Podcasts about Bank

U.S. foreclosure filings rose 10% year over year in July, while bank repossessions jumped 23%, according to new data from ATTOM. But despite the increases, foreclosure activity remains low by historical standards. Kathy Fettke breaks down where foreclosures are rising fastest, why Texas is showing up prominently in the data, and what the trend could mean for real estate investors.   Get more news at www.NewsforInvestors.com   Source:https://www.housingwire.com/articles/foreclosure-filings-july-attom/

In this Live Greatly 2 Minutes of Motivation episode, Kristel Bauer shares a powerful mindset shift around setting boundaries, navigating guilt and protecting what matters most. Discover how being intentional with your boundaries can help you take greater ownership of your time, energy and attention at work and in life. Key Takeaways From This Episode: A powerful mindset shift around setting boundaries How to navigate guilt when setting boundaries How to be more intentional with your time, energy and attention Tune in now! Explore Having Kristel Bauer speak at your next event or team meeting. https://www.livegreatly.co/contact  Order Kristel's Book  Work-Life Tango: Finding Happiness, Harmony and Peak Performance Wherever You Work (John Murray Business, November 19th 2024) About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to "Live Greatly" while promoting leadership development and team building.   Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel has been featured in Forbes, Forest & Bluff Magazine, Authority Magazine & Podcast Magazine and she has appeared on ABC 7 Chicago, WGN Daytime Chicago, Fox 4's WDAF-TV's Great Day KC, and Ticker News. Kristel lives in the Fort Lauderdale, Florida area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co  Buy Kristel Bauer's book, Work-Life Tango: Finding Happiness, Harmony and Peak Performance Wherever You Work (John Murray Business, November 19th 2024) Follow Kristel Bauer on: Instagram: @livegreatly_co  LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions.  Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations.  They have not been evaluated by the food and drug administration.  Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests.  Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content.  Always consult your physician for recommendations specific to you.

Crypto News: Charles Schwab adds altcoins Solana, Avalanche and Chainlink to nascent crypto platform. XRP treasury firm Evernorth said its SEC Form S-4 related to its business combination with Armada is now effective, allowing progress toward a Nasdaq listing. UK to formally order Bank of England to advance stablecoin and digital money innovation.

Book a call: https://remnantfinance.com/calendarEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBEIn 1933, a Harvard-trained lawyer walked into Chase National Bank with signed receipts for twenty-seven numbered bars of gold and was told he could not have them. Two days after he sued, a federal grand jury indicted him. He never got the gold back. Hans opens with an update on Brian, who may be home temporarily in September or October but likely stays on active duty orders, then turns to the Treasury's announcement that it is doubling its long end buyback operations from two billion to four billion. The dollar figure is a rounding error against forty trillion in debt. The signal is not, and it is the same move Scott Bessent spent the last two years criticizing Janet Yellen for making.Chapters 00:00 – Opening segment 02:20 – No end in sight and why nobody negotiates with America anymore 06:35 – Reading the macro tape without becoming a permabear 07:55 – The Treasury doubles its long end buybacks 09:15 – The economic equivalent of no new foreign wars 11:50 – Where Hans actually sits on the political spectrum13:10 – Two billion to four billion: the substance of the move 14:05 – Bills, notes, and bonds, and why the distinction matters here 16:35 – Off-the-run long bonds and a disorderly long end 17:35 – What they are buying and what is paying for it 19:00 – One leg of QE, not the money printing leg 20:15 – Yellen's trillion dollar mistake and the two percent mortgage analogy 22:40 – Bessent criticized this exact move, then made it 23:55 – Yield curve control and how far away it actually is 24:25 – Intervening into a record high market with no visible fever 26:00 – The debasement trade and the stock market as pressure release valve 28:30 – The yen intervention and why Japan matters 29:15 – The repo facility and keeping Treasuries out of foreign hands 32:20 – What all three moves have in common 33:30 – Hormuz closed, oil creeping, and an empty petroleum reserve 36:45 – Japan as the roadmap for where this road ends 37:50 – Homeschooling, wristbands, and the safe and inclusive playground 43:35 – Frederick Barber Campbell walks into Chase National Bank 46:05 – The lawsuit, the indictment, and the demurrer 49:50 – When a dollar was a bearer claim on gold 51:55 – Benjamin Strong, the Bank of England, and the boom that had to bust 53:10 – How the Fed was sold to America in 1913 55:50 – Nine thousand banks fail and the money supply drops a third 58:50 – The Fed as an instrument of extraction 01:00:35 – Where America sits in the line, and the prison hierarchy analogy 01:03:50 – Hamilton, specie, and the principle of productive credit 01:06:05 – The bank holiday and the Emergency Banking Act 01:07:45 – Five words added to the Trading with the Enemy Act 01:10:20 – Executive Order 6102 defines hoarding as owning 01:16:20 – The markup from twenty dollars to thirty-five 01:17:35 – The Gold Reserve Act and the Exchange Stabilization Fund 01:18:35 – Marriner Eccles and the fight over the lever of power 01:21:25 – Carter Glass fights the bill he made possible 01:22:30 – The FOMC is created and open market operations take over 01:24:45 – Killing the regional discount rate and the governor it provided 01:27:30 – Half a Keynesian equation with no brakes on the other sideKey TakeawaysThe size of the buyback is not the story. Doubling from two billion to four billion per operation is meaningless against forty trillion in debt. What matters is that the Treasury told the market, in a public press release, that it will step in and buy the long end when demand thins out. 

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In this episode, we ask: Have you noticed something? Do you know what won't disappear? Will the rules quietly change mid-game? What about the guarantees? Where are the guarantees in the financial universe? What about the stock market? What about guaranteed fees? Who gets the guarantee? What about the government's guaranteed cut? What about conservative...

Fed Chair Kevin Warsh striking a hawkish tone in his first speech at Jackson Hole, saying there's more work to do on inflation and former Boston Fed President Eric Rosengren agrees. Peterson Institute's Adam Posen calls the Treasury's increased bond buybacks “nuts.” Plus, off-price retail is on-target, according to Bank of America. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Crypto News: SEC resurrecting U.S. crypto custody rule the previous administration failed to land. Bank of America, Wells Fargo, Santander & over a dozen major banks move forward with plans to launch a crypto stablecoin. Ripple's RLUSD stablecoin crosses $2B in market cap, with $963M issued on the XRP Ledger and $1.1B on Ethereum.

Ok, these are kinda funny.

In this episode of The Canadian Investor Podcast, we break down the latest earnings from major U.S. retailers, Canadian banks, and one beaten-down software company. We start with Walmart and Target, where the results show that the consumer may be starting to feel more pressure. Walmart continues to perform well overall, but its comparable sales growth slowed sharply, and management noted that higher gas prices are changing consumer behaviour. Target showed stronger comparable sales than expected, but both retailers are leaning on price cuts and grocery strength as discretionary spending remains under pressure. We then turn to Canadian bank earnings, including Bank of Montreal, Scotiabank and National Bank. We discuss provisions for credit losses, improving margins, strong capital markets results, wealth management growth, and why the banks continue to deliver despite concerns about the Canadian economy. Finally, we look at Intuit after its latest earnings, including the pressure facing TurboTax and Mailchimp, the continued strength of QuickBooks, and whether AI and pricing pressure are starting to disrupt parts of the business. Tickers discussed: WMT, TGT, BMO.TO, BNS.TO, NA.TO, INTU, HD Subscribe to Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.

What was the Bank of the United States, and why did Andrew Jackson work so hard to destroy it?And why is Eva Braun always referred to as Adolf Hitler's "mistress" even though he was not married?Find out the answer to both questions on this week's pop quiz!

CONTENTS THE JOHN BATCHELOR SHOW, 8-25-2026COVER OF FANTASTIC MAGAZINE OCTOBER 1961Liz Peek, columnist for The Hill and Fox News, discusses the surprising resilience of the American economy, noting that small businesses are reporting strong hiring and profitability growth based on broad National Federation of Independent Business and Bank of America data. While consumer spending remains robust, recent data reveals a K-shaped economy, where higher-income homeowners spend extensively on renovations while lower-income consumers trade down at Walmart. Rising interest rates present a critical challenge, slamming the housing market and significantly increasing interest payments on the massive national debt. Lastly, the administration's tariff conflict with Canada is criticized as a major, highly unfortunate, and economically damaging political mistake. (1)Jonathan Schanzer, Executive Director of the Foundation for Defense of Democracies, evaluates the Treasury's initial tranches of secondary sanctions targeting entities trading with Iran, including firms in China and the UAE. Although these measures stop short of targeting major Chinese banks, they provide President Trump with leverage ahead of his Washington summit with Xi Jinping. Within the Middle East, Schanzer warns that regional powers are hedging their bets. Saudi Arabia may be negotiating a separate peace with the Houthis and Iran, which could undermine US sanctions. Additionally, the US controversially rescinded Syria's state sponsor of terror status following the rapid rise of former al-Qaeda commander Ahmed al-Shara. (2)Mary Kissel, Senior Fellow at the Hudson Institute and former Senior Advisor to the Secretary of State, analyzes Trump's "maximum pressure" campaign against Iran, asserting that its success relies on penalizing large Chinesefinancial institutions. However, Beijing holds significant economic and military leverage over the US, including export controls on critical minerals. Regarding North America, Kissel describes the escalating trade war with Canada as a "loser's game" driven by domestic politics. She stresses that the 50% tariffs on essential materials like Canadianaluminum and auto parts disrupt deeply integrated supply chains. Consequently, this trade conflict severely harms ordinary consumers and threatens Republican control of key Senate seats in critical border states of Maine and Michigan. (3)Colonel Jeff McCausland, US Army (Retired) and Visiting Professor at Dickinson College, warns that the US foreign policy process has collapsed under President Trump, who relies on personal loyalty over expert advice. This is illustrated by Trump's sudden decision to reduce joint US-South Korea military exercises without notifying allies. McCausland argues this undercuts South Korea while offering concessions to a nuclear-armed dictator, Kim Jong-un, who actively supplies weapons to Russia for the Ukraine war. Furthermore, he criticizes the "economic D-Day" against Iran as highly insincere given key delays in sanctioning China, and strongly condemns the trade war against Canada, a loyal ally with a rich military history. (4)Gregory Copley, editor of Defense & Foreign Affairs, argues that the US sanctions regime against Iran is strategic signaling that makes Washington look weak, as it ignores China's trade dominance and threatens relations with India. He also views the Canadian trade dispute as a strategic failure that weakens the NORAD treaty and forces Canada to act independently in the Arctic. This unpredictability has alienated European allies, who are now bypassing the US to negotiate directly on Ukraine. Additionally, Copley analyzes post-Petro Colombia, detailing how the energetic new president faces massive domestic security issues, narco-trafficking networks, and the grounding of critical disaster relief aircraft under sanctions. (5)Thaddeus McCotter, former US Representative from Michigan and columnist for American Greatness, details the severe political and economic fallout of Trump's trade war with Canada, noting that insulting rhetoric like the "51st state" remark has politically boosted Canadian Prime Minister Mark Carney. He explains that border states like Michigan and Maine share deep commercial integration, meaning 50% tariffs will directly harm their local economies. This unvetted policy blindsided senior Republican legislators, including Susan Collins, who openly opposed the tariffs and avoided a campaign rally with Vice President Vance. Ultimately, McCotter warns that these tariffs jeopardize critical Senate seats in highly contested swing states, giving rival Democrats a very major campaign advantage. (6)Judy Dempsey, Senior Scholar in Berlin for the Carnegie Endowment for International Peace, with co-host Thaddeus McCotter: Dempsey describes European Baltic and Nordic leaders flocking to Kyiv, yet warns that "moral outrage" lacks a cohesive strategic plan to negotiate an end to the war. She highlights the rising prominence of the pro-Russian, far-right Alternative for Germany (AfD) party in state elections. Interestingly, an ideological rift has emerged as radical AfD factions in East Germany sour on MAGA due to Trump's policies on Iran. McCotter delivers a severe critique of the MAGA-AfD relationship, arguing MAGA should never have "played footsies" with neo-Nazis, and asserting the AfD is fundamentally aligned with Vladimir Putin rather than the United States—their temporary embrace of MAGA merely a superficial attraction. Although West Germans have abandoned historical sentiments toward Russiadue to the Ukraine invasion, East Germany remains deeply split, harboring lingering sentimental pro-Russian views and separate post-unification cultural dynamics. (7)Note: segment 7 came with a separate co-host block for McCotter, so I've folded his critique into the single paragraph after Dempsey's material — flag me if you'd rather run his commentary as its own standalone file.

Liz Peek, columnist for The Hill and Fox News, discusses the surprising resilience of the American economy, noting that small businesses are reporting strong hiring and profitability growth based on broad National Federation of Independent Business and Bank of America data. While consumer spending remains robust, recent data reveals a K-shaped economy, where higher-income homeowners spend extensively on renovations while lower-income consumers trade down at Walmart. Rising interest rates present a critical challenge, slamming the housing market and significantly increasing interest payments on the massive national debt. Lastly, the administration's tariff conflict with Canada is criticized as a major, highly unfortunate, and economically damaging political mistake. (1)

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney S. Diane Clair. A Georgia-based attorney, real estate law professor at Kennesaw State University, and founder of a law practice specializing in real estate, estate planning, probate, business, and contract law. The discussion focuses on wealth building through real estate investing, asset protection, and estate planning strategies for generational wealth. Purpose of the Interview The primary purpose of the interview was to: Educate listeners about real estate investing opportunities, including lesser-known strategies such as tax liens and tax deeds. [ Stress the importance of working with qualified legal professionals instead of relying on Google, social media, AI tools, or generic legal templates. [ Promote wealth preservation through estate planning, particularly trusts and business structures. [ Encourage minority communities to create estate plans and pass wealth to future generations. [ Key Takeaways 1. Don't Rely Solely on Google, Social Media, or AI for Legal Advice Clair warns that many individuals attempt to create wills, trusts, and legal documents online without professional guidance. She emphasizes that legal matters require experienced attorneys because AI and internet sources may provide incomplete or incorrect information. Why it Matters Legal mistakes can create costly problems later. AI-generated content can be inaccurate. Estate planning and real estate transactions require professional review. 2. Real Estate Is a Powerful Wealth-Building Tool Clair argues that real estate remains one of the strongest ways to build and transfer wealth between generations. She highlights its relative stability compared to stock market fluctuations. Benefits Mentioned Builds long-term wealth Generates passive income Creates assets that can be inherited Helps achieve financial freedom [ 3. Start Real Estate Investing Through a Business Entity One of Clair's first recommendations is to establish a legal business structure before purchasing investment properties. Recommended Structures LLC Corporation Other formal business entities [ She repeatedly stresses that investment assets ideally should not be owned in an individual's personal name. 4. You Don't Need Large Amounts of Money to Invest A major myth she debunks is that real estate investing requires significant capital. Entry-Level Strategies Tax liens Tax deeds Foreclosure purchases Fix-and-flip projects Rental properties [ According to Clair, investors can begin with relatively small amounts by purchasing tax liens and earning interest when property owners redeem them. [ 5. Estate Planning Is Largely Ignored Clair shares a startling statistic: Approximately 64% of Americans do not have an estate plan. Among minorities, that number rises to about 70%. [ She believes the problem is educational rather than financial, noting that even wealthy celebrities frequently fail to plan their estates. 6. Trusts Are Better Than Wills for Many Situations Clair strongly favors trusts, especially irrevocable trusts, as vehicles for preserving wealth. Advantages of Trusts Avoid probate Potential tax benefits Asset protection Easier transfer of wealth Can operate while the creator is still alive Difference Between a Will and a Trust Will Takes effect after death Goes through probate court Directs distribution of assets Trust Can function during the owner's lifetime Avoids probate Can provide stronger protection and tax advantages [ 7. Asset Protection Is Essential Clair explains that trusts can own: Real estate Bank accounts Businesses Investments Other valuable assets Because the trust, rather than the individual, owns the property, there can be additional protection from lawsuits and claims. Notable Quotes On Legal Services Beyond Personal Injury Law "You can hire lawyers for way more, and we can assist you in way more." [ On Using AI for Legal Matters "AI is not really something you want to trust... It creates and makes up stuff." [ On Professional Guidance "You want to book a consultation with an attorney." On Real Estate Investing "A lot of people have that misconception that you have to have a lot of money to start investing in real estate, and that's not true." On Generational Wealth "Real estate is something that is the best thing to invest in and pass down to future generations." [ On Estate Planning "This is not a money thing... It's an education thing." [ On Trusts "The best estate planning instrument is always going to be a trust." On Asset Ownership "Don't have anything in your own name, have it in the name of the trust or in the business." Overall Message Attorney Diane Clair's central message is that wealth creation and wealth preservation must work together. Building assets through real estate is important, but equally important is protecting those assets through proper business structures, trusts, estate planning, and professional legal guidance. The interview encourages listeners, especially entrepreneurs and minority communities, to think long term about generational wealth, asset protection, and financial legacy rather than short-term gains. [#BEST #STRAW #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney S. Diane Clair. A Georgia-based attorney, real estate law professor at Kennesaw State University, and founder of a law practice specializing in real estate, estate planning, probate, business, and contract law. The discussion focuses on wealth building through real estate investing, asset protection, and estate planning strategies for generational wealth. Purpose of the Interview The primary purpose of the interview was to: Educate listeners about real estate investing opportunities, including lesser-known strategies such as tax liens and tax deeds. [ Stress the importance of working with qualified legal professionals instead of relying on Google, social media, AI tools, or generic legal templates. [ Promote wealth preservation through estate planning, particularly trusts and business structures. [ Encourage minority communities to create estate plans and pass wealth to future generations. [ Key Takeaways 1. Don't Rely Solely on Google, Social Media, or AI for Legal Advice Clair warns that many individuals attempt to create wills, trusts, and legal documents online without professional guidance. She emphasizes that legal matters require experienced attorneys because AI and internet sources may provide incomplete or incorrect information. Why it Matters Legal mistakes can create costly problems later. AI-generated content can be inaccurate. Estate planning and real estate transactions require professional review. 2. Real Estate Is a Powerful Wealth-Building Tool Clair argues that real estate remains one of the strongest ways to build and transfer wealth between generations. She highlights its relative stability compared to stock market fluctuations. Benefits Mentioned Builds long-term wealth Generates passive income Creates assets that can be inherited Helps achieve financial freedom [ 3. Start Real Estate Investing Through a Business Entity One of Clair's first recommendations is to establish a legal business structure before purchasing investment properties. Recommended Structures LLC Corporation Other formal business entities [ She repeatedly stresses that investment assets ideally should not be owned in an individual's personal name. 4. You Don't Need Large Amounts of Money to Invest A major myth she debunks is that real estate investing requires significant capital. Entry-Level Strategies Tax liens Tax deeds Foreclosure purchases Fix-and-flip projects Rental properties [ According to Clair, investors can begin with relatively small amounts by purchasing tax liens and earning interest when property owners redeem them. [ 5. Estate Planning Is Largely Ignored Clair shares a startling statistic: Approximately 64% of Americans do not have an estate plan. Among minorities, that number rises to about 70%. [ She believes the problem is educational rather than financial, noting that even wealthy celebrities frequently fail to plan their estates. 6. Trusts Are Better Than Wills for Many Situations Clair strongly favors trusts, especially irrevocable trusts, as vehicles for preserving wealth. Advantages of Trusts Avoid probate Potential tax benefits Asset protection Easier transfer of wealth Can operate while the creator is still alive Difference Between a Will and a Trust Will Takes effect after death Goes through probate court Directs distribution of assets Trust Can function during the owner's lifetime Avoids probate Can provide stronger protection and tax advantages [ 7. Asset Protection Is Essential Clair explains that trusts can own: Real estate Bank accounts Businesses Investments Other valuable assets Because the trust, rather than the individual, owns the property, there can be additional protection from lawsuits and claims. Notable Quotes On Legal Services Beyond Personal Injury Law "You can hire lawyers for way more, and we can assist you in way more." [ On Using AI for Legal Matters "AI is not really something you want to trust... It creates and makes up stuff." [ On Professional Guidance "You want to book a consultation with an attorney." On Real Estate Investing "A lot of people have that misconception that you have to have a lot of money to start investing in real estate, and that's not true." On Generational Wealth "Real estate is something that is the best thing to invest in and pass down to future generations." [ On Estate Planning "This is not a money thing... It's an education thing." [ On Trusts "The best estate planning instrument is always going to be a trust." On Asset Ownership "Don't have anything in your own name, have it in the name of the trust or in the business." Overall Message Attorney Diane Clair's central message is that wealth creation and wealth preservation must work together. Building assets through real estate is important, but equally important is protecting those assets through proper business structures, trusts, estate planning, and professional legal guidance. The interview encourages listeners, especially entrepreneurs and minority communities, to think long term about generational wealth, asset protection, and financial legacy rather than short-term gains. [#BEST #STRAW #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSee omnystudio.com/listener for privacy information.

