Podcasts about Insurance

Love Is Blind Season 11 heads to Boston, and Game of Roses is scouting the first 15 of 30 rookies by their Instagrams. Who is a main character, who is a forgotten, and is this the hottest cast the pods have ever seen?BachelorClues and PaceCase go alphabetically through the first half of the Love Is Blind Season 11 cast, checking follower counts, official cast photos, and Netflix bios to predict who makes the edit. Insurance agent Benita Paloja, the follower leader at around 10,000, gets called a massive main character, and skincare entrepreneur Jacqueline "Jax" Guelli and her dressed-up dogs earn the same tag. Yacht captain Blake Carver, HR generalist Cam Halloran, and account executive John Shannon look like forgottens. Along the way: Amenawon Johnson's Overwatch cosplay, attorney Brittany Bianco as a possible match for the boat guy, Diana Perrone's pumpkin heads, Jay Robinson's Celtics championship ring, Kerry Cashman's height storyline, and night-shift NICU nurse Liz Rounds, where the hosts split. With two thirds of the cast headed for the cutting room floor, the math is brutal.CHAPTERS(00:00) Love Is Not Blind(01:10) Bidness: I Love Cleveland Merch(02:28) 30 Rookies, 10 Slots(03:21) Amenawon Johnson(07:06) Aneha Singh(11:22) Benita Paloja(18:33) Blake Carver(22:05) Brittany Bianco(26:40) Cam Halloran(30:23) Diana Perrone(34:32) Erika Ellis(35:36) Jacqueline "Jax" Guelli(43:51) Jenn Mouser(50:43) John Shannon(53:59) Jonathan "Jay" Robinson(01:01:03) Kara Grumoli(01:06:00) Kerry Cashman(01:10:03) Liz Rounds(01:17:15) The Two-Thirds Cut(01:19:16) What's NextEPISODE FAQWho does Game of Roses think will be a main character on Love Is Blind Season 11?BachelorClues and PaceCase both pick Benita Paloja, the Boston insurance agent with the largest Instagram following of the first 15 rookies, and Jacqueline "Jax" Guelli, who owns a skincare company.Where does Love Is Blind Season 11 take place?Love Is Blind Season 11 is set in Boston, though the hosts note several rookies' Instagram bios list Rhode Island, New Hampshire, or Charleston too.Which Love Is Blind Season 11 rookies does Game of Roses call forgottens?In Part 1, BachelorClues calls Erika Ellis, Jenn Mouser, John Shannon, J Robinson, and Liz Rounds forgottens, with Blake Carver, Cam Halloran, and Diana Perrone on the bubble. PaceCase disagrees on Liz.ABOUT GAME OF ROSESGame of Roses is the reality TV podcast that breaks down The Bachelor franchise, Love Island USA, The Traitors, and more as a game. Hosted by BachelorClues (Chad Kultgen) and PaceCase (Lizzy Pace), co-authors of How to Win the Bachelor.JOIN US IN THE BOTTOM OF THE PITGet every episode ad-free, plus watch-alongs in Casa GoR, members-only live streams, and our Discord: https://www.patreon.com/gameofrosesWatch on YouTube: https://www.youtube.com/c/GameofRoses?sub_confirmation=1Instagram: https://www.instagram.com/gameofrosespod/TikTok: https://www.tiktok.com/@gameofrosesMerch: https://gameofroses.org/Game of Rosé wine: https://www.gameofroses.wine/How to Win the Bachelor: https://www.simonandschuster.biz/books/How-to-Win-the-Bachelor/Chad-Kultgen/9781797138787 Hosted on Acast. See acast.com/privacy for more information.

In this episode, I sit down with Cody Berman to discuss the biggest myths in entrepreneurship and why so many people overcomplicate business. We talk about finding opportunities, choosing the right business, developing sales skills, and why execution matters far more than having a groundbreaking idea. I also share practical frameworks for evaluating opportunities, spotting profitable businesses in your local market, and using simple marketing tactics to get your first customers. If you're looking to build wealth through entrepreneurship, this conversation will help you focus on what actually works. Grow your business:   https://sweatystartup.com/events   Book:   https://www.amazon.com/Sweaty-Startup-Doing-Boring-Things/dp/006338762X     Newsletter:   https://www.nickhuber.com/newsletter     My Companies:   Offshore recruiting – https://somewhere.com   Cost segregation – https://recostseg.com   Self storage – https://boltstorage.com   RE development – http://www.boltbuilders.com   Brokerage – https://nickhuber.com   Paid ads – https://adrhino.com   SEO – https://boldseo.com   Insurance – https://titanrisk.com   Pest control – https://spidexx.com     Sell a business:   http://nickhuber.com/sell     Buy a business:   https://www.nickhuber.com/buy     Invest with me:   http://nickhuber.com/invest     Social Profiles:   X – https://www.x.com/sweatystartup   Instagram – https://www.instagram.com/sweatystartup   TikTok – https://www.tiktok.com/404?fromUrl=/sweatystartup   LinkedIn – https://www.linkedin.com/in/sweatystartup     Podcasts:   The Sweaty Startup & The Nick Huber Show   https://open.spotify.com/show/7L5zQxijU81xq4SbVYNs81     Free PDF – How to analyze a self-storage deal:   https://sweatystartup.ck.page/79046c9b03  

You blocked the time. You had every intention of doing the work. But somehow, when that time block arrives, email, team questions, client needs, and a dozen other things suddenly take over. If this sounds familiar, the problem might not be discipline at all. In this episode, I'm digging into the research behind why we procrastinate and sharing practical ways to turn your time blocks into time you actually use.In this episode you will learn:Why vague time blocks create friction and how getting specific makes it easier to start.How emotions like overwhelm, uncertainty, boredom, and fear can drive procrastination.Why starting small, creating transition time, and adding immediate rewards can improve follow-through.How to create an “executable time block” with an outcome, starting action, trigger, resistance plan, and finish line.Time blocking tells you where your time should go, but that alone doesn't guarantee you'll actually do the work. The goal is to build systems that make starting easier, even on the days when motivation and discipline aren't showing up. Don't just schedule the time—schedule the task and schedule the start.Register for the T2M Works Advisor Tech Stack Tune Up Webinar HERE!Check out The First 100 Days Course: The Advisor's Blueprint for a Remarkable Client Experience HERE!Learn more about our sponsor BELAY for amazing virtual assistant services HERE!   Learn more about T2MWorks HERE! Learn more about Asset-Map financial planning software HERE! Check out the Efficient Advisor YouTube Channel HERE!Connect with Libby on LinkedIn HERE!Successful businesses don't get built alone. You need community! You need collaboration! Join us in The Efficient Advisor Community on Facebook.

Ryan Pineda and Brian Davila sit down with Nelson Pizarro to break down how infinite banking uses whole life insurance to build cash value, access capital, and create a long-term strategy for wealth and legacy planning.⁣⁣Connect with Nelson - ⁣https://www.bankingforlegacy.com/⁣https://www.instagram.com/cpfmerge/?hl=en⁣https://www.cpfwinery.com/⁣__________⁣If you'd like my team to run your marketing & sales department to scale your business apply here https://www.pinedapartners.com⁣⁣Join our private mastermind for elite business leaders who golf. https://www.mastermind19.com⁣⁣Want to be featured on the Wealthy Way Podcast? Apply here https://www.wealthyway.com⁣⁣If you want to start your real estate investing business, we'll give you 1:1 coaching, seller leads, software, & everything you need. https://www.wealthyinvestor.com⁣⁣Tired of paying so much in taxes every year? We'll give you strategy, tax prep, and accounting all in one place. https://www.taylor-tax.com⁣⁣Join free Bible studies and workshops for Christian business leaders. https://www.tentmakers.us⁣__________⁣Chapters:⁣00:51 - Whole Life vs. Term⁣08:12 - Policy Borrowing Benefits⁣15:02 - Infinite Banking Explained⁣16:07 - Business Cash Flow⁣25:57 - Insurance vs. Real Estate⁣30:04 - Policy Cash Value⁣32:37 - Market Volatility Strategy⁣37:59 - Dividends & Legacy Planning⁣45:04 - Policy Borrowing Mechanics⁣46:24 - Repayments & Death Benefit⁣50:48 - Whole Life vs. 401(k)⁣1:00:05 - Lifetime Earnings & Insurance⁣1:08:45 - IRAs, Leverage & Premium Finance⁣1:15:09 - Policy Leverage⁣1:16:00 - San Diego vs. Vegas⁣1:21:05 - Make, Manage, Multiply⁣1:30:11 - Paying Yourself Back⁣1:33:20 - Conservative vs. High-Risk Investing⁣1:43:50 - Term vs. Whole Life⁣1:45:14 - Family & Local Ties⁣1:45:41 - Banking, Podcast & Businesses⁣1:46:00 - Closing Remarks

