Podcasts about Strategy

This week, Guy is joined by Travis Boersma of Dutch Bros. Coffee, Michael Preysman of Everlane and Chris Ruder of Spikeball in a special “mashup” episode of Advice Line.First, Andy from Nashville is wondering if a brick and mortar burger joint will supercharge growth for his food truck business. Then, Tiffany from Cape Cod is looking to break into large retailers with her inspirational jewelry brand. And finally, Peter from South Dakota is evaluating whether to expand his ice skating apparel to overseas markets.Thank you to the founders of Bad Luck Burger Club, T. Jazelle and Rink Rabbit. If you'd like to be featured on a future Advice Line episode, leave us a one-minute message that tells us about your business and a specific question you'd like answered. Send a voice memo to hibt@id.wondery.com or call 1-800-433-1298. This episode was produced by Kerry Thompson with music by Ramtin Arablouei. It was edited by John Isabella. Our audio engineer was Neal Rauch. You can follow HIBT on X & Instagram and sign up for Guy's free newsletter at guyraz.com or on Substack.To hear our guests previous episodes:Dutch Bros. Coffee: Travis Boersma | Advice Line with Travis BoersmaEverlane: Michael Preysman | Advice Line with Michael PreysmanSpikeball: Chris Ruder | Advice Line with Chris RuderSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Russia's strategy for the ceasefire, Afghan refugees face deportation, and choosing life in a difficult place. Plus, Harvard's hidden treasure, Cal Thomas on hiding a president's decline, and the Thursday morning newsSupport The World and Everything in It today at wng.org/donateAdditional support comes from WatersEdge Kingdom Investments — personal investments that build churches. 4.75% APY on a six-month term. WatersEdge.com/investWatersEdge Kingdom Investments - WatersEdge securities are subject to certain risk factors as described in our Offering Circular and are not FDIC or SIPC insured. This is not an offer to sell or solicit securities. WatersEdge offers and sells securities only where authorized; this offering is made solely by our Offering Circular.And from Dordt University, whose online MBA and MPA programs prepare leaders for lasting impact. Dordt University. Until All Is Made New.

MacroVoices Erik Townsend & Patrick Ceresna welcome, Jim Bianco. They'll discuss why Jim believes we're at the “end of the beginning” — a phrase he uses to describe the evolution of Trump-era economic policies. While the initial phase, dominated by tariff strategies, may be winding down, Jim warns that this is just the opening act. https://bit.ly/3Zw8Bip 

Have you ever felt overwhelmed in your relationships or struggled with the mental load? If yes, this episode is a must-listen! In this episode, Dr. Morgan Cutlip, an Enneagram 9 and author of the new book, A Better Share reveals how understanding her Enneagram type has shaped her approach to relationships, especially with her husband, who is a Type 3. We explore the dynamics of their relationship, including the challenges of maintaining connection while navigating the complexities of life and parenting. Morgan shares her journey of reclaiming her voice and agency, which is particularly resonant for those of us who identify with the steady, reliable nature of the Enneagram 9. One of the key topics we discuss is the concept of the "mental load"—the invisible tasks and emotional labor that often fall disproportionately on women in relationships. Morgan provides practical insights on how couples can tackle this load together, fostering a more equitable partnership that leads to less resentment and greater fun! Here are a few highlights from the episode: The importance of understanding your partner's Enneagram type to improve communication and connection. How to navigate feelings of resentment and the need for appreciation in relationships. Strategies for creating a more balanced share of responsibilities at home. Whether you're a 9, a 3, or any other type, this episode offers valuable insights that can help you strengthen your relationships and enhance your emotional well-being. As always, thank you for being a part of the Typology community. 

Not all podcasts are built the same. Some thrive on the host's personality, while others are powered by high-profile guests. In this convo, we unpack the behind-the-scenes of podcast booking, building credibility, and how relentless consistency turned a fan into a co-host with equity. Get access to our real estate community, coaching, courses, and events at Wealthy University https://www.wealthyuniversity.com/Join our FREE community, weekly calls, and bible studies for Christian entrepreneurs and business people. https://www.wealthykingdom.com/ If you want to level up, text me at 725-527-7783!--- About Ryan Pineda: Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue. Ryan has amassed over 2 million followers on social media and has generat...

Our analysts Serena Tang and Seth Carpenter discuss Morgan Stanley's out-of-consensus view on U.S. exceptionalism, and how investors should position their portfolios given the current market uncertainty.Read more insights from Morgan Stanley.----- Transcript -----Seth: Welcome to Thoughts on the Market. I'm Seth Carpenter, Morgan Stanley's Global Chief Economist.Serena: And I'm Serena Tang, Morgan Stanley's, Chief Global Cross-Asset Strategist.Seth: Today, we're going to pick up the conversation where we left it off, talking about our mid-year outlook; but this time I get to ask Serena the questions.It's Thursday, May 22nd at 10am in New York.Serena, we're back for part two of this podcast. Let's jump in where we left off. We've seen a lot of policy surprise in the last six months. We've had a big sell off in the beginning of April, in part inspired by all of this uncertainty.What are you telling clients? What do you think investors should be doing? How should they be positioning their portfolios in the current circumstances?Serena: So, we are recommending going overweight in U.S. equities and going overweight in core fixed income like U.S. treasuries and like investment grade corporate credit. And we have a very strong preference for U.S. over rest of the world assets, except the dollar. Now I think for us, the main message is that you have global growth slowing, which is what you talked about yesterday.But you know, risky assets can look past the low growth and do well, while treasuries can look forward to the many Fed cuts you guys are expecting in 2026 and rally. But if I look at valuations that does suggest equities and credit have completely, almost priced out, growth slowdown odds. Meaning that I think there is still some downside and we'd recommend quality across the board.Seth: In your judgment then, looking around the world at all the different asset classes, how well, or perhaps how poorly, are those asset classes priced for the sort of macro views that we were just discussing?Serena: So I think the market that's probably least priced for the slowing economy that you and your team have been forecasting is really in the government bond space. I think the prospect of a lot more Fed cuts than what is currently priced into the market will lower government bond yields, particularly starting in 2026.As you know, our rates team has a target of 3.45 percent for U.S. Treasury 10-year yields, and 2.6 percent for U.S. Treasury two-year yields. Meaning that we also get a steeper curve by this time next year. And this translates to more than 10 percent of total returns for U.S. Treasuries – very attractive; in large part because the markets aren't priced for the Fed scenario that you and your team are forecasting.Seth: Let me, then push a little bit on one of the things that I've been talking to clients about, or at least been asked about, which is the dollar. The role of the dollar? U.S. exceptionalism? Is it real?Serena: Yeah that's a great question because I think this is where we are the most out of consensus. If you've noticed, all of our views right now really line up as us being pretty constructive on U.S. dollar assets. Like at a time when everyone's still really debating the end of U.S. exceptionalism. And we really push back against the idea that foreign investors would or should abandon U.S. assets significantly.There are very few alternatives to U.S. dollar assets right now. I mean, like if you look at investible stock market cap, U.S. is nearly five times the size of the next biggest market, which is Europe. And in the fixed income side of things, more than half of liquid high grade fixed income paper is in U.S. dollars.Now, even if there were significant outflows from U.S. dollar assets, there are very few places that money can find a haven, safe or otherwise. This is not to say there won't ever be any other alternatives to U.S. dollar assets in the future. But that shift in market size takes time, which means that TINA -- there is no alternative -- remains a theme for now.Seth: That view on the dollar weakening from here, it's baked into my team's economic forecast. It's baked into the strategy team's forecast across research. So then let me take it one step forward. What does all this mean about portfolio preferences, your recommendation for clients when when they're investing in assets that are not U.S. dollar denominated.Serena: You are right. I mean, if there's one U.S. asset that we just like, it's the U.S. dollar. So, you know, over the next 12 months we expect key factors, which drove the dollar strength. You know, positive growth, yield differentials relative to other G10 economies. Those factors will fade substantially. And we also think because of the political uncertainty in the U.S. currency hedging ratios on exposure to U.S. assets may increase, which could further pressure the U.S. dollar. So, our FX team sees euro/dollar at 1.25 and dollar/yen at 1.30 by the second quarter of 2026.Which means that we're really recommending non-U.S. dollar investors to buy U.S. stocks and fixed income on an FX hedge basis.Seth: If we look forward but focus just on the next, call it three to six months; what asset classes, or if you want, what regions around the world are best positioned, and what would you say to investors?Serena: So, you're right. I think there is a big difference between what we like over the next three to six months versus what we like over the next 12 months. Because if I look at U.S. equities and U.S. government bonds, both of which we're overweight on most of the gains, probably won't happen until the first half of next year because you have to have U.S. equities really feeling the tailwind of dollar weakness. And you need to have U.S. government bond investors to grow more confident that we will get all of those Fed cuts next year.What we do like over the next three to six months and feel pretty highly convicted on is really U.S. investment grade corporate credit, which we think can, you know, do well in the second half of this year and do well in the first half of next year.Seth: But then let's take a step back [be]cause I think investors around the world are wrestling with a lot of the same issues. They're talking to, you know, strategists like us at lots of different places. What would you say are our most out of consensus views right now?Serena: I think we're pretty out of consensus on our preference for U.S. and U.S. dollar assets. As I mentioned, there was still a huge debate on the end of U.S. exceptionalism. Now the other place where I think it's notable is we're much more bullish on U.S. treasuries than what's being priced into markets and where consensus is. And I think that's really been driven by your economics team being much more convicted on many Fed cuts in 2026.And the last thing I would point out here is, again, we're more bearish than consensus on the dollar. If I look at euro/dollar, if I look at dollar/yen, the kind of appreciation we're forecasting for at around through 10 percent, is higher than I think what most investors are expecting at the moment.Now back to Seth. Given all of the uncertainty around U.S. fiscal, trade, and industrial policy, what indicators are you watching to assess whether global growth is becoming more fragile or more resilient?Seth: Yeah, it's a great question. It's always difficult to monitor in real time how things are going, especially with these sorts of shocks. We are looking at a bunch of the shipping data to see how trade flows are going. There was clearly some front-running into the United States of imports to try to get ahead of tariffs. There's got to be some payback for that. I think the question becomes where do we settle in when it comes to trade?I'm going to be looking in the U.S. at the labor market to see signs of reduced demand for labor. But also try to pay attention to what's going on with the supply of labor from immigration restriction. And then there are all the normal indicators about spending, especially consumer spending. Consumer spending tends to drive a lot of the big developed market economies around the world and how well that holds up or doesn't. That's going to be key to the overall outlook.Serena: Thank you so much, Seth. Thanks for taking the time to talk.Seth: Serena, I could talk to you all day.Serena: And thanks for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.