#292: What happens to your points and miles when you die? And how can you make sure they don't disappear? Chris breaks down how major banks, airlines, and hotel programs handle rewards after death, strategies to protect or transfer your points, and the steps you can take now to make things easier for your family. Plus, learn what to do if you're already dealing with a loved one's rewards, why documenting your accounts and logins matters, and the surprising rules around gift cards, divorce, and timeshares. Link to Full Show Notes: https://chrishutchins.com/points-and-miles-after-death Partner Deals LMNT: ⁠Free sample pack of my favorite electrolyte drink mix Fabric: ⁠Affordable term life insurance for you and your family Bilt Rewards: ⁠Earn the most valuable points when you pay rent Copilot Money: ⁠Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: ⁠20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Tools & Resources Points & Miles Death and Transfer Rules PDF Silo Markets Trustworthy Notion 1Password Books & People The Points Guy Die With Zero: Getting All You Can from Your Money and Your Life by Bill Perkins ATH Podcast #200: Debunking Tax Myths, Avoiding Audits and Maximizing Savings with Jasmine DiLucci #285: Why Net Fulfillment Beats Net Worth with Bill Perkins Hotel Upgrade Program Best Cards Page Gift Cards Page Newsletter AMA: Submit Questions Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (01:16) Your Points & Miles Aren't Actually Your Property (02:31) Can You Legally Access a Deceased Person's Accounts? (07:49) What Happens to Bank & Credit Card Points After Death (09:52) Why Amex Is One of the Most Generous Programs (13:51) Transferring Points Before Someone Passes Away (17:23) How Annual Fees Are Handled (17:51) What Happens to Business Cards (18:18) Moving Bank Points to Loyalty Programs (18:51) What Happens to Airline Miles (23:09) Why You Should Push Back With Airlines (24:13) Other Ways to Use or Preserve Airline Miles (25:50) How Hotel Points Are Handled (and Why They're Easier) (31:26) Hotel Certificates & Flight Credits (32:41) What Happens to Rental Car Points (33:55) Don't Hoard Your Points (34:12) Document Every Account and Login (37:17) Set Up Points Pooling and Authorized Users in Advance (37:43) Leave Clear Instructions for Your Heirs (38:03) Why You Need a Financial Power of Attorney (38:36) Don't Let Auto-Pays Shut Down an Account (39:08) Proactively Transfer Points Out (39:45) Where to Move Bank Points in a Hurry (45:30) Choosing Someone to Manage Your Points & Miles (47:00) The Checklist for When a Family Member Passes (48:21) Hang Up, Call Again (49:55) Document Everything You Do (50:30) How Points Are Handled in Divorce (51:30) Why Gift Cards Are Different (51:50) The Risks of Inheriting a Timeshare Connect with Chris ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠ Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Asking for the bill is one of the most important things to learn in any language. But חשבון, in Hebrew, is about much more than just settling the account. Guy explains how Israelis do self-reflection, how they break even… and how they don't give a damn. Hear the All-Hebrew Episode on Patreon   New Words and Expressions: Heshbon, heshbonot (m.) – Bill, bills – חשבון, חשבונות Heshbon bank – Bank account – חשבון בנק Heshbon hotsa'ot – Expense account – חשבון הוצאות Heshbon nefesh – Self examination – חשבון נפש Lehavi / Lakachat be-heshbon – To take into consideration – להביא / לקחת בחשבון Kach / K'chi / K'choo be-heshbon she- – Take into consideration that… (Imp.) – קח / קחי / קחו בחשבון K'chi be-heshbon she-kar – Take into consideration that it's cold – קחי בחשבון שקר Kach be-heshbon she-yakar sham – Take into consideration that it's expensive there – קח בחשבון שיקר שם Lo ba be-heshbon – It's out of the question – לא בא בחשבון "Panim she-lo osot heshbon" – A face that does not give a damn – פנים שלא עושות חשבון Hu lo dofek heshbon – He doesn't give a damn – הוא לא דופק חשבון Ma, ata dofek heshbon le-mishehu? – Do you care about others? – מה, אתה דופק חשבון למישהו Hi sogeret heshbonot – She's clearing the table – היא סוגרת חשבונות Hisool heshbonot – Score settling – חיסול חשבונות Zeh al heshboncha? – Is it at your expense – זה על חשבונך Al heshbon ha-bayit – On the house – על חשבון הבית Zeh al heshbonenu – This is on our account – זה על חשבוננו Heshbon aroch – A long-standing score – חשבון ארוך Yesh li heshbon aroch ito – I have a long-standing score to settle with him – יש לי חשבון ארוך איתו Be-heshbon pashut – In simple arithmetic – בחשבון פשוט Ro'eh heshbon – Accountant – רואה חשבון Heshbona'ut / Re'iyat heshbon – Accounting – חשבונאות / ראיית חשבון Hanhalat heshbonot – Bookkeeping – הנהלת חשבונות Menahel / menahelet heshbonot – Bookkeeper – מנהל / מנהלת חשבונות Tavi'i cheshbonit – Bring an invoice (imp. f.) – תביאי חשבונית Heshbonit mas – Tax invoice – חשבונית מס Lehashben le-mishehu – To care too much about something – לחשבן למישהו Lehitchashben – To settle accounts with someone – להתחשבן Bo nitchashben ba-sof – Let's do the math at the end – בוא נתחשבן בסוף Ma, ata mitchashben iti al cafe? – Forget it, it's just a coffee, my treat! – מה, אתה מתחשבן איתי על קפה Hitchashbenut – Settling an account – התחשבנות    Playlist and Clips: Ariel Zilber – Holech Batel (lyrics) Ofra Haza – Shir Ha-frecha (lyrics) Rami Kleinstein & Ha-mo'atsa – Ha-boker At Holechet (lyrics) Tea Packs & Alma Zak – Perech Ha-shchunot (lyrics) Ep. 172 about to knock Ep. 440 about receipt and invoice HEB

