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Discover how to turn your podcast into a powerful, client-generating machine. In this episode, Tech Diva Audrey Wiggins sits down with podcast strategist Virginia Elder, host of Podcasting for Financial Professionals, to reveal the proven systems behind converting listeners into high-value clients.You'll learn the biggest mistake most service-based business owners make when podcasting, how to create messaging that attracts your ideal audience, and why simple, repeated calls to action are essential for conversion. Virginia breaks down her five-step listener-to-client pathway, shares batching and workflow strategies to eliminate burnout, and explains which podcast metrics actually impact business growth.Plus, you'll hear real client success stories that show the power of strategic podcasting—especially for professionals in high-trust industries like finance, legal, medical, and tech.If you want to build authority, grow your email list, and attract ready-to-work-with-you clients through your podcast, this episode gives you the blueprint.Send us a messageAltogether Domains, Hosting and MoreBringing your business online - domain names, web design, branded email, security, hosting and more.Small Business Legal ServicesYour Small Business Legal Plan can help with any business legal matter.Digital Marketing PlatformContent Creator Machine - The integrated all-in-one online marketing, business tool/platform.Buzzsprout - Let's get your podcast launched!Start for FREERiverside.fm Your Own Virtual StudioProfessional Virtual StudioDigital Business CardsLet's speed up your follow up. Get a digital business card.Designrr for eBooks, BlogsCreate eBooks, Blogs, Lead Magnets and more! Mens and Womens HatsSince 1972, American Hat Makers has been dedicated to the art of fine hat making.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showWant to be a guest on Tech Diva Biz Talks? Send Audrey Wiggins a message on PodMatch, here: podmatch.com/hostdetailpreview/audreywiggins To work with Audrey schedule a breakthrough/discovery session.
Gayatri Kalyanaraman is in conversation with Rupam Tandon, Financial Executive with 30 years of experience across banking, asset management, and insurance. She's also a certified Independent Director (IoD), ESG specialist, and startup mentor. She talks about her journey starting in a small town to traveling the globe and literally spreading her wings. Gayatri Kalyanaraman, Host for Software People Stories podcast and co-founder Sangatna Angels welcomes Rupam Tandon and sets the tone for an inspiring conversation about leadership, resilience, and governance. Highlights of the conversation are here01:00 – Early Career and Foundations in FinanceRupam shares her beginnings in Dubai's financial industry during the 1990s — a period of rapid banking expansion — and lessons on trust, relationships, and financial discipline.03:00 – London Years & the Global Financial Crisis She moves to London to work with asset managers and hedge funds, witnessing firsthand the subprime crisis and collapse of major institutions like Lehman Brothers and AIG.07:00 – Return to India & Setting Up Global Operations Rupam explains her decision to return to India for family reasons and how she helped transition a major bank's operations from Ireland to Bangalore — navigating SEC and FCA audits successfully.10:00 – The Shift to Insurance and Building Communities She discusses moving from investment banking to insurance, leading initiatives in Risk, ESG, and Cyber, and mentoring senior executives.13:00 – Reflections on Technology & Automation From manual processes to automation and bots — Rupam contrasts the early years of finance with today's data-driven governance and the rise of straight-through processing (STP).16:00 – Navigating Change and Cultural Adaptation Growing up in Lucknow and moving across continents, Rupam reflects on adapting to different work cultures, continuous learning, and seizing opportunities.20:00 – Decision-Making and Balancing Life & Work Rupam shares personal stories about taking career risks, balancing motherhood, and receiving mentorship and compassion from colleagues during turbulent times.24:00 – Continuous Learning & Board Readiness She outlines her professional upskilling journey — courses from ISB, IIM Bangalore, and IoD — and her belief in lifelong learning as a foundation for effective governance.27:00 – Second Innings: Purpose and Governance for the Future Rupam shares her vision for the next decade — mentoring startups, strengthening governance frameworks, and shaping ethical, transparent organizations. Memorable Quotes:“Success without ethics is incomplete.”“Governance isn't about control — it's about responsibility.” “It's time for stewardship — to give back, guide, and help the next generation grow with integrity.”“Even the strongest institutions can collapse if governance, risk, and culture are not aligned.”https://www.linkedin.com/in/rupam-tandon/After nearly three decades of experience across industries and markets, She is now embarking on my second innings with a focus on startup governance and scaleups. Her journey has been a diverse one, spanning Global roles (in UAE & UK, India) in business strategy, branding, communications, and stakeholder engagement. She is passionate about helping companies build strong, sustainable foundations for growth. As an alumnus of Lucknow University and the Indian School of Business (ISB), where she specialized in Negotiation as part of an Executive Management Program, I've honed my ability to adapt and thrive in fast-moving, high-pressure environments.My Core Strengths:- Strategic Oversight: Managing boards/foundations and aligning teams with business goals- Business Model Innovation: Identifying opportunities at the intersection of strategy, branding, product development, and customer experience- Start up consulting , Fintech, Finance based business.- Reputation Building: Creating narratives that enhance corporate reputation and build trust- Communications Strategy: Developing integrated communication plans to engage stakeholders and drive impact- Mentorship & Coaching: Supporting founders, leaders, and teams to grow through personalized guidance and coaching- Crisis Communications: Navigating through challenges to protect and strengthen brand reputation- Networking & Ecosystem Building: Cultivating strategic partnerships and growing influential networks- CSR & Sustainability: Defining and driving impactful corporate social responsibility initiativesRupam Tandon is a certified board director and former investment banker with expertise in governance, risk, and sustainability. She advises startups and SMEs on ethical leadership and board resilience, teaches ESG and stakeholder strategy to executives, and mentors emerging leaders. She advocates for policy-led reforms in India's entrepreneurial governance landscape.
What if you could sit down with the people actually building the future of personal finance and just... ask them everything? That's exactly what happens in this episode. Joe Saul-Sehy gathers three FinTech insiders around the basement table—Peter Polson (founder, Tiller), Aaron Froug (founder, Grifin), and Ryan Ruff (longtime FinTech pro, Array)—for a rare look inside the industry that's reshaping how we handle money. This isn't about pitching their products. It's about understanding how FinTech actually works, where it's headed, and how everyday people can use these tools more effectively. Peter and Aaron share what they've learned building companies from the ground up, while Ryan pulls back the curtain on the infrastructure most people never see but rely on every single day. The conversation goes deep: What are most people getting wrong about money apps? How can you get more value from the tools you're already using? Where is AI actually making finance easier (versus just adding complexity)? And as creators, how can they design tools that genuinely help people instead of just creating more digital clutter? You'll also hear their take on what's coming next—the innovations that'll matter in five years, the trends that are overhyped, and the blind spots the industry still needs to address. Whether you're a FinTech skeptic or an early adopter, this conversation will change how you think about the apps sitting on your phone right now. What You'll Walk Away With: • The insider perspective on how FinTech tools are actually designed—and what builders wish users understood • How to get more value from the financial apps you're already using (most people only scratch the surface) • Where the industry is headed: what innovations are real and what's just hype • Why some tools work for some people but fail for others—and how to find your fit • The infrastructure that makes your financial apps work (and what breaks when it doesn't) • How AI is changing personal finance in practical ways, not just buzzword ways • What FinTech creators are trying to solve—and where they admit the industry still falls short This Episode Is For You If: • You're curious about what's actually happening inside the FinTech world • You want to use your money apps smarter, not just download more of them • You're wondering what's coming next in personal finance tech and whether it'll actually help • You've felt like financial tools are being built for someone else, not for you • You want the insider perspective without the sales pitch—just honest conversation from people who live this every day Before You Hit Play, Think About This: What's one thing you wish your money apps could do better? Drop it in the comments—these are exactly the kinds of insights that help creators build tools that actually work for real people. FULL SHOW NOTES: https://www.stackingbenjamins.com/the-current-state-and-future-of-fintech-1764 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Shawn Owen from Salt Lending explains how blockchain and AI are reshaping real estate lending, collateral, and the future of global financial systems.In this episode of RealDealChat, Jack Hoss interviews Shawn Owen, founder and CEO of Salt Lending, to discuss how Bitcoin, blockchain, and artificial intelligence are changing the way we think about money, lending, and real estate.Shawn shares his story of discovering Bitcoin in 2011, how it redefined his understanding of wealth, and how Salt Lending bridges crypto and traditional collateralized lending. From crypto-backed loans to AI automation, Shawn explains how these innovations will soon affect property title transfers, liquidity, and even how entrepreneurs build businesses.You'll learn:What Bitcoin and blockchain really are in plain EnglishHow blockchain lending compares to real estate collateralHow Salt Lending raised $124M in crypto-backed loansWhy Bitcoin's volatility is misunderstoodHow real estate and Bitcoin will merge in the next decadeWhat smart contracts mean for real estate investorsHow regulation is evolving in crypto and blockchainWhy AI + blockchain could reinvent every major industryThe rise of “one-person billion-dollar companies” powered by AI
Sharon Ayalon is the co-founder and CEO of UrbanMix, a next-gen platform using AI and 3D to streamline real estate operations. An architect by training, she previously taught at Columbia GSAPP and led advanced housing simulations at Cornell Tech. Sharon pioneered Roosevelt Island's Digital Twin and XR transit experience. Her Ph.D. was awarded the President of Israel's Grant for Scientific Excellence. This is episode was recorded live at Blueprint Vegas 2025. Sharon has been helping shape Gowanus Wharf, a groundbreaking Brooklyn development led by Charney Companies turning a former Superfund site into over 1,000 apartments, parks, and public waterfront. It's one of the most ambitious examples of how environmental cleanup, zoning reform, and innovative tools can unlock transformative urban development.
Recorded live from the PayTech Women Leadership Summit in Atlanta, this episode brings together an inspiring cross-section of executives, founders, coaches, and industry veterans who are shaping the human side of leadership in payments and fintech. A special thank you to our episode sponsor, Global Payments.Across fast, heartfelt conversations, one thread is impossible to miss: influence grows when community grows. You'll hear how clarity of purpose fuels confidence, why intentional relationships compound over time, and how investing in your own presence, skills, and courage creates opportunities that span roles, companies, and career chapters.Valissa Pierre-Louis opens by grounding influence in self-awareness - truly understanding the value you bring and aligning your strengths to what the business needs most. She underscores the power of relationships that amplify that value. Outhay Lovan builds on that with a call to boldness, especially for those who don't see themselves as natural extroverts. Her message is simple: step into discomfort, expand your network, and watch your impact grow.Executive presence takes center stage with Eileen Nebhut, who highlights the importance of coaching, feedback, and stakeholder support systems. She notes that the Summit's unique “vibe” comes from leaders who intentionally pay it forward. Audrey Blackmon emphasizes being intentional with time and staying rooted in authenticity and integrity - two qualities she sees as non-negotiable for long-term influence.From the organizational lens, Dr. Gail Burgos encourages women to take risks, stretch beyond their functional lanes, and embrace curiosity as a pathway to growth. FIS's Kristen Slink brings a powerful distinction between mentorship and sponsorship, urging women to advocate for one another and elevate voices not yet in the room.Margie Kreutz adds a powerful mindset shift—reframing “risk” as courage—and reminds women that staying too long in a comfortable role can quietly stall advancement, while brave, timely moves create momentum and open doors. Longtime industry leader Linda Perry reminds professionals to stay deeply informed—follow the trends, read widely, and understand the ecosystem so you can chart where you want to go. And to close, Jonathan O'Connor spotlights the magic of “playing in traffic” - putting yourself in the flow of conversations, peers, and opportunity during a moment of massive industry transformation.If you care about accelerating your career, building meaningful connections, or leading with purpose in a competitive, fast-changing landscape, this episode offers practical insights you can put into motion today.
October brought AI hype, digital euro déjà vu, and the shocking return of crypto — which means it was just another totally normal month in Nordic fintech.Pål, Ville, and Janne reunite to unpack the biggest stories from the Helsinki Fintech Farm newsletter. Spoiler: every startup is now an AI company. From automated compliance tools to AI-powered CFOs and even kiosks that buy your old phone via Swish — if it's got electricity, someone's calling it AI.Meanwhile, Klarna is back in the headlines with a new subscription model that makes Ville long for more gamified tiers, Pål rant about paying to breathe, and Janne quietly celebrate another strong month for dad jokes. The trio also tackle the ECB's digital euro saga — now entering its “we promise it's still happening” phase — and Nordea's cautious dip into crypto trading, which Ville swears has absolutely nothing to do with his day job.Your biweekly dose of fintech group therapy is here — complete with skepticism, sarcasm, and just enough substance to make it count. In other words: business as usual at Fintech Daydreaming.Episode hosted by Pål Krogdahl, Ville Sointu & Janne SalminenEpisode produced and edited by Fintech Daydreaming- Email us on Hello@FintechDaydreaming.com- Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- Pål Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/
Consumer Choice Center Deputy Director Yaël Ossowski is interviewed on WRRN 99.5FM in Myrtle Beach, South Carolina with host Joe Cats: –The bill that ended the shutdown also threatens the vibrant hemp industry and low-THC drinks–Trump and the GOP are opening up to giving consumers cash to make their own decisions and work around Obamacare–Both federal and state restrictions on 401(k) are keeping retirement investors from using better FinTech options to save and earn more November 20, 2025 https://consumerchoicecenter.orgSupport the show: http://consumerchoicecenter.org/donateSee omnystudio.com/listener for privacy information.
On this episode of the Scouting For Growth podcast, Sabine VdL talks to us about all she's learned from the numerous guests on the show recently, from startup founders who build AI to simplify the chaotic insurance back office, to innovation leaders in Fortune 500 firms wrestling with ethics, regulation, and talent shortages. After dozens of conversations here's what Sabine has learned: AI isn't just changing our tools. It's changing our temperament. This episode is her reflection on those lessons; a guide for leaders and builders trying to navigate this new age of intelligence and unpacks five principles that define successful AI adoption. KEY TAKEAWAYS When Branch Insurance introduced AI into its claims process, something unexpected happened. It wasn't the customers who resisted, it was the adjusters. They were worried, not because AI made mistakes but because it didn't. When Lisa Bechtold's (who led AI governance at Zurich Insurance, now at Nestlé) team started implementing AI, they faced the classic dilemma: Move fast or move right. Lisa said: “We don't see governance as slowing innovation – we see it as enabling trust at speed.” ERGO Group worked with CamCom, a startup from India that uses computer vision to detect car damage from photos or drones. The tech was brilliant. The challenge? Integrating it into a multinational insurer's process. They didn't just hand over the product, they sat side by side – engineers, adjusters, compliance officers, even lawyers – to make it work. It took nearly a year to get from pilot to production and the result wasn't just faster claims; it was a new relationship model. The startup learned how corporates think. The corporate learned how startups move. That's the real win. After all the talk about data, systems, ethics, and pilots, what really matters is how humans evolve. AI won't replace people, but people who know how to use AI will replace people who don't. That's not a threat, it's an invitation. AI is already changing what we expect from talent. Claims adjusters now need to interpret AI outputs. Underwriters must question models. Leaders must learn to manage digital teammates. BEST MOMENTS ‘Intelligent tool don't remove human judgment; they reveal it in higher resolution.' ‘In this AI era, trust is the new currency.'‘Every AI dream dies in the shadow of bad data.'‘The irony is that the more intelligent our systems become, the more human our leadership must be. Empathy, creativity, ethics aren't data points, they're our differentiators.' ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook TikTok Email Website This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
Marc Rubinstein is author of Net Interest – a leading weekly newsletter on the world of finance. Before this, Marc spent ten years at leading hedge fund Lansdowne Partners, where he was a partner and portfolio manager. This was after he spent time on the sell-side working for Barclays Investment Bank (BZW), Schroders and then Credit Suisse, where he was head of the European banks research team. In this podcast we discuss:. AI bubble historical analogies 1907 crisis and non-bank growth Private credit risks Fraud cycles and market corrections Jane Street's technological edge Exchanges commoditise trading Banks adopt blockchain technology Fintech challenges incumbents AI disrupts entry-level finance jobs Books mentioned: 1929 (Andrew Ross Sorkin), Land Trap (Mike Bird)
New episode! Excited to have Dean Lyulkin, Co-CEO of Cardiff who gives us insights on marketing a fintech and what’s holding back SMB lending. Also some interesting takes on the economy and the uses of AI this week on the Fintech Newscast https://cardiff.co Click Subscribe to keep up to date on the world of fintech! Reach us … Continue reading Ep 268- Cardiff Co-CEO Dean Lyulkin
In this special on-location episode of One Vision, we welcome Andreas Mettenberger, Managing Director of Synpulse Hong Kong, to discuss the latest trends and opportunities in wealth management. Recorded during the 10th anniversary of Hong Kong FinTech Week, we explore the role of technology in wealth management, differences in regional approaches, and the mindset change needed to create new growth opportunities. Andreas emphasizes the potential of AI to streamline operations and enhance client interactions, anticipating a significant acceleration in AI deployment in the coming years.
Download Porter Here: https://app.adjust.com/1ukwucv4Guest Suggestion Form: https://forms.gle/bnaeY3FpoFU9ZjA47Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are her personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.Order 'Build, Don't Talk' (in English) here: https://amzn.eu/d/eCfijRuOrder 'Build Don't Talk' (in Hindi) here: https://amzn.eu/d/4wZISO0Follow Our Whatsapp Channel: https://www.whatsapp.com/channel/0029VaokF5x0bIdi3Qn9ef2JSubscribe To Our Other YouTube Channels:-https://www.youtube.com/@rajshamaniclipshttps://www.youtube.com/@RajShamani.Shorts
Welcome to the CanadianSME Small Business Podcast, hosted by Maheen Bari. In this episode, we explore how small and medium-sized businesses can scale smarter by combining AI, strategy, and fractional executive leadership to build resilience and accelerate growth.We're joined by Carrie-anne Mercer, Founder of Mercer Marketing & Advisory, a Fractional CMO and executive advisor working with global forums and AI-driven companies like Ethicrithm and Crosure Inc. With two decades of experience across SaaS, cybersecurity, and FinTech, she brings a rare blend of calm leadership, global perspective, and AI-enabled strategy to help businesses operate with clarity and confidence.Key Highlights:AI: Good, Bad, Ugly: How SMEs can benefit from AI while managing risks like data leaks, hallucinations, and bias.Fractional Leadership: Why part-time executive expertise gives SMEs strategic strength without full-time cost.Resilience Mindset: How global crisis leadership shaped Carrie-anne's approach to calm, smart AI adoption.Tech for Good: How work with The Cambridge Forum guides her focus on ethical, community-centered technology.AI-Driven Growth: Her long-term vision for helping SMEs scale through smarter marketing and client value creation.Special Thanks to Our Partners:RBC: https://www.rbcroyalbank.com/dms/business/accounts/beyond-banking/index.htmlUPS: https://solutions.ups.com/ca-beunstoppable.html?WT.mc_id=BUSMEWAGoogle: https://www.google.ca/A1 Global College: https://a1globalcollege.ca/ADP Canada: https://www.adp.ca/en.aspxFor more expert insights, visit www.canadiansme.ca and subscribe to the CanadianSME Small Business Magazine. Stay innovative, stay informed, and thrive in the digital age!Disclaimer: The information shared in this podcast is for general informational purposes only and should not be considered as direct financial or business advice. Always consult with a qualified professional for advice specific to your situation.
Immer freitags analysieren wir in unserem „Wochen-Podcast“ aktuelle Entwicklungen in der deutschen Banken-, Fintech- und Payment-Branche. Diesmal haben sich unser Redakteur Christian Kirchner und „Payment & Banking“-Experte Jochen Siegert den folgenden Themen gewidmet: #1: „Rest of Business“ – die Gründe für den Stolperstart der spanischen BBVA in Deutschland #2: Das Wehklagen des neuen N26-Chefs: Sollte die Bafin (wieder) stärker Standortpolitik betreiben? #3: Viel Wachstum, wenig Strategie: Die Deutsche Bank hat ihr neues Ziel definiert, aber noch nicht den Weg #4: Das Zieljahr ist zwar 2028 – aber anders als bei früheren Strategien muss Christian Sewing diesmal sofort liefern #5: Kurskorrektur im Asset Management der Commerzbank – überschätzen unsere Banken das Marktpotenzial? #6: Erst AWS, jetzt Cloudflare: Inwieweit ist auch die Banken-IT abhängig von der Infrastruktur der großen Tech-Dienste? #7: Was will (bzw. wollte) die größte amerikanische Bank mit der Payment-Tochter des größten deutschen Autobauers? == Fragen und Feedback zum Podcast: redaktion@finanz-szene.de oder (auch anonym) über Threema: TKUYV5Z6 Redaktion und Host: Christian Kirchner/Finanz-Szene.de Coverdesign: Elida Atelier, Hamburg Postproduction: Podstars Hamburg Musik: Liturgy of the street / Shane Ivers - www.silvermansound.com
Ahead of FinTech Connect 2025, Nadia sits down with Dave Birch, international keynote speaker, author, advisor, commentator, and investor in digital financial services.From the future of digital identity to the rise of AI-enabled fraud (and how cryptography might just save us), Dave shares sharp insights on what real inclusion in FinTech should look like, and why imagination matters just as much as technology.FinTech's DEI Discussions is powered by Harrington Starr, global leaders in Financial Technology Recruitment. For more episodes or recruitment advice, please visit our website www.harringtonstarr.com
Hey Girl,In this episode, I sit down with Beverly Dines for a candid and timely conversation about the current state of the corporate world, especially for Black and Brown women navigating today's job market. We dive into the reality of mass layoffs, the pressures placed on marginalized employees.Beverly breaks down the truth behind performance reviews, improvement plans, and how companies are shifting expectations, and offers practical strategies to help you stay ready, competitive, and aligned with your career goals.BIO:Beverly Dines is the author of Create The Door, a transformative guide that emerged from her own journey of creating opportunities in spaces where none previously existed. With over a decade of operational leadership across Higher Education, Healthcare, FinTech, Nonprofit Arts, and Creator Economy. Beverly has built her career by consistently creating doors rather than waiting for them to open.Resources Mentioned in This Episode:https://beverlydines.com/LinkedIn InstagramCreate The Door: You Are The Architect & The Carpenter. This Is Your Blueprint Book - Amazon | EbayWhenever You Are ReadyHere are 3 ways I can help you:Book A Call With Me - I've been getting A LOT of DM and email requests to chat with me and answer specific questions about love, dating, relationships, and men, so I'm opening back up my limited calendar for a few calls. So book a time with me here!Join the Get Your Guy Club- Wanna have Dating Support for a year to help you get your guy, but at your own pace. You can get access to my 2 weekly group calls, my private Facebook group, Monthly 1-on-1 calls, and my online course with 40+ hours of content for just monthly payments of $350…Check out the Get Your Guy Coaching Podcast- With more than 100 episodes, you can binge and learn so much with my podcast. Check out the latest episode here.Sincerely,Coach AnwarBook a Consult to Work with MeJoin my Get Your Guy ClubBuy My Dating Strategy CourseCheck out My Latest Podcast EpisodeSend us a textThank You: A big thank you to our listeners for tuning in! Your support and feedback are invaluable to us. If you enjoyed this episode, please consider subscribing, rating, and sharing the podcast with others who might benefit from it. For more updates and behind-the-scenes content, follow me on social media and visit my website. We appreciate you being part of our community!
In this episode, Wharton FinTech's Abhi Chadha sits down with Michele Alt, Co-Founder of The Klaros Group and former OCC regulator, to unpack the evolving relationship between fintechs and the U.S. banking system. Michele shares her insights from two decades at the Office of the Comptroller of the Currency (OCC) and her current work helping non-banks pursue bank charters. They discuss the shifting regulatory climate across administrations - from the OCC's early fintech charter attempts, to the Biden-era freeze, and now a renewed openness under Trump 2.0. Michele explains the nuances of charter types like industrial loan companies (ILCs) and national trust banks. The conversation explores: - The history and future of fintech chartering - Differences among OCC, FDIC, and Fed oversight - How U.S. fintech regulation compares to Europe and the U.K. - Challenges foreign fintechs face when entering the U.S. market - How Michele's OCC experience helps startups navigate complex regulatory processes Michele also shares her perspective on the cyclical nature of financial regulation - from deregulatory “sugar highs” to inevitable crackdowns - and offers advice for those eager to build a career in fintech regulation and compliance.
Payments shouldn't break just because a card changes. We sat down with leaders from NMI, G+D and Mastercard to unpack how network tokenization has moved far beyond basic security to become the backbone of higher approvals, fewer chargebacks, and smoother recurring billing. If you care about conversion, fraud, and customer lifetime value, this conversation goes straight to the signal.Tiffany Johnson, CPO at NMI, Mark Van Horn, Digital Solution Lead, North America at G+D and Ryan Francis, Vice President, Digital Product at Mastercard start the episode by clarifying what network tokens are and how they differ from traditional vault tokens, then dig into the metrics that matter: consistent 3–6 percentage point authorization uplift, real-world portfolio wins that stretch even higher, and measurable savings from reduced retries and smarter routing. You'll hear how merchant-bound and device-bound tokens give issuers reliable context, why lifecycle management keeps subscriptions uninterrupted, and how those improvements cascade into lower operational costs and stronger retention.From there, we look ahead. Tokens are becoming the default for card-not-present payments and will extend into open banking and account-to-account flows. With AI on the rise and agentic commerce coming into view, tokens provide portable trust - binding identity, device, and permissions so agents can transact safely on our behalf. The guests share how G+D and NMI make token adoption turnkey for ISVs and platforms, and how Mastercard is scaling token rails to power seamless, intelligent commerce.If you're an ISV, platform, or merchant seeking higher approval rates and lower fraud without adding friction, this is your blueprint.
What does MLOps look like when you are deploying 22,000 models a month? Maddie Daianu, Head of Data and AI at Intuit Credit Karma, joins the Data Bros to pull back the curtain on one of the most high-volume data environments in FinTech. With a 100-person team serving 140 million members, standard data practices break down. Maddie shares how her team manages terabytes of daily data on Google Cloud and explains the massive strategic pivot they are undertaking right now: The move from "Information" to "Agency."
Join us this week for The Tech Leaders Podcast, where Gareth sits down with Kate Hayward, UK Managing Director at Xero. Kate talks about how AI can make life easier for small business owners, the new skills the next generation of accountants will need, and how organisations can manage maternity leave for the benefit of everyone. On this episode, Kate and Gareth discuss how gymnastics breeds discipline, why Britons are generally lacking in financial literacy, and the three things Kate looks for when starting a new job. Timestamps: Good Leadership and Early Career (1:45) Xero – The "Gangly Teenager Phase" (9:00) Career or Family, or Both… (13:00) Discipline and Gymnastics (20:30) Financial Literacy and Entrepreneurship (24:20) Xero and AI (31:35) New Skills for Accountants (42:30) Tips to stay Organised, and Advice for 21-year-old Kate (45:45) Hopes and Fears for Future of AI (48:00) https://www.bedigitaluk.com/
José Antonio Esteban, CEO de IronIA Fintech, analiza los fondos de inversión de la empresa y cuales son las mejores opciones que tienen los clientes para invertir. Además, nos comenta cómo funcionan los buscadores que tiene ahora mismo la compañía. “Los buscadores te ayudan a seleccionar fondos de inversión, esa es su misión”, asegura el invitado. ¿Cómo consiguen esto los buscadores? El experto señala que “su buscador principal buscaba por diferentes características, se dieron cuenta que esto era buscar mucho y encontrar poco, su buscador de categorías lo que hace es intentar comparar fondos de distintas categorías y los compara por diferentes ratios”. Esto te permite, según él, “saber cuales son los mejores fondos o no”.
[PT-BR] Gravado diretamente no palco do Money20/20 em Las Vegas, este episódio especial do Fintech Talks reúne Bruno Diniz (Spiralem), Caroline Hees (BYX) e Lucca Orlandini (180 Seguros) para explorar como o Brasil está operacionalizando embedded finance e orquestração de ecossistemas em escala. A conversa mostra como a combinação de crédito, seguros e infraestrutura regulatória (como o Pix e o Open Finance) está criando novos caminhos para a inclusão financeira, com modelos que conectam dados, originação e funding de forma integrada. Discutimos o papel do “crédito do trabalhador” como porta de entrada para ecossistemas financeiros, o uso estratégico de seguros prestamistas como elemento de estabilidade e os avanços trazidos pela IA na personalização de riscos e automação de processos. Ao longo do episódio, os convidados mostram como a realidade brasileira oferece aprendizados valiosos para outros mercados, com um modelo que alia inovação, impacto social e escalabilidade. Uma discussão essencial para quem acompanha de perto a evolução das finanças embarcadas! Confira!****[ENG] Recorded live onstage at Money20/20 in Las Vegas, this special episode of Fintech Talks brings together Bruno Diniz (Spiralem), Caroline Hees (BYX) and Lucca Orlandini (180 Seguros) to explore how Brazil is operationalizing embedded finance and ecosystem orchestration at scale.The conversation dives into how the combination of credit, insurance, and regulatory infrastructure (such as Pix and Open Finance) is unlocking new paths for financial inclusion, connecting data, origination, and funding in an integrated way.We discuss the role of “worker's credit” as an entry point into financial ecosystems, the strategic use of credit life insurance as a stabilizing layer, and the growing impact of AI in personalizing risk and automating processes.Throughout the episode, the guests highlight how Brazil's real-world progress offers valuable lessons for other markets — with a model that blends innovation, social impact, and scalability.A must-watch discussion for anyone following the evolution of embedded finance. Check it out!
What if home ownership could start with just 1% down and you could build equity without taking on any debt? This revolutionary approach is transforming how people achieve the dream of owning their own home.In this episode, I speak with Chris Smith, Founder and CEO at Bloxxs. We explore an alternative to traditional mortgages that's opening doors for people who thought home ownership was out of reach. Chris shares his powerful journey from banking executive to unpaid startup founder, building a solution that directly connects capital to aspiring homeowners.We dive into the innovative “subscription” model that's making home ownership accessible, how indigenous values are reshaping our approach to property and community, and why Chris and his team of 20 executives have worked unpaid for years to bring this mission-driven vision to life. This conversation reveals how one bold idea is creating pathways to happier, healthier lives through the stability and security of home ownership.Follow for more discussions on building FinTech products and teams with customer and commercial impact and to stay updated on the latest episodes.
Stephen Wemple, Principal at Spero Ventures, shares how he backs mission-driven founders building enduring companies aligned with purpose and profit. From investing in hardware startups like Telo Trucks to backing social impact ventures such as Juno, Stephen explains why conviction and alignment between founders and investors matter more than ever. He reflects on his journey from Fulbright Fellow in Vietnam to venture capitalist in Silicon Valley, the lessons he's learned from working with founders, and how smaller, concentrated funds like Spero bring focus and depth back to early-stage investing.In this episode, you'll learn:[01:00] - Stephen's journey from Fulbright Fellow in Vietnam to venture capitalist at Spero Ventures[04:30] - How Spero spun out of Omidyar Network to back purpose-driven founders[08:10] - Investing early—with proof points that show real-world traction[11:10] - Why mission and authenticity matter more than hype in founder evaluation[14:00] - The story behind Spero's investment in Juno and the value of long-term relationships[17:00] - How founders should work with junior investors inside VC firms[19:00] - Why conviction and alignment matter when founders choose their investors[22:00] - Stephen's take on the concentration of capital and the future of small, focused fundsNonprofit highlight: AchieveKidsAbout Stephen WempleStephen Wemple is a Principal at Spero Ventures, where he invests in mission-driven founders building companies for a healthier, more sustainable, and fulfilling future. He has led investments across sectors such as healthcare, climate, and frontier technologies, backing founders who combine purpose with commercial ambition.Stephen began his career in early-stage venture capital, investing in emerging markets across Sub-Saharan Africa, Latin America, and South Asia. A Fulbright Fellow in Vietnam, he worked with the U.S. State Department to support entrepreneurship initiatives before joining Spero Ventures in its formative years. Stephen believes the best entrepreneurs are those who find and stay true to their mission.About Spero VenturesSpero Ventures is a Silicon Valley-based early-stage venture capital firm that backs mission-driven founders building companies for a healthy, sustainable, and fulfilling future. The firm leads or co-leads seed and Series A rounds with $2–4 million investments and maintains a concentrated portfolio to closely support each founder. Its team, which includes former operators from Tesla, eBay, and Stripe, has invested in companies like Juno (child disability insurance), Telo Trucks (electric pickup trucks), Tiny Health (gut health solutions), Euclid Power (renewable energy software), and Gencove (genome sequencing platform), reflecting its belief that purpose-driven startups can create both outsized impact and venture-scale returns.Subscribe to our podcast and stay tuned for our next episode.
Unlock the secrets to mastering your financial future with our latest episode, where we promise you'll discover innovative solutions to financial burdens and career challenges alike. Join us as we chat with Peter Maher, a visionary FinTech executive leading the charge against outdated payday loan systems. We'll share insights from my new book, "Escaping the Drift," while Peter offers a candid look into his journey of overcoming credit pitfalls. Together, we explore Float's mission to bring financial flexibility and accessibility to those who need it most, and discuss the importance of educating the next generation on the principles of financial literacy.Explore a groundbreaking business model that's revolutionizing consumer loyalty in the fintech world. We delve into how transaction fees and AI-driven real-time transaction categorization are used to avoid the pitfalls of late fees and high-interest rates. Our conversation also covers how innovative budgeting tools could soon become a staple subscription service, supporting healthier financial habits for essential purchases. Adding to the excitement, get an insider's view into the world of Buy Now, Pay Later (BNPL) startups and their unique approaches to fraud prevention and strategic partnerships with major payment providers.Finally, we tackle the notion of career paths and personal growth with a fresh perspective on education and experience. Hear personal stories about triumphing over the insecurity of lacking a formal degree and the rewarding, albeit unconventional, career paths that followed. We dive into the value of having a clear personal vision and authentic identity beyond professional achievements, exploring the concept of betting on oneself and recognizing that true success lies in strong relationships and genuine connections. Whether you're aiming to disrupt an industry or redefine personal success, this episode offers practical wisdom and inspiration.CHAPTERS (00:00) - Escape the Drift(12:09) - Innovative Fintech Business Model(21:49) - Fight Against Fraud and Innovative Fintech(29:33) - Career Paths and Perspective Shifts(41:28) - Personal Vision and Authentic Identity
Au programme :Chez Apple, l'APRÈS-APRÈS Steve Jobs se prépareDes lunettes IA sans caméra ni haut parleur, ça vous dit?Le reste de l'actualité, avec le journal de l'IAInfos :Animé par Patrick Beja (Bluesky, Instagram, Twitter, TikTok).Co-animé par Jeff Clavier (Instagram, Twitter).Co-animé par Stéphane Le Boisselier (Instagram, Bluesky).Produit par Patrick Beja (LinkedIn) et Fanny Cohen Moreau (LinkedIn).Musique libre de droit par Daniel BejaLe Rendez-vous Tech épisode épisode 641 – Chez Apple, une chaussette peut cacher un Tim Cook---Liens :
Follow Proof of Coverage Media: https://x.com/Proof_CoverageIn this episode Connor & Mahesh sit down with Akshay Poshatwar & Nishikant Bahalkar, founders of Qiro, to discuss their ground-breaking platform aimed at tackling adverse selection through a unique credit risk underwriting protocol. Akshay shares his journey from the FinTech industry in India, highlighting the potential for global capital access through decentralized finance. Nishikant adds his insights on the evolution of blockchain and DeFi, emphasizing the benefits and challenges in Real World Assets (RWA) lending. The discussion includes how Qiro aims to bridge TradFi and DeFi, offering solutions for different asset classes and the promising future of decentralized infrastructure networks (DePIN). The episode wraps up with a look towards the company's rapid growth and their search for strategic hires, particularly in business development within the U.S. and Europe.Timestamps: 00:00 - Introduction 00:46 - Meet the Qiro Team01:53 - Founders' Backgrounds and Journey09:35 - Understanding Qiro's Unique Platform13:30 - Challenges and Innovations in RWA Lending24:36 - DePIN Networks and Future Prospects31:13 - Hiring and Growth at Qiro33:52 - Conclusion and Contact InformationDisclaimer: The hosts and the firms they represent may hold stakes in the companies mentioned in this podcast. None of this is financial advice.
Jack Zhang founded Airwallex in 2015 in Melbourne, Australia. It has now gone global and is valued at more than $6bn by investors. Zhang has moved to London in order to help Airwallex scale globally. He tells Dougal Shaw why there was a unique window of opportunity to build his fintech platform and why traditional banks still have a lot of catching up to do if they want to capitalise on the new revolution in artificial intelligence.Airwallex is a tech-first financial operating system helping businesses scale across borders faster, by doing things like processing international payments. Zhang was born and raised in China but moved to Australia aged 16, without his family, to pursue his education. While working for several large companies as a computer programmer, he also ran multiple side hustles. It was a coffee shop venture that led to the idea for Airwallex, as he encountered the high costs associated with global payments between currencies... Hosted on Acast. See acast.com/privacy for more information.
To explore more on Biohacking & Longevity: https://programs.sajeevnair.comTo know more about EPLIMO program using Genetic Testing: https://www.myeplimo.com/masterclassGuest Suggestion Form: https://forms.gle/bnaeY3FpoFU9ZjA47Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.Order 'Build, Don't Talk' (in English) here: https://amzn.eu/d/eCfijRuOrder 'Build Don't Talk' (in Hindi) here: https://amzn.eu/d/4wZISO0Follow Our Whatsapp Channel: https://www.whatsapp.com/channel/0029VaokF5x0bIdi3Qn9ef2JSubscribe To Our Other YouTube Channels:-https://www.youtube.com/@rajshamaniclipshttps://www.youtube.com/@RajShamani.Shorts
Dime qué piensas del episodio.Mairon Sandoval LI: Mairon Sandoval es CEO y cofundador de OneCarNow!, la empresa mexicana que está redefiniendo la forma en que los conductores de plataformas acceden a un auto.A los 17 fundó su primera compañía y tras venderla, en plena pandemia, lanzó OneCarNow: un modelo intensivo en capital que muy pocos se hubieran atrevido a ejecutar, pero que hoy, opera en más de 20 ciudades y 3 países, con miles de clientes.Hoy hablamos de mentalidad, resiliencia y visión a largo plazo. De cómo convertir una idea rechazada en una empresa rentable; de la importancia de ser coacheable sin perder el liderazgo; y de por qué Mairon cree que los grandes problemas se resuelven con estrategia, no con contrataciones.Por favor ayúdame y sigue Cracks Podcast en YouTube aquí."Tu edad no te limita. Tu falta de ejecución sí.”- Mairon SandovalComparte esta frase en TwitterEste episodio es presentado por Rocket Closet, el servicio que ha cambiado por completo la manera en que viajo para esquiar y por Eight Sleep, la compañía que está revolucionando la tecnología del sueño.Qué puedes aprender hoyCómo ganarte el respeto cuando eres joven y sin experienciaCómo convertir una idea ajena en un negocio propioCómo levantar capital cuando apenas vas empezando*Rocket Closet es el servicio que ha cambiado por completo la manera en que viajo para esquiar.Rocket Closet almacena tu equipo en instalaciones seguras y climatizadas en las principales estaciones de esquí de Colorado y Utah. A través de su app, puedes programar la entrega de tu equipo directamente en tu destino y recibirlo puntualmente.Rocket Closet te ofrece 50% de descuento en tu primer año usando el código OSOTRAVA en www.rocketcloset.com.*Este año he dormido mejor que nunca… Y no, no tuve que cambiar mi colchón.Eight Sleep creó el Pod, una funda inteligente que colocas sobre tu colchón actual y que transforma por completo tu descanso.La nueva versión, Pod 5 Ultra regula automáticamente tu temperatura durante la noche, para que duermas más profundo, sin interrupciones… y despiertes con más energía, foco y claridad mental.Cada lado de la cama tiene su propia temperatura —desde 12º hasta 43º—, así que si tú tienes calor y tu pareja frío, cada quien duerme como quiere.Y si roncas, el Pod lo detecta y ajusta ligeramente tu posición para que dejes de hacerlo… sin despertarte.Ahora también tienen una blanket y funda de almohada con control de temperatura. Aprovecha el descuento más grande del año del 10 de noviembre al 1 de diciembre:Entra a eightsleep.com/osotrava y usa mi código OSOTRAVA para obtener hasta $14,000 MXN de descuento en el Pod 5 Ultra. Ve el episodio en Youtube
Some partnerships in financial services begin with a handshake and end with a contract dispute. Others start with a Sunday morning LinkedIn message and evolve into something that transcends the typical vendor-client relationship. The collaboration between Cross River Bank and Best Egg falls firmly into the latter category. "When we first got into the business, we met several new companies, and some of them were like three guys in a garage," recalls Adam Goller, EVP and Head of Fintech Banking at Cross River. An impromptu conversation in 2013 between Best Egg's founder and Cross River's CEO would eventually grow into a partnership that has facilitated nearly $35 billion in loans and 2.5 million customers – reshaping the lives of people and communities who were previously underserved by traditional FIS and had limited access to credit. What began as basic loan origination has evolved into sophisticated closed-loop capital market solutions, including the development of Best Egg's "BEAST" securitization platform, which uses Cross River's CRB Securities to package assets for sale to institutional investors. The progression reflects Cross River's willingness and ability to help fintechs climb the rungs of product expansion as they grow: "We have so many use cases where a partner came to us for lending, and that ultimately expanded to a deposit product, a payment service, and a card product," Goller notes. Although partners that offer point solutions can help fintechs get started, they don't set them up for the future. The Cross River - Best Egg partnership shows how the right BaaS and bank partner helps fintechs move beyond the start up mindset with more sophisticated financial support as they mature. Listen to this conversation to learn about the blueprint fintechs should use to identify the right banking partners at the start and how Cross River can help fintechs look beyond isolated business cases and build long term product road maps, with the support of a large financial institution and the agility of a fintech.
Episode 199 with Kosta Scholiadis, Founder and CEO of Street Wallet, a South African fintech company empowering informal traders and street vendors to access the digital economy.Kosta brings a wealth of entrepreneurial insight and purpose driven innovation to this conversation about financial inclusion and the digital transformation of Africa's informal economy. Founded in Cape Town, Street Wallet emerged from the recognition that South Africa's one million street vendors have been largely excluded from the rapidly expanding cashless ecosystem.Kosta shares how Street Wallet's simple yet powerful technology allows vendors to accept digital payments without needing a bank account or smartphone. He explains how the company's interoperable platform, QR based payment system, and strategic partnerships with leading NGOs are improving financial access, increasing incomes, and building economic resilience among underserved communities.Fresh from securing R6.2 million in funding and acquiring Digitip, a platform that enables informal workers to receive digital tips, Kosta discusses how these developments are accelerating Street Wallet's mission to create an inclusive and accessible digital economy.What We Discuss With KostaKosta's journey to founding Street Wallet and the inspiration behind creating a fintech platform for South Africa's one million informal traders.How Street Wallet's low tech, high trust digital payment system is helping unbanked street vendors join the digital economy.The impact of Street Wallet's R6.2 million funding round, the acquisition of Digitip.How partnerships with NGOs, retailers, and service providers like Plush Car Wash are scaling financial access and resilience for informal workers.Street Wallet's vision for expanding across Africa and shaping the future of cashless payments and financial inclusion in the informal economy.Did you miss my previous episode where I discuss How Climate-Resilient Greenhouses and Digital Tools Are Transforming African Farming? Make sure to check it out!Connect with Terser:LinkedIn - Terser AdamuInstagram - unlockingafricaTwitter (X) - @TerserAdamuConnect with Kosta:LinkedIn - Kosta Scholiadis and Street WalletMany of the businesses unlocking opportunities in Africa don't do it alone. If you'd like strategic support on entering or expanding across African markets, reach out to our partners ETK Group: www.etkgroup.co.ukinfo@etkgroup.co.uk
Money shouldn't take days to arrive while business waits. We sit down with Miles Paschini, CEO and co-founder of FV Bank, to unpack how a licensed digital bank can make crypto feel like normal banking - without the wallet headaches, exchange hops, or private key anxiety. Miles traces his journey from prepaid telecom innovation to Wavecrest's pioneering crypto cards, and explains why building FV Bank meant controlling the value chain: the bank license, the compliance stack, and the tech.We dig into how FV Bank issues traditional accounts with ACH, wires, and cross-border payments, then layers in bank-native wallet addresses for USDC, USDT, and PYUSD. That lets a merchant accept a stablecoin payment that lands as USD deposits, or send a million dollars internationally in minutes with on-chain settlement and integrated sanctions screening. Inside the bank, FVNet provides instant client-to-client settlement, turning treasury into an always-on function and freeing working capital from the friction of multi-day delays.Miles also explores the future: stablecoin growth accelerated by clearer regulation, peer-to-peer payment via X402 that removes chargebacks and middlemen, and how agentic and machine-to-machine commerce will quietly reshape e-commerce and everyday life. We touch on risk and compliance fundamentals - BSA/AML first, crypto-native forensics layered on top and why specialization in fintech and blockchain is a durable advantage. Looking ahead, FV Bank plans to expand Visa issuing, launch BIN sponsorship globally, and introduce Bitcoin-collateralized lending for long-term holders.If you care about faster settlement, lower risk, and payments that work at internet speed, this conversation maps where banking is headed and how businesses can get there without becoming crypto experts.
St. Petersburg is on fire and not just with construction cranes on every corner. We're back in this Bay boomtown on "Money" Market with host Owen LaFave as he sits down with Mike Swesey, President & CEO of St. Pete Economic Development Corporation, to talk about why businesses are flocking to this coastal city. With more than 30 years of experience driving growth, Mike shares how the EDC is putting St. Pete on the map as a destination for headquarters relocations, tech firms, and financial services companies. From high-profile business moves to a growing FinTech hub, get the inside scoop on how St. Pete is winning projects that bring both investment and jobs. But it's not all sunshine and sailboats – Mike digs into challenges like office space, affordable housing, and transportation, while highlighting how the city is taking action to stay ahead. Tune in to hear how St. Pete is unique compared to Tampa and other coastal competitors: a walkable downtown, vibrant lifestyle, zero personal income tax, and a culture that blends business-friendly with laid-back charm. If you've ever wondered why national companies are packing their bags for Pinellas County, this conversation will tell you why. WATCH NEXT: WHY CEOS SHOULD TRAIN LIKE QUATERBACKS W/ EXOS DIRECTOR OF PHYSICAL THERAPY JIM GODIN https://youtu.be/M8PQkq5yu2s SUBSCRIBE: https://www.youtube.com/channel/UCz_7yNs7dOuyKApAkohqJIQ Follow The "Money" Market Podcast here: Spotify: https://open.spotify.com/show/6e7E0DaJZQkuw339G7nGI4?si=27d047641a1d4b17 Apple Podcasts: https://podcasts.apple.com/us/podcast/the-money-market-podcast/id1733948143 Instagram: https://www.instagram.com/moneymarketpodcast Facebook: https://www.facebook.com/moneymarketpodcast Website: https://moneymarketpodcast.com The Bank of Tampa | Member FDIC
Send us a textIn this episode of Talking Success (Part 2), Darren Franks sat down with Kevin Odudoh, Ati Ngubevana and Peter Malebye from Vodacom Business. They tell us how they are approaching AI with a clear business lens, drawing on capabilities proven inside the Group and now offered to enterprise clients. The focus is practical: financial inclusion, fraud reduction, compliance and measurable ROI.AI is on every executive agenda. The tough bit is not the technology itself. It is proving that the investment will lift revenue, protect margins and strengthen trust. Below is a distillation of the first half of that conversation, shaped for founders, product leaders and risk executives across African financial services. If you want AI to do more than generate demos, this is for you.Kevin Odudoh's LinkedIn https://www.linkedin.com/in/kevin-odudoh/Ati Ngubevana's LinkedIn https://www.linkedin.com/in/atenkosi-ngubevana-mba-pgdip-bcom-b38b9615/Peter Malebye's LinkedIn https://www.linkedin.com/in/peter-malebye-8275a610/Vodacom Business' Website https://www.vodacombusiness.co.za/Darren Franks' LinkedIn https://www.linkedin.com/in/darrenfranks/Titc's Website https://titc.io/
In this episode, our host sits down with Gary Plant, PeerNova's Valuation Risk Leader and Subject Matter Expert (SME), to explore what true regulatory readiness looks like in today's fast-moving valuation risk landscape. Uncover why traditional monthly or quarterly IPV cycles no longer meet regulatory expectations, how fragmented infrastructures slow firms down, and why valuation teams need more transparent, agile, and scalable controls to keep pace.Learn how Cuneiform® for Valuation Risk helps firms modernize IPV, achieve real-time oversight, reduce human middleware, and deliver audit-ready transparency across the valuation lifecycle.Gary answers the following questions:What are the biggest challenges firms face in achieving regulatory readiness for valuation risk? How are regulators pushing firms toward daily (or real-time) valuation oversight?What structural and operational barriers prevent modernization?Why do firms need a single, strategic solution to meet increasing demands and reduce manual processes?How does Cuneiform® for Valuation Risk address these challenges with real-time execution, transparency, and compliance alignment?
Avec Antoine Grimaud cofondateur de Payplug, on revient sur une aventure incroyable : celle d'un entrepreneur français aux US qui a dit non à Stripe, avant de bâtir une FinTech en France, rachetée par BPCE.
Venture capital funding into Irish technology SMEs rose by 8% to €207.9m in the third quarter of 2025, compared to the same period last year, according to the Irish Venture Capital Association Venture Pulse survey, published today in association with William Fry. Funding for the nine months to end September fell by 10% to €853.4m from €945.3m the previous year. The total number of deals in the same period fell from 153 to 135. "Third quarter data provided some relief following a dismal second quarter this year when funding fell to €112.6m, its lowest in ten years," commented Caroline Gaynor, chairperson, Irish Venture Capital Association. "Hopefully, we are starting to see some confidence and stability return to the market, but it remains a challenging time for early-stage companies." She added that following the blow to investor confidence caused by the United States' April 2nd tariff shocks, international investors had started to return to the market. International VC investment into Irish SMEs rose to €146.7 m in the current quarter compared to €69.5m in the second quarter of this year. She said that bright spots in the overall data were deals in the €1m- €5m range, which accounted for 30 out of the 39 transactions in this quarter. Transactions in the €1-€3m category rose by 35% to €35.6m compared to the same time last year. Deals in the €3-€5m range increased by 18% to €34.7m. However, funding in the €10m-€30m category fell by two-thirds to €26m while €5-€10m deals dropped by 74% to €13.5m, compared to the same quarter last year. There was better news in the €30m+ category where medtech company, ProVerum raised €62m, and AI machine learning firm, Nory raised €34m. Sarah-Jane Larkin, director general, IVCA, said that while there was some healthy activity, gaps remained in the third quarter, particularly in seed funding and transactions under €1m, both of which disappointed. Seed or first rounds fell by 30% to €23.4m from €33.5m, compared to the same quarter last year. Seed funding for the first nine months was down 31% to €88.3m from €127.2m last year. Despite this shortfall, the IVCA director general said: "The process for deploying the Government's €250m Enterprise Ireland Seed and Venture Capital Scheme 2025-29 is well underway. We are optimistic that the environment for very early stage Irish companies seeking first round funding will pick up in the first half of next year." Lifesciences was the most successful sector to date this year, raising funds of €361.6m or 42% of the total in the first nine months. This was followed by Cybersecurity at €136.3m (16%); AI and machine learning €97m (11%); Fintech €92.2m (11%) and Software €66.2m (8%). More about Irish Tech News Irish Tech News are Ireland's No. 1 Online Tech Publication and often Ireland's No.1 Tech Podcast too. You can find hundreds of fantastic previous episodes and subscribe using whatever platform you like via our Anchor.fm page here: https://anchor.fm/irish-tech-news If you'd like to be featured in an upcoming Podcast email us at Simon@IrishTechNews.ie now to discuss. Irish Tech News have a range of services available to help promote your business. Why not drop us a line at Info@IrishTechNews.ie now to find out more about how we can help you reach our audience. You can also find and follow us on Twitter, LinkedIn, Facebook, Instagram, TikTok and Snapchat.
Drop us a message!What separates a good brand from one that people believe in?In this episode, Puneet Khushalani, Senior Brand Partnerships Manager at TikTok, shares his perspective on the hidden challenges within advertising that outsiders rarely see, and what it takes to build brand value that lasts.For anyone curious about what makes a brand truly God-tier, this conversation gets to the heart of it.Want to be featured on the pod? Drop us a voice note on Instagram at @GiraffeSM. About Giraffe Social's Social in 10 Podcast Giraffe Social is a multi-disciplined digital marketing agency specialising in social media marketing based on the South Coast of the United Kingdom. We work with a wide range of industries, spanning from Fintech and L&D, to Beauty and Retail. Social in 10 is a weekly podcast about all things digital marketing. We discuss all the things social media managers want to know, including the latest platform updates, emerging trends, campaign ideas, and best practices to help you stay ahead of the curve. Whether you're managing multiple clients or growing your brand in-house, each episode is packed with actionable insights… all delivered in under ten minutes. Hosted by the Giraffe Social team, this is your fast, fun, no-fluff guide to making sense of social. New episodes every week, so tune in and level up your marketing game!
Em 2025, Fintech Talks e Bruno Diniz retornam ao Money 20/20 USA, em Las Vegas, para cobertura de um dos principais eventos sobre fintech e inovação financeira do mundo!Desta vez, veremos um overview da dinâmica do evento ao longo dos seus 4 dias, alguns dos principais tópicos abordados e highlights do episódio especial do Fintech Talks que gravamos diretamente de lá!Confira!
Send us a textUna verdad sencilla lo cambia todo: nadie busca “inclusión financiera”, la gente necesita pagar y cobrar. Desde ahí partimos con Diana Zamora para mapear cómo los pagos digitales crean huella económica, abren crédito a microempresas y elevan ventas premium en artesanías, mientras empujan a bancos y fintech a diseñar productos que sirvan de verdad. Entre evidencia y calle, pasamos del marketing rosa a soluciones que respetan horarios atípicos, uso con una sola mano y patrones reales de consumo que, bien leídos por algoritmos, dejan de castigar y empiezan a incluir.Nos metimos en la cocina de la política pública: datos sólidos, viabilidad administrativa y convicción política como receta para escalar. Hablamos de identidad legal, acceso desigual a celulares y normas que aún entregan las cuentas de mujeres al nombre de un hombre. Exploramos alianzas multisectoriales que ya salvan vidas y cómo esa lógica puede acelerar la inclusión económica: sector público, privado y sociedad civil coordinados, cada quien desde su fortaleza y sin competir por protagonismo. También miramos el costo oculto del cuidado no remunerado en pensiones y por qué licencias de paternidad igualitarias son infraestructura, no un “bonus”.Cerramos con una herramienta práctica para cambiar trayectorias: negociación. Preparar no negociables, entender el incentivo del otro y ampliar la torta permite a niñas y mujeres pedir lo que vale su tiempo, su flexibilidad y su talento sin pagar con culpa. Asomamos al futuro cercano con scoring con cláusulas éticas, ciudades con estrategia de pagos digitales y educación financiera que se adapta al perfil emocional del usuario. La idea sembrada: diseñar políticas y productos con el 50% de la población al centro, porque los pagos no son el final del proceso, son el inicio de nuevas posibilidades.Si te movió esta conversación, suscríbete, compártela con tu gente y deja tu review para que más personas se sumen a construir inclusión que funcione de verdad.Descubre Protección para la Mente Inventiva – ya disponible en Amazon en formatos impreso y Kindle. Las opiniones expresadas por la host y los invitados en este pódcast son exclusivamente personales y propias, estas no reflejan necesariamente la política o postura oficial de las entidades con las que puedan estar vinculados. Este pódcast no debe interpretarse como una promoción ni una crítica a ninguna política gubernamental, posición institucional, interés privado o entidad comercial. Todo el contenido presentado tiene fines informativos y educativos.
The Government is back open – is that a good thing? October's economic data may be lost forever. Investors questioning valuations and the skinny on robotaxis with our Guest – Ross Gerber of Gerber Kawasaki. NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment) Ross Gerber is the Co-Founder, President and CEO of Gerber Kawasaki Wealth and Investment Management. Ross oversees Gerber Kawasaki's corporate and investment management operations as well as serves individual clients. Ross has become one of the most followed investors on social and in traditional media. His investment ideas and advice have made him a regular in the business news and he is featured on CNN, CNBC, Fox Business News, Bloomberg and Reuters as well as a contributing writer for Forbes.com. He has been ranked as one of the most influential investment advisors and Fintech innovators in America*. Ross and the Gerber Kawasaki team oversees well over a billion dollars of investments focused on technology, media and entertainment companies for clients and the firm. Gerber Kawasaki has grown to be a leader in Fintech by leveraging technology to work with a younger generation of clients. Ross is an expert in online marketing and social media as well as co-developed the company's app for IOS. Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy - HERE Stocks mentioned in this episode: (NVDA), (TSLA), (AMD), (MSFT), (GOOGL), (GEV), (ORCL), (CRM)
In this special on-location episode of One Vision, we welcome Andreas Mettenberger, Managing Director of Synpulse Hong Kong, to discuss the latest trends and opportunities in wealth management. Recorded during the 10th anniversary of Hong Kong FinTech Week, we explore the role of technology in wealth management, differences in regional approaches, and the mindset change needed to create new growth opportunities. Andreas emphasizes the potential of AI to streamline operations and enhance client interactions, anticipating a significant acceleration in AI deployment in the coming years.
Cosa succede quando un ragazzo del Molise, figlio di un camionista e di una casalinga, decide di non accettare la strada “già segnata” e di costruire la sua carriera da zero? È la storia di Pasquale Orlando: laurea in Bocconi, colloquio fallito in McKinsey, la scelta di entrare nel mondo della consulenza, poi l'intuizione che lo porterà a fondare un'azienda tech, farla crescere e venderla a una multinazionale come Engineering. Ma la storia non finisce qui. Perché dopo l'exit, Pasquale riparte da zero e fonda DBridge, una startup fintech che oggi aiuta banche e PMI a parlarsi meglio, prendere decisioni più velocemente e creare valore reale, concreto. In questo episodio scoprirai: Che non serve entrare in una big corporate per avere successo. Come ascoltare davvero i clienti può diventare il tuo più grande vantaggio competitivo. Perché il vero talento è semplificare problemi complessi. Come si costruisce un team autonomo, responsabile e brillante. Perché non ci si deve mai innamorare del prodotto, ma del problema che risolvi. Il ruolo della reputazione nel business (e perché vale più dei soldi). Un episodio autentico, diretto, ricco di esempi concreti e intuizioni che vengono dall'esperienza sul campo, non dai manuali.
CFOs are abandoning quarterly planning cycles for week-by-week assessments as trade tensions, tariff uncertainty, and supplier volatility force a new short-term reality onto financial leadership. Seamus Smith, EVP and Group President of Automated Finance at FIS, and Chrissy Wagner, SVP of GTM at FIS, break down how finance leaders can balance urgent risk management with strategic growth positioning through data quality, automation, and AI. Smith and Wagner reveal that cybersecurity tops the list of CFO concerns, but inefficient processes and lack of visibility into money flows are the real operational killers, particularly as organizations grow through M&A. They explain how FIS helped clients navigate recent tariff disruptions through better data visibility, why paper checks remain one of the biggest fraud vectors in modern finance, how supply chain finance is underutilized in the US compared to Europe, and why AI is already delivering $3.70 in returns for every dollar invested in credit underwriting and collections.
Welcome to a special 4dFi podcast exploring the latest trends and technologies reshaping finance. I'm Zack Miller, Tearsheet's Editor in Chief. Today, we're unpacking the rise of AI agents and their potential to transform how consumers interact with financial services. I'm joined by my partners Russell Weiss, an AI expert and startup builder, and Josh Liggett, a seasoned fintech investor. Together, we'll bring a multidimensional view to this complex space. We'll dive into real-world examples like Capital One's Chat Concierge, which has driven a 55% boost in customer engagement by automating key tasks across thousands of auto dealer sites. Looking ahead, we'll consider the implications for traditional banks. Will they invest billions in proprietary AI models, or cede ground to big tech and infrastructure players increasingly embedding financial services? We don't have all the answers but want to open up with good questions and thinking about where things are headed. We'll also explore how the evolution of AI agents could intersect with web3, crypto, and asset tokenization to enable digital transactions. Russell and Josh will weigh in on which players are poised to thrive in this new era of AI-powered finance. There's a lot to cover, but one thing is clear: AI is no longer a far-off possibility for banks. It's a present-day reality redefining what's possible. Stay tuned for a thought-provoking discussion of the opportunities and challenges ahead.
On this episode of the Scouting For Growth podcast, Sabine VdL talks to Stephen Brittain, co-founder of InsurTech Gateway, a pioneering venture builder focused on bringing early-stage startups into the heart of the insurance world – a regulated industry that typically moves at glacial speed. Over the past decade, Stephen has helped launch and scale ventures inside one of the most regulated, risk-averse business sectors on the planet: the insurance space. He has been the spark for innovation inside large insurance corporates and the strategic partner for founders who wanted to navigate the labyrinth of regulation, procurement and distribution at scale. In other words: he has been solving the archetypal “how to innovate inside a large enterprise” question while keeping the spirit of a startup alive. KEY TAKEAWAYS I was a product /service designer, and I found myself – through building bigger and bigger products – coming up against risk, and I saw risk as a constraint. I knew that if I could only understand risk better that I might be able to do bigger and bolder and better projects. That's how I outgrew product design and moved into insurance. InsurTech Gateway's original intention was to find amazing founders and fast-track them into market with enough creative energy to survive, adapt and evolve in an environment where your first idea had to be your fixed idea. Today we give founders greater agility to learn and evolve, because no one ever knows what to do when they first start, it's a learning journey. The upside, the enthusiasm, the opportunity framing of entrepreneurialism and venturing gets everybody started, rallies people together. But, an a bad day, the downside view is actually the long-term sustainability of any new category. VCs and insurers have never sat round the table together. BEST MOMENTS ‘The opportunity was not to make insurance sexy, it was to look at the secret powers of insurance to create mutual models to work at scale, to unlock lending and put trust into ecosystems that didn't exist before.' ‘One of the biggest challenges in InsurTech is; to get a successful outcome from something that looked great on day 1 but didn't evolve into the opportunity.' ‘Pattern recognition has never been higher and the cost to entry and experimentation has never been lower. We recognise what works and what doesn't much better, but can we validate it with an insurer and get them onside? I think we still need to work out the connectivity.' ‘If you can work with innovators, and you understand risk, and you can help unlock that innovation, you can make it sustainable.' ABOUT THE GUESTS Stephen Brittain is the Co-Founder of InsurTech Gateway, the world's first authorised venture builder and fund focused on insurtech. A true pioneer at the intersection of innovation, investment, and impact, Stephen has spent the past decade turning bold ideas into scalable ventures that redefine how insurance and technology collide. ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook TikTok Email Website This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
Money doesn't just move; it travels across rules, rails, and risk decisions that either create trust or destroy it. In the first of three episodes, we sit down with Sal Karakaplan, Chief Strategy Officer at The Clearing House, to explore how a century-old operator keeps reinventing the core of U.S. payments while shipping modern capabilities at scale. From instant settlement to tokenized data, this is a close look at what it takes to wire an economy for speed without sacrificing safety.We start with the foundation: what TCH runs under the hood - RTP, CHIPS, EPN, and check image exchange - and why reliability and advocacy both matter when you're operating the plumbing. Sal opens the strategy playbook: scan market trends, pick where to build, buy, or partner, and relentlessly prioritize use cases that create measurable customer value. That lens frames a practical take on open banking, where market innovation and regulation advance in parallel. Expect straight talk on security, DDA tokenization, liability clarity, and user consent that's simple for people and robust for compliance.RTP steps into focus with concrete momentum: growing daily volumes, expanding bank enablement, and use cases that resonate; account-to-account funding, B2C disbursements, merchant settlement, insurance payouts, and early wage access. We get real about adoption hurdles in a fragmented banking market and how to make the business case stack up. Beyond speed, the conversation highlights ISO 20022 and data-rich messages that reduce reconciliation friction and sharpen risk controls - critical for CFOs, treasurers, and operations leaders chasing working capital gains.Then we tackle stablecoins with a bottom-up filter: where do they outperform existing rails? Cross-border stands out, from remittances to marketplace payouts, alongside emerging hypotheses in tokenized settlement. Sal lays out the next 3–5 years: push RTP to ubiquity, evaluate DLT and tokenized deposits with discipline, lean into AI for commerce and fraud defense, and elevate security and data as first-class features. It's a pragmatic roadmap for banks, fintechs, and enterprises that want real outcomes, not buzzwords.