Podcasts about new york

McD's CEO went viral for awkwardly eating its new burger… but it smells like a 90s marketing McTastrophe.Iran's $20k drones cost us $4M to shoot down… It's financial asymmetry, affecting stocks.Cal AI counts your calories from food pics… and its founders are in high school.Plus, a connection between Spotify and car crashes… When new music drops, accidents pop.$MCD $SPOT $SPYBuy tickets to The IPO Tour (our In-Person Offering) TODAYArlington, VA (3/11): https://www.arlingtondrafthouse.com/shows/341317 New York, NY (4/8): https://www.ticketmaster.com/event/0000637AE43ED0C2Los Angeles, CA (6/3): SOLD OUTGet your TBOY Yeti Doll gift here: https://tboypod.com/shop/product/economic-support-yeti-doll NEWSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today's top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell. Hosted on Acast. See acast.com/privacy for more information.

Donald Trump is the hammer of the Christian nationalists that built America, and rely on forever wars to assert their dominance. In this special live Gaslit Nation taping, Andrea discusses the real story behind Trump/Kushner and Israel's war. The Trump/Kushner families get to grift, illegally enriching themselves, endangering our national security and very lives, while the Pentagon looks the other way.  At least the Washington, DC elite, along with Israel, finally get their war with Iran.  As Andrea has long warned: World War III has already started. This week, Gaslit Nation provides the stories behind the stories, mapping out where this is all headed, and most importantly, what we can do to resist and build a better world. This week's bonus episode will be the Q&A portion of our live-taping, featuring questions from our audience. To listen to the full recording, be sure to subscribe at the Truth-teller ($5/month) or higher level on Pateron.com/Gaslit. Thank you to everyone who keeps our independent journalism going during these turbulent times. We could not make this show without you!  Join our community of listeners and get bonus shows, ad free listening, group chats with other listeners, ways to shape the show, invites to exclusive events like our Monday political salons at 4pm ET over Zoom, and more! Discounted annual memberships are available. Become a Democracy Defender at Patreon.com/Gaslit New! There's now a California Signal Group for Gaslit Nation listeners to find each other and connect in that state. Find the link on Patreon.com/Gaslit.  Show Notes:   Russia Should Get Ready for the Fall of Vladimir Putin https://www.19fortyfive.com/2026/03/russia-should-get-ready-for-the-fall-of-vladimir-putin/   For Kushner, Israel Policy May Be Shaped by the Personal https://www.nytimes.com/2017/02/11/us/politics/jared-kushner-israel.html?unlocked_article_code=1.QVA.k_Mc.ukQ2I2AgWRiQ&smid=url-share   As Tensions With Iran Escalated, Trump Opted for Most Extreme Measure: While senior officials argue the drone strike was warranted to prevent future attacks, some in the administration remain skeptical about the rationale for the attack. https://www.nytimes.com/2020/01/04/us/politics/trump-suleimani.html?unlocked_article_code=1.QVA.TdSS.Vi_-mzc5Zb-W&smid=url-share   Russian Oligarch Oleg Vladimirovich Deripaska and Associates Indicted for Sanctions Evasion and Obstruction of Justice https://www.justice.gov/archives/opa/pr/russian-oligarch-oleg-vladimirovich-deripaska-and-associates-indicted-sanctions-evasion-and   Did the FBI's Charles McGonigal Help Throw the 2016 Election to Trump?: The shocking indictments against the former head of counterintelligence for the FBI in New York raise many dark questions.  https://newrepublic.com/article/170328/charles-mcgonigal-throw-2016-election   New York Times article Andrea references mentioning Reid Hoffman: Big Donors Turn on Biden. Quietly: Some of the president's past supporters want a new candidate, but they are leery of going public. https://www.nytimes.com/2024/07/03/us/politics/biden-donors-debate.html?unlocked_article_code=1.QVA.QVGf.oDxmofN4ILKB&smid=url-share   1972 Electoral College Results https://www.270towin.com/1972-election/   Russia's most important Middle East base is not where you think https://www.atlanticcouncil.org/blogs/menasource/russias-most-important-middle-east-base-is-not-where-you-think/   The Church Committee Report: https://www.senate.gov/about/powers-procedures/investigations/church-committee.htm   Trump ordered to pay $382,000 after losing UK lawsuit over Steele dossier https://www.theguardian.com/us-news/2024/mar/07/trump-loses-lawsuit-steele-dossier Israel, US will ensure Iran does not have nuclear capabilities, Israeli U.N. envoy says https://www.reuters.com/world/middle-east/israel-us-will-ensure-iran-does-not-have-nuclear-capabilities-israeli-un-envoy-2026-03-02/   Trump seeks to justify Iran war, but stated objectives shift https://www.reuters.com/world/trump-says-he-ordered-iran-strikes-thwart-tehrans-missile-program-2026-03-02/   Trump's First Administration Shut Down Investigation Into Epstein: The state of New Mexico was investigating Jeffrey Epstein's ranch, but then the Department of Justice intervened. https://newrepublic.com/post/207226/donald-trump-first-administration-investigation-epstein-ranch   Jonathan Karl: Pres Trump told me tonight the US had identified possible candidates to take over Iran, but they were killed in the initial attack. "The attack was so successful it knocked out most of the candidates," Trump told me. "It's not going to be anybody that we were thinking of because they are all dead. Second or third place is dead." https://bsky.app/profile/atrupar.com/post/3mg2bruf4wk2q   The Playbook for Defeating MAGA: The Church Committee Report https://gaslitnation.libsyn.com/the-playbook-for-defeating-maga-the-church-committee-report   EVENTS AT GASLIT NATION: New! There's now a California Signal Group for Gaslit Nation listeners to find each other and connect in that state. Find the link on Patreon.com/Gaslit.  The Gaslit Nation Outreach Committee discusses how to talk to the MAGA cult: join on Patreon. Minnesota Signal group for Gaslit Nation listeners in the state to find each other: join on Patreon. Vermont Signal group for Gaslit Nation listeners in the state to find each other: join on Patreon. Arizona-based listeners launched a Signal group for others in the state to connect, join on Patreon. Indiana-based listeners launched a Signal group for others in the state to join, only on Patreon.  Florida-based listeners are going strong meeting in person. Be sure to join their Signal group, available on Patreon.  Gaslit Nation Salons take place Mondays 4pm ET over Zoom and are recorded and shared on Patreon.com/Gaslit for our community  

As America and Israel continue to bombard Iran, much of Iran's retaliation is directed against energy infrastructure. With tankers blocked and oil prices rising, our correspondent discusses the impact on the global economy. Why do student debts weigh heavily on Britain's graduates? And is line dancing really becoming sexy? Guests and host:Rachana Shanbhogue, business affairs editorJosh Roberts, capital markets correspondentHollie Berman, news editor, US bureau  Rosie Blau, co-host of “The Intelligence” Jason Palmer, co-host of “The intelligence”Topics covered: Iran, oil, gas, global economy, Dubai, Gulf, stockmarketsBritain, universities, student loans, taxLine dancing, New York, bar cultureListen to what matters most, from global politics and business to science and technology—Subscribe to Economist Podcasts+For more information about how to access Economist Podcasts+, please visit our FAQs page or watch our video explaining how to link your account.  Hosted on Acast. See acast.com/privacy for more information.

Bryan went to CNN headquarters in Washington, D.C., to talk to CNN's Wolf Blitzer! Bryan has Wolf take us through his media life through the lens of five big stories. Before that, they talk about Wolf's upbringing and playing football in the Buffalo, New York, area and what made him decide to become a journalist. Then, the first big story they discuss is covering the Pentagon for CNN during the first Gulf War (16:17). The second is the Bill Clinton-Monica Lewinsky controversy (29:48). Third is what he remembers about covering 9/11 (37:32). And the last two are the election of Barack Obama in 2008 (45:41), and the election of Donald Trump in 2016 (52:23). Host: Bryan CurtisGuest: Wolf BlitzerProducers: Bruce Baldwin and Isaiah BlakelyAdditional Production: Ted Tuel and Dylan Nathan Learn more about your ad choices. Visit podcastchoices.com/adchoices

Éamon de Valera is one of the most influential figures in modern Irish history. Born in New York in 1880s and raised in rural Limerick, he rose from obscurity to become a central figure in the Irish Revolution. He played a major role in the 1916 Rising, became the most internationally recognised Irish figure during the War of Independence, and was central to the Treaty split that led to the Civil War. Although defeated in that conflict he returned to politics as a founder of Fianna Fáil and, in 1932, began the long era in which he dominated Irish public life.Today he is often remembered as the architect of a conservative, Catholic and insular Ireland. This podcast featuring, David McCullagh, looks at de Valera's early years and rise to power and seeks to answer if he was the architect of a conservative state, or simply a reflection of the Irish society that shaped him?My guest is David McCullagh. David is a broadcaster with RTÉ, has a PhD in politics and is the author of six books, including a biography of John A. Costello, The Reluctant Taoiseach, a two-volume biography of Éamon de Valera, Rise and Rule, and most recently From Crown to Harp: How the Anglo-Irish Treaty Was Undone. RTÉ broadcaster and author of the acclaimed two volume biography of de Valera, You can find David's books here.Sound by Kate Dunlea. Hosted on Acast. See acast.com/privacy for more information.

Toni Laites made history last year as the first American to win Love Island, but her journey to the villa was anything but ordinary. Discovered in Las Vegas working as a cabana girl by the show's creative director, Toni was persuaded to fly 6,000 miles to Mallorca. The rest, as they say, is history. But you don't need to be a Love Island superfan to love this episode. Toni is funny, emotionally intelligent and disarmingly honest. She opens up about living with the chronic illness Ulcerative Colitis, her pattern of choosing the wrong men in the past, working through anxious attachment and the hard-won strength it takes to forgive yourself. This is a conversation about resilience, self-awareness and what it really means to back yourself - even when the odds (and the public vote) are against you. ✨ IN THIS EPISODE: 03:18 Vegas Sales to Villa Casting 05:36 Saying Yes to Love Island 07:21 Life Inside the Villa 08:33 Votes, Outcasts and Forgiveness 10:57 The Big Three Friendship 14:18 Health Scare and Ulcerative Colitis 28:10 Tourist In London 28:43 Toxic Dating Patterns 32:22 Pressure On Her Relationship 34:57 Fame And Social Media 37:34 Family And Attachment 44:28 Self Criticism And Hate 49:44 Plan For The Future

Ella Quittner is a great home cook and writer in New York. Her new book, Obsessed With The Best, is out now. We chat with her about meal replacement, cutting your hair at the airport, life's simple pleasures change during pregnancy, the Bon Appétit heyday, her time working in private equity, a truck driver's diet, eating "goo," her dad's level of whimsy, we make her compare herself to her siblings, her thoughts on some LA restaurants and dining overall, and what happens to her husband once they hit the airport. instagram.com/equittner twitter.com/donetodeath twitter.com/themjeans howlonggone.com Learn more about your ad choices. Visit megaphone.fm/adchoices

As the New York Jets continue searching for their next quarterback, Evan Roberts and Tiki Barber dive deeper into the debate between Kyler Murray and Kirk Cousins. Evan argues Murray represents the higher upside play. If the former No. 1 overall pick lands in the right situation with Garrett Wilson, Breece Hall, and a solid offensive line, the Jets could give him the perfect one-year prove-it opportunity to revive his career after the Arizona Cardinals move on. Tiki sees it differently. He believes Cousins fits offensive coordinator Frank Reich's system far better and gives the Jets a more stable path in the short term while they figure out the long-term quarterback position. The guys also revisit their original takes from December, debate whether Murray would actually want to come to New York, and open up the phone lines to Jets fans weighing in on which quarterback they prefer. Plus, a few callers throw out wild scenarios involving teams like the Minnesota Vikings and Pittsburgh Steelers, while Evan explains why chasing upside might be the only way for the Jets to finally solve their decades-long quarterback problem.

The Arizona Cardinals are expected to move on from Kyler Murray, and suddenly the quarterback market gets very interesting. Evan Roberts and Tiki Barber debate whether the New York Jets should take a chance on the former No. 1 overall pick if he becomes available. Evan makes the case for chasing upside. Murray is still under 30, a multi-time Pro Bowler, and far more accomplished than most quarterbacks the Jets have rolled out in recent decades. If New York is looking for a big swing instead of a safe single, Murray could represent the kind of high-reward gamble that changes the franchise. Tiki pushes back, pointing to Murray's injury history, leadership style, and whether he would even be the right fit for new offensive coordinator Frank Reich. The conversation also explores Murray's limited landing spots around the league, why the Jets might actually be an appealing destination, and whether New York should prioritize upside or stability at the most important position.

British Columbia adopts permanent daylight saving time while WA and OR stay stuck. Trump reveals what he thinks would be the worst-case scenario in Iran. // Big Local: A dog in Sudden Valley survived a cougar attack after the owner rushed to its aid. An Anacortes woman who grew up behind the Iron Curtain has raised $800K for Ukraine. A criminal is attempting to get a lighter sentence for a murder he committed in 1994. // You Pick the Topic: Employees that denied service to a customer for wearing a Trump shirt have been fired. A small plane crashed in New York in what is being called another ‘miracle on the Hudson.’

Today's guest is Britton Smith—Broadway actor, Tony Award winner, activist, and frontman of the band Britton & The Sting. Britton is a founding member of the Broadway Advocacy Coalition, the arts-and-activism organization that received a Special Tony Award in 2020. Onstage, he's appeared in shows like “Shuffle Along,” “After Midnight,” and “Be More Chill.” Offstage, he's building something entirely his own. Britton joins host Kerry Diamond to talk about growing up in Texas, moving to New York at 18, and the path that led him to a Tony Award for advocacy. They also dive into Britton's music career and his group, Britton & The Sting, which was born after a mysterious taxi driver told him, “You need to start a band.” Britton & The Sting's new album, “Return to Mama,” explores water as teacher, spirit, and guide. Visit here for tickets to their free World Water Day Concert on Friday, March 27th Cherry Bombe on SubstackThe Jubilee Business Owners Pass applicationOur new Mom's the Bombe issue More on Britton: Instagram, Britton & The Sting, Broadway Advocacy Coalition More on Kerry: Instagram, “So You Want To Open A Restaurant” Substack series

Rena from Cold Spring, NY, called Mark to express her excitement that Curtis Sliwa will be returning to New York radio permanently as the new morning show host alongside Larry Mendte. Dan from Queens, NY, shared his opinion that Ann Coulter should join The View to offer a challenge to the panelists on the show.

Sid is joined by immigration attorney and outspoken pro-Israel advocate Abraham Hamra following the backlash Sid received from New York Democrats over comments about Zohran Mamdani. Hamra defends Sid's right to speak out, calls on Mamdani to condemn calls to “globalize the intifada,” and argues that New York's political leadership has failed to confront rising antisemitism. The conversation also touches on free speech, the response from City Hall, and the broader debate over protests and Jewish safety in New York City. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Friends Like Us, host Marina Franklin talks with Vanessa Fraction and Kenice Mobley on  everything from winter sports to the wild world of reality TV. It's a lively discussion filled with humor, insight, and all the laughs you need!  Vanessa Fraction is a talented and hilarious comedian, actress, and writer who has made her mark in various forms of entertainment. She can currently be heard as a co-host on the Nappy Boy Radio Podcast hosted by Tpain and seen in the movie Praise This on Peacock. Vanessa can also be seen guest hosting on the entertainment news show Dish Nation. As a stand-up comedian, Vanessa has performed on Def Comedy Jam , Laff Mobs Laff Tracks , and more. Her writing credits include Raven's Home , 106 & Park , and The Mo'Nique Show. Additionally, she has appeared in the film Barbershop 2 and television shows Last Call, Mann & Wife (BounceTV), Comedy KnockOuts (TruTV) and Tales (BET) Not only is Vanessa "Action" Fraction a talented entertainer, but she is also a certified self-defense instructor. She teaches her unique class called Kicks & Comedy, combining her love for humor with her passion for empowering others through self-defense. Kenice Mobley performs stand up comedy around the world and recently made her late-night debut on The Tonight Show with Jimmy Fallon. She appears regularly on SiriusXM and is a Finalist in the StandUp NBC Competition. She was named to Vulture's 2021 list of Comedians You Should and Will Know. Kenice's debut comedy album Follow Up Question, filmed at Union Hall in New York, was released in December 2022. Kenice worked on the BET Awards and By Us For Us, a sketch comedy series presented by Color of Change. She hosts Complexify on ViceNews, Love About Town, an interview and relationship podcast, and Make Yourself Cry, available on Planet Scum. Always hosted by Marina Franklin - One Hour Comedy Special: Single Black Female ( Amazon Prime, CW Network), TBS's The Last O.G, Last Week Tonight with John Oliver, Hysterical on FX, The Movie Trainwreck, Louie Season V, The Jim Gaffigan Show, Conan O'Brien, Stephen Colbert, HBO's Crashing, and The Breaks with Michelle Wolf. Writer for HBO's 'Divorce' and the new Tracy Morgan show on Paramount Plus: 'Crutch  

From losing his entire $25,000 life savings on his first investment to backing over 70 startups, Andrew Ackerman shares proven strategies for evaluating founders, testing assumptions cheaply, and why the best entrepreneurs see deals where others see nothing. In this episode of the DealQuest Podcast, host Corey Kupfer sits down with Andrew Ackerman, a serial entrepreneur turned early-stage investor and innovation expert. Andrew is currently a strategic advisor and head of Reach Labs at Second Century Ventures, consults on corporate innovation strategies and venture studios, and serves as an adjunct professor of entrepreneurship. He previously served as managing director at DreamIt Adventures, one of the top five accelerator programs in the world. He has invested in over 70 startups and written over 60 published articles for Forbes, Fortune, and other major publications. WHAT YOU'LL LEARN: In this episode, you'll discover why Andrew looks for the instinct to hustle for deals rather than focusing on the idea itself, how accelerators fill the gap between friends and family money and proper VC rounds, and why testing assumptions with a five-dollar pack of index cards can save months of development time. Andrew explains the real difference between SAFE notes and convertible notes, what makes lawyers often terrible startup advisors, and the SeatGeek origin story that proves early testing can turn a failing startup into a billion-dollar company. ANDREW'S JOURNEY: Andrew's path started with both grandfathers as entrepreneurs, one running candy shops and the other creating insurance products. Coming out of University of Chicago in the 90s when startups weren't a thing, he chose consulting before realizing the startup world had caught up. His first venture Bunk One provided internet services for summer camps and exited successfully. His second startup taught harder lessons through founder drama and failure. Angel investing came accidentally through a pharma deal he admits he had no business making, but getting lucky early hooked him. Eventually he joined DreamIt Adventures, running their New York office. KEY INSIGHTS: When evaluating founders, Andrew looks for the instinct to hustle. He shared an example of a founder who rented pencils in fifth grade for a nickel a day. Not sold. Rented. That entrepreneurial DNA shows up early and separates successful founders from everyone else. The SeatGeek story proves early testing works. A startup in his accelerator tested conversion rates early instead of waiting, discovered they were completely off, pivoted in seven weeks, and built a billion-dollar company. Lawyers often make terrible startup advisors because their incentive structure is backwards. Billing by the hour doesn't reward speed, and careers focused on avoiding mistakes rather than making deals happen. Perfect for founders thinking about raising capital, anyone curious about how accelerators work, aspiring angel investors wondering how to evaluate founders, and entrepreneurs who want practical frameworks for testing assumptions. FOR MORE ON THIS EPISODE: https://www.coreykupfer.com/blog/andrewackerman FOR MORE ON ANDREW ACKERMAN:https://www.andrewbackerman.comhttps://www.amazon.com/Entrepreneurs-Odyssey-Approach-Startup-Success/dp/1032883545/ref=tmm_pap_swatch_0http://www.linkedin.com/in/andrewbackermanhttps://x.com/andrewackermanhttps://www.instagram.com/andrewbackerman/FOR MORE ON COREY KUPFER https://www.linkedin.com/in/coreykupfer/ https://www.coreykupfer.com/ Corey Kupfer is an expert strategist, negotiator, and dealmaker. He has more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker. He is deeply passionate about deal-driven growth. He is also the creator and host of the DealQuest Podcast. Get deal-ready with the DealQuest Podcast with Corey Kupfer, where like-minded entrepreneurs and business leaders converge, share insights and challenges, and success stories. Equip yourself with the tools, resources, and support necessary to navigate the complex yet rewarding world of dealmaking. Dive into the world of deal-driven growth today! Guest Bio Andrew Ackerman is a serial entrepreneur turned early-stage investor who has invested in over 70 startups. He heads Reach Labs at Second Century Ventures, previously ran DreamIt Adventures' New York office, and teaches entrepreneurship. He has written over 60 articles for Forbes and Fortune and authored The Entrepreneur's Odyssey, written as a novel because stories stick better than frameworks. Related Episodes Episode 370 - Gerry Hays: Democratizing Venture Capital Through VentureStaking Episode 350 - Tom Dillon: Understanding Business Valuation and Exit Planning Realities Episode 89 - Sherisse Hawkins: Capital Raising Journey and Funding Realities Keywords/Tags angel investing, accelerator programs, startup evaluation, founder assessment, SAFE notes, convertible notes, early stage investing, venture capital, startup testing, lean startup, DreamIt Adventures, Second Century Ventures, startup validation, startup pivots, SeatGeek

In this episode of our Litigation Lens podcast series, Shareholders Michael Nail (Greenville) and Sarah Zucco (New York) analyze Dudnauth v. A.B.C. Carpet & Home Inc., a case from the U.S. District Court for the Southern District of New York involving disability discrimination and wage and hour claims under New York state law. Michael and Sarah discuss how the court granted summary judgment on the plaintiff's discrimination and overtime claims based largely on his own deposition testimony admitting he could not work and did not exceed 40 hours per week, while denying summary judgment on the pay frequency claim due to a genuine dispute over whether he qualified as a “manual worker” entitled to weekly pay. In this episode, the speakers highlight key takeaways for employers on the importance of maintaining payroll records, understanding state-specific wage requirements, and the fact-intensive nature of disability accommodation and exemption analyses.

We are back to tackle a golden calf. We are discussing the debut album from New York hardcore legends, Sick of It All. Blood, Sweat, and No Tears was released in 1989, and served as the template for NYHC in the 90's.  Call our voicemail line 202-688-PUNK or send us a voice note at punklottopod@gmail.com to get it played on the show Join our new $5 Patreon Producer Tier to get your name said on the show every week. You also get access to a Producer exclusive monthly bonus episode discussing a different EP, and you get to vote in the poll that determines what EP we talk about that month. You can also join our $1 tier to get access to all of our weekly bonus audio. We also have a $10 tier where you get to choose the album we discuss on an episode - patreon.com/punklottopod Major Awards EP - majorawards.bandcamp.com Merch Shop  - redbubble.com/people/punk-lotto-pod/shop Podcast platforms and social media links at linktr.ee/punklottopod Leave us a review and rating on Apple Podcasts and Spotify. Song clips featured on this episode: The Blood and the Sweat by Sick of It All Clobberin' Time / Pay the Price by Sick of It All Injustice System by Sick of It All

This episode originally ran in 2016, and we pulled it out of the archives to share with you here, and to kick off a new season of TTFA Anthologies, where we pull together a themed season of some of our best episodes. This season the theme is Grief: It's Complicated…stories about the kind of grief you won't find in the sympathy card aisle. Stories like the one you're about hear. We have a separate podcast feed for these seasons. It's linked in our show description, or you can find it on your podcast app by searching TTFA Anthologies. _ Damon's grandparents were murdered 18 months before he was born. He never knew them, but their deaths — and the trial for their killer — defined much of his childhood.  For nearly three decades, Damon's mother has attended every parole hearing to deliver a victim impact statement.  When we meet Damon, there is another such hearing coming up, but his mother is unable to attend. For the first time in his life, Damon prepares to see his grandparents' murderer face to face.   Originally published 1/23/2017 – Fordham University's Master of Social Work program is ranked among the nation's top 8% of graduate social work programs by the U.S. News & World Report. With three New York campuses, plus hybrid and fully online options, Fordham's flexible program works with your schedule to help you earn a degree on your timeline. Our evening and weekend part-time study plan is ideal for working adults, with most students maintaining employment throughout their education.  Learn more about Fordham University's Master of Social Work program at: fordham.edu/TTFA. _ Find Nora's weekly newsletter here! Also, check out Nora on YouTube. _ The Feelings & Co. team is Nora McInerny, Marcel Malekebu and Grace Barry. _ Find all our shows at www.feelingsand.co. Learn more about your ad choices. Visit megaphone.fm/adchoices

Oil's up, airlines are down, and so is Chipotle… We look at how War in Iran hits everything markets.Dutch Bros is now the #3 coffee chain… but it's actually an energy drink chain in disguise.Anthropic vs. The Pentagon vs. OpenAI… Can morals become marketing?Plus, the next cutting edge technology is in your undies… It's the Fitbit of Farts.$BROS $SPY $GOOGBuy tickets to The IPO Tour (our In-Person Offering) TODAYArlington, VA (3/11): https://www.arlingtondrafthouse.com/shows/341317 New York, NY (4/8): https://www.ticketmaster.com/event/0000637AE43ED0C2Los Angeles, CA (6/3): SOLD OUTGet your TBOY Yeti Doll gift here: https://tboypod.com/shop/product/economic-support-yeti-doll NEWSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today's top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell. Hosted on Acast. See acast.com/privacy for more information.

Phong Le is CEO of Strategy (formerly MicroStrategy), and David Bailey is CEO & Chairman of KindlyMD. This conversation was recorded live at Bitcoin Investor Week in New York. In this conversation, we discuss Strategy's evolution from a bitcoin holding company to a leveraged treasury and now a digital credit platform, including the launch of its perpetual preferred product designed to offer bitcoin exposure with lower volatility and yield. We also cover capital markets strategy, competition among bitcoin treasury companies, macro impacts, and bitcoin's continued integration into Wall Street and global finance.======================BitcoinIRA: Buy, sell, and swap 80+ cryptocurrencies in your retirement account. Take 3 minutes to open your account & get connected to a team of IRA specialists that will guide you through every step of the process. Go to https://bitcoinira.com/pomp/ to earn up to $1,000 in rewards.======================Arch Public is an agentic trading platform that automates the buying and selling of your preferred crypto strategies. Sign up today at https://www.archpublic.com and start your automated trading strategy for free. No catch. No hidden fees. Just smarter trading.======================0:00 - Intro0:25 - Strategy's three phases of buying bitcoin7:04 - Bitcoin's graduation into Wall Street & traditional finance10:11 - Macro economy & Fed policy12:01 - Would they ever sell their bitcoin holdings?15:26 - Bitcoin, government policy, & political adoption19:52 - The responsibility of running a public bitcoin company26:35 - The future of bitcoin treasury models & consolidation

Jim Norton and Matt Serra welcome two lightweights at very different stages of their careers.First, 27-year-old Francis Marshall joins the show following his first-round submission win in Mexico City. Marshall breaks down surviving an early spinning wheel kick before locking up the finish and reflects on bouncing back after a difficult stretch in the Octagon. In his UFC Unfiltered debut, Marshall and Matt connect over their shared ties to the Northeast fight scene, including Marshall's experience competing on Lou Neglia's Ring of Combat — the long-running proving ground for fighters from New Jersey and New York, and a staple for many Serra-Longo athletes over the years.Then, Michael Johnson returns as he gears up for what he's calling one last run at lightweight. “The Menace” discusses longevity, chasing a fourth straight win, how he keeps his body feeling young at 39, and what still fuels him nearly 15 years into his UFC career.In between interviews, Jim and Matt break down the newly announced UFC 327 card, headlined by Jiří Procházka vs. Carlos Ulberg for the light heavyweight title recently vacated by Alex Pereira. They also debate whether Pereira's decision signals a move to heavyweight for Jon Jones — and what that could mean for a potential blockbuster fight at the White House.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Jets reportedly franchise tag Breece Hall, and the guys break down why New York chose the franchise tag over the transition tag, what it means for a long-term extension, and why they're convinced Breece will play. Then the conversation shifts to the World Baseball Classic, where Paul Skenes' “close second to military service” quote sparks a heated debate about tone, timing, and representing your country. They compare Skenes to Tarik Skubal's one-start plan and why fans hate the “mercenary” vibe, plus a caller currently in the military weighs in. Later, it's rapid-fire breaking news: a PED suspension report involving Jurickson Profar, and a stunner from the NFL world as the Seahawks are not expected to tag Kenneth Walker, potentially impacting the Giants' plans. The hour also features a spirited Giants discussion (including the “LOL Giants” argument), a wild trip into the WFAN archives with old Lakers-Rockets Game 7 stringer updates, and a Mets first base debate that has Brett Baty emerging as the surprising innings leader. Plus: East Coast vs West Coast fan culture, Dodger Stadium horror stories, and plenty of classic Evan and Tiki chaos along the way.

he clock is ticking on Breece Hall and the Jets have three options: long-term extension, transition tag, or the full franchise tag. Evan and Tiki break down why the franchise tag may be the safest move, why the transition tag could spark drama, and why letting him sniff free agency would be a mistake. Is Hall the best running back available right now? The guys compare him to draft prospects like Jeremiah Love and debate whether the Jets can afford to gamble on a rookie instead of locking up a proven 24-year-old weapon. Then it gets wild. The Jets quarterback room is about to be completely rebuilt. Evan unveils his QB Big Board and the predictions fly: Is Kirk Cousins really in play? Would Geno Smith circle back to New York? Could Derek Carr reunite with Aaron Glenn? Is Kenny Pickett the long-term backup play? From bold predictions to full-on chaos, Evan and Tiki each lock in their two veteran QB picks for 2026 and invite Jets fans to do the same. Plus: unearthed audio from Tiki's draft day and a vintage Evan Roberts sports update you have to hear to believe. Jets drama. QB roulette. Cap space chess. It's all here.

Stanford White is one of the most recognizable figures of the Gilded Age. Known for his flamboyant style and outsized personality, he loomed large over New York society.  His private life captured headlines and fueled persistent gossip, particularly his scandalous relationships with young women—most famously the chorus girl and model Evelyn Nesbit. His sensational 1906 murder at the hands of Evelyn's husband, Harry K. Thaw, was quickly dubbed “the crime of the century.” This very special episode, however, turns away from the scandal to focus on White's work, his artistic eye, and his extraordinary design talent. Stanford White's great-grandson, architect Samuel White, joins The Gilded Gentleman for an in-depth look at how White's genius developed and evolved, and how he managed his collaborations with partners Charles McKim and William Mead, as well as with the renowned sculptor Augustus Saint-Gaudens.  With Sam's unique perspective, this conversation offers fresh insight into some of White's most celebrated works and illuminates the creative vision of one of America's greatest architects. For more information on Stanford White and his life and murder, listen to the Bowery Boys episode #188 The Murder of Stanford White Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

"Sinners," directed by Ryan Coogler, made Academy Awards history recently when it garnered a record 16 Oscar nominations. One, for Best Supporting Actor, went to Delroy Lindo, a 73-year-old now receiving his first nomination. Jeffrey Brown met Lindo in New York for our arts and culture series, CANVAS. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

We are back for Part 3 of the Carson Kressley mini-series! This time, we are trading the design studio for the kitchen, recording live from the set of Beat Bobby Flay in New York City. Carson sits down with his good friend, the Iron Chef himself, Mr. Bobby Flay. Bobby turns the tables and lets Carson do the baking (featuring his famous Amish-adjacent Pennsylvania Dutch custard pies!), while the two discuss the undeniable link between hospitality, food, and interior design. Bobby breaks down the psychological trick of the "Orange Glow" in his restaurants, how he works with his interior designer Olivia Jane, and the layout secrets of his personal home kitchens in New York, the Hamptons, and London. Quick Decorating Takeaways: Flatter Your Guests with Lighting: Bobby insists that lighting is the unsung hero of a successful restaurant or dinner party. He aims to create an "Orange Glow" in his spaces to ensure that everybody feels like they look good while dining—if they feel good about how they look, they'll have a better time. Design for You, Not for Resale: Bobby strongly advises against designing your home based on what a hypothetical future buyer might want. Instead of living in a safe, generic space for "resale value," you should design your home for the way you want to live in it right now. The Best Way to Serve a Crowd: When entertaining at home, Bobby rarely does plated dinners. He prefers a "family style" approach because it feels comforting and allows guests to take exactly what they want. His top entertaining essential? A collection of really cool trays to easily carry food and drinks around the room. What You'll Hear on This Episode: 00:00 Welcome to Week 3 of the Carson Kressley Takeover!  01:00 Live from the set: Carson bakes for an Iron Chef  03:00 Why interior design is just as important as the menu  04:30 The secret to the "Orange Glow" lighting  07:00 Bobby's partnership with his interior designer, Olivia Jane  09:00 Why Bobby loves shopping for vintage furniture on 1stDibs  16:30 How a chef designs his own kitchens: 18-foot islands & Hamptons bistro tables  19:30 Why you shouldn't design a house just for "resale value"  20:40 Entertaining tips: Trays and family-style meals  22:00 Designing his 1920s Tudor house in Saratoga and his London apartment  27:00 Bobby & Carson's London restaurant and hotel recommendations  29:20 The pie reveal: Strawberry and Raspberry custard  32:00 Sneak peek at next week's guest: Pat Altschul  Also Mentioned: Bobby's Podcast: Bobby on the Beat  London Spots: Berenjak, Scott's, Brat, The Broadwick Soho hotel  Bobby's Restaurants: Amalfi, Brasserie B, Bobby's Burgers  Vintage Shopping: 1stDibs  Shop the Carson Kressley Collection at Ballard Designs  Please send in your questions so we can answer them on our next episode! And of course, subscribe to the podcast in Apple Podcasts so you never miss an episode. You can always check back here to see new episodes, but if you subscribe, it'll automatically download to your phone. Happy Decorating! Learn more about your ad choices. Visit megaphone.fm/adchoices

Tayne, host of the Altar Call MAFS podcast, joins me to talk about Love Is Blind, Kenny from Love Island USA season 6 being terrible, the official Real Housewives of New York cast, Married to Medicine, Real Housewives of Potomac and more! ⁠ACCESS AD-FREE, BONUS AND VIDEO EPISODES BY BECOMING A PATRON HERE⁠⁠⁠⁠ Follow Tayne on⁠⁠⁠ ⁠Instagram⁠⁠⁠⁠ and listen to her⁠⁠⁠ ⁠podcast⁠⁠⁠ Follow me on⁠⁠⁠⁠ ⁠Instagram⁠⁠⁠⁠⁠ ⁠Support the show⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Tayne, host of the Altar Call MAFS podcast, joins me to talk about Love Is Blind, Kenny from Love Island USA season 6 being terrible, the official Real Housewives of New York cast, Married to Medicine, Real Housewives of Potomac and more! ⁠ACCESS AD-FREE, BONUS AND VIDEO EPISODES BY BECOMING A PATRON HERE⁠⁠⁠⁠ Follow me on⁠⁠⁠ ⁠Instagram⁠⁠⁠⁠ Follow Tayne on⁠⁠⁠ ⁠Instagram⁠⁠⁠⁠ and listen to her⁠⁠⁠ ⁠podcast⁠⁠⁠ Support the show Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's episode of AllAboutTRH, we're covering a LOT and some of it might not be the popular take. We start with the new Tyra Banks documentary and give our unexpected take. Then we get into the latest New York casting news and the red flags already popping up, including new Housewife Hailey Glassman being exposed for trolling behavior and why the comparisons to Monica Garcia feel a little too familiar. Over in Potomac, we break down Part 3 of the reunion and reveal why Stacey Rusch has been vindicated.Of course, we're diving into Beverly Hills, from why Boz's man is setting off alarms for us, to Erika Jayne opening up, and the ongoing Kyle vs. Dorit tension that just refuses to die. Hot takes, red flags, and all the messy dynamics, we're unpacking it all. Subscribe to 'AllAboutTRH' on ⁠⁠⁠⁠⁠⁠⁠Apple Podcast⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/allabouttrh-podcast/id1554996153⁠⁠⁠⁠⁠⁠⁠ Follow 'AllAboutTRH' on ⁠⁠⁠⁠⁠⁠⁠Spotify ⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/79BLlV7530ggskem3tAvjp?si=3ea7024174324d3c⁠⁠⁠⁠⁠⁠⁠ Follow AllAboutTRH On ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow AllAboutTRH On ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow AllAboutTRH On ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join Rox & Shantel of AllAboutTRH on our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Meagan is back behind the mic and reintroducing the Resting Bliss Face Podcast, sharing why she first launched it in 2019 as a fitness instructor and health coach with two little ones at home. Her goal then (and now) was simple: be a positive voice for women, remind them to take care of themselves, and help them expand what they believe is possible. Since those early episodes, life has grown in the best ways. Meagan welcomed a third baby and opened her own Pilates studio in her town, which just celebrated its two-year anniversary. In a world that often feels chaotic and loud, her mission remains the same: to hype you up, encourage you, and remind you that you're capable of more than you think. This episode centers around one powerful theme: creating opportunity instead of waiting for it. Meagan walks through her journey, from childhood dreams of working in Boston radio, to building a corporate career in mutual funds, landing a job at KISS 108, making the leap to New York radio, and choosing Equinox despite people warning her it was a "resume killer." That leap opened doors to roles at Rue La La and eventually being recruited by Yahoo. All the while, she was building her fitness career on the side, completing teacher training while working full-time, launching coaching programs, creating an on-demand platform during COVID (while pregnant and sick), and eventually opening her own studio after noticing a gap in her local community. She shares openly that she didn't have industry connections or family financial backing. What did she have? A willingness to bet on herself, over and over again. Setbacks weren't failures; they were lessons. Meagan also gives a few current updates: the studio is thriving, she's planning another retreat, teasing a new upcoming initiative, and has partnered with Atmosphera, a female-founded, climate-specific skincare company she genuinely loves. If you're curious, she invites you to reach out (no pressure at all) and mentions she'll include a link in the show notes!  She wraps up by sharing that she now has a team helping edit the podcast, with a goal of releasing episodes twice a month. You can connect with her on Instagram at @megfitz.gerald   Learn more about Atmosphera here: Atmosphera Beauty | Climate-Adaptive Skincare from Canada      Episode Timestamps 00:00 – Welcome Back 00:16 – Why This Podcast Exists 01:40 – Studio Life Update 02:50 – A Postpartum Listener Moment 03:50 – The Theme: Creating Opportunity 04:15 – The Childhood Radio Dream 04:57 – Boston Hustle & Breakthrough 07:10 – From Kiss 108 to NYC 09:15 – The Equinox Career Pivot 11:32 – Corporate to Fitness Leap 13:47 – Opening the Pilates Studio 15:49 – Wins, Losses & Mindset 16:52 – New Skincare Venture 19:08 – Wrap Up & What's Next  

Born in 1937, Mickey Muñoz moved from New York to Los Angeles at age six, started surfing at age 10, and swiftly found Malibu's First Point. He became one of the top surfers out there, and made friends with the regulars—Joe Quigg, Matt Kivlin, Miki Dora.  Muñoz eventually moved to Hawaii, where he rode Waikiki and worked restaurant jobs to get by. He soon found his way out to the North Shore, which was a new frontier at the time, becoming part of the pioneering crew at Waimea Bay. Muñoz appeared in the new Surfer magazine in 1960, riding at Malibu with Dora and Mike Doyle, all three on the same board, as well as doing the first ever "Quasimoto," a head dip with the front arm aimed forward. Muñoz competed in and won contests, among them the Tom Morey Invitational noseriding event, in 1965, for which the prize was a whopping $750. He shaped surfboards for Hobie, got deep into sailing and catamarans, and brought what he'd learned on the open seas to wave-riding and board design. He wrote a memoir, No Bad Waves: Talking Story with Mickey Muñoz, published in 2011. But Muñoz's legacy is as much about simply living and perpetuating the joy of the surfing life as it is about benchmarks or achievements. And he's still doing it, at age 87. In this episode of Soundings, Muñoz talks with Jamie Brisick about Malibu's golden age, experimenting with shorter boards, early days on the North Shore, riding Waimea, modern performance surfing, riding waves into his eighties, and Miki Dora.   Presented by Rainbow® Sandals. Produced by Jonathan Shifflett. Music by PazKa (Aska Matsumiya & Paz Lenchantin). Become a TSJ member at surfersjournal.com.

Host Jesse Jackson welcomes Holly Cantos, co-host of the mostly '80s music show What Difference Does It Make? Podcast, for a wide-ranging conversation that moves beyond Bruce Springsteen into radio, fandom, and podcasting. Holly shares her early love of AM radio after moving from New York to Los Angeles, her career behind the scenes in radio syndication and production, and how her parents' music shaped her broad tastes. She recounts discovering U2 on the 1983 War tour, seeing them across every tour, and a highlight at the Sphere, plus taking her son to Bono's Stories of Surrender. Holly and Jesse discuss how her podcast began in 2018, evolved through studio recording and pandemic-era Zoom access to guests, and the challenges of monetization and audience engagement. They close with Holly's Springsteen memories and her view that Mary gets in the car in “Thunder Road.” https://www.wddimpodcast.com/ 00:00 Welcome and Setup 01:55 Holly's Radio Roots 05:21 Parents and Early Music 08:28 AM to FM Era 12:52 Discovering U2 Live 20:03 Concert Memories and Family 24:02 Podcast Mission and Format 27:51 Starting the Show Fast 31:44 Podcasting Advice and Growth 36:23 Guests and Great Interviews 38:33 Money Downloads and Rejection 41:26 Respectful Declines 41:46 Springsteen Intimidation 42:40 Ranking 80s Icons 46:08 Barry Manilow Stories 47:38 Podcast Growth Goals 51:04 Community Over Downloads 54:11 U2 Sphere Highlights 56:31 Bruce Live Memories 01:00:22 Music Tied to Family 01:06:24 Thunder Road Debate 01:08:32 Plugging The Podcast 01:11:51 Wrapping Up Goodbye Learn more about your ad choices. Visit megaphone.fm/adchoices

Ani DiFranco returns to discuss her new book, The Spirit of Ani: Reflections on Spirituality, Feminism, Music & Freedom, her involvement in establishing the Buffalo, New York arts hub known as Babeville, which is where I last saw Shellac play a show, why Buffalo was fertile ground for an aspiring musician, what prompted her to write this book with Lauren Coyle Rosen, the evolution of her position on God as an entity or name for our collective consciousness, striving for communication and connectedness, pondering fearlessness and perceptions of confidence, living in an age of disembodied music, distinguishing between escapism and transcendence, self-reflection borne of parenting, loving The Telepathy Tapes podcast, working on a soundtrack for a documentary, theatrical projects and her recent stint acting on Broadway, upcoming book events and tour dates, other future plans, and much more.EVERY OTHER COMPLETE KREATIVE KONTROL EPISODE IS ONLY ACCESSIBLE TO PATREON SUPPORTERS STARTING AT $6/MONTH. Enjoy this excerpt and please subscribe now via this link to hear this full episode. Thanks!Thanks to Blackbyrd Myoozik, the Bookshelf, Planet Bean Coffee, and Grandad's Donuts. Support Y.E.S.S., Pride Centre of Edmonton, and Letters Charity. Follow vish online.Related episodes/links:Ep. #1056: ‘Plenty for All: The Art of Rick Fröberg' with Sohrab Habibion & Johnny TempleEp. #946: James Brandon LewisEp. #916: Mercury RevEp. #869: Steve AlbiniEp. #841: This is The KitEp. #671: Joe PeraEp. #670: Valerie JuneEp. #616: tune-yardsEp. #467: Susan RogersEp. #332: Billy BraggEp. #214: Ani DiFrancoSupport this show http://supporter.acast.com/kreative-kontrol. Hosted on Acast. See acast.com/privacy for more information.

In this episode of Add Passion and Stir, co‑hosts Billy Shore and Debbie Shore talk with No Kid Hungry state directors Stacie Sanchez‑Hare (Texas), Kathy Saile (California), and Rachel Sabella (New York) about turning policy into real meals for kids. From Texas, which has “the second highest food insecurity rate in the nation,” to California's universal school meals and New York's bipartisan approach where “hunger hides in plain sight,” they unpack how relationships, partnerships, and local leadership change what happens in school cafeterias and communities. Along the way, listeners hear why “we need to think differently” about politics and why “childhood hunger is an important issue and it's manageable enough to solve.”​See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We got the chance to chat with NYC-based comedian, Rachel Niswander! Jason talks with Rachel about getting into comedy at the University of Maryland, performing sketch (Boogie Manja, Maude Night) and stand-up after moving to New York, and creating her late-night-style talk show, “See You Later.” They also dive into their shared love of Saturday Night Live (including her attending multiple tapings) and Conan O'Brien...and how she got to meet him! She also breaks down her digital bits predicting award show and SNL host monologues and promos, which caught the attention of Nikki Glaser. It's a fun, nerdy chat! Instagram: @Rachel_n24, @seeyoulatershow, @ThereItIsPod, @JasonFarrPics  TikTok: @RachelNis, @JasonFarrToks Threads: @ThereItIsPod, @JasonFarrPics Facebook: @ThereItIsPod  Subscribe to our comedy newsletter: https://mailchi.mp/e22defd4dee2/thereitis

My sister Nancy and her husband Stephen curated this collection of New York songs.

Jack Dorsey fired ½ of Block's employees… So is AI Corporate Ozempic or Corporate Botox?Coach hired an Anthropologist to study your room… and its handbag sales surged 25%Wedding Crashers explains how Netflix losing Warner Bros is actually… a win.Plus, Burger King's new AI counts your “Please” and “Thank Yous”... (sorry).$NFLX $TPR $XYZ $QSRBuy tickets to The IPO Tour (our In-Person Offering) TODAYArlington, VA (3/11): https://www.arlingtondrafthouse.com/shows/341317 New York, NY (4/8): https://www.ticketmaster.com/event/0000637AE43ED0C2Los Angeles, CA (6/3): SOLD OUTGet your TBOY Yeti Doll gift here: https://tboypod.com/shop/product/economic-support-yeti-doll NEWSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today's top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell. Hosted on Acast. See acast.com/privacy for more information.

The new semi-autobiographical play “The Reservoir” spins a comedic narrative around cognitive reserve, the idea that doing brain-stimulating activities can prevent or delay the onset of dementia symptoms. It's currently running at the Atlantic Theater Company and co-produced by The Ensemble Studio Theater in New York.*  Host Ira Flatow talks with playwright Jake Brasch about his inspiration for the play and how to mesh science into the theater.  Then, neurologist Marilyn Albert discusses some of the latest science of mental stimulation and dementia. After following a diverse group of older adults for 20 years, her research found that a modest amount of specialized cognitive training reduced dementia risk by 25%. You can try a very similar brain training exercise at home.  *“The Reservoir” received funding from the Sloan Foundation, which also helps support Science Friday. Guests: Jake Brasch is a writer, performer, composer, clown, and writer of the new play “The Reservoir.”  Dr. Marilyn Albert is a professor of neurology and director of the Alzheimer's Disease Research Center at Johns Hopkins Medicine.Transcripts for each episode are available within 1-3 days at sciencefriday.com. Subscribe to this podcast. Plus, to stay updated on all things science, sign up for Science Friday's newsletters.

The Sixers tried, but ultimately were out-classed in Boston against the Celtics. We talk about the game, and how we've finally broken on Nick Nurse. Then we talk about Joel Embiid's oblique injury and how it affects the season. We also go over some new submissions for "angry Mike" songs. The Rights To Ricky Sanchez is presented by Draft Kings SportsbookAnthony Degli Obizzi is the official Financial Planner of The Ricky, text RICKY to 484-471-4873 to set up a conversationGet 20% off Verb Energy bars with code RTRS at https://verbenergy.com/Surfside Iced Tea and Vodka is the official canned cocktail of The Ricky.Gambling Problem? Call one eight hundred GAMBLER. New York: call eight seven seven eight HOPENY or text HOPENY. Connecticut: call eight eight eight seven eight nine seven seven seven seven or visit CCPG dot org. On behalf of Boot Hill Casino in Kansas. Wager tax pass-through may apply in Illinois. Twenty one plus in most states. Void in Ontario. Restrictions apply. Bet must win to receive Bonus Bets which expire in 7 days. Minimum odds required. For additional terms and responsible gaming resources, see D K N G dot co slash audio. Limited time offer.

Another Marvel Monday is here! Let's kick off the week with Iron Man 3. ABOUT IRON MAN 3 When Tony Stark's world is torn apart by a formidable terrorist called the Mandarin, he starts an odyssey of rebuilding and retribution. AIR DATE & NETWORK FOR IRON MAN 3 May 3, 2013 | Theatrical Release CAST & CREW OF IRON MAN 3 Robert Downey Jr. as Tony Stark/Iron Man Guy Pearce as Aldrich Killian Gwyneth Paltrow as Pepper Potts Don Cheadle as Colonel James Rhodes/War Machine Rebecca Hall as Maya Hansen Jon Favreau as Happy Hogan Ben Kingsley as Trevor Slattery BRAN'S MOVIE SYNOPSIS We're back in 1999 in Switzerland on New Year's Eve. Tony Stark is hanging out with scientist Maya Hansen, who's showing him some new experimental regenerative tech called Extremis. It's supposed to heal the human body — but there's a big problem with it: sometimes it explodes. Also at the party, Tony gets approached by Aldrich Killian, who awkwardly pitches him on joining his company, Advanced Idea Mechanics (AIM). Tony blows him off in the most Tony way possible — tells him to meet on the roof later and then never shows up because he's too busy with Maya. Cut to the present day, and Tony is not doing great. Ever since the alien invasion in New York, he's been having nonstop panic attacks. He barely sleeps, he keeps building new Iron Man suits, and it's putting serious strain on his relationship with Pepper — especially when he accidentally summons a suit in his sleep and it crashes down on top of her. One day Killian shows up to Stark Industries to pitch Pepper on AIM's tech. She's impressed but can tell it's clearly headed toward becoming a weapon, so she turns him down. Happy overhears the meeting and gets bad vibes from Killian and his associate, Eric Savin, so he starts following them. Happy tails Savin into a crowded market and watches him hand off a briefcase to a military veteran. Inside are these weird glowing capsules that look like drugs or something. Happy confronts the guy, things get physical, and that's when he realizes Savin is basically a human weapon. It ends horribly — there's a massive explosion, and Happy is left critically injured in the hospital. A terrorist known as the Mandarin takes credit for the blast, along with several others around the country. Furious about what happened to Happy, Tony goes on live TV, calls out the Mandarin, and — in a truly terrible decision — gives him his home address. Yeah. That backfires immediately. Before the attack, Maya Hansen shows up trying to warn Tony about something, but she doesn't get the chance. Moments later, helicopters roll in and absolutely level Tony's Malibu mansion. Pepper barely survives, and Tony escapes in a new prototype suit that runs out of power mid-flight and crash-lands in rural Tennessee. The world assumes Iron Man is dead. Stranded with a half-working suit, Tony meets a smart kid named Harley who helps him regroup. Together they investigate the site of a nearby Mandarin explosion, and Tony starts noticing a pattern: all the victims are military veterans connected to AIM. After hacking into AIM's systems, Tony learns the truth — the "bombings" aren't terrorist attacks at all. They're caused by failed Extremis experiments. Some people's bodies reject it and literally blow up, and Killian has been covering it up by framing the "Mandarin". Savin tracks Tony down and attacks him, giving him his first real look at how powerful Extremis is. Following the trail to Miami, Tony storms the Mandarin's hideout using homemade weapons since he still doesn't have a working suit — only to discover the Mandarin isn't a mastermind terrorist at all. He's just a clueless British actor named Trevor who was hired to play the role, created by Killian to have someone to blame. Killian then kidnaps Pepper and injects her with Extremis, planning to use her as leverage to force Tony to help perfect the tech. When Maya changes her mind and tries to stop him, Killian kills her real bad. Killian also lures Rhodey — now rebranded as the Iron Patriot — into a trap and steals his armor. Using it, Killian kidnaps the President right off Air Force One in a staged "Mandarin" attack. Tony manages to remotely save some passengers, but the President is taken. The plan? Kill the President live on TV and install the Vice President — who Killian has been secretly giving Extremis to — as a puppet leader. With Tony & Rhodey teaming up, Rhodes rescues the President while Tony goes after Pepper. Tony calls in all of his Iron Man suits that he has been creating while not sleeping and they swarm the platform in an all-out battle. Pepper survives the Extremis procedure and turns out to be incredibly powerful, but during the fight she falls into the flames below, and Tony thinks she's dead. Tony confronts Killian and traps him in a suit that self-destructs — but it still doesn't finish him off. And since the explosion didn't kill Killian, maybe the explosion didn't kill Pepper. That's right - Pepper's alive. Extremis healed her and gave her super strength, and she uses it to finally kill Killian for good. After the fight, Tony has JARVIS destroy all of his Iron Man suits, Pepper's Extremis is stabilized, and Tony finally has the shrapnel removed from his chest. But he'll always be….IRON Man 3. Watch the show on Youtube - www.deckthehallmark.com/youtubeInterested in advertising on the show? Email bran@deckthehallmark.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Shorto connects the English Civil War and Stuart restoration to American history, detailing Richard Nichols' espionage for royals and the eventual renaming of New York. 4.1805

Shorto explains how Richard Nichols named New York and established its boundaries, while detailing the creation of New Jersey through royal patronage. 6.1908

Something is breaking down in plain sight and it is not just infrastructure. What is happening in Washington DC, Europe, and New York is revealing a deeper pattern that most people are missing. Once you see it, you will recognize the moment you are in and why it calls for clarity, conviction, and bold action right now.   Podcast Episode 2040: Raw Sewage in DC, Moral Sewage in Europe + New York Budget FAILURES | don't miss this! Listen to more episodes of the Lance Wallnau Show at lancewallnau.com/podcast

Matt Porcaro joins the show to share his incredible journey of turning a $9,500 investment into $150,000 in equity using the FHA 203k loan strategy. This episode breaks down how to buy a house that pays you to live there, scale into other active income streams like lending and construction, and find hidden deals on the MLS using renovation capital.Learn how to navigate highly competitive real estate markets, leverage renovation loans to act like a cash buyer, and use the "driving for dream homes" strategy with personalized direct mail to secure properties with massive response rates. More REI tips when you join the TTP Training Program.---------Show notes:(0:00) Beginning of today's episode(0:48) How Matt discovered the FHA 203k loan to break into New York's expensive market(2:12) Buying a duplex for 3.5% down and wrapping in renovation costs(3:11) Turning a $9,500 out-of-pocket investment into $150,000 of equity(5:01) The rules on holding multiple FHA 203k and Fannie Mae Homestyle loans(9:19) Why appreciation builds true wealth over simple cash flow in competitive markets(12:10) Transitioning from rentals to active income businesses like lending and construction(15:47) The harsh realities of flipping and the importance of sourcing reliable contractors(21:13) Farming the MLS "Goldilocks zone" using renovation loans(24:15) Building a list of 400 properties through "driving for dream homes"(25:16) Getting an unheard-of 10% response rate using honest, handwritten direct mail----------Resources:FHA 203K LoanFannie Mae Homestyle LoanDeal MachineBallpoint MarketingTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?

Our Chief Fixed Income Strategist Vishy Tirupattur and U.S. Head of Credit Strategy Vishwas Patkar discuss the implications of private credit's exposure to the software industry.Read more insights from Morgan Stanley.----- Transcript -----Vishy Tirupattur: Welcome to Thoughts on the Market. I am Vishy Tirupattur, Morgan Stanley's Chief Fixed Income Strategist. Vishwas Patkar: I'm Vishwas Patkar, Morgan Stanley's U.S. Head of Credit Strategy. Vishy Tirupattur: While potential disruption from AI has been a key driver for markets [in the] last few weeks, the focus of investor agenda has been in the software sector. On today's podcast, we will talk about software in the credit markets and its implications. It's Monday, March 2nd at 10am in New York. Vishwas, let's start by understanding how the exposure in software manifests in the credit markets. How does it compare to software, say, in the equity market? Vishwas Patkar: Yeah, so the software exposure in credit markets is large, and understandably that's why investors are closely watching what's happening with software in the equity market. But what's interesting and important for investors to note is the exposure in credit is very different from what it is in equities. So, for instance, a good chunk of exposure in the credit market is around private issuers. So, we estimate about 80 percent of companies are private in the whole sample set that we looked at. And that's largely a function of the fact that software is not a big part of the more liquid spaces like Investment Grade and High Yield. But it is heavily represented in the more opaque parts of the market, like leveraged loans, CLOs, and, you know, BDCs. So, our analysis found that about 25 percent of BDC portfolios are in software, closely followed by private credit CLOs. And leveraged loan market was about 16 percent. So, that's an important distinction to keep in mind versus the equity market. The second thing I would flag is – because the software sector grew a lot in the loan market through the LBO wave of 2020 and 2021, it has a weaker credit quality skew to it than the overall market. So about 50 percent of borrowers in the sector are rated B - or lower. So, that's the lowest rungs of the rating spectrum. Many of these software deals were underwritten with higher leverage than the broad market. And as a result of that you also have more front-loaded maturities in the sector, which brings the risks of refinancing, if some of this disruption persists. But Vishy, that's a nice segue to you. Over the past couple of years, you looked at the private credit market in depth and that's where I think the exposure we found is the highest in BDCs, you know, which is the public face of private credit. So, in your assessment, what is the risk of software to private credit, given all of the headlines that are popping up? Vishy Tirupattur: Public face of private credit – Vishwas, that's a great line. BDCs – business development corporations for those who are not familiar – are companies that invest in the debt of small and medium sized companies, sourced through non-bank channels. BDCs fund themselves through equity and debt issuance. So, if you look at the portfolios of BDCs to look at their exposure to software, there's a wide variation across the various BDC portfolios. What makes the assessment of these software risks in BDCs challenging is that many of these companies are private companies without the reporting obligations of public companies. So, no earnings reports, no 10-Ks or cues or broadly publicly available financials look at. So, in effect, these companies need to be re underwritten to evaluate which of these companies would be disrupted from AI; and which companies could actually benefit from AI and see their margins expand. So, in the context of BDCs, liability spreads are something we are watching closely. BDC liability spreads have widened but we think more needs to happen there. The clearing levels need to wait for the full resolution of the companies that benefit and that get hurt by disruption that is still awaited. So, we expect credit spreads of BDCs to remain volatile for some time to come. Vishwas Patkar: Okay. So, seems like this is a significant, or at least a non-trivial risk factor for credit markets, given the growth of the sector, leverage, the skew and quality. But Vishy, do you think this could be systemic for risk markets at large? Vishy Tirupattur: So, I do think that this is a significant risk, but I don't think it's a systemic risk. The amount of leverage in BDC is fairly small. About 2x is the kind of leverage. You compare that to the kind of leverage that existed in the financial system before the financial crisis – that's orders of magnitude smaller risk. And also the linkage to the banking system comes through the back leverage provided to the non-bank lenders. But this leverage is substantially risk remote with very high subordination levels. So, my conclusion here is this is a significant risk but not a systemic risk. So let me turn the same question to you, Vishwas. Taking on a sort of historical perspective as well as a macro perspective, how do you see this risk manifesting in the broader credit space? Vishwas Patkar: Yeah, so I would agree with you Vishy, that we need to see a valuation reset. We think spreads should go wider because of disruption concerns, even if they affect a relatively narrow part of the market. But a lot of that's happening against issuance that's rising. But I would say the risk of systemic concerns really emerging is relatively low. if you look at historical cycles where credit has been the weak link in the economy, those are typically characterized by a lot of corporate re-leveraging. So, think about the late 1990s or from 2004 to 2007 or the early 2000-teens. These are all cycles where corporates were being very aggressive, adding a lot of debt. And you know, when the economy slowed, credit became the source of some default and downgrade concerns. We haven't really seen that type of credit cycle play out at all in the past few years. If you look at corporate debt to GDP, for example, it's gone down each of the last five years. Balance sheet corporate leverage has been flat or actually gone lower in spots. M&A activity, which is usually a good indicator of corporate aggressiveness, still remains below trend. So, I think we have had a fairly restrained credit cycle where in place fundamentals are quite strong. And that's why I think the systemic contagion from any credit spread weakness, I think could be relatively muted. Vishy Tirupattur: So, the key takeaway from us is that software and credit is a significant risk but is not quite systemic risk. Thanks for listening. If you enjoy the podcast, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

Kim Hastreiter—co-founder and longtime editor of Paper magazine—joins to reflect on a life at the center of downtown New York's art, fashion, and nightlife, from scrappy newsprint beginnings to the cover that “broke the internet.” She also discusses her memoir Stuff: A New York Life of Cultural Chaos and why artists must document culture before it's rewritten.Learn more about our flagship conference happening this April at attend.ted.com/podcast Hosted on Acast. See acast.com/privacy for more information.

Zion Williamson is in the building for his first national television in years. The Pelicans star will tell us exactly what he's changed that's keeping him healthy and ON the court when he joins us in studio! And, a TOUGH weekend for Denver and a new meme was born - why this moment against OKC set the Joker OFF, and Tim MacMahon details just how much longer they'll be without Aaron Gordon. Wemby lands in MSG, but the Knicks were ready. We'll explain how New York's defense helped expose the Spurs biggest weakness... S-G-A returned to the floor this weekend and he accomplished something which hasn't been done in over a half-century... I spoke to Steph Curry, who revealed exactly where he's at in his recovery, so when should Warrior fans expect their star back??? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors.  You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education   Speaker 1  0:20   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:04   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 2  1:38   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:54   Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower.    Keith Weinhold  9:39   Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff.    Keith Weinhold  14:17   Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education.    Keith Weinhold  16:19   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989,   Dani-Lynn Robison  18:08   this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda.   Keith Weinhold  18:24   Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson,   Garrett Gunderson  19:02   that's good to be back. Man. Is really good. Love your energy. Has a nice intro.   Keith Weinhold  19:07   Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now   Garrett Gunderson  19:35   I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it.   Keith Weinhold  21:13   You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way?   Garrett Gunderson  21:32   It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset.   Keith Weinhold  23:09   That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now   Garrett Gunderson  23:17    30 years ago, 30 years ago too. You know, it doesn't even fit anymore.   Keith Weinhold  23:23   Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status.   Garrett Gunderson  24:40   I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled.   Keith Weinhold  27:56   You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that.   Garrett Gunderson  28:05   Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck.   Keith Weinhold  33:30   Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated   Garrett Gunderson  34:04   values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality.   Keith Weinhold  36:33   When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life?   Garrett Gunderson  37:15   I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love.   Keith Weinhold  39:31   Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps.   Garrett Gunderson  39:44   So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth.   Keith Weinhold  43:12   It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show.   Garrett Gunderson  43:43   Hey man, good to be back.   Keith Weinhold  43:51   Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.    Speaker 4  45:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  45:29   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

With Shaun out, Evan and Tiki hand the reins to WFAN glue guy Paul Rosenberg for a historic first: his own Cinco de Luncho. Rosie delivers a wildly entertaining (and very questionable) list of the most important No. 48s in New York sports history… and yes, it includes a Mets playoff villain, Yankees debates, a teenage hockey phenom climbing the ranks in real time, and even a Westminster Dog Show champion because, technically, it happened at MSG. The guys react to every pick, argue Andrew Miller vs Anthony Rizzo vs Paul Goldschmidt, marvel at how rare the number 48 is in basketball, and crown Jacob deGrom as the undisputed king of the number. They also uncover the family story behind Matthew Schaefer's jersey, discuss why Carson Benge's eventual number could become iconic, and spiral into classic WFAN territory with Nimmo slander, dog show trivia, and callers suggesting better omissions from the list.

Evan & Tiki react to the Giants suddenly going from “boring offseason” to full chaos mode, with rumblings about taking a running back at No. 5 and even chatter linking them to Kenneth Walker. The guys debate whether it's all a distraction play or a real shift under John Harbaugh, and what “shocking” roster moves could actually be on the table, from big-name trades to a total culture reset. Then it turns into a full-blown argument over the viral Aaron Glenn combine clip, with Tiki defending him and Evan refusing to let the Jets get piled on for something he says never happened. Plus: calls on Kayvon trade talk, draft priorities, Breece Hall contract anxiety, and a quick spin through the Knicks statement win and the Islanders rookie breakout that has New York sports fans buzzing.