Podcasts about Risk

In this episode of Lovers, therapist Keir Gaines shares a personal and professional reflection on how resentment builds when men are taught to silence their emotional truth. Keir opens up about a pivotal moment in his own relationship, when he realized that his partner’s tone was hurting his feelings, and that his fear of naming it, out of concern that he would sound “effeminate” or not man enough, was quietly turning into resentment. What started as self-protection slowly became emotional distance, until he reached a breaking point where honesty felt less risky than staying silent. Together, we unpack how masculinity norms shape emotional expression, why unspoken hurt often masquerades as resentment, and how learning to articulate emotional impact can transform intimacy rather than threaten it. This conversation explores the cost of swallowing feelings, the courage it takes to speak before resentment hardens, and what becomes possible when men allow themselves to be emotionally legible in their relationships. This episode isn’t about blame or tone-policing. It’s about emotional responsibility, relational repair, and the freedom that comes from finally saying the thing you were afraid would make you sound weak. If you wished this episode is longer and you could hear more about Kier Gaines Is My Relationship Healthy Quizhttps://www.loversbyshan.com/resource/the-relationship-check-in Follow Kier GainesInstagram → https://www.instagram.com/kiergaines TikTok → https://www.tiktok.com/@kiergaines Twitter/X → https://twitter.com/kiergaines YouTube → https://www.youtube.com/@KierandNoemie Official Website → https://www.kiergaines.com Course Words That Connect → https://kier-gaines.mykajabi.com/wordsthatconnect Want more Lover?Receive the weekly Love Letter → http://loversbyshan.com/newsletterJoin the Lovers Community → https://www.loversbyshan.com/communityExplore quizzes and worksheets → http://loversbyshan.com/quizzesSee omnystudio.com/listener for privacy information.

Since the Supreme Court widely legalized sports wagering in 2018 the nation's appetite for bets has exploded. U.S. betters made over a billion dollars worth of bets in 2025 on sports alone. This year's Super Bowl is expected to attract $1.7 billion in legal U.S. wagers. But investigators are finding that there's also been a surge in illegal betting by minors. Are sportsbooks putting our children in harm's way? USA TODAY Investigative Reporter Nick Penzenstadler joins The Excerpt to share his reporting.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this wide-ranging conversation, Sarah Jeanneault shares her unconventional journey from struggling with math in school to becoming a respected leader in fintech, trading education, and enterprise knowledge management. She and Dwayne Kerrigan explore the deep gaps in financial literacy, why traditional education often fails to prepare people for real-world decision-making, and how learning truly begins after formal schooling ends.Sarah explains how she applied adult learning theory to teach herself trading, why psychology matters more than numbers in the markets, and how curiosity, pattern recognition, and humility shaped her success. The discussion expands into the future of education, AI's role in learning, entrepreneurship, identity shifts after business exits, and the emotional reality of leadership transitions. This episode is a thoughtful examination of growth, risk, and why continuous learning is the most valuable skill anyone can develop.Episode Highlights:00:00 – Sarah opens by naming the gap in real-world financial literacy.02:00 – Dwayne introduces Sarah and frames the episode around learning and reinvention.05:00 – Sarah shares struggling with math and early assumptions about intelligence.09:00 – Losing her best friend and questioning the direction of her life.14:00 – Discovering trading and applying adult learning theory to self-education.18:00 – Why financial literacy is rarely taught despite its life-long impact.23:00 – Breaking down trading basics and removing unnecessary complexity.28:00 – Psychology, emotion, and why ego derails good financial decisions.33:00 – Risk, uncertainty, and learning to sit with discomfort.38:00 – Podcasts, curiosity, and self-directed learning as modern education.44:00 – Continuous learning as the foundation of entrepreneurship and leadership.49:00 – Gamifying learning to build confidence and consistency over time.54:00 – Building community through transparency and shared learning.59:00 – Scaling education-driven businesses and teaching at scale.64:00 – Identity shifts after acquisitions and redefining success.69:00 – Leadership, disagreement, and creating psychologically safe teams.74:00 – AI, critical thinking, and the future of learning.79:00 – Personal growth, reinvention, and staying curious long-term.84:00 – Reflections on learning, humility, and what truly creates confidence.88:00 – Closing thoughts, gratitude, and setting up Part 2.Key Takeaways:Financial literacy is rarely taught, yet deeply shapes life decisions.Learning accelerates when curiosity replaces fear of being “bad at math.”Real education often begins after formal schooling ends.Trading and business are driven as much by psychology as by data.Growth comes from pattern recognition, experimentation, and reflection.Entrepreneurship requires comfort with uncertainty and identity shifts.AI will amplify learning — but only if critical thinking is prioritized.Strong leaders create environments where disagreement is encouraged.Sustainable success comes from continuous learning and reinvention.Resources...

Today, we'll help you get your first customers. We'll do it by learning how to use the trust to risk ratio - a way to identify the big risks that are holding your customer back and shoulder those risks early on to build trust. We talk through risk and trust with Find Your Lobster, Soona, and a finicky water pump.  TackleboxSoona

Most people think dementia starts with memory loss. But for millions, it actually begins decades earlier: in the blood vessels. Long before someone forgets a name or misses an appointment, the brain is being quietly damaged by high blood pressure, cholesterol imbalance, poor sleep, inflammation, and chronic stress, day after day, year after year. This kind of damage doesn't look dramatic. There's no big stroke, no clear warning sign. It happens slowly and silently, which is why it's so often missed until it's too late. But here's the good news: vascular dementia is one of the most preventable and manageable forms of cognitive decline. When caught early, lifestyle changes and medical interventions can help slow the onset and manage the effects. In this episode, we explore: What vascular dementia and vascular cognitive impairment are, and how they differ from Alzheimer's disease Why most dementia cases involve both vascular damage and neurodegenerative pathology (mixed dementia) How blood vessel damage begins in childhood and accumulates silently for decades The role of high blood pressure, cholesterol, diabetes, sleep disorders, and chronic stress in damaging brain vasculature Why slowed thinking, movement, and processing speed are hallmark signs of vascular cognitive decline The critical importance of the endothelium: the thin lining of blood vessels that controls brain health How lifestyle factors like nutrition, exercise, sleep, and stress management protect and repair vascular health Why managing blood pressure early is one of the most powerful interventions for long-term brain health (and why everyone should have a blood pressure monitor at home!) How vascular damage can be slowed, even in midlife Practical steps for prevention across the lifespan, from childhood through older adulthood Our guest for this episode is DR. COLUMBUS BATISTE, a board-certified interventional cardiologist, an incredible science communicator, and author of 'Selfish: A Cardiologist's Guide to Healing a Broken Heart'. Dr. Batiste brings deep expertise on how cardiovascular health shapes brain health, and why protecting the endothelium (the inner lining of blood vessels) is foundational to longevity. His work emphasizes that all roads to longevity are paved by the heart, and what's good for the heart is good for the brain! 'Your Brain On…' is hosted by neurologists, scientists, and public health advocates Drs. Ayesha and Dean Sherzai. SUPPORTED BY: NEURO World, a science-based brain health community designed to help you protect your brain long before problems begin. Learn more at https://neuro.world/  'Your Brain On… Vascular Dementia' • SEASON 6 • EPISODE 8 ——— LINKS Dr. Columbus Batiste: https://drbatiste.com/  Instagram: @HeartHealthyDoc Facebook: https://www.facebook.com/drbatiste  ——— FOLLOW US Join NEURO World: https://neuro.world/   Instagram: https://www.instagram.com/thebraindocs   YouTube: https://www.youtube.com/thebraindocs ——— REFERENCES Core Definitions & Diagnostic Framework • Diagnostic and Statistical Manual of Mental Disorders (5th ed.) - American Psychiatric Publishing • Vascular contributions to cognitive impairment and dementia - https://doi.org/10.1161/STR.0b013e3182299496 • Classifying neurocognitive disorders: The DSM-5 approach - https://doi.org/10.1038/nrneurol.2014.181  Epidemiology & Public Health Burden • Neuropathological diagnosis of vascular cognitive impairment and vascular dementia with implications for Alzheimer's disease - https://doi.org/10.1007/s00401-016-1571-z • Vascular dementia - https://doi.org/10.1016/S0140-6736(15)00463-8  • Risk reduction of cognitive decline and dementia: WHO guidelines - WHO Press Small Vessel Disease & Subcortical Vascular Dementia • Small vessel disease: Mechanisms and clinical implications - https://doi.org/10.1016/S1474-4422(19)30079-1  • Cerebral small vessel disease: From pathogenesis and clinical characteristics to therapeutic challenges - https://doi.org/10.1016/S1474-4422(10)70104-6  • The clinical importance of white matter hyperintensities on brain magnetic resonance imaging - https://doi.org/10.1136/bmj.c3666  Mixed Dementia & Alzheimer–Vascular Overlap • Mixed brain pathologies account for most dementia cases in community-dwelling older persons - https://doi.org/10.1212/01.wnl.0000271090.28148.24 • Early role of vascular dysregulation on late-onset Alzheimer's disease - https://doi.org/10.1016/j.neurobiolaging.2016.04.009 • The pathobiology of vascular dementia - https://doi.org/10.1016/j.neuron.2013.10.008  Cerebral Amyloid Angiopathy (CAA) • Cerebral amyloid angiopathy and Alzheimer disease—one peptide, two pathways - https://doi.org/10.1038/s41582-019-0281-2 • Emerging concepts in sporadic cerebral amyloid angiopathy - https://doi.org/10.1093/brain/awx047 Genetics, Inflammation, and Repair • Apolipoprotein E controls cerebrovascular integrity via cyclophilin A - https://doi.org/10.1038/nature11087 • TREM2—A key player in microglial biology and Alzheimer disease - https://doi.org/10.1038/s41582-018-0072-1  Prevention & Vascular Risk Factors • Dementia prevention, intervention, and care: 2020 report of the Lancet Commission - https://doi.org/10.1016/S0140-6736(20)30367-6  • Lifestyle interventions to prevent cognitive impairment, dementia and Alzheimer disease - https://doi.org/10.1038/s41582-018-0070-3  Further Reading • The role of vascular risk factors in Alzheimer's disease - https://doi.org/10.1038/s41582-021-00530-4

