Podcasts about fintech

What happens when a software company building AI tools for HR teams uses those same tools to transform itself? Josh McKenzie, Chief Technology Officer at ELMO Software Group, shares how his team rebuilt their entire software development lifecycle around AI agents and redrew the boundaries of every engineering role. He breaks down how to lead that shift without losing people's trust, why domain expertise is the real SaaS moat, and how the right analytics partner unlocks decisions HR teams have never been able to make before. Key Moments: The SaaS Moat: What AI Can't Erode (06:37): Josh argues SaaS value runs deeper than software. Accountability, compliance, and domain expertise keep purpose-built platforms irreplaceable. How ELMO's AI Journey Started (10:23): ELMO started by mapping every role against AI impact. Turning that lens on their own engineering team set the full transformation in motion. Why ELMO Chose ThoughtSpot Over Building Its Own Analytics (18:42): A homegrown tool requiring too much user expertise led ELMO to look elsewhere. ThoughtSpot Spotter and natural language capabilities closed the gap. Why HR Teams Are the Most Underserved (20:21): Payroll here, benchmarking data there, performance data somewhere else. HR teams have been drowning in spreadsheet hell for years. Josh explains how AI finally closes that gap. From Engineer to CTO: Build a Team of Complements (24:17): Josh reflects on the mindset shift that defined his path to the C-suite. Great leadership means building a team whose strengths cover your blind spots. Key Quotes: “ ThoughtSpot was particularly interesting for us… The big thing for us was the Spotter product. Allowing users to bridge that data analyst gap was really important. So, that product has yielded really, really great results for us.” - Josh McKenzie “I think it's really important that we instill a culture where it's okay to fail, and it's okay to make a mistake. You want to be vocal about your mistakes so others don't repeat the same mistake.” - Josh McKenzie “My belief is you want to focus on your secret sauce. So, what is the thing that makes your business super successful? And for us, that's where we came to look at ThoughtSpot. It has a really nice visual user interface and allows you to create some great dashboards.” - Josh McKenzie Mentions Hiring and Onboarding Taking Longer Despite Widespread AI Adoption, New Australian Research Finds The 5 Levels of AI Coding (Why Most of You Won't Make It Past Level 2) WireGuard: Next Generation Kernel Network Tunnel | Jason A. Donenfeld Guest Bio As the Chief Technology Officer, Josh McKenzie is responsible for both technical strategy and delivery (build, release and operation) of the ELMO product suite. Josh has a proven track record of successfully leading technology teams and implementing transformative strategies that enhance efficiency, drive growth, and elevate overall technological capabilities. Josh has 20 years of experience in technology, primarily in FinTech. Before joining ELMO in 2024, Josh held executive and senior positions at Lendi Group, OFX, ASX and Westpac. Josh holds a Bachelor of Computer Science from the University of Newcastle and an MBA from the University of Sydney. Hear more from Cindi Howson here. Sponsored by ThoughtSpot.

Justin Smith-Lorenzetti, VP of Investments at Intact Private Capital, shares his journey from leading innovation initiatives within Intact Insurance to helping build a global investment platform managing more than $1.6 billion in assets. Drawing on lessons from investments across insurtech, mobility, AI, and financial services, he explains how Intact approaches startup and LP investing. Justin also offers practical advice for founders and investors, arguing that focus and conviction matter more than ever in today's AI-driven world. In this episode, you'll learn: [02:08] How Justin accidentally became a venture capitalist [06:55] How Intact Private Capital invests from idea to IPO [09:11] The evolution of insurtech over the last decade [11:26] Why Coterie and Shepherd stood out as investments [16:56] What Justin looks for in founders across every stage [20:23] Why founders choose investors—not the other way around [23:15] How Intact makes high-conviction investment decisions [25:17] What Justin looks for as an LP investing in venture funds [29:57] His advice for founders building in the AI era [32:17] What venture capital can do better The nonprofit organization Justin is passionate about: Lorenzetti Foundation About Justin Smith-Lorenzetti Justin Smith-Lorenzetti is VP of Investments at Intact Private Capital, where he oversees venture, growth, and fund investments across insurance, financial services, mobility, and emerging technology. Since helping launch Intact's venture investing activities more than a decade ago, he has backed companies ranging from Turo to leading insurtech startups. Justin is widely recognized as one of Canada's most active investors in the insurance technology ecosystem and serves on the boards of multiple venture-backed companies. About Intact Private Capital Intact Private Capital is the private investment arm of Intact Financial Corporation, one of North America's leading property and casualty insurance companies. The firm manages approximately $1.6 billion across venture capital, growth equity, and fund investment strategies. Leveraging Intact's deep industry expertise and global network, the team invests in companies across insurance, financial services, mobility, AI, and adjacent sectors, supporting founders from the earliest stages through IPO. Subscribe to our podcast and stay tuned for our next episode.

Mailing checks to pay off a credit card in 2026 sounds like a joke, but it is still a real debt consolidation workflow at scale. Greg Myers sits down with Jose Bethancourt, Co-Founder and CEO of Method, to unpack why liability payments are uniquely messy and what it takes to make them feel as seamless as modern fintech promises.Jose shares his path from growing up in South Texas near the Mexico border to building products at UT Austin, then turning a personal problem into a company. GradJoy started as a way to help new graduates understand student loan debt, interest rates, and payoff strategies, but it quickly revealed a deeper issue: people often cannot even locate their liabilities, and credential-based financial data access is brittle. Method tackles that with an identity-based financial connectivity API that, with consent, can find student loans, credit cards, mortgages, auto loans, and personal loans, then enable two-way flows that support both reading data and sending payments to creditors.We also get into what this unlocks for underwriting, personalization, and better customer outcomes, plus how it can reduce errors and fraud compared to manual PAN entry and back-office check operations. Jose lays out a forward-looking view of AI in payments, agentic payments, and a world where an AI agent can securely analyze your debt, shop for a better APR, and execute payoffs. Finally, we step back to discuss consumer demand for speed, why ACH still shapes reality, and how RTP and FedNow may push expectations even further.

Lien affilié Switch 2 : https://amzn.to/4a5wRxfAu programme :L'IA d'Anthropic est(-elle) trop dangereuse (?)GLM 5.2: la Chine refait le coup de DeepseekMidjourney revient avec un… scanner corporel??Le reste de l'actualitéInfos :Animé par Patrick Beja (Bluesky, Instagram, Twitter, TikTok).Co-animé par Nelly Lesage (Bluesky).Co-animé par Signez « Stan » Signoud (ex. Les Croissants) (Bluesky).Produit par Patrick Beja (LinkedIn) et Fanny Cohen Moreau (LinkedIn).Musique libre de droit par Daniel BejaLe Rendez-vous Tech épisode 671 - Qui doit évaluer la dangerosité de l'IA ? - Anthropic, Fable 5, GLM 5.2, MidjourneyE---Liens :Soutien :

The Commodity Futures Trading Commission opened a review of rules that may hinder fintech partnerships with futures commission merchants, swap dealers, exchanges, and clearinghouses. The review is expected to focus on outsourcing, vendor due diligence, regulator access to records, cybersecurity testing, and data retention under Regulation 1.31. Chairman Rostin Behnam and Commissioners Caroline D. Pham, Christy Goldsmith Romero, Summer K. Mersinger, and Kristin N. Johnson have emphasized modernization and risk management. Parallel actions by the Federal Reserve, FDIC, OCC, and the SEC have increased scrutiny of third-party providers. Derivatives firms rely on vendors for surveillance, analytics, and cloud services from companies such as Eventus, NICE Actimize, Chainalysis, and major cloud providers. Founders can prepare by mapping control responsibilities, aligning to SOC 2 and ISO 27001, and demonstrating compliant data retention and auditability.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

In this episode, Lex chats with Cactus Raazi — CEO Americas at B2C2, one of the original and largest institutional market makers in digital assets, serving roughly 1,500 institutions and pricing across more than 40 exchanges globally. They discuss what a market maker actually does, how balance sheet and signal generation underpin roughly $1 billion a day of stablecoin flow at B2C2, and why the two extremes of crypto market making - riskless principal aggregation versus proprietary alpha - produce very different client outcomes that buyers rarely understand. Cactus explains B2C2's 18-month bet that the Circle-versus-Tether debate would give way to a multi-issuer world, the launch of its PENNY product for instant zero-cost cross-stablecoin swaps, and they explore why programmability is the next frontier for digital dollars, why US capital markets have almost no structure for funding genuine risk-taking businesses, and whether the current combination of scale, speed, and complexity makes this the hardest investing environment Wall Street has ever faced. NOTABLE DISCUSSION POINTS: Market makers aren't a homogeneous category, and clients pay for the difference. At one extreme, a market maker is essentially a riskless agent - aggregating prices across 40+ exchanges and quoting on top with no real view. At the other extreme, a market maker is a proprietary quant shop running alpha signals on horizons from seconds to days, and the price you get is heavily conditioned by where the signal says the asset is going. B2C2 sits in the middle, partly because its public-company parent (SBI) constrains risk appetite. The implication for institutional buyers: who you trade with structurally determines the quality of execution, not just the spread. Algorithmic fixed income market making didn't fail on technology, it failed on capital structure. US capital markets are excellent at funding venture, growth equity, private equity, and buyouts, but there is almost no domestic pool of “risk equity” - capital comfortable with the possibility that the machines (or the humans) lose money on a given day. Market makers need exactly that kind of balance sheet, and the mismatch between what the business requires and what the US capital base offers is a structural reason firms like Elefant struggled, regardless of execution quality. The Circle-vs-Tether framing is already obsolete; the next product wedge is interoperability. B2C2 made an 18-month-old contrarian bet that the duopoly narrative was wrong and that Stripe (via Bridge), Western Union, Revolut, and many other consumer and platform companies would issue their own stablecoins. PENNY - instant, zero-cost, zero-counterparty-risk stablecoin-to-stablecoin swaps - is the product expression of that view. The deeper claim is that stablecoins are software, and the SaaS analogy (a base layer plus an app store of programmable financial logic) is the real reason institutional adoption accelerates from here, not the transfer-of-value benefit on its own. TOPICS B2C2, Goldman Sachs, SBI Group, Binance, Coinbase, Circle, Tether, Stripe, Kraken, Credit Suisse, Market making, institutional liquidity, stablecoins, fixed income, risk management, algorithmic trading, crypto exchange infrastructure   ABOUT THE FINTECH BLUEPRINT

Drop us a message!Great content doesn't happen by accident, it's built with clear intent, structured around the customer journey, and measured against what actually matters.In this episode of Social In 10, we're joined by Catherine Jakob, Creative Manager at Giraffe Social, to talk about building content strategies that go beyond engagement and drive real, measurable conversions. Catherine shares how to intentionally structure content to support every stage of the customer journey, the processes marketers can use to define clear intent behind every piece of content they create, and how to evaluate performance in a way that reveals genuine impact — not just short-term attention.If you've ever felt like your content is busy but not effective, this episode will give you the framework to change that.Want to be featured on the pod? Drop us a voice note on Instagram at @GiraffeSM.About Giraffe Social's Social in 10 PodcastGiraffe Social is a multi-disciplined digital marketing agency specialising in social media marketing based on the South Coast of the United Kingdom. We work with a wide range of industries, spanning from Fintech and L&D, to Beauty and Retail.Social in 10 is a weekly podcast about all things digital marketing. We discuss all the things social media managers want to know, including the latest platform updates, emerging trends, campaign ideas, and best practices to help you stay ahead of the curve. Whether you're managing multiple clients or growing your brand in-house, each episode is packed with actionable insights… all delivered in under ten minutes.Hosted by the Giraffe Social team, this is your fast, fun, no-fluff guide to making sense of social. New episodes every week, so tune in and level up your marketing game!

Ty didn't set out to disrupt insurance. He built his career at Google and Amazon, launched a fintech company and then found himself staring at one of the most fragmented, manual-heavy industries in the world.He saw an opportunity. So he built Nolana.In the latest episode of the Leadership in Insurance Podcast, host Alex Bond sits down with Ty, Co-Founder & CEO of Nolana, for an honest and wide-ranging conversation about what it really takes to bring AI into insurance operations.Ty shares how Nolana's AI-powered platform is tackling the complexity of claims processing — across voice, email, and chatbots — with a product built in three layers: an operating system for AI agents, a suite of pre-built agents, and a customisable agent builder for insurers who want to go further.They also get into:✅ Why the Lloyd's market is ripe for AI and uniquely challenging✅ How voice AI is changing the way FNOL is captured and understood✅ The team's experience inside the Lloyd's Lab accelerator programme✅ Their bold vision: same-day claims payouts, self-serve processes, and better loss ratios through smarter automationWith a small but mighty team of six and a growing list of mentors from AXA, Hartford, and Lloyd's itself, Nolana is one to watch. Hosted on Acast. See acast.com/privacy for more information.

In this episode of One Vision Podcast, Danny Friday, CEO and Founder of Sail, joins Theodora Lau to unpack why the "boring" corners of fintech — HSA and FSA accounts — are exactly where the next wave of meaningful innovation is hiding. Danny shares the origin story behind Sail: a claim over a Spanish-language dental receipt that exposed a deeper challenge about regulated industries: most of their software isn't broken by accident, it's broken by indifference to user experience. They dig into why no one had built itemized, embedded HSA/FSA infrastructure before now, what changed technically to make it possible, and why Danny insists AI should never make the hard calls. The conversation closes on a bigger bet: that within three to five years, every digital banking app will help people reimburse tax-advantaged expenses, and what that means for the industry.

Get your hand-picked playbook here: https://www.figuringout.co/pdf/fo-525Guest Suggestion Form: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/bnaeY3FpoFU9ZjA47⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.(00:00) - Intro(02:08) - Why Are Marriages at Risk?(07:03) - Indians Don't Like Successful Women(15:06) - What Do Men and Women Want in Relationships?(23:25) - Why Do Women Think Marriage Isn't Worth It?(26:57) - The Bare Minimum Concept(32:05) - What Is the Horseshoe Magnet Theory?(33:23) - What Is Anticipatory Grief?(37:15) - Why Do We Focus on the Negatives?(42:01) - What Is the Audition Effect?(46:23) - AI Boyfriends & Girlfriends(50:30) - How Will Sx Robots Fulfill Emotional Needs?(56:40) - How Will the Marriage Crisis Affect Us?(1:06:58) - Why Is There a Sx Recession?(1:12:29) - Is It the Ick Factor or Fear of Commitment?(1:15:06) - What Is Self-Partnering?(1:19:42) - What Happens When Ghosting Becomes Normal?(1:22:14) - Why Are Live-In Relationships Booming in India?(1:29:45) - Feminism Will End in the Future(1:35:40) - Will Traditional Gender Roles Return?(1:39:26) - Are Unemployed Men Treated Differently?(1:55:40) - Rise of Extramarital Affair Apps in India(2:01:51) - The "Richie Rich Wife" Concept(2:06:45) - An AI That Filters Caste on Dating Apps(2:09:00) - Why Are More Young People Turning to Religion?(2:13:12) - Gen Z Trends: Fad or Here to Stay?(2:22:01) - Why Are Women Becoming More Progressive and Men More Conservative?(2:26:57) - 3 Predictions by Sandeep Das(2:30:37) - BTS(2:30:59) - OutroIn today's episode, we sit down with Sandeep Das Leadership Coach, Visiting Faculty at IIM Bangalore & IIM Lucknow, and best-selling author to understand why marriage as an institution may be heading toward collapse.Subscribe for more such conversations.Follow Sandeep Das here:Instagram: https://www.instagram.com/sandeepdasauthor/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Raj ShamaniRaj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.To Know More,Follow Raj Shamani On ⤵︎Instagram @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/rajshamani⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook @ShamaniRaj ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/shamaniraj⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn - Raj Shamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Figuring OutFiguring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in India.

Dans cet épisode, je reçois Fabien Pinckaers, CEO et fondateur d'Odoo, pour une discussion autour de la construction d'un éditeur de logiciels de gestion mondial, des crises traversées en chemin, et de la vision pour l'avenir du secteur.Nous avons parlé :du premier pivot en 2010, quand Fabien est passé d'une société de services à un modèle d'éditeur pur, en levant 3 millions d'euros pour redistribuer ses revenus à des intégrateurs partenairesde la crise de trésorerie qui a suivi : deux semaines de cash restantes, une tentative de prise de contrôle par les investisseurs sur la base d'une valorisation inférieure à celle d'il y a deux ans, et la décision de licencier 30% des équipes en une nuit, liste écrite à la mainde la découverte tardive d'un principe juridique clé : en Belgique, la loi prime sur le pacte d'actionnaires, et celui qui détient la majorité des parts peut révoquer un administrateur, même nommé par les investisseursde l'étude "Effectuation", qui distingue deux types de profils de dirigeants : les CEO de formation financière qui partent d'un objectif pour en dérouler un plan, et les CEO entrepreneurs qui partent de ce qu'ils ont déjà pour maximiser la valeur à chaque étape, sans prédire le futurde la transparence radicale comme outil de management : graphiques de trésorerie communiqués publiquement pendant la quasi-faillite, moyennes de salaires publiées en ligne et configurables avant même de postulerdu deuxième pivot vers un modèle Open Core en 2014, avec 80% des applications restées open source et 20% devenues payantes, qui a stabilisé le business model mais fracturé temporairement la confiance de la communautéde l'impact de l'IA sur les équipes : 40% des tickets support traités automatiquement, temps d'upgrade des bases de données divisé par deux, et pourtant Odoo recrute 3 500 personnes sur les 12 prochains mois, convaincu que plus ses équipes sont productives, plus il en fautUn échange dense et sans filtre, où un fondateur revient sur ses erreurs de gouvernance et de communication autant que sur ses réussites, avec une vision claire sur la consolidation à venir du marché des logiciels de gestion.Recommandations de Fabien : "Modern Principles of Economics" de Alex Tabarrok et Tyler Cowen https://www.macmillanlearning.com/ed/uk "Never Split the Difference" de Chris Voss https://www.blackswanltd.com/never-split-the-difference Liens utiles: Fabien Pinckaers : https://www.linkedin.com/in/fpodoo/Odoo : https://www.odoo.com/Finscale est aussi disponible sur YouTube: https://www.youtube.com/@finscale.***************************Finscale est bien plus qu'un podcast. Cet épisode est produit et animé par Solenne Niedercorn, fondatrice de Finscale.

What if the biggest barrier to your company's transformation isn't your legacy technology, but your legacy thinking about it?Today, we are at PegaWorld 2026 at the MGM Grand in Las Vegas, and, we're going to talk about the immense challenge and opportunity of enterprise modernization. Specifically, we'll cover:- Translating a massive technology initiative into tangible improvements in the customer and partner experience.- The practical steps required to make an enterprise 'AI-ready' by bridging the gap between legacy systems and modern cloud platforms.- How transforming core operations can directly enable marketing and product teams to accelerate speed-to-market.To help me discuss this topic, I'd like to welcome Shelia Anderson, EVP Chief Information & Digital Officer at Unum.About Shelia AndersonShelia Anderson is Executive Vice President and Chief Information and Digital Officer at Unum, where she leads the company's technology and digital strategy. A four-time CIO with more than 25 years of technology leadership experience, Shelia has built a reputation for driving large-scale business transformation through cloud migration, AI adoption, digital modernization, and agile operating models. Prior to joining Unum in 2025, she served as Chief Information Officer at Aflac, where she led enterprise technology strategy, customer experience transformation, and AI-driven innovation initiatives. Throughout her career, Shelia has been recognized as one of the industry's leading technology executives, including recognition among the Top 100 Women in FinTech.Unum is a leading provider of workplace benefits and insurance products, serving millions of customers through disability, life, accident, critical illness, and supplemental health insurance offerings. The company works with employers across the United States and United Kingdom to provide financial protection and income replacement benefits that help individuals and families navigate life's unexpected challenges. In recent years, Unum has invested heavily in digital transformation, cloud modernization, automation, and AI initiatives designed to improve customer experiences, streamline operations, and accelerate innovation across the business.Shelia Anderson on LinkedIn: https://www.linkedin.com/in/sheliaanderson/---------- Resources ----------Unum: https://www.unum.com/Pega provides the leading AI-powered platform for enterprise transformation. The world's most influential organizations trust Pega's technology to reimagine how work gets done by automating workflows, personalizing customer experiences, and modernizing legacy systems. Since 1983, Pega's scalable, flexible architecture has fueled continuous innovation, helping clients accelerate their path to the autonomous enterprise. Learn more at Pega.comWe're proud to be a media partner for #MAICON26 - Oct. 13-15! Learn how AI can power your marketing and business and help you grow smarter. Use code AGILE150 to save! https://aglbrnd.co/r/7fe458ced0f04658Reach your customers with Reddit. Spend $500 in ad spend, get $500 back in ad credit! Learn more: https://advertalize.com/r/491818c79fb1873fDon't miss We Make Future - the International Festival of Innovation in AI, Tech, and Digital Marketing, June 24-26 in Bologna. Learn more: https://aglbrnd.co/r/c80991afff416bb2The most influential minds in software, AI, and engineering leadership will be at WeAreDevelopers World Congress North America, September 23-25 in San Jose. Learn more: https://aglbrnd.co/r/60a7299222a7bcf1Enjoyed the show? Tell us more at and give us a rating so others can find the show at: https://aglbrnd.co/r/faaed112fc9887f3Connect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstromDon't miss a thing: get the latest episodes, sign up for our newsletter: https://aglbrnd.co/r/35ded3ccfb6716baCheck out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com Hosted on Acast. See acast.com/privacy for more information.

In this episode of Crazy Wisdom, Stewart Alsop sits down with Akin Kadioglu, cofounder of Bondi Finance, to unpack the wild world of tokenized corporate bonds and what it actually takes to bring traditional finance onto the blockchain. They trace the regulatory maze from Bermuda's segregated accounts structure to the global competition between nation states racing to build the best tokenization frameworks, then widen the lens to cover the Genius Act and stablecoin politics, why America's biggest companies have stopped going public, the techno feudalism reshaping Silicon Valley, China's strategy of copying and scaling rather than innovating, and a deep dive into emerging market bonds, default risk, and why countries like Turkey, Mexico, and Indonesia might be more investable than people assume. Find Akin on Twitter at @kadiogluakin, and check out his work at Bondi Finance, bondifinance.io.Timestamps00:00 Tokenization of corporate bonds and Bermuda's regulatory structure05:00 Global tokenization frameworks and the Genius Act's impact on stablecoins10:00 Anthropic's secondary markets, private capital, and why big companies avoid IPOs15:00 Techno feudalism, Silicon Valley's clergy class, and China's distillation strategy20:00 RISC-V, open source robotics, and the AI monopoly risk25:00 American gridlock, constitutional spirit, and crypto as freedom from centralization30:00 Argentina's 2001 default, dollar pegging, and Milei's deficit cuts35:00 Carry trades, US treasury rates, and inflation in emerging economies40:00 Sovereign versus corporate bonds and tokenization's $38 trillion opportunity45:00 Investment grade versus junk bonds and zero default risk explained50:00 Bond credit ratings, Yankee and Samurai bonds, and top emerging market picksKey InsightsTokenization's biggest obstacle isn't technology, it's sovereignty. Akin argues that nation states resist giving tokenized assets the same ownership rights as traditional securities because they're hesitant to cede authority to neutral blockchains, even when the underlying infrastructure already works.The Genius Act protected banks more than it empowered crypto. By separating yield bearing stablecoins from non yield bearing ones, regulators effectively let banks keep customers from earning interest outside traditional savings accounts, a quiet but consequential win for legacy finance.America's biggest companies are opting out of public markets. Stripe, Anthropic, OpenAI, and SpaceX have stayed private far longer than past generations of breakout companies, raising real questions about whether venture capital has replaced the public markets that once defined American finance.Silicon Valley's elite increasingly resemble a modern clergy. Akin frames the founders and labs that gatekeep advanced AI knowledge as inheritors of a medieval power structure, where access to "secret knowledge" converts directly into capital and influence over everyone else.China wins by scaling, not innovating. Rather than leading at the frontier, China consistently lets American labs take the first step, then copies and mass produces at a fraction of the cost, a strategy Akin sees playing out in everything from manufacturing to AI models.Not all bonds carry the same kind of risk. Akin draws a sharp distinction between bonds with zero tail risk, like US treasuries denominated in their own currency, and corporate or foreign currency sovereign bonds, where default is always possible no matter how strong the issuer looks.Emerging market ratings can be misleading. A BB rated company in an emerging market may have a lower default rate than a BBB rated US company, since emerging market firms typically need far more financial maturity just to access public bond markets in the first place.

Fraud doesn't usually announce itself with a flashing warning sign. It shows up as a chargeback, a fake account that looks “normal,” or an account takeover that slips through the exact same checkout flow your best customers use. Greg Myers sits down with Tamas Kadar, Co-Founder and CEO of SEON, to unpack how modern fraud actually works and how digital businesses can protect revenue without burying users under friction.Tamas shares the origin story that started with a real loss: a crypto checkout experiment that got hit by fraud almost immediately. That experience turned into years of studying how fraudsters operate and, eventually, into SEON's mission: help businesses prevent fraud, verify identities, and stay compliant in real time using the minimum data points companies already collect, like an email address or phone number, plus hard-to-fake device and digital footprint signals. We dig into when step-up verification makes sense, how to reduce false positives, and why trust and safety teams deserve to be seen as revenue drivers, not cost centers.The conversation goes deep on AI in fraud prevention beyond the buzzwords. Tamas explains where classic machine learning helps, where it breaks, and how LLMs can speed up investigations by summarizing cases, surfacing patterns earlier, and reducing the “five tabs per investigation” problem. We also explore the shift toward headless software, where analysts can ask questions in natural language and get answers from the system of record without clicking through a UI, while still keeping decisions explainable with human-readable rules.We close with what's next: synthetic identities, deepfakes, account takeover, stablecoins and changing payment rails, plus the rise of agentic commerce where good agents and bad bots can blend into the same traffic.

In this episode of B2B Vault: The Biz To Biz Podcast, host Allen Kopelman sits down with Jaki Kackert, a seasoned marketing consultant with experience working for industry leaders, including Disney, Fiserv, and Intuit.Jackie shares her journey through fintech and payments marketing while discussing how marketing has evolved from traditional advertising to today's AI-driven digital landscape. The conversation explores the power of storytelling, personal branding, customer engagement, and why businesses must adapt to changing technology without losing the human connection.You'll also learn practical marketing strategies for small businesses, how AI can enhance productivity, and why consistency in communication is key to customer retention and long-term growth.Key Topics: ✅ Marketing strategies for small businesses ✅ AI's role in modern marketing ✅ Personal branding and LinkedIn growth ✅ Customer retention and engagement ✅ Fintech and payments industry trends ✅ Building trust through storytelling ✅ Marketing tools every business should considerPowered by Nationwide Payment Systems.

Les restrictions de visas pour les supporters de football ivoiriens et africains qui veulent aller aux États-Unis sont « regrettables », a déclaré Mamadou Touré, le ministre porte-parole adjoint du gouvernement de Côte d'Ivoire sur RFI. Le ministre, qui est aussi en charge de la Promotion de la jeunesse, de l'Insertion professionnelle et du Service civique, s'exprime également sur le calendrier de la mise en place d'une nouvelle commission électorale, après la dissolution de la précédente le mois dernier. RFI : Vous êtes à Paris pour participer au salon Vivatech. Quelles sont les ambitions numériques de la Côte d'Ivoire ? Mamadou Touré : La Côte d'Ivoire entend être un hub numérique dans la sous-région ouest africaine. La Côte d'Ivoire compte se positionner au niveau africain, au niveau donc du numérique. D'ailleurs, Vivatech nous offre l'opportunité de mettre en évidence tous ces talents jeunes puisque nous avons avec nous à ce salon une trentaine de jeunes start-up PME qui viennent à la conquête du monde et qui apportent des solutions très concrètes dans différents domaines, que ce soit l'agriculture, le climat ou la Fintech. Il y a quelques jours, le ministre ivoirien de la Défense, Téné Birahima Ouattara, qui est vice Premier ministre, qui est aussi le frère du chef de l'Etat, a déclaré que la Côte d'Ivoire était prête à reprendre une coopération sécuritaire avec ses voisins du Sahel, notamment le Burkina Faso. Est-ce à dire que des opérations communes entre Ivoiriens et Burkinabés pourraient reprendre contre les groupes jihadistes ? La Côte d'Ivoire a toujours été dans cette posture. C'est ce que le vice Premier ministre a voulu rappeler. Rappelez-vous que, par le passé, nous avons eu d'excellentes relations avec ce pays dans le cadre de la coopération militaire et dans le cadre de la lutte contre le terrorisme. Malheureusement, ces relations se sont estompées, pas du fait de la Côte d'Ivoire. Et donc, ce que le vice Premier ministre exprime, c'est cette prédisposition permanente de la Côte d'Ivoire à œuvrer dans le sens d'un dialogue qui aurait pour effet de mutualiser les efforts en vue de traiter ce problème qui est un problème sérieux pour toute la sous-région. Le mois dernier, le gouvernement ivoirien a annoncé la dissolution de la CEI, la Commission électorale indépendante, qui est très décriée par l'opposition. À quoi ressemblera la nouvelle structure électorale ? Vous savez que, depuis plusieurs années, nous avons eu une commission électorale indépendante qui a été modifiée plusieurs fois et qui, en dépit donc de ces améliorations, n'a pas réussi à rassurer tous les acteurs en dépit de toutes les avancées obtenues. En dépit de cela, il y a une crise de confiance des acteurs. Tirant donc conséquence de cela, le gouvernement a décidé donc de dissoudre la commission électorale indépendante et va proposer une nouvelle architecture dans le but de mieux rassurer donc les différents acteurs. Alors pour cette nouvelle architecture, d'après certaines informations, le modèle sénégalais pourrait servir de base, à savoir une double structure où l'organisation matérielle des élections serait confiée à l'administration publique et le contrôle à une autorité indépendante composée de magistrats et de hauts fonctionnaires à la retraite ? Alors tout ce qui s'est dit aujourd'hui est de la spéculation et c'est normal. Mais il faut attendre quelques jours que le gouvernement propose officiellement l'ossature. Mais cette double structure, c'est une piste ? Écoutez, dans quelques jours, vous aurez l'architecture proposée par le gouvernement. Ce n'est pas impossible ? Attendez quelques jours. Les principaux partis d'opposition, notamment le PDCI, se félicitent de la disparition de la CEI, mais demandent une table ronde avec le pouvoir avant d'examiner une proposition à l'Assemblée nationale ? Écoutez, nous considérons que la Côte d'Ivoire n'est pas un Etat failli. La Côte d'Ivoire est un Etat avec des institutions depuis plusieurs années qui fonctionnent normalement. Et tout ce processus se fera donc dans le cadre normal du fonctionnement normal de l'Etat et de ses institutions. Pour le calendrier, donc, c'est le gouvernement qui l'annoncera. Mais quelle que soit la proposition du gouvernement, elle passera devant l'Assemblée nationale, elle sera discutée par les députés, l'opposition y est représentée. Donc dans le cadre du fonctionnement normal des institutions, la réforme se fera. Et quand est-ce que ça passera devant l'Assemblée nationale ? Mais il faut attendre déjà que la proposition soit adoptée par le gouvernement. En Conseil des ministres… Analysée en conseil de gouvernement et adoptée en Conseil des ministres, avant donc de passer à l'Assemblée nationale. Mais tout ce calendrier sera clairement défini et public au moment opportun. D'ici la fin du mois de juillet ? Je ne peux rien vous dire là-dessus. Mais pas de table ronde avant l'examen d'une proposition du gouvernement ? Je ne sais pas quelle sera la méthodologie choisie par le Premier ministre, qui est en charge d'initier la proposition au gouvernement et il revient au Premier ministre de définir l'approche. Mais ce que je dis, c'est que, quelle que soit l'architecture qui sera arrêtée, nous avons un pays qui fonctionne normalement, des institutions qui fonctionnent normalement, et différentes lois comme ça l'est pour des lois qui ont été déjà adoptées, donc, il y a un processus qui est défini, et je pense que ce processus sera respecté. Au Mondial de football, la Côte d'Ivoire a battu l'Équateur 1-0 lundi dernier. Félicitations ! Mais que pensez-vous du refus des Américains de laisser rentrer les supporteurs des Eléphants ? Il est clair que de milliers de supporters, qu'ils soient Ivoiriens ou Africains, auraient voulu partir aux Etats-Unis pour accompagner nos équipes africaines. Malheureusement, du fait des restrictions des visas, ces supporters ne peuvent pas y aller. Et on peut comprendre donc la douleur, la tristesse de ces supporters qui n'arrivent pas à y aller du fait donc de mesures administratives au niveau du gouvernement américain. Donc, on ne peut que regretter, cela est regrettable. Est-ce que cette politique de restriction des visas, vous la jugez discriminatoire à l'égard de certains pays ? Je ne ferai pas de commentaire.

Join Maria Gaitanidou, Co-Founder and CEO of Hati Health, for a deep dive into the financial and operational mechanics redefining healthcare access across Southeast Asia. In a region where nearly 40% of medical spending is paid entirely out-of-pocket, the historic hurdle isn't a lack of consumer willingness to pay—it is a hyper-fragmented, opaque, and physically inaccessible ecosystem. Drawing from her extensive career at the absolute frontier of Southeast Asia's digital finance and banking revolution, Maria is applying fintech orchestration principles to the healthcare sector. In this episode, we explore how Hati Health is constructing a unified marketplace layer that connects millions of patients to 160+ partner networks without owning a single brick-and-mortar clinic.

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Senator Pete Ricketts introduced a bipartisan bill on June 18, 2026 to strengthen partnerships between banks and fintech companies. The proposal arrives after the OCC, FDIC, and Federal Reserve issued interagency third-party risk guidance in June 2023 and after market disruptions such as the 2024 Synapse bankruptcy. Sponsor banks have increased audits, monitoring, and vendor oversight, raising onboarding timelines and costs for fintech programs. The bill could standardize due diligence, clarify control ownership, and coordinate examinations, or it could impose more prescriptive requirements that concentrate partnerships among larger sponsors. Founders and banks should update partner agreements, automate reconciliation of pooled accounts, and align risk dashboards and incident playbooks with existing guidance while tracking the bill's progress through Congress.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

This episode is part of our occasional Fintech Revealed series, where we do an extended deep dive into one topic with two industry experts. The topic today is vertical fintech, and I am joined by Matt Hennessy, the Business Lead at Increase, the modern banking infrastructure company, and Jamie Fox, the General Manager of Fintech at Tekion, the AI-native cloud platform that runs the entire business for auto dealerships across the US, Canada, and the UK. Tekion built its embedded banking on Increase, so the two of them give us both sides of the same story: the platform that lives inside the dealership and the infrastructure that connects it to the banking system. We get into the surprisingly large money flows inside a single dealership, why paper checks still beat instant rails for many operators, how compliance and trust get engineered into the product, and just how big this embedded banking opportunity gets.What We CoveredWhat vertical fintech is and why it matters nowThe money flows hiding inside a single car dealershipWhy outbound dealer spend is roughly 2x inboundOperating account vs. ledgering account adoption pathsDealer-to-dealer payments as a ledger change with zero rail feesInstant rails: RTP, FedNow, and Request for PaymentThe persistence of paper checks and the cost to operationalize themDirect Fed access vs. layers of middlewareCompliance as code, codified into the productBuilding trust in building blocksWhere agentic payments and "know your agent" fit inHow large the embedded banking opportunity ultimately getsKey TakeawaysOwning the financial system of record inside core operating software is the defensible position in an age when light "systems of engagement" can be replicated with AI.Outbound payments, not inbound, are the bigger prize: US auto dealerships pushed out roughly $1.3 trillion in 2024, about 2x what they took in.The barrier to instant rails is education, not technology. Many dealers do not know RTP or FedNow exists, or that they can pay a vendor any day of the week.Trust cannot be launched all at once. Holding a dealer's operating cash is a different level of trust than processing a payment they can fall back on, and it is earned in building blocks.For the founding story and more about Increase, check out my conversation with CEO and Founder Darragh Buckley from last year.Connect with Fintech One-on-One:Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes

Since 2023, illicit financial activity has surged by $1.3 trillion, reaching an estimated $4.4 trillion globally. The reason isn't a mystery: bad actors have AI now too.In this episode of One Vision Podcast, Theodora Lau sits down with Tyler Allen, CEO of Unit21, to unpack what's happening on the front lines of AI-powered fraud. Tyler was Unit21's founding software engineer and he is now leading the company through a moment he calls "have your cake and eat it too": AI is finally cheaper than the human labor it could replace, and unlike humans, it doesn't get alert fatigue.The conversation goes deeper on:• The fundamental asymmetry between attackers and defenders — and why AI made it worse• Why majority of AI pilots fail (hint: it's almost never the technology) • Why AI makes sense for financial crime prevention and detection • What he asks potential buyers, from ownership and goals, to risk tolerance and more • What every FI should be demanding from their AI vendorsA conversation about the new physics of fraud — and the human consequences of getting it wrong. 

Javier Riaño pone el foco en uno de los grandes desafíos de la inversión en fondos: comprender exactamente en qué se está invirtiendo. Más allá de recordar la magnitud de la plataforma (22.845 fondos y 374 gestoras), se centra en las herramientas que IronIA Fintech pone a disposición de los clientes para analizar y controlar sus carteras con mayor profundidad. Javier Riaño, de IronIA Fintech pone el foco en la herramienta “Ficha”, diseñada para ofrecer una visión clara y detallada de la composición real de una cartera de fondos. Según explica Riaño, muchos inversores conocen los fondos que tienen contratados, pero no siempre son conscientes de la exposición final que acumulan a determinadas compañías, sectores o países. La herramienta permite agregar todas las posiciones presentes en los distintos fondos de una cartera y calcular el peso efectivo de cada activo, ya sean acciones o bonos. De esta forma, el inversor puede descubrir, por ejemplo, que aunque tenga varios fondos distintos, una gran parte de su patrimonio está concentrada en empresas como NVIDIA, Apple o Meta debido a que aparecen repetidamente entre las principales posiciones de los fondos. La “Ficha” también ofrece desgloses geográficos y sectoriales, facilitando una comprensión más precisa de dónde se encuentra realmente el riesgo y la diversificación de la cartera. Además, IronIA incorpora herramientas de análisis cuantitativo que permiten evaluar variables como rentabilidad, TIR, volatilidad o máximas caídas, comparando los resultados con índices de referencia o con carteras gestionadas profesionalmente. El objetivo es que el inversor pueda medir si sus decisiones están generando valor de forma consistente o si existen alternativas más eficientes. La apuesta de IronIA por combinar una amplia oferta de fondos con herramientas avanzadas de transparencia y análisis, ayudando a los inversores a tomar decisiones más informadas y a entender mejor la composición y comportamiento de su patrimonio financiero.

Check out NatXtra here: https://bit.ly/4erjqJhGet your hand-picked playbook here: https://www.figuringout.co/pdf/fo-524Guest Suggestion Form: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/bnaeY3FpoFU9ZjA47⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.(00:00) - Intro(02:35) - When Did He First Start Working?(05:59) - His Journey & Biggest Mistake(14:52) - How Did He Go From ₹3 Crore to ₹1,700 Crore?(19:38) - How Does He Crack Big Companies?(27:38) - Why Did They Open a Company in China?(31:28) - Why Make Supplements if It's a Small Market?(35:13) - What Is "Fairy Dusting"?(38:48) - The Marigold Extract Story(42:59) - How Did He Overcome Alcoholism?(45:56) - How Can a Young Entrepreneur Build a Conglomerate?(48:29) - A Big Business Opportunity, According to Him(51:56) - OutroIn today's episode, we sit down with Dr. Viju Jacob of Synthite Industries and NatXtra Supplements, the man behind one of the world's largest spice extract businesses.We discuss why he enters markets at number four instead of chasing the top, the hidden costs of being number one, and how patience became his sharpest weapon. He explains why mastering one business beats early diversification, and the no-shortcuts path that turned a single product into a global operation.We also discuss ”fairy dusting" in supplements, where the label promises an ingredient that is barely inside, and why China out-yields India on the same crops. A clear look at how empires are built slowly, and the rules you can apply to your own business.Subscribe for more such conversations.Follow Dr. Viju Jacob here:Instagram: https://www.instagram.com/dr.viju.jacobFollow NatXtra Synthite here:Instagram: https://www.instagram.com/natxtra_synthiteFacebook: https://www.facebook.com/natxtraofficialLinkedIn: https://in.linkedin.com/showcase/natxtra/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Raj ShamaniRaj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.To Know More,Follow Raj Shamani On ⤵︎Instagram @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/rajshamani⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook @ShamaniRaj ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/shamaniraj⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn - Raj Shamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Figuring OutFiguring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in India.

Senators introduced a bill directing the Government Accountability Office to study bank fintech partnerships and their oversight across the OCC, FDIC, Federal Reserve, and CFPB. The review would assess charter renting concerns, dispute resolution in multi party arrangements, and the clarity of consumer disclosures about where funds are held. Regulators have already raised expectations through the June 2023 Interagency Guidance on Third Party Risk Management. Recent shocks, including Synapse's 2024 bankruptcy that disrupted access to funds at several fintech apps, have highlighted operational risks. Enforcement actions at Cross River Bank in 2023 and at Blue Ridge Bank in 2022 and 2023 show supervisors' focus on third party oversight. Founders should prepare for tighter controls, longer onboarding, and greater demands for audits, contingency plans, and transparent disclosures.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

Angela Strange and Gabriel Vásquez speak with Addi founder and CEO Santiago Suárez about building one of Latin America's largest financial platforms. What began as a buy now, pay later product has evolved into a broader ecosystem spanning payments, commerce, logistics, and now banking. Serving millions of consumers and tens of thousands of merchants, Addi sits at the intersection of financial services and commerce in Colombia. The conversation covers building in Latin America, lessons from scaling through multiple market cycles, the importance of technology infrastructure, and why Suárez believes financial inclusion and economic growth are deeply connected. They also discuss AI, organizational design, product strategy, and what it takes to build enduring companies outside Silicon Valley.   Resources: Follow Santiago Suárez on X: https://x.com/SantiaSua Follow Angela Strange on X: https://x.com/astrange Follow Gabriel Vásquez on X: https://x.com/GEVS94 Stay Updated:Find a16z on YouTube: YouTubeFind a16z on XFind a16z on LinkedInListen to the a16z Show on SpotifyListen to the a16z Show on Apple PodcastsFollow our host: https://twitter.com/eriktorenberg Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A “successful” card payment can still leave merchants waiting days to actually access their money, paying layers of fees along the way, and carrying fraud risk that never truly goes away. That gap between authorization and settlement is where cash flow gets squeezed, reconciliation gets messy, and margins get quietly taxed, especially as more commerce shifts to e-commerce and other card-not-present channels.We sit down with Marshall Greenwald, Founder and CEO of IoniaPay, to talk about changing the infrastructure behind merchant payments. Marshall walks us through how IoniaPay moves funds from a consumer's card to a merchant's bank account in real time, why that matters more than ever, and how collapsing a fragmented chain of 6 to 10 parties can reduce cost and complexity. He also explains the fraud angle: instead of relying on tools that “guess,” merchants want stronger certainty that a transaction is truly authorized by the cardholder.We also get practical about where this fits best right now. Marshall shares why iGaming, travel, and healthcare see outsized value, how instant settlement can unlock meaningful working capital that would otherwise sit in float, and how the company goes to market through a mix of direct enterprise relationships and a broad reseller network. From there, we zoom out to the future of payments: multi-channel commerce, orchestration, interoperability challenges across a massive US ecosystem, and the broader shift from top-layer UX innovation to foundational payment infrastructure.If you care about real-time payments, merchant cash flow, fraud prevention, and what “modern rails” should actually look like for everyday commerce, this conversation will give you a few sharp questions to bring back to your team. 

What's up, fraud fighters, and welcome to Fraud Forward.In this episode, I am sitting down with Eric Shen, inspector in charge of the criminal investigations group for the United States Postal Inspection Service, to talk about something I think way too many fraud teams overlook: USPIS financial crime.When financial crime escalates, most of us immediately think FBI, Secret Service, Homeland Security, or local law enforcement. And listen, those partners matter. But the Postal Inspection Service is one of the most powerful investigative partners in financial crime investigations, especially when mail theft, check fraud, mail fraud, bank fraud, identity theft, money laundering, or organized fraud networks are part of the picture.This conversation is about more than stolen mail or missing packages. It is about how physical infrastructure still connects to modern financial institution fraud, how fraud teams can build stronger law enforcement partnerships, and why collaboration has to happen before the big case hits your desk.Because behind every fraud case is a real person. A member. A customer. A family. A business. Someone whose trust, dignity, and financial stability may have been shaken in a way they will never forget.And we, fraud fighters, have a responsibility to do something about that.What you'll hear in this episode:A practical breakdown of how USPIS financial crime investigations workWhy the United States Postal Inspection Service matters to banks, credit unions, fintechs, and payments companiesHow mail theft connects to check fraud, mail fraud, identity theft, bank fraud, and money launderingWhy physical mail still matters, even in a digital fraud environmentHow organized fraud networks use stolen mail, altered checks, social media, and other channels to scale financial crimeWhat makes a strong fraud referral to law enforcementWhy relationship building matters before major fraud investigations happenHow IAFCI and other industry networks help financial crime investigators connect the dotsWhy criminals are using social media, Telegram, and other platforms to organize fraud activityHow AI and agentic AI are changing the future of financial crime investigationsWhy human oversight still matters when we use technology to fight fraudWho should listen:Fraud fighters at banks and credit unionsCommunity bank and credit union leadersBSA, AML, fraud, and compliance teamsFintech and payments risk teamsFinancial crime investigatorsFrontline teams who see suspicious activity before anyone else doesLaw enforcement partners working fraud investigations and financial crime casesRisk leaders trying to improve referral and escalation processesAnyone responsible for fraud prevention, investigation, intelligence sharing, or victim supportThis episode is for the teams who are trying to protect people in the middle of a fraud landscape that is moving fast.

Sam Boboev breaks down why stablecoins are the native currency of AI agents, why Mastercard's $1.8B blockchain acquisition and Visa's OpenAI partnership signal the payment giants have accepted their stablecoin future, and why the real killer use case for stablecoins isn't consumer payments.Sam Boboev is Founder of Fintech Wrap Up, a media and analytics platform covering AI, stablecoins, and the future of payments.The Rollup is where the leaders of digital assets and finance converge. Live from the financial capital of the world.Timestamps00:00 Intro02:17 Stablecoins Native AI Currency05:25 B2B Leads Short Term06:42 Chime AI Assistant Launch10:17 Who Wins Agent Commerce?12:01 Revolut 75M Data Advantage14:37 Mastercard Visa Agent Pay16:06 Mastercard $1.8B Blockchain Bet19:24 More Stablecoin Consolidation Coming23:03 Settlement Is The Killer25:36 Bullish On AI Stablecoins29:02 Regulation Is The UnknownGuest Socials:Sam Boboev Socials: https://x.com/samboboevFintech Wrap Up Website: https://www.fintechwrapup.com/Partners:Better than Banks. Transparent capital efficiency earning the highest yields in DeFi. Learn more here: https://infinifi.xyz/---Dinari - Over 230 1:1 backed tokenized stocks, ETFs & more with dividends. US-based SEC transfer agent. Available on 5+ chains & via API. https://dinari.com/---Relay is the fastest and most reliable way to swap any token on any chain. Learn more here: https://relay.link/bridge---Zama is an open source cryptography company that builds state-of-the-art Fully Homomorphic Encryption (FHE) solutions for blockchain.Learn more here: https://www.zama.org/---Trezor is the creator of the first-ever hardware wallet. Securing crypto for 2M+ users worldwide. 100% open source. Learn more here: https://affil.trezor.io/aff_c?offer_i...---

What does it take to build an AI company a decade before the world realises AI is the future?In this episode of Riding Unicorns, James and Hector sit down with Barney Hussey-Yeo, Founder & CEO of Cleo, the AI financial assistant helping millions of consumers make smarter money decisions.Barney started building Cleo years before ChatGPT brought AI into the mainstream. Today, Cleo has grown into one of the UK's leading fintech success stories, reaching $400M ARR and becoming a category-defining consumer AI company.The conversation explores the realities of scaling from zero revenue to hundreds of millions in ARR, surviving the shift from the ZIRP era to COVID, and building a product-led company that endured long before AI became fashionable.Barney also shares how AI is transforming the way Cleo operates internally, why every executive team member is now shipping code, and how founder behaviour, company culture, and execution speed are changing in the age of AI.Topics Covered:• Building an AI company before the AI boom • The origins of Cleo and the vision for an AI financial assistant • Growing from $0 to $400M ARR • Why the first $100M is the hardest milestone • Surviving COVID and finding product-market fit • Building data moats and defensibility in AI • Why AI has transformed customer acquisition • How Cleo uses AI internally across engineering and operations • The rise of AI-native companies and the future of work • Why some employees thrive with AI and others fall behind • The best AI tools Barney is using today • Advice for founders on fundraising, execution, and building great products • The next generation of AI startups and future unicorn predictionsA candid conversation about ambition, execution, AI, and what it really takes to build a generational technology company.

Il s'agit de l'extrait de l'épisode diffusé ce dimanche où je m'entretiens avec Fabien Pinckaers (Odoo)Finscale est aussi disponible sur YouTube: https://www.youtube.com/@finscale.***************************Finscale est bien plus qu'un podcast. Cet épisode est produit et animé par Solenne Niedercorn, fondatrice de Finscale.

Andreas Rotenberg is Co-founder and COO of Pulley, an AI-powered permitting platform helping developers and operators move projects through approvals faster. Before Pulley, he was part of the team at Honest Buildings through its acquisition, then served as Chief of Staff at Procore through its IPO. Pulley has supported over $15 billion in projects approved across the U.S. Live from ICSC+Proptech in Las Vegas.(0:00) - First ever ICSC+Proptech live podcast(1:47) - Why Permitting Is a Growing Bottleneck(2:41) - What's Happening During Permitting Timelines(4:13) - Jurisdictional Complexity Across the U.S.(5:08) - What CRE Teams Underestimate About Permitting(7:35) - Why Pulley(8:18) - The Origin Story(10:53) - Combining Technology with Local Expertise(14:26) - Where AI Creates Real Value in Permitting(17:36) - Trust, Hallucinations & Accuracy(19:07) - Municipalities & Public Sector Modernization(20:40) - Second & Third Order Effects of Faster Permitting(22:41) - Collaboration Superpower: Vaclav Smil

What if the way your business accepts payments is quietly hurting your cash flow?In this episode of B2B Vault, Alan Kopelman sits down with a payments expert to discuss the hidden costs of B2B payment terms, why many businesses unknowingly act as lenders to their customers, and how smarter payment strategies can improve profitability.Learn how payment automation, virtual cards, ACH, rules-based payment acceptance, and modern invoicing tools are helping businesses get paid faster, reduce processing costs, and improve working capital. Whether you're a business owner, CFO, controller, or finance professional, this conversation offers practical insights you can implement immediately.Tune in to discover how a well-defined payment policy can strengthen cash flow, reduce risk, and create a better payment experience for both buyers and suppliers.#B2BPayments #CashFlowManagement #PaymentAutomation #VirtualCards #BusinessFinance #AccountsReceivable #Fintech #B2BVault #NationwidePaymentSystems #WorkingCapital #BusinessGrowth #PaymentStrategyThanks for watching! Go ahead and like, comment, subscribe, and turn on post notifications!

In our sixth episode from Money20/20 Europe and the third produced in partnership with LSEG Risk Intelligence, we sit down with six leaders working at the intersection of digital identity, fraud prevention, regulatory transformation and global payments infrastructure. Graham Barrett was was joined by: 1/ Theo Bowden, Senior Product Manager, LSEG Risk Intelligence 2/ Marjan Delatinne, Managing Director Sales and Business Development, Europe, Eastnets 3/ Bankole Falade, Chief Legal, Regulatory Affairs & Public Policy Officer, Flutterwave 4/ Todd Clyde, CEO, Token.io 5/ Kevin Burke, Head of Strategic Partnership, Mangopay 6/ Gordon Stuart, SVP, Fintech & Embedded Services, Sage Across digital ID wallets, verifiable credentials, African cross‑border interoperability, open finance, marketplace onboarding and embedded fintech, this episode explores how identity is rapidly shifting from a compliance checkbox to the foundational trust layer of global commerce.

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If you're scaling a fintech leadership team, start at tieronepeople.comClayton Howes is the CEO of MONEYME (ASX: MME), an Australian non-bank lender that has originated over $5 billion in consumer credit and now manages a $1.9 billion loan book across personal loans, credit cards, and car finance. In this episode, Clayton walks through the full 13-year journey: bootstrapping from a desk-sized office, listing on the ASX in December 2019, acquiring SocietyOne during the Ukraine invasion, and engineering the Horizon technology platform that now powers everything.0:00 Introduction1:34 What MONEYME does and 13 years of milestones3:37 From corporate to founder5:32 Why consumer finance over any other vertical9:53 Why consumer fintech is the hardest category11:25 The ASX listing decision14:38 The SocietyOne acquisition19:53 The Horizon technology platform23:00 Leadership evolution from player to coach28:37 Staying close to the front line32:28 Why the office is always full36:18 Product innovation and the path forward42:10 Careers at MONEYMELinksClayton Howes LinkedIn: https://www.linkedin.com/in/claytonhowes/MONEYME Website: https://www.moneyme.com.au----------------------------------------------------------------------------------------------------------------------------------------** Hire exceptional Fintech Talent **https://tieronepeople.com/** Connect With Dexter **https://www.linkedin.com/in/dextercousins/Follow us LinkedIn - https://www.linkedin.com/showcase/fintech-chatter-podcastContact us - https://tieronepeople.com/contact/Send us Fan MailConnect on with Dexter Cousins on LinkedinHire Exceptional Fintech TalentSubscribe on LinkedIn

In this episode, we sit down with entrepreneur, investor, and fintech innovator Joshua Summers to discuss startups, venture capital, private credit, artificial intelligence, and what founders need to know to survive today's fundraising environment. Josh is a serial entrepreneur with successful exits to PayPal and AT&T, and the co-founder of EnFi, a company modernizing credit risk assessment for the rapidly growing $2+ trillion private credit market. He is also the co-founder of TBD Angels, an angel investing community that has grown to more than 300 members and invested in over 80 startups. The conversation explores lessons learned from multiple exits, the collapse of Silicon Valley Bank, the evolution of fintech, how AI is changing startup economics, and what separates companies that survive difficult markets from those that disappear. In This Episode From Startup Founder to Multiple Successful Exits Josh reflects on his entrepreneurial journey and the major lessons learned from building and scaling companies that were ultimately acquired by PayPal and AT&T. The discussion covers: What changes after a successful exit Common founder mistakes during growth phases Building teams that scale Why culture matters more than most founders realize The Silicon Valley Bank Collapse and the Birth of EnFi During the SVB crisis, Josh worked directly with startups attempting to move funds and navigate uncertainty in real time. What he discovered exposed a major weakness in modern lending infrastructure: Opaque credit monitoring Manual underwriting processes Covenant complexity Limited real-time portfolio visibility These insights ultimately led to the creation of EnFi, which is focused on transforming risk analysis and monitoring in private credit markets. Building an Angel Investing Community As co-founder of TBD Angels, Josh shares insights into what it takes to build and sustain a successful angel investing organization. Topics include: How to start an angel group Why most angel groups fail Creating long-term engagement and trust The benefits founders gain from becoming investors themselves Building a high-quality investment community Fundraising in a Difficult Market The episode dives into the realities founders face when capital markets tighten. Josh discusses: How founders can "manufacture momentum" during fundraising The psychology of investors in difficult markets Managing down rounds and flat rounds Maintaining team morale during capital pressure The KPIs investors now consider mandatory Investment Bankers: Advisors or Expensive Middlemen? Many founders question whether investment bankers truly add value during fundraising or M&A processes. Josh offers a candid perspective on: The real role of an investment banker What bankers do behind the scenes Why process management matters How founders should evaluate potential banking partners The difference between a transactional banker and a strategic advisor The Future of Fintech The conversation explores how financial technology continues to evolve and why many businesses are increasingly becoming fintech-enabled companies. Topics include: Embedded finance Infrastructure APIs Lending technology Risk management AI-driven financial products The convergence of software and financial services AI-Enabled vs AI-First Companies One of the most important discussions in the episode focuses on the difference between: Companies adding AI features to existing products Businesses fundamentally built around AI from day one Josh explains: Why the distinction matters Which companies may have defensible advantages The risks of superficial AI positioning What investors are really looking for Key Themes Entrepreneurship • Venture Capital • Angel Investing • Private Credit • Fintech • Artificial Intelligence • Startup Fundraising • Silicon Valley Bank • Investment Banking • Company Building • Leadership • Risk Management About Joshua Summers Joshua Summers is a serial entrepreneur, fintech founder, and angel investor with successful exits to PayPal and AT&T. He is the co-founder of EnFi, a company focused on modernizing credit risk assessment and monitoring for private credit markets, and co-founder of TBD Angels, a 300+ member angel investing network that has invested in more than 80 startups. Josh is passionate about combining technical excellence with human insight to build companies that create meaningful impact. #Fintech #ArtificialIntelligence #PrivateCredit #Startups #VentureCapital #AngelInvesting #Entrepreneurship #JoshuaSummers #InvestmentBanking #Fundraising #AI #FintechInnovation Disclaimer: The views expressed in this podcast are for informational purposes only. They do not constitute financial or legal advice, nor do they necessarily reflect the views of Finalis Inc. or Finalis Securities LLC, Member FINRA/SIPC.   

Stablecoins are transforming money. Their very name implies more stability in value than their blockchain siblings such as bitcoin. As their use expands and momentum builds following recent legislative developments, they are increasingly being viewed as a potential means of improving the speed and efficiency of certain payments. But with that rapid growth come important questions about the appropriate regulatory framework and the interaction between stablecoins and the broader financial system. While new legislation is establishing safeguards, market participants differ on the appropriate balance between innovation and risk.How are stablecoins transforming money? Who are the players at the center of this transformation? And how can businesses benefit?Join The Sidley Podcast host and Sidley partner, Sam Gandhi, as he speaks with one of the firm's thought leaders on these issues — Jess Cheng, a partner in Sidley's Banking, Payments and Fintech and Blockchain practices. Together, they discuss how stablecoins are transforming the digital payments ecosystem and the players who are driving that change. Executive Producer: John Metaxas, WallStreetNorth Communications, Inc.

Since 2023, illicit financial activity has surged by $1.3 trillion, reaching an estimated $4.4 trillion globally. The reason isn't a mystery: bad actors have AI now too.In this episode of One Vision Podcast, Theodora Lau sits down with Tyler Allen, CEO of Unit21, to unpack what's happening on the front lines of AI-powered fraud. Tyler was Unit21's founding software engineer and he is now leading the company through a moment he calls "have your cake and eat it too": AI is finally cheaper than the human labor it could replace, and unlike humans, it doesn't get alert fatigue.The conversation goes deeper on:• The fundamental asymmetry between attackers and defenders — and why AI made it worse• Why majority of AI pilots fail (hint: it's almost never the technology) • Why AI makes sense for financial crime prevention and detection • What he asks potential buyers, from ownership and goals, to risk tolerance and more • What every FI should be demanding from their AI vendorsA conversation about the new physics of fraud — and the human consequences of getting it wrong.

A $400,000 B2B card payment sounds simple until a processor flags it, the finance team cannot reconcile it, and the invoice sits open while DSO creeps up. That gap between delivering product and collecting cash is where B2B payments either become a growth engine or a constant operational headache.I sits down with Thomas Cecil, Co-Founder of PAYRA, to unpack how modern accounts receivable automation actually works when you have real scale like thousands of invoices per month and customers paying by card, ACH, wire, or check. We talk through PAYRA's approach to the invoice-to-cash cycle, why deep ERP integrations matter more than glossy dashboards, and how automated payment reconciliation into the general ledger eliminates the manual posting that blocks adoption. Thomas also explains the practical details finance teams care about, like handling surcharging and posting to multiple GL entries without breaking the books.We also zoom out to where B2B payments is headed: partnering with ISOs instead of trying to replace them, using AI agents to pull invoice metadata from legacy ERPs with limited APIs, and the growing opportunity in cross-border receivables. Thomas shares why stablecoins may reduce correspondent banking friction and why workflows and value-added services are becoming the real business model behind payments.

Au programme :Anthropic déploie son LLM interditSpaceX confirme la plus grosse entrée en bourse de l'HistoireApple vs l'UE: comprendreLe reste de l'actualitéInfos :Animé par Patrick Beja (Bluesky, Instagram, Twitter, TikTok).Co-animé par Marion Doumeingts (Instagram, Bluesky, Twitter).Co-animé par Ambroise Garel (Le Pavé Numérique)Produit par Patrick Beja (LinkedIn) et Fanny Cohen Moreau (LinkedIn).Musique libre de droit par Daniel BejaLe Rendez-vous Tech épisode 670 – SpaceX s'envole en bourse – Anthropic, Fable, Mythos, Elon Musk, SpaceX, Tesla, Siri AI, UE---Liens :

Le Carnet de Maxime Blot "Devenir un Artisan Hôtelier" pour 39€ seulement !Fruit de plusieurs années d'expérience sur le terrain, ce carnet signé Maxime Blot, Meilleur Ouvrier de France, offre un regard affûté sur les enjeux actuels du service hôtelier.1️⃣ Présentation de l'invitée :Ariane Guevara a choisi le côté de la distribution hôtelière et en a fait son parcours professionnel. Jusqu'à intégrer une fintech nouvelle génération !Ariane est une professionnelle accomplie dans le domaine de la distribution hôtelière. Diplômée de l'école hôtelière de Lausanne avec une spécialisation en marketing, elle a commencé sa carrière en sales pour une bed bank en France. Elle a ensuite rejoint Hotel Beds, où elle a joué un rôle crucial dans l'unification des équipes après une fusion majeure. Aujourd'hui, elle travaille pour Hopper, une entreprise qui se positionne comme un challenger sur le marché des OTA (Online Travel Agencies), avec une approche centrée sur l'innovation technologique et la finTech.Quelles sont les tendances actuelles et futures de la distribution hôtelière ?Quelle est la part croissante des canaux digitaux et des technologies émergentes comme l'intelligence artificielle ?Comment Hopper utilise des algorithmes de machine learning pour offrir des solutions innovantes, telles que la flexibilité des annulations et le gel des tarifs ?Comment améliorer l'expérience utilisateur, mais également une valeur ajoutée aux partenaires hôteliers ?Quels sont tes conseils pour les hôteliers qui cherchent à naviguer dans ce paysage en constante évolution ?Toutes les réponses dans notre échange !2️⃣ Notes et références :▶️ Toutes les notes et références de l'épisode sont à retrouver ici.Cet épisode est produit en partenariat avec Hopper. Un grand merci aux équipes pour leur collaboration et leur professionnalisme.3️⃣ Le partenaire de l'épisode :HotelPartner Revenue ManagementPrendre un rendez-vous avec MarjolaineDites que vous venez d'Hospitality Insiders et Marjolaine se déplace gratuitement dans votre établissement pour effectuer un diagnostic !4️⃣ Chapitrage : 00:00:00 - Introduction00:01:05 - Parcours professionnel d'Ariane Guevara00:05:26 - Présentation de la Fintech Hopper00:07:31 - Habitudes de consommation de la Génération Z00:11:30 - Flexibilité des réservations00:16:10 - Positionnement de Hopper en Europe00:21:30 - Stratégie d'acquisition clients00:29:10 - Conseils pour la distribution hôtelière en France00:35:00 - Questions signaturesSi cet épisode vous a passionné, rejoignez-moi sur :L'Hebdo d'Hospitality Insiders, pour ne rien raterL'Académie Hospitality Insiders, pour vous former aux fondamentaux de l'accueilLe E-Carnet "Devenir un Artisan Hôtelier" pour celles et ceux qui souhaitent faire de l'accueil un véritable artLinkedin, pour poursuivre la discussionInstagram, pour découvrir les coulissesLa bibliothèque des invités du podcastMerci de votre fidélité et à bientôt !Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Christian Beyler und Patrick Sieradzon erklären, wie ihr Tool Clarity KI als strukturierten Analyseprozess nutzt – um Ursachen zu erkennen, statt Symptome zu bekämpfen.

Who should control your financial data—you or your bank? Steve Boms, Executive Director at FDATA, joins us to break down open finance, Section 1033, and the future of consumer data access. A timely discussion for fintech leaders, innovators, and investors. Plus we discuss whether agentic AI is ready to take over your portfolio and spending https://fdata.global … Continue reading Ep 286- FDATA Executive Director Steve Boms

What if the way your business accepts payments is quietly hurting your cash flow?In this episode of B2B Vault, Alan Kopelman sits down with a payments expert to discuss the hidden costs of B2B payment terms, why many businesses unknowingly act as lenders to their customers, and how smarter payment strategies can improve profitability.Learn how payment automation, virtual cards, ACH, rules-based payment acceptance, and modern invoicing tools are helping businesses get paid faster, reduce processing costs, and improve working capital. Whether you're a business owner, CFO, controller, or finance professional, this conversation offers practical insights you can implement immediately.Tune in to discover how a well-defined payment policy can strengthen cash flow, reduce risk, and create a better payment experience for both buyers and suppliers.#B2BPayments #CashFlowManagement #PaymentAutomation #VirtualCards #BusinessFinance #AccountsReceivable #Fintech #B2BVault #NationwidePaymentSystems #WorkingCapital #BusinessGrowth #PaymentStrategy

The Investing Power Hour is live-streamed every Thursday on the Chit Chat Stocks Podcast YouTube channel at 5:00 PM EST. This week we discussed: (00:00) Introduction (01:47) Fintech Sell-Off: Analyzing Market Trends (13:05) Apple Worldwide Developer Conference: Key Takeaways (22:42) Wix Restructuring: Implications for Investors (29:48) Nintendo Direct: Anticipation and Concerns (35:37) High-Quality Companies Trading Below 15 Times Earnings (39:47) Listener Questions and Investment Strategies (45:05) Contrarian Investment Ideas (47:52) SpaceX and OpenAI IPO Predictions (51:59) Market Bubble Watch and Predictions (56:43) World Cup Betting Insights ***************************************************** Subscribe to Emerging Moats Research: emergingmoats.com  ********************************************************************* Chit Chat Stocks is presented by Interactive Brokers. Get professional pricing, global access, and premier technology with the best brokerage for investors today:  https://www.interactivebrokers.com/  Interactive Brokers is a member of SIPC.  ********************************************************************* Fiscal.ai is building the future of financial data. With custom charts, AI-generated research reports, and endless analytical tools, you can get up to speed on any stock around the globe. All for a reasonable price.  Use our LINK and get 15% off any premium plan: ⁠https://fiscal.ai/chitchat  ********************************************************************* Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mike got canned three times in succession. "It gets harder and harder as you get older. I don't think I'll ever be completely over it." 

AI is moving from “helpful assistant” to autonomous actor, and payments leaders are about to feel the difference. I sit down with Russell Moore, Co-Founder and CEO of Amotivv, to get concrete about what breaks when generative AI and agentic AI leave the lab and touch regulated data, customer outcomes, and real money movement.We talk through why so many AI initiatives stall after a promising proof of concept: not because the model is useless, but because teams cannot control the context, prove what happened, or satisfy audit and compliance requirements at scale. Russell explains Amotivv's three-layer view: persistent AI memory you own, a governed workspace for using any model, and a verification layer (including cryptography and append-only records) that produces tamper-resistant, independently verifiable proof of what AI did, which tools it used, and what policies allowed it.We also dig into practical realities that every fintech team runs into fast: model selection and token costs, why caching and routing matter, and how platform lock-in sneaks in when your vendor effectively owns the memory. On the policy side, we discuss the pace of AI regulation, why the EU AI Act is a useful north star for building “bomb-proof” guardrails, and what it means to be able to prove both usage and non-usage of AI as expectations tighten.If you're building AI for fraud, marketing, customer support, underwriting, or agentic commerce, this is a roadmap for making it trustworthy.

Send us Fan MailIn this episode of WTR Small-Cap Spotlight, Shubha Dasgupta, CEO & Co-Founder of Pineapple Financial, joins host Tim Gerdeman, Vice Chair, Co-Founder, and CMO of Water Tower Research, along with Dr. John Roy, WTR's Senior Equity Research Analyst. The conversation explores the corporate strategy of Pineapple Financial (Nasdaq: PAPL), a Canadian fintech company that provides a cloud-based brokerage network equipping over 700 independent brokers with proprietary AI-driven tools. Since its inception a decade ago, the company has funded over $15 billion in mortgages and currently funds approximately $3 billion annually across Canada.

David Zhou, co-founder of The Side Letter and host of Superclusters, shares lessons from his journey as a founder, venture investor, LP, and educator. He explains how sophisticated limited partners evaluate venture funds, why consistent decision-making frameworks matter, and how emerging managers can stand out in an increasingly crowded market. David discusses common mistakes new LPs make, the metrics that matter when evaluating venture performance, and why successful investors develop discipline around both entering and exiting investments. He also shares practical advice for fund managers seeking LP support, emphasizing the importance of understanding investor motivations before ever making a pitch. In this episode, you'll learn: [02:35] How David accidentally became an entrepreneur and investor [03:42] Why venture capital appeals to people who love imagining the future [06:52] The story behind Superclusters and educating emerging LPs [11:21] Common mistakes first-time LPs make when evaluating funds [15:25] Why investors need consistent frameworks instead of chasing excitement [23:04] Which venture fund metrics actually matter and when [30:24] The three disciplines every great fund manager needs [32:25] Why the first LP meeting should never be a pitch [35:22] How to identify and build a unique competitive advantage [39:57] Understanding the motivations behind different types of LPs [44:03] How The Side Letter helps LPs make better investment decisions The nonprofit organization David is passionate about: Friends of Children with Special Needs About David Zhou David Zhou is the co-founder of The Side Letter, a platform that helps limited partners source, evaluate, and understand venture capital funds. He is also the host of Superclusters, a podcast focused on helping emerging LPs learn from experienced investors and better navigate the venture capital ecosystem. Before becoming an LP and venture ecosystem educator, David was a founder and venture investor. Through his writing, investing, and podcasting, he has become a respected voice on venture fund evaluation, LP decision-making, and emerging manager investing. About The Side Letter The Side Letter is a platform built to help limited partners make more informed venture capital investment decisions. The company provides LPs with tools, research, data, and educational resources designed to improve fund sourcing, diligence, and portfolio construction. By helping investors access better information and stronger evaluation frameworks, The Side Letter aims to reduce information asymmetry within the venture capital ecosystem and empower a new generation of sophisticated LPs. Subscribe to our podcast and stay tuned for our next episode.

After more than a decade of crossing paths at conferences and following each other's work, Theodora Lau finally gets the opportunity to host Sarah Biller, Co-Founder & Member Board of Directors of Fintech Sandbox, and Bank Director and Investor of Thread Bank, on the One Vision Podcast. In this episode, Sarah talks about building innovation ecosystems beyond traditional hubs, including her work in West Virginia and the influence of leaders like Brad Smith and John Chambers. Sarah describes what she looks for in founders. It's about digging deep, listening closely, and finding solutions that truly matter. The conversation turns to AI's rapid adoption in financial services, the shift to agentic AI, risks of replacing human judgment in regulated credit decisions, and the need to prioritize understanding and human-centered outcomes over speed and efficiency. The real constraint on a better financial future isn't AI, it's data, and whoever controls access to it controls the upper hand. And the episode closes on something both Sarah and Theo keep returning to in their work: the fragility of the household balance sheet, the millions of Americans who are one flat tire away from financial distress, and the choice in front of an AI-enabled industry — to widen that gap, or close it.If AI is the most transformative technology any of us will see in our lifetimes., whose financial future are we actually building?