like $1 convert that into a real asset. Here is some astonishing clarity on why. That's the mission in this could leave you flabbergasted. Since 1980 The United States has one and a half times more homes, two times more gold today, and 42 times more dollars today. My gosh, that is almost laugh out loud material here. Yes, since 1980 the year that Jimmy Carter was president and Star Wars, The Empire Strikes Back, was the top grossing movie. The US has 56% more residential housing units today. So basically, since the year that Darth Vader told Luke Skywalker, I am your father, there are about one and a half times more homes, twice as much gold mined and brought into existence, and 42 times more dollars created out of thin air for the future, all of these trends are expected to continue at roughly the same trajectory and proportion to each other. Now, there's a reason that people use precious metals to measure inflation. It makes a particularly good measuring stick because commodities like gold, silver, platinum, palladium, rhodium and copper, they don't change over time. Unlike a car or a bottle of soda, these items are on the periodic table of the elements, an ounce of gold 1000 years ago is exactly the same. As an ounce of gold today. That's why commodities like this are such good long term inflation measuring sticks. And then there's Bitcoin, something that didn't even exist until 2009 there will only ever be 21 million of them in existence, and 95% of Bitcoins, about 20 million have already been mined into existence. So yes, only 5% more will be issued, and it's going to take about the next 100 years to do that. If bitcoins were the size of a quarter, all 21 million of them could fit inside a single shipping container. There's some fixed supply scarcity. Let's listen to this. It's about 30 seconds long, and it's called all there will ever be.   Speaker 2  30:50   Every day the Fed prints an average of $465 million that's 26,000 shipping containers a year, created out of thin air. Maybe that's why the dollar loses value over time. But there's one thing they can never print more of Bitcoin at the size of a quarter. This is all there will ever be. Shouldn't the store of value hold its value?   Keith Weinhold  31:16   That's actually a Coinbase video advertisement that we just listen to the audio of there together. Yes, what they show at the end is a shipping container where, if bitcoin were the size of a quarter, all of them that will ever exist would fit in one shipping container. And like it said, every single year, on average, the Fed prints enough dollars to fill 26,000 shipping containers, just staggering. There are so many dollars now, I'm thinking of replacing my insulation with stacks of ones. Same R value, better liquidity. Pretty soon, we won't count dollars anymore. We'll just weigh them. Welcome to the Zimbabwe starter kit. We have gone from sound money to clown money. That's another way to think of it. Oh, they say money doesn't grow on trees. That's true. It grows in spreadsheets. Now, though, one keystroke at the Fed and poof, there's another trillion just like that. Just hit the control, plus the print key. That's all it takes. All right. Well, let's take a look and see how this manifests in your life as a consumer and as a real estate investor and as a worker since January of 2020 to today, a $100,000 salary has the same buying power as 125k today. Guess over just the last five years, the dollar has lost 25% of its value, and now I'm talking in terms of the CPI here, the consumer price index. So of course, all these figures I'm using could really be higher, like we say, therefore these figures are only the inflation rate that the government is willing to admit to. How does this break down by region? So yes, we have 25% national inflation over five years, but different regions have different rates of inflation, including the region where you are, and this is due to reasons like climate and the composition of industries and even cultural preferences. For example, a southern climate with a lot of air conditioner use spends more on electricity. So if electricity costs are high there, then that region's inflation rate could be higher than that of a northern climate. A place like Omaha, Nebraska is proximous to a lot of agricultural crops and beef, but a place far from where those items are sourced could be more sensitive to changes in beef prices or less sensitive. So over the past five years, here's how much annual inflation in these select cities have experienced again, per the CPI from lowest to highest San Francisco is just 3.3% per year. So in San Fran your 100k salary in 2020 would need to be almost 118k today just to maintain purchasing power. New York City, 3.9% annual inflation over the last five years. Chicago, 4.2% Philly, 4.3 Seattle is at 4.8 Dallas, Fort Worth 4.9 St Louis, 5% Atlanta, 5.1 Miami, 5.4 we're really getting up there now. Phoenix, 5.9 San Diego, 6.1 and the major. Major city with the highest inflation rate over the past five years is Tampa, Florida, at 6.4% annually, Tampa's had some of the highest real estate appreciation over the past five years as well. So this means that a 100k salary five years ago in Tampa would have to be 128k today just to maintain purchasing power due to its 28% cumulative inflation the past five years. But that's the CPI. The real figure could be 40% plus in Tampa. All right, now this information is useful, because even if you believe that the CPI is understated, which most everyone that's looked at it does, as long as the methodology is consistent, you can see the regional variation here. Again, San Francisco was lowest at 3.3 Tampa about double at 6.4% the ever present force of inflation. It's merely surreptitious, until you have a big wave of it peaking in 2022 that everyone noticed. Let's look at how it's contributed to the real estate price run up since 2020 All right, so in the first quarter of this century, you might find this unbelievable in itself, in the year 2000 the median priced Florida home was 195k I mean, that's the median price. Then the investor sweet spot is usually lower than that. It might have been 130k in Florida in the year 2000 so again, 195k in Florida for the median home price as recently as 2000 today, it is 412k gosh, almost as surprising in Texas, It was just 153k in 2000 and it's 338k now, I mean, don't these prices like 153k in Texas, make it seem like the price for a dog house already, New York, 276k up to 576k Also from the year 2000 to today, Washington, DC, 293k up to 643k Colorado, 377, up to 582k Florida, more than doubling 393, up to 833 And Washington State also more than doubling 313k up to 630k my gosh, price increases like this. They're a function of both monetary inflation and appreciation, and it's really a chief reason that the Fed has not cut interest rates this year. It's because the memory of soaring inflation is still much too recent.     Keith Weinhold  38:05   To review what you've learned on this week's episode. Changes to realtor fees have made less industry impact than many expected. The smaller your down payment, the more powerful your leverage fulcrum. The return of 100% bonus depreciation has many investors, and even non investors, interested in adding income property to their portfolio, and staggering inflation is a motivator for adding real assets to your life. Hey, if you would, I would love it, and it would mean the world to me. If you found this episode valuable enough that you would share it with a friend. I put a lot of thought into it, just like I do every single week, friends are probably going to find explanations about realtor fees and bonus depreciation highly helpful this week, you can either share the episode by word of mouth or take a screenshot of this episode and put it on your social media. You might want to write out that it's get rich education in your social posts, because it only shows GRE on our podcast, cover image in some views. Thanks for telling a friend about the show. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  39:23   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  39:47   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push Notes. Vacations and cookies, disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video course, it's all completely free. It's called The Don't quit your Daydream. Letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866, while it's on your mind, take a moment to do it right now. Text gre to 66866   Keith Weinhold  41:02   The preceding program was brought to you by your home for wealth building, getricheducation.com.

President Donald Trump has ordered a new census that does not count illegal immigrants, and this could drastically remake the United States as we know it.The move could shift anywhere from 20 to 40 House seats from Democrats to Republicans, as well as give a more accurate estimate of the number of illegal immigrants in the country.Views expressed in this video are opinions of the host and guests and do not necessarily reflect the views of The Epoch Times.

About this episode: As the United States grows more polarized along regional, political, and ideological lines, it is critical to resolve conflict civilly—particularly when it comes to pressing public health concerns that implicate all of us. In this episode: Peace building experts David Addiss and John Paul Lederach draw on their careers in conflict resolution and public health to share strategies for building relationships, restoring trustworthiness, and fostering solutions-oriented conversations to bridge ideological gaps. Guest: Dr. David Addiss, MPH, is a public health doctor whose career has involved migrant health, mountain medicine, neglected tropical diseases, research, philanthropy, and global health. He is the Director of the Focus Area for Compassion and Ethics at the Task Force for Global Health. John Paul Lederach, PhD, is Professor Emeritus at the University of Notre Dame and a Senior Fellow with Humanity United. He is widely known for the development of culturally-based approaches to conflict transformation and the design and implementation of integrative and strategic approaches to peace building. Host: Lindsay Smith Rogers, MA, is the producer of the Public Health On Call podcast, an editor for Expert Insights, and the director of content strategy for the Johns Hopkins Bloomberg School of Public Health. Show links and related content: A Recipe for Cooling Down American Politics—Washington Post Facing Down a Civil War—www.johnpaullederach.com Here To Understand: How Braver Angels Is Orchestrating Tough Public Health Conversations—Public Health On Call (June 2025) Peacebuilding to Help Mend A Broken World—Public Health On Call (December 2023) Transcript information: Looking for episode transcripts? Open our podcast on the Apple Podcasts app (desktop or mobile) or the Spotify mobile app to access an auto-generated transcript of any episode. Closed captioning is also available for every episode on our YouTube channel. Contact us: Have a question about something you heard? Looking for a transcript? Want to suggest a topic or guest? Contact us via email or visit our website. Follow us: @‌PublicHealthPod on Bluesky @‌JohnsHopkinsSPH on Instagram @‌JohnsHopkinsSPH on Facebook @‌PublicHealthOnCall on YouTube Here's our RSS feed Note: These podcasts are a conversation between the participants, and do not represent the position of Johns Hopkins University.

The United States harvest an estimated 8-plus million ducks annually. That's a bunch--probably more than the rest of the world combined--but are we shooting too many? Is hunting-related harvests the largest form of mortality? How and when do most ducks die--and what can we do about it? Delta Waterfowl's Paul Wait explains what really drives duck deaths. How do ducks die? It's probably not what you think.    Visit the Legendary Brands That Make MOJO's Duck Season Somewhere Podcast Possible: MOJO Outdoors  Alberta Professional Outfitters Society Benelli Shotguns Bow and Arrow Outdoors Ducks Unlimited  Flash Back Decoys GetDucks.com HuntProof Premium Waterfowl App Inukshuk Professional Dog Food  Migra Ammunitions onX Maps  Use code GetDucks25 Sitka Gear SoundGear Tom Beckbe USHuntList.com   Like what you heard? Let us know! • Tap Subscribe so you never miss an episode. • Drop a rating—it's like a high-five in the duck blind. • Leave a quick comment: What hit home? What made you laugh? What hunt did it remind you of? • Share this episode with a buddy who lives for duck season.   Want to partner? Have or know a story to share? Contact: Ramsey Russell ramsey@getducks.com  

Josh Kraushaar, Fox News Radio Political Analyst and Editor in Chief at Jewish Insider, joined The Guy Benson Show today to discuss the latest in political news with guest host Harry Hurley. Kraushaar addressed New York Governor Kathy Hochul's apparent refusal to endorse radical Assemblyman Zohran Mamdani in the New York mayoral race, and what coalition of people might be able to beat Mamdani in the general election. Kraushaar also weighed in on the high-stakes meeting between Russia and the United States set for Friday in Alaska, plus President Trump's move to nationalize the D.C. police force and deploy the National Guard to the nation's capital. Listen to the full interview below! Learn more about your ad choices. Visit podcastchoices.com/adchoices

In 1960, two brothers scraped together $900 and bought a failing pizzeria in Michigan, launching what would become a cautionary tale about sales incentive programs gone wrong. Within months, one brother traded his half of the business for a beat-up Volkswagen, leaving Tom Monaghan alone with his ambitions. By 1965, with three stores under his belt, Tom faced a naming crisis. He couldn't legally keep using the original name, DomiNick's, so an employee suggested "Domino's." The logo? Three dots, one for each store. Tom figured he'd add a new dot for every location. After opening store number five, he wisely reconsidered that plan. Because what happened next wasn't just growth—it was an explosion that would teach sales leaders everywhere a crucial lesson about the double-edged sword of powerful incentives. How One Sales Incentive Program Nearly Destroyed a Billion-Dollar Company Here's what America looked like in the early 1980s: Microwave ovens were revolutionizing kitchens, Federal Express was making overnight delivery an expectation, and Americans weren't just eating faster—they were living faster. Domino's fit perfectly into this new rhythm, but Tom Monaghan wanted more. In a move that bordered on dangerous, he made a promise so simple it would define the company for decades: "Pizza Delivered in 30 Minutes or It's Free." It wasn't just about pizza. It was about certainty. And America bought it—literally. Within a year, sales exploded. From 200 stores in 1978 to over 2,500 by 1985. Over 5,000 by 1989. Every store became a speed factory with slimmed-down menus, cookie-cutter layouts, and drivers who might as well have been sitting behind the wheel with engines already running. Competitors couldn't keep up. But here's the brutal truth about speed: you don't see the danger until it's too late. The Hidden Dangers of Performance-Based Compensation Here's what every sales leader needs to understand: Powerful sales incentives, pushed too far, create unintended consequences that can destroy company culture. This principle, that when metrics become targets, they cease to be good metrics, would prove devastatingly true for Domino's. At first, the cracks were small. A delivery driver rolling a stop sign here, a speeding ticket there. But this wasn't a system built to reward patience—it was built to reward speed at any cost. Inside Domino's stores, the pressure wasn't subtle. Drivers were expected to race the clock. If they missed the 30-minute mark, some franchises made them pay for the order out of their own pockets. The message was clear: make it fast, or make it up yourself. Rolling stops became running red lights. Neighborhood shortcuts turned into risky maneuvers through heavy traffic. What customers didn't see—and what Domino's executives refused to acknowledge—was that they'd created a ticking time bomb. Speed wasn't just a business model anymore; it had become a way of life that determined every employee's behavior, and smart sales leaders understand this connection between incentives and culture. By the late 1980s, insurance companies raised Domino's premiums by 15-20 percent. Reports surfaced of accidents tied to delivery drivers rushing to meet the 30-minute window. Then came the story that changed everything: A Domino's driver in St. Louis ran a red light, colliding with another vehicle. Inside that car was Jean Kinder, whose life was permanently changed. The jury awarded her $78 million in punitive damages. In 1993, Domino's officially ended the 30-minute guarantee in the United States. Here's what most sales leaders get wrong about incentives: they don't just shape what people do—they shape who people become. Sound familiar? It should. Because this same pattern plays out in sales organizations every single day. 5 Warning Signs Your Sales Incentives Are Backfiring Take Wells Fargo's aggressive cross-selling goals in the mid-2010s. Supervisors told bankers to open more accounts,

In this episode, Robert speaks with Glenn Garry, President of the Victoria Electric Vehicle Association in Canada. ️ They explore Canada's current position in the electric vehicle space. With a population of 42 million and over one million EVs already on the road, Canada is making steady progress, but not without its challenges. As a country closely tied to developments in the United States, particularly around EV policy and technology, Canada faces a unique challenge: balancing its own ambitions while navigating the influence of its southern neighbour. Glenn shares valuable insights into the state of EV adoption, infrastructure, and the role organisations like the Victoria Electric Vehicle Association play, not only in advocating for EVs, but in breaking down barriers, debunking myths, and addressing the real-world obstacles that stand in the way of a cleaner, electric future.  @fullychargedshow   @EverythingElectricShow   Why not come and join us at our next Everything Electric expo: https://everythingelectric.show Check out our sister channel Everything Electric CARS: https://www.youtube.com/@fullychargedshow Support our StopBurningStuff campaign: https://www.patreon.com/STOPBurningStuff Become an Everything Electric Patreon: https://www.patreon.com/fullychargedshow Buy the Fully Charged Guide to Electric Vehicles & Clean Energy : https://buff.ly/2GybGt0 Subscribe for episode alerts and the Everything Electric newsletter: https://fullycharged.show/zap-sign-up/ Visit: https://FullyCharged.Show Find us on X: https://x.com/Everyth1ngElec Follow us on Instagram: https://instagram.com/officialeverythingelectric To partner, exhibit or sponsor at our award-winning expos email: commercial@fullycharged.show Everything Electric VANCOUVER - Vancouver Convention Center - 5th, 6th & 7th September 2025 Everything Electric FARNBOROUGH - Farnborough International - 11th & 12th October 2025 Everything Electric MELBOURNE - Melbourne Showgrounds 14th, 15th & 16th November 2025 #fullychargedshow #everythingelectricshow #homeenergy #cleanenergy #battery #electriccars #electric-vehicles-uk #electricvehicles #evs #renewableenergy

Senator Tim Scott (R-SC) shares his new book, "One Nation Always Under God," which tells the story of ordinary people called to do extraordinary things. He explains why this book deviates from the topic of politics to share stories about the heart of the American people. The Senator explains that through his travels across the United States, he has seen the goodness in Americans, which he believes stems from the foundation of the United States, a Christian foundation. Bring on the Stupid: The Denmark Zoo asks people to donate small pets for food for their larger predators. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week Ken welcomes fellow Bostonian, and singer songwriter, Will Dailey to the show. Ken and Will discuss being gross, growing up in Boston, touring, staying in Boston, how massive the United States is, not just wanting numbers and followers, wanting to make art, Boys Talking, not releasing an album, doing it for the art, playing live, journey with no destination, The $10 Song, catharsis, feeding off of feedback, pure intentions, having your music used on television, The Good Wife, being on CSI, having Gary Sinise play bass for you on TV, how art is being a chef, how hearing yourself in something takes you out of it, realizing you were learning a formula and breaking the cycle, trying to avoid mediocrity, hanging out, not over producing, how the 20th Century is a Rennisance of human beings recording themselves, what we do next, gatekeepers, toxic nostalgia, hating Blockbuster, the incredible music talent in Boston, Juliana Hatfield, Bill Janovitz, how for some people sometimes it's never enough, how there is no finish line, how COVID changed everything, The Good Fight, "Previously On...", getting targeted ads for guitars, SNL, loving the 21st Century SNL, not wanting to hear the same classic rock songs in everything, Joe Pera Talks with You, Will McRobb's "Funny, Strange, Sad and Beautiful" philosophy, living in a world without shared experiences, and wanting all shows to end with Perfume Genius. 

In this week's episode, Jeff and Becky welcome back fourth-generation commercial beekeeper John Miller for a candid conversation about the challenges—and potential—facing the beekeeping industry today. With his decades of experience and generational insight, John doesn't hold back on concerns about low honey prices, rising input costs, invasive pests like tropilaelaps, and the closure of critical research facilities like USDA's Beltsville Bee Lab. John offers a front-line view of what it means to be a commercial beekeeper in 2025 and why he describes the current moment as “swimming with piranha.” He also speaks passionately about the importance of collaboration across beekeeper “silos”—commercial, sideliner, and hobbyist alike—and about the hope he sees in new leadership, community engagement, and research-backed innovation through organizations like Project Apis m. Whether you manage a few colonies or a few thousand, this episode offers a sobering but motivating reminder of the shared challenges beekeepers face—and why now is the time to come together and act. Websites from the episode and others we recommend: Miller Honey Farms: https://www.millerhoneyfarms.com Project Apis m. (PAm): https://www.projectapism.org Honey Bee Health Coalition: https://honeybeehealthcoalition.org The National Honey Board: https://honey.com Honey Bee Obscura Podcast: https://honeybeeobscura.com   Copyright © 2025 by Growing Planet Media, LLC     ______________ Betterbee is the presenting sponsor of Beekeeping Today Podcast. Betterbee's mission is to support every beekeeper with excellent customer service, continued education and quality equipment. From their colorful and informative catalog to their support of beekeeper educational activities, including this podcast series, Betterbee truly is Beekeepers Serving Beekeepers. See for yourself at www.betterbee.com This episode is brought to you by Global Patties! Global offers a variety of standard and custom patties. Visit them today at http://globalpatties.com and let them know you appreciate them sponsoring this episode!  Thanks to Bee Smart Designs as a sponsor of this podcast! Bee Smart Designs is the creator of innovative, modular and interchangeable hive systems made in the USA using recycled and American sourced materials. Bee Smart Designs - Simply better beekeeping for the modern beekeeper. Thanks to Strong Microbials for their support of Beekeeping Today Podcast. Find out more about their line of probiotics in our Season 3, Episode 12 episode and from their website: https://www.strongmicrobials.com Thanks for Northern Bee Books for their support. Northern Bee Books is the publisher of bee books available worldwide from their website or from Amazon and bookstores everywhere. They are also the publishers of The Beekeepers Quarterly and Natural Bee Husbandry. _______________ We hope you enjoy this podcast and welcome your questions and comments in the show notes of this episode or: questions@beekeepingtodaypodcast.com Thank you for listening!  Podcast music: Be Strong by Young Presidents; Epilogue by Musicalman; Faraday by BeGun; Walking in Paris by Studio Le Bus; A Fresh New Start by Pete Morse; Wedding Day by Boomer; Christmas Avenue by Immersive Music; Red Jack Blues by Daniel Hart; Original guitar background instrumental by Jeff Ott. Beekeeping Today Podcast is an audio production of Growing Planet Media, LLC Copyright © 2025 by Growing Planet Media, LLC

What if your constant stress, emotional triggers, and exhaustion aren't a mindset problem, but a sign your nervous system is stuck in survival mode?  In this episode of Trauma Rewired, we explore the science of nervous system reset, nervous system regulation, and how to restore the nervous system after chronic stress and trauma. Jennifer Wallace and Elisabeth Kristof unpack how the autonomic nervous system governs your reactions, why trauma is stored as patterns in the body, and how to begin the process of nervous system recovery without forcing or overwhelming yourself. You'll learn how the sympathetic (fight or flight) and parasympathetic (rest and digest) branches work together, why dysregulation is not a personal failure, and how practices like movement, breathwork, and interoception can help you regulate more effectively. This conversation also covers the difference between “big T” and “small T” trauma, why nervous system healing requires both individual and collective approaches, and how to build resilience so you can meet life's challenges without staying stuck in survival mode. This episode is both a science-backed education and a compassionate guide for anyone ready to experience a genuine nervous system reset. Timestamps 00:00 – Triggers and the Nervous System 02:15 – The Nervous System as the Body's Operating System 05:35 – Autonomic Nervous System and Stress Responses 08:30 – Sympathetic vs. Parasympathetic States 12:05 – Nervous System States and Emotional Patterns 16:50 – Triggers as Nervous System Reset Opportunities 18:05 – The Stress Response and Survival Mode 23:25 – Trauma and Nervous System Dysregulation 28:40 – Chronic and Complex Trauma Effects 36:10 – Emotional Processing for Nervous System Healing Topics discussed in this episode: How to restore the nervous system after chronic stress and trauma How nervous system regulation improves emotional resilience and physical health How the autonomic nervous system works (sympathetic vs. parasympathetic explained) How trauma imprints on the nervous system and keeps you in survival mode How to use nervous system healing practices like breathwork, movement, and interoception How to exit fight or flight safely when the danger has passed How nervous system reset supports emotional processing and better decision-making How to use interoception to sense, interpret, and respond to internal body signals How to regulate the nervous system daily with small, consistent practices How dysregulation impacts health and the steps to build lasting nervous system resilience

Chris Capeau the coach of 800m star Cooper Lutkenhaus, joins us 67:31 to talk about Lutkenhaus' amazing year and amazing race at USAs where the 16-year-old ran 1:42.27 to make the team for USA at Worlds. Prior to that we discuss the Diamond League returning with a bang on Saturday in Silesia with Noah Lyles vs Kenny Bednarek, vs Kishane Thompason at 100, and possible world record attempts by Faith Kipyegon and Beatrice Chebet. Plus, Keely Hodgkinson returns in the 800 meters, Niels Laros, Yared Nuguse, Josh Hoey & Hobbs Kessler square off at 1500m and do we have bad news for Dan Michalski? Want our Cooper Lutkenhause interview? a 2nd podcast every week? And savings on running shoes? Join the LetsRun.com Supporters Club today for exclusive content, a bonus weekly podcast, shoe savings, and more. Cancel anytime .https://www.letsrun.com/subscribe use code GOAT50 to save 50%. Show notes: 00:00 Silesia Preview with Chris Capeau 00:22 Start 08:13 What to Look Forward To Rest of Diamond League Season 08:16 Silesia Diamond League loaded: The Men's 100m Matchup of year 17:28 Women's 800m: Keely Hodgkinson Returns 20:17 Women's 3000m: Does Faith Kipyegon break the world record? 24:52 Beatrice Chebet, Tsegay in women's 1500: Could the world record go? 27:39 LetsRun drinking game *link 33:17 Men's 1500m Race Preview:Nuguse, Kessler, Hoey and Laros 38:57 Fisher vs. Brazier & Lutkenhaus 42:31 Big race for Yared Nuguse and Niels Laros 47:51 Predictions 48:29 Does Nikki Hiltz get the American 1500m record in Silesia 53:18 Fast times in Oordegem in 5k and steeple. Is Dan Michalski in trouble for Worlds? 59:56 Should we get rid of auto qualifiers for Worlds? 67:31 Chris Capeau (guest) 01:13:34 Pre-race expectations 01:18:54 Progression thoughout season 01:20:54 Predicting a Breakthrough Performance 01:22:17 Training Dynamics and Team Spirit 01:27:19 Injury this summer 01:34:14 Coaching Philosophy and Influences 01:39:04 Career Journey and Personal Challenges 01:42:21 Taking job at Cooper's school 01:45:44 Future Plans Contact us: Email podcast@letsrun.com or call/text 1-844-LETSRUN podcast voicemail/text line. Want our Cooper Lutkenhause interview? a 2nd podcast every week? And savings on running shoes? Join the LetsRun.com Supporters Club today for exclusive content, a bonus weekly podcast, shoe savings, and more. Cancel anytime. https://www.letsrun.com/subscribe?from=public use code GOAT50 to save 50%. Check out the LetsRun.com store. https://shop.letsrun.com/ We've got the softest running shirts in the business. Thanks for listening. Please rate us on your podcast app and spread the word to friend. Find out more at http://podcast.letsrun.com Send us your feedback online: https://pinecast.com/feedback/letsrun/ad99f30f-fca5-4bcd-b5e9-ceeb58b028b9

Welcome to The Panel, the NBA debate show that brings the heat, sparks passionate discussions, and dives headfirst into the world of basketball like never before! If you're a hardcore NBA fan, a hoop junkie, or just someone who loves intense sports debates, you've found your weekly destination. Join us every weekday for a live, high-octane experience where we dissect, dispute, and celebrate all things NBA.

Bear Brief, 11 Aug 2025   Bear reading the Brief, short form. For more content discussion, check out today's episode of Bear & Friends where Bear breaks down some thoughts on the Brief content and other matters on his mind today.  --- Don't choose a permanent solution to a temporary problem: DIAL '988' to get help.   Patreon Link: http://www.patreon.com/c/tjmorrisntxmag   BEAR INDEPENDENT SWAG: https://www.bearindependent.com/collections/swag-merch   Buy Me a Coffee - support the channel with a one-time support gift here: https://buymeacoffee.com/bearindependent   BEARFAKS BACK IN STOCK: https://www.refugemedical.com/products/bearfak-individual-first-aid-kit Your promo code for 10% off in the store from www.refugemedical.com is "Bear Nation" for all kits, components, and modules. Always HSA & FSA Eligible. Made in the USA, guaranteed forever, ONE HUNDRED FORTY-FIVE lives saved to date.   THANK YOU FOR YOUR SUPPORT at https://www.grindstoneministries.com We couldn't do this without your continued support!   SUPPORT ANTI-HUMAN TRAFFICKING INITIATIVES: Kaleb House website: https://www.kalebhouse.org/

Bear & Friends 081125 --- Don't choose a permanent solution to a temporary problem: DIAL '988' to get help.   Patreon Link: http://www.patreon.com/c/tjmorrisntxmag   BEAR INDEPENDENT SWAG: https://www.bearindependent.com/collections/swag-merch   Buy Me a Coffee - support the channel with a one-time support gift here: https://buymeacoffee.com/bearindependent   BEARFAKS BACK IN STOCK: https://www.refugemedical.com/products/bearfak-individual-first-aid-kit Your promo code for 10% off in the store from www.refugemedical.com is "Bear Nation" for all kits, components, and modules. Always HSA & FSA Eligible. Made in the USA, guaranteed forever, ONE HUNDRED FORTY-FIVE lives saved to date.   THANK YOU FOR YOUR SUPPORT at https://www.grindstoneministries.com We couldn't do this without your continued support!   SUPPORT ANTI-HUMAN TRAFFICKING INITIATIVES: Kaleb House website: https://www.kalebhouse.org/  

265. Servant Leadership, Mentoring, and Actionable Steps with Kathryn Spitznagle   2 Timothy 2:2 (NIV) "And the things you have heard me say in the presence of many witnesses entrust to reliable people who will also be qualified to teach others."   **Transcription Below**   Questions and Topics We Cover: What are some servant leadership principles you've learned over the years? How did you learn forgiveness is part of leadership? Will you elaborate on a leadership tool mentioned in your book, which is called the "Hero Page?"   Thank You to Our Sponsor: WinShape Marriage   Kathryn Spitznagle is the author of "Rock Star Millennials--Developing the Next Generation of Leaders," and the companion workbook, "Rock Star Millennials Toolkit." She is a professional coach and the founder of Mentoring Women Millennials, LLC. She has 30+ years of mentoring, coaching and leadership development in corporate, small business and not-for-profit environments as well as 10+ years of mentoring cancer survivors and their families throughout their journey. Her mission is to foster the personal and professional development of leaders... for the life they lead today...and the one they want tomorrow.   Savvy Sauce Episodes Mentioned in Episode: Being Intentional with Marriage, Parenting, Rest, Personal development, and Leadership with Pastor, Podcaster, and Author, Jeff Henderson Biblical Principles as Wise Business Practices with Steve Robinson   Additional Previous Episodes on Business and Leadership on The Savvy Sauce: The Inside Scoop on Chick-fil-A with Mark Dugger How to Apply Successful Business Principles to Your Life with Dee Ann Turner Leadership Principles and Practices with Former NFL Player, J Leman How to Lead When You're Not in Charge with Author and Pastor of North Point Community Church, Clay Scroggins Understanding the Myers-Briggs Personality Type Indicator to Improve Your Marriage, Family, and Work Relationships  Thriving at Work, Home, and Life with Author, Blogger, Podcaster, and Business Owner, Crystal Paine Energy to Spark Success in Your Business with Best-Selling Author, Speaker, and Podcaster, Christy Wright How 2 questions can grow your business and change your life with author, pastor, and podcaster, Jeff Henderson Radical Business and Radical Parenting with Gary & Marla Ringger, Founders of Lifesong for Orphans Stewardship as the Daughter of Chick-fil-A Founders with Trudy Cathy White Living Intentionally with Shunta Grant Generational Differences in the Workplace with Haydn Shaw Pursuing Your God-Given Dream with Francie Hinrichsen Leadership Training: Five Key Elements for Creating Customer Loyalty in Your Business with Elizabeth Dixon  Uncover Your Purpose with Clarity with Isimemen Aladejobi Unlocking Meaning and Purpose in Your Life and Overcoming Burnout with Dale Wilsher Leading Your Family, Marriage, and Self with Justin Maust Divine Productivity with Matt Perman 223 Journey and Learnings as Former Second Lady of the United States with Karen Pence Patreon 27 Re-Release: Purposeful and Practical with Emily Thomas Special Patreon Re-Release: Creativity and Career While Raising a Family with Jean Stoffer   Connect with The Savvy Sauce on Facebook or Instagram or Our Website   Please help us out by sharing this episode with a friend, leaving a 5-star rating and review, and subscribing to this podcast!   Gospel Scripture: (all NIV)   Romans 3:23 “for all have sinned and fall short of the glory of God,”   Romans 3:24 “and are justified freely by his grace through the redemption that came by Christ Jesus.”   Romans 3:25 (a) “God presented him as a sacrifice of atonement, through faith in his blood.”    Hebrews 9:22 (b) “without the shedding of blood there is no forgiveness.”    Romans 5:8 “But God demonstrates his own love for us in this: While we were still sinners, Christ died for us.”    Romans 5:11 “Not only is this so, but we also rejoice in God through our Lord Jesus Christ, through whom we have now received reconciliation.”    John 3:16 “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.”   Romans 10:9 “That if you confess with your mouth, “Jesus is Lord,” and believe in your heart that God raised him from the dead, you will be saved.”    Luke 15:10 says “In the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.”   Romans 8:1 “Therefore, there is now no condemnation for those who are in Christ Jesus”   Ephesians 1:13–14 “And you also were included in Christ when you heard the word of truth, the gospel of your salvation. Having believed, you were marked in him with a seal, the promised Holy Spirit, who is a deposit guaranteeing our inheritance until the redemption of those who are God's possession- to the praise of his glory.”   Ephesians 1:15–23 “For this reason, ever since I heard about your faith in the Lord Jesus and your love for all the saints, I have not stopped giving thanks for you, remembering you in my prayers. I keep asking that the God of our Lord Jesus Christ, the glorious Father, may give you the spirit of wisdom and revelation, so that you may know him better. I pray also that the eyes of your heart may be enlightened in order that you may know the hope to which he has called you, the riches of his glorious inheritance in the saints, and his incomparably great power for us who believe. That power is like the working of his mighty strength, which he exerted in Christ when he raised him from the dead and seated him at his right hand in the heavenly realms, far above all rule and authority, power and dominion, and every title that can be given, not only in the present age but also in the one to come. And God placed all things under his feet and appointed him to be head over everything for the church, which is his body, the fullness of him who fills everything in every way.”   Ephesians 2:8–10 “For it is by grace you have been saved, through faith – and this not from yourselves, it is the gift of God – not by works, so that no one can boast. For we are God‘s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do.“   Ephesians 2:13 “But now in Christ Jesus you who once were far away have been brought near through the blood of Christ.“   Philippians 1:6 “being confident of this, that he who began a good work in you will carry it on to completion until the day of Christ Jesus.”   **Transcription**   Music: (0:00 – 0:09)   Laura Dugger:  (0:12 - 1:20) Welcome to The Savvy Sauce, where we have practical chats for intentional living. I'm your host, Laura Dugger, and I'm so glad you're here.    I'm thrilled to introduce you to our sponsor, WinShape Marriage.    Their weekend marriage retreats will strengthen your marriage while you enjoy the gorgeous setting, delicious food, and quality time with your spouse. To find out more, visit them online at winshapemarriage.org/savvy.    Kathryn Spitznagle is my enchanting guest for today, and her resume is quite impressive, but what actually is even more of a standout is her humble heart.   So, if you are one who learns from stories and encouragement, and you also appreciate actionable, practical tools, this conversation is definitely for you. Here's our chat. Welcome to The Savvy Sauce, Kathryn.   Kathryn Spitznagle: (1:21 - 1:24) Oh, thank you, Laura. Appreciate you having me.   Laura Dugger:  (1:24 - 1:32) Well, I'd love for you just to start us off by giving us a snapshot of your background and also your current phase of life.   Kathryn Spitznagle: (1:33 - 6:47) Okay, lots of seasons. Yeah, learned, you know, you learn something from all of them. So, I started out in journalism.   I've kind of come back to my roots interviewing folks. I was a sports writer, so I grew up in a family with four brothers, so when I went to college, I knew sports, and at the time, that was unusual to have a female sports So I did that, and then went into publishing after I got my journalism degree, and since I'd been a sports writer, they put me in the men's division of this magazine publishing company. So, I started out learning, I started out working for a helicopter magazine, and I was an editor, and the only one that did know how to fly, and so they sent me to flight school in order to be a better editor and, you know, learn how to communicate with our readers.   And again, then because I'd done that and was in the men's division, they moved me then to shooting times, which was hunting and sports shooting. So, then I learned how to shoot guns and reload in that whole industry. From there, I went to fashion.   So, I went to the women's division, and at first they said, you know, are you sure you want to do this? And I said, well, this will be the first job you've put me on that won't kill me. You know, I've learned how to fly planes and shoot guns.   You know, let me have a shot at that Singer sewing machine. And I was a terrible seamstress. And they said, really, what we want you to do in fashion is to create a presence in New York, in Manhattan.   And so, the publisher was in Peoria, Illinois, but they wanted a presence in Manhattan. And so that's what I did for three years, worked remotely back and forth, and created that presence, joined the Fashion Group International. They hired three consultants to fix me up.   And so, I laugh if you've ever seen the movie Miss Congeniality, that was me. So, you know, learned all about the fashion industry and built those relationships with our advertisers. And also, then we went into television and did a lifetime, the TV show, weekly TV show on Lifetime called Make It Fashion.   And we're trying to blend that the home sewing industry with the fashion industry. So, if you saw this on the runway, in Milan, or in New York, or in Paris, this is how you can make it yourself, be your own designer kind of thing. So that was my journalism start, then moved to St. Louis, got married, had babies, and went into corporate communications, worked for Purina in St. Louis, where I learned so much about leadership, moved back to Peoria, and I went to work for Caterpillar. And when I retired from Caterpillar, then I started this business, Mentoring Women Millennials. And I have such a heart for this generation. I think they're so bright and smart and creative and entrepreneurial, and they get a bad rap.   And so, I wanted to have a platform to lift them up, and also to give them tools. So, the first year I wrote a book, Rockstar Millennials, Developing the Next Generation of Leaders. And what I found, there were so many really sharp, bright millennials that had never had good leaders.   They never had a mentor. They didn't have the tools. Many of them were entrepreneurs.   They didn't intend to lead people. They had a craft. They started a business, and it grew.   And they're like, now I got people. What do I do with people? And as I was out speaking about my business, I found the audience very consistently had two types of attendees.   One was what I would call a seasoned leader, who said, for helping the millennials, thank you. Something along that line. And then I would have a young person stand up and say, “Do you have a book”?   And after that happened several times, okay, Lord, I got this. Yeah, write a book. And I remember saying, “That's a good idea, God, but I don't have time.”   And so if you want to know why COVID happened, it was me. Because the good Lord said, hey, it's February of 2020. It looks like you have time right now.   And so I hired an editor. We wrote a book in four months and published it at the end of the year. And in 2021, then started the podcast.   Laura Dugger:  (6:48 - 7:04) Well, that's an incredible resume and such a whirlwind to getting here today. But you mentioned some leadership principles, especially at Purina. So, Kathryn, what are some of those servant leadership principles that you've learned and acquired over the years?   Kathryn Spitznagle: (7:04 - 9:34) Over the years, yeah. Just some amazing leaders at Purina. Their culture was very much a servant leadership culture.   Purina as a company was created in the 1950s by an independently wealthy gentleman, William H. Danforth. And he created the Youth Foundation in St. Louis. And he found once he got kids out of gangs and out of jail and off drugs, nobody would hire them. So, he created a company to hire those kids, Purina. And so, they, yes, told us that, you know, the first day he said, you know, this is never confused what we make with why we're here.   We were here, we were created to develop people for life. What we make will change. But the reason we're here will not.   And Danforth also wrote a book called I Dare You. I Dare You to be the best you can be and help someone else do the same. And so that very first day we were told the story of the genesis of Purina, we were given that book, I Dare You.   And when we left orientation, we met, they had 360-degree mentoring. And they said, “This is how we create this culture. And we continue this for generations through mentoring.”   So, when you leave orientation, you're going to meet your leader mentor, your peer mentor, and in 90 days, you'll be mentoring. Everyone at Purina mentors, and we all learn from each other constantly. So that was the platform.   And that was the culture. And when you think about feeling cherished, and valued, that's how they did it. Because if you're going to mentor someone, and someone's going to mentor you, you have value.   And the people you're working with have value. And so that creating a cherished culture was their legacy. And then it's something that I took on to Caterpillar.   And I continue now, in my keynote speaking, that's one of the most popular is how to create a cherished culture in the boardroom, in the living room, and in the classroom. Hmm.   Laura Dugger:  (9:35 - 9:47) And so, I won't ask for the entire keynote speech then, but is there an overview that you can give us of those things that we could implement that you've learned to implement over time as well?   Kathryn Spitznagle: (9:47 - 11:29) Yes, some of the tools. And, and that was another wonderful thing about Purina that I saw then, and haven't seen it since. You know, it seemed unique to me at the time.   Fast forward a few years, and it was like, yeah, that was very unusual leadership. And one of the things that they valued was, know your people, understand them, know their needs, know their wants. Even at this point, so, you know, I'm talking 30 years ago, I went to work there in 1990.   They were talking about purpose. What's your purpose? Purina had a very specific purpose.   We are a purposeful company. We're here to develop people for life. And, and they even said, I thought this was unique to it at orientation.   They said, and we hire bright, smart people, and we don't expect you to stay here very long. Our job is to send you off better than we found you. And with a positive impression of Purina.   And here's why. When you leave here, you may go to another Fortune 50 company, which I did. You may be in a position to impact a merger or acquisition.   You can buy and sell our stock. And at the very least, when you go to the grocery store, you can buy dog food. And we want it to be Purina.   Laura Dugger:  (11:31 - 11:36) That's incredible. That actually happened then with you taking that forward.   Kathryn Spitznagle: (11:37 - 16:07) And all of those lessons learned. So, when I talk about creating a cherished culture, Purina, one of the things they did very well was to introduce a concept, illustrate it with a story, and then activate it with a tool. So mentoring, they talked about here is the platform on which our company is built, developing people for life.   And they told us that story then about Purina. Then they gave us the book. And then they gave us a mentor that we were meeting with each week.   And they gave us a, what do I want to say, an outline. So, when you meet with your mentor or mentee, here are questions to ask. Here's a way to go about this.   And the number one reason people do mentor is because they don't know how. What's a process? And so how smart?   Purina's like, here. Here's an outline. Here are things to ask.   Here are discussion topics. And here are different tools we're going to give you as you progress in leadership. And they're designed for you then to pass on.   And so those are some of the tools when I talk about creating a cherished culture. One of the tools is here are questions to ask. Here's how to have that dialogue.   Here are discussion topics. When you're developing a relationship with this person, ask about their life outside of work. Ask about their family and friends and whatever, as much as they'd like to share.   Not everyone does. That's okay too. Ask about their best day at work.   What's a bad day at work? What's their best boss like? How do they like to be recognized?   What's their purpose? One of the most insightful questions they asked at Purina was, why do you want to succeed? And why do you want this company to succeed?   And those two questions give insight to someone's purpose. And so, then if you frame discussions around their purpose and their values, it is exponentially more meaningful to them. So, when I talk about how do you lead millennials and how is it different?   Those are a couple of the things. Understand their purpose. Understand their life. Their values outside of work, and frame things within their purpose.   Here's an example and or their values. If someone says, my values are hard work and transparency. I want people to be honest. Those are a couple of my values.    Okay. So, if I were leading that person and I saw them being transparent with someone else, being open and honest, I would recognize them for that.   Not just recognize them for the work, but recognize them for their value, demonstrating their value. I saw you be open and honest with that person. Thank you for that.   If kindness is a value, I saw you. I saw what you did there today to help someone out without being asked. Thank you for that kindness.   That resonates on a whole different level. And if you have to have a tough discussion with that person to say, frame it in those words. I know you value honesty, and I do too.   And so, we need to have an honest conversation. And here's some things that I'm seeing in your behavior, in your leadership, or in your work style that can hold you back. So, let's fix this whole different way to lead.   Laura Dugger:  (16:09 - 16:39) Absolutely. And I love how some of these even one-page practical tools you've included in the back of your book. So, it's a plug and play, but I'm even thinking back to your mentoring relationships where you had this circle of mentors and you were mentoring.   I think it's also helpful to get to hear one another's mistakes. So, are you comfortable sharing any mistakes that you've made along the way that actually even turned out to be beneficial learning opportunities?   Kathryn Spitznagle: (16:40 - 20:32) Absolutely. Loads of them. I've got loads of them.   And one of the women I mentor has said, I think I've advanced my career 10 years by learning from your mistakes. And I love that. And she's like, now I'm going to make plenty of my own, but I'm not going to make yours.   And I said, “Good. That's the point of all this.” One of the big ones I made at Purina.   I think a lot of places I would have been fired, probably should have been. I was working in the marketing group, and we were like an internal marketing. So, we did the new product introduction, point of purchase, point of sale materials, the legal documents that went out, the whole packet that would go out to a distributor, a grocery store.   And EverReady Battery was one of our product lines. So, we had internal clients. And as they had new product introductions, we'd get the materials together.   We had in-house printing, all of the things, graphic design, and that was all under my purview. The letter, there's a letter that went out to distributors that was a legal document and had a number. And I pulled the wrong letter, the wrong number.   And it wasn't discovered until last minute. And we sat down with the client and they're like, oh my gosh, this is the wrong legal letter. And I, you know, I'm the account rep, that was on me.   So, I had to go back, I had to go to Neil Lewis, my boss and say, “Okay, we've got to pull this back before it all goes out, reprint, which is going to be all our expense. We're going to have to have people working off shifts and all that sort of thing to do it quickly. And then reassemble all these Eveready Battery packets and, you know, do as close as we can to meeting their deadline.”   And so basically it's going to eat up our margin and we're going to have more printing expense. We're going to have more labor and we're going to have some unhappy people. And our client's not real happy either.   And that was all me. And Neil said to me, “You know, I learned something today. And he said, until today, I thought you walked on water.”   And he said, “Now I know you're human, just like the rest of us.” And I thought, oh, my word. And he's like, okay, so what happened?   That was a mistake. How are we going to fix it? And I said, “I've already pulled the right letter, getting it reprinted. Here's the, additional time and money. Here's how it's going to impact our margin.” And he said, “You know, can we do it? And can we satisfy the customer and get, if not meet their deadline very close?”   And I said, “We can meet their deadline if we have people work third shift.” And, you know, and he said, “Okay, let's do it. That's the right thing to do.” And, and he said, Kathryn, “I told you what I learned today. What did you learn?”   And I said, “I learned how to be the kind of leader I want to be when someone makes a mistake.”   Laura Dugger:  (20:36 - 21:05) Wow. The humility in that is incredible. And thank you for sharing.   Stories are so memorable. It makes me instantly reminded of two previous episodes. I'll make sure I link in the show notes, both with Jeff Henderson and Steve Robinson, accomplished businessmen, but who were also willing to share stories and how just like you, it actually made them a better, more relatable leader.   And so that's encouraging.   Kathryn Spitznagle: (21:06 - 21:34) And I knew when I got to Caterpillar and, uh, particularly when I was running the Caterpillar visitor center, because that was so new and never been done in Caterpillar. And so, we're going to make some mistakes and we're going to learn, you know, along the way. And there was more than one occasion where I was reminded of Neil Lewis.   And I said, okay, I learned something today. You are human. Just like the rest of us.   Now, how are we going to fix this?   Laura Dugger:  (21:35 - 23:48) And then what did you learn?    Let's take a quick break to hear a message from our sponsor.    Friends, I'm excited to share with you today's sponsor, WinShape Marriage. Do you feel like you need a weekend away with your spouse and a chance to grow in your relationship together at the same time? WinShape Marriage is a fantastic ministry that provides weekend marriage retreats to help couples grow closer together in every season and stage of life from premarital to parenting to the emptiness phase.   There is an opportunity for you. WinShape Marriage is grounded on the belief that the strongest marriages are the ones that are nurtured. Even when it seems things are going smoothly so that they're stronger.   If they do hit a bump along their marital journey, these weekend retreats are hosted within the beautiful refuge of WinShape retreat perched in the mountains of Rome, Georgia, which is a short drive from Atlanta, Birmingham, and Chattanooga. While you're there, you will be well fed, well nurtured, and well cared for. During your time away in this beautiful place, you and your spouse will learn from expert speakers and explore topics related to intimacy, overcoming challenges, improving communication, and more.   I've stayed on site at WinShape before and I can attest to their generosity, food, and content. You will be so grateful you went. To find an experience that's right for you and your spouse, head to their website, to find out more, visit them online at winshapemarriage.org/savvy. That's W-I-N-S-H-A-P-E marriage.org slash S-A-V-V-Y. Thanks for your sponsorship.   You've had so much experience in different areas and as a corporate leader. So what is it that drew you specifically to have a heart for millennials, which we can define as those approximately born between the 1980s and early 2000s?   Kathryn Spitznagle: (23:50 - 28:18) I really started working with them. My last role at Caterpillar, I was a director of global sustainability and it was within public affairs. So, we were leading, Caterpillar was leading a natural infrastructure coalition.   I was working with a lot of different entities, public, private, governmental. We're trying to get language passed into law. That was a big portion of my job.   Another portion of my job was to be out speaking about what Caterpillar was doing in the world of sustainability. And I loved that. What I found was the sustainability groups of Caterpillar employees all around the world, we do a global call quarterly, learning what everybody was doing.   They were all this age group. And when we would do the river cleanup on Saturday, these are the people that showed up with their kids. And when we do tree plantings, these are the people that showed up with their kids.   It's like, okay. And I remember saying to my peers, you know what, this group of employees, these young people are not going to retire with a pension like we are with health care like we do. There's so many things that we have garnered through our career appropriately.   They don't have that. What drives loyalty for them and what engages them with Caterpillar are these things. These things we're doing through the foundation where we're giving back and improving the world and the things we're doing in sustainability, giving back, improving the world.   They are so much more engaged in our company through these things. And so, I kind of knew, I thought, okay, I'm not sure exactly where the Lord is leading, but it's going to be with those people. And that was the thing I knew when I retired that, okay, this is what I want to do.   And then the more I worked, you know, I started the business mentoring women millennials. The more I worked with these young women, the more I saw, yes, there's a need. There's a need here.   And I always, you know, again, people would ask, why? Why are you so connected? And I said, first of all, I saw the value in them.   But secondly, I think I was one. My husband and I laughed that we never really fit in with our generation. And here's why.   We both were out of school and working on our careers when we met. And in our generation, you got married right out of high school, or at the very least right out of college. And so, you know, our families had given up.   They're like, they're never going to get married. They're working. They got this whole career thing going.   And so, when we got married, well, then we didn't have children until we were in our 30s. You know, highly irregular for our generation. We were entrepreneurial.   So, we were looking at franchises in our 20s. And our families were like, just get a job. What is this?   You got to buy something and then you buy something else. And my husband owned a business, his first business in his 30s. We both had side hustles.   Again, friends and family were like, just do one job. What is with you guys? Always got all these things, you know, going.   And then when I took the job in fashion, and I was working in Manhattan and living in Peoria, like, what do you even call that kind of work to call it remote? Working remotely? Yeah.   And so, I think part of my heart for them is I was one. And so, when they talk about some of the struggles and the things that are endearing to them, like, I got you. I felt like that, too.   Laura Dugger:  (28:20 - 28:57) That is incredible. And I think it really does make you the perfect person for that mentor mentee relationship. And I kind of want to camp out on that further, because we've alluded to it.   And some of these tips are in your book, where you highlight those discussion topics that give people the tools. But then if we take it a step further or personalize it, how can all of us as listeners begin a mentoring relationship like the one you've described? And I'm even thinking of the beginning point.   Do you think it's up to the mentor or the mentee to initially reach out?   Kathryn Spitznagle: (28:58 - 33:07) Either one. Yeah, either one can work. When I left Purina, having had this wonderful leadership experience and mentoring environment, I thought, well, this must be what all corporations are like.   No. Doesn't make them bad. They're just different.   So, when I got to Caterpillar that was male, very male dominated, I remember calling my mentor at Purina, who is still my mentor today. She mentored me for 22 years at Caterpillar after I left Purina. And then was one of the biggest proponents of me writing my book and starting my business.   And we still get together today. So, when they talk about developing people for life, they're very serious about that. And so, when I got to Caterpillar, I thought, well, they don't seem to have this.   I think I'll start a mentoring program. Well, I was, you know, some little gal in marketing. You're not going to start a mentoring program for a Fortune 50 company out of that spot.   It comes up through HR and Office of Business Practices and Legal and all of that. Anyway, I called my mentor at Purina, very frustrated, and I said, “Lynn, you and Neil make a place for me. I'm coming back.   They don't have a mentoring program here.” I don't, you know, and she said, “Okay, first of all, we didn't train you up to come back. Your job is to take this forward.”   And she said, “Are there young women there?” Yes. And she said, “Mentor them.”   And she said, “Are there leaders that need support?” And I said, “Yes.” And she said, “Okay, support them.”   She said, “Are there teams that need to be built?” And I said, “Yes.” And she said, “Then you have good work to do there.”   Go. And she hung up. I thought, OK.   And so, from that moment on, when I would see an announcement that would come through email where a woman was being hired into Caterpillar, I would reach out to her and just say, do you have a mentor or would you like one? And for 22 years, they all said yes. And so that's what I did.   I worked with those women. And, you know, here's another God wink when my announcement went out, then that I was retiring. These women all started coming back to me wherever they were in the nation and even in the world.   Many of them had gone on to do other things, bigger, better things. And they all started reaching out to me. Someone had forwarded the announcement to them and said, “We want you to start a business, a mentoring business and help others just like you helped us, and we will help you.”   And one said, “You need to write a book, and I'll write the forward.” Another one said, “Yes, and you need to do podcasts and I'll be on one.” Another one said, “I know what's going to stop you at your website, so I'm going to help you with your website.”   Another one said, “You're going to need testimonials.” So, she posted on social media that anyone that's ever been mentored by Kathryn Spitznagel, leave a message here. Very humbling.   And another one said, “I'm now VP of a big company in Chicago and I will hire you.” And so, I retired one day and started a business the next.   Laura Dugger:  (33:09 - 33:30) Incredible how that all came back around. And I gleaned so much from your stories in your book, and then even getting to connect with you before today. But there's another story about servant leadership that you shared from the man who you've named your previous boss, Neil Lewis.   Will you share? Do you know which one I'm thinking of?   Kathryn Spitznagle: (33:31 - 36:35) Yeah. You need to know three personal things about everyone who works for you. Okay.   So, Neil Lewis had leadership meetings. There were 12 of us were his leadership team every Monday morning. He was also a minister outside of work.   So, a lot of times we would laugh that we were getting the rehash of the sermon from yesterday as part of his leadership. But he often gave us assignments. And one Monday morning, he said, okay, here's your assignment.   I want you to know three personal things about everyone who works for you. And they need to be things that aren't in their personnel file. And he said, I'm going to ask you sometime this week about one of those people, but you won't know which one.   So, you need to know all of them. And I, you know, lousy leader, I was just learning. And I said, Neil, I have 10 people, three things, 10 people, that's 30 things I got to know.   And he said, Kathryn, good math. You have some work to do. So, I went back, and I interviewed each one of my 10 people, three things, found him out, followed the assignment.   And I was ready. And I saw him in the hall later in the week. He said, “Kathryn, walk with me. I'm going to the next meeting.” I said, “Okay.” Tell me three personal things about Kathy, who works for you. I said, “Okay.”   Kathy has recently divorced. Uh, she has an 18-month-old baby, and she is moving to a new apartment. And he said, “What have you done to help her?”   And honest to God, I said, “That wasn't part of the assignment.” And he looked at me and I said, “No, wait a minute. I did help her.   I changed her hours. She has a longer commute now into St. Louis. So, she's going to come in at 8:30 am and work till 5:00 pm.”   And I was feeling pretty proud of myself, like bonus question. And he said, “Did she come to you, or did you go to her?” And I said, “Well, she came to me, but I said, it was okay.”   So, Kathryn know your people. If you don't know your people, you don't know what they need. And if you don't know what they need, you can't help them.   And if you can't help them, what in the world are you doing here? It says leaders were here to serve. And if you're not here to serve, you need to step out.   I became a different leader that day. One who chose to lead by serving.   Laura Dugger:  (36:38 - 37:17) I just wanted to let you know there are now multiple ways to give when you visit thesavvysauce.com. We now have a donation button on our website and you can find it under the donate page, which is under the tab entitled support. Our mailing address is also provided.   If you would prefer to save us the processing fee and send a check that is tax deductible. Either way, you'll be supporting the work of Savvy Sauce Charities and helping us continue to reach the nations with the good news of Jesus Christ. Make sure you visit thesavvysauce.com today. Thanks for your support.   Kathryn Spitznagle: (37:18 - 38:19) You know, the other piece, uh, the other thing that he taught me there, uh, Laura, as we continued to walk, uh, because he always wanted to bring things back around to, to a positive. He was going to make his point, but he was not going to leave me there, you know? He said, Kathryn, “Do you understand what you missed there?”   It was such a missed opportunity with Kathy, um, to engage her and to help her feel cherished. He said, “That's the difference when you anticipate someone's needs and you go to them before they ask. That's the opportunity.”   That's the gold. That's what engages people and, uh, garners their loyalty. And that's when they feel cherished.   That was the real missed opportunity.   Laura Dugger:  (38:23 - 38:35) And that never left you. And that's probably blessed so many people hearing that. What about lessons of forgiveness in leadership as well?   Do you have any stories to illustrate that?   Kathryn Spitznagle: (38:35 - 42:28) Yes. And that's another lesson from, from Neil Lewis that was a profound lesson for me that I've never heard anywhere else. Forgiveness is part of leadership. So, I learned this, um, again, lousy leader just starting out.   And, um, when he put me into leadership, I was like, how hard could it be? Tell people what to do. They do it.   And then came my first employee opinion survey results and they were bad. The numbers were bad. The comments were bad.   The people were unhappy. Um, and the comments to me were, were hurtful. They were justified, but they were hurtful.   And so, when I got, uh, you know, got all the information, I left, I was upset. The next day when I came into the office, I just went into my office and closed the door. I thought they don't want to talk to me.   I don't want to talk to them. That's fine. I was working here.   So, Neil gave me a little time to cool off. And then he came in and, um, on my desk, uh, one of the things that they, um, Purina does in terms of creating that cherished culture is, um, to have things around you that revitalize you. And so, they ask you one of the first days about what, what are things that revitalize you?   And I said, okay, uh, fresh flowers revitalize me. They remind me of my grandmother, nanny, and being in the garden. Um, notes are cards from handwritten, you know, from friends and family and a walk outside.   Those are three things that revitalize me. Okay. So again, I registered with Neil Lewis.   He knew that was a way to frame things for me. So, when he came in that morning, he picked up one of the cards from my desk and he handed it to me and he said, to read that card. And I said, you can read it.   He said, “No. No, I'm asking you to read it out loud to me.” So, it was a card from someone on my team, very complimentary about my leadership style and what it, how it impacted them. And he said, “Is that the leader you are today?”   And I said, “No, but in fairness, they were mean to me. They said some very hurtful things and yeah, I'm not happy.” He said, “Okay.”   And he said, “Kathryn, as leaders, our job is to give first and give again”. And he said, “Do you know what the bridge is between giving first and giving again?” And I said, “No.”   I said, “Neil, I'm not tracking with you.” And he said, “Forgive.” And I said, “Oh, forgiveness.”   And he said, “Nope. Forgiveness is something someone else does. That's a noun. Forgive is a verb. And that's what I need to see you do. Forgive.”   He said, “Kathryn, forgiveness is a big part of leadership and it's something that will hold you back for the rest of your life. So, I am asking you today to be the leader I know you to be and forgive them.”   Laura Dugger:  (42:32 - 42:52) Well, in even the way he modeled that in the way you shared that story, it also reminds me of another leadership tool that you mentioned in your book, which I think if somebody is experiencing this, that could be a really practical next step. So, it's called the hero page. Will you elaborate on that for us?   Kathryn Spitznagle: (42:52 - 52:07) Yes. And so, at Purina, when they talked about having these one-on-ones with your team, with your mentees, with your mentors, kind of framing the dialogue in three buckets, called it three bucket exercise. And I still, this is how I still mentor today.   Uh, so the first thing we ask people to come prepared with is bucket one. What are we celebrating? What have you learned? What have you accomplished? What has gone so well?   Um, since the last time we spoke, because we, as people, but particularly as women pass through things very quickly and go, yep, done good onto the next. Yeah. We don't take that time to celebrate.   And Purina was very focused on what they called reveling. Take just a minute to revel. That was good work, did good work, but whatever was accomplished personal and professional, it was, there were things at home, baby slept four hours straight.   Okay. So, bucket one, what are we celebrating?    Um, so bucket one, they called aha.    Bucket two, they called, hmm, what is, uh, what's out there that you need to, um, do, you know, what's on your to-do list. Is there something you need to get a plan for?   Um, is there something that you want to talk through that's kind of on your assignment board, something like that. And we'll talk through some tactics.    Bucket three is what in the world.   So, anything that seems overwhelming, uh, caught you by surprise. You didn't know it was part of the job. You didn't know it was part of life.   Those are the things we want to talk about in bucket three, every time. So, you want me to tell you the things that are overwhelming me and that I don't know where to start. Yes.   Yes. Every week, because here's what we'll do. We will take the power out of that.   Once you, that's it. We're going to fix it and say, okay, this is what's overwhelming me. This is what I'm anxious about.   This is what caught me by surprise. And we're going to figure out how to break it down into something actionable. And then we're going to move it to bucket two.   And next week, we're going to be talking about those action steps and pretty soon it's going to move to bucket one. There you go. We're celebrating that process that I learned at Purina still did at Caterpillar and doing today.   Um, that just warms my heart. Uh, when I see, um, the folks that I've worked with who've now gone on to do other things. And, uh, one of the guys on my team at Caterpillar, um, now works for McDonald's in Chicago.   And he said that Kathryn, that's our onboarding process. And so, anybody that comes through his team in McDonald's, that's what they learn how to do. And he said that it was just gold.   And you can talk about creating a safe space, but again, the difference with Purina was they gave you a tool, not ours, we are a cherished culture. We create a safe space. And you know what, here's how, by asking this question and by setting aside time to answer it and wrestle with it and work through it.   Now, having said all that, where do you put this information as you're learning this about this person? Uh, you're learning what they're celebrating. You're learning, um, what their values are.   You're learning what they like to do outside of work. What's important to them learning about their purpose. That's a hero page.   And so, they gave us a tool and they said, you know, it's very simple, a hero page. You, you just record things that you have learned about this person that you respect and admire about them. And you can do one for yourself.   They ask you to do the first one for you. Um, but then also to do them for, you can do them for a peer or a leader. Um, you can also do them for someone you're struggling with because oftentimes we aren't really looking for the positives in that person.   So, the, uh, the logic behind the hero page is once you've created it, uh, you're going to look for things to put on it. Positives, all positives, negatives we remember. Positives we're looking for and that's the first reason.    The second reason for a hero page is you may have a tough day with that person sometime. And if you do, you go back and look at your hero page and it puts things in perspective.   Yeah, this isn't going well today, but here are the things I respect and admire about this person. And yes, um, perspective.    The third reason is they may have a tough day sometime and what an incredible gift you can be to them.   Here's an example. When I worked at Caterpillar, um, had wonderful leaders, some remarkable women leaders at Caterpillar, I think because there were so few of them, they were rock stars. And one that I worked for, uh, was sent to Beijing, China on a short term, like a, I don't know, six month or one year assignment as it at the same time, I was also mentoring someone in that Beijing office and it was very remote.   They were, in a remote area, creating an office, creating an HR office, you know, where they, where there's a factory and the person I was mentoring said, you know, let me give you an idea of what we're struggling with here. What kind of, what our situation is. And I'm at corporate and I said, well, whatever it is, I think I could send you some of our signage, some of our value signs.   Those are, those are, that's what you need. I'll send you some value signs. You can put them up on your walls.   And she said, Kathryn, we don't have walls. We're working out of a tent. And she said, each morning we send a bus out to the rural areas here in China and it stops to pick up workers.   And if dad can't go, he sends mom. And if mom can't go, she puts a couple of kids on the bus. And we never know from day to day who's coming to work.   What we do know is that the bus will be full. They will get two meals while they're at work, breakfast and lunch. And then when it returns them home, they will have gotten paid.   She said, we are all but paying people and chickens. Do you understand the situation, the gravity of what we're trying to do to come in here and create an office and HR processes? And she said, first, we're trying to determine who our employees are.   I said, “Oh, our leader is struggling”. And she said, “Will you get on a call with her today?” I said, “Give me a minute.”   And she said, “You're going to get her hero page.” So, we got on the call. Lois, “Kathryn, is this the woman that led one of the first NPI projects for Caterpillar as a woman with our flagship tractor?”   And she said, “Yes.” I said, “Is this the woman who was handed a belt buckle and a t-shirt and created global merchandising stores all around the world?” And she said, “Yes.”   I said, “Is this the woman who has been married 30 plus years happily, raised two remarkable children and showed us all it was possible?” Yes. I said, “I don't know what you're struggling with today, but I do know the woman who did these things can tackle this.”   What a gift you would be to another leader on the day that they needed it in that moment, just to remind them of their value.   Laura Dugger:  (52:10 - 52:40) That encouragement is so powerful. And you're such an engaging storyteller. And like you had mentioned previously, you've gone on from corporate America to now beginning your own business, including your podcast that will link to Rockstar Millennials.   So, I'm curious, Kathryn, are there any stories from those podcast episodes that really come to mind as you think of any standout lessons or your favorites?   Kathryn Spitznagle: (52:41 - 55:51) Oh my gosh. There are so many. It just seems like when I think I can't meet someone any more incredible, I do.   And again, good Lord's hand, they come from all different paths. We're international now. A couple of them that really stand out to me, Michael Kuzma,: he invented the self-playing guitar.   He knew people in his life who had either never been able to play the guitar and wanted to, or they had experienced some sort of an injury or illness that then prevented them from doing what they loved. And so, he created this and just said, “I want this to bring joy and be fun for people.” And I guess the part of the platform that I have for the podcast is purpose.   How are you living your purpose? Khushi Shah is 19 years old. So, she's a little bit younger than a millennial even.   Created a company called Drizzl and it is an informed, what I want to say, it's an irrigation company. And she created this as a science project in grade school. She's now in college at MIT and Harvard and Northeastern.   So, she's attending classes at all. She went to a science and math school in Chicago for high school, finished early and took a gap year at 17. And I said, “So you traveled?”   And she said, “Nope, I decided I'd just run that business full-time, Drizzl.” And so, her families of Indian descent. They'd gone to India and seen the need for water, clean water.   And she said, coming back to the States, I saw sprinklers, lawn sprinklers running and it was raining. And I thought, I need to fix that. There are products on the market that will turn a sprinkler off if it's raining.   Her product is predictive. She's 19. Yeah.   So, folks from St. Jude, folks from Midwest Food Bank, just incredible. Obviously, I can't name one.   There are so many. And those who are living their purpose in all walks of life, in all places around the world, I want to talk to.   Laura Dugger:  (55:52 - 56:07) Wow. And Kathryn, you've invested in so many people and highlighted so many people through your podcast. As you look back, what are you happiest that you invested your life in?   Kathryn Spitznagle: (56:09 - 57:07) Well, I'm a mom, boy mom. So that would have to be my first, my boys. Again, one of the women that I mentor said to me early on, Kathryn, one of the things I love the most is you're from the other side.   I said, Kelsey, what does that mean? I'm from the other side. And she said, you've already done all of this.   You've done the corporate life. You understand small business. You have a decades long, happy marriage.   You've raised your boys. They're happy. They're successful.   If you did this, we can do this and you can help us. And so that investment on so many levels, yeah, is coming back.   Laura Dugger:  (57:08 - 57:19) I love that. And would you be willing just to share anything else about your business or what all you have to offer so that we can continue learning from you after this conversation?   Kathryn Spitznagle: (57:20 - 1:00:49) Oh, absolutely. So, the book that you mentioned, Rockstar Millennials, Developing the Next Generation of Leaders. That's the book.   And it recounts so many of these leadership stories. And then in the back, as you said, are the different tools. And I have to credit the Caterpillar engineers because when I went to Caterpillar and I would tell these stories about Purina or I would live something that they had taught me.   Very early on, in the meeting, or after the meeting, some of these gentlemen came up to me and said, “That thing you just did in that meeting, can you write that down? Like what?” And they said, “Like the words and or the process.”   And so, it began. So, I'd start writing down the words and they might put a graphic with it or somehow improve it. And so, through the years, this same group kept coming back to me.   And when they saw the announcement that I was retiring, they showed up again and said, “Okay, we need one more thing, a spreadsheet.” What do you mean a spreadsheet? They said, “You know, all through the years, we have all of these tools now that we've created out of your head on this paper that we can use and we're using.”   If you can give us a spreadsheet that says, “If you're having this leadership issue, use this tool.” So, God bless the engineers.   So, I credit them, and the tools are in the back of the hard book.   What I found when I started doing workshops was people didn't want to write in the book and they also wanted something bigger and they wanted a place to make notes and doodle and that sort of thing. So that's why we have the book and then the toolkit. So, my business is Mentoring Women Millennials and I do one on one mentoring with individuals, small business primarily.   They'll bring me in to work with their women leaders, but also just individuals who are in some sort of a transition in life or that have never had a mentor and would like one. And so, I do the one-on-one mentoring also with nonprofits. And I'm now an 18-year breast cancer survivor, still in treatment.   And I also mentor breast cancer survivors. And keynote speaking. I work with the Capital City Speakers Bureau.   And so, I do speaking there and I'm prepping for a TED Talk. So those are the next things.   Laura Dugger:  (1:00:50 - 1:01:16) I love it. Always something up your sleeve. We will link to your website so that people can follow up and get in touch if that would be a good partnership.   And you may already be familiar that we're called The Savvy Sauce because savvy is synonymous with practical knowledge or insight. And so as my final question for you today, Kathryn, what is your Savvy Sauce?   Kathryn Spitznagle: (1:01:18 - 1:01:49) Um, when I left Purina, um, I asked Neil, “You know, how do I ever repay this company that has given so much to me?” And he said, “Take what you've learned and help someone else.” And so, if you learn from me, that would be my ask, help someone else.   Laura Dugger:  (1:01:50 - 1:02:05) I love that. Amen. Great Savvy Sauce.   And Kathryn, you're just so poised and classy and full of insight. And it was an absolute pleasure to get to host you as my guest today. So, thank you for being my guest.   Kathryn Spitznagle: (1:02:05 - 1:02:07) Thank you. Thank you for having me.   Laura Dugger:  (1:02:09 - 1:05:52) One more thing before you go. Have you heard the term gospel before?   It simply means good news. And I want to share the best news with you. But it starts with the bad news.   Every single one of us were born sinners, but Christ desires to rescue us from our sin, which is something we cannot do for ourselves. This means there is absolutely no chance we can make it to heaven on our own. So, for you and for me, it means we deserve death, and we can never pay back the sacrifice we owe to be saved.   We need a savior. But God loved us so much, he made a way for his only son to willingly die in our place as the perfect substitute. This gives us hope of life forever in right relationship with him.   That is good news. Jesus lived the perfect life we could never live and died in our place for our sin. This was God's plan to make a way to reconcile with us so that God can look at us and see Jesus.   We can be covered and justified through the work Jesus finished if we choose to receive what He has done for us. Romans 10:9 says, “That if you confess with your mouth Jesus is Lord and believe in your heart that God raised him from the dead, you will be saved.” So, would you pray with me now?   Heavenly Father, thank you for sending Jesus to take our place. I pray someone today right now is touched and chooses to turn their life over to you. Will you clearly guide them and help them take their next step in faith to declare you as Lord of their life?   We trust you to work and change lives now for eternity. In Jesus' name we pray. Amen.   If you prayed that prayer, you are declaring him for me, so me for him. You get the opportunity to live your life for him. And at this podcast, we're called The Savvy Sauce for a reason.   We want to give you practical tools to implement the knowledge you have learned. So, you ready to get started? First, tell someone.   Say it out loud. Get a Bible. The first day I made this decision, my parents took me to Barnes & Noble and let me choose my own Bible.   I selected the Quest NIV Bible, and I love it. You can start by reading the book of John. Also, get connected locally, which just means tell someone who's a part of a church in your community that you made a decision to follow Christ.   I'm assuming they will be thrilled to talk with you about further steps, such as going to church and getting connected to other believers to encourage you. We want to celebrate with you too, so feel free to leave a comment for us here if you did make a decision to follow Christ. We also have show notes included where you can read scripture that describes this process.   And finally, be encouraged. Luke 15:10 says, “In the same way I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.” The heavens are praising with you for your decision today.   And if you've already received this good news, I pray you have someone to share it with. You are loved and I look forward to meeting you here next time.

Qué Temas Quieres Escuchar Toca y Hablemos. TE LEO.Entender los cambios hormonales y su impacto en la salud puede marcar una gran diferencia en la calidad de vida de muchas mujeres. La fertilidad, la menopausia y el metabolismo son procesos que influyen profundamente en el bienestar físico y emocional, y que a menudo generan dudas o preocupaciones que no siempre reciben la atención que merecen.Si bien es posible transitar la menopausia sin síntomas, existen acciones que, si se toman a tiempo, pueden brindarle al cuerpo el equilibrio y bienestar que necesita antes, durante y después de esta etapa.En este episodio de “Cómo Curar", converso con especialistas sobre las causas de los desequilibrios hormonales, sus efectos en el cuerpo y la mente, y las posibles soluciones desde distintos enfoques. El objetivo es ayudar a las mujeres a comprender mejor su salud y a tomar decisiones más informadas y conscientes.Temas que abordamos:●      Fertilidad, infertilidad y cuándo buscar ayuda médica según la edad.●      Síndrome de ovario poliquístico (SOP) y desequilibrios hormonales.●      Menopausia, terapia de reemplazo hormonal y salud metabólica.●       El rol de la progesterona y claves para una transición saludable.●      Consejos para una menopausia saludable: alimentación, manejo del estrés y prevención.Muchos de estos temas suelen vivirse en silencio o con mucha confusión. Hoy queremos compartir, desde diferentes enfoques, información esencial que te ayude a entender tu cuerpo, cómo va cambiando con el paso del tiempo y qué acciones puedes tomar para lograr mayor equilibrio y recorrer esta etapa con más consciencia y paz.Si sientes que este contenido puede ayudarte (o ayudar a alguien cercano), no dudes en compartirlo. Encuentras el episodio completo en Spotify y YouTube.#CocoMarch #TipsCocoMarch #DoctoraCocoMarch #ComoCurar Fertilidad #Menopausia #SaludHormonal #Infertilidad #TerapiaHormonal #Progesterona #SaludMetabolica #Inflamacion #BienestarFemenino #CicloFemenino #Temporada3 #Episodio116 #Podcast #VitaTienda 

In this week's MBA Admissions podcast we began by discussing a couple of webinars that are in the works. Graham and Alex will host an AMA-style webinar, as the new admissions season gets underway on August 26. More details to follow, but it will be livestreamed on YouTube! Graham also highlighted the September series of admissions events, where Clear Admit will host the majority of the top MBA programs to discuss Round 2 application strategy. Sign ups for this series are here: https://bit.ly/cainsidemba Graham then noted a few new publications on the Clear Admit site. We have a post that covers all the top MBA programs' in-person admissions event activities for the month of August. We also cover all the early and Round 1 application deadlines for the top MBA programs in a useful guide, and have a timely admissions tip on how to best prepare recommenders. We continue our series of Adcom Q&As; this week we hear from CMU / Tepper. For this week, for the candidate profile review portion of the show, Alex selected three ApplyWire entries: This week's first MBA admissions candidate has a career in undergraduate admissions, and a side-career in comedy. They want to use the MBA to pivot into the entertainment industry. This week's second MBA candidate is a data scientist who also plays a rock guitar. They have a 695 GMAT. The final MBA candidate is a reapplicant. They have a low GPA of 2.75 but have now completed MBA Math. They do have a super GRE score of 331. This episode was recorded in Philadelphia, USA and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

It's Monday, August 11th, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Adam McManus CA pastor warns if anti-parent bill passes they need to leave state Pastor Jack Hibbs, Founder of Calvary Chapel Chino Hills, sounded the alarm last week about a dangerous anti-parent bill in California. HIBBS: “[Democratic California Governor] Gavin Newsom and his buddies up there have crafted Assembly Bill 495. This bill 100% strips parents of their parental rights. It allows an individual to obtain this new form that comes with the bill. They can download it. They can get it mailed to them. They can go pick it up. They fill it out. “They can name a child, let's say Suzie Q. So, John goes to a school in California and says, ‘I have this form, and I am asking for Suzie Q to be put into my custody. I want to take her out of school.' “The bill does not require a background check for this man. Requires no identification, no driver's license, no nothing. There's no requirement in the bill for the school to call you to ask you if it's okay if John takes your daughter out of school. “It is literally being called by opponents of it --  I'm one of them -- the California Legislature Trafficking Bill. It is unbelievable. Go to realimpact.us. Read about it. “Four or five reprobates have written it. We're going to let you know who they are, and we're going to campaign against them.” Supporters of the controversial bill see it as a necessary response to President Donald Trump's crackdown on illegal immigration. In a so-called “fact sheet” about the proposal, Democratic Assemblywoman Celeste Rodriguez argued that the bill enables the kids of illegals to be cared for if their parents are detained or deported. However, conservatives and Christians believe the law could be used in nefarious ways, allowing non-related adults to a child to gain legal authority over the child with a single affidavit that does not require parental consent, reports Faithwire.com. The California Senate is about to vote on it. That's why Pastor Hibbs urged the thousands in his congregation to travel the 400 miles north to California's capitol on Tuesday, August 19th to speak out against it. HIBBS: “I need all of you to take August 19th off. I'm going to ask all of you to drive, bus, fly. I don't care how you get there, but I want you to meet me at the Capitol steps in Sacramento because our elected leaders are right now trying to get a bill passed that's the unthinkable. “We're looking for a minimum of 5,000 people to be there that day. Let your voice be heard. The last time we gathered up there, it was the largest gathering in 27 years in our state capitol.” Gina Gleason, director of the Real Impact ministry at Calvary Chapel Chino Hills, said,  “[Democrats] have a supermajority and Republicans are in the minority. So usually the Democrats get pretty much everything that they want unless we, as the church, as conservatives, stand up and speak up, and that's what we're trying to do with this bill. If we make enough noise, if we get enough attention, they will back off.” Pastor Hibbs said that the problem is too few Christians vote. HIBBS: “This is the California government, ladies and gentlemen, that somebody's voted them in. I think we did, maybe, by not voting. ‘Nah, I just sit that out. I'm going to get involved in that kind of stuff.' And … here we are. “Because whenever there's an evil, evil always fills a void, a vacancy. Jesus said that a man void of the Holy Spirit, the demons go search out and bring seven more demons worse than himself, inhabits the man because there was a vacancy. “Because good people don't vote in California, we've got idiots running this state, perverts.” Pastor Hibbs issued a dramatic warning. HIBBS: “If this bill passes, I'm going to ask you to leave the state of California. You're going to need to pack up, and you're going to have to get out. You got to get out. You got to run with your kids. You got to go. I would not subject my child to one second in this public school system with this new law, AB 495. “Your child's safety is number one in your life. I never thought the day would ever come when I would encourage you to leave. “As you can tell, I'm angry, and I'll die on this hill. This is the end of California. If this bill passes, your children are now subject and vulnerable to state-sanctioned kidnapping or trafficking.” Pray for the demise of AB 495.  If you live in California, tell your legislator you oppose AB 495 and attend the Tuesday, August 19th rally in Sacramento. Proverbs 21:15 says, “When justice is done, it is a joy to the righteous, but terror to evildoers.” Trump to meet with Putin in Alaska after issuing ‘very severe' tariff threat President Donald Trump announced that he will meet with Russian President Vladimir Putin on American soil this Friday to discuss an end to the war in Ukraine, reports One America News. On Truth Social, President Trump wrote, “The highly anticipated meeting between myself, as President of the United States of America, and President Vladimir Putin, of Russia, will take place Friday, August 15, 2025, in the Great State of Alaska. Further details to follow.” The upcoming talks between the two world leaders follow after President Trump gave Putin a 10-12 day deadline to secure a ceasefire in Ukraine, or potentially face “very severe tariffs” and sanctions. Man avoids prison after viciously assaulting two elderly pro-lifers in Baltimore And finally, Patrick Brice, who was found guilty earlier this year of savagely beating two elderly pro-life activists in a May 2023 attack outside a Baltimore Planned Parenthood abortion mill, was only sentenced to home detention and probation last Thursday, but notably will not be required to spend a day behind bars, reports LifeSiteNews.com. On August 7, Baltimore City Circuit Judge Yvette Bryant  sentenced Brice to just one year of home detention and three years of probation for brutally attacking pro-life sidewalk counselors Mark Crosby and Dick Schaefer, who were 73 and 80 respectively at the time. Schafer and Crosby were simply praying and offering alternatives to women who were coming to kill their babies, when a Planned Parenthood “deathscort” -- a staff member or volunteer who "escorts" women past pro-lifers -- attacked them. In broad daylight, Brice, who was 28, assaulted Schafer from behind, throwing him into a planter and window. When Crosby ran to his aid, Brice hit him in the face, knocking him to the ground, sending him crashing onto the brick sidewalk, and then Brice kicked him in the head.  Tragically, Crosby suffered a fractured plate bone in his right cheek and had to have his eye orbit replaced with metal. His right eye was blinded, and he suffered a concussion. Video of the attack, which we have linked in our transcript today, released by Baltimore Police clearly shows the extreme violence of Brice's attack on Crosby and Schaefer. In February, a jury convicted Brice on two counts of second-degree assault and reckless endangerment for attacking the pro-life activists, but did not reach a verdict on the more serious charge of first-degree assault. Shockingly, in a June bench trial, Judge Bryant acquitted Brice of the first-degree assault charges on the absurd grounds that Crosby had “provoked” the defendant.  The elderly pro-lifer told Daily Wire, “Baltimore is criminal-friendly. It's not victim-friendly at all, especially if you're a senior. Judges do not like pro-lifers. They don't like us saving babies, I don't know why.” Brice also yanked off Crosby's crucifix and chain which he was wearing around his neck. Crosby said that despite the pain he endured from the attack, “My shedding blood in front of Planned Parenthood for Jesus and the babies” has actually been “a gift to me.” The “millions of babies murdered” at Planned Parenthood over the years “have shed rivers of blood.” Isaiah 59:7 describes the abortionists and the Planned Parenthood “deathscorts,” like Patrick Brice, quite well.  “Their feet rush into sin; they are swift to shed innocent blood. They pursue evil schemes; acts of violence mark their ways.” The prosecution had asked Judge Bryant for a 10-year prison sentence, urging the judge to send a message that attacking two peaceful elderly men in broad daylight for their religious or political views will not be tolerated. But Judge Bryant, who shockingly did not allow Crosby to show his wounded eye to the jury during the trial, opted to give Brice a “slap on the wrist.” Send a polite, 2-3 sentence letter to Judge Yvette Bryant objecting to her decision to acquit Patrick Brice of the first-degree assault charge and her refusal to give him any prison time at all for his violent attack on two peaceful, elderly men.  Address it to:  Judge Yvette Bryant, Cummings Courthouse, Chambers 252, 111 N. Calvert Street, Baltimore, Maryland 21202.  I hope you are one of 50 Worldview listeners to send her a letter. In light of her miscarriage of justice, she needs to hear from us. Send me an email to let me know you sent it: Adam@TheWorldview.com.  Close And that's The Worldview on this Monday, August 11th, in the year of our Lord 2025. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  Plus, you can get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

American Tungsten (CSE: TUNG | OTCQB: DEMRF | FSE: RK9) aims to help build the United States' defense-critical metals supply with its IMA Mine in Idaho.We're joined by CEO Ali Haji as he discusses the company's recent $7 million private placement, mineral exploration at the IMA Mine, growth strategy, and investment highlights.Learn more: https://americantungstencorp.com/Watch the full YouTube interview here: https://youtu.be/i50C0OtyJUsAnd follow us to stay updated: https://www.youtube.com/@GlobalOneMedia?sub_confirmation=1

A comprehensive overview of the complex and urgent challenges facing the United States, including the escalating drug crisis fueled by cartel and foreign alliances, the controversial handling of border security, and the political battles over justice and transparency tied to the Epstein case. This narrative uncovers how these interconnected issues impact national safety, political stability, and the future of American democracy, highlighting the clash between federal actions, military involvement, and ongoing legal struggles.

VP S5 Ep 158: Old Original Fundles!  The Junk Journal Podcast! The Paper Outpost Podcast! The Joy of Junk Journals! Free to Listen Anytime! Every Tuesday & Thursday! Topics: Junk Journals, Paper Crafting, life of a crafter, answering crafty questions! Come have a listen on Apple Podcast, Spotify, Google Podcast or go to https://anchor.fm/the-paper-outpost Also check out my Video Podcasts on M,W, F, S, S on Spotify! :) You can make your own Podcast! It's easy at Anchor: Here is how!: anch.co/outpost Grab a FUNDLE! Now available in my Etsy Shop!: 100 pieces! A mix of antique/vintage ledger pages, hand-dyed papers, old postcards, tea cards, handwritten paper, awesome vintage book pages and so much more! Wonderful to use in your junk journal creations! Free Priority Shipping in the USA! :) Limited supply! :) See a Fundle Video!:) https://youtu.be/KJnWd9RSpOQ Buy a Fundle! :) Etsy Shop: https://www.etsy.com/listing/1007331616/antique-vintage-ephemera-paper?ref=shop_home_active_6&frs=1&crt=1 VINTAGE DIGIKITS! Amazing images to download & print out at home on your printer!: Etsy Shop: https://www.etsy.com/shop/ThePaperOutpost PRINT & MAIL Option for Vintage Digikits! :) I heard your call :) No Printer? No Problem! :) I will print & mail 10 Digikits to you! Free Priority Shipping in the USA! :) 1. Select 10 names of digikits, & send me the list via Etsy message or email to pam@thepaperoutpost.com or simply say "Surprise me!" :) 2. Then buy the Print & Mail Digikit option in my Etsy shop! :) Direct Link to Buy here: https://www.etsy.com/listing/1071078687/printed-mailed-digikits-no-printer?ref=shop_home_active_1&frs=1&crt=1 That's 50 Pages total on lightweight cardstock! See All My Digikits! https://www.etsy.com/shop/ThePaperOutpost Sincerely, Pam at The Paper Outpost :)!! I am currently buried in paper and covered in glue ;) Remember that Fun Can Be Simple! Go Forth and Create with Reckless Abandon! :) MY AMAZON STORE!: My Personal Favorite Products & Tools!: Click here to see all my items in one click with pictures in my Amazon Store! https://www.amazon.com/shop/thepaperoutpost NEWSLETTER!: Free Monthly Emailed Newsletter from The Paper Outpost! Sign Up here: https://bit.ly/paperoutpostnewsletter - Free Monthly Digital Printable! - Free The Note From The Book Maker explaining what a junk journal is and how to use it! - Free Page List of Ideas for Junk Journals! - Free Checklist of Junk Journal Supplies! - Junk Journal Tips & Updates from Pam at The Paper Outpost! COME FIND ME AT :) All My Links: https://linktr.ee/thepaperoutpost ETSY Shop: https://www.thepaperoutpost.com ETSY Shop: https://www.etsy.com/shop/ThePaperOutpost YOUTUBE: https://www.youtube.com/ThePaperOutpost NEWSLETTER: https://bit.ly/paperoutpostnewsletter INSTAGRAM: https://www.instagram.com/thepaperoutpost FACEBOOK: https://www.facebook.com/ThePaperOutpost The Paper Outpost FACEBOOK GROUP: https://www.facebook.com/ThePaperOutpost/ THE PAPER OUTPOST PODCAST: The Joy of Junk Journals!: https://anchor.fm/the-paper-outpost AMAZON STORE: https://www.amazon.com/shop/thepaperoutpost PINTEREST: https://www.pinterest.com/thepaperoutpost TWITTER: https://twitter.com/thepaperoutpost MERCHANDISE STORE!: https://the-paper-outpost-2.creator-spring.com/ #thepaperoutpost #paperoutpost #thepaperoutpostpodcast #digikits #junkjournal #junkjournals #howtomakeajunkjournal #junkjournalpodcast #thejoyofjunkjournals #fundle #thejunkjournalpodcast

In this episode of The Ethics Experts, Nick welcomes Fabiana Klajner Leschziner.Fabiana is the Embraer Chief Compliance and Governance Officer since January 2025. From June 2016 to December 2024, she was the Executive Vice President, General Counsel & Chief Compliance Officer of the Company. Prior to joining Embraer, she worked at DuPont in Brazil from September 2002 to June 2016 as Legal Director for Brazil and the Andean Region, responsible for the legal aspects of all businesses of DuPont in Brazil and Colombia, Venezuela, Peru, Ecuador and Bolivia. From June 1998 to December 2001, Fabiana was an associate at Davis Polk & Wardwell in New York.Fabiana graduated from the University of São Paulo School of Law in 1993 and has an LL.M degree from Cornell Law School, Ithaca, USA, 1998. She specialized in corporate law, corporate finance, capital markets, antitrust, international trade and compliance.

Here's what to expect on the podcast:The best first foods to introduce around 6 months of ageWhen, what, and how to start offering solid foodsHow parents can safely adapt their own meals for their babyWhy messy food play is important for raising curious and adventurous eatersGuidelines and tips on preventing food allergies in young childrenAnd much more! About Cinthia:CINTHIA SCOTT, RD, IBCLC is a Pediatric Registered Dietitian and International Board Certified Lactation Consultant with over seven years of experience. As the founder of The Baby Dietitian, she specializes in guiding parents of children aged 0-5 to establish healthy eating patterns from the start. Cinthia co-authored 101 Before One: Starting Solids and created the Starting Solids 101 Program, offering personalized support for optimal early nutrition. She is also a co-author of the recently released Baby Leads The Way: An Evidence Based Guide to Introducing Solid Foods. Her IG, the.baby.dietitian, has 597K followers. Connect with Cinthia Scott!Website: https://thebabydietitian.com/Instagram: https://www.instagram.com/the.baby.dietitian/ Baby Leads The Way Book on Amazon: https://tinyurl.com/mv82kjpb.Baby Leads The Way Book on Barnes & Noble: https://www.barnesandnoble.com/w/baby-leads-the-way-julie-laux/1145295532101 Before One: https://www.101beforeone.com/----- If you're struggling, consider therapy with our sponsor, BetterHelp.Visit https://betterhelp.com/candicesnyder for a 10% discount on your first month of therapy.*This is a paid promotionIf you are in the United States and in crisis, or any other person may be in danger -Suicide & Crisis Lifeline Dial 988----- Connect with Candice Snyder!Website: https://www.podpage.com/passion-purpose-and-possibilities-1/Facebook: https://www.facebook.com/candicebsnyder?_rdrPassion, Purpose, and Possibilities Community Group: https://www.facebook.com/groups/passionpurposeandpossibilitiescommunity/Instagram: https://www.instagram.com/passionpurposepossibilities/LinkedIn: https://www.linkedin.com/in/candicesnyder/Shop For A Cause With Gifts That Give Back to Nonprofits: https://thekindnesscause.com/Fall In Love With Artists And Experience Joy And Calm: https://www.youtube.com/@movenartrelaxation

Damian Kust recaps another exciting week of ATP Challenger action. Don't forget to give a 5 star review on your favorite podcast app! In addition, add your twitter/instagram handle to the review for a chance to win some FREE CR gear!! Laurel Springs Ranked among the best online private schools in the United States, Laurel Springs stands out when it comes to support, personalization, community, and college prep. They give their K-12 students the resources, guidance, and learning opportunities they need at each grade level to reach their full potential. Find Cracked Racquets Website: https://www.crackedracquets.com Instagram: https://instagram.com/crackedracquets Twitter: https://twitter.com/crackedracquets Facebook: https://Facebook.com/crackedracquets YouTube: https://www.youtube.com/c/crackedracquets

In this week's 5 Yrs Ago Flashback episode of the Wade Keller Pro Wrestling Post-show (8-12-2020), we flash back to the "PWT Talks NXT" episode featuring PWTorch's Tom Stoup, Nate Lindberg, and Kevin Cattani covering Velveteen Dream surprise return, Keith Lee fireball angle, Reed vs. Priest, plus Dakota Kai, Io Shirai, and more.Become a supporter of this podcast: https://www.spreaker.com/podcast/wade-keller-pro-wrestling-post-shows--3275545/support.