In this episode of Front Cover: A Rough Notes Podcast on the Agency Intelligence Podcast Network, Jason Cass sits down with Linda Fisher, Founder of Cardinal Insurance Group, the agency featured on the October 2026 front cover of Rough Notes Magazine.  Key Topics: Why taking care of the team comes before taking care of the client Moving from boss to leader and helping employees chase their own dreams Hiring lessons learned and why agencies should track the lifetime value of an employee How two books helped Linda step back and finally feel like an owner Setting expectations early so long-term client relationships can be handed to the team Why ego keeps owners from delegating and how to let team members learn How a separate Michigan insurance counselor license drives referrals from financial planners and attorneys A standout community giving idea: Halloween trick-or-treating at a local cancer center Doubling down on face-to-face service and a new office despite mergers and aggregators Picking your lane and focusing on your ideal client instead of chasing every squirrel Reach out to: Linda Fisher Jason Cass Visit Website: Cardinal Insurance Group Rough Notes Magazine Produced by PodSquad.fm

The robot boom is attracting big money. But who actually gets paid when the machines get to work?In this Mere Mortals Robotics episode, I explore the robotics money map: the market's size, the major players, and the economics that could determine what gets deployed between now and 2029.From NVIDIA, Alphabet and Amazon to Figure, Unitree and Boston Dynamics, we look beyond humanoid headlines to industrial robots, warehouse automation, autonomous machinery and robots working in our homes.This is me learning in public, testing ideas and trying to understand where robotics becomes genuinely useful.Recorded in September 2026. Company valuations and market figures reflect the discussion at that time. Cost examples and deployment scenarios are illustrative assumptions, rather than company quotes or guaranteed forecasts.CHAPTERS00:00 Introduction: mapping the robot economy01:36 Industrial robots versus humanoids03:13 What counts as the robotics market?04:08 Factory robot growth towards 202905:42 China's role in robot adoption07:17 Service robots and transport08:09 Automation and global supply chains09:31 Big tech and the robotics money map11:06 Specialists, humanoids and autonomous machinery13:22 Who pays for robots to learn?15:12 The potential AI–robotics feedback loop16:20 Can robots learn before arriving?17:46 Getting more from existing robots19:13 Why reliability compounds across a job21:29 The cost of a useful robot hour23:16 Human support and fleet failures25:23 Obsolescence and resale risk26:16 Who keeps the savings?27:35 What could actually be deployed by 2029?29:36 More robot output, less supplier revenue?31:13 Insurance, risk and deployment plans32:30 Home robot subscriptions and useful hours33:20 Different countries, different opportunities34:06 Five metrics that would change my mind35:03 What needs to happen next?36:20 Closing thoughtsWhere do you think robots will become economically useful first: warehouses, factories, mining or our homes? Let me know below.Subscribe for more Mere Mortals conversations exploring robotics, AI and the future of work.#Robotics #HumanoidRobots #RobotEconomyConnect with Mere Mortals:Website: https://www.meremortalspodcasts.com/Discord: https://discord.gg/jjfq9eGReUTwitter/X: https://twitter.com/meremortalspodsInstagram: https://www.instagram.com/meremortalspodcasts/ Connect with Mere Mortals:Website: https://www.meremortalspodcasts.com/Discord: https://discord.gg/K99e8fysBnTwitter/X: https://twitter.com/meremortalspodsInstagram: https://www.instagram.com/meremortalspodcasts/TikTok: https://www.tiktok.com/@meremortalspodcastsValue 4 Value Support:V4V: https://www.meremortalspodcasts.com/supportPaypal: https://www.paypal.com/paypalme/meremortalspodcast

This week, Meghan and her co-host Kyle Mitchell, welcome Walter Nelson, who has 30 years of experience as an insurance specialist. He began his career as an auto and homeowner's adjuster with SAFECO in Fountain Valley, CA.  Within a year, he was moved into commercial lines focusing primarily on construction defect claims.  Most of his career has focused on the direct handling and management of multi-million-dollar exposure complex litigated residential and commercial construction defect, and general liability claims with an emphasis on coverage, contract, and damages analysis.Walter brings 8 + years of proven team/people management and leadership experience including extensive technical and practical knowledge of various property and casualty lines of business including construction, general liability, OCIP/CCIP, excess, severe bodily injury, and fatality, auto, and E&O to his current role of Directot, Claims Manager with AmTrust. 

This week Jason Howell and Jeff Jarvis tackle AI agents from every angle. Nvidia released an open source safety platform just as OpenAI launched Dots, always-on agents with their own cloud computers and app integrations. Meta unveiled the Muse Charm, a palm-sized AI device. Anthropic's IPO prospectus revealed $518 billion in infrastructure commitments and extensive risk warnings. AMD announced an $8.2 billion acquisition of World Labs. Also in this episode: Trump's "super intelligence" rebrand and a "morally binding" White House AI accord, the Googlebook launch and ChromeOS end of life, Manus 2.0's new architecture, Google paying publishers for AI Overviews, Gemini fully replacing Google Assistant on Android, and Project Suncatcher's plans for AI in space. New episodes every Wednesday at aiinside.show. Note: Time codes subject to change depending on dynamic ad insertion by the distributor. CHAPTERS: 00:00 - Podcast begins 02:30 - Handshake, AI portfolios, and education 04:38 - Googlebook hands-on and ChromeOS 13:09 - XREAL Aura with Googlebook 17:42 - The AI Doc: fear and perspective 20:46 - Nvidia Open Agent Safety PlatformRelated: Nvidia Releases Software It Says Can Prevent AI Agents From Going Rogue 24:25 - Insurance and AI accountability 30:14 - Patreon thanks and AI workshop 33:15 - OpenAI Dots and Meta Muse 38:21 - Meta's push for business customers 39:16 - Why AI agents suddenly look cuddly 43:21 - Muse Charm and Jony Ive hardware 45:57 - Trump's superintelligence rebrand and AI accordRelated: Trump says he and tech leaders signed AI agreement that is ‘morally binding' 50:15 - America.gov and AI guardrails 50:56 - Anthropic's IPO prospectus and $518B commitmentsRelated: What's in Anthropic's I.P.O. Filing · Anthropic's prospectus details losses, growth, and, yes, a warning that its AI could end humanity 53:39 - OpenAI's safety and release delays 54:26 - SNL's Dario Amodei impressionRelated: The Dario SNL video 56:06 - AMD, World Labs, and Fei-Fei Li 58:25 - Manus 2.0 and CueRelated: Introducing Manus 2.0: Cue 01:00:33 - Gemini replaces Gems with Skills 01:02:09 - Google pays publishers for AI OverviewsRelated: Condé Nast, Hearst among 300 media execs to push federal ‘bad bots' bill on AI scraping 01:04:55 - Gemini replaces Google Assistant 01:05:33 - Project Suncatcher: AI in spaceRelated: Google Takes the A.I. Data Center Race to Outer Space · Can Tech Companies Really Put Data Centers in Space? 01:09:53 - Jeff's Hot Type and Haverhill event 01:11:33 - Jason's Podtuneup consulting 01:13:03 - Patreon and executive producers Hosts: Jason Howell and Jeff Jarvis Download and subscribe to AI Inside in audio and video: https://aiinside.show/ Support the podcast on Patreon for special perks: https://www.patreon.com/aiinsideshow. You'll get ad-free audio and video feeds, a members-only Discord, exclusive content, and T-shirts and stickers you'll love. Learn more about your ad choices. Visit megaphone.fm/adchoices

Affordability is top of mind for lenders—but broad economic indicators don't always tell the full story. In this episode of Market Pulse, the Equifax Advisors share what they're hearing from customers and explore the latest Market Pulse Index and credit trends to understand how inflation, debt, income and financial stability are affecting different consumer populations. Plus, the team puts their economic instincts to the test with another round of “Headline or Hallucination.”

