Podcasts about Excel

durée : 00:30:22 - Les Pieds sur terre - par : Sonia Kronlund, Emilie Chaudet - Ils sont jeunes et ont débarqué dans le monde du travail en découvrant l'enfer de ce que l'on appelle les "bullshit jobs". Remplir des tableaux Excel, démarcher des clients à longueur de journée ou exécuter des tâches aux noms anglicisés, sans même comprendre ce qu'on leur demandait. - réalisation : Emily Vallat

durée : 00:30:22 - Les Pieds sur terre - par : Sonia Kronlund, Emilie Chaudet - Ils sont jeunes et ont débarqué dans le monde du travail en découvrant l'enfer de ce que l'on appelle les "bullshit jobs". Remplir des tableaux Excel, démarcher des clients à longueur de journée ou exécuter des tâches aux noms anglicisés, sans même comprendre ce qu'on leur demandait. - réalisation : Emily Vallat

This week, Ash is joined by Dana Frank, a nationally best-selling author and powerhouse real estate investor with a decades-long family legacy in the industry. Dana and Ash dive into the origins of her real estate journey, starting with her father's visionary approach to investing in the 1950s without traditional bank loans. She shares how she expanded that legacy using her signature framework, REAL (Research, Excel, Act, Leverage), and how creativity, grit, and relationship-building can unlock long-term financial freedom. Dana offers a behind-the-scenes look at the real-world challenges of managing rental properties, from natural disasters to tenant emergencies (including a bee infestation!). She speaks candidly about balancing compassion with business in landlord-tenant relationships, and how staying grounded in purpose can create lasting success. Whether you're just getting started or scaling your investments, Dana's wisdom and stories including real-life inspiration from success stories like Rosemarie Francis will empower you to grow a thriving, values-driven real estate business.   In This Episode, You'll Learn: How Dana grew a multigenerational real estate empire without relying on banks. Why the REAL framework is key to long-term investment success. How to navigate landlord-tenant dynamics with compassion and clarity. Practical ways to evaluate rental potential and make properties more appealing. Real-life stories that prove real estate can be a path from poverty to prosperity. Why adaptability and mindset are essential for long-term wealth-building.   Visit shopify.com/youturn and only pay $1 for your first month's trial. Connect with Dana Frank Instagram: https://www.instagram.com/therealdanafrank/?hl=en Get up and Get on it Book: https://www.therealdanafrank.com/book Website: https://www.therealdanafrank.com/   Connect with Ash: https://www.instagram.com/ashleystahl/ Want to become a professional speaker and skyrocket your personal brand?  Ashley's team at Wise Whisper Agency offers a done-with-you method to get your signature talk written and booked and it's helped more than 100 clients onto the TEDx stage! Head over to WiseWhisperAgency.com/speak  

Crystal Haryanto is the author of The Glory of Giving Everything, and in this conversation, we learn how to apply Taylor Swift's business model in our lives and careers. You'll hear how Taylor has been successful singing different genres of music, engaging with her fans, creating outstanding shows that led to her becoming a billionaire from her music and performances. You'll see how Taylor took control of her “reputation” after having rumors spread about her and then controlling the narrative. You, too, can be the star of your life. There is so much to learn from this icon. This is a fun and interesting conversation. Be sure to share it with your Swiftie friends and family. But you don't have to be a fan to learn something from this interview. Crystal works in economic consulting in San Francisco. She graduated with High Honors from UC Berkeley in 2023 with degrees in economics, cognitive science, and public policy. She was a two-time winner of the Cal Alumni Leadership Award. She founded Artistry, Policy, & Entrepreneurship: Taylor's Version, a course that received global media coverage, including a televised broadcast on CBS. RESOURCES MENTIONED JOIN MICHELE'S NEWSLETTER + Receive A Free Curated List of 52 Self-care Tips Michele on IG GUEST INFORMATION Website: https://thegloryofgivingeverything.com/ Book: The Glory of Giving Everything: The Taylor Swift Business Model (affiliate link) This conversation is for educational and entertainment purposes only. It does NOT constitute medical, mental health, legal, business, or other advice. Always consult a qualified and trusted professional before making any decisions. If you enjoyed this interview, please take a moment to rate and review it on Apple Podcasts. Your reviews are so appreciated! XO, Michele

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training We've been talking about AI on this podcast for years — not just as the next shiny tool, but as the biggest shift agencies will face this decade. Yet most agencies still haven't done more than dabble. Meanwhile, their competitors (or even their clients) are using AI to move faster, make sharper decisions, and drive results that leave everyone else scrambling to catch up. If you're still on the sidelines, you're already behind. Today's guest is clear about the game-changing role of AI in the agency world. He argues it's not just about making your shop more efficient — it's about driving better client results, delivering faster, deeper insights, and adding to your bottom line. Agencies that fail to embrace AI risk being outpaced by clients who bring it in-house or by competitors already using it to gain an edge. To stay competitive, you have to take a forward-thinking approach that uses AI to scale operations, increase client value, and keep your best people. Phil Parrish is the co-founder & President of PrograMetrix, a boutique programmatic advertising agency that also crushes it in paid search and paid social. Celebrating their 10-year anniversary this past April, Phil's team has stayed nimble, focused, and mighty — helping clients dominate their digital paid media while driving real, measurable results. He'll discuss his vision on AI, how he's using it as a multiplier, and why that are not already adapting their processes to include this technology, will be exposed. In this episode, we'll discuss: Navigating pipeline churn anxiety. Delivering quick wins with AI. Why agencies that don't adapt will get exposed. Focus on the wins, not just the tasks. Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design, and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. Betting on Yourself (And Getting Clients to Bet on You Too) Phil didn't stumble into agency ownership by accident, but he didn't overcomplicate it either. He built strong client relationships over the years, recognized the moment when he thought, “I can do what this company does — why not do it for myself?” and took the leap. With clients ready to follow, he launched PrograMetrix and started generating revenue quickly, sidestepping much of the risk that keeps many would-be agency owners stuck. The takeaway? If you've built trust and consistently delivered, clients will follow when you launch your own shop. Relationships and results are your best startup capital. Navigating Uncertainty Without Panic Every agency owner hits moments of chaos—those “Are we going under?” nightmares that keep you up at 3 AM. So far, Phil's journey hasn't quite hit the “we can't make payroll” panic, but pipeline uncertainty and client churn anxiety were very real, especially during COVID-19. Ironically, the pandemic ended up being a huge growth driver. As trade shows and in-person events vanished, clients who were spending six figures on live events had to redeploy budgets digitally. PrograMetrix was perfectly positioned to catch that wave. “You've got to have a good business plan, offer strategic value, make smart bets, and stay laser-focused when your back's against the wall.” It's a solid reminder: when chaos hits, the cream rises. The agencies that pivot fast come out stronger.   AI: Beyond Social Posts and Rocket Emojis Let's get real: most agencies are looking at AI like it's a shortcut to crank out social posts and blog content (and yes, that's part of it). But Phil's approach is a level above—he's integrating AI deeply into PrograMetrix's operations to enhance speed, insights, and performance, not just save a few hours per week. In his view, agencies that have depended on time as their inventory and work on the basis that the more time they can utilize the more revenue they can drive will struggle unless they modernize operations using AI. For its part, Phil's agency is building a proprietary product using a licensed data warehouse, pulling data from all their platforms (The Trade Desk, Meta, Google, TikTok, LinkedIn, etc.), and using AI to run advanced queries and develop unique optimization techniques. The end goal would be to deliver faster, clearer, and more impactful insights that clients can't get by simply logging into their ad accounts. The bottom line: If your agency isn't embedding AI into how you operate and deliver, not just as a tool to “save time,” clients will either bring it in-house or go with an agency that does. The market is moving, and speed and value are non-negotiables if you want to win and retain serious clients. Delivering Quick Wins and Story-Driven Insights Mid-market and enterprise clients dropping six to seven figures on ad spend need to feel your authority and your velocity from day one. They need to breathe easier knowing your agency has it handled, and they need to see progress fast, or they'll be out. Using AI, Phil's agency uncovers insights like: Path to conversion (impressions and touchpoints before a sale) Channel impact across the funnel Audience segment insights Messaging that drives real ROI They're not just sending reports but turning complex data into actionable stories for their clients. If you're still measuring your agency's success by how much time you can bill rather than how much impact you can deliver, it's time to rethink your model before your clients rethink you. Why Agencies That Don't Adapt Will Get Exposed Look, AI isn't going to wipe out agencies. But it will wipe out agencies that are stuck operating like it's 2015, coasting on outdated processes, and sending the same recycled reports clients can pull themselves. AI is like the giant scoreboard in baseball, showing every advanced stat in real-time. Agencies that are half-assing delivery can't hide anymore. If you're running bad ads, AI will show your client you suck, and you'll get fired. (Like the agency I just fired.) AI won't kill the agency model, but it will expose agencies not using best-of-breed tools to deliver value faster. AI as a Multiplier, Not a Threat — and Saves Him $200K Phil is using AI as a force multiplier to: Deliver faster, clearer insights for clients Optimize campaigns for even a 2-3% lift that compounds over time And they're doing this without having to invest in new talent at the rate they otherwise would have. As Phil says, “if we can skip hiring one or two traders, that's a $200K swing to the bottom line.” And it's not because he doesn't value his team—he's investing in making his team better. AI helps smart people do better work, get better results, and actually enjoy their jobs. Clients see more value, your agency scales efficiently, and your team sticks around longer, reducing churn and recruitment costs. It's About Buying Wins, Not Just Doing Tasks If you've seen Moneyball, know Billy Beane reinvented baseball by focusing on “getting on base,” not vanity stats. Agencies should think the same way: What are your “get on base” moves that drive client results? Are you outcome-driven and problem-solving, or are you a task rabbit waiting to be replaced by AI? When clients have big challenges, do they come to you first, or are you stuck doing low-value production work? If it's the latter, it's a sign to reposition your agency now. If you don't, you're writing your own exit letter from the industry. Make AI Use Mandatory, Not Optional As an agency leader, it's time to go all-in on integrating AI across all SOPs, not just as an add-on for the leadership team. Why? Because this tech: Makes employees more valuable in the marketplace Makes them happier by removing annoying, low-leverage tasks Keeps your team aligned with your agency's growth goals Before they started using AI prompts to understand how to optimize a campaign or improve performance, their campaign managers were conducting huge Excel exports. Now they can focus on strategy. If you're the only one using AI in your agency, you're toast. You need to lead, train, and require your team to use these tools to become outcome-focused problem solvers rather than task executors. Stop Being Fearful. Start Doing If you're feeling fear around AI, that's normal. But you'll stay scared if you don't start using it. Phil's team didn't wait for a perfect moment; they're actively building, testing, and refining AI use across their delivery and ops. The agencies that will win over the next 3-5 years aren't the ones worrying about AI—they're the ones using it to solve bigger problems faster for their clients. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

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Las acciones de Levi's se han disparado tras unos resultados que pocos esperaban. ¿Qué hay detrás de esta subida? Edgar analiza en detalle las cifras, las claves del negocio y lo que puede venir en el corto y medio plazo. Además, repasamos la actualidad bursátil más relevante de la semana, incluyendo movimientos en sectores clave y qué vigilar en los próximos días. Como seleccionar Fondos desde 0 con Domingo Soriano: https://streamyard.com/watch/tkqETP8T... ⬇️ Suscríbete a Investing Pro con un 15% adicional a la mejor oferta. Total 65% de descuento incluyendo la oferta de Investing https://www.investing-referral.com/lws Código: lws ➡️¿Quieres recibir guía de inversión y newsletter gratuita? Apúntate al Research GRATUITO de LWS https://locosdewallstreet.com/financi... ══════════════ NUEVOS CURSOS ABIERTOS: Invertir con Cabeza: https://locosdewallstreet.com/product... y llévate gratis DESTINO OMAHA INTENSIVO DE VERANO: Curso de Inversión en Shipping- https://locosdewallstreet.com/product... ️ Excel para inversores: https://locosdewallstreet.com/product... ══════════════ ESTRENAMOS CURSO GRATUITO: ➡️ Curso de Introducción a la Inteligencia Artificial: https://locosdewallstreet.com/form-re... Ebook GRATUITO de opciones: https://locosdewallstreet.com/form-de... ══════════════ Í : Síguenos en Twitter: https://x.com/LocosWallStreet https://x.com/lwsresearch https://x.com/EFernandezVidal https://x.com/ahidalgoa https://x.com/aleix_amoros / locosdewallstreet / los-locos-de-wall-street SÍGUENOS en: https://linktr.ee/locosdewallstreet (Todos nuestros enlaces en un solo sitio) ══════════════ DISCLAIMER El contenido de este canal de YouTube tiene exclusivamente fines educativos y no constituye asesoramiento financiero ni recomendaciones de inversión. Todos los temas tratados están diseñados para ayudar a los espectadores a entender mejor el mundo de las finanzas, pero las decisiones de inversión deben tomarse de forma personal y bajo la responsabilidad de cada individuo. Invertir en mercados financieros conlleva riesgos significativos debido a su complejidad y volatilidad. Es posible perder parte o la totalidad del capital invertido. Por ello, es fundamental que realices tu propio análisis antes de tomar cualquier decisión y, si lo consideras necesario, consultes con un profesional financiero acreditado. Recomendamos: Contar con un fondo de emergencia equivalente a al menos tres meses de tus gastos básicos antes de invertir. Analizar muy detenidamente y con precisión cualquier inversión. En caso de duda consultes con un asesor financiero certificado por CNMV Mantenerte alejado de promesas de rentabilidades astronómicas, dinero rápido u otros esquemas engañosos. En Locos de Wall Street, nuestra misión es fomentar una educación financiera sólida, ética y accesible para todos, ayudando a nuestros seguidores a tomar decisiones informadas y responsables. ══════════════ #Levis #Bolsa #ActualidadBursátil #Sanedrín #Inversión #EdgarMillán #ResultadosEmpresariales

Listen to this episode of FROM THE ALTAR - Daily Devotional with Pastor Femi Mike Alabi. Success is yours today. Don't forget to share this Daily Devotional with others. ... GOD's Word to lift you up.

Listen to this episode of FROM THE ALTAR - Daily Devotional with Pastor Femi Mike Alabi. Success is yours today. Don't forget to share this Daily Devotional with others. ... GOD's Word to lift you up.

Listen to this episode of FROM THE ALTAR - Daily Devotional with Pastor Femi Mike Alabi. Success is yours today. Don't forget to share this Daily Devotional with others. ... GOD's Word to lift you up.

Listen to this episode of FROM THE ALTAR - Daily Devotional with Pastor Femi Mike Alabi. Success is yours today. Don't forget to share this Daily Devotional with others. ... GOD's Word to lift you up.

A CyberTruck technicality; the tragic life of his Rover SD1; why insurance is important; when small cars REALLY matter; the unsung Corvette King; cars are too fast; and more! Patreon questions include:Would Jason get a Golf R or R32?Why did he create his famous Excel file?What new car are we excited about?Ever drive an Audi A2?Which "performance" cars couldn't keep up with Jason's Pacifica camera car?Rather work with Top Gear or Parts Unknown?Is there another Ferdinand Piech video coming?F/M/K each other's garagesWhich cars drive similar but look nothing alikeAnd more!Recorded July 11, 2025 https://www.instagram.com/jasoncammisa/https://www.youtube.com/hagertyShow Notes:DeleteMeTake control of your data and keep your private life private by signing up for DeleteMe. Now at a special discount for our listeners.Get 20% off your DeleteMe plan when you go to joindeleteme.com/TIREand use promo code TIRE at checkout.  FitBodJoin Fitbod today to get your personalized workout plan.Get 25% off your subscription or try the app FREE for seven days at Fitbod.me/TIRE. SmallsFor Smoking Tire listeners, you can get 60% off your first Smalls order PLUS free shipping when you head to Smalls.com/TIRE. That's 60% off when you head to Smalls.com/TIRE, plus free shipping!   New merch! Grab a shirt or hoodie and support us! https://thesmokingtireshop.com/ Use Off The Record! and ALWAYS fight your tickets! For a 10% discount on your first case go to https://www.offtherecord.com/TST Want your question answered? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast Instagram:https://www.Instagram.com/thesmokingtirehttps://www.Instagram.com/therealzackklapman Want your question answered? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast Use Off The Record! and ALWAYS fight your tickets! Enter code TST10 for a 10% discount on your first case on the Off The Record app, or go to http://www.offtherecord.com/TST. Watch our car reviews: https://www.youtube.com/thesmokingtire Tweet at us!https://www.Twitter.com/thesmokingtirehttps://www.Twitter.com/zackklapman Instagram:https://www.Instagram.com/thesmokingtirehttps://www.Instagram.com/therealzackklapman

In this episode of GarageCast, Sam and Tony share their recent car-buying experiences—and it's more than just a story about switching rides (again). From tech-savvy search tools to seamless customer service, Sam and Tony contrast the automotive buying experience with the powersports world, revealing powerful takeaways for dealers. Hear how one salesperson's next-level service set a new standard—and why powersports and marine dealers must step up in key areas like transparency, follow-up, and online presence. Tune in for a candid, eye-opening look at what today's buyers expect.

大家好，我是猛哥。今天是一期新的尝试，没有嘉宾，由我为大家讲一个故事。虽然和往期反差很大，但我实在太喜欢这个故事了，有生之年我也无法完成和当事人的访谈，为了不错过好故事，所以咱们就这样讲。故事的主人公叫今井梦露，她曾经是滑雪项目的世界冠军，却因为一连串的厄运走上歧途，成为应召女郎和拍摄成人电影。但她始终没有放弃拯救自己，最终重新冲击滑雪赛场。这个故事很多人讲过，但我们编辑部找到了更多细节和她真实访谈资料，可以想更完整地展现一个人在深渊边缘，如何以近乎偏执的求生欲，完成对自己的救赎。原文来自天才捕手计划发布的天才档案栏目，这是由编辑们在世界范围内搜寻可靠的文字、影像资料，进行还原式地写作完成的作品，由我为大家口述。第一次以这种形式录，希望大家多多包涵，不知道还会不会有下一期，如果喜欢就在评论区告诉我。像这样精彩感人的故事还有上百个，我都可以讲给大家听。一起听节目吧！△梦露和孩子在一起制作：一雪编辑：两三点、月半主播：@猛哥天才捕手参考资料：1、今井梦露个人博客2、《今井梦露消失了，现在我作为上班族与“Excel”作斗争》，postseven新闻频道，2022年12月20日。3、油管作者街録ch〜あなたの人生、教えて下さい〜发表的今井梦露的专访4、观察者网、凤凰体育、网易体育、环球网相关报道

Sensory analysis, setting up a lab for QC tests, and understanding your raw ingredients are all paramount when it comes to improving the quality of your beer. We talk with two experts - Lindsay Barr and Ashton Lewis - who are here to help you level up beer quality in a small-scale brewery.Guests:Lindsay Barr is the CSO and Founding Partner of DraughtLab Sensory Software where she helps food & beverage companies use tasting technology to make products that people love.  After earning a Masters in Food Science from UC Davis, she began her career at New Belgium Brewing Company managing the Sensory and Consumer Research program. Along with her work at DraughtLab, she teaches Sensory for the Master Brewers course at UC Davis and the Siebel Institute and judges global beer competitions. During her career, she has published numerous groundbreaking techniques to lower the barrier-to-entry into sensory science and continues to be passionate about making sensory accessible for all businesses. She currently lives in San Francisco and can be found running or lounging in Golden Gate Park, sailing, or playing around in the Castro.For the last 29 years Ashton Lewis has worked for Brew Your Own Magazine as technical editor and “Help Me, Mr. Wizard” columnist.  His day job since December 2016 has been with RahrBSG where he is currently Manager of Training and Technical Support.  Prior to working in the world of ingredients, Ashton was the Staff Master Brewer and Brewing Group Sales Manager for the Paul Mueller Company living in the world of custom stainless steel.  He was also a partner in the Springfield Brewing Company (SBC) in Springfield, Missouri, and SBC's master brewer from 1997 to 2019.  Ashton holds a B.S. in Food Science from Virginia Tech (1991) and a M.S. in Food/Brewing Science from UC Davis (1994), and is currently the MBAA District Great Plains Technical Chair.  In his spare time, he enjoys music, cooking, homebrewing, talking about beer, and playing with Excel. The BYO Nano Podcast Episode 67  is sponsored by:Five Star ChemicalsLooking for a powerful, no-rinse sanitizer that gets the job done fast? Meet Saniclean PAA Pro from Five Star Chemicals. This EPA-registered, PAA-based acid sanitizer is tough on beerstone and perfect for everything from kegs to packaging lines. Available in two convenient sizes, it's ideal for coarse sprayers, fermenters, and more. Trusted by pros, designed for performance—Saniclean PAA Pro helps you brew with confidence. Learn more at fivestarchemicals.com. Brew better. Brew with Five Star.FermentisWanna brew a Lager? Discover the whole SafLager™ range by Fermentis. Whether you're looking for floral, fruity, or even estery notes, Fermentis has your back! Want to know more about Fermentis yeasts? Visit www.fermentis.com! BYO Nano+ MembershipGet access to hundreds of hours of on-demand videos covering small craft brewery strategies with BYO's Nano+ Membership. Learn from craft beer experts watching replays of past NanoCon seminars plus a complete library of in-depth workshops. You'll also have full online access to all of BYO's digital content and an annual digital magazine subscription. Check out byo.com/nanoplus for more details.BYO Nano Brew Podcast Episode 67Host: John HollGuests: Lindsay Barr, Ashton LewisContact: nano@byo.comMusic: Scott McCampbell

In this episode of Supply Chain Now, host Scott Luton talks with Jake Barr, CEO at BlueWorld Supply Chain Consulting, and Karin Bursa, CEO of NIRAKIO, to break down key takeaways from Gartner's 2025 Supply Chain Symposiums in Orlando and Barcelona. They explore the “never normal” concept and why supply chain leaders must embrace constant disruption. Jake shares his insights on why visibility alone is no longer enough and why leaders need to focus on the consequences of real-time data. The trio also discusses the growing importance of AI in transforming supply chain operations, from advanced scenario planning to the rise of agentic AI. As we head into the second half of 2025, Jake and Karin provide actionable advice for leaders to better navigate ongoing disruptions and improve their supply chain strategies with a laser focus on continuous learning and AI-driven solutions.Jump into the conversation:(00:00) Intro(01:36) Show overview and key topics(03:23) Warm-up questions and fun facts(06:03) Gartner supply chain symposium insights(11:38) Key takeaways and discussions(22:38) The role of AI in supply chain(28:34) AI in supply chain: real use cases(29:26) Supply chain as a strategic weapon(31:24) Visibility is not enough(35:05) The risks of relying on Excel(38:37) Change management in supply chain(47:00) The future of AI in supply chainResources:Connect with Karin Bursa: https://www.linkedin.com/in/karinbursa/ Learn more about NIRAKIO: https://www.linkedin.com/company/nirakio/ Connect with Jake Barr: https://www.linkedin.com/in/jake-barr-3883501/ Learn more about Gartner: https://www.gartner.com/en/conferences/na/symposium-us Connect with Scott Luton: https://www.linkedin.com/in/scottwindonluton/Learn more about Supply Chain Now: https://supplychainnow.com Watch and listen to more Supply Chain Now episodes here: https://supplychainnow.com/program/supply-chain-now Subscribe to Supply Chain Now on your favorite platform: https://supplychainnow.com/join Work with us! Download Supply Chain Now's NEW Media Kit: https://bit.ly/3XH6OVkThis episode was hosted by Scott Luton and produced by Amanda Luton. For additional information, please visit our dedicated show page at: https://supplychainnow.com

Carol and Ken didn't just imagine a life beyond the military- they designed one. In just four years, they transformed from brand-new ensigns with zero TSP contributions into self-made millionaires.  In this episode, we'll unpack the financial strategy, discipline, and teamwork that helped them achieve Lean FIRE (financial independence, retire early) before 30—all while navigating dual military careers and deployments. They get real about: Starting from scratch: Misconceptions about TSP, military pay issues, and their humble financial beginnings Mindset over mechanics: Why a simple strategy, applied consistently, beats fancy budgeting tools Sacrifice and simplicity: Living close to base, biking to work, and even having a 60% savings rate Lean FIRE: How they hit $800k in just four years and what came next Building a values-based lifestyle: From toddler chaos to travel goals and making intentional choices Tools & tactics: How they used Excel, anti-budgets, and communication to streamline finances Carol's book: Raising Your Money-Savvy Family for Next Generation Financial Independence co-authored with her dad, Doug Nordman

If you've ever struggled to communicate your expertise in a way that captivates your audience—whether in presentations, pitches, or even casual conversations—this episode is for you. Simon Raybold, a former scientist turned professional speaker and presentations trainer, shares hard-won insights on how to move from "data dumping" to delivering messages that inspire action. Whether you're a leader, entrepreneur, or expert, mastering this skill is non-negotiable for building authority and influence.Three Key TakeawaysFocus on Outcomes, Not Processes

Este episodio es un viaje energético para sanar tu relación con el dinero, liberar patrones distorsionados y recordar una verdad sagrada: tú eres la creadora de tu realidad.No se trata de estrategias externas ni de hojas de Excel, se trata de tu campo energético, de tu voz, de tus pensamientos y del patrón invisible que estás siguiendo.Descubre por qué tu relación con el dinero es solo el reflejo de lo que tienes dentro de ti.Si estás lista para mucho más que inspiración tienes acceso a Los 20 Códigos del Dinero con un 50% de descuento. Una serie de audios diseñados para reprogramar tus creencias, tu cuerpo, tu energía y tu relación con el dinero.Porque no importa cuánto te esfuerces, si tu sistema sigue en modo “alerta”, el dinero no puede quedarse.Vamos a cambiar eso desde la raíz, conoce cómo aquí: https://yo-amo-el-dinero.mujerholistica.com/20codigosSíguenos en Instagram @mujerholistica y accede a nuevos contenidos.

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THE accounting tech news round-up! Still at full strength again this week's episode - Sponsored by FreeAgent - the Digital Disruptors crew (Ryan, Indi & John) cover a packed episode of Digi-Tools in Accrual World – and there's no shortage of opinion. Headlines this week: - The Big Four slash graduate intake – has AI killed the accounting career ladder? - RSM US pledges $1 billion to agentic AI – bold move or headline fodder? - Karbon's latest roadmap: task automation, upgraded portals, and smarter inboxes - FYI and BGL link up for automated cosec workflows - Joiin launches an Excel add-in and AI insights for finance teams - Socket drops a slick new leads module – CRMs beware - Visma eyes up a London IPO (yes, London – not New York) - Digits rolls out AI agents that are 8,500x faster than your average bookkeeper (literally) Expect rants. Expect heat. Expect the kind of fintech and accounting tech commentary you don't get anywhere else. Whether you're watching the big AI plays, checking in on SaaS product updates, or just here for the banter – it's all in this week's pod. 00:00 Coming up on this episode:? 00:47 Welcome to the Digi-Tools in Accrual World podcast Accounting Tech App news 06:23 Big four slash graduate jobs for AI 12:15 Karbon product roadmap 14:22 Visma picks London to IPO 17:01 Socket Leads module released in beta 19:03 FYI BGL integration 21:03 New Joiin features 23:09 RSM US to invest $1b in agentic AI 27:09 Digits adds AI agents 30:37 Liked the pod? Let us know!

Episode 151: Markus Erlandsson and Malin Martnes chatted with David Abu from Microsoft about Community. David starts by explaining that he built his career through Community engagement, teaching Excel via WhatsApp and organising local bootcamps. David’s current focus is on Copolit Studio and building a global agent creator community. David highlights the importance of representation … Continue reading Community with David Abu The post Community with David Abu first appeared on CRM Rocks.

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Ready for a better commission tracking solution? Don't miss our episode featuring suggestions on tracking your hard-earned commissions.   Register for your FREE RitterIM.com Account   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: AHIP Test Tips and Tricks for Medicare Certification Building the Foundation for Success ft. Roy Snarr Four Reasons Why Ritter Should Be Your FMO Insurance Agency How to Avoid Using Elderspeak Operating From a People-First Mentality ft. Scott Zimmerman The Best Appointment Schedulers for Insurance Agents The Difference Between Medicare & Medicaid: What That Means for Insurance Agents The Ultimate Agent Resource List Pt. 3: Staying Organized What Are Agents Responsible for Under HIPAA?   References: “Agencybloc Commissions Management.” Agencybloc.Com, AgencyBloc, www.agencybloc.com/commissions-management/. Accessed 10 June 2025. “AgencyComp Commissions Tracker.” Agencycomp.Com, AgencyComp, agencycomp.com/. Accessed 10 June 2025. “Commissionly Sales Commission Software.” Commissionly.Io, Commissionly, www.commissionly.io/. Accessed 10 June 2025. “Excel Help & Learning.” Support.Microsoft.Com, Microsoft Support, support.microsoft.com/en-us/excel. Accessed 23 June 2025. “Excel Quick and Simple Charts Tutorial.” YouTube.Com, YouTube, www.youtube.com/watch?v=TfkNkrKMF5c. Accessed 23 June 2025. “How to Create a Chart in Microsoft Excel: Step-by-Step Guide.” wikiHow.Com, wikiHow, 31 Dec. 2024, www.wikihow.com/Create-a-Graph-in-Excel. “How to Create Excel Charts and Graphs.” Blog.Hubspot.Com, HubSpot Blog, blog.hubspot.com/marketing/how-to-build-excel-graph. Accessed 23 June 2025. “Medicare Marketing Guidelines.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines. Accessed 23 June 2025. “Medicare PRO CRM.” Medicareproapp.Com, Medicare PRO, www.medicareproapp.com/. Accessed 10 June 2025. “Radius Agency Management System.” Radiusbob.Com, Radius, www.radiusbob.com/. Accessed 10 June 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance       Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Not affiliated with or endorsed by Medicare or any government agency. 

This Episodes Questions Brians Questions Hi guys. I've listened to every episode of the podcast and some of them more than once. Really appreciate all of the insights you give. It makes my commute much more fun and I've learned a ton! This question is primarily for Brian. I've heard you all poke fun at him for using Excel to plan his projects on multiple occasions. I'm very curious to learn more about how he accomplishes this. I understand that he makes each cell square and draws, but maybe he could give us a little tutorial. What cell height and width does he use? What does each cell represent (an inch, six inches, a foot?). Any other of the steps you use would be super helpful. I'm planning on a built-in set of cabinets coming up and I thought I'd give your method a shot. Pete Hello Guys I am looking into getting a router table. Based on your experience which would be a better option. A full size stand alone router table or a router table insert for my table saw. I have plenty of space and I am looking to spend around $600 to $700. Is a router lift an important add on. Thanks for all the knowledge you all give and keep that PMA (positive mental attitude) going. Thanks Korey from Independence, KY Guys Questions Gentlemen I listen to every podcast and invariably learn something from your answers to the questions.  Keep up the great work. I have a Canadian made 14 inch General thickness planer that is about 40 years old and it has been working well and reliably over the years.  Lately I noticed that one edge of a full width (14 inch) board is about .7 mm (28/1000 inch)thicker when compared to the other.  It may have always done this but I am edge jointing  some wide boards into panels and the variation in thickness means I have to hand plane the joints.  There is no way to adjust the base to make it parallel to the cutter head.  I almost always use a sled so I could adjust it to offset the inequality.  My question is am I being a bit too fussy with the small difference?  Would you accept this level of planing inaccuracy when working in your own shop? Bob Vergette, Pender Island BC, Canada Here is my next question.  I am making a shadowbox out of walnut. I want to put brass splines on the corners.  I built a spline jig and I purchased a new CMT 201.024.10 Industrial Ripping Saw Blade, 10-Inch. x 24 Teeth FTG Grind with 5/8-Inch. Bore, PTFE Coating.  This blade measures 1/8 with calipers across two of the carbide tips. However the cut comes in at 5/32. The brass I purchased is exactly 1/8”   This leaves very small but noticeable gap.  I've also tried with another blade and got the same results. What suggestions or tips you may have to get that saw kerf to 1/8 inch?  I may next try a slightly larger thickness of brass and file/sand it down but that will be more work. I hate to say this but guys on Youtube make it look easy and have no gaps, but don't provide the tips and how they got such tight fits. Thanks in advance! Dudley @ Pappys Hangar Huys Questions Gents, what a great podcast! I love the format, the focus on answering questions, and the valuable information. I especially like hearing Guy's perspectives who's both a pro and a hobbyist. Thanks and keep it up. I've been woodworking as a hobbyist for about 50 years - yes I'm older than Guy but not dying anytime soon thanks to my Sawstop - but just now getting into spray finishing. I have heard Guy talk numerous times about using pigmented water based conversion varnish. I have an upcoming project involving kitchen cabinet door panels that need to be finished to match the existing which is conversion varnish tinted to match Benjamin Moore Linen White. Because I have also heard Guy saying he gets his finishes from Target Coatings, I contacted them but was told they do not tint their conversion varnish and I would need to tint it myself. Their suggestion though is to apply their pigmented water based lacquer for the color match, and then coat that with their polycarbonate urethane for durability comparable to the conversion varnish. That two-step process sounds cumbersome compared to one step conversion varnish. So the question is do you get your pigmented conversion varnish elsewhere? Do you get it at Target coatings and have it tinted locally? Tint it yourself? Thanks for your advice. John My grandparents had a marquetry landscape picture hanging on the wall of their house for years when I was kid.  After they passed, one of my uncles received the picture as part of their inheritance.  I decided to try to make my own version of this picture as the chalet had a few discrepancies in it.  The picture was of a man walking down a winding path between a chalet and a couple of trees and mountains in the background.  I have tried to use 1/16" veneer but it seems prone to tearing/chipping when I use my Dewalt scroll saw.   I have tried several different styles of blades with no success.   I have also had some difficulties getting the jigsaw pieces, so to speak, to fit closely together. It seems if I remove a little from one side of a piece then it alters another side.  I have let's say gone through a bit of extra veneer.  What suggestions would you make so that the veneer doesn't tear/chip out?  Is there a better way to cut the pieces? Would you use a different thickness or completely go away from the veneer to something else?  Lastly, what techniques can you offer up to get the pieces to fit snugly given the sometimes difficult shapes? Jim

MCM London Comic Con took place over the weekend of Friday 23rd May to Sunday 25th May at the ExCeL in London, and along with queues around the block, artists, traders, guests and much more there were numerous panels including this one, the Star Wars: The Bad Batch panel with Michelle Ang (Omega) and Noshir Dalal (Vice Admiral Rampart). Remember to tune in to Good Morning Tatooine, LIVE Sunday evenings at 9.00pm UK, 4.00pm Eastern and 1.00pm Pacific on Facebook, YouTube, X, Instagram and Twitch and check out our Fantha Tracks Radio Friday Night Rotation every Friday at 7.00pm UK for new episodes of The Fantha From Down Under, Planet Leia, Desert Planet Discs, Start Your Engines, Collecting Tracks, Canon Fodder and special episodes of Making Tracks, and every Tuesday at 7.00pm UK time for your weekly episode of Making Tracks. Thanks to James Semple for the Fantha Tracks intro, Blues Harvest for our Making Tracks opening music and Mark Daniel and Vanessa Marshall for our voiceovers. https://www.youtube.com/@FanthaTracksTV/ https://links.fanthatracks.com/ https://link.chtbl.com/fanthatracksradio www.instagram.com/fanthatracks www.facebook.com/FanthaTracks www.twitter.com/FanthaTracks www.pinterest.co.uk/fanthatracks/ www.fanthatracks.tumblr.com/ www.tiktok.com/@fanthatracks www.twitch.tv/fanthatracks www.threads.net/@FanthaTracks

In this episode of The IC-DISC Show, I delve into the journey of Kripke Enterprises from its humble beginnings to its current status as a leader in the scrap metal and recycling industry. Founded by a husband-and-wife team in 1993, the company has grown significantly with the involvement of their son, Matt. They discuss the strategic moves that helped propel their business forward, including key acquisitions like Mid-South Aluminum and a strong focus on aluminum trading. Matt and Scott highlight the importance of relationship building and trust in the scrap metal industry. They share insights into how their reputation and values, like keeping promises and problem-solving, have been instrumental in their success. The episode delves into the symbiotic relationships they have fostered with aluminum suppliers, emphasizing the value of maintaining strong personal connections in business dealings. We also hear about the transformative leadership styles within Kripke Enterprises. The discussion covers how innovative thinking and diverse perspectives, including contributions from those outside the traditional industry, have reshaped the company's culture. Matt and Scott talk about the balance between a hands-off leadership approach and active collaboration with executives to navigate industry changes. Finally, the episode touches on the future of the recycling industry, highlighting the role of technology and innovation. The Kripke team shares stories of employee growth and empowerment, including unique programs aimed at helping employees become homeowners. They reflect on the potential of a younger workforce and the exciting developments in material sorting and AI within the aluminum sector.     SHOW HIGHLIGHTS In this episode, I delve into the inspiring transformation of Kripke Enterprises from a small family venture into a major player in the scrap metal and recycling industry, led by brothers Matt and Scott. I explore the strategic acquisition of Mid-South Aluminum and discuss how building trust and maintaining strong relationships have been key to Kripke's success, emphasizing the unique dynamics of their coil distribution business. We discuss the innovative leadership styles within the company and how they've transformed company culture, with insights into how diverse perspectives, especially from non-traditional industry backgrounds, contribute to their growth. There's a focus on employee empowerment and personal growth stories, such as Eric Phillips' rise from warehouse manager to COO, highlighting Kripke's commitment to fostering leadership and financial education for employees. I cover the positive outcomes from switching to a specialized service provider, which resulted in improved efficiency, response times, and significant tax savings, underscoring the value of expertise in business operations. Advice is shared for younger generations entering the workforce, emphasizing the benefits of starting a career in smaller companies for broader exposure and discussing the impact of technology, especially AI, on the industry. The episode wraps up with a reflection on the excitement surrounding JJ Spahn's US Open victory and the anticipation of future events, providing a light-hearted end to a comprehensive exploration of Kripke Enterprises' journey.   Contact Details LinkedIn - Matthew Kripke (https://www.linkedin.com/in/matthew-kripke-b225969/) LinkedIn - Scott Chaffee (https://www.linkedin.com/in/scott-chaffee-63429bb/) LINKSShow Notes Be a Guest About IC-DISC Alliance About Kripke Enterprises Inc GUEST Matthew KripkeAbout Matthew Scott ChaffeeAbout Scott TRANSCRIPT (AI transcript provided as supporting material and may contain errors) Dave: Good afternoon, scott and Matt. How are you? Matt: Fantastic. How are you doing? Dave: I am doing great. I get to talk to one of my favorite scrap metal company representatives, so it's always a good day for me. So let's get started. Where are you guys calling in from today? Matt: We are at Crypto Enterprises headquarters in Toledo, Ohio. Dave: Okay, and I believe that's made famous by the Mudhens right. Isn't that Toledo's claim to fame? Matt: That is correct, the Mudhens which Jamie Farr in MASH used to wax poetic about. Dave: Yeah, his character was Slinger, I believe. Matt: Yeah, you're showing all of our age that. That's how we're starting this interview. We're referencing a show from the 1970s and early 80s, agreed, agreed. Dave: Well, hey, matt, why don't you give us some background? What's the history of kripke, what year was it founded, who founded it and kind of how we got to today? Matt: sure, so kripke enterprises was started on january 4th 1993, which that date is important because that was my mom, or is my mom's birthday. Next year, on January 4th, it will be the 30, let's see 33rd anniversary of Kripke Enterprises and at the same time my mom will be turning 80 years old that day. She'll be thrilled that I shouted out her age in the beginning of this podcast. But the company was founded by my mom and dad. They started out with the two of them and one administrative assistant and the goal was to create a non-Ferris brokerage company where my dad could just put food on the table for him and my mom. They had their third kid at the time in college. Two of their kids had already graduated college and really not very grandiose ambitions. It was just going to be a small little trading company to capitalize on what my dad's career had been, which had been in the scrap metal. I know we call it the recycling industry today, but back then we did not. We called it the scrap metal company Sure, but back then we did not. We called it the scrap metal company Sure Industry and that was their goal and plan. I don't think that really in his mind he was ever going to grow it beyond those three people and I joined them in October of 1994. So the company was a year and a half old at the time. I had no intention of ever joining the company but my my dad got very ill and I came in and kind of kept the company going while he was spending 60 days in and out of the hospital and, um, at the end of 60 days we agreed to find a position for me and then he said to me point blank he said I really don't want to grow this company, but if you ever decide you want to grow it, I'll support you. It's just you have to do it. And okay, that was kind of the beginning and it took a while for me to get the confidence to begin to grow the company. But that process started from me being the fourth employee and today we're just under 70 employees and locations in Toledo, Jackson, Tennessee. We have a trading office in Florida and then we have a few people that work remote in different cities around and what's your commodity focus? Our specialty is aluminum, but we do trade in most metals, but still 95% of our volume is aluminum. Maybe even Scott's going to correct me with the numbers, but maybe even 98 percent is aluminum okay, does that sound right, scott? Dave: yeah, actually 99 okay, that sounds, that sounds good, and so you've had quite a bit of growth. Matt: Yeah, I think you know I would attribute a lot of it to just finding good people and then ultimately getting out of the way. You know, as an example, scott, who's in this interview. He came in in 2011 with us and was instrumental in setting up systems so that we could scale our business, and you know, one of the things people take for granted is that you really need to. You really need good systems in place in order to scale. You really need good systems in place in order to scale. You can grow your business a little bit at a time if you're doing it with spreadsheets and duct tape and super glue and you're MacGyvering it together, but you really need a good CFO and you really need a good IT person in today's day and age as well. Scott: Yeah, and to piggyback off of that, I mean the infrastructure is so important, whether it's the IT infrastructure, the bank line of credit, I mean there's a number of different things and once that's in place, I mean it becomes fairly easy. And I would say that you know we've been able to do that several times now. You know we acquired Mid-South Aluminum in 2017. And the single biggest thing that we were able to help out there was the infrastructure, the line of credit, the system, the line of credit, the system. We were able to, you know, bring them onto our system, and you know it took a company and we were able to increase that at quite a multiple so the hopline sales number when we acquired Mid-South in 17 was about what Scott? Call it about 30 million, and we were able to take it after we joined forces. We were able to take it all the way up to like about 150 million. Dave: Wow, in a short period of time. That is amazing. And so, Scott, how did you end up here? Did you grow up with a lifelong desire to be in the scrap metal business? Matt: He did Next question. Scott: No, go ahead, Scott. You know I can still remember the day. Yeah, so I've been here since 2011. You know, I tell people all the time it was the best move I've ever made, Including marrying his wife. Well, yeah, I'd worked for three large corporations, three international corporations, and even did a lot of international travel. For, and you know it, I can remember I had a mutual friend with Matt and Larry and I can still to this day remember going out to breakfast with them and at the restaurant here in Toledo, and from there I knew, you know, it was a good feeling. You could just, you could tell, I mean, it's got a, we got a great culture here that comes from there. I knew, you know it was a good feeling. You could just, you could tell, I mean, it's got a, we got a great culture here that comes from the top and makes all the difference in the world. Sure, yeah, Sure. Dave: So tell me more about this Mid-South acquisition. What was it about it? Acquisition, what was it about it? Because you know, so many times you do acquisitions, mergers, and you have these grand plans of all the synergies and growth and everything, and oftentimes it doesn't come to fruition, but it sounds like it did in your case. Matt: What would? Scott: you say, made that transaction so successful. What do you think, scott? Well, I, you know, I, I think I think there was a lot for both of us to benefit from. You know it was. The company was basically run on Excel spreadsheets at the time and you know we we had, we had access to a large line of credit with the banks, and so we were able to, you know, tap into that. We had the infrastructure, we brought them onto our system. I think that was probably the relationship that we'd had, or I should say the relationship that Larry and Matt had with the Salih family, and that went back many, many years. I don't know Matt how far back? 20 years before that yeah. Matt: Yeah, I think that's where it really started. So I think Scott tapped on what made it work from a logistics point of view logistical point of view. But that relationship piece is, you know, when you get into a negotiation, a lot of times they stall out because you start the conversation and people get a little freaked out about well, wait a minute. I'm just not sure that I want to do this because I don't know that I can fully trust you and we both had this longstanding trust of each other. We had been business partners for a long time. What made it really interesting to us was, you know, if you think about Mid-South Aluminum is a coil. It's an asset light coil distributor, which essentially means coil broker. But where I say coil distributor, our niche is we buy mill finish coil, bare coil, and we have relationships with various paint lines paint lines and we will get it painted to specific colors for our customers and then ship them. You know painted coil that would be used mainly in the bnc market, sometimes into producing signs, and sometimes mill finish that might go into like hurricane shutters or florida rooms or things like that. Where it's interesting for us is if you think about where coil is sourced from. Those are the same people that we're selling recyclable aluminum into. So we become customers of theirs, supplying them on the scrap side of the business. And then we're a customer of theirs on the other side of the business, buying coil from them. Oh wow, full circle. And so there's times in the cycle where they treat us really well because they really need us to supply them with scrap. And then there's times in the cycle where getting scraps easy but they really need us over here to help them out to take out quill. So interesting we've, because, you know, we kind of have a little bit more leverage, um, in those relationships. And that's become, you know, now, when we acquire mid-south, we, oh, this is going to be great, we're just going to do a ton of tolling. Well, that doesn't always work and, as a matter of fact, more often than not the tolling piece doesn't work. But when it does, it's great, for you know, two different parties. Now that's great. Dave: And this is one of the reasons that. Now, that's great and this is one of the reasons that you know I picked up. You probably know my very first scrap metal client, Arnie Gashman. You probably know Arnie. Everybody knows Arnie, Right. I think he was in college, at TCU, when his father or grandfather became ill. It may have been his grandfather, Maybe his father wasn't very interested in the business, and then I believe his grandfather passed somewhat suddenly. So Arnie was kind of thrust in to take him the place over at like 22 years old. So yeah, and same thing, he stuck around. But one of the things I love about the industry and I've I tried telling friends who aren't in the industry that I said I've never seen an industry where your reputation matters more than in this industry. And I said and I tell them, I said I believe my clients will buy and sell a million dollars of scrap metal on a phone call, like no formal contracts. I mean there may or may not even be an email, that that that documents it. But I said, can you, can you believe that they do transactions just on a handshake? And it's one of the things that I find just great about the industry. Matt: That is a hundred percent true. You know, I would say you know we have three core values that we run our business and we run our business on them, and everyone in our organization can recite them, and they also know that every decision they make needs to be filtered through these three things okay, one is. One is we do what we say, which you're referring to. You know your reputation. That's how you build your reputation by following through on what you say. Two is we provide solutions. And you know where we try to differentiate ourselves is people are used to at least in the recycling side of the business. They're used to rejections and downgrades. I mean, things go wrong and my dad's big thing was always don't call up a customer and say, hey, you got a rejection down in Kentucky, because that's what everyone else does. He said let's differentiate ourselves. Instead of saying that, let's call them up and say, hey, we have an issue, a little bit different verbiage, but before you call them already have worked out two to potentially three solutions of this, and they'll keep it. Two is we ran the freight to bring it up to our warehouse in Toledo is blank and we'll go through and clean it for you and evaluate the load. And a third option is we found this other place that is willing to buy it. If you go that direction. We're still going to owe this metal on the original contract, but this gives you an opportunity to. You know, get out of this loop. And that's the second one. The third one is also what you're referring to. The third core value Relationships are the backbone of our business. Backbone of our business and I think, while unique when we discuss other industries, that is not unique in the scrap metal industry. You know that we will put relationships ahead of making money, that we will say to you know, our employees, employees hey, if you have an opportunity to cement a relationship, don't worry about whether you make money on that particular deal, it'll come back to us many times playing the long game, playing the long game well. Dave: And I just find life's more fun when you do business with people you know as a customer or supplier. It's just more fun when you do business with people you like and trust. And, just like my wife and I have a saying we don't do transactions, we only do relationships. And that even means because everybody wants like a customers, right, don't complain, pay your bills right Easy to work with. Like a customers right, don't complain, pay your bills right Easy to work with. But my wife and I's theories we aspire to be a customers for all of our vendors because we just find it's more fun when you have a problem and the vendor calls you back right away because you're one of their better customers. And it's just more fun when you're you have great working relationships with your vendors, rather than them feeling like you're going to beat them up on price every time you talk to them. Scott: Right, but that's another relationship, you know, it goes way back and there is a lot. I mean, it can't emphasize enough how important relationships are. You know, this weekend I listened to a couple of the podcasts that you've done and there was somebody else that mentioned the importance of the relationship, and it is. I mean, that is definitely the case in everything that we do, even with the banks, like, for example, you know, we go through periods where, okay, maybe we're carrying a little bit more inventory than what we typically carry, or maybe the price is a lot higher than what it was six months ago. It's great to know that we can pick up that phone and say, okay, we've got a temporary situation, maybe it doesn't quite work with our reporting, what can we do? And we'll start talking, talking through some, some options, and I think, because we have a relationship like that with our banks and and others, I mean it makes it makes business a lot easier to do too. And the other thing you touched on was, uh, you know the integrity that is so important and we do what we, you know. And that goes back to another one of our three core values that Matt mentioned is we do what we say. I can remember when I started years ago, larry always used to say, okay, pay on time, pay on time, pay on time. Because, that is a really important thing. It builds trust, it builds a relationship, adds to the integrity. I mean it is really important and you know it goes a long way. Matt: That's the other thing, that pay your bills on time. You know it's's. Yes, there's many industries where that is an issue. But when I have friends and in other industries and I'm like, oh yeah, we pay our bills on time, they look at me like why is that unique? You know, everyone pays their bills on time. Dave: I'm like not in our industry. Matt: I mean there's, you know there's, unfortunately, uh, you know the road is littered with um, a lot of people who give you the highest price and then make you chase them for, uh, that last dollar and, um, you know, that's one of the. You know, if you say, what is our secret sauce and why do people like to do business with us? One of those things is they never have to track our CFO down and say why am I not getting paid? I mean they, they can set their clock to when the payment comes. Dave: Sure, well, you talked about the relationships. I remember when I ran into you guys in San Diego last month, you know, I had a chance to introduce you to a professional who might be able to help you all in a way, and then I happened to sit down and have breakfast with you guys and you were, you all were kind enough to introduce me to some, some guys who I didn't know and some others who I hadn't talked to in a long time. So, uh, yeah, in fact I leave tomorrow to go to san antonio for the gulf coast regional event. Matt: Yeah, I do my guess is there'll be some people from our. I don't even know anymore who goes to which event, but my guess is we have some people who are going to that event. Dave: I would suspect. So I also suspect it'll be warm, so that's my other suspicion. So, Matt, I believe that a few years ago you kind of changed your role with the company. Is that correct? Matt: That is correct. So, in trying to think of the year that we named Chad the president, was that three years ago, so 22. So, so for a number. So let me backtrack a little bit further. In 2012, I worked out an agreement with my dad that was going to be a 10-year buyout of his and my mom's shares in the company. As part of that we agreed that I think right before then I took over as president of the company and my dad became the CEO of the company and he maintained that CEO role almost all the way through that buyout, even though I would say the last five years I would call him he was much more of like our lovable founder than he was really leading the company strategy anymore. Everyone would love when he would come back from Florida and come in the office and and spend time here. I took over the CEO role maybe in 2019 or 20 and was president CEO for a few years, and then we identified my cousin, chad Kripke, as president, or that we're developing him to become the president of the company. Chad is really really strong at risk management and a lot of the. I mean he was one of our rainmakers probably towards the end of his trading career, our largest rainmaker and would put together these monster deals and really good at building relationships. He, you know, I say to people all the time I felt like I was a really good president of a company for a long time, but Chad is 14 years younger than me and Chad is so much better than I ever was at that age I mean he's he's probably better than I was towards the end of when I was president, but he's still learning. He's still learning many things, but he's done a great job in really leading the day-to-day of the company. I'm still learning what it means to. You know, I've been really, really careful about not wanting to step on Scott's toes as CFO, not wanting to step on Andy Golding's toes as our chief strategy officer, eric Phillips as our COO and wanting to give Chad the freedom to lead. That I probably have erred too much on, you know, kind of a laissez faire attitude of you guys make all the decisions and some of them, actually, almost every single person has come back to me and said, hey, we see what you're trying to do. We'd like you to maybe stay involved a little bit more than you have been and we'd like you to voice your opinion a little bit more forcefully than you have been, and it's a tough mix to figure that out, so I'm still learning what that means to lead more on the longer-term strategy side and less on the day-to-day side. But it's really been fun and then, also in 2022, I told you January of 2023, these guys that I mentioned, they all came in and wrote a check to buy some equity in the company, and they are now my partners in the company, which has been fun as well, and you know it's. Dave: that's been a learning experience too, because my only partner prior to this was my dad, okay, oh, that's that is great, and, and I believe that andy is on track to be, uh you know, the chair of uh rima in a couple years right, or three years next year, next year, next year, yeah, okay yeah, so so next, next year, uh, andy's reign of terror begins and, yes, you, I think that it will be very exciting for the industry because Andy thinks differently. Matt: The reason that he's so valuable to us is, I think, very black and white. Yeah, chad is pretty creative, eric is very black and white, scott is very black and white, andy thinks in all these different technicolor ways, okay, and he is going to bring that to the entire REMA board and it will be uncomfortable. I can guarantee you this. The board will be uncomfortable for a couple of years because he will push the boundaries and will get them to think of hey, yes, I acknowledge we've done it this way forever, or we've done it this way for a long time. I just think this is a great idea over here and I'm going to challenge everyone and there's going to be a lot of people that are going to be very uncomfortable, but the industry is going to be better off for it and I can tell you our company is certainly better off because of how creative he is and the way that his mind works. Dave: Yeah, because what do you think about that? Matt: although Scott's the CFO, and I will tell you that sometimes those creative types are not the best at details. What do you think, scott? Scott: It's funny, andy and I have have like a long running joke that you know he always jokes. He'll say, well, I'm extremely detailed, I'm not, you know, we laughed about it. So, but, yeah, I, you know, I think, I think Andy's going to be great for rima. I think that, uh, you know he's gonna, he's gonna bring a lot to the organization and uh, uh, they'll probably be looking at a lot of things a whole lot differently when, uh, yeah that's into the chair position so, matt, you know, I I believe that that Andy does not have a traditional scrap metal background. Matt: What was it? Dave: about him that made you think kind of outside the box and bring in somebody from outside the industry. Matt: Well, in 2004, my dad and I so 2001, we hired our first trader who was not family and that was Marvin Finkelstein in Florida, and Marvin is our senior vice president of domestic sales and trading and Marvin's been with us since 2001. And Marvin's been with us since 2001. 2004, we had a guy hired who was supposed to start like essentially January 1 of 25. And he called us. I think Christmas Eve, called my dad and he said I really appreciate the offer, I really appreciate getting to know you guys even better. I've gotten cold feet and I have this other opportunity and I'm going to take the other opportunity and I think that's the safer way for me to go. And so we knew that we needed to add someone. At the same time, andy was part of a family business that unfortunately ran into some tough times. They were in the auto glass industry and, similar to the way that, like doctor's reimbursement, changes on the whims of the way the insurance companies want to treat different procedures, that industry was having a seismic shift and they were a big enough company. They couldn't move quick enough to get out of the way, and so andy was uh, andy at the time, in september of 2004, had twins, so he then had four kids under four years old and his family business was kind of disintegrating and and I knew andy, we, we had known each other since we were kids and and, um, my dad had known andy probably since close to when he was born and I I pulled my dad aside and I said, hey, this, this thing with this other guy didn't work out. You know, andy is out there looking and he doesn't have any experience in our industry, but this guy is really creative and could be a great sales guy for us. My dad said if you think you can work with him and you don't, and you're not nervous about your friendship getting ruined, then bring him in, let's talk to him. And by February of 2005, we had an agreement worked out. He started and he was was. I mean, he had to learn the metals, he had to learn the industry, but one thing he didn't have to learn was how to be a salesman and how to be creative and okay it. It probably took me maybe three or four years until I started getting comfortable with his crazy ideas. That and they weren't. They weren't crazy, they were crazy to me. But once I got comfortable with, hey, this stuff that he's suggesting it's working. Maybe we should, maybe I should get out of the way and maybe I should get out of the way, and, and you know that success and him being successful encourage us to add Eric Phillips and encourage us to add Chad Kripke. And then we grew to the point that we needed a real CFO and, you know, instead of my dad just coming back from Florida and saying, all right, what do you guys, you know, where are we at, what should I do? And so that, really, you know, starting with Marvin, going to Andy and then adding the others, those were all key moments and, um, a lot of the people we've added did not have, uh, scrap metal or recycling experience prior to joining here, and I think that has actually worked a lot to our advantage to get fresh eyes on things. And instead, instead of someone saying, well, here's the way you do it in your industry, someone coming in and saying, why do you do it this way and can we do this differently? Dave: No, that makes sense. I can appreciate that different perspective that he was able to bring Scott. What do you enjoy the most about your role with Kripke? Scott: Well, I'll tell you what I mean. I think you know I mentioned my background and you know it's just, it is so refreshing to be here compared to, I mean, we're, you know, we got a great culture. I mean we stress that all the time. You know it's so different than you know, what I had previously. I mean we're still, you know, we're still, you know, reasonably small in the grand view of things, so we can change on a dime, you know, we're, we're, we're nimble, we're, you know, and that's the great thing. So we find, we find that if something isn't working, let's, let's do something, try something else. And you know, I I would say between between being able to to quickly change and, you know, I would say, between between being able to to quickly change and, you know, have make a real difference, um, that in just being someplace where the culture is so important, you know and and people feel part of the team. I mean, I, I, you know. I would say that that those are probably two of the biggest things that I enjoy, you know, working here. Dave: So OK, that makes sense. Scott: It goes throughout the entire organization. Dave: So, yeah, I like it. So, Matt, how about you? Same question to you in your current capacity what do you find most enjoyable or satisfying or gratifying in your current role? Matt: I love seeing growth in other people. I love seeing people grab opportunity. Seeing people grab opportunity, and you know I love the stories of someone coming in as a. You know I'll use Eric Phillips as an example. Eric Phillips, in 2008, gets hired to be our warehouse manager. As we decided we were going to move more into. You know, on top of the brokerage, we were going to concentrate also on having a physical operation for reworking and consolidating loads. And he comes in and within probably eight months, my dad pulled me aside and said you know, we really need to bring him up front. He needs to be a trader. He's got everything. He's got all the skills to do that. My dad was really, really good at warehouse manager. You know currently is a COO and a partner in the company, and you know I love seeing that. And then you know we have some other programs that are a little bit unique. We have we want to make people's lives better, not just our customers, but I'm talking about, you know, where Scott references the culture. We put together a program five years ago, I guess, that we put together a new homeowners program and we want to help any of our employees who have never owned a home. We want to help them get a home, and so we put together a six-month financial education course where they do, like these, lunch and learns, and we have a local credit union that comes in and leads these classes, and as long as they go through those courses and as long as they've been with us for one year, then we'll uh, we'll, give them a twenty five hundred dollar uh, at least they have to put up at least twenty five hundred themselves, which, of course, you're gonna have to do that to buy a home, but we'll match up to $2,500 and then we'll give them a hundred dollars a month for three years towards their mortgage. How cool is that? So, you know, keep in mind we're we're pretty small, but we've had five people in the program. We currently have another four that are in classes right now in a series of classes, and of those, I believe that as soon as three of them, as soon as they're done with the course, are going to be ready to buy their first home. So it's, it's exciting and you know, you know, of course, the side benefit of that is it does act a little bit as a golden handcuff. Sure, you know, let's face it, someone's not staying on a job for 100 bucks a month. Yeah, but it does give them something to think about. These guys help me with this and, and if they help me with this, what else are they going to help me with down the road? Dave: Now, that's awesome. So did all five of that first group buy houses then? Matt: We have, we've done. I think this is our fourth different class yeah, so we've had, we haven't had. Sometimes we've had people go through it and say I just want the financial education piece of it because I don't really understand. I hear people talk about credit score, but I don't really understand what it is or how I could affect it. That might be one of them. I hear people talk about what a mortgage is, but what is a mortgage and how does it work? And you know, and then some other people. One of the classes is how do you set up a budget so that you don't, you know, you, you, you don't think getting the house is the finish line. The finish line is making sure you can afford the house. Dave: Yeah, of course, of course. So you have had some people buy houses from the program. Matt: We've had five people. We have five people that we have put in new houses. Dave: Yes, that's awesome. I mean heck, that's almost 10 of your workforce yeah, that's, uh, that's a little under that. Matt: Yeah, a little you know, I would hope you're an account you. You do our icy disc. Your numbers have to be your. Your math skills have to be better than that, david. Well, that was a bit of. It's about seven percent. Well, that's where my that's where my marketing angle came in right. Dave: Just it sounded more appealing to say nearly 10 there you go. But if we look at, but if we look at the percentage of your employees who'd never bought a house before. Now we're talking, you know 20, right? Because some of your employees you know already owned a house before you know they came to work here. I think that is awesome. So, scott, I'd like to just digress just a bit. And so you had another service provider for the IC desk before we came along, and I think I you know, we talked to you for several years. I'd known Matt for a long time, and one of the things we talked about was that I thought we could do a better job from service, kind of turnaround time. And then I also said that we bring a more thorough kind of calculation to the table. And I'm just curious I know this is kind of unscripted, but how and this has been a few years how has that been? Did we live up to the expectation? Is there anything that you were disappointed by? Scott: Yeah, no, for sure, I mean we, we, we can't thank you enough, dave, um, if, if I think back, I think we have. We moved our icdiscs over to you. What three years ago I can remember, we met in nashville yeah, something like two years ago, and I think you'd already had our disc for a year at that point. Does that sound right? Dave: Yeah, I think so. Scott: Yeah, so you know we, I know that you and Matt had been in touch. I think I, you know we, I think you and I had been in touch. You know, before we made that move for for some time move for, uh, for some time, we, you know with, with our previous provider, you know, maybe the response times weren't quite what we had been looking for or expecting and okay, you know we had a couple years of that and uh, and then I can remember matt and I started talking and uh, um, I remember I, uh, I, and I remember I sent you a note at some point and then we started the discussions then and you know we made the move and it's worked out really well for us, not only with the response times and, you know, moving quickly through all the work that needs to be done, because you know it always comes up, the disc always comes up around around the tax deadline date of April 15. So you know it a little bit of a time crunch of the turnaround you know with your firm is is great, but the other, the other important thing here is the additional calculations that that you've been able to do the last couple of years. We've it's it, it. It takes a little bit more detail, but you take it to the next step and you're able to find some additional tax savings with those additional steps that you do Over the years going back, yeah, since 2011, our tax savings with the ICDIS has been anywhere from, say, a few thousand dollars up to the $60,000 to $70,000 range. Okay, and it's been interesting since you took it over, dave, we've been. The last two years have been in the $60,000 to $70,000 range for tax savings. Matt: So I do think it's interesting. I referenced that Scott became a partner in the company right around that time, dave. So I think, now that some of his money, his personal money, is at stake, look at what he's doing. He's really trying to, you know, maximize all these relationships to make sure so it worked. Dave: It worked, matt. It worked exactly like you hoped it would Well. Thank you for your kind words. The team will enjoy hearing that. Your kind words. The team will enjoy hearing that. I know when we were first talking, you'd said that the turnaround time with the prior provider was maybe as long as several months, and I told you that our guaranteed turnaround time is one week from the time we get all the data, and I think you were skeptical One week. Matt: Yeah. Dave: I think the most recent year with some of the more detailed stuff. It may have been a little more back and forth, but kind of from the time we get the final numbers we uh until we turn around the disc return because you know it's kind of like paying your bills on time, right. So we manage over 500 ic discs and whether we take a month to do them all or we take a week to do them all, it's still the same amount of work. The only difference is if we take a week, our clients on average get the work done three weeks sooner than if we take a month. Just like when I was in college I had these friends that were always paying their bills five days late and I'm like you know it costs the same amount of money to pay them five days early Actually less, because you know there's no late payment fees and stuff. So yeah, no we and the other provider, I believe, didn't specialize in just the IC desk. When all you do is one thing, you know, you develop some efficiency. So then anyway, I don't want to make this too much about me. Thank you again for your kind words and your feedback. And you know anything ever not to your satisfaction. You'd be sure to let me know. I can't believe how the time is flying by. I've got a couple other questions as we wrap up, guys, and I'll start, I'm going to start with Scott first. That way you can't steal Matt's answer. So if you could go back in time and give advice to like your 25-year-old self, Scott, what advice might you give yourself, knowing what you know now? Scott: yeah, it's, it's for myself personally. Uh, our, our younger daughter is going to be graduating maybe as soon as a year, and she graduated from college with a finance degree, not not. I have an accounting degree a little bit different, uh-huh. Um, my, my advice to her is probably don't start out with a large corporation I would. Actually I would. I've had a discussion with her a couple of times. I think there's can learn a lot more working at a smaller company whatever, whatever kind of company that is you get. You get a lot more exposure to, uh, to different things. I mean if, if I were to say to do one thing differently, I'd probably say that that would be, uh. Dave: My advice is go to work to my my younger, 25 year old self is to maybe don't over uh, don't over in index on large companies because that's their pitch. Right, you'll be exposed to more stuff you can rotate around, but that you might have considered a smaller operation sooner. Is that about? Scott: something, yeah, exactly. Dave: No, great great advice. Scott: Okay. Dave: Mr Kripke, how about you? What advice might you give to your 25 year old self? Matt: So I would say, I would tell my 25 year old self that in 2025, you should bet the farm on JJ Spahn to win the US Open to when the US opens, no one will have seen it coming. You'll make millions of that. Just mortgage the house, do everything, whatever you can throw at it. The real answer would be don't worry so much. I think we all have a tendency when we're young that everything feels like a big deal and everything feels like the end of the world, and things just have a way of working out. It doesn't mean that life is perfect. It doesn't mean that you're not going to have challenges. You know, kripke Enterprises had its share of challenges over the years that we've had to fight through. My wife and I have had our share of times where we had to band together as a team to get our family through difficult times and those aren't easy. But don't worry so much. Things have a way of working out as long as you put your, you know, as long as you put your nose down and go to work, to work through it. Dave: That's great. I think it was Mark Twain that said I'm an old man and I've known a great number of troubles, most of which never came to be Something to that effect. I've always loved that. Well hey, what did I not ask you guys that you wish I had? Matt: um, I would say I thought you did a really, uh, good job as an interviewer. I think maybe, if we want to talk a little bit about the, the future of the industry, yeah, let's do that. The the other thing that I'm, you know, obviously, obviously technology, you know, not just AI, but AI is going to change every industry, including our industry. People are going to find a way to harness it and put it to work and technology is going to change our industries for the better, which is exciting. Scott: Change our industries for the better, which is exciting which is exciting, but yeah, it's exciting but scary. Matt: The way that we're going to be able to. You know, the dream for years, at least on the aluminum front, has been the ability to really dig deep and really be able to sort material to the nth degree, it back to specific alloys, and it feels like we are almost there. We're really. We're probably 90 to 95 percent of the way there and I think that is going to be really awesome for aluminum. Scary, because any change is scary, and but there's always going in. People say well, you know what does that mean? Does that mean that there's going to be the haves and the have nots? People can afford this new technology and people who can't. My guess is that's what they were saying years and years ago about shredders and years before that about whatever the new equipment was that the industry is constantly evolving. It has to evolve to get better from a technology perspective. What I'm very excited about is, over the last I'd say, six, seven years, scott, we've really added some new traders and most of them are younger than you know. We had an older trading team and most of these people are younger, so good, and so they learn things so quickly and they're interesting and they really the future is bright. And because they're so young, I've gotten to know the people that they meet in the industry who are also younger, and I know a lot of times we're guilty, as I was at one point that young, hungry guy. Now I'm the guy with gray in my beard and no hair in my head and um. And a lot of times we are guilty as old people saying the young people, they don't like to do this or they don't do this sure. I will tell you there may be things that they don't do, but there's so much better and so many other things and I think the future is bright for our industry. We've got really good young people who have entered it and are leading it now. Dave: Oh, that is. That is great. Thank you for for adding that. It was actually on my list and I think I just was sidetracked. Scott, how about you? Anything we should have talked about or that you wish I'd asked you about? Scott: Yeah, I mean you know Matt touched on it briefly I mean, I think the whole AI thing is going to make a huge difference. Maybe five years from now, seven years from now. We're not there yet, but but I mean I see that being a huge, a huge change for us in the not so near future. I mean it's you know, some of the stuff that they're working on right now it's going to get us there. But you know, on the financial administrative side, I think that is going to be the biggest change that we're going to see in the future. Dave: And we see it and we all see it every day. And since we drive the same brand of cars, you know I drove, I drove a,400 mile trip with my wife a couple of weeks ago and this was the first time ever that she sat in the passenger seat the whole time. She didn't need to spell me to give me a break and I people don't believe me I drove about four miles of the 2,400 miles and that was probably a dozen times that I intervened for five to 10 seconds, mostly for convenience and politeness. You know I needed to get over three lanes and the exit was a mile away and I just, you know, wanted to just make it happen. But yeah, we've all seen that AI firsthand, haven't? We Sure have Well, excellent, Well, guys, I really appreciate your time and I also really appreciate the trust that you've shown in us and our team, giving us a chance to demonstrate the value, and just really want to let you know how much we value the relationship. So I really appreciate that right back at you. Matt: We value the relationship with you. Thanks for giving us a chance to talk. Dave: Today was fun yeah, that that sounds great. Well, you guys have a great day. In case the listeners haven't figured it out, so yesterday was the US Open, the JJ Spahn victory that Matt was talking about. What an amazing, amazing win that was. That was exciting, that last after the rain delay was. Matt: I mean it wasn't. I'm sure it wasn't fun for any of them, but boy was that fun to watch. Dave: It was. It was at that, well, hey. Well, thank you guys very much, and if I don't see you sooner, I'll see you in St Louis or in Las Vegas next year, all right, Great Thanks. Dave. Special Guests: Matthew Kripke and Scott Chaffee.

Toda vez que um comprador gera economia, um CFO sorri.Mas será que savings é só pagar menos? Ou tem muito mais por trás dessa palavrinha mágica?Neste episódio AO VIVO, vamos discutir o verdadeiro papel do savings no setor de compras:Como gerar valor além do preço?Como mensurar savings reais e sustentáveis?Como envolver outras áreas da empresa na construção do resultado?E claro, como parar de ser visto como "caçador de desconto" e virar um estrategista de valor?Comando da conversa: Ruy Magalhães e Douglas Ferreira.Participação especial de quem realmente transforma savings em vantagem competitiva!Comenta aqui: o que é savings pra você desconto ou estratégia?#CaféComComprador #PodcastAoVivo #Savings #ValorEmCompras #ComprasCorporativas #CompradorEstratégico #ProfissionaisDeCompras #ProcurementBrasil

In this episode, we embark on a detective story to uncover how rows and columns became the invisible backbone of commerce—and why that's both amazing and terrifying.  We meet Natalia, a supply chain professional who shares a spreadsheet before-and-after story that's a real glow-up. Then we meet Chris, a managing director at Accenture who's helped companies pivot from drowning in cells and formulas to making productivity gains as AI-powered innovators. As we journey from copy-paste disasters to AI-powered futures, we discover that while spreadsheets gave us the world as we know it, getting the world we want will require breaking up with static cells and evolving to intelligent systems.Guests:Chris McDivitt, Managing Director, AccentureNatalia Sawka, SAP S4 HANA Venture - Process Manager of Plan to Manufacture, InfineumArticles mentioned and additional resources:Making Autonomous Supply Chains Real - AccentureSpreadsheet errors can have disastrous consequences, yet we keep making the same mistakes – The ConversationTwo-thirds of companies consider Excel a supply chain system – Supply Chain DiveTwelve dudes and a hype tunnel: Scenes from the ‘Super Bowl for Nerds' – The New York TimesCredits:Introductory sound clip from “Full Project in Excel | Excel Tutorials for Beginners” by Alex The Analyst is licensed under CC BY 3.0.Production by Josh CaldwellAdditional support from Carlos Gama, Suhas Sreedhar, Stefanie Gordish Kinaxis is a global leader in modern supply chain management. Our software is trusted by global brands in every industry to provide the agility and predictability needed to navigate today's volatility and disruption. For more news and information, please visit kinaxis.com or follow us on LinkedIn.

How do you pivot from a 2.8 first-year engineering GPA to winning a coveted Scotiabank investment-banking internship? Aditya Mishra breaks it all down—raising his GPA to 3.4, mastering Excel and DCFs with WSO Academy's courses, logging weekly coffee chats, and nailing super-day tech/behavioral rounds thanks to relentless mock interviews. Hear the strategies that turned a non-finance background into a Toronto IB success story. Perfect for STEM majors eyeing Wall Street (or Bay Street) without a traditional profile. ------------------------------------------------------------------------------------------------------

We spoke with Peter Griffin about Jumperless Breadboards, no-install GUI development, Excel, and puppies. Jumperless Breadboard at CrowdSupply Colab GUI for Jumperless Breadboard Website GUI for Jumperless Breadboard Excel GUI for Jumperless Breadboard (though it has some USB DTR issues as noted in the show: Jumperless_V5_GUI (Shared).xlsx. Note Microsoft Datastreamer is a serial interface to Excel  Teardown 2025 will have talks up soon! Cory Doctorow wrote about ‘Enshittification' in Wired. We didn't bleep the word for this episode since it's becoming an essential part of tech criticism. The Flag of Maryland. You know what you did. Joel Spolsky's You Suck at Excel Miso Come Here (Instagram, TikTok) shows puppy communication buttons. Transcript Mouser's Empowering Innovation Together hub dives into all sorts of topics like renewable energy, energy-efficient systems, and sustainable design. Whether you're looking for the latest in clean tech trends or just need some inspiration, you'll find articles, videos, and podcasts all geared toward engineers who want to make a difference. Head over to Mouser.com/empowering-innovation and check out their clean tech content.

"We just fundamentally believe that we have to democratize scheduling without dumbing it down, which means, keep it powerful as well because construction scheduling is complicated." In this conversation, host Devon Tilly chats with Nitin Bhandari to discuss the complexities and challenges of construction scheduling. Nitin shares his journey founding Planera, a platform aimed at improving scheduling practices in the construction industry. They discuss how construction scheduling is often used as a compliance tool rather than a performance driver. The industry has unique challenges that require high-level and detailed scheduling perspectives. Nitin provides valuable advice for professionals on how to approach technology adoption effectively.  From Planera's website: "Planera provides the power of sophisticated project scheduling software, yet is as easy to use as a Whiteboard or Excel. Founded by a group of software entrepreneurs and construction executives focused on modernizing construction software with a vision to improve the lives of all construction professionals and the world we live in. Planera's greater mission is to build a world class global company that democratizes construction planning to improve project outcomes and worker safety." Keep up with the Art of Construction (AOC) podcast on Instagram, Facebook, and LinkedIn! Subscribe to us and leave us a review on Apple Podcasts or Spotify!

In this episode of FP&A Tomorrow, host Paul Barnhurst welcomes Alex Holt, the CFO of Milo's Hamburgers, to discuss the intersection of finance, business operations, and growth. Alex shares his journey from public accounting to the food service industry, offering insights into the challenges of managing finance in a family-owned, fast-growing restaurant chain. He also discusses the unique dynamics of budgeting, forecasting, and providing advice for aspiring finance leaders.Alex Holt is the CFO of Milo's Hamburgers, a beloved 23-unit fast-food chain known for its iconic burgers and sweet tea, based in Alabama. With experience as the Executive Vice President of Finance at Capstone Communities and a background in real estate, Alex brings a wealth of knowledge in finance, data visualization, and process improvement. He is passionate about making data useful and has a strong focus on enhancing financial operations.Expect to Learn:How the role of FP&A extends beyond reporting to driving business change.The unique challenges of managing finances in a growing, family-owned restaurant chain.The importance of process improvement and documentation when scaling operations.How Alex uses technology to improve efficiency and communication.Key metrics and strategies for managing finance in the restaurant industry, including labor and food costs.Here are a few quotes from the episode:"I use ChatGPT every day for communication, summarizing information, and even Excel formulas. It's a great productivity tool." - Alex Holt"If accounting is reporting what happened, great FP&A is about understanding the why behind the business activities." - Alex Holt"Great FP&A is about pulling insights from what's going on in the business and using that to drive change." - Alex HoltAlex shared valuable insights on what makes a great FP&A professional, the importance of process improvement in a growing company, and how technology can enhance financial operations. His practical advice on managing costs, forecasting, and building consensus provides key takeaways for aspiring finance leaders.Corporate Finance Institute: You know the numbers. Now it's time to own the story.The new FP&A Professional (FPAP) Certification from CFI is built for finance professionals who want to lead with insight-not just report the data.Learn more at: https://corporatefinancialinstitute.pxf.io/c/6003589/3067930/23723Follow FP&A Tomorrow:Newsletter - Subscribe on LinkedIn - https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6957679529595162624 Follow Alex:LinkedIn - https://www.linkedin.com/in/holtale/Twitter - https://x.com/holtaleFollow Paul: Website - https://www.theFP&Aguy.com LinkedIn - https://www.linkedin.com/in/thefpandaguyEarn Your CPE Credit For CPE credit, please go to earmarkcpe.com, listen to the episode, download the app, answer a few...

On this episode of Metrology Today, we go global with Sandeep Nair, founder and CEO of Metquay, whose software is helping commercial calibration labs around the world break out of the Excel rut. Sandeep's story is unlike any other: He started as a computer scientist in India, found his way into calibration by chance, and wound up building a platform that empowers labs to create their own uncertainty calculations, templates, and workflows—no “black box” required. Sandeep shares: His journey from services in India to running a tech company for metrology labs across Asia, Australia, the Middle East, and the U.S. Why most labs are still stuck in spreadsheets—and what it takes to break free How true software customization is changing the calibration business model The importance of data sharing, open APIs, and industry collaboration (and why holding your data too tightly might actually be a red flag!) How AI and modern software can help labs with quality, documentation, and even workforce training in a rapidly changing industry His vision for Metquay's unified measurement platform and what's coming next If you care about the intersection of technology, quality, and business—or just want a fresh perspective on the calibration world—this conversation will get you thinking. Listen now and connect with Sandeep on LinkedIn or at metquay.com.

In this Checkout episode, we go behind the scenes with Grant Arnott, the brains behind Click Frenzy, Power Retail and New Zealand's GrabOne, to hear what fuels his ecommerce engine. From leadership lessons in Zero to One and Great by Choice, to why customer-first brands like Birdsnest stand out against ecommerce clones, Grant explains why innovation doesn't always need a dev sprint or a budget. He also opens up about the mental juggle of running three very different businesses and why accounting software like Xero and Excel powers every idea before he scales. It's a sharp, honest look at what it really takes to lead in modern retail.Check out our full-length interview with Grant Arnott here:Main episode linksThis episode was brought to you by Convert Digital.About your guest:Grant Arnott is the Executive Director at Global Marketplace, where he spearheads initiatives to transform the e-commerce landscape across Australia and New Zealand. With a passion for retail innovation, Grant has successfully driven the development of a dynamic marketing engine, exemplified by key events such as Click Frenzy and influential platforms like Power Retail and GrabOne. Since joining Global Marketplace in 2012, he has played a pivotal role in shaping marketing strategies and overseeing impactful e-commerce events. Prior to this, Grant served as Managing Director of Click Frenzy, Australia's premier online retail festival, and was instrumental in establishing Power Retail as a crucial resource for the online retail community. About your host: Nathan Bush is the host of the Add To Cart podcast and a leading ecommerce transformation consultant. He has led eCommerce for businesses with revenue $100m+ and has been recognised as one of Australia's Top 50 People in eCommerce four years in a row. You can contact Nathan on LinkedIn, Twitter or via email.If you want to keep learning in eCommerce, make sure you hit the follow button!Thanks to our sponsors, Shopify and Klaviyo, for bringing you the show.Connect With UsVisit the website for more learning resources and join the ATC Community.Join us on LinkedIn: https://www.linkedin.com/company/add-to-cartJoin us on Instagram: https://www.instagram.com/addtocartshow/Sponsor Add To Cart: https://addtocart.com.au/sponsor/Contact Nathan: https://www.linkedin.com/in/nathbush/ Hosted on Acast. See acast.com/privacy for more information.

AIB and Microsoft Ireland have announced the rollout of a broad and integrated suite of AI capabilities in AIB to support colleagues and drive greater innovation for AIB customers, transforming how the organisation works, builds, and innovates. This reinforces AIB's commitment to responsible, enterprise-scale AI adoption. At the core of this transformation is the widespread deployment of Microsoft 365 Copilot to the vast majority of AIB employees. Seamlessly embedding AI into everyday tools like Outlook, Word, Excel, Teams, and PowerPoint, Copilot will empower colleagues to transform how they work. Copilot optimises forecasting, supports planning, and enhances collaboration by aligning project updates across teams. By reducing time spent on repetitive tasks, these tools will free up time for higher-value work and allow employees to focus on what matters most: delivering exceptional outcomes for customers. To extend these capabilities further, AIB's AI Centre of Excellence is also using Copilot Studio to develop tailored AI solutions - for example, enabling teams to rapidly synthesise customer insights from complex data sources to support faster, more informed decision-making. These solutions will underpin a scalable, governed AI platform that drives measurable outcomes across the organisation. In addition, AIB is planning to introduce a secure, enterprise-grade AI coding tool to accelerate software development with GitHub Copilot, enabling engineers to develop intelligent, secure solutions with greater speed and precision. By streamlining development workflows and collaboration, it will accelerate the delivery of innovative solutions that meet the bank's evolving needs and drive meaningful customer impact. Together, these technologies form a unified ecosystem to enhance how AIB builds, collaborates, and delivers value. This positions AIB at the forefront of innovation in financial services in Ireland. AIB is committed to fostering a collaborative culture as it embeds AI across the organisation. A comprehensive training and support programme will help colleagues build the skills and confidence to get the most from Copilot. The bank will also promote peer learning by encouraging the sharing of insights and experiences. AIB remains committed to engagement with the Financial Services Union on the continued implementation of AI capabilities. Research from Microsoft and Trinity College Dublin shows that AI is expected to add €250bn to Ireland's economy by 2035 and highlights how AI adoption in Ireland has surged to 91%, nearly doubling from 49% in 2024, a significant leap that now puts Ireland ahead of many of its EU counterparts. AIB is already leading the way when it comes to digital innovation, having mobilised its AI Centre of Excellence to ensure it's being used in a safe and responsible way across the organisation, driving the best results for customers and employees. AIB's Chief Technology Officer Graham Fagan, said: "At AIB, we see responsible AI as having a transformative effect on the experience of our customers and the empowerment of our colleagues. We've been exploring its potential with our employees through collaboration and testing, and now we're scaling it across the organisation to deliver smarter, faster, and more meaningful outcomes for our customers and our people. Our AI Centre of Excellence has laid the groundwork for this shift, ensuring that every deployment of AI and generative AI is secure, purposeful, and people-centric. "Through our deepening relationship with Microsoft, we're equipping every AIB colleague with Microsoft Copilot tools - embedding AI into the flow of work to simplify tasks, building fluency, and elevating customer experiences. And we're going further. With GitHub Copilot, our developers are accelerating innovation - building secure, intelligent solutions with greater speed and precision. This is more than a technology rollout. We are unlocking innovation from within and creating space f...

Show Highlights: Taking a collective approach to agtech advisory needs. [06:13] The Collective's service offerings and expertise. [10:37] Core forms of AI in ag with compelling examples. [17:46] Why a digital strategy is essential for every agribusiness. [25:45] Factors hindering AI adoption away from Excel and ERPs. [26:09] How does AI enhance operational efficiencies for farmers, dealers, and agronomists? [32:58] The danger of the “do something with AI” mandate in agribusiness [42:07] How to lead digital and AI adoption with agribusiness goals in mind. [51:22] To contact the AgTech Advisory Collective, go to https://www.agtech-collective.com/. Rhishi Pethe can be reached at https://www.linkedin.com/in/rhishi-p-800685/, or via Metal Dog Labs at https://www.metaldoglabs.ai/. To connect with Patrick Honcoop, visit https://www.linkedin.com/in/patrick-honcoop/, or go to AgTech-Pro at https://www.agtech-pro.com/. If you are interested in connecting with Joe, go to LinkedIn: https://www.linkedin.com/in/joemosher/, or schedule a call at www.moshercg.com.

Laurie Harbour, Partner at Wipfli LLP, joined Jamie Flinchbaugh on the People Solve Problems podcast to discuss leadership's critical role in integrating the next generation of manufacturing talent. Laurie, author of Tradition Meets Transformation, brings over 35 years of manufacturing experience helping companies improve efficiency and profitability. Laurie explained that American manufacturing faces a significant generational gap. During the 1990s and early 2000s, parents encouraged their children to pursue four-year degrees rather than manufacturing careers, creating a shortage of workers in the 35-45 age range. This gap widened after the Great Recession further diminished interest in manufacturing careers. The result is an aging manufacturing workforce alongside a gradual influx of younger talent with different skillsets. This talent gap has created serious consequences. Laurie noted that many companies relocated manufacturing to lower-cost regions worldwide partly due to domestic worker shortages. When COVID increased manufacturing demand in North America, companies struggled to find qualified workers, often hiring undertrained temporary labor that negatively impacted quality, delivery, and safety metrics. Many manufacturers now experience 30-40% turnover rates because they fail to engage and retain younger workers. The new generation brings valuable technology skills to manufacturing, Laurie emphasized. Young workers excel at using tools like Excel, programming languages, and Power BI to analyze data effectively. Their efficiency with technology often exceeds that of experienced workers, and they naturally identify process inefficiencies that veterans might overlook. However, they lack the manufacturing process knowledge that experienced workers possess. Laurie advised that successful manufacturers create environments where generations collaborate rather than compete. Some older leaders mistakenly believe younger workers need decades of experience before making meaningful contributions. The best companies instead form cross-generational teams where experienced workers share tribal knowledge while younger staff contribute technological insights. This engagement reduces turnover, as younger workers particularly want to feel their contributions matter. For senior leaders approaching retirement, Laurie recommended embracing transformation rather than coasting on experience. She shared examples of companies that thrived after promoting younger leaders with proper support structures like advisory boards and mentorship programs. For younger manufacturing professionals, Laurie stressed the importance of humility. She observed that successful young leaders recognize they don't need to be the smartest person in the room but must facilitate dialogue and ask good questions. The most effective emerging leaders actively seek mentorship and embrace being uncomfortable as they grow. Laurie remains passionate about revitalizing manufacturing's image, particularly among women who represent 50% of the potential workforce. She's dedicated to educating school counselors and others who might discourage manufacturing careers despite their excellent compensation and technological sophistication. Learn more about Laurie Harbour's work at www.wipfli.com or connect with her on LinkedIn at https://www.linkedin.com/in/laurie-harbour-264a253/.

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttp://bit.ly/44RFQ2OThis episode is sponsored by…NCH:Set up an LLC to protect your investments! – ⁠https://nchinc.com/rtr⁠BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ FIGURE:Access your home equity in minutes—no refinance needed! https://go.figure.com/renttoretirementIGNITE FUNDING:Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals.https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1Is it really possible to defer capital gains taxes and continue building your real estate portfolio tax-free?In this episode, Adam Schroeder sits down with Aristotle from Excel 1031 to explore the ins and outs of 1031 exchanges. They cover everything from the basic structure and timeline to advanced strategies like using a Delaware Statutory Trust (DST) when your original plans fall through. Whether you're new to 1031 exchanges or looking to refine your tax strategy, this episode has everything you need to know to navigate the process with confidence.Plus, find out when a 1031 doesn't make sense and the key mistakes that cause investors to fail the exchange.⏱️ Timestamps:00:00 – Intro to Aristotle & Excel 103101:00 – What is a 1031 exchange?03:00 – Rules for full capital gains deferral07:10 – 3-property rule vs. 200% rule vs. 95% rule11:10 – What happens if a property falls through?13:35 – Timeline: 45-day identification & 180-day close15:45 – Using DSTs (Delaware Statutory Trusts) as backup18:47 – How long do you need to hold the new property?21:00 – When a 1031 exchange might not make sense23:40 – Common pitfalls that cause exchanges to fail27:42 – Updates to 1031 exchange laws & regulations30:00 – Title issues & co-ownership complications32:00 – When to start working with a qualified intermediary35:00 – Final thoughts & how to get in touch with Aristotle

"J'ai une vision du marché que je n'avais pas du tout avant." - Maxime ✒️Le thème de ce nouvel épisode : construire un réseau utile à son activité, entretenir une excellente réputation … et nourrir sa vision du business ✨Mon invité pour en parler : Maxime, directeur de production événementiel indépendant depuis 12 ans. Il est aussi président d'honneur de l'asso Les freelances de l'événementiel, formateur en écoles pro et hyperactif du networking. Quand il ne bosse pas sur un événement, Maxime passe son temps à rencontrer des gens : dirigeants d'agence, prestataires, pairs, étudiants, jeunes freelances… Ce n'est pas (que) pour faire du business. C'est surtout pour se rendre visible dans sa niche, rester en veille et tisser des liens utiles à long terme. Maxime assure “ne pas faire d'effort” quand il s'agit de réseauter. Et pourtant, à force de multiplier les rencontres, il a fini par construire une stratégie solide, presque sans le vouloir.

From club rejections to a BMO Capital Markets investment-banking offer—Devin's grind is the blueprint. The Western University (Ivey) sophomore fired off 412 cold emails, converted 60 coffee chats, cracked 9 first-rounds and juggled 4 super-days in a single week to secure his dream 2026 IB internship. Hear how WSO Academy's resume overhaul, bootcamps and rapid-fire mock interviews super-charged his preparation and confidence. Perfect watch if you're targeting Toronto's Big Five or NYC banks and need a proven networking playbook. ------------------------------------------------------------------------------------------------------

Explore our Business Central on-demand training courses at https://www.learndynamics.com/  Ready to simplify your supply chain and boost efficiency? Big things are coming in the 2025 Wave 1 Release of Business Central and they're designed to help you work smarter, not harder. In this episode, we break down practical upgrades like multi-user inventory posting, reversing production consumption, Excel journal edits, and reopening finished orders. You'll also discover smarter ways to handle non-inventory costs, SKU-based standard costing, and overpicking. These features cut the guesswork, reduce manual cleanup, and keep your operations running smoothly and accurately. Tune in now to

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…NCH:Set up an LLC to protect your investments! – ⁠https://nchinc.com/rtr⁠BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ FIGURE:Access your home equity in minutes—no refinance needed! https://go.figure.com/renttoretirementIGNITE FUNDING:Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals.https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1Is it really possible to defer capital gains taxes and continue building your real estate portfolio tax-free?In this episode, Adam Schroeder sits down with Aristotle from Excel 1031 to explore the ins and outs of 1031 exchanges. They cover everything from the basic structure and timeline to advanced strategies like using a Delaware Statutory Trust (DST) when your original plans fall through. Whether you're new to 1031 exchanges or looking to refine your tax strategy, this episode has everything you need to know to navigate the process with confidence.Plus, find out when a 1031 doesn't make sense and the key mistakes that cause investors to fail the exchange.⏱️ Timestamps:00:00 – Intro to Aristotle & Excel 103101:00 – What is a 1031 exchange?03:00 – Rules for full capital gains deferral07:10 – 3-property rule vs. 200% rule vs. 95% rule11:10 – What happens if a property falls through?13:35 – Timeline: 45-day identification & 180-day close15:45 – Using DSTs (Delaware Statutory Trusts) as backup18:47 – How long do you need to hold the new property?21:00 – When a 1031 exchange might not make sense23:40 – Common pitfalls that cause exchanges to fail27:42 – Updates to 1031 exchange laws & regulations30:00 – Title issues & co-ownership complications32:00 – When to start working with a qualified intermediary35:00 – Final thoughts & how to get in touch with Aristotle

Show Notes: Brian Stollery talks about AlphaSense, an information provider that independent consultants and boutique firms are using to gain an edge over those who rely on chat GPT or consumer LLM tools. AlphaSense is built for this kind of work, pulling in verified content such as industry reports, broker research filings, earnings calls, expert calls, news, and internal research and internal content. It layers this with market-leading AI functionality that can read and synthesize all of it to deliver consulting-grade insights at scale. AlphaSense Explained Brian clarifies that AlphaSense is not primarily an expert network like AlphaSights, but rather a market company and enterprise intelligence search engine for the AI generation. It offers the depth and breadth of authoritative data that would be obtained from a legacy research platform with the intuitive user experience of modern AI tools. The value of AlphaSense lies in the deep, authoritative content set that is the foundation of AlphaSense, along with the speed and accuracy of the AI that allows users to quickly surface relevant insights. Brian also talks about the major categories of sources of proprietary information that feed into AlphaSense. The AlphaSense Platform The AlphaSense platform features an index where users can go to different things, such as portfolio monitors, research topics, expert insights, news, risk signals on consumer tech growth investment strategy, events, company documents, and talent job executive movements. The dashboard includes eight or nine widgets that provide a list of seven or eight articles on various topics. These articles are sourced from various sources, such as news articles or interviews with experts. The platform also has over 200,000 free recorded, transcribed expert calls, which are added to the library for analysis by the AI. How AlphaSense Gathers Information The interviewers are usually conducted by-side analysts, corporate users, and experts in respective fields. They work with corporate development teams and head of corporate strategy to conduct these interviews. The platform believes that a rising tide lifts all boats, and every expert call that happens throughout the AlphaSense is published back in the platform to further enhance and grow its library of expert calls from subject matter experts who are currently active in their industry.   AlphaSense Use Cases In management consulting, AlphaSense may not be suitable for calls that would be better suited to AlphaSights where the information is sensitive or should have restricted access.  However, the use case for AlphaSense is for commercial due diligence for private equity, where it allows users to get up to speed for engagement and quickly search across benchmark expert perspectives. This allows them to bolster their expertise within the management consulting space. AlphaSense is an institutional grade content engine that consolidates information from various sources, including expert calls, news, research reports, broker research, and more. It offers over 6000 vetted business and market news sources and trade journals, most of which require paywalls. AlphaSense allows users to bypass these paywalls and provides real-time insights from over 700 partners.   The AlphaSense Dashboard The dashboard includes relevant documents related to executive movements, risk signals, growth, and investment strategies. Users can explore the dashboard by searching for trigger words related to their watchlist of consumer tech companies. The AI can then pull relevant documents, such as expert insights, event transcripts, press releases, and news, to provide valuable insights for business development or due diligence. The Executive Search Function The document search module within AlphaSense allows users to get forensic insights from relevant documents, such as executive search, talent, and hiring practices. The AI can also generate summary responses, which are useful for top-tier consulting use cases. However, the AI may sometimes make a guess or hallucination if an answer is not available. This is why the Big Three and Big Four rely on AlphaSense for their consulting use cases. The AlphaSense Research Tool The AlphaSense generative search tool is a research analyst team in a box. The tool is designed to answer macro business questions, such as market size or pricing trends. Brian checks McKinsey, Bain and BCG's performance in 2025, including their revenue, talent, hiring, and growth areas. The AI agent breaks down these questions into subquestions and finds 3000 documents across the content library. It then extracts documents from expert calls, press releases, investor relations presentations, research reports, and sustainability reports. The AI outputs a summary of the documents. The tool is particularly useful for understanding the performance of consulting firms like McKinsey Bain and BCG. Quality Sources and Quantitative Data AlphaSense provides bullet points on McKinsey, revenue, growth, talent, and hiring, with links to expert calls and other sources of data. The AI outputs are deep linked and cited to the source, ensuring accuracy. For instance, McKinsey Sciences for Growth, a 2025 focus, integrates tech-enabled capabilities and AI. BCG reported $13.5 billion in 2024 revenue, achieving 10% global growth and expanding its workforce to 33,000 employees. AlphaSense also has sentence-level citations, ensuring every sentence is deep linked and cited to its source. AlphaSense uses various models from partners like open AI, sonnet four, and Gemini 2.5, all grounded in high-quality, relevant documents. The tool's intelligence selects the best model based on the use case, whether it's reasoning-based or quantitative or qualitative. The AI is a comprehensive market-leading library of authoritative content that consultants care about. Modes of Research and Meeting Prep for Management Consultants Brian shares the typical use cases for management consultants using generative search platforms. He highlights two modes: think longer and deep research. Brian used generative search to prepare for a meeting with a client at a mid-sized consulting firm, focusing on digital strategy. The AI summarized transcripts, expert calls, earnings calls, and press releases from iHeart, highlighting the company's focus on technology, digitization, and AI-enabled automation as the key to cost savings and digital revenue acceleration. The platform also offers an iPhone app for on-the-go access to insights. The AI analyzed bullet points and planned insights on every section, creating a comprehensive competitive intelligence report. The report includes chatter on core service offerings, engagement models, pricing structures, sector specialization, news partnerships, partnerships, and tech bets.    AlphaSense's Generative Grid Brian talks about using AlphaSense's generative grid, which is a generative AI-powered spreadsheet to aggregate documents and interrogate them. This is useful for tracking executive compensation and performance components for target accounts. The grid allows consulting users to analyze past performance and understand the current climate. Another use case is connecting consulting, transformation, and strategic advisory services to key performance indicators, such as free cash flow, human capital, strategic objectives, or EBITDA. By attaching value drivers directly to performance components, consultants can focus on adjusted EBITDA growth, cost optimization, Target, discover integration execution drive, adjusted ROTC, and revenue growth tied to executive compensation. AlphaSense for Understanding Business Development Brian explains that the use cases and projects of consultants using AlphaSense  vary, but one major use case is business development understanding. It helps in identifying companies' propensity for M&A or divestitures, such as changes in management or new strategic initiatives. AlphaSense also offers a deal scanner for M&A consultants looking at acquisitions or private equity deals across a portfolio of companies or industries. It also provides due diligence services, such as meeting prep, company research, trend analysis, market assessment, client benchmarking, and sentiment analysis. Alpha Sense's Access to Information Providers AlphaSense has access to SEC filings, newspapers, trade journals, investment bank coverage, and reports. AlphaSense also has access to other information providers like CrunchBase, capital, IQ, and Pitch Book. The Venn diagram highlights the overlap of information between AlphaSense and other information providers, such as CrunchBase, Morningstar, and CrunchBase. If a company's revenue or employee count is in CrunchBase, it can be accessed via AlphaSense. Alpha Sense vs. Capital IQ The conversation turns to the differences between AlphaSense and Capital IQ, a financial reporting platform. AlphaSense is an end-to-end intelligence engine that provides access to investment banking reports, but it requires downloading them one by one. It is not possible to search across all content sets at once. Capital IQ, on the other hand, offers valuable structured data, is great for downloading Industry Reports, and is a strategic database of financials and filings. It is also useful for importing statistical or financial models into Excel. AlphaSense, on the other hand, is an end-to-end intelligence engine that provides decision-ready insights across billions of data points. Timestamps: 03:23: Overview of AlphaSense's Content and AI Capabilities  07:27: Detailed Walkthrough of AlphaSense Dashboard 12:38: Exploring Different Categories of Information Sources  16:36: Generative Search and Deep Research Capabilities  26:05: Use Cases for Management Consultants  42:50: Comparison with Other Information Providers  49:22: Pricing and Accessibility Links: Website: https://www.alpha-sense.com/ Recently feature on AlphaSense on CNBC with more insight on our Deep Research differentiation: https://www.youtube.com/watch?v=0HJ8Egisg-w If folks want to reach out directly for their own personalized demo: Email: bstollery@alpha-sense.com LinkedIn: https://www.linkedin.com/in/briancity/ Unleashed is produced by Umbrex, which has a mission of connecting independent management consultants with one another, creating opportunities for members to meet, build relationships, and share lessons learned. Learn more at www.umbrex.com.

Recorded on the eve of round 3 of the E-Road Australian Rally Championship in QLD Rusty chats to the driver who’s taken the reigns of the series. Adrian Coppin used to set-up stages in the yard at home as a youngster before an inevitable move into the driver’s seat in his teens. The early guideance from Neal Bates and the funny little secret behind his first set of wheels, an early ‘70’s Toyota. Finding his feet in the ARC and enticing some big name corporates and drivers to come along for the ride. Plus the Excel, the Fiesta and cashing in a Molly Taylor raffle win to keep the dream alive.The pace notes for this pod are gripping, the story of a competitor who honed their driving talents before a successful switch to the operations side. Head to Rusty's Facebook, Twitter or Instagram and give us your feedback and let us know who you want to hear from on Rusty's Garage. See omnystudio.com/listener for privacy information.

Episode 670: Remember when racism was fun? When we could call car parts masters and slaves without judgment? Those were better times. The 90's. Brett found an old Italian song that sounds like English but isn't. Andrew reads endless lines of Excel numbers. Gabriela texts too much. How much poop do eat in a lifetime? Puke almost made bug coffee. Andrew dreams of smashing zombie heads. What is strawberry pretzel salad? Andrew has a conspiracy theory that Elon Musk is the real villain like the character "Elliot Carver" in the Bond film, "Tomorrow Never Dies".

In today's Tales From Tech Support, we dive into the maddening reality of working help desk and IT support. From users who swear their second monitor doesn't exist to VPs who Google Google, this episode is packed with wild stories from the front lines. Whether you're a seasoned sysadmin or just tech-savvy enough to survive, these tales will hit home. Get ready to laugh, cringe, and nod in painful solidarity.Get your Custom Hand Turned Pen by Rob at https://CanadianRob.comSubmit your own stories to KarmaStoriesPod@gmail.com.Karma Stories is available on all major Podcasting Platforms and on YouTube under the @KarmaStoriesPodcast handle. We cover stories from popular Reddit Subreddits like Entitled Parents, Tales From Tech Support, Pro Revenge and Malicious Compliance. You can find new uploads here every single day of the week!Rob's 3D Printing Site: https://Dangly3D.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/karma-stories--5098578/support.

In this inspiring chat, Andrew shares his journey from multiple student club rejections at UCLA to landing a coveted investment banking offer at William Blair. Hear how he leveraged the WSO Academy, mock interviews, and cold email networking to turn things around — all while starting late in the recruiting cycle. From setbacks to success, Andrew's story is a must-watch for anyone aiming to break into finance. ------------------------------------------------------------------------------------------------------