Mayur Kamat is the chief product officer at N26—a $9 billion neobank serving over 7 million customers in 25 countries—where he leads product, design, data, and research. Prior to N26, Mayur was Head of Product at Binance, growing the crypto exchange to a peak $400 billion valuation. Earlier in his career, he built and scaled products at Google (Gmail Mobile, Hangouts), Microsoft, and travel unicorn Agoda.Learn:1. How to find and focus on the highest-leverage problems2. Why you shouldn't optimize for compensation early in your career3. Why you should optimize for strengths, not weaknesses4. Why you need to decide if you truly want the C-suite path5. Why working at a fintech company creates exceptional PMs6. Strategy = hypothesis × experimentation velocity7. Small, fast wins compound faster than big, slow bets—Brought to you by:• WorkOS—Modern identity platform for B2B SaaS, free up to 1 million MAUs• Paragon—Ship every SaaS integration your customers want• Vanta—Automate compliance. Simplify security.—Where to find Mayur Kamat:• X: https://x.com/5degreez• LinkedIn: https://www.linkedin.com/in/mayur/—Where to find Lenny:• Newsletter: https://www.lennysnewsletter.com• X: https://twitter.com/lennysan• LinkedIn: https://www.linkedin.com/in/lennyrachitsky/—In this episode, we cover:(00:00) Introduction and Mayur's background(04:49) Working at Binance: An inside look(18:18) Career advice for product managers(27:00) PM career paths(33:58) Understanding fintech customers(36:00) Understanding your strengths(44:46) Creating a culture of experimentation(51:14) Hiring and developing top talent(54:50) Building a diverse product portfolio(57:08) Working in high talent density areas(59:43) Personal and professional balance(01:06:32) High-leverage opportunities and decision making(01:14:28) AI tools in the workplace(01:19:14) Failure corner(01:25:11) Lightning round and final thoughts—Referenced:• Binance: https://www.binance.us/• Google: https://about.google/• Microsoft: https://www.microsoft.com/• Agoda: https://www.agoda.com• N26: https://n26.com/• Which companies accelerate PM careers most: https://www.lennysnewsletter.com/p/which-companies-accelerate-your-pm• Which companies produce the best product managers: https://www.lennysnewsletter.com/p/which-companies-produce-the-best• Bezos Says Work-Life Balance is a “Debilitating” Phrase: https://www.investopedia.com/news/bezos-says-worklife-balance-debilitating-phrase/• Maslow's Hierarchy of Needs: https://www.simplypsychology.org/maslow.html• PayPal Mafia: https://en.wikipedia.org/wiki/PayPal_Mafia• Changpeng Zhao on LinkedIn: https://www.linkedin.com/in/cpzhao/• Ray Dalio on LinkedIn: https://www.linkedin.com/in/raydalio/• Porter's five forces: https://en.wikipedia.org/wiki/Porter%27s_five_forces_analysis• Jonathan Rosenberg on X: https://x.com/jjrosenberg• Aura: https://buy.aura.com/• Intercom: https://www.intercom.com/• Palantir: https://www.palantir.com/• Revolut: https://www.revolut.com/• Chime: https://www.chime.com/• Stripe: https://stripe.com/• Dropbox: https://www.dropbox.com/• Alex Algard on LinkedIn: https://www.linkedin.com/in/alexalgard• Hiya: https://www.hiya.com/• Brian Chesky's new playbook: https://www.lennysnewsletter.com/p/brian-cheskys-contrarian-approach• Gemini: https://gemini.google.com/app• Writer: https://writer.com/• Google Hangouts: https://en.wikipedia.org/wiki/Google_Hangouts• Sundar Pichai on LinkedIn: https://www.linkedin.com/in/sundarpichai/• Google Meet: https://meet.google.com/landing• House on Hulu: https://www.hulu.com/series/ef39603f-eb90-4248-8237-f6168d7c1be1• Big Bang Theory on Hulu: https://www.hulu.com/series/9bde5aeb-5297-4290-b173-19a4d59cc11d• Adolescence on Netflix: https://www.netflix.com/title/81756069• The White Lotus on HBO: https://www.hbo.com/the-white-lotus• Robinhood: https://robinhood.com/us/en/• Nikita Bier's post on X about Bible Chat: https://x.com/nikitabier/status/1915252215507210349• Bible Chat: https://apps.apple.com/us/app/bible-chat-daily-devotional/id6448849666?mt=8• Suno: https://suno.com/home• Disfrutar: https://www.disfrutarbarcelona.com/—Recommended books:• StrengthsFinder 2.0: https://www.amazon.com/StrengthsFinder-2-0-Tom-Rath/dp/159562015X• The 5 Types of Wealth: A Transformative Guide to Design Your Dream Life: https://www.amazon.com/Types-Wealth-Transformative-Guide-Design/dp/059372318X—Production and marketing by https://penname.co/. For inquiries about sponsoring the podcast, email podcast@lennyrachitsky.com.—Lenny may be an investor in the companies discussed. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.lennysnewsletter.com/subscribe

In this episode of The Jordan Syatt Podcast, I sit down with the wonderful Dr. Allan Bacon (@drallanbacon) to discuss:- Female vs. Male Strength Training Strategies- How Your Menstrual Cycle Affects Your Workouts- How to Eliminate Food Cravings- Willpower and Habit Formation- Understanding Your Metabolic Rate- Grass Fed vs. Grain Fed Beef- Wild vs. Farmed Salmon- Intermittent Fasting Misconceptions- And more...I hope you enjoy the episode. And if you do, please leave a 5-star review on iTunes and Spotify (they really do help a lot).Finally, if you've been thinking about joining The Inner Circle but haven't yet...we have hundreds of home and bodyweight workouts for you and you can get them all here: www.sfinnercircle.com.

The past fifty years have been the era of unchallenged market dominance in all areas of life. But with the global upheaval brought on by the Trump trade war, are we seeing the neoliberal order unraveling? In this episode of Confronting Capitalism, Vivek Chibber and Melissa Naschek discuss the historic origins of neoliberalism, so-called “pro-worker” conservatism, and the prospects for deglobalization. Confronting Capitalism with Vivek Chibber is produced by Catalyst: A Journal of Theory and Strategy, and published by Jacobin. Music by Zonkey.

Our analysts Seth Carpenter and Serena Tang discuss why they believe the global economy is set to slow meaningfully in the second half of 2025.Read more insights from Morgan Stanley.----- Transcript -----Serena: Welcome to Thoughts on the Market. I'm Serena Tang, Morgan Stanley's, Chief Global Cross-Asset Strategist.Seth: And I'm Seth Carpenter, Morgan Stanley's Global Chief Economist.Serena: Today we'll discuss Morgan Stanley's midyear outlook for the global economy and markets.It's Wednesday, May 21st at 10am in New York.Seth, you published a year ahead outlook last November. Since President Trump took office back in January, there's been pretty significant policy and economic uncertainty and quite a few surprises. With this in mind, what is your current outlook for the global economy for the second half of this year and into 2026.Seth: So, we titled the outlook Skewed to the Downside because we really do think the U.S. economy, the global economy, is set to slow meaningfully from where we were coming into this year. Let's start with the U.S.As you said, policy changes came in a lot this year since the new administration took over. I would say the two key ones from a macro perspective so far have been trade policy and immigration policy.Tariffs have gone up, tariffs have gone down, tariffs have been suspended. Right now, what we think is going to ultimately take place is that we will see persistent, notable tariffs on China, lower tariffs on the rest of the world, and then we'll have to see how things evolve. What does that mean? Well, it means for the U.S. higher inflation and lower growth. In addition, immigration reform means that growth is going to slow because the growth rate of the labor force is going to slow.Now around the rest of the world, the tariff shock matters as well. When the U.S. puts in tariffs on its imports from other countries, that's negative demand for those other countries. So, we're looking for pretty weak growth in the euro area. Now, I will note, lots of people were excited about possible expansionary fiscal policy in Germany, and we think that's still there. We just don't think it's enough to give the euro area robust growth.In Asia, China's a main driver of the economy. China is a big recipient of these tariffs. We think the deflation cycle that we expected in China keeps going on. This reduction in demand from the U.S. is not going to help, but there'll probably be a little bit at the margin offsetting fiscal policy.So, what does that mean put together? Lackluster growth in China. Call it 4 percent slow growth for yet another year. Overall, the global economy should step down. Will it be a recession? That's one of the key questions that we hear from clients, but we don't think so. Not quite. Just a meaningful step downSerena: Interesting. Any particular regions that seem to be bright spots or surprises -- or perhaps have seen the biggest shift in your outlook?Seth: I guess I'd flag two potential bright spots around the world. The first is India. India has been, for us, a favorite. It will have the highest growth rate of any economy that we have in our coverage area. And because it's such a big economy, that's part of why the global economy can't lose that much steam. India has lots going for it. There are cyclical factors boosting growth in the near term. But there are also longer-term structural policy driven reasons to think that Indian growth will stay solid for the foreseeable future.I guess I'd also throw in Japan. Now its growth rate isn't going to be anywhere near the kind of growth in number terms that we're going to see from India. But this has to be taken in the context of 25 years of essentially zero growth of nominal GDP. The reflationary cycle that we think started a couple years ago remains intact, even with the tariff shock. And so, we're pretty optimistic still that Japanese reflation will continue.Serena: And to what extent are U.S. tariffs contributing to global inflationary pressures? I mean, how do you expect the Fed and other central banks to respond?Seth: The tariffs are imposed by the United States on most of the imports coming into the country, whereas other countries, maybe they have some retaliatory tariffs just against the U.S., but definitely not as broad as the U.S. That means for the U.S. tariffs are going to drive up inflation domestically and drive down growth, whereas for the rest of the world, it's mostly just a negative demand shock. So, they will be disinflationary for the rest of the world and pushing down growth.What does that mean for central banks? Well, outside of the U.S., central banks are going to see this as slowing aggregate demand, and so it's pretty clear what it is that they want to do. If they were hiking, they can stop hiking. If they were going to hold steady, they can lower rates a little bit. And if they were already lowering interest rates like the European Central Bank, well they can probably keep going with that without having to worry. And that's why we think the ECB is going to lower its policy rate to probably 1.5 percent and maybe even lower, which is below where the market is expecting things.Now for the Fed, things are much more tricky. The Fed cares about inflation, the Fed cares about U.S. growth, and both of those variables are going in the opposite direction of what they want over the rest of this forecast. Right now, inflation's too high for the Fed, and history shows that inflation goes up first with tariffs before the growth rate hits. So, the Fed's probably going to wait until the hard data show a bigger slowdown in the economy, a worsening. And the labor market. That is a bigger concern for them than the already too high inflation that is set to rise further over the rest of the year.Serena: And in your view, how does trade policy uncertainty influence business investment, particularly in export-oriented industries or in economies tightly linked to U.S. demand?Seth: Yeah. I think it has to be negative and therein lies one of the biggest challenges is just how negative. And I can't say for sure. But what we do know is that an uncertainty tends to be very negative for business investment spending decisions. If you're trying to make a decision, should I build a new factory?This is something that's going to have a long life to it, and you're going to get benefits hopefully for several years. How big are those benefits relative to the cost? Well, right now it's not at all clear, and so there's an option value to waiting.And we think that uncertainty is depressing investment decisions right now. I think it has to affect export-oriented industries. There's a lot of questions about what sort of retaliatory tariffs, other countries might impose.But it also affects domestic driven businesses because, well, they're going to have to see what their demand is. And some of the ones that are just focused on the U.S. economy are selling imported goods. So, it affects businesses across the board. Serena: Right. And how do U.S. tariff hikes spill over into emerging markets, and how might these countries buffer against these shocks?Seth: Yeah, I think there's a range of outcomes and the range is as wide as there are different countries. If you stay close to home. Take Mexico. Mexico is a big trading partner with the U.S. and early on in this whole tariff discussion, they were actually the targets of lots of tariff threats. That could have hurt them directly because there'd be less demand for their exports to the United States.Now we've got some resolution. We have the trade agreement with Canada and Mexico, and most of Mexico's exports to the U.S. are exempt under those conditions. However, the indirect effect is important as well. Mexico is very attached to the U.S. economy, and so as the U.S. economy slows because of these tariffs, the Mexican economy will slow as well.But there's also an indirect effect through currency markets, and I think this is a channel that's more broadly applicable across EM. If the Fed is going to be on hold, like we think holding interest rates higher for longer than the market might currently think, that means that EM central banks who might want to lower their policy rate to support their economy are going to be caught in a bit of a bind.They can't afford to take the risks that their currency will misbehave if they ease too much too far ahead of the Fed. And so, I think there is a little bit of a constraint for EM central banks, thinking about how much can I attend to domestic matters and how much do I have to pay attention to external matters?Serena: Now, I know forecasting economic growth is difficult in even the best of times, and this has been a period of exceptional volatility. How are you and your economic colleagues factoring all of this uncertainty?Seth: It's a great question and luminary minds like Neils Bohr, the Nobel Laureate in physics, and Yogi Berra, everyone's favorite prophet, have both said, ‘Forecasting is hard, especially about the future.' And this time, as you note, is even more so. So, what can we do? We try to come up with as many different scenarios as we can. We ask ourselves not just what's the most likely outcome, because there's uncertainty. The policy changes could come fast and furious. We also try to ask ourselves, if tariffs were to go back up from where they are now, how would that outcome turn out. If tariffs were to go away entirely, how would that turn out?You have to start thinking more and more, I think, in terms of scenarios.Serena:  And does this, in your view, change how much or how little investors should focus on the macro economy?Seth: Well, I think it means that investors have to focus every bit as much on the macro economy as they have in the past. I think it's undeniable that if we're right – and the U.S. economy slows down materially, and the global economy slows down with it – longer-term interest rates are probably going to come down along the lines of what our colleagues in interest rate strategy think. That makes a lot of sense to me. I think the trickier part though is knowing where the macro economy is going.We've got our forecast, but we are ready to make a revision if the facts change. And I think that's the trickier part for investors. The macro economy still matters but having a lot of conviction about where it's going, and as a result, what it means for asset prices? Well, that's the trickier part.Serena, you've been asking me lots of questions and they've been great questions, but I'm going to turn the table. I'm going to start asking questions right back to you.But we probably have to save that for another episode. So, let's pause it there.Serena: That sounds great Seth.Seth: And to the people listening, I want to say thanks for listening. And if you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or a colleague today.

