Podcasts about in summary

Modafinil and armodafinil are popular meds used to treat excessive daytime sleepiness & off-label for various health conditions including ADHD, age-related cognitive decline, & multiple sclerosis, and as a cognitive augmenter by healthy people. However, they have some key differences that might influence which one you choose. Modafinil is sold under the brand name Provigil®, while armodafinil is marketed as Nuvigil®. So, what's the difference between these meds, and which one is the better option for you? This guide https://modafinil.org/modafinil-vs-armodafinil/ provides a detailed comparison between modafinil vs armodafinil, highlighting their differences in chemical structure, effects, and side effects. Modafinil is a racemic compound, meaning it contains both (R) and (S) enantiomers, while armodafinil is enantiopure, containing only the stronger (R)-enantiomer. As a result, armodafinil tends to have a more potent effect, with a quicker onset and a longer duration of effect, compared to modafinil. Ultimately, modafinil is preferred by people seeking more moderate effects, while armodafinil suits those needing a stronger, quicker response. Timestamp 00:36 What Is Modafinil? 00:54 What Is Armodafinil? 01:54 Where to Buy Modafinil & Armodafinil 02:13 The Differences Between Modafinil & Armodafinil Include 02:26 1. Duration of Effects 02:45 2. Onset of Effects 03:02 3. Side Effects 03:28 The 3 Evolutions of Modafinil 03:35 Generation 1: Adrafinil 04:57 Generation 2: Modafinil 05:58 Along Came Cephalon Inc 07:02 Generation 3: Armodafinil 07:55 What the Modafinil Market Looks Like Today 09:11 Modafinil vs. Armodafinil: Which Is Better? 09:46 Armodafinil Is Stronger Than Modafinil 10:25 Modafinil Is Cheaper Than Armodafinil 10:44 In Summary

Scripture - Luke 18:1-8; “The Widow's Plea”  The Parable: “The Widow's Plea” is an earthly narrative with a heavenly meaning - We should always pray and not give up! This is a story that lets us know that there will be challenges and difficulties that we all will face. But in this parable Jesus is teaching us to endure - to not give up and to do so through prayer - leaning into Him and trusting Him. The parable begins be telling of a judge that didn't know God and didn't care at all about people - and there's a widow that continues to go to the judge for justice against her adversary. Over and over again and again she goes to him and each time he refuses to help her until he gets so tired of her continually pursuing him for justice that he finally gives in so she would leave him alone. Jesus goes on, “and will not God bring about justice for His chosen ones who cry out to Him day and night? Will He keep putting them off?” Many interpret this to mean we need to be relentless in pounding on God's door for what is just and what is right and what we need. But what Jesus is actually doing is challenging us to compare what we know of the unjust judge to what we know about him, the righteous judge,The Living God, who cares for us all. The unjust judge doesn't care about this widow, he only care about himself. God is NOT like that!  GOD CARES! Jesus is saying that if even an unjust judge responds to pleas, don't you know God who sees His children as precious will care so much more and will respond to His children. God is good and gracious and nothing like this unjust judge. When things are rough and it seems that God is not listening, that is NOT the case! For our God is a righteous and caring judge! Let's compare the two: The Judge     ⁃    Unjust     ⁃    Unloving     ⁃    Uncaring     ⁃    Merciless     ⁃    Evil     ⁃    Rude God     ⁃    Just     ⁃    Loving     ⁃    Caring     ⁃    Merciful     ⁃    Good     ⁃    Gracious God wants us to always pray and not give up. The Lord wants us to bring our needs to Him, our concerns and worries to Him, our struggles, our cries and our pleas and to understand how good He is. PRAYER MAKES GOD REAL! When we talk to God and bring to Him the cares and concerns of our lives - His presence becomes real - in that circumstance we are living by faith! We're not giving up hope - We're praying by faith to the Living God. Jesus finishes with, “I tell you, He (The Father) will see that they (His children) get justice, and suddenly. However, when the Son of Man (Jesus) comes, will He find faith on earth?” Jesus is saying here for us not to give up hope.  Don't allow the threats of opposition and attacks of the enemy to drive us away from Him, Living God who alone delivers us. Don't allow the opposition of others to take our eyes off the goodness of God and the love of the Lord Jesus Christ. Hang on to your faith!!! Hang on to your faith as never before! How?     1.    Pray to God - because prayer makes Him real!     2.    Listen to and meditate on His Word     3.    Be encouraged by fellow believers, those who have faith to live for God. Pastor shares a powerful story of God's victory in pain from the book “Walk On” by Ben Malcolmson. In Summary, hang onto the Lord!! It's a battle out there, but our God has won the victory. We will win because Jesus has already won!! Our website –  https://www.awakeusnow.com Watch the video from our website! https://www.awakeusnow.com/2-year-study-of-the-gospels-upper Watch the video from our YouTube Channel!! https://www.youtube.com/playlist?list=PLTaaqrC3dMOzMkhPyiNWwlJRpV6Bwpu01 St. Luke's Account is part three of our Two Year Study of the Gospels. This book written by Luke, a non-Jew, offers a unique perspective into the story of Jesus' life. This study is great for large group, small group or home group study.

Today we're talking EVM, specifically how Mega ETH and Monad are planning to make Ethereum SUPER fast. We answer: 1 - Which is faster, more decentralized, and more censorship-resistant? 2 - How did Monad and MegaETH build large communities before even launching a testnet, let alone a mainnet? 3 - What are their thoughts on criticism that building with the EVM is like building on quicksand? Could this eat at Solana's value proposition? ------

Send us a Text Message.Welcome to Headfirst: A Concussion Podcast Episode 27In this episode, we delve into a crucial topic: the psychological components of concussion. Concussion isn't just a physical injury; it can have profound effects on one's mental well-being too. From mood changes to cognitive impairments, understanding the psychological dimensions of concussion is essential for proper diagnosis, treatment, and rehabilitation. -       Introduction -       Cleaned Up (1:35) *I said Tony Liberatore it is Tom, Tony is his dad that played in the 90s for the Bulldogs. *-       Concussion a Convulsions (6:45)-       Psychosocial & Education Aspects of Concussion (11:45)-       State of mind and Post-Concussion Syndrome (13:05)-       Sex Difference (15:35)*Will conduct own stand-alone episode in future discussing this and breaking down further*-       Social Support Structure and Behaviours (18:15)-       Recall Bias (20:20)-       Placebo and Nocebo Effect (22:05)-       Somatization (24:30)-       Pain catastrophizing (26:05)-       In Summary (27:00)  Subscribe, review and share for new episodes which will drop fortnightlySocial media:Twitter: @first concussionFacebook: Headfirst: A concussion podcastInstagram: Headfirst_ Concussion  Email: headfirstconcussion@gmail.com

Learn How To Power-Up Your Click-Through Rates And Boost Profits! If Email represents less than 30% percent of revenue in your business, Email is probably an under-leveraged channel. If you send newsletter emails in your business (or content emails) or have an Abandoned Cart sequence (and by the way, you should), then guess what? You're going to learn something that you can use in your business today.  John Grimshaw (CMO of Smart Marketer) shares some case studies and split tests that had awesome results for their clients at the Smart Marketer Agency.    You Will Learn: The most important, most profitable campaign that you need to have running A Small tweak in your Newsletter layout that might give you a 25% lift in click rate. The Button that could give you a 200% Lift in Click-Throughs and Purchases "So this is a test where we said, Whoa, this worked really, really well. We better roll this out everywhere right away because that's a pretty insane result." John Grimshaw.   LINKS For more Episodes and Resources, https://smartmarketer.com/blog/?cat=podcasts John Grimshaw,https://www.linkedin.com/in/johnwgrimshaw/ Smart Marketer Courses, https://smartmarketer.com/courses/ The Smart Marketer Agency, https://smartmarketeragency.com/   TIME STAMPS 03:03 Abandoned Cart Campaigns 05:02 Case Study 1 - The Newsletter Email 11:08 Key Takeaways From Case Study 1 13:22 The Second Split Test 17:03 Discount Code Links 18:56 "It's important to speak to buyers in their different states of mind." John Grimshaw 19:42 In Summary 20:12 If Email represents less than 30% percent of revenue in your business, Email is probably an underleveraged channel. We can help! Visit https://smartmarketeragency.com/   YOUR ENGAGEMENT MATTERS Thank you to our listeners for the 5-Star Reviews and meaningful messages! This podcast has surpassed our expectations, and we have you to thank for that! If you're enjoying the show, please be sure to follow us (and leave us a review) on Apple Podcasts (https://podcasts.apple.com/us/podcast/the-smart-marketer-podcast/id1522629407) And Follow and Subscribe wherever you listen to podcasts! Please also share these episodes on social media and tag us on your next post #WeOutHere Instagram: @SmartMarketerIG, @mollypittmandigital, @johngrimmshawdigital, @pep_hufen.

Are you Boot-strapping your business? You're not alone. Even the huge E-Comm brands that we often talk about on this show - they had to start from somewhere, and most started from scratch.  If you're tight on cash and in the early phases of your business, every penny counts, and you need every dollar to work for you! In this episode, Pepijn Hufen (CEO of the Smart Marketer Agency) looks back at his humble beginnings and shares what he would do if he were starting from square one again.  He breaks down exactly what he would do to launch Meta Ads with just $1000 in budget so that you can have a simple and smart plan to follow. Whether you're starting out, starting again, or if everything you've tried isn't working, this episode will give you clarity and confidence on how to proceed.  YOUR ENGAGEMENT MATTERS  Thank you to our listeners for the 5-Star Reviews and meaningful messages! This Podcast has gone above and beyond what we expected, and we have YOU to thank for that. It makes a difference when you follow us (and leave a review) on Apple Podcasts (https://podcasts.apple.com/us/podcast/the-smart-marketer-podcast/id1522629407) or subscribe wherever you listen to podcasts.  We'd also love it if you repost this episode to your social media, share your favorite episodes with friends, and tag us in your next post, #WeOutHere. Have questions? Please send us an email at support@smartmarketer.com, and don't forget to… Serve the World Unselfishly and Profit.   LINKS Pepijn Hufen, on Twitter, https://twitter.com/ and Instagram, https://www.instagram.com/pep_hufen/ Ep. 158, The Four Stages Of Scaling Facebook Ads https://podcasts.apple.com/us/podcast/the-smart-marketer-podcast/id1522629407?i=1000623662285 The Smart Marketer Agency, https://smartmarketeragency.com/   TIME STAMPS 01:00 Let's Dive In: Everybody Starts Somewhere 02:32 "And that is the benefit of direct response advertising. You start from zero; you start with a small budget, but you can get momentum. You can get a feeling if your Product, your offer, your messaging has something to it if you can actually acquire customers with it." Pepijn Hufen 05:33 First, Let's talk about your Product. 09:24 The best advice regarding sales pages, product pages, pre-sale articles 11:25 How to set up your Ad account  14:23 Where to start with your Creatives 15:34 A few notes about Ad Copy 17:15 What to do when you launch your 32 Ads 18:23 Look at these metrics 22:25 In Summary

The excitement is palpable. The latest "What's Working Now" episode is here, and all the Meta Media Buyers are scrambling… Pepijn Hufen is back on the show with the must-know strategies and campaigns that are working best across their agency clients.  Whether you're serving E-Commerce clients or running Ads for your Info Business, this episode has a tactic or tip that you need to hear. You will hear how Pep and his team are shifting their campaigns to best serve their clients. You Will Learn: The Campaign Type that is DOMINATING right now Where to start your daily budget How do you run Creative Isolation to get more scale out of your account? Which creative types are working really well right now, And more "Creative isolation is something that we use in almost every single ad account -and highly recommend it." Pepijn Hufen LINKS More Episodes and Resources, https://smartmarketer.com/blog/?cat=podcasts Pepijn Hufen, on Twitter, https://twitter.com/ and Instagram, https://www.instagram.com/pep_hufen/ Smart Marketer Courses, https://smartmarketer.com/courses/ The Smart Marketer Agency, https://smartmarketeragency.com/   YOUR ENGAGEMENT MATTERS Thank you to our listeners for the 5-Star Reviews and meaningful messages! This podcast has surpassed our expectations, and we have you to thank for that! If you're enjoying the show, please be sure to follow us (and leave us a review) on Apple Podcasts (https://podcasts.apple.com/us/podcast/the-smart-marketer-podcast/id1522629407) And/Or Follow and Subscribe wherever you listen to podcasts! Please also share these episodes on social media and tag us on your next post #WeOutHere Instagram: @SmartMarketerIG, @mollypittmandigital, @johngrimmshawdigital, @pep_hufen.   TIME STAMPS 00:30 Let's Dive In: Campaign Types That Are Working Great Right Now 03:27 What's shifting with Creatives? 06:35 What's the best way to test Creatives? 07:26 Creative Types that are working well right now 09:38 A Note about Targeting 11:20 "Our job as marketers and entrepreneurs is not as much to say; what is the 100 percent accurate attribution model? No, it's our job to understand each attribution model's possibilities and limitations." Pepijn Hufen 12:30 What's working for Lead Generation? 13:30 In Summary  

Need some inspiration for 2024? In this episode, Pepijn Hufen (CEO of The Smart Marketer Agency) looks back on their most successful clients and accounts in 2023 and asks, “What did they have in common”?  Smart Marketer agency clients enjoyed an average growth rate of 235%, but the top clients grew even more, and sure enough, they had five common traits or activities. If you're a Marketing professional or an Entrepreneur, listen for three higher-level insights and two more tactical Meta-ad takeaways (that you can apply to your campaigns).  You Will Learn: The Crucial Numbers You Need To Know And Track The most significant insight Pep gained from working with their most successful clients in 2023 A Meta Ad Strategy that still drives success (that many businesses have abandoned) “If we can do it all, then an account can be really, really on fire.” Pepijn Hufen LINKS More Episodes and Resources, https://smartmarketer.com/blog/?cat=podcasts Pepijn Hufen, on Twitter, https://twitter.com/ and Instagram, https://www.instagram.com/pep_hufen/ Smart Marketer Courses, https://smartmarketer.com/courses/ The Smart Marketer Agency, https://smartmarketeragency.com/ YOUR ENGAGEMENT MATTERS Thank you to our listeners for the 5-Star Reviews and meaningful messages! This podcast has surpassed our expectations, and we have you to thank for that! If you're enjoying the show, please be sure to follow us (and leave us a review) on Apple Podcasts (https://podcasts.apple.com/us/podcast/the-smart-marketer-podcast/id1522629407) And/Or or Follow and Subscribe wherever you listen to podcasts! Please also share these episodes on social media and tag us on your next post #WeOutHere Instagram: @SmartMarketerIG, @mollypittmandigital, @johngrimmshawdigital, @pep_hufen. TIME STAMPS 01:09 What to expect from this episode 02:33 Insight #1: Our most successful clients know their numbers 10:18 A Full List Of The Metrics You Need To Track 11:57 Insight #2: Our most successful clients understand the limitations of their tools. 15:06 Insight #3: Our most successful clients understand how Google and Meta work together 17:39 Insight #4: Best Practices Are Tools, Not Rules 19:55 The Last (but not least) Insight: Interest Targeting Is The Foundation of Almost All of the Most successful Ad accounts 21:35 In Summary.

MLK - Malcolm X Hulu Movie Review  : In Summary .  This movie is Trash. But if you listen to this Episode , it is explained why. 

David Alley shares with Peace Church Rockhampton the vision for the year ahead and includes 3 prayer points for the us to believe for:1. For the Word to Spread Widely and be Powerful (Acts 19:20)2. For the Lord to Add Daily to the Church (Acts 2:47)3. That We Would be Fruitful (Matt 13:23)In Summary:For the word to go out, for people to come in, and together for us to be fruitful.Recorded Sunday 4th February 2024

David Alley shares with Peace Church Rockhampton the vision for the year ahead and includes 3 prayer points for the us to believe for:1. For the Word to Spread Widely and be Powerful (Acts 19:20)2. For the Lord to Add Daily to the Church (Acts 2:47)3. That We Would be Fruitful (Matt 13:23)In Summary:For the word to go out, for people to come in, and together for us to be fruitful.Recorded Sunday 4th February 2024

This week Emily Forstner sits in for the Citizen Lobbyist and does an In Summary report on both the 4 pm special meeting selecting a new School Board member and the 6pm regular meeting, both on Wednesday, December 6th.

Episode 102. In a world that is gradually becoming more open and accepting, there are still many areas where we have a long way to go when it comes to inclusivity and acceptance. In the world of running, Coach Sammie B stands out as a beacon of hope, focusing on inclusivity and creating safe spaces for the LGBTQIA+ community. Her dedication to spreading awareness about cycle syncing and inclusivity has inspired many to live their truth and embrace their authentic selves. In this episode of the Motivation Made Easy: Body Respect, True Health, podcast, Coach Sammie shares her incredible journey, and I have no doubt it will leave a lasting impact. A Genuine and Inspirational Journey From the moment you meet Coach Sammie, you are immediately drawn to her genuine and inspirational nature. Her warmth is infectious, making it easy to see why she has touched the lives of so many individuals within the LGBTQIA+ community. Sammie's journey in the world of running started like many others – a passion for fitness and health. However, her experiences as a member of the LGBTQIA+ community led her to realize the profound need for inclusivity and safe spaces within the running community to ensure more people could access this resource. Inclusivity for the LGBTQIA+ Community In a world where certain spaces can be unwelcoming, Coach Sammie decided to be the change she wanted to see. She embarked on a mission to create an inclusive environment within the running community, specifically speaking to the LGBTQIA+ community and to women. Through her coaching, Sammie has worked to ensure that every individual, regardless of their gender identity or sexual orientation, feels supported and encouraged in their running journey. Cycle Syncing: A Unique Approach One aspect of Coach Sammie's coaching that sets her apart is her emphasis on cycle syncing. Understanding that individuals have different energy levels and moods throughout their menstrual cycles, she tailors training plans to accommodate these natural fluctuations. By acknowledging and working with the body's natural rhythm, Sammie helps her athletes achieve better results while fostering a deeper connection to their bodies and overall well-being. Living Authentically: A Powerful Message As an openly queer coach, Sammie has faced her fair share of challenges. However, instead of hiding her true self, she chose to live authentically and unapologetically. Her openness has become a source of inspiration for those struggling with their own identities. Sammie's courage to embrace her true self resonates deeply with individuals who may be on a similar journey. Her story reminds us all that living authentically is not just liberating, but it also empowers others to do the same. A Message of Healing and Allyship Coach Sammie's passion for inclusivity extends beyond the LGBTQIA+ community. She firmly believes that running and community can provide healing for individuals struggling with their mental health or those who simply seek a sense of belonging. Her compassionate approach to coaching creates an environment where everyone feels seen, heard, and valued. For allies, she offers guidance on how they can play an active role in supporting marginalized communities and fostering inclusivity within the running world. In Summary... Coach Sammie's podcast episode is a testament to the power of authenticity, inclusivity, and the impact one person can have on the lives of many. Her commitment to creating a safe and accepting space for the LGBTQIA+ community, embracing cycle syncing, and encouraging others to live their truth is both admirable and inspirational. Whether you're a runner, an ally, or someone struggling to find their authentic self, this episode is a must-listen. Through her story, Coach Sammie reminds us that, together, we can build a more inclusive and compassionate world – one step at a time. What to Expect in this Interview In this interview,

We are talking about tricks and tips to show up with confidence and competence. In Summary we cover the following with examples and anecdotes- Confidence and Accomplishments: Downplaying achievements can undermine confidence. Using self-assured language to own accomplishments. Balancing confidence without seeming threatening. Addressing Qualifiers: Identifying common filler words and phrases. Slowing down speech for clarity and confidence. Recording and reviewing to reduce interjections. Balancing Confidence and Collaboration: Striking a balance between confidence and collaboration. Fostering dialogue and presenting authority through language. Flexible positioning based on available information. Effective Communication: Pregnant Pauses: Significance of pauses in communication. Magic seconds of silence Imparting confidence and allowing strategic responses. Ready to claim your worth? Get the step by step training here (it's FREE!). https://www.dorothymashburn.com/fightforyourworth  This 20 minute audio training download will walk you through exacly how to negotiate your salary so that you can secure an extra $10,000 - $50,000 in yearly compensation Transcripts https://www.dorothymashburn.com/transcripts 

In this enlightening podcast episode, Maurice Harker, Director of Life Changing Services, dives into the intricate world of inner voices, shedding light on their varied roles and influences within the mind. Listeners are provided with strategies to harness these voices, manage intrusive thoughts, and align them for positive personal growth. Key Takeaways: Differentiating Voices: The episode kicks off by clarifying that not all inner voices are negative or influenced by external forces. Organic voices, like random thoughts and sexual responses, may arise naturally and are not necessarily sinister or disruptive. The Role of Satan as the Lobbyist: Maurice introduces the concept of "Satan as the lobbyist," describing how negative influences target the voices at the internal "presidential cabinet." The aim is to recognize these influences and address them effectively. Balancing Conflict and Coordination: The podcast highlights that inner voices aren't inherently malevolent; rather, they can sometimes be in conflict with one another. For instance, desires to be a good wife and mother might clash. The key lies in coordinating these voices to achieve harmony. Separating Voices from Satan's Influence: Maurice underscores the importance of distinguishing between the voices themselves and the potential dark influences that can manipulate them. It's crucial to assert control over the conversation to prevent sabotage. Respecting Personal Development: Listeners are advised to approach their personal development with reverence and respect. Maurice cautions against intruding on another person's journey or assuming their understanding of divine work. Spiritual intimacy involves sharing and receiving spiritual growth with respect. The DAR Process for Growth: The podcast presents the DAR (Discover, Plan, Act, Reflect) process for personal development. Detailed steps are outlined for identifying inner voices, discerning their strengths and weaknesses, creating plans, prioritizing tasks, and reflecting on progress. Embracing Mortal Limitations: The episode encourages listeners to embrace their limitations and not succumb to the pressure of trying to accomplish everything. Maurice emphasizes that the atonement ensures that what remains undone will be taken care of, fostering peace and joy in daily living. In Summary, this episode offers a deep dive into the complexities of inner voices and their influences. By understanding their roles, listeners can achieve a balanced and harmonious mental state. The DAR process provides a practical framework for personal growth, and the episode's emphasis on embracing limitations and focusing on what truly matters fosters a sense of tranquility and purpose in navigating life's journey. Want to read more about this topic? https://www.lifechangingservices.org/discover-plan-act-reflect-dpar-a-tool-on-your-journey-to-spiritual-strength-and-relationship-enhancement/ Rather Watch Something? https://www.youtube.com/watch?v=0AG2dwUUtTo Check out Eternal Warriors 3.0: https://www.lifechangingservices.org/eternal-warriors-workshop/

In this insightful podcast episode, Maurice Harker, Director of Life Changing Services, delves into the fascinating world of the mind's inner voices and their impact on decision-making and well-being. The episode highlights techniques and strategies for effectively managing and leveraging these voices to achieve personal growth and empowerment. Key Highlights: Channeling Ambitious Ideas: The episode begins by acknowledging the influx of ambitious ideas that often flood our minds. Maurice humorously illustrates the barrage of creative thoughts and introduce the concept of containing and organizing them for productive outcomes. The Presidential Cabinet of the Mind: Listeners are introduced to the concept of the "presidential cabinet," a metaphor for the various voices within the mind. Maurice shares how different voices, including fear, ambition, wisdom, and compassion, contribute to the inner dialogue. Balancing the Voices: Maurice emphasizes the importance of asserting control over the voices in the mind. He discusses how to navigate assertively, making sure that each voice contributes positively to the internal conversation. Creating a Stewardship Team: Listeners are encouraged to identify the voices they want to cultivate within themselves. Maurice shares personal examples, showing how voices like "presider" can evolve and adapt over time based on one's growth and aspirations. Managing Intrusive Thoughts: The episode introduces the concept of "sabotaging voices," which include satanic attacks and disruptive thoughts. Maurice provides practical strategies for recognizing and managing these thoughts, thereby reducing their negative impact. Reflective Exercises and Spiritual Guidance: Listeners are guided through exercises to manage their inner dialogues. Maurice emphasizes writing down scripts, identifying thought patterns, and using the metaphor of the presidential cabinet to gain clarity and control. In Summary, the episode offers valuable insights into the intricate world of inner voices. By embracing the role of the president of their own minds, listeners can gain mastery over their thoughts and emotions. The incorporation of spiritual elements adds depth to the strategies, offering a holistic approach to self-improvement and personal empowerment. This episode serves as a practical guide for those seeking to navigate their inner voices effectively for enhanced well-being and success. Want to read more about this topic? https://www.lifechangingservices.org/unlocking-your-potential-a-comprehensive-guide-to-self-improvement/ Rather Watch Something? https://www.youtube.com/watch?v=-dcB12RIyw0 Check out Eternal Warriors 3.0: https://www.lifechangingservices.org/eternal-warriors-workshop/

In this engaging podcast episode, Maurice Harker, Director of Life Changing Services, embarks on a journey of self-discovery, exploring the intricacies of managing the voices that reside within our minds. With fresh insights gained since the last teaching, they guide listeners through a revolutionary approach to understanding and harnessing the diverse voices that influence our thoughts and actions. Key Takeaways: Continuous Learning and Growth: Maurice expresses his commitment to ongoing improvement and share how every teaching cycle allows them to expand their understanding. He emphasizes the dynamic nature of their classes, always striving to offer deeper insights and strategies. Voices Inside Our Heads: An intriguing exploration of the voices that occupy our minds begins. Maurice invites listeners to identify and share the various voices they encounter within themselves, acknowledging that many individuals share common personas in their minds. Presidential Cabinet Metaphor: The concept of a "presidential cabinet" within the mind is introduced. Maurice uses this metaphor to explain how different voices, like a historian, fear, ambition, and compassion, play distinct roles in our thoughts and decisions. Balancing Voices: Maurice discusses the dynamic between the voices and how they often have varying levels of influence. He provides insights into assertively managing these voices, ensuring that they contribute constructively to the inner dialogue. The Process of Self-Governance: A comprehensive framework for self-governance is shared. This process involves listening to the voices, making decisions based on their input, prioritizing tasks, implementing actions, and reflecting on the outcomes. Powerful Reflections: The episode delves into the significance of reflection and the role it plays in enhancing self-governance. Maurice guides listeners through each phase of the process, offering practical examples and relatable scenarios. In Summary, the episode provides an eye-opening perspective on managing the diverse voices that exist within our minds. By embracing the role of the president of our own brain, we can harmoniously integrate these voices, making informed decisions that align with our values and goals. This episode serves as a guide for listeners seeking to enhance their self-governance skills and achieve personal growth and fulfillment. Want to read more about this topic? https://www.lifechangingservices.org/your-brain-works-like-a-presidential-cabinet/ Rather Watch Something? https://www.youtube.com/watch?v=Dwk0_zI_AQ0 Check out Eternal Warriors 3.0: https://www.lifechangingservices.org/eternal-warriors-workshop/

Bankless Weekly Rollup 4th Week of July 2023 ------

Happiness - We are all trying to find it or work for it, yet it is something quite intangible and difficult to define, and it can mean something completely different for two different people. In this episode of the Chief Psychology Officer. Amanda is being interviewed by our new podcast host Kristian and we explore the topic of Happiness: what it is, what does science say about it, and what can we do to be closer to feeling happy?The Chief Psychology Officer episodes are available here https://www.thecpo.co.uk/To follow Zircon on LinkedIn and to be first to hear about podcasts, publications and news, please like and follow us: https://www.linkedin.com/company/zircon-consulting-ltd/To access the research white papers mentioned in this and other podcasts, please go to: https://zircon-mc.co.uk/zircon-white-papers.phpFor more information about the BeTalent Winning Attitude questionnaires mentioned in this podcast please go to: https://www.betalent.comTimestampsFinding Happiness·       00:00 – Finding Happiness·       00:43 – Welcome aboard Kristian·       01:28 – The Pursuit of Happiness·       03:06 – Retrospectively… Happiness was a lucky chance·       04:14 – What is my purpose?·       05:41 – Don't try too hardRed skies are gonna clear up, put on a happy face!·       07:14 – I can't help but think that there's a connection here·       08:00 – Strengths & Values revisited·       09:10 – You must believe!·       09:45 – Well, the UN's gotta do something…·       10:53 – You're beginning to arouse my, curiosity.·       11:39 – You're the best, around!·       12:32 – You gotta be better·       13:04 – Hyper & Hypoarousal·       15:17 – He's a changed man·       16:36 – Neuroscience!·       17:35 – You a lorry driver or something?A State of Mind·       18:18 – Happiness States·       19:53 – Satisfiers & Maximisers·       21:52 – Deeper, Deeper… Way Down.·       22:18 – Too much of a good thing in bad times·       24:36 – Not all sunshine and smiles·       26:08 – Rage Applying·       27:15 – From Rage Applying, to applying the breaks·       28:34 – We're all on the same page·       30:22 – What do YOU want?·       31:23 – The missing linkI'm happy I'm home.·       32:23 – Finding your happy place·       33:47 – The light; it burns!·       34:29 – Every night I've been huggin' my pillow·       35:35 – Social Connection·       36:42 – You have a choice…·       37:53 – Recap·       38:43 – Just a couple more…·       39:39 – Distractions; they are all around me!·       41:11 – In Summary·       41:33 – The end.

Introduction: 1. God Rebukes the Priests (v1-9). 2. Malachi Rebukes the Nation (v10-16a). 3. In Summary … (v16b). Conclusion: - Breaking faith is a miserable business, and God hates it. - Keep Christ as your Compass and your King. - 'So guard yourself in your spirit, and do not break faith.'

Going along to get along does not make much of the Gospel. Everything we do is to glorify God and clarify the Gospel. Listen now to the weekend message, In Summary . . ., from 1 Corinthians 10:23–11:1. This podcast is a production of Harvest Bible Chapel in Chicago. Executive Producer: Vanessa Dalrymple Speaker: Dr. Jeff Bucknam Sound design, mixing, and editing: Nathaniel Dulski Graphic Design: Wesley Cassford Social Media: Sherri Smith Producer: Adam Skidmore WE INVITE YOU TO CONNECT WITH US: • Website: www.harvestbible.org/ WE INVITE YOU TO FOLLOW US ON SOCIAL MEDIA: • Instagram: @harvestbiblechapel • Facebook: https://www.facebook.com/harvestbiblechapel/

Welcome Mamas!!!Today I have a special BONUS Podcast Episode for you.This episode is a sincere introduction to the Philosophy and practices behind Matrescence.It is a breakdown of the need to educate and assist mothers who are not being supported or valued in a way that recognizes their essential and irreplaceable role. The Mama Rising Facilitator Training is a strong step forward on the path to re-educating and establishing new protocols and requirements for Mothers of all nations, classes, and creeds. We must have this in order to serve our role to the highest degree. Mamas and Women everywhere.Take a moment today. Grab a drink. Put your feet up. Grab a pen and paper. And commit to having a think about how YOU factor into this change. [Time stamps][0:00] - Acknowledgements[2:20]- Matrescence and the Revolution of Motherhood[8:52] - Mothers need to fix this?![11:16]- Into and through Motherhood[12:46] - MATRESCENCE[15:18] -This Word Changed Everything[19:48] - A Different Way[22:10] - The Mama Rising Way[25:00] - Coaching, Not Only for Coaches[28:20] - Amazing Space Holders[30:10] - This Means You[33:37] - Inner and Outer Authority[35:34] - Matresceence, Motherhood, Patriarchy[37:15] - Redifine Your Experience[40:34] - Coaching and Skills[42:02] - In Summary[47:51] - Building a Business[50:50] - Your Commitment[58:55] - Enrol Now[56:09] - Enrolments Close Feb 28th[56:56] - We Need an Army[58:22] - Any Questions?The Mama Rising Facilitator training is open for enrolment RIGHT NOW. An incredible opportunity to become a certified Mama Rising Facilitator in 2023, and teach and share the ground-breaking insight of Matrescence with the world. Visit https://mamarising.net/mama-rising-2023/ to find out more.-------------------------------------------------------------------------------------Catch the full presentation on YouTube: https://www.youtube.com/watch?v=OruJaJMO8hw&t=3123s-------------------------------------------------------------------------------------Within these conversations, we change the way mothers are valued and seen in our society and spread the whispers of Matrescence together.

This week the cohorts wrap up their top ten countdown of the best scenes of 2022, as submitted by our listeners. In this episode we hit the top five and talk a little about the upcoming tenth anniversary of time wasting.  Show Notes: 0:00:00 - Cold Open 0:01:15 - The Beginning 0:04:06 - Scene #5: 3 Cats vs. Math (from Butt Stuff) 0:11:09 - Scene #4: Calling in Sick 0:24:31 - Scene #3: Press Conference 0:38:11 - Scene #2: 911, What's Your Emergency? 0:51:20 - Where Did ALL the Time Go? Ten Years! 0:54:49 - Scene #1: What's Weird in the World? 1:05:04 - In Summary... In Conclusion... The Ending ~~~~ Come hang out on our Discord server! Check out Jes on her Twitch channel Jenga136 for chill art vibes Check out Cody on his Twitch channel PracticalRook for gamer Cody vibes Check out Dave's other audio projects Catch Me Up and Dave's Estate Reserve Podcasts Go bug Jon on Twitter @JHansenHimself while he's still not there

Discussing Venus Opposing Mars from a mundane, spiritual, and magical perspective. To Watch Video | https://youtu.be/ThaqU4d5QpITranscript | https://whiterabbit33.substack.com/Mindfulness for Beginners | https://amzn.to/3OI3GVhShadow Work Essentials | https://bit.ly/3t66f9sTo Support this channel, visit here | https://linktr.ee/hoodmystic The Trick to Money Is Having Some | https://amzn.to/3E1oqDSWhy Am I not Rich? Article | https://whiterabbit33.substack.com/Join this Channel's Patreon | https://www.patreon.com/hoodmysticWhite Rabbit Psychedelics | https://bit.ly/3LLxQ6CDonations and other Links | https://linktr.ee/hoodmysticBook List:The Power of the Subconscious Mind: https://amzn.to/3R3er4fSex Magic | https://amzn.to/3NjMT8JOpening to Channel | https://amzn.to/3Njo1y4Shambhala: The Sacred Path of the Warrior | https://amzn.to/3lQSacxBasic Sigil Magic | https://amzn.to/3H6ICE9Liber Null and the Psychonaut | https://amzn.to/3MsDICqPractical Sigil Magic | https://amzn.to/3zit2mSChanneling Your Higher Self | https://amzn.to/3OGogVdPrerequisite viewing:The Psychonaut | https://youtu.be/m2AEpkX4cHgIntuition | https://youtu.be/OhGwCiixINYChanneling 101 | https://youtu.be/y1QY4VO7_IAChanneling 102 | https://youtu.be/108hEXkfF6AMagic | Banishing | https://youtu.be/FU6KK7oQM4sMagic | Sigil | https://youtu.be/bZMCEIfmSSQMagic | Foundations | https://youtu.be/Dca6umGRj8sMagic | Dreams and Journaling | https://youtu.be/I1ILf27ydT8It Is better to Receive than to Give | https://youtu.be/I1ILf27ydT8How to Find the Love Within | https://youtu.be/PNXnrGUYFXIReference MaterialsHood Mystic Book Bundle: https://bit.ly/3dkI53d00:00 Introduction  00:35 Venus oppose Mars01:03 What is an opposition?01:17 Mundane Implications of Mars Oppose Venus02:11 Spiritual Implications 03:03 Magical Implications | The Quantum Reality04:51 In Summary and ConclusionChakra Nova: https://bit.ly/38HzdmMShadow Work Online Course: https://bit.ly/3gYLhUUShadow Work Journal: https://bit.ly/3kykb90

Here at Ockham, we are always keen to explore how we deliver high quality content to our audiences and this week Ben is trialling something new. In a change to our usual format, Ben has recorded a solo, “bite size” episode offering his thoughts and advice for practices about the implications of the changing healthcare landscape. Starting from the top, with what Integrated Care Systems (ICSs) actually are, how they are comprised and how resources and funding are likely to be organised, onto what the new systems mean for practices and staff on the ground, the influence of the Fuller Report, how we could and should react and where the priorities and challenges lie, we hope you find our latest podcast offering as insightful and informative as ever!   All by myself…. (9 secs) What are Integrated Care Systems (ICSs) and why is the recent transition so fundamental? (36 secs) The history and lead up to integrated care (1 min 11 secs) Why size matters (2 mins 32 secs) Priorities, challenges, and funding implications (2 mins 57 secs) Partnership working with other providers (4 mins 8 secs) Policy direction and the Fuller Report (5 mins 6 secs) What do all the changes and proposals mean for individual practices? (7 mins 58 secs) Local priorities; two approaches (9 mins 2 secs) Maintaining independence whilst creating unity (10 mins 39 secs) Why cohesive working and collaboration is key (12 mins 7 secs) Working out how to best align to the strategic directives set out in the Fuller Report (12 mins 52 secs) Integrated Neighbourhood Teams (14 mins 17 secs) In Summary (16 mins 16 secs) We need your feedback! (16 mins 58 secs)   We'd love to hear your views about Ben's first solo podcast and whether you've found this shorter, summary edition helpful! Please do get in touch via email, via our website comment area, or via Twitter, Instagram or Facebook….  

MindGym CEO, Octavius Black and CFO, Dominic Neary present the full year 2022 results for the period ended 31 March 2022. In Summary, Octavius Black, said: "MindGym made progress during a turbulent year delivering a robust performance in line with the Board's expectations, surpassing pre-Covid revenue. Our digital strategy has seen the successful launch of our latest product, Performa, our 1:1 digitally enabled coaching service. Performa has distinct competitive advantages in this new, fast-growing market including our proprietary Precision Coaching methodology and our ability to integrate with MindGym's library of existing content to deliver integrated solutions to challenges like leadership and inclusion. The more than £0.5m in annualised revenue generated in the first 12 weeks is a promising indication of what's to come. MindGym's future digital transformation will increasingly be powered by data and this has been enhanced by the acquisition of 10X Psychology's IP, which will enable us to deliver highly personalised, mass customisation and equip clients to target their investment on what works best. We have had a good start to the new financial year and, notwithstanding economic uncertainty, have confidence that organisations will increasingly turn to MindGym and our unique portfolio of proven solutions to address their talent and culture challenges." 00:17 – Introduction Octavius Black, CEO 01:25 – Agenda 01:53 – The opportunity Dominic Neary, CFO 07:45 – Financial highlights 09:17 – Revenue growth 10:43 – Company growth 12:34 – Cash flow Octavius Black, CEO 14:36 – The MindGym model 16:36 – Market leading IP 18:37 – Performa 22:43 – Digital roadmap 25:56 – Current Trading & Outlook 26:43 – Q&A Mind Gym plc is a United Kingdom-based behavioral science company, which delivers business improvement solutions to companies across the world. The principal activity of the Company is to apply behavioral science to transform the performance of companies and the lives of the people who work in them. Its segments include EMEA, which includes the United Kingdom and Singapore and America, which includes the United States and Canada. It applies behavioral science primarily through research, strategic advice, management and employee development, employee communication and related services. It provides integrated culture and behavior change solutions to blue chip organizations using a scalable methodology. Its solutions include performance management, leadership development, diversity, equity and inclusion, onboarding and personal effectiveness, among others. The Company operates in three global markets, such as business transformation, human capital management and learning and development.

00:00 - Intro 02:51 - Here's An Example For You 04:05 - Why Relationships Matter  05:30 - There's More To It Than Pricing 06:07 - Why You Need To Build Relationships 06:50 - The most important thing about vendors  08:50 - How To Ask Your Vendors About Other Vendors 09:25 - So, What Makes A Good Vendor?  11:26 - You Need To Consider Availability  12:19 - Having An Ally 13:00 - Why You Should Have MANY Vendors 16:35 - In Summary  18:00 - Outro Quotable Moments “A lot of people just worry about price but there's so much more to it especially with the supply chain issues that are happening right now.” – Martin “Building relationships with your supplier is essential and you need to have them on your team.” – Martin “You need to be sure that your ideal vendor is educated in your industry, they understand the new materials and technology, and that they understand what's happening in the marketplace because they're working with so many competitors of yours.” – Khalil “You need to consider the availability of the product but also the availability of delivery too.” – Khalil “You should expect to pay more. If you're receiving better service, better availability, being more of a priority… that comes with a cost.” – Khalil “Take care of your vendors and they'll make sure to take care of you.” – Martin Resources Need Marketing Help? We Recommend Benali Watch On Youtube Follow On Social: LinkedIn, Facebook, Instagram Subscribe To Our Newsletter, The Countdown Have Questions? Email us More from Martin theprofitproblem.com annealbc.com    martin@anealbc.com  LinkedIn Facebook Instagram More from Khalil benali.com  khalil@benali.com LinkedIn Facebook Instagram More from The Cashflow Contractor Ask Us A Question Sign Up For A Free Consultation thecashflowcontractor.com  info@thecashflowcontractor.com LinkedIn Facebook Instagram

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Podcast 288: TEAM-CBT for Video Game Addiction, Featuring Adam Holman, LCSW We are joined today by Adam Holman, who specializes in the treatment of teens and young adults with video game addictions. Adam was drawn to this field by his own 16 hour a day addiction to video games which caused him to fail his first two years of college. Following his recovery, he decided to become a therapist so he could specialize in the treatment of this problem, and the rest, as they say, is history. He was drawn to TEAM-CBT because of the emphasis on measuring outcomes with every patient at every session, using my Brief Mood Survey and Evaluation of Therapy Session. Prior to that, he said he felt like an “imposter,” and had no evidence that he was actually helping his patients. He explained that his clinical supervisor wasn't much help, and simply said, “Well, Adam, your clients are coming back, aren't they?” implying that this meant they were improving and satisfied with the treatment. Adam explains how he created his own measures first, and then found an online therapist group at Reddit, and heard about the Burns measures, which, he says, “were a gift to me and my clients.” By looking at his feedback, he learned he was “helping” too much and trying to solve problems prematurely, before really “listening” and empathizing with his patients. He had some tips for the parents of kids with gaming habits. The first is for them to recognize that the addiction is not the problem, but rather the child's solution to the problems in his or her life. In his own case, for example, he explained that he was struggling with enormous amounts of anxiety, but felt relief when playing video games. Nearly all the kids he's treated are struggling with depression, anxiety, and relationship problems, and often feel considerably better just by having the chance to talk and have someone show an interest in them. He said that most of his patients start out with a scowl, arms folded, defiant that someone is going to try to control them or tell them what to do, and they aren't looking for “help” because, in most cases, their parents bring them to treatment. They are surprised when Adam empathizes and tries to understand their thoughts and feelings. He said most do have issues they want to work on, although it's not usually their gaming habits. Initially, this can cause conflicts between Adam and the parents, because they think Adam is siding with their children instead of “fixing” them. He said the paradoxical techniques in TEAM are especially helpful, helping them identify all the really GOOD reasons for their addictions using tools like the Triple Paradox, although this is enormously confusing to the kids at first. They have to list all the positive advantages and benefits of their addictions, plus all really sucky things about quitting, as well as what the addiction / habit shows about them and their core values that's positive and awesome. They get excited and want to share their lists with their parents. He completes the Triple Paradox with the Acid Test question: “Why in the world would you want to change, given all of the positives?” So, Adam's second tip for parents is to focus on your relationship with your child and not on his or her gaming addiction. Adam teaches parents the Five Secrets of Effective Communication, and they find that the problem usually disappears on its own. However, he agreed that learning to use the Five Secrets skillfully requires a lot of commitment and hard work from the parents.  Adam recommends reviewing podcast episodes 65-70 on The Five Secrets to learn more. Rhonda mentioned that in many cases, the kids are struggling with social anxiety, and Adam mentioned that when they are playing video games with others online, they usually do not feel anxious because they don't feel judged.  Once again, the games are a solution to a problem, fulfilling the need for socialization and connection. Adam uses the concept of “Sitting with Open Hands” to find out what the kids want to work on, instead of imposing an agenda on them. He described one client who was socially anxious and thought people were “creeped out” by him. Adam asked if he wanted to get over that “right now” and persuaded the young man to go outside where there was a lot of foot traffic and start doing “Smile and hello” practice as well as “Self-Disclosure” to strangers. One of the first people he said this to said he was, in fact, shocked, but added, “You made my day!” This was a huge relief. The young man began feeling less anxious in social situations. He developed an interest in tennis and felt more comfortable playing with his peers, and his interest in computer games reduced significantly. Adam uses the full spectrum of TEAM-CBT techniques in his treatment, including the Devil's Advocate Technique, Stimulus Control, and more. Here are some of the tempting thoughts a video gamer might have: Common now, it's okay, everyone plays! It's going to be really fun! It's way more fun than homework! Homework is not that important anyway. I can do the homework later. Adam's third tip is to avoid trying to convince your child to change or to provide solutions for them. He explains that this creates a dynamic where it's the parents vs. the child and the video game; a battle where neither side wins and both sides end up angry. For more on this topic, Adam would recommend podcast episode 146: When Helping Doesn't Help. Related to this, he described a case of a boy with a 12-hour a day habit, and his grades were suffering. The parents had tried everything to try to fight and control his behavior, including hiding all his power cords. Feeling as though this was unfair, he stopped at a garage sale on the way home from school and bought a used Gameboy. Clearly, this type of strategy is not effective. Then the parents got better at listening, with the help of Adam, and they found success. Instead of restricting access to the games, they worked with their son to strike a balance. Their son developed an interest in skiing and the focus on video games diminished. Adam's fourth tip for parents is to try to encourage balance and stand with your kids, working together as a team. For example, you can ask them, “We understand that you enjoy playing games because it's fun and helps you to relax, and we want you to be able to have fun and relax! What do you think would be a healthy and appropriate use of video games?” In Summary, here are Adam's four tips for parents: Recognize that the addiction to video games is not the problem, but rather the child's solution to problems in their lives. There are many good reasons they have likely found to play games ranging from relieving anxiety, to social connection, to simply having fun instead of doing boring homework. The best way to support your child is to focus on your relationship with them and not necessarily the video game addiction. The Five Secrets of Effective Communication are a great tool for this. Avoid trying to convince your child to change and don't try to provide solutions for them. While boundaries are important, this creates resistance and his often ineffective. Stand alongside your child and work with them to encourage balanced use of video games. This may involve encouraging other hobbies or agreeing on a plan together with regards to how much video game use is healthy and appropriate. If you would like to contact Adam, you can find his information at mainquestpsychotherapy.com. Warmly, David & Rhonda

In Summary: - Brent and Tamara get drunk together in the bedsit and that fixes everything- Al organises something "special" but is it really? - Ella is from Brighton which is disappointing and Mitch isn't into these future convos- Dom and Jack go to El Rancho Calarco and then there's a snake and crocs- Jackson's friends are very cool but Olivia is still banging on about her hatred of the gym- Cody plays a bizarre "prank" on Selena but nobody can work out why

Time Traveling Ideas (0:39)  Differentiate: Ideas vs. Source (2:57)  Feedback: Who am I? (4:50)  I Am Privileged (5:56)  Privilege: Entitlement vs. Obligation (6:48)  Me, In Summary (8:08)  Strengths are Weaknesses (8:47)  My Strengths & Weaknesses (9:40)  My Biggest Area of Improvement (13:43)  Life Goals (#1-4) (14:23)  1. Be a Good Father (15:02)  2. Be a Good Husband (16:02)  3. Take Care of Loved Ones (16:40)  Motivational Phrases (18:01)  4. Positively Impact Humanity (19:03)  A Warning of Caution (19:28)  Phase 2 Preview (20:49)

 ▬▬▬▬ IN SUMMARY  ▬▬▬▬5 Books you should read in 2022 to further your lifestyle or to level up! In 2021, I read 13 books myself and of those, here are 5 I wanted to share with you. You can see all the 13 books I read below if you are curious too! 13 Books: Atomic Habits - https://amzn.to/3GhHuMCThe Common Path To Uncommon Success - https://amzn.to/3qc0UNk12 Rules of Life - https://amzn.to/3GiZvdj Greenlights - https://amzn.to/3qdFL5h Twelve and a Half - https://amzn.to/34E8yHY Rework - https://amzn.to/3K5ItS6Think and Grow Rich - https://amzn.to/3zMs3cQThe Psychology of Money - https://amzn.to/33sxx01Profit First - https://amzn.to/3zNvFLuShoe Dog - https://amzn.to/33tEMosFinding Ultra - https://amzn.to/3qgNcZyThe Law of Action - https://amzn.to/3zNvYpCThe 10x Rule - https://amzn.to/3HNVLkuWATCH? https://www.youtube.com/watch?v=WXV4AJTJQOU▬▬▬▬ CHAPTERS ▬▬▬▬0:00 - Welcome to Episode 450:36 - the top 5 books you should in 20222:05 - BOOK 1: Atomic Habitshttps://amzn.to/3GhHuMC4:42 - BOOK 2: The Common Path To Uncommon Success: A Roadmap To Financial Freedom And Fulfillmenthttps://amzn.to/3qc0UNk6:48 - BOOK 3: 12 Rules of Lifehttps://amzn.to/3GiZvdj 8:32 - BOOK 4: Greenlightshttps://amzn.to/3qdFL5h 10:13 - BOOK 5: Twelve and a Halfhttps://amzn.to/34E8yHY 12:04 - thats 5 books12:48 - question for you?13:47 - wrap up14:18 - thank you! ▬▬▬▬ CONNECT ▬▬▬▬  PODCAST: http://podcast.furtheryourlifestyle.com/Podcast Merch https://www.furrii.com/collections/podcast-merch ► SUBSCRIBE to the podcast on▹ Spotify | https://bit.ly/FYL_Spotify▹ Apple Podcast | https://bit.ly/FYL_Apple▹ Google Podcast | https://bit.ly/FYL_GooglePod ► Let's CONNECT on social media:▹ instagram | http://www.instagram.com/furtheryourlifestyle▹ twitter | http://www.twitter.com/furtheryourlife▹ email | hello@furtheryourlifestyle.com ► WEBSITE▹ www.furtheryourlifestyle.com» Newsletter: https://artisanal-teacher-7863.ck.page/d2d8345cfb MUSIC:» via https://www.epidemicsound.com/referral/6hfvrvThank you for being here.Please note links may be affiliate links in which I can / may get a commission, which helps support the podcast. 

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Paul concluded his message regarding spiritual gifts - emphasizing his words with fourteen commands. In all of their SERVICES, as they assembled together as a church, they each wanted to make a special contribution to the body. In contrast to their past selfish habits, Paul commanded them to make it their spiritual aim to always love each other with edification. He required that they be in SUBJECTION to each other in three specific areas- -1- recognition - tongues speaking must be interpreted and limited -they were to practice self-control when there was no interpreter-- -2- revelation - prophesying had to be overseen and restricted by other prophets -they were to practice self-control when God gave a revelation to a prophet who was seated-- and -3- restriction - women in church services were not permitted to speak -they were to practice self-control by subjecting themselves to the men, and by asking any questions they may have with their husbands at home-. In SUMMARY, Paul challenged them to elevate God and His Word above themselves- God guides us as our only authority- God grants us prophets who are spiritual and recognize His true words- God gifts individual believers -elevating prophecy over tongues-- and God's goal in the church assembled is a self-controlled harmony and orderly teamwork -avoiding selfishness and chaos-.

Paul concluded his message regarding spiritual gifts - emphasizing his words with fourteen commands. In all of their SERVICES, as they assembled together as a church, they each wanted to make a special contribution to the body. In contrast to their past selfish habits, Paul commanded them to make it their spiritual aim to always love each other with edification. He required that they be in SUBJECTION to each other in three specific areas- -1- recognition - tongues speaking must be interpreted and limited -they were to practice self-control when there was no interpreter-- -2- revelation - prophesying had to be overseen and restricted by other prophets -they were to practice self-control when God gave a revelation to a prophet who was seated-- and -3- restriction - women in church services were not permitted to speak -they were to practice self-control by subjecting themselves to the men, and by asking any questions they may have with their husbands at home-. In SUMMARY, Paul challenged them to elevate God and His Word above themselves- God guides us as our only authority- God grants us prophets who are spiritual and recognize His true words- God gifts individual believers -elevating prophecy over tongues-- and God's goal in the church assembled is a self-controlled harmony and orderly teamwork -avoiding selfishness and chaos-.

The fitness coaching industry is becoming saturated but there's hope for the coaches who want to stand out to their ideal client avatars. Today's episode is all around how to frame your offer as a coach, stand out above the crowd, and have your ideal clients flock to you. Time Stamps:   (0:25) Prepping for the Apocalypse (1:20) Specialist Mindest (11:00) Testimonial from Former IFCA Student (14:30) Client Avatar Frameworks (17:40) Sell Me This Pen (21:50) Busy Mom Offer (27:50) In Summary (32:10) 5 New Clients Per Week for IFCA ---------------- GIVEAWAY!  Leave a rating + review on ITunes, and Have a Chance To Win a $200 Amazon Gift Card + Special Prizes!    Winners Announced Monthly on The Episode.   Simply leave a review, and send a screenshot to the Fit Biz Podcast Instagram Page!  ---------------- Check out the 100's of Success Stories of Coaches just like You - https://www.impactfitnesscoachingacademy.com/Apply1  ---------------- Join Us at the 3rd Annual Fit Biz Conference to learn from the Top Fitness Entrepreneurs & Coaches How To Start, Grow, and Scale a Wildly Profitable Fitness Coaching Business!    January 7-8, in Scottdale, Az + Virtual Tickets are NOW AVAILABLE!    Early-Bird Pricing Now Available!    To learn more, visit the website → LINK  ---------------- Join the “Fitness Coaching Secrets” Free Facebook Community, brought to you by the Fit Biz Podcast!    Join the Fitness Coaching Secrets FB Group → LINK    Learn DAILY tips around … 6-Figure Organic Client Conversion Systems 7-Figure Hiring, Management, and Leadership Connection-Based Sales & Retention Systems  Plus so much more!  Bonus: When you join, someone on our team will immediately send you a resource to help you with whatever your biggest struggle is in your business.  Join the Fitness Coaching Secrets FB Group → LINK ---------------- FREE Content & Copywriting MINI course with our TOP 10 Organic post templates.    Giving you the exact templates and also teaching you the WHY behind IFCA's  copywriting magic! https://www.impactfitnesscoachingacademy.com/OrganicFitnessPosts ---------------- FREE Content Planner with hundreds of content prompts and headlines    https://ifca.kartra.com/page/ContentCalendar ---------------- Make sure to follow the IFCA Instagram Page for daily content to help you:  ✅  Start, and Grow Your Online Fitness Coaching Offer  ✅  Lead Gen Secrets  ✅  Mindset Tools  ✅  Content Tips  ✅  Productivity Tools and Systems  ✅  Sales and Marketing Strategies    ------> Follow @ImpactFitnessCoachingAcademy 

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In honor of Father's Day this Sunday, we chose 2009's The Stepfather as our movie this week. Starring Dylan Walsh, Penn Badgley and Sela Ward, this horror movie sees a stepfather adopting a new family and sliding into their life, only he's not the loving father they all seem to think he is. Did it make the cut? Listen and find out!  Want a specific segment? You're in luck! In Summary... - 2:28 Lights, Camera, Trivia - 21:56 Why Would They Do That? - 26:49 The Ratings Are In! - 36:43 This Week in Horror - 40:31

Clinically sound facts about hair loss and if biotin supplements have any clinical outcome in restoring hair growth: Hair loss can result from a variety of issues, example- stress, underlying health issues, hormonal imbalances, alcohol, smoking, nutritional deficiencies. among others. Therefore, if you think about it from a very clinical perspective, unless the underlying issues are identified and resolved, no amount of external/cosmetic/supplements can help overcome the issue. One of the biggest contributing factor towards hair loss: poor diets, crash diets, restrictive diets. Everything from eliminating good carbs to avoiding fruits, veggies, and solely consuming a processed diet will be the main reason why someone experiences hair loss. Crash diets and restrictive diets have been known to be the biggest culprit. Here's a fact- juice cleanses, juice diets, and so called detox diets can accelerate hair loss and damage hair growth tremendously. Additionally, over use of meds, especially dependency on pain meds, antibiotics, acid reflux meds, among others will cause issues with your skin, nails, and hair quality. Peak hair growth phases are typically at the mercy of your gut health and gut health inadvertently determines the health of your hormones which are responsible for hair growth and loss. Hair loss or slow/poor growth can happen for many chronic health reasons, however, one place to start with is ensuring you are consuming optimum levels of zinc and iron. Peak hair growth phase also known as the anagen phase is where hair grows approximately at the rate of 1cm per month. Therefore, adding sufficient healthy proteins, zinc, iron, and foods rich in B vitamins is crucial. Now on to biotin supplements: NO- biotin supplements have not shown to do much for hair growth in clinical studies, biotin is also called vitamin H and to date most studies have shown that the hype on biotin supplements is just that- misleading info to sell products. As long as your diet is rich in B vitamins, you don't need a biotin supplement. Instead ensure you get enough sleep, manage your stress, and consume the recommended amounts of zinc, iron, and proteins. As always, if your hair growth is affected due to chronic health issues, then by all means, addressing the root causes should be the primary goal. In Summary: there is NO clinical evidence that biotin supplements help with hair, skin, or nails. Companies simply prey on people's vulnerabilities and spin such gimmicks to increase sales. In fact, biotin is made mostly in the gut and the only way to improve biotin absorption is to heal the gut and/or consume foods that will support the gut and biotin production. Clinical data shows that the only people at risk for biotin deficiency are those who consume high quantities of egg whites, so moral of the story is that the only way to prevent hair loss is to consume a balanced diet, manage your stress, heal the underlying issues, and stop wasting your money on gimmicky biotin supplements. Disclaimer: Please be sure to check with your health care professional before you make any changes to your diet, lifestyle, medicine, and/or fitness routines. My podcasts are exclusively meant for educational purposes and at no point in time must be used in lieu of advise provided by your health practitioner. Should you use any information shared on my podcast, blogs, or social media platforms, please be sure to do so at your own discretion. Music by artdsigns from Pixabay --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/drsamndllc/support

Kellie explains that mindset is THE biggest cause for weight loss. She also shares how TikTok became a tool that's helping others.In Summary, Kellie lists 3 steps.1. Define your why. Dig deep and put work in to finding out WHY you want to loose weight. Ask yourself why until you arrive at no answer, this is a great first exercise.2. After that , your perspective will begin to change which is a key component of many changes to come especially altering  self talk.3. You will be uncomfortable and keep going because yes, it's fucking hard, but you fortify your mindset every time you feel that discomfort.Hosted by Jamie RyderEdited and produced by Rob Cot.Guest:  Kellie AllinghamJamie:Insta | https://www.instagram.com/jamieryder04/TikTok| https://www.tiktok.com/@jamieryder04www.JamieRyder.com.au Rob:Insta | https://www.instagram.com/tisfortiny_Youtube | https://www.youtube.com/channel/UCklYcRlj6mYjh7-stAVC-Wwwww.RobCot.com#MentalHealth #SelfEmpowerment #PersonalDevelopment #SelfWorth #PhysicalHealth #LooseWeight #Shame

Dave Noll is a TV Show Creator and Showrunner who has created, sold, and produced more than 50 series and over 3,300 episodes worldwide. Shows Include: Chopped, and all Chopped spinoffs, Inner Chef with Marcus Samuelsson, Face the truth, Punchline, quizzicle, and the most recent America Says.  Dave and his partner Cleve Keller (Keller/Noll) joined together exclusively in 2007. With 50+ series together, they have become one of the most successful TV development teams in the world. Dave believes that life is a series of pitches. no matter who you are, you're going to be pitching at some point and you really do just have to embrace that. A great deal of his success stems from working for Barry Diller, who started the Fox network. Barry's advice to him was “don't pitch any show, unless you see a clear, obvious, concise path to at least a $100 million - not $10 million or $12 million, - $100 million." This mindset will help you create something with forever power.  Dave's top 5 things to do to achieve a successful pitch Remain positive no matter what happens, it's going to help you. People like confidence. they want to buy from someone that's confident. Keep it simple. People love simplicity. They don't want more confusion in their life. Do as much research. Research who you're pitching to, their history, what's worked for them, and what value you'll be delivering in your product or service Ensure the people you're talking to really understand that you appreciate where they're coming from as well. In every pitch, bring one cool, awesome thing that they can remember, The best thing about working with a creative collaborator such as Cleve Keller is the ability to bounce something off of not only creatively, but business-wise off of someone that you trust. If you'd like to reach Dave, you can engage with him on https://www.linkedin.com/in/davenolltv/ (LinkedIn ) In Summary, creativity goes hand in hand with positivity, but it's also all about sharing everything.  To be able to be creative, you must exercise those creative muscles daily. The same way as you lift weights or play golf, to get that swing down. You have to do it every single day until you hit on that magical thing.

This week we cover The Conjuring 2, directed by James Wan and stars Vera Farmiga, Patrick Wilson, and Madison Wolfe. This film brings us back into Ed and Lorraine Warren's lives as they investigate the Enfield haunting.  Want a certain segment of the show? Here you go: In Summary... - 3:42 Lights, Camera, Trivia - 15:36 Why Would They Do That? - 26:55 The Ratings Are In - 35:42 This Week in Horror - 39:04

haversupply.com enter code: DANK for 20% off at checkout. Strider has seen Braveheart upwards of 50 times in his life. Honestly, probably more. Many Friday nights he'd have to call an audible mid pre-game and just stay in if it was on TNT or AMC. In Summary, he is an expert in the film. Today however, he will look at this legit movie through a strictly historical lens. It's ripe time to learn something new about an old love.  Primary Research Performed by J.D. Lapinsky Sources: Braveheart, n.d. “Braveheart.” Wikipedia. Wikimedia Foundation, May 6, 2021. https://en.wikipedia.org/wiki/Braveheart. “Braveheart: The Immortality of William Wallace.” The History Press. Accessed May 19, 2021. https://www.thehistorypress.co.uk/articles/braveheart-the-immortality-of-william-wallace/. Greig, Finlay. “10 Braveheart Inaccuracies: Historical Blunders in the Mel Gibson Film.” The Scotsman. The Scotsman, September 4, 2020. https://www.scotsman.com/heritage-and-retro/heritage/10-braveheart-inaccuracies-historical-blunders-mel-gibson-film-about-wars-scottish-independence-2862621. “The Wars of Independence.” Encyclopædia Britannica. Encyclopædia Britannica, inc. Accessed May 19, 2021. https://www.britannica.com/place/Scotland/The-Wars-of-Independence. “William Wallace.” Encyclopædia Britannica. Encyclopædia Britannica, inc. Accessed May 19, 2021. https://www.britannica.com/biography/William-Wallace. See omnystudio.com/listener for privacy information.

Let's get ready to RUMBLE!!! Join us as we battle it out over Zack Snyder's latest horror/action flick, Army of the Dead, starring Dave Bautista, Ella Purnell, Omari Hardwick, and a slew of other people. One of us hated it, one of us loved it... Listen and choose your side.  If you want to listen to a certain segment, here you go: In Summary... - 1:23 Why Would They Do That? - 28:00 Lights, Camera, Trivia - 45:12 The Ratings Are In! - 1:11:51 This Week in Horror - 1:19:34

This week we're talking all about Zack Snyder's 2004 remake of Dawn of the Dead, starring Sarah Polley, Ving Rhames, and Jake Weber. Only want to hear a certain segment of the show? You're in luck! In Summary... - 1:45 Lights, Camera, Trivia - 20:24 Why Would They Do That? - 34:30 The Ratings Are In! - 43:51 This Week in Horror - 48:38  

We're back! This week we have special guest, Collin Parker, as we talk about the 2000 horror/thriller, What Lies Beneath, starring Harrison Ford and Michelle Pfeiffer. While it should've been a home run on all accounts with Spielberg and Zemeckis behind the wheel, find out if this gave us the willies or if it just flat-out flopped.  If you want the cliffs notes, here you go: In Summary... - 2:50 Lights, Camera, Trivia - 16:12 Why Would They Do That? - 27:07 The Ratings Are In! - 34:06 This Week In Horror... - 37:22

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Rob and Tom discuss the royal headlines and then dive deep into Rishi Sunak’s latest UK budget…TOPICS- [0:00] Intro- [0:52] Headlines: Do One's Duty- [4:08] Headlines: Queen Won't Mention Harry And Meghan- [11:31] Main Story: Budget- [16:06] COVID Expenses- [20:43] Taxation- [24:37] Relief For The Arts- [28:54] Towns Fund- [34:06] Public Sector Pay- [44:11] Budget, In Summary- [45:05] Outro- [46:11] Ad: Mish Mash MayhemSUPPORTSupport all TTSS shows on PatreonSHOWNOTES- BBC: The Papers- BBC: Budget 2021: Key points at-a-glance- BBC: Budget 2021: 10 ways Rishi Sunak's speech affects you- BBC: Towns Fund: How were the winners chosen?- BBC: NHS pay rise: How much will staff be paid?- Join us on Discord!DISCUSS- Reddit- Twitter- FacebookATTRIBUTION- Recording engineer: Ennuicastr- Theme song: Handel's Water Music (Public Domain under CC0 1.0) with Big Ben Chimes (By hyderpotter under CC0 1.0).- Main Image: Budget Day by Number 10 under CC by NC ND 2.0

Welcome to Finance and Fury. What is stakeholder theory and what does it mean for capital markets and investments? World Economic Forum annual agenda occurred a few weeks ago. One year ago, the World Economic Forum launched a new ‘Davos Manifesto’ in support of stakeholder capitalism – this year – stakeholder capitalism, or stakeholder theory was at the forefront of many of the agenda’s What is stakeholder theory – like many things, the definition has changed over time – Originally - Stakeholder Theory is a concept from R. Edward Freeman (American Philosopher and Professor) when he introduced it in 1984 – it was a theory of organisational management and business ethics – aimed to address morals and values in managing an organisation - The theory argues that a firm should create value for all stakeholders, not just shareholders Since the 1980s - there has been a massive rise in the theory – as well as an expansion on what is defined within the term value and who is considered a stakeholder From R. Edward Freeman - “The 21st Century is one of “Managing for Stakeholders.” The task of executives is to create as much value as possible for stakeholders without resorting to tradeoffs. Great companies endure because they manage to get stakeholder interests aligned in the same direction.” The issue with this is the concept of providing value without resorting to tradeoffs – is this actually possible? Individuals and companies have to make decisions every day – with every decision there is an opportunity cost – and likely a tradeoff Today - Stakeholder theory is closer to a version of corporate social justice – or in other words, the concept of equity in the world and a merging of company’s responsibility for communities (who are technically non-stake holders) To explain this further – Equity (in the non-financial sense) is about outcomes – the fairness of an outcome - is not equality of opportunity – but equality of outcomes unlike equality of opportunity – equity actually requires the different treatment of individuals and different distribution of resources to get to an equitable outcome – if you have $10,000 in shares but your friend doesn’t, that isn’t equitable, you should technically both have $5,000 – if you earn $100,000 but your neighbour only earns $50,000 – that isn’t equitable This is one of the big changes in stakeholder theory – that is the growing support in calls for equity – Under this theory business firms should entertain all kinds of noneconomic goals and outcomes. No longer may owners simply concern themselves with profit or loss, but instead must consider the broader societal implications of everything their business does. Social media has really helped to accelerate this – when looking at the online presence of massive companies – it is all about cultivating an image of social responsibility – PR teams working around the clock to support any cause that is in vogue – Whether corporate leaders concern themselves with social justice out of genuine desire or merely to avoid backlash is an open question – to find an answer it helps to look at what a company does versus what picture they have on Under the original conception of stakeholder theory - businesses have four primary elements when it comes to stakeholders - namely owners, managers, employees (or suppliers), and customers All four have skin in the game – they either have invested money in the company, are employed by the company, require the company to buy their goods/services or in turn, buy this companies goods and services – at every stage each of these elements has their own money or income is involved in the decision-making process – Each of these individuals are making tradeoffs – making decisions based around what they believe will provide them the greatest value Owners/Investors – tradeoff in that they could have invested money elsewhere – but do so as they see value in investing in the company Managers/employees – trading their time/effort for an income – the income needs to provide a value – i.e. enough to compensate for time Customers – have to see a value in what they are buying to exchange money Value itself – think about the value that a company can provide – even a small one – provides wealth to the owners – but based on the value it can provide to the other key stake holders Today - stakeholder theory argues that there are other parties involved, including governmental bodies, political groups, trade unions, communities, financiers, suppliers, employees, and customers – extension to include governmental bodies, political groups, trade associations and unions and communities – which means every person on earth WEF agenda this year: “It is also a system where companies, government, civil society and international organizations are recognized as equal partners, and where they all pursue a common goal: the well-being of people and the planet. It would prevent economic inequality to get out of hand in the way that it did.” The difference is that those who are not stakeholders – or have no skin the in game now have power over companies’ business practices This notion of stakeholders actually inverts the original concept - grants a new degree of power over private businesses to those who take no risks and provide no benefit – no trade offs and provide no value Going back to value – if someone who has no skin in the game starts to determine company decisions – is this good for the value that this company provides? To employees, who require a company turn a profit to remain employed, to shareholders, who require a company to perform well long term, also generating profits to make money? To suggest that the general public or society at large ought to be a de factopartner in any business, based on the interconnected nature of any economy, actually starts to undermine the very concept of private ownership – which is the bedrock of any functional economy This new wave of stakeholder capitalism starts to imply collectivism as insists everyone in society has the right to an interest in what companies do - and not only with respect to their profits, but even their business practices and mission remember, this concept is being pushed from the same organisation that produces works that state: “Welcome to the year 2030. I Own Nothing, Have No Privacy And Life Has Never Been Better. Welcome to my city - or should I say, "our city". I don't own anything. I don't own a car. I don't own a house. I don't own any appliances or any clothes. It might seem odd to you, but it makes perfect sense for us in this city. Everything you considered a product, has now become a service.” If this is sounding slightly familiar - Societal ownership of business firms have traditionally taken a few prominent forms – socialism and communism Similar to R. Edward Freeman, another philosopher came up with an economic theory on value and tradeoffs in Das Kapital in 1867 – over the years it morphed and changed and then with its implementation – about 40-50 years later once it had gained traction in society – we know how well that turned out for the economies that implemented it Socialism is increasingly popular – using the terms of equity and stakeholders seems to be blurring the distinction between private companies, property ownership and state (governments) – this is the merging of economic means and the political means However - equity and stakeholder movements do not represent outright socialism or communism – there will still be a share market where we can purchase companies that still have profits and losses – but it is an evolution in the system – where the uneconomic decisions can be further made from non-stake holders – like Governmental organisations like the UN – which further distort the nature of a free market Economic decisions require the concepts of trade-offs – however – there are some entities that seem to be unfamiliar with this concept Calls for stakeholder theory are coming from Government entities – like the UN and EU – Government entities aren’t known for economic trade-offs – lack of consequences when compared to a free market – when it isn’t your money or you have no skin in the game – i.e. your decisions don’t affect your outcome, just that of others – UN is pushing stakeholder theory as part of the great reset The European Commission (executive branch of the European Union, responsible for proposing legislation, implementing decisions) recently released a sustainable corporate governance report claiming to find a problem with publicly listed companies due to the investor-driven behaviours of these companies – they are proposing that power be shifted in EU-listed firms to other stakeholders – so stakeholder theory isn’t just some fringe thought anymore Harvard Business review went through this and found that the EUs reports were deeply flawed. And its proposed policies would actually reduce businesses sustainability in the EU What the EU claims is that there is a rising level in gross shareholder payouts, dividends and repurchases and declining levels of investment – in other words, firms are increasingly showering cash on shareholders, stripping the company of assets that could be used for long-term value creation – investment in green projects Without going through all the numbers – this report relied on a cherry-picked sample of public firms. An analysis of all EU-listed firms reveals that both capital expenditures (CAPEX) and research and development (R&D) increased during the period covered by the report However - The EU report implies that investment might be higher had shareholder payouts been lower. But cash balances grew by nearly 40% over the last decade, from €712 to €973 billion This could actually suggest that investments by EU public firms is limited by the lack of additional opportunity, not by a lack of available cash With board decisions – profits have two primary purposes – to be retained – for R&D and other CAPEX, or to be paid out to shareholders – the decision on how much should be paid out comes back to the expect rate of return (IRR) of a project versus the benefit to shareholders – i.e. if a company invests $1bn that may boost share price by 3%, versus paying out shareholders where this payout represents a return of 4%, better to go with the 4% Not only does the report fail to show that EU businesses are misgoverned, it also makes proposals that would actually put these businesses at risk As part of the stakeholder theme – the report recommends an EU-wide reformulation of directors’ duties to include a broad and ill-defined range of considerations – i.e. representing the interests of the “global environment” and “society at large.” These duties would be enforced by non-investor stakeholders bringing suits in court. The effect of implementing such proposals would be corporate destruction - any board decision could be legally challenged by some entity with no skin in the game claiming a violation of directors’ almost boundary-less duties – board members and directors will freeze any decision making without having consent from entities like the EU or the courts that they would need to defend themselves through – bad PR can destroy profits as well a legal payout – however – I believe the report makes the directors personally Ask yourself - How will these firms compete with Chinese firms? Conducting business through an EU-listed firm will simply no longer be sustainable. Firms will go private, or seek to avoid these rules by domiciling and listing elsewhere - Decreases the investment opportunities for us, as more and more companies will de-list The primary reason of being a listed company – i.e. to raise capital – would be gone, why would investors make the decision, or trade off to invest their funds in a company with an EU mandated fiduciary duty – that requires them to only deploy funds to benefit the global environment or society at large Remember – the definitions of what this benefit or value is would be defined by governments – we tend to have different definitions on what is valuable of us – which is why choice in a free market is important In addition – returns could decline – could force directors to cut back on dividends and invest more internally – even if this isn’t the best investment decision and the money is mis-spent – just to avoid being called a short-term focused director In Summary - stakeholder theory means that companies would have a duty to make uneconomic decisions as opposed to trying to maximise value to those who are real stakeholders – or those with skin in the game Under stakeholder theory - broader societal interests, not real value to shareholders, employees or customers must be considered - these societal interests can be real or imagined based around public perception – leading to further uneconomic consequences So, companies would need to invest in supposedly green but inevitably less efficient technology or others causes that have the most current attention, which may not be the optimal economic decision - These actions may in fact provide long-term benefits from a positive public image to a company, but they do not directly increase share prices or dividends It also undermines the purpose of capital markets – raising capital as well as price discovery Markers help investors and businesses to allocate capital to its best and highest uses - however this is imperfect and has hazards – which do get criticised – but if you get in the ring, you might get punched But if a company does not wish to subject itself to director mandates for stakeholder value or public campaigns – they will start to take themselves private Markets and companies as they stand are imperfect because humans are imperfect – there is no perfect system to get the perfect outcomes - But the alternative is nothing less than creeping socialism by another name The ideal economy of the EU/UN is outlined in their SDGs - Does increase the equitable nature of the mega-corporations – where you have a handful of companies that provides the world their needs – one specialises in each sector of the market – to a point they can force equity and not have to listen to the real stakeholders anymore – but the non-stake holders This in turn, then reduces the outcomes to the individuals that make up the real economy – companies making non-economic decisions – hurts economic output at optimal levels – All companies are not built alike – I am critical of mega-companies – those that act in anti-competitive behaviours – but I have the feeling that these companies will do just fine under any stakeholder theory – it would be smaller companies and those people working for them, or using their goods that suffer I’m not saying that companies should destroy the environment and shouldn’t care about their contribution to society – most companies indirectly do benefit society and us in our day to day lives – they provide value to us in goods and services, they employ people, they can make people wealthy through investments – you simply need to participate to reap the rewards But to completely revamp the concept of companies could lead to a much worse economic outcome for us – but not the people pushing this Thank you for listening to today's episode. If you want to get in contact you can do so here: http://financeandfury.com.au/contact/

Unplanned. Unscripted. Unbelievable announcements!That's right, in today's episode of the TSMPodcast, Aidan & Ashley took a completely different approach and spontaneously recorded this fantastic episode that is JAM-PACKED with lessons, announcements and all-round silliness! A Year In Review [01:48] Who Is Santa's Favourite Singer? [06:27] MEGA ANNOUNCEMENT #1: TSM:Live [07:15] MEGA ANNOUNCEMENT #2: Mastering Online Shows [10:50] MEGA ANNOUNCEMENT #3: Jam Night [14:26] MEGA ANNOUNCEMENT #4: Listen To Find Out... [16:23] Why Was The Snowman Looking Through A Bag Of Carrots? [18:42] What Do You Get If You Cross A Duck With Santa? [19:16] In Summary [19:43] What Did The Stamp Say To The Christmas Card? [23:00] Resources Mentioned In This Episode: TSM:Live FREE Convention (signup.thesuccessfulmentalist.com/tsmlive) Join Our NEW SOCIAL-LEARNING Platform! (community.thesuccessfulmentalist.com) Download Our FREE eBooks Today! (https://thesuccessfulmentalist.com/free (thesuccessfulmentalist.com/free)) Did you enjoy this podcast? If so, don't forget to SUBSCRIBE on https://podcasts.apple.com/gb/podcast/the-successful-mentalist/id1512659543 (Apple Podcasts) or https://open.spotify.com/show/41CivTlicy4DWUkDGoQh5n (Spotify) so you never miss an episode! Share and tag us on Social Media (http://facebook.com/thesuccessfulmentalist (@TheSuccessfulMentalist)) or use the hashtag #thesuccessfulmentalist

Based on @nurmaladevi suggestion, di episode Interpretation kali ini kita ngebahas lyric lagunya Lamb's Wool dari Foster The People yang lyricnya sounds like this "When I'm quiet on the other side Know that I am loving you, that's all I do Is keep loving you". In Summary, interpretasi dari lyric tersebut adalah disaat kita mencintai seseorang tapi tidak bisa berlanjut sampai memiliki karena berbagai hal, kita pastinya cuma bisa "Keep Loving You" walaupun kita berada "On The Other Side" Speakers in this episode: @arifjees @spotipay_ @nurmaladevi

Modafinil is popularly dubbed as the “smart pill.” It's the world's most effective & safe nootropic that is widely used by various individuals to boost productivity, enhance cognitive function and mental acuity necessary to complete the tasks that require effective thinking, alertness, and vigilance, among other benefits. If economic factors are a priority to you, the best option is to turn to modafinil generics and to use the most reliable online pharmacy that delivers to your door at extremely low costs. So, fulfill modafinil orders using the Bitcoin (BTC) payment option. BTC is the new innovative payment network that's free from bank fees, instant, safe, private, & a secure means of making online purchases. This guide https://modafinil.org/buy-modafinil-bitcoin/ explores the best modafinil vendors that offer successful nootropic shipping, accepts BTC payment that's coupled with huge discounts to save more money, and give in detail the operation of those reliable vendors. It also has a Coinbase video tutorial that aids you in how to buy modafinil with bitcoin online if you're new to the BTC era. Timestamp 00:37 How to Buy Modafinil with Bitcoin (Coinbase Tutorial) 00:37 What Is Modafinil? 01:26 Best Places to Buy Modafinil (Provigil) Online with Bitcoin 01:54 ModafinilXL 03:25 BuyModa 05:05 Dino Supplies 05:58 Can You Purchase Other Nootropics with BTC? 06:21 In Summary

In this 18th episode of the WowFactor Podcast, I feature Stephanie Smolders a Social Media consultant with over 4 years experience of working with several amazing brands, A Certified Solution focused & Transformation Coach, a founder of a community of Ladies in Kuala Lumpur, Malaysia with over 2400 members. In Summary, you can call her travelling entrepreneur hailing from Belgium. In this episode of the WowFactor podcast, we take a deep dive in building a sustainable online business and some of the aspects we cover include: Misconceptions of starting or running an online business. Essentials for starting an effective online business and scaling it for growth. Major causes of failure for online-based businesses. ©2020 Samuel Kamugisha - All Rights reserved - www.wowjournal.cc . Disclaimer : wowjournal.cc/podcast-disclaimer/ Feedback: wowjournal.cc/podcast-listener-survey/

Today, the Kicking the Seat Podcast goes on a super-secret mission with Keeping it Reel's David Fowlie and Emmanuel Noisette of EMan’s Movie Reviews! Their objective: make some sense out of Christopher Nolan’s virus-be-damned big-screen spectacle, Tenet!Spoiler Alert: They don’t succeed. But it’s a lot of fun talking about what they think is going on in this twisty, aurally-challenged loop-de-loop about a federal agent (John David Washington) who discovers a plot to destroy history by sending backwards-running objects into the past. This description may or may not be accurate; we’ll get back to you after the sixty-first viewing!Also, Ian teases an epic critics battle over Disney’s live-action Mulan, which you can watch right now exclusively on YouTube!Episode 579 needs a nap and some subtitles!Show Guide:In Summary: 0:00 - 0:10Intro Music: 0:10 - 0:24Intro: 0:24 - 3:50Tenet Trailer: 3:50 - 6:57Tenet Discussion: 6:57 - 52:52Outro Music: 52:52 - 53:21Keep up with the latest seat-kicking goodness by following, liking, rating, and subscribing to us on Twitter, Facebook, YouTube, Instagram, iTunes, Stitcher!

Welcome to Finance and Fury, the Say What Wednesday edition. This week’s question is from Martin. Paraphrasing the question – but the crux of it is - What is happening in the property market and will property prices decline from here or were the original bank forecasts overestimated? Great question – Today What is going on in the property market – Did an episode a few months back covering the economic forecasts – went through worst and best cases – said that it wouldn’t be the worst – probably some where in the middle – so where does the market currently stand To start with – looking back on the Aus house price index – was growing strongly since the late 90s – had ups and downs along the way – but on average – the prices have mostly moved sideways over the past 3 years - rising or falling by around 10% per year across major cities like Syd and Melb Back in 2018 when prices started to fall – not much to be concerned about - affordability remained strong, unemployment was low and interest rates had room to fall Today’s landscape is different - Unemployment is now at a 20-year high, immigration is non-existent and interest rates have hit the lower bound However - current housing figures have been resilient given the circumstances – On average - house prices have fallen by about 1% over the past three months – all occurring through some of the worst economic conditions Australia has seen in the past 70 years   Short Term indicators – showing forwards price estimates Auction clearance rates - indicator of sentiment – if it is high – people are snapping up property in a competitive market When the Australian economy was in total lockdown during April 2020 - clearance rates dropped heavily but since have recovered into the mid-60% range – Victoria being the outlier – being much lower Mortgage finance - The level of mortgage finance going through the economy reflects the volume of borrowing – this has been historically a major driver of property price movements – the most recent data point is from May – so lagging behind – however – this was highly impacted by the lockdowns showed some of the largest declines in finance of the past 20 years – due to banks lending around uncertainty of individuals and their employment Price estimates - pointing to be slightly negative year-on-year for 2020 - potentially in the 5 to 10% per cent range over the next 12 months Building permits for new homes – the new supply of properties - indicator typically moves in the same manner as house prices recent figures for building permits show there’s been a quick decline in the intention to build – might show expectations that sales will be lower in the near future Properties listed for sale – supply of existing properties – Even though buyers are returning to the market, overall the number of properties listed for sale is down between 22% to 16% on average over the last 12 months The lack of good properties for sale at a time when there are still many interested buyers, is one of the reasons our property prices have, in general, held up in the current economic conditions - Around major cities – there still exists buyers – especially if people have been able to get $40k out of super and get the first home owner grants – lots of new available funds In total for the forward indicators - In the short term – if the number of sales returns to normal - house prices may decline on average by a further 5 to 10%   Longer term – looking at the big picture of property price drivers On average - Australian has done well for a few reasons – and people can still justify it even though it is the some of the most expensive in the world we have strong migration, good affordability due to lowering interest rates and constricted supply based around desired places to live – 1 of 5 major cities – so how does this hold up in the current climate Unemployment – one of the larger risks to the property market at this stage – due to Australia faces a historic level of job losses Gone through unemployment stats in the past and how they are calculated – however - 3.5% to 4% of the working-age population lost their jobs since March – 700,000 jobs and is two times larger than that seen in the early 1990s recession and four times larger than the 2008 recession this stat does not include those who are currently on the JobKeeper program which is around 3 million people All of this has brought about economic hardship for many households – which created a situation where banks brought in loan deferrals – or bank holidays - almost 500,000 borrowers have been granted loan deferrals About 1 in 5 of these – or 100,000 are considered to be in deep stress APRA states that deferrals across home loans account for about 10% of all loans These bank holidays were originally given for 6 months – but each application will be renewed in September – with the ability to continual the deferral process for another 6 months – until March 2021 But this can only be applied – APRA stated “Where the ADI has undertaken an appropriate credit assessment of the borrower and is satisfied that they have a reasonable prospect of being able to repay the loan…when the repayment deferral period ends” APRA also stated that “in some cases, banks will need to recognise that loans are permanently impaired”. So those in most financial stress- some 100,000 households will likely be forced to foreclose in September if things don’t turn around Compared to the average stats – around 30k to 40k properties sell each month – so there might be a spike in the market after this date – but banks may be unlikely to do this – a lot of bad PR involved Flow on effect – as 700k people have lost their jobs, and 3m are facing some uncertainty with JobKeeper running out next year fully – if unemployment persists – lower demand going forward over the next number of years Changes to employment – if people are working from home or online – could increase the sprawl of property and reduce demand for properties around cities Population growth – lack of immigration at the moment Population growth – coupled with the limited supply or viable options for the working age population to live has been one factor to create property price growth – through additional housing demand Over the past 5 years - the Australian population has been increasing by approximately 350,000 people per year - 220,000 or 63% of that is coming from overseas With immigration being put on pause for not – the short term growth of population for the year may be reduced by around 100,000 to 150,000 people – so a decent reduction when compared to the past 5 years Population growth is one major driving factor for new builds however – on average the number of new dwellings increasing by around 2% - between 170k and 200k – With the population immigration capped for the short term – new builds may slow down as well – buy a factor of 80,000 But on the other side – looking at investment properties and rent – lack of immigration should manifest itself here on a larger scale – most people who immigrate rent – until they become residents – so rental markets may become weaker – even with no international tourism or students – rental markets may have an oversupply situation which creates either lowering rents – or a sell off of properties that are costing the owners too much to cover if no rents are coming in Interest rates – affordability of debt due to lower interest costs IMO - Interest rates have been one of the biggest factors of property price growth – as they are correlated to borrowing capacity – which in turn is correlated to the average price of property – Interest rates have consistently fallen for more than a decade – creating a situation where the amount people can borrow increases Historically – the RBA response when property price may go into the negative growth territory has been to cut rates – 2008, 2011, 2015 and 2019, the house price declines were slowed or reversed as the cash rate fell Occurred again over the past few months – even before – October – saw a cut to 0.75% - then Feb and March saw two more cuts by 0.5% in total – where the cash rate is now 0.25% Now - the RBA is at a lower bound with not much room to move down from here – unless they consider moving into negative territory So the strategy of cutting rates to keep prices rising as has been the norm over the past decade plus may be coming to an end To explain how much rate cuts go towards benefiting prices of property – lets look at some examples First – the magnitude of rate cuts on house prices was explained by RBA research in early 2019 - they equated the price of a house as “the rental benefit divided by the cost of owning the property (includes the average real variable mortgage rate, running costs, transactions costs and depreciation)” Ironically - this is similar to pricing an annuity: the rent is your income stream and the user cost the discount rate Example in the RBA paper – If the user cost is 6% a 1% drop in interest rates would have the potential to boost housing prices by 17% - assuming everything else remains equal So with the RBA cutting rates by 0.50% over the past few months – would work out to around 8.5% lift in prices – with everything being equal But not everything has been equal – as rents have the potential and in some cases have fallen – so not the best economic model to work with at this stage Other way to look at the effects of interest rates on house prices is by looking at how the average borrowing size is affected by falling mortgage rates – and how repayments in turn are affected If there is a 1% reduction in interest rates - would potentially to about a 14% increase in borrowing capacity - not dissimilar to the estimate made by the RBA above – due to the rate being cut by 0.5% - average household could take on at least $30,000 more debt – assuming employment is the same However – mortgage rates in some cases have fallen by more – especially over 12 months - by about 1.50% over the past year – or about $90k in affordability – all else being equal – but not everything is equal – but limited room to continue this strategy of dropping rates to boost prices In Summary – there are some good, bad and uncertain factors for property price good – has been interest rates falling a little over 1% in the past 12 months – and lower supply of properties for sale - keeping properties higher in price bad - high unemployment and a lack of immigration – creates weaker demand Uncertain – related to fiscal support like jobkeeper and loan deferrals – in addition - unemployment benefits are two to three times higher normal – so the fact that Gov benefits and loan deferrals have been extended means some of the downsides may be been avoided or delayed When we come back to Martin’s question of how worried should we be about prices going down – There is the potential for prices to continue to decline in the next 12 months – limited additional government supports or ability for RBA to continue to lower rates without getting us into a liquidity trap If I were a betting man - good reason to believe that the number of negatives may start to overshadow the positives over the next 12 months as the support polices are slowly unwound - would mean that house prices could fall further than the forecast 5 to 15% in most major cities over the medium term   Thanks for the question martin Thank you for listening to today's episode. If you want to get in contact you can do so here: http://financeandfury.com.au/contact/

In this long-awaited return of the Clinging to God & Guns segment, Lloyd and Pastor Bennett review some recent news stories and self-defense situations to glean some important lessons for responsible gun owners and gun-owning Christians. Timestamps [0:00] - Blooper [0:17] - Show open [0:43] - Welcome [3:05] - Thanks to our Patrons [5:19] - Introducing today's Topic [5:46] - A Question from our listener, Dana [6:39] - Citizens Arrest in Georgia [14:13] - A Case of Police Brutality [24:08] - Defending your Business [27:44] - Ken and Barbie Do Home Defense [37:51] - In Summary [39:57] - Wrap-Up [41:31] - Show close Be sure to check out episode 85 "A Christian View of Home-Defense" for more on this subject. Prayer of the Week O God, whose never-failing providence orders all things both in heaven and earth, we humbly implore You to put away from us all hurtful things and give to us those things that be profitable for us; through Jesus Christ, Your Son, our Lord. Amen. Use these Links to Support Armed Lutheran Radio Armed Lutheran Radio is a listener-supported podcast. If you value the information and entertainment we provide, consider supporting the show by joining our membership site, or shopping at your favorite online stores using the links below. Join the Reformation Gun Club! - http://gunclub.armedlutheran.us Pre-Order the Gun Rights Apologetics Book - http://www.armedlutheran.us/product/gun-rights-apologetics-book-working-title/ Check out the other Great Armed Lutheran Books - http://www.ArmedLutheran.us/Books Shop at Amazon* - http://www.armedlutheran.us/amazon Shop at GunMagWarehouse* - http://www.armedlutheran.us/mags Get Regular Refills Coffee Subscriptions at Dunkin' Donuts* - www.ArmedLutheran.us/Coffee Armed Citizens Legal Defense Network - https://www.armedcitizensnetwork.org Get in Touch Visit our Feedback Page - http://www.armedlutheran.us/feedback Please tell your friends about us, leave an iTunes review, and like us on Facebook Join our Facebook group - http://www.armedlutheran.us/facebook Subscribe to us and follow us on Youtube - http://www.armedlutheran.us/youtube Follow us on Twitter - http://www.armedlutheran.us/twitter And search for us on Instagram - http://www.armedlutheran.us/instagram Check Out More at our Website- http://www.armedlutheran.us Disclaimer The links above which are indicated with an asterisk (*) are affiliate links, which means that if you choose to make a purchase, I will earn a commission. This commission comes at no additional cost to you. Please understand that I have experience with all of these items, and I recommend them because they are helpful and useful, not because of the small commissions I make if you decide to buy something. Please do not spend any money on these products unless you feel you need them or that they will help you. Keep Shooting, Keep Praying, We'll Talk to you Next time!

Link to Pre-register: https://mailchi.mp/d7d110fee0cb/watpimnWe all know the importance of setting a budget, whether you're saving for a specific goal or just want to get into a good saving pattern for your future there's never a bad time to set a budget.The hardest part of setting a budget is knowing what to do, how to do it and what to do once you set a budget.In this blog post I break down Budgeting into 4 easy steps, 1. Set your Goal. 2. Gather your current data, 3. Pick your Budgeting Technique and finally 4. Track your success. •Set your GoalThis is the obvious first step true, but rather than just taking time to write down what your goal is, take the time to consider why this is your goal. Once you have a clear picture what you want and WHY that is important to you it can be a lot easier to stay on track.You might also like to write your why in places you can see it often (for example a post it note on your credit card) this will help to remind you of what's important to you.2. Gather your current dataA lot like a weight loss plan, you will need to look at what is currently happening with your finances. The easiest way I find is to go back through your bank accounts for the past 6 months to look at where your money has gone.This will also help you to see any patterns that may be forming, perhaps you notice an old gym membership still coming out of your account or a direct debit is set up incorrectly costing you an overdrawing fee each month.To read the full blog post head to https://360mortgagesolutions.com.au/the-4-steps-to-setting-a-budget-that-actually-works/In Summary;Don't be concerned about the various Budgeting Techniques, the most important thing you can do is to start. Start today and start at Step 1. Setting your goal. The sooner you start, the closer you will be to reaching your goal.If you would like to know more about Budgeting Techniques, including different spreadsheets to help you Track your budget and your goal then make sure you register your interest for The Savings Facilitator set to launch later this year.You will get access before the official launch, your access will be free of charge and you will also get an opportunity to share feedback.To register your interest click here.

In episode 222 of Financially Simple, Justin answers the second part of a question regarding plans for the new year. Tim asks, “What is the numbering thing I should be doing right now in my Personal Finances, and Business?” Justin addresses the second part of the question, regarding Business plans, and briefly goes over the need for Strategic Planning. Don’t forget to subscribe, and let us know how we are doing by leaving a review. Thanks for listening! _________________   TIME INDEX: 01:27 - Ask Justin: What Should I Be Doing Right Now in my Business Finances? 03:18 - Get a Handle on Your Business by Planning 06:48 - What is Strategic Planning? 11:04 - Why Does it Matter? 13:48 - In Summary 15:07 - Wrap Up _________________   RESOURCES: Financially Simple's Strategic Planning Course Ask Justin a Question Financially Simple Educational Website Financially Simple on YouTube Financially Simple podcasts are recorded on a Blue Yeti Microphone & Samsung Notebook 9. Subscribe to the Financially Simple Newsletter NEW Book: The Ultimate Sale - A Financially Simple Guide to Selling Your Business for Maximum Profit _________________   BIO: Host Justin Goodbread, Certified Financial Planner, Certified Exit Planning Advisor, Certified Value Growth Advisor. He is a serial entrepreneur, author, speaker, educator, Investopedia Top 100 advisor, and business strategist with over 20 years of experience. Justin owns Heritage Investors LLC, a registered investment adviser with the State of Tennessee. Heritage Investors only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This material is for general information only and is not intended to provide specific advice or recommendations for individuals. To determine what is appropriate for you, please consult a qualified professional. The Financially Simple podcast provides information, guidance, and support to Small Businesses in the United States.

In episode 199 of Financially Simple, Justin considers the investment strategy of Timing the Market. When to buy, when to sell; when to invest, when not to invest - these are questions most investors ask; but, the answers are not as simple or straightforward as they might hope. Justin explains what Timing the Market is, and examines whether or not it really does work the way everyone thinks. Don’t forget to subscribe, and let us know how we are doing by leaving a review. Thanks for listening! _________________   TIME INDEX: 01:36 - What is Timing the Market, and Does it Work? 05:57 - If You Have Cash, When Should You Invest It 07:26 - What is Market Timing 08:08 - Does it Work 12:24 - Diving Deeper… 18:28 - In Summary 22:54 - Opportunity Cost & Crazy Taxes 24:41 - Wrap Up _________________   RESOURCES: Financially Simple Educational Website Financially Simple on YouTube Financially Simple podcasts are recorded on a Blue Yeti Microphone & Samsung Notebook 9. Subscribe to the Financially Simple Newsletter NEW Book: The Ultimate Sale - A Financially Simple Guide to Selling Your Business for Maximum Profit Why Timing The Market Is A Terrible Idea _________________   BIO: Host Justin Goodbread, Certified Financial Planner, Certified Exit Planning Advisor, Certified Value Growth Advisor. He is a serial entrepreneur, author, speaker, educator, Investopedia Top 100 advisor, and business strategist with over 20 years of experience. Justin owns Heritage Investors LLC, a registered investment adviser with the State of Tennessee. Heritage Investors only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This material is for general information only and is not intended to provide specific advice or recommendations for individuals. To determine what is appropriate for you, please consult a qualified professional. The Financially Simple podcast provides information, guidance, and support to Small Businesses in the United States.

Today's guest Oliver Roy inspires me because he is a father who reached out for community resources for mental health assistance for his son and educated himself on mental health issues and trauma. He faced challenges in his journey which he shares in this podcast episode... In Summary, Oliver L. Roy is a native Washingtonian and a mental health advocate with over 15 years of extensive experience of outreach & mental health training. As an outreach representative, parent educator and parent advocate he was responsible for improving parent support by managing, supervising parent training's, workshops & support groups as well as congressional and city council testimony to improving access to services for individuals with mental health & special needs who face health care and social barriers challenges. In addition to creating a research programmatic and policy agenda for a merging public health Issues. Oliver is the founding member of the Male Caregivers Advocacy Support Group, (MCAS) and advocates tirelessly for male caregivers of special needs children through presentations at both local and national organization meetings, training's, workshops... Mr. Roy has worked as Epilepsy Advocate for HSCSN under a grant received from the Department of Health, and served on the Mayor’s Advisory Advocacy Committee on Early Childhood Strategic Planning Task force. Follow Oliver and how to contact him: http://www.thelinnerfoundation.org/ THE LINNER FOUNDATION Phone: 202-780-6303 Email: info@thelinnerfoundation.org thelinnerfoundation@gmail.com Resources for Fathers: http://www.thelinnerfoundation.org/fathers-and-families SOCIAL MEDIA: FB: https://www.facebook.com/thelinnerfoundation MARKETING: To Advertise your program/business/non-profit/services: https://www.facebook.com/linnermn

A Surprising Tool to Help You with Your Contract Performance   Welcome to the wonderful world of Federal Contracting Made Easy.  Where we take the complex world of government contracting and break it into simple steps that anyone can master.  This is episode number 94 and today we are going to discuss a tool to assist you in performing your contract.  But before we get started let’s roll that intro.   Welcome back.   Introduction   Up to this point you have been selling the government that your business can perform this contract.  Guess what?  Now, you must demonstrate your capabilities.   We cannot cover every situation that might be involved in any contract, but we can offer you a checklist of actions you need to take immediately upon receiving the contract.  The items on the checklist may seem obvious to you, but most companies get into trouble simply because they fail to do the obvious.   Contract Performance Checklist   Reread the Contract. You need to reread the provisions of the contract.  In fact, you need to re-read these provisions multiple times.  Recheck the delivery dates, packaging requirements, reports you may be required to submit and delivery destination.  The objective here is to make sure you have not missed anything.  We don’t want any surprises!!! Record Important Contacts. Now is the time to jot down the name, address, phone number and e-mail address of the following contacts so that the information is handy. Procuring Contracting Officer (PCO) Administrative Contracting Officer (ACO) Paying Office Government Inspector – this person will usually contact you directly. The person may be local and will work with you to get the contract completed. If the contract is with a military agency, your local Defense Contract Management Agency (DCMA) should be a big help to you.  Think of these individuals as part of your management team to help you complete your contract. Don’t Take Unnecessary Actions. Only act when the PCO, ACO or the Contracting Officers Representative (COR) directs you to do so.  Do not under any circumstances perform any work outside the scope of the contract when directed from anyone else.  If you do, you will be liable for any costs or consequences that may result.  In addition, only take the action when you have the action in writing.  If the COR tells you that they are going to change the contract, do not do so until you receive written direction from the Contracting Officer. Resolve Any Questions. If you have any questions regarding the meaning of a provision or if you find any inconsistencies in your contract, contact your Contracting Officer immediately and ask for a meeting or “post-award conference”.  Open the lines of communication and develop a good working relationship right away.  If you are new to the process, ask the contracting officer for all the assistance he or she is willing to give.  Remember there is no question that is “dumb” or “embarrassing”.  The embarrassing part is not performing on the contract.  Always, address any problems right away before it gets out of hand. Keep Accurate, timely & Well-documented records. I cannot stress this enough.  You need to document everything.  Remember you do not have any proof of what was said and done unless you document the crap out of it.  The very last thing you want is to end up in a situation of pointing fingers.  You know the “he said”, “she said” thing.  No one wins and the relationship with the government personnel becomes strained.  We want to avoid this at all costs. Determine Internal Responsibilities. Ensure that your employees understand what is to be done and the required time frame.  This is going to help you make sure things run smoothly and that the delivery is made in accordance with contract terms. Plan Production and Issue Orders. Order any materials that require a long lead time immediately to make certain that they are arrive on time and that it does not hold up your production schedule. Produce/Provide the Service. Put into place any and all procedures that are adequate to guarantee the quality of the item and that it meets or exceeds the governments requirements.  If necessary, make sure to update your procedures and your manual.  Review Your Quality Control Program. Review your quality control procedures and make certain that they are adequate to guarantee the quality of the item being delivered. Will the item meet or exceed the government’s requirements?  You may need to update your procedures and your manual.   Create your own checklist.  Please feel free to copy the information from this article and other information in the work order or folder.  That way if you happen to miss something, it will be easier to go back and make the changes.   In Summary   Creating a checklist to assist with Contract Performance will help keep you on task.  You have worked to get this far and the last thing you want to do is fail to meet the contract requirements.  Anything that you can do to assist you in the process is going to make you successful.  It helps to be meticulous during your contract performance.    We hope you enjoyed this article and remember to subscribe, Like and comment.              

Dan and P are joined by Afro Becky (from @BlackLawPodcast) to discuss their relationships with their families and how they've distanced themselves from people. Both of us are pretty insulated from the outside world, only interacting when we have to. P talks about how he really lives by the "no new friends" motto. We also discuss being treated differently because of mental illnesses and most importantly how and why we feel like Black Sheep. (1:16) Episode 16 Recap. (1:48) Introducing Afro Becky. (3:18) All Relatives Are Distant. (10:49) P's Relationship With His Family. (14:03) Families Growing Apart. (22:46) WTH? Sidebar: 3:09PM May 17, 1996. (24:22) Remember That Time? (29:22) Podcast Recommendation: ThaTeam Podcast (29:48) Do People Treat You Differently? (35:05) Dan's Family History. (39:38) You're Making Us Look Bad! (48:50) Doctors Treating Black Patients Differently. (1:01:04) Black Sheep. (1:14:13) In Summary. If you enjoy A Few Screws Loose please rate/review us, and subscribe to be notified of new episodes! Stay connected with us on social media. Twitter: @ScrewsLoosePod Instagram: @ScrewsLoosePod Facebook: @AFSLPod Dan Twitter: @iAmDanOnDrugs Instagram: @iAmDanOnDrugs P Instagram: @PFromCharlotte You may also enjoy other podcasts on the @TheBREAKSMedia Network, a collective of some of the dopest podcast for the culture!

In this Podcast we continue our deconstruction, decoding and deciphering of the key financial statements. Last episode we dug into the Income Statement. I hope you found that insightful. If you haven’t heard it yet no worries, check it out when we finish here! This Episode is about the STATEMENT OF CASH FLOWS. The third and final Financial Report you should be reviewing monthly. To begin, let’s make sure your accountant is providing this report to you. I have found that the CASH FLOW STATEMENT is not always included in the monthly reports, but can be added simply by requesting it. And as you will learn here, this is an important report to review! In fact, it could be the most important report, since CASH is least subject to estimates and assumptions and critical to keep your business afloat. In each of the three financial statements we have studied, there is a measure, or indicator, of business performance; In the Balance Sheet we have Owner’s Equity, or Retained Earnings. In the Income Statement we have Net Profit, And in the Statement of Cash Flow we have Operating Cash! Remember Profit is NOT Cash! Profit is a PROMISE, and contains estimates, assumptions, and adjustments, not MONEY coming in! You need Cold Hard Cash to pay yourself and your employees, buy supplies along with investing in equipment! CASH is a Reality Check! PROFIT is VANITY! So you might be saying to yourself, “Who cares anyway, who watches CASH?” Well…Only the most successful investor of all time….WARREN #BUFFETT!! Warren Buffett , along with his business partner, Charlie Munger, know all too well that the INCOME STATEMENT and BALANCE SHEET can contain all sorts of estimates, assumptions and biases that can distort their information. CASH is different. With CASH you are indirectly examining the Bank Account of the Firm. CASH is the number least affected and influenced by the Art of Finance. CASH is a reality check. PROFITS do not equal CASH! PROFITS aren’t REAL MONEY. CASH IS! EXPENSES on the INCOME STATEMENT do not reflect the CASH going out. The CASH FLOW STATEMENT, by comparison, always tracts CASH in and CASH out during a time period. Remember all that equipment you bought at the end of the year using up your Section 179 deduction because the sales rep told you it was “deductible” and would save you taxes. Those payments don’t appear anywhere on the income statement. Rather they appear, slowly overtime, month by month, as a DEPRECIATION EXPENSE on the INCOME STATEMENT. The kicker is… those ITEMS are paid for with CASH long before they have been fully depreciated! This CASH outflow appears on the CASH FLOW STATEMENT. With this in mind, remember that while CASH is KING, CASH FLOW is the QUEEN! A business can generate PROFITS without CASH, on the flip side a business can also generate CASH without PROFIT. PROFIT without CASH, is how most small businesses go out of business in their first year. It’s why new restaurants have a hard time gaining traction…they simply run out of CASH and are forced to close. Their expenses outstrip all their cash, and it’s cash that’s required to keep the doors open. Alternatively, a business generating CASH but no PROFIT is not sustainable for the long term. Eventually the lack of profits will catch up and cause a non-profitable business to run out of CASH. Alas, all is not lost. Finding the right expertise can help. A firm running out of cash needs FINANCIAL Expertise, while an unprofitable firm needs Operational Expertise to help lower expenses and/or generate additional revenue. Bottom line is…. a healthy business requires both PROFIT and CASH to maintain financial health. Let’s Dive In and Dissect and Deconstruct a STATEMENT of CASH FLOW. This Financial Report is divided into 3 categories: CASH coming IN is (+), and CASH going OUT is (-). CASH used in OPERATING ACTIVITIES: Which is all cash related to the actual operations of the business. It Includes cash from customers, cash for salaries, vendors, rent, and taxes to name a few. CASH used in INVESTING ACTIVITIES: Which is all cash related to investments made by the company, such as the purchase of capital equipment. CASH used in FINANCING ACTIVITIES: Which is all cash related to borrowing and paying back of loans, as well as the purchase or sale of stock ,or payment of dividends to shareholders. One can see there is lots of useful information here! We won’t worry about how this report is generated. We will leave those details for your accountant. We will just look at the prepared report. The FIRST CATEGORY, OPERATING ACTIVITIES Is one of the most important numbers in all of the financial statements we have examined. It indicates the Health of a Business. A company with consistently healthy operating cash flow is probably profitable, and probably doing a good job turning their profits into cash. With healthy Operating Cash flow a company can finance more of its growth internally without borrowing. The SECOND CATEGORY, INVESTING ACTIVITY Shows how much the company is spending on assets to grow the business. The THIRD CATEGORY, FINANCING ACTIVITY Shows the borrowing and paying back of loans and dividend payments to shareholders. What does all of this mean? Understanding the POWER of CASH FLOW and how to manage it can strengthen your business in several ways; First, you must understand where the money is coming from and where it is going to. A strong operating cash flow means the business is generating cash. Paying down loans and investing in assets creates negative Investing cash flows which can be very favorable to the long term growth of a business. Selling stock and raising money from shareholders generates positive Financing cash flow which may be a great sign, or it could mean the company is selling stock or taking out debt as a means to stay afloat! Second, you can directly affect your cash by closely managing your Accounts Receivables, Inventory and Expenses. Learn to study the Aging of your receivables and calculate and tract your ACCOUNTS RECEIVABLES RATIO which is your Accounts Receivables / Average monthly production. Aim to have this ratio less than one, which means your Accounts Receivables should not exceed your average monthly production. Develop systems to speed the collection of your accounts receivables and you can immediately generate additional positive cash flow. Receivables are the same as giving your customers interest free loans on their balances! The longer it takes to collect your money, the less of it you will have. You should have very few accounts that exceed 90 days! Similiarly, work to reduce the stock piling of Inventory which uses up your CASH! The quantity discounts suppliers offer may not be saving you money in the long term since holding Inventory and Supplies on your shelfs cost CASH, especially if these supplies expire! I like to remind doctors when they look at all of their inventory and supplies they should be seeing dollars and cents that could be in the bank or in their pockets rather than sitting on their shelfs! Tighten up your Expenses too. Negotiate more favorable payment terms with your Vendors. Extend out your Accounts Payable, the money You owe your Suppliers. For you, extended payment terms is just like a free loan from your vendor and who doesn’t like FREE! Evaluate carefully the strategy of prepaying months of rent expense at the end of the year. I know that many doctors are told to do this. This quickly depletes your cash reserve. Tax planning is critical here so consultation with your Tax Professional is essential, but Taxes should not “Wag the Dog!”. Go ahead and take this cash as salary, pay your individual taxes and then use this additional cash to grow your personal Balance Sheet. Finally, we spoke earlier of a key metric used by Warren Buffett. This metric is “Owner’s Earnings” or “Free Cash Flow”. It is the difference between Operating Cash flow and net Capital Expenditures. Both of these values come from the Cash Flow Statement. Operating Cash Flow is the Total from the top section of the Statement. Net Capital Expenditures can be found as a line item in the Middle Section, the Investing Section, listed as Property, Plant and Equipment. Companies with healthy Free Cash Flow have many more options to grow, expand operations, invest in equipment, pay down debt and pay dividends to shareholders. In a dental practice, those shareholders are very likely to be the doctor-owners of the practice! In Summary , our key take away points are: Cash is NOT subject to the estimates and assumptions present in the Balance Sheet and Income Statement. Profit is NOT CASH. You can’t pay bills or payroll with profits! Healthy Positive CASH FLOW is essential for the long term sustainability and liquidity of a company. CASH flow can be improved by accelerating the collection of outstanding Account Receivables, minimizing the accumulation of excess inventory and closely monitoring the timing of Expenses. So that wraps things up for this Podcast.  Hopefully you have a better understanding of the mechanics of the STATEMENT OF CASH FLOWS. We hope that this information has created a few “Ah Ha” moments, or stimulated some additional questions you can direct to your advisers or accountants.  We welcome your inquiry here too at OmniStar Financial.  Our contact information can be found at our website OmniStarfinancial.com  .  You will also find a link to sign up for our newsletter.  Please share this podcast if you found it helpful, and leave a review on iTunes too.  We welcome your feed back and suggestions for future podcast sessions.  You can always find me, your host, david darab, at my twitter handle, @ddarab. Thank you so very much for tuning in and listening.  We are very grateful for your time and attention and so very pleased to have you in our audience. REFERENCES: Financial Intelligence, Revised Edition: A Manager’s Guide to Knowing What the Numbers Really Mean: Karen Berman, Joe Knight, John Case: 8601406238220: Amazon.com: Gateway Stark Naked Numbers: Uncover Your Financials, Unlock Your Cash, and Unleash Your Profits: Mr Jason Frederick Andrew: 9780648424000: Amazon.com: Books

The ancient masters, one after another, have spoken of a state of peace and happiness that is available to each and every one of us. But how do we reach such a state? It turns out this process is typically not a sudden flash of Satori or sudden enlightenment. In most cases it is a process and this process can be marked by a series of stations along the way. In this episode we examine the transition from the second stage to the third stage. The tricks to moving past the dysfunction of Stage 2 are elucidated as well as the features of what Stage 3 or Recovery looks like. In Summary, the 8 stages are as follows:LOWER SELF -- DYSFUNCTIONALStage 1: Physical (aka Gross)Stage 2: Dysfunction (aka Emotional or Astral)Stage 3: Recovery (aka Rational or Mental)PIVOT/BRIDGEStage 4: Healthy (aka Transpersonal)HIGHER SELF -- MASTERYStage 5: Cosmic (aka Holy Spirit)Stage 6: Universal (aka Buddha/Illumination/Subtle)Stage 7: Divine (aka Transcendental/Enlightened/Causal)Stage 8: Fully Liberated (non-describable/non-doing/Wu Wu Wei)I am forever indebted to my late teacher George Falcon for much of the ideation behind this model and my thinking on the nature of the self and levels of consciousness more generally. Much of what you will hear in this series was shared with me by him years ago. In the years since those conversations, I have discovered that he didn't invent this model. Rather he synthesized it from very similar ones used by Hindus, Buddhists, Muslims, Jews, Christians, Ancient Polynesians, Ancient Egyptians, Indigenous Americans, and many more. It is a universal experience of spiritual advancement to pass stages of some number and these stages, regardless of the tradition, tend to strongly resemble one another. The differences are more with how many stages the tradition breaks them up into. Sometimes there are four, sometimes 10 or 16 or more. Regardless of the number, the ideas and features of the process are more or less the same. Having now studied models from approximately 10 traditions, and investigated my own journey along this path of self-mastery, I am sharing my perspective on these so-called stages of Self-Mastery. In this episode the focus is on what is called the "Recovery" stage. See acast.com/privacy for privacy and opt-out information.

In episode 156 of Financially Simple, Justin talks to Jonathan Peyton of Horizon Ridge Wealth Management about creating financial security for a Special Needs child. Making sure that your children and loved ones are taken care of is a priority, especially in the case of children with special needs. Justin and Jonathan discuss the various ways that you as a business owner can ensure their financial wellbeing. Don't forget to subscribe, and let us know how we are doing by leaving a review. Thanks for listening!  ARTICLE TRANSCRIPT: BLOG: Hiring Your Special Needs Child - A Unique Employee with Unique Benefits   TIME INDEX: 01:56 - Should I Pay My Special Needs Child From My Business? 06:39 - How Could Paying Your Special Needs Child Help or Harm Them in The Future? 16:12 - Why Does it Matter For The Child? 19:37 - What Are The Potential Pros and Cons of Giving The Child an income? 23:58 - What is The Threshold for Maximised Benefit - 3 Things to Consider 31:05 - In Summary 34:39 - Wrap Up ________________ USEFUL LINKS: Financially Simple Financially Simple on YouTube Financially Simple on Facebook Financially Simple on Twitter Horizon Ridge Wealth Management Jonathan Peyton Special Needs Financial Planning ________________ BIO: Justin A. Goodbread, CFP®, CEPA, CVGA, is a nationally recognized financial planner, business educator, wealth manager, author, speaker, and entrepreneur. He has 20+ years of experience teaching small business owners how to start, buy, grow, and sell businesses. He is a multi-year recipient of the Investopedia Top 100 Advisor and 2018 Exit Planning Institute's Exit Planner Leader of the Year.DISCLOSURES:This podcast is distributed for informational purposes only. Statements made in the podcast are not to be construed as personalized investment or financial planning advice, may not be suitable for everyone, and should not be considered a solicitation to engage in any particular investment or planning strategy. Listeners should conduct their own review and exercise judgment or consult with their own professional financial advisor to see how the information contained in this podcast may apply to their own individual circumstances. All investing involves the risk of loss, including the possible loss of principal. Past performance does not guarantee future results and nothing in this podcast should be construed as a guarantee of any specific outcome or profit. All market indices discussed are unmanaged, do not incur management fees, costs and expenses, and cannot be invested into directly. Investment advisory services offered by WealthSource Partners, LLC. Neither WealthSource Partners, LLC nor its representatives provide legal or accounting advice. The content of this podcast represents the views and opinions of Justin Goodbread and/or the podcast's guests and do not necessarily represent the views and/or opinions of WealthSource Partners, LLC. Statements made in this podcast are subject to change without notice. Neither WealthSource Partners, LLC nor its representatives, the podcast's hosts, or its guests have an obligation to provide revised statements in the event of changed circumstances. Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes the use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.   Advisors who wished to be ranked in Investopedia's Top 100 Financial Advisors list either self-submitted answers to questions compiled by Investopedia or were nominated by peers.  Rankings were determined based on the number of followers and engagement on social media, primary contribution to professional industry websites, and their focus on financial literacy.  Neither performance nor client experience, however, were considered.  No compensation was paid by WealthSource Partners, LLC or Justin Goodbread to secure placement on Investopedia's Top 100 Financial Advisors List.   The Exit Planning Institute's Leader of the Year is awarded to a nominee who is a CEPA credential holder who has made a significant impact or contribution to the exit planning profession or overall community through innovation and influence and is viewed by the Exit Planning Institute as a thought leader, risk-taker and specialist while showing characteristics of collaboration.   This podcast might recommend products or services that offer Financially Simple compensation when you use them. This compensation is used to help offset the cost of creating the content. We will, however, never suggest products/services solely for the compensation we receive.

Did you know that SBA has a Government Surplus Property Program?  It is one of the lesser known benefits of being an 8(a) participant.  The Surplus Property Program allows 8(a) businesses to obtain excess equipment from the government.  As long as the 8(a) business is eligible and in good standing with SBA they are eligible to receive the Federal Government Property from State Agencies for Surplus Property (SASPs).  Every state has its own State Surplus Property Agency.  The property that you can receive has been donated by Federal agencies that no longer need the item. Eligibility In order to receive the donated equipment an 8(a) business must meet the following conditions: You are an eligible 8(a) firm in good standing. Your business cannot be on the debarred, suspended, or declared ineligible listing Cannot be pending any 8(a) program suspension, termination or early graduation proceedings; and The equipment must be something that would normally be used in your business. If you meet the above eligibility criteria then you can take advantage of this program.  Furthermore, you can benefit by putting this equipment into use and enhance your capabilities of your business How Can I use the acquired surplus property? As a 8(a) Participant you may acquire surplus Federal property from any SASP located in any state, provided the concern represents and agrees in writing: What is the surplus property. And that this use is consistent with the objectives of the concern’s 8(a) business plan; That you will use the property in the normal conduct of your business activities.  Failure to comply with the proper use of the equipment could cost your business money.  As you will owe the fair rental value of the property from the date you received it; You will not sell or transfer the property  to any party other than the Federal Government,  The property term is up to one year past your program term; That, at your own expense, you will return the property to a SASP or transfer it to another Participant. SBA has the discretion. Failure to Comply That, should you breach the agreement not to sell or transfer the property, you will owe the Government for the established fair market value or the sale price, whichever is greater, of the property sold or transferred; and You will give SBA access to inspect the property and all records pertaining to it A firm receiving surplus property assumes all liability associated with or stemming from the use of the property. The property is put into use within one year.   If not, SBA may direct the concern to deliver the property to another participant or to the SASP. Failure to comply with any of the commitments constitutes a basis for termination for the 8(a) BD program. In summary, you are basically renting the equipment for your program term plus one year.  As long as you meet the eligibility requirements of the program you are free to visit your State Surplus Property Agency and obtain the equipment. How to acquire federal surplus property? The following are the steps need to be able to acquire government surplus property. Participants may participate in the surplus property distribution program administer by the SASPs to the same extent but with no special priority over, other authorized transferees. Each participant seeking to acquire Federal Surplus Property must Certify in writing to the SASP that it is eligible to receive the property; Make. Written representations and agreement; and Identify to the SASP its servicing SBA field Office. SASP Will: Upon receipt of the required certification, representations, agreement, and information the SasP must contact the appropriate SBA Field office.  The SBA district office will verify that your business is okay to receive the property. Also, the property must be in your business plan and consistent with the work performed by your business. SASPs may not release property to a participant without this verification. The SASP & Participant must agree on and record the fair market value of the surplus property at the time of transfer to the Participant. State Agency must provide to SBA a written record, including the agreed upon fair market value, of each transaction to a participant when any property has been transferred. Participants acquiring surplus property from a SASP must pay a service fee to the SASP which is equal to the SASP’s direct costs of locating, inspecting, and transporting the surplus property. If a Participant elects to incur the responsibility and the expense for transporting the acquired property,  then the SSASP will not charge you. The SASP may charge a reasonable fee to cover its costs of administering the program.  In no instance will any SASP charge a Participant more for any service than their established fees charged to other transferees. In Summary, you will not receive the equipment for free.  The SASP will charge a reasonable fee to cover the states cost of locating, inspecting and transporting the surplus property.  You must also agree not to sell the property and return the property to the state agency, or another 8(a) business. Title The title will transfer after all the paperwork has been completed by the State agency and a copy has been sent to SBA.  You will also receive a copy of the paperwork.  Your title will transfer after you receive the property. Compliance SBA will periodically review whether you are property using and maintaining the surplus property as agreed. This review may include site visits to visually inspect the property.  Remember as part of your contract you agreed to provide SBA with access to all relevant records and visitation rights to the equipment.  If SBA receives information that you may have sold or otherwise disposed of the surplus property then they will have to investigate the matter.  Also, you agreed to use the equipment as intended. Furthermore, if you fail to property maintain the equipment SBA can direct you to transfer the equipment back to the state agency or to another 8(a) business.  Also if you dispose of the equipment without SBA's consent then you could face a termination action. Conclusion In Summary, this program allows an 8(a) business to obtain equipment that it may not be able to afford presently.  This equipment can increase production or enhance your business in some manner.   Check out your local State Agency and have a discussion today about the government surplus property program. For more articles.    

This week Dan and Paul start off talking about mania (shortly after clowning RG3's hair). We discuss Tyson Fury's inspirational comeback from a 3 year bout with extreme mental illness. We also share our experiences with manic episodes, depression, suicidal thoughts, and sleep paralysis. Per usual we share a funny real life story about a mutual friend crying in Dan's car after a breakup and Dan being EXTREMELY insensitive. (3:21) Summary of Episode 3. (4:47) Tyson Fury's Inspirational Comeback from extreme Mental Illness. (15:02) Mania. (38:49) Sleep Paralysis. (47:22) Depression. (67:04) Health Insurance. (71:44) The Come Down from Mania. (74:58) Another Story: Fat Boys. (85:39) In Summary.

This week in episode 61, Ann, Becky and Dan discuss how to prepare for the death of a loved one. We're not talking preparing emotionally because that's nearly impossible. We are talking about practical things you should do leading up to, and in the days after the death of a loved one. Ann explains how to track down any life insurance policies, how to find bank accounts and gain access to them, as well as what happens to assets. The conversation takes a turn into a recurring theme here at Black Law and Legal Lies, financial literacy. (1:49) Tracking Down Life Insurance Policies. (17:25) Gaining Access to Bank Accounts. (26:27) Debts and Assets. (36:29) Financial Literacy. (62:51) Who You Gonna Call? (70:39) In Summary. (77:00) Ask an Attorney. If you enjoy the show, remember to subscribe, rate, and leave a review! Oh and tell a friend to tell a friend! Find us on social media at: Twitter IG FB If you'd like to donate to the podcast: paypal.me/blacklawpodcast --- Support this podcast: https://anchor.fm/blacklawpodcast/support

This week since Ann is still out of the country, Becky and Dan are joined by Paul from Charlotte to discuss life saving measures. Since last week was Fire Prevention week, we talk to Paul about his former profession as a Firefighter/EMT. Paul shares some things people can do when they're faced with emergency situations such as fires and medical emergencies. There are seriously a TON of gems in this episode. (2:35) Fire Safety. (29:23) This Week's Podcast Recommendation. (30:26) Medical Emergencies. (65:35) In Summary. To learn more about CPR training check out The American Heart Association Remember if you enjoy the show, subscribe, rate, and tell a friend to tell a friend! You can find us on social media at: Twitter IG --- Support this podcast: https://anchor.fm/blacklawpodcast/support

There’s a very good reason why the Fake Gurus tell you to use paid advertising, even though they know perfectly well that for home based business owners paid advertising is a huge flushing toilet the size of Niagara Falls, only instead of flushing water it flushes your cash down the drain. The Fake Gurus don’t care if that happens to you, and it will happen to you if you use paid advertising. Be sure to Subscribe to the Show! Find much more TRUTH about ECommerce on my site. EPISODE TRANSCRIPT We have a saying around here at “The People Who Know What We’re Doing Online” clubhouse, and it goes like this: “People who use paid advertising are people who don’t know how to MARKET”. This refers to home-based business owners, and if you use paid advertising now or have used it in the past, don’t take that personally. All it means is that you’ve gotten bad information from the fake 'ebiz gurus' that have told you to use paid advertising. That’s not your fault. There’s a very good reason why the Fake Gurus tell you to use paid advertising, even though they know perfectly well that for home based business owners paid advertising is a huge flushing toilet the size of Niagara Falls, only instead of flushing water it flushes your cash down the drain. The Fake Gurus don’t care if that happens to you, and it will happen to you if you use paid advertising. They need you to use paid advertising, though (which is why they tell you to do it), because the "systems, tools and wealth programs" they sell you are so uniformly horrible that they only way you’ll ever make a few sales using them is if you actually pay for advertising on TOP of using their horrible tools. This is really all about psychology. Again, the Fake Gurus know the "Magical Mystical Success Tools" they sell you are junk and won’t work. But they also know that if you use paid advertising, you will make a few sales (with a TOTALLY DIFFERENT marketing method…called paid advertising). If you start to make a few sales, then you don't realize that the "Magical Mystical Success Tools" are junk because hey, you made a few sales while you were using those tools (AND, don’t forget, paid advertising!). Psychologically they know that those FEW sales will make you feel that the junk tools DO work, but for some mysterious reason you’re not making enough sales. They'll blame that on you, telling you that you need to buy more of their tools. See, if you ever complain to the Fake Gurus about their horrible tools, they can say, “Well, since you made a few sales, our "Twenty Thousand Dollar Cornucopia Of Excellent Tools At Amazing Prices DID work, you’re just not using them right. So since you're such a dumb-ass, you need to buy our Supersized Marketing Incredo-Pac; that’s only another ten thousand dollars and the few sales you’ve made so far will multiply like rabbits on an island that only rabbits live on!” (Which, of course, they won’t. Rabbits never live on islands that only rabbits live on). See how that works? The few sales you’ll make with paid ads (which, by the way, will cost you more than you earn in profits!) will give you a false IMPRESSION (that’s a paid advertising joke…get it?) that the horrible tools work, then they tell you that you just need to buy more horrible tools to amp it up into more sales. As a home-based business owner with a limited budget and a pile of junk tools and information that frankly just suck, using paid advertising is like buying a new car, and then having to buy another new car to push the first new car with, because the first new car doesn’t run. Would you ever do that? Of course not. You wouldn’t buy the first car if it needed another car to push it because it doesn’t run. I know what you’re thinking (or at least I’m taking a reasonably educated guess). I’m guessing that you’re thinking “Hey, all those big box stores use paid advertising. Paid advertising is all over TV, radio, newspapers, magazines, billboards, bus stop benches AND the internet! So how can paid advertising be so bad??” (If you weren’t thinking that, you are NOW, right?!) Okay, let’s talk about the difference between big companies who have hundreds of millions of dollars to flood consumer markets with tons of advertising, and small home-based businesses that don’t have anywhere near that kind of money. There, we just talked about the difference. Small home-based businesses can’t afford to blanket half the known universe with paid advertising. It’s not cost-effective, at least not when you’re starting out. So how, then, is YOUR web site supposed to rise to the top of a search engine, or ever be found ANYWHERE in a search engine against all those big companies that have a gazillion dollars set aside just for lunch money? Well first, let’s dispel a myth here. Many people have been told that your web site ranking gets better and better when you pay the search engines more and more money for advertising. FALSE. Flat out, unequivocally, never-ever-happens FALSE. You CANNOT buy your way to the top of a search engine, period. So how do you get your web site to outrank all those big-box stores? Yes, it most certainly can be done. You just have to learn a thing or three.   THE SEARCH ENGINES NOW RANK SITES BASED ON AUTHORITY In the covered-wagon days of the internet, you could have a web site that had tons of different pages on it, EACH of those pages selling completely different things. That was back when the search engines were much simpler. They only understood nouns. Being simple and basic as they were, they used to rank web pages on each page’s individual merit. In those days, if AllTheStuffYouNeed.com’s web site had the word “Squeegee” on their Squeegee sales page 24 times, and BobsCratesOfVariousStufs.com’s Squeegee page had the word “Squeegee” on it’s Squeegee sales page 36 times, BobsCratesOfVariousStufs.com WINS. YOU GO, Bob! Yes, of course, it wasn’t quite that simple. But that was a lot of how ranking worked back then. Now, (starting with Google’s big ‘Panda Update’ in 2011), search engines are much more sophisticated. They understand Nouns, Verbs, Pronouns, Adjectives and lots of other word-types that you probably forgot about ten minutes after you got out of school. I know I did. They also look at fussy little things like Grammar and Syntax. The most important part is that they now look at an entire web site as a whole, not just as a loose collection of individual pages. When a web site is a serious source of authority for one thing and one thing only, Google looks at that web site with unabashed adoration in it’s googly little eyes. It LOVES that web site. It writes that web site poetry, sends it flowers, and hopes it can take that site out to dinner and a movie on Friday night. Okay, I know I got a bit carried away…but I think I made the point. So the way Google operates NOW, a web site that is a focused source of authority on one subjct will ALWAYS naturally rank very well in the search engines. Big-box store web sites and sites like Amazon and eBay have horribly scattered authority. They have tens of thousands of product pages that are not related to one another as one subject, and cannot rank well in a search engine on their own. So what is a huge site or big-box store to do? Hmmm…how about paid advertising? Big-box stores NEED paid advertising. And I’m not just talking about paid advertising online. I mean paid advertising everywhere. Those big companies would come to your house and paint an ad on your cat if they thought they could get away with it. They need physical-world mass-media advertising because they need their scatter-shot web sites to already be know to consumers ahead of time, so that consumers go there directly when they shop online.   SO THERE ARE TWO KINDS OF SUCCESSFUL SITES. 1. Sites that are big-box stores like Home Depot and Target, and bargain-hunting destinations like eBay and Amazon. They pay for advertising all over the place, online and in the physical world. They can’t rank well NATURALLY because their pages are so scattered among so many subjects that Google just can’t get an authority handle on them. But their paid advertising causes lots of people to go directly to those sites without ever using a search engine, and that’s what they need. 2. Sites that are small, home-based, very tightly niched sources of authority for one subject, and one subject only. When built and marketed properly, those sites can easily out-rank the big-box stores and mega-bargain stores all day long.   SO WHY DON’T YOU SEE THOSE SMALL SITES AT THE TOP OF THE SEARCH ENGINES ALL THE TIME? If what I just told you is true, how come you see so many big-box stores (and Ama-bay) at the top of the search engine results so often? It’s simple, really. Very few people know how to create real authority with a search engine. When a search engine can’t find a site with real, focused authority in a given search, it defaults to other ranking factors like size of the site, how long it’s been out there, how many links, etc. Why don’t more people know how to do that? That’s simple, too. If more people knew how to actually market a site with authority to a search engine, they wouldn’t need Fake Guru's horrible tools and systems. And the Fake Gurus' horrible tools and systems are a MULTI-BILLION DOLLAR INDUSTRY. That’s right, I said the B word. Most of those lousy fake marketers out there work together in some form or another, whether it’s passing your personal information around like a bowl of potato chips at a company picnic or getting together to build new garbage info-products like rusty sculptures at a junkyard art festival. They’re part of an extended fat-cat conglomerate of liars and thieves who work with each other to prevent you from finding out the truth. If everybody knew the TRUTH about online marketing, the bad guys would be out of business would and have to go back to living in their parents’ basements munching Cheetos and watching Seinfeld reruns all day. THE TRUTH IS that while paid advertising does have a place in business, that place is not in your home-based ECommerce start-up. That means Google Adwords, it means Facebook advertising, all of it. So when is paid advertising useful to a home-based business? When you learn how to market properly, your site will rise in the search engine rankings naturally and begin to make sales. As it does, you monitor your site’s metrics (read that "use Google Analytics"). After your business begins running well based on authority, your analytics will tell you what your top one or two keywords actually are. Then, if you choose to, you can put a little bit of your profits into a very SMALL, TARGETED ad campaign on just that best keyword at first. When that begins to work (which it will), you can use some of those profits to expand that campaign to other keywords that your site metrics have already told you are working for you. Then again, if you really learn how to market, you’ll never need to use paid advertising if you don’t want to.   SO, IN SUMMARY: 1. For a home-based online startup, paid advertising is too expensive, ineffective (when you don’t have site metrics) and used as a tool to fool you into thinking that the Fake Guru tools are actually working. 2. Web sites rank in the search engines when they are authoritative about one subject only, which means niching tightly into a single product line and learning how to properly market it. For tons more REAl info from my 25 years in online business, check out my FREE EBiz Insider Video Series at ChrisMalta.com. Thanks for listening, and I'll catch ya next time!  

What qualities make for a successful entrepreneur? Justin looks at the various definitions of an Entrepreneur, and the characteristics that define them, as well as gives his take on what makes someone successful. Don't forget to subscribe, and let us know how we are doing by leaving a review. Thanks for listening! ARTICLE TRANSCRIPT:  BLOG: Do You Have an Entrepreneurial Personality?   TIME INDEX: 00:31 - Evaluate Yourself 01:47 - It Takes a Lot to Get a Business Off the Ground 04:23 - Why Do 9 Out of 10 Businesses Fail? 05:30 - Personality Traits of Entrepreneurs 11:42 - Entrepreneurial Must-Haves 18:26 - In Summary   USEFUL LINKS: Financially Simple Financially Simple on YouTube Financially Simple on Facebook Financially Simple on Twitter 16 Personalities Harvard Business School, Personality Traits of Entrepreneurs The Nine Types of Entrepreneur _________ BIO: Justin A. Goodbread, CFP®, CEPA, CVGA, is a nationally recognized financial planner, business educator, wealth manager, author, speaker, and entrepreneur. He has 20+ years of experience teaching small business owners how to start, buy, grow, and sell businesses. He is a multi-year recipient of the Investopedia Top 100 Advisor and 2018 Exit Planning Institute's Exit Planner Leader of the Year.DISCLOSURES:This podcast is distributed for informational purposes only. Statements made in the podcast are not to be construed as personalized investment or financial planning advice, may not be suitable for everyone, and should not be considered a solicitation to engage in any particular investment or planning strategy. Listeners should conduct their own review and exercise judgment or consult with their own professional financial advisor to see how the information contained in this podcast may apply to their own individual circumstances. All investing involves the risk of loss, including the possible loss of principal. Past performance does not guarantee future results and nothing in this podcast should be construed as a guarantee of any specific outcome or profit. All market indices discussed are unmanaged, do not incur management fees, costs and expenses, and cannot be invested into directly. Investment advisory services offered by WealthSource Partners, LLC. Neither WealthSource Partners, LLC nor its representatives provide legal or accounting advice. The content of this podcast represents the views and opinions of Justin Goodbread and/or the podcast's guests and do not necessarily represent the views and/or opinions of WealthSource Partners, LLC. Statements made in this podcast are subject to change without notice. Neither WealthSource Partners, LLC nor its representatives, the podcast's hosts, or its guests have an obligation to provide revised statements in the event of changed circumstances. Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes the use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.   Advisors who wished to be ranked in Investopedia's Top 100 Financial Advisors list either self-submitted answers to questions compiled by Investopedia or were nominated by peers.  Rankings were determined based on the number of followers and engagement on social media, primary contribution to professional industry websites, and their focus on financial literacy.  Neither performance nor client experience, however, were considered.  No compensation was paid by WealthSource Partners, LLC or Justin Goodbread to secure placement on Investopedia's Top 100 Financial Advisors List.   The Exit Planning Institute's Leader of the Year is awarded to a nominee who is a CEPA credential holder who has made a significant impact or contribution to the exit planning profession or overall community through innovation and influence and is viewed by the Exit Planning Institute as a thought leader, risk-taker and specialist while showing characteristics of collaboration.   This podcast might recommend products or services that offer Financially Simple compensation when you use them. This compensation is used to help offset the cost of creating the content. We will, however, never suggest products/services solely for the compensation we receive.

A Galactic History of this world, Placentia, planet of plenty and rebirth. In Summary: "Placentia," channeling in The Everlasting Gospel by Allen Michael

RE-POST!!! SORRY ABOUT LAST WEEK, The podcast got MESSED up big time and I sincerely apologize, CHECK IT OUT AGAIN Summer breezes, cotton candy, babies laughing and smiling—It's all so awesome isn't it?  All the TV wannabes make it look picture perfect and easy don't they? Well, most things are never perfect, and anything with any value is typically never very easy… The real life of real estate investing isn't easy... It's never that simple and there are always complications that CAN and DO come up even on a simple purchase or sale of a property. This deal put us through the ringer, up and down and 15 rounds with the Mohammed Ali of real estate let's say. Here's a few takeaways:  -Go with your gut, if it doesn't feel right, or your intuition is pushing you a different direction, strongly consider something may not be right. -Always get a 2nd opinion even on simple day to day processes when there's a potential change made to it—e.g. sending a wire without a title company -When you make a mistake, learn from it, grow from it, gain knowledge from it and GET BACK UP again jump back in the ring In Summary, we lost about $60000 on this deal, before we even bought the property if that makes sense!  Hear the journey it took to get it back!!  Listen now!

Saturday 1 July 2017 Chapter of Prayer: Duties of the Imam The Imam has a great responsibility and this position has a great station in Islam. • It is permissible to seek to be imam Provided one is qualified • The Imam should take into account the situation of those who pray behind him and avoid making things difficult for them • When leading the prayer in congregation, the Imam should lighten it for the people [hadith] as some of those praying may be ill, or weak, or have needs to fullfil o This means making the prayer light whilst still perfecting its constituent parts (its rukoo’, sujood etc..) o The least perfection is to say subhaana rabiyal a’laa or subhaana rabiyal adheem 3 times o The Prophet used to prolong or lighten the prayer depending on the situation • The Imam should not shorten it so much that the people behind him can not do the Sunnah acts. • When praying individually he can make it as long as he wishes • It is Sunnah to recite the Qur’an in its proper manner. • He should prolong the first rak’ah so that it is longer than the second. In Summary, the Imam should look after those who pray behind him and give the imamate its due rights. Chapter of Prayer: The Prayer of those having Legal Excuses This chapter covers the sick, the traveller and the one in a state of fear. The sick: • The prayer can never be left • The ill person should try to stand to prayer – if they can not, they can sit o Sitting in the most comfortable/suitable position for him/her • If a person can not sit down, he may lie down o It is preferable to lie on the right side with his face towards the Qiblah o If one cannot lie down on his/her side, then one should lie on one’s back facing up, with body longitudinally towards Qiblah so that the feet and head face the Qiblah • If one is unable to move his/her body then they can move their eyes up and down for ruku etc • A person may begin the prayer standing and then feel that he can not continue and then sits down • Likewise a person may begin sitting down or lying down and then realise that he is able to stand or sit and may do so. • Issue #1: what if one is in hospital and cannot get out of the bed, should he deley prayer until he is discharged? • Issue #2: what if one has a problem with their back, and can stand up but cannot sit down? How should he pray? • Issue #3: what is one is capable of performing an action (e.g. rukuu or sujuud) but a trustworthy Muslim doctor advises him to pray lying down and to avoid that action (e.g. rukuu, sujuud etc), should the person follow the doctors advise even though he can perfrom the action in that moment? • QA: o What if The doctor in above example is non muslim? Or what if you are unsure if he is trustworthy ? o Who has the right to lead the prayer if the Imam is absent?