Podcasts about Debt

Would you rather one payment of $150 or three monthly payments of $50? Is this pizza basically free if I pay $4 for a few months rather than twelve bucks at once? As the famously moral financial institution CashApp once said, “Little payments are so much cuter.”In this week's episode, hosts Ione and Gina look at the rise of "cute debt" - the monicker given to Buy Now, Pay Later schemes that pointedly target young women - discussing how the dangers of debt have been replaced by the glamorisation of Klarnamaxxing, whether we should trust these brands to budget for us and why shopping addictions aren't treated sincerely in society.Check out https://www.squarespace.com/POLYESTER10 to save 10% off your first purchase of a website or domain using code POLYESTER10.Support our work and become a Polyester Podcast member

Why do smart people still fall into debt traps? The truth is, debt is marketed to us in ways to exploit our psychology. We underestimate the true cost of borrowing, overestimate our ability to pay, and let lenders hide the fine print in plain sight. In this episode, Shari sits down with John Dinsmore—Professor of Marketing at Wright State University and author of The Marketing of Debt: How They Get You. Together, they unpack the marketing tricks and mental blind spots that keep people swiping, tapping, and signing up for loans they may regret later. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. ⁠Sign up here.⁠ You'll hear: Why your “future self” isn't as financially heroic as you think How irregular expenses—not daily bills—fuel most credit card debt The hidden dangers of “0% interest” offers and long-term car loans Why paying with cash feels painful (and tapping to pay feels too good) The most important step you can take today to avoid debt traps If you've ever wondered why debt feels so easy to get into—and so hard to get out of—this episode will give you the insight (and strategies) you need to outsmart the marketing of debt. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Follow John on X https://x.com/jdinsmore Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Tony Arterburn of Wise Wolf Gold breaks down the global silver crunch as London markets fail to fill orders and refiners stop buying altogether. Connecting the dots between India's silver surge, the $38 trillion U.S. debt spiral, and Trump's reckless tariffs that are unraveling markets.Follow the show on Kick and watch live every weekday 9:00am EST – 12:00pm EST https://kick.com/davidknightshow Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHTFind out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.

TeraWulf is gunning to raise a $3.2 billion secured loan, right as bitcoin miner debt tops $20 billion.  Welcome back to The Mining Pod! This week, we dive into TeraWulf's $3.2B secured note for AI infrastructure—the largest ever for a public miner – and Bitfarms' $588M convertible note at a time when total industry debt crosses $20B.Plus, why data center companies are salvaging jet turbines to power data centers, CleanSpark's SVP of AI Data Centers hire, and for this week's cry corner, pour one out for the Kadena blockchain… Notes:  • TeraWulf raised $3.2B secured note at 7.75% • Bitfarms raised $588M convertible note • Total Bitcoin miner debt exceeds $20 billion • Hash price currently at $47/PH/day • Next difficulty adjustment projected +4.7% Timestamps: 00:00 Start 02:01 Difficulty Report by Luxor 05:00 Terawulf debt 08:40 Bitfarms raises $588M 10:55 Jet engine generators? 15:55 Cleanspark hiring 18:50 Miner debt record

Tony Arterburn of Wise Wolf Gold breaks down the global silver crunch as London markets fail to fill orders and refiners stop buying altogether. Connecting the dots between India's silver surge, the $38 trillion U.S. debt spiral, and Trump's reckless tariffs that are unraveling markets.Follow the show on Kick and watch live every weekday 9:00am EST – 12:00pm EST https://kick.com/davidknightshow Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHTFind out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.

Snag Our Simplified Budget System!Divorce is one of the most emotionally and financially challenging transitions you can go through — but it doesn't have to mean financial chaos.In this episode of Financial Coaching for Women, Shayna and Vanessa sit down with Linda, a listener who's in the middle of an amicable divorce but still navigating shared accounts, joint debts, and a home they co-own.Together, they walk through how to start separating finances, set up a simple money system, and communicate effectively with a spouse during such a sensitive season. You'll hear practical steps for setting boundaries, tracking shared bills, and creating financial independence — even before the divorce is finalized.If you're trying to move forward financially while everything feels messy, this episode will give you both clarity and confidence.

When you buy something, it's a simple transaction—money goes out, and something tangible comes back in. But giving is different. Scripture tells us that when we give, we also receive—but not always in the way we expect. The return God promises isn't measured in bank balances or possessions. It's measured in freedom, joy, and purpose.Many people hear the phrase “give to receive” and imagine a divine transaction: give to God or others, and blessings—perhaps even financial—will return. But biblically, generosity is never a get-rich scheme. It's an invitation to live the kind of life God designed for us—a life marked by open hands and open hearts.God's Kingdom Is Not a Vending MachineSome interpret verses like Luke 6:38 (“Give, and it will be given to you”) as a spiritual formula: “If I give, God owes me something.” But this is a distortion of Jesus' teaching. God isn't running a cosmic vending machine where our dollars purchase His favor.Instead, He invites us to live differently—to find life not in what we keep but in what we release. If money itself were the ultimate reward, God would be reinforcing the very idol He seeks to break in our hearts. Jesus reminds us in Luke 12:15, “One's life does not consist in the abundance of possessions.” That truth echoes through every page of Scripture: generosity is not about loss—it's about liberation.What We Actually Receive When We GiveSo, if giving isn't transactional, what does Scripture say we receive in return? The Bible highlights three beautiful gifts that generosity brings.1. We Receive FreedomMoney has a unique power to capture our hearts. Jesus warned, “You cannot serve God and money” (Matthew 6:24). Every act of generosity is a declaration of allegiance: we are not owned by our wealth. Giving loosens money's grip and frees us to serve a greater Master.2. We Receive JoyIn Acts 20:35, Paul quotes Jesus saying, “It is more blessed to give than to receive.” True joy doesn't come from what we accumulate—it comes from participating in God's generosity. John Bunyan put it this way: “You have not lived today until you have done something for someone who can never repay you.”3. We Receive PurposeWhen we give, we join God's mission in the world. Paul writes in 2 Corinthians 9:11, “You will be enriched in every way to be generous in every way.” The goal isn't self-enrichment—it's being a conduit of blessing. Generosity connects our story to God's story, reminding us that every resource we have is meant to reflect His generous heart.Giving Flows from GraceIf we're honest, our motives for giving can become mixed. We might give to feel good, earn approval, or to gain favor with God. But the gospel frees us from all of that. Ephesians 2:8–10 makes it clear: we're saved by grace, not by works. Our generosity is not a means of earning God's love—it's a response to already having it.Once we understand that truth, giving transforms from obligation into worship. We don't give to get something back. We give because we've already received everything in Christ.At the center of our faith stands Jesus—the One who gave everything. Paul captures it beautifully in 2 Corinthians 8:9:“For you know the grace of our Lord Jesus Christ, that though He was rich, yet for your sake He became poor, so that you by His poverty might become rich.”Jesus didn't give to gain something for Himself. He gave because of love. Through His sacrifice, we received reconciliation with God and eternal life in His Kingdom—riches far beyond material wealth.When our giving mirrors His, our motivation becomes love, not return. And in that kind of giving, we experience the true riches of life in Christ.Living With Open HandsEven when generosity brings blessing, the return is never shallow or predictable. We don't give to multiply our possessions—we give to multiply love, freedom, and trust.Every act of giving draws us deeper into God's life—freeing us from greed, filling us with joy, anchoring us in purpose, and reminding us that He is our ultimate treasure.The world says, “Give so you can get.” The gospel says, “Give because you've already been given everything.”When we live with open hands, we discover that the richest life is the one fully surrendered to God.On Today's Program, Rob Answers Listener Questions:My wife had student loans before we got married, and the balance has now grown to about $65,000. I didn't realize how much debt she had until recently, and it's been hard to manage on our income—especially since her payments are currently set to $0 through an income-based repayment plan. How should we approach this situation, and what can we do to manage or reduce this debt given our financial limitations?I've been giving to my church using funds from my Required Minimum Distribution, even though I'm still working. Someone recently asked why I'm taking RMDs if I'm not yet required to. Do I have to take RMDs from my retirement plan while I'm still employed, or do the rules only apply to my IRA?I have both a Roth IRA and a brokerage account that I'd like to transfer to a new investment firm. The accounts have been open for more than five years. If I move my Roth IRA, does that five-year clock restart, or does the time I've already had it stay intact?I recently received an inheritance of about $200,000 after my father's passing. My mortgage balance is around $175,000. I don't have any other debt, but I do have five kids at different stages of life, including some in college, and I haven't saved much for retirement. Should I use the inheritance to pay off the mortgage and invest the remaining amount, or keep the mortgage and invest the entire amount for the future? What's the best move for my family right now?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Megyn Kelly breaks down why New Yorkers must hold their nose and vote for Andrew Cuomo to stop radical Zohran Mamdani, discusses the implications of the decision, highlights the most fiery attacks from Cuomo and Mamdani in the final NYC debate, weighs in on the Sliwa effect, responds to the disgusting attacks by Jen Psaki on JD Vance and Usha Vance, exposes the awful liberal white ladies podcast, and more. Then Virginia Governor candidate Winsome Earle-Sears joins to talk about her opponent Abigail Spanberger's muted response to the Jay Jones texts, the state of the race overall, Spanberger's lack of courage on key political issues, racist attacks she's faced from Democrats, the misogyny from the left, and more. More from Earle-Sears: https://winsomeforgovernor.com/ Birch Gold: Text MK to 989898 and get your free info kit on goldDone with Debt: https://www.DoneWithDebt.com & tell them Megyn Kelly sent you!Lean: Visit https://TakeLean.com & use code MK for 20% offByrna: Go to https://Byrna.com or your local Sportsman's Warehouse today.  Follow The Megyn Kelly Show on all social platforms:YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at:https://www.devilmaycaremedia.com/megynkellyshow Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

For more updates, visit: http://www.brighteon.com/channel/hrreport  NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

Alright, Note Closers, brace yourselves!

Did you know that over the next two decades, trillions of dollars will pass from one generation to the next?The question is—what kind of legacy will that transfer leave behind? Today, Boyd Bailey joins us to talk about how generosity is about more than dollars—it's about discipleship, financial literacy, and passing on wisdom along with wealth.Boyd Bailey is the President of the National Christian Foundation (NCF) in Georgia, an underwriter of Faith and Finance. He is also the author of several books, including his latest, The Power of Generosity: Experiencing God's Amazing Abundance – How to Change the World Through Acts of Kindness.What Makes NCF UniqueFounded in 1982 by Larry Burkett, Ron Blue, and Terry Parker, the National Christian Foundation (NCF) has helped mobilize over $21 billion for more than 90,000 charities and ministries worldwide.From the beginning, NCF has understood that when you carry Christian in your name, you also carry a sacred responsibility. Their mission is to walk alongside believers—to help them make the most of what God has entrusted to them—and they always start with the heart.Before discussing strategy, NCF encourages donors to discern God's call on their generosity through prayerful consideration. Only after that heart work do they explore practical tools—how to give wisely, save on taxes, and maximize Kingdom impact.One of NCF's most effective tools is the Giving Fund, a type of donor-advised fund that functions like a “charitable checking account.” Even with limited tech experience, you can open a Giving Fund online in less than a minute. It makes giving spontaneous and simple—whether you're inspired at a church service or a fundraising dinner.But convenience isn't the goal—discipleship is. Many families establish Giving Funds for their children, helping them embark on their own journey of generosity. And NCF encourages creative giving, too—through appreciated stock, real estate, or even a business interest—allowing donors to give more while paying less in taxes.Generosity and Wise StewardshipStewardship and generosity aren't opposites—they're two sides of the same coin. Stewardship manages what God provides; generosity releases it for His purposes. Without generosity, stewardship is incomplete.As Paul writes in 1 Timothy 6:17–18, believers are to “put their hope in God, who richly provides,” and to “be rich in good deeds.” Generosity, then, isn't just about giving—it's about protecting our hearts from the idols of wealth and security that compete for our devotion.For those struggling to give during uncertain times, it helps to broaden the definition of generosity. It's not limited to money—it also includes time, attention, and hospitality.Still, fear and busyness often prevent families from discussing giving or wealth transfer. The best approach? Plan early. Invite everyone. Don't go it alone. Bring in a trusted advisor or friend to help facilitate the conversation. Why wait until after you're gone for your kids to experience the joy of giving? Use your influence now to model Kingdom-minded generosity.A Simple Way to StartAs year-end approaches, consider whether an NCF Giving Fund could help you take your next faithful step in generosity. It's simple to set up, easy to use, and profoundly impactful for both you and those you bless.To learn more—or to open your own Giving Fund—visit FaithFi.com/NCF.On Today's Program, Rob Answers Listener Questions:My husband and I are helping our young adult son build credit. I've heard you discuss secured credit cards, but I'm also curious about whether utility bills can serve a similar purpose. You mentioned something about reporting—where does that information actually go when utilities are reported? Also, my husband and I have been debt-free for years—not even a mortgage. We share one credit card, and he was listed on it with me. We thought that would help both of our credit scores, but recently discovered that his credit disappeared. Do we need to specifically list him as an “authorized user” for it to be counted toward his credit history? I'm not sure what went wrong.I'm considering changing financial advisors and would like to understand the key concerns to keep in mind—whether it's switching to a new advisor within the same company or transferring my investments to a different institution. How does that process work?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)National Christian Foundation (NCF)The Power of Generosity: Experiencing God's Amazing Abundance – How to Change the World Through Acts of Kindness by Boyd BaileyExperian BoostWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Simon and Dan break down Canada’s latest inflation data, why core CPI remains stubbornly high, and what falling rents might mean for the Bank of Canada’s next move. They also dive into the growing turmoil in private credit, including the First Brands bankruptcy and Tricolor collapse, and what these cases reveal about risk in the shadow banking system. The episode wraps up with Beyond Meat’s shocking meme-stock comeback and a broader discussion about speculation and leverage in today’s markets. Tickers of stocks discussed: BYND, TSM, ARCC, FSK, BN, JEF, UBS, JPM, WMT, AZO, GPC, GME, AMC. Check out our portfolio by going to Jointci.com Our Website Our New Youtube Channel! Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.

"Let me think about it."It sounds harmless. Strategic, even.But for independent consultants, that phrase can quietly erode revenue, momentum, and confidence.In this episode, Melisa breaks down the hidden toll of decision debt, which is the backlog of unmade choices cluttering your mental inbox. From pricing delays to lingering red-flag clients, these non-decisions drain your bandwidth and reinforce the status quo.Melisa walks you through the mindset traps keeping you in limbo, and shares a simple but powerful framework to clear the backlog and prevent future debt from accumulating.You'll learn how to stop letting “I'll decide later” run your business.What you will learn in this episode:[04:48] What decision debt actually is and why it quietly undermines your business.[08:45] The four root causes that keep consultants stuck in indecision.[15:20] The real cost of “I'll think about it”, including missed revenue and lost confidence.[22:04] Two examples of decision debt that are likely hiding in your business right now.[26:13] A simple, repeatable tool to eliminate decision debt and build decisive momentum.Tune in to Episode 241 for a straightforward system to start making faster, cleaner decisions and stop the drag on your energy and results.Mentioned Resources1) Full Show Notes: https://shownotes.melisaliberman.com/episode-241/2) Melisa's Free Resources, Books, Planners & Journals: https://linktr.ee/melisaliberman3) Related Podcast Episodes: Episode 164 – Thinking “I'm Behind” Is Dangerous for Your Independent Consulting Business  Want help achieving your consulting business goals? Melisa can help. Click here for more on coaching tailored to you as an independent consulting business owner.

Making your minimum payments every month but your debt isn't going down? You're not alone, and you're not doing anything wrong. In this episode, I'm breaking down the real math behind why minimum payments keep you trapped - and the one shift that can cut years off your debt payoff timeline. Spoiler: even an extra $25 per month makes a massive difference. If you're tired of feeling like you're spinning your wheels with debt, this episode will show you exactly how to break the cycle.You'll learn:Why minimum payments are mathematically designed to keep you in debtThe shocking truth about how long it really takes to pay off debt with minimumsHow even $25 extra per month can save you thousands and cut years off your timelinePractical ways to find extra money without huge sacrificesWhy momentum matters more than perfection when paying off debtGet 9 Ways to Break Up With Your Credit Cards www.katyalmstrom.com/9-ways Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat Apply for Moneywise : katyalmstrom.com/moneywise Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/debtpayoffforwomen

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Discover why refinance demand is soaring.  Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

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Did you know your financial advisor can actually help you invest in ways that reflect your faith?Advisors do more than just help you hit financial targets—they can also guide you in making a lasting impact with your investments. Today, Josh Bean joins us to share how to start the conversation about faith-based investing.Josh Bean is the National Sales Manager for Praxis Investment Management, an underwriter of Faith & Finance.25 Years of Change in Faith-Based InvestingAbout 25 years ago, Praxis conducted its first major study on faith-based investing. This year, they decided to revisit that research and see how investor attitudes have evolved.Partnering with Bellomy Market Research, the Praxis team surveyed over 1,000 individual investors and 400 financial advisors to explore the motivations, opportunities, and concerns surrounding faith-aligned portfolios.The exciting part is that the results confirmed what they've believed all along: people genuinely want to align their investments with what matters most to them. You can explore the full report at PraxisInvests.com/FaithBasedInvesting.According to the study, nearly half of all investors—48%—have already aligned their portfolios with their faith or are interested in doing so. What's striking is that this number encompasses all investors, not just those with a religious background.People see investing as more than performance—it's about purpose. They want their portfolios to reflect their convictions.The Advisor Gap: 78% Want Guidance, But Only 9% Are AskedPerhaps the most surprising finding is the communication gap between clients and advisors.78% of investors said it's important for their advisor to discuss faith-aligned options, but only 9% of advisors say they actually bring it up.That gap is one of the biggest barriers to growth. Investors are eager. Advisors often just don't know how to start the conversation. That's where firms like Praxis can help bridge the gap.One reason some advisors hesitate? The lingering myth that values-driven investing means sacrificing returns.That's just not the case anymore. At Praxis, they aim for benchmark-like returns through diversified, optimized portfolios. They screen out approximately 15% of companies that don't align with their values and incorporate positive impact strategies—all while closely tracking performance.This approach isn't just about numbers—it's about stewardship. In the Parable of the Talents, Jesus commends the faithful servants who wisely managed what they were given. That's our model—faithful stewardship with Kingdom impact.An Expanding Landscape of Faith-Based OptionsFaith-based investing has come a long way. What once seemed niche now includes mutual funds, ETFs, and multi-fund portfolios that reflect a range of Christian values and causes.Investors today can build diversified, competitive portfolios entirely within the faith-based space. There are more options—and better tools—than ever before.Among those tools are screening systems that allow investors to exclude companies that conflict with biblical values or to include those that make a positive social or environmental impact.Taking the First Step: Talk With Your AdvisorFor those new to this space, start the conversation. Ask your advisor, Can my faith be reflected in my investment strategy? That one question could open the door to an entirely new way of stewarding your money.To help, Praxis has created a free Faith-Based Investing brochure, available at PraxisInvests.com/FaithBasedInvesting. It provides practical guidance on initiating faith-aligned conversations with your financial advisor.And if you'd like to find a Certified Kingdom Advisor who specializes in Faith-Based Investing, you can visit FindACKA.com. On Today's Program, Rob Answers Listener Questions:I'm 82 years old and recently got a cold call from someone asking if I'd like to sell my house for cash. I don't owe anything on it—just pay for homeowners' insurance and utilities. Since God has blessed me to live mortgage-free, should I even consider their offer?I'm considering taking out a $20,000 loan, but I'd rather not use a home equity loan, even though my credit is good. I was thinking of a personal loan through Bank of America instead. My husband is retired, and I'm the only one working—so which option would be more cost-effective for us?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Praxis Investment ManagementReport on Faith-Based Investing from PraxisWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Head of US & European Real Estate Debt, Nasir Alamgir, joins Streaming Income to discuss why investors - especially those focused on private credit - have been increasingly allocating to real estate debt, and how the opportunity set continues to evolve.Episode Segments:(02:39) – The trends shaping the real estate debt landscape – from rates to AI(05:04) – How & why private credit investors are diversifying into real estate debt(12:14) – Quantifying the maturity wall and its potential impact on valuations(17:37) – How rates (and questions on central bank independence) are playing a role(22:08) – Sector lightning round: Construction lending, Multi-family, Industrial, Office, Data Centers(33:05) – Looking at real estate debt through a global lens(37:17) – The importance of scale in real estate debt (due to loan sizes)(39:15) – Trends to watch in 2026 Make sure to follow our LinkedIn newsletter, Where Credit is Due to stay up-to-date on our latest public & private credit market insights.IMPORTANT INFORMATIONAny forecasts in this podcast are based upon Barings' opinion of the market at the date of preparation and are subject to change without notice, dependent upon many factors. Any prediction, projection or forecast is not necessarily indicative of the future or likely performance. Investment involves risk. The value of any investments and any income generated may go down as well as up and is not guaranteed. PAST PERFORMANCE IS NOT NECESSARILY INDICATIVE OF FUTURE RESULTS. Any examples set forth in this podcast are provided for illustrative purposes only and are not indicative of any future investment results or investments. The composition, size of, and risks associated with an investment may differ substantially from any examples set forth in this podcast. No representation is made that an investment will be profitable or will not incur losses. Barings is the brand name for the worldwide asset management and associated businesses of Barings LLC and its global affiliates. Barings Securities LLC, Barings (U.K.) Limited, Barings Global Advisers Limited, Barings Australia Pty Ltd, Barings Japan Limited, Barings Real Estate Advisers Europe Finance LLP, BREAE AIFM LLP, Baring Asset Management Limited, Baring International Investment Limited, Baring Fund Managers Limited, Baring International Fund Managers (Ireland) Limited, Baring Asset Management (Asia) Limited, Baring SICE (Taiwan) Limited, Baring Asset Management Switzerland Sarl, and Baring Asset Management Korea Limited each are affiliated financial service companies owned by Barings LLC (each, individually, an “Affiliate”).NO OFFER: The podcast is for informational purposes only and is not an offer or solicitation for the purchase or sale of any financial instrument or service in any jurisdiction. The material herein was prepared without any consideration of the investment objectives, financial situation or particular needs of anyone who may receive it. This podcast is not, and must not be treated as, investment advice, an investment recommendation, investment research, or a recommendation about the suitability or appropriateness of any security, commodity, investment, or particular investment strategy.Unless otherwise mentioned, the views contained in this podcast are those of Barings and are subject to change without notice. Individual portfolio management teams may hold different views and may make different investment decisions for different clients. Parts of this podcast may be based on information received from sources we believe to be reliable. Although every effort is taken to ensure that the information contained in this podcast is accurate, Barings makes no representation or warranty, express or implied, regarding the accuracy, completeness or adequacy of the informationAny service, security, investment or product outlined in this podcast may not be suitable for a prospective investor or available in their jurisdiction.Copyright in this podcast is owned by Barings. Information in this podcast may be used for your own personal use, but may not be altered, reproduced or distributed without Barings' consent.25-4898933

A right vision of the Gospel of the Kingdom is the better path to forge.  __________ Stream Truth Rising today at truthrising.com/colson.

Ericka Young did what most people think is impossible—she went from 90k in debt to Coast FI with a seven-figure net worth. In this episode of the BiggerPockets Money podcast, she's pulling back the curtain on how she did it. What You'll Learn: How to eliminate massive debt without living in total deprivation The debt snowball method in action (and why it works psychologically) When to stop paying off debt and start investing aggressively Investment strategies that built $2.5 million in net worth The mindset shift from "getting by" to building real wealth Perfect for: Anyone in debt who wants a realistic path to financial independence, or for people looking to accelerate their wealth-building timeline. Ericka's a financial coach who's been exactly where you are. Her story is proof that financial freedom isn't reserved for high earners—it's about strategy, discipline, and knowing when to shift gears. Learn more about your ad choices. Visit megaphone.fm/adchoices

China's Economic Woes and Rare Earth Export Controls Raise Global Alarms. Elaine Dezenski discusses how the US Treasury Secretary remarked that China's worrying economic fundamentals—including high debt and youth unemployment—are leading Beijing to use tactics like rare earth export controls to undermine the global economy. China acts as a "non-market player" using subsidies and forced labor, which corrodes the free market. Experts suggest the US must acknowledge these non-market practices and push for transparency and adherence to new, strict global trade rules. 1899 CANTON (NOW GUANGZHOU)

Debt freedom is often seen as the ultimate goal, but is it really the key to financial freedom? In this episode, the financial coaches dive into why eliminating debt doesn't automatically lead to true financial independence, and how the journey to wealth requires more than just paying off what you owe.They discuss how the “debt-free” mindset can lead to a life of dependence on a paycheck, without building streams of income. They also explore the essential next step: creating passive income that works for you, even when you're not actively working.Are you ready to break free from the limitations of debt freedom and build a life of true financial freedom? Tune into this episode to learn the critical steps you need to take and how focusing on passive income can transform your future. Don't wait. Start implementing the principles today to set yourself up for success tomorrow.Top three things you will learn:-Why debt freedom doesn't equal financial freedom-The dangers of focusing on debt while ignoring passive income-Steps to building a passive income system Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.

Pastor Leah Klingseis compares Jesus' parable of the wise and foolish builders to the security gained from a financial emergency fund, showing how consistent obedience to Jesus forms an unshakable life. When we practice His words, life's storms become less destabilizing and more manageable.

Paul Shannon sits down with lender-turned-operator Ryan Duff to unpack how lenders really size risk and how LPs can use the same lens. Ryan financed ~$4B+ across cycles before launching Seaport, and he explains why trailing 3–6 month economic occupancy (physical vacancy + concessions + loss-to-lease) tells you more than any glossy OM. Join us to dive into debt yield, DSCR reality vs. pitch decks, the broker-driven “falsified inputs” fiasco and subsequent lender cleanup, and why he prioritizes local, vertically integrated operators with disciplined leverage and cash buffers. Key Takeaways: Underwrite like a lender: focus on economic occupancy (vacancy, concessions, loss-to-lease), not just IRR/EM multiples Expenses are mostly knowable; deals are won/lost on the top-line and honest reporting of rent integrity Debt terms follow the inputs: DSCR, debt yield, and recent trailing performance drive survivability Protect yourself: vet the GP first (local, cycled deals, vertical ops, conservative leverage, transparency) Industry shift: tighter lender verification post-froth (less room for “massaged” rent rolls), more equity skin-in-the-game Bridge debt isn't evil, operator fit + execution speed must match the capital structure Disclaimer The content of this podcast is for informational purposes only. All host and participant opinions are their own. Investment in any asset, real estate included, involves risk, so use your best judgment and consult with qualified advisors before investing. You should only risk capital you can afford to lose. Remember that past performance is not indicative of future results. This podcast may contain paid advertisements or other promotional materials for real estate investment advisers, investment funds, and investment opportunities, which should not be interpreted as a recommendation, endorsement, or testimonial by PassivePockets, LLC or any of its affiliates. Viewers must conduct their own due diligence and consider their own financial situations before engaging with any of the advertised offerings, products, or services. PassivePockets, LLC disclaims all liability for direct, indirect, consequential, or other damages arising out of reliance on information and advertisements presented in this podcast.

For many people, contentment feels just out of reach—always tied to the next raise, the next purchase, or the next season of life. Yet Scripture calls us to something deeper and more lasting: a contentment that doesn't depend on circumstances but rests in Christ Himself.Psalm 23 begins with a stunning declaration:“The Lord is my shepherd; I have all that I need.” — Psalm 23:1 (NLT)David's words remind us that contentment doesn't come from acquiring more but from trusting the One who provides. Just as sheep rest securely under the care of their shepherd, we can rest in God's faithful provision.True contentment isn't about suppressing desire—it's about redirecting it. When we find sufficiency in Christ rather than in money, possessions, or achievements, we're freed from the trap of covetousness and anchored in the truth that in Him, we already have all we truly need.The Ancient Lie of DiscontentmentDiscontentment has plagued humanity from the beginning. In Eden, Adam and Eve had everything they needed, yet the serpent's lie convinced them they lacked something essential. Discontentment still whispers, “God is holding out on you—you'd be better off if you had more.”Today, that same voice is amplified through advertising, social media, and cultural comparison. We scroll through highlight reels and feel our lives don't measure up. But Hebrews 13:5 offers the antidote:“Keep your life free from love of money, and be content with what you have, for he has said, ‘I will never leave you nor forsake you.'”The cure for discontentment isn't having more—it's remembering that God is always with us.The Freedom of “Enough”Contentment is not resignation—it's liberation. It frees us from envy, overspending, and the crushing weight of comparison. Instead of striving endlessly for more, we learn to steward wisely what God has entrusted to us.Proverbs 30:8–9 captures this balanced perspective beautifully:“Give me neither poverty nor riches; feed me with the food that is needful for me…”The wise steward seeks enough—not excess. When we live this way, our financial decisions change. We spend with purpose. We give with joy. We save with peace. Contentment reorients money from being our master to being a tool for God's Kingdom.Think of the widow of Zarephath in 1 Kings 17. With only a handful of flour and a little oil left, she faced famine. Yet when Elijah asked her to make him a cake first, she trusted God's word—and He provided, not with overflowing barns, but with daily sufficiency.Or consider the Macedonian believers in 2 Corinthians 8. Paul wrote,“In a severe test of affliction, their abundance of joy and their extreme poverty have overflowed in a wealth of generosity.”Despite having little, they gave with glad hearts because their contentment was in Christ, not in their circumstances.These examples remind us that contentment and generosity often go hand in hand. When we are satisfied in Christ, we're free to bless others.Trusting the God Who ProvidesAt the heart of contentment is trust. Jesus said in Matthew 6:25–26,“Do not be anxious about your life… Look at the birds of the air: they neither sow nor reap nor gather into barns, and yet your heavenly Father feeds them. Are you not of more value than they?”Contentment flows from believing that God knows what we need and delights to provide for His children. As Elisabeth Elliot once wrote, “The secret is Christ in me, not me in a different set of circumstances.”When Christ becomes our treasure, everything else finds its proper place.That's why Paul could say in 1 Timothy 6:6:“Godliness with contentment is great gain.”Contentment isn't a loss—it's true gain. It's the kind of wealth no market downturn can erase and no thief can steal. Choosing contentment doesn't mean settling for less; it means resting in the sufficiency of Christ.When we stop chasing “more” and start trusting God's daily provision, we discover freedom, peace, and joy. That's the essence of faithful stewardship—not just managing money, but aligning our hearts with the One who promises, “I will never leave you nor forsake you.”On Today's Program, Rob Answers Listener Questions:I own several rental properties and would like to leave one to each of my children. I still want to collect the rental income, but I'd like to avoid probate and ensure a smooth transition when I pass away. How can I set up a trust to do that, and what's the best way to move forward?I got divorced in my mid-50s and had to start over from scratch. I'm now 66 with a little over $37,000 in my 401(k), which I'm eligible to roll over into an IRA. I'd really like to invest that money through a biblically based firm, but most of the ones I've contacted require a minimum investment of $50,000. Do you have any suggestions? And how can I build my savings over the next four years? $37,000 won't last long.I'm retired, and my husband will be retiring soon. We don't have a lot saved, but he does have a 401(k) through work. We're unsure what to do with it or how to ensure we'll have enough to live on in retirement. Can you help us think through the next steps?I work with students, and I've offered to invest $4,000, allowing them to choose some stocks to learn how investing works. Since I'll keep the money but let them make the decisions, what's the best way to buy individual stocks for this kind of project?My daughter's credit score is around 625, and she's committed to improving it. My score is over 800, and I've heard that adding her as an authorized user on my credit card could help her. Can you explain how that works and whether it could affect either of our credit scores?I feel completely lost when it comes to finances, but I want to set my family up for success. Can you recommend a reliable resource or starting point for learning the basics of managing money wisely?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Open Hands FinanceFidelity | Charles Schwab | Robinhood | Public | Stash | SoFi InvestYour Money Counts: The Biblical Guide to Earning, Spending, Saving, Investing, Giving, and Getting Out of Debt by Howard DaytonMaster Your Money: A Step-by-Step Plan for Experiencing Financial Contentment by Ron Blue with Michael BlueRedeeming Money: How God Reveals and Reorients Our Hearts by Paul David TrippMoney, Possessions, and Eternity: A Comprehensive Guide to What the Bible Says about Financial Stewardship, Generosity, Materialism, Retirement, Financial Planning, Gambling, Debt, and More by Randy AlcornWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

“We're sitting on the ultimate house of cards,” says real estate developer Mitch Vexler to Daniela Cambone. He details how a “$5.1 trillion school bond Ponzi scheme” using inflated home values is pushing the system to “terminal failure.” He warns of the outcome: “Can you imagine what will happen if a school district... shows up in mass to take over an entire subdivision of defaulted houses? Do you understand by definition that's an act of war? That's the problem. That's where this ends up.”✅ FREE RESOURCESDownload The Private Wealth Playbook — a data-backed guide to strategically acquiring gold and silver for maximum protection, privacy, and performance. Plus, get Daniela Cambone's Top 10 Lessons to safeguard your wealth (FREE)

Author Morgan Housel's new book, The Art of Spending Money, argues that the way we spend money matters just as much as how we earn or invest it. And for many of us, the biggest culprit that's killing our budget doesn't even show up in a spreadsheet. Book link: https://www.amazon.com/Art-Spending-Money-Simple-Choices/dp/0593716620

In this conversation, Roger Ketchum and Dylan Silver discuss innovative strategies in real estate investment, emphasizing creative acquisition methods over traditional approaches. They highlight the importance of self-belief and having a roadmap for success, especially when facing challenges in the industry. The discussion also touches on the differences between residential and commercial real estate coaching, showcasing various strategies such as seller financing and fix-and-flips.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-moneyIn this episode of the Debt-Free Dad Podcast, host Kati shares her personal journey of balancing debt payoff and savings. With over $236,446 in debts paid off, Kati discusses the challenges and strategies she used to also save and invest $89,500 into her emergency funds, retirement plans, and health savings account. She highlights the importance of an emergency fund, prioritizing debt repayment, automating savings, and making wise financial decisions with windfalls. Additionally, Kati reflects on her parents' retirement experience and shares actionable steps to manage finances effectively. Join Kati as she offers valuable insights to help you take control of your finances and achieve debt freedom. Support the showThe Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner Connect With Brad Website- https://www.debtfreedad.com Facebook - https://www.facebook.com/thedebtfreedad Private Facebook Group - https://www.facebook.com/groups/debtfreedad Instagram - https://www.instagram.com/debtfreedad/ TikTok - https://www.tiktok.com/@debt_free_dad YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured Thanks For Listening Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Debt isn't bad, it's a tool.But how you use it determines whether it accelerates your wealth or quietly eats away at it.In this episode, I break down how to think about debt like an investor, not a victim.You'll learn when it actually makes sense to pay off debt first, how to invest while paying it down, and one sneaky hack to access credit for free (without paying a single dollar in interest). Tune in to learn:Why debt isn't inherently good or bad—and how to leverage it to grow fasterHow to decide when to pay off debt vs invest firstWhy every woman should be investing even with debtThe surprising math behind interest rates that determines your best moveA sneaky 0% balance transfer hack to access credit for free

Join the community built to help you master your money, stay accountable, and reach financial freedom.

Gaza; Ukraine; Bolivia; I-5; Debt; AWS; Jewel Heist; Eye Implant; Waymo | Yaron Brook ShowOctober 20, 2025

Money and marriage—two things God designed to bless us, but they can also be two of the greatest sources of stress. What if we turned financial conflict into connection?Dr. Shane Enete joins us today to share six creative ways couples can build stronger relationships by having intentional financial conversations—what he calls “money dates.”Dr. Shane Enete is an Associate Professor of Finance at Biola University and founded the Biola Center for Financial Planning. He is also the author of the book Whole Heart Finances: A Jesus-Centered Guide to Managing Your Money with Joy.Why You Need to Talk About Money—IntentionallyMany couples avoid conversations about money out of fear. A study of 2,000 couples found that half of them were uncomfortable discussing money because they worried it would lead to conflict. The irony is that by avoiding those talks, the conflict only deepens.On average, couples argue about money 58 times a year. But what if, instead of waiting for issues to flare up, you set aside regular time to talk about your finances together—proactively and prayerfully?That's the heart behind the idea of money dates. You might have to rip off the bandage at first, but we want to help couples make these conversations not just necessary—but enjoyable.Turning Financial Talks Into DatesThese aren't meant for finger-pointing but for course correction—a time to realign your financial goals with your values.But also, why not make it a date? Dating can be a lot of fun if you're intentional. So why not combine something enjoyable with something that's often uncomfortable? When you connect in a fun environment, even money talk becomes more meaningful.The key is consistency. Whether it's over dinner, coffee, or a quiet walk, having a regular rhythm of financial connection helps you stay on the same page as a couple—and deepens your trust.Money Date #1: Share Your Money StoryEvery person brings a financial backstory into marriage—habits, fears, and attitudes shaped by family and early experiences.Think of it as your money autobiography. Reflect on what you learned about money growing up, what messages you received from your parents, and how those experiences influence your decisions today.Take your spouse out for dinner and share those stories. You'll gain empathy and understanding for each other's perspectives. When you know your partner's money story, their spending or saving habits make a lot more sense.Try this: Ask each other, “What's your earliest memory of money?” The answers may surprise you—and bring you closer.Money Date #2: Give TogetherGenerosity is one of the most unifying acts a couple can experience. Here are a few ways to make generosity a shared journey:Set a giving goal. Track your progress as a family and celebrate milestones together.Join a giving circle. Partner with friends or your small group to pool resources for a cause you all care about.Create a stretch goal. As your income grows, commit to increasing your giving percentage over time.These conversations shift the focus from money as a source of stress to money as a means of Kingdom impact.Money Date #3: Cook the BooksThis one's both literal and figurative! Instead of going out, stay home and cook a meal together—or grab takeout for a picnic. Use the relaxed environment to talk about your budget rhythm:Who tracks expenses?What budgeting tools or apps will you use?How often will you review spending?The FaithFi app can help simplify this process. It lets couples track giving, spending, and saving all in one place—while keeping biblical wisdom at the center.Money Date #4: Check Your Credit (at the Spa!)Debt can carry emotional weight, so create a peaceful setting for this conversation. A spa day is perfect. It's relaxing—and you can often find affordable day passes.While you unwind, discuss:How much debt do you currently carry?How did your family handle debt growing up?What boundaries would you like to establish regarding credit use?This isn't about blame. It's about caring for each other and agreeing on a plan that both of you believe in.Money Date #5: Number Your DaysThis one takes its inspiration from Psalm 90:12: “Teach us to number our days, that we may gain a heart of wisdom.”Couples should view estate planning as an act of love. When you prepare a will, name a guardian, or establish a power of attorney, you're doing something deeply selfless—caring for others even after you're gone.Spend a date identifying:Who will serve as executor or guardian for your children?How do you want your assets used to bless others?What legacy of faith and generosity do you want to leave behind?Growing Together Through Financial StewardshipMoney dates are about far more than numbers. They're about connection, empathy, and shared purpose. When couples talk about money in ways that honor God and each other, they grow in wisdom—and unity.When you come together around money with openness and grace, you draw closer not just to each other, but to the heart of God.———————————————————————————————————————Dr. Enete's full article, “Six Great Money Dates,” appears in the latest issue of Faithful Steward magazine—available to all FaithFi Partners.When you become a FaithFi Partner with a monthly gift of $35 (or $400 annually), you'll receive Faithful Steward magazine and other exclusive resources to help you grow as a faithful steward. Visit FaithFi.com/Partner to learn more.On Today's Program, Rob Answers Listener Questions:I'm a single mom, 31 years old, raising my 5-year-old son without any child support. I've managed to save about $42,000 in a separate account, but now I'd like to start investing that money for his future. I want something safe and low-risk—something that will be there for him when he needs it. What would you recommend?My 27-year-old daughter has a traditional 401(k) from her previous job here in the U.S., but she's now working overseas. She's planning to roll her 401(k) into an IRA with Fidelity. Since she's still young and making this move, would this be a good time to consider one of those backdoor Roth conversions you've discussed before?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Click here for 2026 GPS Business PlanningAlign your business and life, experience success like you haven't in the past. -----------------------Everyone is talking about interest rates, but that is not the biggest thing holding buyers back right now. In this episode, we explore the real forces we need to be talking about. More importantly, we get into how you should be educating your clients right now, why "we'll buy when rates drop" is a broken plan, and what you can do to help your clients move forward in a way that is in their best interest.If you want to be the agent people trust when the market is confusing — not just when it's easy — this is the episode.Subscribe, comment, and share.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture The [CB] debt ceiling was an illusion to make people think that there were control mechanisms, there are not, congress must always raise the debt ceiling. Trump is going to return the [CB] currency, buying power will return to the people. Trump is getting ready to unleash and energy revolution in Alaska. Trump has trapped the [DS] in each war, he ushered in peace. Now he is going to do it with Ukraine and Russia, he knows who the warmongers are and he is leading them down a path of no return. The election rigging is being investigated and now they brought on another attorney that worked with stop the steal, once the election rigging is exposed it is game over. The [DS] will fight back but Trump knows their playbook.   Economy https://twitter.com/KobeissiLetter/status/1979540446276702707 pace, total debt would hit a record $40 trillion by as soon as 2026. As a result, the Debt-to-GDP ratio now stands at 124%, the highest since 2021 and near the 2020 record. The US debt crisis has reached unprecedented levels. Opinion: ‘Sell' signs are showing up in the stock market — but this number matters most The S&P 500 can climb a ‘wall of worry' — if it stays above 6,500 Source: marketwatch.com Jerome Powell may have just given stock investors a new reason to be worried Fed plans to end its ‘quantitative tightening' — but stocks do better under those conditions Source: themarketwatch.com (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Fed Likely to Cut Rates By a ‘Safe' Quarter Point, Absent Data  The Federal Reserve is preparing for its next policy meeting with less clarity than usual. The government shutdown has paused the release of key data, leaving officials to decide whether to cut interest rates again with only a partial view of the U.S. economy. Most expect the central bank to take the cautious route: a quarter-percentage-point rate cut meant to preserve flexibility until the numbers return. Source: barrons.com Trump "Worked Magic" On Beef Deal - Likely With Argentina - As Cattle Futures Surge Most Since 1978  That's prompted President Trump to take action - just like he did with eggs earlier this year - and told reporters in the Oval Office on Thursday that his administration has reached a deal to lower beef prices. "We are working on beef, and I think we have a deal on beef that's going to bring the price" down, Trump said, adding, "That would be the one product that we would say is a little bit higher than we want it, maybe higher than we want it, and that's going to be coming down pretty soon too. We did something, we worked our magic." President Trump said his administration is working to reduce record-high beef prices caused by drought impacting US cattle ranchers https://t.co/dnA1HNMN0e pic.twitter.com/14oA7juFtB — Reuters (@Reuters) October 17, 2025 Bloomberg pointed out, "The president's comments came days after he hosted Argentinian President Javier Milei at the White House to discuss trade and financing to help bolster the country's economy. The US is a major importer of Argentine beef, though shipments are subject to an annual quota before expanded tariffs kick in." It's likely the "magic" will come from Argentin...

As China's Communist Party conclave gets underway, we take a look at one of the biggest things affecting the country's economy; debt. 2024 saw an estimated 25 - 34 million people default on their personal loans while household debt has now reached more than 60% of GDP. With the government using subsidies and handouts to get people spending, can China's debt problem be solved?Presenter: Ed Butler / Producer: Matt Lines(Image: Diners in Shanghai, China during Golden Week, 2024. Credit: Getty Images)

Why do so many highly educated healthcare professionals feel lost when it comes to money? From student debt to investing, doctors, dentists, and chiropractors often graduate with six figures of debt and zero financial training. In this eye-opening episode, Dr. Lauryn sits down with New York-based dentist and personal finance educator Dr. Mike Mackney to unpack the financial lessons that every healthcare provider should have learned in school—but didn't.Together, they explore how to shift from survival mode to wealth-building, the difference between good and bad debt, and why investing early (even $50 at a time) can change your future. Dr. Mike shares his journey from dental school debt to owning multiple rental properties, the mindset shifts that helped him get there, and the simple habits that can help any healthcare provider take control of their financial futureKey Takeaways:Financial literacy is the missing piece in healthcare education. Most medical programs teach treatment—not wealth—and it's costing providers years of financial freedom.Debt isn't always bad—it's a tool. Dr. Mackney explains how understanding good vs. bad debt can open doors to ownership, real estate investing, and long-term wealth.Start small, start early. Even minimal investments create valuable financial habits and compound knowledge over time.Lifestyle creep kills freedom. The fastest way to lose financial progress is by inflating expenses as income rises—intentional spending builds sustainable success.About the Guest:Dr. Mike Mackney is a New York-based dentist on a mission to simplify personal finance and investing for busy healthcare professionals. A full-time clinician turned educator, Dr. Mackney began teaching himself the fundamentals of wealth-building during dental school, eventually expanding into real estate, stocks, and financial coaching. Through his growing social media presence, he helps doctors and dentists take control of their finances, break free from debt anxiety, and build the financial future they deserve.Learn all about Dr. Mike and how you can work with himFollow Dr. Mike: Instagram | LinkedIn Resources:Grow Your Following: A 3-Day Bootcamp for Healthcare Providers Who Want More Reach, More Followers, and More Impact (October 28th, 29th, 30th)Join The Uncharted CEO: An 8-week immersive experience for clinic owners designed to increase revenue, maximize profits, and build cash flow systems that create freedom NOW, not at 65. Not sure if The Uncharted CEO is right for you? Take the quiz and find out!Join The Uncharted Collective: A Membership for Healthcare Professionals to Build a Profitable Personal Brand in Just 2 Hours a WeekFollow She Slays on YouTube to watch video versions of the show and get additional content!Sign up for the Weekly Slay newsletter!Follow She Slays and Dr. Lauryn:

Jon Yoo is with Convoy Home Loans based in Los Angeles. They specialize in DSCR Loans for commercial investors. On today's show we are talking about some of the market dynamics. To connect with Jon, visit https://convoyhomeloans.com/ or email him at info@convoyhomeloans.com. ------------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

Welcome to the Celestial Insights Podcast, the show that brings the stars down to Earth! Each week, astrologer, coach, and intuitive Celeste Brooks of Astrology by Celeste will be your guide. Her website is astrologybyceleste.com.  

Megyn Kelly opens the show by discussing her trip to DC to attend the Charlie Kirk Presidential Medal of Freedom ceremony held yesterday, the powerful moments with President Trump and Erika Kirk, and more. Then Jack Posobiec, TPUSA contributor, joins to discuss the wide array of people who came together to honor Charlie at yesterday's ceremony, how Charlie served as a “bridge” uniting people across the movement, the truth about why the left is terrified of his legacy, how Charlie brought the two of them together, the growing division in America because of the absence of God in our culture, the truth about Charlie's compassion toward all, and more. Then Ana Kasparian, host and executive producer of "The Young Turks," joins to discuss Katie Porter once again proving she's not ready to be a real leader, her struggle to explain away her bad media moments in a new interview, her lack of authenticity and honesty, Kamala Harris's inability to speak coherently in public about her policy views, her increasingly strange behavior, reports of Bari Weiss already facing backlash from CBS News staff following her recent takeover, what it reveals about today's newsroom culture, and more. Posobiec- https://x.com/JackPosobiecKasparian- https://kasparian.substack.com/ Done with Debt: https://www.DoneWithDebt.com & tell them Megyn Kelly sent you!Incogni: Take your personal data back with Incogni! Get 60% off an annual plan at https://incogni.com/MEGYNcode MEGYN at checkout.Cowboy Colostrum: Get 25% Off Cowboy Colostrum with code MK at https://www.cowboycolostrum.com/MKUnplugged: Switching is simple, Visit https://Unplugged.com/MK and order your UP phone today!  Follow The Megyn Kelly Show on all social platforms:YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at:https://www.devilmaycaremedia.com/megynkellyshow Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.