Podcasts about Caltex

Acknowledgement of Country//Headlines//Branka Marijan, Senior Researcher at Project Ploughshares Canada, spoke with Priya earlier last week about the regulatory landscape covering military usage of artificial intelligence, reflecting on the second Responsible AI in the Military Domain or REAIM Summit held during September in Seoul, South Korea. On today's program, we'll hear part two of this conversation (you can listen back to part one here). Branka leads Project Ploughshares' research on the military and security implications of emerging technologies. Her work examines concerns regarding the development of autonomous weapons systems and the impact of artificial intelligence and robotics on security provision and trends in warfare. Her research interests include trends in warfare, civilian protection, use of drones, and civil-military relations.// Dr Jordana Silverstein, Senior Research Fellow in the Peter McMullin Centre on Statelessness and the granddaughter of Jewish Holocaust survivors and stateless refugees, joins us to speak about the upcoming launch of the Centre's new oral history podcast 'Being Stateless,' which she hosts. The podcast consists of interviews with people living in so-called Australia who have been stateless, offering a space to share stories, insights, knowledge and experiences of statelessness from people who migrated to this country in the second half of the twentieth century. Jordana is also the award-winning author of Cruel Care: A History of Children at Our Borders (2023) and Anxious Histories: Narrating the Holocaust in Jewish Communities at the Beginning of the Twenty-First Century (2015). The launch event for 'Being Stateless' is from 5:45PM on Wednesday 9 October at the Peter McMullin Centre on Statelessness in Arts West. Registrations are essential - you can register here.// Autistic disability activist Shaun Bickley caught up with Priya earlier this week to discuss the labour exploitation of disabled people in so-called Australia with a focus on the issue of wage theft by Australian Disability Enterprises or ADEs. Today, you'll hear part one of that conversation. Shaun is campaigning for an end to subminimum wage for disabled people in Australia, and has created an open letter, which you can sign onto as an individual or endorse on behalf of an organisation [Plain English version linked at top of letter].// Louis is a regional campaigner with Frack Free NT, a grassroots community group that has been fighting back against the destructive fracking industry in the Northern Territory for over a decade. Louis joined us in the studio all the way from Larrakia Country/Darwin to discuss urgent demand to stop Beetaloo Basin gas fracking projects, as Tamboran Resources has already started drilling for its gas project and plans to soon commence fracking, leaving precious water resources at risk.// Calls to action:Attention Brisbane Lions supporters! We may have won the flag, but we've got some important work to do. Write to club@lions.com.au (especially if you're a paid member) to raise your concern about our club's partnership with Caltex, a service station company owned by Chevron and identified as a BDS target. Find out more about Caltex's complicity in Israel's genocide in Gaza here, and #BoycottChevron.//Frack Free NT Urgent Actions:Contact your local MP or Minister for the Environment and Water Tanya Plibersek, urging them to provide an exact date or bring forward the advice requested from the Independent Expert Scientific Committee. This ensures that the advice is in before fracking starts, giving the Minister 28 days to act and stop the damage. She has the power, let's push her to use it! //Tell UniSuper to vote in favour of APA resolution. APA Group, Australia's largest gas pipeline operator, is pushing to construct pipelines to support fracking in the Beetaloo Basin. UniSuper, as APA's biggest shareholder has a crucial opportunity to live up to its climate claims and must commit to voting in favour of this resolution.//

Madison On The Air In 2200 A.D., humans can travel in ships across space, colonize far-off planets and build intelligent robots. But apparently haven't bothered to upgrade their misogynistic attitudes towards women.  Ep. 46 --- Support this podcast: https://podcasters.spotify.com/pod/show/scifiremnant/support

Great property investments can be defined in different ways. Here's a definition that will resonate with many investors:- A long-term lease to an international tenant, a high net rental yield and potential for capital growth from a property that occupies a large block in a high-profile location. It's credentials like those that make service station properties so highly sought by investors who understand the fundamental benefits of commercial property. Real Estate Investing for reliable Income + Capital Growth Residential v Commercial property – Pro's and Con's Accessible Commercial Property Investing – Syndicated Ownership Amplify Fuel & Convenience Trust The future of Fuel & Convenience Centres (Service Stations) Rossi says service station properties are among the most compelling for multiple reasons, which include … Long leases to international brands (including Caltex, BP and Coles Express). Locked-in rental increases Goodwill and geographic necessity High barriers to entry Steve Palise, a member of Hotspotting's Panel of Partners, says notwithstanding the gradual rise of electric cars, petrol stations will still be in huge demand until 2040-2050 especially highway sites and in country areas. “Trucking and logistics technology is not there yet so major arterial roads will still require petrol stations even longer than this,” he says. “Over time there will be a phase of converting petrol stations to a blend of food, entertainment, customer experience, co-working, and fitness.” To connect with Peter, you can reach out by emailing him at peter.rossi@amplifyfm.com To connect with Steve, please visit https://www.paliseproperty.com/

Today on the Be Bold for Jesus Podcast, we are interviewing Bob Pruitt, Senior Counsel and Corporate Affairs Director of Alliance Defending Freedom.Be encouraged, inspired and empowered to Be Bold for Jesus through this interview! Prior to ADF, Bob operated a business and commercial law practice in Texas. Pruitt also served as President, General Counsel and Board member for CalTex, a national manufacturer in the automotive aftermarket sector. Before CalTex, he was Senior Counsel for Gulf States Toyota, Inc., an independent distributor of Toyota vehicles. Pruitt began his legal career as a civil litigator in Houston, where he was a shareholder of a litigation firm. Pruitt graduated from Baylor University with a Bachelor of Business Administration in Management and Marketing and earned his Juris Doctor from South Texas College of Law Houston, where he was a member of two national championship moot court teams.Pruitt is a member of the State Bar of Texas and is admitted to practice in all federal courts in Texas. He is also commissioned as a Colson Fellow. Alliance Defending Freedom:We were launched in 1994 by leaders in the Christian community. While many of our clients are Christians, we've also defended the rights of Jews, Muslims, Mormons, Jehovah's Witnesses, and people of no faith. Religious freedom is for everyone. In our campus free speech work, we've represented students of varied religious faiths as well as libertarian, conservative, pro-life, pro-conservationist, and others. And outside the United States, ADF International has worked to stop genocide against Christians, Yazidis, Shia Muslims, and other religious minorities.https://adflegal.org/#Christianpodcast #Christian #Christianity #Jesus #God #boldfaith #faith #believer #uplifitingpodcast #encouraging #uplifiting #inspiring #unashamedpodcast #unashamed #beboldforjesus #bebold4jesus

Ephesians 1:15-23 4 misunderstandings of the Church: (1) Church like Chemist - something to ease our pain (2) Caltex petrol tank - fill up our empty spiritual tank (3) Costco - one stop shop for everything at a great price (4) Hoyts cinema - where we can escape reality 3 Good reasons to stay and dig deep into the church: (1) the body is connected to the head (2) the body has power for service (3) the body works together for growth

Anna Porter is the Principal of Suburbanite.  As an accomplished valuer for almost 20 years, Anna has worked on many institutional portfolios with thousands of assets across various property sectors.  She still enjoys working one on one with “Mum and Dad” investors, while rolling out the very first National Franchise Company in the property investment and buyer's agent sector.  A regular on TV and national press, Anna regularly joins the team on Sunrise, Nova Radio, AusBiz and 2GB. Shared the stage with Mark Bouris and Andrew Morello as the property expert.  Anna is a published author, “Whistleblower” and runs programs for companies like Caltex, Optus, Flight Centre and Cricket NSW.  Whether it's working with McDonald's choosing sites or working with Club's and other organisations to diversify and utilise their properties, Anna is passionate about helping others and is an avid advocate for the property sector.

ทำไม SPRC ซื้อปั๊ม CALTEX 5,500 ล้านบาท | Right Now Ep.406 ถามอีก กับ พี่หมู คุณสุวัฒน์ สินสาฎก CFA, FRM, ERP ผู้เชี่ยวชาญด้านการลงทุน ติดตามความรู้และอัปเดต "TAM-EIG_ลงทุนไทย ไปได้ไกลกว่าที่เห็น"https://bit.ly/3PprtbO โดย อิก บรรพต ธนาเพิ่มสุข, AFPT ที่ปรึกษาการเงิน สัมภาษณ์วันที่ 1 ก.พ. 2565 ------------------ TAM-EIG YouTube membership https://bit.ly/3SsTIat ติดตามทั้ง 15 ช่องทางได้ที่ https://linktr.ee/tameig

Sidney Minassian is the CEO of Saasyan, a leader in AI-Powered Online Student Safety, enabling K-12 schools with flexible cybersecurity controls for the classroom, advanced alerting of cyberbullying & self-harm, and easy reporting of student online activities.A serial entrepreneur, Sidney has founded and led numerous ventures in Silicon Valley and Australia and has served customers across USA, Europe and Asia Pacific. Prior to Saasyan, Sidney was the Founder & CEO of Contexti, a data analytics and AI company which he founded in 2012, built into a multi-million-dollar, 80% annuity business serving 100+ enterprise customers including Seven West Media for the Rio Olympic Games and Australian Open Tennis, Caltex, SAI Global, Suncorp & Woolworths. Contexti was acquired in 2019.

A pretty, blonde haired, young woman walked into a Caltex gas station in Mitchell, Australia. She was a 22 year old British backpacker who was visiting the country on a prolonged holiday.  Video footage shows her walking in, wearing flip flops on her feet, a purple sundress and matching purple  bruises on her face and body.  She walks up to the cashier with tears rolling down her face and tells the woman that she doesn't have any money to pay.  She then walks out and drives off.  The cashier calls the police and gives them a description of the woman and the car. Minutes later, Elisha Greer's heart dropped as she was being pulled over.  No, the police didn't scare her. What did scare her, more than anything else , was not a what but a who.   He was kneeling on the floor of the car, behind her seat, with a knife in his hand. SPONSORS: https://javahouse.com/ Discount Code:  Twisted10 DONATE: One time: https://venmo.com/code?user_id=3248826752172032881 Monthly: https://anchor.fm/twisted-travel-and-true-c/support Social Media Links: https://www.facebook.com/twistedtravelandtruecrime https://www.instagram.com/twistedtravelandtrue_crime https://www.tiktok.com/@twistedtravelandtruecrim?lang=en Gmail:  twistedtravelandtruecrime@gmail.com --- Support this podcast: https://anchor.fm/twisted-travel-and-true-c/support

V8 Sleuth's Aaron Noonan and Will Dale wrap all the Saturday action at the 2022 Repco Bathurst 1000, including the Shootout rainout, the last time pole wasn't decided by the one-lap runoffs, a run through the grid and what we're hoping to see happen on Sunday. The Garage: https://www.repco.com.au/thegarage Win Gold Coast Supercars tickets: https://www.v8sleuth.com.au/gc-comp/ Score a free hat from Caltex: https://www.v8sleuth.com.au/caltex/

V8 Sleuth's Will Dale and Connor O'Brien wrap all the Friday action at the 2022 Repco Bathurst 1000, including Shane van Gisbergen's tangle with Macauley Jones, Triple Eight's decision to bench Broc Feeney for Jamie Whincup, and the surprise results from a very wet qualifying session. The Garage: https://www.repco.com.au/thegarage Win Gold Coast Supercars tickets: https://www.v8sleuth.com.au/gc-comp/ Score a free hat from Caltex: https://www.v8sleuth.com.au/caltex/

V8 Sleuth's Will Dale and Connor O'Brien wrap all the Thursday's action at the 2022 Repco Bathurst 1000, including the lack of precipitation, the abundance of speed, and the word that was on many Supercars drivers' lips at the end of the day – and no, it wasn't “rain”… The Garage: https://www.repco.com.au/thegarage Win Gold Coast Supercars tickets: https://www.v8sleuth.com.au/gc-comp/ Score a free hat from Caltex: https://www.v8sleuth.com.au/caltex/

We're doing daily editions of the V8 Sleuth Podcast trackside at Mount Panorama this week during the Repco Bathurst 1000! V8 Sleuth's Will Dale and Connor O'Brien wrap up everything from trackside on the eve of opening practice for the 2022 ‘Great Race'. The Garage: https://www.repco.com.au/thegarage Win Gold Coast Supercars tickets: https://www.v8sleuth.com.au/gc-comp/ Score a free hat from Caltex: https://www.v8sleuth.com.au/caltex/

With 2022 marking 30 years since the running of one of the most controversial editions of ‘The Great Race', V8 Sleuth's Aaron Noonan and Will Dale look back over the events of the 1992 Tooheys 1000 at Bathurst. V8 Sleuth Superstore: https://superstore.v8sleuth.com.au/ Win Gold Coast Supercars tickets: https://www.v8sleuth.com.au/gc-comp/ Score a free hat from Caltex: https://www.v8sleuth.com.au/caltex/

On the Grid's massive 2022 Repco Bathurst 1000 preview show is back! Every car, driver and team is profiled ahead of the Great Race this year as we set the scene for the big one. Dropping in along the way are some special guests, including defending winner Lee Holdsworth, podium finisher Michael Caruso and the Caltex Young Stars duo of Matt Chahda and Jaylyn Robotham. Every car, every driver and every possible permutation is discussed at length as we set the scene for the biggest day in Australian Motorsport each year. ** Head to www.theracetorque.com/caltex to grab your free Caltex with Techron cap now!

As ‘Australia's Own' car prepares for its final tilt at ‘The Great Race', V8 Sleuth's Aaron Noonan and Will Dale debate which is the greatest model of Holden to have tackled the Bathurst 1000. V8 Sleuth Superstore: https://superstore.v8sleuth.com.au/ Win Gold Coast Supercars tickets: https://www.v8sleuth.com.au/gc-comp/ Score a free hat from Caltex: https://www.v8sleuth.com.au/caltex/

Audi South Africa (SA), in partnership with GridCars, have finalised the installation of 33 electric vehicle (EV) new charging stations across the country. The chargers include four 150 kW (DC) ultrafast, five 80 kW (DC) fast, and twenty-four 22 kW (AC) EV charger installations. All of the chargers are available to all South African EV drivers, regardless of model or brand. “Audi is committed to ensuring that customers of any EV can comfortably travel the country, with the reassurance that the charging infrastructure is in place to support their progressive choice of mobility,” says Audi SA head Sascha Sauer. “With the public Audi EV chargers now formally in operation and available, our project in ensuring that there are active state-of-the-art EV chargers at key destination and lifestyle venues across South Africa is tracking well, and we are excited to officially encourage all early adopters of electric mobility to utilise these charge points. “This is a huge encouragement towards the adoption of EVs in South Africa as it's a positive indication towards a growing public EV charging network in our country,” he notes. The four 150 kW (DC) public chargers in the network are the first for the South African market, says the German premium car maker. These chargers will enable around 340 km driving range in roughly 30 minutes. These ultrafast chargers have been strategically positioned along national roads to support long-distance travel. They can be found at: N1 – Colesburg, Caltex, Northern Cape N2 – Mosselbay, Langeberg Mall, Western Cape N3 – Tugela North, Engen, KwaZulu-Natal N4 – Riverside Mall, Mbombela, Mpumalanga The live 80 kW (DC) fast charging stations, enabling around 185 km in 30 minutes, can be located at: N1 – Ventersburg, Caltex, Free State N1 – Richmond, Caltex, Northern Cape N2 – The Crags, Engen, Plettenburg Bay, Western Cape N3 – Tugela South, Engen, KwaZulu-Natal N4 – Alzu Petroport, Mpumalanga (Audi has upgraded the existing unit from DC 60 kW to DC 80 kW. GridCars has also installed a new EV charging unit at Kranskop Engen, Limpopo). The live 22 kW dual (AC) charging stations, enabling around 100 km in about an hour, can be located at lifestyle and destination venues in the following provinces: Western Cape: Hazendal Wine Estate, Stellenbosch Franschhoek Motor Museum, Franschhoek Delaire Graff Estate, Stellenbosch Spier Wine Estate, Stellenbosch Thesen Island, Knysna Graham Beck Wine Estate, Robertson The Marine Hotel, Hermanus The Cellars Hohenort Hotel, Constantia D'Hub B&B, Cape L'Agulhas Gauteng: Parkview Shopping Centre, Pretoria Johannesburg Country Club, Auckland Park Royal Johannesburg & Kensington Country Club Serengeti Golf & Wildlife Estate, Kempton Park Johannesburg Country Club, Woodmead Bryanston Country Club, Johannesburg Kyalami Corner, Johannesburg Virgin Active Bryanston, Johannesburg Mpumalanga: 84 on Main, Dullstroom Hazyview Junction Shopping Centre KwaZulu-Natal: Cornubia Mall, Mt. Edgecombe Selborne Hotel & Golf Club, Pennington Cedar Garden B&B, Underberg Free State: Protea Hotel by Marriot, Clarens North West: Village Mall, Haartebeespoort dam Audi says its network can be located on the GridCars live online map. “Our mission is to continually increase EV charging points across the country in order to drive South Africa's green e-mobility revolution forward,” says Sauer.

Today is a good day to listen to Bad Day at Black Rock, Project Audion's latest radio drama recreation. We're going far afield with this 1959 show, because by this time in America, television had killed off the great radio movie adaptation series like "Lux Radio Theatre." In other countries like Australia, radio drama still thrived through shows like Caltex Theatre. They adapted Bad Day at Black Rock from the gritty, Oscar-nominated 1955 drama with Spencer Tracy, where one man takes on a dying town that harbors a dirty secret. Now Project Audion recreates it with a transcribed-live coast-to-coast cast which includes: MACREEDY: Les Marsden (CA) SMITH/JENKINSON: Pete Lutz (TX) COLEY/ANNOUNCER: Tom Konkle (CA) DOC: Dana Gonsalves (TX) SHERIFF/CONDUCTOR 2: John Bell (AL) PETE: Austin Hanna (TX) HASTINGS: Gino Vianelli (CA) LIZ: Jesirae Kesler (TX) VOICE/SAM/CONDUCTOR 1: Larry Groebe (TX) Pete Lutz directed, & Larry Groebe produced

Today is a good day to listen to Bad Day at Black Rock, Project Audion's latest radio drama recreation. We're going far afield with this 1959 show, because by this time in America, television had killed off the great radio movie adaptation series like "Lux Radio Theatre." In other countries like Australia, radio drama still thrived through shows like Caltex Theatre. They adapted Bad Day at Black Rock from the gritty, Oscar-nominated 1955 drama with Spencer Tracy, where one man takes on a dying town that harbors a dirty secret. Now Project Audion recreates it with a transcribed-live coast-to-coast cast which includes: MACREEDY: Les Marsden (CA) SMITH/JENKINSON: Pete Lutz (TX) COLEY/ANNOUNCER: Tom Konkle (CA) DOC: Dana Gonsalves (TX) SHERIFF/CONDUCTOR 2: John Bell (AL) PETE: Austin Hanna (TX) HASTINGS: Gino Vianelli (CA) LIZ: Jesirae Kesler (TX) VOICE/SAM/CONDUCTOR 1: Larry Groebe (TX) Pete Lutz directed, & Larry Groebe produced

Rejoice! While fuel prices have yet to return to pre 2022 levels, it has freefallen down to an average of $2.70 a litre at the pumps in Auckland.  For example, yesterday afternoon saw prices fluctuate across the country with Waitomo on Tinakori Road in Wellington charging $2.59 a litre; Caltex on Newton Road in Auckland charging $2.65; and in Christchurch, Waitomo on Fitzgerald Avenue charging $2.47. Further drops are expected on the horizon, in part due to the crude oil stock price falling from 110USD to around 96 USD over the past week. Another factor could be the fuel tax excise, which has been extended to January. To learn more, Trishil spoke to Economics Professor Basil Sharp about the trends and contributing factors to the fall in prices.

Welcome to Episode 425 of the Yeukai Business Show. In this episode, Nils Vesk discusses How To Pivot A Business Rapidly At Minimal Risk And Minimal Cost.  So, if you want to know more about How To Pivot A Business Rapidly, tune in now! In this episode, you'll discover: How to create money-making ideas and problem-solving ideas on demandHow to rapidly validate a business idea before you even build it and without spending a fortune. How to create a new and improved business offering that outperforms the existing one  About Nils Vesk Nils is the founder of the Innovation Agency Ideas with Legs. He's a four-time author and innovation expert. Nils speaks professionally around the world on business innovation and growth hacking. Nils has worked with over 200 bluechip companies around the world including 3M, American Express, Canon, Caltex, Microsoft, Nestle´, IBM, Fuji Xerox, PWC, HP, and Pfizer. He's also worked with small start-ups and small businesses. While the Financial Times calls Nils Vesk an “Innovation Expert”, Nils would describe himself as a ‘Business Innovation Architect' who helps them design and build growth hacks that actually work. More Information Learn more about How To Pivot A Business Rapidly at https://ideaswithlegs.com/30-day-reinvention LinkedIn Thanks for Tuning In! Thanks so much for being with us this week. Have some feedback you'd like to share? Please leave a note in the comments section below! If you enjoyed this episode on How To Pivot A Business Rapidly, please share it with your friends by using the social media buttons you see at the bottom of the post. Don't forget to subscribe to the show on iTunes to get automatic episode updates for our "Yeukai Business Show !" And, finally, please take a minute to leave us an honest review and rating on iTunes. They really help us out when it comes to the ranking of the show and I make it a point to read every single one of the reviews we get. Please leave a review right now Thanks for listening!

I've just finished MCing NFT Bali 2022 as a representation from The Wicked Hunt but also from the Photography community. While it's still fresh in my mind, I thought, why not put out a podcast on NFT and how it applies to photography and other art? NFT had been one of the biggest trending searches on google not long ago. Many people jump into NFT, some thrive and made a lot of money, but some are scammed and lost a lot of money. So what is NFT? How can it be leveraged, and how will it change the world for artists? I've spent about a year hanging out on Twitter space and clubhouse to learn what is NFT. At first, I thought it was a quick cash grab scheme, but the more I immersed myself in it, the more I fell in love with it.  The possibilities are endless, and I can start imagining how will it apply to The Wicked Hunt and its future brand.  It's a new technology, a new ideology and a new opportunity. It's exciting! You have nothing to lose and everything to gain, come and join me and decide for yourself.  But there's always more than the surface.  If you're interested in getting access to my NFT and how I use it to help me fulfilled my mission...  Where it has become a representation of a journey to living the best life, you can go to the link below: https://opensea.io/collection/thewickedhunt https://foundation.app/@thewickedhunt Adventure of A Life Time - NFT Collection A Symbol of "A Journey To Living The Best Life" ------  Collectors will get: Customised airdrop for the next 3 collectors - (Value of 0.2 ETH)            + 1 Hour 1 on 1 session - (Value of $350) 16" x 24" Canvas Print - (Value of $237) 8" x 8" photobook (Canada, Australia, Indonesia) - (Value of $600)               + ​10% off future collection pre-sale (you will get notified for upcoming artwork to be minted & have pre-sale discount exclusive to collectors) Exclusive access to future NFT Events Exclusive access to future products like Two Red Tabs Photography backpack ------  Other ways to listen and subscribe to the podcast: • Spotify - http://bit.ly/twhspotify   • Apple Podcast - https://bit.ly/Theartofphotography   • Google Podcast: https://bit.ly/TheArtOfPhotographyWithStanleyAr   • Website: https://podcast.thewickedhunt.com      • Tune In (Alexa) - https://bit.ly/TuneInTheArtOfPhotographyPodcastWithStanleyAr     For those of you who want to learn more about The Wicked Hunt Photography by Stanley Aryanto: • Instagram: https://www.instagram.com/thewickedhunt/      • Facebook: https://www.facebook.com/thewickedhunt/ • Masterclass: https://www.TheWickedHuntPhotography.com      • Photo print: https://www.TheWickedHunt.com/    Don't forget to leave a review on the podcast if you enjoy this conversation. It would help us to get found and help to inspire other photographers. --------------------- Transcription: Stanley Aryanto - The Wicked Hunt  0:00   and some people just think it's a big scam so hey, we care hunters Welcome back to The Art of Photography podcast where we share photographers journey as well as topics on photography and how photography giving us hope, purpose and happiness. And today, I do not have anyone with me, I don't have any guests. It's just me, myself and I, but I want to talk to you about an F D, what is NFT? Why NFT? Is it a scam? And I know there are, you know, a few sites in the US some people absolutely love it jumping into it. You know, and some people kind of heard about it. And you know, they might have a mixed, mixed feeling about it. And some people just think it's a big scam. So I'd like to share a little bit about what it is, and why I am jumping into the NFT world and why I am excited about what NFT can do for the future. And at the end of it, you are free to make your own decision. Make your own. Make your own judgement of what it is. But I think it's it's always, you know, something that I always tell everyone that think NFT is a scam is unless you immerse yourself in it, then I think you will never know the full story. I mean, when you think about it, right? When we looking at a business, for example, it's easy to see from the outside whether or not they're making it, but we know the people who are in the business, they know whether or not they're struggling and they're doing everything they can just so that they're keeping afloat and looks like they're doing fine. Or they're actually doing better than it might look or you know, it is a true representation of what it looks like on the surface. Right? And I'm in there is a saying that goes like you know, it's isn't always what it looks like on the surface. And it's absolutely right, wherever it may look, there is a good and a bad thing. Of course to it. Like everything in life. Is it a scam? Well, I know that there are a lot of scams out there, which is really unfortunate. unfortunate because it's ruining the reputation of NFT it is a big, big opportunity, a big, big way to change the way we approach and move forward. But this, this game that coming through, are really ruining people trust in it, right. But like everything else in this world, when there is a lot of hype, when there is a lot of interest, people will exploit that it's no different than the internet is no different than the phone when it first came out. It's no different than the internet when it first came out. But we know that it's it's Well, when you immerse yourself you will find out that NFT is such a strong technology. And it is also such a such an incredible thing to utilise, especially if you are an artist. So why will NFT disrupt the future of the art? Well, as I already mentioned, it has a new technology, a technology that can automate a lot of the contract side of things so that you know it is a lot more objective, you know, there's a less, less greediness, you know, people are getting paid what they are, it's going to be a lot harder to be scammed. Because it is more traceable. It is it is what they call it, it's more transparent. Right. And it's very, you could basically track everything. Of course there, you know, people find ways to kind of run away from it. But that is the whole idea. Right? The new technology. There is also a new ideology, we call it the old way is the web 2.0 And the new way is the web 3.0. And there is a big difference in ideology, right? Well as in the web 2.0 It was more about okay, you know, I'm me and I need to strive and oh, you know, this other guy doing the same thing. I better compete with this. But in the web 3.0 We're seeing a lot more collaboration a lot more a helping hand and, you know, it's a rising tide, you know, and we rise together as a boat, right? And that's what one of the coolest mindset of the some of the community in the NFT is that? You know, we always look for ways to to To lift each other up now, is there is that mean there is no jealousy? Is that mean there is no fear of missing out? Is that mean there is no, you know, imposter syndrome. Of course now, at the end of the day, we are human, but from what I've seen so far, it's really nice. And I will go into a little bit more detail on this. But, yeah, the other thing is that there is a big, big possibilities. Right. And, again, I'll go through a lot of this in a lot more details. decentralisation, you know, the power shift to the artists and individual in the old days, where, you know, a lot of the issue was an artist who might need to get to go to Gallery to get all this all their stuff selling, and the gallery will take a big cut from the artists, right. And at the end of the day, they ended up with 20 or 30%. And I get it right the gallery need the in marketing's expands need to pay for the electricity, whatever it may be. And, yes, although crypto currency is currently using a lot of power, but I think I highly encourage you to look at what you know, the conventional banks are using, you know, what, you know, galleries would have used right there using like, really high electricity. And, you know, at the end of the day, I think for every technology for every emerging technology and groundbreaking technology, there's going to be some pain, there is no way that we will change without pain. And, you know, there's already so many things that is happening, trying to address this, and I, you know, in a year or two time, I feel like a lot of this issue with the environmental problem gonna be solved. So I'm really excited about that. But the really cool thing is that this NFT world is like the Marvel like think about it, like the original of Marvel comics when it first came out, right? It is the OG and, you know, right now it might worth 0.21 eath, which equivalent to what a few $100, do a few $1,000. But in 510 2030 years time, you know, I'll be I'll be thinking that some of these will go 400 1000s of dollars, especially some of the artwork that are truly unique. So it's such an exciting landscape in the world. So what is an F T? Right? Nf T stands for non fungible token. Now, non fungible basically means it cannot be replaced, it cannot be altered. And it is truly unique on its own. Right. And what it means by that is that when you think about it, right? Think about it like $1 US dollar, right? A coin of US dollar with another coin of US dollar, they're not unique. You could interchangeable interchange them with the same sort of representation, as well as the same value, right? 50 cents is the 50 cents, they're looking at the same and you know, sure some might have things on it and whatnot. But it is interchangeable, right? Well as an NFT is not, you know, each have its own token, and each have its own smart contract behind it. Now, the second part of it is tokens, right? And that is, you know, non fungible token. So the token is the part where it represent the representation of something else, right. And in the NFT, or in the cryptocurrency world, it's, it's basically a series of numbers and letters that represent that particular art that get connected to a contract that we call a smart contract, because this contract is sitting somewhere in the system in the blockchain, and you can make decision on its own and you don't need people, you know, executing this and that's why going forward, the application is just so, so broad, and of course, I will go into a lot more depth in a little bit. But what is really cool about NFT why people are crazy about this NFT right. So I think there's five main pillars to this NFT first is authentication because with each With each art, suddenly there is a token that represent the art and artists of that particular art will always get linked to it. Of course, you know, with everything, there's going to be a way to explore it. But I'm just gonna go, you know, with the positive note the possibilities, right? Why, you know, it's all get authenticated, it's all get linked to the art between the artist and the art. And there is there no way, you know, in quotation marks, I'm sure there, you know, if you try hard enough, I'm sure there is a way to do it. But for now, it's really really, really, really, really, really difficult to change that authentication. Now, just think about it, like, a Mona Lisa, for example, Mona Lisa is a piece that is truly unique. And for you to authenticate that it's very difficult, right? People have been trying to fake it, and they try to, you know, and in order to check that there is going to go you, it has to go through a series of forensic analysis. But with NFT now, it's all it's all there visible in in the system, traceability, right, where it goes, when it goes who by who created it, it's all in the system. And it is a lot more a lot easier to track. And that's why it's great, as well as a transparency, right, is transparent, you could see each transaction, each price change even right. So if you say like to, to one of the collectors, I know this one is like this collection values have a lot of value. But you know, in actual fact, you just pop up the value, and then you just change the value of the price at that current time and then bring it back down. It's all visible. So it's a lot harder to scam. Utilities. Now, this NFT has been crazy in the world, right? And Gary Vee has been using them as part of a way to access him, right? If you look at the bigger kind of project like Word, ape, and so forth, it gives you access to a community and some other project. Actually, when you purchase that project, you are a kind of an adopter to a foundation where they donate most of the proceeds most, if not all of the proceeding to some sort of cause. And most of all community, right? We love to belong to a community, we love to hang out with the same people. And I think this is why NFV is really cool thing, especially the people who got it right, because it is a new technology, it is a new ideology. And it is a new path forward. And with this, it becomes really exciting. You know, because the possibility is endless. But we know that a lot of people are going to try to exploit it a lot of scammers. A lot of people try to make it look bad and try to destroy this, you know this ideology. So that is why if you find the right community, we actually protect the idea behind web 3.0 or the NFT. Right? And you know, it's just such a cool thing is really hard to explain in words. But if that's something you kind of want to find out, we usually hang out in Twitter. So why turn an art into an NFT? Right? What's the point? Well, one of the thing that really draw me into it was, of course, the first thing is, you know, it sounds like you can make a lot of money from it. And one of the things that I always say to everyone is that if you if your sole purpose to jump into NFV is to make money, then you probably shouldn't jump into it because first you just gonna destroy the ideology. Second, you probably not gonna make it because people are getting better at identifying the scammers and people who just in it for the short term. And third, you know, what's the point like, you know, you will burn out, you will hate what you're doing anyway. But one of the things that's really cool was the legacy part of it, you know, knowing that, you know, I've sold a lot of brands, I've sold a lot of photo books, but I know that one day, you know, maybe there is a big fire or whatnot or even, you know, paper degrades even the archivable material. So one day a lot of this material going to degrade and we'll lost its value. Well it's lost it all together, but you In the blockchain, it is a lot more secure, a lot harder to get rid of. So it's kind of cool that once it's there, it's there forever, right. Now, the next thing is some of the thing that I've already talked earlier is that the power shift, suddenly, an artist can be appreciated for their work, right? In terms of money in terms of as well as in terms of their art. I know that in the web 3.0 People really enjoy the connection with the artistic connection with the art instead of just, ah, it's a pretty photo, right? I mean, if you are an artist, or you know, whether you're a photographer, a sculpture, whatever it may be, aren't you tired of people just like looking at your art, and you say, it's like, oh, cool, that's awesome. Right. And you put your, your heart and your passion and everything you have into it, you know, I know that some of the shot that that, that I've captured, you know, I carry a 10 kilogramme backpack onto the top of the mountain or negative 25 degrees Celsius, I was freezing cold, I don't know, if I will have to cut my toe by the end of the trip. But you know, that's what we love. That's our passion. And the one thing that we want out of it is to be recognised and to be appreciated. Of course, we need the money, right? Because we need to live and that's what gonna put our food on the table, that was what gonna put the roof on top ourselves. But at the end of the day, the appreciation is priceless. And this is what's cool about it, I've seen a lot of indie indie artists raising money for the film that they want to build, and people are buying into the project because they believe in him. Right? That is the key word they believed in him, instead of you know, because this person have a lot of followers or because this this, you know, this person have connection or whatnot. And I mean, I've seen people so out there connection, you their collection, with only 800 followers. And of course, on the contrary, I also see people with 3040 50 100,000 followers that saw the collection. And at the end of that, at the end of the at the end of there i i believe that, you know, there is a big, big opportunity as an artist to bring this power back to us. And with the smart contract. Now all of a sudden, we can decide what is there and what's not, and upload it to the to the blockchain as a smart contract. So that you know that it is how, so that the term is how you wanted it. So that is really exciting. So, then, okay, you know, hopefully by now you're convinced, you know, it's like, whoa, that's cool, like, NFT. Perfect. That sounds amazing. So, I guess I'll share this from the photographer's perspective, right? But from artists perspective, and from the collector perspective, you just kind of flip it inside out, and I'll show you what I mean. But so then a lot of people can ask me, Well, Stanley, what do I meant for NFT. Now when I say meant, it means basically putting it in the blockchain and tokenize it as an NFT. Right? Now, if you're like me, you know, I have over 200,000 photos on my hard drive, it becomes really, really difficult to curate and think about what you want a minute. But I think the most important part of this, you know, as whether or not you're looking at it from a collective perspective, or artists perspective, is to stay true with your journey, right? Why you started your journey as an artist, like a good example is that, you know, when I first started, I started because I went on this five weeks trip in Europe, and I was just like, man, it was such an awesome trip. It was the road to Oktoberfest, I was a lot younger there. And, you know, looking back into this memory through some of these photos really got me disappointed. Because I felt like it didn't capture the experiences that I experienced. So my first thing was, I want to be able to capture memories, right? And the next thing is that you know, when I fell in love with it even more as it given me hope, purpose and happiness. I Want to do more of it, I want to travel full time I want to capture all these things, right. But along the line, I realise it's not about the pretty photo, but about finding unique perspective, just, you know, finding that unique perspective of the world, because, you know, we, we see, we see a lot of these popular spots, and that's cool. But when you can find a unique perspective, or a unique photo of that of that particular spot, it become it became personal to you as a photographer, and that makes it really emotional, right. And that's sentimental. And that's really cool about photography. And for that reason, you know, I know that I go through a lot of Summit during stupid hours as well. And I want to be able to share those magnificent beauty with with the bigger audience because I know that a big portion of the world don't have the energy, the opportunity and the ability to be able to explore such place, right? To be able to travel the world to do what I do to quit my job, and travel and just like leave everything sold everything and just pack my bag travel the world. But at the same time, I want to help those who really want to pursue their passion, but they don't think they can to show them that it is possible. So when I sell my, my very first collection was was about that it was about the journey and the journey behind each photograph or behind each NFT you get this like a little magazine, right on E magazine that I've put together about my ledger about the story behind me why I put this together about the wicked Han? And what is the wicked Han right about each photograph and the story behind photograph and why it is significant and why it is unique, as well as, when I was in that path as a photographer, what was the mindset and you know, I'm hoping for that to be a symbol for those who want to pursue their passion in whatever it is it may be, whether it is as a full time as a hobby or as a part time. Right? But that collection, help me to do share a lot of my work with with more of the world, right? To be able to motivate and encourage and hopefully get people to go outside of their comfort zone and chase their dreams. So at the end of the day, I think it's really important to to know your why and to stay through with it because it's not going to be easy. And if you don't follow if you don't have a purpose, then you will burn out and you will stop and you know you will give out altogether. So know your why. Now, once once you kind of know your why you start curating it right based on you know, what, what are based on, you know that that why why you know, all these different art that support that journey or of what you want to share. Now, once you have that, then think about the platform and the coin, right. And the platform is usually pick based on the coin that it supports. So for example, you know, open sea Foundation, slowly kind so forth are on Ethereum and exchange art is one example from what they call it Solana and so forth. Right? But one thing that you need to remember or to decide is that your niche and where your audience where are your collectors sitting predominantly before you, you you pick this right? Because essentially, those are the people that you want to talk to. But there are other things about the platform itself. So for example, each platform have different fees, each platform have gas, different gas fees, right? And gas fees is just think about it like if you're driving from one place or another to another right, it is the energy that it requires to for that transportation. So it's the same thing when you make a purchase, from you know, my quotation, my crypto wallet to your crypto wallet, there's gonna be a movement of assets and that's gonna cost money. Right now The next thing is the royalty. So again, when I mentioned about, you know, traceability and authenticity, right? When the art is sold to a collector, and that collector decide to sell it to someone else, you have the option to get royalty, so that, you know, let's say, I have this, I've got one of these shoulders really, really rare with a comment NEOWISE. And it was aligned with Aurora Borealis and the Milky Way and got published through like petapixel epoch time. Focus magazine in, in Germany, basically everywhere, right? And is such a rare moment, because it will not happen again in many lifetime. In fact, the next new comment near was going to be in 6800 years. So, you know, when, when it's at the moment, the market in the NFT is quite small. So it might sell for, let's say, you know, five, eath, five Aetherium. But going forward, it might, you know, people might discover it, and it might sell for 100 Aetherium, or, you know, 200, and you get a cut of that you get that part of the appreciation as the original person who captured the art that that create that art, right. And all of this is controlled by smart contracts. So it's actually really important as well, because each smart contract, sorry, each platform have a different smart contract, and some are better than the others like everything else. Now, the next thing is exclusivity. Like for example, you know, foundation. Sorry, let me start that over, for example, like super rare unknown origin and slow car, you know, it's it required for you to apply and get accepted. Foundation require for you to get invited. So it's a community curated platform by you know, other people. And a good example where you could literally jump in right now and meant your art is repairable and open see, right, and one other one that I will talk about is Tux dot art. And it is one that is created by Vince or Caltex. He is one of the first collector that made that populars and popularised NFT photography. And he created this platform as a fully decentralised platform. What's that mean? Is that no one is running anything behind it, there's just a bunch of code that you know, if you do this become that and you this income, then. And that's the that's kind of a cool thing about it, right? I know that a lot of nude photographer, for example, could not pose their stuff on Instagram, you know, because it would get censored and stuff like that. So, with decentralisation is a lot more power to it. But yeah, with great power comes great responsibility. But there's going to be another a lot of other benefits as well. For example, some are, can have the ability to buy it now, or to put an offer or to do an auction, some doesn't. Some can do collection of multiple artwork, and some doesn't. And some can do also do you know different ways of meeting your art as well. So I'd like to classify NFT art into three at the moment, right, I'm just going to make this simple for all of you a series or a limited edition. So let's say you got this photo and you want to sell five of them for X amount, right? And when you do that, it's become less rare and therefore it's usually price lower. Now, if you have let's say a theme for so my very first collection, so that was series and the second thing is collection, right? My very first collection is about my journey from you know, not knowing how to take photo, or my very first trip that really started my photography career to you know, leaving my engineering degree to where I am today where you know, I've captured countless once in a lifetime moments. A lot of that is captured in that collection, you know, and that is one theme, right? So in collection usually there is a theme about what it is what's happening and so forth. Now there's also a rare more rare one is one off one basically it's just a one off. So for example that night when I got the shot of the Milky Way the Aurora as well. As the comment NEOWISE, that's not going to appear in six less than 800 years, that's probably going to be put out as one of one, right. And of course, as it goes up, it becomes a lot less, a lot more a lot less supply, and therefore it become a more valuable. So why collectors buy? What is the value right? Now I guess you have to think about it like a business you know, each art have to overvalue whether it's an entertainment value, whether it's a, it's a while value, whether it's a uniqueness value, right, or whether it's a representation of the art. But so one of the things that that can make a big difference is the artist, their journey, their mission, their popularity, whatever it may be. Basically, if if there is a strong purpose, there is strong journey, and you know that the art is gonna become gonna keep going, and keep putting the investment on itself and keep creating, keep growing, keep creating groundbreaking stuff, then you know, that that artists will make it one way or another. And for that reason that artists will become more valuable. Because essentially, I mean, if you think about it, you know, like, Leonardo da Vinci a lot, all of his art become valuable, because you know, now he has in quotation marks make it right. But next thing is the art itself, right? The art itself might have a sentimental value or connection to the collector. Maybe it's where James was proposed to Jane. I don't know why I picked James and Jane, but it's the first thing that come into my head. You know, and it might be a shot in, in New York of that particular place. And when they saw that, they were like, Oh, yes, you know, does it remind me of this and that, and, you know, it's just, it's triggered their emotion, their sentimental connection to it, and therefore they buy it. Regardless, they're artists, because the community goes, whatever it is, but they just love the art. Now, the next thing is the community right? Now you have to think about it, like, when people purchase your art, they become not only a collector, but part of your journey, right? So they are they because there is a community around you. And that can be powerful. Like, for example, people who probably gravitate towards me is going to be people who felt like they have been in this stuck in life with no passion, or people who love adventure, or people who love snowboarding, right? Basically the things that are that I love that I have a mission for. And that's probably the things that people will resonate with. And the other thing is utility. So for example, coming forward, a lot of all of all of my photo trip gonna come with an NFT. And the NFT is going to be unique, and it's going to be more and more valuable, because, you know, as time goes by, it becomes I'm still not sure the whole details of it. But one thing that you can do is, you know, make it more desirable by adding value behind it now, what is that value? And you can go as crazy as possible, right? But that is the beauty of it. Like it's just so powerful, you know, all of a sudden, when they go for a photo trip, not only they get the photo trip, but they also get this investment for free or this bonus for free, that become an investment for themselves. Alright, so one way that I really like just to simplify things, is that you know, like, it's just a way of thinking about it right. So, in the old days, we used to call it company and in the in the NFT world we call it project right creator is a founder Dao or decentralised autonomous organisation is basically like the management collector become the shareholder. So when they collect one of your photo, they become a shareholder of you because if your value goes down, most likely to everything else will go down, right. J pack is like the stock certificates. roadmap is basically you know, the company plan forward their business plan, utility is their product right? So utility could be my photo trip now, you know, in a company that my cell in the tour company and again, it's the same thing they sell a trip right community Add a you know, become part of the marketing and royalties is revenue. So when you have that royalties when you sell part of your part of your if when somebody else sell your your your art, then you get the royalties and that is pretty much a revenue and token is the dividend, right? All right. So how do you market this thing? Alright, so I've already mentioned how important it is. And this is why NF T strife in Twitter, no in Facebook, no Instagram, because in Twitter, you can you can be in spaces where you could chat with fellow mates and you could basically, you know, build connection with each other. You know, that goes to the second thing. And if people really resonate with your story resonate with who you are, then it will trigger their emotion and they'll make them comfortable or make them more connected to your art. So Twitter is absolutely the biggest thing here. Right. And the next thing is the word of mouth, of course, right? Somebody telling somebody, it's been one of the best marketing and it's, it still is the best marketing. But if, you know there's a lot in there, and I know it's gonna take some times for you to go through, but I think I'm gonna leave it with this, you know, if there's anything that I want you to, to get out of this podcast is first to believe in yourself to believe that you are worth it. Because a lot of times Me included when I put my work out there I look at it, I was like, Well, you know, I'm a nobody and you know, I, I just jumped into this space only get 1000 Well, at that moment, I was like couple 200 followers, you know, why would people want to buy like this art for me, right. And the second thing is believing your art because sometimes the value of the art is good enough to stand on its own without our utilities without, you know all these things. But for example, for my case, the first five people that purchase my collection will get an airdrop now an airdrop is basically a bonus where I dropped them one of my other art and it is fully customised. So for example, if you do purchase one, then you can tell me what sort of photo that you're interested in, and I will send you like an album that you get to pick from, and from there. You could pick your customise NFT, that goes along with the one that you purchase. So well, why why did I do that because it is part of my mission. Right? Going back to what I was saying, I believe that the art itself stands enough to stand on its own. But at the same time, I want to be able to fulfil on my mission to share my my art. And, you know, I think I'm okay with rewarding the very the first few collectors out there that are believing in my journey, because that's gonna help me to reach more people out there. But you know what to make it is simple, but it's not easy. Today, I give you a lot of insights on what you need to do. And if you just do that, and you follow through with it, you're probably going to make it but it's not easy in a sense that every one solution is going to be slightly different. What's worked for me might not work for you what's worked for you might not work for me. And you might need to find this two millimetre shift, right, because that's all it takes. And it's incredible, because if you, for example, go to plastic surgeon, they're going to tell you this, that it only takes two millimetre shift to change the looks off your face, right to change the looks of whatever it is that you want to want to change. So and it is exactly the same thing. Just need that two millimetres shift the smallest thing that that will work for you. But you do need to figure that out yourself. So it's not gonna be easy. But at the end of the day, you know, when your time's up when you're on your deathbed thinking about what have I achieved in my life? What have I done in my life? You know what it's gonna be worth it's gonna be hard but it's going to be worth it. So I encourage you to go into the into Twitter, right jump into spaces follow some some of the key people in art or NFT or photography NFT? And, um, you know, and if you don't know, let me know, shoot me a DM I can, you know, show you who are the people to follow and listen to them when they're talking in Twitter spaces, Twitter spaces, basically a place where people can talk with each other. You no true voice app. Yeah, you cannot see each other. But at this, at the end of the day, it's much better than, than Instagram, right? Cool shots dude. Like, this is though good tones, man, you know, all this thing doesn't really make us feel appreciated as an artist. So I really highly encourage you to check it out. Because this technology is groundbreaking, and it will change the future. And what have you got to lose, right? At the end of the day, if you spend 236 months, 12 months, and you realise you don't want to do it, you can always go back to what you always do, and you got nothing to lose. But mark my word, this is going to be a game changing technology in the industry, people have come out with so many different ways to create or to, to create it's such a unique art of a true NFT. And it's just so exciting. And it's so exciting how the community is a lot more connected, that people, you know, the power is shifted back a lot more to the artists. And yes, it is not perfect. There are a lot of things that you need to look for, especially, you know, with the scams, I know that imposter syndrome is a big one here, people get depressed because, you know, they, when they see people selling out and they're not they can't sell anything, it becomes very difficult for the mentally. But, you know, at the end of the day, I think there is a much bigger benefit. And then the disadvantages, so I highly recommend you to jump into Twitter, connect with me and shoot me a DM if you have any question I'm happy to answer. But hopefully this has been insightful for you on what I've been into and what I've been working to, and what how this NFT world can really change your world as an artist. Yeah, so if you have any question, feel free to shoot me a DM or an email, whatever it may be. But hopefully you enjoy that little chat, if you haven't already. So hit the subscribe button. Make sure you leave a review so that you can you know share your point of view with other people and help other people to find this if it's if you find it useful, or just share the link to your friends, your family who's been looking for a different perspective of what is this NFT world is but we can hunters. Thank you very much for being here. Thank you very much for listening in and I will see you next week. Until next time  

During this interview, Luis explains his path from residential realty to owning and operating a capital group in San Antonio, Texas. At the age of 26, Luis oversees a commercial investment property company that focuses on yielding high returns to their investors. Listeners will understand the difference between traditional real estate and investment real estate, along with the benefits of being a part of the industry!

Chemical Engineer, Kevin Bourke, is asked five questions by Sancta's Academic Head for Engineering, Naomi Li. Kevin Bourke is a Chemical Engineer who is currently working on the design and construction of the Port Kembla Gas Terminal as their Instrument, Control and Electrical (ICE) Engineer. Kevin was initially lucky enough to be awarded a cadetship in chemical engineering by CSR Ltd when he left school. With CSR, he worked in the sugar industry while completing his undergraduate degree. Upon graduation, he joined Caltex at their Kurnell Oil Refinery in Sydney where he soon began to specialise in automation and process control. In the 1990s, he worked at the ICI (Imperial Chemical Industries) at Botany Industrial Park in petrochemicals (this site is now run by Qenos), before returning to Caltex as their Process Control Superintendent in 1999. When the refinery closed in 2014, Kevin became the Automation Team Lead for Chevron's Gorgon LNG plant in Western Australia where his team commissioned Australia's largest LNG plant including the world's largest carbon sequestration facility. This episode was recorded on the land of the Gadigal People of the Eora Nation, and we pay our respects to Elders past and present. We acknowledge the Country you are joining us from and pay our respects to any Aboriginal or Torres Strait Islander People who are listening. Follow Sancta Sophia College on Instagram @SanctaSophiaSyd and Facebook. Visit sancta.edu.au/fivequestions for more information. This episode was produced, mixed and edited by Hayden Edwards and Mia Trinidad, and hosted by Naomi Li.

Welcome to episode #85 – today's guest is an Australian brand designer and branding icon, responsible for the development of many of Australia's leading identities including Qantas, Woolworths, Virgin Australia, Rebel, Taronga Zoo, Caltex, P&O Cruises, Foxtel and hundreds more. In 1982, he pioneered the concept of combining brand, brand strategy and product development.     Some of the topics we spoke about include: What life was like as a designer in the Netherlands in the 70s before bouncing to NZ then migrating to Sydney, Australia How he scored his first client which was Qantas His biggest learnings after reimagining, repositioning and redesigning some of the world's most iconic brands And the harsh reality of being a leader, a business owner and a designer that's always striving for better.   So if you're someone that's interested in lifting the hood and hearing the heart, mind and wisdom of an Australian branding and identity pioneer, then this episode is for you. Now a quick note, if we aren't connected yet on Instagram, I invite you to follow me on my handle @TheGiantThinker as I share daily posts and stories on helping decision-makers, business owners and leaders get unstuck lightning fast through human-centred design methodologies, creative strategies and personal experiences. Send me a DM I'd love to hear from you! You can find me on my handle @TheGiantThinker.   Alright, without further ado. I present to you … the Insightful, intelligent and modest … Hans Hulsbosch!     More on Hans can be found via the links below: https://www.linkedin.com/in/hans-hulsbosch-8426bb21 Hulsbosch.com.au Instagram.com/hulsbosch_brand_design Subscribe to The Giant Thinkers Podcast on iTunes.     Want to know the most productive tool that has helped me accelerate my progress? It's the Five-Minute Journal; the simplest, most effective thing you can do everyday to be happier. It's a physical journal that gives you a positive quote, followed by three questions you answer in the morning and two questions to answer in the evening before bed. It basically anchors your mind in a positively focused, intentional and grateful mindset, in less than 5 minutes a day. Grab yours here: GiantThinkers.com/fiveminutejournal

@michaelkent  is a #charteredaccountant and #founder and #ceo of @slateaccounts a bookkeeping and financial advisory firm. His focus is to look beyond the compliance (#BAS #GST and #annualreporting) to really drill in on the numbers, look at how the business is performing and how you can make it perform better. He's all about helping #businessowners and #CFOs get more intelligent, efficient, and reliable with their accounts.After a diverse work career including running a water company in #hanoi  #consulting and starting an #ITcompany, he saw an opportunity  emerging in #coudsoftware and #cloudcomputing. He now has 25 staff (#bookkeepers and #accountants) servicing clients - 10 in #australia and 15 in #jaipur #india In our discussion we cover;servicing businesses remotely and the advantages that brought to him;bringing a broader team, and abroader range of skills to help businesses,his approach to understanding clients' businesses and having #empathy for their workweek, and trying to make finance really pain-freehow he designs and delivers his 2 service offeringsthe critical need for #systems and #processesthe opportunity for #bookkeepers to prompt owners with "how they should be thinking about running their business differently or changing things"the opportunity for business owners who have bookkeepers who they really like and appreciate, and who know their businesses, to invite them to potentially go on that journeythe 2 lenses to think of when looking at your finance numbers.Historical - when doing that, it's really helpful to break down the numbers and understand where for example the income is coming from, then break that down and work out what products or services are profitable. There should be some trend analysis on spending, and definitely some ratio analysis. The big cost for most businesses are wages, rent, and stock, if it's a stock selling business, and if we're really understanding margins.Forward focused -  you definitely need to have an understanding of what's gone in the past, but I think it's best to start with an understanding of the #businessstrategy of the businessWhy the #financefunction should really understand #businessgoals  and what is this business trying to achieve?the importance of the #chartofaccounts as that's where it all startsthe need to focus on #measurable and #achievablethe need for businesses to understand where its big costs are, and focus on those - there is usually only about 3 or 4 (wages to revenue, cost of goods sold to revenue, occupancy costs revenue)#xero #myob #reckonwhy #cloud #accountingsoftware  and getting data from the banks is the #gamechangerthe critical role of #Managementaccountsthe reasons for his success in #outsourcingtook a very hands-on approach.having a view that, "Well, our clients outsource their accounts' work to us, so we're not going to, then, in turn, outsource the work to someone else." We wanted to make sure we were doing the work for our clientsstaying very close to those staff. Just because they're offshore, I think you should have the mindset that they're in the room with you.recognising that they're very much a part of our team meetings that we have, essentially, workshops, off-sites with thewww.kerrcapital.com.au A full transcript is included below.Michael Kerr: Hi, it's Michael Kerr here, presenting Small Business Banter.A healthy micro and small business sector means a successful economy and a more vibrant society. Small Business Banter is about helping regional business owners better prepare for current challenges, but also for the next stage of business success.I'm Michael Kerr, founder of Kerr Capital, advisors to business owners.Each week, I interview a fellow small business owner or an expert, and they share their stories, their lived experiences, the wins and the losses, and their best advice to help you, the listener, get the most you can from your own business.Small Business Banter is brought to you from the studios of 104.7 Gippsland FM and is heard across Australia on the Community Radio Network. Thanks also to Kerr Capital, supporters of the show. Okay. Welcome into another edition of Small Business Banter radio. Really great to have in Michael Kent, who's the CFO and founder of Slate Accounts, bookkeeping and financial advisory firm.Firstly, welcome Michael. Michael Kent: Thanks, Michael. Thanks for having me on the show, it's good to be here.Michael Kerr: Yeah, looking forward to chatting to you about what you do and how you help business owners. You're based in Melbourne, your business has about 20 bookkeepers and accountants servicing clients, and you can talk a little bit more about that.You didn't start as a bookkeeper, you started as a chartered accountant. You founded this business and you're really about helping business owners and CFOs to get more intelligent, efficient, and reliable with their accounts. I'll get you to introduce yourself shortly.In terms of today's discussion, what we're really wanting to do is draw on your current experience in the business you run to help owners think about how they can improve their business performance from bookkeeping and the output, which is management accounts, and so forth, also, I guess, opening the door to bringing in your bookkeeper as one of your really trusted advisors. That's the broad theme, but anyway, welcome, Michael. Give us a couple of minutes on your background, please. Michael Kent: Thanks, Michael. Well, I didn't follow a traditional accounting route. From a young age, I reckon I had a great interest in business, generally. I ended up studying Accounting, but also Law as a general Business degree. Michael Kerr: A lot of people do that. Yeah. Michael Kent: Yeah. It was good, it was interesting. When I left uni, I didn't work for a law firm or accounting firm, I went into more entrepreneurial pursuits. I actually went to Hanoi for a couple years and worked for an advisory practice there and ended up running a water company there, and then came back and tried to get an IT start up going for a few years, then took a real job in corporate land, which was, terrifically, I learned heaps for that period of my career, working in really quite general commercial roles. I ended up in consulting, but always with a view to starting my own business at one point. I suppose, the idea around Slate Accounts, I saw Cloud software coming and changing things. I thought that could be a good opportunity there. It seemed like finance was going to be deshackled[?] from the best in the computer running in my OB[?], and that it would be possible to service businesses remotely. In doing so, you could bring a broader team and a broader range of skills to help businesses, and that was the idea. I think it worked. We now have 25 staff, 10 in Australia, and 15 of those are in an office we have in Jaipur, India, that works really well for us. We can get into it if you're interested [crosstalk].Michael Kerr: Well, we'll certainly talk about your experience of outsourcing later.Michael Kent: Yeah. We've been going since 2012. [crosstalk] We started off general bookkeeping, looking after anyone that came along. These days, we probably don't take on slightly smaller businesses that we may have in the past. With the staff that we have, we find it slightly better at working with slightly bigger businesses, 2 million in turnover, or plus.In terms of how we think of our service, we think of it as 2 service offerings. One is Financial Control Services, where we run the nuts and bolts of a business' accounts function. We pay their staff, pay their bills, send invoices. We have another service offering called Financial Insight Services where we advise clients and really focus on using numbers to help them understand their business, [crosstalk] grow their business, and improve their performance, I suppose.Michael Kerr: Yeah. I think that's the underappreciated or underutilized area of bookkeeping, that ability to look past the compliance that you need to do your best in GST returns and accounts, but also really drilling in on those numbers to look at how your business is performing and how you can make it perform better, potentially.Michael Kent: Yeah. Potentially because of my background, we do compliance really well, but it's never really been a particular focus within our culture. We're really focused on systems and processes to make that work well and to make sure it's accurate, but our interest is really, we talk a lot about having an understanding of our clients' business and having an empathy for their work week, and trying to make finance really pain-free, but also bring value, I suppose.Michael Kerr: Yeah. Do you see that there is maybe an association between bookkeeping and compliance, and not with the next level of driving your business to become more profitable?Michael Kent: There is, but that's changing.Michael Kerr: Right.Michael Kent: I reckon it's possibly because the technology over the last 10 years has taken away most of the data entry, if not all. Ten years ago, there really wasn't a role that was essentially a data entry role, and that's a skill set. People who are good and interested in doing that will have a certain skill set, but that's been removed [crosstalk] with modern technology, so it means people who are really focused on that can now actually provide that service really well and efficiently for probably far more people, and that can be great. They can do it probably cheaper and better, but for a lot of people who may have been doing that work and new businesses that have come in to finance and bookkeeping, we have the space, data, and technology to really add value, so that's become a focus.I find that classic stereotype of the bookkeeper, it is sort of passing. Typically, businesses that come to me are not looking for that. They know that the world's moved on, and even small, freelance bookkeepers out there, and there's thousands of them, are now pretty focused on things beyond data entry [crosstalk] and the classic stereotype.Michael Kerr: Yeah, okay. The opportunity's here, the data gets exported out of your bank account, so it's a matter of shaping it and using it. Is that really up for the business owner to demand that or drive that, or you're just saying that bookkeeping, generally, is becoming more savvy and more of a trusted advisor in taking information to clients and saying, "Look, you should be thinking about running your business differently or changing things"?Michael Kent: I reckon there'll be a full spectrum out there and plenty of businesses will have bookkeepers, who, perhaps, not bringing that mindset and not necessarily thinking to bring that value. In many cases. I think that there's an opportunity for business owners who have bookkeepers who they really like and appreciate, and who know their businesses, to invite them to potentially go on that journey, if they hadn't necessarily thought of it proactively.Michael Kerr: What would be practical examples where there's an opportunity for either the owner or the bookkeeper to say, "Look, this information here is telling me my business is performing at this level, but I want to change it, or I need to change that." What would be examples of information that you could use to spark something different in the business?Michael Kent: Well, there are 2 lenses to think of, looking at your finance numbers. One is looking at them historically. When doing that, it's really helpful to break down the numbers and understand where the income is coming from.Michael Kerr: So, not yet. You often see revenue of $2 million, but it might be one client, it might be 50 clients, it might be 3 products or 3 services, or 50 products and services.Michael Kent: Yup.Michael Kerr: Is that the kind of stuff where you go? [crosstalk] Drill into this. It's not just one top line of revenue of $2 million. That works for compliance, right?Michael Kent: Absolutely. On the base[?] statement. that's all they're interested in, [crosstalk] but it's really helpful to break that down and work out what products or services are profitable. It's really common for businesses to discover with a bit of analysis that, in fact, they're putting a lot of effort into a service or product that's not profitable. In analyzing historical numbers, it should definitely be around focusing on product or service profitability, or for service companies that might be around, for a project profitability. There should be some trend analysis on spending, and definitely some ratio analysis. The big cost for most businesses are wages, rent, and stock, if it's a stock selling business, and if we're really understanding margins.Merely looking at a P&L on a balance sheet won't necessarily bring that out, depending on how they're structured, so encouraging a bookkeeper or a finance advisor to help a business owner pull that apart and understand those things is really valuable.Michael Kerr: Yeah. [crosstalk] The historical piece is just outlined, and you were just about to go on, I think, to the second part of it.Michael Kent: Yeah. Well, beyond that, we think that if you're going to get the most out of your finance function, it should really be forward focused. You definitely need to have an understanding of what's gone in the past, but I think it's best to start with an understanding of the strategy of the business. It doesn't need to be complex. It can be really simple. The finance function should really understand, what are the goals of this business? What's it trying to achieve? In many cases, that initial understanding of historically, what's going on, is the place to start, because that will tell you, "Well, we're doing great, but we do need to improve our margins," or, "We do need to drop our wage costs," or, "This is a sleeping service, but we could probably sell twice as much of this particular service line or product line," and that will inform the strategy. Once it's understood, "Okay, the next 12 months, we're going to try and do these 3 things," then working with the finance function or the bookkeeper to decide, "What could we measure and report on as we go through the year that would inform our progress against those goals?" That's the gold, deciding what we're trying to do, and how we're going to measure progress, and then getting that bookkeeper to go away and work out how they can get that measured and bring to the business owner a concise, succinct, simple report so they can get regular feedback on their progress towards those goals.Michael Kerr: Yeah, okay. I want to come straight back to the quality of your chart of accounts because that's where it all starts.On today's edition of Small Business Banter radio, we're chatting with Michael Kent, who's the founder and CEO of Slate Account. We'll shout out that website at the end, Michael.I love the way you've described that there's the finance function or booklist court[?], bookkeeping, account keeping. You can get a lot more out of the information that's going into the the system, historical analysis of profitability, et cetera, tying it to where you want to go, I think, the next level, because otherwise, you just go along and you don't know whether you're getting to somewhere, you don't know where that somewhere is, in terms of something that's measurable and achievable, but I imagine that when you are working with a client, all of that information rolls up into a set of accounts, and they're typically listed from the expenses from A to Z, accounting fees at the top and wages at the bottom and [crosstalk].I do a lot of work with management accounts and small business, and that layout isn't particularly helpful, so you've got to reformat that information, but also, I wonder how often there's a tendency just to shove expenses into categories, because you want to get your compliance done, but you're missing an opportunity to perhaps, really feed that information in the first place into categories, expenses that are much more relevant for doing this analysis talking about.Michael Kent: Yep. It's very common to have an A to Z chart of accounts, and it really is a massive lost opportunity. It's important for a businesses to understand where its big costs are, and focus on those. Counter-intuitively, we often say when reviewing financial statements, don't look at a statement, actually. Our typical reports will be more chart-based, and in most businesses, the costs that really matter. There's only about 3 or 4, and we prefer to present those in a chart that shows the trend over time and show us a ratio of those things, typically to revenue that that's where the business is thinking, wages to revenue, cost of goods sold to revenue, occupancy costs revenue, if real estate's a big part of the business. We then normally present your classic profit-loss statement that lists the accounts by month, almost as an appendix, because the B items are normally, there's only 4 or 5 of them, and you want to see what's happening as a trend over time.Michael Kerr: Yeah. If you're going to shift the performance of the business, you don't need to focus on 55 different expense accounts if it's 3 or 4, as you say, that always can [crosstalk] steer you to wages, rent, and so forth.Michael Kent: That's right. Someone should have a look at them. A good bookkeeper will take a look and make sure we're not doing something crazy with our phone expenses or our staff entertainment, but it's really not a sensible focus for a management meeting.Michael Kerr: Yeah. You talked about the shift to Cloud accounting. Now, we have zero miled[?], I reckon, into it, I think.Michael Kent: Yup.Michael Kerr: Is it more or less compulsory? Can you get around your compliance obligations just by continuing to use Excel always, or is the value coming out of an online subscription or a subscription to one of those service providers really worth it?Michael Kent: Absolutely. Excel is just so much harder, more time consuming, and more complex. The thing about the new Cloud accounting software is the getting the data from the banks is the game changer. You fill in a form to give the bank permission to send this company the data, and then over time, you can teach the software to recognize things. If it's Telstra, it's a phone. If it's Caltex, it's fuel. If it says Stripe, that's income, and so on. Tallying it all up becomes very quick.These days, running a bass[?], for example, it's all done with a couple of clicks, and now, you can lodge from directly inside the software. I just click a button and push it to the ATO. For smaller businesses, this software costs $25 a month, in some cases, less. [crosstalk]Michael Kerr: Pretty strong, and indeed, it kind of gives you the opportunity and to start to do that analysis that you talked about, which is, "What am I trying to achieve? How am I going towards that?"Look, I just wanted to rant through a couple of things in the last little while. Management accounts, for me, in the work I do, are the most critical piece of information. Now, when you're selling a business, what's happening last month, the last completed set of financial returns are usually 12 months old. What's happening? The quality of the management accounts, if I can call them that broadly, are so vital. I wanted to ask you, in terms of choosing a bookkeeper or assessing how your current bookkeeper's going, what's your thoughts on that?Michael Kent: Thinking first about that financial control function of the bookkeeper, getting the transactions entered, and getting bills paid, I think getting that done well is all about accurate, on time or faster, reducing risk, but also about delighting the customers of those business processes, so making sure your suppliers think you're a great company to sell to, your customers feel really good about your brand, and often, it's that finance person, the bookkeeper, who's representing you to the extent that's finance-related. I would be having conversations with prospective bookkeepers about how they might manage that and do that really well.Michael Kerr: Yeah.Michael Kent: I think the balance sheet is where a lot of bookkeepers might become unstuck. If I was interviewing a bookkeeper and had to choose one, I'd really go through my balance sheet with them and make sure they could explain. The key test here is, how would we check each of these balances, and make sure they're speaking in plain English, in a way that the business owner can really understand. I think that would set up the relationship really well.We find in recruiting our staff, the number one indicator for whether they're going to succeed at Slate Accounts is actually, "Please describe yourself, in 160 words or less, outside of work," because it's a very human task these days. It's not about data entry.The other thing to think about is about resignation proofing the function. It can be a real pain if your finance person or your bookkeeper leaves.Michael Kerr: Yeah.Michael Kent: I'd be having a chat to a bookkeeper about what backup they have and how those risks could be managed. I think that's really important, too.Michael Kerr: Yeah, okay. As a business owner yourself, you've got a significant business. More than half are offshore, and you can offshore a lot of things, bookkeeping being one of them, professional services also. What's your experience that you'd share? You have been doing it for quite a long time. In terms of just generally outsourcing for business owners, what's your thoughts on that?Michael Kent: We did it a little bit differently. I employed my first staff member in India in 2017, but I always took a very hands-on approach. It is possible to get online and find staff offshore, and do it all remotely, but long before we did this, we had the view that, "Well, our clients outsource their accounts' work to us, so we're not going to, then, in turn, outsource the work to someone else." We wanted to make sure we were doing the work for our clients.Michael Kerr: Yeah, and responsible for it.Michael Kent: Sure. Until COVID hit, until November '19, I was going to India 4 times a year, every quarter. I interviewed and recruited the first 5 staff.What's made it work? I mean, there's been a lot of change management. It had to happen across my Australian staff, and their roles have really evolved, and that's been great for them. It's a fun journey for everyone, but there's been a fair bit of work and care put into that. I think the key would be to stay very close to those staff. Just because they're offshore, I think you should have the mindset that they're in the room with you. Unfortunately, you just can't flip work over and expect it to come back. We're on calls and working on Skype and so forth with our staff all day, every day, and it works really well for us.Michael Kerr: Yeah. Whilst it's offshore, they're employees the way you set it up. You want to see that quality delivered that you promised, so you can't just outsource and hope for the best.Michael Kent: Yeah. For us, they're very much a part of our team meetings that we have, essentially, workshops, off-sites with them. That model works for us.Michael Kerr: I've been involved in outsourcing, also. I think it's like any employee relationship. As you said at the very beginning, wages is a biggest cost for just about every business, and managing people is essential to getting the business right?Michael, we're going to have to call it a wrap. I really appreciate your time and insight. I think it's a very progressive approach to bookkeeping and financial management. I think the message, very strongly, for me, that I'm hearing is that there is a role for your bookkeeper, outsourced, internal, as a trusted advisor, and really, to look beyond reducing tax, that annual cycle which has driven a lot of people in the past and a lot of accountants look past the compliance, and really look at it as a critically important part of the business to measure how you're tracking, and comparing that to where you're headed.Thank you so much for your time today. Do you just want to shout out the website, and then we'll call it a wrap, Michael?Michael Kent: Thanks, Michael. Yeah. We're at slateaccounts.com.au.Michael Kerr: All right, excellent. You do, occasionally, write some excellent articles.Michael Kent: Occasionally?Michael Kerr: I mean, you only write them occasionally.Michael Kent: I know. I'm going to work on it a little bit better there.Michael Kerr: All right. Thanks [crosstalk], Michael, for your time today. Really appreciate it.Michael Kent: Thanks, Michael. Good to see you.Michael Kerr: That is all for today's episode of Small Business Banter. I continue to be inspired, bringing you small business experts and other small business owners, and hearing their stories.Do you want to listen to any past episode? Jump onto your podcast platform of choice and search Small Business Banter. There, you will find a diverse and fascinating collection of small business owners and experts openly discussing and sharing their experiences.For any of the links, resources, or information we've talked about on the show today, or to contact me, please head over to smallbusinessbanter.com, or you can find us on Facebook and Instagram. It would be great to have you tune in the same time next week for another episode of Small Business Banter.[END] 

Terjajah dalam Kapitalisme, Merdeka dengan lslam Oleh. Umi Hanifah Voice Over Talent : Yeni M NarasiPost.Com-Setiap 17 Agustus negeri kita tercinta selalu memperingati hari kemerdekaan. Karena pada 17 Agustus 1945 lah negeri ini menyatakan diri merdeka, setelah kurang lebih tiga ratus lima puluh tahun lamanya terjajah oleh bangsa lain. Waktu yang tidak sebentar, terkungkung dalam dominasi mereka. Namun timbul pertanyaan, benarkah lndonesia sudah benar-benar merdeka? Jika merdeka adalah terbebasnya dari pengaruh serta campur tangan penjajah, mandiri yaitu berdaulat atas diri dan miliknya, jelas bumi pertiwi ini belum merdeka. Secara fisik penjajah sudah hengkang, namun cengkeraman mereka masih cukup kuat dalam banyak aspek. Mereka melepas pengaruh militer, namun mempertahankan status quo ekonomi terutama yang menyangkut sektor keuangan (perbankan) yaitu jerat ribawi, pasar bebas, utang dan pasar saham. Inilah yang disebut buble ekonomi, yaitu ekonomi yang bergerak di sektor tidak real dan senantiasa mudah terjerumus ke jurang resesi. Perampokan sumber daya alam pun dilegalkan lewat UU, seperti UU Migas, UU Penanaman Modal Asing, UU Privatisasi dan lain-lain. Walhasil, melimpahnya kekayaan yang ada dikuasai para pemodal besar seperti Caltex, Freeport, dan yang lain. Rakyat sebagai pemilik hanya bisa menelan ludah, hidup tak beranjak membaik justru semakin terpuruk. Dalam peradilan, Kitab Undang-undang Hukum Pidana (KUHP) dan Perdata (KUHPerdata) nyaris sepenuhnya masih diambil dari peninggalan Belanda. Hukum yang dihasilkan fleksibel, bisa ditarik ulur sesuai kepentingan. Sudah bukan rahasia, jika hukum tajam ke bawah/rakyat, namun tumpul kepada pejabat dan pemodal. Naskah Selengkapnya : https://narasipost.com/2021/08/21/terjajah-dalam-kapitalisme-merdeka-dengan-lslam/ Terimakasih buat kalian yang sudah mendengarkan podcast ini, Follow us on : instagram : http://instagram.com/narasipost Facebook : https://www.facebook.com/narasi.post.9 Fanpage : Https://www.facebook.com/pg/narasipostmedia/posts/ Twitter : Http://twitter.com/narasipost

WIR Group is Indonesia's leading digital reality [AR+VR+AI] technology group of companies, As the enabler for SMART Societies 5.0, WIR Group consists of several business units such as AR&CO, DAV, Mind stores, Minar & DMid with specialized expertise. Jeffrey Budiman leads the Research & Development team as Group Chief Operating Officer & Co-Founder of WIR Group, he has co-founded and helped one of the technology units under WIR Group "AR&CO". AR&Co has established itself as the World's leading and Asia's largest Augmented Reality & Innovative technology company that serves clients globally and won various awards such as listed as one of 40 global most innovative companies 2014 awarded at the London Stock Exchange, won Auggie Award during the 2015 Augmented World Expo in Silicon Valley, and awarded gold for the SMARTIES APAC award 2015. Senja Lazuardy is the Group Chief Technology Officer & an Augmented Reality technology pioneer and expert in Asia. He has been engaged in the field of Information Technology for more than a decade of experience. His passion for computer vision technology, especially in the development of Augmented Reality has helped to advance the technology from Indonesia to many parts of Asia. He is also responsible for leading the IT team to deliver various augmented reality programs for global clients such as Disney, Marvel, Cartoon Network, Samsung, Nissan, Caltex, LG, Unilever, Danone, Toyota, Honda and many others. Senja has been acknowledged by prestigious events and organizations such as: Best Augmented Reality Campaign 2015 in AWE Silicon Valley, listed as one of 40 global most innovative companies 2014 awarded at the London Stock Exchange and awarded gold for the SMARTIES APAC award 2015. https://wirglobal.com/ https://www.linkedin.com/company/wir-global https://id.linkedin.com/in/jeffreybudiman https://id.linkedin.com/in/senja-lazuardy-52a58aa9

Kia ora, Welcome to Monday's Economy Watch where we follow the economic events and trends that affect New Zealand.I'm David Chaston and this is the International edition from Interest.co.nz.Today we lead with news the long-anticipated rise of robots and AI may now be happening, and will bring a new surge in productivity.But first up we should note that the Australian petrol retailer and distributor Ampol (ex-Caltex in Australia) is apparently in "advanced talks" to take over our listed Z Energy (ZEL, #22). Z Energy also operate the Caltex brand in New Zealand. If this deal proceeds, it will take $1.6 bln out of the NZX50, but the local shareholders will end up with these funds of course.And in different energy news, Swedish carmaker Volvo (owned by China's Geely Motors) has taken delivery of fossil-fuel-free steel and plans to make cars from it, demonstration ones to start. The iron ore mines and the steel making process was all powered by green hydrogen (hydrogen produced from hydroelectricity).The annual Jackson Hole meeting of central bankers is to be another 'virtual' event in 2021, mirroring its 2020 edition. This year the focus will be on 'the uneven economy" and will start on Saturday, NZT.One aspect may well be about how jobs aren't quite bouncing back as anticipated. This may well be because the pandemic has allowed job-replacing robots to gain ascendency. There was a lot of talk about such a move after the GFC, but i is now apparent firms did the work without rolling this technology out at scale. But that work has now been done and scale rollouts are now happening. It is expected to usher in a 'game-changing' burst of productivity - more output for the same or less labour inputs.AI will also be a core part of the new jobs landscape, and sure to bring to the surface many concerns.As the US approaches the heart of their summer holiday season, the American currency is on the rise - and many say it is now above 'fair value'. But its overvaluation is not extreme by historical standards. That will probably not prevent the greenback from rising a bit further over the next 6-12 months however. When US investors return after their Labor Day weekend, caution is likely to rule their emotions and a risk-off tone persist against the economic backdrop of slowing US momentum and reversing Chinese momentum.More immediately, the Canadians got their expected strong bounce in retail sales in June, with them up +4.2% as lockdown restrictions were eased in the month. From a pre-pandemic June 2019 base, the latest data is almost +10% higher, so they go into an election period there with a positive economic background.Canada doesn't have the inequality pressures its southern neighbour has. (Gini = 0.33.)And not like China. China has grown to be one of the most unequal large economies with a vast gap between the haves and have-nots. Their Gini index is 0.39. The US is 0.41 while New Zealand is 0.36. The higher these coefficients, the more unequal they are. Norway is 0.27, and Sweden 0.29.Now, an article has appeared in a prominent Chinese news outlet calling for wealth taxes and income redistribution to address the Chinese problem. Given that Chairman Xi himself is a princeling of the original CCP hierarchy, this would ordinarily be a brave and dangerous move. But it was probably sanctioned from the top, indicating Beijing has picked up the social signals that this is a stress point in modern China. (It may also have advantages in culling Xi rivals.) And it ties into the current campaign to bring under control a tech industry that has been operating cavalierly. "Common Prosperity" is the new Chinese catch-phrase.Meanwhile, their central bank left their Loan Prime Rate on hold for a 16th straight month today at 3.85%. But with the Chinese economy losing momentum, it won't be long before the PBOC is guiding rates lower. Even so, another round of large-scale credit-led stimulus doesn't appear to be on the cards for now. Another reserve ratio cut looks more likely to be their next action.Taiwanese export orders are still growing strongly in July, up +20% on a year ago and +37% higher than for July 2019. (Buyers completely discount the risks of a Chinese invasion or takeover.)The turmoil at Chinese container ports is also causing big problems at destinations. Buyers are bringing forward orders exacerbating the problems. For example, at the two large Los Angeles ports, which handle about a third of all US seaborne imports, nearly 40 ships are waiting to berth, almost as many as the last stressful logistics period in February. Normally no ships are waiting to load or unload.The selfishness of the Aussie lockdown protests, the ignorance, and the spreading of the virus in large groups is making containment of the outbreak there very difficult, while vaccination rates remain well below the 90% required. Those mainly at risk are the young, especially children. All this stems from a weak and slow initial response from the NSW state authorities who responded to short-term economic claims over proper public health measures. The situation may not be reversible now no matter what we desire. NSW now has more than 10,000 locally acquired cases, Victoria has 440, Queensland 39, ACT has 121. New Zealand now has 72 active cases and all ours have been transferred to managed isolation.The UST 10yr yield ended last week at 1.26%. The price of gold is little-changed from this time Saturday, and now at US$1781/oz and down -US$1.Oil prices are still slipping, so in the US they are now just over US$61.50/bbl, while the international Brent price is just over US$64.50/bbl.The Kiwi dollar opens today unchanged 68.3 USc and holding its lower level. Against the Australian dollar we are firmer at 95.8 AUc. Against the euro we are also very slightly firmer at 58.5 euro cents. That means our TWI-5 starts today at just under 72 and right at the bottom the 72-74 range of the past ten months.The bitcoin price has pretty much held at its new higher level of US$48,669 which is up just +0.7% from this time Saturday. Volatility in the past 24 hours has been low at just under +/- 1.7%.You can find links to the articles mentioned today in our show notes.And get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston and we'll do this again tomorrow.

Here at Global Questions, we're making some BIG changes. And we want your input. Complete this survey and you could win a $20 voucher to a store of your choice. https://freeonlinesurveys.com/s/tKQZEgnW From all of us at Global Questions, thank you. ❤️❤️ It means a lot. T&C's To enter the draw, enter your email at the end of the survey. A winner will be randomly selected on 31 August 2021. The winner will have a choice from the following stores: Amazon, Apple App Store, ASOS, BCF, Big W, Binge, BWS, Caltex, Catch, Coles, Dan Murphy's, Dominos, EB Games, eBay, Event Cinemas, Freedom, Google Play, Harvey Norman, Hoyts, JB Hi-Fi, Kathmandu, Kmart, Lorna Jane, Myer, Optus, Priceline Pharmacy, Rebel Sport, Supercheap Auto, Target, Vodaphone or Woolworths.

We're excited to share episode 4 of the Retail Therapy podcast, proudly brought to you by American Express. Join Paul Zahra in the AMEX Lounge to chat with Karen Bozic, the Group CEO of craveable brands. – which is made up of Red Rooster, Oporto and Chicken Treat. Karen joined craveable brands in December 2019 as Group CEO. As a highly experienced executive and Board member, Karen was able to lead and positively drive outcomes across ASX listed corporations and private companies having done so in some of Australia's most iconic retail brands including Caltex, Woolworths and Rebel Sport. In complex and transformational environments, Karen has a track record in developing and executing strategy, building and transforming businesses and developing, engaging and sustaining high performance teams.  Paul and Karen discuss: Smash repairers and chicken shops Morning routines in a leadership role Changing habits during lockdown Enjoying responsibility and loving a challenge Ongoing labour and location challenges Learnings from the first 12 months as a CEO Workplace productivity  Lessons from different disciplines Learn more about American Express. ABOUT THE ARA: The Australian Retailers Association (ARA) is Australia's oldest, largest and most diverse retail body, representing a $360bn sector which employs one in ten Australians. Learn more: retail.org.au Follow us on LinkedIn, Facebook, Twitter and Instagram.

How can you sell a home loan with a happy meal toy?  John has been contracted by the likes of News Ltd, the Nine Television Network, KFC and the NRL, John was kept busy devising marketing strategies to dramatically increase readers, audiences and customers. After achieving spectacular results for such big guns, his reputation spread and it wasn't long before his client list included ACP Magazines, 7-Eleven, Coca Cola, Video Ezy, Caltex and McDonalds.  John Dwyer uses this experience coupled direct response marketing knowledge and tactics to get actual results for businesses in the SME space  Want to use John's 97 Dollar Holiday Deal For Your Lead Generation?  https://salesbooster.com.au/tim  (This is my affiliate link, you will be helping out the show if you use it)  Want to chat with Tim?  https://calendly.com/tim-beanland/15min

We are running a competition with Standard Bank URewards. Every Monday we give away a bonus prize of R50 000 to everyone who ticks off these boxes: - Fuel up at Caltex and make it count! Thanks to UCount Rewards from Standard Bank. There's R1000 up for grabs daily. - And an extra R2000 if you've filled with R250 or more on fuel or oil at any participating Caltex in KZN - Enter your details. And if you're a UCount member you'll win an extra 30 000 UCount Rewards Points! Stand a chance to win a bonus prize of R50 000!

So Patrick asks, are there things that you did during the pandemic that you integrated it in your business, paid off really well, and you are going to adapt them even after the pandemic ends? JC: One of the things is to keep the main thing, the main thing. To focus, really focus, really do hyper focus because we really used to do that. We had a lot of opportunities to be canteen concessionaires. And we're canteen concessionaires for like JG Summit, Nestle, Shell, and Caltex. We were the ones in the CALABARZON area to handle them. We focused on catering. But now what I really learned is to be ultra-hyper focused. That's what is needed. Like, for example, our sales people, they really focused on the key accounts that really worked. The ones that they know, they attacked it from there. As for me, I had to focus on what aspect of the business was the most important. At that time it's sales. It's really sales. So I was working with them day in, day out and I would be with them. And we cast a wider net, a much wider net. If before we were accredited with 200 menus, I think during the pandemic it was 400 menus. It was like that, it doubled down. If before, these are the key accounts that you've reached, you had twenty good accounts, I want you to have a hundred good accounts. Because if these people that you've reached and there's a smaller chance of booking, you need a bigger amount of people coming in to convert more leads. We really expanded the network. We really focused on, for me, what I did is to really focus on where I'm needed. It's like, I'll focus on my strengths which is sales and that's where I fought. Then we stuck to our core. We didn't deviate from our core. We stayed there. If you focus and you just give everything you have to that part of the business to where you are known, that really is the main thing that allowed us to thrive during the pandemic. So I know it's a small thing, focus. I mean, remember who you are. I mean, people forget that. Sometimes they think it's just a little thing, they'd be like, you should expand to this, expand to that, expand to this. But people don't know you yet. It takes so much time. It took us 25 years to be able to have this type of network. It's going to take us so many years if we're going to focus on food to-go, for example, Juan Carlo to-go. Yes, it helped us. It gave our people jobs. But that's not what's going to bring back our business. It's catering. So we focused on how we can add value to our clients. Okay, so let's do this. In order to reach the total order value that we need, the contract price, let's offer it, let's add more value. Let's show even more beautiful plated dishes. Let's show them unique safety protocols so their family and friends will feel safe. That life is still worth celebrating. So we focused and we hit that. And that's what really worked. Sean: And bro, I just want to add to that. This is exactly why I tell people who ask me, Sean, how do you become more competitive in price? I keep telling people don't be more competitive in price by downsizing your price points. Add more value so that you can keep your price point or even upgrade it. Don't fight the losing game of becoming the cheaper supplier, because that is a vicious cycle. Everyone's playing that game. And sooner and later, the quality will suffer. Where are you going to get the profits? You're going to just turn the output into crappier and crappier stuff, you know, service. And the whole industry suffers. When that happens, people will stop getting your industry. They're going to stop just wanting your industry. And you're just going to run out of business. So add more value instead of making your packages cheaper. I completely agree with that. Youtube: https://www.youtube.com/leadershipstack Join our community and ask questions here: from.sean.si/discord Facebook: https://www.facebook.com/leadershipstack

Elisa is an economist and data strategist with a magic eye for data. She is a powerhouse speaker who elegantly translates big data and AI into engaging and thought provoking stories on human behaviour, society, culture and business. She predicted the winner of The Voice 2019 and 2020, and MasterChef Australia 2020 using AI.Elisa simplifies business problems with a unique blend of strategy, finance, economics and data, and she does this with conversational ease connecting people to technology.She is Founder of Maven Data, Australia’s first AI-powered market research agency, and Strategic Data Central, a boutique data analytics consultancy transforming organisational internal data into actionable insights to increase customers, increase sales and increase margins.She has worked with Australia’s leading brands, government, large and small companies from SMEs to ASX10 including Woolworths, Caltex and Seven West Media.After almost 20 years in corporate and executive roles, in this episode Elisa will share with us how she landed in the data field, insights into using data to make decisions and the lessons learnt throughout her extensive career journey.Feel free to connect with Elisa on LinkedIn: https://www.linkedin.com/in/elisachoyMaven Data is a world-first AI-powered strategic market research agency. To learn more about Maven Data please visit: https://www.mavendata.com.au

See omnystudio.com/listener for privacy information.

Elisa has predicted the future many times. She predicted the winner of The Voice, Australia 2019 and 2020, MasterChef Australia 2020, and the US Presidential Election 2020, using the Maven Data method. That was just for fun in her spare time. We talked about this and so much more during this podcast – including the use of social media and multiple other reference points that can be uses to measure human sentiment and emotion to predict future behaviour. Elisa launched Maven Data in June 2020 (during Covid) as the world’s first AI-powered strategic market research agency that predicts the future without bias. Maven Data offers a new era of market research using petabytes of the world’s online content to measure consumer engagement and emotion to uncover predictive industry trends. Elisa Choy is an economist and data strategist with a magic eye for data. She is a sought-after speaker who elegantly translates big data and AI into engaging and thought-provoking stories on human behaviour, society, culture and business. Elisa simplifies business problems with a unique blend of strategy, finance, economics and data, and she does this with conversational ease connecting people to technology. She has worked with Australia’s leading brands, government, large and small companies from SMEs to ASX10 including Woolworths, Caltex and Seven West Media. Her vision is to enable leaders with data to navigate change and make the right decisions with confidence. You can follow her insights on Linkedin, Youtube, Instagram and Twitter. Enjoy

Back to back wins for the 'Baggers! Join Joe, Jules and Dan at they review the Blues' Round 4 victory over the Suns, as well as preview the tough upcoming Round 5 matchup vs. Port Adelaide at the 'G. Plus, Around The Grounds, "Oh, No You Didn't!", another "Reading from the Book of Judd" and "Cassano's Calcs". Oh, and Dan forgot to pay for fuel at the local Caltex!

Back to back wins for the 'Baggers! Join Joe, Jules and Dan at they review the Blues' Round 4 victory over the Suns, as well as preview the tough upcoming Round 5 matchup vs. Port Adelaide at the 'G. Plus, Around The Grounds, "Oh, No You Didn't!", another "Reading from the Book of Judd" and "Cassano's Calcs". Oh, and Dan forgot to pay for fuel at the local Caltex!

Ross Noble chats about why so many jokes died during covid Top 5 genres of music that should make a return  Michelle is getting that VIP treatment  Allan locked eyes with someone at the traffic lights Bringing your own food into the cinemas, yay or nay BBC got a few complaints  See omnystudio.com/listener for privacy information.

CALTEX RADIO THEATER: FORBIDDEN PLANET RADIO SCIENCE FICTION OFFICIAL MERCHANDISE: https://teespring.com/stores/the-late-late-horror-show SUPPORT US ON PATREON: https://www.patreon.com/thelatelatehorrorshow CHECK US OUT ON ITUNES: https://podcasts.apple.com/us/podcast/the-late-late-horror-show/id1524214985 -------------------------------------------------------------------------------------------- PUNK EYE RECORDS: https://www.youtube.com/channel/UCu5kVQaIJyep0Lm8JE4GYhw?view_as=subscriber PARANORMAL INTO THE NIGHT: https://www.youtube.com/channel/UCB3oya2-N-387W8oL6qfFfQ?view_as=subscriber SUBSCRIBE: https://www.youtube.com/channel/UC25J6ueIa1L2NTqbbAeGN7A TWITTER: https://twitter.com/DinoEwelt FACEBOOK: https://www.facebook.com/THELITTLEMONSTERSMOVIEPODCAST/ HORROR TOWN: https://www.facebook.com/groups/406961509492457/ HORROR DRIVE-IN: https://www.facebook.com/BESTCULTCLASSICHORRORMOVIESPODCAST/

Barry Landman en sy twee broers is derde-generasie sitrusboere op Letsitele, naby Tzaneen. Hul hoofvertakking is lemoene, maar hulle produseer ook pomelo’s en suurlemoene, en het onlangs begin diversifiseer met die ontwikkeling van sowel makadamias as avokado’s. Die nuutste toevoeging tot die besigheid, wat die broodnodige diversifikasie-proses eenvoudig na ‘n ander vlak neem, was die vestiging van ‘n Caltex-vulstasie, met ‘n FreshStop-geriefswinkel en Liquor City-drankwinkel, langs die hoofpad. Christie Landman Boerdery (vernoem na hul oorlede pa) gee behoorlik gas!

Barry Landman en sy twee broers is derde-generasie sitrusboere op Letsitele, naby Tzaneen. Hul hoofvertakking is lemoene, maar hulle produseer ook pomelo’s en suurlemoene, en het onlangs begin diversifiseer met die ontwikkeling van sowel makadamias as avokado’s. Die nuutste toevoeging tot die besigheid, wat die broodnodige diversifikasie-proses eenvoudig na ‘n ander vlak neem, was die vestiging van ‘n Caltex-vulstasie, met ‘n FreshStop-geriefswinkel en Liquor City-drankwinkel, langs die hoofpad. Christie Landman Boerdery (vernoem na hul oorlede pa) gee behoorlik gas!

Barry Landman en sy twee broers is derde-generasie sitrusboere op Letsitele, naby Tzaneen. Hul hoofvertakking is lemoene, maar hulle produseer ook pomelo’s en suurlemoene, en het onlangs begin diversifiseer met die ontwikkeling van sowel makadamias as avokado’s. Die nuutste toevoeging tot die besigheid, wat die broodnodige diversifikasie-proses eenvoudig na ‘n ander vlak neem, was die vestiging van ‘n Caltex-vulstasie, met ‘n FreshStop-geriefswinkel en Liquor City-drankwinkel, langs die hoofpad. Christie Landman Boerdery (vernoem na hul oorlede pa) gee behoorlik gas!

Barry Landman en sy twee broers is derde-generasie sitrusboere op Letsitele, naby Tzaneen. Hul hoofvertakking is lemoene, maar hulle produseer ook pomelo’s en suurlemoene, en het onlangs begin diversifiseer met die ontwikkeling van sowel makadamias as avokado’s. Die nuutste toevoeging tot die besigheid, wat die broodnodige diversifikasie-proses eenvoudig na ‘n ander vlak neem, was die vestiging van ‘n Caltex-vulstasie, met ‘n FreshStop-geriefswinkel en Liquor City-drankwinkel, langs die hoofpad. Christie Landman Boerdery (vernoem na hul oorlede pa) gee behoorlik gas!

Barry Landman en sy twee broers is derde-generasie sitrusboere op Letsitele, naby Tzaneen. Hul hoofvertakking is lemoene, maar hulle produseer ook pomelo’s en suurlemoene, en het onlangs begin diversifiseer met die ontwikkeling van sowel makadamias as avokado’s. Die nuutste toevoeging tot die besigheid, wat die broodnodige diversifikasie-proses eenvoudig na ‘n ander vlak neem, was die vestiging van ‘n Caltex-vulstasie, met ‘n FreshStop-geriefswinkel en Liquor City-drankwinkel, langs die hoofpad. Christie Landman Boerdery (vernoem na hul oorlede pa) gee behoorlik gas!

For Nexba co-founder Troy Douglas his sugar-free beverage business has been sweet. Troy is a celebrated young entrepreneur and passionate businessman who, alongside his brother Drew, has experienced a whopping ten years of 100 per cent year on year growth since Nexba launched. Nexba produce delicious, sugar free drinks like Kombucha, soft drink, and they recently launched a probiotic soda range that was the first to market here in Australia. Though they're stocked nationally in retailers including Coles, Woolworths, 7-Eleven, Caltex and more, Nexba has been cracking into the UK market of late, partnering with groups like Sainsburys and WHSmith to bring their naturally sugar free range to yet another thirsty population. On this week's episode of Talking to Trailblazers we find out what life was like for Troy before co-founding Nexba and delve into the ins-and-outs of capital raising strategies.

Maintaining a healthy outlook on your body image and health can be a daunting journey for a lot of women. We go through so much life stages that pressure us to snap right back and constantly stay in check to ensure we're comfortable with our bodies. Gugu Intimates is an African premium skin coloured underwear brand for brown skin tones. #TheSitDownWellness features the brand's founder, Gugu Nkabinde to unpack how underwear can help promote body positivity as we age as well as the link between undergarments and health. BiographyGugu Nkabinde is passionate about the growth of women and them taking a firm place in building a shared African economy. Starting with the launch of her first venture- Gugu Intimates, the first skin coloured underwear range in Africa for brown skin tones which officially launched in July 2017.Simply described as “an idea and story whose time has come” – the range of  the skin coloured underwear has received great reception and PR, and is sold online via www.guguintimates.com and is available in select non-tradition retail outlets in Gauteng, Harare & NYC.Her over 14 years of experience in advertising, marketing and business strategy with various companies (local & multinational as well as start-ups) recently inspired her to launch Collaborative Retail Ecosystem platforms that curate and present themed pop up stores in high traffic malls such as Rosebank and Sandton City for period of up to 3 months at a time.Other highlights of her journey include; leading product and campaign launches for brands such as Knorr, Shield and Dove deodorants, Castle Lite, Bacardi, Martini, Standard Bank, Nedbank, Liberty, H&M, Caltex, SKYY Vodka, Steers and several others. Shop Gugu Intimates on shop.artofsuperwoman.com

Did you know that 90% of the world's data actually was created in the last two years? Surprisingly, most of this is outside on the internet. Maven Data founder, Elisa Choy, described herself as a 'Data Whisperer' and is passionate about assisting business leaders to make decisions with confidence through the use of data. She shared with @Dawn the importance of understanding how to leverage your internal and external data to help your business tap its market and connect to its customers. A data analyst specialist, Elisa has worked for leading companies across Australia, including Woolworths, Caltex, and Seven West Media until starting her own data analysis companies: Strategic Data Central, and now, Maven Data, Australia's first AI-powered market research agency. In this episode of DAWNCast, Elisa shares with @Dai Le and @Cathy Ngo her accurate prediction of The Voice winner, storytelling through data, and the presence of social media. Timestamps: 00:00 Introduction 00:37 What is Maven Data? 02:40 How did Elisa get into data? 08:14 Australia lack of data agencies 09:44 Data in helping society 12:14 Everything is data 13:35 TikTok vs Facebook: Sharing data across social media 18:21 Market analysis and transformational narratives 21:01 Data through stories 21:50 Businesses listening to customers and data 24:26 What fuels Elisa? 25:55 Tips for small business owners 27:05 Influence of earlier experience 29:10 Dark moments: Bullying in the workplace 37:02 Mainstream Australian culture 39:55 Predicting the winner of The Voice 42:43 Understanding what people care about through data 46:32 Technology catching up to data 50:12 Will the economy grow again? 52:08 Global wellness trends _____________________________________________________________ CONNECT WITH US! DAWN is always eager to learn and share stories from different perspectives. If you have a story to share or know someone who is championing Inclusion & Diversity, please contact us! OUR WEBSITE - https://dawn.org.au/ FACEBOOK - https://www.facebook.com/dawnconnect/ TWITTER - https://twitter.com/yourdawn LINKEDIN - https://www.linkedin.com/company/dawn... INSTAGRAM - @dawn_podcast SOUNDCLOUD - https://soundcloud.com/dawnpodcast _____________________________________________________________ CONTACT US! What topics do you like to hear about? Do you have questions you like us to answer in our podcasts? Let us know! info@dawn.org.au

We are back for episode 164, this week we kick off with talking nonsense, before breaking into some news. Mitch kicks off the news with a story about the 2021 refresh of the Toyota Prado getting mo' power baby and mo' spendy by about $5k. Joseph then has a bit of news about some new renders for the Nissan 400Z, and how it's been delayed until 2023 partly due to the Wuhan. Then Matt has a hot take about Mitch's driving ability. Then we take some questions from Facebook, before transitioning into news about AMPOL returning and Caltex being axed by Chevron, and the 'Best' servo for racecar fuel and pies. Matt then talks about the influx of American Ford F-Trucks and Dodge Rams into the Australian market. Then Matt gets us playing some car guessing games to end. Find us on Facebook, Instagram, Twitter and at www.gearsandbeersmedia.com / www.unashamedlyunprofessional.com We have a merch shop! Gears and Beers Podcast is hosted by Mitchell Denham, Matthew Morwood, and Joseph Riga Unashamedly Unprofessional

After 25 years in the wilderness, iconic Aussie brand AMPOL is making a comeback. All 1900 Caltex stores will be rebranded as AMPOL over the next two years. CEO Matt Halliday joins Brooke Corte. See omnystudio.com/policies/listener for privacy information.

East Coast Radio — Yesterday in the Caltex competition we spoke to Grant who immediately knew what he wants to do with his cash, but we wanted him to spend his prize money in an enjoyable manner. Thank you Dr. Dalton Booyse from Fairway Dental for your assistance!

JOHANNESBURG (miningweekly.com) – Astron Energy’s oil refinery in Cape Town, where a fire broke out last month killing two people and injuring seven others, remains closed while a full investigation into the incident is carried out. The former Chevron 100 000 bbl/d Milnerton refinery – which with the Caltex brand now fall under Astron Energy, a Glencore group company – was restarting after a planned maintenance shutdown when the fire broke out in the early hours of July 2. In response to Mining Weekly during last week’s media conference that followed Glencore’s presentation of half-year results, Glencore CEO Ivan Glasenberg said: “It’s under investigation, so we're waiting to see when it reopens, and then there will have to be repairs to the plant. We’re uncertain of exactly when the plant will come back on stream at the moment.” The London- and Johannesburg-listed Glencore last year partnered black economic empowerment (BEE) consortium Off The Shelf Investments in the $1-billion acquisition of Chevron South Africa by Astron, which now has a number of years to transition away from the Caltex retail branding. The transaction, which involved Astron investing about R6-billion into the refinery over five years, includes a lubricants manufacturing plant in Durban with a total blend capacity of 60-million litres, as well as the network of 850 Caltex branded service stations. As Mining Weekly reported in February, the Milnerton refinery, which produces petrol, diesel, jet fuel, liquid petroleum gas, bitumen gas and other speciality products, had been supplying ships docking in Cape Town harbour with low sulphur fuel oil that meets stringent new International Maritime Organisation (IMO) regulations. This followed Astron investing R400-million to facilitate the production of very low sulphur fuel oil (VLSFO) at Milnerton. The production of VLSFO fuel, which has a sulphur content of 0.5% compared with the previous level of 3.5%, met the IMO’s January 1 global deadline. Astron’s VLSFO is also available at Richard’s Bay harbour. Astron CEO Jonathan Molapo said at the time that meeting the new IMO regulations with VLSFO was vital for Astron and the ports. Glasenberg in February described Astron’s acquisition of the oil refinery and fuel distribution station business in South Africa as “a nice short to have for the trading business”. Glencore’s trading business was its star half-year performer in delivering record half-yearly adjusted earnings before interest and tax of $2-billion, which allowed the company to raise its full-year guidance to the top end of its long-term range of $2.2-billion to $3.2-billion. In addition to South Africa, Glencore’s oil division has fuel outlets in Mexico and Brazil, which benefit on the trading side of the business. “It’s something we like in the oil trading division. We can supply crude into the refinery and then distribute from there. So, it’s a nice short to have for the trading business and it fits our portfolio,” Mining Weekly quoted Glasenberg as saying earlier this year. “We’ve also got a large amount of distribution stations in Brazil. That’s a business that our oil department has developed slowly and we’ll see how it goes and that’s how it operates in South Africa,” Glasenberg said. In 2018, Glencore Energy signed an agreement to acquire 78% of Ale Combustíveis, Brazil’s fourth-largest fuel distributor, which has a network of 1 500 stations in 22 states and about 260 convenience stores. This followed investment in the Mexican downstream sector through G500. In April 2019, Glencore South Africa Oil Investments consummated its acquisition of 75% of Astron and 100% of Astron Botswana, the two businesses previously owned and operated by Chevron. Glencore’s work with Astron drives growth in the businesses as well as increasing the BEE ownership and localisation of the fuel business in South Africa. In March, Molapo told the African Refiners & Distributors Association (AR...

The Business Data Revolution With Emily Ridley Josh: G’day everyone out there in podcast land. I've got Emily from Emerge Advisory and she's going to be talking today about the data revolution and is your business ready. And it's probably one of the more interesting times that we've been living for anyone that's alive, in the amount of things that have changed, with pandemics, and businesses closing down or accelerating and going all over the place. So I guess, Emily, tell me a bit about what you can do to make sure that your business is ready? Learn more about business data revolution at dorksdelivered.com Emily: Hi, Josh. So it's really all about using the tools that available already and using them to your best advantage. So having the right tech and having the right app stack is absolutely crucial. So it's about finding out how you want to do your business. And there will then be a system or a process or an ease to make that digital and bring it to a wider audience, and using remote circumstances that we've all, you know, enjoyed recently and making that happen, but making that work for you so that you're getting the best out of your business and your best business is going to your clients. Josh: Yeah, that makes sense. So like, I guess, I know myself when we started out in business, we're using QuickBooks, and I'm not going to say that any products better than another, it was an application that I wasn't comfortable using. And I'm in the IT field. I wasn't comfortable using SSL. There's too many bells and whistles and things that I can click in here that are going to do something that they shouldn't. And a lot of the time you have this stuff with it using for years and years and years. And now we're not using QuickBooks, we’re on Zero. But we used to suffer for years and years and you might not be using it properly or to the best of your ability. And I know that a couple of packages that were introduced to would be now 18 months ago, two years ago, Receipt Bank, I thought is an amazing way of speeding up your process for any of your bookkeeping stuff that people should be using if they're not aware of it, and then obviously making sure that you've set up their appropriate rules and reporting so that you have that information coming out of Zero, if that is the product you're using, or whatever the product you’re using. Tell people a bit about Receipt Bank and other tools that you know that might be useful for them to consider if they're not to make sure that they are embracing the data revolution as they should? Emily: Yeah, sure. So Receipt Bank, Hooked Up, Easy Bills. They're all very similar applications. It's a matter of finding the right user interface for you. Zero now owns hooked up. So it's now free in most business subscription. So it's that minute in itself is an amazing way of wanting to adopt a service. And basically what that does is it just takes all the legwork out of doing data entry, particularly for you spend money transactions or your accounts payable. You take a photo or you forward on an email. It goes into the system, the software I use is OCR, it actually reads that receipt. So it understands the day the tax implications, the vendors, and it will then on the first instance, it will ask you where to code that in your chart of accounts integrated with your accounting software. But it's machine learning, and it constantly wants to follow what you do and how you spend your money. So it will learn it. Caltex, for example, is always fuel and it will learn that. Telstra is always telephone and it will learn that. Aegon is always energy bills. And so as you take the photo, that seamless data entry then goes all the way through into your accounting software. You pay your bill. Now if your bank account and if you use an accounting software, my own Zero, QBL now, that's got live data bank feeds, it will just find a match that transaction. So your actual input into our case in that transaction where it needs to go is as in depth as taking a photograph and then pricing okay, at the other end of the software, it's quick, it's efficient, it's easy, and it gives you more time to spend on your business rather than in your business doing all the stuff that, you know, traders hate to do bookkeeping, that's essentially what this is. Josh: It’s digitising their shoebox of receipts that they given at the end of the month. I'm pretty pedantic with the way that I still do stuff. But I'd imagine that you have these half failure receipts in their car inside on their hot dashboard, and they're all stuffed, and it's easy just to jump onto it and take a photo of it. Emily: It really is, as you put in the keys in the ignition of your vehicle, snap that photo and it's as quick as that. And then you can throw that receipt either in gold box or even better, you can throw it in the bin and completely accept digital copies that don't fade and they don't get coffee spilt all over them and they don't get lost. Yeah, it's a really efficient way of having all year, and all your accounts in order, particularly at this time of year when people are getting everything together for the end of tax time. Josh: I completely agree and everyone should be jumping onto that. Emily: Actually, it's free if there's software's built in. There's some amazing services out there. And like I said managing your accounts payable is just one but there's also for managing job management. Again, for traders there's Tradify and service may, which will do your task management, your staff management, your time sheets, and your invoicing all in one place as well. So it means at the end of the day, all your jobs are done, and they're in your accounting software, you don't have to finish your day of work, and then come back and sit down and do your bookkeeping. You can actually sit there in the garden with a beer or watch the footy when it's back on TV. Josh: Perfect. Having that time to yourself should be time yourself and a lot of business owners when they jump in there, they think oh, I'll have to work 40 hours a week I could do this bit I'm going to be earning more money, and then then they realise that they have all list of administration stuff that is zero dollar tasks, they're sitting there doing an entering stuff and it just takes them a hell of a lot more time than what it would have otherwise. So these little hints and tips definitely helped. We've got a lot of clients using another product called sim Pro, which is a fantastic product, not that I'm plugging their brand, but I noticed that when you're going through the different ones, I was like, oh, that's one that we that we use quite a bit. With the data Revolution, the way that data moves between systems has changed a lot over the years. And I've noticed more and more now as people are using Zero, I can set it up so that that invoice automatically sends to Zero when they send it to my email so that way, it can be transcribed without even have to go through services such as hub dock. If you've got somebody sends you an invoice doesn't integrate with Zero directly, you can pretty much do anything with hub dock, even if it's a multi page invoice and whatnot. Is that right? Emily: That is correct. Yeah. So and it's a filing system. So unlike receipt bank, where the invoices come in, they're dealt with and then they go to archives which then becomes its own digital shoe box really, inside of a hub dock, every Telstra invoice will go to the Telstra folder, every origin invoice will go to the origin folder. Both systems have what they call a fetch service now. So if you have an online account for origins, Telstra, and some of the really big suppliers that you use on a regular basis, it will actually go and get those invoices and statements for you. So you don't need to upload them at all. Josh: I'm learning stuff everyone guys, that's awesome. I'm going to be making sure to set that up. Because sometimes, it's just … the time that you spend is taking it from one system to another and it can be quite frustrating. How does that work if your suppliers overseas or you've got a non-GST items, or what would be a good for instance, just a software subscription service for a company server in America, is that something you just set the rule up once? And they have to go through email or is the fetch service purely Australian Base. So how does that work? Emily: So the fetch service was actually started in Canada, hub dock was originally a Canadian company. And so there are a huge number of global enterprises on the firm that range from European base, to Asian base, to Australasian and yeah, and the Americas as well. So it's incredible the amount of scope that you do have, certainly all the big hitters that you'd expect around there the global entities because one it's machine learning and two, actually the OCR, they actually reads the receipt, it picks up whether or not it's GST, or whether it's nil value GST, so if you're in Australia and you've got an invoice that's got VAT on it or New Zealand GST, it will pick that up and bring that in as a nil balance, because it understands the difference between what's required in Australia and essentially what's not a GST code. Josh: That's cool. One of the tricky ones that I always know I end up doing manually is when I get the car. They have to break down this the stamp duties and offices instead of the CTP elements and everything else, does it deal okay with that sort of stuff? Emily: See, if you set the roll up once so that your department of Main Roads comes in and you want to separate that one line item into two line items. So you've got your GST component, your GST free component so that it adds up the amount payable. Once you set that at once then yeah, it will read it at rego but it is difficult for in the first instance because there's always two numbers on it. It's asking you do you want to be six months or 12 months? So generally, it would still flag up and say what exactly what do you want me to do with this but it will try and preempt that as much as possible. So essentially, you're just an answer it whether or not you want to split. So we will split the invoice into two components but because you've set the rules to do that, but it will ask you which figure is the final closing figure, which one's going to match your bank statement, essentially. Josh: Cool. Well, we're talking about integrations. Obviously, that's what we've been touching on a lot. And like the eight year has a whole bunch of different rules and regulations and bits and pieces. And they have built a few really cool integrations with Zero that has been helping out with a lot of like the job keeper stuff with some of their calculators just help make everyone's life a little bit easier. What have you seen that they've been doing lately that have really been helping with some of their integrations to the way that the systems work? Emily: With the ATO? [Yeah] As much of about the ATO on a regular basis. The ATO has done some amazing things, the unimaginable things. And in the last three months, it's system software programs that just did not exist and weren't on anybody's workflow to exist at any time. And now they’re here. So the job keeper lodgement process is about as simple as it can be in order to be effective. Today’s the first of June so we're now able to lodge our may declarations. I've already done 19 today, so I've sent them out, I've got them back signed using electronic signatures. And I've just digitally entered that into the ATO portal. So it's all launched and confirmed. Now my clients can expect to receive their payments in about four or five working days from there. That in itself is a long, long way from where we were just even seven weeks ago when we were trying to work out what the legislation around job keeper was. So the fact that they're they're taken on board advice from accounting software providers such as Zero and it also from you know, the taken advice as well from industry. So I know Matthew Addison, who is the director for the Institute Certified Bookkeepers, for example, the ICB had an awful lot of say, and an awful lot of to kind of relay messages from what it's like to be the end user trying to manage these workflows, trying to manage this legislation, trying to get this data from our clients to the ATO as quickly as possible to get this money move in and be where it needs to be. So yeah, what we considered was a luxury 12 or 13 weeks ago is now going to be, I feel, part of our everyday new normal. This just allows for a huge amount of new data, new business calculations, new information. Every business owner in Australia, I think this becomes the beginning of a new revolution. And like I said, for the new normal, and I think at some point, every business and every industry is going to benefit from it. I think the opposite here are amazing. What we can do in a tiny amount of space and how much data we've got available tools to do that. Josh: You hit the nail on the head there when you're pushed into a spot that you have no other place to go but forward. They've definitely done wonders with the time that they've had. And I think it’s shown a lot of people how they can work remotely and how they can achieve big things. Like I'd love to say that all businesses always keep their books up to date. But I think you would know better than me that that's a big fallacy. Emily: Yeah, it's not realistic at all. But it can be so much easier than some businesses allow themselves to believe. It can be so much by bringing in automation, by bringing in systems and services that help rather than hinder. By taking away a lot of data entry or duplication. A lot of businesses can be more up to date than they realise, and a lot faster. And they can use that information in ways they've never been able to use it before. I think it gives a huge amount of opportunity for now for businesses to explore things that they never thought that they wanted or needed, but what they're going to see is essential in a very short amount of time. Things like budgeting and cash flow forecasting and data management and making those decisions with that it's all possible without too much disruption to your day to day work in life. Josh: I think ultimately the big thing that's going to have changed with this is businesses that might have been getting everything in just by the deadline are now being rewarded. To make sure that as you pointed out on the on the first of each month, while job keeper is available, everything is ready to go reconciled and on point so that they're making better business decisions and with enough repetition over time, that should become conditioned to be ongoing past when the job keeper disappears, hopefully. Is that what you think's going to happen? Or do you think people will start to slip off afterwards? Emily: No, I don't think people will start to slip. I think because having this information in this real time data in this world today is knowledge, and I think knowledge is power, and it gives you the power to manage your business in a in a whole new light and a whole new way. I think that compliance is a sidestep, it's something that is going to be available to you to do much quicker. But for me, using that information to your advantage, not necessarily the ATO advantages you know it's data that's it's your business, it's your livelihood, it's your growth and your development. And you can absolutely do some amazing things if you have that knowledge and you have that power. Josh: We're going to make the right decisions and you're able to see how much am I buying of something? What am I doing with something? How efficient is the team? How efficient is my buying power and make better decisions? Is it a good idea to maybe set up an account I know myself? One of the things that have come to light for us over the last few months, we've had an account with two major IT suppliers in Australia, and I was looking through only because we changed bookkeepers and I was looking through, and I went, we've got a lot of transactions here, that's from the same company. And so we've made the decision to set up accounts with a few different companies. And that will now mean that there's less bookkeeping, less backwards and forwards, faster response times for our customers. But it's only after really having that data to be able to see that and be able to make that decision that will ultimately give a better customer experience for our customers because they're not waiting for credit cards to clear the audit things instead of the way out straight away. And it means less reconciliation, so better experience for bookcases and easier for us to sort of rummage through everything. So it can't be anything bad happening from this change. And it's just about everyone getting ready to do it. For a lot of people in through the state of depression, we've got businesses that we work with, they're at 450% at the moment versus when they went into COVID. Emily: That's an amazing story and quite an extreme perspective. But I do believe that though, I think that from a bookkeeper and accountant perspective, I'd, again, never been busy and never done so many hours on the phones with the ATO, catch up legislation, do the data entry that's needed for all the new compliance around shopkeeper and cash flow and boost and other stimulus packages. But, it's, yeah, so it certainly has given a rise to like a new normal. And what you were saying though about the data that you've got access to so with the date to the transactions that you've been able to see you can actually see there in real time what you're spending with those suppliers, which gives you, you know, power to negotiate terms. It can, you know, a five cent save and goes directly into your back pocket on your bottom line for your profits and that money is much better off in your pocket than in your supplier’s pocket. So it's huge what you can do with a tiny little bit of information and how far that can take you. It's an amazing concept that I hope to be able to offer to an awful lot of customers moving forward, to sit down with them and say, this is the data you have, and these are the opportunities that you have with that- Josh: It’s data in, data out as they say, you can't make a decision if you don't have good data going in. And you do an amazing job at making sure that people are having the best quality data going into they can make the best decisions with their budgeting, forecasting and making sure that they're doing the voodoo that they do well and are able to continue doing that and as you said. I can see some trends, one of the ones that my partner saw was, she has a hair makeup business, was if she was to purchase all the items that she purchased over 12 months, just the core items that she's purchasing quite regularly in one bulk amount and they're all things that don't have a shelf life, she would have been able to have a 15% advantage. I said well that sounds like a good idea. As long as they're not things that are going to sit on the shelf for 10 years, you're never going to use them but without data, you won’t be able to see that, you wouldn't be able to make that decision. So where do you think the data revolution is going? Where do you think businesses are going? We've always had these huge changes over the last three months, and there's going to be more changes. What are the things that businesses should have in place that already exist? And where do you think it's going? It’s the doozy question. Emily: It is, isn't it? I don't know, to be honest, I don't know where this is going. I don't know the end of this is, I cannot know what the end of the internet is, and I don't know, you know what the end of the universe is. I know that the opportunity is immense. And I think that there is a huge amount of opportunity for development, for growth, for profit increase for every industry out there based on the back of this. I think that the digital revolution is absolutely going to change permanently, the way that we work and the way that we interact, but what's going to be more important than any of this is then that human interaction at the end of it. We're going to want to talk and know the people that we're dealing with, rather than just having an ether of mindless data and send out things like you know, like your accountant will send you out your financial statements at the end of the year, which is just pages and pages of numbers. But without having a conversation about what that means and what you can do with that information, it's kind of lost its purpose. So, where do I think this is going, I think this is going to bring those closer together by making us work further apart. I honestly do believe that. But I also think that Australia is going to be a big player in the global economy on the back of this. I think that we've got more power than we realise. We don't really have the internet speeds that we need, but we're getting there slowly. And I just think that we've got more voice that we believe that we have, I think we just need to be a bit more confident, a bit louder about who we are and what we can do with the data that we have. I think we've got some amazing tech out there that might just be a little bit lost because we consider a small Big Island and a small fish in a big world. Josh: I think what you said there encapsulates it perfectly where automation does not mean not personalised, don't keep it robotic, keep the bits automated that you don't like doing and then the bits that you do like doing and making sure that you have that face to face time, you're able to use the data then see what people's numbers are doing. One of the things that we noticed in our business, so we do set price IT for everything and give unlimited support, and guaranteed uptime from that IT support each month. What we noticed when we started putting these in place was customers weren't having things break. So this was sort of what are we paying you for. And so you need to make sure that you're you had that relationship and you were still going and seeing them and you're making decisions with them on where the future of their business was going, and it let you have those better conversations because there wasn't fires that you're putting out. And that has definitely had the people that we're working with we've built better relationships with because they're also not look looking at the clock going, oh, man, you've got a pointing on my clock, anyone who's listening. He didn't, they're not worried about how much they're paying you per hour because they're able to sort of see the value that you're adding to them, and you're actually sitting down and listening. And so definitely, don't keep it robotic, just wish you've automated it, make sure you keep it personalised and keep that relationship because that's ultimately all we’re in business for is to work with people we like working with. Emily: Absolutely. And it's that makes a good business a great business. And also the same way we charge up front fixed fees on everything. We don't have an hourly rate for anything at all. We're very open and honest about what we charge and we base our charges on outcomes. So what is it that the client gets out of it is how we manage our pricing around that. Josh: That’s definitely a really good model. We're nearly at the end of the podcast here. Is there anything else that you'd like to cover off on? Emily: I don't think so. Just recapping what we've said, it's just a really good time as we're, you know, moving through the COVID process, I guess as to as to what the outcome of that is actually going to be and what the new normal, essentially it's going to like at the end of this, I think it's just a really good opportunity to look at systems of businesses or processes and look at the changes that you've already had to endure over the last seven to 12 weeks and see where that can take you in the future, which I think is a really exciting opportunity to do that. Josh: I think we're all walking in this game together and, and looking forward to see we get on the end. If anyone is looking for someone that's going to be able to give them some more advice, definitely reach out to Emily at Emerge Advisory. She's going to help you out and go through any of the details. Make sure you've got that data to make those decisions. If you have enjoyed this episode, jump across to iTunes, leave us some love. Give us some feedback, give us a review and stay healthy and stay good.

In a world of constant changes, you will tend to feel up and down throughout the week.Siebe-Thijs Hoogwout (ST) will discuss ways to help you strengthen your mindset and resilience that will increase your confidence and emotional wellbeing. Despite adversity, you will learn to reinvent your thoughts and be ready to take on new challenges and achieving the goals in your life with more confidence.About Siebe-Thijs Hoogwout (ST): Siebe-Thijs Hoogwout (ST) is obsessed with the power of connection. He knows how connection is the starting point to exceptional trust and crucial to create thriving teams and organisations. He has over 10 years’ experience in management and leadership consulting, working with various organisations including NSW Government, Macquarie, Deloitte, PepsiCo, Blackmores, Caltex and McDonalds, across Europe, Asia and Australia. ST has also been working with over 350 individuals through individual mentoring and personal development workshops.Follow Sydney Professional Development Forum (PDF)http://professionaldevelopmentforum.org/https://www.linkedin.com/company/professional-development-forumhttps://www.facebook.com/ProfessionalDevelopmentForum/We're also on Spotify & iTunes:https://open.spotify.com/show/03Aaxe5E7jg1PXSyhbnF8ghttps://podcasts.apple.com/us/podcast/sydney-professional-development-forum/id1490502582

Character development may be costly to invest in, but we are missing out on the most important things for our companies. This two-part series on the value proposition of character concludes by looking at the benefits of investing in values and purpose integration. Employee engagement during COVID-19 and remote working has become a critical issue for companies, not to mention the innovation, creativity, productivity, and customer retention we need to successfully get through this crisis. Character is an investment that pays off, and this episode helps us add up the value to make the right investment.Factors affecting employee engagement: https://www.businessexpertpress.com/books/managing-employee-turnover-dispelling-myths-and-fostering-evidence-based-retention-strategies/CalTex: http://www.ctpc.com/JUST Capital framework: https://justcapital.com/issues/Firms of Endearment framework: https://www.firmsofendearment.com/ Peter Senge on shared vision: https://www.youtube.com/watch?v=IyESvprvRbIConscious leadership's effect on brain function: https://iveybusinessjournal.com/publication/a-case-for-conscious-capitalism-conscious-leadership-through-the-lens-of-brain-science/Patrick Lencioni on trust: https://www.youtube.com/watch?v=GCxct4CR-ToHost: Brent FesslerFollow Integreaters on social mediahttps://www.linkedin.com/company/integreatershttps://www.facebook.com/Integreaters/www.integreaters.com

The Aussie futures are suggesting a fall of 1.6% at the open, with the U.S. futures currently down 0.5%.There's just one more sleep until the end of the financial year, with ASX portfolio adjustments to continue today and tomorrow. Local traders and investors will also be factoring in the poor finish in the U.S. on Friday. The overarching concern is COVID-19 cases are spiking with fears of mandated shut downs and concerns that the market rally was too soon.What to watch today:A survey of U.S. Fund managers has found that they are holding 10% cash, that's double the long term average. The fund managers also said they are investing in defensives, and technology for growth.Ampol (ASX:ALD) appointed Matthew Halliday as Managing Director and CEO.Fisher & Paykel (ASX:FPH) reports full year results.Local Trading ideas:Air traffic and management Adacel Technology (ASX:ADA) was reiterated as a Bell Potter buy after the U.S. Army purchased over 60 Adacel simulators valued at US$2.8 million.Credit Suisse increased Qantas' (ASX:QAN) share price target to $3.00 after it fell about 13% last week after announcing $15 billion in cost savings over the next three idle years and then $1 billion a year in savings from FY23. GUD (ASX:GUD) was reiterated by Citi and Bell Potter as a buy given the rise in spare parts demand. GUD is also paying a fully franked dividend yield and is well above market average.

How do shifts in cultural and societal behaviours set the course of our institutions, businesses and Government?In episode 11 of The B-side, I speak to Nicky Bryson, Director of Brand & Consumer Insight at PWC and Founder of The Trenches.Nicky is a brand, marketing and cultural strategist with a foundation in business, psychology and research. Her experience spans research agencies, creative agencies and consultancies, where she's guided the strategic direction of a portfolio of iconic clients including Woolworths, Amazon, Commonwealth Bank, Macquarie Uni, Myer, GIO, Caltex, and Vodafone.We discuss the work she does at PWC, advising both Government and institutional clients on the social tone of Australia, as well as the macro and micro trends that are influencing sentiment and behaviour in a pre-and-post COVID-19 world.She speaks from her own experience, about some of the struggles young people contend with while trying to carve out careers in the highly competitive creative and marketing industries. And why she created The Trenches, a new cross-industry, free and inclusive mentoring initiative for young people working across Creative, Media, Consulting, Marketing, Publishing and Technology.Nicky is a super cool, super smart, and an incredibly talented visionary for the industry. We had a fascinating chat, and I highly enjoyed it. I'm certain you will too.You can find Nicky Bryson here:https://au.linkedin.com/in/nicky-bryson-b1032938And learn more about The Trenches here:https://www.thetrenches.com.au© Copyright The B-side with James Barrow 2020. All rights reserved. Terms of Service. Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

George Norris is a corporate coach & managing director of Norris Management who boast's over 45 years experience in coaching & mentoring sports coaches, athletes, corporate executives, managers, and people in leadership at some of the worlds most highly respected businesses such as BMW, Caltex, & Loreal. His experience and story telling around some of most respected coaches in the AFL such as Peter Schwab, Neil Craig, and the inspirational Neale Daniher. George is a fantastic person who possesses endless advice and tips on leadership & coaching. Hope you enjoy it.

In context of the pandemic and the impact its having on livelihoods and employment across the world, we sit down with Siebe-Thijs (ST) Hoogwout to discuss challenges and opportunities during COVID-19. We talk about the importance of maintaining good connections & perspective, advice if you've lost a job, finding & pursuing your purpose, and the importance of good workplace culture.About ST ST is obsessed with the power of connection. He knows how connection is the starting point to exceptional trust and how crucial it is to create thriving teams and organisations. He has over 10 years’ experience in management and leadership consulting, working with various organisations including NSW Government, Macquarie, Deloitte, PepsiCo, Blackmores, Caltex and McDonalds, across Europe, Asia and Australia. ST has worked with over 350 individuals through mentoring and personal development workshops.Today, ST runs his own business and works with leaders and their teams to create positive workplace cultures. He also volunteers as a mentor for PDF and for youth camps across Australia.You can find more about him here: https://www.sthoogwout.com.au/Or feel free to add him on LinkedIn: https://www.linkedin.com/in/sthoogwout/About PDF Our mission is to help diverse professionals reach their full potential in the Australian workplace.To find out more about our upcoming events, please visit us here and on our social media pages: http://professionaldevelopmentforum.org/A Quote from ST"We are the most connected society but, in a way, we are also the most lonelysociety, and that still continues in the way to a whole new level with what is going on rightnow. I think though technology there’s a really good opportunity to make the most of it."Time Stamps1:00 ST introduction3:40 How COVID-19 is impacting ST6:30 How maintain connections and perspective amid COVID-199:40 If someone has lost their job, how can they make the most of this period?13:40 Finding your purpose16:45 taking a leap of faith21:00 What is good workplace culture?24:35 How to maintain workplace culture amid COVID1927:30 Bad workplace culture. Why does it happen?31:50 What is your vision?33:50 Wrapping up, final words

The Australian share market put the brakes on for the 3rd day, as US equities felt weak at the knees for their 2nd session. This follows oil price's massive decline amid oversupply and crippled demand due to COVID-19 lockdowns.Today, the oil price clawed back overnight and the Aussie share market is up 13% from its March lows meaning we are no longer in a bull market.  Companies on the ASX leaderboard: WiseTech (ASX:WTC), Pinnacle Investment Management Group (ASX:PNI) and Spark Infrastructure (ASX:SPK).Stocks seeing the most selling: NRW Holdings (ASX:NWH), oOh!Media (ASX:OML) and Stockland (ASX:SGP).Investors are watching GPT Group (ASX:GPT) and Caltex (ASX:CTX).

The Australian sharemarket is having a choppy start to the week and is tracking 1.4% lower before noon, erasing Friday's 1.3% gain. However, for the month of April, the market is still up 6.4%.In Australia, investors will be watching: the Energy sector, Caltex (ASX:CTX), Fortescue Metals (ASX:FMG) and the Staples sector.Looking at the biggest stock moves: AP Eagers (ASX:APE), Nine Entertainment (ASX:NEC), Domain (ASX:DHG) and Southern Cross Media (ASX:SXL).

Dans ce segment du nouvel épisode de Ca$hMire du 21 février 2020, Pierre Couture jase d'Alimentation Couche-Tard qui a de l'opposition en Australie pour acquérir les 2000 dépanneurs de Caltex.

Au menu: -Bombardier : assemblée annuelle des actionnaires à Montréal -Jamais 2 sans 3 ? Couche-Trad dépose une troisième offre pour acheter les 2000 dépanneurs de Caltex en Australie -StubHub vient de se faire pincer par le Bureau de la concurrence -Québecor veut écraser la concurrence -Huawei a été ré-inculpé à New York de vol de secrets industriels et de contournement des sanctions contre la Corée du Nord

Ben Hutt is the guy you give something complex and challenging to, so you can ensure that it gets done. Ben sits in the heart of the Australian startup ecosystem advising high performing startup and scale up companies and bringing them together with clients including Qantas, Lion, HCF & Caltex through Slingshot Accelerator programs. The previous 5 years Ben had spent building a globally disruptive recruitment startup from 4 to more than 60 people across 4 continents (Search Party Group), raising significant capital (more than $20m) along the way.

Join Gaurav and Mickey as they answer your questions.  01:21 – Westpac (WBC) 05: 08 – Tyro IPO 09:19 – Caltex (CTX) 11:24 – Water stocks See omnystudio.com/listener for privacy information.

Jill Brinsdon Co founder of Radiation and Tricky Jill was (we believe) New Zealand’s first ever female creative director. She worked at several NZ agencies including Saatchi and Saatchi Wellington in its heyday, Bates in its decline, Mojo when it was still going and then founded her own agencies Radiation and Tricky. Among her favourite work is the Caltex stunt where a truck and a tugboat fight on a Californian pier.

This is a crazy one. We are (not) fresh off a nice lunch together and proceed to spew a series of resentments into your ears. Naomi resents disruptive dogs and judgemental Caltex workers, while Ben gives an ode to The Simpsons and stoners! Enjoy the ep. Namaste! Inshallah! God Bless. Don't be a stranger! Send us an email, we'd love to have a chat and give you a shout out. Follow us on the things. Share with your friends. Email: theresentmentlist@gmail.com Insta/FB: @theresentmentlist Twitter: @resentmentlist

Tonight we sit down with the new captain of the Northern NZ ATC team and talk about the journey ahead for ATC 2020

In this episode of the Human Potential Podcast our host, Oliver Freer, talks to Nick Mercer, Chairman of MercerBell about building a direct marketing company over 20 years and selling it successfully to a major agency. Nick talks about the importance of having very clear business values, an open and transparent approach to staff communications and developing the right mix of positivity, enthusiasm and resolve, even when facing the loss of a major client account.More about Nick MercerNick Mercer has over 29 years’ experience working, and leading data driven marketing agencies.Nick co-founded MercerBell in 1999 and has since helped it grow into Australia’s leading Customer Experience agency, with a staff of 80 and a client list of blue-chip brands such as Toyota, Qantas, Caltex and Nestle.Nick relocated to Melbourne in December 2017 to set up the Melbourne office which now has ten staff.On January 1st 2019 Nick started a new role as Head of Data Spine ANZ for The Publicis Groupe & Chairman of MercerBell.Prior to setting up MercerBell, Nick spent three years as General Manager and Board Member of M&C Saatchi Direct. Previously Nick was part of the team to establish JWT Dialogue, the direct marketing arm of JWT Sydney.Nick started his career in Sydney with one of Australia’s pioneering Direct Marketing agencies, K&D Bond Direct.In 2016 MercerBell were acquired by Saatchi & Saatchi (part of The Publicis Groupe). The Mercer Bell business continues to operate as a stand-alone Customer Experience Agency and provide their skills and expertise to Saatchi & Saatchi and Publicis Groupe clients across Australia and New Zealand.Nick is closely involved with the communications industry and has served on the Board of Directors for ADMA, chaired the Effectiveness Awards and is a regular speaker at the ADMA Forum.In 2017, Nick was inducted into the ADMA Hall of Fame for his outstanding contribution to the Advertising Industry. Nick is also a board director for ADHD Australia. 

Sarah Scopel’s finance and strategy experience spans across the advisory and corporate sectors. She is currently the Group Treasurer at The Star Entertainment Group. Prior she was the Assistant Treasurer of Caltex Australia Limited. Prior to joining Caltex, Sarah held roles in Macquarie Bank’s Investment Banking division, lead the treasury team at Origin Energy Limited and also held roles in Origin’s corporate finance and strategy groups. Sarah is also a member of the Asset and Investment Committees of Scouts NSW and member of the Nominations Advisory Committee of Bond University Limited. In this riveting conversation, Sarah and Simon discuss her journey to becoming the Group Treasurer at The Star Entertainment Group and dive into topics such as the importance of networking, balancing her demanding job as well as being a busy parent. Sarah also goes into the importance of having a professional mentor and what she looks for in a prospect member of her team. Thank you for listening. Please help us grow this community. Our mission is to share the wealth of knowledge within the treasury and finance community and inspire diversity. Please SUBSCRIBE, DOWNLOAD AND REVIEW OUR SHOW. Feel free to write to me: simon@treatsurytalent.com  Social Media: Simon Lynch on LinkedIn   Sarah Scopel on LinkedIn

ASA National Conference - May 2018 Stephen Mayne (Director, ASA) with Ilana Atlas (Chair, Coca-Cola Amatil), Ian Blackburne (Chair, Aristocrat Leisure), Steven Gregg (Chair, Caltex) and Richard Sheppard (Chair, Dexus). Topics covered include APRA, the role of directors, AMP imbroglio, diversity on boards, two-strikes, the role of the AGM and why big business is on the nose...

1) Woolies and Caltex partnership 2) why brokers won't touch Bellamys and Dominos 3) Media and advertising pushing and shoving 4) The Credit Crunch - on or off? 5) Dr Mahanti's High Horse - OF COURSE the stockmarket is risky See omnystudio.com/policies/listener for privacy information.

Mike Bennetts is the CEO of Z Energy – which he led through a rebrand from Shell NZ in 2011 and more recently the acquisition of Caltex. Hear the fascinating journey which saw him end up leading a part of BP with $40B in revenues before he returned to NZ. More: www.paulspain.com www.nzbusinesspodcast.com Sponsor: www.gorillatechnology.com

Johanne Rossi is the Chief Procurement Officer at Caltex. Awarded Chief Procurement Officer of the Year and Procurement Leader of the year, her team was also awarded the Most Improved Procurement Operation of the year and Procurement Function of the year.

Segments Include -GooliesThe Death SimulatorStoner food cafe opens in SydneyMounceys Magazine WatchShane Warne in Thomas the Tank Engine?CALTEX offering haircutsJonesys phone goes off during speeches at Peter Overton's birthdayWe speak to Gogglebox star Anastasia"This Stuff's Going To Be Worth A Fortune"We speak to Federal Opposition Leader Bill ShortenSee omnystudio.com/listener for privacy information.

I was in Adelaide when a billboard caught my eye. In big letters it read “One name moves more Australians than any other”. What name? Caltex. It was followed by the tagline “With you all the way”. What a solid marketing campaign and It turns our focus onto what actually drives our lives. Without fuel, the world around us literary stops. No cars, trucks, busses, trains or planes! As Christians, we’re fueled and driven by another name. Jesus. It's often easy to forget that and it’s easy to start putting our faith in worldly things. This week I’ve been encouraged by this verse in Hebrews 12: "Therefore, since we are surrounded by such a huge crowd of witnesses to the life of faith, let us strip off every weight that slows us down, especially the sin that so easily trips us up. And let us run with endurance the race God has set before us. We do this by keeping our eyes on Jesus, the champion who initiates and perfects our faith.”

A talk with a long-time revolutionary socialist and trade unionist, Bob Carnegie, recently elected as state secretary of the Queensland branch of the Maritime Union of Australia. We will discuss the current issues facing maritime workers, the ongoing Caltex dispute and the need for a collective struggle against the insecure work and casualisation. We will also have a chat with Liz Turner, the community organiser of the National Union of Workers, about the need for a united community and union response to the rise of fascism and far-right extremism in light of Reclaim Australia Rallies!

Alexander Spirit crew refuse to budge after Caltex say they will be replaced in Singapore; Anthony Albanese talks about the latest Government attacks on cabotage; Kate Mitchell from Southern Cross University tells how NTEU influenced the no vote by general staff to insulting EBA offer.

Power Athlete's two east coasters reconnect for this intimate pre-Thanksgiving episode with Denny K.  Things get interesting when the group reviews a couple of recent PAHQ articles and discuss ways to get an athlete to keep their “head down”…literally and figuratively…during their training. Show Timeline 0:30 Let's talk #22JackedStreet – the origin, progress, and future.…

This is an Australian radio production of the classic MGM science fiction movie, Forbidden Planet. The production uses all the original electronic music and effects from the film. Length: 55 Min. What can I say? Years before Starfleet officers donned uniforms in Star Trek, it was done in Forbidden Planet. Long before Han Solo held a blaster, the guys in Forbidden Planet did it. Long before Star Trek's android Data and shortly before Lost in Space's Robby, a mechanical being played a major role in Forbidden Planet. Long before big special effects films ruled movie theaters, Forbidden Planet was packed with great effects, including astounding matte paintings. Long before electronically-created music became common, Forbidden Planet featured an all-synthesizer soundtrack that gave a futuristic and creepy feeling. Long before Leslie Nielson said, "Don't call me Shirley," he wore a spacesuit and wielded a ray gun. Online Meetings Made Easy with GoToMeeting Try it Free for 45 days use Promo Code Podcast