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Episode Introduction This episode of The Homeowners Show features hosts Kevin Hackett and Craig Williams discussing current trends in the housing market, personal finance related to homeownership, and a practical DIY project. Real Estate Market Update Mortgage Rates: Rates have dropped to their lowest point since 2023, falling below 6% and even reaching 5.9% for some loans. FHA and VA loans are seeing rates around 5.9%, while traditional loans are in the low 6% range. Buyer's Market: There are currently 500,000 more home sellers than buyers, indicating a buyer's market. This shift suggests that prices may begin to decrease, and buyers have more negotiation power. Affordable Homes: While many homes are priced high, there are still options available for under $200,000, typically smaller, newer constructions. The hosts advocate for buying within one's means and prioritizing essential home features over excessive luxury. Financial Advice for Homeowners Smart Spending: The hosts emphasize the importance of making financially sound decisions, such as buying a home that is affordable rather than stretching to the absolute limit. This approach can lead to less financial stress and more disposable income for home improvements and personal enjoyment. Investment vs. Renting: Homeownership is generally presented as a better financial decision than renting, even for smaller, more affordable properties, as it builds equity over time. Avoiding Unnecessary Debt: The discussion highlights the negative impact of taking on excessive debt for a home, potentially leading to marital strain and unhappiness. DIY Project: Garage Door Opener Installation The Problem: Craig's garage door opener failed due to a worn-out plastic gear. The Solution: After initially considering professional replacement, which was quoted at three times the cost of the unit itself, Craig opted for a DIY installation. Technology & Tools: ChatGPT Assistance: AI was used to research compatible brands and installation nuances, revealing that multiple brands share the same mounting mechanisms. Chamberlain B6753T: The chosen smart garage door opener features Wi-Fi connectivity, a camera for deliveries (with a subscription service), a microphone, and a backup battery. Installation App: A dedicated app provided interactive 3D models and video guidance, making the installation process significantly easier and more detailed than traditional manuals. Key Features: The new opener is remarkably quiet and features a powerful LED light bar (2000 lumens) that illuminates the entire garage. Cost Savings: DIY installation saved approximately $1200 compared to professional service. Social Commentary Protests and Child Involvement: The hosts express dismay at seeing young children holding vulgar protest signs, criticizing the irresponsibility of parents who expose their children to such environments and language. Focus on Service: They advocate for channeling energy from unproductive protests into positive actions, such as volunteering and helping those in need. Economic Stabilization: Despite controversies, the hosts acknowledge that the current economic conditions have stabilized, leading to increased consumer confidence and spending. Upcoming Content The hosts mention exciting interviews and content planned for the year ahead. Call to Action Viewers are encouraged to like, subscribe, and leave reviews for The Homeowners Show. Buy a Homeowners Show T-Shirt! Subscribe to our YouTube Channel The Homeowners Show Website The Homeowners Show Facebook Page Instagram @homeownersshow Twitter @HomeownersThe Info@homeownersshow.com Sustained Growth Solutions – Design a lead generation system specifically for your business so that you never have to search for leads again! We are a full digital marketing agency.
Don and Tom kick off the show with weekend banter and nostalgia about checkbooks before diving into why buying and selling a home remains one of life's biggest—and most misunderstood—financial decisions. Using a Wall Street Journal quiz, they explore smart pricing, commission negotiations, low-cost home improvements, inspections, seasonal pricing patterns, and even haunted-house disclosures. Along the way, callers ask about life insurance planning, tax-managed accounts, umbrella insurance, and retirement income strategy. The episode emphasizes realistic expectations, low-cost investing, diversification, and avoiding unnecessary fees, while reminding listeners that simple, disciplined decisions usually beat flashy financial “solutions.” 0:04 Weekend open, call-in invite, “no annuity” guarantee, check-writing nostalgia 1:24 Don discovers last checks were written in 2019–2021 2:45 Home buying/selling as life's biggest transaction 3:20 Overpricing your house and “it's worth what someone pays” 4:24 WSJ real estate quiz: pricing strategy in slow markets 6:14 Break, banter, and commission quiz setup 7:04 Real estate commissions are negotiable 8:10 Selling by owner and staging realities 9:14 Caller Dustin: debt-free at 27, life insurance, DIY vs advisors 12:41 Planning for life insurance proceeds and beneficiaries 14:06 Zillow estimates and home values 14:43 Caller Joey: SMAs and tax-loss strategies 17:31 Capital gains, housing exemptions, and SMA practicality 19:16 Caller Beth: umbrella insurance for homeowners 22:02 Caller Ron: retirement income, stable value funds, RMDs 25:06 Diversification beyond the S&P 500 26:50 Returning to WSJ real estate quiz 27:43 Best ROI upgrades: paint and curb appeal 28:23 Pre-listing inspections 29:44 When home prices peak (June) 31:09 Haunted houses and disclosure laws 33:43 Listener portfolio: AVGE, AVGV, bonds Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of Social Media Decoded, Michelle Thames breaks down the real difference between a social media manager and a social media strategist — and why confusing the two can cost businesses time, money, and momentum. Michelle explains how strategy and execution serve different purposes, the most common hiring mistakes business owners make, and how choosing the right support at the right time can dramatically change results. This episode is essential listening for entrepreneurs, founders, and brands deciding how to invest in their marketing and visibility in 2026. Topics Covered The difference between social media management and social media strategy Posting content vs planning a visibility ecosystem Why execution without strategy leads to wasted effort How strategy saves money long-term Common hiring mistakes business owners make When to hire a strategist vs when to hire a manager How clarity impacts content, growth, and conversion Why roles, timing, and expectations matter Key Takeaways A social media manager executes content, a strategist designs the plan Posting consistently does not equal strategic growth Strategy provides direction, focus, and measurable outcomes Hiring the wrong role at the wrong time creates frustration Clear strategy makes execution more effective and efficient Who This Episode Is For Business owners hiring marketing support Entrepreneurs confused about social media roles Brands struggling with inconsistent results Founders preparing to scale visibility in 2026 Creators transitioning from DIY to professional support If you need clarity before hiring or scaling your marketing, explore working with Michelle's agency for strategic support. www.thamesmediasolutions.com For ongoing proximity, feedback, and visibility guidance, join the Collective. https://michellethames.com/elevate-and-empower-collective About the Host Michelle Thames is a marketing strategist, podcast host, and community builder with over 15 years of experience helping brands and entrepreneurs build visibility systems that convert. She specializes in strategy-first marketing, community-led growth, and sustainable brand ecosystems. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Acclaimed actress Jessica Williams says that her friendship with Harrison Ford is as fun off-screen as it is between their characters in the hit show, "Shrinking." Tune in for this exclusive extended interview with Stephen and Jessica as they discuss DIY upholstery, their dogs' astrological signs, and more - only on The Late Show Pod Show! The third season of "Shrinking" premieres next Wednesday on AppleTV. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Our reverence for Big Star is well-documented — and for good reason. For a wide range of people coming up in Chicago's hospitality scene, the spot represented a proof of concept: that you could take something familiar, do it with conviction, and build a culture around it. Its mythos is legend — from strong margaritas to nightly cash-only bonanzas — and this week's guest was there for all of it. Laurent Schroeder-LeBec was born in France and spent his formative years in Korea, a hardcore kid turned hospitality lifer, whose musical soul and DIY spirit can still be felt at the heart of Big Star. In this episode, we're reliving the glory days of the gold-studded classic — from cheap Lone Star beers to its eventual growth and expansion — with a true original who had the inside scoop. -- We're heading north: Joiners will be on the road at Sand Valley, Wisconsin, February 27–March 1, recording live episodes during the Friends of James Beard Sand Valley Chefs Invitational. Expect great chefs, beautiful surroundings, and a weekend built around food, conversation, and community. Details and tickets → Friends of James Beard Chef Invitational
The Blessed Beauty Podcast - Simple Beauty Advice for Busy Catholic Women
Meghan and Harry's EPIC Fail of a year that was 2025 continues - from Invictus half-truths to her disastrous "As ever" creepy IG brand reveal, to that time that she almost burned our skin off with her silly DIY bath salt recipe from her show, "With Love, Meghan" - let's unpack it all. Watch the FULL video that this clip came from here- https://youtu.be/FYd-YF9jSRU Love the show? Leave a 5 star review on Apple Podcasts/Spotify (or wherever you get your podcasts!) and SHARE this episode! Want to WATCH my episodes? - Go to my YouTube Channel and subscribe -https://www.youtube.com/channel/UC2FsXn-xhr4mYIAK0569BBw I have a channel membership over there if you'd like to support me! Simply click on the "join" button underneath my YT videos - thanks. Can't join but want to support my podcast? Help keep me caffeinated and fill my tip jar here - https://buymeacoffee.com/jenniferc Other stuff I've been a licensed esthetician and a makeup artist for over two decades - Want to see a list of all of my favorite beauty product recommendations? Everything I love, use, and wear all the time - CLICK HERE - https://shopmy.us/jenniferc/shelves BUY MY ONLINE SKINCARE GUIDES HERE- https://jenniferchristopherson.com In Christ, Xo Jennifer Disclaimer- This video/podcast episode is under Fair Use: Section 107 of the Copyright Act provides the statutory framework for determining whether something is a fair use and identifies certain types of uses—such as criticism, comment, news reporting, teaching, scholarship, and research—as examples of activities that may qualify as fair use. All rights and credit go directly to its rightful owners. No copyright infringement intended. All Opinions are my own and within my right to express under the First Amendment to the U.S. Constitution
Join Buzz Knight on Takin’ A Walk for an inspiring replay conversation with Sloan Struble, the creative force behind Dayglow, one of indie pop’s most exciting breakthrough artists. In this replay episode, Sloan opens up about his journey from recording in his Texas bedroom to amassing hundreds of millions of streams worldwide. Discover the story behind viral hit “Can I Call You Tonight?” and how his debut album ‘Fuzzybrain’ captured the hearts of a generation seeking authentic, feel-good music. Sloan shares his DIY recording process, the evolution of his sound from ‘Fuzzybrain’ through ‘Harmony House’ and beyond, and what it’s like navigating the modern music industry as an independent artist. From his influences and songwriting approach to the challenges of touring and maintaining creative authenticity, this conversation reveals the mind behind Dayglow’s infectious melodies and sun-soaked production. Whether you’re a longtime fan of Dayglow’s nostalgic indie pop sound or discovering Sloan Struble’s music for the first time, this episode offers rare insight into one of contemporary music’s most genuine talents. Topics discussed include: ∙ The creation and unexpected success of “Can I Call You Tonight?” ∙ Recording albums independently and the DIY ethos ∙ Influences ranging from classic rock to modern indie ∙ Building a dedicated fanbase through streaming platforms ∙ The balance between artistic vision and commercial success ∙ Life on tour and connecting with audiences worldwide Takin’ A Walk with Buzz Knight explores the creative journeys of music’s most compelling artists. Subscribe for more in-depth conversations with legends and rising stars.Support the show: https://takinawalk.com/See omnystudio.com/listener for privacy information.
This week, the girls had a whole lot of fun catching up! Rochelle took us down memory lane with a fantastic story about her college friend Jarma and her accordion skills, all while sharing the latest scoop on her clogging classes. But the excitement didn't stop there; it was a rollercoaster of credit card adventures, including a swift response to fraud and some relatable tales of less-than-stellar customer service. In the midst of all the grown-up business, there was even chat about attending the American State Fair and the logistics of getting a cuckoo clock cleaned—because who doesn't need to discuss classic timepieces alongside credit card woes?We heard all about Rochelle and Lance's very cold backyard camping trip, which was a true test of gear and endurance, followed by a thrilling outdoor climbing session complete with rope rescue techniques. Of course, the quilting world was buzzing, with exciting updates on a sold-out Quilt Coat class that both Leslie and Rochelle are joining, and a discussion about machine cleaning that turned into a DIY success story! Travel plans were also on the itinerary, covering everything from smart hotel swaps to navigating a fascinating multi-city route to Paris, including vital tips for staying healthy and comfy on international flights. Plus, there's 7 yards of Dallas Cowboy fabric just waiting for a quilt design idea—how fun is that!Send us a textFollow Leslie on Instagram at @leslie_quilts and Rochelle at @doughnutwarrior
Nathan Schiess explains why personal branding isn't optional for real estate investors—and why waiting until you need capital is already too late.In this episode of RealDealChat, Nathan Schiess—real estate investor turned personal branding consultant—breaks down why documenting your journey matters more than perfecting your pitch.Nathan shares his own story of building and liquidating a real estate portfolio without documenting any of it—and how that hard lesson shaped his work helping investors, agents, syndicators, and capital raisers build trust before they need it. We unpack the difference between personal brands and company brands, why repetition is necessary (not annoying), how to think about ICP and USP, and why most investors should hire this out instead of trying to DIY content.We also dive into AI, batching content, why “giving away the secret sauce” actually increases credibility, and how a strong personal brand follows you from one venture to the next—unlike a business brand that stays behind.If you ever plan to raise capital, partner on deals, or stand out in a crowded market, this episode is required listening.
Gary tackles the challenges of winter. He shares tips on how to deal with ice dams, recommending a DIY solution using pantyhose and ice melter to prevent damage to gutters. Gary also takes calls from listeners, including Annie, who's struggling with stink bugs and Asian beetles in her home, and Nancy, who's looking for a solution to repair her asbestos tile basement floor. The episode covers home maintenance, DIY projects, and winter preparedness.See omnystudio.com/listener for privacy information.
This week on No Simple Road, we head north of the border to connect with Dylan Stone and Jesse Cobb from The Unfaithful Servants, the genre-bending roots outfit straight out of Vancouver Island, British Columbia. Blending folk, bluegrass, old-time, and a healthy dose of irreverent spirit, this band brings a sound that's as playful as it is deeply rooted. Aaron, Mel, and Apple sit down with the crew to talk about the origin of the band, the stories behind the songs, and what it means to build a musical life on an island where community and creativity go hand in hand. We dig into their songwriting process, the push and pull between tradition and experimentation, and how humor and honesty shape their approach to roots music. The conversation flows through touring life in Western Canada, the power of DIY scenes, and the importance of staying connected to the people who show up — night after night — to share the experience. The Unfaithful Servants reflect on how place influences sound, how collaboration fuels longevity, and why music is still one of the most powerful tools we have for connection. This episode is full of laughter, insight, and that unmistakable feeling you get when musicians are creating from a place of truth rather than trend. If you love roots music with edge, folk and bluegrass with personality, and discovering bands who are carving their own path, this one is for you. For tour info music and more head over to: www.unfaithfulservants.com Visit nosimpleroad.com for merch, past episodes, and community updates. Support us on Patreon: patreon.com/nosimpleroad Leave a 5-star review & share this episode with a fellow music lover! -FREE SHIPPING from Shop Tour Bus Use The PROMO CODE: nosimpleroad INTRO MUSIC PROVIDED BY - Young & Sick MUSIC IN THE COMMERCIALS BY AND USED WITH PERMISSION OF: CIRCLES AROUND THE SUN OUTRO MUSIC BY AND USED WITH PERMISSION OF: CHILLDREN OF INDIGO No Simple Road is part of OSIRIS MEDIA. Osiris Media is the leading storyteller in music, combining the intimacy of podcasts with the power of music.
On this week's show, Jason rants about his new shop lights and his embarassing IG purchase, Mary should now be referred to as Professor Tsai and Keith's crazy schedule rages on and he is up to his morsels in brass.Be sure to check out Bits & Bits at www.bitsbits.com and use coupon code MORSELS15 to save 15% on your order of router and/or CNC bits. Be sure to hit up Katz-Moses Tools at www.KMTools.com - cool tools at a fair price. If it's on their website, it's in Jonathan's apron. www.kmtools.com **And check out the new Katz Moses toolless adjustable countersink and new sharpening jig. Oh, and don't forget about his new aluminum channel French Cleat system with some bad azz 3D printed accessories that lock in place!! Be sure to check out WTB Woodworking at 390 Pike Road, Unit 2, Huntingdon Valley, PA for lumber, slabs, woodworking tools and MORE!! Or shop online and earn yourself some Burkell bucks for every dollar you spend! WTB's new giveaway ends on February 2nd and includes almost $1000 in valuable prizes. Go to wtbwoodworking.com/giveaway to enter.Help us support Grit-Grip!! A revolutionary new breed of double-sided sanding sponges that we all LOVE! Check it out at https://grit-grip.com/ and use code "shopsounds" at checkout to get a free sanding block!The Bourbon Blade: https://www.bourbonmoth.com/shop/p/the-bourbon-blade-original-pocket-chiselIf you'd like to support us on Patreon and have access to our irreverent aftershow, you can sign up here: https://www.patreon.com/shopsoundspodcastYou can find us on Instagram, Youtube, Facebook and TikTok (maybe): Bourbon Moth Woodworking and Keith Johnson Woodworking and Kodamari Design
Today digital executive editor, Arianna Davis, fills in Jenna and Sheinelle on debates happening online and gets their opinion. Plus, Dylan Efron and Rob Mariano stop by to chat about their new YouTube show and stick around to play a fun competition game. And designer and author Mikel Welch shares three simple DIY projects you can do to level up your home. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Pool house project, a skid steer after retirement, and more Panthers stories than you've ever heard in one place. We sit down with Mick Mixon to trace a remarkable arc—from the broadcast booth to a backyard compound where concrete, retaining walls, and a humming skid steer turned “free time” into craft. Mick opens up about why sports still feel truly unscripted, how different people find common purpose in a huddle, and the quiet ways community shows up when you're building something that matters.We dig into the heart of Carolina football: the psychology of leadership in a locker room, the night Kelvin Benjamin went down and the resolve that followed, and what it really felt like to stare down Super Bowl 50 with a horn band waiting in a ballroom that never quite celebrated. Cam Newton becomes an energy study—220 volts of charisma and chaos—raising the big what-ifs about coaching continuity, culture, and how to steward a generational personality. Mick shares vivid snapshots of Luke Kuechly signing every autograph, Christian McCaffrey's sneaky comedy, and Greg Olsen's detail-obsessed football brain on a cross-country flight.It's not just nostalgia. Mick breaks down Bryce Young's growth curve—speeding up decisions, protecting himself, and learning to live on time—while we weigh the front office moves that could give a young quarterback a real shot. Between those X's and O's, you'll hear the heartbeat of his retirement: teaching a grandson how to swap a water pump, moving rock until the grade feels right, and discovering that the best wins often happen in the driveway. If you love the Carolina Panthers, NFL leadership, DIY building, or just a good story well told, you'll find plenty to carry with you.If this resonates, follow the show, share it with a Panthers fan, and leave a review with your biggest Carolina what-if—we might read it on air next week.
A single question—“Can I have it?”—nearly sent a child's cello out the door. Instead, that moment lit a fuse that carried Hee-Young Lim from piano lessons and packed Korean school days to principal chair in Rotterdam and a teaching home at Beijing's Central Conservatory of Music.The Cello Sherpa Podcast host, Joel Dallow, interviews Hee-Young, and they take a deep dive into the chain of choices that shaped her artistry: the advantages of piano-first training for cello technique, how small hands and big extensions can coexist, and what it means to study across traditions with mentors from the French, German, Russian, and American schools. Hee-Young takes us inside the orchestra, sharing what she learned from working closely with Yannick Nézet-Séguin, decoding massive symphonic scores, and adapting to different halls on tour. Then she opens up about a turning point at thirty, why prestige wasn't enough, how proximity to home and a lifelong dream to teach redefined success, and what makes Beijing's conservatory culture distinct, from studio sizes to the freedom to teach across ages.We also explore the heart behind her album Encores. Built one piece at a time in a colleague's studio, the project gathers short works she first loved on piano and now sings through the cello. She explains how bow and breath reshape phrasing once sustained by pedal, why encore repertoire can carry the deepest personal stories, and how a DIY recording approach can yield a more intimate, honest sound. Throughout, her advice to young musicians is frank and generous: stay curious, stay open, and build resilience for a field that asks for both excellence and grit.If you enjoy candid artist stories, real talk about career pivots, and behind-the-scenes insight into orchestral life, conservatory teaching, and recording strategy, this one's for you. Listen, share with a friend who needs a nudge of courage, and leave a rating so more musicians and music lovers can find us.For more information on Hee-Young: https://www.crossovermedia.net/artists/hee-young-lim/projects/the-encores-album/bio/You can also find Hee-Young on Instagram and Facebook: @heeyounglim_officialor Youtube: @hee-younglim2202 If you are looking for in person/virtual cello lessons, or orchestral repertoire audition coachings, check out www.theCelloSherpa.comFollow us on Facebook, Instagram, Threads & YouTube: @theCelloSherpaFor more information on our sponsor: www.CLEAResources.com
Starting a private practice with a limited budget can feel daunting—but with the right plan, $3,000 can go further than you think! In this episode, Julie Herres shares exactly how she'd launch a new practice if she had $3,000 to spend. Discover the must-haves, the smart shortcuts, and the areas where a little investment makes a big difference.Listen to DiscoverWhat to prioritize with a $3,000 start-up budgetWhat tasks are worth outsourcing (and which to DIY!)Practical advice on physical space, software, and keeping expenses leanUnderstand the real timeline for getting up and runningHow to avoid common money traps when launching your practiceLinks and Resources TherapyFlow CRM: https://crm.mytherapyflow.com/ Upwork https://www.upwork.com/ Fiverr https://www.fiverr.com/ Vistaprint: https://www.vistaprint.com/ Meg Business All-in-one billing, credentialing and front desk solutions: https://www.megbusiness.com/ Google Business Address Verification Guidelines For Your New Location: https://help.relentless-digital.com/google-business-address-verification-guidelines-for-your-new-locationWhy You Need a Physical Office Address to Claim a Profile: https://succeedingsmall.co/google-my-business-guidelines-for-small-businesses-why-you-need-a-physical-office-address-to-claim-a-profile/Money for Therapists Practice Startup - https://www.greenoakaccounting.com/startup GreenOak Accounting - www.GreenOakAccounting.com Therapy For Your Money Podcast - www.TherapyForYourMoney.com Profit First for Therapists - www.ProfitFirstForTherapists.com Profit First Academy - www.ProfitFirstForTherapists.com/Academy Podcast Production and Show Notes by Coursecreationstudio.com
In this episode, Christina Kao, founder of Le Mini Macaron, shares her journey from a marketing background to entrepreneurship in the beauty industry.She discusses the growth of her brand, the importance of customer education, and the impact of COVID-19 on nail care trends.Christina emphasizes the significance of community upliftment and the playful yet joyful nature of her brand, while also reflecting on the challenges and opportunities within the beauty industry.TAKEAWAYS:- Christina's background in marketing and advertising laid the foundation for her entrepreneurial journey.- Le Mini Macaron specializes in gel manicure products, making at-home nail care accessible.- The brand's target customers include both experienced gel users and newcomers to DIY manicures.- Kickstarter was a crucial platform for launching the brand and gaining initial traction.- COVID-19 significantly boosted the demand for at-home beauty solutions, including nail care.- Education is vital for customer experience, especially for first-time gel users.- The brand employs various marketing strategies to enhance customer acquisition and retention.- Creating a consistent brand experience across multiple channels is essential for success.- The brand aims to uplift its community, focusing on both consumers and team members.- Christina advocates for more programs to help newcomers enter the beauty industry.Where to find Christina Kao: Linkedin: https://www.linkedin.com/in/christinasheenkao/Website: http://www.leminimacaron.comWhere to find Kait Stephens:Linkedin: https://www.linkedin.com/in/kait-margraf-stephens/Website: www.brij.itSUBSCRIBE TO THE OMNICHANNEL MARKETERwww.theomnichannelmarketer.com
In this episode Brian Barney sits down with John Stallone. The guy's chat about his involvement with HOWL and how important it is to stay informed and engaged. Along with that the guys discuss John's recent late-season elk hunt and the film he put together. They talk about the difficulties of creating a DIY, public land, archery hunt. It's another great discussion this week on Eastmans Elevated. Eberlestock - https://bit.ly/Eberlestock-Eastmans Federal Ammunition - https://bit.ly/FederalPremium-Eastmans Forever Barnwood - https://bit.ly/ForeverBarnwood-Eastmans Kryptek - https://bit.ly/Kryptek-Eastmans Mathews - https://bit.ly/MathewsArchery-Eastmans MTN TOUGH - https://bit.ly/MTNTOUGH-Eastmans Outdoor Edge - https://bit.ly/OutdoorEdge-Eastmans onX - https://bit.ly/onXHunt-Eastmans Sig Sauer - https://bit.ly/SIGSAUER-Eastmans Silencer Central - https://bit.ly/SilencerCentral-Eastmans Stone Glacier Sleep Systems - https://bit.ly/StoneGlacier-Eastmans SecureIt - https://bit.ly/SecureIt-Eastmans Zamberlan - https://bit.ly/Zamberlan-Eastmans
In the security news: Rainbow tables for everyone Lilygo releases a new T-Display that looks awesome AI generated malware for real Detecting BadUSB when its not a dongle A telnetd vulnerability Google Fast Pair and how I took control of your headset Should we make CVE noise? Exploiting the Fortinet patch DIY data diode Bambu NFC reader for your Flipper Payloads in PNG files Don't leave the lab door open - amazing research and new tool release Fixing your breadboards Finding vulnerabilities in AI using AI Then, Rob Allen from ThreatLocker joins us to discuss default allow, and why that is still a really bad idea. This segment is sponsored by ThreatLocker. Visit https://securityweekly.com/threatlocker to learn more about them! Visit https://www.securityweekly.com/psw for all the latest episodes! Show Notes: https://securityweekly.com/psw-910
Musician and producer Blaine Jessup (Jessup) joins Mostly Superheroes to talk about making music independently, performing across St. Louis, and balancing creativity with real life. From Red Flag to Pop's, DIY recording to live performance, this episode is a deep dive into the modern local music scene. Support the podcast: https://www.mostlysuperheroes.com/
Where are you listening from?Start with a pan, end with a choice. We're making a bright, lemony sheet pan cod with crisp potatoes and garlicky greens, then finishing with a silky lemon butter you can keep classic or infuse to taste. It's flavor-first cooking for real life, fast, flexible, and friendly to every kind of diner at the table. This recipe comes from Chef Adam Vandermay of Your Canna Chef.If you've been curious about cannabis cooking but want control, clarity, and great food, this episode shows how to bring it all together on one pan. Subscribe, share with a friend who loves weeknight cooking, and leave a review to help more home cooks find smarter, safer, and tastier ways to make edibles.Even a short t-break has benefits! Jump into the challenge and break for as long as feels right for you! Join in here. Not ready? Find the Fresh Start Complete 30 Day Tolerance Day Program on Amazon. Support the show Visit the website for full show notes, free dosing calculator, recipes and more.
Is ADHD really a "superpower"? Or is that just a toxic label that sets high-performers up for a massive crash?In this episode, Dr. Jody sits down with executive coach Cathy Rashidian (aka The Candid Empath) to dismantle the popular "superpower" narrative. They unpack the visceral reality of leading with a "fast brain"—from the dopamine-fueled highs of hyper-focus to the crushing "hangover" that inevitably follows.They also tackle the "Accidental Leader" trap: why so many of us are promoted eight years before we're actually trained, why we become "self-appointed fire marshals" just to get our dopamine hits, and why "resilience" has become a dirty word for leaders who are tired of bouncing back.In this conversationThe "Superpower" Trap: Why Cathy views her brain as a "messy roommate" rather than a superhero—and why that distinction matters.The Hyper-Focus Hangover: The biological cost of flow states and why you need a "body budget."The 8-Year Gap: The "peer-to-boss" transition and why you're likely DIY-ing your leadership style.Marination vs. Procrastination: Why doing nothing is actually when the real work happens.Toxic Resilience: Why we need to stop proving we can handle it all and start setting boundaries that fuel us.If you've ever felt like your "genius" comes with a heavy price tag, or if you are tired of being the most resilient person in the room, this conversation is the permission slip you didn't know you needed.
Buckle up, because this weekend on the Around the House Show, we're diving deep into the glamorous world of refinishing wood. That's right, we're talking about making your cabinetry and hardwood floors look less like a craft disaster and more like they belong in a fancy magazine—without all that dust making you feel like you're living in a sawmill. We've got N. Hance joining us to spill the secrets on the magical "lightspeed process" that promises fast curing and durability, so your floors won't just survive the chaos of everyday life, but thrive like they're on a spa day. And if that's not enough to keep you on your toes, we'll also tackle the oh-so-fun topic of water in your basement—because who doesn't love a good leak under their slab foundation? Trust me, you won't want to miss our tips for saving some serious cash while tackling those soggy disasters. So grab your favorite beverage and settle in for two hours of home maintenance mayhem—it's about to get wild!Thanks for listening to Around the house if you want to hear more please subscribe so you get notified of the latest episode as it posts at https://around-the-house-with-e.captivate.fm/listenIf you want to join the Around the House Insider for access to the back catalog, Exclusive Content and a direct email to Eric G and access to the show early https://around-the-house-with-e.captivate.fm/support We love comments and we would love reviews on how this information has helped you on your house! Thanks for listening! For more information about the show head to https://aroundthehouseonline.com/Information given on the Around the House Show should not be considered construction or design advice for your specific project, nor is it intended to replace consulting at your home or jobsite by a building professional. The views and opinions expressed by those interviewed on the podcast are those of the guests and do not necessarily reflect the views and opinions of the Around the House Show.Takeaways:This weekend's show is a DIY extravaganza, perfect for those who love home improvement chaos.We dive deep into refinishing wood, ensuring your projects don't end up looking like a toddler's art class gone wrong.Discover the secrets to tackling water issues in your basement without breaking the bank – because who doesn't love saving cash?We're diving into the absurdity of old clay pipes and why replacing them feels like a rite of passage for homeowners.Tune in for tips on how to avoid catastrophic home repair disasters, because we all know those are just around the corner.Prepare for a wild ride of home maintenance tips, laughter, and maybe some questionable advice – don't say we didn't warn you!Mentioned in this episode:Around the House 2026 YouTube! Make sure and Subscribe to our YouTube page! Around the House YouTube Around the House Top Products! Producer Jim shares an insider look at Eric G's hand-curated Top 10 products for 2026. From smart locks and app-controlled garage openers to precision tools and energy-saving
The Greek Gods have spoken, and sent us their newest recruit - Danny Beard (now on tour as "Mr D, God of Wine and Drama" in the new The Lightning Thief, The Percy Jackson Musical). Danny is best known as being a Drag Race UK winner, Celebrity Big Brother alum, and general entertainer extraordinaire. Nat and Danny chatted touring, growing up LGBTQIA+ in Liverpool, and the "Power of No". It's a romp! Find more from Danny here - https://www.instagram.com/thedannybeard Including details about their show "Homecoming" Hoxton Hall, London 7th May O2 Academy, Liverpool 30th May And OBVIOUSLY go and see them full in their Demi-god role - https://www.instagram.com/percyjacksononstage/ Enjoy! xx Please subscribe, follow, and leave a review. xxx You can find us in all places here; https://podfollow.com/lifewithnat/view We're on Facebook: https://www.facebook.com/lifewithnatpod Nat's insta: @natcass1 Marc's insta: @camera_marc Niece's insta: @natsnieces Tony's insta: @tonycass68 Linny's insta: @auntielinny.lwn MORE LIVE SHOWS! 07/02/2026 Brighton, The Forge TICKETS 08/02/2026 Newcastle upon Tyne, The Stand TICKETS 25/02/2026 Folkestone, Quarterhouse TICKETS 28/02/2026 Colchester, Arts Centre TICKETS 07/03/2026 Manchester, Fairfield Social Club TICKETS 22/03/2026 Leeds, The Wardrobe TICKETS 29/03/2026 Bristol, The Gaffe - TICKETS Book Club: January's Book - Wintering by Katherine May Nat's solo chats - any rants always welcome. We're talking big career changes, the constant comparisons with others on social media... and the audacity of teenagers! Scraping the Barrel - SCAN AND SHOP VIRGIN NO LONGER! Bonce vs list! - Are you a list maker? Always collecting for Nostalgia Fest! What's brewing with the Nieces - AGEING & non-negotiables Things we're nagging with Linny about - More lateness stories and some cleaning questions, please! The Tony talks chatter - Keep your DIY questions coming A 'Keep It Light Media' Production Sales, advertising, and general enquiries: hello@keepitlightmedia.com Learn more about your ad choices. Visit megaphone.fm/adchoices
In the security news: Rainbow tables for everyone Lilygo releases a new T-Display that looks awesome AI generated malware for real Detecting BadUSB when its not a dongle A telnetd vulnerability Google Fast Pair and how I took control of your headset Should we make CVE noise? Exploiting the Fortinet patch DIY data diode Bambu NFC reader for your Flipper Payloads in PNG files Don't leave the lab door open - amazing research and new tool release Fixing your breadboards Finding vulnerabilities in AI using AI Then, Rob Allen from ThreatLocker joins us to discuss default allow, and why that is still a really bad idea. This segment is sponsored by ThreatLocker. Visit https://securityweekly.com/threatlocker to learn more about them! Show Notes: https://securityweekly.com/psw-910
Send us a textA single line from Job 14 stops us cold: “Who can bring a clean thing out of an unclean?” From there, we trace Job's stark honesty about human frailty—life like a flower cut down, a shadow that passes—and follow the thread to a deeper hope. We lay out why modern optimism about human goodness collapses under the weight of reality, and why that collapse is the doorway to grace rather than despair.We walk through Job's argument in simple terms: if no one can self-purify, then salvation cannot be a DIY project. That's where Christ stands unique. Because Jesus is God in the flesh, he is not trapped by the same unclean stream; he alone can cleanse the unclean and alter the course of human depravity. Our panel brings this from doctrine to street level—conscience, forgiveness, and real change that begins with receiving, not performing.Then we tackle the verse many avoid: our days are determined, our months are with God, and our bounds are appointed. We draw a crucial line between foreknowledge and determination. Job doesn't say God merely knows; he says God sets. That truth can shake or steady you, depending on what you believe about God's character. We argue it steadies: if time is measured by a sovereign and wise Lord, then our urgency has purpose, our limits have meaning, and even grief can be held inside a larger care. Freedom still matters, but it is creaturely freedom—real choices within real bounds, guided by a real King.Along the way, we push back on easy religion that skips hard passages. A God who isn't sovereign can't save, and a salvation that rests on us can't last. By the end, you'll have a clearer map of Job 14, a sharper view of human nature, and a firmer grasp of why only Christ can make the unclean clean. If this conversation sharpens your faith or challenges your assumptions, share it with a friend, subscribe for more deep dives, and leave a review to tell us what moved you.Support the showBE PROVOKED AND BE PERSUADED!
In the security news: Rainbow tables for everyone Lilygo releases a new T-Display that looks awesome AI generated malware for real Detecting BadUSB when its not a dongle A telnetd vulnerability Google Fast Pair and how I took control of your headset Should we make CVE noise? Exploiting the Fortinet patch DIY data diode Bambu NFC reader for your Flipper Payloads in PNG files Don't leave the lab door open - amazing research and new tool release Fixing your breadboards Finding vulnerabilities in AI using AI Then, Rob Allen from ThreatLocker joins us to discuss default allow, and why that is still a really bad idea. This segment is sponsored by ThreatLocker. Visit https://securityweekly.com/threatlocker to learn more about them! Visit https://www.securityweekly.com/psw for all the latest episodes! Show Notes: https://securityweekly.com/psw-910
If you want to miss all the fun banter about Jim's Singo (song bingo) night and his trip to Kentucky and Amish country you can skip ahead to (16:00). Chris's SummaryJim and I are joined by Jacob Vonloh as we discuss investing for retirees, using a listener email as the starting point for a broader conversation about how investment advice and asset management work in practice. We explain why investing changes once people move from accumulation into distribution, including differences in risk tolerance, liquidity needs, and volatility. Jacob outlines how investment tools are evaluated based on time horizon and downside exposure rather than labels. We also discuss planning for aging and long-term care costs, including liquidity needs, inflation considerations, and the SEAL (Savings for Emergencies, Aging, and Long-Term Care) reserve framework. Jim's “Pithy” SummaryChris and I are joined by Jacob Vonloh as we start a new series of conversations inspired by listener emails, and we use those questions as a jumping-off point to talk about what really changes when you're investing in retirement. A lot of DIY investors successfully built wealth with an accumulation mindset and then try to carry that same approach into retirement, where it doesn't work. The problem is that accumulation investing and retirement investing are not the same thing, and pretending they are is where people get themselves into trouble. Once withdrawals begin, volatility feels different, timing matters more, and the emotional impact of market swings gets amplified in ways people don't expect. We spend time pulling apart how the investment advice industry presents itself, how fee structures are typically layered in, and why we're very intentional about separating retirement planning from asset management. Jacob walks through how we evaluate investments based on when the money might be needed and how much downside someone can realistically tolerate. Buffered ETFs come up in that context, not as a recommendation, but as a clean example of how downside protection and upside caps reshape risk. The point isn't the product — it's that comparing retirement-stage tools to a fully unbuffered equity index without adjusting for risk is fundamentally misleading. From there, we connect investing back to real planning issues retirees face, especially aging and long-term care. We talk about why insurance isn't always available or sufficient, how covering one spouse can still protect a household, and why the financially hardest stretch is often when both spouses are alive and care costs begin to show up. That leads into how we think about liquidity, inflation, and time horizon working together inside what we call the SEAL reserve. This isn't about chasing returns — it's about structuring money so it can actually support people through retirement without forcing panic decisions at the worst possible time. The post Investing for Retirees: EDU #2603 appeared first on The Retirement and IRA Show.
Chasing Tone - Guitar Podcast About Gear, Effects, Amps and Tone
Brian and Richard are back for Episode 601 of the Chasing Tone Podcast - Brian reveals the all new Wampler Pedalhead power amp and another pedal is leaked! It's a Pre-NAMM podcast and Brian and Richard drop firefighting duties to bring some really exciting news to you while Blake flies off to Anaheim. Meanwhile Brian details his revolutionary new product which gets a big reveal at the show this year and the levels of excitement are palpable as it does something really neat that we don't think has been done before...Brian is effervescent with enthusiasm because he is one of the few people to have played this product and suddenly turns into a computer geek which makes Richard nostalgic for old 3Dfx graphics cards...Meanwhile Brian taps into his inner 1920's gangster and then tells us about ANOTHER pedal release. There was a slight leak also.PRS have announced a new collaboration with Ed Sheeran and it invites a debate about PRS stock pickups. Richard has a bizarre theory about playing versus listening and he and Brian dive into it a little before mocking drum kits. Synergy have released a new combo amp and Richard has fallen in love with various custom shop options. Mechanized Yogurt Funnels, Richard's control rope, We love Danish Pete, The Egosystem, Anthony Cleetus returns...it's all in this week's Chasing Tone!We are on Patreon now too!Support the show (https://www.patreon.com/chasingtonepodcast)Courses and DIY mods:https://www.betterguitartone.comhttps://www.wamplerdiy.comhttps://www.guitarpedalcourse.comYoutube:https://www.youtube.com/@chasingtonepodcastFind us at:https://www.wamplerpedals.com/https://www.instagram.com/WamplerPedals/https://www.facebook.com/groups/wamplerfanpage/Contact us at: podcast@wamplerpedals.comSupport the show
In this episode we read a lengthy email missive from our good friend Dr. Bill on reaching financial independence a few years early, designing a risk parity portfolio with an advisor, and facing the emotional fog that follows. We share how to replace optimization with intention and use time, not money, as the measure of value, and touch on these points:• hitting FI earlier than planned after high savings, growth and a modest windfall• shifting from global cap weight to risk parity for steadier withdrawals• choosing fee‑for‑service advice and aligning incentives• handling FI emotions, identity shifts and one‑more‑year urges• using four idols as red flags for decisions• buying happiness through relationships, experiences, time‑buying and generosity• satisficing small choices to protect energy and attention• building post‑career structure with short chapters and yearly subtractions• treating time as the scarce currency, not moneyLinks:Father McKenna Center Donation Page: Donate - Father McKenna CenterDr. Bill's Interview on Bigger Pockets Money: The Decumulation Strategy After Hitting Financial Independence | Bill YountKardinal Financial: Kardinal Financial — Flat Fee & Fee-Only Financial Advisor Bryan Minogue | Madison, WIAfford Anything Episode #618: They Ran Out of Money. I Didn't. Here's Why.Breathless Unedited AI-Bot Summary:The number hits, the accounts say you're free, and yet the feeling isn't triumph—it's fog. We dive into that messy, honest space after financial independence with a candid letter from Dr. Bill, a late starter who reached FI years ahead of schedule. His story opens the door to two challenges at once: how to build a portfolio that steadies withdrawals in uncertain markets, and how to build a life that isn't ruled by “one more year.”We start with the money. Risk parity isn't a magic trick, but it's a powerful framework for retirees and late starters: diversify by risk, not headlines, so stocks, bonds, and real assets share the load. That balance can dampen drawdowns and reduce sequence risk when you're finally taking income. We highlight why fee‑for‑service advice beats legacy models, what to expect from a thoughtful plan, and how to avoid turning markets into a source of constant anxiety. Sleep matters as much as return.Then we face the human side: identity, purpose, and the gravitational pull of more. Using a simple lens—avoid the four idols of money, power, fame, and unhealthy pleasure—we redirect focus to the only currency that compounds after FI: time. We break down practical ways wealth buys happiness through relationships, experiences that spark flow, time‑buying that deletes chores and commutes, and generosity that deepens community. You'll hear tactical rules to cut over‑optimization, pilot a lighter work schedule, structure short chapters instead of a rigid life plan, and run annual “stop doing” audits to keep your days aligned with what matters.If you're nearing FI, newly independent, or stuck in the fog, this conversation offers a clear path forward: design a portfolio for resilience, and design a life for meaning. Subscribe, share with a friend who's wrestling with “enough,” and leave a review to help more DIY investors find a saner way to retire on purpose.Support the show
On a sweet, 6-acre country parcel in Rochester, Minnesota, Deb Majerus and Joel MacDonald are creating a place of beauty and sanctuary, spreading joy to their community as an oasis just beyond busy roads, paving and residential developments all around. Minnesota natives who dated in high school and reunited years later, Deb and Joel grow […] The post Episode 752: Deb Majerus and Joel MacDonald of Minnesota's Iron Butterfly Flower Farm appeared first on Slow Flowers Podcast with Debra Prinzing.
#195 - From Bullsh*t to Botox: The Real Secret to Aging Beautifully with Sandra Lena Silverman If you've ever looked in the mirror and thought, “Maybe if I just fix this one thing…” — this episode will stop you in your tracks (and probably make you laugh, cry, and rethink your skincare drawer). This week, Lisa sits down with Sandra Silverman, author of From Bullsht to Botox* — a raw, hilarious, and deeply healing memoir about beauty, self-worth, and what happens when we finally stop outsourcing our validation. Sandy has done everything — facelifts, liposuction, lasers, lymphatic sculpting, microcurrent tools, and the full emotional transformation that comes after realizing no procedure can fix a wound that started in childhood. Her story is as real as it gets: she opens up about adoption, trauma, toxic love, divorce, and the slow, powerful process of learning to love yourself from the inside out. We also dive into the practical stuff — from the lymphatic hacks that slim and de-bloat in minutes to skincare products that actually work (spoiler: one costs $17 on Amazon). You'll learn:
It's another Meaningful Money Q&A, taking in the £100k tax trap, splitting pensions on divorce, safely switching investment platforms and much more! Shownotes: https://meaningfulmoney.tv/QA38 01:59 Question 1 Hi Roger and Pete, Long time listener, first time questioner. My wife and I have both earned in excess of £100k for a few years now, meaning I am acquiring a peculiar set of skills on the various ways to use pension contributions, rollover allowances, gift aids, etc to keep us both below the (entirely bananas) £100k cliff-edge each year. My question is on the £60k pension annual allowance. Does it only apply to the amount of pension savings in a given year which can be made without paying a tax charge, or does it also count as the maximum amount of pension deduction which can be taken to calculate net adjusted income as part of completing our tax returns? The (slightly over-simplified) situation in my mind is that if I earned £160,500 in a given year, I would prefer to pay £61k into a pension, thereby reducing my net adjusted income to £99,500 to stay below the cliff-edge, even if I had to pay 40% tax on the extra £1000 above the pension annual allowance. As a fun aside, I asked this to my preferred AI - and I leave a link to see if you agree with it's answer or not - https://g.co/gemini/share/8c23e91cb658 Stephen 07:58 Question 2 Hello Pete & Roger Listen and enjoy all your podcasts regularly but every now and again you get one that addresses specific points to the individual listener. For me it was Podcast QA18. A really great podcast. 1. The 2015 changes to pensions made significant differences to pensions and most financial experts have rightly advised using your pension as one of the best places to put savings. It does seem unfair that you plan your savings and pensions well in advance for retirement based on government rules. and then you you find you are likely to have a sizeable IHT bill. At 78 it is difficult to turn the ship around quickly. Many more people will be affected by this over the next decade. The main reason however for my question relates to ways to reducing the effects of this IHT change. The general allowances and the 7 year rule are all clear. However the main exemption that could help is the little used Gifts form Excess Income. I have read up as much as I can and the whole system seems rather vague and many things open to interpretation, even by financial experts. There is no clear and precise set of rules whereby you can be certain something is capital or income. Your executor will have to understand all this and have all the back up documentation to convince HMRC that the gifts are justified. I do have excess income and spent significant time over the past weeks analysing all our expenditure and income sources ending up totally confused and with a severe migraine. Any advice on how best to handle this can of worms would be appreciated. 2) So many of us these days have children living in different countries with their families. All with different citizenship and residency situations in different countries. There seems to be very little information about IHT and general tax issues in relation to gifts and inheritance of money and pensions for children and grandchildren in this situation. Best regards, Peter 16:52 Question 3 Hello Roger and Pete, Thanks for a great series of podcasts. Some of them confirm what I already know and some give me insights, ideas and an understanding I didn't have. You provide a great service. My wife and I are 54 and 55. We are getting divorced. The divorce is amicable and we want to share everything evenly. I take home £5k/month and she takes home £2.3k. We will split this evenly as long as we both work. Our pension funds are not of equal value. I have DCs and SIPPs worth £800k and ISAs worth £100k. I also have a small DB pension that will pay out about £3k/year in today's money at age 67. My wife has a DC pension worth £210k and ISAs worth £220k. She has a DC pension that will pay about £2.5k/year in today's money at age 67. As you can see, the majority is in my name. This makes sense as I have worked whereas she has taken time off to raise our children. We have equal claim to the money in my mind. I think the ISAs are straight forward. We can balance the value by selling some of hers and investing more in my name. The DC pensions are more difficult. By right I should give her £295k to make them of equal value but how do we do this? We want to avoid expensive solicitors and accountants but are not sure if we can DIY this. Please share any advice you can give. Regards, Jay 25:43 Question 4 Hi Pete and Roger, Thanks so much for what you do with the podcast. It's completely changed my approach to my finances, especially over the last year which has felt even more important after the birth of my son. I have a question about investment platforms. I currently have about £70,000 invested in passive world index trackers via a platform. I estimate my total annual fees including fund and platform fees to be about 0.66% pa. I don't think this is terrible but I think it could be less. I'm considering transferring my investments (which is a mixture of stocks and shares ISA, LISA and (very small) SIPP) to a cheaper platform. Do you have an advice on the transfer process, especially in whether to transfer all the funds in one go or is there a strategy you'd recommend to avoid falling foul of market fluctuations? Thanks, Jack 30:47 Question 5 Hi Pete and Roger, You guys are the best. You've given me my only financial education. Never underestimate what a difference you are making to ordinary people's lives. THANK YOU. I am 42 years old saving into my workplace DC pension. I have a bit of a gap because I started late and then freelanced for a few years, so playing catch up, but thanks to you both, seeing the positives in this, rather than beating myself up. I am basing the 'gap' on not quite having 3x salary saved by age 42 - is that a decent rule of thumb? As you both say, arming people with knowledge can be a good thing and a bad thing, because armed with this new knowledge we can go off and overcomplicate things. I decided to pull my pension from the default fund and pick 6 funds. What's the best route for working out if I am paying too much in fees, if I have got too much crossover across funds, and if the more pricey ones are worth it? Do I need to get financial advice or could I do this myself (being a complete layman obvs)? Do you have any tips on the process of comparing, finding inefficiencies and consolidating? What's a reasonable number of funds would you say? 3? 1? BTW I've done the same thing with my ISAs since they let us have more than one. How do you just pick one and stick with it, and not get distracted by the new shiny providers? It seems like newer, better products and platforms come out all the time. Or am I worrying unnecessarily and might it be ok to have fingers in many pies? Thanks again for all you do. Hayley 37:47 Question 6 Thanks for all the content, I listen to every episode and often share the pod with others to share the good word! My partner will soon be able to get her NHS pension. While we were looking at the numbers, I began to wonder whether there is any benefit in taking the maximum lump sum and investing it outside of the pension. My thinking was that she would probably be able to generate the same amount of income from investing it in the stock market, but that when she dies she will be able to pass the capital on, whereas her pension will just stop paying out. I think the maximum she can take is about £70k. Presumably she could put this in a GIA and feed it into an ISA over a few years, accepting that any gains in the GIA would be subject to tax. I just wondered if there were any other tax implications that I hadn't considered? If not, then presumably it's just a case of comparing the drop in the annual pension payment against the expected returns (after tax) from investing outside the pension? Would love to know your thoughts on this. Thanks again, and keep up the good work. Tim
In this week's edition of the Flavors of Northwest Arkansas Podcast, we're talking to Tamara Keefe. She's the Founder & CEO of Clementine's Ice Cream which just opened in Bentonville, but before we get to her?!?! FOOD NEWS!! Huntsville Baker Hannah's Cake Co made the Queen of Country's 80th birthday cake! We'll her from the cake-maker! Slim Chickens is building a donation to No Kid Hungry The Rendezvous Junction Brewing Company's Third Annual Chili Cookoff was won with a family recipe. Ping Pong for Paws is back at Ozark Beer Company. We'll tell you how to get signed up. The Artemis Temperance Lounge opened last week in Fayetteville. It'll be many things. Tamara Keefe was saved by ice cream twice in her life, once as a kid an again as an adult. The Owner, Founder and CEO of Clementine's Ice Cream has been professionally successful twice in life, but the first time wasn't NEAR fulfilling. It took a come to Jesus with her closest friends to help her realize that. And that was the start of Clementine's Ice Cream. She took her executive marketing skills, and some newly acquired DIY skills and got to work. She'll tell you how she got her name out there while she was making her ice cream at home. Also, what was it like for her building out her first ice cream parlor? And how did she get her newest spot on the Walmart campus? We talk to Tamara Keefe of Clementine's Ice Cream on this edition of the Flavors of Northwest Arkansas...
In this episode, we welcome Akiva Silver of Twisted Tree Farm. Our discussion wanders into the creation of lotus ponds, the selective use of nitrogen-fixing plants, and the importance of "hardening off" in the North. Akiva shares his journey from wilderness survival enthusiast to professional nurseryman, emphasizing the importance of having a 'conversation with the land.' He also touches on the philosophy behind his work, the benefits of diverse plantings, and the practicalities of building DIY ponds. Akiva's insightful perspective on managing land and fostering biodiversity is a must-listen for anyone interested in sustainable farming practices.00:00 Introduction to the Plant Cunning Podcast01:06 Upcoming Events and Announcements02:00 Akiva Silver's Journey and Philosophy03:12 The Art of Working with Land07:27 Planting Strategies and Observations15:34 Exploring Akiva's Farm and Plant Varieties22:11 Challenges and Learnings in Permaculture30:21 Balancing Experiments and Resilient Plants31:01 The Resilience and Early Production of Hazelnuts31:36 Chestnuts: A Versatile and Historical Nut35:36 Managing Abundance and Wildlife on the Farm37:59 Building and Maintaining Ponds Yourself39:53 The Benefits of Ponds for Wildlife and Recreation41:20 Specializing Ponds for Different Uses44:12 Renting Equipment and DIY Pond Construction48:38 The Importance of Taking Action and Learning by Doing49:47 Current Projects and Inspirations50:37 Books and Philosophies on Nature and Life53:14 Reflections on Modern Challenges and Resilience55:37 Conclusion and Farewell
Avoid common wedding pitfalls and hidden costs! Are you wondering what budget mistakes to avoid for your wedding? From finding the right vendors to understanding hidden costs, ensure your wedding day is as beautiful as it is budget-friendly. Learn about off-peak dates and DIY pitfalls to make well-informed decisions for your special day. Stress-free Wedding Planning Podcast #184: Cut Costs, Not Dreams: Top Wedding Budgeting Strategies! Host: Sal & Sam Music: "Sam's Tune" by Rick Anthony TIMESTAMP 00:00 Introduction to Cut Costs, Not Dreams: Top Wedding Budgeting Strategies! 01:00 Podcast Overview and Goals 02:00 Understanding Wedding Budget Basics 04:00 Common Budget Concerns and Solutions 06:30 Wedding Tip Wednesday: Write A Note 08:00 Smart Spending Strategies 10:00 D.I.Y NOT! 11:00 Venue and Day selection 12:00 Final Thoughts and Community Engagement 13:30 Closing Remarks and Farewell Get your FREE no-obligation report TODAY: "8 QUESTIONS YOU MUST ASK A WEDDING PROFESSIONAL BEFORE BOOKING THEM" http://forms.aweber.com/form/55/756659955.htm Music List Giveaway https://www.afterhourseventsofne.com/guestcontact *** Join us in the Stress-free Wedding Planning Facebook group https://urlgeni.us/facebook/Stress-Free-CT-Wedding-Advice Copyright © 2026 Atmosphere Productions LLC All Rights Reserved. Produced by Atmosphere Productions in association with After Hours Events of New England https://atmosphere-productions.com https://www.afterhourseventsofne.com #2028Bride #2026Bride #2027Bride #WeddingPlanning #WeddingCeremony #AfterParty #NewEnglandWedding #WeddingPreparations #WeddingChecklist #weddingpro #weddingexperts #WeddingInspo #WeddingIdeas #WeddingGoals #WeddingWisdom #WeddingTips #DreamWedding #WalkDownTheAisle #StressFreeWedding #StressFreeWeddingPlanning #StressFreeWeddingPlanningPodcast #WeddingPodcast #WeddingTipWednesday #WeddingAdvice #WeddingMusic #WeddingDay #CTweddingdj #WeddingDJ #AtmosphereProductions #AfterHoursEventsOfNE
What is a house to you? An investement? A place that offers shelter to keep your belongings while you figure out where to move next? or is it something MORE? A symbol of family, a collection of rooms and objects where entire lives of family members have been lived, objects that have been with us through some of the best time and also our worst. Today we take on the question of WHAT IS A HOME REALLY, and how does that impact how we fix it and work to improve the home. Do we do it ourselves or do we hire out the work? What about the quality of materials we use for it?To watch the YOUTUBE VIDEO of this episode and the irreverent & somewhat unpredictable AFTERSHOW, subscribe to our Patreon: (http://patreon.com/user?u=91688467)
Your wedding vision deserves more than a mood board. We sat down with Kayla, the design-forward owner of Signature Event Rentals and Coordinating, to unpack how smart rentals, thoughtful coordination, and hands-on consultations turn scattered ideas into a polished, guest-ready experience. From champagne walls and a vintage phone booth with an audio guestbook to hundreds of linen options and curated place settings, Kayla shares how to craft a tablescape you can touch, tweak, and love before the big day.We dig into the choices that matter most: when to book, what to bring to a consult, and how your venue's table mix shapes every design decision. Kayla explains her tiered services—pickup-and-return, delivery with setup and teardown, and day-of coordination—and the real cost of DIY versus full-service delivery. Expect candid stories about packing pitfalls, broken glass, and the infamous charger confusion, along with practical fixes like DJ announcements, colored linen bags, photo guides for repacking, and clear instructions that save you fees and stress.If you're deciding between doing it yourself or letting a pro handle it, this conversation will help you measure time, budget, and peace of mind. We also cover deposits, final counts, timelines, and how vendor communication keeps the night moving. Kayla's design eye and logistics-first mindset prove that elevated style and smooth operations can live on the same table. Subscribe for more conversations that make wedding planning simpler, share this with your planning crew, and leave a review to tell us which rental piece you're obsessing over right now.
How do YOU feel about clowns? Are they cheerful entertainers who bring smiles to kids in hospitals—or creepy figures straight out of a nightmare?This week, Geordie revisits Brocarde—yes, that Brocarde, the woman who once claimed to be in love with a ghost named Edwardo. Well, this time she's gone from Yorkshire all the way to Tonopah, Nevada, to visit the world-famous Clown Motel. And if that wasn't creepy enough, this clown motel is also haunted! Part-time paranormal investigator, full-time bizarro magnet, listen now to find out how Brocarde found herself connecting with a clown doll said to be possessed by the spirit of a tormented carnival performer, why people from around the world have sent their clown dolls to this crazy motel, and how Brocarde even tried to adopt a possessed carnival clown doll for herself.So grab a brown lemonade and settle in as the duo chat about The Traitors UK, poopy balloons, DIY sage sticks and more, only on Eavesdroppin' comedy podcast. And remember, wherever you are, whatever you do, just keep Eavesdroppin'!*Disclaimer: We don't claim to have any factual info about anything ever and our opinions are just opinions not fact, sooorrrryyy! Don't sue us!Please rate, review, tell your friends and subscribe in all the usual places – it really helps us keep the mics on and the comedy flowing. Support us on Patreon: https://www.patreon.com/eavesdroppinDo write in with your stories at hello@eavesdroppinpodcast.com or send us a Voice Note!Listen: http://www.eavesdroppinpodcast.comorhttps://podfollow.com/eavesdroppinYouTube: https://www.youtube.com/channel/UCqcuzv-EXizUo4emmt9PgfwFacebook: https://www.facebook.com/eavesdroppinpodcast Hosted on Acast. See acast.com/privacy for more information.
Our guests on the podcast today are Cody Garrett and Sean Mullaney. They're both advice-only financial planners, and they're the co-authors of a new book called Tax Planning To and Through Early Retirement. Cody is a certified financial planner and the founder of Measure Twice Money, where he helped DIY investors make informed decisions aligned with their values. He also leads Measure Twice Planners, which is an educational community for financial planners. Sean Mullaney is a certified public accountant and head of Mullaney Financial & Tax. He also writes the blog, FITaxGuy.com, which is focused on the intersection between financial independence and taxes.BackgroundSean MullaneyCody GarrettMeasure Twice MoneyMeasure Twice FinancialMeasure Twice PlannersMullaney Financial & TaxFITaxGuy.comTax Planning and Early RetirementTax Planning To and Through Early Retirement, by Cody Garrett and Sean Mullaney“The Backdoor Roth IRA After an Excess Contribution to a Roth IRA,” Sean Mullaney, FITaxGuy.com, Dec 16, 2025“Why I Don't Worry Much About Sequence of Returns Risk,” Sean Mullaney, FITaxGuy.com, Jun 10, 2025“The Tax Planning World Has Changed,” by Sean Mullaney, FITaxGuy.com, Sep. 22, 2025“Bogleheads on Investing® with Cody Garrett, CFP®, and Sean Mullaney, CPA on tax planning to and through retirement: Episode 89″ by Bogleheads on Investing® podcast, BogleCenter.net, Dec. 7, 2025“Managing Taxes in Retirement with Sean Mullaney,” by the White Coat Investor Podcast, WhiteCoatInvestor.com, Nov 20, 2025.Die With Zero: Getting All You Can from Your Money and Your Life―A Revolutionary Approach to Maximizing Life Experiences Over Accumulating Wealth, by Bill Perkins“Reframing Risk In Retirement As “Over- And Under-Spending” To Better Communicate Decisions To Clients, And Finding “Best Guess” Spending Level,” by Michael Kitces, Kitces.com, Apr. 24 2024.More on Early Retirement and FIRE“My Baptism by FIRE: Lessons on Financial Independence,” by Christine Benz, Morningstar.com, May 29, 2025.“Aiming to ‘Die with Zero'? Here Are the Implications for Portfolio Construction and Retirement Spending,” by Jess Bebel, Morningstar.com, Apri. 6, 2025"Derek Tharp: An Alternative Approach to Calculating In-Retirement Withdrawals," The Long View podcast, Morningstar.com, Feb. 21, 2023 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
We are back with a classic "Trials & Triumphs" episode! After a long hiatus from sharing their own home updates (since August!), Caroline, Taryn, and Liz sit down to catch up on what has been happening behind their own front doors. The ladies discuss the highs and lows of homeownership, from Liz's garage flood nightmare to Caroline's victory over a builder-grade "boob light." Taryn gives a major update on her Facebook Marketplace bed project (spoiler: it's finished!), and Caroline explains why she finally ditched her trendy jute rug for a vintage estate sale find. Quick Decorating Takeaways: Don't Fear the "Floater" Rug: Caroline shares her win with a vintage 8x11 rug. While 9x12 is the standard for living rooms, she explains that you can break the "all legs on" rule with a slightly smaller vintage piece as long as the front legs of your furniture anchor it comfortably. Spray It, Don't Brush It: Taryn confirms that for intricate furniture (like a spindle bed), a paint sprayer is non-negotiable. It saves hours of frustration compared to brushing and delivers a smooth, factory-like finish that makes DIY pieces look high-end. Upgrade the "Boob Light": It is the most common builder-grade eyesore, but swapping a flush mount is one of the easiest updates you can do. Caroline replaced hers in 20 minutes with a faux-alabaster fixture, instantly elevating her hallway for under $100. What You'll Hear on This Episode: 00:00 Welcome & Happy New Year! 01:30 Caroline's Triumph: Scoring a vintage Turkish rug on EBTH.com 06:00 The "Jute vs. Wool" debate: Why wool is actually cleaner 09:00 Taryn's Triumph: The $100 Facebook Marketplace bed is finished! 12:00 Painting Tips: Why you need a sprayer for spindles & the color reveal ("Stardew") 18:00 Liz's Trial: A pipe burst and ceiling damage in the garage 22:00 Liz's Triumph: Painting the front door "Tate Olive" 26:00 Caroline's Triumph: Replacing the hallway "boob light" with an Amazon find 32:00 Taryn's Trial: The struggle of finding bedding to match a blue bed 38:00 Closing thoughts & looking ahead to spring projects Also Mentioned: Everything But The House (Online Estate Sales) | ebth.com Paint Color: Sherwin Williams "Stardew" (Taryn's Bed) Paint Color: Benjamin Moore "Tate Olive" (Liz's Door) Paint Sprayer (Wagner) Shop Ballard Designs Please send in your questions so we can answer them on our next episode! And of course, subscribe to the podcast in Apple Podcasts so you never miss an episode. You can always check back here to see new episodes, but if you subscribe, it'll automatically download to your phone. Happy Decorating! Learn more about your ad choices. Visit megaphone.fm/adchoices
We do our thing and discuss random things like BBQ, the art of haggling, DIY repairs and EVs. So, the pendejadas are all over the place.
Business of Design ™ | Interior Designers, Decorators, Stagers, Stylists, Architects & Landscapers
Most interior designers don't avoid their numbers because they're bad at math—they avoid them because no one ever explained the financial system in a way that actually made sense. In this episode, Kimberley Seldon sits down with Hannah Cole, artist turned tax expert, to dismantle the myth that creatives “just aren't good with money” and reveal the real issue: running a business while guessing instead of knowing. This conversation takes a clear-eyed look at what happens when smart, capable designers disengage from their financial reality. From payroll blind spots to the false comfort of being “busy,” Hannah reframes financial literacy as a visibility problem, not a math problem. You'll learn why nonstop work doesn't guarantee profit—and how simple habits like time tracking can quickly restore clarity and confidence. If you've ever felt uneasy about money despite working around the clock, this episode will help you understand why—and show you where to start fixing it. What You'll Learn in this episode: - Why creatives aren't bad at numbers—they're bad at operating in mystery - How being “busy” can hide serious profitability issues - Why payroll is the most dangerous expense designers underestimate - The difference between gut-feel decisions and data-backed leadership - When it makes sense to DIY your finances—and when it doesn't - How basic tax literacy protects your business and future income - Why time tracking is one of the fastest paths to financial clarity
In this conversation, Josh and Jonny from Millennials with Money discuss the shifting appeal of Portugal and Spain for expatriates, particularly focusing on the impact of recent legislation on immigration and property investment. They explore the cost of living in both countries, the cultural preferences of expatriates, and the importance of personal finance in navigating life abroad. The discussion highlights the challenges and opportunities faced by digital nomads and property investors in the current economic climate.
Every week we'll 3D print designs from the community and showcase slicer settings, use cases and of course, Time-lapses! This Week: Valentines Glaucus Sea Slug By Taikounou makerworld.com/en/models/1005897-valentines-glaucus-sea-slug-flexi Bambu X1C PolyMaker PLA 7hr 59mins X:100 Y:104 Z:24mm .2mm layer / .4mm Nozzle 10% Infill / 1mm Retraction 200C / 60C 22g 230mm/s ----------------------------------------- LIVE CHAT IS HERE! http://adafru.it/discord Adafruit on Instagram: https://www.instagram.com/adafruit Shop for parts to build your own DIY projects http://adafru.it/3dprinting 3D Printing Projects Playlist: https://www.youtube.com/playlist?list=PLjF7R1fz_OOWD2dJNRIN46uhMCWvNOlbG 3D Hangout Show Playlist: https://www.youtube.com/playlist?list=PLjF7R1fz_OOVgpmWevin2slopw_A3-A8Y Layer by Layer CAD Tutorials Playlist: https://www.youtube.com/playlist?list=PLjF7R1fz_OOVsMp6nKnpjsXSQ45nxfORb Timelapse Tuesday Playlist: https://www.youtube.com/playlist?list=PLjF7R1fz_OOVagy3CktXsAAs4b153xpp_ Connect with Noe and Pedro on Social Media: Noe's Twitter / Instagram: @ecken Pedro's Twitter / Instagram: @videopixil ----------------------------------------- Visit the Adafruit shop online - http://www.adafruit.com/?utm_source=youtube&utm_medium=videodescrip&utm_campaign=3dprinting Subscribe to Adafruit on YouTube: http://adafru.it/subscribe Adafruit Monthly Deals & FREE Specials https://www.adafruit.com/free?utm_source=youtube&utm_medium=videodescrip&utm_campaign=3dprinting Join our weekly Show & Tell on G+ Hangouts On Air: http://adafru.it/showtell Watch our latest project videos: http://adafru.it/latest?utm_source=youtube&utm_medium=videodescrip&utm_campaign=3dprinting 3DThursday Posts: https://blog.adafruit.com/category/3d-printing?utm_source=youtube&utm_medium=videodescrip&utm_campaign=3dprinting New tutorials on the Adafruit Learning System: http://learn.adafruit.com/?utm_source=youtube&utm_medium=videodescrip&utm_campaign=3dprinting Music by Dan Q https://soundcloud.com/adafruit -----------------------------------------
Social media is essential for small businesses — but it doesn't have to feel like a second full-time job. In this episode, we sit down with Shalane and Nicole from Be Social, a social media agency built specifically to support small business owners, entrepreneurs, and leaders who are overwhelmed by content creation.We talk about the biggest mistakes businesses make on social media, why chasing trends can actually hurt your brand, and how storytelling and personality matter more than perfectly edited posts. If you've ever spent hours on a single post and still felt unsure about it, this conversation is for you.Topics CoveredWhy social media feels so overwhelming for small business ownersThe biggest mistake businesses make: chasing trends instead of their brandWhy personality and storytelling matter more than what you sellHow social media should support your business — not run itWhen to DIY social media vs. when to hand it offHow Be Social helps businesses take social media off their plateTraining options for business owners who want to do it themselvesWhy social media is “air coverage” for your business, not the entire strategyAbout Our GuestsShalane and Nicole are the founders of Be Social, a social media agency created to help small businesses grow without wasting time, energy, or money. Their focus is helping brands show up authentically, connect with their audience, and stop treating social media like a third job.Level Up Labs Event InfoThis conversation is part of Level Up Labs, a four-hour, in-person experience for business owners, entrepreneurs, and leaders.
Here's a vintage reissue that refuses to stay buried. This throwback episode with Yvette Young started life as a Patreon bonus… until enough people yelled “this is too good to keep secret” and it hit the main feed, where it promptly became one of the most-listened-to episodes of the whole show. So if you're new around here, congrats: you just found a greatest hit. If you've heard it before, it's absolutely worth a re-listen. This one is a ride. We barely talk about guitars, and that's kind of the point. Instead we get into: sleep paralysis, shadowy hooded figures, red eyes, radio-static brain glitches, and why the stories are weirdly consistent UFOs, alien nightmares, and a “star” that breaks the rules like it's trying to avoid getting reported DIY tour chaos, sketchy houses, cash hidden in books, and why “band horror” should be its own movie genre discipline, deadlines, and Yvette's surprisingly genius riff-to-song system labels, contracts, and how to not get your creative soul pawned off in the fine print the gear world's gender weirdness, and why sound doesn't have a gender Content note: this episode touches on sleep paralysis, anxiety-ish brain stuff, and some heavier life experiences later on. Also, if you're hearing this during NAMM week, come say hi at the Stringjoy booth (6300). I'll be there, in the meeting room, or inhaling food like a man who has made poor scheduling choices. Enjoy. And maybe don't listen to this one right before bed. Check out all things Yvette on her website HERE https://yvetteyoungmusic.com/ Support The Show And Connect! The Text Chat is back! Hit me up at (503) 751-8577 You can also help out with your gear buying habits by purchasing stuff from Tonemob.com/reverb Tonemob.com/sweetwater or grabbing your guitar/bass strings from Tonemob.com/stringjoy Learn more about your ad choices. Visit megaphone.fm/adchoices
By 2002, things had kicked into high gear for Punchline. They had decided to pursue music full-time, and relentless touring soon followed. Grassroots promotion and a DIY outlook had helped them gain a strong following, especially in their hometown of Pittsburgh, and a follow-up to 2001's Major Motion Picture album was the next step. The 4 musically ambitious tracks on The Rewind EP would help propel Punchline to the next level, and they soon signed to a growing independent record label. The excitement and spirit of this era is captured by the band members and a variety of friends in this episode. Subscribe to A Band Called Punchline wherever you get your podcasts. Spotify: https://open.spotify.com/show/5chEn3nnF3pSv2zIzPUPMo?si=d7a75149007a47f0 Apple Podcasts: https://podcasts.apple.com/us/podcast/a-band-called-punchline/id1609331063 Check out the new Punchline album Somewhere To Land. Spotify: https://open.spotify.com/album/3Wy3NVQerLtyRm4sn27dOv?si=AMrDmylVRbKxNljgOWKr_g Apple Music: https://music.apple.com/us/album/somewhere-to-land/1821472685 Chris DeMakes A Podcast is brought to you by DistroKid, the ultimate partner for taking your music to the next level. Get 30% off your first YEAR with DistroKid by signing up at http://distrokid.com/vip/demakes For bonus episode of The After Party podcast, an extensive back catalog of past After Party episodes, early ad-free releases of new episodes of Chris DeMakes A Podcast, full video versions of episodes, and MUCH more, head to the Patreon at http://www.ChrisDeMakes.com Follow Chris DeMakes A Podcast on Instagram: https://www.instagram.com/chrisdemakesapodcast/ Join the Chris DeMakes A Podcast community on Facebook: https://www.facebook.com/groups/2643961642526928/ Learn more about your ad choices. Visit megaphone.fm/adchoices
• Opening musical parody, extended singing, parody station drops • "Time for a bath" spoken-word/rap monologue • Gas station checkout bit with donations and tiny purchases • Pop culture name-drops and exaggerated confidence imagery • AMT Friday Free Show intro • Guest Seth Petruzzel returns; callback to Halloween special at his house • Ongoing house build delays; living in a rental; stressful unsettled Christmas • Missing a "first real Christmas" with daughter; limited meaningful kid Christmases • Debate over earliest memories, neuroscience, and false memories • Stress text about childcare, construction, and overwhelm • "No Smile Seth" nickname from construction crew; tension with workers • Yard/seagrass service failures and staff turnover • Interior progress: drywall, paint; Seth paints entire house himself • DIY vs professional painters debate • Limestone flooring installed too early; damage from ongoing work • Admitted poor sequencing, rushed decisions, and contractor confusion • Money wasted on inefficiency; budget blown by ~$100k cash • Dark humor from stress; resentment toward dogs after barking wakes baby • Babysitter chaos; raised-hand gesture scares sitter; anger acknowledged without harm • Tracy working multiple jobs to cover costs; dojo staffing struggles • Teaching classes while overwhelmed; no-call/no-shows • Boat broken and unused; pods block driveway; storage and delay stress • Yelling over missed deadlines; workmanship defects; cabinet and floor damage • Cheap vs quality work discussion; timelines constantly pushed back • Contractors criticizing each other; electrician refuses unsafe wiring • HVAC ductwork never replaced; contractor ghosted after payment • Realization money was taken; lesson on hiring cheapest bids • New AC installed; marriage stressed but solid; stress seen as situational • Considering selling boat; joking about downgrading and paddleboards • Dock delays due to rain; feeling too deep to change course • No nearby family help; brother unavailable; childcare strain • Estrangement from father after emotional texts; anger over lack of involvement • Father's minimal apology; no-contact; canceled life-story emails • Grief over lost family history compared to mother's legacy notebooks • Daily micromanaging renovation; cleaning dust; weeks of painting • Acknowledging misdirected anger; dojo as emotional outlet • First daycare drop-off at age two; guilt, crying, camera-checking • Kid illnesses after daycare; stress symptoms, weight loss, graying hair • Picky eating; reliance on carbs; supplementing nutrition • Shift to processed kids foods; questioning processed meat risks • Deli ham vs cigarettes carcinogen debate; nitrates and long-term risk • Parenting tension between health anxiety and convenience • Colonoscopy and PSA results good; jokes about aging and pelvic floor • Nerve issues from past B6 toxicity; substance use reflections • Panic attack after mushroom mocktail; heightened sound sensitivity • Little Saints described; conclusion anxiety likely self-induced • Decision to stop dwelling; announcement of trying for second child • Curiosity about father–son bond; light emotional dad talk • Viral poop videos and construction bathroom chaos • Grocery store poop incident; biohazard cleanup and food waste debate • Lee & Rick's Oyster Bar shutdown and reopening; bug tolerance jokes • Extreme lack of germ aversion; belief exposure builds immunity • Childhood TV theme nostalgia; Silver Spoons, Today's Special, Eureka's Castle • Theme songs imprinting more than shows; modern shows less memorable • Tomb Raider Prime Video series announced; Lara Croft portrayal debate • Criticism of Gladiator; new Game of Thrones spinoff tone discussion • Attention span concerns; distracted concert crowds • Voicemail callouts; hoodie sale and mystery merch bags • Gym workouts at Crunch; dojo recruitment jokes • Apple Music UI complaints; updates removing useful features • Decision to move into voicemails due to show length • Merch strategy shift to preorder-only; storage cost regrets • Counterfeit jersey acceptance debate • Pro Bowl no longer in Orlando; family outing idea • Listener voicemail on weed-induced panic attack • Gross-out debate ranking bodily fluids • Team shout-outs; editor KC praised • BDM promotion, Appreciation Week, $5 shirt tease • Weekend sign-off ### Where to Find the Show – A Mediocre Time Apple Podcasts [https://podcasts.apple.com/us/podcast/a-mediocre-time/id334142682](https://podcasts.apple.com/us/podcast/a-mediocre-time/id334142682) Google Podcasts [https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2FtZWRpb2NyZXRpbWUvcG9kY2FzdC54bWw](https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2FtZWRpb2NyZXRpbWUvcG9kY2FzdC54bWw) Exclusive Content [https://tomanddan.com/registration](https://tomanddan.com/registration) Merch [https://tomanddan.myshopify.com/](https://tomanddan.myshopify.com/)
A Classic RISK! episode from our early years that first ran in October of 2013, when Stephanie Douglass, Shannon Cason, Lily Be and Jim Padar were at our very first show in that toddlin' town.