Podcasts about business owners

What if 90 days from now, your business was sharper, more focused, and positioned for real growth? This simple but powerful 10-question framework is designed to help you identify your biggest challenge, clarify your team's focus, and uncover new opportunities to stand out in your market. LINKS 90 Day Business Clarity Worksheet (https://docs.google.com/document/d/1a_rGQy83JhYfmcbWhGWZredl43Ds-EAd-1gh1ulAYlg/edit?tab=t.0) Meet location-independent founders inside Dynamite Circle (https://dynamitecircle.com/) Hang out exclusively with 7+ figure founders in DC BLACK (https://dynamitecircle.com/dc-black) CHAPTERS (00:03:29) Biggest challenge and next steps (00:06:33) Focus (00:08:24) Understand your customer (00:12:45) Positioning (00:15:55) Innovation and unique advantages (00:21:15) Network (00:22:57) Business model (00:25:06) Team (00:26:38) Cadence & leadership (00:28:34) Bonus CONNECT: Dan@tropicalmba.com Ian@tropicalmba.com Past guests on TMBA include Cal Newport, David Heinemeier Hannson, Seth Godin, Ricardo Semler, Noah Kagan, Rob Walling, Jay Clouse, Einar Vollset, Sam Dogan, Gino Wickam, James Clear, Jodie Cook, Mark Webster, Steph Smith, Taylor Pearson, Justin Tan, Matt Gartland, Ayman Al-Abdullah, Lucy Bella. PLAYLIST: Your 2026 Business Plan in 36 Minutes (https://tropicalmba.com/episodes/2026-business-plan) [FREE Resource] Don't Write Another Landing Page Without This Framework (https://tropicalmba.com/episodes/2026-email-funnels-playbook) [2026 Email Funnels Playbook] These 7+ Figure Founders Refused the “Normal” Path to Wealth (https://tropicalmba.com/episodes/7-figure-founders-refused-normal-path)

Episode 330 hosts Dr Felix Bertram (Dermatologist from Zurich, Switzerland) Felix is a successful Dermatologist, serial entrepreneur and has been on the podcast several times to share his business insights. But in this episode we discuss something very different - a very real story about the serious challenges of trying to balance numerous multi-million dollar businesses and the consequences of impending burnout. We talk about Felix's health scare after taking a random biological age test and how he changed everything to overcome this. Our conversation highlights how to recognise when work and life are out of balance and what you might put into place to combat it. 00:00 Introduction 00:40 Live from the Canadian Aesthetics Expo 01:09 Special guest: Dr. Felix Bertram 01:49 Felix's Journey: From Dermatology to Entrepreneurship 03:42 The Wake-Up Call: Biological Age Test 07:20 Balancing Health, Relationships, and Business 12:08 Advice for Aspiring Injectors and Business Owners 21:25 Felix's Health Transformation and Tips 25:50 Discussing Weight Loss and Fitness 25:59 Supplements and Longevity 26:26 Personalised Supplementation 27:47 Nutrition and Healthy Eating 29:39 Felix's new book - Hacking Age 31:29 Experiences on Necker Island 33:53 Meditation and Mindfulness 39:45 Phone Addiction and Digital Detox 42:33 Current Focus and Future Plans 44:07 Podcast Growth and Community ALL IA LINKS & CONTACT INFORMATION

Are you craving more time, more freedom, and a team that actually takes ownership? Dr. Sabrina says, “If I could give every business owner one gift, it would be the ability to empower your leadership team to run the business without you.” In this week's episode, she shares the gift she wishes every entrepreneur would receive: the confidence, structure, and support to step back and let your team step up. Melissa Kay shares her gift, too: a simple yet powerful time strategy to help you identify your $10K-per-hour activities, along with the exact way to help your team members identify their $10K-per-hour activities–so that everyone operates in their zone of genius. This is how a business becomes scalable. This is how leaders get their lives back. This is how A-players emerge. Join us now!Profit by Design is a Tap the Potential production.Show Highlights:What better gift is there than time to slow down and savor life?Dr. Sabrina's wish for every business ownerThe difference between doing “good things” at work and doing those things that really move the needle forward with massive leapsThere is NO reason not to have A-players on your team!Melissa's gift to business ownersThe first step to taking back your time from your businessDownload your Chart of $10,000 an Hour Activities now!Growth does NOT mean the business owner working more hours!Finding team members' strengths so they can do the tasks that are “a light lift with big results”Being intentional about team members working on tasks that leverage their strengths so that big leaps forward can take placeTime strategy is better than time management.Reach out to us for help! Book a call with us today! 2026 can be the year when everything turns around for you!Resources:Ready to take your life back from your business? Want more time for what matters most and more money in your bank account than ever? Book a call with us today!Master your time and profit! Give us 20 minutes of your time, take the Better Business Better Life Assessment, and receive a free paperback copy of my book, The 4 Week...

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109 Contacts to Cashflow: 6-Figure Blueprint + Funding Secrets | Sam Sky   The Entreprenudist Podcast https://entreprenudist.com Running a business is easier when you understand how to turn your existing network into real revenue. In this episode of The Entreprenudist Podcast, we sit down with Sam Sky, CEO of Credit CRB, to unpack the system entrepreneurs use to turn their contact list into a consistent 6-figure income, without the stress, confusion, or guesswork. Sam also breaks down powerful strategies for securing high-limit, low-interest business loans, achieving fast credit repair results, and positioning your business for long-term financial success. In this episode, you'll learn: ✔️ How to turn your contacts into predictable income ✔️ Simple strategies to monetize your network ✔️ How to qualify for high-limit funding ✔️ The secrets to low-interest business loans ✔️ Fast credit repair techniques that actually work ✔️ How to leverage strong credit for business growth ✔️ Why most entrepreneurs leave money on the table Whether you're building a new business or looking to scale, this conversation will help you unlock funding, create cashflow, and use your existing relationships to grow a profitable company. ------------------------- About Sam Sky Sam Sky is the founder of Credit CRB which is known for the Highest-Level Credit Repair in The Country/serving judges, politicians, wealthy businesspeople, agents, and more. Secondly, they are a top tier business loan broker team, specializing in low interest business loans, even if there are blemishes on your credit. Real Deal - Sam Sky has sued and won or settled lawsuits with Equifax, Best Buy, Verizon, and More. Separately, Mr. Sky won a foundation rocking case against Suncoast Credit Union that put all lenders on notice. Author of the famous "The Credit Book", his accolades are on the company website, and the list is long. Podcast hosts book Sam Sky because he doesn't just talk about credit and debt, he demystifies it. He bridges the gap between business owners that want to scale, and some have challenges with complex financial needs all the way to everyday entrepreneurs who want the best rates and want to expand and align their business growth implementation plans.  ----------------  About the Host:  Randolph Love III is the Founder and CEO of ShieldWolf Strongholds, where he helps Franchisors, CPAs, Attorneys, Doctors, Realtors, Contractors, and other Business Owners, Entrepreneurs, Home Owners, and Retirees, secure lasting financial legacies.  He is also a trusted franchise consultant, author of the book The Miracle Money Vehicle: How To Make Money Make Babies, and host of The Liquidity Event, a premier gathering on business growth, financial independence, and legacy planning.  As host of The Entreprenudist Podcast, ranked in the Top 10% worldwide by ListenNotes.com, Randolph shares bold, practical insights that challenge traditional thinking. A sought-after speaker, his dynamic style empowers audiences to reduce taxes legally, grow wealth strategically, and take control of their financial destiny. Additionally, he is also the publisher of The Liquidity Journal, a dynamic publication for business owners, entrepreneurs, executives, retirees, and investors. Focused on leadership, strategy, systems, and motivation, it delivers actionable insights that empower readers to grow, lead, and innovate in today's business world.

This episode of the Confessions of a Hashtag Beauty Boss podcast reflects on the transition from the year of the snake to the year of the horse, emphasizing the importance of taking control and moving forward with energy and symbolism. Angela Dickson discusses the significance of visibility and momentum for your beauty business in 2026, encouraging listeners to embrace change and take the reins in the new year.   Takeaways Reflect on the transition from the year of the snake to the year of the horse. Embrace the energy and symbolism of the year of the horse. Visibility in 2026 is not just helpful, it's essential. Momentum is rewarded in the year of the horse. 2026 asks if you are willing to take the reins. The year of the horse is fast, bold, and expansive. Move smarter, faster, and more decisively in 2026. Visibility will be essential, not just a trend. Stay bold, stay visible, and keep showing up. Take control and embrace change in the new year.

Equity crowdfunding and angel investing have changed how capital is raised - but many founders and investors still misunderstand valuation, risk, and what it really takes to build long-term wealth. In this episode of Behind The Numbers With Dave Bookbinder, Dave Bookbinder is joined by Karen Rands, President of Cougar Capital Holdings, host of The Compassionate Capitalist Show, and author of two books on angel and crowdfunding investing. Karen shares her journey from corporate leadership at IBM to building and leading a nationally recognized angel investor group, and why she's dedicated her career to democratizing access to private investing. She explains how the JOBS Act opened the door to equity crowdfunding and why that shift matters for entrepreneurs, investors, and wealth creation beyond public markets. Dave and Karen unpack the differences between traditional venture capital and what Karen calls “compassionate capitalism,” along with the valuation mistakes founders commonly make when raising capital. They explore underutilized valuation metrics, realistic financial planning, and how misaligned expectations can derail otherwise promising capital raises. The conversation also breaks down the four primary types of equity crowdfunding - Reg CF, Reg D, Reg A+, and state exemptions - with practical guidance for both founders seeking capital and everyday investors looking to build diversified private-investment portfolios. Karen shares disciplined portfolio-building strategies and actionable first steps for newcomers interested in angel or crowdfund investing. This episode is a must-listen for business owners, founders, managers, and advisors who want a clearer understanding of valuation, capital formation, and smarter ways to participate in private markets. About Our Guest: Karen Rands is a leading voice in democratization of capital from private investors funding innovation and small business expansion — empowering individuals to create wealth by investing in entrepreneurs who are changing the world. She is leading the way with The Compassionate Capitalist Movement. Karen is the author of the best-seller Inside Secrets to Angel Investing: Step-by-Step Strategies to Leverage Private Equity Investment for Passive Wealth Creation. Her latest release, 2nd in the series, debuted as a Top Release on Amazon: Inside Secrets to Crowdfund Investing. Follow Jane's Journey: See How a New Generation Builds Wealth with Purpose, Passion and Profit. She hosts a top 100 Business Podcast on Apple, The Compassionate Capitalist™ Show, where she interviews founders, investors, and thought leaders on best practices for wealth creation as a successful entrepreneur or investor in successful small businesses. Karen has spent over two decades bridging the gap between investors and innovators from her corporate days at IBM to her time spent managing a top ranked angel investor group, and now as a speaker, strategist, and educator. Click to go to Karen's LinkTree - http://bit.ly/linkCCS for links to social, free gifts, books, course, podcast, socials and to schedule a chat directly About the Host: Dave Bookbinder is known as an expert in business valuation and he is the person that business owners and entrepreneurs reach out to when they need to know what their most important assets are worth. Known as a collaborative adviser, Dave has served thousands of client companies of all sizes and industries.    Dave is the author of two #1 best-selling books about the impact of human capital (PEOPLE!) on the valuation of a business enterprise called The NEW ROI: Return On Individuals & The NEW ROI: Going Behind The Numbers.    He's on a mission to change the conversation about how the accounting world recognizes the value of people's contributions to a business enterprise, and to quantify what every CEO on the planet claims: “Our people are this company's most valuable asset.” Dave's book, A Valuation Toolbox for Business Owners and Their Advisors: Things Every Business Owner Should Know, was recognized as a top new release in Business and Valuation and is designed to provide practical insights and tools to help understand what really drives business value, how to prepare for an exit, and just make better decisions. He's also the host of the highly rated Behind The Numbers With Dave Bookbinder business podcast which is enjoyed in more than 100 countries.  

Most shop owners open their doors because they want to fix what was broken in the last place they worked. But once the dust settles, many realize they built themselves a job, not a business. According to Brian Hammond, one of ATI's newest coaches and a lifelong entrepreneur, real success begins when you stop thinking like a shop owner and start operating like a business owner.In this episode of Maximum Octane, Kim Hickey and Jason Patel talk with Brian about the truth behind entrepreneurship, the sacrifices it demands, and the mindset shifts required to build something that lasts. Brian shares how losing his corporate job at Goodyear pushed him into business ownership, how his childhood paper route became the foundation for his work ethic, and why processes and profitability are the pillars of any stable company.The conversation dives deep into the realities most shop owners avoid such as setting aside true cash reserves, delaying gratification, refining standard operating procedures, and building a team so strong that the business can thrive whether you are there or not. Kim and Jason also tackle the common excuse of being “just a shop owner” and explain why that thinking traps talented people in survival mode.Tune in to episode 133 of Maximum Octane if you want a clear look at what it really takes to grow, protect, and sustain your business beyond day-to-day chaos.Episode Takeaways:4:10 The real meaning of entrepreneurship and why the market decides what succeeds6:55 Why most shop owners start strong but stall without a bigger mission9:58 How Brian's job loss pushed him into his first business12:10 Why learning on the fly is not enough without the right mentors15:40 The mistake of building a job instead of building a business16:50 Why breaking even is not a business strategy18:00 Why processes and SOPs are the foundation of stability20:30 How cash reserves change decision-making and open opportunities23:40 Why sacrifice and delayed gratification are nonnegotiable for growth31:20 The mindset shift from shop owner to business ownerConnect with Brian Hammond:WebsiteLinkedInBLE TrainingLet's connect:WebsiteLinkedInFacebookEmail: info@maximumoctane.com Hosted on Acast. See acast.com/privacy for more information.

In this episode, Mr. Producer steps out from behind the scenes and reveals his secret life as a lawn care business owner — or at least pretends to be one. As a satirical twist, Mr. Producer goes undercover as a struggling lawn care operator, poking fun at some of the most common inefficiencies in the industry: relying on push mowers when you shouldn't, wasting time on jobs, ignoring better equipment, and skipping systems that could make life easier. It's all laughs on the surface — but there's a real message underneath. This episode blends comedy and commentary, highlighting how many lawn care business owners unintentionally make their days harder than they need to be. If you've ever thought, "There has to be a smarter way to do this," you'll relate. Expect humor, a few uncomfortable truths, and a reminder that working harder isn't always the answer, working smarter is.

Most business owners are leaving money on the table—especially when it comes to healthcare. In this episode, we're uncovering the little-known, IRS-approved strategy that could save you thousands. It's completely legal, surprisingly simple, and one of the smartest ways to pay for medical expenses tax-free. If you're ready to stop overpaying and start keeping more of your money, this is the episode you've been waiting for.********************************DISCLAIMER: This audio and description may contain affiliate links, which means that if you click on one of our recommended products, we may receive a small commission at no additional cost to you. This helps support our show and allows us to continue to provide you with valuable content. Thank you for your support!********************************ITEMS MENTIONED IN THIS EPISODEHRAIRS Publication 969 (QSE HRA)IRS Publication 502 - what is coveredGet Your Tickets to the Inaugural Smart Influencer Summit 2026FULL SHOW NOTEShttps://thesmartinfluencer.com/251-put-money-back-in-your-wallet-with-this-hack-most-business-owners-dont-know/CONNECT WITH CORINNE & CHRISTINAGet notified when new episodes drop Check out our YouTube channelJoin the convo on FacebookConnect on InstagramCOMMENTS, QUESTIONS, RECIPE IDEASEmail us at hello@thesmartinfluencer.comSupport the show

What does it really take to set up a Dental Group Practice the right way?In this week's episode, host Jamie West Falasz is joined by Sara Stock, founder of Stock Legal, who specializes in legal services for dentists and dental group practices. Ahead of her compelling presentation at the Multisite Mastery: Designing Growth with Confidence event in March at Midmark's Experience Center, Sara breaks down the legal structures, strategic decisions and introspection that dental practice owners need to consider and understand when scaling beyond a single location.Sara provides a preview of her March session, discussing how to:Structure for long-term growthAvoid common legal pitfalls with the right foundational documentsAlign your legal setup with the business and lifestyle you wantThink proactively about scalability, partners, and future exitsWhether you're considering your next de novo or refining an existing group practice structure or acquisition plan, this episode and the Multisite Mastery event provide practical insights to help you build with intention.Learn more about Multisite Mastery: Designing Growth with Confidence here.Connect with Sara Stock and the Stock Legal team here:www.stocklegal.comsara.stock@stocklegal.com

What does the astrology of 2026 have in store for you as a business owner?In this episode, Blu breaks down the top business trends that you can incorporate into your business, based on the astrology of 2026.WORK WITH BLU:Join the Midheaven MethodSubscribe to the Midheaven ForecastIN THIS EPISODE:00:00 Welcome to the episode1:15 - Trends in Traditional Astrology4:19 - Business Trend #19:18 - Business Trend #215:28 - Business Trend #317:54 - Business Trend #420:00 - Business Trend #522:26 - Final Thoughts on the Astrology of 2026MENTIONED IN THIS EPISODE:Crafting Offers with the 2nd HouseSolidifying Your Primary Content TypeCreating Content That Converts

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In this episode of the Daily from FreightWaves, we dive into the escalating risks facing global logistics, starting with a $200K cargo theft that exposes growing fraud schemes in trucking industry and highlights the sophisticated digital deception threatening shippers. Impersonators posing as a global engineering firm used fake paperwork to steal merchandise from a small business, underscoring a reported 29% spike in cargo theft incidents. We also analyze the historic UP, NS: Merger will create 10,000 single-line service lanes, shift 105k truckloads to rail, a strategic move designed to reverse a decade-long decline in rail market share. This massive consolidation targets "watershed markets" and aims to reduce transit times by up to 70 hours on key routes by eliminating costly interchanges. In regulatory news, the New York City bill that targeted Amazon won't get taken up in 2025, avoiding a potential legal battle over interstate commerce despite having supermajority support in the City Council. Meanwhile, infrastructure concerns take center stage after over-sized cargo strikes six Oklahoma overpasses, forcing closures and prompting an emergency declaration for expensive repairs along the Will Rogers Turnpike. Legal scrutiny intensifies as a judge denies summary judgment in deaf driver applicant's rejection, allowing a discrimination suit against Wilson Logistics to proceed to trial. On the global front, the Federal Maritime Commission is escalating a dispute as the US weighs sanctions as Spanish port ban escalates over denied docking access for U.S.-flagged vessels bound for Israel. Finally, we discuss the critical distinction highlighted in The Difference Between a Truck Owner and a Business Owner in Trucking, emphasizing how intentional systems—not just hustle—are essential for survival. This episode challenges listeners to consider whether they are building a fragile operation dependent on personal effort or a durable business asset. Learn more about your ad choices. Visit megaphone.fm/adchoices

ResourcesMy book Radical Self-HonouringYearly Business Planner Repurpose Ai: Streamline your content creation and repurpose effortlessly with ⁠Repurpose Ai⁠.Later Content Scheduling: Simplify your social media strategy with ⁠Later⁠.Flodesk: Elevate your email marketing with Flodesk – get 50% off your first year using ⁠this link⁠.Other Resources:Submit a question to be featured on the podcast and receive live coaching! Send a voice note or fill out the⁠ question form⁠.Where To Find Us:Instagram:⁠ @sigma.wmn⁠TikTok:⁠ @sigma.wmn⁠Newsletter:⁠ Subscribe here⁠.Threads:⁠ @sigma.wmn⁠.If your content feels flat, your sales feel unpredictable, or your brand just is not landing the way you know it could, there is a high chance you are missing three core foundations. In this episode, I break down the three brand pillars that 99 percent of women in business overlook. We unpack why clarity on your core problem, your unique selling proposition, and your target market is non-negotiable if you want magnetic marketing, steady sales and long term excitement for your work.You will hear why simply “knowing” your ideal client is not enough without action and structure behind it, and why DIY-ing your foundations often keeps you circling the same confusion. I share how these three pieces impact every caption, offer, launch and sales page you create, and why your content might not be converting because your message is not actually speaking to the right person in the right way.This episode is designed to help you feel ten times clearer and more confident in your business. When you understand exactly who you serve, what problem you solve and why someone should choose you, you stop people-pleasing, you stop diluting your message, and you finally start building a brand instead of just posting.Tune in to hear:The three missing brand foundations most women business owners skip and why they matter.The real reason your content is not converting to sales and how to fix it.How getting clear on problem, USP and target market instantly boosts confidence and alignment.Find the Complete Show Notes Here → ⁠https://sigmawmn.com/podcast⁠In This Episode, You'll Learn:How to identify whether you are running a real business or just cycling through content without foundations.How problem, USP and target market shape your community, revenue and long term brand positioning.How to filter feedback, release people-pleasing and speak directly to the clients who actually matter.How to move from vague, scattered messaging to sharp, confident communication that converts.Themes & Time Stamps:[1:31] The three foundations for a magnetic brand[3:15] How the workbook helps business owners[4:04] The three missing foundations in most businesses[4:50] The three pillars. Problem, USP, target market[5:08] These pillars never change and why they matter[5:29] Aligning your business for long term excitement[5:49] Client story. Realising the importance of the three things[6:38] The bare minimum for a real business[7:19] The urgency of getting clear on these foundations[7:34] Why this is more important than sales[7:58] How these foundations impact your community and revenue[11:01] The real reason your content is not converting[11:16] Speaking directly to your target market[12:05] Overcoming fear of rejection and people-pleasing[12:29] Filtering feedback. Only your target market matters

108 Learn the Secret of the Rich: How to Save US Taxes Legally | Sally Gimon   The Entreprenudist Podcast https://entreprenudist.com In this episode of The Entreprenudist Podcast, we sit down with Sally Gimon, Owner of TheTrustIsYou.com, to uncover how wealthy individuals legally reduce their US tax burden using strategies most people have never been taught. We explore: -Is this tax strategy legal -Why most CPAs and financial planners do not discuss it -The history behind this approach -What the IRS memo actually says and why it matters This conversation challenges traditional tax planning and sheds light on powerful, compliant strategies used by the wealthy to protect and grow their money. If you are an entrepreneur, business owner, or high-income professional looking to understand legal tax savings at a deeper level, this episode is a must-watch. ------------------------- About Sally Sally was motivated to become a real estate investor when her mom became sick in October 2018. Sally was 53 and needed to make a change in her life quickly. Now she shares her information weekly in her real estate group and Win, Win Women TV. In July 2020 she bought a Bank Owned Property for $20,000 that would go to auction for $50,000 when Covid restrictions lifted. She knew her Capital Gains would be $7,140 and researched how the rich paid so little in taxes. This led her to find the Business and Beneficial Spendthrift Trusts.  ----------------  About the Host:  Randolph Love III is the Founder and CEO of ShieldWolf Strongholds, where he helps Franchisors, CPAs, Attorneys, Doctors, Realtors, Contractors, and other Business Owners, Entrepreneurs, Home Owners, and Retirees, secure lasting financial legacies.  He is also a trusted franchise consultant, author of the book The Miracle Money Vehicle: How To Make Money Make Babies, and host of The Liquidity Event, a premier gathering on business growth, financial independence, and legacy planning.  As host of The Entreprenudist Podcast, ranked in the Top 10% worldwide by ListenNotes.com, Randolph shares bold, practical insights that challenge traditional thinking. A sought-after speaker, his dynamic style empowers audiences to reduce taxes legally, grow wealth strategically, and take control of their financial destiny. Additionally, he is also the publisher of The Liquidity Journal, a dynamic publication for business owners, entrepreneurs, executives, retirees, and investors. Focused on leadership, strategy, systems, and motivation, it delivers actionable insights that empower readers to grow, lead, and innovate in today's business world.

Here's a snapshot of what happened in every sector of the US economy in 2025, from housing to retail, interest rates to unlikely breakout businesses.

Kick off your week praying over your business with my entrepreneur's prayer:     Want a copy of the prayer? Grab it below:  Father, in the name of Jesus, I want to thank you for entrusting me with this business, with this assignment, with this stewardship, and this opportunity to reveal your kingdom on the earth through the work of my hands. Today, Lord, I bring it all before you, my dreams, my deadlines, my numbers, my people, my pressure that I'm under.  I choose to surrender it again, because I know this isn't just my business. I know it's our business together. And I know ultimately it is your business, Jesus. So Lord align my heart with your vision. Remind me why you called me to this work in the first place. Strip away the noise, the striving and the comparison. and let my motives be purified by your presence. Where I've been running in circles, Holy Spirit, bring me clarity. Where I've been carrying too much, Holy Spirit, bring me interest. Where I've been afraid to trust you, Holy Spirit, bring me courage. Where I've been blind to opportunity, open my eyes to see how you are already moving.  Father, I ask for wisdom, supernatural wisdom to build what lasts, to build something eternal. Let my strategies be guided by heaven, not pressure and not the ways of the world. Show me which doors to close and which ones to walk through boldly. Jesus, give me discernment to recognize your divine timing and your divine partnerships that you have for me. Father, bless the work of my hands and the people connected to this work. Let this business create value. Let it bring dignity to others. Let it bring peace for every person that it touches. Let generosity and integrity be the atmosphere of everything we do in this business, God.  When I'm tempted to measure success by numbers alone, remind me, Lord, that fruitfulness is about obedience. Remind me that provision flows through purpose. And remind me that I'm not striving for your favor, I'm building from it. Jesus, expand my capacity to carry what you're entrusting to me. Help me to lead with love, manage with grace, and dream with bold faith. Teach me to rest even while I'm growing, to trust even when it's tight, and to see every obstacle as an invitation to partner with you deeper. Holy Spirit, fill this business with your presence. Let peace mark my decisions, let excellence mark my execution, and let joy mark this journey. May everything I build point back to you, Lord. May every win become worship, and may my work on earth echo in eternity.  In Jesus' name, amen. 

Here's a snapshot of what happened in every sector of the US economy in 2025, from housing to retail, interest rates to unlikely breakout businesses.

Here's a snapshot of what happened in every sector of the US economy in 2025, from housing to retail, interest rates to unlikely breakout businesses.

The Side of Business No One Talks About (Spouses, Stress & Survival) | The Financial Operator Podcast | Episode 73   What happens behind the scenes of a business when the owner is hanging on by a thread? In this episode of The Financial Operator: Cash In, Chaos Out, Jen sits down with Suzanne Boehs, co-owner of Kool Foam and the often-unseen force behind nearly two decades of entrepreneurship. After hearing Cory's side of the story in a previous episode, this conversation explores the other half of the equation—the spouse, supporter, "momager," and margin-maker who keeps the business (and the family) standing. Suzanne shares what it was really like to: • Start a business with two babies and zero experience • Support a company through near-bankruptcy and emotional burnout • Separate money from self-worth • Create emotional margin when everything feels urgent • Know when to cheerlead—and when to bring logic to the table • Support not one, but two business owners (her husband and her daughter) This episode is a must-watch for: ✔ Business owners navigating pressure and uncertainty ✔ Spouses and partners carrying the emotional weight ✔ Anyone who's ever thought, "We're working nonstop, why does this still feel so fragile?" The core takeaway: Support roles matter. Margin matters. And clarity changes everything. Watch now to hear the side of entrepreneurship that rarely gets airtime, but changes outcomes.   Timestamps 00:00 Introduction & Why This Conversation Matters 02:49 Starting Kool Foam with Babies, Chaos, and No Experience 05:58 What Startup Life Really Looked Like 10:07 The Emotional Role of Supporting a Business Owner 13:41 Discovering Financial Clarity with a Fractional CFO 17:31 Emotional Attachment to Money (and How It Holds You Back) 22:25 From Bankruptcy Fear to Clear Direction 26:50 Hiring, Growth, and Removing the Owner as the Bottleneck 33:17 Rediscovering Confidence and Joy in the Business 51:11 Final Thoughts & How to Connect with Suzanne Boehs   To connect with Suzanne Boehs & Kool Foam LLC.:

In this episode of the Daily from FreightWaves, we dive into the escalating risks facing global logistics, starting with a $200K cargo theft that exposes growing fraud schemes in trucking industry and highlights the sophisticated digital deception threatening shippers. Impersonators posing as a global engineering firm used fake paperwork to steal merchandise from a small business, underscoring a reported 29% spike in cargo theft incidents. We also analyze the historic UP, NS: Merger will create 10,000 single-line service lanes, shift 105k truckloads to rail, a strategic move designed to reverse a decade-long decline in rail market share. This massive consolidation targets "watershed markets" and aims to reduce transit times by up to 70 hours on key routes by eliminating costly interchanges. In regulatory news, the New York City bill that targeted Amazon won't get taken up in 2025, avoiding a potential legal battle over interstate commerce despite having supermajority support in the City Council. Meanwhile, infrastructure concerns take center stage after over-sized cargo strikes six Oklahoma overpasses, forcing closures and prompting an emergency declaration for expensive repairs along the Will Rogers Turnpike. Legal scrutiny intensifies as a judge denies summary judgment in deaf driver applicant's rejection, allowing a discrimination suit against Wilson Logistics to proceed to trial. On the global front, the Federal Maritime Commission is escalating a dispute as the US weighs sanctions as Spanish port ban escalates over denied docking access for U.S.-flagged vessels bound for Israel. Finally, we discuss the critical distinction highlighted in The Difference Between a Truck Owner and a Business Owner in Trucking, emphasizing how intentional systems—not just hustle—are essential for survival. This episode challenges listeners to consider whether they are building a fragile operation dependent on personal effort or a durable business asset. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's that time of the year where we reflect on the year that was.Cathy Love views 2025 as a “shapeshifter” year for Allied Health Business Owners. Drawing on months of lived experiences, conversations with the sector, and work alongside the Nacre team, Cathy names the intensity, complexity, and constant change that defined 2025.She walks through the major forces shaping the landscape — including NDIS pricing changes, quarterly funding periods, Thriving Kids, supports list decisions, aged care reform, and evolving expectations around outcomes and compliance — while also acknowledging the extraordinary grit, collaboration, and values-led leadership shown by business owners, clinicians, peak bodies, and advocacy groups.The episode also reflects on what Nacre delivered in 2025 — masterclasses, consulting, coaching, and community support. Looking ahead to 2026 with preparedness, confidence, and respect for the resilience of Allied Health businesses.Topics covered include:NDIS reform and funding pressurePricing reviews, PAPL decreases, quarterly funding periods, supports list finalisation, Thriving Kids, travel funding impacts, and operational strain across practices.Sector advocacy and collaborationThe role of business owners, clinicians, parent-led groups, neurodivergent-affirming communities, peak bodies, and collective action throughout the year.Nacre's work across 2025Masterclasses, podcast growth, power calls, strategy sessions, consulting packs, systems audits, leadership development, and tailored project work.Looking ahead to 2026What this year revealed about resilience, infrastructure, adaptability, and the mindset required to lead Allied Health businesses into what comes next.Related EpisodesEpisode 377: The Team Takeover – The Pillars Powering Nacre ConsultingEpisode 373: 2026 on the Horizon – Thriving Kids, Pricing & Allied Health Business ChangeP.S. If this episode is hitting on pain points you're facing, let's chat.Book a complimentary Power Call with us, and...

From family house poverty to entrepreneurial breakthrough: Why discipline under a foster mother beats university degrees - and the brutal truth about sibling success patterns, early money exposure, and the visual arts education that taught business fundamentals most tertiary graduates never learn. In this explosive episode of Konnected Minds, an entrepreneur dismantles the dangerous education-first fantasy keeping young Africans trapped in degree-chasing cycles while real wealth gets built by those who experienced discipline, money exposure, and problem-solving mindsets before age 20. This isn't motivational business talk from Instagram gurus - it's a raw breakdown of why siblings from the same family achieve different financial outcomes based on upbringing environment rather than genetics, why a five-year-old girl raised hearing "warehouse," "business," and "money mindset" will outperform peers from basic communities who wake up walking kilometers to public restrooms before school, and why the foster mother who worked you hard in East Legon created a different makeup than the biological family home in Jamestown - because exposure to money without discipline creates nothing, but discipline plus money exposure creates entrepreneurs who drive multiple cars while former neighbors assume it's ritual wealth. Critical revelations include: • Why siblings from well-educated homes all achieve success at relatively similar levels - the upbringing and knowledge foundation matters more than individual talent • The two-component success formula: exposure to money PLUS discipline to handle money - most people get one without the other and fail • Why private school students and wealthy children perform at higher rates - they're exposed to founder mentors, business conversations, and achievement pathways from age five • The Jamestown morning routine reality: wake up, brush teeth with sponge, walk a kilometer to public restroom, walk back, prepare for school, walk through distracting community activities - before you reach school your head is already filled with chaos • The East Legon contrast: wake up in a confined home with all basic amenities, follow routine, get driven to school while talking about life, doing spelling exercises, discussing what you're reading - you arrive at school mentally prepared and thinking ahead • Why the five-year-old daughter already knows "we're going to my father's warehouse where we do business and talk about money" - subconscious exposure to work ethic, meetings, podcasts, and business language programs future success • The community mindset trap: when you return driving different cars, neighbors assume ritual wealth because breaking out from mediocratic cycles seems impossible to those still trapped • Why all the siblings are now doing well despite coming from the same struggling background - but the one raised by a foster mother in a disciplined, money-exposed environment stood out earliest by owning a car at 25, getting married, having kids, and moving fast • The tertiary education expectation pressure: being the first in the entire extended family - mom's siblings, cousins, nephews, down to the tenth generation - to reach senior high school meant everyone expected university graduation • The foster mother pride moment: the current shop annex is right at the old foster mom's junction - whenever she's back from the UK, walking into her house with products and seeing her pride confirms the discipline foundation she built paid off The conversation reaches its uncomfortable peak with a truth that destroys genetics-based success myths: siblings from the same biological parents can achieve vastly different outcomes based on who raised them and what environment shaped their formative years. The child raised in a disciplined home with money exposure, business conversations, and structured routines will stand out earliest - not because they're smarter or more talented, but because they were programmed with founder mentors, achievement pathways, and financial literacy before their siblings even understood what business meant. Meanwhile, the child raised in the basic community where survival demands walking kilometers to public restrooms, navigating distracting chaos before school, and never hearing words like "warehouse" or "investment" will fight harder to break out - because the mental programming started from a deficit, not an advantage. Host: Derrick Abaitey IG: https://www.instagram.com/derrick.abaitey YT: https://www.youtube.com/@DerrickAbaitey Join Konnected Academy: https://konnectedacademy.com/ #Podcast #businesspodcast #AfricanPodcast

Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Co-Hosts: Ben Criddle (@criddlebenjamin)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676

Lance Graulich sits down with Sam Miles, CPA (Guardian CPAs) to break down the biggest tax mistakes first-time business owners make — and how to avoid them.If you're buying a franchise, running a small business, or thinking about switching from an LLC to an S-Corp, this conversation could save you thousands in taxes and keep you out of IRS trouble.

Business ownership comes with real work, real rewards, and a whole lot of pointless compliance. From licenses and renewals to surprise audits, random fees, and confusing government requirements, it can feel like the system is designed to slow you down. In this episode, John breaks down the most common compliance headaches in the lawn and landscape industry and how to stay on top of them without losing your sanity. Learn simple systems to avoid penalties, protect your business, and keep your focus on profit instead of paperwork. If compliance has ever caught you off guard, this episode will help you get organized and stay ahead.   Comments and Questions are welcome. Send to ProfitswithPajak@gmail.com Episode Links: Apple Podcast Listeners- Copy and paste the links below into your browser.  Relay Relay is small business banking that puts you in complete control of what you are earning, spending, and saving. Click here to sign up for Relay and get $50.00 cash bonus!http://join.relayfi.com/promo/get-50-ulumkswykjzwi4dqsm?referralcode=profitswithpajak&utm_source=influencer&utm_medium=podcast  Equip Expo 2026 Tickets: https://plus.mcievents.com/EquipExpo2026?RefId=PAJAK Upcoming Events:   Show Partners: Yardbook Simplify your business and be more profitable. Please visit www.Yardbook.com  Get 30 days of Premium Business level of Yardbook for FREE with promo code PAJAK Relay Relay is small business banking that puts you in complete control of what you are earning, spending, and saving. Click here to sign up for Relay and get $50.00 cash bonus!http://join.relayfi.com/promo/get-50-ulumkswykjzwi4dqsm?referralcode=profitswithpajak&utm_source=influencer&utm_medium=podcast  Mr. Producer Click the link to connect with Thee Best Podcast Producer in the biz! https://www.instagram.com/mrproducerusa/   Green Frog Web Design Get your first month for only $1 when you use code, PAJAK, and have your website LIVE in 3 weeks from projected start date or it is FREE for a year. https://www.greenfrogwebdesign.com/johnpajak My Service Area "Qualify Leads Based on Your Profitable Service Area." Click on this link for an exclusive offer for being a "Profits with Pajak" listener. https://myservicearea.com/pajak   Training and Courses Budgets, Breakevens, and Bottom Lines™ Workshop John Pajak's exclusive system is designed to help you avoid common failures and achieve your business' financial goals to be profitable and scale your business. https://www.johnpajak.com/offers/qvgvV8m3/checkout   Yardbook Training Workshops Learn one-on-one with John Pajak to use Yardbook like a pro to streamline your business and make more money! https://www.johnpajak.com/offers/aJ9YX7aB/checkout

In this coaching conversation, Loral guides an HVAC and STR business owner through the corporate structure strategy required for real tax savings and scalable growth. She explains why Washington businesses must look to states like Wyoming or Nevada for better corporate structure strategy, how intercompany contracts protect deductions, and how consolidating expenses builds a cleaner tax plan.From W-2 structuring to 401(k) shifts, to depreciation strategies and trust planning, this episode lays out exactly how corporate structure strategy builds wealth year after year.Loral's Takeaways:Business Strategy and Expansion Plans (01:37)Consulting Business and Tax Strategies (04:11)Final Recommendations and Next Steps (05:14)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide and empower people to become millionaires.The CEO and Founder of Live Out Loud, Inc. – a multinational organization — Loral relentlessly and candidly shares her best advice without hesitation or apology. What sets her apart from other wealth experts is her innate ability to recognize and acknowledge the skills & talents of people, inspiring them to generate wealth.She has created, nurtured, and perfected a 3-5 year strategy to make millions for the “Average Jill and Joe.” To date, she and her team have served thousands of individuals worldwide and created hundreds of millionaires through wealth-building education keynotes, workshops, products, events, programs, and coaching services.Loral is truly dedicated to helping men and women, from all walks of life, to become millionaires AND be able to enjoy time with their families.She is living proof that anyone can have the life of their dreams through hard work, persistence, and getting things done in the face of opposition. As a single mother of two children, she is redefining the possibility for women to have it all and raise their children in an entrepreneurial and financially literate environment. Links and Resources:Ask Loral App: https://apple.co/3eIgGcXLoral on Facebook: https://www.facebook.com/askloral/Loral on YouTube: https://www.youtube.com/user/lorallive/videosLoral on LinkedIn: https://www.linkedin.com/in/lorallangemeier/Money Rules: https://integratedwealthsystems.com/money-rules/Millionaire Maker Store: https://millionairemakerstore.com/Real Money Talks Podcast: https://integratedwealthsystems.com/podcast/Integrated Wealth Systems: https://integratedwealthsystems.com/Affiliate Sign-Up: https://integratedwealthsystems.com/affiliates Thanks for listening!Thanks so much for listening to our podcast! If you enjoyed this episode and...

We're back from a week of hanging out with rockstars in NYC. Not just figurative rockstars in the form of 25 DC BLACK members and Scott Heiferman of Meetup.com, but also literal rockstar Keith Murray of We Are Scientists. From “friendly” acquisitions to hiring frameworks and thoughts on leadership, this is what's top of mind for 7 and 8-figure location independent founders going into 2026. LINKS Meet location-independent founders inside Dynamite Circle (https://dynamitecircle.com/) Hang out exclusively with 7+ figure founders in DC BLACK (https://dynamitecircle.com/dc-black) Leader's Intent Framework (https://verticalperformance.us/develop-a-leaders-intent-to-transform-your-team/) Buy Back Your Time by Dan Martell (https://www.buybackyourtime.com/) TMBA 528: The Brenwall Code (https://tropicalmba.com/episodes/markbrenwall2) CHAPTERS (00:05:22) 7-Figures and Location Flexibility (00:09:25) The Rise of “Friendly” Business Acquisitions (00:14:12) What the Hell is Leadership? (00:18:45) Buying Back Your Time with AI & Hiring (00:22:40) Insights from Meetup.com's Scott Heiferman (00:28:10) Annual Planning: Working Backwards From the Goal (00:31:25) The Crossover Between Artist and Entrepreneur (00:39:46) Overcoming Challenges Through Innovation (00:42:47) Rebranding “Asking for Help” CONNECT: Dan@tropicalmba.com Ian@tropicalmba.com Past guests on TMBA include Cal Newport, David Heinemeier Hannson, Seth Godin, Ricardo Semler, Noah Kagan, Rob Walling, Jay Clouse, Einar Vollset, Sam Dogan, Gino Wickam, James Clear, Jodie Cook, Mark Webster, Steph Smith, Taylor Pearson, Justin Tan, Matt Gartland, Ayman Al-Abdullah, Lucy Bella. PLAYLIST: Don't Write Another Landing Page Without This Framework (https://tropicalmba.com/episodes/2026-email-funnels-playbook) [2026 Email Funnels Playbook] 6-Figure Sales Expert Calls You Out (https://tropicalmba.com/episodes/dont-keep-doing-this-2026) [Don't Keep Doing This in 2026] Your 2026 Business Plan in 36 Minutes (https://tropicalmba.com/episodes/2026-business-plan) [FREE Resource]

This is a secret conversation just between me and you…The worst thing we can do in the whole world is to tell someone to calm down when they are having big feelings, right?Well this, episode is not going to ask you to do that. If your chest is heaving, you are sick of this shit and you just want off this hurling space rock… push play… I'm right here with you, and so is your future self… the version of you who has already out created this set of circumstances. PS.Here's the Wheels Up Million Dollar Secrets Ebook for you too ✈️

Practice inefficiency doesn't just waste time - it impacts revenue, patient outcomes and staff productivity. In this week's episode, Jamie sits down with Jennie Vanderpool, Senior Manager for Process Improvement and Effectiveness at Midmark, for a conversation that connects Lean Six Sigma methodology with revenue boosting process improvement and practice design, showing how smarter workflows can reduce bottlenecks and save valuable time. Tune in for a preview of Jennie's session at the upcoming Multisite Mastery event in March and learn how process improvements build smarter systems that simply make sense.

⭐Let's make your financial story a heroic one! Schedule your complimentary review with Jude: https://calendly.com/centruscalendar-/30min More and more retirees and pre-retirees are looking to leave corporate life not to slow down, but to buy a business and build something of their own. In this episode, Jude sits down with George Rosen and George St Pierre III of Contango Investments, Inc. to explore why business acquisitions are booming, what makes today's market so unique, and how to tell if buying an existing business is the right path for you. They share real success stories, walk through the due diligence process, explain common pitfalls of going solo, and break down what buyers truly need in order to thrive.   Here's some of what we discuss in this episode:

Send us a textDo you really have your tax planning handled? The thing is, many business owners are making a critical mistake that will become even more expensive by 2026.In this episode, Mike Jesowshek, CPA, sits down with Mark J. Kohler to expose the biggest tax planning failure business owners make. Confusing knowing strategies with actually applying them. Mark explains why tax savings disappear at the implementation level, how poor execution creates long-term consequences, and why retirement accounts are one of the most overlooked areas where this mistake shows up.

Most clinicians are great at caring for patients—but struggle to understand why and how they actually get paid as business owners. In this episode of the Uncaged Clinician Podcast, Kevin DeGroat breaks down a practical, clinician-friendly approach to money using an adapted Profit First framework designed specifically for service-based practices where the owner wears every hat. You'll learn why "whatever's left in the bank" is a dangerous way to pay yourself, how to separate your roles as owner, clinician, administrator, and growth leader, and why not all hours in your business are worth the same. Kevin explains: Why bank-balance accounting leads to overspending and underpaying yourself How to think about pay differently as an owner vs. a treating clinician Why administrative work should be paid at a different rate than patient care How understanding role-based pay makes hiring easier (and less emotional) When it actually makes sense to stop seeing patients altogether If you're a solopreneur—or planning to hire your first admin or clinician—this episode will help you build financial clarity, peace, and a sustainable growth plan.

School property taxes are up across Wisconsin. A new study finds December saw the largest increase in decades. And Tuesday saw striking testimony in the trial of Milwaukee Judge Hannah Dugan.

Bitcoin isn't a trend and it's not going anywhere either…. In this episode of High Voltage Business Builders, Neil sits down with Bitcoin advisor Eric Runge to break down what Bitcoin actually is, why it exists, and why serious investors are paying attention. This isn't a hype-driven crypto conversation. It's a fundamentals-first discussion about money, inflation, and long-term wealth.If you've ever said, “I don't really understand Bitcoin,” this episode's for you.In This Episode, We Cover:✅ What money really is and why it's failing business owners✅ How inflation became permanent after the gold standard ended✅ Why Bitcoin was created in response to centralized financial control✅ The key differences between Bitcoin and other cryptocurrencies✅ Why long-term holders think differently than traders

107 Breaking Stagnation: Smarter Decisions & Diversified Income | Rodney Black   The Entreprenudist Podcast https://entreprenudist.com Stagnation doesn't happen overnight, it's the result of repeated decisions that feel safe but limit growth. In this episode, we break down: -Why individuals and business owners get stuck in stagnant decision-making -The importance of risk diversification and why relying on one income stream is dangerous -The real truth about direct sales and network marketing — beyond the stereotypes -How smarter decision-making creates long-term growth and financial resilience If you're ready to challenge outdated thinking and make more intentional, informed choices in business and life, this conversation is for you. ------------------------- About Rodney Rodney Black is a husband, father of three, and a leader driven by purpose. Born in Atlanta, GA, and raised in a small town with a farm and ranch background, Rodney learned early the value of hard work, discipline, and faith — lessons that became the foundation for everything he's built today. As cofounder of The Riser Crew and owner of Your Service Store, Inc., Rodney has made it his mission to help people and businesses rise from the ashes and become the best version of themselves. With more than 32 years of experience in the specialty protein industry through The Meat Brokerage, he has built a trusted reputation for excellence, integrity, and long-term partnerships. Through Your Service Store, Rodney also leads initiatives in Systems Management, helping businesses and individuals improve their operations and efficiency, and The Blue Firm, a marketing and strategy group focused on helping small businesses strengthen their brand and expand their reach.  ----------------  About the Host:  Randolph Love III is the Founder and CEO of ShieldWolf Strongholds, where he helps Franchisors, CPAs, Attorneys, Doctors, Realtors, Contractors, and other Business Owners, Entrepreneurs, Home Owners, and Retirees, secure lasting financial legacies.  He is also a trusted franchise consultant, author of the book The Miracle Money Vehicle: How To Make Money Make Babies, and host of The Liquidity Event, a premier gathering on business growth, financial independence, and legacy planning.  As host of The Entreprenudist Podcast, ranked in the Top 10% worldwide by ListenNotes.com, Randolph shares bold, practical insights that challenge traditional thinking. A sought-after speaker, his dynamic style empowers audiences to reduce taxes legally, grow wealth strategically, and take control of their financial destiny. Additionally, he is also the publisher of The Liquidity Journal, a dynamic publication for business owners, entrepreneurs, executives, retirees, and investors. Focused on leadership, strategy, systems, and motivation, it delivers actionable insights that empower readers to grow, lead, and innovate in today's business world.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you sitting on piles of retained earnings but still unsure how to actually put your money to work as a business owner?So many incorporated business owners believe they're “well invested,” only to discover most of their wealth is sitting idle in corporate accounts — untouched because of uncertainty, fear of volatility, or analysis paralysis. This episode unpacks the real reason business owners think they're invested when they're not, why this misunderstanding creates missed opportunities year after year, and how over-focusing on finding the “perfect” investment stalls real progress. You'll hear what 400+ conversations with business owners revealed about risk, liquidity, and the mental blocks that keep money on the sidelines instead of building long-term freedom.You'll learn:Why your perceived investment risk profile often doesn't match your actual asset allocation — and how to fix itA simple framework for deciding how much cash to keep liquid versus how much to put into diversified, productive assetsThe small, consistent steps that reliably move retained earnings into growth without overwhelming complexity or added stressPress play to learn the most important wealth-building lesson business owners need before stepping into 2026.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Canadian business owners looking to build long-term wealth in 2025 face unique financial planning challenges, from managing cash flow and overcoming analysis paralysis to balancing investment strategies across multiple financial buckets. A strong Canadian wealth plan brings together diversification, risk management, and tax-efficient investing to support financial freedom in Canada—whetReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

The W9 form is an important form, and more than likely, you've either had a request for this form or, you yourself may be requesting them from your vendors.  This form is used to collect information about others, but knowing in advance that you need to request this information will not only save you valuable time, but it will also give you the information you need to file necessary and accurate documents for your business as well.  In today's podcast episode, I am covering what the W9 form is, who you need to request it from, and what you need to do with the information once you receive it.  Whether you are starting a business or side hustle, you're a self-employed individual, a solopreneur, entrepreneur, mompreneur, freelancer, small business owner, a remote, virtual, online, or in-house bookkeeper or accountant, a virtual assistant or VA, or other professional; you will need this information for your business, and having an understanding about why you need this form will make an impact on you and your business.  The W9 form is one of the first steps in the process for filing your 1099s, and making sure you have this information can save you from getting penalties for delinquent filing requirements… Join us in a community built specifically for accountants and high-stress professionals.  You'll receive support, accountability, and a community that understands what you're going through. We focus on stress reduction, increasing productivity, time management, goal achievement, health, happiness, and desired lifestyle:  https://www.financialadventure.com/community Schedule your Complimentary Stress Audit And Clarity Session, where we'll work together to create a clear and focused plan and overcome the obstacles that stand in your way so that you can move forward and immediately start enjoying your life with less stress, increased productivity, and more time to spend doing what you love with the people you care about: https://www.financialadventure.com/work-with-me Accountants, CPAs, Bookkeepers, Tax Preparers & Financial Professionals, sign up here to get updates on upcoming opportunities & grab the Audit Of Your Well-Being & Balance Guide here: https://www.financialadventure.com/accountant Ready to set up your business?  I have a program to help you get your business set up so that you can start making money.  Sign up for this program here: https://www.financialadventure.com/start Are you ready to try coaching?  Schedule an Introductory Coaching Session today.  You'll have the opportunity to see how you like coaching with an Introductory Coaching Session: https://www.financialadventure.com/intro Join us in the Mastering Your Small Business Finances PROFIT LAB if you are ready to take control of your business finances and create the profitable business you are striving for.  Are you ready to generate revenues and increase the profit in your business: https://www.financialadventure.com/profit If You Are Ready To Choose, Start Or Grow Your Side Hustle, Get Your Free Checklist And Assessment Here: https://www.financialadventure.com/sidehustle Grab Your FREE guide:  5 Essential Strategies For Stress-Free Bookkeeping: https://www.financialadventure.com/5essentials Your FREE Online Virtual Bookkeeping Business Starter Guide & Success Path Is Waiting For You: https://www.financialadventure.com/starterguide Join Our Facebook Community:  https://www.facebook.com/groups/womenbusinessownersultimatediybookkeepingboutique The Strategic Bookkeeping Academy, including Bookkeeping Basics, is open for registration!  You can learn more and sign up here: https://www.financialadventure.com/sba Looking for a payroll solution for your business?  You can get an exclusive 15% discount on your payroll services when you sign up here: https://www.financialadventure.com/adp QuickBooks Online - Save 30% Your First 6 Months: https://www.financialadventure.com/quickbooks Sign up for a virtual coffee chat to see if starting a Bookkeeping Business is right for you: https://www.financialadventure.com/discovery Show Notes:  https://www.financialadventure.com This podcast is sponsored by Financial Adventure, LLC ~ visit https://www.financialadventure.com for additional information and free resources.

Nima Jalali built SALT & STONE out of his apartment into a $100M+ brand, without ever pitching a single retailer. After an ACL injury redirected his path, he created something he desperately wanted but didn't exist, a high quality, clean deodorant, that actually performs. SALT & STONE has now become one of the fastest growing brands in the space to-date by doing things differently. Even right now, every 60 seconds a SALT & STONE deodorant is bought.  In this candid conversation Nima opens up about transitioning from a pro surfboarder into the Founder role, what it takes to build a killer team, and what keeps him going. He reveals the counter-intuitive strategy that got Sephora to come to him, and how he iterated his deodorant formula through 5 generations before calling it perfect. You'll Learn: Why going through 5+ product iterations beats launching "good enough"The digital excellence strategy that makes retailers chase you (not the other way around)How to build legacy brand positioning even as a one-person startupWhy getting a "no" from retailers too early can kill your momentumThe mindset shift from solo athlete to team builderThe key to building a digital identity that inspires & attracts customersCHAPTERS: 00:00 Introducing Nima Jalali, Founder & CEO of SALT & STONE3:00 Transitioning from Pro Snowboarder to Business Owner 4:55 The 5 Generations of Product Perfection6:45 How to Think Like Nike When You're a One-Man Show8:13 What Nima Did to Build a Brand Sephora NEEDS to Have10:09 Steps to Achieve Digital Excellence 12:39 SALT & STONE'S Philosophy on: Ingredient Sourcing, Product Development & Testing 19:06 How to Set Your Business Up to Grow Into a Legacy Brand From Day 1  22:07 The Retail Strategy That Never Fails 28:35 Tackling Global Expansion & Managing Expectations as a Founder   29:55 Single Most Impactful Thing NIma Did in The First 6 Months That Made SALT & STONE Successful  Subscribe and watch Shopify Masters on YouTube!Sign up for your FREE Shopify Trial here.

In this episode of Behind The Numbers With Dave Bookbinder, I'm joined by Kristof Gleich, President and Chief Investment Officer at Harbor Capital Advisors, for a deep dive into the human capital factor and its impact on business value and investment performance. Kristof explains how Harbor's partnership with Irrational Capital led to the development of the HAPI ETFs and walks through the seven subfactors that make up the human capital score: organizational effectiveness, innovation, direct management, alignment, engagement, emotional connection, and extrinsic rewards. We get into the data behind the factor, including the use of large-scale employee sentiment surveys and proprietary analytics, the index construction process that identifies the top 150 companies, and the annual reconstitution methodology. Kristof also shares performance insights – from Morningstar recognition to how HAPI has compared with the S&P 500. We also talk about why this factor has the potential to generate real alpha and how investors, private equity firms, and valuation professionals are beginning to incorporate human capital metrics into underwriting and deal analysis. If you're interested in how people truly drive enterprise value, how human capital data can shape portfolios, and what this means for investors, advisors, and dealmakers, this episode offers practical, data-driven insights you can use. About Our Guest: Kristof Gleich is the president and CIO of Harbor Capital Advisors, Inc. Kristof oversees all Investment, Distribution & Marketing and Executive Office functions at Harbor. He provides insight while helping lead Harbor's strategic growth plan. Prior to joining Harbor, Kristof was a managing director and global head of manager selection at JP Morgan Chase & Co. He received a B.S. in Physics from University of Bristol. Kristof is a CFA® charterholder and is FINRA Series 7 and 63 licensed. About the Host: Dave Bookbinder is known as an expert in business valuation and he is the person that business owners and entrepreneurs reach out to when they need to know what their most important assets are worth. Known as a collaborative adviser, Dave has served thousands of client companies of all sizes and industries.  Dave is the author of two #1 best-selling books about the impact of human capital (PEOPLE!) on the valuation of a business enterprise called The NEW ROI: Return On Individuals & The NEW ROI: Going Behind The Numbers.  He's on a mission to change the conversation about how the accounting world recognizes the value of people's contributions to a business enterprise, and to quantify what every CEO on the planet claims: “Our people are this company's most valuable asset.” Dave's book, A Valuation Toolbox for Business Owners and Their Advisors: Things Every Business Owner Should Know, was recognized as a top new release in Business and Valuation and is designed to provide practical insights and tools to help understand what really drives business value, how to prepare for an exit, and just make better decisions. He's also the host of the highly rated Behind The Numbers With Dave Bookbinder business podcast which is enjoyed in more than 100 countries.

In this exciting episode, we dive deep into the ultimate lawn care business trip to Louisville, Kentucky! Two passionate lawn care entrepreneurs share their firsthand experiences attending the massive Equip Expo trade show, exploring the latest equipment, tools, and innovations on the show floor. They also recap the exclusive LCR Summit, Cornell Mack's epic bowling party, Naylor Taliaferro's high-energy Rally, the unforgettable opening reception at Churchill Downs, and so much more from their action-packed week. Whether you're growing your lawn care business or just love the industry, this episode is packed with insights, networking stories, fun moments, and tips to help elevate your lawn care business to the next level.

In this powerful episode of The Mike Litton Experience, Mike Litton sits down with Mitch McGinley, founder of Boutique Fitness Broker, to explore the personal journey and professional mastery behind helping business owners dramatically increase the value of their companies before selling. Mitch opens up about losing his father at a young age, the influence of his older brother, his education at Emory University, and the leap that took him from Atlanta to San Diego. He shares how owning and selling a boutique fitness studio for 5X its original value changed his life—and why most business owners leave money on the table when they exit. You'll learn: Why exit planning should start years before selling How Mitch helps owners increase enterprise value, not just chase a price The emotional and psychological side of entrepreneurship Why boutique fitness attracts heart-centered leaders—and how to turn passion into profit What business brokers often get wrong (and how Mitch does it differently) If you're a business owner, entrepreneur, or future seller—or simply love inspiring real-life stories—this episode is for you. Subscribe to The Mike Litton Experience for more high-level conversations with leaders, founders, and experts who are building value, impact, and legacy. Want to connect with Mitch? Visit BoutiqueFitnessBroker.com Welcome to The Mike Litton Experience Podcast! Mike is passionate about being a father, a teacher, a Realtor, an investor and a leader! Everyone has a story and our passion is to help them tell it! We never want you to miss an episode, so please be sure to subscribe. Could we ask you for two quick favors? If you like our program, please tell a friend. Wherever you get your podcasts please leave us a rating. It helps us to connect with quality people just like you! Reach out to Mike on Instagram @themikelittonexperience. Thank you for joining us for The Mike Litton Experience! Who you work with matters and we would be honored to interview with you or anyone you know to sell your home! If you have questions, please reach out text or call 760-522-1227. Thank you! #livinginsandiego, #movingtosandiego, #themikelittonexperience, #homesforsaleinsandiego, #mikelitton, #sellahomeinsandiego, #buyahomeinsandiego, #toptipstogetthebestoffer #themikelittonexperience

Have you ever wondered how doctors do their own healthcare? Or how they talk to their friends about healthcare in their living room? Our guest today is David Berg, who shares with us how he saw a difference between how he and his wife did healthcare in their living room versus in their office. He shares his journey about how he decided to do something about it in our episode today. TODAY'S WIN-WIN:Starting with a different question can lead to finding different solutions.LINKS FROM THE EPISODE:Schedule your free franchise consultation with Big Sky Franchise Team: https://bigskyfranchiseteam.com/. You can visit our guest's website at: www.redirecthealth.comAttend our Franchise Sales Training Workshop:  https://bigskyfranchiseteam.com/franchisesalestraining/Connect with our guests on social:David.berg@redirecthealth.comGet a copy of our guest's book: CLICK HERE.ABOUT OUR GUEST:David Berg is the CEO and Co-Founder of Redirect Health  a digital health platform that manages employers' health plans and lowers costs. Finalist for 3 best-in-class awards at the World Health Care Congress in Washington, DC. Winner of the Phoenix Business Journal's Health Care Innovator Award. Author of "Business Owner's Guide to ENDING THE FIGHT WITH HEALTHCARE."  ABOUT BIG SKY FRANCHISE TEAM:This episode is powered by Big Sky Franchise Team. If you are ready to talk about franchising your business you can schedule your free, no-obligation, franchise consultation online at: https://bigskyfranchiseteam.com/.The information provided in this podcast is for informational and educational purposes only and should not be considered financial, legal, or professional advice. Always consult with a qualified professional before making any business decisions. The views and opinions expressed by guests are their own and do not necessarily reflect those of the host, Big Sky Franchise Team, or our affiliates. Additionally, this podcast may feature sponsors or advertisers, but any mention of products or services does not constitute an endorsement. Please do your own research before making any purchasing or business decisions.

#717 Corey Ganim is back with a brand-new mission: helping small business owners reclaim their time through AI! In this episode hosted by Brien Gearin, Corey shares why he walked away from a wildly successful Amazon and e-commerce career to launch Return My Time — a company dedicated to identifying operational bottlenecks and prescribing simple, low-cost AI tools that create immediate wins. He and Brien dive into how his workflow-intelligence framework works, real client examples (including a realtor who saved hundreds per listing overnight), the psychology behind AI adoption, and how even non-technical business owners can leverage automation to free up hours each week. If you've ever wondered where to start with AI — or how to use it to simplify your business — this conversation breaks it down in a practical, approachable way! What we discuss with Corey: + Corey's shift from e-commerce to AI + Origin story of Return My Time + Workflow Intelligence: audit → optimize → automate + Real example: realtor saves hundreds per listing + Using deep interviews to uncover hidden bottlenecks + Why small business owners resist AI adoption + AI tools vs. broken processes + Positioning in the “workflow intelligence” category + Community and in-person workshop plans + The future of AI support for small businesses Thank you, Corey! Check out Return My Time at ReturnMyTime.com. Take the 2-Minute AI Check-In. Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this conversation, Josh and Greg discuss the critical aspects of year-end financial management for business owners, emphasizing the importance of understanding profitability, job costing, and effective sales strategies. They explore the necessity of having a solid bookkeeping system, the challenges of self-employment, and the importance of accountability in business. The discussion also highlights the significance of planning for future growth and utilizing data to inform business decisions, while addressing the need for employee engagement and clear growth paths within organizations.   Chapters 00:00 Navigating Year-End Financials 05:30 Understanding Profitability and Cash Flow 10:05 The Importance of Job Costing 14:06 Pricing Strategies and Client Perception 23:32 Educating Clients on Value 29:40 Choosing Clients Wisely 31:01 Navigating the Digital Shift 34:09 Understanding Financial Management 39:02 The Importance of Accountability 41:58 The Challenges of Self-Employment 46:00 Planning for Success in Business 56:59 The Journey of a Business Owner

106 How to Have Better Client Conversations | Expert Strategies with Mike Milan "Cash Flow Mike"   OcZLmOaBv0O9WtkOvXMs   The Entreprenudist Podcast https://entreprenudist.com In this episode of The Entreprenudist Podcast, we sit down with Mike Milan, a respected business strategist known for helping entrepreneurs strengthen client relationships, improve communication, and close deals more effectively. Mike breaks down the real skills behind better client conversations, including: -How to ask questions that uncover client needs -What most business owners get wrong in client discussions -How to build trust fast -The mindset shift that leads to more productive interactions -How to communicate value clearly, without sounding salesy -Practical techniques you can use in your next meeting Whether you're a coach, consultant, business owner, or entrepreneur, this conversation gives you the tools to connect deeper, communicate better, and convert more confidently. -------------------------- About Cash Flow Mike Meet Cash Flow Mike, a business advisor, author, and the creator of the Clear Path to Cash. He's trained over 25,000 business owners, accountants, and bankers, uncovering more than $150 million in hidden cash. Mike helps listeners understand their numbers fast—so they can grow profit, improve cash flow, and build a more valuable business  ----------------  About the Host:  Randolph Love III is the Founder and CEO of ShieldWolf Strongholds, where he helps Franchisors, CPAs, Attorneys, Doctors, Realtors, Contractors, and other Business Owners, Entrepreneurs, Home Owners, and Retirees, secure lasting financial legacies.  He is also a trusted franchise consultant, author of the book The Miracle Money Vehicle: How To Make Money Make Babies, and host of The Liquidity Event, a premier gathering on business growth, financial independence, and legacy planning.  As host of The Entreprenudist Podcast, ranked in the Top 10% worldwide by ListenNotes.com, Randolph shares bold, practical insights that challenge traditional thinking. A sought-after speaker, his dynamic style empowers audiences to reduce taxes legally, grow wealth strategically, and take control of their financial destiny. Additionally, he is also the publisher of The Liquidity Journal, a dynamic publication for business owners, entrepreneurs, executives, retirees, and investors. Focused on leadership, strategy, systems, and motivation, it delivers actionable insights that empower readers to grow, lead, and innovate in today's business world.

If you've been looking for a way to hit or exceed your annual quota, qualify for President's Club, or simply earn a bigger paycheck or bonus, focusing on helping business owners reduce their tax burden by investing in your product, service or software in the final weeks of the year can give you the edge you need get more sales closed. Business Owners are Motivated to Reduce Taxes In the United States there are millions of SMBs and the vast majority of these businesses are what we call pass-through organizations for tax purposes. This means that the owners or partners in these businesses report the profits on their personal tax filings. Unlike big companies, small companies don't have the luxury of rolling profits over to the next year. So whatever they made this year, they have to pay taxes on. As the calendar winds down business owners are often motivated to invest in products, services, and software solutions in order to reduce taxable income. In other words, if a business has shown strong profits throughout the year, its owners might be keen to spend some of that money on improving their operations, expanding their capabilities, or streamlining their processes—right now—rather than hand over a large chunk of their profits to Uncle Sam come tax season. Business Owners Hate Paying Taxes To understand why this year-end period is so critical, let's get into the mindset of a small or medium-sized business owner. Unlike large enterprises with multiple departments and complex accounting strategies, SMB owners are often personally invested in the company's financial results because those results are essentially their income. It's how they pay their mortgage and put food on the table. For this reason, they watch their revenue and expenses closely. As the year comes to an end, they're looking at their bottom line and thinking about the upcoming tax bill. For many of these business owners, profit is a double-edged sword. Don't get me wrong, they want to make a profit. But at some point, too much profit triggers a much higher tax bill. If there is one thing I know about small and medium sized business owners its that they hate taxes. They are always looking for ways to legally minimize their tax liability. One easy and productive way to do this is to make fully or partially depreciable investments in the business before December 31st. That could mean buying new equipment, software, training packages, or services that will not only improve the business long-term but also reduce taxable income for the current year. An Urgent Need to Spend As a salesperson, the key takeaway here is that your prospects have a natural, time-bound incentive to spend. If you can position your product or service as the right investment at the right time, you might find it easier to close those deals that seemed just out of reach during the rest of the year. And by the way, if you are dealing with decision-makers who are pushing off decisions to next year, this is a great way to get past that objection. Framing Your Business Case I want to be clear though that most businesses are not going to spend money for the sake of spending money. Savvy business owners want to reduce taxes and do the right thing for their company. Therefore, you can't just be transactional. You still must follow the sales process and build a bridge to the value of tax savings AND business improvement when making your business case. It's all about framing your product or service as a strategic investment rather than a mere expense. For example: If you sell software tools that improve operational efficiency, make the case for how your solution will help them save on labor costs, reduce errors, and streamline workflows. If you're selling advertising, highlight how a year-end launch of a new campaign will lead to immediate results that set the stage for a strong Q1. If you sell capital equipment walk them through how the new equipment will make them more productive and help them expand their business in the new year. The key is to connect the value of your offering directly to the timing. Consider messaging like: “This is an opportune moment to upgrade your systems, so you'll enter the new year with a competitive edge and potentially lower your tax liabilities this season.” “By getting your campaign locked in before the year closes, you can reap immediate tax benefits while ensuring your advertising starts generating leads in January when you need them the most.” If we get the equipment ordered now it will be delivered in Q1 giving you plenty of time to get a high ROI next year. When you can tie the ROI of your product to both tangible improvements and the financial perks of year-end spending, the business case becomes much more compelling and you will sell more. Tailor Your Approach While the end-of-year tax incentive is a common denominator, not every SMB is identical. Some might be profitable but cash-constrained, while others have capital burning a hole in their pockets. Some may be in sectors that had a booming year, while others are just recovering from a difficult market. The more you understand the unique challenges and goals of each prospect you're targeting, the better you can tailor your approach. Before you pick up the phone, walk through their door, or send an email, do some research. Check out their recent announcements, whether they're hiring or expanding. Look into trends in their industry. Understanding these nuances will help you fine-tune your messaging. If you know a business is tight on cash, emphasize flexible payment plans or financing options. If the business is flush with profit, reinforce the immediate tax advantage and the strategic value of reinvesting those funds. Empathy and relevance are your allies here. Show that you understand their position and that your solution aligns perfectly with their current goals. That personal touch, combined with the natural urgency of year-end, is a powerful recipe for closing the deal. Lead With Urgency: Clear, Direct, Compelling I don't want to sweep under the rug how important timing and urgency are with this tactic. While you don't want to be completely transactional, you do want to be direct. As we approach the end of the year, many SMB owners have a long to-do list: Finalizing paperwork, inventory checks, reviewing vendor contracts, preparing for holiday promotions, and on and on. They're busy. They have limited time to spend on sales pitches. This means your outreach needs to be respectful of their schedule and also clear, direct, and compelling. Say right away: “I'm reaching out before the year ends because I have a solution that can help you maximize your tax benefits this year and help you grow your business next year." Being direct and to the point respects their time and sets the context immediately. If you need more help with direct and to-the-point messaging, grab your copy of my book Fanatical Prospecting and review Because Statements. It's crucial that you create and maintain a sense of urgency. Not the aggressive, pushy kind, but a natural urgency rooted in a real calendar event: The year-end. The clock is ticking, and if they don't make their purchase by December 31st, they miss out on the potential tax advantages. This deadline isn't artificial—it's a reality. Use it to frame your conversations. Urgency helps prospects prioritize your offer over other distractions in their busy schedule. Handling Objections You might encounter objections like: “We're too busy to consider new solutions right now,” or “We don't have enough budget.” In these cases, it's wise to highlight the cost-saving and tax benefits again. Stress that investing now can actually put them in a better position financially. Remind them that waiting until next year could mean missing out on an opportunity to reduce this year's taxable income. If time is an issue, propose a quick and efficient implementation plan. Show them that you can be agile and help them integrate the solution without massive downtime. If budget is a concern, consider promotions, discounts, or favorable financing terms. Sometimes, offering a small year-end incentive can tip the scales in your favor. The Five Keys to Selling More to SMBs at the End of the Year SMBs have a natural incentive to invest before year-end: They want to reduce their taxable income and set themselves up for a strong next year. Frame your product as a strategic investment: Highlight the value, ROI, and tax benefits that come with a year-end purchase. Avoid being transactional: Follow the sales process and position yourself as a partner who can help them navigate this critical period. Tailor your approach to each SMB's situation: Research their needs and adjust your prospecting message accordingly, showing empathy and relevance. Create urgency with a real deadline: The calendar itself is your ally; emphasize that the benefits come from acting before December 31st. Here's the deal though. Do not wait. Start this process now. The low-hanging fruit is out there but it will rot on the vine if you fail to pick before the sand runs out of the hourglass this year. Check out the BRAND NEW Jeb Blount Ultimate Sales Success Box Set. It's the perfect gift for the sales professional in your life!

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