Podcasts about Risk

The probability of loss of something of value

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    Latest podcast episodes about Risk

    Unbelievable Real Estate Stories
    Weeds in The Garden: How to Spot and Remove Risk from Your Portfolio

    Unbelievable Real Estate Stories

    Play Episode Listen Later Sep 2, 2025 5:36


    Just like weeds can overtake a thriving garden, hidden risks can creep into your real estate portfolio and compromise everything you've built. In this episode of REady2Scale, Jeannette Friedrich draws a powerful analogy between gardens and portfolios to highlight how “weeds” or overlooked risks can creep in and compromise performance. She walks through five key portfolio risks investors need to identify early and manage effectively to ensure long-term success. Key Takeaways: - Why over leverage is one of the most dangerous risks and how to mitigate it with cash reserves, fixed rate debt, rate caps, and stress testing. - The importance of diversification across markets, operators, and asset classes to avoid concentration risk. - How neglecting asset management can erode NOI and property value, and what proactive steps to take with reporting, metrics, and property managers. - Why chasing “shiny object” investments outside your expertise can be risky, and how to stay disciplined with your investment thesis. - The role of tax strategy in maximising returns, including cost segregation, bonus depreciation, and 1031 exchanges. By the end of the episode, you will have a practical framework for spotting and removing portfolio “weeds” before they undermine your hard work, ensuring a stronger and more resilient investment harvest. Timestamps 00:00 Introduction: Gardening and Real Estate 00:59 Weed #1: Over Leveraging Risks 01:54 Weed #2: Concentration Risk 02:30 Weed #3: Neglecting Asset Management 03:29 Weed #4: Chasing Shiny Objects 04:04 Weed #5: Ignoring Tax Strategy Are you REady2Scale Your Multifamily Investments? Learn more about growing your wealth, strengthening your portfolio, and scaling to the next level at www.bluelake-capital.com. Credits Producer: Blue Lake Capital Strategist: Syed Mahmood Editor: Emma Walker Opening music: Pomplamoose *

    This Is Small Business
    How Risk Helped Adia Howard Carry Her Family Business Forward

    This Is Small Business

    Play Episode Listen Later Sep 2, 2025 22:49


    What would you do if family duty came calling – along with a big ol' guilt trip? For Adia Howard, the COO of her family business RA Cosmetics, it meant leaving behind her steady career as an occupational therapist to dive into the unknown world of entrepreneurship. Andrea Marquez sits down with Adia to talk about how she's not only redefining leadership but also carrying her family's legacy forward.Find out how Adia navigates the challenges of a family business, brings a fresh vision to R.A. Cosmetics, and discovers a whole new side of herself. Plus, you definitely don't want to miss Andrea's attempt at making custom shea butter with Adia – spoiler: it doesn't go as planned.If you've ever wondered what it takes to reinvent yourself inside a family business or how risk can open doors you didn't even know were there – this episode is for you.Got a bold leap of your own? Share it with us in an Apple Podcasts review, Spotify comment, or email us at thisissmallbusiness@amazon.com – you might hear it in a future episode.In this episode, you'll hear:(1:51) Ever wonder what it's really like growing up around a small business owner? Adia shares how watching her dad hustle seven days a week was both intimidating and inspiring.(4:42) What would you do if you had to choose between a stable career and keeping your family's business alive? Adia opens up about her crossroads moment and the guilt trip from her mom that pushed her to decide.(6:04) Think you have to take a big leap all at once? Adia shows how easing in part-time gave her the confidence to eventually commit full-time.(8:30) Worried you don't have enough experience to switch paths? Adia proves you can learn on the job even when faced with permits, marketing and safety data sheets.(10:13) Can bringing your personality into your business make a difference? Adia explains how her softer, community-focused leadership changed the culture at R.A. Cosmetics.(13:50) Was the risk of leaving a secure job worth it? Adia reflects on the growth of R.A. Cosmetics and the impact of adding her own touch to the brand.(16:40) Could your kids one day follow in your footsteps? Adia shares her hopes for her son and how she's showing him that entrepreneurship doesn't have to be scary.(17:58) Can taking one big risk completely change how you see yourself? Adia reveals how stepping into the business reshaped her confidence and offers advice for anyone afraid to leap.

    Highlights from Newstalk Breakfast
    Billions of euros in planned data centre projects could be at risk

    Highlights from Newstalk Breakfast

    Play Episode Listen Later Sep 2, 2025 5:36


    Billions of euros in planned data centre projects could be at risk following reports of a new government strategy looking to move future builds away from Dublin. Joining me now is Mike Beary, country leader for Amazon Web Services from 2017 to 2023, Now chair of the governing authority of University College Dublin. Mike, should we be concerned with this plan to move data centre projects away from Dublin?

    Newstalk Breakfast Highlights
    Billions of euros in planned data centre projects could be at risk

    Newstalk Breakfast Highlights

    Play Episode Listen Later Sep 2, 2025 5:36


    Billions of euros in planned data centre projects could be at risk following reports of a new government strategy looking to move future builds away from Dublin. Joining me now is Mike Beary, country leader for Amazon Web Services from 2017 to 2023, Now chair of the governing authority of University College Dublin. Mike, should we be concerned with this plan to move data centre projects away from Dublin?

    Better with Dr. Stephanie
    Bike Sprints: Increase Your Cardiovascular Fitness & Lower Your Chronic Disease Risk

    Better with Dr. Stephanie

    Play Episode Listen Later Sep 1, 2025 48:04


    In this solo episode, Dr. Stephanie explores the benefits of high-intensity interval training (HIIT) for women in perimenopause and menopause. Inspired by an Instagram poll, she highlights how sprinting and HIIT improve longevity, cardiovascular health, and muscle maintenance. Dr. Stephanie discusses VO2 max, the importance of fast-twitch muscle fibres, and the hormonal effects of aging. She prescribes low-impact HIIT options like cycling and elliptical, with an eye on the AI-driven CAROL bike for efficiency.Save $100 with code BETTER at https://carolbike.com As the doctor says, 'Today is the oldest you've ever been and the youngest you'll ever be, so why not start now?'Episode Overview (timestamps are approximate):(0:00) Intro/Teaser(3:00) Benefits of High Intensity Interval Training(8:00) Improving Bone Density and VO₂ Max(16:00) Sprint Training for Muscle Fibre Health(27:00) Impact of Menopause on Exercise(42:00) Efficient, Personalized Workouts With CarolResources mentioned in the episode can be found at: https://drstephanieestima.com/podcasts/ep432/We couldn't do it without our sponsors:LIFT - If you want muscle for longevity, clarity, and confidence—come LIFT with me.  Head over to https://drstpehanieestima.com/lift and join today.PURALITY HEALTH - Zinc is my go‑to for immune resilience, skin integrity, and day‑to‑day vitality. Go to https://puralityhealth.com/better and use code BETTER for 10% off your first purchaseAPOLLO - The Apollo wearable supports energy, focus, relaxation, and sleep by syncing with your rhythms. Go to https://apolloneuro.com/better to check it out and use code BETTER to receive $60 off your purchase.BIOPTIMIZERS-MAGNESIUM - Magnesium Breakthrough contains multiple types of magnesium plus cofactors like B6 to enhance absorption. Visit https://bioptimizers.com/better and use code BETTER to save 15%.EIGHT SLEEP - If you're going through menopause or just struggling with night sweats, you have to try this. Head over to https://eightsleep.com/drstephanie and use the code DRSTEPHANIE to get $350 off your Pod 5 Ultra.

    Work Grind Hustle
    Risk Is a Power Tool: Mastering the 4 Pillars of Successful Trading | Troy Noonan of Backpack Trader | JTL 127

    Work Grind Hustle

    Play Episode Listen Later Sep 1, 2025 50:46


    Risk is the most misunderstood tool in trading. In this deep-dive interview, Troy Noonan (creator of Backpack Trader) reveals why most traders fail, how to build belief in your system, and how to create a profitable business that takes just minutes a day to run.

    JAMA Editors' Summary: On research in medicine, science, & clinical practice. For physicians, researchers, & clinicians.
    From ESC: Remote Monitoring for Atrial Fibrillation, Semaglutide and Tirzepatide in Patients With Heart Failure With Preserved Ejection Fraction, RSV Vaccine to Prevent Hospitalizations in Older Adults, and more

    JAMA Editors' Summary: On research in medicine, science, & clinical practice. For physicians, researchers, & clinicians.

    Play Episode Listen Later Sep 1, 2025 38:15


    Special edition of the JAMA Editor's Summary featuring the JAMA Network articles published at the 2025 European Society of Cardiology Congress. Hosted by JAMA Editor in Chief Kirsten Bibbins-Domingo, PhD, MD, MAS, with JAMA Executive Editor Gregory Curfman, MD, JAMA Senior Editor Philip Greenland, MD, and JAMA Cardiology Editor Robert O. Bonow, MD, MS. Related Content: Remote Screening for Asymptomatic Atrial Fibrillation Long-Term Anticoagulation Discontinuation After Catheter Ablation for Atrial Fibrillation Systolic Blood Pressure and Microaxial Flow Pump–Associated Survival in Infarct-Related Cardiogenic Shock Helicobacter pylori Screening After Acute Myocardial Infarction Physiology-Guided Complete Revascularization in Older Patients With Myocardial Infarction Fractional Flow Reserve–Guided Complete vs Culprit-Only Revascularization in Non–ST-Elevation Myocardial Infarction and Multivessel Disease Transcatheter or Surgical Treatment of Patients With Aortic Stenosis at Low to Intermediate Risk Semaglutide and Tirzepatide in Patients With Heart Failure With Preserved Ejection Fraction Bivalent RSV Prefusion F Protein–Based Vaccine for Preventing Cardiovascular Hospitalizations in Older Adults High-Dose vs Standard-Dose Influenza Vaccine and Cardiovascular Outcomes in Older Adults Risk of Myocarditis or Pericarditis With High-Dose vs Standard-Dose Influenza Vaccine Clonal Hematopoiesis and Risk of New-Onset Myocarditis and Pericarditis Participation of Women in Cardiovascular Trials From 2017 to 2023 Prevalence, Determinants, and Time Trends of Cardiovascular Health in the WHO African Region

    Moped Outlaws
    Risk, Resilience, and the Churn: An Adventure Ride with Wells Jones E212

    Moped Outlaws

    Play Episode Listen Later Sep 1, 2025 69:59


    When you listen to Wells Jones tell stories, you realize adventure isn't just about extreme feats — it's a way of being in the world. This episode of Moped Outlaws takes us through a life that reads like an epic novel. Wells served on the Antarctic para-rescue team, parachuting into whiteouts and skydiving at the […]

