Podcasts about chartered professional accountant cpa

Are you a female leader or wanting to expand and move into more of a leadership role?Then the best way that you can do that is by learning from other female leaders. Today you're going to listen to this episode where our host, Diane Rolston, interviews three amazing women who are not only leaders, but leadership authors - Gigi, Carol and Karen. Here are the questions our guests answer:Can you share a pivotal moment in your leadership journey that shaped your perspective on leadership?Have you faced any resistance or biases in your leadership roles, and how did you navigate those challenges?How has collaboration with other women leaders influenced your perspective on leadership?What's one trait or skill that has been key to your success as a leader?Listen to learn these key takeaways:How to lead without a title and overcome imposter syndrome “Teeter Totter Leadership" and the exhaustion that comes from constantly switching between being in the field and leading othersThe importance of staying aligned with your values when working with difficult leaders and how to influence through behaviourWhy delegation and trusting your team is crucial to avoid burnout, especially for women who often fall into the "it's easier to do it myself" trapHow to navigate resistance and bias The power of collaboration with other women leaders and how they provide language for experiences you might struggle to articulateThe concept of "winning deep" versus "winning shallow" Why structured, facilitated peer groups are the "secret sauce" for leadership development and combating the loneliness of leadershipThe importance of staying curious to simplify and improve your leadership approachHow to stay engaged in places of discomfort as a key leadership skillThe upcoming book "Dynamic Women Leadership Secrets" featuring these three authors among 35 total contributorsGuest Bios: Gigi BlairGigi Blair has worked as an Executive Coach for fifteen years. She teaches those who carry lots of stress and anxiety how to think clearly and communicate confidently, while living and leading with peaceful productivity. Her clients include executives and emerging leaders, business owners, and those wanting to learn how to excel in professional interviews. Originally from Texas, she is based in Alexandria, VA, and works with clients across the USA and Canada.Karen TaKaren Ta is passionate about helping those who feel invisible become visible so they can break through doors and ceilings. While she is best known for her role in leading a Women in Leadership program at PwC Canada, she is looking to expand her reach and coach people of colour who face similar workplace challenges. She brings a unique skillset with her active listening skills as an Associate Certified Coach (ACC), critical thinking skills as a Chartered Professional Accountant (CPA), and creative problem-solving skills as a Certified Training and Development Professional (CTDP).Carol SurbeyCarol Surbey, founder of Carol Surbey...

On today's episode of The Wholesome Fertility Podcast, I am joined by fertility expert, acupuncturist, and conscious work practitioner, Lorne Brown @lorne_brown_official. Originally a CPA, Lorne's personal health journey led him to discover the transformative power of Chinese medicine, ultimately changing his career path. Now, as a leader in integrative fertility care and the host of The Conscious Fertility Podcast, Lorne bridges the gap between science and spirituality to help individuals optimize their fertility and overall well-being. In this episode, Lorne shares how conscious work plays a powerful role in fertility, explaining how subconscious beliefs and emotional resistance can impact reproductive health. He discusses the mind-body connection, the importance of inner healing, and how shifting from stress to flow can create profound changes. Whether you're on a fertility journey or simply looking to align with your highest self, this conversation is packed with insights on conscious transformation, holistic healing, and the power of perception.   Key Takeaways: Lorne's personal journey from accountant to acupuncturist and fertility expert. How Chinese medicine and holistic healing transformed his health and career. The mind-body connection and how stress impacts fertility. How subconscious beliefs shape our reality and can either block or support conception. The power of inner work and emotional healing in reproductive health. How shifting from resistance to receptivity can improve fertility outcomes. The role of consciousness in creating meaningful change in health and life. Insights from The Conscious Fertility Podcast and how Lorne helps patients find balance through a holistic and energetic approach. Guest Bio: Dr. Lorne Brown @lorne_brown_official is a leader in integrative fertility care, blending Chinese medicine, mind-body healing, and cutting-edge therapies. A former Chartered Professional Accountant (CPA), his personal health journey led him to acupuncture, herbal medicine, and holistic fertility support. As the founder of Acubalance Wellness Centre, he introduced low-level laser therapy (LLLT) for fertility and pioneered IVF acupuncture in Vancouver. He also created Healthy Seminars, an online education platform, and hosts The Conscious Fertility Podcast, where he explores the intersection of science, consciousness, and reproductive health. Websites/Social Media Links: Learn more about Lorne Brown, visit his website hereFollow Lorne Brown on InstagramListen to Conscious Fertility Podcast For more information about Michelle, visit www.michelleoravitz.com To learn more about ancient wisdom and fertility, you can get Michelle's book at: https://www.michelleoravitz.com/thewayoffertility The Wholesome Fertility facebook group is where you can find free resources and support: https://www.facebook.com/groups/2149554308396504/ Instagram: @thewholesomelotusfertility   -------- Disclaimer: The information shared on this podcast is for educational and informational purposes only and is not intended as medical advice. Please consult with your healthcare provider before making any changes to your health or fertility care. ----- Transcript: [00:00:00]  Welcome to the Wholesome Fertility [00:01:00] Podcast. I'm Michelle, a fertility acupuncturist here to provide you with resources on how to create a wholesome approach to your fertility journey. **Michelle Oravitz:** Welcome to the podcast, Lauren. **Lorne Brown:** Hey, Michelle, glad to be together with you over whatever we call this technology. I think yours is the Riverside. Yeah, I had a good time interviewing you for my Conscious Fertility podcast, so I'm looking forward to having more conversations with you because that was a lot of fun for me. **Michelle Oravitz:** It was a lot of fun for me too. And I actually it was really, really nice. And to see that we have very similar views just on reality and health and fertility, **Lorne Brown:** Yeah. **Michelle Oravitz:** it was a lot of fun. And so last week actually for everybody's listening, that was the first time we actually officially met via zoom. **Lorne Brown:** Yeah. But we know each other. We're part of the, the ABORM, right? The Acupuncture TCM Reproductive Board of Medicine but yeah, [00:02:00] like the first time you and I had real conversation rather than chat conversation. **Michelle Oravitz:** Which is awesome. I **Lorne Brown:** Yeah. **Michelle Oravitz:** it. And I think that we're so aligned in so many ways. I think that we both love the whole bridging of science and spirituality. We're kind of nerds in that department. **Lorne Brown:** Yeah. **Michelle Oravitz:** for people listening, I would love if you can introduce yourself. I know we also have, we started out with very different backgrounds. And went into acupuncture, you have like kind of a similar cause you started in accounting, right? **Lorne Brown:** Yeah, so, I am a CPA, so a Certified Professional Accountant back in the day they were called Chartered Accountants in Canada and because of health issues and having such a a response to Chinese medicine in particular eventually I, I was the, one of the controllers and tax guys at this time with ocean spray growers here in B. C. and I left that position so I could go back to school and study Chinese medicine as my second career. So that's kind of a little bit about my background. And then eventually **Michelle Oravitz:** [00:03:00] Like what made you think about doing Chinese medicine? **Lorne Brown:** I was ill. I had um, you know, back in the day, this is in the eighties and early nineties. So this Chinese medicine wasn't as available. This was before websites, right? Where you could really see what other people were doing and learning. And so I had severe gut issues, you know, diagnosis IBS, chronic fatigue, candida and you know, I got scoped through all each end and eventually and I tried different Western approaches and eventually it was the herb, Chinese herbal medicine actually that dramatically changed it so much. So, I mean, I have some memories. I did a bachelor of science first in math. That was my first thing. Then I went and did accounting in McGill. And and then I went and became a CPA, back then CA. They changed the letters for the designation. And I remember when I was at McGill I was already seeing alternative medicine doctors, in particular Chinese medicine. And I remember [00:04:00] s for the first time, how much clarity, because I had, I didn't realize how much brain fog I had. And so the clarity I had, I was in the classroom, I just realized how easy things were going in, and I was just remembering things, and I just felt like things were almost in slow motion in a good way, like a professional athlete when they can see the court. And physically, I just felt I had so much endurance, so much energy. I was just I felt great. And you know, when you've been feeling poorly for so long, That I thought that was normal. And then I got, you know, the illness was so bad while I was early days in my accounting studies at McGill. it interfered with my, my studies. It interfered my life. I almost couldn't get outta bed sometimes with the fatigue and the brain fog. And so I had an I had an aunt who was into this stuff. , I was, wasn't right. Remember, it came from Bachelor's Science Math in Duke County. I was, I think I was always open-minded. Look what I'm doing, but it wasn't kind of on my radar. And she's the one that suggested I see her Chinese herbalist. And you know, I was desperate. I was living in Montreal, Canada. She was living in Calgary, Alberta, Canada. So [00:05:00] I, I got on a plane and flew to see her person because I wouldn't know who to go see right back then. And you know, through dietary changes and herbal medicine. It, it transformed my life and funny story because, you know, I do acupuncture like you do. I always had a fear of needles, right? I never was a big fan of needles. So the first time I was getting acupuncture, the acupuncturist who treated me, I have everybody lying down, but he had me sitting up on the table. Right on the treatment table. I was sitting and he's putting these needles in me and he's like, are you okay? I guess he could see I was going a little green and I'm trying to be, you know, tough guy. And I'm like, yeah, yeah, I'm fine. Next thing I know flop, I passed out on the table. **Michelle Oravitz:** do. **Lorne Brown:** So. Yeah. So now I receive it. I love it. Now I give it. But I did. It's a mind over matter, right? I did have that fear of needles, which is why I started with the herbal medicine. Most people like, Oh, I'll do acupuncture, but they maybe have an aversion to the herbs or the taste of the herbs. I was the other way [00:06:00] around. I got introduced to Chinese medicine through the herbal medicine. And then I was like, Oh, I'll try the acupuncture too. and, you know, I stuck with it, obviously. And, and eventually went back to school and now I can I receive it and I can give it and I have so much compassion for those who have a fear of needles, but usually if they come in and try it, they realize it doesn't feel like needles that you're getting. And now with technology, I have low level laser systems as well. So I can do laser acupuncture for those people that just cannot. Experience acupuncture because it's so stressful for them. **Michelle Oravitz:** Yeah, for sure. So that's that's one of the things or sometimes starting them out with baby needles because the baby needles are really, really, really super thin. You can barely feel it. **Lorne Brown:** Yeah, I mean, I, I mean, I just give them the acupuncture for the first time and, and they're nervous. But, you know, they let me put in one needle, then another, then a third. And that's all I'll do for the first visit for people who have a big phobia. But like you and I know, and those that have received it, it's not like getting a [00:07:00] needle at the doctor when you get a shot or blood drawn. And so you really, you know, once they're in, it takes like a minute to put them in. Then you go and tell a beautiful rest, la la land for 30 to 45 minutes on the table. So all worth it for most. **Michelle Oravitz:** totally worth it. For sure. So talk about why you got into fertility specifically. **Lorne Brown:** Yeah, and I'll keep it short, but it was, it was never my intention. My intention was to treat gut issues, digestive issues, because that's what brought me to the medicine. So I thought I'd be, and that's what I set out to do, IBS, irritable bowel syndrome, Crohn's, colitis, severe bloating, constipation, diarrhea, that kind of stuff is what I thought I would be seeing. and I did see a lot of that, and in our medicine, when we treat, we do a very Detailed history and we treat holistically so we can't just focus on the gut health just like for fertility We don't just focus on the women's ovaries, right? We focus holistically and so most people that come to health professionals back then And [00:08:00] I started in 2000 and now still are female And so I'd always do a menstrual history and the the menstrual history is such a great guide for health, right? We can get so much information. That's why I prefer treating women over men. I treat both women who are menstruating. Help me diagnose them from a Chinese medicine perspective because I get so much information from their cycle history. And so as I was treating their bloating in their IBS, or they're alternating between, you know, constipation and diarrhea, or even colitis and Crohn's symptoms. They noticed their PMS went away, they noticed their menstrual pain went away, their irregular bleeding, the spotting, all those things changed. So I became popular. with women's health in general. So I was just doing women's health. So I was seeing people with perimenopause and menopausal symptoms and with painful periods. That was what I was seeing. And back then, again, the web wasn't a popular thing. I was advertising a magazine with a focus in women's health. And this woman who found me was going through an IVF and she was [00:09:00] going to see one of our colleagues, Randine Lewis, in Houston. So I'm in Vancouver and she flew to Houston to see Randine because this was before Zoom. And she, Randine told her she needs regular acupuncture at least once a week so she's going to enter herbal medicine. So she has to find somebody local because it wasn't reasonable or cost effective for her to fly weekly to Houston from Vancouver, right? Nobody was focusing on fertility, but she found me women's health. So she came to my clinic and told me her story and asked if I'd be willing to follow Randine's acupuncture prescriptions and her herbal suggestions and do that for her in Vancouver. And I kind of said cheek cheekily, but in a funny way, in a cute way, as a non aggressive way. So basically you want me to be like a monkey. And put the points where Randine tells you, tells me, and prescribe the herbs where Randine how Randine tells me. She goes, yeah. And I'm like, I'm in. That sounds great. I get to learn from somebody. Because what our audience doesn't know, [00:10:00] Randine was already focusing with fertility. And she had already had this draft book, which came out shortly after, called The Infertility Cure. First of many of her books. So, I thought it was a great opportunity to be able to learn from somebody with more experience and, and not have responsibility to the outcome. And so, and then women who are going through IVF and struggling with fertility, they talk and By 2004, I only would take reproductive health issues. That was all I would take because I was too busy, and I started hiring associates and training them because I couldn't handle the load myself. Now, here we are recording this in 2025 I have multiple associates in our clinic. And that do focus on fertility and myself personally, I still see a lot of reproductive health. But I'm so into the conscious work now. Cause I have low level laser therapy that we use for fertility, but I use that for so many other things. Brain health pain, pain injury. And I do a lot with pure menopausal symptoms. So, I would say, and half my practice, when I look at my [00:11:00] schedule is conscious work. Right? Is that mind body work? Half my practice is that. They still get acupuncture and low level laser therapy as part of the treatment but they're coming in with, I'm wanting belief change work. and I do see a lot of reproductive health, but I see everything now. So it's, it's kind of gone full circle. Because of the conscious work, because conscious work is my passion. And so whoever comes in the door that's looking for change, they may want a relationship change or want a relationship, job changes, finances. They want a baby, they want a healing. Basically, they want to be happy and they realize they can't get it from the outside. So they're looking for help on the inside to have that transformation. And that's why we use it for fertility because it's such a powerful tool when you can heal the mind, the body follows really well. **Michelle Oravitz:** Yeah. No doubt. So talk about the conscious work, specifically. What does it entail? Mm-hmm **Lorne Brown:** Yeah, well, I'm trained also as a clinical hypnotherapist, and I've done a lot of what they call energy psychology modalities. So I'm trained in [00:12:00] Psyche, emotional freedom technique, Bankstein healing method, you know, energy type medicine. But from the clinical hypnotherapy perspective and what I would call conscious work, it's inner work. It's waking up to your true nature. It's waking up to what some people would call higher self, what they would call consciousness witness consciousness. You'd have to be open and appreciate that there's more to this world than meets the eyes. And so we have a Newtonian science world, what's considered a materialistic world, and those are things that we can kind of measure. And then there's the science, the new science called quantum physics. Which understands there's so much more to this reality than what we see and when you have these shifts inside it has your your perception to the world You see it differently and you can think of it as if you live in a building Let's say your your life is a building, you know On the first floor if that's where you live, you're going to have a certain perspective of what your neighborhood is And it's going to be very limited because you can only see from the first floor. And as you move up, if the 20 store [00:13:00] building, if you live above 10 and you start to live on the 15th floor, you have a different perspective of what is in your neighborhood than the person who lives on the first floor. And so conscious work is about kind of getting to a different perspective. I we know, you know, through so much more research now that we perceive the world. Through the lenses of our subconscious programming, you know, and so how we see the world is through the lens of our subconscious and that subconscious programming is is inherited and imprinted on us inherited like literally few generations before we know this through um, research on Holocaust survivors and their children and grandchildren. And we know this through the study, the cherry blossom study on mice were stressed and traumatized and it got passed down to their grand pups. I won't go into the study because it's **Michelle Oravitz:** and DNA. **Lorne Brown:** Yeah, it gets tagged. It's not a genetic mutation, it's a tag. So it can, one generation get tagged, and one generation you can heal it. So, you see the world through the lens of your subconscious, and that lens is based on your history. And [00:14:00] so, I heard a teacher of consciousness once say, Reality's white snow, let's pretend that. And then you have red glasses. I have orange glasses. Some of the listeners have blue, green, white, yellow. We're all seeing white snow, but we're all experiencing it, perceiving it differently because of our lens. And if we want to have a different experience to see that reality, we got to change our lens. **Michelle Oravitz:** Yes. **Lorne Brown:** You know, or we're both fans of Joe Dispenza, right? We both run retreats, and **Michelle Oravitz:** we're Joe Dispenza groupies. **Lorne Brown:** yeah, I like, I like his work. I like his retreats and his books. And in his book, Breaking the Habit of Being Yourself, I think it's where he said it. I've read all of his books and been to many retreats, but I really liked how he said your personal reality is based on your personality. And you can't have, how do you expect to have a different reality if you bring your current personality into your future? You're gonna get the same thing. Right. And so this is about having that shift because, you know, we're going kind of into a rabbit hole here, but if you're open for it, **Michelle Oravitz:** No, I'm totally open for it. And my, my listeners are used [00:15:00] to it, **Lorne Brown:** okay, you know, God, I see they're allowed to, or Gandhi, I've seen this quote attributed to both, but it kind of goes like your beliefs lead to your thoughts, which lead to your feelings, which lead to your actions and behaviors, which lead to your habits. which leads to your destiny. Basically they're saying is your behaviors are always congruent with your beliefs. And when they conflict the program, the belief is going to win. And if you do a behavior long enough, it becomes your habit. So it becomes a reality. So we often want to go and work on the outside world. We often want to go work on a behavior, but the behavior stems from a belief or a program often unconscious. And so we'll self sabotage ourselves, even though we really want to lose that weight. We go and we diet, we exercise, but that's a behavior. But if you have a program that, you know, I'm not beautiful, right, or I'm not thin enough, then the subconscious wants congruency, and it will find a way to sabotage that. [00:16:00] Consciously or unconsciously, it'll happen. And so rather than going to work on the behavior, we go to work on the program, and then it flows down, and the behavior changes naturally. **Michelle Oravitz:** It's so true. And it's almost that, you know, that saying whether you think whether you Think you can or can't  **Lorne Brown:** you're right. Yeah. **Michelle Oravitz:** it's just a matter of what we choose and I think the key with this is that people don't even realize It's almost like they're so asleep in the matrix **Lorne Brown:** Yeah. **Michelle Oravitz:** is such a great movie, by the way, because of that reason, it really shows us how, if we just knew that that was the case, **Lorne Brown:** Yeah. **Michelle Oravitz:** had those beliefs and it impacts our reality, then we would make a difference. But I think the problem is, is not even knowing that it's even there. **Lorne Brown:** Yeah. Well, of course, and I don't know if the age has changed, but it was my observation that around age 40, people start to realize that they need to do their inner work. the drug doesn't work anymore. The antidepressant isn't working, [00:17:00] or they're in a third relationship. It's not working. They change cities. Like it's not working. The changing the outside is only temporary. So somewhere around 40, maybe it's younger now cause things seem to be speeding up, but around age 40 people come in there and they don't know what they're looking for, but they know they're looking for it. And you and I have language for this, right? They're looking for inner work, conscious work, but they kind of know that I know by getting a new relationship, it's not going to help. I got it. Something's not right. about me. And I, you know, I'm going to give an example because the relationship one comes up a lot in my practice when people come and see me. and I share this as an example of self sabotaging programs and why I like the conscious work. And we can talk about how this plays with fertility as well and baby manifestation. This actually wasn't my patient, but it was somebody who shared it. And I loved this case so much because it, it really is a great explanation of of belief change. So She was around 45. She was a lawyer and she had become aware that she was somehow sabotaging relationships. No matter what [00:18:00] relationship she went in, like she would find some not such great guys in her opinion, but she actually realized she found some good guys too. But for some reason, even she knew there was a button and she, she knew she shouldn't push that button, but she would push the button even in her mind when she knew this isn't going to work out. And the, and the relationship would collapse. So at her clinical hypnotherapy session, She got regressed and in this regression, she's experiencing herself as a four year old and she's remembering her mom is making dinner for her and her older sister was around seven and she promises the girls that they get popsicles if they eat all their dinner. So her older sister. Eats her dinner fairly quickly and gets a popsicle. And she, she being for living in that theta brainwave living in the moment, it's not eating quickly. And all of a sudden she sees her sister with a popsicle and she goes, I want a popsicle and her mom's tired end of day. And she angrily says, no, you haven't eaten your dinner. You don't get your dinner to you. You don't get your popsicle till you finish your [00:19:00] dinner. And it probably wasn't said in a loving way. And this triggered the four year old. And like many four year olds, she got. You know, she had a little four year old temper tantrum, and that set off her mom, and then she got sent off. To her room without dinner and without popsicle. And in her story, she's thinking in her dialogue that mommy likes, mommy likes and loves my sister more than me. Mommy doesn't love me. I'm not lovable. And she has this aha moment when that program really started for her. I'm not lovable. Now, remember I said the subconscious and the conscious want congruency. The heart and mind want congruency. When it conflicts, the heart, the shen, the subconscious, wins. And so, she would have a relationship, and if this guy was doting and loving her, her subconscious goes, that's not who we are, we're unlovable. And she would Consciously or unconsciously sabotage the relationship. So in hypnotherapy work, we're able to bring her 45 year old self back and reparent doing her [00:20:00] child work and shift that. And I often say in my practice, I have a an approach. Notice, accept, choose again. Notice everything is neutral and we give it meaning. Neutral. She just did not get a popsicle. Neutral. The meaning she gave it was I'm not lovable, right? And children that are in theta, meaning they're in, they're sponges. They don't have that prefrontal development to discern things. They just take things in and we don't know why. But you know, if you're a product of divorce, which a lot of people are It's usually for the children. It does some form of scarring, subconscious scarring, right? Because the children feel like they're responsible. It's their fault. So guilt shows up or shame shows up. Not safe. So all these programs come up and when I distill them down, I see people that are worth hundreds of millions of dollars. I see people that can't afford my services, right? And based on what they get paid, right? And when you distill it down, the stories are, can be very different, but when you still it down, it's I'm not enough, right? I'm not lovable. [00:21:00] I'm not pretty enough. I'm not thin enough. I'm not smart enough. It's kind of, I'm not enough when you distill it down, whether you're worth a couple hundred million or whether you're scraping things together. So. Notice everything is neutral. We give it meaning. And when we believe in the story, we make it real. So this is not to believe in the story. And that's kind of that materialistic side, right? And we use these tools conscious work to go in and clean up the operating system. And here's an important point I want to share with our listeners is You know, you have this hardware, but the hardware functions depending on the software and I got multiple stories like this, but I'll give you a couple, you know, they have done research on those with multiple personality disorders and depending on the personality, right? One will need reading glasses. One will not. One's blood tests will be diabetic and the other one will not. Right? I mean.  **Michelle Oravitz:** to orange juice. **Lorne Brown:** Yeah, when we allergic not so same physical body. So from a journalistic point of view, this makes no sense, but from a quantum perspective, it does. Right. And and we've heard people [00:22:00] with near death experiences. I've, I've heard through a colleague of one before, and I just, I'd met one recently, actually, and she's written a book on it, Anita, where she, yeah, it's great, right? **Michelle Oravitz:** Yeah. Yeah. **Lorne Brown:** So, you know, her story is she. Developed cancer, funny thing, not so funny, but she always had a fear that she would die and get cancer. So, you know, you got to be careful where you're putting your focus, right? She did everything she could to not get cancer. She got cancer and she was ridden with tumors and she's in the hospital and her husband's by her side. And the story goes that she goes unconscious. So they tell her, say goodbye. She, this is it. She's, you know. She's going to die and she's got, they got on some medications too, I believe for pain relief. And I think it was a day or two later, she opens her eyes and she has an experience of a near death experience where we won't go into it today where she sees other. Family members are beings, but not the personalities like she just knew who they were, but she realizes she's coming back and she knew she was coming back [00:23:00] different. It wasn't like a full lobotomy, like 180 degree turn, but she had a personality change, right? And she knew her cancer is gone. And when she woke up, she tried to convince her husband her cancer was gone. And he's like, you know, no, you know, they got the doctors. She was able to re Share stories of conversations that they had outside when she was in the coma in another room. She forbade him. She could, you know, she knew what the doctor's shoes look like, right? Everything. So **Michelle Oravitz:** that's that bird's eye view. **Lorne Brown:** she was outside the body, but her cancer went away without any medication. After that, she woke up from a coma. And her cancer just resolved herself. So there's that personality. So her personality changed and her physical body changed, right? Because of this and going back to our friend Joe Dispenza, Dr. Joseph Dispenza and your listeners check out his book. They're supernatural the placebo and breaking the habit of being yourself. That's a really good one breaking the habit Right. It's a good one to start with. He talks about you can use matter to change matter, which can be slow. That's for our fertility patients taking supplements. [00:24:00] That's IVF, that's diet matter, change matter, or you can use energy to change matter, which can be spontaneous. Like what happened with Anita, which when her cancer went away, right? Is it went away pretty quickly, right? **Michelle Oravitz:** There's people with well, we see it all the time at Joe Dispenza's work stage four cancer. It just, it goes away. **Lorne Brown:** Yeah. So that's working with a different, dimension of yourself, right? If you want to speak. So the conscious work that I use is how to tap into that, how to tune into it. And it came from my experience, right? I, I've learned this and developed this from many people I've studied with. And I'm a kinesthetic learning. That's learner. That's why I've learned psych KFT, Marissa peers, rapid transformational therapy, Ericksonian The guy just. Love it, right? I think it started from insecurity. Not enough, not smart enough. So I kept on doing things which brought me my success outside, but inside it wasn't enough. So I kept on learning and learning and learning. And then eventually, you know, you're brought to your knees, which I was. debilitating anxiety. And I go in and do the [00:25:00] inner work and I have the transformation. And then I'm kind of at peace. Don't feel like I need to do too much. But now there's this new drive, this overflowing, wanted to share. It's a different feeling. It's comes from peace. It doesn't exhaust you. Right. And so I think on the outside, if I was looking at me, I looked. Similar as in go, go, go. Always learning, always doing right. But I was coming from fear and lack for many years, my doing and stuff. So my doing just got me more fear and lack because I could never feel that void. Now I'm going, going, going, but it's coming from feeling more whole and complete and I'm not attached whether I do it or not, right? I'm not attached to it so much. And but yet I'm still doing it. But now I feel Charged by it. **Michelle Oravitz:** That's so great. I mean, don't you see the yin and the yang too, in a lot of this **Lorne Brown:** Oh, yes. Yeah. Yeah. **Michelle Oravitz:** the harmony, the **Lorne Brown:** Yeah, and you got to keep going into the end So you then you have the young and it happens, right? So, you know, I go inside I become quiet and and then all of a sudden all this [00:26:00] activity and inspire thought comes through me And then I I want to go in and see if I can manifest it, right? **Michelle Oravitz:** Yeah. And everything kind of goes in pulses, you know, there's a, there's pulses, even with like experiences that we have in life, there's ebbs and flows. I think that we get impatient or we think that it's going to be forever, but nothing lasts forever. It's like the good news and the bad news, nothing lasts forever. **Lorne Brown:** Right? Yeah, it's the good news and the bad news. Yeah, in that sense, don't be attached. **Michelle Oravitz:** Yeah, true. **Lorne Brown:** Which is a practice. **Michelle Oravitz:** it is, and it's something that the ancients have been telling us this whole time. They've told us to go within, they've told us not to be too attached, to learn from nature, to learn from what's around us. to flow, flow with it. **Lorne Brown:** And a tip for our listeners, because again, I teach what I've experienced. Many people may be going, well, I've read these books and I know all this stuff and I haven't had a shift. I was that guy where I had read everything and took courses, but I didn't do the process work. I, I conceptually understood it. I could teach it. But I wasn't living it. And it wasn't until I actually did the process work that the [00:27:00] transformation started happening, the awakening started happening. And so that's kind of, you know, with my patients, when I work with them, they want to get in the head and understand, which I love. We got to understand when you understand the why behind it, they say that the how becomes easier. The why is, you know, how does it work? And then the how is, what are you going to do? But if it's just an intellectual discussion you'll have a mind shift. But you won't have a trait change. And what's the difference? A mind shift is that temporary, you feel excited, this makes sense. It feels excited, but it's a shift. It's like when you pull an elastic band apart, it's neuro elasticity, it stretches out, this feels good. But within an hour or two, or a day or two, it goes back to its normal shape. So you haven't made a neuroplastic change, you just made a mindset shift. And if you do that daily, multiple times, it eventually become neuroplastic. And what I mean neuroplastic is if you stretch out a piece of soft plastic and you let go, it stays stretched. So that's the trait change. So repetition or doing many things that create a mind shift regularly often will give you [00:28:00] neuroplasticity changes, right? That hold becomes a trait. That's that, you know, do certain actions over and over again. So that's one way. But then there's other. faster ways to do neuroplastic changes, which doesn't just require repetition. That is one of them, but there's other processes I use. Part of my hypnosis practices and other energy psychology tools is what they're often called now to help make that neuroplastic change, not just from repetition, but from doing these Process work and we call it process work because it's not it's not done. It's a it's a bottom up process versus a top down So i'm not a counselor a therapist. That would be somebody who's doing a top down Let's talk about this and there's some benefit to it. The clinical hypnotherapist perspective is a bottom up meaning Your tyra box said this once your issues are stuck in your tissues So when you have these emotions rarely does somebody say I feel it in my head It does happen once in a while. Most people feel it in their throat, in their chest, in their stomach. It's in your cells. And we got science to talk about [00:29:00] how the microbiome changes with stress and emotions. **Michelle Oravitz:** images of people, all people that were angry, all people that were sad. And they would notice that it would light up in certain spots consistently in the body, which is really fascinating. You can probably find it online. **Lorne Brown:** cool. Absolutely. And, you know, we know like we got serotonin receptors in the gut. Now the heart's being known as a, as a second brain may have more what the read off of it more than the brain and, and then dispensa and heart math talk about heart brain coherence. So we're. You know, I look at it this way is, you know, back in the day of Galileo and Newton, the days when we thought that the sun revolved around the earth and the earth was flat, it was hard for society to shift and science to shift, right? Cause everything we understood the way we could look, it was like, no, no, the world's flat. It look at it, you can tell, look, look outside, doesn't look round or look, look, you can tell that. the sun is going around the earth. Look in the sky. It's so obvious. And you [00:30:00] can't tell me the earth is spinning. We would feel it, right? And now today, most people realize that the earth is round, not flat. There are so few flatters out there. They realize the earth is spinning and that the earth goes around the sun. But there's your perception, you know, there's the first floor view. From my view, the sun is going around the earth. I see it rise and set, right? I can see it float around. I'm standing still. I'm pretty sure about it, but that's a illusion. It's not a complete correct perception on that first floor when you go to a higher floor. So in this case, when we go into space, We can see that it's actually the earth that goes around the sun and the earth is round. And then if we go to a higher floor, we're going to probably get a whole other understanding of what's going on in this human experience and purpose and what's your individual purpose. And people have spoken of it. I haven't tapped into that aspect. I've had those. Non medicated, so non psychedelic experiences where I've tapped into profound peace, where I've tapped into bliss.[00:31:00]  I've also, through psychedelics, I've only done it once, so I'll never do it again, where I tapped into my shadow, right? Accelerated my journey, but I wouldn't wish that upon anybody, going into my shadow work unprepared. **Michelle Oravitz:** 'cause if you, you have to be ready for it. That's **Lorne Brown:** I wasn't ready for it. I, I, I cheated. I cheated with psychedelics. And it put me into my shadow grateful now because and here's a litmus test for myself. So I share this with the listeners as well. If you. don't like your life now, then I'm pretty sure you're still living in kind of a victim mode. You don't like your past and you'll have all the evidence to say why you don't like it. And if you can love your past, no matter how bad it is, then I know you love your now. I know you love your life. Why? Because You realize that who you are today is based on everything that's happened to you and you and because you love where you are today, you would never want to change your past because you love your day. Doesn't mean you want to relive your past, but you're grateful for. You don't regret it because you love today. [00:32:00] But if you hate your past, then it's I'm pretty sure you really don't love it. your day. And there are some terrible things that have happened to people. And I've seen people who've had terrible acts done to them. They would never ask to go do it again, like, but they also say, I love my life now. And so I wouldn't change anything in my past. So that shows you that's healed, right? That vibration that's healed. And so, because there's only this moment. So I find conscious work powerful when you bring it to reproductive health. I want to quote our Randine Lewis friend who wrote the book, The Infertility Cure, many books, but I remember hearing her talk about when women get into a later stage of their reproductive years, especially into their forties she said, you know, at the beginning, you know, reproduction is, it's a, it's a youth game, Jing, we call it essence Jing, it's the physicality, right? You got to have good physicality and it, and that happens with the youth. We see it around us, right? Like, a 90 year old and a 20 year old, the same person or different [00:33:00] physically. But there's something about spiritual maturity and sometimes, and this is where it kind of ties into Dr. Jo Dispenza, matter change matter. So that's the physical, the Jing. And then there's energy that can change matter. And that's what we call the Shen, the spirit tapping into that consciousness. And she says, when you're younger, you can be spiritually mature because you have such good Jing, it overrides everything. And so you can be a drug addict. And you're 20s and getting pregnant all the time, right? Poorly eating, all that stuff. And then if you get into your 40s, the physicality you want, but it's not enough, you need to, as she said, have your shit together. So that's, I'm quoting her. And sometimes that's when we see what we call miracles. It overrides the physical. And you really need to do that spiritual, the spiritual maturity happens. And so, you know, have both. Add to that her excitement with donor egg back in the day when we were having this conversation was she couldn't wait to meet the Children that were born through donor egg cycles because she [00:34:00] says currently this was way back when in early 2000 people were born with either young mothers, so physically strong, spiritually immature. They're in their twenties, early thirties or they're born with women in the early forties. physically not as strong, but spiritually more mature. So they didn't have both. She goes, but with the donor egg cycle, they get the gene from the, the egg. So a physical, physically strong, younger woman, and they are gestated. And raised by spiritually mature women. It's going to be the first time where they get both strength from the physical and strength from the spiritual. So she was quite excited. It was a different perspective to look at the Dorae. She was like, I wonder what kind of children these are going to be, right? So,  **Michelle Oravitz:** amazing. And actually it's really interesting. I don't know if you've seen this yourself, but sometimes the donor egg and the child looks like the mother. **Lorne Brown:** yeah, well, not surprising. I, I, I can't quote you on this, but I remember that they've done this in animals where you put him in a different, like, I don't know, [00:35:00] a donkey into a horse or something like, and it comes out looking more like the the mother. Like the, the horse. So, because don't forget you start as, you know, You know, a bunch of cells, right, you know, when you go in and you're grown, so you are influenced because you're, you're taking in in Chinese medicine talks about this, the emotional well being of the mother during pregnancy will impact the nervous system and the emotional personality of that child. And so what you're eating and what you're doing is helping grow that child. So we have what we call prenatal Jing, you know, for our listeners. So you get that from the mother, the father, and then. throughout pregnancy. And then postnatal Jing is what you, what happens after you're born. So your diet lifestyle. And so everything is impacting you up until you're born. That's what we'd call your genes. And in Chinese medicine called pre pre pregenetic destination, right? Prenatal, prenatal essence. I don't know if I said, if I use the right word, prenatal essence or prenatal Jing is what happens. So, yeah, I love [00:36:00] that story that she looked a little bit like the mother, not surprising. **Michelle Oravitz:** Yeah. And I've actually seen it because I, one of them she's somebody that I'm friends with on Facebook and she's also been on the podcast, Nancy Weiss. She's a spirit baby medium, is a whole other **Lorne Brown:** Yeah. **Michelle Oravitz:** topic. Right. But she. donor embryos and one of her daughters, she put a side by side picture of herself when she was younger and the daughter, and it was crazy. How similar they looked and then I've heard another story of somebody with freckles that she's had freckles But the mother of the donor did not and her husband did not So she always wanted a child with freckles and sure enough one of them got freckles  **Lorne Brown:** Very cute. Yeah, And that, there's so much things we don't understand and the donor egg cycle, I don't know if you've seen this, but with my patients, they only have one regret and it's a great regret that I've always heard when I've heard any regrets, I don't hear it often, but I hear it [00:37:00] and they say that the only regret I have is that I didn't do this donor egg cycle sooner because I don't, I realized I could have been with this baby I, I waited, I, you know, cause they're doing other things and understand there's a process to come to this place where you're ready to do donor a. But that's a great regret. Meaning they love this baby like from day from day one implantation, right? They have this connection. They're their mother. And and. It's, it's, that's great news, right? Cause so many people understandably have to get their head around about not using their own genetic material, right? And when you get there, when you surrender, which is part of conscious work, right? And the resistance drops and you get into flow and receptivity, the experience can be beautiful. And then regardless, even if you don't, when that baby's born, you're like, what the heck? I've been waiting for this forever. **Michelle Oravitz:** Yes. And that's another thing. So looking at the same thing from different lenses and different perspectives, and then you can kind of think, [00:38:00] okay, I may have wanted it to go this way, but perhaps it can go another way. And I'll still get the end goal, which is really to become a mother. **Lorne Brown:** Yeah, that's the end goal. And that's what we want to focus on. And from the conscious work, you know, we, we hear so often in manifestation work and in teachers of consciousness, not to be attached to form an outcome. And I'm a practical guy. So the left brain, my math background, my accounting, I'm, what I would say my feet are on the ground and my header is in the clouds, not just, you know, some people either their head in their clouds. So some people in our industry just head in the clouds. So it's hard to bring it to this earth or my old profession as a accountant, the feet are on the ground, right? I feel like I'm, I'm doing both of that.  So. I want to share this because this worked for me. And again, I often share is, you know, it's easy to say don't attach to form an outcome. That's easy to say you're not the one that has, you want this form an outcome. So it's, you can't fool the universe. You can't pretend, right? Really pretend, but you can do [00:39:00] practices. And I have found this line and I didn't come up with this. I heard this from somebody else and I was like, brilliant. And it works for me and it's worked for hundreds of other people I've worked with this or something better. Yeah. I want this or something better that had such a different vibration to it because you didn't choose your desire So I will never say you can't have you can't want this You can't desire this because you didn't choose it. I I prefer chocolate ice cream over strawberry. I can't tell you why it's just it is I just like I want chocolate ice cream. I don't really want strawberry ice cream. It's just What is, and so, but when you have a desperate need for it, that if I can't have this, then you create resistance and that impacts the field and that cannot be healthy. But if you have a desire, you want it, but you also know you're going to be okay, whether you have it or not, that doesn't add resistance to the field. And so often we, cause if you get focused on has to be this way, then you're not leaving yourself open to other things that [00:40:00] can bring you that same experience. Right? Because what does the baby bring to you? Right? You know, why do you want the baby? What's it gonna bring? What's gonna be different? What are you gonna experience? You know this kind of work, right? Because then you could get little, I call them Drift logs or kisses on the cheek from the universe where you know what it feels like you're practicing what it feels like and it's This or this or something better and then all of a sudden it that same experience comes to you But it's a different manifestation physically. So you're like, oh You know getting that feeling and so you're you're starting to get it from other places as well You're experiencing it. And when I say get it from other places I want to use that loosely is you have learned to Elicit that experience inside of you and then you're starting to see it manifested on the outside so because you don't want to have to get it from the outside because again, then you're not whole and complete This whole work is about becoming whole and complete where it's cut. You are it's It's you're making it inside of it. You're tapped into a part of yourself higher than I guess the ego self to use that language. And then it becomes fun to [00:41:00] see if you can manifest it on the outside, but you're already experiencing the feeling. Hence it's easy not to be attached because you're already feeling the joy or the love or the nurturing of something else, right? And the being of service to something else, you're already bringing up that experience. So you don't need it on the outside, but then all of a sudden you see it on the outside and that just bumps it up a bit. It amplifies it. And so you get, but it's temporary, that amplification. And then when you come back to your set point, that set point is peace and joy anyhow. So you're good. **Michelle Oravitz:** So it's unconditional peace and joy. It doesn't have a condition on it. You choose to just have that. **Lorne Brown:** Yeah. **Michelle Oravitz:** you can, and I think that that's the big thing is that people don't realize that they can actually do that. They could bring it up through just meditation and different practices that they can bring it up in themselves. **Lorne Brown:** Yeah. You tap into that. And I mean, I've, I've had that. I have glimpses. I have experiences of it. And for now the language is I'm, I'm tapping into my true nature and everybody has this true nature, your witness consciousness, your higher self, you want to give it a word. [00:42:00] And. I think we might have talked about this when I interviewed you on the Conscious Fertility podcast, but it's not all positive. It feels good. You still get uncomfortable feelings. You're just not at the full effect of them. So you experience the sadness. You can experience fear. You can experience guilt or hopelessness, but it moves through you like a song on a radio, 90 seconds, and it passes through you. And then you're back to that peace. And So if you're able to not get into the story and you can experience it, you still feel these uncomfortable feelings, but there's a, there's could be an underlying peace or even beauty behind some of those feelings. You're just not at the full effect of them and they just don't last for, for weeks. **Michelle Oravitz:** Yeah. Well, the untethered soul, I think that was like a big game changer for me, that book **Lorne Brown:** Michael Singer's book. Yeah. **Michelle Oravitz:** Singer, he's amazing. And I think that it really was about like allowing discomfort to happen without judgment, without that kind of good or bad, that neutrality, just kind of allowing it to happen. And I have an [00:43:00] example because I burned myself. I remember it was a Friday night and I was exhausted. I was so tired. I couldn't wait to sleep. And I burned my thumb. was like, man, and it was a stupid thing. Cause I was so tired and I touched something and I knew I shouldn't have done, it was just like, without thinking. And I was like, how am I going to sleep with this burning sensation? It was like the worst feeling ever. You know, it's like when you first burn yourself. And I remember thinking to myself, maybe it was like my higher guidance, something resist the burn. So I was like, okay, let me try this. literally felt, I closed my eyes and like, I imagined myself just kind of going through the fire with my hand and almost. Accepting it, inviting it, allowing it. And literally within five minutes, the burn went away. **Lorne Brown:** Yeah, and that's the quantum. That's energy changing matter and you use the awesome word resistance Right resistance is futile to quote the Borg from Star Trek Resistance is futile for those Trekkies out there When you add resistance basically you amplify the burn you amplify the [00:44:00] suffering or take from the Buddhist quote pain is inevitable the burn hurts Suffering is optional. That's where you amplify and when you can lean into it versus it's counterintuitive because we should run away from it. We think, right? And I had that similar experience in the nineties. I I had read, I read dr joe dispenses book, but I didn't understand it. I kind of read it, but Didn't catch very much of it the first read and one day when I was studying to write the exams to become a chartered accountant, a CPA I had sadness come over me real, and it was a new thing. I wasn't something I really experienced this kind of sadness that I could recall. And I don't know why I did this, but there's again, another part of you leading the way here. I decided to, in the middle of the day, I had shared accommodations. I was living with a female and she had Yanni and the Ghetto Blaster. Back in the day, it was Ghetto Blasters. with cassettes, maybe CDs. She had some incense burners. So I lit that and there was like lavender rose in it. And I went in the [00:45:00] bath and just decided to experience the sadness. So as I'm listening to the sad music, there's some incense and candle lit in the middle of the day in the bath, hot bath. I'm so going into the sadness. Tears are rolling down my eyes. And in a moment I'm in full bliss. Like I'm like bliss. Like. But I I don't do drugs, but what except for that psychedelic experience, what, what a good high would be like, it was like, and honestly, if that's what it feels like, I understand why people would do drugs. It was just bliss. And I'm like, you know, try to be sad. Because I was like, this feels great. Can I be sad? I couldn't be sad. And it was only later I had that experience first. And then I read dispenses book. Sorry, not just Ben's, Eckhart Tolle's book, Eckhart Tolle, The Power of Now is what I meant. And the line where he says, you, when you're present, you can't suffer, because when you're regretting the past or fear in the future, you're not in the present. But if you're in the present, he says, even sadness can be turned into bliss. And when I read that line in the book, [00:46:00] I had my aha moment because I had that experience. And now the process that I do in my conscious work is about lowering the resistance. Somebody says, what are you doing? You're tuning into your, your wist witness consciousness. You mentioned Michael Singer, the untethered soul. He often says he doesn't use tools or do tools, but he kind of does. And and I have a process that I believe brings down the resistance. My experience, people, I've worked with and then you have that flow and receptivity and sometimes I just have peace. Maybe it's at, you know, if my, if I'm frustrated or fear, it's a seven out of 10, it'll come down to say a two or one. So peace in an unhappy situation still, right? But peace. So the resistance is low. Yeah, **Michelle Oravitz:** flow in that moment. And it's interesting because I, my litmus test is, are you present? Really? That's the question. I, a lot of people that I work with is, are you present? Like, cause many times when they share things that are uncomfortable for them, they're not really in the present moment. They're either [00:47:00] expecting a future or thinking about a past or something that happens. So the present moment's always the antidote. To everything. If we **Lorne Brown:** present. And that's what the mind does. It's the nature of the mind. You can't get mad at the mind for thinking because that's its nature to be like getting upset with water for being wet, right? It's its nature. So you're fighting with reality. However, there's tools to help you get present and these uncomfortable feelings can become portals to presence. Right. And you're not wallowing them and, and embellishing them, you know, you're not inflating them. You're leaning into them and observing them. So I think what's happening, my experience, my understanding to this point is when we really get practice at noticing and observing them and accepting them, I think we're tuning, we go into present moment, but we do this by tuning into our witness consciousness because the mere fact of witnessing them, not, it shouldn't be this way. It's not fair, like getting into the head. But. **Michelle Oravitz:** neutral watcher. **Lorne Brown:** get into the watching, just getting practice at watching, then you [00:48:00] tune into your witness consciousness and that nature of you is peace and joy. So you tune into it. So wherever you put your energy is what's going to grow. So if you believe in the story and you're at the effect of the story, then you're You're unconscious and you're experiencing it. You're suffering right now. You've amplified the negative situation if you're able to observe it I'm not saying you'll like it. We're not doing a spiritual bypass here, but getting practice at observing at it I believe you tune into the witness consciousness and It's nature's peace and joy and the metaphor I use for this Michelle is when we so Tell me how this lands for you and I'm curious for your audience because this for me was my another aha moment just like what's going on here because I'm having these experiences and I want to have language to share with the people I work with. So if you buy an apple, you have to consciously you Michelle ego Michelle has to pick up the apple and chew it. But after that, Michelle, you're not going release salivary enzymes in your mouth. Like I got to do that. Nobody talked to me. Nobody talked to me. I'm getting acid into [00:49:00] my stomach now. Okay, I cannot. Walk up the stairs because my intestines are now absorbing the all these B vitamins or same thing when you sleep when you go to sleep You're unconscious. You're not breathing yourself. You're not pumping your blood Or pumping your heart circulating your blood your autonomic nervous system is doing this another part your subconscious program is doing this, right? The autonomic nervous system. Well same thing. I don't believe for me that I let go of these programs or emotions anymore. Not Lauren Brown ego. Just like I don't release the salivary enzyme. All I have, I believe it's my witness consciousness does this. It's what's metabolizing these uncomfortable feelings and old programs. And how do we do this? Well, first you have to make the unconscious conscious. So that's my notice step. Everything is neutral and then we give it meaning. Don't believe in the story. When you do, you make it real. So don't take it personally. Then I have multiple tools during the accepting part to surrender to what is, not fight it. Doesn't mean you're resigned to it. Doesn't mean you like it. We're just accepting that this is how I feel right now. And you [00:50:00] accept it and you start to observe it and get really, this is a skill. You get practice at observing it. And by that observing, you tune into the witness consciousness and it is what lets go the feelings. It's what metabolizes it. So, so. It's the intelligence. And so give it a conscious divine. I don't know if it's a part of me or part. I don't know. All I know is Lauren Brown is not doing it. Just like Lauren Brown gets to choose to bite the apple. Lauren Brown gets to choose to notice, not take it personally and observe it. That's all I do. The digestion of the apple is outside of my ego, my conscious mind, the digestion and the alchemy of these emotions where I was sad, went from sad to bliss. Right or go from fear to just feeling at peace. I'm not doing that I don't believe I let go of it and this ties into Michael Singers He says that these I don't know what he calls them Sankara's or something these these these energy blocks. They're [00:51:00] there So you're not experiencing your true nature You're all blocked up with these old programs and beliefs and feelings, but when they get released they move up and out You have this space now where you get to experience yourself. So that's how he describes it. Does, I mean, the, the metaphors and the concepts, yeah, the bottom line is you got to do the work you get. That's my point. It's nice to understand. A lot of us cannot confirm or prove anything, but when you have the experience, you don't care because the experience is peace and peace. It was nice. **Michelle Oravitz:** It is. **Lorne Brown:** I'm not at the, I'm not at the state, I'm not at the stage where I can equally treat fear and, and peace or fear and love together. Like some people say you get to a place where you don't, you don't judge either. You're, they're just vibrations. You're okay. I definitely prefer peace and joy and bliss over fear, shame, guilt, just so you know. Yeah. **Michelle Oravitz:** really our true default **Lorne Brown:** Yeah, **Michelle Oravitz:** is in that nature and that's the Buddha [00:52:00] nature. That's kind of like **Lorne Brown:** yeah, **Michelle Oravitz:** like form and we learn the other things. **Lorne Brown:** yeah, **Michelle Oravitz:** habituated through habits. So bringing this into fertility, which I think is actually very relevant, even though, you know, it's kind of like this big grand concept, it could totally apply to going through IVF, going through the resistance. And also in the IVF, you get so focused on the numbers and the analytical, where sometimes you need to kind of. move back and allow yourself the space and the, and to really take care of your wellbeing. And that's kind of like a, my big thing about that, which always tends to kind of fall in the back burner burner. **Lorne Brown:** yeah, yeah, you're going through the journey and anyhow, so that's all thing pain is Inevitable suffering is optional. I don't think anybody would want to go through an IVF However, if you're going through it, you could go kicking and screaming and suffer through it, or you can go through it and, and not amplify the difficulties of it. And that, again, is a skill set, because [00:53:00] IVF is not easy. As you know, the research shows it's like getting a cancer diagnosis or terminal diagnosis, infertility. So I want to clarify that we're not dismissing it. The conscious work is about being authentic. It's actually about feeling your feelings. However, with a different lens and developing a skill set, a process, so you can metabolize it, right? But yeah, if you're going to go on this journey, if you're in this journey, you didn't choose it, but you're in it. And so how do you use it as, as they say in the conscious teachings, how do you make it as, how is this happening for you versus to you? What does that mean? How do I get out of victim mode? Because it doesn't serve you to being accountable, responsible. What does that mean? Accountable responsible does not mean you blame yourself or you blame other accountable. Responsible means that if you're having the experience, then that's all you need to know that you're responsible for healing it because you're the one having the experience. If you if you it wasn't your responsibility, then you wouldn't be having that experience. And there's so many experiences [00:54:00] happening around the world at one time, and each individual is only aware of so many the ones that they're aware of that are triggering them that they're experiencing. That's, that's all you need to know that that means you're accountable, responsible for that. The stuff that's happening around the world that doesn't trigger you, it's not your responsibility to do the inner work around it. **Michelle Oravitz:** Yeah. Well, I mean, I can keep talking to you forever and of course we just talked about one subject, so perhaps I'll bring you back for other ones as well. But this is this is definitely the kind of thing that I'm very interested in and I nerd out on this all the time. It really is something I think about every single day. I think that it is when you really are bringing up your consciousness and becoming more aware in your life and. Really being the creator of your life or owning that you are a creator in your life I just think it brings another element of purpose and meaning everything. **Lorne Brown:** Yeah. We all want to be happy. And we think different things outside of us will make us happy. This work brings that kind of [00:55:00] happiness. And if, to kind of wrap this part up on consciousness from the materialistic and then the quantum perspective, you know, when we, when we're unconscious, or when we're in that state of fear, we don't feel safe, right? Then our body goes into survival mode, right? The fight or flight. And so, our resources are not available for healing. creativity and reproduction because they're in survival mode, you know, blood gets drained from the, the thinking brain goes, the blood gets drained from the digestion reproduction. And so, but when you feel safe, which is what conscious work is, so here's on the material level, you free up resources for healing, creativity, reproduction. And we know this, that the unsafe hormones of cortisol. and adrenaline and epinephrine, all those things affect inflammation, the body, the effect, your immune system, your hormonal system, your gut microbiome. And when you feel safe, you're releasing the

In episode #365 of The Hormone Puzzle Podcast, our guest Dr. Lorne Brown talks about The Use of Laser Therapy for Fertility. More about Dr. Lorne: Dr. Lorne Brown is a recognized leader in integrative fertility care. His earlier career as a Chartered Professional Accountant (CPA) uniquely shaped his approach to health and wellness. As the founder of Acubalance Wellness Centre, he pioneered low-level laser therapy for fertility and introduced IVF acupuncture to Vancouver clinics in 2002. Dr. Brown served as chair of the Integrative Fertility Symposium for six years and authored the Acubalance Fertility Diet. He is also the creator of Healthy Seminars, an online education platform for healthcare professionals, and the host of the Conscious Fertility Podcast, where he explores the intersection of science, consciousness, and reproductive health. Thank you for listening! This episode is made possible by Puzzle Brew's Fertility Tea: https://hormonepuzzlesociety.com/fertility-tea Follow Dr. Lorne on Instagram: @‌conscious_fertility_podcast Follow Dr. Kela on Instagram: @‌kela_healthcoach Get your FREE Fertility Meal Plan: https://hormonepuzzlesociety.com/ FTC Affiliate Disclaimer: The disclosure that follows is intended to fully comply with the Federal Trade Commission's policy of the United States that requires to be transparent about any and all affiliate relations the Company may have on this show. You should assume that some of the product mentions and discount codes given are "affiliate links", a link with a special tracking code This means that if you use one of these codes and purchase the item, the Company may receive an affiliate commission. This is a legitimate way to monetize and pay for the operation of the Website, podcast, and operations and the Company gladly reveals its affiliate relationships to you. The price of the item is the same whether it is an affiliate link or not. Regardless, the Company only recommends products or services the Company believes will add value to its users. The Hormone Puzzle Society and Dr. Kela will receive up to 30% affiliate commission depending on the product that is sponsored on the show. For sponsorship opportunities, email HPS Media at media@hormonepuzzlesociety.com

Colin White has been committed to transforming the financial services industry since 1992. A graduate of St. Mary's University with a Bachelor of Commerce in Accounting, Colin holds the designations of Chartered Professional Accountant®️️️ (CPA), Certified Financial Planner®️️️ (CFP®️️️), and Chartered Investment Manager®️️️ (CIM®️️️). Colin's entrepreneurial journey took off in 2014, and over the past decade, he and his co-founder have grown their business from a team of three with less than $50 million in assets under management to 45 employees and just under $1 billion in assets under management. As the co-founder of Verecan, along with Daniel LeBlanc, Colin has helped build a company designed to eliminate the conflicts of interest that are prevalent in the financial services industry. Although a newer firm, Verecan is rapidly gaining a reputation for its honesty, authenticity, and client-centric approach, setting a new standard for financial advice. Colin and the integrity-driven team at Verecan combine extensive credentials, experience, and perspective to help clients achieve their financial goals. Josh Sheluk, CFA, CFP®️️, CIM®️️, is the Chief Investment Officer at Verecan, where his approach to investment is grounded in a thoughtful understanding of the market's complexities. Believing in a strategy that values long-term growth and stability, Josh guides our investment philosophy with a focus on ethical practices and client interests first. His insights, drawn from a deep commitment to understanding financial trends, have found their way to discussions in notable media outlets as BNN, The Wall Street Journal, The Globe & Mail, Reuters, and the Financial Post. Through these platforms, Josh contributes to the broader dialogue. Josh's role in shaping Verecan's strategies is a testament to the collective effort of our team, aiming to align financial goals with principled, informed decisions. For those looking to understand the intricacies of investment and to explore strategies that align with their financial goals, connecting with Josh offers a gateway to informed, ethical investment decisions. Join Our Community of Canadian Entrepreneurs! Entrepreneurs are the driving force behind Canada's economy, and we're here to support them every step of the way. For exclusive insights, tips, and success stories from Canada's top business leaders, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn, and Twitter. Want to stay ahead with the latest #entrepreneur podcasts, business strategies, and news? Don't miss out—subscribe to our bi-weekly newsletter for updates delivered straight to your inbox! Join thousands of Canadian entrepreneurs who rely on us for the resources they need to succeed.

In this episode, we chat with Taj Singh, CEO and Director of First Nordic Metals, who are a district scale gold miner in Northern Europe and one of the largest mineral claimholders in Sweden. The Company’s flagship asset is the Barsele gold project in Sweden, which is a JV with tier 1 gold producer Agnico Eagle Mines. Taj is a mining executive with over 22 years of experience in corporate development, capital markets, finance, project development, engineering, and operations. He is a Professional Engineer, holds a degree & masters in Metallurgy and Minerals Processing and a Chartered Professional Accountant (CPA). He has previously founded and made discoveries with Discovery Silver and NOA Lithium Brines and now at the helm of First Nordic Metals, he gives us an overview of the company, discuss their partnership with Agnico, an overview of mining in Northern Europe and the exciting things they have planned over the coming years. KEY TAKEAWAYS First Nordic Metals is focused on exploration and development in the Nordic region, primarily Sweden and Finland. Their flagship asset is the Barsele Gold Project, which is a joint venture with Agnico Eagle Mines, holding significant potential with an estimated 2.4 million ounces of gold. The company boasts a robust executive team with extensive experience in the mining sector. Key members include Taj Singh (CEO), Adam Cegielski (President), and several others with backgrounds in successful mining ventures, enhancing the company's strategic direction and operational capabilities. Sweden and Finland are recognised as top-tier mining jurisdictions due to their pro-mining regulatory frameworks, low corporate tax rates, and rich geological resources. The region has a long legacy of mining, making it an appealing location for exploration and development. First Nordic Metals is planning one of the largest drill programs in Europe for 2025, with a focus on testing multiple drill-ready targets along the Gold Line Belt. The program aims to advance their exploration efforts and potentially discover new deposits. BEST MOMENTS "We believe that with 100 kilometers of the Gold Line Belt, there are two to three more deposits to be found, at least, with a similar size and scale to Barsele." "Sweden has become very pro-mining, really pushing projects ahead... They’re focusing on developing a strong industry where we can be leaders in sustainable mining." "Having Agnico there, both as a shareholder and as a joint venture partner, is fantastic... It's just been great in terms of info sharing." "We're trying to create Europe's next gold camp... We think there can probably be 2-3 other deposits to support a big complex." VALUABLE RESOURCES Mail: rob@mining-international.org LinkedIn: https://www.linkedin.com/in/rob-tyson-3a26a68/ X: https://twitter.com/MiningRobTyson YouTube: https://www.youtube.com/c/DigDeepTheMiningPodcast Web: http://www.mining-international.org This episode is sponsored by Hawcroft, leaders in property risk management since 1992. They offer: Insurance risk surveys recognised as an industry standard Construction risk reviews Asset criticality assessments and more Working across over 600 sites globally, Hawcroft supports mining, processing, smelting, power, refining, ports, and rail operations. For bespoke property risk management services, visit www.hawcroft.com GUEST SOCIALS https://fnmetals.com/about/ https://x.com/fnmetals https://www.linkedin.com/company/firstnordicmetals/ https://www.youtube.com/@firstnordicmetalscorp https://www.facebook.com/FirstNordicMetals ABOUT THE HOST Rob Tyson is the Founder and Director of Mining International Ltd, a leading global recruitment and headhunting consultancy based in the UK specialising in all areas of mining across the globe from first-world to third-world countries from Africa, Europe, the Middle East, Asia, and Australia. We source, headhunt, and discover new and top talent through a targeted approach and search methodology and have a proven track record in sourcing and positioning exceptional candidates into our clients' organisations in any mining discipline or level. Mining International provides a transparent, informative, and trusted consultancy service to our candidates and clients to help them develop their careers and business goals and objectives in this ever-changing marketplace. CONTACT METHOD rob@mining-international.org https://www.linkedin.com/in/rob-tyson-3a26a68/ Podcast Description Rob Tyson is an established recruiter in the mining and quarrying sector and decided to produce the “Dig Deep” The Mining Podcast to provide valuable and informative content around the mining industry. He has a passion and desire to promote the industry and the podcast aims to offer the mining community an insight into people’s experiences and careers covering any mining discipline, giving the listeners helpful advice and guidance on industry topics.

Nathan Kowalski Nathan is the Chief Financial Officer and Senior Portfolio Manager at Anchor Investment Management Ltd. He sits on the firm's investment, compliance, and finance committees and has been with the company since 2003. Nathan holds a Chartered Professional Accountant (CPA), Chartered Financial Analyst (CFA), and Chartered Investment Manager (CIM) designation and is a Fellow of CSI (FCSI). He is also the author of the column “Financial Ramblings from the Rock” featured in Bemuda's Royal Gazette. Jonathan Kent, Business Writer Jonathan is a corporate writer for clients in the international business sector, producing content including white papers, web copy, press releases and thought-leadership articles. Before starting his own business in 2021, he was Business Editor and Deputy Editor of The Royal Gazette. During his journalistic career, he also covered news and sports for UK national and regional newspapers and magazines, including the Daily Mail, The Independent on Sunday and the Grimsby Telegraph. Jonathan has an MSc in International Management from the University of Liverpool.

Applied Graphite Technologies CEO Don Baxter joined Steve Darling from Proactive to recently share news of the appointment of Robert Scott as the company's new Chief Financial Officer. With over 25 years of professional experience in accounting, corporate finance, compliance, and banking, Scott brings a deep well of expertise to AGT. A Chartered Professional Accountant (CPA), Chartered Accountant (CA), and CFA Charter holder, Scott has held executive roles within mineral exploration and development companies for nearly two decades. Scott's impressive track record includes raising over $200 million in equity financing and overseeing IPOs, reverse takeovers, mergers and acquisitions, and corporate restructuring. His experience with TSX-V-listed companies includes executive and board positions at notable firms such as Great Bear Resources Ltd, ValOre Metals Corp., Riverside Resources Inc., Capitan Silver Corp., and First Helium Inc. Baxter noted that Scott's proven management expertise and cost-effective approach will be instrumental as AGT continues to advance its strategic objectives in the graphite sector. The company is working on its Queens mine in Sri Lanka as Applied Graphite is positioning itself to become a producer by year-end. 'We're compiling the final data and anticipating permits soon,' Baxter explained, citing the mine's strategic dewatering and readiness for graphite producer. #proactiveinvestors #appliedgraphitetechnologiescorp #tsxc #agt #otcqb #agrtf #GraphiteMining #DonBaxter #BatteryMaterials #CleanTech #NaturalGraphite #SriLankaMining #GreenEnergy #GraphiteProduction #ProactiveInvestors #invest #investing #investment #investor #stockmarket #stocks #stock #stockmarketnews

How To Use Speaking To Grow Your Business | The Main Stage | Calgary Business In this powerful episode of The Main Stage, host Meagan Fettes dives deep into the intersection of public speaking and business growth. Joined by Christine Lang, President and Principal Advisor at Lang Financial Consulting, they uncover the untapped potential of using speaking engagements to drive business success. Watch now to learn how you can refine your speaking skills, gain confidence, and monetize your message from the stage! #yycbusiness #TheMainStage #publicspeaking #authenticity #masterthestage A bit about our Guest: Christine is the President and Principal Advisor at Lang Financial Consulting & Wealth Solutions Ltd. She is a Chartered Professional Accountant (CPA) and finance professional with over 30 years of experience in business and in coaching people with their money. Christine helps women find more money, more freedom and more happiness by transforming their relationship with money with a simple 4 step process that you can learn about on her LinkedIn page at: https://www.linkedin.com/in/christine-lang-financial-advisor About Meagan & The Mainstage: Meagan is a high-level Business Development Coach and speaker. She works with heart centered business owners to get clear on their business, reverse engineer the business model into intentional action steps they can take to build their business by design for success while stepping into alignment with the universal laws and the greater self. On her new show, The Mainstage, she will share the exact tips and tools you need to become untamed as a speaker. Bringing successful speakers on her show to give you the behind-the-scenes glimpse of their journey to becoming a successful speaker and using speaking as a strategy to grow their business. You can connect with Meagan on LinkedIn at: https://www.linkedin.com/in/meagan-fettes The Mainstage is also the ideal choice to showcase your speaker credentials and expertise. Promote your public speaking skills and your business on The Mainstage and: -Reach a global audience via the YYC Business website and the MegaPixxMedia YouTube channel. -Gain additional viewers of your The Mainstage episodes through free publication on YYC Calgary Business social media platforms. -Download your The Mainstage episode to your personal and company social media pages. Episodes are also available in podcast format, and you can listen to them on Spotify, Apple Podcast, and Google Podcasts. Filmed and edited by ENTA Solutions https://www.entasolutions.org

Awkward Moments For Speakers | The Main Stage | Calgary Business In this engaging video, host Meagan Fettes invites viewers to an exciting discussion on overcoming the inevitable awkward moments faced by speakers. Joined by Christine Lang, President and Principal Advisor of Lang Financial Consulting, Meagan leads a conversation focused on strategies for handling and embracing these uncomfortable instances. This episode, part of The Main Stage series, is designed to inspire speakers to embrace their imperfections and use them as opportunities for connection and authenticity! Stay tuned for the next episode, where they will discuss how to leverage speaking to grow your business. #yycbusiness #TheMainStage #publicspeaking #authenticity #masterthestage A bit about our Guest: Christine is the President and Principal Advisor at Lang Financial Consulting & Wealth Solutions Ltd. She is a Chartered Professional Accountant (CPA) and finance professional with over 30 years of experience in business and in coaching people with their money. Christine helps women find more money, more freedom and more happiness by transforming their relationship with money with a simple 4 step process that you can learn about on her LinkedIn page at: https://www.linkedin.com/in/christine-lang-financial-advisor About Meagan & The Mainstage: Meagan is a high-level Business Development Coach and speaker. She works with heart centered business owners to get clear on their business, reverse engineer the business model into intentional action steps they can take to build their business by design for success while stepping into alignment with the universal laws and the greater self. On her new show, The Mainstage, she will share the exact tips and tools you need to become untamed as a speaker. Bringing successful speakers on her show to give you the behind-the-scenes glimpse of their journey to becoming a successful speaker and using speaking as a strategy to grow their business. You can connect with Meagan on LinkedIn at: https://www.linkedin.com/in/meagan-fettes The Mainstage is also the ideal choice to showcase your speaker credentials and expertise. Promote your public speaking skills and your business on The Mainstage and: -Reach a global audience via the YYC Business website and the MegaPixxMedia YouTube channel. -Gain additional viewers of your The Mainstage episodes through free publication on YYC Calgary Business social media platforms. -Download your The Mainstage episode to your personal and company social media pages. Filmed and edited by ENTA Solutions https://www.entasolutions.org

Top Skills to Create Success in Speaking | The Main Stage | Calgary Business In this episode, host Meagan Fettes is joined by Christine Lang, President and Principal Advisor at Lang Financial Consulting, to discuss the powerful intersection of speaking and business growth. Together, they delve into how public speaking can be a transformative tool to expand your business, highlighting the ways it can amplify your message and connect with a larger audience. Watch now for a mix of inspiration and actionable advice for entrepreneurs and business owners looking to harness the power of speaking to enhance their brand, grow their influence, and achieve greater business outcomes! #yycbusiness #TheMainStage #publicspeaking #authenticity #masterthestage A bit about our Guest: Christine is the President and Principal Advisor at Lang Financial Consulting & Wealth Solutions Ltd. She is a Chartered Professional Accountant (CPA) and finance professional with over 30 years of experience in business and in coaching people with their money. Christine helps women find more money, more freedom and more happiness by transforming their relationship with money with a simple 4 step process that you can learn about on her LinkedIn page at: https://www.linkedin.com/in/christine-lang-financial-advisor About Meagan & The Mainstage: Meagan is a high-level Business Development Coach and speaker. She works with heart centered business owners to get clear on their business, reverse engineer the business model into intentional action steps they can take to build their business by design for success while stepping into alignment with the universal laws and the greater self. On her new show, The Mainstage, she will share the exact tips and tools you need to become untamed as a speaker. Bringing successful speakers on her show to give you the behind-the-scenes glimpse of their journey to becoming a successful speaker and using speaking as a strategy to grow their business. You can connect with Meagan on LinkedIn at: https://www.linkedin.com/in/meagan-fettes The Mainstage is also the ideal choice to showcase your speaker credentials and expertise. Promote your public speaking skills and your business on The Main Stage and: -Reach a global audience via the YYC Business website and the MegaPixxMedia YouTube channel. -Gain additional viewers of your The Main Stage episodes through free publication on YYC Calgary Business social media platforms. -Download your The Mainstage episode to your personal and company social media pages. Filmed and edited by ENTA Solutions https://www.entasolutions.org

Do you remember when and how you learned about money? From budgeting and saving to applying for credit cards or taking out a loan, building an early foundation of financial literacy is a key strategy to ensuring long-term financial success. That makes it all the more important for parents to grant their children a measure of money-savviness and financial know-how as soon as they can.In a world where financial literacy is more vital than ever before, this episode of Smart Advice goes deep into teaching kids about money at any age and stage with the help of Robin Taub, author of The Wisest Investment: Teaching Your Kids to be Responsible, Independent and Money-Smart for Life. Whether you're a parent eager to guide your children toward financial independence or an educator looking for insights on financial literacy, this discussion offers invaluable strategies to help shape financially responsible and confident young adults.Here are three reasons you should listen to this episode:Discover practical tips for teaching financial literacy to children at any age.Learn about Robin Taub's five pillars of money managementGain insights on how to be a financial role model for the next generation.ResourcesTeach your kids about money using articles and resources from CIBC's Ambitions ToolkitPick up a copy of The Wisest Investment!Episode Highlights[01:49] Robin Taub's Background and MotivationRobin Taub, a CPA and mom, shares her journey from number-cruncher to financial educator.Her book was born out of a passion for helping parents feel confident in teaching their kids about money.Robin noticed that many parents feel out of their depth when it comes to money talks with their kids.She crafted the book as a go-to guide for raising financially savvy and responsible kids.[03:29] When and How to Start Teaching Kids About MoneyRobin suggests kicking off money lessons as early as five, turning everyday errands into learning adventures.Simple activities like grocery shopping can become fun ways to introduce basic money concepts.Starting early gives kids a head start on building smart money habits that will last a lifetime.[06:38] The Five Pillars of Money Management and Parents as Role ModelsRobin breaks down money management into five key pillars.[06:53] Robin: “So depending on the age that your child is, you're going to find these different types of teachable moments, but they are all going to come under what I call the five pillars of money, and those are earn, save, spend, share and invest.”These pillars grow with your child, adapting as they move from piggy banks to real-world finances.Parents are encouraged to level up their own financial knowledge to lead by example and teach with confidence.[08:48] Robin: “It's hard if you don't feel like you're particularly good with money yourself to feel like you can teach your children, but I try to encourage parents to learn along with their kids.”Being a role model isn't just important—it's the secret sauce to raising money-smart kids.[11:58] Financial Literacy in Schools and Guidance for Young AdultsOntario high schools are stepping up with a new financial literacy test, and Robin is all for it.[12:51] Robin: “Kids need to learn this stuff wherever they can. I mean, who you know? Going back to the original — if you're not teaching your kids about money, who is?”While schools are laying the groundwork, parents play a crucial role in reinforcing these lessons at home.As kids grow into young adults, they'll need guidance on navigating credit, saving for college, and dipping their toes into investing.[18:22] Financial Literacy: A Two-Way StreetWe have to remember too that children don't have our level of financial education.[19:12] Robin: “Sometimes the things that we take for granted that we know at this point, kids don't know.”However, financial education isn't just top-down; parents can pick up new tricks from their tech-savvy kids.Some kids today are clued into the latest financial tools and trends, and parents can learn a thing or two from them.Making financial mistakes isn't the end of the world—it's a priceless learning opportunity, especially with parental support.Guiding your kids through financial missteps helps them bounce back stronger and smarter.[21:14] Robin: “You need to let your kids — you want to teach them, but you also need to let them make mistakes and learn from them.”[24:26] Robin's Top Three Strategies for Teaching Financial LiteracyLead by example. Your children will see you as a role model when it comes to money. This includes where you excel and where you make mistakes.Be on the lookout for teachable moments in day-to-day life. There will be something appropriate for a child of almost any age — even as young as five!Impart and build values when you give your child a financial education. Discovering what's important to you and them can help shape their future decisions.About RobinRobin Taub is a Chartered Professional Accountant (CPA) and a passionate advocate for financial literacy. With a background in finance and a deep understanding of the challenges parents face in teaching their children about money, she has dedicated her career to making financial education accessible and engaging for families.Robin is the author of The Wisest Investment: Teaching Your Kids to be Responsible, Independent and Money-Smart for Life, a highly regarded guide that empowers parents to raise financially savvy children. Drawing from her experiences as both a financial professional and a mother, Robin's work emphasizes the importance of starting financial education early and the role of parents as financial role models, making her a leading voice in the field of family financial education.Connect with Robin Taub on LinkedIn, or visit her website.Enjoyed this Episode?If you did, be sure to subscribe and share it with your friends!Post a review and share it! If you enjoyed tuning in, leave us a review. You can also send this with your friends and family — especially the parents! The earlier a child learns financial literacy, the better their chances of becoming money-savvy and successful as adults.Have any questions? You can connect with me on LinkedIn or through CIBC's Facebook, Twitter, or Instagram.Thanks for tuning in! For more updates, visit our website. You can also listen to more amazing episodes on Spotify or Apple Podcasts.

What Inspired You To Start Speaking | The Main Stage | Calgary Business In this incredible episode of The Main Stage, hosted by Megan Fettes, we delve into the transformative power of public speaking with Christine Lang, President and Principal Advisor at Lange Financial Consulting. Christine shares her journey from fearing public speaking to embracing it as a powerful tool to grow her business and help others. Discover how her unique approach to finance—focused on changing one's relationship with money—sets her apart in the industry. #yycbusiness #TheMainStage #publicspeaking #authenticity #masterthestage A bit about our Guest: Christine is the President and Principal Advisor at Lang Financial Consulting & Wealth Solutions Ltd. She is a Chartered Professional Accountant (CPA) and finance professional with over 30 years of experience in business and in coaching people with their money. Christine helps women find more money, more freedom and more happiness by transforming their relationship with money with a simple 4 step process that you can learn about on her LinkedIn page at: https://www.linkedin.com/in/christine-lang-financial-advisor About Meagan & The Mainstage: Meagan is a high-level Business Development Coach and speaker. She works with heart centered business owners to get clear on their business, reverse engineer the business model into intentional action steps they can take to build their business by design for success while stepping into alignment with the universal laws and the greater self. On her new show, The Mainstage, she will share the exact tips and tools you need to become untamed as a speaker. Bringing successful speakers on her show to give you the behind-the-scenes glimpse of their journey to becoming a successful speaker and using speaking as a strategy to grow their business. You can connect with Meagan on LinkedIn at: https://www.linkedin.com/in/meagan-fettes The Mainstage is also the ideal choice to showcase your speaker credentials and expertise. Promote your public speaking skills and your business on The Main Stage and: -Reach a global audience via the YYC Business website and the MegaPixxMedia YouTube channel. -Gain additional viewers of your The Main Stage episodes through free publication on YYC Calgary Business social media platforms. -Download your The Mainstage episode to your personal and company social media pages. Filmed and edited by ENTA Solutions https://www.entasolutions.org

Welcome back to WEDO Pay It Forward, where we delve into inspiring stories and insights from successful entrepreneurs. In this episode, Milena Radakovic hosts special guest Christine Lang, founder of Lang Financial Consulting & Wealth Solutions Ltd to discuss empowering women in the realm of finance and business! Don't miss this enlightening conversation with Christine Lang as she shares her wisdom and expertise on navigating the world of finance and entrepreneurship. Tune in to WEDO Pay It Forward for more empowering stories and actionable advice. #WeDoPayItForward #Leadership #womenentrepreneurs #womenleaders #yyc #yycbusiness A bit about our Guest: Christine is a Chartered Professional Accountant (CPA) and finance professional with over 30 years of experience in business and in coaching people with their money. This includes money coaching, long term tax and retirement planning. She helps women find more money, more freedom and more happiness by transforming their relationship with money with a simple 4 step process. To learn more about this process, you can connect with Christine on LinkedIn at: https://www.linkedin.com/in/christine-lang-financial-advisor Thank you to our sponsor Adam Kolozetti of Enta Solutions, for supporting women leaders and entrepreneurs. If you're inspired to join the We Do community and nominate the next Inspirational Woman, visit WeDoCanada.com today. About Milena and WEDO Pay It Forward: Milena is the sole owner and CEO of Nexus Exhibits and a passionate ambassador for entrepreneurship. She is the Canada Ambassador of Women's Entrepreneurship Day, a volunteer grassroots movement in support of women in business globally to alleviate poverty. Milena's commitment and passion for this cause is constantly in focus as she helps lead and inspire other women leaders and business owners. Connect with her at LinkedIn: https://www.linkedin.com/in/milenaradakovic/ WEDO Pay It Forward highlights the amazing women leaders in business who are making an impact in the business world and their communities. Their experiences and insights can help you on your entrepreneurial and leadership journey. You may also choose to guide others by sharing the highs and lows of your female entrepreneur and leadership journey. Promote your brand and story on WEDO Pay It Forward and: • Reach a global audience via the YYC Business website and the MegaPixxMedia YouTube channel. • Gain additional viewers of your WEDO Pay It Forward episodes through free publication on YYC Business social media platforms. • Download your WEDO Pay It Forward episode to your personal and company social media pages. Filmed and edited by ENTA Solutions https://www.entasolutions.org

It's estimated that Canadians lose billions of dollars annually due to mistakes, missed deductions, and unclaimed credits on tax returns. Studies suggest that Canadians are leaving hundreds of millions to billions of dollars unclaimed each year. The reality is that you're probably leaving money on the table. Some of the largest expenses that are missed include medical expenses, charitable donations, employment expenses, educational and so much more. Ensuring that all eligible expenses are properly documented and claimed can help taxpayers like you maximize your tax refund or minimise your tax liability. Tune into today's episode where I dive deeper into how you're going to maximize your tax return!Episode Sponsor:It's everyone's favourite time of the year, tax season! Lucky for you MMG has partnered with Mandeep Sandhu a Chartered Professional Accountant (CPA) with over 10 years of in depth tax experience. This tax year if you need a professional to take care of your personal or corporate taxes, bookkeeping, trust returns or general tax advice reach out to Mandeep Sandhu. His knowledge from working at a globally recognized accounting firm and CPA In-Depth Tax Program will ensure that your taxes are completed diligently. Avoid the hassle of waiting at an accountants office to complete your taxes and have Mandeep complete your taxes remotely. Call or email today. Mention the MMG podcast and get 10% off your service.Instagram: @msandhucpaEmail: Mandeep@msandhucpa.comTopics Covered In This Episode:Tax Deductions Vs CreditsCommonly Missed Deductions & CreditsA Note For Small Business Owner'sResources:The Fundamentals of Wealth WebinarGina's 5 Month Mentorship Program - Learn MoreCourse on InvestingFree Mortgage Preapproval / RefinanceGet $25 From Wealth Simple

“Higher for Longer?” Listen in to the Bermuda 2023/4 Economic Review and Outlook with Nathan Kowalski and Jonathan Kent Nathan Kowalski Nathan is the Chief Financial Officer and Senior Portfolio Manager at Anchor Investment Management Ltd. He sits on the firm's investment, compliance, and finance committees and has been with the company since 2003. Nathan holds a Chartered Professional Accountant (CPA), Chartered Financial Analyst (CFA), and Chartered Investment Manager (CIM) designation and is a Fellow of CSI (FCSI).   Jonathan Kent, Business Writer Jonathan is a freelance corporate writer for clients in the international business sector and a business journalist. He is well known to many in Bermuda's business community, having previously worked for 15 years as Business Editor of The Royal Gazette. During his journalistic career, he also covered news and sports for UK national and regional newspapers and magazines, including the Daily Mail, The Independent on Sunday and the Grimsby Telegraph. Jonathan has an MSc in International Management from the University of Liverpool.

November is Financial Literacy month in Canada, so as part of Ginsler Wealth's ongoing efforts to promote financial literacy, Brian speaks with Robin Taub, CPA, CA, the author of The Wisest Investment: Teaching Your Kids to Be Responsible, Independent and Money-Smart for Life. Brian and Robin discuss her path to writing the book on financial literacy, the 5 Pillars of Money, her 11 Healthy Habits of Financial Management, and how parents can overcome the challenges of teaching their children about money. Robin is a Chartered Professional Accountant (CPA, CA), keynote speaker, and bestselling author recognized for her expertise in personal finance and financial literacy. Her award-winning book, The Wisest Investment, has received accolades, including praise from David Chilton, the star of Dragons' Den and author of The Wealthy Barber. With a unique ability to simplify complex money topics, Robin acts as the "Google Translate" for personal finance, making it accessible to all. Her background includes roles in audit, taxation, and derivatives marketing at leading Canadian firms. She is also a passionate advocate for advancing women CPAs into leadership roles. Robin holds a Bachelor of Commerce degree with High Distinction from the Rotman School of Management at the University of Toronto and is a lifelong learner, having completed the Canadian Institute of Chartered Accountants' In-Depth Tax Course. Residing in Toronto, Robin and her husband have raised two (mostly) money-smart young adults. Besides her financial expertise, she enjoys snowboarding, cycling, and attending concerts, including a memorable backstage encounter with Bruce Springsteen. For more about Robin and to purchase a copy of The Wisest Investment, click here. If you like what you hear, please don't hesitate to rate us kindly. And if there are particular topics you'd like covered, please let us know. Timestamps: 0:00 Intro & Disclaimer 3:42 Robin's financial journey 9:23 Why should parents teach their kids financial management? 11:45 Robin's Five Pillars of Money 17:01 How should an allowance work? 20:58 11 Healthy Habits of Financial Management 27:45 How can parents actually teach financial literacy? 34:39 Fraud, phishing, and cybersecurity 37:36 Robin's Key Tip 38:16 Meeting Bruce Springsteen 40:50 If Robin could do anything, what would it be? 41:57 Outro and disclaimer

Robin Taub shares on Ensuring continuity of the family wealth through the wise investment. About: Robin Taub is a Chartered Professional Accountant (CPA, CA), keynote speaker and bestselling author. Her latest award-winning book, The Wisest Investment: Teaching Your Kids to Be Responsible, Independent and Money-Smart for Life, gives parents the information, strategies and inspiration they need to teach their kids about money. She holds a Bachelor of Commerce (with High Distinction) from the Rotman School of Management at the University of Toronto. Robin puts her money where her mouth is and has two (mostly) money-smart young adults, a son and a daughter. https://www.thewisestinvestment.com/enterprisingfamilies  

Jami is a Chartered Professional Accountant (CPA) and the founder of Chillbooks™. She educates entrepreneurs on the basics of bookkeeping and tax, helping them to feel empowered and excited about their finances. Jami also mentors other CPAs to bring education into their practice via the Chillbooks™️-Certification program.Website: jamimonte.comInstagram: @jami.monte[Free Guide] What the HST Am I Doing?: https://jamimonte.ck.page/hstguide Being Method InstagramThe Being Method CourseHey Sero (code lovemj) 

We all have a money story. What's yours? Is it holding you back? Melissa Houston, founer of She Means Profit, shares how money is tied to your self-worth. Let's start believing that deserve what we're worth and make some profit! More about Melissa: She's a Chartered Professional Accountant (CPA) with over 20 years of work experience. Additionally, she's a Finance Strategist, who works with Small to Medium-sized business (SMBs) owners and the senior-level finance person in their business to ensure financial and business strategies are in place so that profit is optimized. Melissa monitors KPIs regularly, manage cash, provide audit support and many other finance functions.In the past, she's worked with business owners and project managers in high-tech industries, public accounting and government. Also, she has extensive experience with corporate accounting, financial planning, SRED work, Internal Controls and ITGCs. She has a column at Forbes.com, Entrepreneur and other large publications where she shares her personal and business finance knowledge with entrepreneurs. Melissa's passion is helping entrepreneurs and business owners how vital it is to understand their business numbers as the CEO of their business. Melissa just launched "Cash Confident: An Entrepreneur's Guide to Creating a Profitable Business.” The book helps entrepreneurs understand their new money journey. I am a Financial Strategist for CEOs, which means that I help successful business owners increase their profit margins without increasing sales to put more cash in their pocket. In addition to offering Fractional CFO work, I offer 1:1 coaching services and sell online digital courses.

In this episode Ed and Drew talk to Jay Gabrani, the founder of Prepared Fathers. Jay is a dad to three teenagers who lost his wife in 2014. Prior to losing his wife, he held a Chartered Professional Accountant (CPA) designation and spent the majority of his adult life as an entrepreneur and real estate investor. While he worked through the emotional and financial fallout from his wife's tragic death, he found the process to be very challenging - even with his professional experiences in finance. As a result, he founded Prepared Fathers to help dads prepare their families financially for every circumstance, not just tragedy. This discussion focusses on Jay's personal story, but also the process of preparing yourself and your family financially. We explore the important steps dads should be taking right from the start to support a healthy financial future. We cover basic principles and practical steps for dads in this all important area of fatherhood. Jay demonstrates his personal strength, professional skills and passion for helping fathers and families achieve their future goals through this conversation.  We know you'll take something away that you can apply right now! Get your free download of Jay's "Financial Lessons I Teach My Teenagers", exclusively for listeners of this show here: https://www.preparedfathers.com/dadcentral  About Jay Gabrani and Prepared Fathers After his first child was born in 2005, Jay jumped into the world of real estate investing. Despite several challenges along the way, he built a multiple seven-figure real estate portfolio. That portfolio helped him take a multi-year sabbatical to deal with heartbreaking personal tragedy when his wife passed away in 2014. This experience lead Jay to reevaluate the purpose of his life while on sabbatical. Before his wife passed away, Jay thought he was financially prepared. After going through the experience of being the executor of his wife's estate, he realized he wasn't.  Today, Jay makes an impact raising his three children and empowering Fathers to secure their Family's Financial Future as the founder of Prepared Fathers. He achieves this through his one-on-one and group coaching programs and his daily podcast A Minute with Jay. He is a frequent podcast guest and does a limited number of speaking engagements. Links for Prepared Fathers: https://prepdad.kartra.com/page/nBR557 https://www.facebook.com/preparedfathers/ https://instagram.com/preparedfathers About The Dad Central Show Dads love to see their kids grow into confident and successful adults. The problem is most dads feel unsure how to get there and have nowhere to turn for help. The Dad Central Show coaches you to be your best, while bringing out the best in your family. Links for Dad Central: Website: https://dadcentral.ca The Dad Central Show: https://dadcentral.ca/podcast Facebook: https://facebook.com/dadcentral Twitter: https://twitter.com/dadcentral_ont Instagram: https://www.instagram.com/dadcentralontario LinkedIn: https://www.linkedin.com/company/dadcentral/ Youtube: https://www.youtube.com/channel/UCs2HyxB9nOLxyHvBMSo4TQQ  Contact us at podcast@dadcentral.ca The Dad Central Show is sponsored by Dove Men+Care.  Dove Men+Care believes care is the best of a man, because when men care for themselves and others, there is a positive impact.

Ryan & Becca are joined today by Jamie Boyack, a Chartered Professional Accountant (CPA) from Aloha Friday CPA. She answers so many of our tax questions ranging from the differences between sole proprietor/single person LLC/S corp,  how to effectively keep track of expenses/income, collecting & remitting sales taxes, how to handle cash, common reasons small businesses struggle, what are costs of goods sold, & many more to list. Ryan & Becca learned quite a few things from this chat and we know you will as well. Please use our discussion as a start point for learning and ask your own accountant questions to ensure you're doing what is correct for your own business. Reach out to Jamie with any accounting services you may need help with and let her know your biggest takeaway from our discussion today. ResourcesTaxJar - What creates sales tax nexus in every stateSBA - State tax department resourcesAloha Friday CPA - Entrepreneur Virtual Experience (coming soon)Where you can find us for NCECA 2023-----Find more about Jamie's business below-----Website - https://www.alohafridaycpa.com/Instagram - @jamie_boyackFacebook - https://www.facebook.com/alohafridaycpa/Listener QuestionsSend us questions so we can answer anything you've been thinking about on a future episode. Send those through Instagram @wheeltalkpodcast or email us at wheeltalkpodcast@gmail.com.Sponsors - L&L KilnsThe durable kiln that potters trust to fire evenly & consistently. Find your L&L kiln at hotkilns.comSupport the show on Patreon for as little as $3 per month: https://patreon.com/WheeltalkpodcastBecca's Patreon: https://patreon.com/superpotladyFollow us on Instagram:@wheeltalkpodcast@rdceramics@5linespotteryVisit our website:www.wheeltalkpotcast.comWheel Talk YouTube ChannelSupport the show

1) Charitable Donation Recipients. 2) Charitable Non-Refundable Tax Credit. 3) Charitable Gifts, Crown Gifts, Cultural Gifts and Ecological Gifts. 4) Donating Capital Property. 5) Donations While Alive versus via a Will. 6) Charitable Remainder Trust. 7) Using Life Insurance. 8) Donating Qualified Publicly Traded Securities. Guest: Michelle Coleman Michelle is a member of MNP's Tax Services team in Edmonton specializing in Trust and Estate Planning. Michelle delivers advanced tax advice and solutions to individuals, trusts, business owners and corporations at all stages of corporate growth, from start-up to succession planning, helping them realize their goals. Michelle provides her clients with the information and tools they need to make the best decisions possible, both for today and for the long term. Michelle's services include trust, estate and post-mortem planning, succession planning, tax planning for retirement, corporate reorganizations, and providing support in CRA audits, reviews and appeals, including submissions under the Voluntary Disclosure Program. She prepares and reviews personal, corporate, and trust income tax returns, and helps executors navigate their responsibilities in administering an estate. Michelle is a Chartered Professional Accountant (CPA), qualifying as a Chartered Accountant (CA) in 2013. She completed CPA Canada's In-Depth Tax Course in 2017 and received the Trust and Estate Practitioner (TEP) designation through the Society of Trust and Estate Practitioners in 2019 and Canadian Institute of Certified Executor Advisors (CEA) designation in 2020. Michelle mentors students who are working through the Chartered Professional Accountants (CPA) program and preparing for the CPA Common Final Examination and STEP candidates preparing for module exams. She is a board member of Fringe Theatre Adventures, board member (deputy chair 2021) of the Society of Trust and Estate Practitioners (STEP) Edmonton and chair of the Member Services Committee of STEP Canada. Michelle was named STEP Edmonton Volunteer of the Year in 2019. Contact: Michelle D. Coleman, CPA, CA, TEP, CEA PARTNER, TAXATION SERVICES DIRECT 780.733.8622 PH. 780.451.4406 FAX 780.454.1908 TOLL FREE 1.800.661.7778 10235 101St N.W. Suite 1600 Edmonton, AB T5J 3G1 michelle.coleman@mnp.ca mnp.ca

How do you organize your bookkeeping for a more productive year? Contrary to what entrepreneurs may believe about bookkeeping, you don't have to wait until the end of the year to get organized. We can do many things throughout the year to set ourselves up for success, and my guest Jami Monte is a wealth of knowledge in getting entrepreneurs on track. Jami is a Chartered Professional Accountant (CPA) and the founder of Bookkeeping Bootcamp.   She helps self-employed people crush their bookkeeping, maximize profits, and stop stressing about tax season.   She has over 10 years of experience in the finance realm across multiple industries and specializes in working with coaches, consultants and creatives.   We talk about:  [1:20] How Jami became a CPA and why she likes working with entrepreneurs  [6:20] Accounting mistakes entrepreneurs make with their businesses [11:00] How to invoice in USD if you're a Canadian entrepreneur [13:15] How to manage your finances and stay organized throughout the year [16:00] How much should you put aside for taxes [17:35]  What you can write off as a business owner [22:00] Tips for managing cash flow [26:20] Getting ready for the new year and planning for growth [32:00] Jami's biggest tip for fellow entrepreneurs Resources mentioned in this episode: Enter to win: Leave a rating and review every single month for a chance to win a free membership to the social media automation Bootcamp. Winners will be chosen monthly! Spotlight Theory: https://spotlighttheory.lisaanne.ca/  Chillbooks™️: https://jamimonte.com/chillbooks/ What the HST am I doing? https://jamimonte.com/resources/ Connect with Jami Website - www.jamimonte.com Instagram - www.instagram.com/jami.monte Facebook - https://www.facebook.com/itsjamimonte YouTube - https://www.youtube.com/@jamimonte LinkedIn - https://www.linkedin.com/in/jamimonte Connect with me Website - https://lisaanne.ca  Instagram - https://www.instagram.com/LisaAnneCoaching Facebook - https://www.facebook.com/LisaAnneCoaching YouTube - http://www.YouTube.com/LisaAnneCoaching  LinkedIn - www.linkedin.com/LisaAnneCoaching  Facebook Group -  www.facebook.com/groups/MoreThanSocial

 What kind of a year has it been for Bermuda in 2022 and what can we expect for 2023?   Nathan Kowalski Nathan is the Chief Financial Officer and Senior Portfolio Manager at Anchor Investment Management Ltd. He sits on the firm's investment, compliance, and finance committees and has been with the company since 2003. Nathan holds a Chartered Professional Accountant (CPA), Chartered Financial Analyst (CFA), and Chartered Investment Manager (CIM) designation and is a Fellow of CSI (FCSI). He is the President of the Bermuda Chamber of Commerce.   Jonathan Kent, Business Writer Jonathan is a freelance corporate writer for clients in the international business sector and a business journalist. He is well known to many in Bermuda's business community, having previously worked for 15 years as Business Editor of The Royal Gazette. During his journalistic career, he also covered news and sports for UK national and regional newspapers and magazines, including the Daily Mail, The Independent on Sunday and the Grimsby Telegraph. Jonathan has an MSc in International Management from the University of Liverpool.    

Melissa Houston is the founder of The Fractional CFO Agency, a columnist at Forbes.com, and the host of The Business Society podcast. She's a licensed Chartered Professional Accountant (CPA), and a Financial Strategist for CEOs, and she helps successful business owners increase their profit margins without having to increase revenue, so that they keep more money in their pocket while increasing their personal wealth.   In this episode, Melissa shares that it's common for people to have money stories that hold them back, and if you're not able to release them, they will control you. She discusses the importance of downside protection and recession-resistant asset classes, as well as how to forge strong relationships with operating partners and investors. To learn more about Melissa's work, listeners can visit her podcast at her website!   [00:01 - 04:17] Opening Segment Melissa shares how her story to remind people that your mistakes don't define you, and as humans, we all make mistakes and can recover from them She talks about her experience with financial infidelity   [04:38 - 20:12] Identifying Issues To Overcome Financial Infidelity Melissa shares her story of how she became overwhelmed with debt She found relief by seeking out professional help and learning about her money story She shares that everyone has a “money story”, and it is important to learn how to release these stories in order to live a life that is truly fulfilling It is important to identify the real issue and get help from a professional She shares the common issue that business owners which are: Overwhelm Fear of looking at their numbers   [20:13 - 23:34] Closing Segment Melissa shares to focus and mindset and coaching help business owners overcome these obstacles and reach their financial goals Melissa shares where you can get in contact with her (links below)     Quote/s: “It's really important to me to help business owners understand how important it is to create profit in their business and how they can increase their profit margins so that they keep more money for themselves and they can build their own net worth.” – Melissa Houston     You can connect with Melissa through her: Website: Melissa Houston Instagram: Melissa Houston LinkedIn: Melissa Houston Facebook: Melissa Houston       WANT TO LEARN MORE?   Connect with me through LinkedIn   Or send me an email at sujata@luxe-cap.com   Visit my website www.luxe-cap.com or my YouTube channel   Thanks for tuning in!   If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!

About Robin Taub Robin Taub is a Chartered Professional Accountant (CPA, CA), keynote speaker and bestselling author. Her latest award-winning book, The Wisest Investment: Teaching Your Kids to Be Responsible, Independent and Money-Smart for Life, gives parents the information, strategies and inspiration... READ MORE The post Talking about money with kids. How much to share? | Robin Taub appeared first on .

Money talks, but it sure can sound like a foreign language to some of us! Melissa Houston, CPA, owner of She Means Profit, joins me in this episode to demystify a few financial realities about running an expertise-based service business. She has 20 years of experience diving into the numbers with her clients and putting them in control of their 1, 5, 10-year plans to make their business scalable and saleable. In this episode, you will learn: The importance of having a financial plan for your business – and just what the heck that is. Why corporate refugees need to stop thinking in terms of “income” and start considering revenue and profit. Believe it or not, there's a more important way to increase profit than making more money. What buyers look for in an attractive business (hint, it's margins). Bonus: Melissa tells us the surprising way she became a Forbes columnist. With her focus on women business owners, Melissa and I shared some heartfelt perspectives about how women do things differently, and why that can be a benefit and a drain. If you want to assess your own business assets, contact me so we can take a look. Melissa Houston is a Chartered Professional Accountant (CPA), a Financial Strategist for CEOs, a columnist athttp://forbes.com ( Forbes.com), and the host of She Means Profit podcast. Melissa helps successful business owners increase their profit margins so that they keep more money in their pocket while increasing their personal wealth. Melissa's passion is helping business owners go from 6-figure to 7-figure businesses and achieving their personal financial dreams. Get Melissa's Five Step Roadmap to Biz Finance Freedom here:  https://melissahoustoncpa.lpages.co/5-step-biz-finance-roadmap/ (https://melissahoustoncpa.lpages.co/5-step-biz-finance-roadmap/) Connect with Melissa: http://shemeansprofit.com (http://shemeansprofit.com) https://www.linkedin.com/in/melissahoustoncpa/ (https://www.linkedin.com/in/melissahoustoncpa/) https://www.instagram.com/melissahoustoncpa/ (https://www.instagram.com/melissahoustoncpa/) Connect with Erin and find the resources mentioned in this episode at https://www.hourlytoexit.com/podcast (hourlytoexit.com/podcast). Erin's LinkedIn Page:https://www.linkedin.com/in/erinaustin/ ( https://www.linkedin.com/in/erinaustin/) Think Beyond IP YouTube Page:https://www.youtube.com/channel/UCVztXnDYnZ83oIb-EGX9IGA/videos ( https://www.youtube.com/channel/UCVztXnDYnZ83oIb-EGX9IGA/videos) Music credit: Yes She Can by Tiny Music A https://www.angiemjordan.com/podcast-launch-bestie (Podcast Launch Bestie) production

1) The Terminal Tax Return. 2) The Various Forms of Income. 3) How the CRA Treats RRSP & RRIF Funds. 4) Strategies to Defer Tax on Registered Funds. 5) How the CRA Treats Pension Funds. 6) How the CRA Treats TFSA Funds. 7) How the CRA Treats Capital Property. 8) Strategies to Defer Tax on Capital Property. 9) How the CRA Treats Foreign Property. Michelle is a member of MNP's Tax Services team in Edmonton specializing in Trust and Estate Planning. Michelle delivers advanced tax advice and solutions to individuals, trusts, business owners and corporations at all stages of corporate growth, from start-up to succession planning, helping them realize their goals. Michelle provides her clients with the information and tools they need to make the best decisions possible, both for today and for the long term. Michelle's services include trust, estate and post-mortem planning, succession planning, tax planning for retirement, corporate reorganizations, and providing support in CRA audits, reviews and appeals, including submissions under the Voluntary Disclosure Program. She prepares and reviews personal, corporate, and trust income tax returns, and helps executors navigate their responsibilities in administering an estate. Michelle is a Chartered Professional Accountant (CPA), qualifying as a Chartered Accountant (CA) in 2013. She completed CPA Canada's In-Depth Tax Course in 2017 and received the Trust and Estate Practitioner (TEP) designation through the Society of Trust and Estate Practitioners in 2019 and Canadian Institute of Certified Executor Advisors (CEA) designation in 2020. Michelle mentors students who are working through the Chartered Professional Accountants (CPA) program and preparing for the CPA Common Final Examination and STEP candidates preparing for module exams. She is a board member of Fringe Theatre Adventures, board member (deputy chair 2021) of the Society of Trust and Estate Practitioners (STEP) Edmonton and chair of the Member Services Committee of STEP Canada. Michelle was named STEP Edmonton Volunteer of the Year in 2019. Michelle D. Coleman, CPA, CA, TEP, CEA PARTNER, TAXATION SERVICES DIRECT 780.733.8622 PH. 780.451.4406 FAX 780.454.1908 TOLL FREE 1.800.661.7778 Suite 1600-10235 101St N.W., Edmonton, AB T5J 3G1 michelle.coleman@mnp.ca mnp.ca

Here's how Melissa teaches business owners how to create wealth through their businesses.Melissa is a Chartered Professional Accountant (CPA) who has over 20 years of work experience.She is also the Founder of The Fractional CFO Agency where she works with Small to Medium-sized businesses (SMBs) as a Fractional CFO and the senior-level finance person in their business to ensure financial and business strategies are in place and that progress is being made. She monitors KPIs regularly, manages cash, provides audit support and many other finance functions.In the past, she has worked with business owners and project managers in high-tech industries, public accounting and government. She has extensive experience with corporate accounting, financial planning, SRED work, Internal Controls and ITGCs.Melissa is a columnist at Forbes.com, Entrepreneur and other large publications where Melissa shares her knowledge of personal and business finance with entrepreneurs. Her passion is helping entrepreneurs and business owners how vital it is as the CEO of their business to understand their business numbers.Melissa is also the host of The Business Society™️ podcast.She is a Financial Strategist for CEOs which helps successful business owners increase their profit margins without increasing sales, so they can put more cash in their pocket. In addition to offering Fractional CFO work, She also offer 1:1 coaching services and sell online digital courses.KEY QUESTIONS:Virginia  01:02 Have you always wanted to be a chartered accountant? Have you always been out on your own?Virginia  02:35 Does it matter where that company is located? Virginia  03:05 how do you get out in front of clients now?Virginia  05:25 Are there any common mistakes that you tend to see your clients making?Virginia  07:54 What are some of your big goals for the next one to two years? Virginia  10:13 Do you find what's the number one roadblock that you feel is holding you?Virginia  11:21 Do you find that you do a lot of self-reflection?Virginia 12:11 What were some tips, tricks and stuff that you did to help reset your mindset and stuff when it came around the debt and the wealth and wanting to wealth?Virginia  20:20 Do you have any tips for helping us be able to optimize our profit margin?Virginia  21:32 What's the best advice that you have ever received? Learn more from the source!Check these out to learn more about Melissa Houston: Website: www.melissahoustoncpa.comWebsite : www.thefractionalcfoagency.comWebsite : www.thebusinesssociety.coLinkedIn: linkedin.com/in/melissahoustoncpaVirginia Purnellhttp://facebook.com/distinctdmhttps://www.linkedin.com/in/virginiapurnell/ Virginia PurnellFunnel & Visibility SpecialistDistinct Digital Marketing(833) 762-5336virginia@distinctdigitalmarketing.comwww.distinctdigitalmarketing.comBook a Free Call http://bit.ly/DDMBookACallECTune in to gain insights from the experiences of fellow entrepreneurs and learn more about setting your business up for success!

Melissa Houston is founder of The Fractional CFO Agency, a columnist at Forbes.com, and the host of The Business Society podcast. A licensed Chartered Professional Accountant (CPA), she's a Financial Strategist for CEOs and she helps successful business owners increase their profit margins without having to increase revenue so that they keep more money in their pocket while increasing their personal wealth.     CONNECT WITH Melissa Houston  Linkedin: https://www.linkedin.com/in/melissahoustoncpa/ Website: www.melissahoustoncpa.com   CONNECT WITH Cedric Francis Website: www.lead2greatness.com Facebook: https://www.facebook.com/cedricbfrancis Twitter: https://twitter.com/cedricbfrancis Instagram: https://www.instagram.com/cedric_francis/ LinkedIn: https://www.linkedin.com/in/cedric-francis-a0544037/   Disclosure: Links contain affiliates. When you buy through one of our links we will receive a commission. This is at no cost to you. Thank you for supporting Lead to Greatness and allowing us to continue to bring you valuable content.   Promo:    Try Audible Premium Plus and Get up to two free audiobooks: https://amzn.to/3as87Aw   Recording Equipment    Mic - https://amzn.to/3dHeSAi   Road Castor Pro - https://amzn.to/3aujvvS   Headset - https://amzn.to/2QM2O8a    Mic Cable - https://amzn.to/3dJ9Wec   USB Cable (Mac Book Only) - https://amzn.to/2PbAPy2   USB Cable (Windows Only) - https://amzn.to/3sK5K2h    Cable Compatible with Bose Brands - https://amzn.to/32BpN8j    Camera - https://amzn.to/3ncI7Oz    Mini Switcher - https://amzn.to/3dJGiWy    Micro HDMI Cable - https://amzn.to/3tISvQK    High Speed HDMI to HDMI Cable - https://amzn.to/3v3NfaG  

This is a conversation that everyone will be able to relate to.  Roger and Melissa keep it professional but will also make this personal.  We each have destructive stigmas that we deal with that hold us back, especially when it comes to money.  In fact, everyone has a unique money story. As accounting professionals are we inspiring and empowering our clients to be financially successful? It's not enough that we provide, we also need to be willing to teach business owners, CEO's their numbers in business so they can create more profit in their business. Ask yourself this, what are the similarities that exist between therapy and coaching? They'll also discuss how we can and should go ALL IN with our company and work ON our business. Oh, and they'll also discuss money “mismanagement” and the hole that it can become.  Just because we're accountants doesn't necessarily mean we are perfect, great, or even good with our own money management, or should it? Have you at times felt like you are living with the imposter syndrome as an accountant? Sit back and enjoy this next conversation. Your Host: Roger Knecht, president of Universal Accounting Center Guest Name: Melissa Houston Melissa Houston is the founder of The Fractional CFO Agency, a columnist at Forbes.com, and the host of The Business Society podcast. A licensed Chartered Professional Accountant (CPA), she's a Financial Strategist for CEOs and she helps successful business owners increase their profit margins without having to increase revenue so that they keep more money in their pocket while increasing their personal wealth. Melissa's seen the bottom and climbed her way back up, she personally and financially bounced back from concealing $100k in personal debt from her husband. She shares her story to remind people that your mistakes don't define you, and as humans, we all make mistakes and can recover from them. Now she uses that to teach entrepreneurs to become financially literate in order to create profit in their businesses. She has over 20 years of business experience with large and small corporations, government, and not-for-profit industries while specializing in Internal Controls, corporate accounting, budgets, financial reporting, corporate & personal tax, audit, and SR&ED. Melissa enjoys helping business owners build their businesses by increasing their financial management skills. Your numbers are telling you a story – make sure you are listening to it. Melissa's passion is helping business owners go from 6-figure to 7-figure businesses and achieve their personal financial dreams. When Melissa isn't helping entrepreneurs become better CEO's of their business, she can be found at the cottage with her husband Jamie, two teen children, and three dogs. Sponsors: Universal Accounting Center Helping accounting professionals confidently and competently offer quality accounting services to get paid what they are worth.   Offers: Get a FREE copy of these books all accounting professionals should use to work on their business and become profitable.  These are a must-have addition to every accountant's library to provide to have the premier accounting business today: “Red to BLACK in 30 days – A small business accountant's guide to QUICK turnarounds” – the how-to-guide e-book for accounting professionals “in the BLACK, nine principles to make your business profitable” – e-book Profit First – the transformative process to apply in business to make profit deliberate and intention As was mentioned in the episode, we are and should become for our clients their strategic trusted advisor.  We refer to this as becoming their Profit & Growth Expert following the processes outlined in the Universal Business Builder engagement.  This is a great addition to your firm's offer, an additional revenue stream, and a client retention service.   For Additional FREE Resources for accounting professionals check out this collection HERE!   Be sure to join us for GrowCon, the LIVE event for accounting professionals to work ON their business. This is a conference you don't want to miss.   Remember this, Accounting Success IS Universal. Listen to our next episode and be sure to subscribe.   For more information on how you can apply these principles in your business please visit us at www.universalaccountingschool.com or call us at 801.265.3777

Melissa is a columnist at Forbes.com, and the host of The Business Society podcast.A licensed Chartered Professional Accountant (CPA), she's a Financial Strategist for CEOs, and she helps successful business owners increase their profit margins without having to increase revenue so that they keep moremoney in their pocket while increasing their wealth.Melissa's seen the bottom and climbed her way back up; she personally and financially bounced back from concealing $100k in personal debt from her husband. She shares her story to remind people that your mistakes don't define you, and as humans, we all make mistakes and can recover from them. Now she uses that to teach entrepreneurs to become financially literate in order to create profit in their businesses. She has over20 years of business experience with large and small corporations, government, and not-for-profit industries while specializing in Internal Controls, corporate accounting, budgets, financial reporting, corporate &personal tax, audit, and SR&ED. Melissa enjoys helping business owners build their businesses by increasing their financial management skills. Your numbers are telling you a story – make sure you are listening to it.Melissa's passion is helping business owners go from 6-figure to 7-figure businesses and achieving their personal financial dreams.When Melissa isn't helping entrepreneurs become better CEO's of their business, she can be found at the cottage with her husband Jamie, two teen children, and two dogs.Learn More: https://www.melissahoustoncpa.com/Influential Influencers with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-melissa-houston-founder-of-the-fractional-cfo-agency

Melissa is a columnist at Forbes.com, and the host of The Business Society podcast.A licensed Chartered Professional Accountant (CPA), she's a Financial Strategist for CEOs, and she helps successful business owners increase their profit margins without having to increase revenue so that they keep moremoney in their pocket while increasing their wealth.Melissa's seen the bottom and climbed her way back up; she personally and financially bounced back from concealing $100k in personal debt from her husband. She shares her story to remind people that your mistakes don't define you, and as humans, we all make mistakes and can recover from them. Now she uses that to teach entrepreneurs to become financially literate in order to create profit in their businesses. She has over20 years of business experience with large and small corporations, government, and not-for-profit industries while specializing in Internal Controls, corporate accounting, budgets, financial reporting, corporate &personal tax, audit, and SR&ED. Melissa enjoys helping business owners build their businesses by increasing their financial management skills. Your numbers are telling you a story – make sure you are listening to it.Melissa's passion is helping business owners go from 6-figure to 7-figure businesses and achieving their personal financial dreams.When Melissa isn't helping entrepreneurs become better CEO's of their business, she can be found at the cottage with her husband Jamie, two teen children, and two dogs.Learn More: https://www.melissahoustoncpa.com/Influential Influencers with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-melissa-houston-founder-of-the-fractional-cfo-agency

If you want to increase the odds of survival of your jewelry business, you need to learn how to manage your business finances. Melissa Houston, a Chartered Professional Accountant (CPA) for over 20 years helps successful business owners increase profit margins so they can keep more money for themselves and increase net worth. It's her passion to help entrepreneurs and business owners understand their business numbers, and in this episode she'll help you create a simple plan for financial growth. Here are the resources mentioned in the show: An Inside Look At A 7+ Figure Jewelry Brand

At one point in our lives we may have gone through financial problems, but did you know this can be avoided?Today, I have Vanessa Bowen on the show, a Chartered Professional Accountant (CPA) and Master Neuro-Linguistic Programming Practitioner (NLP) and the Founder of Mint Worthy, a personal finance coaching platform that helps women shift their relationship with money and take control of their finances.In this episode, Vanessa shares with us how her own personal financial journey taught her how to manage her finances and how it inspired her to help other women who went through the same struggles as her. I want people to realize that you can learn how to manage your money, it's possible to change your financial life, you just have to learn to live in your power. - VanessaVisit christineldesigns.com for full show notes.

Melissa Houston is a Chartered Professional Accountant (CPA),a Financial Strategist for CEOs, a columnist at Forbes.com, and the hostof The Business Society podcast. Melissa helps successful businessowners increase their profit margins without having to increaserevenue so that they keep more money in their pocket while increasingtheir personal wealth.Melissa has over 20 years of business experience with large and smallcorporations, government, and not-for-profit industries whilespecializing in Internal Controls, corporate accounting, budgets,financial reporting, corporate & personal tax, audit, and SR&ED.Melissa enjoys helping business owners build their businesses byincreasing their financial management skills. Your numbers are tellingyou a story – make sure you are listening to it.Melissa's passion is helping business owners go from 6-figure to7-figure businesses and achieving their personal financial dreams.When Melissa isn't helping entrepreneurs become better CEO's of theirbusiness, she can be found at the cottage with her husband Jamie, twoteen children, and three dogs.Connect with Melissa:Website: www.melissahoustoncpa.comEmail:  info@melissahoustoncpa.comTwitter: /melissahcpaInstagram: /melissahoustoncpa/LinkedIn: @melissahoustoncpaFacebook: /melissa.houston.1420354Rich State of Mind Links:Website: www.richstateofmind.comJoin our email list to know our services and our prize giveaways:  https://sendfox.com/richstateofmind1Instagram : @richstateofmindpage and @rich_invests_Podcast links: https://linktr.ee/anthanerichiePlease like and subscribe to our channel.See our cool wealth building and real estate T-shirt designs in the links below :Rich State of Mind Store : https://bit.ly/RichStateSupport the show (https://www.patreon.com/richstateofmind)Support the show

Melissa Houston is a Chartered Professional Accountant (CPA),a Financial Strategist for CEOs, a columnist at Forbes.com, and the hostof The Business Society podcast. Melissa helps successful businessowners increase their profit margins without having to increaserevenue so that they keep more money in their pocket while increasingtheir personal wealth.Melissa has over 20 years of business experience with large and smallcorporations, government, and not-for-profit industries whilespecializing in Internal Controls, corporate accounting, budgets,financial reporting, corporate & personal tax, audit, and SR&ED.Melissa enjoys helping business owners build their businesses byincreasing their financial management skills. Your numbers are tellingyou a story – make sure you are listening to it.Melissa's passion is helping business owners go from 6-figure to7-figure businesses and achieving their personal financial dreams.When Melissa isn't helping entrepreneurs become better CEO's of theirbusiness, she can be found at the cottage with her husband Jamie, twoteen children, and three dogs.Connect with Melissa:Website: www.melissahoustoncpa.comEmail:  info@melissahoustoncpa.comTwitter: /melissahcpaInstagram: /melissahoustoncpa/LinkedIn: @melissahoustoncpaFacebook: /melissa.houston.1420354Rich State of Mind Links:Website: www.richstateofmind.comJoin our email list to know our services and our prize giveaways:  https://sendfox.com/richstateofmind1Instagram : @richstateofmindpage and @rich_invests_Podcast links: https://linktr.ee/anthanerichiePlease like and subscribe to our channel.See our cool wealth building and real estate T-shirt designs in the links below :Rich State of Mind Store : https://bit.ly/RichStateSupport the show (https://www.patreon.com/richstateofmind)Support the show (https://www.patreon.com/richstateofmind)

Have you ever felt shame about your finances?   So much so that you don't even know what to do first. You're not alone in feeling that way. It's more important than ever if you want to make a bigger impact than you step out of a financial culture of now to start sourcing from the future.   Today on the podcast I'm chatting with Vanessa Bowen.    Vanessa Bowen is a Chartered Professional Accountant (CPA), Master NLP Practioner, and founder of Mint Worthy Co. Inc. With over a decade of experience in corporate finance and public accounting working for international businesses across North America, Vanessa made the decision to pursue her passion for personal finance. As the proud founder of Mint Worthy, established in 2017, Vanessa provides individuals with financial coaching and the resources needed to blaze a path to lifelong financial freedom. Using a holistic approach, she educates them on the fundamentals of personal money management while empowering them to take control of their finances by improving their relationship with money, creating new mindset shifts, and building intentional habits. Vanessa has been featured as a money expert in several leading media outlets and podcasts.   Connect With Vanessa: @mintworthy.co   Connect with Andrea on IG: @andreacrispcoach @the.couragecast   Connect with Andrea via TEXT: Text the word COURAGE to 647-424-2429 CLICK HERE   To book a FREE 30-minute Strategy Call with Andrea: www.andreacrisp.ca/schedule

Melissa Houston is a Financial Strategist for CEOs, a columnist at Forbes.com, and the host of The Business Society podcast. A licensed Chartered Professional Accountant (CPA), she helps successful business owners increase their profit margins without having to increase revenue so that they keep more money in their pocket while increasing their personal wealth. Melissa's seen the bottom and climbed her way back up, she personally and financially bounced back from concealing $100k in personal debt from her husband. She shares her story to remind people that your mistakes don't define you, and as humans, we all make mistakes and can recover from them. Now she uses that to teach entrepreneurs to become financially literate in order to create profit in their businesses. She has over 20 years of business experience with large and small corporations, government, and not-for-profit industries while specializing in Internal Controls, corporate accounting, budgets, financial reporting, corporate & personal tax, audit, and SR&ED. Melissa enjoys helping business owners build their businesses by increasing their financial management skills. Your numbers are telling you a story – make sure you are listening to it.Melissa's passion is helping business owners go from 6-figure to 7-figure businesses and achieving their personal financial dreams.When Melissa isn't helping entrepreneurs become better CEO's of their business, she can be found at the cottage with her husband Jamie, two teen children, and three dogs.Highlights:‌01:11 Meet Melissa: Loving and Understanding Numbers04:22 Sales and Profits06:45 DIY Accounting11:23 Finding the Right Person in Accounting14:24 Accounting and Strategy16:54 How to Recover your Business19:04 Parallels between Personal and Business Finances21:50 Informed Decisions25:45 Ready to Make a Change26:13 Fractional CFO  30:41 Business  Society Podcast34:12 Five Steps Road Map

Melissa Houston Financial Flossing: Guiding Dental Professionals to a Brighter Future with Ross Brannon  Episode 030: Your Money Tells a Story Melissa Houston is founder of The Fractional CFO Agency, a columnist at Forbes.com, and the host of The Business Society podcast. A licensed Chartered Professional Accountant (CPA), she's a Financial Strategist for CEOs and she helps successful business owners increase their profit margins without having to increase revenue so that they keep more money in their pocket while increasing their personal wealth. Melissa's seen the bottom and climbed her way back up, she personally and financially bounced back from concealing $100k in personal debt from her husband. She shares her story to remind people that your mistakes don't define you, and as humans, we all make mistakes and can recover from them. Now she uses that to teach entrepreneurs to become financially literate in order to create profit in their businesses. She has over 20 years of business experience with large and small corporations, government, and not-for-profit industries while specializing in Internal Controls, corporate accounting, budgets, financial reporting, corporate & personal tax, audit, and SR&ED.  Listen to this information-packed Financial Flossing episode, where Melissa takes us through how she helps her clients, dental and otherwise. Here is what to expect on this week's show: The importance of having a basic understanding of accounting principles, no matter what field you're employed in How Melissa, as a CPA and fractional CFO, helps her clients grow their businesses How Melissa worked herself out of a large debt, and the emotional and financial lessons she learned from the experience Why a lot of dealing with money is about mindset shift, and dispelling pervasive myths or insecurities and just going for it A look inside Melissa's 5-Step Road Map to Business Financial Freedom Connect with Melissa: WEBSITE: https://www.melissahoustoncpa.com/ LINKEDIN: https://www.linkedin.com/in/melissahoustoncpa/ FACEBOOK: https://www.facebook.com/melissahoustoncpa TWITTER: https://twitter.com/melissahcpa INSTAGRAM: https://www.instagram.com/melissahoustoncpa/ PINTEREST: https://www.pinterest.ca/melissahoustoncpacga/_created/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Money Tales, our guest is Melissa Houston. Melissa is someone who knows a lot about the importance of money conversations, and she has faced the consequences of not having them at critical times. Well into her career as a CPA, Melissa found herself slowly unraveling, which made it difficult for her to see a big problem was mounting. It began with weekend shopping trips; a handbag here, a piece of jewelry there. Melissa was spending a lot of money on things that, in hindsight, she really didn't need because it allowed her to stave off a fear she wasn't ready to face. And all the while, she kept the growing debt secret from her husband. Melissa is a Chartered Professional Accountant (CPA), a Financial Strategist for CEOs, a columnist at Forbes.com, and the host of The Business Society podcast. She helps successful business owners increase their profit margins without having to increase revenue so that they keep more money in their pocket while increasing their personal wealth. Melissa has over 20 years of business experience with large and small corporations, government, and not-for-profit industries while specializing in Internal Controls, corporate accounting, budgets, financial reporting, corporate & personal tax, audit, and SR&ED. Melissa enjoys helping business owners build their businesses by increasing their financial management skills. Your numbers are telling you a story – make sure you are listening to it. Melissa's passion is helping business owners go from 6-figure to 7-figure businesses and achieving their personal financial dreams. When Melissa isn't helping entrepreneurs become better CEOs of their business, she can be found at the cottage with her husband Jamie, two teen children, and three dogs. Join Melissa at melissahoustoncpa.com. See all episodes >

In this episode of Money Tales, our guest is Melissa Houston. Melissa is someone who knows a lot about the importance of money conversations, and she has faced the consequences of not having them at critical times. Well into her career as a CPA, Melissa found herself slowly unraveling, which made it difficult for her to see a big problem was mounting. It began with weekend shopping trips; a handbag here, a piece of jewelry there. Melissa was spending a lot of money on things that, in hindsight, she really didn't need because it allowed her to stave off a fear she wasn't ready to face. And all the while, she kept the growing debt secret from her husband. Melissa is a Chartered Professional Accountant (CPA), a Financial Strategist for CEOs, a columnist at Forbes.com, and the host of The Business Society podcast. She helps successful business owners increase their profit margins without having to increase revenue so that they keep more money in their pocket while increasing their personal wealth. Melissa has over 20 years of business experience with large and small corporations, government, and not-for-profit industries while specializing in Internal Controls, corporate accounting, budgets, financial reporting, corporate & personal tax, audit, and SR&ED. Melissa enjoys helping business owners build their businesses by increasing their financial management skills. Your numbers are telling you a story – make sure you are listening to it. Melissa's passion is helping business owners go from 6-figure to 7-figure businesses and achieving their personal financial dreams. When Melissa isn't helping entrepreneurs become better CEOs of their business, she can be found at the cottage with her husband Jamie, two teen children, and three dogs. Join Melissa at melissahoustoncpa.com.Learn more about Money Tale$ > Subscribe to the podcast Recent episodes See all episodes > Form CRS Form ADV Terms of Use Privacy Rights and Policies

Have you ever had a really bad breakup and thought to yourself ‘Now What?'   This week, we're talking to Jami Monte about the time she got broken up with in Paris, leaving her dreams of what she thought her life would be like behind.   Jamie shares about the winding road that brought her from heartbreak to purpose, and how learning to trust her intuition was a game-changer in having landed where she is today.   Listen in as we talk about: What sparked Jamie to leave her corporate job and condo in Toronto to travel the world Why she moved to Paris The story of how she got dumped in Paris How coming home from Paris was humbling as she moved back in with her parents Jami's uncertainty about her future and her career How she get back onto her feet and started a business she loves   Jami is a Chartered Professional Accountant (CPA) who is passionate about educating entrepreneurs. She is the creator of the Bookkeeping Bootcamp - a course that helps solo entrepreneurs create a bookkeeping system so they can feel more confident in their finances, minimize their taxes and increase profitability. Resources mentioned in this episode: What the HST Am I doing? Guide: https://montecpa.ck.page/a0c25cc24f  Bookkeeping Bootcamp Information: https://www.montecpa.com/bookkeeping-bootcamp    Connect with Jami Instagram Facebook www.montecpa.com    I'd love to connect with you: https://www.instagram.com/jess.loves.life/  https://jessicastephens.ca 

Do you feel like you have a good handle on your business finances and money management?In today's episode, Houston is sharing how entrepreneurs can improve their financial literacy. Melissa Houston is the founder of The Fractional CFO Agency, a columnist at Forbes.com, and the host of The Business Society podcast. A licensed Chartered Professional Accountant (CPA), she's a Financial Strategist for CEOs and she helps successful business owners increase their profit margins without having to increase revenue so that they keep more money in their pocket while increasing their personal wealth.So if you're ready to improve your financial literacy, tune into today's episode.BY THE TIME YOU FINISH LISTENING TO TODAY'S EPISODE, YOU'LL LEARN:●  The difference between profit and revenue and why revenue without profit doesn't matter.● What is a good profit margin to aim for, and why the industry you're in matters for distinguishing your average profit margin.Why getting a grip on your cash levels is important and why it's vital to manage your cash flow to avoid financial trouble.● The biggest mistakes entrepreneurs make when it comes to money management.If this episode inspires you in some way, leave us a review on Apple Podcasts and let us know your biggest takeaway– whether it's created those aha moments or given you food for thought on how to achieve greater success. And while you're here, make sure to follow us on Instagram @creativelyowned for more daily inspiration on how to effortlessly attract the most aligned clients without having to spend hours marketing your business or chasing clients. Also, make sure to tag me in your stories @creativelyowned.[FREE MASTERCLASS]: Learn how to stop sounding like everyone else and craft killer messaging that gets you known as a leading expert and calls in the *right* clients and opportunities effortlessly, sign up now!https://www.creativelyowned.com/joinusliveTo apply for Elevate, an experience for coaches & consultants wanting to craft & scale their offers that sell on autopilot using attraction marketing, click here!To get your hands on how to write content that connects, and attracts the most aligned clients, grab it here!!https://www.creativelyowned.com/contentthatconvertsTo connect with Melissa:Website: https://www.melissahoustoncpa.com/The Fractional CFO Agency: www.thefractionalcfoagency.comInstagram: @melissahoustoncpa

Michelle is responsible for researching and executing on investment opportunities in proptech. She's particularly interested in opportunities around democratizing home ownership, increasing transparency across the real estate transaction and automating workflows. Prior to joining OMERS Ventures, Michelle was a Senior Associate in Financial Advisory at Deloitte. As a part of the Valuations group, she provided valuation services to both public and private companies related to mergers and acquisitions, financial reporting, tax, and litigation. Michelle is a Chartered Accountant (CA), Chartered Professional Accountant (CPA) and Chartered Business Valuator (CBV). She has a Bachelor of Commerce from Queen's University.In 2020, Michelle was named one of Venture Capital Journal's "40 Rising Stars under 40" in the global venture community.