If you've ever left a medical appointment feeling dismissed, judged, or like your body size became the diagnosis... then this episode is for you — and honestly, for your doctor too. In today's episode, we're talking about the very real stigma larger-bodied people face in health care settings—and how often weight bias gets in the way of actual care. We're joined by you, our listeners, through powerful voicemails sharing both painful and healing experiences with doctors, nurses, and other healthcare providers. From being told to “just lose weight” to finally being listened to and taken seriously, these stories highlight what's broken, what's possible, and the power of weight inclusive care.Want to support the show and get bonus episodes? Join our Patreon! https://www.patreon.com/nutritionformortalsLeave us a voicemail that may be featured on a future episode! Call us at (562)-N4M-POD1 (562-646-7631). We've got MERCH! Check it out HEREDon't want to miss any episodes in the future? Make sure to subscribe wherever you listen to podcasts!Additional Reading: Journal Articles: Weight-Inclusive vs Weight-Normative ApproachNature Med: Joint International Consensus Statement for Ending Stigma of ObesityWeight Science: Evaluating The Evidence for a Paradigm ShiftImpact of Weight Bias and Stigma on Quality of CareBMJ: Weight Stigma and Bias: Standards of Care in Overweight and ObesityObesity Stigma: Important Considerations for Public HealthPediatrics: Stigma Experienced by Children and Adolescents with Obesity Pervasiveness, Impact, and Implications of Weight Stigma Assessing Weight Stigma Interventions Systematic Review of RCTsObesity Stigma: Cases, Consequences, and Potential SolutionsWeight Discrimination and Risk of Mortality Books:Health At Every SizeIntuitive Eating Body RespectWhat We Don't Talk About When We Talk About FatFearing the Black Body This Is Body GriefThe Body Is Not An ApologyMore! Weight Neutral Provider Lead ListAssociation For Size Diversity and Health Association For Weight And Size Inclusive MedicineFor feedback or to suggest a show topic email us at nutritionformortals@gmail.comFeel free to contact our real, live nutrition counseling practice**This podcast is for information purposes only, is not a substitute for individual medical or mental health advice, and does not constitute a patient-provider relationship**

The president of the Qatar Science and Technology Park (QSTP), discusses her unique vision for innovation in the Arab world, emphasizing the crucial need to tie technological advancement to our roots, culture, heritage, and fundamental needs. Rama Chakaki shares insights from her career, which is defined by bridging the gap between impact and financial return, and explains QSTP's role as a platform for global innovation, nurturing deep-tech companies in sectors like AI, robotics, and biotech, with a focus on impact. The discussion delves into the pervasive "brain drain" phenomenon, with Chakaki observing a "reverse brain drain" as Arabs return to Doha and the region due to safety, resource availability, and a culture of belonging. She champions a bottom-up approach to innovation and addresses common misconceptions about Arab women in tech, highlighting their high representation in tech degrees and leadership roles. Finally, Chakaki challenges the Silicon Valley "unicorn" model, advocating for a community-built "elephant" model that prioritizes the double or triple bottom line—caring for people, the environment, and financial returns.Explore Qatar Science and Technology Park

In this episode, I talk with Denice Ross about the fragile state of federal data and her new work at DataIndex. We discuss how the removal, alteration, or disruption of federal data collections and data products affects research, policymaking, businesses, and everyday life. Denice explains the vision behind DataIndex and EssentialData, which monitor data risks, highlight data dependencies, and help users recognize how federal data benefit society. We also explore the roles of private-sector data, civic tech efforts, and public advocacy in building a more resilient national data infrastructure. It's a fascinating look at what's at stake when the country's information backbone is no longer guaranteed.Subscribe to the PolicyViz Podcast wherever you get your podcasts.Become a patron of the PolicyViz Podcast for as little as a buck a monthCheck out America's Essential DataFollow me on Instagram, LinkedIn, Substack, Twitter, Website, YouTubeEmail: jon@policyviz.com

Ezra Holmlund and Sarah Adelman tell stories about things involving coming... and going. 

In this episode of Talking Real Money, Don and Tom dig into the Washington State pension system's heavy exposure to private equity, sparked by Jason Zweig's Wall Street Journal reporting and a Seattle Times investigation. They explain why high fees, opaque valuations, and lack of liquidity make private equity especially dangerous for public retirement funds—and why Washington leads the nation in risk. The conversation expands to compare pension strategies across states, question governance and oversight, and warn retirees about the real-world consequences of excessive risk. Later, the hosts respond to a listener trapped in a high-fee, actively managed portfolio and variable annuity, illustrating how costs and complexity quietly erode wealth. The show wraps with practical retirement guidance inspired by Warren Buffett—simplify and protect—plus a discussion of converting mutual funds to ETFs for greater efficiency. 0:04 Show open, call-in invitation, and setup on private equity 0:32 Jason Zweig's WSJ reporting on private equity fees and markups 1:25 Washington State pension's heavy private equity exposure 3:23 Valuation and liquidity problems in private equity 4:35 Breakdown of WA pension assets (private equity + real estate) 5:18 Risks of market downturns and illiquidity 6:25 Who's overseeing the pension fund and their qualifications 7:06 Concerns for Washington retirees and contributors 8:28 Board “experts” and potential conflicts of interest 9:55 Difficulty exiting private equity investments 11:06 Questioning reported 12.3% returns vs public markets 11:59 Call for political accountability and reform 12:50 Comparison to states using mostly public index funds 13:35 Why private equity suffers most in downturns 14:22 Comparison of pension private equity exposure by state 15:58 Rebalancing and “emperor's clothes” concern 17:07 Caller Luke reacts to pension risks 18:11 Promotion of RetireMeet and retirement education 19:22 Warren Buffett's retirement advice: simplify and protect 20:28 Risk reduction and advisor role in retirement 21:26 Fiduciary standards and conflicts of interest 22:55 Emphasis on simple, protective portfolios 23:07 Caller Jane asks about high advisory fees 24:40 Discussion of “active management” risks 26:12 Review of proposed funds and red flags 29:57 Analysis of high-fee, high-turnover portfolio 30:57 Concentration and volatility concerns 32:16 Variable annuity warning signs 33:37 Commission conflicts and surrender charges 33:57 Recommendation to change advisors 34:56 Recap of excessive fees and risks 36:33 Importance of honest warnings vs future losses 37:48 Question on converting Vanguard mutual funds to ETFs 38:52 Advantages of ETFs: cost, tax efficiency, liquidity Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Elevated GP: www.theelevatedgp.com Register for the live meeting: https://www.theelevatedgp.com/ElevationSummit Download the Injection Molding Guide: https://www.theelevatedgp.com/IMpdf  Episode Description In part two of this two-part conversation, Dr. Brian Vence moves from philosophy into execution, offering a clear, ethical, and highly practical framework for how comprehensive dentistry is diagnosed, discussed, and ultimately chosen by patients in a successful fee-for-service practice. This episode is a deep dive into how dentists can guide patients through complex decisions without pressure, persuasion, or procedural selling. Dr. Vence outlines his structured yet flexible approach to patient intake, record gathering, diagnosis, and treatment planning—centered around what he calls the Pathway to Essential and Meaningful Treatment. Rather than dictating solutions, he emphasizes co-discovery: helping patients see, understand, and articulate their own problems before ever discussing procedures. A central theme is risk reduction over procedures. Dr. Vence explains how he frames treatment options not as products to purchase, but as graduated ways to lower biological, structural, functional, and aesthetic risk over time. From stabilizing compromised teeth to sequencing orthodontics, restorative care, and provisional solutions, the focus remains on sustainability—not urgency. You'll hear practical insight on: How to structure patient intake from the first phone call through diagnosis and case presentation Why allowing patients to ask for solutions is more powerful than proposing them How to use analogies and visual co-discovery to explain complex problems without overwhelm The difference between short-term stabilization and long-term structural correction Why timelines, pacing, and emotional safety matter more than closing treatment plans Dr. Vence also addresses real-world concerns around fees, financing, and practice sustainability. He discusses why fee structures should reflect time, complexity, and overhead—not insurance schedules—and how this approach supports both clinical integrity and business stability. Importantly, he underscores that dentists cannot want treatment more than the patient does—a mindset shift that allows for clarity, calm, and long-term success. The episode closes with a candid reflection on leadership, emotional resilience, and the inner work required to sustain a fee-for-service practice over decades. Dr. Vence shares why confidence doesn't come from certainty or volume, but from having a clear vision, strong values, and the ability to remain grounded as conditions change. Together, parts one and two provide a comprehensive roadmap for dentists who want to practice at a higher level—clinically, ethically, and relationally—while building a practice that is both financially stable and deeply fulfilling. This is not about faster dentistry. It's about better decisions, made well, over time.

