Podcasts about Debt

Why did George become a financial coach?  What is his "Why?" What lessons has George learned in his 48 years on Planet Earth? Revenge is sweet! Episode 351 was George interviewing Shawn about his birthday, what he's learned in his years, why he became an attorney and how he formed Yesner Law. Today's episode is Shawn's revenge on George's birthday (July 20, 1977). Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.  

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3222: Sean Mullaney offers four strategic approaches to reduce your exposure to inflation, including savvy tax planning, leveraging low-interest debt, maximizing travel rewards, and making spending choices that minimize future costs. With a unique lens on how current decisions shape future financial burdens, he encourages a balanced mix of retirement accounts and intentional living to stay ahead of inflation's bite. Read along with the original article(s) here: https://fitaxguy.com/2022/06/ Quotes to ponder: "Getting money into Roths and HSAs excuses future growth from taxation, including growth attributable to inflation." "Inflationary environments are great for debtors, particularly those debtors who have locked in a low interest rate for a long term." "You can use today's spending to reduce your exposure to future inflation." Episode references: Camp FI: https://campfi.org/ Mark's Money Mind: https://marksmoneymind.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Good news: the tax code just made business debt far more valuable. In this episode, we explain how the permanent return to EBITDA rules can give you thousands back in interest deductions—and unlock smarter growth strategies. You'll learn how to combine bonus depreciation, Section 179, and the new interest deduction rules to scale your business fast, without overpaying in taxes. We also walk through real examples and show you how to integrate debt into your long-term tax planning. If you're funding expansion, buying equipment, or carrying interest from past years—this one's for you.   Next Steps:

Snag Our Simplified Budget System!Budget Besties, let's talk about that frustrating feeling of, “We're making good money… so why does it still feel like we can't get ahead?”You're not imagining it—life is expensive. But there's also something else going on: you might be underestimating what real life actually costs. (Spoiler: five kids aren't eating on $100/month at Chick-fil-A. Sorry bestie, it's just not happening.)In this episode, we get into:Why even high-income earners still live paycheck-to-paycheck (and it's NOT because they're “bad with money”)The danger of “hopeful budgeting” vs. real-life budgetingWhy minimum payments on debt might be your secret weapon (for now)How labeling savings buckets (hello, “Melanie's Wedding Fund”) keeps your money safe from impulse spendingWhy a plan—not just good intentions—is the real game-changerWe're diving deep into the myths about what “should” work with budgeting and showing you how to build a plan that actually does. Whether you're making $40k or $400k, the rules are the same: real numbers, realistic expectations, and a system that takes the chaos out of your money.Because bestie, you're not bad with money. You just need a plan that works for your life.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

“Blessed are the poor in spirit, for theirs is the kingdom of heaven.” — Matthew 5:3In the final episode of our Financial Ethics series, we're tackling a message that promises health and wealth—but often leads to heartache: the prosperity gospel. Dr. David W. Jones joins us to unpack its dangers and point us back to a truly biblical view of blessing and provision.Dr. David W. Jones is Senior Professor of Christian Ethics at Southeastern Baptist Theological Seminary. He holds a Ph.D. in Christian Financial Ethics and is the co-author of Health, Wealth, and Happiness: How the Prosperity Gospel Overshadows the Gospel of Christ by Dr. W. Jones and Russell S. Woodbridge.Faith Is Not a TransactionOne of the most dangerous ideas in the prosperity gospel is that faith guarantees financial prosperity. It treats faith like a force—a tool believers can wield to compel God's blessings.But biblical faith isn't self-generated or transactional. It is a gift from God, a response to His revealed grace, and a means by which we trust Him, not a lever to gain wealth. Faith is “the eyesight of the soul”—deeply rational and rooted in the truth of who God is, not in wishful thinking or material expectations.Prosperity theology often preaches a “faith formula”: believe hard enough, and you'll be rewarded. But this distorts faith into a mechanism for personal gain. Hebrews 11:1 tells us that faith is “the substance of things hoped for, the evidence of things not seen.” It's not irrational optimism—it's a reasoned trust in the unseen promises of God.We should view faith not as a way to escape hardship or secure abundance but as a path of trusting God in all things, including suffering.The Problem with Escaping SufferingOne hallmark of the prosperity gospel is its aversion to suffering. But as Jones points out, suffering is part of living in a fallen world—and it's not something Scripture tells us to avoid at all costs. In fact, passages like 1 Peter 4:12 and 2 Timothy 3:12 remind us that suffering is to be expected for faithful followers of Christ.Rather than hinder our faith, suffering refines it. Suffering is the crucible of character. It's often through trials that we grow closest to Christ and are shaped into His likeness.God's Provision Comes Through WorkAnother distortion in prosperity teaching is the expectation of windfalls—blessings that come without effort. But God's design for provision is through work. From the beginning, humans were created to labor and create, reflecting the image of God.Working, creating, and flourishing through effort honors our design and brings fulfillment. Attempts to bypass God's design through get-rich-quick schemes ultimately violate our dignity and God's intended path for flourishing.Prosperity preachers often misuse Scripture to back their claims. One example is 2 Corinthians 8:9: “That though He was rich, yet for your sakes He became poor, that you through His poverty might become rich.”Taken out of context, it may sound like a promise of material wealth. But in its context, Paul is referring to our spiritual poverty and Christ's sacrifice to make us spiritually rich—context matters. Misreading Scripture to fit a materialistic theology distorts the gospel's central message.Giving as Grace, Not GreedProsperity theology often frames giving as a transaction: sow a seed to receive a harvest. But biblical generosity isn't about personal return—it's about grace.True giving flows from love for God and neighbor. We give not to get, but because we've already received so much. Our stewardship reflects our gratitude, not our greed. The heart of biblical giving is a response to God's grace, not a strategy for personal gain.Make your life about Christ, not your increase, not your own prosperity, but about flourishing in the image of His Son.That's the true antidote to the prosperity gospel. We aren't promised wealth, ease, or success. But we are promised Christ—and in Him, we find every blessing that matters.On Today's Program, Rob Answers Listener Questions:I'm 64 and planning to retire within the next year. I have approximately $10,000 that I won't need for income, and I'm seeking guidance on how to invest it wisely. I'm especially interested in options that align with biblical values and reflect my faith in the companies I support.My wife and I are approaching retirement. We're financially secure, and our home is fully paid off. One concern I have is not having long-term care insurance. I'm considering either a reverse mortgage or a home equity loan to cover potential long-term care expenses, but I'd like to understand the pros and cons of each option before moving forward.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Health, Wealth, and Happiness: How the Prosperity Gospel Overshadows the Gospel of Christ by Dr. David W. Jones and Dr. Russell S. WoodbridgeUnderstanding Reverse: Simplifying the Reverse Mortgage by Dan HultquistWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

We're taking some time to highlight our best Gymsplain Episodes. On this episode ofOn this episode Sam and Catriona, are here to gymsplain balance transfer cards.  They start by explaining what balance transfer cards are and how they can be used to manage and pay off high-interest debt. Throughout the episode, Catriona and Sam talk about the importance of being mindful with balance transfer cards, understanding your specific debt, and the role of developing better habits and financial planning when addressing debt and financial health.     For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com.    

In Today's Episode... In this conversation, Chad Wooters shares his journey of paying off over $50,000 in debt with his wife within the first 18 months of marriage. He emphasizes the importance of partnership, communication, and intentionality in managing finances as a couple. The discussion covers the roots of debt, the shift in mindset required to change spending habits, and the significance of tracking progress. Chad also highlights the ethical considerations in marketing and the importance of learning from family financial histories. Ultimately, he encourages listeners to take control of their finances and make informed decisions. Connect with Chad Wooters LinkedIn Website Instagram   About Chad. Chad Wooters is a dedicated lifelong learner with a knack for turning complex information into actionable insights, possessing a blend of traditional and cutting-edge skills from public speaking to AI-driven solutions. His integrity, matched with a Mount Everest-level commitment to his work, makes him a trustworthy and innovative leader ideal for driving your business forward.   Don't forget about this amazing free offer from Jordan. She put a lot of time and effort into this project to be able to offer it to you, absolutely free! Take advantage now while you can! eBook: Couples Guide to Getting on the Same Page About Money   Reminder: Subscribe, Rate & Review this podcast!   Whatever platform you are listening on, make sure to follow or subscribe & sign up for notifications for when weekly episodes drop every week! And if you feel called, please leave a rating and review. This helps us to reach more people!  JordanPendleton.com

If you've ever asked yourself “Should I sell this investment?”—this episode is for you.I break down the exact thought process behind selling an investment (and why most people get it wrong).Whether the market is dipping or your gut says something's off, I'll walk you through how to lead with strategy instead of fear, so you can make solid, confident money moves no matter what. Tune in to learnWhen and why you might sell an investmentHow to be thinking about market dropsThe difference between acting from fear and acting from possibilityWhy you shouldn't wait for an investment to go back up before selling 

Bridget and Ryan get a question from listener Deji - who wants to know, how much debt is too much debt? Before they can answer, the pair run into Ghost Pirate Blackbeard, who has the same question! Together, they learn more about debt, and what everyone, even a ghost pirate, needs to know before borrowing money. If your family is interested in learning more about the questions we answered in this episode, check out our website. We've got discussion questions and tips!This episode is sponsored by Greenlight. Sign up for Greenlight today at greenlight.com/million.

Multifamily expert Ashley Wilson joins us to break down how she's navigating the challenges and opportunities in today's unpredictable real estate market—from distressed assets and multifamily deals and debt to where she still sees upside for savvy investors. In this episode, Ashley shares how she got started in real estate back in 2009, how she chose her early investments, and the strategy that helped her scale into large multifamily projects across 1,500+ units. We also dive into how she looks at deals in 2025, the biggest mistakes she sees investors make, and what's changed the most about the multifamily landscape in the past year. Whether you're just getting started or looking for your next move in a shifting market, this conversation is packed with practical insight from one of the industry's most respected voices. LINKS CHECK OUT OUR NEW WEBSITE & BECOME A MEMBER (IT'S FREE)! https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS The Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN FREE RealWealth® EDUCATION & TOOLS RealWealth Market Reports: https://realwealth.com/learn/best-places-to-buy-rental-property/ RealWealth Videos: https://realwealth.com/category/video/ RealWealth Assessment™: https://realwealth.com/assessment/ RealWealth® Webinars: https://realwealth.com/webinars/ READ BOOKS BY RealWealth® FOUNDERS The Wise Investor by Rich Fettke: https://tinyurl.com/thewiseinvestorbook Retire Rich with Rentals by Kathy Fettke: https://tinyurl.com/retirerichwithrentals Scaling Smart by Rich & Kathy Fettke: https://tinyurl.com/scalingsmart DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com

Debt can feel like a dirty word in the world of entrepreneurship. But the truth is, a lot of eCommerce business owners are carrying it, managing it, or ignoring it altogether… and it's quietly sabotaging their profitability. In this episode, we're having a real talk about debt… what it looks like behind the scenes, how it affects your ability to grow, and how to finally get a handle on it. I'm sharing personal stories, lessons from fellow founders, and practical strategies to help you pay it down, consolidate it, and stop letting it steal your profit. We'll also talk about when using debt can actually be a smart business move, and how to know the difference between a helpful investment and a financial trap. If you've ever carried a credit card balance, floated cash flow with Shopify Capital, or wondered whether that opening up that new credit card is actually a good idea… this one's for you.   _______ Links Mentioned Full Show Notes https://ecommercebadassery.com/338   The Lounge Membership https://ecommercebadassery.com/membership   _______ Learn With Me Work with Me 1:1 https://ecommercebadassery.com/ecommerce-help/ https://ecommercebadassery.com/email-marketing/   Courses & Membership https://ecommercebadassery.com/membership https://ecommercebadassery.com/programs   _______   Let's Connect Website: http://ecommercebadassery.com Instagram: http://instagram.com/ecommercebadassery Membership: http://ecommercebadassery.com/membership   _______   Rate, Review, & Subscribe Like what you heard? I'd be forever grateful if you'd rate, review and subscribe to the show! Not only does it help your fellow eCommerce entrepreneurs find the eCommerce Badassery podcast; but it's also valuable feedback for me to continue bringing you the content you want to hear.    Review Here: https://podcasts.apple.com/us/podcast/ecommerce-badassery/id1507457683  

In today's world, scarcity seems to be everywhere. Not enough money. Not enough time. Not enough security. It's easy to live like we're always behind, always grasping, always worried. But is that the full story?Here at FaithFi, we believe Scripture paints a different picture—one where scarcity isn't the final word. Instead, through Christ, we're invited to live with hope, wisdom, and trust in God's abundant care.The Root of ScarcityThe fear of “not having enough” isn't new. Ever since sin entered the world, our hearts have struggled with distrust. In John 10:10, Jesus describes the enemy as a thief who “comes only to steal and kill and destroy.” And that's what a scarcity mindset does. It steals peace, kills joy, and destroys our trust in God's provision.This mindset urges us to hoard instead of share, grasp instead of give, and stress instead of rest. It traps us in anxiety—a form of slavery where our lives are defined by what we lack instead of who God is.Jesus doesn't leave us in fear. In the second half of John 10:10, He offers a better way: “I came that they may have life and have it abundantly.”This abundance isn't about luxury—it's about the richness of God's care. From the very beginning, God created generously. Genesis 1 shows a God who overflows with creativity and provision, filling the skies, seas, and land with life. He didn't create out of need but out of joy.As Elisabeth Elliot wisely said, “God has promised to supply all our needs. What we don't have now, we don't need now.”Jesus Offers Something BetterJesus lived simply, with no home of His own, yet He never operated from scarcity. He lived generously, turning water into wine, feeding multitudes, and offering forgiveness to all. In Matthew 6:25–34, He urges us not to worry, pointing to the birds and lilies as evidence of the Father's care.“Seek first the kingdom of God and His righteousness,” Jesus tells us, “and all these things will be added to you” (Matthew 6:33). This is the antidote to fear: a trust-filled life focused on God's Kingdom.So, how do we break free from the scarcity trap? Here are a few biblical steps:1. Renew Your MindRomans 12:2 calls us to be transformed by the renewal of our minds. Ask God to help you see life through the lens of His abundance, not the world's lack.2. Practice GratitudeThankfulness shifts our focus from what's missing to what God has already provided. It's a simple but powerful habit that reorients our hearts toward trust.3. Embrace StewardshipWe are not owners but stewards. Everything we have is a gift from God. Proverbs 3:9 reminds us to “Honor the Lord with your wealth and with the firstfruits of all your produce.”4. Give in FaithDon't give out of fear—give out of faith. 2 Corinthians 9:8 promises that God will provide all we need so that we can abound in every good work.God Is More Than EnoughLiving in God's abundance doesn't guarantee an easy life. But it does guarantee we never face our challenges alone, and we never need to be enslaved by fear.So when the world says, “There's not enough,” we can respond with confidence: Our God is more than enough. His abundance isn't just material—it's spiritual. It's peace, joy, and confidence that our Father knows exactly what we need.If you're struggling with financial fear or anxiety, we invite you to explore our 21-day devotional, Look at the Sparrows. It's designed to help you shift from fear to faith as you grow in your trust of God's provision. Order a copy or place a bulk order today at FaithFi.com/Sparrows. Let this journey lead you into deeper peace and stronger trust, because your Father really does care for you.On Today's Program, Rob Answers Listener Questions:I've been looking into Fisher Investments to help manage my portfolio, but their 1.25% advisory fee seems a bit high. With $1.4 million in assets, is that rate competitive, or should I be considering other options?I'm on a limited income and have had serious health issues in the past. My husband is retired, and I'm struggling to find affordable health insurance. I'm also worried that my health history might lead to penalties or denial. What are my best options?I set up an LLC for a rental property and assumed I could report the income as a pass-through on my personal 1040. But my tax preparer says I now need to make quarterly estimated tax payments. Is that really necessary, and how do I know what to pay?I'm 62 and a half and thinking about retiring early this coming January. My current job no longer aligns with my values. I plan to take Social Security at around $1,835/month, which is about $500 less than my current income. My wife is still working and will cover our health insurance. What key retirement planning considerations might I be overlooking?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)HealthCare.gov | eHealth | HealthMarkets | HealthSherpaIRS.gov | SSA.govWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Coalition expected to support Labor's student debt relief bill; A further 15 Palestinians die of starvation in Gaza over the past day; And in sport, report finds 2032 Brisbane Games could bring $70 billion dollars to the economy.

Check out David's Substack: Macroeconomic Policy Nexus for a special 500th episode post! George Hall is a professor of economics at Brandeis University and formerly worked as an economist at the Chicago Federal Reserve Bank. George returns to the show to discuss the current fiscal status of the US, how the Big Beautiful Bill will impact the fiscal outlook going forward, the history of running deficits in the US, and much more.  Check out the transcript for this week's episode, now with links. Recorded on June 24th, 2025 Subscribe to David's Substack: Macroeconomic Policy Nexus Follow David Beckworth on X: @DavidBeckworth Follow George on X: @George_J_Hall Follow the show on X: @Macro_Musings Check out our Macro Musings merch! Subscribe to David's new BTS YouTube Channel  Timestamps 00:00:00 - Bumper 00:00:29 - Intro 00:01:55 - Current US Fiscal Status 00:05:45 - What Is Inflation? 00:10:18 - Fiscal Consequences of the US War with COVID 00:23:21 - World War COVID 00:25:05 - Before and After War 00:34:02 - Financing with Inflation 00:38:47 - World War II Period vs. Today 00:38:47 - World War II Period vs. Today 00:44:19 - Who Bears the Fed's Losses? 00:47:14 - How to Foot the Big, Beautiful Bill 00:52:10 - Outro

“We're going to be going into very lumpy, bumpy times,” warns Clem Chambers, founder of ANewFN. In a new interview with Daniela Cambone, Chambers predicts a coming credit bust fueled by opaque private lending and overleveraged companies. “If companies can't pay back the credit,” he says, “it will end up in a scenario similar to 2008.” On the Fed, Chambers is emphatic in his support despite the criticism it often receives: “People love to hate on the Fed, but without it, the financial system would've imploded multiple times by now.” He also underscores gold's role in moments of deep systemic uncertainty: “Gold doesn't just rise when inflation's high — it rises when faith in the system cracks.”✅ FREE RESOURCESDownload the Ultimate Decision-Making Guide on Gold & Silver plus Daniela Cambone's Top 10 Lessons to safeguard your wealth (FREE)

Retirement is often seen as the time to finally slow down, enjoy life and live off your years of savings. But that's not reality for many people.  More older Americans are entering retirement weighed down with debt in the form of mortgages, credit card balances, medical bills and even student loans.  MPR News host Angela Davis talks with guests about what's behind the trend of rising debt in retirement, what lies ahead and ideas for tackling it. Guests: Chris Farrell is the senior economics contributor at MPR News and Marketplace and author of the recent 12-part series on Marketplace and Next Avenue, Buy Now, Pay Later, about the debt burden of older Americans nearing and during retirement. Henry Rucker is associate director of Homeownership and Financial Coaching at Project for Pride in Living, a Minneapolis nonprofit organization that focuses on affordable housing and career readiness for low-income households.  

In this episode of the InsuranceAUM.com Podcast, Stewart Foley sits down with Charlie Rose, Managing Director and Global Head of Debt at Invesco Real Estate, for a comprehensive conversation on the state of real estate credit markets and what insurers need to know right now. With nearly $10 billion in CRE debt AUM and a global mandate, Charlie shares insights on how Invesco is navigating a market still recovering from a historic value correction.   He explains the fundamentals of bridge lending, the firm's “credit over yield” approach, and how they integrate equity and credit insights to drive disciplined underwriting. Charlie also compares market dynamics in the U.S. and Europe, highlights where he sees relative value opportunities, and outlines what may lie ahead over the next 12–18 months. The episode closes with a thoughtful take on hiring, diversity, and the traits Invesco values in its team. It's a high-level, yet grounded discussion for institutional investors exploring real estate credit today.

Donald Farrey on Eliminating Debt and Budgeting (North Fulton Business Radio, Episode 887) Donald Farrey, a CPA and a Dave Ramsey Preferred Financial Coach, joins North Fulton Business Radio host John Ray to share how he helps high-income individuals and couples get out of debt, stay on top of their money, and stop living paycheck to […] The post Donald Farrey on Eliminating Debt and Budgeting appeared first on Business RadioX ®.

What started as a strong open led to weakness throughout the day, with the $DJI and RUT losing steam. Microsoft (MSFT) closed flat despite its SharePoint service getting targeted by hackers over the weekend. CoreWeave (CRWV) gained on the session after offering $1.5 billion in senior notes to cover debt. Block (XYZ) rallied after the SPX tapped the company to join the index starting this Wednesday. Marley Kayden takes investors through the biggest stories starting the trading week.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Donald Farrey on Eliminating Debt and Budgeting (North Fulton Business Radio, Episode 887) Donald Farrey, a CPA and a Dave Ramsey Preferred Financial Coach, joins North Fulton Business Radio host John Ray to share how he helps high-income individuals and couples get out of debt, stay on top of their money, and stop living paycheck to […]

Solid motivation to build wealth instead of debt

Would you rather own 100% of a small cake, or 10% of the bakery?Every Major Business Model Ranked https://youtu.be/l_cTrajgK4U Invest in yourself today: https://www.alux.app We put together a FREE Reading List of the 100 Books that helped us get rich: https://www.alux.com/100books

Avik Roy joins Bitcoin Magazine Political Correspondent Frank Corva for a discussion on the passage of the GENIUS Act, the future of Bitcoin in Washington as well as the macroeconomic picture when it comes to U.S. Treasury issuance, stablecoins, and why he believes bitcoin may become the focal asset in years to come.He breaks down the implications of various U.S. debt default scenarios, programmable currency surveillance, and the central tension between free markets and central planning in the digital age.Avik is the Founder & CEO of the Foundation for Research on Equal Opportunity (FREOPP) and is also the President & CEO of the National Institute for Health Care Management. He is also a Senior Advisor at the Bitcoin Policy Institute and an incoming Board Member at STRIVE Asset Management.

Snag Our Simplified Budget System!Meet Eliana — wife, mom, and total powerhouse — who joined coaching just 9 months ago feeling overwhelmed, disorganized, and ashamed that she “should have this all figured out by now.”Fast-forward 9 months, and here's what she's done:✅ Paid off 14 debts (out of 19 total!)✅ Cleared nearly $100,000 in debt✅ Went from “hiding money in random accounts” to organized savings + spending buckets✅ Had regular girls days, vacations, and bougie family moments — with cash✅ Set up 13 separate accounts and finally automated her finances✅ Involved her kids and husband without conflict, guilt, or stress✅ Swapped shame for confidence + clarity

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College students may be pros at pulling off last-minute study sessions, but when it comes to finances, cramming just doesn't cut it.Everyone often needs a budget, and for college students, that is even more crucial. Today, Dr. Kelly Rush joins us with practical budgeting advice every college student should hear.Dr. Kelly Rush is a Professor of Finance, Department Chair, and Financial Planning Program Coordinator at Mount Vernon Nazarene University in Ohio. Why Budgeting Matters More Than You ThinkProverbs 22:6 tells us to “train up a child in the way he should go, and when he is old he will not depart from it.” That's not just true for spiritual instruction—it applies to money too. The habits we form in college, for better or worse, often follow us into adulthood. And if students don't develop intentional stewardship during these formative years, they may face regrets down the road that could've been avoided.Most students know they shouldn't spend recklessly, but they often don't know where their money is going. Without a written budget or a tool to track spending, it's easy to watch bank accounts shrink faster than expected—and not know why.Budgeting isn't about restriction. It's about clarity. It's about choosing in advance how to use what God has entrusted to you. And it's a habit that pays dividends over time.Understanding the Time Value of MoneyOne of the most powerful lessons a student can learn is the time value of money. It's often a reminder of the orderly nature of the God we serve since there's a logic to how money grows over time. And in every financial equation, time is the most powerful variable.Scripture encourages us to think this way. Psalm 90:12 asks God to “teach us to number our days,” and Ephesians 5:15–16 tells us to “redeem the time.” For students, this means starting early: saving early, giving early, and stewarding their resources early. That's where the real impact lies.Money also has momentum. It moves quickly. And in college, that momentum usually comes through small, frequent purchases: coffee runs, streaming subscriptions, and fast food. These little expenses add up and build financial habits, whether you realize it or not.Being aware of how money flows—and having a plan for it—is what budgeting is all about.Tools That Actually WorkToday's students are digital natives. They're not going to carry around envelopes of cash. Of course, we recommend the FaithFi app because it's easy to use, customizable, and based on biblical principles. If you're a student (or a parent helping one), it's a great place to start. You can check it out at FaithFi.com and click “App” or download it from your app store.At some point, students need to begin taking ownership of certain expenses, such as gas, clothes, and possibly even their phone bill. We encourage families to approach this like a team sport: communicate when and which expenses will be transferred from parent to student, then open a bank account and create a game plan together. That transition is not just financial—it's formative.Working during college isn't just about making money—it's about learning responsibility. Students can find part-time jobs that offer both flexibility and impact. Perhaps that involves working at a hospital if you're studying nursing, or obtaining a referee certification or barber license for higher-ROI opportunities. Work that aligns with your career goals is a double win.What About Credit?Credit is another topic that comes up often. Should students start building credit now or wait until later? Either option can work, but there are advantages to starting early, wisely. We usually suggest a secured credit card paired with a basic expense, such as gas. It's easy to track and builds a positive credit history. The key, of course, is paying it off every month.Pitfalls to Watch Out ForLet me leave you with a warning: shortcuts are tempting. College students are particularly vulnerable to the allure of quick money, exemplified by the growing trend of sports betting on campuses. I believe it's a modern gateway drug. It's addictive, dangerous, and it escalates quickly.1 Timothy 6:9 warns, “Those who want to get rich fall into temptation and a trap…” This isn't just theoretical—it's real. Good stewards don't chase shortcuts. They honor time, build slowly, and trust God with the results.College is the ideal time to establish a solid financial foundation grounded in biblical wisdom. You've got time on your side—but only if you use it well. Start now. Budget with intentionality. Steward with purpose. And watch what God does over time.On Today's Program, Rob Answers Listener Questions:I'm leasing part of my 55-acre property for a cell tower under a 59-year agreement. The monthly payments will go into my account, and I'd like to invest them in something that compounds monthly or more frequently. With my two sons and their families living on the land as well, I'm hoping to grow this income into long-term, generational wealth. What's the best strategy?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Community Credit UnionSchwab Intelligent Portfolios | BettermentList of Faith-Based Investment FundsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

If you feel overwhelmed trying to make the “right” investment decisions… this episode is for you.Whether you're second-guessing your choices, stuck in research loops, or avoiding decisions altogether, this will change how you approach investing forever. Tune in to learn:How to stop second-guessing your investment decisionsThe single one thing that you need to consider when you are making any investment decision What actually matters when making investment choicesA framework to evaluate any investment (without Googling it to death) 

Chris Egert and Lindsey Brown in for Chad Hartman and Dave Harrigan. They start the second hour with a conversation about Artificial Intelligence slowly seeping into our everyday life. Chris decides to have some talking points summarized by ChatGPT and shares what it came up with. Lindsey emphasizes her distrust of AI and to say thank you at the end of all interactions just in case. They then wade into a conversation about housing prices in Minnesota, the feasibility of the “American Dream” for younger people and the burdens on people who bought in long ago.

In this message, Pastor Rick looks at what the Bible says about debt—the causes, costs, consequences, and cure for financial stress.In this broadcast, Pastor Rick shares what the Bible has to say about keeping good records and learning basic financial principles to keep you out of debt. To support this ministry financially, visit: https://www.oneplace.com/donate/1103/29

In this high-flying episode of What's On Your Mind, Scott Hennen and Kevin Flynn go deep into the skies and deeper into the budget with a packed agenda of politics, defense tech, and open-line banter. From Grand Forks' burgeoning drone industry to D.C.'s multi-billion-dollar rescissions package, this is WOYM at its sharpest.

The "debt trap" meme claims that China is intentionally lending vast sums of money to poor developing countries in Africa, and elsewhere, with the express intent to seize physical assets in those countries when they inevitably can't repay their debts. This fanciful narrative sounds compelling, but the problem is that there's literally no evidence from the past twenty years since China became the world's largest bilateral creditor to support the claim. It just isn't true. The reality of how China actually secures its loans to these countries is far more complicated. Anna Gelpern, a law professor at Georgetown University, and Brad Parks, executive director of AidData, a development finance research institute at the College of William & Mary, were part of a team of experts that did an extensive forensic analysis of 620 Chinese loans spanning more than 20 years that revealed the financial methods Beijing employs to guarantee these debts. Anna and Brad join Eric to discuss the findings from their new report, "How China Collateralizes." SHOW NOTES: AidData: How China Collateralizes by Anna Gelpern, Omar Haddad, Sebastian Horn, Paulina Kintzinger, Bradley C. Parks, Christoph Trebesch AidData: How China Lends: A Rare Look into 100 Debt Contracts with Foreign Governments by Anna Gelpern, Sebastian Horn, Scott Morris, Brad Parks, Christoph Trebesch JOIN THE DISCUSSION: X: @ChinaGSProject | @eric_olander  Facebook: www.facebook.com/ChinaAfricaProject YouTube: www.youtube.com/@ChinaGlobalSouth Now on Bluesky! Follow CGSP at @chinagsproject.bsky.social FOLLOW CGSP IN FRENCH AND ARABIC: Français: www.projetafriquechine.com | @AfrikChine Arabic: عربي: www.alsin-alsharqalawsat.com | @SinSharqAwsat JOIN US ON PATREON! Become a CGSP Patreon member and get all sorts of cool stuff, including our Week in Review report, an invitation to join monthly Zoom calls with Eric & Cobus, and even an awesome new CGSP Podcast mug! www.patreon.com/chinaglobalsouth  

“It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently.”With those words, Warren Buffett reminded us that character and integrity matter—especially in the world of money. Now, after more than sixty years of market-shaping moves and famous one-liners, Buffett is calling it a career. Today, Matt Bell joins us to reflect on his legacy and share what timeless lessons every investor can learn from it.Matt Bell is the Managing Editor at Sound Mind Investing, an underwriter of Faith & Finance. A Track Record That's Hard to IgnoreIf you had invested $100 in Berkshire Hathaway back in 1965, that single investment would have grown to over $5.5 million by the end of last year. Compare that with the S&P 500 over the same period, which would have turned $100 into just $39,000. Clearly, Buffett did something different.One unconventional move? He never issued dividends for Berkshire Hathaway, instead reinvesting profits to increase share value. That patient, long-view approach paid off—and it hints at biblical principles like delayed gratification and wise stewardship (Proverbs 21:20).Buffett famously said, “Be fearful when others are greedy and greedy when others are fearful.” While Christians would rightly reject greed and fear as motivations, the deeper principle here is about remaining steady and disciplined in volatile times—echoing Proverbs 14:15: “The simple believe everything, but the prudent give thought to their steps.”Buffett often waited with cash on hand until the right opportunities appeared, especially during downturns. That patience and discernment mirrors biblical instruction to avoid impulsiveness and instead seek wisdom in decision-making.Investing Lessons With Biblical ParallelsOver the years, Buffett offered dozens of pithy insights that mirror biblical truth. Here are a few standouts:“If you don't find a way to make money while you sleep, you'll work until you die.”—This speaks to the wisdom of putting money to productive use—earning a return through thoughtful investing, a principle echoed in the Parable of the Talents (Matthew 25). “Risk comes from not knowing what you're doing.”—In Proverbs 15:22, we're reminded that “Plans fail for lack of counsel, but with many advisers they succeed.” Financial ignorance creates risk, but biblical stewardship calls for wisdom and learning. Diversification, emotional control, and long-term vision—Buffett emphasized all three. These align with a measured, prudent approach to money that Scripture continually encourages.Buffett never let global turmoil shake his confidence in long-term investing. He wrote, “In the 20th century, the U.S. endured world wars, recessions, a depression, oil shocks, and more—yet the Dow rose from 66 to 11,497.” His takeaway: “It's been a terrible mistake to bet against America.”While our hope as Christians isn't rooted in any one nation's economy, Buffett's long view reminds us of the value of endurance and not making decisions based on fear or short-term noise (see James 1:5–6).Generosity and LegacyPerhaps most inspiring is Buffett's commitment to give away 99% of his wealth. He plans to direct his Berkshire Hathaway shares toward philanthropic causes within ten years of his estate being settled. While we may differ on where those funds go, the posture of open-handed generosity reflects Jesus' teaching: “It is more blessed to give than to receive” (Acts 20:35).Buffett's success wasn't just about intellect—it was about character: discipline, patience, and generosity. These are values every believer is called to cultivate. As you manage your resources, consider how biblical principles—often echoed in even the most unlikely places—can shape a wise, faithful financial life.To explore these ideas further, read Matt Bell's full article, The Wisdom of Warren Buffett at SoundMindInvesting.org.On Today's Program, Rob Answers Listener Questions:I've never had a credit card before, but I recently received a pre-qualified offer from Capital One. They mentioned they've reviewed my credit and noticed I'm keeping up with my bills. Should I consider applying for this card, and how can I verify that the offer is legitimate?As a grandmother, I'm concerned that my grandchildren aren't learning essential financial skills from their parents. I'd love to step in and help, especially with my 20-year-old grandchild. What is the best way to encourage them to save money and manage their finances wisely?Over the past couple of years, God has really blessed me with increased income, and I'm incredibly grateful. I live simply, help my parents, and avoid lifestyle inflation—but I want to make sure I'm handling this increase in a way that honors God. How can I manage this money with biblical stewardship in mind?I'm in a strong financial position—no debt, and I tithe faithfully. I just received $15,000 from selling off some business assets and want to invest it wisely. I'd like it to earn a good return, but I also want it to remain accessible if needed. What are some smart options that fit my situation?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind InvestingThe Wisdom of Warren Buffett by Matt Bell (Sound Mind Investing Article)Bankrate | NerdwalletOpen Hands FinanceChristian Community Credit UnionWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Some horrible details coming out from Denise Richards relationships, Kate Bosworth and Justin Long had a baby and Sarah Michelle Gellar and Jennifer Love Hewitt feud. Plus TMZ is telling us what we all assumed about Justin paying off Scooter Debt with Hailey's money. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

I'm diving into a topic that's been on my mind lately: the idea of "time wealth"—and, just as importantly, "time debt." After coming off a busy stretch like tax season, I often find myself trying to catch up on everything I put on hold, only to realize I'm paying for it in stress, exhaustion, and those lost moments I wish I'd shared with my family. Inspired by insights from Greg McKeown and Ann Laure Lecomte, I reflect on the many faces of time anxiety—from the frantic rush of daily life to worries about the future to that existential feeling that time with my kids and wife is slipping away too fast.  Additionally, I share some perspectives on defining what "time well spent" really means. I hope this creates awareness to be more intentional about your own time, reduces the anxiety that comes with always feeling behind, and reminds you—and myself—that it's never too late to focus on what truly makes us happy. Connect with Paul Contact Paul here or schedule a time to meet with Paul here. For resources discussed in this episode, visit tammacapital.com/podcast. Follow Paul on LinkedIn and YouTube. And feel free to email Paul at pfenner@tammacapital.com with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode: Time Wealth: How High Achievers Get It Right Time anxiety: is it too late? How to Turn Curiosity into Creation

In this episode of the Personal Finance Podcast,  we are going to talk about  the smart money habits that made ordinary people millionaires with Tom Corley. How Andrew Can Help You:  Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.  This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don't have to take notes and make summaries anymore. Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com  Function is offering 160+ lab tests for $365 to anyone who signs up. To get started, visit www.functionhealth.com/PERSONALFINANCE  Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP  Connect With Tom Corley: Website Facebook Linkedin X Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3214: Wanderer challenges the conventional wisdom of using debt to invest, especially when buying a home. Drawing on lessons from the 2008 financial crisis, he argues that paying cash for a modest house can safeguard your portfolio, protect you from forced asset sales during downturns, and help avoid overextending on housing costs. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/workshop-invest/investment-workshop-39-investing-debt/ Quotes to ponder: "Home equity is dead money. And it will remain dead money that you can't access until you sell the damned house." "When financial companies run into trouble, it's entirely in their right to call whatever debt they have and force you to pay it off immediately." "That's why I'd pay with cash. It avoids debt which would force you to sell your portfolio at a loss if a crisis happens, and it keeps you from buying too much house." Episode references: Root of Good: https://rootofgood.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In Part 3 of this 5-part series, Kevin Salters and Joey Coberly unpack what it really means to know your numbers, revealing the good, bad, and ugly sides of debt — and how running a debt-free lawn care business sets you up for true, sustainable growth.

Snag Our Simplified Budget System!One of our single clients came to us with over $263,000 in debt.

“Keep your life free from love of money, and be content with what you have, for he has said, ‘I will never leave you nor forsake you.'” - Hebrews 13:5Sports betting is more popular—and more accepted—than ever, even among Christians. But is it just harmless fun, or something more? Dr. David W. Jones returns to our financial ethics series to help us examine what Scripture says about gambling and how believers should approach it.Dr. David W. Jones is Senior Professor of Christian Ethics at Southeastern Baptist Theological Seminary. He holds a Ph.D. in Christian Financial Ethics and is the author of Every Good Thing: An Introduction to the Material World and the Common Good for Christians.What Does Scripture Say About Gambling?Proverbs 13:11 reminds us that:“Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.”Gambling, which includes sports betting, bypasses God's designed rhythm of work and reward. 1 Timothy 6:9 warns that the desire to get rich quickly leads people into “ruin and destruction.” These verses challenge the notion that a fast win is simply a blessing—it may erode character.Is it always wrong to bet on a game with friends? Not necessarily. A one-time bracket pool during March Madness may not signal a deep moral compromise. But we must ask: Is this behavior occasional and harmless, or has it become habitual and idolatrous?The difference lies in the heart. It's not that gambling created the idolatry of money or sports—it revealed it. And perhaps in God's grace, it's giving us an opportunity to examine what we truly worship.The Stewardship QuestionEvery financial decision we make is a stewardship decision. Psalm 24:1 reminds us:“The earth is the Lord's and everything in it.”So before we spend God's money—even on entertainment—we must ask: Is this wise? Does this reflect my faith? Does it honor the Lord?We must start to think through whether our spending on gambling—even recreationally—glorifies God. That doesn't mean all entertainment is wrong. But we are called to be faithful managers of what belongs to God, and some forms of entertainment carry higher risks than others.Beyond personal stewardship, Christians must consider what they're supporting. The gambling industry is responsible for significant harm. Studies show that 1 in 5 gambling addicts attempt suicide, and addiction is rising fastest among young adults, according to the American Psychological Association.For those in the church, we must acknowledge this cultural shift and lovingly walk alongside people through it, offering them truth, grace, and accountability.Idolatry, Discontentment, and the Way BackSports betting may be legal, but legality is not the same as morality, and morality isn't always wisdom. If your habits reflect discontentment or a misplaced trust in money, that's a red flag.But there's hope. These things are not the unpardonable sin. 1 John 1:9 reminds us: “If we confess our sins, He is faithful and just to forgive us... God is always ready to receive us.”Isaiah 26:3 also says:“You keep him in perfect peace whose mind is stayed on You, because he trusts in You.”If you're struggling with a gambling habit or questioning your motivations, seek accountability at your local church. And if addiction is involved, please pursue professional help. Freedom is possible—and peace is found not in the thrill of a win, but in keeping your eyes on Christ.Remember: just because it's permissible doesn't mean it's wise. True freedom is found not in betting on uncertain outcomes, but in trusting the God who holds the future.On Today's Program, Rob Answers Listener Questions:I'm trying to understand where tax-free municipal bonds might fit into my overall investment strategy. How can they be used effectively for tax efficiency and generating income, and when would it make sense to include them in a portfolio?I have $19,000 sitting in an old 401(k) account, and I'm considering transferring it into a fixed annuity. I'm not retired yet and plan to return to work in the school system. One option offers lifetime income starting at age 74, but I'm not sure if that's the best use of my funds. What should I consider before making this decision?I'm in the process of updating my will now that I've moved to Texas. I'm wondering if it would be more in line with God's will to allocate a percentage of my estate to the three nonprofit ministries I support, rather than dividing everything evenly among my three children. How should I think through this decision from a biblical perspective?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Every Good Thing: An Introduction to the Material World and the Common Good for Christians by Dr. David W. JonesSplitting Heirs: Giving Your Money and Things to Your Children Without Ruining Their Lives by Ron Blue with Jeremy WhiteWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

The Say YES Summit is coming! Join us August 5–6, 1–4 PM EST for a free, virtual gathering with 8 incredible women who have shared their wisdom, breakthroughs, and transformational journeys on the podcast.This exclusive 2 day summit is your space to pause, reflect, and say YES to yourself in a bigger way - surrounded by a community of like-minded women who are ready to embrace their dreams, take bold action, and live with more joy and intention.Save your spot here. Use code FREEDOM to join us for free. Welcome to the Say YES to Yourself! Podcast—the show for midlife women, empty nesters, and those navigating major life transitions like divorce, reinvention, and rediscovery. If you're ready to shed old roles and finally put yourself first, you're in the right place.In this episode, Wendy is joined by author and financial coach Veronica Deraleau, who paid off over $100,000 of debt in just three years, and is now teaching others how to do the same. Their conversation digs into the emotional weight of debt, the mindset shifts required for lasting change, and how reclaiming your financial power often starts with rewriting the stories you've been told (or told yourself) about money.They explore:What it takes to break free from the paycheck-to-paycheck cycle (without shame or deprivation)How to rebuild trust in yourself and your financial goalsWhy healing your relationship with money is often the key to freedom, alignment, and self-worthIf you've ever felt stuck in survival mode or wondered if real financial freedom is possible for you, this episode is proof that it is.Connect with Veronica:Get her book: Making Money is Simple: Stop Going From Paycheck to Paycheck and Start Living Your DreamsOn Instagram @makingmoneyissimpleMakingMoneyIsSimple.comReferenced in this Episode:$100M Offers: How to Make Offers so Good People Feel Stupid Saying No by Alex HormoziWho Not How: The Formula to Achieve Bigger Goals Through Accelerating Teamwork by Dan Sullivan________________________________________________________________________________________ Say YES to joining Wendy for her: Say YES Sisterhood PWH Farm StaysPWH Curated France TripsInstagram: @phineaswrighthouseFacebook: Phineas Wright HouseWebsite: Phineas Wright HousePodcast Production By Shannon Warner of Resonant Collective Want to start your own podcast? Let's chat! If this episode resonated, follow Say YES to Yourself! and leave a 5-star review—it helps more women in midlife discover the tools, stories, and community that make saying YES not only possible, but powerful.

From laundry bottlenecks to housing market realities, I'm diving into your current  questions in the midst of our busy build season. I'm sharing why we skip chore charts and budgets, how I fix sticky whole grain dough, and what postpartum has typically looked like for me. I also talk through common questions about our debt-free journey of homeownership, why two washers wouldn't help our laundry system, and how we're handling homeschool without a dedicated schoolroom. Plus, my go-to sourdough recipes this summer that keep us well-fed without keeping me in the kitchen all day! In this episode, we cover: Living in the fullness of a busy season and what it feels like to build a house while pregnant with baby nine Chore charts and budgets? Not in this house— why intuitive, all-hands-on-deck rhythms work better for our family Sticky sourdough solved: why flour weight and rest time make all the difference especially with freshly-milled grains Postpartum struggles that I haven't walked through myself but hold compassion for Debt-free build questions and why I'm quieter these days about the specifics An honest look at our journey through the housing market over the years and what younger families are really up against Many of you suggested this, but here is why two washers/dryers wouldn't solve our real laundry bottleneck Why we are not adding a designated homeschool room to our new build as a large homeschooling family Summer sourdough lineup to make our days easier— bagels, half whole grain loaf, and hamburger buns on repeat View full show notes on the blog + watch this episode on YouTube. Thank you for supporting the sponsors that make this show possible! RESOURCES MENTIONED Freshly Milled Grains Course  Modern Homesteading Conference Replays Join my FREE masterclass to learn my 4-step framework for making money on YouTube Master the rhythm of sourdough with confidence in my Simple Sourdough course Gain the sewing knowledge and skills every homemaker needs in my Simple Sewing series Turn your content creation dreams into a profitable business with my YouTube Success Academy Keep all my favorite sourdough recipes at your fingertips in my Daily Sourdough cookbook CONNECT Lisa Bass of Farmhouse on Boone | Blog | YouTube | Instagram | TikTok | Facebook | Pinterest Do you have a question you'd like me to answer on the podcast?  A guest you'd like me to interview?  Submit your questions and ideas here: bit.ly/SFLquestions.

In this episode of the Personal Finance Podcast,  we are going to talk about  how to lower every bill in 60 Days. How Andrew Can Help You:  Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.  This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don't have to take notes and make summaries anymore. Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com  Function is offering 160+ lab tests for $365 to anyone who signs up. To get started, visit www.functionhealth.com/PERSONALFINANCE  Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP   Links Mentioned in This Episode:  How to Negotiate Your Rent Like A Pro (and win the negotiation!) The Insane Cost Of Childcare and Ways to Help Reduce That Cost! Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Money Moves, Matty A. welcomes Nic DeAngelo, President of Saint Investment Group, to discuss why traditional investing through Wall Street is becoming obsolete—and how real estate and private markets are stepping up as the smartest path forward.Nic outlines why inflation, debt, and dollar devaluation are reshaping the economic landscape, and shares how his firm is helping investors secure strong fixed-income returns through discounted mortgage notes and industrial assets. You'll also learn why institutional capital is leading the charge into alternatives—and how you can follow suit.What You'll Learn:Why the U.S. stock market is no longer built for everyday investorsThe real risks behind inflation and the declining U.S. dollarWhat smart investors (and big firms) are doing with their money nowHow Saint Investment creates stable, fixed-income opportunitiesThe benefits of Opportunity Zones, bonus depreciation & moreWhy the next generation trusts real estate over stocksHow to use market data to guide smart investing decisionsConnect with Nic DeAngelo:LinkedIn: https://www.linkedin.com/in/nic-deangelo/Instagram: https://www.instagram.com/nicdeangeloFacebook: https://www.facebook.com/Nic.Deangelo1X (Twitter): https://x.com/NicDeAngelo_YouTube: https://www.youtube.com/channel/UC-3YDyPnB9qhIzkVfgOnjjgTimestamps: 00:00 – Introduction 02:30 – Wall Street's decline & private investing 06:00 – Debt, inflation, and the dollar crisis 09:00 – Why real estate wins in today's market 15:00 – BRICS, reserve currency debates 20:00 – The Big Beautiful Bill's impact on investors 26:00 – Saint Investment's high-yield fixed-income strategy 31:00 – Retail & multifamily outlook 34:00 – Tracking economic data for smart investing 37:00 – Rate cut predictions & Fed strategyEpisode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text "XRAY" to 844-447-1555

California's debt totals a whopping $1.6 TRILLION but Karen Bass says illegal aliens "terrorized" by ICE will get state-funded cash cards to manage their suffering. Democrats call two illegal pot farms where 300+ illegals were arrested and 10 unaccompanied alien CHILDREN were found working "strawberries fields" and "a nursery." Did those part farms donate to Gavin Newsom? A California congressman gaslights and plays the victim in a ridiculous X video to supporters. Stephen Miller says there are FAR more than 325,000 missing illegal children.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. A financial coach specializing in wealth-building, shares his insights on personal finance, real estate investing, and financial independence. He discusses his journey, strategies for managing wealth, and the importance of financial literacy.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. A financial coach specializing in wealth-building, shares his insights on personal finance, real estate investing, and financial independence. He discusses his journey, strategies for managing wealth, and the importance of financial literacy.

Megyn Kelly is joined by Dave Aronberg and Viva Frei, legal experts, to discuss important distinctions between a Jeffrey Epstein “client list” and a “list of clients,” whether any sort of list should be made public and if powerful people are being protected, whether we'll ever get more info about the story, why MAGA won't simply accept the leaked Trump memo on Epstein saying to move on, the problem with AG Pam Bondi's past comments, why the Diddy prosecution failed and presented a “limited” case, why no other prominent names were introduced at trial, how Bryan Kohberger may have been inspired by a specific mass killer, what Kohberger might have been planning if he hadn't been arrested, alleged murderer Karmelo Anthony's family spokesperson is trying to racialize the case and nullify the jury, claiming the family is fighting against “white supremacy,” the Donna Adelson trial coming up next month, the wild and horrifying story of the grandma charged with the murder-for-hire of her son-in-law, the revealing jailhouse call with her son, all the people already charged in the crime, and more. Aronberg- https://www.amazon.com/Fighting-Florida-Shuffle-Corruption-Treatment/dp/1964686482Frei- https://vivabarneslaw.locals.com/ Firecracker Farm: Visit https://firecracker.FARM & enter code MK at checkout for a special discount!Grand Canyon University: https://GCU.eduDone with Debt: https://www.DoneWithDebt.comIncogni: Visit https://incogni.com/MEGYN for 60% off our annual plan Follow The Megyn Kelly Show on all social platforms:YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at: https://www.devilmaycaremedia.com/megynkellyshow

Nearly one year after the attempted assassination of Donald Trump in Butler, the Secret Service confirms six agents were suspended for security failures as a new report reveals some key supervisors were promoted instead of punished. Congresswoman Jasmine Crockett acknowledges growing pressure to enter the 2026 Senate race, with two new polls showing her leading a crowded Democratic primary field. A new book reveals Vice President Kamala Harris picked Minnesota Governor Tim Walz as her 2024 running mate based on a gut feeling, reportedly swayed by his choice of Diet Mountain Dew, seriously.Done with Debt: https://www.DoneWithDebt.comTax Network USA: Call 1-800-958-1000 or visit https://TNUSA.com/MEGYN to speak with a strategist for FREE today