Podcasts about Risk

Dr. Zorana Ivcevic Pringle is a leading researcher in creativity psychology and author of The Creativity Choice: The Science of Making Decisions to Turn Ideas into Action. In this episode, she unpacks how creativity isn't just a moment of inspiration—it's a series of choices. Whether you think you're creative or not, Zorana shares how motivation, attention, risk tolerance, and constraint shape the process of turning ideas into reality.In this episode, we cover:Creativity Is More Than Ideas: Zorana explains how we've culturally over-glorified the spark of inspiration and ignored the decision-making and execution behind it.The Myth of the “Creative Type”: Creativity isn't just for artists—it's about original, effective solutions in any domain.Why Constraints Boost Creativity: Contrary to popular belief, creativity often increases when we have guardrails that focus and challenge our thinking.The Role of Risk in Creative Work: Zorana breaks down intellectual, emotional, and social risks—and how to increase your tolerance over time.The Two Engines of Creativity: Motivation provides energy, while attention directs it. You need both to make progress on creative projects.Problem Finding vs. Problem Solving: Zorana introduces this lesser-known concept as a key to identifying where creativity can be applied.The Goldilocks Zone of Challenge: Learn how to find the sweet spot between too easy and too hard so your ideas actually move forward.How Social Conditioning Kills Creativity: Early messaging about what counts as “creative” can cause many to opt out before they begin.Building Creative Momentum in Small Steps: Zorana shares her own journey from writing blog posts to eventually publishing her book—and how each step built risk tolerance.Why Total Freedom Can Backfire: New research shows that creativity thrives not in total freedom, but with a balance of structure and autonomy.Whether you're stuck at the idea stage or afraid to start, this episode will help you reframe creativity as a process anyone can engage with—and show you how to make progress one decision at a time.Learn more about Zorana's work at ZoranaPringle.com and find The Creativity Choice wherever books are sold.Connect with Erik:⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠ ⁠⁠Threads⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Bluesky⁠⁠⁠⁠⁠This Podcast is Powered By:⁠⁠⁠⁠⁠Descript⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Descript 101⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Castmagic⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ecamm⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podpage⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Rodecaster Pro⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Top Productivity Books List⁠⁠⁠⁠⁠Make sure to grab Shortcasts from Beyond The To-Do List by Blinkist. A Shortcast is a 7-10 min version of a podcast where you get the core takeaways. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Mark Rzepczynski joins Niels Kaastrup-Larsen for a conversation shaped by tension between surface calm and deeper dislocation. From copper's sudden collapse to signs of stress in liquidity and leverage, they explore how market behavior is increasingly defined by fragility, not fundamentals. With Fed policy boxed in, equity optimism rising, and stablecoins quietly redrawing the contours of the monetary system, the challenge for investors isn't prediction - it's positioning. They also confront the limits of complexity in models and why, in uncertain regimes, the discipline of doing less may offer the most resilience. This is trend following in context.-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Mark on Twitter.Episode TimeStamps:01:15 - What has caught our attention recently?09:08 - The tough situation of Fed independence10:43 - Industry performance update14:27 - Mark's analysis of the current trend following performance21:01 - Are we picking up long term inflation trends?23:04 - 2025 has given us something rare26:05 - The core problem that trend followers face today36:42 - The evolution of stablecoins43:52 - The definition of financial bubbles is becoming diluted53:11 - Risk - a feeling or a factor?58:42 - The seductiveness of complexity01:01:10 - Key observations from our conversation01:07:17 - What is up for next week?Copyright © 2024 – CMC AG – All

In this episode, Stephan Livera and Jad Mubaslat discuss the emerging trend of Bitcoin treasury companies, exploring the potential risks and rewards associated with investing in these entities. Jad expresses skepticism about the sustainability of these companies, particularly regarding their cash flow and financial engineering strategies. The conversation delves into the implications of convertible notes versus preferred shares, tax considerations, and the historical context of financial bubbles. Ultimately, both acknowledge the importance of self-custodying Bitcoin while considering the role of treasury companies in the evolving financial landscape.Takeaways

“The U.S. Treasury's gold reserves are at one of the lowest levels in 90 years,” says Tavi Costa, partner and portfolio manager at Crescat Capital, joining Daniela Cambone on the Daniela Cambone Show. “At just 2% of total government debt, this imbalance is a green light for long-term gold investors.”Costa warns that rising U.S. debt, surging interest costs, and the likelihood of dollar devaluation will eventually force the government to either buy more gold or revalue it, a move he believes could unlock massive upside for the metal. “The world is accumulating gold, and the U.S. will have to join in,” he says. Beyond gold, Costa shares why the AI arms race and a coming infrastructure boom could reshape the U.S. economy, creating major opportunities in raw materials and engineering sectors.The opinions and information shared by Tavi in this discussion are his own, and not necessarily those of Crescat. Any investments discussed may or may not be held by Crescat. Investments carry risk including risk of loss. ✅ FREE RESOURCESDownload the Ultimate Decision-Making Guide on Gold & Silver plus Daniela Cambone's Top 10 Lessons to safeguard your wealth (FREE)

Why do investors so often buy high and sell low? Jonathan Penn & Matt Doyle expose the dangers of herd mentality in the stock market, how FOMO (fear of missing out) drives bad decisions, and what behavioral finance teaches us about avoiding costly investing mistakes. Learn how to recognize crowd behavior—and how to protect your portfolio from emotional traps. Jon & Matt also cover market response to new tariffs, and whether markets will catch a breather. Transitioning from an accumulator to a distributor in terms of cash flow in retirement. An interesting comparison between Ricky Arnaz & Lucille Ball and Lance & Christina Roberts. How RIA crafts a retirement fund distribution plan; more commentary on our last Radio episode, and a preview of our next Candid Coffee [see registration link below]. Is the Roth decision right for you now? * NOTE: Today was our final terrestrial Radio broadcast, as we transition to an all-digital platform starting Monday, August 4, 2025. Please be sure you're SUBSCRIBED here to catch each episode! SEG-1a: Last Radio Broadcast SEG-1b: Market Reactions to "Sweeping" New Tariffs SEG-2: Will Markets Take a Breather? SEG-3a: Ricky & Lucy and Christina & Lance SEG-3b: Transitioning from Accumulation to Distribution SEG-4a: Last Broadcast & Savvy Social Security SEG-4b: Distribution Cash Flow Strategies Hosted by RIA Advisors RIA Advisors Senior Investment Advisor, Jonathan Penn, CFP, w Senior Relationship Manager, Matt Doyle, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=hkyUUEPAlWY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- The latest installment of our new feature, Before the Bell, "Consider the Risk" is here: https://www.youtube.com/watch?v=C8aJBb1QNpg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Fed Holds Firm" https://www.youtube.com/watch?v=v09W8vpagMw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2 ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #HerdMentality #InvestorBehavior #MarketMistakes #FOMOInvesting #BehavioralFinance #RetirementFunds #RothConversion #RequiredMinimumDistribution #KSEV #LastRadioShow #InvestingAdvice #Money #Investing

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In episode 1906, Jack and Miles are joined by comedian, Lydia Popovich, to discuss… Ghislaine Maxell Asking For Immunity to Testify? Life May Be In Danger? Maybe Not, Trump Says He Fell Out With Epstein Because He Was ‘Stealing’ Spa Workers, CALLED IT: Shrooms Will Make You Live Forever… and more! Ghislaine Maxwell Denied Immunity to Testify Before Congress Ghislaine Maxwell’s Life May Be at Risk in Prison: Author Trump Says He Fell Out With Epstein Because He Was ‘Stealing’ Spa Workers Did Trump Just Confess He Learned about Virginia Giuffre before Jeffrey Epstein Recruited Someone Else at Mar-a-Lago? CALLED IT: Shrooms Will Make You Live Forever… LISTEN: A So The System Work by Rudolph FrancisSee omnystudio.com/listener for privacy information.

What if index funds weren't as “passive” as you think? In this episode of the Rational Reminder, we are joined by Jim Rowley, Global Head of Investment Implementation Research, and Andy Mack, Head of US Equity Portfolio Management at Vanguard. These two experts offer a rare, behind-the-scenes look into what it really takes to run some of the world's largest index funds—and it's far from “set it and forget it.” From real-time trading decisions to managing $7 trillion globally, Jim and Andy walk us through how Vanguard implements index strategies with a precision that rivals any active manager. They challenge the traditional labels of passive versus active and show how thoughtful implementation, securities lending, FX execution, and IPO participation can add real value for investors—even in low-cost index products. Key Points From This Episode: (0:04) Why Vanguard's team was the ideal follow-up to Marco Sammon's index research (1:55) Why index funds aren't as simple as they seem: rebalancing, risk, and strategy (2:50) “Passive” is a misnomer: why index fund management involves active decisions (4:42) What excites Jim and Andy about index fund implementation (7:16) Risk-managed opportunities: how Vanguard adds value during secondary offerings (8:02) Debunking the active vs. passive label—think in terms of strategy characteristics (9:41) The subjective calls behind index construction and market definitions (12:00) The goal of a market-cap weighted index fund and how Vanguard tracks it (13:28) Why tracking error matters—and when it becomes a business risk (15:48) Indexing's advantage: predictable relative performance for portfolio construction (16:15) The real complexity of daily index fund trading and execution strategy (17:16) Vanguard's unique approach: PMs and traders are the same person in equities (18:52) The scale of VTI: how 24 global PMs manage trillions across time zones (20:48) Why Vanguard's culture treats every trade like it's client money (22:24) Andy's story of building Vanguard's FX desk and the hundreds of millions saved (24:04) Quant vs. human judgment in index implementation—why both matter (26:50) How fixed income index funds balance risk, liquidity, and security selection (27:46) Tools traders use to minimize price impact: algos, limits, and timing strategies (29:09) How index rebalancing impact has decreased thanks to market evolution (31:36) The hidden mechanics behind index inclusion/exclusion and price effects (33:40) Do index funds distort prices? Vanguard's view on elasticity and ownership (35:55) Stock dispersion and the case for continued price discovery (38:09) Why using passive funds doesn't mean being a passive investor (43:15) Jim's research: how “passive” funds are actively deployed by advisors (50:43) How Vanguard handles IPOs, buybacks, and market composition shifts (54:45) Active corporate action management: cash mergers, elections, and strategy (55:27) Responding to Marco Sammon's critiques on market timing and turnover (58:55) What would change if rebalancing were less frequent? (1:00:34) How securities lending and market advocacy add ongoing value (1:04:42) Should Vanguard launch a flexible, non-indexed total market fund? (1:06:26) Andy's biggest concern: system risks and rebalance day challenges (1:07:08) Jim's biggest concern: index funds aren't a free pass—investors still need discipline (1:08:03) Defining success: alignment with investors and living a balanced life Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582.  Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemind Rational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.ca Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Dan Bortolotti — https://pwlcapital.com/our-team/ Dan Bortolotti on LinkedIn — https://ca.linkedin.com/in/dan-bortolotti-8a482310   Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com).

Nicasio says ANYONE would risk it all for a hot celebrity, Serina explains the perfect amount of intimacy time, Matt learns some slang and Tino thinks Pedro Pascual should CHILL... Learn more about your ad choices. Visit megaphone.fm/adchoices

The Compulsive Storyteller is on summer break right now but to hold you over to until the next season we are re-posting some favorite episodes. Listen to this Pass the Mic with Kevin Allison from RISK! an amazing storyteller and podcaster.

We've seen weak performance from U.S. large-cap tech companies this year, but based on their stock market value, these companies still dominate the U.S. market. Peter and Jonathan discuss whether we should be concerned about concentration risk or if having a top-heavy market is a common phenomenon. Plus, hear why you might consider contributing to a Roth IRA for your working child. Hosted by Creative Planning's Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips! Important Legal Disclosure: creativeplanning.com/important-disclosure-information/ Have questions or topic suggestions? Email us @ podcasts@creativeplanning.com

Stablecoins backed by U.S. debt are being embedded into America's financial core, creating artificial demand for treasuries while quietly expanding federal control. Make no mistake, stablecoins aren't a monetary breakthrough, they're a digital leash.Questions on Protecting Your Wealth with Gold & Silver? Schedule a Strategy Call Here ➡️ https://calendly.com/itmtrading/podcastor Call 866-349-3310

Send us a textThis episode is hosted by Josh Blum, Chris Stewart, and John Vance.We want your helmet (for the AVB CTC)! Check this out to find out more: https://www.youtube.com/watch?v=Qg5_ZwoCZo0Sign up for the B Shifter Buckslip, our free weekly newsletter here: https://lp.constantcontactpages.com/su/fmgs92N/BuckslipShop B Shifter here: https://bshifter.myshopify.comAll of our links here: https://linktr.ee/BShifterPlease subscribe and share. Thank you for listening!This episode was recorded on July 24, 2025.The B Shifter podcast reviews audio from a Cobb County, Georgia structure fire where the incident commander exhibits excellent command presence during a strategic shift from offensive to defensive operations after experiencing structural collapse.• Modern residential construction presents unique challenges including lightweight materials and extensive void spaces• Well-executed command transfer demonstrates the value of a standardized command system• Priority traffic about garage collapse initiated a chain of information-gathering from interior crews• Multiple companies requesting to re-enter were respectfully denied after the IC evaluated risk vs. reward• Excellent customer service shown when crews rescued a cat despite operating in defensive mode• The "calm presence" of the incident commander created a foundation for fireground safety• After Action Reporting system helps departments objectively evaluate performance rather than relying on subjective impressions• Risk management isn't just a concept but the entire command system working togetherRegister for the 2025 Blue Card Hazard Zone Conference at bshifter.com where pre-conference workshops are filling up quickly. 

The Federal Reserve holds interest rates steady in its latest policy meeting, signaling a firm stance amid inflation concerns, and despite unchecked market bullishness. Lance Roberts & Michael Lebowitz break down what the Fed's decision means for investors, the economy, and your portfolio. AI datacenter buildouts are showing up in economic data...but, the 3% GDP print has a more dire undertone: Strip out the build outs, and the economy is weaker than it appears. Is dissention among Fed governors politically motivated, or being economically cautious? Home prices are declining; housing is like an economic pyramid (NOT a pyramid scheme!) The AI buildout is skewing economic data. The bulk of market positivity bs being driven by only a few, large companies; any iss by Amazon or Apple reported today could sway markets tomorrow.

What does it really take to spin out and start your own private equity firm?Stephanie Srulowitz, co-head of U.S. private funds at Weil, Gotshal & Manges, joins The Data Minute to break it all down. From legal structure to fundraising strategy to LP negotiation tactics, she and Peter walk through the three common paths to fund launch (and which is the hardest), why some seed capital can come at a steep cost, and how new managers should think about anchor LPs, placement agents, and fund terms that will echo into fund two and fund three.Stephanie also shares inside-the-room stories on restrictive covenants, compensating service providers before a fund closes, and why being “too creative” in today's market can actually limit your LP base. Whether you're thinking about breaking out or just understanding how PE firms begin, this is your private equity masterclass.Subscribe to Carta's weekly Data Minute newsletter: https://carta.com/subscribe/data-newsletter-sign-up/Explore interactive startup and VC data, with Carta's Data Desk: https://carta.com/data-desk/01:08 – Willkie's view of the PE landscape and emerging managers02:30 – Who starts PE funds? Mostly spinouts04:49 – Why top performers are leaving their posts to go solo06:27 – LPs and seed capital: Are they finally warming to first funds?07:42 – Step one in starting a fund? Figure out where your capital is coming from08:46 – Placement agents: what they do, how they work, and how they get paid11:01 – Why PE sponsors must still sell themselves13:15 – What it really means to “go down market”14:01 – Step two: restrictive covenants, forfeited carry, and what you're leaving behind15:44 – Risk tolerance vs. relationship management: how managers differ in how they leave17:08 – When can you have fundraising conversations18:57 – Fundless deals, seed capital, and three different launch strategies20:59 – The tradeoffs of giving up equity in your management company22:28 – Is creative fundraising becoming more common?23:14 – What a “smart” fund target looks like right now26:20 – Fund two timelines: why they're stretching again27:20 – How do sponsors cover Fund I startup costs?28:39 – Why service providers understand the game29:50 – The most important part of the fundraise: differentiation and focus31:21 – The challenge of DBMs: Differentiated But Middling32:03 – Track records and SEC rules: why it's hard to talk about your wins33:47 – LPs still want standard PE terms35:00 – How institutional LPs think about silos, comparisons, and mandates36:43 – Fundraising strategy 101: anchor first vs momentum building38:19 – The hidden cost of big anchors: equity, carry, and long-term economics40:04 – What anchor term sheets usually ask for41:39 – “Forever” is a very long time: sunset clauses and Fund IV reality43:00 – Fund terms are hard to walk back44:57 – What actually trips up LP negotiations46:09 – Holding periods, evergreen funds, and how structures are evolving48:38 – Behind the curtain: how top counsel help sponsors differentiate49:47 – Lessons from the compliance side: RA registration and when it kicks in52:16 – Why a strong advisory bench is a force multiplierThis presentation contains general information only and eShares, Inc. dba Carta, Inc. (“Carta”) is not, by means of this publication, rendering accounting, business, financial, investment, legal, tax, or other professional advice or services, and is for informational purposes only.  This presentation is not a substitute for such professional advice or services nor should it be used as a basis for any decision or action that may affect your business or interests. © 2025 eShares, Inc., dba Carta, Inc. All rights reserved

Welcome to Nerd Alert, a series of special episodes bridging the gap between marketing academia and practitioners. We're breaking down highly involved, complex research into plain language and takeaways any marketer can use.In this episode, Elena and Rob reveal how perceived brand simplicity creates higher consumer expectations that backfire when failures occur. They explore why simple brands face harsher judgment than complex ones when things go wrong.Topics covered: [01:00] "Keep It Simple: Consumer Perceptions of Brand Simplicity and Risk"[02:00] Simplicity versus vagueness in marketing[03:00] How simple brands create lower risk perceptions[04:00] YouTube TV's confusing interface betrays simple expectations[05:00] Mental simplicity equals fewer moving parts[06:00] The white couch analogy for brand disappointment  To learn more, visit marketingarchitects.com/podcast or join our newsletter at marketingarchitects.com/newsletter. Resources: Light, N., & Fernbach, P. M. (2024). Keep it simple? Consumer perceptions of brand simplicity and risk. Journal of Marketing Research. https://doi.org/10.1177/00222437241248413 Get more research-backed marketing strategies by subscribing to The Marketing Architects on Apple Podcasts, Spotify, or wherever you listen to podcasts. 

In Episode 194 of Boroughs & Burbs: The National Real Estate Conversation, hosts John Engel (http://www.theengelteam.com) and Roberto Cabrera (http://www.robertocabrera.com) speak with Willis Gay of Howard & Gay Insurance and Bernice Rodriguez of PURE Insurance about the evolving world of luxury home risk and property insurance in 2025. The episode focuses on how escalating construction costs, climate exposure, and regulatory changes are transforming coverage expectations for high-net-worth homeowners. Key takeaways include navigating premium increases, understanding policy exclusions, assessing replacement cost versus actual cash value, and best practices for advising clients proactively on flood and windstorm risk—based on real insurer protocols and strategies. Listen on Spotify (or your preferred platform): https://open.spotify.com/episode/1IH5G3GFVKGkxpbU6Rjnhs Listen on Podbean: https://boroughsandburbs.podbean.com/e/real‑estate‑insurance‑boroughs‑burbs‑ep‑194/ Related Episodes: • Boroughs & Burbs 123 || Navigating the Changing Tides of Insurance – Coastal coverage insights from insurance experts Chris Marten (AssuredPartners) and Nicholas Phillips (Goosehead Insurance). Watch on Podbean: https://boroughsandburbs.podbean.com/e/boroughs-burbs-123-navigating-the-changing-tides-of-insurance/ • Boroughs & Burbs 113 || The Changing Insurance Landscape for the High Net Worth Market – Brendan O'Brien (Rand Insurance), Frank DiGrande (PURE Insurance), and Joe Rossi (Joe Flood Insurance) explore trends and risk management strategies in luxury insurance. Watch on Podbean: https://boroughsandburbs.podbean.com/e/boroughs-burbs-113-the-changing-insurance-landscape-for-the-high-net-worth-market/  • Boroughs & Burbs 192 || Home Inspections in New York and Connecticut – Stephen Gladstone and Jacqueline Gathers put insurance-adjacent home inspection practices under the microscope—essential for protecting high-value properties. Watch on YouTube: https://youtu.be/E_PPBWzKaB0?si=rohQ9-QdbeIng9hf • Boroughs & Burbs 190 || Large Luxury Renovation Projects – Design-build leadership discusses risk assessment, liability considerations, and insurance coordination during high-end renovations. Watch on YouTube: https://www.youtube.com/watch?v=6I05WTKy7nA boroughsandburbs.podbean.com • Boroughs & Burbs 92 || Uninsurable Florida with Sally Daley & Nevin Miller – A deep dive into why some Florida properties are becoming uninsurable due to rate hikes, fraud legislation, and climate risk—making it highly relevant for market risk assessment today. Watch on Podbean: https://boroughsandburbs.podbean.com/e/boroughs-burbs-92-uninsurable-florida-with-sally-daley-and-nevin-miller/ Keywords: #realestate #insurance #luxuryhome #risk  #insurancepremium #escalation #disastercoverage #propertyreplacementplanning #climaterisk #RealEstateInsurance #HighNetWorthInsurance #RiskManagement #LuxuryHomeInsurance #PolicyExclusions #ClimateRiskCoverage #JohnEngel #RobertoCabrera #BoroughsAndBurbs #InsuranceTrends2025 #HowardGay #PUREInsurance

Rich dives deep into the issues shaping the headlines and the heart of the nation. Gabriella Hoffman from the Independent Women's Forum Center for Energy and Conservation unpacks the Trump administration's repeal of an Obama-era EPA policy, and how this shift puts credible science ahead of climate alarmism. Salvador Litvak, comedian & award-winning filmmaker and author of Let My People Laugh, reflects on the role of Jewish humor in culture—and weighs in on the controversy surrounding the latest American Eagle ad. Then, Daniel Sanabria from Youth For Christ NYC shares a powerful real-life redemption story, as his ministry helps guide two siblings from incarceration to a new path of freedom and hope. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Private equity is a risky business. There are high-highs and low-lows. A retirement plan, on the other hand, is meant to be a reliable beast. But President Trump believes your 401(k) can handle it! On today's show, the president's expected executive order could help offer some legal cover for fund managers who include private equity in your retirement portfolio. What are the risks and benefits?Related episodes:The Prudent Man Rule (Apple / Spotify)Carried interest wormhole (Apple / Spotify)Let's party like it's NVIDIA earnings report day! (Apple / Spotify)For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org.Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Follow us on Instagram: ⁠⁠⁠⁠⁠⁠rabiasquared2⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠elleryqueenmm⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠alfredhitchcockmm⁠⁠⁠⁠⁠⁠  Learn more about your ad choices. Visit megaphone.fm/adchoices

David converses with renowned illustrator and financial philosopher Carl Richards on the abstraction of money, attentional capital, distinguishing risk from uncertainty, and the importance of taking microactions.Insiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesCarl Richard's website, Behavior GapYour Money: Reimagining Wealth in 97 Simple Sketches by Carl RichardsRelated Episodes496: Are You Taking Enough Aspirational Risk?394: How to Get Better at Risk Taking135: Embrace the MessinessSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us a textIs traditional SEO dead? And is "ranking" on ChatGPT and other AI chatbots the new frontier for traffic and sales?Many businesses are seeing their search traffic decline, while a new, highly-lucrative source of customers is emerging from AI-driven conversations. But how do you tap into this new channel? And what happens when AI starts giving out outdated or just plain wrong information about your brand?In this episode, we're joined by Steve Toth, founder of the AI-focused agency Notebook.agency, to break down the new world of Generative Engine Optimization (GEO). We explore the real-world opportunities and the hype surrounding AI-driven traffic.The game has changed, and what worked for Google yesterday might not work for AI assistants tomorrow. In this episode, you will learn:

More than a hundred thousand people in the U.S. are on the national transplant list waiting for a life-saving organ. Hospitals across the country transplant more than 45,000 organs each year and there are rules and protocols about how it is supposed to go. But what happens when the process fails?The New York Times investigative reporter Brian Rosenthal joins us to discuss some recent cases where doctors discovered that patients were still alive and conscious when the donation process was underway. He talks with host Maiken Scott about a relatively new method of procuring organs, called circulatory death donation, and new pressures on procurement organizations that could be jeopardizing safety.Rosenthal and his colleague Julie Tate recently published an investigation in The New York Times called, “A Push for More Organ Transplants Is Putting Donors at Risk.”

In this episode, we explore the surprising link between antipsychotic medications and pneumonia risk. Did you know that pneumonia is the fourth leading cause of death in schizophrenia patients, and certain medications increase this risk in unexpected ways? Faculty: Scott Beach, M.D. Host: Richard Seeber, M.D. Learn more about our membership here Earn 0.75 CME: Quick Take Vol. 71 Pneumonia in Schizophrenia: Which Antipsychotics Pose the Highest Risk for?

Links: From Gizmodo.com - Replit's AI Agent Wipes Company's Codebase During Vibecoding Session From Last Week Tonight with John Oliver - https://www.youtube.com/watch?v=TWpg1RmzAbc From Financial Times - Can finance put a stop to AI data mining? * Be sure to follow us on our social media accounts on  LinkedIn: https://www.linkedin.com/company/the-audit-podcast Instagram: https://www.instagram.com/theauditpodcast TikTok: https://www.tiktok.com/@theauditpodcast?lang=en   Also be sure to sign up for The Audit Podcast newsletter and to check the full video interview on The Audit Podcast YouTube channel.  * This podcast is brought to you by Greenskies Analytics. the services firm that helps auditors leapfrog up the analytics maturity model. Their approach for launching audit analytics programs with a series of proven quick-win analytics will guarantee the results worthy of the analytics hype.   Whether your audit team needs a data strategy, methodology, governance, literacy, or anything else related to audit and analytics, schedule time with Greenskies Analytics.

Your daily news in under three minutes. At Al Jazeera Podcasts, we want to hear from you, our listeners. So, please head to https://www.aljazeera.com/survey and tell us your thoughts about this show and other Al Jazeera podcasts. It only takes a few minutes! Connect with us: @AJEPodcasts on X, Instagram, Facebook, and YouTube

Send us a textBefore I forget, here's a link to our Feedback Form for Episode 200. Give us some honest feedback. We can take it...well, Rob might struggle with it, but I think he'll be okay. On today's episode, Matt, Mike, and Rob talk about creativity as it relates to masculinity and risk-taking. Sometimes we just need a nudge. Key Topics:The intersection of creativity and masculinity Overcoming creative blocks and the role of discipline Personal stories of creative expression The importance of redefining creativity beyond traditional artsCall to Action: Don't miss out on the opportunity to redefine your creative journey. Tune in and explore how creativity can be a part of your everyday life.Hashtags: #Creativity #Masculinity #Podcast #CreativeExpressionSpread the word! The Manspace is Rad!!

In this episode, Rick and Suzanne speak on the many ways you can finance your franchise locations.From bootstrapping with cash to leveraging your 401(k) or even tapping into home equity, this episode explores every legitimate funding avenue.Suzanne brings extensive real-world knowledge about franchisee behaviors and finance strategies. Her guidance is grounded in working with hundreds of aspiring owners through the complex franchise process.Rick and Suzanne break down six ways to fund your Alloy franchise, demystify the SBA process, and explain how retirement accounts can be legally used, penalty-free. You'll also learn why trusts may derail a HELOC and how personal guarantees are unavoidable but manageable.If you've ever hesitated to open a franchise because of funding uncertainty, this episode will give you clarity and confidence. Tune in and build the path to ownership with insight, not fear.Listen now and take control of your pricing with confidence.Key TakeawaysIntro (00:00)How to finance an Alloy franchise (02:32)Funding via cash or friends/family (03:13)SBA loans: pros, cons, and realities (06:24)401(k) rollover (ROBS): Structure and benefits (11:27)Using a HELOC: risks and strategy (14:49)Conventional loans through local banks (17:44)Comparing timeline and complexity across methods (20:06)Risk exposure by method (SBA, ROBS, HELOC) (22:08)Final take on personal risk and commitment (22:52)Additional Resources:Links MentionedFranFund: https://franfund.comBenetrends: https://www.benetrends.comSBA Loans: https://www.sba.gov/funding-programs/loans—-- Alloy Personal Training- Learn About The Alloy Franchise Opportunity---------You can find the podcast on Apple, Google, Spotify, Stitcher, or wherever you listen to podcasts.If you haven't already, please rate and review the podcast on Apple Podcasts!

AI is no longer just a buzzword — it's fueling a productivity revolution that's reshaping how companies are built, how people work, and how investors make decisions. In this episode, the discussion dives into what the AI boom means for the future of work, startups, and venture capital.

Diabetes Core Update is a monthly podcast that presents and discusses the latest clinically relevant articles from the American Diabetes Association's four science and medical journals – Diabetes, Diabetes Care, Clinical Diabetes, and Diabetes Spectrum. Each episode is approximately 25 minutes long and presents 5-6 recently published articles from ADA journals. Intended for practicing physicians and health care professionals, Diabetes Core Update   discusses how the latest research and information published in journals of the American Diabetes Association are relevant to clinical practice and can be applied in a treatment setting. Welcome to diabetes core update where every month we go over the most important articles to come out in the field of diabetes. Articles that are important for practicing clinicians to understand to stay up with the rapid changes in the field.  This issue will review: 1.    Orforglipron, an Oral Small-Molecule GLP-1 Receptor Agonist, in Early Type 2 Diabetes 2.    Weekly Fixed-Dose Insulin Efsitora in Type 2 Diabetes without Previous Insulin Therapy 3.     Risk of Thyroid Tumors With GLP-1 Receptor Agonists: A Retrospective Cohort Study 4.    Association of Patient Cost Sharing With Adherence to GLP-1RA and Adverse Health Outcomes 5.    Once-Monthly Maridebart Cafraglutide for the Treatment of Obesity — A Phase 2 Trial   For more information about each of ADA's science and medical journals, please visit Diabetesjournals.org. Hosts: Neil Skolnik, M.D., Professor of Family and Community Medicine, Sidney Kimmel Medical College, Thomas Jefferson University; Associate Director, Family Medicine Residency Program, Abington Jefferson Health John J. Russell, M.D., Professor of Family and Community Medicine, Sidney Kimmel Medical College, Thomas Jefferson University; Chair-Department of Family Medicine, Abington Jefferson Health

Peter Power, Executive Director at UNICEF Ireland, discusses the risk of famine in Gaza

Show Highlights: What sets Horizon Resources apart. [03:54] North Dakota's ag co-op merger aversion [06:05] The ag co-op business model amid the Bakken oil boom and bust. [09:54] The power of scaling known capabilities in a time of rapid growth. [16:21] Grain origination and managing unhedgeable flat-price risk. [22:34] Buyer concentration, no-bid decisions, and hyperlocal market dynamics. [30:19] The unique value of truck houses for Horizon Resources. [34:34] Considerations of offensive vs. defensive asset deployment. [45:41] On the Horizon podcast as a powerful educational value driver. [47:15] High-caliber rural talent in local co-ops—and where to get hired. [56:21] Learn more about Horizon Resources by visiting https://www.horizonresources.coop/. Listen to On the Horizon Podcast at https://www.horizonresources.coop/podcast. Connect with Levi on LinkedIn at https://www.linkedin.com/in/levi-hall-18532936/. If you are interested in connecting with Joe, go to LinkedIn: https://www.linkedin.com/in/joemosher/, or schedule a call at www.moshercg.com.  

In this episode of the Campus Technology Insider Podcast, Rhea Kelly is joined by Stephanie Reeves from WGU Labs to discuss a comprehensive survey on Western Governors University students' views on AI. They explore students' engagement with AI tools, equity gaps, comfort with AI applications, and the importance of transparency. Key findings include a gender gap in AI confidence, differing comfort levels with AI uses, and the rapid adoption of AI technologies. The episode concludes with practical recommendations for institutions to better integrate AI in support of student learning experiences. 00:00 Introduction and Guest Welcome 00:33 Survey Overview and Goals 02:48 Key Findings: Gender Gap in AI Confidence 05:21 Student Comfort Levels with AI Applications 09:39 AI Chatbots and Student Support 12:33 Importance of Transparency in AI 14:14 Surprising Findings and Rapid AI Adoption 16:34 Future Surveys and Recommendations 20:48 Conclusion and Podcast Outro Resource links: Students are AI Optimists, but Women are at Risk of Being Left Behind Music: Mixkit Duration: 21 minutes Transcript (coming soon)

Australia has lifted restrictions on the import of beef from the United States in a decision critics say was made to appease U-S President Donald Trump. While the government says this was not the case, the removal of restrictions is raising concerns over health, biosecurity, and the impact on Australian cattle farmers. - Inalis na ng Australia ang mga limitasyon sa pag-aangkat ng karneng baka mula sa Estados Unidos. Nababahala ngayon ang ilan sa posibleng epekto nito sa kalusugan, biosecurity, at sa kabuhayan ng mga lokal na magsasaka sa Australia.

In this episode of Onc Now, host Jonathan Sackier is joined by Stephen Freedland, Surgical Oncologist at Cedars-Sinai Medical Center, Los Angeles, California, USA, to discuss the intersections of biology, behaviour, and bias in prostate cancer. From diet and exercise to disparities in outcomes and promising data on enzalutamide, Freedland challenges assumptions and advocates for a more holistic, equitable approach to care.  Timestamps   01:20 – Background and clinical journey 02:39 – Cancer myths: what needs busting 03:22 – Lifestyle's role in prostate cancer 05:18 – One habit all cancer patients should adopt 06:39 – Yes or No round 10:30 – Diet, obesity, and exercise: the data 13:25 – Mediterranean diet and outcomes 15:30 – Predictive lifestyle factors 16:19 – Racial disparities and root causes 18:35 – Gender-affirming treatment and prostate cancer in trans women 23:20 – Enzalutamide: latest data and developments 25:51 – Broader therapeutic landscape 28:40 – Risk of recurrence 30:19 – Advice for young oncologists 34:00 – Three wishes for the future of prostate cancer care 

Pulitzer Prize-winning journalist Julie K. Brown joins Joanna Coles to unpack the latest twist in the Epstein saga—why Trump's former personal lawyer, Todd Blanch, now number two at the Justice Department, personally visited Ghislaine Maxwell in prison. What did she tell him, and who is on the rumored list of 100 names possibly connected to Jeffrey Epstein's sex crime activities? As Epstein's victims speak out in anger and fear, Brown reveals why Maxwell could now be in danger too—and why the Epstein cover-up still haunts the White House. Coles and Brown also dig into Florida's ex-AG Pam Bondi, the deleted Elon Musk tweet, and why Epstein may have believed he'd never done anything wrong. With new subpoenas looming and Congress demanding answers, the question remains: what's in the Epstein files—and who doesn't want them released?Pulitzer Prize-winning journalist Julie K. Brown joins Joanna Coles to unpack the latest twist in the Epstein saga—why Trump's former personal lawyer, Todd Blanch, now number two at the Justice Department, personally visited Ghislaine Maxwell in prison. What did she tell him, and who is on the rumored list of 100 names possibly connected to Jeffrey Epstein's sex crime activities? As Epstein's victims speak out in anger and fear, Brown reveals why Maxwell could now be in danger too—and why the Epstein cover-up still haunts the White House. Coles and Brown also dig into Florida's ex-AG Pam Bondi, the deleted Elon Musk tweet, and why Epstein may have believed he'd never done anything wrong. With new subpoenas looming and Congress demanding answers, the question remains: what's in the Epstein files—and who doesn't want them released? Hosted on Acast. See acast.com/privacy for more information.

Brad keeps a big secret for far too long a time. Guest hosted by Cyndi Freeman.

Headlines:  – Welcome to Mo News (02:00) – National Chicken Wing Day (02:10) – NYC Mass Shooting (06:30) – Trump Says US Will Set Up Gaza ‘Food Centers' Amid Ongoing Starvation Crisis (12:20) – Sen. Josh Hawley Introduces Bill To Send Tariff Rebate Checks To Americans (21:50) – Trump, Losing Patience With Putin, Says He Will Shorten Deadline to End Ukraine War (27:40) – Ghislaine Maxwell Files Supreme Court Brief Appealing Epstein Conviction (30:45) – Deion Sanders Says He Had Bladder Cancer But Plans to Coach The Colorado Buffaloes This Season (34:00) – Walking Can Reduce the Risk of Alzheimer's, Study Says (36:20) – Goodbye Gentle Parenting, Hello ‘F—Around and Find Out' (38:10) – On This Day In History (45:25) Thanks To Our Sponsors:  – ⁠LMNT⁠ - Free Sample Pack with any LMNT drink mix purchase–⁠ Industrious⁠ - Coworking office. 30% off day pass–⁠ Athletic Greens⁠ – AG1 Powder + 1 year of free Vitamin D & 5 free travel packs– ⁠Incogni⁠ - 60% off an annual plan| Promo Code: MONEWS

High performers are often seen as the ones you don't have to worry about. But behind consistent output and quiet competence, there can be early signs of burnout and disengagement. In this episode, Melanie Naranjo joins Karina Young to challenge how companies define top talent and why performance without support leads to retention risk. Melanie, Chief People Officer at Ethena, shares a candid perspective on why high performers need more than praise. They need space to grow, permission to speak up, and help rewiring habits that no longer serve them. Together, they explore how over-reliance on top talent can backfire, why traditional engagement strategies often miss the mark, and what managers can do to spot red flags before it's too late. Melanie also offers clear strategies for re-engaging high performers and building a culture where expectations, accountability, and care go hand in hand. For HR leaders working to retain their best people, it's a compelling reminder: performance doesn't mean immunity. It means opportunity. Join us as we discuss: (00:00) Meet HR Superstar: Melanie Naranjo (01:14) The hidden costs of quiet disengagement (03:28) Rethinking what “high performer” really means (06:26) Debunking the myth of passion and performance (10:19) Building flexible perks that actually engage people (12:58) Early signs your top talent is burning out (15:19) Questions managers should ask but usually don't (20:03) How to coach overwhelmed team members (22:30) Why surveys won't help you retain your best people (24:17) High performers suffer when underperformers go unchecked (31:19) Re-engaging talent through targeted development plans (35:25) What to do when a high performer is a jerk (38:23) Questions every manager should ask top talent   Resources: For the entire interview, subscribe to HR Superstars on Spotify, Apple Podcasts, or YouTube, or tune in on our website. Original podcast track produced by Entheo. Listening on a desktop & can't see the links? Just search for HR Superstars in your favorite podcast player. Hear Karina's thoughts on elevating your HR career by following her on LinkedIn: https://www.linkedin.com/in/karinayoung11/ Download 15Five's The HR Leader's Guide to Reducing Regrettable Turnover:  https://www.15five.com/guide-to-reducing-regrettable-turnover?utm_source=podcast&utm_medium=podcast&utm_campaign=Q2_2023_Podcast_CTAs&utm_content=Reducing Regrettable Turnover eBook For more on maximizing employee performance, engagement, and retention, click here: https://www.15five.com/demo?utm_source=podcast&utm_medium=podcast&utm_campaign=Q2-Podcast-Ads&utm_content=Schedule-a-demo Melanie Naranjo's LinkedIn - https://www.linkedin.com/in/melanie-naranjo/

How do stigmatized industries like cannabis become part of the cultural mainstream? In part 1 of host Ellen Scanlon's conversation with Jasmine Bina, a cultural futurist and founder of the brand strategy agency Concept Bureau, we explore how culture shifts and who gets to shape those changes. Jasmine shares why outdated narratives still linger around cannabis, what Gen Z's shift away from alcohol reveals about risk and identity, and why legalization alone isn't enough to change public perception. If you're curious about how cultural change actually happens—and what it means for cannabis, alcohol, and other emerging industries—this episode is a must-listen. Hosted by Ellen Scanlon Sign up for Ellen's newsletter on Substack at https://dothepot.substack.com/ or at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dothepot.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow on IG: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@dothepot⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ / FB: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@dothepot⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ / X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@dothepot⁠⁠⁠

In this episode of Breakaway Wealth, Jim speaks with Tad Fallows, entrepreneur and founder of Long Angle, a private community for individuals with $2.2M+ in investable assets. They discuss how wealth creators think about investing, raising children without entitlement, and maintaining purpose after a business exit. 3 Key Takeaways: Portfolio strategy beyond Wall Street: High-net-worth individuals are moving away from traditional 60/40 portfolios, favoring private equity, real assets, and niche alternative investments for uncorrelated, equity-like returns. Post-exit risk mindset: Many entrepreneurs opt for higher-return, illiquid investments rather than de-risking, based on the belief that volatility is manageable when wealth exceeds basic needs. Raising children with financial independence: The most consistent concern among members of Fallows' community is how to instill grit and self-sufficiency in children growing up with financial abundance. If you're serious about breaking away from conventional thinking and building lasting wealth, this conversation offers a clear window into how high-level entrepreneurs manage their capital, family, and future. Connect with Tad Fallows: Long Angle: https://www.longangle.com/ Tad's LinkedIn: https://www.linkedin.com/in/fallows/

What does "secure by default" really mean—and is it enough? In this episode of CyberArk's Security Matters, host David Puner sits down with Scott Barronton, Chief Information Security Officer (CISO) at Diebold Nixdorf, to explore the often-overlooked risks of cloud default settings and how assumptions can lead to vulnerabilities.Drawing on over 25 years in cybersecurity, Scott shares how he balances product and corporate security, leads a global team, and chairs his company's AI steering committee. He discusses the importance of machine identity management, certificate automation, and building security programs that support both innovation and accountability.Plus, Scott reflects on how his passion for travel—including a group trip to Antarctica—informs his leadership style and security mindset.

The Purpose of Business is to Make Money with David Schomer   Why Scaling an E-Commerce Brand Can Bankrupt You (Unless You Fix This First) The Hidden Cost of Growth Nobody Talks About It's every entrepreneur's dream: launch a brand, grow revenue, and finally fire your boss. David Schomer lived that dream—scaling a pet supply company on Amazon before going full-time in e-commerce. But what most business owners don't realize (until it's too late) is that scaling too fast without financial structure can choke your cash flow and starve your business of profit. You can hit record sales and still be broke. The reason? You're playing the wrong financial game. Too many business owners confuse top-line growth with bottom-line success. David learned the hard way—and then rewired his entire approach using Profit First principles.   In This Episode You'll Learn: Why Profit First changed the game for David's business—and how he applied it to multiple brands. How he scaled a side hustle while working a full-time consulting job (without burning out or going broke). The mindset shift from “revenue chaser” to strategic operator—and why most e-commerce brands don't survive that jump. Where most Amazon and e-comm sellers leak cash—and what to do instead. How to build a business that supports your life (not the other way around).   Key Takeaways: The Costly Blind Spots Killing Profit Revenue ≠ Profit. Most sellers obsess over revenue milestones. But as David puts it, “If you're not reading Profit First, you're leaving money on the table.” No Capital = No Exit. David delayed launching a business after college because he didn't have capital. But later learned you don't need investor money—you need smarter cash flow systems. Growing Without Guardrails. David scaled his Amazon brand before implementing Profit First—and the stress of staying ahead of vendor payments nearly broke the business. The Risk of Ignoring Financial Education. With a background in M&A and fraud investigations, David understood numbers. Yet even he struggled with cash flow until he embraced simple, behavior-based money management.   Guest Bio: David Schomer David Schomer is the CEO of Build Grow Scale, an e-commerce conversion optimization company, and the host of the Firing The Man podcast. He started his entrepreneurial journey selling pumpkins at 12, then worked in M&A, fraud investigation, and business valuation before launching multiple successful private label brands. With over 300 SKUs across Amazon, Etsy, Shopify, Walmart, and more, David brings street-smart financial experience and digital scale savvy to today's business owner.   Links: https://firingtheman.com/ Facebook: https://www.facebook.com/FiringTheMan/ Instagram: https://www.instagram.com/firingtheman/ YouTube: https://www.youtube.com/channel/UCidVyf9RjDBFK8RTlERaq0Q Tiktok: https://www.tiktok.com/@firingthemanpodcast   Conclusion: What's Your Profit Leak? David's story is proof that financial clarity—not just product-market fit—is what separates hobby businesses from real wealth builders. If your e-commerce brand is growing but your bank account is shrinking, it's time to get strategic.   #ProfitFirst #BusinessGrowth #CashFlowFix #SmartScaling #RevenueLeaks #ProfitClarity #OwnerPay #StrategicFinance   Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Profit First Toolkit: https://lp.profitcomesfirst.com/landing-page-page  Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs. #profitfirst

Today, we're going to go deeper into the world of cyber attacks than we have ever done before. We'll be looking at the insurance claims that they produce as well as the longer-term consequences for their victims Often as journalists covering cyber insurance we focus on the big hacks, the headline numbers, and gloss over the detail of the personal stories and the real hard yards that have to be run to recover from an attack and the potential long-term consequences for a business, its directors, its customers and all other stakeholders. As the immediate damage and business interruption triggers potential regulatory, statutory and other serious third-party consequences, these hard yards often have to be run down multiple different paths simultaneously. The in-depth interviews that follow will deepen your understanding of the more complex and long-tail nature of this peril. I'd like to put you right in the room in the shoes of the Directors of a company as an attack unfolds. We're going behind the scenes to uncover what it's really like when a business becomes the target of a digital assault, from the immediate shock to the long-term repercussions that are often ignored by boards. We're also going to go into detail on how the nature of the cyber threat and the tactics of cyber criminals are evolving. To help me in this task my guests are: Magnus Jelen, (pictured top) Director of Incident Response EMEA for Coveware, a firm that helps victims of cyber extortion recover their data; and three senior executives at Beazley: Raf Sanchez (pictured 2nd from top), Beazley's Head of Cyber Services, Cyber Risks. Melissa Collins, (pictured 2nd from bottom) Head of Third Party Cyber & Tech Claims, and Wayne Imrie, (pictured bottom) Head of London Market Wholesale Executive Risks. Magnus and Raf are right on the front line, dealing with the immediate consequences of a hack. Magnus even deals with the hackers themselves. Melissa deals with the external insurance claims that result and Wayne is a Directors and Officers (D&O) specialist who has a deep understanding of how the D&O and Cyber insurance products interact. LINKS:  As promised, here is the link to Beazley's latest Risk and Resilience Survey Spotlight on Tech Transformation & Cyber Risk 2025: https://www.beazley.com/en-001/news-and-events/spotlight-on-tech-transformation-cyber-risk-2025/

My life-changing annual event, The Summit of Greatness, is happening September 12 & 13, 2025. Get your ticket today!Heart disease kills 20 million people worldwide each year, yet most people fear cancer more than the real threat silently building in their arteries. Dr. Jeremy London, a heart surgeon with 25 years of experience and over 6,500 heart surgeries under his belt, shares the raw truth about what lands people on his operating table. His personal wake-up call came at age 55 when he needed his own heart procedure, leading him to quit alcohol and transform his entire approach to health. The most vulnerable moment comes when he describes losing patients - something that still keeps him awake at night after decades of surgery. We discuss life-saving insights for anyone who wants to protect their heart before it's too late, with specific action steps that could prevent you from becoming another statistic.Sign up for Dr. London's FREE newsletterThe Dr. Jeremy London PodcastIn this episode you will learn:Why obesity and poor diet create the perfect storm for heart disease and how to break the cycleThe shocking truth about vaping that's sending healthy young adults to the ICU on life supportHow "broken heart syndrome" can literally cause your heart to fail after emotional traumaThe three pillars that reduce cardiovascular events by over 50% (and why most people ignore them)Why alcohol might be the next cigarettes and how quitting transformed a heart surgeon's lifeFor more information go to https://lewishowes.com/1803For more Greatness text PODCAST to +1 (614) 350-3960More SOG episodes we think you'll love:Dr. Rhonda Patrick – greatness.lnk.to/1707SCDr. William Li  – greatness.lnk.to/1410SCGlucose Goddess – greatness.lnk.to/1575SC Get more from Lewis! Get my New York Times Bestselling book, Make Money Easy!Get The Greatness Mindset audiobook on SpotifyText Lewis AIYouTubeInstagramWebsiteTiktokFacebookX

Key changes in tax law related to the newly passed One Big Beautiful Bill significantly impact the financial independence (FI) community. Notably, the extension of tax rates and the higher standard deduction provide more planning certainty for early retirees, allowing greater financial management under these new regulations. Brad & Sean Mullaney discuss the critical tax provisions like enhanced charitable contribution deductions for non-itemizers, updates to state and local tax deductions, and the introduction of a senior deduction for retirees. They also explore strategies for maximizing premium tax credits starting in 2026.   Disclaimer Sean's discussions on the ChooseFI podcast and articles and messages published on ChooseFI.com are intended for general educational purposes and are not tax, legal, or investment advice for any individual. The ChooseFI podcast and its owners, employees, and agents do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc., or their services.   Key Topics Discussed: Introduction to the New Tax Bill 00:00:00 Overview of the One Big Beautiful Bill and its significance for the FI community. Impacts of Extended Tax Rates 00:02:20 Explanation of the permanence of the tax rates and the increased standard deduction. Changes to Charitable Contributions 00:13:12 Details on new deductions for non-itemizers and adjustments to itemized deductions. State and Local Tax Deduction Update 00:23:26 Increase of deductible cap from $10,000 to $40,000, impacting itemization strategies. Exploration of the Senior Deduction 00:30:05 Introduction of a $6,000 deduction aimed at seniors aged 65 and older. Understanding Premium Tax Credits 00:39:10 Strategic planning opportunities utilizing bronze ACA plans and HSAs to maximize tax benefits. Actionable Takeaways: Maximize Your Standard Deduction: Consider traditional contributions to optimize your tax situation. 00:10:15 Utilize Bronze ACA Plans: Start in 2026 to lower premiums and leverage HSA contributions for enhanced tax benefits. 00:42:07 Key Quotes: "The new standard deduction is a game-changer for those pursuing financial independence." 00:08:46 "These are crucial planning implications that can optimize your tax situation." 00:17:36 "Shift your income from high tax brackets to the 0% tax bracket for maximum savings." 00:12:19 Timestamps: 00:00:14 - Importance of premium tax credits for the FI community. 00:03:05 - Risk of the standard deduction decreasing without the new law. 00:10:15 - Optimizing tax situation with traditional contributions. 00:14:00 - Details on the charitable contributions deduction. 00:25:19 - Update on the state and local tax deduction cap. Related Resources: YouTube Video on Premium Tax Credits: Watch Here [Timestamp: 00:45:00] Cody Garrett and Sean Mullaney's Book Notification: Sign Up Here [Timestamp: 00:59:35] Discussion Questions: How does the new tax bill affect your approach to retirement planning? 00:00:10 What strategies can be adopted to make the most of the new standard deduction? 00:10:15 Summary: This episode dives into the legislative changes that may significantly influence financial planning for those aiming for early retirement. By understanding the implications of the One Big Beautiful Bill, listeners can better navigate their financial futures.

Episode 2676 - Vinnie Tortorich and Anna Vocino discuss recent traveling adventures, the risk of side effects with some medications, and more. https://vinnietortorich.com/2025/07/the-risk-of-side-effects-episode-2676 PLEASE SUPPORT OUR SPONSORS YOU CAN WATCH ALL THE PODCAST EPISODES ON YOUTUBE - The Risk of Side Effects Several of Vinnie's most recent expert guests want to discuss GLP-1s. Vinnie has said from the beginning that he didn't trust the long-term effects of using GLP-1s. (6:45) Studies show that up to 50% of the weight lost from use of GLP-1 can be muscle loss! Your body needs muscle mass to thrive! (15:00) People need to move to stay strong and agile. (16:00) The Western world is spoiled because of modern-day conveniences. Anna has been traveling and has found it hard to find clean food. (22:30) She shares her experience and how she's noticed that her taste buds have changed. Vinnie plays a commercial for Jardiance, and they deconstruct the side effects. (40:00) The drug doesn't tend to reverse Type 2 diabetes; however, eating the right foods can. You can purchase the NSNG® e-book for $10, and it will be beneficial if you follow the advice.(46:00) The VIP Group will be opening again soon, and the workout videos that Vinnie created will be available for FREE for members. (47:00) Vinnie recounts his visit back to his hometown and the conversations with friends in his age group, including the number of medications they were on. (54:00) Drug companies are heading towards being Trillion-dollar companies! More News If you are interested in the NSNG® VIP group, register here! Don't forget to check out Serena Scott Thomas on Days of Our Lives on the Peacock channel.  “Dirty Keto” is available on Amazon! You can purchase or rent it . Make sure you watch, rate, and review it! Eat Happy Italian, Anna's next cookbook, is available!  You can go to You can order it from . Anna's recipes are in her cookbooks, website, and Substack–they will spice up your day! There's a new NSNG® Foods promo code you can use! The promo code ONLY works on the NSNG® Foods website, NOT on Amazon. https://nsngfoods.com/   PURCHASE  DIRTY KETO (2024) The documentary launched in August 2024! Order it TODAY! This is Vinnie's fourth documentary in just over five years. Visit my new Documentaries HQ to find my films everywhere: Then, please share my fact-based, health-focused documentary series with your friends and family. Additionally, the more views, the better it ranks, so please watch it again with a new friend! REVIEWS: Please submit your REVIEW after you watch my films. Your positive REVIEW does matter! PURCHASE BEYOND IMPOSSIBLE (2022) Visit my new Documentaries HQ to find my films everywhere: REVIEWS: Please submit your REVIEW after you watch my films. Your positive REVIEW does matter! FAT: A DOCUMENTARY 2 (2021) Visit my new Documentaries HQ to find my films everywhere: FAT: A DOCUMENTARY (2019) Visit my new Documentaries HQ to find my films everywhere:

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