Podcasts about Italy

Ever feel like you're winning on paper but quietly losing in real life? In this episode, I bring back one of my best friends, Rob Murgatroyd, to break down how a massive life change sparked unexpected virality and a deeper sense of fulfillment. He shares his exact storytelling framework for stopping the scroll, creating curiosity, and driving engagement without chasing trends or pretending to be someone you're not. We also talk about why Rob left the U.S. for Italy, how your environment shapes identity more than most people realize, and the surprising reason why a 'dead' platform is now his #1 source of traffic. Get ready to rethink where you live, how you tell stories, and what "success" actually looks like in this season of your life.   HIGHLIGHTS 00:00 Why your environment quietly shapes your energy, identity, and ambition. 06:45 Why Italians have mastered the "middle" that entrepreneurs ignore. 12:00 The story behind Rob's book, I Like You Better in Italy. 15:00 How Italy transformed Rob's style, confidence, and standards. 19:30 How Rob accidentally went viral in his late 50s. 25:30 Rob's 5-part formula for going viral at any age. 28:30 How do you create polarization without politics or negativity? 33:30 The platform that's outperforming Instagram and TikTok right now.   RESOURCES Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app Rob: @robmurgatroyd Rob in Italy: @robkim_italia

In 2007, Amanda Knox, an American studying abroad in Italy, was arrested, tried, and convicted of the murder of her roommate, Meredith Kercher. After years in an Italian jail, she was ultimately freed, reconvicted, and finally exonerated in 2015. Since then, she has married, become a mother, and she has returned to Italy, even meeting with the prosector who concocted outrageous stories that led to her imprisonment. Their meeting is featured in Mouth of the Wolf: Amanda Knox Returns to Italy, a new documentary on Hulu. Amanda joins us to talk about her long series of traumas and who she has become as a result of them. She is joined by her husband and collaborator on the documentary, Christopher Robinson.Thank you to all our listeners who support the show as monthly members of Maximum Fun.Check out our I'm Glad You're Here and Depresh Mode merchandise at the brand new merch website MaxFunStore.com!Hey, remember, you're part of Depresh Mode and we want to hear what you want to hear about. What guests and issues would you like to have covered in a future episode? Write us at depreshmode@maximumfun.org.Depresh Mode is on BlueSky, Instagram, Substack, and you can join our Preshies Facebook group. Help is available right away.The National Suicide Prevention Lifeline: 988 or 1-800-273-8255, 1-800-273-TALKCrisis Text Line: Text HOME to 741741.International suicide hotline numbers available here: https://www.opencounseling.com/suicide-hotlines

Keith shares how a recent trip to Colorado Springs and a changing commission landscape reveal what really matters for real estate investors now From there, the show dives into the three levers investors truly control—leverage, operations, and relationships—before welcoming lender Caeli Ridge to break down the major mortgage options for investors. You'll hear how different loan types fit different strategies: from your first conventional "golden ticket" loans, to DSCR loans based on property income, to short-term fix-and-flip and bridge loans that prioritize speed and flexibility.  The episode then moves into how more advanced investors can scale beyond 10 doors, navigate debt-to-income and tax strategy, and even approach financing for short-term rentals—all while highlighting why having the right lending partner and long-term plan can make a big difference to your results. Episode Page: GetRichEducation.com/591 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold with new ways to think about your life through goals momentum in the real estate market. Then learn about various mortgage loan types, conventional DSCR, fix and flip, bridge loans, short term rental loans and more. Knowing which loans to use can save you millions and learn the fatal mortgage mistakes you must avoid today on get rich education.   Corey Coates  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Speaker 1  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:30   Welcome to GRE from Winnebago, Minnesota to Winnipeg, Manitoba, and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education, the voice of real estate investing since 2014 before we get into the mortgage discussion, where we'll discuss five or 10 different investor loan types and their various pros and cons, which could save you millions over the course of your life. I shared with you that I traveled to Colorado A couple weeks ago, for a goals retreat hosted by the real estate guys, top notch event, I spent extra time there in Colorado Springs, because I find it really livable, and I spent five hours with a local realtor there, one day out and about visiting properties in the area I'm potentially looking for a home or a second home. And by the way, how is this for a price range? The realtor wanted to know what my Buy Box is, and since I'm just learning the Colorado Springs market, I told him I'm willing to spend between 400k and 1.2 million on the property, yeah, pretty wide range, a mile wide. Fortunately, my other Buy Box criteria are more narrow and specific, and I have got to say, I'm surprised at how low the area's home prices are. I thought they'd be higher. Interestingly, before touring homes, my buyer agent wanted me to sign a six month exclusive representation agreement. Fair enough, that's standard stuff. It was on the agreement, though, that I as the buyer pay a 3% commission up on the purchase, and the seller would presumably pay the other 3% to make up that total 6% commission for the agent compensation. Well, historically, the seller paid the entire 6% and this, of course, goes back to the NAR settlement, and that ruling that became effective in August of 2024 you probably remember this, and I talked about it on the show back then, and how it's not really that big of a deal, especially to investors like us, because at GRE marketplace and with our GRE investment coaching, it's a direct model. There's zero commission on either side, and then you, in turn, get some of those savings, but out in the larger world and in the owner occupant world. Well, that rule change that started a year and a half ago. It means that sellers are no longer required to pay the buyer's agent. Instead, the fee is now negotiable between buyers and their agent. The other change is that property listings no longer display the buyer agent's commission offer. But here's what's interesting in practice, and what really ends up happening in the end, in most cases, is that the seller still pays the full commission and compensates both agents that full 6% sometimes it's 5% instead of six buyers and buyer agents, they still operate under the seller pays. And that's largely because that has just been the norm. It's what's seemingly always been done. It's what buyers are used to. And the reason that that often persists. Is because the seller is the party in the transaction that has that thick equity in the property, deep equity, and buyers are the ones often just trying to scrape together whatever they can for a down payment and closing costs. Buyers are not going to be able to come up with another 15k for an agent commission when they're buying a 500k property, that's 3% especially today, this is true because American homeowners the seller then still have record equity positions of about 300k an all time high. Nearly half of mortgaged homes are considered equity rich. What does equity rich mean? It means that the loan balance is less than half of the home's value, yeah, the seller has the means to pay the full commission. So the point is, in practice, the seller, yeah, still pays that full five to 6% commission in the overwhelming majority of cases, and the buyer pays nothing. And if that does change, it's going to take a long time. You know, a lot of these evanescent real estate stories that people think are going to have some seismic impact. It rarely does, like this erstwhile NAR ruling or the 50 year mortgage proposal or banning big institutions for buying more single family rentals. You know, this stuff is like one little baseball sized asteroid striking an entire planet. I mean, it's like a barely discernible impact. Real estate is anchored in one place like Jabba the Hut. It is solid. These stories are interesting, but they're not impactful.   Keith Weinhold  6:52   Instead, I've mentioned it before. What are three things you control in real estate that really matter. And these are evergreen things. First, it's, how many dollars are you leveraging? That's where your wealth is going to come from. In fact, we're going to discuss that today with mortgage loan types. Second, what's the efficiency of operations on your existing properties? And thirdly, what is the quality of your relationships? And actually, we're addressing the third one today too, talking to a lender that you could make part of your team. You can control these three things. They're unyielding, they're evergreen, they're long term, and they all have gratitas and impact those three things, leverage operations and relationships. Now my agent drops me off and picks me up from my hotel here at the Broadmoor in Colorado Springs. This was also the event hotel for the goals retreat. I just extended my stay to hang out in the area. Look at real estate, do some climbing on Pikes Peak. Pro tip for you on hotel room rates, talk to a human being before I booked my stay, I called the front desk and asked them if they could extend the attractive event room rate to more nights on my extended stay. And they agreed. You might have heard of the Broadmoor. It is well known. It's been here for more than 100 years, and it is such a fine place to stay. Let me tell you about this special piece of real estate. In fact, I've thought it through, and I will now hereby proclaim that it is the finest us hotel experience that I've ever had in my life. I say us because I stayed at an amazing place in Dubai. But what makes the Broadmoor stand alone? It's the details and the service. A lot of hotels are nice, but this is on a different level. And I don't say this to brag, and this is because you probably can afford to stay here, yeah, like I have. You might have paid more elsewhere in your life for a lesser hotel, although I am here in the low seasons. Okay, now, sure, you've got views of the Rockies and a man made lake and waterfall and even a beautiful chandelier in my hotel room. The thing that sets it apart, though, is you have this service that feels old world and not corporate. That's what makes the difference. The Broadmoor is horse themed, since horses are a symbol of the American West. There are about 800 rooms here. It's kind of like a self contained adult Disneyland championship golf courses, a world class spa, even an outdoor lap swimming pool like that has lanes that I swam in one morning for. Fine dining, casual dining, access to hiking, fly fishing, even falconry, zip lines, tennis, pickleball pools. Take the cog railway to the Pikes Peak, Summit. Okay. Now, other nice hotels have attractions that are sort of like that, but when I rave about the service, it's the little things they are knocking on my door before 10am to come in and clean the room. And you know how so commonly, when you first check into your hotel room and you look in the closet, there are not enough clothing hangers, and they're all like stupidly mismatched. These all match. They're all nice wood, and there are plenty of them. So I'm talking about these details. I'm telling you. I had dinner at one of the broadmoor's restaurants the other night. I just happened to take a close look at the tag on the napkin. Sure enough, it is made in Italy. I mean, jeez, no detail is overlooked at this stellar place. In fact, here's what I'll do. You know, I'll just completely stop my Colorado Springs home search right now. Instead, I'm going to stop down by the Broadmoor front desk, tell him to give me some moving boxes, because I'm moving into the Broadmoor and I'll be here for the next decade. Start forwarding my mail here and everything. And hey, at least I was courteous enough to give them notice. I can't stay here too long, or my standards will be rising faster than my net worth. Yeah, yeah. Can't go to sleep with a mint on your pillow every night, I suppose.    Keith Weinhold  11:38   Now, the reason I came here now is to attend that aforementioned goals retreat, and let me take all the time and all the resources that I put into being here and distill them into just a few of the most salient takeaways for you. Goals should be smart, strategic, measurable, actionable, relevant and time based, they must be written down. Now, how would you describe yourself to somebody else that didn't know who you were? Write that down next. What do you think your reputation is? How would others describe you? Write that down now that you can see how you describe yourself and how others describe you, you can see that there's a gap there. That gap is what you need to work on. I learned that goal should be written in the present tense, not the future tense. I did not know that before. For example, say it is January 1, 2035, and I own $5 million in rental property. That's an example of how you would do that. So take future events and write them in the present tense. Other questions at the goals retreat that got really introspective are, what are you really going to do with your life? And write down that answer. Sheesh, that is tough. And if you think that's a hard question for you to ask of yourself, the next one is even harder. It's simply why? Why is that where you're going with your life? And then write that down? I mean, would you answer questions like this for yourself? And you really think about it, that can occupy a new segment of your entire headspace. It is a big cognitive load, and a last one to leave you with is to dream not just big, but gigantic. Get it out there, write down a dream that interests you, but it's so grandiose that you're actually embarrassed to tell someone about this stretch dream, for example, for me, it's the first person to walk on another planet. No human has ever done that, and this would most likely happen on Mars. See, this is so grand that is sort of embarrassing for me to even share that with you. It almost makes you sound Loony, like I would have to learn so many new skills to travel to and walk on Mars. But you should write down a bunch of other goals too. You're sort of brainstorming on goals, attainable goals. Recall that is the A in the SMART goals acronym, you want to write down a bunch of attainable ones, not just that stretch one. So for attainable ones, one of them is for me to become the highest man on earth. To give you an example. And I attempted that goal two years ago, and I failed. I told you about that at that time. But see now, compared to my embarrassing stretch goal of walking on Mars, the highest man on earth feels attainable, I know what it takes to achieve it, and it's worth doing, ah, but it's a grind to get there, yet it would be worth it. Those are some quick take. Ways from the real estate guys goals retreat while on stage the event host Robert helms he took a minute respite from the goals material, and he recognized the fact that, as he calls it, the four OG real estate podcasters are all in the same room. One of them is helms himself, and now I feel like the other three are all older and doing it longer than me. I was one of the four that he mentioned. But you know, there is only one podcast that was mentioned from stage, and that is that Robert helms told the audience that they should be listening to the get rich education podcast. That was a nice thing to say, and he is always a gracious giver.   Keith Weinhold  15:45   Next, we're talking about four major loan types, conventional DSCR, fix and flip and then bridge loans. When we discuss the first two parts of it could sound repetitive, but you'll see why we do this, because then you'll be able to compare it to nichey loan types that we discuss, for example, the speed of a bridge loan, where you can get funded in just one week, compared to a slower conventional loan. The mortgage landscape changes. I still remember how in 2012 we had still somewhat freshly emerged from the global financial crisis, and back then, you could only get four conventional loans, four rental properties, not 10 like you can today, 20 married. So get your loans while you can, you probably won't always be able to get 10 loans. We'll start with loan types that are more for beginners, and then we'll get to advanced material. Let's welcome back one of our favorite recurring guests.   Keith Weinhold  16:54   You can make millions more throughout your life by understanding mortgage loans. This is key, and today it's the return of the woman that's created more financial freedom through real estate than any other lender in the entire nation, because she's the president of ridge lender group. Hey, it's time for a big welcome back to the incomparable, yet somehow still so approachable Chaley Ridge   Caeli Ridge  17:16   my Keith, thank you for having me. I love being here. I love what you're doing. It's my pleasure, sir.   Keith Weinhold  17:23   And our followers, our listeners, have been approaching you since 2015 you're one of the longest running guests, truly one of the OGS around here at GRE and now Caeli, before we discuss loan types. You know, we don't really talk politics on this show rather policies, and we're in the midst of a presidential administration that often, in the name of the word affordability, is trying to supremely shake things up in the housing market. Help us dissect what matters and what won't.   Caeli Ridge  17:58   I have found that at least as it relates to current administration, whoever that might be, I wait for the buzzwords or the taglines to become the actual policy. Like you said, That's a good point in this case. You know, you've got things floating around, like the 50 year mortgage cutting off the hedge fund guys and that kind of thing. Whether or not, those things come to fruition. I'm happy to give my opinion on them. I do not think that it's going to move the needle much for the people that you and I serve with regard to I mean, just taking them one at a time, I don't think that the 50 year is going to come to fruition. Just first and foremost, if it did do, I think it would be a good idea for a homeowner, probably not, but for an investor, maybe if there's some way that we can keep our payment lower, given the maturity date of a mortgage for an investment property is usually about five years. I mean, I know that this is a 30 year fixed mortgage, but statistically speaking, the average shelf life of a non owner occupied mortgage is about five years. So getting a 50 year amortization, if that were going to reduce the payment, I don't think is a bad thing for an investor, however, and this may get a little bit technical for the listeners, so I apologize in advance if we were to go to a 50 Year am the adjustments, something called, and you and I have talked about this before, something called an llpa, that stands for loan level price adjustment, I think would be such that it could end up defeating the purpose of having the longer term amortization, because I think the interest rates would be higher and I think they may offset so that was a long way to say. One, I don't think it's going to happen. I don't think it's actually going to get to its final resting place. And two, would it be a good idea for investors, yeah, I think it would be worth considering if it kept the payment lower. Okay, that's that as the other piece to cutting off the hedge funds, the big, you know, BlackRock, some of the big players, and giving them access to the residential housing and first right of infusion or etc, because they've got such deep pockets. You. It's such a small amount to what our individual investors are going to have access to that I don't think that that moves the needle either. So I don't know if I'm answering the question, except to say anything that they're going to tout, I would wait for it to actually become written in stone and pass by the rest of the powers that be before I would get excited about or concerned about any of it.   Keith Weinhold  20:21   This is pretty parallel with what I've been telling our listeners. All these things seem to make splashy news, but I haven't seen anything that's going to make a deep impact yet, whether it's the 50 year mortgage, which probably won't even come to fruition, or if it's doing these mortgage bond buy downs in order to bring more liquidity into the market and bring rates down, or if it sees any of these other things being discussed with these institutional investors, since they already own such a smaller proportion of the housing market than a lot of people think, we'll discuss seasoned real estate investors and their loans shortly, but first for newer real estate investors, you Know, chili, I kind of think of four or more loan types that a beginner should be familiar with. I think of conventional loans, dscrs, fix and flips and then bridge loans, the first one with conventional loans. What are the basics that someone should know?   Caeli Ridge  21:17   So first of all, you should know that there are 10 of these. We call them the golden tickets. I'm pretty sure I coined this, okay, 100 years ago, the golden ticket. We call the conventional aka Fannie Freddie, aka agency. They go by different names, but they all mean the same thing. We call them the golden tickets because it's the highest leverage and typically at the lowest interest rate you can find. Now I do have a hook in our conversation today about that. I'll get we'll get to it. There are 10 of these per qualified individual. So one of the first things that I would tell somebody is, is that if they are a partnership or a husband and wife team, you want to make sure to keep the debt obligation separate, because if you want to maximize these golden tickets, let's just say it's a husband and wife team. You each have, per qualification access to 10, and that includes a primary residence. In fact, let me just take a quick second and define what counts in the 10, because some people get this wrong. So the 10 golden tickets are counted by any residential property, single family, up to four Plex that has a loan on it, where the loan is in the individual name or personally guaranteed by the individual. That's where people get tied up. So if they went out and got a kind of more of a commercial type loan, that was in an LLC name, for example, but they signed a personal guarantee, per Fannie Freddie guidelines, that particular mortgage is going to count against the 10. So those would be some of the first pieces of news or detail I would give them about conventional    Keith Weinhold  22:40   for married couples, don't take ownership in both the husband and wife's name, either the husband or the wife. That way, you can get to 20 rather than 10. And yes, you do have to be mindful that your primary residence does count in that 10 or 20, whatever it might be. Anything else quickly with conventional loans, LTVs so on,    Caeli Ridge  23:01   yeah, LTV can go to 85% loan to value. So you get a little bit extra than you're going to get in some of the other loan product types. It will have PMI, private mortgage insurance, anything over 80% LTV will always have PMI on a more conforming, conventional basis. So keep that in mind. But the factor is pretty low. I would encourage people that are looking to stretch the almighty dollar. Do the math. Look at the 85 with PMI against, say, an 80% and see what are you giving up versus what you're getting. And then qualification stuff, you guys, my dumb joke, it's Keith's favorite. I'm sure vials of blood and DNA samples are sort of required for the Fannie Freddie loans. So just be prepared to supply or submit us the tax returns and pay stubs and bank statements and and all that stuff,   Keith Weinhold  23:44   you'll feel like you're getting fingerprinted almost for a conventional loan qualification. And the second one that I brought up DSCR loans, that's short for debt service coverage ratio. And these mortgages are pretty standard for rental properties. They're underwritten based on a property's income potential. So you know, the way I think of dscrs Chaley from the lender's perspective, is that sustainable cash flow is what matters. The rent has got to support the property's monthly mortgage payments. So we talked to us more about dscrs.    Caeli Ridge  24:15   Yeah, I love this product, and this is for somebody that either can't fit into the conventional Fannie Freddie box, or maybe they've exhausted their golden tickets and they're graduating and moving on. This is a great option that will reduce the amount of vials of blood and DNA samples that you're going to have to submit. It still provides for a 30 year fixed mortgage. The leverage is roughly the same, 80% in most cases, on a purchase. And to your point, the gross income divided by the principal, interest, taxes, insurance and Hoa, if it's applicable, is the simple formula, the easy method I'll give people, just to kind of solidify that math, is that if the gross rents were $1,000 a month, and if the PI TI was $1,000 a month, when you divide that, your debt service is 1.0 Now you can go as low, believe it or not, as low as a point seven, five, DSCR, they have those available be ready for the interest rate to get a little hair on it. Okay, it's going to be higher than what the 1.0 and above is going to be. But you can go as low as point seven, five, those are going to be for the investors that have found a property, maybe in distress, and they cannot show the current market value rent, perhaps, and it's on the low end. So you can still get that done at point seven, five, just be ready for a higher interest rate.   Keith Weinhold  25:30   So the DSCR loan an alternative for you, which might be especially useful, like Chaley touched on, if you've already exhausted your 10 golden ticket. Fannie Freddie loans, a DSCR of 1.2 for example, means that your rent income needs to exceed your principal, interest, taxes and insurance payment by 20% or more. That's what we're talking about here. And then Chile, those were more of loans for the buy and hold type of investor. Tell us about fix and flip loans.    Caeli Ridge  26:03   Yeah. So these are shorter term loan that will allow you to include not just the purchase of the property, but also some renovation or rehab money if you need that. And we're going to be looking at an ARV after repair value. So you've got a purchase price, you've got your renovation or scope of work budget. And then we're looking for an ARV with the ARV to be somewhere around 75% so what that means, if you've not heard of this before, you're going to take, let's say, $100,000 value. And if we want the ARV to be at 75% we're going to lend 75,000 is kind of the mix there. Those are quicker loans. You're going to be paying much higher rates on those. You know, between nine and 13% depending on the deal. The points are also going to be a little bit higher, but a great option for that quick turn and burn where you know your deal has enough skin in it and you can recapture all your capital and make a good tidy profit on it.   Keith Weinhold  26:53   We're talking about basically fixer upper loans here with Chaley Ridge, the president of ridge lending group, yes, these are jalopies that rarely qualify for traditional bank financing. And oftentimes, when I think about these fix and flip loans, I'm thinking that often there is interest only flexibility with regard to those higher interest rates that you need to pay. And I think of it as, you know, a shorter term loan that you've got during your renovation period, oftentimes 12 to 18 months. Does that sound about right?   Caeli Ridge  27:24   Yeah, 6,18, even 24 months. And to your point, yes, all of these are going to be interest only. And one of the cool things is about these loans is, is that, if there's enough room in the deal, right, based on what you need to borrow and what we think the ARV is expected to be, you don't even actually have to be making those interest payments. You can build it into the final payout when we go to refinance you out of this short term loan, or you simply sell the property and pay off that loan. So for example, let's say that your interest only payment is $1,000 a month, okay? And the value of the property is going to be $200,000 and you only took 120 okay, we're going to be well within that 75% ARV. You can build in that $1,000 say, for 12 months, there's $12,000 and just add it to the outstanding balance that you started by owing, and not have to be making those payments on an ongoing basis. It's not rented, right? So it might be nice to be able to factor that in to the actual payoff when you go to refinance that if it's a fix and hold versus go to sell it on a fix and flip.   Keith Weinhold  28:31   Now, long term, we know that the big gains for real estate investors really come from that leveraged appreciation getting that loan. But sometimes there are situations where we might want to act as a cash buyer. And that brings up this fourth of four loan types that I brought up, the bridge loan, short term loans that can temporarily finance a property purchase while you're waiting for a longer term loan to come through. The bridge loan, so I think of it as a pretty speedy loan, if you sort of want to act like you're an all cash buyer.   Caeli Ridge  29:04   Yeah, I like this, and in many ways it's similar to a fix and flip interest only. Obviously the term is going to be shorter, six months, 12 months, up to 24 months, and based on largely relationship, the bridge loan for the purpose that you described, really comes into play for an investor that we know and we're comfortable with, we can fund those inside a week, for somebody that we've done several of these loans for. So for those that need that really quick turn, once you've established yourself as a seasoned, experienced investor in that space, those are pretty slick and easy to get through.   Keith Weinhold  29:39   Why would someone use a bridge loan, rather than a fix and flip loan.   Caeli Ridge  29:43   So if they're in a very competitive market, that might be another option, because those are going to be faster. The bridge loan is going to be faster where they need to say that they're an all cash buyer and they only need seven days to close, or whatever it is. It depends on the municipality in the state. But what if you're at the courthouse steps? And you need cash quickly. Sometimes it needs to be immediate. So that might not be applicable in this case, but if you put the bid in, and you win the bid, and you've got, you know, three days to perform, usually we can get those done. So it's circumstantial. Those would be two variables or two scenarios that that would apply to   Keith Weinhold  30:17   the bridge loan gives you the advantage of speed, but that speed can come at a cost.   Caeli Ridge  30:22   Oh yeah, yeah, you're going to be paying probably three points, maybe four points, and it's short term interest, 13, 14%   Keith Weinhold  30:30   so with these four loan types that we've discussed, conventional DSCR, fix and flip and bridge loans, you can kind of see that there is a loan for most every investment scenario, and there's no reason to rely on only one type, a flipper. Might start with a short term fix and flip loan or a bridge loan and then later refinance to a DSCR or a conventional loan. So consider mixing and matching based on your needs. You're listening to get rich education. We're talking with Ridge leninger, President Taylor Ridge, more when we come back, including steps for more advanced investors, I'm your host. Keith Weinhold   Keith Weinhold  31:06   mid south homebuyers with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone, headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with a better business bureau and 4000 houses renovated. There is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW Mid South. Enjoy cash flow from day one at mid southhomebuyers.com that's mid southhomebuyers.com    Keith Weinhold  32:08   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds. Don't keep up when true inflation eats six or 7% of your wealth. Every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest, start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre or GRE, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly again. 1-937-795-8989,   Keith Weinhold  33:19   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Blair Singer  33:53   this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream.    Keith Weinhold  34:09   Welcome back to get rich education chili when we go beyond this beginner stage that we've been discussing, how about for an investor just trying to scale to 10 doors worth of one to four unit properties. Now, are there any strategies there or more of a loan order that you would recommend in getting up to your first 10 you know   Caeli Ridge  34:29   I think the strategy starts with calling your lender, ideally Ridge lending group, and having that deep strategy call that, that discovery call, so that we can really understand and plant some seeds that say, Okay, Mr. Jones, these are your qualifications today. This is where you want to be in a year or 10 years. These are the steps that are going to be important that we are mindful of and we take to accomplish and reach those milestones. It's really important to have that baseline understanding of what is your debt to income ratio on day one, what are your assets? Sets. What is your credit? Where do you want to be in a year or 10 years? Right? Do you want 10 properties in a year's time? It's going to be a very different conversation than if you're going to slow roll this and want to establish 10 purchases or 10 investment properties over 10 years. So identifying those details is going to be part one, and then next, in terms of order, I would say, largely the higher price point properties, typically, I would say, put those in one through six. And the reason that I'm saying that is is that the underwriting guidelines under conventional financing, they will change based on how many finance properties you have. So of all of the inner working guidelines and things that go into securing a conventional mortgage loan, the three top most heavily weighted are going to be debt to income ratio, credit score and assets. Okay? And within each one of those, the marker or the qualification guideline changes as you evolve and acquire more property. So the higher up the ring you go, or the rung that you go to 10, the more restrictive the guidelines are going to be. So I would typically say, get the higher price point properties go into maybe one to four, one to six, if that's part of your strategy and your diversification of portfolio ownership. Then after you've established having two or three or four properties and that higher price point it as it gets harder to qualify, potentially, if your debt to income ratio is a little bit tight, you've got the smaller loan sizes that might be less impactful in debt to income ratio. All of this is very subjective to the individual's qualifications and needs, of course, but that might be one rule of thumb that I would take   Keith Weinhold  36:39   gosh, this This is absolute gold in helping you structure the architecture of a growing income property portfolio. And we're coming up on this Super Bowl, and whatever mortgage lender advertises for the Super Bowl or has some big, splashy campaign nationally, you know they are not the ones that are going to have conversations like this for you, they might be fine for buying a primary residence, but this is why you want to have a long term strategy and work with a lender that's aligned with you on exactly that sort of thing. And Chaley, is there a specific way in which one can avoid hitting the Fannie Freddie loan ceilings too early if you haven't already touched on it.    Caeli Ridge  37:22   Yeah, very good question. You know, I think that this is going to come down to a debt to income ratio conversation. It's easy enough to ensure that we contain assets and credit. Those are easier conversations. The debt to income ratio is the piece that's more complicated and can get away from an investor without them even knowing it. You don't know what you don't know, right? So I would say that debt to income ratio and making sure that your lender again, hopefully Ridge lending, because we know this like we know our own faces, making sure they know how to structure and provide feedback and consult on that schedule E, part of the beauty of real estate investing is the tax deductions. Right? Many people get into real estate investing, not for the cash flow, not even for the appreciation, but for that tax strategy, because they're high wage earners, or whatever it may be, and they're sick of paying x in taxes. So the debt to income ratio is key in scaling and making sure you can continue to qualify for those loans. The conversations that we have with our clients really go deep about where we can maximize our deductions to ensure that we get the tax benefit without precluding our qualification on a conventional underwriting basis in the DTI category.   Keith Weinhold  38:35   Now, during my growth as an investor, when I got above 10 doors, one gets above 20 doors. When one gets to 216 doors, I began where I needed to qualify more on a DSCR basis, where the lender is looking at the properties qualification, more so than me. So are there any other thoughts with regard to how one can set themselves up for success in really going big and well beyond 10 doors   Caeli Ridge  39:03   absolutely so once we've exhausted the Fannie Freddie, and I think one of the real value adds about Ridge is that we are not a one size fits all, and we are extremely holistic versus transactional. So having that first conversation and understanding what those goals are, so that we can pivot as we need to maximize the golden tickets, whether that be 10 to 20, right? If you're in a marriage or a partnership or whatever, and then setting up for the DSCR loans when the time comes, and taking advantage of those, there is no limit to how many DSCR loans we can get for one individual. We have yet to file an individual that we've had to say no, and we've done quite a few of the high, high acquisition investors, so I don't expect that to be an issue, but yeah, I think it's about planning, planting those seeds, creating roadmaps together and have those smart discovery conversations.   Keith Weinhold  39:50   Now, as you grow, one way you might diversify is to have perhaps at least a part of your portfolio in short term rentals. So what I. Comes to getting loans for sort of Airbnb or VRBO type properties. What does one look for there? How much does the landscape change versus the longer term rentals that we've mostly been talking about here?    Caeli Ridge  40:10   Yeah, I think that the differences are going to be about purchase versus refinance. If we're just talking about purchases, let's kind of try to keep it in one lane. If we're talking about purchasing a short term rental, you may be limited on leverage. You might lose a little bit of leverage, 5% let's say you could get to 75% and maybe on a short term they're going to back it off to 70% LTV, so there may be reduction in that loan to value. And the way in which we're going to quantify the income is absolutely important to share with your listeners on a purchase transaction, we have access to things like an appraisal. An appraisal is going to give us some median rental income, whether it be long term or short term, that we will use to offset a new mortgage payment if that's needed for the individual's debt to income ratio qualification. Now, if they don't need the rental income to qualify, then it's a non issue. But if they do, like most of us, need that rental income to absorb this new mortgage payment that we are securing for them, how that's going to quantify is important. So if it's not in a short term rental area, let's just say it's kind of off the beaten path, and there may not be enough data points to support the income that you need. It's important to know that up front versus way down the rabbit hole, when you paid for appraisals and you're all the way through the transaction and earnest money might be off the table if you had to cancel that kind of thing. So really important to understand the numbers in advance, I would say, when we talk about short term rentals and how the income is going to be quantified from an underwriting perspective,   Keith Weinhold  41:43   why does a borrower often need to make a higher down payment on a short term rental than they do a long term rental?   Caeli Ridge  41:49    You know, I think that in secondary markets, as we talk about mortgage backed securities and things like that, it's looked at as a higher risk. A short term rental is going to be a higher risk than just the stable long term, long burn tenant is going to be there and they've got their lease for a year, two years or whatever, at a time, the short term rental is more volatile and it's seasonal. It can be I mean, there's all those different factors, so higher risk means more skin in the game for the investor.   Keith Weinhold  42:13   That makes a lot of sense. Does that higher risk also translate into a higher mortgage rate for short term rentals than long term rentals?   Caeli Ridge  42:18    Fannie Freddie versus DSCR The answer is no. On the Fannie Freddie side, the interest rate's not going to change on a DSCR loan. Yes, it can be slightly higher, usually about about a quarter of a percentage point on a short term versus a long term.   Keith Weinhold  42:33   Now, are there any particular markets that lenders want to avoid with short term rental loans?   Caeli Ridge  42:39   No, as long as the property is habitable, and all the other metrics fit Qualifications and Credit and assets and all that stuff. No, there isn't a market that we're going to have any issues with now. We do get the notifications for natural disaster areas, and as that relates to the appraisal and things like that, if it's in a natural disaster area or zone, we may have to hold funding until after the disaster is over, and then we can go and take more pictures and make sure it's still standing and there's no major issues. But otherwise, aside from that, as long as it's habitable, no, there is no market restriction.   Keith Weinhold  43:12   Yes, with that variability of income for short term rentals, you can understand how a lender would be more careful in making a loan, and would want you, the borrower, to put more skin in the game for a short term rental. Well, Caeli, overall, what should an investor do in the next 24 hours to make themselves more lendable before contacting someone like you?   Caeli Ridge  43:36   I would say the answer is sticky, but call rich lending group. That's how you're going to make yourself more lendable. And the reason that I can say that is is that everybody's qualifications and needs and goals are inherently different. So calling someone that understands this landscape and can navigate the battleship in the creek like I like to say, that's the visual aid for those of you that need the visual is the first key. And with that conversation, we're going to be able to identify for you specifically what you would need to do to become more lendable. And it may be nothing   Keith Weinhold  44:07   well over there, Chaley, you're growing. You do loans in almost all 50 states. The GRE podcast has more than 5.8 million listener downloads, and you have helped countless GRE listeners acquire smart investor loans for fully a decade now. Just amazing. So talk to us about all of the loan types that you offer investors there at ridge.   Caeli Ridge  44:30   My gosh. Okay, so I think one of the real value adds for us is that we have such a diverse menu of loan products. We touched on a few of them already. So we've got the conventional Fannie Mae Freddie, Mac stuff. We've got our DSCR loans. We have bank statement loans, asset depletion loans. I can touch on those if you want. Keith, we have our short term bridge fix and flip. We have our All In One my favorite, first lien, HELOC we have second lien HELOCs. We have commercial loan products, and commercial can apply to residential and commercial property. A cross collateralization, commercial for residential properties. That just means, if you're putting 10 single families into one blanket loan, that would be cross collateralization, or if you're buying a storage unit that's straight commercial, and probably even more than that, ground up construction, there's really not a limit to the loan products that we offer, specifically for investors. The only thing we don't have, I would say in our arsenal is bare land loans. Those are hard to come by   Keith Weinhold  45:24   It sounds like you recommend a call in order to get some of that back and forth, to learn how you can best help that investor. But tell us about all the ways that someone   Caeli Ridge  45:32   can get a hold of you. Yes, there's a few ways. Of course, our website, ridgeline group.com, you can call us toll free at 855-747434385, 747-434-3855, 74, Ridge. Or feel free to email us info at Ridge lending group.com   Keith Weinhold  45:49   and you might get lucky. Hey, spin the wheel. Chaele does get on the phone and talk to individual investors herself too. So Chaley, it's been valuable as always to cover all these different loan types for beginners, and then what one does when they advance beyond that. It's been great having you back on the show.    Caeli Ridge  46:09   Thank you, Keith. I appreciate you.   Keith Weinhold  46:16   Oh yeah, a lot to learn from Chaley today. You've got mortgage rates three quarters to 1% lower than they were a year ago. At this time, in fact, last month, they ticked below 6% for the first time in years, and their lowest level in over three years. But when you introduce geopolitical uncertainty, well, that tends to make rates tick up again. Now, just what does happen when you have a lower overall rate trend like we have? Well, in this cycle, it's already spurred an increase in housing sales volume. It surged to 4.3 5 million in the latest reporting month, and that is the hottest annualized pace in nearly three years. Some of the same people who said, wait until rates fall, they're about to realize that prices didn't wait. Demand comes back fast. Inventory doesn't if mortgage rates take another leg lower, we could see quite a refinance wave in balanced markets or in supply constrained markets, bidding wars could follow. Now I've shared with you before that I totally do not predict interest rates. I don't know if anyone should. It is a great way to be fantastically wrong and supremely waste a lot of people's time. Instead, I think it's more efficacious for you to be able to interpret the signs that can trigger a further rate drop. Those signs are a weak jobs report that tends to bring lower rates because the labor market needs the help. So does softening wage growth, GDP below expectations, inflation continuing to cool, or a pickup in US Treasury demand. These are all signs that can lead to even lower rates. In fact, right now, with already lower rates and higher wages, real estate is more affordable than it's been in about three years, but overall, longer term, yeah, income properties still feel somewhat less affordable. It's less affordable than it was in pre pandemic times. That's for real for US investors, though, affordability is less about the price of the property, it's about whether the property pays for itself and grows your net worth while inflation does the heavy lifting for you, that's why it still works for us as investors. Higher prices don't kill investors inaction during inflation does you're not so much buying a say, 350k property. You're controlling it with 70k while your tenant and inflation do the rest. We don't rely on hope or appreciation. We start with inflation, tax benefits and debt pay down, and then appreciation typically happens too. A lot of times, the question for us goes beyond whether or not a property is affordable. The question is whether owning an investment property is better than inflation compounding against us, which is an investor mindset for this era, Ridge landing gear. President Chaley Ridge is a regular guest here because the mortgage space is so dynamic and things change a lot. For that reason, we expect to have her with us every few months this year, I'll see you next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  50:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  50:30   The preceding program was brought to you by your home for wealth building, getricheducation.com   

Music Monday Bowl 1. First Natural – Walking Several Miles Listen on YouTube   2. Belgravia DieNasty – New Track Submitted by Brock Jeffries Watch on YouTube   3. The Disorderlies – Get Up (Track starts around 0:40) Watch on YouTube   4. Your Honor – Red Dress (Chorus hits around 1:20) Watch on YouTube   5. NiTEWAKE – New Single Featuring Nick White (founding bassist of Attack Attack!) Watch on YouTube   6. Matchbook Romance – Something Worse Than The Night First new release in 20 years Watch on YouTube Any questions or comments 1-360-830-6660 MXPX is coming! 2026   MAR with The Ataris -Thursday March 26 - Washington DC at 9:30 Club -Friday March 27 - Norfolk, VA at The Norva -Saturday March 28 - Charlotte, NC at The Fillmore -Sunday March 29 - Charleston, SC at Charleston Music Hall APRIL Saturday April 11 - Denver, CO at Mission Ballroom w/Goldfinger, Zebrahead and Home Grown SEPT -Saturday September 5 - Milan, Italy at Punkadeka Festival https://linktr.ee/Mikeherrerapodcast   Leave a voicemail- 360-830-6660 --------------------- Check out the new MxPx album 'Find A Way Home' at MxPx.com and streaming everywhere now! Sterling By Music Man Mike Herrera Signature StingRay Electric Bass Guitar - Orange Creamsicle MIKE HERRERA SIGNATURE SERIES BASS OG Listen or watch "Linoleum" here MXPX - Self Titled Deluxe Edition If you like the podcast- Subscribe, rate and review on Apple. Support what I do at MXPX.com and also add MXPX and Mike Herrera to your music libraries on whatever streaming platfrom you use. Producing and editing by Bob McKnight. @Producer_Bob