Is the far Left taking a page out of President Donald Trump's playbook? With the Justice Department launching a probe into former New York Governor Andrew Cuomo's handling of COVID in nursing homes, the charges filed against Judge Hannah Dugan (the radical Wisconsin judge who hid a violent illegal immigrant), and the recent charges against Rep. LaMonica McIver (NJ-10) who tried to force her way into an ICE detention center, many on the Left are claiming that the Trump Administration is committing lawfare. The Sekulow team discusses whether President Trump is weaponizing the DOJ against his political enemies, the ACLJ's legal work – and much more.

In today's episode, I respond to the criticism leveled at Georgia Football Head Coach Kirby Smart for comments he made regarding his NIL approach on the Paul Finebaum Show last week. I detail how Kirby's words have been manipulated and twisted by those with an interest in doing so and also explain the TRUTH that Kirby and Georgia's approach to NIL is a major reason why Georgia has and will continue to be in the championship conversation on an annual basis. After that, it's on to the YOUR mailbag questions! This week's questions include: -Which player are you most excited about this season? -Which young TE will make the biggest impact in 2025? -Which player from the 2024 team will UGA miss the MOST in 2025? MAKE SURE TO SUBSCRIBE TO THE GLORY UGA PODCAST YOUTUBE CHANNEL FOR MORE IN-DEPTH GEORGIA SPORTS CONTENT! Make sure to visit Alumni Hall for the best selection of Georgia gear and accessories anywhere on planet Earth! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Are you tired of the same old real estate investing advice? Yearning for strategies that go beyond traditional mortgages and down payments? Then buckle up, because in this episode, we're diving deep into the world of profitable creative financing with Chris Prefontaine from Smart Real Estate Coach! Learn his game-changing three-payday system to structure real estate deals without your cash or credit. Uncover off-market secrets, explore seller financing, subject-to deals, and lease purchasing. Hear real success stories and see actual deal breakdowns with massive profit potential. With current market conditions, now's the perfect time to become a creative real estate investor. Tune in and transform your investing journey!Want to talk to Scott? Book a call with him HERE.

Vince tackles the myth that the success of a product is validated by quick sales. He shares personal experiences from the early days of his business and offers strategies to overcome impatience and insecurity in the online coaching world.Learn five actionable behavioral actions, and five daily mantras to help realign beliefs about success and improve long-term business strategies.

In this episode of the Startup CPG Podcast, Daniel Scharff is joined by Chris Szigeti, a seasoned tech consultant and emerging CPG founder, for an in-depth discussion on how artificial intelligence is transforming the consumer packaged goods industry.Chris demystifies foundational AI models such as ChatGPT, Claude, Gemini, and Perplexity, and shares practical strategies for integrating these tools into early-stage brand building. From conducting deep market research to creating AI-powered advisory boards, Chris outlines how solo founders can effectively leverage AI to streamline operations, accelerate development, and make more informed business decisions.Drawing from his own experience building Froth and Honey, Chris offers a candid look at how AI can reduce overhead, enhance creativity, and help brands launch smarter and faster — even with limited resources.If you're a CPG founder looking to better understand and apply AI in your business, this episode is a must-listen.Listen in as they share about:AI and Foundational ModelsHow to Use AI EffectivelyPractical Use of AI for CPG BrandsResearch & Strategy via AICustomizing AI ResponsesUsing AI as a Virtual AdvisorAI for Content Creation & DesignHow Chris Uses AI to Build His BrandPros & Cons of AIEpisode Links:Website: https://www.peakproductgroup.com/LinkedIn: https://www.linkedin.com/in/chrisszigeti/ Don't forget to leave a five-star review on Apple Podcasts or Spotify if you enjoyed this episode. For potential sponsorship opportunities or to join the Startup CPG community, visit http://www.startupcpg.com.Show Links:Transcripts of each episode are available on the Transistor platform that hosts our podcast here (click on the episode and toggle to “Transcript” at the top)Join the Startup CPG Slack community (20K+ members and growing!)Follow @startupcpgVisit host Daniel's Linkedin Questions or comments about the episode? Email Daniel at podcast@startupcpg.comEpisode music by Super Fantastics

In this episode, I'm thrilled to welcome back Dr. Aaron Boster, he is a board-certified Neurologist specializing in Multiple Sclerosis and related CNS inflammatory disorders. Dr. Boster joins me to share his powerful ‘5 for 5' framework—five essential strategies to slow MS progression and improve your quality of life with multiple sclerosis. We break down each pillar: smoking cessation, exercise, nutrition, mindfulness, and choosing the most effective disease-modifying therapy. Dr. Boster offers practical advice that's easy to understand and apply, covering everything from hydration tips and vitamin D to how to make exercise a sustainable part of your MS lifestyle. If you're looking for expert MS management strategies, actionable exercises, and ways to support your MS journey, you won't want to miss this empowering conversation! Tune in for clear, actionable tips to take control of your MS and live your best life. About Dr. Aaron Boster: Aaron L Boster, MD, is a board-certified clinical neuroimmunologist specializing in Multiple Sclerosis. As a neuroimmunologist, Dr Boster provides diagnosis and treatment for all types of MS as well as a wide range of neuroimmunological conditions. He also provides medical management of refractory severe spasticity with expertise in intrathecal baclofen. Dr. Boster received his undergraduate degree from Oberlin College in Oberlin, Ohio and his medical degree from the University of Cincinnati College of Medicine in Cincinnati, Ohio. Dr Boster completed his internship and neurology residency through the University of Michigan in Ann Arbor, Michigan. He continued his training at Wayne State University in Detroit, Michigan, where he completed a fellowship focused on clinical neuroimmunology and multiple sclerosis. He has over a decade and a half of experience combating MS in the clinic and participating in MS clinical research. Connect with Dr. Aaron Boster: Twitter: https://twitter.com/aaronbostermd Youtube: https://www.youtube.com/c/AaronBosterMD Facebook: https://www.facebook.com/AaronBosterMD/ Website: https://bosterms.com/ Additional Resources: https://www.doctorgretchenhawley.com/insider Reach out to Me: hello@doctorgretchenhawley.com Website: www.MSingLink.com Social: ★ Facebook: https://www.facebook.com/groups/mswellness ★ Instagram: https://www.instagram.com/doctor.gretchen ★ YouTube: https://www.youtube.com/c/doctorgretchenhawley?sub_confirmation=1 → Game Changers Course: https://www.doctorgretchenhawley.com/GameChangersCourse → Total Core Program: https://www.doctorgretchenhawley.com/TotalCoreProgram → The MSing Link: https://www.doctorgretchenhawley.com/TheMSingLink

Changemakers from the grassroots are the most inspiring people out there, but they need the right support to do their job well and make our home planet much better. Nick Mucha, Director of Environmental Issues and Strategy at Patagonia, talks about his latest book that explores how to empower intergenerational activism. Together with Corinna Bellizzi, he explains how to use art in elevating small actions against climate crisis and what it takes to boost skill-based volunteering. Nick also discusses the danger of monetizing public lands and why the smallest communities will be adversely affected by such a decision.About Guest:Nick Mucha is one of the editors of Tools to Save Our Home Planet. He serves as the Environmental Capacity Building Director at Patagonia. In this role, Nick leads Patagonia's efforts to focus and deliver strategic grantmaking support to Patagonia's grantee organizations while enhancing the effectiveness and durability of nonprofit partners. His work is born out of a deep appreciation for the vitally important role that nonprofit organizations play in tackling our most vexing environmental, social, and economic issues. Nick has 15 years' experience leading conservation and community development programs throughout the world. His interest in this work was born while he and his wife served as Peace Corps volunteers in Honduras from 2004-2006. From that experience Nick founded his own organization supporting coastal communities that were grappling with booming surf tourism in southern Nicaragua. After running that organization for 7 years, Nick served as Director of Programs for Save The Waves Coalition with a focus on protecting surf ecosystems worldwide. Nick holds a B.A.in political science from UC Santa Barbara. Outside of work, Nick is usually serving up dad jokes to his three kids or scheming to get in a quick surf, trail run, or weekend adventure off-grid.Guest LinkedIn: https://www.linkedin.com/in/nick-mucha-95a6964Guest Website: https://www.patagonia.comShow Notes: Raw audio00:03:02 - Nick's Journey To Environmental Activism00:07:56 - Motivation And Inspirations Behind The Book00:14:03 - Helping Activists Avoid Burnout00:23:26 - Making The Book Fresh And Relevant00:26:32 - Protecting And Supporting Public Lands00:33:07 - Supporting The Noble Mission Of Patagonia00:40:19 - Picking Your Starting Point And Taking Action00:52:54 - Taking Care Of Yourself00:56:57 - Episode Wrap-up And Closing WordsJOIN OUR CIRCLE. BUILD A GREENER FUTURE:

Send us a textImplementing a robust automated testing strategy for SAP S/4HANA is essential for maintaining system integrity during upgrades, integrations, and performance enhancements. Effective strategies must prioritize end-to-end testing that encompasses core business processes, custom configurations, and third-party integrations to ensure complete coverage. By automating these tests, organizations can significantly reduce deployment-related downtime, accelerate release cycles, and maintain confidence that the system consistently meets evolving business needs with reliability and efficiency.In this episode, Sam Gupta engages in a LinkedIn live session with Chris Rolls, CEO Americas, TTC Global in a live LinkedIn session and discusses S/4 automated testing strategies and case studies.Background Soundtrack: Away From You – Mauro SommFor more information on growth strategies for SMBs using ERP and digital transformation, visit our community at wbs. rocks or elevatiq.com. To ensure that you never miss an episode of the WBS podcast, subscribe on your favorite podcasting platform. 

Fluent speakers know how to keep going even when words fail them. This episode teaches fluency-saving techniques that help you speak smoothly—even under pressure:Use common chunks instead of building every sentence word-by-wordRephrase ideas when you forget vocabularyExpand topics naturally with detailsUse delay phrases to buy time and reduce stressRepair your speech like a native speaker

Fred Moskowitz is a sought after speaker, advisor, and trainer on a variety of topics relating to entrepreneurship and investing. Fred has positioned himself as an authority on investing in alternative assets and on building wealth using Self-Directed IRA accounts. Fred combines a 20 year career devoted to entrepreneurship and investing with a mission to helping people attain a higher level of financial literacy, resulting in the perfect combination of wisdom and experience providing value to aspiring investors from all walks of life.  He has been making an impact by sharing his unique result oriented education and actionable steps on wealth building, mindset, and success. What You Will Learn: Who is Fred Moskowitz? What was Fred Moskowitz's background before getting into note investing? How did Fred's experience in the tech industry influence his investment strategies? What are the benefits of becoming the lender rather than the borrower in real estate? How can note investing be incorporated into a diversified investment portfolio? How can Fred's book, The Little Green Book of Note Investing, help aspiring investors? What steps should someone take if they want to carry a note for a buyer after selling a property? What challenges do property owners face after many years of ownership that note investing could alleviate? How does Fred explain the concept of cash flow from mortgage notes? What benefits does carrying a note provide for sellers compared to traditional property ownership? How does Fred describe the "velocity of money" and its importance in investing? What strategies can investors use to leverage their self-directed IRAs for note investing? How can investors benefit from buying notes at a discount? What is the significance of capital gains when selling a note? What resources does Fred recommend for individuals interested in learning about note investing? What networking opportunities exist for those interested in note investing? Fred shares how everyone can contact her. Additional Resources from Fred Moskowitz: Website: https://www.fredmoskowitz.com/ Email: fred@libertiesmanagement.com LinkedIn: https://www.linkedin.com/in/thefredmoskowitz/ Instagram: https://www.instagram.com/thefredmoskowitz/ Attention Investors and Agents Are you looking to grow your business? Need to connect with aggressive like-minded people like yourself? We have all the right tools, knowledge, and coaching to positively effect your bottom line. Visit:http://globalinvestoragent.com/join-gia-team to see what we can offer and to schedule your FREE consultation! Our NEW book is out...order yours NOW! Global Investor Agent: How Do You Thrive Not Just Survive in a Market Shift? Get your copy here: https://amzn.to/3SV0khX HEY! You should be in class this coming Monday (MNL). It's Free and packed with actions you should take now! Here's the link to register: https://us02web.zoom.us/webinar/register/WN_sNMjT-5DTIakCFO2ronDCg

If you are a therapist or counselor looking for continuing education, check out my NBCC Approved $5 Podcourses and other continuing education offerings. Plus, get your first Podcourse half off. Check out all my Counselor Resources. Coping with Political Stress eBook & Workbook: This 62-page guide is packed with reflection exercises, grounding practices, and strategies to help you manage media consumption and reconnect with your values. You can edit the ebook workbook with your branding and share with your clients. Not a therapist but want the guide, click HERE. Get Deep-Dive Therapist Conversation Framework (Printable PDF) Navigating Politics in Therapy Without Taking Sides: For my fellow therapists, this printable guide includes 97 essential questions to help you navigate political conversations in sessions with compassion and without taking sides. Get my Solution-Focused Therapy Guide: 72 Questions for Adult Clients + Therapist Prompts: This comprehensive, therapist-designed framework helps you confidently guide clients through strengths-based, forward-looking conversations using the principles of Solution-Focused Therapy (SFT). This tool supports adult clients in clarifying what they want, accessing their resources, and taking meaningful steps toward change. Support the Podcast, Buy Me a Coffee  In this episode of The Therapy Show, I sit down with Yerachmiel Stern, LCSW, Executive Director and CEO of Pesach Tikvah: Door of Hope. Yerachmiel shares his incredible journey from therapist to clinic leader and offers deep insights into building and expanding faith-based mental health clinics. We talk about how his organization serves a primarily Orthodox Jewish community while also supporting diverse underserved populations across New York. We dive into the nuances of recruiting clinicians who are not only clinically skilled but culturally and generationally attuned to their clients' needs. Yerachmiel also breaks down the importance of flexible work environments, understanding therapist work styles, and the unique challenges of creating serene, spa-like spaces even within nonprofit settings. In this episode, Yerachmiel covers: How to build faith-based clinics that meet both cultural expectations and clinical standards. Strategies for recruiting therapists that match client needs—mirroring, complementary, or culturally resonant opposites. The necessity of flexible work models to accommodate faith-based lifestyle norms. Addressing generational differences in therapist work styles and expectations (Gen X, Millennials, Gen Z). Why recruiting a “blank canvas” can be more effective than chasing credentials alone. How to assess interviewees beyond the interview polish to find true potential. Building long-term clinician loyalty by investing emotionally and structurally in staff. The logistics of serving in-school mental health programs and maintaining outreach across diverse NYC communities. If you're a therapist, practice owner, or curious about building faith-integrated mental health services, this episode offers real-world strategies and a refreshing perspective.  

Master coach and president of Own Up!, Jennifer T. Long shares practical steps and mindsets to help ensure the people you rely on are accountable. Learn more at https://accountabilityatwork.com/ For more great insight on professional relationships and business networking contact Frank Agin at frankagin@amspirit.com.

What if your next breakthrough wasn't in another coffee or productivity hack, but in your sleep? In this episode, we're joined by Dr. Leah Kaylor, a licensed clinical and prescribing psychologist who has served as the FBI's official sleep expert for over five years. Whether you're a high achiever burning the candle at both ends or someone who just can't shut off your brain at night, this conversation will completely change the way you sleep.No fluff, no myths just science-backed, actionable strategies used by some of the sharpest minds in the world.In this episode, we cover:How the FBI leverages sleep science for peak performanceThe truth about “revenge bedtime procrastination”Common sleep myths that are keeping you stuck in fatigueSimple tweaks to reclaim quality restEpisode Resources:⁠⁠⁠⁠Dr.Leah ⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠Dr.Leah ⁠⁠Instagram⁠Dr.Leah Youtube

In this installment of our Workplace Strategies Watercooler 2025 podcast series, three key members of our Diversity, Equity, and Inclusion (DEI) Compliance Practice Group—Simone Francis (St. Thomas/New York), Scott Kelly (Birmingham), and Nonnie Shivers (Phoenix)—address the status of DEI initiatives as they face unprecedented scrutiny. The speakers start by level setting about the status of equal employment opportunity laws, Title VII, Section 1981, and protected characteristics, while outlining strategies for adapting to increased DEI oversight and initiatives from the new administration. Nonnie (who co-chairs the firm's DEI Compliance Practice Group) drills down on the guardrails organizations can put in place regarding resource and affinity groups in the workplace, in addition to the legal status of quotas and preferences. Simone shares perspectives on the importance of identifying the goals of resource groups when assessing their legality and utility for an organization, and whether organizations have used objective data in designing these programs. Scott probes the usefulness of data regarding the policies, design, and implementation of resource groups especially when ensuring the practices of these groups do not go far afield from the policies used to implement them. Finally, Scott stresses the importance of internal and external communications about these programs while assessing these resource programs.

