Podcasts about when it comes

DN89 - Ash Cash Here's a snapshot of a few things we talked about…         Who is the Clark Kent, When It Comes to Ash Cash?         Was He Mentored by Someone on How to Make Money?         How Did His Family and Friends Perceive His Role as a Banker?         What Was Stuck into His Mind When He Was Learning About Financial Literacy?         Is a Home an Asset or a Liability in His Eyes?         How to Get the Right Mindset, to Create Passive Income and Generational Wealth?         What it Means to ‘Pay Yourself First'         What People Can do to Start Bringing in Additional Income?         How to Package Your Knowledge if you Don't Have a Backstory?         What's the Smallest Amount that People Can Start Investing?         The Best Business Book That He's Read and His Best Book?         Best Advice That He Has Been Given in the Last Two Years?         His Advice for People Looking to Take Action In This Episode You'll Learn: In this episode, Casanova and Ash talk about financial literacy, how to be financially savvy.   

This week we share our first impressions of the 2022 Nissan Frontier and 2022 Hyundai Santa Cruz, and discuss which consumers each might appeal to. We talk about how Consumer Reports testing methods are evolving as electric vehicles become more prominent; if spare tires expire, and when you might want to consider a replacement; if "skateboard-style" EVs weight distribution improves its traction performance; and if the Toyota Prius' shifter design shortcomings are overlooked in CR's ratings.       ----------------------------------- Have a question for our experts? Leave a comment on this episode, or reach out to us directly!   From your iOS device, iMessage us at TalkingCars@icloud.com to send a photo, video, or text directly to the Talking Cars team!   We love to feature our viewers on the show, so submit video questions at https://www.consumerreports.org/cars-talking-cars/   Subscribe to Talking Cars on Spotify: https://open.spotify.com/show/4Jr8wJRJyN9v8T6LC1fQQ6     SHOW NOTES ----------------------------------- 00:00 - Introduction 00:29 - New York Auto Show Cancelled 02:28 - Audience Picks for “Guilty Pleasure Vehicles” 08:27 - 2022 Nissan Frontier First Impressions 18:04 - 2022 Hyundai Santa Cruz First Impressions 27:45 - Question #1: When should you replace a spare tire? 28:58 - Question #2: How will CR's testing methods change when electric vehicles become more prominent? 30:28 - Question #3: Does the even battery weight distribution on a “skateboard-style” EV improve its traction performance? 31:26 - Question #4: Does the Prius' efficiency and reliability wash out its unique shifter design shortcomings? 34:16 - Question #5: How to choose a car with optimal seat comfort?     ----------------------------------   First Drive: The 2022 Nissan Frontier Is More Than Just a New Look https://www.consumerreports.org/pickup-trucks/2022-nissan-frontier-review/   First Drive: 2022 Hyundai Santa Cruz Pickup Proves Ready for Pint-Sized Adventures https://www.consumerreports.org/pickup-trucks/2022-hyundai-santa-cruz-review/   Electric Cars 101: The Answers to All Your EV Questions https://www.consumerreports.org/hybrids-evs/electric-cars-101-the-answers-to-all-your-ev-questions/   When It Comes to Gear Selectors, Drivers Prefer the Simplicity of Old-School Shifters https://www.consumerreports.org/automotive-technology/car-gear-selector-satisfaction-survey/   When to Replace Your Tires https://www.youtube.com/watch?v=n98VF8kb7mQ   Low-Profile Tires vs. Potholes https://www.youtube.com/watch?v=n98VF8kb7mQ   2016 Toyota Prius Quick Drive https://www.youtube.com/watch?v=6GwUY0-gB0Q   Guide to Car Safety https://www.consumerreports.org/cars-guide-to-car-safety/ How to Safely Work on Your Car at Home https://www.consumerreports.org/car-repair-maintenance/how-to-safely-work-on-your-car-at-home/   Coronavirus Resource Hub https://www.consumerreports.org/coronavirus/coronavirus-covid-19-updates/       ----------------------------------- Check out http://www.ConsumerReports.org for the latest reviews, tips, and recommendations and subscribe to our YouTube Channel: http://bit.ly/1Nlb1Ez    Follow Us on Social: Facebook: http://on.fb.me/1IQ2w5q Twitter: http://bit.ly/1Yf5Fh2 Pinterest: http://bit.ly/1P37mM9 Instagram: http://bit.ly/1I49Bzo Google+: http://bit.ly/1Md3gfQ

This week we share our first impressions of the 2022 Nissan Frontier and 2022 Hyundai Santa Cruz, and discuss which consumers each might appeal to. We talk about how Consumer Reports testing methods are evolving as electric vehicles become more prominent; if spare tires expire, and when you might want to consider a replacement; if "skateboard-style" EVs weight distribution improves its traction performance; and if the Toyota Prius' shifter design shortcomings are overlooked in CR's ratings.       ----------------------------------- Have a question for our experts? Leave a comment on this episode, or reach out to us directly!   From your iOS device, iMessage us at TalkingCars@icloud.com to send a photo, video, or text directly to the Talking Cars team!   We love to feature our viewers on the show, so submit video questions at https://www.consumerreports.org/cars-talking-cars/   Subscribe to Talking Cars on Spotify: https://open.spotify.com/show/4Jr8wJRJyN9v8T6LC1fQQ6     SHOW NOTES ----------------------------------- 00:00 - Introduction 00:29 - New York Auto Show Cancelled 02:28 - Audience Picks for “Guilty Pleasure Vehicles” 08:27 - 2022 Nissan Frontier First Impressions 18:04 - 2022 Hyundai Santa Cruz First Impressions 27:45 - Question #1: When should you replace a spare tire? 28:58 - Question #2: How will CR's testing methods change when electric vehicles become more prominent? 30:28 - Question #3: Does the even battery weight distribution on a “skateboard-style” EV improve its traction performance? 31:26 - Question #4: Does the Prius' efficiency and reliability wash out its unique shifter design shortcomings? 34:16 - Question #5: How to choose a car with optimal seat comfort?     ----------------------------------   First Drive: The 2022 Nissan Frontier Is More Than Just a New Look https://www.consumerreports.org/pickup-trucks/2022-nissan-frontier-review/   First Drive: 2022 Hyundai Santa Cruz Pickup Proves Ready for Pint-Sized Adventures https://www.consumerreports.org/pickup-trucks/2022-hyundai-santa-cruz-review/   Electric Cars 101: The Answers to All Your EV Questions https://www.consumerreports.org/hybrids-evs/electric-cars-101-the-answers-to-all-your-ev-questions/   When It Comes to Gear Selectors, Drivers Prefer the Simplicity of Old-School Shifters https://www.consumerreports.org/automotive-technology/car-gear-selector-satisfaction-survey/   When to Replace Your Tires https://www.youtube.com/watch?v=n98VF8kb7mQ   Low-Profile Tires vs. Potholes https://www.youtube.com/watch?v=n98VF8kb7mQ   2016 Toyota Prius Quick Drive https://www.youtube.com/watch?v=6GwUY0-gB0Q   Guide to Car Safety https://www.consumerreports.org/cars-guide-to-car-safety/ How to Safely Work on Your Car at Home https://www.consumerreports.org/car-repair-maintenance/how-to-safely-work-on-your-car-at-home/   Coronavirus Resource Hub https://www.consumerreports.org/coronavirus/coronavirus-covid-19-updates/       ----------------------------------- Check out http://www.ConsumerReports.org for the latest reviews, tips, and recommendations and subscribe to our YouTube Channel: http://bit.ly/1Nlb1Ez    Follow Us on Social: Facebook: http://on.fb.me/1IQ2w5q Twitter: http://bit.ly/1Yf5Fh2 Pinterest: http://bit.ly/1P37mM9 Instagram: http://bit.ly/1I49Bzo Google+: http://bit.ly/1Md3gfQ

Here's a snapshot of a few things we talked about…         Who is the Clark Kent, When It Comes to Chadi Bazzi? [00:02:03]         How Was He able to Leave and Start Coaching? [00:09:53]         The Role Played by His Environment and Being Around Great Thinkers? [00:11:32]         How He Developed His Daily Routine? [00:14:50]         How Can Someone Go Out and Get Listings Easily? [00:18:11]         How to Master Your Listing Presentations [00:22:05]         The Framework for What to Do Before Listing Presentations [00:29:36]         Where Does He See Agents Struggling in The Current Market? [00:33:07]         Best Sites to Find Expired Listings [00:35:17]         One Thing He Wishes He Had Implemented Sooner to Accelerate His Journey? [00:37:24]         His Advice for People Looking to Take Action [00:40:54] In This Episode You'll Learn: In this episode, Casanova and Chadi talk about the importance of your environment, having a routine, mastering your listing presentations and how to deal with the shifting trends in the market. Chadi grew up in Dearborn, Michigan, where he saw his father work tirelessly to make ends meet. He says that he always had this thing inside of him that said that he going to be a game changer. He got involved in real estate around 1997, while working other part time jobs as well. He started doing well in real estate, but life wasn't the way he envisioned it to be. Then, he was exposed to Mike Ferry, and Chadi started to think differently in ways he'd never thought before. His goal was now to make a hundred thousand dollars a year. He decided to move to Newport Beach, California. He got to work right away and got to the six-figure mark in the first year. There, he was doing one-on-one coaching sessions as well, and being around these masterminds broadened his horizon as well. He started thinking to himself, what would it be like to make a hundred thousand dollars a month? Chadi got a six figure raise from Mike, but he decided to part ways and start his own real estate business. He took his first listing in the first 24 hours, and secured over a hundred thousand dollars worth of commissions in his first 30 days. From there, he started coaching again, something that had become his passion. Since then, he has been on over 30,000 one-on-one coaching calls. Chadi adds that the decision to leave a high paying job, to start his own business was scary, but that meant that on the other side was his freedom. He trained his mind to believe that on the other side of his fear is the freedom, but alongside that, he had the right mindset, skills and tools as well. He adds that being around great thinker, they're constantly injecting you and changing your DNA and you can't help yourself but to level up to just try to get to that level. He says that your environment, and what is around you has a significant impact on you, especially the people that you choose to go out there, hang out with. Being in a mastermind group helped him form a routine, something he did not have previously in his life, and that changed everything for him. He says that we're a product of our rituals, something that he practices in his daily routine to change his peak and state. Chadi adds that you would get a lot better results if you are feeling good, as opposed to when you are forcing yourself to do the same. He says that there is no substitution for your work ethic and you doing the work. Talking about what can help agents improve their real estate game, he says that the single most important thing to master is the listing presentation. Then, you got to identify where the sellers are. Chadi then goes on to share the five steps that will help your listing presentation. Step number one is, is the introduction. You have to master because your first impression as it is going to dictate the remainder of the listing presentation. While talking to the potential client, you have to use the assumptive language patterns. Step number two is to reconnect and motivate, again using assumptive language patterns. Step number three would be the pricing part of the presentation. Step number four is to close; nine out of 10-times listing presentation ends right there. Step number five is your marketing plan of action. If you need that, as a backup, share it with them. Chadi shares the formula and the process that agents should go through before they actually get out of their car to walk through the property, to get them in the right state and to be able to transfer, showcase their confidence, authority and expertise, and get that listing. He adds that the power of visualization can change your state and energy, and you would walk in feeling completely better, and that'd increase your odds of communicating at a higher level that gets the contract signed. Talking about the different markets, Chadi adds that you can't control what's going to happen in the external market. You have to focus on the internal market. He adds that regardless of what happens in the market, keep on working on you being the best version of yourself, and your craft to make sure that you're able to service your clients and community at a higher level than everyone else in the marketplace, and as the marketplace does what the marketplace is going to do, it's not going to impact your income. Chadi says that the next wave of opportunity is going to be ‘for sale by owners' and ‘expireds.' So, you got to get your skill up right now while there's few of them. He recommends REDX, Vulcan7 and Espresso Agent for finding those listings. Talking about if he could change one thing that would have gotten him success much sooner, he says, it would be hiring help. He says that one mistake that people make when they begin to hire is that a lot of times, they hire a buyer's agent before they hire an assistant. To help people take action, Chadi says that try the following exercise. Grab a piece of paper and a pen and audit yourself, but not audit yourself, looking for all the negative flaws that you possess, because we all have those. Take inventory of all the beauty that already lies inside of you and start looking at that. He says that what you will discover is that you're much more beautiful than you think to be. You're much more creative than you think you are. You are much more powerful than you ever imagined you could be. It's just that your mind has been clouded looking at things from a different angle and a different lens. Key Quotes:         “I wanted to become a teacher and change lives for children, et cetera, and then I became a teacher that just makes a difference in a completely different industry…”         “People look at you and say, wow, you're lucky. I'm not lucky. I worked my ass off…”         “The scarier it is the more likely you have to do it because on the other side of your fear is your freedom…”         “Environment is everything, and we can prove that right now because who you are, who we are people that were multiple people, multiple personalities living in one single body…”         “I always tell every single person, if you want to change you, interrupt your freaking damn environment first…”         “When I interrupted that lifestyle and started being around people that are waking up earlier and reading books and doing these things, and I started to do those things…”         “Lead generation is easy. Lead conversion is the hard part…”         “There's many different ways to generate them, but the fastest way to generate leads is through expired and for sale by owner and every single marketplace has them…”         “They have to be engaged because when you engage them, at the end of the pricing card of your presentation, they always choose the right price…”         “One of the things that anybody that's read books, personal development books, and all this stuff we talk about like the power of visualization…”         “Having the right team member on your team is a game changer…”         “If you don't have an assistant, you are the assistant...”         “I think everything begins with you and you already have everything you possibly need to level up and live the life of your dreams. You just got to see the beauty in your first…” Links/Resources:         https://www.theredx.com/         https://www.vulcan7.com/       https://www.espressoagent.com/         chadibazzi.tv         takemorelistingsnow.com       https://www.instagram.com/chadibazzi/ Help us out? If you enjoy our podcast, please head over to Apple Podcasts and leave us a 5-star review. By doing so, you enable us to reach more people.  

Here's a snapshot of a few things we talked about…         Who is the Clark Kent, When It Comes to Kyle Depiesse? [00:01:35]         How He Recognized That He Was Starting to Get Burned Out [00:04:04]         How He Pivoted From the Burn Out? [00:07:03]         Was He always Open to Having Mentors and Coaches? [00:08:56]         How Did He Find His First Mentor? [00:12:47]         How Kyle and His Family Got Out of Debt [00:15:49]         What is Creating an Experience and Where Did He First Learn About it? [00:24:07]         When Did He Decide to Educate Others [00:29:14]         One Thing He Wishes He Had Implemented Sooner to Accelerate His Journey? [00:33:29]         His Advice for People Looking to Take Action [00:35:38] In This Episode You'll Learn: In this episode, Casanova and Kyle talk about finding your tribe, have more abundance in your life, and getting rid of the scarcity in your life. Kyle is a former corporate burnout guy, who now creates experiences for people to connect. He likes to be in the background, while creating things for people to step into. Talking about corporate burnout, Kyle says that when you're burned out professionally, it affects every category of life. Every facet of your mental, physical, and personal life gets affected by it. Around the Thanksgiving of 2014, Kyle finally had the realization, and he wanted to stop everything in his life being second priority to his work. Looking back at the process, he calls it connecting the dots. He says that looking back, you've got to have a mentor, you've got to have a coach, you have to be with masterminds, whatever it might be having someone to be there with you to help you through that process speeds up the process. Kyle says that he connected the dots, figured out what he loved, what he was good at and then he started to create those experiences as a result. Talking about his personal and professional growth journey, it included reading a lot of books, listening to podcasts and then he realized that information and knowledge are great, but application is what really matters. Stepping into entrepreneurship, it was a whole new thing for him. It meant that he had to get help, and be vulnerable. He adds that there are different things you can do. You can have mentors from afar, but people have to understand that at some point they will require investments, and that's really important because if you're looking for someone's time, their time is also valuable. Talking about how they got out of massive debt of $380,000 in 38 months, he started with budgeting. He says that we can rephrase the term ‘budget' to how you spend money, and this gives you permission to spend, that doesn't feel constricting. He says that if you want to get through debt fast, play good defense, but you've got to play good offense. Figure out how to double your income, then cut your expenses in half. He adds that if you focus too much on cutting expenses, you will inadvertently develop a scarcity mindset. Talking about how he created experiences, he wanted it to be a smaller, intimate, more exclusive group, because you can't get to know that many people. He does it by forcing people into a container where they have to learn it really quick, and that is more impactful than a 90-minute guest speaker presentation when you actually get to live it out. He adds that finding your tribe is important, because then, we can all lift each other up and we can be better entrepreneurs, business professionals, fathers, husbands, friends, all of these things. After these experiences, they still get together and you're accountable to doing what you said you were going to do.  Kyle says we often overlook that we have the gift of listening, we all have that ability to active listen. You should create your own accountability partners, your own accountability group. He adds that to make sure you don't get stuck in a rut, ask yourself the question, how do I need to support myself through this process? The answer looks like building a tribe and building a community of people that can support you, and it looks like building routines into your day. Kyle says that action brings clarity, keep taking action even if it feels insignificant or small. Key Quotes:         “In the morning, so if anyone's burned out, they're going to feel this, I didn't want to go to work.…”         “Where are my passions and where am I good at something? Connect the dots for that…”         “If anyone's listening and you're in that space, get a mentor, get a coach, get friends that will help, whatever it might be, but that will speed up the process for you…”         “You have got to have someone who is holding you, like, you can't do it on your own, you've got to have someone that's going to hold you accountable to doing what you say you're going to do…”         “Being vulnerable is not weak, being vulnerable is true strength…”         “You're a grown man, but you have to take some risks in life, no matter if they're spiritual, financial or whatever it was…”         “If someone isn't there financially, you can, you can have so many mentors from afar. You can consume their books, their podcasts, or YouTube, all of these things…”         “If you're looking to go from corporate to entrepreneurship, find someone who's been on that same path and is willing to maybe take some time and share with you their journey…”         “Some people hear the word budget and they're like, ah, it feels constricting…”         “You have to play offense and defense. Playing defense in this example is cutting expenses…”         “You've got to develop a little bit of skill to play defense to manage your money. Otherwise, if you're given more money, you're just going to spend it…”         “When I was getting into entrepreneurship, not knowing what I was doing, I needed a tribe around me, and I sought out that tribe…” Links/Resources:         Instagram: https://www.instagram.com/kyle_depiesse/   Help us out? If you enjoy our podcast, please head over to Apple Podcasts and leave us a 5-star review. By doing so, you enable us to reach more people.    

