Podcasts about Debt

For Jesus Followers, Jesus Presence Provides Confidence and Light in Times Which Could Bring Fear and Uncertainty into Your Life MESSAGE SUMMARY:  If You are a Jesus Follower, you can live in the presence of Jesus for your life. Living in the presence of Jesus means that you live in personal holiness; therefore, you are living in the light of Jesus. Many times, you are so tempted to walk in the darkness of doom and gloom; and when you go through something difficult in your life, you walk in darkness without the presence of Jesus and His light for your life. The Apostle John, in 1 John 1:5-7, so clearly presents what it means to “walk in the presence and light of Jesus” for those times that bring fear and uncertainty into your life: “This is the message we have heard from him and proclaim to you, that God is light, and in him is no darkness at all. If we say we have fellowship with him while we walk in darkness, we lie and do not practice the truth. But if we walk in the light, as he is in the light, we have fellowship with one another, and the blood of Jesus his Son cleanses us from all sin.". One day, the Lord will come in judgment; but for now, you can walk in the light and presence of Jesus through your prayerful personal relationship with Him.   TODAY'S PRAYER: Lord, I have spent much of my life running from pain and loss, medicating my pain, and quickly moving on to the next project — the new urgent demand. I ask for the grace to embrace all of life — the joys and the sorrows, the deaths, and the births, the old and the new. In Jesus' name, amen.    Scazzero, Peter. Emotionally Healthy Spirituality Day by Day (p. 110). Zondervan. Kindle Edition. TODAY'S AFFIRMATION: Today, I affirm that because I am in Jesus Christ, I will not be ashamed of the Gospel. I will not be ashamed of the Gospel of Jesus Christ for it is the power of God for the salvation of everyone who believes (including me). From Romans 1:16 SCRIPTURE REFERENCE (ESV): John 7:12-16; 1 John 1:5-10; 2 Corinthians 3:12-18; Psalms 38b:12-22. A WORD FROM THE LORD WEBSITE: www.AWFTL.org. THIS SUNDAY'S AUDIO SERMON: You can listen to Archbishop Beach's Current Sunday Sermon: “The Sermons on the Amount, Part 4 - The Devastation of Debt ” at our Website: https://awordfromthelord.org/listen/ DONATE TO AWFTL: https://mygiving.secure.force.com/GXDonateNow?id=a0Ui000000DglsqEAB

Jim Elliot once wrote, “He is no fool who gives what he cannot keep to gain what he cannot lose.”“Generous” might not be the first word that comes to mind when you think about pro athletes, but Kirk Cousins is rewriting that playbook. The three-time Pro Bowl quarterback in the NFL is using his platform—and resources—for eternal impact. Today, we'll hear how his faith shapes everything from football to finances.Kirk Cousins is the starting quarterback for the Atlanta Falcons and a veteran leader in the National Football League (NFL). He previously spent six seasons with the Washington Commanders and six with the Minnesota Vikings. A four-time Pro Bowler and outspoken man of faith, he is also the cofounder of the Julie & Kirk Cousins Foundation, which supports families and youth through faith-based initiatives.A Legacy of Generosity: Lessons from His ParentsGrowing up as a pastor's kid, Cousins remembers how his parents modeled generosity long before he had a bank account of his own.“My mom had the gift of hospitality,” he says. “Even when I didn't think I needed money, she'd hand me two twenties before I went out with friends. There was just this open-handedness.”While his dad managed the family finances with intentionality, it was his mother's willingness to give freely that left the deepest mark. “It was caught, not just taught,” Cousins reflects, emphasizing how their example shaped his understanding of stewardship early on.From Minimum Wage to Signing Bonuses: A Crash Course in StewardshipWhen Cousins was drafted into the NFL, his first check—a six-figure signing bonus—was a wake-up call.“As a college kid who had never earned more than minimum wage, I didn't know what to do,” he recalls. “I called my dad, and he said, ‘I don't know either!'”That moment marked the beginning of a stewardship journey—one that included learning to give, save, and live below his means in a world of excess. It wasn't easy, especially when surrounded by peers embracing a more lavish lifestyle. But Cousins understood that as an athlete, his income had a shorter runway.“You're approaching a cliff,” he says. “So it's scary to give when your career has an end date. But that's where faith comes in—trusting that God will provide beyond your own earning power.”It would be easy, Cousins admits, to treat financial obedience like a checklist—give, save, repeat. But biblical stewardship isn't about rules; it's about surrender.“I've done that—just checked the boxes. But that's not the abundant life Jesus promises. It's not religion, it's relationship.”He points to Jesus' parable of the treasure in the field (Matt. 13:44): “Once you see Jesus as the treasure, everything else becomes a logical response. Of course you'd sell everything to have Him. Stewardship flows from seeing Him clearly.”When Faith Feels Risky: Giving on a Diminishing TimelineThe tension for Cousins lies in balancing the enjoyment of God's provision with wisdom about the future.“I actually enjoy those moments that require more faith. When I give, and I don't know what's next, it puts the pressure back on God—where it belongs.”But he's quick to acknowledge the gray areas. “What's wise versus what's excessive? There's no formula. You have to walk with God and ask for His guidance daily.”One of the most valuable pieces of advice Kirk received early in his career came from a generous mentor: “Always give in unity with your wife.”That advice stuck.“When Julie isn't comfortable, I pause and pray. Her perspective might be the Holy Spirit speaking. Giving together strengthens our marriage and our stewardship.”Cousins sees their giving not only as a financial decision, but as a spiritual discipline of unity and trust.Planning for the Future: Wisdom Before WealthAs parents to young boys, Kirk and Julie have also had to consider how best to plan their estate. They've established a family office to prepare for the future—but with a strong desire to pass on wisdom before wealth.“We want to get to the end of our lives and say: the wisest hands to put this in are our kids'. But we also want to be realistic. If it wouldn't be wise to pass along wealth, we want our plan to reflect that.”Much of their estate will also go to their foundation, which they hope will be spent down soon after their passing. “We don't want it to live on in perpetuity with intentions we never had. We want to make an impact now.”So, where is Kirk Cousins most excited to give right now? The answer goes back to his roots.“I went to a Christian high school—Holland Christian—and it profoundly impacted my life. I want to make it more affordable for other families, support teachers, and strengthen Christian education.”It's a full-circle moment: a public school kid transformed by Christian community, now investing in the same kind of life-shaping environments for others.Final Whistle: A Life Well StewardedKirk Cousins is more than an NFL quarterback. He's a husband, father, and faithful steward who is using his influence to glorify God—not just in the end zone, but in the quiet decisions of budgeting, giving, and planning for the future.His story reminds us: Stewardship is not about how much we have—it's about how faithfully we respond to the One who gave it all.On Today's Program, Rob Answers Listener Questions:I own my home outright and keep hearing about home title protection services. How real is the risk of title fraud, and should I be concerned?I have rental properties in Arkansas, but my kids in California don't want them. I'm worried that when I pass, they'll sell them quickly for way less than they're worth. Should I go ahead and sell them now and put the money in a trust for my grandkids' education—or is there a better option?”Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Julie & Kirk Cousins FoundationWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

This week, we have an interview with Jeff Clark – founder of TheGoldAdvisor.com newsletter and a globally recognized authority on precious metals. Jeff and Mike Maharrey try to make sense of why gold has been so resilient and why we haven't seen much in the way of corrections... Don't forget to also follow us on social media for more important precious metals updates! https://www.youtube.com/@Moneymetals | https://www.facebook.com/MoneyMetals | https://instagram.com/moneymetals/ | https://twitter.com/moneymetals | https://www.pinterest.com/moneymetals/

LEAVE A REVIEW if you liked this episode!!Let's Connect On Social Media!youtube.com/anthonyvicinotwitter.com/anthonyvicinoinstagram.com/theanthonyvicinohttps://anthonyvicino.comJoin an exclusive community of peak performers at Beyond the Apex University learning how to build a business, invest in real estate, and develop hyperfocus.www.beyondtheapex.com

Most people think going all-in on crypto is their ticket to massive wealth.But in this episode, I'm breaking down why that strategy is actually financial Russian roulette.I'll show you the real difference between crypto and the stock market, how people end up losing everything, and why they stay stuck in loss for years.If your portfolio is heavily skewed toward crypto or you're wondering whether to double down or cash out, this episode is for you.Tune in to learn:Why going all-in on crypto is Russian rouletteThe difference between crypto and the stock marketWhy people are losing everythingWhy people stay stuck in loss for years

What is credit, really? It's usually... debt. This is why Dave Ramsey teaches and preaches the way he does- saying don't use credit cards. It's because most of us need guard rails against going into debt and getting into trouble. Our society is being taught to borrow for everything- your furniture, your cell phone, and now, even your groceries with Buy Now Pay Later Loans.I am going to throw a lot of info at you on this one, but take in the debt numbers and realize that as a country, we are in trouble- and I am not even talking about the $37 Trillion in National Debt. I am talking about that sizable household debt- even aside from mortgage loans- that are suffocating and burying us with debt payments. It's causing anxiety, frustration, friction and even health problems.Questions@creditkristi.com

Jesus Followers Are Expected to Serve the Needs of Others and to Reflect Jesus to Others as We Serve their Needs – “To Serve is Christ” MESSAGE SUMMARY:  You will never be more like Jesus than when you are serving others; and your best way to witness to non-believers is for them to see Jesus in you. Your best example of service is Jesus. To serve is Christ. Jesus instructed us, regarding serving others, in Mark 10:45: “For even the Son of Man came not to be served but to serve, and to give his life as a ransom for many.”. Jesus, the Son of Man, did not come to be served but to serve and to give His life as a ransom for many. If Jesus came, lived, and died on earth as a servant, why would you, as a Jesus Follower, not realize that you are expected to serve? If, as Paul tell us in Romans 8:28-29, we are being conformed into the image of Jesus, then we are being taught how to serve: “And we know that for those who love God all things work together for good, for those who are called according to his purpose. For those whom he foreknew he also predestined to be conformed to the image of his Son, in order that he might be the firstborn among many brothers.". To serve is to live as a reflection, to others, of Jesus in you.   TODAY'S PRAYER: Lord, fill me with the simple trust that even out of the most awful evil around me, you are able to bring great good — for me, for others, and for your great glory. In Jesus' name, amen.        Scazzero, Peter. Emotionally Healthy Spirituality Day by Day (p. 91). Zondervan. Kindle Edition TODAY'S AFFIRMATION: Today, because of I am filled with the Holy Spirit, I will not be controlled by my Evil Ways. Rather, I will walk in the Spirit's fruit of Goodness. “The fruit of the Spirit is love, joy, peace, patience, kindness, goodness, faithfulness, gentleness and self-control.” (Galatians 5:22f). SCRIPTURE REFERENCE (ESV): Romans 8:28-29; Romans 14:18-19; Daniel 4:17; Psalms 38a:1-11. A WORD FROM THE LORD WEBSITE: www.AWFTL.org. THIS SUNDAY'S AUDIO SERMON: You can listen to Archbishop Beach's Current Sunday Sermon: “The Sermons on the Amount, Part 4 - The Devastation of Debt” at our Website: https://awordfromthelord.org/listen/ DONATE TO AWFTL: https://mygiving.secure.force.com/GXDonateNow?id=a0Ui000000DglsqEAB

Is tapping your home equity ever a smart way to reset your finances? One listener's story reveals what to weigh before selling. Should you sell your house to wipe out credit card debt and start over? What are the hidden trade-offs when using home equity to eliminate debt? Hosts Sean Pyles and Elizabeth Ayoola talk with a listener navigating $55,000 in debt while managing a rental property, weighing whether a sale could lead to long-term stability or a missed opportunity. But first, senior news writer Anna Helhoski shares insights from her conversation with Erin El Issa, a senior data writer at NerdWallet, about a new report on back-to-school spending, including actionable tips for saving money on school supplies amid inflation, tariffs, and social pressures. Then, Sean and Elizabeth answer a listener's question about whether selling their home is the right move to eliminate $55,000 in debt and build a fresh financial start. They explore how to evaluate the trade-offs between long-term equity and short-term relief, model future cash flow with or without rental income, and factor in tax consequences from withdrawing retirement funds or timing a home sale. Take the Smart Money Podcast Listener Survey 2025 and enter to win a prize! https://nerdwallet.com/podsurvey  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header What You'll Learn in This Episode

We've always known Dutch Disease as what happens when a country strikes oil or gas and accidentally hollows out the rest of its economy. But what if the United States' great “resource discovery” wasn't energy, it was debt? This week we talk to Brendan Greeley about his brilliant framework for understanding America's political economy: the world's insatiable appetite for U.S. Treasuries has turned debt into a commodity tap Washington can turn on at will. We explore how this constant borrowing props up the dollar, guts manufacturing, swells Wall Street, and fuels a political scramble for control of the spigot, with eerie parallels to Ireland's own multinational tax windfall. Along the way, we ask why old economic theories can't explain the dollar's resilience, why quality of spending matters more than quantity, and what history says about how this all might end. Hosted on Acast. See acast.com/privacy for more information.

Many seniors today face significant financial strain—some even resort to borrowing to cover their basic living expenses.For retirees on a fixed income, a reverse mortgage can be a practical solution to access the equity in their home and bring much-needed stability. Harlan Accola joins us today with a message of hope for those looking for margin in their retirement years.Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage, an underwriter of Faith and Finance. He is also the author of Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement.The Real Issue: Seniors Struggling with Credit Card DebtNearly 70% of seniors that Movement speaks with are carrying credit card debt. These aren't impulsive spenders buying luxury items. They're retired, living on fixed incomes, and they're relying on credit just to pay for basics like groceries and prescriptions. They're often asset-rich but cash-poor—sitting on significant home equity but drowning in interest rates of 25% to 35%.Many people suffer silently, too embarrassed to discuss their financial challenges. They don't realize that the equity in their home could be used to ease their burden without losing the home they love.One of the biggest hurdles is the spread of misinformation. People believe they'll lose their house, or that a reverse mortgage is inherently bad.In truth, the Home Equity Conversion Mortgage (HECM)—the most common form of reverse mortgage—is federally insured and designed to protect both the homeowner and their heirs. Properly structured, it can be a safe and responsible tool.Who Should Consider a Reverse Mortgage?Anyone over 62 with at least 50–60% equity in their home should take a closer look. A typical scenario might be someone still making monthly mortgage payments, even with a small remaining balance. Those payments—$800, $1,500 or more—can strain fixed retirement budgets.One common misconception is that you lose control of your home. In fact, you and your spouse can stay in your home for life, even if one of you passes away. You can choose how to receive the funds—from monthly income to a lump sum to the most popular option: a line of credit.Whether it's a car repair or a medical bill, reverse mortgage lines of credit provide flexibility. And it's all about wise stewardship.At the heart of this decision is a stewardship principle. As Proverbs 24:3 reminds us, “By wisdom a house is built, and through understanding it is established.” It doesn't make sense to live in a paid-off home but struggle to pay for groceries while racking up 30% interest on credit cards. That's not good stewardship.Reverse mortgages aren't for everyone—but many avoid them simply due to fear or misunderstanding. For some, it could be a life-giving solution.If you're entering—or well into—retirement and want to explore whether a reverse mortgage might be a fit for your situation, visit Movement.com/Faith. On Today's Program, Rob Answers Listener Questions:I'm 71 and still working, but I'm not sure how much longer I'll be able to keep it up. Would a reverse mortgage help me eliminate my monthly mortgage payment, allowing me to manage better if I need to stop working?I have recently retired and hold a 401(k) account with Fidelity. Someone mentioned a company called Big Money Retirement Solution, which offers a 9% annual return on an annuity. Should I consider moving half of my portfolio there?I heard there's a way to get a free credit report that the government requires. How do I access that?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Movement MortgageAnnualCreditReport.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

"Two bankruptcy attorneys go on a podcast to talk about debt!" Sounds like a set up to a bad joke. On this week's episode of the Crushing Debt Podcast, Shawn & George talk to bankruptcy attorney Barry Levine, a graduate of New England Law | Boston (formerly the New England School of Law). Mr. Levine has acted as outside counsel to a number of small businesses in a variety of endeavors along with individuals experiencing financial difficulties. He is experienced in corporate work, the drafting of legal agreements and real estate transactions. Over the course of his legal career, Mr. Levine has represented hundreds of individuals. He has successfully shepherded them through their difficult financial times and enjoyed getting them back on the road to financial well-being. Barry uses the law to stop creditor harassment and lessen your debt burden. We talk about: Unpacking financial fear Real debt management strategies Myths of debt management and Bankruptcy terms (reaffirmations, 341, etc). You can reach Barry at Barry@Levineslaw.com or www.Levineslaw.com.  Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt    To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.  

In this insightful episode, Dave Dubeau chats with note investing expert Dan Deppen about why he's focused on buying debt rather than traditional real estate. Dan explains the difference between performing and non-performing notes, how investors can earn passive income from these assets, and what makes notes a unique and sometimes underappreciated real estate niche. Dan also dives into how investors can convert rental properties into seller-financed notes and introduces his underwriting service, Call the Underwriter. From structuring strong loans to protecting yourself through borrower vetting and compliance, Dan shares how to do things right—so you avoid costly mistakes. Whether you're looking for passive income, intrigued by non-performing notes, or thinking about seller financing, this episode is packed with practical strategies and behind-the-scenes insights from a real pro in the space. Key Takeaways: What exactly are mortgage notes and how they differ from buying property The difference between performing and non-performing notes How to convert a rental property into a note The biggest mistakes new note creators make What to know about borrower vetting, compliance, and note valuation How Dan's company, Call the Underwriter, helps streamline the note creation process   - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/

Today's Fear-Laden Events and “Noise” Will Not Matter If You Practice the Presence of God as You Live Your Life MESSAGE SUMMARY: You cannot practice the presence of God when you practice the presence of fear. You may be inclined to fear for the future of our country or fear about your personal finances or family or health issues. If you practice the presence of God, you will have peace in amidst your life-storm and trauma. The “Presence of Jesus” in your life begins with persistent prayer to the end that you constantly and consistently seek to include Jesus, through the Holy Spirit, in all aspects of your life. “Practicing the Presence of Jesus” in your life will prove to be life changing a rewarding. Jesus provides comfort for your anxieties in Mathew 6:33-34: “But seek first the kingdom of God and his righteousness, and all these things will be added to you. Therefore do not be anxious about tomorrow, for tomorrow will be anxious for itself. Sufficient for the day is its own trouble.". Also, in Mathew 11:28-30, Jesus makes it clear to you that He wants to walk with you in your times of trouble and fear so that you can offload to Him, the Creator of the Universe, some of those issues that drive your fears: “Come to me, all who labor and are heavy laden, and I will give you rest. Take my yoke upon you, and learn from me, for I am gentle and lowly in heart, and you will find rest for your souls. For my yoke is easy, and my burden is light.". If you practice the presence of God, it will not matter what this world or the devil throws your way.     TODAY'S PRAYER: Lord, everything in me resists following you into the garden of Gethsemane to fall on my face to the ground before you. Grant me the courage to follow you all the way to the cross, whatever that might mean for my life. And then, by your grace, lead me to resurrection life and power. In Jesus' name, amen.    Scazzero, Peter. Emotionally Healthy Spirituality Day by Day (p. 100). Zondervan. Kindle Edition. TODAY'S AFFIRMATION: Today, Because of who I am in Jesus Christ, I will not be driven by Lust. Rather, I will abide in the Lord's Perfect Provision. “I am the vine; you are the branches. If a man remains in Me and I in him, he will bear much fruit; apart from Me you can do nothing.” (John 15:5). SCRIPTURE REFERENCE (ESV): John 3:16-17; 1 John 5:1-5; Psalms 37:41-50. WORD FROM THE LORD WEBSITE: www.AWFTL.org. THIS SUNDAY'S AUDIO SERMON: You can listen to Archbishop Beach's Current Sunday Sermon: “The Sermons on the Amount, Part 4 - The Devastation of Debt ” at our Website: https://awordfromthelord.org/listen/ DONATE TO AWFTL: https://mygiving.secure.force.com/GXDonateNow?id=a0Ui000000DglsqEAB

Mayor Koch reflects on Q400 concerts at Veterans Memorial Stadium and what's next? 2 More Major Quincy Center Projects. The FACTS on city's debt service and what's happening this weekend. 

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Debt isn't just a number on a statement — for so many of us, it's tied to shame, secrecy, and the pressure to keep up. This week, Jean sits down with Jamie Feldman, writer, producer, and co-host of the Debt Heads podcast, who went from ignoring her $18,000 in consumer debt to tackling it head-on… and talking about it openly with the world. If you've ever felt alone in your money struggles, this conversation will remind you: you're not. And the first step toward a different future might be as simple as talking about it. If more financial confidence sounds good to you, then you might want to try… 4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. 6-Week Pre-Retirement Program⁠: We'll help you prepare financially and emotionally for this exciting milestone.

In this episode of the Personal Finance Podcast,  we are going to talk about  how to Get Rich Buying Boring Businesses With Codie Sanchez  Today we talk to Codie Sanchez about buying boring businesses. Codie owns 26 businesses, is the founder of Contrarian Thinking, and has an incredible newsletter with over 110K Readers. We talk about: Carwashes  Laundromats  Mailbox Money  Vending Machines  How to get financing for deals  How to manage multiple businesses  And so much more! How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/  Connect With Codie: ⁠www.codiesanchez.com⁠ ⁠www.contrarianthinking.co⁠ Linkedin: @codiesanchez ⁠Twitter: @Codie_Sanchez⁠ ⁠Instagram: @codiesanchez⁠ ⁠TikTok: @realcodiesanchez⁠ Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel  Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

We have so much to share with you today! It has truly been FOREVER. But we are so back!! And with a new name. "As We Are" because in the space of creating content with God, we felt that showing up as we are is what He asks us to do. He does the changing. We do the showing up!Download the free devotional app "Devote" here: https://apps.apple.com/us/app/devote-bible-study/id6738973167We will see you all next Wednesday!- Nick and Chels

U.S. household debt just hit a record $18.39 trillion in Q2 2025, according to the latest New York Fed data. Mortgage balances, HELOCs, credit cards, auto loans, and student debt are all climbing—and delinquencies are rising fast. In this episode, Kathy Fettke breaks down the numbers, explains what's driving the surge, and shares what it could mean for real estate investors. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1  FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS SOURCES: https://www.newyorkfed.org/microeconomics/hhdc  https://www.pymnts.com/consumer-finance/2025/household-debt-rises-to-18-39-trillion-as-auto-mortgage-originations-tick-up/ 

Jason and John Mauldin discuss the current state of the housing market, noting at while some areas face a shortage due to regulations and high costs, others have a surplus of homes. They highlight the impact of high mortgage rates relative to housing prices, pushing some into the rental market. Jason mentioned a record number of new apartment deliveries during the COVID-19 period, which is now subsiding, and they discussed the muted performance of the housing market overall, with some markets slightly up and others down. John suggested that sellers in many markets may need to adjust their expectations, describing a "barbell market" with high and low ends but a lack of mid-range options. https://www.mauldineconomics.com/frontlinethoughts #JohnMauldin #HousingMarket #HousingShortage #Tariffs #Homebuilders #MortgageRates #RentalMarket #ApartmentConstruction #InterestRates #Powell #Trump #FederalReserve #Inflation #Deflation #Disinflation #GovernmentDebt #GDPGrowth #Deficits #StockMarket #Dividends #PassiveInvesting #ActiveInvesting #PreciousMetals #Gold #BitcoinSkeptic #FinancialAdvice #AmericanExperiment #FreeMarkets #Crisis #DebtCrisis #AI #Robotics #Longevity #GlobalEnergy #NaturalGas #OilPrices #Protectionism #Globalization #ConsumptionTax #VAT #ThoughtsFromTheFrontLine #MauldinEconomics   Key Takeaways: 1:49 Don't be fooled by Bill Gates 2:50 John Mauldin and the housing shortage 9:58 Bitcoin and gold as insurance 11:32 Sponsor: https://www.monetary-metals.com/Hartman/ 13:31 Stock market 15:53 Inflation expectations and the bond market 18:52 The markets and geo-political noise 22:15 The American experiment is alive and well   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com    

Romans 13 says we should owe nothing—except love. Unlike financial debt, our obligation to love others is one we never fully repay. It's daily, costly, and powerful. And when lived out, it fulfills the law and displays the gospel.

Sun Fresh Closes in KC, Historic Debt, and TIME to Get in Shape! | 8-13-25See omnystudio.com/listener for privacy information.

Many student loan borrowers are falling behind again, and the impact is more than financial.A recent change in federal law has reshaped student loan repayment, and as collections ramp back up, millions are seeing their credit scores drop. If you're feeling the weight of repayment, you're not alone. Neile Simon joins us today with practical steps to help you regain control.Neile Simon is a Certified Credit Counselor with Christian Credit Counselors (CCC), an underwriter of Faith & Finance.Major Changes in Federal Student Loan RepaymentIn early July, sweeping legislation restructured federal student loan repayment options. Borrowers now face only two choices:Standard Repayment Plan: Lasting 10 to 25 yearsRepayment Assistance Plan (RAP): A 30-year plan with payments based on 1% to 10% of the borrower's income, with a minimum of $10 per monthWhile RAP may seem like a helpful tool, the new law eliminated borrower-friendly plans such as the SAVE plan and many income-driven repayment options. For borrowers who are unemployed or experiencing hardship, this is a significant loss. The end of pandemic-era protections, including deferments, has left many unprepared and falling behind.Adding to the challenge, federal collections resumed on May 5, signaling a firm end to COVID-19 relief. The result? A wave of financial instability.The Credit Score CrisisThe fallout from these changes has been swift and painful. According to AP News, in the first quarter of this year alone:Over 2.2 million borrowers experienced a credit score drop of more than 100 points.Over 1 million borrowers experienced a decrease of more than 150 points.This sharp decline has made it difficult for individuals to secure new credit. Car loans, mortgages, and even rental approvals are now being denied. With limited disposable income, many are forced to choose between paying rent, student loans, or credit cards.More people are relying on credit cards just to cover essentials like groceries and gas. It's a cycle that only deepens their debt and financial stress.How Credit Counseling Can HelpWhile Christian Credit Counselors doesn't directly manage student loans, they play a vital role for those overwhelmed by mounting credit card balances. Neely explains how nonprofit credit counseling agencies bring clarity and relief:One-on-One Counseling: Certified counselors review your debt, income, and budgetDebt Management Plan (DMP): Unsecured debts are consolidated into a single monthly paymentCreditor Negotiation: Lowered interest rates (often between 1% and 12%), reduced monthly payments, and elimination of late feesCommitment to Repayment: This is not a loan, bankruptcy, or debt settlement. You repay your full debt—just through a simplified plan.It's a way to honor your commitments while regaining control. And once enrolled, your interest rates remain fixed throughout the program.If you're feeling weighed down by debt, don't wait. Take an honest look at your budget, explore your options, and don't hesitate to reach out for help. You may feel stuck, but there are real solutions—and people who care.Christian Credit Counselors is here to walk with you, offering biblical guidance and practical solutions to help you achieve debt freedom. Visit ChristianCreditCounselors.org to connect with a certified credit counselor today.On Today's Program, Rob Answers Listener Questions:I've paid off my credit cards and car—praise God! Now I'm wondering how to balance my emergency fund and regular savings. How much should I aim for in each?I'm reinvesting the interest from a CD. Since I'm not withdrawing the money, do I still need to tithe on the interest?My wife is turning 65 but hasn't earned enough credits for Social Security on her own. Can she start receiving spousal benefits now—and how will that affect her survivor benefits down the road?I'm debt-free and contributing 15% to my 401(k), but I only have two months of emergency savings. Should I pause my retirement contributions to build up my emergency fund?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Today's host was Michael Wear, Founder, President and CEO of the Center for Christianity and Public Life.  Thanks for listening to The Morning Five! Please subscribe to and rate The Morning Five on your favorite podcast platform. Learn more about the work of the Center for Christianity and Public Life at www.ccpubliclife.org. Scripture: Psalms 8 Top Headlines: 1) National Debt Reaches All-time High 2) Trump Admin Puts Smithsonian Under Review 3) Illinois Latest to Prohibit Some Uses of AI in Therapy Today's host was Michael Wear, Founder, President, and CEO of the Center for Christianity and Public Life.  Join the conversation and follow us at: Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelwear⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, @ccpubliclife Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MichaelRWear⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, @ccpubliclife and check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tsfnetwork⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Music by: King Sis #politics #faith #prayer #economy #inflation #debt #interestrates #federalreserve #Trump #WhiteHouse #Smithsonian #arts #culture #education #AI #mentalhealth Learn more about your ad choices. Visit megaphone.fm/adchoices

“We're moving into another massive QE program,” warns Garrett Goggin, founder of Golden Portfolio and a leading gold and silver expert, in this exclusive conversation with Daniela Cambone. Goggin sees a seismic shift ahead as the Treasury and the Fed work in lockstep to finance ballooning U.S. debt, driving rates lower and flooding the system with liquidity. “This is truly gold's time,” he asserts, pointing to a historic setup where overpriced growth assets give way to deeply undervalued cyclical plays like gold miners — some trading at up to a 70% discount to fair value. With major producers “gushing cash” and retail investor exposure to gold still near decade lows, Goggin believes the sector is primed for a powerful revaluation. “When Buffett can't find value in growth, he'll come for the miners,” he adds, emphasizing that record debt, political spending, and a weakening dollar are “the perfect storm” for gold and silver to go ballistic. Read more about Garrett's work here: https://get.goldenportfolio.com/gpiv_buffettindicator/?tid=1e9d98715a524fef86651606b01dce0a&aid=59&_ef_transaction_id=1e9d98715a524fef86651606b01dce0a✅ FREE RESOURCESDownload the Ultimate Decision-Making Guide on Gold & Silver plus Daniela Cambone's Top 10 Lessons to safeguard your wealth (FREE)

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

As You Live on Earth, God Has Work for You; You Are to “Live in Christ” So that Others See Jesus in Your Life MESSAGE SUMMARY: As a Jesus Follower, God Expects You to Both Work for Kingdom and Witness for the Gospel. Also, as a Jesus Follower, you are to live in Christ and to let others see Jesus in your life. If you are to go on living in the body, this will mean fruitful labor for you – God has work for you; God's work for you is real work. The spiritual life is work – it is fruitful labor. Also, Godly conduct is a necessity to live in Christ as we are instructed in Philippians 1:27: “Only let your manner of life be worthy of the gospel of Christ . . .”. Not only does God have a work for you, but you, also, have a witness for Him through your actions, words, and your attitudes. Your actions, words, and attitudes constantly reflect who and what God is in your life. Paul admonishes us, in Galatians 6:2,9-10a to follow the law of Christ and to do good and live a moral life: “Bear one another's burdens, and so fulfill the law of Christ . . . And let us not grow weary of doing good, for in due season we will reap, if we do not give up. So then, as we have opportunity, let us do good to everyone.”. Also, Paul, in 1 Thessalonians 2:10-12, succinctly presents what it means for a Jesus Follower “to live in Christ”: “To be a witness, and God also, how holy and righteous and blameless was our conduct toward you believers. For you know how, like a father with his children, we exhorted each one of you and encouraged you and charged you to walk in a manner worthy of God, who calls you into his own kingdom and glory.". Are you following Jesus so that you are living in Christ and letting others see Jesus in your life?   TODAY'S PRAYER: Father, I confess that when difficulties and trials come into my life, large or small, I mostly grumble and complain. I realize the trials James talks about are not necessarily “walls,” but they are difficult to bear, nonetheless. Fill me with such a vision of a transformed life, O God, that I might actually consider it “pure joy” when you bring trials my way. I believe, Lord. Help my unbelief. In Jesus' name, amen.        Scazzero, Peter. Emotionally Healthy Spirituality Day by Day (p. 94). Zondervan. Kindle Edition.     TODAY'S AFFIRMATION: Today, I affirm that, because I am in Jesus Christ, I will think like Jesus (Philippians 2:5f). “I can do everything through Him who gives me strength.”. (Philippians 4:14). SCRIPTURE REFERENCE (ESV): Galatians 5:18-26; 1 Peter 1:15-19; 1 Thessalonians 2:10-12; Psalms 37d:21-40. A WORD FROM THE LORD WEBSITE: www.AWFTL.org. THIS SUNDAY'S AUDIO SERMON: You can listen to Archbishop Beach's Current Sunday Sermon: “The Sermons on the Amount, Part 4 - The Devastation of Debt”, at our Website: https://awordfromthelord.org/listen/ DONATE TO AWFTL: https://mygiving.secure.force.com/GXDonateNow?id=a0Ui000000DglsqEAB

Energy drinks kills flies - Southwest's new rules - "I die, my debt dies" -  Triangle of death on your face - Jen Palow's first day on the job - Heart attack or too much vaping - YOUTUBE thinks you are dumb and much much more  

The Fiat Standard Lecture 5: Fiat Balances shows how fiat's unquantifiable, irreconcilable, tentative, revocable, and negative balances kill saving, reward debt, and lock in servitude, unlike Bitcoin's precise, irrevocable private-key control.You can buy the hardcover, ebook or audiobook in several languages on saifedean.com/TFS, where you can also find the full lecture notes available for free download. You can also take the rest of Saifedean's courses by signing up to a membership on saifedean.com/membership

Turning $500k Debt Into a Million-Dollar Luxury Rental Business Dr. Rachel Gainsbrugh's Journey #201 Welcome back to Unemployable with Jeff Dudan! In this episode, we're joined by Dr. Rachel Gainsbrugh, a pharmacist turned successful luxury rental entrepreneur. She shares her inspiring journey from managing $500K in student loan debt to building a multi-million-dollar real estate business through short-term rentals. Dr. Rachel reveals the secrets behind creating luxury properties that attract high-paying guests, the importance of hospitality in real estate, and how she helps medical professionals build wealth outside their W-2 jobs. Learn about her four pillars to success—Find, Fund, Furnish, and Fill—and how she is helping people make strategic investments with minimal upfront costs. Whether you're considering entering the real estate world or scaling your business, this episode is packed with actionable insights.

Struggling with debt? In this video, I share how I paid off $15K in just 7 months using strategies from my business

Turning $500k Debt Into a Million-Dollar Luxury Rental Business Dr. Rachel Gainsbrugh's Journey #201 Welcome back to Unemployable with Jeff Dudan! In this episode, we're joined by Dr. Rachel Gainsbrugh, a pharmacist turned successful luxury rental entrepreneur. She shares her inspiring journey from managing $500K in student loan debt to building a multi-million-dollar real estate business through short-term rentals. Dr. Rachel reveals the secrets behind creating luxury properties that attract high-paying guests, the importance of hospitality in real estate, and how she helps medical professionals build wealth outside their W-2 jobs. Learn about her four pillars to success—Find, Fund, Furnish, and Fill—and how she is helping people make strategic investments with minimal upfront costs. Whether you're considering entering the real estate world or scaling your business, this episode is packed with actionable insights.

This is CC Pod - the Climate Capital Podcast. You are receiving this because you have subscribed to our Substack. Upgrade to CC+ for insider access & community or manage your subscription here.Disclaimer: For full disclosure, Dimitry Gershenson is the CEO of Enduring Planet, and Austin Badger is a Managing Director at HSBC, and Sherrie works as a General Manager at Climate Angels.CC Pod is not investment advice and is intended for informational and entertainment purposes only. You should do your own research and make your own independent decisions when considering any investment decision. Don't miss an episode from Climate Capital!But first: CC Network Fund, CC Syndicate, Climate Angels→ Back CC Network Fund. Large fund access with micro-fund minimums. In Q2, the fund invested in 18 companies, including Alta & LGND.→ Back CC Syndicate. SPVs with investment minimums starting at $1k.→ Join Climate Angels. Sessions w/ top investors, discounted CC Syndicate carry, community & more.In the latest CC Pod, we are featuring the most recent Climate Angels webinar, where Sherrie Totoki hosts Dimitry Gershenson, CEO of Enduring Planet, and Austin Badger, Managing Director at HSBC, to explore the often overlooked role of debt in the capital stack for early-stage climate startups. This conversation was originally part of a Climate Angels session, and we're sharing it here as a special edition of our podcast.While equity typically dominates conversations around startup financing, this episode highlights how debt can be a powerful and strategic tool to fuel growth, manage cash flow, and avoid unnecessary dilution when used wisely.They walk through different types of debt available to founders, including cash flow financing (such as receivable and contract financing) and asset-backed financing (such as equipment loans or sale-leasebacks). They emphasize that understanding when and how to raise debt, before you're in a cash crunch, is critical to maintaining flexibility and negotiating favorable terms.The conversation also touches on investor perspectives, with insights on why lenders are becoming more open to working with early-stage climate companies and what founders should know about aligning their financing strategy with both board expectations and long-term goals.They share real-world lessons, including how one company successfully used debt to finance multiple U.S. military contracts, bridging long reimbursement cycles without giving up equity.Debt is not just for later stages. It is a valuable part of the capital stack if you know how to use it. Get full access to Climate Capital at climatecap.substack.com/subscribe

This Is the Time, in Our Fear-Evoking Events, that Jesus Followers, Like Jesus and King Hezekiah, Need to Get Alone with God and Pray MESSAGE SUMMARY: Immediately, Jesus made His Disciples get in a boat and go on ahead of Him to the other side while Jesus dismissed the crowd. After Jesus dismissed the crowd, He went up on a mountainside, by Himself, to pray. He was alone with His Father. In Mark 1:35, Jesus' prayer life is presented: “And rising very early in the morning, while it was still dark, He departed and went out to a desolate place, and there He prayed.”. If there is one Christian discipline that is neglected by Christians of today, it is the practice of getting alone with God and having a quiet time to pray -- not you and your computer; not you and a friend; but only you and God alone in your prayer. We can learn a great deal from King Hezekiah, in Isaiah 37:15-17a about his personal relationship with God, through personal prayer, as he is faced with a powerful invasion of Israel: “And Hezekiah prayed to the LORD: ‘O LORD of hosts, God of Israel, enthroned above the cherubim, you are the God, you alone, of all the kingdoms of the earth; you have made heaven and earth. Incline your ear, O LORD, and hear.'”.   TODAY'S PRAYER: Lord, in order to be with you, I need you to show me how to “create a desert” in the midst of my full, active life. Cleanse me from the pressures, illusions, and pretenses that confront me today so that my life may serve as a gift to those around me. Amen.            Scazzero, Peter. Emotionally Healthy Spirituality Day by Day (p. 26). Zondervan. Kindle Edition. TODAY'S AFFIRMATION: Today, because of I am filled with the Holy Spirit, I will not be controlled by my Despair. Rather, I will walk in the Spirit's fruit of Joy. “The fruit of the Spirit is love, joy, peace, patience, kindness, goodness, faithfulness, gentleness and self-control.” (Galatians 5:22f). SCRIPTURE REFERENCE (ESV):  John 17:1-5; Matthew 26:36-40; Isaiah 37:14-17; Psalms 100:1-5. A WORD FROM THE LORD WEBSITE: www.AWFTL.org. THIS SUNDAY'S AUDIO SERMON: You can listen to Archbishop Beach's Current Sunday Sermon: “The Sermons on the Amount, Part 4 - The Devastation of Debt”, at our Website: https://awordfromthelord.org/listen/ DONATE TO AWFTL: https://mygiving.secure.force.com/GXDonateNow?id=a0Ui000000DglsqEAB

(Animated Stories Podcast Video Podcadt link

Let's talk about the real Hot Girl Finance movement—and no, we're not talking about stuffing envelopes or giving up oat milk lattes.Amber Duncan is a Florida mom of five and founder of Life After Debt, who went from bankrupt to building a multimillion-dollar movement that's helped Americans erase millions in credit card debt. No trust fund. No pity party. Just vibes, vengeance, and very sharp legal strategy.She didn't climb out of the financial mud just to play nice. She's blowing up the playbook...and burning the shame with it.If Business Insider is calling you “the woman who's helped Americans erase millions in debt,” you're probably doing something right.Become a supporter of this podcast: https://www.spreaker.com/podcast/arroe-collins-unplugged-totally-uncut--994165/support.

In this episode of the Personal Finance Podcast, we break down the 17 brutal truths about building wealth that separate the rich from the rest—why saving alone will never make you wealthy, how 94% of millionaires live below their means, and why missing just 20 market days can slash returns by 70%. We explore uncomfortable money realities most never hear: why hard work isn't enough without assets, how lifestyle inflation destroys million-dollar earners, and why building multiple income streams is essential for financial freedom. Watch this episode in Youtube. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/   Links Mentioned in This Episode: Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel  Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

The kids are back to school next week, and we cram a year's worth of learning into one episode! Host Ali Vallarta asks Jordan School District superintendent Anthony Godfrey the plan for Chat GPT, the cell phone ban, school lunch debt, and so much more. We're doing our annual survey to learn more about our listeners, and we'd be grateful if you took it at citycast.fm/survey. It only takes seven minutes, and you'll be doing us a big favor. Plus, anyone who takes the survey will be eligible to win a $250 Visa gift card and City Cast Salt Lake swag. Get more from City Cast Salt Lake when you become a City Cast Salt Lake Neighbor. You'll enjoy perks like ad-free listening, invitations to members only events and more. Join now at membership.citycast.fm.  Subscribe to Hey Salt Lake, our daily morning newsletter. You can also find us on Instagram @CityCastSLC. Looking to advertise on City Cast Salt Lake? Check out our options for podcast and newsletter ads. Learn more about the sponsors of this episode:  Babbel - Get up to 60% off at Babbel.com/CITYCAST ICO Canyon View Credit Union Salt Lake City Arts Council Venture Out

0:00 - Pritzker on gerrymandering 17:46 - Juliana Stratton: Dems dominate in IL not because of maps but because of good governance 37:43 - Bobby O'Rourke at Powered By People rally 01:00:45 - License plate cameras in Oak Park 01:13:27 - Steven Bucci, visiting fellow at The Heritage Foundation’s Allison Center for Foreign Policy Studies, cautions that Trump’s eagerness for a “win” could lead him to make a risky deal with Putin 01:33:40 - John Hinderaker, President of the Center of the American Experiment and Powerline contributor, slams Pritzker and fellow blue-state governors for defending their rigged electoral maps. Get John’s latest at powerlineblog.com 01:50:29 - Christopher Whalen, chairman of Whalen Global Advisors and editor of The Institutional Risk Analyst, issues a stark warning on NYC’s soaring living costs — saying the city is on a dangerous path toward complete unaffordability. Chris is also the author of Inflated: Money, Debt and the American Dream – 2nd Edition 02:08:04 - Bob Woodson, founder and president of the Woodson Center, on the The Media and a Mob in Cincinnati.Mr. Woodson is also the author of A Pathway to American Renewal: Red, White, and Black Volume IISee omnystudio.com/listener for privacy information.

“It's a unique bull market… a kind of bull market we've never seen before,” says Brien Lundin, editor of Gold Newsletter and host of the legendary New Orleans Investment Conference, in this exclusive sit-down with Daniela Cambone. “It's been driven largely by central bank buying… Western investors have just been standing on the sidelines aghast.” Lundin also warns that America's massive debt will force negative real interest rates — a scenario he calls “incredibly bullish for precious metals.” On silver, he remains firmly optimistic, predicting the precious metal will hit $40 next, with “little technical resistance before $50.”✅ FREE RESOURCESDownload the Ultimate Decision-Making Guide on Gold & Silver plus Daniela Cambone's Top 10 Lessons to safeguard your wealth (FREE)

August may be a seasonally-weaker month for markets, but for Summer Weather in Texas, it's hot! Lance shares weekend wedding events, and previews this week's economic data reports: Will inflation stoked by tariffs appear in the numbers? The only question that matters to investors his how the news will affect forward earnings estimates. There is now a 90% probability of a Fed rate cut by September; much will hinge on this week's CPI, PPI, and Retail Sales data. Lance reviews the similarities and differences between the Dot Com bubble and the AI boom. (Lance's ADD is triggered by a story on a TV monitor about adult pacifiers.) Revenues are key to economic growth, and employment is critical. Commentary on debts, deficits, and student loan defaults. Markets are sitting in a contraction zone: 80% of market is not growing. Global growth forecasts are dismal; debt is not the problem. Debts and deficits are a feature of the economy, not a bug. SEG-1a: August Weather & Weddings in Texas SEG-1b: CPI, PPI, & Retail Sales: Will Tariff Inflation Show Up? SEG-2a:The Only Question That Matters - How Does it Affect Earnings? SEG-2b: AI Today is a Lot Like 1999 SEG-2c: Adult Pacifier Distraction SEG-2d: Revenue is What Generates Earnings SEG-2e: Wage Growth Isn't Increasing SEG-2f: IMF Growth Projections SEG-2g: The Debt & Deficits Problem Isn't What You Think Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=Fszx_pdp-sA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- Articles mentioned in this report: "US Economic Growth Shows Cracks" https://realinvestmentadvice.com/resources/blog/us-economic-growth-shows-cracks/ "Meme Stock Trading & Livermore's Approach To Speculation" https://realinvestmentadvice.com/resources/blog/meme-stock-trading-livermores-approach-to-speculation/ ------- The latest installment of our new feature, Before the Bell, "Markets are Set Up for Correction" is here: https://www.youtube.com/watch?v=ajVPyWtMA9I&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "What Would a 20% Social Security Reduction Mean for Your Retirement?" https://www.youtube.com/watch?v=2eRpXL4yYQI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=55s ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketCorrection #MarketRally #AllTimeHighs #USDollar #Gold #USEconomy #EconomicGrowth #MarketOutlook #GDPTrends #RecessionRisk #InvestingAdvice #Money #Investing

In this episode of the InsuranceAUM.com Podcast, host Stewart Foley, CFA, welcomes Bryan Donahoe, Partner & Head of U.S. Real Estate Debt, and Brent Canada, Partner in the Infrastructure Debt Group at Ares Management, for a deep dive into the evolving role of real asset credit in insurance portfolios.   They explore the benefits of infrastructure and real estate debt — from generating durable income streams to diversifying risk and matching long-term liabilities. The conversation covers how market dislocation, rising interest rates, and the pullback from traditional lenders are creating compelling opportunities for private credit investors, particularly in sectors like logistics, housing, utilities, and digital infrastructure.   Bryan and Brent also share insights on Ares' collaborative approach, their perspectives on market resilience, and why insurance capital is poised to play an increasingly important role in real asset lending.

Your Focus on Yourself and not on God or Others Will Lead to a Miserable Spiritual Condition – To serve is Christ MESSAGE SUMMARY: When we show up at our church on Sunday, what is our purpose – is it to serve or to be served? Too many of us go to church seeking what the church can do for us. Our church should provide us a place to worship Jesus in Spirit and in the truth of His Word. Also, our church should provide a chance to serve others -- To serve is Christ. We will never be more like Jesus than when we are serving others. We are all serving someone, but who are we serving; are we serving ourselves or others? In Mark 10:43b-45, Jesus explains that His followers must have mind focused on service and being a servant to others: “But whoever would be great among you must be your servant, and whoever would be first among you must be slave of all. For even the Son of Man came not to be served but to serve, and to give his life as a ransom for many.”. The longer that we stay focused on ourselves and not God or others, the longer we will remain stuck in a miserable spiritual condition. To serve is Christ.   TODAY'S PRAYER Lord, I praise you because your love seeks my good in any and every situation. Forgive me for the seeds that I have squandered. Soften my heart to surrender to your will in and through me. In Jesus' name, amen.     Scazzero, Peter. Emotionally Healthy Spirituality Day by Day (p. 120). Zondervan. Kindle Edition. TODAY'S AFFIRMATION: Today, Because of who I am in Jesus Christ, I will not be driven by Fear. Rather, I will abide in the Lord's Faithfulness. “I am the vine; you are the branches. If a man remains in Me and I in him, he will bear much fruit; apart from Me you can do nothing.” (John 15:5). SCRIPTURE REFERENCE (ESV): Matthew 20:1-16; Philippians 2:21-30; Matthew 25:34-46; Psalms 99:1-9. A WORD FROM THE LORD WEBSITE: www.AWFTL.org. THIS SUNDAY'S AUDIO SERMON: You can listen to Archbishop Beach's Current Sunday Sermon: “The Sermons on the Amount, Part 4 - The Devastation of Debt”, at our Website: https://awordfromthelord.org/listen/ DONATE TO AWFTL: https://mygiving.secure.force.com/GXDonateNow?id=a0Ui000000DglsqEAB

Send us a textGet your hands on a copy of Private Wealth Manager and Certified Financial Fiduciary Adam Bruno's book, "They Lied: The Real Cost of Your Retirement," by downloading it at https://taxfreefortmyers.com/. Discover the truth about the hidden costs of retirement and gain expert insights on how to live a Goal-Focused Retirement. Don't miss out on this essential read - download your copy today!

Nikolaus Thomale, Gründer von MYNE Homes, gibt dir Einblicke in den strategischen Aufbau von Teams und die richtige Finanzierungsstrategie. Er teilt, wie sie ihre Organisation in drei Kernbereiche strukturieren, warum ein früher CFO entscheidend sein kann und wie man den richtigen Mix aus Equity und Debt findet. Was du lernst: Wie du komplexe Teams effektiv strukturierst Wann der richtige Zeitpunkt für einen CFO ist Die Balance zwischen Equity und Debt-Finanzierung Wie du Banken als Finanzierungspartner gewinnst ALLES ZU UNICORN BAKERY: https://zez.am/unicornbakery  Mehr zu Nikolaus: LinkedIn: https://www.linkedin.com/in/nikolausthomale/  MYNE Homes: https://www.myne-homes.com/de  Join our Founder Tactics Newsletter: 2x die Woche bekommst du die Taktiken der besten Gründer der Welt direkt ins Postfach: https://www.tactics.unicornbakery.de/

In this special HerMoney Mailbag episode, Jean Chatzky is joined by financial feminist icon Tori Dunlap, founder of Her First $100K and host of the Financial Feminist podcast. Tori returns to tackle some of your most pressing financial dilemmas.

*Content warning: distressing topics, bullying, addiction, Institutional child abuse, ‘troubled teen industry' (TTI), disability abuse, body image abuse, sexual trauma, medical neglect, therapeutic trauma.  *Free + Confidential Resources + Safety Tips:  somethingwaswrong.com/resources    *SWW S23 Theme Song & Artwork:  The S24 cover art is by the Amazing Sara Stewart Follow Something Was Wrong: Website: somethingwaswrong.com  IG: instagram.com/somethingwaswrongpodcast TikTok: tiktok.com/@somethingwaswrongpodcast  Follow Tiffany Reese: Website: tiffanyreese.me  IG: instagram.com/lookieboo *Sources  Adirondack Leadership Expeditions, Troubled Teens Directory https://www.troubledteenprograms.org/listing/adirondack-leadership-expeditions  Adirondack Leadership Expeditions, Unsilenced https://www.unsilenced.org/program-archive/us-programs/new-york/adirondack-leadership-expeditions/ Bain Capital Private Equity Acquires CRC Health, Merger https://mergr.com/transaction/bain-capital-private-equity-acquires-crc-health  Mitt Romney and Bain Capital:Greed, Debt and Hypocrisy, UE Union https://www.ueunion.org/political-action/2012/mitt-romney-and-bain-capital-greed-debt-and-hypocrisy-  Outdoor program for troubled teens closing, Adirondack Daily Enterprise https://www.adirondackdailyenterprise.com/news/local-news/2013/07/outdoor-program-for-troubled-teens-closing   The Real Scandal of Romney and Bain, The New Yorker https://www.newyorker.com/news/news-desk/the-real-scandal-of-romney-and-bain