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney S. Diane Clair. A Georgia-based attorney, real estate law professor at Kennesaw State University, and founder of a law practice specializing in real estate, estate planning, probate, business, and contract law. The discussion focuses on wealth building through real estate investing, asset protection, and estate planning strategies for generational wealth. Purpose of the Interview The primary purpose of the interview was to: Educate listeners about real estate investing opportunities, including lesser-known strategies such as tax liens and tax deeds. [ Stress the importance of working with qualified legal professionals instead of relying on Google, social media, AI tools, or generic legal templates. [ Promote wealth preservation through estate planning, particularly trusts and business structures. [ Encourage minority communities to create estate plans and pass wealth to future generations. [ Key Takeaways 1. Don't Rely Solely on Google, Social Media, or AI for Legal Advice Clair warns that many individuals attempt to create wills, trusts, and legal documents online without professional guidance. She emphasizes that legal matters require experienced attorneys because AI and internet sources may provide incomplete or incorrect information. Why it Matters Legal mistakes can create costly problems later. AI-generated content can be inaccurate. Estate planning and real estate transactions require professional review. 2. Real Estate Is a Powerful Wealth-Building Tool Clair argues that real estate remains one of the strongest ways to build and transfer wealth between generations. She highlights its relative stability compared to stock market fluctuations. Benefits Mentioned Builds long-term wealth Generates passive income Creates assets that can be inherited Helps achieve financial freedom [ 3. Start Real Estate Investing Through a Business Entity One of Clair's first recommendations is to establish a legal business structure before purchasing investment properties. Recommended Structures LLC Corporation Other formal business entities [ She repeatedly stresses that investment assets ideally should not be owned in an individual's personal name. 4. You Don't Need Large Amounts of Money to Invest A major myth she debunks is that real estate investing requires significant capital. Entry-Level Strategies Tax liens Tax deeds Foreclosure purchases Fix-and-flip projects Rental properties [ According to Clair, investors can begin with relatively small amounts by purchasing tax liens and earning interest when property owners redeem them. [ 5. Estate Planning Is Largely Ignored Clair shares a startling statistic: Approximately 64% of Americans do not have an estate plan. Among minorities, that number rises to about 70%. [ She believes the problem is educational rather than financial, noting that even wealthy celebrities frequently fail to plan their estates. 6. Trusts Are Better Than Wills for Many Situations Clair strongly favors trusts, especially irrevocable trusts, as vehicles for preserving wealth. Advantages of Trusts Avoid probate Potential tax benefits Asset protection Easier transfer of wealth Can operate while the creator is still alive Difference Between a Will and a Trust Will Takes effect after death Goes through probate court Directs distribution of assets Trust Can function during the owner's lifetime Avoids probate Can provide stronger protection and tax advantages [ 7. Asset Protection Is Essential Clair explains that trusts can own: Real estate Bank accounts Businesses Investments Other valuable assets Because the trust, rather than the individual, owns the property, there can be additional protection from lawsuits and claims. Notable Quotes On Legal Services Beyond Personal Injury Law "You can hire lawyers for way more, and we can assist you in way more." [ On Using AI for Legal Matters "AI is not really something you want to trust... It creates and makes up stuff." [ On Professional Guidance "You want to book a consultation with an attorney." On Real Estate Investing "A lot of people have that misconception that you have to have a lot of money to start investing in real estate, and that's not true." On Generational Wealth "Real estate is something that is the best thing to invest in and pass down to future generations." [ On Estate Planning "This is not a money thing... It's an education thing." [ On Trusts "The best estate planning instrument is always going to be a trust." On Asset Ownership "Don't have anything in your own name, have it in the name of the trust or in the business." Overall Message Attorney Diane Clair's central message is that wealth creation and wealth preservation must work together. Building assets through real estate is important, but equally important is protecting those assets through proper business structures, trusts, estate planning, and professional legal guidance. The interview encourages listeners, especially entrepreneurs and minority communities, to think long term about generational wealth, asset protection, and financial legacy rather than short-term gains. [#BEST #STRAW #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Soft freight demand would normally suggest plenty of available trucking capacity. Q2 2026 told a different story.   In this episode of Supply Chain Now, Scott W. Luton is joined by Karin Bursa, Bobby Holland, Director of Freight Business Analytics at U.S. Bank, and Dr. Jason Miller, Eli Broad Endowed Professor of Supply Chain Management at Michigan State University, to unpack the latest U.S. Bank Freight Payment Index. They examine why shipments remained subdued while shipper spending climbed sharply, including a nearly 28% year-over-year national increase in spending.   The conversation covers regional freight conditions, tightening capacity, housing weakness, import activity, fuel costs, and the surge in physical infrastructure supporting AI and data centers. Bobby and Jason also share what supply chain leaders should watch as the market moves through the second half of 2026.   Jump into the conversation: (00:00) Intro (06:51) The central theme of the Q2 2026 Freight Payment Index (09:29) How the Freight Payment Index works (11:29) National freight market outlook (16:40) West region: Strongest annual growth (20:49) Southwest: The largest volume-spending disconnect (23:59) Midwest: Data centers offset softer freight demand (27:18) Housing market headwinds (30:10) Northeast: Flat volume and rising spending (33:41) Southeast: Data centers drive freight growth (37:14) AI's rapidly expanding physical supply chain (44:42) Freight market predictions for the months ahead (48:55) Where to find the Freight Payment Index (50:34) Karin's biggest takeaway for supply chain leaders   Additional Links & Resources: Connect with Dr. Jason Miller: https://www.linkedin.com/in/jason-miller-32110325/ Connect with Bobby Holland: https://www.linkedin.com/in/bobby-holland-4a9355/ Connect with Karin Bursa: https://www.linkedin.com/in/karinbursa/ Learn more about Eli Broad College of Business: https://broad.msu.edu/ Learn more about U.S. Bank: https://www.usbank.com/index.html Learn more about U.S. Bank Freight Payment Index: https://www.usbank.com/corporate-and-commercial-banking/industry-expertise/transportation/freight-payment-insights.html Learn more about our hosts: https://supplychainnow.com/about Learn more about Supply Chain Now: https://supplychainnow.com Watch and listen to more Supply Chain Now episodes here: https://supplychainnow.com/program/supply-chain-now Subscribe to Supply Chain Now on your favorite platform: https://supplychainnow.com/join Work with us! Download Supply Chain Now's NEW Media Kit: https://supplychainnow.com/media-kit/ WEBINAR- SAP AI Inside the Supply Chain: From Silo to Orchestration: https://bit.ly/4bvpz6K WEBINAR- Operational AI in the Supply Chain: How context empowers agents and humans to operate side by side: https://bit.ly/4x7Vd2Z WEBINAR- You Can't Manage What You Can't See: Using Visibility, KPIs, and AI to Optimize Logistics Operations: https://bit.ly/4ql6iem   This episode was hosted by Scott Luton and Karin Bursa and produced by Trisha Cordes, Joshua Miranda, and Amanda Luton. For additional information, please visit our dedicated show page at: https://supplychainnow.com/analysis-q2-2026-us-bank-freight-payment-index-1627 The content in this episode, including all audio, videos, visuals, and graphics, is the property of Supply Chain Now and is protected by copyright law. Unauthorized use, reproduction, distribution, modification, or re-uploading of this content in any form is strictly prohibited without explicit written permission from Supply Chain Now.For licensing inquiries or permissions, please contact us at production@supplychainnow.com© 2026 Supply Chain Now. All rights reserved. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Building Texas Business, Chris Hanslik sits down with Travis Hollman, owner and CEO of Hollman, the largest manufacturer of lockers in the United States and the world. Travis shares the story of a family business his father started in 1976, one he bought in 2016, and how it grew into the company behind the locker rooms you see everywhere from Notre Dame, USC, and the Houston Rockets to Equinox, Goldman Sachs, and Bank of America branches across the country.Travis talks about his winding path into ownership, including getting let go by his own father, launching seven or eight companies of his own along the way, and returning to rescue the business as it slid toward bankruptcy. He reflects on the value of finding work that naturally fits how you think, using tools like Culture Index and Myers Briggs to understand yourself and build the right team, and why starting a company from the ground up is one of the hardest things an entrepreneur can do.The conversation moves through innovation, culture, and the discipline of keeping a fifty year old company feeling like a startup. Travis explains how his MeSpace concept for neurodiverse offices reshaped the way his team designs sleepable, function first locker rooms, how his new AI division is transforming billing, renderings, and shop drawings, and why he believes honesty is the only real policy when a customer relationship goes south. He also opens up about Texas as the ideal place to build and manufacture, sharing a memorable story of staying open through COVID with the help of a responsive local government.Chris and Travis also explore leadership and authenticity, from Travis embracing his direct, bullet point style to surrounding himself with good cop VPs who balance him out. He closes with a moving look at the educational foundation he and his wife created, funding college for the children of his Hispanic plant workers so families can build lasting security across generations.If you are interested in manufacturing, family business, innovation, leadership, and building a company that stays true to its values while embracing new technology, this episode offers an honest and energizing look at what it takes to lead with authenticity and purpose.LINKSShow NotesPrevious EpisodesAbout BoyarMillerAbout Hollman, Inc.

Nestlemania and JC discuss...Sami Zayn screwing Kevin Owens out of the title.Solo and LA Knight are a good team will it last?Who wins Money in the Bank?Who are Out the Mud? What is their ceiling?Will Blake Monroe become a huge star in WWE?Does Bron Breakker need a win over Oba Femi?And we give our AEW ALL IN and NXT Heatwave predictions.All this and more ...this week on the Jobber Knocker Podcast.Check out the merchandise! https://www.teepublic.com/JobberKnockerFollow us on Twitter!@JobberKnocker@Nestlemania@JCoftheJK@TJoftheJK@RayRayoftheJK@DommyFeds33@Danyfab@SSJPegasusFollow us on Facebook & Instagram @JobberKnocker!Visit Jobberknocker.com for some great wrestling articles!

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

This week we staged an intervention for Scott Bessent—the failed hedge fund manager who lost 90% of his assets during the greatest bull run in history and is now the most interventionist Treasury Secretary in decades, scoring own goals in the bond market, undermining the new Fed chair, and threatening Iran with sanctions while refusing to answer a single question about China. Then we checked in on the Trump family stablecoin, which has quietly doubled in market cap. It’s a reminder that the most corrupt president in American history is building the most powerful personal wealth machine in the world, and Congress is about to hand him the legislation to run it. Chapters Intro: 00:00:38 Quick Takes: 00:01:28 Max Notes: 00:10:28 Killer Left Take of the Week: 00:21:28 Chart of the Week: 00:23:05 Outro: 00:24:19 Resources Jimmy Carter Presidential Library: Economic Sanctions of Iran Associated Press: Bush Prods Allies for Tougher Stance on Iran American Rhetoric: Barack Obama - On United Nations Sanctions Against Iran C-SPAN: President Trump announces sanctions on Iranian National Bank Bloomberg Podcasts: US to End Dollar Access to Those Laundering Iran Money Says Bessent The New York Times: Jeffries and Kushner Meet Privately as Midterm Attacks Fly The New York Times: Court Allows Trump to Pursue Mail Voting Limits, for Now Politico: Trump votes by mail again in his home state of Florida Financial Times: Natalie Harp, the devoted ‘human printer’ in Trump’s entourage PBS NewsHour: The potential economic fallout of Trump’s trade war with Canada Charles Booker for U.S. Senate Daily Kos: Sean Duffy afraid Harvard will ‘corrupt’ daughter’s brain Mother Jones: It Just Got Way Easier to Sue Fossil Fuel Companies Over Climate Change Bloomberg: Bessent Becomes Most Interventionist Treasury Chief in Decades Fortune: Scott Bessent is using moves from his hedge fund days to prop up Japan’s yen—and America’s $40 trillion national debt The New York Times: He Helped ‘Break’ the Bank of England. Now He May Run the U.S. Treasury. The Bulwark: How Trump’s Treasury Secretary Crashed His Own Hedge Fund (w/ Marshall Brandt) Bloomberg: Will Bessent’s Old Trump Jokes Make His Treasury Job Tricky? Bloomberg: Bessent Is Stealing a Playbook He Didn’t Even Like AlterNet: Trump Treasury secretary torn apart for leaving out ‘to-do’ list ‘on-purpose’ Reuters: US will do ‘whatever it takes’ to support Japan after yen intervention, Bessent says CNBC: Bessent’s efforts in the Treasury market so far haven’t worked. Here’s what else he can try The Hill: Federal Reserve shifts away from forward guidance under new chief Kevin Warsh Politico: Bessent’s ‘economic D-Day’ against Iran begins with a ‘warning shot’ Straight White American Jesus: Christian Nationalists and Tech Lords: Derek Chauvin Should Go Free & George Floyd Wasn’t Murdered Reuters: Trump’s stablecoin chosen for $2 billion Abu Dhabi investment in Binance, co-founder says CoinGecko: USD1 UNFTR Resources Video: On The Record 08-25-26 (Scott Bessent is a Loser Who Wants to be President.) Essay: President Scott Bessent. -- If you like #UNFTR, please leave us a rating and review on Apple Podcasts and Spotify: unftr.com/rate and follow us on Facebook, Bluesky, and Instagram at @UNFTRpod. Visit us online at unftr.com. Become a member at unftr.com/memberships. Buy yourself some Unf*cking Coffee at shop.unftr.com. Visit our bookshop.org page at bookshop.org/shop/UNFTRpod to find the full UNFTR book list, and find book recommendations from our Unf*ckers at bookshop.org/lists/unf-cker-book-recommendations. Access the UNFTR Musicless feed by following the instructions at unftr.com/accessibilitySupport the show: https://www.unftr.com/membershipsSee omnystudio.com/listener for privacy information.

In Washington state, fertility treatment isn’t typically covered by insurance. That means families are making huge sacrifices to pay for treatments like IVF. Half of states in the U.S. require insurance companies to cover at least some fertility treatments. But not Washington. Seattle Times business reporter Alexis Weisend has written about how that’s playing out for couples here, and who’s pushing for changes. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online or on the KUOW App.See omnystudio.com/listener for privacy information.

In this special re-release episode, Kristel Bauer revisits her conversation with Dr. Michelle Rozen about what separates the people who follow through on their goals from those who don't. Dr. Rozen shares insights from The 6% Club, including how to make change feel less overwhelming, become more intentional about your goals and take consistent action toward what matters most. Key Takeaways From This Episode: What sets people who achieve their goals apart How to make positive changes that actually last The Law of Specification and why getting specific matters How to use the 0–10 Rule to make better decisions Strategies to protect your time and set stronger boundaries How to get more comfortable saying no Ways to make change feel less overwhelming Tune in now to learn how to turn your goals into action and create meaningful, lasting change. Connect with Dr. Michelle Rozen Website: https://www.drmichellerozen.com/  Book: https://www.amazon.com/6-Club-Achieving-Thriving-Business/dp/1394254326/  LinkedIn: https://www.linkedin.com/in/drmichellerozen/  Instagram: https://www.instagram.com/drmichellerozen/  Facebook: https://www.facebook.com/DrMichelleRozen/  Youtube: https://www.youtube.com/channel/UC7-iAV4Xu6FnFOjie2SCNhw  About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to "Live Greatly" while promoting leadership development and team building.   Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel has been featured in Forbes, Forest & Bluff Magazine, Authority Magazine & Podcast Magazine and she has appeared on ABC 7 Chicago, WGN Daytime Chicago, Fox 4's WDAF-TV's Great Day KC, and Ticker News. Kristel lives in the Fort Lauderdale, Florida area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co  Follow Kristel Bauer on: Instagram: @livegreatly_co  LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions.  Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations.  They have not been evaluated by the food and drug administration.  Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests.  Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content.  Always consult your physician for recommendations specific to you.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

On the anniversary of the St. Bartholomew's Day Massacre, we explore the extraordinary economic impact of the French Huguenots. Discover how these religious refugees pioneered the merchant class, redefined the relationship between faith and finance, and built the foundations of modern capitalism. From the streets of Paris to the boardrooms of the Bank of Ireland, this episode uncovers the hidden history of the people who transformed the global economy. Hosted on Acast. See acast.com/privacy for more information.

GUnitedHealth shareholders sue company over ‘corporate governance failures on a historic scale' UBS fined record $125 million for money laundering violations$125 million civil penalty to the U.S. Treasury's Financial Crimes Enforcement Network (FinCEN) for willful violations of the Bank Secrecy Act (BSA), the primary U.S. anti-money laundering law.FinCEN said the fine is the largest ever assessed against a broker-dealer for BSA violations.The settlement marks FinCEN's second enforcement action against UBS Financial Services, a subsidiary of the Swiss bank UBS. The firm had previously paid a $14.5 million penalty in December 2018 for similar failures, including inadequate monitoring of foreign currency wire transfers.Despite assurances to regulators that it would fix the underlying problems, the firm subsequently failed to monitor more than 50,000 foreign currency wires with a combined value exceeding $10 billion.SEC launches new enforcement unit aimed at accounting fraudHow??The unit will be housed within the SEC's Division of Enforcement and staffed by both attorneys and accountants with specialized skills related to financial reporting, accounting, and auditing in securities regulation, according to the announcement.The announcement is “a little surprising” given the SEC's current deregulatory focus under Chair Paul Atkins, Rebecca Fike, a partner in Reed Smith's regulatory and enforcement group, told CFO Dive.Andreessen Horowitz Focus of DOJ Probe Over Board DirectorsBIG DATA and AI BS‍ ‍Gwyneth Paltrow is rumored to be throwing a party for AI mogul Sam Altman. People don't love the opticsPaltrow played WeWork Rebekah NeumannAnthropic is embedding invisible watermarks in Claude text and images Young People Hate AI CEOs So Passionately That It's Almost Hard to BelieveCNBC survey asked over 1,000 US adults aged between 18 and 34Asked “who do you trust to act responsibly on AI?” the vast majority of participants said they “don't trust” any of the nine figures.Palantir's extremely controversial CEO Alex Karp scored the lowest, with 81 percent choosing “don't trust,” while Microsoft CEO Satya Nadella fared the best — albeit with a pitiful 35 percent “trust” score.Everyone else fell in between: 79 percent of respondents said they don't trust Peter Thiel, while a whopping 71, 70, and 69 percent said they “don't trust” Mark Zuckerberg, Elon Musk, and Sam Altman, respectivelyMeta, others lose appeal to drop thousands of social media addiction lawsuitsA U.S. Appeals Court [Judge Jacqueline Nguyen] said that thousands of lawsuits targeting Meta Platforms, ByteDance's TikTok and other social media outlets over claims that social media is harmful and addictive can proceed.The court also denied Meta's request to postpone a trial over allegations that they used data from children to keep them on its platforms.AI data center outrage is showing up everywhere from ads to electionsSpirit Flight Attendants Fight Google's Data Bid for AIThe flight attendants want assurance that their confidential information will be removed from the sale of the defunct airline's digital recordsCULTURE WARSThe 'MAGA Alternative to Amazon' Is Fighting for Survival After Nearly $160M in Losses and 99% Stock CrashPublicSquare's marketplace has struggled to grow despite political backing, prompting a costly shift to financial servicesDisney is suing the FCC in a departure from former CEO Bob Iger's strategy US firms that kept DEI policies despite ‘go woke, go broke' threats thrived Ellison Is Now Willing to Sell CNN to Save His $111 Billion DealE Solar Panels on Storage Units: Illinois Is Going All In on This No-Brainer First test flight of largest all-electric aircraft used just $5 of electricity Trump ordered to release billions in climate grants meant for Black communitiesa $2.8 billion program meant to help mitigate the harm from climate change and environmental issues in Black, low-income, and disadvantaged communities.Trump tried to curb clean energy. It's booming anywayClean energy additions will rise by a record 45 gigawatts this year, according to S&P Global Energy—equivalent to the average electricity demand of Turkey. The increase is roughly 25 percent higher than the record set in 2024.It Just Got Way Easier to Sue Fossil Fuel Companies Over Climate ChangeClimate attribution scienceA new peer-reviewed study published earlier this month in Earth's Future suggests that it is possible to demonstrate that “emissions from company X cause injury Y.”It also could potentially provide evidence so industry could be forced to answer for climate impacts.The new methodological framework has, for the first time, drawn a straight line from single corporate emitters like Exxon or Chevron, or even whole countries like the United States, to specific heatwaves and areas of extreme rainfall.By running over 150 simulations across 8 different climate models, the study's author, Christopher Callahan—an Earth systems scientist and assistant professor at Indiana University's O'Neill School of Public and Environmental Affairs—built a statistical model to figure out the relationship between the amount of carbon dioxide in the atmosphere and the odds of extreme heat or rain. He then used real emissions data to calculate the extent to which specific fossil fuel emitters increased the risk of extreme weather.SPEED ROUND‍ ‍DuckDuckGo Is Selling Anti Pervert Glasses That Contain Zero AI, Cameras, or Even Electronics Whatsoever Jason Kelce Wants Fans to 'Pee on Computers' to Protest AI Water Use: 'We Want Your Pee' Cards Against Humanity Unveils 'Sad Little Bitch' Elon Musk Monument Near Texas StarbaseFrance bans unsolicited telemarketing calls--$87,000 fine per call I'm the CEO of Siemens. I reply to most emails with 2-letter responses and don't have recurring meetingsScientists Genetically Engineer High-Protein LettuceGen Z is bringing pen and paper back to the workplaceArianna Huffington says even high-flying CEOs are unhappy and feel stuck in their multimillion-dollar jobs: ‘It's a trap'Bank of America is splashing out $250 million a year on weight loss drugs for its staff: ‘We see a great impact on employees,' CEO says‘We see a great impact on employees,' CEO saysExcuse me? Body shamer.

Gizmo's got some apps for us, then we check in with the talk back app, then we chat about lips.

Only 18% of banks have integrated AI workflows. Everyone else is automating the past. Most banks and credit unions are using artificial intelligence to make yesterday's work faster, then measuring the result with yesterday's numbers. Brian Solis, Head of Global Innovation at ServiceNow, and Dave Wright, Chief Innovation Officer at ServiceNow, call this the iteration trap and argue it is the same failure that has consumed digital transformation. Their new book, Infinite: How Visionary Leaders Transform Today's Businesses into AI-Forward Companies, published by Wiley in 2026, draws a line between an AI-enabled company that uses AI to do what it already did and an AI-forward company that uses AI to do what it could never do before. By their own research, only about 5% of companies have reached the second group. In this conversation with Jim Marous, Solis and Wright explain why an organization chart hides the handoffs where value stalls and why a work chart exposes them, how savings from iterative AI should fund the innovative AI that grows revenue, and what a chief executive should put in front of a board that has never approved an investment without a payback period. Wright describes a government delegation that planned to deflect 90% of its citizen calls and could not answer why. Solis describes 75 chief executives who admitted, privately, that they are expected to know what to do and do not. Marous brings the discussion back to banking throughout, from the quarterly reporting cycle that rewards cost-cutting to the risk avoidance culture that new bankers are trained into on their first day. He closes with his own prediction that the next wave of consolidation among banks and credit unions will be decided by readiness rather than by size, with the sharpest question in any acquisition being how much friction the acquired institution brings. About: Banking Transformed is hosted by Jim Marous, a top five banking industry influencer and Co-Publisher of The Financial Brand. Subscribe to Banking Transformed for new episodes multiple times each week, and subscribe to the Digital Banking Report at digitalbankingreport.com.

Lena Khais' BIO: Lena Khais is a business strategist, money mindset expert, and speaker who helps entrepreneurs grow their businesses without working themselves into the ground. With more than 25 years of Fortune 500 leadership experience and a master's degree in Industrial-Organizational Psychology, Lena blends business strategy, human behavior, and energetics in a way that is practical, relatable, and refreshingly free of fluff. As the founder of Atlas Paradigm, she works with established entrepreneurs who feel stuck at the same revenue level despite doing all the things. Her approach helps them uncover hidden energy leaks, make more confident decisions, attract better-fit clients, and build businesses that actually support the lives they want to live. Lena is also the creator of Life by Design VIP and Bank on Energy, and she is a published author, workshop facilitator, and podcast guest. She is known for making big personal development concepts simple, actionable, and often a little funny. She is a published author, workshop facilitator, and podcast guest. She is known for making big personal development concepts simple, actionable, and often a little funny. Her core belief is simple: success is not about doing more. It is about becoming the person who can create more with greater ease. In this episode, Virginia and Lena talked about: Breaking through revenue plateaus Turning referrals into trusted business Finding complementary referral partners Building relationships through podcasts Growing without doing everything yourself Takeaways:  No is actually an invitation to dive deeper. You don't need to figure out the how all the time. Sometimes you need to find the right who. Revenue is not random, it's a response. Connect with Lena Khais on her social media accounts to learn more about her work and insights into networking effectively: LinkedIn URL https://www.linkedin.com/in/lenakhais/ LinkedIn URL  https://www.facebook.com/elena.alexis.khais/ Instagram URL https://www.instagram.com/lenakhais/   Connect with Virginia: https://www.bbrpodcast.com/ Download my Business by Referral Blueprint and create consistent revenue! https://mktg.masterconnectors.com/business-by-referral-blueprint 

In this episode, Tara sits down with former WWE superstar, entrepreneur and podcaster Leah Van Dale for an honest conversation about identity, motherhood, and stepping into a new creative era. Leah opens up about her journey from professional dancer to wrestling royalty as Carmella, including winning the first Women's “Money in the Bank," sharing the emotional shifts that came with leaving her high-profile WWE career behind.  As a mom navigating the real-world pressures of parenthood, she reflects on how becoming a mother reshaped her priorities, forced her to confront social media comparison culture, and stripped away the pressure to "do it all" without burning out. Together, Tara and Leah dive into the messy beauty of holding multiple truths, proving that ambition and devotion to family can coexist, even when life feels completely chaotic. Leah discusses her drive to build genuine connection through Snatch, a platform crafted to facilitate conversations around pregnancy and postpartum, as well as her new podcast Hot Mom Sh*t. Exploring everything from body image struggles to book recommendations like The Power Pause and When Life Happens, this empowering conversation is a reassuring reminder that motherhood doesn't mean sidelining your ambition, but discovering an exciting new way to thrive. Links: https://www.instagram.com/theleahvandale https://www.instagram.com/hotmomshitpod/?hl=en https://www.youtube.com/@theleahvandale Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Banks spend millions on carbon footprint. Banks have an engagement problem. Something is not working! This week I speak with Mathias Boissonot, Founder and CEO of Handprint and he makes a commercial case for a different model: instead of tracking what your customers do wrong, quantify what they're building right.Handprint powers ocean regeneration programs for banks like DBS, including coral reef restoration and mangrove planting that customers own, watch grow, and choose to fund with their spend. The result isn't just goodwill. It's an 875% increase in customer engagement compared to legacy carbon programs, and $23 million a year in verified ecosystem value returned to society.We get into why Mathias measures success by a metric most founders have never heard of: the "phoenix" over the unicorn, and the sales and founder lessons he's learned building the company from scratch.What you'll learnWhy carbon offsetting and "your carbon footprint" features fail to change customer behavior, and what the psychology actually isThe handprint model: quantifying positive impact instead of negative impact, and why that flips the entire customer relationshipHow banks turn nature engagement into a growth engine: referral programs with co-owned impact, nature cashback instead of standard cashbackWhy 62% of customers would switch banks over purpose misalignment, and 52% already haveThe phoenix metric: measuring company success in ecosystem value generated, not just valuationMathias's biggest founder mistakes, and the best sales advice he's ever received: "implicate the pain"Timestamps00:00 — Cold open: has carbon offsetting failed?04:40 — What Handprint actually does06:55 — Phoenix vs. unicorn: a new metric for success09:00 — $23 million in ecosystem value, every year18:30 — Why donation and carbon-guilt features don't work24:40 — Kill the cashback war: nature cashback instead27:30 — From cost center to growth engine: the 875% number32:30 — Building a company from Bali35:30 — Every mistake we could have made, we've made41:35 — Implicate the pain: the best sales advice he's received44:00 — Resilience, mindset, and having fun in the painConnect with Mathias:

Danny Nathan and Danny Moses discuss recent Treasury Secretary Bessent comments and plans to increase long-dated Treasury buybacks, arguing the amounts are largely signaling, yields quickly reverted, and the move effectively constrains Fed Chair Warsh ahead of Jackson Hole and a potential September hike. They connect rising yields, debt/deficits, inflation pressures, dollar/yen dynamics, and Bank of Japan policy to higher market volatility, tighter funding conditions, and renewed interest in gold, while noting capital may favor high-grade corporates over Treasuries. They review Walmart's earnings beat but same-store-sales miss and valuation-driven selloff as a consumer and defensives litmus test. Looking ahead, they frame Nvidia, Salesforce, and CrowdStrike earnings as key narrative tests for AI demand, software AI strategy, and cybersecurity, and they flag scrutiny around Carvana's loan sales and potential related-party buyers. —FOLLOW USYouTube: @RiskReversalMediaInstagram: @riskreversalmediaTwitter: @RiskReversalLinkedIn: RiskReversal Media The financial opinions expressed in Risk Reversal content are for information purposes only. The opinions expressed by the hosts and participants are not an attempt to influence specific trading behavior, investments, or strategies. Past performance does not necessarily predict future outcomes. No specific results or profits are assured when relying on Risk Reversal. Before making any investment or trade, evaluate its suitability for your circumstances and consider consulting your own financial or investment advisor. The financial products discussed in Risk Reversal carry a high level of risk and may not be appropriate for many investors. If you have uncertainties, it's advisable to seek professional advice. Remember that trading involves a risk to your capital, so only invest money that you can afford to lose. Derivatives are not suitable for all investors and involve the risk of losing more than the amount originally deposited and any profit you might have made. This communication is not a recommendation or offer to buy, sell or retain any specific investment or service.

Dan Mullen is a mortgage advisor and a partner at a tax firm, a combination that gives him a unique advantage in helping self-employed clients qualify for mortgages. Because these borrowers are underwritten using tax returns rather than W-2s and pay stubs, Dan's deep understanding of tax documentation allows him to navigate the process more effectively. Having seen firsthand the pain and frustration caused by mortgage letter requests, he is on a personal crusade to help tax preparers avoid them and to bridge the gap between mortgage underwriters and tax professionals.Connect with Dan Mullen:Website: www.gtgtax.com LinkedIn: https://www.linkedin.com/in/danielbmullen/ TurnKey Podcast Productions Important Links:Guest to Gold Video Series: www.TurnkeyPodcast.com/gold The Ultimate Podcast Launch Formula- www.TurnkeyPodcast.com/UPLFplusFREE workshop on how to "Be A Great Guest."Free E-Book 5 Ways to Make Money Podcasting at www.Turnkeypodcast.com/gift Ready to earn 6-figures with your podcast? See if you've got what it takes at TurnkeyPodcast.com/quizSales Training for Podcasters: https://podcasts.apple.com/us/podcast/sales-training-for-podcasters/id1540644376Nice Guys on Business: http://www.niceguysonbusiness.com/subscribe/The Turnkey Podcast: https://podcasts.apple.com/us/podcast/turnkey-podcast/id1485077152Discover how you can look 'poor' to the IRS and rich to a lender. Check out my sponsor, GTG Tax Planning, at gtgtax.com to book a short discovery call.

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In this episode, the guys are joined by Brent Leslie, CEO of Maverick Bank, based in Lubbock, TX. Brent shares his journey from the baseball diamond to the ranks of state banking examiner to CEO of fast-growing Maverick Bank. The group discusses the lessons learned from Brent's early days looking at Texas bank balance sheets, his time at a community banking institution that was acquired by a larger player, and the purchase of a charter and reformation of former teammates to create the current-day Maverick Bank. For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

In this episode of Perspektives with Bank, Big Bank reconnects with Atlanta rapper Akbar V for a candid second take after their original conversation became more heated than intended. The two clear the air over past social media comments, a missed booking, and relationships within Atlanta’s entertainment scene before Akbar opens up about the different sides of her personality—Valerie, Akbar, and Joan. She reflects on growing up between Carver Homes and Cleveland Avenue, navigating her mother’s addiction, entering the streets at a young age, and cycling through jail, group homes, and survival mode. Akbar also addresses how being outspoken has fueled internet backlash and industry tension, while acknowledging that controversy can sometimes overshadow her talent and music career. The conversation becomes a deeper examination of healing, accountability, faith, and personal growth as Bank challenges Akbar to step away from online conflict, release music consistently, and consider therapy as another tool for moving forward. Akbar discusses forgiveness, fasting, spirituality, marriage struggles, loyalty, and her desire for counseling, while reflecting on public conflicts involving Cardi B and Latto and the realities of navigating relationships in the music industry. Closing on the future, Akbar shares plans for new music and Blueprint Atlanta, celebrates milestones in her children’s lives, and considers what it will take to move beyond survival, protect her peace, and allow her purpose and artistry to speak louder than the drama. Rate, subscribe, comment and share. Follow Perspektives With Bank on IG @perspektiveswithbank @iamakbarv_See omnystudio.com/listener for privacy information.

For our third summer EMQs we're returning to our What Ifs. Ed Balls and George Osborne first consider how Britain would change had they never entered politics? Would the Bank of England become independent? Would there be a Manchester mayoralty? Or, would it have had no impact?What if George got the US Ambassador gig over Peter Mandelson? The pair consider how George would approach the job differently, blowback from within Labour, and whether Keir Starmer would still be in post without the controversy of Mandelson. They then go back in time to February 1974, where a hung Parliament saw Labour form a minority government. What if negotiations between the Conservatives and Liberals panned out? How long would this coalition survive? Would it stop Margaret Thatcher becoming PM? Who leads Labour after Harold Wilson? Finally, what if Labour were the largest party in 2015? If it's a hung Parliament who do they go into coalition with? Can they work with the SNP? Does it stop Brexit? What happens with the Tories and UKIP?We love hearing from you, so please don't forget to send all your EMQs to questions@politicalcurrency and make sure to include a voice note of your question or send a question to our social media handles:

JESUS CHANGES EVERYTHING | You Can Take it to the Bank | Pastor Curtis Dunlap | Sunday, August 23

Two chip stocks recently drove seventeen percent of the entire global stock market's return in a single month — which tells you just how concentrated the AI trade has become, and how exposed the average investor now is without realising it. In this video we look at how much wealth an AI crash could actually destroy, with estimates from Dean Baker, former IMF chief economist Gita Gopinath, and Oliver Wyman running into the tens of trillions of dollars. We cover why the usual places to hide — small caps, value funds, international stocks — are now packed with AI stocks, what the Bank for International Settlements found when it compared today's buildout to the great railway and dot-com bubbles, and why a technology being real has never been enough to protect the people who overpaid for it. This isn't a crash prediction. It's a look at the downside risk, the illusion of diversification, and why boring, unexciting investing tends to win in the end.Patrick's Books:Statistics For The Trading Floor: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.to/3eerLA0⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Derivatives For The Trading Floor: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://amzn.to/3cjsyPF⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Corporate Finance: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.to/3fn3rvC ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ways To Support The Channel:Patreon: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/PatrickBoyleOnFinance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle

JOIN PATREON FOR EARLY UNCENSORED EPISODE RELEASES: https://www.patreon.com/JulianDorey CLIPPERS DISCORD: https://discord.gg/8QmWEKJ3BT HENRY ABBOTT KUSHNER LAKERS STORY: https://www.truehoop.com/p/whos-actually-buying-the-lakers FOLLOW JULIAN DOREY IG: https://www.instagram.com/julianddorey/ X: https://x.com/juliandorey FOLLOW JOEY DEEF IG: https://www.instagram.com/joeydeef/ X: https://x.com/TokeMalone JULIAN YT CHANNELS - SUBSCRIBE to Julian Dorey Clips YT: https://www.youtube.com/@juliandoreyclips - SUBSCRIBE to Julian Dorey Daily YT: https://www.youtube.com/@JulianDoreyDaily - SUBSCRIBE to Best of JDP: https://www.youtube.com/@bestofJDP ****TIMESTAMPS**** 00:00 - Big GOV picking on Small BIZ 1:21 - Henry Abbott from the CLOUDS 2:27 - GI Joe Kash Patel nowhere to be found 3:45 - Alessi's UNHINGED Flock CEO caption on Julian's page 5:56 - Hayden Panettiere 7:47 - Chris Hansen Refuses to sign A24's NDA for “Primetime” film 12:37 - The EDP Documentary is DARK 17:48 - Henry Abbott's PURE SPEC on Kushner's Shady LA Lakers deal 20:32 - Lakers Selling Owner, Mark Walter, Under Investigation 22:57 - Mubadala Capital Slushing Money? 27:25 - The Arab Spring & Israeli Spy Company 32:08 - Julian on FLOCK vs. IPHONES 37:13 - Epstein (of course) connected to almost everybody in Lakers deal 40:08 - Apple is now Anti-Pegasus (allegedly) 41:06 - The Kushners 2017 overlap w/ Epstein in Saudi Arabia w/ MBS 44:38 - Josh Kushner's road to $5 Billion Net Worth 45:39 - Josh Kushner's shady new slush fund forms 47:54 - Josh Kushner invests in surveillance company 50:08 - Kushners riding off Trump & the Global “Stage” 52:07 - Penn State WHITEOUT: The Godfather, Pablo Pledgescobar 58:18 - College is SO BACK baby 1:00:21 - Anti-Italian Defamation 1:01:24 - Pablo Pledgecobar denied bail 1:02:06 - D*** related deaths at Penn State 1:06:16 - Phoebe Gates (Bill Gates Daughter) Secret Stanford “World Domination” Course 1:10:29 - One Eye Huntin, One Eye Fishin to the rescue! 1:12:28 - Trump's New Shady BANK 1:14:56 - The Optics of Trump's Bank (& CBDC?) are very BAD 1:16:20 - Trump's “USD1” Cryptocurrency 1:18:01 - The Trump Trojan Horse 1:21:28 - Darth Vader Shilling Flock Cams 1:23:37 - Unanimous agreement forming on FLOCK & Mass Surveillance 1:24:33 - Julian addresses Police Officers who like Flock Cameras 1:27:17 - Other Surveillance companies want to replace Flock (they are just as bad) 1:28:20 - Bari Weiss & Larry Ellison LOVE Flock Cameras 1:33:13 - George Orwell 1:34:31 - Joey Deef Killing it CREDITS: - Host, Editor & Producer: Julian Dorey - COO, Producer & Editor: Alessi Allaman - https://www.youtube.com/@UCyLKzv5fKxGmVQg3cMJJzyQ - In-Studio Producer: Joey Deef Julian Dorey Podcast Episode 466 - Julian Dorey Music by Artlist.io Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of Canadian Macro, Simon and Dan break down a busy week for inflation, trade, bonds, currencies and commodities. They start with the latest Canadian CPI report, including the renewed pressure from gasoline, food and diesel prices, and why the headline inflation number may not fully capture what households are actually feeling. They also discuss the early details of a potential U.S.-Canada trade deal, including tariffs on autos, steel and aluminum, the push to reopen Canadian markets to U.S. alcohol, and whether Keystone XL could re-enter the conversation. The main focus of the episode is the U.S. bond market. Simon and Dan explain why the U.S. Treasury is increasing buybacks of older Treasury bonds, what that could mean for long-term yields, and why recent moves involving Japan, the yen, and the FIMA repo facility suggest policymakers may be getting more nervous about Treasury market stability. They also discuss why gold and Bitcoin have rallied, what it could say about confidence in government bonds and fiat currencies, and why rising U.S. yields matter directly for Canada, mortgage rates, the loonie and the Bank of Canada. Watch the full video on Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.

Most investors leave their largest assets dormant, but the wealthy use life insurance policy loans to generate passive income. This episode breaks down the exact mechanics of policy loan arbitrage, revealing how to borrow against an Indexed Universal Life (IUL) or whole life policy at a low cost while the principal continues to compound tax-free.By deploying this borrowed capital into higher-yielding private credit vehicles, like first-lien debt funds, investors can pocket a reliable interest rate spread. This risk-mitigated strategy transforms a single asset into a dual-purpose wealth engine, allowing individuals to replicate the banking business model and achieve steady monthly cash flow.KEY TOPICS DISCUSSEDLife insurance policy loan arbitrageInfinite banking and cash value leverageIndexed Universal Life (IUL) versus whole life policiesGenerating passive income through interest rate spreadsPrivate credit investing and first-lien debt fundsMitigating risk in high-volatility market environmentsCreating generational wealth with patient capitalKEY TAKEAWAYSBanks generate wealth by borrowing money at a low rate and lending it at a higher rate; investors can replicate this exact model using their life insurance policies.Borrowing against the cash value of a properly structured life insurance policy does not trigger a taxable event, and the original principal continues to compound uninterrupted.Deploying 5.5% capital into a 10% private credit vehicle creates a strong net cash flow spread without the need to sell assets or take on extreme stock market risk.Sustainable wealth building requires patient capital systems that generate steady base hits rather than relying on high-risk home run investments.CONNECT & TAKE ACTIONImagos Income Fund: Text "INCOME" or "DEALS" to 844-447-1555 to learn more about Matty A's private debt fund targeting 10% fixed returns paid out monthly.Visit skylineocresidences.com to discover luxury condo ownership at Skyline OC, Orange County's tallest residential tower. Get a free financial audit on your investment portfolio by texting X-Ray to 844-447-1555

In this Live Greatly 2 Minutes of Motivation podcast episode, Kristel Bauer shares a simple technique to help build self-compassion, cultivate compassion for others and support forgiveness. Kristel shares a practice she learned during her Integrative Medicine Fellowship and how you can use it in your own life. Tune in now! Key Takeaways From This Episode: A simple technique to build self-compassion How to cultivate more compassion for yourself and others A practice to support forgiveness and letting go Explore Having Kristel Bauer speak at your next event or team meeting. https://www.livegreatly.co/contact  Order Kristel's Book  Work-Life Tango: Finding Happiness, Harmony and Peak Performance Wherever You Work (John Murray Business, November 19th 2024) About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to "Live Greatly" while promoting leadership development and team building.   Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel has been featured in Forbes, Forest & Bluff Magazine, Authority Magazine & Podcast Magazine and she has appeared on ABC 7 Chicago, WGN Daytime Chicago, Fox 4's WDAF-TV's Great Day KC, and Ticker News. Kristel lives in the Fort Lauderdale, Florida area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co  Buy Kristel Bauer's book, Work-Life Tango: Finding Happiness, Harmony and Peak Performance Wherever You Work (John Murray Business, November 19th 2024) Follow Kristel Bauer on: Instagram: @livegreatly_co  LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions.  Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations.  They have not been evaluated by the food and drug administration.  Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests.  Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content.  Always consult your physician for recommendations specific to you.

In keeping with its commitment to the deranged, the insane, the destructive, and the abnormal, the left celebrates the life and work of Jason Arday, the biggest academic charlatan of our time, who filed harassment reports with the police against a reporter and against a fellow academic who asked him questions about his work. Auron MacIntyre joins me to discuss.   Sponsors: Agorist Tax Advice: Pick up a free copy of the brilliant Matthew Sercely's Agorist Tax Toolkit at: https://AgoristTaxAdvice.com/woods Bank on Yourself   Guest's Twitter: @AuronMacIntyre   Links Mentioned Ron Paul Homeschool Liberty Classroom Unapproved Library   Show notes for Ep. 2788 The Tom Woods Show is produced by Podsworth Media. Check out the Podsworth App: Use code WOODS50 for 50% off your first order at Podsworth.com to clean up your voice recordings, sound like a pro, and also support the Tom Woods Show! My full Podsworth ad read BEFORE & AFTER processing: https://youtu.be/tIlZWkm8Syk

Krystal and Emily discuss Trump panics as bond markets crumble, Trump crypto firm to become a bank, Kushner bends the knee to Netanyahu on Gaza. Jeff Stein: https://x.com/jstein_notusIsrael's Lobby: https://www.simonandschuster.com/books/Israels-Lobby/Eli-Clifton/9781668210840 To become a Breaking Points Premium Member and watch/listen to the show AD FREE, uncut and 1 hour early visit: www.breakingpoints.com Merch Store: https://shop.breakingpoints.com/ See omnystudio.com/listener for privacy information.

Today's Headlines: The Trump family received a conditional bank charter for their crypto firm World Liberty Financial — co-run by Eric Trump and Steve Witkoff's son — allowing them to issue their own stablecoins, which means more money for them and more risk in the financial system. Meanwhile, Disney and ABC are suing the FCC for retaliating against them politically by reviewing their broadcast licenses two years early over Jimmy Kimmel, The View, and DEI — citing Trump's own Truth Social posts. In other news, Meta's jury trial started in California with four states seeking billions in damages and platform reforms, alleging the company deliberately designed addictive features for children, studied how to maximize that addiction, and collected data on under-13s without parental consent while hiding all of it — with 25 more states going to trial later.  A DOJ whistleblower filed a complaint alleging the Ivy League antisemitism task force pressured universities into settlements with little to no evidence, calling the investigations "predetermined" political PR stunts designed to suspend federal funding — with career attorneys overruled when they objected. Pete Hegseth flew to Iowa on a taxpayer-funded military aircraft in his "personal capacity" to explore a 2028 presidential run while sailors on the USS Abraham Lincoln are still stranded at sea, ships are being attacked in the Strait of Hormuz, and at least one sailor was killed near Oman. Trump is also pushing aides to arrange a Kim Jong Un meeting this fall, apparently believing he can convince North Korea to give up a nuclear program they've been building since the 1990s, while simultaneously saying the Strait of Hormuz is under control as two more ships were attacked. In more food recall news, Outshine fruit bars were recalled nationwide due to possible glass contamination, because apparently popsicles are also not safe anymore. And finally, Florida primary results are in: Trump's pick Byron Donalds will face Democrat David Jolly in the governor's race, and abusive congressman Cory Mills lost his seat. Resources/Articles mentioned: CNBC: Trump family-backed crypto firm World Liberty gets conditional bank charter approval CNN: Disney sues Trump's FCC over ‘retaliatory campaign' against ABC AP News:Trial for Meta begins with states arguing its platforms preyed on vulnerability of young brains  NYT: Outshine Frozen Fruit Bars Recalled Over Glass Contamination Concern WaPo: Politics drove antisemitism probes against Ivy League schools, DOJ whistleblower says  WSJ: Trump Pushes for Kim Jong Un Meeting This Year NYT: Two Ships Transiting Strait of Hormuz Are Attacked as Oil Prices Rise WaPo: Hegseth travels to Iowa in his ‘personal capacity' amid 2028 speculation NYT: Election Live Updates: Democratic Socialist Scores Florida Upset in Latest Victory for Progressives Subscribe to the Betches News Room and join the Morning Announcements group chat. Go to: betchesnews.substack.com Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

Divorce attorney James Sexton is back for part two of his conversation with Nicole; in part one, he talked about advice for couples getting married. Today, he's giving advice for people getting divorced. Nicole and James dig into the financial habits that sabotage marriages, the creative ways people hide money before filing, and the red flags that signal a spouse might be planning an exit. Plus, James gives simple advice on what might be the most complicated part of this process: how to tell your spouse you want a divorce. James also breaks down how alimony actually works, the best argument for keeping the house, and the negotiating tactics he uses to fight for a bigger settlement. Then things get spicy: the digital footprint mistakes blowing up divorces in real time, the unofficial "a-hole tax" judges impose on bad behavior in court, and the wild story of a $20 million divorce that almost collapsed over a toaster oven. Check out Part 1 of Nicole's conversation with James Sexton Start investing investing at SoFi.com/MNN  Check out Nicole's financial literacy course ⁠The Money School⁠  Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠  Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Follow James' work and check out his latest book Here's what Nicole covers with James: 00:00 Are You Ready for Some Money Rehab? 02:31 The Financial Habit That Complicates Every Divorce 05:01 How People Hide Money Before a Divorce 09:21 Red Flags Your Partner Might Be Planning a Divorce 11:35 What To Do If You're Thinking About Divorce 12:11 How Much Does a Divorce Actually Cost? 17:13 Mediation vs. Litigation: Which Should You Choose? 19:37 The Best Way To Ask For a Divorce 21:18 How Alimony Really Works 25:00 When the Woman Is the Breadwinner 28:29 Is Alimony About Money or Power? 29:58 The Best Argument for Keeping the House 32:11 Bunnie XO, Jelly Roll, and Who's Entitled to What 34:56 Lightning Round 38:03 The $20 Million Toaster Oven Story 39:14 The Most Expensive Emotion in Divorce 39:20 What To Never (and Always) Put in Writing 40:00 How Social Media Can Blow Up Your Divorce 42:54 The "A-hole Tax" Explained 45:31 James Sexton's Tip You Can Take Straight to the Bank