Here's a snapshot of a few things we talked about… ·         Who is the Clark Kent, When It Comes to David Dodge? [00:01:04] ·         Where Did He Learn About House Hacking? [00:02:56] ·         How Did He Fund His First Property? [00:04:11] ·         How to Find Deals and Market to the Sellers [00:11:28] ·         Areas that David Works in [00:21:46] ·         How to Market to Get a Deal [00:25:50] ·         Softwares to Know About Good Deals [00:34:22] ·         Who Should You Hire First If You are Starting Up? [00:38:47] ·         One Thing He Wishes He Had Implemented Sooner to Accelerate His Journey? [00:43:53] In this episode, Casanova and David talk about wholesaling real estate, the power of marketing and how you can generate and convert leads. David says that he has been interested in real estate since a young age. He says that he just knew that he wanted to be a real estate investor in some way, shape or form. David bought his first rental property when he was 20, and it was house hacking. From there, he was able to acquire more properties over the next seven, eight years. David adds that he had teachers and mentors who strongly emphasized the importance of being an owner in real estate. You can flip stuff for short-term profits, but when it comes to tax strategy and wealth creation, being an owner, it's the way to go. During the first 10 years of his real estate investing career, David worked part time jobs as well. Although he was able to acquire properties, he says that it was slow, and he did it wrong. As for the financing, the bank would give an 80% loan, and he would deposit the 20%. In the beginning, he would borrow money from friends and family for the down payment. David says that at the age of 30, he learnt that if you want to find great deals, you have to avoid the MLS at all costs. Changing their mode of operation, David and his partners flipped close to 700 properties and while they aren't even really in the property flipping game. He adds that he focuses a lot on marketing. They market all over the city and their intentions and goals are to find really good rental properties which fit their buy box, that they can use the BRRRR Method to acquire, or nice fun, easy, nearby fix and flips. David adds that they don't like buying properties that need more money to fix up than the purchase just because the risk is really high there. Currently, he has 56 rental properties, mostly singles, twos and some fours. He shares that he did it wrong for the first 10 years, because he didn't know that you could directly market to sellers and avoid the MLS, avoid the agent and avoid paying full retail. He adds that you got to be good at marketing. It will allow you to find somebody that has a problem. All we do as real estate investors or wholesalers regardless, is help people solve problems and demand a discount. David says that all they really do is that they exchange convenience, quick cash, as is, for a discount. He says that you should be bold about it, and that's the business; the bigger discount they give, the more convenience he is going to offer them. He adds that the reason that discounts are so important is because you make your money when you buy, you get paid, when you sell, they are two different things. So you have to buy at a discount, the lower you buy a property, the less risk you have when you become the investor and you go and you fix and flip it, or you add it to the portfolio of rentals. So the lower you can buy, the less risk you can have, and the more opportunities you have to fund it. That is why you got to really learn how to buy at a discount and the MLS is the wrong place. Don't try to find deals on the MLS because the whole process of listing properties is anti-discount. David adds that if you want to find deals, you have to learn how to basically bypass agents, find people that have problems, and learn how to market directly to sellers. That's basically the best approach, and you can do it in a number of ways. At the end of the day, all of the marketing leads to one place, a phone call. So quit overthinking it, get good at marketing. He says that the goal is to get 150, 200 houses and then just rapidly try to pay those properties down. They use the BRRRR Method and don't typically spend money on buying a house anymore. So whenever they buy it, they buy it with somebody else's money. David adds that if you want to be a real estate investor, start with deal finding, start with marketing, start with wholesale, because it's going to teach you how to come across deals. Then what you can do is, you can run, and cherry pick the best ones. He says that if you want to find deals, you need to have 10 people call you every day, because one in 30 of them is going to be a deal. He adds people are always willing to let you call back, if you position yourself, like you want to help. David adds that the name of the game is to get your phone ringing. If you don't have money to invest, which is totally normal then you have to spend time ringing other people's phones. That's a people's business, real estate is just the product that we're looking for. It has nothing to do with the business. The business is marketing and people. He says that people often quit because they're not willing to make the marketing investment. You have to be willing to take the time and invest into following up. He adds that when making an offer, pull away, disqualify yourself as being the retail guy, go in as an investor, go in with the mindset that you're going to make a profit, and be transparent. David says that avoid the MLS just when you're buying property, but the MLS is your greatest tool because it shows you the current value of the nearby properties, which are comps. He also uses PropStream and Batch Leads to determine the ARV. He adds that if you don't have a ton of time, but you do have a little bit of capital, go hire some cold callers and some cold texters and it can be all virtual people. He has four people that do nothing but marketing all day long. He says that the three pillars of wholesaling are marketing, making offers, and following up, they're all three super equally important. David says that having virtual assistants is just leverage as time is his most valuable asset. If you want to be a full-time real estate investor, then start doing activities real estate investors do. Key Quotes: ·         “Books, podcasts, teachers, mentors, online courses, seminars, you name it, man. Like if there's something that's going on with real estate, like I want to be a part of it…” ·         “No matter what you gotta do, be an owner. Somebody else is going to make you wealthy…” ·         “I just didn't take no for an answer, man. I said, I'm going to do this. And a hurdle would come in my way, and I jumped over it and keep running…” ·         “So all the marketing, 100% of the marketing is to try to find something that fits the buy box. So the buy box is a rental property that can get me 250 bucks in cash flow a month…” ·         “My book is just my documentation of what I did and how I did it to do at the time, a hundred BRRRRs…” ·         “We have a little funny slogan or saying at the office. ‘Keep the best and just wholesale the rest', like so simple…” ·         [You are] not a real estate investor in my eyes, when you're a wholesaler, you're a marketer… ·         “If you're good at writing contracts, like I am, you can write in specific clauses that eliminate your risk to zero…” ·         “The definition of business Casanova, it's the act of making money. So why hide behind the business like you're not going to make a freaking profit, right?” ·         “You can mitigate your risk by paying 30 or 40% under the market value, if you get a property at 60 cents on the dollar, you can literally screw up three times and still break even on that deal…” ·         “What's the purpose of marketing it's to get the phone ringing, period…” ·         “Anybody on my team that brings us a deal, we'll give them two grand…” ·         “Driving for dollars is one of the best ways to find deals…” ·         “How do you go about finding a great property that you can use the BRRRR Method on guys? You got to get a deal on it…” ·         “The average deal is four to six months old…” ·         “There's no secret guys, go get bandit signs, hang them in the neighborhood, drive around it, write down addresses or get Deal Machine or BatchDriven…” ·         “Make a friend, don't try to sell people on anything…” ·         “I use a ton of softwares because I just like them because I think that they just make human life a lot easier…” ·         “Those who don't follow up continuously are leaving 80% of the deals on the table…” ·          “You gotta be making offers to all the people that you're marketing to…” ·         “You don't need good sales skills. Just make a friend and let them know that this is a business that you're an investor in that you got to do this for a discount…” Links/Resources: ·          The BRRRR Method: Build a Rental Empire with Nothing Out of Pocket by David Dodge and Mike Slane ·         PropStream Real Estate Investment Software ·         Batch Leads Software ·         The Three Pillars of Wholesaling Real Estate: Learn How to Wholesale - by David Dodge ·         Discount Property Investor - Real Estate Coaching & Education ·         https://www.instagram.com/davidalandodge     Help us out? If you enjoy our podcast, please head over to Apple Podcasts and leave us a 5-star review. By doing so, you enable us to reach more people.  

  Here's a snapshot of a few things we talked about… Who is the Lois Lane, When It Comes to Rachel? [00:01:55] Who Did She Talk About the Books That She was Reading? [00:03:43] Did She Get into Real Estate Directly Out of College? [00:04:48] Did She Do Something on the Side while Working as a Financial Advisor? [00:05:58] Her Role After She Started Working with a Real Estate Investor? [00:06:50] How to Provide Value if You Don't Have Money for Marketing? [00:07:57] Why She Didn't Partner with the Real Estate Investor She Worked with? [00:09:18] Her First Deal in 2017. [00:10:46] How Did She Find Her First Deal? [00:12:00] How Does She Define Passive Income? [00:14:56] Why Having Property Managers is a Good Idea [00:16:34] Clearing Debt First or Investing to Pay Debt Later? [00:18:46] Where Does She See Everything Going Over the Next 24 To 36 Months? [00:20:02] One Thing She Wishes She Had Implemented Sooner to Accelerate Her Journey? [00:23:00] Her Mantra When She Gets into Adversity? [00:24:54] In This Episode You'll Learn: In this episode, Casanova and Rachel talk about passive income, and how it can help you retire early. Rachel grew up in an affluent county, and comparing herself to her peers, she felt like they were poor, and money was always a stressor in her family. She felt like she did not fit in at a young age. Rachel realized that she didn't want to struggle with money when she grew up. That realization lit a fire, and she became passionate about reading. After reading Rich Dad, Poor Dad, she realized that this was how going to escape the rat race and achieve financial independence. Early on, she learned about real estate investing through books and podcasts, and after she started working, she had mentors and learned from people as well. Rachel majored in Financial Economics, and she started working as a financial advisor. She ended up leaving that job, and started working with a real estate investor, where she started learning about real estate investing. She learned a lot from him about how to find off market deals. She says that people looking to invest in real estate, if all they're doing is looking at the MLS and they'll never find a good deal. She adds that sometimes both time and money are needed to get started investing in real estate, but there are ways to generate off-market deals that don't require money. Rachel adds that when you're networking with brokers, lenders, attorneys or real estate agents to get pre-foreclosure leads and short sale leads, oftentimes you can contact the owner directly but doing a small mail campaign, isn't that expensive. Talking about her next job, that she left after nine months, Rachel says that she still learned some valuable skills from there. She says that now she can connect the dots and see how all of these experiences added up, have enabled her to become a successful real estate investor. Rachel talks about the first deal that she did in 2017, when she was 24 years old. It was an off-market deal because it was not an active listing on the MLS. She found it while looking through the expired and canceled MLS listings. She adds that some people feel like following up is aggressive and annoying to do, but if you just do that from a very friendly perspective, saying, hey, I'm still interested, I can't wait to potentially make an offer, the agent and the owner will be very appreciative of that. Rachel says that then they started working on the rent by the room business model. With that unique model, they were making a ton of money. After they reassessed their goals, they decided that they want to have more passive income, so they started moving away from this model. She says that they have decided to reinvest their money into real estate syndications, where it's truly hands-off passive income. She defines passive income as the money that is earned with little to no ongoing effort. Rachel adds that with rental income, she always tells people that they have to have a property manager if they truly want it to be passive. She adds that if you continue to be cheap and frugal, you're going to have a hard time growing and scaling because you're going to try to do everything on your own rather than delegating it. Talking about people with debt, who are looking to invest in real estate, Rachel says that anyone with high interest consumer debt, like credit cards, your money will almost always be better off being put towards the credit card balances and paying the credit card debt down first. If you have lower interest student loans or a mortgage on your primary residence, then there's nothing wrong with starting to invest in real estate. She adds that an easier way to look at it, to get a clearer answer is to compare the interest rates. Rachel says that it's hard to be an investor right now to find good deals because the market is so crazy. So, it's so important to be willing to look for off-market deals and go the extra mile to find those deals. I think it's hard as an investor or an entrepreneur to know when enough is enough. She says that once they reached their goal of monthly passive income, they stopped expanding their empire. She says that they just wanted freedom, and to be able to travel and to work when and where and if they want. Rachel adds that it's important to know, what is the end goal, and what you will do when you get there. She adds that something that would have accelerated her journey was taking action sooner. She says that getting caught up in limiting beliefs really held her back. She says that she wishes she had learned the different investing strategies if you don't have investment, and then not been afraid to take action on them. She adds that her mantra, when she gets into adverse situation is to ask two questions; what is good about this and what does this make possible? Key Quotes: “I remember thinking to myself at some point that, I did not want to end up like everyone else struggling with money…” “The first book I read about real estate investing was Rich Dad, Poor Dad…” “I paid my way through schools, selling Cutco Cutlery. …” “I graduated debt-free, and I just figured that the sales background with my passion for helping people with money would make me a perfect financial advisor…” “It's astonishing how many ways you can find deals besides the MLS. And I think that's one mistake investors make…” “You have to be willing to learn how to be creative and do some of these off-market strategies to find the real hidden gems…| “I had to hustle, and I had to find ways to save money, ‘cause I didn't have any money really of my own to spend back then…” “Sometimes you need to have the retrospect of looking back and realizing, oh, that was actually very valuable…” “You can never connect the dots looking forward, you can only connect them looking backwards…” “The way I define passive income is that it is money that is earned with little to no ongoing effort…” “Don't be cheap because being cheap can cost you so much more money in the long run…” “I think it's hard as an investor or an entrepreneur to know when enough is enough…” “Having that goal, having that pinpoint and knowing when you get there that you have peace, you have fulfillment with it…” – Casanova Brooks. “You don't have to be great to start, but you have to start to be great.”   Links/Resources: Rich Dad Poor Dad by Robert Kiyosaki and Sharon Lechter moneyhoneyrachel.com/bonus Instagram: @moneyhoneyrachel - https://www.instagram.com/moneyhoneyrachel https://www.tiktok.com/@moneyhoneyrachel Help us out? If you enjoy our podcast, please head over to Apple Podcasts and leave us a 5-star review. By doing so, you enable us to reach more people.  

Here's a snapshot of a few things we talked about… Who is the Clark Kent, When It Comes to AJ Osborne? [00:02:03] How Did He Become Paralyzed? [00:06:14] Two Ways That You Have Value [00:12:53] How He Has been Able to Start Multiple Companies? [00:31:45] Would He Recommend Self-Storage Space to People Starting Out? [00:43:23] Levers That You Could Change in Self-Storage. [00:47:15] How to Get Financing for Self-Storage Facilities? [00:57:05] App For Self-Storage Industry News and Analysis [01:05:44] One Thing He Wishes He Had Implemented Sooner to Accelerate His Journey? [01:07:01] In This Episode You'll Learn: In this episode, Casanova and AJ talk about everything related to self-storage, one of the most profitable niches in the real estate market.  Behind the scenes, AJ is a family man, who like spending time with his four kids. He is a very result driven, goal-oriented person, who likes processes that can make change and wants to see things happen. What makes his story unique and interesting is the fact that he became fully paralyzed, quadriplegic due to a rare condition called Guillain-Barré. Within a short span of time, AJ became completely paralyzed. His journey to recovery took him over four years, and he still hasn't fully recovered. AJ says that him wanting to be the dad that he wanted to be with his kids kept him going and doing things. He started up three different companies out of his wheelchair. Since then, his wealth has exploded. Now they have product businesses, and service businesses. AJ develops, converts, bankrupt office buildings, retail centers, turning those into self-storage facilities. Recalling the time when he was working with his dad, he just made money off whatever they sold to our clients. This was an invaluable experience as it was ingrained in his mind that revenue comes from action. He says that this is something many entrepreneurs and businesspeople understand. Talking about how living on 30% of their income, AJ says that this taught them the importance of saving. He also learned the important life lesson that they have to have income that is not tied to his time. AJ talks about another light bulb moment that he had, that if he can't stop, he can't compound. And if he can't compound, his growth is limited and that he could not handle, as he can't compound his wealth, because his time is limited. Then, AJ and his father started acquiring self-storage units, and he started loving them. They turned out to be a great investment as they aren't real estate assets, they are a business. He could buy bad performing units and turn them around, and this appealed more to him as he was a salesguy. Talking about the two ways to get values, AJ said that there's given value and there is earned value. When he first started looking, he was obsessed with given value. For him, the Margin of Safety is important when investing, buying businesses, and everything. AJ adds that you have two types of knowledge, you have static and dynamic. Static knowledge is something you read out of a book, dynamic knowledge is when you do, it's learning. As he gained dynamic knowledge, he looked for the next one; created value. Once he started doing this, his returns exploded. AJ says that as a business owner and investor, you have to get comfortable with operating on the revenues of a business, not off a paycheck, and those fluctuate. He says that it is fine if you know how to control money and capital. AJ recalls the painstaking process of tirelessly working while he was recovering from his condition, after losing his job, but that ended up saving me and my family's life. He adds that you want to get yourself off that earned income, but you also want to make sure that you're protected against downsides. Talking about his real estate acquisitions during the recession, people thought it was not a great idea. He says that the way that money and fundamentals work is simple, and the process is always true.  AJ adds that because he made sure he had a margin of stupidity, he was able to learn and make it big. AJ faced a lot of difficulties in school, as he is dyslexic. When he took and scored super high on like equivalencies and IQ tests, he realized that it was the system that was failing him. It is important getting comfortable and knowing that it's okay to not know to be wrong and to have faith, but that it doesn't mean that's who you are. He adds that markets care about one thing, and one thing only they care about price, they care about value, they care about service. And as long as you can deliver that to them, you'll be successful. AJ says that first and foremost, when you're truly starting out, you need mentors because what you need to learn to do, you can't do at school, and dynamic learning is a way of learning how to learn. Talking about the two types of people you can find in every organization; AJ says that there are implementers and then there are visionaries. He talks about how surrounding himself with implementers helped his companies achieve great success. AJ says that when you start out, you usually don't have a lot of money, so, partnering is the best option. You need to partner with somebody that is good at the things that you aren't. Then, put the right people in the right positions by identifying them and create processes so you can measure their success. Talking about people starting out, AJ says that if you want to end up in self-storage space, just start there. He says that it gets a lot harder to find commercial assets and other industries like retail, that you could start small, learn, grow and compound. AJ adds that the revenue management side of self-storage is very dynamic, and you can market it very efficiently by identifying the high-paying customer.   Key Quotes: “You don't need to be a superhero to have massive results and massive change…” “Revenue comes from action…” “If you look, so many entrepreneurs and businesspeople, so many of them are salespeople…” “I am playing the greatest game on earth with the coolest people, and I get to do it every day, what a blessing…” “It also, taught me the most important skill ever. I have to have income that is not tied to my time…” “I do mergers and acquisitions. I buy brokerage firms and we take in our technology and skill, turn them around…” “If an asset, for some reason, isn't performing at a market level and that's usually dependent on operators…” “Dynamic knowledge is much more valuable because dynamic knowledge has to do with forced value…” “I understood that how money really works instead of disillusion of the paycheck…” “The people in the economy that are the biggest and the best are the ones that survive…” “As long as I knew I needed a margin of stupidity, I could be stupid and do it. And you can do that in every industry, in every asset class…” “Start small, start with margin of stupidity and be okay with your own stupidity. Get going, start building those small things…” “That is how entrepreneurs work. You're building something in the future that doesn't exist…” “If you're starting out, go find mentors…” “I'm big on self-auditing. I shouldn't be doing this. I'm not very good at this. We need to get somebody that is great on this and implement…” “The revenue management side of self-storage is very dynamic. We look at ourselves like hotels or airlines, they're always changing…”   Links/Resources: Rocket Fuel by Gino Wickman and Mark C. Winters Good to Great by James C. Collins What the Heck Is EOS? by Gino Wickman and Tom Bouwer Radius Plus - https://www.radiusplus.com/ https://ajosborne.com/podcast/ @ajosborne - https://www.instagram.com/ajosborne/ https://selfstorageincome.podbean.com/ The Investors Guide to Growing Wealth in Self Storage by AJ Osborne: https://www.amazon.com/gp/product/1735258806/ Help us out? If you enjoy our podcast, please head over to Apple Podcasts and leave us a 5-star review. By doing so, you enable us to reach more people.  

Here's a snapshot of a few things we talked about… Who is the Clark Kent, When It Comes to Rod Watson? [00:02:19] His Backstory and Where He Grew Up. [00:03:31] What Was it Like for Him When He Transitioned Back in After Playing Overseas? [00:10:35] Why Do Real Estate Agents Experience Burnout? [00:16:27] Why Did He Decide to Make the Transition into Luxury Real Estate? [00:19:08] How Tough Was it for Him to Break Through the Luxury Real Estate Market? [00:23:55] How Can Someone Break into The Luxury Real Estate Market After Pandemic? [00:32:30] One Thing He Wishes He Had Implemented Sooner to Accelerate His Journey? [00:42:10] His Advice for People Looking to Take Action In This Episode You'll Learn: In this episode, Casanova and Rod talk about how and what you need to break into and excel in the luxury real estate market. Rod is an everyday guy, who loves spending time with his family. Rod has always been a dreamer, ever since he was a kid, he had a bright and colorful imagination. He doesn't believe in just working to create the world that he wants for myself, but also doing so while helping others and living life on his own terms. Rod says that he is a passionate individual, and his family is his main source of motivation. He says that he didn't get into the business of real estate, just for the money aspect. He knew that the money aspect would create equitable opportunities and some stability and long-term financial wealth, if he stayed consistent and persistent with it. Ultimately, he did it because it created the opportunity to have right time to live life on his own terms, time to explore who he is as a human being and to work on manifesting the things that he dreamt about and the things that he wants in his life. Growing up in the historic Fifth Ward community in Houston, Texas, Rod had a troubled childhood. It had a profound impact and effect on him, where it forced him to be in a position where he was on his own. At 14, to escape the negativity in the household, he started living outside. Early on, he had to figure things out on his own, and had to go through that process of dealing with not having a father that was available to him, that he could speak to and discuss those challenges and issues that he was faced with. He found a refuge in sports. When he found out about Michael Jordan, MJ became his idol. He wanted to learn how to play this sport because he wanted to be like Mike. He became that father figure, that superhero, that person he wanted to emulate and follow in his footsteps. It kept him on the straightened arrow until he was able to earn a scholarship to go off to college, which led him to California because he didn't want to stay in Texas. Rod had a mentor at the time, he didn't see him as his mentor. He saw him as a friend, who was a great basketball player, and would play with them during summers. He was the connection that helped him move to California. Rod says that the negative experiences from his early life that profoundly impacted him, also taught him how to be resilient, how to be tough, how to take on challenges head on. When he got the opportunity to play basketball in the state of California, he jumped on it, something he says was the best thing that ever happened to him. Talking about transitioning back after playing basketball overseas, Rod says that he had prepared himself. He realized that he was eventually going to have to stop playing this game. He wrote down some goals and one of those goals was to obtain a master's degree and also, potentially become a college coach. When Rod got a call from his college coach who had just taken a job at our cross-town rival with an offer to join him. He took the assistant's job. The university agreed to pay for his master's degree, along with housing, at the time as a head associate coach and an assistant. Rod believes that it was probably one of the best decisions he made and is thankful that he sat down and wrote his goals out, and what he wanted to obtain for himself. Another one of his goals was also to become a father and a husband, and have a family. Aside from getting a master's degree was also to be a better example to his siblings and to his family as well, by how he lived his life. Rod adds that you have to ultimately have a strong, positive mindset to be persistent and consistent towards working towards your goals, the things that you say you want to accomplish. That's going to allow you to break through and get to that next level that you say you want to be at, or you want to get to. Talking about why he made the transition to luxury real estate, Rod adds that there were a few reasons behind it. First, you would make a lot more money, doing the same amount of work. Secondly, he saw the long-term benefits and building his name and my brand in this space, because then he could take that money and work towards building wealth for himself and his family. Thirdly, he also wanted to create other equitable opportunities outside of real estate for himself in the media space and he's beginning to do that. Rod adds that it takes money to do great things, and to have longevity in this space. It takes money to build wealth. It takes money to live the life you want to live on your own terms and the luxury real estate states space presented that to him. He talks about paving way for his daughters to learn the business, so that one day he could pass that down to his kids, as well as the wealth of knowledge in this space that he learned over the past 15 years. All of that information is going to be passed down to his daughters. Rod adds that the world has convinced us that the only way that you can actually have success in society is by going to college, and it's not. He says he is a living example, when he wrote down his goals, and wanted to be an example to the next generation; his siblings, aunts, and uncles. He wanted to break the generational curses. Rod says that everything's hard in the beginning, it doesn't matter what you're preparing yourself to do. The challenging part is doing the work, that's going to lead to even just giving yourself an opportunity to experience the things that you're seeking, or that you are pursuing in life. For him, it came down to a few things; relationship, knowledge and information. Rod leveraged relationships, immersed himself in gaining the knowledge, and then researching information, to learn about things that he needed to have in order to be more informed about what it's going to take to enter this space and have success. He further adds that faith without any actions is dead. So, if you're not going to put any action behind, you're not going to produce the results. For him, the hard part was just being patient enough to allow that process to manifest or to evolve, and sticking it out to see it through to when he finally got that opportunity to get his first luxury listing. Talking about how they got their first luxury listing, Rod says that it was one of his friends in California, who was an NBA player. It was their first luxury listing million-dollar property. They sold it in less than 30 days, and for a really good price. Rod says that they accomplished two things in one; they sold a luxury property that was owned by an athlete. Rod says that with these individuals, it comes down to trust. He adds that there are four forms of currency, knowledge, time, relationships, and money. Majority of us spend time chasing money, and we devalue relationships. We devalue the fact that our time is our greatest asset next to our health. He says that when he didn't have money and was dead broke in his business, he leveraged knowledge, he leveraged his time and he leveraged the relationship that he had, that opened doors for him. For people looking to secure listings in the luxury real estate market, Rod says that it's about operating in the circles of where those people are, and utilizing the four forms of currencies. Those people aren't just looking for a real estate agent. You should seek to build and leverage relationships with those who know you and like you, that operate in the space of those individuals that you seek to work with. If you don't have those relationships, you got to put the work in and put the time in and increase your knowledge in that space, and you got to learn the business. So, by learning and getting the knowledge, you can learn how to effectively market yourself, where you have to build your brand, your presence. You also have to be in those places where these people are. So, that is either through relationships or friendships. Cass adds that you have to show that you're different. Rod says that you have to be strategic, intentional, and you have to be committed. Rod says that you can only acquire knowledge through time and being consistent and persistent about seeking that information out. He says that the only regret that he has is that he should have started sooner. If he had the knowledge that he has today, he would have started right out, and probably wouldn't even have gone to college. For people looking to take action, Rod says that you have everything you need within you, that God has given you, that's your gift. Just have a strong undeniable belief in yourself, regardless of how you feel or where you're at today. If you have a dream that is a signal right away to let you know, you have everything you need within you. Key Quotes: “I enjoy just being a regular guy. I don't seek attention from people. I don't need validation from others…” “I'm just someone that's passionate about my dreams, passionate about living this experience that we call life as human beings…” “In spite of my hardship and challenges that I was faced with that became my refuge, that became my church, that became my sanctuary being on the basketball court competing…” “That started with writing down my goals and then actually planning and preparing for the future that I wanted to have for myself…” “Sometimes you have to realize that it's going to require you to get out of your comfort zone and there's levels, right, it's like a video game…” “I saw luxury being able to create the opportunities for me to further live out my life in the way that I wanted to live it, around the things that I'm passionate about…” “I've gained that knowledge and information of being in this industry 15 years so, that's wealth in itself...” “If you have enough belief in yourself, you go out and you work towards building and creating something, that in itself is wealth…” “I tell people all the time, if you want to enter the space, you got to do the work…” “I've learned very early on that If you can leverage knowledge, if you can leverage time and you can leverage relationships, money will come…” “Relationships can get you into any door that a degree can not necessarily…” “If you study the greats too, they have a strategic approach to everything they do, period…” “Start is the hardest part…” Links/Resources: https://www.instagram.com/rodwatson23/ https://www.lavipagent.com/ https://www.linkedin.com/in/rod-watson-9a047932/ rod@lavipagent.com 281-797-3841 Help us out? If you enjoy our podcast, please head over to Apple Podcasts and leave us a 5-star review. By doing so, you enable us to reach more people.  

Here's a snapshot of a few things we talked about… Who is the Clark Kent, When It Comes to Aaron Amuchastegui? [00:02:19] What Helped Him Through Rocky Times with His Spouse? [00:05:58] His Background and Journey through the World of Real Estate [00:11:50] How He Turned His Life Around After Going to Prison [00:18:21] If He Had to Start Over Again, Would He Still Start with Foreclosures? [00:37:18] Why Single Rental Units are Great Investments [00:44:06] Once Things Go Back to Pre-Pandemic Days, Will He Go Back in On Foreclosures? [00:46:55] One Thing He Wishes He Had Implemented Sooner to Accelerate His Journey? [00:48:26]   In This Episode You'll Learn: In this episode, Casanova and Aaron talk about how he reached the top, lost it all and now got back to the top. He shares the lessons he learnt through the ups and downs of life and in the real estate business.  Aaron starts by saying that social media is our highlight reel. It's everyone's highlight reel, and it is why we do the hard stuff. Everyone should be focusing on things that are good, instead of things that went wrong. Aaron is a family man, who goes by the motto from his dads group, ‘I'm a family man with the business', instead of ‘I'm a businessman with a family.' He recalls the struggles and rough patches that they went through in their marriage, but they pushed through that, now they have an amazing marriage and life. He likes to spend time with his family, and have different experiences, and make memories with his kids. Cass adds that a lot of the times, we don't put enough emphasis on the time and the memories that we have right now to create with our kids, and we only have a certain amount of time. Talking about what helped him keep his marriage together, Aaron says that the relationship advice he always gives to people when they're having trouble with their marriage is to just stay and keep trying and keep pushing forward. One of the things that they also struggle with after they started making a lot of money was that nobody taught us what it was like to have money. No one told us what to do with that, as they didn't come from money. Aaron adds that when they both started making money, instead of being a team, they started competing with each other. When they lost it all, and it was a combination of relationship and business stuff, and everything else. Growing up in a small town in Oregon, Aaron never had to learn how to be socially good in school. One of his problems, when he went to college, was that he had a really tough time socially. While studying at the University of Oregon, he became part of the wrong crowd.  Unfortunately for him, this led to him, at 21 years old, going to prison in Southern California. Those two years were amazingly transformative for him and who he became. He really started to think that he was not going to waste any more of his life. As soon as he got out, he got accepted to go to Cal Poly to study construction management. He worked harder than everybody else around him. He cared more about every class than everybody else around him. Things started looking up for them, but after the market crash of 2008, things went downhill. His wife was working nights, and he was working days. Aaron scrambled to start a business and started looking at courthouse steps for foreclosures.  They got really lucky on their first deal and found a great process and niche. After his second daughter was born six weeks early, Aaron finally decided to leave his job and pursue this full-time.  One thing he wished they would have done better at that time was to figure out what their ‘why' was going to be later because their ‘why' at the time was that they just wanted to be okay. From 2009 to 2012, they bought a ton of houses. His wife was one of the biggest brokers in Northern California at the time. When big companies started entering the market, they were put out of their business. Their relationship started to go into shambles. Our business went into shambles. He realized that they did the wrong things with their money. They learned many lessons, and then they were shut down for a couple of years after that. Somewhere in that three-to-six-month period, Aaron started to read some books and started being positive, getting a mindset again. He adds that it takes time before you can get your head on shoulder and the trauma has to go down a little bit before you can focus on what's next. After looking for opportunities, Aaron got a chance to redo that auction scenario. He bought three houses at auction, they flipped them in the next month and it was off to the races again. It was like 2009 all over again, but he learned all of those lessons along the way. Aarons adds that 2015 was the bottom for them, and since then, they've been on an upward trajectory, like the stock market. He recalls going to a Single-Family Rental Conference, where he found out that very few people owned over a thousand houses. He thought that if he would have just kept 50 of the houses he flipped, he would have been set for life. So that changed his mind set when I went back to auction. At that point, he wasn't a flipper anymore.  He'd buy 10 in a month, and he would flip one or two and then he would turn the others into rentals and refinance them. He has done it every month since 2015. Now, he also owns the foreclosure listing company in Texas. So, if he can't buy auction houses anymore, he'll at least be selling people for a subscription. Following COVID and foreclosure moratorium, Aaron started aggressively buying new construction for rentals. When you lock in a new construction, you don't get it delivered to you for five or six months. Which is great when there's an increasing market, as the house will be worth more when it is delivered.  Finding new construction is as simple as if you see a development getting built, you pull in there even before the sales office is up and you ask them who the builder is and they tell you, and you call that builder and say, I want to buy a house over there. He adds that the lower end ones make good rentals, the higher end ones don't. So, go see the ones that you think are going to be good cash flows. He continues that he loves the pace of foreclosures and the deal of foreclosures, but it's not going to be his only focus. A year and a half ago, it was the biggest part of his strategy, and now it'll be one of his strategies. Talking about things that could have accelerated his journey, he says that knowing your why, knowing your goal and keeping your eye on it and combined with that, finding mentors and people that have been there first would have been greatly helpful. Key Quotes: “Don't think about the stuff that went wrong last year. Think about the stuff that went right, think about how you made the most of it because the highlight reel is that special part of it…”—Aaron Amuchastegui.  “Maybe someday we'll get to say like, Aaron really prepared his kids where they could live with that, but they're choosing to hang out with them instead…”—Aaron Amuchastegui. “If I didn't come from a loving father, that a loving father must come from me…” –Casanova Brooks. “One of the biggest secrets is both people wanting to do better and sticking through some wild, tough times…”—Aaron Amuchastegui.  “We were making so much money, but nobody taught us what it was like to have money…”—Aaron Amuchastegui. “When you're struggling and you're barely making any money, you're a team, you and your spouse, you guys are a team…”—Aaron Amuchastegui. “We're so inundated with the struggle of this part, but we don't really think about the overall picture, is that we're really building our roots going through these hard times…” –Casanova Brooks. “I was making bad decisions and did not realize that the impact of my bad decisions could be so significant…”—Aaron Amuchastegui. “If we would have had a more set thing off, this is why I want to get successful. This is why I want to have money. And when I get money, this is what I'm going to do. We wouldn't have, we wouldn't have wasted it later…”—Aaron Amuchastegui. “Beginning of 2012, 2013, we had over a million dollars in cash just sitting in a bank account and near the end of that year, we didn't have any anymore…”—Aaron Amuchastegui. “It takes time before you can get your head on shoulder and the trauma, like the trauma, has to go down a little bit before you can focus on what's next…”—Aaron Amuchastegui. “We got this mindset of memories over things, if we ever get another chance, it's memory over other things…”—Aaron Amuchastegui. “Auction is a little risky in the fact that you got to do your homework. Not all of them are a good deal…”—Aaron Amuchastegui. “The new mindset was instead of short cash, let's set for life…”—Aaron Amuchastegui. “A man isn't a man, unless he has gone bankrupt a couple of times in his life…”—Aaron Amuchastegui. “I think I've been to zero about three times. If you count the time in my twenties and hopefully now it's just creating legacy instead…”—Aaron Amuchastegui. “Really know your ‘whys' and your goals and where you want to be…”—Aaron Amuchastegui. Links/Resources: https://frontrowdads.com/  The Miracle Morning by Hal Elrod The 4-Hour Workweek by Tim Ferriss The Real Estate Rockstars Podcast - https://hibandigital.com/ https://www.instagram.com/aaronamuchastegui  Real Estate Rockstars Podcast www.hibandigital.com Rebusuniversity.com 4closure.info prophawk.com leadpropeller.com Help us out? If you enjoy our podcast, please head over to Apple Podcasts and leave us a 5-star review. By doing so, you enable us to reach more people.

Here's a snapshot of a few things we talked about… Who is the Clark Kent, When It Comes to Taylor Welch? [00:01:19] First Business That Taylor Created with Six Figure Potential [00:04:23] If He Started Over Again, Will He Still Start with Freelance Copywriting? [00:08:57] When Did Funnels Come into Play for Him? [00:13:10] Does He Still Focus as Heavily on Emails as He Did Before? [00:15:29] If Someone Has a Product to Sell, What Should be Their First Step? [00:16:40] What Does the Process of Launching a New Business Look for Him? [00:17:43] How To Analyze and Find Out if Something is Worth Your Time? [00:19:31] Why Did He Decide to Get Out of the Webinar Game? [00:22:22] Low Ticket vs. High Ticket Model [00:24:41] His Businesses That Are Based Off of People Versus Based Off of Products? [00:27:27] Why Did He Decide to Partner Up with Chris Evans? [00:29:36] Is Taylor Still Mentorship Heavy? [00:30:51] Is Taylor Inspired by Any of the New Success Coaches? [00:32:26] Does He Consider Himself a Generalist? [00:36:28] Does He Think Jeff Bezos is a Specialist? [00:38:50] How Many Books Does He Read? [00:40:21] How Does He Filter Which Content to Consume? [00:42:20] Does He Use Pen and Paper or is Everything Electronic? [00:44:45] Books He Would Recommend to Someone Starting Out and Best Book That He Has Read in 2021 [00:45:41] One Thing He Wishes He Had Implemented Sooner to Accelerate His Journey? [00:47:56] His Advice for People Looking to Take Action [00:52:06]   In This Episode, You'll Learn: In this episode, Casanova and Taylor talk about his journey and how Taylor was able to build six, seven, and eight figure businesses.  Growing up, Taylor wanted to be in and work in church. When he achieved it, he didn't like it. For him, building these companies, he didn't grow up as an entrepreneur. He didn't grow up wanting to sell stuff.  Now, with businesses set to make close to nine figures, his journey has been a wild ride. He believes in learning to appreciate yourself and appreciate the game in a way that's not outcome specific or outcome based.  He adds that with time you want to graduate to a space where you were playing the game for the love of the game and the rings are fun. Behind the scenes, you just probably find him showing up to work every day because he's addicted to it, because it's fun. Cas adds that we all had big dreams and big ambitions, and we didn't necessarily know that we were going to have to create the path, but we learned it along our journey. Talking about the first business that Taylor created, he shares that it stemmed off of him helping his wife with some marketing for her hair stylist business. He started with the vision of replacing what he was making a month, while working at a real estate business.  What got me in the game was writing copy freelance. He developed a skillset for salesmanship and paid quite a bit of money at the beginning through mentorship. From 2014 into 2015, his business grew exponentially. Then he met his business partner, and they started the agency that became known as Traffic and Funnels in September of 2015. By January 2016, they had hit six figures. From there, they built the team out, then built sales mentor, then built a real estate company. If he had get started over again, Taylor said that knowing what he knows now, he would still learn copy, but he would probably skip past the whole, doing the copywriting for other people. Taylor became good at copywriting after he purchased the Copy Hour course, where he had to write a direct response sales letter by hand, every day. He adds that there's no other skillset like that, if you have the ability to put together phrasing and persuasion, and do it in a way that's written. One thing that he would change was to write copy for his own business, instead of other people. He further adds that the agency model is going to last, and if you start an agency, you're going to probably have good income for a really long time, if you use your marketing skills for your own business. Taylor was introduced to funnels after he bought the Infusionsoft software. He then branded himself as the Infusionsoft copywriter, and this made him job a whole lot easier. Funnels gave him a higher percentage of success. In hindsight, Taylor says that he was in the flow with where the market was headed, accidentally. It wasn't strategic.  When he stared emailing sales letters, that got his percentage up.  Nowadays, they don't rely heavily on emails, and use everything. They use email now as more of a facilitation tool, not as direct response anymore. For somebody who's just getting started, it depends on the risk profile of that person and their financial standing, when it comes to the first hire. Their process of launching new businesses starts with the research.  He adds that the amount of marketing finesse we have to demonstrate in Traffic and Funnels is really high. The first thing to do is that you want to not only find the pain point, but you also want to find a pain point that's not already drenched in other solutions. To figure out if something is worth your time, you can do a competitor research and do a competitor analysis. Sometimes there are solutions, but the solutions aren't good. Like for instance, people aren't selling two-steps on Twitter, the way they are on Facebook.  Two-steps is one of the easiest ways to pick up momentum because people are going to read that post and they would want it. So, you validate that attention, get a little bit of momentum, and then take it to a messenger combo, take it to a sales call. Taylor adds that they gave up on webinars because they liked the idea of building a customer list, more than we liked the idea of building a lead list.  Talking about low ticket vs. high ticket market, Taylor recommends sticking to the high ticket. He says that it a whole lot easier and it's a lot faster. He adds that theoretically and practically, it is a little bit easier to get started on the high-ticket side, but some people don't want it. They'd rather have a lower touch and a little bit of distance between them and the customer, and that's fine too. As of now, they sell information via products. They don't have any like typical e-commerce slash retail type of brands, but this partner Chris wants to get into that. They've had a great partnership, and maintained healthy communication through the years. Taylor adds that Chris brings things that he doesn't have in terms of strategy and launching things fast. And he has things that Chris doesn't have, and so it's just been a good partnership and they're just kind of open-handed with it. Although he started mentorship heavy, Taylor doesn't work with mentors anymore, other than a mindset coach. It's important for him, especially over the next few years to find people that he could just completely and totally empower to call him out. Talking about their real estate endeavors, they not in hedge fund territory yet, but they're quickly approaching the REIT territory and putting together syndication deals. Taylor says that he wants to be learning new things. he wants to be making sure he is in new zones because that's what keeps him excited, that's what keeps him fresh. Lately, his challenge has been to learn one thing to mastery than backfill himself. Taylor doesn't consider himself a generalist and the skillset for him would be people and mobilization. The world is also changing the way that specialization works. There's riches in specializing in certain problems and solutions. Taylor likes to read a lot and when he has a book or is reading about a new skillset or about a person, consuming some form of information, it is in perfect alignment with who he wants to be and his identity. When he is ready a book, he likes to highlight the important stuff, and later, compile them on Evernote. He further adds that it's not necessarily deciding which things to implement versus which things to not. It's more so deciding when to implement, because you want to implement all of it.  Talking about the ten books that he reads, he said that the material inside of these books and these book notes is something that he knows that he's going to be working out of his system. And he got to get them back in. Taylor further adds that constraints thinking, as mentioned in The Road Less Stupid, had he learned about it few years earlier, they could be even further ahead. On the subject of the voice of self-doubt in the head, Taylor said that it is a part of the process of being human.  There's nothing wrong with you for having that voice. The response you have to that voice will determine whether you stay where you are or whether you ultimately transcend it to the next level. Key Quotes: “So many people were playing the game to get something…” –Taylor Welch. “You got to grow to a position and a stature in life where you outgrow the behavior of the past…”–Taylor Welch. “That's what life is all about is obviously, you know, re-strategizing, re-optimizing and then going at it again…” –Casanova Brooks. “That's where I started, dude, $800 a month apartment, writing copy for like some of my clients for free at the beginning and just grew day by day…”–Taylor Welch. “I do think copywriting is the most versatile skill in the world. I don't think there's any skill set that's quite like it…”–Taylor Welch. “If you can put words down on paper that makes people give you money. I mean, dude you're set for life…”–Taylor Welch. “I recognized very early, I have to nail a sales letter, like 95% of the way for it to work. But if I can get them onto an email list, I don't have to nail every email; I just have to nail one out of 20…”–Taylor Welch. “[Email is] just one milestone on the customer's journey to get them onto a phone call or to get them into a Facebook group, or, you know what I mean, like it's facilitating the next step…”–Taylor Welch. “It's all research for the first part. And it's identifying the problem in the market that people are either underserved or not served at all, or there's not a dominant player in the market…”–Taylor Welch. “The two step, it's just acting as the facilitator for the next step…”–Taylor Welch. “For a lead it's somebody who just gives their email potentially but for a customer, it's somebody who gets on the phone with you…” –Casanova Brooks. “The higher you go, the easier it gets because they're typically a higher caliber type of clientele…”–Taylor Welch. “I have a lot of great relationships who are, you know, I would be considered poor to them. And those are always really nice because I'm like, oh man, there's a long way for us to go. We're not there yet…”–Taylor Welch. “Those are the trendsetters. Those are the truth tellers. Those are the market definers. And that's who I think all of us should one day, aspire to be….”–Taylor Welch. “If you're going to compete with a specialist and you're a generalist. You're probably gonna lose to this specialist…”–Taylor Welch. “You can specialize in that one skill set, but just make sure that it's something that's broad enough that we crossover to multiple industries…”–Casanova Brooks. “Some people just use Facebook instead of Evernote, and that's where they get all messed up is Facebook's not designed to help you. It's designed to addict you…”–Taylor Welch. “Constraints is like, you know, you basically take the problems you're trying to solve in your life. And you begin removing all of the strategies that would make it easy…”–Taylor Welch. Links/Resources: https://copyhour.com/ Range: Why Generalists Triumph in a Specialized World by David Epstein The Road Less Stupid by Keith J. Cunningham Principles by Ray. Daleo The Road Less Stupid by Keith Cunningham High Performance Habits by Burchard, Brendon The Laws of Human Nature by Robert Greene 33 Strategies of War by Robert Greene 177 Mental Toughness Habits by Steve Siebold 80-20 Principle by Richard Koch Stillness is The Key by Ryan Holiday BE 2.0 by Jim Collins The One Thing by Gary Keller Eleven Rings: The Soul of Success by Phil Jackson Psycho-Cybernetics by Maxwell Maltz Secrets of the Millionaire Mind by T. Harv Eker For those who are interested in learning more about investing in the real estate and the Wealth Cap fund:  - https://trafficandfunnels.com/networth/ Instagram: @taylorawelch https://www.instagram.com/taylorawelch/ Facebook: @Taylorwelch https://www.facebook.com/taylorawelch Taylor's Daily Mind Medicine Podcast: https://trafficandfunnels.com/dailymindmedicine/  LinkedIn: https://www.linkedin.com/in/taylor-welch-60765423/ To book Taylor for speaking opportunities: https://taylorawelch.com/ Help us out? If you enjoy our podcast, please head over to Apple Podcasts and leave us a 5-star review. By doing so, you enable us to reach more people.

Today we're traveling back to 1960s Baltimore with Hairspray! Join us for a discussion of flashers, the Baltimore accent, flags in classrooms, interracial relationships on TV, and more! Sources: Flashers: F.G. Rooth, "Some Historical Notes on Indecent Exposure and Exhibitionism," Medico-Legal Journal 38, no. 4 (1970): 135-139. Stuart P. Green, "To See and Be Seen: Reconstructing the Law of Voyeurism and Exhibitionism," The American Criminal Law Review 55:2 (2018): 203-258. Thomas L. Fowler, "Of Moons, Thongs, Holdings and Dicta: State v. Fly and the Rule of Loaw, 22 Campbell L. Rev. 253" Campbell Law Review (Spring 2000). https://www.justia.com/criminal/offenses/sex-crimes/public-indecency/ N-gram "Exhibitionist" https://books.google.com/ngrams/graph?content=exhibitionist&year_start=1600&year_end=2019&corpus=26&smoothing=7&case_insensitive=true Samuel Pepys, The Diary of Samuel Pepys, https://www.pepysdiary.com/diary/1663/07/01/ National Conference of State Legislatures, "Breastfeeding State Laws," NCSL (7/9/2020). https://www.ncsl.org/research/health/breastfeeding-state-laws.aspx https://casetext.com/case/messina-v-state-11#p606 Flags in Classrooms: Arizona HB2583 https://www.azleg.gov/legtext/47leg/2r/summary/s.2583k12-hed_asenacted.doc.htm 4 U.S. Code § 6, https://www.law.cornell.edu/uscode/text/4/6 Amy Crawford, "How the Pledge of Allegiance Went From PR Gimmick to Patriotic Vow," Smithsonian Magazine (September 2015). https://www.smithsonianmag.com/history/pledge-allegiance-pr-gimmick-patriotic-vow-180956332/ "Pledge of Allegiance Law Overturned," New York Times (5 September 1970). https://www.nytimes.com/1970/09/05/archives/pledge-of-allegiance-law-overturned-in-maryland.html#:~:text=ANNAPOLIS%2C%20Md.%2C%20Sept.,to%20the%20United%20States%20flag. https://codes.findlaw.com/md/education/md-code-educ-sect-7-105.html Michael Lipka, "Five Facts about the Pledge of Allegiance" Pew Research Center, (4 September 2013) https://www.pewresearch.org/fact-tank/2013/09/04/5-facts-about-the-pledge-of-allegiance/ Interracial Kisses on TV: Thomas Doherty, Cold War, Cool Medium: Television, McCarthyism, and American Culture. New York, Columbia University Press, 2003. US Code of Television Practices for Broadcasters, Full Text: http://www.tvhistory.tv/SEAL-Good-Practice.htm Raj Tawney, "Was I Love Lucy Ahead of Its Time?" Television Academy, available at https://www.emmys.com/news/online-originals/was-i-love-lucy-ahead-its-time "Uncovered Footage Reveals TV's First Interracial Kiss, Long Before Star Trek," CNN, available at https://www.cnn.com/2015/11/20/world/first-interracial-kiss-on-tv/index.html Donald Liebenson, "50 Years Ago, a White Woman Touching a Black Man on Television Caused a National Commotion," Vanity Fair, available at https://www.vanityfair.com/hollywood/2018/04/harry-belafonte-petula-clark-1968-civil-rights-arm-touch-national-commotion Dr. Jason Johnson, Twitter Post on Benson: https://twitter.com/DrJasonJohnson/status/1172929913676083206 Baltimore Accent: Erik Singer, Technique Critique: Movie Accent Expert Breaks Down 32 Actors' Accents. Wired. Available at https://www.youtube.com/watch?v=NvDvESEXcgE Lexicon of Bawlimorese, Baltimore Hon. Available at http://www.baltimorehon.com/ Maryland 2, International Dialects of English Archive: https://www.dialectsarchive.com/maryland-2 Interview with HL Mencken, Library of Congress. Available at https://www.loc.gov/item/afccal000006/ Accent Expert Explains Similarities Between Different Accents. Wired. Available at https://www.wired.com/video/watch/accent-expert-explains-similarities-between-different-accents Film Background: Jeffrey Kare, "The Journey of Hairspray: From Screen to Stage and Back Again!" Broadway World. Available at https://www.broadwayworld.com/article/The-Journey-of-HAIRSPRAY--From-Screen-to-Stage-and-Back-Again-20161207 "When It Comes to Baltimore, John Travolta Does It His Way," Baltimore Sun, available at https://www.baltimoresun.com/entertainment/bs-xpm-2012-11-05-bs-ae-travolta-1104-20121103-story.html  

Steve Ryan is the CEO and founder of RyTech. Steve saw an unmet need in an expanding digital market. Through RyTech, Steve partners with businesses to help keep up with the changing digital landscape, especially when it isn't one person's primary responsibility. What started as nights and weekends at Steve's kitchen table has transformed into an award-winning digital marketing firm working with clients across the United States since 2012. Join Steve and I as we discuss the following three topics: Q1 - What are Three Ways Attorneys are Under Utilizing Their Firm's Webpages? Q2 - What are Three Ways Attorneys Can Use Tech to Improve Their Internet Presence? Q3 - What are Three Ways RyTech Can Provide Solutions to Attorneys That They May Not Even Think about When It Comes to Digital Marketing? Enjoy and Happy Lawyering! SHOW NOTES: How to Reach Steve and RyTech: RyTech’s Free Website Assessment Offer: https://www.rytechllc.com/free-website-assessment.html Steve on LinkedIn: https://www.linkedin.com/in/ryansteve/ Steve on Twitter: @sjryanjr RyTech on Instagram: @rytechllc RyTech on Facebook: facebook.com/rytechllc RyTech on LinkedIn: linkedin.com/company/rytechllc RyTech on Twitter: @rytechllc Items of Interest Discussed on our Episode: Samsung Chromebook 2016 MacBook Air Big Sur Scepter Monitor OWC Macsales VoIP 3CX iPhone 8 Google My Business Google Keyword Planner Google Trends

(00:00-09:30): Brian and Ian reacted to Tyler Huckabee's Relevant Magazine article, “A Black Pastor Received A Horrifyingly Racist Letter When He Announced He Was Leaving The Southern Baptists Of Texas Convention.”     (09:30-19:11): Brian and Ian shared their thoughts on Bob Smietana's ChurchLeaders.com article, “When It Comes to Building Trust, Belonging Beats Belief, Study Finds.”       (19:11-29:26): It's Twitter Time! Brian and Ian commented on tweets from Matt Smethurst, Simon Sinek, Alan Hirsch, and Dan White Jr. (29:26-39:22): Brian and Ian unpacked Adam Grant's New York Times article, “The Science of Reasoning With Unreasonable People.” (39:22-49:17): In Josephine Harvey's HuffPost article, she writes about a  “British Teen Emerging From 10-Month Coma With No Knowledge Of COVID-19 Pandemic.” Brian and Ian shared their reaction. Plus, they discussed John W. Miller's article for America Magazine - The Jesuit Review, “Inside Pope Francis' mission to make capitalism work for the common good.”     (49:17-58:02): Brian and Ian laughed their way through Ben Fort's Mockingbird blog post, “The Delightful Distraction of Bernie Memes.”    (58:02-1:08:13): Brian and Ian shared their thoughts on Brett McCracken's Gospel Coalition article, “How to Weather the Worsening Trust Crisis.”  (1:08:13-1:17:53): Brian and Ian commented on Justin Taylor's Opinion article for The Washington Post, “5 Myths about Rosa Parks, the woman who had almost a ‘biblical quality.'” They also discussed the beliefnet.com article, “The Woman on the Bus: The Faith of Rosa Parks.”    See omnystudio.com/listener for privacy information.

Podcast: Bloomberg Businessweek (LS 49 · TOP 1% what is this?)Episode: U.S. Is Losing the Battery RacePub date: 2021-01-25Bloomberg News Senior Medical Reporter Michelle Cortez provides a coronavirus and vaccine update. Bloomberg Businessweek Editor Joel Weber and Bloomberg News Editor Dimitra Kessenides talk about the story “U.S. Is Losing the Battery Race Despite Having the Right Stuff.” Bloomberg New Economy Editorial Director Andy Browne discusses his column “Biden is Trump 2.0 When It Comes to China.”Hosts: Carol Massar and Tim Stenovec. Producer: Doni Holloway.The podcast and artwork embedded on this page are from Bloomberg Radio, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.

Bloomberg News Senior Medical Reporter Michelle Cortez provides a coronavirus and vaccine update. Bloomberg Businessweek Editor Joel Weber and Bloomberg News Editor Dimitra Kessenides talk about the story “U.S. Is Losing the Battery Race Despite Having the Right Stuff.” Bloomberg New Economy Editorial Director Andy Browne discusses his column “Biden is Trump 2.0 When It Comes to China.” Hosts: Carol Massar and Tim Stenovec. Producer: Doni Holloway.

On this episode Mike Jesowshek, CPA has special guest Danny Wright on to talk about what you need to know about sales tax.. 1) What Is Sales Tax Nexus? 2) Is My Product or Service Subject to Sales Tax? 3) When It Comes to Sales Tax, What Process Should I Follow? 4) Introduction to our new product launch! Join Our Waiting List Here: https://www.jetrotax.com/launch/ -------- Podcast Host: Mike Jesowshek, CPA - Founder of JETRO (www.JETROtax.com) Article: https://www.jetrotax.com/what-do-i-need-to-know-about-sales-tax/ FREE Bookkeeping Training Program Sign-Up: https://www.taxsavingspodcast.com/offers/BxrnWMYN/checkout JETRO Packages: https://www.jetrotax.com/packages/ Book an Initial Consultation: https://harmonizely.com/mjesowshek -------- Podcast Website: https://www.jetrotax.com/podcast/ Facebook Group: https://www.facebook.com/groups/taxsavings/ Facebook Group: https://www.facebook.com/groups/LawFirmAccounting/ -------- To find out more on this topic and many others visit our website at www.JETROtax.com. You can also give us a call at 844-327-9272 or send your questions to us at: Sales@JETROtax.com

This Democrat's Prayer Before Congress Left Everyone BaffledSen. Cruz: Members of Congress Have a 'Third Option' When It Comes to Certifying the ElectionWhy Tom Cotton Is Objecting to GOP Efforts Challenging Electoral College Certification

VRSTY singer Joey Varela called in to talk about their Spinefarm Records debut EP "Cloud City" out now. Here's what we talked about: "Cloud City" EP (0-4) King Of Pop: MJ vs. Prince (4-5) "Shameless" tune and video (5-7) "Massive" tune and other videos (7-8) NY Quarantine and Hobbies (8-9) When It Comes to _____ I Spare No Expense (9-10) Flannel Five-Nirvana, Pearl Jam, STP, AIC, Soundgarden (10-11) Nu Metal Six Pack-RATM, Korn, Linkin Park, Slipknot, Disturbed, SOAD (11-12) Metalcore 7? (12-end)

Puddle of Mudd singer Wes Scantlin called in to talk about their new single "Go To Hell". Here's what we talked about: "Go To Hell" (0-1) "Sunshine" (1-2) "Uh Oh" (2-3) Muddfest 2019 (3-6) "Come Clean" 20th anniversary (6-10) "Control" (10-12) Flannel Five-Nirvana, PJ, STP, AIC, Soundgarden (12-13) When It Comes to (blank) I spare NO expense (13-end)

Visit our website BeautifulIllusions.org for a complete set of show notes and links to almost everything discussed in this episodeSelected References:5:53 - See “This is why you get worked up about politics, according to science” (CNN, 2017)7:58 - Difficult Conversations by by Douglas Stone, Bruce Patton, Sheila Heen11:04 - “According to Peter Ditto, a psychology professor and researcher who studies motivated reasoning and what he refers to as “hot cognition” - the interface between passion and reason,“People think that they think like scientists, But really they think like lawyers. Scientists don't care what the answer is: they look at the data and draw a conclusion, Lawyers know the conclusion they want to reach, then they harness a bunch of facts to support that conclusion.” And this is how we construct our political facts, whether we realize we’re doing it or not.” - For more on this, confirmation bias, motivated reasoning, and other cognitive biases see “When It Comes to Politics You’re Not As Rational As You Think” (University of California News, 2016) and “Cognitive Biases Cheat Sheet” from writer Buster Benson, author of Why Are We Yelling? The Art of Productive Disagreement14:42 - See “This Article Won’t Change Your Mind” (The Atlantic, 2019) or “Why Facts Don’t Change Our Minds” (James Clear)15:25 - See “Why Won’t They Listen?” (New York Times, 2012) and Jonathan Haidt interview with Tamler Sommers 17:49 - See “The Psychology Behind Why Politics Can Get So Heated — and How to Show Up Differently” (Healthline)18:29 - “Due to this overlapping of identities, political identity is now sometimes referred to as a mega identity. According to political psychologist and author Liliana Mason, people have a huge number of different group identities, any of which might seem the most salient at any given time. In general, the identity at the top of your mind at any given moment most likely will be the identity facing the most pressing threat. But over the past few decades, the parties have become increasingly aligned with other social identities including race, religion, and rural or urban location. And when these links start connecting our parties and other parts of our social identities, then all of this gets drawn into that one particular political competition. once these mega-identities get formed, we start to think of out-group partisans as quite different from us — not just in terms of their political views, but also racially, religiously, and with any number of overlapping categories. We feel ever more socially distant from these out-group members, which makes it easier to dehumanize them, to think about them with less generosity.” - See “As the Rhetoric Escalates: Talking with Liliana Mason” an interview with Lilliana Mason, political psychologist and author of Uncivil Agreement: How Politics Became Our Identity22:40 - The exact lyric is “Scotty liked all of the books that I recommended even if he didn't I wouldn't be offended........” in the song “Tire Swing” by Kimya Dawson, which appears on the Juno movie soundtrack20:54 - Social Identity Theory23:52 - “For people who pay attention to such things, New Haven is widely regarded as a pizza mecca, and is home to a few locations, most notably Pepe’s and Sally’s, that frequently appear on best pizza lists. Locals not only identify as being defenders of New Haven pizza, or more appropriately “apizza,” against other cities such as New York and Chicago, but also within New Haven everyone has a particular place that they argue is the best. For what it’s worth, and although I’ve certainly softened in my stance, I still happen to be a Pepe’s partisan, and won’t really argue unless you try to tell me that Modern is better.” For more on the New Haven pizza scene see Frank Pepe’s Pizzeria Napoletana, and “The Definitive Guide to New Haven Pizza” (Eater, 2014)25:08 - See Negative Partisanship, “Negative Partisanship Explains Everything” (Politico, 2017), “How Hatred Came to Dominate American Politics” (FiveThirtyEight, 2020), and “The rise of negative partisanship and the nationalization of U.S. elections in the 21st century” (Electoral Studies, 2016)28:55 - See Dehumanization, “What Is Dehumanization Anyway?” (Psychology Today, 2018), “The 5 Steps of Dehumanization” (Psychology Today, 2018) and “Dehumanizing Always Starts With Language” (Brene Brown, 2018)30:48 - See “The Age of “Mega-Identity” Politics” (The Ezra Klein Show) - an interview with Lilliana Mason30:52 - Minimal Group Paradigm30:57 - See “Robbers Cave Experiment” (Simply Psychology) and “Revisiting Robbers Cave: The easy spontaneity of intergroup conflict” (Scientific American, 2012)43:08 - “Six of One - Obamacare vs. The Affordable Care Act” (2013  video clip from Jimmy Kimmel Live)44:00 - See “Party Over Policy: The Dominating Impact of Group Influence on Political Beliefs” by Jeffrey Cohen (Journal of Personality and Social Psychology, 2003)51:48 - “Don’t put too many onions in the sauce” (video clip from Goodfellas)55:52 - See “Teresa Bejan on Free Speech, Civility, and Toleration” (Episode 116 of the Mindscape Podcast) - an interview with Teresa Bejan, political scientist and author of Mere Civility: Disagreement and the Limits of Toleration56:45 - See “Managing Conversations When You Disagree Politically” (American Psychological Association)This episode was recorded in October 2020The “Beautiful Illusions Theme” was performed by Darron Vigliotti (guitar) and Joseph Vigliotti (drums), and was written and recorded by Darron Vigliotti

Matt and Nic cover deals and news of the week. In this episode:  NYDIG emerges from stealth and announces a Bitcoin balance sheet position More companies add Bitcoin to their balance sheet Filecoin launches at a $200b implied fully diluted valuation Is the Filecoin SAFT different from the other SAFTs? Why token projects are strongly incentivized to be untransparent about their tokens CFTC chair Heath Tarbert praises Ethereum The relationship between securities and commodities Ripple complains about securities regulation and claims China controls Bitcoin Grayscale Ether Trust becomes an SEC reporting entity Grayscale raises $1b in Q3 Breitling creates NFTs as an anti-counterfeiting measure Risks involved with brainwallets Coinbase plans to sponsor Bitcoin developers A new deadline in the Mt Gox saga Content mentioned in this episode:  Crypto VC panel on privacy from the Fidelity privacy conference Ripple, What’s at Stake for the U.S. When It Comes to Digital Asset Regulation The Block's new data dashboard Bitmex Research, Call me Ishmael Ryan Castellucci talk at DevCon, Cracking Cryptocurrency Brainwallets

Episode 40: The Ins and Outs of Coffee and Health + Health Decision-Making Clarity Is coffee good for us or should we quit drinking it? A mega-meta-analysis shows there could be many health benefits. But how do we know if we should be drinking coffee or not? We also take a look at a decision-making pitfall that we can be alert to, whether we’re navigating COVID or another health issue.   LET’S TALK THE WALK! Wellness While Walking Facebook page Wellness While Walking on Instagram Wellness While Walking on Twitter Wellness While Walking website for show notes and other information wellnesswhilewalking@gmail.com RESOURCES AND SOURCES (some links may be affiliate links) Health Decision-Making Pitfalls The Undoing Project, Michael Lewis. The Two Friends Who Changed How We Think About How We Think, newyorker.com Thinking Fast and Slow, Daniel Kahneman. When It Comes to Covid-19, Most of Us Have Risk Exactly Backward, nyt.com Against Covid-19, Imperfect Measures Do the Most Good, nyt.com Coffee Deeper Dive – Caffeinated? Decaf? Health Benefits? Keep Drinking it Or Quit It? British Medical Journal (BMJ) Mega-Meta-Analysis: here and here Health Benefits of Drinking Coffee, time.com Whole View Podcast - coffee episode The Benefits of Quitting Caffeine, marksdailyapple.com Why We Sleep, Matthew Walker, PhD. Things I Love Segment Documentary: Kiss the Ground -- Netflix       DISCLAIMER Neither I nor most of my podcast guests are doctors or healthcare professionals of any kind, and nothing on this podcast or associated content should be considered medical advice. The information provided by Wellness While Walking Podcast and associated material, by Whole Life Workshop and by Bermuda Road Wellness LLC is for informational and entertainment purposes only. It is not intended to be a substitute for professional medical advice, diagnosis or treatment. Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition or treatment, and before undertaking a new health care regimen, including walking.     Thanks for listening to Wellness While Walking, a walking podcast.    

With winter on its way, many people are asking: what are the benefits of winter tires vs. a set of all-seasons? The popularity of online, no-haggle car services like Carvana, CarMax, and CarSense has grown in recent months, but can you really get a good deal without visiting a car dealership and negotiating on price? We discuss using these services to buy a new or used car, as well as the high cost of replacement key fobs; the benefits of using premium fuel over regular in cars like the Volkswagen GTI and Mazda CX-9; the emergence of sometimes confusing electronic shifters from carmakers like BMW, Volvo, and Genesis; how CR awards points for standard advanced safety features, and if a Mazda6 is a good replacement for a dad who is losing his Acura TL to his teenage drivers.     -----------------------------------   Have a question for our experts? Leave a comment on this episode, or reach out to us directly!   From your iOS device, iMessage us at TalkingCars@icloud.com to send a photo, video, or text directly to the Talking Cars team!   We love to feature our viewers on the show, so submit video questions at https://www.consumerreports.org/cars-talking-cars/   Subscribe to Talking Cars on Spotify: https://open.spotify.com/show/4Jr8wJRJyN9v8T6LC1fQQ6     SHOW NOTES -----------------------------------   00:00 - Introduction 00:47 - Question #1: What are the benefits of winter tires vs. all-seasons? 05:45 - Question #2: Why key fobs are so expensive to replace? 10:08 - Question #3: Is it possible to get a good deal with no-haggle service like CarSense and CarMax? 13:57 - Question #4: What are the benefits of using premium fuel over regular? 16:26 - Question #5: Why car manufacturers are moving towards push-button shifters? 20:57 - Question #6: How does CR award points for safety features to various car models?  23:41 - Question #7: Is Mazda6 a good replacement for an Acura TL?   ----------------------------------    Coronavirus Resource Hub https://www.consumerreports.org/coronavirus/coronavirus-covid-19-updates/   New All-Weather Tires Outperform Some Snow Tires https://www.youtube.com/watch?v=0JfEcVZvQEA   Consumer Reports 2016 Tire Top Picks https://www.youtube.com/watch?v=0ofmriTaWL8   Getting your tires ready for winter https://www.youtube.com/watch?v=hixD6srMlP0   Winter Driving Tips https://www.youtube.com/watch?v=yLtakpDFGtU   Essential Winter Driving Tips https://www.youtube.com/watch?v=HIWVRbr15ek   Prep Your Car for Winter https://www.youtube.com/watch?v=U3rczMZsN0g   How to Replace Your Car’s Key Fob https://www.consumerreports.org/car-maintenance/how-to-replace-your-car-key-fob/   Does Car Buying Make Your Head Spin? https://www.consumerreports.org/buying-a-car/does-car-buying-make-your-head-spin/   Regular Gas vs. Premium Gas https://www.youtube.com/watch?v=TdcPEk3ldzc   When It Comes to Gear Selectors, Drivers Prefer the Simplicity of Old-School Shifters https://www.consumerreports.org/automotive-technology/car-gear-selector-satisfaction-survey/   Best Car Safety Features https://www.youtube.com/watch?v=46trYHfg5-k   Two Advanced Safety Features Every Cr Should Have https://www.youtube.com/watch?v=8H5s6WvOUeo   2018 Mazda6 Quick Drive https://www.youtube.com/watch?v=dANxqmrKcnc   2017 Audi A4 Quick Drive https://www.youtube.com/watch?v=khXQj4tCxxI   2017 Honda Civic Si https://www.youtube.com/watch?v=JyKF6jsVIug   2018 LA Auto Show: 2019 Mazda3 https://www.youtube.com/watch?v=iRfZ-oO3qpM   2015 Volkswagen GTI first drive https://www.youtube.com/watch?v=PVL-IczHyl8   -----------------------------------   Check out http://www.ConsumerReports.org for the latest reviews, tips, and recommendations and subscribe to our YouTube Channel: http://bit.ly/1Nlb1Ez    Follow Us on Social: Facebook: http://on.fb.me/1IQ2w5q Twitter: http://bit.ly/1Yf5Fh2 Pinterest: http://bit.ly/1P37mM9 Instagram: http://bit.ly/1I49Bzo Google+: http://bit.ly/1Md3gfQ

With winter on its way, many people are asking: what are the benefits of winter tires vs. a set of all-seasons? The popularity of online, no-haggle car services like Carvana, CarMax, and CarSense has grown in recent months, but can you really get a good deal without visiting a car dealership and negotiating on price? We discuss using these services to buy a new or used car, as well as the high cost of replacement key fobs; the benefits of using premium fuel over regular in cars like the Volkswagen GTI and Mazda CX-9; the emergence of sometimes confusing electronic shifters from carmakers like BMW, Volvo, and Genesis; how CR awards points for standard advanced safety features, and if a Mazda6 is a good replacement for a dad who is losing his Acura TL to his teenage drivers.     -----------------------------------   Have a question for our experts? Leave a comment on this episode, or reach out to us directly!   From your iOS device, iMessage us at TalkingCars@icloud.com to send a photo, video, or text directly to the Talking Cars team!   We love to feature our viewers on the show, so submit video questions at https://www.consumerreports.org/cars-talking-cars/   Subscribe to Talking Cars on Spotify: https://open.spotify.com/show/4Jr8wJRJyN9v8T6LC1fQQ6     SHOW NOTES -----------------------------------   00:00 - Introduction 00:47 - Question #1: What are the benefits of winter tires vs. all-seasons? 05:45 - Question #2: Why key fobs are so expensive to replace? 10:08 - Question #3: Is it possible to get a good deal with no-haggle service like CarSense and CarMax? 13:57 - Question #4: What are the benefits of using premium fuel over regular? 16:26 - Question #5: Why car manufacturers are moving towards push-button shifters? 20:57 - Question #6: How does CR award points for safety features to various car models?  23:41 - Question #7: Is Mazda6 a good replacement for an Acura TL?   ----------------------------------    Coronavirus Resource Hub https://www.consumerreports.org/coronavirus/coronavirus-covid-19-updates/   New All-Weather Tires Outperform Some Snow Tires https://www.youtube.com/watch?v=0JfEcVZvQEA   Consumer Reports 2016 Tire Top Picks https://www.youtube.com/watch?v=0ofmriTaWL8   Getting your tires ready for winter https://www.youtube.com/watch?v=hixD6srMlP0   Winter Driving Tips https://www.youtube.com/watch?v=yLtakpDFGtU   Essential Winter Driving Tips https://www.youtube.com/watch?v=HIWVRbr15ek   Prep Your Car for Winter https://www.youtube.com/watch?v=U3rczMZsN0g   How to Replace Your Car’s Key Fob https://www.consumerreports.org/car-maintenance/how-to-replace-your-car-key-fob/   Does Car Buying Make Your Head Spin? https://www.consumerreports.org/buying-a-car/does-car-buying-make-your-head-spin/   Regular Gas vs. Premium Gas https://www.youtube.com/watch?v=TdcPEk3ldzc   When It Comes to Gear Selectors, Drivers Prefer the Simplicity of Old-School Shifters https://www.consumerreports.org/automotive-technology/car-gear-selector-satisfaction-survey/   Best Car Safety Features https://www.youtube.com/watch?v=46trYHfg5-k   Two Advanced Safety Features Every Cr Should Have https://www.youtube.com/watch?v=8H5s6WvOUeo   2018 Mazda6 Quick Drive https://www.youtube.com/watch?v=dANxqmrKcnc   2017 Audi A4 Quick Drive https://www.youtube.com/watch?v=khXQj4tCxxI   2017 Honda Civic Si https://www.youtube.com/watch?v=JyKF6jsVIug   2018 LA Auto Show: 2019 Mazda3 https://www.youtube.com/watch?v=iRfZ-oO3qpM   2015 Volkswagen GTI first drive https://www.youtube.com/watch?v=PVL-IczHyl8   -----------------------------------   Check out http://www.ConsumerReports.org for the latest reviews, tips, and recommendations and subscribe to our YouTube Channel: http://bit.ly/1Nlb1Ez    Follow Us on Social: Facebook: http://on.fb.me/1IQ2w5q Twitter: http://bit.ly/1Yf5Fh2 Pinterest: http://bit.ly/1P37mM9 Instagram: http://bit.ly/1I49Bzo Google+: http://bit.ly/1Md3gfQ

Learn about how wildfires are powerful enough to create their own storms, how the invention of bags influenced human evolution, and how announcers with low voices can make products larger. Wildfires can create their own storms by Cameron Duke Specktor, B. (2017, December 12). What Are Pyrocumulus Clouds? California Fires Spawn Eerie Formations. Live Science. https://www.livescience.com/61167-what-are-pyrocumulus-clouds.html  Cunningham, P., & Reeder, M. J. (2009). Severe convective storms initiated by intense wildfires: Numerical simulations of pyro-convection and pyro-tornadogenesis. Geophysical Research Letters, 36(12). https://doi.org/10.1029/2009gl039262 What Makes a Firenado? (2020, August 23). Sierra Club. https://www.sierraclub.org/sierra/what-makes-firenado#:~:text=During%20the%20Carr%20Fire%20in WMO. (2017). Flammagenitus | International Cloud Atlas. International Cloud Atlas. https://cloudatlas.wmo.int/en/flammagenitus.html  NASA -  Fire-Breathing Storm Systems. (2010). Nasa.Gov. https://www.nasa.gov/topics/earth/features/pyrocb.html  How bags enabled human evolution by Cameron Duke Bell, B. (2017, June 4). Who killed Oetzi the Iceman? BBC News. https://www.bbc.com/news/science-environment-40104139 Hardy, B. L., Moncel, M.-H., Kerfant, C., Lebon, M., Bellot-Gurlet, L., & Mélard, N. (2020). Direct evidence of Neanderthal fibre technology and its cognitive and behavioral implications. Scientific Reports, 10(1). https://doi.org/10.1038/s41598-020-61839-w Langley, M. C., & Suddendorf, T. (2020). Mobile containers in human cognitive evolution studies: Understudied and underrepresented. Evolutionary Anthropology: Issues, News, and Reviews. https://doi.org/10.1002/evan.21857 Langley, M., & Suddendorf, T. (2020, August 12). Got your bag? The critical place of mobile containers in human evolution. The Conversation. https://theconversation.com/got-your-bag-the-critical-place-of-mobile-containers-in-human-evolution-142712  Deep Voices And Low Pitches Make Products Seem Larger by Stephanie Bucklin Lowe, M. L., & Haws, K. L. (2017). Sounds Big: The Effects of Acoustic Pitch on Product Perceptions. Journal of Marketing Research, 54(2), 331–346. https://doi.org/10.1509/jmr.14.0300  ‌When It Comes to Size, Sound Matters in Ads. (2017). Gatech.Edu. http://www.news.gatech.edu/2017/04/13/when-it-comes-size-sound-matters-ads  ‌Wehner, M. (2017, April 15). Arby’s Voice: How Deep Voices Affect Your Mind. BGR; BGR. https://bgr.com/2017/04/14/arbys-voice-advertising-research/  ‌N. Gutierrez. (2017, April 17). What Sounds Have To Do With Making Products, Foods Appear Larger In Commercial Ads. Science Times. http://www.sciencetimes.com/articles/12579/20170417/what-sounds-making-products-foods-appear-larger-commercial-ads.htm  ‌Mondloch, C. J., & Maurer, D. (2004). Do small white balls squeak? Pitch-object correspondences in young children. Cognitive, Affective, & Behavioral Neuroscience, 4(2), 133–136. https://doi.org/10.3758/cabn.4.2.133  Morton, E..S. (19‌77). On the Occurrence and Significance of Motivation-Structural Rules in Some Bird and Mammal Sounds. The American Naturalist. https://www.journals.uchicago.edu/doi/abs/10.1086/283219  Subscribe to Curiosity Daily to learn something new every day with Ashley Hamer and Natalia Reagan (filling in for Cody Gough). You can also listen to our podcast as part of your Alexa Flash Briefing; Amazon smart speakers users, click/tap “enable” here: https://www.amazon.com/Curiosity-com-Curiosity-Daily-from/dp/B07CP17DJY See omnystudio.com/listener for privacy information.

Learn about how rats might not have been all to blame for the bubonic plagues and why we’re more prone to mindlessly eat while we multitask. When It Comes to the Black Death, the Rats May Have Been Framed by Ashley Hamer History.com Editors. (2010, September 17). Black Death. HISTORY. https://www.history.com/topics/middle-ages/black-death  Gill, V. (2018, January 15). Black Death “spread by humans not rats.” BBC News. https://www.bbc.com/news/science-environment-42690577  Dean, K. R., Krauer, F., Walløe, L., Lingjærde, O. C., Bramanti, B., Stenseth, N. C., & Schmid, B. V. (2018). Human ectoparasites and the spread of plague in Europe during the Second Pandemic. Proceedings of the National Academy of Sciences, 115(6), 1304–1309. https://doi.org/10.1073/pnas.1715640115  Multitasking might make you keep snacking even when you're full by Kelsey Donk Ford, A. (2020) TV-watching snackers beware: you won’t notice you’re full if your attention is elsewhere. University of Sussex. https://www.sussex.ac.uk/news/research?id=52535 Morris, J., Vi, C. T., Obrist, M., Forster, S., & Yeomans, M. R. (2020). Ingested but not perceived: Response to satiety cues disrupted by perceptual load. Appetite, 104813. https://doi.org/10.1016/j.appet.2020.104813  Subscribe to Curiosity Daily to learn something new every day with Ashley Hamer and Natalia Reagan (filling in for Cody Gough). You can also listen to our podcast as part of your Alexa Flash Briefing; Amazon smart speakers users, click/tap “enable” here: https://www.amazon.com/Curiosity-com-Curiosity-Daily-from/dp/B07CP17DJY See omnystudio.com/listener for privacy information.

10 Years singer Jesse Hasek called in to talk about their new album "Violent Allies" (out 9/18/20) here's what we talked about: Pandemic (0-1) Livestream concert on 9/18/20 (1-3) "The Shift" (3-5) "Deja Vu" (5-6) "Cut The Cord" and "I wish" (6-7) "Wasteland" (7-9) Flannel Five (9-11) Nu Metal Six Pack (11-12) NIN "Pretty Hate Machine" vs. "The Downward Spiral" (12-14) When It Comes to _______ I spare no expense (14-end)

Rick DeJesus of Adelitas Way called in to talk about their new album "Shine On" (out now). Here's what we talked about: Sports during Pandemic (0-5) Las Vegas (5-9) Roadie talk (9-11) "Shine On" album (11-14) Las Vegas Music Scene (14-16) Producer Johnny K (16-18) When It Comes to ____ I spare No expense (18-20) RIP Vinnie Paul (20-end)

The results from machine learning have been getting better and better and the results seen so far from OpenAI's GPT-3 model look stunningly good. But unlike GPT-2 (which was publicly released under a free license), so far GPT-3 is accessible via API-only. What's the reasoning and possible impact of that decision? For that matter, what kind of impacts could machine learning advancements make on FOSS, programming in general, art production, and civic society?Links:The OpenAI's GPT-3 may be the biggest thing since bitcoin articleThe quoted comment on Hacker NewsAuto-generation of legalese and auto-web-design GPT-3 demosGPT-2GPT-3's API and FAQ pageTensorflow and PyTorch(Artificial) neural networks and machine learninghttps://thispersondoesnotexist.com/Google's Deepmind and Agent57 (be sure to watch the Agent57 videos, they're's impressive)Mozilla's Common Voice projectAlphaGoBayesian spam filters; see also Paul Graham's highly influential a plan for spam writeupMarkov chains (we miss you, X11R5...)The Postmodernist Essay GeneratorPostmodernismNeural networks' difficulties in explaining "why they did that" and an overview of attempts to make things better: An Overview of Interpretability of Machine LearningChris had a conversation with Gerald Sussman about AI that was related to the above and influential on them. "If an AI driven car drives off the side of the road, I want to know why it did that. I could take the software developer to court, but I would much rather take the AI to court."The Propagator Model (by Alexey Radul and Gerald Jay Sussman, largely): Revised Report on the Propagator Model. See also: We Really Don't Know How to Compute!Three Panel Soul's Recursion comic (cut from this episode, but we also originally mentioned their Techics comic which is definitely relevant though)Surrealism, Abstract Expressionism, Impressionism, and the Realism movement (Obviously there's also a lot more to say about these art movements than just lumping them as a reaction to photography but... only so much time on an episode.)AI Dungeon 2 (nonfree, though you can play it in your browser)Episode of Ludology about procedural narrative generationImplicit Bias and the Teaching of WritingMachine learning's tendency to inherit biasesRise of the racist robots -- how AI is learning all our worst impulsesMachine bias (and its use in deciding court cases)Google's Vision AI producing racist resultsWhen It Comes to Gorillas, Google Photos Remains Blind (Content warning: this is due to an extremely harmful form of synthesized racism from the biases in the datasets Google has used)Predictive policing algorithms are racist. They need to be dismantled.Discovering Reinforcement Learning Algorithms and the subdiscipline of Learning to LearnHayo Miazaki's criticism of an AI demonstration not considering its impact

Welcome back to Intellicast! We have a jammed-packed episode for you today – Jason Inderhees returns to discuss the GRIT report, market research news, and other current events with Brian Lamar and Producer Brian. We kick off the show with a really cool Publix update. Brian Lamar reached out and got some great tips from a Publix insider, including a secret website to see if chicken tender subs are on sale. You can visit it here: http://arepublixchickentendersubsonsale.com The guys then move into some market research news, including promotions at Directions Research and MarketVision, a new hire by Measure Protocol, and a new division launched at Schlesinger. They also discuss the rebrand of LRW to Material, which leads to a discussion on what potentially EMI could rebrand as. The news then turns a bit more serious as they discuss the recent search of the Hong Kong Public Opinion Office and its link to the new laws in Hong Kong. Keeping with the polling theme, the guys also discuss RavenPack’s new alternative to polling solution. Finally, the guys discuss the news of Wal-Mart being sued for a CCPA breach. Jason takes us off the rails by bringing up the return of baseball (and other sports) in the next few days. Getting back on topic, the guys turn to the main topic of the podcast – the GRIT report. Both Brian and Jason give some highlights and thoughts on the report, including the timing of the data, how COVID-19 was addressed by Lenny and the team, the rankings of the most innovative companies (both supply and clients), just to list a few. They also discuss 1Q and the article written by their CEO. This episode covers a ton! To download a copy of The GRIT Report, click here: https://www.greenbook.org/mr/grit/ You can read all the entries of our new data quality blog series below: When It Comes to Data Quality Not All Panels Are Equal - https://emi-rs.com/2020/07/17/when-it-comes-to-data-quality-not-all-panels-are-equal/ Data Quality – Demographic Differences - https://emi-rs.com/2020/07/22/data-quality-demographic-differences/ An Introduction to Quality Checks and Their Use Determining Data Quality - https://emi-rs.com/2020/07/13/an-introduction-to-quality-checks-and-their-use-determining-data-quality/ You can learn more about EMI’s new DIY sample platform, CONNECTOR, and request a demo by visiting our website at www.emi-rs.com/connector/. The new edition of EMI’s annual report on the sample industry, The Sample Landscape, is now available! You can download a copy of this insightful report on how the sample industry differs, and what you need to know to navigate this industry. Download it here: http://www.emi-rs.com/the-sample-landscape/ You can discover more about the industry COVID-19 insights and resources, including EMI’s research and blogs by visiting here: https://emi-rs.com/covid-19-research-and-resources/ Got a suggestion or feedback? Reach out to us at Intellicast@emi-rs.com, or on Twitter at @Intellicast1, or leave us a voicemail on our call-in line 513-401-5463.

When It Comes to Men, Feelings Aren’t Facts Are you a woman who is seeking a romantic relationship or you are in one right now? If you answered yes, I want to share something interesting I’ve noticed as a male dating and relationship coach who helps women understand men… women are more interested in understanding […] The post When It Comes to Men, Feelings Aren’t Facts appeared first on Understand Men Now With Jonathon Aslay.

Title by Troy Hall   Joseph, a security guard, decides to try his hand at being a doctor despite the lack of qualifications. Turns out, being a doctor requires more than just positive attitude.    Song List: "I've Got a Minor Injury (Are You Willing to Take a Look)", "I'm Not a Doctor, But I Still Have Desire", "You Give Me the Medical Condition of Love", "Blow, Jojo, Blow", "It's Not True", "You're Digging Your Own Grave Now", "When It Comes to the Heart, Doctors Don't Know"   Love Impromptunes? Find our Patreon Page here for bonus content: https://www.patreon.com/impromptunes   Cast: Emmet Nichols, Holllie James, Morgan Phillips and David Peake on keys Edited by Morgan Phillips

"When It Comes to Punchlines as far as Hip Hop goes, I rank Octopizzo at the number 1 position and X-Ray King at number 2."Ado Veli curated this episode to celebrate X-Ray King and Octopizzo has his ultimate punchline Kings in Kenyan Hip Hop.TracklistX-Ray King, Tonny Syumah, H.R The Messenger & Lord Arnold - Khali Cartel 3.1 (Black Kings Cypher) 06:56Octopizzo - Nu Afrika 12:09X-Ray King - Wladmir KlitschKovu (Kovu Freestyle) 21:31Octopizzo - Young Puffy 26:26X-Ray King - Conjestina 33:25Octopizzo - Noma Ni 40:39Share with us some of your punchline kings and queens on the comment section.Listen to Ado Veli Podcast on; Apple Music, iTunes, Spotify, Boomplay, Google Podcasts, Mixcloud, TuneIn, Stitcher & SoundCloud here;https://smarturl.it/adovelipodcastTune in, listen and share your thoughts on social media with our official hashtag #AdoVeliPodcast.Follow us on;Facebook Page: https://www.facebook.com/ADOVELl/https://www.facebook.com/penninah.wan...https://www.facebook.com/esther.wangari.gikonyoTwitter:https://twitter.com/AdoVeliRadiohttps://twitter.com/penninahwanjir1https://twitter.com/wangari_gikonyoInstagram:https://www.instagram.com/adovelihttps://www.instagram.com/penninah_wa...https://www.instagram.com/wangari_gikonyo Email: adoveli7@gmail.comHost: Ado VeliThis podcast is powered by Pinecast.

On today's podcast, we talk about how so many blue State Governors who are all Democrat are acting so tyrannical during the pandemic and how they are restricting people's civil and constitutional rights during a Pandemic. Source Coronavirus Authoritarianism Is Getting Out of Hand - https://www.dailysignal.com/2020/04/17/coronavirus-authoritarianism-is-getting-out-of-hand/ When It Comes to Fighting COVID-19, Let’s Not Emulate China’s Totalitarianism - https://www.dailysignal.com/2020/04/17/when-it-comes-to-fighting-covid-19-lets-not-emulate-chinas-totalitarianism/ Rallies to reopen economy spread across country as officials urge caution to prevent coronavirus resurgence https://fxn.ws/34H467e Stamford attorney files complaint in federal court taking aim at Lamont's order on masks in public - http://connecticut.news12.com/story/42022579/stamford-attorney-files-complaint-in-federal-court-taking-aim-at-lamonts-order-on-masks-in-public Connect with Nicky via My Blog https://nickysworld.wordpress.com/ Social media Gab - https://gab.com/Bofehuge Mewe - https://mewe.com/i/nickychaleunphone Minds - https://www.minds.com/Shianp Tumblr- http://kamododragon.tumblr.com/ Parler - https://parler.com/profile/Kamodo/ Patreon - https://www.patreon.com/Nickysworld/ Twitch - https://www.twitch.tv/hianpao Instagram - https://www.instagram.com/kamododragon/ Bitcoin Donation - 3Q2K9oeYdXSf7GEBxdz1gLtDSq3oqiwP8E Bitchute - https://www.bitchute.com/channel/huopia/ Telegram - @Kamodoknightsisk --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/nickysworld/message Support this podcast: https://anchor.fm/nickysworld/support

When It Comes to Suffering We Like to Say, "Lord, Change My Circumstances!" Instead, We Should Say, "Lord, Change Me In My Circumstances

In this episode of The Catholic Mama, Catholic evangelist Christine Mooney-Flynn asks the question: When It Comes to Faith, Is Curiosity a Good Thing? (December 8, 2019)

Neste episódio Fernando Lima - nosso host supremo - e seus aseclas B1 Melo, Paula Piccin e Rogério Cunha de Paula o agente Mulder da Conservação discutem sobre o dilema da conservação de espécies não carismáticas. Por fim, Miriam Perilli apresenta o bicho do Episódio 29 e lança outro desafio. ---------- The Ugly Animal Preservation Society https://www.uglyanimalsoc.com/ ---------- What do Ugly Animal Contests Tell Us about Conservation? https://theecologist.org/2013/oct/23/what-do-ugly-animal-contests-tell-us-about-conservation ---------- Too cute to die? Experts say we’re too selective about species we choose to protect https://nationalpost.com/news/too-cute-to-die-experts-say-were-too-selective-about-species-we-choose-to-protect ---------- When It Comes to Conservation, Are Ugly Animals a Lost Cause? https://www.smithsonianmag.com/science-nature/are-ugly-animals-lost-cause-180963807/ ---------- Increased conservation marketing effort has major fundraising benefits for even the least popular species https://www.sciencedirect.com/science/article/abs/pii/S0006320716307510 ---------- Selfies na floresta: armadilhas fotográficas e os novos caçadores https://blog.ipe.org.br/selfies-na-floresta/ ---------- Story map com registros de armadilhas fotográficas feitas por Fernando Lima https://www.arcgis.com/apps/MapTour/index.html?appid=9f4bde8acff64698b1e837cc65b12970 ---------- Dá uma força para manter o DesAbraçando online e com episódios no cronograma contribuindo financeiramente com nosso projeto no Padrim: https://www.padrim.com.br/desabrace Veja onde o apadrinhamento está sendo usado nesta planilha: https://docs.google.com/spreadsheets/d/1QayIkrS-rQqLogL5_lAcNgSpLqyqpZjXS71dsq2IVT8/edit#gid=1108944748 ---------- Segue a gente lá nas redes sociais: Instagram: https://www.instagram.com/desabrace/ Facebook: https://web.facebook.com/desabrace/ Twitter: https://twitter.com/desabrace Telegram: https://t.me/desabrace ---------- Entre para o grupo de ouvintes do DesAbraçando no whatsapp: https://chat.whatsapp.com/LfAmIAXkc4I763AKjV63ML ---------- Visite nossa página: www.desabrace.com.br ---------- Primeira Pedra: primeirapedra@desabrace.com.br Que bicho é esse? bicho@desabrace.com.br

Trump Trashes the Kurds and the CIA Who Made Him Look like a Hero; Did Trump Get a Dose of Reality When Baseball Fans Chanted "Lock Him Up"?; When It Comes to Impeachment, Courage Is Not the Norm, It's the Exception backgroundbriefing.org/donate twitter.com/ianmastersmedia facebook.com/ianmastersmedia

This Week, The Ladies of Sass and Class Discuss “Needing” People in Your Life as a Part of Growth and Change. they Also Get Into the Conversation of Women and Their “Perfect Man” Goals. Everyone Has a Preference, and the Ladies Let the Listeners Know What they Absolutely CAN NOT & WILL NOT Budge on When It Comes to a Man They’re Dating.

Hitting the Marks Pro Wrestling Podcast: "It's Finger Lynching Good!" Seth Says The Universe is Jelly Over Becky. Having Fun w/the G1. CM Punk-Out. Briscoes & GoD Prepare for War. Thumbs Up Thumbs Down for Tessa. A Very Desperate WWE.   Plus Dem HTM Boys Wanna Hear from You... 2019's PWI 500 Top Five and AEW's Four Horsemen.   On this Week's Run....   - How Much Fun is the G1? Jargo & RBV run through this past week's events, bring you up to speed on the standings and talk MVPs & let downs.   -  Lots of News from AEW. CM Punk Set for StarrCast III. Spears Turns to a Horseman to Takedown a Rhodes. FJF flat out working it.   - ROH Set for Two Incredible Nights of Action. Jargo & RBV breakdown what to look forward to during this weekend's ROH Honor Club Events. Is Marty on the move? Briscoes vs. GoD about to get insane. Honor Club vs. ROH TV.   - Feeling the Impact. The Mash Up Tournament. Is now the time for Tessa?   ...... A Run In Take and PSA for Marktards on Social Media. Know Your Role......   - News from NXT. Movers and Shakers. Building up Killian Dane just to knock him down.   - When It Comes to the Red & Blue What the Hell Do You Do? Is Seth a genius or a total tool? Is WWE seriously already taping for FOX? A Reunion that reeks of desperation.   Jargo and Vickrey don’t pretend to be technical pro wrestling experts but derive their takes from the personalities and stories being told along with the production and promotion within the industry. Hitting The Marks Pro Wrestling Podcast guarantees in-depth and unique viewpoints spanning a variety of topics from around the world of professional wrestling.   Social Media Links:   On Twitter:   @notjargo   @therealrbv   @htmpwpod   Facebook:   Facebook.com/hittingthemarks   Instagram: htmpwpod   Twitch: twitch.tv/hittingthemarks

Recorded May 22, 2019 Low Inflation is Transitory Today we got the release of the most recent minutes of the Federal Open Market Committee, and I guess it was a bit of a mixed bag for people who were looking for whether the Fed was going to be more hawkish or more dovish with respect to its next move on interest rates.  One thing that was revealed in the minutes that the governors still maintain, they are still saying that they feel that this "low inflation" that we've been experiencing is transitory.  What that means is that it's temporary and the low inflation is going to go back up toward their 2% target.  This is supposedly a hawkish statement, because if the Fed were worried that low inflation was going to persist, then they would do something about it to save us from the horrors of not having the cost of living rise at a fast enough clip. When It Comes to Inflation Fighting the Fed Is All Bark and No Bite But, as far as I'm concerned, none of this even matters, because a) they are right, inflation is transitory, and b) it's not even as low as they think because the CPI is not accurate. So inflation is already higher than what the official numbers reveal. But even if it is transitory, which it is, and even if the numbers go north of 2%, which they will, the Fed is going to do nothing.  People still don't get it, that when it comes to inflation fighting the Fed is all bark and no bite. "For Some Time" Means Forever But then if you look at what the Fed said in the same minutes with regard to their "patience" with respect to the next rate hike, remember, the Fed went from pretty much auto pilot - they were raising rates, they were tightening - to being "patient", and being "appropriate", and now, if you read what they said, they said that it is going to be appropriate to remain patient "for some time".  Now what does that mean - "for some time"? Basically, it means forever. What the Fed is basically saying by saying that it is appropriate to be patient for some time, meaning, "you don't have to worry about any rate hikes".

James reads some of his top blog posts he wrote early in his bout with Depression. Articles Read: The Worst Question You Can Ask A Depressed Person General Well-being Update Church Is Broken sildenafil where to buy When It Comes to the Broken I'm Anxious, Not Angry. Sad, Not Sanctimonious Life Update – December 2012... The post 98: My Depression Blogs appeared first on Nobody's Listening Podcast Community.

Did you know we are in overshoot? What does that mean, and what should we do about it? Also in this episode, which has a smaller footprint – milk, or milk alternatives like almond milk? Dana informs us that, “Eating food is one of the worst things you can do for the environment.” Are some health departments preventing bulk filling of reusable containers? Carrying reusable utensils and napkin on your travels. And choosing carefully the trash can in which to deposit your refuse. August 1, 2018 is Earth Overshoot Day. Data collected and analyzed by the Global Footprint Network tells us this is the date when humanity’s annual demand on nature begins to exceed what Earth’s ecosystems can regenerate in the entire year. If it falls anytime before December 31, it means we’re using more ecological resources and services than nature can regenerate - through activity like overfishing, overharvesting forests, and emitting more carbon dioxide into the atmosphere than ecosystems can absorb. According to Global Footprint Network’s co-founder, Mathis Wackernagel, “Our current economies are running a Ponzi scheme with our planet…. We are borrowing the Earth’s future resources to operate our economies in the present. Like any Ponzi scheme, this works for some time. But as nations, companies, or households dig themselves deeper and deeper into debt, they eventually fall apart.” Dana and Dave interview random people to find out: Are they aware of Earth Overshoot Day? Do they know we’re in overshoot and what that is? What are their ideas for delaying the date? Check out our Overshoot Day interview video here. Please share it, and let us know what you’re doing to #movethedate. We welcome your comments, emails and tweets. And watch the GrowthBusters podcast Facebook page or Global Footprint Network’s page for the #MoveTheDate live stream on August 1 at noon U.S. Eastern Daylight Time. LINKS: Overshoot Day Website GrowthBusters Earth Overshoot Day Video Video: Earth Overshoot Day Falls on August 1, 2018 Footprint Data Solutions Share your actions Footprint calculator The Four Lifestyle Choices that Most Reduce Your Carbon Footprint (Lund University study) When It Comes to Nut Milk, What’s the Most Sustainable Option?  Is Almond Milk Bad for the Planet? Environmental & Social Impacts of Soy Benefits of Pea Milk Drink Pea Milk and Save the World: But What If The Peas are Shipped from France?

  Relevant Links: Lundebjerg NE, Trucil DE, Hammond EC, Applegate WB. When It Comes to Older Adults, Language Matters: Journal of the American Geriatrics Society Adopts Modified American Medical Association Style. J Am Geriatr Soc. 2017;65(7):1386-1388. FrameWorks Institute tool for communication about aging ------- SRP is brought to you by the generous support of the SRP Game Changers. If you want to Join SRP, Crush Mediocrity, Join the Monthly Meetups, & Get some free swag!...go to http://SeniorRehabProject.com/Join  

Google News and Updates The Take a snapshot feature is back, sort of. Check out Alice’s Webcam Snapshot Images get drop shadow and reflection in Slides and Drawings Issues with new insert menu Lost webcam Lost clip art - use explore New Google Maps coming Featured Content What does AI/voice assistant do now? What is machine learning? Gathers lots of data, lots of queries, into a huge data set Makes predictions based on that data The more data it gets, the smarter it is Google Assistant: answers your questions via text or voice, gives you briefings with data you request (weather, time, calendar, news, etc.). Adds things to your Google Keep, calendar, etc. Plays games and asks you trivia questions. Teachable Machine: Explore how machine learning works. Teach a machine using your camera – live in the browser, no coding required. It learns by training and running neural nets right in the browser. Teach students about machine learning.  Quick, Draw!: Uses machine learning to learn what you’re drawing. Autodraw: Draw a picture and Autodraw converts it into clipart created by artists.  Mystery Animal: A Voice Experiment, it chooses an animal and plays 20 questions for you to guess what it is.  Story Speaker: Create a choose your own adventure-style story in Google Docs. It’s like you’re coding/creating an AI game run by Google Assistant.  Quill Connect: Uses machine learning to help students combine sentences. Aligned with curriculum standards for second through seventh grades. How can AI/voice assistant help us right now? Answering questions what is the weather for tomorrow? what is the capital of Alaska? what is 37 times 414? tell me a riddle. Tell me something interesting. set a ten-minute timer. Adding to notes for later Keeping us from doing repetitive stuff What’s the future of AI/voice assistant in the classroom? Setting expectations in the classroom Let them play and understand what it is capable of but set meaningful expectations on how it will be used for learning, not just telling jokes. Rotate the use a job/role for the class - AI Leader of the Day. Resources Google Teacher Tribe Mailbag Thanks for the Apple Podcasts Reviews! Julie Cobb (E2Cobb) - Matt and Kasey make my Monday morning commute great! I learn something every week that I can immediately share with the teachers I support. Caution: Don’t listen at the gym if you are prone to shouting “amen” or “wow” when the knowledge bombs start dropping! Trying a tech solution to cold and flu season and s absences. Keeping a slide deck of days and makeup work info in google classroom. #gttribe pic.twitter.com/8SOXk2PD4o — Karen McKenna (@mrskarenmckenna) November 10, 2017 Baby’s First Video Editor from Joshua Howard: http://www.joshchoward.com/2017/11/babys-first-video-editor-google-slides.html On The Blogs Matt - 6 Do’s When It Comes to Homework (via Brandon Blom) Kasey - How to Design Google PD That Works! Ready to Become a Google Certified Trainer? Do you want to travel and help other teachers learn how to use G Suite in their classroom? Do you want to get your foot in the door as a consultant, trainer, or present at national conferences? Want to make a little extra cash in summer training teachers? The VIP trainer course opens twice yearly (May and December) and will re-open for enrollment on November 10, 2017, and close on November 27, 2017. This is the e-course you have been waiting for–the course to help you on your journey to becoming a Google for Education Certified Trainer! Becoming a Google Certified Trainer was one of the best decisions I ever made, and it transformed my learning and my career! This self-paced, e-course includes EVERYTHING you need to know to pass the Trainer Skills Assessment AND complete the application requirements, including: – 30+ Video Lessons (including the archive) – Private Google+ Community – The Ultimate Google Certified Trainer Planner and Check List – VIP BONUSES! – Tips & Tricks – and much more! Visit BecomeAGoogleTrainer.com for all of the details and to enroll (VIP will NOT open until November 10th!) *Please note: This course does NOT prepare you for Google Certified Educator Level 1 and 2. [shortcode-variables slug="signature"]

Listen to an audio version of Matthew Feeney's commentary "When It Comes to Surveillance, Watch the Watchmen." See acast.com/privacy for privacy and opt-out information.

In today's episode, I have Erica Blair on the show to talk about how video is a fantastic way to build your audience online. Erica has been on That Marketing Dude before with her post: When It Comes to Building an Audience, Video is King where she crushed it. I had to bring her back on to talk about this in more detail.Erica Blair is marketing strategist and personal branding coach who helps people transform their businesses through the power of social media and digital storytelling. She works with purpose-driven entrepreneurs to increase their influence and income, by both embracing their own personal narrative and strategically broadening their online visibility.Erica has been living the digital nomad lifestyle for a while and is perfect to bring on the show.We talk about all the different types of video you can create online and why you might want to create each time. I hope you enjoy the episode dudes and dudettes!IN THIS EPISODE WE COVER: - Video is great for building the Know, Like and Trust factor… Great for building rapport and getting your personality out there. There’s a lot of the same content out there but people are going to gravitate towards you because of your outlook on it and your personality… Both of which easily come across on video.- FB video, YouTube, Instagram Stories and Snapchat.- Barrier to entry?- Feeling comfortable making a video, in front of the camera.- Equipment needed.- Fear of looking stupid.- Introverts and extroverts- What’s the line of what I should be out there? Where shall we draw the line, the line between personal and professionalShow Notes: https://TMDshow.com/29FB Community: http://DudeBrood.com

In today's episode, I have Erica Blair on the show to talk about how video is a fantastic way to build your audience online. Erica has been on That Marketing Dude before with her post: When It Comes to Building an Audience, Video is King where she crushed it. I had to bring her back on to talk about this in more detail.Erica Blair is marketing strategist and personal branding coach who helps people transform their businesses through the power of social media and digital storytelling. She works with purpose-driven entrepreneurs to increase their influence and income, by both embracing their own personal narrative and strategically broadening their online visibility.Erica has been living the digital nomad lifestyle for a while and is perfect to bring on the show.We talk about all the different types of video you can create online and why you might want to create each time. I hope you enjoy the episode dudes and dudettes!IN THIS EPISODE WE COVER: - Video is great for building the Know, Like and Trust factor… Great for building rapport and getting your personality out there. There’s a lot of the same content out there but people are going to gravitate towards you because of your outlook on it and your personality… Both of which easily come across on video.- FB video, YouTube, Instagram Stories and Snapchat.- Barrier to entry?- Feeling comfortable making a video, in front of the camera.- Equipment needed.- Fear of looking stupid.- Introverts and extroverts- What’s the line of what I should be out there? Where shall we draw the line, the line between personal and professionalShow Notes: https://TMDshow.com/29FB Community: http://DudeBrood.com

When It Comes to Prayer Matthew 6:9-13 1). Become aware of who you are praying to 2). Become adept at praising His Holy Name 1 3). Become absolutely committed to His Kingdom and His will 4). Become able to ask 5). Become automatic in forgiveness Matthew 6:14 6). Become averse to temptation and evil

Matthew 6:33 tells us “Seek first the kingdom of God and His righteousness, And all these things shall be added unto you.” Think about that. “ALL THESE THINGS”. It doesn’t matter which language you study: Hebrew, Greek, English, Spanish… “all” means “all”. Jesus tells us in this verse that we don’t need to worry. We … Continue reading "Family Discipleship Mini-Cast 7: When It Comes to Marriage, There Is NOTHING More Important Than Him" The post Family Discipleship Mini-Cast 7: When It Comes to Marriage, There Is NOTHING More Important Than Him appeared first on Christan Podcast Central.

City Church AC Pastor Dallas R. Billington 11:00 AM Where are You, When It Comes to God's Forgiveness? - Part III: Bitterness or Forgiveness?

City Church AC Pastor Dallas R. Billington 11:00 AM Where are You, When It Comes to God's Forgiveness? - Part II: Understanding Forgiveness is a Gift to You!!

City Church AC Pastor Dallas R. Billington 11:00 AM Where are You, When It Comes to God's Forgiveness? - Part I: Judgement: God & You

Are you a hunter, or a farmer? I am harvesting in my latest http://egonetcast.com/blog/2014/7/13/pluck-the-day (podcast): Show notes: http://www.entrepreneur.com/article/223431 (When It Comes to Networking, Farmers Will Always Beat Hunters) - Ivan Misner http://www.chrisbrogan.com/podcasting/ (Podcasting – Is the Old New Again? – Tell Bigger Stories) - Chris Brogan http://jroberts.blogs.com/letters/2006/02/pluck_the_day.html (Pluck the Day?) - Jason Roberts

Because the components of net worth can be quite different from one person to another, it doesn't matter how your net worth compares to someone else. When it comes to retirement planning, what's most important is how you plan for sustainable income and meeting your expenses. The post When It Comes to Retirement Planning, It’s All About You appeared first on Retirement Income Center.

