Podcasts about Freedom

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3737: Colin Wright explores the subtle ways our financial habits shape our choices, opportunities, and sense of freedom. He reveals how aligning money with personal values, not just accumulation, creates a more intentional, fulfilling life. Read along with the original article(s) here: https://exilelifestyle.com/dollars-sense/ Quotes to ponder: "Money is not inherently good or bad, but the way we earn and spend it has repercussions." "When our dollars align with our values, they amplify the kind of life we want to live." "Freedom doesn't come from how much we make, but from how wisely we use what we have." Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on Brown Ambition, Mandi sits down with powerhouse lawyer, author, and TV host Eboni K. Williams for an inspiring and transparent conversation about life, career, and motherhood. Eboni opens up about her journey to becoming a solo mom by choice, navigating a 45-hour labor, and the support system that helped her through postpartum. She also shares hard truths about the maternal health crisis for Black women, the realities of egg freezing and fertility treatments, and why she named her daughter Liberty. On the career side, Eboni breaks down how she runs her business like a CEO, why she’ll never take a W-2 job again, and how she leverages visibility from projects like The Real Housewives of New York to fuel her purpose-driven work. From resilience in dark seasons to practical money lessons about multiple streams of income, this episode is a blueprint for building life — and wealth — on your own terms. What You’ll Learn in This Episode Why Eboni chose solo motherhood and what her birth and postpartum journey looked like The realities of fertility treatments and egg freezing that most women don’t hear upfront How to navigate being a small business owner in media and beyond Why multiple streams of income are critical (no matter your salary level) The emotional cost and visibility gain of being the first Black Real Housewife of NYC How to reclaim cultural identity and patriotism on your own terms Resources & Links

Powerful Lessons from Christ's Trial and Crucifixion by John L. Hilton III | 2020 John Hilton delves into the profound lessons that can be drawn from the crucifixion of Jesus Christ, a cornerstone of the atonement and the ultimate sacrifice. Hilton teaches that Christ suffered and laid down His life for the salvation of all mankind, identifying seven key lessons that deepen our appreciation and love for Christ. He provides rich historical context, detailing the governmental and political events that led to the crucifixion. Additionally, Hilton offers a poignant perspective on the emotions of Christ's mother, Mary, during His suffering, adding a crucial layer to better understand the crucifixion.   To watch the entire video visit-  https://youtu.be/3NTRoEDBBFY?si=-bKaRpLRczMi7wQS BYU Education Week 23.6K subscribers 309 views Apr 16, 2025 -------------------------------------------------------------------------------   For over 10 ACU shows from our archives on the Atonement of Jesus Christ visit- https://acupodcast.podbean.com/?s=atonement   From ACU- For Come Follow Me lesson manual and materials visit- Come, Follow Me For Individuals and Families: New Testament 2023 https://www.churchofjesuschrist.org/study/manual/come-follow-me-for-individuals-and-families-new-testament-2023?lang=eng   For a list of 100+ episodes of ACU Sunday Series visit- https://www.podbean.com/site/search/index?kdsowie31j4k1jlf913=85cb8104bdb182c048b714ad4385f9e82a3aeb49&v=ACU+Sunday+Series+ Note- Click on “100 Episodes Found” in upper right corner.   For many different Podcasts based on the ‘Come Follow Me' program visit- https://www.youtube.com/results?search_query=come+follow+me+   Subscribe to The Church of Jesus Christ of Latter-day Saints for the latest videos: http://bit.ly/1M0iPwY Facebook: https://www.facebook.com/churchofjesu... Twitter: @Ch_JesusChrist Instagram: https://www.instagram.com/ChurchOfJes... Website: ChurchOfJesusChrist.org The Church of Jesus Christ of Latter-day Saints   BYUEducationWeek Get a Free Book of Mormon | ComeUntoChrist Church of Jesus Christ https://www.churchofjesuschrist.org › requests › free-...   The Book of Mormon brings you closer to Jesus. Click to download a free digital copy of the Book of Mormon and learn about it with online missionaries.   -------------------------------------------------------------------------- For the Strength of Youth To help you find the Way and to help you make Christ's doctrine the guiding influence in your life, The Church of Jesus Christ of Latter-day Saints has prepared a new resource, a revised version of For the Strength of Youth.   For over 50 years, For the Strength of Youth has been a guide for generations of Latter-day Saint youth. I always keep a copy in my pocket, and I share it with people who are curious about our standards. It has been updated and refreshed to better cope with the challenges and temptations of our day. The new version of For the Strength of Youth is available online in 50 different languages and will also be available in print. It will be a significant help for making choices in your life. Please embrace it as your own and share it with your friends. This new version of For the Strength of Youth is subtitled A Guide for Making Choices. To be very clear, the best guide you can possibly have for making choices is Jesus Christ. Jesus Christ is the strength of youth. So the purpose of For the Strength of Youth is to point you to Him. It teaches you eternal truths of His restored gospel—truths about who you are, who He is, and what you can accomplish with His strength. It teaches you how to make righteous choices based on those eternal truths.13 It's also important to know what For the Strength of Youth does not do. It doesn't make decisions for you. It doesn't give you a “yes” or “no” about every choice you might ever face. For the Strength of Youth focuses on the foundation for your choices. It focuses on values, principles, and doctrine instead of every specific behavior. The Lord, through His prophets, has always been guiding us in that direction. He is pleading with us to “increase [our] spiritual capacity to receive revelation.”14 He is inviting us to “hear Him.”15 He is calling us to follow Him in higher and holier ways.16 And we are learning in a similar way every week in Come, Follow Me.   American Conservative University Podcast (ACU) is not an official representative for The Church of Jesus Christ of Latter-Day Saints. All opinions, selections and commentary are solely those of ACU.  We post a variety of selections from various Christian denominations.   ACU Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For The Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless. --------------------------------------------------------

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3118: Allison Carmen shares how embracing the things that irritate us, rather than resisting them, can open the door to greater peace and joy. By shifting perspective from judgment to acceptance, she reveals how even life's daily annoyances can become opportunities for inner growth and freedom. Read along with the original article(s) here: http://www.allisoncarmen.com/finding-joy-by-accepting-things-that-bother-us/ Quotes to ponder: "When we accept the things that bother us, they lose their power." "Acceptance does not mean we agree or approve, it means we choose peace over resistance." "Joy comes not from avoiding discomfort, but from embracing life as it is." Learn more about your ad choices. Visit megaphone.fm/adchoices

Charlie Kirk's murder; Did Israel do it? :: Collapse of empires :: Political violence :: Peter Schiff laughed at but he predicted 2008 recession :: Rage bait :: Voting in New Mexico is on the honor system :: Firing over opinions :: Treaty on the Prohibition of Nuclear Weapons :: Self defense nukes? :: Jason Osbourne calls for turning up the temperature :: Live Free in New Hampshire Magazine :: Did the shooter have a tranny boyfriend? :: Man arrested for clapping :: Man waterboarded on CIA black sites can't sue :: 2025-09-13 Hosts: Bonnie, Angelo, Riley

What If Fruit Only Grows in Freedom? Discussion Questions: Read Matthew 7:18. What does Jesus' teaching about good and bad trees reveal about the source of our fruit? Our nature? Our goodness? Read Romans 7:4. How does the “death and remarriage” analogy help us understand our new relationship with Christ? What was our old husband like? Our new one? Read Romans 7:6. What does it mean to serve “in newness of the Spirit” instead of “in oldness of the letter”? What does that really look like? How is it different from the stereotype of Christian living that can stifle the genuine article? Read Galatians 5:1. In what ways do believers sometimes drift back toward a “yoke of slavery”? How can we remain firm in our freedom? Any practical helps? Read Galatians 5:22–24. Why do you think Paul says, “against such things there is no law”? Read Colossians 2:19. How does being “connected to the head” (Christ) change the way we think about growing in grace and fruit-bearing? React to this statement: “Fruit only grows in an atmosphere of freedom.” Do you agree? Why or why not?

My guest this week is very special... because it's my mum, Marcia!And it's her birthday too!In this episode, we talk about how and why my mum decided to try cutting sugar 10 years ago, at the age of 68.But she didn't just cut sugar... Marcia also cut flour. But why?? Well... partly because she saw me cut sugar and flour and feel so much better.So she thought: I'll give it a try! What have I got to lose?So at the age of 78, how's my mum's health today? And how does she feel?That's what you'll find out in this episode!To get personalized guidance from me, plus support and accountability in a small group... apply here to join the 90-day program, Freedom from Cravings Formula TODAY.Do the Cravings Quiz and take the first step to get rid of your cravings! Struggling with cravings? Download your 5 tips HERE to discover how you can get rid of cravings... even when you feel tired or stressed.To rate and review this podcast: scroll down in your podcast player on your phone and click on the stars. To leave a review, scroll down a little more and click on "Write a Review". Once you've finished, select “Send” or “Save” in the top-right corner. If you've never left a podcast review before, enter a nickname. Your nickname will be displayed on your review. After selecting a nickname, tap OK. Your review may not be immediately visible, but it should be posted soon. Thank you! - NettaDisclaimer: Information provided by Life After Sugar is not designed to and does not provide medical advice, professional diagnosis, opinion, treatment or services to you or to any other individual. This is general information for educational purposes only. The information provided is not a substitute for medical or professional care. Life After Sugar is not liable or responsible for any advice, information, services or product you obtain through Life After Sugar. You should always seek...

Discussion QuestionsSermon Overview Rejoice in the restoration God's kingdom unstoppably brings.1) Jesus has come to restore and set free (vv. 10-17)2) This restoration will spread quietly but unstoppably despite opposition (vv. 18-21)Digging Deeper    Read Luke 13:10-211. God often furthers his Kingdom on earth through the weak and unimpressive (like the disabled woman in the passage) to show that the power belongs to him. How should this reality encourage us to be faithful in what may seem like small things? 2. Jesus freeing the crippled woman physically (vv. 10-13) is a picture of what he intends to do for the world spiritually. If you're a follower of Jesus, how have you experienced spiritual freedom? If you're not, what do you hope Jesus could do for you?3. Jesus has come to restore and set free. In what area(s) of your life are you most eager to see Jesus restore and set free?  4. Freedom is something that is valued and often spoken of in America. How might we pivot in a conversation with an unbeliever about political freedom to speaking of the freedom Christ brings from sin, Satan, and death?5. When we see the brokenness and “bent-ness” of the world around us (in the news headlines or in our own lives), what truths from this would it be good for us to keep in mind? 6. How do we know that Jesus' healing the disabled woman (vv. 10-17) is connected to his answer of what the Kingdom of God will be like (vv.18-21)?7. Verses 18-21 give us a picture that the Kingdom of God will be established often in slow, seemingly unnoticeable ways rather than spectacular displays of spiritual might and triumphant conquest. How have you seen this in the history of the church? How does this encourage you now? 8. Jesus' For followers of Jesus, his restoration work in us has already started, but not yet fully completed. How might knowing the “already … not yet” nature of God's restoring work in us lead to increased hope, joy, and peace in our hearts?    9. What is one area of your life where you could make a small beginning (as small as a mustard seed) of faithfulness, that God might use to further his unstoppable Kingdom?Prayer

Grace Community Church meets on Sundays at 9:30am and 11am in Arlington, VA and online at live.trygrace.org.

Ways To Connect: FaceBook: https://www.facebook.com/THEWAYFC/ Instagram: https://www.instagram.com/thewayfc/ Website: https://www.thewayfamilychurch.com Pastors Matts Instagram: https://www.instagram.com/matthewpollock1/   Prayer Requests : https://www.thewayfamilychurch.com/prayer-request   Ways To Give: Online: https://pushpay.com/p/theway The Way Family Church App Text "THEWAYFC" to 77977 Mail in: 38710 Sky Canyon Dr. Murrieta, Ca 92563

On the Feast of the Exultation of the Holy Cross, we consider the undeafeted love of Jesus Christ demonstrated on the Cross that is still pouring into this world today...

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3118: Allison Carmen shares how embracing the things that irritate us, rather than resisting them, can open the door to greater peace and joy. By shifting perspective from judgment to acceptance, she reveals how even life's daily annoyances can become opportunities for inner growth and freedom. Read along with the original article(s) here: http://www.allisoncarmen.com/finding-joy-by-accepting-things-that-bother-us/ Quotes to ponder: "When we accept the things that bother us, they lose their power." "Acceptance does not mean we agree or approve, it means we choose peace over resistance." "Joy comes not from avoiding discomfort, but from embracing life as it is." Learn more about your ad choices. Visit megaphone.fm/adchoices

Is There Life After Death? Scholar Analyzes 500+ Cases over 50 Years. Gary Habermas was one of the first Christian scholars to study near-death experiences in the early 1970s. Thus, he has been studying them over 5 decades! How has the evidence changed? According to Dr. Habermas, we have hundreds of NEW documented, evidential cases just in the past few years. In this episode, I talk with Dr. Habermas about the cases he has collected and analyzed. Some involve accurate details observed miles away from the patient's body, blind individuals seeing for the first time and verifiable medical data that naturalistic explanations simply cannot explain. READ: On the Resurrection: Evidences, by Gary Habermas (https://amzn.to/3JkWaky) Watch this video at- https://youtu.be/JGYYT0YZaG8?si=Mogi4GfZL-lLmoXh Sean McDowell 350K subscribers 42,683 views Premiered Aug 22, 2025 Sean McDowell Show *Get a MASTERS IN APOLOGETICS or SCIENCE AND RELIGION at BIOLA (https://bit.ly/3LdNqKf) *USE Discount Code [SMDCERTDISC] for 25% off the BIOLA APOLOGETICS CERTIFICATE program (https://bit.ly/3AzfPFM) *See our fully online UNDERGRAD DEGREE in Bible, Theology, and Apologetics: (https://bit.ly/448STKK) FOLLOW ME ON SOCIAL MEDIA: Twitter: https://x.com/Sean_McDowell TikTok: https://www.tiktok.com/@sean_mcdowell... Instagram:   / seanmcdowell   Website: https://seanmcdowell.org   --------------------------------------------------------------------  Check out our ACU Patreon page: https://www.patreon.com/ACUPodcast   HELP ACU SPREAD THE WORD!  Please go to Apple Podcasts and give ACU a 5 star rating. Apple canceled us and now we are clawing our way back to the top. Don't let the Leftist win. Do it now! Thanks. Also Rate us on any platform you follow us on. It helps a lot. Forward this show to friends. Ways to subscribe to the American Conservative University Podcast Click here to subscribe via Apple Podcasts Click here to subscribe via RSS You can also subscribe via Stitcher FM Player Podcast Addict Tune-in Podcasts Pandora Look us up on Amazon Prime …And Many Other Podcast Aggregators and sites ACU on Twitter- https://twitter.com/AmerConU . Warning- Explicit and Violent video content.   Please help ACU by submitting your Show ideas. Email us at americanconservativeuniversity@americanconservativeuniversity.com   Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For the Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless.   Report on Food For the Poor by Charity Navigator https://www.charitynavigator.org/ein/592174510   -------------------------------------------------------- Disclaimer from ACU. We try to bring to our students and alumni the World's best Conservative thinkers. All views expressed belong solely to the author and not necessarily to ACU. In all issues and relations, we hope to follow the admonitions of Jesus Christ. While striving to expose, warn and contend with evil, we extend the love of God to all of his children. ----------------------------------------------------------------------------------------- 

Timcast- Media Warns of Civil War In Wake of Charlie Kirk Assassination. Sheep No More: Rise Up   Media Warns of Civil War In Wake of Charlie Kirk Assassination https://youtu.be/RpCAv3kgNgU?si=-F73eTNLZr3Hd150 Timcast IRL 2.44M subscribers 154,772 views Sep 12, 2025 Timcast IRL Stories SUPPORT THE SHOW BUY CAST BREW COFFEE NOW - https://castbrew.com/ Join -    / @timcastirl   Hosts: Tim @Timcast (everywhere) Phil @PhilThatRemains (X) Mary ⁨@PopCultureCrisis⁩ (everywhere) Tate @RealTateBrown (everywhere) Serge @SergeDotCom (everywhere) Guest: Jay Johnston Podcast available on all podcast platforms! Media Warns of Civil War In Wake of Charlie Kirk Assassination   Sheep No More: Rise Up https://youtu.be/HJ9_gKeZj2c?si=mtwlgrDILltJOSBB ThePatriotNurse 578K subscribers 41,854 views Sep 12, 2025 In this video, Patriot Nurse breaks down the arrest of Charlie Kirk's suspected assassin—and why one arrest won't stop the threat facing our nation. Millennials and Gen X must wake up, train, and protect the next generation. If you care about your children's future, watch now and join the conversation. Support Patriot Nurse: Paypal: http://tinyurl.com/pz6c9uum Patreon: http://tinyurl.com/43hppwu7 Subscribestar: https://bit.ly/2RESD4S Bitcoin: 3FxJWbSL9nFSMRgymSsicniPxTPd26Kuvj Ethereum: 0x5134d6f2700Fa21cEcE6ED1ABDE240b3B320bDDd Litecoin: MC1qkabuDXGCrjNcXwxvz5qgtsFGVpXYKF Follow Patriot Nurse: X: https://X.com/ThePatriotNurse Rumble: https://rumble.com/ThePatriotNurse Instagram:   / thepatriotnurse   Facebook:   / thepatriotnurse     --------------------------------------------------------------------  Check out our ACU Patreon page: https://www.patreon.com/ACUPodcast   HELP ACU SPREAD THE WORD!  Please go to Apple Podcasts and give ACU a 5 star rating. Apple canceled us and now we are clawing our way back to the top. Don't let the Leftist win. Do it now! Thanks. Also Rate us on any platform you follow us on. It helps a lot. Forward this show to friends. Ways to subscribe to the American Conservative University Podcast Click here to subscribe via Apple Podcasts Click here to subscribe via RSS You can also subscribe via Stitcher FM Player Podcast Addict Tune-in Podcasts Pandora Look us up on Amazon Prime …And Many Other Podcast Aggregators and sites ACU on Twitter- https://twitter.com/AmerConU . Warning- Explicit and Violent video content.   Please help ACU by submitting your Show ideas. Email us at americanconservativeuniversity@americanconservativeuniversity.com   Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For the Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless.   Report on Food For the Poor by Charity Navigator https://www.charitynavigator.org/ein/592174510   -------------------------------------------------------- Disclaimer from ACU. We try to bring to our students and alumni the World's best Conservative thinkers. All views expressed belong solely to the author and not necessarily to ACU. In all issues and relations, we hope to follow the admonitions of Jesus Christ. While striving to expose, warn and contend with evil, we extend the love of God to all of his children. ----------------------------------------------------------------------------------------- 

Jim Marrs joins Freeman for a discussion of Alien connections to the Nazi elite and the rise of the Fourth Reich in America. Also discussed are the Annunaki, ancient Sumer and Egypt. Jim is an expert on Ancient Astronauts, the NWO, Nazi UFOs, Skull and Bones, Bush Dynasty, the CIA, and NSA, Trilateral Commission, Bilderbergers, CFR, Flying Saucers, and the Alien Agenda. This show with Jim Marrs aired on Radio Freeman Nov. 09, 2010 on American Freedom Radio Jim Marrs is author of Rule by Secrecy, which traced the hidden history that connects modern secret societies to the Ancient Mysteries. It reached the New York Times Best Seller list. In 2003, his book The War on Freedom probed the conspiracies of the 9/11 attacks and their aftermath. It was released in 2006 under the title The Terror Conspiracy. In mid-2008, his book The Rise of the Fourth Reich, detailing the infiltration of National Socialism into the USA, was published followed by a study of mysteries entitled Above Top Secret. Associate Producer: Steve Mercer Send comments and guest suggestions to producersteve@freemantv.com Topics include: Freemasonry, Religion of World - Bureaucrats - Skull and Bones - Perks for Lower Masons - Albert Pike, Albert Mackey - Rosicrucians. Levels, Grades, Degrees - Noble Orders, Old Aristocracy, Knighting, Sirs - Terminology of Architecture and Building - "Building the Temple" - Knights Templars. United States, Founding Fathers, British Crown, Royal Charters - Masonic Lodge Meeting, Constitution, Benjamin Franklin, France. Foundations under Cloak of Charity - Political Group and NGO funding - Demands for Laws to be Passed - Soviet Union. Chemtrails - Aerial Spraying of Prozac, Valium - Weather Modification - Tranquilizing Public - "Brave New World". Hollywood (Holy Wood, Grove) - Giving You Your Thoughts - Subliminals - Royal Institute for International Affairs, Council on Foreign Relations. Worldwide HAARP - Earthquake, Tornado, Drought, Famine, Tsunami Creation. Mystery Religions, "Societies with Secrets" - Masonic Obelisks across U.S.-Canada Border. Hermaphroditic Symbol - Perfection of Human Being - Cessation of All Conflict - Perfected Worker Breed, Ideal Design, Purpose-Made Humans. Dictatorships - Scientific Indoctrination, Bertrand Russell, Experimental Schools - "Contaminated Ideas" - Kindergarten. Total War - British Military Academies, Hitler's Army - Mercenaries, Armies - Carroll Quigley. Project for a New American Century, Wolfowitz - War in Middle East - John Stewart Mill - Peoples, Races to be Eliminated - H.G. Wells.

Mark Rampolla is a visionary entrepreneur who founded ZICO Coconut Water, pioneering the now multi-billion-dollar coconut water category in the U.S. and globally. He took ZICO from startup to a $200 million acquisition by Coca-Cola, before later leading a buy-back of the brand. Mark's investment firm, GroundForce Capital, backs purpose-driven consumer companies focused on health, wellness, and sustainability. His latest book, An Entrepreneur's Guide to Freedom, dives deep into the limiting beliefs and inner work necessary for both wealth creation and personal liberation. On this episode we talk about: Mark's early work and career journey, from dishwashing in Pittsburgh to Peace Corps volunteer in Costa Rica, then a pivot from corporate roles to entrepreneurship Lessons from failure: Why Mark built a “cemetery” for lost investments and business attempts—and how mourning and learning from failure is essential in entrepreneurship The real risk and emotional journey of launching ZICO, enduring years on the edge of bankruptcy, and aligning with his family to manage risk The breakthrough that came from honing a niche “beachhead” market strategy—targeting hot yoga practitioners in NYC and expanding from there What large brands and acquirers look for in fast-growth consumer companies, and why velocity and loyalty in a core market often matter more than national reach Mark's best advice: Freedom and success start with inner work—addressing limiting beliefs, ownership over failures, and taking full responsibility for your outcomes Top 3 Takeaways 1.  Monumental brand growth comes from relentless niche focus, customer intimacy, and resisting the urge to expand too broadly, too soon.2.  The path to entrepreneurial freedom starts with self-awareness, emotional resilience, and the capacity to mourn losses without getting stuck.3.  When facing risk, build a realistic plan B with your family—optimism helps, but full financial and emotional transparency is vital for long-term success. Notable Quotes “We mourn failures for a reason—if you don't process and ritualize loss, it will haunt future decisions.” “Velocity in your best market beats scale in many—Coca-Cola wanted ZICO for how it dominated its niche, not just national shelf space.” “Freedom starts and ends inside—you'll only reach it externally when you break limiting beliefs and take full responsibility.” Connect with Mark Rampolla: Official website and book: markrampolla.co ✖️✖️✖️✖️

Should people be trying to get leftists fired for celebrating Charlie's brutal murder? (Pacifism vs Fighting back against a belligerent and committed enemy) “When combating evil, the good man is always fighting with both hands tied behind his back.” This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit dwtruthwarrior.substack.com/subscribe

In this continuation, Colleen shares how West Virginia shifted her in ways she didn't see coming. She found herself in a community where image didn't matter, where people belonged by being present, not by performing. That freedom to be—messy hair, bare face, imperfect and real—awakened something deeper: the possibility of self-trust. The relationships and experiences from that time became a compass she carried forward. Even as life evolved, that season revealed what authenticity feels like, and how quickly it disappears when we chase approval instead of honoring ourselves.  

Love your pool? Great! But if there comes a time when its no longer in use, it becomes expensive and time consuming maintaining it. Jeff Getz of Freedom Decks has a solution: put an attractive deck over it and have usable outdoor space. Cheaper than removing it and easier to reactivate the pool. He explains the process. Original broadcast archive page with expanded content https://rosieonthehouse.com/podcast/on-the-house-hourwhat-to-do-with-your-unused-pool-with-freedom-decks/

What cycling 73,000 km  across 6 continents taught Samer about resilience, freedom, and the world.Listen if: You're interested in how long-distance adventures change your perspective on life, freedom, and what really matters.Key takeaways:Start before you're ready: Don't overthink—begin, and momentum will carry you through.Freedom is simple: Food, water, health, and a bike can be enough for happiness.Share the road wisely: Riding solo builds independence, but the right companion makes the ride richer.Golden quote: “It's like the closest I've ever been and ever will be to freedom—just being on your bike.”Be sure to follow Samer via his instagram account - @lion.samerCheck out Ombraz Sunglasses - I'm a fan and I think you will be too! Check out Zorali for all your outdoor adventure needs!Support the showBuy me a coffee and help support the show! I'm an affiliate for a few brands I genuinely use and recommend including:

Back, sort of, from a long hiatus we'll be talking about the horrific murder of Charlie Kirk.We'll also discuss how the marxist democrat party was behind it and the only solution going forward.Some CA News on AB 495 which allows people to take your kid from school without yo being notified. And it maybe coming to your state too.We also have Rep. Derrick Van Orden showing us how it's done with reporters.And democrat leaders celebrating Kirk's death openly.Then we go to X Iive to let people have their say about the Charlie Kirk murder.

Send us a textEmmaia Gelman, director of the Institute for the Critical Study of Zionism, discusses Zionism's relationship to racism and colonialism, the threat to Americans' First Amendment rights posed by the controversial IHRA definition of antisemitism which the Anti-Defamation League and other Zionist groups are promoting, and how Zionism is evolving into an arm of American fascism under the Trump administration.

Fr. Mike guides us through another chapter of Jeremiah and connects it to the sorrow and pain we hear in Lamentations. He reminds us that, even with such evil and desperation filing the world these days, God is still good, and we still have reason to hope in him. Today's readings are Jeremiah 49-50, Lamentations 3, and Proverbs 18:5-8. For the complete reading plan, visit ascensionpress.com/bibleinayear. Please note: The Bible contains adult themes that may not be suitable for children - parental discretion is advised.

_Are Banks a Threat to Your Freedom_ _ Guest_ Phillip Patrick_ by Ron Paul Liberty Report

The Rich Zeoli Show- Hour 1: 3:05pm- On Wednesday, conservative political commentator Charlie Kirk was shot and killed while speaking at a Turning Point USA event on Utah Valley University campus. On Thursday, President Donald Trump announced that he will posthumously award Kirk the Presidential Medal of Freedom. 3:10pm- According to a report, DC Comics announced it has cut ties with Gretchen Felker-Martin after the trans writer made social media posts celebrating the murder of Charlie Kirk. Sadly, there have been a number of far-left accounts on X and TikTok celebrating Kirk's death. While political disagreement is healthy, vilifying political rivals and endorsing violence is abhorrent. Rich wonders, will the left finally call out some of their own? 3:15pm- Flashback: While visiting a college campus, Charlie Kirk memorably spoke with a student who baselessly called him a “racist.” Kirk calmly denied the allegations and asked the student to cite an example. The student was unable to and stormed off. 3:30pm- Brett Eagleson—President of 9/11 Justice, he lost his father in the terrorist attacks on September 11th—joins The Rich Zeoli Show on the 24th Anniversary of September 11th and offers reaction to investigative journalist Catherine Herridge who now suggests that declassified FBI and CIA reports reveal “two Saudi government employees may have serves as an advance team for 9/11 hijackers.” You can learn more about 9/11 Justice here: https://www.911justice.org.

The Rich Zeoli Show- Full Show (09/11/2025): 3:05pm- On Wednesday, conservative political commentator Charlie Kirk was shot and killed while speaking at a Turning Point USA event on Utah Valley University campus. On Thursday, President Donald Trump announced that he will posthumously award Kirk the Presidential Medal of Freedom. 3:10pm- According to a report, DC Comics announced it has cut ties with Gretchen Felker-Martin after the trans writer made social media posts celebrating the murder of Charlie Kirk. Sadly, there have been a number of far-left accounts on X and TikTok celebrating Kirk's death. While political disagreement is healthy, vilifying political rivals and endorsing violence is abhorrent. Rich wonders, will the left finally call out some of their own? 3:15pm- Flashback: While visiting a college campus, Charlie Kirk memorably spoke with a student who baselessly called him a “racist.” Kirk calmly denied the allegations and asked the student to cite an example. The student was unable to and stormed off. 3:30pm- Brett Eagleson—President of 9/11 Justice, he lost his father in the terrorist attacks on September 11th—joins The Rich Zeoli Show on the 24th Anniversary of September 11th and offers reaction to investigative journalist Catherine Herridge who now suggests that declassified FBI and CIA reports reveal “two Saudi government employees may have serves as an advance team for 9/11 hijackers.” You can learn more about 9/11 Justice here: https://www.911justice.org. 4:00pm- Matt Lamorgese—Chairman of the Philadelphia Young Republicans + National Committeeman for the Pennsylvania Young Republicans—joins The Rich Zeoli Show to react to the death of Charlie Kirk. Lamorgese was recently featured in an NBC10 News report on young Republicans in the Philadelphia area. 4:30pm- Delivering remarks from a commemoration ceremony at the Pentagon on the 24th anniversary of the September 11, 2001, terrorist attacks, President Donald Trump reflected: “Americans did not hesitate. They stood on their feet and showed the world that we would never yield. We will never bend. We will never give up. And our great American flag will never ever fail." 5:00pm- Jack Ciattarelli—Republican Candidate for Governor of New Jersey—joins The Rich Zeoli Show to discuss his tireless campaign to defeat Democrat Mikie Sherrill in November's election. Ciattarelli is currently on a diner tour throughout NJ, but is he a fan of pumpkin spice? 5:20pm- While speaking with reporters on the White House lawn, President Donald Trump answered questions about Charlie Kirk—revealing that law enforcement is making steady progress towards capturing Kirk's killer. 5:30pm- Mia Antonacci— Student at University of Pennsylvania & President of the Penn College Republicans—joins The Rich Zeoli Show to react to the death of Charlie Kirk. Antonacci was recently featured in an NBC10 News report on young Republicans in the Philadelphia area. 6:05pm- Flashback: While visiting a college campus, Charlie Kirk memorably spoke with a student who baselessly called him a “racist.” Kirk calmly denied the allegations and asked the student to cite an example. The student was unable to and stormed off. 6:20pm- Twenty-fours years ago, while visiting Ground Zero in New York City in the aftermath of the September 11th terrorist attacks, President George W. Bush delivered one of the most powerful remarks in American history. Telling NYC first responders: “I can hear you. The rest of the world hears you. And the people who knocked these buildings down will hear all of us soon.” 6:40pm- On Thursday night, President Donald Trump will attend the Yankees game in New York City—commemorating the 24th anniversary of September 11th. Trump stopped by the locker room pregame and shook each player's hand.

Today's Headlines: The FBI is in Utah chasing down leads in the Charlie Kirk assassination, releasing video of the suspected gunman's escape and offering $100K for tips. Meanwhile, Trump plans to award Kirk the Medal of Freedom, VP JD Vance escorted his casket, and MAGA lawmakers are pushing for a Capitol statue. Security scares piled on, too—Capitol Police cleared a bomb threat at DNC HQ and multiple HBCUs went into lockdown after threats, all later deemed not credible. Bloomberg dropped 18,000 Epstein emails showing his tight post-conviction ties with Ghislaine Maxwell, plus a spreadsheet of $1.8M in gifts and payments. Across the pond, Britain's ambassador to the U.S. got fired after Epstein's “birthday book” and emails revealed his buddy-buddy relationship with the disgraced financier. On the economy, grocery inflation hit the highest since 2022—coffee up 20%, beef up 16%, even bananas pricier—thanks in part to tariffs. And abroad, Brazil's ex-president Jair Bolsonaro was convicted of plotting a coup, including assassinations of Lula da Silva and others, and sentenced to 27 years. Unsurprisingly, he's crying “witch hunt” as his supporters riot. Resources/Articles mentioned in this episode: NYT: No Arrests in Charlie Kirk's Killing as FBI Seeks Help From Public Independent: MAGA Rep. Anna Paulina Luna calls for Charlie Kirk statue in the Capitol after his assassination Axios: State Department warns immigrants not to mock Kirk's death NBC: DNC headquarters searched for bomb due to threat later deemed ‘not credible ABC News: 'Chilling reminder': Multiple historically Black universities under lockdown after receiving threats Bloomberg: Epstein's Inbox: A Trove of Emails Reveals Ghislaine Maxwell's Secrets BBC: Being US ambassador 'privilege of my life', Mandelson says, after being sacked over Epstein emails Axios: Grocery inflation highest since 2022 as Trump tariffs pile up CNN: Brazil's former President Jair Bolsonaro convicted of plotting coup, sentenced to over 27 years in prison  Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

In part one of Red Eye Radio with Gary McNamara and Eric Harley, authorities have collected a home surveillance camera that may contain clues as they race to catch a suspected assassin following the shooting death of conservative speaker Charlie Kirk Wednesday. Additional campus footage shows the same man climbing down from the roof of a building they belive to be the sniper's perch. The manhunt continues and authorities are asking the public to provide any information leading to the capture of Charlie Kirk's killer. Also what part of Charlie Kirk's message sparked enough outrage to make him an assassin's target, organizers are now considering doing away with outdoor events and rallies for public figures in the wake of Charlie's death and the assassination attempts on Donald Trump, audio from Ben Shapiro reconsidering his position on safety when speaking at college campuses, President Trump will posthumously award Charlie Kirk the Presidential Medal of Freedom and inflation numbers released show higher prices on many products and services. For more talk on the issues that matter to you, listen on radio stations across America Monday-Friday 12am-5am CT (1am-6am ET and 10pm-3am PT), download the RED EYE RADIO SHOW app, asking your smart speaker, or listening at RedEyeRadioShow.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The assassination of a conservative political giant, Turning Point Founder Charlie Kirk, has rocked the political world and America at large as reactions pour in and many wonder what exactly comes of his death. On Wednesday, President Trump published a recorded video statement, praising Charlie's impact on the country and announcing Kirk would be posthumously awarded the Presidential Medal of Freedom. FOX News Sunday anchor Shannon Bream joins the Rundown to discuss the heavy week, from the killing of Charlie Kirk to the murder of a young woman on a North Carolina commuter rail. Millions of people are mourning the death of conservative activist and co-founder of Turning Point USA, Charlie Kirk, particularly the many college students and Gen Zers who admired him. Campus Reform reporter Emily Sturge and Leadership Institute regional field recruiter Cooper Brown join the Rundown to reflect on Charlie Kirk's enduring influence on the conservative movement, his efforts to restore free speech and political discourse on college campuses, and whether his assassination could prompt a moment of political unity. Don't miss the good news with Tonya J. Powers. Plus, commentary from political commentator and best-selling author Brilyn Hollyhand. Photo Credit: AP Learn more about your ad choices. Visit podcastchoices.com/adchoices

The U.S. saw August deficit of $345 billion. How did gold and bitcoin react? The US government posted a $345 billion deficit in August, with its revenue of $344B overshadowed by $689 billion in spending. The net interest at $93 billion highlights the growing pressure that rising borrowing costs are placing on federal finances. Will this have any impact on the upcoming Federal Reserve interest rate decision? CoinDesk's Jennifer Sanasie hosts “CoinDesk Daily.” - Break the cycle of exploitation. Break down the barriers to truth. Break into the next generation of privacy. Break Free. Free to scroll without being monetized. Free from censorship. Freedom without fear. We deserve more when it comes to privacy. Experience the next generation of blockchain that is private and inclusive by design. Break free with Midnight, visit midnight.network/break-free - This episode was hosted by Jennifer Sanasie. “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Victor Chen.

Relaxed Freedom: Finding Your Calm, Claiming Your Life In a world that offers more choices than ever, why do so many of us feel more anxious and less fulfilled? We'll explore the idea that true happiness isn't found in the frantic chase for more, but in a powerful and often overlooked state of being: relaxed freedom. New Happiness Podcast episode with Dr. Robert Puff, Newport Beach Psychologist

The Constitution Study with Host Paul Engel – We move through life with assumptions, but truth seekers test them against facts. Politicians, media, and experts often shape narratives while ignoring contradictions. From vaccine debates to corruption claims, the challenge remains: will we let evidence reshape our beliefs, or stay bound by bias? Freedom begins when truth outweighs comfortable opinions...

Fear grips tighter when money feels scarce. Discover how provision isn't about formulas or accounts — but about identity anchored in God, and the freedom trust provides.What if the very way you grip money is the reason you still feel unsafe?For high-capacity humans, fear of lack isn't just about bank accounts. It's about identity. The nervous system wires itself for hypervigilance, bracing against loss, unable to rest — even when provision has already arrived. That's why clinging harder never produces peace.In this episode of The Recalibration, Julie Holly unpacks why real security doesn't come from what you keep — but from who you trust. She shares her own story of releasing ILR from a “side project” into her calling, even when it looked irresponsible, and how God expanded her trust in provision through it.You'll also hear the remarkable story of Robert Gilmour LeTourneau — the businessman who lived on 10% and gave away 90%, anchored in the conviction that God was the true Source. His life illustrates that provision is not a formula but a flow — unlocked when identity is vertically aligned.In this episode, you'll discover:Why fear of lack wires the body into “financial shock”The paradox of clinging: how holding tighter deepens scarcityThe question every leader should ask: “If money weren't a factor, would I make a different decision?”Why small fears around money only magnify with larger numbersHow recalibration builds the interior foundation for healthy provisionWhy ILR is the tool that makes every other tool effectiveToday's Micro Recalibration:“Where am I holding on tight — and what would it look like to release that grip into God's hands?”This episode is for anyone who's ever felt the ache of wanting to feel safe but never quite resting in it. Provision God's way is about identity anchored in Him — not formulas, not striving, but trust that frees.If this episode gave you language you've been missing, please rate and review the show so more high-capacity humans can find it. Explore Identity-Level Recalibration→ Follow Julie Holly on LinkedIn for more recalibration insights → Schedule a conversation with Julie to see if The Recalibration is a fit for you → Download the Misalignment Audit → Subscribe to the weekly newsletter → Join the waitlist for the next Recalibration cohort This isn't therapy. This isn't coaching. This is identity recalibration — and it changes everything.

Find Union of the Unwanted: ⁠⁠⁠https://linktr.ee/TheUnionOfTheUnwanted⁠⁠⁠ Exclusive Content and Ways to Support The Monica Perez Show: Substack: ⁠⁠⁠https://substack.com/@monicaperezshow⁠⁠⁠ Become a PREMIUM SUBSCRIBER on Apple Podcasts for AD FREE episodes and exclusive content! Find, Follow, Subscribe & Rate on your favorite podcasting platform AND for video and social & more... ⁠⁠⁠https://monicaperezshow.com/⁠⁠⁠ Rokfin: ⁠⁠⁠https://rokfin.com/monicaperez⁠⁠⁠ Rumble: ⁠⁠⁠https://rumble.com/user/monicaperezshow⁠⁠⁠ YouTube: ⁠⁠⁠https://www.youtube.com/c/MonicaPerez⁠⁠⁠ Twitter/X: @monicaperezshow Instagram: @monicaperezshow Learn more about your ad choices. Visit megaphone.fm/adchoices

The post “Did God send the flood because of the Nephilim?” appeared first on Key Life.

The FBI and top law enforcement officials continue to piece together the events that led to the fatal shooting of Charlie Kirk in Utah on Wednesday. In Washington, President Donald Trump and others are cementing the MAGA leader's legacy, posthumously awarding him the Presidential Medal of Freedom. And though Trump praised what he said was Kirk's advocacy for nonviolence, he also told reporters “we have to beat the hell” out of “radical left lunatics.” Tempers are high among his closest confidants and millions of followers. So, where does that energy go now, and can any figure unite a grieving and angry America? Playbook's Adam Wren and White House reporter Megan Messerly break it down.

Title: From Hustle to Holdings: The Smarter Path to Passive Wealth With J. Scott Summary: In this episode of the Passive Income Attorney Podcast, host Seth Bradley discusses the importance of transitioning from active to passive income with guest Jay Scott, a seasoned real estate investor. They explore various investment strategies, the significance of due diligence in syndication, and the differences between house flipping and multifamily investments. Jay shares his journey from tech to real estate, emphasizing the need for teamwork in multifamily projects and the importance of understanding market conditions. The conversation concludes with actionable insights for listeners looking to create financial freedom through passive income. Links to watch and subscribe: https://www.youtube.com/watch?v=V26Rze2S9TM Bullet Point Highlights: Active income is trading time for money, while passive income allows for financial freedom. Investors should focus on the highest and best use of their time. Flipping houses can be tedious and may not be the best use of time for high-income earners. Transitioning to multifamily investments can provide more control and cash flow. Market conditions can significantly impact investment strategies and outcomes. Due diligence is crucial when vetting syndication sponsors and deals. Understanding the underwriting process is essential for passive investors. Building a strong team is vital for success in multifamily investments. Investors should seek to understand the risks associated with their investments. Passive income allows for a lifestyle centered around family and personal interests. Transcript: Seth Bradley (00:10.188) What's going on, law nation? Welcome to the Passive Income Attorney Podcast, your favorite place for learning about the world of alternative passive investments so that you can practice when you want to and not because you have to. Now, if you're ready to kick that billable out of the curb, start by going to attorneybydesign.com to download the Freedom Blueprint, which will also get you access to partner with us on one of our next passive real estate investments. All right, let's talk about   the highest and best use of your time. We've talked about active versus passive income and for good reason, they are completely different. They're on opposite sides of the spectrum. When we talk about active income, we're talking about your job as an attorney, as a doctor or a business owner, where you trade your time in for money out. Depending on your skill set, background, education, work ethic, et cetera,   You know, this could be a great use of your time or it could be a terrible one. But when most people think about getting into real estate investing, they're torn. Should you do a fix and flip like you saw on HGTV? Should you invest in a REIT like your financial advisor and Charles Schwab told you to do? Should you buy a single family rental or invest in a syndication? There are endless options so I can understand why it's so confusing. Well, start with this.   ask yourself, what's the highest and best use of my time? If you're thinking about doing an HGTV fix and flip and your partner at a big law firm, for example, is that flip really the best use of your time? And don't be mistaken, a flip is transactional and it is active. So will you make more per hour on that fix and flip than you would at your job?   After you factor in the learning curve, the deal sourcing, the headaches, what it takes away from your job and everything else, it's not even close. Unless you truly love doing it, which some people do, it just doesn't make sense for high income earners. You should be focusing on transforming the income you earn actively into passive income streams. At different levels on the passive scale, that could very well be a single family rental or an Airbnb.   Seth Bradley (02:34.26) or could be passive investments into commercial syndications. But if you truly want to obtain financial freedom as quickly as possible, don't create more time consuming activities that aren't as fruitful as the active income stream that you already have. Focus on passive investments until you are financially free. And then you will have the freedom to transition or not into any   active activity you have a passion for. Today, we have a very special guest, Mr. Jay Scott of Bigger Pocket fame. Jay is an entrepreneur, investor, advisor, and the co-host of the Bigger Pockets Business Podcast. He has bought, built, rehab, sold, syndicated, and held over $70 million in residential property, and currently owns several hundred units. Jay is the author of four bestselling books on real estate investing,   with sales of over 300,000 copies. Get really excited for this, folks. You're in for a treat.   This is the Passive Income Attorney Podcast, where you'll discover the secrets and strategies of the ultra wealthy on how they build streams of passive income to give them the freedom we all want. Attorney Seth Bradley will help you end the cycle of trading your time for money so you can make money while you sleep. Start living the good life on your own terms. Now, here's your host, Seth Bradley.   Jay Scott, what's going on, brother? Welcome to the show.   Scott (04:09.196) Thanks. Appreciate you having me here Seth.   Absolutely, man. Appreciate you taking the time out of your day, We've got a little bit of history, but let's jump into your history, man. What's your story? Tell us about your background. Take it back as far you'd like to.   Yeah, I'll keep it short because nobody really cares about what I used to do. So I'm a tech guy by education and former trade. I worked in Silicon Valley for a long time, spent about 15 years doing the engineering thing and the product management thing. 2008 decided to get married. My wife and I, she was in the tech world also. We decided to leave and do something different so we could start a family.   focus on our family. Basically, we were both working ridiculous hours and it just wasn't sustainable if we wanted to start a family. So put our jobs in 2008, moved to the East coast, ended up flipping houses. Long, boring story about how that started, just kind of serendipitous. We didn't really plan it, never really considered real estate, but fell into flipping houses. Over the next eight years or so, we flipped about 400, 450 houses, was great. It ended up being the,   next career we were looking for, it gave us the flexibility to kind of raise our kids and never have to miss a soccer game or a piano recital, which was fantastic. But then around 2017-ish really got burned out on flipping houses and that's when I started to look for some new stuff to do. and that kind of leads me into what I've been doing the last few years.   Seth Bradley (05:41.742) That's awesome, man. That's a ton of houses you flip, man. think that that's, know, a lot of the folks who've been in the game for a long time, they've heard you speak on, you know, on bigger pockets and all of that. So, you know, what attracted you originally to house flipping rather than, you know, buy it holds or anything like that?   So I'll be honest, I don't love real estate. I love business. I'm a business guy. like when I was even when I was in the tech world, I got my MBA and I did some business development and I moved from the engineering side to the product side where I could be more involved in the business stuff. And I'm a business guy by heart. And that's what I love doing. So when it came to flipping houses,   For me, was, I could have been buying and selling anything. It ended up being houses. And again, not an exciting story. mean, literally the story was my wife was watching a show on HGTV with some people flipping houses and she said, let's give that a try. Just as kind of like a fun thing to do on the side while we were waiting for our wedding to come up. So it wasn't something that I ever thought about or planned to do. It just kind of happened.   And so if it weren't flipping houses, it would have been buying and selling something else. would have opened a restaurant or I would have opened a retail store or who knows what I would have done. But for me, the challenge was in the business. It wasn't the real estate piece of it. And so I've always enjoyed the scaling part. So yeah, flipping a house is great. Flipping five houses is great. But I always wanted to know, how do I go from flipping five houses to flipping 50 houses in a year? What are the systems and processes I have to put in place?   how do I build that type of business? That to me is what's exciting. And so for me, it's always been about not the real estate part of it, but about the building the business part of it.   Seth Bradley (07:25.248) I love that man. I don't think I've heard anyone just come out and say that, even though a lot of people are probably in the same boat as you that, you know, you don't have to love real estate to recognize that it's a great business. Right. Yeah. So that that's awesome. So tell me a little bit about your, your transition and what you're doing now, your current business, how you kind of progressed from house living to what you're about to tell us about.   Yeah, so 2017, I just got really burned out on flipping houses. It was good to us financially. We got good at it. I wrote a bunch of books on it, but I'll be honest, it was never fun. And as the years went on, it just ended up getting more tedious. I felt like I wasn't learning anything new. It was revising processes and creating new systems. it was fun, but I needed some new challenges.   So 2017, I decided, okay, done with flipping, actually went and started doing some business stuff. So I do some advisory work for some tech companies. I do some angel investing. And so for a few months, I actually considered getting out of real estate altogether, focusing on other business pursuits. But I actually, what I realized was that I didn't like the nuts and bolts of real estate. I liked the mechanics of real estate.   I loved the negotiation piece. I loved the asset management piece. I loved the putting deals together piece and I was good at it. And so while I really didn't wanna be flipping houses, didn't want to be involved in the day-to-day aspects of managing the projects. I enjoyed the deal part of real estate. And so in addition to that, after I stopped flipping, I had all this cash.   And I was like, okay, what am I going to do with this cash? I was using it to flip houses. We were doing 50 houses a year. It's put a lot of cash to work. Now I had all this cash. I'm a control freak. do invest in other people's syndications, but I don't sleep well at night when all my money is being managed by other people. So I said, how do I kind of take back control of my own cash as well as kind of get back into real estate? What can I do in real estate that I would enjoy? And now I can also deploy a bunch of my own cash. And what I realized was multifamily.   Scott (09:38.648) That was a great opportunity. And I had been thinking about multifamily for a long time. But what I realized was from the syndication side of multifamily, could, one, I could have the control. could be a general partner. could control the deal. I could put the deal together. I could manage the deal. But also I could come in on the limited partner side as an investor. And it was a great place to deploy my capital. So I could deploy my capital in deals that I had full control over. So 2017, I decided I wanted to get into multifamily, probably wanted to get into syndication.   I reached out to a friend of mine, Ashley Wilson, who managed a company called Barred Down Investments. She and her husband had started the company a couple of years earlier. They were doing exactly what I wanted to do. And so I reached out to Ashley and I said, hey, I would love to learn multifamily. I don't expect you to like just take all this time and teach me so I can often be your competitor. But here's what I am willing to do if you're willing to do this. I will come work for you for a year.   And in that year, you've got all my time, you've got all my energy, you've got all my knowledge, you've got all my contacts, I'll put money into your deals, whatever it takes. You mentor me for a year, you've got my commitment for a year. After a year, we can figure out if like, there's a place for me on the team or if I'll go off and do my own thing. But basically, let's work together for a year. And she loved that idea. mean, I think she liked the fact that I was really good with the systems and the processes and the operation stuff.   And I obviously loved the fact that I could jump into a team that was high functioning, already owned a lot of properties and was doing deals. So for the next year, I worked with her team. It took about a year and a half before we finally did a deal. But 2020, just before COVID, we started putting together a deal. That deal went really well. Ashley and I realized that we were like, just we made a great team.   We had a bunch of complimentary skills, the things that she was really good at, I wasn't, the things I was really good at, she wasn't, it was just a good partnership. Around the same time, her husband decided that he didn't really want to be doing real estate anymore. He kind of wanted to be a stay at home dad. He liked helping with the business. He ran the underwriting team and he did a lot of the analytics, but he didn't want to be a partner in the business anymore. So about a year and a half ago, Ashley came to me and said, Hey, would you want to join me and be a partner in the business?   Scott (11:57.678) 2020, 2021-ish. Ashley and I joined forces. She and I now run bar down investments and we do value add multifamily all around the country.   That's great man, said you weren't having fun anymore, you having fun now?   I'm having a ton of fun. And I think the big difference between then and now is when you're flipping houses, flipping houses is a very, it's a solitary venture. Yeah, you have contractors around you and you have eight real estate agents and you have closing agents and lots of 1099 people, lots of vendors and people that come in to help you. But at the end of the day, you're running the show. You're doing the four big things that you do when you flip houses.   you're acquisitions or you're running acquisitions, you're doing the rehab or you're running the rehab, you're doing the disposition or managing the disposition and you're raising the money. mean, all four of those things, you don't generally have a big team to do those things because it's just hard to scale a big team when you're flipping houses. The profits aren't there, the margins aren't there. Unless you're doing real high-end houses, the deal size isn't there. But in multifamily, the thing I love about multifamily is it really is a team sport. When you're doing it,   $10 million deal or a $50 million deal, it's not something that I could ever do myself. It's not something anybody or very few people can do themselves. Typically you have to be part of a team because things are very specialized. mean, the acquisitions piece, you need some of the best acquisitions people in the world to be finding deals in this market. The renovation piece to be renovating a 200 or 400 or 600 unit apartment complex, it's not like flipping a house. You need to have really good systems and processes. need to...   Scott (13:36.448) really know the renovation side of things. Managing the property, I mean, you have to know the asset management side. You have to know how to carry out a business plan. You have to know how to increase and reposition rents. You have to know how to decrease expenses and improve the efficiency of the management. And then on the sales side, that's a whole other world where you have to really know the market and be able to work with the brokers and know how to position the company for sale. And then finally, there's that raising funds piece.   And that's a whole world by itself, whether you're dealing with raising debt through a broker and you're going like just typical, like getting loans, or you're going out to private investors or institutions and you're raising equity, people that come in as partners. And I mean, that's a full-time job in itself, those two things. So when you do multifamily, you really need to figure out what are you great at? And then you need to surround yourself with people who are great at everything else. And so that's what I loved about multifamily. It allowed me to focus on what I was really   and then bring in people who are literally the best in the world at all the other stuff. And now it becomes a team sport. It goes from playing tennis to playing basketball. It goes from being yourself reliant and you have to do everything and be the best versus you have to be able to put together the best team and manage that team in a way that not only is everybody fantastic, but working together, they're better than the sum of their parts.   Yeah, yeah, that's fantastic, man. The whole team game part of multifamily and commercial real estate. It's really interesting because when you get into other businesses, it feels more competitive and kind of like if you if you have the secret sauce, you keep it close to your vest. You don't you don't tell everybody about it. Whereas when you're in this commercial real estate world, everybody's sharing ideas. Everybody's trying to partner. Everybody's trying to see how they can help you rather than just looking about, well, how can you help me kind of?   I call it, I'm gonna get in trouble here, but the Hollywood mentality where it's like, what can you do for me? Oh, you just drive a three series, you probably can't help me. So it's a different attitude.   Scott (15:41.294) Absolutely. I like to refer to it as co-op petition. It's like there are deals that you're going to do with other people and then there deals you're going to do yourself and you may come back to those people later. You may never come back to them, but everybody kind of looks out for each other because you never know when you may end up in a deal with somebody that previously you were competing against. And so anytime that you're not in a deal with somebody, you're still treating them as if, the next deal we could end up being partners. And the deal after that, we could end up being partners.   because it really is, it's a small industry, everybody knows each other. we really, again, going back to the sum of the parts is greater than the parts themselves. mean, working together, we can really do a whole lot more than if we just are purely competitive and try and take each other down.   Yeah, absolutely. And I think kind of going back, there's a lesson to be learned about how you were transitioning from house flipping and you were the best at it. And then you're like, okay, I want to go into multifamily and a syndication. You went and you sought out someone that was already in the game that knew what they were doing, that had the experience. And you said, what can I do to help you? What value can I bring to you to help you so you can teach me what you've done? And there's a lot of value to be found in that lesson for folks that are trying to   you know, get into the active side. A lot of listeners out there are passive investors already and they're, you know, maybe thinking about, maybe I want to do in the active side. And they're like, well, what can I do? Cause a lot of attorneys, especially in doctors and folks like that, they think they have this one track mind. They're only trained to do one thing. And they're like, what value can I provide as somebody else? But there are a lot of skills that you've learned in your W2 profession that you can apply to help other folks that are already in the industry.   Absolutely. I mean, I talk about it a lot, but even outside of real estate, I do a lot of advisory work and I'm still pretty active in the tech world. And I find companies that kind of bridge that gap between technology and real estate. all know about the Zillows and the Airbnb type companies. There are a lot of startup companies in that space too called property technology type companies. so...   Scott (17:46.998) I love to use my experience, my knowledge, my relationships to go into those companies and help them grow their companies. In return, I'm not an employee. I'm not even a 1099 contractor. In return, I'm getting equity so that if I can help make them successful, ultimately my equity is gonna be worth something. I'm gonna be successful as well. And so what I like to tell everybody like figure out what you're good at and then figure out who needs that expertise.   and then figure out how you can offer that expertise in a way that isn't trading necessarily hours for dollars. Figure out how you can trade your expertise, your knowledge, your Rolodex, your whatever it is for equity or potentially passive income so that you can grow potentially many fold as opposed to I charge $200 an hour or $300 an hour. mean, everybody loves $300 an hour, but the minute you stop working, you stop making that money. But if you can get equity, that equity can work for you for a while.   Yeah, absolutely. And it's tough for a lot of the WTs out there listening, they're highly paid professionals. It's tough to get off of that treadmill. For some folks it's easier because they're not making as much money, but for the lawyers, the doctors out there that are making a good amount of money in their profession, it's tough to try to see, you know, to stop trading time for money. But you've got to kind of see through the weeds there.   Yeah, well, what I tell people is, there's two types of income. There's your active income. That's the stuff that you're trading your time for, whether you're a doctor or a lawyer or an engineer or you're a house flipper or you're a consultant or you're a small business owner, whatever it is, that thing that when you stop working, you stop making money. And then there's a passive income. It's the thing you trade money for money. So you put your money out there and hopefully it continues to come back to you for the rest of your life or at least the next several years.   And so what I like to tell people is don't think about those the same. Those are completely different. figure out for your active income, figure out what the highest and best use of your time is. If you're gonna make more money as an attorney than you are flipping houses, don't flip houses just because you eventually want to retire on real estate. You can always use real estate for the passive side of things, but if you're gonna make more dollars per hour as an attorney or a doctor or a consultant, then do that because you wanna get out of that active income as quickly as possible.   Scott (20:05.9) And the way you do that is you make as much as you can and you move it over to the passive side. So focus on whatever it is that's generating the most dollars per hour for a shorter period of time so that you can then start moving that money over to the passive side and start building up the passive side. don't, people ask me all the time, should I flip houses or should I buy rentals? And I'm constantly telling them that's not the right question. Flipping houses is your active income. Compare that to all the other.   potential active incomes you can have. And rentals is passive income. Compare that to all the other passive investments you can make. And so don't say flipping houses or rentals say, should I be flipping houses or should I be an attorney? And don't say, I be flipping houses or rentals say, should I be doing rentals or should I be investing in syndications or dividend generating stocks or something else? And think of them very differently. then secondly,   Make sure as much of that active income as you can, move it over the passive side so that you can start that snowball rolling. I compound interest is the key to financial freedom. And the sooner you can put more money to work, the faster it'll compound and the sooner you can start to live on.   Yeah, I love that man. mean, lot of folks, you know, calls that I take, they're like, hey, they're attorneys. Should I quit my job or how do I quit my job? I'm like, if you want to quit your job, don't be hasty about it. First of all, you're probably making a good amount of money in your active income. You just need to figure out a way to transition that active to passive income and don't just quit your job. It's very difficult to flip houses, to do an HGTV fix and flip while you're working at a big law firm or something like that full time.   I tried to do it, I didn't do it very well. You're not even gonna make it nearly as much money as you would as a doctor, as an attorney, unless you get to level like you did, Jay, but that takes time and that takes a buildup of accumulation of skills and money to be able to get to that level.   Scott (22:05.826) Yeah, I mean, at the end of the day, it's a math equation. mean, your passive income or your ability to build up enough income to be able to retire, whatever your number is, is based on how much can you put in per month into that wheel, that passive income growth machine? How much are you generating every year on what you're putting in? So what do your returns look like? And three, how long do you have to compound it?   And so everybody can go out into a compound interest calculator and say, okay, I have $5,000 a month that I can invest passively and I can return 12 % per year and I need $6 million to retire. Well, based on those three numbers, you can now figure out that fourth variable, is how long is it going to take? And so figure out how much do you have per month to put in? What's the rate of return you can generate and how much do you need? And that'll tell you how long it's going to take or   figure out how much you have to put in, how much your return is gonna be and how long you wanna spend. And that'll tell you how much you'll end up with at the end, either way you wanna look at it. But again, it's a pretty simple math equation, but too many people don't actually do that equation where they don't think about it until too late and they think, I wish I would have taken that $5,000 a month that I was spending on my second home in the Bahamas and put that into real estate so that I could have been.   compounding it and so now I could buy that home for cash five years or 10 years later.   Absolutely. Attorneys hate math, but I think they can handle that little equation. I want to take a step back for a minute because you got into house flipping in 2008, which is kind of like around the big crash. And now we're kind of at the height of a market. We don't know where that height is going to end, but we're definitely in it. Right. So can you maybe compare and contrast getting into, let's say,   Seth Bradley (24:01.652) one real estate venture in the middle of a crash compared to getting into another venture kind of towards, towards the upswing.   Yeah, so it's one of the reasons I like multifamily and I like commercial and I like syndication. Anytime you're doing purely transactional deals, buying something and then selling it, not generating any cashflow in between, you run a risk. If the market turns in the middle of the transaction, you're gonna lose money and you don't have a lot of ways to mitigate that risk.   Whereas if you're buying something like an apartment complex, or even if you're buying a rental property, or you're buying a self-storage complex, or you're buying anything that cash flows, the nice thing is if the market turns, you may not be in a great position. You may not be thrilled with what's happening with the value of your assets, but if you're still generating cash flow, you can weather that storm. Maybe it's gonna take, the average recession lasts about 18 months. And so if you can make enough income that you can keep yourself afloat for 18 months, or maybe   it's a horrible recession and it lasts three or four years. If you're still making income and you can keep yourself afloat for three or four years, the market's gonna come back. And so when we do our multifamily deals, yeah, we typically say we're planning to hold three to five years, but we also do all the underwriting to ensure that if we have to hold for six years or eight years or even nine or 10 years, that the numbers still work because.   Again, who knows what's gonna happen three years down the road, we could have a major recession that lasts four years and now we're seven years down the road. I wanna know that my multifamily investments in seven years, they're probably gonna be producing more cashflow. We're probably gonna see more growth in terms of population. We're probably gonna see more growth in terms of employment. Hopefully we're gonna see more wage growth once we come out of that recession. So all the economic indicators that kind of lead towards value growth in multifamily,   Scott (25:58.486) are going to happen over those seven years if I can just get my property seven years and not lose it. With a flip, well, I'm not generating any income. So if the bank calls the loan due or if my two-year loan comes due and I can't refinance, I'm screwed. But in a multifamily, I just waited an extra couple of years and I'm probably in a better position than I was anyway. So that's one of the reasons I love multifamily because we can't predict   what the economy is gonna do in the next couple of years. But I do know that whatever the economy does, it's probably gonna come back in the next five or 10, and I'm still gonna have the problem.   Yeah, yeah, that's great. That kind of rolls into this next question. How does a passive investor that's kind of vetting a sponsor, how do they check kind of the boxes to see if their sponsors are taking the extra measures to look into those risks that you just mentioned, to mitigating those risks, to taking those risks into account in their underwriting and things like that. How can they best vet the sponsor to make sure that they're thinking of those things?   So I invest in a lot of other people's syndications as well as my own. And so when I do that, I kind of look at five areas for due diligence anytime I invest in a syndication. Number one is the team. And that's probably the most important thing. For a lot of people, I have been pleasantly surprised that a lot of our investors have recognized that team is the most important aspect of the deal. I know in the flipping world, everybody was concerned about the deal. Nobody cared about   what was my experience, but in the multifamily world, a lot of investors recognize that the team has to be great. So number one is the team. Number two is location. Location is often overlooked, but at the end of the day, the thing that's gonna drive value for multifamily and for commercial real estate in general is gonna be population growth. So you want more people coming into an area, employment growth. So you want more employers coming into an area that will bring more people in. You want wage growth because that will ultimately drive rents up.   Scott (28:06.082) and you want employment diversity. You wanna know that if one industry takes a big hit, so for example, we invest in Houston, but we won't invest in the energy corridor of Houston because it's so reliant on oil and gas, that if the oil and gas industry took a big hit, the real estate around there would probably take a big hit. So we wanna see that there's good employment diversity. But at the end of the day, location is that next big thing. So team, location, number three is the deal itself.   So you need to know that the deal is gonna stand on its own. I wanna know that if I took a deal and I handed it to pretty much any other indicator, they couldn't mess it up too badly. Obviously, again, we're gonna go back to the team is super important, but I want the deal also to stand on its own. And I wanna know that the business plan for the deal, the hold period, the numbers and the underwriting, the pro forma for the property makes sense. So team location deal.   Number four is the returns. So obviously when I invest with somebody, I'm in it for the money. And so I wanna see that the returns are commensurate with the risk. I wanna know that the returns, if somebody tells me I'm gonna get 10 % returns in this deal versus 20 % returns in another deal, I wanna know, well, why am gonna settle for lower returns? I want the answer to be because it's a lot lower risk or because you're gonna get your money back a lot sooner, which is gonna allow you to compound it or whatever the answer is.   I want to know that the returns make sense given everything else. And then finally is the risks. At the end of the day, I'm always going to sit down with the syndicator and I'm going to say, what are you most concerned about here? Like where, if I'm going to lose money on this deal, where am I most likely going to lose money? They say, there's no shot of losing money. walk away because we all know every deal has risks and every syndicator knows what those risks are. And they're thinking about those risks. I just want them to tell me.   So if I'm gonna lose money on this deal, where am I most likely? Why am I most likely to lose money if I'm going to lose money? So those are the five things that I look for. Talking about each individually a little bit more. the team, I like to know that one, I wanna see how many deals the team has done together because again, like a basketball team, you can put the best basketball players in the world together. And if they've never played on the court together,   Scott (30:31.672) they're not gonna be necessarily the best team out there. You can find another team with five inferior players who have been playing together for 20 years and they're probably gonna be better because they know each other better. So I like to see teams that have worked together for a while. I like to see teams that have gone full cycle in deals. So it's easy to buy 10,000 units. It's hard to buy 10,000 units and also sell 10,000 units for a profit. So I wanna see that if a team has bought a lot of deals, they've at least sold some for a profit.   I wanna see a team that's putting their own money in the deals. So I want people that have skin in the game. If they don't have skin in the game, and I've seen plenty of syndicators that don't like to put money in the deals, well, they need to sweeten the pot for me somehow. So maybe they're saying, we're not gonna take any profits until at least year three, or we're gonna give you a better preferred return, a better split than you would get if we were putting money in the deal. I wanna know if you're not putting money in.   that you're at least giving me something that aligns our interests and ensures that you're gonna be working hard even though you might not have as much financial risk. So those are the types of things I like to see in the team. I like to see things like at least one or two people working full-time. If everybody's part-time, that's kind of a little bit scary. Obviously not everybody has to be full-time because there are a lot of jobs on a GP team that aren't full-time jobs. There are a lot of jobs that might stop the day you purchase the property. Like the person that's raising money, job's   pretty much done other than communicating status when the property's been purchased. But I do want to know that whoever's managing the asset is doing it full time. So that's kind of the team stuff. Location, again, population growth, employment growth, wage growth, and employment diversity. So those are the four big things I look for. Next is the business plan. So I want to see the biggest question when somebody goes in and...   does what I do, which is a value add multifamily. Basically they buy it, they raise the value of the property and then they sell it for a big profit. Where is that profit coming from? Generally the profits coming from raising the rents. There's also some lowering the expenses, but at the end of the day, raising the rents is kind of the big thing that's gonna generate the big profits in multifamily. And so I wanna know how are you raising the rents? And two, when you tell me that you're raising the rents from X to Y, where is Y coming from?   Scott (32:55.182) Show me the comps that tell me that why is a reasonable new rent, market rent for this property after you've done the renovation. So I wanna see the comps. So that's kind of the deal. The returns speaks for themselves. I wanna see like the structure of the deal. So when's the money coming back to me? Is it paid monthly? Is it paid quarterly? What are the returns look like? What's the preferred return? So is it a low preferred return, which means   that the syndicators are getting paid sooner, whereas at a higher preferred return, which means the syndicators have to do more for me before they take anything home. So that speaks for themselves. And then for the risks, I wanna know both the catastrophic risks. So what's the thing that's like going to make me lose all my money? Is there something out there that can cause me to lose all my money? Hopefully the answer is no, but there are probably some risks that are bigger than others. So we do a lot of deals in Houston. If somebody were to say to me, what's the biggest risk on your deals?   The answer is generally going to be weather. If we have a really bad hurricane, if we're in a flood zone, we probably have flood insurance and we have hurricane insurance. But if it's in a place that's never experienced the negative impacts of a flood or a hurricane, and we are not required to have flood insurance, but there's still a massive hurricane that wipes out that property, that's not going to be good. We're going to have to pay for that ourselves. So what's our mitigation there? We don't have a great one. Luckily.   the risk is really low. We don't buy in areas where there is that risk. And if there is, we're gonna get flood insurance. But I do want my investors to know that no matter where you invest, whether it's a risk and especially in Houston, if we see a storm bigger than anything we've seen the last 50 years, some of our properties could be at risk. And then there are the smaller risks. So maybe there's five other complexes being renovated all around us. Maybe there's class A, brand new class A being developed.   all around us. So basically our absorption of units is going to slow down because there's so many more units. Maybe there's one big employer in the area. Amazon just built a warehouse that's employing 8,000 people. Well, what happens if Amazon has a bad year and has to lay off 4,000 of those people? How's that going to affect us? So, so risks is the next thing. And the way I approach it is I literally sit down with the, with the syndicator and say,   Scott (35:15.554) What keeps you up at night? What are the biggest things you're concerned about? And so those are the things that I do. I have no problem basically saying to a syndicator, I need 15 or 30 minutes of your time to ask these questions. Typically the good ones will either find the times themselves or have somebody on their team that will sit down and answer these questions. If they're not willing to answer those questions, well, that's probably a good indication that that's not a good team.   Yeah. For our listeners out there, that breakdown was incredible. Rewind that, listen to those five items again. That's a quick, but thorough and awesome rundown of what you need to do. Just as at least the starting points for your due diligence. And that's, that's great that you said if they won't book a call with you either themselves or an investor relations person on their team, then it's time to, you can just walk away and look at the next, look at the next deal. One question I had on the deal.   So a lot of folks, it's kind of overwhelming to see an underwriting model or something like that. And being a passive investor, I don't know how much you even want to dive into it. Some people do, some people want to nerd out on it. Most people don't. And we don't generally have access to the T12 or the rent roll or anything like that. What are maybe some quick tips on how to maybe proof through that pro forma to make sure that the assumptions are reasonable and the pro forma is generally   a reasonable prediction of what we might expect from that investment.   Well, let me start, me take a step back before I answer that particular question and just say that even for you and me, mean, you know how to do an underwriting, I know how to do an underwriting. If you or I were gonna invest in somebody's deal, Joe Smith's deal, we're probably not gonna have enough information even though we know this business really well and we know the underwriting models really well, we're probably not gonna have enough information.   Scott (37:08.908) that we're going to be able to know for certain that Joe Smith's not trying to scam us out of money. So if Joe Smith is really smart and he could probably put together an underwriting that could fool us because we're just not gonna be putting in as many dozens of hours underwriting as he and his team are. So the number one thing I would say is make sure you trust your syndicate. This goes back to why team is so important.   because there's two types of things that Joe Smith can do. One, he could do a bad job of underwriting and come up with bad numbers. That's not good, but that's not nearly as bad as Joe Smith wanting to scam us out of money. So number one is make sure Joe Smith's not the kind of guy who wants to scam us out of money. And so work with people who are reputable. And that's why I would invest with you before I would invest with 95 % of syndicators out there because you're an attorney, you passed the bar.   you know that if you go and somebody finds out that you're trying to scam somebody, well, you're putting your entire career at risk. And so what I tell people is, so what do you have that really proves that this person is on the up and up? And maybe it's a track record. Maybe it's 10 or 15 years of doing deals. Maybe it's, I like to think with me, I've been doing this business for 15 years. I've done thousands of deals with hundreds or thousands of people.   And if you go out on the internet, nobody's gonna, you're not gonna find anything that's written negatively about me. So that's a good sign. But make sure that there's something out there that gives you faith in that syndicator, even if it's just somebody else that's invested in a couple of deals with them. So that's number one. So that's the way to rule out that catastrophic, they're trying to scam you risk. Then there's the more likely, what if they just didn't do a good job of underwriting risk?   And so for that, would say for people that have very little knowledge of how the underwriting works and how the numbers work, it can be really difficult. And so what I like to do is, or what I recommend people do is sit down and ask to do a Zoom call for 15 minutes with the investor relations person and say, hey, will you kind of walk me through the high level underwriting? And at least force them to go through and then just ask questions.   Scott (39:30.958) when they say something, even if you have no idea what you're talking about and they say, well, it looks like we're gonna be able to reduce expenses by implementing a rub system, blah, blah, blah. Oh, okay, well, what is rubs and how does that work? And at least make them explain it to you. At least then you'll get an idea that they're not making it up as they're going along, or at least you'll get that confidence that it sounds like they know what they're talking about. But the biggest thing that I would say is that whole comps thing.   And this is a question that a lot of people don't like to ask. But I actually, and when people ask me this question, it always makes me nervous because it's the hardest part of the business, but it impresses me when people do. to the underwriting or the investor relations person, what are the comps that you used for your post renovation market rents? So again, the thing that drives values in multifamily is after the renovation is completed, in theory, you should be able to bring your rents up higher.   and your rents, those higher rents, you should be able to figure out what they are by looking at other units that have already been renovated and seeing what their rents are. So if I buy one, two, three Main Street, and I know I'm going to put $8 million into it, well, now that property is going to comp out to 678 Main Street. And well, what are the rents at 678 Main Street? And so by asking, hey, so you're buying one, two, three Main Street, what are the comps for the rents after you renovate?   and they tell you, it's going to be 678 Main Street and 123 Smith Street, whatever it is, you can then go look up those properties and say, okay, well, it looks like a two bedroom at those properties is renting for 1200. Now I go back to the investor relations person or whatever information they gave me I see, oh, okay, after renovation, they have their rents at 1200. Makes sense. If that's a reasonable comp, they now have the rents at kind of where they should be.   If he says that six, seven, eight main streets, a comp, and you go look in a two bedroom at six, seven, eight main streets, 1200, but their underwriting tells you that after they do the renovation, they're going to be charging 1500. Well, why are you now $300 above this property that you said was a comp? And so that to me is kind of the first thing that I look at or the biggest thing I look at is what are the comps that they're using and does just a kind of first pass.   Scott (41:57.762) jumping on apartments.com or calling the complex and asking them what different things rent for. Does that coincide with what they're telling you their post renovation rents are gonna   Yeah, I love that man. I mean, it's not as simple as just going into an old dilapidated apartment building and saying, I'm to put granite countertops and hardwood flooring and stainless steel appliances in there. And then I'm going to triple the rent or double the rent. It's not that easy. If it's not in the right area that could support those, those market rents or that have potential tenants that want those types of things, it doesn't work. So that's why that's so important to check those comps to see what's around those apartments that you're going to be investing in to see if, they can achieve those.   those proforma rents. All right, man, before we jump into the freedom four, what's one last gold nugget for our listeners?   Absolutely.   Scott (42:45.634) Yeah, so again, what I would tell people is figure out your highest and best use on your active side. And then for the passive side, figure out how you're gonna scale. And I know a lot of people like to invest in a whole lot of different things, but I'm a big fan of doing some work so that you don't have to diversify as much. Diversification is great, but diversification,   is for people who aren't really an expert in anything. If you want to get your best returns, the way to get your highest level of returns is not to have to diversify. And the best way not to have to diversify is to get knowledgeable about whatever you're investing in. So if you decide you wanna invest in all your syndications, just cause that's what you and I do. So it's an easy example. If you want to invest in syndications and that's how you wanna grow your nest egg, my recommendation is,   get as much information about syndications as you can. Pick up a good book on syndications. Go find somebody that does syndications and say, hey, I'd to pay you a thousand bucks for five hours of your time. Or you just to walk me through what a typical deal looks like or what the underwriting looks like. Or go sit in on a hundred multifamily syndication investor videos, presentations. So you can see all the different things they're talking about and become as much of an expert there as you can. So that way you're reducing your risk without having to do a lot of the.   diversification. So focus on whatever your highest and best use of time is on your active income and then become as knowledgeable as you can for whatever you're investing in passively. What I like to say on the passive side is it's not truly passive. Nothing's truly passive. But the best investments are the one where all the work is done upfront. You do your due diligence and then it becomes passive.   Yeah, that's awesome, man. And then what you can do though is diversify within that strategy, right? Absolutely. Yeah, different asset types can have different business strategy, value add, or maybe you're dealing with just a class A where you're chasing yield or across different cities, different geographies, or across different sponsorship teams. There's other ways to diversify within that same type of investment strategy. Yep. All right, man, let's jump into the Freedom 4.   Scott (45:05.598) It's time for the Freedom Four.   What's the best thing you do to keep your mind and body healthy?   So for me, it's admitting when I need a break. I know so many people that it's a badge of honor to work 80 hours a week, 52 weeks a year, never take a vacation. I'm just the opposite. If I wake up one morning and I'm tired and I don't feel like working and I don't feel like I'm gonna be productive, I will grab a book. I might even turn on the TV. I might say to my wife, hey, let's go to breakfast or let's go spend the day, let's go to a movie.   And I have no qualms with just saying, I need a break today. Today's not gonna be a productive day. I don't need to pretend to work just so I can have that badge of honor that I work hard. And so, yeah, and that's one of the nice things about real estate. mean, I don't have a hundred percent flexible work-life balance. I can't do anything I want any time I want, but if I wanna take a couple hours off, I normally can. And so I'm not scared to do that.   Yeah, yeah, that's a great answer. With all your success, what is one limiting belief that you've crushed along the way and how did you get past it?   Scott (46:15.734) Yeah, I still have a lot of them. I think we all do. But I'd say the biggest one is that doing a big deal is not that much harder than doing a little deal. I'm not going to say a hundred million dollar deal is just as easy as a hundred thousand dollar deal. But if you're smart enough to do a hundred thousand dollar deal, you're smart enough to do a hundred million dollar deal. And the people that are out there doing those hundred million dollar deals, mean, we have, we now have a hundred million dollars assets under management.   I remember a couple of years ago, looking at the people that had nine figures under management and thinking, they're different. I can't do that. These are people, went to some school that I will never go to, or they were born into something that I was never born into, or they know people I don't know, or whatever it is. No, they're normal people. And the only difference between them and me was I wasn't thinking big enough.   and I wasn't willing to take some risks and I wasn't willing to acknowledge the fact that doing again, a hundred million dollar deal is certainly within my capabilities. So that to me has been probably the biggest one and it's made it a lot easier for me now to say, okay, $50 million deal, let's go do it, not think twice.   Yeah. I had a similar experience working in, in, big law, doing house flips, doing single family rentals, things like that. And even though my clients are doing 50, a hundred million dollar deals and I'm helping them close those deals, it was just like the mindset shift that, a minute, I can do those deals too. I'm actually giving them advice on how to, how to do this thing. I need to step up my game and, and, take some.   Exactly, it's the difference between people doing a hundred million, a hundred thousand, it's all mindset.   Seth Bradley (48:00.866) Yep, absolutely. What's one actual step our listeners can do right now to start creating more freedom.   take action. So the biggest thing that I see stopping people is just this fear to take the first step. And I know this doesn't apply to a lot of your listeners, but I talked to a lot of people who want to get into house flipping or they want to get into rentals and they've been thinking about it for years and they just never take that first step and then they end up giving up. One of the the few truisms I see in this business   is that there are two types of people I meet. Number one, I meet people that have never done a deal. They've done zero deals. And maybe they're still working on it. Maybe they've given up whatever it is, but they've done zero deals. And then the other type of people I meet in this business are people that have done a lot of deals. They've done five or 10 or 20 or 50 deals. There's one type of person I never ever meet in this business. And that's somebody that's done one deal. Because if you get that one deal, you're gonna get the second and the third and the fifth and the tenth.   Nobody does one deal and then says, okay, that's it, I'm done. can't do this. So what I like to tell people is, and that applies to a lot of things in life. If you can get over the hump and do it once, you're gonna get that snowball effect and it gets easier the second time. It gets even easier the third, it gets even easier the hundred. So don't give up until you achieve that first step or that first iteration of whatever it is you wanna achieve because that's gonna get that snowball rolling.   Yeah. Yeah. We preach that on their show all the time. Just like, you know, just do a deal, just invest in a deal so you can get that experience and it'll just kind of open up your mind to other opportunities. You'll just see opportunity all around you. Once you just do one deal last but not least, how it's passive income made your life better.   Scott (49:51.886) Passive income has given me the ability and the confidence to raise a family. Before this, my biggest concern with raising a family was I didn't want to be, I had, my parents were great, but my parents were always working. And I didn't want to be the same type of father that my parents were. Again, they were fantastic, but I wanted to always be there. I wanted to be at every soccer game, every piano recital.   I wanted to be able to go into school for the parent-teacher conferences. so passive income has really given me the ability to build my life around my family as opposed to building my life around   Love that, love that. It's been fantastic, brother. We're gonna listen and find out more about you.   Yeah, anybody wants to get more info, go to www.connectwithjscott, just letter J, Scott, connectwithjscott.com, and that'll link you out to everything you might wanna find.   Awesome man. Talk soon.   Scott (50:54.945) Awesome. Thanks,   All right, Mr. Jay Scott from Master House Flipper to multifamily syndicator. He's a master of creating profitable, well-oiled business machines. I've been reading Jay's bigger pockets books for years and it's awesome to have the opportunity to have him on the show today. Major key, focus. Focus on transitioning your active income to passive income and don't get distracted. All right, if you're ready for a change, you're ready to take action.   partner with us on one of our next passive real estate deals. Go to passiveincomeattorney.com and join our Esquire Passive Investor Club. All right, kiddos, as always, enjoy the journey.   Thank you for listening to the Passive Income Attorney Podcast with Seth Bradley. Do you want more ideas on how to generate multiple streams of passive income? Then jump over to passiveincomeattorney.com for show notes and resources. Then apply for the private Facebook community by searching for the Passive Income Attorney on Facebook. And we'll see you on the next episode.   Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en J. Scott's Links: https://www.linkedin.com/in/jscottinvestor/ https://www.instagram.com/jscottinvestor/ https://x.com/jscottinvestor https://linktr.ee/jscottinvestor

Dazed & Confused. In this episode, we continue our series on The Bondage of the Will (1525), by Martin Luther. We read Dr. James Nestingen's historical introduction to the treatise and delve into the ways two theologians differed in their exegesis of Scripture, their interpretation of Christian doctrine, and the early and medieval church-theological traditions that influenced Erasmus and Luther as they engaged in a back-and-forth. SHOW NOTES:  The Captivation of the Will: Luther Vs. Erasmus on Freedom and Bondage by Gerhard O. Forde https://amzn.to/4mOYuPx  Thomism https://en.wikipedia.org/wiki/Thomism Luther: Right or Wrong? by Harry J. McSorley https://amzn.to/460OkFF  Mary Harrington: 'The only way out is through.' https://www.youtube.com/watch?v=o_7cBBEbOJA  Luther's Philosophical Theses (1517) - Luther AE31 https://amzn.to/4mdlK8C    More from 1517: Support 1517 Podcast Network: https://www.1517.org/donate-podcasts 1517 Podcasts: http://www.1517.org/podcasts 1517 on YouTube: https://www.youtube.com/@1517org 1517 Podcast Network on Apple Podcasts: https://podcasts.apple.com/us/channel/1517-podcast-network/id6442751370 1517 Events Schedule: https://www.1517.org/events 1517 Academy - Free Theological Education: https://academy.1517.org/   What's New from 1517: Untamed Prayers: 365 Daily Devotions on Christ in the Book of Psalms by Chad Bird https://www.amazon.com/Untamed-Prayers-Devotions-Christ-Psalms/dp/1964419263 Remembering Your Baptism: A 40-Day Devotional by Kathryn Morales https://shop.1517.org/collections/new-releases/products/9781964419039-remembering-your-baptism  Sinner Saint by Luke Kjolhaug https://shop.1517.org/products/9781964419152-sinner-saint  The Impossible Prize: A Theology of Addiction by Donavan Riley https://shop.1517.org/products/9781962654708-the-impossible-prize    More from the hosts: Donovan Riley https://www.1517.org/contributors/donavon-riley  Christopher Gillespie https://www.1517.org/contributors/christopher-gillespie   MORE LINKS: Tin Foil Haloes https://t.me/bannedpastors Warrior Priest Gym & Podcast https://thewarriorpriestpodcast.wordpress.com   St John's Lutheran Church (Webster, MN) - FB Live Bible Study Group https://www.facebook.com/groups/356667039608511  Gillespie's Sermons and Catechesis http://youtube.com/stjohnrandomlake  Donavon's Substack https://donavonlriley.substack.com Gillespie's Substack https://substack.com/@christophergillespie  Gillespie Coffee https://gillespie.coffee   Gillespie Media https://gillespie.media     CONTACT and FOLLOW: Email mailto:BannedBooks@1517.org  Facebook https://www.facebook.com/BannedBooksPod/  Twitter https://twitter.com/bannedbooks1517   SUBSCRIBE: YouTube https://www.youtube.com/@BannedBooks Rumble https://rumble.com/c/c-1223313  Odysee https://odysee.com/@bannedbooks:5 Apple Podcasts https://podcasts.apple.com/us/podcast/banned-books/id1370993639  Spotify https://open.spotify.com/show/2ahA20sZMpBxg9vgiRVQba  Overcast https://overcast.fm/itunes1370993639/banned-books 

Believers Voice of Victory Video Broadcast for 09/12/2025. Did you know you can walk free from the law of sin and death? Watch Believer's Voice of Victory as Kenneth Copeland teaches how the law of the Spirit of life makes you free from the law of sin and death. Tune in to learn how to use your faith-filled words to walk in freedom in every area of your life!

As Jim noted, "There's more paper than minutes," so much ground was covered on this edition of the "Round-Up." Here's a sample: --Charlie Kirk of Turning Point USA was killed earlier this week while speaking at Utah Valley University. Jim provided audio from Governor Spencer Cox of Utah who commented on the killing, along with news that the alleged perpetrator (Tyler Robinson) had been captured. --Vice President J.D. Vance escorted the casket of Charlie Kirk home to Arizona. --President Trump said he will award the nation's highest civilian honor, the Presidential Medal of Freedom, to Charlie Kirk. --President Trump said that Charlie Kirk's widow Erika, wants to keep Turning Point USA, Charlie's conservative youth organization, operating following his assassination. --Secret Service agent Anthony Pough said Charlie Kirk, a Christian husband and father to two young children, deserved to be murdered in cold blood. --Conservative podcaster Steven Crowder has announced that his company has been subpoenaed by the ATF after he received a leaked document from within the agency claiming that a weapon found near the site of Charlie Kirk's assassination was equipped with cartridges etched with symbols and phrases tied to transgender and Antifa ideology. --Audio of Charlie Kirk presenting the Gospel in 70 seconds. --The Secret Service is tightening security for President Trump in the wake of the assassination of Charlie Kirk. --Ukrainian refugee Iryna Zarutska stabbed to death on the light rail system in Charlotte, North Carolina, allegedly by repeat offender Decarlos Brown.

Are you ready to move away from modern medicine and embrace God's natural design for health? This episode is for you if you've been struggling with fatigue, chronic illness, or emotional overwhelm — and you want to experience faith-based healing and lasting energy. In this third and final episode of the More Energy Method Series, Alexandra shares powerful real-life testimonies of Christians who overcame illness, pain, and trauma by following God's biblical framework for health. You'll discover practical steps, powerful Scriptures, and inspiring stories that will help you: Reclaim your energy and vitality naturally Find peace and hope through God's promises Align your health with biblical principles Experience transformation through faith and obedience What You'll Learn in This Episode The 4-Step Biblical Framework for Healing that restores health and energy Real testimonies of Christians healed from Crohn's, autoimmune disease, and emotional trauma How faith, prayer, and obedience open the door to miraculous breakthroughs Simple, biblical strategies to detox your body and home Why crying out to God is the key to transformation The 4-Step Biblical Framework for Healing (01:23) Alexandra walks through the More Energy Method's faith-based wellness framework: Have faith & ask God for wisdom – Start every step with prayer. Know the truth & meditate on it – Fill your mind with Scripture. Pray for a change of heart & clarity – Ask God to open your spiritual eyes and ears. Be obedient & trust God with the outcome – Take action and surrender results to Him. Real Stories of Healing and Transformation Healing from Crohn's Disease Through Prayer (01:52) Karina experienced miraculous healing after 23 years of Crohn's disease. When doctors said there was no cure, she prayed for wisdom, trusted God, and followed His leading — and was healed. Scripture on Post-It Notes Saved a Marriage (04:42) Keisha, a stay-at-home Christian mom, faced betrayal and heartbreak when her husband's secret life was exposed. By covering her home in Scripture and clinging to God's truth, she saw restoration and now leads a ministry helping others heal from trauma. Fasting for Fibromyalgia Relief (07:02) When pain became unbearable, a friend cried out to God and was led to fast. This simple act dramatically reduced fibromyalgia pain and restored her ability to function. Freedom from Rheumatoid Arthritis (08:00) Eva prayed for a solution, trusted God to guide her, and found healing through diet and lifestyle changes — leaving behind prescriptions and pain. Detoxing the Home, Restoring Health (09:27) Desiree replaced toxic products with natural alternatives, which reduced headaches, allergies, and chronic symptoms — proving that aligning with God's design matters. Crying Out to God Brings Breakthrough (10:54) Many of these stories began with simply crying out to God. When we humble ourselves, He meets us with wisdom, peace, and healing. Key Takeaways for Christian Women Seeking Natural Health God is still your healer — what He did in Scripture, He still does today. Healing is holistic — spirit, soul, and body must align with God's truth. Faith must lead to action — take practical steps when God reveals them. Your home environment matters — reduce toxins and use natural products. Hope is never lost — cry out to God, trust Him, and stay obedient. Resources and Next Steps

In this empowering episode of The Self Esteem and Confidence Mindset Podcast, I sit down with entrepreneur and wealth strategist Shaahin Cheyene to uncover the keys to financial transformation and building true freedom. We dive into how shifting your money mindset can unlock greater confidence, abundance, and self-worth—not just in your bank account but in every area of life.Shaahin shares practical strategies for overcoming limiting beliefs around money, creating wealth through aligned action, and building confidence in your financial decisions. From entrepreneurship to personal growth, this conversation will inspire you to break free from scarcity thinking and step into a more empowered financial future.Whether you're struggling with money blocks, seeking greater financial independence, or ready to transform your relationship with wealth, this episode offers actionable insights to help you rise with confidence and clarity.You can find more here:Website:www.podcastcola.comwww.shaahincheyene.comSocial Media:https://www.instagram.com/shaahincheyene/https://www.facebook.com/shaahincheyenehttps://twitter.com/shaahincheyeneYouTube:https://www.youtube.com/@businessstoryoftheweek

Guests: Max Primorac & Christopher D. Heckel Host Scot Bertram talks with Max Primorac, senior research fellow at The Heritage Foundation’s Margaret Thatcher Center for Freedom, about the history of U.S. foreign aid and how the Trump administration is charting a different path. And Christopher D. Heckel, associate professor of biology at Hillsdale College, gives a primer on invasive plant species across the United States.See omnystudio.com/listener for privacy information.

This week is the first in our Off the Cushion and Into the World series. This series came from multiple requests for a course on Buddhist philosophy and psychology, and I wanted to offer this series on the foundational teachings here on the podcast. As the Dalai Lama said, you don't have to be Buddhist to benefit from the teachings of Buddhism! You can use the tools to have less suffering in your life - no matter what your path is. In this first episode of the series, we explore the story of Siddhartha and the trials and tribulations that led to his Awakening; how he was a human who suffered just like us, and therefore how Awakening is something available to all of us. We explore the foundational values of inquiry and debate within Buddhism, and how we need to discover our own path and test things out for ourselves, not relying on blind faith. We also dive into the Three Refuges (aka the 3 Jewels) and why they're essential on our journey, and how to explore our own versions of these refuges.Most of all, you learn how to begin applying these things to this wild and whacky human life.You will learn:// Why we might want to study these teachings in the first place - even if we aren't Buddhist or religious// The story of Siddhartha (later know as Buddha) and why he'd leave a phat pad, buckets of money and a legacy of power // Why Buddhism is so unique in its practice of inquiry, questioning, debate, and no requirements or blind faith. (And why it often works well for atheists and agnostics as well) // The three jewels / refuges and why we need them on our journey// One practice you can try this week to show up with curiosity around your own sources of refuge and resourcing Resources:// Episode 122: Come See for Yourself – Ehipassiko// Episode 136: Freedom to Change Your Mind// Episode 198: WTF Is Enlightenment?// If you're new to the squad, grab the Rebel Buddhist Toolkit I created at RebelBuddhist.com. It has all you need to start creating a life of more freedom, adventure, and purpose. You'll also get access to the Rebel Buddhist private group, and tune in every Wednesday as I go live with new inspiration and topics.// Want something more self-paced with access to weekly group support and getting coached by yours truly? Check out Freedom School – the community for ALL things related to freedom, inside and out. We dive into taking wisdom and applying it to our daily lives, with different topics every month. Learn more at JoinFreedomSchool.com. I can't wait to see you there!// Have you benefited from even one episode of the Rebel Buddhist Podcast? I'd love it if you could leave a 5-star review on iTunes by clicking here  or on Spotify by clicking here.

Discover how everyday Christians can walk in freedom and break demonic strongholds. Author Heather Pulkstenis joins Kathy DeGraw to share practical keys to deliverance and healing through Christ. Purchase Kathy's book Healed at Last – Overcome Sickness to Receive your Physical Healing on Amazon https://a.co/d/6a6mt8w or at: https://www.kathydegrawministries.org/healed-at-last/   Purchase Anointing Oil with a prayer cloth that Kathy has personally mixed and prayed over on Kathy's Website or Amazon. Order anointing oil by Kathy on Amazon look for her brand here https://amzn.to/3PC6l3R  or Kathy DeGraw Ministries https://www.kathydegrawministries.org/product-category/oils/    Training, Mentorship and Deliverance! Personal coaching, deliverance, e-courses, training for ministry, and mentorships! https://www.kathydegrawministries.org/training/#   Deliverance is not reserved for pastors, prophets, or public ministers—it's for every believer in Jesus Christ. In this powerful conversation, Kathy DeGraw and Heather Pulkstenis unpack the truth that ordinary Christians can walk in extraordinary freedom. Heather shares her testimony of being set free from years of torment and how God called her, a stay-at-home mother, into a five-year ministry of helping others receive deliverance. Together, they expose how demons blind, block, and distract Christians from their destiny, and how monitoring spirits and demonic voices attempt to derail lives. You'll hear practical stories of breaking oppression, cleansing homes, and even shifting atmospheres in cities through prayer, anointing oil, and prophetic acts. If you've ever felt “too normal” to be used by God in deliverance, this episode will encourage you that Jesus gave authority to all His followers to cast out demons and heal the sick. With practical insights, biblical foundations, and relatable stories, this teaching will equip you to identify the enemy's tactics and walk in daily freedom. #deliverance #healing #spiritualwarfare #freedom #christian **Connect with Heather Pulkstenis at https://permission2speakfreely.com/. Purchase A Path to Freedom Through Deliverance at https://a.co/d/5MAEADd **Connect with Us** - Website: https://www.kathydegrawministries.org/  - Facebook: https://www.facebook.com/kathydegraw/  - Instagram: https://www.instagram.com/kathydegraw/    Podcast - Subscribe to our YouTube channel and listen to Kathy's Podcast called Prophetic Spiritual Warfare, or on Spotify at https://open.spotify.com/show/3mYPPkP28xqcTzdeoucJZu  or Apple podcasts at https://podcasts.apple.com/us/podcast/prophetic-spiritual-warfare/id1474710499    **Recommended Resources:** - Receive a free prayer pdf on Warfare Prayer Declarations at https://kathydegrawministries.org/declarations-download  - Kathy's training, mentoring and e-courses on Spiritual Warfare, Deliverance and the Prophetic: https://training.kathydegrawministries.org/  - Healed At Last ~ Overcome Sickness and Receive your Physical Healing: https://www.kathydegrawministries.org/healed-at-last/  - Mind Battles – Root Out Mental Triggers to Release Peace!: https://www.kathydegrawministries.org/product/mind-battles-pre-order-available-january-2023/  -Kathy has several books available on Amazon or kathydegrawministries.org   **Support Kathy DeGraw Ministries:** - Give a one-time love offering or consider partnering with us for $15, $35, $75 or any amount! Every dollar helps us help others!  - Website: https://www.kathydegrawministries.org/donate/   - CashApp $KDMGLORY - Venmo @KD-Ministries - Paypal.me/KDeGrawMinistries or donate to email admin@degrawministries.org - Mail a check to: Kathy DeGraw Ministries ~ PO Box 65 ~ Grandville MI 49468  

In this episode of Crazy Wisdom, host Stewart Alsop sits down with Hannah Aline Taylor to explore themes of personal responsibility, freedom, and interdependence through her frameworks like the Village Principles, Distribution Consciousness, and the Empowerment Triangle. Their conversation moves through language and paradox, equanimity, desire and identity, forgiveness, leadership, money and debt, and the ways community and relationship serve as our deepest resources. Hannah shares stories from her life in Nevada City, her perspective on abundance and belonging, and her practice of love and curiosity as tools for living in alignment. You can learn more about her work at loving.university, on her website hannahalinetaylor.com, and in her book The Way of Devotion, available on Amazon.Check out this GPT we trained on the conversationTimestamps00:00 Stewart Alsop welcomes Hannah Aline Taylor, introducing Loving University, Nevada City, and the Village Principles.05:00 They talk about equanimity versus non-duality, emotional mastery, and curating experience through boundaries and high standards.10:00 The focus shifts to desire as “who do I want to be,” identity as abstraction, and relationships beyond monogamy or labels.15:00 Hannah introduces the Empowerment Triangle of anything, everything, nothing, reflecting on reality as it is and the role of perception.20:00 Discussion of Nevada City's healing energy, community respect, curiosity, and differences between East Coast judgment and West Coast freedom.25:00 Responsibility as true freedom, rebellion under tyranny, delicate ecosystems, and leadership inspired by the Dao De Jing.30:00 Love and entropy, conflict without enmity, curiosity as practice, and attention as the prerequisite for experience.35:00 Forgiveness, discernment, moral debts, economic debt, and reframing wealth consciousness through the “princess card.”40:00 Interdependence, community belonging, relationship as the real resource, and stewarding abundance in a disconnected world.45:00 Building, frontiers, wisdom of indigenous stewardship, the Amazon rainforest, and how knowledge without wisdom creates loss.50:00 Closing reflections on wholeness, abundance, scarcity, relationship technology, and prioritizing humanity in transition.Key InsightsHannah Taylor introduces the Village Principles as a framework for living in “distribution consciousness” rather than “acquisition consciousness.” Instead of chasing community, she emphasizes taking responsibility for one's own energy, time, and attention, which naturally draws people into authentic connection.A central theme is personal responsibility as the true meaning of freedom. For Hannah, freedom is inseparable from responsibility—when it's confused with rebellion against control, it remains tied to tyranny. Real freedom comes from holding high standards for one's life, curating experiences, and owning one's role in every situation.Desire is reframed from the shallow “what do I want” into the deeper question of “who do I want to be.” This shift moves attention away from consumer-driven longing toward identity, integrity, and presence, turning desire into a compass for embodied living rather than a cycle of lack.Language, abstraction, and identity are questioned as both necessary tools and limiting frames. Distinction is what fuels connection—without difference, there can be no relationship. Yet when we cling to abstractions like “monogamy” or “polyamory,” we obscure the uniqueness of each relationship in favor of labels.Hannah contrasts the disempowerment triangle of victim, perpetrator, and rescuer with her empowerment triangle of anything, everything, and nothing. This model shows reality as inherently whole—everything arises from nothing, anything is possible, and suffering begins when we believe something is wrong.The conversation ties money, credit, and debt to spiritual and moral frameworks. Hannah reframes debt not as a burden but as evidence of trust and abundance, describing her credit card as a “princess card” that affirms belonging and access. Wealth consciousness, she says, is about recognizing the resources already present.Interdependence emerges as the heart of her teaching. Relationship is the true resource, and abundance is squandered when lived independently. Stories of Nevada City, the Amazon rainforest, and even a friend's Wi-Fi outage illustrate how scarcity reveals the necessity of belonging, curiosity, and shared stewardship of both community and land.

Send us fan responses! Step into the hidden world of private banking as we pull back the curtain on how wealthy families truly protect and grow their assets. This eye-opening conversation reveals the fundamental truth that "you can never own anything in America" – and what you can do about it.Discover why making your name a business through LLCs and holding companies creates a protective barrier between your assets and potential threats. We explore the five charging order protection states (Nevada, Wyoming, Delaware, South Dakota, and Alaska) and why they're crucial for proper asset structuring.The conversation takes a fascinating turn when we uncover how Research and Development tax credits allow businesses to recover up to $500,000 per year – a strategy most tax professionals never mention. You'll learn about forms 6765, 8974, and 941, and how to leverage them properly.Ministry trusts and 508(c)(1)(a) organizations emerge as the cornerstone of private family wealth, offering both tax advantages and independence unlike their 501(c)(3) counterparts. We discuss how family Bibles and baptismal certificates can serve as legitimate identification, and why Social Security numbers represent a public trust system rather than a path to financial freedom.International banking strategies reveal how establishing accounts in countries like Palau, Georgia, Russia, or Ukraine can provide legitimate alternatives without U.S. identification requirements. We also cover the legal foundations for these strategies, including 28 CFR 802.23, which protects your right to privacy.Whether you're looking to protect existing assets or build generational wealth from scratch, this episode provides the framework for thinking and operating like the private families who have preserved wealth for centuries. It's not about evading responsibilities – it's about understanding the difference between public and private relationships and making informed choices for your financial future.https://donkilam.com FOLLOW THE YELLOW BRICK ROAD - DON KILAMGO GET HIS BOOK ON AMAZON NOW! https://www.amazon.com/Cant-Touch-This-Diplomatic-Immunity/dp/B09X1FXMNQ https://open.spotify.com/track/5QOUWyNahqcWvQ4WQAvwjj?autoplay=trueSupport the showhttps://donkilam.com

Ethan is the CEO of Exponential Freedom, Ethan's drive for leadership and financial freedom surpasses many other traditional approaches. He is a public speaker at many events, along with formulating a company of many employees who hold his trust. His consulting services have helped over 2,000 persons in the art of saving Tax, increasing their net worth, and driving business revenue.Learn more: https://theexponentialfreedom.com/The information provided during this appearance is for general informational purposes only and should not be considered personalized financial, tax, or investment advice. Each individual's situation is unique, and viewers are encouraged to consult with a licensed financial professional before making any decisions. Exponential Freedom is a consulting and marketing firm—we do not offer financial advice or make recommendations. Instead, we connect clients with qualified, licensed professionals best suited to their specific needs.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-ethan-heisey-ceo-of-exponential-freedom-discussing-how-to-grow-your-money-tax-freehttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/

We honor the legacy of Charlie Kirk through the heartfelt reflections of his mentor, Gary Rabine. Gary shares his journey with Charlie, from their first meeting to the incredible impact Charlie made on the youth of America. Listen as Gary recounts the dreams and aspirations that fueled Charlie's mission and how he inspired countless young minds to embrace freedom and patriotism. Additional interviews with Adam Guillette and Paolo Tiramani.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.