Great Pop Culture Debate host Eric Rezsnyak explains how we created the bracket for our 2026 Winter Special episode devoted to the best sporting events at the Winter Olympics games, returning February 6-22 in Milano-Cortina, Italy. Walk through the Round 1 match-ups and see which sports made the cut (spoiler: there are only 16, so they all did). The main episode will release on Tuesday, February 3, wherever you listen to podcasts.And if you love pop culture, ⁠⁠⁠sign up for our weekly newsletter⁠⁠⁠ to keep up on all the new movies, music, and TV shows dropping every week!CREDITS:Intro/outro music: "Dance to My Tune" by Marc TorchIG: https://www.instagram.com/greatpopculturedebate/Bluesky: https://bsky.app/profile/gpcd.bsky.socialWebsite: https://www.greatpopculturedebate.com/Patreon: https://www.patreon.com/greatpopculturedebateSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode we unpack the true story of how ten small lizards smuggled home by a ten year old on a family trip to Italy became a thriving reptile population in Cincinnati Ohio. From their journey in a sock to the remarkable adaptation and spread of Podarcis muralis in the Midwest, this is the strange and true tale of the Lazarus lizards. Then we chat with Comedian Tanya Vora! Did you know The Internet Says It's True is now a book? Get it here: https://amzn.to/4miqLNy Review this podcast at https://podcasts.apple.com/us/podcast/the-internet-says-it-s-true/id1530853589 Bonus episodes and content available at http://Patreon.com/MichaelKent For special discounts and links to our sponsors, visit http://theinternetsaysitstrue.com/deals

Today, Sun outdoors reporter Jason Blevins talks about some of the more than 30 Colorado athletes headed to Italy for the Winter Olympics and what to watch for from the Colorado contingent.See omnystudio.com/listener for privacy information.

This is a story of growth through creativity, experimentation, and using technology to stay lean.Carlo Pandian (LinkedIn) is the founder of Slow Travel Italia. Four years ago he started with a single wine tasting in Verona, and today runs 160 experiences across 12 Italian cities, serving 15,000 guests a year with a very small team.In this episode, he talks to TP host Mitch Bach about exactly how he did it: experimenting with neglected time slots (like 6pm) that competitors ignore, launching five tours at once instead of one to multiply his chances of finding a niche, using Airtable and automations to eliminate manual booking assignments and personalize communication at scale, and treating OTAs as a launchpad rather than a long-term home. Carlo shares how he identifies gaps in crowded markets by studying what's missing—not just in Italy but in places like Japan—and why he pulled out of Milan when the math didn't work. He explains his "requirements manifesto" for vetting partners, how he coaches food producers on storytelling for international audiences, and why the biggest trend he's seeing is travelers willing to spend half a day outside the city for a single product done deeply—visiting the olive grove, watching mozzarella pulled from boiling water, understanding one thing fully rather than tasting nine things superficially.As always, more info and takeaways on tourpreneur.com.

Wedged between France and Austria, Piedmont-Sardinia is one of the most overlooked powers of the French Revolutionary Wars. Best remembered for unifying Italy in the 19th century, this episode unpacks the kingdom's early success and unique composition. Along the way, we touch on Admiral Nelson, the Polish Partition, and debates regarding the memory of Italian unification.Thank you to Dr Christopher Storrs for making this episode possible.May 2026 Tour Limited places remaining for Grey History's French Revolution Tour (May 2026)⁠⁠Book Your Place Here⁠⁠ The Grey History Community Help keep Grey History on the air! Every revolution needs its supporters, and we need you! With an ad-free feed, a community discord, a reading club, and tonnes of exclusive bonus content, you're missing out! Do your part for as little as half a cup of coffee per episode! It's the best value on the internet, with the best people too! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join Now And Support the Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Make a one-off donation⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Contact Me Send your questions, praise, and scorn ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Newsletter ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign Up⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for Free Bonus Episode Follow on Social Media: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Advertising Please contact ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠sales@advertisecast.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ if you would like to advertise on Grey History: The French Revolution and Napoleon. All members of the Grey History Community have an ad-free version of the show. Support the show ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. About Grey History: The French Revolution and Napoleon is a podcast dedicated to exploring the complexities of our history. By examining both the experiences of contemporaries and the conclusions of historians, Grey History seeks to unpack the ambiguities and nuances of the past. Understanding the French Revolution and the age of Napoleon Bonaparte is critical to understanding the history of the world, so join us on a journey through a series of events that would be almost unbelievable if it weren't for the fact that it's true! If you're looking for a binge-worthy history podcast on the Revolution and Napoleon, you're in the right place! Learn more about your ad choices. Visit megaphone.fm/adchoices

by UFO History Buff & Author, Charles Lear Throughout 1954 in France, there was a wave of humanoid reports that received national and international press coverage. That same year, Italy experienced a wave of its own that didn't get nearly as much attention, although one particular case has since become a classic. A detailed account (page 12 of the pdf) of the case and a follow-up investigation 18 years later is presented in the Vol. 18, No. 5, Flying Saucer Review. Jacques Vallée included a brief account in his catalogue titled Une Siècle d'Atterisages” (a Century of Landings) published as a series in Lumières dans la Nuit starting with the April 1969 issue and ending with the February 1970 issue. However, according to editor Gordon Creighton, “so far as I am aware, no full description of it has ever appeared in English.”The account, by Sergio Conti, appears on page 11 (page 14 of the pdf) under the headline, “The Cennina Landing of 1954.” It was translated by Creighton from Il Giornale dei Misteri No.17, published in August of 1972. Read more →

The Bet Yosef cites the Shiboleh Ha'leket (Rav Sidkiya Ha'rofeh, Italy, 13 th century) as establishing that one should hear at least seven Kaddish recitations each day. This is inferred from the verse in Tehillim (119:164), "Sheba Ba'yom Hilalticha" – "I have praised You seven times each day." By contrast, the Arizal maintained that one should hear at least twelve daily Kaddish recitations. Our customary prayer service is arranged in such a way that a total of thirteen Kaddishim are recited. In the morning, "Kaddish Al Yisrael" is recited before Hodu, "Hasi Kaddish" is recited after Yishtabah, another "Hasi Kaddish" is recited after the Hazzan's repetition of the Amida, "Kaddish Titkabal" is recited after "U'ba Le'sion," another Kaddish is recited after the daily Shir Shel Yom, and then "Kaddish Al Yisrael" is recited before Alenu, for a total of six Kaddishim. At Minha, another three Kaddishim are recited – the "Hasi Kaddish" before the Amida, the "Kaddish Titkabal" following the repetition of the Amida, and another Kaddish after La'menase'ah Bi'nginot, before Alenu. An additional four Kaddishim are recited at Arbit, bringing the total to thirteen: before Barechu, before the Amida, after the Amida, and before Alenu. These thirteen Kaddishim correspond to the thirteen attributes of divine mercy. In some communities, Kaddish is not recited after La'menase'ah Bi'nginot at Minha, such that they recite a total of twelve Kaddishim, following the teaching of the Arizal. In Ashkenazic communities, Kaddish is recited also after Alenu. This custom is followed in some Moroccan and Tunisian communities, as well. The Ben Ish Hai (Rav Yosef Haim of Baghdad, 1833-1909) cites the Arizal as explaining how the various Kaddish recitations serve to facilitate our transition between the different spiritual realms. We cannot proceed immediately from our current realm – the realm of Asiya – to the highest realm, the realm of Asilut, where we stand before G-d and pray the Amida. We need to ascend incrementally, and it is through the Kaddish recitation that we advance from one realm to the next. The first "jump" occurs with the "Kaddish Al Yisrael" before Hodu, which elevates us to the realm of Yesira. The Kaddish after Yishtabah then lifts us to the realm of Beri'a. As no interruption is permitted during the section of "Yoser Or" until after the Amida, we ascend to the highest realm, Asilut, for the Amida prayer without a Kaddish. We then "descend" back to the realm of Beri'a with the "Hasi Kaddish" recited after the Amida, and then to Yesira with the Kaddish after U'ba Le'sion. Finally, the Kaddish following the Shir Shel Yom brings us back down to the realm of Asiya.

There's been a stark warning to MPs about the number of women pensioners living in poverty. The House of Commons Work and Pensions committee has been hearing the pension system is dysfunctional, and contributing to more gender disparity, that's according to the feminist economic think tank the Women's Budget Group, which gave evidence this week. Anita Rani is joined by their incoming director Dr Daniella Jenkins and Sarah Pennells, consumer specialist at Royal London finance company.It's less than a week to go until the Winter Olympics gets underway in Italy. With a record 47% of female athletes competing, the games will be the most gender-balanced in Winter Olympic history. Two women who are gearing up to cover every twist and turn of these Games are former two-time Winter Olympic snowboarder and broadcaster Aimee Fuller and Jeanette Kwayke, who'll be fronting the BBC's coverage as part of an all-female line up alongside Clare Balding and Hazel Irvine.The writer and performer Paris Paloma has a new single out today about women's bodies called Good Girl. Paloma joins Anita to sing and talk about her music, including her 2023 track Labour about women's unpaid work which started a social media trend as women around the world related the song to their own experiences with sexism.Presenter: Anita Rani Producer: Dianne McGregor

Friends of the Rosary,Today, January 31, the Catholic Church celebrates the Memorial of St. John Bosco (1815-1888), Apostle of Youth and the founder of the Salesian Society (the Salesians), named in honor of St. Francis de Sales, and of the Institute of the Daughters of Mary Auxiliatrix, Help of Christians.Born near Castelnuovo in the archdiocese of Turin, Italy, in 1815. His father died when John was only two years old, and it was his mother, Margaret, who provided him with a good humanistic and Christian education.St. John Bosco, Don Bosco, was an enlightened educator, innovator, and leader. He had no formal system or theory of education; rather, he formulated one based on "reason, religion, and kindness." His methods centered on persuasion, authentic religiosity, and love for young people.Despite receiving criticism and violent attacks from the anti-clericals, he conducted workshops for the tradesmen and manual laborers, schools of arts and sciences for young workers, and schools of the liberal arts for those preparing for the priesthood.In 1868, there were 800 students involved in this educational system.This great apostle of youth died on January 31, 1888. Many referred to him as "the new St. Vincent de Paul." He was canonized by Pope Pius XI in 1934. Pope John Paul II named him "teacher and father to the young."Ave Maria!Come, Holy Spirit, come!To Jesus through Mary!Here I am, Lord; I come to do your will.Please give us the grace to respond with joy!+ Mikel Amigot w/ María Blanca | RosaryNetwork.com, New YorkEnhance your faith with the new Holy Rosary University app:Apple iOS | New! Android Google Play• ⁠January 31, 2026, Today's Rosary on YouTube | Daily broadcast at 7:30 pm ET

In September 2007, 20-year-old American college student Amanda Knox moved to Perugia, Italy to study abroad and experience life on her own. She settled into a stone villa with three other young women and quickly began building friendships with her new roommates, forming a particularly close bond with 21-year-old British exchange student Meredith Kercher.Just weeks later, on November 2, Amanda would find herself standing outside that same home as police and paramedics rushed inside. Not fluent in Italian, she didn't fully understand what was happening - only that Meredith had been found murdered in the villa they shared. Despite having no clue what was going on, Amanda became the focus of the murder investigation within hours. And what followed would become one of the most controversial criminal cases of the modern era, marked by intense scrutiny, global media coverage, and sharply divided opinions about guilt, innocence, and how justice is pursued when the world is watching.Try our coffee! - www.CriminalCoffeeCo.comBecome a Patreon member -- > https://www.patreon.com/CrimeWeeklyShop for your Crime Weekly gear here --> https://crimeweeklypodcast.com/shopYoutube: https://www.youtube.com/c/CrimeWeeklyPodcastWebsite: CrimeWeeklyPodcast.comInstagram: @CrimeWeeklyPodTwitter: @CrimeWeeklyPodFacebook: @CrimeWeeklyPodADS:1. https://www.RocketMoney.com/CrimeWeekly - Reach your financial goals, cancel unwanted subscriptions and more!2. https://www.MintMobile.com/CrimeWeekly - Get 50% off UNLIMITED premium wireless! Plans start at just $15 a month!3. https://www.EatIQBAR.com - Text WEEKLY to 64000 for 20% off all IQBAR products and FREE shipping!

The Winter Olympics kick off next week in Milan, Italy. On today's show, Kimberly is joined by Jackie Wong, self-described skate nerd and host of “The Rocker Skating Podcast” to break down the basics of Olympic figure skating and who to watch at the Milan Cortina Games. Despite the sport's popularity, figure skaters frequently struggle financially off the ice. We'll get into it. Plus, you pick: real hockey or “Heated Rivalry”? Here's everything we talked about today:"Winter Olympics 2026 guide: All you need to know about the Milan Cortina Games" from AP News"Milan Cortina Olympics: Figure skating could have multiple American golds" from Yahoo Sports"What Should I Watch at the 2026 Winter Olympics?" from The Cut"Around 5 billion people - 84 per cent of the potential global audience - followed the Olympic Games Paris 2024" from the International Olympic Committee "To Go for the Gold, These Olympians Went Into the Red" from The Wall Street JournalWe love hearing from you. Leave us a voicemail at 508-U-B-SMART or email makemesmart@marketplace.org.

The Track That Ate Him Vancouver 2010 → Haunted Host Cities → Italy Adjacency In 2010, the Winter Olympics arrived in Vancouver polished to a mirror shine — perfect lighting, perfect branding, perfect spectacle. And then, before the Opening Ceremony even began… the world watched a young man die. Episode Two is where the story becomes modern horror: Vancouver 2010, Whistler Sliding Centre, one luge run at nearly unthinkable speed — and one moment that turned Olympic infrastructure into a permanent ghost. But this episode isn't only about what happened on camera.It's about what happens to places after tragedy — how host cities become haunted, how tracks become shrines, how mountains remember what humans try to forget. And finally, we widen the lens toward Italy: the quieter, untelevised side of the Olympic dream — where ambition can still end behind closed doors, long before the world is watching. Because winter doesn't care about the Olympics. Winter only cares what it can take. In this episode: • Vancouver 2010: the day the Olympics lost its innocence in real time • Why “fixes” made after tragedy carry a darker implication: if it could change after… why not before? • How modern media turns death into replay — and replay into haunting • The hidden psychology of haunted host cities • The unsettling adjacency truth: not all Olympic tragedies happen on television Listener warning: This episode contains discussions of accidental death during Olympic training and death-related themes. Follow Evio Creative + The Devil Within

Evan, Canty, & Michelle react to some comments they made about the Eagles last year and assess how they are still relevant today. We play Can He or Canty and Greg Wyshynski joins the show to discuss the NHL Stadium Series and Team USA's chances in the Winter Olympics in Italy. Canty's Best Bet & UnSportsmanLike Moments of the Day: Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Winter Olympics kick off next week in Milan, Italy. On today's show, Kimberly is joined by Jackie Wong, self-described skate nerd and host of “The Rocker Skating Podcast” to break down the basics of Olympic figure skating and who to watch at the Milan Cortina Games. Despite the sport's popularity, figure skaters frequently struggle financially off the ice. We'll get into it. Plus, you pick: real hockey or “Heated Rivalry”? Here's everything we talked about today:"Winter Olympics 2026 guide: All you need to know about the Milan Cortina Games" from AP News"Milan Cortina Olympics: Figure skating could have multiple American golds" from Yahoo Sports"What Should I Watch at the 2026 Winter Olympics?" from The Cut"Around 5 billion people - 84 per cent of the potential global audience - followed the Olympic Games Paris 2024" from the International Olympic Committee "To Go for the Gold, These Olympians Went Into the Red" from The Wall Street JournalWe love hearing from you. Leave us a voicemail at 508-U-B-SMART or email makemesmart@marketplace.org.

Evan, Canty, & Michelle react to some comments they made about the Eagles last year and assess how they are still relevant today. We play Can He or Canty and Greg Wyshynski joins the show to discuss the NHL Stadium Series and Team USA's chances in the Winter Olympics in Italy. Canty's Best Bet & UnSportsmanLike Moments of the Day: Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tonight, Andrew reads A Room With A View by E. M. Forster, published in 1908. Chapter 19: Lying to Mr Emerson and Chapter 20: The End of the Middle Ages. Join in with The Bedtime Book Club on Instagram:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/sendmetosleepco/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you find this podcast effective, please consider subscribing, so you can stay up-to-date with new weekly episodes and fall asleep consistently, each night. Start your 7-day free trial of Send Me to Sleep Premium today, and enjoy our two upcoming exclusive episodes: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://sendmetosleep.supercast.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Vote on our next book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/4YeriASaLju9Jqbz6⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Enjoying the show? 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Puglia is having a moment but won't be long before big crowds arrive. Join us as we open the door to Puglia as we know and love it - from thousand-year-old olive groves and life-changing burrata to the whitewashed hilltop towns tourists haven't discovered yet. Discover why this region offers southern Italian warmth without the crowds, which places to prioritize (and which to skip), and the accommodation quirks you need to know before booking.This is the Puglia that isn't on page one of Google.Final spots available for May & September 2026 tours: get Puglia trip detailsRead the full episode show notes here > untolditaly.com/309The premium Untold Italy app has ad-free access to our complete archive of 300+ episodes searchable by place and topicFOLLOW: Instagram • Facebook • YouTube GET OUR NEWS: Subscribe hereTRIP PLANNING: Learn more hereJOIN US ON TOUR: Upcoming departuresThe Untold Italy travel podcast is an independent production. Podcast editing and audio production by Mark Hatter. Production assistance by the other Katie Clarke 

On Friday's Daily Puck Drop, Jason “Puck” Puckett, Jim Moore are rolling on a Friday without Chris Egan from KING 5 who is on his way to Italy to cover the Olympics and no PuckSports handicapper TroyWins.com, he'll be back next week.  Puck and Jim laugh that the city of Issaquah has changed their town name, Drake Maye having the same girlfriend since middle school, are Seahawks fans overly confident and the masterful job that John Schneider has done rebuilding the team. “The Last Word” with Bob Condotta, Seattle Times joins Puck to discuss the lead up to next weeks game, Mike Macdonald's preparation, and will this will the last game with Klint Kubiak calling plays? “On this Day….”   Cowboys roll in the Super Bowl and Gene Hackman Puck wraps up the show with “Hey, What the Puck!?”   I'd hit the pause button if I were Klint Kubiak(1:00) Puck and Jim (50:26) Bob Condotta, Seattle Times (1:12:00) “On This Day….” (1:15:46) “Hey, What the Puck!?”  

Jean-Baptiste Wautier is here to talk growing global debt and the impact on the economy. He draws on decades of private-equity and macro experience to discuss accelerating global change, arguing that rising debt, AI, and political polarization are reshaping the economic and geopolitical order. We discuss Europe's recent market strength, China as an unavoidable, though risky, investment given its scale and AI ambitions, and gold and crypto as hedges rather than true currency alternatives. He also warms that global debt dynamics will force restructuring in places like Japan and parts of Europe, and concludes that AI is likely transformative but slower and more socially disruptive than markets assume, ultimately requiring a rethink of productivity, employment, and even how economic progress is measured. We discuss... Jean-Baptiste Wautier argued that today's environment reflects an acceleration of long-term forces—debt accumulation, AI as a fourth industrial revolution, and rising political polarization—rather than a completely unprecedented moment. He suggested populism can be reversed without extreme disruption if governments deliver tangible economic fixes, citing Italy as an example of pragmatic reform restoring democratic confidence. Wautier emphasized that middle-class affordability, youth opportunity, and fiscal credibility are the core issues driving political instability in Western democracies. He criticized the lack of democratic oversight of central banks, arguing monetary policy has become too consequential to remain entirely insulated from public accountability. He believes there is no painless solution to global debt problems, with Europe facing unavoidable austerity while the U.S. may temporarily "get away with it" due to dollar dominance and capital inflows. Europe's recent market outperformance was described as a short-term valuation and diversification blip rather than a reflection of improving fundamentals. Wautier argued the dollar has no credible fiat challenger, reinforcing its dominance despite past U.S. policy mistakes. Gold and cryptocurrencies were discussed primarily as hedges against dollar risk rather than true replacements for the global reserve system. Bitcoin was criticized as too volatile to function as a reserve or transactional currency, regardless of its popularity as a speculative store of value. Stablecoins were viewed as a strategic U.S. response to crypto, potentially extending dollar dominance into digital finance. Demographic decline across developed economies was identified as a structural constraint that traditional growth models cannot easily resolve. Wautier argued AI adoption is moving faster than societies can adapt, limiting near-term productivity gains while increasing long-term disruption. AI's ultimate impact will be profound but slow, likely forcing a reassessment of GDP and other traditional measures of economic progress. Today's Panelists: Kirk Chisholm | Innovative Wealth Barbara Friedberg | Barbara Friedberg Personal Finance Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/growing-global-debt-jean-baptiste-wautier-786 

Evan, Canty, & Michelle react to some comments they made about the Eagles last year and assess how they are still relevant today. We play Can He or Canty and Greg Wyshynski joins the show to discuss the NHL Stadium Series and Team USA's chances in the Winter Olympics in Italy. Canty's Best Bet & UnSportsmanLike Moments of the Day: Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hour 2 for 1/30/26 Drew and Brooke pray the Chaplet of Divine Mercy (1:00). Then, Dr. Anne Hendershott covers Labubus and delayed maturity (28:26). Topic: Pet stores in Italy (41:25), and idol worship (49:08). Link: https://franciscan.edu/the-veritas-center-for-ethics-in-public-life/

The 2026 Winter Olympics kick off next Friday in northern Italy, with nearly 3,000 athletes from more than 90 countries vying for a medal in events ranging from figure skating to curling. Twelve athletes from Oregon and Washington have qualified for Team USA’s roster competing in Milan, Cortina D’Ampezzo and a handful of other sites where skiing and snowboarding events will be held.     Yoav Dubinsky, an associate teaching professor of marketing at University of Oregon, will also be there to attend matches, do research and help organize an Olympic studies symposium in Naples. Dubinsky is also the operational director of the Olympic Studies Hub, which he helped launch within the UO’s business college in December 2024. It’s part of a network of more than 80 Olympic Studies and Research Centers recognized by the International Olympic Committee.    Although this is the sixth Olympics Dubinsky will attend, which he first did as a former sports journalist, it will be his first Winter Olympics. We’ll talk to him about what events he plans to attend and his research interests, including the marketing and branding opportunities host nations seize on to promote their culture and polish their image with visitors and viewers worldwide.  

Evan, Canty, & Michelle react to some comments they made about the Eagles last year and assess how they are still relevant today. We play Can He or Canty and Greg Wyshynski joins the show to discuss the NHL Stadium Series and Team USA's chances in the Winter Olympics in Italy. Canty's Best Bet & UnSportsmanLike Moments of the Day: Learn more about your ad choices. Visit podcastchoices.com/adchoices

Evan, Canty, & Michelle react to some comments they made about the Eagles last year and assess how they are still relevant today. We play Can He or Canty and Greg Wyshynski joins the show to discuss the NHL Stadium Series and Team USA's chances in the Winter Olympics in Italy. Canty's Best Bet & UnSportsmanLike Moments of the Day: Learn more about your ad choices. Visit podcastchoices.com/adchoices

Send us a textPiper speaks with US event rider Will Coleman, who is currently ranked 20th in the FEI Eventing World Athlete Rankings. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Will Coleman has spent his life working with horses, and has been competing at the highest levels of eventing since he was 18 years old.  A professional with 25 years experience, Will has innumerable top results to his name. Beginning at the London Olympics in 2012, Will has been selected to represent the US at two Olympic Games and two World Championships. He was the highest placing US member of the 2022 World Equestrian Games squad that won a silver medal in Pratoni, Italy, finishing 7th individually at that event.  Will is also the only American eventer ever to win the Aachen CHIO Nations Cup, one of the world's most prestigious competitions, and has been ranked as high as #5 in FEI Eventing.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsor: Equi-Analytical and Windstar Cruises  Join us at an upcoming Plaidcast in Person live event!

It's a weekly news roundup with members of the WXXI News team. First, deputy editor Jeremy Moule explains a major project in Brighton that's aimed at making Monroe Avenue safer and more efficient for pedestrians, drivers, and cyclists. Then, the health care workforce has taken a hit due to high visa fees imposed by the Trump administration. That's according to reporting by health, equity, and community reporter Racquel Stephen. She joins us to discuss how a slow in recruitment of international nurses affects patients in our region. We end the week with a conversation with Olympic gold medalist Chris Lillis. The Pittsford native is heading to Italy next month to compete in the men's aerials competition. He joins us from an Olympic training camp in Lake Placid to share what it's like to compete in the Olympic Games. Our guests: Jeremy Moule, deputy editor for WXXI News Racquel Stephen, health, equity, and community reporter and producer for WXXI News Chris Lillis, Olympic gold medalist  Johnny Kroetz, freestyle coach at Bristol Mountain ---Connections is supported by listeners like you. Head to our donation page to become a WXXI member today, support the show, and help us close the gap created by the rescission of federal funding.---Connections airs every weekday from noon-2 p.m. Join the conversation with questions or comments by phone at 1-844-295-TALK (8255) or 585-263-9994, email, Facebook or Twitter. Connections is also livestreamed on the WXXI News YouTube channel each day. You can watch live or access previous episodes here.---Do you have a story that needs to be shared? Pitch your story to Connections.

Welcome back to the final installment of my interview with Crystal King, bestselling author of In the Garden of Monsters, Feast of Sorrow, The Chef's Secret, and the brand new The Happiness Collector. Crystal's writing is fueled by a love of history and a passion for the food, language, and culture of Italy. So if you're ever looking to take a mental escape to another culture, a delicious one and a fascinating one at that, definitely check out her books.Today we get a peek at what's currently inspiring Crystal and I'll ask her my fast final five questions about what she's been reading, watching, listening to, drinking and eating lately.We cover:- Her new novel, which combines Nathaniel Hawthorne and the punk scene in Rome in the early 80s- The book by an Italian author she wants everyone to read- The authors who inspire her- Why her husband doesn't read her books until they're published- Why she's applying for Italian citizenship- Her very specific vision of where she's headed that involves being in a room with 5,000 copies of her book- Two novels by other authors coming out this spring we should all be on the lookout for- The Italian singer-songwriter and rapper whose social media posts make her happyVisit Crystal at crystalking.com or on Substack @crystalking.For full show notes with links to everything we discuss, plus bonus photos!, visit katehanley.substack.com.Thank you for listening! Learn more about your ad choices. Visit megaphone.fm/adchoices

Shoot us a Text.Episode #1257: Chinese automakers are taking real share in Europe, AI at NADA is growing up fast, and U.S. consumer confidence just hit a decade low. Chinese automakers just hit a milestone in Europe, capturing nearly one in 10 new-car sales. Fueled by competitive EVs and hybrids, strong battery tech, and rapid expansion, Chinese brands are moving from disruptors to serious incumbents across the continent.Chinese brands claimed 9.5% of Europe's total car market in December, a record share.Electrified vehicles are the growth engine, with Chinese automakers now holding 16% of Europe's EV and plug-in hybrid market, more than double last year.Europe's auto industry is under strain, with over 110,000 jobs lost in 18 months, as domestic brands face shrinking share at home and abroad.“The progression of Chinese cars in Europe is massive… It's a matter of survival for our industry,” said Roberto Vavassori, head of Italy's Anfia trade group.AI is everywhere in dealer tech talk, but 2026 is shaping up as the year it moves from buzzword to baseline. At NADA in Las Vegas, expect fewer “wow” moments and far more conversations about integration, maturity, and ROI.More than 40 AI-specific exhibitors are registered for NADA 2026, up from just 10 last year, with many more vendors baking AI into existing platforms.Expect AI centered on lead engagement, chat, marketing automation, inventory, pricing, service prediction and moreDealers are showing up with sharper questions, focusing on cost savings, productivity, and ROI, not shiny add-ons or disconnected tools.“Everybody has the same ice cream. It's just flavored a little bit different,” said Cox Automotive's Mo Zahabi, summing up what dealers should expect on the floor.America's economic mood just took a sharp turn south. Consumer confidence fell to its lowest level in more than a decade in January, with households rattled by rising prices, job anxiety, and geopolitical noise—setting up an uneasy backdrop for spending as 2026 gets underway.The Consumer Confidence Index dropped to 84.5, its lowest reading since 2014 and well below economist expectations, signaling broad-based unease.Inflation remains front and center, with consumers citing food, gas, electricity, insurance costs, and tariffs as top concerns.“The K-shaped economy is great for the top 20%, but many middle-class Americans are barely keeping up,” said Heather Long, chief economist at Navy Federal Credit Union.This episode of the Automotive State of the Union is brought to you by Amazon Autos: Meet customers where they shop: Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

Cush Rodríguez Moz speaks to Emily Everett about his essay “Future Remains: The Mysterious Allure of a Town in Ruins,” which appears in The Common's fall issue. The piece chronicles a trip to Villa Epecuén: once a vacation destination for the wealthy in Argentina's golden age, now a site for disaster tourism after salt-water flooding first ruined and then preserved it. Cush discusses how the piece evolved from simple travelogue to a complex personal essay examining national and personal decline, climate and political change, and our fascination with destruction and decay. Cush Rodríguez Moz is a journalist, writer and photographer currently based in Madrid. His investigative articles and long-form narrative pieces cover an array of themes that include environmental issues, agriculture and urbanism. His work has appeared in El Malpensante, Altäir, The New Yorker and Climática, among other outlets. He also collaborates regularly with Revista Late. He holds degrees in history, geography and journalism. Prior to Spain, he lived in Italy and Argentina. ­­Read Cush's essay in The Common here. Read more from Cush at linktr.ee/cush.moz, and follow him on Instagram @cush.moz. The Common is a print and online literary magazine publishing stories, essays, and poems that deepen our collective sense of place. On our podcast and in our pages, The Common features established and emerging writers from around the world. Read more and subscribe to the magazine here, and follow us on Instagram, Bluesky, and Facebook. Emily Everett is managing editor of the magazine and host of the podcast. Her new debut novel All That Life Can Afford is the Reese's Book Club pick for April 2025. Her work has appeared in The New York Times Modern Love column, the Kenyon Review, Electric Literature, Tin House, and Mississippi Review. She was a 2022 Massachusetts Cultural Council Fellow in Fiction. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Big Citrus makes its triumphant return to the show! Today the new-look squad celebrates exactly one week until the Opening Ceremony of the Milan Cortina Olympics with a Good Game PowerPoint Party! Buckle up for a fact-packed, info-laden journey through all 16 Winter Olympic sports. Plus, a soccer legend retires, reputation rehab gone awry, and a few final Friday Fatto Figos! Read Caitlin Murray’s 2021 profile of Crystal Dunn here The Unrivaled schedule can be found here Check out the PWHL’s Olympics hub here The NCAA basketball schedule can be found here Read about the history of Jordan Chiles’ case here Watch the fun movie trailer-style video about figure skating’s Blade Angels here Learn more about the biathlon events here​​ Watch the bodycam video of the skeleton racer on the Cortina sliding track and read Ken Childs’ notes about the track details here Learn more about Italy’s legendary torchbearers here Leave us a voicemail at 872-204-5070 or send us a note at goodgame@wondermedianetwork.com Follow Sarah on social! Bluesky: @sarahspain.com TikTok: @Spain.Sarah Instagram: @Spain2323 Follow producer Alex Azzi! Bluesky: @byalexazzi.bsky.social Instagram: @AzziArtwork Follow producer Bianca Hillier! Bluesky:@biancahillier.bsky.social See omnystudio.com/listener for privacy information.

Cush Rodríguez Moz speaks to Emily Everett about his essay “Future Remains: The Mysterious Allure of a Town in Ruins,” which appears in The Common's fall issue. The piece chronicles a trip to Villa Epecuén: once a vacation destination for the wealthy in Argentina's golden age, now a site for disaster tourism after salt-water flooding first ruined and then preserved it. Cush discusses how the piece evolved from simple travelogue to a complex personal essay examining national and personal decline, climate and political change, and our fascination with destruction and decay. Cush Rodríguez Moz is a journalist, writer and photographer currently based in Madrid. His investigative articles and long-form narrative pieces cover an array of themes that include environmental issues, agriculture and urbanism. His work has appeared in El Malpensante, Altäir, The New Yorker and Climática, among other outlets. He also collaborates regularly with Revista Late. He holds degrees in history, geography and journalism. Prior to Spain, he lived in Italy and Argentina. ­­Read Cush's essay in The Common here. Read more from Cush at linktr.ee/cush.moz, and follow him on Instagram @cush.moz. The Common is a print and online literary magazine publishing stories, essays, and poems that deepen our collective sense of place. On our podcast and in our pages, The Common features established and emerging writers from around the world. Read more and subscribe to the magazine here, and follow us on Instagram, Bluesky, and Facebook. Emily Everett is managing editor of the magazine and host of the podcast. Her new debut novel All That Life Can Afford is the Reese's Book Club pick for April 2025. Her work has appeared in The New York Times Modern Love column, the Kenyon Review, Electric Literature, Tin House, and Mississippi Review. She was a 2022 Massachusetts Cultural Council Fellow in Fiction. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/literature

Boise area resident and longtime television reporter Heather Cox joins Prater and Mallory for a conversation about the 2026 Winter Olympics in Italy - she leaves this weekend for her ninth Olympic assignment. Cox will cover men's alpine skiing and ski mountaineering (new sport) for NBC Sports. The Olympics open Feb. 6See omnystudio.com/listener for privacy information.

SIGN UP FOR OUR BIG GAME PARTY PATROL AT KTIK.COM - PIZZA, WINGS & GIFTS DELIVERED TO YOUR DOOR FEB. 8 ... There are 106 players on active rosters for the Seahawks and Patriots going into the Super Bowl - 27 of them played college ball in the West (two Broncos, one Vandal, eight from the Big Sky, four from USC and more), is Klint Kubiak the right coach for Ashton Jeanty, new Boise State football player spotlight - Notre Dame transfer safety Taebron Bennie-Powell, Bob recaps first half of the Boise State/Mountain West basketball season in Bronco Focus, Boise area resident and NBC reporter Heather Cox on going to Italy to cover her ninth Olympic Games (she's covering men's alpine skiing)See omnystudio.com/listener for privacy information.

Self-led digital practices for emotional resilience, inner growth mindset development, and steady living through uncertainty — and beyond.Designed for people who choose self-responsibility, emotional maturity, and inner authority as a way of living.✨ Featured BundleIf you're moving through uncertainty and want to build steadiness from within — without bypassing emotions or forcing clarity — the Uncertainty to Steadiness Inner Growth Mindset Practice Bundle offers self-led practices designed to support emotional resilience, nervous system safety, and intentional living over time.

Four passports, four different legal names, one person. It sounds like a spy movie, but it's been done completely legally in dozens of countries. We break down the exact process in the US, Italy, Russia, and Japan, plus the inheritance, identity, and banking landmines that can quickly turn this strategy into a disaster.Read the full article "Is It Legal to Have Multiple Passports with Multiple Names?" and details here.

E & T are back this week catching up about Erica taping a set for Cracked Comedy Club, Teresa performing solo at a Law Firm's corporate gig, publicly putting out your sobriety on social media, and the viral couple who was kicked out of a San Fransisco bar after attacking the staff. The end of the episode features a Patreon Preview. Join the Patreon to support the show and get extra & ad free episodes here OR on Apple & Spotify Podcasts:⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/twostandupgals⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Resources mentioned: 5calls.org - StandwithMinnesota.com - Email your Senators through the contact forms on their websitesPodcast Recs: Pod Save America & I've Had It podcastWatch full episodes on our YouTube Channel Here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@TwoStandUpGalsPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠See E & T in WASHINGTON D.C.! FEBRUARY 6th & 7th! Erica will be headlining the D.C. Comedy Loft with Teresa opening Feb 6th & 7th weekend! Get Tickets Here: ⁠https://www.dccomedyloft.com/shows/344043⁠Submit your questions here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠Twostandupgals@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠E & T GREECE TRIP! Crete, Greece (June 5th-11th, 2026): ⁠⁠⁠⁠⁠⁠⁠https://cretegreecewithericaandteresa.my.canva.site/⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ITALY TRIP! Oct 9th – Oct 17th, 2026 Venice, Florence, & Rome ($175 discount until end of January) Itinerary & sign ups here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://groups.goaheadtours.com/tours/erica-spera-vfsg2026⁠⁠⁠⁠⁠⁠⁠⁠⁠Not interested in Greece or Italy? Take our Travel Survey here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/mYY5Ss7szCowAj2u8⁠⁠⁠⁠⁠⁠⁠⁠⁠

"They say history repeats itself, but usually it has the courtesy to let you catch your breath between atrocities."This week, the world watched as American foreign and domestic policy went from "unstable" to "active crime scene." From the decks of an "enthusiastic" aircraft carrier to the steps of a violated consulate in Minneapolis, the rules of the game have been set on fire. Robin breaks down the illegal incursions, the paramilitary tactics being used on American soil, and the administrative lies falling apart in real-time.In this episode:The "Enthusiastic" Armada: Trump's latest threats against Iran, the return of Operation Midnight Hammer, and why the administration is using "speed and violence" as a poll-number pivot.The Board of Peace: A dive into Jared Kushner's $7 trillion "colonial parody" and the plan to turn Gaza into a seaside resort.Consulate Chaos in Minneapolis: A federal agent's attempt to storm the Ecuadorian Consulate, the violation of the Vienna Convention, and why Italy is comparing American law enforcement to the SS.The Alex Pretti Narrative: The truth behind the "massacre" lie, the role of Stephen Miller in fabricating an assassin story, and the fallout for Secretary Kristi Noem.The Database is Real: Inside the federal plan to "make protesters famous," the use of LRADs on American citizens, and the database flagging of "agitators" before they end up in ICE custody.The Human Cost: The heartbreaking deportation of 5-year-old American citizen Génesis Ester Gutiérrez Castellanos and the rising body count in federal detention.The Politics of Spite: The attack on Congresswoman Ilhan Omar and the looming government shutdown over DHS funding.Keywords: Trump Iran threat 2026, ICE protest database, Ilhan Omar attacked Minneapolis, ICE Minneapolis shooting, Alex Pretti, Kristi Noem impeachment, Vienna Convention violation, Ecuador consulate ICE, Italy refuses ICE Olympics, Tom Homan database, domestic terrorist database, Operation Metro Surge, Judge Schiltz ICE contempt, 5-year-old deported Honduras, Génesis Gutiérrez Castellanos, Keith Porter ICE shooting, Renee Good ICE shooting, Trump approval rating 2026, DHS funding shutdown, Stephen Miller, abolish ICE, immigration enforcement, federal agents protesters, LRAD sound cannon, Zipps raid Phoenix, Board of Peace Gaza, Jared Kushner Gaza, Trump Truth Social, mass deportation, sanctuary cities, political podcast, news podcast, current events 2026Become a supporter of this podcast: https://www.spreaker.com/podcast/we-saw-the-devil-crime-political-analysis--4433638/support.Website: http://www.wesawthedevil.comPatreon: http://www.patreon.com/wesawthedevilDiscord: https://discord.gg/X2qYXdB4Twitter: http://www.twitter.com/WeSawtheDevilInstagram: http://www.instagram.com/wesawthedevilpodcast.

A new week means new questions! Hope you have fun with these!Name any of the three schools that Martin Luther King Jr attended for higher education.There are six shows that have won the big six categories for the Emmys, there is only one show that has done it twice, which show from the seventies accomplished this feat?What legendary southern rocker contributed his guitar talents to Eric Clapton's/Derek and Dominos' classic ‘Layla'?In "Great Expectations," Pip meets a convict and gives him what Christmas treat to eat?What is New Zealand's highest mountain?Which Greek mountain became associated with the Muses and the god Apollo?Who was nominated for an Oscar for Sinners, and thus became the most nominated Black woman in Oscars history with five?Though breaking the world record for the 100 meters, which runner was later disqualified for using drugs at the 1988 Olympic Games?In which part of the body can the cochlea be found?This band finds this blue-veined cow's cheese from Milan, Italy a Hard Habit to Break.What animal is last in the Chinese horoscopes, alphabetically?The first vaccine was developed for which disease?How many dots are on a Twister mat?In the hit Paul Simon song, how many ways are there to 'leave your lover'?Hydrolysis is the reaction of a chemical compound with which liquid?MusicHot Swing, Fast Talkin, Bass Walker, Dances and Dames, Ambush by Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/Don't forget to follow us on social media:Patreon – patreon.com/quizbang – Please consider supporting us on Patreon. Check out our fun extras for patrons and help us keep this podcast going. We appreciate any level of support!Website – quizbangpod.com Check out our website, it will have all the links for social media that you need and while you're there, why not go to the contact us page and submit a question!Facebook – @quizbangpodcast – we post episode links and silly lego pictures to go with our trivia questions. Enjoy the silly picture and give your best guess, we will respond to your answer the next day to give everyone a chance to guess.Instagram – Quiz Quiz Bang Bang (quizquizbangbang), we post silly lego pictures to go with our trivia questions. Enjoy the silly picture and give your best guess, we will respond to your answer the next day to give everyone a chance to guess.Twitter – @quizbangpod We want to start a fun community for our fellow trivia lovers. If you hear/think of a fun or challenging trivia question, post it to our twitter feed and we will repost it so everyone can take a stab it. Come for the trivia – stay for the trivia.Ko-Fi – ko-fi.com/quizbangpod – Keep that sweet caffeine running through our body with a Ko-Fi, power us through a late night of fact checking and editing!Quiz, trivia, games, pub+trivia, pub+quiz, competition, education, comedy

In Episode 246 of History of the Second World War, titled “Yugoslavia Pt. 2 – The Invasion,” we explore how the short-lived Yugoslav state collapsed under German military pressure just weeks after its own internal coup. On April 6, 1941, Nazi forces invaded from multiple directions, swiftly overwhelming the disorganized and poorly equipped Yugoslav army — leading to surrender within eleven days. The country was then partitioned between Germany and Italy, setting the stage for fierce resistance movements that would emerge across occupied Yugoslavia. We also examine how the pre-war Yugoslav government-in-exile in London struggled to gain traction amid shifting wartime alliances, limited support from Britain and the U.S., and unresolved ethnic tensions within the nation — all while the world's attention turned toward Greece as the next major theater of war. Contact advertising@airwavemedia.com to advertise on History of the Second World War. History of the Second World War is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Retreat Leaders Podcast, Shannon sits down with Bessie Refalo, a yoga and Pilates retreat leader who is carving out a unique lane in the wellness retreat industry - reformer Pilates retreats in Europe. Bessie shares the behind-the-scenes reality of creating retreats that require specialized equipment, including the challenges of finding venues with reformer Pilates machines and the creative solutions she's used to make her retreats possible. From transporting reformers by lorry in Portugal to discovering bespoke studios in Italy, this conversation is a masterclass in persistence, adaptability, and thinking beyond traditional retreat models. Shannon and Bessie also discuss the rapid growth of the wellness retreat industry, the realities of hosting retreats in Europe, and why networking, flexibility, and on-the-ground familiarity are essential for successful international retreats. This episode is a must-listen for retreat leaders who want to expand internationally, host niche retreats, or navigate complex logistics without giving up on their vision. Key Takeaways Niche retreats (like reformer Pilates) require creativity, persistence, and flexibility. Hosting retreats with specialized equipment presents challenges - but solutions exist. Europe offers strong appeal for US-based retreat guests due to accessibility and travel interest. Building relationships with local studios and partners is key to international retreat success. Logistics, cultural differences, and local business hours matter more than most hosts expect. Networking and in-person learning accelerate retreat growth and confidence. Fully booked retreats are built through clarity, demand, and aligned offerings - not shortcuts. About Bessie Refalo Bessie Refalo is a yoga and Pilates instructor and retreat leader specializing in wellness retreats that combine movement, travel, and intentional experiences. Known for her innovative approach to reformer Pilates retreats, Bessie creates immersive international retreats that prioritize high-quality instruction, thoughtful locations, and meaningful connection. Connect with Bessie here:  www.bessierefalo.com    The Retreat Leaders Podcast Resources and Links: Learn to Host Retreats Join our private Facebook Group Top 5 Marketing Tools Free Guide Get your legal docs for retreats Join Shannon in Denver at the Retreat Industry Forum  Join our LinkedIn Group Apply to be a guest on our show Thanks for tuning into the Retreat Leaders Podcast. Remember to subscribe for more insightful episodes, and visit our website for additional resources. Let's create a vibrant retreat community together! Subscribe:  Apple Podcast | Google Podcast | Spotify ----- TIMESTAMPS Bessy's Background and Journey (00:01:36) Bessy shares her background, the Bessy Raffaello Method, and her entry into retreats. Launching Retreats with Limited Resources (00:02:21) Discussion on starting retreats without a clear blueprint or abundant resources. Personal Motivation and Reformer Retreat Challenges (00:03:04) Bessy describes her inspiration and the unique challenges of hosting reformer Pilates retreats. Finding Venues and Logistics of Reformers (00:04:03) Exploring the difficulty of finding venues with reformer machines and the logistics involved. Pilates Reformer Popularity and Industry Growth (00:06:15) Conversation about the booming Pilates and wellness industry and its opportunities. Venue Search and Forming Partnerships (00:07:36) Bessy details her search for venues, challenges with unresponsive owners, and finding her business partner in Portugal. First Retreat Execution and Overcoming Obstacles (00:09:12) How Bessy and her partner transported reformers and handled unexpected issues during their first retreat. Expanding to Italy and Other Locations (00:10:00) Bessy discusses finding a unique venue in Italy and her desire to expand to more locations. Retreat Industry Forum Announcement (00:11:36) Shannon announces the upcoming Retreat Industry Forum event in Denver. Venue Owner Mindset and Cultural Differences (00:13:27) Discussion about the challenges of working with European venues and cultural differences in business practices. Importance of Site Visits and Local Culture (00:15:19) Advice on visiting retreat locations and understanding local customs and schedules. Budgeting and Financial Realities (00:17:14) Bessy shares lessons on budgeting, accounting for lost income, and the importance of honest financial planning. Retreat Agenda Planning and Avoiding Over-Scheduling (00:19:21) Tips on not overpacking retreat agendas and allowing space for rest and integration. Group Energy and Audience Fit (00:21:32) The importance of group dynamics, attracting the right participants, and managing energy drains. Attracting and Repelling the Right Clients (00:23:27) Shannon and Bessy discuss the value of attracting ideal clients and repelling those who aren't a good fit. Investing in Training and Community (00:24:21) Bessy reflects on the value of attending workshops, investing in herself, and connecting with like-minded leaders. Upcoming Retreats and Availability (00:28:20) Bessy shares details about her upcoming Portugal and Italy retreats, including availability and unique features. Closing and Contact Information (00:31:16) Shannon and Bessy wrap up, discuss future collaborations, and share how listeners can connect.

In this episode, Dani Moreno and EmKay Sullivan interview Anna Gibson, one of the most exciting uphill talents in mountain running and now a newly minted Team USA Olympic skimo athlete.Anna shares her path into skimo, how her training is going and what it looks like, what it's been like navigating two high-level sports at once, and what her 2026 holds. photo: Owen Crandall ----

Pretti broken rib, social media ban, sewage in the swamp, and ICE in Italy. Plus, the Message of the Day, how the media is missing a massive story in Minnesota. Learn more about your ad choices. Visit megaphone.fm/adchoices

In episode 1996, Jack and Miles are joined by creator and host of JennaWorld, Molly Lambert, to discuss… ICE Is Already Ruining The Winter Olympics, Admitted He Won’t Be Around in 10 Years, Melania Watch--S**t Sucks, No One Is Buying Tickets, Crew Hated Working On It and more! Daily Zeitgeist: Our 2000th Episode is Here!!!... U.S. ICE agents to support security at Milano-Cortina Olympics, stirring anger in Italy Vance and Rubio set to attend Winter Olympics opening ceremony in Italy. Trump isn’t on the list Italy’s PM Meloni determined to continue sending migrants to Albania Italy's 'Guantanamo': Inside the centres for migrants rescued from boats set to open in Albania Lawmakers warn that Trump’s policies will make it harder for US athletes to compete overseas A good-faith attempt to ascertain the truth about Donald Trump’s health. Melania Watch--S**t Sucks, No One Is Buying Tickets, Crew Hated Working On It LISTEN: f**k ice by Chrissa SparklesSee omnystudio.com/listener for privacy information.

On this week's episode of The Business of Watches, we head to Nidau, Switzerland, where we sit down with Ben Küffer, the young Chief Executive Officer of family-owned watch brand Norqain. It's a frank discussion of the challenges of starting a brand and creating a signature watch–the Norqain Wild One–at a time when the industry is crowded with competitors, and it's tough to stand out. We focus on Norqain's unique strategy of recruiting former and current professional athletes as not only brand representatives, but also investors and executives. The big news is Norqain's deal to be the official luxury timepiece of the National Hockey League, an agreement guided by former NHLer and Norqain co-founder Mark Streit with some help from superstar and company investor Sidney Crosby of the Pittsburgh Penguins. We also discuss the surprise success of Norqain's 'Enjoy Life' Freedom 60 chronograph that struck a chord with consumers with its ice cream-themed colors and endorsement by Mark Wahlberg to become the brand's top-selling watch. Despite that success, and perhaps in a bid to play the scarcity card, Norqain now says it plans to discontinue the model, at least for now. But first, we're joined by TanTan Wang, who is back from Colorado, and some quality time with Oris's new Big Crown Pointer Date 'Bullseye.' We also talk about the recent headlines in the watch world, including the proposed sale of Richemont's Baume & Mercier to Italy's Damiani Group, as well as Omega's very commercial 300M diver, which it is launching for the Milano Cortina Winter Games. Show Notes 1:57 Oris Big Crown Pointer Date Bullseye 3:15 TanTan's essay and the fight against watch snobbery 3:47 Richemont Sells Baume & Mercier 5:43 Omega Releases A White Ceramic Seamaster 300M For Milano Cortina 2026 9:40 Norqain 10:22 Mark Streit 11:10 Norqain Scores Multi-Year Sponsorship Deal With NHL Aimed At Vaulting Swiss Brands To The Big Leagues 12:03 Sidney Crosby Partners With Watch Company Founded By Former NHLers (ESPN) 18:00 Talking Watches With Jean-Claude Biver 19:55 Norqain Wild One 20:25 BIWI SA 26:00 Hands-On with the Norqain Wild One (Fratello) 30:40 Hands-On With the Norqain Freedom 60 40mm Enjoy Life (Fratello) 35:55 Norqain Independence Skeleton Chrono 42mm 37:31 Swiss watch export statistics 39:44 Swiss watch industry employment 45:00 Stan Wawrinka 51:30 Norqain world and values 

Tonight, Andrew reads A Room With A View by E. M. Forster, published in 1908. Chapter 18: Lying to Mr. Beebe, Mrs. Honeychurch, Freddy, and The Servants. Join in with The Bedtime Book Club on Instagram:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/sendmetosleepco/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you find this podcast effective, please consider subscribing, so you can stay up-to-date with new weekly episodes and fall asleep consistently, each night. Start your 7-day free trial of Send Me to Sleep Premium today, and enjoy our two upcoming exclusive episodes: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://sendmetosleep.supercast.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Vote on our next book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/4YeriASaLju9Jqbz6⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Enjoying the show? 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Tonight, Andrew reads A Room With A View by E. M. Forster, published in 1908. Chapter 18: Lying to Mr. Beebe, Mrs. Honeychurch, Freddy, and The Servants. Join in with The Bedtime Book Club on Instagram:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/sendmetosleepco/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you find this podcast effective, please consider subscribing, so you can stay up-to-date with new weekly episodes and fall asleep consistently, each night. Start your 7-day free trial of Send Me to Sleep Premium today, and enjoy our two upcoming exclusive episodes: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://sendmetosleep.supercast.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Vote on our next book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/4YeriASaLju9Jqbz6⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Enjoying the show? 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My name is Andrew, and I help you fall asleep by reading relaxing books and stories.If you find this podcast effective, please consider subscribing, so you can stay up-to-date with new weekly episodes and fall asleep consistently, each night. Start your 7-day free trial of Send Me to Sleep Premium today, and enjoy our two upcoming exclusive episodes: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://sendmetosleep.supercast.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Vote on our next book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/4YeriASaLju9Jqbz6⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Enjoying the show? 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