FTB Show #243 features the new album by Laura Cantrell called No Way There from Here. Also new music from Ray Benson, Susan Cattaneo and Girls, Guns & Glory.  Here's the iTunes link to subscribe to the FTB podcasts.  Here's the direct link to listen now! Show #243 LAURA CANTRELL -  All the Girls Are Complicated  (No Way There from Here) SHOEBOX LETTERS - Anytime (Better Times) TWO TONS OF STEEL -  This Life of Mine  (Unraveled) SUSAN CATTANEO - Worth the Whiskey (Haunted Heart) (mic break) RAY BENSON - A Little Piece  (A Little Piece) HONEY DON’T - Breakin Down THE BREEDINGS - I'm All Yours  (Fayette) RYAN VANDORDRECHT -  Great American Life (Beast Of Love) LAURA CANTRELL - When It Comes to You  (No Way There from Here) (mic break) GANN BREWER - Dogrunner (Craiglist Ad)  (Peddlers & Ghosts) KELCY MAE - Would Love  (The Fire) STEWART EASTHAM - The Lights of Tennessee    (The Man I Once Was) GIRLS GUNS AND GLORY - All the Way Up to Heaven  (Good Luck) (mic break) LAURA CANTRELL - No Way There from Here  (No Way There from Here) (Feb. 7th, 2014) Bill Frater Freight Train Boogie

Original Bluegrass Gospel Song from Shiloh Worship MusicHeaven Is a-callin’And It's Calling For You and MeForsake Your Sin Come to JesusAnd You'll Live EternallyThis World Is Not My HomeLike a Pilgrim, I'm Passing throughI Have the Hope Of HeavenIt Lays beyond The BlueIn This World Is Trouble and WoeThings of This Earth Well They Come and GoThe Only Thing That Will RemainTreasure in Heaven  Our Heavenly GainWill He Be Your Savior Or Your JudgeWhen It Comes down from the Sky?Will You Greet Him With a HallelujahOr Will You Begin to Cry?This World Is Not My HomeCanaan Land I SeeThe Hope of Heaven Is on My MindGonna Live Eternally© 2012 Shiloh Worship Music COPY FREELY;This Music is copyrighted to prevent misuse, however,permission is granted for non-commercial copying-Radio play permitted- www.shilohworshipmusic.com

************************************************** Here's a snapshot of a few things we talked about… ************************************************** * Who is the Clark Kent, When It Comes to Ken Joslin? [00:00:45] * Where Does His Energy and Passion Come From? [00:03:05] * Where Did Entrepreneurship Come in For Him? [00:05:17] * How Was He Able to Continue to Keep Transitioning? [00:08:34] * What's A Way That People Can Add Value? [00:11:35] * Helping Other Win is Much More Fulfilling [00:16:00] * One Thing He Wishes That He Would Have Implemented Sooner to Accelerate His Journey [00:30:03] * Why Did He Decide to Partner Up with eXp Realty? [00:33:48] * What Does He Feel Like the Vibe Has Been for His Agents Since Joining eXp? [00:36:10] * Ken's Advice to Help People Take Action [00:41:38] ****************************** In This Episode, You'll Learn: ****************************** In this episode, Casanova and Ken talk about how your mindset can help you make your dreams a reality. Ken prides himself on being the same passionate guy, no matter where he is. Whether it is the church, or his family and friends, or GSD, he exudes the same passion about life. He loves helping business professionals build confidence, gain clarity, and create community. Ken had an eventful childhood, and he moved around a lot. Things changed dramatically in August of 1993 when he gave his life to Christ, and that was his ‘aha' moment. This is where he began to develop passion. While he is not in full-time vocational ministry, he still does as much pastoring, life mentorship and help people win and figure out what life is all about, as he did before. Cas adds that it just shows that this didn't just start overnight, and it's always been who he is. Ken's journey towards entrepreneurship started after his position was let go by a company that he worked for, three days before Christmas. He started with a brand-new church, and grew that youth ministry from about half a dozen kids to about 250 to 350 on a weekly basis. It became one of the largest youth ministries in the country, and that's where he really started to discover it. After that, he needed a break because he had two little baby girls at the time and went to work for a friend at a mortgage company. There, Ken made $146,000 in his first year. Following that, he started his own mortgage company, which has done close to $300 million in real estate transactions. It was just a progression; there's no overnight success. Ken believes that if you surround yourself with world-class people in your field, you will succeed and grow exponentially regardless of what you do and learn from them. Having just literally unbelievable connections and moments with people to people like Grant Cardone, Ken felt like the businessman on the inside of him, just getting born and revitalized again. He believes that you can grow your business, leaps and bounds into whatever profession you're in if you get around the right people, who have been down the road and who have that 10,000-foot view of what's going on in your life. Ken adds that being successful and being significant are two vastly different things. For him, he wants to add value and help the people around him win. If he has an intern on his team, and he helped them win, he will go to bed with a higher level of fulfillment than somebody who just added another comma in their bank account that day. Cas recalls hearing about a Warren Buffet quote on success at a sales meeting. The number of people that show up to someone's funeral are the people whose lives they had impacted when they were alive. Ken believes that for some people, status does not move the needle. They are more concerned about how they can help somebody on their team win and be successful and experience more personally, professionally, and financially. For people who lack the financial resources to get coaching from masterminds, or go to boot camps, they can use free resources like YouTube, podcasts, and some of the best-selling books. Ken narrates how he discovered Grant Cardone through an Instagram ad, which led to him attending a free webinar, to a $997 mentorship, like a 12-week mentorship, to flying out to attend 10X Boot Camp. At that time, Ken was working on a $3 million commercial, that would earn him a $78,720 commission. Unfortunately, following a bank appraisal, the property was valued at $2.625 million, which was $375,000 short. Ken flew to Miami to 10X Bootcamp, and during a private Q&A session, Grant advised him to close the deal, because if they overpay for the building right now, somebody will overpay for it when they sell it. They ended up closing the deal, and last six weeks of the year, he closed over 2 million more dollars. His business took off from there, and it has not stopped, all because he took a risk. Cas adds that it is the anxiety of what might happen that stops us from taking that leap. If you can even conceive it in the beginning, it's achievable. Ken describes the importance of three types of relationships every one of us needs; your community, your circle, and your corner. He continues that when you get those three spheres of relationships right in your life, it'll take you places you never thought you could go. Ken adds that you should find somebody that is unbelievably gifted, at what you're doing and learn from them. That is the one thing that he wishes that he had implemented sooner to accelerate his journey. Talking about what motivated him to join the eXp Realty, Ken shared that it was not because he was excited about doing real estate, it's because he wanted to help his team get better every day. eXp Realty is like a nationwide community. Speaking of the GDS Boot Camp, Ken said that such opportunities allow you to be able to not just rub shoulders with industry leaders, but also build relationships because this can be a game-changer in your life. If you take the risk and invest in yourself. For people looking to take action, Ken said that you have everything within you. God designed you with everything within you, to live out the purpose that he has for you. You shine and you be you and make a positive difference in the world. *********** Key Quotes: *********** * When I had my ‘aha' moment of ‘God, you made me for more than what I've been experiencing.' –Ken Joslin. * “Greg in Three Feet from Gold, he talks about the 19-year overnight success, overnight successes take time…” –Ken Joslin. * “I say this all the time, get around people who want something for you, not from you…”–Ken Joslin. * “There's no such thing as an overnight success, but there is such a thing as circumventing the time and process it takes for you to grow as an individual and as a leader, and as a business professional…”–Ken Joslin. * “My mindset is, how can I help the people around me win; not how can I help my business…” –Ken Joslin. * “Significant leaders who have been successful, they want to help other people...” –Ken Joslin. * “If you start out to be significant, you're always going to be successful. If you start out to be successful, you may or may not find significance, and you're probably going to leave a trail of damage behind you along the way…”–Ken Joslin. * “If you help enough people get what they want, in return you'll get any and everything that you want.” –Zig Ziggler * “According to Carlos Reyes, the three Ss of entrepreneurship are survival, status, and significance…” –Ken Joslin. * “If you continuously become a consumer at the end of the day, you'll have overload. You got to take action on something.” – Casanova Brooks. * “I spent $84,000 with Grant last year, $84,000, but that's been returned four or five-fold already. Listen, you have to invest in yourself…”–Ken Joslin. * “I promise you, when you do that and you bet on you, it will pay off in ways you'd never could have imagined, I'm a living proof…”–Ken Joslin. * “I think that anybody can recognize that though, anytime you take a risk, and you get out of your comfort zone, nobody ever regrets it…”– Casanova Brooks. * “eXp, for what I've experienced, what I've learned, it's collaboration over competition…” – Casanova Brooks. * “Even if you're being persistent, people want to see, how far are you willing to go– Casanova Brooks. **************** Links/Resources: **************** * Three Feet from Gold by Sharon L. Lechter * Business Made Simple by Donald Miller * Expert Secrets by Russell Brunson * Traction: Get a Grip on Your Business by Gino Wickman * Tribe by Seth Godin * Think and Grow Rich by Napoleon Hill * The EntreLeadership Podcast | RamseySolutions.com ( https://www.ramseysolutions.com/shows/the-entreleadership-podcast ) * Five Dysfunctions of a Team by Patrick Lencioni * The Ideal Team Player by Patrick Lencioni * Growstackdrive.com * https://www.instagram.com/kenjoslin ************ Help us out? ************ If you enjoy our podcast, please head over to Apple Podcasts and leave us a 5-star review. By doing so, you enable us to reach more people. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

************************************************** Here's a snapshot of a few things we talked about… ************************************************** * Who is the Clark Kent, When It Comes to Mark Savant? [00:01:21] * How To Make Your Content Valuable and Stick Out [00:04:20] * How to Get Started with Content Creation as a Realtor? [00:06:31] * Why He Chose to Go ‘All In' On Podcasting and Create His Medium Around Podcasting? [00:10:21] * How to Create Concept, Redistribute and Repurpose it On a Smaller Budget [00:12:20] * How Did He Gain Credibility with His Podcasts? [00:14:41] * The Best Way to Gain Traction on Clubhouse [00:22:13] * Can You do Podcasting on Clubhouse? [00:24:55] * One Thing He Wishes He Had Implemented Sooner to Accelerate His Journey? [00:29:06] * What Started to Change the Needle for Him? [00:31:00] * His Advice for People Looking to Take Action [00:33:40] Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

************************************************** Here's a snapshot of a few things we talked about… ************************************************** * Who is the Lois Lane, When It Comes to Darnyelle? [00:01:55] * When Did the Shift Happen for Her? [00:03:31] * What Was the Key Moment for Her When She Decided to Leave Her Corporate Job? [00:08:23] * Why She Couldn't Make it in the Entrepreneurship World the First Time [00:13:45] * Why Did She Decide to Go into Coaching? [00:19:23] * What is Her Framework? [00:25:52] * One Thing She Wishes She Had Implemented Sooner to Accelerate Her Journey? [00:30:39] * Her Advice for People Looking to Take Action [00:37:13] ***************************** In This Episode You'll Learn: ***************************** In this episode, Casanova and Darnyelle talk about to overcome self-doubt and turn your dreams into reality. Darnyelle says that first and foremost, she is a woman after God's own heart. She is really big into taking consistent steps every single day, giving herself lots of grace and self-care and showing up fully, everywhere she can be. When she is not doing any of that, she is quirky and likes to call herself, ghett-u'à; that's ghetto with a little bit of bougie. Darnyelle can best be found with a book in her hands, reading something to make her soul and my spirit leap because that's something important to her and she loves to laugh. She tries to find moments to laugh as much as possible, and she believes in the best things in life. She adds that the best things in life are free. They don't cost you anything but your presence, so, she tries to enjoy as many moments as she can, when she is fully present. She says that after the distinct defining moments in her journey where she stepped up, she shined and her ability to command the stage became more authentic, real, and personable. She recalls three distinct defining moments from her life. First one was when she was graduating from high school. She was the first to graduate from high school, go to college from her college. When she was going to college, she realized that she had an opportunity to really show up. That was where she started to believe what everybody else was saying. The second moment was in 2004, the day she walked into her boss's office and her full-time corporate job, and realized that she was no longer built to sit behind someone else's desk. The last moment was in 2018, when she realized that she had still been holding back, playing small, showing up just enough to get what she knew she could do, because she was really afraid of doing what she was supposed to do. Darnyelle then started putting all of the things in place to be able to live that out. There was a piece of her that was afraid that if she really let her light shine, she would blind somebody, instead of realizing if she really let her light shine, she would light the path for somebody. Talking about her last day of working in 2004, she calls it her Keith Sweat moment, as she felt like ‘Something's Not Right.' She ended up going to her manager and telling her that it was going to be her last day. She felt like she had, for the first time in a long time, made a decision that was going to seal her next step, and what she was supposed to be doing, even though she didn't have a clue what it is. Darnyelle adds that before doing something similar, you should have a backup plan. For her, things did not work well, and she had to file for bankruptcy. She also had to go back to work a job, while she figured entrepreneurship. 10 years later, now she runs a million-dollar company. While working at Mary Kay, she was able to achieve success, but things worked so well for her because it was a proven marketing plan. All she had to do was work it. When you're starting your own company, there is no marketing plan. There is no blueprint because it's a brand-new thing. You don't even know if what you are intending to sell to people is what people actually want to buy. Darnyelle adds that starting a ground up business is not like transitioning from a proven business model. They are not one in the same. Things didn't work out for her because she had taken her eyes off of God. So many other things had become the focal point of her existence at that point in time, that she wasn't really tapped in. Darnyelle said that she wouldn't go back and do anything differently because it's made her a much better person, better servant, and a much better business coach. She adds that when you try to let your ego lead, things don't usually go well. Instead, bring yourself back down to earth and realize that everybody needs support, because if you could do it by yourself, it would already be done. Talking about her journey to coaching, she started as a motivational speaker. She started telling her story because she had a really impactful story, and that was her first business. She was really in this hustle and grind, because she had to live from speaking engagement to speaking engagement in order to meet her needs. Then, Darnyelle started working as a consultant, and when she learned about group coaching, it was a hit. Then, she had this coaching group, she started to solidify her framework, which she still uses to this day. She loves coaching because of how she has been able to transform the lives of people she helps out. Darnyelle's 10-step framework, Leverage Your Incredible Factor System covers seven areas in a business that really makes sure that all of the systems and everything is in place. This includes mindset messaging, marketing, sales, operations, talent, legacy, and leadership. They also integrate life coaching, financial management coaching and wealth building as well. She continues by adding that she doesn't do this for the money, she does it for the transformation. While she charges for her services, being able to bring these pieces together for people is so powerful for her, because most of the people that she works with, they were not born entrepreneurs. They don't know all of the things they need to know; except they know that they want to make a difference. Talking about something that could have accelerated her journey, Darnyelle said that knowing what she knows today, she would have known that it was just a distraction. It was meant to derail her from the purposes that had already been established and preordained for her. And instead of being overcome by them, she would have just walked into them. She adds that if we really stopped and traced it, it could be the catalyst for all of the things that happened, because she was so afraid of what would happen if she realized her own power, but she knows now that her power is what makes her special and it's only when she let it out that she gets to be the transformation that she want to see in the world. Darnyelle says that there are a lot of people who are sitting in lack, because they don't understand the paradigm of abundance that's their birthright. You can see clearly after it's all said and done, but she thinks that it was all for her own good, and it was all to get her to this place. And knowing that she has arrived here at this moment, it makes it all worth it. For people looking for inspiration to take action, she says that just like two-thirds of God's name is Go, so, just get moving. Walk the path, take the step, we don't have to know all of the steps. So, get clear about where you're going, and take the next step to take the path, the path will emerge as you walk it. *********** Key Quotes: *********** * “I focus on the quality moments and quality time and not materialistic things …”— * “When you're doing what people expect of you, and when the light is always been on you, you shine…” * “I just made a decision in late 2018 that I wasn't going to play small anymore. That the God in me was going to play as big as God played when he created me…” * “I don't necessarily advocate for anyone trying this at home, like don't be going in your boss's office to quit your job. If you ain't got no backup plan. Don't do that…” * “What you don't need is to be figure out the strategy and worrying about the money at the same time, it's counterproductive…” * “I made the mistake of not doing market research... and when I was finally ready to share it with the world and put it out there, no one wanted it because it was what I wanted, not what they wanted…” * “It took a catalyst, it took my own proverbial rock bottom for me to realize, yo, you need to slow down. You need to back up right…” * “Ego is really fear in reverse. It's still fear, but you're just allowing the bigness of the fear to be subsided by your own beliefs about the fear…” * “[Ego] stands for ‘edging god out'…”—Cass * “The reason why I love coaching is because of the transformation…” * “They come to me because they have a problem in their business, but what they leave with is they're a better spouse, a better parent, a better citizen, a better human…” * “Unlike a lot of coaches that are out there that specialize in one part of the process or the other, we look at the whole business, the whole CEO…” * “For me, it's all about the transformation, not the transaction…” * “We literally get to be the person who puts the puzzle together for them, me and my team, which is just it's magical…” * “There are really no words to describe the elation, I get to feel on a daily basis because I decided to say yes to myself and stop sitting behind someone else's desk, two times…” * “It's that shift that comes with wisdom. With, you know, with stumbling and hurting yourself a couple of times and being able to still get up and walk…” **************** Links/Resources: **************** * Leverage Your Incredible Factor Podcast - Darnyelle Jervey, MBA ( https://darnyelle.com/podcast/ ) - https://darnyelle.com/podcast/ * https://twitter.com/darnyellejervey * https://www.instagram.com/darnyellejerveyharmon/ * https://www.facebook.com/darnyellejerveyharmon ************************* Read The Transcript Here: ************************* ************ Help us out? ************ If you enjoy our podcast, please head over to Apple Podcasts and leave us a 5-star review. By doing so, you enable us to reach more people. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Here's a snapshot of a few things we talked about…Who is the Clark Kent, When It Comes to Johnny? [00:01:40]What He Bought When He Made his First Make a Hundred Thousand Dollars? [00:10:02]How He Kept the Belief that He was Going to Make a Hundred Thousand Dollars? [00:11:13]The Role of His Environment in Keeping Him Going? [00:18:58]What Keeps Him Going Every Single Day? [00:24:32]Where Does He Get His Inspiration From? [00:26:40]One Thing He Wishes He Had Implemented Sooner to Accelerate His Journey? [00:32:22]His Advice for People Looking to Take Action [00:38:07]In This Episode You'll Learn:In this episode, Casanova and Johnny talk about his journey and the mindset that helped him become one of the all-time greats in football. Johnny is a family man, who loves his great grandkids, and grandkids. He is proud of his Omaha, Nebraska roots. He calls it going against the current, the way several notable athletes and business leaders from Omaha and Nebraska went on to do national and international great things. Johnny grew up in the Omaha River bottoms and was a shy and timid kid. When he heard somebody say a hundred thousand dollars, it was the most money he had heard about in his life. From that point onwards, it became the mission of his life; to make a hundred thousand dollars. When a boys club leader told his mother that he was special and needed somebody to teach him the finer points and strategies of the game. At 11 years old, he didn't have a career, but he had the direction, and he had a dream.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy