Podcasts about Debt

In this episode, Vinney Chopra leads a thoughtful mastermind discussion on where the economy may be heading and how investors can position themselves wisely. From real estate cycles and regional market differences to the unseen forces shaping employment and wealth, Vinney brings clarity to a noisy and uncertain landscape using grounded experience instead of speculation.   Key areas covered in the conversation include:  

In this episode of the Real Estate Pros podcast, host Michelle Kesil interviews Ari Rastegar, an investment manager and developer based in Texas. Ari shares insights into his extensive experience in real estate, discussing innovative projects, the challenges he has faced, and the importance of strategic investment. He highlights the potential of 3D printing in construction as a solution to housing shortages and emphasizes the need for resilience and risk management in entrepreneurship. The conversation concludes with information on how listeners can connect with Rastegar Capital.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe US is now withdrawing from the GCF, the entire plan of the [WEF]/[CB] is imploding. Housing is going to boom, Trump has all the pieces in place. Supreme Court is suppose to make a decision on tariffs, if they rule against Trump he has another card up his sleeve.US trade deficit dropped by 40%. Trump just gave the [WEF] the middle finger and shutdown their entire agenda. The [DS] is doing exactly what Trump wants, they are building the insurrection right in front of the countries eyes. Trump has now set the trap of all traps, never interfere with an enemy while in the process of destroying themselves. Trump has the military, he has the law on his side, everything has been planned for, playbook known. Economy https://twitter.com/SecScottBessent/status/2009264006083522849?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/TKL_Adam/status/2009018778294927730?s=20 https://twitter.com/profstonge/status/2009298104764219475?s=20 The Supreme Court is expected to potentially rule on the legality of President Trump’s tariffs under the International Emergency Economic Powers Act (IEEPA) as early as tomorrow, January 9, 2026, at around 10 a.m. ET.  The justices heard oral arguments in the consolidated cases (Learning Resources, Inc. v. Trump and Trump v. V.O.S. Selections, Inc.) on November 5, 2025, where they appeared skeptical of the administration’s position that IEEPA grants the president authority to impose such sweeping tariffs during declared national emergencies.  Lower courts had previously ruled against the tariffs’ legality, but they remain in effect pending the Supreme Court’s decision.    These options are drawn from existing trade laws and have been used by past administrations. Here’s a breakdown of the key alternatives: Section 232 of the Trade Expansion Act of 1962: This allows the president to impose tariffs on imports deemed a threat to national security after an investigation by the Department of Commerce. There’s no cap on duty levels or duration, making it flexible for broad application, such as on steel or autos.  Section 301 of the Trade Act of 1974: Through the U.S. Trade Representative (USTR), this permits tariffs in response to unfair or discriminatory foreign trade practices that violate international agreements or harm U.S. commerce. No rate limit exists, but it requires an investigation and findings, which could target specific countries like China.  Section 122 of the Trade Act of 1974: This enables temporary import surcharges of up to 15% (or quotas) for up to 150 days to address “large and serious” balance-of-payments deficits. It’s seen as a quick interim option while longer-term measures are pursued, but extensions need congressional approval.  Section 201 of the Trade Act of 1974: Known as “safeguard” measures, this authorizes tariffs if surging imports are causing or threatening serious injury to domestic industries. It requires a U.S. International Trade Commission investigation and recommendation, with tariffs potentially lasting up to four years (extendable to eight).  Section 338 of the Tariff Act of 1930: This allows duties up to 50% on imports from countries engaging in “unfair” practices that discriminate against U.S. exports. It’s less commonly used and could face immediate lawsuits due to its broad interpretation potential. The administration has signaled readiness to shift to these tools, potentially starting with Section 122 for rapid implementation. U.S. Trade Deficit Drops 40% in Latest Commerce Dept Report  As you review this latest data on trade, remember any drop in trade deficits has two big picture functions: First, lower trade deficits generally mean the accompanying GDP release will be stronger than anticipated because imported products are a deduction from the valuation of all goods and services created in the U.S. economy.  Lower imports mean less is deducted. Secondly, and perhaps most importantly, a drop in the trade deficit created by diminished imports means more wealth remains inside the USA. We are not spending, sending money overseas, to import foreign goods at the same rate, and that money stays inside the U.S. economy. More wealth inside the U.S. provides the fuel for expanded domestic growth, more investment gains in USA manufacturing and USA industry and the ability to pay higher USA wages. The Commerce Department is reporting today that the U.S. trade deficit for October 2025 dropped to the smallest amount in 16-years.  A significant amount of the deficit drop was because a high value of physical precious metals (gold/silver) was exported, simultaneous with big offshore pharmaceutical companies dropping the prices of imported products (policy and tariff pressure).   Some may question whether internal consumer demand has declined, causing the significant drop in imports.  However, the U.S productivity rate is still very high – which generally means domestic consumer demand is still high and all units produced have a lower overall cost per unit. Economic analysis can get weedy…. so, a simple way to look at productivity is to think about baking bread in your kitchen. If you were going to bake 4 loaves of bread it might take you 2 hrs. start to finish. However, if you were going to bake 8 loaves of bread it would not take you twice as long because most of the tasks can be accomplished with simple increases in batch size, and only minor increases in labor time. Your productivity measured in the last four loaves is higher. Economic Productivity is measured much the same way, within what's called a production probability equation. Additionally, if two hours of your time are worth $40, each of four loaves of bread costs $10 in labor; but if you make 8 loaves in the same amount of time the labor cost is only $5/per loaf.   When we see higher productivity in direct alignment with GDP increases, the increased production indicates sustainable GDP growth. Source: theconservativetreehouse.com https://twitter.com/RealEJAntoni/status/2009314808332734604?s=20 Political/Rights https://twitter.com/lizcollin/status/2009046198314008954?s=20 DOGE   Geopolitical https://twitter.com/visegrad24/status/2009287108796575807?s=20 https://twitter.com/disclosetv/status/2009306335087665208?s=20 These nine Republican lawmakers joined the Democrats: Fitzpatrick (PA), Bresnahan (PA), Mackenzie (PA), Lawler (NY), Salazar (FL), LaLota (NY), Valadao (CA), Kean (NJ), Miller (OH). Yes, for S.J. Res. 98 (the Venezuela war powers resolution referenced in the post) to become law and enforce limits on further U.S. military actions, it must pass the House of Representatives after its recent advancement in the Senate. If the House approves it, the bill would then go to President Trump, who has indicated he would likely veto it based on similar past actions.  If vetoed, Congress would need a two-thirds majority in both chambers to override.    Article II of the Constitution, as all Presidents, and their Departments of Justice, have determined before me. Nevertheless, a more important Senate Vote will be taking place next week on this very subject. https://twitter.com/DOGEai_tx/status/2009076665054277855?s=20  101’s 11-point democratization criteria – including releasing political prisoners and restoring National Assembly powers. The 2025 bill mandates strict oversight of any aid through Section 204’s safeguards against regime capture. Taxpayers deserve transparency: Will this embassy facilitate accountability for $150B in stolen oil revenues, or just greenlight more foreign aid slush funds? Strategic engagement only works if tied to verifiable reforms, not symbolic gestures. https://twitter.com/estrellainfant/status/2008948263916015793?s=20 Marco Rubio and Pete Hegseth continue to expose Delcy Rodríguez and, at the same time, prevent the internal fissures of the regime from spiraling into an uncontrolled collapse. That is no coincidence: it is strategy. Rubio is not acting to provoke an immediate implosion, but to manage the decomposition of power. By exposing contradictions, routes, false narratives, and opaque movements, he weakens Delcy in front of the Chavista leadership, but without pushing the system toward a violent break that generates a power vacuum, chaos, or an unpredictable military reaction. This achieves several objectives at once: First, it isolates Delcy. Every time she is exposed, her room to maneuver shrinks in front of her “external allies” and the regime’s hardline elements. She shifts from being an operator to becoming a risk. Second, it deepens internal distrust. When sensitive information starts to align with U.S. actions, within the regime no one knows who is leaking what. That paranoia is corrosive and weakens more than a direct strike. Third, it preserves the minimum governability necessary for a transition. An abrupt collapse favors criminal actors, armed dissidents, and foreign powers. Controlling the pace of the erosion allows maintaining channels, containing damage, and preparing the ground for a subsequent political process. In that context, Delcy is trapped. If she cooperates, she exposes herself. If she doesn’t cooperate, she becomes isolated. Any move weakens her. And Rubio, aware of that, pressures her without touching the final detonator. That’s why this deserves attention: we are not seeing improvisation or personal revenge, but a calibrated operation of attrition, where the goal is not to humiliate for spectacle, but to dismantle the regime piece by piece, avoiding Venezuela paying the cost of an uncontrolled collapse. https://twitter.com/amuse/status/2008967791966376081?s=20 https://twitter.com/disclosetv/status/2009090766354960453?s=20 War/Peace Security Alert – U. S. Embassy Kyiv, Ukraine (January 8, 2026) Location: Ukraine, all districts Event: The U.S. embassy in Kyiv has received information concerning a potentially significant air attack that may occur at any time over the next several days. The embassy, as always, recommends U.S. citizens be prepared to immediately shelter in the event an air alert is announced. Actions to Take: Identify shelter locations before any air alert. Download a reliable air alert app to your mobile phone, like Air Raid Siren  or Alarm Map . Immediately take shelter if an air alert is announced. Check local media for breaking news. Be prepared to adjust your plans. Keep reserves of water, food, and medication. Follow the directions of Ukrainian officials and first responders in the event of an emergency. Review what the Department of State Can and Cannot Do in a Crisis . https://twitter.com/Geiger_Capital/status/2008991231507099730?s=20    tremendous numbers being produced by Tariffs from other Countries, many of which, in the past, have “ripped off” the United States at levels never seen before, I would stay at the $1 Trillion Dollar number but, because of Tariffs, and the tremendous Income that they bring, amounts being generated, that would have been unthinkable in the past (especially just one year ago during the Sleepy Joe Biden Administration, the Worst President in the History of our Country!), we are able to easily hit the $1.5 Trillion Dollar number while, at the same time, producing an unparalleled Military Force, and having the ability to, at the same time, pay down Debt, and likewise, pay a substantial Dividend to moderate income Patriots within our Country! 
PRESIDENT DONALD J. TRUMP Medical/False Flags [DS] Agenda https://twitter.com/DerrickEvans4WV/status/2009097879106015609?s=20 https://twitter.com/EndWokeness/status/2009305173395415310?s=20 https://twitter.com/susancrabtree/status/2009271768121242054?s=20  years, which is happening this morning. This is the arrogant California corruption that has occurred under Newsom's watch and in this case —possibly his own direction or one of his top aide's —because the light was finally beginning to shine on why the Golden State has become so tarnished under his watch. https://twitter.com/MarioNawfal/status/2009188335873302712?s=20   She warned that the intimidation is systemic, and basically if you speak up, expect your life to be dismantled. Whistleblowers are supposed to be protected by law, and if they're being hunted for telling the truth, the system is being weaponized. @MarionONeill1 : “Retaliation has been going on for quite some time and it's now escalated. You're going to lose your job. You're going to lose your home. They'll track your children. They'll make sure you can't get a job anywhere Democrats control.  https://twitter.com/Peoples_Pundit/status/2009099844506501431?s=20 https://twitter.com/MrAndyNgo/status/2009087403575947648?s=20 DHS Sec. Kristi Noem Drops Facts, Cooks Walz and Frey During Presser on MN Anti-ICE Incident https://twitter.com/townhallcom/status/2009046495262110138?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2009046495262110138%7Ctwgr%5Ec2c616dd05bfbbc6e3cd4613990f826fb989a6af%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fsister-toldjah%2F2026%2F01%2F07%2Fkristi-noem-drops-facts-cooks-walz-and-frey-during-presser-on-mn-anti-ice-incident-n2197890   these federal law enforcement officers, they’ll say that when you call for back-up…it’s hit and miss.” https://twitter.com/townhallcom/status/2009044827158007875?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2009044827158007875%7Ctwgr%5Ec2c616dd05bfbbc6e3cd4613990f826fb989a6af%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fsister-toldjah%2F2026%2F01%2F07%2Fkristi-noem-drops-facts-cooks-walz-and-frey-during-presser-on-mn-anti-ice-incident-n2197890 Noem also shared that the woman in the SUV had been “stalking and impeding” the agents during the course of the day: https://twitter.com/realDailyWire/status/2009050638232244548?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2009050638232244548%7Ctwgr%5Ec2c616dd05bfbbc6e3cd4613990f826fb989a6af%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fsister-toldjah%2F2026%2F01%2F07%2Fkristi-noem-drops-facts-cooks-walz-and-frey-during-presser-on-mn-anti-ice-incident-n2197890 Source: redstate.com Breaking: The same ICE agent appears to have been dragged roughly 300 feet while executing an arrest warrant on an illegal alien, resulting in 33 stitches just six months ago. Video and full details below. Thanks to @MWhitney93679 for bring this to my attention. @DataRepublican @elonmusk https://cbsnews.com/minnesota/video/shocking-footage-shows-driver-dragging-deportation-officer/?referrer=grok.com https://twitter.com/elonmusk/status/2009292194406895696?s=20 https://twitter.com/julie_kelly2/status/2009044298486948261?s=20 https://twitter.com/warriors_mom/status/2009038176627876188?s=20   force by an ICE agent becomes unavoidable. And the local Minneapolis politicians decide it's the perfect opportunity to declare war against the federal government? https://twitter.com/MrAndyNgo/status/2009142447905882188?s=20   to the deadly incident, leftists are urging vengeance and riots in Minneapolis. Rioters earlier surged to a federal building and smashed up the entrance. The shooting incident occurred in the context of the far-left and Antifa urging violence against ICE for months. It has led to an Antifa cell carrying out an ambush shooting in Texas on the Prairieland facility. At least seven have pleaded guilty to a federal terrorism charge. Then, in Dallas, an ICE facility was shot up by an anti-ICE activist, killing people. https://twitter.com/KanekoaTheGreat/status/2009040818896830650?s=20 BREAKING: The wife of Renee Nicole Good—the 37-year-old Minneapolis shooting victim who attempted to run over an ICE officer—appears to have been outside the vehicle filming as her wife blocked ICE vehicles. She is seen wearing a flannel shirt, walking around the vehicle and recording ICE officers. She later runs back to the vehicle to check on Renee. Afterward, she tells a nearby man, “That's my wife.” When he asks if she knows any of her wife's relatives she could call, she responds, “We’re new here. I don’t have people… I can't even breathe right now.” Why was she outside the vehicle filming while her wife was blocking ICE officers? Terrible https://twitter.com/KanekoaTheGreat/status/2009143305075097679?s=20 https://twitter.com/seanmdav/status/2009103459019002182?s=20 https://twitter.com/RapidResponse47/status/2009270499398893758?s=20 https://twitter.com/WarClandestine/status/2009132509607677966?s=20 https://twitter.com/iAnonPatriot/status/2009087576402219051?s=20 https://twitter.com/Breaking911/status/2008995871724355652?s=20 https://twitter.com/libsoftiktok/status/2009297640555503770?s=20 https://twitter.com/nicksortor/status/2009197905723216144?s=20   After about two minutes on scene, my security began wanting to bring me out of there due to the immediate threats of violence. I tried to shorten this video as much as possible but it's tough given all the BS that unfolded. As soon as I dialed 911, one of the leftist screamed “Minneapolis Police are on OUR side!” Turns out, he was right. – A vehicle began chasing us the wrong way down a one way and then threatened to kiII me (dispatch heard this and responded by asking for my last name?) – First dispatcher promised they'd respond, asked me if I was “White,” held me on the phone for the 10 mins, and then ended the call – Second one called back and gave me the runaround as the situation worsens – Third one calls me back and tells me to go fck myself, essentially We ended up being FOLLOWED out of town, and requested backup set to arrive in a few hours. We are NOT giving up. Leftists WILL NOT terrorize us into silence. See you in a few hours, Minneapolis. Stay tuned. Will Trump invoke the Insurrection Act? Before Jan 20, 2029 57% Before 2027 43% Before Jan 20, 2029 If the President of the United States has invoked the Insurrection Act to deploy the United States military and/or the federalized National Guard within the United States before Jan 20, 2029, then the market resolves to Yes. Sources from the White House, The New York Times, the Associated Press, Reuters, Axios, Politico, Semafor, The Information, The Washington Post, The Wall Street Journal, ABC, CBS, CNN, Fox News, and MSNBC. Minneapolis Public Schools Cancel Classes and Activities for Rest of Week  Minneapolis Public Schools announced Wednesday night that all classes and activities were canceled for the rest of the week and that students would not have to do ‘e-learning' at home while schools are closed. Protests are expected in the coming days after a woman driver was shot and killed by a federal officer when she allegedly tried to run him over during a protest against ICE in a Minneapolis residential neighborhood Wednesday morning. MPS statement: No school Jan. 8-9 due to safety concerns Source: thegatewaypundit.com Preplanned Riot patterns. https://twitter.com/TheSCIF/status/2009115663848362251?s=20 https://twitter.com/MrAndyNgo/status/2009077478073979120?s=20 Do you think the criminals are trying to cover their tracks, with the riots are they going to burn down the many Somali daycares will they then file for insurance claims, loss of business revenue claims. https://twitter.com/MrAndyNgo/status/2009131575724625972?s=20 https://twitter.com/amuse/status/2009009290518872568?s=20 https://twitter.com/Cernovich/status/2009041195717284106?s=20 https://twitter.com/RapidResponse47/status/2009020845239533590?s=20 TAKE A LISTEN https://twitter.com/WarClandestine/status/2009117399300362278?s=20 DHS makes over 1500 immigration arrests in Minneapolis, Secretary Kristi Noem says  https://twitter.com/Sec_Noem/status/2008718230039450008?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2008718230039450008%7Ctwgr%5Ec51cd928497b686ddee7e7e639023089bf1f9b57%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fthenationaldesk.com%2Fnews%2Famericas-news-now%2Fdhs-makes-1500-arrests-in-minneapolis-secretary-kristi-noem-says source:  wgxa.tv/  https://twitter.com/JDVance/status/2009090255908130994?s=20 https://twitter.com/jsolomonReports/status/2009278938019688755?s=20 President Trump's Plan https://twitter.com/StephenM/status/2009059590726627814?s=20  https://twitter.com/RapidResponse47/status/2009334017250996436?s=20 The saying “don’t fire until you see the whites of their eyes” (or similar variations) is most famously associated with the Battle of Bunker Hill on June 17, 1775, during the early stages of the American Revolutionary War. American colonial forces, low on ammunition and facing British regulars advancing uphill, were reportedly instructed to hold their fire until the enemy was close enough for shots to be effective—maximizing the impact of limited powder and musket balls, which were inaccurate at longer ranges. BREAKING: Obama Judge Disqualifies Trump-Appointed US Attorney Overseeing Letitia James Investigations, Tosses Subpoenas Issued to James A federal judge on Thursday disqualified the Trump-appointed US Attorney for the Northern District of New York overseeing investigations into New York Attorney General Letitia James. US District Judge Lorna Schofield, an Obama appointee, disqualified acting US Attorney John Sarcone and quashed two subpoenas issues to Letitia James. Sarcone is the fifth Trump-appointed US Attorney to be disqualified by a rogue judge Source: thegatewaypundit.com https://twitter.com/WhiteHouse/status/2009025328065466665?s=20 WITHDRAWING FROM INTERNATIONAL ORGANIZATIONS: Today, President Donald J. Trump signed a Presidential Memorandum directing the withdrawal of the United States from 66 international organizations that no longer serve American interests. The Memorandum orders all Executive Departments and Agencies to cease participating in and funding 35 non-United Nations (UN) organizations and 31 UN entities that operate contrary to U.S. national interests, security, economic prosperity, or sovereignty. This follows a review ordered earlier this year of all international intergovernmental organizations, conventions, and treaties that the United States is a member of or party to, or that the United States funds or supports. These withdrawals will end American taxpayer funding and involvement in entities that advance globalist agendas over U.S. priorities, or that address important issues inefficiently or ineffectively such that U.S. taxpayer dollars are best allocated in other ways to support the relevant missions. RESTORING AMERICAN SOVEREIGNTY: President Trump is ending U.S. participation in international organizations that undermine America's independence and waste taxpayer dollars on ineffective or hostile agendas. Many of these bodies promote radical climate policies, global governance, and ideological programs that conflict with U.S. sovereignty and economic strength. American taxpayers have spent billions on these organizations with little return, while they often criticize U.S. policies, advance agendas contrary to our values, or waste taxpayer dollars by purporting to address important issues but not achieving any real results. By exiting these entities, President Trump is saving taxpayer money and refocusing resources on America First priorities.  This is factually a much bigger deal, a bigger win, than most will initially appreciate. Each of the institutions carry “membership fees” or financial obligations each participating government pays into. Each organization consists of board members, stakeholders and other administrative offices which employ the friends and families of current and former politicians, world “leaders” and essentially well-connected and disconnected elites who run the agencies. It's like a massive network of NGOs, except the entities exist exclusively with government funding. Just like the United Nations itself, the USA always pays the dues, fees and largest portion of the operating expenses, which includes payrolls and travel benefits. Other countries participate, but it is the USA who picks up the largest portion of the financial obligations for the organization itself to exist. Like USAID, the designated “global” organizations (conventions, treaties, etc) operate as massive bureaucratic rule makers for global standards and practices. The organizations themselves employ a network of downstream entities, agencies, contractors, think-tanks, academic liaisons and internal government offices who collaborate with the goals and objectives of the parent organization.   Withdrawing the support of the U.S. means cutting that entire apparatus off from receiving funding from the USA. Europe and the USA are the largest funders of each of these World Economic Forum aligned agencies. It is not coincidental that President Trump and Secretary Rubio are making this move in advance of President Trump traveling to Davos, where the network associations congregate. President Trump is expected to deliver a bucket of ice water upon the heads of those who attend Davos annually. The GREAT RESET crew, who design the global government customs and norms, is being reset. Source: theconservativetreehouse.com (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

1204: THE SACK OF CONSTANTINOPLE AND THE END OF CONTINUITY Colleague Professor Ed Watts, Author of The Romans. The Fourth Crusade, diverted by Venetian debt, sacked Constantinople in 1204, burning the city to quell resistance. Watts argues this marked the true end of the ancient Roman state. The meritocratic system collapsed, and elites like Nicetas Choniates lost everything, severing the 2,000-year political continuity of the empire. NUMBER 121661

Headlines:   Welcome To Mo News (02:00) Minneapolis Driver Shot And Killed By ICE Officer During Immigration-Related Operation (07:30) What The Law Saws About Officer-Involved Shootings (14:00) One Year After the L.A. Fires: Hope, Blame and Debt (19:20) Spencer Pratt Announces Run for L.A. Mayor On Fire Anniversary (22:15) Trump Looks To Ban Big Investors From Buying Homes (24:40) Iran Protests Continue As Death Toll Rises (28:50) RFK Jr.'s New Food Pyramid (31:45) Blue Zones: New Study Shows Where People Really Live Longer (35:45) On This Day In History (39:00) Thanks To Our Sponsors:  – LMNT⁠ - Free Sample Pack with any LMNT drink mix purchase –⁠ Industrious⁠ - Coworking office. 50% off day pass | Promo Code: MONEWS50 – Incogni - 60% off an annual plan| Promo Code: MONEWS– Aura Frames -  $35 off best-selling Carver Mat frames | Promo Code: MONEWS – Monarch - 50% off your first year | Promo Code: MONEWS

00:00:43 — Banker Wars, Debt, and the Push Toward Global ConflictKnight ties domestic violence, tanker seizures, and Greenland rhetoric to debt-driven war as an escape valve for financial collapse. 00:03:28 — Minneapolis Shooting as an Unjustified Police KillingHe analyzes video evidence to argue the ICE officer was not in danger, framing the killing as unlawful, not defensive. 00:07:12 — MAGA Cheerleading for Police ViolenceKnight condemns conservative influencers who defend lethal force purely out of partisan loyalty. 00:09:21 — Trump and Kristi Noem Spread Provable LiesHe accuses political leaders of fabricating facts contradicted by video to justify a killing. 00:13:28 — Labeling Victims “Domestic Terrorists” to Excuse MurderKnight explains how terrorism labels are used to strip civilians of legal protection after the fact. 00:16:15 — Federalized Policing as a Tool for Civil ConflictHe connects ICE deployments and quotas to deliberate escalation designed to provoke unrest, not restore order. 00:35:16 — Criminalizing Filming the PoliceKnight warns DHS treating observation as “obstruction” effectively nullifies First Amendment protections. 00:57:29 — Greenland and the Open End of NATOHe argues refusing to rule out seizing Greenland by force signals the collapse of NATO's postwar order. 01:00:43 — Stephen Miller's Strongman Worldview Comes Into FocusKnight identifies Miller as the chief architect of a force-first doctrine rejecting law in favor of domination. 01:07:54 — Cabinet Officials Living on Military Bases Signals Regime ShiftHe warns the relocation of civilian leadership onto bases marks a dangerous fusion of civil and military power. 01:17:24 — Testing Repression: If People Don't Resist, Expand ItKnight explains how protest crackdowns are used as pilot programs for wider speech and assembly suppression. 01:56:33 — Debt Traps Drive the Push Toward World WarHe concludes Western governments are accelerating toward global war to escape unsustainable debt and internal decay. Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHT Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.

00:00:43 — Banker Wars, Debt, and the Push Toward Global ConflictKnight ties domestic violence, tanker seizures, and Greenland rhetoric to debt-driven war as an escape valve for financial collapse. 00:03:28 — Minneapolis Shooting as an Unjustified Police KillingHe analyzes video evidence to argue the ICE officer was not in danger, framing the killing as unlawful, not defensive. 00:07:12 — MAGA Cheerleading for Police ViolenceKnight condemns conservative influencers who defend lethal force purely out of partisan loyalty. 00:09:21 — Trump and Kristi Noem Spread Provable LiesHe accuses political leaders of fabricating facts contradicted by video to justify a killing. 00:13:28 — Labeling Victims “Domestic Terrorists” to Excuse MurderKnight explains how terrorism labels are used to strip civilians of legal protection after the fact. 00:16:15 — Federalized Policing as a Tool for Civil ConflictHe connects ICE deployments and quotas to deliberate escalation designed to provoke unrest, not restore order. 00:35:16 — Criminalizing Filming the PoliceKnight warns DHS treating observation as “obstruction” effectively nullifies First Amendment protections. 00:57:29 — Greenland and the Open End of NATOHe argues refusing to rule out seizing Greenland by force signals the collapse of NATO's postwar order. 01:00:43 — Stephen Miller's Strongman Worldview Comes Into FocusKnight identifies Miller as the chief architect of a force-first doctrine rejecting law in favor of domination. 01:07:54 — Cabinet Officials Living on Military Bases Signals Regime ShiftHe warns the relocation of civilian leadership onto bases marks a dangerous fusion of civil and military power. 01:17:24 — Testing Repression: If People Don't Resist, Expand ItKnight explains how protest crackdowns are used as pilot programs for wider speech and assembly suppression. 01:56:33 — Debt Traps Drive the Push Toward World WarHe concludes Western governments are accelerating toward global war to escape unsustainable debt and internal decay. Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHT Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.

Why do resolutions die? How do you beat the odds and make your resolutions a reality? On January 1, we all believe that we are about to become someone who meal preps, budgets, and never impulse buys.  Does that always happen? On this week's episode of the podcast, Shawn & George talk about why resolutions die, including: Rebellion spending Waning motivation Shame or avoidance February Lack of tracking or monitoring Lack of specificity. More important, we also discuss how to beat the odds, including: Shrinking the goals Building systems Budgeting DIY Accountability Calendars Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026 

William White returns to assess a world edging closer to systemic stress. Drawing on decades advising central banks, he describes a macro regime defined not by temporary shocks, but by a deep reversal of the forces that once kept inflation low and debt manageable. From de-globalization and demographic decline to energy constraints and fragile supply chains, the conversation traces how rising costs collide with record public and private leverage. White warns that policy makers are trapped between inflationary pressures and debt sustainability, with no clean exit in sight. The discussion closes on AI, currency fragmentation, and the uncomfortable possibility that today's stability masks a far more dangerous future.-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Alan on Twitter.Follow William on LinkedIn.Episode TimeStamps: 00:00 - Why unchecked booms become more dangerous over time01:37 - Setting the stage for a new global macro regime03:53 - From disinflation to persistent inflation pressure07:10 - Supply side forces reversing after decades of support12:07 - Debt accumulation and unintended policy consequences13:03 - Why higher rates did not trigger an immediate crisis18:53 - Debt dynamics and the problem of sustainability19:57 - Tipping points and the psychology of market breaks26:40 - What happens when...

First off — Happy New Year. To kick off the year, this week's episode of the Wealth Formula Podcast is a solo one from me. I spend the episode walking through my outlook for 2026 and sharing a few predictions for how I think this cycle is going to play out. Lately, I keep hearing the same question phrased in different ways. The economy feels tight, but markets are holding up. Growth is coming in stronger than expected, inflation is easing, and yet a lot of the signals people usually rely on just don't seem to be lining up. That disconnect is really the starting point for this episode. Rather than reacting to headlines or making short-term calls, I wanted to step back and talk through the mechanics of what's actually driving this environment — and why it looks so different from the cycles most of us learned about. A lot of it comes down to debt, policy constraints, how capital moves today, and the growing influence of technology. When you start looking at those pieces together, some of the things that feel confusing begin to make a lot more sense. This isn't meant to be alarmist or overly optimistic. It's simply an attempt to frame the environment clearly so you can think about it more intelligently — especially if you're deploying capital or deciding whether it makes sense to sit on the sidelines. If you've felt like the economy and the markets aren't really speaking the same language right now, I think you'll find this episode useful. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  You need to be out of the dollar and into the investor class because that that widening gap between those who have, who own things, who own assets and those who do not is gonna continue to widen. Welcome everybody. This is Buck Joffrey with the Wealth Formula Podcast, and today I am going to do something a little bit different. I’m gonna kind of give you. My perspective, maybe predictions I dare say about, uh, the upcoming year in 2026, how I look at it, what I think, uh, uh, is likely outcome and why. Not that I am any smarter than any of you on this stuff, but I’ve actually kind of sat down and, and thought about, you know, the things that are going on in the macroeconomic. Side of things and, um, put some stuff together and, uh, hopefully you’ll enjoy it. We’ll have, uh, that right after these messages. Wealth formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from. Your own bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying you compound interest on that money even though you’ve borrowed it at result, you make money in two places at the same time. That’s why your invest. Get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealthformulabanking.com. Again, that’s wealthformulabanking.com. Welcome back everyone, and, uh, happy New Year to you. I forgot to even say that in the intro. How rude of me. Hopefully you had a great holiday, you had a great Christmas, and you’re bringing in the new year with a vision of health and wealth and PO prosperity and all that stuff. So anyway, let’s talk a little bit about, uh, you know what I am. Kinda looking at for 2026. Now, when you think about, well, what are these predictions and what could they be and all that, um, interest rates, inflation markets, you know, uh, let’s set the foundation for how I’m thinking about it, because everything else really kind of builds on it. And the most important thing to understand is that debt. Is really now I think the main character in the economy. I know we, people have been talking about this for a very long time, but I think, I think the debt issue is really, really becoming something that cannot be ignored, and I’ll get into that in a while. Obviously, I’m not saying that inflation and interest rates don’t matter. They matter enormously. Uh, those are the things that people actually feel, right? Higher prices, higher mortgage rates, higher insurance costs. What I’m saying is that the level of debt now determines really how decisions on those things are made from policy makers. You know, how do they respond to inflation and interest rates, recessions market stress. What debt does is it actually kinda limits the range of choices around how policy makers react to all these things. So once you see that, the behavior of the economy starts to, I think, make a lot more sense. So let’s start with. Sovereign debt, and I’m gonna start really basic here because the question is, you know, what exactly is sovereign debt? Okay. And sovereign debt is the money a government owes, okay? In the US it exists because the government consistently spends more than it collects in taxes, and that gap is called the deficit. When that happens year after year, you have an accumulation of debt. Now, when debt is low, it’s, it’s pretty manageable, right? But when debt gets very large, it starts to influence policy decisions, and that’s where we are right now. Uh, here’s the key mechanic that I think most people don’t really think about, right? Governments don’t pay off debt the way you and I, you know, pay off our debt, like mortgage or whatever. They always refinance it, right? So when the US government borrows money, it issues bonds. That’s how it does, those bonds have maturity dates, and when you buy a bond, you’re, you know, you’re loaning the government money. So when a bond matures, the government owes that principle back to you. Right? So that’s, that’s kind of how well we talk about, we talk about debt, but the government doesn’t save money over time to pay off that bond. Like, I mean, that’s the way you would think about it for you and me, right? I mean, at some point you’re like, ah, I really need to pay off this debt. I’m just gonna pay it off with this money that I saved. Instead, what they do is when a bond comes due, it issues a new bond and uses the money from that new bond to pay back the old one. Okay. Now, if that sounds familiar, uh, to you, it’s because it’s pretty much what we would call in plain English refinancing, right? Now imagine though, the government issued a bond a few years ago when interest rates were near zero. That bond matures today, interest rates are much higher, right to pay off the old bond. The government issues a new one at today’s higher rates. So the debt doesn’t disappear, it just becomes more expensive to carry, right? I mean, it’s just like you got a mortgage, you know you had a, a great rate, but you only got it for seven years and all of sudden you gotta refinance it. Gosh, all of a sudden that rate went really higher and your payments are much higher, and the debt payments going up, you know, for the government, what adds to that deficit? It’s a really, really vicious cycle. Now, take that process and multiply it across trillions of dollars of debt. Now you can start seeing why interest rates matter so much in a high debt system. Now, what makes this especially important right now is that for over the last several years, the US issued a very large amount of short-term debt. Short-term debt matures quickly, and that means large portions of government debt. Come due every year and have to be refinanced at whatever the interest rate exists at the time. So even if deficit stock growing tomorrow, which they won’t, the government would still need smooth functioning financial markets just to keep refinancing what it al what already exists now. This is why the economy has become so sensitive to interest rates, liquidity and confidence. Higher interest rates increase the cost of refinancing, right? We’ve mentioned that already. And that pushes deficits higher and forces even more borrowing. So I mentioned liquidity. What is that? Well, liquidity is about how easily money moves through the system. When liquidity is good, bonds are easily absorbed. Banks lend markets function normally, and when liquidity dries up, refinancing becomes fragile. That stress. Stress in the market spreads quickly. And then finally, confidence I mentioned too. Why does confidence matter? Well, confidence matters because investors need to believe that the system is gonna hold together. When confidence weakens, guess what happens? Well, what would happen if you think about it with a loan, a higher risk loan? While investors demand higher yields like refinance, it becomes even more expensive. And problems compound fast. Now, this is why Pol policymakers are extremely uncomfortable with high borrowing costs, reduced lending, falling asset values, and deep recessions. Recessions, by the way, don’t make debt easier to manage. They make it harder by reducing tax revenue and worsening debt ratios. Now that brings me to a, something that I am feeling sort of back and forth with. Um. You know, a listener who sent me some commentary about, you know, the fear of going back to 1970s, eighties style interest rates. But the thing is that I just don’t think that comparison works, and here’s why. Okay, so in the 1970s, the US had far less debt. Interest rates could go very high without threatening the government’s ability to refinance itself. Now today, with debt much larger relative to the economy, very high rates don’t just fight inflation. They stress the entire financial structure, right? You can’t just say, oh, we’re gonna make super high rates because the cost of all that debt the government has is gonna be extraordinarily expensive. Now, that doesn’t mean that rates can’t rise. It means policymakers have far less tolerance for how high and how long rates can stay elevated. It’s a completely different system from the 1970s and eighties. So I think trying to put things into that context is probably not, um, not a, a good way to think about it. So why am I fo focusing on this right now? Uh, instead of a few years ago, because again, we stu we didn’t suddenly become a high debt economy this year. So what changed? Well timing a massive amount of debt that was issued at very low interest rates, as I mentioned before, is now maturing and being refinanced at much higher rates, and that shift is no longer theoretical. It’s happening in real time. Last year, much of that low uh, rate, debt was still in place. Interest costs hadn’t fully reset, but going into 2026, they have no, I, I keep talking about, you know, how much we’re paying an interest, right? Because again, that’s a big difference between now and the 1970s when you could have, you know, you didn’t have as much debt so you could pay more interest on it. Right now, the US is now spending roughly a trillion dollars a year just on interest. Her perspective, right? I mean, what’s a trillion dollars? Uh, what does that even mean for the normal person? Well, for Perce perspective, that’s the defense budget. $1 trillion. It’s more than Medicare, more than most major federal programs. And the thing is that money doesn’t do anything, right. It doesn’t create growth. It just services past borrowing. And this is the point where debt stops being background noise, kind of an annoyance that people just say, well, we’ll kick it to the next generation. It start starts actively shaping, uh, policy decisions because it’s, it’s a thing that you gotta pay for. You gotta keep paying for it. So the takeaway I want you to carry forward is simple. We now live in a system where policymakers don’t have the luxury of letting things break when debt is low. Governments can tolerate deep recessions like you saw in the seventies and eighties and long recoveries. When debt is high, they can’t because even small shocks can just really get outta control quickly. And that’s the framework I think, uh, that I’m using as we move into interest rates, inflation, and what all this means for markets going into 2026. So let’s talk about interest rates. You’ve heard me say that I think that interest rates are gonna come down. Um, they’re gonna continue to tick down a little bit. I don’t think a lot, but I do think there’ll probably be at least one more rate cut. I think, you know, you’re probably gonna have some, um, uh, some lowering in the 10 year and, and the bond market in general. Uh, but interest rates are not gonna go back to 2010, right? They just aren’t. And. The 2010s were not normal. There were a very specific period created by very specific conditions, right? Inflation was persistently low, uh, but just wouldn’t go up. Globalization, uh, push prices down. Capital was abundant. Debt levels, well, they were high, but they’re rising, but they hadn’t become what they are now. And because of that, central banks could hold rates near zero without much consequence. That environment, unfortunately, does not exist now. So today, debt is much higher. Inflation risk is real again, and investors expect to be compensated for lending money long term. So even when rates decline from current levels, they do not return, uh, they will not return to where people, uh, anchor them psychologically. If they’re thinking about the 2000 tens, they’re gonna settle higher. Within the 2000 tens baseline, you see policymakers are kind of stuck if rates, uh, say too high for too long. We mentioned this before. Refinancing government debt becomes increasingly expensive. Interest costs rise, deficits, widen, and then you get that financial stress that’s spreads through the credit markets. But if rates are pushed too low for too long, borrowing accelerates. And that’s. When inflation resurfaces and confidence in the currency weakens, so then that’s the tug of war. So policymakers, uh, you know, they, they can no longer choose between high rates and low rates. They’re gonna be choosing how to manage, uh, the trade-offs, right? So what’s gonna happen is that you’re gonna see that rates are gonna move within a range. Uh, they come down when something breaks, they move back up when inflation pressures recurrent. Um, that’s why volatility matters more than the exact. Level of rates going forward, in my opinion. So we’re, we’re not returning to free money. We are also not headed to a permanent 1970 style high rate world. What we are doing is entering a time where borrowing costs matter. Again, refinancing is not guaranteed, and rate swings are part of the system, and that naturally leads to the question of inflation. So once you understand why rates. You know, don’t go back to the 2010. The next question becomes, uh, well, if policymakers can’t keep rates high for long and they can’t push them back to zero either, then what are they actually trying to ac accomplish? Well, the answer is that, that the goal is kind of shifted for decades. Economic policy was focused on disinflation, um, you know, pushing inflation lower and lower. Over time, uh, and inflation was actually treated as a failure, and that made sense. In a world with lower debt in a high debt world, that logic sort of breaks down, right? Deflation, which is actually falling prices, increases the real value of debt. Think about that for a moment. Like just in terms of. You know, you have a mortgage and you know, sometime, you know, your parents might have like a 30 year mortgage or something like that, that they’ve had for 25 years. They’ve been paying it off and it’s great. But the bigger thing to notice is the amount of money that they borrowed is actually very small in real world dollars because it’s, you know, 25 years later. See, inflation is bad when it’s, you know, you’re dealing with it, but inflation is. Good at one other thing, which is it’s good at eroding debt. It will make, uh, the amount of the value of the, you know, the actual money that you owe on debt lower over time. So that’s why you can’t have deflation, right? You can’t have deflation because that increases the real value of the debt. It discourages spending, slows growth and makes refinancing harder. So in today’s system, deflation is way, way more dangerous than moderate inflation. And so because of that inflation really isn’t something that I think is quite as important that has to be eliminated at all costs. That, you know, you have to be right at 2%, which is, you know, kind of what the, the fed his, his target is, right? Instead, what you gotta do is you gotta manage it. Of course, that doesn’t mean you want runaway inflation. What they wanna do is have enough inflation to keep nominal growth positive and prevent debt burdens from become heavier again. Why? What do I mean by that? You gotta have enough inflation to erode the debt that we have, right? So this is why that 2% inflation target should be understood. As, you know, kind of aspirational, but not absolute because having a little higher inflation, yeah, it hurts people. It’s, uh, it hurts people on a day-to-day basis, but actually helps with that. So even at, uh, you know, inflation sell a bit higher than, than, than the, you know, 2% fed target say it’s 4%, it’s actually eroding, uh, you know, it is eroding purchasing power, but it’s also eroding debt. It’s, it’s stabilizing debt dynamics. From the system’s perspective, of course that’s helpful. But for us, we’re paying for things on a day-to-day basis to see the cost of eggs and all that. It’s, it’s frustrating, right? And that tension between system stability and personal cost, it’s one of the defining features of the economy heading into 2026. So when you see policymakers tolerate inflation, uh, longer. Then you think they should or step in quickly When markets kind of wobble, it’s not confusion or incompetence, it’s actually constraint because debt limits the available choices. Rates are managed within a range. Inflation is guided and not eliminated. Now put those together and you get the environment we’re moving into, which is an economy where markets can look. Resilient, even while people feel stretched, right? I mean, that’s kinda what we’re feeling. Everybody’s like, oh, these markets are doing fantastic, you know? But then, you know, you look at consumer confidence, it goes down. It’s been going down every month. This is an environment where asset prices recover faster than wages, and we’re understanding how policy reacts becomes a real advantage. So that’s kind of my macro setup for 2026. Um, you know, with that framework, we can start looking into the first prediction I’ll make. And again, these are not, you know, crazy predictions. Uh, they are just generalized things that I think you’re gonna see. So, like the first one is that the markets will stop being reliable proxy for the economy. You could argue that’s already happened, right? Markets in the economy kind of stopped correlating. We saw it after the financial crisis, right? We saw it very clearly even during COVID. The decoupling itself is not new. What’s new is that that decoupling is no longer temporary. It’s become the baseline that’s become the new normal. Uh, for most of modern history people had a fairly reliable mental model, right? You probably do. If you grew up in the eighties and nineties, uh, as a kid or whatever, when the economy felt bad, layoffs, we growth falling in con incomes, markets usually reflected the pain. Right. Sometimes there was a gap. Sometimes markets recovered a little earlier, but eventually things kinda re converged. The economy healed. We just caught up in the markets and lived experience kinda lined up. Now that’s the model that most people still have in their heads, and that’s why so many people feel so confused right now. I mean, I feel confused by it. So what’s changed going into 2026? You know, it, it is, it’s structural Now. We’re no longer living in a system where policy intervenes only during emergencies. We are, uh, in a system where policy is always on, debt is permanently high, rates are actively managed, inflation is tolerated rather than eliminated. And as a result of that, markets aren’t really necessarily responding primarily to how. The economy feels to people they’re responding. Uh, you know, it’s responding to refinancing needs. Liquidity management. Uh, confidence preservation. That’s a very different signal. COVID is the clearest example of that ship, but it’s, it’s important to understand it correctly. So in 2020, the economy was literally shut down, right? Unemployment exploded. Uh, small businesses were collapsing, right? Like, this is COVID and yet markets bottom quickly. We saw that and then bam. All time highs, even though life kind of felt terrible for a lot of people. And that wasn’t because the economy was healthy, it was because policy overwhelmed fundamentals. And at the time that felt extraordinary. It felt very different. Like this doesn’t make any sense. What’s different now is that we’re still using the same playbook but with out in obvious crisis. So intervention is no longer reactive. It’s, you know, uh, it’s preventative. So what do I predict for 2026? Well, markets are gonna stop being a reliable proxy for economic health. Uh, you, you people can just stop talking about that. Like it, like it, it means anything anymore. Markets going to increasingly reflect how constrained policymakers are and how much liquidity is in the system, and how aggressively risk is being managed. They’re not gonna, the markets are not gonna tell you. About affordability, wage pressure, or whether life feels easier or harder for people. Right. Those are completely gonna, those are, it’s just a standard thing now that those are uncorrelated and the gap is not, uh, abnormal anymore. It’s. The operating environment. So what do you do with that information? Well, for an individual investor, this environment requires a real mindset shift, right? You can’t rely on your gut anymore. You can’t say, man, I feel like this economy doesn’t feel good. So the market’s gonna look at the, I mean, you, you, you know, a lot of people feel like the economy doesn’t feel good to them because of inflation, because of what happened with interest rates and all that stuff, right? But look it, you’ve got. Record breaking, uh, stock market numbers. You can’t rely on your gut anymore. Your gut is telling you the economy feels bad. For many people, that’s absolutely true. Costs are high. Again, things feel tight, and the instinct is to wait to sit in cash. To assume markets would reflect that pain, but that instinct used to work. And in this system it doesn’t because markets are no longer pricing in how the economy feels. They’re pricing policy response. Liquidity and constraints. So if you wait for the economy to feel good before you act, it’s gonna be way too late. So instead of asking, does the economy feel weak, you need to start asking different questions. You need to ask how constrained policymakers are, how quickly liquidity will return if markets wob on it, and where capital tends to flow first when policy steps sit. In other words. You gotta start really thinking about investing, right? Like you gotta, like right now. Now I’ve talked, I’ve beat this over many times before, but you know, you have, if you’re, if you’re saving money right now and you’re looking and you are wondering what to do, look for things that are on sale now. I spent real estate’s on sale right now. Right? Get your money into the markets one way or another. That’s what I would say. Whatever it is that you want to invest in. Don’t let your money just erode because this lack of correlation is, it’s a really, really important thing and it’s, it’s gonna continue to happen and you know what else is gonna happen Because of that, you’re gonna see an increasing widening up the wealth gap. People whose income is tied primarily to wages are, are gonna experience that inflation directly, right? Their money’s trapped in the real economy where costs rise faster than income. But investors on the other hand, have an opportunity to participate in the markets that are supported by this sort of unnatural infrastructure that I just mentioned, right? As asset prices are gonna continue going up. Now, I’m not here to judge whether that’s a good thing or a bad thing, I’m just telling you how it’s functions. So the investor class increasingly benefits from asset appreciation, right? Early access to liquidity. While lower income groups often can participate in that upside. Even as their cost of living rise, because they’re not in the markets, they’re not, they don’t own assets. So again, you have to stop, you know, using how the economy feels is your primary investing signal. If you wanna protect and grow your wealth in this environment, you need to understand how policy reacts, how you know liquidity moves, how assets behave when the system is under constraint. And in other words, uh, you know. Frankly, you just need to be part of the winning class, which is the investor class. Alright, so that’s kind of, uh, hopefully that made sense to you. Here’s another prediction for you, and this is probably more related to some of the things that we talk about usually, but I’ll say that multifamily and commercial real estate are going to finish their washout, and the window is gonna start to really close again. I’ve talked about this. Before, you’ve probably heard me say this, but let’s talk about multifamily and commercial real estate again, because you know, this audience doesn’t need just theory. You’ve already lived through the pain or the past two years you’ve seen deals blow up, capital calls go out, refinancings fail. So the real question going on in 2026 is not whether real estate breaks. It’s already, it already did. It already did. The real question is how much longer this phase lasts and what replaces it. My view is that 2025 into early 2026, um, represents the final phase of this unwind in the beginning of stabilization. I’m not predicting an immediate boom, not a return to 2021 by any means, but the end of obvious distress. So what’s happened already from 2022 to 2024? Multifamily and commercial real estate absorbed the fastest rate shock in modern history. Many of you lived through that. I lived through that. It’s painful. Debt costs doubled or tripled. Cap rates moved hundreds of basis points. You know, bridge debt structures broke, uh, refinancing assumptions collapsed. Now, a lot of the deals, I mean, I would say most of the deals, uh, uh, that, you know, kind of imploded, uh, shared the same DNA, you know, peaking price, uh, purchases, uh, during peak prices in 2021, early 2022. Uh, you know. Floating rate thin or negative cash flow based on, you know, the rates at the time. Maybe it was positive business plans that were really dependent on refi and rent growth. Um, those deals though, have largely already defaulted, recapitalize, or, you know, they’re being quietly handed back. And that matters because markets don’t keep breaking the same wave forever. If, if you’re seeing right now and if you’re in our investor club, you are. 30% discounts on a regular basis. Right? On a regular basis compared to the peak. Don’t assume that’s gonna last. That this is the key point I wanna make very clearly. If you’re looking at multifamily or commercial deals today that are trade trading at that 30% below where they were a couple years ago, you should not assume that window stays opening. Definitely because the level of discount there, uh, the level of discount exists because. Dried up liquidity, uh, because of that violent rate reset, uh, uncertainty. But here’s the thing, markets don’t stay frozen forever and as soon as pricing stabilizes, even at higher cap rates, which are going to be higher than they were, because you’re not gonna see interest rates down at zero, capital is gonna start to move again. And stabilization doesn’t require rates to go back to zero. It just requires some level of predictability. So here’s the sequence of what happens first, you know, the distress slows, uh, you see less and less defaults, and then slowly but surely cap rates stop expanding, right? That alone brings back buyers. Then as rates drift mo lower and volatility declines, lenders reenter selectively, debt becomes a billable again. It’s not cheap. It’s definitely usable and that brings more liquidity. When I say liquidity, in this context, I’m talking about just more deals getting done. And once liquidity returns, cap rates don’t stay wide forever. They compress, right? It’s competition. And again, when they compress, they’re not gonna go back to 2021 levels, but enough to meaningfully lift asset values from distressed pricing. This can happen faster than people expect, right? People underestimate the fact that there is an enormous amount of capital sitting on the sidelines right now in money market funds, short term treasuries, private capital, waiting for clarity. That capital isn’t, you know, permanent. The moment investors believe that rates of peak, that prices of stabilized downside risks is contained, that money starts to chase yield. When it does the transition from, nobody wants this, everyone wants exposure again, can happen surprisingly fast. In other words, I’m not saying I think this will happen in 26, but the shift from a market that is on sale, which I’ve described it as to a market that is starting to look a little frothy, can really be just a couple of years. And in that situation, I’d rather be a net seller, right? You wanna be accumulating. During this phase of for sale so that you can sell in froth. So what this means is that the market is, you know, uh, is not a market to wait for everything to feel perfect, because by the time it does, the obvious discounts are gonna be gone. And if you wait for perfect clarity, you’re gonna be competing, you competing with institutional capital, with large private funds and, and, and yield hungry money coming outta cash. The opportunity is not assuming distress lasts forever. It is. It’s in recognizing when the market is transitioning from forced selling, which is what is happening even now to price discovery. So ultimately, the prediction is this multifamily and commercial real estate, that that washout is completed in 2026 and the window created by distress really starts to close. Deep discounts don’t persist. Once market stabilized, which I think is what’s gonna happen, and then I think you’re gonna start to see a shift. You’re gonna start to see more deals, more liquidity, and that’s gonna return faster than people expect. In other words, this is gonna be the end of, you know, sort of this bargain basement, you know, panic pricing. And once real assets stabilize and liquidity returns, attention inevitably turns, uh, to the currency, those assets are priced in. Which brings us to the prediction number three. That dollar, okay, the dollar doesn’t collapse, but it does continue to erode. It slowly leak, right? Let’s talk about the dollar, ’cause you hear about this all the time, right? A nausea, you hear the, the weakening of the dollar. Um, this is one of those topics that where people tend to jump to extremes. You know, on one side you hear the dollar is about to collapse. On the other side you hear the dollar’s strong and everything’s fine. I think, um, the truth is somewhere in, in the middle. And my prediction for 2026 is simple. Um, again, the dollar doesn’t really explode. It doesn’t get replaced. It can just continues to erode slowly but surely. And that’s how reserve currencies actually behave when debt gets high. Right. So why no collapse, right? Because you got like people out there, uh, worried about the collapse of the US dollar. The US dollar is gonna remain dominant, not because it’s perfect, but because there’s no real alternative at scale. There just isn’t. Okay? There’s no other currency with markets as deep, as liquid and as widely used for trade debt and collateral. So, you know, reserve currencies, you know, you hear about the, the worry about us being the reserve currency. Well, reserve currencies don’t disappear overnight. They erode gradually, but they don’t disappear overnight. And that erosion shows up not as a crash, but again as persistent inflation, right? It’s rising, you know, real asset prices, which is again, where you wanna be, and a slow loss of purchasing power over time. Again, that brings us back to the whole issue of debt we were talking about, right? So in a highly indebted system, policymakers are not incentivized to aggressively defend the currency at all costs, right? So very high interest rates might strengthen the dollar in the short term, but they also make debt harder to service and financial stress worse, right? So instead of choosing strength or collapse. Um, you know, policy drifts towards tolerance, right? Inflation is allowed to run a little hotter than people expect, because again, it’s gonna erode that debt. The currency weakens slowly, therefore, rather than violently, right? Again, currency weakening. It’s that, it, it’s so entwined with this idea of inflation because debt becomes easier to manage in real terms. And one of the things I hear, and I’ve been sort of in these conversations back and forth with, um. At least one of you out there, uh, in, in emails is that, you know, I hear, uh, that, that, that there’s a, a serious problem for interest rates because of, you know, China, uh, selling US treasuries. And because of that you might get the collapse of the dollar. In fact, in this conversation, it was not only about China, but also Europe. Which, you know, I hadn’t actually heard anybody mention that before, but I guess that’s out there in the ecosystem and some of the newsletters. Now, all that sounds scary, but it really misunderstands how the system actually works. What exactly happens when someone or a country sells treasuries? Well, they don’t dis, they, they don’t just destroy the dollars. What they’re doing is they just swap $1 asset for another, right? The dollars don’t even lead the system. They change hands. So this idea of China selling off all it t trade, well, China’s been, uh, reducing its treasury holdings for years and the dollar hasn’t collapsed. The market absorbed it because treasuries are the deepest, most liquid market in the world. And then this idea of Europe, of of Europe actually dumping treasuries because, you know, they’re not happy with Donald Trump and what he’s doing in Ukraine and all that, that would be an absolute nightmare for, for Europe. That would hurt their own economy. That’s the last thing that an indebted government wants. So foreign selling, yeah, sure it’s gonna move yields, but it, it’s not gonna implode the dollar. But the reality of the, uh, erosion of the dollar is real. I don’t think anybody questions that anymore, and I think that is another reason that you need to be buying. Real assets. You need to be buying equity. You need to be on the side of the investor class. Okay? That’s, that’s how you combat all of this. So the real takeaway here ultimately is that, you know, it isn’t, uh, to abandon the dollar, right? It isn’t. It’s, it’s just to stop pretending that holding cash is neutral. It’s not, it, most of your wall suits and assets that, that can’t adjust. You know, they can’t grow as, you know, as, as asset prices grow, then you’re making a bet on currency stability that literally no one believes is, is going to be the base standard anymore. Everybody knows, every economist, every country, every everywhere knows that these currencies are eroding. You don’t freak out about the dollar, but don’t, don’t, don’t be like heavily in dollars. Start getting into the markets. Alright, well, you know, I’m talking a lot about esoteric macro stuff, but let’s kind of get into some stuff that you might think is fun, more fun maybe. Okay. You, a lot of you are into Bitcoin. Well, I think that, you know, Bitcoin is gonna continue to mature. And the next look, leg up looks like, you know, because of more adoption, not because of hype, which isn’t maybe not as, as, as fast and violent, but it’s, it’s, it’s a lot more predictable. For those of you who are still unfortunately listening to the likes of Peter Schiff about Bitcoin, you gotta stop doing that because Bitcoin is not tulips. Right? A lot of people still talk about it like it’s a fad that could just vanish. We’re long past that phase. Bitcoin is, is, is a $2 trillion asset and in the history of the world, there has never been a $2 trillion asset that went to zero. Is it volatile? Yeah, it is. It can absolutely continue to be wildly volatile, but you’re not going to zero. And my prediction is not overly crazy. It’s just that. Bitcoin is going to continue to increase in price, but it’s not become, not because of speculative, uh, you know, because it’s a speculative trade anymore, right? I think it’s because of adoption. Uh, adoption is going to become the real meaningful driver of market capitalization. So what do I mean by that? It just means more people are seeing it as a real asset, and it has to become, when it becomes a real asset class, everyone has to have some of it. Every major institution has to have some of it because it’s an its own asset class. And when they do that, it just drives up the entire market capitalization of that asset. And when you have an asset that has a finite amount, which in the case of Bitcoin, there will never be more than 21 million Bitcoin. You have constant adoption, constant slow, but persistent growth in market capitalization, the asset has to become more expensive. Now, what do I mean by this adoption? Well, places that you would never think in a million years, a few years ago, that that would be buying Bitcoin or you know, ETFs, B to Bitcoin ETFs are doing. So Harvard. Harvard is a great example. Because it’s not, it’s not crypto influencer, right? It’s actually one of the most conservative, brand sensitive pools of capital in the world. But their endowment management, uh, disclosed roughly 443, uh, million dollars in its position in BlackRock, uh, BlackRock, iShares Bitcoin, Bitcoin Trust, which is ibi for those of you who, who, uh, don’t know, that’s how you can just go to your New York Stock Exchange and, and buy. Bitcoin ETFs with ibit. Now, whether you love this whole Bitcoin idea or hate it or whatever, that’s a signal that is increasingly treated like a portfolio asset. It’s not a fringe experiment, and it’s not only universities. Uh, institutional comfort is it’s just there, right? Um, custody, uh, custody regulated vehicles, positioning, size, risk controls, those kinds of things are all become part of the Bitcoin uh, environment. Many countries are already holding meaningful amounts of Bitcoin. Uh, even the US has, there’s a, there is a formalized Bitcoin reserve. Now we aren’t actively buying it, but here’s an interesting thing with Bitcoin, you can, when it is, uh, the way that the US is accumulating Bitcoin is through seizures. Alright? Bad guy gets caught. His boats, his house and his Bitcoin get, uh, confiscated. So the US will sell the house, they will sell the gold, they will sell the boats, but they will keep the Bitcoin. What does that tell you? You know? And, and there’s a lot of nations that are actually openly holding and, and buying Bitcoin. I mentioned the US China. This always seems to be, uh, you know, anti Bitcoin. Well, they actually own quite a bit the UK, Ukraine, Bhutan, El Salvador. Bottom line is there’s a big change in narrative, right? That this is a real asset. So this is something that, you know, even if it’s 1% of a major, uh, institution’s assets or less than that, or whatever, it’s part of it. And that adoption alone can move prices from, from here. And that’s what I think a lot of people miss because they’re like, well, you already had a big move and you know, instead a hundred, it’s 80 or 90 or a hundred, whatever. It’s, it’s not going much better, bigger than that. Well, Bitcoin is, is actually really small relative to global pools of capital. So at this stage, adoption alone. Not even the crazy mania of the past can make a non-trivial increase in market capitalization and therefore a mark, you know, a non-trivial increase in the actual price of Bitcoin. All it’s gonna take, and you’re gonna see this, you’re gonna see more endowments, you’re gonna see more sovereign wealth pool, pensions, mod model portfolios, all they guys daisy side, when you know, even with a small allocation. It doesn’t take too much to overwhelm the available float because Bitcoin is scarce and a lot of it’s held tightly. So as far as Bitcoin goes, what do I think is gonna happen? I believe all time highs are gonna get challenged. They’re gonna get broken again in 2026, not because again, everyone’s suddenly becoming a crypto maximas, but because adoptions could just gonna continue to grow. The wild card, I should say, is that the US moving from, we hold. What we seized in terms of Bitcoin to actively acquiring reserves could be enormous catalyst. And there is a lot of talk about this right now. Um, if the market ever believes that the US is a consistent buyer, even in a constrained budget neutral way, that changes the psychology fast. And in that scenario, I think 200,000 plus, uh, $200,000 plus Bitcoin by the end of 2026 becomes very plausible. Zooming out. I’ve said this before, you may think I’m crazy, but again, because of adoption, I think that Bitcoin is at a million dollars five to seven years from now. So what does that mean for you? Well, I mean, I think at the end of the day, if you don’t own some, you might want to, I’m not gonna give you financial advice, but again, just like Harvard’s doing it, you know, major, major endowments are saying, well. You know, maybe we’ll just buy, like, you know, 2% of that, 2% of our, our, uh, endowment will be made of something like that, right? Uh, you know, it’s just even a very small amount, but exposure to it makes a lot of sense. So I think that is something to highly consider if you are still on zero when it comes to Bitcoin. All right, now here’s my last, uh, prediction. You may have heard me talking about this before as well, that AI becomes a deflationary force that policy makers finally wake up to. And I think this is actually one of the most important and misunderstood economic developments, um, that is currently already out there. But I think it’s, it’s gonna be really recognized. By the end of 2026. Okay. Artificial intelligence is gonna stop being just a tech story, and it’s gonna become a macroeconomic story. I think that by the end of 2026, artificial intelligence is clearly, uh, you know, it’s clearly, um, going to be boosting corporate earnings while beginning to materially reshape the labor force. Um, and what’s gonna happen is that central banks and policymakers are gonna start treating it. Is a genuinely deflationary force over the next several years, and they’re gonna try to have to figure out what to do about it. And again, going back to our earlier conversation, because deflation is really a real problem for a country with an enormous amount of debt. So let’s get a little bit into the whole deflationary uh, conversation. So artificial intelligence at its core is a productivity machine, right? It allows companies to produce more. Without, with fewer inputs, fewer hours, fewer people, fewer stakes and productivity always shows up in profits before it shows up in everyday life. Right now, lower cost per transaction, faster execution, fewer people doing the same amount of work, widening margins without price increases. That’s the tell. That’s when profits rise without raising prices, something deflationary is happening underneath the surface. The biggest impact there is the labor market, right? It’s gonna be impossible to ignore. And this is where the conversation really shifts because artificial intelligence doesn’t need to eliminate jobs outright to matter. It only needs to reduce the number of people required to do it, right? So you’re thinking the labor markets, you’re gonna see a lot of this. You’re gonna see more slowing in hiring. Um, even while productivity expectations rise, and I think by late 2026, the public conversation is gonna change from will artificial intelligence affects jobs someday to why aren’t companies hiring the way they used to? And of course, that’s when people are gonna start paying attention and they’re gonna notice it’s deflationary because it’s going to be because artificial intelligence is gonna push down the cost. Of services, administration, customer support, research, and eventually decision making itself. That’s why it’s, it’s deflationary, it’s structural, right? Just think of all those things you can do for so much cheaper. That is what deflation is, right? And again, we mentioned before deflation is not something central banks are comfortable with because of debt and because debt heavy systems rely on nominal growth. Deflation makes debt heavier in real terms as opposed to what we said before, which is that inflation actually erodes debt. And that is a, a very, very challenging problem. And by 2026, I think you’re gonna hear a lot about this, you know, policy problem that we have. Which is innovation versus, you know, deflation. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide finance. Financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealthformulabanking.com. Alright, well, so that’s basically it for my, uh, predictions. And I know I’ve kind of. Off on many different tangents, so hopefully it’s useful to you at least to start thinking and doing some of your own research. Bottom line is this, I mean, as, as a investor, what can you do? I think the big story here is understanding that, um, you need to be out of the dollar and into the investor class because that that widening gap between those who have. Who own things, who own assets, and those who do not is gonna continue to widen. And so, you know, my best, uh, won’t call it advice, but my own belief is that it is a, it is a very good time to look around and look for assets that are underpriced because I think everything is going to expand and it’s gonna ex expand. Uh, and you don’t wanna be caught, you know, on the, uh, dollar side of that equation. So. That’s it for me this week on Wealth Formula Podcast. Happy New Year. I’ll see you next week. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealthformularoadmap.com.

Debt Slaves & the Uniparty: How Fraud, Welfare, and Open Borders Collide

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Welcome back to another conversation with me, Anthony Scaramucci and my good friend Mike Novogratz. We cut through the noise to talk about what's really driving markets right now—from Venezuela and geopolitics to why stocks, crypto, and commodities all look like they want to move higher at the same time. We also dig into debt, power, AI, and the uncomfortable truth that asset prices are booming while a lot of people still feel left behind. Michael Novogratz is the Founder and CEO of Galaxy Digital. He was formerly a Partner and President of Fortress Investment Group LLC. Mr. Novogratz served on the New York Federal Reserve's Investment Advisory Committee on Financial Markets from 2012 to 2015. He serves as the Chairman of The Bail Project and has made criminal justice reform a focus of his family's foundation. Follow Anthony on X: ⁠⁠⁠⁠https://x.com/Scaramucci⁠⁠⁠⁠ Follow Novo on X: ⁠⁠⁠⁠https://x.com/novogratz⁠⁠⁠⁠ Anthony Scaramucci is the founder and managing partner of SkyBridge, a global alternative investment firm, and founder and chairman of SALT, a global thought leadership forum and venture studio. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Grazing his flock at solar farms lets him raise sheep, earn a steady income, and keep the family legacy alive. Learn more at https://www.yaleclimateconnections.org/ 

This year, amid ongoing economic uncertainty, corporations are expected to refinance old debt, invest in artificial intelligence, and prep for mergers and acquisitions. All of which require extra cash. And how do corporations stretch their budgets? By taking on more debt, of course. Later in this episode: An Altadena small business owner struggles to rebuild after the LA fires, Texas pitmasters weigh rising brisket prices, and Costco converts wine snobs.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

CHINA'S OIL LOSS IN VENEZUELA Colleagues Gordon Chang and Charles Burton. The guests discuss how the US removal of Maduro disrupts China's oil supply, leaving Beijing with billions in unpaid debt. They note that Chinesemilitary equipment failed to detect the US operation, embarrassing Beijing. Burton suggests Canada faces a difficult choice between aligning with US hemispheric security or appeasing China. NUMBER 3

This year, amid ongoing economic uncertainty, corporations are expected to refinance old debt, invest in artificial intelligence, and prep for mergers and acquisitions. All of which require extra cash. And how do corporations stretch their budgets? By taking on more debt, of course. Later in this episode: An Altadena small business owner struggles to rebuild after the LA fires, Texas pitmasters weigh rising brisket prices, and Costco converts wine snobs.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

What happens when two women from different worlds discover the same truth—that joy begins when you take back what matters? In episode 242 of Joy Found Here, Stephanie shares a Best Of conversation with a financial coach who rewrote her money story and a digital agency founder who rebuilt her career around family and freedom. Veronica DeRaleau and Kym Insana show how intentional choices can reshape your life. Their stories remind us that fulfillment isn't luck—it's built. Tune in to rediscover what joy can look like on your terms.In This Episode, You Will Learn:(02:35) Veronica's Dual Path: Music, Army & Money(03:58) Lessons From High-Net-Worth Money Mindsets(05:10) When Spreadsheets Stop Working(06:04) Paying Off Six-Figure Debt on an Entry Salary(06:52) How the ARIA Method Came to Life(10:31) ARIA Explained: Awaken, Reframe, Intend, Act(14:09) Kim's Wake-Up Call as a Working Mom(15:05) The Breaking Point: Career vs. Family Time(17:29) Building a Family-First Digital Agency(21:47) How Remote Work Reshaped Her IndustryVeronica DeRaleau is a U.S. Army veteran, opera singer, and financial coach who turned her own six-figure debt into financial freedom. Drawing from a career that spans the military, music, startups, and commercial real estate, she teaches people to transform their finances by first transforming their mindset. In this Best Of conversation, Veronica breaks down her ARIA method—Awaken, Reframe, Intend, Act—and shows how long-term thinking, intentional habits, and honest self-awareness can shift anyone from stuck to empowered. She reveals why spreadsheets alone don't create change, how unconscious money stories drive our decisions, and why clarity is the real currency. Her message is simple: when you understand your patterns and lead with intention, your money can finally start working for you.Kym Insana is the founder of Always On Digital, a marketing agency built on flexibility, efficiency, and family-first values. After years of climbing the corporate ladder while juggling four kids, she redesigned her career to create meaningful work that doesn't force women to choose between ambition and presence. In this revisited conversation, Kym shares how early exposure to job-share models inspired her to build a business where talent can thrive without sacrificing home life. She explains the breaking point that led her to reclaim her time, how remote work reshaped the industry, and why fairness and balance matter more than ever. Her reminder: success isn't measured by hustle—it's measured by building a life that makes room for what matters most.Connect with Veronica Deraleau:WebsiteInstagramLinkedInMaking Money Is Simple blogListen to Veronica's book: Making Money Is Simple!Connect with Kym Insana:WebsiteKym's profileLinkedInXLet's Connect:WebsiteInstagram Hosted on Acast. See acast.com/privacy for more information.

What happens when you discover your partner has over $400,000 in student loan debt and they didn't even know it existed?In today's audience caller episode of The Real Stuff, I'm sitting down with Brittany, a listener who bravely came on the podcast to share one of the most raw, honest, and financially transparent stories we've ever featured.Brittany opens up about putting herself through college after her parents divorced, graduating with $100,000 in student loan debt, and spending her 20s working nonstop to pay it off while attending a private university surrounded by students from much wealthier families. She had a clear financial plan for her life: get her master's degree, become debt-free before 30, and feel financially secure before starting a family… then she met her now-husband.One night, lying in bed scrolling on her phone, Brittany discovered something that completely changed the course of their relationship. The student loan debt her partner believed was around $200,000 was actually more than $400,000, and she was the one who had to uncover it, piece it together, and tell him the truth.In this episode, Brittany shares exactly how she found the debt, what it felt like to confront the person she loved most, and why this discovery shattered her sense of trust, security, and honesty in their relationship. We talk about why this wasn't just about money, but about transparency, reliability, and the emotional weight we attach to financial independence. She opens up about how she processed everything, the guilt and shame she felt for questioning her relationship because of money, and how unsupported she felt when others minimized her concerns.What makes this conversation especially powerful is Brittany's willingness to be incredibly specific. We talk REAL numbers — student loan balances, salaries, mortgage payments, rent, savings, and the sacrifices required to pay off hundreds of thousands of dollars in debt without letting it completely control their lives. Brittany also shares how navigating debt reshaped their relationship, became the foundation of their marriage, and ultimately forced them to redefine what success and happiness really look like. We also talk about family planning, having their first baby, choosing to leave a three-bedroom house with a low mortgage to live in a one-bedroom apartment in the NYC area, and why she's never been happier — proving that happiness and fulfillment don't always come from traditional financial milestones.If you've ever felt ashamed about debt, questioned a relationship because of money, or struggled to balance financial goals with actually living your life, this conversation will make you feel far less alone.Brittany has recently begun building a platform called Be Loan Wise, focused on helping others navigate the emotional and financial sides of student loan debt. You can follow along at @beloanwise on Instagram!Sponsors:Bayer: Check out Bayer's trusted lineup of products, available at Walmart, CVS, Amazon, and Walgreens.Pique: Unlock 20% off and begin your journey toward sustained wellness today at Piquelife.com/REALSTUFFWatch this episode in video form on YouTube: https://www.youtube.com/playlist?list=PLjmevEcbh5h5FEX0pazPEtN86t7eb2OgX To apply to be a guest on the show, visit luciefink.com/apply and send us your story. I also want to extend a special thank you to East Love for the show's theme song, Rolling Stone. Follow the show on Instagram: https://www.instagram.com/therealstuffpod Find Lucie here: Instagram: https://www.instagram.com/luciebfink/ TikTok: https://www.tiktok.com/@luciebfink YouTube: https://www.youtube.com/luciebfinkWebsite: https://luciefink.com/ Subscribe to my free newsletter "The Lucie List" here: https://thelucielist.beehiiv.com/subscribeSubscribe to "The Creator Confidential": http://www.luciefink.com/confidentialExecutive Producer: Cloud10Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Happy New Year! And welcome back to another episode of Money Files. This is the ​last ​episode ​of the ​debt ​identity ​series ​and ​I ​am ​going ​to ​be ​talking ​to ​you ​about ​survival ​debt. The kind of debt that shows up after a divorce, a medical issue, a job loss, a major income shift, or a season you could not have planned for. Survival debt does not come from overspending or poor discipline. It comes from life happening faster than your savings could keep up, and it may be flavored with ​a ​little ​bit ​of the ​multiple ​types ​of ​debt that we've discussed in this series. ​When you understand why the debt exists, you stop treating it like a personal failure and start managing it with clarity instead of shame. Join me as I walk you through how survival debt often gets misclassified as a spending problem, how fake math shows up when emotions are high, and why paying off debt aggressively without changing the story usually leads to burnout and repeat cycles.If you have ever felt shame by debt that came from trying to survive a hard season, this episode will help you breathe again and move forward without self punishment.Episode Highlights:[01:47] Why naming your debt matters[02:10] What survival debt actually is[05:00] Life events that create survival debt[08:45] When debt becomes a story about who you are[11:30] How fake math shows up after hard seasons[14:20] Why rushing payoff plans lead to burnout[16:50] Renaming debt to reclaim control[19:40] Five questions to neutralize survival debtWhat did ​this ​debt ​allow ​me ​to ​survive ​or ​protect?What ​story ​am ​I ​telling ​myself ​about ​what ​this ​debt ​means?How ​would ​I ​view ​this ​debt ​if ​it ​belonged ​to ​someone ​I love?What ​would ​neutralizing ​this ​debt ​emotionally ​look ​like ​for me?What would ​change ​if ​this ​debt ​wasn't ​treated ​as ​a ​personal ​failure?[23:00] Choosing a calmer path forwardTune into this episode of Money Files to learn how naming survival debt helps you release shame, stop fake math, and build a sustainable plan rooted in clarity and self trust.Get full show notes and the episode transcript: https://wealthovernow.com/debt-identity-series-understanding-survival-debt-why-your-debt-is-not-a-personal-failure/Links mentioned in this episode…Set up a call | Financial Coach Washington, DC | Wealth Over NowDownload my FREE spending plan

Jade Warshaw and her husband once found themselves buried under $460,000 in debt, a weight that revealed the emotional patterns sabotaging their financial decisions. Despite their best efforts, no amount of saving or financial planning could break the cycle. It wasn't until they tackled the mindset and emotions driving their choices that they finally eliminated their debt and gained true financial freedom. In this episode, Jade uncovers the emotional traps that prevent people from building lasting wealth, and shares how you can break the cycle to achieve your financial goals in 2026 and beyond. In this episode, Hala and Jade will discuss: (00:00) Introduction (02:38) Emotional Barriers to Financial Success (08:10) Taking Responsibility for Your Finances (10:05) Unpacking Viral Money Trends and Mindsets (18:54) Financial Red Flags and Emotional Traps (26:25) Emotional Audit: Identifying Financial Behaviors (32:25) Navigating Shared Finances in Relationships (42:08) Entrepreneurs' Biggest Money Mistakes (46:46) The Financially Responsible Money Checklist (50:04) Raising Kids With Healthy Money Values (55:27) Achieving Financial Peace and 2026 Goals Jade Warshaw is a debt elimination expert, finance coach, and bestselling author. As a co-host of The Ramsey Show, the second-largest talk radio show in America, she helps people pay off debt and build wealth by teaching them how to shift their mindset and actions around money. Jade's latest book, What Nobody Tells You About Money, provides practical strategies for addressing the emotional barriers that prevent financial freedom. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/PROFITING  Shopify - Start your $1/month trial at Shopify.com/profiting.  Spectrum Business - Visit Spectrum.com/FreeForLife to learn how you can get Business Internet Free Forever. Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan. Intuit QuickBooks - Start the new year strong and take control of your cash flow at QuickBooks.com/money  Quo - Run your business communications the smart way. Try Quo for free, plus get 20% off your first 6 months when you go to quo.com/profiting   Working Genius - Take the Working Genius assessment and discover your natural gifts and thrive at work. Go to workinggenius.com and get 20% off with code PROFITING Resources Mentioned: Jade's Book, What Nobody Tells You About Money: bit.ly/WNOTYAM  Jade's Instagram: instagram.com/jadewarshaw  The Ramsey Show: ramseysolutions.com Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter  LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Personal Finance, Stock Market, Scalability, Investment, Risk Management, Business Coaching, Finance Podcast

The number of legendary investors calling this an AI bubble continues to climb, with Howard Marks, co-founder of Wall Street giant Oaktree flatly stating if AI isn't conforming to the historical bubble pattern, it will be a first. But there are some key differences within that pattern that just aren't being fully appreciated. Starting with how this AI bubble isn't actually about the stock market. Eurodollar University's conversation w/Steve Van Metre------------------------------------------------------------------------------EDU LIVE PRESIDENT'S DAY FEBRUARY 2026If you're a serious investor and want to capitalize on what the monetary system is signaling right now, plus deep discussions about what truly is the greatest threat we all face, join me, Hugh Hendry, George Gammon, Steve Van Metre, Brent Johnson, Mike Green at Eurodollar University's very first Live Event, President's Day Weekend February 2026. To reserve your spot just go here but you better hurry, there aren't many spots left:https://eurodollar-university.com/event-home-page---------------------------------------------------------------------------------https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Why are Americans waiting longer than ever to buy their first home? In this episode, Kathy Fettke breaks down new reporting from HousingWire on how rising student loan balances, credit card debt, and higher living costs are delaying homeownership for Millennials and Gen Z. With the median first-time buyer now at a record age of 40, debt pressures are reshaping when — and how — younger Americans enter the housing market. We look at the latest data on student debt, credit stress, and financial counseling trends, and what these shifts mean for housing demand, affordability, and the future pipeline of buyers. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1  SOURCE: https://www.housingwire.com/articles/the-debt-crisis-among-younger-americans-how-it-is-shaping-homeownership-and-what-lenders-can-do/

Welcome to Season 8 of Yo Quiero Dinero.In this solo episode, Jannese Torres reflects on the lessons that defined 2025 — her first year as a mom, nearly five years as a full-time entrepreneur, and over a decade of intentional financial decisions that made this season of life possible. From redefining success and asking for help, to choosing the right partner, building wealth, and walking away from traditional timelines, this episode is a reminder that financial freedom doesn't happen by accident it's built, one intentional decision at a time. Jannese breaks down how money impacts every area of your life, from parenting and relationships to peace of mind and challenges you to stop talking yourself out of the life you say you want. If you're stepping into 2026 ready to move with clarity, confidence, and purpose, this episode is for you.WHAT WE GET INTO00:01 – Kicking off Season 8 and welcoming listeners into 202600:36 – Why solo episodes are back and what to expect this year02:06 – Surviving the first year of motherhood and reflecting on 202503:30 – Stepping back from the mic and redefining productivity as a new mom04:55 – Why being intentional about who you have kids with matters06:28 – Planning for support, finances, and the realities of parenthood07:55 – Lessons learned from the Jefas y Mamás series08:45 – Why asking for help is essential and burnout isn't a flex10:10 – Breaking generational cycles of exhaustion and overwork11:18 – How money directly impacts your quality of life13:10 – Why financial stress affects every role you play14:20 – Gratitude for past financial decisions that created present peace15:40 – The danger of settling for “stability” instead of freedom16:55 – Building financial runway in your 20s for long-term flexibility18:10 – Turning 40 and entering a more aligned season of life19:25 – Letting go of traditional timelines and societal expectations20:56 – Questioning the life you built and exploring alternatives22:10 – Discovering financial independence as a path to freedom23:19 – Facing debt without accepting “work forever” as the answer24:45 – Debt payoff strategies that changed everything25:45 – Learning how investing actually works27:00 – Quitting corporate America and becoming a full-time entrepreneur27:41 – Why financial freedom is built intentionally29:00 – Making the decision to want more — and act on it29:45 – Introducing the New Year Dinero Reset Guide30:04 – Season 8 kickoff gratitude and final reflectionsRESOURCES MENTIONEDFree Download: New Year Dinero Reset Guide A 10-step checklist to reset your finances for the new year — covering debt, budgeting, investing, insurance, and estate planning.

In this sprawling, must-hear episode, Tara pulls together multiple threads that the media desperately wants kept separate—and shows why they're all connected.

Alliance of Women Executives founder Vicki Edelman Tate joins Kellen Coleman to discuss how AWE supports young women in Palm Beach County through scholarships, laptops, and long-term educational support.In this episode, Vicki shares how the Alliance of Women Executives started with a $150 donation, how the organization has supported 152 scholarship recipients including first-generation college students, and why donor support is urgently needed for laptops and student resources as college costs continue to rise.Vicki Edelman Tate is the President and Founder of the Alliance of Women Executives, a Palm Beach County-based nonprofit focused on helping young women begin college successfully.Alliance of Women Executives websitehttps://aweinc.orgContactvicki@aweinc.orgRecorded December 22 at 9:45am ESTPlatform DiversifiedGame.comYouTube Chapters0:00 Welcome and quick tech setup with Kellen Coleman and Vicki Tate0:49 Headshots, AI, and keeping it real about time and aging1:38 Interview setup and how Vicki approaches conversations4:55 Vicki Tate introduces herself, President and Founder of Alliance of Women Executives5:51 What AWE does, scholarships, laptops, and supporting young women in Palm Beach County6:23 How AWE started, Vicki's background and building it from scratch8:51 First donors, starting with $150 and establishing credibility10:39 Dalton School, upbringing, privilege, and perspective on giving back13:46 Measuring success, 152 scholarship recipients and first-generation impact15:55 Donors during economic uncertainty, inflation, and giving behavior17:35 Why small donations matter, time, talent, and dollars20:14 Real-life impact moment, meeting a former scholarship recipient21:49 Choosing service over writing a book and living a full life22:36 The Nias Foundation, grantmaking, compliance, and nonprofit excellence25:20 How foundations grow money, endowments, and investing strategies26:57 Debt-free living, saving first, and generational wealth principles29:17 The future of AWE, laptop needs, scholarship growth, and stability31:27 Does major matter, passion, and why college is not for everyone33:35 Student challenges, foster care, homelessness, teen moms, language barriers34:52 Why zip code does not equal wealth or stability36:42 Appearances versus reality, living above means, and money truth37:44 The importance of giving and helping your community38:14 Where to find AWE and Vicki, website, LinkedIn, and immediate needs40:02 Tech sponsorship, CES, and thoughtful donor spending42:06 Final thoughts, sharing the mission, and how to help44:04 Final urgency, laptops matter and one donor can change everythingDGP&x%

In this conversation, JT and Vitaly delve into the significant topic of usury, exploring its implications on both economics and spirituality. They discuss the biblical perspective on money, the love of money as a root of evil, and the importance of helping the poor as a direct service to Christ. The dialogue highlights the challenges of modern capitalism, the desensitization to suffering, and the higher standards set by Christ regarding generosity and lending. Through their discussion, they emphasize the need for a return to community support and the moral responsibilities of Christians in today's economic landscape. In this conversation, the speakers delve into the concept of usury within Christianity, discussing its implications, historical context, and the divine judgment associated with it. They explore how usury affects society, leading to debt slavery and economic inflation, while emphasizing the importance of generosity and faith. The discussion also touches on the parable of the rich young ruler, illustrating the challenges of wealth in spiritual life, and concludes with a call to seek the kingdom of God over material possessions.Become a supporter of this podcast: https://www.spreaker.com/podcast/jt-s-mix-tape--6579902/support.Please support our sponsor Modern Roots Life: https://modernrootslife.com/?bg_ref=rVWsBoOfcFJESUS SAID THERE WOULD BE HATERS Shirts: https://jtfollowsjc.com/product-category/mens-shirts/WOMEN'S SHIRTS: https://jtfollowsjc.com/product-category/womens-shirts/JT's Hats: https://jtfollowsjc.com/product-category/hats/

Top 5 Topics:- 2 Years Of High Unmatched 6-Year OMFS Program Numbers, & the Future of Oral Surgery Training- Periodontists vs Oral Surgeons: The Silent Battle for Implants, Sedation & Dental School Influence- Is Office Anesthesia in Danger? The Fight to Save OMFS Sedation from CRNAs, Hospital Politics, And Misleading Data- The Economics of Becoming an Oral Surgeon: $750,000 Debt, Low Reimbursement & the New Reality- How Oral Surgery Can Survive: Marketing, Value, Full-Arch Implants, and Reclaiming the Specialty In The Dental SchoolQuotes & Wisdom:04:07 – “Oral surgery is the great bridge between dentistry and medicine.”05:37–06:56 – “You have to know when to step back… I think 25 years is a good run. I'll always be motivated to teach and motivated to share knowledge. That's been my passion from the beginning.”09:49–10:31 – “Along the way I grabbed my MBA as well… taking night school for three years every Monday night for four hours… Now, having the MBA has allowed me to kind of see the errors that I made early on in my own practice.”14:55–15:26 – “Our students are the consumer of the programs… If you look at the dynamics and the history of the specialty and what the specialty wanted to do 30 years ago, it may not be what the product of the specialty wants to do now.”18:56–19:44 – “You have to market. You've got to market to the consumer what the value is. And if that perceived value makes sense to the person, then you've got a win-win.”29:21–30:40 – “You think back to your own personal experience with the specialty… There is that one experience that really hits you in the heart, and you hold onto that experience and that's why you chose this field… You have to derive the value of the specialty for you, and it's going to be different for every individual.”38:17–39:06 – “I love this specialty. You want it to flourish. I want it to be there many years beyond my own existence, and that we're at the cutting edge… We want to expand without losing anything.”55:14–55:41 – “I think the data is going to be our defense… How many fewer patients would actually receive care if they didn't have access to our ability to give them anesthesia in dentistry? How can you argue with numbers?”Questions:05:23 - “Why this step back? To private practice at this point and step away from the director role?”13:23 – “Don't think all those years and rotations are necessary—how many rectal exams do you really need to do as an oral surgery resident, you know what I mean?”17:38 - “I get this question all the time: why the 6-year versus the 4-year OMS program? What did the 6-year track benefit for you, and what do you recommend for others to pursue with the MD?”21:11 – “If periodontists are filling the gap at the dental schools—doing implants, sedations, managing complications—what does that mean for oral surgery's foothold and for who gets called when something goes wrong?”32:32 – “If we don't make full-arch ‘all-on-X' a real requirement in OMFS training, is one of the other professions going to step in and own that space instead of us?”41:13 – “What drove you, during residency at Case Western, to go into the cosmetics direction? Did any other people from your program graduate and take that same path?”43:59 – “Do you have any residents rotate through your practice right now, or is it very separate from the residency?”

 DANIEL DEFOE ENCOUNTERS THE GENTLEMAN PIRATE Colleagues Sean Kingsley and Rex Cowan, The Pirate King. The conversation shifts to Daniel Defoe, a debt-ridden merchant and dissenter seeking financial redemption. Defoe encounters Avery in disguise, who is fleeing a manhunt but evolving into a political operative. Cowan describes Avery as a "gentleman pirate" whose intelligence allowed him to survive while other pirates perished. NUMBER 2

In this episode, I sat down with Andrew Giancola to talk about what actually builds wealth, ownership, leverage, and playing long-term games. We got into the mindset shifts that helped me go from a service business to raising tens of millions of dollars, and how Andrew made the leap from financial stress to financial freedom. This conversation is packed with lessons for anyone serious about escaping the treadmill and building something that lasts. Grow your business:   https://sweatystartup.com/events   Book:   https://www.amazon.com/Sweaty-Startup-Doing-Boring-Things/dp/006338762X     Newsletter:   https://www.nickhuber.com/newsletter     My Companies:   Offshore recruiting – https://somewhere.com   Cost segregation – https://recostseg.com   Self storage – https://boltstorage.com   RE development – http://www.boltbuilders.com   Brokerage – https://nickhuber.com   Paid ads – https://adrhino.com   SEO – https://boldseo.com   Insurance – https://titanrisk.com   Pest control – https://spidexx.com     Sell a business:   http://nickhuber.com/sell     Buy a business:   https://www.nickhuber.com/buy     Invest with me:   http://nickhuber.com/invest     Social Profiles:   X – https://www.x.com/sweatystartup   Instagram – https://www.instagram.com/sweatystartup   TikTok – https://www.tiktok.com/404?fromUrl=/sweatystartup   LinkedIn – https://www.linkedin.com/in/sweatystartup     Podcasts:   The Sweaty Startup & The Nick Huber Show   https://open.spotify.com/show/7L5zQxijU81xq4SbVYNs81     Free PDF – How to analyze a self-storage deal:   https://sweatystartup.ck.page/79046c9b03  

In this episode, entrepreneur and content creator Diego Footer lists down all the reasons why you SHOULDN'T start a reason while you still have debts to pay.   Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

In 2026, $9 TRILLION in U.S. debt comes due. Central banks are dumping Treasuries. Inflation is still raging. Is the Fed about to print us into oblivion? The answers may surprise you—and they're already unfolding.Questions on Protecting Your Wealth with Gold & Silver? Schedule a Strategy Call Here ➡️ https://calendly.com/itmtrading/podcastor Call 866-349-3310

Kim Stanley Robinson discusses Real Utopian Futures. Find the feed of English episodes only here: https://www.futurehistories-international.com/ You can also import the RSS feed to your favorite app: https://www.futurehistories-international.com/feed.xml   Shownotes The reference page on Kim Stanley Robinson, his works, interviews, talks, etc. (including a discussion forum): https://www.kimstanleyrobinson.info/ Robinson, K. S. (2020). The Ministry for the Future. Orbit Books. https://www.orbit-books.co.uk/titles/kim-stanley-robinson/the-ministry-for-the-future/9780356508863/ Robinson, K. S. (2017). New York 2140. Orbit Books. https://www.orbit-books.co.uk/titles/kim-stanley-robinson/new-york-2140/9780356508788/ Robinson, K. S. (1988). The Gold Coast. Macmillan. https://us.macmillan.com/books/9780312890377/thegoldcoast/ Blumenfeld, J. (2024). Managing Decline. Cured Quail, Vol. 3. https://curedquail.com/Managing-Decline Blumenfeld, J. (2022). Climate Barbarism. Adapting to a wrong World. Constellations, 30, 162–178. https://onlinelibrary.wiley.com/doi/10.1111/1467-8675.12596 the quoted Kohei Saito video: https://youtube.com/shorts/WnvhD7p651M?si=SdfPftKOCJM6MS9j the lecture in which Kim Stanley Robinson talks about “futurecide” and “preemptive capitulation”: https://youtu.be/HpzXkpx29S4?si=PVlOE53Hj5-BZR5B reporting on and summary of the talk: https://www.ioes.ucla.edu/article/the-war-on-science-is-here-kim-stanley-robinson-says-its-just-the-beginning/ Löwy, M. (2005). What is Ecosocialism? Capitalism Nature Socialism, 16(2), 15–24. https://www.tandfonline.com/doi/abs/10.1080/10455750500108237 for an overview of the history and different schools of Ecomarxist/Ecosocialist theory: https://www.historicalmaterialism.org/ecology-marxism-andreas-malm/ on Anna Kornbluh: http://www.annakornbluh.com/ on Mass Extinction Events: https://www.nhm.ac.uk/discover/what-is-mass-extinction-and-are-we-facing-a-sixth-one.html Dressler, A. (2025). You have 100 ‘Energy Slaves'. The Climate Brink. https://www.theclimatebrink.com/p/you-have-100-energy-slaves on the 30 by 30 Biodiversity Goal: https://www.cop28.com/en/thought-leadership/The-30x30-Biodiversity-Goal-at-COP28 the International Maritime Organization: https://www.imo.org/ on the ‘Half-Earth Project': https://eowilsonfoundation.org/what-is-the-half-earth-project/ Wilson, E. O. (2016). Half-Earth. Our Planet's Fight for Life. Norton Books. https://wwnorton.com/books/9781631492525 Pendergrass, D. & Vettese, T. (2022). Half-Earth Socialism. A Plan to Save the Future from Extinction, Climate Change and Pandemics. Verso. https://www.versobooks.com/products/2650-half-earth-socialism one of the many interviews/talks in which Kim Stanley Robinson talks about science fiction as the realism of our times: https://youtu.be/p1wNhc46xjE?si=hOdKuwRQhef-9tLs on the Turing Test: https://en.wikipedia.org/wiki/Turing_test on Neoliberalism attaching itself to demands of the New Left: Boltanski, L. & Chiapello, E. (2018). The New Spirit of Capitalism. Verso. https://www.versobooks.com/products/1980-the-new-spirit-of-capitalism on Friedrich Hayek: https://en.wikipedia.org/wiki/Friedrich_Hayek Williams, R. (2015). Structures of Feeling. In: D. Sharma & F. Tygstrup (Ed.), Structures of Feeling. Affectivity and the Study of Culture (pp. 20-26). https://www.degruyterbrill.com/document/doi/10.1515/9783110365481.20/html on Keynesianism: https://en.wikipedia.org/wiki/Keynesian_economics Vogl, J. (2017). The Ascendancy of Finance. Polity Press. https://www.politybooks.com/bookdetail?book_slug=the-ascendancy-of-finance--9781509509294 Graeber, D. (2011). Debt. The First 5,000 Years. Melville House. https://files.libcom.org/files/__Debt__The_First_5_000_Years.pdf on Thomas Piketty: https://en.wikipedia.org/wiki/Thomas_Piketty on Gabriel Zucman: https://en.wikipedia.org/wiki/Gabriel_Zucman on the ‘Zucman tax': https://www.lemonde.fr/en/les-decodeurs/article/2025/09/23/zucman-tax-what-the-proposed-wealth-tax-would-mean-for-france_6745653_8.html on Carbon Taxes: https://en.wikipedia.org/wiki/Carbon_tax Sorg, C. (2023). Finance as a Form of Economic Planning. Competition & Change, 29(1), 17-37. https://journals.sagepub.com/doi/10.1177/10245294231217578 Sarkar, S. (2024). The Carbon Coin. An Eco-Speculative Approach to Decarbonisation in Kim Stanley Robinson's The Ministry for the Future. Green Letters, 28(4), 297–310. https://www.tandfonline.com/doi/full/10.1080/14688417.2025.2483998 A policy proposal on ‘Carbon Reward' from the same researcher whose earlier policy work inspired the ‘Carbon Coin' idea in The Ministry for the Future: https://deltonchen.substack.com/p/new-economic-blueprint-for-resolving see also: https://globalcarbonreward.org/newsletters/carbon-coin/ on Quantitative Easing: https://en.wikipedia.org/wiki/Quantitative_easing on Carbon Drawdown: https://en.wikipedia.org/wiki/Carbon_sequestration on Nicolas Stern: https://en.wikipedia.org/wiki/Nicholas_Stern,_Baron_Stern_of_Brentford on the Democratic Socialists of America: https://www.dsausa.org/ the Network for Greening the Financial System: https://www.ngfs.net/en on COP30 in Belém: https://unfccc.int/cop30 Solnit, R. (2022). Orwell's Roses. Penguin. https://www.penguinrandomhouse.com/books/607057/orwells-roses-by-rebecca-solnit/ Future Histories Episodes on Related Topics S3E47 | Jason W. Moore on Socialism in the Web of Life https://www.futurehistories.today/episoden-blog/s03/e47-jason-w-moore-on-socialism-in-the-web-of-life/ S03E44 | Anna Kornbluh on Climate Counteraesthetics https://www.futurehistories.today/episoden-blog/s03/e44-anna-kornbluh-on-climate-counteraesthetics/ S03E32 | Jacob Blumenfeld on Climate Barbarism and Managing Decline https://www.futurehistories.today/episoden-blog/s03/e32-jacob-blumenfeld-on-climate-barbarism-and-managing-decline/ S03E30 | Matt Huber & Kohei Saito on Growth, Progress and Left Imaginaries https://www.futurehistories.today/episoden-blog/s03/e30-matt-huber-kohei-saito-on-growth-progress-and-left-imaginaries/ S03E23 | Andreas Malm on Overshooting into Climate Breakdown https://www.futurehistories.today/episoden-blog/s03/e23-andreas-malm-on-overshooting-into-climate-breakdown/ S02E18 | Drew Pendergrass and Troy Vettese on Half Earth Socialism https://www.futurehistories.today/episoden-blog/s02/e18-drew-pendergrass-and-troy-vettese-on-half-earth-socialism/ --- If you are interested in democratic economic planning, these resources might be of help: Democratic planning – an information website https://www.democratic-planning.com/ Sorg, C. & Groos, J. (eds.)(2025). Rethinking Economic Planning. Competition & Change Special Issue Volume 29 Issue 1. https://journals.sagepub.com/toc/ccha/29/1 Groos, J. & Sorg, C. (2025). Creative Construction - Democratic Planning in the 21st Century and Beyond. Bristol University Press. [for a review copy, please contact: amber.lanfranchi[at]bristol.ac.uk] https://bristoluniversitypress.co.uk/creative-construction International Network for Democratic Economic Planning https://www.indep.network/ Democratic Planning Research Platform: https://www.planningresearch.net/ --- Future Histories Contact & Support If you like Future Histories, please consider supporting us on Patreon: https://www.patreon.com/join/FutureHistories Contact: office@futurehistories.today Twitter: https://twitter.com/FutureHpodcast Instagram: https://www.instagram.com/futurehpodcast/ Mastodon: https://mstdn.social/@FutureHistories English webpage: https://futurehistories-international.com   Episode Keywords #KimStanleyRobinson, #JanGroos, #Interview, #FutureHistories, #FutureHistoriesInternational, #futurehistoriesinternational, #Utopia, #RealUtopias, #DemocraticPlanning, #Keynes, #Dystopia, #DemocraticEconomicPlanning, #Capitalism, #EcoSocialism, #Socialism, #GreenCapitalism, #Narratives, #ClimateCounterAesthetics, #Transition, #SocioEcologicalTransition, #SocialDemocracy, #ScienceFiction

On this episode of the WiseKracks Podcast, pro sports bettor Bill “Krackman” Krackomberger is joined by Jon Orlando for another wide-ranging conversation packed with gambling stories, casino news, and sports betting insight.The guys kick things off by recapping a memorable dinner with Jon's dad — legendary musician Tony Orlando — and share behind-the-scenes stories you won't hear anywhere else. They also discuss the Arkansas lottery winner making headlines, news surrounding Barry Manilow's cancer diagnosis, and break down another wild parlay posted on the WagerWire site.The conversation continues with a deep dive into casinos carrying massive debt, the bizarre Hard Rock Bristol police VIP lawsuit incident, and plenty more real-world gambling and casino stories along the way.To close out the show, Randy Lee McKay joins the podcast to hand out picks and betting insight for NFL Week 18 and college football, helping you get ready for the final stretch of the season.Whether you're here for sports betting, casino news, legendary stories, or sharp picks — this episode has it all.

Clark kicks off the new year discussing how you can rethink your buying decisions moving forward.  And of course, Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Rethink Buying Decisions: Segment 1 Ask Clark: Segment 2 Clark Stinks: Segments 3 &4 Mentioned on the show: NYT: Shoppers Turn to Discounts and Debt, but Not Just for Holidays Is Borrowing Money With Affordable Payments To Buy Nice Things Really So Bad? How to Save Money on Groceries: 22 Clever Ways How to Shop for Lower Car Insurance How Often Should You Re-Shop Insurance? Life Insurance Archives - Clark Howard How To Get the Best Price Possible Shopping Online Backdoor Roth IRA: How High Earners Can Still Contribute 5 Tips To Protect Your Digital Privacy Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: A-I Stocks, Bond Maturity, Short-Term Rental Market, The VIX, Crypto, Pre-Tax Allocation vs. Roth I-R-A, Poorly Managed Companies, Publicly Traded Sports Teams, P.E. Ratios, Oil, Portfolio Management, Converting a Traditional IRA to a Roth, Cash Management, How to Calculate Company's Debt, 529 Plan, Entry Point.Our Sponsors:* Check out ClickUp and use my code INVEST for a great deal: https://www.clickup.com* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

A doctor decided to retire after treating cancer patients for nearly thirty years. While working with a billing company to resolve his clinic’s finances, he opted to forgive $650,000 of debt people still owed him. In an interview about this act of generosity, the doctor said, “I’ve always been rather uncomfortable with sick patients not only having to worry about their own health, [but also] their families, and their jobs, [and] money. That’s always tugged at me.” Even if we’ve never been deep in financial debt, all of us have experienced something similar in a spiritual sense. The Bible likens sin to “debts” (Matthew 6:12). It also says there’s no way for us to repay what we owe God. We can’t donate money to charity, serve others, or work out a deal with Him to cover what we owe. Jesus is our only hope. Through His death and resurrection, Christ “canceled the charge of our legal indebtedness which stood against us and condemned us; he has taken it away, nailing it to the cross” (Colossians 2:14). Accepting Jesus’ sacrifice for the wrong things we’ve done means waking up to a new day, completely free from the burden of sin. May God’s mercy and forgiveness shine into the world as He helps us lovingly address people and circumstances in our lives.

Most farmers still buy equipment the old way—cash or bank loans—losing years of compound growth. What if the problem isn't your policy… It's when the money runs through it?