What separates businesses that struggle from those that scale with clarity and confidence? In this episode of Limitless MD, Dr. Vikram Raya continues the frameworks series by sharing practical mental models that help entrepreneurs and high-performing professionals make stronger decisions, move faster, and lead with greater intention. We break down four core business-winning strategies: Speed, Risk, Price, and Ease, and explain how mastering even one of them can create a meaningful competitive advantage. Dr. Raya also introduces the PCR Ratio, or Praise to Criticism, a leadership framework used by top-performing teams, and explores JOMO, the Joy of Missing Out, as a way to protect focus, energy, and long-term success. This episode focuses on simplifying complexity, reducing friction, and using frameworks as clear, repeatable tools to create clarity in both business and life.“Frameworks are shortcuts for clarity. They help you move from point A to point B faster, with less friction.” ~ Dr. Vikram RayaIn This Episode:- Why frameworks matter and how they create clarity, speed up decision-making, and reduce complexity- The four business strategies that scale: Speed, Risk, Price, and Ease, and how mastering one can drive competitive advantage- How speed, certainty, and smart pricing influence customer behavior and long-term profitability- Simplifying systems and removing friction to create ease in both business operations and customer experience- The PCR Ratio (Praise to Criticism) and how effective feedback builds trust, motivation, and high-performing teams- JOMO (Joy of Missing Out) and extreme self-care as strategies to protect focus, energy, and sustainable successKey Frameworks Covered:- Speed: Compressing time between idea and execution- Risk: Creating certainty clients will pay a premium for- Price: Scaling profitably without sacrificing value- Ease: Removing friction to achieve simplicity- PCR Ratio: Optimizing praise and constructive feedback- JOMO: Choosing focus, peace, and intentional livingConnect with Vikram:

Want to quit your job and build a real land investing business? ⁠⁠⁠⁠⁠⁠⁠⁠

Banking executives know their industry is being disrupted. What they don't know is how much of their balance sheet they've already lost control of. According to Accenture, more than $200 trillion in global bank deposits and loans are now at risk, and that threat isn't coming from another bank. It's coming from stablecoins, AI agents that can automatically optimize finances, and platforms that can quickly move cash, often outside the traditional banking system. Today's guest is Mike Abbott from Accenture. His team's new report on the top banking trends for 2026 reveals some uncomfortable truths. Seventy percent of IT spending still goes to maintaining outdated systems. Margin compression could reduce US bank pre-tax income by 22%. And many of those loyal customers who've stayed with their bank for seven years? The research calls them "lazy loyalists." The real question for banking leaders isn't whether this shift is happening, but how much of the balance sheet they'll still control when it does. Mike joins us to discuss how banks can respond to threats moving faster than their modernization efforts.

Most investors don't blow up because they “didn't know enough.” They blow up because they frame the decision wrong. Lance Roberts & Jonathan Penn break down narrow framing—the behavior where investors judge one investment in isolation (“Why don't I own that?”) instead of evaluating results through the entire portfolio and a long-term plan. When something becomes “hot,” it feels obvious, safe, and inevitable. But return-chasing often ends the same way: buying after a big run, then selling after the first real drawdown. That cycle turns investing into reaction instead of strategy—headlines instead of planning, emotion instead of discipline. 0:00 - INTRO 0:19 - ISM Manufacturing Feed Reflation Narrative 4:15 - Sector Rotations Worth Watching 8:20 - Markets Continue in Rising Trend 13:24 - The Trap of Cahasing Returns 15:58 - The Trouble w Investor Complacency 18:20 - The Flaw in Framing 22:09 - Momentum Drives Price 23:21 - Leverage Unwinding & Volatility 24:42 - It's Silver Profit Taking Time 25:47 - Risk Tolerance vs Risk Capacity 28:03 - A Portfolio is Like a Car 31:12 - The Misconception Between Risk & Volatility 34:23 - Risk is the Destruction of Capital 35:58 - Markets Do Not Compound Returns 37:31 - Would You Rather... 42:33 - Everybody Idolizes Warren Buffett 43:30 - Establish a Discipline 45:52 - Have a Plan - Write it Down 48:51 - E-book Library Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Register for our next Candid Coffee, 2/21/26: https://streamyard.com/watch/Wq3Yvn9ny5GV ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/sKXpfWf8oRs?feature=share ------- Watch our previous show, "Bears Are an Endangered Species," here: https://www.youtube.com/live/NAyXnrquGiQ -------- The latest installment of our new feature, Before the Bell, "Reflation Rotation" is here: https://youtu.be/9f2tn_O1BUc ------- Visit our E-book Library (no library card required!) https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SectorRotation #RiskManagement #ReflationTrade #PortfolioRebalancing

When is active surveillance the right choice for intermediate-risk prostate cancer patients? In this episode of BackTable Urology, Dr. Claire de la Calle, Assistant Professor of Urology at the University of Washington, joins Dr. Ruchika Talwar to unpack how active surveillance has evolved beyond low-risk disease and why select Grade Group 2 patients may be appropriate candidates now with thoughtful patient selection. --- SYNPOSIS The conversation explores emerging tools that can refine surveillance decisions, including PSA density, MRI findings, genomic classifiers, and the growing role of AI-assisted pathology. Dr. de la Calle emphasizes the importance of nuanced patient counseling, acknowledging anxiety and long-term risk while reinforcing that time on active surveillance can be a meaningful win when oncologic outcomes remain comparable to upfront treatment. --- TIMESTAMPS 00:00 - Introduction02:58 - Current Evidence05:03 - Patient Selection Criteria12:11 - Importance of PSA Density and Monitoring Protocols18:12 - Pathology and Genomic Testing32:18 - Future Directions and Research36:33 - Key Takeaways --- RESOURCES ProtecT Trial: Fifteen-Year Outcomes after Monitoring, Surgery, or Radiotherapy for Prostate Cancerhttps://www.nejm.org/doi/full/10.1056/NEJMoa2214122 Canary PASS Studyhttps://canarypass.org/ Genomic Classifier Performance in Intermediate-Risk Prostate Cancer: Results From NRG Oncology/RTOG 0126 Randomized Phase 3 Trialhttps://pubmed.ncbi.nlm.nih.gov/37137444

What does it really take to build a national middle-market law firm that grows fast, integrates cleanly, and keeps its partners committed rather than walking out the door? Bob Hicks, chairman and managing partner of Taft Stettinius & Hollister, explains how middle market mergers have powered Taft's expansion without sacrificing culture or retention. Rather than chasing scale for its own sake, he lays out a disciplined approach built on cultural alignment, economic fit, and client compatibility. Many conversations never become deals, and Hicks sees that restraint as a competitive advantage. Independence, he argues, is often the real rival, especially for firms that wait too long and lose momentum before acting. The discussion also looks at what happens after a merger closes. Hicks points to partner retention, post-merger growth, and radical transparency as proof that integration matters more than headlines. From open financial reporting to a predictable compensation system, trust is treated as a growth strategy, not a soft value. At the center is a talent-first philosophy that reframes success around attracting and keeping great lawyers rather than chasing clients. Looking ahead, Hicks sees continued consolidation in the middle market and growing demand for national firms that offer scale without elite-tier pricing, with little patience for firms unwilling to adapt.   Episode Breakdown: 00:00 Taft's Growth Story and Recent Middle Market Mergers 05:01 Building a National Middle-Market Law Firm Strategy 10:10 The Taft Merger Model: Culture, Fit, and Long-Term Success 19:59 Modernizing Law Firms Through Talent, Transparency, and Trust 29:54 Bob Hicks on Leadership, Risk, and the Future of the Legal Industry Connect with Bob Hicks: Bob's Company Web Profile   Connect with Howard Rosenberg: Connect with Howard on LinkedIn Howard's Company Web Profile   Connect with Chris Batz: Connect with Chris on LinkedIn  Follow Columbus Street on LinkedIn Columbus Street Website  MergerWatch Website Podcast production and show notes provided by HiveCast.fm

A smarter way to think about disease prevention. Dr. Tara Narula is a board-certified cardiologist at Lenox Hill Hospital in Manhattan and Chief Medical Correspondent for ABC News. Her new book is The Healing Power of Resilience: A New Prescription for Health and Well-Being. In this episode we talk about: What resilience really is, why most of us already have it, and how it can be strengthened The overlooked link between mental health, physical health, and recovery from illness Why mindset and acceptance matter as much as medical treatment when facing health challenges How resilience applies to major life changes, trauma, and chronic disease. Practical psychological tools for working with anxiety, fear, and repetitive thought patterns Why flexible thinking matters How to adapt when life doesn't go according to plan How beliefs, mindset, and the mind–body connection shape stress, healing, and resilience Why movement, sleep, and facing fear are essential ingredients in building real resilience How reframing identity can help people move forward after illness, trauma, or loss Why connection, love, and small acts of kindness are powerful  and underused medicine How hope, faith, and purpose shape resilience, healing, and long-term health Related Episodes: Dan's top 10 takeaways from the science of behavior change: How To Actually Keep Your New Year's Resolutions | Dan Solo Episode   Get the 10% with Dan Harris app here Sign up for Dan's free newsletter here Follow Dan on social: Instagram, TikTok Subscribe to our YouTube Channel   To advertise on the show, contact sales@advertisecast.com or visit https://advertising.libsyn.com/10HappierwithDanHarris Thanks to our sponsor:  Cozy Earth:   Head to cozyearth.com and use code Harris for up to 20% off.

Adolescent obesity is rapidly turning into a worldwide health emergency. The World Health Organization (WHO) reports that over 160 million children and teenagers ages 5 to 19 are now overweight or obese A new study from the University of Gothenburg collected data from nearly one million Swedish men and found that obese teenagers are more likely to experience severe infections later in life Obesity is a chronic medical condition characterized by excess body fat that impairs health and leads to symptoms such as fatigue, shortness of breath, joint pain, and metabolic issues that tend to worsen over time Body mass index (BMI) has traditionally been the standard for assessing weight and health, but it has come under scrutiny because it frequently misclassifies risk You can tackle obesity at its root by eliminating metabolic health hazards like seed oils and ultraprocessed foods and instead, choosing healthy carbs and walking more

When we imagine peer pressure, we imagine coming to the rescue by slapping drugs and alcohol out of our kids' hands after their friends undoubtedly tell them they should definitely try some. But peer pressure--who feels it, why, and exactly WHAT kids are being pressured to do--is a complex issue. In this episode, Amy and Margaret discuss: The biological imperative adolescents have to take risks in front of their peers What kids report actually feeling peer pressured to do- the answers aren't what expected How to actually prepare our kids to counter the peer pressure they face This episode was originally released on April 13, 2022. Here are links to past episodes with similar topics: ⁠"When Other Kids Are Bad Influences"⁠ ⁠"What Is Up With Teenagers?"⁠ Here are links to resources mentioned in this episode: Juliana Menasce Horowitz and Nikki Graf for the Pew Research Center: ⁠"Most U.S. Teens See Anxiety and Depression as a Major Problem Among Their Peers"⁠ Centerstone.org: "⁠What is Peer Pressure and Who is at Risk?⁠" Science Daily: ⁠"Peer pressure? It's hardwired into our brains, study finds"⁠ ⁠Laurence Steinberg⁠ and ⁠Kathryn C. Monahan⁠: ⁠Age Differences in Resistance to Peer Influence⁠ Jess Shatkin, ⁠Born to Be Wild: Why Teens Take Risks, and How We Can Help Keep Them Safe⁠ Jessica Lahey, ⁠The Addiction Inoculation: Raising Healthy Kids in a Culture of Dependence⁠ Sign up for What Fresh Hell Plus on Supporting Cast to get all episodes ad-free, plus monthly bonus episodes. Supporting Cast works right where you already listen! Go to whatfreshhell.supportingcast.fm to subscribe in two taps for just $4.99 a month, or $39.99 a year. What Fresh Hell is co-hosted by Amy Wilson and Margaret Ables. We love the sponsors that make this show possible! You can always find all the special deals and codes for all our current sponsors on our website: ⁠⁠⁠https://www.whatfreshhellpodcast.com/p/promo-codes/ What Fresh Hell podcast, mom friends, funny moms, parenting advice, parenting experts, parenting tips, mothers, families, parenting skills, parenting strategies, parenting styles, busy moms, self-help for moms, manage kid's behavior, teenager, tween, child development, family activities, family fun, parent child relationship, decluttering, kid-friendly, invisible workload, default parent, peer pressure Learn more about your ad choices. Visit podcastchoices.com/adchoices

Andreas Steno and Mikkel Rosenvold of Steno Research break down the mounting U.S.–Iran tensions, the implications for oil, the U.S.–China decoupling, strategic mineral stockpiles, and supply-chain weaponization. They cover the biggest forces reshaping global markets – including today's surprising ISM print.

In this solo episode, Michael Blank breaks down what really happened in multifamily during 2025 and what investors should expect in 2026. He unpacks supply and demand trends, rent growth, interest rate expectations, and the affordability crisis shaping renter behavior. While the last few years have been challenging, Michael explains why 2026 is likely a year of stability that sets the stage for long-term growth—and why today's risk-adjusted returns may be better than they've been in years.Key Takeaways2025 was a year of absorption, not growth — record demand was offset by an unprecedented wave of new supply, keeping rents flat to down. New construction is falling sharply, with permits dropping and high interest rates making most projects uneconomical. Affordability favors renting, as buying a home now costs significantly more than renting, supporting long-term rental demand. 2026 consensus outlook is stability with modest rent growth, likely around 2%, setting up normalized growth in 2027 and beyond. Interest rates are expected to be flat to slightly down, a meaningful shift from the uncertainty of the past three years. Lower leverage and better pricing improve risk-adjusted returns, making today's environment healthier than the frothy market of 2021–2022Connect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the Nighthawk Equity Investor ClubReview the Podcast on Apple PodcastsSyndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael Blank For full episode show notes visit: https://themichaelblank.com/podcasts/session509/

In this week's Stansberry Investor Hour, Dan and Corey welcome Josh Young to the show. Josh is the founder of Bison Interests and writer of the Bison Insights newsletter on Substack. Josh specializes in focusing on the best opportunities in the oil and gas industry.   Josh kicks things off by presenting his evaluations on the current landscape for energy stocks. He sees increasing geopolitical risk in the larger oil and gas companies. He also says that many of them have lost a lot of value as well. He then discusses the two biggest global risks in the oil and gas sector that he cautions investors to stay away from. Despite these challenges, Josh says that smaller oil and gas producers are where he sees the best opportunity in the sector. (0:00)   Next, Josh shares why he chose oil and gas as his primary investment focus. He also reflects on the risks and mistakes that led him to the successes that he has today. Josh follows that up by addressing how technological advancements have contributed to the decrease in the oil-rig count. However, despite this appearing to be a negative scenario, Josh says that tailwinds are emerging from production going down. And he believes that oil production is going to be a critical topic during the 2028 presidential election, if not sooner. (17:22)   Finally, Josh goes into depth on a company that he's fond of. He also gives his thoughts on the future of oil and where he thinks certain subsectors could grow, especially with regard to demand. But he stresses that he's not a universal commodity bull and says there's one commodity that he's less optimistic about. However, investors should still be careful overall about where they put their money. (42:17)

In this episode of Talking Real Money, Don and Tom take aim at “magical” high-yield investments, focusing on why junk bond funds often behave more like risky stocks than stable bonds. Drawing on research from Larry Swedroe, they explain how high fees, high turnover, and economic sensitivity undermine the appeal of high-yield funds—especially during recessions. They reinforce the core principle that higher returns always mean higher risk and argue that investors are usually better served taking risk in equities and safety in high-quality bonds. Listener questions cover HSAs in retirement, Roth IRAs for young investors, backdoor Roth conversions, and the Vanguard Star Fund. The episode closes with discussion of RetireMeet 2026 and the importance of long-term, disciplined investing. 0:04 Opening: Wanting high returns with no risk 1:02 Introduction to “magical” high-yield investments 1:10 Larry Swedroe's research on junk bond funds 2:20 Investment-grade vs. high-yield bonds explained 4:29 Bankruptcy risk and bondholder losses 5:49 Returns, volatility, and stock-like behavior 6:36 Risk-adjusted returns and Sharpe ratios 7:47 Why passive beats active in junk bonds 8:35 2008 losses in high-yield funds 9:36 “Yield is for farmers” and risk perspective 10:42 Why higher yield always means higher risk 11:08 Bonds as portfolio ballast 12:17 Why equities are better for risk-taking 12:27 HSA investing for medical expenses 13:56 Roth IRA for grandson with long time horizon 15:18 Backdoor Roth conversion tax question 17:57 Vanguard Star Fund discussion 19:03 Active vs. index fund comparisons Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Facing the Dark, Wayne Stender and Dr. Kathy Koch unpack a surprising trend from a recent CDC report: many traditional adolescent risk behaviors are declining, but anxiety and fear are rising. While this may sound like good news on the surface, the conversation asks a deeper question: What happens when kids don't take the kinds of risks that help them grow? Dr. Kathy clarifies that this isn't about encouraging dangerous behavior, but about restoring appropriate, guided risk, the kind that builds confidence, competence, humility, and resilience. From trying out for a team to walking to the library alone, kids need chances to stretch, stumble, succeed, and recover. When parents remove every risk in the name of safety, children may internalize fear rather than strength. The episode also speaks directly to parents' hearts. Letting kids struggle is hard. Watching disappointment hurts. But our response in those moments, whether we frame the experience as growth or regret, shapes how children understand themselves. When kids know they are supported and not defined by outcomes, they grow into adults who believe they can handle life. Grounded in Jesus' parable of the talents in Matthew 25, this conversation reframes risk taking as stewardship rather than recklessness. Avoiding all risk doesn't preserve potential; it buries it. Parents are encouraged to know their individual child well and offer a longer leash when the stakes are manageable. In doing so, they help their kids develop the courage and resilience they'll need for the darker, harder moments that inevitably come later in life.

Jon Callaghan of True Ventures joins Nick to discuss Spotting the Next Big Thing, Why This Cycle Is Different, Acceptable vs Unacceptable Risk, and Why Duration Is a Feature Not a Bug. In this episode we cover: Spotting the Next Big Market and Reverse Engineering Success The Role of Curiosity and Risk in Venture Capital Duration as a Feature in Early-Stage Ventures The Importance of Repeat Founders and Founder Referrals The Creative Process and Learning from Other Creative Endeavors Maximizing Risk and Long-Term Thinking in Venture Capital The Role of People and Teamwork in Venture Capital Guest Links: Jon's LinkedIn Jon's X True Ventures' LinkedIn True Ventures' Website The host of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. We're proud to partner with Ramp, the modern finance automation platform. Book a demo and get $150—no strings attached.   Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

We challenge the surge of rhetoric that urges citizens to confront federal officers, and we break down what the law actually says about ICE authority, warrants, and jurisdiction. Former Federal Prosecutor Reeve Swainston shares a prosecutor's view on compliance, deterrence, and how political theater can put people at risk.• ICE administrative warrants and Title 8 powers• Supremacy clause and limits on local jurisdiction• Organized interference tactics and encrypted chats• Compliance versus resistance and courtroom remedies• FACE Act scope for religious worship sites• Private property rights in protests and ejections• Sanctuary policies shifting danger to the street• Rising police use of force and cultural messaging• Practical guidance to avoid tragic outcomesSign up for our emails at no doubtaboutit podcast.com. Like and subscribe on our YouTube channelWebsite: https://www.nodoubtaboutitpodcast.com/Twitter: @nodoubtpodcastFacebook: https://www.facebook.com/NoDoubtAboutItPod/Instagram: https://www.instagram.com/markronchettinm/?igshid=NTc4MTIwNjQ2YQ%3D%3D

Fatal overdoses are rising among adults 45 and older and stigma often keeps this age group out of the conversation. In this episode, Dr. Philip Chan, Consultant Medical Director at the Rhode Island Department of Health and a practicing primary care physician, discusses Rhode Island's No Matter Why You Use campaign. Dr. Chan explains why middle-aged and older adults face elevated overdose risk, how isolation, medical prescribing, and a contaminated drug supply intersect, and why personal storytelling is key to reducing stigma about accessing care. The conversation also highlights Rhode Island's overdose prevention strategies—from widespread naloxone access to community partnerships—and shares lessons other states can apply to save lives and start conversations sooner.Webinar Registration - ZoomOverdose Prevention | ASTHO

The Constitution Study with Host Paul Engel – What does it mean to follow a lawful order in a time of unrest? As Minneapolis and St. Paul grapple with chaos, questions arise about military duty, police authority, and constitutional obedience. Combat veteran Dr. Chase Spears examines how blurred legality, political rhetoric, and weak leadership threaten liberty and invite the path toward empire...

#10MinuteswithJesus ** Put yourself in the presence of God. Try talking to Him. ** 10 minutes are 10 minutes. Even if you can get distracted, reach the end. ** Be constant. The Holy Spirit acts "on low heat" and requires perseverance. 10-Minute audio to help you pray. Daily sparks to ignite prayer: a passage from the gospel, an idea, an anecdote and a priest who speaks with you and the Lord, inviting you to share your intimacy with God. Find your moment, consider you are in His presence and click play.

Right now, the "giant mindless robot" of passive capital flows appears to be the most important macro trend in keeping stock prices rising.So many worry that a stalling -- or reversal -- of these passive flows is the #1 risk to markets.But today's guest, David Hay, founder & former CIO of Evergreen Gavekal, sees an even greater risk -- one that practically no one else is paying attention to.There are a growing number of reasons why foreign capital is likely to start draining out of the US financial markets.And it could reach a volume where those flows are even bigger than the giant mindless robot of domestic passive flows.This would severely tank the prices of many US financial assets.To learn why, David has prepared a slide presentation that you simply must watch.WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com#capitalflows #exchangerates #commodities _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2026 Thoughtful Money LLC. All rights reserved.

High performance deceives.Alain Dias, CEO of Nortal Americas, helped build the world's first digital nation...so why do leaders still believe heroics scale?Your best people aren't just your strength.They might be your risk.When companies rely on the same few people to save the day, something else is breaking.Heroics seem like leadership....Until growth accelerates.Then they turn into the:BottlenecksBurnoutLoss of controlGrowth doesn't fail because people aren't capable.It fails when clarity disappears in the chaos.The leaders who scale don't ask for more heroics.They design systems that don't need them.Have you seen the limits of heroics?-----Connect with the Host, #1 bestselling author Ben FanningSpeaking and Training inquiresSubscribe to my Youtube channelLinkedInInstagramTwitter

Stocks have been stuck in a compressing trading range for the past several months.And recently they've broken down below it.That development, plus a number of other headwinds weighing on the markets, suggests that stocks could experience a 'risk-off reset' soon, falling substantially lower.Portfolio manager Lance Roberts and I discuss the odds for this, as well as the recent Federal Reserve guidance, growing concerns in AI stocks, the bull & bear cases for 2026, this week's gut-wrenching plunge in the precious metals, as well as Lance's firm's latest trades.For everything that mattered to markets this week, watch this video.WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com#goldprice #silverprice #marketcorrection _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2026 Thoughtful Money LLC. All rights reserved.

In memory of Jan Scott-Frazier, we revisit her 2011 story called “The Riverside” and, until now unreleased, her conversation about the story in 2021 with narrative therapist David Newman. 

Let's talk about the AI elephant in the room: hallucinations.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3276: Dr. Neal Malik dispels the long-held myth that coffee and tea are dehydrating, explaining that these beverages actually contribute to daily fluid intake. Backed by research and meta-analyses, he highlights how regular, moderate consumption can support hydration and even offer protection against chronic diseases like type 2 diabetes and heart disease. Quotes to ponder: "Coffee and tea intake actually count towards an individual's overall fluid intake for the day and do not increase the risk of dehydration." "The body does still absorb and use the majority of the liquid consumed via coffee and tea." "The more often coffee and tea are consumed, the less likely someone will experience dehydration." Episode references: Meta-analysis on caffeine and hydration (Armstrong et al.): https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3902679/ National Academy of Medicine Hydration Guidelines: https://nap.nationalacademies.org/catalog/10925/dietary-reference-intakes-water-potassium-sodium-chloride-and-sulfate Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we present two classic stories from people who found an intersection between numbers and their sex life.Part 1: When online dating isn't working out for him, Tristan Attwood decides to analyze the data himself.Part 2: In search of a deal, Gastor Almonte ends up with an unmanageable number of condoms.Tristan Attwood is a recovering analyst working for the airline industry. Originally from the Portland, Oregon, area, Tristan relocated to DC more than a decade ago after serving as a field organizer for a Senate campaign. Having been "unschooled" as a child, Tristan attended Linfield College in Oregon in the early 2000s but did not technically receive a high school diploma until getting his GED from the District of Columbia in 2015. He spends his free time renovating his house, playing dungeons and dragons, and apologizing for the airline industry. He resides in the DC area with his wife, Jessica, and son Roland Tiberius.Gastor Almonte is a stand-up comedian and storyteller from Brooklyn, NY. He's appeared on Comedy Central's This Is Not Happening, Risk! podcast and the Story Collider Podcast. Timeout magazine named him one of your "New Comedy Obsessions." He's been featured on the New York Comedy Festival, The People's Impov Theater's SoloCom and Cinderblock Comedy Festival. His new album, Immigrant Made, was released in March 2019.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this Friday Q&A episode, Don answers listener questions on handling backdoor Roth conversions with investment gains, whether Avantis or Vanguard makes more sense for bond investing, and why 529 plans have become even more attractive with new Roth rollover rules. He also tackles a puzzling report of inflated ETF pricing on Vanguard's platform, urging further investigation, and reassures a listener concerned about AVGE's diversification compared to VT. Along the way, Don emphasizes the importance of low fees in fixed income, the long-term logic behind factor investing, and the reality that taking additional risk is what creates the potential for higher returns. 0:04 Friday Q&A intro and plea for more listener questions 1:44 Backdoor Roth with gains—how to handle taxable growth 6:01 Avantis vs. Vanguard for bond funds and why fees matter more in fixed income 8:00 Using 529 plans for kids and new Roth rollover rules 11:19 Odd ETF pricing on Vanguard and why it makes no sense 13:38 AVGE vs. VT diversification concerns and factor investing explained 18:24 Risk, factor tilts, and long-term expectations Learn more about your ad choices. Visit megaphone.fm/adchoices

Which Buckeyes are at risk of losing a job to a transfer portal addition?In this episode of the Buckeye Weekly Podcast, hosts Tony Gerdeman and Tom Orr dicuss this listener question. Are there any starters who have had their jobs already given to a transfer portal addition?

Entrepreneur and martial arts instructor Gary Engels joins me to unpack what it really means to rebuild when everything is stripped away—and why modern resilience requires more than grit.Most stories about reinvention soften the edges. This episode doesn't. Gary and I walk through what happens when loss is not metaphorical but literal: a house fire that destroyed everything he owned while raising three children under five, leaving him with nothing but insurance paperwork, a hotel room, and the responsibility to keep going.Gary shares how that moment forced a recalibration of risk, preparedness, and identity. From running a martial arts school for over two decades to building and exiting businesses across marketing, gig work, corporate networks, and professional services, his story is less about hustle and more about designing a life that doesn't collapse under stress.We explore how personal catastrophe reshapes perspective on money, why low burn rates matter more than high incomes, and how the gig economy has quietly become a resilience layer—not a side hustle—for over half of the U.S. workforce. Gary explains why independence isn't about chasing upside, but about reducing fragility.The conversation spans entrepreneurship, minimalism, family pressure, leadership, and the illusion of security in both “safe” careers and high-status wealth. We dig into why many high earners are more trapped than free, how possessions quietly tax attention and energy, and why preparedness—financial and psychological—is a leadership skill, not paranoia.This is not a motivational comeback story. It's a sober conversation about optionality, responsibility, and how repeated resets—business failures, market shifts, personal loss—can either hollow you out or harden your foundations.The lesson isn't optimism.It's realism: life will break your plans.Your job is to build systems that still function when it does.TL;DR* Total loss reframes what actually matters faster than success ever does* Low burn rates increase options more than high income* Gig work isn't instability—it's distributed resilience* Independence starts with expense control, not income growth* Every possession adds hidden management cost and stress* Most “security” is illusionary and fragile* Leadership is about preparedness, not bravado* You either win or you learn—but both require staying in the fightMemorable Lines* “I'd rather be a warrior in a garden than a gardener in a war.”* “Everything you own becomes a job.”* “Most people don't lose because they fail—they lose because they're unprepared.”* “Freedom comes from lowering the rock before trying to lift it.”* “It doesn't matter what happens to you. What matters is what you do next.”GuestGary Engels — Entrepreneur, CEO, and martial arts instructorCEO of MyGig, focused on helping independent workers and businesses access professional-grade services without corporate dependency. Veteran founder across brick-and-mortar, marketing, corporate networks, and gig economy platforms.Why This MattersThe modern economy rewards flexibility, not loyalty.Jobs disappear. Businesses reset. Income streams vanish overnight—sometimes literally in flames. Most people are taught to optimize for growth without understanding fragility.This episode reframes resilience as a design problem, not a personality trait.For founders, operators, and executives navigating volatility, this conversation offers a clearer lens: success isn't avoiding collapse—it's building systems that let you recover quickly without sacrificing family, health, or identity.Stability doesn't come from comfort.It comes from preparedness, discipline, and the willingness to rethink everything when the ground gives way. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.dougutberg.com

In this episode of Power Producer Shop Talk, host David Carothers delivers a masterclass on navigating the shift from a hard to a soft market, emphasizing that the time to prepare is now. With reinsurance renewals signaling a softening, David warns that the easy "price shopping" wins of the hard market are disappearing, and producers must pivot to value-based selling to displace incumbents who are now delivering good news (rate decreases). David also breaks down the Total Cost of Risk (TCOR) conversation, explaining why it is the ultimate differentiator for accounts in the $100k-$250k premium range. He details how to uncover "hidden" costs like active vs. passive retained losses and why many businesses are overpaying by acting as their own insurance company without getting the credit for it. Key Highlights: The Market Pivot: Hard to Soft David explains that while the message remains consistent, the delivery must change as we move from a hard market (where incumbents deliver bad news) to a soft market (where they deliver rate decreases). Producers must "sew their seeds" now by cleaning up accounts and focusing on Total Cost of Risk to lock in clients before the next hard cycle hits. Total Cost of Risk (TCOR) Explained For producers intimidated by financial jargon, David simplifies TCOR. It's not just premium—it's the sum of insurance costs, retained losses, and risk management expenses. He explains that using the word "cost" instead of "price" or "premium" instantly elevates the conversation and positions you as a strategic partner rather than a vendor. Active vs. Passive Retained Losses David dives into the nuance of retained losses. An active retained loss is a conscious decision (e.g., a high deductible or choosing not to buy cyber coverage). A passive retained loss is an unexpected hit (e.g., an uncovered claim due to an exclusion). He shares a story of a contractor paying all claims under $5k out of pocket without getting any deductible credit—a massive opportunity for a savvy producer to step in and structure a proper program. Overcoming Obstacles with Creativity David shares a personal example of how he handles Department of Defense (DoD) contractors. Since he lacks the security clearance to inspect classified manufacturing areas, he uses a service called Yellowbird to hire ex-military professionals with active clearances to perform the loss control inspections. This creative problem-solving eliminates a major barrier to entry that stops most competitors in their tracks. The $100k-$250k Sweet Spot While TCOR works for larger accounts, David argues that the $100k-$250k premium space is the "fertile ground" where this conversation is most effective. These businesses are often large enough to have complex risks but small enough that they haven't been introduced to sophisticated risk management concepts by their current broker. Connect with: David Carothers LinkedIn Kyle Houck LinkedIn Visit Websites: Power Producer Base Camp Killing Commercial Crushing Content Power Producers Podcast Policytee The Dirty 130 The Extra 2 Minutes

In this engaging conversation, Nick Copland from MTR Authority shares his journey in the real estate industry, focusing on the midterm rental (MTR) model. He discusses the advantages of MTR over traditional long-term rentals and short-term rentals, emphasizing its potential for higher cash flow with lower risks. Nick explains how he coaches individuals looking to enter the real estate market, particularly those interested in MTR, and highlights the importance of consulting with experienced advisors to avoid common pitfalls. He also shares personal anecdotes about his family and lifestyle, illustrating how MTR has allowed him to achieve a desirable work-life balance, including plans for extended travel with his family.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Risk and returns are often treated like complex financial theory, but they actually follow simple rules that most people are never taught.In this episode, I break down how risk and returns really work, why “risk-free high returns” are impossible, how to spot scams instantly, and why extreme returns don't belong in your long-term plan, so you can invest with clarity, confidence, and strategy instead of guesswork.Tune in to learn:How risk and returns actually work without you having to be an economist or go get a finance degreeThe counterintuitive thing you must know about understanding risk and how it relates to your portfolioHow to spot a scam immediatelyWhy you can't build extreme returns into your long-term projectionsWhat to do instead

The construction industry has digitized, but the insurance industry hasn't kept up. Most carriers still price risk based on outdated proxies, ignoring the massive amount of real-time safety and operational data available through tools like Procore and Samsara. This disconnect means safer, tech-forward contractors are subsidizing the premiums of their higher-risk competitors.My guest, Danil Kolesnikov, Founding Engineer at Shepherd, joins me to discuss how they are using technology to fix insurance pricing. We dive into Shepherd's thesis that contractors who use software to manage their jobsites are inherently better risks and should be priced accordingly. Danil explains the engineering behind their proprietary underwriting platform, how the "Shepherd Savings" program turns software usage into premium credits, and why accurate, data-driven pricing is the only way to build a sustainable book in high-hazard industries.Chapters:(00:00:00) Using Technology To Better Price Insurance Risk (00:02:15) The Thesis: Why Tech Adoption Indicates Lower Risk (00:04:20) Build vs. Buy: Engineering a Proprietary Underwriting Platform (00:07:45) Efficiency in Pricing: The Value of the "Speed to No" (00:13:15) Navigating Complex Markets: Pricing Risk in CA and NY (00:16:40) Shepherd Savings: Converting Data into Premium Reductions (00:20:10) Scaling the Book: Using AI to Enhance Underwriting Precision▶▶ Sign Up For Your Free Discovery Callhttp://completegameu.com/agaCONNECT WITH ANDY NEARY

*Content Warning: grooming, institutional betrayal, sexual violence, stalking, on-campus violence, intimate partner violence, gender-based violence, stalking, rape, and sexual assault.Free + Confidential Resources + Safety Tips: somethingwaswrong.com/resources   SWW Sticker Shop!: https://brokencyclemedia.com/sticker-shop SWW S25 Theme Song & Artwork: The S25 cover art is by the Amazing Sara Stewart instagram.com/okaynotgreat/ The S25 theme song is a cover of Glad Rag's U Think U from their album Wonder Under, performed by the incredible Abayomi instagram.com/Abayomithesinger. The S25 theme song cover was produced by Janice “JP” Pacheco instagram.com/jtooswavy/ at The Grill Studios in Emeryville, CA instagram.com/thegrillstudios/ Follow Something Was Wrong: Website: somethingwaswrong.com  IG: instagram.com/somethingwaswrongpodcast TikTok: tiktok.com/@somethingwaswrongpodcast  Follow Tiffany Reese: Website: tiffanyreese.me  IG: instagram.com/lookieboo Sources:Association of American Universities. Campus Climate Survey on Sexual Assault and Sexual Misconduct. Westat / Cantor et al., 2015 and 2017.Holland, Kathryn J., Cortina, Lilia M., and Freyd, Jennifer J. Research on institutional betrayal and sexual violence in higher education, 2018–2021. Miodus, Stephanie, et al. “Campus Sexual Assault: Fact Sheet from an Intersectional Lens.” American Psychological Association, American Psychological Association, www.apa.org/apags/resources/campus-sexual-assault-fact-sheetNational Academies of Sciences, Engineering, and Medicine. Sexual Harassment of Women: Climate, Culture, and Consequences in Academic Sciences, Engineering, and Medicine. National Academies Press, 2018.Sable, Marjorie R., et al.; Cantor, David, et al. Multi-campus climate survey analyses examining reporting behavior and trust in institutions.U.S. Department of Justice, Bureau of Justice Statistics. National Crime Victimization Survey special analyses on reporting disparities.Wood, Leila et al. “Sexual Harassment at Institutions of Higher Education: Prevalence, Risk, and Extent.” Journal of interpersonal violence vol. 36,9-10 (2021): 4520-4544. doi:10.1177/0886260518791228

In episode 1997, Jack and Miles are joined by comedian, actor, writer, and host of Worse Than You, Mo Fry Pasic, to discuss… That’s why Teenage Mutant Ninja Goebbels Is In The Hot Seat... Not Under The Bus Yet, TikTok Isn’t The Only Tech Company Backing ICE, Melania Doc Watch and more! Daily Zeitgeist: Our 2000th Episode is Here!!!... Chuck E Cheese - Most Perfect Day (Rap Song) Scoop: Blame game erupts over Trump team's false claim Alex Pretti sought "massacre" Pressure grows on Stephen Miller after Alex Pretti killing but Trump unlikely to cut ties TikTok users say they can’t upload anti-ICE videos. The company blames tech issues TikTok is investigating why some users can't write 'Epstein' in messages The Trump-approved US TikTok is off to a rough start TikTok Says It’s Not Censoring ‘Free Palestine’ Comments. Users See Something Different TikTok now specifically tracks immigration status and gender identity TikTok alternative Skylight soars to 380K+ users after TikTok US deal finalized TikTok's new terms of service spark backlash, but experts say they're an industry standard Meta Is Blocking Links to ICE List on Facebook, Instagram, and Threads How Amazon Powers ICE’s Deportation Machine Apple Took Down These ICE-Tracking Apps. The Developers Aren't Giving Up SCOOP: Apple Made ICE Agents a Protected Class “Melania” Movie Popcorn Bucket Hits ebay for $29.99 — Can Be Purchased Without Actually Seeing the Film Fuming Melania Puts Trump Aides at Risk of Ouster: Wolff Melania Invites Host of Z-List Celebs to Vanity Doc Premiere LISTEN: Danger by The Lijadu Sisters and also check out NUR-D's music here: https://nurdrocks.com/See omnystudio.com/listener for privacy information.

What Can Christians Do and Will It Work?   In this episode of the Good Faith Podcast, Curtis Chang and David French name what's happening to American democracy right now: "Dual State America," where life feels normal—until the Trump administration's lawless prerogative power snaps into place. From the Renee Good case to Orwellian spin and rising political violence, they trace how authoritarianism spreads by redefining reality and daring ordinary people not to resist. French's gut-check: stop waiting for someone else to save the country—do something your grandkids will recognize as courage.   02:40 - What Is The "Dual State"? 06:25 - What Does The Renee Good Shooting Show Us? 11:03 - Potential For Resistance and Change 15:32 - The Dangers of Rotating Elected Authoritarians  20:03 - The "Gradually, Then Suddenly" Collapse 24:30 - What Can Individuals Do? 35:31 - The Risk and Uncertainty of Action 37:10 - Embracing Faithfulness Over Effectiveness 47:27 - Christians and The Integrity of Words 47:58 - What Sustains David French?   More about the Religious Landscape Study pewresearch.org/rls   Register for the Illuminate Arts + Faith Conference   Sign up for the Good Faith Newsletter     Mentioned In This Episode: David French: An Old Theory Helps Explain What Happened to Renee Good Ernst Frenkel's The Dual State: A Contribution To The Theory Of Dictatorship (pdf) Ernst Frenkel's Legal Sabotage: Ernst Fraenkel in Hitler's Germany Rev. Dr. Martin Luther King Jr.'s Letters from a Birmingham Jail George Orwell's 1984 Re-read the Declaration of Independence Read The Loosening of American Evangelicalism (article)     More From David French: David French's New York Times pieces HERE Follow David French on Threads   Follow Us: Good Faith on Instagram Good Faith on X (formerly Twitter) Good Faith on Facebook     The Good Faith Podcast is a production of a 501(c)(3) nonpartisan organization that does not engage in any political campaign activity to support or oppose any candidate for public office. Any views and opinions expressed by any guests on this program are solely those of the individuals and do not necessarily reflect the views or positions of Good Faith.

