Podcasts about Basics

Thanks to Precision Fuel & Hydration for sponsoring this video! Get 15% off your first order at http://visit.pfandh.com/extramilestshow | Can the Norwegian training method help recreational runners get faster without overtraining? I sit down with two-time Olympian and medical doctor Marius Bakken to discuss training intensity, recovery, double threshold training, lactate testing, and building sustainable habits for long-term progress.     

Andy discusses the basics of bonds, including:Basic features and functions of bondsThe risks in bondsBond issuers and maturitiesHow bonds can be usedHow and why bond prices changes, and how interest rates impact pricesBonds vs bond fundsLinks in this episode:Tenon Financial's October 1 newseltter - The basics of bonds: what they are, how they work, and how to use them in retirement planningAndy's YouTube video - Bonds, bond prices, and bond yieldsTenon Financial monthly e-newsletter - Retirement Planning InsightsYouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.comTo send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comTo follow Andy on LinkedIn: https://www.linkedin.com/in/andypanko/

Mastering teen money basics is the ultimate key to transforming Gen Z's financial anxiety into agency and empowerment. In part two of our special series with my 17-year-old stepdaughter, Maddie, we are moving past the psychological traps of spending guilt and laying down highly actionable advice for young adults. We explore how to outsmart the "invisible cash" effect by deleting saved credit cards, using the 24-hour rule to limit impulse buys, and reframing purchases into actual hours worked. From establishing strict student loan rules of thumb for college to embracing an internal locus of control, we outline exactly how to navigate social proof and build resilient financial habits before teenagers step into their next phase of life.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/183-teen-money-basics/

Send us Fan MailCybersecurity threats are becoming faster, more targeted, and increasingly difficult to recognize—but many organizations continue to neglect the fundamentals.In this episode of Joey Pinz Discipline Conversations, Andy Syrewicze draws on 24 years in IT to explain how artificial intelligence is transforming phishing, Microsoft 365 security, and the responsibilities of MSPs. Andy serves as Principal Security Advocate for the MSP market at Hornetsecurity by Proofpoint and is a 13-time Microsoft MVP.Andy recounts a Black Hat demonstration in which locally hosted AI models produced personalized spear-phishing emails in approximately 90 seconds—even generating a well-written message in French. He also explains why businesses must stop treating security products as one-time fixes and continually reassess configurations, permissions, MFA, and evolving best practices.The conversation explores Andy's journey from configuring dinosaur mouse cursors and accidentally erasing an application share to becoming a respected security advocate. Andy also shares why technical professionals should be comfortable saying, “I don't know,” provided they are committed to finding the answer.

Why is developing your intuition so important, especially in today's world? In this candid episode of the Back to Basics series, Susan Jane shares her own experience developing her intuition while in an emotionally abusive relationship — a time when her confidence and self-worth were constantly eroded. Susan reflects on how learning to trust her inner voice, even in the hardest circumstances, became a source of quiet strength and clarity. This episode explores the deeper benefits of intuitive development: increased self-confidence, self-worth, and the ability to recognise when negative thought patterns have taken over versus when guidance is truly aligned with your purpose.This episode is being re-shared from our earlier catalogue for those who haven't heard it yet.For more tools and guidance on trusting your intuition, visit www.intuitivenature.com.au.A gentle note: this episode discusses emotional abuse and postnatal depression. If this is difficult for you, please know that support is available.

FEMA has issued a formal definition of emergency management, calling it the strategic coordination of emergency services to protect life, property, and continuity of operations, and paired it with 12 coordination responsibilities that every FEMA component must now align its doctrine, training and publications to. Three Federal Register notices published yesterday reset the annual assistance numbers: Individuals and Households Program maximums rise to $44,800 each for housing and other needs, Serious Needs Assistance goes to $790, and the Public Assistance simplified procedures threshold moves to $1,093,800. Texas added four more counties for Public Assistance, while its Individual Assistance request for 30 counties remains pending. The national preparedness level holds at 2 with 62 incidents and 5,400 personnel, down 297, and three new large fires in the Southern Area. Moisture from decaying Hurricane Polo brings wetting rain and localized flooding to the Southwest and Colorado today.The EMN Daily NEWS is your concise daily update on national and state-by-state emergency management news. For more detailed analysis of issues facing emergency management, subscribe to EM Network on Substack.KEY TAKEAWAYSFEMA doctrine: The definition came in a September memorandum from Administrator Cameron Hamilton, released September 22 during National Preparedness Month. It sets 12 coordination responsibilities running from capacity building through continuous improvement, alongside professional skills covering command and coordination, consequence analysis, planning, decision-making under pressure, technical writing and after-action analysis. FEMA says the standard applies regardless of sector, and all components will update doctrine, policy, guidance, training, workforce materials and exercise products to match.Assistance thresholds: The new figures took effect with yesterday's Federal Register notices and are indexed to a 2.9 percent increase in the Consumer Price Index for the 12 months ending August 2025. The Individuals and Households Program caps at $44,800 for housing assistance and $44,800 for other needs assistance. Serious Needs Assistance is set at $790. The Public Assistance simplified procedures threshold rises to $1,093,800.Texas: The major disaster declaration for the July storms and flooding now includes Grimes, Live Oak, McMullen and Schleicher counties for Public Assistance, in addition to the 19 counties approved earlier. The state's request for Individual Assistance covering 30 counties remains pending.Get ready, Long Beach! Join emergency management professionals from across the country and around the world for the IAEM 74th Annual Conference & EMEX, November 9-11, 2026, and experience three incredible days of big ideas, new connections, innovation, and the people shaping the future of emergency management. We'll see you in Long Beach!Wildfire posture: Preparedness Level 2 with 62 incidents, 15 uncontained large fires, 1,690,313 acres and 5,400 personnel, a drop of 297, per the Tuesday situation report. Initial attack was light, with 90 fires, three new large incidents, two large fires contained and five complex teams committed. Year to date, the country is at 57,521 fires and 8,565,689 acres, 124 and 141 percent of the ten-year averages.Southern Area: Fifty-five new fires and three new large incidents. Honey, nine miles southwest of Okmulgee, Oklahoma, on Bureau of Indian Affairs protection, is 333 acres and 80 percent contained, with active fire behavior and structures threatened. 3 Alpha Sierra, five miles west of Weston, Florida, is 330 acres and 16 percent contained. Stone Bridge near Wilburton, Oklahoma, grew to 45 acres with residences threatened.California: Timber on the Los Padres National Forest jumped to 88 percent contained, up from 77, with numerous structures still threatened and costs at $171.6 million. Dome in Yosemite National Park grew 178 acres to 5,259 acres, at 31 percent contained. Command on Plaskett transfers back to the local unit today.Northwest: Eight uncontained large fires and 2,425 personnel, down 163. Little Giant on the Okanogan-Wenatchee National Forest rose to 91 percent contained with structures still threatened, and Northwest Team 12 is mobilizing. Three Queens holds at 33 percent contained with numerous residences and critical infrastructure threatened.Recovery calendar: SBA physical damage deadlines for the September 1 declarations close November 1 in Colorado and South Dakota and November 2 in Missouri and Texas, with economic injury applications open to June 1, 2027.Fire weather: Breezy northerly winds develop in parts of the Sacramento Valley and southern California with relative humidity of 10 to 15 percent, creating elevated conditions. Downslope westerly winds are expected in north-central Montana east of the Divide. Moisture from decaying Hurricane Polo persists over the Southwest and Colorado with widespread wetting rain and local amounts near 3 inches, bringing areas of flooding.SOURCESFEMA doctrineFEMA, Administrator's Corner: We Must Return to the Basics, A Definition of Emergency Management and Professional Framework, released Sept 22 (page could not be retrieved in this sweep; text supplied by the editor)https://www.fema.gov/about/administrators-corner/emergency-management-frameworkFederal assistanceFederal Register: Notice of Maximum Amount of Assistance Under the Individuals and Households Program, published Sept 29https://www.federalregister.gov/documents/2026/09/29/2026-19854/notice-of-maximum-amount-of-assistance-under-the-individuals-and-households-programFederal Register: Notice of Award Amount Adjustment for Serious Needs Assistance, published Sept 29https://www.federalregister.gov/documents/2026/09/29/2026-19856/notice-of-award-amount-adjustment-for-serious-needs-assistanceFederal Register: Notice of Adjustment of Disaster Grant Amounts, published Sept 29https://www.federalregister.gov/documents/2026/09/29/2026-19898/notice-of-adjustment-of-disaster-grant-amountsFederal Register: Notices of Emergency and Major Disaster Declarations and Related Amendments, March through August 2026, published Sept 29https://www.federalregister.gov/documents/2026/09/29/2026-19857/notices-of-emergency-and-major-disaster-declarations-and-related-amendmentsOffice of the Texas Governor: federal disaster assistance approved for four additional counties, Individual Assistance request pendinghttps://gov.texas.gov/news/post/governor-abbott-announces-approval-of-federal-disaster-assistance-for-four-additional-counties-following-summer-storms-and-floodingWildfire, nationalNICC Incident Management Situation Report and Predictive Services discussion: Tuesday, Sept 29, 2026, 0730 MDT (live PDF, overwritten daily). Source for all fire figures and the Southern Area, California and Northwest items.https://www.nifc.gov/nicc-files/sitreprt.pdfIMSR archivehttps://www.nifc.gov/nicc/incident-information/imsr This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit emnetwork.substack.com/subscribe

Join us this episode as we discuss the basics as Scripture, Salvation, and Faith.

After a four-year hiatus, Law Meets Gospel returns to celebrate 2026's International Podcast Day with a common issue religious organizations deal with: restricted gifts. In this episode, Josh goes over restricted gifts, unrestricted gifts, and internal designations. He discusses how restricted gifts arise, how to evaluate and process restricted gifts, and why it's important to handle restricted gifts carefully. In future episodes, we'll discuss gift policies and what to do when it becomes impossible to fulfill a gift's conditions.

Send us Fan MailYour smartest plan can still fail if people don't feel seen first. We sit down with persuasion expert and author Josh Bandoch to unpack what actually moves human beings to action, especially when emotions are running hot and the pressure is real. If you lead teams, handle crisis management, or communicate for a living, this conversation connects the dots between neuroscience, psychology, and practical leadership communication.We get into why great persuaders lead with emotional intelligence and why negativity bias makes fear and criticism “stick” more than reassurance. Josh explains the fastest way to lose trust in a crisis: telling people they shouldn't feel what they feel, or ordering them to calm down. Instead, we talk through how to name emotions clearly, build common ground, and then pivot to a credible plan that keeps talented people from checking out or jumping ship.We also dig into persuasive storytelling, including what makes a story memorable and motivating, plus what Josh learned preparing his TEDx talk on how to be more persuasive. To close, we apply these ideas to election season and the line between persuasion and manipulation, with a simple filter for listening to candidates: do they feel authentic, and are they inviting shared action or trying to conquer the room?#crisiscommunications #crisiscomms #persuasion #crisismanagement #leadership #crisisleadership #storytellingIf this helps you lead with more clarity and calm, subscribe, share the episode with a colleague, and leave a quick review so more leaders can find it.Support the showWe'd love to hear from you.  Email the show at Tom@leadinginacrisis.com.

What does a urologist actually need to know to confidently manage advanced prostate cancer in the clinic? On this episode of BackTable Urology, host Dr. Ruchika Talwar interviews Dr. Kristen Scarpato, director of the advanced prostate cancer clinic at Vanderbilt University Medical Center, and Dr. Jason Hafron, chief medical officer of the Michigan Institute of Urology. They break down how the landscape has shifted, why more patients stay in urology for treatment, and how to select and monitor therapy based on disease state, comorbidities, and patient goals. --- Get the BackTable apphttps://www.backtable.com/app --- This podcast is supported by Bayer https://www.bayer.com --- Timestamps 00:00 - Introduction02:41 - Shift to Urology-Led Advanced Prostate Management07:07 - Sorting Therapies by Disease State10:33 - Treatment Intensification and Doublet Therapy17:54 - ARPI Selection and the Four Ps Framework25:46 - Managing Financial Toxicity29:30 - Monitoring, Labs, and Imaging34:11 - Red Flags and Comanagement36:49 - When to Refer to Medical Oncology41:11 - Future Directions and Practice Economics46:33 - Closing Remarks --- More about this episode The discussion covers sorting therapies by disease state rather than drug class, doublet and triplet intensification, the nuances of choosing between abiraterone, enzalutamide, apalutamide, and darolutamide, and Dr. Hafron's “four Ps” framework for drug selection. Dr. Scarpato addresses financial toxicity, surveillance protocols, and red flag symptoms. Both guests share their referral triggers for medical oncology, approaches for oligometastatic disease and metastasis-directed therapy, and practical tips for running an advanced prostate cancer clinic. --- Resources Advanced Prostate Cancer: AUA/SUO Guidelinehttps://www.auanet.org/guidelines-and-quality/guidelines/advanced-prostate-cancer Trial Design and Objectives for Patients With Prostate Cancer: Recommendations From the Prostate Cancer Working Group 4 (JCO)https://ascopubs.org/doi/10.1200/JCO-25-02834 ARACOG (AFT-47): Darolutamide vs Enzalutamide and Cognitive Function, ClinicalTrials.gov NCT04335682https://clinicaltrials.gov/study/NCT04335682 ARASENS: Darolutamide and Survival in Metastatic, Hormone-Sensitive Prostate Cancer (NEJM)https://www.nejm.org/doi/full/10.1056/NEJMoa2119115 PSMAddition: 177Lu-PSMA-617 Plus Standard of Care in mHSPC, ClinicalTrials.gov NCT04720157https://clinicaltrials.gov/study/NCT04720157 Medicare Plan Finder, referenced on air for comparing Part D out-of-pocket drug costshttps://www.medicare.gov/plan-compare/ --- BackTable Urology is the go-to podcast for urologists, urologic oncologists, and urogynecologists. Download the free BackTable app to get early access to new episodes, cases, and courses curated by physicians in your specialty. ► https://www.backtable.com/app

Join us as Pastor Chris continues our new series, All Four Quarters: Going All In for the Win in the Christian Life. This week, he talks about the basics of the Christian life.

Warum will fast jeder im Gym aussehen wie Cristiano Ronaldo – aber niemand trainiert auch nur ansatzweise wie er? In dieser Stammgast-Episode sitzen Fritz Reincke und sein langjähriger Weggefährte Fabian zusammen und nehmen sich den größten Denkfehler der Fitnessszene vor: Körper werden fast nur noch nach Optik bewertet, nicht nach Funktion. Von da aus geht's tief in die Sprinttechnik – inklusive einer Analyse, warum Erling Haaland beim Antritt so explosiv wirkt – und in die Frage, welche Rolle Konstanz und die simplen Basics wirklich spielen. Am Ende steht eine steile, aber gut begründete These im Raum: Berlin könnte einer der schlechtesten Orte sein, um als Sportler erfolgreich zu werden. Warum das so ist und welche eigenen Beobachtungen aus der Praxis dahinterstecken, hört ihr in dieser Episode. In dieser Episode sprechen wir unter anderem über:

Michael's talk on the core teachings of the Buddha and how they relate to being a self, letting go, repeating the past, investing too much in the future, and being stuck. Recorded on September 28, 2012. Please note, the end of the talk and discussion is cut-off.

Scott Phillips is the Chief Investment Officer at The Motley Fool, but he thinks most people shouldn't be picking individual stocks.Fresh off writing The One Page Investing Plan, Scott joins Bryce and Ren to explain why simple investing habits often beat complexity, why ETFs should be the default for many investors and why trying to time the next market crash can cost you.Plus, Scott shares his case for shares over investment property, the risks of thematic and leveraged ETFs, and why staying invested matters more than predicting what happens next.Stocks & ETFs mentioned: Berkshire Hathaway (NYSE: BRK.B), John Deere (NYSE: DE), Xerox (NASDAQ: XRX), IBM (NYSE: IBM), Dell Technologies (NYSE: DELL), Visa (NYSE: V), Mastercard (NYSE: MA), Webjet Group (ASX: WJL)Chapters:00:00 Why Scott Says “Invest Anyway”01:50 The One Page Investing Plan07:24 Why Most People Shouldn't Pick Stocks11:15 Finding Your Investing “Why”19:31 The Investing Habits That Actually Matter26:59 Shares, ETFs and Thematic Investing32:21 Shares vs Property: Scott's Case40:20 Should You Invest With a Market Crash Coming?Check out Scott's new book 'The One-Page Investing Plan: Start Simple, Stay Patient, Build Serious Wealth'.———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———This podcast is intended for education and entertainment purposes only. Any advice is general advice and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If unsure, speak to a financial professional. The host of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares Group but maintains editorial independence and operates under Australian Financial Services licence 540697. Hosted on Acast. See acast.com/privacy for more information.

In this episode, author and educator Peter McCoy of Mycologos discusses putting fungi into soil by building up the soil.   Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

OpenAI hacked an Australian Medicare portal and the government didn't find out from the company until months later. We unpack what the incident says about AI safety, human error & who should be liable when autonomous systems cross the line. Then, why booming US business activity could spell trouble for interest rates, before closing out Super September with listener questions on the First Home Super Saver Scheme, ETFs & gearing inside super. Plus, we take a trip around the world to check in on the battered “super apps” and ask whether the businesses are stronger than their share prices suggest.In this episode:00:00 OpenAI hacked Medicare07:08 When good economic news becomes bad news11:25 Super September: Your final questions12:02 First Home Super Saver Scheme explained17:02 ETFs and taking control of your super22:11 Gearing inside superannuation25:41 What exactly is a “super app”?31:12 Apps under the microscopeStocks & ETFs Mentioned: Betashares Australia 200 ETF (ASX: A200), iShares S&P 500 ETF (ASX: IVV), Betashares Wealth Builder Diversified All Growth Geared ETF (ASX: GHHF), ProShares UltraPro QQQ (NASDAQ: TQQQ), Tencent (HKEX: 0700), Grab (NASDAQ: GRAB), GoTo (IDX: GOTO), Sea Limited (NYSE: SE), Kakao (KRX: 035720), Rakuten Group (TYO: 4755), Mercado Libre (NASDAQ: MELI), Jumia Technologies (NYSE: JMIA), Toyota Motor (NYSE: TM), Caterpillar (NYSE: CAT), Marriott International (NASDAQ: MAR), Delta Air Lines (NYSE: DAL), Darden Restaurants (NYSE: DRI), A.P. Moller - Maersk (CPH: MAERSK-B), Union Pacific (NYSE: UNP), Samsung Electronics (KRX: 005930), SK Hynix (KRX: 000660), Taiwan Semiconductor Manufacturing Company (NYSE: TSM), Amazon (NASDAQ: AMZN), Meituan (HKEX: 3690), PDD Holdings (NASDAQ: PDD), JD.com (NASDAQ: JD), Alibaba (NYSE: BABA)Share your thoughts via this link and help shape Betashares Super. You'll go in the draw for your chance to win 1 of 4 $250 Prezzee gift cards. T&Cs apply. The form is open until midnight AEDT, 30 September 2026. Betashares Holdings Pty Ltd is conducting this competition. Please read the relevant PDS and TMD before deciding whether to invest in the new Betashares Super or Betashares Pension products - https://betashares.typeform.com/to/e7hyKA2RPlus - come join the team! We're hiring a Senior Business Development Manager - https://equitymates.com/careers/———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———This podcast is intended for education and entertainment purposes only. Any advice is general advice and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If unsure, speak to a financial professional. The host of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares Group but maintains editorial independence and operates under Australian Financial Services licence 540697. Hosted on Acast. See acast.com/privacy for more information.

We go back to school with the basics of the Fourth Amendment.Check out more about the cases we cover on The Prosecutors + at our Substack the True Crime Times Check out our other show, The Prosecutors, for true crime cases and mysteries.For early and ad-free access to episodes as well as the opportunity to watch us record episodes live, join our PatreonFor early and ad-free episodes, you can subscribe on Apple Podcasts.Get Prosecutors Podcast Merch Join our fan-run Facebook Group: the Gallery on Facebook for case discussions, hot legal topics, and more. Follow us on X, or as we'll always call it: Twitter @prosecutorspodFind us on Instagram or Threads @prosecutorspodCheck out our website for case resourcesHang out with us on TikTok @prosecutorspodSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Thanks to Precision Fuel & Hydration for sponsoring this video! Get 15% off your first order at https://visit.pfandh.com/extramilestshow | Penny Jarvis started running at 44 and now has ran 24 marathons. She ran her fastest marathon at 72, proving it's never too late to improve. In this episode, she joins Floris to share her approach to training, strength, recovery, and building confidence, plus how running has brought friendship, adventure, and purpose into her life.

Lack of Fundamentals and Basics In Your Business Eventually EXPOSES You

One threat actor compromised at least 440 PaperCut instances across 395 organizations in 48 countries, using AI to run the same playbook at scale. The fastest path to domain admin took five minutes. But out of hundreds of organizations hit, the attacker only got domain admin at 12 of them.Spencer and Tyler use GreyNoise's recent PaperCut report to make the case that the basics matter more now than they ever have. The attack itself was not novel. It used a known vulnerability, a lab environment built to test exploits, an internet scanning service, and familiar offensive tools. AI (Codex and DeepSeek) is what took it from one target to hundreds.In this episode:How the attacker built a PaperCut and Active Directory lab to test exploits before going wideWhy five minutes to domain admin is fast but not unheard of, and how certificate abuse makes it possibleThe Conti playbook comparison, and how LLMs are turning attack playbooks into automated campaignsThe toolkit: Certify, Rubeus, SpoolSample, Impacket, NetExec, BloodHound, Mimikatz, and AMSI bypassesWhy letting hosts reach GitHub directly is a red flag, and how DNS and category filtering slow attackers downThe one case where Cloudflare's WAF stopped the attackWhy the 12 domain admin compromises are a hopeful sign that hardening worksWhere to start with AD hardening: tier zero permissions, dangerous rights on broad groups, service accounts, and certificate templatesMoving past EDR alone with application control, NDR, and identity-based detectionsComparing what a security tool costs to what a compromise costsSpencer and Tyler are penetration testers at SecurIT360.If you get something out of the show, subscribe and leave a rating or review. It helps more than you would think.Work with Us: https://securit360.comBlog: https://offsec.blog/Youtube: https://www.youtube.com/@cyberthreatpovTwitter: https://x.com/cyberthreatpovFollow Spencer on social ⬇Spencer's Links: https://spenceralessi.com

As part of the September issue, the European Respiratory Journal presents the latest in its series of podcasts. Chief Editor James Chalmers interviews editorial board member Christina Thornton and associate editor Marcus Mall about their Back to Basics review article on bridging the airway microbiome and targeted therapy in bronchiectasis, published in this issue of the ERJ (https://doi.org/10.1183/13993003.00239-2026). Cite this podcast as: ERJ Podcast September 2026: The airway microbiome and targeted therapy in bronchiectasis. Eur Respir J 2026; 68: 26E6803 [https://doi.org/10.1183/13993003.E6803-2026].

Send Steve a Text MessageCan you tell major from minor with your eyes closed? That single skill can change how fast you learn songs by ear, how confident you feel in a jam, and how “musical” your playing sounds without relying on tabs. Steve Stein from Guitar Zoom walks through a simple ear training approach that helps you recognize chord quality first, before you worry about the exact chord name.We start by isolating the most important contrast in everyday harmony: major versus minor. Steve demonstrates how small changes on the guitar create a big shift in mood, and he explains why your brain needs time to learn the sound itself, not the shape. Then we turn it into a quick quiz: listen to a chord you can't see and decide whether it feels major (brighter) or minor (darker), training your ear to make clean decisions under pressure.From there, we zoom out into relative pitch and real music. Instead of chasing “Is it C sharp?” we focus on hearing what feels like home, identifying the main chord in a progression, and using basic chord theory to narrow down what's likely next. Steve also shares why simple, repeating songs with fewer chord changes are the best starting point, and how to practice in small blocks so you don't get overwhelmed.If you want more structure and guidance, Steve points you toward Guitar Zoom Academy. Subscribe for more guitar lessons, share this with a friend who's learning by ear, and leave a review with the biggest ear training challenge you're working on.Thanks for being here!! I will continue to do my best to bring you the best, most informative guitar discussions to help you along your guitar journey! The more you share this podcast with others, the more I can continue to grow this channel and offer the best information and advice I can to you.Thank you!SteveLinks:Check out the GuitarZoom Academy:https://academy.guitarzoom.com/Steve's Channel → https://www.youtube.com/user/stinemus... GuitarZoom Channel → https://www.youtube.com/user/guitarz0... Songs Channel → https://www.youtube.com/user/GuitarSo... . 

In a challenging real estate market, consistent prospecting and meaningful conversations can help agents create new opportunities. In this episode of the REDX Podcast, Tyler sits down with Kent, an experienced real estate agent who shares how he uses circle prospecting to generate listing opportunities and build relationships with homeowners. Rather than relying solely on expired listings or traditional cold calling, Kent explains how he adapts his approach to changing market conditions by focusing on just-listed and just-sold properties, neighborhood outreach, and strategic follow-up.Kent breaks down his process for prospecting around listings, including how he identifies the right homeowners to contact, customizes his call lists based on property type and price range, and follows up when a property is listed, goes under contract, and sells. He also shares how he uses REDX GeoLeads and Vortex to organize prospecting efforts, reach homeowners through multiple channels, and identify potential sellers in areas where buyers want to live. The conversation explores how postcards, phone calls, and consistent follow-up can work together to create future business, with Kent sharing that this approach can generate approximately one listing per month when he stays consistent with it. For agents looking to adapt to a changing market, build stronger neighborhood relationships, and create more listing opportunities through proactive outreach, this episode offers practical strategies they can put into action.Here's What You'll Discover in This Episode...• Why circle prospecting can help agents generate listing opportunities in a changing market.• How Kent uses just-listed, just-sold, and under-contract properties to create a repeatable prospecting process.• What to consider when selecting 100–150 nearby homeowners or targeting properties in a similar price range.• How to customize prospecting lists for high-end homes and specific neighborhoods.• Why informational calls can help agents build familiarity without immediately pushing homeowners to sell.• How to follow up at different stages of a listing to create additional opportunities.• What makes postcards, phone calls, and other outreach methods more effective when used together.• How REDX GeoLeads helps agents connect with homeowners in areas where buyers want to live.• Why filtering expired listings by equity may help agents focus on homeowners with more flexibility.• How consistent prospecting can create more conversations, relationships, and opportunities to work with the clients they want.JUMP TO THESE TOPICS00:00 –

Can your intuition really be trusted, every single time? In this episode of the Back to Basics series, Susan Jane explores why the answer is yes — but with an important catch: it's not the messages themselves that lead us astray, it's how we interpret them. Susan shares two powerful personal stories, including a terrifying childhood dream that turned out to be an urgent warning, to illustrate how intuitive messages come through physically, emotionally, mentally, and visually, and why learning to interpret them correctly makes all the difference. Discover the simple way to check whether you're reading your intuition right, and why positive guidance always feels different from fear-driven, negative thought patterns.This episode is being re-shared from our earlier catalogue for those who haven't heard it yet.For more tools and guidance on trusting your intuition, visit www.intuitivenature.com.au.A gentle note: this episode briefly touches on the loss of a friend to suicide. If this is difficult for you, please know that support is available — Lifeline (13 11 14) is there to help, day or night.

In the Season Two premiere of Business Bankruptcy Basics, hosts Miles Taylor and Ella Vincent welcome the Honorable Christopher M. Alston, Chief Judge of the U.S. Bankruptcy Court for the Western District of Washington, for an accessible overview of the chapter 11 process. Judge Alston explains the life cycle of a case, from filing to emergence from bankruptcy. The conversation also examines the roles of key stakeholders and the different ways a chapter 11 case may conclude. Tune in for a clear roadmap of how the pieces of a chapter 11 case fit together. The content of the “Business Bankruptcy Basics” podcast, including any statements made by its hosts or guests, is provided for educational purposes only. This podcast is not intended to be, nor should it be relied upon as, legal advice. Listening to this podcast does not create an attorney-client relationship. The views and opinions expressed in this podcast are solely those of the hosts and guests and do not reflect the positions or opinions of their employers or any organizations with which they may be affiliated. For legal guidance, please consult a qualified attorney.

Checkout our Study Courses for free by enrolling below:https://www.wificfi.com/account/studycourses- Private Pilot Study Course- Instrument Rating Study Course- Commercial Pilot Study Course- CFI Study Course- CFII Study Course- Multi Engine Add-On Study CourseCheckout our Checkride Lesson Plans for free by enrolling below:https://www.wificfi.com/account/lessonplans- CFI Lesson Plans- CFII Lesson Plans- MEI Add-On Lesson PlansCheckout our Teaching Courses for free by enrolling below:https://www.wificfi.com/account/teachingcourses- Teach Private Pilot- Teach Instrument Rating- Teach Commercial Pilot- Teach CFI Initial- Teach CFII Add-OnSupport the show

What does Australia look like in 40 years, and what does it mean for your money? Bryce & Ren unpack the latest Intergenerational Report and what an older, slower-growing population could mean for investors. Then they bust the myth that you need $1 million to retire. Mr. Beat Up also returns, putting Southeast Asian super app Grab under the microscope, from its beaten-up share price to its ambitious push into banking & financial services.In this episode:00:00 — What will Australia look like in 40 years?02:11 — Australia's ageing population & slowing economy07:56 — Canva's valuation markdown & AI problem14:12 — Do you really need $1 million to retire?20:37 — Can shares help your super beat inflation?22:43 — Mr. Beat Up: Grab29:02 — Does Grab have a competitive advantage?35:01 — Grab's valuation & the super app opportunityStocks & ETFs Mentioned: Grab Holdings (NASDAQ: GRAB), Uber Technologies (NYSE: UBER), Sea Limited (NYSE: SE), Jumia Technologies (NYSE: JMIA), MercadoLibre (NASDAQ: MELI), Nu Holdings (NYSE: NU), Meta Platforms (NASDAQ: META), Alphabet (NASDAQ: GOOGL), Apple (NASDAQ: AAPL), Space Exploration Technologies Corp (NASDAQ: SPCX)Share your thoughts via this link and help shape Betashares Super. You'll go in the draw for your chance to win 1 of 4 $250 Prezzee gift cards. T&Cs apply. The form is open until midnight AEDT, 30 September 2026. Betashares Holdings Pty Ltd is conducting this competition. Please read the relevant PDS and TMD before deciding whether to invest in the new Betashares Super or Betashares Pension products. LINK: https://betashares.typeform.com/to/e7hyKA2RPlus - come join the team! We're hiring a Senior Business Development Manager - https://equitymates.com/careers/———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———This podcast is intended for education and entertainment purposes only. Any advice is general advice and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If unsure, speak to a financial professional. The host of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares Group but maintains editorial independence and operates under Australian Financial Services licence 540697. Hosted on Acast. See acast.com/privacy for more information.

One of the more complex situations that I often get asked to write about, or asked to help advocate for, is hernia repair in higher-weight people. This situation can be quite complicated and a lot depends on the person, their specific condition, and their situation. The goal of this three-part series is to offer a starting point for discussion and advocacy. In part 1 we'll look at some of the basics around hernias, hernia repair in general, and hernia repair (or lack thereof) in higher-weight patients. In part 2 we'll look at the issues with the common weight loss recommendations higher-weight patients often receive, and in part 3 we'll look at specific concepts to advocate for care and research to provide some support. Get full access to Weight and Healthcare at weightandhealthcare.substack.com/subscribe

This is the final podcast in our three-part Back to Basics series, where we are talking about our vision for ministry here at First Baptist Dallas. This episode focuses on our upcoming Mission 1:8 for 2027-2028, Built on the Bible.

AI is easy to start using, but getting good at it takes practice. In this episode, Matt and Mike break down the AI basics everyone should learn first, from improving your prompts and knowing when AI needs to search the web to verifying important answers and avoiding AI overload. Whether you're using ChatGPT, Claude, Copilot, or another AI tool, these tips will help you build better habits and get more useful results. Show Notes: https://www.htmlallthethings.com/podcast/ai-basics-learn-these-tips-first Use our Scrimba affiliate link (https://scrimba.com/?via=htmlallthethings) for a 20% discount!! Full details in show notes.

Don't experiment on your own revenue with broken game mechanics. Get our guide "Core Drives in the Wild" to learn how to apply real behavioral science to your product: professorgame.com/WildCD Episode Summary Kristen Berman, behavioral scientist and CEO and co-founder of Irrational Labs, argues that personalization is overrated in product design, and she brings the experiment to back it up. She walks through a published onboarding test with Headspace where asking new users a few questions and then recommending the same Basics course to everyone doubled course enrollments, outperforming both the personalized recommendation and the version with no questions at all. She is just as direct about the limit: enrollments doubled, yet people did not meditate more, because the rest of the product never reinforced that first commitment. Listeners come away with a barriers-and-benefits lens for any signup flow and a clear order of operations: get the fundamentals of human decision making right first, then layer personalization on top. About the Host Rob Alvarez is Head of Engagement Strategy, Europe at The Octalysis Group (TOG), a leading gamification and behavioral design consultancy. A globally recognized gamification strategist and TEDx speaker, he founded and hosts Professor Game, the #1 gamification podcast, and has interviewed hundreds of global experts. He designs evidence-based engagement systems that drive motivation, loyalty, and results, and teaches LEGO® SERIOUS PLAY® and gamification at top institutions including IE Business School, EFMD, and EBS University across Europe, the Americas, and Asia. Key Takeaways Headspace's onboarding experiment with Irrational Labs doubled course enrollments by asking new users a few questions and then recommending the same Basics course to everyone, with no personalization behind the answers. Personalization pays off when the match is right and loses the user when it misses, and a handful of signup questions rarely reveals enough to get it right. Kristen Berman's advice: design first to avoid getting it wrong. Doubling Headspace course enrollments did not get more people to meditate. The enrolled course sat at the bottom of a list instead of on the Today tab, which shows that fixing one step of the funnel does not fix the next one. Forced choice beats a Continue button: in an Irrational Labs experiment, showing Accept or Decline led more people to accept, because the cost of saying no becomes visible instead of staying hidden behind an X. A meta-analysis from around 2020 found no effect of personalized health feedback on behaviors ranging from smoking to physical activity. With reminders, whether you send them and how often matters far more than small copy changes. Duolingo times reminders to the hour a user signed up, and Netflix improved its recommendations by moving from five stars to thumbs up or down so more people rated. Past behavior is the most reliable personalization signal. Topics Covered 0:00 - Doubled enrollments, no more meditation 0:13 - Meet Kristen Berman of Irrational Labs 2:56 - Where irrational decisions cost the most 5:06 - Why game designers get to be paternalistic 7:48 - Forced choice: accept or decline beats continue 10:02 - Friction versus motivation in fintech and health 13:58 - The Headspace onboarding experiment setup 17:45 - Non-personalized questions doubled course enrollments 19:46 - Why more enrollments did not mean more meditation 22:21 - Pre-commitment, lost streaks and why willpower fails 25:24 - AI personalization and the health meta-analysis 28:44 - Reminders, Duolingo timing and Netflix ratings 32:08 - Where to find Kristen Berman Don't experiment on your own revenue with broken game mechanics. Get our guide "Core Drives in the Wild" to learn how to apply real behavioral science to your product: professorgame.com/WildCD About Kristen Berman Kristen Berman is a prominent behavioral scientist and the CEO and co-founder of Irrational Labs, a leading behavioral design firm in Silicon Valley. Irrational Labs partners with top companies such as Intuit, LinkedIn, Airbnb, Meta, and Microsoft to drive behavior change for the greater good. Kristen's expertise in behavioral economics began as a founding member of the behavioral economics group at Google, where she worked with over 25 teams to launch innovative interventions, and she went on to co-found Duke University's financial decision making lab, Common Cents. She also publishes Product Teardowns, a Substack where she takes apart a popular app in about five minutes to show how a behavioral scientist thinks about design, pricing, incentives, and loyalty. Find the Guest Online LinkedIn kristenberman.com Product Teardowns on Substack Irrational Labs Irrational Labs case studies Mentioned in This Episode Lessons on habit formation from an experiment with Headspace Headspace onboarding experiment recap by Purchasely, the third partner in the study BJ Fogg's Behavior Model (motivation, ability, trigger/prompt) Ulysses contracts and pre-commitment Forced choice (Accept or Decline versus Continue) Meta-analysis on personalized health feedback (circa 2020) Duolingo's reminder timing, Netflix's move from five stars to thumbs, and Uber Eats notifications Core Drives in the Wild guide Free Resources and Get in Touch Core Drives in the Wild: Professor Game Free Guide Get Daily Value on Your Email Let's chat about your gamification project YouTube LinkedIn Instagram Facebook Start Your Community on Skool for Free Ask a question

Johan sits down with Caitlin Jones, a functional nutritionist who has spent the last three years focused on blood work, blood sugar regulation and insulin sensitivity, including reversing pre- and type 2 diabetes. They open with the CGM-and-oatmeal posts that circulate online: a blood sugar rise after a meal is normal, and what actually matters is the rest of the meal and whether the basics are in place. Caitlin shares how she was diagnosed pre-diabetic while powerlifting and reversed it with a calorie deficit, lower carbs, steady protein, walks after meals and the same lifting she was already doing. You'll walk away with a plain-language picture of how blood sugar rises and falls, what an unbalanced eating pattern does to that baseline over time, and where labs, muscle and maybe even a GLP-1 actually fit.More from Caitlin:https://www.caitlinjcoaching.com/https://www.instagram.com/caitlin.j.coaching/In this episodeWhy the CGM-and-oatmeal posts show something normal: a rise after carbs is expected, and nobody eats a carb by itself.Caitlin's story: diagnosed pre-diabetic about four years ago while powerlifting on 370 grams of carbs a day, fasting blood sugar in the 140s, 192 pounds at 5'2".Over-eating and under-eating can feel the same in the body: tired, poor sleep, poor recovery.The protein craze, fortified everything, and why so many clients come in over-eating protein and under-eating carbs.How her parents taught balance without making it a thing: soda or ice cream at team dinners, never both.Blood sugar 101 in plain language: it rises after eating, insulin brings it down, and an unbalanced pattern slowly pushes the baseline up.Type 2 as a lifestyle condition, and why "you don't look pre-diabetic" is not a diagnosis. The stick-thin client whose doctor doubted it until a week of testing said otherwise.How Caitlin reversed hers: a deficit, lower carbs, protein held, walks after meals, same lifting. Her transparent take on an eight-month semaglutide microdose as a tool, not the reason it worked.Why people who skip the basics on a GLP-1 tend to regain, and what she does with them next.What she checks first with a new client: three to five days of food logs (under-reporting, hidden fats, the coffee), then A1C and fasted insulin.Why muscle is one of the best blood sugar tools you have: the sugar has somewhere to go.The hardest part: the habits people didn't know were habits, and eating for a purpose.A little hunger is normal and doesn't need fixing right now.Intuitive eating as "the PhD of eating": the long-term goal, not the method.- - - - -Talking Nutrition is brought to you by Odyssey Coaching Systems.Website and free resources: https://odysseycoachingsystems.co/Follow Johan on Instagram: https://www.instagram.com/johanvesters_ocs/Apply for coaching: https://odysseycoachingsystems.co/coaching-application

Ben walks Dennis through a six-month plan that became a jungle course for about 200 unpaid resistance volunteers. Vic built the curriculum from TCCC, the Ranger Medic Handbook, and what that force actually needed — then wrote it to their education level, culture, and organization. Supplies moved through the existing network. The first four days were not student training. They were instructor train-up. Then the locals taught. Interpreters shrank. Force multiplication went up. Chiefs owned the schedule because they knew the logistics better than the foreigners.The five-day basic block — Ranger First Responder flavor, ~150 students, three languages — ran cleaner than the ten-day advanced course. Around day six, the instructors sat in a hut wondering if anyone could action the material. The FTX answered it: recovery mission, collect, treat, triage, evacuate. When words failed, Ben inserted himself into the lane. Watch me. Do as I do.Then the punchline he brought home to NATO partners in four and a half days: stop making this more complicated than the environment allows. Basics save lives. Teaching is a hard skill and a soft skill. Ego gets you ignored — or worse. Likability moves supplies. Medics still have to influence commanders so casualties do not bog down the assault.Listen, then steal the method. Not the ego.⁠prolongedfieldcare.org⁠ | ⁠@prolonged_field_care⁠ | PFC PodcastTop 5 takeaways:Build a local instructor cadre first. Four days of train-the-trainer, then hand the blocks to them. Less interpreter drag. Real force multiplication.Write the course to the force in front of you. TCCC + Ranger Medic Handbook as the spine. Education level, culture, and org constraints as the cut line. Chiefs own the schedule.Basics scale. Abstraction does not. The 5-day / 150-student / 3-language block worked because it was see-do-act. The 10-day advanced block created the “do they actually get this?” crisis.When comprehension is in doubt, stop talking and enter the lane. Insert yourself. Narrate while you do the work. Show shock. Do not lecture shock.Teaching is an act of love plus influence. Humble competence beats the alpha brief. Medics still owe commanders a clear recommendation — even if the answer is “we're doing it anyway, figure it out.”Chapters:00:00 Cold open + why this trip01:08 Six months of planning — you do not show up on a whim01:59 Vic Nigo's curriculum: TCCC, Ranger Medic Handbook, culture, org02:51 Supply network for ~200 students03:20 Plan vs jungle reality04:01 Four-day instructor train-up and handing the class off04:56 Volunteers, buy-in, and a culture that does not like quitters06:24 Motivation that costs a patch and a thumbs-up07:29 Ukraine militia hunger vs professional-military spoiling08:26 Why train-the-trainer beats you plus an interpreter09:00 What actually broke: hours, land nav, competing requirements09:54 5-day basic / ~150 / 3 languages — the block that worked10:53 10-day advanced — day 6 doubt in the hut11:41 The FTX: recover, collect, treat, triage, evacuate12:30 Teaching tactic: insert yourself, watch me, do as I do13:14 Show them shock. Do not define it.14:13 SOCM lesson: you do not know the job until you see the job34:54 The course continues — Vic takes it deeper / SOCM Light35:37 The West overcomplicates TCCC36:10 Basics save lives37:11 NATO partners in 4.5 days: trenches, physical exam, pain, cheat cards39:17 Advice for the first overseas class40:06 Know the audience — products change with the culture40:39 Ego is a teaching failure and a survival failure41:24 All teaching is an act of love42:03 Likability as a core attribute43:09 The medic as SME: influence, battlefield clearance, buy-in44:56 Be ready for the unexpected — and try to enjoy it

Back to Basics: "The Word" (10:30am) by Mission Ebenezer Family Church

Back to Basics: "The Word" (8am) by Mission Ebenezer Family Church

Cathie Wood is betting that we're only at the beginning of a technological transformation decades in the making. The ARK Invest founder & CEO joins us to unpack why AI is accelerating faster than expected, how robotaxis and humanoid robots could reshape the physical world, and why healthcare may be one of the market's most overlooked AI opportunities. Plus, Cathie shares her latest thinking on Bitcoin, crypto, managing risk after ARK's wild pandemic-era ride and the companies she believes could eventually reach trillion-dollar valuations.In this episode:00:00 The technologies changing everything02:05 Why innovation is accelerating07:52 AI, gene editing & the future of healthcare11:04 How ARK finds breakthrough technologies19:31 Cathie Wood's latest Bitcoin and crypto thesis27:44 What ARK learned about risk30:48 Is AI becoming a bubble?39:00 The next trillion-dollar companiesStocks & ETFs Mentioned: Tesla (NASDAQ: TSLA), NVIDIA (NASDAQ: NVDA), Palantir Technologies (NASDAQ: PLTR), CRISPR Therapeutics (NASDAQ: CRSP), Intellia Therapeutics (NASDAQ: NTLA), Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Hyperliquid (HYPE), Cloudflare (NYSE: NET), Visa (NYSE: V), Salesforce (NYSE: CRM), Apple (NASDAQ: AAPL), Alphabet (NASDAQ: GOOGL), SpaceX (NASDAQ: SPCX)———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———This podcast is intended for education and entertainment purposes only. Any advice is general advice and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If unsure, speak to a financial professional. The host of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares Group but maintains editorial independence and operates under Australian Financial Services licence 540697. Hosted on Acast. See acast.com/privacy for more information.

In this episode, compost specialist and owner of Living Roots Compost Tea Troy Hinke breaks down the nuances of making and using compost tea depending on what you're growing and what your goals are.   Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

The Fed is hiking, the RBA could be next, and Australia keeps watching homegrown companies head offshore to list. Bryce & Ren unpack what sticky inflation means for investors, ask why the ASX keeps missing major listings, & bust the retirement myth that a paid-off house and the Age Pension will be enough. Then, Owen Rask joins Pimp My Portfolio to help a community member simplify a portfolio, deal with overlap and think through when it might be worth ripping off the capital gains tax bandaid.00:00 – The Fed raises rates as inflation stays sticky04:58 – Why the ASX keeps losing great companies overseas10:25 – Super September: Is a house and the Age Pension enough?12:21 – More Australians are reaching retirement with housing debt16:07 – Why the Age Pension may fall short17:46 – The risk of retirement rules changing21:18 – Pimp My Portfolio with Owen Rask28:18 – ETF overlap, tax consequences & simplifying a portfolioStocks & ETFs Mentioned: Atlassian (NASDAQ: TEAM), Canva, IREN (NASDAQ: IREN), Grab (NASDAQ: GRAB), Sea Limited (NYSE: SE), GoTo, Coupang (NYSE: CPNG), Rocket Lab (NASDAQ: RKLB), Life360 (ASX: 360), iShares Core S&P/ASX 200 ETF (ASX: IOZ), Betashares Nasdaq 100 ETF (ASX: NDQ), iShares MSCI Emerging Markets ETF (ASX: IEM), Betashares Australia 200 ETF (ASX: A200), Betashares Global Shares ETF (ASX: BGBL), Betashares Global Shares Ex-US ETF (ASX: XUS), BrainChip (ASX: BRN), HyTerra (ASX: HYT), Medical Developments International (ASX: MVP), CSL (ASX: CSL), Apple (NASDAQ: AAPL), Microsoft (NASDAQ: MSFT), NVIDIA (NASDAQ: NVDA), Betashares Emerging Markets ETF (ASX: BEMG), Vanguard MSCI Index International Shares ETF (ASX: VGS), iShares S&P 500 ETF (ASX: IVV), Betashares Global 100 ETF (ASX: IOO)Share your thoughts via this link and help shape Betashares Super. You'll go in the draw for your chance to win 1 of 4 $250 Prezzee gift cards. T&Cs apply. The form is open until midnight AEDT, 30 September 2026. Betashares Holdings Pty Ltd is conducting this competition. Please read the relevant PDS and TMD before deciding whether to invest in the new Betashares Super or Betashares Pension products. https://betashares.typeform.com/to/e7hyKA2R ———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———This podcast is intended for education and entertainment purposes only. Any advice is general advice and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If unsure, speak to a financial professional. The host of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares Group but maintains editorial independence and operates under Australian Financial Services licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Discover how to relate to God through walking by faith.Donate: https://store.intouch.org/donate/generalSee omnystudio.com/listener for privacy information.

AI Doomerism vs. Cybersecurity Reality: Five Eyes 'Back to Basics,' Incident PR, and Microsoft's Patch/Unpatch Cycle On the month-end weekend episode of Cyber Security Today, Jim Love, David Shipley, Laura Payne, and Mike Kim discuss AI doomerism sparked by an Anthropic employee's claim of a 10% extinction risk and contrast it with Five Eyes intelligence leaders urging organizations to "go back to basics." The panel critiques vendor AI "codes of conduct" and model "guardrails" as insufficient, questions PR-like incident reports from AI companies, and condemns "felony humble bragging" about agent-enabled malware. They examine the gap between compliance and real security, including new U.S. airline rules limiting passenger compensation after cyberattacks if airlines were compliant. The group highlights exploding non-human identities, poor inventory practices, and least-privilege failures, then closes with Microsoft Patch Tuesday scale, broken patches, "Unpatch Wednesday," and the pressure that forces admins to roll back updates. 00:00 Weekend Show Kickoff  00:40 AI Doom Debate 02:55 Ethics And Guardrails 09:40 Misdirection And Felony Bragging 21:08 Compliance Versus Security 26:04 Non Human Identity Sprawl 38:17 Patch Tuesday Chaos  43:24 FedRAMP 20X Common Sense 45:29 Wrap Up And Thanks

Thanks to Precision Fuel & Hydration for sponsoring this video! Get 15% off your first order at http://visit.pfandh.com/extramilestshow | Getting faster doesn't mean pushing harder on every run. In this episode, running coach Mario Fraioli shares how to introduce speed work, use hills to build strength, and balance training with a busy life. We also explore running strong in your 40s and beyond, learning to trust your body, and keeping the joy in running while working toward your next personal best.    

R-value is only part of the story. In the final episode of the Back to Basics series, Steve, Jake, and Pete tackle the thermal control layer—and why good insulation means very little if the rest of the building enclosure isn't working with it.The boys break down heat flow, insulation, thermal bridging, and the importance of maintaining a continuous thermal control layer throughout the building. As with water, air, and vapor, continuity matters: transitions, penetrations, framing, windows, doors, and other interruptions can undermine an otherwise well-insulated assembly.But thermal performance isn't simply about chasing higher R-values. The conversation gets into making intelligent decisions about where insulation belongs, how different materials and assemblies actually perform, and why the thermal layer has to be considered as part of the whole building rather than as an isolated specification.And that brings the four-part series full circle. Control liquid water first. Control air movement. Understand vapor and drying potential. Then manage heat flow. The best-performing buildings come from getting all four control layers continuous—and getting them to work together.This is Part 4 of the Back to Basics series covering the four fundamental building control layers: Water, Air, Vapor, and Thermal.PETE'S RESOURCES:BSC - Thermal Control: Insulation & Thermal BridgesBSI-062 - Thermal Bridges ReduxBuilding America Solution Center - Continuous Rigid Insulation SheathingBSI-001 - The Perfect WallGBA - Thermal Bridging

Eight years to translate Japji Sahib into English poetry. Bhai Satpal Singh explains why it took that long.Bhai Satpal Singh, founder of Nanak Naam, joins Basics of Sikhi TV for a two and a half hour conversation about Gurbani, meditation and the project he could not put down: a poetic Japji Sahib English translation, set to music and structured as the question and answer that Guru Nanak Dev Ji's Bani has always been.He explains why the existing English translations of Japji Sahib never carried the depth he found in the classical commentary, why earlier versions of his own were scrapped, and why a poet friend told him rhyming Bani in english simply could not be done. He is honest that every translation is a compromise, and about answering the people who asked whether any of it was approved.The conversation goes well past the project. Bhai Satpal Singh describes sitting in meditation and letting go of one layer at a time: the day's noise, buried thoughts, attachment to his wife and children, then the fear underneath that, until there was nothing left to release. And something was still there. That "I am" that will not leave is haumai, the one obstacle Gurbani names again and again. As he puts it, you cannot pull the weeds out of a garden you have never once walked into.He also makes an interesting argument: that Guru Nanak Dev Ji was not starting the fifth largest religion, but offering a wisdom that sits above all of them. Keep your religion, he says, and let Gurmat elevate it.Also in this episode: religious guilt and burnout in parchaar, why he treats this work as a nine to five, why his children stay off the Nanak Naam channel, the half hour of Hukamnama the family does before the school bus, why he refuses to make content on parenting, and the six months between Bhai Jagraj Singh Ji's diagnosis and his passing.Check out Japji Sahib in English poetry, the full project discussed here: https://www.youtube.com/watch?v=qWhfdCbkrh8——————————————————

Send Steve a Text MessageIf someone says “This one's in G” and your brain goes blank, this will give you a simple map you can actually use. We're kicking off a practical ear training series by focusing on chords first, not complicated interval drills, so you can learn songs by ear faster and feel calm when playing with other people.We start with the major scale as the foundation for understanding any key, then we get straight to the useful shortcut: in a major key, the 1 chord, 4 chord, and 5 chord are major, while the 2 chord, 3 chord, and 6 chord are minor. Using the key of C as the clean example, we lay out the exact chords you get and why knowing this instantly narrows your choices when you're trying to figure out real world songs. We also talk about which minor chord to try first and how that one decision saves time when your ear is still developing.Then we put it into action with familiar progressions in the key of G, including “Knockin' On Heaven's Door” and “Last Kiss” (Pearl Jam version), showing how songs mix the same chord family in different orders. We briefly mention the diminished 7 chord and why we're not majoring on it yet, keeping the focus on what shows up most in pop, rock, and folk guitar. By the end, you'll be able to generate the six common chords in other keys like D and start building a repeatable process for chord recognition and guitar ear training.If you want more lessons like this, subscribe, share the episode with a friend who's learning guitar, and leave a review so more players can find it.Thanks for being here!! I will continue to do my best to bring you the best, most informative guitar discussions to help you along your guitar journey! The more you share this podcast with others, the more I can continue to grow this channel and offer the best information and advice I can to you.Thank you!SteveLinks:Check out the GuitarZoom Academy:https://academy.guitarzoom.com/Steve's Channel → https://www.youtube.com/user/stinemus... GuitarZoom Channel → https://www.youtube.com/user/guitarz0... Songs Channel → https://www.youtube.com/user/GuitarSo... . 

Investing can feel overwhelming. With countless funds, strategies, market forecasts, and opinions competing for attention, it's easy to assume that successful investing requires constant analysis and a complicated portfolio.But it doesn't have to.For decades, Sound Mind Investing has offered an indexing strategy called Just-the-Basics, designed around simplicity, diversification, and minimal maintenance. According to Mark Biller, Executive Editor and Senior Portfolio Manager at Sound Mind Investing, a straightforward indexing approach can also work alongside more active investment strategies.The key may not be choosing between active investing and indexing, but understanding how both can fit in a well-designed portfolio.How Index Investing WorksIndex investing begins with a simple idea: rather than trying to beat the market, investors seek to earn approximately the market's return.They typically accomplish this through low-cost index funds that track a particular market benchmark. Because these funds generally require less active management, their expenses tend to be lower than those of actively managed funds.Over time, those lower costs can be significant. “Indexing is based on the idea that an investor is going to give up trying to beat the market in favor of just earning the market's return,” Biller explains.Sound Mind Investing's Just-the-Basics strategy takes that concept and keeps it intentionally simple. It uses three stock index funds and, when appropriate for the investor's asset allocation, a bond index fund.Once established, the strategy requires relatively little maintenance—typically an annual portfolio rebalance. That simplicity can make indexing especially appealing to investors who don't want to continually monitor markets or make frequent investment decisions.Active Investing or Indexing? Why Not Both?Investors sometimes treat active management and indexing as competing philosophies. Either you try to outperform the market, or you simply track it.SMI takes a different approach. Although the organization may be better known for its active strategies, Just-the-Basics was actually the first investing strategy introduced in the SMI newsletter more than three decades ago.Rather than viewing active investing and indexing as an either-or decision, Biller suggests thinking in terms of both-and.That approach can be particularly useful for investors whose workplace retirement plans offer mostly index funds. For example, an investor might use low-cost index funds inside a 401(k) while employing active strategies elsewhere in the portfolio.Combining the two can create another layer of diversification without requiring every investment account to follow the same approach.Why Use More Than One Stock Index Fund?If simplicity is the goal, why not simply purchase a total stock market index fund?That would certainly be easy. But SMI has historically used three separate stock index funds instead. There are practical reasons for that.When Just-the-Basics was first introduced, total stock market index funds were not yet widely available. More importantly, many workplace retirement plans still do not offer a true total-market option.Most plans, however, offer something similar to an S&P 500 index fund that tracks large U.S. companies. They may also offer a small-company fund and an international fund. Using several index funds makes it possible to build broader diversification even when a total-market fund isn't available.Otherwise, investors who substitute an S&P 500 fund for a total-market fund could end up concentrated primarily in large U.S. companies.That concentration has worked especially well for much of the past 15 years, but recent performance does not necessarily predict future performance.Why Diversification Still MattersThe dominance of large U.S. companies in recent years has raised questions about whether investors still need meaningful exposure to smaller companies and international markets.SMI believes they do, although the organization has adjusted its allocations over time. The challenge is determining how much weight investors should place on recent history compared with longer-term market patterns.Large-company stocks have been exceptionally strong during the past 15 years. But when SMI examined a longer 30-year period, the picture became more complicated.Large companies slightly outperformed smaller and mid-sized companies over the full period. But when those 30 years were divided into two 15-year segments, the leadership changed. The more recent period favored large companies, while the earlier period favored the broader extended market.That serves as an important reminder: market leadership can change.Diversification means accepting that not every part of your portfolio will be the top performer at the same time. The goal is not necessarily to own only what has recently performed best, but to build a portfolio prepared for different market environments.What About International Stocks?International stocks present perhaps the more difficult diversification question.Foreign stocks have significantly lagged U.S. stocks over much of the past few decades. That has caused some investors to wonder whether international exposure is still necessary.Biller points to the concept of mean reversion—the tendency for an asset class that has significantly underperformed over a long period eventually to improve, while an asset class that has experienced exceptional performance may eventually cool.Historically, U.S. and international stocks have alternated leadership over extended periods.SMI has therefore maintained some international exposure while reducing its allocation. The Just-the-Basics strategy previously devoted 20% of its stock allocation to foreign investments; it has since reduced that figure to 10%.The goal isn't to assume that history will repeat itself perfectly. Instead, it's to maintain some diversification while acknowledging the changing structure of global markets. And because the strategy is simple, investors can adjust those percentages based on their own situation and investment philosophy.Indexing Can Help Investors Emotionally, TooDiversification isn't only about mathematics. It can also influence investor behavior.Active investing inevitably produces periods when a strategy trails the broader market. During those times, investors may become frustrated and begin questioning their approach.Biller describes a common temptation: when an active strategy underperforms, investors may think, “I should have just bought the index.”Holding some indexed investments can reduce that all-or-nothing feeling. Part of the portfolio simply tracks the broader market while another portion follows an active strategy. That can make it psychologically easier to remain disciplined when one approach temporarily falls behind another.And investor behavior matters. Even a sound strategy can fail to produce its intended results if an investor repeatedly abandons it based on short-term performance.What Could a Simple Index Portfolio Look Like?For investors interested in a basic indexing approach, the structure does not have to be complicated. The Just-the-Basics stock allocation is approximately:60% large U.S. companies30% smaller U.S. companies10% international companiesDepending on an investor's age, goals, risk tolerance, and overall financial situation, investors can also incorporate bonds into the portfolio. The exact percentages are less important than the underlying principle: build a diversified allocation you understand and can maintain consistently.For many investors, similar funds may already be available inside their workplace retirement plan.Simple Can Still Be WiseInvesting does not need to become a full-time job.Active strategies may make sense in some situations. Other times, simply owning diversified, low-cost index funds is entirely appropriate. For many investors, the right answer may include elements of both.What matters is having a thoughtful plan rather than constantly reacting to whatever has recently performed best.As stewards of what God has entrusted to us, our goal isn't to make investing unnecessarily complicated. It's to make wise, informed decisions with patience, discipline, and an appropriate understanding of risk.A simple, diversified investment strategy that you understand—and are prepared to stick with—can go a long way toward accomplishing that goal. To learn more about Sound Mind Investing's Just-the-Basics strategy and other approaches to investing, visit SoundMindInvesting.org.On Today's Program, Rob Answers Listener Questions:I'm 66, retired, and receiving Social Security, but I recently went back to work part time. My husband and I are debt-free but have only about $30,000 left in savings after cashing out our 401(k)s. Should I put most of my new income into my employer's 401(k), or would another investment strategy make more sense?Resources Mentioned:Become a FaithFi PartnerSound Mind InvestingSMI Indexing: Checking Up On Just-the-Basics (Article by Mark Biller on SoundMindInvesting.org)Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement by Harlan AccolaFaithful Steward: FaithFi's Quarterly MagazineFaithFi Field Guide: How Much Money is Enough? Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob WestWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor® (CKA)FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Does investing have to be complicated to be effective? Some investors prefer active strategies, while others want to simply track the market. But what if the best approach is something else? On the next Faith & Finance Live, Mark Biller joins Rob West to explain Sound Mind Investing’s “Just-the-Basics” indexing strategy. Discover why simplicity, diversification, and a little flexibility matter. Then, it’s on to calls. That’s Faith & Finance Live, biblical wisdom for your financial journey. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

The TWiST AI Basics series is made possible by Google for Startups! Build context-aware AI workflows using DeepMind models and orchestration tools with Google for Startups' new Startup technical guide on generative media. Get the guide here: https://goo.gle/technical_guide   Today's show: The demo works, the vibes are immaculate, but then the app falls apart the second real users touch it. On today's AI Basics, Temporal co-founder and CEO Samar Abbas says the problem isn't with the model at all. You're missing a harness, the layer that keeps an AI agent's work durable, secure, and recoverable if/when something breaks. Temporal's durable execution platform is used by major companies from OpenAI to Stripe to Netflix, and helps to make their long-running software reliable and interruption-free. On AI Basics, he explains why so many AI-coded prototypes die in the imagineering stage, before ever hitting production. Plus he walks Jason through Temporal's live dashboard, to show how it gives developers full visibility into what their agents are doing at every step. Guest and Relevant Links: Samar Abbas on X: https://x.com/SamarAtTemporal Temporal: https://temporal.io/ Temporal raises $550M at a $12.55B valuation: https://temporal.io/blog/temporal-raises-usd550m-series-e-at-usd12-55b-valuation-ai GeekWire: Samar Abbas on the "massive platform shift" in AI: https://www.geekwire.com/2026/temporal-ceo-samar-abbas-on-the-massive-platform-shift-in-ai-fueling-the-startups-5b-valuation/ Temporal expands Google Cloud partnership: https://temporal.io/blog/temporal-expands-google-cloud-partnership-with-pay-as-you-go-pricing Timestamps: 0:00 Why every startup needs an AI harness 2:12 Why 90% of AI prototypes never reach production 4:16 What happens when an agent crashes mid-task 7:00 A look at Temporal's dashboard 13:02 OK but what is a "harness" exactly? 15:30 When to graduate an agent from laptop to production 17:44 Organizing agents into teams Subscribe to This Week in Startups on Apple: https://rb.gy/v19fcp Follow Jason: X: https://twitter.com/Jason LinkedIn: https://www.linkedin.com/in/jasoncalacanis   Thank you to our partner! Build context-aware AI workflows using DeepMind models and orchestration tools with Google for Startups' new Startup technical guide on generative media. Get the guide here: https://goo.gle/technical_guide Check out all our partner offers: https://partners.launch.co/   Great TWIST interviews: Will Guidara, Eoghan McCabe, Steve Huffman, Brian Chesky, Bob Moesta, Aaron Levie, Sophia Amoruso, Reid Hoffman, Frank Slootman, Billy McFarland   Check out our suite of newsletters: https://substack.com/@thisweekininc   Follow TWiST: Twitter: https://twitter.com/TWiStartups YouTube: https://www.youtube.com/thisweekin Instagram: https://www.instagram.com/thisweekinstartups TikTok: https://www.tiktok.com/@thisweekinstartups Substack: https://twistartups.substack.com

In this final episode of our Back to the Basics series, we bring together all the key concepts we've explored over the past eight episodes. From understanding your nervous system to creating a personalized path to healing, this episode serves as both a review and a roadmap for moving forward with confidence and clarity.3 Takeaways:Whole-Human Approach: True healing comes from integrating both physiology and psychology – one that explores and acknowledges how your body, mind, relationships, and environment all interconnect in your mental health. Understanding the interplay between your nervous system, stress bucket, reactive and proactive regulation creates a comprehensive framework for healing that honors your unique experiences and needs. If you've been feeling stuck in your healing…Which area of your life (physical, mental, relational, or environmental) feels most neglected in your current healing approach, and what small step could you take to address it?Your Symptoms Likely Make Sense: Your symptoms make perfect sense given your past lived experiences and current life circumstances—they're not signs of brokenness but messages from a system trying to protect you and understanding this helps you shift from self-blame to self-compassion.How might your perspective shift if you approached your symptoms with curiosity rather than judgment, asking “what happened to me?” instead of “what's wrong with me?”If you were to apply the equation ‘Current Nervous System State = Past Lived Experiences + Current Life Circumstances' to your own experience, what's one key insight you gain about why you might be struggling the way you are?Strategic Path Forward: Real healing comes from a balanced approach that includes both in-the-moment tools and deeper, proactive changes that address the root causes of dysregulation. The journey of healing, viewed through a nervous system lens, is ultimately about reconnecting with your authentic self, accessing your inner resources, and creating a life where you feel safe, resilient, and whole.What's one reactive tool you can practice this week when you notice dysregulation, and one proactive change you feel ready to explore to address something in your stress bucket?“What does ‘coming home to yourself' mean to you, and what's one small practice or action you could incorporate into your daily life to cultivate a stronger sense of connection with yourself?”CLICK HERE for the full show notes, resources, and 3 tangible takeaways!—Ps. This is a re-run of this series.  It originally aired in February 2025, and is still the series I hear back about the most. Since there's been a wave of new listeners joining lately, I wanted to bring it back around.And for those of you who were here the first time, I invite you to listen again through the lens of where you are right now, it's likely shifted over the last year and a half, and just see what lands differently.Looking for more personalized support? 1:1 Coaching (RESTORE):  Learn more or book a free discovery call (HSA/FSA eligible & includes comprehensive bloodwork)Regulated Living Membership:  A mental health membership and nervous system healing space (sliding scale pricing available). Join here.Order my book: Healing Through the Vagus Nerve*Want me to talk about something specific on the podcast? Let me know HERE.—Disclaimer: This podcast is for informational and educational purposes only and is not a substitute for professional medical or mental health advice, diagnosis, or treatment.Website: https://www.regulatedliving.com/podcastEmail: amanda@regulatedliving.comInstagram: @amandaontheriseTikTok: https://www.tiktok.com/@amandaontherise

In Part 4 of our Back to Basics series on unit planning, we're taking our sample unit and building in more differentiation. I'm putting out this series as an introduction to my new online course, Mastering the Lesson Plan. These four episodes will give you the big picture, but the course takes a much deeper dive into each step of the process and gives you practical tools you can use to plan stronger instruction. To learn more about the course, visit cultofpedagogy.com/teaching101. ___________________________ Thanks to Brilliant and Notability for sponsoring the episode. To read a written version of this podcast, visit cultofpedagogy.com/realistic-differentiation.

Join us for our weekly discussion of America's favorite black rifle: The AR-15! This week Dooley's dusting off the long range rifles and trying to remember which end the bullet comes out of after a summer of neglect. Joe's back from the Area 3 USPSA match with stories, scores, and the usual post-match analysis that […]