Podcasts about Airbnb

Welcome back to Law of Attraction Changed my Life - the podcast that helps you design and manifest a life you love, one week at a time!In this episode I want to tell you all about the ways that I've used this powerful manifesting technique which is TOUCHING YOUR DREAM! I've used it for everything from buying my first horse at age 12 to getting my London house this year! Each wild manifestation started with immersing myself in that world and physically TOUCHING it in my reality. Close that gap, b*tches! If you've enjoyed this episode please do your girl a FAVOUR and rate, review and subscribe. It takes mere moments, I promise you!Come find me on Instagram & let me know what you thought of this episode. I'm @francescaamber and @lawofattractionchangedmylifeOooh, my Camden house is now available on Airbnb. You can find it here: LETS HAVE A LAUGH IN CAMDENSuper Wealthy Fast Affirmations (listen overnight and see the changes!) Join me for The Festive Formula or in the Book Club B*tches here: workwithfrancescaamber.com/linksSave THOUSANDS on your mortgage using Sprive (thank me later!) Listen to all the best manifesting books for FREE with Audible HERESee you next week,Fran xYou can find the EXTREMELY WEALTHY FAST overnight audio here: https://francescaamber.com/products/extreme-wealth-fast-8-hour-affirmationsWant to overpay your mortgage without even trying? Sign up to Sprive here: https://linkprod.sprive.com/refer?code=VYQRZRJS and use my code VYQRZRJSCome see me at my events: https://workwithfrancescaamber.com/links Hosted on Acast. See acast.com/privacy for more information.

We all know that there is something fractured about the workplace, that makes it inefficient, and at times inhumane. If only someone was thinking deeply about those problems, and how to address them… Visit our Substack for the full episode: https://designbetterpodcast.com/p/clay-parker-jones That's what Clay Parker Jones is working on right now. Clay has spent close to two decades on this problem — first at the consultancy undercurrent, and today as Head of Org Design and Development at Airbnb. He advocates for investment in creativity and humanity at work, something you might think would be obvious for any company, but sadly is eclipsed by short term thinking. His new book, Hidden Patterns: A Playbook for More Human Workplaces, is one of the most cohesive philosophies of organizational structure we've come across. And his diagnosis of what's broken is simple: there aren't enough real teams. Most of us work in what he calls “co-acting groups” — people who convene for a meeting and then scatter back to their actual work. In this conversation, we get into why psychological safety stays a platitude until you make it structural, what rule of law looks like inside a company, and how to break a manager's job into atomic pieces and hand away the parts you're bad at. We also chat about why the org chart is a design problem that designers should be at the table for. Bio Clay Parker Jones leads Organizational Design & Development at Airbnb, refining how a creativity-first company learns and ships new ideas. A former Chief Strategy Officer at Black Glass, co-founder of August, and transformation lead at R/GA, his work has been recognized by B Lab and profiled in a Harvard Business School case study. A former bike mechanic with a BA in Diplomacy and World Affairs from Occidental College, Clay now resides in Brooklyn with his wife Emily and cat Ian. You can find him on the Fort Greene tennis courts in his spare time. *** Premium Episodes on Design Better This is a premium episode on Design Better. We release two premium episodes per month, along with two free episodes for everyone. New premium subscriber benefit: we've launched a private Slack workspace…join now to connect with designers, product leaders & creative practitioners in our community. And get a behind-the-scenes pass to every episode with The Roundup, where each week we bring you insights and actionable tactics from recent episodes. Premium subscribers get access to the documentary Design Disruptors and our growing library of books. You'll also get access to our monthly AMAs with former guests, ad-free episodes, discounts and early access to workshops, and our monthly newsletter The Brief that compiles salient insights, quotes, readings, and creative processes uncovered in the show. And subscribers at the annual level now get access to the Design Better Toolkit, which gets you major discounts and free access to tools and courses that will help you unlock new skills, make your workflow more efficient, and take your creativity further. Upgrade to paid Learn more about your ad choices. Visit megaphone.fm/adchoices

Most hosts looking to grow their short-term rental portfolio start in the same place: Zillow, public listings, and whatever properties everyone else can already see.But the best opportunities often never make it that far.In this episode, Sarah and Annette break down four ways to find short-term rental properties before they hit the open market. They share how co-hosting can become an acquisition strategy, why being visible and vocal matters, how Facebook groups and local communities can surface hidden opportunities, and why working with STR-specific experts can help you spot the difference between a cheap property and a property that will actually perform.They also share the story of The Audrey, one of their own Columbus properties that started as a co-hosting relationship before becoming an off-market purchase.If you are trying to grow your portfolio, this episode is a reminder that the next deal may not come from refreshing Zillow. It may come from the relationships you are already building.In this episode, you'll learn:Why some of the best STR properties never hit the marketHow co-hosting can lead to future ownership opportunitiesWhy your reputation as an operator can make you the obvious buyerHow to make yourself visible to owners, agents, and local networksWhy Facebook groups and online communities can reveal off-market leadsWhat to look for in an STR-specific real estate expertWhy relationships can matter more than listing sites when finding your next propertyResources Mentioned:Apply and Learn about Strategic Host!

Scott Wapner and the Investment Committee debate Nvidia's blowout earnings report last night and what it means for the market and your money. Plus, Josh Brown spotlights Airbnb in his "Best Stocks in the Market." And later, CNBC's Oliver Renick joins us to discuss the latest Options Action in SpaceX. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A huge AI worry has been eliminated. Plus, these stocks could rally after Nvidia (NVDA) reports earnings… Druckenmiller's AI op-ed… 2 assets that will benefit from Bessent's bond intervention… And trading ideas from the latest 13Fs. In this episode: These stocks could rally after Nvidia reports earnings [2:59] A huge AI worry has been eliminated [13:05] Is Bessent's bond tinkering a big mistake? [23:48] Why everyone is up in arms over Druckenmiller's AI op-ed [36:30] These assets will benefit from Bessent's intervention [40:30] Two trading ideas from the latest 13Fs [49:10] Today's episode is brought to you by Savvy, the smarter way to book a vacation rental. Travelers save an average of $400 versus Airbnb and VRBO. Your unforgettable family vacation is waiting—and thanks to Savvy, you'll get the rental you want, at the prices you deserve! Savvy.com: Stay smarter.: href="https://www.savvy.com/wsu Did you like this episode? Get more Wall Street Unplugged FREE each week in your inbox. Sign up here: https://curzio.me/syn_wsu Find Wall Street Unplugged podcast… --Curzio Research App: https://curzio.me/syn_app --iTunes: https://curzio.me/syn_wsu_i --Stitcher: https://curzio.me/syn_wsu_s --Website: https://curzio.me/syn_wsu_cat Follow Frank… X: https://curzio.me/syn_twt Facebook: https://curzio.me/syn_fb LinkedIn: https://curzio.me/syn_li

Jessimae Peluso is back on SHENK with Sara Weinshenk, and this time they're talking about gray hairs, periods, astrology, food recalls, fishy eggs, haunted hotels, expensive travel, camping, tattoos, anxiety and preparing for the apocalypse. Sara and Jessimae get into the weird realities of getting older, why periods still feel like a monthly betrayal, and whether intuition is actually intuition or just anxiety. They also investigate the increasingly complicated world of eggs, including fishy yolks, pasture-raised chickens and Jessimae's hard-boiled egg peeling hack. Then things get appropriately unhinged: food recalls, Trader Joe's, seed collecting, growing sweet potatoes, surviving a collapse, expensive hotels, airport drinking, haunted hotels in Alaska and the strange experience of touring as a comedian. It's another episode of SHENK with Sara Weinshenk and comedian Jessimae Peluso. Subscribe to SHENK for more comedy podcasts, comedian interviews, stand-up stories and completely unnecessary investigations into eggs. Follow Jessimae Peluso and check out her podcast, Dying Laughing with Jessimae. https://www.jessimae.com/

In this special episode, Rent To Retirement founder Zach LeMaster joins the Lifestyle Dentist Podcast to share how he went from practicing optometry to building a real estate portfolio that ultimately gave his family financial independence.Zach shares how he and his wife used rental real estate to gradually replace their active income, giving them the freedom to continue practicing healthcare because they enjoy it—not because they financially have to. The conversation explores passive income, long-term wealth creation, real estate tax advantages, cost segregation, leverage, and how busy professionals can invest without turning real estate into another full-time job.

Join ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Downtown Josh Brown⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Michael Batnick⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for another episode of What Are Your Thoughts and see what they have to say about: whether we're approaching peak AI spending, what Nvidia's earnings could tell us about the next phase of the AI trade, and why the biggest opportunity may be companies using AI to surprise investors with better-than-expected growth. Plus, Airbnb and Delta as emerging AI beneficiaries, a bullish setup in materials, ETF Issuer of the Year, LeBron James' massive $300 million loan, Netflix vs. Spotify, and more. This episode is sponsored by F/m Investments and SGVA, the F/m Accumulator Ultrashort Treasury ETF. To learn more about SGVA, visit ⁠Fminvest.com/SGVA⁠ Please take our 2026 audience survey ⁠HERE⁠. Sign up for ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Compound Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and never miss out! Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://instagram.com/thecompoundnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/thecompoundnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/the-compound-media/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@thecompoundnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Josh Brown are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ritholtz Wealth Management⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/advertising-disclaimers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/podcast-youtube-disclosures/⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Alain de Botton est écrivain et philosophe. Il est également le fondateur de The School of Life, il a écrit Le cours de l'amour, un livre que j'ai lu il y a quelques années et qui m'a franchement retourné, parce qu'il commence là où tous les films s'arrêtent : le jour d'après le mariage.C'est le retour de l'été et ca m'a semblé bien de diffuser cet épisode en cette dernière semaine d'aout.Petite précision avant de démarrer : cet épisode a d'abord été diffusé en anglais. J'ai quand même tenu à le proposer en français, parce que ce qu'Alain raconte sur l'amour me paraît trop utile pour rester réservé à celles et ceux qui sont à l'aise avec l'anglais.Il y a un moment dans la conversation où je me suis vu, moi, dans ce qu'il décrivait. Il explique, statistiques à l'appui, que les enfants d'alcooliques tombent massivement amoureux de personnes qui ont un problème d'addiction. Pas par malchance. Parce que nous ne sommes pas attirés par ce qui nous rend heureux, nous sommes attirés par ce qui nous est familier. Et on peut passer une vie entière à rejouer la même scène en croyant chaque fois faire un choix neuf.Dans cet épisode, nous parlons de l'idéal romantique et de ce qu'il nous fait faire, des papillons dans le ventre et de ce qu'ils cachent vraiment, du complexe d'Œdipe relu comme un manuel pratique, des drapeaux rouges à repérer dès le premier dîner, de la sexualité qui s'éteint dans les couples aimants, du polyamour et des dégâts qu'il laisse parfois, de l'infidélité comme tentative maladroite de se rapprocher, des ruptures et de la manière décente de partir, des enfants qui abîment le couple, et de ce qu'on appelle la folie de l'autre.J'ai discuté avec Alain des questions que tout le monde se pose et que personne n'ose formuler à voix haute : est-ce qu'on peut faire changer quelqu'un, comment savoir qu'on a vraiment tout essayé, pourquoi les hommes hétérosexuels ont si peu de mots pour dire ce qu'ils ressentent, et pourquoi les applications de rencontre ont un intérêt économique à ce que vous ne trouviez personne.Ce qui m'a le plus marqué, c'est sa réponse finale. Derrière l'argent, la gloire et l'amour, ce que nous cherchons tous, dit-il, c'est le calme que nous avons connu nourrisson. Et il ajoute une phrase que je n'ai pas réussi à me sortir de la tête : le bruit qui est à l'intérieur de nous a d'abord été un bruit extérieur.Bonne écoute.3. Citations marquantes« Nous ne sommes pas attirés par ce qui nous rend heureux. Nous sommes attirés par ce qui nous est familier. »« Il ne s'agit pas de trouver quelqu'un de sain d'esprit, tout le monde est fou. Il s'agit de trouver quelqu'un capable d'explorer sa folie avec un minimum de maturité. »« Le modèle économique des applis de rencontre repose sur votre échec. C'est une machine à sous : le bonheur, oui, mais pas maintenant, revenez demain. »« Se déshabiller, c'est intéressant. Mais se mettre psychologiquement à nu, ça, c'est la vraie aventure. Et ça ne devient jamais ennuyeux. »« Il n'existe pas d'équilibre entre vie pro et vie perso. Tout ce qui vaut la peine d'être fait va déséquilibrer votre vie. »4. Idées centrales discutées 1. Nous aimons dans un décor que nous n'avons pas choisi (≈ 02:35) Alain ouvre sur cette maxime de La Rochefoucauld : certaines personnes ne seraient jamais tombées amoureuses si elles n'avaient jamais entendu dire que ça existait. Nos émotions reçoivent des encouragements discrets de la société qui nous entoure, et l'idéal romantique en fait partie. Pourquoi ça compte : si nos attentes viennent du décor, elles peuvent être révisées. C'est une bonne nouvelle déguisée en fatalité.2. L'attirance suit le familier, pas le bonheur (≈ 12:52) Le mouvement romantique promettait qu'en suivant son cœur, on choisirait mieux. La psychologie moderne dit l'inverse. Nous rejouons les schémas de frustration de l'enfance parce qu'ils ressemblent à la maison. Pourquoi ça compte : c'est l'explication la plus solide au sentiment de « je retombe toujours sur le même profil » que tant de gens décrivent.3. Les perversions sexuelles sont des terreurs de l'intimité (≈ 25:39) De l'exhibitionniste au voyeur, Alain lit ces comportements comme des refus de la réciprocité : il faut imposer, ou observer de loin, parce que se regarder dans les yeux est insupportable. Pourquoi ça compte : le même mécanisme, en version douce, explique l'amant qui disparaît le lendemain matin. Le désir de connexion et la terreur d'être englouti cohabitent chez tout le monde.4. Les applications de rencontre ont besoin de votre échec (≈ 32:06) Leur modèle repose sur une promesse jamais tenue, exactement comme une machine à sous. Alain reste pourtant optimiste sur la technologie : il imagine une IA témoin du couple, qui signalerait ce que nous ne savons pas entendre. Pourquoi ça compte : ça déplace le débat, le problème n'est pas la technologie, c'est le modèle économique qu'on lui a collé dessus.5. On ne cherche pas quelqu'un de sain, on cherche quelqu'un de lucide (≈ 19:59) La bonne définition d'une attente réaliste, selon lui : quelqu'un capable d'annoncer sa folie avant de la vivre, et de s'en excuser après. Pourquoi ça compte : ça remplace la quête épuisante de la personne parfaite par un critère observable dès les premiers mois.6. Le dialogue a une limite, et il faut l'accepter (≈ 49:05) C'est le moment le plus vulnérable de la conversation. Alain vit de l'idée que les mots transforment les gens, et il admet que ce n'est pas toujours vrai : le traumatisme ferme des portes qu'aucun argument n'ouvre. Pourquoi ça compte : certaines des ruptures les plus douloureuses viennent de là, quitter quelqu'un qu'on aime et qui ne peut pas comprendre.7. La folie de l'autre peut devenir le lieu de l'intimité (≈ 21:28 en germe, développé à 1:20:59) Ce n'est pas la nature du problème qui décide, c'est la manière dont il est porté. Dire « j'ai un problème avec le sexe, aide-moi » peut être plus intime que le sexe lui-même. Pourquoi ça compte : ça retourne complètement la logique des drapeaux rouges. Le défaut avoué relie, le défaut caché détruit.5. Questions posées dans l'interviewComment l'idéal romantique de l'âme sœur a-t-il façonné ce que nous attendons de l'amour, et quels sont les pièges de ces attentes ?Comment prend-on du recul par rapport à un idéal romantique dans lequel nous baignons depuis toujours ?Que valent les papillons dans le ventre, et que sommes-nous censés ressentir quand nous tombons amoureux ?Faut-il suivre son intuition en amour, ou s'en méfier ?Que pensez-vous de l'idée que l'amour dure trois ans ?Quelles sont les attentes réalistes qu'on peut avoir d'une relation ?Existe-t-il des drapeaux rouges fiables, et quelles questions faut-il poser dès les premiers dîners ?Nous vivons dans une société sans friction, Uber, Airbnb, tout doit être fluide. Cherche-t-on aussi un partenaire sans friction ?Est-ce que les hommes hétérosexuels sont plus démunis que les femmes face à leurs propres émotions ?Comment accueillir la folie de son partenaire sans se perdre soi-même ?Peut-on faire changer quelqu'un, et à quelle vitesse ?Comment garder le désir sexuel vivant dans un couple qui s'aime depuis longtemps ?Pourquoi tant d'hommes réclament-ils aujourd'hui des relations ouvertes ?Pourquoi deux personnes qui se sont profondément aimées deviennent-elles des étrangères ?Peut-on pardonner une infidélité, et comment ?Comment savoir qu'on a vraiment tout essayé et qu'il faut partir ?Comment la société devrait-elle évoluer pour améliorer la qualité de nos relations ?Peut-on faire trop de thérapie ?6. Références citées dans l'épisodeAuteurs et philosophesLa Rochefoucauld (≈ 02:48) : « Il y a des gens qui n'auraient jamais été amoureux s'ils n'avaient jamais entendu parler de l'amour. » La citation matrice de tout l'épisode, reprise plus tard à propos du polyamour (≈ 56:47).Sénèque (≈ 17:34) : « Pourquoi pleurer sur des parties de la vie ? Elle appelle tout entière les larmes. » Cité comme exemple de pessimisme réconfortant.Nietzsche (≈ 19:44) : pour vivre, nous avons besoin de certaines illusions.Freud (≈ 33:26) : le complexe d'Œdipe, relu comme modèle des compétences nécessaires à l'âge adulte. Alain note au passage que Freud écrivait mal et qu'il a besoin d'être commenté.Spinoza (≈ 33:50 et ≈ 42:55) : cité comme exemple de penseur qui ne dit pas le meilleur de sa pensée, puis L'Éthique comme exemple de complexité que nous aimons pour de mauvaises raisons.Racine, Shakespeare, Tolstoï (≈ 49:05) : convoqués pour dire que même la plus belle éloquence ne fait pas bouger quelqu'un qui est fermé émotionnellement.Flaubert, Madame Bovary (≈ 59:09) : Emma lit les mauvais livres, ceux qui lui disent que sa vie est ennuyeuse.Livres et créations d'Alain de BottonLe cours de l'amour (The Course of Love) (≈ 00:33) : cité par moi en intro comme le livre qui m'a marqué.The School of Life (≈ 00:33 et ≈ 1:27:43) : l'institution qu'il a fondée, sa chaîne YouTube, et le terrain de ses explorations à venir.Livre français discuté sans être nomméL'amour dure trois ans (≈ 17:34) : je lui soumets la thèse, il répond qu'il ne connaît pas le livre, se félicite qu'il ne soit pas traduit en anglais et refuse d'y croire un vendredi matin à 11h20. [Auteur non nommé dans l'épisode : Frédéric Beigbeder]Cinéma et cultureÉric Rohmer (≈ 59:09) : le cinéaste qui nous apprend la patience des conversations ordinaires.Gladiator (≈ 59:09) : l'exemple inverse, le récit à l'échelle héroïque qui rend la vie quotidienne décevante.Personnes citéesEsther Perel (≈ 18:20) : mentionnée comme la voix à convoquer sur la durée du désir.Invitée d'un précédent épisode de Vlan! (≈ 1:27:26) : je mentionne une conversation qui m'a fait comprendre que le bruit est surtout intérieur. [Nom mal transcrit dans le fichier, à vérifier avant publication]Lieux et imagesLe Bois de Boulogne (≈ 25:39) : l'exemple de l'exhibitionniste.Sainte-Lucie, Saint-Barthélemy (≈ 1:09:21) : les îles de son histoire de plage, la démonstration la plus drôle de notre amnésie sentimentale.Timestamps clés00:00 — Pourquoi cet épisode est en anglais J'explique en français le contexte de l'épisode et pourquoi je tenais à le proposer malgré la barrière de la langue.00:33 — Alain de Botton, School of Life et Le cours de l'amour Mon introduction : pourquoi ce livre m'a marqué, et pourquoi les 20 ou 30 questions les plus difficiles sur l'amour sont réunies ici.02:35 — « Certains ne seraient jamais tombés amoureux s'ils n'en avaient jamais entendu parler » La maxime de La Rochefoucauld comme point de départ : nos émotions ne poussent pas dans le vide, elles sont encouragées par la société. L'idéal romantique nous dit que l'autre doit tout deviner sans qu'on ait à parler.04:59 — La question simple qui fait tomber l'idéal Comment saurai-je que je suis aimé ? À quoi le reconnaîtrai-je ? Vingt personnes dans une pièce donneront vingt réponses différentes selon leur âge, leur pays et leur musique. Nous sommes des créatures hautement suggestibles, et c'est ce qui nous rend libres de changer.06:27 — Les papillons dans le ventre, deux heures suffisent-elles ? Je raconte cette femme rencontrée récemment qui, après deux heures, savait déjà qu'elle ne ressentait rien.07:07 — La solitude originelle et la quête de la maison De l'intérieur d'un corps à l'extérieur du monde, du doudou serré dans les bras à l'adolescence qui cherche un autre corps. Les papillons, c'est la reconnaissance d'une maison perdue, dans une couleur de cheveux, une odeur, un angle de cou, un certain humour.10:58 — Mariages arrangés, romantisme, et le retournement Le passage de la logique dynastique au règne du sentiment, entre 1750 et 1870. Une révolution qui a produit des résultats bien plus paradoxaux qu'on ne le croit.12:52 — La statistique qui fait mal Les enfants d'alcooliques tombent massivement amoureux de personnes qui ont un problème d'addiction. Nous ne sommes pas attirés par le bonheur, nous sommes attirés par le familier.15:43 — Faut-il suivre son intuition ? Non sans la soumettre à examen. Et surtout : tenez un journal de ce que vous vivez, parce que la mémoire réécrit tout. Faites confiance à ce que vous avez ressenti sur le moment, pas à ce que vous imaginez maintenant.17:34 — « L'amour dure trois ans » ? Sa réaction est une des plus drôles de l'épisode. Puis l'argument sérieux : nos goûts ne changent pas si vite, et on ne change pas d'amis tous les trois ans.19:59 — Personne n'est sain d'esprit La seule attente réaliste : quelqu'un capable d'annoncer sa folie juste avant de la vivre, et de s'en excuser après. Il vaut mille fois mieux quelqu'un qui dit « j'ai peur de l'intimité » que quelqu'un qui ne répond plus au téléphone.21:37 — Drapeaux rouges : les vraies questions du premier dîner Un premier dîner est un entretien psychologique. Demandez l'histoire de la personne, sa relation avec ses parents, et observez surtout sa capacité à répondre. « Je ne sais pas, je n'y ai jamais pensé » est en soi une réponse.24:28 — La moitié d'entre nous a peur de s'approcher Environ 50 % des gens portent l'idée inconsciente que se rapprocher de quelqu'un finit mal. Presque tout le monde veut aimer, et presque tout le monde a un obstacle.25:39 — Les perversions sexuelles comme terreurs de l'intimité L'exhibitionniste, le voyeur, et jusqu'au cas le plus tragique. Toutes des manières de refuser la réciprocité. Et le même mécanisme, en version douce, chez l'amant qui promet de rappeler et ne rappelle jamais.28:50 — La vie sans friction et le partenaire sans friction Je lui parle du livre que je veux écrire sur la société du sans-couture, et de cette manie de collectionner les gens en les jetant dès la première imperfection.29:53 — Et si l'IA aidait vraiment les couples ? Son scénario optimiste : une intelligence artificielle témoin du couple, qui signale ce qu'on n'a pas entendu. « Il a mentionné son père trois fois et vous n'avez rien dit. »32:06 — Les applis de rencontre sont des machines à sous Leur modèle repose sur l'échec répété et la promesse du prochain coup. Un appel direct aux entrepreneurs qui écoutent.33:26 — Le complexe d'Œdipe, enfin expliqué utilement Ce que Freud voulait vraiment dire, et pourquoi il l'a mal dit. L'enfant a besoin d'être reconnu comme désirable sans jamais être séduit, et sans jamais être ignoré. Les deux dangers symétriques.38:18 — Pourquoi les conversations entre hommes hétérosexuels sont si ennuyeuses Ça commence dans la cour de récréation, quand pleurer devient une accusation. Ça finit par un adulte qui ne peut dire presque rien de ce qu'il est.40:36 — Quand une remarque sur des chaussures est entendue comme une condamnation à mort Pourquoi certaines personnes vivent toute critique comme une annihilation, et ce que ça révèle de ce qui leur est déjà arrivé.42:55 — Un plaidoyer pour la simplicité Nous adorons la complexité, Spinoza, l'astrophysique, et nous la respectons parfois là où elle n'a rien à faire. Trois heures de discussion quatre fois par semaine sur le sens d'un mot n'est pas une preuve de profondeur.44:26 — Ce qu'est l'amour mature Savoir s'excuser, séparer le passé du présent, distinguer la personne en face de soi de son père ou de sa mère. Et l'analogie du coureur olympique : tout le monde ne peut pas être dans votre équipe.46:36 — On ne change pas sur ordre Les gens changent, mais quand ils le décident, jamais sous la pression. Plus vous insistez, moins c'est possible.47:58 — L'âge émotionnel n'a rien à voir avec l'âge civil Nous tombons amoureux de personnes qui ont notre âge émotionnel. D'où les écarts de vingt ans qui fonctionnent, et les couples du même âge qui se décrochent.49:05 — L'aveu le plus vulnérable de l'épisode Il vit de l'idée que les mots transforment les gens. Et il reconnaît que le traumatisme ferme des portes qu'aucune éloquence n'ouvre. Certaines ruptures naissent exactement là.51:42 — Le désir qui s'éteint dans un couple aimant Le conflit entre le besoin de paraître respectable et la vérité de nos désirs. Plus on a besoin de quelqu'un, moins on ose lui montrer qui on est vraiment.54:17 — Polyamour : « du sang sur le tapis » Son expérience personnelle des amis qui appellent à trois heures du matin. Sans condamner celles et ceux pour qui ça fonctionne.55:51 — L'hôtel, et le partenaire redevenu inconnu La proposition concrète : sortir de la routine, et se rappeler que la personne qu'on croit connaître par cœur reste largement une inconnue.56:23 — Pourquoi tant d'hommes veulent une relation ouverte Une lecture historique et économique du mariage bourgeois, et ce qui se libère quand la contrainte financière disparaît.58:33 — Les histoires d'amour finissent toutes trop tôt Les films s'arrêtent au moment où les deux se trouvent. On ne les voit jamais préparer le dîner vingt ans plus tard.59:09 — Madame Bovary lisait les mauvais livres Rohmer contre Gladiator. Ce que nous regardons décide de ce que nous jugeons digne d'intérêt dans notre propre vie.1:01:06 — La passion, mais psychologique Deux personnes pressées de se retrouver le soir pour reparler de leur enfance. Se mettre psychologiquement à nu, voilà l'aventure qui ne s'épuise jamais.1:02:49 — Le chagrin d'amour est une forme de mort Il refuse de minimiser. Certains en meurent. Et c'est pire quand on ne comprend pas pourquoi l'autre est parti.1:04:09 — Les règles de la décence quand on quitte quelqu'un On prend une amende pour 25 km/h de trop, et on peut disparaître de la vie de quelqu'un après vingt ans sans que personne ne dise rien. Son message le plus direct : si vous savez, partez maintenant.1:07:17 — Peut-on rester amis ? Plus vous avez aimé, plus l'amitié sera pâle. Le meilleur terrain pour une amitié après coup, c'est ironiquement quand on ne s'est pas beaucoup aimés.1:09:21 — Le fichier « problèmes avec X » et l'histoire de la plage Sa méthode contre l'amnésie sentimentale, illustrée par son incapacité chronique à se souvenir qu'il déteste la plage.1:12:11 — L'enfant est une perte, et il faut le savoir La structure tragique de la parentalité, les associations inconscientes qui s'installent quand quelqu'un devient père ou mère, et pourquoi le sexe devient plus compliqué.1:13:47 — « L'équilibre vie pro vie perso n'existe pas » Tout ce qui vaut la peine d'être fait déséquilibre la vie. Il vaut mieux se préparer que se plaindre.1:14:44 — Un plaidoyer pour le compromis Rester pour les enfants n'est pas automatiquement une lâcheté. Refuser tout compromis, c'est un système totalitaire appliqué à sa propre vie.1:16:14 — Comment savoir qu'il est temps de partir Quand vous avez vraiment tout essayé. Les six mois de plus qui semblent perdus vous économisent des années de regrets.1:19:42 — L'infidélité comme tentative de se rapprocher Certaines trahisons disent l'inverse de ce qu'on croit : je ne veux pas sortir, je veux entrer.1:20:59 — La folie de l'autre comme chemin vers l'intimité « J'ai un problème avec le sexe, aide-moi » peut créer plus d'intimité que le sexe. Ce n'est pas la nature du problème qui compte, c'est la manière dont il est porté.1:23:07 — La question qu'on ne lui pose jamais Personne ne l'interroge sur Œdipe ni sur l'exhibitionnisme. Il vient de dire ce qu'il attendait depuis longtemps de pouvoir dire.1:24:10 — L'âge psychologique de l'amour Après les mariages arrangés et l'ère romantique, une troisième époque s'ouvre. Il n'y a qu'une seule voie, l'intelligence émotionnelle.1:25:00 — Peut-on faire trop de thérapie ? Non, mais on peut la faire mal. Et beaucoup de thérapeutes sont mauvais, imposant leur vision du monde à leurs patients.1:26:38 — La porte qu'il ferme : l'anxiété Ce que nous cherchons derrière l'argent, la gloire et l'amour, c'est le calme du nourrisson qui vient de manger.1:27:26 — « Le bruit intérieur a d'abord été un bruit extérieur » La phrase de fin, en une ligne.1:27:43 — Ce qui l'attend La School of Life, et cette immense toile sombre de la vie émotionnelle dont il découvre un morceau à la fois.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Alain de Botton est écrivain et philosophe. Il est également le fondateur de The School of Life, il a écrit Le cours de l'amour, un livre que j'ai lu il y a quelques années et qui m'a franchement retourné, parce qu'il commence là où tous les films s'arrêtent : le jour d'après le mariage.C'est le retour de l'été et ca m'a semblé bien de diffuser cet épisode en cette dernière semaine d'aout.Petite précision avant de démarrer : cet épisode a d'abord été diffusé en anglais. J'ai quand même tenu à le proposer en français, parce que ce qu'Alain raconte sur l'amour me paraît trop utile pour rester réservé à celles et ceux qui sont à l'aise avec l'anglais.Il y a un moment dans la conversation où je me suis vu, moi, dans ce qu'il décrivait. Il explique, statistiques à l'appui, que les enfants d'alcooliques tombent massivement amoureux de personnes qui ont un problème d'addiction. Pas par malchance. Parce que nous ne sommes pas attirés par ce qui nous rend heureux, nous sommes attirés par ce qui nous est familier. Et on peut passer une vie entière à rejouer la même scène en croyant chaque fois faire un choix neuf.Dans cet épisode, nous parlons de l'idéal romantique et de ce qu'il nous fait faire, des papillons dans le ventre et de ce qu'ils cachent vraiment, du complexe d'Œdipe relu comme un manuel pratique, des drapeaux rouges à repérer dès le premier dîner, de la sexualité qui s'éteint dans les couples aimants, du polyamour et des dégâts qu'il laisse parfois, de l'infidélité comme tentative maladroite de se rapprocher, des ruptures et de la manière décente de partir, des enfants qui abîment le couple, et de ce qu'on appelle la folie de l'autre.J'ai discuté avec Alain des questions que tout le monde se pose et que personne n'ose formuler à voix haute : est-ce qu'on peut faire changer quelqu'un, comment savoir qu'on a vraiment tout essayé, pourquoi les hommes hétérosexuels ont si peu de mots pour dire ce qu'ils ressentent, et pourquoi les applications de rencontre ont un intérêt économique à ce que vous ne trouviez personne.Ce qui m'a le plus marqué, c'est sa réponse finale. Derrière l'argent, la gloire et l'amour, ce que nous cherchons tous, dit-il, c'est le calme que nous avons connu nourrisson. Et il ajoute une phrase que je n'ai pas réussi à me sortir de la tête : le bruit qui est à l'intérieur de nous a d'abord été un bruit extérieur.Bonne écoute.3. Citations marquantes« Nous ne sommes pas attirés par ce qui nous rend heureux. Nous sommes attirés par ce qui nous est familier. »« Il ne s'agit pas de trouver quelqu'un de sain d'esprit, tout le monde est fou. Il s'agit de trouver quelqu'un capable d'explorer sa folie avec un minimum de maturité. »« Le modèle économique des applis de rencontre repose sur votre échec. C'est une machine à sous : le bonheur, oui, mais pas maintenant, revenez demain. »« Se déshabiller, c'est intéressant. Mais se mettre psychologiquement à nu, ça, c'est la vraie aventure. Et ça ne devient jamais ennuyeux. »« Il n'existe pas d'équilibre entre vie pro et vie perso. Tout ce qui vaut la peine d'être fait va déséquilibrer votre vie. »4. Idées centrales discutées 1. Nous aimons dans un décor que nous n'avons pas choisi (≈ 02:35) Alain ouvre sur cette maxime de La Rochefoucauld : certaines personnes ne seraient jamais tombées amoureuses si elles n'avaient jamais entendu dire que ça existait. Nos émotions reçoivent des encouragements discrets de la société qui nous entoure, et l'idéal romantique en fait partie. Pourquoi ça compte : si nos attentes viennent du décor, elles peuvent être révisées. C'est une bonne nouvelle déguisée en fatalité.2. L'attirance suit le familier, pas le bonheur (≈ 12:52) Le mouvement romantique promettait qu'en suivant son cœur, on choisirait mieux. La psychologie moderne dit l'inverse. Nous rejouons les schémas de frustration de l'enfance parce qu'ils ressemblent à la maison. Pourquoi ça compte : c'est l'explication la plus solide au sentiment de « je retombe toujours sur le même profil » que tant de gens décrivent.3. Les perversions sexuelles sont des terreurs de l'intimité (≈ 25:39) De l'exhibitionniste au voyeur, Alain lit ces comportements comme des refus de la réciprocité : il faut imposer, ou observer de loin, parce que se regarder dans les yeux est insupportable. Pourquoi ça compte : le même mécanisme, en version douce, explique l'amant qui disparaît le lendemain matin. Le désir de connexion et la terreur d'être englouti cohabitent chez tout le monde.4. Les applications de rencontre ont besoin de votre échec (≈ 32:06) Leur modèle repose sur une promesse jamais tenue, exactement comme une machine à sous. Alain reste pourtant optimiste sur la technologie : il imagine une IA témoin du couple, qui signalerait ce que nous ne savons pas entendre. Pourquoi ça compte : ça déplace le débat, le problème n'est pas la technologie, c'est le modèle économique qu'on lui a collé dessus.5. On ne cherche pas quelqu'un de sain, on cherche quelqu'un de lucide (≈ 19:59) La bonne définition d'une attente réaliste, selon lui : quelqu'un capable d'annoncer sa folie avant de la vivre, et de s'en excuser après. Pourquoi ça compte : ça remplace la quête épuisante de la personne parfaite par un critère observable dès les premiers mois.6. Le dialogue a une limite, et il faut l'accepter (≈ 49:05) C'est le moment le plus vulnérable de la conversation. Alain vit de l'idée que les mots transforment les gens, et il admet que ce n'est pas toujours vrai : le traumatisme ferme des portes qu'aucun argument n'ouvre. Pourquoi ça compte : certaines des ruptures les plus douloureuses viennent de là, quitter quelqu'un qu'on aime et qui ne peut pas comprendre.7. La folie de l'autre peut devenir le lieu de l'intimité (≈ 21:28 en germe, développé à 1:20:59) Ce n'est pas la nature du problème qui décide, c'est la manière dont il est porté. Dire « j'ai un problème avec le sexe, aide-moi » peut être plus intime que le sexe lui-même. Pourquoi ça compte : ça retourne complètement la logique des drapeaux rouges. Le défaut avoué relie, le défaut caché détruit.5. Questions posées dans l'interviewComment l'idéal romantique de l'âme sœur a-t-il façonné ce que nous attendons de l'amour, et quels sont les pièges de ces attentes ?Comment prend-on du recul par rapport à un idéal romantique dans lequel nous baignons depuis toujours ?Que valent les papillons dans le ventre, et que sommes-nous censés ressentir quand nous tombons amoureux ?Faut-il suivre son intuition en amour, ou s'en méfier ?Que pensez-vous de l'idée que l'amour dure trois ans ?Quelles sont les attentes réalistes qu'on peut avoir d'une relation ?Existe-t-il des drapeaux rouges fiables, et quelles questions faut-il poser dès les premiers dîners ?Nous vivons dans une société sans friction, Uber, Airbnb, tout doit être fluide. Cherche-t-on aussi un partenaire sans friction ?Est-ce que les hommes hétérosexuels sont plus démunis que les femmes face à leurs propres émotions ?Comment accueillir la folie de son partenaire sans se perdre soi-même ?Peut-on faire changer quelqu'un, et à quelle vitesse ?Comment garder le désir sexuel vivant dans un couple qui s'aime depuis longtemps ?Pourquoi tant d'hommes réclament-ils aujourd'hui des relations ouvertes ?Pourquoi deux personnes qui se sont profondément aimées deviennent-elles des étrangères ?Peut-on pardonner une infidélité, et comment ?Comment savoir qu'on a vraiment tout essayé et qu'il faut partir ?Comment la société devrait-elle évoluer pour améliorer la qualité de nos relations ?Peut-on faire trop de thérapie ?6. Références citées dans l'épisodeAuteurs et philosophesLa Rochefoucauld (≈ 02:48) : « Il y a des gens qui n'auraient jamais été amoureux s'ils n'avaient jamais entendu parler de l'amour. » La citation matrice de tout l'épisode, reprise plus tard à propos du polyamour (≈ 56:47).Sénèque (≈ 17:34) : « Pourquoi pleurer sur des parties de la vie ? Elle appelle tout entière les larmes. » Cité comme exemple de pessimisme réconfortant.Nietzsche (≈ 19:44) : pour vivre, nous avons besoin de certaines illusions.Freud (≈ 33:26) : le complexe d'Œdipe, relu comme modèle des compétences nécessaires à l'âge adulte. Alain note au passage que Freud écrivait mal et qu'il a besoin d'être commenté.Spinoza (≈ 33:50 et ≈ 42:55) : cité comme exemple de penseur qui ne dit pas le meilleur de sa pensée, puis L'Éthique comme exemple de complexité que nous aimons pour de mauvaises raisons.Racine, Shakespeare, Tolstoï (≈ 49:05) : convoqués pour dire que même la plus belle éloquence ne fait pas bouger quelqu'un qui est fermé émotionnellement.Flaubert, Madame Bovary (≈ 59:09) : Emma lit les mauvais livres, ceux qui lui disent que sa vie est ennuyeuse.Livres et créations d'Alain de BottonLe cours de l'amour (The Course of Love) (≈ 00:33) : cité par moi en intro comme le livre qui m'a marqué.The School of Life (≈ 00:33 et ≈ 1:27:43) : l'institution qu'il a fondée, sa chaîne YouTube, et le terrain de ses explorations à venir.Livre français discuté sans être nomméL'amour dure trois ans (≈ 17:34) : je lui soumets la thèse, il répond qu'il ne connaît pas le livre, se félicite qu'il ne soit pas traduit en anglais et refuse d'y croire un vendredi matin à 11h20. [Auteur non nommé dans l'épisode : Frédéric Beigbeder]Cinéma et cultureÉric Rohmer (≈ 59:09) : le cinéaste qui nous apprend la patience des conversations ordinaires.Gladiator (≈ 59:09) : l'exemple inverse, le récit à l'échelle héroïque qui rend la vie quotidienne décevante.Personnes citéesEsther Perel (≈ 18:20) : mentionnée comme la voix à convoquer sur la durée du désir.Invitée d'un précédent épisode de Vlan! (≈ 1:27:26) : je mentionne une conversation qui m'a fait comprendre que le bruit est surtout intérieur. [Nom mal transcrit dans le fichier, à vérifier avant publication]Lieux et imagesLe Bois de Boulogne (≈ 25:39) : l'exemple de l'exhibitionniste.Sainte-Lucie, Saint-Barthélemy (≈ 1:09:21) : les îles de son histoire de plage, la démonstration la plus drôle de notre amnésie sentimentale.Timestamps clés00:00 — Pourquoi cet épisode est en anglais J'explique en français le contexte de l'épisode et pourquoi je tenais à le proposer malgré la barrière de la langue.00:33 — Alain de Botton, School of Life et Le cours de l'amour Mon introduction : pourquoi ce livre m'a marqué, et pourquoi les 20 ou 30 questions les plus difficiles sur l'amour sont réunies ici.02:35 — « Certains ne seraient jamais tombés amoureux s'ils n'en avaient jamais entendu parler » La maxime de La Rochefoucauld comme point de départ : nos émotions ne poussent pas dans le vide, elles sont encouragées par la société. L'idéal romantique nous dit que l'autre doit tout deviner sans qu'on ait à parler.04:59 — La question simple qui fait tomber l'idéal Comment saurai-je que je suis aimé ? À quoi le reconnaîtrai-je ? Vingt personnes dans une pièce donneront vingt réponses différentes selon leur âge, leur pays et leur musique. Nous sommes des créatures hautement suggestibles, et c'est ce qui nous rend libres de changer.06:27 — Les papillons dans le ventre, deux heures suffisent-elles ? Je raconte cette femme rencontrée récemment qui, après deux heures, savait déjà qu'elle ne ressentait rien.07:07 — La solitude originelle et la quête de la maison De l'intérieur d'un corps à l'extérieur du monde, du doudou serré dans les bras à l'adolescence qui cherche un autre corps. Les papillons, c'est la reconnaissance d'une maison perdue, dans une couleur de cheveux, une odeur, un angle de cou, un certain humour.10:58 — Mariages arrangés, romantisme, et le retournement Le passage de la logique dynastique au règne du sentiment, entre 1750 et 1870. Une révolution qui a produit des résultats bien plus paradoxaux qu'on ne le croit.12:52 — La statistique qui fait mal Les enfants d'alcooliques tombent massivement amoureux de personnes qui ont un problème d'addiction. Nous ne sommes pas attirés par le bonheur, nous sommes attirés par le familier.15:43 — Faut-il suivre son intuition ? Non sans la soumettre à examen. Et surtout : tenez un journal de ce que vous vivez, parce que la mémoire réécrit tout. Faites confiance à ce que vous avez ressenti sur le moment, pas à ce que vous imaginez maintenant.17:34 — « L'amour dure trois ans » ? Sa réaction est une des plus drôles de l'épisode. Puis l'argument sérieux : nos goûts ne changent pas si vite, et on ne change pas d'amis tous les trois ans.19:59 — Personne n'est sain d'esprit La seule attente réaliste : quelqu'un capable d'annoncer sa folie juste avant de la vivre, et de s'en excuser après. Il vaut mille fois mieux quelqu'un qui dit « j'ai peur de l'intimité » que quelqu'un qui ne répond plus au téléphone.21:37 — Drapeaux rouges : les vraies questions du premier dîner Un premier dîner est un entretien psychologique. Demandez l'histoire de la personne, sa relation avec ses parents, et observez surtout sa capacité à répondre. « Je ne sais pas, je n'y ai jamais pensé » est en soi une réponse.24:28 — La moitié d'entre nous a peur de s'approcher Environ 50 % des gens portent l'idée inconsciente que se rapprocher de quelqu'un finit mal. Presque tout le monde veut aimer, et presque tout le monde a un obstacle.25:39 — Les perversions sexuelles comme terreurs de l'intimité L'exhibitionniste, le voyeur, et jusqu'au cas le plus tragique. Toutes des manières de refuser la réciprocité. Et le même mécanisme, en version douce, chez l'amant qui promet de rappeler et ne rappelle jamais.28:50 — La vie sans friction et le partenaire sans friction Je lui parle du livre que je veux écrire sur la société du sans-couture, et de cette manie de collectionner les gens en les jetant dès la première imperfection.29:53 — Et si l'IA aidait vraiment les couples ? Son scénario optimiste : une intelligence artificielle témoin du couple, qui signale ce qu'on n'a pas entendu. « Il a mentionné son père trois fois et vous n'avez rien dit. »32:06 — Les applis de rencontre sont des machines à sous Leur modèle repose sur l'échec répété et la promesse du prochain coup. Un appel direct aux entrepreneurs qui écoutent.33:26 — Le complexe d'Œdipe, enfin expliqué utilement Ce que Freud voulait vraiment dire, et pourquoi il l'a mal dit. L'enfant a besoin d'être reconnu comme désirable sans jamais être séduit, et sans jamais être ignoré. Les deux dangers symétriques.38:18 — Pourquoi les conversations entre hommes hétérosexuels sont si ennuyeuses Ça commence dans la cour de récréation, quand pleurer devient une accusation. Ça finit par un adulte qui ne peut dire presque rien de ce qu'il est.40:36 — Quand une remarque sur des chaussures est entendue comme une condamnation à mort Pourquoi certaines personnes vivent toute critique comme une annihilation, et ce que ça révèle de ce qui leur est déjà arrivé.42:55 — Un plaidoyer pour la simplicité Nous adorons la complexité, Spinoza, l'astrophysique, et nous la respectons parfois là où elle n'a rien à faire. Trois heures de discussion quatre fois par semaine sur le sens d'un mot n'est pas une preuve de profondeur.44:26 — Ce qu'est l'amour mature Savoir s'excuser, séparer le passé du présent, distinguer la personne en face de soi de son père ou de sa mère. Et l'analogie du coureur olympique : tout le monde ne peut pas être dans votre équipe.46:36 — On ne change pas sur ordre Les gens changent, mais quand ils le décident, jamais sous la pression. Plus vous insistez, moins c'est possible.47:58 — L'âge émotionnel n'a rien à voir avec l'âge civil Nous tombons amoureux de personnes qui ont notre âge émotionnel. D'où les écarts de vingt ans qui fonctionnent, et les couples du même âge qui se décrochent.49:05 — L'aveu le plus vulnérable de l'épisode Il vit de l'idée que les mots transforment les gens. Et il reconnaît que le traumatisme ferme des portes qu'aucune éloquence n'ouvre. Certaines ruptures naissent exactement là.51:42 — Le désir qui s'éteint dans un couple aimant Le conflit entre le besoin de paraître respectable et la vérité de nos désirs. Plus on a besoin de quelqu'un, moins on ose lui montrer qui on est vraiment.54:17 — Polyamour : « du sang sur le tapis » Son expérience personnelle des amis qui appellent à trois heures du matin. Sans condamner celles et ceux pour qui ça fonctionne.55:51 — L'hôtel, et le partenaire redevenu inconnu La proposition concrète : sortir de la routine, et se rappeler que la personne qu'on croit connaître par cœur reste largement une inconnue.56:23 — Pourquoi tant d'hommes veulent une relation ouverte Une lecture historique et économique du mariage bourgeois, et ce qui se libère quand la contrainte financière disparaît.58:33 — Les histoires d'amour finissent toutes trop tôt Les films s'arrêtent au moment où les deux se trouvent. On ne les voit jamais préparer le dîner vingt ans plus tard.59:09 — Madame Bovary lisait les mauvais livres Rohmer contre Gladiator. Ce que nous regardons décide de ce que nous jugeons digne d'intérêt dans notre propre vie.1:01:06 — La passion, mais psychologique Deux personnes pressées de se retrouver le soir pour reparler de leur enfance. Se mettre psychologiquement à nu, voilà l'aventure qui ne s'épuise jamais.1:02:49 — Le chagrin d'amour est une forme de mort Il refuse de minimiser. Certains en meurent. Et c'est pire quand on ne comprend pas pourquoi l'autre est parti.1:04:09 — Les règles de la décence quand on quitte quelqu'un On prend une amende pour 25 km/h de trop, et on peut disparaître de la vie de quelqu'un après vingt ans sans que personne ne dise rien. Son message le plus direct : si vous savez, partez maintenant.1:07:17 — Peut-on rester amis ? Plus vous avez aimé, plus l'amitié sera pâle. Le meilleur terrain pour une amitié après coup, c'est ironiquement quand on ne s'est pas beaucoup aimés.1:09:21 — Le fichier « problèmes avec X » et l'histoire de la plage Sa méthode contre l'amnésie sentimentale, illustrée par son incapacité chronique à se souvenir qu'il déteste la plage.1:12:11 — L'enfant est une perte, et il faut le savoir La structure tragique de la parentalité, les associations inconscientes qui s'installent quand quelqu'un devient père ou mère, et pourquoi le sexe devient plus compliqué.1:13:47 — « L'équilibre vie pro vie perso n'existe pas » Tout ce qui vaut la peine d'être fait déséquilibre la vie. Il vaut mieux se préparer que se plaindre.1:14:44 — Un plaidoyer pour le compromis Rester pour les enfants n'est pas automatiquement une lâcheté. Refuser tout compromis, c'est un système totalitaire appliqué à sa propre vie.1:16:14 — Comment savoir qu'il est temps de partir Quand vous avez vraiment tout essayé. Les six mois de plus qui semblent perdus vous économisent des années de regrets.1:19:42 — L'infidélité comme tentative de se rapprocher Certaines trahisons disent l'inverse de ce qu'on croit : je ne veux pas sortir, je veux entrer.1:20:59 — La folie de l'autre comme chemin vers l'intimité « J'ai un problème avec le sexe, aide-moi » peut créer plus d'intimité que le sexe. Ce n'est pas la nature du problème qui compte, c'est la manière dont il est porté.1:23:07 — La question qu'on ne lui pose jamais Personne ne l'interroge sur Œdipe ni sur l'exhibitionnisme. Il vient de dire ce qu'il attendait depuis longtemps de pouvoir dire.1:24:10 — L'âge psychologique de l'amour Après les mariages arrangés et l'ère romantique, une troisième époque s'ouvre. Il n'y a qu'une seule voie, l'intelligence émotionnelle.1:25:00 — Peut-on faire trop de thérapie ? Non, mais on peut la faire mal. Et beaucoup de thérapeutes sont mauvais, imposant leur vision du monde à leurs patients.1:26:38 — La porte qu'il ferme : l'anxiété Ce que nous cherchons derrière l'argent, la gloire et l'amour, c'est le calme du nourrisson qui vient de manger.1:27:26 — « Le bruit intérieur a d'abord été un bruit extérieur » La phrase de fin, en une ligne.1:27:43 — Ce qui l'attend La School of Life, et cette immense toile sombre de la vie émotionnelle dont il découvre un morceau à la fois. Suggestion d'autres épisodes à écouter : [BEST OF] Esther Perel : repenser le couple à l'âge du choix infini (https://audmns.com/fHyNTYA) [Hors-Serie] Tout ce que j'aurais voulu savoir en amour avec Alain de Botton (partie 1) (https://audmns.com/jiDhQhD) [Hors serie] Tout ce que j'aurais voulu savoir en amour avec Alain de Botton (partie 2) (https://audmns.com/vUBKEkK)Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

In this episode, multi-business owner and mom of three Dani Lynnes joins the show to discuss her journey growing a seven-figure childcare center in North Dakota, alongside managing an Airbnb, a farm, a tote rental company, and a family sports schedule. Dani opens up about the pivotal moment that forced her to shift from a hands-on director to a systems-oriented COO, leading to the creation of "the dashboard"—a Trello-based organization system that helps busy moms and entrepreneurs streamline their lives, reduce decision fatigue, and reclaim their freedom. She also shares her raw perspective on navigating the comparison traps of social media, leaning into faith after the sudden loss of her father, and learning to prioritize health, sleep, and alignment over superficial markers of success. About Dani Lynnes Dani Lynnes is a business owner, systems strategist, and creator of The Dashboard—a simple operating system that helps established entrepreneurs organize their priorities, reduce overwhelm, and make confident decisions. As the owner of multiple businesses, including a successful childcare center, real estate ventures, and other entrepreneurial endeavors, Dani understands what it takes to balance growth, leadership, and family without sacrificing what matters most. Known for her practical, no-fluff approach, Dani teaches business owners how to create systems that bring clarity, increase productivity, and free up mental space so they can focus on the work that truly moves the needle. Her mission is simple: help entrepreneurs stop managing chaos and start leading with intention. Connect with Dani on LinkedIn Follow Dani on Instagram Check out Dani's freebie 30 Minute Weekly Reset   If you enjoyed this episode, make sure and give us a five star rating  and leave us a comment on iTunes   CONNECT WITH CHRISTINA! Instagram LinkedIn Christinalecuyer.com Book a Free Clarity Call Book Christina For Your Next Workshop

What did you think of todays show??Every washed up influencer on your feed suddenly found God, and the timing is not an accident. In this episode, we break down faith as a sales pitch, the borrower who filmed himself explaining how to lie for an Airbnb loan, and why real estate advice from 2015 is still ranking on YouTube and still wrong. You'll also hear what a $20 million yacht really costs to keep, and what Mike learned about insurance checks after his house burned down.Topics discussed:Introduction (00:00)Why washed up influencers suddenly found God (01:35)Andy Elliott and the faith sales pitch (03:05)What a $20 million yacht really costs (10:53)The buyer who tried to retrade Dylan (14:55)How a Chinese AI cracked a Bitcoin wallet (17:15)The Airbnb owner who filmed himself telling people to lie (22:35)Why non-recourse debt doesn't exist (24:34)Why 2015 real estate advice still ranks (25:16)Pace Morby and guru advice that was never true (26:09)Mike's burned house and the insurance checks (29:26)The property every landlord wishes would burn (29:42)What servers in Maui and Vail actually make (37:27)Why the 30 year yield hasn't moved DSCR (40:01)Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_deals/This episode was produced by Podcast Boutique https://www.podcastboutique.com (https://podcastboutique.com/)

Why I'm Not Buying More Airbnbs Right NowWhat if buying another Airbnb isn't actually the best move for your portfolio?In this episode, Kenny Bedwell explains why he has paused his Airbnb acquisitions after years of building and growing his short term rental portfolio. But that doesn't mean he's done buying Airbnbs. Instead, Kenny breaks down why successful investing is about knowing what your portfolio needs at each stage and making sure your next investment supports your bigger goals.With several properties already generating significant cash flow, Kenny explains why he is shifting his focus toward stabilization and long term appreciation rather than simply adding another cash flowing property. He also shares how his 14 room hotel fits into that strategy and why the right investment can look completely different depending on where you are in life.From knowing when to stop acquiring to understanding your exit strategy, this episode is about being intentional with your investments instead of constantly chasing the next deal.If you're building a short term rental portfolio, this episode will help you step back, look at the bigger picture, and figure out what your next investment should actually accomplish.Key Takeaways• Why Kenny paused his Airbnb acquisitions after years of aggressive buying• Why constantly chasing cash flow can eventually create another job• How to know when it is time to stop acquiring and start stabilizing• Why your investment goals should determine what you buy and when you buy it• The difference between generating cash flow and building long term wealth• Why appreciation becomes more important once you have enough cash flow• How Kenny's hotel investment fits into his longer term wealth strategy• Why your exit strategy should influence the markets and properties you choose• Why operating and marketing your existing properties is just as important as finding new deals• Why your investment plan needs to change as your life, goals, and circumstances changeAbout the HostKenny Bedwell is a short term rental investor, entrepreneur, and founder of STR Insights. Through Cash Flow Positive, he shares his experience building and operating high performing short term rentals while helping investors make smarter decisions about acquiring, operating, and growing their portfolios.Important LinksWant us to find the deals for you? https://strinsights.comInstagram: @kenny_bedwellYouTube: Cash Flow PositiveLinkedIn: Kenneth BedwellCash Flow Positive is an original podcast hosted by Kenny Bedwell.

In this episode throwback replay of Trail Mix, the counselors read submitted stories about a camper seeking advice on how to survive a summer vacation with bullies, a vampire wedding photo shoot, a camper who was on an iconic televised game show, and a spooky AirBNB tale that might ignite some fear. (Original Air Date: Jun 10, 2024)Want BONUS CONTENT? Join our PATREON!Check out our website and submit your inquiries for advice, juicy gossip, confessions, and horror stories!Sponsors:➜ Go to BollAndBranch.com/camp (and use code: camp) to get up to 15% off, plus free shipping. Exclusions apply. See site for details.➜ Skip the junk without overspending. Head over to ThriveMarket.com/camp to get $30 off your first two orders!Camp Songs: Listen on Spotify here or Listen online here!Social Media:Camp Counselors TikTokCamp Counselors InstagramCamp Counselors FacebookCamp Counselors TwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Will the Air BnB that Hayden P (I can't spell her last name) passed away in go for a lot of money now? You know people will want to stay there, RIP nonetheless We got a voicemail about Party Man Dan, shall we play it?

Anthony Reeves, author, speaker, and former global leader at Amazon, Airbnb, and WPP, who helps leaders and organisations cut through complexity, protect what makes them different, and move forward with clarity.Through his speaking, consulting, and book Eat The Donkey, Anthony brings hard-won lessons from the Outback and the boardroom to help businesses simplify pressure, alignment, decision-making, and the growing threat of sameness in the age of AI.Now, Anthony's journey from one of the loneliest and most hostile places on the planet to some of the world's most demanding boardrooms demonstrates the power of resilience, simplicity, and keeping your name intact when everything is on the line.And while he has seen the cost of not taking care of himself while building a high-pressure career, he now uses those lessons to help others lead with more clarity, humanity, and strength.Here's where to find more:anthonyreeves.co https://www.linkedin.com/in/anthonyreeves/________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business.From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!).Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here:https://linktr.ee/unforgetyourself

Send us Fan MailCraig's internet went down, so I grabbed the mic, opened GarageBand, and turned a quiet week into a full-on geocaching travel report. If you've ever wondered what makes a mega event feel genuinely worth the drive, West Bend, Wisconsin has an answer: the $1,000 West Bend Cash Bash, a town that embraces geocachers, and a lineup of brand-new hides that are actually creative, polished, and fun to do back-to-back.I walk through why West Bend has built a reputation as the geocaching capital of the Midwest, from the scale (they advertise 1,200 geocaches within 10 miles) to the tradition of releasing 50 new caches for the event. I break down how the cash raffle and prize tickets work, what the “all things Wisconsin” theme looks like on the trail, and the specific caches that made me laugh out loud, including a cheese shop-style container, a Quick Trip multi that nails the gas station vibe, a Hodag creature build, and even a cow you get to “milk” to earn the find.There's also the people side: seeing familiar faces, meeting newer geocaching creators Mitch and Becca, and trading my shareables in person for the first time. I wrap with practical planning tips for next year (timing, lodging, and why an Airbnb can beat inflated hotel rates) plus a bonus detour to the Miller Brewery tour in Milwaukee, complete with a geocache that's been around since 2001.If you enjoy geocaching stories, gadget caches, Midwest travel, and destination-worthy hide quality, subscribe, share this with a caching friend, and leave us a review so more people can find the show.Support the showFacebookInstagramYoutube 

We're recapping Joanna's points-powered mother-daughter road trip through Ireland and Northern Ireland! We break down how she snagged an Aer Lingus Business Class mistake fare for just 87,000 Amex points for two, used Hyatt, Hilton, Capital One points, and travel credits for lodging, and put Chase Sapphire Reserve benefits to work on the rental car. Then we hit the road for castles, the Giant's Causeway, Carrick-a-Rede Rope Bridge, Neolithic sites, horseback riding, and an unforgettable sheepdog experience—plus why the unplanned, crowd-free stops became some of the trip's biggest highlights.02:10 Mistake fare and booking process10:59 Arrival lounge and Dublin airport17:35 Wilder Townhouse and Dublin22:16 Weather, crowds, and Dublin impressions23:10 Driving through the Irish countryside27:45 Tollymore Forest29:00 Airbnb and Fetch savings33:12 Northern Ireland day trip and scenic stopsMentioned in this Episode:Passport EpisodeBusiness Class Flight DealsChasingmemories.coDromara AirbnbRakuten- Mary Ellen (Get 5000 AMEX or Bilt POINTS)Rakuten- Joanna (Get 5000 AMEX or Bilt POINTS)Glenshane Country FarmIslandmagee Riding CenterIreland & Northern Ireland Blog PostFind Us On Online:Sign Up for the Y! Wonder Travel NewsletterMary Ellen | JoFacebook GroupAffiliate Links:Comfrt.com 15% OFFBEST deal on CardpointersOur Favorite Credit CardsWe may receive a small commission when you choose to use any of our links to purchase your products or apply for your cards

After a tornado damaged his Arkansas home, Mark needed somewhere nearby to stay while repairs were underway. One Airbnb seemed like the obvious choice—close to home, newly remodeled and perfect for his dogs. Still, every time he looked at the listing, something made him hesitate.He booked it anyway.At first, there was nothing particularly unusual about the place. Then came a strange first night, followed by little things Mark could almost dismiss. But when he happened to search the address online, he discovered something about the home's past that suddenly made his uneasiness much harder to ignore.What happened inside that house before Mark ever arrived—and had all of it really stayed in the past?#RealGhostStoriesOnline #RealGhostStories #GhostStory #HauntedAirbnb #Paranormal #HauntedHouse #Arkansas #GhostEncounter #Unexplained #TrueGhostStory Love real ghost stories? Don't just listen—join us on YouTube and be part of the largest community of real paranormal encounters anywhere. Subscribe now and never miss a chilling new story:

How does one ride with the wrong passenger turn an ordinary driver into a Bitcoin entrepreneur in El Salvador? I sat down with Pierre Valiente to find out, and his car rentals, airport transfers, and 14-room Bitcoin Casa guest house in San Salvador all accept Bitcoin, which makes life awkward for every critic who keeps telling me locals don't use it. The passenger was Sandy Wade, headed to the Adopting Bitcoin conference back in 2023. She tried to pay him with a $20 bill he couldn't break, he told her to keep it, and she invited him to the conference instead. Two days later he walked out understanding self custody, cold wallets, and why holding your own keys beats trusting a bank.The backstory alone is worth the listen. Pierre was born in Santa Ana, spent 22 years in Los Angeles, and taught English to special forces at a military camp in Dubai for four years before coming home to open his school near Metrocentro. That entrepreneurial streak is exactly what Bitcoin rewarded once he found it.His transportation business started with a single car after he noticed Bitcoiners landing at the airport with no good way to get around. Today the fleet runs from a Jeep Compass at $45 a day up to a brand new 4x4 at $60 to $65, insurance included, no hidden fees, every rental payable in Bitcoin. Anyone spending less than six months a year in the country should hear our rent-versus-buy conversation before letting a car rot through a wet season, and I speak from moldy experience.Bitcoin Casa is the hospitality side of the equation, a 14-room guest house seven minutes from the historic center that he built with his German partner for Bitcoiners who arrive with two suitcases and a plan. Short-term rentals run $35 a night, monthly stays run $500, and the rooms come with standing desks, Starlink, and a Bitcoin ATM in the lobby for anyone who wants to stack on arrival. He's already scouting Antiguo Cuscatlán and San Benito for location number two.Pierre's take on the adoption question might be the most honest one I've heard from a Salvadoran entrepreneur. Older folks sold their Chivo wallet bitcoin for fiat because nobody taught them what they were holding, and the younger generation grew up watching that mistake, so they want control of their own money. He calls himself part of the first wave, and he's hiring locals so the opportunity stays in the country. If this episode makes you want to land here with two suitcases of your own, subscribe, share it with the friend who still calls it magic internet money, and tell us in the comments: would you take the ride or keep the $20?—Bitcoin Beach TeamLearn more about Pierre Valiente:WhatsApp: +503 7557 7261Web: https://www.bitcoincasasv.com/Instagram: https://www.instagram.com/bitcoincasasvTikTok: https://www.tiktok.com/@bitcoin.casaFacebook: https://www.facebook.com/profile.php?id=61584549045182Support and follow Bitcoin Beach:X: https://www.twitter.com/BitcoinBeach IG: https://www.instagram.com/bitcoinbeach_sv TikTok: https://www.tiktok.com/@livefrombitcoinbeach Web: https://www.bitcoinbeach.com STAY AT BITCOIN BEACH: https://www.stayatbitcoinbeach.com/punta-mango-villasBrowse through this quick guide to learn more about the episode:00:00 Intro01:42 Who is Pierre Valiente from Bitcoin Casa El Salvador?02:45 What is it like growing up between El Salvador and Los Angeles?08:42 How do you start an English school in El Salvador?09:24 How do people in El Salvador get into Bitcoin?12:28 Do Salvadorans actually use Bitcoin?17:22 How much does it cost to rent a car in El Salvador?20:36 Should you rent or buy a car in El Salvador?28:02 Where do Bitcoiners stay in San Salvador?35:04 How do you book a Bitcoin friendly Airbnb in El Salvador?Live From Bitcoin Beach

Harvey Levin and Mark Geragos are back for another episode of 2 Angry Men, diving into the investigation surrounding Hayden Panettiere's death and the mounting questions involving her boyfriend, Brian Hickerson, who was with her at the Airbnb where she was found unresponsive. The two break down the revelation that Narcan was already inside the Airbnb, why the DEA's early involvement is raising eyebrows, and what investigators could be looking for as they await toxicology results. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Visit http://www.Quince.com/DWKT for free shipping and 365 day returns!Taking care of your health just got easier – start here with Zocdoc: https://zocdoc.com/DWKT #sponsored Over 2 Million Butts Love TUSHY. Get 10% off TUSHY with the code DWKT at https://hellotushy.com/DWKTIn today's episode, we have another stranger session photoshoot... or two, actually. Both of which did not go as planned, but for very different reasons that you won't even begin to guess. Then we move onto a TikToker who exposes what she believes to be a major scam - or at the very least, extremely poor management.  We Love The Internets:https://www.instagram.com/reel/DcG04hghNbR/https://www.instagram.com/reel/Db6SAY-JrHI/00:00 Introduction3:30 Stranger Photoshoot Disasters40:06 Airbnb Scam?!01:02:48 We Love the InternetWe hope you enjoyed this episode!  For even more content, go join The Other Girlies over on our Patreon! https://www.patreon.com/c/doweknowthemPlease let us know on Twitter or Instagram if you have any topic suggestions for a future episode! (@lily_marston & @jessismiles__)PS. The girlies have officially entered their short form content era! Follow our official accounts: https://instagram.com/doweknowthempodcast & https://tiktok.com/@doweknowthempodcastBusiness Inquiries: doweknowthempodcast@gmail.comDo We Know Them PodcastHosted by Lily Marston & Jessi Smiles

Inflation is REAL and apparently our wallets are feeling it too. This week, we're talking about how expensive life has gotten, what we're currently binge-watching, and why moms supporting moms will always be a yes. PLUS, we're introducing a juicy new confessions segment and addressing the elephant in the room… YOUR COMMENTS. Let's get into it.  

In this throwback episode, I'm sharing my wild personal experiences with Moldavite, from the first time it seemingly accelerated years of change into a matter of months, to what happened when I recently decided I was finally ready to work with it again. I'm talking about why Moldavite has earned its reputation as one of the most transformational crystals, the unexpected ways it can bring change into your life, and why I'm approaching it VERY differently this time around. If you've ever wondered whether Moldavite really lives up to the hype, buckle up, bitches.To grab your Moldavite, head to https://www.cannycrystals.co.uk/search?q=moldavite and checkout with code FRAN for 10% off!Come find me on Instagram & let me know what you thought of this episode. I'm @francescaamber and @lawofattractionchangedmylifeOooh, my Camden house is now available on Airbnb. You can find it by CLICKING HERE!You can find everything else at workwithfrancescaamber.com/linksand of course save £££ on your mortgage using https://linkprod.sprive.com/refer?code=VYQRZRJSSee you next week,Fran xYou can find the EXTREMELY WEALTHY FAST overnight audio here: https://francescaamber.com/products/extreme-wealth-fast-8-hour-affirmationsWant to overpay your mortgage without even trying? Sign up to Sprive here: https://linkprod.sprive.com/refer?code=VYQRZRJS and use my code VYQRZRJSCome see me at my events: https://workwithfrancescaamber.com/links Hosted on Acast. See acast.com/privacy for more information.

Most Airbnb hosts plan for the obvious costs: the mortgage, furnishings, cleaning fees, and maybe a few supplies.But the expenses that hurt the most are usually the ones no one planned for.In this episode, Sarah and Annette break down 11 short-term rental expenses that commonly catch hosts off guard. Some are small recurring costs. Others can wipe out thousands of dollars if they are missing from your forecast, budget, or profit and loss statement.They cover everything from short-term rental insurance and permits to platform fees, tech stack bloat, credit card processing fees, chargebacks, utility spikes, seasonal photography, furniture replacement, and the professional team every host should have before they need one urgently.They also name the most expensive hidden cost of all: hosting without a pricing strategy.If you are only looking at gross revenue, this episode will help you understand what your Airbnb is actually costing you—and where those expenses belong in your business.In this episode, you'll learn:Why AirCover is not a replacement for short-term rental insuranceWhich licensing and permit costs hosts need to plan forHow OTA commissions and platform fees affect actual profitWhy tech subscriptions should be audited quarterlyWhat direct booking hosts need to know about processing fees and chargebacksWhy high occupancy can create higher utility costsHow seasonal photography can impact bookingsWhy cheap furniture often costs more over timeWhich financial professionals belong in your hosting businessWhy a missing pricing strategy can cost more than anything elseResources Mentioned: Join us Live and Learn about Strategic Host!PriceLabs: Revenue management for hosts and property managers.

Training camp coverage is made free this week by Plumb Quick! Don't wait until water is coming through the ceiling to figure out who your plumber is. (469) 331-3669 or visit www.plumbquickcompany.comOur final day of camp comes at a good time because tensions have been boiling in the Airbnb and ends with Jake getting very upset with Dan. The Triplets stop by the table today as we talk about Madden ratings with Brandon Aubrey, Trent Sieg, and Bryan Anger. And then the news stays local, for us, as a dirt bike avoids police but stops for gas two different times. (00:00) - Open: Tensions run high at the Airbnb (33:59) - Sports: Camp observations (54:09) - The Triplets: Brandon Aubrey, Trent Sieg, and Bryan Anger (01:31:18) - Army recruiting gamers (01:49:44) - News: LA police chase of a dirt bike (02:09:21) - VM Birthdays/Today in History with Heart Attack Man ★ Support this podcast on Patreon ★

Short-term rental investing has changed. The easy Airbnb boom of the pandemic years may be over, but that doesn't mean the opportunity is gone.   Tony Robinson, real estate investor and co-host of the BiggerPockets Real Estate Rookie podcast, joins Kathy Fettke to explain what actually works in the short-term rental market in 2026. Tony breaks down how Airbnb investors can evaluate markets, spot oversupply, analyze potential properties, improve occupancy, and compete with newer short-term rentals.   They also discuss when it makes sense to convert a long-term rental into a short-term rental, why smaller vacation markets can sometimes outperform popular destinations, how to protect against changing Airbnb regulations, and the amenities and guest experience that can make or break a property.   Get your Free PDF at www.Realwealth.com/FiveQuestions   DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com.

On this special segment of The Full Ratchet, the following Investors are featured: Grant Demaree of Onebrief Mark Peter Davis of Interplay Glenn Solomon of Notable Capital Each investor highlights a situation where they decided not to invest, why they passed, and how it played out. The host of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. We're proud to partner with Ramp, the modern finance automation platform. Book a demo and get $150—no strings attached.   Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

Reflections from host Sarah Olivieri ... Why Distributed Leadership Fails (And What Actually Makes It Work) Most nonprofit leaders I talk to already know they can't make every decision themselves. They've read the books. They've heard the term "distributed leadership." They've said out loud, in strategy meetings and board retreats, that they want more decisions happening closer to the people doing the work. And then, a year later, they're still the bottleneck. The story I hear is almost always the same. "I told my team they had authority. I told them I trusted them. But nothing changed. Decisions still come to me." What looks like a resistance problem is actually a systems problem. Distributed leadership is being announced instead of built. The word gets used. The system underneath it does not exist. When the system doesn't exist, people keep doing what the old system taught them to do. They ask permission. They wait for the meeting. They send the email up the chain. Not because they don't want authority. Because nothing around them has been redesigned to make holding that authority a real, workable practice. The Difference Between Declaring And Building A pattern I see over and over: a CEO decides the organization is going to be less hierarchical. They restructure the org chart. They rename departments. They talk about it in the all-staff. And then, six months in, nothing has actually shifted. The org chart is new. The meeting agendas are the same, the decision paths are the same, and the CEO is still the person everyone routes to. The chart got redrawn on top of an unchanged system. This is the structural piece that gets missed. An org chart tells you who is in charge of who. It doesn't tell you what actually needs to get done in the organization or who is accountable for making sure it does. And it doesn't touch the two places where the old hierarchy actually lives, which are meetings and decisions. Until those change, you've made a values statement. You haven't built a system. Trade The Org Chart For A Functions Chart The first piece of the redesign is the one leaders skip most often, because it looks like a semantic move and it isn't. Stop leading with an org chart. Build a functions chart. An org chart is about who is in charge of who. It's a picture of hierarchy. And a hierarchical leadership system, by design, consolidates power by concentrating decision-making. Using an org chart is literally a system that moves you in the opposite direction of distributed decision-making. A functions chart, which is the shape of the Leadership Blueprint I've developed with clients, is about what actually needs to get done in the organization and who is accountable for making sure it does. Instead of boxes for roles under other roles, you have named functions, each tied to a specific outcome, each with one person accountable for that outcome getting produced. That single move changes everything downstream. Now people aren't waiting to be told what to do by the person above them. They're accountable for an outcome, and they hold the decisions required to produce it. Distributed leadership stops being an aspiration. It becomes the actual design. One line from my conversation with Jocelyn Wyatt, CEO of Alight, has stayed with me: "I both could hold distributed leadership, but then also had to teach distributed leadership to sort of the next level and the next level and the next level." What I appreciate about this framing is that it explains the mechanism. Once the functions chart is in place and each function has a clearly accountable owner, the work at each layer is to run distributed leadership inside their piece of the chart. That's a system carrying the practice, not a value statement trying to. Rework The Meetings The second piece is meetings. This is the piece I see leaders underestimate the most, and it is where command-and-control reinstalls itself no matter what the org chart says. Meeting agendas are a system. They reinforce whatever model is baked into them. If your leadership team meeting agenda is a series of updates rolling up to you, followed by decisions the group is asking you to make, you are running a command-and-control meeting. It doesn't matter what you call the meeting or what values you name at the top of it. The structure produces the behavior. A meeting designed to reinforce distributed leadership looks different. The agenda is structured around identifying where things are going right and where things are going wrong, and giving each outcome owner the chance to receive support from the rest of the group. Not approval from everyone. Not approval from any one person. Support. The group's job is to be useful to that owner, not to sign off on their work. That one shift, done consistently, changes how the whole organization behaves inside a quarter. People stop bringing their decisions to meetings for permission. They start bringing them for input, and the input goes back with them. Let People Volunteer Into The Outcomes They'll Own The third piece is how outcomes actually get owned, and this is the part most leaders get backwards Distributing decision-making is essentially the same thing as delegating outcomes. The person in a heads role is accountable for an outcome that sits outside their direct control. They can't personally make every donation come in, or every program hit its mark, or every partnership hold. But they own whether it happens. They decide what changes, what scales, what gets paused, what gets killed. The traditional way to fill those roles is assignment. The CEO and one or two senior leaders sit in a closed room and decide who gets promoted, who gets moved, who gets the new accountability. That model has two problems. It's bad for innovation, because people don't do their best thinking when they feel like they need a supervisor's approval for their next move. And it's bad for equity, because every layer of subjective human assessment lets inherited bias operate. The better move is to make the Leadership Blueprint visible to the whole team and let people volunteer into the heads roles they want to grow toward. The map shows every function, every outcome, and who currently owns each one. In front of the team, you ask: Where does the organization need to grow next? Who's ready for a heads role they've never held? Who wants to add a heads accountability on top of what they're already carrying? That's not chaos. It's not a free-for-all. It's a shift in the question. Instead of "what does my manager think of my work this quarter," the question becomes "where does this organization need to grow next, and where do I want to be standing when it does?" When someone volunteers into an outcome, the accountability lands differently. They chose it. They saw the map, understood the gap, and stepped forward. That's a very different starting point than being told what you're now responsible for. Ownership behaves differently when it's chosen than when it's assigned. The closed-door version of advancement produces one thing: the CEO deciding who moves. The open-map version produces three things at once: better innovation, better retention, and a more equitable system. Then Train Inside The System Once the functions chart is visible, the meetings are redesigned around it, and people have volunteered into the outcomes they'll own, training becomes the thing that lets the system actually run. Training is real work. Workshops, small conversations, direct coaching on what it means to invite the person closer to the problem into the decision, how to synthesize what they say, how to bring insight back and let it change the plan. It teaches people how to operate inside the redesigned system. On its own, though, training can't do the whole job. If the meetings, the reporting lines, and the decision rights still send the old signal, the training won't override them. Announcing a principle is a values statement. Building the system that makes it real, and then training people to operate inside it, is the whole job. Only the second one holds. Curiosity Is The Precondition There's one more piece underneath all of this that I want to name, because it's easy to miss. All of the structural work, all the redesign of the functions chart and meetings and decision rights, all the workshops and small practices, sit on top of a mindset. The leader has to be genuinely curious about what the people closer to the problem think. Not curious in a symbolic way. Not curious in a "we ran a listening tour" way. Curious in the sense that you actually don't already have the answer, and you know that the person in front of you has information you don't, and you want it. Jocelyn put it well: "I would probably say curiosity. I think that curiosity is such important sort of trait to hold, particularly as a leader. Like, I think we so often, as we sort of go up a journey in leadership, are told that we're the experts, that we know all the things, and people ask us all the questions, and we have the answers." This makes sense given the setup. When a leader believes they already have the answers, distributed leadership becomes theater. The information from the people closer to the problem never actually changes what happens. When a leader is genuinely curious, the information starts to move things. That's when the system produces something different. Curiosity is what makes the whole system real instead of performative. Without it, the practice collapses back into the CEO deciding everything, just with more meetings. What Changes When You Build It This Way When distributed leadership is actually built into an organization, a few things start to shift. The CEO stops being the bottleneck. Decisions get made faster because they're being made where the information lives. The people closest to the work feel the weight of it in a good way, they own the outcome and they own the improvement. Programs get better because they're being shaped by the people running them and the people they're serving. Money follows more easily because the strategy is grounded in what the ground actually looks like. None of that comes from the announcement. It comes from the redesigned system underneath the announcement. A functions chart that names the outcomes and who is accountable for each one. Meetings restructured around those functions, not around reporting to the CEO. People volunteering into the heads roles they want to grow toward, instead of being assigned in a closed room. Training that teaches people how to operate inside all of it. The CEO learning to sit on their hands the twentieth time they want to redirect. The point is to become the kind of leader who builds the system that makes the whole organization stronger, instead of the one whose signature has to be on everything. About the Guest Jocelyn Wyatt, CEO of Alight, leads a global team of over 2,000 members, leveraging her extensive strategic development expertise and a strong human-centered approach. Previously, as co-founder and CEO of IDEO.org, she drove collaborations with major global entities like the Bill & Melinda Gates Foundation, Robert Wood Johnson Foundation, and Acumen, fostering a decade of impactful leadership. Jocelyn's influence extends to her roles as a founding board member of Airbnb.org, board member of IDEO.org, advisory board member of Marketplace, and founding member of Chief. Connect with Jocelyn: Website: https://www.wearealight.org/ LinkedIn: https://www.linkedin.com/in/jocelynwyatt/ Be sure to subscribe to Inspired Nonprofit Leadership so that you don't miss a single episode, and while you're at it, won't you take a moment to write a short review and rate our show? It would be greatly appreciated! Let us know the topics or questions you would like to hear about in a future episode. You can do that and follow us on LinkedIn.

The way travelers discover short-term rentals is changing—and the biggest shift may be happening before they ever visit Airbnb, Vrbo, or a property manager's website. In this episode of The STR Data Lab, AirDNA Chief Economist Jamie Lane sits down with Jason Cincotta, co-founder of Kismet, to unpack how AI-powered search is reshaping travel discovery, how much revenue it may already be influencing, and why traditional attribution models could be missing a huge part of the picture.The conversation goes beyond the headline numbers. Jamie and Jason explore why AI-driven guests may convert at higher rates, why so much AI research happens “in the dark” without appearing in traditional analytics, and how the rise of AI could change the long-standing balance between OTAs and direct bookings. They also discuss what property managers and hosts can do today—from improving imagery and website experiences to making their property data easier for AI systems to understand.You don't want to miss this episode if you want to understand where STR distribution is headed next.Key TakeawaysAI search is already influencing STR bookings. Traditional referral and UTM data may dramatically undercount the impact of AI-driven travel research.The travel “front door” is changing. Guests are increasingly using AI to research destinations, build itineraries, compare properties, and determine where they want to stay before visiting a booking platform.Direct bookings could gain an advantage. AI can potentially compare OTAs with direct channels and surface properties based on the individual traveler's needs, preferences, and previous experiences.Your website still matters. More AI visibility only helps if your direct booking experience can convert the traffic. Strong imagery, compelling copy, mobile functionality, branding, and a seamless booking engine are becoming increasingly important.Make your property easy for AI to understand. Structured, accurate information about your homes—including amenities, imagery, availability, pricing, and other commercial data—can help ensure your inventory is discoverable in emerging AI-powered search environments.Sign up for AirDNA for FREE

Accused Killer-Mom trial launches wild conspiracies, RIP Hayden Panettiere, Screaming Trees Mark Lanegan's heroin saga, Ryan Ermanni loves beaver, Tupac murder trial, cringy Katy Perry, Nancy Mace's new ink, and music legends struck down by AIDS. RIP ZZ Top's Frank Beard. Tupac Shakur was not a tattle-tale at the end. No snitching. Fox 2: Taryn Asher's leaked outburst meltdown has gone national. Ryan Ermanni goes super viral after a segment regarding eating beaver. Drew and Maz crashed the Kirk Gibson Foundation's 10th Annual Golf Classic. It remains Drew's favorite charity and even met Calvin Johnson. The Lindsay Clancy story is just awful. The internet is really into "the husband did it" conspiracy. Lindsay's parents are getting a lot of money from supporters on GoFundMe. Nancy Mace shows of her new ink on her new show Get Maced. Paris Jackson does not like criticism of her tattoos. Her father remains in the Grooming Hall of Fame. Actress Hayden Panettiere has died at the age of 36. Her boyfriend, Brian Hickerson, is under a lot of fire today. She completely screwed over an Airbnb homeowner. Hayden spilled all (with vocal fry) all her trauma on Jay Shetty's On Purpose podcast. Diana Jenkins allegedly led Hayden to bang some famous singer (possibly James Blunt). Neutrogena is getting all the flak for dumping Hayden back in 2015. Ethan Suplee will remember her by thinking of the time he did heroin near her. Blake Lively felt the need to speak up. A bunch of old Marvel heroes are going to ruin Avengers: Doomsday. Marc wants everyone to watch Normal on HBO so he can talk about it on the podcast. You guys ready to go back to school? Nobody is watching Getting Naked: The Podcast with Valerie Bertinelli. Drew has been doing deep dives on "legends" that tragically died of AIDS. RIP Dan Hartman. RIP Jobriath. RIP Eazy-E. Mark Lanegan of Screaming Trees did a lot of drugs... and wrote about it! Courtney Love almost died. Duh. Katy Perry and Justin Trudeau are incredibly cringy. We are very embarrassed for them. Dax Shepherd and Kristen Bell star in The Coney: Celebrate Detroit's Creative Spirit. Dave Landau will join us tomorrow. Merch is available if you want to rep the show. Word of mouth, brah. If you'd like to help support the show… consider subscribing to our YouTube Channel, Facebook, Instagram and Twitter (Drew Lane, Marc Fellhauer, Trudi Daniels, Jim Bentley, BranDon, and Roberto).

The Treasury's latest move temporarily boosted stocks, but exposes a deeper issue. Plus, the reality of confusing market signals… Anthropic vs OpenAI… Crypto's recent jump… Danger for this Mag 7 stock… And what 13Fs are telling us. In this episode: What an amazing time at Saratoga! [0:30] Penn State in the news for the wrong reasons [1:22] A confusing market is historically good for stocks, here's why [5:10] Why the latest move by the U.S. Treasury should scare the sh*t out of you [11:02] The credit crisis monster [22:43] These assets and sectors will benefit from higher interest rates [31:44] The battle of AI: Anthropic vs OpenAI, who's really in the lead? [37:24] This Magnificent 7 stock is in trouble [44:51] 13F moves that caught our attention [48:56] Today's episode is brought to you by Savvy, the smarter way to book a vacation rental. Travelers save an average of $400 versus Airbnb and VRBO. Your unforgettable family vacation is waiting—and thanks to Savvy, you'll get the rental you want, at the prices you deserve! Savvy.com: Stay smarter: https://www.savvy.com/wsu Did you like this episode? Get more Wall Street Unplugged FREE each week in your inbox. Sign up here: https://curzio.me/syn_wsu Find Wall Street Unplugged podcast… --Curzio Research App: https://curzio.me/syn_app --iTunes: https://curzio.me/syn_wsu_i --Stitcher: https://curzio.me/syn_wsu_s --Website: https://curzio.me/syn_wsu_cat Follow Frank… X: https://curzio.me/syn_twt Facebook: https://curzio.me/syn_fb LinkedIn: https://curzio.me/syn_li

This week on Two Parents & A Podcast, happy Wednesday!! As you watch this, we are likely on our way back from Vancouver, woo! You guys know we've always said we think travel unlocks milestones.. and WOW did we notice it on this trip. Tate is truly in her independent toddler era (BIG time on doing everything herself, it's so sweet

In this packed episode of the Live Fire Media Show we dive into horror movie gold with The Last Voyage of the Demeter—a solid Dracula story pulled straight from one iconic chapter of the novel that delivers real tension and atmosphere. We also discuss the up and coming released R-rated Director's Cut of The X-Files: I Want to Believe (dropped August 14), why Spider-Man 4 is looking promising, the buzz around The Odyssey streaming on X, and the disappointing news that an Alien: Romulus sequel is currently off the table. On the gear side: the Pulse Rifle mag well Gen 3 is 3D-printed and looking sharper than ever with more enhancements and details. Plus—Mini-14s are back and popping hard! The big highlight is our GOA GOALS trip to Des Moines. For me it felt just like Hunter's SHOT Show experience—seeing friends and then some. Hanging out with the AR-15 Podcast, Let's Go Hunt, AK47 Radio, and especially the Airbnb with We Like Shooting was easily the best part of GOALS. Quick note on the odd ads you might hear—they're coming from RSS.com. Grab a drink, settle in, and join the usual mix of movies, guns, gear, and good company. Where to find us: Livefire-media.com Rangehot.com Social Links: IG - @livefirem - @rangehot.com_offical X - @LiveFireM - @rangehotdotcom FB - Live Fire Media - Range Hot Live Fire Media on RSS.com Live Fire Media Show | Podcast on RSS.com

In this episode of Living Off Rentals, we are joined by Bri West, founder of Somerled Designs and a real estate investor with 36 short-term rental properties of her own. Bri started investing in short-term rentals in 2020 and used her background in marketing to approach design from a different angle. Instead of designing a property based on personal preferences, she focuses on the target guest, the market, and the return on investment (ROI). Listen as Bri explains how she uses data to choose amenities, set design budgets, and create short-term rentals that stand out. Enjoy the show! Key Takeaways: [00:00] Introducing Bri West and her background [02:47] How Bri got started in short-term rentals and Somerled [05:24] Using strategy and marketing before design [07:25] Using data to build an ROI-focused design strategy [09:39] Provide experience to charge premium rates [11:56] Bri's strategy for market selection [14:37] How Somerled is different from a typical design firm [17:57] The amenity strategy explained [21:14] Creating unique amenities for the target guest [25:40] Bri's short-term rental design budget rule of thumb [29:19] When to start working with the client [33:42] Changing amenities and increasing competition [36:40] No-brainer amenities for short-term rentals [42:11] Connect with Bri West [43:07] Outro Guest Links: Website:  https://www.somerleddesigns.com/  LinkedIn: https://www.linkedin.com/in/bri-west-2a7a93288/  Show Links: Living Off Rentals YouTube Channel – youtube.com/c/LivingOffRentals  Living Off Rentals YouTube Podcast Channel - youtube.com/c/LivingOffRentalsPodcast  Living Off Rentals Facebook Group – facebook.com/groups/livingoffrentals  Living Off Rentals Website – https://www.livingoffrentals.com/  Living Off Rentals Instagram – instagram.com/livingoffrentals  Living Off Rentals TikTok – tiktok.com/@livingoffrentals  Want to start investing in short-term rentals? Book a call to see if my STR Blueprint program is a good fit for you: livingoffrentals.com/call   

In this episode, Brenda Kwateng shares her journey in building a co-living real estate business in Baltimore, focusing on supporting students and professionals. She discusses strategies for scaling, managing operations, and leveraging community relationships to grow her business.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode, we interview Seth Borko of Skift Research to talk all things travel trends, the experience economy, vacation rentals, guest behavior, local experiences, AI discoverability, flipping the traditional booking funnel, and a lot MORE!Enjoy!⭐️ Links & Show NotesAdam NorkoConrad O'ConnellSeth BorkoSkift ResearchLiving The Dream Divers

It's time for a bonus episode! this time, we flew all the way to Spain to record a live podcast under the total eclipse. We brought a ton of gear and crew to do our best to make it feel like you were right there with us so we hope you enjoy! This episode is in partnership with AirBnB! Thanks to AirBnB for helping make this possible. Watch BTS on The Studio channel: https://youtu.be/ZrAkCJS9H1s Follow us on socials: Marques: https://www.threads.net/@mkbhd Andrew: https://www.threads.net/@andrew_manganelli David: https://www.threads.net/@davidimel Adam: https://www.threads.net/@parmesanpapi17 Ellis: https://twitter.com/EllisRovin Waveform Threads: https://www.threads.net/@waveformpodcast Waveform Instagram: https://www.instagram.com/waveformpodcast/?hl=en Waveform TikTok: https://www.tiktok.com/@waveformpodcast Join the Discord: https://discord.gg/mkbhd Intro/Outro music by 20syl: https://bit.ly/2S53xlC Waveform is part of the Vox Media Podcast Network. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Will Utah see some epic snow this winter? Host Ali Vallarta, audience development manager Angie Treasure, and City Cast Salt Lake contributor Kate Groetzinger unpack what El Niño could mean for our ski season. Plus, Airbnb picks a fight with Salt Lake City, and shoutouts. Resources and references: El Niño is Back (and Supersized) [Ski Utah] Airbnb sent a cease and desist letter to Salt Lake City. Here's why. [Salt Lake Tribune] ArtTix Ticket-As-Fare Become a member of City Cast Salt Lake today! It's the best way to support our work and help make sure we are around for years to come.  Subscribe to our daily morning newsletter. You can also find us on Instagram @CityCastSLC. Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: (801) 203-0137 Looking to advertise on City Cast Salt Lake? Check out our options for podcast and newsletter ads. Learn more about the sponsors of this episode:  Utah Museum of Fine Arts Harmons Salt Lake Sewciety Canada Chiropractic

In this episode of The Art of Living Big, Betsy encourages listeners facing big decisions to believe in possibility, like the magic in the hat. Say your ‘abracadabra’ out loud and witness how expectation and willingness can build confidence over time. You don’t have to be certain of the outcome, you can focus on what you are sure of at present and speak it out loud. Are you open to that? Try it and watch what you begin to notice. Transcript:  Welcome to The Art of Living Big, where we explore how to live intentionally and with more joy. I’m Betsy Pake, your host, master, coach, and creator of the Navigate Method. Here to help you listen in to your true desires, elevate your standards, and live life to the fullest. Now, let’s go live big. Hi, everybody. Welcome to the show today. I’m excited to be here. I’m also recording it on a Tuesday, and I know that probably means nothing to you, but it does mean something to Joy, who edits these podcasts. So I’m quite pleased with myself. I’m celebrating. That’s, like, the big win. I’m on it, you guys. I am on it. We missed a couple weeks because of Belize and just, like, all the things happening around that, and so I feel really good about being back on track and back with you. All right. So today, I’ve been thinking about this. There’s so many things. I wanna say, I, I feel like we need to have a… Here’s what I really want. I want, like, a, a private podcast where you guys could come in, where I know who’s listening, and I can tell you all kinds of stories. Like, I have so many stories from the last six weeks, probably, crazy and amazing, and, the magical universe continues to unfold in wonderful ways that delight me. And so and so, I, because- I don’t know who listens, do you know what I mean, ’cause we’re not just in a room together. When… This is why we need to have retreats. This is why I do the retreats. So today, I have had something I’ve wanted to talk about, and I’m trying to figure out, like, how can I talk about this? And so I’m gonna say something that might feel… Like, you might be like, “Ugh.” You, you might turn this off, but hang with me, if you would. And if you’re new here, I promise I’ll make it about you at the end, okay? So everything has always worked out for me. I know. I know that some of you made a face. It’s okay. I don’t mean that everything went the way that I wanted it to, because it didn’t, and I have had years that I would, leave notes sometime in my journal that say, like, “Time travelers, do not return to this day,” you know? I, I, I have had years that I wouldn’t sign up for a second time. You know, if you’ve been here for a while, you know the story about me going to school one day, in high school, and my mom dying in a car accident while I was gone. You know, so, it’s not that things went the way that I wanted. Right? It’s not that everything was magical and perfect. You know, that whole deal with my mother, like that did not w- that did not work out, okay? And I’m not gonna sit here and tell you that it did or that there’s some, like amazing silver lining. There are things that have spawned from that that I wouldn’t have had, experiences I wouldn’t have had because that happened. But it sucked, and I’ve had lots of other things that have sucked and I have had decades that sucked in a miserable marriage. And here I am, and my life is good, and I like who I am, and all of those things can be true at the same time, and it took me a really long time to understand that they could be. And, you know, if you’ve been here for a while, I’ve done episodes in the past. You know, a few years ago, I think I did several episodes on magic, and not the kind of magic like, you know, where you’re cooking toadstools or whatever. But the kind of magic where you’re shifting your perspective, the kind of magic that we talk about in A Course In Miracles, right? That a, a miracle is a shift in perspective. But I wanna tell you about a word. Abracadabra. Abracadabra is the thing that you say before the thing appears, right? That’s, that’s what it f- is for. That’s what people do first, right? The, the rabbit isn’t in the hat yet. There’s nothing up the sleeve. The magician has no evidence at that point, and he says it anyway. He says, “Abracadabra,” out loud in front of everybody. And that’s actually the whole trick. It’s not the rabbit. It’s saying it first. And you probably used to be like that, right? You did. There is a version of you who wanted something and just said it before you had any reason to believe that it was coming the word itself, abracadabra, and you know I love w- you know I love the words. If you’ve been in the Navigate method, you know. People will say a word, and I’ll be like, “Let’s get the dictionary.” Like, what does it actually mean, right? But abracadabra stems from a meaning of I create as I speak. And now somewhere along the way, you stopped saying the thing that you wanted. Maybe you stopped saying it first. Maybe you’ve just stopped. And now you wait. Like, you want something, and you keep it inside until you can see how it could possibly work. You wanna be able to explain it. You want a plan attached to it before you’ll say it out loud. We create as we speak, and our words have vibration. So you want everything figured out before you’ll say it out loud or to another person. And it probably feels responsible. It does, right? But what you’re actually doing is waiting for the rabbit before you say the word, and it’s backwards. It’s actually not how any of it works I think we do this because there is an element in us that is, that is tired. We are tired, and we don’t wanna be disappointed. And I hear people say, “I don’t wanna get my hopes up all the time.” Do you guys remember many years ago when I was looking for a house, and I wanted that mid-century modern house? I still get in bed and think about that , think about that house. I think I offered, like, $100,000 more than asking, and I didn’t get it. Somebody else got it, and I was so disappointed. I see the benefit of it now that I didn’t get that. I’m glad. And I remember at the time knowing I really wanted it, like, knowing I was leaning in, knowing I was letting myself sort of get ahead of myself, and also knowing that I could handle the disappointment, that it felt so fun to be excited about it. It felt so fun to dream about it. Now, without a doubt, I know that my perfect mid-century modern home is is coming. At some point, I don’t know when, I don’t have to know, but I know it’s coming because I lingered in that for so long. I lingered in it without the fear, and when I didn’t get it, it w- it was crushing. My little heart was pulverized, and I handled it. I’m still here. It worked out just fine. I’m still dreaming. It didn’t squash my hopes or dreams. It didn’t take away anything. It just was a little blip as I talk to the universe and explain what it is that I want. Okay. So what I’m gonna do is I’m gonna ask you to just be a little delulu. Be a little delusional. And I wanna be careful with that word ’cause I know the internet has been using it to mean, like, to pretend everything’s fine, and that’s not what I mean. I don’t want you lying to yourself, and I don’t want you calling a bad thing a good thing, right? I don’t want you finding the silver lining in, like, a shit sandwich. Like, that’s not the goal. But delusional, to me, means that you refuse to require evidence in advance. You want the thing before you can prove that it’s possible, and you say it out loud. Say it with me. We’ll say it out loud, right? Do you guys remember when I went to Iceland, and I had … At the time, I had left my husband And I had decided I was just gonna travel around for like six months, and I wanted to really work on myself and get some space. And I had gone down to Florida, and I had gotten an Airbnb for a month, and I was sitting in bed one night looking at TikToks, and I saw this TikTok of this guy who was snowshoeing. It was in Finland, and he was snowshoeing, and the video was like the northern lights swirling above him. And do you guys remember, I said out loud, out loud, “I want that. I want that.” And the that that it was, it was, it was the feeling like life was magical. It was noticing like just the beauty of the world that I am so lucky to be in. It was feeling free, I think, and it was just like th- I just, I, I want that. I watched that video like 20 times. I remember thinking, “How many times have I watched this?” over and over and over again. And like the music in the background was like … I was crying. So repetition, heightened emotion, clarity. I want that. Now, you know, I didn’t even own a winter coat at that time. So it wasn’t like I wanna go to the w- like cold. But if you guys remember, the very next day as I’m scrolling on Facebook, I see a post in a group I’m in saying, “We have one spot left. We’re going to chase the northern lights in Iceland. Does anybody want it?” And I said, “Whoops, I guess that’s for me.” And it went against who I was at that time to just do that, and it gave me clarity, and it gave me confidence, and I believe it helped project me forward on my, on my m- mission in my life. But I said it out loud, “I want that.” I ordered off the menu, and it came. And I’ve said that here before, and I’m gonna keep saying it, ’cause that’s what it is. You order the thing, and you don’t wait to find out whether the kitchen has it. You just order it knowing it’s coming. When I was pregnant, I, I got the room ready. I knew it was coming even though I couldn’t see it. Well, I mean, I could I could feel it. I knew something was happening, but I prepared because I had belief. I didn’t know if everything would work out, but I had belief that it would. Every time that you say it first and it works out, you get a little more willing to say it again. And that’s why it looks like everything works out for some people, right? It’s not that they’re the luckiest. I, I remember I was in a training years ago, I think I’ve talked about this on the show, but I was in this training and this woman said, “I hate it when people say I’m lucky. I’ve worked hard. I’ve worked hard.” And I remember thinking, “I don’t wanna work hard. I wanna be lucky. I wanna be so lucky. I want everything to just work out.” And I don’t think that- People have more luck or less luck, I think that it’s what you’re expecting. It’s not that people get luckier, they’ve just been saying it out loud longer, and so they have more proof. And so they say it faster, and they believe it more, and then they get more proof. And you can start saying that on… at any age. Like, you don’t have to start when you’re young. You could start right now, although we are young, right? But there’s no window on it. There’s no, like, you have to do this between 21 and 27. Like, that’s the part that’s sort of magic about it. And, you know, I have said before that your whole life can change in a single day. I learned that. I’m so grateful for whatever my brain did as a young kid, however my brain was programmed. I, I, you know, I don’t know what made it possible, but when my mom died, when I went to school one day and my mom got in a car accident, and I thought, “Life can change in a fricking instant.” Like, I, got up one day and life was good, and I went to bed and it was never ever the same. It will never be the same as it was that morning I got up. And so I knew, because my brain did something funky, that that could go in the opposite direction. I knew if I believed one, I had to believe the other. And your whole life can change in a single day. You know that ’cause you’ve lived it. You’ve woken up as one person and gone to bed as another person too. Nobody warns you. You learned that the hard way. And so did I. But the ground isn’t unfixed in one direction. It’s just unfixed. And if it can all change in one way, it can all change in the other way, too. It’s the same exact mechanism, which means that the thing that you could want could show up next week, and you would have no way of seeing it right now, where you’re sitting right now. And I don’t think that’s, like, optimism. I actually think that’s just how it works. Because if you believe that my mom died and my whole life changed in an instant, then you have to believe the other, that that’s how it works. Okay. So now, if you are sitting here in this, like, big decision right now, maybe about your life or about your marriage or about your, where you live or whatever, I wanna say something to you, and that is that you cannot make that decision from a place where you believe nothing can change. Because if you believe that your life is fixed, then every door looks like it’s going someplace terrible. And you look one way and you see the next 20 years of exactly this thing, and you look the other way and you see loss. And then people ask you, “How come you can’t just make a decision?” You can’t decide because nothing you’re looking at has any possibility in it. And I’m not telling you what to do. I’ve never told you what to do. But I want you to notice whether you’re deciding from a life you believe can still change or from one that you’ve decided is probably just finished, that this is just how it is I got a message from a woman that went through the program, and she had celebrated her wedding anniversary. Dinner out, great night. She said a year earlier, she never, ever would’ve imagined that she would be on the back of a motorcycle holding onto her husband, having the best day. And you know what she actually wrote word for word, here I’m quoting her, is that, “He didn’t suddenly turn into a knight in shining armor on a horse to swoop me up on a magical day. I created the magical day by trusting myself to say yes to the experience that I wanted to have.” Wow, right? She didn’t wait for someone to hand her a magical day. She said it out loud first, right? So say it before you can prove it. That’s it. That’s the whole thing. That’s the podcast. Say the thing that you want out loud in front of somebody. Well, there’s nothing in the hat. Everything has always worked out for me, not in the way that I planned it, but it has. And I want that to be true for you, too. I want you to be able to recognize that you’ve got abracadabra- don’t let anyone who doesn’t have abracadabra take away any of your magic. And if you’re in a decision right now about your marriage, and you can’t hear yourself, and you don’t know how to find the magic, well, well, I made a free masterclass. There is a free masterclass you can go to, and it doesn’t tell you what to do. But it does tell you how we can help you. You can find it on my website, just at betsy pake dot com. But I want you to think about if I believed there was possibility, what would I do? I promise you wouldn’t stay stagnant. If you believed in the abracadabra, you would say it out loud, and you would notice what you felt called to do. All right. And you know, when you can do that, I think that’s how you live a big life. I gotta finish with that every time, you guys. All right. If you wanna talk to us about coming into the Navigate Method, and I’ve got something else coming soon, if you’ve already left your husband or you’re never gonna leave your husband, I love that for you, too, I’ve got something cool coming. I’m gonna talk about it in the next couple weeks. We’re gonna be launching the next retreat. Please, please come so I can tell you all the things I can’t say on the podcast. And yeah, I love you guys so much. I will see you, I will see you next week Thanks for joining me on The Art of Living Big. I hope today’s episode sparked something within you, maybe pushed you to dream a little bit bigger and live a little larger. Don’t forget to subscribe. Leave us a review and share this podcast with someone you know who might need a little inspiration today. You can find me over on Instagram at Betsy Pake and on my YouTube channel. Remember, the world is vast. Your potential is endless, and your life, it’s yours to shape. Until next time, keep reaching, keep exploring, and keep living big.

Is a luxury beachfront property with massive rental income always a slam-dunk deal for a note investor? Welcome back to another episode of 50 Note Deals in 50 Days!In today's episode, real estate investor Scott Carson takes you down to sunny Galveston, Texas, to analyze a high-end, waterfront short-term rental (STR) facing foreclosure. Featured on a popular wedding show on Netflix and operating as a premier event venue and Airbnb, this three-story coastal property boasts incredible ocean views and high-ticket revenue potential. However, behind the beautiful listing photos lies a 20-month default, a listing price disconnect, and a hedge fund seller eager to offload the paper off their balance sheet.Scott walks step-by-step through the numbers, comparing property values against the debt balance, evaluating foreclosure mechanics in Texas, and revealing why lenders often prefer selling the note over acquiring an REO asset on the water.Key Topics Covered:Property Overview & High-End Asset Profiling: Examining a three-story, waterfront short-term rental and luxury wedding venue featured on Netflix.The Default Timeline: Unpacking a 20-month payment default and analyzing why the borrower listed the home for sale during the foreclosure process.Sourcing Hedge Fund Tapes: How this asset was identified out of an 86-note tape direct from a institutional seller (and 1 of only 5 Texas assets in the pool).Valuation vs. Debt Exposure: Comparing current active listing prices, comparative market analysis (CMA) data, and the actual underlying mortgage debt.Foreclosure vs. REO Risk: Why lenders prefer to sell non-performing paper to note investors rather than taking back coastal real estate and managing property operations.Texas Foreclosure Advantage: Leveraging Texas' fast non-judicial foreclosure timeline to take control of defaulted assets quickly.Bidding & Exit Strategies: Determining maximum bid thresholds, workout opportunities with existing operators, and foreclosure execution plans.Whether you're looking to acquire paper on coastal real estate or just want to see how pros evaluate complex non-performing notes, this episode provides actionable due diligence strategies you can use in your own portfolio!If you want to submit an offer, partner on deals, or have questions about distressed paper, book a call directly at talkwithscottcarson.com or email Scott at scott@weclosenotes.com. Ready to master note investing? Join our upcoming Virtual Note Buying Workshop by registering at notebuyingfordummies.com!Watch the Original Video of this Episode HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Andrew Crews shares his thoughts on recent movies, TikTok trends, and TV series, blending humor with personal insights. He discusses the Kevin Hart movie '72 Hours,' the series finale of 'Raising Canaan,' and his fascination with TikTok content about Airbnb reviews and supernatural stories.Tik Tok: Andrewcrews4Twitter: Nicetown finestTwitch: Twitch.tv/nicetown_finest27https://www.patreon.com/Crewsinpodcast

In this episode, Galyna Parker shares her journey as a serial entrepreneur and real estate investor, highlighting strategies for remote property management, building systems, and exploring new opportunities like land and ADU development. She offers valuable insights for beginners and seasoned investors alike.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Steven Song is the founder and CEO of Diald, an AI-powered decision intelligence platform for commercial real estate. Before founding Diald, Steven worked on both the investing and development sides of real estate, and built his career across architecture and urban planning, training at Carnegie Mellon and the University of Pennsylvania. He was a founding principal at SCAAA, a global strategy, planning, and design firm, and is a partner at Axle Companies, a family office focused on real estate investment and social impact ventures. Steven is based in Los Angeles.(02:26) Why CRE Decisions Are Still Judgment-Driven (04:41) The Signal That Killed an Atlantic City Deal (07:44) Contextual Drift: The Risk Nobody Models(10:20) Diald's approach (11:59) AI Token Costs and Asking Better Questions (14:27) Tools vs. Workflows (15:52) Diald's Underwriting (17:58) Killing Bad Deals Earlier (19:18) How AI Upgrades the Analyst Role (20:44) Where General Purpose AI Fails at Underwriting (24:23) Does AI Make CRE More Efficient or More Competitive (26:02) What Underwriting Looks Like in 5 Years (27:14) Where Human Judgment Still Matters (29:06) The Local Signals Investors Miss (31:15) Collaboration Superpower: Denise Scott Brown and Reyner Banham

In this week's First $1,000 segment, we hear from a serial side hustler who builds an ADU in his backyard, allowing him to earn $1,500/month in passive rentals. He then uses the profits to buy another property.Side Hustle School features a new episode EVERY DAY, featuring detailed case studies of people who earn extra money without quitting their job. This year, the show includes free guided lessons and listener Q&A several days each week.Show notes: SideHustleSchool.comEmail: team@sidehustleschool.comBe on the show: SideHustleSchool.com/questionsConnect on Instagram: @193countriesVisit Chris's main site: ChrisGuillebeau.comRead A Year of Mental Health: yearofmentalhealth.comIf you're enjoying the show, please pass it along! It's free and has been published every single day since January 1, 2017. We're also very grateful for your five-star ratings—it shows that people are listening and looking forward to new episodes.

Keith breaks down why global crises, geopolitical shocks, and nonstop "doom" headlines haven't stopped stocks and real estate from reaching near all-time highs, and what that means for investors focused on inflation-resistant assets.  He also discusses Memphis as a surprising cash-flow market poised to benefit from the AI boom, sharing details on an upcoming webinar with Mid South Homebuyers.  Keith is joined by real estate investor and educator Jared Garfield to unpack the "Seven-Figure Solution," a strategy that combines cash-flowing rentals with tax-advantaged life insurance to create liquidity, reduce risk, and support long-term retirement income.  Together, they explore how disciplined portfolio growth, smart leverage, and coordinated tax planning can help real estate investors better align their assets with their long-term financial goals. Episode Page: GetRichEducation.com/619 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:02   Welcome to GRE. I'm your host Keith Weinhold. The world is about to end again. It's the economic disaster that never arrives. I'll break it down. Then you've been earning money and investing well all these years. How does it all go together? It can culminate in the seven-figure solution, it's about seeing your future today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. And September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6,000 homes under management, for a free live webinar, the likes of which I've never done before, we're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth again that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth.   Speaker 1  1:39   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:55   Welcome to GRE from Kankakee, Illinois, to Cherokee, Iowa, and across 188 nations worldwide. I'm Keith Weinhold. This is Get Recid Education, and the world is about to end. Even if you survive, your portfolio surely won't. Oh, jeez. At least that's the impression you get from mass media and what I'll call the Doom Scroll Industrial Complex. Fear creates urgency. Urgency attracts eyeballs. Eyeballs attract ad dollars. And I guess that using a slogan like "everything will probably be fine" well, that's never been a great ratings strategy. Now, can what has happened since 2020. Just this cheery little sequence: COVID, then Ukraine, Israel, Gaza, tariffs, and then the war in Iran. All that just since 2020. I mean, that right there sounds less like an economic timeline and more like a movie plot, or that the world is repeatedly spinning the wheel of misfortune. Yet after all of that, what is the result? Both stocks and residential real estate are near all-time highs. Apparently, the apocalypse has been postponed yet again-at least economically speaking. Now let's zoom out and break down these threats and a few more, all just since 2020, because 2020 is the year where, of course, you had the COVID-19 pandemic, economic shutdowns, the fastest major stock bear market in history, supply chain breakdown. You saw empty shelves, and there was unprecedented government intervention from the Paycheck Protection Program to stimulus checks to mortgage loan forbearance. Then, in 2021 and 2022, you had post-COVID inflation and supply shortages. Now, this was more of a result, not strictly geopolitical, but a major investment threat, and that led to aggressive interest rate hikes. From 2022 to the present, you have Russia's invasion of Ukraine, energy and food shocks came from that, sanctions, instability over in Europe, and really a heightened nuclear risk in 2023. You had the U.S. regional banking crisis. Remember SVB, yes, Silicon Valley Bank, Signature Bank, First Republic. They raised fears of a financial contagion that would spread like fat. Than a secret in a small town, it actually made me buy some gold. From 2023 to the present, you had the Israel-Hamas war and this broad Middle East instability, Hezbollah attacks, Houthi attacks, Red Sea shipping disruptions. It's almost like a geopolitical group project. And then from 2025 to the present, you have renewed U.S. tariffs and a global trade war, and this year you have the U.S.-Israeli war with Iran and the Strait of Hormuz disruption. That is the biggest current geopolitical investment threat because it combines all of these things: war, oil disruption, inflation, higher interest rates, and a recession risk. So it's a lot like this particularly unpleasant smoothie that's been blended together.   Keith Weinhold  5:55   All right. Well, all of that-that is just an absurd amount of uncertainty and disruption only since 2020, and though major markets are at all-time highs in the face of this, let's acknowledge that some were hurt here, like apartment building owners vulnerable to interest rate resets, and certain commercial sectors like office. Even worse, let's be sensitive to the fact that COVID in wars have resulted in a real loss of life. GRE's enduring strategy of primarily owning long-term residential rentals with fixed-rate debt has been comparatively really resilient. In fact, these calamities-they probably made you better off from the inflation that it has spurred. More people work from home. Well, that means that they're consuming our product while higher inflation debased our debt and jacked up our property values and our rents. And you know somehow every. single generation thinks that their collection of crises is uniquely terrifying, and it is not. And what do I mean by this? Well, in the 1980s, people feared war with the Soviet Union, the Cold War. A global population explosion so bad that millions or billions of people would surely die from hunger. You had the AIDS crisis. You had a hole in the ozone layer. Well, all those things. Virtually zero investors make decisions based on that stuff: an imminent Soviet attack or mass starvation from overpopulation. There is one thing that is 100% certain here, and that is that more shocks are coming. In case you don't want to sleep well, you can get worked up over the certainty of future calamities, artificial intelligence is making cyber attacks faster and more scalable. AI has even created entirely novel viruses. A confrontation between China and Taiwan that could create risk in the semiconductor space.   Keith Weinhold  8:18   A blockade that might disrupt the world's advanced chip supply, creating more inflation and more uncertainty. Here is what's changed, though, for what investors care about. You know what has changed with today's set of calamities versus those of the 1980s and earlier, because there is something, and it's a big deal for investors. Here's what's changed: recent history shows that the government does more to intervene during disasters, stimulus checks, liquidity programs where they're printing trillions, bailouts, pushing interest rates down to almost zero, quantitative easing. How about a foreclosure moratorium? Anything you know during COVID, it was a lot of these things, and it was the CARES Act, and it was a student loan payment pause. I mean, the Federal Reserve even set up emergency credit facilities. We now know that when the economic building catches fire, policymakers they rarely stand around admiring the flames. They just flood the place with currency. So the best investors they keep prudently building real estate portfolios in the face of risk, not the absence of risk, because the latter does not exist. This incessant government intervention, whether you agree with it or not, it gives you more safety cushions the next time that things fall apart. That's why what appears risk. Is still risky, but less so. So there is more incentive to take on prudent risk than I've ever seen. You know, no politician wants America to fall apart under their watch. So increasingly, they'll just paper over the problem by printing, printing, printing, and then, therefore, the resultant inflation, the consequence of this, that can be dealt with under the next president's watch, not theirs. In fact, future calamities they almost make you want to own scarce real assets that benefit from inflation, not a hedge, a benefit. Trying to time every war, election, banking crisis, tariff announcement, virus, and Fed decision. Trying to time all of those things-that is usually ineffective. You either own more assets, or you get left behind in everything that's happened since 2020. That just underscores this. In fact, Berkshire Hathaway, the closely watched company that Warren Buffett ran for a long time, but he still has influence in.   Keith Weinhold  11:16   You know, they recently began moving out of cash and into assets, they ended their long net selling stretch. In fact, in the latest quarter ended, they've now done the most buying that they've done since early 2022. They have jumped back in the game. It appears that Berkshire Hathaway got tired of sitting on the sidelines and seeing others make gains, and they're pretty bullish on housing too. They bought a home builder. The bottom line here is that shocks are going to keep arriving, and yet productive assets and well-financed residential real estate has repeatedly survived them and just continued appreciating. Don't wait for a risk-free world because you'll wait forever. When you evaluate all these calamities, just since 2020, again, COVID, Ukraine, Israel, Gaza, tariffs, and war in Iran, and then you realize that both real estate and stocks are near all-time highs anyway, and the government keeps backstopping asset owners like never before. This is just a fresh angle on how much better off you are when you prudently own more inflation-benefiting assets sooner. I want to tell you about something called the seven-figure solution. You've been here listening to me weekly since 2014. You've been earning money. You've been investing well, and now you're going to see how it all goes together. It's about making sure that your real estate and your other assets appropriately fund your retirement in a way that gives you protection against market downturns, a tax advantage pool of liquidity, the death benefit of a life insurance policy, and actually introduces you to a new form of leverage all at the same time. Now the liquidity here is key because this is where a 401(k) or IRA limit you, they have taxes and penalties if you want to use those funds early. This doesn't, but the seven-figure solution-it's not just for retirees. In fact, our own in-house investment coach Narayish uses something like this, and he is in his 30s. Let's discuss it, and then you'll see where I have an invitation for you, where you can get involved. I'd like to welcome in a guest we last had on the show a few years ago.   Keith Weinhold  13:54   He's a frequent guest on popular shows, including our friends over at the Real Estate Guys Radio Show, and this guest has also been a terrestrial radio show host himself. He's a long-time real estate educator and an active investor, just like you and I. So he speaks from experience and not a textbook. He's the creator of what we'll discuss today, called the Seven Figure Solution. Welcome back to the show, Jared Garfield.   Jared Garfield  14:21   Hey, it's great to be with you again. Thanks for having me.   Keith Weinhold  14:25   It's so good. Now you're with the Haven Bridge Group, and you help people, especially real estate investors, with what's called the seven-figure solution. Tell us about it.   Jared Garfield  14:37   it. Well, Haven Bridge, we get the name for that because people are really looking for a haven of safety, and the bridge is kind of what crosses the gaps that could kind of destroy your wealth, and it's the path to get there. So we want to take people on a path to safety, and the seven-figure solution is the idea that if you're going to be drawing out even 4% per year to not outlive your money, because people are living now. To 8590, 95 years old, and so that means you could have 35 years in retirement. And with inflation and different things like that, you really have to have a lot bigger nest egg than what most people realize. So a seven-figure solution is how to get to more than a million dollars liquid that you can draw on in a tax advantaged manner for the rest of your life, while also having living benefits. And we pull real estate in with it because we want people to have 10 or 15 or 20 rental properties by the time they retired. That they 1031 exchange regularly, so that they're always keeping tax advantages. So that even in retirement you have strong tax advantages, and ultimately we think that when you're 65 or 70, you might want to go from 30 single-family houses to 1031 exchange into one institutional asset that's a little bit less management intensive.   Keith Weinhold  15:57   Okay, so this is a tax advantage vehicle that real estate investors can use during their investing career, and those tax advantages then really convert into something that you can use in retirement as well.   Jared Garfield  16:11   Yes, what it does is it's a vehicle that instead of saving the money from your cash flow from your rental properties in the bank, we say, well, why wouldn't you rather invest in something where it grows tax-free, number one, and then number two, you don't have the penalties like you would with a 401k, where you get taxed and you get penalized 10% if you pull it out. It's liquid, usually about 80 to 90% liquid, so you can pull from it whenever you like, and you can use it for down payments to grow your real estate portfolio. But you can earn sometimes between five and even seven or 8% in a tax advantaged manner where you're not taxed on it, but you're earning a much higher return than if you put the cash flow into a bank.   Keith Weinhold  16:51   All right, so you're building this tax advantage pool of capital that grows over time, and this is important to have some liquidity. You know, Jared, I've often talked to our audience, about three to 5% of your portfolio value ought to be kept liquid. Maybe with a vehicle like this, you would want to put in more of that because real estate investors we have expenses, so you have this liquidity to cover things like vacancies and major repairs, or perhaps you could even use this account for future down payments on additional investment properties. Is that how it's utilized?   Jared Garfield  17:27   Yeah, absolutely. And I get it partially this way because in my early 20s, I got up to where I had about six rentals, and at the time, I also owned a real estate brokerage, and I was doing very well. I was making a six-figure income and things. And what happened is, I back when a   Keith Weinhold  17:41   six-figure income was a big deal.   Jared Garfield  17:43   Yeah, back in the early 2000s, it was a little bit better money. But the funny thing was, I had four rental properties that all went vacant at the same exact time, and so now all of a sudden, I was paying like 4500 bucks a month in mortgages, not counting the house I lived in, but I had to cover four mortgages on four of my rental properties all at the same time, and I hadn't saved the cash flow, so I didn't have a huge emergency fund. All my liquid capital went into down payments and into renovation money to rehab the properties. Okay, and so it put me in a real bind, and I was out driving a Volvo S80 around throwing two paper routes in the mornings, and then going to my real estate brokerage after my paper routes to cover those rental properties. And so this was basically meant as a way to say, okay, this is a way that I have the liquidity. I'm getting a higher return, but now my tenants are not only buying me the houses, but they're also giving me a couple million dollars in life insurance, and they're wrapping my investment component or the cash value of that, the cash value part of the policy. They're wrapping that in a way that it grows tax-free, so it just accomplishes a lot of things. But the other thing that's a beautiful thing about it is there's a lot of things that we call living benefits.   Keith Weinhold  19:02   All right, so you have the living benefits and the tax advantages, and I know how you have pointed out that this can save an investor 10s of 1000s of dollars in taxes per year and hundreds of 1000s or more over time. Can you tell us more about that?   Jared Garfield  19:20   Yeah, because what happens is the money that goes in is growing tax-free, so you don't get taxed on any of the growth. But what we really like about it is, let's say that you're cash-flowing $2,000 a month off your rental properties, and you're putting 2000 a month into this policy. Usually, after the first year, if you're max funding, 80 to 90% of that's liquid. So if you've got 24,000 sitting in there, you've got access to 89 to 90% of the money. So it's pretty liquid. But what happens is over a 20 or 30 year period, that money could turn into three or 400,000 a year that you can pull out in the form of policy loans. And by doing that, it's not taxed. And you can pull that out throughout your retirement tax-free. So if you were paying 25% in taxes and you're pulling out 200 grand a year, that's $50,000 a year in retirement that you're saving in taxes. But that could be over a 20 or 30-year period. So over 20 years, that 50,000 could end up being a lot of money. I mean, 500,000 over 10 years, a million over 20, and so that means you don't have to accumulate as much. But a lot of our investors love it because they'll save it up with discipline, and then that way it's there if the furnace blows. So it makes your real estate safer, but it also becomes your down payment funds to expand your portfolio.   Keith Weinhold  20:40   Okay, the seven-figure solution is the vehicle that we're talking about here, and what part of the IRS code, just briefly, is it that gives this tax advantage?   Jared Garfield  20:51   It's Internal Revenue Code Section 79 that allows it to grow tax-free. In the 1980 s, doctors and a lot of very wealthy people were using this to the point that IRS changed the laws. They went and sued the insurance companies because doctors would go in and dump $2 million in, and they would buy a $2 million life insurance policy. So they were self-insured, which meant that they didn't have any cost of mortality on it. So they basically got all the benefits of the tax-free growth and the tax-free pullout. And the IRS said, "Wait a minute! We think you're doing tax evasion. So what they did is they came around and they said, "We're not going to let you use this loophole anymore for the very wealthiest people to have this. So they came to a compromise, and the compromise was that if you wanted to put in 2 million, you had to maintain a corridor where there had to be a little bit higher amount of life insurance. So you might have to buy a $2.3 million policy, but then you could still dump, say, $2 million in and have all the tax advantages. It's a strategy that's been used for over 100 years by families like the Rockefellers and the Hunts and J.P. Morgan. The very wealthiest families have always used these strategies to grow and protect their wealth.   Keith Weinhold  21:59   Okay, so it's a part of the tax code that allows cash value to accumulate within and be withdrawn from a life insurance policy tax-free.   Jared Garfield  22:11   Correct, and it gives you living benefits, which I alluded to a minute ago. And the living benefits are if if you end up having to go through things like long-term care, disability, if you can't perform, you know certain functions for a certain period of time, chronic illness, critical illness, terminal illness. If any of those things happen to you, you can borrow against the policy and have access to money during those things that would normally decimate your wealth, because you can actually access the death benefit in advance.   Keith Weinhold  22:42   Now I know a little about the six risks. Tell us about that.   Jared Garfield  22:47   Well, Keith, there are six risks that all investors face regularly. The first one is inflation erosion, and that means that your purchasing power often ends up leaking out of your balance. And the balance might look fine, but inflation can eat away at it. So even if you've raised a lot of money, if inflation means that you can buy half as much five or 10 years from now, then you know your wealth isn't as big as you thought. The second is the volatility setback, and that's sequence of return risk. That means that if you retire on a bad year where things really bad, stock market drops, you could end up using your money at a time where it really weakens your wealth because it may have dropped by 50% So if you had a million, now you have a half a million, and you're spending 100,000 a year. At the end of year one, you might only have 400,000 left. So sequence of of return risks from volatility setback, tax drain. That's just the compounding cost of an uncoordinated tax picture can really be a problem, and then the next one is liquidity. If you don't have liquidity and you've locked up all your money and you can't access it until you're 59 and a half without significant taxation and 10% penalties, the liquidity lock is a problem. There's the longevity paradox. What happens if you outlive your money, you know. So living longer is a benefit, but it exposes you to where you might not have enough money to live on in your latter years. The last two are care avalanche, and that is if an unexpected health event happens at the wrong time, it could really destroy your wealth because medical costs have spiraled out of control, and then the last one is the line to land, and that's only one of the six that's really about growth.   Keith Weinhold  24:28   Right, only one of the six of those was about growth. I can't stand the longevity paradox. Yeah, we think we all want to live a long time, but then it's more difficult to fund living a long time, and if you outlive everybody, nobody shows up at your funeral either. The longevity paradox-one of the six risks that the seven-figure solution can really help you with. Now, tell us more about funding it, so you can get a good cash value balance in. There, I know that one way you do it is actually with short-term rentals instead of a paycheck.   Jared Garfield  25:06   We love short-term rentals, especially for our highest net worth clients, because the reason is is the bonus depreciation of the big beautiful bill. Oh, right! You could take up to like 150 or even $200,000 in year one, they take that depreciation that they used to spread out over a whole lot of years, and they make it to where if you get with your CPA and you analyze your short-term rental, you could potentially take all of the furnishings, all of the artwork, all of the dishes and things that are in the property. Sometimes they'll let you take components like the appliances, the air conditioning unit, the furnace, and they'll let you take it all in year one instead of having to line item it and spread it out over you know 27 and a half years. So what this means is, if you have a short term rental, then you you might get like 150 to 200,000 tax break in the first year on the right property, but it's better than that because instead of having to have like 750 hours to hit full-time real estate professional status, it cuts the hours that you have to have significantly down. I think it's more like 150 hours or something like that, or 300. It's like half the hours, and so you can hit the benefits of taking unlimited passive loss much easier if you have a couple of short-term rentals.   Keith Weinhold  26:24   You're listening to Get Rich Education. We're talking with Jared Garfield about the seven-figure solution, something that takes some time to understand, but it can give you a tax-advantaged pool of capital that grows over time, and it also creates this overall tailwind, not just during your investor life, but then it provides tax advantaged retirement income at the same time. More on this when we come back. You're listening to Get Rich Education. I'm your host Keith Weinhold. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group and MLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com, that's ridgelendinggroup.com.   Keith Weinhold  27:25   Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. And full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family 266866. This is the   Speaker 2  28:28   Real Wealth Network's Kathy Betke, and you are listening to the Always Valuable Get Rich Education with Keith Weinhold.   Keith Weinhold  28:46   Welcome back to Get Rich Education. I'm your host Keith Weinhold. We're talking about the seven-figure solution with Jared Garfield. Something that can be a particular benefit to real estate investors both during your investing career and then once you're in retirement as well, and this can take the form of either an indexed universal life policy or a whole life policy. There are a lot of wrong ways to do this and wrong things to get into. We're talking about the right way. Part of that is funding it as best you can. Can you tell us more about that?   Jared Garfield  29:20   Well, there's a lot of different ways to fund it. A lot of our clients will come in. We have some people who will use rollovers if they're nearing the end of retirement. Some people will roll over a 401k into a cash value life insurance policy because they can do it over a five or seven year period, and they pay the taxes when they roll it over, so their taxes go up a little bit for five or seven years of retirement, but then what happens is that means that during their retirement they're not taxed on the income all the way through retirement, so that can save really significantly. But a lot of our clients will do a flip and dump 40 or 50,000 a year in by just saying I'm going to do one flip a year and use that to. Fund the whole thing, or they'll take the cash flow and dump the cash flow into here instead of the bank, just so that they get the living benefits and they get the much higher return with still 80 to 90% liquidity. So could be cash flow from rentals, could be money from a flip, or sometimes some of these short-term rentals can make 20 to $30,000 a year, and if you get $100,000 tax break, you have more money that's not going to Uncle Sam, and then because that's your discretionary income now, because of the tax break, you could use that money to for down payments to grow your portfolio or to do a flip.   Keith Weinhold  30:35   Now, Jared, I sort of think of the cash value that you're accumulating in this policy as safe money that grows at a slow to moderate steady rate, but if it rarely or ever loses value, can you tell us more about that and the rate of return expected in the policy?   Jared Garfield  30:52   Yeah, absolutely. With the IULs, it's going to depend a little bit upon the carriers and stuff like that, and whether you go with a mutual company and stuff like that. It can vary, but a lot of times people are going with things that are what we call indexed. So you can actually index it to the S and p5 100 if you think that we're going to have a bull market and the market's going to really go up strongly. You can index it to the market, and sometimes they'll have a participation rate where they'll say, "Okay, you can participate up to 12% So if the stock market does 17% the most you can make is 12% So you're giving up a little bit of upside, but that's still not nothing. I mean, that's not three or 4% You can still make you know 10 or 12% that year, but you're giving up the part above the participation rate. And the reason that you do that is if the market tanks and drops by 30 or 40% The worst you can do is 0% return. Zero is my hero because you didn't lose anything. So if you had a half a million sitting there, you don't go down to 250 and then wait eight years to get back to break even. Instead, you're still at half a million. And if the market goes up next year by 20% and you had a 10% cap. Then your half a million, you know, is now at 550,000. When everybody else, if it went up by 10% they're at half the amount that they had.   Keith Weinhold  32:13   You have a story or example of how you've helped somebody with this, because I know a lot of investors that are passionate about utilizing the cash value inside an insurance policy tell us.   Jared Garfield  32:28   Well, I've got one friend who's a developer, and he did like a $5 million policy. And every time he flip a subdivision or flip a house, and let's back   Keith Weinhold  32:36   up. Does a $5 million policy mean that's the death benefit?   Jared Garfield  32:40   Yeah, that's the death benefit. Thanks for catching that. That's the death benefit, but that also has a correlation to how much money you can dump into it. So if you have a $5 million policy, you can dump a lot more money in for the tax free growth. And the quicker you hit that death benefit amount, at that point you're self-insured, and so at that point you really don't have cost of insurance on administering the policy hardly at all, and so at that point, when you're what we call self-insured, the return on the investment becomes a lot better. But this particular developer was able to use this policy because he had so much cash value in, and if he sold a house, he'd take 40,000. If he sold 10 a year, he might take you know 400,000 and dump it into this policy, and so it made him bankable. And he was able to use the money to go out and do new subdivision developments because the bank would actually use the policy as the collateral to be able to give him loans at much lower interest rates.   Keith Weinhold  33:38   That's valuable. Tell us about that. I don't want to use the wrong words here, but then effectively with this example, are you borrowing against the funds in the policy? So therefore, you can get those dollars working for you somewhere else, all while simultaneously the cash value continues to compound and grow. Sort of another form of leverage.   Jared Garfield  34:01   Correct. What they basically do is they basically freeze part of the amount and say, okay, we're using this as the collateral and stuff like that to be able to do the loan. But if it grows and and makes 7% you're still making the money off of the money that's sitting in there. It's just collateralized as part of the loan. And some people will even use it to like go buy a car, like instead of buying a car and going getting a bank loan and paying 7% to the bank, they might borrow money out, go pay cash for the car from the life insurance policy loan, and pay 2% instead of 7% But they're paying it to themselves, and as long as they're paying the interest to themselves, if the money that they borrow out could potentially still earn the same money and earn 7% even though you had borrowed out. So it's doing two things for you at the same time, as long as you're paying that loan interest. But and that depends on the option that you take when you do your loan.   Keith Weinhold  34:54   We love leverage around here. Leverage trumps compound interest. In so many ways. Oh, I'm really glad that you told us some more about that using the funds in more than one way at the same time. Tell us more about what it costs for the investor, the costs of setting this up, and then what some of those trade-offs are, Jared.   Jared Garfield  35:18   Well, that really depends on the individual. I mean, everybody has to sit down and be able to decide what is acceptable for them. You know, a lot of times people will want to max fund the 401k that they're doing at least just to the amount that's matched. But then after that, this could be a great place instead of putting a whole bunch more money into a 401k. Some people will elect to say, "I'm going to put the matching portion into my 401k, but then I'm going to take my cash flow from my real estate and money that I could have contributed to other alternatives and put it into this because I want the liquidity. I want to be able to leverage this money and pull it out without any restrictions. That as long as I can pull out 80 to 90 percent, I could go buy a car wash, or I could invest in a business, or I could, you know, do whatever I wanted to. I could loan it to my kids for their college and make them pay me loans back to my policy. There gives you a lot of flexibility to do it. But the thing that we love about it is we'll do what's called an illustration, and it may end up if you start at the right time, it could be a six-figure passive income stream at retirement, and then if you have the real estate, because this helped you grow your portfolio, where without doing the strategy, you might have ended up with say 10 properties. We might be able to get you to 20 or 30 properties working together as a team with your real estate coaches and stuff like that. Then we can potentially grow your real estate portfolio, and what we want to do is 1031 exchange every seven to eight years. I don't believe in holding properties for 30 years.   Jared Garfield  36:47   I believe in exchanging them every seven to eight years because when the tax benefits have been used up, if you exchange to twice the size portfolio, you have better appreciation on a portfolio worth twice as much. But that new value, you still get the depreciation advantages, where the old value that was half, you know, the depreciation is used up. So you're you're getting new depreciation on the higher value assets, and then our goal would be that by the time you don't want to be involved in managing the property managers, that at some point you're going to have a 200 unit apartment complex with on-site management, and at that point you don't have any financial worries really because you're 1031 exchanging into those apartment complexes, but you have so much equity that you're still maintaining depreciation during your retirement years. When most people who have lesser plans don't have the tax advantages,   Keith Weinhold  37:41   I love that you said so much of that, and to you, the listener, Jared is licensed to do this, and our own in-house investment coach. You mentioned coaching. Naresh has the proper licensing as well to holistically help integrate this into your investor life. And for example, yes, we are rarely of the mindset that you would hold a property for all 30 years because after seven to 10 years, your leverage ratio gets worn down, and then additionally, if you're buying turnkey properties, oftentimes that's when capex expenditures start to enter into the picture. So yes, oftentimes we do these seven to 10 year holds.    Jared Garfield  38:23   I love that. Yeah, that's a really really good strategy, and and it always makes it to where you can grow so much bigger portfolio by not being taxed through that exchange. And you know, believe it or not, there's actually even ways when you have extra cash boot, they do allow if you notify them in advance. Sometimes you can take some of the cash boot on the exchange and roll it into some of the products that we utilize.   Keith Weinhold  38:47   For more specifics, I know you said it's based on one's individual situation, but how much does it cost to set up a policy? And then, are there any ongoing maintenance fees? Can you give us more specifics there?   Jared Garfield  38:59   So, there's small fees to administer the policy because you have people who are trading and doing different things and working within the policy for the funds. But usually, you can set policies up as low as 100 or even $200 a month. We don't usually recommend that because you want to max fund it. Usually, when you're doing these strategies, if you're just doing $100 or $200 a month, you're basically buying life insurance, but you're missing a lot of the benefits because what you want to do is to be able to max fund it. So what we like people to do is get as minimum life insurance. That's not in our advantage because we get paid based on the premium of the amount of life insurance you get. But you get the smallest amount of life insurance for the amount that you can max fund. I would much rather have somebody get a $500 a month policy that, let's say, they could put you know a thousanmd a month in or something like that, than to have somebody get $1,000 a month policy where they're paying a thousand a month but they can't max fund it because by max funding it you're maximizing the growth component of the cash. Value, and so it depends on how much you want. But you can go anywhere from $100 or $200 a month to we have clients that will dump $20,000 a month in because they really want to shield as much money as they can from tax growth.   Keith Weinhold  40:15   Tell us more about who the seven-figure solution is for and who it's not for.   Jared Garfield  40:20   Well, if you're living month to month and you don't have discretionary income, it's probably not a good solution. In that situation, you probably want to get term insurance and just make sure that you cover catastrophic things. But if you've got discretionary income and you've got an extra four to $500 a month that you could use to max fund, we figure most people need life insurance anyway, and the way that we teach it, when you mix it with real estate, rather than pulling it from your monthly budget, doesn't it make a lot more sense to let your tenants buy the houses for you, but also pay for a half a million or a million dollar life insurance policy for you, where the tenants are covering the savings for anything that happens at the property with capex or vacancy or damage, and at the same time covering life insurance and potentially a six-figure passive income that's tax advantaged at retirement. So I pull the money out from other assets and let the assets cover this asset.   Keith Weinhold  41:18   Oh well, Jared, this has been great. Before I ask you if you have any last things to tell the audience about the seven-figure solution, I invite you, the audience, to join us. It's going to be Jared and our own in-house investment coach, Nareesh, bringing you a live online event that you can join from the comfort of your own home next Thursday, the 27th at 8 PM Eastern. You can register now; it's free at grewebinars.com because there are a lot of moving parts, and it does take some time to wrap your head around this, benefiting from the cash value of an insurance policy. And this way you can have a Q and A, and you can get answers in real time at this event. It's called the Seven Figure Solution: Build wealth, reduce risk, and create tax advantage retirement income through real estate. Again, it is next Thursday, the 27th at 8p.m. Eastern, you probably have generated some questions inside your head while you're listening to this, and you can sure have them answered there as you're going to learn a whole lot more about it next Thursday. This could help a lot of people. Jared, do you have any last thoughts?    Jared Garfield  42:38   I think the only thing is that we like to work with the team. We like to work with your CPA. We like to work with your real estate investment coach. I used to be a coach and trainer for Robert Kiyosaki, who wrote Rich Dad Poor Dad, and he always talked about power teams. And so we want to be able to be a part of your power team and work with your other advisors to help you implement something. We're not here to give you tax advice. We want you to be able to work with your investment advisors and your CPAs, and just be a part of the team. But I would point out that over my career, I've owned hundreds and hundreds of single-family cash flow rentals, duplexes, fourplexes, apartment complexes. I've done some land development, and I implement these strategies myself. I had 17 Airbnbs, and so these are the strategies that I implemented as a full-time real estate professional. I felt like that this strategy of having a seven-figure solution could help you to avoid some of the pitfalls that I experienced in my 20s.   Keith Weinhold  43:32   So much all comes together for one pretty comprehensive solution. It's the intersection of growing your portfolio, getting tax advantages and having the death benefits of insurance and more all coming together next Thursday, so that you can learn more. Jared, it's been great having you back on the show.   Jared Garfield  43:52   Thanks, Keith. Always glad to join you.   Keith Weinhold  44:00   Integrate the seven-figure solution the GRE way, where we have this conscientiousness about leverage and cash flow. In this case, it's how to prudently leverage a life insurance policy. When it's time to tap your cash value, you take what is a policy loan, not a withdrawal, because you're borrowing against your cash value, hence using the funds in more than one place, and the IRS does not tax loan proceeds. This reminds me of a billionaire and how they borrow against the value of their stock. That way, they don't have to sell their assets. This is similar to what you can do with this. Another thing is that you know real estate investors are not used to a volatile ride because our asset values stay stable. You heard Jared mention the acronym IUL there. That's an indexed universal life policy. It's a real benefit. That says you tie yours to the S and P five hundred. Well, that index was down 18% in 2022, and that your cash value can have an upside ceiling and loss protection on the downside-an option that you'll care more about as you get toward retirement. In 2008, the S&P was down 37% so the math is cruel on value losses. In fact, it's even worse than it sounds because if you're down 30%, then you need a 43% gain just to get back to even. That is just math.   Keith Weinhold  45:39   There are some mistakes to avoid here, and you don't just want to set up your seven-figure solution off of a website. And it is based on products that you might have heard of from companies like Nationwide and Mass Mutual. I strongly encourage you learn more, see how it all goes together, learn how the seven-figure solution compares to other vehicles like a Roth IRA, 401k, 721 exchange, and 1031 exchange. This is very much about seeing your future. You've been listening to me here every week for almost 12 years, earning money from your day job, building your real estate portfolio, either from our investment coaching or on your own. This is how it all goes together. Next week with Jared and GRE investment coach Naresh. By attending live, you can have your questions answered in real time. One last time, you can sign up for the event for next Thursday, the 27th at 8 PM. Eastern, 5 PM. Pacific. Learn about something that's potentially really valuable to you: the seven-figure solution at grewebinars.com. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 2  46:59   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold  47:26   The preceding program was brought to you by your home for wealth building, getricheducation.com  

Glenn Solomon of Notable Capital joins Nick to discuss 3 Multi-Billion-Dollar Exits in 1 Year, Lessons from Airbnb, HashiCorp, Slack, and Square, The VC Case for Staying Small, and the Battle Between Open-Weight vs. Closed Models. In this episode we cover: Identifying Unique Investment Opportunities  The Impact of Fund Size on Investment Strategy  Challenges of Overfunding and Market Dynamics  Growth and Real Success in the AI Era  The Role of Hyperscalers and Frontier Labs  Public Market Sentiment and IPO Considerations  Future of Venture Capital and Notable's Strategy Investing in Anthropic and Market Dynamics  Guest Links: Glenn's LinkedIn Glenn's X Notable's LinkedIn Notable's Website The host of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. We're proud to partner with Ramp, the modern finance automation platform. Book a demo and get $150—no strings attached.   Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

Olivia Fox Cabane is the best-selling author of The Charisma Myth and a former director of innovative leadership at Stanford. She has coached leaders at companies including Apple, Google, JPMorgan, and Airbnb, and has spent years studying the science behind charisma. In this episode, Olivia explains why charisma isn't an innate personality trait but a learnable skill, how presence, power, and warmth work together, and why mastering charisma may become even more valuable as AI makes knowledge and information increasingly accessible. On this episode we talk about: Why charisma is a learned behavior rather than an innate personality trait The three core components of charisma: presence, power, and warmth How to practice charisma in low-stakes situations and make presence a daily habit The potential downsides of charisma, including manipulation, envy, and convincing people when you're actually wrong How vocal fluctuation, online communication, and AI are changing the way charisma is perceived Top 3 Takeaways Charisma can be learned. Like any other skill, charisma may feel unnatural at first, but consistent practice can make it feel effortless over time. Start with presence. In a distracted world, simply giving someone your full attention can dramatically increase your impact. Olivia recommends practicing in everyday, low-stakes interactions. Use charisma with the right intent. Charisma can be incredibly powerful, but it can also manipulate or mislead people. The goal should be to create a better experience for everyone involved, not simply to control an interaction. Notable Quotes “Charisma is a series of learned behaviors.” “The world becomes your lab and every person you meet is a chance to experiment.” “If your intent is good and your impact is good, use everything at your disposal.” Connect with Olivia Fox Cabane: Instagram: https://www.instagram.com/oliviafoxcabane/ Other: The Charisma Myth  Website: https://www.oliviafoxcabane.com/ A Word from Our Sponsors: - Go to Leesa.com for 25% OFF select mattresses (through August 23, 2026) PLUS get an extra $50 off with promo code TMM, exclusive for my listeners  Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Law of Attraction Changed my Life - the podcast that helps you design and manifest a life you love, one week at a time!This week I'm harping on about the book BEYOND WANTING again! So many gems from this book, I tell you! You can listen to the entire book for free here: https://amzn.to/4kFceuf You can also join us Book Club B*tches here: https://www.workwithfrancescaamber.com/bcb My new daily manifestation ritual looks like this: Write down my dreams (having asked for guidance and ideas in them the night before) Gratitude list 5 minutes journalling Visualising/rehearsing in your mind, evoking strong emotions from the pastCommitting to one thing daily that moves you toward your 12 month goalObserve your thoughts In addition to this I do my intentions for the day with my friend. Come find me on Instagram & let me know what you thought of this episode. I'm @francescaamber and @lawofattractionchangedmylife Oooh, my Camden house is now available on Airbnb. You can find it here: https://www.airbnb.co.uk/rooms/1741409517960465375?unique_share_id=a8584c4e-2c37-4166-9593-adecd2ca4549&viralityEntryPoint=1&s=76 You can find everything else at workwithfrancescaamber.com/linksand of course save £££ on your mortgage using https://linkprod.sprive.com/refer?code=VYQRZRJSSee you next week,Fran xYou can find the EXTREMELY WEALTHY FAST overnight audio here: https://francescaamber.com/products/extreme-wealth-fast-8-hour-affirmationsWant to overpay your mortgage without even trying? Sign up to Sprive here: https://linkprod.sprive.com/refer?code=VYQRZRJS and use my code VYQRZRJSCome see me at my events: https://workwithfrancescaamber.com/links Hosted on Acast. See acast.com/privacy for more information.