Podcasts about Insurance

Season 4, Episode 7: Jack Stone and Alex Gornik sit down with Sharon Wilson Géno, President of the National Multifamily Housing Council (NMHC), the leading voice for America's apartment industry in Washington. She explains how NMHC is tackling today's biggest issues—affordability, regulation, and capital—while separating signal from noise on rent control, tax policy, and the GSE debate. Expect practical policy ideas cities are using now (single-stair, fast-track permitting, Florida's “Live Local”), why Section 8 modernization matters, and what's really driving insurance and operating costs. TOPICS 00:00 – Introduction 01:12 – Career arc and why housing policy became the mission 06:03 – What NMHC does and who it represents 08:14 – NMHC–NAA partnership and three-level advocacy (federal/state/local) 11:01 – Public perception, renters, and reframing the “American Dream” 21:04 – Tax policy: carried interest context and a doubled LIHTC 26:26 – Rent control myths and the Housing Solutions Coalition playbook 33:06 – Real solutions: zoning fixes, single-stair, permitting, Live Local 49:42 – GSE privatization chatter: constraints and market timing 55:56 – Insurance, taxes, labor and the tech/industrialized construction edge Shoutout to our sponsor, Lev. The AI-powered way to get real estate deals financed. For more episodes of No Cap by CRE Daily visit https://www.credaily.com/podcast/ Watch this episode on YouTube: https://www.youtube.com/@NoCapCREDaily About No Cap Podcast Commercial real estate is a $20 trillion industry and a force that shapes America's economic fabric and culture. No Cap by CRE Daily is the commercial real estate podcast that gives you an unfiltered ”No Cap” look into the industry's biggest trends and the money game behind them. Each week co-hosts Jack Stone and Alex Gornik break down the latest headlines with some of the most influential and entertaining figures in commercial real estate. About CRE Daily  CRE Daily is a digital media company covering the business of commercial real estate. Our mission is to empower professionals with the knowledge they need to make smarter decisions and do more business. We do this through our flagship newsletter (CRE Daily) which is read by 65,000+ investors, developers, brokers, and business leaders across the country. Our smart brevity format combined with need-to-know trends has made us one of the fastest growing media brands in commercial real estate.

Tan Gera is a CFA charterholder with a background in investment banking, Tan made a bold pivot - leaving behind the traditional world to pioneer the future of decentralized finance.#crypto #decentralizedfinance #tangera All Episodes can be found at ⁠www.thecryptopodcast.org⁠ Join my PodFather Podcasting SKOOL Group⁠https://www.skool.com/podfather/about⁠All about Roy / Brain Gym & Virtual Assistants at⁠https://roycoughlan.com/⁠Brain Fitness SKOOL Group ⁠https://www.skool.com/brainfitness/about⁠ Who is Tan Gera, CFACo-Founder Decentralized Masters , Ex-Investment BankerTan quickly emerged as a rising star in the world of finance - earning recognition in global investment circles from a young age.Fluent in four languages and having lived in Paris, New York, Amsterdam, and Dubai, his international experience built a powerful cross-continental network and a rare global perspective.A CFA charterholder with a background in investment banking, Tan made a bold pivot - leaving behind the traditional world to pioneer the future of decentralized finance.Today, as a respected Nasdaq Contributor, he develops innovative frameworks that fuse the discipline of institutional portfolio management with the speed and edge of next-gen financial technology.Through Decentralized Masters, his battle-tested strategies have helped thousands navigate and thrive in the fast-evolving DeFi landscapeWhat we Discussed: 00:30 Who is Tan Gera 01:40 Getting from Investmen t Banking into Crypto03:55 Why investing in himself paid off06:00 His Crypto Journey07:30 See the Banks making a high % on just a wire transfer09:00 The cost he payed to transfer Bitcoin that opened his eyes10:50 How more efficient if the Bank system was 24/711:20 How Roy could see the massive fees that Banks were making12:30 How Western Union took a massive commission13:54 How PayPal get away with such high charges15:23 Stripe and other Platforms debanking Crypto Companies20:55 Is your Money safe in the Bank?23:39 How the Insurance from a Stockbrocker fraud did not pay25:10 Would you Rather cusody of your own funds26:40 The costs taking out your Crypto in FIAT29:35 When a Project wants to list on the main Exchanges31:25 Does full transparency in the founder of a project ensure its a success33:10 THey have all there information public33:50 Not all reviews of a company are True35:00 They have a 25 yr plan and Ten Principles37:30 How they have human to Customer and Not Ai Bots39:00 How they Use Ai in the Company40:15 Be Aware the Ai can Lie42:40 How Small Changes can ruin a company46:35 The Long term plan for the Company52:45 Onboarding Process and where to find the companyCo Founders Own Interview as Mentioned⁠ https://youtu.be/bpkYje_0hic?si=mleR7hRa_C_0dYK5⁠How to Contact Tan Gera, CFA Website ⁠https://www.decen-masters.com/⁠IG: @decen_mastersLI: ⁠linkedin.com/company/decentralized-masters/⁠FB: ⁠facebook.com/DecentralizedMasters⁠LinkedIn: ⁠https://www.linkedin.com/in/tan-gera-cfa/⁠Instagram: ⁠https://www.instagram.com/tanujgr/⁠Twitter/X: ⁠https://x.com/juniortgr⁠Website: ⁠https://www.decen-masters.com/⁠All about Roy / Brain Gym & Virtual Assistants at ⁠⁠https://roycoughlan.com/⁠⁠  

Tan Gera is a CFA charterholder with a background in investment banking, Tan made a bold pivot - leaving behind the traditional world to pioneer the future of decentralized finance.#crypto #decentralizedfinance #tangera All Episodes can be found at www.thecryptopodcast.org Join my PodFather Podcasting SKOOL Group https://www.skool.com/podfather/aboutAll about Roy / Brain Gym & Virtual Assistants athttps://roycoughlan.com/Brain Fitness SKOOL Group https://www.skool.com/brainfitness/about Who is Tan Gera, CFACo-Founder Decentralized Masters , Ex-Investment BankerTan quickly emerged as a rising star in the world of finance - earning recognition in global investment circles from a young age.Fluent in four languages and having lived in Paris, New York, Amsterdam, and Dubai, his international experience built a powerful cross-continental network and a rare global perspective.A CFA charterholder with a background in investment banking, Tan made a bold pivot - leaving behind the traditional world to pioneer the future of decentralized finance.Today, as a respected Nasdaq Contributor, he develops innovative frameworks that fuse the discipline of institutional portfolio management with the speed and edge of next-gen financial technology.Through Decentralized Masters, his battle-tested strategies have helped thousands navigate and thrive in the fast-evolving DeFi landscapeWhat we Discussed: 00:30 Who is Tan Gera 01:40 Getting from Investmen t Banking into Crypto03:55 Why investing in himself paid off06:00 His Crypto Journey07:30 See the Banks making a high % on just a wire transfer09:00 The cost he payed to transfer Bitcoin that opened his eyes10:50 How more efficient if the Bank system was 24/711:20 How Roy could see the massive fees that Banks were making12:30 How Western Union took a massive commission13:54 How PayPal get away with such high charges15:23 Stripe and other Platforms debanking Crypto Companies20:55 Is your Money safe in the Bank?23:39 How the Insurance from a Stockbrocker fraud did not pay25:10 Would you Rather cusody of your own funds26:40 The costs taking out your Crypto in FIAT29:35 When a Project wants to list on the main Exchanges31:25 Does full transparency in the founder of a project ensure its a success33:10 THey have all there information public33:50 Not all reviews of a company are True35:00 They have a 25 yr plan and Ten Principles37:30 How they have human to Customer and Not Ai Bots39:00 How they Use Ai in the Company40:15 Be Aware the Ai can Lie42:40 How Small Changes can ruin a company46:35 The Long term plan for the Company52:45 Onboarding Process and where to find the companyCo Founders Own Interview as Mentioned https://youtu.be/bpkYje_0hic?si=mleR7hRa_C_0dYK5How to Contact Tan Gera, CFA Website https://www.decen-masters.com/IG: @decen_mastersLI: linkedin.com/company/decentralized-masters/FB: facebook.com/DecentralizedMastersLinkedIn: https://www.linkedin.com/in/tan-gera-cfa/Instagram: https://www.instagram.com/tanujgr/Twitter/X: https://x.com/juniortgrWebsite: https://www.decen-masters.com/All about Roy / Brain Gym & Virtual Assistants at ⁠https://roycoughlan.com/⁠  

Watch every episode ad-free & uncensored on Patreon: https://patreon.com/dannyjones Thomas Seager, PhD is CEO of Morozko Forge ice bath company. He is also Associate Professor in the School of Sustainable Engineering & the Built Environment at Arizona State University. He's authored two books - "Uncommon Cold: The Science & Experience of Cold Plunge Therapy" & "Uncommon Testosterone: Cold Plunge Therapy for Optimizing Sexual Health." SPONSORS https://whiterabbitenergy.com/?ref=DJP - Use code DJP for 20% off EPISODE LINKS https://www.morozkoforge.com Uncommon Testosterone Book: https://a.co/d/6eUuE9j Uncommon Cold Book: https://bit.ly/3L7O4MU https://www.instagram.com/seagertp https://x.com/seagertp FOLLOW DANNY JONES https://www.instagram.com/dannyjones https://twitter.com/jonesdanny OUTLINE 00:00 - Pre-cooling vs. post-cooling with ice baths 15:11 - Ice baths are replacing TRT 25:24 - Best length of a cold plunge 30:10 - When ice baths went mainstream 40:04 - Mitochondrial health, brown fat & cold exposure 46:04 - How the mitochondria emit visible light 55:59 - UVA vs. UVB light 01:02:32 - How often you should cold plunge 01:08:57 - Combination of sauna & cold plunge 01:17:44 - How the body survives a fast 01:25:21 - Best cure for headaches & migraines 01:37:30 - Seed oils, food dyes & sugar 01:50:27 - Why RFK is perfect for HHS 01:57:52 - How to fix nutrition in poor populations 02:05:29 - What REALLY causes autism in kids 02:14:28 - Insurance incentives for hospitals 02:22:13 - New pharmaceutical ad requirements 02:32:01 - Hot tubs make you sick Learn more about your ad choices. Visit podcastchoices.com/adchoices

Join us for an inspiring journey as we explore the incredible transformation of Vivian Weyll, famously known as the "Sales Queen." Originally a celebrated TV actress from Brazil, Vivian shares her extraordinary transition into the business world after moving to the United States. Facing personal challenges, including a tumultuous divorce and the decision to close a successful jewelry line for her mental health, Vivian candidly recounts how she took over her ex-husband's glass art business and turned it into a global success. Her resilience shines through as she navigates bankruptcy and personal struggles to ultimately emerge as a high-ticket sales mentor, empowering others to reach their full potential. Listen in as we explore the intricacies of mastering high-ticket sales with Vivian, emphasizing a client-centered approach that focuses on informed decision-making rather than aggressive tactics. Vivian, who now mentors individuals to achieve top-tier success in sales, shares insights into her methods and professional journey. We also discuss how you can connect with Vivian across various platforms, including Instagram and TikTok, as well as her website and masterclass, offering listeners valuable insights into personal branding and sales excellence. This episode is packed with inspiring stories and practical advice for anyone looking to thrive in high-ticket sales. Connect with Vivian:Website: www.vivianweyll.com LinkedIn: @Vivian Weyll D'Andrea Instagram: @viweyll Facebook: Vivian Weyll  (Vivian Weyll D'Andrea) Let's keep the conversation going!Website: www.martaspirk.com Instagram: @martaspirk Facebook: Marta Spirk Want to be my next guest on The Empowered Woman Podcast?Apply here: www.martaspirk.com/podcastguest  Watch my TEDx talk: http://bit.ly/martatedx Discover and unlock your potential in Suzanne Roberts' book and documentary, It's Deeper Than That: Pathway to a Vibrant, Purposeful, and Liberated Life.  You are guided to reconnect with the self-renewing energy at your core, where clarity returns, purpose ignites, and your life expands beyond what you thought was possible.  Learn more at UnifyingSolutions.com   

The Engage podcast hits the road to bring you our newest format, Ask ALPA! We visited crew rooms and terminals to find out what you, the pilots, want to know from ALPA! On this episode, Communication Chair F/O Kevin Brady rounded up experts from the Scheduling, Negotiating, Retirement and Insurance, and Pilot Family Matters committees to get the answers and bring them to our listeners. Tune in now!

I am excited to introduce Efficient Friday! Each week, in 10 minutes or less,  I want to share a super tactical tip, idea, process, hack, etc with you that you can implement in your business right away!Feeling pulled in too many directions? In this quick Efficient Friday episode, Libby breaks down Warren Buffett's famous two-list strategy for focus and productivity. You'll learn how to identify your top five life and business goals—and why saying “no” to everything else might be the most powerful move you can make.

Housewives royalty and the OG of the OC, Vicki Gunvalson, joins Carlos for a tea-filled, no-holds-barred conversation! With headlines buzzing about the Osefo family and fraud allegations, who better to unpack it all than the Queen of Insurance herself? Plus, has Bravo called about The Real Housewives of Orange County season 20? And where does Vicki’s love life stand today? Tune in!See omnystudio.com/listener for privacy information.

Dan Nathan hosts Daniel Schreiber, CEO and co-founder of Lemonade, on the Risk Reversal Podcast. Schreiber shares his journey from law to entrepreneurship, ultimately founding Lemonade alongside Shai Wininger. Schreiber elaborates on Lemonade's unique approach to the insurance industry, leveraging AI to streamline operations, improve underwriting, and reduce costs. Highlighting the company's growth and success, Schreiber emphasizes the strategic importance of acquiring young customers and the immense potential within the insurance market. He also touches on the significant role of AI in transforming the industry and discusses the broader implications of AI for the future. —FOLLOW USYouTube: @RiskReversalMediaInstagram: @riskreversalmediaTwitter: @RiskReversalLinkedIn: RiskReversal Media

What if capitalism itself is confusing your personal finance decisions? In this week's episode, Harvard economist John Y. Campbell joins us to unpack his new book, Fixed: Why Personal Finance Is Broken and How to Make It Work for Everyone, co-authored with Tarun Ramadorai. John argues that the financial system—while essential—is failing ordinary people through complexity, hidden costs, and misplaced incentives. Drawing on decades of research in household finance, he explains why products are too expensive, advice too conflicted, and decisions too difficult, and how policy and design can fix it. Key Points From This Episode:   (0:04) Introduction – Rational Reminder's focus on sensible investing and decision-making. (1:46) Why Canadian finance feels broken: complexity, branding, and lack of competition. (4:53) Introducing John Y. Campbell and his new book Fixed. (5:43) The role of the financial system in everyday life: smoothing income, enabling investment, and managing risk. (7:14) The two main problems in modern finance—products are too complicated and too expensive. (9:17) Why financial decisions are so hard: our brains didn't evolve for math, and temptation bias wins. (11:36) How far financial literacy education really helps—and its limits for inequality. (14:26) The “corruption of capitalism”: how capitalists exploit consumer confusion and misperceived value. (18:15) Cross-subsidies: how the mistakes of the poor often subsidize the wealthy. (21:05) Competition only works when consumers can compare price and quality. (22:15) Financial innovation—when technology helps vs. when it deceives. (24:24) Conflicts of interest in advice: why “trusted” advisors often don't act in clients' best interests. (26:26) Why loyal, long-term bank customers often get worse deals. (27:20) The illusion of opting out: why avoiding finance (or choosing crypto) is “jumping out of the frying pan into the fire.” (30:24) The global emergency-savings problem—why volatility hits the poor hardest. (32:26) Is college worth it? Returns, costs, and who actually benefits. (35:47) How to think rationally about buying versus renting a home. (38:16) Housing in retirement—why reverse mortgages make sense but are misunderstood. (40:25) Mortgage mistakes: not shopping, not refinancing, and the racial gap that results. (44:41) Using utility theory to make better insurance and investment choices. (46:55) Principles for investing in stocks: participate, diversify, minimize fees, and ignore short-term noise. (48:24) How real investor behavior deviates from these principles—chasing returns and confusing investing with gambling. (51:17) Insurance mistakes: overinsuring small risks, underinsuring big ones. (54:11) How much to save for retirement—and how most people fall short. (55:40) Lifecycle investing: why target-date funds are good but could be better. (57:56) Why annuities make sense, and how better framing could make them more popular. (59:30) Technology's double edge: lower costs but higher temptation and discrimination. (1:02:17) Lessons from crypto: why stablecoins matter and what regulators should learn. (1:05:26) From nudge to shove: how governments should actively design simpler, safer products. (1:10:02) Where regulation goes too far—and why governments shouldn't run finance directly. (1:13:10) Priority areas for reform: retirement accounts, transaction accounts, and insurance. (1:14:49) The four design principles for a better system: simple, cheap, safe, easy. Links From Today's Episode:   Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582.  Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemind Rational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.ca Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/   Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

In this powerful episode of The Abundance Mindset, hosts Vinney (Smile

This is an episode recorded at the PIA VADC conference in Virginia Beach with my man Byron Roberts.  It is a fast, on-the-ground conversation about how Openly built for independent agents, why speed still matters, and how data is shifting from rearview mirror to windshield. Quick recapOpenly's origin story is agent-first. Founders Ty Harris and Matt Duffy asked agents what they actually needed, then shipped a three-question quote experience built to find “diamonds in the rough,” not write everything in sight. The company doubled down on listening loops like ACE, its Agency Council of Excellence, to sanity-check product decisions, fix friction fast, and keep writing business during a stubborn hard market. They are rolling into PL Rating in key states to cut keystrokes, and they see the next frontier as forward-looking data that helps carriers price for tomorrow's weather, not yesterday's. Key takeawaysBuilt by and for independent agents, not DTC. Choice and counsel are the strategy. Three inputs to quote, then verify details to bind accurately and quickly. Think seconds, not hours. ACE council gives Openly real-time agent feedback and a promise to report back on changes. Smart underwriting beats growth at any cost. Openly tightens or tweaks instead of pulling out. PL Rating integrations are in motion to reduce double entry and speed comparisons. Data is shifting from historical to predictive. Actuaries need “crystal balls,” not just rearview mirrors. Notable quotes“Tell me I can't, I'll show you I will.” Byron on persistence. “Three questions, name, date of birth, and address. We can get it.” On the quoting thesis. “We're staying open for these agencies. We don't tighten everything down or pull out.” On disciplined appetite. “We used to look at historical data. Now we need crystal balls.” On forward-looking pricing. Sponsor Smart Choice- The fastest growing insurance network, with 10,000 agencies, 11 billion in written premium written its incredibleCanopy Connect- your 1 click solution to getting the deck pages you need to quote your prospects. 

Send us a textAlanis Morissette has a residency at The Colosseum at Caesars Palace and we were there opening night. This show is different than most Las Vegas shows but you will get your money's worth. It's more than 2 hours long and she mixes in storytelling, skits, dance and all the big hits! Dayna also went to the Venetian to see Earth, Wind and Fire. A must-see show if you love live music! Plus, Fontainebleau Las Vegas has an incredible wellness program... a state-of-the-art fitness center, award-winning spa, and a new wellness bar. People are really starting to enjoy healthy travel. We also tell you about the new F1 Arcade at The Forum Shops. Ellis Island also just opened The Deck Rooftop Bar. The views are great! It's all part of their ongoing renovations. Monsoon damage? Insurance company low-balling you? Call Jonathan Wallner of Galindo Law for a FREE Claim Review at 800-251-1533. If your home was damaged in the California wildfires, Galindo Law may be able to help you get more compensation. Call 800-251-1533 or visit galindolaw.com VegasNearMe App If it's fun to do or see, it's on VegasNearMe. The only app you'll need to navigate Las Vegas. Support the showFollow us on Instagram: @vegas.revealedFollow us on Twitter: @vegasrevealedFollow us on TikTok: @vegas.revealedWebsite: Vegas-Revealed.com

Text us a pool question!In this episode of Talking Pools, hosts Steve and Wayne delve into the world of community theater and its impact on personal development, particularly in public speaking. They discuss the evolution of community theater, the decline of dinner theaters, and the intersection of their theater experiences with their work in the pool industry. The conversation shifts to the importance of safety in pool maintenance, navigating pool inspections, and the role of insurance in protecting pool professionals. They also touch on the challenges of balancing work and personal life, emphasizing the need for outlets outside of work.takeawaysTheater has been a lifelong passion for many, providing joy and personal growth.Community theater has evolved but remains a vital part of local culture.Public speaking skills are greatly enhanced through theater participation.Dinner theaters have declined significantly since their peak in the 80s.Safety protocols are crucial in the pool industry to prevent accidents.Pool inspections require thorough knowledge and attention to detail.Insurance is essential for pool professionals to mitigate risks.Balancing work and personal life is important for overall well-being.Engaging in hobbies outside of work can lead to a more fulfilling life.The pool industry faces unique challenges that require adaptability and knowledge.Sound Bites"Theater is my love.""I've been in over 700 productions.""Dinner theaters were big in the 80s."Chapters00:00Theater as a Lifelong Passion02:41Memorable Performances and Roles05:37The Evolution of Community Theater08:29Theater vs. Other Hobbies11:34The Importance of Public Speaking14:24Navigating Pool Inspections17:12Insurance Insights for Pool Professionals31:53Navigating the Challenges of Content Creation34:34The Importance of Quality in Pool Maintenance38:35Safety Protocols and Equipment Management42:13Addressing Structural Issues in Pool Design46:16Client Communication and Liability Management50:30The Evolving Landscape of the Pool Industry Support the showThank you so much for listening! You can find us on social media: Facebook Instagram Tik Tok Email us: talkingpools@gmail.com

If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.eseniorinsurance.com⁠⁠⁠⁠⁠⁠⁠⁠✅ Call us: (801) 255-5340

Ever had a job so toxic it makes your morning coffee taste like dread? This week, a community member wrote in ready to walk... 60-hour weeks, zero recognition, and a boss who extended her probation “just because.” She’s got a mortgage, $20K in savings, and one big question: is it smart or reckless to quit with nothing lined up? It’s a debate every burnt-out queen needs to hear... equal parts therapy and tough love. We're also tackling what to do when you can't get insurance. Victoria breaks down your options, the little-known loopholes, and why getting cover early is the real adult flex. Because it’s not the end of the week until we’ve shared a few money wins, a broke tip, and at least one questionable life choice. Need the team’s take on your money dilemma? Send us a voicemail here.Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

At the 2025 Gamma Iota Sigma (GIS) Annual Conference, GIS Board of Trustees Member and Travelers President of Personal Insurance Michael Klein sat down with GIS Executive Director Grace Grant to discuss what today's students seek in their future careers in insurance. They explored the evolving student perspective, the importance of mentorship, and strategies for attracting and retaining talent. If you're a hiring manager in the insurance industry, this episode is for you. Listen now for insights to build a strong pipeline of future professionals.---GIS is an international professional student organization that promotes, encourages and sustains student interest in insurance, risk management and actuarial science as professions. GIS has 120 collegiate chapters nationwide with 6,000+ students and 35,000 alumni from over 170 colleges and universities throughout North America.---Visit the Travelers Institute® website: http://travelersinstitute.org/.Join the Travelers Institute® email list: https://travl.rs/488XJZM.Subscribe to the Travelers Institute® Podcast newsletter on LinkedIn: https://www.linkedin.com/newsletters/travelers-institute-podcast-7328774828839100417.Connect with Travelers Institute® President Joan Woodward on LinkedIn: https://www.linkedin.com/in/joan-kois-woodward/.

Send us a textA single medical bill can wipe out your profits. But health expenses don't have to drain your cash flow. In this episode, you'll learn three powerful ways to turn your medical costs into legitimate tax deductions. From self-employed health insurance and Health Savings Accounts (HSAs) to Section 105 reimbursement plans and employee health benefits, these strategies can help business owners save thousands while staying fully IRS-compliant.

Abundance Community member Hagger and I dig into what it really takes to move off insurance panels—and how to do it without blowing up your caseload or your nervous system. We walk through the numbers to help you feel confident the math can work in your favor, even with some client loss. We also talk about how to frame the conversation with clients so it feels clear and compassionate (not scary), why long notice periods can backfire, and how to use data to quiet the “what if it all disappears?” anxiety. If you're even thinking about making the switch, this one's for you. Sponsored by TherapyNotes®: Looking to switch EHRs? Try TherapyNotes® for 2 months free by using promo code ABUNDANT at therapynotes.com. Ready to fill your practice faster? Join the Abundance Party today and get 75% off your first month with promo code PODCAST: www.abundancepracticebuilding.com/abundanceparty

The dynamic duo is back together and loving every minute of it! Vicki and Christian join you this week from the offices of Coto Insurance and touch on everything from Vicki's recent stalker mishap to Christian's beef with his Mom's doctor. Woohoo! You're too fabulous to feel sluggish! Go to HappyMammoth.com and use the code MFMSMP at check out to get 15% off your order!  This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel! Producer Mikaela Phillips Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Kevin Hackett and Craig Williams recap their Dallas weekend—where perfect fall mornings turned into 90-degree afternoons—and talk all things food, football, and homeowners insurance madness in California. The guys break down: • Seeing Nate Bargatze live (three sold-out Dallas shows!) • Why his clean, family-friendly comedy is winning • The best meals of the trip—State & Allen, Oddfellows, and the Michelin-recommended Stock & Barrel (truffle fries, whipped feta, and cowboy-butter ribeyes) • Their Airbnb adventure near downtown Dallas and a next-level digital lock • The latest college football highs and heartbreaks for A&M and Texas Tech • The PBD Podcast report on California insurance companies using drones to “inspect” homes and why it's pushing homeowners to move out of state Insurance Video   True Texas Solar – 936-286-8325 – Give True Texas Solar a call if you would like to learn how your home or business would benefit from solar. There are tons of incentives available, and they are experts in owning your energy!   Buy a Homeowners Show T-Shirt!   Subscribe to our YouTube Channel   The Homeowners Show Website The Homeowners Show Facebook Page Instagram @homeownersshow Twitter @HomeownersThe   Info@homeownersshow.com    Sustained Growth Solutions – Design a lead generation system specifically for your business so that you never have to search for leads again! We are a full digital marketing agency.   Termisave Email – Warranty your home against the threat of termites.

Sally Wolf is back in the studio and this time we left cancer at the door. She turned 50, brought a 1993 Newsday valedictorian article as a prop, and sat down with me for a half hour of pure Gen X therapy. We dug into VHS tracking, Red Dawn paranoia, Michael J. Fox, Bette Midler, and how growing up with no helmets and playgrounds built over concrete somehow didn't kill us.We laughed about being Jewish kids in the suburbs, the crushes we had on thirty-year-olds playing teenagers, and what it means to hit 50 with your humor intact. This episode is part nostalgia trip, part roast of our own generation, and part meditation on the privilege of being alive long enough to look back at it all. If you ever watched Different Strokes “very special episodes” or had a Family Ties lunchbox, this one's for you.RELATED LINKSSally Wolf Official WebsiteSally Wolf on LinkedInSally Wolf on InstagramCosmopolitan Essay: “What It's Like to Have the ‘Good' Cancer”Oprah Daily: “Five Things I Wish Everyone Understood About My Metastatic Breast Cancer Diagnosis”Allure Breast Cancer Photo ShootTom Wilson's “Stop Asking Me the Question” SongFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship inquiries, email podcast@matthewzachary.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: ⁠⁠⁠⁠⁠⁠⁠https://www.eseniorinsurance.com⁠⁠⁠⁠⁠⁠⁠✅ Call us: (801) 255-5340

