Podcasts about fintech

From Sports Anchor to FinTech Pioneer: Building Payment Infrastructure for the Next BillionJoin host Justin Forman as he sits down with Benjamin Fernandes, founder of Nala and Rafiki, for an extraordinary conversation about resilience, rejection, and revolutionizing cross-border payments. From covering the World Cup as a 21-year-old sports anchor in Tanzania to building infrastructure that serves millions across Africa and Asia, Benjamin's journey is filled with divine appointments, Stanford miracles, and the grit required to solve problems for the next billion customers.This episode explores the massive diaspora remittance market ($129 billion to India alone), the entrepreneurial challenge of building FinTech infrastructure in emerging markets, and why the greatest export from developing nations might just be talent. Benjamin vulnerably shares the power of rejection as fuel, the importance of gratitude, and why sometimes you have to build the bridge for the next 200 entrepreneurs coming after you.Key Topics:The $129 billion remittance market and why diaspora communities are economic powerhousesFrom failing high school to Stanford MBA: A miracle story of divine provisionBuilding payment rails in Africa vs Asia: Infrastructure challenges and opportunitiesWhy 30-35% of Nala customers are entrepreneurs funding businesses back homeThe power of rejection letters as entrepreneurial fuelGoing church to mosque: The gritty early days of customer acquisitionHow migrants enable local economies to thrive in exponential waysNotable Quotes:"There's something that's very powerful when someone tells you you can't do something." - Benjamin Fernandes"With privilege comes responsibility." - Benjamin Fernandes"I don't believe the lowest income region the world should be charged the most amount for fees, for payments." - Benjamin Fernandes

In this conversation, Jerry Jackson, CEO of GivePayAI, discusses his journey into the real estate and payments industry, the evolution of payment systems, and the innovative AI solutions his company offers to real estate professionals. He introduces REINA, an AI negotiation assistant designed for real estate investors, and emphasizes the importance of strategic partnerships and outcomes in business.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Our Modern Finance series continues with episode three, featuring Steve Buchberger and Heather Dawood from Deluxe. We explored why more than 80% of businesses are still managing accounts payable manually — and the insights may surprise you. The pair explain how today's finance professionals are caught in a challenging paradox: highly skilled individuals spending countless hours on manual tasks, serving as the frontline against fraud while having little time to implement strategic improvements. This has created peculiar workplace phenomena like "CFO Tuesdays," where executives come into the office specifically to manually process ACH payments – a clear misuse of talent and time.Beyond the inefficiencies, we explore the very real risks these outdated methods create. From human error and payment delays to check fraud and the burden of managing sensitive banking information, these challenges affect both operational efficiency and vendor relationships. As Heather pointedly observes, "Financial fraud was a white collar crime. Now it's an everyone crime."The conversation takes an encouraging turn as we unpack Deluxe's innovative approach to AP automation. Their solutions integrate directly with businesses' ERP systems to simplify payment processes regardless of method, while their recent acquisition of CheckMatch from Kinexys by J.P. Morgan creates a more secure digital alternative to mailing checks. Perhaps most compelling is how these improvements translate into stronger vendor relationships – offering payment choice, ensuring timely delivery, and providing transparency transforms the payment process from a potential friction point into a relationship-building opportunity.What stands out most is how Deluxe reframes AP from an operational burden into a strategic advantage. By delivering secure, streamlined processes and giving vendors more choice and transparency, automation transforms payments into a foundation for stronger, more trusting business relationships. 

Au programme :La meilleure annonce d'Apple est une camera carréeUne IA devient ministre en Albanie (ce n'est pas une blague)En Suisse, le gouvernement propose de tuer la vie privéeLe reste de l'actualitéInfos :Animé par Patrick Beja (Bluesky, Instagram, Twitter, TikTok).Co-animé par Marion Doumeingts (Instagram, Bluesky, Twitter).Co-animé par Jeff Clavier (Instagram, Twitter).Produit par Patrick Beja (LinkedIn) et Fanny Cohen Moreau (LinkedIn).Musique libre de droit par Daniel BejaLe Rendez-vous Tech épisode 632 – Apple annonce un lineup plus solide qu'éblouissant---Liens :

Krik Gunning, co-founder and CEO of Fourthline, a Dutch KYC and AML scale-up, spoke with Rudolf Falat, founder of the Voice of FinTech podcast, about its proprietary technology, helping its clients to build a fourth line of defence against bad actors. In more detail, Krik discusses his extensive international background and transition from investment banking to entrepreneurship. He elaborates on the origins and innovative solutions of Fourthline, a company specializing in anti-fraud and KYC (Know Your Customer) solutions tailored for financial institutions. Fourthline, initially a part of Safened, addresses regulatory compliance with a unique AI-driven, cloud-native platform that integrates multiple checks to offer a seamless and secure onboarding experience. Krik also highlights Fourthline's deep regulatory knowledge, in-house proprietary technology, and focus on user experience as key differentiators. The company leverages AI to continuously improve and adapt to evolving fraud techniques, ensuring the safety of user identities and financial assets. The conversation also touches upon future plans, including embracing gen AI advancements and adapting to upcoming European regulatory changes. Krik invites interested parties to connect with him on LinkedIn (see Krik Gunning) or visit Fourthline's website for more insights.

Key takeaways from last week's Finovate Fall conference, including interviews with the founders of Best of Show winners Casap and Vertice AI. Also- Glen's recap of the full Best of Show slate, and thoughts on what the 63 demo firehose tells us about today's state of fintech.    Links related to this episode:   Casap's case study with MidSouth Community FCU: https://www.casaphq.com/articles/how-midsouth-cut-fraud-loss-in-half-with-casap   Vertice AI: https://verticeanalytics.ai/ Finovate Fall's full demo roster: https://informaconnect.com/finovatefall/finovate-fintech-demo-days/    Join us for our next CU Town Hall- Wednesday September 17 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. This session we'll be doing a deep dive on AI's impact on financial fraud. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/     Follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/   https://www.linkedin.com/in/jbfintech/  https://www.linkedin.com/in/glensarvady/

(0:00) Introducing Vlad Tenev (0:51) Jason tells his story of investing in Robinhood (3:17) Tokenizing securities, offering tokenized shares in OpenAI and SpaceX, controversy (7:29) Operating under Trump vs Biden, why offering tokenized securities for private companies could be revolutionary (17:01) Criticisms around expanding access to sophisticated financial products (19:34) Current landscape of financial companies, Robinhood's future, competing with incumbents (23:28) Harmonic and building mathematical superintelligence Thanks to our partners for making this happen! Solana: https://solana.com/ OKX: https://www.okx.com/ Google Cloud: https://cloud.google.com/ IREN: https://iren.com/ Oracle: https://www.oracle.com/ Circle: https://www.circle.com/ BVNK: https://www.bvnk.com/ Follow Vlad: https://x.com/vladtenev Follow the besties:  https://x.com/chamath https://x.com/Jason https://x.com/DavidSacks https://x.com/friedberg Follow on X: https://x.com/theallinpod Follow on Instagram: https://www.instagram.com/theallinpod Follow on TikTok: https://www.tiktok.com/@theallinpod Follow on LinkedIn: https://www.linkedin.com/company/allinpod Intro Music Credit: https://rb.gy/tppkzl https://x.com/yung_spielburg Intro Video Credit: https://x.com/TheZachEffect

In this podcast episode, Krish Palaniappan discusses the concept of price targets for securities, their reliability, and how they can influence investment decisions. He explores the differences between long-term and short-term investment strategies, the biases that can affect price targets, and the importance of careful analysis when making investment choices. The conversation also touches on the upcoming FinTech product being developed by Snowpal.

Blair Reynolds and Emmitt Muckles rush the stage and crash the podcast with guest and best-selling author Greg Smith. This is a good podcast to get the video version of, so be sure to check this out on YouTube. There are plenty of jokes, such as Sean's invention of PV modules with only positive terminals. The group shares stories and insights about the solar industry, the importance of community, and keeping a positive attitude at industry events. They discuss new technologies, the role of finance in solar adoption, and the future of training and standards. The conversation is filled with humor, camaraderie, and practical advice for solar professionals and newcomers alike.   Topics covered: The RE+ event and its growth Building community and mentorship in the solar industry The importance of positivity and fun at industry events The role of finance and FinTech in making solar accessible Battery technology trends and cost focus The impact of recent policy and manufacturing incentives Quality installations and customer education The future of training, NABCEP certification, and NEC updates Book recommendations from Greg Smith and Sean White Value of networking   Guests: • Greg Smith • Blair Reynolds • Emmitt Muckles   Special thanks to: Power Up Live stage, Wärtsilä, Suncast Media, and Nico Johnson   Learn more at www.solarSEAN.com and be sure to get NABCEP certified by taking Sean's classes at www.heatspring.com/sean www.solarsean.com/18hrpv          

Today's podcast episode is a continuation of a previous repurposed webinar held on August 12th, focusing on emerging opportunities in the consumer financial services sector under the Trump administration. The session aims to provide insights into the evolving regulatory landscape and its implications for businesses and consumers. The first part of the webinar, released last Thursday, September 4, covered  the recently-passed GENIUS Act (which creates a federal infrastructure for Stablecoin); developments in crypto-backed lending and credit builder loans; the mortgage industry; developments in earned wage access and rent-to-own and lease-to-own financing products; and insights on income share agreements. Joining the podcast today are the following members of Ballard Spahr's Consumer Financial Services Group: Kristen Larson, of counsel, provides insights into the open banking rule; John Socknat, co-leader of the Group, speaks on home equity investment products; John Culhane, a partner in the group, relays insights on large installment loans at point of sale; and Dan Wilkinson, an associate, provides an overview of digital wallets. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group for 25 years.  We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

Dustin Lacey is the CTO at Mark-Taylor, the leading developer, owner, and investment manager of luxury multifamily communities in Arizona and Nevada, with over 135 Class A Multifamily properties. He leads the firm's tech evolution, powering the centralization of operations. Under his leadership, Mark‑Taylor has implemented innovative smart‑home integrations, centralized leasing and maintenance teams, and deployed unified resident platforms that enhance efficiency and elevate the resident experience. With a diverse background in irrigation, industrial manufacturing, and brand and marketing strategy, Dustin brings his unique experience into high-tech manufacturing from his tenure at TSMC, where he honed his skills in precision, process excellence, and product innovation.(01:36) - From Brand Strategy to Tech Leadership: Building Digital DNA in Real Estate(02:12) - Enterprise Proptech Success Story: Scaling a Multifamily Management Platform(05:16) - Class A Portfolio Strategy: Maximizing Asset Performance Through Tech(06:50) - Tech Stack Evolution: From AWS Integration to Custom CRM Development(10:29) - ROI Deep Dive: Making the Business Case for Custom Proptech Solutions(15:53) - Tech-Enabled Operations: Achieving Sub-2-Hour Response Times at Scale(20:12) - Feature: Blueprint - The Future of Real Estate - Register for 2025: Friends of Tangent receive $300 off the All Access pass. The Premier Event for Industry Executives, Real Estate & Construction Tech Startups and VC's, at The Venetian, Las Vegas on Sep. 16th-18th, 2025. (21:22) - Go-to-Market Excellence: Standing Out in the Competitive Proptech Landscape(31:41) - Risk Management Innovation: Tech Solutions for Modern Property Operations(38:30) - Founder's Playbook: Key Insights for Proptech Startups Targeting Enterprise Clients

In this episode of Tank Talks, host Matt Cohen sits down with Nikunj Kothari, Partner at FPV Ventures, to explore his journey from product leader at LinkedIn, Opendoor, and Meter to early-stage investor. Nikunj shares candid insights on why the best companies thrive under benevolent dictatorships, how AI is reshaping SaaS pricing models, and what makes founders truly exceptional.From his early years growing up in India to becoming one of the most thoughtful voices in venture, Nikunj opens up about his decision to leave operating roles, his angel investing beginnings, and his transition to VC at storied firm Khosla Ventures before joining FPV. He also dives deep into evaluating founders, navigating hypergrowth, and why outcome-based pricing may define the next decade of SaaS.Whether you're a founder looking to scale, an investor trying to spot the next breakout company, or simply curious about how AI is rewriting business models, this episode is packed with hard-earned lessons and bold ideas.A Quick Word from our Sponsor, FaskenAt Fasken, our clients don't wait for the future. They build it. As the first and largest dedicated emerging tech practice in Canada, our team is composed of founders, ex in-house counsel, developers and business advisors who have guided clients from startup, to scale-up, to exit. The trust of our clients has enabled us to consistently rank at the top of every major Canadian M&A, Capital Markets and Venture Capital league table. With deep industry knowledge and experience across all areas of emerging and high growth technology including ClimateTech, MedTech, Artificial Intelligence, Fintech, and AgTech we're your partners within the innovation ecosystem as you transform the landscape of what's possible.Tomorrow starts here. Own it with us.For more information, visit fasken.com/emergingtech and follow us on LinkedIn.From India to Silicon Valley: Nikunj's Early Journey (00:08:21)How his blend of engineering, design, and business led him to product management at LinkedIn and startups.Learning From Hypergrowth at LinkedIn and Opendoor (00:011:23)Why talent density and ambitious missions drive scaling organizations.The Investor's Lens: Spotting Latitude in Founders (00:013:32)Nikunj's framework for evaluating founder vision and depth at the earliest stages.Why the Best Companies Are Benevolent Dictatorships (00:015:39)How companies like Shopify and Coinbase thrive under strong, opinionated leaders.The Tension for Non-Founders in Dictatorship Environments (00:21:09)Nikunj's personal lessons as a PM executing a founder's vision.The Pivot to Investing: From Angel Checks to Khosla Ventures (00:23:26)Why he left operating roles, and what he had to unlearn as he became a VC.Joining FPV Ventures and Betting on Founder POVs (00:27:18)How FPV approaches concentrated early-stage investing with diligence and conviction.Gross Margins, Kingmaking, and the VC Trap (00:32:09)Why focusing on revenue quality matters more than chasing top-line growth.AI and the Future of SaaS Pricing Models (00:39:31)How outcome-based and usage-based pricing will disrupt per-seat SaaS models.Navigating Enterprise AI Adoption (00:44:22)The role of champions in enterprise sales and lessons from scar tissue in early adoption.Competing in Crowded Markets: The Series A Challenge (00:47:31)Why exceptional founders and market depth matter more than being first.Hot Takes: Solo Founders in the AI Era and the Future of IPOs (00:54:24)Nikunj's contrarian views on solo founders and whether Canva will go public.About Nikunj KothariNikunj Kothari is a Partner at FPV Ventures, where he focuses on early-stage investments with a founder-first approach. Previously, he was a product leader at LinkedIn, Opendoor, and Meter, where he helped scale hypergrowth startups and navigate tough product challenges. Nikunj began angel investing while at Opendoor and later joined Khosla Ventures, before moving to FPV to pursue concentrated, high-conviction seed and Series A investments. Known for his sharp writing on venture and product strategy, Nikunj has become a leading voice on topics ranging from benevolent dictatorships to the future of SaaS pricing.Connect with Nikunj Kothari on LinkedIn: https://www.linkedin.com/in/nikunjkVisit the FPV Ventures website: https://fpvventures.com/Connect with Matt Cohen on LinkedIn: https://ca.linkedin.com/in/matt-cohen1Visit the Ripple Ventures website: https://www.rippleventures.com/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit tanktalks.substack.com

In the first episode of our three-part series with Payroc, Powering Payments Together: How Payroc Helps ISVs Scale Smarter, I sit down with Payroc President Adam Oberman to explore the shifting landscape of integrated payments. Once seen as a simple feature, payments have now become the financial backbone of successful software companies.Adam explains why the relationship between ISVs and their payment partners has never been more strategic. The most successful software providers now generate 20–40% of their revenue through payments, making it a critical driver of both growth and valuation. As he puts it, “ISVs don't outgrow payments - they outgrow their payment partners.”We discuss how market expectations have evolved dramatically. ISVs are demanding global payment capabilities from day one - multi-currency processing, cross-border compliance, and frictionless user experiences are now table stakes. At the same time, the integration process itself has shifted toward low-code solutions that enable faster deployment without sacrificing functionality.What stands out most in Adam's perspective is the human element of payments. Clean APIs may get an integration live, but it's strategic guidance, problem-solving, and white-glove support that build long-term partnerships. “People do business with people,” Adam emphasizes, highlighting why technical capability must always be paired with trust and service.Looking ahead to 2026, Adam predicts payments will no longer be viewed as a utility but as a core competitive advantage. Companies that fail to prioritize their payment strategy risk falling behind more agile competitors not just in features, but in valuation and market position.Whether you're an established ISV or just beginning to explore embedded payments, this episode offers essential insights into selecting a partner who can scale with you, adapt to change, and deliver value far beyond transaction processing.

11 Sep 2025. UK fintech giant Revolut is one step closer to launching in the UAE after receiving initial Central Bank approval. We spoke to regional CEO Ambareen Musa about the rollout. Plus, Dubai Chamber’s Saeed Al Gergawi shares how the emirate plans to become the global capital of the digital economy.See omnystudio.com/listener for privacy information.

On this episode of the Scouting For Growth podcast, Sabine VdL talks to Arvind Sontha, COE and co-founder of Kyber, an AI startup redefining how carriers handle claims correspondence. The insurance industry is undergoing a seismic shift as carries face mounting pressure to deliver faster, more transparent, and compliant communications to policy holders and clients, so the need for digital claims transformation has never been greater. KEY TAKEAWAYS If you think about insurance and tailoring insurance, the underlying model for risk is effectively a ‘user personal model'. We started with an obscure line of insurance that didn't exist yet – or did around personal cyber insurance. We wondered what it would look like, rather than SMB or commercial cyber insurance, as individual underwriting and risk modelling. We got lucky finding a great partner in branch insurance very early on. Over the course of our time engaging with them we ended up turning into an extension of their team. We were able to work closely with them, they trusted us to quickly understand their problems and iterate to give them quick solutions, while at the same time they understood that there are going to be quirks with products that aren't fully fleshed out which they could iron out over time. It was a symbiotic relationship. If an adjustor has to take an hour to put a document together you have to clear a 1.5-hour space in your calendar to do that. Life is hectic, you have meetings and other tasks to do and so that 1.5-hour block keeps getting moved back, same thing happens to managers. If you can take it from 1.5 hours to 30 seconds for a high-quality letter and a one-click process to approve, you can slip that into any part of your calendar. That's a really underrated part of the process. Some of the things we want to do in the future is include things like managed parameters. We think it's obtuse for all the carriers to manage all the fraud language individually all the time, for example. Kyber could manage that for you to make sure everything's automatically compliant and good to go. Statutory language really enables the full organisation to be prepared to catch each other. BEST MOMENTS ‘Kyber is an AI native, document generation and delivery platform made for claims teams, that's what we do.' ‘Nobody doubted that I could build the complex AI to underwrite and quantify the risk, what they needed to figure out was could I sell insurance, which is why I got my broker's licence!' ‘The results have been better than I expected, we've seen 65% faster drafting times, 80% consolidation of their templates across a 50-state operation, and 5x reduction in letter cycle times for documents.' ABOUT THE GUESTS Arvind Sontha is co-founder and CEO of Kyber, an AI startup that is redefining how carriers' NTPAs handle claims correspondence. Arvind is at the forefront of digital transformation, leading Kyber's mission to automate and streamline the entire lifecycle of claims forms and letters. Kyber's clients report the impact of AI automation is undeniable: Claims teams using Kyber have reduced letter drafting time by up to 85%, cut review time by 60%, and achieved a 3x faster outreach to policy holders. LinkedIn ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook TikTok Email Website This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Americans give nearly half a trillion dollars to charity each year—over 2% of GDP. Yet despite this massive scale, charitable giving remains stuck in the past, dominated by donor-advised funds marketed exclusively to the wealthy and clunky processes that make generosity harder than it should be. Today I'm joined by Adam Nash, co-founder and CEO of Daffy, a modern platform that's democratizing charitable giving through technology. Adam brings decades of experience building consumer fintech products as the former CEO of Wealthfront and in leadership roles at LinkedIn, Dropbox, and eBay. During the pandemic, he recognized that while fintech had revolutionized how we save and invest, charitable giving had been largely untouched by innovation. We'll explore why Adam left Wealthfront to tackle charitable giving, how Daffy's membership-based model differs from traditional approaches, and why he believes donor-advised funds will soon be as common as 401ks. Adam will share insights on tax-advantaged giving as more people hold appreciated assets like stock and crypto, how Daffy is incorporating AI, and why they've opened their APIs to partners like Betterment and Robinhood.

John and Glen share perspectives on credit unions' potential stablecoin play, a new reason to explore digital wallets, and the need for speed in the innovation arena- revisiting the “rapid response” model of our recent live Town Hall event. Also- more IPO mayhem and how weather patterns could impact loan portfolios.      Links related to this episode: Replay of the CU Town Hall recorded live at America's Credit Unions' Strategic Growth Conference: https://www.big-fintech.com/cu-town-hall-episode-138-live-at-acus-strategic-growth-conference/   CNBC's initial reporting on Klarna's pending IPO: https://www.cnbc.com/2025/09/02/klarna-ipo-in-us-to-raise-up-to-1point27-billion-in.html   UPDATE: Klarna is slated to debut on the NYSE Wednesday 9/10:  https://www.msn.com/en-us/money/economy/klarna-prices-ipo-above-range-at-40-the-stock-starts-trading-wednesday/ar-AA1MdubF  Another update since our recording: Gemini has raised its IPO target: https://money.usnews.com/investing/news/articles/2025-09-09/gemini-lifts-ipo-price-range-targets-3-billion-valuation-amid-crypto-boom Learn more about BIG's Innovation Club and request a guest pass for our in-person meeting September 23-25 (link at bottom of page):  https://www.big-fintech.com/innovation-club/  Join us for our next CU Town Hall- Wednesday September 17 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/   Follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/   https://www.linkedin.com/in/jbfintech/  https://www.linkedin.com/in/glensarvady/

In this episode, Andreas Munk Holm and Jeppe Høier sit down with Paul Morgenthaler, Partner at CommerzVentures, to unpack the inner workings of a single-LP CVC and how strategic structure can drive long-term VC success. Paul shares insights from over a decade of fintech investing, offering a rare look into how one of Europe's leading corporate venture arms thinks about climate, compliance, and the coming wave of agentic AI in financial services.They explore what it takes to make a single-LP model work, how GenAI is reshaping fintech workflows, and why European regulation may be a global feature, not a bug.

In this energizing episode of the FinTech Hunting Podcast, host Michael Hammond sits down with the unstoppable Dalila Ramos — industry-leading recruiter, founder of Love & Tacos Media, and social media powerhouse — for a candid conversation on the real state of recruiting, branding, and marketing in mortgage and fintech.

Il s'agit de l'extrait de l'épisode diffusé ce dimanche avec le CEO et fondateur de Hero : Roland Jais-Nielsen***************************Finscale, c'est bien plus qu'un podcast. C'est un écosystème qui connecte les acteurs clés du secteur financier à travers du Networking, du coaching et des partenariats.

A brave new world of investing is now open for business, and with it, a new way to conceive of property. Tokenized real-world assets have gone mainstream. Major financial institutions are racing to tokenize everything — from U.S. treasuries, to art, to real estate, converting these assets into digital form and storing them on blockchains so they can be traded easily on new marketplaces. But the breakneck pace has fueled concern over compliance with existing laws, as Congress, regulators, and investors struggle to harness both the potential and risk of the technology. What's in store for the tokenization of real-world assets in the U.S. and Europe?  Will new legislation assuage concerns — or hinder widespread adoption? Has Europe surpassed the U.S. in regulating tokenization effectively? What is the impact of tokenization on the broader global marketplace? And what role does AI play with regard to digital assets?Join The Sidley Podcast host and Sidley partner, Sam Gandhi, as he speaks with two of the firm's thought leaders on these issues — Lilya Tessler, who leads Sidley's Fintech and Blockchain group, and David Stewart, a partner in the firm's Capital Markets practice. Together, they discuss what's driving the surge in adoption of the tokenization of real-world assets and the related legislation in the U.S. and Europe, including the ability of these laws to drive innovation and enable entrepreneurs to create technologies. Executive Producer: John Metaxas, WallStreetNorth Communications, Inc.

In this episode, Lex speaks with Marcelo Ruiz de Olano, Co-Founder of KPK (Karpatkey), an on-chain asset management firm born out of Gnosis DAO. Marcelo recounts KPK's evolution from stewarding Gnosis's $1B treasury to advising on more than $2B for leading protocols like ENS, Balancer, and the Ethereum Foundation. The discussion dives into the mechanics of non-custodial treasury management - balancing governance, security, and risk - along with strategies across lending, liquidity provision, and stablecoin yields. Marcelo also shares why the rise of large Ethereum treasury companies could be a turning point for DeFi, injecting institutional-scale liquidity and potentially making ETH more liquid than Bitcoin. NOTABLE DISCUSSION POINTS:Origins and Scale of On-Chain Treasury ManagementKPK spun out of Gnosis DAO, which had one of the earliest and largest on-chain treasuries (~$1B). From there, KPK evolved into an independent manager now advising on over $2B of DAO and foundation treasuries (ENS, Balancer, Ethereum Foundation, etc.), pioneering non-custodial, fully on-chain asset management practices.Conservative, Mission-Driven Approach vs. Yield-ChasingUnlike many DeFi actors during “DeFi Summer,” KPK deliberately rejected risky high-yield strategies. Instead, they prioritized capital preservation and mission alignment—for example, ensuring ENS's treasury only supports Ethereum-strengthening initiatives (like minority client staking or avoiding centralization risks). This contrarian, values-driven approach built trust and positioned them as long-term stewards of DeFi treasuries.Transformative Potential of Ethereum Treasury CompaniesMarcelo highlights that emerging Ethereum treasury firms (similar to MicroStrategy's BTC play) could deploy $10B+ in ETH treasuries. A single such “mega whale” could inject unprecedented liquidity into DeFi—making ETH potentially more liquid than BTC, bootstrapping entire verticals (DEX liquidity, lending, insurance), and creating a flywheel where treasury strategies directly accelerate Ethereum's adoption and price stability. TOPICSKPK, Gnosis, Gnosis Safe, Balancer, Aave, Maker, Sky, Uniswap, Morpho, Ethereum Foundation, on-chain asset management, DAO, decentralized autonomous organization, treasury management, DeFi, tokenization, ETH, Ether, stablecoin, USDC ABOUT THE FINTECH BLUEPRINT

What happens when you give ambitious entrepreneurs around the world the financial tools previously reserved for multinational corporations? John Caplan, CEO of Payoneer, reveals the transformative impact of enabling truly global commerce for small businesses on this episode of the Leaders in Payments Podcast.Celebrating its 20th anniversary, Payoneer serves as a "foreign bank alternative" for 2 million active customers in virtually every country worldwide. With $80 billion in payment volume flowing through their platform annually and $7 billion in customer funds held in balance, Payoneer has established itself as a trusted financial partner for global entrepreneurs. Caplan explains how their multi-currency accounts and payment solutions help businesses receive international payments and manage global operations without the delays and excessive fees of traditional banking.The diversity of Payoneer's customer base highlights the universal need for better cross-border financial services. From goods exporters in China selling on Amazon to business process outsourcers in the Philippines, software developers in Argentina, and marketing firms in Dubai – Payoneer empowers businesses across sectors to participate in the global economy. Caplan's own journey to Payoneer reflects the value of fresh perspectives in payments. With an entrepreneurial background spanning Arizona Iced Tea, Starbucks, Ford Models, and transforming Alibaba.com from $800M to $3.5B in revenue, he brings cross-industry experience to financial services. He emphasizes that payments should evolve beyond mere "pipes and plumbing" to become truly value-accretive services, and encourages career-switchers to question industry conventions with persistent "why" questions that drive innovation.Looking ahead, Payoneer is expanding further into B2B payments, exploring stablecoins and blockchain for treasury operations, and developing workforce management tools – all aimed at making global business operations seamless for ambitious entrepreneurs. For listeners interested in financial innovation that empowers global commerce, this episode offers valuable insights into how technology is democratizing access to the world economy.

Au programme :Procès pour monopole: Google évite le pireAnthropic va payer $1,5 Mrds aux auteurs qu'ils ont piratéDes mini prédictions pour la conf AppleLe reste de l'actualitéEt merci à Freelance Informatique, le sponsor de cet épisode ! Retrouvez toutes les infos sur http://freelance-informatique.fr/.Infos :Animé par Patrick Beja (Bluesky, Instagram, Twitter, TikTok).Co-animé par Cédric Ingrand (Twitter et Bluesky).Produit par Patrick Beja (LinkedIn) et Fanny Cohen Moreau (LinkedIn).Musique libre de droit par Daniel BejaLe Rendez-vous Tech épisode 631 – Google échappe au pire dans son procès avec les US – Google vs US, Anthropic paie les auteurs, Musk pilote Gork, Euro numérique---Liens :

Most fintechs chased hype. Abhi chased cash flow.In this episode of Couchonomics with Arjun, we sit down with Omair Ansari, Co-Founder & CEO of Abhi, one of Pakistan's fastest-growing fintechs.Abhi began with earned wage access, giving workers instant liquidity. Today, it has scaled into payroll financing, SME lending, and invoice factoring — and even acquired a licensed microfinance bank in Pakistan to materially lower its cost of funds.We explore:- Why profitability and cost of capital decide who survives fintech's winter- How Abhi scaled from earned wage access into a full-stack working capital platform- Pakistan as the anchor, GCC as the growth frontier- The real potential (and limits) of tokenization & private credit- Why licences and compliance, not glossy apps, are the true moat in fintech- How embedded finance at payroll and receivables lowers costs and expands inclusionThis is more than a growth story — it's a blueprint for building durable fintech in emerging markets.

The professional finance community has embraced technological advancements at an aggressive rate. After all, they are working to earn your business and perform for their clients. Here to share how the team at Waggoner Global Advisors leans into Fintech projects are Portfolio Manager Shanzer Khan, and Software Engineers Wyat Soule & Chad Hildwein

José Antonio Esteban, Ceo de IronIA Fintech y Jaime Botella Fidalgo, FPA Sales Manager International distribution de de Natixis Investment Managers vienen hoy a hablar del fondo Ossiam Shiller Barclays CAPE® US Fund. “Nuestro nuevo fondo ya tiene 127 partícipes nuevos”, asegura el invitado. Esta nueva inversión, como nos cuenta, “viene de Estados Unidos y ya han empleado a hacer una campaña mucho más agresiva”. Para el Ceo de IronIA Fintech, “no hay mejor manera de conocer un fondo que los clientes lo tengan en cartera y ver cómo se comporta y es la primera vez que tienen no una, sino dos promociones”. “Hemos llegado a este acuerdo que nos parece que la plataforma tiene muchísimo sentido”, aclara Jaime Botella Fidalgo. En este caso, el invitado añade que “en este caso es una estrategia de renta variable americana que es una muy buena oportunidad para los oyentes”. Además, asegura que “es una de las pocas estrategias de renta variable americana de batir al Standard and Poor´s con el mismo nivel de riesgo, que solo hay un 6% de estrategias capaces de conseguir esto”. ¿Cómo se consigue este nivel de éxito? El FPA Sales Manager International distribution de de Natixis Investment Managers asegura que se consigue “haciendo una selección de sectores”. El Ceo de IronIA Fintech, nos explica cuales son las dificultades que desentraña hacer un balance de un fondo de inversión. “Es muy difícil hacer un seguimiento exhaustivo de un fondo”, asegura el invitado. Además, el invitado añade que cuando una persona quiere saber de verdad como es un fondo “lo mejor es tenerlo en la cartera y ver cómo se comporta, ver si las revaluaciones que hacen son consistentes en el tiempo”. Además, añade que desde la empresa “tampoco quieren que se haga con una cantidad de dinero demasiado cuantiosa”.

Checkout ASUS ExpertBook P Series: https://www.flipkart.com/bbd-eb-sale-at-storeGuest Suggestion Form: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/bnaeY3FpoFU9ZjA47⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.Order 'Build, Don't Talk' (in English) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/eCfijRu⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Order 'Build Don't Talk' (in Hindi) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/4wZISO0⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Our Whatsapp Channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.whatsapp.com/channel/0029VaokF5x0bIdi3Qn9ef2J⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe To Our Other YouTube Channels:-⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@rajshamaniclips⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@RajShamani.Shorts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

In this episode of FinTech Impact, host Jason Pereira interviews Russell Kroeger, CEO and founder of Trayecto. Trayecto is an online platform designed to assist advisors by providing in-depth tax information for clients with complex compensation models, such as equity compensation and self-employment. Russell shares the origins of Trayecto, the challenges faced by their target clients, and how Trayecto's innovative tools offer more precise tax projections and seamless financial planning. Discover how Trayecto integrates with financial planning and tax preparation tools, and Russell's vision for the future of the company. Stay tuned for insights into the evolution of the financial planning profession and the energizing journey of building a pioneering FinTech solution. Hosted on Acast. See acast.com/privacy for more information.

Zach Abrams—co-founder of Bridge, acquired by Stripe—joins Ryan to unpack Stripe's stablecoin strategy and why tokenized dollars are poised to devour global payments. We cover Bridge's sale to Stripe, how “fiat L1 / stablecoin L2” rails unlock faster, cheaper cross-border payouts (from startups to government aid), the case for many issuer- and app-specific stablecoins with better yield sharing, and what the Tempo chain targets for payment-scale throughput, privacy, and finality.  ------

Felix Frenzel is the Founding Partner of Kadan Capital, a Singapore-headquartered early-stage venture capital firm backing category-defining startups across Southeast Asia and beyond. At Kadan, he focuses on high-impact companies in fintech and artificial intelligence, targeting ventures with strong early traction and potential for rapid scale.Before co-founding Kadan Capital, Felix built his expertise across investment management and strategy consulting. He was an Investment Manager at Antler, a leading global early-stage VC platform, and a strategy consultant at Bain & Company, where he advised top-tier clients on transformative growth strategies. Earlier in his career, he gained experience in public equity investing, adding depth to his financial acumen.Felix's passion for investing runs deep. At just sixteen, he launched a small fund focused on European equities—a first step that reflects both his entrepreneurial drive and early fascination with capital markets.He holds an MBA from INSEAD, an MSc in International Finance from HEC Paris, and a BSc in Economics from the University of Bonn.LinkedIn: https://www.linkedin.com/in/felixfrenzel/

Sahil was 18 when TechCrunch published a hit piece calling him a copycat. His co-founder Aaron was 16. They'd just raised $6 million from YC and top VCs for their crypto startup, then got subpoenaed by a state government and watched their business implode. So they fired everyone, moved back to their parents' homes, and spent months cold-calling dentists and lawn care companies to find a real problem. What they discovered: 80% of SMBs still use community banks from 1995. Now Affiniti has 2,000 customers, $10M ARR run rate, and just raised $17M by partnering with trade associations to acquire customers at 25% the cost of traditional fintech. This is the raw story of teenage founders who got punched in the face by Silicon Valley and came back swinging.Why You Should Listen:How getting destroyed on TechCrunch at 18 and subpoenaed by the government led to a $3M revenue pivot in 12 monthsWhy going back to square 0 is often the best moveThe trade association go-to-market strategy that worked for SMB.Why 200 VC rejections and raising $6M in peak 2021 couldn't save their first startup—but taught them everything they needed to know.Get comfortable with bad days—stoicism is the only way to survive.Keywords:Affiniti, Sahil Phadnis, SMB fintech, startup pivot, Y Combinator, teenage founders, Series A, B2B payments, startup failure, trade associations00:00:00 Intro00:01:50 COVID existential crisis at 1600:08:36 Building websites for restaurants00:11:11 Meeting Aaron on Instagram00:15:17 200 VC rejections then raising $6M00:23:03 Getting called a fraud on TechCrunch00:29:15 Firing everyone and moving home00:31:16 Faking toothaches to research SMBs00:40:50 Launching Affiniti00:47:00 The trade association growth hack00:55:03 Raising Series A in 3 weeks00:58:30 Stoicism and bad daysSend me a message to let me know what you think!

Drop us a message!Creating what you love often comes naturally, but what happens when your creative voice meets a client brief? In this episode, we explore how creatives walk the line between personal style and brand strategy.Hannah Bryant, a Social Media Manager at Catch a Fire, discusses how building a personal content practice can actually enhance client work, offering fresh perspective and confidence… as long as it stays rooted in brand purpose.Plus, we're also speaking to Michelle and Lizzie from the Giraffe Social team, to get their thoughts on the best ways to kick off a new project or campaign.Want to be featured on the pod? Drop us a voice note on Instagram at @GiraffeSM. About Giraffe Social's Social in 10 Podcast Giraffe Social is a multi-disciplined digital marketing agency specialising in social media marketing based on the South Coast of the United Kingdom. We work with a wide range of industries, spanning from Fintech and L&D, to Beauty and Retail. Social in 10 is a weekly podcast about all things digital marketing. We discuss all the things social media managers want to know, including the latest platform updates, emerging trends, campaign ideas, and best practices to help you stay ahead of the curve. Whether you're managing multiple clients or growing your brand in-house, each episode is packed with actionable insights… all delivered in under ten minutes. Hosted by the Giraffe Social team, this is your fast, fun, no-fluff guide to making sense of social. New episodes every week, so tune in and level up your marketing game!

In this conversation, Aidan Larkin explores the complexities of international money laundering with Miles Johnson, investigative reporter for the Financial Times and author of Chasing Shadows (2023). Drawing on Miles' reporting and research, they examine the intricate connections between organised crime and global finance, the challenges faced by law enforcement in dismantling these networks, and the geopolitical factors that influence the recovery of illicit assets. Timestamps 00:00 – Introduction 10:30 - The Intersection of Organised Crime and Financial Markets 18:45 - Challenges in Investigating Money Laundering 25:00 - The Role of the DEA and International Law Enforcement 32:20 - The Complexity of International Crime Networks 40:00 - Reflections on Chasing Shadows About our Guest Miles Johnson is an investigative journalist specialising in international organised crime and money laundering. As a reporter for the Financial Times, he has uncovered complex criminal networks, exposed the financial systems that enable illicit operations across borders, and been instrumental in bringing high-profile cross-border investigations to light to reveal the mechanisms that underpin global criminal enterprises. Key Takeaways Organised Crime and Financial Markets: Organised crime syndicates operate like sophisticated businesses, interacting with the financial world and exploiting its structures for money laundering. Challenges in Investigating Money Laundering: Miles explains the intricate and resource-intensive nature of money laundering investigations, emphasising the need for robust legal frameworks and international cooperation to tackle these crimes effectively. The Role of the DEA and International Law Enforcement: Aidan and Miles explore the DEA's expanded mandate post-9/11, its international operations, and the challenges faced in cross-border law enforcement efforts. Complex International Crime Networks: The conversation highlights the multifaceted nature of global crime networks, involving diverse groups and activities, and the importance of understanding these dynamics for effective law enforcement. Reflecting on Chasing Shadows: Miles' reflects on the realities of investigating international crime, the challenges faced by law enforcement, and the importance of accurate journalism in shedding light on these issues. Resources Mentioned Amazon | Chasing Shadows Miles Johnson | Financial Times NCA: Operation Destabilise Erin West on Seize & Desist Oliver Bullough on Seize & Desist Geoff White on Seize & Desist Stay Connected Dive deeper into the world of asset recovery with Seize & Desist. Subscribe for exclusive insights into the stories that are redefining asset recovery: https://link.cohostpodcasting.com/b36b929c-6ca3-4e49-8258-44c310d012c9?d=sG5Qi2MdL Disclaimer Our podcasts are for informational purposes only. They are not intended to provide legal, tax, financial, and/or investment advice. Listeners must consult their own advisors before making decisions on the topics discussed. Asset Reality has no responsibility or liability for any decision made or any other acts or omissions in connection with your use of this material. The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent. Views and opinions expressed by Asset Reality employees are those of the employees and do not necessarily reflect the views of the company. Asset Reality does not guarantee or warrant the accuracy, completeness, timeliness, suitability or validity of the information in any particular podcast and will not be responsible for any claim attributable to errors, omissions, or other inaccuracies of any part of such material. Unless stated otherwise, reference to any specific product or entity does not constitute an endorsement or recommendation by Asset Reality.

In this episode of Fintech Chatter, host Dexter Cousins speaks with Matt McKenzie, CEO and co-founder of Nuj, a Regtech company making serious strides in the Aus$ 4trn Superannuation sector. Nuj's plug-and-play solution streamlines workflows while ensuring compliance with all current and upcoming regulations.The platform enables quick integration, with automated workflows, audit trails, and real-time updates.Nuj raised a $4m seed round in early 2025 and counts Bluechip names like MUFG and AMP as clients.Find out more - https://www.nujsuper.com/Key topics covered in the chat:Nudge was founded during COVID-19 in 2020.The superannuation industry has significant legacy challenges.Client acquisition requires proving value in a slow-moving market.Funding strategies can include leveraging early client relationships.Growth in fintech requires patience and resilience.Remote work has become integral to Nudge's culture.Establishing authentic company values is crucial for team alignment.Hiring should focus on cultural fit and embracing collective wisdom.Networking within the fintech community provides valuable insights.Future growth at Nuj will leverage AI and technological innovations.Connect with Matt: https://www.linkedin.com/in/matthew-mckenzie/Send us a textContact info@tieronepeople.com for further detailsSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In this episode of The Level Up Podcast w/ Paul Alex, we sit down with Noor Faith, executive at Fan Basis, one of the fastest-growing payment processing companies for online entrepreneurs. Noor's story is a powerful example of resilience—going from grinding out 300 cold calls a day for $300 a week to leading at a fintech startup that's changing how coaches, consultants, and digital creators scale.

In our latest Conference Insights, Josh Ray, Associate Director of US Company Research, sat down with analysts Ross Seymore, Brad Zelnick, Brian Bedell, Nate Svensson and Melissa Weathers to highlight takeaways from Deutsche Bank's 2025 Technology Conference in Dana Point. The conference cut across some of the most cutting edge and exciting technologies and applications that are dominating markets and mindshare today. Discussion topics included GenAI, crypto, FinTech, upstarts vs incumbants and much more.

The team behind Arro is reimagining how young adults build credit, offering a modern alternative to traditional credit cards. Learn how their mission aligns with financial education by helping students establish healthy credit habits from the start!

Owen Jennings, the head of product at Block Inc(NYSE:XYZ) and a key person around the executive table of what is now by market cap, one of the largest 500 companies in the world.Block (formerly known as Square) is really several powerful ecosystems under one roof: Square serving millions of merchants; Cash App, the consumer super app that's become the financial home for tens of millions of people; and of course, Australian founded Afterpay, the global buy-now-pay -later platform that connects these two bringing shoppers and sellers together. Owen is one of the rare executives that has truly grown up inside acompany over the past 13 years. Owen has worn just about every hat from early roles in ops to becoming the COO of Cash app where he helps scale it from a scrappy side project into a FinTech powerhouse that now generates c$6 billion in annual gross profit.Today Owen leads product across all of Block. He's widely credited for the new sense of product velocity inside the company and the ability to ship faster, to experiment at scale, and to embed AI as a multiplier in everything they do. Most importantly, this is a story about scaling culture. Block's managed something that very few founder-led companies of its size and scale can achieve re-engineering that start up DNA inside a scaled business. Owen has been atthe heart of this cultural reset - hands-on close, to customers and unafraid to tinker with the new ideas himself.

 This is Matt Reustle.  Today we are breaking down the Latam e-commerce Giant, Mercado Libre. My guest is Daniel Wu of Bristlemoon Capital. I was introduced to MELI about 15 years ago when it was still the eBay of Latam, and similar to a place that you revisit after a long time away, MELI looks a lot different than those early days. Just consider that with a $120 billion market cap, MELI is three times the size of eBay today and has clearly evolved since those early days. Daniel walks us through the business as it stands today. And how MELI paired this Amazon-like e-commerce approach with a complementary but equally impressive FinTech business to fuel the company. It's an incredibly interesting road to success. Please enjoy this Breakdown of Mercado Libre. Read the Bristlemoon Research on Mercado Libre For the full show notes, transcript, and links to the best content to learn more, check out the episode page⁠ here.⁠ —- Business Breakdowns is a property of Colossus, LLC. For more episodes of Business Breakdowns, visit⁠ joincolossus.com/episodes⁠. Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠). Show Notes (00:00:00) Welcome to Business Breakdowns(00:01:20) Founding Story and Early Challenges(00:03:31) Evolution and IPO(00:04:41) Regional Dynamics and Tailwinds(00:09:13) Business Model Breakdown(00:12:40) Commerce Segment Deep Dive(00:15:24) Competitive Landscape and Market Share(00:25:14) Logistics and Fulfillment Expansion(00:29:39) Advertising and Future Growth Levers(00:32:39) Meli Plus Membership Benefits(00:34:34) Transition to FinTech: Mercado Pago(00:39:14) Credit Business Overview(00:43:38) Managing Credit Risk(00:52:24) Financial Performance and Growth Drivers(00:54:08) Operating Margins and Reinvestment Strategy(00:57:39) Risks and Challenges(01:02:48) Leadership and Company Culture(01:05:47) General Lessons for Investors

In this powerful episode of Healthy Waves, we explore the raw and transformative nature of life's disruptions. Avik is joined by two incredible guests—David Aferiat, FinTech entrepreneur turned growth coach, and Melinda Lee, author of Rebel Hugger. Together, they unpack the real meaning behind life transitions, identity shifts, and emotional vulnerability. David shares how stepping away from a 20-year leadership role challenged his identity and pushed him into a values-driven future. Melinda opens up about her year of hugging strangers—a bold act that revealed unexpected loneliness and a deeper need for self-love. This is a conversation about moving beyond resistance, reframing discomfort, and finding resilience in unexpected places. Whether you're navigating uncertainty, recovering from burnout, or questioning your next move—this episode is your call to reconnect, realign, and rise.   About the Guests:David Aferiat is a former FinTech founder, now a growth coach helping CEOs and leadership teams navigate transformation using the Hero's Journey framework. He also runs Avid Vines, an artisanal champagne venture.Melinda Lee is the author of Rebel Hugger, a healing coach, and energy practitioner. Her work focuses on vulnerability, boundaries, and true belonging through emotional connection.   Key Takeaways: Disruption isn't always dramatic; it often begins as a quiet misalignment before a major shift. David shared how walking away from a company he co-founded became an opportunity to build a life aligned with his core values: self-care, learning, and showing up fully. Melinda's hug experiment, while externally full of warmth, revealed internal disconnection. Her transformation came not from others, but from the journey back to herself. Her biggest realization: self-love is foundational for real connection. Both guests highlighted that surrender is not defeat. True surrender comes from trust, not fear. Morning rituals and routines were key tools both guests use to stay grounded amidst change—whether it's Melinda's tea-on-the-porch ritual or David's structured routine rooted in nourishment, movement, and gratitude. Disruption can be a gift—if we choose to see it that way. It's not just about surviving, it's about evolving into a more authentic, values-led version of ourselves.   Connect with the Guests:David Aferiat: Website: http://avidvines.com/ Growth Coaching: avidcoach.com LinkedIn: Search “David Aferiat” Melinda Lee: Website: https://melindaleeschmitt.com/Book: Rebel Hugger available on her website and Amazon.Want to be a guest on   Healthy Mind, Healthy Life? DM on PodMatch:DM Me Here: https://www.podmatch.com/hostdetailpreview/avik CHECK PODCAST SHOWS & BE A GUEST:Tune to all our 19 podcasts: https://www.podbean.com/podcast-network/healthymindbyavikSubscribe To Newsletter: https://healthymindbyavik.substack.com/Join Community: https://nas.io/healthymind OUR SERVICESBusiness Podcast Management - https://ourofferings.healthymindbyavik.com/corporatepodcasting/Individual Podcast Management - https://ourofferings.healthymindbyavik.com/Podcasting/Share Your Story With World - https://ourofferings.healthymindbyavik.com/shareyourstory STAY TUNED AND FOLLOW US!YouTube - https://www.youtube.com/@healthymindbyavikInstagram - https://www.instagram.com/healthyminds.pod/Facebook - https://www.facebook.com/podcast.healthymindLinkedIn Page - https://www.linkedin.com/company/healthymindbyavikLinkedIn - https://www.linkedin.com/in/avikchakrabortypodcaster/Twitter - https://twitter.com/podhealthclubPinterest - https://www.pinterest.com/Avikpodhealth/Medium - https://medium.com/@contentbyavik SHARE YOUR REVIEWGoogle Review - https://www.podpage.com/bizblend/reviews/new/Video Testimonial - https://famewall.healthymindbyavik.com/ #podmatch #healthymind #healthymindbyavik #mentalhealth #wellness #growthmindset #leadershipdevelopment #emotionalresilience #selflove #hugtherapy #disruption #podcastshow #storytellingasmedicine #rebelhugger #avidvines #purposefulliving #healingjourney #mindfulnessmatters #mentalhealthpodcast #selfcare #resilience #personaltransformation #growthcoach #connectionmatters #healingjourney #mentalhealthawareness #foryou #youtube #linkedin #instagram #facebook #trending  

Excited to welcome Ximena Aleman, Co-CEO and Co-Founder of Prometeo, on this week's Fintech Newscast! She brings sharp insights into the future of cross-border payments, how financial uncertainty is creating new demand for fintech services, and why APIs are the secret weapon making global finance simpler than ever https://prometeoapi.com Click Subscribe to keep up to date on the world of fintech!  Reach … Continue reading Ep 265- Prometeo Co-CEO Ximena Aleman

In the latest episode of our podcast, we explore the significant shifts in the regulatory landscape under the second Trump administration and how these recent deregulatory actions have opened new pathways for banks and FinTech companies by reducing barriers to entry and compliance costs. This evolving environment presents opportunities for innovation and market expansion, although state law oversight, including licensing and regulatory requirements. Today's episode is part one of a two-part series. Joining the podcast today are the following members of Ballard Spahr's Consumer Financial Services Group: Kristen Larson, of counsel, provides insights into the recently-passed GENIUS Act (which creates a federal infrastructure for Stablecoin); Ron Vaske, a partner, covers developments in crypto-backed lending and credit builder loans; John Socknat, co-leader of the Group, speaks on crypto and the mortgage industry; Dan Wilkinson, an associate, provides an overview of developments in earned wage access and rent-to-own and lease-to-own financing products; and John Culhane, a partner in the group, relays insights on income share agreements. Part two of this webinar will be released next Thursday, September 11.  In that episode, Kristen Larson, John Socknat, John Culhane, and Dan Wilkinson, return to continue the conversation, discussing open banking; home equity investment products; home equity loans; buy now, pay later; large installment loans at point of sale; payday loans; and digital wallets to access credit-like features. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group for 25 years.  We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

Liz Hart is President of Leasing for Newmark's operating businesses in the U.S. and Canada, where she drives the strategy of the firm's leasing platform, leads talent development and recruitment, and helps integrate technology to deliver better outcomes for clients. She also serves on Newmark's Executive Committee, reporting directly to CEO Barry Gosin. With more than 20 years at Newmark, Liz has completed close to 35M square feet of transactions valued at over $4.2 billion. She has consistently ranked among the firm's top producers and was a regular Top Five Producer in Newmark's San Francisco office. Her experience spans advising technology companies from startups to Fortune 50 giants, repositioning large-scale developments that have reshaped skylines, and leading Newmark's Technology & Innovation Practice Group to help landlords and tenants in the TAMI/TMT sectors create spaces that attract and retain talent.(01:16) - State of the Office Market: Shrinking Supply & Turning Point(05:05) - How to Approach Office Leasing in 2025(13:45) - Talent, Culture & Competitive Advantage(15:49) - Data-Driven Leasing & Advisory: Automation vs. Augmentation(18:07) - Feature: CREtech - Join CREtech New York 2025 on Oct 21-22 for the largest Real Estate Meetings program. Qualified Real Estate pros get free full event pass plus up to $800 in travel and hotel costs.(19:39) - Brand Building in Commercial Real Estate(24:32) - Flex Space vs. Traditional Leasing (27:00) - End-to-End Platform: Evolving the Leasing Function(29:02) - In-House vs. Outsourcing Tech & Data(29:41) - Data Sharing & Antitrust: The RealPage Settlement(31:31) - Collaboration Superpower: Steve Jobs

AI is transforming industries worldwide, with banking at the forefront of this revolution. The fintech sector offers unprecedented opportunities to modernize financial services and make them more accessible to everyone.Join us for an insightful discussion with two industry leaders: Lutz Finger from Cornell University and Colin Walsh, Founder and Board Director of Varo Bank — the first fintech company to receive a U.S. national banking license.Our panel will explore how AI is revolutionizing banking, ways to expand financial access through technology, opportunities for disruption in fintech, and why successful implementation matters more than the technology itself.Don't miss this opportunity to learn how AI is shaping the future of financial services. Follow eCornell on Facebook, Instagram, LinkedIn, TikTok, and X.

What happens when a banker gets fed up with outdated technology and decides to build something better?In this week's episode of Cloud 9fin, we depart from our usual programming to share an interview produced by one of 9fin's investors, redalpine. Co-founder Steven Hunter shares how he turned years of complaining about broken fintech into 9fin — a 357-person company that's disrupting global debt markets.Discover how he and his university roommate went from sketching company values on their kitchen table to growing rapidly in the US and UK, and why they chose to be "tech-first." Plus: his father's brutal advice about winning that drives everything 9fin does.For more info about 9fin, visit our Insights page. To get in touch about this episode or any other, reach out at podcast@9fin.com.

Fintech foils bank heist NotDoor backdoor Salesloft-Drift impact continues drifting Huge thanks to our sponsor, ThreatLocker ThreatLocker® is a global leader in Zero Trust endpoint security, offering cybersecurity controls to protect businesses from zero-day attacks and ransomware. ThreatLocker operates with a default deny approach to reduce the attack surface and mitigate potential cyber vulnerabilities. To learn more and start your free trial, visit ThreatLocker.com/CISO. Find the stories behind the headlines at CISOseries.com.

On this episode of the Scouting For Growth podcast, Sabine VdL talks to Charlie Wendland, chief claims officer at Branch Insurance. The world of claims management is undergoing a seismic shift, with AI at the heart of this transformation. Insurers leveraging AI have reported a 75% reduction in claims handling time and 50% increase in fraud detection accuracy. Cutting claims processing times allows adjustors to focus on complex decisions and customer care. Charlie talks about technology only being part of the story. The future of claims is about continuous transformation, balancing innovation with compliance, and making sure that as we innovate we don't lose sight of empathy and trust. KEY TAKEAWAYS The combination of investigation, problem solving and, most importantly, being there for people in their worst moments – as a claims adjustor – felt both intellectually engaging and genuinely meaningful. It really drew me to the role. We're small and can't afford to build a fully fleshed out claims organisation. So, we made strategic investments to automate those administrative tasks that typically weight down our adjustors and road loos outcomes and also drive expense inefficiencies. We listened to our adjustors; we did a lot of time studies on what's bogging them down and we proactively sought out those inefficient processes and we looked for technology to improve them. We've taken an iterative approach to everything that we've built understanding that it's not going to be perfect when we first launch, but we're going to be really sensitive to what is not perfect and seek perfection even though we know that's not possible. BEST MOMENTS ‘Find administrative tasks that weigh down your adjustors, free them of those through technology, and they can spend more time on complex issues and customer care.' ‘We get adjustor's opinions on everything that we do, for the most part, which sounds inefficient but it's really not because we do it in a very thoughtful way.' ‘70% of our first notice-of-loss now either done electronically or through a voice AI.' ‘With a startup change is ever present because we're trying to find a way to do something and we're able to change quite quickly, but the hurdles are all self-inflicted, so if we're not communicating effectively that's on us.' ABOUT THE GUESTS Charlie Wendland has 20+ years of expertise transforming claims operations across commercial and personal lines. As Chief Claims Officer at Branch, he leads an organisation that's reimagining the insurance experience through technology and customer-centric innovation while delivering optimal claim outcomes. Charlie's leadership philosophy centres on driving operational efficiency that benefits both customers and the business, building collaborative teams that deliver exceptional results, and pioneering approaches that redefine industry standards. Throughout his career, Charlie has consistently delivered growth while enhancing customer satisfaction. I'm passionate about modernizing insurance and mentoring the next generation of industry leaders. LinkedIn ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook  TikTok Email Website

On this episode of the Scouting For Growth podcast, Sabine VdL talks to Barbara Schonhofer and Carmen Powell, two influential voices who have navigated and thrived in the ever-evolving insurance industry. In today's conversation we explore the sector's evolution, the future of work and best practices for continuous networking and development. KEY TAKEAWAYS When I started my career in 1972, men didn't know how to behave as women cam into their own in business and taking frontline roles. It wasn't so much misogyny that I faced, it was more like old geezers having a laugh, they didn't know how to welcome women into he workplace because it was less usual. I found my way by having humour and being smarter in my responses to them, so I sidestepped a lot of the banter in my early career. There were only a few predatory men, most just didn't know how to behave in front of women. I have always celebrated being different. Anything that was an idiosyncrasy was put down to the fact that I was Spanish, and that suited me fine! That served me well because I didn't have to follow the norms. However, when I interviewed for a very large organisation in the UK the HR director asked my how I was going to cope with men making a pass at me. I said that I was coming here to work and that if anybody crosses the line I knew how to deal with that. BEST MOMENTS ‘The men that were kindest to me didn't help me and the ones that gave me a tough time did business with me. I learned to keep my friends close and my enemies closer.' ‘The most wonderful boss I had was a woman, the rest have been men but, like Barbara, they gave me a hard time and pushed my boundaries enough so I knew I was resilient enough.' ‘With everything you take two steps forward and one step back.' ABOUT THE GUESTS Barbara Schonhofer's career in financial services covers four decades operating as a business leader and later as an executive search consultant to the insurance markets. When she began her career she set out to better understand the complexities of much needed culture change in insurance. During her years operating in financial services as an executive search consultant, Barbara challenged normal practices and spotted the need to bring together women leaders in the London Market to network. Alongside ISC-Group, Barbara co-founded and co-Chair GAIN, a non-profit membership organisation encouraging better understanding and inclusion of neurodiverse individuals in the insurance industry. She is a Freeman of the City of London and a member of the Worshipful Company of Insurers, where she co-founded its female network, iWIN. LinkedIn Carmen Powell is an experienced international marketing and business development professional whose strategic expertise is linked to a practical and positive approach to deliver challenging goals, including establishing new markets and reversing declining revenues whilst successfully navigating large and complex organisational matrices. Carmen has a passion for building societal prosperity and strengthening ethical behaviour of organisations through making a difference to their bottom-line. Ethics matter. Carmen constantly strives to deliver value in ever changing corporate environments while at the same time making a positive difference in our world. LinkedIn ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook  TikTok Email Website

The Trump family's big new crypto coin makes its debut. OpenAI outlines new safety guardrails. Dolby announces its biggest new TV tech in years. Say hello to Dolby Vision 2. Fintech seems to be back. And as the price per token for AI models has fallen, why are costs for developers rising? Links: Trump family's World Liberty Financial token falls in trading debut (FT) Parental controls are coming to ChatGPT ‘within the next month,' OpenAI says (CNNBusiness) Dolby Vision 2 goes beyond HDR with more AI and ‘authentic motion' smoothing (The Verge) UK fintechs explore buying US banks to speed up push for licences (FT) Cutting-Edge AI Was Supposed to Get Cheaper. It's More Expensive Than Ever. (WSJ) Learn more about your ad choices. Visit megaphone.fm/adchoices