Podcasts about Debt

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3177: Jeremy Jacobson challenges the conventional wisdom of including home equity in retirement budgeting, emphasizing that doing so can create dangerous blind spots, especially during market downturns. By treating home equity separately and recognizing the benefits of imputed rent, retirees can protect their portfolios and maintain spending power without being forced into selling their homes or taking on unnecessary debt. Read along with the original article(s) here: https://www.gocurrycracker.com/mortgages-home-equity-and-retirement-spending/ Quotes to ponder: "Home equity is not included in our net worth for budgeting purposes. I plan to spend less than 4% of the remainder." "Exclude home equity from the portfolio." "Debt is leverage, which multiplies returns and losses." Episode references: Cfiresim: https://www.cfiresim.com/ Risk Parity Radio: https://www.riskparityradio.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Contribute to Politicology at politicology.com/donate To unlock Politicology+ visit politicology.com/plus This week, Ron Steslow and  Izabella Kaminska (Founder and Editor at The Blind Spot and Senior Finance Editor at Politico Europe) discuss Trump's Big Beautiful Bill and why the controversy over debt and deficits has come to the forefront.  Then, in Politicology+ they discuss what we can learn from historical models of what happens when great powers are tested, and where we might be heading. Not yet a Politicology+ member? Don't miss all the extra episodes on the private, ad-free version of this podcast. Upgrade now at politicology.com/plus. Send your questions and ideas to podcast@politicology.com or leave a voicemail at ‪(703) 239-3068‬ Check out The Blind Spot: https://the-blindspot.com/ Follow this week's panel on X (formerly Twitter): https://twitter.com/RonSteslow https://twitter.com/izakaminska Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's episode, we hear about: ·       A wife wondering if she can learn to trust her husband again after a huge betrayal ·       A husband frustrated by the lack of effort his wife is putting into their marriage ·       A woman struggling with how politics are affecting her sex life Next Steps:

Join Tom Bilyeu and his co-host Drew as they tackle hot-button issues—from national protests and government response to the growing concerns of political polarization and economic instability. As the headlines scream about cities on fire and rumors of civil war swirl, Tom and Drew challenge each other's perspectives, debating how much of our current climate is real versus media-fueled overdramatization. They'll share their unique “inside the car vs. drone's-eye view” approach to understanding how local experiences and national trends collide. In this episode, they break down the waves of protest in LA, the government's response, and the political strategies at play—especially in the context of Trump's and Newsom's public standoff. Plus, they don't shy away from the hard questions: Are we witnessing the early signs of a larger societal unraveling? How do personal freedoms, law and order, and economic distress fit into the bigger picture? And what can history—and thinkers like Ray Dalio—teach us about what might come next? SHOWNOTES 00:00 Stuck in a Recurring Cycle 06:36 National Guard's Role in Riots 11:45 Managing Conflict in Tense Situations 16:02 Overreaction and De-escalation Challenges 21:50 "Addressing Riots and Armed Response" 28:42 Debate on Borders and Civil Order 35:08 Marxism Critique and Popularity Debate 40:36 "Avoidance: Theory vs. Practice" 46:20 State Moves Highlight Political Dynamics 51:48 "China's Economic Gamble at Risk" 55:22 "Disproportionate Rewards Drive Innovation" 01:02:44 Government Seizure of Bitcoin 01:04:31 "AI-Driven Reality Verification" CHECK OUT OUR SPONSORS Vital Proteins: Get 20% off by going to ⁠https://www.vitalproteins.com⁠ and entering promo code IMPACT at check out ButcherBox: New users that sign up for ButcherBox will receive their choice between steak tips, salmon, or chicken breast in every box for a year + $20 off their first box at ⁠https://butcherbox.com/impact⁠ Monarch Money: Use code THEORY at ⁠https://monarchmoney.com⁠ for 50% off your first year! Shopify: Sign up for your one-dollar-per-month trial period at ⁠https://shopify.com/impact⁠ iTrust Capital: Use code IMPACTGO when you sign up and fund your account to get a $100 bonus at ⁠https://www.itrustcapital.com/tombilyeu⁠  Jerry: Stop needlessly overpaying for car insurance - download the Jerry app or head to ⁠https://jerry.ai/impact⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it really take to go from financial scarcity and instability to true financial freedom?In this deeply personal episode, Lacy and Jessica pull back the curtain on their biggest financial transformations. They share exactly how they went from fear-based money patterns—Lacy growing up in poverty and Jessica under-earning despite overdelivering—to building expansive, abundant lives rooted in purpose, freedom, and self-worth.Jessica and Lacy reveal the unspoken struggles that blocked them, the subconscious reprogramming tools that freed them, and the specific aligned actions that helped them quantum leap their finances. From opening their first investment accounts to redefining their why, Lacy and Jessica illustrate the exact TBM steps that helped them break free from generational lack and step into magnetic wealth. The truth is, it always comes back to healing those inner child wounds and programming, finding expansion, and taking aligned action–even if it's the tiniest step, like reading a book or reflecting on why you want what you want. This episode is your roadmap for unblocking scarcity, opening income portals, and creating true abundance on your terms. If you've ever thought, “I want to live freely, without fear, with full financial confidence,” this is the episode to show you how to begin.Find the Complete Show Notes Here -> https://tobemagnetic.com/expanded-podcast Resources: SALE IS LIVE - $22/month!Join the Pathway MembershipJoin our membership to access the TBM Money Challenge - Now Live!The Pathway Membership gives you unlimited access to all of our manifestation workshops—including How to Manifest, Unblocking Your Inner Child, Shadow, Love, Money, Rock Bottoms, Ruts, and Energetic Updates —plus 70+ self-hypnosis tracks designed to unlock your full potential. LEARN MORE HERE Get the latest from TBMJoin our Money Challenge - 3 weeks to your next level of abundanceTake our Free Money Quiz - find out what level of wealth consciousness you are at Join the Pathway now to get full access to our Money Challenge when it launches June 2nd, 2025 – Join the Pathway (use code EXPANDED for 20% off first month)New to TBM? Free Offerings to Get You StartedLearn the Process! Expanded Podcast - How to Manifest Anything You Desire Get Expanded! The Motivation - Testimonial LibraryReady to find out what's holding you back? Try our Free Clarity ExerciseBe an EXPANDER! Share Your Manifestation StorySubmit to Be a Process GuestQuestions about the Money Challenge? Share a voice note of your question, block, or Process to be featured in an episode!This Episode is brought to you by: Kajabi - Try Kajabi all-in-one business platform free for 30 days with TBM link!Osea - 10% off with MAGNETIC10Undaria Algae Body ButterUndaria Algae Body OilDream Night CreamIn This Episode We Talk About:Lacy's early financial story rooted in instability and poverty consciousnessThe importance of discovering your “why” for money through inner child workHow expanders shift your financial baseline and open possibilityThe concept of income portals and how to close the ones no longer serving youWhy subconscious unblocking is more vital than budgeting tipsLacy's three biggest financial leaps and how they happenedHow aligned action and tiny financial steps create magnetismReframing abundance as nervous system peace and schedule freedomJessica's breakthrough around self-worth and financial independenceHow financial leaps are tied to emotional healing and identity workThe link between generational trauma and financial self-sabotageUsing the TBM challenge to uncover new subconscious patterns around moneyRedefining wealth as spaciousness, presence, and soulful alignmentMentioned In the Episode: Read Lacy's Substack: By Candlelight - Join HereEp. 208 - How To Create Financial Freedom Part 1 with Lacy, Jessica & GraceEp. 211 - How To Create Financial Freedom Part 2Ep. 89 - Ramit Sethi on Navigating Finances During Challenging Times Part 1Ep. 96 - Ramit Sethi on Creating Your Rich Life Part 2Ep. 355 - From 6-figure Debt to Authentic Abundance - The Process with MayssaI Will Teach You To Be Rich by Ramit Sethi@thelegacyinvestingshow on IGTake our Free Money Quiz - find out what level of wealth consciousness you are at Find our authenticity challenge plus all our workshops and all workshops mentioned inside our Pathway Membership! (Including the Validation DI and Inner Child DI) Where To Find Us!@tobemagnetic (IG)@LacyannephillipsLacy Launched a Substack! - By Candlelight - Join Here@Jessicaashleygill@tobemagnetic (youtube)@expandedpodcast

On this episode of Next Level CRE, Matt Faircloth interviews Jonathan Nichols of Apogee Capital. Jonathan shares how he and his wife scaled from single-family homes to multifamily syndications across Texas and Oklahoma by leveraging broker relationships and applying analytical rigor learned from his engineering background. He recounts the transformation of a distressed 170-unit property in Lubbock—from 68% to 93% occupancy in just a few months—by temporarily relocating on-site and aggressively implementing a value-add strategy. Jonathan and Matt also dig into property management challenges, when to vertically integrate, and the importance of broker trust and clear communication in winning off-market or "first-look" deals. Jonathan Nichols Current Role: Managing Partner, Apogee Capital Based in: Dallas–Fort Worth, TX Say hi to them at: https://apogeemfc.com Get 60% off the Magic Mind offer with our link and code https://magicmind.com/bestevermf & BESTEVER60 #magicmind #mentalwealth #mentalperformance Get a 4-week trial, free postage, and a digital scale at ⁠https://www.stamps.com/cre⁠. Thanks to Stamps.com for sponsoring the show! Post your job for free at https://www.linkedin.com/BRE. Terms and conditions apply. Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3176: James Lambridis breaks down the warning signs that debt may be sabotaging your financial well-being, and why understanding your Debt-to-Income ratio is key to regaining control. He outlines clear strategies to reduce bad debt, differentiate it from good debt, and improve your overall money management for lasting financial health. Read along with the original article(s) here: https://debtmd.com/blog/signs-you-have-too-much-debt Quotes to ponder: "You know your finances better than anyone, but when figuring out whether you need to lower your overall debt balances, it starts with calculating your Debt to Income Ratio (DTI)." "Making minimum payments is the equivalent of a hamster spinning on the wheel, you will never get anywhere." "The key to achieving your financial goals is being able to distinguish the difference between the two and having the right allocation of good debt and bad debt on your books." Learn more about your ad choices. Visit megaphone.fm/adchoices

Megyn is joined by attorney Bryan Freedman, who is representing Justin Baldoni, to discuss a federal judge's decision to dismiss his client's defamation lawsuit against Blake Lively, the legal grounds for the ruling, what parts of the case remain, how Baldoni feels about the judge's decision, how the legal battle has impacted his career, what comes next in the fight, when Lively could be deposed, whether Ryan Reynolds will also have to sit for a deposition, Taylor Swift's role in the case, why Baldoni is prepared to go to trial, and more.Lumen: Visit https://lumen.me/MEGYN for 10% OffTax Network USA: Call 1-800-958-1000 or visit https://TNUSA.com/MEGYN to speak with a strategist for FREE todayDone with Debt: https://www.DoneWithDebt.comFollow The Megyn Kelly Show on all social platforms:YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at: https://www.devilmaycaremedia.com/megynkellyshow 

Tom and co-host Drew taking listeners deep into the volatile landscape of American current events, zeroing in on the LA immigration riots that have dominated headlines. With tensions flaring between national and local leadership—Trump pushing for a hardline federal response, Newsom resisting—the conversation explores the patterns of civil unrest and political division that have marked recent American history. Tom and Drew set the stage by wrestling with the disconnect between lived experience on the ground and the dramatized narrative pushed by media and politicians, and they unpack the psychology and historical context that frame our national sense of crisis. Join Tom and Drew as they analyze pattern recognition in societal upheavals, the rise and repetition of riots, and the role that both media and political actors play in stoking societal fear and division. They candidly debate law and order, the line between peaceful protest and violence, and how responses from leadership can either escalate or temper unrest. It's a raw, unfiltered look at American fault lines through the eyes of two thoughtful centrists with sharply different perspectives on what's at stake and where we go from here. SHOWNOTES00:00 Random kickoff, LA immigration riots, Trump vs. Newsom00:52 Media narratives vs. lived experience; historical cycles of riots02:30 Deep dives: Creature from Jekyll Island and AI, preview of upcoming Ray Dalio civil war content03:10 Tom's “inside the car” vs. “drone's eye view” analogy on threat perception05:12 Debt, wealth inequality, and existential threats to American stability06:10 Examining news, protest origins in Paramount, media weaponization06:36 Role of Trump, National Guard, and police statements08:09 Agitation, escalation, law-and-order arguments09:11 Tom on zero tolerance for violence, personal property, and police response12:28 Drew on distinctions between protest and violence, the need for context13:19 Discussion of left-wing agitators and policing dynamics14:40 Blocking streets, crowd management, protest policing strategies15:21 Debate on in-the-moment criminal crackdown vs. escalation risks18:24 Societal order, community safety, and escalating force19:30 Defining peaceful protest; competing moral frameworks for resistance22:33 Tom lays out the slippery slope to civil war when national values diverge24:49 The debate over armed vs. unarmed resistance, the nature of violence25:05 Political theater in raids and the true nature of immigration enforcement27:27 Discussion on California as a political flashpoint, media tactics29:50 Political capital, incentives, and why the reactions might matter more30:59 Are “let it burn” tactics viable? Drew and Tom's fundamental disagreement FOLLOW TOMInstagram: https://www.instagram.com/tombilyeu/Tik Tok: https://www.tiktok.com/@tombilyeu?lang=enTwitter: https://twitter.com/tombilyeuYouTube: https://www.youtube.com/@TomBilyeu CHECK OUT OUR SPONSORS Vital Proteins: Get 20% off by going to ⁠https://www.vitalproteins.com⁠ and entering promo code IMPACT at check out ButcherBox: New users that sign up for ButcherBox will receive their choice between steak tips, salmon, or chicken breast in every box for a year + $20 off their first box at ⁠https://butcherbox.com/impact⁠ Monarch Money: Use code THEORY at ⁠https://monarchmoney.com⁠ for 50% off your first year! Shopify: Sign up for your one-dollar-per-month trial period at ⁠https://shopify.com/impact⁠ iTrust Capital: Use code IMPACTGO when you sign up and fund your account to get a $100 bonus at ⁠https://www.itrustcapital.com/tombilyeu⁠  Jerry: Stop needlessly overpaying for car insurance - download the Jerry app or head to ⁠https://jerry.ai/impact⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3175: Christina Browning shares the powerful habits that propelled her and her husband to millionaire status and early retirement before turning 40. By mastering mindset shifts, strategic planning, debt avoidance, and conscious spending, they turned consistent daily actions into wealth-building habits that can be replicated by anyone ready to rethink their approach to money and success. Read along with the original article(s) here: https://www.ourrichjourney.com/post/habits-that-made-us-millionaires-in-less-than-ten-years Quotes to ponder: "Whenever we found we wanted something, instead of shooting that desire down or making excuses for why it wasn't practical or achievable, we figured out what exactly we could do to get there." "Debt weighs on you, both financially and mentally." "Make it a habit to think about how you are spending your money and how you can limit that spending in small, inconsequential ways." Learn more about your ad choices. Visit megaphone.fm/adchoices

Proverbs 16:16 says, “How much better to get wisdom than gold! To get understanding is to be chosen rather than silver.”In a world that chases wealth as the ultimate goal, Scripture calls us to something better—wisdom. Because without godly wisdom, even abundance can lead us astray. Today, Jim Newheiser joins us to explore why wisdom, not money, is the true measure of success in God's economy. Dr. James (Jim) Newheiser, Jr., is the Director of the Christian Counseling Program and Professor of Christian Counseling and Pastoral Theology at RTS Charlotte. He is also the author of several books on the subject of counseling, as well as Money: Seeking God's Wisdom (31-Day Devotionals for Life).Investing in What SatisfiesIsaiah 55:2 details an account where the Lord asks, “Why do you spend money for what is not bread, and your wages for what does not satisfy?” It's a poignant reminder that many of us chase things that leave us empty. How we spend our time and money reflects what we value. Yet so often, those values are shaped by a world that overpromises and underdelivers.Instead of finding fulfillment in wealth, ultimate satisfaction comes from our relationship with God and the good gifts He provides. Time spent in Scripture, prayer, and worship is far more nourishing than any financial gain. Even the principle of rest in Scripture is God's reminder that we don't need to fill every waking moment with striving.Wisdom or Wealth? A Tale of Two WomenThe book of Proverbs is interesting because in this compilation in Scripture, wisdom is personified as a noble woman worth pursuing, while folly appears as a seductive but destructive adulteress. Proverbs sets up a contrast because Lady Wisdom is like the soul's true bride. She brings joy and delight. But Madame Folly, who represents false promises like the pursuit of money for its own sake, is spiritual adultery, and she leads to misery.The point is clear: what we pursue will shape us. Chase wisdom, and you'll find joy and lasting purpose. Chase wealth, and you may find yourself grasping at the wind.Applying Wisdom in Daily LifeHow do we actually live out this pursuit of wisdom over wealth? For someone who's not used to reading Scripture regularly, it can start with just two pages a day or with a chapter of Proverbs a day. Ask God to speak to you through it.God has promised something far better than material wealth—His presence, His wisdom, and His joy.There's such a huge connection between our hearts and our money, and God is ultimately after our hearts.If you're ready to go deeper in your walk with God by rethinking your financial life through the lens of biblical wisdom, Wisdom Over Wealth is a great place to start. This new 12-lesson study from FaithFi, based on Ecclesiastes, unpacks how true joy isn't found in accumulation but in reverence, surrender, and trust.You can receive a copy of Wisdom Over Wealth when you become a FaithFi Partner. Your monthly gift of $35, or annual gift of $400, helps us continue to share biblical financial wisdom across the globe. Visit FaithFi.com/give to partner with us today.On Today's Program, Rob Answers Listener Questions:I have a TIAA retirement account from my husband's time as an adjunct professor at a local community college. It's a small amount. As I'm 76, I'm required to set aside a certain amount each year. I would like to give this to my son now so that those amounts can stay in the account and start accruing interest. Can I do that?We have a credit card balance of $15,000 with an interest rate of 11%. We try to pay $2,000 a month, but the balance keeps increasing. Part of the reason is that our 29-year-old daughter, who lives and works in London, has a card on our account. We initially gave her the card for emergencies and plane tickets home, but she's using it for other expenses, such as occasional Ubers and travel. We really want to pay off this card, but we can't make any progress. What can we do?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Money: Seeking God's Wisdom (31-Day Devotionals for Life) by Dr. Jim NewheiserSelectQuoteNational Christian Foundation (NCF)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this episode, Dinesh argues that America is entering a “debt spiral” in which the normal remedies applied by the Federal Reserve no longer work. Dinesh examines the reason for Kilmar Abrego Garcia’s return to the US and considers the criteria by which bad guys like Garcia and George Floyd become heroes of the Left. Auron MacIntyre of the Blaze joins Dinesh to talk about the rising tide of violence on the Left. See omnystudio.com/listener for privacy information.

In this episode of the Personal Finance Podcast,  we are going to talk about  the fastest way to learn anything and achieve more with Pat Flynn. How Andrew Can Help You:  Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Shop Data Plans and Save Big at mintmobile.com/pfp  Go to https://joindeleteme.com/PFP20/ for 20% off!  Connect with Pat Flynn Website Facebook Instagram Youtube X Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

In this roundtable conversation, Todd Langford, Denzel Rodriguez, Daniel Rondberg, and Caleb Guilliams walk through every variable — interest rates, compounding, cash flow, risk, flexibility, and even tax deductions for velocity banking. Does this concept actually work to pay off mortgages faster or is it a wash? Check out everyones channel: Todd Langford: https://www.youtube.com/@TruthConcepts Denzel Rodriguez: https://www.youtube.com/@DenzelNapoleonRodriguez Daniel Rondberg: https://www.youtube.com/@DanielRondberg 00:00 Understanding Mortgage Payoff Strategies02:34 The Role of Velocity Banking05:20 Comparing HELOC and Traditional Mortgages07:55 Cash Flow and Interest Rates10:34 Analyzing Interest Savings with HELOC12:30 Income and Expense Management14:46 The Impact of Accelerated Payments17:57 Tax Implications of Mortgage Payments20:24 Final Thoughts on Mortgage Strategies25:20 Understanding Interest Rates and Mortgage Strategies31:32 The Impact of Debt on Financial Decisions35:04 Comparing Payment Strategies: HELOC vs Traditional Payments43:59 Evaluating the Role of Time Value of Money50:43 Entrepreneurial Perspectives on Debt Management58:14 The Emotional Weight of Debt59:15 Understanding Debt vs. Cash Flow01:00:38 The Debate on HELOC vs. Savings01:02:28 Velocity Banking Explained01:04:46 Cultural Perspectives on Debt01:06:37 The Role of Emotion in Financial Decisions01:08:31 Comparative Rates and Financial Strategies01:11:19 Risk-Adjusted Returns and Financial Planning01:14:01 The Importance of Rate in Financial Decisions01:18:22 Final Thoughts on Financial StrategiesDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Missionary Amy Carmichael once expressed a powerful truth: “You can give without loving, but you cannot love without giving.”That quote reminds us that generosity isn't just something we do—it reflects who we are in Christ. So, how do we grow into more joyful, intentional givers? Today, we'll talk with Ron Blue about what he calls “living giving”— and how that mindset can bring real financial freedom.Ron Blue is the Co-Founder of Kingdom Advisors and the author of many books on biblical finance, most notably Master Your Money: A Step-by-Step Plan for Experiencing Financial Contentment.Giving Is a Spiritual DecisionGiving reflects our trust in God. When we give—and give first—we're saying, “Lord, You gave this to me, and I'm returning to You what's already Yours. I trust You to meet my needs.”It's a profound shift in perspective. Instead of centering our financial lives on ourselves, giving reorients our hearts toward God's purposes. It stretches our faith and loosens money's grip on our hearts. It doesn't shrink your life—it expands it.Ron Blue classically says, “Do your giving while you're living so you're knowing where it's going.” That's more than a catchy phrase. It's a philosophy rooted in joy. Too many people wait until death to make significant gifts, missing the delight of seeing God work through their generosity in real time.There's something deeply joyful about watching God use what you've given. It's not just about writing a will—it's about living with open hands.True Financial Freedom Starts With Open HandsThink of your money like a closed fist or an open hand. When your fist is closed, you're trying to control or keep what you think is yours. But when you open your hand, you're saying to God, “This is Yours. Use it as You will.”That's what true financial freedom looks like—not merely having enough, but being free from money's control altogether. God doesn't need our money, He wants our hearts. And He knows that money is one of the greatest competitors for our love.As you reflect on your own financial life, maybe it's time to stop asking, “How much do I have to give?” And start asking, “How can I use what I've been given to glorify God—right now?”You can find Ron's book Master Your Money: A Step-by-Step Plan for Experiencing Financial Contentment wherever books are sold.On Today's Program, Rob Answers Listener Questions:I use a donor-advised fund for charitable contributions and would like to contribute to a mission trip that my church is organizing. I'm wondering if it's legal from an IRS standpoint to contribute directly to an individual going on a mission trip, or do I give it to the mission fund?I'm paying off a credit card after my mom's death, which costs me $320 a month. I have two options: continue with my current plan or have my wife assist me in paying it off. I wanted to get advice on which approach would be the best to help pay it off.I sell items on eBay, and I'm confused about my tax reporting. When preparing my 2024 taxes, eBay flagged me about my 1099-K, stating that I didn't make enough to require the form. Do I need to add this to my Social Security? As I look online, I've just gotten more confused about different reporting requirements.I'm taking an early retirement, and I understand that I can only earn $24,300 before it impacts my Social Security. It looks like I'm going to go over that amount by just a bit. Do they tax anything over the $24,300, or do they tax the whole amount?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Master Your Money: A Step-by-Step Plan for Experiencing Financial Contentment by Ron BlueChristian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Want a vacation but working with a tight budget? Consider a staycation! In this episode, Art shares eight creative ideas for enjoying a memorable staycation without breaking the bank. Plus, he teams up with a fellow CERTCFC® to answer listener questions. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

Most women think managing their own investments is risky—but the truth is, the real risk lies in not learning how. In this episode, I break down what I call the risk-reward reversal and expose how traditional financial advice is costing women millions. I walk you through the exact math behind financial advisor fees, why those polished pie charts are keeping you broke, and how taking control of your portfolio could add 7 to 8 figures to your net worth. Plus, I drop the Gordon Ramsay metaphor you'll never forget. Tune in to learn:The actual risk of managing your money vs. outsourcing itHow financial advisors make money even when you lose itA $9.2M case study of someone who blindly followed “safe” adviceWhat women need to understand to make bold, profitable investing movesWhy trusting yourself financially is the biggest ROI decision you can make  DM me WMM on FACEBOOK or INSTAGRAMInstagram - https://www.instagram.com/kristenwonch.xox/Facebook - https://www.facebook.com/kristenwonch

After 40 years, Japan can no longer keep buying our debt. Should U.S. lenders be worried? Are interest rates going to spike? Europe is on pace to have a better year than the U.S. Is Europe becoming a better place for business? Should investors start selling off Large U.S. stocks and investing in other places? Today, Paul talks about two pieces of international news he thinks are designed to create fear and uncertainty in investors. Listen along as Paul answers these questions and explains why financial news outlets focus on stories like these.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

In this powerful episode, tax resolution expert Morgan Q. Anderson, EA, shares how she's helped thousands of Americans eliminate overwhelming tax debt and deal with both the IRS and state tax agencies.   With over 25 years of experience, Morgan breaks down how people—especially business owners and everyday individuals—accidentally fall into tax trouble and what can be done to recover.   Whether it's payroll tax issues, inheritance mistakes, or post-disaster penalties, Morgan reveals the real reasons behind tax debt and the practical solutions she offers as a trusted Enrolled Agent and Power of Attorney.   This episode is a must-listen if:   • You're a small business owner navigating tough financial seasons   • You've received threatening IRS letters   • You want to avoid common tax mistakes and stay compliant   • You're looking for expert insight on tax resolution in the U.S.  

Polina Pompliano and Anthony Pompliano discuss Circle IPO, bitcoin, rise of crypto companies on Wall Street, what it means for your portfolio, what is going on with LA riots, how we could solve the problem, and why Invest America is pushing to give every newborn $1,000 to invest. =======================Xapo Bank, the world's first fully licensed Bitcoin-enabled bank, offers military-grade security with an unmatched blend of physical and digital security, as well as pioneering regulatory oversight, so your funds are always protected. Beyond secure storage, they enable you to grow and use your Bitcoin. Earn daily interest in Bitcoin, spend with zero FX fees using a global card, and make instant payments via the Lightning Network for unrivalled access and convenience. Visit https://www.xapobank.com/pomp to join.=======================Maple Finance is where real money meets real yield. With over $1.5B managed, Maple offers secure lending, Bitcoin yield, and premium DeFi assets like syrupUSDC. Get started today at https://www.maple.finance !=======================Pomp writes a daily letter to over 265,000+ investors about business, technology, and finance. He breaks down complex topics into easy-to-understand language while sharing opinions on various aspects of each industry. You can subscribe at https://pomp.substack.com/=======================View 10k+ open startup jobs:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://dreamstartupjob.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Enroll in my Crypto Academy: https://www.thecryptoacademy.io/

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✨ Ready to Manifest Your Dream Life?Join my 7-Day Manifestation Challenge starting June 16th! Learn to clear the blocks that are holding you back and align with the life you desire—time, location, and financial freedom. Sign up now and start your journey to limitless abundance! ⁠Join the Course Here.⁠In this powerful episode, Marley Rose Harris reveals the hidden causes of debt and financial blocks, sharing insights into how our subconscious minds hold onto these patterns for an unexpected benefit. Through years of working with clients worldwide, Marley has identified a major root cause that keeps people stuck in debt—an unconscious connection to our parents. Learn how to break free from these limiting beliefs and clear the energetic pattern that keeps you tied to financial fear.The hidden advantage of holding onto debt and financial strugglesHow subconscious patterns are formed around money and family dynamicsThe connection between love, money, and debt in the subconscious mindHow to break free from the cycle of debt and reclaim financial freedomActionable steps to release the fear of not being able to do it on your ownAction-Oriented Episode Focus:Identify the hidden advantage your subconscious mind is holding onto when it comes to money or debt.Have a heart-to-heart conversation with your parents about your financial connection and break the energetic ties holding you back.Clear any limiting beliefs around self-worth and financial independence.Use the Clear the Fear Method to release old patterns and embrace a new, abundant money mindset.Resources:Clear the Fear Certification: Help others clear their limiting beliefs and become a certified practitioner! [Link to certification]Higher Self App: Dive deeper into recalibrating your mind and clearing your subconscious blocks. [Link to app]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Marley's YouTube Channel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Marley on Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow along with Marley at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@marleyroseharris⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, view her website at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠marleyrose.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, or send her an email to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@marleyrose.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Submitting a review? Screen shot your review and send it to hello@marleyrose.ca to get your free track to clear any blocks to manifest your desires! Thank you

When Jamie Dimon warns that the U.S. bond market could "crack," it's time to listen. This week, we dive into America's mounting debt crisis, with U.S. debt now surpassing $34 trillion, deficits running at $2 trillion a year, and interest payments exceeding military spending. We unpack how Trump's tax cuts, tariffs, and spending splurges are pushing the system to breaking point, and why a bond market crack could trigger a global dollar crisis.Then we turn the lens to Ireland, where the economy is running too hot: clogged roads, soaring rents, and an influx of investment we can't absorb. Should Ireland slow down before the next global downturn forces us to? From bond yields to blocked-up Westland Row, this episode connects the big macro shifts to the everyday pressures you feel on your commute. Join the gang! https://plus.acast.com/s/the-david-mcwilliams-podcast. Hosted on Acast. See acast.com/privacy for more information.

“I said in my heart, ‘Come now, I will test you with pleasure; enjoy yourself.' But behold, this also was vanity.” — Ecclesiastes 2:1What happens when someone has the power to indulge in every pleasure the world can offer? In Ecclesiastes, we find one of Scripture's boldest experiments: a search for lasting joy through earthly delights. The Preacher—often thought to be Solomon—pursues laughter, wine, work, wealth, sex, and success, all in an effort to answer one question: Can pleasure truly satisfy the human soul?A Culture Chasing the WindToday, we live in a world that echoes the Preacher's experiment. “Treat yourself.” “Follow your heart.” “Do what makes you happy.” These aren't just slogans—they're mantras for modern living. From the vacations we plan to the gadgets we unbox, we're told that happiness is just one more swipe, scroll, or splurge away.But Ecclesiastes challenges that narrative. It forces us to wrestle with a deeper question: What if pleasure doesn't lead where we think it does?The Preacher's pursuit wasn't careless. It was a deliberate, calculated test. He writes, “Whatever my eyes desired I did not keep from them” (Ecclesiastes 2:10). He built houses, planted vineyards, created lush gardens, hired singers, amassed wealth, surrounded himself with comfort—even concubines.This wasn't indulgence for indulgence's sake. It was a methodical pursuit of happiness. Today, we might say: “If it looked fun, I bought it. If it felt good, I did it.” The experiment was thorough, and the results were heartbreaking.“Behold, all was vanity and a striving after wind.” — Ecclesiastes 1:14The Thrill FadesTo picture this, imagine a bag of old receipts. Each one once captured a moment of excitement—a new purchase, a fancy dinner, a spontaneous trip. But now? They're just scraps. The joy is gone.That's exactly what the Preacher realized. Pleasure was never meant to carry the weight of our deepest needs. It promises fulfillment but delivers only fleeting escape. It's like trying to hold smoke in your hands—real for a moment, then gone.The Preacher's story finds a parallel in Jesus' parable of the prodigal son. The younger son squandered his inheritance chasing worldly pleasures, only to end up broke and broken. The twist? The Preacher had everything the prodigal son dreamed of—wealth, opportunity, indulgence—and yet he ended up just as empty.Different paths. Same conclusion.A Warning That Leads to FreedomHere's the grace in all this: We don't have to repeat the experiment. The Preacher's pain can be our wisdom. He's waving us down from the road ahead, saying, “There's nothing here. Don't waste your life chasing shadows.”That's a gift. It frees us to reflect:What am I turning to when I feel tired or discouraged?What “quick fixes” do I reach for without thinking?What would it look like to seek joy in God instead?God is not against pleasure. He is the Creator of joy and the Giver of every good and perfect gift (James 1:17). But those gifts were never meant to replace Him. When we look to pleasure as the destination rather than a signpost to the Giver, we miss the point—and our hearts remain restless.So next time you reach for something to lift your spirits, ask: Is this joy, or just escape? Is this feeding my soul, or simply distracting it?A Better Way to LiveEcclesiastes doesn't just warn—it redirects. It helps us tear down the idol of pleasure and place our hope in a Person, not a product. And that Person—our God—is the only source of joy that doesn't fade.At FaithFi, we want to help you explore this truth more deeply. That's why we created Wisdom Over Wealth, a Bible study on Ecclesiastes that unpacks themes like pleasure, wealth, and contentment from a biblical lens.This month, when you support FaithFi's ministry with a gift of $35 or more, we'd love to send you a copy as our way of saying thank you. Just visit FaithFi.com/wisdom to request your copy today.On Today's Program, Rob Answers Listener Questions:I'm wondering if it's better for my husband, who just retired, to take Social Security now or wait two more years, which would mean withdrawing about $96,000 from our 401(k) during those two years to cover our living expenses.I have a nonprofit property I want to sell, and I'm planning on giving the proceeds to another 501(c)(3) organization. Since I'm not very experienced with this process, are there any specific forms or steps I need to take at the closing of the sale? I recently made a claim for a new roof, and my insurance went up. Do insurance companies research when you've made a claim on the internet or through a database? I was told by two roofers I didn't need a new roof, but the insurance company insisted I did. I have some money in a credit union that I want to move somewhere to earn more interest. I just discovered I can use my Fidelity account for investing, and they're offering 4%.  I'm wondering about the difference between keeping my money in my Fidelity account or moving it to an online bank, and what the benefits might be.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Comprehensive Loss Underwriting Exchange (C.L.U.E.)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Episode WebsiteClick Here to Sign up for the Get Out of Debt Without Giving Up Your Summer Vacation Masterclass. Click Here to book your complimentary Financial Clarity Consultation. Ready to finally Stop Overspending?Start The Stop Overspending Course today → Click here to enroll. Grab the Free Training:How to Build Wealth WITHOUT Going On A Strict Budget → Click here to watch now. Click Here to open an Account with Ally Bank Using My Referral Link. Follow Me on Instagram → @germainefoleycoaching

Chris Whalen, chairman of Whalen Global Advisors and author of The Institutional Risk Analyst blog and author of "Inflated: Money, Debt and the American Dream," returns to the show with a monthly update on markets and the economy.Sponsors: Monetary Metals. https://monetary-metals.com/julia Kalshi: https://kalshi.com/juliaIn this episode, Whalen argues the Fed's easy money era is over, with no rate cuts coming this year and traditional monetary policy failing to help Main Street. He warns of a "silent subprime crisis" brewing in multifamily real estate and sees stagflation ahead - low growth with persistent inflation eating away at real purchasing power. Whalen advocates for gold as protection against currency debasement and explains why recession odds have dropped to 27% despite structural economic challenges from commercial real estate to student loan repayments as pandemic-era programs wind down.Links:    Twitter/X: https://twitter.com/rcwhalen    Website: https://www.rcwhalen.com/    The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/   Inflated book (2nd edition): https://www.barnesandnoble.com/w/inflated-r-christopher-whalen/1146303673Timestamps:00:10 - Introduction of Chris Whalen 02:11 - Big picture market outlook and elevated interest rates 04:30 - No rate cuts coming this year discussion 05:38 - Trump's "big beautiful bill" and Senate dynamics 06:17 - Fed balance sheet reduction and inflation persistence 08:02 - Silent subprime crisis in multifamily real estate 09:13 - Mixed bag stock market outlook explanation 10:42 - Recession probability13:20 - Real estate opportunities and putting deals together 14:04 - Jay Gould and Jim Fisk arbitrage between gold and paper 16:57 - Fed's 2% inflation policy and its impact on savers 18:20 - Gold as anti-dollar hedge discussion 19:38 - Fall of fiat and return to sound money debate 21:00 - Why dropping rates no longer stimulates Main Street 22:13 - Chris's proposal to freeze government spending 24:11 - Banking system fluff and lack of credit demand 25:46 - Real vs nominal growth and stagflation 27:43 - Fannie Mae and Freddie Mac conservatorship discussion 30:00 - Closing thoughts and where to find Chris's work

In Hour 1, Ryan Wiggins and Brad Range, filling in on The Annie Frey Show, are joined by Tonya J. Powers of Fox News to analyze the growing political unrest in the U.S. They discuss various protest groups, National Guard deployment in Los Angeles, and how immigration raids and sanctuary city policies are driving demonstrations. The hosts also explore political motivations, alleged protest funding, and media influence on public perception. In Hour 2, Jim Carafano of the Heritage Foundation joins Ryan and Brad to talk about the rollback of DEI initiatives in the military and a renewed focus on merit and warrior ethos. They discuss global views of Trump, the international spread of American social debates, and the rise of conservative movements in Europe, highlighting media's role in shaping ideological divides and the need for open dialogue. Hour 3 features Ethan and Brandon, who shares a story about waking at 4 AM to find someone standing in his bedroom doorway. Callers add their own wild sleepwalking tales, from midnight cooking to military drills. The hour closes with a live chat poll asking, “Can California Be Saved?”

In Episode 90 of Dad Bod History, the dads return to the mic to break down the tangled issues dominating headlines in 2024. From the controversial rise of Modern Monetary Theory to America's ever-growing debt, they explore why meaningful reform remains out of reach. Immigration enforcement, policy failures, and the strange Trump-Musk relationship all get the Dad Bod treatment—with history, context, and a healthy dose of skepticism.Topics include: – The economic impact and critiques of Modern Monetary Theory – A historical look at U.S. debt and deficits since 2000 – Why both parties avoid true immigration reform – The evolving political dynamic between Trump and Elon Musk – Media, loyalty, and political perception in modern AmericaMemorable Quotes:

I'm NO finance guru - I'm just a bestie who one day found herself drowning in debt, and a few years later had it completely paid off and living in my dream home -  and no, I didn't have a plan or a road map, but I did have hope and GRIT. This ep is for the girlies who need some encouragement when it comes to their finances and HOPE that things WILL get better when it comes to finances even when it feels IMPOSSIBLE

In this podcast episode, host Kevin Thompson, CEO of 9i Capital Group, engages with Dr. Jason Hsu, CEO of Rayliant Global Advisors, to discuss the intricate economic relationship between the U.S. and China. They explore topics such as tariffs, trade dynamics, and the role of international students. Dr. Hsu highlights the mutual benefits of U.S.-China trade, the importance of intellectual property transfer, and the contributions of international students to the U.S. economy. They also delve into concerns about U.S. debt, the impact of digital currencies, and the debate between active and passive investment strategies in emerging markets.China's Economic Impact (00:01:32) Technology Transfer Debate (00:04:25) International Students and U.S. Competitiveness (00:06:56) American Influence through Education (00:09:40) Concerns about U.S. Debt (00:10:35) Cryptocurrency Skepticism (00:13:07) Historical Lessons in Economics (00:15:04) Active vs. Passive Investment Strategies (00:17:25) The Illusion of Competition (00:20:21) Location and Background (00:23:05) Engineering and Automation in China (00:25:18) Insight into the advanced automation and engineering capabilities of Chinese factories.Infrastructure and Economic Marvels (00:27:06) Learning from Mistakes (00:28:01) Closing Remarks and Episode Summary (00:32:56)NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

Consumer credit rose $17.9 billion in April — $6 billion more than projected, the Fed says. Americans may be anxious about tariffs, but low unemployment means a lot of us still have the cash to pay a credit card bill or car payment at the end of the month. But a few debt warning signs are flaring. Also in this episode: Warner Bros. announces a corporate split, the cycling industry shifts gears and we visit a town where the majority of businesses are inside homes.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Today we are talking with a family doc and a physical therapist who have paid off all of their student loans just a few years out of training. Their secret to success was creating a financial plan and sticking to it. They lived like residents and put everything they could to loans. They are both extremely debt averse and just wanted to pay their loans off quickly even if they could have gotten forgiveness over time. Their advice to you is to really negotiate your contract, financially educate yourself and have a plan. After the interview we are talking about debt vs investing for Finance 101. This podcast is sponsored by Bob Bhayani at Protuity. He is an independent provider of disability insurance planning solutions to the medical community in every state and a long-time white coat investor sponsor. He specializes in working with residents and fellows early in their careers to set up sound financial and insurance strategies. If you need to review your disability insurance coverage or to get this critical insurance in place, contact Bob at https://WhiteCoatInvestor.com/Protuity today by email info@protuity.com or by calling (973) 771-9100. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Be a Guest on The Milestones to Millionaire Podcast: https://www.whitecoatinvestor.com/milestones  Main Website: https://www.whitecoatinvestor.com  Student Loan Advice: https://studentloanadvice.com  YouTube: https://www.whitecoatinvestor.com/youtube  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

In this episode of the Personal Finance Podcast,  we are going to talk about  the Ultimate Guide to Becoming an Employer Match Millionaire. How Andrew Can Help You:  Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Shop Data Plans and Save Big at mintmobile.com/pfp  Go to https://joindeleteme.com/PFP20/ for 20% off!  Links Mentioned in This Episode:  The Ultimate Guide to the HSA (The Super Retirement Account!) What Do I do With an HSA at an Old Employer?! (Plus How to Avoid RMD's) - Money Q&A Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Consumer credit rose $17.9 billion in April — $6 billion more than projected, the Fed says. Americans may be anxious about tariffs, but low unemployment means a lot of us still have the cash to pay a credit card bill or car payment at the end of the month. But a few debt warning signs are flaring. Also in this episode: Warner Bros. announces a corporate split, the cycling industry shifts gears and we visit a town where the majority of businesses are inside homes.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Treasury Secretary reveals how the government plans to use property owners' wealth to address America's $37 trillion debt. The proposed strategy involves inflating asset prices, which leads to higher property taxes and capital gains taxes, ultimately using citizens' property to stabilize debt-to-GDP ratios. The episode outlines four methods the government might use: the inflation tax, assessment traps, forced sales, and leveraging mortgages. It also offers strategies to hedge against these potential risks, such as challenging property tax assessments, maximizing homestead exemptions, investing in rental properties, securing cheap debt, and leveraging inflation to reduce debt. The episode emphasizes the importance of real estate investment and diversification into assets like gold and Bitcoin to protect oneself from financial exploitation by the state. BUT BEFORE THAT, Matt talks about why printing money sounds like a solution—until you realize it's quietly destroying your savings. About that thing we're doing in Vegas this month: https://intensive2025.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

When we are confronted with the big issues of life, it is not the strength of our faith that will matter, but the object of that faith. Because Jesus has the power and the authority to meet every need in our lives, we can confidently place our faith in Him.

“For you know the grace of our Lord Jesus Christ, that though he was rich, yet for your sake he became poor, so that you by his poverty might become rich.” - 2 Corinthians 8:9This powerful verse is often quoted when we talk about generosity, and rightly so. It shows us that generosity isn't just a financial principle—it's rooted in the very heart of the Gospel. Today, Dr. Nathan W. Harris joins us to explore that connection more deeply.Dr. Nathan W. Harris is the Vice President of Strategic Initiatives at The University of Mobile in Mobile, Alabama. He is also the author of A Short Guide to Gospel Generosity: Giving as an Act of Grace.What Is Gospel Generosity?Gospel generosity is giving rooted in the good news of salvation through Jesus Christ. Generosity is not merely a virtue for the Christian life but a cheerful disposition that springs forth from the gospel. This kind of generosity arises from new life in Christ, is empowered by the Holy Spirit, and reflects the Father's model of grace throughout creation.At its core, gospel generosity isn't just about giving—it's about proclaiming and portraying Christ's saving work in our lives. It signifies a radical transformation of a believer's heart and mind, leading to joyful stewardship of resources in service to God's kingdom.Beyond the Tithe: A Higher CallingOne of the most debated topics surrounding generosity is the concept of tithing. Are Christians called to tithe, or is there a greater expectation?While tithing—giving 10%—is not explicitly required for Christians, the gospel calls us to something far greater. We aren't obligated to give; instead, Christians have an incredible gospel opportunity. We are called to live generously, humbly, selflessly, and with the kingdom of God in mind.This perspective reframes giving not as a rule to follow but as an act of grace and worship, rooted in gratitude for what Christ has done.How the Gospel Transforms Our View of MoneyThe gospel transforms our hearts and minds and revolutionizes how we approach money and stewardship. Martin Luther once said:“There are three conversions in one's life—the conversion of the heart, the mind, and the pocketbook.” When we encounter Christ, our hearts are filled with affection for Him, and our minds are set on heavenly things. However, many Christians struggle to surrender their finances to God fully. You can't hold on to Christ while also holding on to your money.A heart transformed by the gospel desires to honor Christ above wealth. A mind renewed by the gospel prioritizes kingdom values over worldly ones. This transformation shapes every aspect of our financial lives, from earning and saving to spending and giving.Living as Stewards of God's ResourcesWhen our hearts and minds are fully surrendered to Christ, our finances naturally follow. Giving becomes not just an obligation but an act of worship and a reflection of the gospel's transforming power.To explore these ideas further, check out Dr. Nathan W. Harris's book,  A Short Guide to Gospel Generosity: Giving as an Act of Grace. This concise guide offers biblical wisdom and practical insights into living a life of joyful, gospel-rooted generosity.On Today's Program, Rob Answers Listener Questions:I have a whole life insurance policy for my mom that we've been paying on for about nine years. I'm wondering if I should just cash it in since we're almost at the full policy amount.What is the best educational investment account to use for my 10 and 8-year-olds when they're ready for college? I've just been saving money in savings accounts.I wanted to ask about the Windfall Elimination Provision and the Government Pension Offset - are they still in effect? I'm a firefighter and paramedic who worked in the public service and private sector for 30 years.My wife and I don't have a retirement plan yet. I'm 53 and my wife doesn't work. We have a vacant lot worth $45,000, and I'm wondering what we can do with the money from selling it to help prepare for our retirement.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)A Short Guide to Gospel Generosity: Giving as an Act of Grace by Dr. Nathan W. HarrisSavingForCollege.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Ready to save $10k-$50k in taxes this year? Book a call here:► https://taxstrategy365.com/pod-appIn this episode, I break down the differences between filing jointly and filing separately as a married couple. I go through real scenarios where filing separately can actually lead to better outcomes, especially when it comes to student loans, tax credits, and mortgage approvals. I explain how combining income can sometimes push you out of eligibility for certain benefits, and how separating returns might help reduce payments or qualify for better financing. I also touch on the trade-offs like higher tax brackets and added complexity that come with filing separately.Timestamps:00:00:00 Intro 00:00:39 When Filing Separately Saves More 00:01:26 Tax Credits and Deductions Overview 00:02:10 Real Example: Education Credit Eligibility 00:03:11 Using Software to Compare Filing Status 00:04:25 Student Loans and Income-Driven Repayment Plans 00:05:48 How Filing Separately Reduces Student Loan Payments 00:06:28 Mortgage Approval and Debt-to-Income Strategy 00:07:48 Real Estate and Loan Structuring Tips 00:09:00 Downsides of Filing Separately 00:10:00 Decision Framework for Filing Status 00:10:49 Real-World Case: Buying a Home with High Student Debt 00:11:25 Conclusion Want me to answer your real estate questions? Come to my next Ask Me Anything Q&A:► https://taxstrategy365.com/pod-amaLet's connect!► Instagram: https://www.instagram.com/ryanbakkecpa/► LinkedIn: https://www.linkedin.com/in/ryanbakkecpa/► Twitter: https://twitter.com/RyanBakkeCPA► Facebook: https://www.facebook.com/ryanbakkecpa► TikTok: https://www.tiktok.com/@ryanbakkecpa⁠*None of this is meant to be specific investment advice, it's for entertainment purposes only.

Ready to save $10k-$50k in taxes this year? Book a call here:► https://taxstrategy365.com/pod-appIn this episode, I break down the differences between filing jointly and filing separately as a married couple. I go through real scenarios where filing separately can actually lead to better outcomes, especially when it comes to student loans, tax credits, and mortgage approvals. I explain how combining income can sometimes push you out of eligibility for certain benefits, and how separating returns might help reduce payments or qualify for better financing. I also touch on the trade-offs like higher tax brackets and added complexity that come with filing separately.Timestamps:00:00:00 Intro 00:00:39 When Filing Separately Saves More 00:01:26 Tax Credits and Deductions Overview 00:02:10 Real Example: Education Credit Eligibility 00:03:11 Using Software to Compare Filing Status 00:04:25 Student Loans and Income-Driven Repayment Plans 00:05:48 How Filing Separately Reduces Student Loan Payments 00:06:28 Mortgage Approval and Debt-to-Income Strategy 00:07:48 Real Estate and Loan Structuring Tips 00:09:00 Downsides of Filing Separately 00:10:00 Decision Framework for Filing Status 00:10:49 Real-World Case: Buying a Home with High Student Debt 00:11:25 Conclusion Want me to answer your real estate questions? Come to my next Ask Me Anything Q&A:► https://taxstrategy365.com/pod-amaLet's connect!► Instagram: https://www.instagram.com/ryanbakkecpa/► LinkedIn: https://www.linkedin.com/in/ryanbakkecpa/► Twitter: https://twitter.com/RyanBakkeCPA► Facebook: https://www.facebook.com/ryanbakkecpa► TikTok: https://www.tiktok.com/@ryanbakkecpa⁠*None of this is meant to be specific investment advice, it's for entertainment purposes only.

Steve Rattner uses charts to explain the uncontrollable US debt. My narrative assigns the blame to Republican policies, a fact the mainstream media is scared to address.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

In Hour 1 of The Annie Frey Show, Ryan Wiggins leads the conversation with a focus on the Senate's debt ceiling deliberations and what's at stake before the July 4th recess. Fox News Radio's Ryan Schmelz joins the show to provide a Capitol Hill perspective on GOP tensions, Trump's ongoing influence, and the urgency to control the national debt.

Beth Akers breaks down the proposed reforms to student debt in the "big beautiful bill," including a simplification of student lending, reduced loan options, and new repayment options. She also discusses how these changes aim to create incentives for institutions, rather than just borrowers and lenders. Akers addresses concerns about existing loans and programs and highlights the importance of safety nets to make loans affordable for struggling borrowers.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

https://vimeo.com/1091625670?share=copy#t=0 https://www.currentfederaltaxdevelopments.com/podcasts/2025/6/8/2025-06-09-worthlessness-vs-cancellation-of-debt-are-not-the-same This week we look at: Navigating Corporate Alternative Minimum Tax (CAMT) Conservation Easement Valuation & Penalties: A Warning from Tax Court Collection Due Process (CDP) & Offers in Compromise (OICs): Lessons from Tax Court Accuracy-Related Penalties: Navigating Negligence and Insufficient Professional Reliance Understanding Treasury's Request for Information on Modernizing Federal Payments Worthlessness vs. Discharge: A Ninth Circuit Examination of Bad Debt Deductions Concurrent with COD Income Navigating the Religious Exemption Landscape: A Deep Dive into Unemployment Compensation Tax

Thank you P. J. Schuster, Independent Voter 1, Jane B In NC

0:00 Intro 0:13 Fungal name 3:12 Prenup 8:44 Dog mom 10:39 Legos Learn more about your ad choices. Visit megaphone.fm/adchoices

--{ "Depraved New World"}-- Artificial Intelligence - Trump deploys 2000 National Guards to Los Angeles - Visit www.cuttingthroughthematrix.com to Order Books and Discs - Devalued Currency - The Con Game of the Debt System - Al Gore, Internet - DARPA - China - Cold War - NATO - George Soros, Institute for International Affairs for Europe - Money itself is an Abusive System - Money Backed by Nothing - Inflation - World Bank, IMF, BIS - United Nations - Socialism, Debt, Control - Elimination of Borders - World Psychiatric Association - UNESCO, Julian Huxley, Create Common Culture, Experts will Run Your Life - Aldous Huxley, You Could be Made to Love Your Servitude - ACE Aware Scotland - Adverse Childhood Experiences (ACES) - GIRFEC, Getting it Right for Every Child - War on Families and Society - Marketing, Use Women for Change - The Ongoing Push to Test Everyone's Mental Health - Eliminate Individual Thinkers - World War 2 Left Toxic Legacy of Ill Health and Depression - London Needs More Police Officers - Trump, Iran - China's Brain Scanning Hats - UK Firm Microchips Employees - Brain Mapping - Supercomputer that could Map the Human Brain - -Google AI Maps the Brain's Neurons - Nanobots Made of DNA - CRISPR Gene Editing to Create More Crops - Painless Concentration Camp - Science is Our Hell.

Ninth Circuit looks at the (lack of) a connection between a cancelled debt for a debtor and a bad deduction for a (related) debtor, Supreme Court decides a Constitutional SUTA/FUTA issue and more.

Megyn Kelly is joined by Ben Shapiro, host of "The Ben Shapiro Show,” to discuss the ongoing nuclear social media war between Elon Musk and President Trump, what Musk's real role was in Trump's 2024 victory, the way the left and the right are reacting to it, the real reason Elon vs. Trump went nuclear related to NASA, how the Big Beautiful Bill is still going to be passed, the leftist late night comedians loving the Mean Girls fight, how the snob Democrats continue to push insane illegal immigration arguments, how some are saying all illegal immigrants should receive free healthcare, and more. Then Anna Khachiyan and Dasha Nekrasova, hosts of "Red Scare," join to discuss whether Elon Musk flew too close to the sun with Trump, breaking down the feud, the insane leftist socialist who is running for mayor in NYC might actually win, his corny and performative ads, how he would continue to ruin the city, his odd backstory, Jon Hamm's new Apple show where he snacks on the Eucharist after breaking into a church, how Hollywood continues to bash Catholicism and use it as PR, the reality of fat-shaming vs. staying fit, and more.  Shapiro- https://www.dailywire.com/show/the-ben-shapiro-showRed Scare- https://redscarepodcast.com/ Home Title Lock: Go to https://hometitlelock.com/megynkelly and use promo code MEGYN to get a FREE title history report so you can find out if you're already a victim AND 14 days of protection for FREE! And make sure to check out the Million Dollar TripleLock protection details when you get there! Exclusions apply. For details visit https://hometitlelock.com/warrantyGrand Canyon University: https://GCU.eduDone with Debt: https://www.DoneWithDebt.comTax Network USA: Call 1-800-958-1000 or visit https://TNUSA.com/MEGYN to speak with a strategist for FREE todayFollow The Megyn Kelly Show on all social platforms:YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at: https://www.devilmaycaremedia.com/megynkellyshow

#614: The US just added 139,000 new jobs in May. That beat expectations. But the real story isn't in the job numbers — it's in the bond market. Something unusual is happening in bonds. Treasury yields are spiking. The dollar is weakening. That combination almost never happens together. And it's signaling concerns about future inflation. Trade wars continue on. A federal court just struck down some tariffs. The administration will appeal. Meanwhile, the EU has until July 9 to cut a deal. If they don't, 50 percent tariffs kick in. As a result, many companies are playing defense instead of growing. The debt situation keeps getting worse. We owe $36.2 trillion. That's more than we owed at the end of World War II as a percentage of our economy. Moody's just downgraded our credit rating. We're not alone — Britain's bonds just hit their highest levels since 1998. The accredited investor rules could finally change. Right now you need an income of $200,000 ($300,000 as a couple) or $1 million in net worth to access private markets. Those numbers haven't changed since they were written in 1982, even though adjusted for inflation, that $200,000 would be $662,000 today.  The SEC might start loosening enforcement of the accredited investor rules. That could open up more investments to people who've been locked out for decades. Crypto is finding its footing. The SEC dropped cases against Coinbase. They're backing away from treating most crypto like securities. Bitcoin sits near all-time highs. The US keeps building its strategic Bitcoin reserve. The House just passed what's being called the "One Big Beautiful Bill." It extends 2017 tax cuts. Eliminates taxes on tips and overtime. The Congressional Budget Office says it'll add $2.4 trillion to the deficit over 10 years. That's sparked debate between deficit hawks and growth advocates —  including one particularly high-profile debate that has been plastered across the headlines. Consumer sentiment stays stuck at 2022 lows. People expect 6.6 percent inflation. The actual rate is 2.3 percent. That gap between what the data says and what people feel shows up everywhere. We cover all of this in today's First Friday economic update.  Learn more about your ad choices. Visit podcastchoices.com/adchoices