I've spent decades working in, around, and now leading a small nonprofit called Small & Gutsy. And if there's one thing I've consistently seen across the nonprofit sector, it's this: a profound need for resources. Sure, financial resources are always a challenge — that doesn't take a rocket scientist to figure out. But what often surprises people is how limited the resource toolbox is for many organizations — not just the small ones. In smaller nonprofits, staff are laser-focused on their mission and the direct work of serving clients. They're stretched thin, wearing multiple hats, which leaves little time for long-term sustainability planning. But even larger nonprofits, segmented into departments, can lose sight of the bigger picture — missing opportunities to collaborate, streamline, or grow. That's why accessible, centralized, and free resources are so critical. Enter: The Nonprofit Cooperative. A nonprofit in its own right, The Nonprofit Cooperative operates with a powerful business model — one that gives back to the nonprofit community every single day, completely free of charge. Their website is a true one-stop shop, offering: Human resources guidance Fundraising tools Insurance insights Grant and proposal writing support Webinars and workshops Networking opportunities Business-community vetted partnerships And… our very own Small & Gutsy podcast page! Any nonprofit can sign up and record their own interview, adding their voice to our growing family and sharing their impact stories with the world. In this way, Small & Gutsy isn't just telling nonprofit stories — we're partnering with The Nonprofit Cooperative to support those very organizations with the tools and visibility they deserve. And I couldn't be more excited to introduce today's guest: Danette O'Connell, Founder and Executive Director of The Nonprofit Cooperative. Danette is a seasoned professional whose career has focused on helping nonprofits not just survive, but transform. She brings deep experience from the business world and a passion for equipping mission-driven organizations with practical, scalable solutions. So, let's get started. Danette, welcome to Small & Gutsy. You have a significant business background — what inspired you to pivot and pour your energy into the nonprofit sector? For more information, check out their website: www.thenonprofitcooperative.org For more podcasts: www.smallandgutsy.org        

As the year winds down, it's the perfect time for advisors to strengthen relationships and set the tone for a confident, connected start to the new year. In this episode, Libby shares how to craft a meaningful New Year's letter that not only reminds clients of your value but also builds excitement for what's ahead. Whether you've been sending these letters for years or you're starting fresh, this episode breaks down the “why” and “how” behind a powerful communication piece that can elevate your client experience.In this episode, you'll learn:Why a New Year's letter is a low-effort, high-impact addition to your client service modelHow to recap your value and highlight the behind-the-scenes work clients don't seeWhat to include to set expectations and generate excitement for the year aheadTips for choosing the right delivery method—snail mail, email, or video—to match your client baseHow to use this exercise to improve your impact score and follow through on your client service commitmentsWrapping up, Libby reminds advisors that a New Year's letter isn't just a nice touch—it's a strategic move that builds trust, reinforces your role as a proactive partner, and ensures your clients start the year feeling confident and cared for. Tune in to learn how to make this simple tool a powerful piece of your client experience system.---Listen to Episode 249 HERE!Check out the 37-Point Checklist HERE!Learn more about the Group Coaching & Mastermind HERE! Check out The First 100 Days Course: The Advisor's Blueprint for a Remarkable Client Experience HERE!Learn more about Asset-Map financial planning software HERE! Learn more about our sponsor Beemo Automation HERE! Check out the Efficient Advisor YouTube Channel HERE!Connect with Libby on LinkedIn HERE!Successful businesses don't get built alone. You need community! You need collaboration! Join us in The Efficient Advisor Community on Facebook.

P.M. Edition for Oct. 20. The cost of home and auto insurance in the U.S. has risen so dramatically that lawmakers in some states are considering price controls. But, as WSJ reporter Jean Eaglesham tells us, that approach may have downsides. Plus, millions of internet users struggled to use major websites and apps today as an Amazon Web Services outage persisted for hours. And Apple closed at a record high following news of strong iPhone sales. Alex Ossola hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

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In this episode, we explore the remarkable journey of Susana Gibb, who transitioned from a theater major and professional actress to a thriving insurance entrepreneur. Susana's story demonstrates how creativity and entrepreneurship can flourish together, from performing on stage to running her own agency.Susana discusses how her acting background has influenced her communication, confidence, and leadership approach. She offers insights on growing a successful agency, fostering team accountability, and leveraging creativity as a key business asset.Tune in to know how blending passion with purpose can lead to remarkable success both on stage and in the insurance industry.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

What happens when an “unregulated” industry finally publishes standards? We unpack PSI's new Global Standards for professional pet sitting and dog walking, explaining why standards are the floor—not the ceiling—for ethical care and business practices. We discuss how courts, insurers, and regulators use industry standards to define “reasonable care,” and what that means for documentation, insurance, and client data security. We also outline practical next steps to self-audit your policies, train your team, and communicate compliance to clients. Finally, we share how clearer standards could shift market dynamics—especially for app-based platforms—and elevate the profession's reputation. Main topic:  Standards as baseline professionalism Insurance scope and adequacy Client data security practices Documentation and due diligence Market impact on gig platforms   Main takeaway: “Standards are the floor, not the ceiling” In pet care, published standards aren't limits—they're launchpads. They set the baseline for safety, documentation, insurance, and client data protection so professionals can build higher. When you exceed the floor, you create trust, reduce risk, and stand out in a crowded market. Audit your policies, train your team, and share your alignment—your clients (and their pets) deserve it.    Links: PSI Global Standards for Professional Pet Sitting & Dog Walking (full document): https://www.petsit.com/standards Episode 630 (laws impacting pet care): https://www.petsitterconfessional.com/episodes/630 Check out our Starter Packs See all of our discounts! Check out ProTrainings Code: CPR-petsitterconfessional for 10% off

New options for knee pain—radiation and embolization; Popeye was right to power-up with spinach; Conquering inflammation; Methane-predominant SIBO; Unnecessary back surgery on seniors is rampant; Medicare Advantage patients often relegated to inferior cancer surgery. 

In this episode, Elijah explores why beginning your financial planning journey early can transform not just your bank balance, but your entire life. He breaks down the compounding power of time, showing how consistent habits, even with modest amounts, lead to lasting financial freedom and flexibility. Drawing on real-life stories, Elijah explains how starting early creates margin, reduces stress, and gives you options that money alone can't buy. He also discusses the deeper meaning of stewardship, encouraging listeners to model healthy financial habits for their children and future generations.  -- Timestamps: 00:00 – Introduction 01:05 – Why People Delay Planning 02:20 – The Power of Compounding 04:10 – A Client Story 06:00 – Faith and Stewardship 07:15 – Freedom from Fear 08:25 – Building Habits for the Future 09:45 – Final Challenge   -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

Libbie Joyce has been in the sport of obstacle course racing for a long time and has been seen as a great hope for the future of the sport (no pressure)! We had the chance to briefly meet her at World's Toughest Mudder where she helped rabbit the event helping The OCR Report. We explained that we have been wanting to have her on the show for a while and were looking for a time in the future to set it up. That time ended up being this weekend! Hear us discuss her background in the sport, her show on the UKOCR podcast feed, the changes recently made with no longer allowing young athletes to compete in the competitive waves due to insurance changes, many championship events that she has participated in this year such as Spartan Sprint Championship in Hvar, FISO OCR World Championships, plans for next year, and much more! Start – 4:43 – Intro 4:43 – 14:44 – Quick News 14:44 – 15:40 – Content Preface 15:40 – 1:07:08 - Libbie Joyce Interview 1:07:08 – End – Outro Next weekend will be an episode on something, just not sure what yet! ____ News Stories: OCR Buddy Community Awards Paused Spartan 300 Collective Final Fenway Spartan Race?! Train with Richard Hynek in Dubai Kris Rugloski and Austin Azar Engaged Rise of the Obstacle at Obstacle Wonderland Underdog Fundraiser for Operation Impact Chicago Cyclists Buying Out Tamale Carts Jason Dupree Vs Tree Spartan TriState Sprint Podiums School Spirit Secret Link Stuck Snowboarder Secret Link Cool Rule Secret Link Chubby Cat Secret Link Dictionary Inventor Secret Link ____ Related Episodes: 444. World's Toughest Mudder 2025! (Part 2: Event Day Audio, Interviews, and Katelyn's Pit Audio) Pint Size OCR -Episode 17 ____ The OCR Report Patreon Supporters: Jason Dupree, Kim DeVoss, Samantha Thompson, Matt Puntin, Brad Kiehl, Charlotte Engelman, Erin Grindstaff, Hank Stefano, Arlene Stefano, Laura Ritter, Steven Ritter, Sofia Harnedy, Kenny West, Cheryl Miller, Jessica Johnson, Scott "The Fayne" Knowles, Nick Ryker, Christopher Hoover, Kevin Gregory Jr., Evan Eirich, Ashley Reis, Brent George, Justin Manning, Wendell Lagosh, Logan Nagle, Angela Bowers, Asa Coddington, Thomas Petersen, Seth Rinderknecht, Bonnie Wilson, Steve Bacon from The New England OCR Expo, Robert Landman, Shell Luccketta and Jules Estes. Sponsored Athletes: Javier Escobar, Kelly Sullivan, Ryan Brizzolara, Joshua Reid, and Kevin Gregory! Support us on Patreon for exclusive content and access to our Facebook group Check out our Threadless Shop Use coupon code "adventure" for 15% off MudGear products Use coupon code "ocrreport20" for 20% off Caterpy products Use coupon code "OCRREPORT20" for 20% off Spartan, Tough Mudder, and DEKA events  Like us on Facebook: Obstacle Running Adventures Follow our podcast on Instagram: @ObstacleRunningAdventures Write us an email: obstaclerunningadventures@gmail.com Subscribe on Youtube: Obstacle Running Adventures Intro music - "Streaker" by: Straight Up Outro music - "Iron Paw" by: Dubbest

In this conversation, Stephen Horan shares his experience of recovering from a wildfire that destroyed his home. He discusses the importance of financial diligence and strategic investment in real estate, highlighting how he managed his insurance payout and leveraged loans to renovate a property that has significantly increased in value.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

The conversation explores the emotional and logistical challenges faced by families displaced from their homes due to damage. It highlights the discomfort and difficulties of living in temporary accommodations and the importance of community support in easing their burdens.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Dustin Burnham and I sat down to talk about parenting, leadership, and the hard lessons that shape resilient people. We dug into what it really takes to raise kids who can think for themselves, handle stress, and create value in the world. From letting them feel real consequences to building habits that outlast trends, this one's about long-term thinking, at home and in business. Grow your business:   https://sweatystartup.com/events   Book:   https://www.amazon.com/Sweaty-Startup-Doing-Boring-Things/dp/006338762X     Newsletter:   https://www.nickhuber.com/newsletter     My Companies:   Offshore recruiting – https://somewhere.com   Cost segregation – https://recostseg.com   Self storage – https://boltstorage.com   RE development – http://www.boltbuilders.com   Brokerage – https://nickhuber.com   Paid ads – https://adrhino.com   SEO – https://boldseo.com   Insurance – https://titanrisk.com   Pest control – https://spidexx.com     Sell a business:   http://nickhuber.com/sell     Buy a business:   https://www.nickhuber.com/buy     Invest with me:   http://nickhuber.com/invest     Social Profiles:   X – https://www.x.com/sweatystartup   Instagram – https://www.instagram.com/sweatystartup   TikTok – https://www.tiktok.com/404?fromUrl=/sweatystartup   LinkedIn – https://www.linkedin.com/in/sweatystartup     Podcasts:   The Sweaty Startup & The Nick Huber Show   https://open.spotify.com/show/7L5zQxijU81xq4SbVYNs81     Free PDF – How to analyze a self-storage deal:   https://sweatystartup.ck.page/79046c9b03  

Insurance and infertility are two words that rarely bring comfort, but understanding how to navigate your coverage can change everything about your experience.In this episode of Motherhood Intended, Jacqueline shares her best guidance for reading your policy, asking smart questions, and knowing your rights when it comes to fertility care. She explains what “infertility coverage” really means, how to check if your clinic is in-network, and why employer fertility benefit programs could be a game changer. You'll also learn how to have honest money talks with your partner so financial stress doesn't take over your journey.This episode is equal parts practical and heartfelt. Jacqueline reminds listeners that while fertility insurance can feel overwhelming, you are more capable than you think. With preparation, persistence, and a little advocacy, you can find clarity, save money, and feel more in control of your path to motherhood.What you will learn:How to review your insurance plan for fertility coverage and common exclusionsHow to advocate for coverage and explore employer fertility benefit programsWays to approach financial planning and set realistic expectations with your partnerHow to save money on medications and self-pay packages while reducing stressLinks mentioned: National Infertility Association: Resolve.orgWomen's health & family building benefits: Progyny & MavenSupport for Metabolic-Fertility care: Carrot Fertility ✨ Free Resource for You ✨Want to feel more confident and prepared at your next doctor's appointment? I created a simple, one-page tool just for you

In this episode of the Productive Dentist Podcast, Dr. Bruce Baird sits down with Fort Worth dentist Dr. Nikki Green, who sold her practice to a DSO while preserving her philosophy of care. Together they unpack the tension between ownership models, clinical autonomy, and maintaining comprehensive, patient-first dentistry in a system often driven by volume and insurance limits.  

On this episode of Through The Pines we'll cover your Ultimate Financial High Level Financial Checklist including…   Insurance Emergency Fund Debt Estate Planning Savings Strategies Retirement Financial Goals & Dreams   *This is not a comprehensive list, however, it is a really good list to make sure you have your financial bases covered. It's also in a good order of operations. So, grab a note taking tool, a pencil, a notes app, etc. and let's dive in!   Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while chopping wood with his bare hands, this is Through the Pines.   Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com   2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -  Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award -    Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates   Are your insurances in order? Health Insurance Home and Auto Insurance Life Insurance Disability Insurance   Is your Emergency fund fully funded?   Is your debt appropriate? What kinds of debt Debt to income ratios   Is your Estate Planning taken care of? Wills Trusts Etc.   Are you taking advantage of Savings strategies available to you? 401k Match HSA Employer Stock Plans Etc.   s your Retirement on track? Will you be able to continue your current expenses in retirement What other retirement goals do you have   Kids/ Grandkids Education and other savings   Other Major Financial Goals Boats, Cabins, vacations Family Foundations Generational Wealth __________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.   ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia   WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/   Through the Pines  -  Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.   ****   This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.   Through the Pines Podcast Copyright, The Banyan Collective - 2025

In this new episode of Insurance Shoptalk, join host Eric Stein and guest Jim Urseth, president of Reliable Premium Management (RPM), for a deep-dive into their pay-as-you-go solutions. RPM has many unique offerings, including a pay-as-you-go general liability program billed by payroll instead of the company's revenue. Their pay-as-you-go offerings also include Workers' Compensation programs, with superior options, flexibility, and benefits like easy implementation, a simplified audit experience, and pay-as-you-go insurance premiums to minimize the upfront costs of Workers' Compensation. To learn more about RPM and their pay-as-you-go solutions, find them online at https://reliablepremium.com/. About Insurance Shoptalk: Join host Eric Stein on a journey through the dynamic world of commercial property and casualty insurance. With over 25 years of experience in the industry, Eric brings a wealth of knowledge and insights to every episode. Insurance Shoptalk is your premier destination for in-depth discussions on the latest industry trends, technology impacts, interviews with leading experts, and much more. If you enjoyed this episode of Insurance Shoptalk, follow us on our social media pages to learn the latest on commercial insurance industry.

How do you get every advisor on your team rowing in the same direction—without killing individuality or creativity? In this episode, Libby breaks down how multi-advisor teams can create a unified client experience that feels consistent across the firm while still giving each advisor room to shine.You'll learn how to define your firm's baseline client experience, standardize key service elements, and design flexible systems that empower every advisor to deliver with confidence. From centralizing prep and decentralizing delivery to codifying your sales process and building G1-to-G2 playbooks, this episode is packed with practical steps to help your team work smarter, not harder. I hope you enjoy this new format and I look forward to delivering super fast tips & tricks with you! You can also watch this Efficient Friday as a video on The Efficient Advisor's YouTube Channel!Learn more about the Group Coaching & Mastermind HERE! Check out The First 100 Days Course: The Advisor's Blueprint for a Remarkable Client Experience HERE!Learn more about Asset-Map financial planning software HERE! Learn more about our sponsor Beemo Automation HERE! Check out the Efficient Advisor YouTube Channel HERE!Connect with Libby on LinkedIn HERE!Successful businesses don't get built alone. You need community! You need collaboration! Join us in The Efficient Advisor Community on Facebook.

Dr. Nikki Maphis didn't just lose a grant. She lost a lifeline. An early-career Alzheimer's researcher driven by her grandmother's diagnosis, Nikki poured years into her work—only to watch it vanish when the NIH's MOSAIC program got axed overnight. Her application wasn't rejected. It was deleted. No feedback. No score. Just gone.In this episode, Oliver Bogler pulls back the curtain on what happens when politics and science collide and promising scientists get crushed in the crossfire. Nikki shares how she's fighting to stay in the field, teaching the next generation, and rewriting her grant for a world where even the word “diversity” can get you blacklisted. The conversation is raw, human, and maddening—a reminder that the real “war on science” doesn't happen in labs. It happens in inboxes.RELATED LINKS:• Dr. Nikki Maphis LinkedIn page• Dr. Nikki Maphis' page at the University of New Mexico• Vanguard News Group coverage• Nature article• PNAS: Contribution of NIH funding to new drug approvals 2010–2016FEEDBACK:Like this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship inquiries, visit outofpatients.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this weeks episode, the mayor sits down with his good friend Tinsley English to discuss her latest book titled Grit, Growth & Gumption. But this episode is way beyond that we discuss being a leader in this service industry. We discuss the challenges, the customer service, reps face, the challenges that managers face.We also discuss accepting God's calling in your life no matter how difficult that might be, or scary that might be. This episode is a really really good one. I couldn't do this show without my amazing sponsors Smart Choice – the fastest growing agency network hands-down. With over 10,000 agencies across the country, trusting them and over 11 billion written premiumCanopy connect – you're one click solution to getting the deck pages you need to quote your prospects

Send us a textWe have residency news! Cindy Lauper and Tim McGraw (separately) are coming to Caesars Palace for shows. Dayna hits up Paul McCartney at Allegiant Stadium and has dinner at Virgin Hotels beforehand. Virgin is doing really well lately! Dayna chats with the casino resort's president about it and has some updates. Sean goes to T-Mobile Arena for Benson Boone. Dayna also went to see "Bob Marley Hope Road" at Mandalay Bay. We discuss the the hot topic of paid parking... is it really worth it when masses of people leave in order to beat the buzzer. Feel free to chime in via fan text. We also talk Las Vegas in the 2000s with longtime Las Vegas journalist, Mark Gray. Join us for a fun conversation about Ultra Clubs, celebrity sightings, red carpet encounters and more. Mark has a new book out called "The Las Vegas Massacre Connections: Finding Strength Through Tragedy After America's Deadliest Mass Shooting." He was at the Route 91 music festival when the shooting took place on October 1, 2017. We continue our conversation with him in a podcast extra that will play after this show ends.Monsoon damage? Insurance company low-balling you? Call Jonathan Wallner of Galindo Law for a FREE Claim Review at 800-251-1533. If your home was damaged in the California wildfires, Galindo Law may be able to help you get more compensation. Call 800-251-1533 or visit galindolaw.com VegasNearMe App If it's fun to do or see, it's on VegasNearMe. The only app you'll need to navigate Las Vegas. Support the showFollow us on Instagram: @vegas.revealedFollow us on Twitter: @vegasrevealedFollow us on TikTok: @vegas.revealedWebsite: Vegas-Revealed.com

Send us a textHow do you respond after losing everything in an instant on the worst day of your life? Author and journalist, Mark Gray joins us to talk about his newly released book titled "The Las Vegas Massacre Connections: Finding Strength Through Tragedy After America's Deadliest Mass Shooting." Mark's book is the tale of Mary Jo von Tillow, whose husband, Kurt, may have been the first person fatally shot on Oct. 1, 2017, during the Route 91 Harvest Festival in Las Vegas. After losing her husband, Mary Jo sought out survivors of other tragedies to heal. Via adventure, friendship, personal growth, and the human spirit, this trauma-bonded group endures, and the patchwork of people is all connected through a single thread: Mary Jo von Tillow. Mark was also at the festival that night and we talk in-depth with him about it. You can order the book on Amazon or Barnes and Noble. Mark is doing a book signing at Ole Red on the Las Vegas strip on October 23 from 5 to 7 p.m.Monsoon damage? Insurance company low-balling you? Call Jonathan Wallner of Galindo Law for a FREE Claim Review at 800-251-1533. VegasNearMe App If it's fun to do or see, it's on VegasNearMe. The only app you'll need to navigate Las Vegas. Support the showFollow us on Instagram: @vegas.revealedFollow us on Twitter: @vegasrevealedFollow us on TikTok: @vegas.revealedWebsite: Vegas-Revealed.com

In this episode of the Less Insurance Dependence Podcast, Ed Gabriel, CPA and President of DrillDown Solution, shares how financial preparation can empower dentists to confidently reduce their reliance on PPOs. From long-term retirement planning and PPO analysis to tax strategies and passive income investments, this conversation provides the financial clarity and tools dentists need to make intentional, profitable decisions. Whether you're considering a shift to fee-for-service or simply want to tighten your operations, this episode offers a roadmap to long-term freedom and reduced stress. Book your free marketing strategy meeting with Ekwa at your convenience. Plus, at the end of the session, get a free analysis report to find out where your practice stands online. It's our gift to you! https://www.lessinsurancedependence.com/marketing-strategy-meeting/   If you're looking to boost your case acceptance rates and enhance patient communication, you can schedule a Coaching Strategy Meeting with Gary Takacs. With his experience in helping practices thrive, Gary will work with you on personalized coaching, ensuring you and your team are prepared to present treatment plans confidently, offer financing options, and communicate the value of essential dental services. https://www.lessinsurancedependence.com/csm/  

Prodigy is out this week. This week we talk about the Ray Ban Meta Display, Xbox ROG Ally X, handheld gaming, Gen V, Alien Earth, Disney Incredi-Pass, EA goes private, alcohol, SF Beer Week, and more! Come follow us: http://www.beenhadproductions.squarespace.com/bthanbti SoundCloud: https://soundcloud.com/bthanbtiI Facebook: https://www.facebook.com/BthanBTI/ Twitch: https://www.twitch.tv/bthanbti Twitter: @BthanBTI iTunes: https://itun.es/i6SJ6Pw YouTube: https://www.youtube.com/c/BlackerThanBlackTimesInfinity Rescue + Residence https://www.rescueresidence.org/ Donate: https://www.givebutter.com/R_R_Champions

#250: Chris dives into listener questions, covering open enrollment, investing, buying gold, life and auto insurance, RSUs, practical ways to leverage AI tools and more. Link to Full Show Notes: https://chrishutchins.com/open-enrollment-AMA-2025 Partner Deals Fabric: Affordable term life insurance for you and your family Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Gusto: Free 3-month trial of the #1 payroll software DeleteMe: 20% off removing your personal info from the web Mercury: Help your business grow with simplified finances For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned PEOs: TriNet | Justworks Insurance Broker: Rich Sterling Productivity/AI Tools Notion NotebookLM Replit Cursor v0 Figma Perplexity Claude Mesa Homeowners Card (50k bonus with code CHRIS50) $1,200 U.S. Bank Bonus ATH Podcast Newsletter Ep #34: Insider Tricks to Healthcare, Prescriptions and Medical Bills with Marshall Allen Ep 104: Optimizing Your Insurance Policies Ep #140: Navigating Open Enrollment Ep #168: Building an Investment Portfolio to Grow and Protect Your Wealth Ep #248: How to Stop Over-Optimizing and Focus on What Matters with Tim Ferriss Submit questions for our next AMA here Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (00:30) Quick Episode Overview (01:22) How to Select Your Insurance Plan (05:19) Saving with a High Deductible Health Plan (14:19) Tips for Specific Drugs and Providers (15:27) Dental and Vision Plans (17:17) Benefits of FSAs (19:10) Getting Health Insurance Outside of an Employer (21:08) Getting Insurance for Your Business (23:20) Insurance via Medical Research Companies and Affinity Groups (24:52) Direct Primary Care (25:48) Reimbursing Medical Expenses Charged on a Credit Card (30:45) Diversification in an Incredibly High Stock Market (36:20) Investing in Precious Metals: Gold & Silver (40:55) Strategy for Handling RSU Compensation (43:35) Variable Universal Life Policy (48:05) The Rise in Auto Insurance Premiums Following an Accident (55:22) Buying A Used vs. New Car (58:06) Chris's Favorite Work Tools Including AI (01:02:07) Is AI an Actual Threat to Our Jobs? (01:04:26) Chris's Pre and Post W2 Job Experience (01:06:50) Find the Best Deals on the ATH Newsletter (01:10:53) The Next Gift Card Sale Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jamie Daggett started his career as a mechanical engineer working for cleantech startups in Silicon Valley. But after five startups and three buyouts, Daggett saw the same story repeat itself: good technologies that worked in the lab often died before reaching commercial scale.  And often they didn't fail because the science was wrong; they failed because investors couldn't trust that the performance would hold up over time. That realization eventually led him to an unexpected place: insurance.  Today, Daggett is the energy storage and fuel cell lead at Ariel Green, a Lloyd's of London syndicate that provides a wide range of insurance for clean-energy projects.  “Insurance is another tool that we can use to help grow the clean-energy market,” says Daggett. “I do feel like it plays an unsung role behind the scenes.” In this episode, produced in collaboration with Ariel Green, Daggett talks with Stephen Lacey about how insurance is helping the energy storage sector mature.  They discuss how the bankruptcy of Powin Energy exposed the fragility of supplier warranties, what the Moss Landing fire revealed about chemistry and safety risk, and how new markets for long-duration and non-lithium storage are testing the boundaries of what can be insured.  Daggett explains how technology performance insurance now allows lenders, developers, and manufacturers to move faster by transferring risk from young suppliers to a creditworthy insurer. This is a partner episode, produced in collaboration with Ariel Green. Ariel Green helps clients reduce uncertainty by providing investment-grade insurance for clean-energy projects — protecting the technologies that protect the environment. To learn more, visit arielgreen.com.

Today, we're resharing an important episode from our archive! There's a major storm brewing, and Ryan and Bridget are stuck inside. It's the perfect opportunity to answer a question they got from Archer in Los Angeles: What is insurance? Archer's dad is an insurance agent, and Archer wants to know what his dad does all day. Turns out insurance is uh, complicated. From home insurance to health insurance, we're going to figure out what it is and why people use it. Plus, we have a catchy song to help you remember the difference between some confusing insurance jargon.If your family is interested in learning even more about today's question, check out our website. We've got conversation starters and a tip sheet!This episode is sponsored by Greenlight. Sign up for Greenlight today at greenlight.com/million.

Today, we're resharing an important episode from our archive! There's a major storm brewing, and Ryan and Bridget are stuck inside. It's the perfect opportunity to answer a question they got from Archer in Los Angeles: What is insurance? Archer's dad is an insurance agent, and Archer wants to know what his dad does all day. Turns out insurance is uh, complicated. From home insurance to health insurance, we're going to figure out what it is and why people use it. Plus, we have a catchy song to help you remember the difference between some confusing insurance jargon.If your family is interested in learning even more about today's question, check out our website. We've got conversation starters and a tip sheet!This episode is sponsored by Greenlight. Sign up for Greenlight today at greenlight.com/million.