Podcasts about Bank

ode of Tax Tuesday, Anderson attorneys Amanda Wynalda, Esq., and Eliot Thomas, Esq., tackle a diverse range of tax questions from viewers. They explore the differences between PadSplit/co-living models and short-term rentals, explaining why PadSplit typically doesn't qualify for the same tax advantages as short-term rental activities. The duo covers entity formation costs and how they're treated for disregarded LLCs, the importance of proper documentation for independent contractor payments including W-9 forms and 1099 requirements, and cryptocurrency taxation for long-term holders. They also discuss offsetting bond interest with stock losses, wash sale rules for options trading, 1031 exchange strategies including improvement exchanges to minimize boot taxation, and comprehensive guidance on real estate professional status requirements. The episode concludes with settling a marital dispute about whether primary residence maintenance counts toward real estate professional status hours. Submit your tax question to taxtuesday@andersonadvisors.com Highlights/Topics: "Are the fees for disregarded LLCs taxable on the business return or the personal return?" - Fees follow the entity's disregarded destination and activity type. "Will the PadSplit/co-living model give you the same tax advantage as a short-term rental?" - No, PadSplit typically doesn't qualify for short-term rental benefits. "Last year I purchased a three-level eight-bedroom house with one kitchen and one bathroom on each floor. I rent the floors as separate apartments except for one level where I have two rooms rented separately. I put the house in service on January 25. I listed it as my primary residence. I never actually lived there. Can I perform a cost segregation, take advantage of bonus depreciation, et cetera?" - Yes for cost seg, but homestead fraud concerns exist. "I paid freelancers to put up a fence last year. I didn't get a receipt. Can I write off any of the costs of this fence? I used my company credit card or bank checks to conduct business with vendors and stores. I am bad at keeping receipts. But I print my bank statements. Can I use my statements as proof of purchase for tax purposes?" - Bank statements help but proper W-9s and 1099s are required. "I will be receiving profits from the sale of cryptocurrency investments that I've had for five years. I'm retired and receive social security as my only income. How will this crypto be gained from an IRS perspective?" - Taxed as capital gains, likely at fifteen percent rate. "Can interest gained on a US savings bond be offset with the loss on a stock sale for tax purposes?" - Yes, up to three thousand annually against ordinary income. "If I sell a stock at a loss and purchase calls instead, do I lose my loss benefit as if I had repurchased more stock within the 30 day period? Or in simpler terms, are calls treated the same as stock?" - Yes, calls typically trigger wash sale rule provisions. "We did a 1031 exchange with the building we own, but the place that we bought the replacement property was 250,000 cheaper. How do we minimize our capital gains on the leftover money? I know we can use capital improvements that we've made, but what are the rules and how must we document the improvements? Likewise, can we use depreciation schedules from the prior returns for the new tax returns?" - improvement exchanges must occur during exchange. "I wanna know more about the tests for real estate professional status as a way to deduct expenses from other passive income. I understand that I need 750 hours, but this is very loose and I'm not sure how it is audited exactly." - 750 hours plus fifty percent test, requires detailed documentation. "Please settle this one thing that my husband and I disagree on, I say that maintenance on our primary residence cannot be used towards rep status. He says certain things you could count towards reps would be pool maintenance, HVAC service, et cetera. I say no because it's a primary residence and reps is strictly for time you spend on rentals only. I'd like him to not have to sleep on the couch any longer." - No, personal residence maintenance doesn't count toward business hours. Resources: Schedule Your Free Consultation https://andersonadvisors.com/strategy-session Tax and Asset Protection Events https://andersonadvisors.com/real-estate-asset-protection-workshop-training/ Anderson Advisors https://andersonadvisors.com/ Toby Mathis YouTube https://www.youtube.com/@TobyMathis Toby Mathis TikTok https://www.tiktok.com/@tobymathisesq Clint Coons YouTube https://www.youtube.com/@ClintCoons

What happens when a hotel developer moves from building Hampton Inns to creating lifestyle hotels with fire pits and Michelin-starred restaurants?Today's guest is a returning guest, Stephen Wendell, Co-Founder and CEO of Mountain Shore Properties. They explore the shift from select-service properties to luxury and lifestyle hotels, examining the business dynamics and guest experiences that differentiate these segments. Steven shares insights on building independent lifestyle hotels, dealing with construction challenges, financing, and the pivotal role of major brands and creative freedom. They also discuss the evolving demands of younger travelers and the potential for lifestyle hotels to serve as cultural hubs. The conversation touches on financing strategies, the impact of current economic conditions, and the balance between guest experience and profitability.Takeaways: The most successful hospitality projects prioritize unique, memorable experiences for guests, which can lead to long-term loyalty and word-of-mouth growth.Each project is a learning opportunity. Apply lessons from past mistakes to improve future outcomes and avoid repeating errors.Consider a mix of select service and lifestyle/boutique properties to balance stability with higher-reward opportunities.Affiliation with major brands can make financing easier and provide valuable marketing/distribution support, but weigh the costs and benefits carefully.The best hotels become hubs for both guests and locals. Create spaces and experiences that attract both groups.Younger travelers value experiences over points. Offer unique, local collaborations and experiences to attract and retain this demographic.Hospitality is a long-term business. Set expectations with investors and partners accordingly, and operate with a long-term mindset.Quote of the Show:“Some people quit in the messy middle. We've pushed through, and now we know what to do and how to do it.” - Stephen WendellLinks:LinkedIn: https://www.linkedin.com/in/stephen-wendell-5417291a/ Website: https://mountainshoreproperties.com/ Shout Outs:1:18 - Philadelphia Eagles https://www.philadelphiaeagles.com/ 2:00 - Camptown https://mountainshoreproperties.com/project/camptown-leeds-ny/ 3:56 - Airbnb https://www.airbnb.com/ 4:14 - Hyatt https://www.hyatt.com/ 4:15 - Dream https://www.hyatt.com/dream-hotels 4:16 - The Standard https://www.hyatt.com/the-standard/en-US 4:17 - Bunkhouse https://www.hyatt.com/bunkhouse-hotels/en-US/explore 4:18 - Hilton https://www.hilton.com/en/ 4:19 - Graduate https://www.hilton.com/en/brands/graduate-hotels/ 4:22 - Nomad https://www.hilton.com/en/brands/nomad-hotels/ 4:23 - Marriott https://www.marriott.com/default.mi 5:09 - Courtyard https://courtyard.marriott.com/ 5:17 - Hotel Genevieve https://mountainshoreproperties.com/project/hotel-genevieve-louisville-ky/ 7:20 - Hampton Inn https://www.hilton.com/en/brands/hampton-by-hilton/ 13:00 - Gary Vaynerchuk https://en.wikipedia.org/wiki/Gary_Vaynerchuk 13:50 - Steve Jobs https://en.wikipedia.org/wiki/Steve_Jobs 13:52 - Bill Gates https://en.wikipedia.org/wiki/Bill_Gates 13:53 - Jeff Bezos https://en.wikipedia.org/wiki/Jeff_Bezos 14:49 - James Beard https://en.wikipedia.org/wiki/James_Beard 17:18 - AC Hotels https://ac-hotels.marriott.com/ 18:07 - Independent Lodging Congress https://ilcongress.com/ 18:18 - Deutsche Bank https://www.db.com/ 18:20 - Bank of America https://www.bankofamerica.com/ 22:31 - Vanguard https://investor.vanguard.com/ 22:32 - John Bogle https://en.wikipedia.org/wiki/John_C._Bogle 23:09 - JDV https://www.hyatt.com/jdv-by-hyatt/en-US/explore 24:08 - IHG https://www.ihg.com/hotels/us/en/reservation 24:12 - Vignette https://www.ihg.com/vignettecollection/hotels/us/en/reservation 25:29 - Waldorf Astoria https://www.hilton.com/en/brands/waldorf-astoria/ 34:40 - Ritz Carlton https://www.ritzcarlton.com/ 45:57 - Jerome Powell https://en.wikipedia.org/wiki/Jerome_Powell 52:26 - Paul Volcker https://en.wikipedia.org/wiki/Paul_Volcker 54:59 - Costa Susana https://costasusana.com/en/ 56:20 - Hotel Saint Cecilia https://www.bunkhousehotels.com/hotel-saint-cecilia 56:47 - Regent Hotels https://www.ihg.com/regent/hotels/us/en/reservation 

#643: Picture this: you're at the Federal Reserve years ago. The chairman literally hangs up a conference call, waits 30 minutes, then calls back — suddenly everyone agrees on the rate decision.  That's the kind of insider story Karsten Jeske (“Big ERN”) shares when he joins us to break down what's happening with the economy right now. Karsten worked at the Federal Reserve Bank of Atlanta for eight years, then spent a decade on Wall Street at Bank of New York Mellon.  Today he runs the popular Early Retirement Now website, where he applies his economist background to help people understand money and markets. You'll hear Karsten explain why the Fed is about to start cutting interest rates. The futures markets are pricing in a 90 percent chance of a quarter-point cut, with more cuts likely through the end of the year.  But why? After all, inflation just ticked up in the latest CPI report, yet the Fed is still planning to lower rates. We dive into how this affects real people. If you're thinking about buying or selling a house, Karsten suggests acting sooner rather than later.  He explains the "buy the rumor, sell the news" principle – the bond market may have already priced in the good news about rate cuts, so waiting might not help you. The conversation covers some surprising economics too. Did you know that high interest rates can actually cause housing inflation?  When mortgage rates are expensive, fewer people build new homes, which drives up prices. It's the opposite of what most people think happens. Karsten walks through the recent jobs report revisions that caught everyone off guard. The government had to subtract nearly a million jobs from their previous estimates. He explains how this happens – it's not that officials are making up numbers, but tracking new businesses is genuinely hard to do in real time. You'll also learn about two Fed tools most people haven't heard of: the dot plot and R-star. The dot plot shows where Fed officials think interest rates should go over time. R-star represents the theoretical perfect interest rate when the economy has no problems — currently around 3 percent. The interview wraps up with Carsten's take on Fed culture. The consensus-building era under Greenspan is giving way to more dissenting votes, which actually makes the central bank more like it was decades ago under Paul Volcker. Enjoy! Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Podcast introduction and guest background Learn more about your ad choices. Visit podcastchoices.com/adchoices

Social media is a double-edged sword. JLR is "appealable." How did JLR put money into Escrow in the first place? Country music star Zach Bryan jumps a fence to fight Gavin Adcock. Selling out to Saudi Arabia. Rover won't say why he is going to LA. Chef Valentino Luchin was arrested for robbing three banks in San Francisco. Rover would not want a crew to help him rob a bank. Rover brought in a gift for Krystle. Snitzer will not buy a boat because of a movie Robert Redford made. During the Brewers' celebration Ken Rosenthal gives a look of disgust after he knocks over a cameraman. Travis Kelce wears a "FREE 4" t-shirt during his pregame warmup. Speeding. Custom painting your license plate. FBI says they are now investigating social media account that is connected to Charlie Kirk shooting. Taylor Swift hidden while entering the Chiefs game.See omnystudio.com/listener for privacy information.

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at http://barstoolxjagermeister.com. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Marzetti: Visit https://Marzetti.com to learn more or find Marzetti ranch at your local grocery store, refrigerated by the fruits & veggies. DraftKings: Gambling Problem? Call 1-800-GAMBLER. Help is available for problem gambling. Call (888) 789-7777 or visit ccpg.org (CT). 18+ (19+ AL/NE, 21+ AZ/MA/VA). Valid only where Pick6 operates, see dkng.co/pick6states. Void in NY, ONT, and where prohibited. Eligibility restrictions apply. 1 per new DraftKings customer. $5+ first Pick Set to receive max. $50 issued as non-withdrawable Bonus Picks that expire in 14 days (336 hours). Ends 10/13/25 at 11:59 PM ET. Terms: pick6.draftkings.com/promos Sponsored by DraftKings. McDonald's: New Special Edition Gold Sauce at McDonald's is made for your chicken favorites. It's as gold as it gets at McDonald's. For a limited time. Shady Rays: Head to shadyrays.com and use code: MOSTLYSPORTS for 35% OFF polarized sunglasses. http://shadyrays.com NASCAR: Tune in on Sunday, October 5th at 3 PM ET on USA for the NASCAR Playoffs elimination race. Don't miss out on the Bank of America ROVAL 400 at Charlotte Motor Speedway! Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Which credit card would you choose if you could only pick one from each major bank? In this episode, the Travel Mom Squad shares their top picks and explains why each card works best for their individual travel habits, home airports, and spending priorities. While there isn't a single right answer for everyone, their discussion gives you a behind-the-scenes look at how they approach selecting cards for real-world travel.   The Squad debates and compares cards across categories, weighing benefits, earning potential, and annual fees. They highlight why some cards are better suited for certain spending patterns or travel goals, and what subtle perks can make a difference for one traveler versus another. As a bonus, they also reveal which hotel and airline card they would pick if they could only select one, giving you insight into how to think about those decisions as well.   You can find links to resources mentioned in this episode plus the transcript here: travelmomsquad.com/146   Ready to get started with NEARLY FREE travel? Click here for the exact offers we would sign up for this month: travelmomsquad.lpages.co/bestoffers/   The Travel Mom Squad is also on YouTube! You can watch this episode here: youtube.com/@travelmomsquad   Let us know what you want to hear on the podcast by sending us a DM on Instagram: instagram.com/travelmomsquad

On this Live Greatly podcast episode, Kristel Bauer sits down with Margaret C. Andrews, Harvard Instructor and Author of Manage Yourself to Lead Others: Why Great Leadership Begins with Self-Understanding. Kristel and Margaret discuss the concept of managing up, building self-awareness and lots more. Tune in now!  Key Takeaways From This Episode: A look into Margaret's book, MANAGE YOURSELF TO LEAD OTHERS: Why Great Leadership Begins with Self-Understanding The importance of understanding yourself  Tips for self-reflection Ways to give and receive constructive feedback A look into managing up The importance of thinking like a partner ABOUT MARGARET C. ANDREWS: Margaret teaches a variety of leadership courses and professional and executive programs at Harvard University and is the founder of the MYLO Center, a private leadership development firm. Her MYLO (Manage Yourself to Lead Others) course has had a wait list every time it's been taught for over a decade and has become the most popular professional development program at Harvard. Margaret's expertise is grounded her own experience—a previous boss once told her that while her business results were great, her interpersonal skills were highly lacking. The exact phrase he used was, “you're not self-aware.” To change, Margaret looked for insight from famous leaders to management studies to disciplines like philosophy and psychology. At the end of the day, she found that the basis for powerful, effective leadership comes from within—from understanding yourself and then managing yourself toward the leader you want to become—also known MYLO. Margaret has taken her MYLO approach and distilled it into her first book, MANAGE YOURSELF TO LEAD OTHERS: Why Great Leadership Begins with Self-Understanding (Basic Venture; September 16, 2025). Connect with Margaret C. Andrews Order Margaret's book: https://www.margaretandrews.com/book  Website: https://www.margaretandrews.com/  Linkedin: https://www.linkedin.com/in/margaretcandrews/  About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to “Live Greatly” while promoting leadership development and team building.   Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel has been featured in Forbes, Forest & Bluff Magazine, Authority Magazine & Podcast Magazine and she has appeared on ABC 7 Chicago, WGN Daytime Chicago, Fox 4's WDAF-TV's Great Day KC, and Ticker News. Kristel lives in the Fort Lauderdale, Florida area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co  Follow Kristel Bauer on: Instagram: @livegreatly_co  LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions.  Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations.  They have not been evaluated by the food and drug administration.  Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests.  Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content.  Always consult your physician for recommendations specific to you.

Bitcoin to $200K & Ethereum to $15K? The broader crypto market is back in the spotlight as big names and institutions make bold moves. Fundstrat's Tom Lee predicts “monster gains” for BTC and ETH if the Fed delivers rate cuts, while Mike Novogratz doubles down on his long-term Bitcoin bullishness. Meanwhile, PayPal is expanding crypto payments and peer-to-peer transfers, signaling a push toward mainstream adoption. On the regulatory front, the Bank of England is considering a cap on stablecoin use, and U.S. lawmakers are meeting with crypto executives to discuss President Trump's proposed Bitcoin reserve. With market volatility rising and global policy shifts underway, the question is clear: are we on the verge of the next big rally or a new era of regulation?

So what do you gotta say about Kelly?

See how caffeine (and solitary confinement) can fry a man's brain?On this week's Don't Steal This Podcast, J5 and MC catch the Printers up on the life changing ventures ahead for themselves and for one of their favorite artists in the game! Hear their thoughts on a very rare moment for Young Thug in his insightful interview on Big Bank's 'Perspektives with Bank' podcast. No worries about the drama of leaked phone calls -- we skip that in exchange for this Friday's 'UY Scuti' release and the surprising change we have to take regarding Gunna's innocence. Also tune in for our full experience on this year's Halloween Horror Nights, our favorite moments of the night and the special show ahead when Turnstile touches down in LA in October.

In banking, every second matters. Fraud happens in milliseconds. Customers demand instant answers. And AI can only deliver value if it's powered by live, real-time data. Yet many banks are still relying on batch reports and outdated systems, making decisions based on yesterday's insights. The shift can't wait. Forrester predicts that by 2025, half of all businesses will use AI-powered self-service as their primary customer touchpoint. That future won't be possible without real-time data at the core. Banks that leverage streaming data will transform customer experiences, manage risks more efficiently, and unlock the full potential of AI. Those who don't risk being left behind. Today, I'm joined by Guillaume Aymé, CEO of Lenses.io and a leading voice on data innovation. Together, we'll explore why real-time data is becoming the lifeblood of modern banking, the hurdles institutions must overcome, and how to build the foundation for AI-driven success. This episode of Banking Transformed is sponsored by Lenses Lenses 6.0 is a Developer Experience designed to empower organizations to modernize applications and systems with real-time data autonomy. This is particularly crucial as AI adoption accelerates, and enterprises operate hundreds of Kafka clusters across multi-cloud environments. As the industry's first multi-Kafka developer experience, Lenses 6.0 allows teams to access, govern and process streaming data across any combination of Apache Kafka-based streaming platforms, from a single interface. https://lenses.io/

Welcome to Tuesday's Rugby Daily, I'm Cameron Hill.Coming up today, the French player who bit Aoife Wafer has issued an apology to the Ireland star.Anna Caplice gives her thoughts on Sunday's quarter-final defeat and the future of this Ireland group.And Conor Murray follows up on his damning comments of Munster's recruitment policy.Rugby on Off The Ball with Bank of Ireland | #NeverStopCompeting

Hello Youtube Members, Patreons and Pacific War week by week listeners. Yes this was intended to be an exclusive episode to join the 29 others over on my Youtube Membership and Patreon, but since we are drawing to the end of the Pacific War week by week series, I felt compelled to make some special episodes to answer some of the bigger questions. Why did Japan, or better said, why did Emperor Hirohito decide to finally surrender? It seems obvious on the face of it, but there is actually a lot more to it than bombs or Soviet invasions. I guess you can call this episode a teaser or a shameless plug for going over to my Youtube Membership or Patreon. There's honestly a lot of interesting subjects such as ‘why was the japanese army so brutal”, “Hirohito's war time responsibility”, “the 4 part Kanji Ishiwara series”. Thus if you liked this one please show some love and check out my other stuff on my Youtube Membership or over at www.patreon.com/pacificwarchannel.   Stating all of that lets just jump right into it.   We first need to start off briefly looking at Emperor Hirohito.    Upon taking the throne, Emperor Hirohito in 1926 Hirohito inherited a financial crisis and a military that was increasingly seizing control of governmental policies. From the beginning, despite what many of you older audience members may have been told, Hirohito intensely followed all military decisions. Hirohito chose when to act and when not to. When the Kwantung Army assassinated Zhang Zuolin, he indulged their insubordination. This emboldened them to invade Manchuria in 1931, whereupon Hirohito was furious and demanded they be reigned in. Attempts were made, but they were heavily undermined by radicals. Hirohito could have put his foot down, but he chose not to. On September 22nd, at 4:20pm Hirohito said to the IJA Chief of General staff, Kanaya Hanzo “although this time it couldn't be helped, the army had to be more careful in the future”. Thus Hirohito again acquiesced to the military, despite wanting them to stop or at least localize the conflict. The military had disregarded his wishes, they should have been severely punished. Why did Hirohito not take a firmer stance?    Again for older audience members you may have heard, “hirohito was a hostage at the whim of his own military”. This narrative made it seem he was some sort of hostage emperor, but this is not the case at all. In fact Hirohito was instrumental in many military decisions from 1931-1945. The reason this, I will call it “myth” , went on was because after Japan's surrender, the US basically rewrote the Japanese constitution and covered up the Emperor's involvement in all the nasty stuff, to maintain control over Japan. Yeah it sounds a bit conspiracy esque, but I assure you it was indeed the case. This narrative held firm all the way until Hirohito's death, when finally meeting notes and personal accounts from those close to him came out, illuminating a lot. Though to this day, many records are still red -tapped.   The reason Hirohito did not stamp his foot down has to do with the Kokutai.    The Kokutai   So before I carry on, I have to explain what exactly is the Kokutai.    The Kokutai, loosely translated as "national essence," refers to the qualities that distinguish the Japanese identity. However, this concept is remarkably vague and poorly defined; even Japanese historians acknowledge this ambiguity. In contrast to Kokutai is seitai, or "form of government." While the Kokutai embodies the eternal and immutable aspects of Japanese polity—rooted in history, traditions, and customs centered around the Emperor—Japan's seitai has evolved significantly throughout its extensive history. For instance, shoguns governed for over 700 years until 1868, when the Meiji Restoration reinstated direct imperial rule.   Nevertheless, Emperor Meiji's direct authority came to an end with the adoption of the Meiji Constitution in 1889, which established a constitutional monarchy, introducing significant complexities into the governance system.   Article 4 of the constitution declares: “The Emperor is the head of the Empire, combining in Himself the rights of sovereignty, uniting the executive, legislative, and judicial branches of government, although subject to the consent of the Imperial Diet.” Under this framework, the Emperor alone possessed the power to appoint or dismiss ministers of state, declare war, negotiate peace, conclude treaties, direct national administration, and command the army and navy.   A glaring flaw in this arrangement is the inherent ambiguity of the Meiji Constitution. While it established a democratic parliament, it simultaneously afforded the Emperor absolute authority to usurp it. The document failed to clearly define the relationships between the executive, legislative, and judicial branches, and its language was intentionally vague. Most critically, the military—the army and navy—were not directly accountable to the civilian government.    So with the kokutai, the Emperor is a divine figure who embodies the state's sovereignty. It was not necessarily the Emperor's job to surrender on behalf of the official government of Japan, but he most certainly could do so, given the Japanese people still remained faithful to the kokutai.    Now Hirohito did not live an ordinary life. According to the imperial custom, Japanese royals were raised apart from their parents, at the age of 3 he was placed in the care of the Kwamura family who vowed to raise him to be unselfish, persevering in the face of difficulties, respectful of the views of others and immune to fear. One thing that was absolutely indoctrinated into him was to defend the kokutai. It became his top mission as a monarch, it was the only mission in many ways. At the very core of how he saw the world and how he acted, it was always to protect the kokutai.    So when the Japanese military began these insubordinate acts, Hirohito's primary concern was to the kokutai, ie: anything that threatened his imperial authority and the imperial institution itself. Although the military usurped his authority, the operations had been successful. Hirohito was not at all opposed to seeing his empire expand. He understood the value of manchuria, he was fully onboard with the military plans to eventually seize control over it, but these radicals were accelerating things to quickly for everyone's liking. He turned a blind eye, dished light punishments and carried on. However the local conflict escalated. It traveled to Shanghai by 1932 and here Hirohito took action. He understood Shanghai was full of western powers. Nations like Britain and America could place economic sanctions on Japan if things were allowed to get out of hand here. So he ordered General Yoshinori Shirakawa to bring the Shanghai expedition to a close.    During this period, two factions emerged within the Japanese military: the Kodoha, or “Imperial Way,” and the Toseiha, or “Control” faction. The Kodoha was founded by General Sadao Araki and his protégé, Jinzaburo Masaki. Their primary objective was a Shōwa Restoration aimed at purging Japan of corrupt politicians and businessmen, especially those associated with the zaibatsu. Composed mainly of young army officers, the Kodoha espoused a romanticized and radical interpretation of Bushido, idealizing pre-industrial Japan, which Araki believed had been tainted by Western influences. To achieve their goals, they resorted to assassinations and planned a coup d'état.   In response, the Toseiha faction was formed, initially led by Lt. General Tetsuzan Nagata and later by Hideki Tojo. Like the Kodoha, the Toseiha sought a Shōwa Restoration but adopted a more moderate and conservative approach. They recognized the importance of preserving traditional values while integrating Western ideals, advocating for a balanced perspective. The Toseiha promoted pragmatic military strategies to navigate the complexities of modern warfare. Although they acknowledged the existence of corrupt politicians and zaibatsu, they preferred to work within the existing political system, anticipating that future total wars would necessitate a strengthened industrial and military capacity. Their ranks primarily included promising graduates from the Imperial Japanese Army (IJA) Academy, Army Staff College, and select naval members. The most significant distinction between the two factions was that the Toseiha explicitly rejected the use of a coup d'état in pursuit of their goals.   Between 1932-1936 radical officers, mostly of the Kodoha faction assassinated politicians and military leaders trying to usher in a showa restoration. You might be led to believe this was in the interest of Hirohito, you would be mistaken. Hirohito did not want a military dictatorship at the whim of the cult of the emperor. Ironic to say, given how WW2 turns out mind you. This really would have been a hostage situation. Hirohito wanted to maintain the exact ambiguous situation that was Showa Era Japan pre 1945. He saw this as the most ideal structure to defend the kokutai, because blame could not be placed solely upon his shoulders. He always maintained a get out of jail free card one could say.    The February 26 incident of 1936, was the climax of the Kodoha faction. They performed a mutiny trying to usher in a SHowa restoration. They assumed when their messenger came to the emperor he would join them and take direct rule. Instead Hirohito was furious. His first thought was the mutineers were trying to enlist his brother Chichibu to overthrow him. He dragged his brother who was a fraternizer amongst the kodoha members mind you, into a meeting, demanding he never associate with them again nor attempt to challenge him. Then Hirohito furious demanded the mutineers be dealt with. At one point he even threatened to lead the imperial guards to put them down. The coup failed, the kodoha faction was destroyed. Ironically the toseiha faction were the ones to do it and thus they became the defacto ruling clique.    The military, especially the kwantung army did not stop with their insubordination.    On July 8th of 1937 the Kwangtung army performed the Marco Polo Bridge incident, ushering in the second sino-japanese war. This was one of many false flag operations they had pulled off over the years. Upon being told about this Hirohito's first response was whether the USSR would invade Manchukuo over the matter. This is what he said to Prime Minister Konoe and army minister Sugiyama “What will you do if the Soviets attack us from the rear?” he asked the prince. Kan'in answered, “I believe the army will rise to the occasion.” The emperor repeated his question: “That's no more than army dogma. What will you actually do in the unlikely event that Soviet [forces] attack?” The prince said only, “We will have no choice.” His Majesty seemed very dissatisfied. Hirohito furious demanded to know what contingency plans existed and his advisors told him before he gave his red seal of approval to invade northern china.   Henceforth he micromanaged a lot of the military decisions going forward and he oversaw the forming and dissolving of numerous cabinets and positions when things went his way or did not in the military and political scene.  Emperor Hirohito was presented with several opportunities to cause cease-fires or peace settlements during the war years. One of the best possible moments to end it all came during the attack on Nanking when Chiang Kai-sheks military were in disarray. On July 11 of 1938, the commander of the 19th division fought a border clash with the USSR known to us in the west as the battle of Lake Khasan. It was a costly defeat for Japan and in the diary of Harada Kumao he noted Hirohito scolded Army minister Itagaki “Hereafter not a single soldier is to be moved without my permission.” When it looked like the USSR would not press for a counter attack across the border, Hirohito gave the order for offensives in China to recommence, again an example of him deciding when to lay down the hammer.   By 1939 the US began threatening sanctions for what Japan was doing in China. Hirohito complained to his chief aide de camp Hata Shunroku on August 5th “It could be a great blow to scrap metal and oil”. Hirohito was livid and scolded many of his top officials and forced the appointment of General Abe to prime minister and demanded of him “to cooperate with the US and Britain and preserve internal order”.   Fast forward a bit, with war raging in Europe Hirohito, on June 19th of 1940 Hirohito asked if chief of staff Prince Kan'in and Army Minister Hata “At a time when peace will soon come in the European situation, will there be a deployment of troops to the Netherlands Indies and French Indochina?” This question highlighted Hirohito's belief at that time that Germany was close to achieving victory, which led him to gradually consider deploying troops to French Indochina and the Dutch East Indies since neither of those parent nations was in a position to protect their territories and vital resources. Regarding the war in China, the Japanese aimed to stop the flow of materials entering China from places like Hong Kong. Hirohito received reports indicating that Britain would not agree to block the shipment of materials into China via Hong Kong. The military recognized that an invasion of Hong Kong might be necessary, which would mean declaring war on Britain. When this was communicated to him, Hirohito responded, “If that occurs, I'm sure America will enforce an embargo, don't you think?” In response, Kido, the lord of the privy seal, reassured him by stating, “The nation must be fully prepared to resist, proceeding with caution and avoiding being drawn into events instigated by foreign interests.”   Hirohito went through countless meetings, but eventually signed order number 458 authorizing the invasion of French Indochina, knowing full well the consequences. The US,UK and Netherlands began embargoes of oil, rubber and iron. In the words of Admiral Takagai “As time passes and this situation continues, our empire will either be totally defeated or forced to fight a hopeless war. Therefore we should pursue war and diplomacy together. If there is no prospect of securing our final line of national survival by diplomatic negotiations, we must be resolved to fight.” Hirohito understood the predicament full well, that each day Japan was wasting its oil reserves, if they were to strike it had to be quickly.   On October 13th Hirohito told his closest advisor Koichi Kido “In the present situation there seems to be little hope for the Japan–U.S. negotiations. If hostilities erupt this time, I think I may have to issue a declaration of war.”   The reason I am bringing up all this stuff is to solidify, Hirohito had agency, he was micromanaging and forming decisions. After the war broke out with the west, Hirohito did have the ability to stamp his foot down. Of course there could have been wild repercussions, his military could have usurped him with Chichibu, it was definitely possible. But you need to keep this mind set, as far as why Hirohito acts or doesn't, its always to protect the Kokutai. Thus one of the levers for peace, solely rested on Hirohito's perception if the kokutai could be retained or not.    From the outset of the Pacific War, Hirohito believed Germany was going to defeat the USSR. In line with his military leaders, they all believed Japan had to seize everything they could in the asia-pacific and thwart off the US until a negotiated peace could be met. Hirohito committed himself to overseeing the war, determined to achieve victory at any cost. He was a very cautious leader, he meticulously analyzed each campaign, anticipating potential setbacks and crafting worst-case scenario predictions. He maintained a skeptical view of the reports from his senior officials and was often harshly critical of high commanders.   While he did not frequently visit the front lines like other commanders in chief, Hirohito wielded significant influence over theater operations, shaping both planning and execution whenever he deemed necessary. Similar to his approach during the war in China, he issued the highest military orders from the Imperial Headquarters, conducted audited conferences, and made decisions communicated under his name. He regularly welcomed generals and admirals to the imperial palace for detailed briefings on the battlefront and visited various military bases, battleships, and army and naval headquarters. His inspections encompassed military schools and other significant military institutions, adding to his comprehensive involvement in the war effort.   Now the war went extremely well for Japan until the battle of Midway. This was as major setback, but Japan retained the initiative. Then the Guadalcanal campaign saw Japan lose the initiative to the Americans. Upon receiving the initial report of the Ichiki detachment's destruction, Hirohito remarked, “I am sure it [Guadalcanal] can be held.” Despite the numerous reports detailing the devastating effects of tropical diseases and starvation on his troops, he persistently demanded greater efforts from them. Hirohito exerted continuous pressure on his naval and land commanders to retake the island. On September 15th, November 5th, and November 11th, he requested additional Imperial Japanese Army (IJA) troops and aircraft to be allocated to the cause.   General Sugiyama expressed concerns about dispatching more IJA pilots due to their inexperience in transoceanic combat, preferring to reinforce the North China Army for an attack on Chongqing instead. Hirohito pressed the issue again, but Sugiyama responded that the IJA had diverted its air resources to New Guinea and Rabaul. Undeterred by the objections from senior commanders, Hirohito persisted in his demands. By late November, it became evident that Guadalcanal was a lost cause.   At an Imperial Headquarters conference on December 31st, 1942, the chiefs of staff proposed canceling the attempts to recapture Guadalcanal. Hirohito sanctioned this decision but stated, “It is unacceptable to just give up on capturing Guadalcanal. We must launch an offensive elsewhere.” He insisted on this point, leading to the selection of new strategic targets in the Solomons, north of New Georgia, and in the Stanley Range on New Guinea. Hirohito even threatened to withhold authorization for withdrawing troops from Guadalcanal until a new plan was established. He later opposed the withdrawal from Munda Airfield, as it contradicted the newly defined defensive line.   As the defensive perimeter in the central and northern Solomons began to crumble, Hirohito continued to insist that the navy engage in decisive battles to regain the initiative, allowing for the transport of supplies to the many soldiers trapped on various islands. When he learned of the navy's failure to reinforce Lae on March 3rd, he asked, “Then why didn't you change plans immediately and land at Madan? This is a failure, but it can teach us a good lesson and become a source of future success. Do this for me so I can have peace of mind for a while.” The phrase “Do this for me” would come to be his signature rallying cry.   