#050: Aaron Tam is the founder and host of the First Generations Podcast. He is also a Chartered Professional Accountant (CPA)  and martial artist that loves to devote his time in networking and personal growth. Growing up in Vancouver, British Columbia, Canada, he was raised in an immigrant household with a scarcity mindset. Through walking his own path of struggles, failure, and adversity, he was able to discover his passion for self-development and many valuable life lessons that has helped him thrive today. He uses his podcast as a platform with the goal to inspire, motivate, offer insight, experience, and to empower people to believe in themselves. Aaron defines the term First Generation as someone that had paved their own path and definition of success on their own terms; no matter the hardships, negativity, and obstacles they had to overcome. Many individuals walk similar journeys in life but no one walks the exact same path. Being a cheeky CBC, we talk about Asian diaspora identity (of course), reconciling two different cultures, Western Individualism and Eastern Collectivism the feeling of duty in family and taking care of our parents my journey in Korea, learning Korean, getting in touch with my roots and all that (again) feeling out of place in the motherland and how we deal with it how we handle our emotions and reactions with people when we feel we're treated differently how hardship serves as a catalyst for us to transform our lives and do awesome things the rich rewards of putting yourself out of your comfort zone TheFirstGenerationsPodcast.comSupport the show (http://maimtime.com/support)

>> Get the newest LFG episodes delivered to your inbox when you Sign Up for our Newsletter.Resource Links:Download your free copy of Melissa's 5-Step Roadmap to Biz Finance Freedom: https://melissahoustoncpa.lpages.co/5-step-biz-finance-roadmapBoost your case count and revenue with the Double Your Case Files MasterclassEstate planning attorney? Ditch toxic revenue and get better clients with Seminar 3.0Every decision you make in your business impacts your bottom line, which is your profit.If you're making decisions without understanding how you're impacting your profit (like most people)…Then you may as well be driving with a blindfold on.The thing is, if you get in a wreck blindfolded, you don't know what you hit or how to avoid it. When you can see clearly, even if you still get in a wreck, you have a CLEAR view of what happened and how to avoid it in the future.Less of a crystal ball, more of a GPS.So can we be your law firm's GPS?Let's begin by tuning into this week's episode.In this week's podcast, CPA Melissa Houston joins us to discuss finances within your firm, and how having clear visibility into where all your money is going will set you up for success in the future.There's much more to learn in this episode about guiding your firm towards financial prosperity, so tune in now!In this episode: 1:13 - Financial hurdles in small businesses3:39 - When is the right time to start focusing on finances?8:15 - A common accounting problem9:45 - Why you need to understand your business finances10:57 - Common money blockers Melissa sees with people15:35 - Statistic for high-income earners18:45 - Why you need coaching20:57 - The 7 stages of financial literacy24:51 - From sole proprietor to running a business28:01 - When money is tight…30:20 - When to hire a bookkeeper35:56 - How should law firms be thinking about their pricing?38:46 - Untangling your business/personal accounts41:50 - Quick tipsAbout Melissa Houston:Melissa Houston is a Chartered Professional Accountant (CPA), a Financial Strategist for CEOs, a columnist at Forbes.com, and the host of The Business Society podcast. Melissa helps successful business owners increase their profit margins without having to increase revenue so that they keep more money in their pocket while increasing their personal wealth.If you liked this episode, please don't forget to subscribe, tune in, and share this podcast. See acast.com/privacy for privacy and opt-out information.

I speak with Melissa Houston, Chartered Professional Accountant (CPA), a Financial Strategist for CEOs, a columnist at Forbes.com, and the host of The Business Society podcast. Melissa and I have a candid chat about the importance of knowing what is going on with your finances whether you are running your own business or just managing your personal finances, if you have the tendency to let your accountant manage your companies money or leave it to your partner then this is for you.Connect with Melissa:www.melissahoustoncpa.com. Follow us on:www.centsability.net.auwww.facebook.com/Centsable.Amiewww.instagram.com/centsable_amiewww.twitter.com/centsable_amiewww.linkedin.com/in/amie-baker-10975828www.youtube.com/channel/UCxQC5qjxzOwCDKAbiRS_bpg Hosted on Acast. See acast.com/privacy for more information.

How can parents incorporate family values into the money conversations they're having with their kids? Robin Taub offers several strategies during her second appearance on The Art of Allowance Podcast. A Chartered Professional Accountant (CPA, CA) by training, Robin began her career at KPMG, transitioned into real estate and then landed in the complex world of derivatives marketing at Citibank Canada. Today, she's an author and a professional speaker. Robin lives in Toronto, where she and her husband have raised two (mostly) money-smart twenty-somethings. She is an avid cyclist, snowboarder, music lover and concert goer. I'm excited to welcome her back for a conversation about her new book, The Wisest Investment: Teaching Your Kids to Be Responsible, Independent and Money-Smart for Life.

Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus in business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers and coaches. In this episode, Todd talks with Melissa Houston about taking control of your business expenses to create long-term wealth. Melissa Houston is a Chartered Professional Accountant (CPA), a Financial Strategist for CEOs, a columnist at Forbes.com, and the host of The Business Society Podcast. She helps successful business owners increase their profit margins without having to increase revenue. Melissa has 20+ years of business experience with large and small corporations, governments, and not-for-profit industries while specializing in Internal Controls, corporate accounting, budgets, financial reporting, corporate & personal tax, audit, and SR&ED. 3 Pillars 1. Money mindset 2. Stay current in the news 3. Diversify my investments Books: The Wealthy Barber by David Chilton You can connect with Melissa at www.melissahoustoncpa.com, info@melissahoustoncpa.com, or www.thebusinesssociety.co Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Connect with Pillars Of Wealth Creation on Facebook: www.facebook.com/PillarsofWealthCreation/ Subscribe to our email list at www.pillarsofwealthcreation.com Subscribe to our YouTube channel: www.youtube.com/c/PillarsOfWealthCreation

Today I had the pleasure of speaking with Melissa Houston, chartered professional accountant, a CPA, a financial strategist for CEOs, columnist for Forbes.com, and the host of the Business Society Podcast.    Melissa helps successful business owners increase their profit margins without having to increase revenue so that they keep more money in their pocket while increasing their personal wealth.    As business owners, we have to be very mindful of getting the information that we need from a source that we trust, but also in a way that we are able to use it. We're expected to be badass in business the way that we are badass in law. But the reality is finance is an entire industry and none of us should feel bad about ourselves because we don't know what we don't know, right?    Melissa Houston is a reliable source to inform, tune in to learn more!  In this episode we discuss: The importance of knowing your numbers as a law firm owner. The value of financial coaching. Why profit is far more important than revenue. How as a business owner, having more control over the wealth that you're creating. Understanding your money mindset and creating financial goals. Getting clear on what you want your money to do for you. A five-step money framework. Your responsibility to check in on the financial health of your business.   Guest Bio:   Melissa Houston is a Chartered Professional Accountant (CPA). a Financial Strategist for CEOs, a columnist at Forbes.com, and the host of The Business Society podcast. Melissa helps successful business owners increase their profit margins without having to increase revenue so that they keep more money in their pocket while increasing their personal wealth.    Melissa has over 20 years of business experience with large and small  corporations, government, and not-for-profit industries while specializing in Internal Controls, corporate accounting, budgets, financial reporting, corporate & personal tax, audit, and SR&ED. Melissa enjoys helping business owners build their businesses by increasing their financial management skills. Your numbers are telling you a story - make sure you are listening to it.    Melissa's passion is helping business owners go from 6-figure to 7-figure businesses and achieving their personal financial dreams.    When Melissa isn't helping entrepreneurs become better CEO's of their business, she can be found at the cottage with her husband Jamie, two teen children, and three dogs.   Contact info:   Five-Step Roadmap to Biz Finance Freedom is available on the Website   Website: www.melissahoustoncpa.com Forbes Contributions: www.forbes.com/sites/melissahouston/ ?sh=4de028d25ee8  Email: info@)melissahoustoncpa.com  Twitter: /melissahcpa  Facebook: /melissa.houston.1420354  lnstagram: /melissahoustoncpa/  Linkedln: /melissahcpa   Allison Bio:   Allison C. Williams, Esq., is Founder and Owner of the Williams Law Group, LLC, with offices in Short Hills and Freehold, New Jersey. She is a Fellow of the American Academy of Matrimonial Lawyers, is Certified by the Supreme Court of New Jersey as a Matrimonial Law Attorney and is the first attorney in New Jersey to become Board-Certified by the National Board of Trial Advocacy in the field of Family Law.    Ms. Williams is an accomplished businesswoman. In 2017, the Williams Law Group won the LawFirm500 award, ranking 14th of the fastest growing law firms in the nation, as Ms. Williams grew the firm 581% in three years. Ms. Williams won the Silver Stevie Award for Female Entrepreneur of the Year in 2017.  In 2018, Ms. Williams was voted as NJBIZ's Top 50 Women in Business and was designated one of the Top 25 Leading Women Entrepreneurs and Business Owners. In 2019, Ms. Williams won the Seminole 100 Award for founding one of the fastest growing companies among graduates of Florida State University.   In 2018, Ms. Williams created Law Firm Mentor, a business coaching service for lawyers.  She helps solo and small law firm attorneys grow their business revenues, crush chaos in business and make more money.  Through multi-day intensive business retreats, group and one-to-one coaching, and strategic planning sessions, Ms. Williams advises lawyers on all aspects of creating, sustaining and scaling a law firm business – and specifically, she teaches them the core foundational principles of marketing, sales, personnel management, communications and money management in law firms.  Contact Info:   Contact Law Firm Mentor: Scheduler: https://meetme.so/LawFirmMentor     Snippets   00: 20: 14 (30. Seconds)  And I especially see it with my clients that are lawyers as well is that when they come to me, there's a lot of shame and a lot of, you know, just feeling bad about themselves because they're like, I'm such a smart person. How do I not understand how to manage my money, right? And it's not that you're not smart. It's because, you know, your life centered around becoming a lawyer. I'm pretty sure nobody taught you how to run a business when you're trying to study for the bar exam, right?

Heavy industries are responsible for about a quarter of the world's greenhouse gas emissions and re-imagining of the physical infrastructure of energy is the challenge that Kanin Energy aims to solve through its 'hardware-as-a-service' business model. Janice Tran, CEO of Kanin Energy, joins us to discuss the challenges and opportunities her company faces working with corporate partners to turn their waste heat into something valuable.Recommended Reading This Female Entrepreneur Is Aiming To Decarbonise North America's Largest Industrial EmittersInvesting in the New IndustrialistsGuest Bio: Janice provides the leadership and financing strategy for Kanin Energy. Prior to Kanin, Janice was an early employee and Director at Generate Capital, a project finance investment firm that focused on investing in renewable energy projects. There she built North America's largest portfolio of anaerobic digestions assets. Her role spanned across deal execution, origination, market development, and asset management. Prior to Generate Capital, Janice worked at NRG, one of America's largest power producers, to start their renewable microgrids business line. Janice also co-founded Student Energy, a nonprofit which is today's largest global charity dedicated to educating and uniting post-secondary students on energy issues.Janice is a licensed Chartered Professional Accountant (CPA) in Canada. She also has a Masters of Science in Sustainability Management from Columbia University in New York, where she received an Earth Institute Fellowship. Janice also has a Masters in Accounting from the University of Saskatchewan, and double majored with a BA in Philosophy and BComm in Accounting from the University of Calgary.Learn more about Kanin EnergyConnect with Janice on LinkedIn_This episode is sponsored by Student Energy - Student Energy empowers the next generation of leaders who are accelerating the transition to a sustainable, equitable energy future. Learn more about Student Energy here  

Johaine is a Chartered Professional Accountant (CPA) with 20 years of accounting experience. Johaine has a strong background in bookkeeping services, internal control systems & procedures and risk advisory services. Her skills and experiences garnered over the years have served her well in industry roles such as Controller and CFO and now as President & CEO of her independent Accounting Firm. Johaine has served on a number of Boards including the BCACPA and Better Business Bureau. Johaine is also the co-founder of JTM Foundation, a non-profit organization focused on providing resources for youth in Guyana South-America.   OKIKI RESOURCES: Need to Optimize Your LinkedIn Profile? Try my new LinkedIn Profile Optimization Course! Video Editing and Subtitle Programs I use (affiliates links are included): Subtitles: Happy Scribe Subtitles and Headers: ClipScribe Need high-quality virtual assistants? Mine is amazing and I met him through iWorker. Pivo App to create amazing video content: Want to create 360 Virtual Tours? Insta360 ONE R Camera Insta360 ONE X Camera Insta360 ONE R Virtual Tour Kit FREEBIES: FREE DOWNLOADABLE PDF: www.okikiconsulting.com/resources My Top 14 Resources for Entrepreneurs and Solopreneurs PDF contains: My Top 4 Free Resources for Creating Content My Top 4 Phone Apps for Creating Video Content My Top 3 Desktop Apps for Creating Video Content My Top 4 Recommended tools for Solopreneurs ABOUT FIYIN: Fiyin Obayan is the founder of Okiki Consulting, where she helps business owners communicate their personal brand or company brand stories through video content, in order to communicate to their target audience.   She has been participating in video storytelling for 9 years starting with her previous Myspace Channel, and to her personal YouTube Channel. As an entrepreneur, She has learned to develop that skill for social media and now specializes in using it for the LinkedIn platform. Through posting regular content from September 2019, She has gone from 1000 connections to 8000 connections on the platforms and gained clients and she wants to empower others to do the same. Contact Fiyin: Website: www.okikiconsulting.com Email: info@okikiconsulting.com Phone: (306)716-0324 Instagram: @Okikiconsulting Facebook: @Okikiconsulting LinkedIn: https://www.linkedin.com/in/fiyinfoluwaobayan/ Business: https://www.linkedin.com/company/okiki

Michelle Robertson has spent 20+ years building and enhancing finance functions across multiple industries - media, events, not-for-profit and technology. As a Chartered Professional Accountant (CPA, CA), Michelle always had what society deems as "that" well-respected finance job. She worked for top-tier companies such as PwC, the Globe & Mail and the PanAm Games, and thought climbing the ladder would lead to happiness and admiration. That wasn't the case.From 2017-2020, Michelle had to overcome significant challenges - two job restructurings, divorce and losing her dog to her former partner. In her own words, "the universe" kept pushing her to do something new. In late 2020, Michelle launched her business as a Wealth & Money Coach - Ms. Money & Math. Her mission is to help people find, keep, grow and work confidently with money both personally and professionally. Follow her on Instagram @Ms.Money&Math!

1) How to use insurance to mitigate taxes in a corporation. 2) What to be aware of when setting up an insurance policy from a tax perspective. 3) Why it's important to include a tax expert as part of the financial planning team. 4) Further suggestion for ensuring taxes are taken care of. 5) Other services MNP provides. Guest: Aina Potts, CPA, CA, is a Business Advisor with MNP’s Tax Services team in Red Deer. Focusing on specialty tax, Aina works with businesses in various industries, including family farms and professionals, helping them maximize wealth and minimize tax so they can achieve their business and personal goals. Aina draws on a decade of experience to help clients with the tax aspects of corporate restructuring, succession and estate planning. As a trusted advisor, she gets to know clients and their operations so she can deliver reliable, efficient tax advice and solutions customized to their unique situations. After receiving a Business Administration Diploma, with Distinction, from Red Deer College, majoring in accounting, Aina earned a Bachelor of Management degree, with Distinction, from the University of Lethbridge. She is a Chartered Professional Accountant (CPA), qualifying as a Chartered Accountant (CA) and has completed Level II of CPA Canada’s In-depth Tax Course. Contact: email: aina.potts@mnp.ca phone: 403-346-8878 TOLL FREE 1.877.500.0779 Mailing Address: 4922 - 53 St. Red Deer, AB T4N 2E9

In today’s episode, find out how Beyonce and your (next) accountant are basically twins. Having healthy finances in your business isn’t just about balancing the books, although that’s something you shouldn’t be avoiding. Working on your money mindset can help you set the right goals, the right prices, and even help you during tax time. Christine and Lisa (@lisa.zamparo) explore tangible money tips for your mindset, your budgets, and ways you can assess your current financial state as you head into Q2.Lisa Zamparo is a Chartered Professional Accountant (CPA) in Toronto who helps female led-startups and self-employed women grow their profits and create a sustainable income. Lisa combines her Bay Street finance experience with a passion for personal development. She sees entrepreneurship as a vehicle for personal growth, and profit as a powerful tool for making positive change in the world.The Wellth Company is a financial services firm providing tax, bookkeeping and CFO services designed for the way women work and communicate. They value collaboration, communication and empathy. When you work with them, you feel empowered by your finances.What to Listen For: Let me see you 1-2 Step. 2 tangible steps to reduce the overwhelm when it comes to all the Covid-19 financial updates. (4:16)Don’t beat yourself up. We’ve all been there. The 2 most common financial mistakes that will shortchange you. (5:29)Charging hourly? This quote is a gamechanger. (7:30)Wealthy or wellthy? The top 3 things you need to assess your own financial wealth. (9:38)Keep more of your money during tax season! 3 ways to make taxes easy breezy lemon squeezy. (13:16)Handle your finances like a professional. Here are Lisa’s favourite financial tracking tools. (15:58)Resources From This Episode:FreshBooksQuickBooksLike what you've heard? Subscribe to the Podcast (on Apple Podcasts) or SpotifyRate & Review this Podcast Share this Podcast with your BestieFree Brand Consistency ChecklistCheck out the shownotes & partial transcriptionsCheck In With Christine & LisaChristine on InstagramLisa on InstagramThe Wellth Co on InstagramBrand Party Podcast on Instagram

My guest this week is Luke Hergott, a Chartered Professional Accountant (CPA) at EY.  Luke walks us through the steps you need to take to make sure you're prepared to file your taxes for the 2020 tax year.Certified tax software options CRA My AccountCOVID-19 Benefits and TaxesPlease reach out to me at evan@ennsbaxter.com if you have any questions or feedback on the podcast!

Have you ever wondered how saving and investing actually works? Or you are at a point in your life where you don't even earn enough to save and invest but you really want to save. Then you must listen to the end of this episode. Chinazom Chidolue, our guest in this episode a Chartered Professional Accountant (CPA), and a Chartered Financial Analyst (CFA) Level III candidate broke all these issues mentioned above in a very digestible manner with so much expertise. It's money march and this year we are choosing to be very intentional with our money okay? If you have any thoughts you'd love to share or how this episode made you feel, please drop a voice message through any of these links. It will be featured in a subsequent episode of this podcast. https://anchor.fm/viola-the-radio-nerd/message or www.podpage.com/calm-down-podcast Links Mentioned In This Episode Connect with Chinazom on Instagram @chinazom_c Linkedin @Chinazom Chidolue, CPA and website: shecluded.com and Instagram @shecluded Join our Patreon: www.patreon.com/violaekene Drop a tip on Shukran: https://useshukran.com/cr/viola%20ekene Want to share your story on this podcast? Click this link to fill this form to enable my team and I schedule a perfect date and time for us to record your story: https://rb.gy/dlkdhf Follow this podcast on social media; Instagram @the_calm_down_podcast, Twitter @podcastcalm @Facebook Page @Calm Down Podcast Follow me on Instagram @viola_ekene, Tik Tok @viola_ekene and Pinterest @ViolaEkene Website: https://www.podpage.com/calm-down-podcast/ Blog: hiswordmybeauty.com Love you! --- Send in a voice message: https://anchor.fm/viola-the-radio-nerd/message Support this podcast: https://anchor.fm/viola-the-radio-nerd/support

Hi. I am Brooke Voris, CEO and Wedding Consultant at Brooke Voris Weddings (BVW). I am also a WOM (Wife and Mom) with a crazy household and am here to give you a behind the scenes look at what really goes on in a Wedding Planners life. This show is about helping people find a balance and getting everything they want on their very special day. Meet Melissa Houston! She is a Chartered Professional Accountant (CPA), a Business Finance Coach, a regular contributor at Forbes.com, and the host of the Think Like a CFO podcast. Melissa’s passion is to help entrepreneurs understand the importance of knowing their business numbers and helps them set up a system using her signature CFO Money Method Framework. Melissa shares how you can improve your profits by looking inside your business and understanding how your business decisions are affecting your bottom line and on this show your business is your wedding. She discusses the challenges that couples face when planning and not having a solid budget framework in place. She also shares her true story of how she and her husband stuck together to fight their way out of over $100k of debt. You do not want to miss this episode!How to reach Melissa!Check out her Website:www.melissahoustoncpa.comGrab this financial Freebie! 4-Step Roadmap to Biz Finance FreedomListen to her Podcast: Think Like a CFO podcastHere is what you should expect:Some background on the topic A story to help you understand what can happenSome pro-tips on how to do it betterA laugh or cry momentAnd of course some insight on my life and all the unbelievable things that occur (that others don't see) Would you like to be part of our show? We are including a "What happens when..." segment where our listeners can write in and ask questions relating to their personal wedding situations. Please visit www.BrookeVorisWeddings.com to submit your question and we will address it on air.If you have an interesting topic to share and want to be a guest on our show please email Cheers@BrookeVorisWeddings.com, note in the subject line "Guest on Cheers to You!" and give us some information on the wedding topic that you would like to discuss.Cheers to you!

Ryan Maarschalk is a Chartered Professional Accountant (CPA) and candidate for the Chartered Business Valuation (CBV) designation. He is the founder and CFO of Maarschalk Capital. Previously, Ryan was CFO for Impact Radio, a private company in Kelowna British Columbia for 3 years, and led the companyʼs sale for $23M in 2016 to a private equity firm. Prior to that, Ryan co-founded a restaurant chain, and spent 4 years in public practice with a leading Canadian accounting firm. Ryan is a true financial leader, and brings business valuation, M&A experience, and strategic planning to enhance shareholder value.Ryan grew up in Zimbabwe prior to obtaining honours in Biomedical Science from Western Michigan University. There he captained the NCAA tennis team. Ryan later went on to play professionally and coach tennis with the Junior Canadian national teams, prior to going into business and finance. Today, Ryan volunteers his time in tennis and serves on various boards.Support the showFollow me on Social Media:New Town Big Dreams podcast on FacebookInstagramLinkedinLuke Menkes Kelowna RealtorMy Personal Facebook PageSupport the show (https://paypal.me/lukemenkes)

Nader Tehrani, founder of NHT Associates, co-author of The Secret to Wealth, Vol II with Brian Tracy, author of the upcoming book 50 Secrets CRA Doesn’t Want You to Know, and published author of numerous contributions to Women’s Millionaire and Canadian Real Estate Wealth magazines, does so much more than deliver impeccable service to his clients. With 30 years of experience, and in dealing with the Canada Revenue Agency (CRA), Tehrani, a Chartered Professional Accountant (CPA, CGA) offers a variety of services to clients including independent business owners and professionals including medical and dental clinics, legal firms, and real estate investors.For more information.. Website: www.NHTtax.comSource: https://businessinnovatorsradio.com/nader-tehrani-founder-of-nht-associates-brilliance-business

Kaush is a Chartered Professional Accountant (CPA). After the birth of his daughter, he realized that he didn’t have a solid plan for his family’s financial future, so he turned to real estate investing. He joined REIN and spent the next 5 years building a real estate portfolio of 11 properties! In 2019, at the age of 42, Kaush was able to replace his income and leave his job to become a full-time real estate investor.  On this episode, we discuss   Working at a golf course at a young age, being around successful people all the time Becoming a CPA Joining REIN and realizing he can build wealth through real estate Buying his first rental property in 2014 Purchasing 2-3 properties per year after his first Retiring in 2019 His recent infill development project to build a purpose-built duplex using a modular building   You can reach out to Kaush by emailing him at: knanubhai@gmail.com   Subscribe and review today! https://www.youtube.com/channel/UCPf_0bbU8wlyX3Frv3kZ30w http://welloff.ca/ https://www.instagram.com/welloffx/

This week for our Quick Fire series, we have Strategy and Growth Consultant and founder of My African Corner, Chioma Ifeanyi-Okoro. Chioma joined us in Episode 115 where she shared her story on how she became a CPA, and eventually fully going into entrepreneurship. Chioma is a Chartered Professional Accountant (CPA, CMA) with over 8 years of experience working with corporate and nonprofit organizations.  As a growth coach and consultant, Chioma has helped a lot of professionals and entrepreneurs build creative strategies and grow their revenue. In 2018, She was named by Elevate Tech Fest as a Leader in the Canadian Innovation ecosystem and nominated for a Toronto Region Board of Trade Business Excellence Award for Young Professional of the Year. Her work had been featured in a number of publications including Canada's top outlet for senior executives and professionals (The Globe and Mail) and PayPal. She has also spoken in stages and universities. She currently sits on the newly formed CPA Emerging Leaders Advisory Board and is a mentor to various startups, business owners and professionals across the world. Chioma is also the founder of My African Corner, a platform dedicated to accelerating entrepreneurs and professionals in the Black community. This platform holds various events like BUILDfest, which is focused on experiential education on business, and Dajara, which focuses on helping students and new graduates.

Today we have special guest, Vanessa Bowen from MintWorthy. Vanessa is a Chartered Professional Accountant (CPA) and NLP Practitioner who ditched a career of cubicles and calculators to pursue her passion for personal finance. As the CEO & Founder of Mint Worthy, Vanessa empowers the hearts and minds of women to release their money blocks, create financial abundance, and live that big audacious vision of their life. We're talking about money blocks, stepping into living an abundant life, and all the juicy financial insights to help you build a thriving business! You can connect with Vanessa online at mintworthy.co on Instagram @mintworthyco. I love to stay connected, let's be friends and you can easily reach out to me on Instagram @maryalvizures__ . You can also access all my latest FREE trainings at shareyourmagic.co/free-members-area.

Money, money, money, MONEY! In this week's episode we are talking to money + mindset coach Vanessa Bowen, who is the founder of Mint Worthy; a coaching platform that empowers women to reconnect to their dreams and provides resources they need to create financial abundance. In this conversation, Vanessa shares her experience working on money mindset using Neuro-Linguistic Programming (NLP) tools. This ain't your average talk about finances! We reflect how money is simply energy, noting how it mirrors our relationships both in our inner and outer worlds. Have a listen as Vanessa provides useful and tangible tips for you to reinvent your relationship with money starting today. Vanessa Bowen is a Chartered Professional Accountant (CPA) and Neuro-Linguistic Programming Practitioner (NLP) and the Founder of Mint Worthy, a personal finance coaching platform that helps women shift their relationship with money and take control of their finances. After a decade in corporate finance and public accounting working with international businesses in Canada and the US, Vanessa decided to pursue her passion for personal finance, shifting her focus on empowering women to live life on their own financial terms. Vanessa equips women with new ways of managing and controlling their finances and teaches strategies to truly reach their financial goals. She helps women uncover their money blocks and release the deep-rooted subconscious beliefs that create our habits, decisions and behaviours around money. Vanessa coaches women on how to break through these mindset barriers to discover life-long financial freedom. Connect with Vanessa: https://www.instagram.com/mintworthyco https://www.mintworthy.co/ Connect with Amanda and Jasmine: https://www.consciouslycrude.com/

Does the tried-and-true three-jar system have room for two additions? Robin Taub makes the case for "Earn" and "Invest" to join the traditional "Share," "Save" and "Spend Smart" jars during this episode of The Art of Allowance Podcast. Robin is a financial writer, speaker and consultant. A Chartered Professional Accountant (CPA, CA) by training, Robin is also the best-selling author of Raising Money-Smart Kids: How to Teach Your Kids about Money While Learning a Few Things Yourself, a book that gives parents the information and skills they need to teach their kids about money. Robin has held professional positions in both audit and taxation at two of Canada's largest accounting firms, and spent five years in the complex world of Derivatives Marketing at Citibank Canada. She is also passionate about improving opportunities for women CPAs to advance into positions of leadership. From 2008 until 2017, she was a member, and then Chair, of the Chartered Professional Accountants of Canada's Women's Leadership Council. A proponent of lifelong learning, Robin also participated in the Canadian Board Diversity Council's Director Education Program. She has two mostly money-smart kids and lives in Toronto.

Robin Taub is a financial writer, speaker and consultant. A Chartered Professional Accountant (CPA, CA) by training, Robin is also the best-selling author of Raising Money-Smart Kids: How to Teach Your Kids about Money While Learning a Few Things Yourself, a book that gives parents the information and skills they need to teach their kids about money. In my interview with Robin, we discuss some of the issues to consider when deciding to renovate or move, what COVID-19 may mean for the future of housing and personal finance as it relates to affordability.

Tom welcomes returning guest, CEO and President of Denison Mines, David Cates, to discuss everything uranium related. David says, "Supply has really dried up." David breaks down how the crisis is affecting mine supply around the world and why that supply may not be back online anytime soon. He provides an overview of several mining operations and how this pandemic has affected each of them. David discusses their Phoenix project at Wheeler River and how they are proving up the mining method of in-situ recovery. This method has excellent potential, which could enable Denison to become one of the world's lowest-cost producers. He gives a couple of key takeaways on Cameco's public announcements regarding Cigar Lake. Lastly, David provides us with an update on Uranium Participation Corp. Time Stamp References: 0:40 - Uranium in this crisis. 3:50 - Mine shutdowns and restarts. 8:00 - Effects on Denison Mines. 14:35 - Cameco and Denison results. 24:30 - Uranium Participation Corp. 31:00 - The bottom call. 32:30 - Fragility of uranium supply. 35:00 - Excitement in the market. Talking Points From This Episode • Crisis effects on mines. • Overview of uranium supply. • Supply may remain limited for some time. • In-situ recovery assessment. • Cameco's restart requirements. David D. Cates President and Chief Executive Officer of Denison Mines.Mr. Cates is a Chartered Professional Accountant (CPA, CA) and holds a Master of Accounting (MAcc) and Honours Bachelor of Arts (BA) degrees from the University of Waterloo. Mr. Cates has extensive expertise in the Canadian and international uranium mining industry from over a decade of senior management and financial experience in various roles with Denison. Mr. Cates was appointed President & CEO of Denison in 2015, having previously served as the company's Vice President, Finance & Tax and Chief Financial Officer. Before joining Denison in 2008, Mr. Cates held positions at Kinross Gold Corp. and PwC LLP. Mr. Cates also serves as a Director of Denison, and is a Director of each of the Canadian Nuclear Association, SkyHarbour Resources Ltd. (TSX-V: SYH) and GoviEx Uranium Inc. (TSX-V: GXU). Both Skyharbour and GoviEx are engaged in uranium exploration and development. Twitter: @DenisonMinesCo Website: https://www.denisonmines.com

Hey you wild women!  My guest today is Lisa Zamparo, a Chartered Professional Accountant (CPA) in Toronto who helps female-led start-ups and self-employed women grow their profits and create a sustainable income.  Her business, The Wellth Company, is a financial services firm providing tax, bookkeeping, and CFO services designed for the way women work and communicate.     Lisa wants everyone to be financially healthy and believes that wellbeing is the ultimate kind of wealth. The business world is shifting more to the idea of the ‘conscious capitalist,' allowing for wellbeing to become a focal point for business owners where before it may have been left by the wayside.  At The Wellth Company, Lisa works with a team of other female CPAs, bookkeepers, and financial planners to work with you, not over you. Together they strive to empower female entrepreneurs with the knowledge to make their business, and themselves, thrive.  In This Episode, You Will Learn About:  How she overcame confidence issues and imposter syndrome when starting her business  How lack of confidence often gets in the way of women trusting their intuition when it comes to finances  The power of making a mistake and learning from it  The importance of progress over perfection  Whether or not you should incorporate your business  How to value yourself and your services  Common sticking points such as sales tax and projections  The necessity of outsourcing your bookkeeping and accounting  Tips for first-time business owners  Learning to trust yourself instead of seeking external validation  How to fund your business whether you are just starting or expanding  What to pinpoint when you are losing money  Common mistakes first-time owners make  How balancing your creative time with your family life is vital for your success and looks different for everyone  Resources:  Website: The Wellth Company  Company Instagram: The Wellth Company  Lisa Zamparo Instagram: Lisa Zamparo  Public Shoutouts:  Simple Numbers: Greg Crabtree  The Energy of Money: Maria Nemeth Ph.D.  --- Renée Warren is an award-winning entrepreneur, a 7-figure business starter, and the founder of We Wild Women, a business dedicated to helping women launch their dream business. She previously founded an industry-recognized PR agency that worked with funded technology startups from South Africa to San Diego. She's a mom to Irish Twins, a published author, and a drummer. Rate, review, and subscribe on Apple Podcast "I love Into The Wild, and think it's the best thing since sliced bread."

“The more we do for other people, the more there's a ripple effect that just creates change within the different environments that we function in.” - Chioma Ifeanyi-Okoro Chioma is a Chartered Professional Accountant (CPA, CMA) with over 8 years of experience working with corporate and nonprofit organizations.  As a growth coach and consultant, Chioma has helped a lot of professionals and entrepreneurs build creative strategies and grow their revenue. In 2018, She was named by Elevate Tech Fest as a Leader in the Canadian Innovation ecosystem and nominated for a Toronto Region Board of Trade Business Excellence Award for Young Professional of the Year. Her work had been featured in a number of publications including Canada's top outlet for senior executives and professionals (The Globe and Mail) and PayPal. She has also spoken in stages and universities. She currently sits on the newly formed CPA Emerging Leaders Advisory Board and is a mentor to various startups, business owners and professionals across the world. Chioma is also the founder of My African Corner, a platform dedicated to accelerating entrepreneurs and professionals in the Black community. This platform holds various events like BUILDfest, which is focused on experiential education on business, and Dajara, which focuses on helping students and new graduates. “My biggest goal in life is just to help people see their value, to help people truly see themselves for what they are.” - Chioma Ifeanyi-Okoro In this episode, Chioma shares her story on how she became a CPA, and eventually fully going into entrepreneurship. She talks about her motivation and goals that drives her different ventures and platforms in business, the challenges, and her dreams. Chioma also shares the most valuable things that she has learned through her experiences, as well as some advice of her own.  

The other day I had the opportunity to interview Lyn Lebeau who is President and Founder of White Water Consultants, a business consulting firm based in Northern Ontario, Canada. Lyn is a Chartered Professional Accountant (CPA), Chartered Accountant (CA). Lyn got inspired by taking a course from Dean Graziosi who teaches people how to effectively invest in Real Estate. Afterwards, she was able to close 18 properties within one year and successfully made her first million dollars. With what she has learnt through her investing experience she wrote a book No Money? No Problem for people like us who can change their life by learning her strategies. Her book is on sale on Amazon for $1.30 CDN. She's now preparing a training program for people who want to go deep investing in Real Estate. She's designing her course where you would be able to learn how to analyze the deals like Lyn does, the importance of team members for your team like Real Estate Agent, Lawyers etc and she's also taking interviews with experts on how to raise investors capital. The price to join the program is $3997 but if you join now, you can get 50% OFF. For more information, contact Lyn Lebeau by email: book@lynlebeau.com To watch the interview, Click here. To listen Lyn Lebeau's interview on iTunes, Click here. Edna

We are talking MONEY!!! In this episode, Vanessa Bowen shares her own money story which includes buying an investment property at age 27! We talk about women’s relationship with their finances. Vanessa also breaks down her money coaching strategy: mindset FIRST, then financial strategies. We talk about why women need to invest in themselves. And Vanessa shares her best tips for ELEVATING your money story.  Vanessa Bowen is a Chartered Professional Accountant (CPA) and Neuro-Linguistic Programming Practitioner (NLP) and the Founder of Mint Worthy, a personal finance coaching platform that helps women shift their relationship with money and take control of their finances. After a decade in corporate finance and public accounting working with international businesses in Canada and the US, Vanessa decided to pursue her passion for personal finance, shifting her focus on empowering women to live life on their own financial terms. Vanessa equips women with new ways of managing and controlling their finances and teaches strategies to truly reach their financial goals. She helps women uncover their money blocks and release the deep-rooted subconscious beliefs that create our habits, decisions and behaviours around money. Vanessa coaches women on how to break through these mindset barriers to discover life-long financial freedom. Shownotes: Mint Worthy website Vanessa’s Instagram  Free workshop: 5 Boundary Setting Practices To Make You Love Saying “No” Connect with me:  Instagram: @airyfairyfeminist Facebook group Airyfairyfeminist.com

Azim is a project manager (BSc, PMP), trainer and a Chartered Professional Accountant (CPA, CGA) at AAD Consultants Inc. He is a leader, trainer, mentor, and advisor to the staff, volunteers, and management of corporations and nonprofit organizations. In 2010, he founded the Muslim Food Bank and Community Services Society. He volunteers as a Director in several boards including the Mennonite Museum Society and Vantage Point. Azim received his BSc from the University of Nairobi, and Accounting and PMP Certifications in British Columbia.

 Joseph Patterson in"HOT SEAT"Can Joseph Patterson Stop Corruption in Jamaica - Virtual Town Meeting. JOSEPH L. PATTERSON, Social Entrepreneur, Financial Consultant & Good Governance Advocate Joseph L. Patterson is the president and founder of the UIC or United Independents' Congress - a new political party in Jamaica. He is a Chartered Professional Accountant (CPA) with over 25 years' experience in business, finance, and leadership. He provides financial services in Jamaica, North America and Europe. Mr. Patterson has worked as a Business Analyst, Senior Financial Analyst, Financial Controller, Director of Finance, Vice President of Finance, CFO and CEO across the private, public and non-profit sectors. His international work involves more than 120 countries and membership on the board of a global micro-financing institution that has over four decades of experience promoting sustainable development through impact investing that focuses on financial inclusion, agriculture and renewable energy in poor communities. In addition to leading his own group of companies, Mr. Patterson is also the founder-president of YES Jamaica, a charitable foundation that mentors and funds young Jamaicans to excel as entrepreneurs. He is married, has three adult children and, for relaxation, enjoys reading, writing and permaculture farming.#jamaica #yardness,#PNP #JLP  

 Joseph Patterson in"HOT SEAT"China & Jamaica relationship- Virtual Town Meeting. JOSEPH L. PATTERSON, Social Entrepreneur, Financial Consultant & Good Governance Advocate Joseph L. Patterson is the president and founder of the UIC or United Independents' Congress - a new political party in Jamaica. He is a Chartered Professional Accountant (CPA) with over 25 years' experience in business, finance, and leadership. He provides financial services in Jamaica, North America and Europe. Mr. Patterson has worked as a Business Analyst, Senior Financial Analyst, Financial Controller, Director of Finance, Vice President of Finance, CFO and CEO across the private, public and non-profit sectors. His international work involves more than 120 countries and membership on the board of a global micro-financing institution that has over four decades of experience promoting sustainable development through impact investing that focuses on financial inclusion, agriculture and renewable energy in poor communities. In addition to leading his own group of companies, Mr. Patterson is also the founder-president of YES Jamaica, a charitable foundation that mentors and funds young Jamaicans to excel as entrepreneurs. He is married, has three adult children and, for relaxation, enjoys reading, writing and permaculture farming.

In this episode of The Maker's Collective Podcast we sit down with Jami Monte, a Chartered Professional Accountant (CPA) and creative who wants to help you feel set up and ready for tax time this year! She answers all of the common questions she gets from clients and demystifies a lot of the “scary” parts about tracking and filing. We know this can be an incredibly stressful time of year for small business owners, but if you get nothing else from this, please remember that stress can lead to avoidance, so if you are feeling this way please reach out (to us, to Jami, or to an accountant in your area!) and ask for help. Everything can be quantified, everything can be solved, so start where you are and get the support you need. Now, enjoy! Topics covered: Meet Jami - her journey to starting her own accounting businessTax planning tips for entrepreneursCommon mistakes made by entrepreneurs around their tracking and taxesSo, what's a write off and how do write offs work?What is HST and when do you need to register for a number?What are you tracking when you're filing HST?When to incorporateHow much money to put aside for taxes?Tax rates are hella confusingHow she works with clientsWhat to do with receiptsCash TransactionsAdvice Quote: Resources from the episode: Arabella Park - http://www.arabellaparkbar.com/CPA - https://www.cpacanada.ca/en/the-cpa-profession/cpas-and-what-we-do/what-cpas-doSole Proprietorship - https://www.entrepreneur.com/encyclopedia/sole-proprietorshipCorporation - https://www.entrepreneur.com/encyclopedia/corporationMileIQ - https://www.mileiq.com/HST - https://www.fin.gov.on.ca/en/tax/hst/index.htmlWave Financial - https://www.waveapps.com/Simple Tax - ttps://simpletax.ca/calculatorTax Rates - https://www.taxtips.ca/taxrates/on.htm ReceiptBank - https://www.receipt-bank.com/ More from Jami: Website - https://www.montecpa.com/ More from The Maker's Collective: The Maker's Collective - http://makerscollective.club/ Instagram - https://www.instagram.com/MakersCoClub/ Facebook - https://www.facebook.com/groups/makerscollectiveclub/ Get In Touch & Join The Club - http://makerscollective.club/contact/Get On The Shop Talk Series Email List & Never Miss Another Chance To Get Tickets - http://eepurl.com/giPBvD More from Lacey: LJH Brand Strategy & Business/ Mindset Coaching -  http://www.laceyjheels.com/ Instagram- https://www.instagram.com/laceyjheels DOWNLOAD YOUR FREE EBOOK "INSTAGRAM FOR CREATIVES" More from Laura: Instagram - https://www.instagram.com/lauraannehart/

On today's episode of the Boss Talk Podcast, I am interviewing Vanessa Smith and we are talking about Moneyyy! One of my favorite topics to talk about when it comes to business because it is something that I see so many people struggling with. Money is a topic that many people get all bent out of shape about but if you can't talk about money, then you need to have a serious look at your relationship with money and your finances. The fact that you may have very little of it may be a huge reflection of the where you stand with money and it could be affecting you from receiving a whole lot of it.  Vanessa Smith is a Chartered Professional Accountant (CPA) and Neuro-Linguistic Programming Practitioner (NLP) and the money expert behind Mint Worthy, a personal finance coaching platform that helps women take control of their finances. After a decade in corporate finance and public accounting working with international businesses in Canada and the US, Vanessa decided to pursue her passion for personal finance, shifting her focus on empowering women to live life on their own financial terms. Vanessa equips women with new ways of managing and controlling their finances and teaches strategies to truly reach their financial goals. She helps women uncover their money blocks which are the deep routed subconscious beliefs that create the relationship, habits, decisions, and behaviors around money. Vanessa coaches women on how to break through these mindset barriers to discover life-long financial freedom. I am tired of seeing women held back from living their best life and business because of their finances. The more we talk about this the more we can empower each other to heal the limiting beliefs around this topic and receive more. Money just amplifies who you truly are. If you are kind, giving and loyal, more money will just help you extend that to more people. The world needs more amazing rich woman to impact the word on a large scale. Don't hold yourself back. Take lots of notes and let me know your thoughts on this episode! Enjoy.  To join Vanessa and master your Money Mindset NOW, click here to learn more about the group coaching program.  https://www.mintworthy.co/ https://www.instagram.com/mintworthy.co/ https://www.facebook.com/mintworthy.co/ Are you ready to get clear on your ideal client, elevate your legendary brand + join thousands of other Entrepreneurs on their journey to design their freedom? Gain access to a library FULL of business, wellness and mindset masterclasses and templates: http://bit.ly/TVSFreeResourceLibrary https://www.thevoyagesociety.com/ https://www.instagram.com/thevoyagesociety/ https://www.facebook.com/groups/TheVoyageSociety/

In this episode of the Zero2hired Podcast we interview Farrukh Abbas and take about what it takes to get through the interview process from a new Canadians perspective. Farrukh is designated Chartered Professional Accountant (CPA) and also Certified General Accountant (CGA); distinctively holds a US Engineering Degree; as well as Master of Business Administration (MBA) and Master of Aeronautical Science degrees one of the world's leading Aerospace University Farrukh has wide array of professional experiences in industries such as aerospace; healthcare; CPG; hospitality; research; consulting; and Not for Profit management.   To learn more about Farrukh and to connect with him, visit: https://www.linkedin.com/in/farrukh-abbas-mba-masc-cpa-cga-20b81426 Other links mentioned in the show: Canadian Blood Services - https://blood.ca Zero2hired Course - https://courses.zero2hired.com TRIEC - http://triec.ca            

Denise is President of Denise Zaporzan and Associates, a strategy practice based in Manitoba and is on Fempower today! @dbydenise Denise Zaporzan is a talented, brave and warm woman. She lights up any room she is a part of. She has reinvented herself so many times in her career and it’s a fascinating story of courage and faith. Our conversation is so warm and endearing. Although we talk business and real advice, there is so much real life in this conversation. This is a deeply rich conversation filled with so many golden nuggets of advice and thought provoking insights.   As a trusted advisor, Denise demonstrates her passion, energy, and knowledge of strategy and leadership through work with public and private clients. Denise is a Chartered Professional Accountant (CPA), and received the prestigious Fellowship CPA (FCPA) designation in 2010, the profession’s highest recognition of significant career achievements and contributions to community. In 2017, Denise developed and launched her newest initiative, D by denise, a Canadian lifestyle blog, brand, and e-commerce platform. D by denise publishes content celebrating the modern middle-aged professional woman, and collaborates with local (Canadian) brands and media to celebrate the authentic voice of the modern, middle-aged female audience.    IN THIS EPISODE WE DISCUSS: Her background and how she reinvented herself in the middle of her thriving career How Denise held her ground when she was blind-sided in her career path Her honesty, integrity and vulnerability How she overcame fighting for her job while placing her family first The importance of relationships and connection Denise’s golden nuggets of advice for women in business and life Denise’s latest venture, her blog, D by Denise for the modern middle-aged woman Intergenerational mentorship and knowledge transfer Conversation as a means to knowledge and wisdom Entrepreneurship, Vision and Strategy Meeting Ariana Huffington in person and the impact of her work on Denise’s life Denise’s gratitude journal Moments for wellness and giving back Saying NO, creating boundaries and honouring your time and space How Denise found meditation in a dark time of her life Denise’s most importance strategic tips for YOUR business Motherhood & Family First Tips on networking for both the introvert and the extrovert Denise’s book recommendations Daring Greatly @brenebrown Thrive @arianahuffington The Power of Introverts @susancain Denise’s hidden talent & secretly desired superpower The Goddess that I assign to Denise Bonus Items: RSVP by email to hello@fempower.ca to reserve a seat for the First Fempower LIVE! Event happening July 11/18, 7pm at  the Good Earth Coffee House on 455 Sterling Lyon Parkway, Winnipeg MB, featuring Giovanna Minenna of Brows by G https://browsbyg.com/ There will be door prizes! Announcement Fempower Bracelets on SALE now on www.fempower.ca hand-picked natural crystals and stones personally selected for their properties and meanings. Find out more on the site! Join the Fempower Tribe!   LINKS: Recommended Reading Daring Greatly by Brene Brown Thrive by Ariana Huffington The Power of Introverts by Susan Cain Denise’s Blog: D by Denise https://dbydenise.com/ Denise’s Company: Denise Zaporzan and Associates http://www.denisezaporzan.com/

Sapna (SUP-NA) Malhotra (MAL-HOT-RA) brings more than two decades of domestic and international management consulting experience in sales and business operations in the technology, financial services, and Telecommunications industries. She has significant experience in leading large-scale business and IT transformation programs to deliver consistent end-user experience in demanding and fast paced environments. Sapna is known for her constant industry curiosity and new and emerging technologies that will enable different industries to be on the forefront of this digital revolution. She has the CanInnovate podcast that focuses on learning from Innovators that are crushing it in the industry, plus she has a career coaching business, where she provides some tactical advice to get the results her clients deserve. She is a globally recognized Certified Management Consultant (CMC), and Chartered Professional Accountant (CPA). She also holds certificate in Change Management Leadership, Lean Six Sigma accreditation and DevOps & UX Design foundation certifications and about to be Blockchain Business Certified.   See acast.com/privacy for privacy and opt-out information.

Hutterites are taxed under section 143 of the Income Tax Act. Colonies are taxed as if they were a trust so the collective income of the community gets allocated to colony members who are 18 years of age and older Section 143 does not allow Hutterite colonies to allocate income to community members under the age of 18 while other farmers are allowed to do so. For example, a regular farmer can pay his child who is under the age of 18 up to $ 10,000 tax free, while Hutterites cannot. This is a arguably a disadvantage for Hutterite communities where both male and female young people usually join the colony workforce at age 15. It wasn't until 1997 that colonies were allowed to allocate income to their spouses while other farmers have had that ability for many years.  Nor do they collect premiums from the Canada Pension Plan or receive social assistance. The income allotted to individuals gets reported on personal income tax returns and colony members pay taxes at the applicable personal tax rates.   Hutterites contributes more than 2 billion dollars to the annual economy of Canada. Do they pay taxes?  Yes, and the speaker will explain in more detail why they often pay more than their fair share. Speaker: Gord Tait Gord Tait, CPA, CA, is a Partner and Business Advisor with MNP, focused on client service delivery to over 300 Hutterite colonies in Lethbridge, Red Deer, Grand Prairie, Saskatoon, Swift Current, Brandon, Portage and Winnipeg. Prior to joining MNP, Gord operated a family business working exclusively with Hutterite colonies. Gord began his career at MNP in 1999 as the Regional Managing Partner for Lethbridge. Under his leadership, the region experienced tremendous development, growing from 11 to more than 100 team members in only eight years. As former Director of Hutterite Services, Gord developed recruitment strategies, cultural awareness programs and focused on new products and services for Hutterite clients that go beyond MNP's traditional services. Gord is a Chartered Professional Accountant (CPA) and a Chartered Accountant (CA) who received his Bachelor of Commerce degree with honours from the University of Saskatchewan. Moderator: Susan Giffen Date: Thursday, May 31, 2018 Time: Doors open 11:30 am, Presentation 12 noon, buffet lunch 12:30 pm, Q&A 1 – 1:30 pm Location: Royal Canadian Legion (north door) 324 Mayor Magrath Dr. S. Lethbridge Cost: $14 buffet lunch with desert & coffee/tea/juice or $2 coffee/tea/juice. RSVP not required

Hutterites are taxed under section 143 of the Income Tax Act. Colonies are taxed as if they were a trust so the collective income of the community gets allocated to colony members who are 18 years of age and older Section 143 does not allow Hutterite colonies to allocate income to community members under the age of 18 while other farmers are allowed to do so. For example, a regular farmer can pay his child who is under the age of 18 up to $ 10,000 tax free, while Hutterites cannot. This is a arguably a disadvantage for Hutterite communities where both male and female young people usually join the colony workforce at age 15. It wasn't until 1997 that colonies were allowed to allocate income to their spouses while other farmers have had that ability for many years.  Nor do they collect premiums from the Canada Pension Plan or receive social assistance. The income allotted to individuals gets reported on personal income tax returns and colony members pay taxes at the applicable personal tax rates.   Hutterites contributes more than 2 billion dollars to the annual economy of Canada. Do they pay taxes?  Yes, and the speaker will explain in more detail why they often pay more than their fair share. Speaker: Gord Tait Gord Tait, CPA, CA, is a Partner and Business Advisor with MNP, focused on client service delivery to over 300 Hutterite colonies in Lethbridge, Red Deer, Grand Prairie, Saskatoon, Swift Current, Brandon, Portage and Winnipeg. Prior to joining MNP, Gord operated a family business working exclusively with Hutterite colonies. Gord began his career at MNP in 1999 as the Regional Managing Partner for Lethbridge. Under his leadership, the region experienced tremendous development, growing from 11 to more than 100 team members in only eight years. As former Director of Hutterite Services, Gord developed recruitment strategies, cultural awareness programs and focused on new products and services for Hutterite clients that go beyond MNP's traditional services. Gord is a Chartered Professional Accountant (CPA) and a Chartered Accountant (CA) who received his Bachelor of Commerce degree with honours from the University of Saskatchewan. Moderator: Susan Giffen Date: Thursday, May 31, 2018 Time: Doors open 11:30 am, Presentation 12 noon, buffet lunch 12:30 pm, Q&A 1 – 1:30 pm Location: Royal Canadian Legion (north door) 324 Mayor Magrath Dr. S. Lethbridge Cost: $14 buffet lunch with desert & coffee/tea/juice or $2 coffee/tea/juice. RSVP not required

Hutterites are taxed under section 143 of the Income Tax Act. Colonies are taxed as if they were a trust so the collective income of the community gets allocated to colony members who are 18 years of age and older Section 143 does not allow Hutterite colonies to allocate income to community members under the age of 18 while other farmers are allowed to do so. For example, a regular farmer can pay his child who is under the age of 18 up to $ 10,000 tax free, while Hutterites cannot. This is a arguably a disadvantage for Hutterite communities where both male and female young people usually join the colony workforce at age 15. It wasn't until 1997 that colonies were allowed to allocate income to their spouses while other farmers have had that ability for many years.  Nor do they collect premiums from the Canada Pension Plan or receive social assistance. The income allotted to individuals gets reported on personal income tax returns and colony members pay taxes at the applicable personal tax rates.   Hutterites contributes more than 2 billion dollars to the annual economy of Canada. Do they pay taxes?  Yes, and the speaker will explain in more detail why they often pay more than their fair share. Speaker: Gord Tait Gord Tait, CPA, CA, is a Partner and Business Advisor with MNP, focused on client service delivery to over 300 Hutterite colonies in Lethbridge, Red Deer, Grand Prairie, Saskatoon, Swift Current, Brandon, Portage and Winnipeg. Prior to joining MNP, Gord operated a family business working exclusively with Hutterite colonies. Gord began his career at MNP in 1999 as the Regional Managing Partner for Lethbridge. Under his leadership, the region experienced tremendous development, growing from 11 to more than 100 team members in only eight years. As former Director of Hutterite Services, Gord developed recruitment strategies, cultural awareness programs and focused on new products and services for Hutterite clients that go beyond MNP's traditional services. Gord is a Chartered Professional Accountant (CPA) and a Chartered Accountant (CA) who received his Bachelor of Commerce degree with honours from the University of Saskatchewan. Moderator: Susan Giffen Date: Thursday, May 31, 2018 Time: Doors open 11:30 am, Presentation 12 noon, buffet lunch 12:30 pm, Q&A 1 – 1:30 pm Location: Royal Canadian Legion (north door) 324 Mayor Magrath Dr. S. Lethbridge Cost: $14 buffet lunch with desert & coffee/tea/juice or $2 coffee/tea/juice. RSVP not required

Aired Monday, 26 February 2018, 4:00 PM ETThe Visionary Business LeaderJoin Devarati to discover how Designer and Joy of Business tools can unlock your creativity and awareness? If you would like to play along now or a later date… cut out some geometric shapes like circles, ovals, squares, rectangles in different shapes, triangles in different sizes and angles in black and or white. Have a page divided in four and extra white paper and pencil. And listen to the show to find out what to do next!Guest Bio:Devarati Angela Sammon invites you to awareness from a space of Joy with her contagious laughter and a space of greater possibilities and total presence.Devarati is a business mentor, personal development speaker, meditation instructor, event organizer and a celebrated jewellery designer. She draws some of her capacities from being an Access Consciousness Facilitator as well as a Right Body for You Taster Facilitator, Joy of Business and Being You Facilitator and a Chartered Professional Accountant (CPA, CA).Able to balance the logic of accounting with the creativity of design and the mindfulness of spiritual practice, Devarati is renowned for both her joie de vivre, clarity, kindness and her ability to bring a broader perspective to any situation.You can explore possibilities with Devarati in private sessions, on skype or through her courses listed at: https://www.accessconsciousness.com/devaratisammon Or Email: devarati@devarati.ca or Facebook: www.facebook.com/devaratiasammon/

Do you have a family business or an otherwise complex financial situation? A neutral financial expert can be extremely helpful for bringing clarity to the financial situation and financial options available to separating couples. Simone is a Chartered Professional Accountant (CPA, CA) and Chartered Business Valuator (CBV). She is a Director in the Transactions group in the Kelowna office of Grant Thornton LLP.  Simone specialize in business valuation and litigation support related to matrimonial and other shareholder disputes. She is the Chair of the Executive of the Okanagan Collaborative Family Law Group and has been a member of the group since 2008.  Simone also practices in the area of mergers and acquisitions, assisting clients with buying and selling businesses in a variety of different industries. Prior to joining Grant Thornton LLP in Kelowna, Simone worked at Deloitte & Touche LLP in Toronto, as an auditor and business valuator. Your host, Christina Vinters, is a nationally designated Chartered Mediator on a mission to inspire and facilitate healthy family transitions. She is also a gratefully non-practicing Lawyer, Author of Pathways to Amicable Divorce and the  DIY Divorce Manual, and Peacemaking Business Consultant. Guest Links: Website: http://www.grantthornton.ca/en/                 https://collaborativefamilylaw.ca/find-professional/name/simone-brunton/ Twitter: https://twitter.com/simonebrunton LinkedIn: https://www.linkedin.com/in/simone-brunton-1b20643a/ Work Email: Simone.Brunton@ca.gt.com Work Phone: 250-712-6802   Modern Separations Links: Website: https://www.modernseparations.com/ Facebook: https://www.facebook.com/modernseparations Instagram: https://www.instagram.com/divorcewell Twitter: https://twitter.com/cvinters LinkedIn: https://www.linkedin.com/in/cvinters/ Christina: Today I'm talking to Simone Brunton. Simone is a Chartered Professional Accountant and Chartered Business Valuator at Grant Thornton. She's also the chair of the Okanagan Collaborative Family Law Group. Simone works with divorcing couples in the capacity of a financial neutral. In this interview, she shares the various ways in which a financial neutral can be helpful during the separation process, including text planning, business valuation, budgeting, and division of assets and debts. You can choose to involve a financial neutral regardless of the type of legal process you're going through, and I personally have found them to be very, very useful. Alright, here we go! Christina: Hi Simone! Welcome! I'm happy to be talking with you today. Simone: Hi! Thanks for having me. Christina: So why don't we get started by having you tell us a little bit about your self and how you got into specializing and work with divorcing couples. Simone: Okay, I'm a Chartered Accountant and Chartered Business Valuator. And I moved to Kelowna almost ten years ago and joined Grant Thornton here. And shortly after that I joined the Okanagan Collaborative Family Law Group, which is based out of Kelowna. So as a Chartered Business Valuator, one of the areas that we help couples going through divorce or separation with is when a business is involved. We are able to provide an independent, fair market value of the business, which can help the couple when they're looking to divide or separate their assets. This is very important because business valuation is a very complex area. It's difficult to know just by looking at the financial statements, how much the business is worth, and we find it's especially important in matrimonial situations. Because often, one spouse has much more knowledge of the business than the other, who's maybe not involved in the business. And so part of my role is to come up with an independent valuation of the business that is fair to both parties, and then helps them feel comfortable with making that decision and moving forward. Christina: Yeah, that's really great that neutral aspect of your work... So the two of them would hire you together as a trusted person to help them sort out the valuation issue. Are there other types of financial issues that you can also help with during the separation? Simone: Yeah, absolutely! Business valuation's one of them. Financial neutrals can often be involved in tax issues and helping structure things from a tax perspective. Like I mentioned, we often help with just educating both the parties to level playing field. We can also help with the division of assets. So further actually helping them sit down with the spreadsheets and split things out, as well as budgeting and forecasting, and things like that that they might need help with. Christina: OK. And do you only work through the collaborative process or would you also be involved, for example, in a mediated file, or if couples are just negotiating between lawyers but it's not a formal collaborative process? Simone: Yeah, absolutely. We do work in a collaborative process, and we do the same sorts of things outside of the collaborative process as well all the time. Christina: So, a lot of families are concerned about the costs and they're worried about bringing on more professionals than necessary. What was your take on that? And do you find it, involving a financial neutral, can actually expedite things? Simone: Yeah so, our role is to help them get to a resolution quicker. You know, if you don't have a financial neutral involved, you might spend more time arguing with things through your lawyers, and things like that which can really add up on the cost. You know, our report can be expensive to produce but it really helps the couples kinda make the decision and move on with that part of the process. The other way I feel like sometimes to look at it as that, you know, you can have two lawyers charging out at a certain rate versus one financial neutral charging out at a certain rate. So right there it's gonna be a bit more cost-effective. And also, you know, the financial neutral is specifically trained in these types of areas and they're gonna be more efficient in working through it, where as the lawyers, you know this is not their area of expertise. So you're kind of asking them to come up with that stuff and they're not gonna be as efficient getting through it. And the final way where we tend to... for some couples, can make a big difference is the tax structuring that could happen. Can save the couple a lot in taxes which can more than pay for the cost of that work or the cost of the valuation work. Christina: So I just wanted to go back to what you were saying before about working with a couple where maybe, one person has been involved in the business and is maybe more financially sophisticated than the other. And you've got one person who's just really not comfortable or familiar with the finances. In those types of situations, do you work with both people together? But also, how do you bridge that gap? What are the results that you find working with those couples? Simone: Yeah, often I'm having separate discussions with the couples. I just find that they're getting a chance to really be heard in a neutral environment and they're getting a chance to ask any question they want and not feel you know, like it's a dumb question. So generally we're usually dealing separately with them. It also allows the couples to bring up anything that they want to bring to my attention, going through the process as well. It really depends on the complexity of the situation and the person involved, but basically, yeah. We can spend a lot of time going through the valuation report with the one party and getting them more comfortable with it or allowing them to ask questions and get them  more comfortable so that they do really understand what it is they're agreeing to. And I find that that's really, really important and it's important to do it sort of separately.  We might meet with them together as well, but often in that kind of case, there's a lot of individual meetings. Christina: Yeah, and I've personally seen a lot of success with involving a financial neutral in my mediations. I've seen that somebody who was very wary and not comfortable with the opinion of the other party is a regular business accountant. By hiring the financial neutral they really got a sense of ease, and comfort that they are getting an opinion that they could really rely on that was fair and wasn't skewed in favor of the other person. So, I'm really in favor of bringing financial neutrals on whenever possible. What would you suggest the people should know ahead of time that they should get organized or know upfront before getting started? Simone: Before getting started, we're gonna require a lot of information. So maybe you know, doing a bit of gathering that information, whether it's your accountant has it or if you have copies or whatever sort of financial statements, tax returns – that kind of information we're gonna need that to get started. Pretty much you know, we like to kinda take a quick look at that before we get too deep into it because help it can help us scope out the engagement and kind of let the parties know what the cost might be upfront, or at least a quote. And it can also determine what type of report we would need to do, or what type of work we'd need to be done. That's really important to sort of get that information to us off the bat, we'll have a quick look at it and can kind of have a better idea at the scope of what we're looking at, how long it's gonna take, and all those sorts of things. Christina: OK, and what kind of options are there for different levels of reporting? Simone: So there's three levels of reports that a business valuator can provide. So one is a calculation level report, that's sort of the lowest level of report which is kinda like your Notice to Reader financial statement. And then we have the estimate level of report, and then the comprehensive report. Comprehensive reports are usually for very highly litigious high-dollar value situations. So depending on the size of the final amount of money at stake, that's usually where we see those. For most divorcing couples we would normally recommend estimate level reports. That report is able to be used in court if it needs to be. And you know, pretty thorough analysis of the company, what's going on. In the collaborative process because the parties are agreeing to not go to court. Sometimes you can prepare a calculation level report. In specific cases which is the less robust report and a little more cost-effective. But again, only under that process since there is an agreement not to go to court because that type of report is not appropriate for court because less work is done. Christina: OK. If people are trying to figure out whether or not it's a good idea to go ahead and get a business valuation in their case, is there some kind of benchmark that you would use, for example a certain level of revenue or a certain level of profit, I don't... I'm not sure how you look at that, to say yes in your case I think it would be worthwhile to go ahead and get this done? Simone: Well, I would say whenever there's a business involved, you should at least talk to a business valuator. You can't really set it based on the revenue or profit because there's so many different expenses and things that can go through that and impact the value of the business overall. But definitely, if there's a business involved, it's a good idea to get a business valuator involved. Now, you know, we're gonna be upfront at what I was saying before about getting the information upfront and kinda high-level look, so you know, if I get it and it's clear that value's going to be zero, we'll have that discussion upfront with the parties and whether they want us to go through the business valuation, we can definitely scope it out for them. But it's definitely worth at least having us take a look at it. And then other times get involved even there's no business would be there's complex tax structures. But usually those are related to businesses, or there's this really high-dollar value net worth of individuals and again, what we're talking about before if one party's been really involved in the finances, and the other has no involvement, we can help with that education piece as well. Christina: Do you get involved with helping with budgeting at all? Some couples I know, one person is in charge of most of the finances and the other person, unfortunately, may not have an any experience with budgeting or really have a handle on what day to day life costs. So is that something that you help with? Simone: Certainly in the collaborative process, that's part of the financial neutral's role if the couple needs it. So certainly, we can get involved in that and forecasting and things like that. Christina: OK, awesome! So is there anything else that you'd like people to know about who might be wondering whether financial neutral will be helpful in their case? Any advice that you have for them? Simone: Yeah, I think that besides the stuff we've already talked about, you know having a financial neutral, and I think we have sort of touched on this earlier. Really allows for fair settlement for both parties, and I think makes both parties feel more comfortable that they're getting a fair settlement. You know, because you got that independent expert that's providing the answers rather than friends who are biased and not experts on those areas, or lawyers who aren't really experts on those areas either. So I think I can give couples a lot of comfort that they've done the right thing and they know that they're having a fair, independent opinion. Christina: OK, fantastic! And what are the best ways for our listeners to get in touch with you if they would like to seek out some help? Simone: So probably by phone or email. My phone number's 250-7126802, and my email is simone.brunton@ca.gt.com. And there's probably some information on me also available on the Grant Thornton website, which would be www.grantthornton.ca. Or www.collaborativefamilylaw.ca. Christina: OK great! Lots of options. We'll have all of those links at the show notes as well. Awesome! That was really, really helpful information, Simone. Thank you so much for spending time with me today. Simone: Thank you for arranging it. That was great!

Aired Monday, 8 January 2018, 4:00 PM ET 3 Common Mistakes Businesses Make in the New Year It’s the New Year and time for growth! What do you need to consider as you are looking to grow your business? What information should you consider and be aware of? Join Hancock and Devarati Sammon as they share 3 common mistakes businesses make in the new year and ways to avoid them. Guest Bios: Laleh Alemzadeh Hancock is a management consultant, Joy of Business facilitator and the CEO of Belapemo and Global Wellness For All. With nearly 30 years of experience in operational excellence, change management, and organizational wellness, Laleh has inspired and empowered businesses and hundreds of thousands of individuals, including Fortune 500 executives, to seek greater success and wellness. Devarati Angela Sammon invites you to awareness from a space of Joy with her contagious laughter and a space of greater possibilities and total presence. Devarati is a business mentor, personal development speaker, meditation instructor, event organizer and a celebrated jewellery designer. She draws some of her capacities from being an Access Consciousness Facilitator as well as a Right Body for You Taster Facilitator, Joy of Business and Being You Facilitator and a Chartered Professional Accountant (CPA, CA). Able to balance the logic of accounting with the creativity of design and the mindfulness of spiritual practice, Devarati is renowned for both her joie de vivre, and her ability to bring a broader perspective to any situation.

Aired Monday, 25 December 2017, 4:00 PM ET Are You A Savvy Entrepreneur Join Emerson as she interviews Devarati Angela Salmon about her 3 top ways of being a Savvy Entrepreneur. Find out how meditation, accounting, and creativity actually work together to create more in your life and business. In this episode you will also discover different and speedy ways to let go and allow all your asks to come to you with ease. Guest Bios: Are you an adventurer at heart? Maggie sure is!!! One of Maggie’s greatest joys and gifts is to assist others to use question, choice, possibility, and contribution as a way to create greater in business and in the world. When Maggie is not facilitating classes or one on one sessions, you will find her traveling the world, discovering trails to explore and adventuring wherever she may roam. Some of Maggie’s favorite adventures have included cycle touring New Zealand while pulling her then two year old son behind her and spending three months living in a VW camper van touring the European Alps while hiking, biking, and truly enjoying the thrill living an adventurous life. Maggie believes business truly can be done anywhere, at any time and with great amounts of fun and joy. And best of all, if you include your body in the creation of your life, living and business, it gets better by the day!! What if you too could have the joy and adventure of living that is possible when you put the tools of the Joy of Business and Access Consciousness into action? You can find Maggie at: http://maggieschlarb.com Devarati Angela Sammon invites you to awareness from a space of Joy with her contagious laughter and a space of greater possibilities and total presence. Devarati is a business mentor, personal development speaker, meditation instructor, event organizer and a celebrated jewellery designer. She draws some of her capacities from being an Access Consciousness Facilitator as well as a Right Body for You Taster Facilitator, Joy of Business and Being You Facilitator and a Chartered Professional Accountant (CPA, CA). Able to balance the logic of accounting with the creativity of design and the mindfulness of spiritual practice, Devarati is renowned for both her joie de vivre, and her ability to bring a broader perspective to any situation.

Aired Monday, 11 December 2017, 4:00 PM ET How To Invite More Joy & Laughter In Your Life & Business Would you like to experience even more joy and Laughter in creating your business and living? Since Money follows Joy. Would you like more JOY? Would you like more Laughter? Learn Practices you can use in your business and living on this weeks show with Devarati Angela Sammon. Guest Bio: Devarati Angela Sammon Devarati Angela Sammon invites you to awareness from a space of Joy with her contagious laughter and a space of greater possibilities and total presence. Devarati is a business mentor, personal development speaker, meditation instructor, event organizer and a celebrated jewellery designer. She draws some of her capacities from being an Access Consciousness Facilitator as well as a Right Body for You Taster Facilitator, Joy of Business and Being You Facilitator and a Chartered Professional Accountant (CPA, CA). Able to balance the logic of accounting with the creativity of design and the mindfulness of spiritual practice, Devarati is renowned for both her joie de vivre, and her ability to bring a broader perspective to any situation.

Who better to provide perspective on key approaches to finding and engaging a Treasurer than a past and current Treasurer – and passionate board member – Gordon Holley, President & CEO of Humanity Financial. Leveraging his professional designations as a Chartered Professional Accountant (CPA, CA) and a Certified Professional Bookkeeper (CPB), Gordon outlines the roles and responsibilities of the Treasurer and how the role intersects with book-keeping and/or Finance staff or contractors. He shares tips on sourcing quality candidates for this critical board role. During the interview, Gordon mentions two resources Humanity Financial has created related to the topic: A Treasurer Roles and Responsibilities Summary and a Treasurer Position Description Template, available at www.humanityfinancial.ca. Presented by Humanity Financial Management From our Vantage Point is brought to you by Humanity Financial Management, a Chartered Accounting firm dedicated to helping Canadian not-for-profit, charitable and social enterprises build capacity for strong internal financial management. Humanity Financial Management's part-time controllers and CFOs provide support for budgeting, reporting, audit preparation, policies and procedures, and internal controls. Their results: Financial risk reduction and asset protection. Visit Humanity Financial Management online at humanityfinancial.ca.

How best to support your patients in their 40s – whether they are doing IVF with their own eggs, or donor egg IVF or trying naturally? Biological age is the main factor that determines fertility in women of any age, but particularly in those above the age of 40. Lorne discusses the integrative approach used in his clinic, and goes into detail about how he runs his fertility clinic – from talking with his patients about their expectations, their treatment timeframes and how best to discuss the types of treatments they are considering.When the IVF window closes, the Chinese medicine window remains open. Our medicine helps in cultivating the soil: enhancing the uterine environment, improving blood flow to the ovaries and protecting the Jing – improving her fertility potential and overall health and vitality.Lorne Brown is the clinical director of Acubalance Wellness Centre in Vancouver, and the Founder of Pro D Seminars, Medigogy and the Integrative Fertility Symposium. After a career as a Chartered Professional Accountant (CPA), Lorne received his Doctor of Traditional Chinese Medicine at Vancouver's International College of Traditional Chinese Medicine. Lorne has extensive postgraduate training in gynecology, obstetrics, and reproductive medicine. Internationally known for his ground-breaking work as an educator and advocate for integrated fertility care, Lorne was the first Canadian to be a certified fellow of the American Board of Oriental Reproductive Medicine (ABORM).Here is the link to Leon Hammer's medigogy episode on treating infertility.Lee Hullender Ruben's study on whole systems traditional Chinese medicine in 3 months leading up to IVF leads to increased live birth rates.One of several studies by Elisabet Stener-Victorin's on acupuncture for PCOS.More information about the Kavish Method of hormone balancing.Happy listening! We'd love to hear from you too. Please comment on our facebook page if you'd like to ask Lorne a question, or want to share your own insights on fertility for over 40s.