    The Interesting Health & Safety Podcast
    What Works For You Doesn't Always Work For Others

    The Interesting Health & Safety Podcast

    Play Episode Listen Later Sep 1, 2025 6:58


    Colin discusses the importance of tailoring health and safety approaches to the unique needs of each organisation, stressing that while standardised models, such as ISO 9001, can provide value, imposing them without considering the specific context of a business can lead to inefficiencies and frustration KEY TAKEAWAYS Start by asking leaders within the organisation what success looks like to them. Understanding their vision and goals is crucial for providing effective support and guidance. Simply imposing a standardised model, like ISO 9001, can lead to unnecessary bureaucracy and paperwork. Instead, focus on integrating existing processes with the standards to enhance effectiveness. While it's important to aim high, ensure that the goals set are achievable. Collaborate with the organisation to establish sensible targets that can be realistically met over time. BEST MOMENTS "If you just try and impose the structure of 9001 into a business... all you're really gonna do is stuff that organisation up with a load of paperwork." "Ask them, you know, what does success look like for them?" "It's about getting something that's really sensible, get an approach that people can look back in six months... and say, we've made a difference." VALUABLE RESOURCES The Interesting Health & Safety Podcast - https://podcasts.apple.com/vn/podcast/the-interesting-health-safety-podcast/id1467771449         Project Mollitiam - https://www.projectmollitiam.com       ABOUT THE HOST Colin Nottage ‘Making health and safety as important as everything else we do.' This is the belief that Colin is passionate about and through his consultancy Influential Management Group (IMG) is able to spread into industry. Colin works at a strategic level with company owners and board members. He helps business leaders establish and achieve their health and safety ambitions. He has developed a number of leading competency improvement programmes that are delivered across industry and his strengths are his ability to take a practical approach to problem-solving and being able to liaise at all levels within an organisation. Colin also runs a company that vets contractors online and a network that develops and support H&S consultancies to become better businesses. Colin chairs the Construction Dust Partnership, an industry collaboration directly involving many organisations, including the Health and Safety Executive. He is a Post Graduate Tutor at Strathclyde University and a highly sought-after health and safety speaker and trainer. He has a Post Graduate Certificate in Safety and Risk management, an engineering degree and is a Chartered Member of the Institution of Occupational Safety and Health (IOSH).

    The Best of the Money Show
    ArcelorMittal SA starts winding down long steel unit, 3 500 jobs at risk 

    The Best of the Money Show

    Play Episode Listen Later Sep 1, 2025 8:50 Transcription Available


    Stephen Grootes speaks to Donald MacKay, Director at Xa International Trade Advisors, about ArcelorMittal SA’s decision to wind down its long steel unit, putting 3 500 jobs at risk. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    Reframed
    From Nairobi to Atlanta: How To Scale Your Business Beyond Borders

    Reframed

    Play Episode Listen Later Sep 1, 2025 46:07


    In this episode of Ziwani's RISK series, host Doreen Zaki interviews entrepreneur Joram Mwinamo, founder of SNDBX – which since 2007 has successfully expanded from Kenya to the US, the UK, South Africa, Uganda, Tanzania, Ethiopia, Nigeria, Ghana, and Senegal. Joram shares unique insights into scaling up from Africa to the rest of the world. How do you identify the right customer? How do you navigate cultural differences? How do you resist corruption when this causes you to lose out on big deals? How do you build systems that enable rapid responses to new opportunities ánd protect long-term growth? Tune in to hear Joram's practical lessons on building a business that scales with integrity, resilience, and Kingdom-minded purpose. Let his experience inspire you to rethink risk, embrace bold ideas, and finally take your business beyond borders. Spotify · Apple · YouTube Podcasts

    Optimal Health Daily
    3102: Analyzing Risk by Tynan on How to Improve Decision Making

    Optimal Health Daily

    Play Episode Listen Later Aug 31, 2025 8:49


    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3102: Tynan explores how most people miscalculate risk by focusing too much on unlikely dangers while ignoring the safer bets that could lead to growth and opportunity. He breaks down how to weigh potential losses against long-term gains, showing that what often feels risky is usually the smarter move. His perspective encourages making decisions that maximize freedom, learning, and meaningful experiences. Read along with the original article(s) here: https://tynan.com/risk Quotes to ponder: "People think that I take a lot of risks, but I actually take very few." "Real risks are things that can ruin your life, not things that might make you a little bit uncomfortable." "Most things that seem risky aren't actually risky, and the few things that are really risky don't usually look like it." Learn more about your ad choices. Visit megaphone.fm/adchoices

    AFT Construction Podcast
    Protecting Builders and Mitigating Risk with Tyler Woodruff

    AFT Construction Podcast

    Play Episode Listen Later Aug 31, 2025 60:26


    Sponsors:• ◦ Visit Buildertrend to get a 60-day money-back guarantee on your Buildertrend account• ◦ Marvin Windows and Doors• ◦ Sub-Zero Wolf Cove Showroom PhoenixConnect with Tyler Woodruff:https://www.leavitt.com/woodruff/staff/tyler-woodruffConnect with Brad Leavitt:Website | Instagram | Facebook | Houzz | Pinterest | YouTube

    Conversations with Women in Sales
    210: New Book, Women and Power, Dr. Jane Sojka, Sales Professor, U of Cincinnati

    Conversations with Women in Sales

    Play Episode Listen Later Aug 31, 2025 21:56


    It is an amazing new book: "Women and Power: Your Guidebook to Risk, Resilience, and Confidence" by U of Cincinnati sales and marketing professor Dr. Jane Sojka released in August, 2025.  It's all about ways women can rise within a B2B sales career - and it happens to be good for men, too - and really anyone who wants to be more successful with their ideas, goals, and plans.  There are four parts to the book:  Part 1: Self-Limiting Beliefs  Part 2: Resilience Strategies Part 3: Confidently Communicate Competence Part 4: Lift as You Climb This book rated a 10 out of 10 with my book rating system - is a must read for anyone wanting to feel more determined, strong, resiliant, competent, and confident.  More about the book: Amazon link here.  More about Jane Sojka; https://www.linkedin.com/in/jane-sojka-bba54522/ Women & Power: Your Guidebook to Risk, Resilience, and Confidence is the ideal resource for women who are held back by their inner voice. Based on Dr. Jane Ziegler Sojka's national award-winning class at the University of Cincinnati, this book brings Sojka's techniques for eliminating self-limiting behaviors and common communication habits directly to you. Whether you start on page one or at the area you feel you need to focus on first, Sojka's system allows women to close the gender gap in skills critical for success in sales. With options for reading on your own or with a group, the strategies and tools for reflection and practice offered by Sojka's professional development course can now be followed by thousands of women of all ages and from all walks of life. More about Women Sales Pros - we have a website, we are on LinkedIn, Facebook, and Instagram.  Subscribe to our 2x a month news, and share the podcast with others! We'd love a 5 star rating and comments on iTunes if you are so moved! It really makes a difference.  subscribe: https://bit.ly/thewspnews Contribute: https://forms.gle/v9rRiPDUtgGqKaXA6 Past News Issues: bit.ly/past_news_issues https://womensalespros.com/podcast/   

    She's On The Money
    She Took a Risk on a Seachange… and Accidentally Made the Best Money Move of Her Life

    She's On The Money

    Play Episode Listen Later Aug 31, 2025 33:57 Transcription Available


    Every money story has a sliding door moment... the decision that could go either way. Stay safe, or risk it all. This week’s Money Diarist chose the second option: she sold her house, walked away from job security, and packed up the family for a sea change with no plan and no savings. Everyone (including her parents) thought it was risky. And honestly? At first it did look like financial chaos. But that one leap set off a chain of events she never could’ve predicted, the kind of glow up that proves the riskiest decisions sometimes deliver the sweetest rewards. You’ll hear how she navigated debt, uncertainty, and living week-to-week, the turning point that changed everything, and the money wins she still can’t quite believe are hers. If you’ve ever stared down a scary choice and wondered what might happen if you said yes… this is your sign to listen.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

    Neville Goddard Lectures
    The Law of Your Choice and Risk - Neville Goddard

    Neville Goddard Lectures

    Play Episode Listen Later Aug 31, 2025 44:23 Transcription Available


    Optimal Health Daily - ARCHIVE 1 - Episodes 1-300 ONLY
    3102: Analyzing Risk by Tynan on How to Improve Decision Making

    Optimal Health Daily - ARCHIVE 1 - Episodes 1-300 ONLY

    Play Episode Listen Later Aug 31, 2025 8:49


    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3102: Tynan explores how most people miscalculate risk by focusing too much on unlikely dangers while ignoring the safer bets that could lead to growth and opportunity. He breaks down how to weigh potential losses against long-term gains, showing that what often feels risky is usually the smarter move. His perspective encourages making decisions that maximize freedom, learning, and meaningful experiences. Read along with the original article(s) here: https://tynan.com/risk Quotes to ponder: "People think that I take a lot of risks, but I actually take very few." "Real risks are things that can ruin your life, not things that might make you a little bit uncomfortable." "Most things that seem risky aren't actually risky, and the few things that are really risky don't usually look like it." Learn more about your ad choices. Visit megaphone.fm/adchoices

    5 Minutes Podcast with Ricardo Vargas
    What to Do When Everything in the Project Goes Right and No One Notices

    5 Minutes Podcast with Ricardo Vargas

    Play Episode Listen Later Aug 31, 2025 2:49


    In this episode, Ricardo discusses the concept of "silent success" in projects. Managers often highlight dramatic stories: impossible deadlines met, small teams overcoming limitations, or difficult clients. These narratives attract attention, but true success can be more discreet: well-managed risks, on-time deliveries, a motivated team, and aligned stakeholders. Without memorable crises, this work is often seen as luck or an easy project, when in fact it results from careful planning, constant communication, and early strategic decisions. Ricardo warns that it's necessary to review metrics and value these managers, as they are the ones who truly deliver the expected results, without relying on the spectacle of the crisis. Listen to the podcast to learn more.

    The Bridge Church - Cleveland Ga
    Behind the Seen Pt - 3- Such a Time as This / Big Risk, Bold News

    The Bridge Church - Cleveland Ga

    Play Episode Listen Later Aug 31, 2025 57:15


    Message by: Patrick Ballington. The Bridge Church is located at 607 Hulsey Road, Cleveland Georgia. The church that "Connects Faith and Life". Download our app by searching "The Bridge Church, Cleveland and Apple App Store or GooglePlay Store. Bridge Streams live Sundays @ 9:00 and 11:00 am. Streaming under CCLI License Number #CSPL072350

    InsTech London Podcast
    Chris Eberly, Insurance Practice Lead: Datos Insights: From ratios to risk ops: what the next chapter means for insurers (370)

    InsTech London Podcast

    Play Episode Listen Later Aug 31, 2025 28:39


    In this special edition of the InsTech podcast, Robin introduces listeners to new colleague Chris Eberly, Insurance Practice Lead at Datos Insights, following Datos' recent acquisition of InsTech. Chris brings more than 30 years of carrier experience and a unique practitioner's perspective on the forces shaping insurance today. Together they explore what this new chapter means for InsTech members, the wider insurance ecosystem, and why Datos' blend of advisory, research and community makes a timely fit. Along the way, Chris shares why operational efficiency is top of the agenda, how underinsurance is being tackled, and why AI is no longer just hype but a genuine driver of transformation. This conversation is part industry briefing, part fireside chat. Listeners will come away with a clearer view of the challenges and opportunities ahead — from regulatory pressure to CIO priorities — and hear how InsTech and Datos plan to deliver value together. Robin also uncovers Chris's surprising background outside insurance, including his lifelong passion for the carillon (a rare bell-tower instrument) and what raising six children and seventeen grandchildren has taught him about navigating complexity. Key themes discussed include: What Datos Insights does and how it complements InsTech's mission Why carriers are focusing on risk operations and decision speed The scale of underinsurance and how data and property insights can help What's really happening with AI adoption inside carriers The evolving role and pressure of the CIO Why combining advisory, research and community is so powerful Chris's personal story: carillons, family and a passion for making insurance better If you like what you're hearing, please leave us a review on whichever platform you use or contact Robin Merttens on LinkedIn. You can also contact Chris Eberly on LinkedIn to start a conversation! Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning. Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Measure the significance of operational efficiency (“risk ops”) in improving underwriting performance and decision speed. Specify the ways AI is being applied pragmatically in insurance operations, beyond the hype. Explain why CIOs face increasing pressure to balance legacy systems with rapid technology adoption. If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 370 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

    5 Minutes Podcast com Ricardo Vargas
    O Que Fazer Quando Tudo no Projeto Dá Certo e Ninguém Percebe

    5 Minutes Podcast com Ricardo Vargas

    Play Episode Listen Later Aug 31, 2025 2:31


    Neste episódio, Ricardo discute o conceito de “sucesso silencioso” em projetos. Muitas vezes, gestores destacam histórias dramáticas: prazos impossíveis cumpridos, equipes pequenas que superam limites ou clientes difíceis. Essas narrativas chamam atenção, mas o verdadeiro sucesso pode ser mais discreto: riscos bem gerenciados, entregas no prazo, equipe motivada e stakeholders alinhados. Sem crises memoráveis, esse trabalho é frequentemente visto como sorte ou projeto fácil, quando na verdade resulta de planejamento cuidadoso, comunicação constante e decisões estratégicas antecipadas. Ricardo alerta que é preciso rever métricas e valorizar esses gestores, pois são eles que realmente entregam os resultados esperados, sem depender do espetáculo da crise. Escute o podcast para saber mais.

    PFAS Pulse Podcast
    What are PFAS? Part 1: Tom Simmons

    PFAS Pulse Podcast

    Play Episode Listen Later Aug 31, 2025 13:20


    In this series, HRP's Brooke Casella is asking, what is PFAS? HRP's PFAS experts will each share their perspective on the question, answering not only, what is PFAS, but what does PFAS mean in the specific context and discipline where they operate.On the first episode, Tom Simmons, head of content for HRP Associates, and host of this podcast, share's his perspective. Listen to learn more and subscribe to The Pulse for all the details.

    77 WABC MiniCasts
    Dr. Peter Michalos - New Methods Can Tell You If You Are At Risk for Heart Disease and Alzheimer's | 08-31-25

    77 WABC MiniCasts

    Play Episode Listen Later Aug 31, 2025 9:15


    Learn more about your ad choices. Visit megaphone.fm/adchoices

    Verdict with Ted Cruz
    Trump DEI Spending Win, Cracker Barrel Pulls the Plug on Rebrand & Panama Canal at Risk by Far Reaching China Week In Review

    Verdict with Ted Cruz

    Play Episode Listen Later Aug 30, 2025 28:59 Transcription Available


    Supreme Court Ruling on DEI Grants The Supreme Court ruled 5–4 in favor of the Trump administration, allowing it to terminate $783 million in NIH diversity, equity, and inclusion (DEI) related grants. The decision centered on jurisdiction — the Court found that lawsuits over federal contracts must be filed in the Court of Federal Claims, not in district court. Justice Amy Coney Barrett cast the swing vote: siding with conservatives to block the payouts but with liberals on preventing reinstatement of the DEI guidance policy. Conservatives framed this as a victory against what they see as “ideological” grants, while critics warned of reduced research support. Corporate “Woke” Backlash — Cracker Barrel Example Discussion shifted to Cracker Barrel’s rebranding effort that downplayed its nostalgic Americana imagery. The company faced backlash, similar to Bud Light and Target controversies, leading to stock declines. After pressure from customers, investors, and even Donald Trump’s public comments, Cracker Barrel reversed course and reinstated its traditional branding. This was framed as an example of market-driven resistance to corporate progressivism. Senator’s Latin America Trip (El Salvador & Panama) The speaker described travels to El Salvador, highlighting improved safety under President Nayib Bukele. This led to “reverse migration,” with Salvadorans abroad expressing interest in returning. In Panama, focus was on the Panama Canal’s strategic importance and concerns about Chinese control over ports, infrastructure projects, and canal-adjacent facilities. The senator warned that in the event of a U.S.–China conflict, Chinese influence in Panama could threaten U.S. economic and military logistics. He urged Panamanian officials to push out Chinese companies and secure the canal with U.S.-aligned interests. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

    Kings of Con: The Podcast
    Risk & Likely, LLP

    Kings of Con: The Podcast

    Play Episode Listen Later Aug 30, 2025 62:56


    You wanna talk tall people, road rage and book recommendations? Well, you've come to the right episode. 

    The Retirement and IRA Show
    Social Security, Risk Philosophy, Fraternal Benefit Societies, Roth Conversions: Q&A #2535

    The Retirement and IRA Show

    Play Episode Listen Later Aug 30, 2025 87:51


    Jim and Chris discuss listener questions on Social Security timing rules, retroactive benefits for an ex-spouse, investment strategy philosophy, fraternal benefit societies, and Roth conversions.(6:30) The guys address a listener's question about whether applying for Social Security at 70 requires enrolling in Part B or if retroactive filing is an option without losing payments.(16:00) A […] The post Social Security, Risk Philosophy, Fraternal Benefit Societies, Roth Conversions: Q&A #2535 appeared first on The Retirement and IRA Show.

    Mission Matters Innovation
    Jessica Parker on AI, Cybersecurity, and Protecting Businesses from Risk

    Mission Matters Innovation

    Play Episode Listen Later Aug 30, 2025 14:55


    In this Mission Matters episode, ⁠Adam Torres⁠ interviews ⁠Jessica Parker⁠, President of Wise Bites LLC. Jessica explains how her passion for learning and research led her to focus on AI and cybersecurity. She reveals why 9 out of 10 U.S. organizations face cyberattack risks, and offers practical steps business leaders can take to secure their systems. Her mission is to translate complex ideas into actionable insights that help protect businesses and empower smarter use of AI. Follow Adam on Instagram at ⁠https://www.instagram.com/askadamtorres/⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠https://missionmatters.lpages.co/podcastguest/⁠ Visit our website: ⁠https://missionmatters.com/⁠ More FREE content from Mission Matters here: ⁠https://linktr.ee/missionmattersmedia⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

    On The Tape
    No Bounce, No Bueno: Hidden Cracks in Bitcoin & the “Risk On” Facade

    On The Tape

    Play Episode Listen Later Aug 29, 2025 37:32


    Dan Nathan and Guy Adami of the RiskReversal Podcast discuss various market metrics, including the S&P 500 trading at an all-time high, the VIX, the US Dollar Index, and US Treasury yields. Nvidia's earnings report is a focal point, with expected high but moderating growth rates. They also analyze stocks like Microsoft, Taiwan Semiconductor, Palantir, Salesforce, Adobe, and Broadcom, considering their earnings and market expectations. There's a discussion on the pressure being exerted on the Federal Reserve to lower interest rates, with concerns about the institution's independence. They also touch on market comparisons to historical metrics, the importance of gold, and commentary on Bitcoin's trajectory. —FOLLOW USYouTube: @RiskReversalMediaInstagram: @riskreversalmediaTwitter: @RiskReversalLinkedIn: RiskReversal Media

    Diabetes Connections with Stacey Simms Type 1 Diabetes
    In the News.. CRISPR transplant for type 1, T1D risk if dad has type 2, Metformin and the brain, oral GLP-1, and more!

    Diabetes Connections with Stacey Simms Type 1 Diabetes

    Play Episode Listen Later Aug 29, 2025 8:25


    It's In the News.. a look at the top headlines and stories in the diabetes community. This week's top stories: CRISPR modified cell transplant for type 1, risk of T1D if parent has a different type of diabetes, Metformin and the brain, oral GLP-1, and more! Find out more about Moms' Night Out  Please visit our Sponsors & Partners - they help make the show possible! Learn more about Gvoke Glucagon Gvoke HypoPen® (glucagon injection): Glucagon Injection For Very Low Blood Sugar (gvokeglucagon.com) Omnipod - Simplify Life Learn about Dexcom   Check out VIVI Cap to protect your insulin from extreme temperatures The best way to keep up with Stacey and the show is by signing up for our weekly newsletter: Sign up for our newsletter here Here's where to find us: Facebook (Group) Facebook (Page) Instagram Twitter Check out Stacey's books! Learn more about everything at our home page www.diabetes-connections.com  Reach out with questions or comments: info@diabetes-connections.com Episode transcription with links: Hello and welcome to Diabetes Connections In the News! I'm Stacey Simms and every other Friday I bring you a short episode with the top diabetes stories and headlines happening now. XX A 42-year-old man who has lived most of his life with type 1 diabetes has become the first human to receive a transplant of genetically modified insulin-producing cells. This marks the first pancreatic cell transplant in a human to sidestep the need for immunosuppressant drugs. “This is the most exciting moment of my scientific career,” says cell biologist Per-Ola Carlsson of Uppsala University in Sweden, who helped develop the procedure. The new treatment, he says, “opens the future possibility of treating not only diabetes but other autoimmune diseases.” This procedure uses the gene editing technique, CRISPR, to discourage the auto immune attack on the donor cells. Before the transplant, the participant had no measurable naturally produced insulin and was receiving daily doses of the hormone. But within four to 12 weeks following the transplant, his levels rose slightly on their own after meals—showing that the new beta cells were releasing some insulin in response to glucose. even though the new study is promising, it involved just one participant and is therefore preliminary. And longer-term monitoring is needed to confirm the therapy's safety before it can be offered to more people. She also notes that the injected cells produced only 7 percent of the insulin needed for a person to be fully independent of additional medication. The researchers supplied the recipient with insulin doses to maintain healthy blood sugar levels. While Herold thinks it's still too early to consider this approach for a cure, “these options are now here to change the disease in ways that have never been possible before,” he says. “There's tremendous hope.” https://www.scientificamerican.com/article/type-1-diabetes-patients-insulin-production-restored-with-new-cell/ XX   This one is interesting… a recent study shows that children of mothers with gestational diabetes or fathers with type 2 diabetes have higher chances of developing type 1 diabetes than kids whose parents do not have any type of diabetes. Specifically, the study found that children whose mothers had gestational diabetes during pregnancy were 94% more likely to develop type 1 diabetes compared to children of mothers without diabetes. Similarly, having a father with type 2 diabetes was linked to a 77% higher risk. The study also suggests a possible link between maternal type 2 diabetes and type 1 diabetes in children, although more data are needed to confirm whether the risk is real.   "What is interesting is that type 1 diabetes is a disease of lack of the hormone insulin while gestational diabetes and type 2 diabetes stem mostly from the body's resistance to the hormone. What may be happening is that genes, environments and behaviors that create insulin resistance may also, in some cases, trigger the immune reactions that lead to type 1 diabetes," adds Dr. Dasgupta. A 2019 meta-analysis by researchers at Soochow University in China found that gestational diabetes was linked to a 66% higher risk of type 1 diabetes in children. This new study, which includes more than twice as many studies, offers a robust synthesis of current evidence and shows the risk is even greater than previously estimated. It is also the first meta-analysis to examine the link between paternal type 2 diabetes and type 1 diabetes in offspring. "Several mechanisms may be at play. Families often share lifestyle and eating habits, which can raise the likelihood that children will be affected. But beyond that, high blood sugar levels may also cause biological changes in parents that could increase their children's risk of developing type 1 diabetes," explains Laura Rendon, co-first author of the study, who completed an MSc in experimental medicine at The Institute and, as someone living with type 1 diabetes herself, finds deep personal meaning in conducting this research. For instance, the authors suggest that high blood sugar during pregnancy may stress the fetus's insulin-producing beta cells, reducing their number at birth or making them more vulnerable to damage later in life. It may also trigger epigenetic changes—modifications to proteins and molecules attached to DNA—that increase the risk. Likewise, high blood sugar in fathers with type 2 diabetes may cause epigenetic changes in their sperm, potentially influencing their child's risk of developing type 1 diabetes. https://medicalxpress.com/news/2025-08-diabetes-children-linked-parents.html XX Can a CGM help you lose weight? The company Signos is banking on it – the just got FDA approval for their system, which uses the over the counter Dexcom Stelo. The claim here is that the system will help track how food choices, activity, stress and sleep can all affect metabolism. Signos also works in partnership with the digital nutrition counseling startup Nourish. It currently offers a quarterly subscription plan, including six CGM sensors, for $139 per month. And they tell you don't take any medical actions based on the app's output without consulting a physician. https://www.fiercebiotech.com/medtech/fda-clears-signos-over-counter-cgm-powered-weight-loss-app XX Good news for T1D1, a free mobile app that helps people calculate insulin doses, track daily data, and share insights with healthcare providers. After being pulled off the market with similar apps a few years ago, it's now back and FDA approved. Drew Mendelow created the app after his diagnosis at age 13. He came on the show last year and I'll link his story up in the show notes. Diabetes Center Berne provided the initial funding to support the T1D1 efforts to redesign the app per FDA standards.  Comerge AG , the registered manufacturer, enlisted a team of software engineers, regulatory experts, and design professionals to ensure T1D1 was FDA-ready. Dexcom graciously conducted the Human Factors study to ensure safety and accuracy.  ​ ​T1D1 is now FDA-cleared as a Class II medical device and is the first over-the-counter insulin calculator cleared for individuals aged 2 and older. T1D1 is expected to be live in the AppStore and Google Play Store by October 2025. https://diabetes-connections.com/the-fda-took-down-this-teens-free-bolus-calculator-he-needs-your-help-to-bring-it-back/ XX Metformin has been the standard treatment for type 2 diabetes for more than six decades, yet scientists still do not fully understand how it works. A team from Baylor College of Medicine, working with international collaborators, has now identified an unexpected factor in its effectiveness: the brain. Their findings reveal a brain pathway involved in metformin's glucose-lowering action, pointing to new strategies for treating diabetes with greater precision. The study was published in Science Advances. The researchers concentrated on a small protein called Rap1, located in a region of the brain known as the ventromedial hypothalamus (VMH). They discovered that metformin's ability to lower blood sugar at clinically relevant doses depends on suppressing Rap1 activity in this brain area.   “This discovery changes how we think about metformin,” Fukuda said. “It's not just working in the liver or the gut, it's also acting in the brain. We found that while the liver and intestines need high concentrations of the drug to respond, the brain reacts to much lower levels.”     https://scitechdaily.com/after-60-years-scientists-uncover-hidden-brain-pathway-behind-diabetes-drug-metformin/   XX Looks like GLP-1 pills are moving ahead. Lilly says it's version helped overweight adults with type 2 lose 10% of their body weights and lower A1C. Just two weeks ago, we were talking about how the same drug in people without diabetes had less than the stellar expected results. Orforglipron is a small-molecule pill that is easier to manufacture and package than wildly popular injectable drugs for obesity, such as Lilly's Zepbound and Novo Nordisk's NOVOb.CO rival treatment Wegovy, which are peptide mimics of the appetite-controlling GLP-1 hormone. In the 72-week study of more than 1,600 overweight or obese adults with type 2 diabetes, those who received the 36-milligram highest dose of orforglipron on average shed 10.5% of their weight, or about 23 pounds (10.43 kg), versus 2.2% for those who received a placebo, achieving the main goal of the trial. Patients on the lowest 6 mg dose of the Lilly drug lost 5.5% of their weight. https://www.usatoday.com/story/news/health/2025/08/26/lilly-glp-1-pill-weight-loss/85830686007/ XX     An intervention that combined a low-calorie Mediterranean diet and exercise led to less diabetes incidence in older adults. Men had a greater diabetes risk reduction with the intervention than women. The study was based in Spain, and the diet may not be as easy to adhere to in the U.S. Among nearly 5,000 adults with metabolic syndrome and overweight or obesity in the PREDIMED-Plus trial, those who followed this intervention had a 31% lower risk for type 2 diabetes over 6 years relative to those who received only ad libitum Mediterranean diet advice (aHR 0.69, 95% CI 0.59-0.82). the Mediterranean diet focuses on high intake of plant-based foods, moderate consumption of fish, poultry, and dairy with optional red wine, and low intake of red meats, sweets, and sugar-sweetened beverages. Common foods featured in the diet include extra-virgin olive oil, fruits, vegetables, legumes, nuts, and whole grains. However, Sharon Herring, MD, MPH, and Gina Tripicchio, PhD, MSEd, both of Temple University in Philadelphia, pointed out that this study was conducted solely in Spain, and sticking to this type of diet may be more challenging in countries like the U.S.   "Participants in the study received extra-virgin olive oil to support adherence and retention; in the United States, prices of extra-virgin olive oil have nearly doubled since 2021 due to a combination of factors including climate change, rising production costs, supply chain disruptions, and now tariffs," they noted in an accompanying editorial. "[T]he large number of dietitian contacts during the study may prove difficult to scale broadly in the United States given challenges with health care access and reimbursement for prevention services."         https://www.medpagetoday.com/primarycare/diabetes/117151 XX A group of Canadian researchers has identified an unexpected way to lower blood sugar and protect the liver: by capturing a little-known fuel produced by gut bacteria before it enters the body and causes harm. The findings, published in Cell Metabolism, could open the door to new therapies to treat metabolic diseases like type 2 diabetes and fatty liver disease. Scientists from McMaster University, Université Laval, and the University of Ottawa discovered that a molecule generated by gut microbes can cross into the bloodstream, where it drives the liver to overproduce glucose and fat. By designing a method to trap this molecule in the gut before it reaches circulation, they achieved striking improvements in blood sugar regulation and fatty liver disease in obese mice. https://scitechdaily.com/scientists-discover-a-surprising-new-way-to-fight-diabetes/ XX Dexcom, which specializes in technology for glucose biosensing, will lay off 350 workers, with nearly 200 of them in San Diego, according to the San Diego Union Tribune. The bulk of the local jobs being lost are focused on Dexcom operations and manufacturing. The Dexcom development follows cutbacks to Verily, a life sciences company that is a subsidiary of Alphabet, Google's corporate parent. Verily's work included a project with Dexcom on wearable glucose sensors. CEO Stephen Gillett, in a memo obtained by the publication, said there will be “workforce reductions across Verily.” A representative for Verily confirmed to Business Insider that “we have made the difficult decision to discontinue manufacturing medical devices and will no longer be supporting them going forward.” https://timesofsandiego.com/business/2025/08/27/report-life-sciences-firm-dexcom-lay-off-200-san-diego-workers/ XX Front office changes at Insulet. Eric Benjamin, former chief product and customer experience officer, will take the role of chief operating officer, effective immediately. Manoj Raghunandanan Mu-NOHJ Rug-a-nun-da-nun to the position of chief growth officer, leading Insulet's new growth organization. The appointments are some of CEO Ashley McEvoy's first changes since she was hired in April. The appointments come after McEvoy outlined four priorities for Insulet on an August earnings call:   enhancing the company's commercial capabilities, building Insulet's brand and direct-to-consumer capabilities, driving growth outside of the U.S. and accelerating the pace of innovation. https://www.medtechdive.com/news/insulet-eric-benjamin-manoj-raghunandanan-appointments/758668/ XX   XX Want to highlight The Children's Diabetes Foundation in Colorado – they held a medal ceremony for patients of the Barbara Davis Center who've lived with Type 1 diabetes for 50 years or more. There were 87 medal recipients in the ceremony including Dana Davis, Executive Director of the Children's Diabetes Foundation and the daughter of the founders of the Barbara Davis Center. Davis shared: "When you got Type1 diabetes in the 70s, they thought you shouldn't have children. They thought you weren't going to live past 30 or 40. It was definitely very different," Davis said.   https://www.cbsnews.com/colorado/news/barbara-davis-center-celebrates-colorado-type-1-diabetes-patients-milestone/

    247 Real Talk
    "Embracing the Unexpected: Taking the Risk to Uncover Life's True Miracle | 247 Real Talk"

    247 Real Talk

    Play Episode Listen Later Aug 29, 2025 27:42


    What if the greatest breakthroughs happen when we stop controlling every step and let the unexpected lead the way? In this thought-provoking episode of 247 Real Talk, I dive into the courage it takes to take risks on a journey toward fully understanding the miracle of life.Join me as we explore:Why embracing uncertainty unlocks deeper wisdom and transformationHow risking the familiar opens doors to miracles beyond imaginationReal-life stories of surrender, surprise, and profound growthPractical reflections on trusting the process, even when the path is unclearIf you're ready to shift your perspective and welcome life's surprises as gifts, this episode will inspire and challenge you to live boldly in faith and curiosity.Hit play, share your moments of unexpected miracles, and subscribe for more life-changing conversations with 247 Real Talk!

    WEALTHTRACK
    Jamie Hopkins Reveals a Major Overlooked Risk in Financial Planning

    WEALTHTRACK

    Play Episode Listen Later Aug 29, 2025 25:47


    Financial planning thought leader Jamie Hopkins discusses why digital asset management is one of the biggest overlooked risks in retirement and estate preparation, and the steps we can take to fix it.

    Primary Care Update
    Episode 188: digital therapy, DKA with SGLT2s, esketamine for resistant depression, and what is a normal TSH

    Primary Care Update

    Play Episode Listen Later Aug 29, 2025 32:58


    Join Kate, Mark, Gary and Henry as they discuss 4 great new POEMs (studies with the potential to change practice): a digital mental health intervention, the risk of DKA in patients using SGLT2 inhibitors, esketamine's effects on suicidal ideation and unresponsive depression, and whether “one-size-fits-all” thyroid reference ranges misleading.Links:Essential Evidence Plus: www.essentialevidenceplus.comDigital mental health app for depression: https://pubmed.ncbi.nlm.nih.gov/40227715/RIsk of DKA with SGLT2s: pubmed.ncbi.nlm.nih.gov/40070044/Esketamine and resistant depression or suicidality: pubmed.ncbi.nlm.nih.gov/39790081/ What is a normal TSH: https://pubmed.ncbi.nlm.nih.gov/40324200/ Joseph O'Connor and the Escape Line Trilogy (2 great novels): https://www.amazon.com/The-Rome-Escape-Line-Trilogy-2-book-series/dp/B0BSNX3C89 

    On The Continent - A European Football Podcast
    Ask OTC: Lammens' Manchester risk, Scottish embarrassment, and De Zerbi's gift of the gab

    On The Continent - A European Football Podcast

    Play Episode Listen Later Aug 29, 2025 35:00


    Another day, another goalkeeper that Manchester United want to sign. After David De Gea, it was André Onana, then Altay Bayındır but not for long it seems. Senne Lammens could be on his way to Old Trafford - will he destroy the poison chalice or fall victim to the curse of his predecessors?Dotun, Andy and JJ discuss that - plus - how have both major Scottish teams failed so miserably in Europe before even qualifying? Could we see a more competitive Eredivisie this season? And how did Robert De Zerbi rally Marseille against Paris FC following their dressing room dust-up?**Get 15% off annual subscriptions to our Patreon until the end of August! Don't delay!**Sign up for ad-free episodes of On The Continent, the Football Ramble and Upfront, plus access to our Discord throughout the season and the 2026 World Cup for just $51 a year or $5 a month: https://www.patreon.com/footballramble.Ask us a question on Twitter, Instagram and TikTok, and email us here: otc@footballramble.com.Please fill out Stak's listener survey! It'll help us learn more about the content you love so we can bring you even more - you'll also be entered into a competition to win one of five PlayStation 5's! Click here: https://bit.ly/staksurvey2025***Please take the time to rate us on your podcast app. It means a great deal to the show and will make it easier for other potential listeners to find us. Thanks!*** Hosted on Acast. See acast.com/privacy for more information.

    Manchester Football Social
    Have some Arsenal fans lost faith in Arteta and is Nuno Espirito Santo's Forest future at risk?

    Manchester Football Social

    Play Episode Listen Later Aug 29, 2025 33:08


    This episode is brought to you in partnership with Sky Bet, as we tackle the big top flight talking points through the lens of data from the Sky Bet Fan View survey. Before the start of the season, fans were asked some big questions, but how many think Mikel Arteta is the man to deliver Arsenal a Premier League title? Who sees Nottingham Forest boss Santo as the first to go? Are Manchester United supporters happy with INEOS? Hear what the fans think on the latest episode of Football Social Daily, brought to you by Sky Bet. Not for everyone. For the fans. Sky Bet. 18+. BeGambleAware.org. Keep up to date with us on our socials here:Twitter: https://twitter.com/FSDPodTikTok: https://www.tiktok.com/@footballsocialdailyTelegram Group: https://t.me/FootballSocial Learn more about your ad choices. Visit podcastchoices.com/adchoices

    TD Ameritrade Network
    Zipparro: The Risk is to the Downside in September

    TD Ameritrade Network

    Play Episode Listen Later Aug 29, 2025 8:42


    Tony Zipparro is anticipating some market weakness in September. He says "the risk is to the downside in September" adding that mean reversion and rotation are likely to take hold. Looking to the August jobs report, he's watching for the revision numbers and what that indicates about the overall health of the labor market. In terms of long-term plays, Tony lists Berkshire Hathaway (BRK/B), Merck (MRK) and Biogen (BIIB) alongside Dow Transports like UPS (UPS) and Old Dominion (ODFL) as possible ways to play any market environment ahead.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

    Contractor Success Map with Randal DeHart | Contractor Bookkeeping And Accounting Services
    643: Is It Time To Hire A Bookkeeper Or Keep Doing It Yourself

    Contractor Success Map with Randal DeHart | Contractor Bookkeeping And Accounting Services

    Play Episode Listen Later Aug 29, 2025 13:41


    This Podcast Is Episode 643, And It's About Is It Time To Hire A Bookkeeper Or Keep Doing It Yourself A Real-World Guide for Small Construction Business Owners If you run a small construction business, you've probably worn every hat—from estimator and foreman to project manager and, yes, bookkeeper. Initially, doing the books yourself may have seemed manageable. But now, as you grow, you might be asking: "Do I need a bookkeeper, or can I keep doing this myself?" It's a valid question—and the answer depends on where your business is, where it's going, and how you manage your time and money. As construction bookkeeping specialists, we've worked with both first-time business owners and seasoned contractors. We've seen the difference it makes when you stop guessing at your finances and start getting reliable, real-time information from a professional. This post will break down the pros and cons of DIY versus hiring a bookkeeper, helping you determine which option is right for your business at this time. DIY Bookkeeping: The Pros Let's start with what's great about doing it yourself, because yes, it can make sense for some businesses in the early stages. 1. It's Low Cost (on the Surface) When money is tight, it's tempting to save every dollar. Doing the books yourself means you don't have to pay a monthly fee or hourly rate. 2. You Learn the Basics By managing your books, you get hands-on experience: How income and expenses are tracked What reports matter How invoices, payments, and taxes work That knowledge helps you communicate more effectively with professionals in the future. 3. You Stay Closely Involved No one knows your business like you do. DIY bookkeeping keeps you aware of every transaction, which can be helpful when you're building habits and financial awareness. DIY Bookkeeping: The Cons While DIY works in the beginning, it often becomes a liability as your business grows. 1. It's Time-Consuming Your evenings and weekends should be spent resting or planning, not catching up on receipts, reconciling bank accounts, or fixing errors from two months ago. Time spent doing books is time not spent building, selling, or strategizing. 2. Mistakes Are Easy to Make Without training, it's easy to: Misclassify expenses Forgot to reconcile accounts Lose track of job costs Miss important deadlines (like sales tax or quarterly estimates) These errors can result in IRS penalties, underpricing, or inaccurate reporting, which can harm your business. 3. Poor Financial Visibility Most DIY systems don't provide accurate job costing, cash flow forecasting, or profit tracking. If you don't know: How much are you really making per job When you can afford to hire or buy equipment Whether your prices cover your overhead …then you're not making informed decisions—you're guessing. 4. It Adds to Your Stress Let's be real: most contractors don't enjoy bookkeeping. It's one more task in an already overloaded day. That constant "I still need to do my books" feeling adds unnecessary pressure. When to Consider Hiring a Bookkeeper Hiring a bookkeeper isn't just about outsourcing busywork—it's about buying clarity, control, and peace of mind. Here's how to know it might be time. 1. You're Consistently Behind If you're weeks or months behind on categorizing expenses, reconciling bank accounts, or sending invoices, it's time for support. A good bookkeeper will not only clean up your books but also keep them up to date moving forward. 2. You're Making More Than $100K in Revenue Once your business is generating six figures or more, your financial picture becomes more complex: Job costing becomes essential Overhead needs to be tracked properly Taxes become more critical (and riskier to ignore) That's where a bookkeeper helps you protect what you're building. 3. You Want to Grow (Or Work Less) Whether your goal is to scale, take on larger jobs, or finally reclaim some weekends, hiring a bookkeeper frees up your time and mental space to make that happen. 4. You're Not Sure What Your Numbers Mean If you've ever looked at a Profit & Loss report and thought, "What am I supposed to do with this?"—that's your cue. A good bookkeeper doesn't just send you reports—they help you understand them and use them to improve your business. DIY vs. Hiring a Construction Bookkeeper: Side-by-Side Comparison Feature DIY Bookkeeping Hiring/Outsourcing 1. Cost Low upfront Monthly fee (varies) 2. Time required High Low (with some client input) 3. Accuracy Varies (risk of errors) High (with checks and clean records) 4. Stress level Often high Much lower 5. Job Costing & Profitability Often missing or incomplete Built-in and consistent 6. Tax readiness Risk of scrambling at year-end Clean books, ready for CPA 7. Scalability Harder to grow confidently Easier to plan and expand Common Concerns About Hiring a Bookkeeper (And the Truth) "Can I afford it?" Hiring a bookkeeper isn't an expense—it's an investment. Most of our clients save money long-term because: Their invoices go out on time They stop underpricing jobs They avoid late fees and missed tax deductions "What if I'm too disorganized?" That's precisely why you need a bookkeeper. A good one will help you build systems that work for you, not shame you for being behind. "Will they understand construction?" Not all bookkeepers do—but we do. We specialize in construction businesses and know how to track labor, materials, subcontractors, job profitability, and project phases accurately. How a Bookkeeper Helps You Grow Once your books are in order, you can: See which jobs are most profitable Adjust your pricing based on real data Budget for slow seasons Plan for hiring or equipment purchases Sleep better knowing your business is financially healthy You stop reacting and start leading. Final Thoughts: Don't Wait Until It's a Mess Suppose you're spending hours each month on books, avoiding financial check-ins, or unsure whether your job is making money. In that case, it's probably time to stop doing it yourself and outsource it to us. Hiring a bookkeeper is like hiring a subcontractor—you could do the work yourself. Still, someone with more experience and tools will do it faster, cleaner, and with fewer mistakes. You build homes. We'll help you build a business that lasts. Ready to Explore Bookkeeping Support? If you're ready to free up your time, reduce financial stress, and finally understand what your numbers are telling you, let's talk. We can go over: Where your books stand now What kind of support makes sense for your business How to set up a system that works (without drowning in spreadsheets) Your time is too valuable to spend chasing receipts and guessing at job costs. Let's fix that. About The Author: Norhalma Verzosa is a Certified Construction Marketing Professional and serves as the Web Administrator of Fast Easy Accounting, located in Lynnwood, WA. She holds a Bachelor's Degree in Psychology and is a Certified Internet Web Professional, with certifications in Site Development Associate, Google AdWords Search Advertising, and HubSpot Academy. She manages the entire web presence of Fast Easy Accounting using a variety of SaaS tools, including HubSpot, Teachable, Shopify, and WordPress.

    RISK!
    Hurt

    RISK!

    Play Episode Listen Later Aug 28, 2025 42:53


    A Classic RISK! episode from our early years that first ran in July of 2013, when Trevor Noah and Robin Gelfenbien shared about scars they've healed from.

    The Diary Of A CEO by Steven Bartlett
    Former CIA Spies: "The CIA Tried To Ban This Story!" We're Leaving The US by 2030!

    The Diary Of A CEO by Steven Bartlett

    Play Episode Listen Later Aug 28, 2025 155:14


    Ex-CIA spies Andrew and Jihi Bustamante expose the TOP SECRET mission the CIA don't want you to hear on uncovering a traitor, and the spy hacks that could change your life.  Andrew Bustamante is a former CIA officer who spent 7 years in covert operations. He co-founded 'EverydaySpy', an online platform where he teaches practical spy skills for everyday life, with his wife Jihi: a former CIA targeting officer. Together, they co-authored the upcoming memoir, ‘Shadow Cell: An Insider Account of America's New Spy War'.  They explain: ⬛ How the CIA tried to bury this story for 3 years  ⬛ Why Andrew and Jihi are leaving the US by 2030 ⬛ How the CIA creates fake businesses to spy on you ⬛ The secret CIA hack for fear and anxiety  ⬛ Why the Epstein case was the perfect cover up 00:00 Intro 03:16 The CIA Has Declassified My Undercover Story 05:21 Why Didn't the CIA Want Your Story Public? 06:39 What the Book Reveals About the CIA 06:59 How I Became a CIA Spy 08:00 Does the CIA Allow Relationships Between Spies? 10:31 Your Job Was to Identify People to Capture or Kill 12:07 How Did They Work as a Tandem Couple? 13:49 Where Does the Story Begin? 15:54 The Mission to Find the Mole Who Infiltrated the CIA 24:17 We Were Risking Our Lives Taking This Job 32:02 Did You Have to Change Your Identity? 32:56 What Was Your Undercover Job? 36:21 CIA Involvement in Illegal Activities 37:28 Using Terrorist Tactics 41:45 What Was Your First Mission? 44:27 When Did You Feel Most at Risk? 46:04 How Did They Find Out You Were a CIA Spy? 1:00:33 Planning My Escape 1:10:31 The CIA and Military Black Budget 1:12:05 Was TikTok Started as a Spy Platform? 1:16:30 Privacy Is Not Real 1:20:24 The Jeffrey Epstein Case 1:31:51 CIA Techniques for Anxiety and Self-Doubt 1:37:51 CIA Training During Interrogations 1:45:09 Why Did You Leave the CIA? 1:50:06 How the Mole Got Caught 1:58:02 How My Worldview Changed After Joining the CIA 2:00:19 Why We Want to Leave the U.S. by 2026 2:04:36 How CIA Tactics Changed After 9/11 2:13:49 America Is Changing 2:18:11 Should We Be Scared of Where We're Headed? 2:23:22 Are We Heading Toward an Economic Collapse? Follow Andrew and Jihi: Find your Spy Superpower: https://yt.everydayspy.com/44p4fvq  Follow Andy on YouTube: https://youtube.com/@Andrew-Bustamante  Explore Spy School: https://everydayspy.com/  Support Andy's sponsor Axolt Brain: https://axoltbrain.com/andy  Listen to the podcast: https://youtube.com/@EverydaySpyPodcast  You can read Andrew and Jihi's CIA book ‘Shadow Cell', here: https://geni.us/ShadowCellBook  The Diary Of A CEO: ⬛ Join DOAC circle here - https://doaccircle.com/  ⬛ Buy The Diary Of A CEO book here - https://smarturl.it/DOACbook  ⬛ The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt  ⬛ The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb  ⬛ Get email updates - https://bit.ly/diary-of-a-ceo-yt  ⬛ Follow Steven - https://g2ul0.app.link/gnGqL4IsKKb  Sponsors: Stan Store - https://stevenbartlett.stan.store/ for your 30-day free trial Netflix - http://netflix.com/title/81725526  KetoneIQ - Visit https://ketone.com/STEVEN for 30% off your subscription order Learn more about your ad choices. Visit megaphone.fm/adchoices

    Morning Announcements
    Thursday, August 28th, 2025 - MN school shooting; Trump (still) eyeing Greenland; DOGE leaks data; RFK blocks vax; Noem sidelines FEMA staff

    Morning Announcements

    Play Episode Listen Later Aug 28, 2025 8:24


    Today's Headlines: On the first day back at Annunciation Catholic School, a 23-year-old former student killed two kids, injured 17 others, and then himself. He left behind a manifesto filled with antisemitic and racist rants, even scrawling “6 million wasn't enough” on his gun, the FBI is investigating it as domestic terrorism. Abroad, Denmark summoned the U.S. envoy after reports that Trump-linked operatives ran covert influence campaigns in Greenland, compiling lists of allies and critics while trying to undermine Denmark's image. In other news, Transportation Secretary Sean Duffy announced the Trump administration is taking control of D.C.'s Union Station from Amtrak, promising to restore its “beauty.” A whistleblower revealed that DOGE uploaded a massive Social Security database—including names, addresses, and birth dates of millions—onto an insecure cloud server, risking a “catastrophic” breach. In Iowa, Democrat Catelin Drey flipped a GOP-held state senate seat by 11 points, ending Republicans' supermajority. On public health, HHS Secretary RFK Jr restricted access to COVID vaccines by requiring doctor approval, as new CDC Director Susan Monarez abruptly resigned alongside other senior officials. And DHS Secretary Kristi Noem unlawfully placed over 180 FEMA staff on leave after they signed a letter criticizing cuts to disaster preparedness. Resources/Articles mentioned in this episode: CNN: Live Updates: Minneapolis shooting leaves at least 2 children killed and 17 people injured in Annunciation Catholic School Axios: Denmark summons U.S. envoy over Greenland influence campaign with Trump ties AP News: Trump extends control over Washington by taking management of Union Station away from Amtrak NYT: DOGE Put Critical Social Security Data at Risk, Whistle-Blower Says Des Moines Register: Democrat Catelin Drey wins Iowa Senate special election, breaking Republican supermajority Axios: RFK Jr. limits who is eligible for COVID shots Axios: CDC director Susan Monarez ousted as new COVID vaccine policy takes shape Axios: Multiple FEMA staff put on leave after letter criticizing Trump admin  Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

    Behind The Knife: The Surgery Podcast
    I've Got 99 Problems, and a G Tube is One

    Behind The Knife: The Surgery Podcast

    Play Episode Listen Later Aug 28, 2025 25:47


    In this episode of Behind the Knife, Dr. Patrick Georgoff sits down with Dr. Keri Seymour and Dr. Joey Lew to tackle the complex world of gastrostomy tubes. What may seem like a routine and straightforward procedure is anything but—full of nuanced patient considerations, timing dilemmas, technical challenges, and potential complications that can turn a “simple” consult into a 2 a.m. call you won't forget. From who truly needs a G tube and when to managing difficult post-op issues like dislodgement and buried bumper syndrome, this episode breaks down the practical, evidence-based approach every surgeon should know. Whether you're managing stroke patients, trauma cases, or navigating the tricky administrative obstacles around enteral access, this episode will equip you with the insights and strategies to confidently dominate your G tube consults. Hosts:  ·      Dr. Patrick Georgoff (Acute Care Surgeon, Duke University) ·      Dr. Keri Seymour (Minimally Invasive & Acute Care Surgeon, Duke Regional) ·      Dr. Joey Lew (Surgical Resident, BTK MIS Team) Learning Goals: By the end of this episode, listeners will be able to:  ·      Understand the nuanced indications for gastrostomy tube (G tube) placement. ·      Learn which patients truly benefit from G tubes, and when enteral access is not appropriate or indicated. ·      Appreciate the importance of goals of care discussions, assessment of comorbidities, and decision-makers—especially in neurocritical and elderly populations. ·      Know evidence-based timing for gastrostomy tube placement in stroke, TBI, and other complex scenarios. ·      Understand guideline recommendations and the clinical reasoning behind trial periods of nasogastric feeding versus early G tube placement. ·      Describe technical approaches to G tube placement and how to tailor the method to patient anatomy and clinical context. ·      Solidify knowledge of when to choose endoscopic, laparoscopic, open, or interventional radiology-guided placement. ·      Recognize, manage, and strive to prevent common and serious complications of G tubes, including early and late dislodgement, buried bumper syndrome, infection, bleeding, and gastrocutaneous fistula. ·      Discuss perioperative considerations, including anticoagulation, patient stability, and post-procedural care. ·      Understand why routine suturing of the G tube or bumper is not recommended, and how administrative and facility factors can drive clinical decisions. ·      Gain practical pearls and quick decision trees to dominate G tube consults and troubleshooting, day or night. References: ·      Braun R, Han K, Arata J, Gourab K, Hearn J, Gonzalez-Fernandez M. Establishing a clinical care pathway to expedite rehabilitation transitions for stroke patients with dysphagia and enteral feeding needs. Am J Phys Med Rehabil. 2024;103(5):390-394. doi:10.1097/PHM.0000000000002387 https://pubmed.ncbi.nlm.nih.gov/36867953/ ·      Burgermaster M, Slattery E, Islam N, Ippolito PR, Seres DS. Regional comparison of enteral nutrition-related admission policies in skilled nursing facilities. Nutr Clin Pract. 2016;31(3):342-348. doi:10.1177/0884533616629636 https://pubmed.ncbi.nlm.nih.gov/26993318/ ·      Chaudhry R, Kukreja N, Tse A, Pednekar G, Mouchli A, Young L, Didyuk O, Wegner RC, Grewal N, Williams GW. Trends and outcomes of early versus late percutaneous endoscopic gastrostomy placement in patients with traumatic brain injury: Nationwide population-based study. J Neurosurg Anesthesiol. 2018;30(3):251-257. doi:10.1097/ANA.0000000000000434 https://pubmed.ncbi.nlm.nih.gov/28459729/ ·      Cleverdon SA, Costantini TW, McGrew TM, Santorelli JE, Berndtson AE, Haines LN. Dysphagia in patients with traumatic brain injury, how often do they really need feeding access? Presented at: Academic Surgical Congress; February 2025; Washington, DC. Abstract 92.33. ·      Cmorej P, Mayuiers M, Sugawa C. Management of early PEG tube dislodgement: simultaneous endoscopic closure of gastric wall defect and PEG replacement. BMJ Case Rep. 2019;12(9):e230728. doi:10.1136/bcr-2019-230728 https://pubmed.ncbi.nlm.nih.gov/31488448/ ·      Galovic M, Stauber AJ, Leisi N, et al. Development and validation of a prognostic model of swallowing recovery and enteral tube feeding after ischemic stroke. JAMA Neurol. 2019;76(5):561-570. doi:10.1001/jamaneurol.2018.4858 https://pubmed.ncbi.nlm.nih.gov/30742198/ ·      Gallo RJ, Wang JE, Madill ES. Things we do for no reason™. J Hosp Med. 2024;19(8):728-730. doi:10.1002/jhm.13263 https://pubmed.ncbi.nlm.nih.gov/38180160/ ·      George BP, Hwang DY, Albert GP, Kelly AG, Holloway RG. Timing of percutaneous endoscopic gastrostomy for acute ischemic stroke. Stroke. 2017;48(2):420-427. doi:10.1161/STROKEAHA.116.015119 https://pubmed.ncbi.nlm.nih.gov/27965430/ ·      Goldberg LS, Altman KW. The role of gastrostomy tube placement in advanced dementia with dysphagia: a critical review. Clin Interv Aging. 2014;9:1733-1739. doi:10.2147/CIA.S53153 https://pubmed.ncbi.nlm.nih.gov/25342891/ ·      Hartford A, Li W, Qureshi D, et al. Use of feeding tubes among hospitalized older adults with dementia. JAMA Netw Open. 2025;8(2):e2460780. doi:10.1001/jamanetworkopen.2024.60780 https://pubmed.ncbi.nlm.nih.gov/39976967/ ·      Hochu G, Soule S, Lenart E, Howley IW, Filiberto D, Byerly S. Synchronous tracheostomy and gastrostomy placement results in shorter length of stay in traumatic brain injury patients. Am J Surg. 2024;227:153-156. doi:10.1016/j.amjsurg.2023.10.012 https://pubmed.ncbi.nlm.nih.gov/37852846/ ·      Kobzeva-Herzog AJ, Nofal MR, Bodde J, et al. Implementation of a quality improvement initiative reduced adult inpatient gastrostomy tube dislodgements. Am J Surg. 2025;(article 116522). doi:10.1016/j.amjsurg.2025.116522 https://pubmed.ncbi.nlm.nih.gov/40782502/ ·      Kurt Boeykens, Ivo Duysburgh. Prevention and management of major complications in percutaneous endoscopic gastrostomy. BMJ Open Gastroenterol. 2021;8:e000628. https://pubmed.ncbi.nlm.nih.gov/33947711/ ·      Murphy LM, Lipman TO. Percutaneous endoscopic gastrostomy does not prolong survival in patients with dementia. Arch Intern Med. 2003;163(11):1351-1353. doi:10.1001/archinte.163.11.1351 https://pubmed.ncbi.nlm.nih.gov/12796072/ ·      Papavramidis TS, Mantzoukis K, Michalopoulos N. Confronting gastrocutaneous fistulas. Ann Gastroenterol. 2011;24(1):16-19. https://pubmed.ncbi.nlm.nih.gov/24714282/ ·      Rajan A, Wangrattanapranee P, Kessler J, Kidambi TD, Tabibian JH. Gastrostomy tubes: fundamentals, periprocedural considerations, and best practices. World J Gastrointest Surg. 2022;14(4):286-303. doi:10.4240/wjgs.v14.i4.286 https://pubmed.ncbi.nlm.nih.gov/35664365/ ·      Reddy KM, Lee P, Gor PJ, Cheesman A, Al-Hammadi N, Westrich DJ, Taylor J. Timing of percutaneous endoscopic gastrostomy tube placement in post-stroke patients does not impact mortality, complications, or outcomes. World J Gastrointest Pharmacol Ther. 2022;13(5):77-87. doi:10.4292/wjgpt.v13.i5.77 https://pubmed.ncbi.nlm.nih.gov/36157266/ ·      Singh D, Laya AS, Vaidya OU, Ahmed SA, Bonham AJ, Clarkston WK. Risk of bleeding after percutaneous endoscopic gastrostomy (PEG). Dig Dis Sci. 2012;57(4):973-980. doi:10.1007/s10620-011-1965-7 https://pubmed.ncbi.nlm.nih.gov/22138961/ ·      Thosani N, Rashtak S, Kannadath BS, et al. Bleeding risk and mortality associated with uninterrupted antithrombotic therapy during percutaneous endoscopic gastrostomy tube placement. Am J Gastroenterol. 2021;116(9):1868-1875. doi:10.14309/ajg.0000000000001348 https://pubmed.ncbi.nlm.nih.gov/34158462/ ·      Ward EC, Green K, Morton AL. Patterns and predictors of swallowing resolution following adult traumatic brain injury. J Head Trauma Rehabil. 2007;22(3):184-191. doi:10.1097/01.HTR.0000271119.96780.f5 https://pubmed.ncbi.nlm.nih.gov/17510594/ ·      Wick B. Timing of PEG tube placement in stroke patients with dysphagia: a multi-center retrospective cohort analysis using the TriNetX database. Am J Gastroenterol. 2024;119(10 Suppl):S1146-S1147. doi:10.14309/01.ajg.0001035684.98119.d5 Please visit https://behindtheknife.org to access other high-yield surgical education podcasts, videos and more.   If you liked this episode, check out our recent episodes here: https://behindtheknife.org/listen BTK Fan Favorites:  General Surgery Oral Board Review Course: https://behindtheknife.org/premium/general-surgery-oral-board-review Trauma Surgery Video Atlas: https://behindtheknife.org/premium/trauma-surgery-video-atlas Dominate Surgery: A High-Yield Guide to Your Surgery Clerkship: https://behindtheknife.org/premium/dominate-surgery-a-high-yield-guide-to-your-surgery-clerkship Download our App: Apple App Store: https://apps.apple.com/us/app/behind-the-knife/id1672420049 Android/Google Play: https://play.google.com/store/apps/details?id=com.btk.app&hl=en_US

    Best Real Estate Investing Advice Ever
    JF 4011: Cannabis Real Estate Debt, Evergreen REIT Structure and Risk-First Diligence ft. Chris Reece

    Best Real Estate Investing Advice Ever

    Play Episode Listen Later Aug 28, 2025 51:31


    On this episode of the Passive Income Playbook, Pascal Wagner interviews Chris Reece about lending against cannabis-licensed real estate and why he underwrites properties to an alternative (non-cannabis) use to de-risk senior mortgages on stabilized assets. They dig into MJ REIT's evergreen, 506(c) structure—monthly subscriptions/redemptions, no lockup, a $25k minimum—and its goal of double-digit annualized distributions (11.27% net since inception) paid monthly. Chris contrasts construction lending vs. stabilized assets, explains how federal illegality (Schedule I/280E, SAFE Banking stalls) shapes the opportunity, and why today's “gray zone” may persist for several years even as state markets expand. The conversation closes with how LPs should diligence cannabis debt funds: team/IC depth, conservative LTVs, consistency through cycles, and alignment on risk. Chris Reeze Current role: Founder & CEO at MJ REIT Based in: Greater Philadelphia Are Say hi to them at: mj-reit.com, LinkedIn Visit investwithsunrise.com to learn more about investment opportunities.  Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com with code BESTEVER Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

    Long Reads Live
    Brazilification Risk and the Fight for Fed Independence

    Long Reads Live

    Play Episode Listen Later Aug 28, 2025 14:15


    Today's Breakdown digs into a dramatic week for markets and politics as President Trump fires Fed Governor Lisa Cook, raising alarms about central bank independence, and floats equity stakes in private companies starting with Intel. From fears of emerging-market style governance to debates over whether Fed credibility still matters, we explore the mounting concerns about America's economic order and what they could mean for investors heading into Labor Day weekend. Brought to you by: Grayscale offers more than 20 different crypto investment products. Explore the full suite at grayscale.com. Invest in your share of the future. Investing involves risk and possible loss of principal. To learn more, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Grayscale.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -- ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.grayscale.com//?utm_source=blockworks&utm_medium=paid-other&utm_campaign=brand&utm_id=&utm_term=&utm_content=audio-thebreakdown)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Enjoying this content? SUBSCRIBE to the Podcast: https://pod.link/1438693620 Watch on YouTube: https://www.youtube.com/@TheBreakdownBW Subscribe to the newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://blockworks.co/newsletter/thebreakdown⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join the discussion: https://discord.gg/VrKRrfKCz8 Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownBW

    Talking Real Money
    Looking Back

    Talking Real Money

    Play Episode Listen Later Aug 28, 2025 29:15


    This episode of Talking Real Money digs into recency bias—our human tendency to expect the future to look like the recent past—and how it's quietly reshaping retirement portfolios. Don and Tom examine rising stock allocations in 401(k)s and target-date funds, even among older investors, and why this performance-chasing is dangerous. They highlight the risks of target-date fund managers pandering to investors, the importance of rebalancing, and the need to stick to long-term allocation plans based on risk tolerance, not market trends. Listener questions cover immediate annuities, 529-to-Roth transfer rules, and whether paying an advisor's 1% fee is worth it compared with DIY investing. 0:04 Recency bias explained and why it drives poor investment decisions 1:05 Stock allocations hitting record levels in 401(k)s across all age groups 2:48 Risk of higher stock exposure for investors in their 60s 3:33 Target-date funds increasing equity exposure and chasing performance 5:00 Example of an investor going from 60/40 to 90% stocks 7:00 Post-2008 shifts: investors moved into bonds when they should've been buying stocks 7:26 Importance of rebalancing twice a year to avoid creeping U.S./large-cap overweight 9:00 Why boring diversification still works long-term 11:26 How to check your target-date fund allocation on Morningstar 12:41 Active vs. index target-date funds: Vanguard vs. T. Rowe/Nuveen 14:03 Listener Q: Fixed immediate annuity trade-offs (“wizards of odds”) 17:49 Why insurers win: payout math vs. life expectancy 18:59 Why Don & Tom dislike most annuities but tolerate immediate annuities in some cases 20:52 DIY alternative: 5% bond/CD ladder vs. annuity payout 21:25 What if you get 6%? Extending sustainable income to 23 years 21:37 Listener Q: Rules for rolling 529 funds into a Roth IRA 23:00 Key 529 limits: 15-year account age, 5-year holding period, $35k lifetime cap 23:14 Listener Q: DIY investing vs. hiring an advisor at 1% AUM 24:22 Why a good advisor's value is about more than returns—taxes, withdrawals, estate planning 25:42 Vanguard's Advisor Alpha and why behavior coaching adds value Learn more about your ad choices. Visit megaphone.fm/adchoices

    Facts Matter
    FDA Suspends Ixchiq Vaccine After 1.5 Years of Safety Data Showed Serious Risk

    Facts Matter

    Play Episode Listen Later Aug 27, 2025 8:17


    On Aug. 25, the FDA informed the public that the agency officially suspended its approval for Valneva's Ixchiq vaccine.Ixchiq is a vaccine for Chikungunya, a mosquito-borne disease. The vaccine was initially approved to be administered in the United States in November 2023, under the FDA's fast-tracked accelerated approval pathway.Let's go through what the data showed, as well as why the FDA decided this move to stop the vaccine was necessary.

    The NewsWorthy
    Critical Data at Risk?, Fake Shooter Alerts & Swift Says Yes - Wednesday, August 27, 2025

    The NewsWorthy

    Play Episode Listen Later Aug 27, 2025 13:46


    The news to know for Wednesday, August 27, 2025! What to know about what could be the biggest Social Security leak ever—all at the hands of the federal government. Also, the fake active-shooter warnings that have caused real panic at American universities this week. Plus: we're talking about a dramatic display of nature that played out over Arizona, how Cracker Barrel changed its logo again, and—could this be America's version of the royal wedding? We'll tell you about Taylor Swift's engagement.   Those stories and even more news to know in about 10 minutes!    Join us every Mon-Fri for more daily news roundups!  See sources: https://www.theNewsWorthy.com/shownotes Become an INSIDER to get AD-FREE episodes here: https://www.theNewsWorthy.com/insider Sign-up for our Friday EMAIL here: https://www.theNewsWorthy.com/email Get The NewsWorthy MERCH here: https://thenewsworthy.dashery.com/ Sponsors: Receive 50% off your first order of Hiya's best-selling children's vitamins at hiyahealth.com/NEWSWORTHY Ready to create your own website? Click this link https://bit.ly/3ThxBqb to start your free trial with Wix. To advertise on our podcast, please reach out to ad-sales@libsyn.com

    The CyberWire
    Whistle-blown and wide open.

    The CyberWire

    Play Episode Listen Later Aug 27, 2025 25:57


    A whistle-blower claims DOGE uploaded a sensitive Social Security database to a vulnerable cloud server. Allies push back against North Korean IT scams. ZipLine is a sophisticated phishing campaign targeting U.S.-based manufacturing. Researchers uncover a residential proxy network operating across at least 20 U.S. states. Flock Safety license plate readers face increased scrutiny. A new report chronicles DDoS through the first half of the year. LLM guard rails fail to defend against run-on sentences. A South American APT targets the Colombian government. Our guest is Harry Thomas, Founder and CTO at Frenos, on the benefits of curated and vetted AI training data. One man's fight against phantom jobs posts. Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest Our guest today is Harry Thomas, Founder and CTO at Frenos, talking about the benefits of curated and vetted AI training data.  Learn more about the Frenos and N2K Networks partnership to utilize industry validated intelligence to build the first AI native OT security posture management platform. Selected Reading DOGE Put Critical Social Security Data at Risk, Whistle-Blower Says (The New York Times) Governments, tech companies meet in Tokyo to share tips on fighting North Korea IT worker scheme (The Record) ZipLine Campaign: A Sophisticated Phishing Attack Targeting US Companies (Check Point Research) Phishing Campaign Targeting Companies via UpCrypter (FortiGuard Labs) Belarus-Linked DSLRoot Proxy Network Deploys Hardware in U.S. Residences, Including Military Homes (Infrawatch) CBP Had Access to More than 80,000 Flock AI Cameras Nationwide (404 Media) Evanston shuts down license plate cameras, terminates contract with Flock Safety (Evanston Round Table) Global DDoS attacks exceed 8M amid geopolitical tensions (Telecoms Tech News) One long sentence is all it takes to make LLMs misbehave (The Register) TAG-144's Persistent Grip on South American Organizations (Recorded Future) This tech worker was frustrated with ghost job ads. Now he's working to pass a national law banning them (CNBC) Audience Survey Complete our annual audience survey before August 31. Want to hear your company in the show? You too can reach the most influential leaders and operators in the industry. Here's our media kit. Contact us at cyberwire@n2k.com to request more info. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Suburban Women Problem
    Okay, But Why is Gay Marriage at Risk?

    The Suburban Women Problem

    Play Episode Listen Later Aug 27, 2025 12:25


    In June of 2015, the Supreme Court made history by ruling that Jim Obergefell and other same-sex couples deserve the right to have their marriages legally recognized — not just in a few states, but across the country. It's strange to think that only happened ten years ago. Gay couples across the country have only had the right to marry the person they love since the year of Jurassic World and the first run of Hamilton and that dress on the internet that nobody could agree was blue and black or white and gold. And it was only eleven years before that, in 2004, that the very first legal gay wedding was held anywhere in the country.As we saw with Roe v Wade, though, Supreme Court cases can be overturned and rights can be taken away. Right now, there's real concern that the Supreme Court will re-examine Obergefell in the next year. In 2022, after Roe v Wade was struck down, Justice Clarence Thomas wrote that the Court should turn their attention to other cases of equal rights… like Obergefell. And now, he might get his chance. Kentucky country clerk Kim Davis filed an official petition this month asking the Supreme Court to re-examine the case.Yes, that Kim Davis. The one who went to jail for 5 days in 2015 for refusing to sign marriage licenses for gay couples. Doesn't she have better things to do than work this hard to take away other people's rights?We have more than a decade of studies now that prove how much of a difference the right to marry has made for gay couples across the country. Married same-sex couples report better life satisfaction, better physical health, and higher rates of homeownership than unmarried same-sex couples. Once married, they can get on each other's health insurance, file taxes jointly, and act as legal next of kin in cases of life or death.By contrast, not a single study has been able to prove any negative effects. Divorce rates across the board have fallen for all types of married couples and children of same-sex couples have the same educational and health outcomes as those in a household with a mother and father.The majority of Americans believe in marriage equality and the separation of church and state. But for hundreds of thousands of gay couples across the country, the right to get married isn't abstract — it affects their daily lives, their finances, their health, and their family.For a transcript of this episode, please email comms@redwine.blue. You can learn more about us at www.redwine.blue or follow us on social media! Twitter: @TheSWPpod and @RedWineBlueUSA Instagram: @RedWineBlueUSA Facebook: @RedWineBlueUSA YouTube: @RedWineBlueUSA

    Maintenance Phase
    Seed Oils

    Maintenance Phase

    Play Episode Listen Later Aug 26, 2025 78:44


    Why are you, as a man, afraid of sunflowers.Support us:Hear bonus episodes on PatreonWatch Aubrey's documentaryBuy Aubrey's bookListen to Mike's other podcastGet Maintenance Phase T-shirts, stickers and moreLinks!The O6-O3 ratio: A critical appraisalSeed Oils: Are They Actually Toxic?No need to avoid healthy omega-6 fatsOmega-6 Fatty Acids and Risk for Cardiovascular DiseaseDo Seed Oils Make You Sick?Seed oils: Are they healthy or harmful?ToxGuide: HexaneDietary linoleic acid intake and blood inflammatory markersEffect of dietary alpha-linolenic acid on blood inflammatory markersChanges in consumption of omega-3 and omega-6 fatty acidsThe Skinny on FatsDietary oleic acid drives obesogenic adipogenesisHow Seed Oils May Be Affecting Your Body Fat and HealthStanford nutrition expert breaks down effects of seed oilsThe Newest Bitcoin Diet Trend Is Hating ‘Seed Oils'Omega-6 Fatty Acids and Coronary Artery DiseaseThe Great Con-olaThanks to Doctor Dreamchip for our lovely theme song!Support the show

    Bannon's War Room
    WarRoom Battleground EP 837: Remembering The Fall Of Kabul; The Risk AI Is Impending On American Jobs

    Bannon's War Room

    Play Episode Listen Later Aug 26, 2025


    WarRoom Battleground EP 837: Remembering The Fall Of Kabul; The Risk AI Is Impending On American Jobs

    RISK!
    My Secret Career: RISK! Reacts

    RISK!

    Play Episode Listen Later Aug 26, 2025 36:49


    Kevin hears C. J. Guy's “My Secret Career” story from The Secret Room for the first time and gives you his hot takes. You can also watch this episode on YouTube! This is part of our RISK! Reacts series, where we listen to a story told on another show and give our first reactions.