In this episode, Monika examines the problems in the way insurance is sold in India and the changes proposed by IRDAI in its September 23 consultation paper. She looks at the high costs of running the insurance business, the growth in distributor commissions, and why incentives can sometimes favour selling a policy rather than ensuring it is right for the customer. She also explores proposals around expense and commission caps, commission disclosure, salesperson accountability and defining mis-selling, while emphasising that these are proposals and not yet final rules.She explains why insurance needs to move from a system focused on premium collection towards one that also rewards good advice and ongoing service. She also encourages policyholders to respond to the consultation process with their own experiences and suggestions, particularly around mis-selling and claims. The larger question is what an insurance industry genuinely designed around the policyholder should look like.In the listener questions, Anonymous asks how to park her savings for a future plot or villa and whether she should continue using debt funds or consider equity for a longer-term home goal; Navas from Puducherry asks how to help his daughter begin investing with the money she has earned and how to choose a fee-only financial planner; and Avinash from Jaipur asks how to invest a large windfall bonus safely for 1–2 years while he looks for a home, with the aim of protecting his capital and keeping pace with inflation.Chapters:(00:00–00:00) Why India's Insurance System Needs a Reset(00:00–00:00) Making Insurance Sellers Accountable to Policyholders(00:00–00:00) How Should You Invest for a Future Home Purchase?(00:00–00:00) How Can You Teach Your Children to Invest?(00:00–00:00) Where Should You Invest a Property Down Payment for Two Years?If you have financial questions that you'd like answers for, please email us at ⁠mailme@monikahalan.com⁠ Monika's book on basic money management⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Monika's book on mutual funds⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Monika's workbook on recording your financial life⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Calculators⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠You can find Monika on her social media @monikahalan. Twitter ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Production House: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.inoutcreatives.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Production Assistant:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Anshika Gogoi⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

In Part 1 of a special two-part Texas Talks series recorded live at the Texas Hospital Association Annual Conference in Fort Worth, host Brad Swail sits down with Allen Harrison, President of Medical City Healthcare, HCA Healthcare's North Texas Division, and Chair-Elect of the Texas Hospital Association Board of Trustees.Harrison shares the personal story that led him to a career in healthcare before turning to the financial pressures facing Texas hospitals and the growing debate over healthcare affordability.The conversation examines Medicare and Medicaid reimbursement, uninsured patients, the role of commercial insurance, hospital pricing and the growing financial burden placed directly on patients. Harrison also discusses what Texas hospitals are watching ahead of the 90th Texas Legislature and why protecting existing Medicaid funding is a major priority.Brad and Harrison also explore Texas' healthcare workforce, including improvements in the nursing shortage, continued demand for specialized healthcare workers and how the patient experience can be complicated by an increasingly difficult-to-understand billing system.This is Part 1 of our two-part Texas Hospital Association special. Part 2 continues tomorrow with another conversation from the THA Annual Conference.00:00 — Introducing Allen Harrison01:47 — A Personal Connection to Healthcare04:11 — How Healthcare Has Changed06:29 — Preparing to Lead the Texas Hospital Association07:45 — Healthcare Affordability & the 90th Legislature09:22 — Medicare, Medicaid & Hospital Finances12:09 — Protecting Texas Medicaid Funding13:25 — What Really Drives Healthcare Costs?14:53 — How Hospital Pricing Actually Works16:25 — Managing Financial Uncertainty18:00 — Insurance & Rising Patient Costs20:52 — Texas' Healthcare Workforce23:00 — Shortages in Specialized Healthcare Jobs24:22 — What Patients Want From Healthcare26:22 — Closing Watch Full-Length Interviews: https://www.youtube.com/@TexasTalks Follow us on social mediaX: @Texas_DispatchInstagram: thetexasdispatchLinkedIn: The Texas DispatchTikTok: texas_talks_podcast Find more at The Texas DispatchYour source for state news, policy, and investigative journalism.https://thetexasdispatch.com

THE TIM JONES AND CHRIS ARPS SHOW 0:00 SEG 1: SPEAKER'S STUMP SPEECH is brought to you by https://www.hansenstree.com/ “Billionaires Make Things Better For All of Us!” 15:53 SEGMENT 2: Mark Merritt, Executive Director of the Insurance Watchdog Coalition || TOPIC: The Insurance Watchdog Coalition’s mission is to educate about the harmful impacts of vertically integrated insurance monopolies. More competition in the marketplace means lower healthcare costs || Study Reveals UnitedHealth Group’s Actual Profit Margin Is More Than Four Times Higher than it Claims https://x.com/IWCoalition insurancewatchdogcoalition.com 32:13 SEGMENT 3: Puff Daddy has it pretty good in prison || Are Americans starting to trust the media? https://newstalkstl.com/ FOLLOW TIM - https://twitter.com/SpeakerTimJones FOLLOW CHRIS - https://twitter.com/chris_arps 24/7 LIVESTREAM - http://bit.ly/NEWSTALKSTLSTREAMS RUMBLE - https://rumble.com/NewsTalkSTL See omnystudio.com/listener for privacy information.

THE TIM JONES AND CHRIS ARPS SHOW 0:00 SEG 1: SPEAKER'S STUMP SPEECH is brought to you by https://www.hansenstree.com/ “Billionaires Make Things Better For All of Us!” 15:53 SEGMENT 2: Mark Merritt, Executive Director of the Insurance Watchdog Coalition || TOPIC: The Insurance Watchdog Coalition’s mission is to educate about the harmful impacts of vertically integrated insurance monopolies. More competition in the marketplace means lower healthcare costs || Study Reveals UnitedHealth Group’s Actual Profit Margin Is More Than Four Times Higher than it Claims https://x.com/IWCoalition insurancewatchdogcoalition.com 32:13 SEGMENT 3: Puff Daddy has it pretty good in prison || Are Americans starting to trust the media? https://newstalkstl.com/ FOLLOW TIM - https://twitter.com/SpeakerTimJones FOLLOW CHRIS - https://twitter.com/chris_arps 24/7 LIVESTREAM - http://bit.ly/NEWSTALKSTLSTREAMS RUMBLE - https://rumble.com/NewsTalkSTL See omnystudio.com/listener for privacy information.

Your engagement ring is one of the biggest purchases you'll make, but what happens when it disappears? We're talking ring insurance, wedding insurance, and the unexpected things every couple should protect before saying “I do.”   Follow BriteCo. on Instagram- ⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.instagram.com/brite.co/   Planning a wedding? It's time to plan smarter with Loverly's free wedding planning platform. From comprehensive ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠wedding checklists⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠guest list management⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠vendor manager,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ we've got everything you need to make your special day unforgettable. Let's be friends! Follow us on IG: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@Loverly⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ We're on TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@Loverly⁠⁠

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if your biggest tax problem isn't actually a tax problem—but a wealth blueprint problem?For incorporated business owners, building wealth means managing two interconnected worlds: your personal finances and your corporate assets. Decisions around salary, dividends, investments, retirement accounts, insurance, and estate planning can all affect your cash flow, net worth, taxes, and the legacy you ultimately leave behind.In this episode, we walk through two very different business-owner scenarios to show why focusing on taxes alone can lead you toward the wrong solution—and why understanding your complete financial blueprint needs to come first.You'll discover:How to distinguish between a genuine tax problem and a broader cash flow, savings, or wealth-structure problem.Why passive investment income inside a corporation can create significant tax drag—and how asset allocation and investment structure can change the equation.How to think about corporate and personal assets together when balancing today's cash flow, long-term net worth, and the wealth you want to leave behind.Press play to learn how a wealth blueprint can help you make more intentional decisions about your corporate assets, taxes, cash flow, and legacy.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For incorporated business owners, effective wealth architecture goes far beyond finding short-term business owner tax savings—it means building a coordinated Canadian wealth plan that connects personal vs corporate tax planning, tax efficiency, corporate wealth planning, and legacy planning Canada. This episode explores how Canadian entrepreneur finance decisions such as salary vs dividends Canada, RRSP optimization, optimizing RRSP room, passive income planning, tax-efficient investing, and corporation investment strategies can affect cash flow, net worth, and long-term wealth. Through real business-owner examples, you'll see why corporate structure optimization, capital gains strategy, Canadian tax strategies, financial diversification Canada, and estate planning Canada should be considered as parts of a larger financial system rather than isolated tactics. Whether your priorities include financial freedom Canada, financial independence Canada, retirement planning tools, financial buckets, an investment bucket strategy, or building long-term wealth Canada, the goal is to create financial strategies that align corporate and personal assets with your lifestyle and legacy objectives. It's a practical look at Canadian wealth management and the financial systems for entrepreneurs that can help business owners make more intentional decisions about their wealth today and in the future.Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Apply to Become a 1-on-1 Patient DianeKazer.com/PATIENT All Yeptide Resources DianeKazer.com/YEPTIDES Join Our Elite VIP Tribe DianeKazer.com/VIP This is Part 3 of our deep dive into what's REALLY happening with your hormones, and today, we're connecting ALL the dots. In Part 1, we exposed the world of xenoestrogens and environmental toxins and explored how endocrine-disrupting exposures may interfere with hormone signaling and potentially contribute to problems far beyond estrogen alone - from reproductive development and fertility to metabolic and hormone-related health concerns. Then we went deeper into low testosterone, changing hormones and what happens downstream when these systems get disrupted. But there's a much bigger question: How do you know what's actually happening inside YOUR body? Because I'm sick of this idea that we go to our doctor once a year, get a basic blood panel, hear "everything looks normal," and check the HEALTHY ✅ box for another 12 months. Or something is abnormal, we get a prescription to change the number...and somehow that's called "fixing the problem". Or a scan - an MRI, CT, mammogram or ultrasound—finds something unusual and we're told, "Let's just keep an eye on it." But what if that finding is your body waving a flag that something deeper is happening beneath the surface, below the tip of the iceberg? Your MD absolutely has a place on your healthcare team. But I believe you deserve another layer: an annual root-causation health investigation that doesn't stop at "Are you sick enough yet to diagnose?" I want to know: WHY is that marker changing? What is driving it? What are your hormones actually doing? What's happening in your gut? What are you being exposed to? And most importantly - are the things we're doing actually moving your health in the right direction? And that's exactly what we're showing you in Part 3.

Bee dee bo deep? Bannaaaaaannn — sorry folks, had to. This week the fells dig right into Minions, a movie that stars Sandy B, amongst other fine folks. Including, can we say, an absolute heap of little yellow guys! Come on down to London for jokes like: Bush snacks, something for the dads, Jon van Hamm and Sandy's brand new pool!

Stephen Grootes speaks to Patrick Dlamini, CEO of the Public Investment Corporation about the PIC’s 2025/26 performance, with assets under management rising 20% to R3.657 trillion despite R172 billion in net client outflows. The PIC’s net profit also increased 70% to R869 million, while its major client portfolios delivered strong returns against their CPI+ targets. In other interviews, Graham Lee, CEO of Capitec talks about the bank’s strong first-half performance, with headline earnings rising 19% to R9.5 billion and return on equity at 31%. Growth was broad-based across Personal Banking, Business Banking, Fintech and Insurance, while active clients increased to 26.6 million and fully banked clients rose 11% to 10.4 million. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

ON TODAY'S EPISODE: MID-AIR HORROR & MIDNIGHT BLACKOUTS! Co-Pilot Stabs Captain at 30,000 Feet, Former Mayor Gainey Resignation Demands, 100K Potentially Losing Insurance, AND Ken Griffin's $3B CMU Donation! (Full Show) full 8176 Wed, 30 Sep 2026 18:33:59 +0000 bgaJTSr5JIdkpnxNys4u83hLdukjBuHE news Marty Griffin news ON TODAY'S EPISODE: MID-AIR HORROR & MIDNIGHT BLACKOUTS! Co-Pilot Stabs Captain at 30,000 Feet, Former Mayor Gainey Resignation Demands, 100K Potentially Losing Insurance, AND Ken Griffin's $3B CMU Donation! (Full Show) On-demand selections from Marty's show on Newsradio 1020 KDKA , airing weekdays from 10 a.m. to 2 p.m. 2024 © 2021 Audacy, Inc.

HEALTHCARE CRISIS & MID-AIR TERROR! Potential 100,000 Losing Insurance, Explosive Security Breach Updates, and a Horrific Pilot Attack! (Hour 4) full 2155 Wed, 30 Sep 2026 18:29:52 +0000 BlfZsnBLD9GWXTIpCeXL9eFzE9fF11ON news Marty Griffin news HEALTHCARE CRISIS & MID-AIR TERROR! Potential 100,000 Losing Insurance, Explosive Security Breach Updates, and a Horrific Pilot Attack! (Hour 4) On-demand selections from Marty's show on Newsradio 1020 KDKA , airing weekdays from 10 a.m. to 2 p.m. 2024 © 2021 Audacy, Inc.

After a year of sitting across from federal employees within a couple of years of retiring — different agencies, different balances, different ages — the same two fears came up almost every single time. And they aren't really two fears. They're one, wearing two coats. This is what retirement planning actually looks like when you get past the account balance.━━━━━━━━━━━━━━━IN THIS VIDEO YOU CAN LEARN━━━━━━━━━━━━━━━- The question people ask out loud — and the one they actually mean, about 20 minutes in- Fear #1: a tax bill on a schedule you don't control, and the IRMAA surcharge with a two-year lookback- Fear #2: "do I have enough?" — and the arbitrary target most people never chose- Why these two fears are actually the same fear- What eleven federal employees said, in their own words- Why a written retirement income plan is what turns both into arithmeticWhich one is louder for you right now — reply 1 for taxes or 2 for running out

A house fire revealed a gap in Adam's smoke-alarm setup and helped lead him to start Tech Goat, where he now helps homes and businesses improve security, Wi-Fi and smart-home systems. Adam shares how cameras can miss crucial footage, why separating guest Wi-Fi matters, and how a leak sensor can shut off water before damage spreads. Then Medicare adviser Joe breaks down what to review during open enrollment, including why spouses may need different plans and how moving can affect coverage. Heather and Mike also share local parade news and practical insights from two Central Virginia business owners.

Bridget O'Donnell, Oscar Health's vice president of technology strategy and operations, discusses how technology is not “going to be about adding more chatbots to today's insurance experience,” but a focus on being proactive about assisting plan members to understand coverage benefits.

Cyber insurance has become increasingly sophisticated at preparing for and responding to the technical side of a breach, but what happens when the incident becomes public? In this … Read More » The post EP. 118: The First 48 Hours After a Cyber Breach and Why They’re Crucial appeared first on Insurance Journal TV.

https://oteroadjusting.com/service-areas/Storm damage, mold, fire, after Tampa disasters, who's really fighting for your payout? A state study found homeowners who used public adjusters got better settlements, but faster too? Find out what these experts actually do behind the scenes. Otero Property Adjusting & Appraisals INC City: Pensacola Address: 3105 W Michigan Ave Website: https://oteroadjusting.com/ Phone: +1 850 285 0405 Email: admin.opaa@oteroadjusting.com

Stephen Grootes speaks to Graham Lee, CEO of Capitec, about the bank’s strong first-half performance, with headline earnings rising 19% to R9.5 billion and return on equity at 31%. Growth was broad-based across Personal Banking, Business Banking, Fintech and Insurance, while active clients increased to 26.6 million and fully banked clients rose 11% to 10.4 million. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

The women in insurance cancer crusade, or WICC, is more than an insurance based charity, it is a purpose to change how we address cancer and support the fight against it. We had the pleasure to sit down with the current co-chairs and past chair to talk about it's origins, the stigma of cancer, and how it grew to be the most important charitable initiative in the insurance industry.In this episode:Why the importance 'women' in the history of WICC mattersThe journey of support for those with cancer in the insurance industry and beyondHow the organization became a national brand What the value is for donations and how contributions are managed so effectivelyHow the milestone of 30 years is just a startMarilyn, Garth and Amanda share their beliefs, passion and vision for WICC and how it makes an impact far beyond the insurance industry.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

September was defined by costs providers do not set.Colorado's July 1 rate change dropped the per-trip ambulatory rate to $12.15, down from $36.40, and mileage to $2.74. Transit-to-Care, serving the Pikes Peak region, closed September 1. Van With a Plan stopped transporting about 25 families and let roughly 15 people go, but it remains in operation. Those trips did not disappear. More than twenty providers still serve El Paso County, new provider enrollment reopens October 1, and the state moves to a single broker January 1.Fuel moved the same direction. Regular gasoline reached $4.48 a gallon for the week of September 21, up about 43 cents since mid-August. Diesel set a record weekly average above $6.50.The month was not all pressure. Iowa filed a state plan amendment adding non-emergency medical transportation for its Health and Wellness Plan population, creating new trip volume where none existed. New York City released Vision Zero Reimagined, a ten-year plan whose fleet safety commitments reach contracted and regulated fleets. Waymo launched transit rewards in the Bay Area, positioning autonomous service as a connection to transit rather than a replacement. And the Department of Transportation released America Leads, its updated national strategy for automated vehicles, with no binding rules yet and a roadmap running through 2030.Three Medicaid transportation contracts also changed hands in Virginia, Washington D.C., and Orange County, California. The lesson across all three is the same: a transition date on paper is not a transition date until the award clears and your paperwork is current.We close with the new episode of Inside the Lamp, where Cameron Craig talks with Jim Ingalls, Director of Operations at MediCab of Rochester. Jim joined as a driver in 1991 and is direct about the squeeze. Insurance on thirty-two vehicles ran over $500,000 this year while Medicaid reimbursement stayed flat.The through line is straightforward. The rate, the wage, and the price at the pump are set somewhere else. Routing, verification, credentialing, and service mix are set by you.Read the full issue: https://routegenie.com/blog/genie-journal-september-2026/Subscribe to The Genie Journal: https://go.routegenie.com/newsletterLearn about RouteGenie: https://routegenie.com

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BEST Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BEST Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSee omnystudio.com/listener for privacy information.

Jenny Opalinski has spent more than a decade inside hospitals where people lose the ability to speak, breathe, swallow, and sometimes survive. A medical speech language pathologist by training, she worked in ICU, neuro rehab, and long term acute care settings, including a Level 1 trauma center, where she watched clinicians absorb 10 to 15 traumatic events in a single shift and then get told to move the crash cart faster next time.That lived reality pushed her to co found The Wellness Shift, an advocacy and education platform focused on healthcare worker burnout, suicide, and assault. In this conversation, Opalinski walks through the moment that changed everything for her: standing in a hospital hallway listening to a family wail after a failed code, followed by a debrief that addressed logistics and ignored grief entirely.She also explains how that work led to Humanity Rx, her podcast about the human cost of medicine, and Dragon's Breath: Calming Tricks for Big Feelings, a children's book that translates evidence based breathing and regulation strategies into language kids can actually use. The episode covers moral injury, time scarcity, false wellness, respiratory muscle training, and why empathy keeps getting treated as an optional expense instead of clinical infrastructure.RELATED LINKSJenny Opalinski on LinkedInHumanity Rx PodcastFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BEST Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Are you leaving fertility benefits on the table? What new fertility technology is actually worth paying attention to—and how can you make your insurance work harder for you? In this episode of Fertility Docs Uncensored, Dr. Carrie Bedient of The Fertility Center of Las Vegas and Dr. Susan Hudson of Texas Fertility Center dive into the rapidly changing world of IVF insurance coverage, fertility testing, and reproductive health. From diagnostic testing to state-mandated coverage, they break down what patients need to know before starting treatment. The docs also share practical strategies for navigating prior authorizations, understanding insurance coding, planning ahead, and maximizing fertility benefits before they expire. They discuss real-world scenarios, including starting IVF at a young age, third-party reproduction, insurance limitations, pregnancy coverage, and how to advocate for better fertility benefits with your employer. Whether you're considering IVF, exploring fertility testing, already have fertility coverage, or simply want to understand your options, this episode is packed with practical fertility tips and insurance strategies that can save you time, money, and frustration.

What if the biggest opportunity for insurance AI isn't better automation, but better data?In this episode of Making Risk Flow, host Jake Harding sits down with Patrick Meehan, Senior Solution Director at Dun & Bradstreet UK – Insurance Services, to explore why trusted business data, entity resolution, and continuous monitoring are becoming critical to the future of commercial insurance. They discuss why insurers need to move beyond fragmented, policy-by-policy snapshots toward a shared view of the customer across underwriting, claims, compliance, and renewal. Patrick also explores the hidden concentration risks within seemingly diversified portfolios, the challenges of building and maintaining data infrastructure at scale, and why insurers should start with measurable business problems rather than massive enterprise data projects. Tune in to discover how connected data can reduce duplication, improve risk visibility, and help insurers build workflows designed for AI.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this episode of Data Driven, host Frank La Vigne sits down with Andy Pruett, co-founder and CEO of Lumiscent, to explore a topic often overlooked in the industrial sector: it's not a data problem—it's a decision problem.Andy explains how industrial companies are drowning in sensor data, but struggle to transform that information into actionable decisions that minimize physical asset risk. The conversation dives into how AI-powered decision intelligence can illuminate hidden vulnerabilities, contextualize risk in real-time, and empower industries like mining, manufacturing, and energy to make smarter, faster calls on the shop floor.From the challenges of aging infrastructure to the growing retirement wave of experienced engineers, this episode reveals how the right blend of technology and expertise is shaping a new era of operational resilience and risk management.LinksAndy on LinkedIn -https://www.linkedin.com/in/andypruett/Watch on YouTube -https://www.youtube.com/watch?v=qzpVpgoO5KALumicent -https://www.lumicent.com/Blog Post -https://www.franksworld.com/2026/09/28/navigating-the-data-tsunami-from-iot-sensors-to-smarter-decisions-in-industrial-operations/Time Stamps00:00 Focusing on asset risk management03:56 Managing food plant risks07:48 Managing information in heavy industries11:45 Workforce challenges and knowledge loss16:00 Transforming data into decisions18:46 Predictive maintenance challenges in plants22:14 Adoption urgency and house analogy27:32 Collaborating with Risk Engineers29:16 Understanding insurance risk strategies32:31 Insurance industry changes and parametrics36:46 Managing risk in operations40:03 Challenges with predictive analytics in cars43:02 Getting into engineering from Alaska45:37 Handling a power outage crisis49:01 Wrapping up and contact info

What if you had your own personal board of directors—not for your business, but for you? A carefully chosen group of people who challenge you, encourage you, open doors, tell you the truth, and help you become the person you need to be for whatever you're building next.In this episode, I'm joined by Eric Negron to break down exactly how to build your own personal board of directors. Eric shares the six key seats he believes we all need around our table, how to identify the right people to fill them, and how to intentionally cultivate those relationships over time. We also talk about why your board shouldn't just be an echo chamber of people telling you what you want to hear—and why investing in yourself as a leader can have a direct impact on your business, your goals, and your life.In this episode you will learn:The six key seats to include on your personal board of directors.How to identify the right people to fill each role.Why your board needs people who will challenge you and tell you the truth.How to intentionally maintain and reevaluate your board as your goals evolve.You spend so much time thinking about the team you need to build around your business—but what about the people you need to build around you? This episode will give you a simple framework to take into your next CEO Day, identify the gaps around your table, and start intentionally building the personal board of directors you need for your next season of growth.Grab Eric's BOD Download HERE! Register for the T2M Works Advisor Tech Stack Tune Up Webinar HERE!Check out The First 100 Days Course: The Advisor's Blueprint for a Remarkable Client Experience HERE!Learn more about our sponsor BELAY for amazing virtual assistant services HERE!   Learn more about T2MWorks HERE! Learn more about Asset-Map financial planning software HERE! Check out the Efficient Advisor YouTube Channel HERE!Connect with Libby on LinkedIn HERE!Successful businesses don't get built alone. You need community! You need collaboration! Join us in The Efficient Advisor Community on Facebook.

Nubank spent thirteen years building one of the most loved financial brands in Latin America, growing past 140 million customers across Brazil, Mexico, and Colombia. This month, that brand entered the US for the first time, launching Nu Global alongside a dedicated US product built around a Nu Account and a no-annual-fee credit card. Ethan Eismann is the executive tasked with making that experience work. As Nubank's first Chief Design Officer, reporting directly to founder and CEO David Vélez, Eismann oversees design strategy across the company's entire product ecosystem. He joined Nubank in mid-2025 after two decades leading design at Google, Adobe, Uber, Airbnb, and Slack.

Don’t Forget Your Annual Policy Checkup Episode 402 – How long would you go without getting a physical? Life insurance also requires periodic attention. When was the last time you had a policy checkup? What ”symptoms” do you need to watch out for? More SML Planning Minute Podcast Episodes Transcript of Podcast Episode 402 Hello, this is Bill Rainaldi, with another edition of Security Mutual's SML Planning Minute. In today's episode: don't forget your annual policy checkup! When it comes to taking care of your family's needs and helping preserve your wealth for future generations, life insurance may be one of the best tools you can use. It can provide cash to your heirs when it's needed most, peace of mind, and flexibility, very often at a reasonable cost. But no matter who you are, your needs and financial situation are going to be different and change over time. That's why, just like a trip to the doctor, an annual checkup is so important. Procrastination is your enemy in either case. If you wait too long to address an undiagnosed illness or a neglected financial need, it might make the problem much more difficult to solve. When it comes to life insurance, the older you get, the higher the premiums will become. And worse, an unexpected future health development could make it difficult or impossible to obtain new coverage when you need it. The sooner you can address any potential problem, the better. Change can come at you in a hurry. Here are just a few of the life changes that might necessitate an adjustment in your life insurance coverage: Marriage – Either of you may want to help insure the income of the other New home – Many people choose to insure their mortgage; and some banks require it New children, of course, may increase your life insurance needs. The same also might apply for grandchildren. Divorce or a death in the family may prompt you to change your beneficiary. A change in your business fortunes and needs, either good or bad, may impact your life insurance. Growth in your income, or a change in your debts, may require you to adjust the amount of coverage you have. Policy performance is something that usually needs to be studied. Is your policy living up to expectations? Estate or inheritance tax changes could affect your insurance needs. Inflation, over the long term, can silently increase your life insurance needs. Your net worth. At some point, hopefully, your goals may evolve from merely protecting your family's needs to creating a long-term legacy. Children growing up and starting families of their own may decrease your life insurance needs, but as we referenced grandchildren earlier, you may choose to provide for them. So, you need to treat your life insurance much like you treat your own health: conscientiously, and with thorough evaluation. It takes effort. That means meeting with your advisor and getting a regular review, asking questions, and making adjustments as needed. Your future self—and the people who depend on you—will be glad you did. When you go in for your review, you'll need to take a good look at a few things with your life insurance advisor. You can start with some recent policy statements that show the current death benefit, cash value, and premiums due. You should also have your current overall financial statement and an accurate picture of your cash flow. This will be a good way to see if your coverage needs be changed. You will also need to be able to talk about any major life events that might have occurred since the last review. Finally, your advisor will likely need to order a series of “in-force illustrations” on your policies. This will help provide a clearer picture of whether your current policies are performing as originally expected. So, once you've gathered all the information, what exactly are you looking for? Over at LinkedIn, author Rick Bailey has a few suggestions, among them: [1] Is the policy's death benefit still up to date with what you need? How about the premium? Can you still afford it? Don't forget about the all-important beneficiary designations. Do subsequent events require some sort of change? Are there living benefits, such as a policy loan or chronic illness rider that you need to take a look at? Is the policy performing as it was originally intended? Will it require additional cash to keep it going? So, it takes some work to get a clear and understandable picture of the policy and where it sits in your current situation. Is a policy change the best option? Perhaps a term conversion, Section 1035 Exchange, or even a partial surrender (if possible) might be a good choice. An annual review is even a good idea with a term life insurance policy. The death benefit and premium might not change from year to year, but your health might, and your age definitely will. The closer your term policy gets to its end, the closer you may need to look at your conversion options because once the term is up, you'll need to consider three things: Do I need to continue my term life insurance coverage for some reason? If I do need ongoing coverage, can I afford to pay the annually increasing term rates once the term is over? Is permanent insurance an option for me? Has it been a while since your last policy review? Your Security Mutual Life insurance agent can help. Your Security Mutual Life insurance agent can help assemble your financial team and coordinate with your attorneys and tax professionals to review your situation, and to determine the insurance plan that will best suit your needs and objectives. [1] Bailey, Rick. “Why Every Life Insurance Policy Deserves a Regular Review.” LinkedIn.com. https://www.linkedin.com/pulse/why-every-life-insurance-policy-deserves-regular-rick-lwdmc/ (accessed September 10, 2026).   More SML Planning Minute Podcast Episodes This podcast is brought to you by Security Mutual Life Insurance Company of New York, The Company That Cares®. The content provided is intended for educational and informational purposes only. Information is provided in good faith. However, the Company makes no representation or warranty of any kind regarding the accuracy, reliability, or completeness of the information. The information presented is designed to provide general information regarding the subject matter covered. It is not to serve as legal, tax or other financial advice related to individual situations, because each individual's legal, tax and financial situation is different. Specific advice needs to be tailored to your situation. Therefore, please consult with your own attorney, tax professional and/or other advisors regarding your specific situation. To help reach your goals, you need a skilled professional by your side. Contact your local Security Mutual life insurance advisor today. As part of the planning process, he or she will coordinate with your other advisors as needed to help you achieve your financial goals and objectives. For more information, visit us at SMLNY.com/SMLPodcast. If you've enjoyed this podcast, tell your friends about it. And be sure to give us a five-star review. And check us out on LinkedIn, YouTube and Twitter. Thanks for listening, and we'll talk to you next time. Tax laws are complex and subject to change. The information presented is based on current interpretation of the laws. Neither Security Mutual nor its agents are permitted to provide tax or legal advice. The applicability of any strategy discussed is dependent upon the particular facts and circumstances. Results may vary, and products and services discussed may not be appropriate for all situations. Each person's needs, objectives and financial circumstances are different, and must be reviewed and analyzed independently. We encourage individuals to seek personalized advice from a qualified Security Mutual life insurance advisor regarding their personal needs, objectives, and financial circumstances. Insurance products are issued by Security Mutual Life Insurance Company of New York, Binghamton, New York. Product availability and features may vary by state.​ SubscribeApple PodcastsSpotifyAndroidPandoraby EmailTuneInDeezerRSSMore Subscribe Options

In this episode, Brandon and Nick dig into the latest survey from the Big I and why it's looking at the industry through rose-colored glasses without telling the whole story. Then they break down Meta's new Muse, an AI agent that can send your emails, chase down answers on your behalf, and shop your insurance for you. Is this the end for personal lines agents? Finally, we sit down with Ilia Pinchuk, founder and CEO of Diceus, to talk about where AI is taking insurance software. Ilia explains why Diceus charges based on outcomes instead of per seat, how brokers can cut down on the everyday friction of legacy systems, and why enterprise AI needs guardrails and a clear audit trail when one mistake could mean issuing the wrong coverage. Nick was drinking Clase Azul tequila. He said Michaela bought it for their 12th anniversary because its blue-and-white colors reminded her of where they got married in Santorini. Brandon was drinking Laphroaig Quarter Cask Scotch, his favorite Scotch.

A decade in commercial litigation. A leap to Italy to run wine and culinary tours. Then a surprising turn into wholesale insurance that finally felt like the right kind of “win.” We're joined by Senior Broker Kaylee Higginbotham for the first conversation in our Career Conversations series, and her story is proof that the straight-line career is the rare one.We talk about what it really takes to build a meaningful career in the insurance industry when your results depend on relationships. Kaylee breaks down the unglamorous truth behind “being a people person”: your network with retail agents and underwriters is built with consistency, a plan, and the grit to hear “no” and call again next month. She also shares the mentor advice that still steadies her today and how that mindset changes everything from prospecting to recovering after a lost deal. If you're exploring insurance careers, wholesale broker roles, or looking for practical career development advice inside a relationship-driven business, this one is packed with takeaways. Subscribe for more Career Conversations, share this with someone considering a career pivot! Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace.Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!

On this episode of the Insurance Coffee House, Nick Hoadley is joined by Robert Salamon, Co-Founder and Managing Partner, and Anthony Recine, Managing Director, Investments, at BHMS Investments, a Connecticut-based private investment firm focused on the North American lower middle market.Robert explains how BHMS has evolved since he co-founded the firm in 2010. While its team and investment capacity have grown, the firm has maintained a concentrated, high-conviction approach centred on service-oriented businesses, active partnerships with management teams and the conservative use of leverage.Anthony reflects on joining BHMS in 2016 as the firm prepared to raise its first institutional fund. He discusses how the firm's experience and resources have developed while its approach to selecting investments, constructing its funds and working with management teams has remained consistent.The conversation explores how insurance became a significant area of focus for BHMS. Robert explains why insurance brokerage initially stood out as an attractive investment opportunity, with strong customer retention, recurring revenue, clear value across the supply chain and significant scope for consolidation.BHMS made its first insurance brokerage investment in 2011 and continued building experience through investments including The Hilb Group, PCF Insurance Services, Inszone Insurance Services and King Risk Partners. Over time, the firm's understanding of the wider insurance ecosystem led it into insurance business process outsourcing, MGAs and technology-enabled insurance platforms.Nick, Robert and Anthony discuss how BHMS has refined its investment strategy as competition and capital entering the insurance sector have increased. Robert explains why the firm does not simply follow the areas attracting the most private equity interest. Instead, it looks for opportunities where its existing knowledge can provide an advantage and where there remains a clear, executable path to value creation.They also examine how BHMS's approach to insurance brokerage has developed from traditional aggregation strategies towards more integrated operating models. Robert explains why integration can allow a business to pursue smaller acquisition targets, access a more fragmented part of the market and reduce its reliance on sellers remaining with the organisation over the long term.Anthony discusses what BHMS looks for in prospective management partners. Alongside an attractive industry and a credible investment plan, the firm considers trustworthiness, work ethic, ambition and alignment. For acquisition-led brokerage strategies, management teams must also understand the commitment involved in completing transactions and building a much larger organisation.The conversation considers how evaluating an MGA differs from evaluating a retail brokerage. Anthony explains the importance of understanding why the MGA exists, what gives it a distinct understanding of the risks it underwrites, the size of its addressable market and whether its operating model can remain defensible as larger competitors enter the sector.Nick and Anthony then discuss what BHMS contributes beyond investment capital. As the first institutional investor in many of its portfolio companies, the firm may initially operate as an outsourced M&A resource before helping the organisation establish its own acquisition capabilities.However, completing acquisitions is only one part of the work. Anthony explains how BHMS supports management teams as they bring separate businesses into a more cohesive organisation. This can include developing accounting, payroll and benefits infrastructure, consolidating carrier relationships, implementing an enterprise-wide CRM, standardising processes and workflows, improving reporting and introducing consistent technology and training.The discussion also explores the challenges that emerge at different stages of growth. New platforms must first establish credibility and demonstrate that they can complete and integrate acquisitions successfully. As the business grows, it must recruit leaders capable of operating at a larger scale while managing the cultural and organisational impact of bringing multiple businesses and teams together.Anthony explains why people, culture and change management are central to building a successful insurance platform. The organisation needs people with the technical ability to develop its systems and processes, as well as the emotional intelligence required to work effectively through a period of significant change.The conversation then turns to BHMS's investment in Boost Insurance. Robert and Anthony explain how Boost supports insurance programmes across areas including capacity, regulatory requirements, policy administration and data. They discuss how its technology helps brokers, MGAs and other distribution partners launch and manage programmes more efficiently while providing reinsurers with timely and detailed information.Nick, Robert and Anthony also consider the role of technology across insurance distribution. They discuss why technology is more likely to strengthen the work of brokers and advisers than remove the need for them, particularly in commercial insurance where clients continue to value specialist guidance, coverage advice and support during a claim.Robert explains why integrated insurance businesses may be particularly well positioned to benefit from new technology. Consistent data, standardised workflows and shared systems make it easier to introduce tools that improve both customer-facing services and operational efficiency.The episode closes with Robert and Anthony addressing common misunderstandings between private equity firms and insurance executives. Robert explains that a private equity investment does not always require an exit after a predetermined number of years and discusses BHMS's approach to finding a suitable future partner with the involvement of the management team.Anthony reflects on what investors can underestimate about insurance. He explains why insurance businesses cannot be assessed purely through systems, processes and financial performance: their greatest assets are their people. Investors must also understand the differences between specific geographies, products and customer segments, as these can expose a business to risks that are not immediately apparent from the broader stability of the insurance market.Learn more about Robert Salamon and his work at BHMS Investments, or connect with Robert on LinkedIn.Connect with Anthony Recine on LinkedIn to follow his work across insurance investment, transactions and portfolio development.Learn more about BHMS Investments.The Insurance Coffee House Podcast is brought to you by Insurance Search.We are a global Insurance Executive Search Consultancy, supporting Insurance and Insurtech businesses to attract and retain the very best insurance talent.Find out more about showcasing your employer brand as a guest on the Insurance Coffee House Podcast or sign up to our News and Insights.Or follow us on LinkedIn, Twitter or Instagram.Insurance Executive Search Consultants in USA, London and Bermuda.Copyright Insurance Search 2025 - All Rights Reserved.

“Let me get you a quote.”Insurance agents say it every day.Shane, Tonya, and Mike talk about how the insurance industry became so focused on quoting, why agents should change the conversation.Because your value isn't in producing a number. It's in the expertise, advice, and relationship behind it.Learn more at IntegraPartnerNetwork.com.

Upcoming Events Snowfighters Institute Webinars: Join us live for monthly webinars built to help snow pros run stronger, more profitable operations. All sessions run 10:00 to 11:00 AM. Recruiting | Tuesday, October 13, 2026 Why can't you find good people to hire, and what can you do about it? Incentive Compensation & Rewards | Tuesday, November 10, 2026 Are your bonuses and rewards actually driving the results you want? Client & Employee Appreciation | Tuesday, December 8, 2026 Are you truly appreciating your clients and employees, or just going through the motions? See the full webinar list → Eddy Zakes, CEO of Earth Development, joins Phil to share how a commercial snow and landscape company based in Green Bay has grown into a 15-state operation built almost entirely on a service partner network. From acquiring the business in 2021 with no snow industry background, to defining core values and brand promises in a February Airbnb in Michigan's Upper Peninsula, to a negligent homicide lawsuit that reshaped how he thinks about documentation, Eddy shares the operational, cultural, and structural moves that make Earth Development different in a space known for burning subcontractors. Connect with Eddy: LinkedIn: https://www.linkedin.com/in/eddyzakes/ Website: earthdevelopmentinc.com Key Learnings Don't Mess Up What You Bought - When you acquire an attractive business, your first job is to learn it and not break it, because you bought it for a reason and every employee is better at their job than you are on day one. Brand Promises Have to Be Reciprocal - If you promise clients you'll be reliable, responsive, and partnering, you need service partners, employees, and even clients showing up the same way, otherwise the promises collapse. Service Partners Are a Two-Sided Marketplace - In every community, there are only a handful of great service partners, so protect that trust because if you burn them, you lose access to everyone they know for years. Recruit Service Partners a Year in Advance - Have conversations with potential partners in new markets before you have work for them, so when the customer expands, you're not starting from zero. Insurance Is the Fastest Disqualifier - The level of insurance a contractor carries is what separates serious commercial snow and ice pros from the people just dabbling. Service Verification Isn't Going Away - Instead of grumbling about the proliferation of apps, embrace them as the tool that protects your company when the worst-case lawsuit hits. Document Every Decline - Recorded phone calls saved Earth Development in a negligent homicide lawsuit tied to a client refusing extra salting, so build the systems that document what happened and what was refused. Fair and Generous Beats Suspicious - Lead with a posture of generosity, backstop it with fairness, and accept that you'll occasionally get taken advantage of because the alternative is living suspicious of everyone. Be a Resource, Not the Eye in the Sky - Monitor service partners nonstop, but show up alongside them during storms with field operations supervisors instead of playing gotcha after the fact. High Expectations Attract the Right Partners - Great service partners want to be part of an elite performance environment, so don't apologize for the accounta... Chapters (00:00:00) - Welcome and Guest Intro(00:00:40) - Inside Earth Development(00:02:59) - Six Years of Growth(00:05:08) - The Service Partner Model(00:07:49) - Core Values and Brand Promises(00:13:13) - Recruiting Great Partners(00:23:32) - Why Service Verification Matters(00:28:56) - Running a 15-State Operation(00:31:49) - Fair and Generous Leadership(00:36:54) - From Light Bulbs to Snow(00:44:10) - Do You Love Snow?(00:45:35) - Wrap Up

