Podcasts about Progress

In this inaugural Weekend Crushers episode of the T4C podcast, Eric Hörst sits down with Aaron Shamy—an inspiring example of what's possible when passion, persistence, and smart training intersect with real life. Aaron's journey spans elite youth climbing in the 1990s, a 15+ year hiatus, and a remarkable comeback culminating in a 5.14c redpoint at age 45. This is more than a comeback story—it's a masterclass in long-term progression. Aaron shares practical training insights, mindset strategies, and real-world tactics that apply to middle-aged climbers and weekend warriors of any age. Here are a few key takeaways from this episode: Long-term consistency beats short-term intensity You can come back stronger—even after years (or decades) away Progress isn't linear—trust that small gains will accumulate and compound Build a system that fits your life, so that you an excel in all the important areas Strength-to-weight matters—but proper fueling matters more Community enhances both performance and enjoyment Climbing longevity is real—with the right mindset and approach I'm confident you'll find this episode both highly informative and deeply inspiring. ⏱️ Key Points & Timestamps 0:15 – Intro & Series Launch 4:05 – Aaron Shamy backstory 7:45 – Life Happens: Family & Hiatus 12:45 – The Comeback Begins (age 38) 15:05 – Rebuilding from Scratch 26:00 – "Flight of the Conchords" Project and the Pyramid Strategy 33:00 – The Days, Weeks, Months Projecting "Flight"... 36:00 – Training and Non-Linear Progress 38:30 – Nutrition & Weight Loss Transformation 44:00 – Aaron's 3 Keys to Success 46:10 – Community & Support System 48:20 – What's Next? 54:15 - Final Takeaways & Key Points ⭐ Enjoy the podcast? Leave a 5-star review on Apple Podcasts and share this episode with a climbing partner! Podcast Sponsors  Thank you to La Sportiva, PhysiVantage Nutrition, DMM Climbing, Blue Water Ropes! Save 10% off a new BlueWater Rope with checkout code: ERIC_CLINIC Save on  La Sportiva shoes here >> Save 15% off full-priced PhysiVantage Nutrition with code: PODCAST15 (North America only) European climbers, please get your PhysiVantage from the   EPIC-TV Shop or Oliunid.com. Mexican climbers visit PhysiVantage.mx Connect with Eric Hörst

How can you be holy?Perfection is our goal because Jesus commanded it. It is possible because His Word shows us seven successive steps to attain it.Support the show

Today on 7MS Presents: The Storytelling University, Aaron talks with Rev. James Martin, Jesuit priest, New York Times bestselling author, an editor at large at America Magazine, consultant to the Vatican's Dicastery for Communication and host of The Spiritual Life Podcast. Martin's new memoir, Work in Progress, praised by Stephen Colbert as “funny, charming, inspiring, and wise,” becomes the doorway into a deeper conversation about storytelling, faith, and the search for meaning. They explore Martin's journey from corporate America to the priesthood, sparked by a moment of unexpected clarity through the story of a Trappist monk. Along the way, this episode examines what it means to see life not just as a series of decisions, but as a story unfolding with purpose. This conversation also dives into: • How storytelling shapes belief, identity, and transformation • Why stories open minds where arguments often fail • Martin's advocacy for LGBTQ Catholics and the power of elevating lived experiences • The idea that storytelling is not just communication, but ministry The episode opens with a compelling reflection on the Resurrection, viewed not through doctrine, but through the radical transformation in the behavior of those who witnessed it. If you've ever wondered how stories influence faith, purpose, and the direction of a life, this is a conversation that stays with you. Link to Buy Work in Progress Follow The Spiritual Life Podcast American Magazine Creator and Host: Aaron Calafato Audio Engineer: Ken Wendt Producer: Brooks Borden Guest Coordinator: Dania Khalife

How can you be holy?Perfection is our goal because Jesus commanded it. It is possible because His Word shows us seven successive steps to attain it.Support the show

This week on Happy Hour, Keith and Jenny are at the Val Air Ballroom, going live from the Work in Progress bar. Presented by Iowa Distilling Company. Learn more about your ad choices. Visit megaphone.fm/adchoices

Lindsay recaps a six-week 25% calorie-deficit fat loss phase she documented for her Be Strong community, emphasizing focusing on calories and protein, minimums for fats and fiber, and avoiding obsessive tracking. She explains why vacations don't erase real fat-loss progress, detailing how water, sodium, carbs, alcohol, reduced training volume, and digestion can temporarily raise scale weight and change muscle fullness. She shares her untracked, intentional approach at an all-inclusive resort, a small weight increase, and how weight normalized slowly. Finally, she outlines plans for post-diet recovery and maintenance, adjusting steps and calories strategically while prioritizing sustainable lifestyle and body composition over scale numbers.Follow a long with me in my training! Did you know my training app has my personal program in it? Train With Me is a 5x a week program, but it has 4x a week option as well as home alternatives.Come join my app and start using these tools the right way

How can you be holy?Perfection is our goal because Jesus commanded it. It is possible because His Word shows us seven successive steps to attain it.Support the show

Eric Thompson interviews Kayla Carosella, a Cleveland-based brokerage owner and Ninja Coaching client, about how she leveraged the Ninja scorecard to drive extraordinary results. During a six-week scorecard challenge, Kayla averaged 112 points per week, totaling 674 points, and generated five listings, new business opportunities, and recruiting conversations—all directly tied to consistent activity tracking. Kayla emphasizes that the foundation of her success was simple but powerful: consistently hitting 50 live interviews per week. She shares how she creates these opportunities through a combination of hosting networking events, attending community events, and making intentional follow-up calls. Her approach is rooted in genuine curiosity, asking meaningful questions, and focusing on learning something new in every interaction. A key insight from Kayla is that the scorecard didn't just increase her production—it re-energized her business. By adding daily text messages, handwritten notes, and structured follow-up, she reconnected with past relationships and deepened existing ones. The process became fun, competitive, and highly motivating, especially when combined with accountability and gamification. Ultimately, Kayla's story demonstrates that the scorecard is not just a tracking tool—it's a launchpad for consistent activity, stronger relationships, and predictable business growth. Her message is clear: you don't need perfection, you need progress, and everything starts with meaningful conversations. Key Takeaways The key to high scorecard performance is consistently achieving 50 live interviews each week Networking events and community engagement are powerful ways to generate live conversations Simple actions like "you came to my mind" texts can create meaningful reconnections and opportunities Tracking interactions in real time is essential to staying consistent and maximizing results Gamifying activity through challenges increases motivation, consistency, and enjoyment Progress matters more than perfection; small improvements week over week create big results Memorable Quotes "You have to get your 50 live interviews." "Just be a real person." "Be the human that tries the hardest." "It's progress over perfection." Links: Website: https://ninjaselling.com/ninja-podcast/ Email: TSW@NinjaSelling.com Phone: 1-800-254-1650 Podcast Facebook Group: http://www.facebook.com/groups/TheNinjaSellingPodcast Facebook: http://www.facebook.com/NinjaSelling Instagram: https://www.instagram.com/ninjasellingofficial/ LinkedIn: https://www.linkedin.com/company/ninjaselling Upcoming Public Ninja Installations: https://NinjaSelling.com/events/list/?tribe_eventcategory%5B0%5D=183&tribe__ecp_custom_2%5B0%5D=Public Ninja Coaching: http://www.NinjaSelling.com/course/ninja-coaching/ Lokal Real Estate: https://www.lokalrealestate.com/ Katie Carosella: https://www.lokalrealestate.com/agent/921/Kayla_Carosella

Send Steve a Text MessageIf you've ever felt buried under advice, tabs, tutorials, and “one more video,” this one is for you. We talk about the biggest mindset shift students need to make when they join an online music academy: your job isn't to research every answer on YouTube anymore. Your job is to show up, interact, and let us guide you with a plan that actually fits your life and your playing.We break down what that support looks like in real terms. Use open rooms for quick conversations, even if you only have five or ten minutes. If you can't make it live, send a message or record a short video so we can respond with clear next steps. The key is staying connected and getting assessments of your playing, because feedback beats guessing every time. When something feels confusing, too fast, too slow, or just not clicking, saying it out loud is how we fix it.We also explain how weekly check-ins (like Monday reviews) keep your practice plan on track and prevent overwhelm. Progress isn't about pretending everything is “awesome.” It's about honest communication, small adjustments, and steady momentum built with coaching, accountability, and a clear plan of attack.If you want more consistent results from your instrument practice, hit play, then subscribe, share this with a friend who's stuck, and leave a review. What's the one thing you'd ask your instructor to help you with right now?Thanks for being here!! I will continue to do my best to bring you the best, most informative guitar discussions to help you along your guitar journey! The more you share this podcast with others, the more I can continue to grow this channel and offer the best information and advice I can to you.Thank you!SteveLinks:Check out the GuitarZoom Academy:https://academy.guitarzoom.com/Steve's Channel → https://www.youtube.com/user/stinemus... GuitarZoom Channel → https://www.youtube.com/user/guitarz0... Songs Channel → https://www.youtube.com/user/GuitarSo... . 

Why do intelligent, capable people keep falling into the same patterns, even when they know better? Darren Hardy reveals a surprising force at play beneath the surface. Once you recognize it, you'll start seeing your decisions and reactions in a completely different light. Get more personal mentoring from Darren each day. Go to DarrenDaily at http://darrendaily.com/join to learn more.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Wendell Graham. A stroke survivor, entrepreneur, motivational speaker, and founder of Slight Edge Consulting, joins Rushion McDonald to share a deeply personal and powerful story of survival, resilience, and purpose-driven entrepreneurship. Graham recounts two life-altering experiences: Surviving a fatal Amtrak train crash in which the person who took his place died, causing years of survivor’s remorse. Suffering an anaphylactic shock and stroke in 2024, which temporarily robbed him of speech, memory, mobility, and independence. Rather than allowing these moments to define him negatively, Graham reframed them as assignments—calling him to live intentionally, help others overcome “the hump,” and use his lived experience as intellectual property to serve, coach, and motivate people through adversity, business challenges, fear, and self-doubt. The interview blends emotional storytelling with practical insights into personal growth, sales, mindset, recovery, faith, and entrepreneurship. Purpose of the Interview The interview aims to: Inspire listeners to persevere through trauma, loss, and setbacks. Demonstrate how adversity can become purpose and value, not limitation. Show how lived experience translates into income and impact, especially for entrepreneurs. Encourage patience during recovery, whether from health issues, career loss, or personal failure. Promote Slight Edge Consulting as a resource for individuals stuck at the “15%” holding them back. Key Takeaways 1. Survival Creates Responsibility After narrowly avoiding the Amtrak crash that killed 47 people, Graham vowed not to waste his life and to live with intention. Takeaway: Survival is not luck—it’s an assignment. 2. Trauma Is Real, but It Can Be Transformed Graham openly discusses survivor’s remorse, PTSD, fear, discouragement, and self-doubt—especially after his stroke. Takeaway: Healing is messy, slow, and honest—but possible. 3. Recovery Requires Patience With Yourself Following his stroke, Graham had to relearn how to speak, walk, and think clearly. Progress came through patience, humility, and repetition. Takeaway: Every recovery has its own timeline—don’t rush the process. 4. Money Is a Byproduct of Action and Value Graham explains that income flows from prior action, knowledge, and intellectual property—not the other way around. Takeaway: Focus on value first; money follows. 5. Most People Already Have 85% of What They Need Through Slight Edge Consulting, Graham helps clients identify and fix the missing 15%—mindset, confidence, access, skills, or strategy. Takeaway: You’re closer to success than you think. 6. Sales Is the Transfer of Feeling Sales isn’t pressure or manipulation—it’s enthusiasm, belief, and confidence communicated clearly. Takeaway: If you don’t believe in what you’re selling, no one else will. 7. Fear Grows When You Stand Still Standing at the “hump” makes it feel larger. Movement shrinks fear. Takeaway: Action reduces intimidation. 8. Give Yourself Permission to Be Great Too many people wait for validation, approval, or perfect timing that never comes. Takeaway: The cavalry is not coming—now is your time. Notable Quotes On surviving tragedy: “I made a vow that I was not going to be irresponsible with the time that I have left.” On the stroke and recovery: “Physically, it was like being locked inside of your body.” On honesty in healing: “We tell the success story, but what about the middle?” On patience: “We have to be patient with ourselves in any recovery process.” On mindset and entrepreneurship: “Money is only the byproduct of something.” On personal growth: “Most people have 85% of what they need—it’s the 15% that’s holding them back.” On sales: “Selling is nothing more than transferring feeling.” On fear and permission: “Give yourself permission to be great. The cavalry is not coming.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Wendell Graham. A stroke survivor, entrepreneur, motivational speaker, and founder of Slight Edge Consulting, joins Rushion McDonald to share a deeply personal and powerful story of survival, resilience, and purpose-driven entrepreneurship. Graham recounts two life-altering experiences: Surviving a fatal Amtrak train crash in which the person who took his place died, causing years of survivor’s remorse. Suffering an anaphylactic shock and stroke in 2024, which temporarily robbed him of speech, memory, mobility, and independence. Rather than allowing these moments to define him negatively, Graham reframed them as assignments—calling him to live intentionally, help others overcome “the hump,” and use his lived experience as intellectual property to serve, coach, and motivate people through adversity, business challenges, fear, and self-doubt. The interview blends emotional storytelling with practical insights into personal growth, sales, mindset, recovery, faith, and entrepreneurship. Purpose of the Interview The interview aims to: Inspire listeners to persevere through trauma, loss, and setbacks. Demonstrate how adversity can become purpose and value, not limitation. Show how lived experience translates into income and impact, especially for entrepreneurs. Encourage patience during recovery, whether from health issues, career loss, or personal failure. Promote Slight Edge Consulting as a resource for individuals stuck at the “15%” holding them back. Key Takeaways 1. Survival Creates Responsibility After narrowly avoiding the Amtrak crash that killed 47 people, Graham vowed not to waste his life and to live with intention. Takeaway: Survival is not luck—it’s an assignment. 2. Trauma Is Real, but It Can Be Transformed Graham openly discusses survivor’s remorse, PTSD, fear, discouragement, and self-doubt—especially after his stroke. Takeaway: Healing is messy, slow, and honest—but possible. 3. Recovery Requires Patience With Yourself Following his stroke, Graham had to relearn how to speak, walk, and think clearly. Progress came through patience, humility, and repetition. Takeaway: Every recovery has its own timeline—don’t rush the process. 4. Money Is a Byproduct of Action and Value Graham explains that income flows from prior action, knowledge, and intellectual property—not the other way around. Takeaway: Focus on value first; money follows. 5. Most People Already Have 85% of What They Need Through Slight Edge Consulting, Graham helps clients identify and fix the missing 15%—mindset, confidence, access, skills, or strategy. Takeaway: You’re closer to success than you think. 6. Sales Is the Transfer of Feeling Sales isn’t pressure or manipulation—it’s enthusiasm, belief, and confidence communicated clearly. Takeaway: If you don’t believe in what you’re selling, no one else will. 7. Fear Grows When You Stand Still Standing at the “hump” makes it feel larger. Movement shrinks fear. Takeaway: Action reduces intimidation. 8. Give Yourself Permission to Be Great Too many people wait for validation, approval, or perfect timing that never comes. Takeaway: The cavalry is not coming—now is your time. Notable Quotes On surviving tragedy: “I made a vow that I was not going to be irresponsible with the time that I have left.” On the stroke and recovery: “Physically, it was like being locked inside of your body.” On honesty in healing: “We tell the success story, but what about the middle?” On patience: “We have to be patient with ourselves in any recovery process.” On mindset and entrepreneurship: “Money is only the byproduct of something.” On personal growth: “Most people have 85% of what they need—it’s the 15% that’s holding them back.” On sales: “Selling is nothing more than transferring feeling.” On fear and permission: “Give yourself permission to be great. The cavalry is not coming.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

President Trump is now ordering the US military to hold off on any attacks and to keep up the blockade on Iranian ports. Plus, Trump's pick to lead the Federal Reserve was grilled on Capitol Hill.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of Science of reading: The Podcast, Susan Lambert, Ed.D., is joined by Kate Winn and Stephanie Stollar, Ph.D, coauthors of Reading Assessment Done Right, who explain how to use assessment to actually accelerate student progress and drive instructional decisions. Stephanie, Kate, and Susan also discuss how to cut through assessment overload and focus on what truly drives instruction, the four essential purposes of assessment, and how they work together within Multi-Tiered System of Supports framework, and the common misconceptions that lead to ineffective practices. Show notes:Check out Reading Assessment Done Right.Learn more about Stephanie Stollar.Connect with Stephanie Stollar LinkedIn.Connect with Stephanie Stollar on Facebook.Connect with Kate Winn on LinkedIn.Connect with Kate Winn on Facebook.Listen to the podcast Reading Road Trip.Listen to Season 2 of the Amplify podcast Beyond My Years.Join our community Facebook group.Connect with Susan Lambert. Quotes:"Assessment is a tool for conversation. It's an investigation. It's uncovering what is known, and there are multiple purposes. All assessments are constructed to answer questions." —Stephanie Stollar"If you don't have a question about your students, you don't need to do more assessment. This should not be a compliance activity." —Stephanie Stollar"Progress monitoring is like the GPS for educators." —Stephanie Stollar"We can actually do something with the information when you're using good assessments." —Kate Winn"Believe it or not, reading assessment can be so exciting. It can also be empowering." —Kate Winn"Having lots and lots of assessment data is not helpful. It can actually be counterproductive." —Stephanie Stollar"When I use my universal screener, it tells me which students are meeting benchmark, which ones aren't, and then I know exactly what to work on with those students." —Kate WinnTimestamps*:00:00 Introduction: Assessment as your best friend05:00 The need for practical assessment guidance09:00 What is assessment and what is its purpose in education?15:00 Understanding the differences between universal screening vs. diagnostic assessment21:00 Progress monitoring: The GPS for educators25:00 Building supportive systems and communities for teachers28:00 The continuous improvement cycle of reading instruction30:00 Addressing the "too many assessments" problem with an assessment audit34:00 Misconceptions about assessment40:00 The power of Tier 1 instruction43:00 Why we need to screen all students multiple times per year48:00 Final thoughts: Assessment as a tool for conversation and empowerment*Timestamps are approximate, rounded to nearest minute

How can you be holy?Perfection is our goal because Jesus commanded it. It is possible because His Word shows us seven successive steps to attain it.Support the show

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Wendell Graham. A stroke survivor, entrepreneur, motivational speaker, and founder of Slight Edge Consulting, joins Rushion McDonald to share a deeply personal and powerful story of survival, resilience, and purpose-driven entrepreneurship. Graham recounts two life-altering experiences: Surviving a fatal Amtrak train crash in which the person who took his place died, causing years of survivor’s remorse. Suffering an anaphylactic shock and stroke in 2024, which temporarily robbed him of speech, memory, mobility, and independence. Rather than allowing these moments to define him negatively, Graham reframed them as assignments—calling him to live intentionally, help others overcome “the hump,” and use his lived experience as intellectual property to serve, coach, and motivate people through adversity, business challenges, fear, and self-doubt. The interview blends emotional storytelling with practical insights into personal growth, sales, mindset, recovery, faith, and entrepreneurship. Purpose of the Interview The interview aims to: Inspire listeners to persevere through trauma, loss, and setbacks. Demonstrate how adversity can become purpose and value, not limitation. Show how lived experience translates into income and impact, especially for entrepreneurs. Encourage patience during recovery, whether from health issues, career loss, or personal failure. Promote Slight Edge Consulting as a resource for individuals stuck at the “15%” holding them back. Key Takeaways 1. Survival Creates Responsibility After narrowly avoiding the Amtrak crash that killed 47 people, Graham vowed not to waste his life and to live with intention. Takeaway: Survival is not luck—it’s an assignment. 2. Trauma Is Real, but It Can Be Transformed Graham openly discusses survivor’s remorse, PTSD, fear, discouragement, and self-doubt—especially after his stroke. Takeaway: Healing is messy, slow, and honest—but possible. 3. Recovery Requires Patience With Yourself Following his stroke, Graham had to relearn how to speak, walk, and think clearly. Progress came through patience, humility, and repetition. Takeaway: Every recovery has its own timeline—don’t rush the process. 4. Money Is a Byproduct of Action and Value Graham explains that income flows from prior action, knowledge, and intellectual property—not the other way around. Takeaway: Focus on value first; money follows. 5. Most People Already Have 85% of What They Need Through Slight Edge Consulting, Graham helps clients identify and fix the missing 15%—mindset, confidence, access, skills, or strategy. Takeaway: You’re closer to success than you think. 6. Sales Is the Transfer of Feeling Sales isn’t pressure or manipulation—it’s enthusiasm, belief, and confidence communicated clearly. Takeaway: If you don’t believe in what you’re selling, no one else will. 7. Fear Grows When You Stand Still Standing at the “hump” makes it feel larger. Movement shrinks fear. Takeaway: Action reduces intimidation. 8. Give Yourself Permission to Be Great Too many people wait for validation, approval, or perfect timing that never comes. Takeaway: The cavalry is not coming—now is your time. Notable Quotes On surviving tragedy: “I made a vow that I was not going to be irresponsible with the time that I have left.” On the stroke and recovery: “Physically, it was like being locked inside of your body.” On honesty in healing: “We tell the success story, but what about the middle?” On patience: “We have to be patient with ourselves in any recovery process.” On mindset and entrepreneurship: “Money is only the byproduct of something.” On personal growth: “Most people have 85% of what they need—it’s the 15% that’s holding them back.” On sales: “Selling is nothing more than transferring feeling.” On fear and permission: “Give yourself permission to be great. The cavalry is not coming.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Iran's Agile Diplomacy and the Five Files: Iran is "moving the goalposts" by linking the Lebanon ceasefire to maritime negotiations. Success requires progress on five files: the Strait, nuclear program, ballistic missiles, proxies, and human rights. Some Gulf autocracies may prefer a weakened Iran over a successful democratic regime change that could threaten their own prestige. Edmund Fitton Brown (16)1680

What separates those who rise from those who remain stuck when pressure hits? Darren Hardy shares a powerful mental framework learned from extraordinary performers who refuse to stall when adversity strikes. Their approach is simple, practical, and forged through real trials that demanded resilience and forward motion. Get more personal mentoring from Darren each day. Go to DarrenDaily at http://darrendaily.com/join to learn more.

Anthropic's Mythos proves irresistible despite claimed supply chain risks.Iran claims U.S. backdoors hit its networks. New Coast Guard rules target maritime OT security. A fresh NGate Android malware variant emerges. Thousands of ActiveMQ servers face active exploitation risk. CISA adds eight flaws to its KEV list. Progress patches MOVEit and LoadMaster bugs. Attackers impersonate IT staff over Microsoft Teams. A ransomware negotiator admits working with BlackCat. Google Gemini asks, “May we see your photos please?” Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest On today's Industry Voices Elad Koren, Vice President, Product Management, Cortex Cloud at Palo Alto Networks, discusses building AI natively into platforms, managing complexity and trust, and taking a measured, experimental approach during the industry's “messy middle” phase. If you enjoyed this conversation, tune into the full interview here. Selected Reading The US NSA is using Anthropic's Claude Mythos despite supply chain risk (Security Affairs) Anthropic secretly installs spyware when you install Claude Desktop (That Privacy Guy) Iran claims US used backdoors in networking equipment (The Register) Maritime Cybersecurity Rules Make Waves (GovInfoSecurity) New NGate variant hides in a trojanized NFC payment app (We Live Security) Actively exploited Apache ActiveMQ flaw impacts 6,400 servers (Bleeping Computer) CISA flags another Cisco Catalyst SD-WAN Manager bug as exploited (CVE-2026-20133) (Help Net Security) Progress Patches Multiple Vulnerabilities in MOVEit WAF, LoadMaster (SecurityWeek) Microsoft: Teams increasingly abused in helpdesk impersonation attacks (Bleeping Computer) Florida Man Working as a Ransomware Negotiator Pleads Guilty to Conspiracy to Deploy Ransomware and Extort U.S. Victims (United States Department of Justice) Google Starts Scanning All Your Photos As New Update Goes Live (Forbes) Share your feedback. What do you think about CyberWire Daily? Please take a few minutes to share your thoughts with us by completing our brief listener survey. Thank you for helping us continue to improve our show. Want to hear your company in the show? N2K CyberWire helps you reach the industry's most influential leaders and operators, while building visibility, authority, and connectivity across the cybersecurity community. Learn more at sponsor.thecyberwire.com. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

How can you be holy?Perfection is our goal because Jesus commanded it. It is possible because His Word shows us seven successive steps to attain it.1Support the show

"America's Career Coach" and author Ken Coleman discusses parenting, curiosity, and the evolving workplace in the age of AI, emphasizing the value of human connection, soft skills, and relationships, and reflecting on challenges facing younger generations—especially diminished curiosity and difficulty asking good questions—while advocating for major reforms to the U.S. education system to focus more on critical thinking, creativity, experiential learning, and reduced standardized testing. Coleman also explores the importance of overcoming limiting personal narratives, building self‑awareness, and embracing mitigated risk in career development, and shares insights on coaching, the role of technology in gathering data, his own personal growth and reading habits, and the lifelong tension between progress, patience, and controlling what one can control.Mentioned in this episode:Learn more at SouthwesternConsulting.com/Coaching/StudentsSouthwestern Student CoachingEmpowering Parents; Transforming Families. Parenting in Practice is designed specifically for parents of teens and young adults, providing tools and support to help you navigate these pivotal years with confidence.Parenting In Practice

Cognitive neuroscientist Dr. Jared Cooney Horvath warns Gen Z is the first modern generation to fall behind their parents, blaming classroom screens for weaker focus, literacy, and real learning as the crew argues kids need human teachers, books, and tech‑free time to thrive.

North Carolina basketball enters a new week with a roster build still in progress and a fresh opening on the coaching staff after Kim English's departure only days after arriving, leaves Michael Malone with work on multiple fronts needing to be done. The roster build continues as Carolina's biggest targets remain on the board and decisions loom as the transfer portal entry deadline is this week. Inside Carolina senior reporter Greg Barnes joins Tommy Ashley for a 'snapshot in time' update on the slow progress being made and what's ahead for a program and coaching staff working as the minute by minute news cycle churns on. Visit the No. 1 site for UNC sports coverage and community: http://www.InsideCarolina.com Founded in 1994, Inside Carolina is universally viewed as the authority on Tar Heel sports and recruiting. With relentless, unparalleled year-round coverage, and the largest online community of always-engaged UNC fans, the slogan is true: “There is no offseason at Inside Carolina.” **Call to Action:** **Subscribe:** Follow 'Inside Carolina' wherever you get your podcasts to never miss an episode! **Review:** Leave us a 5-star review on Apple Podcasts or Spotify to help us reach more Tar Heel fans! **Visit:** Explore http://www.InsideCarolina.com for breaking news, recruiting updates, and expert commentary on all things UNC sports.This show is brought to you by Inside Carolina, the No. 1 site for UNC sports coverage and community. Visit http://www.InsideCarolina.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Champ Thronton talks about the life of the author of 'The Pilgrim's Progress.' Champ Thornton is the director of children and family resources at Crossway and the author of numerous books for kids and families. He is also the author of 'The Story of John Bunyan: The Prisoner Who Wrote Pilgrim's Progress' from Crossway. ❖ Listen to “How to Answer the Hard Questions Your Kids Ask About God" with Champ Thornton:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠ | ⁠⁠⁠⁠Spotify⁠⁠⁠⁠ | ⁠⁠⁠⁠YouTube⁠⁠⁠⁠ If you enjoyed this episode, be sure to leave us a review, which helps us spread the word about the show.

How can you be holy?Perfection is our goal because Jesus commanded it. It is possible because His Word shows us seven successive steps to attain it.Support the show

This podcast shows you how to fully recover from OCD.Each episode breaks down the exact techniques and nuances that stop rumination, reduce compulsions, and help you retrain your brain out of the OCD cycle. We cover every major OCD theme, including:Pure-O OCDRelationship OCDHarm OCDReal Event OCDSO-OCD / Sexuality OCDReligious / Scrupulosity OCDCleaning & Contamination OCDPhysical CompulsionsAll other OCD subtypesMy goal is simple: clear guidance that actually works, explained in a way that is calm, direct, and easy to apply immediately.You can fully recover from OCD. Don't give up — you're not stuck, and your brain can change.

Your are a work in progress. You need to work in progress. You don't have to be at your goal to be ok with yourself.

In this episode, I'm breaking down why low progesterone levels are happening and sharing my top 3 tips for boosting them naturally.  Whether you're struggling with cycle irregularities or pre-period spotting, or just wondering if getting pregnant naturally is even possible with low progesterone- I've got the details from a faith-filled perspective with some science-backed data.  Timestamps: 00:00 - Introduction to the episode and free clarity call for fertility questions 00:30 - Can pregnancy occur with low progesterone? Spiritually and scientifically 01:27 - Why low progesterone happens: stress and cortisol competition 01:54 - Hidden stressors affecting hormone balance, including subconscious beliefs 02:50 - Mineral depletion and the importance of addressing stress 03:16 - The low progesterone playbook: how to identify and manage stressors 03:44 - Using a stress audit to pinpoint root causes of hormonal imbalance 04:35 - The success of Rise and Source: pregnancy rates and personal results 05:56 - Why 90-day trials matter in supplement effectiveness 06:24 - Client success stories: pregnancy rates after 3 and 5 months of Rise and Source 07:36 - How Rise and Source help regulate cycles and reduce spotting 08:58 - The role of sleep in supporting progesterone production 09:28 - Practical steps for improving sleep hygiene and creating a bedtime routine 10:51 - Supporting your body with light dimming and blue light management 11:43 - Progress over perfection: small habits lead to big changes 12:11 - Wrap-up: obtaining the low progesterone playbook and next steps   Watch the FREE Masterclass Unexplained Infertility Breakthrough   Grab the Low Progesterone Playbook Get it here   Shop my favorite fertility boosting supplements Rise + Source   Free Clarity Call  Application    Let's work together: Work with me    DM me on Instagram: @fruitfulfertilityco

Hungary just voted out its authoritarian prime minister of 16 years, and did it with an 80% voter turnout powered by Gen Z. Emma Varvaloucas, the Executive Director of The Progress Network, breaks down how they pulled it off and what it means for democracies under pressure elsewhere.  Plus: over 10% of the world's oceans are now protected, US rents are finally dropping, and Thailand just criminalized online sexual harassment, including in your DMs. What Could Go Right? is produced by The Progress Network and Kaleidoscope. For transcripts, to join the newsletter, and for more information, visit: theprogressnetwork.org Subscribe to our (FREE) Substack newsletter: https://theprogressnetwork.org/newsletter/ Watch the podcast on YouTube: / theprogressnetwork Follow us on X, Instagram, Facebook, TikTok: @progressntwrkFollow Emma on Instagram: https://www.instagram.com/heyemmavarv/

How can you be holy?Perfection is our goal because Jesus commanded it. It is possible because His Word shows us seven successive steps to attain it.Support the show

Andrea Samadi explores Phase Two of the brain roadmap, showing how belief—shaped by meaning, identity, and daily practice—starts the motivation loop and drives action. Featuring insights from Bob Proctor, this episode offers practical steps to find your why, train your mind, act from your next-level frequency, and grow into the results you envision. Welcome back to Season 15 of the Neuroscience Meets Social and Emotional Learning Podcast. I'm Andrea Samadi, and on this podcast, we bridge the science behind social and emotional learning, emotional intelligence, and practical neuroscience—so we can create measurable improvements in well-being, achievement, productivity, and results. If you're new here, welcome.  On today's EP 393 of the Neuroscience Meets Social and Emotional Learning Podcast, we revisit the work of Bob Proctor to explore something foundational:

Krysta has recorded over 250 podcast episodes, posted 700+ reels, and built two businesses simultaneously — and still spent months convinced she wasn't showing up enough. This episode unpacks the journal prompt that cracked that story wide open: what haven't you acknowledged yet? In this episode we dive into:• Why high achievers are the least likely to celebrate their own consistency• The difference between quitting and quitting too soon — and why it matters• How to build self-trust by tracking what's already working• The one daily practice that rewires your brain faster than any habit stackThe Gap We Keep Staring At• You've been showing up — for the podcast, the workouts, the business, the relationship — but because it hasn't gone viral or hit the goal yet, you don't count it• The hidden cost of only celebrating follow-through when it looks impressive: you start to believe you don't have any• 250+ episodes. 700 reels. Two businesses. And still a narrative that said "not enough." That's not an information problem — it's a perception problem• The moment things shift: when you stop scanning for the gap and start scanning for the proofThe Follow-Through You're Not Seeing• Successful people fail more — not because they're reckless, but because they have more at-bats. Krysta shares the research that reframed failure entirely• The real question isn't "should I quit?" It's "am I still learning?" That one lens changes everything• Setting a benchmark instead of a deadline: how Krysta committed to October, rebranded the show, and gave herself an honest checkpoint• Quit only when persistence will no longer make a difference — and not a moment beforeWhat It Looks Like When You Finally Clock It• Krysta's coach Melissa asked her one question that stopped her cold: "How did you get here?" — and made her trace every decision, every boundary, every Saturday she chose not to work• When your partner reflects back everything you've been doing and it finally lands — that's not validation, that's data• The fix tip: pick one area you call "inconsistent," track it for the rest of the month, and let the actual numbers tell the story• You don't have a follow-through problem. You have a recognition problem. And that one is solvable.You are not behind. You are not inconsistent. You are simply not looking at what you've already built. Whether you're deep in a fitness journey and still talking to yourself like it's day one, or running a business that feels slow while quietly becoming a completely different person, this episode gives you the framework — and the permission — to finally count what counts.Looking for more on this topic? Check out our episode with Melissa Burkhart where we go deep on energetics, intuition, and the inner work that makes the outer results actually stick.Instagram:⁠@thekrystahuber⁠⁠⁠⁠@thefitnessfyx⁠⁠⁠@thespreadmktg ⁠

Discipline beats motivation with Dre BaldwinBioDre Baldwin is a former 9-year professional basketball player turned business coach, speaker, and author of 40+ books. He is the founder of Work On Your Game Inc., where he helps entrepreneurs and professionals develop discipline, structure, and execution systems to scale their performance and results. Known for his “Work On Your Game” philosophy, Dre has published over 3,000 podcast episodes and built a global audience around mindset, strategy, systems, and accountability.Topics / TagsDiscipline, Mindset, High Performance, Entrepreneurship, Personal Development, Leadership, Systems Thinking, Accountability, Execution, Athlete Mindset, Business StrategyLinksWebsite: https://www.WorkOnYourGame.comInstagram: https://www.Instagram.com/DreBaldwinWhat motivates you?Progress. Seeing measurable improvement in performance, decision-making, and results—both for myself and the people I work with.Why do you do what you do?Because most people have more potential than structure. I help close that gap so they can actually produce results.Key lessons your audience should take away– Discipline beats motivation– Structure creates freedom– The system should work harder than the people– Execution is the separator at every levelSupport PEG by checking out our Sponsors:Download and use Newsly for free now from www.newsly.me or from the link in the description, and use promo code “GHOST” and receive a 1-month free premium subscription.The best tool for getting podcast guests:https://podmatch.com/signup/phantomelectricghostSubscribe to our Instagram for exclusive content:https://www.instagram.com/expansive_sound_experiments/Subscribe to our YouTube https://youtube.com/@phantomelectricghost?si=rEyT56WQvDsAoRprRSShttps://anchor.fm/s/3b31908/podcast/rssSubstackhttps://substack.com/@phantomelectricghost?utm_source=edit-profile-page

(The Center Square) -- State lawmakers expressed public, bipartisan concern again Wednesday over an Illinois commission's efforts to increase access to state contract money for businesses that are owned by racial minorities, women and people with disabilities. The lawmakers' concerns are largely based on the reporting of The Center Square in recent months, which has found that the commissioners have fewer responsibilities than their counterparts elsewhere in government and that their decisions have led to a dramatic decline in businesses that are certified for contract preference. Support this podcast: https://secure.anedot.com/franklin-news-foundation/ce052532-b1e4-41c4-945c-d7ce2f52c38a?source_code=xxxxxx  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In early March, the PRC's National People's Congress passed a law titled the P.R.C. Law on the Promotion of Ethnic Unity and Progress. According to the government the law, which has been in development since 2023, the law "lays out the overall requirements, important principles, and responsibilities and duties of relevant entities concerning the promotion of ethnic unity and progress. It also outlines specific measures to build a common cultural home, facilitate interaction, exchanges, and integration, and promote shared prosperity and development."In this episode we do a close reaading of the letter of the law, and look at some of the analyses that have come out in support or condemnation of its contents. We'll also look at some of the wider academic discourse on the treatment, place and role of ehtnic minorities in the Chinese nation-building project, so that we can understand the law in its full context.Buy bookclub books here            Buy me a coffeeLatest Substack postLinks to everythingChapters (00:00) Introduction to the Ethnic Unity and Progress Law(12:25) The Letter of the Law(32:20) Initial reactions to and analyses of the law(48:48) Further discussion on ethnic minorities in ChinaSupport the showSign up for Buzzsprout to launch your podcasting journey: https://www.buzzsprout.com/?referrer_id=162442Subscribe to the Sinobabble Newsletter: https://sinobabble.substack.com/Support Sinobabble on Buy me a Coffee: https://www.buymeacoffee.com/Sinobabblepod 

One possibility: a leading hypothesis pursued by researchers (and funders) was built on science that now appears to be fraudulent. Stephen Dubner speaks with the scientist and the journalist who blew the whistle.   SOURCES: Charles Piller, investigative journalist for Science, author of Doctored. Matthew Schrag, associate professor of neurology at Vanderbilt University Medical Center.   RESOURCES: Doctored: Fraud, Arrogance, and Tragedy in the Quest to Cure Alzheimer's, by Charles Piller (2025). "The brain makes a lot of waste. Now scientists think they know where it goes," by Jon Hamilton (NPR, 2024). "The history of Alzheimer's disease," by Lisa Kiani and Richard Hodson (Nature, 2024).   EXTRAS: "Can Marty Makary Fix the F.D.A.?" by Freakonomics Radio (2026). "Are You Ready for the Elder Swell?" by Freakonomics Radio (2025). Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Oregon voters passed Measure 110 in 2020. The goal was to decriminalize small amounts of street drugs and move users into treatment. That goal was ultimately not realized, and in 2024, the legislature changed the drug laws. They implemented a new program: it let counties set up deflection programs to direct people facing misdemeanor possession charges away from the criminal justice system and into treatment.   Most counties set up these deflection programs, and some, like Washington county, kicked off their program on as early as they could: Sept. 1, 2024. Now, a new report is out that details how many people went through the deflection program, or otherwise received treatment and social services to support their sobriety. We’re joined by Danielle Far, the senior program coordinator of the county’s deflection program.  

If you've ever sat in a meeting, been asked for your opinion, and immediately thought… "Who am I to speak up?" "They're going to find out I don't belong here." You're not alone. In this episode, we're talking about imposter syndrome — not just what it is, but what to actually do about it. Because I'm done with advice that sounds good but doesn't help you in real life… like on a Tuesday morning when you're about to walk into a client call and your confidence is nowhere to be found. This episode is packed with real, actionable steps you can start using today. Here's something to hold onto: 70% of people across every industry experience imposter syndrome. Maya Angelou felt it. Tom Hanks talked about it. Michelle Obama wrote about it. So if you've ever felt like you're one mistake away from being exposed — you're in very good company. And more importantly, there is a way through it.   In This Episode, We Cover: • How to recognize imposter syndrome when it shows up • How to reframe the stories you're telling yourself • How to take action even when you don't feel ready • How to build confidence through consistent action • 12 practical steps to help you own your voice   Resources: Are you a health coach in need of done-for-you content? Visit yourhealthcoachbiz.com and save 40% using code GO40. Launch your podcast or get full podcast management services here: https://rachelafeldman.com/the-healthy-hustle-podcast-agency/   Tip #1: Name It Out Loud The next time that voice shows up, don't ignore it — name it. Say: "I'm experiencing imposter syndrome right now." When you label the emotion, you activate the rational part of your brain and shift from reaction to response. This isn't truth — it's a feeling. And feelings can be worked with.   Tip #2: Remember You're Not Alone 70% of people experience this. That means the people sitting in your next Zoom call are likely feeling it too. You're not broken. You're growing.   Tip #3: Keep a Win Journal Imposter syndrome has selective memory. It remembers your mistakes — and forgets your wins. Start tracking your wins weekly: • Solved a problem • Got a thank you message • Finished something hard This becomes your proof when your brain tries to tell you otherwise.   Tip #4: Separate Feelings from Facts Ask yourself: Is this true… or does it just feel true? Your thoughts are convincing — but they're not always accurate. Challenge them.   Tip #5: Embrace the Learning Curve Replace: "I don't belong here" With: "I haven't learned this yet." That one word changes everything. Discomfort doesn't mean you're in the wrong place — it means you're growing.   Tip #6: Act First, Feel Confident Later Confidence doesn't come before action. It comes from action. Do it scared. Do it messy. Do it anyway.   Tip #7: Share Before It's Perfect Perfectionism and imposter syndrome go hand in hand. Stop waiting for perfect. Share at 80%. Progress builds confidence — perfection delays it.   Tip #8: Say Yes to One Stretch Opportunity Pick one thing this month that scares you. • Apply for something • Pitch yourself • Start the thing Growth happens when you stretch.   Tip #9: Find a Mentor or Accountability Partner You don't have to do this alone. Mentors don't just give advice — they give permission. Accountability keeps you moving forward when doubt creeps in.   Tip #10: Talk About It Imposter syndrome thrives in silence. Say it out loud. Most of the time, you'll hear: "Me too."   Tip #11: Celebrate Others Without Comparing Someone else's success is not your failure. It's proof that it's possible. Practice celebrating others — it builds an abundance mindset.   Tip #12: Create Your Evidence List Write down your top 5 real accomplishments. Keep them visible. When doubt shows up, read them out loud. Because the antidote to a lie is the truth.   Final Thoughts You are not behind. You are not unqualified. You are not a fraud. You are growing. And everything you're feeling right now is part of becoming the person you're meant to be. If this episode resonated with you, share it with someone who needs it. And remember — you don't need to feel ready to take the next step. You just need to take it.

8. Evan Ellis highlights Argentina's economic progress under Javier Milei and Luis Caputo. Supported by a new IMF deal, Milei has cut spending to reactivate the economy while the Peronist opposition remains defeated.1893 BRITISH IROCLAD INFLEIXIBLE

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Tonya Edmonds. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Tonya Edmonds (Founder, Smart Growth AI) 1. Purpose of the Interview The purpose of the interview is to educate, motivate, and equip listeners—especially professionals, entrepreneurs, and women—with: A practical understanding of artificial intelligence (AI) without technical intimidation Strategies to reclaim time, increase productivity, and future‑proof careers Lessons on wealth building, including multiple streams of income and investing The importance of mentorship, partnerships, and adaptability Real-world insights from Tonya’s entrepreneurial and corporate journey At its core, the conversation connects AI adoption with financial empowerment, career resilience, and modern entrepreneurship. 2. Interview Overview Tonya Edmonds shares her transition from corporate roles (including work at Johnson & Johnson) to founding Smart Growth AI, a consulting and training firm that helps busy professionals and entrepreneurs reclaim 10+ hours per week by implementing practical AI systems. Rushion McDonald frames the discussion around: Technology adoption Financial literacy Entrepreneurship Personal resilience Long-term thinking in a rapidly changing economy 3. Key Takeaways A. AI Is a People Challenge, Not a Technology Problem Tonya explains that resistance to AI is driven by fear, not complexity. Employees worry AI will replace them, so leaders must reframe it as a co-creator and productivity partner, not a job threat. AI succeeds when people understand how it elevates their role instead of eliminating it. B. AI Is About Time Leverage, Not Working More Smart Growth AI focuses on helping clients: Automate repetitive tasks Improve workflows Regain lost hours Redirect time toward strategy, creativity, and rest Tonya warns against burnout, emphasizing that reclaimed time should be used intentionally—not just to take on more work. C. Multiple Streams of Income Build Stability A casual cookout conversation introduced Tonya to the idea of wealth-building beyond employment. Playing Robert Kiyosaki’s Cashflow Quadrant helped her understand: Being an employee alone limits wealth creation Leveraging money and assets creates freedom Community and shared learning accelerate growth This mindset later helped her navigate layoffs, entrepreneurship, and motherhood. D. Mentorship Is a Critical Success Factor Tonya repeatedly highlights mentorship as a defining difference between struggle and progress: The lack of mentorship contributed to challenges with her day spa business Strong mentorship later helped her pivot, recover, and scale Her relationship with Alicia Lyttle (“The Queen of AI”) accelerated her expertise and credibility Mastermind groups and strategic partnerships played a key role in expansion. E. Women Must Shift from Spending to Investing Tonya offers direct advice to women: Start small and stay consistent Invest only in things you understand—or get educated Consider real estate, passive investments, and partnerships Use tools like self-directed IRAs or rolled-over 401(k)s to build wealth Progress matters more than perfection. F. Learning AI Is Career Insurance Tonya encourages professionals to: Learn AI on their own time if necessary Experiment hands-on, not just consume content Become the AI “go‑to” person at work Increase job security by increasing relevance Early adopters gain disproportionate advantage. G. No Single AI Tool Does Everything Best She explains how different tools serve different purposes: ChatGPT – brainstorming and idea generation Claude – deeper, more refined writing Perplexity – research Gemini – graphics and video Copilot – integrated enterprise workflows Her advice: use multiple tools strategically. H. Privacy and Security Matter Tonya stresses AI safety best practices: Turn off model-training permissions Never input personal or client-identifying data Use placeholder names (e.g., “Company X”) Treat AI tools as public spaces unless secured 4. Notable Quotes On AI Adoption “It’s not a technology problem—it’s a people problem.” On Fear of AI “You’re asking people to train a tool they think could replace them.” On Time Freedom “If you learn AI, it will help you leverage your time—but don’t use that time to burn yourself out.” On Wealth Building “You can’t really get ahead just being an employee. You have to leverage your money.” On Mentorship “You have to be careful who you plant seeds with—because they can come back and help you.” On Women and Investing “Even if it’s just $100 a week or $100 a month, every little bit counts.” On Learning AI “Don’t just listen—open up your laptop and start playing with it.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Tonya Edmonds. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Tonya Edmonds (Founder, Smart Growth AI) 1. Purpose of the Interview The purpose of the interview is to educate, motivate, and equip listeners—especially professionals, entrepreneurs, and women—with: A practical understanding of artificial intelligence (AI) without technical intimidation Strategies to reclaim time, increase productivity, and future‑proof careers Lessons on wealth building, including multiple streams of income and investing The importance of mentorship, partnerships, and adaptability Real-world insights from Tonya’s entrepreneurial and corporate journey At its core, the conversation connects AI adoption with financial empowerment, career resilience, and modern entrepreneurship. 2. Interview Overview Tonya Edmonds shares her transition from corporate roles (including work at Johnson & Johnson) to founding Smart Growth AI, a consulting and training firm that helps busy professionals and entrepreneurs reclaim 10+ hours per week by implementing practical AI systems. Rushion McDonald frames the discussion around: Technology adoption Financial literacy Entrepreneurship Personal resilience Long-term thinking in a rapidly changing economy 3. Key Takeaways A. AI Is a People Challenge, Not a Technology Problem Tonya explains that resistance to AI is driven by fear, not complexity. Employees worry AI will replace them, so leaders must reframe it as a co-creator and productivity partner, not a job threat. AI succeeds when people understand how it elevates their role instead of eliminating it. B. AI Is About Time Leverage, Not Working More Smart Growth AI focuses on helping clients: Automate repetitive tasks Improve workflows Regain lost hours Redirect time toward strategy, creativity, and rest Tonya warns against burnout, emphasizing that reclaimed time should be used intentionally—not just to take on more work. C. Multiple Streams of Income Build Stability A casual cookout conversation introduced Tonya to the idea of wealth-building beyond employment. Playing Robert Kiyosaki’s Cashflow Quadrant helped her understand: Being an employee alone limits wealth creation Leveraging money and assets creates freedom Community and shared learning accelerate growth This mindset later helped her navigate layoffs, entrepreneurship, and motherhood. D. Mentorship Is a Critical Success Factor Tonya repeatedly highlights mentorship as a defining difference between struggle and progress: The lack of mentorship contributed to challenges with her day spa business Strong mentorship later helped her pivot, recover, and scale Her relationship with Alicia Lyttle (“The Queen of AI”) accelerated her expertise and credibility Mastermind groups and strategic partnerships played a key role in expansion. E. Women Must Shift from Spending to Investing Tonya offers direct advice to women: Start small and stay consistent Invest only in things you understand—or get educated Consider real estate, passive investments, and partnerships Use tools like self-directed IRAs or rolled-over 401(k)s to build wealth Progress matters more than perfection. F. Learning AI Is Career Insurance Tonya encourages professionals to: Learn AI on their own time if necessary Experiment hands-on, not just consume content Become the AI “go‑to” person at work Increase job security by increasing relevance Early adopters gain disproportionate advantage. G. No Single AI Tool Does Everything Best She explains how different tools serve different purposes: ChatGPT – brainstorming and idea generation Claude – deeper, more refined writing Perplexity – research Gemini – graphics and video Copilot – integrated enterprise workflows Her advice: use multiple tools strategically. H. Privacy and Security Matter Tonya stresses AI safety best practices: Turn off model-training permissions Never input personal or client-identifying data Use placeholder names (e.g., “Company X”) Treat AI tools as public spaces unless secured 4. Notable Quotes On AI Adoption “It’s not a technology problem—it’s a people problem.” On Fear of AI “You’re asking people to train a tool they think could replace them.” On Time Freedom “If you learn AI, it will help you leverage your time—but don’t use that time to burn yourself out.” On Wealth Building “You can’t really get ahead just being an employee. You have to leverage your money.” On Mentorship “You have to be careful who you plant seeds with—because they can come back and help you.” On Women and Investing “Even if it’s just $100 a week or $100 a month, every little bit counts.” On Learning AI “Don’t just listen—open up your laptop and start playing with it.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Tonya Edmonds. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Tonya Edmonds (Founder, Smart Growth AI) 1. Purpose of the Interview The purpose of the interview is to educate, motivate, and equip listeners—especially professionals, entrepreneurs, and women—with: A practical understanding of artificial intelligence (AI) without technical intimidation Strategies to reclaim time, increase productivity, and future‑proof careers Lessons on wealth building, including multiple streams of income and investing The importance of mentorship, partnerships, and adaptability Real-world insights from Tonya’s entrepreneurial and corporate journey At its core, the conversation connects AI adoption with financial empowerment, career resilience, and modern entrepreneurship. 2. Interview Overview Tonya Edmonds shares her transition from corporate roles (including work at Johnson & Johnson) to founding Smart Growth AI, a consulting and training firm that helps busy professionals and entrepreneurs reclaim 10+ hours per week by implementing practical AI systems. Rushion McDonald frames the discussion around: Technology adoption Financial literacy Entrepreneurship Personal resilience Long-term thinking in a rapidly changing economy 3. Key Takeaways A. AI Is a People Challenge, Not a Technology Problem Tonya explains that resistance to AI is driven by fear, not complexity. Employees worry AI will replace them, so leaders must reframe it as a co-creator and productivity partner, not a job threat. AI succeeds when people understand how it elevates their role instead of eliminating it. B. AI Is About Time Leverage, Not Working More Smart Growth AI focuses on helping clients: Automate repetitive tasks Improve workflows Regain lost hours Redirect time toward strategy, creativity, and rest Tonya warns against burnout, emphasizing that reclaimed time should be used intentionally—not just to take on more work. C. Multiple Streams of Income Build Stability A casual cookout conversation introduced Tonya to the idea of wealth-building beyond employment. Playing Robert Kiyosaki’s Cashflow Quadrant helped her understand: Being an employee alone limits wealth creation Leveraging money and assets creates freedom Community and shared learning accelerate growth This mindset later helped her navigate layoffs, entrepreneurship, and motherhood. D. Mentorship Is a Critical Success Factor Tonya repeatedly highlights mentorship as a defining difference between struggle and progress: The lack of mentorship contributed to challenges with her day spa business Strong mentorship later helped her pivot, recover, and scale Her relationship with Alicia Lyttle (“The Queen of AI”) accelerated her expertise and credibility Mastermind groups and strategic partnerships played a key role in expansion. E. Women Must Shift from Spending to Investing Tonya offers direct advice to women: Start small and stay consistent Invest only in things you understand—or get educated Consider real estate, passive investments, and partnerships Use tools like self-directed IRAs or rolled-over 401(k)s to build wealth Progress matters more than perfection. F. Learning AI Is Career Insurance Tonya encourages professionals to: Learn AI on their own time if necessary Experiment hands-on, not just consume content Become the AI “go‑to” person at work Increase job security by increasing relevance Early adopters gain disproportionate advantage. G. No Single AI Tool Does Everything Best She explains how different tools serve different purposes: ChatGPT – brainstorming and idea generation Claude – deeper, more refined writing Perplexity – research Gemini – graphics and video Copilot – integrated enterprise workflows Her advice: use multiple tools strategically. H. Privacy and Security Matter Tonya stresses AI safety best practices: Turn off model-training permissions Never input personal or client-identifying data Use placeholder names (e.g., “Company X”) Treat AI tools as public spaces unless secured 4. Notable Quotes On AI Adoption “It’s not a technology problem—it’s a people problem.” On Fear of AI “You’re asking people to train a tool they think could replace them.” On Time Freedom “If you learn AI, it will help you leverage your time—but don’t use that time to burn yourself out.” On Wealth Building “You can’t really get ahead just being an employee. You have to leverage your money.” On Mentorship “You have to be careful who you plant seeds with—because they can come back and help you.” On Women and Investing “Even if it’s just $100 a week or $100 a month, every little bit counts.” On Learning AI “Don’t just listen—open up your laptop and start playing with it.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Caleb Watney (Institute for Progress) and Max Bodach (Foundation for American Innovation) on what the new breed of DC think tanks does differently and why the old model is broken. We discuss: Why "counterfactual policy impact" matters more than white papers and what's wrong with project-based funding Cross-partisanship vs. picking sides: IFP pulls the rope sideways, FAI builds a big tent on the right Vertical integration over specialization — the person who wrote the brief should be the one selling it on the Hill Whether AI eats the think tank or just the parts that weren't working anyway Timestamps 00:38 — Applied think tank vs. white paper mill 16:56 — Partisanship: FAI's conservative tent vs. IFP's cross-partisan design 37:09 — Why researchers should do their own comms and outreach 50:26 — Betting on young talent as policy entrepreneurs 57:56 — Will AI eat the think tank? song: https://suno.com/s/I244K1rIpPdB6lO9 Learn more about your ad choices. Visit megaphone.fm/adchoices

Send Dr. Li a text here. Please leave your email address if you would like a reply, thanks.In this episode, Dr. Christine Li empowers women to shift from chaos and stress to clarity. She explores why stress and overwhelm often accompany our to-do lists and clutter, and offers practical mindset strategies for releasing negativity and reclaiming agency over daily life. Listeners are guided to recognize their inherent clarity, start with small steps, and embrace success with a lighter, more productive outlook.Timestamps00:00:00 - Introduction: stress and clarity00:01:05 - Dr. Christine Li introduces herself and podcast focus00:01:48 - Clarity during stress for midlife women00:02:42 - Decluttering as a stress trigger00:04:08 - Normalizing anticipatory anxiety00:05:54 - Breaking the cycle of overwhelm00:06:26 - Affirming inner clarity00:08:03 - Tackling clutter and self-doubt00:09:07 - Clearing negativity00:11:01 - Reality vs negative stories about clutter00:13:22 - Clearing internal negativity00:14:08 - Freedom from self-battle00:16:07 - Embracing an open mindset00:17:55 - Progress through small steps00:19:41 - Hope for success and clarity00:20:05 - Free clarity worksheet offered00:20:44 - Closing and connection detailsTo get the free download that accompanies this episode, go to: https://maketimeforsuccesspodcast.com/clarityoverstressTo sign up for the Waitlist for the Simply Productive Program, go to: https://maketimeforsuccesspodcast.com/SPFor more information on the Make Time for Success podcast, visit: https://www.maketimeforsuccesspodcast.comGain Access to Dr. Christine Li's Free Resource Library -- 12 downloadable tools and templates to help you bypass the impulse to procrastinate: https://procrastinationcoach.mykajabi.com/freelibraryTo work with Dr. Li on a weekly basis in her coaching and accountability program, register for The Success Lab here: https://www.procrastinationcoach.com/labConnect with Dr. Christine LiWebsite: https://www.procrastinationcoach.comFacebook Group: https://www.facebook.com/groups/procrastinationcoachInstagram: https://www.instagram.com/procrastinationcoach/TikTok: https://www.tiktok.com/@procrastinationcoachThe Success Lab: https://maketimeforsuccesspodcast.com/labSimply Productive: https://maketimeforsuccesspodcast.com/SP

Coaches are really good at helping clients build plans, organize their money, set goals, and adjust their behavior. These are excellent things.But something that comes up in almost every coaching relationship, usually several months in, is this: “I think things are okay. I mean, we're getting by. But I don't really know if we're ahead or behind.”The client is still doing the work. Still showing up. Still trying. But the enthusiasm isn't what it was, and they can't quite tell whether any of it is actually paying off.This week, we're sharing the Progress Number, a single percentage that tells clients exactly how much of their income is actively going toward their financial future. Not their budget. Not their bank balance. A clear, revisable number that answers the question most clients are afraid to ask out loud.We walk through the formula, how to calculate it, how to handle the gray areas, how to introduce it in a session, and what happens when a client who's been working hard finally gets to see the proof that it's paying off.The progress number isn't just a coaching tool. It's what gives clients something to stand on when motivation gets harder and a rough month makes the whole year feel like a loss.Links & Resources:Financial Coaching EssentialsEpisode 143: How Confidence is Actually BuiltKey Takeaways:Without a concrete way to measure progress, clients go by feelings. A rough month makes the whole year feel bad. A good paycheck makes everything feel fine. Neither is the full picture.Net worth is a snapshot. It shows where someone stands, but not how fast they're moving or how intentionally they're directing resources toward their future.Two clients with the same net worth can be in completely different places in terms of momentum. Snapshots don't show trajectory. The progress number does.The formula is simple: total financial progress divided by total income, multiplied by 100. What counts as progress is something the client gets to define.The number itself matters less than the direction. A client who started at 3% and is now at 8% is winning, even if 8% sounds small.When a client can point to a number and say, “I was at 4%, now I'm at 6%,” something shifts in how they carry themselves. That's not a pep talk. That's identity.Your progress number is also your coaching tool. It gives you a concrete way to revisit progress across sessions, something to celebrate when things are going well, and something to investigate when they're not.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. Interview Summary Interview with Rushion McDonald – Money Making Conversations Masterclass Interview Purpose The purpose of this interview is to demystify personal finance, redefine wealth‑building, and emphasize the importance of preparation, capitalization, and disciplined planning. Mujahid Muhammad, a personal financial coach and founder of Wealth Coaching Stratosphere, shares a deeply personal journey marked by financial success, failure, rebuilding, and hard‑earned wisdom. Through candid storytelling, the interview reframes wealth not as risky speculation or quick wins, but as a long‑term process grounded in personal financial stability, liquidity, and informed decision‑making. The conversation is designed to help everyday people avoid common financial traps and approach real estate and investing from a position of strength rather than desperation. Major Themes & Key Takeaways 1. Experience Is the Best Teacher Mujahid’s financial philosophy is rooted in lived experience. After building a seven‑figure real estate portfolio early in life, he suffered devastating losses due to Hurricane Katrina and the 2008 housing collapse. These setbacks reshaped his understanding of leverage, risk, and preparation. Key takeaway: Financial success without safeguards can collapse quickly. 2. Leverage Without Liquidity Is Dangerous One of the most powerful lessons Mujahid shares is that being “asset‑rich but cash‑poor” is a vulnerable position. His earlier strategy relied heavily on leverage without sufficient reserves, leaving him exposed when disaster struck. Key takeaway: Liquidity is protection; leverage alone is not wealth. 3. Fix Personal Finance Before Building Businesses Mujahid stresses that many people pursue entrepreneurship or real estate in hopes of fixing personal financial struggles—often with disastrous results. Instead, personal financial stability must come first. Key takeaway: Solve your personal finances before using business to create wealth. 4. Wealth Is a Process, Not a Product The interview reinforces that financial improvement isn’t something you buy—it’s something you build over time. Mujahid emphasizes facing financial reality honestly instead of avoiding uncomfortable truths. Key takeaway: Progress starts by looking at the numbers, not ignoring them. 5. The Five Financial Stratospheres Mujahid introduces his Wealth Coaching Stratosphere model, outlining five levels of financial development: Financial Failure Financial Health Financial Fluency Financial Wealth Financial Independence Each stage represents a mindset and requires different behaviors and priorities. Key takeaway: Knowing your financial “stratosphere” determines your next move. 6. Capitalization Comes Before Real Estate Mujahid advises against entering real estate before reaching financial fluency. While creative financing exists, retaining real estate requires cash flow, reserves, and patience. Key takeaway: You can buy property with little money—but you cannot keep it that way. 7. The Importance of Capital and Opportunity Funds He emphasizes saving, emergency funds, and opportunity funds as prerequisites to investing. Capital allows individuals to recognize and act on opportunities without panic. Key takeaway: Capital creates clarity—and choices. 8. Infinite Banking and Financial Autonomy Mujahid explains the Infinite Banking Concept, which focuses on reclaiming control over the banking function through properly structured life insurance, allowing individuals to access capital without relying on traditional lenders. Key takeaway: Financial independence includes controlling how you access capital. 9. Debt Freedom Is Hard—but Worth It Through personal stories of tackling significant student loan and consumer debt, Mujahid emphasizes that debt freedom requires sacrifice, time, and unity—especially within marriage. Key takeaway: Debt freedom is attainable, but only through commitment and discipline. 10. Coaching Provides Accountability and Perspective Mujahid describes financial coaching as objective guidance from someone who has navigated the journey before. Coaching is positioned as a serious commitment, not casual advice. Key takeaway: Accountability accelerates growth. Notable Quotes “Leverage without liquidity is stupidity.” “We try to use business to solve personal finance problems—and that’s backwards.” “Wealth is a process, not a product.” “You can acquire real estate with no money—but you can’t keep it that way.” “Capitalization changes how you see opportunity.” “If you have a six‑figure income, your problem is usually you.” “Debt freedom is hard—but it’s worth it.” “Preparation puts you in a position of strength.” Overall Message Mujahid Muhammad’s interview is a ground‑truth masterclass in financial realism and discipline. His story strips away hype and reframes wealth creation as a methodical, values‑driven process that begins with personal accountability and preparation. Ultimately, the conversation challenges listeners to shift from chasing opportunity to becoming prepared for opportunity, reinforcing that sustainable wealth is built through patience, liquidity, education, and intentional planning. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

If you're an engineering leader right now, everything around you feels like it's changing at once — new tools, new processes, new expectations. It's tempting to accept chaos as the new normal, but in today's episode, I make the case that your job is to go on the offense and *create* order. Not by clinging to old processes, but by becoming the groundskeeper of your team's ceremonies — the regular, repeated actions that give your team a foundation to actually improve from. Humans Are the Limiting Factor (And That's Okay): Our fundamental cognitive capabilities haven't changed in tens of thousands of years. Progress is collective — better tools, better documentation, better knowledge systems — but individually, our brains work the same way they always have. Any process that involves humans has to account for this. Why Ceremony Matters More Than Ever: Whether you call them scrum ceremonies, team rituals, or just "the way we work," regular and repeated team actions aren't bureaucratic overhead. They're how humans learn, build comfort, and reduce cognitive load. Just like sitting in the same seat at your coffee shop or driving the same route to work, repeated patterns free up mental energy for the things that actually require your attention. Regularity of Action Over Specific Process: This isn't a prescription for scrum or kanban or any particular framework. The point is that your team has some determined, repeated way of doing things — whether that's a weekly planning session, a daily standup, or a trigger-based refinement process. The specific process matters less than the consistency. Ceremony Enables Experimentation: If you want to get better, you need to be able to change one variable at a time and measure the result. That's impossible when everything is changing at once. Holding your core processes steady gives you the controlled environment you need to actually learn what's working and what isn't. Spot the Anomalies: When you maintain regularity, deviations become visible. If productivity dips but your ceremonies stayed constant, you have a much better shot at diagnosing what actually changed. Without that baseline, every signal gets lost in the noise. Episode Homework: Sit down with your team this week and talk about what your ceremonies are. What do you want to hold constant? What do you want to be true on a regular basis? Name them, write them down, and commit to tending them — even as everything else shifts around you.

Dental A-Team is all about case acceptance. In this episode, Kiera shares how a practice can double its case acceptance in one month (or even one day! She has receipts!). She gives five tactical tips practices can apply today to refine that acceptance and start upping that percentage of "yes." Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Kiera Dent- Dental A Team (00:00) Hello, Dental A Team listeners. This is Kiera and today is a great day. I hope that you're loving it and I hope that you remember just as a quick little motivational thought for you that what's right is just as available as what's wrong. And I think so often we're looking at what's wrong in my life and why isn't this working versus thinking what's going well, what's right in the world, what's what's and I'm not saying to   belittle, miss sunshine and not see all the things that are really going on. But I do think that what we focus on, we attract and we achieve more of. so practices that are high performing practices that really have great cultures, they're looking for what's right in this world. They're looking for the good, the positive, they're building that. But that does not mean that they're not seeing the things that need to be impacted and fixed. And so I just really want you to, to think about that today as we as we tackle a fun topic, and that's about case acceptance. And if you know me, you know that I'm obsessed about case acceptance and   Today we're gonna go through how to double your case acceptance in 30 days or even just one day. And it's really true. I've done this multiple times. We've taken practices from 50 % case acceptance to 100 % in one day. I have some practices, they know who they are, they listen to the podcast, shout out to them, where we coach their treatment coordinators. And we've been doing this for several years and we've added multiple millions to their practices. We're not quite to the billions, no pressure team. I know you guys like a good challenge, ⁓ but genuinely, and it's through helping.   just people have better lives. And I think about case acceptance and people are like, but you know, case acceptance, Kiera, it's about like money or it's this objection. And I just want to say that realistically, most treatment coordinators, what happens is we accidentally plant weeds in our flower gardens, aka objections in our case acceptance, unintentionally. And I can have the exact same patient, exact same scenario, different treatment coordinator, different result. And so what I found, and this is why I love this, this is where I got my start.   You guys know that I'm obsessed with helping patients and teams and dentists just have their best lives possible. And so really just giving you guys some tips on how we can do this, how you can boost your case acceptance. And these are tactical ways. So like take the recipe today, take this in, apply it. But what I want to say is I believe that case acceptance is a journey and it's not an overnight sensation. And these practices I alluded to, again, they are some of my favorite clients to work with. The team is amazing. They show up, they have grit.   and they recognize that it is always a next level to improve. And so that's why we work together because we are like, I've trained them for years and yet they keep coming back and we keep refining and we keep going to the next level and we keep improving because there's always a next level within case acceptance. And I think when you recognize that and you see that you can actually be an even stronger treatment coordinator. you guys know, Dental A Team, we are obsessed with making your life better. We love to work with doctors and teams. We love to   do it virtually or in person with you and to possibly influence and impact the world of dentistry in the greatest way possible. So I'm so glad you're here on the podcast with us. If you love our podcast, please be sure to like, subscribe, share this with people, leave us a review. I do personally read those reviews and I'm so thankful for you guys. I'm thankful for this community. I'm thankful for ⁓ the, I think just the lives that have been changed. I love meeting you in real life. I love hearing from you in emails. I love.   this community of people. I just love people in general. And so I hope that you know that I just truly love and adore you and I hope that you feel that and if I was in person, I'd give you a giant hug today and tell you that I know you're doing better than you think you are. And they're simple tips. ⁓ I can speak very confidently to case acceptance. I was speaking to a candidate that I'm interviewing and there was this there was this humble confidence about them where   They didn't have to prove anything to me on the interview. was like, Kiera, I've done this. I've done this many times. It's like, I know how to get the winning championship and it's not hard. And I don't say this egotistically. I will say that I do know how to get case acceptance boosted and our team knows how to do this. And I think this is one of the greatest services you can give your patients is helping them say yes to dentistry that's necessary. And so I hope that you feel that what I'm teaching you today comes from very strong.   Experience is not just theories and ideas, but genuinely been there done that done it successfully and I'm here to share that with you So a couple of things is number one. I'm really big on when we are working with this So first steps first I work hard on making sure that we have the right mindset I say mindsets everything So if you think a patient is gonna say no to you You're gonna make yourself correct if you say a patient is gonna say yes to you You're going to make yourself correct. So whichever one it is and to me. I'm like both of those are free   Thoughts are free, words are free. Let's pick the ones that serve us. And I'm going to choose the one of everybody says yes to me. I even have doctors that text me and they're like, remember Kiera how you say this? And I'm like, I genuinely believe it. It's because I believe in my doctors. I believe in what we're doing. And I believe that patients deserve to have the best dental treatment and new doctors and new teams are the ones who are going to give it to them. So I'm not going to let this patient leave me just like I'm not going to let somebody who's looking for a great consultant.   Leave me, I know we are the best freaking consulting company you could ever have. So if you wanna have the best consultant, call me, call our team, let's work with you because you're going to see results and that's what I'm about. So with your office, same thing, you should have that same level of confidence in your practice. You should be able to say, I want these patients, I'm going to help these patients. Now that doesn't mean I take on their problems, but I do believe that mindset is 80 % of the game of case acceptance. So that's step one is we gotta start with that. Doctors, when you walk into the room, I wanna when you put your foot on that threshold, walking in to do an exam,   You come into doctor 2.0, whomever it is, like patients say yes to you. Your job is to give them a very clear diagnosis and to be able to guide them into correct decisions. Words create worlds. What world am I creating for our patients? What am I doing for our patients? Am I helping them see like this is easy to say yes or am I making it so confusing and hard with multiple options? Doctors, I'm calling you out on this. I know you wanna explain everything. You're freaking brilliant, but sometimes that's called confusion. And that makes a patient not wanna say yes to you.   Complexity is the enemy of execution. I'll say that again. Complexity is the enemy of execution. So if you don't have clarity and you don't drive people with clean, concise routes, you can give them the options, but let's talk about, do they want fixed or removable? You've got to be very clear and you've got to be very confident when you deliver. Patients are buying your confidence. So number one, I want you to 1,000 % change your mindset. I don't care what you got to do, who you've got to be, but you've got to start with a correct mindset. And if you will do that, your case acceptance will automatically just with that one thing,   go up and that's between treatment coordinators, team members and dentists. All of us patients love us. They want to say yes to us and we have a moral obligation to help them. Number two, I'm really big on you guys know we have this where we're going to have doctors having great presentations. So I talk a lot about ⁓ child Dini's principles of persuasion and whether you like those or not, that's fine. Words are free. Options are free. Thoughts are free. Take them if you want them and I'm obsessed with this because if I can get a patient in the mindset of saying yes to me,   I've already teed them up into that confidence space. So I recommend doctors when you lean the patient back, you say, can I lean you back? They will say yes. Can I do an exam? They will say yes. This is helping them prime and we're priming them to get them into the mindset to say yes to you. Really, really, really important. And I know you don't want to do this, but guess what? It's very easy. So we have the mindset already there. Then we get them to be saying yes to us. Be very careful treatment coordinators. This does not always apply to you because the last thing I want you to do is do you want to get treatment scheduled? We are not leading them to answers with no.   We are only leading to answers of yes. So if you're going to use a yes or a no, you've got to make sure it's gonna lead to a yes. I do not want you planting them with nos. You've gotta be very careful with this. Then step three is going to be, we do comprehensive exams and we wrap it with the NDTR. You guys have heard me preach about this. This was made up in a practice, I don't know, 10 years ago. Shout out to ⁓ my Tucson practice. I know you listened to this. It was your office because your office manager didn't wanna use a route slip.   So I made up this acronym that has stuck with us for years and it's become one of the bread and butter of dentistry that I use. And I will tell you, you put this into place, you're going to add multiples to your practice. We call it the NDTR, next visit, date, time, re-care. You get those items, you put it in a nice pretty bow, doctors, you do a comprehensive exam, you make sure you don't have too many of them being crazy. Like get them into pretty much where they're onto one solution. If you are my mom or my grandma or my dad or my brother or my sister, whatever it is.   This is what I would recommend for you. If cost wasn't an option, what would you select? You can ask them, what's the most important thing to you? Cosmetic function, cost or longevity. There are ways you can tee people up and then you can guide conversations into exactly what they want. This takes finesse, this takes practice, but ultimately we're after results, we're after the W, we're after helping the most amount of freaking patients that we can, all right? So for you, if you want the W, to me, case acceptance, the way we win is by helping more patients say yes.   If you're a great doctor, I want patients saying yes to you. If you're not a great doctor, I want you to become a great doctor so more patients can say yes to you. That's where we're at. So we've got to wrap our pretty little treatment plan up with the next visit. It's clear. What is our exact next visit? Kiera, I want to see you back for the crown in the upper right. I want to see you back in two weeks. That's the date. And I need about an hour and a half of that. Please, for the love of everything, this is step whatever. I don't know. I think this is step three for you. But I want you to make sure it's very clear and concise because   Complexity is the enemy of execution. If they're walking up of like, don't even know what treatment I'm coming back for. I don't know what I need to come. A crown is gonna take me all day. I can't do that. Your patient is subconsciously planting objections and why they can't say yes to this. But if you eliminate those, like we're clearing the fog, it's very easy. I just need to see you back in two weeks. I need to see you for an hour and a half and we're gonna take care of that crown for you in the upper right and the fillings. Or we're gonna do implants, whatever it is, I don't care.   or like, hey, we're gonna see you in three visits. We're gonna start with the upper right. We're gonna take care of that. Then we're gonna go and do your SRP. And then we're gonna finalize with all the rest of the fillings. I don't care, but make it so clear and simple for them. They don't need it all. And I know we sometimes go, this is where we go from clinical jargon to patient simplicity. Make it simple. When I go in and I'm trying, I remember I was at the van store and this girl was like, so do you want a bag? And I was like, no. Do you want this? Do you want that? Do you want this? I'm like, just like I'm done.   You guys mean far too many questions. I don't even want to come back and talk to you. Like keep it. I don't even want to buy it. And I think we often forget that our patients, while we're trying to educate and explain, and there is a line of that, this isn't their passion. And I say that with the most amount of like love, like, know, I know you care about this so much, but they don't. What they care about is, are you the right person? And how are you going to get me healthy and confident? Now they might have questions that they need answers to. That's okay. But for the bulk, people want to know.   Where am I at? Why does this need to get done? And what are my steps to get it fixed? I was at the jeweler the other day and like, my gosh, it was like, you have these chips, you've got this, you've got this warranty. And I just, I didn't do anything because it was too much. I don't care about jewelry and chips and this like, is my diamond going to fall out or not? And what do I need to do to prevent that? And then they were like, well, it's this amount. And I was like, okay. But the ring didn't even cost me that much to begin with.   So you've got to make sure that it really makes sense to patients in the simplicity. So confidence, number one, you've got that. Words create worlds, you're gonna walk in there. Number two, we're gonna tee them up with giving the yeses. Number three, we're gonna give a very simple NDTR, give it to the patient, make sure it's clear and concise, what is the very next step. It's very clear, very simple for them to go through. And then we take them up to the front office and every person, if they follow this, we use route slips, we have handoffs, I don't care, you can have a virtual.   hand off, I don't care, you can type it in, but we need next visit date, time, so we're all saying the exact same thing. So this patient knows my goal for every practice is that that patient leaves the operatory, walks to the front office, which they should not do, but the visual is there that they walk up and like, hey, Kiera, Dr. Smith wants to see me back in two weeks for a crown and it needs an hour and a half for that. If it is that clear, and I need to schedule my cleaning with Sarah. Do you think that patient's bought in? The answer is yes.   You've already got them like 90 % of the way. Now all we've got to do is deal with finances. Like that's truly it. And sometimes that's not even the issue, but we need to make sure that we have that. Now, step four is schedule first. Put the emphasis and the priority on the schedule. People are like, so we got to do the crowds. It's going to be this amount. No, why are we talking money first? Dentist diagnosed it. We need to get this treatment done.   Why are we sitting here wondering if money is the issue or not? It's not, let's get the treatment done. Let's assume they want to do treatment. Remember, everybody says yes to Why would they the dentist if they don't want to get treatment done? They are here because they want to get their mouth healthy. They don't come here because they're like, well, I'm not gonna do anything with it. I went to the jeweler because I wanted my ring fixed. They made it so hard, I walked out of there because it was too hard for me. If they would have said, Kiera, perfect, your two choices are, we can either do it on warranty and this is how much it is, or if you don't, this is how much the total is.   If they would have just said it that simply for me, I would have probably fixed my ring. But it was all this nonsense that I walked out. So think about your patients the same way. So schedule first, that is our next step. Hey, perfect, so Dr. Smith wants to see you. He wants to see you back in two weeks. You're like, care of my schedule is so booked. Fine, when your schedule and my schedule align, please stop making objections for things that are simple. I need you to get out of your own way on case acceptance.   You sit there and over explain, give too many options, don't think it's good to give them urgency, cause you're like, well, the two is not gonna break. I hear you. But what you're lacking is they're gonna leave your practice, go to Costco, be thinking about cereal and the kids and dance. This is the time that they're dedicating to themselves to get their dentistry done. Be respectful of their time and make them a raving freaking fan. Make it so easy for them. I think about Disney. Disney makes it so easy for me to spend money with them.   It's a mobile app. I don't have to go stand in lines. I have this, I have that. They make it so easy for me to say yes. And my question to you is, are you making it easy for your patients to say yes to you or are you making it so hard that they don't want to? Are you making them so confused? They're like, I don't even know what just happened. With IVF, do you know how many words they talked to me about that I don't even know? But it was like, Kiera, this is your next step. This is the total of how much you'll pay and here are financing options if you need them. Now, the only reason I use that as an example,   is because IVF is about $50,000 per treatment. Just like you're all on excess cases, that is the appropriate time to talk about financing there because not everybody has 50 grand just sitting there, just like in that. But most people usually are okay with one to two to three to five to 10,000 even. Not all the time, and I'm not saying that, but be careful that then with treatment coordinate, and this is the fifth step, is we need to make sure that when we're presenting treatment, we don't assume that it's money. We don't assume it's all these things. It's not, it's your confidence in how you're saying it.   Schedule first, talk money second. Now when we're talking money, we go into it and they're like, but what's it gonna cost? No problem, I'm go over that. You're gonna be super confident. We're gonna make sure we take care of all that. Dr. Smith's super busy and I wanna make sure I reserve that time for you. I have Monday or Wednesday, which works best for you. Control the conversation, make it very simple for them. Make it very, very easy for them. Then after that, what we're gonna do is we present the totals. Here's the total amount. Here's the estimated insurance amount. This'll be your total when I see you on Wednesday.   What questions do you have for me? I want you to be super confident moving forward. I say super confident moving forward. I am guiding them. I am saying what I want them to do. This is all words again are free. Use them. I believe that this patient deserves it the best dentistry and I wanna make it as easy as possible. There was no pressure on it. There was nothing. It is very, very simple. I've told you what you need. We've got you scheduled. Here's the total. What questions do you have? Some people will be like, let's talk about financing.   Absolutely, we've got financing. Do you have savings or do you want to talk about third party financing? I'm not just throwing out my Rolodex because what happens is, and I did this, we were buying bikes. My husband and I were buying bikes back in COVID. And I remember they were like, ⁓ and or you could do this like thing and you won't have any interest. My husband and had the money. We would have paid right then and there, but because they would not stop talking and assume we weren't going to say yes,   They offered financing. And I know a lot of people fight me in the industry on this and like, no, Kiera, you should offer financing. Like that's the way of the world. I am really pro simple equates results. And if I can have simple things, I'm going to get a lot more yeses. So treatment coordination, we're going to have financial options. Make sure you have it. We want to have them immediately. We want to be really, really solid with this. We are going to present all of our treatment there. And then if they are not on a yes, I go past it two times.   If they're still not a yes, I'm gonna follow up with them in two days, two weeks, two months. Follow-up matters. You have got to follow up on this. We need to check in with them. People get busy, they've got questions. Love them. Do this out of love, not obligation. And that might be like my best line for you. Do everything with case acceptance out of love. I told the team the other day, I just imagine when a patient sits with me, I'm giving them a warm hug. And it's like, not an actual one. Please don't get weird. But like, how can I make you...   feel like you are the most important, incredible human being sitting right in front of me and I'm gonna help you get the best dentistry possible and I'm gonna make your day just a little bit better because you happen to be in my world today. That's the direction to come from. Doctors, that's the direction to come from when you're doing your case presentation. Hygienist, this is how we tee it up to our doctors. These are simple little steps and I promise you, if you will do these items, your case acceptance will flourish. If you choose to pick and choose like this as a buffet, it won't grow. It is all of these steps.   consistently every time when we look at the results, we review the results, we see how are we doing and we refine. Case acceptance is about refinement, it's not about perfection. Where am I having that one or two words where I just need to do that, just change it a little bit, what needs to happen? And I promise you, you're going to get it. So if you want help with this or you wanna be like the team where we're adding multiple millions, please, please, please join us. Reach out, Hello@TheDentalATeam.com. But you, your practice and your team.   deserve to have the best case acceptance. You deserve to have patients that love you, that wanna work with you. This is what it's about. They love you. So let them work with you. Make it easy to work with you. Progress over perfection is where it's at. And I am obsessed with this. Just think about it. People are like, well consulting, can cost so much. And I say, if I helped you get one or two more cases closed every single month, we'd pay for ourselves. And you have a fairy godmother on your team.   And you have somebody you can talk to about finances and you have somebody who grows your team and you have somebody who's going to help you with the business side of it. And you're going to have somebody who's way freaking smart in dentistry. And you're going to be able to have access to our entire group. And you're going to be able to come to a mastermind. Like why not? It is that simple. And this is what we do. And this is how we pay for our consulting. Plus give you your life back, plus help you with your patients and make your life incredible. So reach out. Hello@TheDentalATeam.com. And as always, thanks for listening. I'll catch you next time on the Dental A Team podcast.

Thank you for tuning in to Episode 318 of the Down Cellar Studio Podcast. Full show notes with photos can be found on my website. This week's segments included:   Off the Needles, Hook or Bobbins On the Needles, Hook or Bobbins From the Armchair Crafty Adventures KAL News Events On a Happy Note Quote of the Week   Off the Needles, Hook or Bobbins   Northern Lights Socks Yarn: Patons Kroy in the Northern Lights Colorway Pattern: OMG Heel Socks by Megan Williams ($5 knitting pattern available on Ravelry) Needles: US 1.5 (2.5 mm) Ravelry Project Page Started November 2024, but I don't think I've ever mentioned them on the podcast. About the yarn- thin stripes of cream broken up 3 shades of teal/light blue, 2 grays and 1 deep purple.   October 2025 Sock Club Socks Yarn: agirlandherwool Sock Yarn in the October 2025 Colorway Pattern: OMG Heel Socks by Megan Williams ($5 knitting pattern available on Ravelry) Needles: US 1.5 (2.5 mm) Ravelry Project Page Mystery self-striping sock yarn club- stripes of peach, orange, yellow and green.   On the Needles, Hook or Bobbins   Log Cabin Blanket Pattern: Log Cabin Square by Julie Harrison. Free crochet pattern available on Ravelry. Video tutorial available on the Little Woollie Makes YouTube Channel Yarn: Legacy Fiber Artz Minis (mostly from Advent calendars 2023 & 2024) Hook: I (5.5 mm) Ravelry Project Page Inspired by Rachel (treehousefiberarts on Instagram) and Sue & Chelsea (Legacy Fiber Artz on Instagram). Check out the Floss Toss Ravelry Group for details on their Scrappy Blanket CAL. Ends December 21st (but you don't have to finish. 2 prize drawings will be done). My color placement is inspired by this project/pattern available on Ravelry. Inspired to pick it back up after see Sue (from Legacy Fiber Artz)'s version on their podcast episode. She bordered with cream before seaming. I love it. You can see a peek in this Instagram post. Progress- 23 squares   Inclinations Cowl Inclinations Cowl by Andrea Mowry ($7.00 Knitting Pattern available on Ravelry & her website. Needles: US 2 (2.75 mm) Yarn: 2 skeins of handspun Color A: Fiber Addict Designs 100% Merino in the Wild Plum Colorway- Ravelry link. Color B: Candombe, I think the fiber is from Malabrigo- Ravelry link. My Ravelry Project Page Progress: Nearly done with the increase section!   Midnight Orchid Socks Pattern: OMG Heel Socks by Megan Williams ($5 knitting pattern available on Ravelry) Needles: US 1.5 (2.5 mm) Yarn: Patons Kroy Stripes in the Midnight Orchid colorway Ravelry Project Page About the yarn: skinny stripes of cream with contrast colors- greens, ochre and mauvy purples. Progress: Cast on both socks on two separate needles.   Pollen Party Socks Yarn: Hypnotic Yarn Plush Sock in the Pollen Party colorway + 20g mini (I think it's Legacy Fiber Artz mini) Pattern: OMG Heel Socks by Megan Williams ($5 knitting pattern available on Ravelry) Needles: US 1.5 (2.5 mm) Ravelry Project Page Progress: I am nearly done with sock 1   Pucker Brush Farm BFL Sweater Spin Fiber: 16 oz of multi colored BFL roving from Pucker Brush Farm (purchased at Rhinebeck 2025), 4 oz Merino in a mustard color & 20 ounces of Grey Shetland from Forever in Fiber on Etsy Ravelry Project Page I am planning to knit a Traveler sweater inspired by Emily Curtis' handmade version- click here for her Ravelry Project Page. I was thrilled to see a recent post on Emily's Instagram that she made a YouTube video about this spin/knit. I started spinning the Shetland and its so dreamy. I'm still working on the first 4 oz bump.   From the Armchair   Books So Old, So Young by Grant Ginder. Amazon Affiliate Link. Intermezzo by Sally Rooney. Amazon Affiliate Link. There's a great review of Intermezzo by Alexandra Harris (with some potential spoilers) on the Guardian's website. Bring the House Down by Charlotte Runcie. Amazon Affiliate Link.   Musical: The Outsiders   Note: Some links are listed as Amazon Affiliate Links. If you click those, please know that I am an Amazon Associate and I earn money from qualifying purchases.   Crafty Adventures Making a flower arrangement to put under the headstone/bench at the cemetery for Mom.   KAL News Splash Pad Party will start Friday May 22nd and run through July 31st. Sponsor call has gone out to email subscribers. Will share on social soon. Click here to learn more about sponsor options for Splash Pad '26.   Events Fiber Witch Festival- April 24-26th in Salem, MA Connecticut Sheep & Wool- April 25 in North Haven, CT NH Sheep and Wool - May 9 & 10 in Deerfield NH Coggeshall Farm Fiber Festival- May 16 in Bristol, RI Webs Tent Sale- May 15-17 in Northampton, MA Massachusetts Sheep & Wool- May 23 & 24 in Cummington, MA   On a Happy Note Connecting with our nephew Oisin over a re-watch of West Wing. Seeing Rent- but especially how much Riley enjoys it. The show fell on Eme's 22nd birthday so that was fun too! Riley turned 18! So proud of that kid! Katie's Randomness (Pigskin sponsor) was having a winter sale. I splurged on two winter bags- one Gilmore Girls themed and the other Christmas chickens! I checked out a new to our area secondhand shop- Uptown Cheapskate. Despite cooler temps and rain, we had a lovely Easter dinner at my Dad's. A text from my SIL after Easter dinner saying that Zach (who turns 4 in May) went to bed Easter night asking if my dad was coming to his birthday party. I inadvertently made a ridiculously large batch of Superhero muffins because I added too much salt. Turns out I can make 94 muffins in about 3 hours. Not too shabby! Good thing they freeze well. Warming temps and quieter weekends after a stressful work week. My Monday morning workout turned into a country music jam! Such a fun way to start the week.   Quote of the Week Feeling gratitude and not expressing it is like wrapping a present and not giving it. -William Arthur Ward ------ Thank you for tuning in!   Contact Information: Check out the Down Cellar Studio Patreon! Ravelry: BostonJen & Down Cellar Studio Podcast Ravelry Group Instagram: BostonJen1 YouTube: Down Cellar Studio Facebook: https://www.facebook.com/downcellarstudio Sign up for my email newsletter to get the latest on everything happening in the Down Cellar Studio Check out my Down Cellar Studio YouTube Channel Knit Picks Affiliate Link Bookshop Affiliate Link Yarnable Subscription Box Affiliate Link FearLESS Living Fund to benefit the Blind Center of Nevada Music -"Soft Orange Glow" by Josh Woodward. Free download: http://joshwoodward.com/ Note: Some links are listed as Amazon Affiliate Links. If you click those, please know that I am an Amazon Associate and I earn money from qualifying purchases.  

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. Interview Summary Interview with Rushion McDonald – Money Making Conversations Masterclass Interview Purpose The purpose of this interview is to demystify personal finance, redefine wealth‑building, and emphasize the importance of preparation, capitalization, and disciplined planning. Mujahid Muhammad, a personal financial coach and founder of Wealth Coaching Stratosphere, shares a deeply personal journey marked by financial success, failure, rebuilding, and hard‑earned wisdom. Through candid storytelling, the interview reframes wealth not as risky speculation or quick wins, but as a long‑term process grounded in personal financial stability, liquidity, and informed decision‑making. The conversation is designed to help everyday people avoid common financial traps and approach real estate and investing from a position of strength rather than desperation. Major Themes & Key Takeaways 1. Experience Is the Best Teacher Mujahid’s financial philosophy is rooted in lived experience. After building a seven‑figure real estate portfolio early in life, he suffered devastating losses due to Hurricane Katrina and the 2008 housing collapse. These setbacks reshaped his understanding of leverage, risk, and preparation. Key takeaway: Financial success without safeguards can collapse quickly. 2. Leverage Without Liquidity Is Dangerous One of the most powerful lessons Mujahid shares is that being “asset‑rich but cash‑poor” is a vulnerable position. His earlier strategy relied heavily on leverage without sufficient reserves, leaving him exposed when disaster struck. Key takeaway: Liquidity is protection; leverage alone is not wealth. 3. Fix Personal Finance Before Building Businesses Mujahid stresses that many people pursue entrepreneurship or real estate in hopes of fixing personal financial struggles—often with disastrous results. Instead, personal financial stability must come first. Key takeaway: Solve your personal finances before using business to create wealth. 4. Wealth Is a Process, Not a Product The interview reinforces that financial improvement isn’t something you buy—it’s something you build over time. Mujahid emphasizes facing financial reality honestly instead of avoiding uncomfortable truths. Key takeaway: Progress starts by looking at the numbers, not ignoring them. 5. The Five Financial Stratospheres Mujahid introduces his Wealth Coaching Stratosphere model, outlining five levels of financial development: Financial Failure Financial Health Financial Fluency Financial Wealth Financial Independence Each stage represents a mindset and requires different behaviors and priorities. Key takeaway: Knowing your financial “stratosphere” determines your next move. 6. Capitalization Comes Before Real Estate Mujahid advises against entering real estate before reaching financial fluency. While creative financing exists, retaining real estate requires cash flow, reserves, and patience. Key takeaway: You can buy property with little money—but you cannot keep it that way. 7. The Importance of Capital and Opportunity Funds He emphasizes saving, emergency funds, and opportunity funds as prerequisites to investing. Capital allows individuals to recognize and act on opportunities without panic. Key takeaway: Capital creates clarity—and choices. 8. Infinite Banking and Financial Autonomy Mujahid explains the Infinite Banking Concept, which focuses on reclaiming control over the banking function through properly structured life insurance, allowing individuals to access capital without relying on traditional lenders. Key takeaway: Financial independence includes controlling how you access capital. 9. Debt Freedom Is Hard—but Worth It Through personal stories of tackling significant student loan and consumer debt, Mujahid emphasizes that debt freedom requires sacrifice, time, and unity—especially within marriage. Key takeaway: Debt freedom is attainable, but only through commitment and discipline. 10. Coaching Provides Accountability and Perspective Mujahid describes financial coaching as objective guidance from someone who has navigated the journey before. Coaching is positioned as a serious commitment, not casual advice. Key takeaway: Accountability accelerates growth. Notable Quotes “Leverage without liquidity is stupidity.” “We try to use business to solve personal finance problems—and that’s backwards.” “Wealth is a process, not a product.” “You can acquire real estate with no money—but you can’t keep it that way.” “Capitalization changes how you see opportunity.” “If you have a six‑figure income, your problem is usually you.” “Debt freedom is hard—but it’s worth it.” “Preparation puts you in a position of strength.” Overall Message Mujahid Muhammad’s interview is a ground‑truth masterclass in financial realism and discipline. His story strips away hype and reframes wealth creation as a methodical, values‑driven process that begins with personal accountability and preparation. Ultimately, the conversation challenges listeners to shift from chasing opportunity to becoming prepared for opportunity, reinforcing that sustainable wealth is built through patience, liquidity, education, and intentional planning. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.