After Guadal canal, it was loss after loss for Japan. By February of 1944, Hirohito forced Sugiyama to resign so Hideki Tojo could take his position as chief of the general staff, note Tojo was prime minister and army minister at this point. Hirohito worked alongside Tojo to plan some last ditch efforts to change the war situation. The most significant one was Operation Ichi-Go. As much damage as they did to China with that, Chiang Kai-Shek's government survived. Hirohito watched as island by island fell to the Americans. When the Americans were poised to take Saipan he warned Tojo “If we ever lose Saipan, repeated air attacks on Tokyo will follow. No matter what it takes, we have to hold there.” Saipan fell, so Hirohito stopped supporting Tojo and allowed his rivals to take down his cabinet by june 18th of 1944.    Hirohito remained resolute in his determination to wrest victory from the Allies. On October 18th, the Imperial Headquarters ordered a decisive naval engagement, leading to the Battle of Leyte Gulf. After the war, Hirohito publicly stated, "Contrary to the views of the Army and Navy General Staffs, I consented to the showdown battle at Leyte, believing that if we launched an attack and America hesitated, we might find an opportunity to negotiate." Leyte Gulf didnt work. The military began the kamikaze program. On new years day of 1945 Hirohito inspected the special last meal rations given to departing kamikaze units. Iwo Jima fell. Okinawa remained, and Hirohito lashed out “Is it because we failed to sink enemy transports that we've let the enemy get ashore? Isn't there any way to defend Okinawa from the landing enemy forces?” On the second day of Okinawa's invasion Hirohito ordered a counter landing by the 32nd army and urged the navy to counterattack in every way possible. It was a horrible failure, it cost the lives of up to 120,000 Japanese combatants, 170,000 noncombatants. The Americans lost 12,500 killed and 33,000 wounded. An absolute bloodbath.    The Surrender time   Now we come to the time period where Japan seriously began looking for ways to surrender. In Europe Germany was heading to its defeat and Japan knew this. As for Japan, their army in Burma had been annihilated. Their forces in China were faring better after Operation Ichi-go, having opened up a land corridor along the main railway from Beiping to Wuhan and from throughout Guangdong but still stuck in a deadlock stalemate, facing a guerrilla war that was costing them 64% of their military expenditures. They deeply feared once the Soviets finished up with Germany, they would undoubtedly turn east against Manchuria. With the Soviets attacking from the north, the US would attack from the south, perhaps landing in Shanghai and the home islands. The Kamikaze tactics were proving formidable, but not nearly enough. By 1945, 43% of the IJA were now stationed in Japan, Korea and Formosa, bracing for the final stand. Former prime minister Reijiro Wakatsuki came out of retirement in may of 1945, having heard Germany collapsed, to urge Hirohito and the Prime Minister Kantaro Suzuki to open negotiations with the US as soon as possible. However he also said “the enemy must first be made to see the disadvantages of continuing the war”. To this Hirohito's chief counselor Makino Nobuaki said that “the ultimate priority is to develop an advantageous war situation.” Advisor admiral Kesiuke Okada said Japan should wait for “a moment favorable for us,” then make peace. Advisors Kiichiro Hiranuma and Koki Hirota advised the emperor to fight on until the end.   Now I want to bring in a key player to the surrender decision, that of Prince Konoe. Konoe was very close to Hirohito and understood the emperors mentality, especially how he viewed things in relation to the kokutai.    The senior statesman Prince Konoe had been consulting with Hirohito for over 18 months at this point trying to convey the message that if the war continued it would threaten the kokutai. Many months prior, he confided in the emperor's brother, Prince Takamatsu, that the army was suffering from “a cancer” in the form of the Toseiha faction. However, he noted that “Kido and others” did not share his perspective, while “his Majesty is relatively unconcerned with ideological issues.” For the past four years, he continued, the emperor had been advised and still believed that “the true extremists are the Kodoha faction.” In reality, the greater threat to the kokutai arose from the Toseiha faction. Konoe further asserted that if the war escalated, they would attempt to alter the kokutai.   Konoe speculated that whether the threat originated from communists within the nation, primarily referring to left-wing radicals in the Toseiha faction, or from the “Anglo-American enemy,” both would seek to preserve the emperor while pushing towards the country's communization.In his written report to the emperor on February 14, which Kido listened to attentively, Konoe elaborated on his conspiracy theory. He asserted that the Soviet Union regarded Japan as its primary threat in East Asia. The Soviets had allied with the Chinese Communists, the largest and most formidable Communist party in Asia, and were collaborating with the United States and Britain to drive Japan out of China. He warned that they would enter the war when the opportunity arose.   Defeat, he cautioned the emperor, was inevitable if the conflict persisted. However, he emphasized that a far greater fear was the potential destruction of the kokutai. The ongoing war was eroding the domestic status quo, unleashing forces that threatened Japan and its imperial institution from within as much as from external adversaries. The real danger lay in the emperor's and Kido's trust in the generals of the Toseiha faction, who were unintentionally facilitating the communization of Japan. Konoe implored for a swift peace settlement before a Communist revolution emerged, making the preservation of the kokutai impossible. Hirohito agreed with Konoe but stated “ To end the war would be “very difficult unless we make one more military gain.” Konoe allegedly replied, “Is that possible? It must happen soon. If we have to wait much longer, . . . [a mere battle victory] will mean nothing.” Hirohito replied “If we hold out long enough in this war, we may be able to win, but what worries me is whether the nation will be able to endure it until then.”   On February 15th of 1945, Hirohito's intelligence warned the Soviet Union would likely abrogate its Neutrality Pact with Japan. Even Tojo conceded there was a 50/50 chance the USSR would invade Manchuria. In March, the US began B-29 incendiary bombing raids over Tokyo, turning 40% of the capital into ash. On March 18th, Hirohito with some aides drove around the capital to witness the devastation. The civilians looked exhausted and bewildered to Hirohito. Factory production was collapsing, absenteeism was rising, instances of lese majeste were running rampant. For the next 5 months imperial family members and senior statesmen all began speaking to Hirohito about the “crises of the kokutai”. The threat Konoe had warned about for months was becoming the main talking point. It seemed like the Japanese people within the countryside and urban areas remained steadfast in the resolve to obey their leaders, work and sacrifice for their nation, but for how long would they feel so?    It was only after the battle for Okinawa was lost and 60 Japanese cities had been leveled by American incendiary bombs that Hirohito openly indicated he wanted to negotiate a surrender.   Kido's diary reveals the first clear indication that the emperor might be urged to consider an early peace on June 8, 1945, when Kido drafted his “Draft Plan for Controlling the Crisis Situation.” This marked a pivotal moment. It followed the unintentional bombing of the Imperial Palace, the complete loss of hope for saving Okinawa, and coincided with the day the Supreme War Leadership Council adopted the “Basic Policy for the Future Direction of the War.” With the fighting in Europe concluded, Japan found itself entirely isolated. Kido's plan, although vague, proposed seeking the Soviet Union's assistance as an intermediary to help Japan gain leverage in negotiations with its adversaries. By drafting this plan, Kido signaled the end of his long alliance with the military hard-liners. Hirohito's acceptance of it indicated his readiness for an early peace.   Hirohito was moved to an underground bunker in the mountains of Matsushiro in Nagano prefecture where upon those around him noted he fell into a deep depression. On June 22nd  Hirohito informed the Supreme War Leadership Council he wanted them to open diplomatic maneuvers to end the war. In early July Soviet Ambassador Jacob Malik broke off inconclusive talks with Hirota. Hirohito stepped in immediately and ordered a new special envoy be sent to Moscow. However Hirohito nor the Suzuki government had concrete plans on how to mediate a surrender through the Soviets. The only things they did prioritize was a guarantee of the emperors political position and retainment of the imperial system, ie the kokutai. This was taken into consideration rather than ending the war as quickly as possible to save the lives of millions.    From April 8, 1945, until Japan's capitulation, the Suzuki government's chief war policy was “Ketsugo,” an advanced iteration of the “Shosango” (Victory Number 3) plan for defending the homeland. The hallmark of this strategy was a heavy reliance on suicide tactics, including deploying a massive number of kamikaze “special attack” planes, human torpedoes launched from submarines, dynamite-stuffed “crash boats” powered by truck engines, human rocket bombs carried by aircraft, and suicide assaults by specially trained ground units.   While preparations for Operation Ketsu progressed, the Imperial Diet convened on June 9 to pass a Wartime Emergency Measures Law, along with five additional measures aimed at mobilizing the entire nation for this final battle. On the same day, the emperor, who had yet to initiate efforts to end the war, issued another imperial rescript in conjunction with the Diet's convocation, instructing the nation to “smash the inordinate ambitions of the enemy nations” and “achieve the goals of the war.” Concurrently, the controlled press launched a daily die-for-the-emperor campaign to foster gratitude for the imperial benevolence and, from around mid-July onward, initiated a campaign to “protect the kokutai.”   The Americans countered with their own propaganda aimed at breaking Japan's will to fight. B-29 bombers dropped millions of leaflets written in Japanese, announcing the next scheduled targets for bombing raids and urging surrender, while using the emperor to challenge the militarists. Leaflets bearing the chrysanthemum crest criticized the “military cliques” for “forcing the entire nation to commit suicide” and called on “everyone” to “exercise their constitutional right to make direct appeals [for peace] to the Emperor.” They asserted that “even the powerful military cliques cannot stop the mighty march for peace of the Emperor and the people.” One notable batch of seven million leaflets conveyed the terms of the “joint declaration” issued by the United States, Great Britain, and China. “Today we come not to bomb you,” they stated. “We are dropping this leaflet to inform you of the response from the United States government to your government's request for conditions of surrender.... Whether the war stops immediately depends on your government. You will understand how to end the war if you read these two official notifications.”   Amid pressures from imperial edicts to continue preparations for a final battle and focus solely on victory, the Japanese people were also subjected to an intense American psychological warfare campaign in addition to aerial bombardment. During late July and August, prefectural governors, police chiefs, and officers of the “special higher police” submitted reports to the Home Ministry detailing the rapidly deteriorating national morale.    Now on the other side, Roosevelt made it known back in January of 1943 at the Casablanca conference, the allies would only accept unconditional surrender. By 1945, the allies understood the predicament this left Japan with. On May 8th of 1945, Truman added “Japan's surrender would not mean the extermination or enslavement of the Japanese people” trying to indicate a non vindictive spirit. However the Kokutai question always remained ambiguous. State Department Joseph Grew, the former ambassador to Japan, began arguing to Truman they needed to make public a clear definition of the terms to persuade Japan to surrender. As he argued to Truman: Emperor Hirohito was seen as the key figure in Japan's surrender, likened to a "queen bee in a hive... surrounded by the attentions of the hive." Throughout the war, he was characterized in various ways—as a “puppet” of the militarists, a constitutional monarch, and a pacifist. Grew had immense faith in the influence exerted by what he referred to as the “moderates” surrounding the Japanese throne.    However many of Grew's colleagues argued the future existence of the monarchy was intolerable as it was akin to fascism. Many wanted to punish the emperor. Truman was in a tug of war. The Potsdam declaration issued on July 26th of 1945 came in the form of a ultimatum aiming to quicken japans surrender. Truman clarified the terms for the unconditional surrender at the end of its terms: "We call upon the government of Japan to proclaim now the unconditional surrender of all Japanese armed forces, and to provide proper and adequate assurances of their good faith in such action. The alternative for Japan is prompt and utter destruction." Zero mention of the emperor. Grew had argued to add “this may include a constitutional monarchy under the present dynasty.” But it was deleted from the article. The status of the emperor was not guaranteed, the kokutai was thus up in the air.    The next day, the Suzuki cabinet rejected the terms. The Japanese leadership and Hirohito were still banking and awaiting Soviet replies to their terms.    Lets talk about the Soviet talks now   Back on July 12th ambassador Naotake Satō sent this message to the Soviets: “His Majesty the Emperor, mindful of the fact that the present war daily brings greater evil and sacrifice upon the peoples of all the belligerent powers, desires from his heart that it may be quickly terminated. But so long as England and the United States insist upon unconditional surrender, the Japanese Empire has no alternative but to fight on with all its strength for the honor and existence of the Motherland”.  However the Soviets had made commitments to their allies, promising in fact to invade Japan to aid them.    As for the Soviets their primary objective was to ensure unrestricted access to the Pacific Ocean. The year-round ice-free areas of the Soviet Pacific coastline, particularly Vladivostok, could be blockaded by air and sea from Sakhalin Island and the Kurile Islands. Securing these territories to guarantee free access to the Soya Strait was their main goal. Secondary objectives included acquiring leases for the Chinese Eastern Railway, the Southern Manchuria Railway, as well as gaining control over Dairen and Port Arthur.   To achieve these aims, Stalin and Molotov prolonged negotiations with the Japanese, creating a false sense of hope for a Soviet-mediated peace. Simultaneously, in their discussions with the United States and Britain, the Soviets insisted on strict adherence to the Cairo Declaration, which had been reaffirmed at the Yalta Conference. This declaration stipulated that the Allies would not accept a separate or conditional peace with Japan; thus, the Japanese would need to surrender unconditionally to all the Allies. The Soviets aimed to prolong the war by opposing any efforts to dilute this requirement. This approach would provide the Soviets with the necessary time to complete the transfer of their troops from the Western Front to the Far East and to conquer Manchuria, Inner Mongolia, northern Korea, South Sakhalin, the Kuriles, and potentially Hokkaidō, starting with an assault on Rumoi. AUGUST 1945   Thus we come to at last the critical point, August of 1945.    The Americans prepared for the deployment of atomic bombs and for an invasion of southern Kyushu, known as Operation Olympic, scheduled to commence on November 1. At 8:15 A.M. on August 6, a single B-29 bomber, the Enola Gay dropped little boy, devastating much of the undefended city of Hiroshima, instantly killing an estimated 100,000 to 140,000 people and leading to the deaths of possibly another 100,000 over the next five years. At the epicenter of the explosion, “a light appeared 3,000 times brighter than the sun,” creating a fireball that emitted thermal radiation capable of “instantly scorching humans, trees, and houses.” As the air heated and rushed upward, cold air surged in to ignite a firestorm. Hours later, a whirlwind escalated the flames to their peak until more than eight square miles were virtually reduced to cinders. Subsequently, black, muddy rain filled with radioactive fallout began to fall. Two days later, using Japan's rejection of the Potsdam Declaration as a pretext, the Soviet Union declared war on Japan. Then on August 9, the United States dropped a second atomic bomb on Nagasaki, resulting in the immediate deaths of approximately 35,000 to 40,000 people and injuring more than 60,000.   Meanwhile, in Tokyo, during the critical period between the Potsdam Declaration and the atomic bombing of Hiroshima, Emperor Hirohito remained silent about accepting the Potsdam terms. However, on July 25 and 31, he explicitly conveyed to Kido that the imperial regalia must be defended at all costs. The three sacred objects—a mirror, a curved jewel, and a sword—symbolized the legitimacy of his rule through the northern court and were integral to his identity as the divine sovereign. Hirohito's focus was on protecting these symbols of office, as he insisted on having them brought to the palace. This fixation on maintaining his symbols occurred during a pivotal moment when the pressing issue was whether to accept immediate capitulation. Reflecting on this, he was unprepared to seize the opportunity to end the war himself.   Prime Minister Suzuki, following his initial rejection of the Potsdam ultimatum, also saw no need for further action. His Cabinet Advisory Council, which included the president of Asano Cement, the founder of the Nissan consortium, the vice president of the Bank of Japan, and other representatives from the nation's leading business interests that had profited significantly from the war, convened on the morning of August 3. They recommended accepting the Potsdam terms, arguing that the United States would permit Japan to retain its non-military industries and continue participating in world trade.    