Episode Detail John Kellington has spent his career on every side of the same question: how does data move reliably across an industry built on thousands of separate systems that all need to talk to each other? He's built the standards, lived by them as a carrier CIO, and now, as the new CEO of ACORD, he's back to run the organization that sets them for the entire global insurance industry. In this conversation, Kellington and Bryan dig into what ACORD actually does beyond its well-known forms library, why AI in insurance can only be as trustworthy as the data underneath it, and how a reference architecture built inside IBM more than 30 years ago is still shaping how the industry should think about modeling risk today, including the messy, high-volume data coming from connected cars and IoT devices that doesn't fit neatly into any existing field. Guest Bio John Kellington is the Chief Executive Officer of ACORD (the Association for Cooperative Operations Research and Development), the insurance industry's global standards-setting body. He returned to ACORD in August 2026 after 16 years as Executive Vice President and Chief Information Officer of The Cincinnati Insurance Company, where he applied an architecture-led model to transform the carrier's technology operations. Kellington began his career at IBM, then spent seven years as a carrier technology leader at Ohio Casualty (later acquired by Liberty Mutual). He previously spent three years at ACORD as Senior Vice President of Standards Development, Information Technology, Corporate Finance and Membership, where he helped develop what is now known as the ACORD Reference Architecture. This episode was recorded live at ACORD Connect 2026. Show Notes: What ACORD Actually Does: Reach: roughly 30,000 participants worldwide set data exchange standards across the global insurance industry through ACORD, not just forms. Still forms, but not only forms: ACORD maintains roughly 800 to 900 active forms, but the bigger job now is electronic data exchange, getting carrier, agency, and vendor systems to talk to each other in the same format. Where competition actually lives: exchanging data isn't a competitive advantage. What a carrier does with that data in underwriting, pricing, and service is where the real competition happens. Why ACORD Has to Stay Independent: Owned by the industry: ACORD runs on membership dollars, not venture capital or any single company, which Kellington says is the only reason it can set standards without an agenda. "Switzerland": his own word for ACORD's role. Not a vendor, not a carrier, not a broker, just an organization funded to make the industry work better. The line it won't cross: if ACORD ever competed directly with the vendors and carriers it serves, he says it would lose the credibility to set standards for the industry. AI Needs Trust Before It Needs Anything Else: The core argument: AI can only "flourish" in insurance if it's built on data that is consistent and traceable, exactly what standards provide. "Invent from here": Kellington's framing for the industry's next move. Build on the existing standardized data pipeline rather than reinventing it from scratch. AI as the bridge: he sees AI solving the industry's hardest data problem, the huge volume of freeform text and inconsistent formats that never fit neatly into a standard field. The ACORD Reference Architecture, Explained: Where it came from: intellectual property IBM and Prima Solutions donated to ACORD, building on modeling work IBM's research team did decades earlier. Kellington helped bring that donation in. What it is: Kellington calls it the most advanced model of the insurance world in existence, broad enough to represent literally anything that can be insured. What it did for one carrier: he personally used it to transform Cincinnati Insurance's IT organization, driving reuse, lower cost, and higher software quality across the company's systems. What the Industry Needs to Do Its Part: Start with distribution: when agents and brokers voice a need clearly, carriers listen, and when carriers listen, vendors follow. Build a community, not just a standard: Kellington wants an "architecture community" of the people who actually work inside these systems, improving the Reference Architecture together rather than leaving it to ACORD alone. His near-term goal as CEO: define a clear future state for how the industry's tools should work together, then map the practical steps to get there. This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

In this episode of Roofing Road Trips®, Karen Edwards sits down with Jamie Pillitteri, Director of Exteriors Product Management at ServiceTitan, to discuss what today's evolving insurance landscape means for roofing contractors. From inspections and estimating to claim approvals and project closeout, they explore where delays commonly occur, how disconnected workflows can impact productivity and profitability and what contractors can do to create a more streamlined process. Tune in to learn how roofing companies are connecting field and office operations, improving visibility throughout the claims journey and keeping insurance projects moving forward.Learn more at RoofersCoffeeShop.com! https://www.rooferscoffeeshop.com/Are you a contractor looking for resources? Become an R-Club Member today! https://www.rooferscoffeeshop.com/rcs-club-sign-upSign up for the Week in Roofing!https://www.rooferscoffeeshop.com/sign-upLearn more about ServiceTitan here! https://www.rooferscoffeeshop.com/directory/servicetitanFollow Us!https://www.facebook.com/rooferscoffeeshop/https://www.linkedin.com/company/rooferscoffeeshop-comhttps://x.com/RoofCoffeeShophttps://www.instagram.com/rooferscoffeeshop/https://www.youtube.com/channel/UCAQTC5U3FL9M-_wcRiEEyvwhttps://www.pinterest.com/rcscom/https://www.tiktok.com/@rooferscoffeeshophttps://www.rooferscoffeeshop.com/rss#RoofersCoffeeShop #MetalCoffeeShop #AskARoofer #CoatingsCoffeeShop #RoofingProfessionals #RoofingContractors #RoofingIndustry #ServiceTitan

Life can be hard, and work can be hard. When the pressure gets too high, sometimes people lean on destructive habits to get through the days. Those who fight their way out of those habits can use all the help they can get. Joining Chris to tell a pretty remarkable story of an employer earning a “Recovery Friendly Workplace” status is Partner & President of Rathbun Insurance of Lansing, Laura Stoken, and Program Manager of Michigan Recovery Friendly Workplace initiative from the MI Public Health Institute, Nicki Gabel!

Ryan and Dana break down a new University of North Florida poll showing 63% of Florida homeowners are more concerned about property insurance than property taxes, with most saying they see little improvement in the insurance market.See omnystudio.com/listener for privacy information.

Jesse Parenti of JP Squared Consulting explains how better risk data is helping insurers expand coverage, ease underwriting requirements and lower cannabis insurance prices, though he says premiums … Read More » The post The Evolution of Cannabis Insurance appeared first on Insurance Journal TV.

In today's episode on 28th Sept, we break down IRDAI's new consultation paper that could change the dynamics of the insurance industry and how insurance is sold in India.Sign up for the FREE insurance masterclass from Ditto

Insurance is one of those parts of financial planning that most people would rather not think about, but getting it wrong can have a much bigger impact than choosing the wrong investment. It's not particularly exciting, and ideally you'll never need to use it, but the right coverage can provide the foundation that allows the rest of a financial plan to work as intended. In today's episode, we're dissecting the role insurance plays in financial planning with Broc Buckles, co-founder of BC Brokerage. Listen in to learn how umbrella liability coverage works, why disability insurance costs vary based on occupation and risk, how underwriting can differ for military and other higher-risk professions, and how the long-term care insurance market has changed.  Access the full show notes at Mason & Associates, LLC Resources Mentioned: Broc Buckles: LinkedIn BC Brokerage FEFP: Why Federal Employees Can't Afford to Ignore Insurance with Broc Buckles (EP98) Mason & Associates: LinkedIn  John Mason: LinkedIn Tommy Blackburn: LinkedIn