As Trump surges his Gestapo and threatens to annex new territory, his brain is collapsing. He's sundowning on Truth Social, nodding off in meetings, slurring words, slurping at the saliva pooling in his mouth. His insults and aggressions are as constant and predictable as his arms are, reaching out for handholds. Up until this point, discourse on the mental health of this decrepit fascist leader has used the kid gloves of psychology, psychoanalysis, and psychiatry, in which even the most informed analyses were constrained by the fact that experts were interpreting his inner states. For our part, we've compared his fate to that of charismatic cult leaders at the end of the line—and we'll do more of that today. Now a new posse of clinical commentators on IG and TikTok have made it all much more biological: we are witnessing, they say, the predictable signs of fast-progressing dementia. Show Notes Goldwater Rule vs Duty to Warn, American Academy of Psychiatry and Law World Health Organization: Dementia Signs and Symptoms of Dementia Alzheimer's disease: a comprehensive review of epidemiology, risk factors, symptoms diagnosis, management, caregiving, advanced treatments and associated challenges USC study finds new evidence linking dementia to problems with the brain's waste clearance system A new drug could stop Alzheimer's before memory loss begins A 2025 update on treatment strategies for the Alzheimer's disease spectrum Dementia prevention, intervention, and care: 2024 report of the Lancet standing Commission Broadening dementia risk models: building on the 2024 Lancet Commission report for a more inclusive global framework Study finds disparities in diagnosis and treatment of dementia Decomposing Racial and Ethnic Disparities in Risk and Protective Factors of Dementia in the U.S. Mapping racial and ethnic healthcare disparities for persons living with dementia: A scoping review Dementia Diagnosis Disparities by Race and Ethnicity Racial disparities in dementia determined by social factors Straight-forward Explainer: What's Going on With NIH Cuts to Alzheimer's Research? Learn more about your ad choices. Visit megaphone.fm/adchoices

On this podcast episode, I discuss important practice pearls and important test prep information about statins. Statins are cornerstone agents for ASCVD risk reduction, so test questions often focus on indication, intensity, and monitoring. Health care professionals should quickly identify statin intensity: high-intensity therapy (atorvastatin 40–80 mg, rosuvastatin 20–40 mg) lowers LDL by ~50% and is indicated for patients with clinical ASCVD, LDL ≥190 mg/dL, or high-risk diabetes patients age 40–75. Moderate-intensity statins (e.g., atorvastatin 10–20 mg, simvastatin 20–40 mg) are commonly tested for primary prevention. Statin-associated muscle symptoms range from myalgias (most common, normal CK) to rare but serious rhabdomyolysis (marked CK elevation and AKI). Risk factors include high doses, advanced age, hypothyroidism, drug interactions, and renal impairment. If muscle symptoms occur, stopping the statin, ruling out secondary causes (like hypothyroidism), and rechallenging with a lower dose or different statin is often the correct clinical approach. Drug interactions and statin selection frequently separate good from great test-takers. Lipophilic statins (simvastatin, atorvastatin, lovastatin) are more prone to muscle effects and CYP3A4 interactions, while hydrophilic statins (pravastatin, rosuvastatin) are preferred in patients with prior intolerance or complex drug regimens. Grapefruit juice, strong CYP3A4 inhibitors, and certain calcium channel blockers raise simvastatin levels—often prompting dose limits or avoidance on exams. If LDL goals aren’t met, adding ezetimibe or a PCSK9 inhibitor is the next evidence-based step. Be sure to check out our free Top 200 study guide – a 31 page PDF that is yours for FREE! Support The Podcast and Check Out These Amazing Resources! NAPLEX Study Materials BCPS Study Materials BCACP Study Materials BCGP Study Materials BCMTMS Study Materials Meded101 Guide to Nursing Pharmacology (Amazon Highly Rated) Guide to Drug Food Interactions (Amazon Best Seller) Pharmacy Technician Study Guide by Meded101

In this Best Year Yet episode, Eric Thompson interviews Belle Caplis, a Brooklyn based Compass agent on the Bateman Fields team. Belle shares how she grew from 9 million in sales volume to 23.6 million in 2025, increasing from 11 to 25 sales transactions, while also expanding rentals and referral business. Belle's story is especially compelling because her real estate career began in March of 2020, just days before New York City shut down. With the city locked down and her new career uncertain, she found structure and community through a Compass recovery meeting that led her to Ninja Selling and a powerful accountability practice called the 10 at 10. Three times a week, Belle joined a Zoom session, started with gratitude, then turned cameras off and called 10 people using FORD questions before regrouping to report back. That early rhythm gave her confidence, listening skills, and the ability to build trust fast, which later made her highly effective even with Zillow leads, where she routinely stayed on calls 30 to 40 minutes to deepen connection. Belle explains that her 2025 growth came from two main shifts. First, she became much better at follow up after open houses, using specific, personalized follow up tied to what the person said and continuing to deliver value through listings, pricing strategy, and education rather than generic check ins. Second, she leaned fully into education and service across her sphere by giving real estate advice freely, offering to find answers when she did not know them, and becoming the person people consult for clarity. Belle's approach is rooted in what she calls rigorous honesty, transparency, and risk analysis. She promises clients she cannot control outcomes, but she can control how honest and clear she is, and she builds deep trust by pointing out both pros and potential risks so clients can make confident decisions. She closes by encouraging listeners to be imperfect, take small steps, be honest about what they are not doing, and start again tomorrow. Key Takeaways Accountability creates momentum and Belle's early 10 at 10 practice built confidence, consistency, and relationship skills fast FORD questions are a business builder because they shift the focus to people, create trust, and help you listen for what matters Attraction over promotion works because you do not need to announce you are an agent, you just lead with curiosity and care Trust building beats pretending and the phrase "I'm not one hundred percent on that, so I'll get back to you very soon" protects credibility and creates natural follow up Longer first conversations create faster trust and Belle's ability to stay connected for 30 to 40 minutes helped her convert leads at a higher level Open house follow up is a growth lever when it is specific, personal, and value based rather than generic check ins Education is a referral engine when you freely explain pricing strategy, negotiation, and why listings sell or do not sell Service creates opportunity because you never know where the next referral will come from, so treat everyone like they matter Define your A list as the people you are rooting for and call them to reset your mindset and get out of your own head Humor and personality can be part of flow and Belle uses memes, "real estate gossip," and stories to stay top of mind while reinforcing expertise Rigorous honesty builds lifetime clients and Belle's promise is transparency, not outcomes she cannot control Risk analysis is a differentiator because clients feel protected, informed, and confident in their decisions Progress matters more than perfection and small daily improvements compound into big years Memorable Quotes "I onboarded at Compass on a Wednesday in March of 2020 and on Friday the entire city shut down." "I don't know how to do real estate, but I know how to go to a meeting." "This is attraction, not promotion." "I'm not one hundred percent on that and I don't want to answer until I am, so I'm going to get back to you very soon." "My goal was to gain trust before I got off that phone call." "I'm not a gatekeeper." "My A's are the people that I am rooting for." "The fastest way for me to reset to factory settings is to focus on other people." "I'm going to tell you no way more than I'm going to tell you yes." "I give you permission to not do it well today. Just do it." "Make one or two baby steps of progress today, then start over tomorrow." Links: Website: https://ninjaselling.com/ninja-podcast/ Email: TSW@NinjaSelling.com Phone: 1-800-254-1650 Podcast Facebook Group: http://www.facebook.com/groups/TheNinjaSellingPodcast Facebook: http://www.facebook.com/NinjaSelling Instagram: https://www.instagram.com/ninjasellingofficial/ LinkedIn: https://www.linkedin.com/company/ninjaselling Upcoming Public Ninja Installations: https://NinjaSelling.com/events/list/?tribe_eventcategory%5B0%5D=183&tribe__ecp_custom_2%5B0%5D=Public Ninja Coaching: http://www.NinjaSelling.com/course/ninja-coaching/ Belle Caplis: https://www.compass.com/agents/belle-caplis/ Belle's Instagram: https://www.instagram.com/belleclosing