Podcasts about rolls royce

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Football Daily
The Commentators' View: Paloma Blanca & The Whippet Inn

Football Daily

Play Episode Listen Later Feb 27, 2026 54:20


John Murray, Ian Dennis & Ali Bruce-Ball talk football, travel & language. There's breaking news on how to pronounce Taty Castellanos, hear from the voice of the 'corpsing classifieds' and TCV goes musical. Plus ‘Unintended Pub Names' maybe reaches its peak; Clash of the Commentators goes to Scandinavia and how you can use the pod to impress your mates. Messages and voicenotes on WhatsApp to 08000 289 369 & emails to TCV@bbc.co.uk00:30 Chocolate is good for you? 02:00 John recovered from Newcastle- Qarabağ, 03:40 5 Live commentaries this weekend, 08:50 Castellanos pronunciation news, 11:50 The voice of the corpsing classifieds! 17:10 Lawn mowers & palm trees, 21:40 TCV goes musical, 25:20 Unintended pub names, 35:30 Clash of the Commentators, 44:45 Great Glossary of Football Commentary, 49:40 A final message from Luke in Norway.5 Live / BBC Sounds commentaries: Sat 1500 Liverpool v West Ham with Ian Dennis & Stephen Warnock, Sat 1500 Newcastle v Everton on Sports Extra with Eilidh Barbour & James McFadden, Sat 1730 Leeds v Man City with John Murray & Paul Robinson, Sun 1200 Rangers v Celtic with Alasdair Lamond & Pat Nevin, Sun 1400 Man Utd v Crystal Palace with John Murray & Dion Dublin, Sun 1400 Fulham v Tottenham on Sports Extra with John Acres & Mark Schwarzer, Sun 1400 Brighton v Forest on Sports Extra 2 with Chris Wise & Luke Chambers, Sun 1630 Arsenal v Chelsea with Ali Bruce-Ball & Matt Upson.Great Glossary of Football Commentary: DIVISION ONE Agricultural challenge, Back of the net, Back to square one, Booked, Bosman, Bullet header, Coupon buster, Cruyff Turn, Cultured/educated left foot, Dead-ball specialist, Draught excluder, Elastico/flip-flap, False nine, Fox in the box, Giving the goalkeeper the eyes, Grub hunter, Head tennis, Hibs it, In a good moment, In behind, Magic of the FA Cup, The Maradona, Off their line, Olimpico, Onion bag, Panenka, Park the bus, Perfect hat-trick, Rabona, Roy of the Rovers stuff, Schmeichel-style, Scorpion kick, Spursy, Stick it in the mixer, Sweeper keeper, Target man, Tiki-taka, Towering header, Trivela, Where the kookaburra sleeps, Where the owl sleeps, Where the spiders sleep. DIVISION TWO 2-0 can be a dangerous score, Back on the grass, Ball stays hit, Beaten all ends up, Blaze over the bar, Business end, Came down with snow on it, Catching practice, Camped in the opposition half, Cauldron atmosphere Coat is on a shoogly peg, Come back to haunt them, Corridor of uncertainty, Couldn't sort their feet out, Easy tap-in, Daisy-cutter, First cab off the rank, Giant-killing, Good leave, Good touch for a big man, Half-turn, Has that in his locker, High wide and not very handsome, Hospital pass, Howler, In the dugout, In the hat, In their pocket, Johnny on the spot, Leading the line, Leather a shot, Middle of the park, Needed no second invitation, Nice headache to have, Nutmeg, On their bike, One for the cameras, One for the purists, Played us off the park, Points to the spot, Prawn sandwich brigade, Purple patch, Put their laces through it, Reaches for their pocket, Rolls Royce, Root and branch review, Row Z, Screamer, Seats on the plane, Show across the bows, Slide-rule pass, Steal a march, Straight in the bread basket, Stramash, Taking one for the team, Telegraphed that pass, Tired legs, That's great… (football), Thunderous strike, Turns on a sixpence, Walk it in, We've got a cup tie on our hands. UNSORTED After you Claude, All-Premier League affair, Aplomb, Bag/box of tricks, Brace, Brandished, Bread and butter, Breaking the deadlock, Bundled over the line, Champions elect / champions apparent, Clinical finish, Commentator's curse, Denied by the woodwork, Draught excluder, Elimination line, Fellow countryman, Foot race, Formerly of this parish, Free hit, Goalkeepers' Union, Goalmouth scramble, Honeymoon Period, In and around, In the shop window, Keeping ball under their spell, Keystone Cops defending, Languishing, Loitering with intent, Marching orders, Nestle in the bottom corner, Numbered derbies, Opposite number, PK for penalty-kick, Postage stamp, Rasping shot, Red wine not white wine, Relegation six-pointer, Rooted at the bottom, Route One, Sending the goalkeeper the wrong way, Shooting boots, Sleeping giants, Slide rule pass, Small matter of, Spiders web, Stayed hit, Steepling, Stinging the palms, Stonewall penalty, Straight off the training ground, Taking one for the team, Team that likes to play football, Throw their cap on it, Thruppenny bit head / 50p head, Two good feet, Turning into a basketball match, Turning into a cricket score, Usher/Shepherd the ball out of play, Walking a disciplinary tightrope, Wand of a left foot, Wrap foot around it, Your De Bruynes, your Gundogans etc.

Everyone Racers
Sweat Every Detail w/ Goeff Gets from Driven Garage

Everyone Racers

Play Episode Listen Later Feb 26, 2026 79:12


Sweat Every DetailWelcome to Everyone Racers Episode 425 - It's Hhhhyyydromatic, it's the podcast for grassroots racing, low-dollar builds, endurance racing, and oddball car culture.In this episode, we sit down with Goeff Gates of Driven Garage; builder, fabricator, Lemons judge, and the guy behind a shop that proves you don't need a million-dollar budget to build something incredible.We dive into:

The Finimize Podcast
Rolls-Royce Has Already 10x'd, And It Still Might Be Undervalued

The Finimize Podcast

Play Episode Listen Later Feb 25, 2026 15:21


Rolls-Royce is one of those stocks that sounds like it should be tapped out by now. The shares are up more than tenfold, the turnaround story is well known - and yet, the valuation debate is only getting louder.In this episode, Finimize Analyst Theodora Lee Joseph joins the pod. She's been rethinking her long-standing US-centric investing approach and landed on an unexpected name: Rolls-Royce Holdings. Not the cars - the industrial engine-maker powering aircraft, defense systems, data centers, and potentially nuclear reactors in the years ahead.Try Finimize Pro

Capital
Radar Empresarial: Rolls Royce anuncia un plan de recompra de acciones de 1.500 millones de libras

Capital

Play Episode Listen Later Feb 24, 2026 4:04


En el Radar Empresarial de hoy ponemos el foco en la recompra de acciones anunciada por Rolls‑Royce, que prevé destinar 1.500 millones de libras a esta operación, según adelantó Sky News. La ratificación oficial se conocerá mañana, coincidiendo con la presentación de sus resultados anuales. Este movimiento llega después de que el grupo revisara al alza sus previsiones el pasado ejercicio, impulsado por una evolución financiera más sólida de lo anticipado. Las estimaciones apuntan a que el beneficio operativo subyacente anual se situará entre 3.100 y 3.200 millones de libras, un rango que refuerza la confianza de la dirección en la generación de caja y en la capacidad de retribuir al accionista. Además del impulso interno, la compañía confía en el respaldo institucional para fortalecer sus proyectos estratégicos. De acuerdo con el Financial Times, la empresa espera captar hasta 3.000 millones de libras procedentes de fondos públicos británicos para avanzar en el desarrollo de un nuevo motor aeronáutico. Se trata del programa UltraFan 30, integrado en la familia UltraFan, una arquitectura de última generación diseñada para mejorar la eficiencia y reducir emisiones en la aviación comercial del futuro. Esta apuesta tecnológica es clave dentro del reposicionamiento industrial del grupo. Aunque para muchos la marca evoca los automóviles de lujo asociados históricamente a la realeza y a celebridades, el verdadero peso del negocio se encuentra hoy en la aeronáutica. Las previsiones indican que esta división generará alrededor de 10.000 millones de libras en 2025, cerca de la mitad de los ingresos totales. Conviene recordar que la división de automóviles pertenece a BMW desde 2003, cuando el fabricante alemán adquirió esa rama por 40 millones de libras, desligándola del núcleo industrial centrado en motores y sistemas de potencia. En consecuencia, los motores para aviación civil y militar, junto con los sistemas energéticos, constituyen el eje del negocio actual. La empresa mantiene contratos relevantes con el Gobierno británico, entre ellos el acuerdo Unity con el Ministerio de Defensa, que contempla la gestión de los reactores nucleares de los submarinos de la Royal Navy. Firmado el año pasado por ocho años y valorado en 9.000 millones de libras, se suma a otro contrato de cinco años para el mantenimiento de los motores EJ200 del Eurofighter Typhoon utilizados por la RAF.

Börsenradio to go Marktbericht
Börsenradio Schlussbericht, Mo., 23.02.2026: Zoll-Zickzack drückt den DAX unter 25.000 (-1,1 %).

Börsenradio to go Marktbericht

Play Episode Listen Later Feb 23, 2026 21:09 Transcription Available


Zoll-Zickzack statt Klarheit: Nach dem Urteil zu Trumps Zöllen bleibt offen, welche Abgaben gelten und wie lange. Der DAX verliert -1,1 % und schließt bei 24.992 Punkten, die 25.000 bleibt eine harte Marke. KI-Software unter Druck, auch SAP, dazu der Blick auf Nvidia und Salesforce. Bitcoin um 17:00 Uhr bei 65.540,36 USD. Novo Nordisk -16,5 %: CagriSema erreicht nach 84 Wochen 23,0 % Gewichtsabnahme, Eli Lilly kommt mit Tirzepatid auf 25,5 %. Rolls-Royce wirbt um staatliche Hilfe: neues Triebwerk für 3 Mrd. GBP, Anschub 100 bis 200 Mio. GBP. Rohstoffe: Gold 5.208,7000 USD +1,97 %, Silber 87,202 USD je Unze +3,15 %. Öl bleibt fest, 120 USD gelten wieder als möglich. Börsenweisheit zum Schluss "Im kurzfristigen Blick ist der Markt eine Abstimmungsmaschine, langfristig ist er eine Waage." Benjamin Graham.

Football Daily
The Commentators' View: Arsenal's wobble & ‘in the hat'

Football Daily

Play Episode Listen Later Feb 20, 2026 57:10


Conor McNamara joins John Murray & Ian Dennis to talk football, travel & language. John reflects on his trip to Baku in Azerbaijan. There's a railway reunion of sorts and ‘sleepgate' continues. The guys look ahead to the Premier League weekend, including Tottenham-Arsenal. Plus unintended pub and film names, Clash of the Commentators and the Great Glossary of Football Commentary. Messages and voicenotes welcome on WhatsApp to 08000 289 369 & emails to TCV@bbc.co.uk01:10 John back from Baku! 07:10 John overcomes a bad cold! 10:45 A railway reunion… 13:00 Update from the sleeping listeners… 14:50 5 Live commentaries this weekend, 16:55 Tottenham-Arsenal preview, 23:00 Bodø in strong position to progress, 24:50 Music in commentary… 26:20 Unintended pub names, 33:55 Clash of the Commentators, 43:00 Great Glossary of Football Commentary.5 Live / BBC Sounds commentaries: Sat 1500 Aston Villa v Leeds with Ian & Leon Osman (starts on Sports Extra), Sat 1500 Chelsea v Burnley on Sports Extra 2 with Mike Minay & Rachel Corsie, Sat 1730 West Ham v Bournemouth with Conor McNamara & Rob Green, Sun 1400 Nottingham Forest v Liverpool with Vicki Sparks & Pat Nevin, Sun 1400 Sunderland v Fulham on Sports Extra 2 with Lee Blakeman & Danny Collins, Sun 1400 Crystal Palace v Wolves on Sports Extra 3 with Chris Coles & Matt Jarvis, Sun 1630 Tottenham v Arsenal with John Murray & Clinton Morrison.Great Glossary of Football Commentary: DIVISION ONE Agricultural challenge, Back of the net, Back to square one, Bosman, Bullet header, Coupon buster, Cruyff Turn, Cultured/educated left foot, Dead-ball specialist, Draught excluder, Elastico/flip-flap, False nine, Fox in the box, Giving the goalkeeper the eyes, Grub hunter, Head tennis, Hibs it, In a good moment, In behind, Magic of the FA Cup, The Maradona, Off their line, Olimpico, Onion bag, Panenka, Park the bus, Perfect hat-trick, Rabona, Roy of the Rovers stuff, Schmeichel-style, Scorpion kick, Spursy, Stick it in the mixer, Target man, Tiki-taka, Towering header, Trivela, Where the kookaburra sleeps, Where the owl sleeps, Where the spiders sleep.DIVISION TWO 2-0 can be a dangerous score, Back on the grass, Ball stays hit, Beaten all ends up, Blaze over the bar, Business end, Came down with snow on it, Catching practice, Camped in the opposition half, Cauldron atmosphere Coat is on a shoogly peg, Come back to haunt them, Corridor of uncertainty, Couldn't sort their feet out, Easy tap-in, Daisy-cutter, First cab off the rank, Giant-killing, Good leave, Good touch for a big man, Half-turn, Has that in his locker, High wide and not very handsome, Hospital pass, Howler, In the dugout, In the hat, In their pocket, Johnny on the spot, Leading the line, Leather a shot, Middle of the park, Needed no second invitation, Nice headache to have, Nutmeg, On their bike, One for the cameras, One for the purists, Played us off the park, Points to the spot, Prawn sandwich brigade, Purple patch, Put their laces through it, Reaches for their pocket, Rolls Royce, Root and branch review, Row Z, Screamer, Seats on the plane, Show across the bows, Slide-rule pass, Steal a march, Straight in the bread basket, Stramash, Taking one for the team, Telegraphed that pass, Tired legs, That's great… (football), Thunderous strike, Turns on a sixpence, Walk it in, We've got a cup tie on our hands.UNSORTED After you Claude, All-Premier League affair, Aplomb, Bag/box of tricks, Brace, Brandished, Bread and butter, Breaking the deadlock, Bundled over the line, Champions elect / champions apparent, Clinical finish, Commentator's curse, Denied by the woodwork, Draught excluder, Elimination line, Fellow countryman, Foot race, Formerly of this parish, Free hit, Goalkeepers' Union, Goalmouth scramble, Honeymoon Period, In and around, In the shop window, Keeping ball under their spell, Keystone Cops defending, Languishing, Loitering with intent, Marching orders, Nestle in the bottom corner, Numbered derbies, Opposite number, PK for penalty-kick, Postage stamp, Rasping shot, Red wine not white wine, Relegation six-pointer, Rooted at the bottom, Route One, Sending the goalkeeper the wrong way, Shooting boots, Sleeping giants, Slide rule pass, Small matter of, Spiders web, Stayed hit, Steepling, Stinging the palms, Stonewall penalty, Straight off the training ground, Taking one for the team, Team that likes to play football, Throw their cap on it, Thruppenny bit head / 50p head, Two good feet, Turning into a basketball match, Turning into a cricket score, Usher/Shepherd the ball out of play, Walking a disciplinary tightrope, Wand of a left foot, Wrap foot around it, Your De Bruynes, your Gundogans etc.

The Opperman Report
The Source Family

The Opperman Report

Play Episode Listen Later Feb 20, 2026 67:22 Transcription Available


The Source Familywas a high-profile spiritual commune and cult founded in Hollywood in the early 1970s by James Edward Baker, better known as Father Yod. The group is famous for its early adoption of organic health foods, its psychedelic rock band, and its eventual tragic relocation to Hawaii. Key Aspects of The Source FamilyThe Leader: Father Yod was a former WWII hero, Hollywood restaurateur, and stuntman who reinvented himself as a guru. He lived in a mansion with 14 wives and drove a Rolls Royce, claiming he was a "spiritual father" to his 140 followers.The Source Restaurant: The group operated a popular vegetarian restaurant on the Sunset Strip that became a celebrity hotspot for figures like John Lennon and Warren Beatty. It is famously parodied in Woody Allen's Annie Hall.Music: The Family formed an experimental psychedelic rock band called Ya Ho Wha 13. They recorded nine albums between 1973 and 1975, which are now considered cult classics in the psych-rock genre.Beliefs & Lifestyle: Members practiced communal living, yoga, and meditation based on a blend of Western esotericism and the Age of Aquarius. They all adopted the last name "Aquarian".The End: Following pressure from local authorities, the group moved to Hawaii in 1974. In 1975, Father Yod died following a hang-gliding accident on Oahu. The Family largely disbanded shortly after his death. Media & LegacyThe story of the group was brought to a wider audience through the 2012 documentary The Source Family, directed by Jodi Wille and Maria Demopoulos. It was based on the book The Source: The Untold Story of Father Yod, Ya Ho Wa 13 and The Source Family by original members Isis Aquarian and Electricity Aquarian. Become a supporter of this podcast: https://www.spreaker.com/podcast/the-opperman-report--1198501/support.

TechFirst with John Koetsier
AI killing creativity: this scientist proved it

TechFirst with John Koetsier

Play Episode Listen Later Feb 20, 2026 25:17


Is AI killing creativity ... or just making it easier to be average?94% of creatives now use AI. But only 11% believe it actually makes them more creative. So what's really happening?In this episode of TechFirst, John Koetsier sits down with Saeema Ahmed-Kristensen, former head of design engineering research at Imperial College London's Dyson School and now leader of a £24M research portfolio at the University of Exeter. She's worked with companies like Rolls-Royce and BAE Systems, and she brings data to the debate.Her team analyzed 600 humans vs. 12,000 AI-generated ideas. The result? AI is excellent at fluency (lots of ideas) … but really bad a diversity. Humans still dominate in flexibility and true novelty.We explore:• Why generative AI clusters around sameness• Whether AI is creating a “sea of mediocrity”• Why 2026 may be a pivotal year for domain-specific AI• How experts should use AI differently than novices• The danger of AI that never says “no”• Where AI offers massive opportunity (especially healthcare & design)Saeema argues that creativity doesn't need substitution, it needs nourishment. The key? Standards, boundaries, and humans firmly in the loop.If you care about innovation, design, branding, product development, or the future of creative work, this conversation is essential.⸻

SAD PHARAOH
Ep39: Roxy Rolls Royce

SAD PHARAOH

Play Episode Listen Later Feb 20, 2026 4:04


Ep39: Roxy Rolls Royce by Jean Motell

John Clay Wolfe Show
#184 John Clay Wolfe Show 02.02.19

John Clay Wolfe Show

Play Episode Listen Later Feb 16, 2026 142:11


On this week's episode, John's off to the rodeo! Rush has advice about the DC audience, Randy's ready for the Superbowl, and did we mention John's new Rolls Royce (not really)?! All that and much more, on the John Clay Wolfe Show!

Bitesize Business Breakfast Podcast
The Business of Parking: Can you legally buy or own a parking space?

Bitesize Business Breakfast Podcast

Play Episode Listen Later Feb 16, 2026 31:39


16 Feb 2026. As rising parking costs squeeze Dubai’s drivers, some residents are turning their spaces into income streams. Our Executive Reporter Georgia Tolley speaks to Shazam Parking about the business behind it. Plus, from financial hypnotherapy for high performers to Rolls-Royce targeting a younger ultra-wealthy buyer, we explore how money and mindset are shifting. And why are people queueing until 2am for books priced at just a few dirhams? We unpack the business behind Dubai’s late-night Big Bad Wolf frenzy.See omnystudio.com/listener for privacy information.

Opravičujemo se za vse nevšečnosti
Melanija: trnova pot iz čudovite dežele tam daleč stran!

Opravičujemo se za vse nevšečnosti

Play Episode Listen Later Feb 16, 2026 37:00


Zdravo, tokrat za začetek lotimo politike, družbenih razmer in popkulture. V osrednjem delu s kančkom domišlije izumimo filmski scenarij o "dramatičnem" pobegu mlade Melanije iz komunistične Jugoslavije v "svobodni" svet, pri čemer ironično prepletamo zgodovinska dejstva s klasičnimi filmskimi akcijskimi elementi. Razprava se dotakne tudi propada politične realnosti, kjer omenimo tako Sokrata kot Trumpa in populizem kot grožnjo demokraciji, hkrati pa analiziramo prihodnost nevladnih organizacij in vlogo državnega premoženja pri bogatenju milijarderjev. V resnici epizoda ni nič drugega kot satirična družbena kritika, ki skozi komično prizmo in neformalni dialog vzpodbuja poslušalce k udeležbi na volitvah in kritičnemu razmišljanju o svetu.

Road To Success
UK'S Biggest Superhome Builder Guy Phoenix Reveals Multi Million Car Collection & Insane Home Builds

Road To Success

Play Episode Listen Later Feb 16, 2026 72:23


Check out Tweak: https://www.tweakuk.com/From sleeping in his car to building some of the most extravagant homes in the UK — this is the unbelievable story of Guy Phoenix.In this episode, we sit down with luxury property developer Guy Phoenix to unpack the journey behind the headlines. From getting kicked out, banned from driving, and living in a car… to borrowing millions, building shark tanks inside mansions, and creating what have been described as the “Rolls Royce and Ferrari of homebuilding.”Don't forget to subscribe to our channel for more exciting content about your favourite shows and celebrities. Hit the bell icon to stay updated on all our latest episodes

John Clay Wolfe Show
#138 John Clay Wolfe Show 03/03/18

John Clay Wolfe Show

Play Episode Listen Later Feb 13, 2026 154:49


This week show JCW talks about buying Beyonce's Rolls Royce, Bobbo hires an agent, JCW exposes the clergy tax hustle, and someone on the show had anthor blow up on the air. All that and much more on this weeks episode.

LEGEND
DES IDÉES DE GÉNIE ENCORE FAISABLES DANS L'IMMOBILIER : SON IDÉE SIMPLE A CHANGÉ SA VIE !

LEGEND

Play Episode Listen Later Feb 13, 2026 67:49


Pour investir en SCPI et en assurance-vie ➡️ https://link.influxcrew.com/louveinvest-legend Merci à Clément Renault d'être venu sur Legend.Clément, 34 ans, est ingénieur en mathématiques. Après une expérience chez Rolls-Royce et des études à Stanford où il lance une startup de transport maritime autonome, il revient en France pour fonder Louve Invest, un courtier en ligne spécialisé en SCPI. Son positionnement innovant bouscule le marché immobilier et les codes du secteur de la SCPI.Merci aussi à Thierry Vignal de nous avoir fait visiter et découvrir les chambres de bonne qu'il a transformées en appartement de luxe. Retrouvez les informations concernant nos invités par ici ⬇️Le compte Instagram ➡️ https://www.instagram.com/louveinvest/Le compte TikTok ➡️ https://www.tiktok.com/@louve_investLe compte Twitter (X) ➡️ https://x.com/LouveInvestPour prendre vos billets pour le LEGEND TOUR c'est par ici ➡️ https://www.legend-tour.fr/ Retrouvez la boutique LEGEND ➡️ https://shop.legend-group.fr/ Retrouvez l'interview complète sur YouTube ➡️ https://youtu.be/g3kIS3O29AEPour toutes demandes de partenariats : legend@influxcrew.com Retrouvez-nous sur tous les réseaux LEGEND !Facebook : https://www.facebook.com/legendmediafr Instagram : https://www.instagram.com/legendmedia/ TikTok : https://www.tiktok.com/@legend Twitter : https://twitter.com/legendmediafr Snapchat : https://t.snapchat.com/CgEvsbWV Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Hot Bets - der Podcast über heiße Aktien
US-Aktienrückkäufe trocknen aus – ROLLS-ROYCE hat Schub

Hot Bets - der Podcast über heiße Aktien

Play Episode Listen Later Feb 13, 2026 5:49


KI-Angst wird viel diskutiert – die Ebbe beim Cashflow ist das Problem!

Analytic Dreamz: Notorious Mass Effect
"ROSALÍA - SAUVIGNON BLANC"

Analytic Dreamz: Notorious Mass Effect

Play Episode Listen Later Feb 12, 2026 8:05


Linktree: ⁠https://linktr.ee/Analytic⁠Join The Normandy For Additional Bonus Audio And Visual Content For All Things Nme+! Join Here: ⁠https://ow.ly/msoH50WCu0K⁠Rosalía has unveiled the official music video for “Sauvignon Blanc” on February 11, 2026, the third visual from her acclaimed fourth studio album LUX (released November 2025).Directed by Noah Dillon—who also helmed the album cover—the dreamlike clip opens with Rosalía lying in a desert, delivering the piano-driven ballad. A Rolls-Royce emerges as she levitates ethereally, envisioning the vehicle in flames, symbolizing release of material ties for deeper emotional and spiritual connection.This follows videos for “Berghain” (with Björk and Yves Tumor) and “La Perla,” building the LUX era's surreal, transformative aesthetic rooted in spiritual renewal, womanhood, trust fractures, and rebirth.LUX explores feminine identity and emotional reclamation, influenced by Rosalía's 2023 engagement and breakup with Rauw Alejandro—detailed in her Special People Club podcast appearance—and inspirations like historical holy women, including Santa Rosalía.Promotion ramps up with her first U.S. TV spot on The Tonight Show performing “La Perla” in a Vivienne Westwood bridal gown, plus the upcoming LUX Tour 2026 spanning 17 countries across Europe, North America, South America, and the Caribbean, kicking off March 2026 with North American dates in Miami, New York, Los Angeles, and more.Join me, Analytic Dreamz, on this segment of Notorious Mass Effect for a concise breakdown of the video, its symbolism, LUX context, personal narrative ties, and what the tour means for Rosalía's evolving artistry.Support this podcast at — https://redcircle.com/analytic-dreamz-notorious-mass-effect/donationsPrivacy & Opt-Out: https://redcircle.com/privacy

OTB Football
John ‘FENNERS' Fendley: The end Soccer AM & driving Noel Gallagher's Rolls Royce...| OFF THE BALL BREAKFAST

OTB Football

Play Episode Listen Later Feb 12, 2026 45:48


Colm Boohig sits down with the former host of Soccer AM John ‘Fenners' Fendley for an in-depth chat from his time on the show & so much more outside of that!Catch The Off The Ball Breakfast show LIVE weekday mornings from 7:30am or just search for Off The Ball Breakfast and get the podcast on the Off The Ball app.SUBSCRIBE at OffTheBall.com/joinOff The Ball Breakfast is live weekday mornings from 7:30am across Off The Ball

Highlights from Off The Ball
John ‘FENNERS' Fendley: The end Soccer AM & driving Noel Gallagher's Rolls Royce...| OFF THE BALL BREAKFAST

Highlights from Off The Ball

Play Episode Listen Later Feb 12, 2026 45:48


Colm Boohig sits down with the former host of Soccer AM John ‘Fenners' Fendley for an in-depth chat from his time on the show & so much more outside of that!Catch The Off The Ball Breakfast show LIVE weekday mornings from 7:30am or just search for Off The Ball Breakfast and get the podcast on the Off The Ball app.SUBSCRIBE at OffTheBall.com/joinOff The Ball Breakfast is live weekday mornings from 7:30am across Off The Ball

Football Daily
The Commentators' View: Milner's landmark & TCV pillow talk

Football Daily

Play Episode Listen Later Feb 6, 2026 55:14


John Murray, Ian Dennis & Ali Bruce-Ball talk football, travel & language. They look ahead to what could be a landmark weekend for James Milner and get correspondence from a couple who listen to TCV in bed. Plus unintended pub and film names, Clash of the Commentators and the Great Glossary of Football Commentary. Suggestions and questions always welcome on WhatsApp voicenotes to 08000 289 369 & emails to TCV@bbc.co.uk01:10 Private Eye Colemanballs 02:30 John Murray caught in the wild 05:35 Commentaries this weekend 10:10 Owners and fans pulling in different directions? 12:20 James Milner in for landmark weekend? 17:25 TCV pillowtalk 21:15 John's surprise greeting 24:15 Unintended pub names 29:30 Clash of the Commentators 38:20 Great Glossary of Football Commentary 50:45 How to keep a dead game interesting5 Live / BBC Sounds commentaries: Sat 1500 Arsenal v Sunderland, Sat 1500 Bournemouth v Villa on Sports Extra, Sat 1730 Newcastle v Brentford, Sun 1400 Brighton v Palace, Sun 1630 Liverpool v Man City.Great Glossary of Football Commentary: DIVISION ONE 2-0 can be a dangerous score, Agricultural challenge, Back of the net, Back to square one, Bosman, Bullet header, Cruyff Turn, Cultured/educated left foot, Dead-ball specialist, Draught excluder, Elastico/flip-flap, False nine, Fox in the box, Giving the goalkeeper the eyes, Grub hunter, Head tennis, Hibs it, In a good moment, In behind, Magic of the FA Cup, Middle of the park, The Maradona, Off their line, Olimpico, Onion bag, Panenka, Park the bus, Perfect hat-trick, Rabona, Roy of the Rovers stuff, Schmeichel-style, Scorpion kick, Spursy, Stick it in the mixer, Target man, Tiki-taka, Towering header, Trivela, Where the kookaburra sleeps, Where the owl sleeps, Where the spiders sleep.DIVISION TWO Back on the grass, Ball stays hit, Beaten all ends up, Blaze over the bar, Business end, Came down with snow on it, Catching practice, Camped in the opposition half, Cauldron atmosphere Coat is on a shoogly peg, Come back to haunt them, Corridor of uncertainty, Couldn't sort their feet out, Easy tap-in, Daisy-cutter, First cab off the rank, Giant-killing, Good leave, Good touch for a big man, Half-turn, Has that in his locker, High wide and not very handsome, Hospital pass, Howler, In the dugout, In their pocket, Johnny on the spot, Leading the line, Leather a shot, Needed no second invitation, Nice headache to have, Nutmeg, On their bike, One for the cameras, One for the purists, Played us off the park, Points to the spot, Prawn sandwich brigade, Purple patch, Put their laces through it, Reaches for their pocket, Rolls Royce, Root and branch review, Row Z, Screamer, Seats on the plane, Show across the bows, Slide-rule pass, Steal a march, Straight in the bread basket, Stramash, Taking one for the team, Telegraphed that pass, Tired legs, That's great… (football), Thunderous strike, Turns on a sixpence, Walk it in, We've got a cup tie on our hands.UNSORTED After you Claude, All-Premier League affair, Aplomb, Bag/box of tricks, Brace, Brandished, Bread and butter, Breaking the deadlock, Bundled over the line, Champions elect / champions apparent, Clinical finish, Commentator's curse, Coupon buster, Denied by the woodwork, Draught excluder, Elimination line, Fellow countryman, Foot race, Formerly of this parish, Free hit, Goalkeepers' Union, Goalmouth scramble, Honeymoon Period, In and around, In the shop window, Keeping ball under their spell, Keystone Cops defending, Languishing, Loitering with intent, Marching orders, Nestle in the bottom corner, Numbered derbies, Opposite number, PK for penalty-kick, Postage stamp, Rasping shot, Red wine not white wine, Relegation six-pointer, Rooted at the bottom, Route One, Sending the goalkeeper the wrong way, Shooting boots, Sleeping giants, Slide rule pass, Small matter of, Spiders web, Stayed hit, Steepling, Stinging the palms, Stonewall penalty, Straight off the training ground, Taking one for the team, Team that likes to play football, Throw their cap on it, Thruppenny bit head / 50p head, Two good feet, Turning into a basketball match, Turning into a cricket score, Usher/Shepherd the ball out of play, Walking a disciplinary tightrope, Wand of a left foot, Wrap foot around it, Your De Bruynes, your Gundogans etc.

CarDealershipGuy Podcast
"An Army of Experts!" – The End of Software as We Know It + Reacting to Live Dealer Comments | Pre-NADA AI #7 Eric Rea, CEO of Podium

CarDealershipGuy Podcast

Play Episode Listen Later Feb 5, 2026 39:06


Today I'm joined by Eric Rea, CEO of Podium. Eric breaks down how AI agents are replacing labor across sales and service, why speed is now the ultimate competitive advantage, and how fixed ops is finally getting real AI help instead of glorified answering services. This episode is brought to you by: 1. CNA National - CNA National is the premier F&I provider for dealerships nationwide. With more than four decades in the industry, we've earned a reputation for service excellence. If you are looking for stability, consistency and experience, look no further than CNA National. Register for your commitment-free F&I profitability analysis by visiting @ https://www.cnanational.com/NADA. 2. Ikon Technologies - Ikon Technologies delivers a connected vehicle program for dealers that maximizes Customer Lifetime Value by driving sales efficiency and securing non-cancellable PVR on your front end while delivering an average of 50 additional customer-pay ROs every single month for your service bays. At NADA 2026 in Las Vegas, visit Stand 1763 West to see the benefits for yourself and take your chance to roll the dice to win a Rolls Royce (terms and conditions apply; no purchase necessary). Plus, as an exclusive offer for listeners, mention “Car Dealership Guy” when you sign up at NADA to have your entire initial installation fee waived—book your demo today @ https://ikontechnologies.com. 3. Podium - 78% of customers buy from the first business that responds, yet most businesses reply an hour or more late. In 2023 Podium deployed AI Employees to close that gap. In 2025 Podium released Jerry 2.0, a massive update that completely reimagines the AI Employee. Businesses now let Podium's AI Employees handle 40% of their inbound leads, giving teams more time for their customers—and more time home for dinner. Learn what Jerry can do for you here! https://www.podium.com/car-dealership-guy Check out Car Dealership Guy's stuff: For dealers: CDG Circles ➤ ⁠⁠⁠⁠https://cdgcircles.com/⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dealership recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgrecruiting.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Fix your dealership's social media ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.trynomad.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For industry vendors: Advertise with Car Dealership Guy ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgpartner.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Topics: 01:08 How is Podium AI (Jerry) changing dealerships? 04:03 What are the software challenges in dealerships? 06:42 How is AI added to dealerships? 18:45 How does AI personalize customer service? 19:14 What makes a CRM good? 20:03 What is the future of AI? 25:30 How does voice AI help service? 30:07 What are the upcoming plans for Podium? Car Dealership Guy Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠x.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Everything else ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Gareth Jones On Speed
Gareth Jones On Speed #538 for 05 Feb 2026

Gareth Jones On Speed

Play Episode Listen Later Feb 5, 2026 46:52


#538 Lewis & Kim, Donkervoort & Toy Cars. Hamilton gets a girlfriend, Alex discovers a nutty Dutch rocket car and Gareth talks Corgi Rockets. Plus Chery set up camp in Merseyside and what if Queen performed an On Speed sting?

The Kibbe and Friends Show
K&F Show #355: Broken Arms, Bad General Lees, and Bernie on the News // Dukes VIDEO Review S1E4 “Repo Men”

The Kibbe and Friends Show

Play Episode Listen Later Feb 4, 2026 81:30


This episode of The Kibbe & Friends Show brings the show back to its Phase 4 sweet spot with a full-on Dukes Review of one of the best early Georgia-era episodes of The Dukes of Hazzard: Season 1, Episode 4 — “Repo Men.” It's the perfect mix of simple Hazzard County storytelling, big laughs, and the kind of car-nerd details that only this show obsesses over — right down to the General Lee quirks, the Waylon “balladeer” narration, and why this episode still matters in Dukes lore. Rob Kibbe, Justin “Corndog” Cornette, and producer Bernie McPartland break down why “Repo Men” is a fan-favorite: Bo and Luke get pulled into a crooked car-dealer scheme involving a Rolls-Royce repo, a counterfeit ring, and some truly savage stunt payoff. Along the way, the guys spotlight what makes the Georgia episodes special — the chemistry between Bo and Luke, the early-series simplicity, and the wild practical stunts that feel like they could never happen the same way today. And of course, Corndog goes deep on General Lee specifics: the rare window-up shots, the '68 tells, and the car-history rabbit holes that turn this review into a full Dukes enthusiast session. The post K&F Show #355: Broken Arms, Bad General Lees, and Bernie on the News // Dukes VIDEO Review S1E4 “Repo Men” first appeared on The Muscle Car Place.

In Wheel Time - Cartalk Radio
Come For Camp Jeep, The Monster Trucks, Stay To ....?

In Wheel Time - Cartalk Radio

Play Episode Listen Later Feb 2, 2026 59:46


Engines echo, tires climb, and families light up as we go live from the 43rd Houston Auto Show—where test drives, ride-alongs, and a boat hall next door turn the day into a full-on adventure. We walk you through Camp Jeep and the Ram Truck track, then step outside for Polaris side-by-sides and a monster truck ride that's already creating legends in the lobby. Inside, the floor is packed: mainstream brands with full lineups you can sit in, scan, and compare, plus a luxury gallery ranging from Rolls-Royce and Aston Martin to Ferrari, Lamborghini, and Lotus.We dig into what buyers really care about right now—transparent pricing, base vs top-trim choices, and how QR codes help you validate features on the spot. Our conversation moves from tow ratings and hitch options to a smarter way to shop: plan a route with the official floor map, hit your short list first, and use the show to compare brands in minutes, not weekends. Along the way, we spotlight why Stellantis returned in force and how interactive experiences like Toyota's game show and Subaru's adoption corner make the event feel human and memorable.Gearheads get a double hit. Jeff kickstarts racing season with Formula One's new era testing notes, the I-500 snowmobile classic, and a calendar stacked with NHRA, NASCAR, and IndyCar—plus a fresh street race headed to Washington, D.C. Then we dive into the 2026 Toyota Supra Final Edition: Gazoo Racing details, BMW-sourced straight-six punch, an eight-speed that makes the manual optional, and the kind of poised stiffness that turns on-ramps into moments. We close with Joe Garcia from Central Houston Nissan, who explains why the Rogue keeps winning, how the new Dark Armor trim hits the value sweet spot, and why the V6 Frontier is the right-size truck for garage and budget.Subscribe for more live showfloor coverage, share this with your car-curious friends, and leave a review with the one vehicle you'd test first at the show.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Langkjøring med Geir Schau
Revers! Hakkespett i boxeren

Langkjøring med Geir Schau

Play Episode Listen Later Feb 2, 2026 11:42


Heller en klase bananer enn en Rolls-Royce

TOMorrow - der Business & Style Podcast
Philipp Plein: So wirst du gefährlich!

TOMorrow - der Business & Style Podcast

Play Episode Listen Later Feb 2, 2026 67:58 Transcription Available


Erfolg ist kein Zufall. Erfolg ist Handwerk. Und kaum jemand verkörpert das kompromissloser als Philipp Plein. Live bei der Premiere meines Buches „Der Code zum Erfolg“ in der CUPRA City Garage München spricht Deutschlands erfolgreichster Designer, internationaler Fashion-Mogul und Unternehmer über seinen radikalen Erfolgs-Code. Ungefiltert, unbequem und maximal ehrlich. Er sagt: „Alles, was dich bindet, macht dich langsam.“ Und: „Wenn du nichts zu verlieren hast, bist du bereit, alles zu geben.“ Nach diesem Auftritt schrieb die Süddeutsche Zeitung über Philipp Plein, er sei eine „beeindruckende Maschine“. Und genau das ist diese Folge: - Warum Bindung oft der größte Karrierekiller ist - Weshalb Angst vor Verlust dein Wachstum blockiert - Warum der gefährlichste Business-Partner der ist, der nichts zu verlieren hat - Mindset über Materialismus – wie echtes Wachstum entsteht - Krisen als Level-up, nicht als Gegner - Warum Spaß ein echtes Leadership-Tool ist - Erfolg als Architektur, nicht als Glück - Warum du bereit sein musst, mit Zeit, Fokus, Schmerz und Disziplin zu zahlen TOMorrow LIVE – Ein Abend voller Macher! Aufgenommen live bei der Buchpremiere in der CUPRA City Garage München. Full House. Mit dabei unter anderem: Daniel Abt, Tim Stracke (Chrono24), Torsten Müller-Ötvös (CEO Rolls-Royce), Star-Winzer Jochen Dreissigacker. Besonderer Moment: Empfang von Philipp Plein im Münchner Rathaus durch Oberbürgermeister Dieter Reiter. Das erste Treffen von Münchens Stadtvater und einem seiner erfolgreichsten Söhne. Was viele nicht wissen: Philipp Plein ist in München geboren. Von hier aus hat er ein internationales Milliarden-Imperium aufgebaut – Fashion, Watches, Parfum, Eyewear, Hotels, Restaurants, Bars. Philipp Pleins Erfolgs-Prinzipien: Dream big. Believe bigger. Execute hardest. Das Buch zur Folge: „Der Code zum Erfolg“ – jetzt überall im Handel. Mit den besten Karriere-Strategien der erfolgreichsten Macher unserer Zeit. Diese Folge gibt es auch als TOMorrow Video-Podcast auf YouTube. Jetzt reinhören, abonnieren und teilen mit Menschen, die wirklich etwas erreichen wollen.

Football Daily
The Commentators' View: Mighty Maguire & Trubin's triumph

Football Daily

Play Episode Listen Later Jan 30, 2026 58:14


John Murray, Ian Dennis & Ali Bruce-Ball talk football, travel & language. They reflect on a dramatic finish to the Champions League league phase and discuss ideas for changing the format. Plus unintended pub and film names returns, as does Clash of the Commentators along with the Great Glossary of Football Commentary. Suggestions welcome on WhatsApp voicenotes to 08000 289 369 & emails to TCV@bbc.co.uk02:00 John's fall from grace 06:50 5 Live commentaries coming up 12:50 Champions League reflections 17:45 Does the format need changing? 21:00 Unintended pub and film names 31:50 Harry Maguire for England? 35:45 Clash of the Commentators 47:15 Great Glossary of Football Commentary5 Live / BBC Sounds commentaries: Sat 1500 Leeds v Arsenal, Sat 1500 Brighton v Everton on Sports Extram Sat 1730 Chelsea v West Ham, Sun 1400 Man Utd v Fulham , Sun 1400 Aston Villa v Brentford on Sports Extra, Sun 1400 Forest v Palace on Sports Extra 2, Sun 1630 Tottenham v Man City.Great Glossary of Football Commentary: DIVISION ONE Agricultural challenge, Back to square one, Bosman, Bullet header, Cruyff Turn, Cultured/educated left foot, Dead-ball specialist, Draught excluder, Elastico/flip-flap, False nine, Fox in the box, Giving the goalkeeper the eyes, Grub hunter, Head tennis, Hibs it, In a good moment, In behind, Magic of the FA Cup, The Maradona, Off their line, Olimpico, Onion bag, Panenka, Park the bus, Perfect hat-trick, Rabona, Roy of the Rovers stuff, Schmeichel-style, Scorpion kick, Spursy, Target man, Tiki-taka, Towering header, Trivela, Where the kookaburra sleeps, Where the owl sleeps, Where the spiders sleep.DIVISION TWO Back on the grass, Ball stays hit, Beaten all ends up, Blaze over the bar, Business end, Came down with snow on it, Catching practice, Camped in the opposition half, Cauldron atmosphere Coat is on a shoogly peg, Come back to haunt them, Corridor of uncertainty, Couldn't sort their feet out, Easy tap-in, Daisy-cutter, First cab off the rank, Giant-killing, Good leave, Half-turn, Has that in his locker, High wide and not very handsome, Hospital pass, Howler, In the dugout, In their pocket, Johnny on the spot, Leading the line, Needed no second invitation, Nice headache to have, Nutmeg, On their bike, One for the cameras, One for the purists, Played us off the park, Points to the spot, Prawn sandwich brigade, Purple patch, Put their laces through it, Reaches for their pocket, Rolls Royce, Root and branch review, Row Z, Screamer, Seats on the plane, Show across the bows, Slide-rule pass, Steal a march, Straight in the bread basket, Stramash, Taking one for the team, Telegraphed that pass, Tired legs, That's great… (football), Thunderous strike, Turns on a sixpence, Walk it in, We've got a cup tie on our hands.UNSORTED 2-0 is a dangerous score, After you Claude, All-Premier League affair, Aplomb, Bag/box of tricks, Brace, Brandished, Bread and butter, Breaking the deadlock, Bundled over the line, Champions elect / champions apparent, Clinical finish, Commentator's curse, Coupon buster, Denied by the woodwork, Draught excluder, Elimination line, Fellow countryman, Foot race, Formerly of this parish, Free hit, Goalkeepers' Union, Goalmouth scramble, Good touch for a big man, Honeymoon Period, In and around, In the shop window, Keeping ball under their spell, Keystone Cops defending, Languishing, Loitering with intent, Marching orders, Nestle in the bottom corner, Numbered derbies, Opposite number, PK for penalty-kick, Postage stamp, Put it in the mixer, Rasping shot, Red wine not white wine, Relegation six-pointer, Rooted at the bottom, Route One, Sending the goalkeeper the wrong way, Shooting boots, Sleeping giants, Slide rule pass, Small matter of, Spiders web, Stayed hit, Steepling, Stinging the palms, Stonewall penalty, Straight off the training ground, Taking one for the team, Team that likes to play football, Throw their cap on it, Thruppenny bit head / 50p head, Two good feet, Turning into a basketball match, Turning into a cricket score, Usher/Shepherd the ball out of play, Walking a disciplinary tightrope, Wand of a left foot, Wrap foot around it, Your De Bruynes, your Gundogans etc.

Better At Work with Cathal Quinlan
Why Following Your Passion is Bad Advice | Laura Gassner-Otting on Defining Your Own Success

Better At Work with Cathal Quinlan

Play Episode Listen Later Jan 29, 2026 60:57


Laura Gassner-Otting (Wall Street Journal bestselling author) joins Cathal in the London studio to challenge everything we think we know about success.This is Laura's UK/Ireland podcast debut, recorded at Christmas after a mulled wine with incredible energy.IN THIS EPISODE:The Four Horsemen of Success (and why they drive Laura batty):1. "I'll be happy when..." - Life is short. Refuse to not be happy NOW.2. Purpose - Your job doesn't need a white hat to have purpose.3. Follow your passion - The "live, laugh, love" tattoo of career advice.4. Balance - We need alignment, not balance. Code-switching is exhausting.Need to Make vs Want to Make Numbers:We all have two numbers. Need to make: bills, food, school. Want to make: Claridge's vs Holiday Inn, Rolls Royce vs Hyundai. In between are the sacrifices you'll make.Caroline's Story:Laura wanted to promote her to VP. Caroline said no thank you. She'd just had a baby and wanted to be present. Three years later, she got promoted. Still with the firm 10 years after Laura sold it.Eleanor Roosevelt: "We would worry much less about what other people thought about us if we realised how seldom they did."Whose Goal Is This?We define success at 17-18 before our frontal lobe is fully formed. Laura dropped out of law school - it was her fourth grade teacher's goal, not hers. Give yourself grace to change.Work-Life Alignment > Balance:You're friends with coworkers on social media. It's already integrated. Stop separating work and life. Find alignment instead. Code-switching is exhausting.Feeling Seen vs Feeling Loved:Laura's therapy revelation: She felt loved transactionally (got grades = we love you). But did she feel seen? Could she have said "I don't want law school, I want to be an artist"?Key Insights:"I refuse to not be happy NOW. They retire and have heart attacks.""Follow your passion is the live, laugh, love tattoo of career advice.""I think we're not too busy. We're too busy doing things that don't matter to us.""When you find alignment, you just move from one to the other pretty seamlessly."ABOUT LAURA GASSNER-OTTING:Author of "Limitless: How to Ignore Everybody, Carve Your Own Path" and "Wonderhell: Why Success Doesn't Feel Like It Should."20 years as executive recruiter, sold her firm, now speaker/consultant. Regularly on Good Morning America.Website: lauragassnerotting.comSubmit your career dilemma: betteratwork.netBetter at Work - Making work better, one conversation at a time.New episodes every Thursday.Hosted by Cathal Quinlan

My Dad's Car
Nick Whale - Iconic Auctioneers: Dad's Camaro, Brand New Rolls Royces, Aston Martin V8, Gerry Marshall and Vauxhall Firenza. S7E7 Recorded at NEC Classic Car Show

My Dad's Car

Play Episode Listen Later Jan 27, 2026 34:41


Send us a textWe recorded this live at the NEC Classic Motor Show, in the back of a Land Rover Campervan! Our guest is the founder and CEO of Iconic Auctioneers - the massive auction at the show, Nick Whale.Nick's Dad was a Car Dealer, so its safe to say cars are in his blood. His Dad imported a Camaro when he was young, and then as a the CEO of a successful chain of car dealerships, would buy a brand new Rolls Royce each year, and did this for many years on the bounce.Sadly, his fellow classmates at boarding school took his Dad's flash car as a reason to pick on him. Nick recalls being a VIP guest at the Vauxhall Firenza launch - he got to meet Gerry Marshall, and later became good friends with him and now owns an ex-Gerry Marshall Firenza road car. We chat about auctions of course, motorsport and Nick's love of racing, and also the enthusiasm some of his kids are showing for cars too. A great episode, which we thoroughly enjoyed recording  - we hope you enjoy it too. Please  check out Iconic Auctioneers here if you are searching for a top quality, best in class classic car. Iconic Auctioneers | Classic Car & Motorcycle Auction HouseA big thanks to our new podcast sponsor Viking Covers.If you are looking for quality and customizable indoor or outdoor vehicle covers please go check them out. www.vikingcovers.co.ukWe'll be telling you more about these guys soon - stay tuned.Support the showWe'd love you to hear and share your stories, please tag and follow us on social media. www.instagram.com/mydadscar_podcastwww.Facebook.com/mydadscar podcastwww.buymeacoffee.com/mydadscarIf you'd like to support the podcast and are able to, you can ‘buy us a coffee' which will help towards costs of hosting and purchasing equipment to allow us to record guests in person, rather than just on zoom. Get in touch with us direct - MyDadsCarPodcast@gmail.com

History's Greatest Idiots
History's Worst Cults (Season 6 Episode 12)

History's Greatest Idiots

Play Episode Listen Later Jan 26, 2026 119:58


Messiahs, madness, and mass delusion! This special greatest hits episode of History's Greatest Idiots explores three cult leaders who proved that charisma and megalomania make the perfect recipe for disaster.First up: David Koresh, the guitar-playing prophet who transformed a quiet religious community into the Branch Davidians, stockpiling weapons in Waco, Texas whilst claiming divine authority and multiple wives, culminating in a 51-day FBI siege that ended in tragedy.Then we meet Bhagwan Shree Rajneesh (later known as Osho), the Indian guru whose followers built a utopian city in rural Oregon, complete with a fleet of Rolls-Royces, free love philosophy, and a bioterror attack that poisoned 751 Americans with salmonella in the largest such attack in US history.Finally, Claude Vorilhon rounds out our line-up: the French race car driver turned prophet who claims aliens created humanity, renamed himself Rael, and built the Raelian Movement around messages from extraterrestrials, cloning controversies, and a surprisingly large international following.From compound sieges to bioterrorism to UFO religions, these self-proclaimed messiahs prove that absolute conviction plus zero self-awareness equals catastrophic consequences.Join Lev and Derek as they count down the greatest hits of history's most spectacularly deluded cult leaders.Perfect for true crime fans, cult history enthusiasts, and anyone who's ever wondered how charismatic narcissists convince thousands to follow them into absolute chaos.⁠⁠⁠https://www.patreon.com/HistorysGreatestIdiots⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/historysgreatestidiots⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Artist: Sarah Chey⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.fiverr.com/sarahchey⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Animation: Daniel Wilson⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/wilson_the_wilson/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Music: Andrew Wilson⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/andrews_electric_sheep⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Tech Blog Writer Podcast
3566: How Ergodic Predicts Complex Disruptions Before They Happen

The Tech Blog Writer Podcast

Play Episode Listen Later Jan 24, 2026 37:53


What if your AI systems could explain why something will happen before it does, rather than simply reacting after the damage is done? In this episode of Tech Talks Daily, I sat down with Zubair Magrey, co-founder and CEO of Ergodic AI, to unpack a different way of thinking about artificial intelligence, one that focuses on understanding how complex systems actually behave. Zubair's journey begins in aerospace engineering at Rolls-Royce, moves through a decade of large-scale enterprise AI programs at Accenture, and ultimately leads to building Ergodic, a company developing what he describes as world models for enterprise decision making. World models are often mentioned in research circles, but rarely explained in a way that business leaders can connect to real operational decisions. In our conversation, Zubair breaks that gap down clearly. Instead of training AI to spot patterns in past data and assume the future will look the same, world-model AI focuses on cause and effect. It builds a structured representation of how an organization works, how different parts interact, and how actions ripple through the system over time. The result is an AI approach that can simulate outcomes, test scenarios, and help teams understand the consequences of decisions before they commit to them. We explored why this matters so much as organizations move toward agentic AI, where systems are expected to recommend or even execute actions autonomously. Without an understanding of constraints, dependencies, and system dynamics, those agents can easily produce confident but unrealistic recommendations. Zubair explains how Ergodic uses ideas from physics and system theory to respect real-world limits like capacity, time, inventory, and causality, and why ignoring those principles leads to fragile AI deployments that struggle under pressure. The conversation also gets practical. Zubair shares how world-model simulations are being used in supply chain, manufacturing, automotive, and CPG environments to detect early risks, anticipate disruptions, and evaluate trade-offs before problems cascade across customers and regions. We discuss why waiting for perfect data often stalls AI adoption, how Ergodic's data-agnostic approach works alongside existing systems, and what it takes to deliver ROI that teams actually trust and use. Finally, we step back and look at the organizational side of AI adoption. As AI becomes embedded into daily workflows, cultural change, experimentation, and trust become just as important as models and metrics. Zubair offers a grounded view on how leaders can prepare their teams for faster cycles of change without losing confidence or control. As enterprises look ahead to a future shaped by autonomous systems and real-time decision making, are we building AI that truly understands how our organizations work, or are we still guessing based on the past, and what would it take to change that? Useful Links Connect with Zubair Magrey Learn more about Ergodic AI Thanks to our sponsors, Alcor, for supporting the show.

Football Daily
The Commentators' View: Robot Wars, Cantona & Bodø

Football Daily

Play Episode Listen Later Jan 23, 2026 56:26


Jonathan Pearce joins John Murray & Ian Dennis to talk football, travel & language. John is back from Bodø, Jonathan tells tales of changing football on the radio, his thoughts on the Cantona kung-fu kick commentary & Robot Wars reflections. Plus which commentary phrase will JP add to our Great Glossary? Suggestions welcome on WhatsApp voicenotes to 08000 289 369 & emails to TCV@bbc.co.uk00:25 John back from Bodø, 04:00 5 Live commentaries this weekend, 10:55 Does Jonathan like the new Champions League format? 13:15 How Jonathan changed football on the radio, 24:35 Jonathan's best gaffes, 32:25 Cantona's kung-fu kick, 39:05 Robot Wars reflections, 44:40 Great Glossary of Football Commentary, 54:05 Bonus Bobby Moore story.5 Live / BBC Sounds commentaries: Sat 1500 Burnley v Tottenham, Sat 1500 Man City v Wolves, Sat 1730 Bournemouth v Liverpool. Sun 1400 Newcastle v Aston Villa, Sun 1400 Crystal Palace v Chelsea on Sports Extra, Sun 1400 Brentford v Nott'm Forest on Sports Extra 2, Sun 1630 Arsenal v Man Utd, Wed 2000 PSG v Newcastle, Wed 2000 Man City v Galatasaray on Sports Extra, Wed 2000 Napoli v Chelsea on Sports Extra 2.Great Glossary of Football Commentary: DIVISION ONE Back to square one, Bosman, Cruyff Turn, Cultured/educated left foot, Dead-ball specialist, Draught excluder, Elastico/flip-flap Fox in the box, Giving the goalkeeper the eyes, Grub hunter, Head tennis, Hibs it, In a good moment, In behind, Magic of the FA Cup, The Maradona, Off their line, Olimpico, Onion bag, Panenka, Park the bus, Perfect hat-trick, Rabona, Roy of the Rovers stuff, Schmeichel-style, Scorpion kick, Spursy, Tiki-taka, Trivela, Where the kookaburra sleeps, Where the owl sleeps, Where the spiders sleep. DIVISION TWO Back on the grass, Ball stays hit, Beaten all ends up, Blaze over the bar, Business end, Came down with snow on it, Catching practice, Camped in the opposition half, Cauldron atmosphere Coat is on a shoogly peg, Come back to haunt them, Corridor of uncertainty, Couldn't sort their feet out, Easy tap-in, Daisy-cutter, First cab off the rank, Giant-killing, Good leave, Half-turn, Has that in his locker, High wide and not very handsome, Hospital pass, Howler, In the dugout, In their pocket, Johnny on the spot, Leading the line, Nice headache to have, Nutmeg, On their bike, One for the cameras, One for the purists, Played us off the park, Points to the spot, Prawn sandwich brigade, Purple patch, Put their laces through it, Reaches for their pocket, Rolls Royce, Root and branch review, Row Z, Screamer, Seats on the plane, Show across the bows, Slide-rule pass, Steal a march, Straight in the bread basket, Stramash, Taking one for the team, Telegraphed that pass, Tired legs, That's great… (football), Thunderous strike, Turns on a sixpence, Walk it in, We've got a cup tie on our hands. UNSORTED 2-0 is a dangerous score, After you Claude, All-Premier League affair, Aplomb, Bag/box of tricks, Brace, Brandished, Bread and butter, Breaking the deadlock, Bundled over the line, Champions elect / champions apparent, Clinical finish, Commentator's curse, Coupon buster, Denied by the woodwork, Draught excluder, Elimination line, Fellow countryman, Foot race, Formerly of this parish, Free hit, Goalkeepers' Union, Goalmouth scramble, Good touch for a big man, Honeymoon Period, In and around, In the shop window, Keeping ball under their spell, Keystone Cops defending, Languishing, Loitering with intent, Marching orders, Nestle in the bottom corner, Numbered derbies, Opposite number, PK for penalty-kick, Postage stamp, Put it in the mixer, Rasping shot, Red wine not white wine, Relegation six-pointer, Rooted at the bottom, Route One, Sending the goalkeeper the wrong way, Shooting boots, Sleeping giants, Slide rule pass, Small matter of, Spiders web, Stayed hit, Steepling, Stinging the palms, Stonewall penalty, Straight off the training ground, Taking one for the team, Team that likes to play football, Throw their cap on it, Thruppenny bit head / 50p head, Towering header, Two good feet, Turning into a basketball match, Turning into a cricket score, Usher/Shepherd the ball out of play, Walking a disciplinary tightrope, Wand of a left foot, Wrap foot around it, Your De Bruynes, your Gundogans etc.

Un Mensaje a la Conciencia
La fascinación con el dinero

Un Mensaje a la Conciencia

Play Episode Listen Later Jan 23, 2026 4:01


—¡Feliz cumpleaños, querida! —dijo el esposo. —Muchas gracias, amor —respondió la esposa. El regalo era un auto Ferrari Testarossa, que vale una fortuna. Y eso no era todo. Dentro de la guantera había un diamante de un valor fabuloso. La fiesta se hacía en un hotel de increíble lujo, en la ciudad de Melbourne, Australia, con ciento diez invitados, todos amigos de la pareja. El Ferrari Testarossa se sumó a otros dos Ferrari, cinco Mercedes Benz, tres Rolls-Royce, un Jaguar, un Aston Martin y un Porsche. Danilo Ortiz, de cuarenta y cinco años de edad, y su esposa Sara, de cuarenta y tres, parecían nadar en dinero. Sin embargo, había un problema. Ese dinero provenía de transferencias ilegales que Danilo había hecho durante diez años en una compañía de metales preciosos donde era empleado. El total del desfalco era siete millones, novecientos mil dólares. Esa pareja se enriqueció demasiado rápido. Hacían grandes obras de caridad. Poseían muchas casas lujosas. Viajaban por todo el mundo. Sara compró, en un solo año, cuatrocientos mil dólares en joyas y adornos. Pero todo era falso. Habían hallado la manera de derivar dinero de la empresa a sus propias cuentas, y de ahí el enriquecimiento súbito que tenía asombrados a todos. «Porque el amor al dinero es la raíz de toda clase de males» (1 Timoteo 6:10). La sociedad presente vive fascinada con el dinero. Como que hay una atracción seductora hacia las cosas materiales. Por dinero las mujeres venden su honra. Por dinero los hombres hacen caso omiso de su conciencia. Por dinero se fraguan grandes delitos, e incluso, por dinero gobernantes, servidores públicos y aun clérigos entierran sus convicciones. La utilidad momentánea vale más que el honor, y la conveniencia más que la integridad. Hubo días en que estrecharse la mano sellaba el negocio más complejo. Hoy hay que firmar contratos complicados hasta para comprar un perro. «Más vale lo poco de un justo que lo mucho de innumerables malvados», dice la Biblia (Salmo 37:16). ¿Dónde está el antídoto contra ese veneno de las almas? En Jesucristo. Él perdona el pecado de ambición, pone en nuestro corazón los verdaderos valores de la vida, despierta nuestro anhelo por las cosas del espíritu, nos sana de fiebres enfermizas y nos da el verdadero sentido de la vida. Cristo es el antídoto contra ese veneno. Hermano PabloUn Mensaje a la Concienciawww.conciencia.net

REVOLUTIONS PER MOVIE
'MOONAGE DAYDREAM' w/ Scott Aukerman

REVOLUTIONS PER MOVIE

Play Episode Listen Later Jan 22, 2026 67:41


This week I'm joined by comedian/podcaster/director Scott Aukerman (Comedy Bang Bang, Between Two Ferns, R U Talkin' R.E.M. RE: ME? w/ Adam Scott) as we delve into the recent David Bowie documentary, Moonage Daydream.We also discuss Scott's parents searching his teenage room for dangerous music, Frankie Goes To Hollywood and Prince, Scott's divisive (but beloved) U2 and R.E.M. podcasts with Adam Scott (Parks And Recreation; Severance), when we've felt like an artist has spat in our face, Dick Cavett, R.E.M.'s Dead Letter Office, The Dead Milkmen, meeting Bono, how we both first got obsessed with Bowie, getting scammed by compilations and bootlegs, the interview style of David Bowie, chaos in Scott's work, watching Bowie on endless escalators, The Sparks Brothers doc, the jaw-dropping performance of "Cracked Actor" in this film, seeing Bowie live, Nine Inch Nails, Bowie's feelings on the Let's Dance era of his life, The Glass Spider tour, Bowie's final album Blackstar, the occasional difficulties in continuing to follow an artist when they want to change artistically and more!So let's watch in awe as David drinks milk in the back of a Rolls-Royce on this week's episode of Revolutions Per MovieSCOTT AUKERMAN:comedybangbangworld.comBETWEEN TWO FERNS:youtube.com/watch?v=UnW3xkHxIEQREVOLUTIONS PER MOVIE:Host Chris Slusarenko (Eyelids, Guided By Voices, owner of Clinton Street Video rental store) is joined by actors, musicians, comedians, writers & directors who each week pick out their favorite music documentary, musical, music-themed fiction film or music videos to discuss. Fun, weird, and insightful, Revolutions Per Movie is your deep dive into our life-long obsessions where music and film collide.Revolutions Per Movie releases new episodes every Thursday on any podcast app, and additional, exclusive bonus episodes every Sunday on our Patreon. If you like the show, please consider subscribing, rating, and reviewing it on your favorite podcast app. Thanks!PATREON:The show is also a completely independent affair, so the best way to support it is through our Patreon at patreon.com/revolutionspermovie. By joining, you can get weekly bonus episodes, physical goods such as Flexidiscs, and other exclusive goods. It helps the show to keep going and is greatly appreciated!TIP JAR:ko-fi.com/revolutionspermovieSOCIALS:@revolutionspermovieBlueSky: @revpermovieTHEME by Eyelids 'My Caved In Mind'www.musicofeyelids.bandcamp.com ARTWORK by Jeff T. Owenshttps://linktr.ee/mymetalhand Hosted on Acast. See acast.com/privacy for more information.

Alles auf Aktien
Trumps ultimativer TACO-Moment und Nvidias Europa-Optimismus

Alles auf Aktien

Play Episode Listen Later Jan 22, 2026 21:59


In der heutigen Folge sprechen die Finanzjournalisten Anja Ettel und Philipp Vetter über Donald Trumps Auftritt in Davos, Zoff bei Lululemon, Optimismus bei US-Airlines und neue Nukelar-Euphorie. Außerdem geht es um United Airlines, Delta Airlines, American Airlines, Johnson&Johnson, Kraft Heinz, Berkshire Hathaway, NuScale Power, Nano Nuclear Energy, Oklo, enCore Energy, Uranium Energy, Nvidia, Siemens, ABB, Schneider Electric, Siemens Energy, Legrand, Prysmian, Safran, Rolls-Royce, Rheinmetall, NextEra Energy, Union Pacific, Enbridge, Duke Energy, SAP, Mastercard, Visa, Bank of America, Lockheed Martin, Boeing, Pfizer, Merck, Eli Lilly, iShares Stoxx Europe 600 Industrials ETF (WKN: A0H08J), L&G Robotics and Automation ETF (WKN: A12DB1) und iShares Global Infrastructure ETF (WKN: A0LEW9). Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter. Hier bei WELT: https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html. Der Börsen-Podcast Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte! https://linktr.ee/alles_auf_aktien Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

The Fully Charged PLUS Podcast
50 Years in the Making?! Australia's EV Boom!

The Fully Charged PLUS Podcast

Play Episode Listen Later Jan 19, 2026 64:40


In this episode, Robert Llewellyn chats with James Pickering, National President of the Australian Electric Vehicle Association (AEVA), diving into the incredible rise of electric vehicles and renewable energy "down under." From witnessing the Solar Challenge 30 years ago to becoming a lifelong EV advocate, James shares his journey and insights into how Australia has gone from limited EV options to a market bursting with diversity—from everyday BYDs and MGs to luxury EVs like Rolls-Royce. Together they discuss:

CarDealershipGuy Podcast
The Service Goldmine Dealers Are Ignoring – How To Deploy The 24/7 Revenue Engine | Pre-NADA AI #4 Shaun Sorensen, CEO and Co-Founder of Kenect

CarDealershipGuy Podcast

Play Episode Listen Later Jan 17, 2026 31:49


In part 4 of our Pre NADA AI Spotlight series, I'm joined by Shaun Sorensen, CEO and Co-Founder of Kenect. We dig into why the biggest untapped profit pool in dealerships isn't sales—it's service—and how AI agents are moving from “assistive tools” to full-on employees. Shaun breaks down inbound vs. outbound AI, the real risks dealers fear, and how data-driven personalization is already driving nine-figure service revenue results. This episode is brought to you by: 1. Merchant Advocate - Merchant Advocate saves businesses money on credit card fees WITHOUT switching processors. Find out how they can help your dealership with a FREE analysis. Click on @ http://merchantadvocate.com/cdg for more. 2. Ikon Technologies - Ikon Technologies delivers a connected vehicle program for dealers that maximizes Customer Lifetime Value by driving sales efficiency and securing non-cancellable PVR on your front end while delivering an average of 50 additional customer-pay ROs every single month for your service bays. At NADA 2026 in Las Vegas, visit Stand 1763 West to see the benefits for yourself and take your chance to roll the dice to win a Rolls Royce (terms and conditions apply; no purchase necessary). Plus, as an exclusive offer for listeners, mention “Car Dealership Guy” when you sign up at NADA to have your entire initial installation fee waived—book your demo today @ http://ikontechnologies.com/CDG 3. Kenect - The platform auto dealers are using to gather reviews, generate leads, and improve their online reputation, all powered by AI. – http://www.kenect.ai⁠⁠⁠⁠ Check out Car Dealership Guy's stuff: For dealers: CDG Circles ➤ ⁠⁠https://cdgcircles.com/⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dealership recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgrecruiting.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Fix your dealership's social media ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.trynomad.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For industry vendors: Advertise with Car Dealership Guy ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgpartner.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Topics: 01:06 Why did Shaun shift from dealer to innovator? 02:10 What is the biggest AI challenge in dealerships? 03:24 How is service AI revolutionizing dealerships? 04:57 What has been AI's biggest impact so far? 08:00 What was the hardest part of AI adoption? 12:55 What are the broader AI trends to watch? 13:15 What is a key question from the group? 20:00 How can dealers start with AI today? 26:43 What are Shaun's final thoughts and personal insights? Car Dealership Guy Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠x.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Everything else ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Football Daily
The Commentators' View: Macc magic & the Arctic awaits!

Football Daily

Play Episode Listen Later Jan 16, 2026 59:48


John Murray, Ian Dennis & Ali Bruce-Ball talk football, travel & language. They share their experiences of Macclesfield's FA Cup triumph and have their say on the Michael Carrick & Liam Rosenior appointments. John is getting ready for his trip to the Arctic. There's Clash of the Commentators controversy, more unintended pub names, and which commentary phrases will end up in our Great Glossary? Suggestions welcome on WhatsApp voicenotes to 08000 289 369 & emails to TCV@bbc.co.uk01:40 Macclesfield sprinkle the magic 09:40 Thoughts on Michael Carrick & Liam Rosenior 15:15 5 Live commentaries this weekend 18:05 John prepares for the Arctic! 21:40 Unintended pub names & railway stations 27:25 Clash of the Commentators 35:10 Great Glossary of Football Commentary 42:00 John's FA Cup error!5 Live / BBC Sounds commentaries: Sat 1500 Tottenham v West Ham, Sat 1500 Chelsea v Brentford on Sports Extra, Sat 1730 Nottingham Forest v Arsenal, Sun 1400 Wolves v Newcastle, Sun 1630 Aston Villa v Everton, Tue 1745 Bodø/Glimt v Man City, Tue 2000 Tottenham v Borussia Dortmund, Wed 2000 Newcastle v PSV, Wed 2000 Marseille v Liverpool on Sports Extra.Great Glossary of Football Commentary: DIVISION ONE Back to square one, Bosman, Cruyff Turn, Cultured/educated left foot, Dead-ball specialist, Draught excluder, Elastico/flip-flap Fox in the box, Giving the goalkeeper the eyes, Head tennis, Hibs it, In a good moment, In behind, Magic of the FA Cup, The Maradona, Off their line, Olimpico, Onion bag, Panenka, Park the bus, Perfect hat-trick, Rabona, Roy of the Rovers stuff, Schmeichel-style, Scorpion kick, Spursy, Tiki-taka, Trivela, Where the kookaburra sleeps, Where the owl sleeps, Where the spiders sleep.DIVISION TWO Back on the grass, Ball stays hit, Beaten all ends up, Blaze over the bar, Business end, Came down with snow on it, Catching practice, Camped in the opposition half, Cauldron atmosphere Coat is on a shoogly peg, Come back to haunt them, Corridor of uncertainty, Couldn't sort their feet out, Easy tap-in, Daisy-cutter, First cab off the rank, Giant-killing, Good leave, Half-turn, Has that in his locker, High wide and not very handsome, Hospital pass, Howler, In their pocket, Johnny on the spot, Leading the line, Nice headache to have, Nutmeg, One for the cameras, One for the purists, Played us off the park, Points to the spot, Prawn sandwich brigade, Purple patch, Put their laces through it, Reaches for their pocket, Rolls Royce, Root and branch review, Row Z, Screamer, Seats on the plane, Show across the bows, Slide-rule pass, Steal a march, Straight in the bread basket, Stramash, Taking one for the team, Telegraphed that pass, That's great… (football), Thunderous strike, Turns on a sixpence, Walk it in, We've got a cup tie on our hands.UNSORTED 2-0 is a dangerous score, After you Claude, All-Premier League affair, Aplomb, Bag/box of tricks, Brace, Brandished, Bread and butter, Breaking the deadlock, Bundled over the line, Champions elect / champions apparent, Clinical finish, Commentator's curse, Coupon buster, Denied by the woodwork, Draught excluder, Elimination line, Fellow countryman, Foot race, Formerly of this parish, Free hit, Goalkeepers' Union, Goalmouth scramble, Good touch for a big man, Honeymoon Period, In and around, In the shop window, Keeping ball under their spell, Keystone Cops defending, Languishing, Loitering with intent, Marching orders, Nestle in the bottom corner, Numbered derbies, Opposite number, PK for penalty-kick, Postage stamp, Put it in the mixer, Rasping shot, Red wine not white wine, Relegation six-pointer, Rooted at the bottom, Route One, Sending the goalkeeper the wrong way, Shooting boots, Sleeping giants, Slide rule pass, Small matter of, Spiders web, Stayed hit, Steepling, Stinging the palms, Stonewall penalty, Straight off the training ground, Taking one for the team, Team that likes to play football, Throw their cap on it, Thruppenny bit head / 50p head, Towering header, Two good feet, Turning into a basketball match, Turning into a cricket score, Usher/Shepherd the ball out of play, Walking a disciplinary tightrope, Wand of a left foot, Wrap foot around it, Your De Bruynes, your Gundogans etc.

Acquisitions Anonymous
A Rolls-Royce Limo Company With a Dangerous Catch

Acquisitions Anonymous

Play Episode Listen Later Jan 16, 2026 25:54


In this episode, the hosts dig into a $6.9M luxury transportation company in Dubai featuring Rolls Royce limos, juicy cashflow, and an ultra-regulated moat — but uncover big risks tied to politics, licensing, and the challenges of operating in a tightly networked Emirati ecosystem.Business Listing – https://synergybb.com/listings/established-and-synergistic-luxury-transport-operations-uae/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

Fearless Happyness Podcast
Transformational Coach With Endless Questions – The Ones You Should Be Asking Too with Raj Khedun | 226

Fearless Happyness Podcast

Play Episode Listen Later Jan 14, 2026 13:19


Expanding your awareness…not just by asking questions, but the right ones. Raj Khedun thinks we're doing this life thing all wrong. When he went to India and met an Avatar, he was told "you know nothing. You don't even know why you're here." Big gulp. But instead of running from it, he leaned in. He read, he researched, he asked questions, he got HUMBLE. And now he's on a mission to help others learn how to distill it all down to the true basics. Extending yourself, giving what you learn away instead of keeping it all for yourself.  All this awareness led him to what is now called the 3:3 Insomnia Hack- He'll show Max the breathing technique during the episode. The 3:3 Insomnia Hack helps you to quiet your mind and soothe that "monkey mind" – that endless mental chatter and chaos – in just 60-90 seconds. It has been called the "Rolls Royce of breathing methods." You definitely have to stick around for the interactive lesson! For more from Raj: Keepfitkingdom.com For More From Sober Coach/Substance Abuse Counselor Max Njist, visit MaxNijst.org

Football Daily
The Commentators' View: Prawn sandwiches & back to square one

Football Daily

Play Episode Listen Later Jan 9, 2026 58:45


John Murray, Ian Dennis & Ali Bruce-Ball talk football, travel & language. They debate the FA Cup schedule and lack of free-to-air matches, as well as Ruben Amorim and Enzo Maresca losing their jobs. There's a twist in the first Clash of the Commentators of the year. More unintended pub and film names, and which commentary phrases will end up in our Great Glossary? Suggestions welcome on WhatsApp voicenotes to 08000 289 369 & emails to TCV@bbc.co.uk02:00 Quiz controversy leaves scars 08:15 FA Cup commentaries this weekend 10:55 Should all the matches kick-off at three? 23:00 TCV on Amorim & Maresca 31:00 Back to square one 36:20 Unintended pub and film names 41:20 Clash of the Commentators 46:25 Great Glossary of Football Commentary5 Live / BBC Sounds commentaries:Fri 9 Jan FA CUP: Wrexham v Nottingham Forest 1930 - 5 LIVE. FA CUP: Preston v Wigan 1930 - SPORTS EXTRA.Sat 10 Jan WSL: Arsenal v Man Utd 1230 - SPORTS EXTRA. FA CUP: Macclesfield v Crystal Palace 1215 - 5 LIVE. FA CUP: Everton v Sunderland 1215 - SPORTS EXTRA 2. FA CUP: Wolves v Shrewsbury 1215 - SPORTS EXTRA 3. FA CUP: Fulham v Middlesbrough 1500 - 5 LIVE. FA CUP: Man City v Exeter 1500 - SPORTS EXTRA. FA CUP: Newcastle v Bournemouth 1500 - SPORTS EXTRA 2. FA CUP: Stoke v Coventry 1500 - SPORTS EXTRA 3. FA CUP: Spurs v Aston Villa 1745 - 5 LIVE. FA CUP: Bristol City v Watford 1745 - SPORTS EXTRA. FA CUP: Cambridge v Birmingham 1745 - SPORTS EXTRA 2. FA CUP: Grimsby v Weston-super-mare 1745 - SPORTS EXTRA 3. FA CUP: Charlton v Chelsea 2000 - 5 LIVE.Sun 11 Jan FA CUP: Derby v Leeds 1200 - 5 LIVE. FA CUP: Portsmouth v Arsenal 1400 - 5 LIVE. FA CUP: West Ham v QPR 1430 - SPORTS EXTRA. FA CUP: Norwich v Walsall 1430 - SPORTS EXTRA 2.Mon 12 Jan FA CUP: Liverpool v Barnsley 1945 – 5 LIVE.Great Glossary of Football Commentary:DIVISION ONE Back to square one, Blaze over the bar, Bosman, Cruyff Turn, Cultured/educated left foot, Dead-ball specialist, Fox in the box, Giving the goalkeeper the eyes, Head tennis, Hibs it, In a good moment, In behind, The Maradona, Off their line, Olimpico, Onion bag, Panenka, Park the bus, Perfect hat-trick, Rabona, Roy of the Rovers stuff, Schmeichel-style, Scorpion kick, Spursy, Tiki-taka, Where the kookaburra sleeps, Where the owl sleeps, Where the spiders sleep. DIVISION TWO Ball stays hit, Beaten all ends up, Business end, Came down with snow on it, Catching practice, Camped in the opposition half, Cauldron atmosphere Coat is on a shoogly peg, Come back to haunt them, Corridor of uncertainty, Couldn't sort their feet out, Easy tap-in, Daisy-cutter, First cab off the rank, Good leave, Half-turn, Has that in his locker, High wide and not very handsome, Hospital pass, Howler, In their pocket, Johnny on the spot, Leading the line, Nice headache to have, Nutmeg, One for the cameras, One for the purists, Played us off the park, Points to the spot, Prawn sandwich brigade, Purple patch, Put their laces through it, Reaches for their pocket, Rolls Royce, Root and branch review, Row Z, Screamer, Seats on the plane, Show across the bows, Slide-rule pass, Steal a march, Straight in the bread basket, Stramash, Taking one for the team, Telegraphed that pass, That's great… (football), Thunderous strike, Turns on a sixpence, Walk it in. UNSORTED 2-0 is a dangerous score, After you Claude, All-Premier League affair, Aplomb, Bag/box of tricks, Brace, Brandished, Bread and butter, Breaking the deadlock, Bundled over the line, Champions elect / champions apparent, Clinical finish, Commentator's curse, Coupon buster, Denied by the woodwork, Draught excluder, Elimination line, Fellow countryman, Foot race, Formerly of this parish, Free hit, Goalkeepers' Union, Goalmouth scramble, Good touch for a big man, Honeymoon Period, In and around, In the shop window, Keeping ball under their spell, Keystone Cops defending, Languishing, Loitering with intent, Marching orders, Nestle in the bottom corner, Numbered derbies, Opposite number, PK for penalty-kick, Postage stamp, Put it in the mixer, Rasping shot, Red wine not white wine, Relegation six-pointer, Rooted at the bottom, Route One, Sending the goalkeeper the wrong way, Shooting boots, Sleeping giants, Slide rule pass, Small matter of, Spiders web, Stayed hit, Steepling, Stinging the palms, Stonewall penalty, Straight off the training ground, Taking one for the team, Team that likes to play football, Throw their cap on it, Thruppenny bit head / 50p head, Towering header, Two good feet, Turning into a basketball match, Turning into a cricket score, Usher/Shepherd the ball out of play, Walking a disciplinary tightrope, Wand of a left foot, We've got a cup tie on our hands, Wrap foot around it, Your De Bruynes, your Gundogans etc.

CarDealershipGuy Podcast
The Margin Problem Dealers Rarely Audit: Credit Cards (And 3 Practical Fixes) | Eric Cohen, CEO at Merchant Advocate

CarDealershipGuy Podcast

Play Episode Listen Later Jan 6, 2026 31:13


Today I'm joined by Eric Cohen, CEO at Merchant Advocate. We break down why credit card processing is one of the most overlooked expense lines in dealerships, how 60–70% of stores are overpaying, and which “non-negotiable” fees are actually negotiable. Eric explains where the hidden charges live, how to audit statements properly, and why transparency matters more than ever in a largely unregulated space. The payoff: real strategies dealers can use to reclaim margin without cutting people or growth. This episode is brought to you by: 1. Flai Technologies Inc - Your best people know how to turn an opportunity into an appointment—but they can't be everywhere. Flai is an AI communications platform that handles calls, texts, and emails before your team takes care of customers. Every call gets answered. Every lead gets followed up. Appointments get booked. Flai works with some of the largest dealer groups in the US, and some dealers have seen appointments double. They're offering free pilots to CDG listeners till January 31. Book a meeting @ http://useflai.com 2. Ikon Technologies delivers a connected vehicle program for dealers that maximizes Customer Lifetime Value by driving sales efficiency and securing non-cancellable PVR on your front end while delivering an average of 50 additional customer-pay ROs every single month for your service bays. At NADA 2026 in Las Vegas, visit Stand 1763 West to see the benefits for yourself and take your chance to roll the dice to win a Rolls Royce (terms and conditions apply; no purchase necessary). Plus, as an exclusive offer for listeners, mention “Car Dealership Guy” when you sign up at NADA to have your entire initial installation fee waived—book your demo today @ http://ikontechnologies.com/CDG 3. Merchant Advocate - Merchant Advocate saves businesses money on credit card fees WITHOUT switching processors. Find out how they can help your dealership with a FREE analysis. Click on @ http://merchantadvocate.com/cdg for more. Check out Car Dealership Guy's stuff: For dealers: CDG Circles ➤ ⁠⁠https://cdgcircles.com/⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dealership recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgrecruiting.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Fix your dealership's social media ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.trynomad.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For industry vendors: Advertise with Car Dealership Guy ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgpartner.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Topics: 00:14 What are the top dealer concerns today? 04:43 How do credit card processing fees work? 07:44 What are the best optimization strategies? 14:03 What are the most common hidden fees? 16:56 What is the Merchant Advocate's unique approach? 21:40 What is your most impactful client success story? Car Dealership Guy Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠x.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Everything else ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Tara Show
H3: Fraud Raids, Ghost Daycares & the Crime Crackdown Media Won't Explain

The Tara Show

Play Episode Listen Later Jan 6, 2026 33:08


Tara breaks down a sweeping federal crackdown unfolding in Minneapolis and beyond — from thousands of fraud and immigration investigators deployed, to explosive revelations about ghost daycare centers, suitcase cash operations, and decades-old investigations buried by Washington. As panic spreads among Democrat officials, Tara explains why this moment is different, how crime statistics are finally moving in the right direction, and why the media's narrative about “chaos” and “war” collapses under basic facts and long-standing law. This episode connects fraud, open borders, crime, censorship, and media deception — and shows why accountability is suddenly back on the table.

The Tara Show
Suitcases of Cash: The Minneapolis Fraud Panic

The Tara Show

Play Episode Listen Later Jan 6, 2026 12:29


In this explosive episode, Tara breaks down why federal investigators are flooding Minneapolis — and why local Democrat leadership is panicking in public. After Minnesota Governor Tim Walz abruptly drops out of the governor's race, Trump officials signal what many already suspect: this isn't a PR issue — it's criminal exposure. With 2,000 federal agents deployed, funds frozen, daycare and SNAP programs under review, and ICE on the ground, the reaction from city leaders has turned desperate. From suitcases of cash moving through airports, to empty daycares raking in millions, to a mayor all but threatening ICE agents, Tara lays out a fraud operation years in the making — and why it's finally being exposed.

The Tara Show
$19 Billion Gone: Ghost Daycares, Rolls Royce's, and the Fraud That Built a One-Party System

The Tara Show

Play Episode Listen Later Jan 6, 2026 9:02


In this explosive deep dive, Tara exposes the staggering scope of government fraud hiding in plain sight — starting with $19 BILLION in daycare fraud alone. From Minnesota to California, federally funded “childcare centers” exist only on paper: boarded-up buildings, barred doors, zero children — yet tens of millions flowing in taxpayer money. Tara breaks down how Biden-era rule changes weakened oversight, how fraud metastasized nationwide, and why panic has set in among Democrat officials as investigators finally move in. This episode connects the dots between mass migration, job shortfalls, welfare dependency, and systemic fraud — and explains why independent journalism on X shattered a media blockade that once made all of this untouchable.

CarDealershipGuy Podcast
Year-End Special: CDG Founder on 2025 Lessons & 2026 Ahead | Yossi Levi

CarDealershipGuy Podcast

Play Episode Listen Later Jan 1, 2026 12:32


Happy New Year everyone! Today I'm recapping 2025, and giving a sneak preview of what's next for 2026. This episode is brought to you by: 1. Ikon Technologies - Ikon Technologies delivers a connected vehicle program for dealers that maximizes Customer Lifetime Value by driving sales efficiency and securing non-cancellable PVR on your front end while delivering an average of 50 additional customer-pay ROs every single month for your service bays. At NADA 2026 in Las Vegas, visit Stand 1763 West to see the benefits for yourself and take your chance to roll the dice to win a Rolls Royce (terms and conditions apply; no purchase necessary). Plus, as an exclusive offer for listeners, mention “Car Dealership Guy” when you sign up at NADA to have your entire initial installation fee waived—book your demo today @ ⁠http://ikontechnologies.com/CDG⁠ 2. Merchant Advocate - Merchant Advocate saves businesses money on credit card fees WITHOUT switching processors. Find out how they can help your dealership with a FREE analysis. Click on @ ⁠http://merchantadvocate.com/cdg⁠ for more. Check out Car Dealership Guy's stuff: For dealers: CDG Circles ➤ ⁠⁠https://cdgcircles.com/⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dealership recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgrecruiting.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Fix your dealership's social media ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.trynomad.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For industry vendors: Advertise with Car Dealership Guy ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgpartner.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Topics: 00:13 Yossi's reflection on the CDG Podcast journey00:31 How did the podcast start?01:42 How going viral changed things02:35 Why did Yossi start inviting guests?03:23 What exciting announcements are coming for CDG?06:39 How does Yossi's personal life influence the podcast?10:21 Closing remarks and wishes Car Dealership Guy Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠x.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Everything else ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Les Grosses Têtes
BLAGUE - Les histoires drôles du 1er janvier 2026

Les Grosses Têtes

Play Episode Listen Later Jan 1, 2026 3:13


Un Belge s'exporte en Afrique pour son voyage de noces, une vieille voiture percute une Rolls-Royce, et au supermarché un homme découvre qu'il a un fils caché... Découvrez les 3 histoires drôles du jour ! Tous les jours, en podcast, retrouvez une compilation des meilleures blagues de vos Grosses Têtes préférées.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

CarDealershipGuy Podcast
“We 3x'd Fixed Revenue!” – How Dealers Are Leaning Into Service for the Next Cycle | Nathan Shaver, Managing Partner at Shaver Auto Group

CarDealershipGuy Podcast

Play Episode Listen Later Dec 30, 2025 41:17


Today I'm joined by Nathan Shaver, Managing Partner, Shaver Auto Group. We dig into why fixed operations have become the most reliable growth engine for dealerships, what it actually took to triple service gross in 18 months, and where dealers are still leaving money on the table. This episode is brought to you by: 1. Lotlinx - What if ChatGPT actually spoke dealer? Meet LotGPT — the first AI chatbot built just for car dealers. Fluent in your market, your dealership, and your inventory, LotGPT delivers instant insights to help you merchandise smarter, move inventory faster, and maximize profit. It pulls from your live inventory, CRM, and Google Analytics to give VIN-specific recommendations, helping dealers price vehicles accurately, spot wasted spend, and uncover the hottest opportunities — all in seconds. LotGPT is free for dealers, but invite-only. Join the waitlist now @ http://Lotlinx.com/LotGPT 2. Ikon Technologies - Ikon Technologies delivers a connected vehicle program for dealers that maximizes Customer Lifetime Value by driving sales efficiency and securing non-cancellable PVR on your front end while delivering an average of 50 additional customer-pay ROs every single month for your service bays. At NADA 2026 in Las Vegas, visit Stand 1763 West to see the benefits for yourself and take your chance to roll the dice to win a Rolls-Royce (terms and conditions apply; no purchase necessary). Plus, as an exclusive offer for listeners, mention “Car Dealership Guy” when you sign up at NADA to have your entire initial installation fee waived—book your demo today @ http://ikontechnologies.com/CDG 3. Nomad Content Studio - Most dealers still fumble social—posting dry inventory pics or handing it off without a plan. Meanwhile, the store down the street is racking up millions of views and selling / buying cars using video. That's where Nomad Content Studio comes in. We train your own videographer, direct what to shoot, and handle strategy, to posting, to feedback. Want in with the team behind George Saliba, EV Auto, and top auto groups? Book a call @ http://www.trynomad.co⁠ Check out Car Dealership Guy's stuff: For dealers: CDG Circles ➤ ⁠https://cdgcircles.com/⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dealership recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgrecruiting.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Fix your dealership's social media ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.trynomad.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For industry vendors: Advertise with Car Dealership Guy ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgpartner.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Topics: 02:39 How did family business shape Nathan? 07:18 Biggest challenge and success in fixed ops? 11:26 Best strategy for customer retention? 25:56 Biggest challenge in used car market? 36:42 Final piece of advice? Car Dealership Guy Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠x.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Everything else ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Wealth Formula by Buck Joffrey
539: Best of 2025 Holiday Special

Wealth Formula by Buck Joffrey

Play Episode Listen Later Dec 29, 2025 27:47


It's been another interesting year in the world of personal finance and macroeconomics. As we look ahead to 2026… well, who really knows what's coming? I'll be sharing my own take—and making a few predictions—in an upcoming episode. What's hard to ignore is just how unusual this moment in history is. We're coming off COVID. We went through a rapid rise in interest rates, and now a pullback. Tariffs are back in the conversation. There are a lot of moving parts, and as usual, the consensus hasn't exactly nailed it. Almost every expert was convinced tariffs would push inflation higher. I expected at least a temporary bump—some transient inflation while markets adjusted. Then the CPI report came out at 2.7%. That's a lot closer to the Fed's 2% target, and nearly half a percentage point lower than expectations. Clearly, something else is going on. At the same time, GDP came in at around 4.3% growth. That's real strength. Inflation is coming down, growth is strong, and while the labor market is still a little murky, there's no question there's underlying momentum in the system. Investors haven't quite felt it yet. It's been a sticky environment. But my sense is that we're getting closer to a shift—more liquidity, more money in the system, and markets that may start moving meaningfully again. Of course, we'll see how it all plays out. For this episode, my producer Phil pulled together some of the highlights from the show in 2025—a look back at the conversations and ideas that stood out in a year when the data kept surprising just about everyone. I hope you enjoy it. And again, happy holidays. Merry Christmas, and Happy New Year. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  Welcome everybody. This is Buck Joffrey with D Wealth Formula Podcast, coming to you from Montecito, California and, uh, want to wish you, first of all, a happy holidays. Merry Christmas, happy new Year, all that. And, uh, yeah, it’s been, uh, it’s been another, uh, another interesting year in the world of personal finance and macroeconomics is what, what we talk about on the show. And as we look forward to 2026, gosh, who knows what’s gonna happen, right? Uh, well I’ll give you my take in, uh, show coming up where I’m gonna make some predictions. However, you know, it’s just, it, it, it’s just such an unusual time in, in history. Um, as we kind of look at. Coming off of COVID and having those high interest rates and then coming, uh, coming down and then having Trump elected and now the tariffs and well, gosh, who knows? Right? I mean, just for example, you know, almost every expert was pretty much guaranteeing that inflation would go up because of the tariffs. I mean, even if it was transient, which frankly I thought it was gonna be transient, meaning that there was gonna be a bump in inflation. For a period of time until there was a readjustment after tariffs. Well, TPI comes up most recent CPI is actually 2.7. You know, that’s much closer to the fed target of 2%. And, um, 2.7 was, you know, I think, uh, almost a half, half percentage point less than the expected, uh, CPI, uh, report. So that, that’s obviously something else is going on there. And then. GDP numbers came out and we had a four handle. It was like 4.3, I believe, GDP. So we’ve got incredible growth. We’ve got decreasing inflation. The labor market is still, I know, a little unclear, but it seems like there’s a lot of strength in this market. Of course, it’s really sticky investors. We haven’t quite felt that strength yet, but I do think you need to start anticipating. That markets are gonna come back pretty heavy, uh, with increased liquidity, uh, and a lot of money in the system. But we shall see, uh, this show. What we’re gonna do here is, uh, my, uh, producer Phil put this together, but it’s basically some of the highlights of, uh, the show in, in 2025. So hopefully you enjoy it. Uh, and again, happy holidays. Merry Christmas, new Year. And we’ll be back right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own. Bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying. You compound interest on that money even though you’ve borrowed it at result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique, it’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its back. Turbocharge your investments. Visit wealth formula banking.com. Again, that’s wealth formula banking.com. How do you approach the process of identifying stocks that are maybe best suited for consis consistent cash flow? Or do you just pick the stocks that you like and, and create the cash flow? Or are, you know, fundamental metrics that maybe you prioritize? Yeah, the, the, the first thing to determine. I think real estate investors understand this is if I were to invest in real estate, I’m gonna determine whether I’m gonna be a flipper, or I’m gonna try and buy low forced depreciation, sell high. Or if I’m gonna be a cashflow investor where I might invest in syndication, or I am, I’m gonna have tenants in property management. And the same is true with stocks. Most people start off by thinking about price rather than cash flow. They think about buy low, sell high, like a house slipper, and that’s, that’s less tenable in stocks because in real estate, if I buy low and sell high, I can do things to force appreciation. I can renovate, I can get new management, I can put in new appliances. I, there’s things I can do to force appreciation. But once a person buys a stock, there’s absolutely nothing you can do to make the stock price go up. But if you take a a, if you think of it like a real estate investor. You think about it like owning a business where the priority, as you mentioned these metrics, the priority is, Hey, what kind of cashflow will this produce be in terms of dividends and in my case, option premiums. And so some of the key metrics is, you know, if I, I’m basically buying a financial statement, same as real estate. You know, I, I, I, it is just a little different numbers in real estate. I wanna know what the net operating income is. In stocks, I might wanna know what the EBITDA is ’cause they’re essentially looking at the same types of things in real estate. I wanna know what the cap rate is in stocks. I wanna know what the PE ratio is, which is just the same number inverted. They just put the price on the top instead of the bottom. To me, I don’t see a difference between real estate and stocks, uh, in that they’re both a business or they charge someone for a good or a service. And there’s either cashflow there at the end of it or not. If people take a cash flow approach, they can begin to build on their passive income. And that contributes to that blueprint we mentioned earlier to get ’em outta the route race. So if you take a Warren Buffet approach, the most important number in that business is operational cash flow or earnings. Meaning does what they do, their operation. You know, you walk in there, a nice operation you got going here, you know, trucks are moving and you know, products are being built and shipped and, and nice operation. If they’re earning money, that means that’s the life flood of the business. That means it’s got a good moat. That means it’s pretty protected and that allows them to do two things for me. Number one is a dividend, which is exactly the same thing as a distribution in real estate. Uh, there is no difference, uh, in a syndication. I have a whole bunch of investors I’ve joined with where you have a share of this project and when the earnings come out, they distribute the, the distributions among the share shareholders. Same is true with stocks. They take the earnings, uh, we call it a payout ratio, and they take a, a, a significant amount of that money and they pay it in a dividend, same as a distribution. But what I do that’s a little bit unique buck is, uh, is I also have the options market on my side. Where I can use options to control risk, uh, to get guarantees where I can buy and sell, but even more importantly, I can offer, uh, and get paid for making promises to people. This is very much a Warren Buffet deal where it, it brings a significant increase to my monthly cash flow beyond the dividend, up to three, two and three times. Uh, the amount of money, two to 300% more cash flow. By being involved in the options market and that’s, that’s a nice secret sauce. The yield max Tesla option income, ETF, which is TSLY. And basically what it does is. Is it just does a series of longs and shorts and, and then generates what looks like to be kind of a, a ridiculous amount of, uh, dividend, uh, per, per month. So what are we missing here? What, what’s, well, you’re, you’re basically hiring those guys to mow your grass. It’s just like any other mutual fund or any other. They’re doing something you could absolutely do by yourself and not pay them a fee. There’s two cultures. There’s the advice culture and there’s the education culture and the advice culture. People say, look, I don’t wanna learn anything. Just gimme the advice. Well, you’ll pay for that in fees. And the problem with doing that is if you really listen to Warren Buffett, which 1% is enormous. Because in the wealth blueprint that we do for people, we use compounding. We use the compounding calculator to see what we’re gonna need. You drop that 1%, you give up 1% of your compounding powers as an investor over your life, it, it wouldn’t seem like 1%, but Buffet knows the truth. It’s enormous. So yeah, absolutely there are ETFs and there are funds that will do exactly what I do or what I teach people to do, but we have some advantages in doing it yourself because risk is about control. I trust myself more than I trust those guys any day of the week. And like I say, I’m doing this by month, so yeah. But it’s legit. How do you even make predictions? And second of all, I mean presumably you still have some forecasts over the next, uh, 12 to 24 months, and maybe you could tell us a little bit about that. Our methodology lends itself to times of uncertainty like this, and that’s the benefit of really relying on the leading indicators that we have. Now. We do have to take a little bit of a different approach. We have to look at data in a lot higher frequency today. You know, a lot of the data you get from government sources or quarterly data, monthly data, but we’re having to track weekly trends with the ever-changing environment that we find ourselves in. So we’re not surprised by the time any monthly or quarterly data comes out. The level of uncertainty that we’re dealing with is certainly unprecedented. I share an index each day, um, and we are three times more uncertain today than we were at the height of the pandemic. You know, put that in perspective, right? Yeah. So we do have to adjust, um. The, the way that we’re looking at data with higher frequencies, we also have to rerun a lot of these correlation analysis. Every single time we get a new data point to see are these lead times becoming more condensed? Do we have to make adjustments in our models as a result to maybe data reacting quicker than it might have in the past? So those are some of the ways that we’re, we’re continuing to evolve in these interesting times we live in. This relates to our forecast. Our team expected some weakness in the first part of this year, and, and we knew that coming in with the, with the tariffs that were proposed during President Trump’s campaign, we did have a weak first quarter GDP number forecast. Our team was 0.1% off of nailing that first quarter GDP number, so they were right on the money there. Uh, we were very impressed with that, but we do expect a sluggish first half of the year. We call it the recovery phase of the cycle. What we mean by that is our growth rates are still building momentum, but are still negative year over year. You know, ITR. Really known for its emphasis on leading indicators. So which of the leading indicators you guys rely on the most when and, and I guess which are flashing red or green right now? I’ll give you one of each. Uh, yeah. The one we’re in right now, we look at the purchasing managers, index isms, purchasing managers index. Now we look at at on a one 12 basis. What I mean by that is we compare the most recent month, the same month one year ago. The reason we look at it on that basis is it gives us 12 month lead time into the future when you correlate it to the economy. That index was recently rising until we got the most recent month of data, and then it dropped back down. So that is giving us the mixed signal of, hey, we need to be a little bit more concerned about the prospect for growth moving forward. Now the opposite is true when we look at an indicator called capacity utilization. What Capacity utilization measures, it’s about an eight month lead time to the economy. So still a nice view into the future, but what it measures is output over capacity, and that actually continues to improve meaning. And again, really all that means on a simple level is we’re utilizing more of our existing capacity, so we’re getting busier. If we look at the consumer side of inflation that the Fed’s more concerned about in terms of setting policy, we have inflation essentially flat this year from where we are today. Now, if you look at the CPI, it’s at 2.8%. Our projection for the end of the year is 2.8%. We don’t see inflation coming down much at all. As a result of that, that’s why you’re seeing Chairman Powell back off being able to cut rates and is holding these rates steady because he sees these higher inflation risks as well. And so from our perspective, it’s very unlikely you see any meaningful interest rate decline this year. Yeah. Now again, the second quarter, GDP number can have an impact on that. We do see a very weak second quarter chairman Powell alluded just a couple of days ago to some slack in the labor market. Maybe you can get a quarter point if we have a really weak second quarter, quarter point cut, but it just seems very unlikely given how persistent inflation has been. And so we tell all of our clients, prepare for interest rates to be relatively flat this year, and prepare for interest rates to rise through the balance of the second half of the decade. It’s not just tariffs, it’s employment costs, it’s electricity costs, it’s material costs. There’s a lot more driving higher inflation than just tariffs. What macroeconomic trends are you watching right now with regards to how they’re shaping the markets today? I think there’s really three things right over the long run. They’re gonna debase the currency, that’s gonna be a persistent tailwind for all liquid, uh, assets, including stocks. Bitcoin gold and bonds. And then I think that you also are going to have a, uh, very interesting dynamic around all these tariffs, uh, and kind of the administration’s economic policies. And then the third thing is that there is a whole technology, uh, trend to, uh, pay attention to. Uh, obviously innovation is very deflationary. Uh, we’ve got, you know, things from humanoid robots to rockets to gene editing, to uh, to crypto and everything in between. And so I think those three things really tell the story of where, uh, markets potentially go in the future. When I grew up, um. S and P 500 was the benchmark. There’s a risk-free rate in bonds. I believe that my generation and younger sees Bitcoin as the benchmark. And so, uh, it’s very simple. If you can’t beat it, you gotta buy it. And I think that there’s institutions around the country who are realizing they can’t beat the benchmark and therefore they will end up buying it. And really, to me, that is, uh, maybe the most interesting. Part of the entire conversation is that Bitcoin obviously has risen significantly on a percentage basis in appreciation. Bitcoin has kind of infiltrated every corner of finance, but most importantly is it has transitioned from a high risk, you know, kind of asymmetric type asset to now it’s becoming the hurdle rate uhhuh. And if you’re the hurdle rate, you suck up a lot of capital. Yeah. Because there’s not a lot of people who can beat you. And I think that that is a very powerful position for Bitcoin to be in. And that’s how you infiltrate into, uh, the institutional portfolios. Bitcoin will stop going up. When they stop printing money. I don’t think they’re gonna stop printing money, so I don’t think Bitcoin’s gonna stop going up. That’s kind of one huge component of this. The second thing is that Bitcoin is very unique in that the higher the price goes, the less risky it is deemed by the largest pools of capital. Mm-hmm. And so usually, you know, if NVIDIA’s at a $4 trillion market cap, people like, oh, it might be overvalued there. A lot of debate. Right. Bitcoin if it was at a $4 trillion market cap would be way less risky than it when’s at 2 trillion. And so there is a lot of structural advantages, both from the legacy world but also from the Bitcoin market that I think will continue to lead to these large institutional capital pools. Uh, allocating some percentage. And the beauty is right now we have very small adoption in that world. Uh, it’s only gonna get bigger. It’s only gonna get more normalized. And I think that one of the parts people really underestimate when it comes to Bitcoin is how important time passing is. You know, if you think back, uh, there is not anyone under the age of 16 that has lived their life without Bitcoin existing. If you’re keeping large chunks of money in savings account, paying less than 1% or any percent less than inflation, you’re bleeding wealth every single day. It feels safe. It looks safe, right? ’cause the numbers may not be moving nominally but it, but it’s not safe. It’s a bucket with a hole in the bottom and you don’t even notice until it’s almost empty. That’s why the wealthy don’t hoard cash. They own assets. They own assets that inflate with inflation. If you can’t beat ’em, join them. They buy things that grow in value as dollars shrink because they understand the system. They don’t fight it, they ride it. So you’ve said many times that the current monetary system is broken and headed for reckoning. So from your perspective, what are the core flaws in the system right now and how do we get here? Well, probably the largest and most obvious underlying flaw in the monetary system is the fact that the federal government just can’t balance its budget. And so they have to take on debt to cover the deficit that they run and that deficit. Well, you know, over the course of the last 20 years, it’s gone up and down. More recently, it’s gone mostly up and, uh. We just came through a period where, you know, it was reemphasized to everybody. Just what a problem this is. Because as you’ll recall, when Trump was first elected, they were talking about those, the Department of Government Efficiency and cutting expenses and you know, maybe 2 trillion or 1 trillion. Of course, then Elon got frustrated and left and the numbers have come down and you know, Trump and the Freedom Caucus was saying they were gonna try and balance the budget or at least cut expenses. And of course, what we know is that they just passed this big beautiful bill. Which really increases the deficits and they bump the debt, uh, ceiling up by another $5 trillion. So sadly, what do many of us have seen and been saying, which is to say they just can’t stop, kind of continue. Seems to be continuing. And, um, you know, the reason why that, just to close the full circle, the reason why that matters is they, they do this debt, they issue debt to cover these deficits, and then the debt requires interest payments and, you know, there’s not enough money to make the interest payments. And so. They more or less have to print the money, you know, and inflate the money supply to keep the system going. And that’s why it’s so important to hard assets. You know, we need to grow the economy at, you know, 4, 5, 6, 7% a year, which, which we’ve never really done on real terms. Well, I think that is kind of what they’re projecting it might be, but it, it’s gonna be harder than hell to achieve. I mean, it just, where you can’t just snap your fingers and create that growth. Now, don’t get me wrong, if you start to, if you ramp up inflation. If you have 10% inflation, well then the GDP number’s gonna get bigger, fast. And so really the model they’ve used, they call it the R Star model, is that they’ve got to have faster growth. Growth rate has to be higher than interest rates, or else you’re in a debt spiral. And so what’s been happening is, by the way, that’s why Trump wants to take interest rates down so much. You know, he is called for a 300 basis point cut. Imagine right now with inflation running at three plus percent, if they cut rates to one point a half percent or one point a quarter percent, I mean, it would be good for the economy. People would refi their houses. You know, there were all kinds of, you know, growth, right? Huge. But in turn it would be inflationary, very inflationary. That’s the trap. They’re really kind of caught in. It’s a seventies kind of stagflation sort of environment. You know, if they don’t keep rates low, they’re not gonna have any growth. If they want to get growth, they’ve gotta keep rates low. That’s gonna lead to monetary creation, which is gonna lead to inflation. Look how it all resolves is very complicated and none of us know. Yeah, sure. But what I do know with very high certainty, with a lot of confidence is this is going to be an inflationary decade. It’s already been an inflationary decade, and because of the way the math is today is very highly likely to continue to be an inflationary decade until we fix this monetary system. Well, we have less than 3% adoption. Three goes to six fairly easily. You know, human beings underestimate how long change really requires, and then we really underestimate how much change actually occurs. Think the internet like we are moving into a digital planet, right? Robots are not going to use credit cards, man. They’re not gonna use, they don’t need visa. We don’t need middlemen. The cool thing about Bitcoin, unlike the Rolls Royce, is you don’t have to buy the whole Rolls Royce. You can buy a fraction of it. You know, you don’t, maybe you guys partner with each other to do apartment buildings. Well, you’re already doing fractured deals on apartment buildings, so Sure. It’s not really that different. 2%, 3% goes to six. I mean, it does go to six. You have the largest ETF in the history of ETFs, okay? This supersedes the goal. ETF by orders of magnitude. I study markets very, very well, price. Really gets people’s attention. I think price is, uh, 90% of Bitcoin. Like I am truly a supply and demand guy. Oh wow. 21 million. And you guys have lost four. You lost 4 million coins. Oh, how’d you lose the 4 million? You lost the 4 million. I know how you lost it. You mispriced it. Bitcoin has been mispriced every day. Its entire history. Dude. 19 million coins have been issued. The addressable market is 8 billion people. You don’t need ’em all. Yep. You just need a small function of those 8 billion to go, Ooh. 21 million units and and four have been lost. It’s already mispriced. Okay. They’re pricing Bitcoin at one 15 Today, assuming there’s 21 million units, we know there’s not. There’s 17, so the supply shrunk. The market caps at 2 trillion. Hello. The standard deduction for a household is now, uh, what in a low 32,000 range. And it turns out that 60% of the households in the United States cannot take advantage of itemized deductions. That is when they take their mortgage interest, property taxes, charitable deductions, they don’t get that number. And so there’s not as much benefit to home ownership as there used to be in the United States. With our big institutional players, nobody wants their appraised values to be quickly marked down to market, because if your competitors don’t do the same thing and they’re part of the index and benchmark that you compete against, you’re going to underperform. And so we’ve traditionally had a lot. Appraised values for real estate among the institutional players, especially. You don’t get this out of the private market, but you get this from the nare players, the institutional type players, and, um, and everybody’s, uh, uh, fearful of underperforming that index. I would prefer as a private investor just to go ahead, bite the bullet and mark it down. Now take the pain if in fact you’ve seen it go down. Some markets have seen property values go down 30, 35% even in multifamily, but they’ve bottomed out in the transaction market and, and absolutely the, uh, the appraisers are gonna have to bring it down and the owners are gonna have to ease up that pressure and say, yes, I want a realistic appraisal. But, um, but there is that fear of underperforming the index and that’s. What’s holding up the American appraisal firms in 2008, 9, 10, 11, we saw a lot of deep distress. The the smart money was ready for it. Now, there’s a lot of people with dry powder, as we say. Ready to p on the market hoping for some distress from those who cannot refinance now, whose, whose CMBS loan or other money is, is rolling. A couple points there. One is, I think you’re going to see more loan modifications this cycle than last time because they realize it’s temporary and they realize that not all properties are in trouble. And these tend to be the higher leverage properties. The smart private wealth investors tended to use conservative leverage over the last several years knowing we’d hit a cycle and, and they probably are 65% or less. Leverage some of the, um, greener newer investment managers might have gone up to 80% and might have even used variable rate debt when they shouldn’t have. They’re the ones getting nailed. They’re losing all their equity and that property is distressed. So there’s not that much of it out there. But there’s a little bit, and I would certainly pounce on it if you can find it. There are often a lot of sort of hidden costs associated with buying versus renting. Can you talk about trying to weed through some of that? Sure some of the highest costs that we don’t think about when we own, although we do take cut down on risk. And also I think that’s come back to consumption. I, I is the fact that there’s the opportunity cost. So think about having 50%, a hundred percent of your home paid for. This, it’s the opportunity cost. You’ve actually taken capital out of play at higher returns to put it into something that perhaps, yes, you see it as a form of an investment, but it’s also partly consumption. And I think that’s why many people end up paying for their homes when they can, because there’s an old saying, and that is, you can’t go broke if you don’t owe money on it. Right? So if you, it’s hard for the lender to come get your home and you don’t really care, right? You wanna be able to. Have no debt on your home. It doesn’t make the typical financial sense if we argue at it from leverage and returns and maximization of returns. I think most people this high end level are looking at, you know, I, I, I, I have high net worth. I’m looking at both consumption and the investment side of the component. But very often the consumption wins and the investment is I can be safe and I can own this house. Outright in many states too. Your homeowner, the home that you live in, you are actually, if you’ve homesteaded the home, you’re actually protected against lawsuits and other things that are out there. Divorce cases will protect your position in, in terms of a homestead, so you can protect a significant portion of wealth by having a paid for home. What are some of those markets that are really overpriced versus. I guess underpriced right now. So when we look at the top 10 most overpriced markets in America right now, we look at their prices, where they are and compare them to where they should be statistically modeling them. We’re seeing the most overpriced markets are Detroit at 33.5% and then falling, falling, descending. Order of Cleveland, Ohio. New Haven, Connecticut, Akron, Ohio, Worcester, Massachusetts, Las Vegas, Nevada, Hartford, Connecticut. Rochester, New York, Knoxville, Tennessee, Toledo, Ohio. You’ll notice. And these are overpriced. These are overpriced. These, the overpriced mark. That’s so, that’s sort of counterintuitive, isn’t it? Ab absolutely. But yes. Wow. Okay. And then h how about the, uh, underpriced markets? I’m curious on that too. Sure. So when we then go to the opposite end of the spectrum, and usually now with underpriced comes risk and there’s risk in both of these markets, what you wanna do, both overpriced and underpriced, what you wanna be long term in a housing market. Uh, ’cause you want to be really close to that trend and not have these dramatic swings. It’s just like stock price. We don’t like volatility. Housing, it’s, it’s dangerous for performance. The most underpriced markets. We only have four markets in America right now that are trading at a discount relative to their long-term pricing trend. In other words, statistically, where they historically prices say prices should be today only four cities are underperforming. That that’s Austin, Texas at 3.1% below where they should be, or a discount of 3.1%. San Francisco at a discount of 6.5%. Wow. New Orleans, Louisiana at a discount of 8.7 and Honolulu, Hawaii at a discount of 10.3. Notice I’m not saying these markets are inexpensive. They’re just below where they’ve historically been. These are the best buys right now because they’re below their long-term trend. One of our other indices, we call it our price to rent ratio. It’s really a PE ratio for rents versus home ownership. And then so we can look at that. So if you’re in our a hundred markets, we know the average price, right? So it’s gonna be priced, divided by the annual average rent. So it’s gonna be how many dollars in price do you pay for every $1 and annual rent? And that gives us the relative difference between owning and renting. The higher that ratio. The, the more you should on in general be leaning towards renting, the lower that ratio, the more you should be leaning towards owning. And we used to do an old buy versus rent index for 23 cities. We now do it for 100 cities. And this price to rent ratio produces almost the same exact answer. So when we look at the average price to rent ratio in an area and we just compare, are they above or currently are you above the price to rent ratio? Uh, for Los Angeles, California. Are you below it? If you’re above that average for say the last 10 years, you’re gonna be rent friendly. If you’re below it, you’re gonna be bio friendly. I can do this very quickly. Pick a California market you’d like to know about. Why don’t we try Dallas, Texas. Okay. Dallas, Texas. That one’s in the top 100 in terms of population. So Dallas, Texas, uh, their price to rent ratio is at about a, just below a 6% premium. In other words, that trade off between renting and owning is about 6% above where it should be, so it slightly favors renting. I’ll jump to the next index. If we look at actual prices in Dallas, there’s a slight premium. So it’s, it’s, it’s telling me, Hey, that my price to rent ratio’s high, slightly favoring ownership, but it’s probably because prices are a little high and they might change. Uh, Dallas has had a bit of a. Premium right now. So I will now go look at Dallas rents. My gut feeling is they’re gonna be below average and they are. They’re at about a 4.5% discount. So that’s just market dynamics in motion right there. And we can do that for a hundred cities pretty quickly. Mm-hmm. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties, now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Good news. If you need to catch up on retirement, check out a program. M put off by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to the show everyone. Hope you enjoyed it and uh, once again. Thanks again for listening. Uh, I truly appreciate your support. I hope, uh, I hope it’s been entertaining for you and that you’ll learn something along the way and, um, you know, always appreciate your feedback. Shoot me an email, bucket wealth formula.com. Let me know if there’s things that you want me to do. Let me know if there’s things you wanna hear more about. Uh, but hopefully it’s gonna be a good year and we’re gonna keep plugging away talking about the, you know, try to get educated myself and pass along information to you on Wealth Formula Podcast. That’s it for me this week on Wealth Formula Podcast. This is Buck Joffrey. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit well formula roadmap.com.

Shawn Ryan Show
#262 Aliia Roza - Russian Sex Spy on Seduction Perfumes, Sexpionage and Honeypot Tradecraft

Shawn Ryan Show

Play Episode Listen Later Dec 15, 2025 206:02


Aliia Roza is a former secret agent turned women's empowerment coach, public speaker, and influencer with over 1 million followers on Instagram who specialized in seduction and psychological manipulation to dismantle human and drug trafficking networks for the Russian government. Born in Karaganda, Kazakh SSR, in the former USSR to a distinguished Kazakh-Tatar military family, father Colonel Timerbulat Roza of the KGB 1st Chief Directorate (retired FSB general-lieutenant), mother Gulnara Roza daughter of Red Army Colonel Khasan Timerbulatov (Order of the Red Banner, Berlin 1945); she was rigorously trained under a state program for officers' children in martial arts and psychological conditioning, later graduating from Russia's Military Academy of Internal Affairs and earning a master's in fashion from London's Istituto Marangoni plus certification in human sexuality from Kinsey University. Selected for elite KGB-style training, Roza infiltrated criminal rings to rescue underage girls from sex trafficking; during one mission she was abducted and beaten by gang members but rescued by a target who had fallen in love with her, prompting her final operation, witness-protection status, defection from Russia, identity change, and relocation to Europe. Since 2018 an ambassador for London's Best Beginnings Charity (endorsed by the British Royal Family and personally introduced to Queen Elizabeth II and King Charles III), Roza founded the Roza Club, organizing 30+ humanitarian events backed by Cartier, Rolls Royce, Damiani, Roberto Cavalli, and House of Garrard to aid underprivileged women and children in London and Paris. A 2017 Miss Asia International Beauty crowned by Sushmita Sen, she earned Forbes Woman Empowerment recognition at Cannes and Venice Film Festivals (2019, 2022) and speaks at the United Nations and World Changers Summit in Vatican City. She co-hosts the podcast To Die For with Neil Strauss, has signed with Topic Studios for a life documentary, and is writing a book exposing KGB spy techniques to help readers spot manipulation in relationships and daily life; her column “How to Dress Like a Spy” translates espionage confidence into practical fashion and self-empowerment advice for women. Shawn Ryan Show Sponsors: Get $10 Off @BRUNT with code SRS at https://bruntworkwear.com/SRS #BRUNTpod Head to https://lumen.me/SRS for 15% off your purchase. Ready to upgrade your eyewear? Check them out at https://roka.com and use code SRS for 20% off sitewide. Go to https://helixsleep.com/srs for 20% Off Sitewide Aliia Roza Links: Book Preorder - https://www.rozaclub.com/spybook IG - https://www.instagram.com/aliiaroza YT - https://www.youtube.com/channel/UCOlgX-RrnrBsbWpNhkGtd9w LI - https://www.linkedin.com/in/aliia-roza-17710a39 Learn more about your ad choices. Visit podcastchoices.com/adchoices