Podcasts about rolls royce

IRONMAN Master Coach Matt Dixon interviews Panos Kakoullis, a long-time Purple Patch athlete, at the Hawaii IRONMAN training camp. From Boardroom to Finish Line Panos Kakoullis on Balancing High-Stakes Leadership with Elite-Level Endurance Performance. Panos shares his Greek Cypriot background, growing up above a fish and chip shop, and his journey from becoming an accountant, later Senior Partner at Deloitte to CFO at Rolls Royce. He discusses his transition from powerlifting to endurance sports, influenced by his wife, and his 16 IRONMAN completions. Panos emphasizes the importance of consistency, recovery, and integrating sport into life. He highlights the role of curiosity, growth mindset, and releasing mental weight in his success. Looking ahead, he plans more marathons and a cycling trip across Italy. Panos reflects on the challenges and successes in his professional life, including the importance of integrating sport into his busy schedule. Panos recounts how he and his wife decided to do a marathon and then a triathlon, despite initially swearing never to do an IRONMAN. He emphasizes the importance of consistency over heroism and the need to prioritize recovery and nutrition. Matt and Panos wrap up the conversation, with Matt expressing his admiration for Panos' journey and achievements

Have you ever wondered if your time management and productivity issues might not be about the amount of work you have to do, but rather the way you think about that work?  That's what we're looking at today.   Links: Email Me | Twitter | Facebook | Website | Linkedin   Learn more about the Productivity Academy Get Your Copy Of Your Time, Your Way: Time Well Managed, Life Well Lived Plan Your Week With Me: The Weekly Planning Matrix. The Working With… Weekly Newsletter Carl Pullein Learning Centre Carl's YouTube Channel Carl Pullein Coaching Programmes Subscribe to my Substack  The Working With… Podcast Previous episodes page   Script |430 Hello, and welcome to episode 430 of the Your Time, Your Way Podcast. A podcast to answer all your questions about productivity, time management, self-development, and goal planning. My name is Carl Pullein, and I am your host of this show.  Since I began helping people directly with time management and productivity, I would say that around 60% of people's struggles come down to the way they organise their work, around 35% come down to the way they think about it, and only 5% come down to the volume of work coming in.  Talk to practically anyone today, and they will tell you they are busy. It's almost like a badge of honour.  The number one reason people say they don't exercise is that they don't have enough time. Is that really true, or is it that they value doing something else more?  I'm reminded of something the legendary Jim Rohn used to say: “Don't mistake movement for achievement. It's easy to get faked out by being busy. The question is: Busy doing what?” If I look at my to-do list right now, I guess I am busy. I have this script, a newsletter and a long-form article to write. I also have to record three YouTube Shorts videos, edit them and record this podcast.  I have around five pieces of feedback to write for my coaching clients, do my exercise, take Louis for a walk, and cook dinner.  Yet, I don't feel busy. The reason is that I understand that it doesn't all have to be done today. All I have to do is decide what can be done today and do that.  The truth is, we all have far more to do than we can do at any one time. And equally true is that it doesn't have to be done right now or even today.  So, with all that said, let me hand you over to the Mystery Podcast Voice for this week's question.  This week's question comes from Elaine. Elaine asks, hi Carl, what advice would you give to someone who is always busy and never has time to do their most important work?  Hi Elaine, love the question. Short and sweet.  I would first refer you to the Jim Rohn question ” Busy doing what?”  If you feel constantly busy from the moment you wake up until you go to bed, the first thing I would suggest is to look at what you are doing during your waking hours.  Write down what you are doing over a period of 48 hours or so. Not just your professional work, but your personal things too.  I would also add that you write out what you would prefer to be doing instead. Write these down side by side. Draw a vertical line down the middle of a page, and on the left write what you spend your days doing, and on the right what you would prefer to be doing instead.  Be completely honest. If you discover, for example, that you spend 90 minutes a day on social media and a further 2 hours watching TV, write that down.  You're not going to necessarily remove those. Instead, what you want to be asking yourself is whether spending time on the activities you currently spend time on is worthwhile.  Initially, you will try to justify spending time on these activities. This is the same response we have when someone challenges one of our opinions. Our natural instinct is to defend ourselves.  When you first write down these activities. Don't judge. Just write them down. All you want to know is precisely where your time goes.  I've found that if you leave it for a few days and come back to it, you will begin to look at things a little more objectively. Instead of trying to justify the expense of your time, you begin to ask questions such as: Do I really need to do that? And is this regular event I attend worth all the extra work it produces?  Often, the problem for many people is that everything they want to do requires time. Just sitting and thinking requires time, as does making a cup of coffee. Time never stands still.  And the problem with time, or rather, the way we measure time, is that we have 24 hours each day. That's the one immovable part we have to deal with each day, but at least that gives us one constant. That can be worked with. If you were to study the habits and routines of highly productive people, you would notice that they all have strong barriers between the three basics of their lives.  There's time for work, time for family and social life, and time for self.  There's no discipline involved. It's just a strict division of time between the three.  Their wake-up time is consistent. For example, if they wake up at 7:30 am, they wake up at that time every day, including weekends. Then they do something that I find most unproductive people don't do. They follow the same routine.  It's their morning routine.  Morning routines are interesting because each person's is different.  Yet, the most stressed-out, overwhelmed and exhausted people I work with have no morning routine. They crawl out of bed, rush out the door and start on their work. There's no moment for themselves.  These are the people who immediately pick up their phones to check for messages and start replying.  No tea or coffee or even a bathroom break. Just open eyes, open phone, start the workday.  Think about what's happening there. You come into the conscious world, and before anything else, you allow other people's priorities to take control of your day.  And if you have young kids, when you leave the bedroom, your kids need attention; perhaps you need to get them ready for school, make their breakfast, all this with a brain full of all those messages you just read from your phone before you left the bedroom.  One of my favourite YouTube channels is Harry's Garage. The channel is about cars, and Harry often reviews very expensive Rolls-Royces, Ferraris, Range Rovers, and Aston Martins.  These are highly tuned performance cars, yet Harry will always remind us that when you start a car cold, before you can put it through its paces, you need to give it time to reach optimal operating temperature.  Funnily enough, that's the same for you and me. You're not going to be at your best the moment you wake up, which means any decision you make first thing is unlikely to be the best decision you make.  So, try starting your day slowly. Give yourself thirty minutes and make sure those thirty minutes are focused on you.  When it comes to work, set a strict start time for yourself.  So, to keep the examples in line, let's imagine you start your work at 9:00 am. Then do not consider work before then. That may take a little adjusting to, but if you develop a strong set of morning routines, you won't be thinking about work until it's time for work.  Then, here's a trick. Do not allow anything to be scheduled for the first 30 minutes of your day. This is your getting a heads up on the day time. It's when you can say hello and chat with your co-workers, deal with any emergencies and check to make sure there are no fires lurking in your inbox.  Those thirty minutes are also a great time to review your plan for the day.  Now, when I say “plan,” I simply mean making sure you know where your appointments are and what your must-do tasks for the day are. It's a simple two-minute review and gives you time to map out your day.  Mapping out your day is just about deciding when you will do your must-do tasks. Your meetings are fixed, so what you are looking for is the gaps in between and deciding what you will do in those gaps.  Now here's the thing: just as it's important to have a strict start time, there also needs to be a strict closing time for work.  Let's imagine that you set 6:00 pm as your end-of-work time; this means that around 5:50 pm, you stop what you're doing, review what you've done, and reschedule anything you didn't get to.  Then look at what you have on your calendar for tomorrow, and decide on your two must-do tasks. That's it. Done.  Then it's family and social time.  Now, as you listen to these words, it may sound like a lot. But is it? What you are doing is automating as much as you can so you are not rushing around trying to decide what to do next. It's all this decision-making that's mentally exhausting you.  If you can automate these decisions by having a morning routine, a work closing-down sequence, and mapping out your workday, you'll find that you feel less busy, more in control and much less tired at the end of the day.  We feel so busy all the time because we tend to look at long lists of things to do. For example, if you look at your Slack messages or email, you are looking at each individual message. It's natural. It's a long list of stuff you feel you must attend to.  Yet, if you were to treat your Slack or Teams messages and email as one task, all you need to decide is when you will handle them.  For example, if you decide that at 4:30 pm you will work on your messages and spend an hour on them, then it doesn't matter how many messages you have in there. You will respond to as many as you can.  Another quick tip: start with the oldest first. These can often be dealt with much faster than messages that have just come in. Don't worry, if you stay consistent with this, you'll soon find yourself getting back on top of them.  Now, for those of you who tend to procrastinate, the science behind it is fascinating. Procrastination is a perfectly normal human reaction. It has nothing to do with laziness or any other human condition. It's actually what psychologists call an “emotional regulation response”. When you look at a long report or a messy inbox, your brain sees a threat. It anticipates boredom, failure, or making a fool of yourself. And so your brain sets off an alarm to protect you.  And how does it protect you? By pushing you towards easier tasks. Cleaning your desk or looking at social media, for example. (Or, in my case, cleaning a fountain pen and refilling it)  Incredibly productive people aren't immune to these negative emotions. Instead, what they have done is build systems and processes to do their work. “It's 4:30 pm, time to do my communications.” Oh, it's time to work on that report”.  These systems make it extremely difficult to not do the work.  This is why putting in place strict barriers around your personal, social and professional life works. You are not allowing your brain to set off an emotional response. You turn up, you know what to do and do it.  And this planning does not take much time. Planning the day may take 5 minutes; reviewing your plan in the first 30 minutes of your workday may take 2 minutes. That's it.  Then you follow your plan. Sure, there will be interruptions, distractions and other people's emergencies. Deal with them as best you can, then get back to your plan. If you have to revise your plan, do so. This does not mean you've failed. All it means is you've adjusted your plan.  I hope that helps, Elaine. Thank you for your question, and thank you to you too for listening.  It just remains for me now to wish you all a very, very productive week.   

In hour four, revisiting the Marlins debacle from last night. Discussing a viral video from Shaq where he claims to have spent one million dollars on 3 Rolls-Royce cars after a salesman questioned if he could pay for them.

We're not beating the drum this week… we're ringing Cici's bell.Filmed live at Trinity College's Innovation Hub - our first time in Connecticut, and our first ever 9:30am taping. Not quite our usual ‘happy hour', but our guests and the “small-but-mighty" state of Connecticut brought the energy all the same.Chris sits down with Cici Bevin, sixth-generation President of Bevin Brothers Manufacturing and leader of the only remaining bell maker in the U.S, Andrew Gibson, CEO of AlphaQ, who came out of retirement to run a precision aerospace supplier for names like Sikorsky and Rolls-Royce, and Dustin Nord, Foundation Director at CBIA, tracking the trends shaping Connecticut's manufacturing future.Together, they get into what keeps a 200-year-old manufacturer relevant, how a turnaround can make you a top global supplier almost overnight, and why one of the priciest states to manufacture in has built such a strong industrial cluster. Expect a state role you've probably never heard of, a centuries-old invention with surprising staying power, and what it takes to grow tomorrow's manufacturing workforce.In this episode, find out:How Andrew Gibson turned a failing aerospace supplier with 0% on-time delivery into Rolls-Royce's #1 global supplierWhat surprising products are actually made in Connecticut, from Wiffle balls to Black Hawk helicoptersWhy Connecticut created a Chief Manufacturing Officer role, and why other states might want one tooHow a vicar from Wethersfield, Connecticut ended up inventing the first machine mill, and why that still matters todayHow Connecticut manufacturers collaborate with neighboring states like Massachusetts and Rhode IslandWhy Dustin believes no state has fully figured out manufacturing competitiveness, and what that means for the industryEnjoying the show? Please leave us a review here. Even one sentence helps. It's feedback from Manufacturing All-Stars like you that keeps us going! Even one sentence helps. It's feedback from Manufacturing All-Stars like you that keeps us going!Tweetable Quotes:"I don't think any state has the answer. That's what I learn the most when I look up what other states are doing. Everybody's experimenting." - Dustin Nord, Foundation Director at CBIA“When you make a change, you have to follow through. You've got to keep your word, even if it's adding a water cooler." - Andrew Gibson, CEO at AlphaQ"You have to have a vision. You've got to throw a rock out there tied to a string, and every day you want to make sure you can see that string." - Andrew Gibson, CEO at AlphaQLinks & mentions:CLA exists to create opportunities for clients, people, and communities through industry-focused wealth advisory, outsourcing, audit, tax, and consulting services.MaintainX is one platform for maintenance, repair, and operations keeping the physical world running. Make sure to visit https://manufacturinghappyhour.com for detailed show notes and a full list of resources mentioned in this episode. Stay Innovative, Stay Thirsty.

Wells and Dolores were “wow’ed” by this week’s performances, but how did they feel about the couple who completely missed the assignment… on purpose? Plus, what do they think about Adele being the only dancer to receive nicknames like “Rolls Royce” and “diamond” from the judges? Does it seem fair?!See omnystudio.com/listener for privacy information.

Scroll any news feed and convince me otherwise. Without even knowing what the other side, US, looks like, all you need to do is judge Leftism on its own merits. I saw a video of a man, dressed like a baby with a pacifier in his mouth, and he calls himself an “age regressor” [X] SB – Age regressor man He wants somebody to take care of him 24/7 for the rest of his life. I couldn't make this up if I were on LSD and given 3 more lifetimes. And this is what the Left considers to be normal.  How are these freaks created? Pakistan lawman in TX Mr. Ali Sheikhani himself.... Born in Pakistan. Came here on a student visa. Built a fortune. Now drives a Rolls-Royce to a Texas police station as an elected Republican lawman. When he's not hosting Pakistani dignitaries - including the head of the Pakistani Consulate - inside an American law-enforcement office… He's back in Karachi living like a Bollywood movie star. Throwing stacks of cash into the crowds. Making it rain U.S. dollars!  Cameras rolling. Fans cheering. Cash flying. (No women, of course; that would be haram) This is the man Texas voters put in charge of a police precinct. Can we keep Pakistan out of our police force? How is this even allowed! Muslim judge, dual justice This is Judge Amjad Nawaz.  He allowed a 70-year-old muslim to walk free after sexually assaulting a 12-year-old girl. In 2016, he did the same with a similar case involving a muslim.  Yet, in the same year, he gave a white man 8yrs for rape. This is clear corruption Kevin Jackson has been called, the "white-collar" Joe Rogan. Given their similar backgrounds in TV, comedy, and martial arts, it's easy to see why people enjoy Kevin's show so much. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On this bonus episode of the podcast, Autocar Meets... Andrew Monachan, Head Of Bespoke Engineering at Rolls-Royce Motor Cars.Matt Saunders talks to Andrew about all things bespoke: what's possible, what's illegal, and how they develop a car while you're busy helicopter fishing in Australia.Autocar is the world's leading magazine for car news. To subscribe, and take advantage our special offer for listeners, which includes six issues for just £6 and access to the 131-year Autocar archive, click here. Hosted on Acast. See acast.com/privacy for more information.

Roxann Rizzuto went out last Friday to celebrate her purchase of a very nice new Rolls-Royce. She was pulled over after dang near hitting a cop car and blaming her new car's "loose brakes."See omnystudio.com/listener for privacy information.

Hour 1: It's time for Bob's Movie Club! ‘Little Miss Sunshine' delighted the whole gang. From an early Steve Carrell performance to Abigail Breslin's precious child acting, let's dig into why this movie makes our hearts so warm. Summer is almost over - did you enjoy it? Instead of buying more crappy toys, Vinnie is interested in giving his daughters experiences. Canada has HOW MANY lakes?! Wolverine is a real animal, Hugh Jackman. How does Snoop Dogg do it?! It turns out ransom is a tax write-off. Plus, the “best” college towns. Hour 2: Travis Kelce said his wedding was the best night of his life. I'm sure his WIFE will be very happy to hear that. ‘Barbie 2' is in crisis over salary negotiations. How would the hype for a second Barbie movie compare to Wicked 2? Football season is such a big part of American culture, and yet, can you even remember who won the Super Bowl last year? What's the best piece of meat? PSA: You can't drive your Rolls Royce drunk. There was a full solar eclipse in Europe yesterday, and the pictures and videos should not be overlooked. Why doesn't Vinnie's house have more slides? Hour 3: Phoebe Gates is in trouble, for real. Rob Reiner's son pleads not guilty. A random story out of nowhere: Celebrities' craziest fan encounters. Dolly Parton wasn't asking people to bring babies named Jolene to her door step, but someone got confused. Sarah has a great story about being naked. Did you feel that earthquake?! After more than a decade, the Bumble dating app is changing its key feature. Dogs are a chick magnet. Sarah reveals her hatred of Yelp, Matty shows us his Bumble, and Vinnie tells us the weirdest county fair traditions. Hour 4: Stubhub is spending millions to stop a bill that would cap aftermarket ticket prices. On one hand, stubhub sucks. On the other hand, it's free market? Bob demands to be called fun. Crazy Train IS that song. Ariana Grande is officially back with Ricky Alvarez. The 49ers play tonight! But, it's not a real game. Sarah is sick of people overusing “icon” and she's yelling about it. A story about Gold Fish, the cracker. Barbie's body type has been a conversation for years, and Mattel is finally changing her shape. Plus, a brand new game that totally makes sense and rules!

Travis Kelce said his wedding was the best night of his life. I'm sure his WIFE will be very happy to hear that. ‘Barbie 2' is in crisis over salary negotiations. How would the hype for a second Barbie movie compare to Wicked 2? Football season is such a big part of American culture, and yet, can you even remember who won the Super Bowl last year? What's the best piece of meat? PSA: You can't drive your Rolls Royce drunk. There was a full solar eclipse in Europe yesterday, and the pictures and videos should not be overlooked. Why doesn't Vinnie's house have more slides?

See omnystudio.com/listener for privacy information.

A cloudy start to the day with some rain likely later this morning. More rain likely all this weekend. Sadly, someone in Illinois won the $1 billion Powerball jackpot last night…but if you're looking to play again in the future, maybe using A.I. can help? Also in the news this morning, Winona will not be replacing it's flock cameras that were recently stolen, a horrific murder/suicide at a daycare in Minnesota, a recall on certain Tesla models, Karoline Leavitt announces she's leaving the White House as the press secretary, and more charges for Nick Reiner in the killing of his parents. In sports, the Brewers lost again to the Padres yesterday & get swept in San Diego, the MLB Field of Dreams game is tonight on Netflix, and the NFL preseason also kicks off tonight! A record number of people tuned in for the NFL's Hall of Fame game, Russell Westbrook announces his retirement from the NBA, the Lakers get sold for the second time in as many years, and the NASCAR All-Star race is returning to the track in North Wilkesboro next season. We talked about what's on TV & streaming today/tonight. Plus, an Avenged Sevenfold fan gets brought on stage to sing with the band at a recent show in Canada, and a new ride at Universal Studios Hollywood is upsetting some of the neighbors with how loud the ride can be. A heart-warming story about a dog suffering from seizures who got a new best friend when the family brought home a pet duck. And a new medication is having success with certain people dealing with muscular dystrophy. On Thursday mornings we ask each other hypothetical questions, and Brian's question for Jean was: "If you were a wrestler, what would your gimmick & finishing move be?" Jean's question for Brian was: "If you could create a perfect A.I. robot with every single thing you want, what would it include?" Elsewhere in sports, Travis Kelce talked about getting married to Taylor Swift during his media availability at Chiefs' training camp, a Jets player passed out at practice and is now in the concussion protocol, Lionel Messi may be done with soccer after the recent death of his father, and a sex scandal involving the Korean Soccer Association! Office Cora joined us just after 8am to let us know what she's up to in the 715 this weekend. And in today's edition of "Bad News with Happy Music", we had stories about a #FloridaWoman who was having some drinks & celebrating her new Rolls Royce…and then drove drunk in her new Rolls Royce & got popped for DUI, a man on probation decided to drive a stolen car to his probation meeting, another #FloridaWoman who stabbed a horse, a boat filled with cats off the coast of California, the University of Michigan is ditching grades for incoming Freshmen, and a traffic jam in DC is attributed to a sex toy!See omnystudio.com/listener for privacy information.

It's your Ill-Advised News, the stupid criminals of the day. Support the show and follow us here Twitter, Insta, Apple, Amazon, Spotify and the Edge! See omnystudio.com/listener for privacy information.

No Sweat News 8-13-26 See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Physical therapy has always told students some version of the same story:Work hard. Get the degree. Help people. There will be a job waiting.But what happens when the math starts to break?In this episode of PT Breakfast Club, Jimmy McKay and Tony Maritato start with a post from Richard Severin about the financial viability of the physical therapy profession. The conversation quickly moves into PT school ROI, student debt, academic program pressure, and whether the next generation of students is more willing to ask the uncomfortable question:Is this still worth it?Tony argues that the profession may be facing a bigger identity problem than it wants to admit. If a patient's desired outcome is less pain and better function, PT is only one possible delivery model. AI, tech-enabled MSK platforms, personal trainers, hospital systems, cash-pay clinics, PTAs, techs, and other professions may all compete to deliver parts of what PT has traditionally owned.Jimmy pushes the business angle: if you own a private practice, you are not just in the physical therapy business. You are in the marketing business, the patient attraction business, the hiring business, the customer experience business, and the human resources business.The second half of the episode turns into a practical marketing lab. Jimmy and Tony critique a listener's marketing pitch about targeting new families moving into a clinic's area, then break down why so much AI-generated healthcare marketing feels cheap, loud, and generic. They use classic advertising examples like Rolls-Royce, Grey Poupon, Holiday Inn, and Volkswagen to show how better strategy leads to better creative.The episode closes with Prompt's Career Connection program and the idea that maybe some clinicians do not need to leave physical therapy. Maybe they just need to leave the wrong job.Key IdeasPT has a financial viability problem, not just a morale problem.Students who really run the numbers may never enter the profession.“I just want to help people” is not enough if the career cannot support a life.The profession may need to separate outcomes from identity.Outpatient ortho under insurance may not be the future of private practice.If PT cannot scale the outcome, someone else will.Private practice owners are not only in the PT business.Marketing is not decoration. It is how the market understands your value.AI-generated design still requires strategy, taste, and iteration.Career matching may work better when it is human, specific, and trust-based.

Jonny has ruined a T-shirt and there's a Smith and Sniff spin on a popular film concept. Also in this episode, lost London accents, doing messy activities with Jerry Seinfeld while wearing light linen, factory tank turns, an awkward misunderstanding about The Late Brake Show, an incredibly old money Rolls-Royce, Brewster's Millions with a Corrado VR6, confusing bagpipes in California and another corking car from Car & Classic. For early, ad-free episodes and extra content go to patreon.com/smithandsniffTo buy merch and tickets to live shows go to smithandsniff.comThis episode is sponsored by Car & Classic https://candc.li/uc1yqz Hosted on Acast. See acast.com/privacy for more information.

Send us Fan MailPlatinum Status! Snoop Dogg's Rolls Royce Cookies & Suspension Science! Get ready to roll deep with the Boss Dogg himself! This week on Cookie Lab, Jill is bringing pure hip-hop royalty to the baking sheet with Snoop Dogg's legendary Rolls Royce Cookies. We head straight to the tasting table to see if Jill's batch lives up to the platinum hype. We give our unfiltered reactions to the rich, decadent flavor profile and discuss whether these high-rolling cookies deliver that luxurious, melt-in-your-mouth experience fit for a superstar.Finally, we wrap up the episode with a wild engineering deep dive into the "Science of the Rolls Royce Suspension." We break down the physics behind the car's legendary "Magic Carpet Ride," exploring how pneumatic air springs, double-wishbone geometry, and self-leveling dampers absorb road shocks—and we draw a fun culinary analogy to how heavy fats, sugar structure, and proper emulsification isolate your palate for the ultimate buttery-smooth bite. It is an episode packed with hip-hop history, luxury tasting, and high-end mechanical engineering!#CookieLab #SnoopDogg #FromCrookToCook #RollsRoyceCookies #BakingScience #FoodHistory #SuspensionScience #CookieTasteTest #Podcast #FoodieClick here to shop at the Cookie Lab StoreJoin our FB Group for free access to the Cookie Recipe!https://www.facebook.com/groups/429934808628615Follow us on TikTok to see how we make the cookieswrite to us at cookielabpod@gmail.com

Leeds United beat RB Leipzig 2-0 at Elland Road, or 1-0 twice depending on who you ask, and Croke Park is next. James, Darragha and Rocco are live to go through all of it. Joe Rodon turned into a right winger, Tarik Muharemovic looked every bit the Rolls-Royce defender Daniel Farke called him, and Alex Cairns played all 120 minutes for a clean sheet while getting serenaded as England's number one. Meanwhile Joel Piroe didn't get a single minute out of 120, which tells you everything about where he sits. We also get into the club record signing of James Trafford, Karl Darlow's move to Manchester United, why Farke's new contract still hasn't been announced, the unfinished dugouts at Elland Road with two weeks until the season, the new Fan Park plans, the 80% away attendance rule and Wednesday night at Croke Park. Leeds That! is an independent Leeds United podcast. Get involved in the chat and let us know your team for Dublin. Community and everything else: https://leedsthat.com/chat Sponsored by Bass & Bligh: https://bassandbligh.com TIMESTAMPS 00:11 Welcome Back and Podcast Updates 03:00 World Cup Reflections and Experiences 05:40 Leeds United Transfers: Early Moves and New Signings 11:34 Harry Wilson: A New Hope for Leeds United 17:07 James Trafford: The Future of Leeds Goalkeeping 22:41 The Pull of Leeds United: Attracting New Talent 29:06 Contract Talks and Future Prospects 33:46 Transfer Market Insights 37:56 Midfield Dynamics and Player Development 41:35 Upcoming Matches and Fan Engagement 49:12 Farewell to Jack Harrison #LUFC #LeedsUnited #MOT #LeedsThat #ALAW #PremierLeague #EllandRoad #CrokePark #JamesTrafford #DanielFarke Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week on Fresh from the Field Fridays, Dan the Produce Man shares some incredible produce finds for the beginning of August!We start off with organically grown cranberry beans, Gravenstein apples, and the beautiful Pink Pearl apple. Find out which fig variety Dan calls the "Rolls Royce of figs!"Plus, Piel de Sapo melons, Arctic white nectarine varieties, Fantasia nectarines, green tomatoes, and cucumbers straight from Dan's garden, along with a great cucumber gardening tip and a surprising use for jalapeño peppers!It's all right here on Fresh from the Field Fridays, brought to you by the Produce Industry Network and powered by AgLife Media.Check out aglifemedia.com today!

Summer Remix: Album 8 Track 9: Accelerating Your Career: Think Two. Act One. w/Kristen FischbeckBrand Nerds, we are back in the building! Today, we are diving deep into what it takes to achieve professional growth as we sit down with Kristen Fischbeck. If you are a marketer looking to "compress the timeline" between where you are and where you want to be, this episode is your blueprint. Kristen's rise is nothing short of meteoric: she joined a boutique agency as an entry-level account coordinator and, in just seven years, navigated every level of the organization to become Managing Partner. Now, she leads strategy for an expansive and impressive portfolio including BMW, Rolls-Royce, and Land Rover. In this conversation, Kristen breaks down what we are coining the "Think Two. Act One." strategic mindset of thinking two steps ahead while acting on one to master the job you want before you even have the title. We explore the grit required to thrive in your career, the "Ruh-Roh" moments that lead to massive growth, and how AI is currently slashing production costs in half for luxury brands. Key Takeaways:The 2-1 Rule for Career AccelerationMimic the MasteryThe Space to FailHigh-Octane BrandingAI as a Production ToolDon't forget to subscribe, rate, and share with a fellow Brand Nerd!Instagram | LinkedIn

The topics, stocks and shares mentions / discussed include:BEYOND CHEAP : A New Investing Case for UK EquitiesLloyds Banking Group / LLOYRolls Royce / RR.XP Power / XPPTravis Perkins / TPKHill & Smith / HILSTrustpilot / TRSTSpire Healthcare / SPISpaceX / SPCXFear of Missing Out / FOMOInvesting PsychologyDividendsAnnualised returns / Compounding returnsAi / Data CentresDefence / AerospaceReturn on Capital Employed / ROCEBanks / BankingIPO / Marex Group / Book buildingHousing / Construction / Interest ratesPower / Energy demands / AiTakeoversInvesting / TradingFinancial EducationStocks / SharesSpeakers — Investor SummitInvestor Summit tickets Tickets — Investor Summit  / Investor Summit tickets discount code : TWINPETESThe Twin Petes Investing 2026 Charity Just Giving Fundraising page in honour of Mark Bentley. PLEASE donate whatever you can to support The Financial Times, Financial Literacy & Inclusion Campaign via the link TWINPETES INVESTING PODCAST / PETER HIGGINS is fundraising for FT FINANCIAL LITERACY AND INCLUSION CAMPAIGN& moreShareScope special discount offer code ShareScope : TwinPetesInvestors' Chronicle sponsor Special Trial Offers (investorschronicle.co.uk)Henry Viola-Heir's blog Home – The Ethical EntrepreneurPowder Monkey Brewing Co All Products – Powder Monkey Brewing Co 10% discount code : TWINPETESThe Twin Petes Investing podcasts will be linked to and written about on the Conkers3 website , on the ShareScope website and also on available via your favourite podcast and social media platforms. Thank you for reading this article and listening to this podcast, we hope you enjoyed it. Please share this article with others that you know will find it of interest.

What happened when the people written out of the Grand Tour wrote their own account of it?What did an eighteenth-century Bengali diplomat see in London that made him call the British a conceited race?And how did a man from Bihar end up as shampooing surgeon to the King of England?Afua Hirsch and Peter Frankopan follow the travellers the Grand Tour left out — enslaved servants, Black abolitionists, Indian intellectuals — and find them looking back at Europe with a colder eye than Europe ever turned on them.Frederick Douglass and Sarah Parker Remond met in Rome in 1868, two free Black Americans taking in the ruins of one slave society while campaigning against a living one. Mirza Abu Talib Khan toured Britain and reported home that its true religion was money. I'tesamuddin filled a notebook with the wonders of Europe and the conceit of its inhabitants. And Sake Dean Mahomed opened a vapour bath in Brighton and gave English the word shampoo. The Grand Tour was never only white men learning Latin — it was the moment the world started looking back.Join Legacy Plus for bonus episodes, early access, Q&A's, fewer adverts and more.legacy.supportingcast.fm[0:00] The Grand Tour you think you know — powdered wigs, Roman ruins, enough marble to fill a museum[3:01] The servants who weren't servants: enslaved Africans on the road to Italy and France[4:29] Frederick Douglass, viral superstar, meets Sarah Parker Remond in Rome[8:36] Ira Aldridge plays Shakespeare to the aristocrats who came for the ruins[13:40] Bihar to Brighton — and the word that came with him[17:54] Europe judged: spiritually hollow, morally compromised, excessively fond of luxury[25:24] The Maharajas whose Cartier and Rolls Royce orders kept European luxury solvent[36:24] What actually killed the Grand Tour, and whether Magaluf is its heirStay connected with Legacy:Instagram: @originallegacypodcastTikTok: @legacy_productionsExplore more from Peter and Afua — essays, sources, and ideas:Substack: peterfrankopan.substack.com | afuahirsch.substack.comJoin Legacy+ for bonus episodes, early access, Q&A's, fewer adverts and more.legacy.supportingcast.fmStay connected with Legacy:Instagram: @originallegacypodcastTikTok: @legacy_productionsExplore more from Peter and Afua — essays, sources, and ideas: Substack: peterfrankopan.substack.com | afuahirsch.substack.com Hosted on Acast. See acast.com/privacy for more information.

Fed maintained rates, though with 3 dissenters who favoured a 25bps hike. Chair Warsh said that if inflation remains elevated, rates could be part of fixing that.DXY came under pressure as the Fed failed to match hawkish expectations, though Warsh's press conference triggered pronounced UST curve steepening.US CENTCOM announced its forces successfully completed a heavy wave of strikes against Iran; Jordan intercepted five missiles launched by Iran.US after-market earnings saw results from ARM Holdings (-5.7%), Microsoft (+8.9%), Meta Platforms (-7.5%) and QUALCOMM (-4.7%).APAC stocks were mostly lower; European equity futures indicate a flat cash market open. Looking ahead, highlights include French GDP Prelim (Q2), Spanish GDP Flash (Q2), Inflation Prelim (Jul), German GDP Flash (Q2), State/Nationwide Inflation Flash (Jul), Italian GDP (Q2), EU GDP Flash (Q2), Consumer Confidence Final (Jul), US GDP Advance (Q2), PCE (Jun), Initial Jobless Claims (Jul/25), Personal Spending (Jun), Chicago Fed Labor Market Indicators (Jul), BoE Policy Announcement & MPR (Jul). Speakers include BoE Governor Bailey, Earnings from Bristol Myers Squibb, Mastercard, Apple, Amazon, Adidas, BMW, Leonardo, Renault, Sanofi, Schneider Electric, SocGen, BAE Systems, British American Tobacco, Shell & Rolls-Royce.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

为什么飞机发动机上也能看到豪华汽车品牌劳斯莱斯的标志？因为它们原本就是一家公司的业务。但在1971年，劳斯莱斯被拆分成两家公司。这是商业史上经典的失败案例，但同时，它也与冷战时期的重大历史时刻，紧密纠缠在一起。| 主播 |肖文杰、约小亚| 资料整理 |薛玉芳| 时间轴 |04:58“死得其所”的罗尔斯08:46 最终拆开劳斯莱斯的一台发动机12:07 拿不到美国订单，就可能永远被挡在民航时代之外17:14 拿下洛克希德的合同，是一场“惨胜”20:33 两个冒险的新技术（附带飞机发动机入门科普）26:54 被合同逼入绝境30:40 洛克希德的救助法案差点没通过33:08 合同可以切分责任，但风险没法转移43:37 深远余波：洛克希德事件49:04 回过头看，RB211只延期了一年多| 延伸资料 |Peter Pugh - Rolls-Royce The Magic of a Name: The First Forty Years of Britain's Most Prestigious Company英国皇家航空学会 - Funding British Civil Aerospace Projects: the Politics of Launch Aid英国议会 Hansard - Rolls-Royce (Launching Aid)，1970年11月23日下议院辩论英国议会 Hansard - Rolls-Royce Limited，1971年2月8日下议院辩论《纽约时报》- Rolls-Royce Is Bankrupt; Blames Lockheed Project欧洲商业史协会 - Bail out or “bail in”?: British government policy toward corporate crisis of Rolls-Royce during the TriStar/RB211 project英国议会 Hansard - Rolls-Royce，1973年5月15日下议院辩论英国皇家航空学会 - Blades of glory英国上议院图书馆 - The UK economy in the 1970s| 后期制作 |秋秋| 声音设计 |刘三菜| 收听方式 |你可以通过小宇宙、苹果播客、Spotify、喜马拉雅、网易云音乐、QQ音乐、荔枝、豆瓣等平台收听节目。| 认识我们 |微信公众号：第一财经YiMagazine联系我们：thatisbiz@yicai.com

It's EV News Briefly for Friday 24 July 2026, everything you need to know in less than 5 minutes if you haven't got time for the full show.Patreon supporters fund this show, get the episodes ad free, as soon as they're ready and are part of the EV News Daily Community. You can be like them by clicking here: https://www.patreon.com/EVNewsDailyVOLKSWAGEN OPENS UK ORDERS FOR TRANSPORTER EHYBRIDVolkswagen has opened UK orders for its first Transporter plug-in hybrid, badged eHybrid, offered in panel van, Kombi and Shuttle bodystyles with a 2.5-litre petrol engine, electric motor and 11.8kWh battery delivering 232PS and up to 35 miles of electric range. Prices start at £38,155 excluding VAT, and the van shares its Ford Transit Custom-derived plug-in hybrid platform while retaining a 1,132kg payload and 2,300kg towing capacity.GERMAN BEVS GOT CHEAPER, NOT PRICIERA study by ICCT and Fraunhofer ISI found that comparable battery EVs in Germany fell about 18% in real terms between 2020 and 2025, even though average list prices rose from roughly €37,000 to €53,000 due to larger, better-equipped models. Battery costs dropped 21-24% nominally over the period, but manufacturers mostly reinvested those savings into extra range and R&D rather than passing them fully to buyers.FORD APPROVES F-150 HOME BACKUP SWITCHFord has approved Global Power Products' GenerLink transfer switch for F-150 Lightning and PowerBoost Hybrid owners, letting Pro Power Onboard feed a home's main electrical panel directly without extension cords. The hardware costs $1,100 plus installation fees of $250-$1,500, positioning it as a cheaper alternative to Ford's automatic wall-charger-based backup system.NISSAN LEAF NISMO LAUNCHES IN JAPANNissan has launched the Leaf Nismo in Japan starting July 22, with North America and Europe to follow later; it keeps the standard 160kW/214hp motor and battery but adds recalibrated software for about 20% stronger initial acceleration, plus suspension, tyre and aerodynamic upgrades. Pricing starts at ¥6.60 million (~$40,600), rising to ¥7.23 million (~$44,510) for the weight-saving Recaro edition.SILA RAISES $300 MILLION FOR US ANODESSila has raised $300 million to expand production of its Titan Silicon silicon-carbon anodes, which it claims can boost EV range by up to 20% and energy density by 20-40% with faster charging. Its Moses Lake, Washington factory is scaling toward 250 GWh of annual capacity within five years, with customers including Mercedes-Benz and Panasonic Energy already signed up.MILENCE OPENS ZERO-EMISSION BUILT HENGLO TRUCK HUBMilence has opened its fourth Dutch heavy-duty charging hub, at Deurningen-Hengelo on the A1, notable as the company's first built entirely using zero-emission construction machinery. The site offers five 400kW CCS bays plus rest facilities, and Milence, backed by Daimler Truck, Traton and Volvo, plans to replicate the all-electric construction approach at future hubs.SPECTRE CLIMBS AS ROLLS-ROYCE KEEPS V12The Rolls-Royce Spectre became the brand's second best-selling model worldwide in 2025, drawing a younger buyer base and showing little resistance from existing V12 customers, according to sales director Julian Jenkins. Despite this EV momentum and an upcoming Spectre Series II with 500kW output and 628km range, Rolls-Royce has dropped its 2030 V12 phase-out plan, citing regulatory changes, and will keep selling both powertrains.GRIDSERVE OPENS FIFTH ELECTRIC FORECOURT AT M1GRIDSERVE has opened its fifth Electric Forecourt at Markham Vale on the M1, featuring 39 ultra-rapid 400kW ABB charging bays, solar panels and rainwater harvesting, bringing its national network past 200 sites. The launch follows a record first half of 2026 in which battery electric vehicles reached about 24.9% of UK new car registrations.HOME CHARGING LEAVES RAPID NETWORK UNDER STRAINA YouGov survey of 2,086 EV drivers found 74.6% use public chargers only once every few months or less, reflecting that 91% of EV owners can charge at home where off-peak tariffs can fall to 7p/kWh versus 87p/kWh for public rapid charging. This heavy reliance on home charging is squeezing public chargepoint operators financially, even as rapid chargers remain essential for longer journeys.AUSTRALIA POST GETS $40.5M FOR HEAVIER EVSAustralia Post will receive a $40.5 million federal investment in 2026-27 to add electric vans, trucks, prime movers and depot charging infrastructure, building on its existing fleet of over 5,000 electric vehicles. The move aims to cut diesel use by about 1 million litres a year while supporting a delivery network handling 2.2 billion parcels annually.AVILOO EXPANDS USED EV BATTERY WARRANTY NORTHAviloo has extended its used EV Battery Warranty to Norway and Denmark, adding to ten existing European markets, using its three-minute Flash Test to set an individual State of Health threshold for each vehicle. If a covered battery falls below that threshold within a year, buyers receive compensation of up to 34,000 kr in Norway or 23,000 kr in Denmark, plus a refund of the test cost.

Si eres de los que piensa que las guerras solo se ganan con tanques de sesenta toneladas o cazas a reacción, hoy vas a descubrir que estás muy equivocado. A veces, la victoria viaja en el asiento de un taxi, en un Rolls-Royce cruzando dunas o en una humilde pick-up japonesa humillando a blindados soviéticos. Hoy descubrimos a verdaderos héroes: coches civiles que se pusieron el uniforme y cambiaron el destino del mundo. La guerra es fundamentalmente un problema de movilidad y logística. "Los aficionados hablan de táctica; los profesionales hablan de logística", dicen los generales. Y es en ese terreno, en el de mover gente y cosas bajo el fuego enemigo, donde el automóvil ha jugado un papel de protagonista. 1. Renault AG1: El milagro del Marne (1914) En septiembre de 1914, la Primera Guerra Mundial acababa de estallar y el ejército alemán avanzaba como una apisonadora hacia París. Para realizar un contraataque crítico, el general Joseph Gallieni necesitaba trasladar urgentemente a la 7ª División de Infantería, pero los ferrocarriles estaban colapsados. Gallieni ordenó requisar todos los taxis de París. Se reunieron unos seiscientos vehículos, la inmensa mayoría Renault AG1 con motores bicilíndricos de apenas nueve caballos. Viajando de noche, en convoy y sin luces, los taxistas transportaron a seis mil hombres de refuerzo en veinticuatro horas exactas. Fue la primera vez en la historia que el motor de explosión ganó una batalla. 2. Rolls-Royce Silver Ghost: La toma de Damasco (1918) En el desierto de Arabia, Lawrence de Arabia necesitaba golpear rápido a las fuerzas del Imperio Otomano. El Almirantazgo británico envió una unidad de nueve Rolls-Royce Silver Ghost blindados. El coche más refinado del mundo se enfrentó al entorno más hostil. Su chasis robustísimo y su motor de seis cilindros y siete litros demostraron una fiabilidad legendaria. Durante la carrera hacia Damasco, un Rolls apodado "Blue Mist" rompió las ballestas de la suspensión. En mitad del desierto, los mecánicos lo arreglaron usando tablones de madera y cuerdas de camellos; el coche siguió combatiendo y entró victorioso en Damasco. 3. Citroën Traction Avant: La batalla de las calles (1944) Durante la Insurrección de París en la Segunda Guerra Mundial, el Citroën Traction Avant se convirtió en el arma definitiva de la Resistencia francesa. Gracias a su innovadora tracción delantera, chasis monocasco y un centro de gravedad bajísimo, gozaba de una estabilidad en curva insuperable. En las estrechas calles de París, permitía a los partisanos atacar controles alemanes y huir a toda velocidad tomando giros cerrados donde los pesados vehículos de tracción trasera enemigos habrían derrapado o volcado. 4. Willys MB del SAS: El Raid de Sidi Haneish (1942) El SAS operaba en el Norte de África destruyendo los aviones de la Luftwaffe en tierra. Para ello, modificaron salvajemente los Jeeps Willys MB: quitaron parabrisas para evitar reflejos, mejoraron la refrigeración y montaron ametralladoras Vickers K gemelas. En el asalto al aeródromo de Sidi Haneish, dieciocho Jeeps cargaron en línea recta por la pista principal a sesenta kilómetros por hora, destruyendo treinta y siete aviones enemigos confirmados en una sola noche gracias a su increíble maniobrabilidad. 5. Studebaker US6: La apisonadora del Este (1943-1945) En el Frente Oriental, el camión americano Studebaker US6 revolucionó la logística soviética bajo la Ley de Préstamo y Arriendo. Su tracción 6x6 y su duro motor Hércules JXD permitieron montarle los famosos lanzacohetes Katyusha ("Órganos de Stalin"). A diferencia de los camiones rusos que se atascaban en el barro, el Studebaker avanzaba por terrenos imposibles, permitiendo una letal táctica de "fuego y movimiento" que evitaba la contrarréplica alemana. 6. Toyota Hilux: La guerra de los Toyota (1987) En el conflicto entre Chad y Libia, el ejército libio contaba con blindados pesados y tanques soviéticos T-55. Chad, con menos recursos, montó misiles antitanque franceses MILAN en las cajas de carga de camionetas comerciales Toyota Hilux de cuarta generación. En la Batalla de Fada, las Hilux rodeaban a los tanques a cien kilómetros por hora, superando la velocidad de giro de sus torretas. Además, gracias a su ligereza y velocidad constante, lograban cruzar los campos de minas enemigos sin activarlos, ya que la rueda pasaba antes de que el detonador reaccionara. Chad aplastó a la columna libia perdiendo solo tres Toyotas, bautizando oficialmente el conflicto como "La Guerra de los Toyota". En conclusión, la historia no solo la escriben los vencedores, sino también los ingenieros que diseñan máquinas capaces de aguantar el trato más inhumano. No fueron diseñados para la guerra, pero la fiabilidad y la adaptación los convirtieron en leyenda.

Keith welcomes back Todd Drowlette, star of A&E's The Real Estate Commission, to help demystify commercial real estate for residential investors.  They explore which sectors are most resilient to disruption from AI, automation, and Amazon, why certain office and warehouse assets still work, and how service-based retail like nail salons and quick-service restaurants can offer durable returns.  Todd breaks down the basics and advantages of triple net (NNN) leases, key considerations in office-to-residential conversions, and how rising interest rates are reshaping commercial deals.  He also shares negotiation tactics from large commercial transactions that investors can immediately apply to their next rental property purchase. Episode Page: GetRichEducation.com/616 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. We're talking with the star of the A&E show, the Real Estate Commission today. What real estate sectors are safe from AI, robots, and Amazon disruption? How many deals on the commercial side are still going to implode due to mortgage rates resetting higher? And some of the best negotiation techniques from $100 million deals that you can use in your own deals, and more today on Get Rich Education. You know, Mid South Homebuyers, that top Memphis turnkey provider. I learned that a secret weapon behind their explosive growth is more than just you buying their properties. It's an executive coach. For nine years now, their CEO Terry Kerr and his COO Pat Nix have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners, his name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life, physically, mentally, and professionally, you can fill out an application for a free consult. This is private one-on-one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to DanielThomashHind.com. H-I-N-D. That's DanielThomashHind.com and sign up before spots fill. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056 They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge. While it's on your mind, start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Speaker 1  2:19   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  2:35   Welcome to GRE from Peoria, Illinois to Peoria, Arizona, and across 188 world nations. I'm Keith Weinhold, and you're listening to Get Rich Education. Though we're a show centered on how to build wealth through residential real estate investing, today we're talking mostly about the commercial side with a guest that's more comfortable investing in commercial real estate than he is residential. We'll learn why. He is the star of the new real estate show called the Real Estate Commission that airs on A&E Network. Todd Drowlette, because he was here with us last year shortly before the show debuted, and he had so many interesting things to tell us then. That's why he's back. Now we know that residential real estate is positioned well at surviving the boom in artificial intelligence's influence because everybody still needs a place to live. You can't download a kitchen or living room, and a chatbot can't replace a roof. But some types of commercial real estate are vulnerable to AI. I'm going to ask Todd which types and businesses are the most resilient to survive AI, robots, and Amazon, because there surely are some. He does a good job of making commercial real estate approachable to those that have never invested in it before.   Keith Weinhold  3:59   Contrary to the narrative, he also likes to talk about why office real estate is not dead. Occupying both worlds, I will ask him about office to residential conversions and also get his take on what is happening with commercial loans because apartment investors have been feeling the pain ever since mortgage rates doubled and nearly tripled in 2022. I'll ask about commercial loans blowing up and just how much more of that is expected to happen because the pain is certainly not over there. Let's meet this week's guest. A series on A and E Television and streaming launched last year called The Real Estate Commission, and it's going well enough that it's gearing up for season two. The star of that show is with us today. He was with us last year just before the show debuted, and that's when he shared all kinds of interesting insights with us, like why. A gas station is on a certain side of the road. He's perhaps the most prolific commercial real estate broker in the nation. He's managing director at Titan Commercial Realty Group in New York, closing deals totaling over $2 billion all across commercial real estate sectors. He's represented everyone from local startups to national reits. Hey, welcome back to Get Rich Education, Todd Drowlette.   Todd Drowlette  5:26   Thank you so much for having me back. I appreciate it. It's always great to talk to you.   Keith Weinhold  5:30   Yeah, same. It was so interesting when you were here last year, and I do want to ask you about how it's going with the A and E show later. Most of our listeners own single family rentals or small multifamily, and I think the commercial side, Todd. Frankly, it it intimidates some people. I know I've thought of it that way before. What are some of the misconceptions that the residential side seems to have about the commercial side?   Todd Drowlette  5:56   So a big misconception is that you have to be smart to do it. You certainly do not. A lot of people also think you have to already be a multimillionaire to do it, right? So the same way with residential, there's levels to it. There's levels to commercial real estate. So I say there's pros and cons, right? So in commercial real estate, if you have an office building or a shopping center or a ground lease, you rent to a McDonald's, whatever. You don't get phone calls at two in the morning saying my hot water tank just exploded, my furnace isn't working. So you still get property management calls, but they're typically from you know Monday through Friday, nine to five type of thing, and you don't need millions of dollars. People think you do. It's like you can buy a small two or three tenant office building or a two or three tenant retail shopping center, maybe something has a nail salon, hair salon in it. Depending on the market you're in, that could be a couple $100,000 to buy. If you're in a tertiary town in the United States, if you're in a major metro, it could be a million, 2  million bucks. But the rent is commiserate with what you're paying. So if you can make an 8 or 10% return, a lot of banks will finance startup people as long they're looking in commercial at the quality of the tenant and what the lease is. So you could have no experience, but if you're going to rent to a Hertz rental car, a Starbucks, a McDonald's, even if you personally have like say a 750 credit score, it's decent. It's not a perfect credit score, but you're financeable. They're lending in commercial real estate based on the credit and the length of the leases, not necessarily on your own financials. And a lot of people don't realize that, and they think, "Oh, bank's never going to approve me because I've never done commercial real estate before. Well, nobody's ever done anything until they do it, right? So as long as you start small, banks will lend to people, you know, on smaller things, there's a ton of pros to being in commercial real estate compared to residential. There's less competition. It's easier to repeat deals because once you know one tenant's looking for something, then you can find the next thing they're looking for, and it's a small knit group. You know, if there's 3 million real estate agents in the United States, I would say across the entire country, maybe 10,000 of us are commercial real estate agents.   Keith Weinhold  8:05   Yeah.   Todd Drowlette  8:06   So if you get into commercial, once you get into that network of people with a deal with the tenants and the whatever, you know, if you're in, you're in. If you're out, you're out. That was a very long answer to a very short question.   Keith Weinhold  8:16   Well, some people even have one of the same hangups about residential real estate investing-they think just to buy income property takes an awful lot of money, not realizing you can start with a single-family home of less than 300k or even less than 200k still today and make a small down payment on it. And you know, Todd, I think one thing that refines commercial real estate for some people and piques interest among residential investors is one of the first things that they learn when they're finding out about commercial real estate investing is the triple net lease. Oftentimes, you see that abbreviated NNN out there, and how that can make things somewhat more hands off for that commercial real estate investor. So, can you tell us about triple net leases?   Todd Drowlette  9:00   I sure can. Number one, the funny thing about triple net leases: none of the three things the N's represent start with an N. So your triple nets are literally your real estate taxes, your insurance, and your commonary maintenance. None of which start with an N. Yet it's called N N N.   Keith Weinhold  9:14   It's kind of like reading, writing, and arithmetic. The 3r is what only one of them starts with an R. It's a terrible acronym, but yes.   Todd Drowlette  9:22   Exactly. So there's different types of triple net properties. So essentially, a triple net property, unlike most residential, where you're responsible, you get X amount of rent, and then out of that rent for your income, you're going to subtract out your school tax, your property tax, your property insurance, liability insurance, you know, snow plowing, lawn mowing, all that type of stuff, right? So triple net properties, you have absolute net properties, which is the best thing you can own from a landlord's perspective. Those are things that are called absolute ground leases or an absolute net lease. Typically, you'll see those in like many gas stations. Will be that a lot of McDonald's. Deals are that where essentially you own a piece of property, you buy a piece of property, and you go here. You have X amount of time to put your building up, do construction, get your approvals. You're going to pay me X per month in a ground rent. You build your own building, you own your own building, you're responsible for it, and I just own the dirt. And those are typically 10 to 20 year leases with options. The downside of a triple net ground lease is you can't depreciate anything because it's just ground, right? So you don't get the depreciation you get with other properties, but you have no risk other than the credit of the tenant. So if you're signing a lease with the United States Postal Service and it's the federal government, you know you're getting that. Those will trade typically about one percentage point higher than U.S. Treasuries because there's very, very little risk in it. But there is some risk, so as an investor, you need a little bit better return than the guarantee of a U.S. Treasury.   Todd Drowlette  10:54   Then you have roof and structure triple net properties, where basically, okay, the roof and the structure I'm responsible for as the landlord. Anything inside of that, or you're responsible for, and then the tenants pay the proportionate share of, like I said, the taxes, the snow plowing, whatever. If that's a multi-tenant building, then you run the risk. Oh, tenant moves out as the landlord, you got to pick up that percentage. If if you have a 10,000 foot building and someone's in 2000 feet and they move out, well, now you're responsible for 20% of that tax and CAM and insurance bill until you replace it with a new tenant. But typically, if you're investing in small strip centers, smaller office buildings, which people say office is dead, I've made a fortune in office. Office is not dead. You just have to own the right office in the right place. A lot of downtown offices are dead, where they're moving to the suburbs for drugs and a lot of other issues. But typically, you know, strip centers today, people are buying those for 8% returns to as much as 10, 12% and a lot of times they're vacancy. That's upside you can add into it as well. But again, these are all things that you can get into for a couple $100,000 down, and there's way more room for error than people think there is. As long as you have a professional that's looking at the lease for you before you buy it, you know you just want to make sure the guarantee is on the lease that you have corporate guarantees. But typically, if a bank will finance it, they're also looking at that. But it's not as scary as people think it is, and it's really a strong alternative to investing in single-family homes. Not that I'm knocking single-family homes. There's pros and cons to literally everything you do in life, as you know. 100.   Keith Weinhold  12:28   A triple net lease, where in commercial property the tenant covers three main expenses or nets: property taxes, insurance, and the maintenance and repairs. And in a lot of the situations, like Todd is describing, that really leaves landlords responsible for little more than the mortgage, really increasing the passivity here. And you know, tenants that are willing to shoulder a triple net lease, I don't think of them as taking on those extra costs for nothing. I think about it is in exchange, tenants typically pay lower rent then, and the tenant also gets more control over the property in a triple net arrangement.   Todd Drowlette  13:08   That's a generally safe thing to say, but I hate saying this. I can't believe I'm even saying this, but you know they say location, location, location. So it really depends on the market. The biggest mistake people make to go, oh, I get asked all the time, should I invest in land? I'm like, hell no, raw land. I go when I develop stuff, I have a use for it. Once I get the approvals, then I'll close and buy the land. Land banking stuff and just going and buying land and hoping it goes up in value. I have a number one rule that I always say to people, and it's anytime you can buy $1 for 50 cents, you buy it, but you don't buy property for $1 hoping it goes to $2 because there's no guarantee that that'll happen. In raw land, you know you have a guaranteed. You're paying taxes every year, so just paying taxes on something that's also not returning you anything is a terrible investment, in my opinion. You're speculating. If you want to speculate, just go to the casino, play roulette, pick black or red, and you have roughly a 50-50 shop minus the three greens, but there's a lot easier ways to make money than buying raw land. But shopping centers, triple net properties, there's definitely ways for people to get into that that are much lower risk, and they're not as scary as you'd think. And many banks will finance them.   Keith Weinhold  14:18   Now, if you had to buy one commercial asset today, what would that be? I know that might depend on some factors, but generally, I've got to say, industrial comes to mind for me as one of the hottest commercial real estate asset classes in quite a while.   Todd Drowlette  14:32   So I would pick two strategies. One would be high bay warehouse, whether it's specifically industrial or just warehouse, but things with high ceilings, open floor plans, like you know, a 20,000 foot warehouse, 30,000 feet, something in that range, that a lot of people want that type of use. Warehouse rents have been increasing way faster than office or retail rents have been in the same markets. And as things get more and more automated, you still need to ship stuff. You still need to. Stuff you still need to get things to people's houses, so with the whole AI boom and the crazy things that are happening, I think there's going to be a lot fewer people with jobs sooner than people realize. But I do think the warehouse is a good thing to be invested in, especially if it's on main streets. It could be retail, could be warehouse, could be whatever. The second thing I'll say that's very low risk are any businesses that Amazon can't compete with you for. So, a small strip center that's two or three tenants, that's a hair salon, a nail salon, service type business, retail tenants, because it's a turnover business. So, like nail salons, they're never going to come to your house and do your nails unless you're a billionaire, because they can make more money with people coming to them in back-to-back appointments. So any type of service business tenant that you can have, and typically nail salons, hair salons, they don't usually go out completely. Usually, if they don't want to do it anymore, they'll sell the business to somebody else, and you keep a tenant. From an ownership standpoint, there's very low turnover and having to pay new brokerage fees or do give tenant fit-ups or free rent to like get their business up and running. So I would either go high bay warehouse with loading docks like 18 foot, 20 foot or higher ceilings, open floor plans, overhead doors, 20, 30,000 square feet, or two or three tenant strip malls with high traffic counts, good suburban locations that have service type businesses. Those are your two. Would be very hard to lose as long as you don't overpay when you buy them.   Keith Weinhold  16:25   This is such an interesting thing to say when you think about a resilient business, something that can't easily be disrupted by AI or Amazon, which something like a nail salon would fit into. Tell us about some of those other types that might fit into a small retail center that are resilient that way.   Todd Drowlette  16:45   End caps, so any kind of like a Popeyes, a McDonald's, anything that's drive-through or food. Even you're starting to see, you know, the Tesla robots, and you're seeing more and more of that. However, people will still buy the food. So whether the employees are actually still in there, it's all robots. They still physically need a place that's close and convenient for people to drive to, or even the food delivery apps. Like a lot of the retail restaurants now are telling me 30, 40% of their orders are delivery through like Uber Eats and whatever. But those are great tenants to have because they're still making money, and as the world's changing, they're adapting. And I want tenants that adapt to the changing world. And honestly, they can afford to pay more. This is terrible. But from a strictly landlord perspective, the fewer employees they have, you don't have workers' comp claims, you don't have the insurance, you don't have all those things. The more you can afford to pay rent to landlords. So as the world's changing, those type of retail, small strip centers, end caps, fast food, QSR type food, quick serve retail. Those are definitely things that I would be considering if I was someone getting into this, and they're things that I also own. So I always recommend what I would do myself.   Keith Weinhold  17:55   Right, and with that commercial tenant, if they're serving fast food, yes, it's not like their customer has to physically show up there at that business for that business to thrive.   Todd Drowlette  18:06   And actually, if you have them as a tenant, because of the delivery, like with a drive-through, you're typically only working off one or two miles. But Uber Eats or these other meal services, they're now going out five, six, even seven miles in some places. So that actually means their sales could be higher. And another thing I didn't mention, but now I'm thinking, a lot of restaurant tenants will pay a percentage rent. So actually, as their sales go up, even though there's not more infrastructure, you know, strains from more customers coming in and out of your property, as they're doing the meal delivery, you're actually potentially be getting cut of that as a landlord with percentage rent, which is a thing that doesn't exist in residential real estate, obviously, there's multiple streams of income for triple net properties at times when you have percentage rent that doesn't exist in warehouse, where it's in retail. It doesn't exist in office, doesn't exist in warehouse, doesn't exist in residential. So that can be a nice bonus, and you see that with supermarkets, restaurants, different types of retailers pay percentage run.   Keith Weinhold  19:05   Okay, so in a sense, Todd, we've been talking about going against the flow, if you will, in being in businesses that are resilient toward disruption from AI or Amazon. But while we're talking about industrial real estate, warehouses do come to mind for me soon afterward, I think generations ago maybe industrial had the connotation of a dirty factory. But today, when I think about warehouses, I think about Amazon fulfillment centers or AI data centers. So, what is the business like for investing in those sort of warehouse deals, and how do those deals even get put together for these warehouse types.   Todd Drowlette  19:42   So you have two types. So you have people who do spec building. So there's guys that will go out and say, "Hey, I'm in the warehousing business, and they'll go through. They'll get approvals and they'll say they'll buy 10 acres, 20 acres, 30 acres, and they'll say, "Okay, we're going to." Put I'm making this up. 500,000 square feet of warehouse on this. They'll go get approved, but they basically will put up a spec building of 40,000 50,000 feet, and then they'll lease it. Depending how long it takes them to lease it, then they'll build the next one. Once you kind of have one building up, it's much easier to prelease. If you just have a piece of dirt and say, hey, I'm going to do a warehouse building here. Unless you have a direct in specifically with Amazon, and they're like, hey, we need to be in Skoda, New York, you know, at this exit within 10 miles of that. And it's like anything. Once you do something for someone once, they're working across the whole country. So if you're particularly good in a specific region as developer, they will often say, "Hey, find me a spot here, here, because they're in the business of getting open and running data centers. They don't care if you're making a profit on the real estate, and they're not set up to locally go through the approvals, know the politicians, know the process, that whole thing. So there's opportunities like that. If you don't know anyone from a hole in the wall, if you have a big piece of property and you start with whatever you're comfortable with to spec out a warehouse, 10,000 feet, 5000 feet. See how long it takes. Do you lease that in six months? Does it take three months? Does it take a year? And then you can kind of take some of the profits from that, either refinance, or if you have a construction loan, then build the next one, build the next one, and build the next one. You can kind of build out as the demand comes along.   Keith Weinhold  21:22   You're listening to Get Rich Education. We're talking to the star of the A and E show, the Real Estate Commission, Todd Drowlette. So much when we come back. He's going to update us on what's happening with office to residential conversions, how much higher interest rate pain is still going to surface in some of these deals, and a negotiation tactic or two that you can use for your own residential deals. I'm your host Keith Weinhold. Flock Homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now, mom and pop landlords can 721 the residential real estate request your initial valuation. See if your properties qualify at flockhomes.com/gre. That's flockehomes.com/gre. 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If you have office buildings that are vacant, you know, particularly in downtown municipalities like in Albany, New York, you know, our state capital in New York. Politicians and the government right now are creating a lot of incentives to convert those, where they're putting up grant and giving away millions of dollars to private developers that you don't have to repay. So there's a huge opportunity to have people take on a lot of the risk for you to do it. Some of the pitfalls people get into are you want to pick the right office building to do it for. So you want to a make sure that that office building either has on site parking garages or on site parking because I've seen people try to do it and that. Downtowns where there's no parking, and you can put a lot of money in a building with no parking. And if you're not in New York City, where people are used to, and you're competing against suburban apartments, that's a tough sell. So that's number one. Number two, for whatever reason, people really want in office buildings and downtown settings floor-to-ceiling windows. So you really want to pick office buildings that already have floor-to-ceiling windows because it can be very expensive. If you get over three floors, it can be very expensive to cut out windows and make them larger. And another, this is a huge money potential pitfall if you're not careful. Many municipalities and states have different codes for elevators for residential buildings than they have for office. It makes no sense to me, but office buildings. It has to do with fitting the elevator has to be large enough that you can get a stretcher if someone had a heart attack and needed to be wheeled out. Ah, for some reason, residential buildings require larger elevators, and if your shaft isn't big enough and your car isn't big enough. You could have a million dollars or more of an unexpected expense to either make the shaft bigger. Some buildings you can't even do it.   Keith Weinhold  26:08   Well, but if it was originally set up for-   Todd Drowlette  26:09   It doesn't make any sense either. This is new. If you have an office building that's 30 stories tall, people could have heart attacks in the middle of the day at the office. So how is that any different than if they're at home in an apartment and have a heart attack, so it doesn't make any sense to me why the code is different for the fire code. But in New York State, the fire code is different, and that can be astronomically expensive, or it can literally stop your project dead in the tracks if it just becomes cost prohibitive to do it.   Keith Weinhold  26:34   That's something that I never would have thought about. I generally like to see office to residential conversions revitalizing central business districts in our cities. You know, you talked about the parking before having less need for parking. If people can walk to work and where they work, that increases the walkability of an area. I like so many things about office to residential conversions, despite all the hardships and the pitfalls you have to avoid.   Todd Drowlette  27:01   Oh, they're great. You just want to make sure you're picking the right building. So my point is, if you have five or 10 vacant office buildings, mostly vacant office buildings, just make sure you're choosing the right one. And before you buy it, do your due diligence and go through with contractors and engineers and architects that understand all the codes and say, hey, the other positive thing that saves money in office conversions is most office buildings. If you have an elevator bank, typically have bathrooms directly across from the elevator bank, so water and sewer can be very expensive when you're running apartments. So having central lines going up through usually concrete floors can save you a ton of money in the design and the layout of how you place the units and do it around central bathrooms, but typically larger office buildings will have plumbing and sewer on different parts of the floor. So it just means you have to go less distance and it saves money. And a lot of office buildings, even older ones, have higher ceilings, which today is very desirable for apartments. So if you can have a building that has natural light, high ceilings, and you can get grant money to do it, that's definitely something people should look into. And even with a smaller building, I've seen people in New York people are converting 5000 foot office buildings into like five units. You know, there's money to be made. You just have to buy right. I always say, you know, if you can buy $1 for 50 cents. Buy it. Don't buy $1 and hope it goes to $2 A   Keith Weinhold  28:25   lot of these physical limitations, oftentimes in the office to residential conversion, and Todd in the residential world, oftentimes apartment buildings have been problematic. A lot of these syndicators have had their deals blow up because in 2022 or earlier they got five to seven year fixed rate debt. Those deals are coming due. The mortgage payments double, and a lot of times the operator just can't meet it, and it blows up. And apartment building values have been down about 30% nationally, largely for that reason, even though an apartment building owner gets a commercial loan, I still want to know from the commercial side and the commercial use type how much higher interest rate pain do you see that has surfaced and is still going to surface.   Todd Drowlette  29:17   So, I'll answer this by quoting my grandmother. She said, "Anytime you want to cook, whatever size pot you think you need, pick twice that size pot and start using that.   Keith Weinhold  29:29   Yeah.   Todd Drowlette  29:29   So I say the same thing when you're financing a deal or you're writing it out and seeing what your returns are. I always say to people, make sure that you have a big enough cushion in there for all the things you can never predict in commercial loans, there's a ton of guys that are about to lose their shirts, and you're starting to see it because, unfortunately, I don't know if it's true in residential real estate, but in commercial real estate, I've seen guys go from nothing to 50 million, 100 million, $200 million net worths, but I've also seen. Lose everything. So what happens in commercial real estate that you don't want to do is so many people say OPM, use other people's money, use other people's money, use other people's money, which is fine as a strategy. But what you don't want to do is cross collateralized loans. So if you have one property and then you go, oh, let me refinance that and then buy a next property and I'll refinance that and buy the next property, and then the bank's like, okay, we'll refinance that, but we're going to now tie all these properties together as one mortgage, or you're going to cross guarantee these properties. Right. The problem with that is, the people who do that strategy, if you started at that, you know, in 2021 when interest rates, you could get things at three and three quarters percent. Well, commercial loans are five-year loans typically, and they might have 20 or 20-five-year amortizations. So, unlike a residential mortgage that's a 15 or 20 or 30-year self-amortizing loan, they're not. At the end of five years, you have a balloon payment that you have to pay off. So, if interest rates are going down, that's amazing because if your tenants are the same, and even if your rents didn't change, and you bought something at 6% and now it's at 5% Your cash flow goes up significantly, and nothing happened other than your refinance. The problem is you have a ton of guys right now, guys, women, people that were financing stuff five years ago at three and three quarters, and now interest rates are hanging six and a quarter, six and a half, depending on the property, is might maybe seven. Same tenant, same everything. You're giving the keys back to the bank because you're broke now. Because all of a sudden you're financing, you squeeze too much out of the deal. I always say you can take on the in in or you can take on the out, but you can't have both. So when people are financing stuff, they just need to make sure. Like here's another thing I'll go off on. A lot of people will buy stuff with tax credits, and you see even with residential apartments, a lot of guys are financing that, selling people tax credits. Economies and things change and things move. If a deal is so tight that you need the tax credits to make the deal make sense, yeah, don't do the fricking deal because tax credits should be an added bonus. That's just, hey, that's a nice adding to the cushion. So many people have razor thin margins. They go, oh well, I do the tax credits. If I can get 70 cents on the dollar, this is how I make the money. I tell people I will have nothing to do with tax credit deals unless it's strictly a bonus. The deal has to stand on its own, and always assume in the course of five years interest rates could go up three points or down three points. Most people will not listen to me and will not do that. If you do that, you'll never get killed and you won't lose a property. It's super conservative, but there's enough money you can make, and if you buy it right, that's how you can afford to figure that spread in when you're financing something. But just so many people get greedy, and I just think back to my friend Bob Bear, who died. I met him when he was like 70-five. He was a billionaire, self-made, and he used to say to me, "It's not what you make; it's what you keep. And when people would ask how rich are you, he knew how rich he was. He would say, "I don't owe anybody in the world a dime.   Todd Drowlette  32:59   And to me, my entire strategy is I don't owe anybody in the world a dime. So I personally look at deals and say, out of my own cash flows, what can I buy? And instead of buying four properties a year, I might buy one property a year. But if I'm buying that and compounding my returns, I'm not paying interest to the banks. So it's just a different strategy. I sleep at night. I'm like the multimillionaire next door. I don't live extravagantly. I don't drive Ferraris and Rolls Royces. That's just not my thing. But I sleep at night and I have peace, which is important to me, knowing I don't owe anybody in the world a dime. But will I get as rich as the guy who's risking everything? No. But real estate to me is musical chairs, and the music always stops at some point. And there's never enough chairs for everybody. But if you're somebody who's in a cash position, which you're going to be going through in the next six months to a year, on the residential and commercial, I think there's going to be blood in the streets. And I think people who are sitting in cash are going to have like a once in a lifetime opportunity to buy things at a deep discount.   Keith Weinhold  34:02   Philosophically, we're different in one way. I use debt and leverage to grow larger, but ensuring that I do have enough income to cover the mortgage and all the operating expenses. But Todd, to your analogy about your grandmother in selecting a bigger pot than what she would need to cook whatever she's going to do, when it does come to debt, the last time I bought an apartment building myself, which wasn't recent, I could have chosen seven-year fixed-rate debt with a balloon at the end, or 10-year fixed-rate debt with a balloon at the end. The 10-year fixed-rate debt cost me one quarter of a percent more in mortgage rate, which dented my cash flow during the entire duration of that loan. But I did indeed choose that 10-year loan in order to have that much more certainty, and I sure am glad that that's what I did.   Todd Drowlette  34:54   That's always the game because it's people think that rich people know what you don't, or it's inside. Whatever I'm like. Number one, if you sit in a room with a bunch of rich people, yes, they will work against you if it benefits them to work together. But if it doesn't, you have egos and separate interests that are all competing. And there's always that thing of I know very very rich people who could buy and sell me 100 times over, and I also know that you don't know what you don't know, and the world has gotten so complicated, and financial markets are all intertwined globally. Anyone to be able to predict, it's like it's a crapshoot when you're like, okay, do I take seven years? Where do I think interest rates will be in seven years? It's hard to say where interest rates going to be tomorrow. You ask a banker tomorrow, they can't tell you. So it's like, what's your best educated guess of seven or 10 years? What's the better play? But I always go the conservative route.   Keith Weinhold  35:43   I think it's easier to predict the future direction of capital prices than it is interest rates. Myself,   Todd Drowlette  35:50   but I will say also, I am the exception. And if you have 100 other guests on here in the next year, well, 50-one more guests in here the next year, yeah, they would all say Todd's an idiot. That's terrible advice. If you want to get rich, literally leverage, leverage. Just do it intelligently, and I acknowledge that. I don't see the world the way other people do, but my end game is to be rich and comfortable, and to sleep at night with peace. And that's why I choose to do what I do, realizing I'm giving up. It's the you know what are you giving up to what do you gain benefit analysis, and I'm realizing I'm giving up some upside in my total potential net worth. But I like peace, and you know I had anxiety for years. I don't have it anymore, and I live my life to be as anxiety free as I can possibly be.   Keith Weinhold  36:34   That's interesting, and that certainly works for you, Todd. What's one negotiation tactic that you get from dealing with, well, let's say Decca or Centa million dollar commercial deals that our listeners could use the very next time that they buy a rental property.   Todd Drowlette  36:53   So the number one mistake I think people make is they assume what's motivating the other person, and they assume it's always price. So anytime I'm going to negotiate a deal from someone, whoever has the most information always wins, and whoever doesn't need the deal always wins. Yeah. So I want to know as much about that other person on the other side as I am. Are they going through a divorce? Are they desperate? Do they hate each other? Is it a partnership breakup? Did somebody inherit it and they live five states away and don't even know what this thing is worth that they have. So the number one thing from a negotiating standpoint is understand exactly who you're negotiating with and what's motivating them. From an actual tactic standpoint, just think logically through whatever the process is, and you can always go up. You can't go down. So the key is to offer as little as you can without insulting the person, so they don't even respond. So figure out what that fine line is, and before you go into the negotiation, know what your walk away number is. That's just the point you're not getting over. The fast way to lose in a negotiation is to get stuck in a bidding war. There's nothing I want so much that I'm going to overpay for it. So when people go, "Well, if somebody else is interested, I go then sell it to them. Yeah, I don't need it. Sell it to them. And then the other thing I'll say is, if you start the negotiation, this is the one piece. Say your number and shut up. So many people are scared of silence. And then, right, if the person doesn't immediately respond, they go, "Oh, well, I guess I offered you 500,000 I mean, I guess I could go 550. As soon as you talk after you give a number, you're negotiating against yourself. So throw the number, let it land wherever it lands, and do not talk until that person responds to you. That's like the number one mistake I see people do. They throw out a number, they get nervous with the silence, and then they immediately go up in their offer. That person could have been thinking, "Oh my God, did I forget to call back my whatever? And they're not even thinking about the number you just threw out. But people just assume, oh God, the number was too low, and then they negotiate against those. Do not do that.   Keith Weinhold  38:48   Risk the awkward silence. And yes, to your point about learning more about the other side, terms are often more important than price for sure. Well, Todd, you know a lot of commercial real estate content in mainstream media it tends to focus on these big institutional deals. But what has made your A and E show interesting, the Real Estate Commission, is what it's called. Is it focuses more on sort of leasing and this negotiation that we're just touching on there, and that's what makes you interesting. So tell us about what audiences can expect for season two of the Real Estate Commission on A and E.   Todd Drowlette  39:24   So, season two, you will 100% see real landlords, real brokers, real investors. You'll see real retailers. You'll see people relocating their offices in New York City. You'll see stuff in upstate New York. It's generally in the Northeast. In the first season, we helped a kitchen cabinet manufacturer relocate their suburban offices in Philadelphia. I sold a 50-unit HUD property that has a HAP contract you might be familiar with. That was crazy going through a bankruptcy foreclosure proceeding two year. That was crazy. Yeah, so you are going to. See more of that. It's a documentary. It's not a reality show, so you're watching the deal as it unfolds. Some things have happy endings. Some things have terrible endings, but they're real endings either way. So people will see a lot of that of deals happening in the Northeast. And if someone's listening and they're a business owner and they want to be part of the show, they can apply. We're announcing the casting will be open for about three weeks across the U.S. They can go to the realestatecommission.com/forward/tv and they can apply to be part of the show.   Keith Weinhold  40:32   Now, since you started this last year, I want to ask: Has this A and E exposure helped you generate more business and create traffic? I would really think so.   Todd Drowlette  40:42   Yeah, I wasn't sure. You know how because you never anything new. You never know, right? Like I put time and energy into it. It definitely did. Definitely, people start to notice you, which is a little weird. I was in a cell phone store, and they literally it was playing, and the guy's like, "Oh, it's you! Like, and then everybody who's walking in, he's like, "Hey, look, it's the guy on TV. He's right here. That was like kind of an awkward. Like, I'm like, "Okay, this is weird. Guy was excited, so that was fine. It's an adjustment of things, but it definitely has increased our overall visibility and people reaching out to do deals with us for sure.   Keith Weinhold  41:18   Is there any last resource you'd like to tell our audience about.   Todd Drowlette  41:21   I would just quickly announce the first season did so well. We're actually doing a spinoff show that'll also air on A and E called the Real Estate Commission New York that we're casting in upstate New York as well as New York City for brokers, agents, home sellers, home buyers that will actually document real buyers, real sellers, same thing. It'll follow our format, which I know there's a million shows on TV about real estate. Those are reality shows, not docu series. And I'll say, without going into the details, there's a very big difference between those two and what you're actually seeing on camera and what's happening. That will air in March of 2027, back to back with our show, I will make cameos in that. But I'm executive producing that show, so from your residential audience, that's a show they should tune into. I think they'll get a lot out of it.   Keith Weinhold  42:12   Congratulations! Your show has had so much success that it's setting the template for another show, and it has been most interesting since we first had you here last year to follow this along, Todd Drowlette. It's been a valuable chat. Thanks so much for coming back onto the show.   Todd Drowlette  42:28   I'd love to come back anytime, and thank you so much for having me on again. I appreciate it.   Keith Weinhold  42:38   Drowlette is spelled D R O W L E T T E. Todd and I talk a good bit off mic as well. In addition to the elevators, sometimes he emphasizes how cumbersome to impossible HVAC system compatibility is when you're doing office to residential building conversions. Too, you just never seem to hear about an easier than expected office to residential property conversion. It is most interesting and rare that Todd is not much of a leverage guy at all. Whereas in the vein of financially free beats debt free, I like to approach deals where the interest cost is lower than the expected opportunity cost. When it comes to negotiating, some of Todd's approach, you know, it's similar to what prominent hostage negotiator Chris Voss shared with you here on the show a few years ago. That silence is powerful in negotiating. In fact, if you feel like you need to say something to fill the silence. Use what Chris Voss calls the mirroring technique, and the mirroring technique that is simply repeating what the other party just said, kind of like a parrot would. For example, if you're trying to buy a property and the seller says that the best they can do is sell it to you for 550k and a delayed 90-day close. Reply with 550k and a 90-day close, and then listen to see if the seller comes down from there. Or instead, you can simply say nothing and just sit there with the silence like Todd recommended. The reason I like these particular negotiating techniques right here is that they're easy to remember and they're easy to do. You either remain silent or, per the mirroring technique, you just repeat the last words that the other party said. Thanks to Todd Drowlette today, you can check out the real estate commission on A and E Coming up here on the show soon. Back to residential, where for the first time ever on the show here we discuss what might be the greatest real estate cash flow strategy because it's becoming quite popular today. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 1  45:08   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold  45:36   The preceding program was brought to you by your home for wealth building getricheducation.com  

Prince Harry sparked online backlash after surprising Meghan Markle with a FaceTime call during her MasterChef Australia guest appearance, with critics calling the moment "cringe." Meanwhile, Kelly Clarkson says she's perfectly happy going home alone after her Las Vegas shows and isn't looking for love anytime soon. And Bunnie Xo is embracing her newly single chapter in style, celebrating her divorce from Jelly Roll by buying herself a custom $500,000 Rolls-Royce Cullinan. Rob’s latest exclusives and insider reporting can be found at robshuter.substack.com My novel, It Started With A Whisper, is available nowSee omnystudio.com/listener for privacy information.

Joey's car still randomly smells like stink bait from a fishing trip. Nancy got to experience it after Joey made her sniff the air vent when the car had been baking in the sun. Producer Karly was woken up by a phone call from the boss, Rich Bailey, on Saturday morning. She thought something was wrong at the station, but he was really calling to get help setting up Venmo for someone buying a WIVK shirt. Monday Morning Wake-Up Calls are back! Joey and Nancy called 7-year-old Karson to wake him up. Joey, Nancy, and Karly recapped Friday night's Neal McCoy concert at Country Tonite Theatre. They loved how funny he was, the random Christmas songs, and his surprise Michael Jackson performance. Karly was annoyed by the nonstop autograph line that kept interrupting the show. Hot Tea: Bunnie XO bought herself a $500,000 Rolls-Royce after her divorce and rode off in it with her new boyfriend. LeBron James is headed to the Philadelphia 76ers. New fashion trend- fold over jeans that are designed to look unbuttoned and falling down. After hearing about people base jumping off Seattle's Space Needle, the show asked where listeners would trespass if they knew they wouldn't get arrested. Answers included underneath Dollywood roller coasters, Dolly Parton's rumored secret room, Graceland's upstairs, Ripley's Aquarium, and underneath Neyland Stadium. The show discussed Megan Moroney saying she's happily single during her Cloud Nine Tour but plans to get back into dating when it's over. That led to a conversation about the celebrity dating app Raya and how Karly should get on it. Lucky 7 for Dollywood tickets Joey and Nancy reacted to a viral video of a woman on a Carnival cruise scratching a foot fungus with a dining room fork. Carnival reportedly removed the utensil from service. Nancy said she may start bringing her own silverware everywhere she goes. Shockingly, Joey actually ate at a church potluck. He did admit that most of what he chose looked store bought. Nancy talked about her husband's idea to start raising cattle on their farm. After discussing fencing, feeding, and the fact that their kids would probably name the cows and refuse to eat them, she decided buying local beef sounds much easier. Morgan Wallen rolled his ankle during a show. Nancy shared all the rehab exercises she's learned while recovering from her own ankle injury and joked that Morgan should take notes. See omnystudio.com/listener for privacy information.

Joey's car still randomly smells like stink bait from a fishing trip. Nancy got to experience it after Joey made her sniff the air vent when the car had been baking in the sun. Producer Karly was woken up by a phone call from the boss, Rich Bailey, on Saturday morning. She thought something was wrong at the station, but he was really calling to get help setting up Venmo for someone buying a WIVK shirt. Monday Morning Wake-Up Calls are back! Joey and Nancy called 7-year-old Karson to wake him up. Joey, Nancy, and Karly recapped Friday night's Neal McCoy concert at Country Tonite Theatre. They loved how funny he was, the random Christmas songs, and his surprise Michael Jackson performance. Karly was annoyed by the nonstop autograph line that kept interrupting the show. Hot Tea: Bunnie XO bought herself a $500,000 Rolls-Royce after her divorce and rode off in it with her new boyfriend. LeBron James is headed to the Philadelphia 76ers. New fashion trend- fold over jeans that are designed to look unbuttoned and falling down. After hearing about people base jumping off Seattle's Space Needle, the show asked where listeners would trespass if they knew they wouldn't get arrested. Answers included underneath Dollywood roller coasters, Dolly Parton's rumored secret room, Graceland's upstairs, Ripley's Aquarium, and underneath Neyland Stadium. The show discussed Megan Moroney saying she's happily single during her Cloud Nine Tour but plans to get back into dating when it's over. That led to a conversation about the celebrity dating app Raya and how Karly should get on it. Lucky 7 for Dollywood tickets Joey and Nancy reacted to a viral video of a woman on a Carnival cruise scratching a foot fungus with a dining room fork. Carnival reportedly removed the utensil from service. Nancy said she may start bringing her own silverware everywhere she goes. Shockingly, Joey actually ate at a church potluck. He did admit that most of what he chose looked store bought. Nancy talked about her husband's idea to start raising cattle on their farm. After discussing fencing, feeding, and the fact that their kids would probably name the cows and refuse to eat them, she decided buying local beef sounds much easier. Morgan Wallen rolled his ankle during a show. Nancy shared all the rehab exercises she's learned while recovering from her own ankle injury and joked that Morgan should take notes. See omnystudio.com/listener for privacy information.

Send us Fan MailDana Wilkey from Real Housewives of Beverly Hills has confirmed insider tea on the Milania Giudice assault that nobody has fully told you yet — and wait until you hear who did what and in what order because it changes the entire story. Dana breaks down exactly what happened the night Milania Giudice was arrested, what the initials LR on the police report really mean, and the detail about Gabriella Giudice that reframes everything. Then Dana catches Page Six doing something on behalf of Bravo production that she cannot believe they had the nerve to do — and once you understand what actually happened with that Milania video you will never read a RHONJ tabloid story the same way again. Then the RHONJ finale — Kim D is calling it the Last Supper and Dana has the inside details on what Luis Ruelas tried to pull with the outfits, what Dolores Catania allegedly got gifted and why Dana thinks Teresa Giudice is already planning her exit from the show. The rest of today's show including the Beverly Hills madam tea, Whitney Rose separation truth, RHORI bombshell, Diddy prison tea and a full true crime deep dive on the Nichol Olsen case with Dana's full theory and receipts is exclusively on Patreon.

El mundo del motor es pasión, y la pasión muchas veces trae de la mano la rivalidad extrema. Esa rivalidad puede escalar hasta convertirse en odio puro. Esto ha sucedido en la industria automotriz en múltiples ocasiones, dejando historias fascinantes de hermanos que se demandan por millones, ingenieros que desafían las normas, marcas que nacen por despecho y genios que se enfrentan a gobiernos. Vamos a abrir la caja de Pandora de la industria del automóvil para descubrir diez rivalidades históricas donde “volaron los cuchillos”: 1. Henry Ford vs. Los Hermanos Dodge John y Horace Dodge fabricaban motores para el Ford T y poseían el 10% de las acciones. La guerra estalló cuando Henry Ford dejó de pagar dividendos para asfixiar económicamente a los hermanos, sabiendo que querían fundar su propia marca. Los Dodge demandaron a Ford, ganaron 19 millones de dólares en 1919 y usaron ese dinero para crear a uno de los mayores rivales históricos de Ford. 2. Louis Renault vs. André Citroën La guerra de la Torre Eiffel. Renault era un ingeniero huraño; Citroën, un genio del marketing que llegó a iluminar la Torre Eiffel con su nombre. La batalla fue tecnológica y financiera. Citroën se arruinó desarrollando la tracción delantera solo para dejar obsoletos a los coches de Renault. Cuando Citroën quebró en 1934, Louis Renault celebró la caída de su mayor enemigo. 3. W.O. Bentley vs. Rolls-Royce Cuando la marca deportiva Bentley quebró en 1931, el fabricante Napier planeaba comprarla. Aterrorizados por la competencia, desde Rolls-Royce enviaron a un agente secreto disfrazado de comprador anónimo para pujar más alto en el último segundo. Compraron Bentley solo para neutralizarla, convirtiendo sus coches en "Rolls-Royce con otra parrilla" durante décadas. 4. Soichiro Honda vs. el Gobierno de Japón En los años 60, el todopoderoso ministerio japonés MITI quería prohibir a Honda fabricar coches para consolidar el mercado en solo tres grandes marcas. Soichiro Honda se enfrentó a los burócratas a gritos y aceleró el lanzamiento de su deportivo S500 antes de que la ley entrara en vigor, salvando la existencia de su marca con pura rebeldía. 5. Smokey Yunick vs. El reglamento de la NASCAR Conocido como el "mejor mecánico de la historia", Yunick no rompía el reglamento: leía lo que no estaba escrito. Instalaba tubos de combustible gigantes para burlar la capacidad de los depósitos o creaba carrocerías a escala reducida para mejorar la aerodinámica, volviendo locos a los comisarios de carrera. 6. Carroll Shelby vs. Alejandro de Tomaso Ambos intentaron crear juntos el coche de carreras P70, pero sus egos chocaron. Shelby canceló el proyecto brutalmente. De Tomaso, humillado, tomó el chasis descartado, le añadió una carrocería de Giugiaro y lo bautizó como De Tomaso Mangusta. El nombre fue una venganza directa: la mangosta es el único animal capaz de matar a una cobra (en referencia al Shelby Cobra). 7. Ferdinand Piëch vs. Mercedes-Benz Cuando Mercedes lanzó el Clase A, invadiendo el territorio de Volkswagen, Ferdinand Piëch lo tomó como una declaración de guerra. En respuesta, ordenó crear el Volkswagen Phaeton para atacar al Mercedes Clase S. Impuso parámetros de ingeniería casi imposibles, logrando una vendetta técnica que humilló temporalmente a sus rivales de Stuttgart. 8. John DeLorean vs. La Gerencia de General Motors DeLorean odiaba las restricciones de los directivos, que prohibían motores de más de 330 pulgadas cúbicas en coches medianos. Encontró un vacío legal y lanzó el enorme motor de 6.4 litros no como un coche nuevo, sino como un "paquete opcional" del Pontiac Tempest. Así nació el mítico GTO y la era de los Muscle Cars. 9. Henrik Fisker vs. Elon Musk Tesla contrató al diseñador Henrik Fisker para perfilar el Model S. Poco después, Musk lo acusó de hacer un trabajo mediocre a propósito y de robar secretos para lanzar el Fisker Karma. Aunque Fisker ganó la batalla legal inicial y sacó su coche antes, los fallos técnicos hundieron su proyecto, dejando a Musk como vencedor a largo plazo de una guerra llena de odio. 10. Toyota vs. Las 24 Horas de Le Mans Una rivalidad contra el mismísimo destino. Durante décadas, Toyota sufrió averías inexplicables y fallos de última hora liderando Le Mans. La maldición culminó en 2016, cuando su coche se paró a solo tres minutos del final por un conector roto. Tras años de lágrimas, Toyota rompió el maleficio y comenzó una racha de victorias imparable. Conclusión Detrás de cada logotipo cromado hay una historia humana llena de envidia y pasión. Queda claro que, a veces, el odio es el mejor combustible para el progreso.

The UK Investor Magazine was delighted to welcome Ed Croft, CEO of Stockopedia, back to the podcast to delve into Stockopedia's rules-based investing indicators and how investors can gain an edge on share price re-ratings.In this episode, he discusses new research into a pattern he had traded on instinct for years: what happens when a company's quality score jumps sharply upward.Register for the webinar here.The conversation covers:What a StockRank is: how Stockopedia scores every company on the market out of 100 based on how good, how cheap and how improving the business is, and why the top-ranked shares have historically outperformed while the lowest-ranked have lagged.Why the score jumps: the public information that drives a sudden re-rating, from company results and broker upgrades to the language in a trading statement, which often shifts before the numbers do.The central finding: why change beats level, and how the company that has just become excellent tends to outperform the one that was always excellent.Why the market is slow to catch on: the decades-old academic thinking behind the effect, and why it is strongest among the small companies institutions cannot reach.Where it works and where it fails: the sweet spot, the danger zones, real companies that quietly re-rated, why the well-known compounders never triggered the signal, and a Rolls-Royce case where the score turned ahead of the headlines.What to do with it: practical rules for using a jump as a trigger to research rather than a signal to buy, when to sell, and an honest account of where the approach falls short.Find out more: Register for further insights here. Hosted on Acast. See acast.com/privacy for more information.

Louis Ruggiero got sober from drugs and alcohol and kept gambling, until it cost him $10.2 million, his savings, and very nearly his life. In this conversation with Tyler Ramsey he tells the whole story: the comped Vegas weekends, the $65,000 cash bets, the newborn son he couldn't be present for, and the phone call that finally stopped him. Then he explains how he rebuilt, and why he believes legalized sports betting is the next public-health disaster. In this episode:· Why Louis calls gambling his "primary," even after getting sober from drugs and alcohol· How $100 bets became $50,000 to $200,000 weekends in Las Vegas· The casino-host machine: private jets, Rolls Royces, comped suites, and what it really costs· "$70,000 on Friday, negative $2,000 by Monday," and hiding it all from his family· Why he says it is not a financial disease, it is an emotional one· The Thanksgiving that became his lowest point, and the friend whose phone call changed everything· The GA toolkit that worked: self-exclusion, turning his money over to family, and a year with no sports· The pressure relief group and how he faced seven creditors and a million in debt· "Life on life's terms": the simple reframe that keeps him steady· Why he walked $65,000 cash into a sportsbook at 24, and why he thinks betting apps are "worse than the opioid crisis" 0:00 - Two podcasters, same mission 2:22 - Sitting with Lamar Odom 5:41 - We get addicted to everything (even the phone) 7:55 - Kanye, forgiveness, and resentment as poison 10:22 - "Your big thing was gambling" 11:18 - Sober from drugs, still betting: the part that wanted to kill him 12:00 - $10.2 million, gone 12:59 - From $20 in the bank to a $400K deal 14:22 - Vegas, the casino host, and the comped life 17:17 - "Were you ever actually good at it?" 23:55 - The prison behind the glamour 27:30 - A newborn son and a broken promise 28:12 - Not a financial disease, an emotional one 30:31 - Thanksgiving 2024: the lowest point 31:39 - The phone call that changed everything 37:32 - Telling his wife, and why she stayed 38:32 - The toolkit: self-exclusion, no money, no sports 41:24 - The pressure relief group and seven creditors 44:33 - 18 months in: "I've never felt better" 47:12 - Life on life's terms 48:04 - The warning: betting is everywhere now 50:45 - $65,000 in a backpack 51:49 - Why Vegas is finally fun sober 57:35 - Where it started: Atlantis at 15 Guest: Louis Ruggiero, host of "Nothing's Off the Table with Louis Ruggiero" (Apple, Spotify, iHeart, YouTube).Host: Tyler Ramsey. Punk Rock Sober / Painful Lessons. If you or someone you love is struggling: 988 (Suicide & Crisis Lifeline, US) · National Problem Gambling Helpline 1-800-GAMBLER (24/7, free, confidential) · SAMHSA 1-800-662-4357. #PunkRockSober #Recovery #GamblingAddiction #ProblemGambling #SportsBetting #Sobriety #AddictionRecovery #MentalHealth #PainfulLessons #RecoveryStory

We all carry around an idea of success—the job promotion we crave, the car that'll make strangers on the street crane their necks in jealousy, the beautiful house that turns visitors quiet as they walk through the front door. Fewer ask where these ideas come from. Mostly, they're absorbed from our parents, from culture, and from the other dads we compare ourselves to without meaning to.We spend our lives chasing these ghosts. But nobody warns you what's on the other side—what might happen if you get everything you wanted and end up feeling hollow. For this month's podcast, I sat down with my good friend Toph—known to the rest of the world as SOHN, the British artist and producer behind the albums Tremors and Trust. SOHN signed a record deal with 4AD, played Coachella and the late-night US TV circuit, and has spent well over a decade living the “artist dream” while raising three boys. Six years ago, we met in the lift of a Barcelona hotel, and eventually bonded over something neither of us saw coming: an episode of depression after the birth of our second child.We pulled each other through that dark time, with long walks and honest conversations. Just before the launch of his fourth album Albadas (Dawn Songs), we sat down in his studio to talk about all of it. This is the most honest conversation about success, money and creative identity I've ever heard from a dad in the public eye. We talk about his five-year creative block, the album that only arrived when he stopped writing as SOHN and started writing as a dad, what it does to your head when your creative output is tied to the food you put on your kids' plates—and why, when what he was chasing turned out to be a trap, he sold the dream house, killed the ego he'd spent so long protecting, and started again.Listen and Subscribe On …SpotifyApple PodcastsYouTubePocket CastsWhere to Find SOHN* SOHN's website* His new ambient album Albadas (Dawn Songs)—stream it everywhere or grab the limited vinyl/CD on Bandcamp* Trust—the album we discuss throughout, drenched in themes of fatherhood* Follow him on InstagramEpisode References* Trust (2022)—SOHN's third album, written after a five-year block* Tremors (2014) and “The Wheel”—where the world first heard SOHN* The Streets—the Mike Skinner problem: what do you write about when the drama's gone?* Oasis, Be Here Now—the Rolls-Royce in the swimming pool* Elliott Smith and Nick Drake—and the myth of great art made in depression* Kevin's essay: “How to Raise Tiny Humans Without Losing Your Mind”—The Tunnel, and coming out of it at five yearsTimestamps0:00 — a new definition of success0:46 — a conversation between good friends2:01 — the fantasy of the artistic dream4:14 — neck pain and stress7:09 — what shocked SOHN about fatherhood: patience, autonomy, silence8:50 — from one kid to two kids12:58 — paternal postnatal depression14:51 — great artist vs. stable force: the identity collision18:44 — the five-year creative block20:42 — having nothing to say22:26 — Tundra, the record nobody heard24:20 — early struggling musician days25:06 — the buffet of success27:57 — signing with the guy whose music he hated31:52 — losing the compass33:42 — depression as a weather system35:13 — the myth of making great art while depressed36:51 — at peace with the kids, at war with yourself39:28 — the head f**k of creative money: “we're screwed” to “we're rich” overnight44:04 — selling the dream house47:27 — imposter syndrome49:25 — Trust: giving up as a creative strategy53:39 — when the fears came true55:39 — the ego death journey58:33 — listen up, parents: it gets easier1:00:34 — where are all my friends?1:05:34 — alternative to climbing the social ladder1:07:03 — three boys watch their dad on stageCreditsHost: Kevin MaguireManaging Producer: Elizabeth Van BrocklinSound Editor: Sam WilliamsTheme Music: SOHN Get full access to The New Fatherhood at www.thenewfatherhood.org/subscribe

Send us Fan MailPaul Harding steps into the co-host chair once more for this great episode with Emily Wilson.We found Emily on Instagram Emily Wilson's Cars (@emwilsons_cars) • Instagram photos and videos where her channel has rocketed to now over 40k followers in only a matter of months, largely based on her 81 year old Dad's antics, knowledge and huge likeability, and her own skill of extracting soundbites and pearls of wisdom and turning them into social media content for others to enjoy. Emily's story starts very simply, living above an antiques shop, her Dad would drive a Ford P100 pickup and between him and his wife (Emily's Mum) they would source, sell and deliver architectural antiques, with previous customers including Ringo Starr and the now King of England, Charles III. As business grew, so the cars came along - her Mum choosing to buy a brand new BMW 7 series, and her Dad favouring Dodge Ram pick up trucks! Alongside the truck, her Dad would also buy and restore classic cars which now form a 15 strong collection including Bentleys and Rolls Royces from the 20s and 30s, through to Jaguar E Type, Austin Healey and even a Ford Escort!We really hope you enjoy this chat and reflection on both car nostalgia, but also on what it takes to create content in 2026. We're pleased to say the guys from Viking Covers are staying on as Sponsor for My Dad's Car. If you are looking to keep the dust, dirt and weather off your cherished car go check them out at www.vikingcovers.co.ukSupport the showWe'd love you to hear and share your stories, please tag and follow us on social media. www.instagram.com/mydadscar_podcastwww.Facebook.com/mydadscar podcastwww.buymeacoffee.com/mydadscarIf you'd like to support the podcast and are able to, you can ‘buy us a coffee' which will help towards costs of hosting and purchasing equipment to allow us to record guests in person, rather than just on zoom. Get in touch with us direct - MyDadsCarPodcast@gmail.com 

Join Achyuta Ghosh and Mohit Bhatia for a candid conversation on what it takes to build a strategic GCC from an early stage, at a time when the old playbook no longer applies. They discuss why the answer is not to jump straight into AI, why fixing the basics still matters, how Rolls-Royce is thinking about data, talent, and enterprise outcomes, and what India means as a home market for a company known globally for jet engines, propulsion, and energy. What you'll hear: Why an early-stage GCC in 2026 does not need to follow the four-stage transformation curve that GCCs went through 20 years ago, and where it can leapfrog straight to modern platforms. Mohit draws on nearly four decades across Maersk, Mondelez, Genpact, and American Express, and shares how he is applying that experience at Rolls-Royce without falling back on the traditional playbook.Key takeaways: Why the first 12 to 18 months of a new GCC are still about execution excellence and fixing the basics, before piling on modern tech and AI. How to "jump the curve" and start at the top of someone else's S-curve, rather than repeating three decades of legacy build-outs. Why AI should sit in the fabric of processes, not as a set of pilots or point solutions bolted on the side.The data-first agenda: cleaning, safeguarding, and segregating data before expecting AI to produce ROI.How Mohit is thinking about services-as-software and why the shift will be gradual, not overnight, until the ecosystem catches up on data integrity and end-to-end processes. The build versus buy call: keeping core GCC execution internal while partnering with third parties on ERP, workflow tools, and system integration. Where AI actually pays off at Rolls-Royce, from predictive analytics on jet engine maintenance to three-way match, auto-reconciliations, and employee self-service. The talent shift: hiring for curiosity, learning agility, enterprise leader mindset, and tech comfort, without discounting people management, empathetic leadership, and domain expertise.Why Rolls-Royce is treating India as a home market, and what the ecosystem could look like at 10,000 people over the next five to seven years.To know more about HFS on Global Capability Centers (GCCs), visit us here: https://www.hfsresearch.com/global-capability-centers-gccs/

This week on The Business of Watches, we're in Wetzlar, Germany, home of the legendary camera and lens maker, Leica. Of course, Leica isn't just an optics company. Since 2015, it's been on a new mission to create watches as well, a project initiated by Leica's controlling shareholder, Dr. Andreas Kaufmann, who is not only passionate about cameras and photography, but also timepieces.  The person in charge of Leica's nascent watch ambitions is Henrik Ekdahl, a convivial Swede who has returned to Leica after more than two decades away, spent in the executive ranks of automakers, and, most recently, watchmakers such as IWC.  Leica's connection to watchmaking is not unwarranted. Ernst Leitz, the company's founder, studied watchmaking in Neuchâtel in the 1860s. It was partly this mechanical know-how that allowed him to begin producing optical instruments, including microscopes and cameras, in Germany and to create the foundation for the company that would become Leica.  The latest iteration of Leica watches, launched in 2022, is currently distributed only at Leica stores and online. Less than 5,000 watches are currently produced each year by the brand, but Ekdahl says the watch division has ambitions to grow and to make further use of its manufacturing expertise through new designs and models that draw on Leica's long association with mechanics and watchmaking.  Show Notes 0:53 100 Years of Leica: Event in Wetzlar 2:35  Henrik Ekdahl is the new Managing Director of Ernst Leitz Werkstätten GmbH 4:13 Cartier 4:50 Rolls-Royce 4:59 Mini Cooper (BMW) 6:40 IWC Shaffhausen 8:36 The History of Leica Watches 11:30 Example of vintage Leica watch (eBay) 12:36 Dr. Andreas Kaufmann on watches (YouTube) 13:38 Reinhard Meis (Deployant) 14:37 Lehmann 16:25 Leica Watches 22:21 Leica Red Dot (Red-Dot-Org) 25:59 Leica ZM 2 Monochrom 27:00 Leica ZM 12 27:30 Chronode 28:51 Leica Stores 34:01 Gerd Plange 35:40 Leica Portugal Manufacture  

WWJ auto analyst John McElroy reports Project Nightingale is a two seat car that is enormously long.

Te has dado cuenta de que los coches actuales corren más que nunca, pero nos dicen menos que nunca? El sonido siempre ha sido el lenguaje de nuestros motores, su forma de hablarnos y de transmitirnos emociones; y sin embargo, hoy se han vuelto casi mudos. Ese rugido mecánico que antes nos ponía los pelos de punta ha sido ahogado por montañas de material aislante, taponado por normativas o, lo que es peor, sustituido por una mentira digital que sale por los altavoces del habitáculo. En este vídeo repasamos cómo la industria, las leyes y la física se han aliado para silenciar la música que más nos gusta: la de un buen motor de combustión. De la explosión libre al lenguaje del motor A principios del siglo XX, cuando los primeros coches empezaron a sustituir a los caballos, el estruendo era una consecuencia inevitable. Cada explosión en esos enormes cilindros salía casi libre a la atmósfera. Pero los conductores y mecánicos pronto descubrieron algo fascinante: el sonido era un cuadro de mandos acústico inigualable. Los conductores de marcas como Bugatti o Hispano-Suiza no miraban delicados cuentarrevoluciones; solo necesitaban afinar su oído. El motor les decía con total honestidad cuándo el avance del encendido estaba en su punto, cuándo la mezcla de combustible era pobre o si el bloque pedía a gritos una marcha superior. Con el paso de las décadas, marcas de lujo como Rolls-Royce entendieron que el ruido rudo era "sucio", pero el sonido refinado otorgaba prestigio. Comenzaron a diseñar silenciadores complejos, cajas de espejos acústicos donde las ondas se anulaban mediante interferencia destructiva. Buscaban un poder contundente, pero envuelto en el sonido de un susurro rítmico. La era dorada y la "castración" del turbo Los años dorados del sonido automovilístico llegaron en los 50 y 60 con la era de la aspiración natural. Coches míticos como el Ferrari 250 GTO o los Alfa Romeo con motor Bialbero sonaban a gloria porque no había nada que interrumpiera la conexión directa entre la explosión y nuestro tímpano. Marcas como Maserati llegaron a colaborar con músicos expertos en instrumentos de viento para afinar sus escapes, buscando que los armónicos del motor emularan acordes mayores perfectos. Sin embargo, a partir de los 70 y 80, apareció el primer "enemigo" acústico de esta melodía: el turbocompresor. Aunque a nivel prestacional es una maravilla de la técnica, un turbo es, por definición, una gran obstrucción en la salida del escape. Al aprovechar la energía de los gases, la turbina "pica" y aplana las ondas sonoras, resultando en un sonido muchísimo más sordo y con menos matices. A esta pérdida de pureza se sumaron normativas anticontaminación y de ruido cada vez más estrictas. Pasamos de permitir casi 90 decibelios en los años 50 a los límites actuales, lo que ha obligado a los fabricantes a llenar los tubos de escape con catalizadores, filtros de partículas y enormes silenciadores que actúan como dolorosos tapones musicales. La era del engaño: Altavoces y teatro mecánico Llegados al siglo XXI, con el downsizing (motores más pequeños) y las extremas medidas de insonorización, la industria se enfrentó a un dilema: desde dentro, el coche suena a máquina de coser. ¿La solución? El maquillaje sonoro digital. Marcas como BMW implementaron sistemas como el Active Sound Design, que lee las revoluciones del motor y reproduce una pista de audio por los altavoces del habitáculo, como si el coche estuviera haciendo playback. Otros optaron por vibradores enganchados al chasis o por tubos acústicos que filtran el ruido hacia el interior. Incluso los espectaculares petardeos de escape ("pops and bangs") que hoy escuchamos en muchos deportivos modernos ya no son el resultado natural de una mezcla de gasolina desajustada; están programados a propósito en la centralita electrónica, inyectando combustible extra solo para hacer "teatro mecánico". Aunque aún hay excepciones sublimes donde la ingeniería acústica se eleva a obra de arte —como el espectacular Lexus LFA y su V10 afinado por la división de instrumentos de Yamaha—, la tendencia general apunta hacia el silencio de la movilidad eléctrica y el diseño de sonido por ordenador. Pese a todo, nuestros oídos siempre sabrán distinguir la vibración real de un cigüeñal a 8.000 vueltas de un vulgar archivo de audio reproducido por altavoces.

Amazon Prime Day is happening, and we take a look at what's worth it and what is not. Plus, we've got the week's tech news to discuss and all your favorite segments. All so you can get out there and tech better! Watch on YouTube! - Notnerd.com and Notpicks.com INTRO (00:00) MAIN TOPIC: Do we care about Prime Day? (04:15) Find great buys at https://notpicks.com DAVE'S PRO-TIP OF THE WEEK: Add website to Home Screen on iOS (16:55) JUST THE HEADLINES: (25:00) Rolls-Royce secures deal to build small nuclear reactors for Sweden Polymarket paid dozens to post videos of themselves 'winning' with fake bets Using sound waves to make espresso could cut coffee-brewing energy use by 75% You Can No Longer Fly or Purchase a Drone in Beijing Tests suggest Russian satellites can jam GPS on a continental scale Hacker steals 10 Petabytes of data from China's Tianjin Supercomputer Space Station astronauts told to prepare for possible evacuation over air leak LISTENER MAIL: Todd's question on best audio quality for new Madonna album. (28:30) WITHIN REACH! Dave 8-5, Round 15, Dave goes first (31:55) TAKES: Snap is finally about to ship AR glasses — and they cost a fortune (40:45) TikTok shows 3x more AI slop than YouTube, report finds (50:45) BONUS ODD TAKE: All the Star Wars Lightsaber Designs (52:40) PICKS OF THE WEEK:  Dave:  PhotoTag Smart Air Tracker Tag (55:30) Nate: OneOdio Wired Over Ear Headphones Studio Monitor & Mixing DJ Stereo Headsets with 50mm Neodymium Drivers and 1/4 to 3.5mm Jack for AMP Computer Recording Podcast Keyboard Guitar Laptop - Red (01:00:00)

This week The Boys grip the grain in the Rolly as they discuss chapter seven of The Subtle Knife!Join our Patreon and get access to our Patreon exclusive show "Films Cool!" for as little as $3 a month!https://www.patreon.com/twodustyboysEmail us at twodustyboys@gmail.comDon't forget to rate, review, and leave a comment for us on the platform of your choice. Thanks! We love you!Content warning: Not Safe for work or children... unless they're coolIntro and outro music provided by, respectively:"I Got a Stick Arr Bryan Teoh" Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 4.0 Licensehttp://creativecommons.org/licenses/by/4.0/"I Got a Stick Feat James Gavins" Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 4.0 Licensehttp://creativecommons.org/licenses/by/4.0/Support the show

Sana Learning is a revolutionary product in the $400 Billion L&D market. Today I sat down with Rita Azevedo, Director of Client Engagement at Sana, to talk about everything. What is AI-native learning, how does Sana Learning fit into Workday's strategy, and how do companies like Polestar, Rolls Royce, Travelers, and others revolutionize L&D with Sana. And most of important of all, we get Rita's perspective on the reinvention of L&D, which we call “Dynamic Enablement for Growth.” As you'll hear, AI-native learning platforms like Sana can totally transform training teams, turning them into “business enablement” functions working directly in the business. We discuss how Polestar has done this in detail. Rita is an experienced L&D leader (having lead training at Klarna) and has worked at Sana since the company had only 30 employees, so she has a wealth of knowledge and experience in AI transformation in L&D. PS: We are customers of Sana (Galileo Learn is built on Sana, and our new Global HR Excellence Certification is built on Sana), so we can speak to its features in detail if you're interested. Chapters 00:00 Introduction to the Podcast and Guest 01:44 The Revolution in Learning and Development 03:30 Sana's Position in the Learning Market 05:53 Understanding Sana Learning's Unique Features 07:08 The Future of Learning: Proactive vs. Reactive 09:11 Case Study: Polestar's Learning Approach 12:47 User Experience and Integration in Learning 14:07 The Role of AI Tutors in Learning 16:07 Dynamic Skills Assessment in Learning 18:42 The Shift in L&D Responsibilities 21:35 Empowering Subject Matter Experts 24:25 Managing Content Creation and Quality 27:18 The Future of Learning and Change Management 31:02 Advice for Organizations Exploring Learning Solutions   Additional Information The AI Native Revolution in Corporate Learning (research) Our new Corporate Learning Maturity Model HR 2030: The New Role, Operating Model, and Tech Stack for HR Get Galileo: Experience Sana Yourself! Chapters (00:00:00) - Meet Rita Azevedo from sana(00:02:16) - SANAA's Take on Learning & Development(00:04:26) - Sauna Learning: Workday Learning Powered by Sauna(00:06:34) - Sana Learning's AI-based Learning Platform(00:10:12) - Sales Training: The Future of Learning at Sana(00:13:33) - L&D 2.8: User Experience(00:14:44) - L&D: The Tutor, the Editor and the Admin(00:17:04) - The L&D paradigm shift(00:19:22) - How Skills are Being Rated in the Future(00:22:30) - L&D: The Future of Content Management(00:27:56) - Learning vs. Agents: Can Microsoft Win with Both?(00:30:46) - How to move legacy courses to Scrum(00:31:50) - A New Way to Start with Workday's AI in 2020

Justin Bieber Biography Flash a weekly Biography. Justin Bieber's past few days have been a tight weave of family man, global pop legacy, and quietly plotting his next act. The most biographically important thread right now is his evolving identity as a father. According to Hailey Bieber's recent Instagram Stories, she shared sweet moments of Justin with their son Jack, including a shot of the two of them sitting together and another of Justin at the piano with Jack on his lap during a Father's Day celebration, reinforcing his new role as a hands-on dad and adding a major chapter to his public narrative as “best daddy” and family anchor, as noted by outlets like Yahoo Entertainment and Us Weekly. This domestic arc continued as fan accounts circulated images of Justin fishing with Jack, reportedly posted after his high‑paying Coachella performances earlier this year, a sharp contrast between stadium-scale earnings and simple, grounded downtime as a parent. On the public-appearance front, Justin has been very visible but notably not onstage. Instagram posts from FIFA World Cup 2026 highlight Justin and Hailey attending matches in the stands, including the USA vs. Paraguay game, where he turned heads in a Mexico national team jersey and showed appreciation for Mexican culture. Sports and fashion pages have amplified those photos, underscoring how his casual pitch‑side looks still drive conversation and keep him in the cultural bloodstream without new music. In the business and career-rumor lane, The Sun and other UK tabloids report that Justin is in discussions to headline London's BST Hyde Park in July 2026, pitched as a huge comeback and his first major London show in years. That remains unconfirmed by Justin's camp, so it sits firmly in the speculative column for now, but if it happens it would mark a significant touring return after years of health‑related cancellations. Meanwhile, nightlife calendars such as Neumos in Seattle continue to host “Beauty and a Beat: A Justin Bieber Dance Party” nights, a reminder that his catalog is functioning as evergreen pop infrastructure even while he's off the traditional tour grind. Social media chatter, not all of it verifiable, has also been swirling. A wave of viral TikToks and YouTube commentary videos breathlessly claim Hailey left home after a fight with Justin, often citing anonymous “blind items” rather than reputable reporting; at this point those remain unconfirmed gossip and have not been backed up by major outlets or by the couple's own feeds. In contrast, Hailey's recent public affection for Justin on Father's Day and her steady Rhode and fashion campaigns suggest a united front, even as fans and commentators continue to scrutinize every post for hidden meaning. In cultural side notes, the Knicks championship parade used Justin's song Sorry as the entrance music for MVP Jalen Brunson, a small but telling reminder that Bieber hits still score real‑world milestone moments years after release. And in the fan‑collectibles world, social clips show Lil Uzi Vert taking delivery of Justin's famous one‑of‑one “floating” Rolls Royce, symbolically passing a piece of his hyper‑luxury era to a new‑school star and subtly marking Justin's ongoing pivot away from that flashier phase of his life. That is the latest snapshot in the evolving story of Justin Bieber: global superstar, young dad, and artist quietly edging toward what could be a carefully controlled comeback. Thank you for listening, and make sure you subscribe so you never miss an update on Justin Bieber, and search the term Biography Flash for more great biographies. Thanks for listening. This has been a Quiet Please production. Get the best deals https://amzn.to/3ODvOta

durée : 00:03:17 - On n'arrête pas l'éco - La Suède n'a pas installé de réacteurs depuis cinquante ans. Mais elle choisit aujourd'hui de relancer cette énergie avec une technologie particulière, celle des SMR, avec l'aide d'un constructeur automobile britannique emblématique. - réalisation : Ottilia Ferey Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

Motivation is often treated as the solution to retention, but according to behavior change expert Dr. Heather McKee, motivation may be one of the least reliable things fitness professionals can build around. In this episode, JT sits down with Heather to unpack why more access, more information, and more data are not creating better long term habits. Together they explore the science of behavior change, why traditional goal setting often backfires, and how operators can create systems that help people keep showing up long after motivation fades. If you want members to stay longer and create habits that survive real life, this conversation is packed with practical insights. Timestamps (00:00) Why this may be one of the most important retention conversations yet (04:03) Why motivation is failing members (08:31) Should gyms stop asking about goals? (13:04) The five whys exercise every coach should use (17:51) Why 10 out of 10 goals backfire (24:06) Drowning in data but starving for clarity (31:55) Why willpower is not the answer (38:27) Exercise vs movement and why language matters (47:22) The psychology behind streaks and habits (58:30) No failure in the first 90 days Take the Next Step: - Become an FBP Insider (7 days free) https://fbpinsiders.fitnessbusinesspodcast.com/ - Free live online events for fitness leaders https://fitnessbusinesspodcast.com/onlineevents - Have a say in Season 7! https://fitnessbusinesspodcast.com/season-7/ Our guest, Dr. Heather McKee: - Website: https://www.drheathermckee.co.uk/ - LinkedIn: https://www.linkedin.com/in/drheathermckee/  Our Merch Sponsor: Cowboys Fit: https://cowboysfit.com/  REX Roundtables: Website: www.REXRoundtables.comEmail: Eddie@REXRoundtables.com Thank you to the partners who support The Fitness Business Podcast: - Les Mills USA: Creates pre-choreographed group fitness classes and offers home workouts. https://www.lesmills.com/us/- Referrizer: Provides automated marketing, referral, lead, and reputation management for local businesses. https://referrizer.com/- Energy Lounger: Sells the EnergyLounger, a full-body red and near-infrared light therapy device. http://www.energylounger.com/- Real Leader Fitness: Manufactures and sells commercial fitness and gym equipment. https://www.realleaderfitness.com/ - The Covery: Offers wellness, hormone replacement, weight loss, and aesthetic treatments. https://www.thecovery.com/ About Our Guest: Dr Heather McKee is a behaviour change specialist and keynote speaker, and Motivation Science Advisor to Myzone. With over a decade in health psychology, she helps fitness businesses improve member retention by turning motivation into habits that last. She has worked with 100+ global organisations including lululemon, Decathlon, and Rolls Royce. Heather specialises in designing behaviour-led experiences that keep people coming back, and her work has been featured in Time, Vogue, and The Huffington Post. Please note: We only recommend products we care about (affiliate links support our free content). Thank you for your support!

What if everything we are told about the border crisis is completely missing the point? In this episode, Bill Thompson sits down with Gil Gillenwater, author of *Hope on the Border* and founder of Rancho Feliz. Over nearly 40 years of hands-on work on the US-Mexico border, Gil has discovered a radical truth: traditional charity doesn't work, and a wall cannot fix a crisis of dignity. Gil shares how giving handouts disempowers people, while creating structured opportunities allows families to lift themselves into Mexico's middle class, eliminating the desire to illegally immigrate. From trade-offs like swapping plastic trash for food tickets to transforming privileged American teenagers into "Guardian Warriors," this conversation flips the script on political rhetoric. It's an eye-opening look at what happens when we stop looking at the border as a political battlefield and start seeing it as a shared human experience.Get your copy of Hope On The Border by Gil GillenwaterAs an Amazon Associate, Now I've Heard Everything may earn a commission from qualifying purchases.Chapters:00:42 Why Traditional Charity Fails 01:20 The Real Driver of Immigration 02:55 Dwell on Yourself, Dwell on Misery 06:43 The Plastic Bag Experiment: Earning Dignity 08:42 From "Volunteers" to "Guardian Warriors 11:10 Evolutionary Baggage vs. Cooperation 15:37 The True Cost of the Wall 16:44 Common Sense Solutions for Border Policy 21:24 Breaking the Cycle: Dirt Floors to Rolls-Royce 24:20 How Service Transforms Privileged YouthGuest InformationGil GillenwaterRancho Feliz websiteSocial:YouTube Facebook Instagram TikTok2007 interview with Vicente FoxEasier, more confident everyday conversation: "The Everyday What To Say"For more intriguing and engaging interviews each week, subscribe now on:Spotify Apple Podcasts YouTube

What happens when a woman claims she was abducted by aliens from a 12th-floor Manhattan apartment… in full view of the Brooklyn Bridge… while bodyguards for a high-ranking UN official allegedly watched in horror?You get one of the wildest UFO stories ever put to paper.Witnessed by Bud Hopkins sets the scene for us as we tell the tale of the infamous Linda Napolitano case. Floating women. Grinning gray aliens. Secret government bodyguards named “Richard” and “Dan.” Hypnotic regression. Missing time. Mysterious letters. Alleged cover-ups. And somehow… a black Rolls-Royce lurking beneath the Brooklyn Bridge like an extraterrestrial episode of Goodfellas.Was this the strongest multi-witness alien abduction case in history? Or did the story spiral into a perfect storm of belief, hypnosis, and UFO fever dream theatrics?Join us as we examine every bizarre detail, every skeptical argument, and every “wait… WHAT?” moment from a case so strange that even New York City collectively looked up and went, “Yeah honestly, maybe.” All that and more this week on Hysteria 51.Sources We ConsultedHopkins, Bud. Witnessed: The True Story of the Brooklyn Bridge UFO Abductions (1996) https://archive.org/details/isbn_9780671569150Hopkins, Bud. Intruders: The Incredible Visitations at Copley Woods https://archive.org/details/intrudersincredi00hopkMack, John E. Abduction: Human Encounters with Aliens https://archive.org/details/abductionhumanen00mackBud Hopkins official archive and research materials http://www.intrudersfoundation.orgSkeptical analysis by Robert Sheaffer on the Linda Cortile / Napolitano case https://badufos.blogspot.comCommittee for Skeptical Inquiry archives on alien abductions and hypnotic regression https://skepticalinquirer.orgPhilip J. Klass UFO skepticism archive http://www.philipklass.orgFBI Vault: UFO Documents https://vault.fbi.gov/UFONational UFO Reporting Center archives https://nuforc.orgMutual UFO Network (MUFON) case resources https://mufon.comNew York City historical and skyline reference material https://www.nyc.govBrooklyn Bridge historical information https://www.nyc.gov/html/dot/html/infrastructure/brooklyn-bridge.shtmlEmail us your favorite WEIRD news stories:weird@hysteria51.comSupport the ShowGet exclusive content & perks as well as an ad and sponsor free experience at https://www.patreon.com/Hysteria51 from just $1ShopBe the Best Dressed at your Cult Meeting!https://www.teepublic.com/stores/hysteria51?ref_id=9022See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of the Industry Spotlight, joining host Sam D'Arc are Ben Atkinson, VP of Auto Lending at Upstart, and Evan Driscoll, General Sales Manager at Audi Jacksonville to discuss why the credit score has become the most overrated number in auto lending and how a full-spectrum dealership running everything from $2,000 used cars to $400,000 Rolls-Royces gets first-time buyers approved at competitive rates with no money down. Evan breaks down how a slow approval costs his store at least $1,000 per car per day in aging inventory, and how a 10-second automated decision changed the math. They also get into why 24/7 automated approvals matter most during the weeks traditional lenders go dark. This episode of the Car Dealership Guy Podcast is brought to you by Upstart. Topics: 04:30 Why Slow Approvals Kill Deals. 05:50 The $1,000 Cost Of One Extra Day. 08:00 How Soft Pulls Close More Deals. 09:50 Why Customers Love Soft Pulls. 11:20 The 10-Second Approval. 15:00 Why First-Time Buyers Get 7% Rates. 16:30 The 280 Data Points Beyond Credit Scores. 20:00 24/7 Automation Beats Banking Hours. 21:00 The Beach Chair Email That Enraged A Store. 24:30 Why Manual Credit Apps Are Dead. 26:00 One Portal Beats Five Logins. 29:00 People First, Tech Second. Upstart - Unlike traditional auto financing, Upstart uses thousands of data points – not just credit scores – to approve more buyers, structure more profitable deals, and speed up funding. Learn more at here. Check out Car Dealership Guy's stuff: For dealers: CDG Circles ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cdgcircles.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dealership recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgrecruiting.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Fix your dealership's social media ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.trynomad.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For industry vendors: Advertise with Car Dealership Guy ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgpartner.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Car Dealership Guy Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠x.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Everything else ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

John Murray, Ian Dennis & Sami Mokbel react to Thomas Tuchel's England squad ahead of the FIFA World Cup 2026. They also have their say on Arsenal winning the Premier League, Manchester City confirming Pep Guardiola's departure and Manchester United confirming Michael Carrick as head coach. Plus there are additions to the TCV Dog XI and more suggestions for the Great Glossary of Football Commentary. Messages, questions and voicenotes welcome on WhatsApp to 08000 289 369 & emails to TCV@bbc.co.uk01:05 Initial thoughts on Tuchel's squad, 06:45 Arsenal fans celebrate title, 08:55 Hasta luego Pep Guardiola, 11:00 Carrick confirmed as United boss, 17:10 Thomas Tuchel interview, 22:35 Ivan Toney a surprise selection? 25:30 5 Live commentaries this weekend, 32:45 An addition to the TCV Dog XI? 35:35 Unintended pub name from sport commentary, 38:20 Great Glossary of Football Commentary, 40:50 Chris Sutton goes all S Club 7…5 Live / BBC Sounds commentaries: Sat 1500 Dunfermline v Celtic in Scottish Cup Final on Sports Extra, Sun 1600 Spurs v Everton, Sun 1600 West Ham v Leeds on Sports Extra, Sun 1600 Crystal Palace v Arsenal on Sports Extra 2, Sun 1600 Brighton v Man Utd on Sports Extra 3.Great Glossary of Football Commentary: DIVISION ONE 50p head Agricultural challenge, Back of the net, Back to square one, Backside and elbows, Booked, Bosman, Bullet header, Caretaker manager, Channel of joy, Coupon buster, Cruyff Turn, Cultured/educated left foot, Dead-ball specialist, Draught excluder, Elastico/flip-flap, False nine, Fox in the box, Giving the goalkeeper the eyes, Grub hunter, Head like a biscuit tin, Head like a sheriff's badge, Head tennis, Hibs it, In a good moment, In behind, Lollipop, Magic of the FA Cup, The Maradona, Off their line, Olimpico, Onion bag, Panenka, Parachute payment, Park the bus, Perfect hat-trick, Postage stamp, Put his cap on it, Rabona, Roy of the Rovers stuff, Schmeichel-style, Scorpion kick, Spursy, Stick it in the mixer, Sweeper keeper, Taking it to the corner flag, Target man, Tiki-taka, Towering header, Trivela, Where the kookaburra sleeps, Where the owl sleeps, Where the spiders sleep. DIVISION TWO 2-0 can be a dangerous score, Asterisk, Back on the grass, Ball stays hit, Banana skin, Beaten all ends up, Blaze over the bar, Business end, Came down with snow on it, Catching practice, Camped in the opposition half, Cauldron atmosphere, Champagne is on ice, Coat is on a shoogly peg, Come back to haunt them, Corridor of uncertainty, Couldn't sort their feet out, Easy tap-in, Daisy-cutter, Drop zone, Drubbing, First cab off the rank, Giant-killing, Goalkeepers' Union, Going down in installments, Good leave, Good touch for a big man, Grandstand finish, Half-time in the tie, Half-turn, Has that in his locker, High wide and not very handsome, Hospital pass, Howler, In the dugout, In the hat, In their pocket, Johnny on the spot, Lackadaisical, Leading the line, Leather a shot, Managerless X, Mazy run, Middle of the park, Needed no second invitation, Needing snookers, Nice headache to have, No-look pass, Nutmeg, On the beach, On their bike, One for the cameras, One for the purists, Piledriver*, Played us off the park, Points on the board, Points to the spot, Prawn sandwich brigade, Purple patch, Put their laces through it, Queensbury rules, Reaches for their pocket, Relegation six-pointer, Rolls Royce, Root and branch review, Row Z, Screamer, Seats on the plane, Sent into raptures, Show across the bows, Sleeping giant, Slide-rule pass, Staving off relegation, Steal a march, Sting the palms, Straight in the bread basket, Stramash, Taking one for the team, Telegraphed that pass, Tired legs, That's great… (football), Thunderous strike, Tricky winger, Turning into a cricket score, Turns on a sixpence, Twisted blood, Walk it in, We've got a cup tie on our hands, We were right behind that, Yo-yo club.