Here are some reactions to the two bombs and invasion of Manchuria.    Yonai Mitsumasa said to admiral Takagi Sokichi, on August 12, that “I think the term is perhaps inappropriate, but the atomic bombs and the Soviet entry into the war are, in a sense, gifts from the gods [tenyu, also “heaven-sent blessings”]. This way we don't have to say that we quit the war because of domestic circumstances. I've long been advocating control of our crisis, but neither from fear of an enemy attack nor because of the atomic bombs and the Soviet entry into the war. The main reason is my anxiety over the domestic situation. So, it is rather fortunate that we can now control matters without revealing the domestic situation”.    Konoe's characterized the Soviet involvement in the war as “a godsend for controlling the army,”. Kido viewed of both the atomic bombings and the Soviet entry into the conflict as “useful” elements for ensuring a smooth transition. A nascent power struggle was unfolding, rendering the potential death toll—whether one hundred thousand or two hundred thousand—immaterial to those involved, as long as their desired outcome was achieved: an end to the war that would leave the monarchy intact and capable of managing the discontent that defeat would inevitably provoke. Throughout the final acts of this wartime drama, the Japanese “moderates” found it easier to capitulate to external pressures than to take decisive action on their own to conclude the war.   Another illuminating looks at Japan's elite's perspective on surrender terms was the document titled “Essentials of Peace Negotiations” (wahei kosho no yoryo). Drafted by Konoe and his adviser, retired Lt. Gen. Sakai Koji, after Konoe had reluctantly accepted a mission to Moscow, this document, stipulated the preservation of the emperor system, along with most of the imperial prerogatives, as the absolute minimum condition for peace. It defined the “original” or “essential homeland” as including the southern half of the Kurile Islands but showed a willingness to concede all overseas territories to the enemy, including Okinawa and the American-occupied Bonin Islands, as well as the southern half of Sakhalin. The “Essentials” also accepted complete disarmament for an unspecified period, thereby compromising on the issues of demobilizing and disarming the armed forces. More significantly, an “explanation” attached to the “Essentials” emphasized that “the main aim is to secure the imperial line and maintain the political role of the emperor.”    Why Japan surrendered   We come to it atleast after a long podcast. Why did Japan ultimately surrender?   The twin psychological shocks of the first atomic bomb and the Soviet entry into the war, combined with Kido's and the emperor's concern over escalating public criticism of the throne and its occupant, fueled an almost paranoid fear that, sooner or later, the populace would react violently against their leaders if the war persisted much longer. These factors ultimately led Hirohito to accept, in principle, the terms of the Potsdam Declaration.   At the first meeting of the six member constituents of the Supreme War Leadership Council, held from 10:30 A.M. to 1:00 P.M. on August 9, Army Minister Anami Korechika, Chiefs of Staff Umezu Yoshijiro, representing the army, and Yonai, representing the navy, along with Tōgō, from the Foreign Ministry, were expected to discuss the acceptance of the Potsdam Declaration. Instead, the conversation revolved around whether to attempt a conditional surrender—specifically, should they insist on one condition, the preservation of the kokutai, or four?   After Suzuki addressed the assembly regarding the atomic bombing of Hiroshima and the Soviet attack, Yonai, as recounted by Navy Chief of Staff Toyoda, was the first to speak, framing the issue in terms of four conditions. “Let's start to talk, Do we accept the Potsdam Declaration with no conditions? If not, and we wish to insist on attaching hopes and conditions, we may do so this way. First, preservation of the kokutai; then for the rest, the main items in the Potsdam Declaration: treatment of war criminals, method of disarmament, and the matter of sending in an army of occupation.” Thus, the participants identified what they perceived to be the ambiguous points within the Potsdam Declaration and used them as the foundation for their discussions.   The army insisted on four conditions: First, the preservation of the kokutai, which they considered distinct from the Potsdam Declaration itself. The other conditions proposed were, second, that the Imperial Headquarters assume responsibility for disarmament and demobilization; third, a prohibition on occupation; and fourth, the delegation of the punishment of war criminals to the Japanese government. The army equated the kokutai with the emperor's right of supreme command. Their self-serving desire for autonomous war crimes trials was based on the belief that the Allies would use such trials to politically indict the military. Consequently, army leaders aimed to preempt the activities of any international tribunal by conducting their own trials—similar to the approach taken by the uninvaded and unrepentant Germans after World War I.   Supporting the military's views during cabinet meetings that day were three civilian members of the Suzuki cabinet: Justice Minister Matsuzaka Hiromasa, Home Minister Yasui Toji, and Minister of Health Okada Tadahiko. At the imperial conference that night, which extended into the early hours of the tenth, Foreign Minister Tōgō's interpretation of the “preservation of the kokutai” referred solely to the safeguarding of the Imperial House or dynasty, rather than the continuation of Hirohito's reign.   Hiranuma, another advocate for the single condition, interpreted the kokutai as the “emperor's sovereign right to rule the state [not] deriving from national law. Even if the entire nation is sacrificed to the war, we must preserve both the kokutai and the security of the imperial house.” This discrepancy illustrated that there was no completely unified understanding of what the kokutai entailed; the debate over one condition versus four represented conflicting visions for the future of the Japanese state and masked the competition for political power that was already unfolding.   It remains doubtful whether the emperor and Kido initially sided with Tōgō against the four conditions proposed by the senior military leaders. A more likely inference is that both men retained sympathies for the hardliners, both military and civilian, who preferred to continue the futile war rather than surrender immediately and unconditionally. This may explain why, on August 9, Konoe had Hosokawa Morisada approach Navy General Headquarters to urge the emperor's brother, Prince Takamatsu, to pressure Hirohito (through Kido) to accept the Potsdam terms. Later that afternoon, Konoe enlisted the help of diplomat Shigemitsu Mamoru to persuade Kido to reconsider his stance on the four conditions. Ultimately, at the urging of Takamatsu and Shigemitsu, Kido did shift to support Tōgō's position.   At the end of the war, as at its beginning and throughout every stage of its progression, Emperor Hirohito played a highly active role in supporting the actions carried out in his name. From the very beginning of the Asia-Pacific war, the emperor played a significant role in the unfolding events around him. Prior to the Battle of Okinawa, he consistently advocated for a decisive victory. Afterward, he acknowledged the necessity of pursuing an early peace, although he did not favor an immediate cessation of hostilities. Instead, he wavered, steering Japan toward ongoing warfare rather than direct negotiations with the Allies. When the final crisis fully unfolded, the only option left was unconditional surrender. Even then, he continued to procrastinate until the atomic bomb was dropped and the Soviets launched their attack. The wartime emperor ideology that once sustained morale made it exceedingly difficult for Japan's leaders to accept the act of surrender. Aware of their objective defeat, yet indifferent to the suffering the war inflicted on their own people—as well as on the populations of Asia, the Pacific, and the West whose lives they had disrupted—the emperor and his military leaders sought a means to lose without appearing to lose. They aimed to mitigate domestic criticism following surrender while preserving their power structure.   Blinded by their fixation on the fate of the imperial house and committed to an overly optimistic diplomacy toward the Soviet Union, Japan's leaders missed several opportunities to end their lost war. Would Japan's leaders have surrendered more promptly if the Truman administration had “clarified” the status of the emperor before the cataclysmic double shocks of the atomic bomb and the Soviet entry into the war? Probably not. However, it is likely they would have surrendered to prevent the kokutai from being destroyed from within. The evidence suggests that the first atomic bomb and the Soviet declaration of war led Hirohito, Kido, and other members of the court to believe that continuing the war would inevitably result in that destruction. They recognized that the populace was war-weary and despondent, with rising hostility toward the military and the government, accompanied by increasing criticism of the emperor himself. More specifically, Kido and Hirohito were privy to Home Ministry reports, which contained information from governors and police chiefs nationwide. These reports indicated that citizens were beginning to label the emperor as an incompetent leader responsible for the deteriorating war situation.   This is the third variable, never spoken about. Many first look at the atomic bombs. Bigger brain people turn to the Soviet Invasion of Manchuria. But hardly anyone reads about how the collapse of Japan's social fabric, scared the shit out of the Emperor and his closest advisors. You can't have a kokutai, without a populace that worshiped you.    When the emperor expressed in February, “What worries me is whether the nation [could] endure” long enough to achieve victory, he was not merely voicing concern for the suffering of his subjects; rather, he feared that such suffering could lead to social upheaval—in short, revolution. At that time, he referred to the ordinary, war-related hardships of food shortages, air raids, devastated cities, destruction of homes, and the omnipresent grief from the loss of loved ones. The atomic bomb escalated death, pain, and suffering to unimaginably higher levels, intensifying the threat from within. After the bombings of Japan and two atomic bombs, Hirohito was in a dark way, given a golden get out of jail free card. Hirohito could now save his suffering people from further anguish by surrendering, allowing him to deflect responsibility for leading them into misery while adopting an air of benevolence and care. Indeed, Hirohito did care—though not primarily for the Japanese people, but rather for the survival of his own imperial house and throne.   After the bombing of Hiroshima, Hirohito delayed for a full two days before instructing Kido, shortly before 10 A.M. on August 9, to “quickly control the situation” because “the Soviet [Union]” had declared war. Kido immediately communicated with Prime Minister Suzuki, who began arrangements for an Imperial Conference scheduled for later that night. Following the seidan of August 10, Chief Cabinet Secretary Sakomizu took charge of drafting the “Imperial Rescript Ending the War” based on Hirohito's directives. Assisted by two scholars of the Chinese classics, Kawada Mizuho and Yasuoka Masahiro, Sakomizu worked tirelessly for over three days before submitting a version of the rescript to the Suzuki cabinet. After six hours of contentious discussion on the night of August 14, the cabinet modified and approved the document. Hirohito promptly signed it, and Shimomura and Kido persuaded him to record a suitably opaque final version for broadcast to the nation.   On the night of August 14, the Suzuki government notified the United States and other Allied nations that it had accepted both the Potsdam Declaration and the Byrnes letter of August 11. Accelerating the emperor's actions during this climactic moment of the unconditional surrender drama was the American psychological warfare campaign. When a leaflet dropped from B-29 bombers came into Kido's possession on the night of August 13 or the morning of the fourteenth, he conferred with the emperor and explained the gravity of the situation. The latest enemy leaflets were informing the Japanese people of the government's notification of surrender under one condition, along with the full text of Byrnes's response. If this continued, it would undermine the imperial government's reliance on secrecy to obscure the true nature of the lost war and the reasons for the prolonged surrender delay.   Given Kido's and the emperor's concerns about rising signs of defeatism, including criticism of the throne, immediate action was necessary to prevent the populace from acting on their own initiative. Thus, the second seidan was convened. At noon on August 15, the Japanese people gathered around their radio receivers and heard, for the first time, the high-pitched voice of their emperor telling them:    “After pondering deeply the general trends of the world and the actual conditions obtaining in Our Empire today, We have decided to effect a settlement of the present situation by resorting to an extraordinary measure. We have ordered Our Government to communicate to the Governments of the United States, Great Britain, China and the Soviet Union that Our Empire accepts the provisions of their Joint Declaration. To strive for the common prosperity and happiness of all nations as well as the security and well-being of Our subjects is the solemn obligation which has been handed down by Our Imperial Ancestors and which lies close to Our heart. Indeed, We declared war on America and Britain out of Our sincere desire to ensure Japan's self-preservation and the stabilization of East Asia, it being far from Our thought either to infringe upon the sovereignty of other nations or to embark upon territorial aggrandizement. But now the war has lasted for nearly four years. Despite the best that has been done by everyone—the gallant fighting of the military and naval forces, the diligence and assiduity of Our servants of the State, and the devoted service of Our one hundred million people—the war situation has developed not necessarily to Japan's advantage, while the general trends of the world have all turned against her interest. Moreover, the enemy has begun to employ a new and most cruel bomb, the power of which to do damage is, indeed, incalculable, taking the toll of many innocent lives. Should we continue to fight, not only would it result in an ultimate collapse and obliteration of the Japanese nation, but also it would lead to the total extinction of human civilization. Such being the case, how are We to save the millions of Our subjects, or to atone Ourselves before the hallowed spirits of Our Imperial Ancestors? This is the reason why We have ordered the acceptance of the provisions of the Joint Declaration of the Powers... The hardships and sufferings to which Our nation is to be subjected hereafter will be certainly great. We are keenly aware of the inmost feelings of all of you, Our subjects. However, it is according to the dictates of time and fate that We have resolved to pave the way for a grand peace for all the generations to come by enduring the unendurable and suffering what is unsufferable”.   Clearly Hirohito sought to justify his decision to surrender by citing the dropping of the atomic bombs. He wanted to become the saviour of the Japanese people. Hirohito wanted to obfuscate the issue of accountability, to prevent expressions of strife and anger and to strengthen domestic unity around himself, to protect and raise the kokutai.  Interestingly, the surrender declaration to the civilian population was not the same one sent to the military. On August 17th Hirohito issued a second “rescript to soldiers and sailors” throughout the asia-pacific.   “ Now that the Soviet Union has entered the war against us, to continue . . . under the present conditions at home and abroad would only recklessly incur even more damage to ourselves and result in endangering the very foundation of the empire's existence. Therefore, even though enormous fighting spirit still exists in the Imperial Navy and Army, I am going to make peace with the United States, Britain, and the Soviet Union, as well as with Chungking, in order to maintain our glorious national polity”.   The lesser-known August 17 rescript to the army and navy specified Soviet participation as the sole reason for surrender, while maintaining the kokutai as the primary aim. Dissembling until the end—and even beyond—it was noted that the emperor presented two different justifications for his delayed surrender. Both statements were likely true.   Months later Hirohito's said this about his decision to surrender “The main motive behind my decision at that time was that if we . . . did not act, the Japanese race would perish and I would be unable to protect my loyal subjects [sekishi—literally, “children”]. Second, Kido agreed with me on the matter of defending the kokutai. If the enemy landed near Ise Bay, both Ise and Atsuta Shrines would immediately come under their control. There would be no time to transfer the sacred treasures [regalia] of the imperial family and no hope of protecting them. Under these circumstances, protection of the kokutai would be difficult. For these reasons, I thought at the time that I must make peace even at the sacrifice of myself.”    There exists this sort of childish argument today whether it was the atomic bombs or the Soviet Invasion that caused Japan to surrender. However, this overlooks as I think I've explained in 9000 words jeez, the influence of the kokutai. Defending the kokutai was Hirohito's number one priority. The Soviets threatened it. Communism threatened it. What Japan perceived to be “democracy” threatened it. American victory threatened it. And the destruction of Japan's social fabric threatened it. I love this one piece of history, that I have only come across in one book, that being the main one I am using here.   On August 12th, Hirohito came to the imperial family to tell them he had made the decision to surrender. His uncle Prince Yasuhiko Asaka asked him whether the war would be continued if the kokutai could not be preserved. Hirohito replied “of course”.

The US and China negotiators have worked on some framework for the sale of TikTok. Update on the George Mason travel agent who scammed the school. The entire US constitution is on display at the national archives.  Make sure to also keep up to date with ALL our podcasts we do below that have new episodes every week:The Thought ShowerLet's Get WeirdCrisis on Infinite Podcasts

Canadians lost a staggering $647 million to fraud last year. And a lot of those scams involve money taken fraudulently from Canadians' bank accounts and investments. Melissa Plett was scammed out over more than $14,000. She tells us what happened and shares her warnings for other Canadians. Then we talk to technology journalist and analyst Carmi Levy who says banks can do more to protect your money — and to reimburse you if you've been scammed.

Monologue:Austin Logo Flub DSE ShredsThe Tavern is Haunted Trash Robots Jim Scarpulla spent 34 years in the cockpit, logging over 26,000 flight hours across seven different aircraft while flying all over the world. Despite his fear of heights, he embraced aviation at 27, thanks to his father's encouragement, and turned it into a dream career that never followed him home. Now retired, Jim fills his days with bike rides, motorcycles, hobby cars, and adventures made possible by his flight career. Stories that deserve to be told! Based in Dripping Springs, Steve Mallett and Michelle Lewis invite you into their world of engaging conversations with guests who bring fresh ideas, humor, and wisdom to the table. They dive into everything from life's absurdities to community quirks, adding their signature twist of small-town charm and bold candor. Think of them as the funny neighbors with the best stories, the ones who always tell it like it is. With a healthy dose of Hill Country spirit, they explore local gossip and topics that connect us all—proving you don't need to be famous to be extraordinary; you just need a microphone and the courage to share your voice. Every episode is a mix of laughter, insight, and connection, making this podcast one you won't want to miss! Send us a textSupport the showSPONSORS: The Real Estate Pro's at The Mallett Integrity Team. Call-512-627-7018 Serving all of Central Texas since 2003. "Real Estate Done Right" SouthStar Bank a tradition of full-service community banking for over 100 years. Your neighborhood Bank. www.southstarbank.com The Deep Eddy Vodka Tasting Room is in the Texas Hill Country just outside Austin, TX. The venue welcomes over 75,000 visitors annually and sits within the former bottling plant. Family Friendly Fun in the Hill Country! events@deepeddyvodka.com Jovie Belterra-Nestled within the Belterra community, discover your path to joy and wellness at the exquisite 55+ apartment community. Follow us, leave a review, TELL A FRIEND!AppleInstagramWebsitemallettandmichelle@gmai...

In this episode, Scott Becker shares insights from the Bank of International Settlements on the widening gap between record stock market highs and the struggling real economy.

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. DeleteMe: Get 20% off your DeleteMe plan when you text MOSTLY to 64000. Message and data rates apply. Gametime: Download the Gametime app and use code MOSTLY for $20 off your first purchase. BodyArmor: Hydrate Hard with BODYARMOR FLASH I.V. and grab yours today at your local 7-Eleven convenience store. McDonald's: New Special Edition Gold Sauce at McDonald's is made for your chicken favorites. It's as gold as it gets at McDonald's. For a limited time. Experian: Download the Experian® app today. Your wallet will thank you. NASCAR: Tune in on Sunday, October 5th at 3 PM ET on USA for the NASCAR Playoffs elimination race. Don't miss out on the Bank of America ROVAL 400 at Charlotte Motor Speedway! Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

We pod solo! Plus, we share hilarious stories, talk community vibes, grounding at Galveston beach, glitter discussions (yes, you read that right), and more! Want exclusive content from The Pour Horsemen Podcast? Hit subscribe and join the conversation in the comments. Let us know your favorite boxers, your take on “pain music,” and if you're Team Northside or Southside! Don't miss out—get your chakras aligned and be part of the community today. And more! Hurt At Work? Contact our partners at https://crockett.law for all of your legal needs. @bankonbriantx is ready to help. Join our Patreon for more exclusive content: https://www.patreon.com/thepourhorsemen By supporting us, you're not just a listener but a valued part of our community. Use our Code POUR at Bluechew.com for your discount. Follow The Pour Horsemen on Instagram @thepourhorsemen and email at thepourhorsemen@gmail.com. Subscribe to Apple Podcasts, Spotify Podcasts, Google Play, YouTube, iHeartRadio, or PocketCast. CHAPTERS: 00:00 - Intro 01:15 - 19 Keys Event 21:06 - Flyout Culture Discussion 23:14 - Expectations of Flyouts 31:50 - Bank on Brian 36:40 - NBA Youngboy's Popularity 41:00 - Pain Music Exploration 48:54 - North vs Southside Rivalry 56:09 - Dating a Northside Woman 1:02:43 - Young Thug's Missed Opportunities 1:08:07 - Legal Trouble Guidance 1:13:21 - Final Thoughts

Today Erik Bagwell and Caleb Stevens talk about 3 ways your bank can take its marketing to the next level.  The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees SouthState Bank, N.A. - Member FDIC

Thinking about starting—or leveling up—a global finance career? In this episode of Count Me In, host Adam Larson sits down with Unnamalai (Unzi) Ramanathan and Charu Solanki, two dynamic finance professionals who've taken their careers across India, Dubai, Hong Kong, and the US. Unzi and Charu get real about why finance skills are more in demand than ever, what sets certifications like CMA and CSCA apart, and how these credentials have helped them stand out in a changing industry. Listen in for practical advice on building financial expertise, developing strategic and analytical skills, and navigating the ups and downs of international career moves. The conversation is packed with honest stories about adapting to new cultures, constant learning, and networking—including how to find your niche in a crowded field. Whether you're a student, a recent grad, or a finance pro thinking about your next step, this episode has plenty of actionable tips to help you chart your own path to global success. Sponsor:Today's episode is brought to you by U.S. Bank. U.S. Bank is a trusted financial partner for our clients, businesses and communities. We believe in doing the right thing and putting people first. It's an honor to be recognized as one of the World's Most Ethical Companies® by the Ethisphere Institute for the tenth consecutive year. From commercial credit cards and program management tools to innovative payment technologies and transportation offerings, U.S. Bank Corporate Payment Systems has the right solution to help your organization reduce payment costs, enhance control and streamline your entire payment processing function. We'll partner with you to uncover your challenges and provide smart, clear and honest guidance to help you meet the financial goals for your business. Visit usbank.com/corporatepayments to learn more.

Eoin Sheahan is joined by Fiona Hayes and Anna Caplice this evening to look back on Ireland's quarter final loss to France in controversial circumstances, as well as look to where the Irish Women's Rugby team will go next, and the future of Scott Bemand. Rugby on Off The Ball with Bank of Ireland | #NeverStopCompeting

Welcome to Monday's Rugby Daily, with David Wilson.Coming up, we will have all the fallout as France knock Ireland out of the Women's Rugby World Cup.England set new records.Scotland rage against Nucifora and the SRU.Rassie Erasmus not celebrating too much out of respect for the opposition.Razor Robertson rues his side's errors.And Joe Schmidt is sick with disappointment.Rugby on Off The Ball with Bank of Ireland | #NeverStopCompeting

In this episode of the Illuminated Path podcast, host Livia welcomes Mary Beth LaRue, a seasoned yoga and meditation teacher, to discuss the concept of embodiment and its significance in personal growth. Mary Beth shares her journey from teaching at large events to creating a more intimate virtual teaching environment, emphasizing the importance of being present and connected to one's body. The conversation explores practical ways to cultivate presence in daily life, the role of joy, and the significance of values in living authentically. Mary Beth also discusses her ongoing somatic training and the wisdom she has gained in her 40s, highlighting the importance of community and connection in the healing process.EPISODE TAKEAWAYSEmbodiment is being deeply present for direct experiencePracticing presence can be as simple as pausing to feel your surroundingsJoy should be a priority in daily life, not just an afterthoughtValues work helps in making congruent decisions in lifeSomatic training offers tools for processing trauma and enhancing presenceAging can be embraced with grace and self-trustCommunity and connection are vital for personal growthCreating a safe space for others fosters healing and authenticityIntentionality in daily actions can lead to a more fulfilling lifeSelf-care and alone time are essential for rechargingCONNECT WITH MARY BETHMary Beth LaRue is a seasoned yoga and meditation teacher, Integrative Somatic Practitioner and founder of Embodied by MB — a collection of offerings rooted in presence, nervous system wisdom, and soul. This includes virtual slow flow classes, a somatic-based teacher training, a signature online coaching program and retreats.Throughout her journey, Mary Beth has taught at Wanderlust Festivals around the world and developed custom yoga programs for rehabilitation centers and professional athletes. She has also worked with major corporations like Bank of America, Nike, and Sternshein Law Group, offering coaching and wellness programming to Fortune 500 teams.Mary Beth resides on a mountaintop in Evergreen, Colorado, with her husband and son. She enjoys road trips, reading, savoring a good cup of coffee, spending time with family, and connecting with nature—everything that nurtures the soul.Links:https://marybethlarue.comhttps://www.instagram.com/marybethlarue/Call out for TT and Embodied Immersion - https://marybethlarue.com/embodiedhttps://marybethlarue.com/teachertrainingCONNECT WITH INA WELLNESS COLLECTIVEWebsite: https://www.inawellnesscollective.com/Instagram: https://www.instagram.com/inawellnesscollective

Alec Lewis, the Vikings beat writer at The Athletic, hosts The Alec Lewis Show. He talks about J.J. McCarthy's ankle injury, McCarthy's performance, the offensive issues, Carson Wentz's debut, Max Brosmer and more. This show is presented by First Resource Bank, which serves the needs of small businesses, entrepreneurs, and individuals in the Twin Cities and surrounding areas. For more information, here is their website:   https://myfrbank.com/   And here is a link to all of their locations!   https://myfrbank.com/locations-hours/   Sponsored By: Minnesota Lottery (mnlottery.com/)   Sponsorship inquiries: aleclewis54@gmail.com

Join the conversation with C4 & Bryan Nehman.  A recap of the Ravens big win over the Browns.  What we know about the suspected shooter in the assassination of Charlie Kirk.  David Bramble joined the show to discuss the redevelopment of HarborPlace.  Harford Co. Executive Bob Cassilly joined the show to discuss solar farms & more.  The Governor of Utah Spencer Cox says that social media is a cancer.  Listen to C4 & Bryan Nehman live weekdays from 5:30 to 10am on WBAL News Radio 1090, FM 101.5 & the WBAL Radio App!

This is a recap of the top 10 posts on Hacker News on September 14, 2025. This podcast was generated by wondercraft.ai (00:30): Models of European metro stationsOriginal post: https://news.ycombinator.com/item?id=45238055&utm_source=wondercraft_ai(01:52): ChatControl update: blocking minority held but Denmark is moving forward anywayOriginal post: https://news.ycombinator.com/item?id=45242458&utm_source=wondercraft_ai(03:15): Repetitive negative thinking associated with cognitive decline in older adultsOriginal post: https://news.ycombinator.com/item?id=45239085&utm_source=wondercraft_ai(04:38): EPA Seeks to Eliminate Critical PFAS Drinking Water ProtectionsOriginal post: https://news.ycombinator.com/item?id=45239803&utm_source=wondercraft_ai(06:01): Betty Crocker broke recipes by shrinking boxesOriginal post: https://news.ycombinator.com/item?id=45243635&utm_source=wondercraft_ai(07:24): Writing an operating system kernel from scratchOriginal post: https://news.ycombinator.com/item?id=45240682&utm_source=wondercraft_ai(08:47): Why We SpiralOriginal post: https://news.ycombinator.com/item?id=45240146&utm_source=wondercraft_ai(10:10): Grapevine canes can be converted into plastic-like material that will decomposeOriginal post: https://news.ycombinator.com/item?id=45243803&utm_source=wondercraft_ai(11:33): If my kids excel, will they move away?Original post: https://news.ycombinator.com/item?id=45236411&utm_source=wondercraft_ai(12:56): Bank of Thailand freezes 3M accounts, sets daily transfer limits to curb fraudOriginal post: https://news.ycombinator.com/item?id=45240304&utm_source=wondercraft_aiThis is a third-party project, independent from HN and YC. Text and audio generated using AI, by wondercraft.ai. Create your own studio quality podcast with text as the only input in seconds at app.wondercraft.ai. Issues or feedback? We'd love to hear from you: team@wondercraft.ai

Is a recession looming? How will tariffs impact business? Where is the market headed? Are we doomed? Patrick Luce and Jeremy Bess have surprising answers. Both are senior economists at Stantec and have been a tag team duo ever since they graduated from University of Tampa with their B.A. and USF with their masters. Equal parts fun and informative, this lively episode is sure to be anything but normal. And they have props – penalty flags that they throw at each other when they think the other is out of line. Listen in as they give their expert insights and answer some of the more difficult questions we have all been asking about the global economy and how it impacts the Tampa Bay area.   The Bank of Tampa | Member FDIC

In this powerful episode of the Rooted in Christ Podcast, host Eric Stephens sits down with newly married artist and DJ Bank Shaq to talk about faith, music, and the transformative power of Christ. From his journey as one of Cleveland's top DJs to finding true purpose in Christ, Bank Shaq shares his testimony of leaving behind success in the secular world for a life devoted to ministry and Christian hip hop.The conversation dives deep into:How music shapes our spirit and cultureThe importance of Christian hip hop for both new believers and seasoned ChristiansWhy discipleship and community matter more than divisionShaq's testimony of going from IHOP shifts to international stages through God's provisionThe call to keep love at the center of Christian ministryThis episode is raw, inspiring, and filled with encouragement for anyone navigating faith, creativity, and calling.Connect with DJ Bank Shaq here: https://www.instagram.com/officialbankshaq/

In this episode, Scott Becker shares insights from the Bank of International Settlements on the widening gap between record stock market highs and the struggling real economy.

Tim Berners-Lee could be one of the richest men on the planet, why did he forfeit such large profits to make the World Wide Web a free and open space? How do we reclaim the internet from social media companies taking away our sovereignty? Have tech giants like Mark Zuckerberg, Jeff Bezos and Elon Musk thanked Tim for his invention?  Rory and Alastair are joined by Sir Tim Berners-Lee to discuss all this and more.  Visit HP.com/politics to find out more. To save your company time and money, open a Revolut Business account today via www.revolut.com/rb/leading, and add money to your account by 31st of December 2025 to get a £200 welcome bonus or equivalent in your local currency. Feature availability varies by plan. This offer's available for New Business customers in the UK, US, Australia and Ireland. Fees and Terms & Conditions apply. For US customers, Revolut is not a bank. Banking services and card issuance are provided by Lead Bank, Member FDIC. Visa® and Mastercard® cards issued under license. Funds are FDIC insured up to $250,000 through Lead Bank, in the event Lead Bank fails. Fees may apply. See full terms in description. For Irish customers, Revolut Bank UAB is authorised and regulated by the Bank of Lithuania in the Republic of Lithuania and by the European Central Bank and is regulated by the Central Bank of Ireland for conduct of business rules. For AU customers, consider PDS & TMD at revolut.com/en-AU. Revolut Payments Australia Pty Ltd (AFSL 517589). TRIP Plus: Become a member of The Rest Is Politics Plus to support the podcast, receive our exclusive newsletter, enjoy ad-free listening to both TRIP and Leading, benefit from discount book prices on titles mentioned on the pod, join our Discord chatroom, and receive early access to live show tickets and Question Time episodes. Just head to therestispolitics.com to sign up, or start a free trial today on Apple Podcasts: apple.co/therestispolitics. Instagram: @restispolitics  Twitter: @RestIsPolitics  Email: restispolitics@gmail.com Social Producer: Harry Balden Video Editor: Adam Thornton Assistant Producer: Alice Horrell Producer: Nicole Maslen Senior Producer: Dom Johnson Head of Content: Tom Whiter Exec Producers: Tony Pastor + Jack Davenport Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this week's Defense & Aerospace Report Business Roundtable, sponsored by Bell, Dr. “Rocket” Ron Epstein of Bank of America Securities, and Richard Aboulafia of the AeroDynamic advisory consultancy join host Vago Muradian to discuss Wall Street gains ground on expectations the Federal Reserve will cut borrowing rates next week on a shaky jobs market; Denmark picked Europe's SAMP-T air and missile defense system over the US Patriot system as part of a wider air and missile defense upgrade worth $9 billion; Boeing's unionized machinists in St Louis rejection of the company's latest offer to end a month long strike; low-cost carrier Avelo Airlines order for 50 Embraer E195-E2 jetliners in a $4.4 billion deal . . . the arrival of two Northrop Grumman B-21 bombers at Edwards Air Force Base for flight testing; and takeaways from the world's biggest defense show, the DSEI exhibition in London; including how US companies are increasing cooperation with global partners like cooperative venture between Lockheed Martin's Skunk Works and BAE Systems' Falcon Works to develop innovative new unmanned systems, and Global Combat Air Program led by Britain with Italy and Japan suggests there would be room for Germany and Spain on the program to develop a new sixth generation air system should the countries — already frustrated with France's hold on the SCAF program — what to jump ship and be part of a more collaborative effort.

Jon Ledyard, who writes the Audibles & Analytics substack and who co-hosts the Read Optional podcast with Ollie Connolly, joins The Alec Lewis Show and Vikings beat writer Alec Lewis to talk about the Vikings-Falcons matchup on Sunday Night Football. They chat about J.J. McCarthy, Michael Penix Jr., the Falcons defense, Brian Flores and much more. This show is presented by First Resource Bank, which serves the needs of small businesses, entrepreneurs, and individuals in the Twin Cities and surrounding areas. For more information, here is their website:   https://myfrbank.com/    And here is a link to all of their locations!   https://myfrbank.com/locations-hours/    Sponsored By: Minnesota Lottery (http://mnlottery.com/)    Sponsorship inquiries: aleclewis54@gmail.com 

In this episode, I sit down with Pumla Nabachwa, an economist at the Bank of Uganda, mother, YouTuber, and podcaster, to break down money management, saving, and investing in Uganda.We also feature a special Q&A segment where Pumla answers REAL questions from our audience on:Safe passive investment options in UgandaHow to start building wealth after years of debtUnderstanding treasury bills, bonds, and lending to the governmentUnit trust accounts and how to open onePaying off huge debt vs investingReal estate vs small business vs money marketsViable investments on a 500k salaryLong-term saving tips for young UgandansWhy do many salary earners stay brokeIf you've been wondering how to make your money work for you, this conversation will give you the practical guidance and confidence you need.

Here is the full episode of the GCB Tailgate Show, powered by The Best Stop and Planet Radio 106.7. You can catch us on Planet Radio every game day 3 hours prior to kickoff!

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Gametime: Download the Gametime app and use code MOSTLY for $20 off your first purchase. Twin Peaks: Find your local lodge, visit https://TwinPeaksRestuarant.com DraftKings: Gambling Problem? Call 1-800-GAMBLER or 877-8-HOPENY/text HOPENY (467369) (NY). Help is available for problem gambling. Call (888) 789-7777 or visit ccpg.org (CT). 18+ in most eligible states, but age varies by jurisdiction. Eligibility restrictions apply. Void where prohibited. 1 per new customer. Min. $5 deposit req. 1 single-use $3 ticket rewarded. Ticket rewards are site credits valid for use on eligible DraftKings contests. Ticket rewards expire 14 days (336 hours) after being issued. Terms: www.draftkings.com/promotions. Ends 12/31/2025 at 11:59 PM ET. Sponsored by DK. Week 2 DFS: https://www.draftkings.com/contest/draftteam/181834542 NASCAR: Tune in on Sunday, October 5th at 3 PM ET on USA for the NASCAR Playoffs elimination race. Don't miss out on the Bank of America ROVAL 400 at Charlotte Motor Speedway! PorkRinds.com: Visit @porkrindsdotcom on Instagram and share the weekly Crunch Time Hero post. Pardon My Cheesesteak: Go to pardonmycheesesteak.com and use code PMC20 and score 20% off your order. Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

KB is BACK and the Phillies are DOMINATING the Mets at The Bank! He breaks down and discusses the first three games as the Phillies prepare to go for the sweep. Then he discusses how this run is special and we need to cherish any season the Phillies get into the playoffs because it's SO rare in the history of the team. Then he previews the Eagles upcoming matchup with the Chiefs and why he feels good about the Birds! Follow & Subscribe to The House Show with Pat Pitts! linktr.ee/OfficialHouseShow Onboarding Form: forms.gle/mZYnkiQcGv1ZxBSg9 Voicemail Line: speakpipe.com/UndergroundSportsPhiladelphia Support Our Sponsors! The City of Vineland: Visit www.vinelandcity.org/ and stay connected with the community and learn about important announcements, programs, and services offered by the city! Vineland, New Jersey... Where It's Always Growing Season! '47 Brand Shop for your favorite sports fan and get FREE SHIPPING on ALL orders with '47 Brand! 47.sjv.io/e1Nyor Kenwood Beer Visit kenwoodbeer.com/#finder and see who has Kenwood Beer on tap in YOUR area and crack open an ice cold Kenwood Beer to celebrate the good times! (MUST be 21+ to do so and PLEASE drink responsibly.) Merch & Apparel: www.phiapparel.co/shop + Use Code "UNDERGROUND" for 10% off! Paramount+ Students get 50% off ANY Paramount+ plan when you use our link to sign up for Paramount+. Stream the NFL all season long on Paramount+ paramountplus.qflm.net/c/2698521/3247125/3065 Biñho Get 10% off your next purchase with code BINHOBENNETT62 from our pals at Biñho! binhoboard.com?bg_ref=pDJkDdNO1y Follow Us! Twitter: twitter.com/UndergroundPHI Instagram: www.instagram.com/undergroundphi/ TikTok: tiktok.com/@undergroundphi KB: twitter.com/KBizzl311 Watch LIVE: YouTube: www.youtube.com/@UndergroundSportsPhiladelphia FB: facebook.com/UndergroundSportsPHI Twitch: twitch.tv/UndergroundsportsPHI Intro Music: Arkells "People's Champ" Outro Music: Arkells "People's Champ" #fyp #Eagles #FlyEaglesFly #GoBirds #NFL #RingTheBell #Phillies #podcastcharts #download #review #subscribe

On today's Live Greatly 2 Minutes of Motivation episode Kristel Bauer shares 3 steps to support building inner confidence.  Tune in now!  Key Takeaways From This Episode: 3 steps to support building inner confidence Explore Having Kristel Bauer speak at your next event or team meeting. https://www.livegreatly.co/contact  Pre-Order Kristel's Book Work-Life Tango: Finding Happiness, Harmony and Peak Performance Wherever You Work (John Murray Business, November 19th 2024) About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to “Live Greatly” while promoting leadership development and team building.   Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel has been featured in Forbes, Forest & Bluff Magazine, Authority Magazine & Podcast Magazine and she has appeared on ABC 7 Chicago, WGN Daytime Chicago, Fox 4's WDAF-TV's Great Day KC, and Ticker News. Kristel lives in the Fort Lauderdale, Florida area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co  Buy Kristel Bauer's book, Work-Life Tango: Finding Happiness, Harmony and Peak Performance Wherever You Work (John Murray Business, November 19th 2024) Follow Kristel Bauer on: Instagram: @livegreatly_co  LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions.  Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations.  They have not been evaluated by the food and drug administration.  Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests.  Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content.  Always consult your physician for recommendations specific to you.

Today we profile European companies with exposure to AI with Saxo Equity Strategist Ruben Dalfovo, as we continue to wonder what AI names may be in a bubble. Elsewhere, we note ongoing divergences in this market, largely brush off the impact of yesterday's US economic data as we focus on a possibly pivotal week ahead, given the FOMC is set to meet Wednesday and the Bank of Japan on Friday. This and much more on today's pod, which is hosted by Saxo Global Head of Macro Strategy John J. Hardy. Link to Ruben's article on European companies with strong AI exposure. Links discussed on the podcast and our Chart of the Day can be found on the John J. Hardy substack (with a one- to two-hour delay from the time of the podcast release). Read daily in-depth market updates from the Saxo Market Call and the Saxo Strategy Team here. Please reach out to us at marketcall@saxobank.com for feedback and questions. Click here to open an account with Saxo. Intro and outro music by AShamaluevMusic

We're back in the building for Episode 197 of We're All Set Podcast, just a few steps away from that 200 milestone. This episode is a goody as Rich and Free break down all the recent news in the culture.We kick things off by delving into the stark contrast between interrogation room reality and social media myths that often distort our understanding of the pressures faced by individuals in such situations. From there, we catch up on the latest happenings in our lives, discuss our upcoming NFL content plans, and other culture discussions.Of course, we couldn't resist the allure of music. We discuss the leaked calls between Young Thug and Gunna, the betrayal that unfolded, the Bank interview, and the lingering question of whether Thug himself leaked the information. We also delve into the concept of “snitching,” examine Thug's post-jail slump, assess Gunna's polished media strategy, and raise the broader question: is the music industry pushing authenticity out of the culture?Of course we tap into sports and recent Week 1 NFL recap. We discuss the the highly anticipated Cowboys vs. Eagles game. We also explore the cultural significance of Lamar Jackson and the ongoing frustration with the Ravens' coaching. Next, we pause for a moment to dicuss the tragic shooting of Charlie Kirk in public. We provide raw and unfiltered takes on the climate of political violence and its implications for America today.So, tune in, subscribe, and join the ongoing conversation. The comments section remains open for your thoughts and insights.

Listen to The Bank of Eternity - Part 1 with Pastor Shindoll from Wednesday, September 10, 2025.Love is our Why. Join Us Online at 10/11 AM on Sundays and 7:30 PM on Wednesdays. To give online, visit wayoflife.church/give or text the word GIVE to 817-382-3270, click the link, and follow the prompts. If you need prayer, visit wayoflife.church/connect so we can pray for you.

Welcome to Friday's Rugby Daily, with Cameron HillComing up, Aoife Wafer is back in action for Ireland's massive quarter-final clash with France.We'll have the team news in full, and reaction from the Ireland camp.Conor Murray officially calls time on his professional playing career.And a historic Aviva date for Ireland during next year's Women's Six Nations.Rugby on Off The Ball with Bank of Ireland | #NeverStopCompeting

Stablecoins are no longer just a buzzword—they're transforming the way the world moves money. In this episode of The Defiant Podcast, we sit down with Reeve Collins, co-founder of Tether, co-founder of WeFi, and chairman at STBL, to explore the groundbreaking evolution of stablecoins.From their early days as a simple payment solution to their role in reshaping global finance, Reeve shares insider insights on how stablecoins are building trust, driving financial inclusion, and securing the future of money.We'll dive into:✅ The origins of stablecoins and their $246 billion impact✅ How stablecoins are revolutionizing cross-border payments and DeFi✅ The rise of Stablecoins 2.0 and what it means for users✅ Why major players like Visa and JPMorgan are entering the spaceChapters:00:00 - Introduction: Stablecoins and their impact00:51 - Meet Reeve Collins: A Web3 trailblazer01:34 - The origin of stablecoins: Tokenizing the US dollar02:58 - Stablecoins today: A $246 billion industry05:17 - The rise of Stablecoins 2.007:45 - Yield-bearing stablecoins: User benefits explained10:01 - Tokenized assets in 401(k)s and traditional finance12:28 - Major players entering the stablecoin space14:04 - How stablecoins are transforming banking17:10 - Blockchain's promise: Removing the middleman19:06 - Financial inclusion through decentralized banking22:55 - Mobile-first, wallet-native financial solutions25:27 - Building trust in underserved communities28:16 - Stablecoins 2.0: Transparency and compliance38:13 - Mass adoption: Public companies and crypto treasuries40:27 - Closing thoughts: The future of blockchain

With a tsunami of mortgage renewals hitting this fall and wild swings in rate predictions, borrowers are scrambling to navigate unprecedented volatility in the mortgage market. Mortgage broker Kyle Green sits down with Adam & Matt this week to decode the chaos as his team sees a 50% spike in inquiries while Bank of Canada rate cut odds swing from 15% to 90% in a single week. From the Trump tariff impact that flipped variable versus fixed strategies to banks pushing aggressive year-end specials before October deadlines, this conversation cuts through the noise to reveal what actually drives your mortgage rate and when timing might save you serious money. Will September finally bring the rate relief borrowers are banking on? What's behind the disconnect between falling rates and flat market activity? And when the spread between three-year and five-year terms is only 20 basis points, how do you calculate which option actually saves you money over time? Don't miss this essential fall mortgage guide!   

How do YOU get to the fish? Do you prefer to fish from the bank? Are you a kayak angler? Or do you prefer a boat?On this episode let's talk tips, trick, pros and cons of each!However you get to the fish, as long as you are fishing and having fun, that's all that matters!T-SHIRTS and DECALS: aggressivelyaverageanglers.myshopify.comBurly Fishing Content:Follow BurlyFishing: https://www.youtube.com/@aaanglersInstagram: instagram.com/aaanglersFacebook: facebook.com/burlyfishingTik Tok:tiktok.com/@aaanglers

Watch our new video: https://www.youtube.com/watch?v=Lj5oTGeXNo0&ab_channel=MostlySportsWithMarkTitusandBrandonWalker Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Gametime: Download the Gametime app and use code MOSTLY for $20 off your first purchase. Sport Clips: Sport Clips. It's a Game Changer. https://sportclips.com DraftKings: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). 1 per new DraftKings customer. $5+ first-time bet req. Get 1 promo code to redeem discounted NFL Sunday Ticket subscription and max. $200 issued as non-withdrawable Bonus Bets that expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. NFL Sunday Ticket: YouTube TV base plan (not included in this offer) required to watch Sunday Ticket on YouTube TV. Subscription autorenews yearly at then-current price (currently $378 for YouTube TV subscribers, or $480 for YouTube subscribers); cancel anytime. Terms, restrictions, embargoes and eligibility requirements apply. No refunds. Commercial use excluded. Addt'l terms: https://tv.youtube.com/learn/nflsundayticket/draftkings/. Offer ends 9/29/25 at 11:59 PM ET. Sponsored by DK. McDonald's New Special Edition Gold Sauce at McDonald's is made for your chicken favorites. It's as gold as it gets at McDonald's. For a limited time. Fox ONE: Start your 7 Day Free Trial today. Offers are subject to change. Go to FOX One for complete terms and conditions. NASCAR: Tune in on Sunday, October 5th at 3 PM ET on USA for the NASCAR Playoffs elimination race. Don't miss out on the Bank of America ROVAL 400 at Charlotte Motor Speedway! Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Bobby talked about how he screwed over Dierks Bentley last week after almost promising him he wouldn't. It all went down in a very public manner. We played the 3 Celebs, 1 Thing in Common Game. The show had to guess what 1 thing a list of 3 celebs all shared. A caller also requested Amy share an update on her grandmother’s 'stuffed foot'. Amy was responsible for causing chaos at the bank and we all use it as a learning experience. Lunchbox has the craziest parenting story of all time. The wild reason his son showed up to his door at 6am ringing the doorbell. Bobby also talked about a country artist whose home was listed for sale and had an article written about it. Bobby talked about how invasive this is after it happened to him.See omnystudio.com/listener for privacy information.

Six years after his death in prison, sex offender Jeffrey Epstein continues to dominate the news.A House committee has released a suggestive note sent to Epstein for his 50th birthday that is signed "Donald J. Trump." The White House continues to deny now President Trump wrote or signed it.Separately, a New York Times investigation tracked Epstein's relationship to the country's leading bank, JPMorgan Chase. It concludes that the bank enabled his sex crimes, even as evidence against him piled up.Times reporter Matt Goldstein explains.For sponsor-free episodes of Consider This, sign up for Consider This+ via Apple Podcasts or at plus.npr.org. Email us at considerthis@npr.org.This episode was produced by Kathryn Fink and Connor Donevan, with audio engineering by J. Czys and Ted Mebane. It was edited by Patrick Jarenwattananon. Our executive producer is Sami Yenigun.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy