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In this episode, Varun, co-founder of Yoodli, shares insights into how his startup leverages AI to enhance communication skills, from public speaking to enterprise sales training. Tune in to understand how AI can empower humans rather than replace them, and the strategic evolution from consumer to enterprise products.Key Topics:The origin story of Yoodli and its focus on helping people find their voiceTransition from B2C to B2B: What was learned along the wayThe role of storytelling as a meta-skill in a world dominated by AIUsing AI to make communication more authentic and humanHow large organizations like Google and Snowflake are integrating YoodliThe evolution of AI capabilities, from role plays to experiential learningBuilding modular, customizable AI products that adapt to customer needsThe importance of deep integrations and the challenge of SaaS vendor proliferationReal-world growth stats: 900% revenue increase and millions of usersInsights into leadership, authenticity on social media, and the value of vulnerabilityPersonal stories from Sergey Brin's projects and leadership lessons learnedTimestamps: 00:00 – Introduction to Varun and Yoodli's journey 02:01 – Early days of Yoodli: Founding thesis and initial challenges 04:19 – Key lessons about public speaking skills 05:45 – The importance of recording and reviewing oneself 06:25 – Describing Yoodli as “Duolingo for public speaking” 07:25 – The role of storytelling in high-performance communication 08:21 – Building AI to enhance, not replace, human authenticity 09:07 – Judgment as a differentiator in AI-enabled work 10:01 – How Yoodli expanded into enterprise with Google & others 11:24 – Social media as a branding tool for founders 12:38 – The impact of authenticity on LinkedIn and lead generation 14:09 – The Google GTM training case study: How it started 15:07 – Product features for enterprise sales training 16:05 – Impact on sales onboarding and role play automation 17:32 – The future of experiential learning and AI role plays 20:17 – The broader vision for AI in education and training 21:26 – Impressive growth stats and customer insights 22:01 – The technological foundation: Modular AI architectures 23:52 – The influence of LLM improvements on product features 24:46 – The commoditization of AI role plays and experiential learning 25:12 – Building deep, customizable, scalable AI solutions 26:36 – The importance of scale and deep integrations 30:03 – Product differentiation through vertical focus and deep specialization 33:07 – Market challenges: Demand, consolidation, and customer expectations 34:42 – How to find and connect with Varun 35:30 – Sergey Brin's projects, leadership lessons, and human insights 37:36 – Overcoming imposter syndrome: Everyone's learning curve39:01 – Final reflections and looking aheadResources & Links:Varun on LinkedinNataraj on LinkedinTry Yoodli
Bryce and Ren break down why market volatility is the price of admission for long-term investors and how to think about big sell-offs. Then Mr. Beat Up returns with a stock that's fallen 80%...is it a broken story or a massive opportunity?Join us on Saturday 24 October in Sydney at Carriageworks for a day designed to prove that finance doesn't have to be boring. We believe investing is a life skill everybody should have. FinFest is here to make learning it fun.You'll hear from some of Australia's best investors, business leaders and entrepreneurs, take part in educational sessions and connect with thousands of like-minded people – all while enjoying bars, food and entertainment.Leave inspired, better informed, and ready to take the next step on your investing journey.Register your interest for early bird tickets at equitymates.com/finfestIn this episode:00:00 Why markets panicked last week (and why we were buying)02:17 The Monday sell-off: jobs data, oil spike & geopolitical fears05:06 The real lesson: market drops happen more often than you think07:42 Why simple investing strategies beat panic selling09:09 Panic buying: how we approached the dip10:21 Mr. Beat Up returns: analysing an 80% stock crash14:12 What caused Duolingo's massive fall (AI narrative + strategy shift)17:12 Does Duolingo actually have a moat?24:57 Valuation check: is the stock now mispriced?Clip featured from Bloomberg News, watch the full interview here.———Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ———Equity Mates Investing is a product of Equity Mates Media. Hosted on Acast. See acast.com/privacy for more information.
Here's what we're reading, recommending, and revisiting this week.Catherine's library find is a novel that had many blurbs that appealed to her, so she wants to check it out: Like Family by Erin O. White. She also has a follow-up to last week's history of Victorian parenting. It's Hot Victorians: Meet Your Dream Man From the Past by Aaron Radford-Wattley (inspired by an Instagram account of the same name). Mentioned: True Biz by Sara Novic.Terri's random recommendation is Duolingo, where you can learn not just languages used in the real world, but those from the past (Latin) and fictitious worlds (Klingon, High Valyrian). Mentioned: Duolingo French podcast and a Game of Thrones scene that demonstrates the power of knowing your enemy's language: Part 1, part 2.In the archives, we checked in on an episode from 2022 on the warning labels we need as parents. Mentioned: AIM away messages.Next week's lineup:Shrinking S3 E7, "I Will Be Grape," on Tuesday, March 17Lost S5 E5, "This Place Is Death," on Wednesday, March 18Weekly roundup on Thursday, March 19Until then (and anytime you're in need), the archives are available.
Je suis allée au bureau le matin.Je suis passée au combini quand je suis allée au bureau.Je suis allée chez le coiffeur.Je suis rentrée à la maison.J'ai téléphoné et parlé avec une amie coréenne.J'ai étudié le coréen avec l'app Duolingo.
McKay reveals why the most critical factor for success in business and life isn't the product, price, or timing, but the power of a compelling story. He demonstrates that the "best story wins" by reframing value, creating emotional connection, and motivating action in ways that data and features alone cannot.Drawing on case studies from disruptive brands like Canva, Duolingo, and Moderna, McKay shows how storytelling can redefine entire industries. He breaks down powerful communication frameworks, including Simon Sinek's "Golden Circle," Donald Miller's "StoryBrand," and Barbara Minto's "Pyramid Principle," to provide a clear roadmap for crafting impactful narratives. By positioning the customer as the hero and the business as the guide, he illustrates how to move beyond product features to address core human motivations and frustrations. Ultimately, this episode equips listeners with the tools to craft irresistible stories that capture attention, build loyalty, and drive results.Main Themes:Why the best story always wins in businessThe StoryBrand Framework: Positioning the customer as the heroSimon Sinek's Golden Circle: Starting with "Why"The Pyramid Principle: Leading with the answer firstCase studies in storytelling: Canva, Duolingo, Apple, and PatagoniaUsing "anticipation hooks" to engage listenersTapping into the brain's "narrative network" to create emotional connectionHow fictional stories dramatically increased the value of simple productsReframing complex technology (Moderna's mRNA) into a simple, empowering narrativeShifting from a product-focused to a story-focused sales approachTop 10 Quotes:"The best story wins.""A story is a piece of information wrapped in emotion.""People don't buy what you do; they buy why you do it.""Your customer is the hero. You are not, nor is your product. You are the guide.""When you start with ‘why', you attract believers, not just buyers.""Stories put the other person in receptive mode.""Instead of injecting a vaccine, we teach your body how to solve the problem itself.""Clarity beats suspense or confusion every time.""Beliefs drive actions, both positive and negative."Show Links:Open Your Eyes with McKay Christensen
"Motivation is a triangle. It requires: Behavior: What am I going to do? Benefit: Why am I going to do it? Belief. If you don't have those three areas of your life in concert, all the advice in the world is going to go in one ear and out the other. Beliefs are tools, not truths. The majority of our problems today—cultural, geopolitical, personal—come from the fact that we think our faith is fact, and we confuse facts for what are beliefs. Everything worth having in life is on the other side of discomfort. So if you can learn to manage discomfort through the power of belief, what couldn't you accomplish? Everything." - Nir EyalFresh out of the studio, Nir Eyal, best-selling author of "Hooked," "Indistractable," and the forthcoming "Beyond Belief," joined us in a conversation to explore how deeply held beliefs quietly shape our attention, decisions, and success. Nir shared his personal origin story of childhood obesity that revealed how we escape uncomfortable feelings through habitual behaviors, and progressed through the Hook Model that democratized Silicon Valley's habit-formation secrets for building products like Duolingo and Fitbod. He unpacks the critical insight that the opposite of distraction isn't focus—it's traction—and introduces the Motivation Triangle framework explaining why knowing what to do isn't enough without belief. Throughout the conversation, Nir demonstrates how 90% of our distractions stem from internal triggers rather than technology itself, and challenges the moral panic around AI by drawing parallels to historical fears from the written word to social media. Last but not least, he argues that beliefs are tools, not truths, revealing how our hidden convictions fundamentally alter what we see, feel, and do—and provides a science-backed path for transforming limiting beliefs into liberating ones that unlock previously impossible performance.Episode Highlights[00:00] Quote of the Day by Nir Eyal[01:02] Introduction: Nir Eyal[04:45] Hook model democratizes habit-forming product secrets[06:42] Startups sell painkillers not vitamins[08:59] Traction versus distraction defines intentional living[10:24] Distraction is behavior not medical addiction[11:28] AI triggers predictable moral panic cycle[14:21] First generation without mass starvation faces excess[16:58] Hook model: trigger action reward investment[23:26] Persuasion helps people achieve their goals[29:39] Internal triggers cause ninety percent of distractions[32:36] Indistractable readers didn't implement the steps[34:46] Motivation triangle requires behavior benefit belief[36:19] Steve Jobs willed reality through liberating beliefs[43:43] Facts beliefs faith require intellectual humility[45:41] Beliefs are tools not truths[48:32] Beliefs reshape attention anticipation agency[51:30] ClosingProfile: Nir Eyal, author of "Beyond Belief", "Indistractable" and "Hooked"Main Site: https://www.nirandfar.com/LinkedIn: https://www.linkedin.com/in/nireyal/Podcast Information: Bernard Leong hosts and produces the show. The proper credits for the intro and end music are "Energetic Sports Drive." G. Thomas Craig mixed and edited the episode in both video and audio format.
Daniel Mahncke and Shawn O'Malley take a deep dive into Duolingo — the leading language learning app with over 50 million daily active users and the chaotic green owl as a mascot. Since its IPO in 2021, Duolingo has expanded beyond language instruction to include math, music, and chess. The vision is to create the world's largest learning platform. Some people believe Duolingo will succeed and become a company worth hundreds of billions of dollars, dominating one of the largest and most profitable markets – education. However, the stock has fallen 80% from its highs, as the market views Duolingo as a potential target for AI disruption. IN THIS EPISODE, YOU'LL LEARN: 00:00:00 - Intro 00:05:51 - About the mission of the CEO and Founder, Luis von Ahn 00:08:29 - Why Duolingo was founded 00:10:34 - Why Duolingo works better than other apps 00:17:16 - About Duolingo's user numbers and growth 00:37:55 - Why the stock dropped 80% 00:40:55 - Whether AI is a threat or an opportunity 00:53:47 - What the bull and bear cases look like 01:18:11 - Whether Shawn and Daniel add Duolingo to the portfolio *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES The Investors Podcast Network is excited to debut a new community known as The Intrinsic Value Community for investors to learn, share ideas, network, and join calls with experts: Sign up for the waitlist(!) Sign up for The Intrinsic Value Newsletter. Learn how to join us in Omaha for the 2026 Berkshire Hathaway shareholder meeting. Track The Intrinsic Value Portfolio. Shawn & Daniel use Fiscal.ai for every company they research — use their referral link to get started with a 15% discount! Duolingo Investor Relations. Explore our previous Intrinsic Value breakdowns: Uber, Nike, Reddit, Nintendo, Airbnb, AutoZone, Alphabet, Ulta, John Deere, Madison Square Garden Sports. Related books mentioned in the podcast. Ad-free episodes on our Premium Feed. NEW TO THE SHOW? Follow our official social media accounts: X (Twitter) | LinkedIn | Facebook. Browse through all our episodes (complete with transcripts) here. Try Shawn's favorite tool for picking stock winners and managing our portfolios: TIP Finance. Enjoy exclusive perks from our favorite Apps and Services. Learn how to better start, manage, and grow your business with the best business podcasts. References to any third-party products, services, or advertisers do not constitute endorsements, and The Investor's Podcast Network is not responsible for any claims made by them. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
In this Dialogue episode of The Synopsis, we discuss Netflix stepping away from Warner Bros., Duolingo and underlying growth issues, plus Paypal and what makes a great manager. Five Minute Money Newsletter Free Sign Up YouTube Video Links: Paypal, Netflix, Duolingo ~*~ You can also get a free trial to AlphaSense to read 200k+ expert calls through this link. ~*~ For full access to all of our updates and in-depth research reports become a Speedwell Member here. Please reach out to info@speedwellresearch.com if you need help getting us to become an approved research vendor in order to expense it. -*-*-*-*-*-*-*-*-*-*-*-*-*-*- Show Notes (0:00) — Intro, Netflix/Paramount Warner Bros. Deal (17:17) — Duolingo Selloff (30:08) — Duolingo Valuation (36:20) — PayPal Overview (42:48) — What Makes a Good Manager? (52:41) — PayPal Valuation -*-*-*-*-*-*-*-*-*-*-*-*-*-*- For full access to all of our updates and in-depth research reports, become a Speedwell Member here. Please reach out to info@speedwellresearch.com if you need help getting us to become an approved research vendor in order to expense it. *-*-*- Follow Us: Twitter: @Speedwell_LLC Threads: @speedwell_research Email us at info@speedwellresearch.com for any questions, comments, or feedback. -*-*-*-*-*-*-*-*-*-*- Disclaimer Nothing in this podcast is investment advice nor should be construed as such. Contributors to the podcast may own securities discussed. Furthermore, accounts contributors advise on may also have positions in companies discussed. This may change without notice. Please see our full disclaimers here: https://speedwellresearch.com/disclaimer/
En este episodio entrevistamos a Pamela, quien nos cuenta cómo aprendió español y cómo vivir en Iztapalapa durante su estancia en Ciudad de México fortaleció su nivel. También hablamos de la importancia de practicar hablando, de perder el miedo a equivocarse y de cómo aprender un idioma se parece al stand up: hay que aventarse y ser constante. If you'd like to listen to our episodes ad-free and get the full word-for-word transcript of this episode — including English explanations and translations of Mexican slang and colloquial expressions — visit us on Patreon. You can also find more content and resources on our website: nohaytospodcast.com If the podcast has been helpful to you, please leave us a review on Apple Podcasts — it really helps! And if you prefer video, check out our YouTube channel. No Hay Tos is a Spanish podcast from Mexico for students who want to improve their listening comprehension, reinforce grammar, and learn about Mexican culture and Mexican Spanish. All rights reserved. No Hay Tos is a Spanish podcast from Mexico for students who want to improve their listening comprehension, reinforce grammar, and learn about Mexican culture and Mexican Spanish. All rights reserved.
On the podcast: how Duolingo prioritizes clarity over persuasion on their paywalls, why they offer users multiple free trials instead of just one, and how adding friction to their trial reminder flow actually boosted conversions.This conversation is shorter than usual and will be featured in RevenueCat's State of Subscription Apps report. Each episode in this series will explore one crucial topic and share actionable insights from top subscription app operators.Top Takeaways:
Marc Cox dives into the Middle East crisis with Hans von Spakovsky, breaking down Iran's decades-long attacks on Americans, the legal authority behind the president's military action, and election security updates. Nicole Murray joins to discuss volatile markets amid the Iran strike, soaring oil prices, corporate tax loopholes with FanDuel and DraftKings, and consumer stories from McDonald's to Duolingo. The hour closes with “In Other News,” highlighting a harrowing Texas hot air balloon rescue, SAG Awards reactions, the Cardinals' bottomless food ticket package, the world's oldest horse, Amanda Seyfried's movie prosthetic, and tipping trends across the U.S. Hashtags: #IranStrike #HansVonSpakovsky #MarketUpdate #NicoleMurray #HotAirBalloonRescue #SAGAwards #Cardinals #GuinnessWorldRecords #TippingTrends #ConsumerNews
C'est pas toujours facile de voir ce qu'on fait bien.Souvent, on remarque surtout ce qu'on n'a pas fait, ou mal fait.Alors dans cette MM, je te propose un truc simple :On fait une pause.Et on liste, toi et moi, nos petites victoires du moment.Moi, je te raconte en 7 minutes les miennes : podcast, LinkedIn, Duolingo…À toi de jouer maintenant : envoie-moi un MP pour me partager tes derniers accomplissements.Je les relayerai dans la newsletter Les Notes de la Cohorte!(Pour me répondre, envoie-moi un mp sur Linkedin
Femke heeft eindelijk een fietshelm gekocht – het kreng is loodzwaar maar voor de snippets op Instagram houdt ze hem gewoon op. Ach, liever een Willempie op de podcaststoel naast je dan een kasplant, denkt Gijsje, die hem stiekem best mooi vindt. Femke en Gijsje winden zich enorm op over Duo Lingo. Gijsje doet al járen Noors op het allerhoogste niveau en spreekt nog steeds geen woord, Femke draait door van de emotionele dreigementen die Duo Lingo op haar afvuurt om haar terug te winnen. De vruchtbaarheid van de vrouw met vijftien jaar verlengen: het is nabij, lezen ze in de media – maar hoe wenselijk is dat? Gijsje is bang dat het fenomeen oma verdwijnt nog vóór ze er zelf een is en Femke is bang dat alleen steenrijke vrouwen dan tot aan hun pensioen baby's kunnen baren. Niet per se een goed plan, vindt ook de leuke Evi Hanssen die even later aanschuift, omdat ze een heel leuk, herkenbaar en informatief boek schreef over de overgang, Bloedheet & tranen. UpToMoreMet code SAARPODCAST krijg je bij UpToMore €50 cadeau! Deze actie is geldig tot en met 31 maart 2026. Geldig bij nieuwe klanten die minimaal €100 per maand inleggen met een minimum van zes maanden. * Loop geen onnodig risico. Lees het Essentiële-informatiedocument. Hierin staat dat het risico van dit product middelgroot is, namelijk 4 op een schaal van 7.UpwayGa naar Upway.nl en gebruik de kortingscode SAARPODCAST125 voor €125 korting op een bestelling van minimaal €750.Adverteren?Wil je adverteren in deze podcast? Stuur dan een mailtje naar adverteren@bienmedia.nl.
Duolingo x James 1:22-25Your daily crossover of faith and fandom! Experience daily Biblical encouragement from nerdy Christian podcasters, bloggers, and content creators. Join the Nerd of Godcast community at www.NOGSquad.com
Duolingo CEO Luis von Ahn speaks with Bloomberg's Carol Massar and Tim Stenovec on the company's recent earnings and how the company seeks to grow subscribers while continuing to engage app users.See omnystudio.com/listener for privacy information.
Die Wall Street bekommt aus unterschiedlichen Richtungen Gegenwind. Neben der geopolitischen Risiken, sehen wir einen überraschend starken Anstieg der Erzeugerpreise. Was Quartalszahlen betrifft, können Dell und Block überzeugen. Das Block allerdings 40% des Personals wegen des Einzugs von KI abbauen wird, facht die Sorge vor einer generellen Entlassungswelle an. Deutliche Kursverluste sehen wir vor dem Handelsstart bei den Aktien von Duolingo und CoreWeave, die unter den Quartalszahlen und Aussichten leiden. Abonniere den Podcast, um keine Folge zu verpassen! ____ Folge uns, um auf dem Laufenden zu bleiben: • X: http://fal.cn/SQtwitter • LinkedIn: http://fal.cn/SQlinkedin • Instagram: http://fal.cn/SQInstagram
Geweldige cijfers en een dito outlook van Nvidia werden onthaald met een koersdaling. En één online artikel waarin een AI-dystopie over een paar jaar werd geschetst deed afgelopen week hele sectoren kelderen op de beurs.Pieter Kort bespreekt met gasten Pim Bertens (professioneel handelaar en producent van tv-programma Bulls & Bears) en IEX-analist Hildo Laman de nieuwe werkelijkheid op de beurs, waar AI-hoop en AI-vrees elkaar bijna dagelijks afwisselen. Zijn sommige aandelen rijp voor een druk op de koopknop?De onderwerpen van deze week:Wat hebben de gasten (bijna) gekocht en verkocht de laatste tijd?Box 3 terug naar de tekentafel. Wat kunnen we verwachten van de reparaties?AI-dystopie: "de helft van de kantoorbanen verdwijnt"Wie zijn de AI-winnaars en -verliezers?Nvidia doet alles goed; waarom zijn beleggers niet tevreden?Wat het verleden van Apple ons leert over de toekomst van NvidiaDilemma van de week: Magnificent 7 of alles behalve tech?Aandelen: Aalberts, AMG, Fugro, Wolters Kluwer, DuolingoBekijk of beluister de IEX Beleggerspodcast via de player hierboven, of ga naar Youtube of uw favoriete podcast-app. Links uit deze podcast:Het Citrini-rapport: The 2028 Global Intelligence CrisisHildo's analyse van de Nvidia-cijfersMoet Aalberts afscheid nemen van de halfgeleideractiviteiten?AI-vrees trekt de koersen van softwarebedrijven snoeihard onderuitIEX-enquête: dit vonden beleggers van de ingetrokken Box 3-plannen
Hard conversations in relationships, attachment styles, anxious vs avoidant dynamics, and emotional disconnection are at the center of this week's Ask A Matchmaker. Matchmaker Maria sits down with therapist and author Colette Fehr to explain why couples fight about small things like Duolingo, texting back, or Valentine's Day flowers when the real issue is feeling unheard or unimportant. They break down how to stop people pleasing, how to say "that hurt me" clearly, and why serious conversations should never happen over text. Colette shares tools from her book The Cost of Quiet, including her emotional Mad Libs method for speaking up without pushing your partner away. They also tackle anxious and avoidant attachment patterns and whether separate bedrooms, like Keke Palmer suggested, can actually work in a healthy relationship. ♥️JOIN MARIA'S COMMUNITY + SUBMIT A QUESTION ❓ Ready to date with intention?
Welcome back to New Dad Gaming! This week, Trevor and Jeff are surviving the wild energy of their kids—who are currently acting like Red Bull-fueled boars at a banquet. With the family adjusting to life down in Medellín, the guys discuss bribing the kids with $100 to learn Spanish on Duolingo and how this educational "loophole" is racking up screen time. We also dive into the beautiful peace of a post-Roblox household, which has led the kids right back to the classics like Pokémon Sword and EA FC. On the adult gaming front, Nintendo is testing our patience (and wallets) by charging a premium for retro Pokémon Fire Red ports, Trevor confesses to a slightly guilty relapse into Marvel Snap, Jeff returns to the Final Fantasy 14 grind, and we confront the terrifying reality of a 15-year-old pirating Balatro on school computers. Apple Podcasts: https://podcasts.apple.com/us/podcast/new-dad-gaming/id1107330772 Spotify: https://open.spotify.com/show/434cj9ksKBnX6aY2aBZ6Uw Others on Our Website: https://newdadgaming.com/ #podcast #podcaster #podcasting #fatherhood #gaming #dadgaming Chapter Timestamps: 0:00 - Intro & The "Boars at a Banquet" Analogy 4:39 - The Duolingo Screen Time Loophole & Spanish Bets 10:51 - Life After Roblox: Kids Return to Pokémon & Soccer 15:06 - Nintendo's Wild $30 Price Tag for Retro Pokémon 22:16 - Relapsing into Marvel Snap & Smurfing Low Levels 26:23 - The Endless Cycle of Final Fantasy 14 30:05 - Kids Pirating Balatro on School Computers 31:49 - Outro & How to Support the Show
The Smarter Way To Pick Winning Stocks Podcast: Find out more about Blueberry Markets – Click Here Find out more about my Online Video Forex Course Book a Call with Andrew or one of his team now Click Here to Attend my Free Masterclass Checkout the Tykr Platform here. #624: The Smarter Way To Pick Winning Stocks In this video: 00:14 – Sean Tepper – found of TYKR 04:55 – How does this software help? 08:50 – TFTC also helps create successful traders 12:25 – Is social media helpful? 16:20 – Multiple brokers or one? 22:18 – TFTC creating a trading bot program 28:16 – 60,000 stocks analyzed 32:45 – Contact Sean Andrew Mitchem Hello, everybody. It’s Andrew Mitchem here at The Forex Trading Coach. And today I’m really pleased to be joined by Sean Tepper, who’s the founder and the CEO of Tykr. Welcome along. Sean. Sean Tepper Andrew. Good to be here. Andrew Mitchem Awesome to have you. Sean, could you introduce yourselves to everybody and let us know who you are and what you do and what we’re going to talk about? Sean Tepper – found of TYKR Sean Tepper Sure. Yeah. My name is Sean Tepper. I’m the founder of TYKR, as Andrew said. And long story short, TYKRs a platform that helps people buy and sell stocks with confidence prior to that. My background is about 20 years in tech, 15 years investing, and I kind of created TYKR as a solution to a frustration in the markets. Sean Tepper And we could dive into what that frustration is, if you’d like. Yeah. But yeah, I had to create a solution because it was very hard to make decisions when I first got started. And that’s where really TYKR came from. And, but yeah, fast forward to today. We’ve got a little over, 13,000 customers in about 50 countries, including where you’re based. Sean Tepper New Zealand. Andrew Mitchem Oh that’s good. Yeah. So you had 50 countries. That’s a that’s an awesome effort. And, and Sean, I was reading about, you know, you started, on your website says, in, you know, 2011 to 2015, you were trying to figure out what wasn’t there to help you. What did you find back then? Was the biggest frustration that led to TYKR happening? Sean Tepper Yeah. So when I first got started, you know, I think I joined E-Trade. And, you know, there’s so many brokers these days, it’s hard to keep track of. But as soon as I joined, I had no idea what to do next. So I started going on YouTube researching where do you go to invest? Like looking up different investing platforms? Sean Tepper I found a few of our competitors, like Seeking Alpha and Motley Fool, and they do a fine job, but it’s still very difficult to truly know the difference between a strong stock and a weak stock is is very frustrating. And for context, my background is in tech, but to go, layer deeper, it’s actually in process engineering. Sean Tepper Like I’ve worked a lot for GE and Koehler. And the rule is in process engineering, if you have 100 data points, you cannot present that to a customer or an executive. You have to roll it up to ideally a binary decision like yes or no or a traffic light. And I was complaining at that time, like, am I the only one complaining about the fact that there’s no process engineering lens layered over investing like, this is insane. Sean Tepper Like nobody’s making it easy. And that was kind of the green light I was thinking of, like, hey, if I could figure something out here, I think the big solution is a create a process engineering solution in the world of finance and apparently I’m the only one really doing that today, other than the few platforms that say buy or sell. Sean Tepper But I don’t really recommend that. But yeah, that was that was the beginning. And it took about a year to build this Excel sheets. And I give you context here, I found a lot of inspiration from Phil Towne. He wrote a few books on value investing. Do you know Phil Towne? Andrew Mitchem No, I don’t know. No. Okay. Sean Tepper Your your audience may be interested. He wrote a book. One of them is rule one. The other one is payback time. I really provided some. Yeah, yeah. You know, rule one investing, Warren Buffett. We can talk about that. But, yeah, I, I found some of the calculus in his books, put it into Excel, and I ended up coming up with about 50 data points to analyze the stock. Sean Tepper And then on top of that, I created a traffic like rating system where stocks are either on sale, watch or overpriced. That’s green, gray or red. And I used it the next 4 or 5 years on my own, making returns between 15 and 50%, and my returns still fall in that range today. Our customers actually fall in that range as well. Sean Tepper But yeah, I, I wanted to make sure I’m using my own money testing it to make sure it works, not just like four weeks or four months. I went like that over four years. And then it was 2019 was the inflection point when I’m like, I think I’ve got a solution here, but let’s just confirm. Sent the sheet to a few of the retail investors and everybody’s like, I’m not going to use this Excel sheet. Sean Tepper This is insane. You got to create a software. So that right. That was the green light. Let’s go create a SaaS platform. And took a year to build the first version. And the first version was not pretty. But yeah, fast forward to today. That’s where we’re at. But yeah. Andrew Mitchem They Nimrod when you look back on them. Sean Tepper Yeah, right. It was like the, the metaphor I use is it felt like I was building a physical prototype made of like, and duct tape and cardboard. It was not pretty videos. It’s pretty ugly. But you get feedback from your customers and you just keep making it better, and it actually turns into something. How does this software help? Andrew Mitchem So, yeah, awesome. That’s brilliant. So fast forward then to today. Why would someone come and use what you have and I suppose in a practical basis, how does it help them? What are they. What do they input? What do they use to make decisions for them? Sean Tepper Sure. Yeah. So I’ll give you some of the the subjective reasons and then we’ll get into the objective and why that’s actually important to our, our broker partners. But our rating system again process engineering, it doesn’t sound very glamorous, but the concept of making decisions very easy for people, it is very true in most industries. So we we use the process engineering lens. Sean Tepper Plus we take a lot of inspiration from Duolingo for language learning in our opinion. Like what? They’ve got over 600 million users. They’re doing something right. We’re teaching people how to learn a language with these micro learning modules. And I’m like, we need to do the same thing in our platform, but it’s got to be investing focused. So we’ve got these modules peppered around that quickly teaches people how to invest in you put the two together, the rating system, plus the simplified education that helps people. Sean Tepper And it’s not our guarantee, but it’s it’s something we let people know upfront that 90% of customers is actually over 90. But we say 90% of customers that use TYKR are able to go from a beginner to confident an investor in 14 days or less. It’s very quick. Wow. And what does that mean from an objective standpoint? And this is what matters most to brokers, which is most brokers we’re talking to have two big problems. Sean Tepper And number one, very little transaction volumes, like somebody will join on day one and they’ll wait three months or six months or nine months, and then make another trade. And the other issue is the average account size is less than 5000. While with TYKR after five years. Now we’re we track like a lot of data points to see our, investors behavior. Sean Tepper And typically people make 30% more transactions after joining TYKR. And their average account size is about $180,000. So what that tells us is and it tells. Right. So these people are their confidence is skyrocketing and they’re adding more money from their checking account or their savings. So it’s not sitting in a low interest vehicle. So so there you go. Sean Tepper That’s how we’re different. I’ll give you one more way where different in your audience may appreciate this is TYKRs. Calculations are actually open source for personal use. And the SEC really likes that. Like we had an audit done to make sure we fall in that publisher exclusion category. We could talk about that in a minute, but making sure we’re not we’re not giving financial advice, but this firm we’re talking to and we had another we’re actually had two firms. Sean Tepper Take a look. They were both very impressed that we we put those calculations out and I’m like, I’m, I’m actually not concerned anybody’s going to take it because it’s even though it’s relatively simple math, it’s a lot of it. And try to put together in a software what would take you a really long time. So fortunately nobody’s tried to duplicate it. Sean Tepper But the calculations are out there. Andrew Mitchem Yeah, well, for the sake, I was looking on your your purchase, page. Your pricing page. For the sake of $50 a month, you just use it. Wouldn’t you? Rather than trying to reinvent it or. Sean Tepper It exact right at the base price is like, you’re saying 15, 15 bucks a month or 99 a year? You’re right. It’s like, oh, okay. So here’s the here’s the calculations. Yeah. I’m not going to reiterate. That’s where it. Andrew Mitchem Is. I mean in in lifetime working it out will spend $100 a year same. Sean Tepper Same prices Netflix their. Andrew Mitchem Data. Exactly. Yeah a lot more educational. Yes. Sean Tepper Yes. TFTC also helps create successful traders Andrew Mitchem Thank you. So it it sounds like although we’re in, slightly different markets within the overall similar markets now, we have something very similar going on, which is amazing is we’ve never met obviously, before, you know, 20 minutes ago, and that we find that our clients would be very similar to yours. The average forex person’s out there, small account, scared to trade, or they do the opposite and they do silly things and they make us even money and then lose it all, which inevitably happens. Andrew Mitchem And then they blame the break on the market. And that’s where we find our clients are different as well. You know, they have confidence that low risk approach. They they know what they’re doing, what to look for, when to do it. And therefore when they go to a broker brokers out there because, you know, the client’s got a hugely, bigger account and trading more often. Andrew Mitchem So it’s incredible how education and lack of it can affect so many people in this. Seriously. Yeah. It’s crazy. Yeah. Now, Sean, you mentioned, about the no financial advice, you know, situation. And again, coming back, that’s where we’re similar, you know, what’s your take on the no financial advice? Sean Tepper Yeah. So with the SEC, there’s I don’t have the exact, it’s like rule 102-5 or whatever. I’m making that up. But yeah, they’re essentially three rules you have to follow with staying in the publisher exclusion category. And there are companies and there are guys out there, some women as well, that they they get into some some shaky ground or gray areas where they push the envelope and they can get into some some big legal trouble. Sean Tepper So the three rules really go as follows. Number one is all information has to be factual. Like we can’t say like, hey, because I like x, y, z CEO, I think the share price is going to $2,000 a share. That’s crazy. We have to present the data like everything we do is really based off the fundamentals. We don’t cook any books. Sean Tepper We don’t skew the financials. It’s like, hey, here’s the EPS, here’s the revenue, here’s the net income, here’s the debt. Bam, roll it up to our calculations. And there’s your score. Keep it very simple right. Number two is and this is actually pretty easy to follow is we can’t ask our customers their age their risk level when they want to retire and then give them recommendations based on that criteria. Sean Tepper That is described as personalized financial advice. So very easy. Like okay, so don’t ask those personal questions. And number three everything has to be regular. And what does regular mean. It means all information we we put out has to be like every day or every week, which it’s we update our data every day. We can’t do and this is a common problem with a lot of discord and WhatsApp groups. Sean Tepper And so I’ve been told from the SEC, which is pump and dumps, is like, hey, go buy as much of GameStop by Tuesday. And then the very next day, without telling anyone, they’ll go sell a bunch of GameStop or whatever stock they they can come up with. And that is actually a common issue because you can make a lot of money in short order. Sean Tepper So, yeah, no, no irregular posting. It has to be regular posting. So yeah, those are the three rules with the publisher exclusion. And to be honest with you, but actually pretty easy to follow. Is social media helpful? Andrew Mitchem Yeah, yeah. That’s good. Do you find you mentioned on social media type of apps? Do you find that those, causing problems generally for people because they just think they’re going to find something that’s going to solve all their life’s financial problems? Sean Tepper You mean like our customer is going on social media and reading comments. Andrew Mitchem To make sure customers, but just general people out there and in general isn’t there going to find some app and follow something and it’s suddenly going to give them all the magical answers? Sean Tepper No. In general, I think most people are skeptical, which I think is good. They’re not going to like, you know, like, for example, they’re not going to come to tinker right away and be like, oh, this is this is my savior. That’s that’s not the case. We want people to be skeptical. And we always tell people like, don’t like, I’ll talk about Tinker all day, but don’t even take my word for it. Sean Tepper I always say, go to Trustpilot, see what our customers have to say first before you even think about it. And then our model is, it’s a trial 14 day trial. And then we also have a 30 day money back guarantee. So even when your credit card is charged, if you want to refund, we’re not going to fight you on it. Sean Tepper It’s like it’s 15 bucks. That’s right, that’s right. It’s like we’re not going to split hairs on this, but it’s like you want to create a platform that it’s very easy to join is very easy to learn about. You can see what your customers are saying. It’s easy to test drive. Those are kind of the boxes I like to check when I join a platform because I’m using other software to build TYKR, whether it’s a marketing software or analytics or email marketing or whatever, right. Sean Tepper I want those things. So I’m like, I’m going to do the same thing with my own platform. But coming back to the skepticism, I think it’s good. It’s good to have a healthy amount, and it’s good for people to not only, like join TYKR, but go have like join our competitors, see what they have to say. And sometimes you’ll get things to line up like let’s say it’s a stock you really like and you’ve got, you know, TYKR, Motley Fool and Seeking Alpha are all like, hey, this is this is a strong stock, not a buy stock, but its financials are strong. Sean Tepper That creates layers of confidence is how we phrase it. Yeah. Creating those layers of confidence gives people more confidence to move forward. Andrew Mitchem Yeah yeah that’s good. And I noticed also on your on your offer there that you talk about cryptos as well Matt. Obviously it’s the, the big thing that people want to talk about and we’ll see more recently we’ve seen some big drops as well. Yeah. How, how do people finding using your software or on cryptos. Andrew Mitchem Because it’s, it’s like one of the markets that we kind of cross over on. Sean Tepper Yeah. So with crypto we weren’t originally going to add it to the platform, but a few people were like, hey, can you add crypto from a tracking perspective? Now for context, we have three assets in TYKR. We have stocks, ETFs and crypto ETFs. It’s easy to analyze because it’s really just a bundle of stocks. So we analyze each individual stock. Sean Tepper We roll them all up. If it’s let’s say 500 stocks within an ETF. You can create you can calculate what is the average score within come to that on sale watch over priced. But when it comes to crypto as you know there’s no income statement cash flow statement A balance sheet is not a business, it’s just a digital asset. Sean Tepper But again, we had customers that were like, hey, you got a lot of good tracking tools, like you can set alerts on my dates and prices and really anything you want within TYKR. And so they’re saying like, can you add crypto within so we can keep track of all of our favorite assets in one clean location. And my response to that was, oh yeah, no problem. Sean Tepper We’ll add crypto to this tool. But there’s not a lot of analysis you can do there because again, it’s not a business. Multiple brokers or one? Andrew Mitchem Yeah, yeah. Fair enough. And also I noticed that you said about the broker connection. So one of your pricing models, that’s one broker three and five. Correct. What would be the reasons around someone needing, say, three brokers or five brokers as opposed to one. Sean Tepper Yeah. So the reason is typically your employer is going to issue you A41 like here in the states, of course, we get A41KI don’t know, in New Zealand you call it a pension like they do in, Europe. Andrew Mitchem Yeah. Kiwisavers called but yeah it’s that has is our name. Yeah. Sean Tepper Okay. Exactly. So you’re going to have that is going to be one retirement vehicle. And that’s typically set up with like here in the States. The two big ones are typically fidelity and Empower. There’s also Schwab. But then you’re probably going to want to do some trading on your own. So then here in the States some of the popular choices are Robinhood. Sean Tepper You’ve got E-Trade, you know. So there’s your second one. And then sometimes you’re going to have like an inherited account from a family member, you know, that could be on a different account. And if you don’t roll it over to your current broker, well, guess what? You’ve got a third broker sitting in place. But I get this. I’ve talked to people that have they’ve had more than five different brokers on my response. Sean Tepper So that is why. Yeah. So. Right. It’s it’s it seems unorganized. But we created the three tiers the premium premium plus an advanced premium. You get one broker premium Plus you get three in advance. You get five. We usually like 99.9% of the time. We don’t see people with more than five brokers. But like for example, between my wife and I, we have like we have three. Sean Tepper So yeah. Andrew Mitchem Okay. So with this allows someone to make their analysis and then connect directly through to that broker via your software. Is that how it works. Sean Tepper Yeah. Yeah. So yeah when when you join your broker and we’re really good complement to a broker will never replace it. We don’t want to be a broker dealer. That’s a legal name for their business model because we don’t hold any assets. We don’t hold people’s money. We’re just analytics. So yeah, when people join, you can sync up with your broker. Sean Tepper And what that does is it automatically updates your portfolio in TYKR every day. And it’s a much cleaner interface than most brokers out there. I, I’m never going to talk down about brokers, but it’s like their job is to protect people’s money. But when it comes to analytics dashboards or giving, like education or analytics, it’s that’s not their specialty, nor will it really ever be. Sean Tepper So we fill that gap, we complement and we make it easy to see because some people are like, I don’t I don’t actually know how much money I have because the dashboards in my broker’s so hard to use them, like just sync up your account TYKR and it’s going to kind of summarize it for you. Yeah, yeah. Andrew Mitchem That’s interesting. That makes a lot of sense. Makes life easy for people. And also I see that you have a mobile app. So can someone get the exact same information on the app. But they can all the desktop. Sean Tepper It’s pretty much the same experience. We try to release our features, if not the same day within the next week or two. Like if we need to deploy something to web or web app, we try to do the same thing to the mobile, that allows people to write. They can kind of analyze stocks and the gold or standing in line somewhere at Starbucks, whatever. Sean Tepper The mobile app, I will say this has an additional feature, which is the Duolingo inspired learning modules that kind of like swipe right, swipe left type feel. We don’t have that in the web app today, but we’ve had a few people say, hey, can you also add that to web? Well, that’ll come soon. But yeah, it’s pretty much the same experience. Andrew Mitchem And what’s the AI investing helper that’s not like yeah, humming live. Sean Tepper Oh, that could be going live. Well, recording this video is, February 9th. That could go live on the 11th. Okay. So that’s a feature where you can, like, interact with where you’re going to be the first to hear about it here. So it’s it’s an AI tool where you can ask questions like how do I get started? Sean Tepper Or what should I do with my first thousand dollars? Or, what when is the best time to buy or best to sell? You can interact with AI and it’s actually connected with TYKRs, data set, but also the the globe and it’s put a lot of rigor, rigor into place to make sure it’s not giving you financial advice, but it’s really leaning into giving you the data and TYKR. Sean Tepper So it’s for example, if you were to ask it, hey, can you tell me how to value a stock? It’s going to first go to TYKRs data set. And with the education and give you that information. And then some general information. You know that makes it sound nicer. And then kind of spit it out. So yeah, eventually we’ll release in multiple phases. Sean Tepper So the first phase we call the helper, the second phase is the portfolio builder in a will build hypothetical like for example, build me a portfolio of ten strong tech stocks or buy food stocks or car stocks, something like that. Yeah. And of course it’ll say this is not financial advice. This is a hypothetical portfolio. But yes. And then the third phase will be an analyzer. Sean Tepper So analyze my current portfolio. Like what changes would you recommend. And that that’s going to be really, really cool. So with I will say this and then I’ll stop talking. It’s a powerful tool because it can analyze large data sets in a short amount of time. But as we say at TYKR. And this is why when I become self-aware like Skynet, I’m going to be the first one to be targeted. Sean Tepper Right? It’s, it’s smart, but it’s not that smart. So you have to put a lot of rigor in a place, a lot of guardrails, because it can, as you know, hallucinate. Yeah. So we are bouncing AI up against logic and mathematics to make sure it does not say something stupid to our customers. TFTC creating a trading bot program Andrew Mitchem That’s interesting. We’re in the middle of all we’re saying in the middle. We’ve been testing this live for over a year of getting AI to create trading bots for us, and what it’s doing is it’s spitting at a heap of bots and going through, sort of live trading on, on, you know, that are not real money. We’re trading on the money. Andrew Mitchem And then each week, we’re using the human aspect, the common sense and the knowledge that we look at as technical traders to pick which bots we’re going to be running live for subscribers for the upcoming week. And, and we’re finding that that combination of using the AI for that speed and, you know, doing the, the hard work. Andrew Mitchem Yeah. And giving us some information. But like you said, the guardrail becomes the human input in the common sense of what we’re seeing as technically on a chart. There’s no point in, let’s say, say Bitcoin over the last few weeks has been, you know, crashing. So nicely. There’s no point in us selecting bullish, crypto bots for the upcoming week when there’s technical traders. Andrew Mitchem We’re looking at it dropping. So I find that adding a bit of human common sense and knowledge, along with the AI at this stage is a really nice combination. Sean Tepper You got to do it right, and you probably seen the, the bad choices some people have made. If you let I make all the decisions, you can pull yourself into a, really bad situation. Especially. I like what you’re describing with your bots or those bots actually executing trades. Andrew Mitchem They they can, but we are more trying to set it up so the individual gets the alert and still needs to manually go yes or no as well. Good call. Because I don’t want to get into that situation where it’s completely, you know, automated, although a lot of people are want it all automated. My job as someone who teaches people is you still have to have that knowledge first to understand how to run the bots and to make a commonsense decision. Andrew Mitchem Is it making a good call or not? Sean Tepper Yeah, I’m good answer there, because the other hour I was talking to one company that was have was looking to have AI execute trades automatically. I’m like, whoa, what if they just run with the line and it’s like, go right? Like if rapid fire trades for an hour or two, it’s like, yeah, put some people in a bad situation. Sean Tepper So yeah. Andrew Mitchem Anyway, yeah, we’ll avoid that. We’re both avoid that. Yep. Yeah, exactly. I use it for the hard work and still use the brain. And that’s the thing, isn’t it? You know, what you created and what we’ve created. We’re about educating people, empowering people to use their common sense. Because I still think, after all, it comes down to it, there’s nothing better as a human, as an individual to have that, that how and that it’s almost like that feelgood factor that I know I can analyze these markets and make sound decisions and do well, you know, that’s you, you. Sean Tepper You, yeah. You just hit on the, the number one thing our customers care about like in and this will give you and your audience a little moment for me when I first created TYKR, especially the Excel sheet, I was all about getting better returns. I’m like, well, if Warren and Charlie can do it, I can do it. Sean Tepper Well, when I went live, that was my focus. But then after talking to a few customers, I’m like, they don’t agree with that. There’s actually something more important. And fast forward, I probably talked to a few thousand customers by this point over five years, and the number one thing they care about is confidence. Now, having confidence to literally do it on your own. Sean Tepper That is the home run. Feeling that supersedes, you know, getting good returns any day. Like people sleep better at night. Just knowing that, Shawn, I, I can do this on my own. That is what I’m looking for. I’m like home. So we even though the returns in tech are good, like, we actually lean into confidence. Like how do we give people more confidence is actually the bigger priority now. Andrew Mitchem Yeah, yeah, I, I fully get it. You know, we’ve been operating since 2009. Come on, Ryan, the Ryan run around the world in 111 countries and the same thing we we asked people, we, of course, you know, want to know why people join. And then we follow up after three months, six months, year, two years and keep asking people it’s the community and that knowledge of knowing what you’re doing for yourself, to have that control with low risk and, you know, really good outcomes. Andrew Mitchem But up here and then I say to people, trade any trading into, investments is emotion, isn’t it? Your head in your heart. You have to control those two. And what we’re doing is providing platforms or education platforms to allow people to fulfill that, that dream successfully and safely. Sean Tepper Yep, yep. Andrew Mitchem So it’s huge. Yeah. We can have all the AI and all the risks, all the all these flash gadgets, but ultimately it still comes back to that human wanting to have confidence in what they’re doing with their own money. Sean Tepper That’s it. Yeah. Andrew Mitchem And no. And also not just handing it over to someone as well. I think it’s important. Sean Tepper They add it and it’s actually you’re kind of alluding to this. It’s in people’s best interest to let’s say AI does 90% of the work. You want to be the person you want the human being finishing that process? Yeah. Because they, they ultimately it’s it’s better for them from an educational standpoint and from an, confidence standpoint, like they should know what was done. Sean Tepper But now, I control things. I get to execute the trade. Yes. You know, that’s right, that you want people to have that power at the end of the day. 60,000 stocks analyzed Andrew Mitchem Absolutely. And the, your software obviously does a lot of analysis just to give myself and viewers and listeners a ballpark figure. What kind of number of stocks is it kind of looking at and analyzing? Sean Tepper Sure. Okay. Yeah. So we’ve got about 60,000 stocks in TYKR around the world’s. We are up. Yeah. We’re upgrading. They’ll get this in the next month or two. We’re switching our data provider. So we’re going to have in the states real time pricing. You will have 15 minute delay. But then we’re going to have actually I can’t guarantee all stocks around the world, but most that’ll bring us closer to about 75,000 stocks around the world. Sean Tepper And then we’ll also have most ETFs around the world, which I think is closer to about 10,000. I could following in that Bow Wow. Yeah. No wonder. Andrew Mitchem They need analysis software that. Sean Tepper Yeah, right, right. It’s what we do. We run into circumstances when people, you know, they’ll join from a smaller country and they’ll be like, hey, you don’t have any stocks from our country. Winner may arriving. So it’s a lot of those requests and it’s like we knew we had to get to this point eventually. Yeah. But yeah. But then you just give transparency. Sean Tepper We’re looking at Finn Hub is, the data provider that will help us get, the more stocks and ETFs around the world. Andrew Mitchem Wow. So when you see your clients in 50 countries, if, for example, someone was here in New Zealand and they don’t want to be, and 2:00 in the morning to trade the US markets, they could be trading like the Australasian markets. Yeah. So your software. Sean Tepper Absolutely. Yep. Andrew Mitchem Oh, fantastic. That’s really good. Yeah. That, that’s blowing my way. That number. One thing as a currency trader, there’s like about eight main currencies. And so that makes, hence why there’s nothing like this for the forex market. I’m guessing because we can look at charts and read a bit of news and kind of make your analysis voice your, the information. Andrew Mitchem Someone out there with that. Your software is almost got an impossible task. Sean Tepper Yeah. We I was just checking here in tick or how many stocks from New Zealand. We’ve got a little over 187. So, do you know I like the I assume it’s the new New Zealand Stock Exchange. Andrew Mitchem Yes. In Wellington. Nice. Sean Tepper Got it. Do you know how many stocks they have? Andrew Mitchem No. I’m not, I’m purely forex. I honestly don’t know. Sean Tepper Okay. No no worries. But we’ll hopefully fin Hub will be able to get us most from from your exchange. Yeah. But that’s just a good example of like absolutely. You know we again we get a lot of people from random countries like, hey, can you add more stocks from our country? It’s like, yeah, absolutely. We’re we’re on it. Andrew Mitchem Yeah. Well, and also it’s purely that time of day thing, isn’t it. Because the you know, I suppose I get used to forex which is 24 hours a day. It doesn’t matter where you live in your world, you can trade it in cryptos obviously seven days a week now as well. But when you’re talking US stocks, they are, you know, for someone on my side of the world, some quite awkward trading hours. Andrew Mitchem So what you’re providing now would allow me to trade some of the the Japanese stocks, I’m guessing. Oh, and then the Australian ones using the ones now that you mentioned. So you really do open up your product to being truly a global, tool for people. Sean Tepper Exactly. Yeah. Yeah. Andrew Mitchem That’s awesome. Sean, anything else you want to add about what we’ve not covered, about what you can help people with? Sean Tepper Yeah. Knowing that you’re more in the trading world and we’re more investing, I have to say this one detail, which is we do have about 10% of our customers are traders, give or take, and they’ll use TYKR as their starting points. You’re like, hey, let’s see. You’ve got like 100 ideas out there. Well, they’ll use TYKR to narrow it down from 100 down to ten. Sean Tepper Yeah. So that’s one main use case. It’s kind of like the short AI, as it’s been described to me. Is the short list creator TYKRs, the short list for like for traders. So so yeah, I want to add that tidbit as some people are like, well I’m not really into best thing. It’s like, you don’t have to be. Sean Tepper You can just use the tool to, narrow down your search. So I’ve selected one use case. Andrew Mitchem Yeah, that makes a lot of sense. That’s kind of how I was thinking about potentially using it as well. It’s like, makes a lot of sense to do all that, that work and get it down to something more manageable. Right? Yeah. Contact Sean Andrew Mitchem And what’s the best way that someone can contact you to find out more, about what you offer? Andrew Mitchem Sure. Well, how would. Sean Tepper They add, two ways to get in touch with, TYKR or myself? You can just go to tykr.com. That’s TYKR, tykr.com. And then, I’m really active on LinkedIn. Sean Tepper, Sean is spelled the Sean Connery way. Andrew Mitchem Yes. This with the voice. Sean Tepper Yeah. I wish I had strong Scottish voice. Yes. Andrew Mitchem Awesome. Hey, Sean, we’ll put links, of course, up here as well. And we will be sharing this in around the website and social media as well, so people can contact you finding a link here as well. It’s been awesome talking to you. I’ve learned a lot about the market. I don’t know a huge amount, and it’s fascinating to hear what you do and how, you know, you going to make it from when you mentioned 60, it still blew me away. Andrew Mitchem That number, from a ridiculous number of, stocks to help to analyze something in a, in a more simplified way. So, awesome to speak to you. Thank you. Your product looks amazing. I will be trying it. And, Yeah, look forward to it as well. Sean Tepper Thanks, Andrew. This is great. Andrew Mitchem Awesome. Thanks, Sean. Bye for now. Episode Title: #624: The Smarter Way To Pick Winning Stocks Find out more about Blueberry Markets – Click Here Find out more about my Online Video Forex Course Book a Call with Andrew or one of his team now Click Here to Attend my Free Masterclass Checkout the Tykr Platform here.
On this week's LuxeGen Group Chat, India is joined by Saroop and Nikita for a catch-up covering everything from the Winter Olympics to Disney-core fashion and celeb hot takes. First, what's actually going on at the Winter Olympics? From a Norwegian athlete publicly confessing he cheated on his girlfriend (after winning bronze…) to rumours of 10,000 condoms running out in three days and very questionable ski-jumping ‘enhancements', it's a lot. We also unpack Zayn Malik's ‘Call Her Daddy' interview and whether saying he was “never in love” with Gigi Hadid was honest… or just harsh.Plus, Celine Dion vs Rihanna (did ‘Love On The Brain' belong to her?), Amelia Dimoldenberg's upcoming feature film, and the bigger conversation around influencers-turned-actors. On the fashion front, we're obsessed with the new Mimi Webb x Disney collection at Primark – think statement accessories and vintage Mickey energy. And things we're loving? Period pants, a history-learning app that feels like Duolingo for culture and the Instagram ads draining our bank accounts.AD | In Partnership with Disney PANELIndia | @indiaagy | https://www.instagram.com/indiaagy Brandy Melville White Ashlyn Top | https://uk.brandymelville.com/products/ashlyn-top-8 Pull & Bear Barrel Fit Darted Trousers (Alternative) | https://tinyurl.com/3ajshpcj Nikkita Chadha | @nikkitachadha | https://www.instagram.com/nikkitachadha Alohas Club Suede Raspberry Leather Sneakers | https://tinyurl.com/4xkrzxy2 Saroop Sangha | @saroop.k.s | https://www.instagram.com/saroop.k.s/ Topshop Knitted Scarf Jumper (Alternative) | https://tinyurl.com/3ncxr87n Balzac Paris Baya Belt | https://balzac-paris.com/en-gb/products/ceinture-baya-noirBalzac Paris Alix Moccasins | https://tinyurl.com/mr2juatz THINGS WE'RE LOVINGDisney X Mimi Webb Mickey Mouse Cap | https://tinyurl.com/5n855n5r Disney X Mimi Webb Mickey Mouse Crew Socks | https://tinyurl.com/4rz255sv Disney X Mimi Webb Mickey Mouse Ringer Baby Tee | https://tinyurl.com/mjpdp83r Disney X Mimi Webb Mickey Mouse Shoulder Bag | https://tinyurl.com/6nkybz4r Disney X Mimi Webb Mickey Mouse Sweatshirt | https://tinyurl.com/5edbss5tModibodi Period Underwear | https://www.modibodi.co.uk/collections/periods M&S Absorbency Period Thongs | https://tidd.ly/4kOfaq3 Carelli Bambi Jacket | https://tinyurl.com/32smmc4p Hosted on Acast. See acast.com/privacy for more information.
On this week's LuxeGen Group Chat, India is joined by Saroop and Nikita for a catch-up covering everything from the Winter Olympics to Disney-core fashion and celeb hot takes. First, what's actually going on at the Winter Olympics? From a Norwegian athlete publicly confessing he cheated on his girlfriend (after winning bronze…) to rumours of 10,000 condoms running out in three days and very questionable ski-jumping ‘enhancements', it's a lot. We also unpack Zayn Malik's ‘Call Her Daddy' interview and whether saying he was “never in love” with Gigi Hadid was honest… or just harsh.Plus, Celine Dion vs Rihanna (did ‘Love On The Brain' belong to her?), Amelia Dimoldenberg's upcoming feature film, and the bigger conversation around influencers-turned-actors. On the fashion front, we're obsessed with the new Mimi Webb x Disney collection at Primark – think statement accessories and vintage Mickey energy. And things we're loving? Period pants, a history-learning app that feels like Duolingo for culture and the Instagram ads draining our bank accounts.AD | In Partnership with Disney PANELIndia | @indiaagy | https://www.instagram.com/indiaagy Brandy Melville White Ashlyn Top | https://uk.brandymelville.com/products/ashlyn-top-8 Pull & Bear Barrel Fit Darted Trousers (Alternative) | https://tinyurl.com/3ajshpcj Nikkita Chadha | @nikkitachadha | https://www.instagram.com/nikkitachadha Alohas Club Suede Raspberry Leather Sneakers | https://tinyurl.com/4xkrzxy2 Saroop Sangha | @saroop.k.s | https://www.instagram.com/saroop.k.s/ Topshop Knitted Scarf Jumper (Alternative) | https://tinyurl.com/3ncxr87n Balzac Paris Baya Belt | https://balzac-paris.com/en-gb/products/ceinture-baya-noirBalzac Paris Alix Moccasins | https://tinyurl.com/mr2juatz THINGS WE'RE LOVINGDisney X Mimi Webb Mickey Mouse Cap | https://tinyurl.com/5n855n5r Disney X Mimi Webb Mickey Mouse Crew Socks | https://tinyurl.com/4rz255sv Disney X Mimi Webb Mickey Mouse Ringer Baby Tee | https://tinyurl.com/mjpdp83r Disney X Mimi Webb Mickey Mouse Shoulder Bag | https://tinyurl.com/6nkybz4r Disney X Mimi Webb Mickey Mouse Sweatshirt | https://tinyurl.com/5edbss5tModibodi Period Underwear | https://www.modibodi.co.uk/collections/periods M&S Absorbency Period Thongs | https://tidd.ly/4kOfaq3 Carelli Bambi Jacket | https://tinyurl.com/32smmc4p Hosted on Acast. See acast.com/privacy for more information.
As software becomes easier to create than ever, what does it look like to truly differentiate with design?Today's episode with Julien Martin (https://x.com/julienmartin_?lang=en) is an attempt to answer that question.He was the Head of Design at Zenly, Snapchat, and Amo which is some of the most uniquely impressive consumer design I've ever seen.Some highlights:- Behind the scenes of early Amo explorations- How the composition of design orgs is changing- The unlock that led to Amo's unique visual language- Julien's advice for how to succeed in today's job market- The untold story of how Julien joined in the early days of Behance- Why side projects are now the strongest signal when hiring designers*- Andy Allen (https://www.dive.club/deep-dives/andy-allen) (referenced multiple times for his “not boring” article and Camera app)- Off Market (https://offmarketjobs.substack.com/) (Julien's talent agency for designers)- Retro app (https://retro.app/) and Duolingo (https://www.duolingo.com/) (mentioned as inspiration)
Duolingo's gamified lessons hook you with streaks and points, but does it build real conversational skill? Babbel provides linguist-designed, practical lessons - yet neither guarantees fluency alone. Find out which app truly fits your language learning goals. Learn more at LangDiscover.com. LangDiscover City: Miami Address: 8345 Northwest 66th Street Website: https://langdiscover.com
It's almost Valentine's Day, but that's not the smell of love in the air, it's another week of the world losing its damn mind. Ben Shapiro, Matt Walsh, Michael Knowles, and Andrew Klavan are back with Allie Beth Stuckey and Lynden Blake joining to help them understand what's happening in the world. From Bad Bunny's halftime that required a DuoLingo subscription, trying to figure out who Clavicular is, where Nancy Guthrie is, and another horrific school tragedy that mainstream media refuses to report on honestly. Ep. 08 Check out Allie Beth Stuckey's podcast, Relatable: Youtube: https://youtube.com/@alliebethstuckey?si=CEzSeO4G3xSSKz85 Spotify: https://open.spotify.com/show/6HUhXbF0dPutdhbnLnxRQZ?si=cde6b29e2f0d4127 Apple Podcasts: https://podcasts.apple.com/us/podcast/relatable-with-allie-beth-stuckey/id1359249098 Buy your tickets for ‘Share the Arrows' Christian Women's Conference here: https://www.sharethearrows.com/ Allie will be monitoring the Texas Republican Attorney General Debate next Tuesday, 2/17. - - - Today's Sponsors: Helix Sleep - Visit https://helixsleep.com/friendlyfire for 27% off sitewide. Kalshi - Visit https://kalshi.com/friendlyfire to see live prediction markets and sign up today to trade on the outcomes that matter most to you. PreBorn! - Make a difference for generations to come. Donate securely online at https://preborn.com/fire or dial #250 keyword 'BABY' - - - Become a Daily Wire Member and watch all of our content ad-free: https://dailywire.com/subscribe
“Be curious, not judgmental.” In this episode, Nick speaks with Patrick Boylan about the importance of curiosity in understanding others and navigating judgment. They discuss how asking questions can lead to empathy and a broader perspective, allowing for a more nuanced view of people’s beliefs and actions, all while highlighting the balance between judgment and understanding, advocating for a thoughtful approach to interpersonal relationships. What to listen for: Curiosity leads to empathy and understanding How we learn and understand is different from each other People's beliefs aren't inherently wrong; they're different. Asking questions helps us bridge the gap between our understanding and their beliefs. Life can be painful and confusing; let's not add to the chaos “At the end of the day, it’s curiosity. Why do you think that? That’s the biggest question that anybody can ask.” Being open to external information only allows us to consider it When we're curious, we're seeking to understand Intention is a major part of curiosity to better understand others and our surroundings “We need to come together as a species and tackle our world’s issues together.” We aren't meant to do life alone. Community is a huge part of this journey we're on There's hope in this that we, as a race, can come together for a common goal, our overall health and survival Community is more important than we realize About Patrick Boylan Patrick Boylan is a skilled multi-instrumentalist and co-founder of MuseFlow, a groundbreaking music EdTech platform often called “The Duolingo of Music Education.” Frustrated by the limitations of traditional music education, Patrick began exploring self-directed practice, which reignited his passion for music and led him to focus on sight reading as an engaging learning tool. MuseFlow teaches bite-sized skills through sight reading, allowing students to master new concepts efficiently and enjoyably by focusing on reading and playing music at first sight, then applying those skills to songs that get unlocked. Patrick loves to share his insights on learning and EdTech, inspiring parents, teachers, and self-learners to help students and themselves achieve flow state through MuseFlow's unique approach. https://museflow.ai – Use promo code **”MINDSET50″** to get 50% off any subscription you’d like, FOR LIFE! https://www.linkedin.com/in/patrick-boylan-6b133248/ https://www.instagram.com/museflow.ai/ Resources: Check out other episodes about curiosity The Magical Journey of Discipline and Curiosity With Wayne Faulkner Trauma, Curiosity, Core Beliefs And Conscious Recovery With TJ Woodward Interested in starting your own podcast or need help with one you already have? Send Nick an email or schedule a time to discuss your podcast today! nick@themindsetandselfmasteryshow.com Thank you for listening! Please subscribe on iTunes and give us a 5-Star review! https://podcasts.apple.com/us/podcast/the-mindset-and-self-mastery-show/id1604262089 Watch Clips and highlights: https://www.youtube.com/channel/UCk1tCM7KTe3hrq_-UAa6GHA Guest Inquiries right here: podcasts@themindsetandselfmasteryshow.com Your Friends at “The Mindset & Self-Mastery Show” Click Here To View The Episode Transcript 00:00The one thing in my opinion that would turn the tides of humanity and make people more empathetic and connected to every person on this earth, that we need to come together as a species and tackle our world’s issues together. 00:23Hello and welcome to the Mindset and Self-Mastery Show. I’m your host, Nick McGowan. Today on the show we have Patrick Boylan. Patrick, how you doing, man? Doing great. How you doing, man? I’m good. I’m excited you’re here. I think I say that a lot in the intros of shows because I’m having conversation with somebody and there are certain times where like lead time to get onto the show can be maybe a month, maybe two months. Then there are people like you, my friend, who… 00:48I joked earlier and was like, well, when you first sent your stuff in in 2009. Yeah, but it’s kind of what it felt like though, honestly. But some of those are the best. And truthfully, I’ve had two of you this week. I had one guy a couple of days ago who does drum circles and so much music. And he just disappeared at one point like two years ago and then came back. And I was like, yes, I was hoping you’d come back. So I’m glad that you’re here too. I want us to be able to touch on music, obviously, because of the business that you have and the thing that you’re doing. 01:18but I want us to be able to get into really how all of it has worked for you over the course of life and how it’s all shaped you to lead you to where you’re at today. Before we get there though, why don’t you get us started? Tell us what you do for a living and what’s one thing most people don’t know about you that’s maybe a little odd or bizarre? I’m the co-founder of a music education app called Museflow. We teach piano in a very different way. We’re expanding to all common instruments in the next couple of years. So it’s growing, people are loving it. 01:47and I’m super stoked about it. Something that’s weird or that most people don’t know about me, I have two tattoos. I’ve got one on my butt, on my left butt cheek, it’s called, it’s just a family emblem that my dad drew on all of our napkins for lunches and uh Christmas cards and stuff like that. It’s four bunnies on two hills overlooking a sunset, and it’s our family. It’s me and my dad and my mom and my sister. 02:14and our cats and our dogs and all that stuff. It’s a really cute little tableau thing, right? The other one is on my upper hip and I got it in college. I got it when I just decided that truth and honesty are going to be the most important things in my life, okay? And so I got a whistleblower. I got a guy blowing a whistle. Didn’t realize how phallic that was when I got it on my upper thigh, you know? 02:43So it’s a little weird, but like I didn’t recognize that at the moment. What I was going for was like truth and honesty, right? And then I just, got it. And then I started doing, just being blunt, being like kind of mean about it. And like, wasn’t thinking about tact and I wasn’t thinking about like what my friends would be hurt by or if they, I didn’t care. I was just like, truth and honesty. This is just so important to my life. And like, I was being brutal about it. 03:12And so one of my friends pulls me aside one day and he says, Pat, you got to stop this. You’re just being a jerk. You’re being an asshole about this. Like, yes, truth and honesty is important. Okay. But you got to blend it with everything else. All right. Sometimes tact and holding your tongue is the right call. Cause I got to tell you, you’re ruining friendships right now. I know a couple of people that have talked about this already and they’re saying you’re just being an asshole and they don’t want to be friends with you anymore. So you got to fix yourself or 03:42you’re going to start losing friends. And I really trusted his opinion. He was one of my best friends. And so I listened to him and I pulled it back a bit. I pulled it back. I find it really interesting how your friend will lovingly say a thing to you, but also that you trust your friend. You know, like they’re the people that, um, they feel like they trust somebody out of, uh, I guess, systemic approach. Well, my family system tells me I should trust my parents. 04:09or I should trust my brother and sister, or I should take whatever they say, kind of as gospel in a sense. People obviously like shit upon people with their dreams or whatever else, but it’s sometimes in those small things where it’s like, that person is upset that you’re being an asshole about a thing, but for you to be aware of you were being an asshole about it. Like if you didn’t feel you were, you probably wouldn’t have accepted it. You’d have been like, what do you mean? No, I’m just being a little bit of a boast or a little bit of this, but there was a hint of you back there was probably like, 04:38The power feels good. You know, you’re like, yes, this is wonderful. Two things there, right? Number one, this is a historical relationship. This guy has been one of my good friends for, you know, years. And I’ve been working with him in very close contact throughout many different creative projects. He was a, he’s a director and I’m an actor. And so we worked on like seven or eight shows up until that point. And so I’ve worked with him. 05:07deeply and very closely and I really appreciate his judgment and his kind of pulse on people. Yeah, you know and so both of those things like I trust the guy with my life and I’ll I’ll I’ll do whatever he wants when it comes to a show I know he has my best interest at heart and and that’s the biggest thing, you know number two I’ve always tried my best to take criticism with as much humility as possible and 05:37regardless of if it’s accurate or wrong or true to myself or untrue, it doesn’t matter. That’s still your opinion. And your opinion weighed against mine. It just depends on our relationship, but it also depends on how much I trust you and all of that stuff. But like, I will take any and all criticism and I will implement it or not implement it based on the weight that I give it. And if I believe, and I do weigh it against myself, but that being said, it’s one of those things that I… 06:06pride myself on. I pride myself on my ability to say, well, what do you think to everybody and anybody? And I don’t, doesn’t mean that I have to take it. That’s critical though. You’re two different entities, you know, and even within yourself to be able to say, well, I’m going to take that and you will accept that level of information because of the context. Like context is so important in everything. Everything. But also you can still get things from people like, uh, even if somebody 06:36walking down the street, they was like, Hey, stop being an asshole. You’re like, well, maybe I can take something from that. Am I being an asshole right now or am I not being an asshole right now? And you get to do something with it. There are, think a lot of times where we as people, and this is where the mindset and self mastery stuff comes into play, where we will take things like, Oh, who’s this random fucking person across the street yelling at me? Why are they yelling at me? And this reminds me of when I was a little kid getting yelled at and these things and that. 07:05If you take the approach of I wanna take on information and have it my little bucket and go, I don’t want this, I don’t want that, this is kinda cool. And like, okay, you get to do something with it. That’s a level of self-awareness that comes from being healthier, maybe just in that sect of your being. Because you’re like, this is what I’ve dedicated myself to. We also have gotten a little farther away from you have principles in place of trust and truth and. 07:33honesty and these things that are critical to your being where honestly man kind of makes sense where you’re like I’m putting my foot so far in the fucking ground it’s anchored in there and I think sometimes people will go through that almost like the people how they become evangelical about things like it can be easy to think about uh people getting a multi-level marketing company say drink the kool-aid and go ham somebody who just got into religion god forbid you talk to somebody who was vegan and or in CrossFit 08:02And all of that, you know what I mean? And it’s like, whoa, it’s like a stage that you can go through where you’re testing it out. You’re trying it out. There is still a little bit of that. I’m sure the power felt great because you’re like, man, I’ve been wanting to say these things for a few years and one more motherfucking thing. Yeah, it was free. It was a sense of freedom for sure. Like I don’t have to I don’t have to abide by any cultural norms of tact. You know, like it felt really great. But. 08:29Yeah, but then I just realized like, no, sorry, I was just being an asshole about it. was taking it to the nth degree and everything needs to be in balance with other things. You can say truth and honesty are your biggest tenants of life and you can strive for the absolute excellence of that, 100%. But you also have to keep all of these other things aligned as well while you’re doing that. Anything farther on the far ends of any sort of spectrum, whether that’s… 08:57on the left side or the far, know, whatever it may be, everything is a spectrum. And if you take it way too far and out of context in isolation, it can become toxic. It really can. One of the things I try to do on the show is have these conversations where we break up these big, big pieces, turn them much larger. Like we just explode them, but then also pull them back to smaller pieces without being like, here’s two or three things for you to take away for the week and just chill out these. 09:24But in all reality, there are certain pieces of that that even in the balance can be really difficult if there are other things that are off balance. If you are triggered by certain things that happened, you can then sometimes get stuck in those triggers. I joke with people on the show pretty fucking often at this point. The more self-aware you become, the more fucking self-aware you become. And the more crazy making it can be while you go through the healing of that stuff because you can’t not see those things. 09:53And think about what you deal with as an entrepreneur, as a business owner, somebody managing other people, managing yourself. You said you’re married. I don’t know if you have any children, but there’s like all these things. And sometimes people can say, but you don’t understand because boom, boom, boom, boom, boom. They make this major list. Other people will use that and say, yes, it’s because of these things that I have to do these other things. And therefore others will still go, 10:23but I then get to and it’s all our perspective with doing it. So your perspective came from something that happened years and years and years ago. That’s why you put your foot so far into the ground and almost into people’s asses about just truth and honesty. But when we sit back and think about that a little bit, let’s break that down. Like what, what is it about what you’ve gone through and what you’ve seen? Like, why do you actually care what other people think to be able to then put it your own context? It’s curiosity. 10:53For me, at the end of the day, it’s curiosity. Why do you think that? That’s the biggest question that anybody can ask. Cool, you believe that about me? Great, what about me makes you believe that? And it’s just curiosity over, and you say that you’re judgmental, like don’t get me wrong, I’m judgmental too. But a lot of my judgment comes from this place of like, well, okay, why would they believe something like that? 11:23And then it allows me to still empathize with them while still being judgmental and being like, well, you can still be wrong regardless of your history, you know, or you could be cruel or not thinking about something else when you probably should be thinking about something else. And you’re like in the weeds of something here. And you’re really thinking about the reason why the thing should be this is because of all of these other things. But then see, you forgot perspective, see the forest through the trees. And so if I can understand from where you’re where you’re coming from. 11:53If I get it, if I can get into that, be curious, not judgmental, right? That is something I always try to remind myself. And it is a motto that I like to live by, be curious, not judgmental. I try my best, granted judgment still comes, you know? Well, it’s also a fine line and judgment can have a negative connotation to it, where even judging something, you’re just judging it based on what you know, the information you have, et cetera. It’s what you then do with it. 12:21you know, if we can get real shitty with it. I know there are times where I get shitty, like it’s easy for me to talk about people driving on the road, because there are certain times you’re like, I don’t even know if you have a license. I don’t know. Are you driving from the passenger seat? Like what the fuck are you doing? But part of me is judging of like, is it safe for me to get past your dumb ass? Is it safe for me to do whatever? And I think there are things that happen within us that are almost mechanical that we’re unaware of. 12:50Even breathing. Like everybody knows that you’re breathing and then when you actually concentrate on your breathing, you’re like, oh, I’m concentrating on it. We don’t have to think about that. There are other things that happen that we don’t think about because subconscious is there just to keep us fucking safe. And something happened back in the day or back when we were a little kid or something like that. So for you growing up, were there experiences that you had where you were like, man, this is one of those experiences that like rocked my world and changed me. Like that was one of them where your friend was like, 13:19You’re being an asshole, other people are gonna leave you and stop. Somebody could have taken that, been like, yeah, my buddy Jimmy told me not to be a dick anymore and then everything was cool. And you took that as a critical moment where you’re like, oh, I should do something with it. Were there any others that really stand out? I think my dad was really, really great at teaching us these kind of like critical thinking skills kind of thing, or just understanding context or being creative. 13:47But there’s two in particular that I’d love to share. And I’m curious what you think about them. Because I think you’d love them. Number one, um when we were like maybe, God, I was like maybe eight or something like that, eight or nine, I was bored. It was like summer break or something, and I was bored. And I was like, Dad, I’m bored. What can I do? uh And he’s like, oh, OK, great. One second. Hold on. Give me a second. And he leaves. And then he comes back with a mop and a bucket. 14:16And he says, do you know what would be really, really fun? If you mopped the kitchen floor. You know it’s something to do, it’s effective. is, you know, what do you think? Like, do you want to mop the floor? That’s what I got for you. If you want to do that, go for it, please. Otherwise, find something to do. And I was like, that’s actually, that’s great. know, like, touche. You want me to mop the floor? I’m not gonna mop the floor. 14:41But I will find a way to entertain myself. And ever since then, I don’t think I’ve ever been bored. I’ve always been able to entertain myself. And the other kind of critical, that was such a great thing that he did when we were younger, we did this kind of series of dinners where we did caveman dinners, which were, just made a 15:11big, big thing of pasta, okay? Pasta and some meat sauce or something like that. And he had a big old butcher block table that we always ate dinner around. So he put a big old tarp, plastic tarp down on the table and onto the floor, kind of drooping down onto the floor. And he got us into our underwear, me and my sister, and we were very young, and he just slopped this big old pot of pasta on the butcher block table in the tarp and he said, 15:41Go to town. You’re gonna eat with your hands. You’re gonna get dirty and it’s gonna be a lot of fun. We’re calling this caveman dinner, okay? Go wild. And we had a great time. Now the next night, he put us in our fanciest clothes and we sat down for a nine course meal. And he gave us all of the directions on all the silverware, right? And all the different plates and how we do it. And we had to sit there and be proper. 16:09and have our napkins in our lap and our combed hair and use the silverware properly, right? And so I think it’s one of those things of like balance and context, balance and context, right? You can have the caveman dinner, great, but understand the context of when you need to actually sit straight and have a towel on your lap and eat with the proper silverware. Like you gotta know both those contexts and everything in between to live a happy and healthy life in our society, in my opinion. And so, 16:38That was one of those things that he was really good at, giving us context and freedom and play, through play and freedom. While still also controlling the situation. Yes, In a beautiful way. Yeah. And educating. Think about what you do now. You have a music education company where you’re teaching people how to play music in a fun way. I wonder who in your life would have led you to do any of that. 17:07It’s true. 100 % my father. Yeah. And well, think about like, even as you talk about, you know, I’m bored. I remember saying to my dad, dad, I’m bored. He was like, get the fuck outside, go do something. Go do this, go do that. And he would make up all these things that were really exciting to him. And I am not the mechanical engineer type or the one who wants to go out and lift heavy things and like remove shit from people’s backyards or whatever. 17:35I wanted to go play music or create art or something like that. And there was a disconnect there. There were times where my mom or my stepmom or even my dad at times would go, well, why don’t you go draw or something? I’d be like, yeah, cool, why not? I could have thought of that, but whatever. Like, they gave me a good idea. I’d go do it as a little kid. Or like finger pain or something. But being able to understand context, understanding how people best learn, understanding about those people does come from curiosity, I appreciate that you look at it and go, well, why do you think that way? 18:05Or why do you look at it that way? I think there’s also much deeper levels that we can get to with that. Like you’re not just curious. I’m assuming this, but I’m also, think we’re of the same elk. Where it’s not just basic curiosity to be curious. There’s a reason. Like we want to understand, like, why do you think like that? How did you get there? Who led this thing to you? How does that make sense in my head? Why does that not make sense in my head? Like what is, the fuck did we do with this information? 18:33It’s not just the curiosity of it. I mean, it’s really just like, it’s curiosity. I think it’s just, one of those people that is just a student of humanity. I’ve always been curious about human behavior and the motivations behind it. And it’s because I grew up as an actor. was what the thing that I did after college for seven years and… 18:56and now I’ve pivoted into a career that I really, really love, the co-founder of this music education app that’s basically built on the way that I’ve taught myself how to play piano. And now I’m a professional pianist and I’m doing the app during the day. And you’re like, oh, what a weird life. But I still think that my curiosity comes from being a student of humanity because I was an actor. And you have to get really deep into people’s motivations. 19:24when you are trying to replicate them in a realistic way. And it’s for outside in and inside out. It’s what are the institutions around them that make them feel and think that way? And do those themes tie into whatever piece that you’re performing in? But it’s also inside out. It is what about their childhood? What about their life? What about their perspective that has really made them behave this way? And so it’s always just been a fascination of mine. Why do people act the way that they act? 19:53I love that your level of curiosity is at, let’s say a 10 and other people may just be slightly curious. But even if we all just take that a little bit and say, well, how can I be a little bit more curious, little less judgmental, but understand why I’m curious about this thing. Somebody says anything and I go, well, what is it? It’s not just the curiosity or even the answer back. It’s, oh, I really want to know because of whatever it is for each person. So for those people that are 20:21on their path towards self mastery and along with curiosity, just everything else you’ve been through, what’s your advice for those people? The one thing in my opinion that would turn the tides of humanity and make people more empathetic and connected to every person on this earth, because we’re going to kill ourselves otherwise, that we need to come together as a species and tackle our world’s issues together. Climate change, economic justice, like so many things are global these days. 20:51And it’s because there are almost 10 billion people on this earth. are so just, and we are a part of the earth. We need to shepherd it to the correct place and we need to be in service of the earth to really let our species just grow and evolve the way it probably should, you know? So with that comes a deep amount of empathy that we need to have for every human on this earth, regardless of culture, race, religion. It is one of those things I need to feel connected. 21:21to somebody that lives on literally the other side of the earth. And how are we going to do that? It’s through curiosity. What makes you you? Describe it to me, show me. Show me your world. I’m so curious. so, be curious, not judgmental. Granted, judgment does inevitably come. I look, I judge people all fucking day. But it’s also one of those things of like, well, if I really want to know and care, 21:51Get to the heart of who they are and their behavior and you’ll allow connection to just flourish. And for people that are naturally sort of judgmental or really hyper curious, I think the judgment comes from the bias or a situation that happened to us or just a deep, I don’t understand why you’re doing such a thing. Like I’ve joked to people before, I’ve said, I don’t understand why they’re doing it. I believe myself to be an intellectual and I thought a different way. So why the fuck are you doing it that way? 22:20And some of it just has a little bit more air of a judgment to it, where it’s like a deeper curiosity. It’s a spectrum, as you put it. Everything’s a spectrum. Understanding ourselves and what we’re looking at, what we want, what we’re trying to do, and the reasons why we do those things, it’s also part of the balance, and we have to take it bit by bit. So man, I appreciate you being on today. It’s been great talking with you. I’m sure this is not the last time we’re gonna talk. 22:48ah And before I let you go, where can people find you and where can they connect with you? Yeah, just go to my website musflow.ai. If you want to learn how to play piano in a different way, maybe traditional lessons didn’t work for you. We teach with sight reading first. It’s the act of reading music at first sight. We teach the fundamentals through that, through that skill, through that lens, let you master it without any repetition. 23:14It’s always new music that is being generated for you at a very specific level and then you beat that level and then songs get unlocked after that. So we’re incorporating technology in and flow state and sight reading and gamification. We’re really bringing it all together into this one new methodology of teaching an instrument and eh it’s fundamentally different and it engages you in a much more holistic sort of way. So if you’re interested in that go to museflow.ai 23:41Shoot me an email, info at museflow.ai and don’t put that in the show notes, just like, know, it’s for the people who are listening. Yeah, like we would love to hear what you think. I’d love to give your audience a coupon code if they want it. Let’s call it mindset, mindset 50. Anybody who uses it 50 % off for life. Look, we’re still growing. We’re still adding new features as we go. We’re not finished at all. We’re still expanding. 24:09our accessibility. We’ve got iPad, we’ve got Android tablet, but we’re building it out for phones and any desktop app. so we’re slowly but surely growing this. We’re adding new instruments, uh adding new parts of the app. And if you want to get in that kind of on the ground floor, we just hit a really great marker. are now being able, we can pair overhead with subscriptions. And so the engine is going and it’s rolling and people aren’t churning. It’s like, 24:38It’s actually doing it and we’re getting incredible feedback from our users. so that being said, we’re still very new. So I’d love to give your audience 50 % off for life if they want it. So it’s mindset 50. It’s great for anybody who is also just, if you’re really, really good, but maybe your sight reading is terrible. There’s a lot of professional pianists that are very good at just like the songs that they know. They have 700 songs and they’re really good at them. A lot of classical musicians are out there that do that, but they’re not. 25:07good at sight reading. And so they use our app to get better at sight reading. So yeah, it’s good for everybody. It’s good for young people. It’s good for old people. It’s good for new people. It’s good for people that have been doing this for years. Awesome, man. I appreciate that. And I appreciate you being on. Thank you so much for your time today. Vice versa. Thank you,
I woke up 87% Puerto Rican after that Super Bowl halftime show. Sofrito in the bloodstream. In this episode I break down why Bad Bunny's performance hit different, why you don't need English to understand symbolism, and why maybe fighting hate with more hate isn't the move. We talk Duolingo warriors, Kendrick's trash bag pants, Kid Rock in Texas, and why America being a melting pot is actually the whole point.
Este domingo se disputó la final del campeonato de fútbol americano, más conocida como Super Bowl, el evento deportivo más seguido del año en Estados Unidos. Jugaban los Patriots de Nueva Inglaterra y los Seahawks de Seattle, con victoria de estos últimos por 29 a 13. Pero el verdadero protagonista de la jornada no fueron los futbolistas, ni el partido en sí, sino el espectáculo del entretiempo que este año tenía como estrella invitada al popular cantante puertorriqueño Bad Bunny. Aunque no era el primer artista hispano en actuar en una Super Bowl (ya lo hicieron Shakira y Jennifer López en 2020, y Gloria Estefan en 1992 y 1999), Bad Bunny ofreció un espectáculo cantado casi íntegramente en español, algo que no se había hecho nunca. Interpretó varios éxitos de su repertorio reggaetonero rindiendo homenaje a la cultura hispana y, más concretamente, a la puertorriqueña. La escenografía recreó elementos de la vida cotidiana en Puerto Rico como un laberinto de caña de azúcar, una casa típica, ancianos jugando al dominó, un salón de belleza y boxeadores entrenando. Para el cierre, con banderas de todo el continente, clavó un balón de fútbol con la frase “Juntos, somos América”. La actuación se convirtió en una gran celebración de la identidad hispana apenas unos días después de que Bad Bunny criticase públicamente al Servicio de Inmigración y Control de Aduanas, el ICE, durante la entrega de los premios Grammy. Se llevó un total de tres, entre ellos el de mejor Álbum del Año por un disco completamente en español “Debí Tirar Más Fotos”, el primero en lograrlo en esta categoría. Esto enfureció al movimiento MAGA que le acusaron de ir contra la “grandeza estadounidense”. Donald Trump calificó el show como “absolutamente terrible” y “una bofetada en la cara” al país. Insistió en que nadie entendía lo que decía. Grupos del entorno trumpista como Turning Point USA organizaron incluso un espectáculo alternativo con Kid Rock que obtuvo cinco millones de visualizaciones en YouTube. La polémica no era nueva. Meses antes, en el programa Saturday Night Live, Bad Bunny recordó a la audiencia que tenían cuatro meses para aprender español, algo que ha hecho que muchos de sus fans angloparlantes se hayan puesto a estudiar este idioma. Hasta la app Duolingo ha aprovechado para lanzar una campaña utilizando el reclamo de Bad Bunny que, por lo demás, ese el artista más escuchado en Spotify de los últimos cuatro años. En buena medida Bad Bunny encarna como pocos el sueño americano. Ha pasado en solo diez años de trabajar en un supermercado en Puerto Rico a llenar estadios de todo el mundo, siempre cantando en español y con su propio estilo. Eso nunca molestó a casi nadie en EEUU, un país en el que la lengua española esta muy extendida y su uso muy normalizado. Lo que ha ocasionado esta polémica no es el idioma, sino las críticas a Trump y a su política migratoria. Cualquier desafío al líder sus partidarios lo interpretan como una amenaza. Bad Bunny no iba a ser una excepción y así se lo han querido hacer ver. En La ContraRéplica: 0:00 Introducción 3:31 Bad Bunny en la Super Bowl 32:35 “Contra el pesimismo”… https://amzn.to/4m1RX2R 34:34 Los señuelos de Sánchez 41:58 Paralelismos históricos 44:42 Los planes marcianos de Musk · Canal de Telegram: https://t.me/lacontracronica · “Contra el pesimismo”… https://amzn.to/4m1RX2R · “Hispanos. Breve historia de los pueblos de habla hispana”… https://amzn.to/428js1G · “La ContraHistoria del comunismo”… https://amzn.to/39QP2KE · “La ContraHistoria de España. Auge, caída y vuelta a empezar de un país en 28 episodios”… https://amzn.to/3kXcZ6i · “Contra la Revolución Francesa”… https://amzn.to/4aF0LpZ · “Lutero, Calvino y Trento, la Reforma que no fue”… https://amzn.to/3shKOlK Apoya La Contra en: · Patreon... https://www.patreon.com/diazvillanueva · iVoox... https://www.ivoox.com/podcast-contracronica_sq_f1267769_1.html · Paypal... https://www.paypal.me/diazvillanueva Sígueme en: · Web... https://diazvillanueva.com · Twitter... https://twitter.com/diazvillanueva · Facebook... https://www.facebook.com/fernandodiazvillanueva1/ · Instagram... https://www.instagram.com/diazvillanueva · Linkedin… https://www.linkedin.com/in/fernando-d%C3%ADaz-villanueva-7303865/ · Flickr... https://www.flickr.com/photos/147276463@N05/?/ · Pinterest... https://www.pinterest.com/fernandodiazvillanueva Encuentra mis libros en: · Amazon... https://www.amazon.es/Fernando-Diaz-Villanueva/e/B00J2ASBXM #FernandoDiazVillanueva #badbunny #donaldtrump Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals
Trenes operan con normalidad hoy 10 de febrero tras desconvocarse la huelga por acuerdo con el Ministerio. Miles de vecinos siguen sin regresar a sus casas por el temporal, que mejora en Extremadura pero mantiene 32 colegios cerrados en Andalucía. La Fiscalía pide absolución de Íñigo Errejón en el caso Elisa Moulía, quien continúa su denuncia. Un estudio de Harvard indica que 2-3 tazas de café diarias reducen un 18% el riesgo de demencia o Alzheimer. Duolingo ve un 35% de aumento de estudiantes de español tras la Super Bowl con Bad Bunny. En
Beyond communication perks, the conversation explores deeper cognitive benefits: learning a language as an adult promotes neuroplasticity, rewires brain pathways, boosts creativity, sharpens problem-solving, and enhances memory—effects that outlast mere fluency and apply broadly to entrepreneurial challenges. Richter positions immersion as superior to tech-only methods (like endless Duolingo streaks that falter in real conversations) by combining live tutoring with AI tools, quizzes, and community features in a "full-stack" hybrid approach. This enables conversational ability in Romance languages like Spanish in under six months for average learners, with practice in a safe space where mistakes are expected. They touch on cultural nuances, regional dialects (especially in Spanish), evolving slang, and how understanding context builds empathy and effectiveness in global interactions.
Today, I'm joined by Geoff Cook, CEO of Noom. Evolved from behavior change app to clinical health platform, Noom combines personalized coaching with medications like GLP-1s to forge health habits and drive long-term health outcomes. In this episode, we discuss using medication as a catalyst for behavior change. We also cover: Shifting revenue from medicated plans Microdosing GLP-1s Building the "Duolingo of Health" Subscribe to the podcast → insider.fitt.co/podcast Subscribe to our newsletter → insider.fitt.co/subscribe Follow us on LinkedIn → linkedin.com/company/fittinsider Website: www.noom.com Programs for weight loss and proactive health available - The Fitt Insider Podcast is brought to you by EGYM. Visit EGYM.com to learn more about its smart fitness ecosystem for fitness and health facilities. Fitt Talent: https://talent.fitt.co/ Consulting: https://consulting.fitt.co/ Investments: https://capital.fitt.co/ Chapters: (00:00) Introduction (01:30) What's changed at Noom (02:00) Revenue shift (03:25) GLP-1s as catalyst (04:20) Food noise silence (05:35) Discontinuation rates (06:35) Medication to maintenance (07:00) Microdosing GLP-1s (08:35) Challenges and strategies (09:50) Self-experimentation & preventative health (12:20) Other supplements (14:05) Stacking habits (15:35) What belongs in clinical care? (16:20) Litmus test (17:20) Research investment and peer-reviewed studies (18:25) Largest microdose dataset in the world (19:30) Virtuous loop (20:30) Cue, micro-habit, reward framework (21:25) Gamification (22:32) Behavior change foundation (24:00) Condition advantage over competitors (26:00) Women's health, blood testing, & category expansion (26:35) Behavior, diagnostics, and clinical care (28:15) Blood testing for proactive health (29:20) Care stacks and vertical integration trends (31:10) IPO timeline and public market readiness (32:35) 2026 goals (33:40) Conclusion
Die Krypto Show - Blockchain, Bitcoin und Kryptowährungen klar und einfach erklärt
Daily Snippet vom 09.02.2026 Erinnerst du dich an PayPal? Die Aktie ist 85 % vom All-Time-High gefallen. Wer bei -20 % dachte "Das ist ein Schnäppchen", hat Geld verloren. Wer bei -50 % nachkaufte, hat Geld verloren. Dasselbe passiert gerade bei Duolingo (-80 %), weil KI Sprachen besser lehrt. Lerne daraus: Ein Kurssturz ist oft kein Rabatt, sondern ein Warnsignal, dass die Zukunft des Unternehmens wackelt. Wie du solche Fallen erkennst – Analyse im Audio!
Around Black Friday last year, I started getting strange emails from people asking me to cancel their subscription. Only, they weren't from Haven members, and they were talking about a weekly charge of $7. After a brief panic and some investigation, I confirmed this was not possible. I assumed these messages were bots phishing for something. Then my attention was caught by one that said, “Hi, I’ve just been charged for the Haven Bible app, but I cancelled my subscription through the app prior to the charging date.” Ahh. It must be a case of mistaken identity. Mystery solved! Well, half of it at least… https://youtu.be/mP6rxVuBmRo …But Why Were People Emailing Me? A quick search for “cancel Haven Bible App subscription” showed a knowledge base page on my website as the top result. I added a message to inform people that this was not the site they were looking for. Still today, I'm getting messages from people who scroll past it and tell me to refund them. I even received a second email accusing me of stealing their money because I refused to help them cancel their subscription. I had already replied to their first email, pointing them elsewhere. Bizarre! It has been a slightly sobering experience, pointing to how unobservant people can be at times. The Auto-Responder I created a short auto-responder to reply to these messages. I asked them to drop a quick reply when they work out how to cancel it so I could pass that information along to others in the same boat. Only one of about 60 people who emailed me bothered to follow up. A special shout-out to Lauren for taking the time to do that. I've been able to point people in a more helpful direction as a result. In reality, I don't know if it's genuinely difficult to cancel this subscription. What Is This Haven Bible App? After my search, the algorithms started delivering short videos of people promoting the Haven Bible App. It's been heavily marketed by influencers. I became curious and began to notice overlaps with certain self-help industry mechanics we've been unpacking here in recent months. The app is an AI chatbot that answers user questions and prompts with responses from biblical texts. It's marketed as a way to get simplified explanations, moral guidance, help with reading the Bible, and a sense of connection with a wise guide. Tools, Guidance, and Quiet Influence It's worth considering the issues surrounding the use, trust, and reliance on this kind of technology as a source of information and guidance. Despite being presented as objective, a chatbot never is. By nature, it always contains biases. It's programmed and personalised. Over time, it can shape our beliefs, values, and worldview based on the personal information we give it. There's nothing necessarily inherently wrong with that, but it's easy to imagine how this could be abused, with the user not noticing that their critical thinking is gradually replaced by conformity to a narrow, dogmatic framework. There's also the issue of AI sycophancy. This is often described as a deliberate feature designed to hook users, creating a sense of affinity with the technology as if it were a feeling, thinking being. This entered public discussion in 2025 when researchers and mental health professionals raised concerns about what they described as “AI-related psychosis.” One widely reported case involved a man called Allan Brooks, who became misled into believing he had discovered a world-changing mathematical formula after hundreds of hours interacting with ChatGPT. These systems are designed to shift from instruments to relationships through encouragement and affirmation. They tend to praise and validate user input, reinforce existing beliefs, and create a sense of safety in the interaction. They don't require you to articulate feelings or needs clearly, and they reduce the need to negotiate meaning with others. First- and second-person language further reinforces the illusion of connection. Recognising Unhealthy Dependency on an App A useful question here is whether a tool helps us grow beyond it or cultivates dependency. When dependency forms, creators can charge whatever they like for continued access. And will likely extract other information, such as personal data. Habit formation is central to platforms like this. The perception of a companion you can ask anything of creates reliance not just for knowledge, but for reassurance and connection. Features like reminders and streak maintenance mirror the same techniques used by apps like Duolingo. Not to keep people learning, but to keep them opening the app. The important distinction is whether a tool helps us develop skills and understanding we can take with us, or whether it locks value inside its own ecosystem. With Duolingo, it became clear over time that keeping people engaged mattered more than helping them learn a language. When leaving feels costly, users become vulnerable to price increases and further extraction of their personal data and other private information, which can be used to sell additional layers of dependence in response to newly identified desires and needs. Why This Matters to Me I was in two minds about writing this experience. But something about it got under my skin, and it's not just about the emails, the confusion, or being asked to cancel something I have nothing to do with. It's seeing another example of wider cultural patterns we keep circling. Patterns that keep us doubting ourselves, disconnecting from one another, and valuing manufactured certainty over lived complexity. I understand the appeal of tools like this. I also understand the value they can bring to people. But it's important to zoom out and notice what gets lost when we trade depth for convenience and speed. Often, that trade sabotages the very thing we're seeking, trapping us in a cycle of chasing the next tool that promises meaning through hacks and shortcuts, while quietly pulling us further away from the sites of meaning we encounter in the messy beauty of real human connection, uncertainty, and mystery.
⭐⭐⭐⭐Please take 12 seconds to rate and review the podcast because it helps us find new listeners⭐⭐⭐⭐⭐Learn More About Sponsoring the Podcast Here: https://choicehacking.link/sponsor-the-podFREE RESOURCES✅ Get a free digital copy of my bestselling book for a limited time, Choice Hacking: How to use psychology and behavioral science to create an experience that sings. Get it here: https://www.choicehacking.com/free-book/ ✅ Get FREE weekly buyer psychology insights when you join my newsletter, Choice Hacking Ideas: Join the 10k+ people getting daily insights on how to 2x their marketing effectiveness (so sales and profit 2x, too) using buyer psychology. Join here: https://www.choicehacking.com/read/✅ Connect with host Jennifer Clinehens on LinkedIn, Instagram, YouTube, or TikTok @ChoiceHacking and @BuildwithChoiceHackingWORK WITH ME✅ Corporate Training: Get your team up-skilled marketing psychology and behavioral science with a workshop or training session. Choice Hacking has worked with brands like Microsoft, T-Mobile, and McDonalds to help their teams apply behavioral science and marketing psychology.Learn more here, and get in touch using the contact form at the bottom of the page: https://www.choicehacking.com/training/✅ Get your own Chief Business Copilot for your business by working with me one-on-one or in a group program. Get weekly live Skill Sessions, Implementation Sessions, and one-on-one time with me.Learn more about my group program here: https://choicehacking.academy/cbc/Learn more about one-on-one coaching here: https://www.choicehacking.com/coaching/✅ Buy my book in Kindle, paperback, or audiobook form: "Choice Hacking: How to use psychology and behavioral science to create an experience that sings": https://choicehacking.com/PodBook/ ★ Support this podcast ★
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Jahresauftakt mit Turbulenzen: Nach einem Depot-Rückblick auf den ersten Monat im Jahr begrüßt Tobias Kramer deutlich früher als geplant den Tech-Investor Stefan Waldhauser. Mit ihm reflektiert er den Kursabsturz von PayPal nach den Zahlen und beide kommen in dieser Betrachtung zum gleichen Ergebnis. Anschließend geht‘s weiter mit drei weiteren Sorgenkindern auf dem Börsenparkett: Duolingo, Novo Nordisk und SAP. Außerdem muss bei der Verdreifacher-Aktie HochTief der Stoppkurs angepasst werden...
Blood-Red Markets and the Death of DUOL The markets are bleeding red, and volatility is finally taking center stage. In this episode of The Option Block, the panel breaks down a brutal session for the indices and the absolute carnage following Duolingo's (DUOL) latest move. From VIX spikes to institutional "Odd Block" flows, we're dissecting the anatomy of a sell-off. On This Episode, Join: Mark Longo: Founder & CEO, The Options Insider Media Group Henry Schwartz: Vice President, Institutional Derivatives, Cboe Global Markets Mike Tosaw: Wealth Manager, St. Charles Wealth Management The Docket: The Trading Block: A post-mortem on today's blood-red market. Henry provides the Cboe perspective on the VIX spike, while the team analyzes the breakdown in tech and why the "buy the dip" mentality is being tested. The Odd Block: Examining the "Death of DUOL." We break down the massive institutional put buying in Duolingo and the unusual activity that signaled this collapse before the floor fell out. Strategy Session: Defensive positioning 101. How to manage your long delta when the market turns, and the most cost-effective ways to price tail-risk hedges in the current environment. Mail Call: Listeners ask about the impact of high-volume sell-offs on spread pricing and how to handle challenged positions in a falling market.
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Blood-Red Markets and the Death of DUOL The markets are bleeding red, and volatility is finally taking center stage. In this episode of The Option Block, the panel breaks down a brutal session for the indices and the absolute carnage following Duolingo's (DUOL) latest move. From VIX spikes to institutional "Odd Block" flows, we're dissecting the anatomy of a sell-off. On This Episode, Join: Mark Longo: Founder & CEO, The Options Insider Media Group Henry Schwartz: Vice President, Institutional Derivatives, Cboe Global Markets Mike Tosaw: Wealth Manager, St. Charles Wealth Management The Docket: The Trading Block: A post-mortem on today's blood-red market. Henry provides the Cboe perspective on the VIX spike, while the team analyzes the breakdown in tech and why the "buy the dip" mentality is being tested. The Odd Block: Examining the "Death of DUOL." We break down the massive institutional put buying in Duolingo and the unusual activity that signaled this collapse before the floor fell out. Strategy Session: Defensive positioning 101. How to manage your long delta when the market turns, and the most cost-effective ways to price tail-risk hedges in the current environment. Mail Call: Listeners ask about the impact of high-volume sell-offs on spread pricing and how to handle challenged positions in a falling market.
Often, apps begin with noble intentions of “connection” or “education.” While they promise to be different, they inevitably resort to classic tactics for maximum engagement: streaks, coins, leaderboards, FOMO, and notifications. In this episode, Kelly uncovers this trend using Duolingo and Zigazoo as examples. This trend of app devolution is important for parents to understand. You may not be able to keep track of every app update, but you know your child, and you can recognize when something has changed. Articles referenced: Brave Parenting Guide to Duolingo Brave Parenting Guide to Zigazoo TED Talk: How to Make Learning as Addictive as Social Media How Machine Learning Supercharged Our Revenue by Millions (Duolingo Blog) Scripture referenced: 1 Thes 5:4-6 1 Thes 5:19-21 1 Peter 5:8 Matt 18:8-9 ⇒ DOWNLOAD: App Evaluation & Test Everything Guide Book a Speaking Event!! Buy the NEWLY UPDATED book: Managing Media Creating Character (2024 Revised & Updated) Get Kelly’s new Study Guide & Workbook, with video teachings for small groups. Check out our brand new Brave Parenting Merch Sign up for the Brave Bullet Points newsletter! This helps us communicate what’s happening without social media – a win for everyone!
NIRVANNA THE BAND THE SHOW THE MOVIE. Only in theaters February 13th.-----THE OFFICE MOVERS - SEASON 1: ON NETFLIX CANADATHE OFFICE MOVERS - SEASON 2: ON CRAVE NOWTHE OFFICE MOVERS CHRISTMAS SPECIAL: ON CRAVE NOW
Rizzuto fails the hard way that confidence is not the same thing as competence. In this episode of The Rizzuto Show, a slightly off-track garage door becomes a full-on life lesson when a “simple fix” turns into a catastrophic collapse involving bent pliers, fallen rollers, and one very humbling phone call to the professionals.What follows is a brutally honest (and hilarious) breakdown of everything that should not be done by normal humans without training — garage doors, electricity, plumbing, and apparently adulthood itself. From there, the show spirals beautifully into the Personal Failure Folder, where Rizzuto confesses to abandoned Duolingo dreams, a dusty notebook labeled “Chapter One,” a sourdough starter that survived since 2020, and crypto money that may as well be buried treasure.The crew dives into the real cost of homeownership, the soul-sucking realities of third-shift work, and the vampire lifestyle of never seeing daylight. They talk about snowed-in neighborhoods, leadership disasters, peanut butter raises at work, and why companies spread money like a sad layer of Skippy across too much bread.Somehow, this funny podcast also finds time to explore nostalgia-induced emotional breakdowns as Rizzuto admits to crying in his underwear while watching 1980s commercials on YouTube. Big Red gum, Zest soap, and Doublemint jingles unlock memories that hit harder than any self-help book ever could.It's a classic Rizz Show episode — equal parts self-roast, therapy session, social commentary, and warning label. If you've ever said “I got this” right before everything fell apart, this funny podcast is for you.Follow The Rizzuto Show → https://linktr.ee/rizzshowConnect with The Rizzuto Show Comedy Podcast online → https://1057thepoint.com/RizzShowHear The Rizz Show daily on the radio at 105.7 The Point | Hubbard Radio in St. Louis, MO.‘Did you forget about us?': Riverview streets still covered after weekend snowNIGHT & DAY Night shift workers see just 29 minutes of daylight on a working day, new study findsWhy you'll get a ‘peanut butter raise' this year: What it means and how much to expect?Hasbro is being sued by its own shareholders for printing so many damn Magic cards, 'destroying the long-term value of the brand'Ghost Accused Of ‘Super Satanic' Curse After NBA Loss, Because Of Course They WereSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
If you've ever wondered how some people build businesses that last—this episode is your blueprint. Nicole sits down with Neri Karra-Silliman (author, advisor, entrepreneur, and Oxford entrepreneurship expert) to unpack what immigrant entrepreneurs can teach all of us about confidence, courage, resilience, and creating businesses that thrive for generations—even when you're not starting with privilege, connections, or a trust fund. In this episode, we get into: Why immigrant-founded businesses often endure longer—and why nobody's been asking the right questions The difference between an entrepreneur and a pioneer (hint: pioneers build what didn't exist before) How companies like WhatsApp and Duolingo started with impact-first problems The 8 principles of business longevity inspired by immigrant entrepreneurs, including: Cross-cultural bridging (innovation happens when you live in more than one world) Community as currency (relationships are the wealth) “Frying in your own oil” (aka self-sufficiency before outside money makes you lazy) Shared values over growth-at-all-costsRejection as fuel (“no” is the beginning of negotiation) Luck as a skill (recognizing moments and playing your hand) Faith as the foundation for risk, reinvention, and resilience And the most overlooked glue of all: kindness Immigrants aren't the problem—they're the blueprint. This conversation will change how you think about risk, reinvention, and what it really takes to build something that lasts (with profit and purpose). Thank you to our sponsors! Sex is a skill. Beducated is where you learn it. Visit https://beducate.me/pd2550-womanswork and use code womanswork for 50% off the annual pass. Connect with Neri: Website: https://www.nerikarrasillaman.com/ Book: https://www.amazon.com/Pioneers-Principles-Longevity-Immigrant-Entrepreneurs/dp/1394304056/ref= Related Podcast Episodes The Hard Truths Of Entrepreneurship with Dr. Darnyelle Jervey Harmon | 313 The Power Of Instinct In Business And Life with Leslie Zane | 214 From Small Business to Big Impact: Leadership, Confidence, & Community at the Goldman Sachs 10K Small Businesses Summit | 362 Share the Love: If you found this episode insightful, please share it with a friend, tag us on social media, and leave a review on your favorite podcast platform!
Jim Norton and Matt Serra welcome a pair of familiar faces back to the show in women's strawweight Gillian Robertson and men's featherweight Jean Silva.First up, Robertson calls in to discuss her long-awaited return to the Octagon. After a frustrating stretch of delays, postponements, and bad luck with opponents, she previews her rescheduled matchup against Amanda Lemos — now set for March 14 at the Meta APEX — and explains why staying active moving forward is a top priority as she eyes a fifth-straight win.Then, fresh off his win over Arnold Allen, featherweight contender Jean Silva joins the show alongside his manager to assist with Portuguese-to-English translation duties. Matt sets the tone for the interview in a way that requires no Duolingo, immediately matching Silva's infectious energy. From there, the conversation turns to a breakdown of Silva's win over Allen, what the fight revealed about his evolution as a fighter, and where he sees himself fitting into the featherweight picture as Jim throws out potential next opponents.Jim and Matt wrap up the episode with their biggest takeaways from UFC 324, highlighting standout performances and early storylines from the first-ever UFC event of the Paramount era.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Tim Ferriss is the author of five #1 New York Times and Wall Street Journal bestsellers, including The 4-Hour Workweek, The 4-Hour Body, and The 4-Hour Chef. His podcast, The Tim Ferriss Show, has surpassed one billion downloads and is widely regarded as the “Oprah of audio.” Named as one of Fortune's “40 Under 40,” Tim is an early-stage technology investor/advisor (Uber, Facebook, Shopify, Duolingo, Alibaba, and 50+ others) and was ranked among the “Top 20 Angel Investors” by Forbes. A Princeton University graduate (BA 2000, East Asian Studies), Tim is a polyglot who speaks five languages to different degrees, a national Chinese kickboxing champion, the first American in history to hold a Guinness World Record in tango spins, and a practiced horseback archer (yabusame) in Japan. His business ventures include bootstrapping a nootropics company (BrainQUICKEN) to millions in revenue before selling it in 2010, launching the audiobook imprint Tim Ferriss Publishing with Amazon Audible (responsible for modern classics like Ego Is the Enemy and The Obstacle Is the Way), and co-creating the hit card game COYOTE (2025) with Exploding Kittens creator Elan Lee—now sold in over 8,000 stores worldwide including Target, Walmart, and Amazon. Known for normalizing vulnerability while achieving massive success, Tim pioneered the remote-work and lifestyle-design movements pre-pandemic, popularized biohacking, and has served as an advisor at Singularity University and a 2009 Henry Crown Fellow at the Aspen Institute. Shawn Ryan Show Sponsors: Upgrade your wallet today and get 10% off at Ridge with code SRS at https://www.Ridge.com/SRS #Ridgepod Go to https://shopbeam.com/SRS and use code SRS to get up to 50% off Beam Dream Nighttime Cocoa—grab it for just $32.50 and improve your sleep today. Sign up for your $1 per month trial and start selling today at https://shopify.com/srs Tim Ferriss Links: The No Book free chapters - https://tim.blog/nobook Everything Tim – https://tim.blog Podcast – https://tim.blog/podcast X – https://x.com/tferriss Instagram – https://www.instagram.com/timferriss YouTube – https://www.youtube.com/timferriss COYOTE Game – https://www.explodingkittens.com/products/coyote Books - https://www.amazon.com/stores/author/B001ILKBW2/allbooks Learn more about your ad choices. Visit podcastchoices.com/adchoices
Have you ever achieved a high GPA, crushed your Duolingo streak, or seen a surge of likes on social media… only to feel weirdly empty? Philosopher C. Thi Nguyen attributes that joylessness to what he calls “value capture,” where rankings and metrics can replace our own values and start dictating goals for us. We talk to Nguyen about the difference between playful score keeping… and soul-sucking metrics. And we want to hear from you: Have you ever found yourself playing a game you didn't choose? Guests: C. Thi Nguyen, philosopher; author, “The Score: How to Stop Playing Somebody Else's Game” Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of Barbell Shrugged, Doug Larson is joined by longtime co-host Travis Mash and new co-host Dr. Mike Lane for a return visit from one of the show's most popular guests, Dr. Tommy Wood. Tommy breaks down the core thesis of his new book, The Stimulated Mind (releasing March 24), which uses dementia prevention as the headline but is really about boosting cognition at every stage of life. The crew sets the tone early: brain health is not "old people stuff," it's performance, learning, and resilience, built daily through how you live and how you train. Tommy makes the case that "optimization" only works when it fits real life, and that the brain adapts like the body: sleep, nutrition, and exercise support it, but you still have to "train the brain" with demanding learning and skills. He outlines a practical learning dose-response, roughly 30–90 minutes of deep challenge per session, 2–3 times per week as a sweet spot for consolidation, while acknowledging the power of daily touchpoints for habit formation (Doug's Duolingo streak and the "don't break the chain" approach). From there, they go deep on exercise modalities and cognition: aerobic work and interval training improving hippocampal function (memory), high-intensity work potentially driving brain benefits through lactate → local BDNF, and coordinative/open-skill sports (racket sports, dancing, martial arts) producing outsized brain returns for the same physical strain. The conversation closes with a fast but important run through risk, genetics, and lifestyle: Tommy explains ApoE4 as a risk multiplier that's highly environment-dependent, amplifying bad inputs (inflammation, poor metabolic health) but also amplifying the benefits of doing the basics well. They hit the big nutrition levers for cognition; omega-3s, key B vitamins (methylation), vitamin D, iron, plus polyphenol-rich foods (berries, cocoa, coffee/tea), and squash the common "red wine" rationalization by emphasizing net outcomes (sleep and brain volume matter). Finally, Tommy emphasizes the under-rated keystone: social connection and pro-social behavior, arguing that the Mediterranean "diet" is really a Mediterranean lifestyle, and that isolation can erase many of the benefits of even a perfect nutrition plan. Links: Doug Larson on InstagramCoach Travis Mash on Instagram
On the podcast, I talk with Cem about the premium trap many apps fall into, why free trials work even for freemium products, and how ‘try for $0.00' actually outperforms ‘try for free'.Top Takeaways:
En Mohamed Jordi repassa les no inversions de l'Estat a Rodalies a “LA LOTERIA QUE MAI NO TOCA”. El Barça juga amb molt fred: truquem a la Marta Ramon des de Praga. Diego Messi detecta el problema del Barça i recomana un jugador seu: el Bote Verón.
Joey sat down with Guido and Luigi Rosso—the brother founders behind Rive—to dig into what makes this platform different, where it's headed, and why teams at Spotify, Duolingo, and LinkedIn are building entire interactive experiences with it! Get more deets in the blog post: https://www.schoolofmotion.com/blog/rive-podcast
The first full trading week of 2026 got off to a caffeinated start. Today on Motley Fool Money, Rick Munarriz, with analysts Nick Sciple and Jon Quast, dive into the investing implications behind the capturing of Venezuelan President Nicolas Maduro over the weekend. There's also a look at the bounce-back potential of Duolingo and Lululemon in 2026, as well as predictions for Disney in the coming year. They unpack: - What the shake-up in Venezuela means for investors. - Reasons why Duolingo and Lululemon can bounce back after plummeting 46% each in 2025. - How likely are Rick's four predictions for Disney in 2026 to pan out. Companies discussed: CVX, XOM, MELI, DUOL, LULU, DIS, WBD, NFLX Host: Rick Munarriz, Jon Quast, Nick Sciple Producer: Anand Chokkavelu Engineer: Dan Boyd Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices