Podcasts about Debt

The 5000 Year Leap. Part 3 of 7. A Miracle that Saved the World by Cleon Skousen by W Cleon Skousen (Author) This is the best-selling Original Authorized Edition regularly featured by Glenn Beck to Fox TV viewers as a Must Read! The nation the Founders built is now in the throes of a political, economic, social, and spiritual crisis that has driven many to an almost frantic search for modern solutions. The truth is that the solutions have been available for a long time -- in the writings of our Founding Fathers -- carefully set forth in this timely book. In The 5000 Year Leap: A Miracle That Changed the World, Discover the 28 Principles of Freedom our Founding Fathers said must be understood and perpetuated by every people who desire peace, prosperity, and freedom. Learn how adherence to these beliefs during the past 200 years has brought about more progress than was made in the previous 5000 years. These 28 Principles include The Genius of Natural Law, Virtuous and Moral Leaders, Equal Rights--Not Equal Things, and Avoiding the Burden of Debt.   See all formats and editions  

The 5000 Year Leap. Part 2 of 7. A Miracle that Saved the World by Cleon Skousen by W Cleon Skousen (Author) This is the best-selling Original Authorized Edition regularly featured by Glenn Beck to Fox TV viewers as a Must Read! The nation the Founders built is now in the throes of a political, economic, social, and spiritual crisis that has driven many to an almost frantic search for modern solutions. The truth is that the solutions have been available for a long time -- in the writings of our Founding Fathers -- carefully set forth in this timely book. In The 5000 Year Leap: A Miracle That Changed the World, Discover the 28 Principles of Freedom our Founding Fathers said must be understood and perpetuated by every people who desire peace, prosperity, and freedom. Learn how adherence to these beliefs during the past 200 years has brought about more progress than was made in the previous 5000 years. These 28 Principles include The Genius of Natural Law, Virtuous and Moral Leaders, Equal Rights--Not Equal Things, and Avoiding the Burden of Debt.   See all formats and editions  

The 5000 Year Leap. Part 1 of 7. A Miracle that Saved the World by Cleon Skousen by W Cleon Skousen (Author) This is the best-selling Original Authorized Edition regularly featured by Glenn Beck to Fox TV viewers as a Must Read! The nation the Founders built is now in the throes of a political, economic, social, and spiritual crisis that has driven many to an almost frantic search for modern solutions. The truth is that the solutions have been available for a long time -- in the writings of our Founding Fathers -- carefully set forth in this timely book. In The 5000 Year Leap: A Miracle That Changed the World, Discover the 28 Principles of Freedom our Founding Fathers said must be understood and perpetuated by every people who desire peace, prosperity, and freedom. Learn how adherence to these beliefs during the past 200 years has brought about more progress than was made in the previous 5000 years. These 28 Principles include The Genius of Natural Law, Virtuous and Moral Leaders, Equal Rights--Not Equal Things, and Avoiding the Burden of Debt.   See all formats and editions

Feeling overwhelmed by budgeting, saving, or investing and tired of hearing advice that doesn't fit real life? In this episode of Ditch the Suits, Travis Maus answers some of the most common money questions people actually search for, from how to build a realistic budget and emergency fund, to deciding whether you should invest, pay off debt, or ignore the crypto hype altogether. You'll learn how compound interest really works, how to think about retirement accounts without the jargon, and why financial progress isn't about perfection, it's about making smart decisions at every stage of life. No scare tactics, no sales pitches, just practical guidance for everyday people who want to get more out of their money and life.

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This week we report on the U.S. State Department's radical expansion of the Mexico City Policy, also known as the global gag rule, which blocks U.S. federal funding to international nongovernmental organizations that provide or inform about abortion. Beyond the traditional reproductive health restrictions, three sweeping new rules now tether all U.S. foreign assistance to strict prohibitions on “gender ideology” as well as diversity, equity, and inclusion, or DEI, initiatives. During the conversation we also dig into the key findings of a report published by the European Network on Debt and Development, or Eurodad, which warns that modernized aid rules are focusing on the political and commercial priorities of wealthy donors while leaving the world's poorest countries buried in debt. We also touch on the Asian Infrastructure Investment Bank's updated accountability and grievance mechanism, and our exclusive story which reveals through a set of leaked emails that the Beijing-based lender is sidestepping on-the-ground meetings with Indigenous communities over alleged human rights abuses at a tourism development project in Indonesia. To explore these stories, Senior Reporter Adva Saldinger sits down with Managing Editor Anna Gawel and Global Development Reporter Jesse Chase-Lubitz for the latest episode of our weekly podcast series. Sign up to the Devex Newswire and our other newsletters: https://www.devex.com/account/newsletters

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lisa Mulrain. Summary of the Interview On Money Making Conversations Masterclass, Rushion McDonald interviews Lisa Mulrain—CEO of Legacy Building LLC, a financial literacy and legal services entrepreneur with more than 30 years of federal government experience as a securities attorney. Lisa’s mission is to empower individuals and small businesses through financial education, credit repair, debt management, estate planning, and investment strategy. The interview highlights her transition from government attorney to entrepreneur, the purpose behind Legacy Building LLC, and the unique combination of her legal expertise and financial coaching. She breaks down how underserved communities can close knowledge gaps, develop stronger money mindsets, repair credit, invest wisely, and protect assets through estate planning. She also explains the emerging opportunities in tokenized real estate, fractionalized Ginnie Mae securities, and the importance of research before investing. The conversation is highly practical—covering everything from budgeting to Roth IRAs, 401(k) matches, brokerage accounts, credit consolidation, and asset protection through trusts and wills. Lisa stresses empowerment through education and long-term wealth building. Purpose of the Interview 1. To introduce Lisa Mulrain’s financial literacy and legal services mission The interview showcases how Legacy Building LLC helps clients improve credit, manage debt, understand investments, and plan estates. 2. To educate listeners about emerging financial trends Lisa explains tokenized real estate, fractional Ginnie Mae securities, and policy changes that create new wealth-building opportunities. 3. To emphasize financial empowerment for underserved communities She focuses on shifting money mindsets, breaking cycles of scarcity, and building generational wealth. 4. To highlight the importance of estate planning She stresses that wills, trusts, and powers of attorney are foundational—not optional. 5. To offer actionable investing and credit strategies Listeners gain practical tools to start improving their finances immediately. Key Takeaways 1. Financial literacy begins with mindset Before fixing credit, individuals must understand their past beliefs about money and scarcity.Many financial mistakes originate from “lack mentality.” 2. Credit repair requires root-cause analysis Lisa teaches clients to: Identify how they fell into debt Negotiate with creditors Remove charge-offs when possible Avoid repeating harmful financial behaviors 3. Estate planning is essential for everyone—not just older adults A proper estate plan includes: A trust (primary document) A “pour-over” will for missed assets Healthcare proxies & POAs Instructions for managing assets during incapacity or after death Common tragedies—Prince, Aretha Franklin, Michael Jackson—show how lack of planning complicates estates. 4. Invest intentionally and consistently Key investment tools Lisa recommends: Maximize 401(k) contributions, especially employer matches Favor S&P 500 index options in retirement plans Fund a Roth IRA for tax-free growth Open brokerage accounts with established firms (e.g., Schwab, Fidelity) Buy fractional shares to invest even with small amounts Focus on time in the market, not timing the market 5. Tokenized real estate and fractionalized Ginnie Mae securities are groundbreaking Lisa explains how changes in federal policy and crypto infrastructure enable new low-barrier investment opportunities—such as Ginnie Mae-backed fractional securities for as little as $50. 6. Research, research, research Before buying any stock, investors should monitor: Long-term trends Earnings calls Layoffs (strategy vs. crisis) Market cycles Influential investors’ moves 7. Legacy Building LLC merges financial education + legal protection Her dual firms allow clients to: Learn how to build wealth Legally protect their assets Create generational stability 8. Wealth building requires discipline—not brand-driven spending She warns against sinking money into luxury goods without appreciating assets to match. Notable Quotes (All pulled directly from the transcript.) On why she does this work “Helping people has always been at my core.” “I wanted to get involved in finance because that was the one central factor that made the difference between the haves and the have nots.” On mindset & credit “Let’s examine your money mindset.” “We adopt a lack mentality… we already start from a place of ‘we don’t have it.’” On estate planning “Whatever you’ve accumulated… you don’t have a plan.” “It could take years for it to go through probate.” “Your trust is the main document.” On investing “You are leaving money on the table if you don’t get that 401(k) match.” “Don’t time the market… it’s about time in the market.” “Scare money don’t make money.” On financial habits “Be diligent in your acquisitions.” “You cannot make any money if you are not investing. Period.” On opportunities in new investment tech “Tokenized real estate is very new and novel… real physical assets backing crypto.” “Ginnie Mae securities are now eligible for fractionalized shares… with guaranteed repayment.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lisa Mulrain. Summary of the Interview On Money Making Conversations Masterclass, Rushion McDonald interviews Lisa Mulrain—CEO of Legacy Building LLC, a financial literacy and legal services entrepreneur with more than 30 years of federal government experience as a securities attorney. Lisa’s mission is to empower individuals and small businesses through financial education, credit repair, debt management, estate planning, and investment strategy. The interview highlights her transition from government attorney to entrepreneur, the purpose behind Legacy Building LLC, and the unique combination of her legal expertise and financial coaching. She breaks down how underserved communities can close knowledge gaps, develop stronger money mindsets, repair credit, invest wisely, and protect assets through estate planning. She also explains the emerging opportunities in tokenized real estate, fractionalized Ginnie Mae securities, and the importance of research before investing. The conversation is highly practical—covering everything from budgeting to Roth IRAs, 401(k) matches, brokerage accounts, credit consolidation, and asset protection through trusts and wills. Lisa stresses empowerment through education and long-term wealth building. Purpose of the Interview 1. To introduce Lisa Mulrain’s financial literacy and legal services mission The interview showcases how Legacy Building LLC helps clients improve credit, manage debt, understand investments, and plan estates. 2. To educate listeners about emerging financial trends Lisa explains tokenized real estate, fractional Ginnie Mae securities, and policy changes that create new wealth-building opportunities. 3. To emphasize financial empowerment for underserved communities She focuses on shifting money mindsets, breaking cycles of scarcity, and building generational wealth. 4. To highlight the importance of estate planning She stresses that wills, trusts, and powers of attorney are foundational—not optional. 5. To offer actionable investing and credit strategies Listeners gain practical tools to start improving their finances immediately. Key Takeaways 1. Financial literacy begins with mindset Before fixing credit, individuals must understand their past beliefs about money and scarcity.Many financial mistakes originate from “lack mentality.” 2. Credit repair requires root-cause analysis Lisa teaches clients to: Identify how they fell into debt Negotiate with creditors Remove charge-offs when possible Avoid repeating harmful financial behaviors 3. Estate planning is essential for everyone—not just older adults A proper estate plan includes: A trust (primary document) A “pour-over” will for missed assets Healthcare proxies & POAs Instructions for managing assets during incapacity or after death Common tragedies—Prince, Aretha Franklin, Michael Jackson—show how lack of planning complicates estates. 4. Invest intentionally and consistently Key investment tools Lisa recommends: Maximize 401(k) contributions, especially employer matches Favor S&P 500 index options in retirement plans Fund a Roth IRA for tax-free growth Open brokerage accounts with established firms (e.g., Schwab, Fidelity) Buy fractional shares to invest even with small amounts Focus on time in the market, not timing the market 5. Tokenized real estate and fractionalized Ginnie Mae securities are groundbreaking Lisa explains how changes in federal policy and crypto infrastructure enable new low-barrier investment opportunities—such as Ginnie Mae-backed fractional securities for as little as $50. 6. Research, research, research Before buying any stock, investors should monitor: Long-term trends Earnings calls Layoffs (strategy vs. crisis) Market cycles Influential investors’ moves 7. Legacy Building LLC merges financial education + legal protection Her dual firms allow clients to: Learn how to build wealth Legally protect their assets Create generational stability 8. Wealth building requires discipline—not brand-driven spending She warns against sinking money into luxury goods without appreciating assets to match. Notable Quotes (All pulled directly from the transcript.) On why she does this work “Helping people has always been at my core.” “I wanted to get involved in finance because that was the one central factor that made the difference between the haves and the have nots.” On mindset & credit “Let’s examine your money mindset.” “We adopt a lack mentality… we already start from a place of ‘we don’t have it.’” On estate planning “Whatever you’ve accumulated… you don’t have a plan.” “It could take years for it to go through probate.” “Your trust is the main document.” On investing “You are leaving money on the table if you don’t get that 401(k) match.” “Don’t time the market… it’s about time in the market.” “Scare money don’t make money.” On financial habits “Be diligent in your acquisitions.” “You cannot make any money if you are not investing. Period.” On opportunities in new investment tech “Tokenized real estate is very new and novel… real physical assets backing crypto.” “Ginnie Mae securities are now eligible for fractionalized shares… with guaranteed repayment.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

In this episode, I talk with Cody Berman and Sean Mulaney about what it really takes to reach early financial independence. Cody shares how he built a $4.8 million net worth by 29 through frugal living, intentional spending, and creating multiple income streams, while Sean breaks down the smartest tax strategies early retirees use to access money sooner and keep more of what they earn. We cover how to effectively use 401(k)s, Roth IRAs, HSAs, and taxable accounts together, plus key tactics like the Rule of 55, Roth conversions, and tax arbitrage that can dramatically lower your lifetime tax rate. Sean makes complex tax planning simple and actionable for anyone pursuing FIRE. Whether you're just starting your wealth-building journey or planning an early retirement, this episode delivers practical strategies to grow wealth faster and design a flexible, purpose-driven financial future. CHAPTERS

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lisa Mulrain. Summary of the Interview On Money Making Conversations Masterclass, Rushion McDonald interviews Lisa Mulrain—CEO of Legacy Building LLC, a financial literacy and legal services entrepreneur with more than 30 years of federal government experience as a securities attorney. Lisa’s mission is to empower individuals and small businesses through financial education, credit repair, debt management, estate planning, and investment strategy. The interview highlights her transition from government attorney to entrepreneur, the purpose behind Legacy Building LLC, and the unique combination of her legal expertise and financial coaching. She breaks down how underserved communities can close knowledge gaps, develop stronger money mindsets, repair credit, invest wisely, and protect assets through estate planning. She also explains the emerging opportunities in tokenized real estate, fractionalized Ginnie Mae securities, and the importance of research before investing. The conversation is highly practical—covering everything from budgeting to Roth IRAs, 401(k) matches, brokerage accounts, credit consolidation, and asset protection through trusts and wills. Lisa stresses empowerment through education and long-term wealth building. Purpose of the Interview 1. To introduce Lisa Mulrain’s financial literacy and legal services mission The interview showcases how Legacy Building LLC helps clients improve credit, manage debt, understand investments, and plan estates. 2. To educate listeners about emerging financial trends Lisa explains tokenized real estate, fractional Ginnie Mae securities, and policy changes that create new wealth-building opportunities. 3. To emphasize financial empowerment for underserved communities She focuses on shifting money mindsets, breaking cycles of scarcity, and building generational wealth. 4. To highlight the importance of estate planning She stresses that wills, trusts, and powers of attorney are foundational—not optional. 5. To offer actionable investing and credit strategies Listeners gain practical tools to start improving their finances immediately. Key Takeaways 1. Financial literacy begins with mindset Before fixing credit, individuals must understand their past beliefs about money and scarcity.Many financial mistakes originate from “lack mentality.” 2. Credit repair requires root-cause analysis Lisa teaches clients to: Identify how they fell into debt Negotiate with creditors Remove charge-offs when possible Avoid repeating harmful financial behaviors 3. Estate planning is essential for everyone—not just older adults A proper estate plan includes: A trust (primary document) A “pour-over” will for missed assets Healthcare proxies & POAs Instructions for managing assets during incapacity or after death Common tragedies—Prince, Aretha Franklin, Michael Jackson—show how lack of planning complicates estates. 4. Invest intentionally and consistently Key investment tools Lisa recommends: Maximize 401(k) contributions, especially employer matches Favor S&P 500 index options in retirement plans Fund a Roth IRA for tax-free growth Open brokerage accounts with established firms (e.g., Schwab, Fidelity) Buy fractional shares to invest even with small amounts Focus on time in the market, not timing the market 5. Tokenized real estate and fractionalized Ginnie Mae securities are groundbreaking Lisa explains how changes in federal policy and crypto infrastructure enable new low-barrier investment opportunities—such as Ginnie Mae-backed fractional securities for as little as $50. 6. Research, research, research Before buying any stock, investors should monitor: Long-term trends Earnings calls Layoffs (strategy vs. crisis) Market cycles Influential investors’ moves 7. Legacy Building LLC merges financial education + legal protection Her dual firms allow clients to: Learn how to build wealth Legally protect their assets Create generational stability 8. Wealth building requires discipline—not brand-driven spending She warns against sinking money into luxury goods without appreciating assets to match. Notable Quotes (All pulled directly from the transcript.) On why she does this work “Helping people has always been at my core.” “I wanted to get involved in finance because that was the one central factor that made the difference between the haves and the have nots.” On mindset & credit “Let’s examine your money mindset.” “We adopt a lack mentality… we already start from a place of ‘we don’t have it.’” On estate planning “Whatever you’ve accumulated… you don’t have a plan.” “It could take years for it to go through probate.” “Your trust is the main document.” On investing “You are leaving money on the table if you don’t get that 401(k) match.” “Don’t time the market… it’s about time in the market.” “Scare money don’t make money.” On financial habits “Be diligent in your acquisitions.” “You cannot make any money if you are not investing. Period.” On opportunities in new investment tech “Tokenized real estate is very new and novel… real physical assets backing crypto.” “Ginnie Mae securities are now eligible for fractionalized shares… with guaranteed repayment.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Opening Bible Verse: Matthew 26:2 This year we are doing my group coaching course together via this podcast! It's free and it only gets better as the year progresses.  In January we are working on building the habit of a morning prayer routine. I highly recommend the rosary. It's only about 20 minutes and you'll meditate on the whole life of Jesus with each passing mystery. Before moving on to decluttering in February, get your morning prayer routine going. This program builds on itself and you'll need a strong foundation of faith if you are going to succeed this year. If you're new, give this first episode of 2026 a listen to hear where to begin: 316. Your 2026 Life Overhaul Plan: Faith, Clutter, Debt, Diet and More!   If you've never prayed a rosary or you want to see how you can incorporate it into active decluttering, here is the first episode of my rosary declutter series from last summer. 288. Summer Declutter Series Week ***Are you so overwhelmed with clutter that you find yourself unable to make any decisions? Do you plan on decluttering only to find yourself standing in a room confused about where to start? Are you hoping motivation will strike and you'll get it all done in one weekend? If this sounds like you, let's work together.   Book a one hour virtual coaching session via Zoom. Together we craft a decluttering plan and I walk you through the process. You'll complete much of the decluttering on your own time at your own pace. I just give you the roadmap and the accountability. Cost $77 per hour. Virtual Coaching Schedule   Not sure what you need? No problem! Book a complimentary 15 minute clarity call. We'll meet via Zoom and see if working with me would benefit you.  Email me at: tightshipmama@gmail.com to schedule a time.   Looking for community of like-minded women? Join the private Facebook community here: Facebook Group   Prefer to receive a weekly email with the monthly freebie like a group rosary, group declutter, or budget Q&As?  Join my mailing list here: Monthly Newsletter   Do you like to watch a podcast? Check out my YouTube channel here:  YouTube    For any other inquiries or guest appearances, please email me at: tightshipmama@gmail.com    

Most traders have some form of debt hanging over their heads.  This will affect you one way or the other, regardless of how much you have.  But what should be done about it?  Well, it depends.  Robb and VP go deep, because a lot needs to be discussed here.   #TradingPsychology   Maverick Links   Click Here To Learn More about Maverick Forex Trading:  URL: https://maverickfx.com/application-3-a/?utm_source=vpyt   Click Here To Learn More about Maverick Currencies: URL: https://maverickcurrencies.com/application-3-a/?utm_source=VPPodPsych   Click Here To Learn More about Maverick Trading's Stock/Options Division: URL: https://mavericktrading.com/application-3-a/?utm_source=VPPodPsych   Maverick Trading YouTube Channel: https://www.youtube.com/@mavericktrading   Robb's Flat Earth Trading Society https://www.youtube.com/@FlatEarthTradingSociety   No Nonsense Forex Links   VP's Trading Psychology Book https://nononsenseforex.com/forex-psychology-book/   Recommended Crypto Trading Platform (Bonus and Contest Eligibility) - https://nononsenseforex.com/cryptocurrencies/best-crypto-trading-platform/   Blueberry Markets Blog (Top FX Broker) - https://nononsenseforex.com/uncategorized/blueberry-markets-review-my-top-broker-for-2019/   Follow VP on Twitter https://twitter.com/This_Is_VP4X   The hosts of this podcast are not licensed financial advisors, and nothing heard on this podcast should be taken as financial advice.  Do your own research and understand all financial decisions and the results therein are yours and yours alone.  The host is not responsible for the actions of their sponsors and/or affiliates.  Conversely, views expressed on this podcast are that of the host only and may not reflect the views of any companies mentioned. Trading anything involves risk.  Losses can exceed deposits.

Dive into how GOP fiscal mismanagement endangers the dollar, the Minneapolis ICE killings that rocked the nation, and a Minnesota GOP hopeful who quit over federal enforcement backlash.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

Gold is getting the headline attention, but silver is quietly surging due to industrial demand from solar panels and electronics. We will break down the supply crunch facing the "devil's metal" in 2026.Today's Stocks & Topics: The Mosaic Company (MOS), Market Wrap, Clearway Energy, Inc. (CWEN), “The "Silver" Industrial Boom”, SPDR Gold MiniShares (GLDM), iShares Gold Trust Micro (IAUM), Abrdn Physical Gold Shares ETF (SGOL), Graco Inc. (GGG), Debt, Brunswick Corporation (BC), Old Dominion Freight Line, Inc. (ODFL), Netflix, Inc. (NFLX), Gold.Our Sponsors:* Check out ClickUp and use my code INVEST for a great deal: https://www.clickup.com* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

How Mystery Babylon Infiltrates and Influences the Church | KIB 515 Kingdom Intelligence Briefing Description Subtitle: Mystery Babylon in the Church: How a Seductive System Keeps Believers Trapped This Kingdom Intelligence Briefing (episode #515) digs into a hard but crucial question: How has Mystery Babylon infiltrated and influenced the Church? Dr. Michael and Mary Lou Lake unpack how a global Babylonian system has been built around us—politically, economically, spiritually—and how it keeps people "comfortable," passive, and afraid to confront evil. Mary shares a sobering picture the Lord showed her of a Babylonian "cloud system" that pulls people back in whenever they try to step out, and a deeply personal testimony of confronting hidden darkness, trauma, and occult networks. From there, Dr. Lake lays out a powerful biblical teaching on Mystery Babylon's strategy to infiltrate and then influence the Church: Seduction instead of open confrontation Syncretism (mixing paganism with Christianity) Entertainment-based "worship" replacing reverence Prophetic performance instead of true prophetic voices Debt, media, and politics used to pressure pastors The push to blur holiness, law, and biblical authority You'll also hear about current examples, including the Sean Bolz / Bethel prophetic scandal, how fear of confrontation keeps leaders trapped, and why so many ministries will not face what's really going on. Most importantly, this episode is a call to the remnant: To face the truth about Babylon's influence To come out of religious harlotry and man-made empire To return to holiness, the fear of the Lord, biblical depth, and true spiritual warfare To embrace kingdom identity over cultural identity To be willing to suffer well, stand apart, and be "the absolute other" in a collapsing system Dr. Lake closes with a prophetic look at what's ahead in 2026–2027, the coming shaking of Babylon, and a charge to stand firm so you can hear, "Well done, My good and faithful servant." Timeline of Topics Discussed (for Chapters) (Adjust timestamps to match your final edit.) 00:00 – Biblical Life intro & opening montage Program intro: Biblical Life TV mission to empower the remnant for the last days. 02:00 – Welcome to KIB 515 & severe winter weather Dr. Michael and Mary Lou share about the heavy snow, partner prayers, and God's faithfulness. 05:00 – Mary's vision of the Babylonian "cloud system" Mary explains the picture God showed her: a spiritual Babylonian system like a cloud/vacuum that pulls people back whenever they try to move out. 10:00 – How Babylon keeps people "comfortable" and quiet A seductive spirit whispers, "Don't confront this… you can't change anything… just go along," creating apathy and passivity. 14:00 – Matthew 24, end-time deception, and false prophets Reading from Matthew 24; discussion of deception, lawlessness, and the clear signs we are in the last days. 18:00 – The Sean Bolz / Bethel prophetic scandal Mary reviews the public information: mining social media and conference registrations to fake "prophecy," Bill Johnson's apology, and the refusal to confront earlier. 23:00 – The danger of needing "a word" instead of hearing God for yourself Why the obsession with personal prophecies is dangerous, and encouragement to seek God directly. 27:00 – True prophets vs false prophetic performance Dr. Lake shares earlier experiences with real prophets, how they confront sin, and the fear of the Lord that surrounds true prophetic ministry. 32:00 – Mary's personal testimony: coming out of Babylon and trauma Mary recounts her own journey: Deep depression and blocked memories A whistleblower woman who exposed local occult and corruption Fort Leonard Wood hospital stories, missing babies, and a man who claimed to be her son The cost of facing painful truth and choosing to confront instead of deny 42:00 – The necessity of spiritual warfare and praying your own way out Mary exhorts listeners: no one can do all your praying for you; you must engage spiritual warfare and choose not to participate in Babylon. 47:00 – Dr. Lake's thesis: How Mystery Babylon infiltrates and influences the Church Mystery Babylon as a counterfeit religious, political, and economic system that works by infiltration → influence → substitution. 52:00 – Adaptability of Babylon vs. slowness of the Church Babylon's guerrilla tactics and tentacles versus a tradition-bound Church that defends man-made customs over the Word of God. 56:00 – Syncretism: blending the Bible with pagan and occult ideas How pagan practices, New Age methods, and even Masonic material have been baptized into "Christian" ministries and prophetic schools. 1:02:00 – Counterfeit revelation & prophetic manipulation Dreams, visions, and "secret knowledge" used to undermine Scripture and create dependence on personalities instead of the written Word. 1:07:00 – Entertainment-driven church vs biblical worship From temple worship to Vegas-style services; why emotional spectacle has replaced reverence, holiness, and the fear of the Lord. 1:12:00 – Doctrines Babylon wants silenced Holiness, repentance, judgment, spiritual warfare (rightly understood), the sovereignty of Christ, and separation from the world. 1:16:00 – Co-opting clergy: prestige, platforms, money & media How Babylon uses publishing, media, influence, and economics to pressure pastors to avoid controversial truth and protect "the machine." 1:21:00 – Debt structures and analytics-driven sermons Stories of massive church overhead, the temptation to preach what keeps offerings high, and the danger of corporate thinking in ministry. 1:26:00 – Political courtship and religious compromise The trap of trying to gain legitimacy through political power instead of maintaining a prophetic witness that confronts kings and systems. 1:30:00 – Higher criticism, liberal theology, and demythologizing Scripture How treating the Bible like mere literature drains the supernatural and opens the door to Babylonian thinking. 1:34:00 – Marks of Babylonian theology in the Church Universalism, lawlessness (antinomianism), Gnosticism, man-centered religion, hybrid mysticism, and moral relativism. 1:39:00 – Babylon's endgame: replacing the bride with the harlot Proverbs and Revelation's two women: the pure bride and the whore of Babylon; Babylon's goal to transform the visible church into a one-world religious system. 1:44:00 – How the remnant resists Babylon Biblical literacy and theological depth Holiness and separation Discerning of spirits rooted in the fear of the Lord Seeing the Bible as a war book from Genesis 1 Kingdom identity over cultural identity Prophetic voice over prophetic performance 1:51:00 – Suffering well, covenant faithfulness, and coming judgment Why suffering for truth is part of our calling and how God will reward faithful servants as Babylon is judged. 1:56:00 – 2026–2027: days ahead and God's remnant Dr. Lake's view that things will get "interesting" in 2026–2027 and his prayer that listeners stand firmly in the Kingdom when the dust settles. 2:00:00 – Final exhortation: "Come out of her, My people" Revelation 18:4, a call to separate from Babylon so we do not share in her plagues, and a closing prayer for the remnant to be established in the Kingdom. Hashtags #MysteryBabylon, #ComeOutOfBabylon, #KingdomIntelligenceBriefing, #KIB515, #BiblicalLifeTV, #DrMichaelLake, #MaryLouLake, #EndTimesRemnant, #PropheticWarning, #FalseProphets, #BethelChurch, #SeanBolz, #SpiritualWarfare, #HebraicHeritage, #Holiness, #FearOfTheLord, #EndTimesDeception, #LastDaysChurch, #RemnantBelievers, #KingdomOfGod

NBC Sports NBA writer Kurt Helin Good, Bad & Ugly Whole World News

Attend the 2026 Summit Conference: https://get.biggerpockets.com/passivepocketssummit2026/ It's our “2026 State of PassivePockets.” Chris Lopez (now lead host, alongside co-hosts Jim Pfeifer and Paul Shannon) shares highlights from the 2025 member survey (96% accredited; 91% already LPs), explains why our Net Promoter Score jumped from -4 (2024) to 44 (2025), and unveils three big initiatives for 2026: (1) community-driven resources that go deep on due diligence—starting with debt funds; (2) using the community's pooled volume to negotiate better investor terms; and (3) doubling down on what's working—Sponsor Ratings & Reviews, LP Deal Reviews, the podcast, and a more active private forum. You'll also hear what members fear most (losing capital), what they want most (steady cash flow), and which asset classes they're targeting (multifamily and debt tied for #1). Key Takeaways Who we are: 96% accredited; 91% already in syndications/funds NPS turnaround: from -4 ('24) ➜ 44 ('25); top positives—education, trust, community Biggest pain points: pricing clarity, forum engagement, and site navigation- on our roadmap What members fear most: capital loss (72%); what they want most: steady cash flow (~30%) 2026 focus #1: Debt investing: series of pods, forums, expert panels, and a living DD checklist 2026 focus #2: Better terms: leverage pooled community capital for lower mins / improved share classes 2026 focus #3: Do more of what works: more Sponsor Ratings & Reviews + LP Deal Reviews + member spotlights Asset allocation pulse: multifamily & debt tied for top interest; industrial, MHP, self-storage next Host update: Chris Lopez assumes lead-host role; Jim passes the torch and remains co-host with Paul Get involved: post sponsor reviews, join the forum threads, and help shape the checklists we'll all use Disclaimer The content of this podcast is for informational purposes only. All host and participant opinions are their own. Investment in any asset, real estate included, involves risk, so use your best judgment and consult qualified advisors before investing. You should only risk capital you can afford to lose. Past performance is not indicative of future results. This podcast may contain paid advertisements or other promotional materials for real estate investment advisers, investment funds, and investment opportunities, which should not be interpreted as a recommendation, endorsement, or testimonial by PassivePockets, LLC or any of its affiliates. Viewers must conduct their own due diligence and consider their own financial situations before engaging with any advertised offerings, products, or services. PassivePockets, LLC disclaims all liability for direct, indirect, consequential, or other damages arising out of reliance on information and advertisements presented in this podcast.

AI-related bond issuance is surging, reshaping the opportunity set for fixed-income investors. In addition to robust U.S. growth, constrained inflation, and an attractive opportunities beyond the U.S., investors must also navigate greater tail risks, more complex financing structures, and rising political uncertainty around AI and energy use.    On this episode of Disruptive Forces, host Anu Rajakumar sits down with Ashok Bhatia, Neuberger's Chief Investment Officer and Global Head of Fixed Income, to unpack the AI financing boom and its implications for bond markets. Together, they discuss the surge in hyperscaler issuance, evolving structures, and how Neuberger's own investment teams are using AI to enhance research, portfolio construction, and day-to-day decision-making.       This communication is provided for informational and educational purposes only and nothing herein constitutes investment, legal, accounting or tax advice, or a recommendation to buy, sell or hold a security. Information is obtained from sources deemed reliable, but there is no representation or warranty as to its accuracy, completeness or reliability. This communication is not directed at any investor or category of investors and should not be regarded as investment advice or a suggestion to engage in or refrain from any investment-related course of action. Neuberger Berman is not providing this material in a fiduciary capacity and has a financial interest in the sale of its products and services. Investment decisions should be made based on an investor's individual objectives and circumstances and in consultation with his or her advisors. All information is current as of the date of this material and is subject to change without notice. Any views or opinions expressed may not reflect those of the firm as a whole. Neuberger Berman products and services may not be available in all jurisdictions or to all client types. This material is not intended as a formal research report and should not be relied upon as a basis for making an investment decision. The firm, its employees and advisory accounts may hold positions of any companies discussed. This material may include estimates, outlooks, projections and other "forward-looking statements." Due to a variety of factors, actual events or market behavior may differ significantly from any views expressed. Investing entails risks, including possible loss of principal. Indexes are unmanaged and are not available for direct investment. Past performance is no guarantee of future results.    Use of Artificial Intelligence Tools. Neuberger Berman may utilize AI tools in its business operations to improve operational efficiency and for assistance in research and analyzing data among other uses. AI tools are dependent on historical data, consequently, if the content or analyses that AI applications assist Neuberger in producing are or are alleged to be deficient, inaccurate, or biased, a client account may be adversely affected. Additionally, AI tools used by Neuberger may produce inaccurate, misleading or incomplete responses that could lead to errors in Neuberger's and its employees' judgement, decision-making, investment research or other business activities, which could have a negative impact on the performance of a client account.    The application of AI in investment processes, research, or analysis is evolving and subject to limitations, including data quality, algorithmic biases, and interpretive errors. AI outputs should not be relied upon as the sole basis for investment decisions. No assurance is given regarding the accuracy, completeness, or timeliness of information generated by AI.   This material is being issued on a limited basis through various global subsidiaries and affiliates of Neuberger Berman Group LLC. Please visit www.nb.com/disclosure-global-communications for the specific entities and jurisdictional limitations and restrictions.    The "Neuberger Berman" name and logo are registered service marks of Neuberger Berman Group LLC.  © 2026 Neuberger Berman Group LLC. All rights reserved. WF2830800

Send us a textWe walk through Book Five of The Wealth of Nations to map a state that defends, adjudicates, and builds wisely, then pays for it without killing growth. From militias to standing armies, fee-based courts to salaried judges, turnpikes to basic schooling, and taxes to debt, we test what holds up now.• defense as a professional, civilian-controlled standing army• justice as predictable law and salaried judges• public works funded by user fees where feasible• education to offset division of labor's civic costs• incentives in universities and churches• four tax maxims and ability to pay• why land taxes beat mobile capital taxes• state property and monopolies as bad revenue• debt, consols, and fiscal illusion• Smith with Hume and public choice echoesWe do have one more episode, which is a summing up and taking stock of why the Wealth of Nations still matters today. It will post Tuesday, February 24th, 2026.If you have questions or comments, or want to suggest a future topic, email the show at taitc.email@gmail.com ! You can follow Mike Munger on Twitter at @mungowitz

Would you let a brain surgeon operate on you as to core knowledge of their craft? Well, welcome to the world of AI in the workplace, where most everyone is tempted to rely upon AI as part of their core sourcing of knowledge! Join Kevin as we dive into the world of intentionally and wisely handling knowledge debt! // Download this episode's Application & Action questions and PDF transcript at whitestone.org.

GOP tax cuts created deficits, enriched elites, and forced America to borrow from itself. Now the dollar's global role is collapsing—and the world is adapting.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbESubscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

Starting your first real job with a decent pay check should feel exciting but what if it mostly feels confusing, stressful and a little scary? If you've made money mistakes before, missed payments or taken on debt you didn't fully understand, you're not alone… and you're not out of options. In this episode of Everything Counts, Motheo Khoaripe sits down with Investec's Keshnie July, Lending Product Owner and Lehlogonolo Ramushu, Credit Risk Consultant, to talk about how young professionals can recover from financial missteps and start building a stronger, more intentional money future. The conversation tackles what it really takes to bounce back after defaulting, overextending yourself or ignoring those dreaded payment reminders. From understanding your credit report, to budgeting realistically, facing debt head on and asking for help when you need it, this episode breaks down the practical steps that make recovery possible. The episode also touches on separating needs from wants, avoiding impulse-driven debt, navigating “easy credit” offers and making smarter decisions before taking on new financial commitments. As the discussion shifts toward building wealth, the experts share simple, realistic strategies for saving, creating an emergency fund, paying off debt faster and laying the groundwork for long-term financial security. If you're a young professional trying to reset your money mindset, get out of debt or turn your first proper salary into something meaningful, this episode will help you move from survival mode to stability and eventually, to growth. 00:00 Introduction 01:00 Debt management: How to bounce back from money mistakes 02:00 How to build better money habits 03:47 Biggest financial mistakes that young adults make 04:50 Affordability assessment: What young professionals should ask before taking on more debt 06:19 What do you do when you run into financial problems? 08:47 Recovering from debt 10:25 Strategies for building wealth in the long term 10:50 The importance of building an emergency fund 11:20 The importance of having savings 12:10 Practical steps for young professionals starting their wealth journey 15:05 Compare savings accounts with good interest rates 15:20 Conclusion Investec Focus Radio SA

Owning your time is a goal we all share, and today's conversation is about giving you concrete steps you can take to reclaim some of that time. Andy Hill went from $50,000 in debt to mortgage-free multi-millionaire and now works a three-day work week. His new book is Own Your Time: 10 Financial Steps to Put Your Family First and Escape the Corporate Grind. From MarriageKidsandMoney.com, Andy Hill shares how he built financial independence through Coast FIRE, side hustle income, and intentional life design. Tune in to Episode 720 of the Side Hustle Show to learn: How Coast FIRE works in real life The exact financial sequence Andy used to go mortgage-free and reduce pressure before leaving corporate work How evergreen side-hustle income helped support a flexible 3-day workweek lifestyle Full Show Notes: From $50k in Debt to Mortgage-Free Millionaire and a 3-Day Workweek New to the Show? Get your personalized money-making playlist ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Sponsors: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Indeed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – Start hiring NOW with a $75 sponsored job credit to upgrade your job post! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Quo (formerly OpenPhone)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ — Get 20% off of your first 6 months! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Shopify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ — Sign up for a $1 per month trial! About The Side Hustle Show This is the entrepreneurship podcast you can actually apply! The award-winning small business show covers the best side hustles and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠side hustle ideas⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. We share how to start a business and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠make money online⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and offline, including online business, side gigs, freelancing, marketing, sales funnels, investing, and much more. Join 100,000+ listeners and get legit business ideas and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠passive income⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ strategies straight to your earbuds. No BS, just actionable tips on how to start and grow your side hustle. Hosted by Nick Loper of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Side Hustle Nation⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Don and Tom tackle fears about U.S. national debt by breaking down who actually owns it (mostly Americans), why “China owns us” is wildly overstated, and why rising interest costs matter more than sensational headlines. They explain why government debt isn't a looming foreclosure scenario, how interest payments circulate back to investors, and why politics often distorts financial decision-making. The show also covers 60/40 portfolio resilience, the real role of bonds, listener questions on AVGE and DFAW, investing simplicity, and a nostalgic detour into Spam keys and Mad Men—ending with encouragement for disciplined, long-term investing. 0:05 National debt fears and the “Mr. Potter foreclosing America” analogy 0:27 Holiday movies, Home Alone sequels, and It's a Wonderful Life 1:13 Who really owns U.S. debt and why it matters 2:50 Japan, UK, and China holdings explained 4:02 Why foreign selling wouldn't crash the economy 5:13 Most U.S. debt is owned domestically 5:31 Interest payments now exceeding military spending 6:18 What debt interest really costs households 7:19 Why investors shouldn't panic over government debt 8:15 Politics vs. rational investing decisions 9:55 Debt, taxes, and what society is willing to give up 11:28 Historical tax rates and Mad Men economics 12:37 Military spending and post-WWII budgets 13:22 60/40 portfolios and market downturn protection 14:43 Worst historical declines for balanced portfolios 16:37 Long-term resilience of diversified investing 17:51 Bonds: income vs. volatility control 19:08 Spam keys, Hormel, and changing industries 20:52 AVGE, DFAW, and Apella portfolio structure 22:29 Simplicity vs. complexity in investing 23:47 Podcast longevity and download estimates Learn more about your ad choices. Visit megaphone.fm/adchoices

Jacob sits down with agricultural economist Dr. David Kohl to unpack what a brutal downturn in farm profitability reveals about globalization, capital concentration, labor shortages, and long-term economic resilience. The two touch on tariffs, debt, and the limits of export-led growth, and then the conversation widens to examine how technology, demographics, and financial fragility are reshaping both rural America and the national economy. --Timestamps:(00:00) - Introduction (00:56) - Discussion on US Ag Economy(02:17) - Challenges and Opportunities in Agriculture(07:09) - Land Values and Institutional Investments(12:24) - Generational Transition in Farming(18:02) - Export Markets vs. Domestic Focus(23:03) - Future Trends and Strategic Insights(25:55) - Venture Capital in Agriculture(28:09) - Economic Outlook for 2026(29:21) - The K-Shaped Economy Explained(31:39) - Impact of AI and Job Cuts(34:55) - Global Economic Concerns(41:05) - Technological Advancements in Farming(49:39) - Financial Literacy and Life Skills(51:32) - Closing Remarks and Future Outlook--Referenced in the Show:Dave Kohl: https://www.farmprogress.com/author/david-kohl--Jacob Shapiro Site: jacobshapiro.comJacob Shapiro LinkedIn: linkedin.com/in/jacob-l-s-a9337416Jacob Twitter: x.com/JacobShapJacob Shapiro Substack: jashap.substack.com/subscribe --The Jacob Shapiro Show is produced and edited by Audiographies LLC. More information at audiographies.com--Jacob Shapiro is a speaker, consultant, author, and researcher covering global politics and affairs, economics, markets, technology, history, and culture. He speaks to audiences of all sizes around the world, helps global multinationals make strategic decisions about political risks and opportunities, and works directly with investors to grow and protect their assets in today's volatile global environment. His insights help audiences across industries like finance, agriculture, and energy make sense of the world.--

Gabelli portfolio manager John Belton on what he's watching in big tech earnings. Government shutdown is back in play; our Emily Wilkins breaks down where things stand in DC. Northwestern Mutual's Matt Stucky on today's market action. Wellington's Brij Khurana on the ripple effects of the weakening dollar. Plus, the retail impact of this weekend's weather storm with G2 Weather Intelligence's Paul Walsh. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a text a comprehensive study guide for the Series 7 exam, focusing on the technical and regulatory nuances of debt securities. They contrast the structures of corporate, municipal, and government bonds, detailing how interest is calculated and how secondary market transactions are settled. Specific attention is given to accrued interest methodologies, such as the 30/360 and actual/365 systems, which determine the payments owed between buyers and sellers. The documents also outline the legal protections and tax implications unique to general obligation and revenue bonds, including the role of trust indentures and bond covenants. Additionally, the sources clarify the characteristics of Treasury bills, notes, and bonds, emphasizing their varying maturities and safety profiles for investors. By providing mnemonics and formulas, these resources serve to equip candidates with the essential knowledge required to manage fixed-income portfolios and navigate federal securities laws.

Paying for college can feel overwhelming, but scholarships may be closer—and more achievable—than you think. In this Blind Abilities episode, Joshua Olukanni shares his journey from high school to graduate studies at Georgetown University, and how scholarships helped him pursue college with far less debt. Joshua explains what scholarships really are, why there's one for nearly everyone, and how applying can offer a higher return on your time than a part-time job. He walks listeners through getting organized, using tools like spreadsheets to track deadlines, and seeking feedback to strengthen essays and applications. Joshua also highlights the role State Services for the Blind played by sharing opportunities and supporting his goals. His message to high school students is clear: stay humble, stay organized, ask for help, and apply widely. A few focused hours can change your financial future—and reduce stress for years to come.   To find out more about the services provided at State Services for the Blind, and what they can do for you, contact Shane DeSantis at shane.desantis@state.mn.us or call Shane at 651-385-5205.   Full Transcript Thanks for listening!

In this compelling episode of Dollars & Sense with Joel Garris, the show dives deep into two urgent financial realities that could reshape your future: the explosion of ultra-long car loans and a retirement crisis few see coming—not about money, but about meaning. First, Joel tackles the “100-month car loan” phenomenon, revealing how soaring auto prices and sky-high average payments (now topping $750/month) are forcing families into unprecedented debt traps. He breaks down common mistakes—like focusing only on monthly payments or stretching loan terms to buy pricier vehicles—and offer smart, actionable strategies: buying used, choosing shorter loans, and planning purchases to protect your budget and future. Then, the show pivots to a powerful, rarely discussed retirement crisis: the loss of mattering. Joel illuminates why financial and health planning alone aren't enough and explores the emotional gap retirees face when work—and the sense of being needed—ends. You'll hear research-backed insights into why building a new sense of purpose, connection, and significance is the real key to a happy, resilient retirement. Plus, the episode unpacks the hidden financial blind spots that overwhelm grieving spouses, from surprise debts and locked accounts to the dreaded “widow's penalty” tax shock. Joel shares practical steps you can take today to protect your spouse and yourself, ensuring clarity and stability during life's toughest moments. If you want to avoid costly financial pitfalls and ensure your next chapter is not just secure—but meaningful—this episode is a must-listen.  

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  With nearly $38 trillion in debt, a collapsing dollar, and gold screaming higher, the question isn't if the system breaks—but how. Years ago, we asked a “what if” no one wanted to hear: what if the United States defaulted by design? Trump's history with debt, bankruptcy, and leverage raises uncomfortable possibilities. Is this chaos incompetence—or strategy? Chris breaks down inflation, debt, currency manipulation, and the dangerous game being played with America's financial future.

Is it right for a church to go into debt? Why does the Bible speak so strongly against debt?

Daniel Lam discusses the continued robust inflow into EM debt, why we prefer EM debt to DM debt in 2026, and the investment implications.Speaker: - Daniel Lam, Head of Equity Strategy, Standard Chartered BankFor more of our latest market insights, visit Market views on-the-go or subscribe to Standard Chartered Wealth Insights on YouTube.

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Chris Markowski discusses the current political and economic landscape, emphasizing the importance of understanding the realities behind the headlines. He critiques the media's portrayal of national security threats, arguing that the national debt poses a greater risk to the U.S. than foreign adversaries. The conversation delves into consumer spending patterns, inflation's impact on purchasing power, and the misconceptions surrounding real estate as an investment. Markowski also highlights the significance of financial preparation and the risks associated with private equity investments, urging listeners to be cautious and informed in their financial decisions.

❓⁠⁠Have a money question? Ask Ramsey is here to help!⁠⁠ Jade Warshaw and George Kamel answer your questions and discuss: "Is it normal to be in debt to your spouse?" "How much can I spend in retirement?" "How can I get my husband to open up about his finances?" "My 52-year-old daughter is making our home a living nightmare. How do we kick her out?" "We make $40,000 a month but we barely have enough left over at the end of the month to make ends meet". Next Steps: ✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

In Part 2, Bruce Norris and economist Christopher Thornberg examine interest rates through a historical lens and discuss how inflation, political narratives, and global economics shape today's market. They also explore the role of artificial intelligence, weighing its potential benefits against societal risks, and emphasize the importance of adapting through education and workforce training. Christopher Thornberg, Ph.D. is a nationally recognized economist and public speaker, best known for accurately forecasting the 2007 housing crash. He is the Founder of Beacon Economics, one of California's leading economic research firms, and a trusted advisor to governments, businesses, and financial institutions nationwide. Dr. Thornberg is a frequent media commentator and a contributor to major economic outlooks, offering data-driven insights on real estate, labor markets, and economic policy. In this episode:A historical look at interest rates and why another increase could pressure real estate markets.How inflation, politics, and populism influence economic stability.The reality of the U.S. dollar's global currency status and why it remains the safest refuge for capital.A balanced discussion on artificial intelligence — opportunity versus unintended consequences.Why education and adaptation are critical as technology reshapes the economy.The Norris Group originates and services loans in California and Florida under California DRE License 01219911, Florida Mortgage Lender License 1577, and NMLS License 1623669.  For more information on hard money lending, go www.thenorrisgroup.com and click the Hard Money tab.Video LinkRadio Show

❓⁠⁠Have a money question? Ask Ramsey is here to help!⁠⁠ Rachel Cruze and Dr. John Delony answer your questions and discuss: "My husband refuses to get a job, I'm worried he is going to ruin us financially" "I'm $350,000 in debt, should I file for bankruptcy?" "Should I finish Baby Step 2 before buying my home?" "Am I wrong to ask my daughter to pay rent and contribute to grocery costs?" "Should we sell our double-wide?" "We don't have anything saved for retirement, where do we start?" "My boyfriend has $60,000 of debt and keeps spending money on non-essentials. Should I break up with him?" "Our contractor keeps missing deadlines for our home addition. Should we fire him?" Next Steps: ✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

Megyn Kelly opens the show by discussing the feds arresting two alleged agitators in connection with the anti-ICE protest in a St. Paul church, the background of the women arrested, the charges they are facing, the chances of Don Lemon facing a similar fate, and more. Then Allie Beth Stuckey, host of "Relatable," joins to talk about the arrest of BLM activist Nekima Armstrong in connection with the St. Paul church protest, Don Lemon's role in the incident, what trouble he could find himself in legally, Megyn's bizarre encounter with a hostile man at the grocery store, how it connects with the disturbing mindset of the anti-ICE church protesters, why the incident should be a wake up call for Christians, and more. Plus, Rob Henderson, senior fellow of the Manhattan Institute, joins to discuss Minnesota Gov. Tim Walz encouraging anti-ICE protestors while standing outside his mansion, New York City Mayor Zohran Mamdani telling "The View" he supports abolishing ICE. Then MK True Crime host Phil Holloway joins to discuss a magistrate judge rejecting the effort by the Department of Justice to bring charges against Don Lemon for his involvement in the Minneapolis church protests, Mayor Jacob Frey's silence on the protests altogether until calling for Nekima Armstrong to be released, and more. Stuckey- https://x.com/conservmillenHenderson- https://www.robkhenderson.com/Subscribe to MK True Crime:Apple: https://podcasts.apple.com/us/podcast/mk-true-crime/id1829831499Spotify: https://open.spotify.com/show/4o80I2RSC2NvY51TIaKkJWYouTube: https://www.youtube.com/@MKTrueCrime?sub_confirmation=1Social: http://mktruecrime.com ARMRA: go to https://tryarmra.com/MEGYN to get 30% off your first subscription orderDone with Debt: https://www.DoneWithDebt.com & tell them Megyn Kelly sent you!Paleovalley: Visit https://Paleovalley.com and use code MEGYN at checkout to get 20% off your first orderMelania: Go behind the scenes of power and precision—watch MELANIA, only in theaters January 30; get your tickets today!  Follow The Megyn Kelly Show on all social platforms:YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at:https://www.devilmaycaremedia.com/megynkellyshow Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Pascal Wagner interviews Tony Davidow to unpack how institutional investors are thinking about private markets heading into 2026. Tony explains why recent headlines around private credit defaults are often misunderstood, breaking down the difference between CLOs, direct lending, and commercial real estate debt—and why he sees CRE debt, asset-based finance, and secondaries as early-cycle opportunities. The discussion dives into illiquidity as a feature (not a flaw), how institutions size long-term “patient capital,” and why diversified private market funds often outperform single-deal investing over time. Tony also shares his highest-conviction themes for 2026, including secondaries, industrial and multifamily real estate, and infrastructure tied to reshoring, digitization, and demographic shifts. Tony DavidowCurrent role: President, Alternatives, Franklin TempletonBased in: United StatesSay hi to them at: https://www.franklintempleton.com/ | LinkedIn Join us at Best Ever Conference 2026! Find more info at: https://www.besteverconference.com/  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

One billion dollars. That's what today's guest built — after being rejected on Shark Tank, nearly going bankrupt multiple times, and spending millions before making a single sale. In this video, Jamie Siminoff, founder of Ring, breaks down the real story behind building one of the most successful hardware startups of all time and selling it to Amazon for over $1B. What you'll learn in this video: • How to validate and pre-sell a hardware product before manufacturing • The real cost of R&D when building a physical product business • How Shark Tank rejection can accelerate growth, not kill it • Why domain names matter more than founders realise • How Ring survived massive supplier debt and cash pressure • The risks of scaling too fast and hiring ahead of systems • How constraint and pressure forced breakthrough growth • What founders get wrong about raising capital vs bootstrapping By the end of this video, you'll understand what it truly takes to build a billion-dollar hardware or eCommerce company — and how to avoid the mistakes that silently kill most physical product startups. If you're serious about building something real, durable, and valuable, this episode will change how you think about product, money, and scale. SAVE 50% ON OMNISEND FOR 3 MONTHS Get 50% off your first 3 months of email and SMS marketing with Omnisend with the code FOUNDR50. Just head to ⁠⁠⁠⁠⁠https://your.omnisend.com/foundr⁠⁠⁠⁠⁠ to get started. HOW WE CAN HELP YOU SCALE YOUR BUSINESS FASTER Learn directly from 7, 8 & 9-figure founders inside Foundr+ Start your $1 trial → ⁠⁠⁠⁠⁠https://www.foundr.com/startdollartrial⁠⁠⁠⁠⁠ PREFER A CUSTOM ROADMAP AND 1-ON-1 COACHING? → Starting from scratch? Apply here → ⁠⁠⁠⁠⁠https://foundr.com/pages/coaching-start-application⁠⁠⁠⁠⁠ → Already have a store? Apply here → ⁠⁠⁠⁠⁠https://foundr.com/pages/coaching-growth-application⁠⁠⁠⁠⁠ CONNECT WITH NATHAN CHAN Instagram → ⁠⁠⁠⁠⁠https://www.instagram.com/nathanchan⁠⁠⁠⁠⁠ LinkedIn → ⁠⁠⁠⁠⁠https://www.linkedin.com/in/nathanhchan/⁠⁠⁠⁠⁠ CONNECT WITH JAMIE Website → https://ring.com/ LinkedIn → https://www.linkedin.com/in/jamie-siminoff-aaa44238a/ FOLLOW FOUNDR FOR MORE BUSINESS GROWTH STRATEGIES YouTube → ⁠⁠⁠⁠⁠https://bit.ly/2uyvzdt⁠⁠⁠⁠⁠ Website → ⁠⁠⁠⁠⁠https://www.foundr.com⁠⁠⁠⁠⁠ Instagram → ⁠⁠⁠⁠⁠https://www.instagram.com/foundr/⁠⁠⁠⁠⁠ Facebook → ⁠⁠⁠⁠⁠https://www.facebook.com/foundr⁠⁠⁠⁠⁠ Twitter → ⁠⁠⁠⁠⁠https://www.twitter.com/foundr⁠⁠⁠⁠⁠ LinkedIn → ⁠⁠⁠⁠⁠https://www.linkedin.com/company/foundr/⁠⁠⁠⁠⁠ Podcast → ⁠⁠⁠⁠⁠https://www.foundr.com/podcast⁠

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❓⁠⁠Have a money question? Ask Ramsey is here to help!⁠⁠ George Kamel and Rachel Cruze answer your questions and discuss: "I'm burnt out from doing OnlyFans, how do I get out of this?" "My mom is resentful that they are still paying my student loans. Should I take on the payments?" "Should I buy a house to flip in order to pay off $40,000 of debt?" "What is extendable term-life insurance?" "My husband doesn't want to pay off our debt even though we have the money to do so". Next Steps: ✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

❓⁠Have a money question? Ask Ramsey is here to help!⁠ Ken Coleman and Jade Warshaw answer your questions and discuss: “I feel let down by my husband's spending habits?” ”We're in $600,000 of student loan debt and have a baby on the way. How do we work the baby steps?” “I keep going deeper into debt because of my spending habits” “Our home mortgage is 40% of our income, should we refinance?” “How do I talk to my in-laws about the $48,000 my wife owes them?” “We offered $24,000 for our daughter's wedding, they want to spend half of it on the wedding and keep the other half” “How are we supposed to pay $2459 for health insurance premiums?” “Should I pay off the mortgage incrementally or should I invest the money until I can pay off the house in full?” “What's the difference between sinking funds and recurring expenses?” “My wife thinks I'm jumping the gun by getting life insurance for a baby we are planning for” “We're $176,000 in debt, should we sell our cars?” “How do I pay off debt and plan for the future as a single mom?” “My mortgage has a balloon payment, how do I pay this off?” Next Steps: ✔️⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠

❓Have a money question? Ask Ramsey is here to help! Ken Coleman and George Kamel answer your questions and discuss: “How do I stop living paycheck to paycheck?” “Should we pay the student loans my mother-in-law is supposed to pay?” “Should we buy a home when we move to a different state?” “How much should we be spending on a vacation?” “We have a collection company coming after us for money we don't owe. How should we handle this situation?” “Why won't my wife live in an RV with me?” “I am under contract for a house with leased solar panels. Should I back out of this deal?” “Should we keep helping our daughter financially after her divorce?” “Should I buy a new truck or keep my old one?” “My husband doesn't want to use our savings to pay off our home” “Can we afford a $500k house?” “Is my sister still responsible to make payments towards renovations on a home we co-own?” “How can I get out of $434,000 of debt?” “How fast should I be saving my fully-funded emergency fund?” “Should my husband change careers to make more money?” Next Steps: ✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠

Megyn Kelly opens the show by discussing the infuriating moment when anti-ICE activists reached a new low by storming a church during services, why these are "terrorists" who are targeting innocent Christians, and more. Then Michael Knowles, host of "The Michael Knowles Show," joins to discuss why the radical leftist protesters who interrupted the church service must be arrested, Don Lemon's involvement and how he joined with the agitators, the disturbing actions of these leftists, and more. Then Matt Walsh, host of "Real History with Matt Walsh," joins to discuss agitators terrorizing innocent people in Minnesota, Don Lemon's lies and stupidity, anti-ICE activists behaving like BLM activists in 2020, the effort to get random people to denounce ICE or get harassed, Ellen DeGeneres weighing in now, fake history lessons kids are taught about slavery, the truth about America and the global slave trade, why Walsh is digging into the truth about Native Americans as well, and more. Knowles-https://www.dailywire.com/Walsh- https://www.dailywire.com/show/real-history-with-matt-walsh Byrna: Go to https://Byrna.com or your local Sportsman's Warehouse today.3 Day Blinds: Head to https://3DayBlinds.com/MKfor their Buy One Get One 50% deal plus a FREE, NO charge, NO obligation consultation!Done with Debt: https://www.DoneWithDebt.com & tell them Megyn Kelly sent you!Birch Gold: Text MK to 989898 and get your free info kit on gold  Follow The Megyn Kelly Show on all social platforms:YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at:https://www.devilmaycaremedia.com/megynkellyshow Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.