Podcasts about Insurance

Today, Jonathan Aguilera who we're calling the “Robinhood of life insurance”—pulls back the curtain on how certain life insurance policies, especially Indexed Universal Life (IUL), are often misunderstood, aggressively sold— or even predatory. Jonathan has gone viral for helping policyholders get refunds on problematic policies, and today, you get to be a fly on the wall during a live call with a policyholder and the insurer, as Nicole and Jonathan work to help this policyholder get back $100K.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. George C. Fraser. Chairman & CEO of FraserNet, Inc. Purpose of the Interview The interview aimed to: Promote financial literacy, wealth-building strategies, and entrepreneurial thinking within the Black community. Share actionable steps for creating generational wealth and economic empowerment. Highlight FraserNet’s mission to foster networking, education, and business development for people of African descent. Key Takeaways Knowledge & Execution Are Critical “My people perish for lack of knowledge”—Dr. Fraser emphasizes that progress requires knowledge and execution, not just protest. Rejecting knowledge leads to stagnation; skill-building and financial education are essential. Entrepreneurial Thinking vs. Entrepreneurship Focus on taking ownership and responsibility for your life. Entrepreneurial thinking can evolve into entrepreneurship, creating jobs and wealth for the community. Black Economic Empowerment By the end of the 21st century, Black people must become the #1 employer of Black people, mirroring other ethnic groups. This requires sacrifice, planning, and multiple income streams. Practical Wealth-Building Steps Open a high-interest savings account and start with $100. Buy stocks in companies you use (Nike, McDonald’s, Home Depot). Open or maximize 401(k), IRA, or Roth IRA contributions. Improve credit score by 20 points every six months until above 700. Pay $50 above minimum payments on credit cards and loans to reduce payoff time. Research term vs. whole life insurance—insurance is key for wealth transfer. Start a 529 college plan or Roth IRA for children. Gift U.S. Treasury bonds or indexed universal life policies for grandchildren. Generational Wealth & Insurance 60% of wealth transfer occurs through proper insurance planning. Example: Indexed universal life policies can yield millions tax-free for future generations. Seven Streams of Income Earned income (jobs), Profit income (buying/selling), Interest income, Dividend income, Rental income, Capital gains, Royalty income. Goal: Add a new income stream every year. Mindset Shift “The rich stay rich by pretending to be poor; the poor stay poor by pretending to be rich.” Focus on winning, not looking like you’re winning. Giving Wealth Support Black-owned businesses, restaurants, salons, authors. Volunteer, tithe, and donate to HBCUs. Encourage and uplift Black men, women, and children. Notable Quotes “We are suffering because we cannot see our problems clearly.” “Execution, execution, execution—protest without execution is meaningless.” “To be gifted, Black, and beautiful means nothing unless you are Black and powerful.” “Don’t quit your job until your side income covers twice your monthly expenses.” “White folks plan for three generations; we plan for Saturday night.” “Money attracts money—start with $100 in a savings account.” “There should not be a Negro in America with a single stream of income.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. George C. Fraser. Chairman & CEO of FraserNet, Inc. Purpose of the Interview The interview aimed to: Promote financial literacy, wealth-building strategies, and entrepreneurial thinking within the Black community. Share actionable steps for creating generational wealth and economic empowerment. Highlight FraserNet’s mission to foster networking, education, and business development for people of African descent. Key Takeaways Knowledge & Execution Are Critical “My people perish for lack of knowledge”—Dr. Fraser emphasizes that progress requires knowledge and execution, not just protest. Rejecting knowledge leads to stagnation; skill-building and financial education are essential. Entrepreneurial Thinking vs. Entrepreneurship Focus on taking ownership and responsibility for your life. Entrepreneurial thinking can evolve into entrepreneurship, creating jobs and wealth for the community. Black Economic Empowerment By the end of the 21st century, Black people must become the #1 employer of Black people, mirroring other ethnic groups. This requires sacrifice, planning, and multiple income streams. Practical Wealth-Building Steps Open a high-interest savings account and start with $100. Buy stocks in companies you use (Nike, McDonald’s, Home Depot). Open or maximize 401(k), IRA, or Roth IRA contributions. Improve credit score by 20 points every six months until above 700. Pay $50 above minimum payments on credit cards and loans to reduce payoff time. Research term vs. whole life insurance—insurance is key for wealth transfer. Start a 529 college plan or Roth IRA for children. Gift U.S. Treasury bonds or indexed universal life policies for grandchildren. Generational Wealth & Insurance 60% of wealth transfer occurs through proper insurance planning. Example: Indexed universal life policies can yield millions tax-free for future generations. Seven Streams of Income Earned income (jobs), Profit income (buying/selling), Interest income, Dividend income, Rental income, Capital gains, Royalty income. Goal: Add a new income stream every year. Mindset Shift “The rich stay rich by pretending to be poor; the poor stay poor by pretending to be rich.” Focus on winning, not looking like you’re winning. Giving Wealth Support Black-owned businesses, restaurants, salons, authors. Volunteer, tithe, and donate to HBCUs. Encourage and uplift Black men, women, and children. Notable Quotes “We are suffering because we cannot see our problems clearly.” “Execution, execution, execution—protest without execution is meaningless.” “To be gifted, Black, and beautiful means nothing unless you are Black and powerful.” “Don’t quit your job until your side income covers twice your monthly expenses.” “White folks plan for three generations; we plan for Saturday night.” “Money attracts money—start with $100 in a savings account.” “There should not be a Negro in America with a single stream of income.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Under Health Secretary RFK Jr's guidance, the CDC has made changes to recommendations for the childhood vaccine schedule. Jessica Malaty Rivera, infectious disease epidemiologist and member of the group Defend Public Health, explains what the changes are and why they are such a big deal for public health.

Trevor Maxwell lived the archetype of masculinity in rural Maine. Big, strong, splitting wood, raising kids, and carrying the load. Then cancer ripped that script apart. In 2018 he was bedridden, emasculated, ashamed, and convinced his family would be better off without him. His wife refused to let him disappear. That moment forced Trevor to face his depression, get help, and rebuild himself. Out of that came Man Up To Cancer, now the largest community for men with cancer, a place where men stop pretending they are bulletproof and start being honest with each other.Eric Charsky joins the conversation. A veteran with five cancers, forty-nine surgeries, and the scars to prove it, Eric lays out what happens when the military's invincible mindset collides with mortality. Together, we talk masculinity, vulnerability, sex, shame, and survival. This episode is blunt, raw, and overdue.RELATED LINKSMan Up To CancerTrevor Maxwell on LinkedInDempsey CenterEric Charsky on LinkedInStupid Cancer FEEDBACKLike this episode? Rate and review Walk It Off on your favorite podcast platform. For guest suggestions or sponsorship inquiries, email podcast@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. George C. Fraser. Chairman & CEO of FraserNet, Inc. Purpose of the Interview The interview aimed to: Promote financial literacy, wealth-building strategies, and entrepreneurial thinking within the Black community. Share actionable steps for creating generational wealth and economic empowerment. Highlight FraserNet’s mission to foster networking, education, and business development for people of African descent. Key Takeaways Knowledge & Execution Are Critical “My people perish for lack of knowledge”—Dr. Fraser emphasizes that progress requires knowledge and execution, not just protest. Rejecting knowledge leads to stagnation; skill-building and financial education are essential. Entrepreneurial Thinking vs. Entrepreneurship Focus on taking ownership and responsibility for your life. Entrepreneurial thinking can evolve into entrepreneurship, creating jobs and wealth for the community. Black Economic Empowerment By the end of the 21st century, Black people must become the #1 employer of Black people, mirroring other ethnic groups. This requires sacrifice, planning, and multiple income streams. Practical Wealth-Building Steps Open a high-interest savings account and start with $100. Buy stocks in companies you use (Nike, McDonald’s, Home Depot). Open or maximize 401(k), IRA, or Roth IRA contributions. Improve credit score by 20 points every six months until above 700. Pay $50 above minimum payments on credit cards and loans to reduce payoff time. Research term vs. whole life insurance—insurance is key for wealth transfer. Start a 529 college plan or Roth IRA for children. Gift U.S. Treasury bonds or indexed universal life policies for grandchildren. Generational Wealth & Insurance 60% of wealth transfer occurs through proper insurance planning. Example: Indexed universal life policies can yield millions tax-free for future generations. Seven Streams of Income Earned income (jobs), Profit income (buying/selling), Interest income, Dividend income, Rental income, Capital gains, Royalty income. Goal: Add a new income stream every year. Mindset Shift “The rich stay rich by pretending to be poor; the poor stay poor by pretending to be rich.” Focus on winning, not looking like you’re winning. Giving Wealth Support Black-owned businesses, restaurants, salons, authors. Volunteer, tithe, and donate to HBCUs. Encourage and uplift Black men, women, and children. Notable Quotes “We are suffering because we cannot see our problems clearly.” “Execution, execution, execution—protest without execution is meaningless.” “To be gifted, Black, and beautiful means nothing unless you are Black and powerful.” “Don’t quit your job until your side income covers twice your monthly expenses.” “White folks plan for three generations; we plan for Saturday night.” “Money attracts money—start with $100 in a savings account.” “There should not be a Negro in America with a single stream of income.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Outsourcing my insurance billing and A/R has been one of the best decisions I have made for my practice. I recently started using a new company called Pedo Billing to help me with this. They have helped me collect thousands of dollars in outstanding claims (including Medicaid claims) that we have been fighting for months to get paid. Pedo Billing only works with pediatric dentists, so I invited their lead sales associate Nathan Petke to come on the podcast to tell me more about their company. Some things we discuss:- Why they only work with pediatric dentists- How they are able to charge 2.5% when the industry standard is 3-3.5%- Why the old way of submitting claims with paper checks and EOBs is quickly becoming outdated- How often problem claims should be followed-up on- The benefits of having a team of experienced billers working on your insurance claims- How outsourcing frees up time for your staff to focus on scheduling and better patient careYou can learn more about Pedo Billing at www.pedobilling.com

Guest:  Trey Mauck, founder and CEO of Integrated Insurance Solutions, one of the top one hundred insurance agencies in the United States. Overview: The BIGGEST danger to a company's enterprise value isn't bad strategy. It's unmanaged risk hiding in plain sight. CEOs who view insurance as a "Nice to Have" need to look beyond the line item and start integrating risk management into their long-term growth plans. On today's show, Trey Mauck discusses how strategic risk management protects valuation, reduces disruption, and can become a competitive advantage on the way to Making BIG Happen.

Hiring doesn't have to feel risky, chaotic, or overwhelming—but for many advisors, it does. In this episode, Libby breaks down why hiring the wrong way is one of the biggest drivers of stress, frustration, and team dysfunction in advisory firms. Whether you're actively hiring or just thinking ahead, this conversation will help you step into your role as CEO, clarify what your business truly needs, and design a team structure that actually supports growth instead of creating more work. In this episode, you'll learn:Why hiring a person before defining the role often leads to burnout, confusion, and poor performanceHow to use a simple org chart exercise to identify role gaps, overlaps, and misaligned responsibilitiesThe difference between stewarding people and stewarding results—and how great leaders balance bothWhy more help isn't always the answer, and when clarity and systems matter more than another hireHow defining roles creates better onboarding, stronger accountability, and clearer growth paths for your teamHiring well starts long before interviews and job descriptions. When you design roles intentionally and align them with your vision, hiring becomes less stressful and far more effective. This episode will help you slow down, think like a CEO, and build a team that makes your business feel easier to run—not harder.Learn more about Claire's hiring process HERE!Learn more about the Group Coaching & Mastermind HERE! Check out The First 100 Days Course: The Advisor's Blueprint for a Remarkable Client Experience HERE!Learn more about Asset-Map financial planning software HERE! Learn more about our sponsor Beemo Automation HERE! Check out the Efficient Advisor YouTube Channel HERE!Connect with Libby on LinkedIn HERE!Successful businesses don't get built alone. You need community! You need collaboration! Join us in The Efficient Advisor Community on Facebook.

Season 7 premiere: McKinsey Senior Partner and co-author of “The Future of AI in the Insurance Industry” shares insights on what it really takes to maximize the return on carrier investments in AI.

The 80/20 rule isn't new in business, but most agency owners are still drowning in the wrong 80%.  We discuss how the Pareto Principle shows up in agency life: service overload, monoline accounts, paper chaos, and clients that consume time without moving revenue.  If your team feels stretched, your service load feels heavy, or your agency isn't scaling the way it should, this episode will help you cut through the noise and refocus on the 20% that truly matters. Learn more at IntegraPartnerNetwork.com.

Episode Info With nearly 15 years of insurance industry experience, Joe Ziolkowski has navigated both US and non-US regulatory environments in the establishment of Property & Casualty and Life insurance company infrastructure. In 2019, Joe founded Relm Insurance, Ltd. the first insurer licensed under the Bermuda Monetary Authority's new "innovation" framework. Under his leadership, Relm has become the leading insurer to companies operating in the digital asset/Web3 space and has provided insurance to companies in more than 35 countries around the world. Relm has pioneered the development of innovative insurance products including coverage for staking/slashing events, property exposures for Bitcoin miners, directors and officers liability insurance for token issuers and smart contract failure. In 2024, Joseph spearheaded Relm's expansion into the MENA region through a strategic partnership with Liva Group, enabling the launch of tailored insurance products for businesses in the Web3, AI, and space economy sectors across the UAE, Bahrain, Oman, Saudi Arabia, and beyond. Relm now operates through its Dubai-based affiliate with a Category 4 license from the Dubai Financial Services Authority (DFSA), and approval by the Central Bank, marking a pivotal step in the company's global growth strategy. This move reinforces Relm's position as a go-to insurer for emerging industries underserved by traditional insurance markets. Joseph holds a BS in Management & Business from Skidmore College and carries the CPCU (Chartered Property Casualty Underwriter) and Associate in Underwriting Management designations from The Institutes. Episode Overview: Foundation and Vision of Relm Insurance: Relm Insurance was founded to address the gap in the insurance industry for innovative sectors. Joe emphasizes the company's vision of making innovation resilient. Challenges in the Insurance Industry: The episode discusses the slow pace of innovation in the traditional insurance market and the need for companies like Relm to support emerging sectors. Joe highlights the challenges of underwriting for new and innovative sectors, which require a unique approach. Relm's Approach and Strategy: Relm's strategy involves deep engagement with clients to understand their needs and tailor insurance products accordingly. The company uses its differentiated risk appetite to support sectors like digital assets and advanced technologies. Cultural Insights: Joe discusses the importance of a learning culture at Relm, where employees are encouraged to continuously learn and adapt. Industry Evolution: The conversation touches on the need for the insurance industry to evolve and respond to new economic challenges and innovations. Conclusion: Joe expresses hope that Relm's efforts will push the insurance industry to better respond to innovation, ensuring that insurance remains a key enabler of progress. The episode concludes with Joe's optimistic outlook on the future of the insurance industry and the role of companies like Relm in leading the charge. This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

In this episode of Elevating Drone Life, host Rob Burdick sits down with Teej Ragsdale, the visionary co-founder and CEO of RAAD, an innovative aerial intelligence network. Teej's journey from finance and crypto to renewable energy has uniquely positioned him to tackle the challenges in the drone services market. Together, we explore the significant frictions faced by drone pilots and how RAAD is revolutionizing the industry by prioritizing fair compensation, quality control, and trust-building with pilots. Discover how RAAD is preparing for the future of drone services, including adapting to regulatory changes and embracing new technologies. Teej shares his insights on the exciting opportunities ahead for pilots and the industry, emphasizing the importance of seamless client and pilot experiences. Tune in to learn about RAAD's unique approach to pilot engagement, the importance of quality control, and the future of drone operations. Want to Make Money Flying Drones? DroneU gives you the blueprint to start and grow a real drone business: FAA Part 107 prep 40+ courses on flight skills, real estate, mapping, and business Pricing guides, client acquisition, and weekly coaching Supportive community of top-tier drone pros Start here https://www.thedroneu.com Know someone ready to take the leap? Share this episode with them !! Stuck between a safe job and chasing your drone dream? Download our FREE Drone Pilot Starter Kit   Includes: FAA checklist, pricing template, and plug-and-play proposal to help you land your first client with confidence.  https://learn.thedroneu.com/bundles/drone-pilot-starter-kit  Timestamps [00:00] Introduction to RAAD and Teej Ragsdale [02:57] The Journey to Founding RAAD [05:52] Understanding the Drone Services Market [09:02] RAAD's Unique Approach to Pilot Engagement [12:00] Building Trust with Pilots and Clients [14:58] The Importance of Quality Control [18:07] Pilot Onboarding and Reputation Management [21:02] The Future of RAAD and Pilot Opportunities [27:59] Client Expectations and Data Delivery [30:55] Pilot Quality and Feedback Mechanisms [32:46] Upskilling and Training for Pilots [35:27] Pilot Requirements and Insurance [37:55] Compensation Models for Pilots [39:48] Market Demand and Sector Insights [40:42] Emerging Technologies and Future Opportunities [42:50] Creative Opportunities in Drone Operations [45:44] Processing Data and Quality Control [49:38] The Joy of Drone Flying [51:01] Client Success Stories and Operational Excellence [54:20] Adapting to Market Demands and Technology Changes [58:01] Navigating Regulatory Challenges [01:04:02] Future Opportunities in the Drone Industry

In this episode of All Things Wildfire, OP Almaraz sits down with returning guest Diane Delaney, with Private Risk Management Association (PRMA), to unpack what the insurance industry has learned one year after the Palisades wildfire—and what must change going forward. Drawing from PRMA's nationwide survey of high-net-worth homeowners, Diane reveals a striking disconnect: while over 95% of respondents say they feel confident in their insurance coverage, nearly 70% fear exclusions and gaps at the time of claim. This gap has become painfully clear in catastrophe-prone regions like California, where wildfires, wind-driven embers, and insurance non-renewals are forcing homeowners and brokers alike to rethink how insurance is used. The conversation explores why insurance can no longer be treated as a commodity, and why brokers must evolve into true risk management advisors—having ongoing, consultative conversations that address lifestyle changes, life stages, and worst-case scenarios. From wildfire mitigation and water-leak detection systems to rebuilding realities and self-insurance risks, this episode highlights how proactive planning can protect not just property—but livelihoods and peace of mind. Diane also shares how PRMA is investing in education, learning tracks, and AI-powered role-play tools to help brokers sharpen difficult conversations around rate increases, coverage gaps, and resiliency. Together, OP and Diane emphasize a central message: you either invest in resilience early, or you pay far more later when disaster strikes. Key Highlight 95% vs. 70% disconnect: Homeowners feel confident in coverage—yet fear exclusions when claims happen Why insurance doesn't protect your lifestyle unless it's designed to How wildfires exposed major gaps in homeowner understanding during real-time claims Why brokers must shift from transactional sales to ongoing consultative partnerships Real wildfire and water-damage stories that show the true cost of being under-prepared The growing importance of leak detection devices, mitigation, and prevention tools Why insurance should be viewed as catastrophic protection—not home maintenance How PRMA is modernizing broker education with learning tracks and AI role-play tools Why resilience investments feel expensive—until disaster makes them unavoidable In This Episode: What one year after the Palisades wildfire has revealed about insurance gaps Insights from PRMA's nationwide survey of high-net-worth homeowners Why many insured homeowners still feel unprotected at claim time How wildfire, flood, wind, and water risks intersect Why prevention and mitigation improve insurability—not just safety The emotional and financial toll of rebuilding after catastrophe How brokers can deliver real value in a hard insurance market PRMA's 2026 initiatives: learning tracks, education, and AI-based coaching Key Takeaway: Insurance works best before disaster strikes. When homeowners, brokers, and carriers collaborate proactively—focusing on resilience, communication, and realistic expectations—insurance becomes a powerful tool instead of a painful surprise. Learn More: Visit privateriskmanagement.org to explore PRMA members  

Insurance midterm rentals (iMTR) are one of the most profitable and purpose-driven niches in real estate investing. In this episode of Landlord Diaries, we sit down with Jason and Jaclyn McClure, co-founders of Vetted Homes, to uncover how they've built a thriving business around housing displaced families through insurance-paid monthly rentals.You'll learn why iMTR falls within Furnished Finder's fastest-growing tenant type (185% YoY growth), how to analyze a potential iMTR property, how to price correctly, work with insurance companies, and the truth about tenant screening. We also cover why rental arbitrage can be a powerful tool for testing new markets and what actually makes an ideal iMTR home.Whether you're a real estate investor looking for consistent cash flow, a new landlord, or exploring rental arbitrage, this episode will show you why iMTR might be your most rewarding strategy yet.

On this episode of Adversity Kings, host Tristan Dlabik sits down with Steve Dell, partner at Equity Insurance Partners (EIP), to reflect on their journey toward building a billion-dollar life insurance business. They revisit how it all started, the pivotal moments that shaped their growth, and the leadership required to take the company to the next level. Along the way, the conversation weaves in their shared passions for contact sports—especially American football—drawing powerful parallels between competition, discipline, and winning at the highest level in business.      

RaeAnn Tucker joined Wake Up Tri-Counties to talk about resolutions, reproductive health, HIV prevention, insurance navigators, flu and COVID-19 vaccines, and gun locks. The Henry and Stark County Health Departments are doubling down on their commitment to community wellness in 2026 with a range of initiatives. Residents can access free and confidential HIV prevention services, including testing, education, and medication support through the PrEP/HIV Prevention program at First Choice Healthcare Clinics in Kewanee and Toulon. In a push for safety, free gun locks aimed at preventing firearm injuries are available weekdays at multiple locations. For those navigating health insurance, the Get Covered Illinois Navigator Program offers personalized assistance at upcoming local events. Visit henrystarkhealth.com or follow their social media for updates and resources.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3411: Mike Ballew explains why home warranties are often a poor financial decision, describing them as overpriced plans for predictable expenses rather than true insurance. He makes a compelling case for self-insurance, urging homeowners to save strategically instead of relying on warranty companies that rarely deliver full value. Read along with the original article(s) here: https://eggstack.com/blog/2020-03-08-Are-Home-Warranties-Worth-It/ Quotes to ponder: "Home warranties are forced savings for people who don't have the self-discipline to save." "Insurance performs well when the risk is low and the potential damages are high." "You don't need to insure against things that are totally predictable." Learn more about your ad choices. Visit megaphone.fm/adchoices

Thousands of Californians who lost their homes in devastating wildfires nearly a year ago are still waiting to rebuild. Insurance gaps, infrastructure delays, and red tape have slowed the process for many families trying to regain a sense of normalcy. For many homeowners, a new deadline is approaching as mortgage forbearance periods expire—raising the prospect of making payments on homes that no longer exist, while they continue to pay rent and shoulder other costs associated with being displaced. Rachel Jonas and Rob Fagnani, who lost their Pacific Palisades home in the fire, recently joined the Rundown's Jessica Rosenthal to explain the challenges their community is facing and why they launched DisasterMortgageRelief.com, a website dedicated to helping victims of last year's wildfires and other natural disasters. They detail the urgent need for disaster mortgage relief and explain why families like theirs should not be punished for trying to rebuild their communities after fires, floods, storms, and other catastrophes. We often have to cut interviews short during the week, but we thought you might like to hear the full conversation. Today on Fox News Rundown Extra, we're sharing our complete interview with DisasterMortgageRelief.com founders Rachel Jonas and Rob Fagnani, where you'll learn more about rebuilding efforts in California—and why they hope to provide more tools and hope for disaster victims nationwide. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, I sat down with Andrew Giancola to talk about what actually builds wealth, ownership, leverage, and playing long-term games. We got into the mindset shifts that helped me go from a service business to raising tens of millions of dollars, and how Andrew made the leap from financial stress to financial freedom. This conversation is packed with lessons for anyone serious about escaping the treadmill and building something that lasts. Grow your business:   https://sweatystartup.com/events   Book:   https://www.amazon.com/Sweaty-Startup-Doing-Boring-Things/dp/006338762X     Newsletter:   https://www.nickhuber.com/newsletter     My Companies:   Offshore recruiting – https://somewhere.com   Cost segregation – https://recostseg.com   Self storage – https://boltstorage.com   RE development – http://www.boltbuilders.com   Brokerage – https://nickhuber.com   Paid ads – https://adrhino.com   SEO – https://boldseo.com   Insurance – https://titanrisk.com   Pest control – https://spidexx.com     Sell a business:   http://nickhuber.com/sell     Buy a business:   https://www.nickhuber.com/buy     Invest with me:   http://nickhuber.com/invest     Social Profiles:   X – https://www.x.com/sweatystartup   Instagram – https://www.instagram.com/sweatystartup   TikTok – https://www.tiktok.com/404?fromUrl=/sweatystartup   LinkedIn – https://www.linkedin.com/in/sweatystartup     Podcasts:   The Sweaty Startup & The Nick Huber Show   https://open.spotify.com/show/7L5zQxijU81xq4SbVYNs81     Free PDF – How to analyze a self-storage deal:   https://sweatystartup.ck.page/79046c9b03  

Pool Pros text questions hereIn this episode of the Talking Pools podcast, Lee and Shane discuss strategies for expanding pool service businesses in 2026. They explore the transition from residential to commercial pools, the importance of qualifications and insurance, and the need for proactive maintenance and testing. The conversation also highlights the significance of utilizing existing databases, creating innovative service packages, and networking to uncover new revenue streams. The hosts emphasize the importance of being proactive in business growth and adapting to market demands.takeawaysThe New Year is a great time to consider business growth.Qualifications are essential for entering the commercial pool space.Insurance is crucial when dealing with commercial pools.Understanding the difference between residential and commercial pools is key.Testing and maintenance frequency increases with commercial pools.Utilizing your database can uncover untapped business opportunities.Innovative service packages can enhance customer offerings.Networking can lead to valuable partnerships and referrals.Exploring new revenue streams can diversify income.Being proactive in business strategies is essential for success.Sound Bites"New Year, new you.""Think outside that square.""Be proactive, not reactive."Chapters00:00Introduction and New Year Aspirations02:08Exploring Commercial Pool Opportunities06:49Understanding Qualifications and Insurance for Commercial Pools15:53Defining Commercial vs Residential Pools19:47Navigating Responsibilities and Risks in Commercial Pool Management23:46Leveraging Your Database for Business Growth27:22Expanding Service Offerings and New Revenue Streams31:30Networking and Collaborating for Business Success35:36The Importance of Proactive Business Strategies39:36Conclusion and Future Outlook #PoolService #CommercialPools #BusinessGrowth #IndustryQualifications #PoolInsurance #PoolMaintenance #ServiceOfferings #IndustryNetworking #RevenueStreams #ProactiveStrategies  BufferZoneBufferZone has been created by a frustrated pool maintenance companyThe Pool Shop Coachan online store offering industry-specific business mentoring, coaching, and training programs Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showThank you so much for listening! You can find us on social media: Facebook Instagram Tik Tok Email us: talkingpools@gmail.com

Thousands of Californians who lost their homes in devastating wildfires nearly a year ago are still waiting to rebuild. Insurance gaps, infrastructure delays, and red tape have slowed the process for many families trying to regain a sense of normalcy. For many homeowners, a new deadline is approaching as mortgage forbearance periods expire—raising the prospect of making payments on homes that no longer exist, while they continue to pay rent and shoulder other costs associated with being displaced. Rachel Jonas and Rob Fagnani, who lost their Pacific Palisades home in the fire, recently joined the Rundown's Jessica Rosenthal to explain the challenges their community is facing and why they launched DisasterMortgageRelief.com, a website dedicated to helping victims of last year's wildfires and other natural disasters. They detail the urgent need for disaster mortgage relief and explain why families like theirs should not be punished for trying to rebuild their communities after fires, floods, storms, and other catastrophes. We often have to cut interviews short during the week, but we thought you might like to hear the full conversation. Today on Fox News Rundown Extra, we're sharing our complete interview with DisasterMortgageRelief.com founders Rachel Jonas and Rob Fagnani, where you'll learn more about rebuilding efforts in California—and why they hope to provide more tools and hope for disaster victims nationwide. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3411: Mike Ballew explains why home warranties are often a poor financial decision, describing them as overpriced plans for predictable expenses rather than true insurance. He makes a compelling case for self-insurance, urging homeowners to save strategically instead of relying on warranty companies that rarely deliver full value. Read along with the original article(s) here: https://eggstack.com/blog/2020-03-08-Are-Home-Warranties-Worth-It/ Quotes to ponder: "Home warranties are forced savings for people who don't have the self-discipline to save." "Insurance performs well when the risk is low and the potential damages are high." "You don't need to insure against things that are totally predictable." Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Jon Sanchez Show, hosts Jon G. Sanchez and Jason Gaunt discuss the market's performance as the new year begins, reflecting on the previous year's volatility and the potential for growth in 2026. They emphasize the importance of a financial reset, outlining nine essential financial goals for listeners to consider, including strengthening emergency funds, maximizing retirement contributions, and proactive tax planning. The conversation also touches on anticipated IPOs, particularly OpenAI and SpaceX, and the implications for the market. Overall, the episode serves as a guide for listeners to set their financial strategies for the year ahead.The Jon Sanchez Show is a service of Sanchez Gaunt Capital Management, LLC in Reno, Nevada.Learn more about our services: https://www.sanchezgaunt.com/our-processChapters00:00 New Year Reflections and Market Overview02:21 Market Dynamics and Sector Rotation05:22 Financial Reset: Setting Goals for 202608:03 Optimism for 2026: Analyst Perspectives10:56 Interest Rates and Economic Growth11:23 IPO Expectations: SpaceX and OpenAI13:10 Starlink: A Unique Market Position20:51 The Future of Space Exploration21:57 OpenAI IPO: Anticipation and Implications22:58 Financial Goals for 2026: An Overview26:00 Building a Strong Emergency Fund27:25 Understanding Cash Flow and Expenses28:38 The Importance of Paying Off High-Interest Debt29:39 Maximizing Retirement Contributions33:10 Reviewing and Rebalancing Your Investment Portfolio34:33 Establishing an Estate Plan35:51 Insurance and Asset Protection36:57 Setting a Tax Reduction Strategy37:20 The Value of Professional Financial Guidance38:16 Disclaimer

Many philosophers have contemplated the inevitability of death and taxes. But despite knowing both are coming, most people avoid planning for either until it's too late. What happens when you die without a proper estate plan? What's the difference between a will and a trust? And why does the government already have an estate plan for you—whether you like it or not?This episode tackles estate planning head-on. Hans walks through the foundational concepts from his CLU coursework while Brian shares the painful reality of navigating Pennsylvania's probate system after losing his mother. The contrast is striking: life insurance proceeds arrived within a week, tax-free and hassle-free. Everything else? A year-long nightmare involving shyster attorneys, arbitrary timelines, and a state government eager to collect its pound of flesh.The episode also addresses a critical oversight many families make: naming minor children as contingent beneficiaries on life insurance policies. Insurance companies cannot pay minors directly, which reintroduces the exact inefficiencies you were trying to avoid. One possible solution? Establish a trust and name it as your contingent beneficiary.Chapters:00:00 – Opening segment02:00 – Why estate planning matters for everyone03:30 – Brian's probate experience in Pennsylvania07:30 – The one-year waiting period and attorney fees11:45 – Life insurance: the easiest transfer by far15:00 – Definition of estate planning: accumulate, manage, conserve, transfer17:30 – Effective vs. efficient transfers explained19:45 – The three places your assets can go24:00 – Federal estate tax: 40% above the exemption29:00 – The five-year thought exercise37:00 – Minor children as beneficiaries: the hidden problem43:30 – What would change if you had five years left?54:00 – Heritage over inheritance: passing down more than money59:05 - Closing SegmentKey Takeaways:You Already Have an Estate Plan: If you haven't created one, the government has a default plan for you—and it prioritizes creditors and bureaucratic process over your family's needs.A Will Is Not Enough: Wills direct the probate court on asset distribution, but assets still go through a lengthy, costly, public legal process. Trusts bypass probate entirely.Life Insurance Skips the Mess: Death benefits transfer directly to beneficiaries, tax-free, within days—no court involvement, no waiting periods, no attorney fees.Don't Name Minors as Beneficiaries: Insurance companies cannot pay children directly. Name a trust as your contingent beneficiary to maintain efficiency and control.The Five-Year Exercise Changes Everything: If you knew your exact death date, your priorities would shift immediately. Use that clarity now—maximize protection, spend time with family, stop deferring what matters.Estate Planning Is for the Living: Half of estate planning—accumulation and management—happens while you're alive. This isn't just about death; it's about building and protecting wealth today.Visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance )Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 )Twitter: @remnantfinance (https://x.com/remnantfinance )TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBEGot Questions? Reach out to us at info@remnantfinance.com or book a call at https://remnantfinance.com/calendar !

In this Efficient Friday episode, Libby speaks directly to advisors who have spent the year learning, consuming content, and gathering ideas, but now need a clear path to action. She challenges you to stop over-educating and start implementing by creating intentional space on your calendar to actually get things done as you plan for 2026

HAPPY NEW YEAR!! Thank you so much for yet another amazing year in Insurance Town!! This weeks episode is a little different, No Guest. This week i am releasing one of my keynote presentations from a conference I spoke at this year, IIANC, thank you to my friend AUBE KNIGHT and his amazing staff in North Carolina for hosting me and helping me to learn and grow in a big way!! THAT CONFERENCE HAD a major impact on my life personally and Professionally!! This is my keynote, OUT OF SERVICE, I hope you enjoy! SponsorsSmart ChoiceCanopy Connect MAV

Think you understand your insurance? Think again.

AP's Ed Donahue reports on expired health care credits.

Federal Employee Health Benefits (FEHB) & Medicare Part B Explained: What Every Federal Worker and Retiree Must Know in 2025” — get the facts on FEHB cost changes, Medicare coordination, and retirement health planning to avoid unnecessary premium spending and coverage gaps. Discover whether combining FEHB with Medicare Part B or supplements makes sense for you.

Lockton Re CEO Tim Gardner discusses softening markets, client value, AI's impact and navigating global volatility. Gardner spoke with AM Best TV at the Rendez-Vous de Septembre conference, Monte Carlo.

This episode dismantles the idea that successful investing comes from finding the next hot thing. Instead, Don and Tom argue that good portfolios are built by eliminating what doesn't belong: actively managed funds, sector ETFs, alternatives, high-yield bonds, gold, and other distractions that add complexity without purpose. Drawing on a Morningstar column by Amy Arnott, they reinforce that most investing mistakes come from chasing performance rather than embracing simplicity and discipline. The show also tackles listener questions on retirement “bucket” strategies, rebalancing timing, Dimensional fund structure, and annuities—emphasizing that bonds exist for stability, cash should be limited and intentional, and any strategy must be personal, rules-based, and boring enough to actually work. 0:04 Opening banter, Apple censoring Tom's name, and the beige pudding world 1:12 Bitcoin critics, one-star reviews, and a bad 2025 for crypto 2:03 Core idea: good investing is about elimination, not prediction 2:56 Amy Arnott and the case against active management 4:07 Why past winners usually become future losers 5:28 REITs, once useful, now mostly redundant 6:01 Sector funds as performance-chasing traps 8:19 Alternatives, I Bonds, and junk bonds—complexity without payoff 10:04 Bonds explained properly: stability, not income or excitement 11:14 Gold (and Bitcoin) as non-productive speculation 13:21 Simplify first and portfolios become easier—and calmer 15:05 Retirement bucket strategy: where it helps and where it hurts 18:48 Cash as an emergency tool, not a long-term holding 21:04 MYGA annuities, safety trade-offs, and insurer risk 29:04 Insurance failures as cautionary history 31:04 DFAW explained: Core Equity 1 vs Core Equity 2 35:53 Rebalancing discipline: timing beats tinkering 39:11 Final reminder: stop watching your portfolio so much Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a text if you want to be on the Podcast & explain why!Dr. Kurt IG: higherpowersportpt What if getting “cleared” isn't even close to ready? We sit down with sports physical therapist Dr. Kessler to break down the real differences between insurance-based clinics and cash-based care—and why that gap can decide whether you return to sport strong or stuck at 70 percent. Instead of chasing codes and cramming notes, we dig into longer one-on-one sessions, meaningful assessments, and exercise dosing that actually moves the needle.Dr. Kessler takes us behind the curtain of residency training, board exams, and the daily reality of high-volume clinics where documentation dictates decisions. We compare insurance goals—basic independence and ADLs—to athletic goals like sprinting, cutting, and lifting heavy. You'll hear how test item clusters beat one-off special tests, why movement is medicine only when dosed right, and how to build capacity by targeting the real “why” behind pain. Hip pain in front? We talk posterior capsule, loading strategy, and the difference between protocols and problem-solving.We also get practical about collaboration. Trainers who speak anatomy and program progressive overload can carry clients from pain-free to peak performance, while PTs who respect performance training build stronger, safer handoffs. Together, that ecosystem prevents re-injury and measures what matters: side-to-side strength, rate of force development, and readiness to play. We close with honest talk on sales, marketing, and education gaps that hold both fields back—and the simple fixes that raise the bar for everyone.If you're serious about better outcomes, stronger returns to sport, and a smarter PT–trainer alliance, this conversation will give you the playbook. Subscribe, share with a coach or clinician you trust, and leave a review to help more people find the show.Want to become a SUCCESSFUL personal trainer? SUF-CPT is the FASTEST growing personal training certification in the world! Want to ask us a question? Email info@showupfitness.com with the subject line PODCAST QUESTION to get your question answered live on the show! Website: https://www.showupfitness.com/Become a Successful Personal Trainer Book Vol. 2 (Amazon): https://a.co/d/1aoRnqANASM / ACE / ISSA study guide: https://www.showupfitness.com

Steve Ferguson shares how his passion for cars started in childhood, fueled by a neighbor who gave him car magazines from around the world. Steve recalls how his love for automotive performance led him to owning a 1993 Dodge Viper, founding the Viper Club of America, and instructing others in high-performance driving across legendary racetracks in the U.S. He describes memorable experiences, like clocking 186 mph in a Viper and teaching the drummer of Smashing Pumpkins, Jimmy Chamberlin, to drive his Ferrari. Steve also talks about his enthusiasm for scuba diving, his loyalty to the Dallas Cowboys, and a lifelong love of ice cream. He discusses why sharing personal interests at work matters, saying it makes people memorable and brings excitement into professional environments. Steve encourages listeners to embrace their "And" stories, believing openness and authenticity foster better relationships and workplace culture. Episode Highlights · Steve Ferguson's love for cars, specifically his experience with the Dodge Viper, played a huge role in shaping his career, personal drive, and the founding of the Viper Club of America. · He uses personal stories and interests to stand out and be remembered in professional settings, believing that sharing your "And" helps build stronger connections. · Steve Ferguson advocates for being open about personal passions and experiences, saying that it leads to more genuine relationships. Even if some people aren't interested, those who are will remember you. · He stresses that company leadership should actively encourage employees to share personal interests, as it creates a more engaged, caring, and high-quality company culture. · High-performance driving, scuba diving, and snowmobiling are more than hobbies for Steve Ferguson. They provide adrenaline, focus, and a reprieve from his highly social work life, which he says makes him feel "freer as a person."

Part 3 is where the conversation takes a sharp turn into the mechanics of power. We start with Josh asking the uncomfortable question: if PSA can decertify slabs selectively, what happens when they own Beckett too? From there, it spirals into the real stuff collectors argue about behind the scenes but rarely say out loud. This episode is part hobby debate, part reality check, and part rant. It also includes one of the most memorable analogies of the entire emergency stream: PSA upcharges as “insurance premiums” paid by someone else. Highlights in Part 3 include: The decertification question: what PSA can do, what they won't do, and why it matters The real concern: what happens to Beckett slabs if the brand is sunsetted Why job cuts at Beckett are basically guaranteed if Collectors is building toward an IPO Will submissions slow down, or does demand stay bulletproof no matter what happens A blunt take on phantom POPs, resubmissions, and why pop reports mislead collectors The PSA upcharge rant: who pays, who benefits, and why the buyer wins Whether standardization in grading would help collectors or expose the whole system Registry culture, resale pressure, and why many collectors chase holders over cards The future question: machine-driven grading, consistency, and what it could do to premiums The Black Label premium debate and why some buyers pay like the number is the card The punchline: grading isn't a scam, but it can still be a sham Part 3 is where the episode stops being about “PSA bought Beckett” and becomes a broader argument about what grading has turned the hobby into. Learn more about your ad choices. Visit megaphone.fm/adchoices

Summary  In this episode of the Wade Borth Podcast, we're joined by Suzanne White, an expert in business property and casualty insurance. Suzanne shares insights on financial strategies that help business owners avoid costly pitfalls, ensuring they don't unknowingly spend money while safeguarding their assets. She and Wade discuss the importance of collaboration and building a strong financial team to empower businesses. Learn how understanding insurance and liquidity can transform potential chaos into opportunities. Don't miss this essential episode for any business owner looking to secure their financial future..   Episode Highlights 00:00:06 - Introduction to Suzanne White. 00:01:15 - Entering the insurance industry. 00:05:00 - Creating a holistic client approach. 00:06:35 - Lessons learned from COVID. 00:07:50 - The importance of liquidity. 00:09:20 - Building a collaborative financial team. 00:13:32 - Understanding premium financing. 00:16:30 - Different policies in property & casualty insurance. 00:20:56 - Premium financing costs. 00:24:00 - Reducing insurance costs through a holistic strategy. 00:27:20 - Unseen costs in small business policies. 00:29:59 - Utilizing a super application for efficiency. 00:32:15 - Keeping insurance policies updated with business growth. 00:36:40 - The importance of focusing on your expertise. 00:38:30 - Empowerment through collaboration. 00:41:11 - Final invitation to future conversations.   Episode Resources sagewealthstrategy.com https://theinsboss.com/ https://www.youtube.com/watch?v=mqFjV_yhiO4   Keywords Wade Borth podcast   smart ideas   new opportunities   money   life on your terms   Suzanne White   Brent White   property and casualty insurance   business property and casualty insurance   commercial insurance   infinite banking   whole life insurance   financial realm   holistic client care   business owner advisors   liquidity   COVID   financial Pyramid   team   premium finance   interest rates   standard policy   non-standard policy   Lloyds of London   commercial insurance premiums   self-insuring   deductibles   insurance claims   financial advisors   super application   risk management   exit strategy   business growth   insurance agents  

At what point does managing insurance internally become more cost-effective than outsourcing? Should you start with an insurance partner like Headway, bring billing in-house, or combine both? How do state-by-state […] The post Starting a Private Practice: Insurance with Jeremy Zug | POP 1322 appeared first on How to Start, Grow, and Scale a Private Practice | Practice of the Practice.

The most anticipated annual tradition on Out of Patients returns with the 2025 Holiday Podcast Spectacular starring Matthew's twins Koby and Hannah. Now 15 and a half and deep into sophomore year, the twins deliver another unfiltered year end recap that longtime listeners wait for every December. What began as a novelty in 2018 has become a time capsule of adolescence, parenting, and how fast childhood burns off.This year's recap covers real moments from 2025 A subway ride home with a bloodied face after running full speed into that tree that grows in Brooklyn. Broadway obsessions fueled by James Madison High School's Roundabout Youth Ensemble access, including Chess, & Juliet, Good Night and Good Luck, and Pirates of Penzance holding court on Broadway. A Disneylanmd trip where the Millennium Falcon triggered a full system reboot. A New York Auto Show pilgrimage capped by a Bugatti sighting. All the things.The twins talk school pressure, AP classes, learner permit anxiety, pop culture fixation, musical theater devotion, and the strange clarity that comes with turning 15. The humor stays sharp, the details stay specific, and the passage of time stays undefeated. This episode lands where the show works best: family, honesty, and letting young people speak for themselves.FEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Description:  In this New Year episode, Bill Levinson & Scott Perry speak about the evolving insurance brokerage distribution channel, technology/AI changing the landscape, improving the agent/consumer experience, what it's like partnering with AmeriLife, the latest industry M&A, the vision moving forward, Life/Health/Wealth diversification strategies & much more.  Levinson & Associates was established in 1972 and AmeriLife began in 1971. Together we bring over 100 years of combined insurance distribution experience!  Biography:  As AmeriLife's Chairman & Chief Executive Officer and with more than 30 years' industry experience, Scott Perry leads a multi-channel distribution business with a national network of over 300,000 insurance agents and financial advisors. Prior to joining AmeriLife in 2016, Scott was Chief Business Officer of CNO Financial Group and President of Bankers Life. Before that, he held leadership roles with Golden Rule, Anthem Blue Cross Blue Shield and Premera Blue Cross. Scott is a board member with Vericity Inc., a publicly traded insurance holding company, and Insurance Technologies, a leading fintech solutions company in the THL portfolio. Check us out online: Agent Back Office Site: LevinsonAndAssociates.com Facebook: @levinsonandassociates X: @levinsonassoc Instagram: @levinsonandassociates Threads: @levinsonandassociates LinkedIn: @bilevinson  Podcast: levinson.libsyn.com YouTube Library: @thelevinson1

For episode 662 of the BlockHash Podcast, host Brandon Zemp is joined by Mike Miglio, CEO and Founder of DEIN.DEIN, short for Decentralized Insurance Network, is a groundbreaking platform that offers permissionless, decentralized, and DAO-managed discretionary risk coverage. It is specifically designed to provide insurance for smart contracts, stablecoins, centralized exchanges, and other vital services within the DeFi ecosystem.  The platform allows users to purchase coverage for their funds, enabling them to safeguard their assets against potential losses caused by hacks, rug-pulls, or other exploits leading to permanent loss of funds. Additionally, DEIN empowers individuals to actively participate in the insurance process by allowing them to provide coverage and liquidity for various smart contracts, exchanges, or listed services in exchange for yield.

In this episode, Libby Greiwe of The Efficient Advisor shares a candid and powerful conversation about building a successful advisory business without sacrificing your life, values, or well-being. From working through burnout to redefining success on her own terms, Libby opens up about resilience, boundaries, and what it really takes to create a business that supports the life you want. This episode is packed with honest reflections, practical wisdom, and encouragement for advisors who want more than just growth for growth's sake

New Year's resolutions sound great until reality hits. This episode discusses why most resolutions fail, what actually leads to results, discipline over motivation, planning for obstacles, and why progress beats perfection every time.This episode is a reality check for independent agency owners who are tired of vague goals and ready to make decisions that create momentum. No hype. No guilt. Just practical insight on building habits, adjusting the plan when life gets messy, and staying in motion when motivation fades. Because results don't come from wishing. They come from deciding, then doing.Learn more at IntegraPartnerNetwork.com.

J.C. Hallman's coverage of insurance in Oklahoma continued this week with a wrap-up of voices responding to the Oklahoma Insurance Department's suggestions of new insurance laws for the legislative session starting in February. Keaton Ross reported that Oklahoma's prison population increased for a third consecutive year in 2025. Reporter Paul Monies looked into the spread of the Save Oklahoma Plan, a conservative policy proposal developed by a freshman lawmaker that has been adopted by some statewide GOP candidates. Shaun Witt hosts.

You can have up to five LinkedIn newsletters.But just because you can doesn't mean you should.This is where a lot of people get tripped up.In this episode, I explained why I do not recommend running multiple LinkedIn newsletters for most people. More newsletters do not equal more authority. In many cases, they actually dilute it.There is only one scenario where I would suggest having more than one newsletter:When you serve clearly split demographics with clearly split problems.For example:One audience is current and former military professionals focused on financial benefits.Another audience is small business owners focused on insurance benefits.Those are two completely different conversations. Different needs. Different language. Different outcomes.In a case like that, running two newsletters can make sense.Here's how it should work if you ever go this route:One newsletter is dedicated solely to financial benefits for military professionals.The second newsletter is dedicated solely to insurance benefits for small business owners.You then create a bi-weekly cadence so you are not overwhelming yourself or your audience.Example schedule:• Finance newsletter goes out weeks one and three• Insurance newsletter goes out weeks two and fourThat structure keeps your content focused, consistent, and intentional.But here's the key point I want to be very clear about:Before you even think about launching a second or third LinkedIn newsletter, you should fully optimize your first one.That means:• A clear audience• A clear promise• Consistent publishing• Strong positioning• A purpose beyond “just posting content.”One strong newsletter will outperform five unfocused ones every time.Master one. Build momentum. Then and only then decide if expanding actually serves your audience and your business.Clarity beats complexity. Every time.Don't forget to book a call using the link below to speak to us about claiming our final pre-sale VIP spot in our exclusive group coaching mastermind, Expert Authority: https://scottaaron.as.me/expertauthorityconsult

In this episode of the Real Estate Pros podcast, host Michelle Kesil speaks with MJ Martinez, an insurance broker specializing in serving families and real estate investors in Utah. They discuss the chaotic insurance market, MJ's journey into the industry, the specific needs of real estate investors, common challenges faced, and misconceptions about insurance. MJ emphasizes the importance of transparency, understanding clients' needs, and the evolving landscape of the insurance industry post-COVID.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of Money Matters, Scott and Pat tackle real-world financial planning questions that could save you thousands. They cover key tax-savvy income strategies, help a caller decide whether to cash out a $350K whole life insurance policy, and clarify the confusing tax rules on after-tax IRA contributions. You'll also hear how one investor turned a concentrated stock position into $90K in annual income—without selling a single share. This smart use of covered calls shows how modern income strategies are evolving beyond traditional methods. And yes, they weigh in on the latest hype around gold investing—and why it's often a distraction from sound long-term planning. If you're thinking about insurance, taxes, or smarter ways to turn assets into income, this episode is packed with insight. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.