Send us a textUnlock Proven Strategies for a Lucrative Business Exit—Subscribe to The Deep Wealth Podcast Today

Building customer loyalty isn't just a nice-to-have; it's essential for any brand looking to thrive. We dive deep into the heart of loyalty programs in this episode, emphasizing that true engagement stems from a genuine understanding of your customers. Anna Frapwell shares her expertise on how to personalize communications and enhance customer relationships by asking the right questions.Establishing customer loyalty in today's competitive market hinges on one critical aspect: understanding your customers deeply. It's important to engage customers through direct communication and gather insights to inform marketing strategies. Anna highlights that without this foundational understanding, loyalty programs risk becoming superficial and ineffective.We also dive into actionable strategies that brands can implement to foster loyalty. By utilizing tools like Klaviyo, businesses can enhance their understanding of customer preferences through data collection methods such as surveys and interactive quizzes. These tactics not only improve engagement; they also provide vital information that helps personalize marketing efforts. Anna emphasizes that the key to successful loyalty initiatives lies in creating a genuine connection with customers, ensuring they feel valued and understood.As we wrapped up our conversation, it became clear that true customer loyalty is built on trust and engagement rather than discounts or promotions. Brands that prioritize understanding their customers will not only increase retention rates but will also see improvements in overall profitability. The future of marketing is about forging meaningful relationships and creating personalized experiences that resonate with customers. By effectively leveraging insights, brands can position themselves for long-term success in the eCommerce space.Takeaways:Understanding your customer deeply is essential for building authentic loyalty programs that engage effectively. If brands fail to grasp what value means to their customers, loyalty efforts will likely fall flat and lack retention. Engaging with customers through surveys and quizzes can significantly improve loyalty and enhance communication strategies. Utilizing tools like Klaviyo allows brands to gather valuable insights to tailor their marketing efforts and foster loyalty. Personalization in email and SMS marketing is crucial; it turns potential spam into meaningful engagement for customers. A thoughtful approach to customer data collection helps avoid messy databases and ensures targeted marketing efforts. Episode sponsored by Neon Digital Clicks. Get a free audit of your digital marketing at keepscaling.me.Find the notes here: https://keepopt.com/257Download our ebook >> https://keepopt.com/ebook "500 Top Tips to Make Your eCommerce Business More Profitable" ****Get all the links and resources we mention & join our email list at https://keepopt.comLove the show? Chloe would love your feedback - leave a review here: https://keepopt.com/review or reply to the episode Q&A on Spotify.Interested in being a Sponsor? go here: https://keepopt.com/sponsor

 Part Trainer Bonus Series – EP 2: Diet & Exercise Strategies (THAT WORK) and That Clients Love! The MOST valuable piece for coaches and trainers. (0:28) Will they do it? (2:36) Does it have a large payoff? (4:17) Is this realistically sustainable forever? (5:15) General Diet Strategies That Have the Biggest Payoff That Clients Love! Level 1 – Avoid heavily processed foods. (7:55) Level 2 – Hit your target body weight in grams of protein and eat it FIRST. (15:10) Level 3 – Aim for ½ to a gallon of water a day. (20:02) Level 4 – Track. (22:46) General Exercise Strategies That Have the Biggest Payoff That Clients Love! Level 1 – Walk after meals. (26:21) Level 2 – Strength training. (29:38) Level 3 – Daily mobility. (32:30) Level 4 – Structured cardio. (33:35) Related Links/Products Mentioned Trainer the Trainer Webinar Series Mind Pump # 2437: What Happens to Your Body When You Quit Ultra-Processed Foods for 30 Days Ultra-Processed Diets Cause Excess Calorie Intake and Weight Gain: An Inpatient Randomized Controlled Trial of Ad Libitum Food Intake Mind Pump # 2450: The Smartest Way to Use Protein to Burn Fat & Build Muscle Mind Pump # 2160: Macro Counting Master Class Mind Pump # 2402: The 5 Reasons Why Walking is King for Fat Loss (Burn More Fat than Running & How to Do it Correctly) Mind Pump # 1835: Why Resistance Training Is the Best Form of Exercise for Fat Loss and Overall Health Online Personal Training Course | Mind Pump Fitness Coaching ** Approved provider by NASM/AFAA (1.9 CEUs)! Grow your business and succeed in 2025. ** Mind Pump Podcast – YouTube Mind Pump Free Resources People Mentioned Chris Kresser M.S., L.Ac. (@chriskresser) Instagram  

Live from the Morgan Stanley Japan Summit, our analysts Chiwoong Lee and Sho Nakazawa discuss their outlook for the Japanese economy and stock market in light of the country's evolving trade partnerships with the U.S. and China.Read more insights from Morgan Stanley.----- Transcript -----Lee-san: Welcome to Thoughts on the Market. I'm Chiwoong Lee, Principal Global Economist at Morgan Stanley MUFG Securities.Nakazawa-san: And I'm Sho Nakazawa, Japan Equity Strategist at Morgan Stanley MUFG Securities.Lee-san: Today we're coming to you live from the Morgan Stanley Japan Summit in Tokyo. And we'll be sharing our views on Japan in the context of global economic growth. We will also focus on Japan's position vis-à-vis its two largest trading partners, the U.S. and China.It's Tuesday, May 20, at 3pm in Tokyo.Lee-san: Nakazawa-san, you and I both have been talking with a large number of clients here at the summit. Based on your conversations, what issues are most top of mind right now?Nakazawa-san: There are many inquiries about how to position because of the uncertainty of U.S. trade policy and the investment strategy for governance reform. These are both catalysts for Japan. And in Japan, there are multiple governance investment angles, with increasing interest in the removal of parent-child listings, which is when a parent company and a subsidiary company are both listed on an exchange. This reform [would] remove the subsidiaries. So, clients are very focused on who will be the next candidate for the removal of a parent-child listing.And what are you hearing from clients on your side, Lee-san?Lee-san: I would say the most frequent questions we received were regarding the Trump administration's policies, of course. While the reciprocal tariffs have been somewhat relaxed compared to the initial announcements, they still remain very high; and there was a strong focus on their negative impact on the U.S. economy and the global economy, including Japan. Of course, external demand is critical for Japanese economy, but when we pointed out the resilience of domestic demand, many investors seemed to agree with that view.Nakazawa-san: How do investors' views square with your outlook for the global economy over the rest of the year?Lee-san: Well, there was broad consensus that tariffs and policy uncertainty are negatively affecting trade and investment activities across countries. In particular, there is concern about the impact on investment. As Former Fed Chair Ben Bernanke wrote in his papers in [the] 1980s, uncertainty tends to delay investment decisions. However, I got the impression that views varied on just how sensitive investment behavior is to this uncertainty.Nakazawa-san: How significant are U.S. tariffs on global economy including Japan both near-term and longer-term?Lee-san: The negative effects on the global economy through trade and investment are certainly important, but the most critical issue is the impact on the U.S. economy. Tariffs essentially act as a tax burden on U.S. consumers and businesses.For example, in 2018, there was some impact on prices, but the more significant effect was on business production and employment. Now, with even higher tariff rates, the impact on inflation and economic activity is expected to be even greater. Given the inflationary pressures from tariffs, we believe the Fed will find it difficult to cut rates in 2025. On the other hand, once it becomes feasible, likely in 2026, we anticipate the Fed will need to implement substantial rate cuts.Lee-san: So, Nakazawa-san, how has the Japanese stock market reacted to U.S. tariffs?Nakazawa-san: Investors positioning have skewed sharply to domestic-oriented non-manufacturing sectors since the U.S. government's announcement of reciprocal tariffs on April 2nd. Tariff talks with some nations have achieved some progress at this stage, spurring buybacks of export-oriented manufacturer shares. However, the screening by our analysts of the cumulative surplus returns against Japan's TOPIX index for around 500 stocks in their coverage universe, divided into stocks relatively vulnerable to tariff effects and those less impacted, finds a continued poor performance at the former. We believe it is important to enhance the portfolio's robustness by revising sector skews in accordance with any progress in the trade talks and adjusting long/short positioning with the sectors in line with the impact of the tariffs.Lee-san: I see. You recently revised your Topix index target, right. Can you quickly walk us through your call?Nakazawa-san：Yes, of course. We recently revised down our base case TOPIX target for end-2025 from 3,000 to 2,600. This revision was considered by several key factors: So first, our Japan economics team revised down its Japanese nominal growth forecast from 3.7% to 3.3%, reflecting implementation of reciprocal tariffs and lower growth forecasts for the U.S., China, and Europe. Second, our FX team lowered its USD/JPY target from 145 to 135 due to the risk of U.S. hard data taking a marked turn for the worse. The timing aligns with growing uncertainty on the business environment, which may lead firms to manage cash allocation more cautiously. So, this year might be a bit challenging for Japanese equities that I recommend staying defensive positioning with defensive non-manufacturing sectors overall.Nakazawa-san: And given tariff risks, do you see a change in the Bank of Japan's rate path for the rest of the year?Lee-san: Yeah well, external demand is a very important driver of Japanese economy. Even if tariffs on Japan do not rise significantly, auto tariffs, for example, remain in place and cannot be ignored. The earnings deterioration among export-oriented companies, especially in the auto sector, will take time for the Bank of Japan to assess in terms of its impact on winter bonuses and next spring's wage growth. If trade negotiations between the U.S. and countries including Japan make major progress by summer, a rate hike in the fall could be a risk scenario. However, our Japan teams' base case remains that the policy rate will be unchanged through 2026.Lee-san: How is the Japanese yen faring relative to the U.S. dollar, and how does it impact the Japanese stock market, Nakazawa-san?Nakazawa-san：I would say USD/JPY is not only driver for Japanese equities. Of course, USD/JPY still plays a key role in earnings, as our regression model suggests a 1% higher USD/JPY lifting TOPIX 0.5% on average. But this sensitivity has trended down over the past decade. A structural reason is that as value chain building close to final demand locations has lifted overseas production ratios, which implies continuous efforts of Japanese corporate optimizing global supply chain.That said, from sector allocation perspective, sectors showing greater resilience include domestic demand-driven sectors, such as foods, construction & materials, IT & services/others, transportation & logistics, and retails.Nakazawa-san: And finally, the trade relationship between Japan and China is one of the largest trading partnerships in the world. Are U.S. tariffs impacting this partnership in any way?Lee-san: That's a very difficult question, I have to say, but I think there are multiple angles to consider. Geopolitical risk remains to be a key focus, and in terms of the military alliance, Japan-U.S. relationships have been intact. At the same time, Japan faces increased pressure to meet U.S. demands. That said, Japan has been taking steps such as strengthening semiconductor manufacturing and increasing defense spending, so I believe there is a multifaceted evaluation which is necessary.Lee-san: That said, I think it's time to head back to the conference. Nakazawa-san, thanks for taking the time to talk.Nakazawa-san: Great speaking with you, Lee-san.Lee-san: And thanks for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.

Dr. Cloud explores emotional regulation and the skill of "right-sizing" your responses to life events - learning when you're overreacting to minor problems or minimizing serious issues. He answers a written question about dealing with a narcissistic sister who escalates and spreads lies when ignored, then takes calls from a single father rebuilding after leaving ministry and facing unemployment, and a woman questioning whether to marry her fiancé after discovering he lied about contact with an ex-girlfriend. Dr. Cloud provides practical advice on building life structure during transitions and evaluating trustworthiness through behavior patterns rather than promises. Relationships shouldn't leave you feeling anxious or exhausted. If you've struggled to deal with someone else's toxic behaviors, Dr. Henry Cloud wants to help you find clarity and healing. Dr. Cloud's free resource, "10 Strategies for Dealing with Toxic People," offers practical, compassionate guidance on recognizing unsafe people, handling manipulative behaviors, and setting firm, loving boundaries. You deserve kindness and respect. Take the first step toward healthier relationships today at www.boundaries.me/free

During a recent retreat I led for my business coaching clients, we had the opportunity to do a deep dive into visibility avoidance.  We discussed this phenomenon that happens when we want to grow in new ways, but the prospect of heightened visibility holds us back.  Sometimes, when we take steps into higher visibility opportunities, we are excited by the outcomes.  But, shortly after the perceived win, we feel a sense of vulnerability that pulls us back to our pre-visibility zone of comfort, and we determine that pre-visibility space is the safer or more appropriate place for us to stay for the time being.   Visibility can be wildly uncomfortable.  It can bring up a lot of thoughts, feelings, and beliefs in which we create swirling narratives that are more harmful than helpful.  When we get stuck here, we stunt our own growth.  We shrink ourselves.  We play small.  We allow ourselves to tap into only a fraction of our full potential.   In this episode, we explore the concept of visibility avoidance and highlight the common underlying self-limiting beliefs that hinder your personal and professional growth. I talk through how specific thought patterns undermine behavior patterns, keeping you accepting less than the best for yourself.  Then, I give you simple steps for overcoming visibility avoidance that will allow you to strategically increase visibility through small steps over time, allowing you to reach those goals you've been dreaming of in a way that feels exciting and rewarding!  This episode will help you recognize the payoffs of stepping into your full potential when you do it in a way that feels safe and aligned with who you are and where you want to go.  Episode Highlights: 00:00 The Magic of Expansive Time 04:14 Understanding Visibility Avoidance 12:03 Overcoming Self-Limiting Beliefs 16:18 Strategies for Increasing Visibility 24:47 Embracing Vulnerability and Growth Links Mentioned: Hire me to speak: saradean.com/speaking Coach with me: https://saradean.com/executive-coaching-services Connect with me on LinkedIn: https://www.linkedin.com/in/saradeanspeaks Interested in becoming a sponsor of the Shameless Mom Academy? Email our sales team at sales@adalystmedia.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Sia Nejad and Mike McClure preview the 2025 Charles Schwab Challenge from a DFS perspective with picks, strategy and more for this week's lineup. (0:00) Intro + last week's DFS at the PGA (3:01) Course Breakdown: Colonial Country Club + Scottie in the field (7:25) 10k+ | There are two guys here. Two! Is it too hard to get Scottie in a lineup? (14:40) 9k | “I'm getting two 9k guys in every lineup” (20:28) 8k | A lot of love for this range (28:11) 7k | Mike is top heavy in this range, but which ones specifically? (36:08) 6k | How low will ya go? #SportsBetting #Gambling #Betting #DraftKings #FantasySports #FantasyGolf #PGATour #PGADFS #CharlesSchwabChallenge #EarlyWedge #golf

2025 NBA Conference Finals Preview: What You NEED to Know

The Dean's List with Host Dean Bowen – The teaching of social emotional learning aligns perfectly with the UN's goal of dissolving traditional identity anchors, such as religious teachings, family structures, and cultural norms. The UN's SDGs seek to reshape education by transforming the way children think about their identities, emotions, and allegiances...

Learn how Max Licht wins complex 6 and 7-figure enterprise deals by shadowing his prospects' workflows, de-risking every technical blocker, and turning IT stakeholders into deal accelerators.

In this episode of How'd She Do That?, host Emily Landers sits down with Jocelyn Gailliot to delve into her inspiring journey from the world of finance to the helm of a thriving fashion brand. Jocelyn shares the story of how she transitioned from investment banking to co-founding Tuckernuck, an online retail destination known for its classic yet unique pieces. She discusses the challenges and triumphs of building a brand that resonates with busy, successful women seeking stylish and approachable fashion.   What You'll Learn: • The inspiration behind Tuckernuck and its connection to Nantucket • How Jocelyn's background in finance influenced her approach to entrepreneurship • Strategies for building a loyal customer base and achieving high retention rates • The importance of curating authentic content and products • Insights into leading a company through growth and expansion Resources & Links: • Tuckernuck Website: tnuck.com • Follow Tuckernuck on Instagram: @tuckernuck Subscribe & Listen:Tune in to How'd She Do That? on Apple Podcasts, Spotify, or your favorite podcast platform.

We hit two milestones that less than 1% of podcasts ever reach: 

High-growth strategy specialist, executive advisor, and lecturer at the London Business School, Dr. Rebecca Homkes, explains how growth is a loop, not a line, and lays out the 4 C's that threaten a business, the 6 questions to ask in the middle of a strategy reset, the 3 things thriving organizations have, the difference between a teaching and a learning organization, and how to establish your MUST-WIN battles.

Daniel and Shannon discuss what the Steelers need more than luck. To get 15% off your next gift, go to UNCOMMONGOODS.com/STEELCURTAIN. That's UNCOMMONGOODS.com/STEELCURTAIN, for 15% off! Don't miss out on this limited time offer! Uncommon Goods. We're all out of the ordinary Learn more about your ad choices. Visit megaphone.fm/adchoices

In this deep dive, we explore key actionable strategies from David Newman's book 'Market Eminence.' Targeted towards CEOs, founders, and professional services firm owners, the episode focuses on boosting professional standing and business growth. Key strategies discussed include defining a unique perspective (slant), positioning as a visionary (future), owning industry thinking, resisting detrimental industry practices, building brand certainty through proof, and cultivating brand gravity to attract high-quality opportunities.

In this episode I deliver FIVE of my favorite (free) content collaboration strategies!  If you want to learn about how to leverage other content creator's audiences then you will enjoy this one! Links mentioned in this episode: Sign up for a FREE Podcast Profit Potential Discovery Call: https://www.podcastingbusiness.school/   Want more strategies for podcast launch, growth, and how to leverage your podcast to get more clients? Get my FREE weekly Podcasting Business School Newsletter every Thursday! https://www.podcastingbusiness.school/news   *********************  Check out the Download Growth Club membership: https://www.podcastingbusiness.school/download-growth-club  

How far ahead should you plan, and what things belong in your strategic plan? Conventional wisdom holds that a 3-year planning horizon is “about right”–but in a period of rapid technical and geopolitical change (such as we're arguably in right now) does that go too far out, particularly when agile methodologies recommend shorter action plans... Read more »

This episode is presented by Create A Video – US Border Czar Tom Homan appeared on the Shawn Ryan Show and spelled out the "long game" Democrats have been playing on opening the borders. Spoiler: It's for power. Subscribe to the podcast at: https://ThePetePod.com/ All the links to Pete's Prep are free: https://patreon.com/petekalinershow Media Bias Check: If you choose to subscribe, get 15% off here! Advertising and Booking inquiries: Pete@ThePeteKalinerShow.com Get exclusive content here!: https://thepetekalinershow.com/See omnystudio.com/listener for privacy information.

Racing legend Tony Kanaan shares how he shifted to a team mentality after a career in the spotlight This week Tony Kanaan (also known as TK) joins Tammy to reflect on his career transition from Indy 500 champion to Team Principal at Arrow McLaren. TK shares how he learned to make fast-paced decisions behind the wheel, and why he believes good people are at the center of success. He also confirms the urban legend of the ‘bionic shirt' created by NTT DATA and how complex, live data is still core to his work today.Please note that the views expressed may not necessarily be those of NTT DATA.Learn more about Launch by NTT DATASee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

You can text us here with any comments, questions, or thoughts!In this episode, Kemi welcomes Dr. Allison Wu. Dr. Wu is Principal Investigator of the Wunderfull Lab. She is a clinician-researcher board certified in pediatric gastroenterology and nutrition as well as obesity medicine. Her research focuses on epidemiology and health services research in pediatric nutrition and obesity. She completed her fellowship in Pediatric Gastroenterology, Hepatology & Nutrition at Boston Children's Hospital and the Harvard-wide Pediatric Health Services Research Fellowship at Mass General Hospital for Children. She is also an alumnus of our Get That Grant® coaching program! Together, they explore Dr. Wu's unique journey that intertwines her love for science, nutrition, and working with children, shaped by her family's background in academia and the restaurant business. Join the conversation as Dr. Wu shares her experiences with coaching, her insights on how supportive environments can foster growth, confidence, and collaboration and the importance of grant writing in creating meaningful change. Conversation Highlights: Navigating maternity leave and career transitions The role of coaching in professional growth Building community and collaboration in academia The importance of intentionality in career development  Loved this convo? Please go find Dr. Wu on LinkedIn to show her some love!  

As in any other industry, artificial intelligence is becoming a vital tool in construction, reforming how projects are designed, planned, and executed. It can help construction companies with critical challenges like skilled labor shortages by empowering junior employees with expert knowledge ingrained in digital tools. As the industry evolves, AI stands out as a practical, approachable tool that delivers efficiency and innovation. However, it's important to note that AI is not a ‘know-all' but rather a tool that continues to evolve and improve over time through user feedback and experience.  Meet the co-founder and CEO of Augmenta, Francesco Iorio, a company on a mission to empower the construction industry to design buildings more efficiently and at a lower cost, enabling a future of sustainable buildings, cities, and infrastructure. Before Augmenta, Iorio served as Director of Computational Science Research at Autodesk, where he led a group of researchers and engineers in exploring state-of-the-art computational science projects that pioneered modern generative design. Previously, Iorio was a solution architect for next-generation computing systems at the IBM High Performance Computing Group in Dublin, Ireland. In this role, Iorio focused on accelerating financial, engineering, and digital media workloads using hybrid high-performance computing platforms. HIGHLIGHTS [00:51] The role of AI-powered tools in mitigating the skilled labor shortage.  [04:15] The process of gathering knowledge for AI tools.  [08:44] Augmenta's approach to designing intelligence and constructability.  [13:31] The relationship between user skills and the effectiveness of AI tools.  [19:15] Removing the mystique around AI.  [21:55] Francesco's background in computer science and  [24:17] Sustainable building practices and reducing material waste.  [27:26] Democratizing building performance.  [29:30] Augmenta's role in the future of construction.  [35:13] Advice for construction leaders.    KEY TAKEAWAYS Position AI as an attractant for new talent.  See to it that skilled tradespeople actively review AI-generated outputs.  Consider AI as not ‘all knowing' but ‘students' who listen, learn, and adapt.  Encourage iterative use. Pose a challenge to the responses of AI.  Involve senior staff during the AI adoption phase and use the tool as a bridge for junior employees.  Point out the power of real user stories in breaking down skepticism.  Present AI as the next step in progress instead of a disruptive leap.    RESOURCES Connect with Francesco Iorio LinkedIn – linkedin.com/in/francescoiorio/  Website - augmenta.ai/  Toronto, Canada restaurant recommendation: terroni.com/    90-Day High-Performance Dashboard You can't afford to let your people drift. To drive real performance, you must coach with clarity and purpose.   Use the 90-Day High-Performance Dashboard to: Get clear on what matters most. Drive focused action and accountability. Strengthen trust and deepen relationships.   Success doesn't happen by accident. It happens when leaders coach with precision and consistency. Download the 90-Day High-Performance Dashboard here: https://www.constructiongenius.com/high-performance-in-a-new-role Coach your team toward real results — one conversation at a time.     Resources to Help You Win in Construction

Tyler Deveraux discusses the 2025 multifamily outlook, focusing on job growth, interest rates, key markets, and policies. Actionable tips and research sources help investors prepare for shifts.We want your feedback! Take our survey to help us better your listening experience.Check out the Multifamily Mindset store for great tools like the Think Bigger Journal and MFM merchandise.Follow us on Instagram:►Tyler Deveraux (@tyler_deveraux), CEO of Multifamily Mindset & Managing Partner of Multifamily Capital Partners►Cyndi Maguire (@cyndigap), Real Estate Investor & Consultant at the Multifamily Mindset►Zach Rucker (@zachrucker), Underwriting Mentor at the Multifamily Mindset

Crypto News: The Stablecoin Bill Genius Act gets vote to move to the next phase in Senate. JPMorgan to allow clients to buy Bitcoin, CEO Jamie Dimon says. Singapore dollar-pegged stablecoin gets launched on the XRP ledger.Show Sponsor -

In this episode, Rachel Hollis discusses the importance of finding the courage to make life decisions without seeking external validation. She emphasizes the power of self-permission and gives practical advice on how to stop asking for permission in various aspects of life.Get your copy of Rachel's New Book Here: Audible, Amazon, Barnes & Noble, Books-A-Millon, Bookshop.org, or wherever books are sold!00:51 Welcome and Community Engagement01:49 The Habit of Asking for Permission06:07 Personal Story: Building a Media Company09:58 The Cost of Playing Small17:09 Strategies to Stop Asking for Permission27:13 Guided Reflection and Action Steps32:36 Inspiration and Final Thoughts40:48 Conclusion and CreditsSign up for Rachel's weekly email: https://msrachelhollis.com/insider/Call the podcast hotline and leave a voicemail! Call (737) 400-4626Watch the podcast on YouTube: https://www.youtube.com/c/RachelHollisMotivation/videosFollow along on Instagram: https://www.instagram.com/MsRachelHollis To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices.