Podcasts about Bank

In this episode, we will look into how 22 U.S. states may already be in a recession and what it could mean for you. Today's Stocks & Topics: Copart, Inc. (CPRT), Market Wrap, The Progressive Corporation (PGR), Recession by ZIP Code: Why 22 States Are Already Feeling the Downturn, Where to Invest?, Trailing Stops, Fair Isaac Corporation (FICO), Emerging Markets, Atlassian Corporation (TEAM), Bank of America Corporation (BAC), JPMorgan Chase & Co. (JPM), Mercado Libre, Inc. (MELI).Our Sponsors:* Check out Anthropic: https://claude.ai/INVEST* Check out Gusto: https://gusto.com/investtalk* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

The conservative legal activists at Alliance Defending Freedom are taking another Colorado case to the Supreme Court this week. Will conversion therapy for minors — which has been illegal in this state since 2019 — be reconsidered as a free speech issue? Then, “gonzo journalist” and longtime Woody Creek resident Hunter S. Thompson's widow is asking the Colorado Bureau of Investigation to reopen the case of his death in 2005, which was ruled a suicide, but why she's requesting the probe remains murky. Host Bree Davies and producer Paul Karolyi dive into these stories plus new information on Pete's University Park Cafe, the Avs' questionable allegiance, and a listener question about a Denverite on “Survivor.” Paul mentioned Hunter S. Thompson's famous Rolling Stone article “The Battle of Aspen.” After we recorded this episode, Cale Makar answered a reporter's question about the view of him wearing an LA Rams uniform.  For even more news from around the city, subscribe to our morning newsletter Hey Denver at denver.citycast.fm. Follow us on Instagram: @citycastdenver Chat with other listeners on reddit: r/CityCastDenver Support City Cast Denver by becoming a member: membership.citycast.fm What do you think about Hunter S. Thompson's legacy in Colorado? Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: 720-500-5418 Learn more about the sponsors of this October 7th episode: Denver Film Wise Cozy Earth - use code COZYDENVER for 40% off best-selling temperature-regulating sheets, apparel, and more Looking to advertise on City Cast Denver? Check out our options for podcast and newsletter ads at citycast.fm/advertise

On this Live Greatly podcast episode, Kristel Bauer sits down with Ken Stern, Longevity Project Founder, former NPR CEO, and author of HEALTHY TO 100: How Strong Social Ties Lead to Long Lives. Tune in now!  Key Takeaways From This Episode: The importance of rethinking the life course Rethinking learning throughout the life course  A new way to see the second half of life The importance of social connections for longevity A look into Ken's research into longevity The importance of rethinking work A look into how different countries and cultures view the second half of life ABOUT KEN STERN: Ken Stern is a nationally recognized expert on longevity and aging. Ken is the author of HEALTHY TO 100: How Strong Social Ties Lead to Long Lives (PublicAffairs, Oct. 7).  He is the founder of the Longevity Project and hosts the popular “Century Lives” podcast from the Stanford Center on Longevity. Stern is the author of With Charity for All and the national bestseller Republican Like Me. He has been a frequent contributor to a wide variety of publications including Vanity Fair, The Atlantic, and Slate. He is also the former CEO of NPR. He lives in Washington, D.C. with his wife, Beth, and son, Nate. Connect with Ken Stern Order Ken's book: https://www.hachettebookgroup.com/titles/ken-stern/healthy-to-100/9781541705012/?lens=publicaffairs  Website: https://www.longevity-project.com/ Linkedin: https://www.linkedin.com/in/sternken/  About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to “Live Greatly” while promoting leadership development and team building.   Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel has been featured in Forbes, Forest & Bluff Magazine, Authority Magazine & Podcast Magazine and she has appeared on ABC 7 Chicago, WGN Daytime Chicago, Fox 4's WDAF-TV's Great Day KC, and Ticker News. Kristel lives in the Fort Lauderdale, Florida area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co  Follow Kristel Bauer on: Instagram: @livegreatly_co  LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions.  Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations.  They have not been evaluated by the food and drug administration.  Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests.  Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content.  Always consult your physician for recommendations specific to you.

Have you ever faced a family crisis only to realize that financial instability adds an overwhelming weight to an already heavy moment? Or maybe you've felt isolated as the “first” in your family to reach new professional heights, only to discover no one handed you a playbook for building true generational wealth. Financial challenges don't just shake our wallets—they can ripple through our relationships, legacies, and even our sense of security and belonging. In this episode, listeners are invited to think beyond individual wealth and step into a bold new perspective: managing your family like a thriving enterprise. You'll discover why taking the role of “Family CEO” is not only possible but essential if you want to break cycles of financial insecurity and create a blueprint for lasting abundance. Through candid conversation and practical examples, this episode explores how intentional leadership, open communication, and collaborative vision-setting can empower you and those you love to build a family legacy that lasts. LaVaisha Davis is a wealth manager and advisor at Ell Wess Advisors, a firm offering family office solutions to founders, executives, and investors. She specializes in wealth-building, legacy planning, and asset protection—empowering clients to build financial independence and generational wealth. With a no-nonsense yet engaging style, she breaks down complex strategies like becoming your own bank. Her mission: to show people their family is their first enterprise—and should be managed like a business to build lasting wealth.   Episode Highlights 05:42 Lavisha Davis recalls how family tragedy became a turning point for financial awareness. 08:53 How pain and loss inspired leadership and deeper financial responsibility. 12:03 What it means to be the family CEO: Mindset and misconceptions. 14:49 The challenges and opportunities of being the first financial trailblazer. 17:24 Crafting a shared family vision and values around wealth. 20:57 Running the family like a corporation: Structure, roles, and the family bank. 29:42 Understanding the risks and the need for transparency. 31:33 The cost of poor planning including inheritance, probate, and lost wealth. 37:13 Turning family strengths and structure into lasting wealth. 42:30 How to get started: Practical support and CEO training resources.   Your Check List of Actions to Take Clarify your wealth vision by choosing whether to focus on personal financial security or building generational wealth. Adopt the Family CEO mindset and lead your household with intentional financial goals and strategies. Establish a family bank to manage shared resources as if you were running a business account. Have open money conversations to build trust, clarify roles, and reinforce shared commitments. Identify and leverage family strengths by assigning financial roles that align with each person's skills. Provide financial education for yourself and your family to make informed decisions and prepare future generations. Create a governance system with clear values, rules, and processes for collective decision-making. Take consistent action by turning plans into progress through small but steady financial steps.   Mentioned Income to Wealth Masterclass (webinar registration link)   Connect with Lavaisha Davis Websites: lavaishadavis.com Facebook: facebook.com/lavaisha.davis Instagram: instagram.com/lavaishadavis LinkedIn: linkedin.com/in/lavaisha-davis-27094b208  

What you gotta say today kids?

Retiring early is the ultimate dream... so when Brooke casually dropped that she’s on track to do it by 35 (without the Bank of Mum and Dad), you all screamed a collective “HOW?!” So of course, Victoria had to get her back in the studio to spill everything... and more importantly, share what the rest of us can steal from her strategy without living on two-minute noodles. Turns out, it’s not magic, she started on a $50K salary and built it dollar by dollar with smart habits, steady investing, and a money plan that’s more about options than obsession. Think of this as your crash course in Financial Independence, Retire Early (FIRE) for people who still love a little bit of fun money. Because the real flex isn’t retiring early, it’s having the kind of financial independence that lets you choose what your dream life looks like.Inside this ep:

Number, Word and Song of the Day including a recap of the UCLA win over Penn State. DVR with Vassegh at The Bank in Philadelphia before Game 2 of the NLDS. Dead and Alive Guy Birthday of the Day

George Soros's calculated takedown of the Bank of England wasn't just a financial move—it was a seismic event that exposed the fragility of global finance and the power of strategic manipulation. In this insightful episode of The Jeremy Ryan Slate Show, we take a deep dive into the infamous Black Wednesday of 1992, unraveling how Soros shorted the British pound, pocketed over $1 billion, and forever cemented his reputation as "the man who broke the Bank of England." Was this a masterstroke of financial savvy or a deliberate step in a broader campaign of global disruption? Join us as we deliver a critical examination of Soros's rise to power, from his early days in war-torn Hungary to his immense influence over markets and political systems. This episode uncovers the intersection of finance, politics, and shadowy agendas, offering a unique perspective on how these forces shape the world we live in. We explore the European Exchange Rate Mechanism, Britain's economic missteps, and the role of elite networks in orchestrating chaos—all through the lens of historical facts and plausible speculation.As a podcaster who's interviewed leading experts on everything from ancient conspiracies to modern manipulations, I bring an unfiltered, thought-provoking take on Soros's legacy and its implications for sovereignty, national pride, and America's future. This must-watch episode will leave you questioning the true motives behind global upheavals and the hidden hands pulling the strings.Let's continue the conversation—comment your thoughts below! Do you see Soros as a market destroyer, a global puppet master, or something else entirely? If this deep dive fired you up, make sure to like, subscribe, and share. Together, we'll uncover the truths that mainstream narratives overlook. For more exclusive content and behind-the-scenes insights, stay tuned to The Jeremy Ryan Slate Show. Let's rewrite the story, one critical conversation at a time.#financialheistsanalysis #bankofengland #marketspeculation #currencymarketcollapse #financialhistory___________________________________________________________________________⇩ SUPPORT OUR SPONSORS ⇩BRAVE TV HEALTH: Parasites are one of the main reasons that so many of our health problems happen! Guess what? They're more active around the full moon. That's why friend of the Show, Dr. Jason Dean, developed the Full Moon Parasite Protocol. Get 15% off now by using our link: https://bravetv.store/JRSCOMMAND YOUR BRAND: Legacy Media is dying, we fight for the free speech of our clients by placing them on top-rated podcasts as guests. We also have the go-to podcast production team. We are your premier podcast agency. Book a call with our team https://www.commandyourbrand.com/book-a-call MY PILLOW: By FAR one of my favorite products I own for the best night's sleep in the world, unless my four year old jumps on my, the My Pillow. Get up to 66% off select products, including the My Pillow Classic or the new My Pillow 2.0, go to https://www.mypillow.com/cyol or use PROMO CODE: CYOL________________________________________________________________⇩ GET MY BEST SELLING BOOK ⇩Unremarkable to Extraordinary: Ignite Your Passion to Go From Passive Observer to Creator of Your Own Lifehttps://getextraordinarybook.com/________________________________________________________________DOWNLOAD AUDIO PODCAST & GIVE A 5 STAR RATING!:APPLE: https://podcasts.apple.com/us/podcast/the-create-your-own-life-show/id1059619918SPOTIFY: https://open.spotify.com/show/5UFFtmJqBUJHTU6iFch3QU(also available Google Podcasts & wherever else podcasts are streamed_________________________________________________________________⇩ SOCIAL MEDIA ⇩➤ X: https://twitter.com/jeremyryanslate➤ INSTAGRAM https://www.instagram.com/jeremyryanslate➤ FACEBOOK: https://www.facebook.com/jeremyryanslate_________________________________________________________________➤ CONTACT: JEREMY@COMMANDYOURBRAND.COM

The Broncos checked a lot of boxes in their huge road win at Philadepha.  Among them, Bo Nix showing he can lead his team from behind in a big moment.  There was another instance of a player dropping the football before entering the endzone.  The CU Buffs are struggling and the CSU Rams are sinking like a rock. Ryan Spilborgs joins Drew to discuss the departure of Bill Schmidt and what lies ahead for the Rockies 

The Liberal Democratic Party of Japan elected former economic security minister Takaichi as its leader, and thus Prime Minister-presumptive. Takaichi is seen as a pro-growth leader, and has signaled scepticism about the persistence of Japan's inflation. This has supported equities, and may delay expectations of a Bank of Japan rate increase.

In this episode of One Vision, we welcome Sean Scott, SVP Partnership & Personalization at U.S. Bank, to discuss the evolution of digital banking, and the intersection of innovation and execution. The conversation dives into Sean's journey in leading digital transformation initiatives at the bank and being customer obsessed. Sean shares his insights on the importance of blending technology and human elements, and the role of AI. We also explore the dynamics of FinTech partnerships and their potential to multiply value for customers. Tune in to learn how to be the true champion of the customer in the digital era.#AI #Fintech #FinancialServices #DigitalTransformation #CustomerExperience #Leadership 00:00 Introduction and Guest Welcome01:35 Sean's Background and Role at US Bank03:40 Key Lessons and A-Ha Moments in Digital Banking09:32 Empathy and Customer-Centric Approach16:18 Partnerships Between Banks and FinTechs20:54 Future Technologies and Their Impact

More than a century after a groundbreaking Midstate bank showed that a woman's place can absolutely be in finance, the number of female bank CEOs still lags behind other industries. Plus the local news for October 6, 2025 and preserving the Ohio River Basin. Credits: This is a production of Nashville Public RadioHost/producer: Nina CardonaEditor: Miriam KramerAdditional support: Mack Linebaugh, Tony Gonzalez, LaTonya Turner and the staff of WPLN and WNXP

La inteligencia artificial ya está aquí y no es ciencia ficción. Grandes empresas como Amazon, Walmart y Bank of America están anunciando recortes masivos de personal porque la automatización ya está reemplazando empleos. En este episodio de Café on a Budget hablamos de: ☕ Las profesiones que más están en riesgo de ser desplazadas por la IA. ☕ Los trabajos que menos probabilidad tienen de ser automatizados. ☕ Qué puedes hacer HOY para protegerte financieramente antes de que sea demasiado tarde. No es para meterte miedo, es para que te prepares.El futuro del trabajo ya empezó y la pregunta es: ¿vas a resistirlo o vas a adelantarte?   Enlaces: ☕ ¿Listo/a para convertirte en la persona que maneja sus finanzas con poder? Separa tu llamada gratis de 15 minutos con nosotros y descubre tu próximo paso.https://calendly.com/coab/consulta-de-15-mins-con-coab ❤️ GUÍA GRATIS: 5 Money Dates para conectar con tu pareja https://www.cafeonabudget.com/moneydate ☕7 SIMPLES PASOS PARA EL SALDO DE DEUDAS: Descarga nuestra guía gratis de saldo de deudas con los 7 pasos para saldar tus deudas de alto interés en 2 años o menos...https://www.cafeonabudget.com/deudas Síguenos en nuestras Redes Sociales:InstagramFacebookTikTokYouTube

Der Lange und der Kurze spazieren durch die Stadt. Da entdecken sie auf einer Bank ein riesiges Ei. Wem gehört das? Was steckt darin? Was hat der Erfinder damit zu tun? Aus der OHRENBÄR-Hörgeschichte: Die ganz alltäglichen Abenteuer des Langen und seiner Freund, 2 (Folge 2 von 7) von Hubert Schirneck. Es liest: Gerd Wameling. ▶ Mehr Hörgeschichten empfohlen ab 4: https://www.ohrenbaer.de/podcast/empfohlen-ab-4.html ▶ Mehr Infos unter https://www.ohrenbaer.de & ohrenbaer@rbb-online.de

What tactic did Donald Trump steal from Gordon Brown? What can we learn from when Labour beat UKIP in the 2012 Rotherham by-election when it comes to taking on Farage? As a New Labour alumnus, why does John Healey think there was more patience for change in 1997 compared to 2024?  Rory and Alastair are joined by John Healey, The Secretary of State for Defence, to discuss all this and more.  For Leading listeners, there's free access to the Wordsmith Academy - plus their report on the future of legal skills. Visit https://www.wordsmithai/politics To save your company time and money, open a Revolut Business account today via https://www.revolut.com/rb/leading, and add money to your account by 31st of December 2025 to get a £200 welcome bonus or equivalent in your local currency. Feature availability varies by plan. This offer's available for New Business customers in the UK, US, Australia and Ireland. Fees and Terms & Conditions apply. For US customers, Revolut is not a bank. Banking services and card issuance are provided by Lead Bank, Member FDIC. Visa® and Mastercard® cards issued under license. Funds are FDIC insured up to $250,000 through Lead Bank, in the event Lead Bank fails. Fees may apply. See full terms in description. For Irish customers, Revolut Bank UAB is authorised and regulated by the Bank of Lithuania in the Republic of Lithuania and by the European Central Bank and is regulated by the Central Bank of Ireland for conduct of business rules. For AU customers, consider PDS & TMD at revolut.com/en-AU. Revolut Payments Australia Pty Ltd (AFSL 517589). Join The Rest Is Politics Plus: Start your free trial at therestispolitics.com to unlock exclusive bonus content – including Rory and Alastair's miniseries – plus ad-free listening, early access to episodes and live show tickets, an exclusive members' newsletter, discounted book prices, and a private chatroom on Discord. Instagram: @restispolitics  Twitter: @RestIsPolitics  Email: restispolitics@gmail.com Social Producer: Celine Charles Producer: Alice Horrell Senior Producer: Nicole Maslen Head of Politics: Tom Whiter Exec Producers: Tony Pastor + Jack Davenport Learn more about your ad choices. Visit podcastchoices.com/adchoices

1. Called by God's Will2. Called for God's Purpose3. Called in God's GraceToday's sermon introduced us to the book of Ephesians, aptly called "The Believer's Bank" or "The Christian's Checkbook." We explored the concept of true riches in Christ, contrasting it with worldly wealth. Pastor Steve emphasized that as believers, we have access to unfathomable spiritual riches through our relationship with Jesus Christ. This truth has profound implications for how we view our identity, purpose, and daily walk with God.Takeaways:- We are called by God's will: Just as Paul was called as an apostle, we too are called to be ambassadors for Christ in our everyday lives.- We are called for God's purpose: As saints in Christ, we are set apart to encourage others, bear one another's burdens, and minister the Gospel in our spheres of influence.- We are called in God's grace: Our standing before God is not based on our good deeds but on His unmerited favor, which gives us hope and peace in all circumstances.As we continue this series, let's be encouraged to dive deep into the book of Ephesians. Let's challenge ourselves to fully grasp and live out the spiritual wealth we have in Christ. Remember, no matter what storms we face, if Jesus is in our boat, we will not sink!May God's grace and peace be with you all.

Psalm 117:1-2, Jeremiah 10:2-5, Colossians 1:24-29. Not only Mother Teresa and Billy Graham, but actors, scientists and the then Lord Chancellor The Chief Cashier of the Bank of England, Graham Kentfield (whose signature was on every banknote at the time) said, ‘I am clear that the meaning of life can only be properly understood in the context of our *relationship with God*

En septiembre de 2025 se completaron cinco y seis meses alcistas para los principales índices bursátiles de Estados Unidos. Puede pensarse que eso es usual, pero no lo es. Por otro lado, 3.4 billones de dólares fueron a parar al oro. Esa es la cuarta mayor entrada histórica, según el Bank of America. Esta entidad concluye que los flujos de dinero registrados marcan la tendencia a mediano plazo. Los inversionistas le están apuntando a la renta fija y al oro. Escúchanos para saber cómo invertir en el metal precioso.

Chris Whalen, chairman of Whalen Global Advisors and author of The Institutional Risk Analyst blog, explains why Americans remain uncomfortable with gold despite it hitting new highs - it implies dollar weakness after 150 years of reserve currency dominance. He reveals FDR seized the Federal Reserve's gold in 1933 with little compensation, while today US gold allocation sits under 1% of portfolios versus growing central bank accumulation. Whalen defends his call for earlier Fed cuts. He sees gold reaching $5,000+ by end of 2026 as US allocations shift from under 1% toward 2%, while warning the average person without assets continues getting screwed as the Fed will eventually monetize Treasury issuance through financial repression.Sponsor: Monetary Metals. https://monetary-metals.com/julia Links:    Twitter/X: https://twitter.com/rcwhalen    Website: https://www.rcwhalen.com/    The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/   Inflated book (2nd edition): https://www.barnesandnoble.com/w/inflated-r-christopher-whalen/1146303673Timestamps:0:00 Welcome and introduction - Chris Whalen's first in-studio appearance0:24 Julia's introduction highlighting Chris's credentials and analysis1:16 Fed takeaway - Steve Miran only governor wanting 50bp cut2:19 Housing emergency coming - Fed drove prices up, Trump faces constraint2:31 Housing scenarios - mortgage rates retreating after quarter point4:17 Monetary Metals ad read5:34 Housing psychology - homeowners trying to sell at the top6:53 Office space comparison - no longer premium asset class7:38 Fed rate cut outlook - may not see more cuts for months9:58 Bank balance sheet problems - mortgage securities underwater10:54 Politics of inflation - housing affordability crisis13:10 Viewer housing question response - Florida 1924 parallels15:32 DC trip on GSEs - still no roadmap from Treasury18:43 Fannie/Freddie trade - made 30% then got out19:54 Taking profits22:36 Watching the herd mentality25:20 Dollar/deficit thesis - weaker dollar, Treasury pressure ahead27:47 Fed restructuring vision - eliminate Board of Governors31:09 Housing emergency declaration - resuming MBS purchases discussion33:51 Mixed economy - wealthy vs bottom quartile struggling34:34 Debt myths - Americans love inflation, debt is currency36:18 Highest conviction trade - gold and strategic silver

Max Togisala joins the live show on ESPN 700 to dish on his 3 US Adaptive Opens, Seated Division, in a row, and winning the overall championship in the Minnesota Adaptive Open. Tournament Director John Coolbaugh catches us up on the Bank of Utah Championship and their statewide trophy tour. Utah PGA pro and Park City HS coach Jon Paupour tees up next week's state high school championships, and Waterford coach Jeff Instefjord relishes the Ravens' state 2A championship. Sponsored by Goldenwest Credit Union. 

Paul Allen, the host of 9-noon on KFAN and the voice of the Vikings, joins The Alec Lewis Show to give his thoughts on the Vikings' matchup with the Cleveland Browns. They talk about the offensive line injuries, Kevin Stefanski, the Browns' defensive line, quarterback Carson Wentz, the London trip and more. This show is presented by First Resource Bank, which serves the needs of small businesses, entrepreneurs, and individuals in the Twin Cities and surrounding areas. For more information, here is their website:   https://myfrbank.com/    And here is a link to all of their locations!   https://myfrbank.com/locations-hours/    Sponsored By: Minnesota Lottery (mnlottery.com/)   Sponsored By: UNRL (unrl.com)   Email for other sponsorship/endorsement inquiries: aleclewis54@gmail.com 

In this Live Greatly 2 minutes of motivation podcast episode Kristel Bauer shares 4 ways to incorporate mindfulness into your life.  Tune in now! Explore Having Kristel Bauer speak at your next event or team meeting. https://www.livegreatly.co/contact  Order Kristel's Book  Work-Life Tango: Finding Happiness, Harmony and Peak Performance Wherever You Work (John Murray Business, November 19th 2024) About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to “Live Greatly” while promoting leadership development and team building.   Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel has been featured in Forbes, Forest & Bluff Magazine, Authority Magazine & Podcast Magazine and she has appeared on ABC 7 Chicago, WGN Daytime Chicago, Fox 4's WDAF-TV's Great Day KC, and Ticker News. Kristel lives in the Fort Lauderdale, Florida area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co  Buy Kristel Bauer's book, Work-Life Tango: Finding Happiness, Harmony and Peak Performance Wherever You Work (John Murray Business, November 19th 2024) Follow Kristel Bauer on: Instagram: @livegreatly_co  LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions.  Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations.  They have not been evaluated by the food and drug administration.  Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests.  Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content.  Always consult your physician for recommendations specific to you.

John has paid the cost to be the boss but with big money comes a lot of hands. We hear from a man who dreams of a rockstar lifestyle if he hit the lotto and that reminds us of some of our favorite employees. From troubling senses of humor to Puerto Rican stepfathers, we run the gambit of characters at the company. One fellow in particular seems to need a little more help than others.   Thanks for joining us for this week's #JCWPodcast #JCWArchive. Please don't forget to Like, Share, and most importantly, Subscribe--to make sure you get the latest John Clay Wolfe Show materials as soon as they're released! So keep an ear out for that train...and we'll see you Saturday

We check on some more talk backs, then answer some of your questions.

What do you guys gotta say today?

In this episode, we ask: Would you like to read and review our new book, The Business Fortress: How to Grow, Protect and Exit Your Business? Would you like to give us feedback on the FREE! Not Your Average Financial Community? How could the system be fixed? When was the Federal Reserve started? What happened...

On this week's bumper episode of Marathon Talk, we look back on a punishing day in Berlin as Sabastion Sawe and Rosemary Wanjiru won the BMW BERLIN-MARATHON. We also have news of a PB time for Sted Sarandos, your new favourite celebrity marathon runner. Our first guest on the show is Team GB athlete Phily Bowden, who is preparing for next week's Bank of America Chicago Marathon, and offered us real insight into her training plan and how she prepares for a Major event. And to close the show, we are so pleased to be joined by Abbott Senior Vice President of Global Marketing and External Affairs Melissa Brotz to talk to us about Team Abbott, 10 years of the Abbott and World Marathon Majors partnership, and much more.   In this episode of Marathon Talk: 5:32 - Martin and Deena talk about the BMW BERLIN-MARATHON. 10:22 - Sted Sarandos is the man everyone wanted to see in Berlin. But just who is this mysterious sub-3:00 marathoner? 12:37 - We preview the Bank of America Chicago Marathon 15:23 - We meet Phily Bowden and hear about her preparation for next week's Bank of America Chicago Marathon 39:50 - Melissa Brotz, Senior Vice President of Global Marketing and External Affairs at Abbott, joins us to talk all about a partnership that is now about to enter its 11th year. ‍Links & references‍ Abbott World Marathon Majors https://www.worldmarathonmajors.com/ https://www.instagram.com/wmmajors/‍ https://www.tiktok.com/@marathontalk Martin Yelling https://www.instagram.com/martinyelling/ Deena Kastor https://www.instagram.com/deena8050/ Phily Bowden https://www.instagram.com/philybowden/ https://www.youtube.com/@philybowden  

Mark speaks with Tim Anderson, President & CEO of the USSFCU which is celebrating its 90th year of operation in October. It started with $45.00 at the height of the great depression. Why is this Credit Union alternative perhaps better than a Bank? Check it out, you'll be surprised.

Eliot Shorr-Parks joins the 94 WIP Morning Show expressing some concern for this Broncos matchup. He says this is the most worried he's been for an Eagles game this season. The Broncos have a tough defense and the Eagles' offensive line has struggled this season. Jalen Carter will probably need to play through his injury. Listen to a nail-biting Beat The Hammer- an OT victory for The Hammer! Phillies fans craziness at the Bank is one of the biggest advantages in sports.

La inteligencia artificial no es un tema de ciencia ficción, es una realidad que ya está transformando cómo trabajamos, cómo invertimos y hasta cómo vivimos. Grandes compañías como Amazon, Walmart y Bank of America ya están diciendo públicamente que reducirán su fuerza laboral gracias a la IA.En este Medio Pocillo hablamos de:☕ Cómo la inteligencia artificial está cambiando el mercado laboral mucho antes de lo que piensas.☕ Qué industrias ya están viendo despidos y cuáles podrían resistir más tiempo.☕ Por qué necesitas tener un fondo de emergencia y cero deudas de alto interés ahora mismo.☕ Cómo posicionarte financieramente para navegar la transición y aprovechar las oportunidades.El futuro ya llegó, y no puedes darte el lujo de quedarte rezagado. Enlaces: ☕ ¿Listo/a para convertirte en la persona que maneja sus finanzas con poder? Separa tu llamada gratis de 15 minutos con nosotros y descubre tu próximo paso.https://calendly.com/coab/consulta-de-15-mins-con-coab ❤️ GUÍA GRATIS: 5 Money Dates para conectar con tu pareja https://www.cafeonabudget.com/moneydate ☕7 SIMPLES PASOS PARA EL SALDO DE DEUDAS: Descarga nuestra guía gratis de saldo de deudas con los 7 pasos para saldar tus deudas de alto interés en 2 años o menos...https://www.cafeonabudget.com/deudas Síguenos en nuestras Redes Sociales:InstagramFacebookTikTokYouTube

Welcome to Friday's Rugby Daily with David Wilson.Coming up, Storm Amy causes an Ulster cancellation.Leinster and Connacht name their URC teams.Irish players get a warning regarding the rogue R360.And Joe Schmidt has his say on what the new face of rugby could look like.Rugby on Off The Ball with Bank of Ireland | #NeverStopCompeting

Last week the All Things Sustainable podcast was on the ground in New York City bringing you daily episodes from Climate Week NYC. The week included more than 1,000 events and convened an estimated 100,000 attendees from the private sector, governments, nonprofits and the broader climate community.   To understand how financial institutions are showing up in these climate conversations, we sat down with Heather Zichal. Heather is Global Head of Sustainability at the largest bank in the US, JPMorganChase, and she shares her Climate Week key takeaways. She explains why adaptation and resilience are a growing area of focus, and how this is impacting conversations around insurance. She talks about the rising role of AI in climate and energy transition discussions. And she tells us how the landscape for climate and sustainability is shifting heading into 2026.   “There's a very healthy dose of pragmatism that has been layered into the conversations,” Heather tells us.   This conversation took place at The Nest Climate Campus, where the All Things Sustainable podcast was an official media partner during Climate Week NYC. Listen to all our coverage here: All Things Sustainable | S&P Global  Subscribe to The Sustainability Weekly newsletter from S&P Global.   Listen to our interview with Dr. Sarah Kapnick here: How NOAA is working to turn climate science into action | S&P Global  This piece was published by S&P Global Sustainable1 and not by S&P Global Ratings, which is a separately managed division of S&P Global.   Copyright ©2025 by S&P Global      DISCLAIMER     By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk.      Any unauthorized use, facilitation or encouragement of a third party's unauthorized use (including without limitation copy, distribution, transmission or modification, use as part of generative artificial intelligence or for training any artificial intelligence models) of this Podcast or any related information is not permitted without S&P Global's prior consent subject to appropriate licensing and shall be deemed an infringement, violation, breach or contravention of the rights of S&P Global or any applicable third-party (including any copyright, trademark, patent, rights of privacy or publicity or any other proprietary rights).      This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.      S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.

Swig started the Dirty Soda trend that's taking over America… and now it's overtaking alcohol.David Beckham's financials leaked… He makes more $$$ today than as a star soccer player.McKinsey breeds more Fortune500 CEOs than any other org… because their young spar with elders.Plus, Co-CEOs make stocks go up… just look at the Olsen Twins.Vote for The Best Idea Yet to win “Best Business Podcast”: ​​https://vote.signalaward.com/PublicVoting#/2025/shows/genre/business$PEP $MCD $SPYNEWSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today's top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today we are answering a variety of listener questions. We start out talking about if it is important to have a bank with a branch where you live. If you live in a smaller town should you move from a national or online bank to a smaller local bank or credit union? We then talk about how to save up for big purchases. If you have a big cost coming up like buying a house or a boat where should that money sit while you save up? We then spend some time talking about what to do with your retirement accounts when you move states. We answer a question about diversifying out of Apple stock, then discuss the challenges around what to do when your parents should no longer drive their car. Finally we discuss if you should try to get PSLF. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube Student Loan Advice for all your student loan needs: https://studentloanadvice.com Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor Join the community on Twitter: https://twitter.com/WCInvestor Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:00 WCI Podcast #439 02:01 Where Should You Bank? 11:03 Best Place to Keep Cash 17:07 Switching Jobs & Moving 26:22 Capital Gains in a UTMA 31:00 When to Give Up Driver's License 34:00 PSLF vs. Paying Off Student Loans

Today, we spend time with a resident expert on all things credit cards and gift cards.    If you don't yet have separate cards for your business, what are you waiting for? The points, sign-up bonuses and other perks can bring a load of value to your business and it's easier than you think!   There's nothing for sale today - just great advice about using credit cards the right way for your business growth!   Watch this episode o our YouTube channel here: https://youtu.be/ZDXJ9K0WQ1g   Show note LINKS:   SilentJim.com/giftcards - Taylor Thomas of Arbitrage Card - learn how using discounted gift cards can be super simple and add loads of margin to your business!   SilentJim.com/creditcards - Join Taylor's newsletter and get free resources with strategies to maximize business credit card use   Doctorofcredit.com - The blog mentioned by Taylor   SilentSalesMachine.com - Text the word “free” to 507-800-0090 to get a free copy of Jim's latest book in audio about building multiple income streams online (US only) or visit SilentJim.com/free11   SilentJim.com/bookacall - Schedule a FREE, customized and insightful consultation with my team or me (Jim) to discuss your e-commerce goals and options.   My Silent Team Facebook group. 100% FREE! Facebook.com/groups/mysilentteam - Join 82,000 + Facebook members from around the world who are using the internet creatively every day to launch and grow multiple income streams through our exciting PROVEN strategies! There's no support community like this one anywhere else in the world!   ProvenAmazonCourse.com - The comprehensive course that contains ALL our Amazon training modules, recorded events and a steady stream of latest cutting edge training including of course the most popular starting point, the REPLENS selling model. The PAC is updated free for life!      

It's Tracy Turnblad herself! The OG from the Tony Award-winning Broadway Musical! Strap in and get ready for a fun ride with Marissa Jaret Winokur! The Tony Award winner shares her journey to becoming Tracy Turnblad on Broadway, and her stories have Jenna and Kevin laughing the whole time! From heading to L.A. for the very first time thanks to Lucy Lawless, booking a small role in a huge Oscar-winning movie, showing up to Hollywood parties uninvited, to getting seen by the right people that led to 'Hairspray!' Plus, how she's responsible for Matthew Morrison playing Link on Broadway, the moment she knew the stage musical was going to be a massive hit to now directing 'Tracy Turnblad' in a California Production of 'Hairspray!' Tickets to Marissa’s production of ‘Hairspray’ at the Scherr Forum Theatre at the Bank of America Performing Arts Center are on sale now at 5startheatricals.com. For fun, exclusive content, and behind-the-scenes clips, follow us on Instagram @andthatswhatyoureallymissedpod & TikTok @thatswhatyoureallymissed!See omnystudio.com/listener for privacy information.

The story of the early Latter-day Saints in the 1830s is one of both trial and triumph. In Kirtland, Ohio, the Saints faced a heartbreaking financial crisis with the collapse of the Kirtland Safety Society Bank. Hopes of building Zion seemed threatened as many lost money, and critics pointed to the failure as evidence against Joseph Smith and the Church's future stability. It was a season of doubt, testing, and refinement for the faith of the Saints. Yet, at the very same time, remarkable success unfolded across the Atlantic. Missionaries sent to England began preaching the restored gospel with such power that entire congregations were converted. In less than a year, over 1,600 baptisms took place—an astonishing outpouring of faith that infused the struggling Church with new life and strength. In this episode with professor Lynne Hilton Wilson, listen to details about how both the trials of Kirtland and the miracles in England shaped the destiny of the Church. The failures of man stood in stark contrast to the Lord's triumphs, showing how God's hand continued to guide His people through opposition, ultimately moving the work forward in miraculous ways.

The Japanese economy was once the envy of the world. By the 1980s, it looked set to surpass the United States in size. Real estate prices were high, the stock market was booming—the entire world was asking if Japan had found a superior model of economic growth and recovery after World War II, one grounded in industrial policy.However, the bubble burst in the early 1990s, and what followed was not a quick recession and rebound as we have often seen in the U.S., but decades of stagnation. Near-zero deflation became entrenched, and the banking system turned into a drug of cheap borrowing rather than an engine for recovery, with the Bank of Japan pioneering quantitative easing by pushing interest rates to zero long before the U.S. Federal Reserve considered such steps in the wake of the 2007 financial crisis. Japan has never since returned to sustainable growth, and this matters for the world at large. A significant creditor to other countries, shifts in Japan's economic policy and fluctuations in its currency ripple across global interest rates, tightening or loosening financial conditions worldwide. Japan also remains a critical node in global supply chains (including for semiconductor chips and electronics), a major importer of energy, and not for nothing, its cultural exports continue to conquer the world.What lessons can Japan's lost decades of economic stagnation and missed opportunities offer the U.S. and other developed economies? Bethany and Luigi are joined by Takeo Hoshi, professor of economics at the University of Tokyo and a leading expert on Japan's financial system and economic stagnation. Together, they discuss Japan's idiosyncrasies—from demographic decline to economic policy mismanagement—and the interplay of global factors such as populism, nativism, and dissatisfaction with capitalism. If the U.S. is indeed on the cusp of its own economic bubble driven by oversized capital investments in artificial intelligence and technology rather than consumer spending and wage growth, does it have the institutions and flexibility to avoid Japan's fate? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Context of White Supremacy welcomes University of Virginia history professor Justene Hill Edwards. Classified as a black female, Hill Edwards is a scholar of African-American history, specializing in the history of slavery in the United States. She received her doctorate in History from Princeton University in 2015. We'll discuss her 2024 publication: Savings and Trust: The Rise and Betrayal of the Freedman's Bank. Gus learned about this text from Racist Suspect Calvin Schermerhorn, who visited The C.O.W.S. earlier this year to discuss his research on how Whites have methodically looted the paltry finances of black people for centuries. He mentioned Hill Edwards brilliant work on the demise of the Freedman's Bank. Established in the wake of the Civil War, the bank was supposed to help bedraggled black people crawl from the plantation and pull themselves up by their bootstraps. Instead, Racist Whites stole millions of dollars from poor black people, yet shrewdly blamed it on Frederick Douglass. Whites used a time-tested Racist Code to accomplish their theft. #RacialShowcasing #RacistCode #INVEST in The COWS - http://paypal.me/TheCOWS Cash App: http://cash.app/$TheCOWS Call: 720.716.7300 Code: 564943#

Crypto News: Bitcoin rallies to over $118K again and altcoins are waking up. Susquehanna crypto CEO departs to lead $671 million Avalanche AVAX treasury company. Sui digital asset treasury company plans to launch two stablecoins.Brought to you by

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Thank you to our sponsors: Earnin: Download EarnIn today in the Google play or Apple app store. When you download the EarnIn app type in Gin under PODCAST when you sign up – it'll really help the show. Gin under PODCAST. Subject to your available earnings, Daily Max and Pay Period Max. See https://EarnIn.com/TOS for details. EarnIn is a financial technology company, not a bank. Bank products are issued by Evolve Bank & Trust, Member FDIC. Cure: Stay hydrated and feel your best by visiting https://www.curehydration.com/GJ and use code GJ for 20% off your first order! TIMESTAMPS: Pop The Trunk - 15:36 Mel Takes TV - 1:08:13

Was Jackson's victory over the Second Bank of the United States a triumph for liberty, or did it merely expand federal authority under the guise of constraining it? His legacy is complicated, but there is much we can learn from it.Original article: https://mises.org/mises-wire/complicated-legacy-andrew-jacksons-bank-war

Bill Schmidt stepped aside today two days after the Rockies concluded their worst season in franchise history.  Drew has details on possible candidates for the GM job and a what the steps need to be to turn things around.  Also Drew has a post-mortum on the Rockies season and how it got as bad as it did.  

The WIP Morning Show reacts to the Phillies-Dodgers NLDS matchup after the Dodgers swept the Reds, debates who should start Game 2, and shares favorite Phillies playoff moments as Red October begins. Eagles legend Jason Kelce joins to discuss AJ Brown's social media apology, the state of the Eagles offense, and how Broncos DPOY Patrick Surtain II could challenge Brown. The crew also highlights key Eagles players Quinyon Mitchell and Cooper DeJean, while John Braizer previews Red October festivities at the Bank, including activities and celebrity appearances. Callers weigh in throughout on AJ Brown, playoff memories, and more.

In the second of a two-part episode, Morgan Stanley's chief economists talk about their near-term U.S. outlook based on tariffs, labor supply and the Fed's response. They also discuss India's path to strong economic growth.Read more insights from Morgan Stanley.----- Transcript ----- Seth Carpenter: Welcome to Thoughts on the Market. I'm Seth Carpenter, Morgan Stanley's Global Chief Economist. Yesterday I sat down with my colleagues, Mike Gapen, Chetan Ahya and Jens Eisenschmidt, who cover the U.S., Asia, and Europe respectively. We talked about... Well, we didn't get to the U.S. We talked about Asia. We talked about Europe. Today, we are going to focus on the U.S. and maybe one or two more economies around the world. It's Wednesday, October 1st at 10am in New York. Jens Eisenschmidt: And 4pm in Frankfurt. Chetan Ahya: And 10 pm in Hong Kong. All right, gentlemen. So yesterday we talked a lot about China, the anti-involution policy, and what's going on with deflation there. Talked a little bit about Japan and what the Bank of Japan is doing. We shifted over to Europe and what the ECB is doing there – there were lots of questions about deflation, disinflation, whether or not inflation might actually pick up in Japan. So, [that] was all about soft inflation. Mike, let me put you on the spot here, because things are, well, things are a little bit different in the U.S. when it comes to inflation. A lot of attention on tariffs and whether or not tariffs are going to drive up inflation. Of course, inflation, the United States never got back to the Fed's target after the COVID surge of inflation. So, where do you see inflation going? Is the effect of tariffs – has that fully run its course, or is there still more entrained? How do you see the outlook for inflation in the U.S.? Michael Gapen: Yeah, certainly a key question for the outlook here. So, core PCE inflation is running around 2.9 percent. We think it can get towards 3, maybe a little above 3 by year end. We do not think that the economy has fully absorbed tariffs yet; we think more pass through is coming. The President just announced additional tariffs the other day. We had them factored into our baseline. I think it's fair to say companies are still figuring out exactly how much they can pass through to consumers and when. So, I think the year-on-year rate of inflation will continue to move higher into year end. Hit 3 percent, maybe a little bit above. The key question then is what happens in 2026. Is inflation driven by tariffs transitory – the famous T word; and the year-on-year rate of inflation will come back down? That's what the Fed's forecast thinks; we do as well. But as everyone knows, the Fed has started to ease policy to support the labor market. The economy has performed pretty well, so there's a risk maybe that inflation doesn't come down as much next year. Seth Carpenter: Alright, so tariffs are clearly a key policy variable that can affect inflation. There's also been immigration restriction, to say the least, and what we saw coming out of COVID – when people were reluctant to go back to work, and businesses were reporting lots of shortages of workers – is that in certain services industries, we saw some pressure on prices. So, tariffs mostly affect consumer goods prices. Is there a contribution from immigration restriction onto overall inflation through services? Michael Gapen: I think the answer is yes; and I hesitate there because it's hard to see it in real time. But it is fair to say the average immigrant in the U.S. is younger. They have higher rates of labor force participation. They tend to reside in lower income households. So, they're labor supply heavy in terms of their effect on the economy. And yes, they tend to have larger relative presence in construction and manufacturing. But in terms of numbers, a lot of immigrants work in the service sector, as you note. And services inflation has been to the upside lately, right? So, the surprise has been that goods inflation maybe hasn't been as strong. The pass through from tariffs has been weaker. But in terms of upside surprises in inflation, it's common services and in many cases, non-housing related services. So, I'd say there's maybe some nascent signs that immigration controls may be keeping services prices firmer than thought. But may be hard to tie that directly at the moment. So, it's easier to say I think immigration controls may prevent inflation from coming down as much next year. It's not altogether clear how much they're pushing services inflation up. I think there's some evidence to support that, and we'll have to see whether that continues. Seth Carpenter: Alright, so we're seeing higher costs and higher prices from tariffs. We're seeing less labor supply when it comes to immigration. Those seem like a recipe for a big slowdown in growth, and I think that's been your forecast for quite some time – is that the U.S. was going to slow down a lot. Are we seeing that in the data? Is the U.S. economy slowing down or is everything just fine? How are you thinking about it? And what's the evidence that there's a slowdown and what are maybe the counterarguments that there's not that much of a slowdown? Michael Gapen: Well, I think that the data doesn't support much of a slowdown. So yes, the economy did moderate in the first half of the year. I think the smart thing to do is average through Q1 and Q2 outcomes [be]cause there was a lot of volatility in trade and inventories. If you do that, the economy grew at about a 1.8 percent annualized rate in the first half of the year, down from about 2.5 percent last year. So, some moderation there, but not a lot. We would argue that that probably isn't a tariff story. We would've expected tariffs and immigration policies to have greater downward pressure on growth in the second half of the year. But to your question, incoming data in the third quarter has been really strong, and we're tracking growth somewhere around 3 percent right now.So, there's not a lot of evidence in hand at present that tariffs are putting significant downward pressure on growth. Seth Carpenter: So those growth numbers that you cite are on spending, which is normally the way we calculate things like GDP, consumption spending. But the labor market, I mean, non-farm payroll reports really have been quite weak. How do you reconcile that intellectual tension on the one hand spending holding up? On the other hand, that job creation [is] pretty, pretty weak. Michael Gapen: Yeah. I think the way that we would reconcile it is when we look at the data for the non-financial corporate sector, what appears to be clear is that non-labor costs have risen and tariffs would reside in that. And the data does show that what would be called unit non-labor costs. So, the cost per unit of output attributable to everything other than labor that rose a lot. What corporates apparently did was they reduced labor costs. And they absorbed some of it in lower profitability. What they didn't do was push price a lot. We'll see how long this tension can go on. It may be that corporates are in the early stages of passing through inflation, so we will see more inflation further out in a slowdown in spending. Or it may be that corporates are deciding that they will bear most of the burden of the tariffs, and cost control and efficiencies will be the order of the day. And maybe the Fed is right to be worried about downside risk to employment. So, I reconcile it that way. I think corporates have absorbed most of the tariff shock to date, and we're still in the early stages of seeing whether or not they will be able to pass it along to consumers. Seth Carpenter: All right, so then let's think about the Fed, the central bank. Yesterday, I talked to Chetan about the Bank of Japan. There reflation is real. Talked to Jens yesterday about the ECB where inflation has come down. So, those other developed market economies, the prescriptions for monetary policy are pretty straightforward. The Fed, on the other hand, they're in a bit of a bind in that regard. What do you think the Fed is trying to achieve here? How would you describe their strategy? Michael Gapen: I would describe their strategy as a recalibration, which is, I think, you know, technical monetary policy jargon for – where their policy stance is now; is not correct to balance risks to the economy. Earlier this year, the Fed thought that the primary risk was to persistent inflation. Boy, the effective tariff rate was rising quickly and that should pass due to inflation. We should be worried about upside risk to inflation. And then employment decelerated rapidly and has stayed low now for four consecutive months. Yes, labor supply has come down, but there's also a lot of evidence that labor demand has come down. So, I think what the Fed is saying is the balance of risks have become more balanced. They need to worry about inflation, but now they also need to worry about the labor market. So having a restrictive policy stance in their mind doesn't make sense. The Fed's not arguing – we need to get below neutral. We need to get easy. They're just saying we probably need to move in the direction of neutral. That will allow us to respond better if inflation stays firm or the labor market weakens. So, a recalibration meaning, you know, we think two more rate cuts into year end get a little bit closer to neutral, and that puts them in a better spot to respond to the evolving economic conditions. Seth Carpenter: All right. That makes a lot of sense. We can't end a conversation this year about the Fed, though, without touching on the fact that the White House has been putting a lot of pressure on the Federal Reserve trying to get Chair Powell and his committee to push interest rates substantially lower than where they are now. Michael Gapen: You've noticed? Seth Carpenter: I've noticed. From my understanding, a lot of people in markets have noticed as well. There's been some turnover among policy makers. We have a new member of the Board of Governors of the Fed. This discussion about Federal Reserve independence. How do you think about it? Is Chair Powell changing policy based on political pressure? Michael Gapen: I don't think so. I think there's enough evidence in the labor market data to support the Fed's shift in stance. We have certainly highlighted immigration controls, what they would mean for the labor force. And how that means even a slowing, growing economy could keep the unemployment rate low. But it's also fair to say labor demand has come down. If labor demand were still very strong, you might see job openings higher, you might see vacancies higher. You may even see faster wage growth. So, I think the Fed's right to look at the labor market and say, ‘Okay, on the surface, it looks like a no hire, no fire labor market. We can live with that, but there are some layoffs underneath. There are signs of weakness. Slack is getting created slowly.' So, I think the Fed has solid ground to stand on in terms of shifting their view. But you're right, that looking forward into 2026 with the end of Powell's term as chair and likely turnover in other areas of the board. Whether the Fed maintains a conventional reaction function or one that's perhaps more politically driven remains an open question – and I think is a risk for investors. Seth Carpenter: I want to change things up a lot here. Chetan, yesterday you and I talked about China. We talked about Japan. Two really big economies that I think are well known to investors.Another economy in Asia that you cover is India. For a long time, we have said India was going to be the fastest growing major economy in the world. Do you still see it to be the case? That India's got a really bright growth outlook? And in the current circumstance with tariffs going on, how do you think India is fairing vis-a-vis U.S. tariffs? Chetan Ahya: So yes, Seth, we are still optimistic about India's growth outlook. Having said that, you know, there are two issues that the economy has been going through. Number one is that the domestic demand had slowed down because of previous tightening of fiscal and monetary policies. And at the same time, we have now seen this trade tensions, which will slow global trade. But also, directly India will be affected by the fact that the U.S. has imposed 50 percent tariff on close to 60 percent of India's exports to the U.S. So, both these issues are affecting the outlook in the near term. We still don't have clarity on what happens on trade tensions, but what we have seen is that the government has really worked quite hard to get the economy going from domestic demand perspective. And so, they have taken up three sets of policy actions. They have reduced household income tax. The central bank has cut interest rates because inflation has been in control. And at the same time, they have now just recently announced reduction in Goods and Services Tax, which is akin to like consumption tax. And so, these three policy actions together we think will drive domestic demand growth from the fourth quarter of this year itself. It will still be not back up to strong growth levels. And for that we still need that solution to trade policy uncertainty. But I think there will be a significant recovery coming up in the next few months. Seth Carpenter: All right. Thanks for that, Chetan. It's such an interesting story going on there in India. Well, Michael, Chetan, thank the three of you for joining me today in this conversation. And to the listeners, thank you for listening. If you enjoy this show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or a colleague today.

Today we take a look at a variety of stories and issues impacting us all.   Today the left is shocked that muslims reject them, Trump’s new drug deal, the banking purge in Vietnam, backlash on Trump’s H1B program, the UK is putting people in prison for X-Posts, advances in Regen Ag, advice for parents and more. Join Me Today to Discuss… Turns out Islam is not a fan of LBGTQWhatTheFuckEver bans their flag and they are shocked by it – link Tump’s new drug deal, does it really mean anything, truth is we don’t know yet – link Vietnam is … Continue reading →