Podcasts about Insurance

In this Greatest Hits episode of Making Risk Flow, we revisit host Juan de Castro's conversation with David McMillan, former CEO of esureGroup, to unpack how a mid-sized insurer reinvented itself under private equity ownership. Facing COVID-19, reserve pressures, a soft market, and geopolitical disruption, the company leaned into culture, clarity, and modern technology to outpace larger rivals. David shares why building a high-performing team starts with shared values, how blending insurance expertise with external digital talent accelerates innovation, and why cloud-native, API-driven architecture is essential for real-time decision-making. He also explains how to shift boards from traditional ROI forecasts to agile, outcome-based governance. It's a candid conversation about resilience, leadership under pressure, and why staying smaller, more agile, and hence, faster can be a lasting competitive advantage.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

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Two elderly women in California befriended homeless men, housed them, and took out millions in life insurance policies naming themselves as beneficiaries. After waiting out the contestability periods, they staged the men's deaths as hit-and-run accidents. This is the story of Helen Golay, Olga Rutterschmidt, and the calculated killings of Paul Vados and Kenneth McDavid.

Timestamps - 0:00 – Intro: Aaron Returns to LL LIVE0:33 – Aaron's 7.4 cm Femur Lengthening and Bow-Leg Correction Overview1:14 – Femur X-Rays, Nail Removal, and Full Consolidation3:03 – Post-Removal X-Rays and How Strong the Bone Looks3:43 – Bow-Leg Correction: Osteotomy, Plates, Screws, and Bone Graft6:04 – Follow-Up X-Rays and Early Tibia Healing Progress8:04 – Weight-Bearing Rules After Bow-Leg Correction9:35 – Aaron Walking Four Weeks After Surgery11:44 – Pain Comparison: Bow-Leg Correction vs. Femur Lengthening14:26 – Live Q&A Begins15:45 – Shin Conditioning, MMA, and Tibia Bone Strength After Healing17:23 – Insurance, Costs, and Budgeting for Surgery19:02 – PMAX Quadrilateral Timing and Realistic Height Goals21:24 – Clothing, Proportions, and Life After 7.4 cm21:52 – Why Aaron Chose Limb Lengthening23:41 – Aaron's PT Routine and Pool Therapy “Cheat Code”25:42 – MK-677, Appetite, and Recovery Supplements28:01 – Bow-Leg Hardware: Keep It In or Remove It Later?29:37 – Why 10+ cm on Femurs Alone Can Be Problematic32:31 – Pre-Surgery Stretching and Mobility Prep34:42 – Peptides, Stem Cells, and Recovery Timing35:57 – Nerve Pain, Numbness, and Aaron's Recovery Timeline39:42 – Gabapentin, Ice, and Slowing Down for Nerve Symptoms40:52 – Master Distractor Joins with Weight-Bearing Update42:26 – Athleticism After Bow-Leg Correction44:21 – Tibia-to-Femur Ratio and Choosing Femurs First46:59 – Rebuilding Leg Muscle After Lengthening49:23 – Peroneal Nerve Release and PMAX Tibia Questions52:18 – Squatting, Ratios, and Biomechanics After Lengthening55:48 – Master Distractor's Recovery and Proportion Update1:07:09 – Athletic Tradeoffs After Limb Lengthening1:14:14 – Regret, Gatekeeping, and Doing LL for the Right Reasons1:18:42 – Is 7 cm Safe on Femurs?1:20:25 – Quadrilateral PMAX Timing and Final Q&A1:21:52 – Closing Sign-Off______________________Find Links to Everything Here and Below: https://sleekbio.com/cyborg4life

Rob Walling, principal and consulting actuary with Pinnacle Actuarial Resources, said the province of Alberta is demonstrating an encouraging, business-forward approach to captive insurance.

In this episode, Alex Bond talks to Henri Kasurinen, CEO and co-founder of Nomain, about modernizing mainframe systems in insurance.Henri explains the problem Nomain was built to solve: organizations often depend on one long-serving employee — the "Jorgen" of the business — who holds deep, irreplaceable knowledge of legacy systems. Nomain's AI-powered knowledge platform aims to capture and scale that expertise before it walks out the door.Key themes from the conversation:

Is your practice generating more revenue while leaving you with less money? Are the team members you hired to create freedom actually increasing overhead, creating bottlenecks, and draining your profit? Dr. Lauryn sits down with Dr. Mark Mouw to examine why growing a practice does not automatically mean building a profitable or sustainable business.Dr. Mark shares lessons from more than 24 years of hiring associates, replacing himself in patient care, expanding services, and developing a high-performing team. They discuss compensation models, meaningful KPIs, transitioning away from a personality-based practice, and using virtual chiropractic assistants for insurance verification, lead follow-up, scheduling, and administrative work. This conversation will help clinic owners reduce payroll bloat, protect their in-office teams from burnout, and build practices that provide greater financial and personal freedom.Key TakeawaysPractice growth must be measured by profitability, not revenue alone. Clinic owners need to understand their payroll, cost per visit, average collections, profit margins, and meaningful KPIs before adding more people or services.An associate doctor cannot succeed without the right positioning, systems, and compensation model. Patients should be introduced to another qualified doctor, not “the associate,” while the owner remains responsible for creating demand and transferring trust.Expanded services can improve both patient outcomes and practice profitability. Laser therapy, decompression, supplements, and other offerings must remain congruent with the clinic's philosophy while helping patients receive better results.Virtual chiropractic assistants can reduce payroll bloat and employee burnout. Insurance verification, lead follow-up, scheduling, administrative work, and other non-patient-facing responsibilities can be delegated so the in-office team can focus on relationships, leadership, and patient care.Guest BioDr. Mark Mouw is a chiropractor, practice owner, and business leader with more than 24 years of clinical and entrepreneurial experience. After building a successful patient-centered practice alongside his wife, Dr. Mark developed extensive experience hiring associate doctors, creating scalable systems, expanding services, and building teams that allow a clinic to grow beyond its owner. As a co-owner of Chiro Matchmakers, he helps chiropractic practices find the right associate doctors, chiropractic assistants, and virtual chiropractic assistants for their specific needs. His mission is to help chiropractors build winning teams, serve more patients, improve profitability, and create greater freedom within their practices.Real People, Real Affordable: Hire a High-Caliber Virtual CA from $9.87/hr. Check out Chiro Match Makers now!Follow Dr. Mark on InstagramResources:Rich Doc Summer Series: A FREE summer training lineup for docs ready to use AI, systems, and strategy to create more freedom from the clinic. Register for one, two, or all three. Add 30-day replay access for $47 for all 3.Find all things Dr. Lauryn B including ways to work with herFollow Dr. Lauryn: Instagram | Facebook | LinkedInFollow She Slays on YouTubeMentioned in this episode:Holistic Marketing HubThis episode is sponsored by Holistic Marketing Hub. Created by marketing strategist Molly Cahill, it's a proven Instagram system with a 500+ caption content library and a step-by-step curriculum that's helped 400+ chiropractors, acupuncturists, and other health pros fill their practices with right-fit patients. Enroll Now!Holistic Marketing HubINSiGHT CLAThis episode is brought to you by the INSiGHT scanning system from CLA, the tool that helps chiropractors show patients objective neurological data so the value of care becomes clear, fueling conversion, retention, and growth. She Slays listeners get preferred pricing, affordable financing, and a free Getting Into Scanning guide.CLA (Current)Clinic MindClinic Mind is the all-in-one EHR and practice management platform built for chiropractors — billing, documentation, scheduling, and patient follow-up in one place, whether you run a cash practice, take insurance, or are scaling to multiple locations. She Slays the Day listeners get an exclusive offer.Clinic Mind

Insurers have quietly become a major driver of the private credit boom, with numerous private equity shops striking deals with insurance companies or buying them outright. But the entanglement with private credit is also changing the insurance industry itself, raising a number of questions about risk and regulation. In this week's Weekend Listen, Odd Lots speaks to Andrew Granato and Pranjal Drall, authors of a new paper, “Private Credit's State Backstop: How Private Equity Socializes Risk Through Insurers," examining the relationship between private credit and insurance. Granato (an assistant professor at the UT Austin Law School) and Drall (JD-PhD student in Financial Economics at Yale) talk to us about how PE got so interested in insurance in the first place, how both sides benefit from the relationship, and why taxpayers might ultimately be on the hook. Read more:Blue Owl Surges as Leaders Stress It’s More Than a Direct LenderAres $29 Billion Private Credit Fund Sees Uptick in Non-Accruals Only Bloomberg - Business News, Stock Markets, Finance, Breaking & World News subscribers can get the Odd Lots newsletter in their inbox each week, plus unlimited access to the site and app. Subscribe at bloomberg.com/subscriptions/oddlots Subscribe to the Odd Lots NewsletterJoin the conversation: discord.gg/oddlotsSee omnystudio.com/listener for privacy information.

It's the first Saturday of the month, which means it's time for the next installment of our 2026 Financial Planning Challenge. We've spent most of this year discussing how to accumulate and manage wealth. This month, we're going to talk about how to protect it. Yes, we're talking about insurance. Host Robert Brokamp is joined by Foolish colleague Amanda Kish to discuss:-The types of insurance every person should consider-How to determine the right amounts of coverage-Considerations when buying a new policy or evaluating a current policy-When it makes sense to get professional help with insurance Host: Robert Brokamp, CFP®, EAGuest: Amanda Kish, CFP®, CFAEngineer: Bart Shannon Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Allworth's Money Matters, Scott and Pat take a deep dive into two real-world case studies that highlight the critical difference between being sold a product and receiving fiduciary advice. First, they talk with a caller managing a $4.5 million estate who has been pitched a complex whole-life insurance strategy. Then, they address a $1.4 million retirement dilemma involving inherited assets and the "liquidity gap." What you'll learn in this episode: The Whole Life Red Flag: Why insurance "leverage" strategies often benefit the advisor more than the client. Inherited IRA Mastery: How to manage large inherited accounts without triggering unnecessary taxes or penalties. The Truth About Bonds: Why your current bond allocation might be creating a "liquidity trap" for your early retirement. Fiduciary vs. Commission: How to tell if your advisor is building a plan or just making a sale. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Leaving insurance isn't a decision most healthcare providers make lightly. It's a decision they make after years of shrinking reimbursements, hours of unpaid documentation, and the slow realization that the system they trained inside was never designed to serve them — or their patients.But knowing you want out and knowing how to get out are two completely different things.The insurance-to-cash transition is the most common pivot Kelly coaches — and the most mishandled. Providers either wait too long, trying to perfect every detail before they make a move, or they flip the model overnight and watch their schedule empty before the cash patients fill in. Both versions are avoidable. Both come from not having a real transition plan.In this episode, Kelly walks through the exact framework she uses with PelviBiz clients to move from insurance-dependent to cash-based — without torching the patient relationships they spent years building. We cover the 90-day transition sequence, how to communicate the change to existing patients, what to build before you drop your last insurance panel, and the math behind why most providers can net the same income at half the visit volume once the model is right.This is the episode for the provider who knows the answer is cash-based — and just needs the map.

In this episode of Front Cover: A Rough Notes Podcast on the Agency Intelligence Podcast Network, Jason Cass sits down with Michael Cruz, Principal Owner of Foresight Insurance, the agency featured on the August 2026 front cover of Rough Notes Magazine.  Key Topics: Michael's reaction to being featured on the cover of Rough Notes Magazine Foresight Insurance's growth to 13 employees and 10 years in business near DC Why starting with a strong carrier like Erie beat going the aggregator route Michael's journey from Cuba to Maryland and adjusting to a new culture at 13 How networking, not cold outreach, led to his Liberty Mutual and Erie opportunities Building a bilingual agency that serves a 40 to 50% Spanish-speaking client base Moving client-facing work to trained offshore virtual employees instead of call centers Rolling out a four-day, 32-hour work week to fight burnout during the hard market Using cross-training, shared inboxes, and team-based service to keep the agency running smoothly Michael's push for agents to get involved through groups like the Erie Task Force Reach out to: Michael Cruz Jason Cass Visit Website: Foresight Insurance Rough Notes Magazine Produced by PodSquad.fm

One of the main concerns Kiwis have when planning out their retirements is the cost of getting old – especially when it comes to healthcare. Ed McKnight runs through a couple of the key things you need to take into consideration when it comes to health after retiring. Public is free, but you pay the price of waiting Over 36% of patients have waited more than four months for surgery The Government's target is 5%, which is why two-thirds of elective surgery in NZ now happens in private facilities (some of that is publicly funded). People wildly underestimate what private costs Most Kiwis think a hip replacement is under $10,000. It's about $27,700–$33,100. Prostate cancer surgery runs around $26,700–$32,300 and breast cancer surgery is around $9,400–$31,100. Ultimately, it's about quality of life. One Auckland man was quoted $165,000 for back surgery, couldn't pay, and sat at home on nine pain prescriptions until the public system took him. Insurance fixes that, but the premium quadruples by 65 Health insurance for a non-smoking office worker is about $170 a month at 35, but it's about $676 at 65. By 75 you're nearing $1,000 a month — over $100,000 across that decade. Over-65s claim more than three times what 35–49-year-olds do. LISTEN ABOVE See omnystudio.com/listener for privacy information.

If you only had 20 minutes to diagnose why your advisory firm feels chaotic, where would you look first? In this episode, Libby walks you through the same rapid-fire audit she uses to identify the biggest operational bottlenecks inside an advisory practice. Instead of focusing on working harder or becoming more disciplined, you'll learn how to quickly pinpoint the systems that are creating unnecessary stress, consuming your time, and keeping you stuck as the bottleneck in your business. By the end of this episode, you'll have a simple framework you can use to perform your own 20-minute operational audit and identify exactly where to focus next.In this episode, you'll learn:The four core systems Libby evaluates first to quickly identify operational bottlenecks inside an advisory practice.How to perform your own 20-minute business audit to uncover where your firm is losing the most time and creating unnecessary stress.The common warning signs that your onboarding, service model, service requests, or internal projects need attention.How to identify the one process improvement that will create the biggest impact instead of trying to fix everything at once.Building a more efficient business doesn't require reinventing your entire practice overnight. It starts with identifying the one system that's creating the biggest drag on your time, energy, and client experience. Take 20 minutes, complete the audit, and commit to improving just one process this quarter. Small, intentional improvements compound into a business that gives you more capacity, more consistency, and ultimately more freedom.Join the Systems to Scale Group Coaching Program HERE! Register for the Asset+Map Do It Together Webinar HERE! Check out The First 100 Days Course: The Advisor's Blueprint for a Remarkable Client Experience HERE!Learn more about T2MWorks HERE! Learn more about Asset-Map financial planning software HERE! Learn more about our sponsor Beemo Automation HERE!   Check out the Efficient Advisor YouTube Channel HERE!Connect with Libby on LinkedIn HERE!Successful businesses don't get built alone. You need community! You need collaboration! Join us in The Efficient Advisor Community on Facebook.

You built the process... so why aren't you (or your team) following it? This episode is all about the difference between creating great processes and actually getting your team to follow them. While most advisors spend time documenting workflows, the real challenge is building habits that stick when business gets busy. Libby shares practical strategies for turning systems into your firm's default way of operating, helping advisors reduce mistakes, create consistency, and build a business that can truly scale without relying on constant oversight.In this episode, you'll learn:Why implementation is a completely different skill than process design, and why even great systems fail without consistent execution.Simple ways to help your team build new habits, including creating "pause points," making SOPs easy to access, and eliminating exceptions.How to create a culture that rewards following the process instead of celebrating lucky shortcuts that eventually create more work.Practical leadership strategies for auditing your systems, encouraging team feedback, and building lasting process adoption through repetition and accountability.If you've ever built a process only to watch your team slowly drift back to the old way of doing things, this episode will give you a practical framework for making change stick. Small, consistent improvements—paired with intentional implementation—can transform the way your business operates, creating a smoother experience for both your team and your clients while helping your firm scale with confidence.Join the Systems to Scale Group Coaching Program HERE! Register for the Asset+Map Do It Together Webinar HERE! Check out The First 100 Days Course: The Advisor's Blueprint for a Remarkable Client Experience HERE!Learn more about T2MWorks HERE! Learn more about Asset-Map financial planning software HERE! Learn more about our sponsor Beemo Automation HERE!   Check out the Efficient Advisor YouTube Channel HERE!Connect with Libby on LinkedIn HERE!Successful businesses don't get built alone. You need community! You need collaboration! Join us in The Efficient Advisor Community on Facebook.

Replay Episode — This one's a "blast from the past." David originally recorded this conversation in the last quarter of 2022, right in the middle of heavy recession fear and a rough year in the markets. He's bringing it back now because 2026 has had its own share of ups and downs, and the mindset underneath this conversation hasn't gone stale.Joining David is Mike DiJoseph of Vanguard's Investment Advisory Research Center, whose team studies why investors make the decisions they make — and how a good advisor changes the outcome.In This EpisodeWhy financial news functions more like entertainment than informationVanguard's "Advisor's Alpha" research: the roughly 3% net-return value a good advisor adds over timeA real 2020 case study: bailing out at the bottom turned $1M into $800K, while staying the course turned it into $1.2MWhy the political party in power has a surprisingly weak relationship with market returnsThe behavioral finance reason your brain forgets years of gains the moment there's one bad yearReframing downturns: lock in the loss on the portfolio, or lock in the loss on the goalMeet the GuestMike DiJoseph works within Vanguard's financial advisor services division, on the Investment Advisory Research Center team. He and David connected through the Financial Planning Association.Key MomentsApproximate timestamps — this is a replay, so times are estimated from the conversation flow.00:00 — Why David is replaying this episode now03:30 — Meet Mike DiJoseph and Vanguard's research team06:00 — Is a recession actually bad for the stock market?10:30 — The Tesla thought experiment13:00 — How one word turns a headline from bullish to bearish16:00 — Staying the course doesn't mean standing still19:00 — Does the party in power actually move the markets?24:00 — The recency bias problem27:00 — The 2020 case study: $800K vs. $1.2M33:00 — What a good advisor is actually worth37:00 — Insurance and estate-planning blind spots41:00 — Personal definitions of wealthQuotable"You can either lock in the loss on the portfolio, or you lock in the loss on the goal.""There is never going to be an all-clear signal. And to the extent that there is one, it's probably too late.""When your values are clear, your decisions are easy."Not sure if your portfolio — or your plan — is actually built for moments like this? Book a free 20-minute Vision Call: weeklywealthpodcast.com/visionConnect with David directly: david@parallelfinancial.comIf this episode helped reframe how you're thinking about the market right now, share it with someone who needs to hear it — and follow the show so you don't miss what's next.

Insurance agent Jamie Creel sits in with myself & Creston Berch this morning to discuss the boat owners potential exposure to lawsuits in the fallout of the Nolan Wells case. 

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Empathy can play an important role in helping clients move from recognizing a need to feeling ready to take action. In a recent episode of The Annuity Show, Maria Ferrante-Schepis, founder of Think Worthy Consulting, discussed how insurance professionals can better understand the "invisible wall" between unmet need and concept of negative demand. Her perspective: education alone may not be enough. Meaningful two-way conversations can help advisors better understand client concerns, build trust, and support more informed decision-making. As technology continues to handle more of the technical aspects of insurance and annuity solutions, the human element may become even more important. She reviews previous failures and successes in industry technology advancements, as well as overlooked nuances, to gain a clearer perspective on how we can approach future innovation. Learn more: thatannuityshow.com and where you get your podcasts Visit: thinkworthy.com to engage with Maria

Rancho Mesa's Alyssa Burley sits down with Account Executive Casey Craig to talk about strategies to help contractors reduce insurance costs.Show Notes: ⁠⁠⁠Subscribe to Rancho Mesa's Newsletter⁠⁠⁠. Director/Host: ⁠⁠⁠Alyssa Burley⁠⁠⁠Guest: ⁠⁠⁠Casey Craig⁠⁠⁠Producer/Editor: Jadyn BrandtMusic: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2026. Rancho Mesa Insurance Services, Inc. All rights reserved.

Brian Decker and Marc Knauss, CFP®, open the second half of 2026 with a look at what a strong market means for people at or near retirement. They cover the difference between accumulation planning and distribution planning, why trailing price-to-earnings valuations matter historically, and how momentum and dividend strategies have behaved in past flat market cycles. The conversation moves through interest rate risk and why Decker Retirement Planning does not use bond funds in client portfolios, then walks through how short-term, medium-term, and long-term dollars can be structured differently based on when the money is needed. The second half turns to taxes: 401(k) and catch-up contributions, health savings accounts, 529 plans funded by grandparents, estate tax exposure in states like Washington, and depreciation on rental real estate. The episode closes with the math behind drawing retirement income from fluctuating accounts, including a look at the history of the 4% rule. Learn more at DeckerRetirementPlanning.com or call 833-707-3030. Investment advisory and insurance services offered through Decker Retirement Planning, Inc., a registered investment adviser. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying ability of the issuing carrier. This episode is for informational purposes only and does not constitute tax, legal, or individualized investment advice.

Data center development and construction would benefit from innovative P/C industry solutions to meet non-traditional insurance coverage needs, according to a new Best's Special Report discussed by AM Best Senior Director Sridhar Manyem and Associate Director David Blades.

How do you know if your home and auto insurance actually covers what you think it does, and whether you're paying too much for it? In this episode, Dr. Jim Dahle talks with Jeff Wingate, president of Rate Insurance, about the fast-changing world of property and casualty coverage. They open by tackling a listener's question about dropping collision and comprehensive auto coverage, then dig into why home insurance costs climbed close to 100% over the past three years while auto rates have actually started falling. Jeff explains what recent wildfires in Los Angeles and shifting storm patterns mean for coverage availability, why renovating or upgrading your home can bump you into an entirely different insurance category, and why earthquake and flood coverage are excluded from standard homeowners policies in the first place. They also work through the often-confusing question of how to choose a deductible, how to document your belongings without appraising every item you own, and when renters insurance makes sense. The conversation wraps with a detailed look at auto insurance structure, comprehensive, collision, and liability, and a breakdown of umbrella coverage: what it costs, how much you actually need, and why roughly 80% of umbrella claims trace back to auto accidents rather than someone getting hurt on your property. Insurance is one of those expenses that's easy to set once and never revisit. A periodic review can uncover both real gaps in your coverage and real savings sitting on the table. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Carlos Falcón: Rebuilding the Insurance Core for AI, Venture Scouting and the Frontier Firm Insurance does not have an innovation shortage. It has an absorption problem. In this episode of Scouting for Growth, Sabine VanderLinden sits down with Carlos Cendra Falcón, Scouting and Investment Lead at MAPFRE Open Innovation, to explore one of the most pressing questions facing insurers today: can the core of the institution actually absorb the intelligence, ventures, platforms and partnerships being scouted around the world? Carlos brings a pragmatic perspective from inside one of the world's leading insurance groups. Having helped evaluate more than 2,500 startups and accelerate around forty into enterprise integration, he understands that innovation is not about finding exciting technology—it's about identifying capabilities that solve meaningful business problems and can be embedded into a complex global insurer. As AI reshapes discovery, distribution, underwriting, and customer interaction, insurers face a deeper transformation than digitalization alone can provide. Hybrid distribution models, machine-to-machine commerce, embedded insurance, and intelligent agents are changing how insurance is bought, sold, and delivered. Success will depend less on adding new technologies and more on rebuilding the organizational foundations that allow innovation to scale. This conversation is essential listening for CEOs, COOs, Chief Innovation Officers, venture leaders, product executives and insurance decision-makers navigating the shift from digital experimentation to AI-enabled enterprise transformation. KEY TAKEAWAYS Innovation is no longer the constraint facing insurance. The real challenge is whether our organizations are capable of absorbing innovation in a way that creates lasting value. Carlos reminded me that partnerships alone cannot transform an insurer if the underlying organization lacks the architecture, governance, and operating model needed to integrate them. Before looking outward for the next breakthrough, leaders need to strengthen the institutional core that will allow innovation to scale. I was particularly struck by Carlos' reframing of venture scouting. Rather than acting as a matchmaking exercise between startups and business units, scouting should become a strategic intelligence capability. Its purpose is to detect meaningful market signals, understand emerging technologies, and identify solutions that directly address strategic priorities. The question is never whether a startup is impressive; it is whether it is genuinely useful to the institution and capable of improving the business in measurable ways. Our discussion also reinforced how AI is fundamentally changing the insurance value chain. As customers increasingly rely on AI assistants and autonomous agents to search for, compare, and purchase products, insurers must prepare for a world in which machines—not people—interact with their systems. Discoverability, machine-readable products, and seamless digital connectivity will become as important as customer experience itself. Ultimately, Carlos challenged us to think beyond digitization. The frontier insurer will not simply modernize existing processes—it will redesign itself around risk intelligence, ecosystem collaboration and adaptive execution, while remaining anchored to insurance's enduring purpose: helping people navigate the risks that shape their lives.   BEST MOMENTS "You cannot partner your way out of a weak core." – Sabine VanderLinden (00:01:10) "Some initiatives are truly transformational, and some are simply a consequence of FOMO. You want to stay close to what's happening without necessarily bringing it into the business." – Carlos Cendra Falcón (00:03:32) "Sometimes the best-in-class solution isn't the best fit for your organization." – Carlos Cendra Falcón (00:15:23) "Scouting is not provider matchmaking. It's a strategic approach to solving business problems." – Carlos Cendra Falcón (00:17:08) "You need to tackle one of the lines in your P&L or your balance sheet. Otherwise, you're just there to look nice in the picture." – Carlos Cendra Falcón (00:16:28) "Machines don't care how pretty your website is." – Carlos Cendra Falcón (00:20:50) "You need to have the information available, well structured, and you need to be able to talk to the machine." – Carlos Cendra Falcón (00:21:00) "The question is never whether a startup is interesting. It is whether it is institutionally useful." – Sabine VanderLinden (00:24:42) "We are here to help people navigate the risks they're facing in their lives, with their property, their health and their way of life." – Carlos Cendra Falcón (00:22:18) "First understand what an insurance company should look like in 2035, then design the roadmap that gets you there." – Carlos Cendra Falcón (00:23:32)   ABOUT THE GUEST Carlos Cendra Falcón is Scouting and Investment Lead at MAPFRE Open Innovation, where he works at the intersection of insurance transformation, venture ecosystems, and corporate strategy. His role focuses on identifying the startups, technologies, and ecosystem partners that can help MAPFRE respond to new risks, new business models, operational challenges, and changing customer behaviors. Carlos's work is grounded in the practical realities of transforming a large, global insurer. He focuses on detecting early signals across AI, embedded insurance, human–machine interaction, real-time risk intelligence, and preventative insurance, translating market signals into strategic partnerships and investment opportunities that help incumbents move beyond experimentation.   ABOUT THE HOST Sabine VanderLinden is a corporate strategist turned entrepreneur and the CEO of Alchemy Crew Ventures. She leads venture-client labs that help Fortune 500 companies adopt and scale cutting-edge technologies from global tech ventures. A builder of accelerators, investor, and co-editor of the bestseller The INSURTECH Book, Sabine is known for asking the uncomfortable questions—about AI governance, risk, and trust. On Scouting for Growth, she decodes how real growth happens—where capital, collaboration, and courage meet. If this episode sparked your thinking, follow Sabine VanderLinden on LinkedIn, Twitter, and Instagram for more insights. And if you're interested in sponsoring the podcast, reach out to the team at hello@alchemycrew.ventures

Alex Rampell and Olivia Moore speak with Lassie cofounders Steijn Pelle and Frédéric Renken about bringing AI to one of the most overlooked parts of the economy: small businesses. Inspired by time spent working inside dental practices, Pelle and Renken set out to automate the administrative work that keeps healthcare providers away from patients. They discuss how AI agents are changing billing, insurance claims, patient payments, and other operational workflows, allowing practices to spend less time on paperwork and more time delivering care. The conversation explores AI agents, software that performs work rather than simply storing information, onboarding AI into real-world businesses, and why healthcare administration offers one of the biggest opportunities for automation. Along the way, they discuss product design, go-to-market strategy, and what it takes to build AI systems that operate reliably in complex business environments.   Resources: Follow Steijn Pelle on X: https://x.com/steijnpelle Follow Frédéric Renken on X: https://x.com/fredericrenken Follow Alex Rampell on X: https://x.com/arampell Follow Olivia Moore on X: https://x.com/omooretweets Stay Updated:Find a16z on YouTube: YouTubeFind a16z on XFind a16z on LinkedInListen to the a16z Show on SpotifyListen to the a16z Show on Apple PodcastsFollow our host: https://twitter.com/eriktorenberg Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

I break down how I think about leverage and why relying on one person or one income source is the fastest way to stay stuck. We get into how I structure my businesses, how I make high impact decisions, and how I use systems, hiring, and global talent to scale faster than competitors. I also share my real thoughts on AI, where it actually adds value and where it's overhyped. And toward the end, I talk about how having a family made me a better operator, forced me to focus on what actually matters, and how I think about raising my kids and building a life beyond just business.   Grow your business:   https://sweatystartup.com/events   Book:   https://www.amazon.com/Sweaty-Startup-Doing-Boring-Things/dp/006338762X     Newsletter:   https://www.nickhuber.com/newsletter     My Companies:   Offshore recruiting – https://somewhere.com   Cost segregation – https://recostseg.com   Self storage – https://boltstorage.com   RE development – http://www.boltbuilders.com   Brokerage – https://nickhuber.com   Paid ads – https://adrhino.com   SEO – https://boldseo.com   Insurance – https://titanrisk.com   Pest control – https://spidexx.com     Sell a business:   http://nickhuber.com/sell     Buy a business:   https://www.nickhuber.com/buy     Invest with me:   http://nickhuber.com/invest     Social Profiles:   X – https://www.x.com/sweatystartup   Instagram – https://www.instagram.com/sweatystartup   TikTok – https://www.tiktok.com/404?fromUrl=/sweatystartup   LinkedIn – https://www.linkedin.com/in/sweatystartup     Podcasts:   The Sweaty Startup & The Nick Huber Show   https://open.spotify.com/show/7L5zQxijU81xq4SbVYNs81     Free PDF – How to analyze a self-storage deal:   https://sweatystartup.ck.page/79046c9b03  

Re-releasing a Dental A-Team podcast favorite! Tiff is on the pod to chat with Kiera about an office she just visited which needed some attention on its collections and accounts receivable. To give an idea of where this practice sits at, its collections are at 80% and case acceptance is at 56%. Tiff shares three points she touched on with this office: Three tactics to put into place to raise collections Establish tracking methods Spun complaints in a positive direction Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Kiera Dent (00:00) Hello, Dental A Team listeners. This is Kiera. And today we are bringing you something so special. I am so excited because this is one of our most popular episodes from the archives. Whether you're hearing this for the first time or catching it again, I am so excited because it's jam packed with a ton of takeaways that you can start using right now in your practice. We have released thousands, literally thousands of episodes. And I wanted to start bringing a few of these amazing episodes back for you. So I hope you enjoy. And as always, thanks for listening and I'll catch you next time.   on the Dental A Team podcast.   speaker-0 (00:32) and you guys don't worry. We say we travel in the Dental A Team, and this time you might actually hear proof of it because I have the one and only Tiffanie Trader back on the podcast. She is getting ready to fly home, just finish up with an office, and we definitely got her to podcast while she's at the airport. So Tiff, where are you at today? How is this podcasting going?   speaker-1 (00:54) podcasting is gonna be fantastic because it is because I put it out there into the universe and I am I'm actually in DC, which is funny because it's funny because I thought I I thought I booked a different airport and I thought I booked an airport I had been to and then on the way here I was like, Yeah, I've surely never actually even been to DC and anyways it's been fun. This is how my life is.   speaker-0 (01:18) So funny travel story about Tiffanie and airports. We always giggle about this. Tiff, do you want to tell about the one time like this is like real life consulting one one for you guys? Do you remember the time that you maybe missed your alarm? You set like twenty five of them, but that's fine. Like I've seen your phone and there are seriously like, Wake up, no, like really wake up. No, like you've got to get out of bed. Like that's all your alarms that you have. But like what happened that time? Because it was a really funny travel experience.   speaker-1 (01:42) Here's the thing, Kiera. I just want to point out that I am in Virginia right now. It's   speaker-0 (01:47) Yeah.   speaker-1 (01:48) the only state that I have ever, ever, ever had any travel mishaps of any sort have been either coming to or leaving Virginia. I have Virginia stuck   speaker-0 (01:59) Is your   speaker-1 (02:00) here. I've gotten stuck here on a layover. Like Virginia just doesn't want me to leave, I think. So I slept through my alarm leaving New York, coming to Virginia.   because my flight was at six thirty in the morning, which is if you know me at all is not   speaker-0 (02:16) It's okay. It's all right. We all make decisions that we shouldn't have done. And I'll be honest, sometimes when we're like booking the travel, we're like, yeah, that seems like a really good idea until we actually have to live the travel we booked for ourselves and we're like, That was a really bad idea. So   speaker-1 (02:30) It was a poor choice.   speaker-0 (02:32) You're   up late. I remember you were texting me late at night that night and I'm like, Tiff, your freaking flight leaves so early tomorrow and you're like, I'll be fine   speaker-1 (02:40) Yes, but I was fine because I actually figured out that it was quicker to drive to where I needed to be than to fly anyway. So   speaker-0 (02:49) Only after she missed her flight. So it was you know a win.   speaker-1 (02:52) Because   I had to pivot. I had to be at an office that afternoon and I was like, shoot, how do I do this? So pivot or die is like what we live and breathe by. so I mapped it and I went and I got a car and the car rental guy was like, my gosh, this is absurd. so I drove a car from New York to Virginia and it was by far my favorite road trip of working experience because it was beautiful. I got this in so many I went through   It was like fall time, but I got snow, I got fall leaves changing. I have like every possible season.   speaker-0 (03:27) It's   one of favorite stories that I definitely feel like needed to be recorded for all of our posterity to hear and all of you listeners. So this might be mine and Tiff's like journal time over here. But this is liter   speaker-1 (03:36) I think I've I think I've now flown out as of today. I will have flown in and out of every airport in Virginia.   speaker-0 (03:45) Well, I'm glad that you're able to get the last one knocked off your list today. but you guys, that's literally the day in life of a consultant. I think it's it's fun to point out the fact that like in offices when things don't go as planned, like literally pivot. I know Tip and I have many times, I mean the time that I almost got deported out of Canada, hashtag I was literally a one hour drive across the border, but no, I flew back down to New Jersey and then back trying to get across the border.   And it would have been way better had I just driven. So I think also it's like looking at it. I mean, had we mapped it, now when people are booking travel, we're always thinking like, Could you drive there faster than flying? 'Cause there's always alternatives. So I love it. Welcome to Virginia. I'm glad you're coming home. Glad your office was there. Let's kinda like   speaker-1 (04:29) office was in New Orleans. It's   fine.   speaker-0 (04:34) Everything's fine, guys. Everything's fine. We are totally competent in dental offices and we're about like seventy-five, eighty percent competent traveling. We have that like twenty percent lack that we definitely are not great at.   speaker-1 (04:44) It   just needed to hit Virginia as a state this year, so I got it in.   speaker-0 (04:48) Good job, Tiff. So actually let's like deep dive on your practice you just came from. this is not the topic we were going to go on, but I just realized like we're talking about you leaving an office. Kinda walk us through some of the things you just implemented in that practice that you were in, just so people can kind of get an experience of what it's like having a consultant in their practice.   speaker-1 (05:05) Yeah, I think that's fun. Yep. So this was and I love a bit or die.   speaker-0 (05:10) Don't worry, we had a totally different topic, but like why not why not just keep with this consulting travel theme?   speaker-1 (05:16) I like it. So yes. this is my second time in the practice. This was Ashley actually saw this practice probably like a year ago, I suppose. so she saw them first and Ashley's no longer with us, wildfires, crying, lots of tears.   speaker-0 (05:29) Decided   to get married and move away and become a practice manager. It's fine. That office got real lucky. I shout out to them.   speaker-1 (05:37) Yeah. So anyways, this is their third visit. So it's really cool to see the progression and the growth that they've experienced, but then also like the holdups that they've had. So it's like, yes, we've been consulting them for a little over a year now. but there's still so much to be done. So this week what we did yesterday and today was we focused really heavily on collections and AR because they're just   struggling a little bit in that area and they're having a hard time dialing it into where it's coming from. So it was really fun because we saw the issue and then what I did was I kind of worked my way backwards, right? Because I think in any practice you can find something that's wrong and then I can tackle that person. Right. So I can go straight for the billing representative and the office manager and be like, why aren't you collecting? Where's your money? But it's not just them.   that are the the only cause of that, right? So the only effect of the cause. So we backtracked, we looked at everything, we realized, hey, patients aren't always getting signed treatment plans. Like patients aren't even they're not always getting told what they're going to owe in the first place. So then when they're coming in, it's a little bit more difficult to collect because I noticed we have a crown you know, a crown was in last week and they paid a hundred dollars. And so if you know anything about   Crowns in dental insurance, typically a hundred dollars is not going to be the copay required. So I thought, okay, why is this patient only paid a hundred dollars? Well, probably because this patient was not prepared to pay the six hundred dollars that he had owed when he came in. So we kind of backtracked. So we figured out, okay, our collections percentage is low. It's about 86% for last month, and overall for the year they're hovering in the mid 80s.   I like to see ninety eight percent for my practices or higher. I usually tell my Medicaid practices, Medicaid slash PPO providers, ninety-three to ninety-five percent just because Medicaid takes so long. So ninety-eight percent is what we're looking for here in this practice. So eighty six percent was like, my gosh, how are how are we paying the bills? So we back chopped and we started implementing they did NDTR for us like a boss. We've done that twice to the guys don't know the N D T   speaker-0 (08:00) And you're new, that's a perfect handoff. So next visit, date, time, recare. And I will say it's magic sauce when people do it. So good to know this office was which is great. It's good. Like Tip, I love that you're breaking this down. And I think offices should do this. Like when you find a gaping hole, don't go after it. Look at all the pieces that factor in to find out where is the true breakdown. So we already know that the handoff and the doctor exam   is spot on. We are crushing that. Our handoffs are good. Our doctor exams are great. So that's not the cause of the collections being low. Like good job Tiff of checking that box to ensure and I hope people are able to see that that that's what you're doing in this. Like you're assessing to find out where the breakdown is at.   speaker-1 (08:38) And I think that's right. And as you're saying that, it made me think of like treatment planning, right? So doctors, you go in the operatory and if you just looked at a tooth and you saw this this piece of decay, right? No x-ray, nothing else. You just look at the tooth, you're like, okay, there's decay there. We need to get it out. Let's do a filling. Okay. So you do a filling, you get in there, because you haven't looked at the x-ray yet, you get in there and you're like, holy cow, that's not the only problem. So I think of it as like   You go in, you look at the tooth, but you also look at the x-rays and all the other evidence that you have. You look at you know, intra-oral photos, you look at structure, all of these items to assess what the patient needs on that tooth. So if you look at the x-ray, maybe the x-ray shows like all of this patient's pain is actually stemming from a huge abscess at the root of the tooth. Had we not looked at the x-ray, we might have just tried to fill it, right? So I kind of think of that of something like that when I go into practices. So I do see, okay, there's an   issue so we're we're bleeding money right so there's an issue but what's the root cause of it so I think that's great what you said Kiera because it made me think of that like it's really we go in and we dig for the root cause so overhead is high collections are low so what's the root cause so handoffs are working great the diagnosis is there the treatments there the schedule's pretty full right they're producing 120 grand with two doctors and two hygienists that's not bad per month   so we really diagnosed. So we ramped up treatment planning with the front office, ramped up treatment planning, which should ramp up over the counter collections, and then we tackled cancellations, which I think cancellations across the board, across the country, and all of my practices have been really high lately. I think it's just a product of the mentality that we're living in right now, and a product of what we've become. So that aside, we just set some new goals. So   Over the counter collections and collections in general, they I set them another goal. So their goal now is 98% by the end of the year. Okay, and remember they're at about 86% now. Case acceptance, they're doing dollar for dollar. So case acceptance, dollar for dollar is set at 75% is their goal. They're hovering at about 56% right now. And then I want to see cancellations at less than 10% every day. So they'll do that by week and they're tracking all of those items.   It is actually really fun to hammer in the collections because the front office ladies are like, I don't know what I don't know why she keeps saying collections, collections, why are you saying collections is an issue? We collect the money. We collect all the money over-the-counter. We we don't let patients leave without paying. And so I said, Okay, totally fine. So, what we did was we set, we created a new tracker, right? So I created a tracker for them for over-the-counter collections. If they do not   collect in full from a patient, they've got to put it on the tracker. So it's just in their Google spreadsheets, something the office manager can check in on, but it's going to hold them accountable. So number one, I saw that you know we had a few patients we weren't collecting over-the-counter 100% from. So there should be some names on there. Number two, they're not going to want to fill out the tracker and they're not going to want anyone to see your name on there. So hopefully it will ramp up that over-the-counter collections.   But then also they had a good point. If they feel like they're collecting over the counter correctly, maybe it's on the back end where it's like our claims, you know, our treatment plans are are not accounting for downgrades, and maybe our claims are coming in, EOVs are being paid, and we're left with balances, it will show. So I took the problem, diagnosed what needed to happen, implemented three items and three different goals that should help. And then   allowed them the grace and the space to say, okay, fantastic. We're gonna push real hard on these items to ensure that your over the counter collections is happening exactly how you're saying that it is, just because I want you guys to kill it. And the proof will be in the end. Right. So if I see that over the counter collections is better and now our overhead is decreasing our collections is higher, then I know we tackle the problem.   If it's not and it stays where it is, and we start saying, okay, it's actually left over after insurance, we actually tackled that problem as well because we've we have our insurance, the team who's doing the insurance verifications are gonna start they're putting down grades in now. so that should be resolved as well. But it was kind of fun to see where it's like sometimes we think we're doing something and we can say, like, I always do this thing, which always and never are never accurate, right? So like   always well whenever I think like I always do it I'm like okay so I don't always do it so I need to like back off and take a look at the area where I probably could improve. So as soon as I hear something that I'm like okay I totally get it. It's like a it's a defensive space and we do feel like we're killing it in that area and it's great if we are you might be so we're gonna put this into place to see that to show it. So let's prove that you are doing the things and it's not you on the opposite side of the spectrum.   We're putting attention on it and so no matter what, whether you were doing it before and you're doing it y now you're doing it even more or you're doing it the same as before or you weren't ever doing it, it's going to improve no matter what, because we're putting attention on it.   speaker-0 (14:01) I love it.   speaker-1 (14:03) That's what we did in this caucus.   speaker-0 (14:05) So I think there's like a c quite a few pieces I wanna highlight from it is number one, I love that you talked about how you see an issue, but that issue is usually a symptom of a bigger problem. And so it was collections are low. And so you found three other areas to fix. I also love that you put tracking into place. And I also love that you took what people said of I'm always collecting and spun it into a really positive way. Cause some people be like, Okay, well, I get that you say you're always doing this, but the reality is we're not collecting. You didn't make them wrong. You said, Hey   I hear you. Let's actually track this and prove that you guys are really doing it. So like I'm on your team versus I'm making you wrong. And so I hope a lot of people listened and heard that. And I think that that's one of the beauties of coming in person. Because over the phone, I can't we can't move and navigate as easily as we can in person. In person we're able to see, okay, here's this broken piece. Let's go fix, let's look at the whole way up the chain to see where is the broken link. Because down below we know something further up is broken. But then we can get the in   entire team working on it. So you see quick, fast changes in a practice that are usually sustainable. So Tiff, I thought you did so many awesome things in it. And I know you tackled so many more pieces. Like that's just a quick, I mean, we're talking 15 minute synopsis right here where you're like, hey, I was there for a day and a half, but let me give you a quick 15 minutes. But I hope people took that. And so I'm like digesting this in for an office of how do you take this and make this applicable to you is number one, when you find a problem, look to see like what are all the pieces up ahead of that problem that got there.   To get to collections, what has to happen before collections? Insurance verification, inputting information, sending claims, getting the checks back from insurance. Are they getting lost in the mail? Do we have EFTs set up? How are we posting it? What about downgrades? What about our write-offs? Then you also looked at like, okay, what creates that copay amount for the patient portion? That's treatment plans. Are we giving every patient a treatment plan and having it signed and putting that copay amount or the amount that they owe in the appointment box so that way everybody knows and we just collect that?   Then let's go back even further and say, first and foremost, how's our case acceptance? Like, are we even having good handoffs to get the treatment that's diagnosed, to get the case acceptance, to get the schedule, to be able to then send it out. So that's why we love what we do. Like I just broke all that down. I'm like, that is what we freaking do, and we love it. We love it so much. But I hope you guys take it and diagnose that. And if you have a hard time seeing up that chain, Tiff and I are really good at seeing like, okay, here's the billing system, here's the case acceptance system, here is our new patient acceptance.   system like here are all these systems that could be impacting your collections. Let's look to see where it's at. Let's come up with some tracking. Let's give your team goals and then let's see magic happen. So if you guys are needing help with that, always email us Hello@TheDentalATeam.com. But gosh Tip like way to way to kill it at that practice. I love I love hearing your recaps after a practice.   speaker-1 (16:52) Thank you. Yeah. And you're right. We did a ton more, especially on the collection side. but yeah, I love it. And I love the diagnosis piece and really seeing like the light bulbs go off and doctors and teams too. So and I think you're right. I think it it can be done over the phone. It just takes a lot longer. And and I think we do miss pieces because it's a biased opinion. I'm I'm relying on the team or the doctor to provide me the information. I'm not seeing it firsthand. So   It is much more effective when we're able to get in practice and probably I'd say the f first one in office is like, okay, this is a good starting point. Second and third in office are really where we really I mean, we dig deep on those suckers because we know we know the practice at that point. So totally. I love it. I love it.   speaker-0 (17:38) So fun. Well, Tiff, as always, I love you headed to offices. I love you representing our company. And it's fun to see. So I hope you guys like take this into yourself. Put on the Tiffanie Kiera consultant hat. Look at your practice. See if you can uncover those spots and where it might be broken further up the chain. And if you can't see it or you also want to pick our brains, email us. Hello@TheDentalATeam.com. And as always, thank you all. Thank you, Tiffanie. Thank you all for listening. And we'll catch you next time   Kiera Dent (18:04) I hope you all loved today's episode as much as I did. It is crazy to think that this many episodes have been released since we started the Dental A Team Podcast. And I started looking to say, my goodness, our listeners need to be reminded of some of the things they may have learned a year ago or two years ago or five years ago, because so many things in our practices weren't relevant back then when we heard them, but they are relevant today. And I would be doing you a huge disservice if I didn't re-release some of these episodes for you to remember, to refine.   to optimize and really truly if you ever need a topic or you're like, my gosh, I wonder if the Dental A Team has anything like this, go onto our website, TheDentalATeam.com, click on our podcast tab and you can literally search any topic. So whether it's overhead or hiring or firing or team morale or engagement or case acceptance or hygiene or associate onboarding or whatever it is, we have so many episodes for you. And so I am going to intentionally be   re-releasing some of the top best episodes for you, pulling back some of the ones that I needed to remember, some of the things that I feel for you to really, really relearn right now and to re-remember, or if it's the first time, welcome. I'm so happy you're listening to it, but I hope you truly enjoyed today's episode. I hope that you share this with somebody. I hope that you go and implement today because we only have one day. We only get today. And so making today the best that it possibly can be. If we can help you in any way, shape or form, reach out Hello@TheDentalATeam.com.   And as always, thanks for listening and we'll catch you next time on the Dental A Team Podcast.  

There are some interviews you enjoy... and then there are conversations you genuinely don't want to end. This was one of those.Recorded live from the iconic Santa Monica Pier during InsuranceFest 2026, I had the opportunity to sit down with Christina Lucas of Google Cloud, and what a fantastic conversation it turned out to be.While many people know Christina for her work at Google Cloud, what really stood out was her incredible journey. From leading teams across the United States to living and working around the world, her experiences have shaped a unique perspective on leadership, innovation, and the future of our industry. She shared lessons learned from different cultures, different organizations, and different stages of her career—and in doing so, taught all of us something valuable.Of course, we couldn't sit down with Christina without talking about artificial intelligence. We explored how Google Cloud is helping transform the insurance industry, why trust and security remain at the center of innovation, and how organizations can embrace AI in practical, meaningful ways. Rather than focusing on the hype, Christina brings a thoughtful perspective on how technology can empower people and create better outcomes across the insurance ecosystem.We also discussed her newly co-authored book, Artificial Intelligence in the Insurance Industry, where she shares practical insights into how AI is already reshaping underwriting, brokerage, customer experience, operations, and leadership. Whether you're just beginning your AI journey or looking to take the next step, her perspective is one every insurance professional should hear.This episode is packed with leadership lessons, technology insights, and plenty of laughs along the way. I had an absolute blast recording this one, and I think you're going to enjoy every minute of it.A huge thank you to Christina for taking the time to join us and for sharing her wisdom with the Insurance Town community.A special thank you to our amazing sponsors for making Insurance Town possible:

Some of the best conversations don't happen on stage—they happen after the conference.Originally recorded following a previous Suisun Summit, this NeuroNoodle panel captures the discussions that were shaping the future of neurofeedback: biomarkers, QEEG, trauma, autism, ADHD, licensing, ethics, and why many clinicians are moving beyond diagnostic labels toward understanding brain function.With the 2026 Suisun Neuroscience Summit just around the corner, it's fascinating to revisit these conversations and see how many of these ideas continue to influence clinical practice today.

This week's guest is Georgia Steele, a seasoned risk management professional, regarding her career path and experiences in the industry.

Featured Guests Jeffrey Williams, Managing Director, Microsoft Global Insurance Advisory Practice Andy Welch, Product Architect, HSB Max Waddell, Head of Sales, Covenir Topics Discussed AI liability insurance Emerging AI risks and exposures Insurance coverage gaps Underwriting AI-related risks Insurance operations and automation MGA and carrier strategy AI adoption and employee enablement Claims and customer service transformation Future insurance technology trends The evolving relationship between people and AI Key Takeaways AI is creating new insurance coverage needs and exposures. Insurers are beginning to address AI-specific liability risks. Successful AI adoption requires employee education and engagement. AI should augment insurance professionals, not replace them. Insurance remains a relationship-driven industry. Organizations that thoughtfully integrate AI into workflows will gain a competitive advantage.   CIC Insurance Company Operations Want a deeper understanding of how insurance companies operate, make underwriting decisions, manage claims, and leverage technology? The CIC Insurance Company Operations course from the Risk & Insurance Education Alliance provides insurance professionals with a practical look inside carrier operations, business strategy, financial considerations, underwriting processes, and organizational decision-making. Explore CIC Insurance Company Operations and gain the knowledge needed to better understand the insurance companies you work with every day. Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.

Good news today for apartment owners who have spent the last two years watching property insurance premiums climb. The market is turning. But before you relax completely, there's a new pressure point moving to umbrella liability coverage that you really need to understand. We will get into both.

In this solo episode of Referrals Done Right, Scott Grates challenges one of the most accepted practices in sales. He argues that interruption marketing has become increasingly ineffective in a world filled with spam filters, caller ID, and endless distractions. Instead of chasing strangers through cold calls and purchased leads, Scott makes the case for becoming the person prospects actively seek out.Scott shares a practical framework built around two powerful ideas: personal branding and relationship marketing. He explains how creating valuable content, strengthening your digital presence, and intentionally investing in meaningful relationships can build trust long before a sales conversation begins. Rather than asking for referrals, he encourages listeners to earn them by consistently serving others and becoming someone people naturally want to recommend.In This Episode:• Why interruption marketing is becoming more expensive and less effective.• How personal branding helps prospects trust you before they ever meet you.• Simple ways to create content that answers your customers' biggest questions.• Why a small circle of intentional relationships creates more opportunity than a large list of cold contacts.• Three practical actions you can take this week to become easier to find, easier to trust, and easier to refer.---Scott Grates' Links:The Magnetic Niche - https://mailchi.mp/wonderlabstrategy/findyournicheReferrals Done Right - https://www.referralsdoneright.orgReferrals Done Right FB Group - https://www.facebook.com/groups/296359076662332Scott Grates Website - https://www.scottgrates.comLove Living Local  - https://www.instagram.com/lovelivinglocal315Scott's FB - https://www.facebook.com/scott.grates.1Scott's - https://www.instagram.com/scottgratesTikTok - https://www.tiktok.com/@scott.grates

Urban v. Zurich American Insurance Co.

BestWire Senior Associate Editor Renee Kiriluk-Hill reviews AM Best's latest rankings of the nation's largest pet insurers, highlighting strong premium growth, rising competition among the market leaders, and continued expansion of the fast-growing pet insurance sector.

Living with chronic illness can feel like collecting diagnoses without getting real answers. Symptoms are treated one at a time, but the underlying causes can easily be missed. What if asking a different question is the first step toward feeling better? In this episode, I'm joined by Dr. Richard Horowitz, an internationally recognized Lyme disease expert and author of the new book Ending Chronic Illness. After caring for thousands of patients over more than four decades, he explains why many seemingly unrelated conditions share common underlying drivers—and why thinking like a medical detective may help uncover them. We discuss: Why treating the diagnosis isn't always the same as treating the problem—and how to start looking deeper How hidden infections, environmental toxins, gut health, and other overlooked factors can quietly drive chronic illness What new research may reveal about the links between infection, inflammation, and brain health How to begin uncovering what's really driving persistent symptoms Our bodies are constantly communicating with us. The challenge isn't that they're silent—it's that we haven't always known how to listen. Sometimes finding better answers begins with asking different questions. Continue Exploring If you'd like to explore Dr. Horowitz's work further, here are two great places to start: Take his Symptom Assessment Quiz to better understand what may be contributing to your symptoms. Subscribe to his Medical Detective Substack ****for ongoing insights into chronic illness, Lyme disease, and root-cause medicine. Interested in getting tested? Many of the lab tests discussed in this episode are available through Function, making it easier to get a more comprehensive picture of your health. View Show Notes From This Episode Sign up for Dr. Hyman's Brainshaping Academy to learn how to nourish the biological systems that support your mental, emotional, and cognitive health https://drhyman.com/products/brainshaping?utm_source=dr_hyman_show&utm_medium=newsletter&utm_campaign=may_27&utm_content=link Get Free Weekly Health Tips from Dr. Hymanhttps://drhyman.com/pages/picks?utm_campaign=shownotes&utm_medium=banner&utm_source=podcast Sign Up for Dr. Hyman's Weekly Longevity Journalhttps://drhyman.com/pages/longevity?utm_campaign=shownotes&utm_medium=banner&utm_source=podcast Join the 10-Day Detox to Reset Your Healthhttps://drhyman.com/pages/10-day-detox Join the Hyman Hive for Expert Support and Real Resultshttps://drhyman.com/pages/hyman-hive This episode is brought to you by Timeline, Cozy Earth, Seatopia, Perfect Amino, BON CHARGE, and Made In. Support healthy aging and get up to 20% off when you subscribe on top of the new starting price of $79 at timeline.com/drhyman. Upgrade your sleep setup with cozyearth.com and enjoy 20% off  with code HYMAN. Find a cleaner source of seafood. Check out seatopia.fish and use code HYMAN for free shipping on your first order. Help fill protein gaps at bodyhealth.com and use code HYMAN20 for 20% off. Explore red light products at boncharge.com/hyman  and enjoy 15% off with code HYMAN. Explore kitchen essentials at madeincookware.com and save 10% off your first order with code HYMAN-HIVE. (0:00) Infections and toxins as root causes of chronic illness; Dr. Horowitz's background and journey to functional medicine (5:37) Discovering and treating various infections, toxins, and Dr. Hyman's personal health story (9:16) Root causes of chronic disease, inflammation, and testing for infections and toxins (15:11) Sponsor: Seatopia and PerfectAmino (16:42) Importance of diet, addressing multiple health factors, and autoimmune misdiagnosis (19:26) Role of infections, toxins, microbiome, and leaky gut in autoimmune diseases and inflammation (21:06) Treating underlying causes and neuroinflammation in chronic diseases (24:37) Nutritional deficiencies, COVID-19, and the importance of sleep in chronic illness management (30:19) Plant medicines, supplements, and dapsone in treating neuroinflammation, Lyme, and Alzheimer's (41:30) Use of methylene blue in treatment protocols (44:56) Sponsor: Bon Charge (45:58) Sponsor: Made In (46:43) Evolution of treatment protocols and six principal causes of inflammation (50:18) Importance of adrenal function and hormone treatment in chronic illness (52:17) Differential diagnosis vs. root cause analysis and root cause testing (56:38) Horowitz's questionnaire and protocols for treating chronic infections (58:39) Addressing mold-related health issues and Dr. Hyman's personal experience (1:01:01) Mold testing, detoxification, and controversies in treatment (1:07:47) Insurance challenges and HHS innovation grant for chronic illness research (1:09:04) Importance of root cause medicine and Mark Hyman's upcoming book on longevity (1:11:56) Personalized medicine, reversing Alzheimer's biomarkers, and research funding priorities (1:15:02) Influence of Buddhist principles and personal experiences with chronic illness (1:16:01) Hope for patients, resources for learning, and closing remarks

Shoot Us A Message!How to close more P&C deals in 6 steps.In this episode, we break down the six stages of every successful insurance sale. We explain how to move prospects through the funnel using consistent outbound dialing and proven lead generation strategies. Mastering these stages is essential for agency growth and maximizing your overall agency valuation.Improve your results with our outbound lead gen and dialing tools at Teledudes.Key Takeaways and Timestamps 0:00 The first stage of the insurance sales cycle 4:15 Why lead generation is the foundation of growth 8:30 Mastering the outbound dialing process 12:45 Strategies for moving prospects to the next stage 17:00 How to handle common sales objections 22:15 Final steps to closing the deal and improving retentionThe Insurance Dudes ResourcesJoin the Agent Elite: https://www.skool.com/agenteliteBest Seller: https://MillionDollarAgencyBook.comInsurance Dudes Files: https://blog.theidudes.comTeamIQ: https://teamiq.theidudes.comTelefunnel Lead Callers: https://theidudes.comILB: https://insuranceleadbrokers.comInsurance Agency Trader: https://trader.theidudes.comIf this helps, subscribe and hit the bell so you can catch every episode.Follow UsFacebook: https://www.facebook.com/theinsurancedudesLinkedIn: https://www.linkedin.com/company/the-insurance-dudes-podcastInstagram: https://www.instagram.com/insurancedudespodcastListen to the Audio PodcastApple: https://podcasts.apple.com/us/podcast/the-insurance-dudes/id1451888095Support the showHey there! Thank you for listening! We'd be SUPER GRATEFUL for a subscribe!And a review over on the Apple Podcasts would be incredible!Check out our newsletter, webinar, and some great Internet Lead tactics at The Insurance Dudes Homepage.We appreciate you!Craig Pretzinger & Jason FeltmanThe Insurance Dudes

What if operational excellence wasn't about cutting costs, but about unlocking your organization's true potential?In this episode of Making Risk Flow, Juan de Castro speaks with Ann Haugh, Group Chief Operations Officer at Axis Capital, about why operations should be viewed as a strategic growth engine rather than a cost center. Ann shares how Axis transformed its operating model to improve efficiency while scaling the business, the importance of building cross-functional talent, and how leaders can create alignment across technology, data, and underwriting. She also explores the role of AI in specialty insurance, explaining how automation can enhance employee experience, empower underwriters to make better decisions, and help organizations grow with greater speed, clarity, and resilience.Ann Haugh is Group Chief Operations Officer at Axis Capital and a global (re)insurance leader with more than 30 years of experience spanning strategy, underwriting, operations, and general management. She has led transformational programs, improved underwriting performance, driven profitable growth, and built high-performing teams worldwide, earning a reputation for inspirational leadership, innovation, and delivering lasting business impact.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Shaju Puthussery and Deepak Ramaswamy are the CEO and CTO of LightSpun, which is rebuilding the back-end engine of insurance processing as agentic AI infrastructure, starting in dental and moving into vision and ancillary benefits. Both came from Overjet, where Deepak was a co-founder and Shaju the first employee, and this conversation is largely about why they walked away from that thesis. Reading X-rays was the visible AI problem. Underneath it was a plumbing problem: claims that never reach clinical review because the documents were wrong, the provider record did not match, or the file never loaded cleanly.Two things in this episode surprised us. The first is that their most valuable asset was an accident. Shaju assumed credentialing was table stakes until a payer CEO told him it was blocking dentist onboarding, and one weekend later Deepak had an approach. That became the rail for roughly 87% of practicing dentists in the US and the provider data spine that feeds adjudication. The second is Shaju's answer to whether anyone profits from claim friction, which is not the cynical answer most people give.We discuss:Why Deepak argues the AI question is not either-or, and why world-class clinical review is worthless if the claim cannot get to itThe moment their business model was confidently wrong: they built for benefits configuration, customers came back asking about credentialing, duplicate records, and file loads, and a startup that planned to do one thing had to bet on tenWhy credentialing was never a Trojan horse for the provider data layer, how the same 200,000-dentist dataset gets monetized twice, and what obligation comes with being the thing the system quietly depends onThe honest ceiling on model performance: 85 to 90% out of the box, and why the climb to 98 or 99% production-ready is where the humans actually liveThe exact decision they will not automate, with the line drawn between deterministic denials (two cleanings a year, a $2,000 annual max) and anything touching a clinical outcomeWhy regulation, not technology, sets the pace, and how they take a faster primary source verification method to their internal NCQA leader with screenshots, timestamps, and source authenticity to prove it still holds upShaju's contrarian read on the $17 to $21 billion admin waste question: no one is winning from the friction, both sides are automating, and the real goal is shifting dollars from admin to careBringing fintech into adjudication with a benefits flex card that carries a Visa or Mastercard rail, blocks non-covered procedures at the chair, and opened doors to a vendor network of roughly 150 health plansThe discipline of not chasing every model release, what Hugging Face taught them early about picking bets, and why the architecture is built to swap foundation models out entirelyDeepak's pushback on the beachhead narrative: dental is several years behind medical, which means the solutions may not transfer cleanly, and they designed for vision and ancillary from day one rather than treating dental as a waypointWhy compliance came before the AI story, with SOC 2 Type 2, HITRUST, and NCQA in place first so they could get in the room with large payers at allThe legacy Deepak actually wants: recognized as the company that automated the boring and the safe, and left the critical decisions with people—Brought to you by: Sage Growth Partners — Value-focused strategy and marketing for growth-driven healthcare organizations.—Where to find Jared:• X: https://x.com/jaredstaylor• LinkedIn: https://www.linkedin.com/in/jaredstaylor/

In this episode of the insuranceaum.com podcast, host Stewart Foley, CFA, speaks with Trevor Clark, Founder and Managing Partner of TPG Twinbrook Capital Partners, about the structural changes reshaping private credit and the enduring role of lower middle market lending. Trevor explains why private credit should not be treated as a single, uniform asset class and discusses how manager experience, direct origination, disciplined underwriting, financial covenants and active portfolio monitoring can influence investment outcomes.   The conversation also explores how insurance capital, BDC structures, retail redemptions, longer private equity hold periods and artificial intelligence are changing the direct lending landscape. Trevor shares why strong companies can still become vulnerable when overlevered, how lenders can use better data and monitoring to identify risks earlier, and what insurance investors should consider when evaluating both private credit managers and the structures used to access the asset class.

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Lou Bonanno is the AVP of Property Underwriting at Arch Insurance Group, where he is responsible for portfolio management and analysis, program data feeds, corporate and business unit reporting. He also serves as the business unit representative to the Data Transformation Team. He has held positions in claims, premium audit, accounting, consulting, and ceded reinsurance. Lou is an active volunteer of the CPCU Society, currently serves in the New Jersey Chapter and previously on the Publications Committee and Technology and Innovation Committee. Here he joins Chris Hampshire on In The Know for a conversation about innovation and technology in insurance.   Key Takeaways ● Lou's insurance career started with personal lines. ● Questions to ask yourself before pivoting. ● Questions to ask others to enhance learning. ● Lou's decision to earn designations and his MBA. ● The role of AI in today's industry. ● Data and technology in the insurance sector. ● Current and future abilities and applications of AI. ● Addressing the talent gap with AI. ● Lou's advice to his early-career self.   In the Know podcast theme music written and performed by James Jones, CPCU, and Kole Shuda of the band If-Then.   To learn more about the CPCU Society, its membership, and educational offerings, tools, and programs, please visit CPCUSociety.org.   Follow the CPCU Society on social media: X (Twitter): @CPCUSociety Facebook: @CPCUSociety LinkedIn: @The Institutes CPCU Society Instagram: @the_cpcu_society   Quotes ● "I look for career opportunities that I wouldn't have in my current role." ● "Being curious and willing to ask questions will get you a lot further than making believe you do know." ● "No matter where I go in the industry, AI is going to be a huge portion of it." ● "I wish I had known the importance of people and connections earlier in my career."  

You've probably heard the media, politicians and economists talking about "the inflation rate" as though every Australian is experiencing the same increase in their cost of living.   But the official CPI figure may bear little resemblance to what is happening in your household.   Because here's the uncomfortable truth. That headline number is an average. It's a blend of everything from lettuce to laptops, and if your money goes on housing, health care, insurance and electricity rather than imported gadgets and clothing, your real cost of living has probably been running well above what the news is telling you.   Today we're going to pull that number apart. We're going to look at who actually suffers the highest inflation in this country, why government policy is doing more damage to your cost of living than any war or supply shock, and why understanding your own personal inflation rate matters just as much to your wealth-building strategy as your choice of property.   By the end of this episode you'll know exactly where you sit on what my guest calls the inflation pyramid, which categories of spending are quietly eating your returns, and why housing costs in particular have become one of the clearest examples of government-made inflation in the country.   My guest today is Ashley Owen, Principal of Owen Analytics and one of the most respected independent economists and investment analysts in Australia.   Takeaways   • Official CPI figures hide big differences between household spending patterns and real cost pressures. • Renters face stronger inflation because more of their budget goes to utilities, taxes, and housing costs. • Government-driven costs push housing inflation higher through taxes, regulation, and construction bottlenecks. • Imported goods often offset inflation, but local services keep rising through wage and productivity pressures. • Insurance, healthcare, and education climb faster because they rely heavily on expensive Australian labour. • Personal inflation rates matter more than averages when planning retirement withdrawals and long-term cash flow. • Higher inflation erodes mortgage balances over time, benefiting borrowers who own quality assets. • Delayed rate cuts and political spending can keep interest rates higher for longer. • Land scarcity in concentrated cities pushes up property values and construction costs. • Wealth plans must outperform inflation or purchasing power steadily shrinks over decades.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ •        Win a copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. •        Every entry receives a copy of a fully updated Michael Yardney Property Report.   Michael Yardney – Subscribe to my Property Update newsletter here.     Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us.   Ashley Owen, Director of Owen Analytics https://www.owenanalytics.com.au/   Articles mentioned in the podcast:   ·        Housing inflation higher than CPIhttps://www.owenanalytics.com.au/2026jul20-housing-inflation   ·        What's your personal inflation rate?https://www.owenanalytics.com.au/2026jul14-infl-categ     Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au    Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia   The Michael Yardney Podcast is one of Australia's leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing.   Each week we explore:   • Australian property market updates• Property investment strategies in Australia• Melbourne property market trends• Sydney property market forecasts• Brisbane property investment opportunities• Capital growth property strategies• Property cycles in Australia• Negative gearing and tax strategy• Interest rates and their impact on property• Buyer's agent insights and investment planning   If you're serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need.   Learn more at:https://propertyupdate.com.auhttps://metropole.com.au

After becoming an insurance agent, there might be some difficulty deciding what types of insurance to sell. In this episode, we break down the positives of selling Medicare insurance and what makes the market so fulfilling!   Read the text version   Get Connected: 

Insurance finance teams must connect financial results with premiums, claims, capital requirements, regulatory reporting, and operational data, often across multiple entities, regions, product lines, and systems. In this episode of the CPM Customer Success Podcast, we explore how OneStream can help insurance organizations create a more connected finance environment. You'll hear two customer success stories demonstrating how insurance companies have used OneStream to improve financial close and reporting, streamline allocations, automate reconciliations, strengthen audit trails, and expand into planning.

Learn how failing to meet multi-factor authentication (MFA) requirements can jeopardize cyber insurance claims and why many small businesses remain financially vulnerable to costly cyber breaches. To view … Read More » The post No MFA? A Cyber Attack Could Leave Your Business Uninsured appeared first on Insurance Journal TV.

Ryan Pineda and Brian Davila sit down with Jesse Burrell and Devin Burr to break down why building a life insurance agency may be a faster, more scalable path to wealth than real estate wholesaling, and exactly how to get started.⁣⁣Connect with Jesse & Devin - ⁣https://www.thestandardagency.io/⁣https://www.instagram.com/mr_brrrr/⁣https://www.instagram.com/jesseburrell_/⁣__________⁣If you'd like my team to run your marketing & sales department to scale your business apply here https://www.pinedapartners.com⁣⁣Join our private mastermind for elite business leaders who golf. https://www.mastermind19.com⁣⁣Want to be featured on the Wealthy Way Podcast? Apply here https://www.wealthyway.com⁣⁣If you want to start your real estate investing business, we'll give you 1:1 coaching, seller leads, software, & everything you need. https://www.wealthyinvestor.com⁣⁣Tired of paying so much in taxes every year? We'll give you strategy, tax prep, and accounting all in one place. https://www.taylor-tax.com⁣⁣Join free Bible studies and workshops for Christian business leaders. https://www.tentmakers.us⁣__________⁣Chapters: ⁣00:00 - Wholesale vs Insurance⁣03:45 - Insurance Success & Payouts⁣15:01 - Lead Sources⁣17:18 - Startup Costs & Commissions⁣23:33 - Recruiting & Sales Process⁣30:04 - Wealth Potential Compared⁣38:14 - Building & Selling Agencies⁣49:32 - Scaling Insurance vs Wholesale⁣1:01:24 - Exit Strategy⁣1:20:41 - Insurance Strategies⁣1:30:16 - Pivot to Real Estate⁣1:33:30 - Agency Model & Recruiting

Rebecca Bloom is a former employee benefits and executive compensation attorney who spent more than 25 years helping women navigate cancer, work, insurance, disability coverage, and financial survival. She is the founder and author of When Women Get Sick, a book built from decades inside the legal, workplace, and patient advocacy systems most people only discover after diagnosis.Bloom started in Big Law at Simpson Thacher handling employee benefits and compensation work she originally chose to pay off student loans. Then her mother was diagnosed with breast cancer. Suddenly the language she used in corporate law offices became the language of survival at home. Explanation of benefits forms. Coverage disputes. Second opinions. Disability protections. Medical leave. Bills no one could explain.That collision changed the direction of her life.In this episode, Bloom explains how serious illness quietly turns patients into unpaid administrators managing paperwork, logistics, financial risk, and emotional labor while trying to survive treatment. She breaks down how employer based health insurance shapes nearly every aspect of cancer care in America and why women often carry the invisible burden of protecting everyone else from discomfort while they themselves fall apart.The conversation digs into workplace power, the illusion of the healthcare “safety net,” caregiver exhaustion, and the class divide hiding underneath patient empowerment culture. Bloom explains why educated, insured women with resources still struggle to navigate healthcare bureaucracy and what happens to patients without those advantages.This episode explores cancer care, health insurance, employee benefits, patient advocacy, workplace protections, caregiving, and the structural incentives that force sick people to become project managers of their own survival.RELATED LINKSRebecca BloomWhen Women Get SickBay Area Cancer ConnectionsSimpson Thacher & BartlettFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rideshare Rodeo Podcast (episode 598)  July 28th, 2026 iPhone Users, the GIGU app is now available, sign up below:  https://www.gigu.app/us/ios

If you've ever wondered whether Systems to Scale Group Coaching is the right next step for your business, this episode is for you. Libby pulls back the curtain on exactly who the program is designed for, who should wait, and why so many successful advisors eventually realize they don't have a revenue problem—they have a capacity problem. You'll hear the philosophy behind the program, what transformation advisors can expect over the 10-month coaching experience, and answers to many of the most frequently asked questions about how the program works, what the commitment looks like, and what you can expect if you decide to join.In this episode, you'll learn:Why the biggest bottleneck in a growing advisory firm is often the advisor themselves, and how documented systems create more capacity without sacrificing client experience.The three core beliefs that shape the Systems to Scale coaching program and why incremental process improvements outperform trying to overhaul your business all at once.What actually happens during the 10-month group coaching program, including how the live coaching, small accountability pods, templates, office hours, and implementation support work together to help you build lasting systems.Who the program is the best fit for, who should wait before joining, and how to determine whether now is the right time to focus on building the operational foundation for your business.If you've built a successful practice but still feel like everything depends on you, this episode will help you determine whether it's time to stop being the bottleneck and start building a business that can consistently deliver an exceptional client experience without relying on your memory. Whether you decide to join the program now or sometime in the future, you'll walk away with a clearer understanding of what it takes to transition from busy advisor to true CEO.Join the Systems to Scale Group Coaching Program HERE! Register for the Asset+Map Do It Together Webinar HERE! Check out The First 100 Days Course: The Advisor's Blueprint for a Remarkable Client Experience HERE!Learn more about T2MWorks HERE! Learn more about Asset-Map financial planning software HERE! Learn more about our sponsor Beemo Automation HERE!   Check out the Efficient Advisor YouTube Channel HERE!Connect with Libby on LinkedIn HERE!Successful businesses don't get built alone. You need community! You need collaboration! Join us in The Efficient Advisor Community on Facebook.