Podcasts about California

State in the western United States

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    Best podcasts about California

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    Latest podcast episodes about California

    The World and Everything In It
    7.17.25 FTC looks into gender “medicine,” California loosens housing red tape, and teaching science in public schools

    The World and Everything In It

    Play Episode Listen Later Jul 17, 2025 33:12


    FTC targets “gender affirming care,” California seeks to increase housing, and a conversation with a Christian biologist. Plus, joyful road noise, Cal Thomas on Harvard University, and the Thursday morning newsSupport The World and Everything in It today at wng.org/donateAdditional support comes from Nicea Conference, a once-in-a-lifetime gathering to honor our one Lord, remember our one faith, and proclaim our one gospel. niceaconference.com

    10 to LIFE!
    299: Ritualistic Sex Cult, Murderer Left Note Behind, & Ex-Boyfriend Snaps

    10 to LIFE!

    Play Episode Listen Later Jul 17, 2025 46:25


    This week on Headline Highlights: A Hollywood tragedy as a producer's son is found dead in his jail cell. In California, the search for a missing teen ends in heartbreak. In Florida, a woman is accused of killing a man with a hammer, and then allegedly leaving a chilling note on his body. A married man secretly gives abortion pills to his mistress. And in New Jersey, the daughter of a police chief makes disturbing claims of ritualistic abuse.

    Justice Matters with Glenn Kirschner
    Judge ORDERS Trump Admin/DHS/ICE to STOP the Unconstitutional Seizures of Immigrants in California

    Justice Matters with Glenn Kirschner

    Play Episode Listen Later Jul 17, 2025 13:56


    A federal judge in California has ruled that the Trump's law enforcement agents have been violating the Fourth Amendment to the Constitution in the way they have been conducting mass immigrations sweeps in California. In language as clear as it is compelling, Judge Maame Ewusi-Mensah Frimpong said in her ruling and order: "Do all individuals—regardless of immigration status-share in the rights guaranteed by the Fourth and Fifth Amendments to the Constitution? Yes, they do.Is it illegal to conduct roving patrols which identify people based upon race alone, aggressively question them, and then detain them without a warrant, without their consent, and without reasonable suspicion that they are without status? Yes, it is."See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Toucher & Rich
    Hardy's Trash Guy | RJ's Bruins Thoughts | Bruins Talk Continued - 7/15 (Hour 2) - Toucher & Hardy

    Toucher & Rich

    Play Episode Listen Later Jul 17, 2025 39:49


    (00:00) Hardy's Trash Guy Joey calls in all the way from California to talk about the recent trash strikes going on. Joey is taking advantage of the strikes as he is living his best life out in Gardenia California. The Tour de France is happening right now and the guys are not into watching it. (15:31) Ryan Johnston provides his thoughts on the Bruins recent draft picks, and look ahead to what this season may look like (29:42) Callers call in concerned about the Bruins recent draft picks. Is there more pressure to draft players from New England college hockey teams rather than other teams around the world? (PLEASE be aware timecodes may shift up to a few minutes due to inserted ads) CONNECT WITH TOUCHER & HARDY: linktr.ee/ToucherandHardy For the latest updates, visit the show page on 985thesportshub.com. Follow 98.5 The Sports Hub on Twitter, Facebook and Instagram. Watch the show every morning on YouTube, and subscribe to stay up-to-date with all the best moments from Boston’s home for sports!

    The Socialist Program with Brian Becker
    ICE Chases Farmworker Off Roof to His Death. Now His Community Is Chasing Out ICE

    The Socialist Program with Brian Becker

    Play Episode Listen Later Jul 17, 2025 45:48


    ICE conducted one of the largest raids since Trump took office in Ventura County, California, with agents chasing farmworker Jaime Alanis off a roof to his death and arresting over 360 people. Those arrested included U.S. citizens, moms, and veterans. Now organizers have successfully mobilized a large network of volunteers to fight back against the ICE campaign of terror.Brian Becker is joined by Lainy Yompian and Ryan Drury of VC Defensa, the network in Ventura County, California that has organized the network and hotline to respond to ICE raids and follow them around town.Join the The Socialist Program community at www.patreon.com/thesocialistprogram to get exclusive content and help keep this show on the air.

    Mark Simone
    Mark Interviews WOR And Fox Radio Host Jimmy Failla.

    Mark Simone

    Play Episode Listen Later Jul 17, 2025 9:21


    What will happen to PBS and NPR now since they are getting their funding cut? California is canceling a rail project that took years to get completed, because the feds pulled 4 billion dollars from it. See omnystudio.com/listener for privacy information.

    Mark Simone
    Hour 2: Singer Connie Francis Has Passed Away.

    Mark Simone

    Play Episode Listen Later Jul 17, 2025 32:19


    Singer Connie Francis has passed away at 87. Senator Adam Schiff is most likely going to get in major trouble for alleged Mortgage Fraud. The Soros team is funding parts of Zohran Mamdani's campaign. Mark Takes Your Calls! Mark Interviews WOR And Fox Radio Host Jimmy Failla. What will happen to PBS and NPR now since they are getting their funding cut? California is canceling a rail project that took years to get completed, because the feds pulled 4 billion dollars from it. See omnystudio.com/listener for privacy information.

    Mark Simone
    FULL SHOW: Adam Schiff's In Trouble, Connie Francis Has Passed, Funding Got Cut.

    Mark Simone

    Play Episode Listen Later Jul 17, 2025 66:11


    The Jeffrey Epstein Client List debate will keep going until something gets leaked or released. Will anyone take the job of releasing the client list? Jeffrey Epstein's Prosecutor of his case Maureen Comey was fired yesterday. Andrew Cuomo is active speaking to voters on the campaign trail. Mark Interviews Economist Steve Moore. Steve breaks down the recent inflation report we got earlier in the week, and how it's affecting Americans. Is it time for Jerome Powell to be fired or resign? Steve thinks that Powell isn't agreeing with trump's economic plan. Singer Connie Francis has passed away at 87. Senator Adam Schiff is most likely going to get in major trouble for alleged Mortgage Fraud. The Soros team is funding parts of Zohran Mamdani's campaign. Mark Interviews WOR And Fox Radio Host Jimmy Failla. What will happen to PBS and NPR now since they are getting their funding cut? California is canceling a rail project that took years to get completed, because the feds pulled 4 billion dollars from it. See omnystudio.com/listener for privacy information.

    Dental A Team w/ Kiera Dent and Dr. Mark Costes
    The Surprising But Critical Key To Profitability

    Dental A Team w/ Kiera Dent and Dr. Mark Costes

    Play Episode Listen Later Jul 17, 2025 31:32


    Morgan Hamon, co-founder and president of EAG Dental Advisors, returns to the podcast to talk about dentistry financials. As a CPA, Morgan pulls from his experience to talk with Kiera about what it takes to be profitable (beyond revenue and expenses). Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Kiera Dent (00:01) Hello, Dental A Team listeners. This is Kiera. And today I am so jazzed. I have one of my absolute favorite guests back on the podcast, Morgan Hamon. He used to be with HDA. They have now upgraded their name to EAG Dental Advisors. Super excited. He's an incredible CPA, does all things dental, loves airplanes. He's been on the podcast so many times. We've had some good chats. Dear friend to me, Morgan, welcome back to the show. How are you?   Morgan Hamon (00:20) Ha ha.   Kiera, I'm doing good. It is so great to be with you and looking forward to our conversation today.   Kiera Dent (00:31) to you and me both. So I have to know since you love airplanes and it's in your background, are you a fan or not a fan of Top Gun? I just need to know.   Morgan Hamon (00:35) Mm-hmm.   You know, I have a soft spot   for that movie because when it came out in 1986, I was 15. And I, you know, I sort of set my sight. That definitely influenced me. said, that's what I want to do. So I went out and did it. And so.   Kiera Dent (00:46) Mmm.   So then how did you like Top Gun Maverick? was the second? Tell me, are you fan?   Morgan Hamon (00:56) That one, the purpose   of that movie was entertainment and it was entertaining, but it was a little, you gotta suspend disbelief a little bit. It was a little nostalgic because that was set in Naval Air Station, Lamar, which is where I was for eight years. So it was pretty cool seeing that and the flying scenes were real. And so they were all filmed out. It's called restricted area 2508, which is where we always used to fly. So it was pretty nostalgic seeing some of the flying scenes back where we used to go fly.   Kiera Dent (01:17) Mm-hmm.   Morgan Hamon (01:26) But technically, there's a little, like any movie, there's a little Hollywood going on there. But it was entertaining.   Kiera Dent (01:26) No.   can't   How cool though that they like made a spot for Iceman with him having throat cancer. I thought that was incredible. Like way to go Tom Hanks. So I know you guys didn't come to the podcast to hear Morgan and I talk about top men, but we're going to segue now because Morgan does all things. We love to talk profit. We love to talk taxes. We love to talk all things nerding out on CPA land, which I have really truly fallen in love with like understanding my numbers. So this is a soft spot for me, but   Morgan Hamon (01:39) Yes   Yep.   Hahaha   Mm-hmm.   Kiera Dent (02:01) Morgan said he won the topic today, which I think is a sexy topic and I cannot wait where he said leadership relates to profitability. And I said, Morgan, sign me up. Here we go. So Morgan, this is our time. This is our topic because I absolutely agree with you that leadership does relate to profitability, but take it away. And then we're to dig into tax savings. We're going to dig into all this stuff and who knows where else we're going to go, but ⁓ it'll be a great one. It always is.   Morgan Hamon (02:16) Mm-hmm.   Yes.   Well, think   this topic has evolved with me a little bit, because we've been doing this 15 years and going now. And so a lot of conversations over the years. And I've always thought about profitability, which let's face it, that's why we own businesses. We don't own businesses to pay tax. We own businesses to make a nice living and have some control over our lives. So you've to have profit, and it's hard owning a business. So if we don't have adequate profit, why bother? ⁓   Our mission has always been to really focus on profit, give our doctors feedback on what that profit is, and diagnose if things are, you know, if there's something that could put more money in their pocket. Now, with my CPA hat on, right, there's two parts of that profit equation. There's the expense side of the equation and the revenue side of the equation. And so for a lot of years, I mean, that's where our focus has been.   But I've recently, last year or two, I've really come to the conclusion, look, there's a third component there, right? And it's not math, I can't point to the P &L. But where this comes from is I get asked all the time about, and it's from the clients either considering a startup or purchasing a practice, and they'll say, okay, Morgan, you got clients all 50 states, like where's the great area? Where should I go where folks are doing well?   Kiera Dent (03:27) Ooh, I can't wait.   Morgan Hamon (03:47) I that question. I get asked, hey, do you have a special report for pediatric dentists? Because I'm going to be pediatric, so I'm going to be making more money kind of thing. Or I'll hear a report. Or I'll get a question that, do you have a report just for your clients in California? Because it's like way different out here. And I say, look, the answer is no. We have one report. In geography and specialty,   I think they may influence profitability, but that's not the deal breaker. We have plenty of clients who are specialists. The struggle, we have plenty of clients, like one of our longest term clients is in Nob Hill, San Francisco. She recently moved across the bay, but it's like the most expensive city on the planet. She killed a 55 % profit margin for like 10 years. So geography isn't, that's not how we connect the dots. I think we connect the dots with leadership.   Kiera Dent (04:33) Yeah.   Mm-hmm.   Morgan Hamon (04:43) You know, we have a lot of clients I've known for a long time. I've been with them along with their journey as I've been on my journey, which has been very rewarding. And I've come to the opinion that if we quantify success for a doctor and let's, and we'll talk a little bit more about this when we get to tax, but you know, is it money? Is it time? Is it all the above? If we look at, who's crossed the finish line? Who has the full deal? ⁓ It's the doctor that runs a tight.   Plain and simple. Like you can tell in me talking with them, I know them real well. You can tell by their numbers. Look, they're an amazing clinician, but they're also an amazing business leader. They know how to inspire their team. Their patients feel comfortable. They lead from the front. They just, they do it all. Those are the doctors that have the high profit margin and the high quality of life. It's not geography. It's not specialty, although that can have an influence.   That's the full package. So it is, yes, revenue, expenses, and how well do you lead your practice, in my opinion.   Kiera Dent (05:50) Morgan, I was so happy when I read that and when we were talking about what to bring on because I see it as well. I tell everybody, I can tell walking into a practice even before I walk into the practice, if I've met the leader of the practice, I usually can tell if this practice will be successful or not, truly based on the leader at the helm. And it's interesting because we did, I recently did this at our summit. So people were there, awesome.   Morgan Hamon (05:52) you   Kiera Dent (06:16) If they weren't, that's okay too. But we actually broke down and me and the consultants, we went through all of our clients. Like we looked at the clients, we looked at past clients, we looked at future clients, we looked at different pieces, what were our best clients, what were our worst clients. And I actually broke down, I'm trying to pull it up here, of like common themes of great practices and like great leadership and common themes of the not so good. And so some of the things I've seen in...   Morgan, I'm super curious to hear like what you'd add to our list. Cause I, you see it from a different perspective than we see it. So on my not so good list, these are the ones that like really they always are floundering is they don't trust their office manager. They're sometimes poor clinicians. Like they need to hire somebody else or get some training for that. ⁓ Poor leaders, they have team turnover constantly. They don't implement strategies. They're highly driven by emotion. They don't look at their numbers or their results.   Morgan Hamon (06:45) Mm-hmm. Mm-hmm.   you   you   Kiera Dent (07:11) They do a lot of CE, but they never like implement. They have lots of coaches, but they don't trust and execute. They're half in on everything. So they're not like solid on anything. They want to pay to fix the problem with no self-realization identification that maybe they are the issue. They have ego fear with no accountability. And there's a lot of blame. Like everybody else is the problem. Are some of the things that I've seen and I don't know, like I know I'm putting you on the spot. didn't, I have my nice list over here, but is there anything else you see of patterns? I'm, you and I can both like,   Morgan Hamon (07:30) Mm-hmm. ⁓   Kiera Dent (07:41) in our Rolodex of humans we know are not so good leaders or the practices who aren't as profitable, are there any other things you've noticed in their leadership that maybe isn't as strong?   Morgan Hamon (07:41) No. Right.   Well, that was a very comprehensive list. Once we're done, I'm going to write all those down because I that's very good. If I were to summarize that, if we talk about leadership, it's really about ownership and engagement. You have to own it. Everything's your problem when you're the owner. There's another podcast I like.   Kiera Dent (07:58) Yeah, of course. I'll happily share. I will happily share. And if you get anything else, share back our way too.   Morgan Hamon (08:20) and it's nothing to do with dental, it's all about leadership. And there's a saying, and it's really stuck with me, and I swear I think about this every day, Kiera, when I think about my business and how do we keep doing a good job, is that if there's a problem in your organization, it's a leadership problem. You can trace it all the way back, go any direction you want, it's going to tie back to a leadership problem.   So, if something is going sideways, it ultimately comes back to your leadership as a business owner. So, maybe the staff, maybe there was a bad patient experience, something went sideways with the patient. Was that staff trained? Maybe they were trained, maybe they were not held accountable. Do you have a bad procedure? Maybe the procedure needs adapted. mean, we think about that all the time, constantly adapting, constantly tweaking, and I think you have to do that in any business. If, like you said,   in your list there if people don't want that accountability, there's always making excuses or they don't want to engage. They say, you know, and maybe they are a good clinician. They say, I'd rather just be in the operatory but my staff's a mess. Kiera, come on in here and whip them into shape and let me know when it's all good. You know, that's not how it works. That's not how it works.   Kiera Dent (09:32) Exactly. No, not   only they're part time. I'm not your manager. I'm not your leader. I'm not your boss.   Morgan Hamon (09:38) Right, or you know   what, I'm going to have an hour meeting with my accountant and that should solve it. Like, no, we're going to come up with some action items and then you need to execute those. So you have to own it. Everything's your problem when you own a business. ⁓ And if you own it and you engage, then I think we're on the right path to not be on that extensive list that you gave, which I just love.   Kiera Dent (10:03) right? Yeah, no, and I love it. And   it just made me actually think of something I heard a financial conference and they said EBITDA equals engagement. And I've thought about that a lot because the more engaged your team is, the more engaged you are, honestly, a lot of higher EBITDA there is, I won't leave our audience hanging. I do have the good list and maybe you can add to this to see. So the ones that I found like, that truly just knock it out of the park, these are our most successful right? I'm like, what is their DNA makeup that makes them this great leader?   Morgan Hamon (10:22) Mm-hmm.   Mm-hmm.   Kiera Dent (10:32) and it's their great implementers. They allow the teams to be free, like within the parameters. So they've got a great team culture. They're great at decision-making. They execute, they're consistent. They roll with the punches. They have long-term teams. They make their decisions based on numbers. They're great visionaries. And they know what they're working towards. They don't get distracted. So there's this laser focus that they have. ⁓ And on here, I would also say that they have massive ownership. And they also are not afraid to have the uncomfortable conversations with their team.   Morgan Hamon (10:52) Mm-hmm.   Thank   Mm-hmm.   Kiera Dent (11:02) So   like they truly do, they're excellent at it. They might not be excellent communicators, but they're excellent at like tidying it up, driving their team for success. Those are some of the things I see, but I'm curious if there's anything else you'd want to add to that list because I think you're right. But I think that's a DNA makeup, right? It's people who are disciplined. If I go into the gym, they probably have like strong work ethic. They are laser focused. It's just like, it's who they are in all the aspects of our life, but I don't think they're necessarily born that way.   Morgan Hamon (11:10) Mm-hmm.   Kiera Dent (11:30) I think a lot of them can be, but I think a lot of them create that over time as well. Like it's an evolution of them, not necessarily like, if I'm just born a great leader, like, no, they're constantly working on it, but I'm curious your thoughts.   Morgan Hamon (11:34) Mm-hmm.   Thanks   Yeah,   no, I think that's a good list. If I were to try to tie that together, I would say it's you lead from the front. you know, like all just a personal example for me, like responsiveness is a huge part of our culture. Like, you know, if clients reach out to us, they need to hear back like in a few hours, like today. Lead from the front. is not do what I say. It is do what I do and keep up. Keep up with me.   Kiera Dent (12:03) Yeah.   Morgan Hamon (12:12) Let me show you what I expect. You follow my example and let's go where I'm leading us. I think is when you own a dental practice, you have to do the same thing, whether that's in the daily huddle. You lead by example. If there's a certain patient experience you want your office to have, you have to lead that. They have to be emulating you and say, I sure hope I can do this as well as the doctor. ⁓ Lead from the front. I think you also have to make sure your team understands why their work is important.   Kiera Dent (12:42) cream.   Morgan Hamon (12:42) And   I do that all the time. Why is our work important as well? Because our clients are these dentists. They're drowning in debt. They don't necessarily learn how to run a dental practice in dental school. They're trying to put it all together to make a nice living. And they have probably eight or 10 employees that are accounting on them for their jobs. So our work matters. We're working with people's lives here. So you really have to... ⁓   I think articulate why the work's important and maybe that's not as challenging and don't practice because everybody knows. It's care. They're there to get care. They're in the chair. They're scared. They want to be comfortable and everything's going to be okay. I think you got to lead from the front. You got to say, look, let's do what I do and make sure you keep up with me.   Kiera Dent (13:32) Yeah, no, I love that. I just, think something that I love that you brought this up is I love when I have things internal, as much as it's annoying, that could actually help me become more profitable. It's like, hey, let me go to the gym and work out to be more disciplined. Let me read leadership books to learn how to lead. Let me practice uncomfortable conversations. Let me practice my decision-making. And the reality is like you becoming this person and leadership.   Morgan Hamon (13:34) you   Hehe.   Mm-hmm.   Kiera Dent (14:00) will equate to higher profitability. It's wild. Like I look back at maybe not so strong of leadership days and my business and profitability, I think definitely mirrored and matched where I was. And so also for us to say like, Hey, how do I maybe get to the next level? How can you evolve as a leader as well and be a bit stronger of that good version rather than the not so good version I think is really powerful.   Morgan Hamon (14:10) Mm-hmm.   Hehehe.   Yeah,   I think you really have to recognize whatever industry you're in that your technical skill and your leadership skill are completely different. You have to invest in those skills to acquire those and to maintain them. And just because you could be the most amazing CPA, just brilliant practitioner, that doesn't mean you're a good leader. You could be the most amazing clinician.   Kiera Dent (14:35) 100.   Morgan Hamon (14:51) and just do the most amazing work. That doesn't mean you're gonna be running a ⁓ great tunnel practice. You have to invest in those skills. Just being a smart person with some big degrees, that doesn't do it. You have to acquire those skills. And I didn't realize, I mean, when I was a younger guy in the Navy, I I learned all this. back then, I was just trying to do a good job and...   get killed and and make it all happen. I didn't realize all these amazing lessons and training I was learning because they, mean leadership is, I mean that's first and foremost what we're there to do and so I was very fortunate in that regard but I don't, you you can't, no matter what business you're in, can't rest on your laurels. You got to always be thinking about leadership. Am I being a good leader? Okay, this is going sideways. I need to lead the team back, you know. I can't just, you know, write a memo.   Kiera Dent (15:17) Yeah   Morgan Hamon (15:44) Hey everybody, this is where we need to be. Follow me. Keep up with me.   Kiera Dent (15:49) Yeah, no Morgan, that was such a brilliant piece and I really loved how you just highlighted it and so fun to see that what we see on the team side and the success of the growth and the production and the collections also now correlates with your financial PNL, ⁓ which I think is just magic and it all just ties together. But as you listen to this list and Morgan I talking about it, I also want to just say like if this does not light you up and you're like, ⁓ gosh.   Morgan Hamon (16:05) Mm-hmm   Kiera Dent (16:17) That's okay. You actually can just be an amazing clinician and have somebody actually be the great leader. Just because you opened the practice and you do the dentistry does not mean you need to be the leader of the practice. So I've seen some doctors actually be great implementers. Like they actually would rather execute, implement, do all the ideas and have somebody else be the visionary. That's okay too. And I think like my best thing is know thyself and be free. But if you want to be more profitable, look at this. And I want to take like a sharp   Morgan Hamon (16:18) Mm-hmm.   Mm-hmm.   Hmm.   Mm-hmm.   Yes.   Kiera Dent (16:46) right turn Morgan and talk taxes. It's like, didn't know how to awkwardly like transition. So I'm just gonna like, but I want to talk taxes because I'm like, this also ties into the discipline of leadership, the ownership of leadership and like being freaking savvy to learn how to do taxes better. Like Morgan, I had this client the other day and we were talking and we built this like cute little overhead scorecard for people. We have the EBITDA on there. It comes from the CPAs. So we're like, just make it very simple, like black and white.   Morgan Hamon (16:53) Mm-hmm. Mm-hmm.   Mm-hmm.   you   Kiera Dent (17:15) And then I was like, wait a second, I should throw a tax bucket on there. So like what you're getting paid for your W-2 plus what your profit is, like that gets taxed. I have a doctor, she has been an owner, we're talking 20 plus years. She's like, Kiera, I never knew that my profit had to get taxed. Like I never knew that that extra cash, like I just thought that was cash that came to me. And I'm like, this is why doctors are always broke because they don't know how this works out. So I'm super excited to talk about.   Morgan Hamon (17:21) Mm-hmm.   Mm-hmm.   you   Mm-hmm.   No. Right. Mm hmm.   Kiera Dent (17:45) tax planning, it's mid-year, let's make sure you're not crying in December and like, popping the confetti.   Morgan Hamon (17:46) Yeah.   Yeah, right. And   crying in December. if you recall, ⁓ my topic was just kind of the psychology of tax. And again, this has evolved over time with a lot of conversations. I think...   Kiera Dent (17:54) was New York I'm   The   is like the wise sage over there, Morgan. Like you got, like, just, you're just hanging out over there.   Morgan Hamon (18:09) Well, it's always trying to,   you know, I think about my conversations. How do we kind of empower these dentists to achieve this? And it's all through, I think, education. You've got to understand why. Like this doctor, 20-year-old, didn't understand.   Kiera Dent (18:29) I was like, no, I'm not wearing a strip.   Morgan Hamon (18:30) Every initial consultation   I'm having now with a startup doctor, we do a tax 101 just real quick, takes me like five minutes. Let's get our hands on some concepts here. Why I think this is important to really understand and talk about tax, just kind of how it makes us feel, is because we've had some instances where you have a doctor, and let's just say on our previous conversation, this is how we're gonna tie it together, right? So we have the doctors on that secondary list,   They're rock star. They're killing it. They're making tons of cash. They're engaging the right people. They got the right people in place, and it ultimately results in a lot of success. I've seen people do that, but then when it comes time for tax, they lose sight of all that, and they get just really obsessed about that tax bill. They lose what I'll think of as like peace and fulfillment.   just at the start of the call, I recently got remarried and my wife and I, we talk about that a lot, peace and fulfillment. Why do we have that in life? And that's what we're working for. And I think when you own a business, you're working towards something, right? And we want to have that peace and fulfillment. And I've seen that just get destroyed with people because they get very emotional and overly focused on their tax. And I see the logic just sort of exit stage left.   and we just end up with this very emotional reaction to tax. And who I tend to really direct this conversation to is not necessarily what you just described, Bill. That's kind an interesting one. Usually if someone's been making great money 20 years, they kind of know the program. It is, Kiera, it's the newer owners making real money for the first time in their lives. And that is where there's an adjustment. There's a mental journey they have to go on.   Kiera Dent (20:21) 100.   Morgan Hamon (20:29) And so what I thought today, like, I guarantee you we have some listeners as soon as they heard tax, they're like, what's on their mind is, what's the secret? How do I save more on tax? Well, it does. So, right? So we're going to get to that. All right. Well, we'll get to that. But before we do that, I thought, let's have some straight talk.   Kiera Dent (20:40) It does feel like the CPA's hold back or the secret robot. mean, tell me your Harry Potter rules there, Morgan. I just want to know. I need to find one CPA that just knows the secrets of the trade.   Yeah.   Morgan Hamon (20:58) Let's have some straight talk on tax. Why is this emotional? Why is this hard? Let's just take the journey of a doctor that is an associate doing pretty well with their W-2. We all think that we all go in W-2s. You have mandatory withholding. It comes out of your check, gets fired off to the government. You get your net check and you might look at your paycheck and go, what's all this stuff? don't know. I got my net check. I'm to plan my life around this net check. Then we do the tax return.   There's always a little settle up. You might owe a little, get all my back. You always hope to get a little money back, but generally you just plan your life with never having your hands on that money as a W-2. So now we own a business. You get all that money and then we now have to turn around and pay it back. Now keep in mind your tax rates. Okay. If you are married, Google the 2025 tax rates, right? That's what they are. That's what they are. If you're an employee.   Kiera Dent (21:44) Yep.   Morgan Hamon (21:55) That's what they are if you're the owner of a pass-through business. They are the same. But that act of having to turn around and write a check just is, you gotta become comfortable with that and it's an adjustment. ⁓ And here's the other thing where if we just, okay, let's take all our emotions about tax, let's just kind put it over the side and let's just talk very logically.   Kiera Dent (22:12) I agree.   Morgan Hamon (22:23) If you're gonna make three times as much money, what's also going to be three times as much? Your tax. But it's actually maybe a little bit more, right? We got a progressive tax system, right? So, I think when people become high earners, and they go through the grieving process,   Kiera Dent (22:36) see what we feel. It's awesome.   Morgan Hamon (22:48) And I guarantee you, I'll just talk through this briefly, but Gary, you and I have both been through this. And the doctors that are killing it and making lots of money, they've probably been through it too. But if we think about the grieving process, what's the first step? All right, it's denial. Okay, it's the first year you went from making 200 grand as an associate and now making 700 grand. And we've already written off the equipment and now we got 700 grand income. And you get your tax plan and you're like, what? This isn't for me.   Kiera Dent (22:54) Yes.   Morgan Hamon (23:17) Honey, think our email got hacked. We got this, this can't be right. This isn't mine. You go full on denial, this can't be right. And then we're like, no, I'm sorry. I'm sorry, that is your tax plan. And then we immediately go to anger. I'm so mad. thought Morgan was, I thought Morgan was this cool guy. I'm mad at him.   Kiera Dent (23:22) I'm   Hmm?   I need a different CPA, Morgan. I'm finding a different Harry Potter wizard. I need someone better than you.   Not today, I'm out of here.   Morgan Hamon (23:45) You get angry.   You're like, what the heck? I got this tax bill. So you get kind of angry. And then you go into bargaining and say, you know what? I'm going to go buy a CEREC machine tomorrow. Say, OK. I mean, do you need that? mean, do you do a lot of grounds? So you get all, I'm going to do this, this, and then where people are really in troubles and they stop making their estimated payments. Well, this can't be right. This can't   Kiera Dent (23:53) Hahaha.   Ha   Morgan Hamon (24:14) I'm going to go, I'm going to buy this and this and this. And then we start, there's a 6,000 pound truck. I'm going to go buy this big truck. And I kind of joke around a little bit. Yeah. So you get into bargaining, right? And then you're like, OK, well, gosh, I don't need any other equipment. I'm already doing the stuff. And then you get into depression. You're like, really? Am I going to? I guess this just stinks. And then finally, get to acceptance.   Kiera Dent (24:23) G-Wagon right now. I'm gonna brand it.   Morgan Hamon (24:43) and you realize if you're a high earner, there is a corresponding bill. Now that can be managed. There are ways for legal, perfectly legal tax avoidance to get into the so-called secrets. But you go through this journey. This has just been my, I guess, my 15-year research project. I've been through it personally myself, and I'm a CPA, and I still like writing this check. Dang. ⁓   Kiera Dent (25:06) same.   you   Morgan Hamon (25:13) But,   so that's what we have to, I think, wrap our head around, you understand that. And I encourage people, look, if you're a dentist, and maybe this dentist joins the seven figure club, right? You got seven figure profit, that's pretty amazing, right? That's really good income. But you will have a six figure tax bill. And that's okay. That's okay. ⁓   Kiera Dent (25:37) You will.   Morgan Hamon (25:42) And you just, got to get through to acceptance and take comfort in that you are engaged to take advantage of the legal opportunities that are out there for proper tax avoidance. And that's the, we talk about the secrets, you know, I see these clowns on, on YouTube of like, ⁓ I know the secrets of the tax code. mean, if you see that, I mean, just run. ⁓ There are no secrets. They're all well-known. Like I know all our competitors in our, the dental field and I'm on friendly terms with many of them.   We all know these. We all know the stuff that can be done. Legal tax avoidance. here's, we'll call it the secret, ⁓ Dentists, everyone's part of it. Here's the secrets, okay? Here's the secret. When you have a pass through business, which is what these dental practices are, right? So the business, and this will shed some light on your client 20 years, right? Your business does not pay income tax. The business tax return   Kiera Dent (26:22) Everybody's perking up right now, Morgan. They're like, okay.   Morgan Hamon (26:42) is math. It's absurdly complex math, but it quantifies the profit that's passed it through and gets listed on your personal tax return. And you owe income tax on that profit. That's what it means by pass through. And it's all ordinary income tax. There's no special tax rate for business owners. It's ordinary income tax. So how do we save money? Here's the secret. We have to capture as many expenses that we're otherwise incurring and capture those as business deductions.   When we do that, that lowers profit. Less profit passes through to the personal tax return, you pay less tax. That's the secret. So you have to execute the strategies, right? The home office is perfect for doctors. Totally substantiated, totally mainstream deduction. That's what justifies the car.   You can deduct a car, but that means you have to be engaged. You have to get the mile IQ. You have to understand what is your business percentage use. You have to do this right. You have to document it. There's things you have to do right. Take your board meeting. ⁓ If the cash flow allows, have a qualified retirement plan. Take full advantage of that. ⁓ If you're okay with having staff over to your house, have those meetings at home and have the office rent it from you. again, these aren't... People know these. This isn't...   I'd love to tell you I'm some genius that went and studied the tax code and formulated all these myself. This is out there. What you're engaging with your CPA is folks that will actually bring this to you and do it, but ultimately the doctor has to do it. What I think about is if someone thinks, well, I'm just going to have an hour meeting with my account at the end of the year and they're just going to take care of all of this. That's like saying, you know what?   Kiera Dent (28:07) haha   cringe.   Morgan Hamon (28:30) I know I need to work out and eat right to be healthy but I'm just going to go meet with my doc this fall and that should do it. Maybe they'll give me a pill that'll make me in shape and healthy. But no, you got to do the stuff. So if your accountant tells you, look, take a board meeting, document it properly, there's a proper way to do it, you got to do it. That's how we say the proper legal avoidance. your account comes to you and says, look, it's time to be an S-Corp,   Kiera Dent (28:51) Mm-hmm.   Morgan Hamon (29:00) because the profit is appropriate, you gotta follow the instruction. There's a procedure there and it's gonna save a lot of money on self-employment payroll tax if it's done correctly. You gotta listen, but you gotta engage. There's action items. And so we, ⁓ every September, I made a checklist. You know, again, Navy guy, right? I got a checklist. Log in, do the checklist. I call it our business tax savings maximizer. That's the flashiest, catchiest name I could think of. But like, log in and do it. That's the secret.   Kiera Dent (29:19) I love it.   you   Morgan Hamon (29:29) So, you know, for those listeners that waiting for the secret, that's it, right? We got to capture expenses as business deductions and there is action items for the doctor. It requires that engagement. And to circle back to where what you said earlier, like you can't come into the office and just fix it for them. They've got responsibilities on things to do too and that's the same with tax policy.   Kiera Dent (29:53) I thought that was such a beautiful way. And as you were going through the phases of grief, I'm like, oh yeah, I definitely lived all of those.   Thanks for kicking it off with Top Gun, ending with like tack strategy. Thanks for sharing some of the tips. But truly super honored to work with you and love what you guys are doing for dentists out there.   Morgan Hamon (30:04) Alright.   Kiera,   I always enjoy our visits and look forward to each one. So I appreciate you having me. I really enjoyed it.   Kiera Dent (30:16) course. And for all of you listening, thank you for listening and I'll catch you next time on The Dental A Team podcast.  

    Good Morning Liberty
    Dumb BLEEP of the Week! (Trump, Gavin Newsom, WEF, Hank Johnson, Destiny) || EP 1595

    Good Morning Liberty

    Play Episode Listen Later Jul 17, 2025 90:25


    Welcome to another thought-provoking episode of Good Morning Liberty, where Nate Thurston and Charles Chuck Thompson break down the most ridiculous events and statements of the week. Today, we dive deep into various reactions and controversies surrounding the Epstein files, including Trump's controversial stance and Ben Shapiro's defense. We also discuss Marjorie Taylor Greene's betrayal accusations, Laura Loomer's reactions to TPUSA, and Cat Turd's misunderstanding of inflation data. Additionally, we critique Gavin Newsom's appearance on the Sean Ryan show, the UK's decision to lower the voting age to 16, and more idiotic comments from pundits like Destiny. Don't miss out on this jam-packed episode filled with sharp insights and plenty of humor! (00:00) Introduction and Greetings (00:31) Fed Haters Club and YouTube Shoutouts (01:08) Charlie's Golf Tournament (02:50) Dumb Leap of the Week Introduction (03:28) Criticizing Political Parties (04:20) Alex Jones and Cults (06:07) Trump and Epstein Speculations (28:13) Ben Shapiro's Trust in Government (35:36) Marjorie Taylor Greene and Betrayal (43:07) Hank Johnson's Epstein Song (46:39) Rediscovered Song and Guitar Mishap (47:27) Tucker Carlson's Controversial Claims (49:02) TPUSA Event Highlights (51:46) Laura Loomer's Reaction to TPUSA (54:13) Inflation and Tariffs Debate (01:01:58) Gavin Newsom on Gun Control and California's Population (01:08:39) UK's Voting Age and Meat Allergy Engineering (01:15:37) Destiny's Controversial Statement on Children (01:18:25) Nina Turner's Minimum Wage Argument   Links:   https://gml.bio.link/   YOUTUBE:   https://bit.ly/3UwsRiv   Check out Martens Minute!   https://martensminute.podbean.com/   Follow Josh Martens on X:   https://twitter.com/joshmartens13   CB Distillery 25% off with promo code GML   cbdistillery.com   Join the Fed Haters Club!   joingml.com   secure.thomasmassie.com/donate  

    BettingPros NFL Podcast
    How To Make Money Betting On Novig (Ep. 730)

    BettingPros NFL Podcast

    Play Episode Listen Later Jul 17, 2025 17:29 Transcription Available


    Join Seth Woolcock and Mike Maher as they walk you through the best ways to be profitable on Novig, a new and innovate Sportsbook that allows you to play against other real users instead of the house! Timestamps: (May be off due to ads) Intro - 0:00:00 What is Novig (And why is it different)? - 0:00:41 Ways to Profit on Novig - 0:03:18 Examples of Expected Point Differences with Novig vs. Other Sportsbooks - 0:06:26 Objections and Drawbacks - 0:10:35 How Does BettingPros Create an edge? - 0:13:50 Outro - 0:15:28 Helpful Links: ⁠⁠⁠⁠Novig - Looking for a smarter way to bet on sports? There's a new sports tradingh platform that's changing the game -- it's called Novig. It’s legal in most states, including Georgia, California, and Texas. It’s peer-to-peer, which means you’re competing against other users, not the house. You can often get better lines than traditional books. You can set your own lines, which gives you control most sportsbooks just don’t offer. There are no commissions or hidden fees — seriously. It uses a coin deposit system, but it’s REAL money. And you can use code DAILYJUICE for 50% off your first coin purchase, up to $25. Check it out now at bettingpros.com/novig. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros App⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Make winning bets with advice and picks from top sports betting experts. The BettingPros app puts consensus and expert-driven sports betting advice at your fingertips to help you pinpoint the best odds and make winning bets. Download it today on the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠App Store⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Google Play⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros Discord⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Looking to up your game in sports betting? Join our exclusive sports betting Discord community at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bettingpros.com/chat⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Not only can you connect with expert handicappers who provide free picks for NBA, NFL, MLB, NHL, player props, live betting, and more, but now you can also participate in our weekly community picks. Cast your vote, see how your picks stack up against the experts, and track your success! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros Pick Tracker⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – Want to track all of your wagers in one place? Check out the BettingPros Pick Tracker. It syncs up with your sportsbooks to tally which picks hit, and which miss AND gives you a live look at what the public is doing so you can use real-time tracking to determine which plays to make, and which to fade: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bettingpros.com/pick-tracking⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bet365 - Bet365 has a special offer for our listeners! Turn five dollars into one hundred and fifty dollars of bonus bets when you join Bet365. To claim the offer, just go to bettingpros.com/365 and deposit at least ten dollars. If you place a bet of at least 5 dollars, you’ll earn 150 dollars in bonus bets. Again, that’s bettingpros.com/365. 21+ Only. Must be present in Arizona, Colorado, Illinois, Indiana, Iowa, Kentucky, Louisiana, North Carolina, New Jersey, Ohio, Tennessee, or Virginia. Gambling problem? Call 1-800-GAMBLER or 1-800-BETS OFF (if you live in Iowa). Terms & Conditions Apply*See omnystudio.com/listener for privacy information.

    BettingPros NFL Podcast
    AFC South Betting Guide: Coaching Changes, Division Winner, and Win Totals (Ep. 729)

    BettingPros NFL Podcast

    Play Episode Listen Later Jul 17, 2025 40:12 Transcription Available


    Join Joe Pisapia, Andrew Erickson, and Terrell Furman Jr. as they preview the AFC South from a betting perspective! Timestamps: (May be off due to ads) Intro - 0:00:00 BettingPros App - 0:00:49 Coaching and Personnel Changes - 0:01:43 Houston Texans - 0:01:49 Jacksonville Jaguars - 0:05:37 Indianapolis Colts - 0:08:42 Tennessee Titans - 0:14:04 Novig App - 0:18:00 Win Totals Breakdown - 0:19:01 Division Winner Futures - 0:29:34 Best Bets and Wild Cards - 0:33:41 Outro - 0:39:09 Helpful Links: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros App⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Make winning bets with advice and picks from top sports betting experts. The BettingPros app puts consensus and expert-driven sports betting advice at your fingertips to help you pinpoint the best odds and make winning bets. Download it today on the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠App Store⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Google Play⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros Discord⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Looking to up your game in sports betting? Join our exclusive sports betting Discord community at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bettingpros.com/chat⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Not only can you connect with expert handicappers who provide free picks for NBA, NFL, MLB, NHL, player props, live betting, and more, but now you can also participate in our weekly community picks. Cast your vote, see how your picks stack up against the experts, and track your success! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros Pick Tracker⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – Want to track all of your wagers in one place? Check out the BettingPros Pick Tracker. It syncs up with your sportsbooks to tally which picks hit, and which miss AND gives you a live look at what the public is doing so you can use real-time tracking to determine which plays to make, and which to fade: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bettingpros.com/pick-tracking⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bet365 - Bet365 has a special offer for our listeners! Turn five dollars into one hundred and fifty dollars of bonus bets when you join Bet365. To claim the offer, just go to bettingpros.com/365 and deposit at least ten dollars. If you place a bet of at least 5 dollars, you’ll earn 150 dollars in bonus bets. Again, that’s bettingpros.com/365. 21+ Only. Must be present in Arizona, Colorado, Illinois, Indiana, Iowa, Kentucky, Louisiana, North Carolina, New Jersey, Ohio, Tennessee, or Virginia. Gambling problem? Call 1-800-GAMBLER or 1-800-BETS OFF (if you live in Iowa). Terms & Conditions Apply* ⁠⁠⁠⁠Novig - Looking for a smarter way to bet on sports? There's a new sports tradingh platform that's changing the game -- it's called Novig. It’s legal in most states, including Georgia, California, and Texas. It’s peer-to-peer, which means you’re competing against other users, not the house. You can often get better lines than traditional books. You can set your own lines, which gives you control most sportsbooks just don’t offer. There are no commissions or hidden fees — seriously. It uses a coin deposit system, but it’s REAL money. And you can use code DAILYJUICE for 50% off your first coin purchase, up to $25. Check it out now at bettingpros.com/novig. See omnystudio.com/listener for privacy information.

    Mind Over Murder
    BONUS: Chowchilla Mass Kidnapping Case

    Mind Over Murder

    Play Episode Listen Later Jul 17, 2025 45:20


    "Mind Over Murder" podcast hosts Bill Thomas and Kristin Dilley discuss the mass kidnapping of 26 elementary school students and their bus driver in rural Chowchilla, California.  The crime, the largest mass kidnapping in United States history, shocked the nation in 1976. How did three rich kids plan and execute this heinous crime?  Why did their plans fall apart so quickly? What impact did the kidnapping have on the 26 survivors? Why were the three kidnappers ultimately paroled?  Thos bonus episode of "Mind Over Murder" originally ran on March 24, 2025."Chowchilla" Documentary on Max (highly recommended)https://www.max.com/movies/chowchilla/35e6ffd5-2cb1-4bd4-b2f3-62064f73a7a2WTKR News 3: One year after development in Colonial Parkway Murders, where do things stand?https://www.wtkr.com/news/in-the-community/historic-triangle/one-year-after-development-in-colonial-parkway-murders-where-do-things-standWon't you help the Mind Over Murder podcast increase our visibility and shine the spotlight on the "Colonial Parkway Murders" and other unsolved cases? Contribute any amount you can here:https://www.gofundme.com/f/mind-over-murder-podcast-expenses?utm_campaign=p_lico+share-sheet&utm_medium=copy_link&utm_source=customerWTVR CBS News:  Colonial Parkway murders victims' families keep hope cases will be solved:https://www.wtvr.com/news/local-news/colonial-parkway-murders-update-april-19-2024WAVY TV 10 News:  New questions raised in Colonial Parkway murders:https://www.wavy.com/news/local-news/new-questions-raised-in-colonial-parkway-murders/Alan Wade Wilmer, Sr. has been named as the killer of Robin Edwards and David Knobling in the Colonial Parkway Murders in September 1987, as well as the murderer of Teresa Howell in June 1989. He has also been linked to the April 1988 disappearance and likely murder of Keith Call and Cassandra Hailey, another pair in the Colonial Parkway Murders.13News Now investigates: A serial killer's DNA will not be entered into CODIS database:https://www.13newsnow.com/video/news/local/13news-now-investigates/291-e82a9e0b-38e3-4f95-982a-40e960a71e49WAVY TV 10 on the Colonial Parkway Murders Announcement with photos:https://www.wavy.com/news/crime/deceased-man-identified-as-suspect-in-decades-old-homicides/WTKR News 3https://www.wtkr.com/news/is-man-linked-to-one-of-the-colonial-parkway-murders-connected-to-the-other-casesVirginian Pilot: Who was Alan Wade Wilmer Sr.? Man suspected in two ‘Colonial Parkway' murders died alone in 2017https://www.pilotonline.com/2024/01/14/who-was-alan-wade-wilmer-sr-man-suspected-in-colonial-parkway-murders-died-alone-in-2017/Colonial Parkway Murders Facebook page with more than 18,000 followers: https://www.facebook.com/ColonialParkwayCaseYou can also participate in an in-depth discussion of the Colonial Parkway Murders here:https://earonsgsk.proboards.com/board/50/colonial-parkway-murdersMind Over Murder is proud to be a Spreaker Prime Podcaster:https://www.spreaker.comJoin the discussion on our Mind Over MurderColonial Parkway Murders website: https://colonialparkwaymurders.com Mind Over Murder Podcast website: https://mindovermurderpodcast.comPlease subscribe and rate us at your favorite podcast sites. Ratings and reviews are very important. Please share and tell your friends!We launch a new episode of "Mind Over Murder" every Monday morning, and a bonus episode every Thursday morning.Sponsors: Othram and DNAsolves.comContribute Your DNA to help solve cases: https://dnasolves.com/user/registerFollow "Mind Over Murder" on Twitter: https://twitter.com/MurderOverFollow Bill Thomas on Twitter: https://twitter.com/BillThomas56Follow "Colonial Parkway Murders" on Facebook: https://www.facebook.com/ColonialParkwayCase/Follow us on InstaGram:: https://www.instagram.com/colonialparkwaymurders/Check out the entire Crawlspace Media network at http://crawlspace-media.com/All rights reserved. Mind Over Murder, Copyright Bill Thomas and Kristin Dilley, Another Dog Productions/Absolute Zero ProductionsBecome a supporter of this podcast: https://www.spreaker.com/podcast/mind-over-murder--4847179/support.

    The Dentalpreneur Podcast w/ Dr. Mark Costes
    2292: Balancing CAD/CAM Dentistry and Cabernet in Napa

    The Dentalpreneur Podcast w/ Dr. Mark Costes

    Play Episode Listen Later Jul 17, 2025 28:25


    On today's episode, Dr. Mark Costes catches up with the dynamic Dr. Kristine Adland live from Thrive Live in Las Vegas. A tech-savvy dentist known for pushing the limits of CAD/CAM dentistry, Kristine shares how she grew a three-chair startup into a 10-operatory powerhouse and built a team of diverse partners to align with her multi-passionate life.  But it's not just about dentistry—Kristine is also building a boutique winery and wine cave in Napa Valley with fellow dentist Dr. Justin Moody, while simultaneously pursuing a law degree with a focus on contract law. From aesthetic same-day crowns to custom cabernet blends, Dr. Adland talks about what it takes to stand out in both competitive industries, the parallels between dentistry and winemaking, and her ultimate vision for creating unique CE and wine experiences in California wine country. Be sure to check out the full episode from the Dentalpreneur Podcast! EPISODE RESOURCES https://www.aadlanddental.com https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast

    Smart Social Podcast: Learn how to shine online with Josh Ochs
    "Trying to keep up with all of the new apps is one of the most complex things"- Norma E. Martinez

    Smart Social Podcast: Learn how to shine online with Josh Ochs

    Play Episode Listen Later Jul 17, 2025 26:14


    Protect your family with our 1-minute free parent quiz https://www.smartsocial.com/newsletterJoin our next weekly live parent events:  https://smartsocial.com/eventsIn this episode of the SmartSocial.com Podcast's District Talk segment, host Josh Ochs interviews Ms. Norma Martinez, Superintendent of the Centralia School District in North Orange County, California. They discuss the challenges parents face in keeping up with evolving apps and digital safety for their children. Ms. Martinez shares insights on how her district collaborates with parents to teach cyber safety, the importance of open communication, and implementing rules like charging phones outside of kids' bedrooms. They also touch on the integration and education of AI technology in schools, addressing the anxieties it causes parents. Additionally, the episode features advice from a real teen on recognizing red flags when interacting with strangers online. Become a Smart Social VIP (Very Informed Parents) Member: https://SmartSocial.com/vipDistrict Leaders: Schedule a free phone consultation to get ideas on how to protect your students in your community https://smartsocial.com/partnerDownload the free Smart Social app: https://www.smartsocial.com/appdownloadLearn about the top 190+ popular teen apps: https://smartsocial.com/app-guide-parents-teachers/View the top parental control software: https://smartsocial.com/parental-control-software/The SmartSocial.com Podcast helps parents and educators to keep their kids safe on social media, so they can Shine Online™

    KQED's The California Report
    LA Program Aims To Ween Unhoused People Off Of Meth

    KQED's The California Report

    Play Episode Listen Later Jul 17, 2025 11:33


    Some homeless services providers in L.A. County are offering an innovative treatment option to help unhoused Angelenos quit using stimulants, like methamphetamine. It involves rewarding people with small gift cards when they pass a drug test. The simple approach has been around awhile, but is now making headway in LA's homeless services sector. Reporter: Aaron Schrank, LAist In what it's calling a final decision, the Trump administration has killed $4 billion in federal funding for California's troubled high-speed rail project. Reporter: Dan Brekke, KQED New details are emerging from the recent immigration raid at a cannabis farm on the Central Coast. A US Army veteran says he was wrongfully detained and violently arrested by federal immigration agents, even though he's an American citizen. Reporter: Gabriela Fernandez, KCBX Learn more about your ad choices. Visit megaphone.fm/adchoices

    Capital Ideas Investing Podcast
    Innovation in Asia and Europe: Why now matters

    Capital Ideas Investing Podcast

    Play Episode Listen Later Jul 17, 2025 28:29


    Invest in what you know, or in what could be? Equity portfolio manager Noriko Chen has done both over her 26 years with Capital Group. From her first investment in ice cream to her background covering Asian infrastructure, Noriko tells Mike Gitlin how she identifies long-term industry shifts like automation and energy demand. She also discusses mentoring women to take risks, and how “reverse mentoring” from younger analysts helps keep her sharp. Join for a global investor's perspective on China, the case for growth in European banks, and more.    #CapGroupGlobal   For full disclosures go to capitalgroup.com/global-disclosures   For our latest insights, practice management ideas and more, subscribe to Capital Ideas at getcapitalideas.com. If you're based outside of the U.S., visit capitalgroup.com for Capital Group insights.   Watch our latest podcast, Conversations with Mike Gitlin, on YouTube: https://www.youtube.com/playlist?list=PLbKcvAV87057bIfkbTAp-dgqaLEwa9GHi    This content is published by Capital Client Group, Inc.    U.K. investors can view a glossary of technical terms here: https://www.capitalgroup.com/individual-investors/gb/en/resources/how-to-invest/glossary.html    To stay informed, follow us   LinkedIn: https://www.linkedin.com/company/capital-group/posts/?feedView=all    YouTube: https://www.youtube.com/@CapitalGroup/videos     Follow Mike Gitlin: https://www.linkedin.com/in/mikegitlin/    About Capital Group    Capital Group was established in 1931 in Los Angeles, California, with the mission to improve people's lives through successful investing. With our clients at the core of everything we do, we offer carefully researched products and services to help them achieve their financial goals.   Learn more: capitalgroup.com    Join us: capitalgroup.com/about-us/careers.html    Copyright ©2025 Capital Group 

    X22 Report
    [DS] Is Trapped In Their Trap, All Three Movies Playing At Same Time, Stage Set – Ep. 3687

    X22 Report

    Play Episode Listen Later Jul 16, 2025 94:02


    Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureFrom 2004 to present day the number of first time homebuyers have been cut in half. The [CB] system works against the people. Trump is now preparing the country for the constitutional reset where he will move the country off of the fiat currency. Gold is now signaling that the fiat system is failing. The Genius Act is the key. The [DS] is playing right into Trump's trap. He has created chaos which exposes the shills and [DS] players and sets the stage for what is coming. Trump has brought attention from all sides to look at the Epstein investigation. This is part of the plan. All three movies will be playing at the same time and all of these movies are connected to the [DS] system. The people are being prepped for what is to come.   Economy https://twitter.com/unusual_whales/status/1945090216793981336 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); BREAKING REPORT: President Trump Drafted Letter to Fire Jerome Powell… But Trump Says ‘Highly Unlikely' He will Fire Fed Chair  It was reported on Wednesday that President Trump drafted a letter to fire Fed Chair Jerome Powell. On Tuesday evening, Rep. Anna Paulina Luna said Powell's firing was imminent. President Trump on Wednesday said it is ‘highly unlikely' he will fire the Fed Chair. Source: thegatewaypundit.com   will have Complete and Total Access to the Indonesian Market of over 280 million people. In addition, Indonesia will pay the United States a 19% Tariff on all Goods they export to us, while U.S. Exports to Indonesia are to be Tariff and Non Tariff Barrier FREE. If there is any Transshipment from a higher Tariff Country, then that Tariff will be added on to the Tariff that Indonesia is paying. Thank you to the People of Indonesia for your friendship and commitment to balancing our Trade Deficit. We will keep DELIVERING for the American People, and the People of Indonesia! Apple Backs Donald Trump in Rare Earth Minerals Push by Investing $500 Million in U.S. Mine Tech giant Apple is backing President Donald Trump in a push for rare earth minerals, and is expected to announce a $500 million investment in the only rare earth mine currently operating in the United States. Apple plans to invest $500 million in the Las Vegas-based rare earth mining company, MP Materials,   The White House, meanwhile, is calling the deal a “major win” for the Trump administration. “This is a huge win for the president, who has the foresight to make this issue a priority,” a senior White House official told Fox News. “Apple deserves a lot of credit for stepping up. It's good for the country, good for American workers, and it'll prove to be good business, too.” “Other companies should take notice,” the White House official added. The deal also includes building a new recycling facility in Mountain Pass, California, which will reportedly reprocess materials from used electronics to be used in future Apple products. Moreover, Apple and MP Materials plan to build another facility in Fort Worth, Texas, to create magnets that will be used in the tech giant's products, as well as other electronics around the world, sources told Fox News. Apple has previously announced significant expansions to its manufac...

    The Rizzuto Show
    This Is The Humane Way To Do It!

    The Rizzuto Show

    Play Episode Listen Later Jul 16, 2025 161:32


    Teenage cleaner fatally sucked into meat grinder at California factory for popular frozen burrito brand. https://nypost.com/2025/07/14/us-news/teenage-cleaner-fatally-sucked-into-meat-grinder-at-california-factory-for-popular-frozen-burrito-brand/Bride Sends Wedding ‘Contribution Form' Instead Of Invites Asking For Help Paying For The Event. https://www.yourtango.com/self/bride-sends-wedding-contribution-form-instead-invitesPepsi No Longer Among America's Top 3 Sodas. https://www.vice.com/en/article/pepsi-no-longer-among-americas-top-3-sodas/Missouri judge orders arrest of 'Chimp Crazy' star Tonia Haddix and her husband. https://www.kcur.org/news/2025-07-16/chimp-crazy-star-tonia-haddix-arrest-petaMissouri temp tag and car sales tax changes: What to know. https://www.msn.com/en-us/money/other/missouri-car-buyers-face-new-rules-on-temporary-tags-and-sales-tax/ar-AA1IGvzfWoman incriminates herself in reply to post insulting thief: ‘This woman called me trash'. https://www.wmtv15news.com/2025/07/03/woman-incriminates-herself-reply-post-insulting-thief-this-woman-called-me-trash/Scantily-clad man tries to rob donut shop in Los Angeles; Workers and police fight back. https://www.foxla.com/news/man-in-bikini-los-angeles-donut-shopMinnesota miracle: 9-year-old boy recovers after arrow pierced his skull. https://www.msn.com/en-us/health/other/minnesota-miracle-9-year-old-boy-recovers-after-arrow-pierced-his-skull/ar-AA1IB0S5Follow us @RizzShow @MoonValjeanHere @KingScottRules @LernVsRadio @IamRafeWilliams - Check out King Scott's Linktr.ee/kingscottrules + band @FreeThe2SG and Check out Moon's bands GREEK FIRE @GreekFire GOLDFINGER @GoldfingerMusic THE TEENAGE DIRTBAGS @TheTeenageDbags and Lern's band @LaneNarrows ⁠http://www.1057thepoint.com/RizzSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Deck The Hallmark
    Christmas at Sea - S01E02 - Docking Around the Christmas Tree (Hallmark Channel - 2025)

    Deck The Hallmark

    Play Episode Listen Later Jul 16, 2025 19:21


    Watch on Philo! - Philo.tv/DTHIt's photoshoot time! Everyone is out there waiting including Alicia and Gail. Gail is like last night, I let Alicia down. Not today! Kerry and her daughters are there and I'm pretty convinced Alexandrea doesn't wanna be there. Rob tells his girlfriend Donna about meeting Paul and Andrew on the ship but obviously doesn't tell her about what they talked about. Cut to Paul trying to get Tyler and Kimberley in on the wedding ceremony. So they show everyone getting like 7 seconds to take a picture with everyone. Hynes is down there just goofing off. Rob and Donna come in and Paul is like ROB - making him look awesome in front of Donna. Paige gives Tyler a bracket with her name in it which is wild. Afterwards, Alexandrea was like you should make another bracelet with your number in it. Gail and Alicia meet Betty Hynes who is just the best. They ask her “is Tyler the same on screen and off” and Betty says “he's the bad boy for Hallmark for a reason”. Betty is a star, Paige and Alexandrea are hanging out, and she tells her about moving back to California and how she is nervous to tell mom. Remember Nate and his grandmas? Nate is just soaking up people telling him happy birthday, and I can't stress this enough - it's not his birthday. They're shopping at the hallmark store when Erin Cahill walks up and Erin is like Nate you're the best, happy birthday. And they bond over their mutual love of their grandmas, and Erin buys them everything they have in their hands! Lori and her sister talk about how to get their Christmas screenplay in front of someone at Hallmark. Donna is in the gym now and of course Nikki DeLoach is there. What are the odds?! And they bond. She talks about her brain surgery, Nikki talks about a rabbi she really likes. It's sweet. Gail and Alicia are hanging out and Alicia is like hey I booked us an ATV excision in the Bahamas. Gail is not thrilled by this. But she agrees to give it a shot. Rob and Donna get together for drinks with Kerry and her daughters and it's a whole thing. They bond over surgeries and then Donna and Kerry's daughter go to the bar and  Rob tells Kerry his plan and she says her daughter will do Donna's makeup. Plan is really coming together! The script sisters magically bumped in Benjamin Ayers and Sarah Drew and she pitched them the script and they love it. She asks if they will read it and they just kinda stare at each other. Gail gets on the ATV and chickens out. So Kerry and her daughters go to swim with the pigs which is run by Shane Gillis doing a Bahamian accent. Afterward, Paige tells her mom she wants to move to California. She's not thrilled. And then episode ends with Rob, ring box in hand on the beach of the Bahamas, getting ready to propose. 

    Madigan's Pubcast
    Episode 234: Starbuck's Secret Menu, Nantucket's Chainsaw Massacre, & A $2,500 Martini

    Madigan's Pubcast

    Play Episode Listen Later Jul 16, 2025 92:20


    INTRO (0024): Kathleen opens the show drinking a Hipster Dance Party IPA from East Nashville Brew Works.    TOUR NEWS: See Kathleen live on her “Day Drinking Tour.”   COURT NEWS (17:04): Kathleen shares news announcing that Cher performed at the Dolce & Gabbana fashion show, Dolly sent a lovely video message to Ozzy Ozborne for his final show, Post Malone is expanding his Big Ass Stadium Tour, and Jelly Roll is going to wrestle at SummerSlam 2025.    TASTING MENU (4:44): Kathleen samples Publix Three Cheese Texas Toast Kettle Chips, Zapp's New Orleans Style Spicy Cajun Pretzel Stix, and Indiana's Kitchen Cooked Classic Potato Chips.    UPDATES (28:15): Kathleen shares updates on the Backstreet Boys residency at The Sphere, the CEO of Red Lobster announces a new plan for the crawfish boil meal, the world's first luxury dog cruise will set sail Nov 2025, and the stowaway captured on a flight to Paris is sentenced.    HOLY SHIT THEY FOUND IT (42:24): Kathleen reveals that the world's rarest bear, the Gobi bear, was found in the Mongolian desert.    FRONT PAGE PUB NEWS (50:13) : Kathleen shares articles on the history of pineapples, Starbucks releases its Summer 2025 Secret Menu, Washington DC is planning a new wellness resort, TSA is rolling back the Shoe removal policy, Black Sabbath's final concert raised $190M for charity, North Korea is pushing for tourism with a new beach resort, the missing Maine paddleboarder might be a victim of a serial killer, a 5-year-old goes on a $3K Amazon shopping spree, cars are catching on fire due to extreme heat in Death Valley, hundreds of Amazon packages arrive at a California woman's home for over a year, Jane Birkin's original Hermes bag sells for millions at auction, and a Denver speakeasy adds a $2,500 martini to its menu.    STUPID TOURIST STORIES (46:05): Kathleen reads about a Florida man on meth who commandeered a Key West Conch Train on his birthday.    SAINT OF THE WEEK (1:22:55): Kathleen reads about Saint Bernard of Menthon, patron saint of mountaineers and hikers.    WHAT ARE WE WATCHING (23:20): Kathleen recommends watching the Trainwreck series on Netflix, and Billy Bob Thorton in “Goliath” on Amazon. 

    The Bravo Docket
    Whoop It Up... in Court?

    The Bravo Docket

    Play Episode Listen Later Jul 16, 2025 62:10


    Legal Team, with Real Housewives of Orange County back on air, we're turning our attention to the OG from the OC, Vicki Gunvalson, and the financial elder abuse lawsuit she's now facing. The case, which Vicki now says she wants to take to trial, involves claims of financial elder abuse tied to annuity and life insurance sales, raising serious questions about what was promised, what was delivered, and what the law says about protecting vulnerable adults. We break down Vicki's background in insurance, what the plaintiff alleges, how annuities work, and why this case has Reddit and Us Weekly buzzing.  What's on the docket?  A refresher on Vicki Gunvalson's background and career in insurance  How you can take a life insurance policy out on someone  The key claims in Diane Field's financial elder abuse lawsuit against Vicki  Annuities 101: what they are, the different types, and why they matter here  Alleged misrepresentations in the sale of the insurance   The California laws that govern elder financial abuse and insurance sales  Access additional content and our Patreon here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://zez.am/thebravodocket⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠                  The Bravo Docket podcast, the statements we make whether in our own media or elsewhere, and any content we post are for entertainment purposes only and do not provide legal advice. Any party consuming our information should consult a lawyer for legal advice. The podcast, our opinions, and our posts, are our own and are not associated with our employers, Bravo TV, or any other television network. Cesie is admitted to the State Bars of California and New York. Angela is admitted to the State Bars of Texas, Kansas, and Missouri.     Thank you to our incredible sponsors!   Quince: Go to Quince.com/docket for free shipping on your order and 365 day returns.    Rula: Connect with quality therapists and mental health experts who specialize in you at https://www.rula.com/[bravodocket]     Wayfair: Head to Wayfair.com right now to explore a HUGE outdoor selection.    Dupe: Go to Dupe.com today and find similar products for less. It's 100% free to use. Stop wasting money on brand names and start saving with Dupe.com today.    Function Health: Learn more and join using our/my link. The first 1000 get a $100 credit toward their membership. Visit www.functionhealth.com/BRAVODOCKET or use gift code BRAVODOCKET at sign-up.    Graza: Head to Graza.co and use DOCKET to get 10% off of the TRIO    Monarch Money: Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/DOCKET  Learn more about your ad choices. Visit megaphone.fm/adchoices

    Rich Zeoli
    The Epstein File Story Isn't Going Away

    Rich Zeoli

    Play Episode Listen Later Jul 16, 2025 178:38


    The Rich Zeoli Show- Full Episode (07/16/2025): 3:05pm- In a post to Truth Social, President Donald Trump wrote: “The Radical Left Democrats have hit pay dirt, again! Just like with the FAKE and fully discredited Steele Dossier, the lying 51 ‘Intelligence' Agents, the Laptop from Hell, which the Dems swore had come from Russia (No, it came from Hunter Biden's bathroom!), and even the Russia, Russia, Russia Scam itself, a totally fake and made up story used in order to hide Crooked Hillary Clinton's big loss in the 2016 Presidential Election, these Scams and Hoaxes are all the Democrats are good at - It's all they have - They are no good at governing, no good at policy, and no good at picking winning candidates. Also, unlike Republicans, they stick together like glue. Their new SCAM is what we will forever call the Jeffrey Epstein Hoax, and my PAST supporters have bought into this ‘bullshit,' hook, line, and sinker. They haven't learned their lesson, and probably never will, even after being conned by the Lunatic Left for 8 long years. I have had more success in 6 months than perhaps any President in our Country's history, and all these people want to talk about, with strong prodding by the Fake News and the success starved Dems, is the Jeffrey Epstein Hoax. Let these weaklings continue forward and do the Democrats' work, don't even think about talking of our incredible and unprecedented success, because I don't want their support anymore! Thank you for your attention to this matter. MAKE AMERICA GREAT AGAIN!” 3:30pm- - Sen. Dave McCormick—United States Senator from Pennsylvania—joins The Rich Zeoli Show to recap yesterday's successful Energy & Innovation Summit where CEOs from some of the biggest tech companies in the country pledged to invest $92 billion in Pennsylvania, much of which will go towards energy infrastructure allowing for the domestic development of artificial intelligence. 3:45pm- While speaking to the press on Wednesday, President Donald Trump said that people claiming his administration is preventing the release of Jeffrey Epstein files are being “foolish.” 4:05pm- On Wednesday, New York City mayoral candidate Zohran Mamdani visited with several Democratic members of Congress—including Reps. Alexandria Ocasio Cortez, Andre Carson, and Pramila Jayapal. While speaking with the press, Carter downplayed Mamdani's past calls to “globalize the intifada.” Carter suggested that some people use the phrase “symbolically.” 4:40pm- Matt says “F1” starring Brad Pitt is the best movie he has seen all year—which might be the least crazy thing he has said in a while. PLUS, Donald Trump reveals that he has successfully petitioned Coca-Cola to use sugarcane in their U.S. products. 5:05pm- According to new polling, Republican candidate for Governor of New Jersey Jack Ciattarelli trails Democratic candidate Mikie Sherril by only 5-points! 5:10pm- In February, New Jersey Governor Phil Murphy bragged to an audience about shielding an undocumented migrant from deportation by allowing her to live in his home. Acting U.S. Attorney for the District of New Jersey Alina Habba is now investigating Murphy over those comments. 5:20pm- Governor Gavin Newsom (D-CA) has announced that he is conducting an independent investigation into Gavin Newsom's response to COVID-19. The investigation will definitely be objective, right? Plus, Newsom now insists he LOVES the Second Amendment! 5:30pm- Chinese-based Unitree Robotics has brought “The Rizzbot” to Los Angeles, California. The Rizzbot is a gay humanoid robot that stands 4 feet tall and weighs 77 pounds. 5:40pm- Several reports have suggested that President Donald Trump plans to fire Federal Reserve Chair Jerome Powell. Though, while speaking with the press on Wednesday, Trump denied the rumors. 6:05pm- Doug Kelly—CEO of American Edge Project—joins The Rich Zeoli Show to discuss yesterday's Pennsylvania Energy & Innovation Summit. Kelly explains why the $92 billion investment ...

    Rich Zeoli
    Gavin Newsom LOVES the Second Amendment + China Unveils "The Rizzbot"

    Rich Zeoli

    Play Episode Listen Later Jul 16, 2025 48:27


    The Rich Zeoli Show- Hour 3: 5:05pm- According to new polling, Republican candidate for Governor of New Jersey Jack Ciattarelli trails Democratic candidate Mikie Sherril by only 5-points! 5:10pm- In February, New Jersey Governor Phil Murphy bragged to an audience about shielding an undocumented migrant from deportation by allowing her to live in his home. Acting U.S. Attorney for the District of New Jersey Alina Habba is now investigating Murphy over those comments. 5:20pm- Governor Gavin Newsom (D-CA) has announced that he is conducting an independent investigation into Gavin Newsom's response to COVID-19. The investigation will definitely be objective, right? Plus, Newsom now insists he LOVES the Second Amendment! 5:30pm- Chinese-based Unitree Robotics has brought “The Rizzbot” to Los Angeles, California. The Rizzbot is a gay humanoid robot that stands 4 feet tall and weighs 77 pounds. 5:40pm- Several reports have suggested that President Donald Trump plans to fire Federal Reserve Chair Jerome Powell. Though, while speaking with the press on Wednesday, Trump denied the rumors.

    The Grave Talks | Haunted, Paranormal & Supernatural
    Point Sur Lighthouse: Guardian or Beacon for Spirits? | Paranormal Deep Dive

    The Grave Talks | Haunted, Paranormal & Supernatural

    Play Episode Listen Later Jul 16, 2025 12:30


    On this episode, Tony Brueski digs into the enigmatic history of Point Sur Lighthouse, a steadfast sentinel on California's treacherous Big Sur coast. We'll explore its origins, the tragic shipwrecks that occurred in its shadow, and the eerie tales that have emerged over the years. Join us as we delve into firsthand accounts of ghostly apparitions, mysterious voices, and the theories that attempt to explain these phenomena. Is Point Sur Lighthouse a beacon for lost souls, or do natural explanations lie beneath the surface? Tune in to uncover the truth behind this coastal enigma.

    Mock and Daisy's Common Sense Cast
    Andrew Tate Fallout, Newsom's Meltdown, and Trump vs. Epstein Rumors | Chicks on the Right

    Mock and Daisy's Common Sense Cast

    Play Episode Listen Later Jul 16, 2025 90:58


    New rape allegations hit Andrew Tate—again. We break down the details, his lawyer's spin, and why some on the Right still defend him. Then: big tech meets big dirt as Apple drops $500M into an American mine, and Newsom stumbles hard on Sean Ryan's show—yes, there are memes.Also in the mix:Trump vs. Adam Schiff

    The Big Honker Podcast
    Episode #992: Casey Hartwell

    The Big Honker Podcast

    Play Episode Listen Later Jul 16, 2025 78:49


    Jeff Stanfield and Andy Shaver are joined by Casey Hartwell, founder of Hunt Bums—a blog dedicated to hunting adventures, gear reviews, and tips of the trade. Casey shares what it's like living and hunting in California, a state rich with opportunity but full of challenges, including vocal anti-hunters and strict regulations. They dive into hunting Grizzly Island near San Francisco, the liberal bag limits in California and over abundance of bull sprig pintails, and how Hunt Bums sets itself apart in a crowded outdoor media space. 

    Morning Announcements
    Wednesday, July 16th, 2025 - Inflation up; Epstein files update; ICE Ends Bond Hearings, GOP state AG vs AI chatbots; Northeast floods

    Morning Announcements

    Play Episode Listen Later Jul 16, 2025 8:44


    Today's Headlines:  June's inflation rose by 0.3%, putting the annual rate at 2.7%—slightly up, but still within forecasts. Meanwhile, House Republicans voted down Democratic efforts to release Epstein case documents, despite GOP leaders publicly claiming to support transparency. Trump praised AG Pam Bondi's handling of the Epstein files while denying any link to the case, but new metadata shows nearly 3 minutes are missing from recently released prison footage. A lawyer for Epstein's victims claimed there's far more unreleased evidence, including thousands of hours of video. ICE has issued a new memo eliminating bond hearings for undocumented immigrants already living in the U.S., affecting millions. A federal grand jury indicted Vance Boelter for the politically motivated killing of former Minnesota House Speaker Melissa Hortman. Two people died after record-setting flash floods hit NYC and New Jersey, where over two inches of rain fell in one hour. The DOJ appealed a ruling halting race-based immigration arrests in California, and Missouri's Republican AG is threatening OpenAI, Google, Meta, and Microsoft with legal action after a blog claimed an AI ranked Trump worst on antisemitism—despite Microsoft's bot refusing to rank the presidents at all. Resources/Articles mentioned in this episode: CNBC: Inflation picks up again in June, rising at 2.7% annual rate  WaPo: Speaker Mike Johnson and other Republicans break with Trump on Epstein  NYT: House Democrats Push for Hearing on Jeffrey Epstein Case Amid GOP Rift PBS: WATCH: Asked if his name appears in Epstein files, Trump claims Comey, Obama and Biden made them up Wired: The FBI's Jeffrey Epstein Prison Video Had Nearly 3 Minutes Cut Out WPBF: Attorney: Epstein's black book and secret tapes hold powerful names WaPo: ICE declares millions of undocumented immigrants ineligible for bond hearings Axios: Vance Boelter indicted on six federal charges for Melissa Hortman's killing NYT: Two Dead After Heavy Rains Swamp Roads and Rails in New York Region The Verge: A Republican state attorney general is formally investigating why AI chatbots don't like Donald Trump Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

    Heart Wisdom with Jack Kornfield
    Ep. 297 – Advice from the Dalai Lama: The Fragrance of Nirvana

    Heart Wisdom with Jack Kornfield

    Play Episode Listen Later Jul 16, 2025 40:10


    Jack shares stories and insights from a rare gathering with the Dalai Lama on what really makes a teacher, and how compassion—not titles—spreads the Dharma.Today's podcast is brought to you by BetterHelp. Give online therapy a try at betterhelp.com/heartwisdom and get on your way to being your best self.This time on Heart Wisdom, Jack thoughtfully explores these themes & topics:Spring renewal at Spirit Rock & the wider Buddhist boom1,000 U.S. meditation centers — a movement far bigger than any one sanghaThe Mahāparinirvāṇa Sūtra on gathering “in harmony and concord”The Dalai Lama: compassion over conversion; students over titlesWhat really authorizes a teacher? (Hint: their students' freedom)“Spy on your teachers” — trusting slowly & wiselyThe scent-test of liberation: recognizing authentic peace“Bodhisattva off-duty?” — practice everywhere, even with late-night TV temptationsSpiritual life as engagement with, not escape from, difficultyInterdependence: why true emptiness embraces every creatureSpeaking out against spiritual misconduct & retraumatizationThe wounded student, the wounded teacher — bringing psychology into DharmaThis Dharma Talk recorded on 03/29/93 at Spirit Rock Meditation Center was originally published on DharmaSeed.“The Dalai Lama said, ‘Nirvana has a wonderful scent—like flowers.' You can tell it when you're around someone connected with nirvana. You can tell it around places where there's that fragrance of peace, well-being, and liberation.” – Jack Kornfield“Deep down, what matters is only the spirit of compassion—only what benefits beings in every form, in every realm on this earth. Don't think about how to spread Buddhism. It doesn't matter if there are even one or two more Buddhists. The only thing that matters is the well-being of each person and the well-being of the earth that we live on.” – Jack Kornfield quoting H.H. the Dalai LamaPhoto via Wikimedia CommonsAbout Jack Kornfield:Jack Kornfield trained as a Buddhist monk in the monasteries of Thailand, India, and Burma, studying as a monk under the Buddhist master Ven. Ajahn Chah, as well as the Ven. Mahasi Sayadaw. He has taught meditation internationally since 1974 and is one of the key teachers to introduce Buddhist mindfulness practice to the West. Jack co-founded the Insight Meditation Society in Barre, Massachusetts, with fellow meditation teachers Sharon Salzberg and Joseph Goldstein and the Spirit Rock Center in Woodacre, California. His books have been translated into 20 languages and sold more than a million copies.Jack is currently offering a wonderful array of transformational online courses diving into crucial topics like Mindfulness Meditation Fundamentals, Walking the Eightfold Path, Opening the Heart of Forgiveness, Living Beautifully, Transforming Your Life Through Powerful Stories, and so much more. Sign up for an All Access Pass to explore Jack's entire course library. If you would like a year's worth of online meetups with Jack and fellow community, join The Year of Awakening: A Monthly Journey with Jack Kornfield.Stay up to date with Jack and his stream of fresh dharma offerings by visiting JackKornfield.com and signing up for his email teachings.“Only the benefit you bring to others proves the depth of your own practice.” – Jack KornfieldSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    3 Martini Lunch
    Dems' Georgia Election Lies Strike Out, California's Fire Recovery Failure, Texas Senate Saga

    3 Martini Lunch

    Play Episode Listen Later Jul 16, 2025 28:27


    Join Jim and Greg for Wednesday's 3 Martini Lunch as they examine Major League Baseball's return to Atlanta for the All-Star Game four years after Democrats pressured the league to pull the event over Georgia's election integrity law. They also dig into the ridiculously slow wildfire recovery efforts in Los Angeles County and break down what could be a wild U.S. Senate race in Texas next year.First, they're glad to see the all-star game back in Georgia, where it was originally scheduled in 2021 before Commissioner Rob Manfred moved it under political pressure. Democrats claimed Georgia's election law was “Jim Crow 2.0,” but two election cycles later, record turnout disproves those claims. Jim and Greg ask whether Manfred, the media, or top Democrats will ever acknowledge how wrong they were, or apologize to Gov. Brian Kemp for likening him to segregationists and the confederacy?Next, they fume as little more than a hundred building permits have been issued in Los Angeles County in the six months since the devastating wildfires. Jim says this is a perfect example of how the blue state, big government approach to problems grinds progress to a halt and how Mayor Karen Bass and Gov. Gavin Newsom have failed. Greg offers insights on why the media won't criticize Newsom and Bass over this.Finally, they look ahead to the 2026 Texas U.S. Senate race, where new polling suggests Rep. Jasmine Crockett could dominate the Democratic primary if she runs. The GOP primary has plenty of its own drama as Sen. John Cornyn and Texas Attorney General Ken Paxton battle for the nomination. Many in the MAGA base are disappointed in Cornyn but Paxton brings his own baggage, including a very public divorce that was just announced.Please visit our great sponsors:Stop putting off those doctors' appointments and go to https://zocdoc.com/3ML to find and instantly book a top rated doctor today.  If your business can't adapt in real-time, you're in a world of hurt.  Get the free e-book “Navigating Global Trade: 3 Insights for Leaders” from NetSuite by Oracle.  Download today at https://NetSuite.com/MARTINI No missed calls, no missed customers with OpenPhone. Get 20% off your first 6 months at https://Openphone.com/3ml

    Daily Signal News
    VDH: Gavin Newsom Abandons Californians for 2028 White House Delusions

    Daily Signal News

    Play Episode Listen Later Jul 16, 2025 9:40


    California Gov. Gavin Newsom seems to be more interested in podcasting, siding with protesters, and pointing fingers at the Trump administration than actually fixing the problems in his state. Newsom's record long record of failure is evident in the was California is spiraling out of control: a crumbling infrastructure, surging poverty, and broken immigration enforcement. Victor Davis Hanson has a message for Gavin Newsom on why his priorities are not only out of touch—but dangerous—on today's episode of “Victor Davis Hanson: In His Own Words.” “He's now inserted himself into the ICE deportations crisis in California and siding with the protesters that are trying to obstruct ICE. And he has a very incoherent position. … I guess the supposition is that Gavin thought it was quite moral for 12 million people to break the law, but it's quite amoral for somebody to try to rectify the situation and enforce the law. “ You look at a state that is in complete free fall, it is a catastrophe, and rather than addressing transportation, energy, poverty, housing, gasoline, what are you doing? You're campaigning for president. And you're in Twitter wars with the president of the United States. And you're defending the catastrophic governance in Los Angeles. And you're trying to impede the enforcement of a law that if it was enforced, you would be the biggest beneficiary.”

    Best Real Estate Investing Advice Ever
    JF 3968: Small Units, Big Returns, and What Most People Get Wrong About Financial Freedom ft. Derek Peterson

    Best Real Estate Investing Advice Ever

    Play Episode Listen Later Jul 16, 2025 55:39


    On this episode of Beyond Multifamily, Amanda Cruise and Ash Patel interview Derek Petersen, a former civil engineer turned real estate developer focused on adding value through Accessory Dwelling Units (ADUs) in San Diego. Derek shares how he transforms garages, carports, and storage spaces into high-demand micro-apartments near SDSU, maximizing returns by building for under $100K and renting for $1,500–$2,000/month. He dives into the nuances of California's ministerial approval process, lending strategies, and how compounding capital—even through operational cash flow—drives his long-term wealth strategy. The episode also explores Derek's candid lessons from a challenging Lexington multifamily deal and his views on financial freedom and the psychological barriers many face in pursuing it. Derek Petersen Current Role: Founder of Avira Capital Investments, real estate investor and developer specializing in ADU conversions Based in: San Diego, California Say hi to them at: derek@aviracapitalinvestments.com | YouTube: Search “Derek Petersen ADU San Diego” Go to https://zbiotics.com/BESTEVER  and use BESTEVER at checkout for 15% off any first time orders of ZBiotics probiotics. Get a 4-week trial, free postage, and a digital scale at ⁠https://www.stamps.com/cre⁠. Thanks to Stamps.com for sponsoring the show! Post your job for free at https://www.linkedin.com/BRE. Terms and conditions apply. Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

    Golic and Wingo
    Hour 2: Victory warrior

    Golic and Wingo

    Play Episode Listen Later Jul 16, 2025 50:18


    Evan and Michelle continue ESPY Day by listening back to the Stuart Scott speech, plus we are joined by Harper Harrell who is a 12 year old cancer survivor, plus today it's 50 States in 50 days is in California, outside of the Dodgers which is the Cali team closer to a title? Learn more about your ad choices. Visit podcastchoices.com/adchoices

    The Kibbe and Friends Show
    K&F Show #334: Key Lime Pie, Jet Skis, and AC/DC; Rick Hurst Tribute Dukes Review: S1E11 “Money to Burn”

    The Kibbe and Friends Show

    Play Episode Listen Later Jul 16, 2025 81:17


    Thank you SO MUCH to those of you who have joined in for the extra content that is only for Patreon supporters. To get in on the action and support the show with a minor financial contribution just click the link below to sign up. Join up via Patreon at patreon.com/KFSHOW ======================================== Presented with Holley - Back for 2025! Phase 3 of Kibbe and Friends is officially here, and Holley is back for more fun, foolishness, and flying orange Chargers! Once again we're proud to be associated with the historic name that has made cars fast for years and years, and their innovations continue forward (as always)! Make sure that you visit Holley.com to place your speed parts orders - and THANK THEM for continuing on as the Title Sponsor of the KF Show! ======================================== Ron Francis Wiring Brings you the Celebrity Automotive Birthday! https://www.ronfrancis.com ======================================== Dallas Kibbe Racing Update! To follow Dallas Kibbe Racing you can watch his stats and other racing information here. Check it out! https://www.facebook.com/DallasKibbeRacing https://www.instagram.com/dallaskibbe_13/ https://www.tiktok.com/@dallaskibbe_13 MyRacePass.com/drivers/178661. ======================================== Dukes Review: I thought this was an episode with, by, and starring Cleetus in his debut in the Dukes of hazard. It is, it isn't, and it isn't in that order. Cleetus Hogg is introduced to us all in this Season 1 Dukes episode to play the role of Boss Hogg's second cousin twice removed flunky. He does and he is. But he somehow ends up helping Boss Hogg in a bank heist…..that he was in on before it was conceived. And then he fails at it. And then Bo and Luke save the day…..by doing a literal body snatching swap, only I'm not sure that they meant to. Just like Cleetus said in the S3 Episode The Great Santa Claus Chase, "Can someone come get me; I'm lost!" But, it is a Season 1 Dukes Episode, shot in California with 14” wheels on Chargers, and Al Wyatt stunt driving the General in Full Send mode for the entire. C'est magnifique! Rating: 8 (of 10) Corndogs ======================================== National Parts Depot Presents: Bernie on the News! https://www.npdlink.com. The post K&F Show #334: Key Lime Pie, Jet Skis, and AC/DC; Rick Hurst Tribute Dukes Review: S1E11 “Money to Burn” first appeared on The Muscle Car Place.

    The Stephen A. Smith Show
    Hour 2: Victory warrior

    The Stephen A. Smith Show

    Play Episode Listen Later Jul 16, 2025 50:18


    Evan and Michelle continue ESPY Day by listening back to the Stuart Scott speech, plus we are joined by Harper Harrell who is a 12 year old cancer survivor, plus today it's 50 States in 50 days is in California, outside of the Dodgers which is the Cali team closer to a title? Learn more about your ad choices. Visit podcastchoices.com/adchoices

    KERA's Think
    What its like to fight a wildfire

    KERA's Think

    Play Episode Listen Later Jul 16, 2025 47:51


    Wildfires are more dangerous than they've ever been — take if from a former firefighter. Jordan Thomas is a former Los Padres hotshot wildland firefighter and currently an anthropologist and chancellor's fellow at the University of California. He joins host Krys Boyd to discuss why climate change doesn't tell the whole story of why today's fires rage out of control, our complicated relationship to fire, and what it's like to run directly into the flames. His book is “When It All Burns: Fighting Fire in a Transformed World.” Learn about your ad choices: dovetail.prx.org/ad-choices

    National Review's Radio Free California Podcast
    Episode 398: His Meaninglessness Is His Meaning

    National Review's Radio Free California Podcast

    Play Episode Listen Later Jul 16, 2025 91:10


    Jon Fleischman (author of the So, Does It Matter? Substack) joins Will for a conversation about Gavin Newsom's bizarre engagement with conservative podcaster Shawn Ryan -- in which guns are good, transgenderism is a lost cause, nuclear power is lifesaving, and he's a border hawk. Bonus track: Investigative reporter Kenneth Schlapp's update on California wildfires. Music by Metalachi.Email Us:dbahnsen@thebahnsengroup.comwill@calpolicycenter.orgFollow Us:@DavidBahnsen@WillSwaim@TheRadioFreeCAShow Notes:Jon Fleischman: “So, Does It Matter?” Cracks in the Golden State: California's Political Landscape Is ShiftingGov. Newsom, protesters target JD Vance with his family as they visit DisneylandMother Jones editor ripped as ‘soulless ghoul' for attack on JD Vance, kids after Disneyland tripFour hours inside Newsom's headNewsom talks AI, Epstein files and immigration in 4-hour podcastRioters Obstruct California Cannabis Farm Raid, Disrupting Rescue of Illegal Immigrant MinorsICE's California weed-farm raid shows why we need mandatory E-VerifyFederal judge halts indiscriminate immigration stops in Los Angeles and beyondReparations bill, amid headwinds, could skirt California's affirmative action banA racialist leader is ousted in Los AngelesHayward, Alameda County officials propose Russell City reparations fundRizzotti Advised to Recuse From Burbank Landlord-Tenant IssuesOrange County's $649 million trolley to nowhereKenneth Schlapp, Center SquareCA data: Just one Palisades brush clearance before fireCalifornia fire season kicks off with a blazing bang

    The Crossway Podcast
    How to Persevere As a Pastor for Over 60 Years (John MacArthur)

    The Crossway Podcast

    Play Episode Listen Later Jul 16, 2025 30:28


    Today, Crossway is proud to present an interview originally recorded with pastor John MacArthur, where he reflects on the challenges and joys of pastoral life, offering biblical wisdom on what it takes to persevere for the long haul in ministry. John MacArthur (1939-2025) was the pastor-teacher of Grace Community Church in Sun Valley, California, where he has served since 1969. He also authored numerous books, including "The Power of Integrity", "Drawing Near", "Sanctification", and "The Glory of Heaven." ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Read the full transcript of this episode.⁠⁠⁠⁠⁠⁠⁠⁠⁠

    The Dana Show with Dana Loesch
    NPR CEO Whines, Another TSA Change, & Epstein File "Hoax"?

    The Dana Show with Dana Loesch

    Play Episode Listen Later Jul 16, 2025 91:51


    President Trump says he will NOT fire Federal Reserve Chair Jerome Powell. Trump claims “really only pretty bad people including fake news want to keep” the Epstein Files going. Dana reacts to the “Labubu” trend where celebrities are wearing “Beanie Baby” like Teddy Bears, causing the price to skyrocket and contributing to theft. Rep. Hank Johnson sings a song about the Epstein files in the tune of Dreamsicle by Jason Isbell. Dana explains why Trump's recent comments on the Epstein Files have become problematic for him. Trump calls the Epstein Files a Democrat “hoax” while Speaker Johnson and Lara Trump continue to say that they exist. NPR's CEO Katherine Maher thinks rural America often has no other possible source of news or connection to the outside world EXCEPT through PBS and NPR. Inflation falls to 2.3% BEATING expectations of all 50 forecasters in Bloomberg's survey. Dana praises Kristi Noem's changes to the TSA including removing the shoe policy and hinting at rolling back restrictions on liquids. A Paranormal Investigator unexpectedly dies on the ‘Annabelle' Haunted Doll Tour. Gavin Newsom accidentally tweets out pictures of Nevada when bragging about the beauty of California.Thank you for supporting our sponsors that make The Dana Show possible…Angel Studioshttps://Angel.com/danaStream King of Kings, check out fan-picked shows, and claim your member perks.Allio CapitalDownload Allio from the App Store or Google Play, or text “DANA” to 511511 to get started today.All Family Pharmacyhttps://AllFamilyPharmacy.com/Dana Medical freedom is American freedom. Use code DANA10 to get 10% off your order.Relief Factorhttps://ReliefFactor.com OR CALL 1-800-4-RELIEFTurn the clock back on pain with Relief Factor. Get their 3-week Relief Factor Quick Start for only $19.95 today! Byrnahttps://Byrna.com/danaGet your hands on the new compact Byrna CL. Visit Byrna.com/Dana receive 10% off.Patriot Mobilehttps://PatriotMobile.com/DanaDana's personal cell phone provider is Patriot Mobile. Get a FREE MONTH of service code DANA.HumanNhttps://humann.comFind both the new SuperBerine and the #1 bestselling SuperBeets Heart Chews at Sam's Club!Keltechttps://KelTecWeapons.comSee the third generation of the iconic SUB2000 and the NEW PS57 - Keltec Innovation & Performance at its best.

    Wendy Bell Radio Podcast
    Hour 2: America FIRST

    Wendy Bell Radio Podcast

    Play Episode Listen Later Jul 16, 2025 38:08


    President Trump flies to Pittsburgh for an innovation and energy summit and announces $90 billion in AI infrastructure and data center investment in Pennsylvania. Dirty Jobs' Mike Rowe says the new age of skilled labor has dawned and that high schools and community colleges need to be training the next generation work force (that doesn't go to college.) Gavin Newsom flees fire-ravaged California to run for president on Shawn Ryan's podcast. Social media quickly unravels Newsom's claim that the golden state is a booming place where people want to be.

    Tamarindo
    Organizing for Environmental Justice with Andrea Vidaurre

    Tamarindo

    Play Episode Listen Later Jul 16, 2025 60:13


    On this episode of Tamarindo, we're joined by Andrea Vidaurre, a Peruvian-American climate justice organizer and co-founder of the People's Collective for Environmental Justice. Andrea was recently awarded the prestigious 2024 Goldman Environmental Prize for her groundbreaking work ensuring that frontline communities, especially those in Southern California's Inland Empire—are heard in the fight against environmental racism and pollution caused by the warehousing and logistics industries. We dive into Andrea's journey as an organizer, the roots of her activism, and how community-led efforts are reshaping environmental policy not just in California, but across the country. She shares what it means to challenge systems of power from within, how to find joy in resistance, and why organizing with and for your community is the most powerful force for change. Join us Yoga and Mindful Walk on Wednesday, July 23 at 6p.m. at LA's State Historic Park. (Donate what you can, proceeds to benefit Street Vendors): Register here:https://www.eventbrite.com/e/yoga-and-mindful-walk-fundraiser-tickets-1442312829499?aff=oddtdtcreator We've got something special for all our travel lovers out there. Our friends at Alma Explores—a Latina-owned boutique travel company that curates super thoughtful, small group adventures—are inviting you to join their amazing Dia de Muertos trip: Oct 26 - Nov 2, 2025. Whether you want to join a group trip or plan something custom and private, check them out at AlmaExplores.com. Tamarindo is a lighthearted show hosted by Brenda Gonzalez and Delsy Sandoval talking about politics, culture, and self-development. We're here to uplift our community through powerful conversations with changemakers, creatives, and healers. Join us as we delve into discussions on race, gender, representation, and life! You can get in touch with us at www.tamarindopodcast.com Brenda Gonzalez and Delsy Sandoval are executive producers of Tamarindo podcast with production support by Karina Riveroll of Sonoro Media. Jeff Ricards produced our theme song. If you want to support our work, please rate and review our show here. SUPPORT OUR SHOW Contribute to the show: https://www.paypal.com/paypalme/tamarindopodcast1 Follow Tamarindo on instagram @tamarindopodcast and on YouTube: https://www.youtube.com/@TamarindoPodcast-143 Tamarindo's mission is to use laughter and conversation to inform, inspire and positively impact our community. Learn more at tamarindopodcast.com

    The Ricochet Audio Network Superfeed
    Three Martini Lunch: Dems' Georgia Election Lies Strike Out, California's Fire Recovery Failure, Texas Senate Saga

    The Ricochet Audio Network Superfeed

    Play Episode Listen Later Jul 16, 2025 28:27


    Join Jim and Greg for Wednesday's 3 Martini Lunch as they examine Major League Baseball's return to Atlanta for the All-Star Game four years after Democrats pressured the league to pull the event over Georgia's election integrity law. They also dig into the ridiculously slow wildfire recovery efforts in Los Angeles County and break down […]

    The Ricochet Audio Network Superfeed
    Daily Signal Podcast: VDH: Gavin Newsom Abandons Californians for 2028 White House Delusions

    The Ricochet Audio Network Superfeed

    Play Episode Listen Later Jul 16, 2025 9:40


    California Gov. Gavin Newsom seems to be more interested in podcasting, siding with protesters, and pointing fingers at the Trump administration than actually fixing the problems in his state. Newsom's record long record of failure is evident in the was California is spiraling out of control: a crumbling infrastructure, surging poverty, and broken immigration enforcement. […]

    Mark Simone
    Mark's 11am Monologue.

    Mark Simone

    Play Episode Listen Later Jul 16, 2025 14:11


    Zohran Mamdani could be super dangerous for the police in Manhattan. Hakeem Jefferies is being targeted as an old timer and do the Dems want him out? Diners are slowly leaving in the tri state area. Elon Musk may bring a big surge in diners in California with his new Tesla Diner. See omnystudio.com/listener for privacy information.

    Mark Simone
    Mark Takes Your Calls!

    Mark Simone

    Play Episode Listen Later Jul 16, 2025 8:59


    Gup in Denville NJ called Mark to talk about how it's sad that lots of people don't see how great Curtis Sliwa could be for NYC as Mayor. Leah in Long Island NY wants to comment on the New Tesla Diner that is suppose to come in California. See omnystudio.com/listener for privacy information.

    Mark Simone
    Hour 2: Where Are The Diners?

    Mark Simone

    Play Episode Listen Later Jul 16, 2025 36:05


    Zohran Mamdani could be super dangerous for the police in Manhattan. Hakeem Jefferies is being targeted as an old timer and do the Dems want him out? Diners are slowly leaving in the tri state area. Elon Musk may bring a big surge in diners in California with his new Tesla Diner. Mark Takes Your Calls! Mark Interviews Pollster John McLaughlin. John breaks down the real polls for the NYC mayoral race. President Trump's team is considering coming to NYC to promote voting more in the elections. See omnystudio.com/listener for privacy information.

    Mark Simone
    FULL SHOW: Epstein Drama, Danger For The Police, Check On The Real Polls.

    Mark Simone

    Play Episode Listen Later Jul 16, 2025 70:43


    How long will this Jeffrey Epstein Client List controversy continue? USAG Pam Bondi is being careful watched at how she handles the Jeffrey Epstein info. Is Pam on the Hot Seat? Mark Interviews Political Consultant And Former White House Political Director Ed Rollins. Mark and Ed break down the facts about the Jeffrey Epstein Case. Andrew Cuomo will most likely be alone running his own campaign due to how he handled Covid. Zohran Mamdani put on a successful campaign. Zohran Mamdani could be super dangerous for the police in Manhattan. Hakeem Jefferies is being targeted as an old timer and do the Dems want him out? Diners are slowly leaving in the tri state area. Elon Musk may bring a big surge in diners in California with his new Tesla Diner. Mark Interviews Pollster John McLaughlin. John breaks down the real polls for the NYC mayoral race. President Trump's team is considering coming to NYC to promote voting more in the elections. See omnystudio.com/listener for privacy information.

    Wet Fly Swing Fly Fishing Podcast
    784 | Tim Huckaby on Fly Fishing Southern California – Golden Trout Wilderness, Fly Fishing Technology, Bill Gates Story

    Wet Fly Swing Fly Fishing Podcast

    Play Episode Listen Later Jul 16, 2025 65:32


    #784 Show Notes: https://wetflyswing.com/784 Presented By: Mountain Waters Resort, FishHound Expeditions, Pescador on the Fly Sponsors: https://wetflyswing.com/sponsors Today's guest takes us where technology meets the river. He shared the stage with Bill Gates multiple times, leads the charge in AI, and still finds time to run a guide business in the Sierras. We're heading into California to explore its wide variety of fly fishing, from bays to the beaches, to Baja and high mountain streams chasing golden trout. By the end of this episode, you'll walk away with fresh tools and inspiration for planning your next fly fishing adventure. Tim Huckaby, Microsoft executive and guru on AI, is going to walk us through the Sierra Nevadas, what he does there for guiding, he's going to take us into San Diego, all the diversity of species down there, and all the interests that create this amazing life he has going. You'll find out what big species you can find in the bays of California and why the Hoi kayak is a must-have if you're heading down there. You're also going to get a few tips on fishing the Golden Trout wilderness, and what you can do if you're planning a trip down in that area. He knows it very well. Plus, we're going to find out what good AI and what bad AI looks like in the outdoors, coming from the man who's creating it. A very interesting conversation. So let's get this one going. Show Notes: https://wetflyswing.com/784

    KQED's The California Report
    Pesticides Pose Significant Risk For Pregnant Farmworkers On Central Coast

    KQED's The California Report

    Play Episode Listen Later Jul 16, 2025 11:43


    Pregnancy should be a time of hope and care. But for many farmworkers in California's Pajaro Valley, it's a time of dangerous exposure to toxic pesticides. A new investigation by Santa Cruz Local reveals how people working in the fields are being put at serious risk. Guest: Nik Altenberg, Santa Cruz Local Half of the 4,000 National Guard troops deployed to Los Angeles last month are being released from duty. Reporter: Destiny Torres, LAist Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Passive Income Attorney Podcast
    TME 05 | Stop Chasing the Woman in the Red Dress: Multifamily Is the Smartest Move with Joe Fairless

    The Passive Income Attorney Podcast

    Play Episode Listen Later Jul 16, 2025 31:54


    Title: Stop Chasing the Woman in the Red Dress: Multifamily Is the Smartest Move with Joe Fairless Summary: In this conversation, Joe Fairless and Seth Bradley discuss the importance of authenticity in business, the current state of the multifamily real estate market, and effective strategies for raising capital. Joe shares insights on sticking with multifamily investments despite market fluctuations, leveraging technology like AI and EOS for operational efficiency, and the significance of building authority and expertise in the field. The discussion also touches on personal reflections and aspirations, emphasizing the value of character and commitment in both business and personal life. Links to watch and subscribe:   Bullet Point Highlights: Authenticity is key in business interactions. Focus on your strengths and expertise. The multifamily market fundamentals remain strong. Utilize technology to enhance capital raising efforts. Building authority is crucial for new capital raisers. Networking through influential connections can be effective. Character is more important than reputation. Sticking to one niche can lead to greater success. Continuous learning and adaptation are essential. Coaching and mentoring can be fulfilling personal pursuits. Transcript:  Joe Fairless (00:03.629) Hey, how you doing?   Seth Bradley, Esq. (00:04.881) Alright man.   How are you? I don't know if we've actually met in person or not, but funny, I'll share the story once we start officially recording, but once upon a time when I was trying to find my place in this syndication world, had a phone call with you and it was awesome to actually get to speak with you at the time because it was just like, whoa, this is Joe Fairless, right? So it was a huge deal, so it's awesome to have you on the show.   Joe Fairless (00:34.966) You know what? I take notes of every conversation and I see it was around May of 2019. Yeah, yeah, I see that. It's awesome. Well, looking forward to every five years we should do this.   Seth Bradley, Esq. (00:43.988) There you go. There you go. Awesome, man. Awesome.   Yeah, let me...   Seth Bradley, Esq. (00:53.1) Sounds good, man. Sounds good. Sounds good. So just to give you a little bit of groundwork here. So I'm a securities attorney by trade. I've raised capital for syndications, those sorts of things. I'm currently with Tribest, I'm chief legal officer over there. So we do, put together fund to funds in a box for capital aggregators. And I'm rebranding the podcast. So once upon a time it was Passive Income Attorney. I was really focused on bringing in investors into my deals, raising capital, that sort of thing.   Now I'm rebranding this as raising the bar gonna be kind of more of a general General podcast on business and raising capital and in real estate that sort of thing. So It's gonna be more of a general audience before it was past investors This is gonna be more kind of business people active investors because I'm actively trying to bring in you know capital raisers and People like that. They're putting deals together for my law firm and for for tribe vest   Joe Fairless (01:33.998) Mm-hmm.   Joe Fairless (01:48.354) Mm-hmm.   Joe Fairless (01:51.884) Makes sense. Thanks for that context.   Seth Bradley, Esq. (01:53.544) Yeah, cool cool. So and then format wise we'll just do it'll be pretty short We're gonna do like 25 minutes 30 minutes And then we'll go into kind of these like mini segments because I want to do these mini episodes And I think I sent those over to you one is just million dollar Monday. Just kind of how you made your first million How you made your last million how you're make your next that sort of thing and then the next one is the the 1 % segment which is kind of you know, how did you become basically?   Joe Fairless (02:00.504) Sweet.   Joe Fairless (02:15.47) Mm-hmm.   Seth Bradley, Esq. (02:21.364) 1 % like the best top 1 % in what you do and that sort of thing and just kind of giving actionable steps to the listeners about how they can get there too.   Joe Fairless (02:25.442) Mm-hmm.   Joe Fairless (02:30.314) Awesome. Sounds good. Sounds like fun.   Seth Bradley, Esq. (02:32.98) Cool. All right, man. Well, we're already recording, so I'll just kind of jump into it and then we'll make the, I'll make the cuts later. cool. Welcome to Raise the Bar with me, your host, Seth Bradley, where we have elevated conversations on raising capital, real estate, and entrepreneurship. Today, we have an incredible guest, Joe Fairless. If you've been living under a rock, then maybe you haven't heard of Joe, but everybody in my industry knows Joe as an industry leader, a thought leader.   real estate entrepreneur, extraordinaire, marketer, master marketer, all of the above. So Joe, welcome to the show.   Joe Fairless (03:10.36) Looking forward to our conversation, Seth.   Seth Bradley, Esq. (03:12.884) for sure man. So, you know, I like this question because it's kind of unusual and I have a hard time answering it and you might too, but we'll see. you know, when a stranger asks you what you do and it just comes up to you maybe at a conference or on the streets, what do you say?   Joe Fairless (03:28.398) I'd I buy apartment buildings.   Seth Bradley, Esq. (03:30.546) I love it. Keeping it simple, man. I guess that was an easier answer than I anticipated.   Joe Fairless (03:35.182) Well, yeah, I've been to in my early days I went to seminars and they have much longer more thought-provoking responses like, know, I help high income earners create passive income or something along those lines, but I keep it simple. I buy apartment buildings and then, you know,   let the conversation go where it naturally would go.   Seth Bradley, Esq. (04:06.366) I love that man. Yeah, and you know, to be honest, know, that response that you just mentioned is a little bit played out. Don't you think? I feel like if you're on LinkedIn or if you're on, you know, conferences, everybody's like, yeah, I raised capital from passive investors so I can help them do this and do that. Do you think that's a little bit played out? Do you think that people need to kind of change that marketing strategy at this point?   Joe Fairless (04:25.697) Well...   I think you should just be authentic. think just go with what feels right for you and what you'll enjoy talking about. Just go with what feels right for you. That's what I do. I am not a salesy person.   I feel uncomfortable if I'm trying to sell someone something. I believe in what I do, but I feel uncomfortable if I'm trying to force it. And so if I'm like, I was just at a dad-daughter dance this past Sunday and we met up with some couples that I didn't know any of them. was just couples that, you know, my daughter...   goes to their parents of the kids who go to school with my daughter. And so I was talking to one of the dads and he said, what do you do? I I buy apartment buildings. And he said, that's interesting. Then we started talking about what I do because he was naturally interested. And I enjoy that much more than trying to intentionally bait a hook. I'd just rather just have a conversation.   Seth Bradley, Esq. (05:40.03) Yeah.   Seth Bradley, Esq. (05:43.57) Yeah, yeah, I think that's the key, right? Especially in today's world where everything's online and you just get marketed to and advertised to all the time. You've got to be authentic and you need to have an elevator pitch, it's got to be authentic. It's got to be really who you are. And it can't be sales because people are so sensitive to that nowadays, whether you're raising capital or whether you're W2 doing your job. And we're all salespeople to a certain extent, whatever we do.   But people are very sensitive to that. So you've got to really focus on being authentic and coming from a place of genuineness.   Joe Fairless (06:20.91) Nobody in the world can do you like you do you. You've got a unique strand of DNA that no one else can be the Seth Bradley that you are, the Joe Farrells that I am, because it's impossible. It's impossible. There is no one like you. There is no one like me.   And it's just the more magnetic, the more genuine and true to who I am, the more magnetic I feel like I become because people enjoy authenticity and it's just the right way to play it, right way to do it.   Seth Bradley, Esq. (07:01.684) Totally, totally, totally. For our audience, just tell us what you're doing nowadays. mean, there's been kind of some changes in the market with the interest rates going up, those sorts of things, maybe starting towards the end of 2022. I know for myself, I was in the capital raising game for a number of years and then I kind of slowed down there towards the end of 2022, beginning of 2023, just to kind of see what the market was gonna do, just to see if we could still get some really good deals going, see if some of the other deals were going bad.   you know, what, what are you up to nowadays? Like what's your focus? right now.   Joe Fairless (07:36.77) The focus has been and always will be on our current portfolio and the deals that we have and operating those deals the best that we can and continuing to improve the NOI. So that is the focus.   There we have some deals that have floating rates with rate caps and the focus is to figure out how not to have floating rate with rate caps that you have to continue to renew once they expire. So that comes with refinancing and in order to refinance and sometimes you have to do a capital call or if you don't do a capital call you gotta bring in equity in some form or fashion to refinance.   some cases, it just depends on the deal. So the focus is on the portfolio and always will be. And then the secondary thing that we look at is acquisitions. How do we capitalize on the market that we're at right now? mean, the best way to describe it that I've read is it's stagnant. You know, it's just...   Not sure. The water, there's stuff growing in the water, but not sure if you really want to be part of what's growing in the water right now. Like it's just, it's stagnant and what will, but we also know what is coming.   Seth Bradley, Esq. (09:00.486) Yeah.   Joe Fairless (09:12.264) and that is the supply demand shift in multifamilies favor depends on the sub market and the market obviously. But generally the Sun Belt is going to greatly benefit in the next year, year and a half, in some cases six months from now.   with the supply-demand dynamic with new supply drying up and increasing the demand for the existing supply. Again, depends on the market, depends on the sub-market. So how do we capitalize on that? is there any way to be opportunistic with what's happening with some deals from other operators that   didn't work out. know, there haven't been a lot of foreclosures, but there have been some. And we have relationships with our lenders that are pretty strong. And in fact, one, a large lender that we have a really good relationship with, that we have properties with, they foreclosed on someone else's deal. And I won't name names on who they foreclosed on, but they foreclosed on someone else's deal and they came to us   Afterward and said hey here here. Here's a here's an opportunity. It's in a great area of Fort Worth and I'm from Fort Worth so I know we have a lot of property there too, but I know the market also I grew up there and We'll give you this special financing of around 3 % or so interest rate fixed interest rate   for year one and then it's fixed through the whole period of the loan but then the interest rate steps up to around four, four and a half percent over the five years. So to get that type of essentially seller financing but it's lender financing direct from the lender lending institution that foreclosed on the deal in a very good area of Fort Worth.   Joe Fairless (11:29.326) There are opportunities out there also. So it's how do we become opportunistic and find these deals. And so we're in the process of closing on that deal or doing due diligence on that deal. We're under contract and we're scheduled to close in about a month and a half from now.   Seth Bradley, Esq. (11:49.316) Awesome, awesome. Have you found it difficult at any point in time, kind of over these last couple years where the market has slowed down?   Joe Fairless (11:56.654) Whatever you're gonna say, yes. So finish your question, but the answer is yes. Yes, I found it difficult over the last couple years, but what exactly are you asking about that's difficult?   Seth Bradley, Esq. (11:59.732) Yeah. Sure. Specifically, should say sticking with multifamily because you are a multifamily guy and you you've seen you've seen where everyone, you know, everybody wanted that on that multifamily train for, you know, a decade, if not longer.   Joe Fairless (12:15.598) Mmm. Man.   Seth Bradley, Esq. (12:23.696) And now you've seen a lot of these same people change their tune and say, okay, well, you know what? Let's pivot to something else. Let's pivot to car washes or private credit funds or all these other things.   Joe Fairless (12:29.998) Man, I'm actually, I know you're an attorney, but can I strike my yes actually from that question? Cause no, actually the answer is no. I haven't found it difficult to stick with multifamily. Hell no. No. You know, you go to a restaurant at a diner and they offer lasagna, California roll and what else?   Seth Bradley, Esq. (12:41.16) Hahaha   Seth Bradley, Esq. (12:49.107) Ha ha.   Seth Bradley, Esq. (13:01.204) Ha   Joe Fairless (13:01.356) Pad Thai, you know, are they gonna have the best lasagna, California roll, and pad thai? No, no. They've got something for everyone, but they're not gonna be great at any of it. I'd rather go to an Italian restaurant that makes their own noodles, right? Makes their own pasta. And where they specialize in one thing.   Not at all. No, we I believe in the fundamentals of multifamily. I believe in the supply demand that is here. I mean we had a record number of supply across the board and multifamily and the occupancy maintained 90-91 percent depending on the market but it maintained in the 90s in a record number of supply and by the way at the same time you got   the capital markets raising interest rates the way they did. And a lot of people have been able to hold serve. And the fundamentals of the supply demand and how much...   how many renters there are out there and how that will continue is there. That's cold hard facts. There is demand, a lot of demand, and there will continue to be even more demand because the supply is trailing off. We have never looked.   outside of multifamily because it's so strong. I think that is a cultural thing actually because if you, anyone who's in the sports, college sports, they'll know about the NIL and   Joe Fairless (14:54.784) how you can bounce from one team to another year after year. And so you'll find some people who aren't starting and if they put in the work then, and I'm for NIL, I think players should be paid, but I don't think that they, I don't think they should, I don't think it serves them as young men and young women.   mostly young men in this case who are bouncing from place to place, to not compete and not work for a starting position and instead just go somewhere else the path of least resistance. That's not how you build character. There's a really good book, it's called The Road to Character.   and they talk about in the book, they give different examples of people throughout history. And they're not exceptional, like saintly people. They're people who are normal people, but what they did that is atypical for what our culture does now is they stuck with things even when it was tough.   Seth Bradley, Esq. (16:09.682) Mm-hmm.   Joe Fairless (16:09.998) and instead of bouncing from thing to thing because what happens is when you bounce from thing to thing you don't get an expertise you don't get the the depth of knowledge the scars that that you need in order to be truly exceptional at that one thing and it's just surface level   And it'd be like if you feed your kids candy for every meal. I mean, it's same thing. You can't live on mental candy, right? You gotta have some substance. You gotta go through things.   Seth Bradley, Esq. (16:43.06) Yeah, I love that man. I love that metaphor. I love that. Like you've got to get reps, whether the times are great or an easy or whether they're hard. And those hard reps are the ones that are really going to set you up for success down the line. Like if you're able to execute in the hard times, then when times turn good again, you're going to be at the top, right? You're going to be cream of the crop. What do you, what do you think it is about you and maybe your company that's enabled you to do that, to stick?   to multifamily and not say, ooh, you know what, I'm a really good marketer so I can raise capital for anything if I really want to, right? You're in that position and what is it about you and your company that's been able to allow you to stick to multifamily and just stick to it during these hard times?   Joe Fairless (17:32.762) the fundamentals are there. I mean, you could make an argument that if we were office investors, and I have some friends who are really keen on investing in office now and in the future, but you could very easily make an argument that with the amount of office space that people have currently, you don't need as much of that space.   It's not a five, you know, three to five to seven year play. Maybe it's a 20 to 50 year play. I don't know. Who the hell knows what's going to happen with office and working from home and AI and automation and all that. But with multifamily, the challenge is capital markets. Now there are some other aspects like the hyper supply, which has tapered off.   because of the higher interest rates increase in you know insurance which has tapered off back to the single digits by and large but that that was a big thing property taxes depending on where you're at but the fundamentals are there people are renting and consumers for yeah unfortunately for generally you know for the general consumer their credit card debt   is going up. They're still paying off their credit card debt from purchases almost 12 months ago. More than half of people are paying off purchases for more than 12 months ago. that's so right now they've been out earning their income because income has been increasing. But what happens if that income stops increasing the way it has been?   the debt's not going anywhere, especially credit card debt, and that's certainly not going to make more first-time home buyers that dynamic. So the fundamentals are there, and not to mention we already have a housing shortage deficit, major deficit.   Seth Bradley, Esq. (19:50.866) Yeah, so it's the belief and it's the knowledge like it's the education like you you know that the fundamentals are there you you're you're basing your resilience in the market to What you're seeing in the data like hey, it's you know We we believe in this asset type because of the data that i'm Well educated and well versed in   Joe Fairless (20:09.752) Mm-hmm.   Joe Fairless (20:14.346) Absolutely.   Seth Bradley, Esq. (20:16.168) That's incredible. That's incredible. Has anything changed in the way that you potentially because you've got a deal that might be going through in the way that you either have raised capital recently or how you are going to raise capital for your next deal as compared to when it might have been a little bit easier, let's say five years ago from passive investors?   Joe Fairless (20:38.612) Yes, we have implemented a system that I'm sure a lot of your listeners have heard of EOS, Entrepreneur Operating System, and that has been very helpful. We just did our focus day a month ago, but we've hit the ground running and we have our, I think, Vision Day part one later this month and Vision Day two.   next month and that has allowed ownership among the team members to really thrive because team members are responsible for rocks or their goals but if you say goals instead of rock they'll the EOS person will slap your hand so I'll continue to say rock so they're responsible for rocks and it's just   It takes more, the individuals on the team have more ownership. So that's not something sexy or flashy that I think your question was getting to. So I'll say something else that has been helpful would be doing Facebook ads for getting new accredited investor leads.   at scale. That's the best way that we found to get credit investor leads at scale is through Facebook ads. And we have an agency that we work with. And I just hired a director of marketing who has some really good experience and he's overseeing them and the marketing team. And then   Another thing that has been helpful that where I'd say just scratching the surface I'm a big proponent of AI and how I believe We are in the middle of a major change for our society with because of AI I think it is just as major of a change as it as it as when we all got internet in our homes   Joe Fairless (22:51.602) on a personal computer. I think it's that big to have access to, just think about phone books to Googling something on your computer. So with AI we've incorporated it and are incorporating as much as possible in one aspect to address your question about how we're doing things differently. One aspect.   is that on our investor calls, our prospective investor calls, we record them. They know it's being recorded and on a recorded line. We have an AI service that then takes the information from the call and grades the call. But then not only that is we look at, those investors, which ones of those investors invest?   What did we say? What did they say on those calls? What are some common commonalities? Which ones didn't invest? What did they say? What did we say? And starting to identify trends and words and topics to talk about and to address on the calls to increase the conversion rate.   Seth Bradley, Esq. (24:07.048) That's great, man. I love it. You kind of went full circle there. You've got EOS, which I'm a huge proponent of. We use that across the various companies that I have, some form or another. There's got to be a framework of organization and accountability and being able to look back and say, hey, we've had this problem before and here's how we solved it before. Or hey, this problem is still occurring from last week's L10 meeting. What do we need to do to improve it? How do we solve that issue?   Joe Fairless (24:33.166) Mm-hmm.   Seth Bradley, Esq. (24:36.712) How do we keep moving forward rather than, what did we talk about last week or what did we talk about last month? You've got to have a way to organize things and a way to solve issues organizationally, especially as you grow. So EOS, huge proponent of it, man. I mean, it's awesome. Like you have to have some form of it, even if it's not to a T with the book, Traction is where that comes from. You have to implement some form of organization and framework for your company. And then like you said,   Joe Fairless (24:41.389) Yeah.   Joe Fairless (24:56.575) Mm-hmm.   Seth Bradley, Esq. (25:03.284) you know, with AI, everyone has to stay on the forefront of what's going on right now. I know I was even a little resistant myself. was like, chat GPT, is that? Eh, you know, and put it off for a little bit. And then once you start using that, along with all the other things as well, I'm just using that as kind of a baseline, but just learning how to use chat GPT in your everyday life, it's just a game changer. Because now your whole thought process changes. It's not like,   Joe Fairless (25:08.547) Yep.   Joe Fairless (25:20.14) Mm-hmm.   Seth Bradley, Esq. (25:31.22) I need to put together this entire article or blog post. It's like, how do I prompt it correctly to to produce this blog post or this article in my voice and then edit it through that or, you know, all these different things you figure out, like how to prompt rather than how to actually take this solution all the way from start to finish. Let that technology tell you how to do it. So it's awesome. And then Facebook ads as well.   Joe Fairless (25:45.206) Mm-hmm.   Seth Bradley, Esq. (25:58.964) you've got to really dial those things in, right? It can be a money pit, but at the same time, if you can master that, and it sounds like you hired an agency that's very industry specific, which helps out a lot. And from what I've seen, we have gems, we have a capital raising business, we have all these different things, and finding somebody that's niche to that industry is super important.   Joe Fairless (26:22.434) That's right.   Seth Bradley, Esq. (26:25.756) I'd love to go back and stay on this capital raising subject, especially for people that just started out. So like now you're doing EOS, now you're using AI, now you're using Facebook ads, do you have some capital to be able to invest in those ads? What about for somebody that's just kind of starting out? they're, you know, maybe this is their first fund to fund or, you know, their first property that they're raising capital for. Like how do they effectively launch their first   Capital Race.   Joe Fairless (26:56.59) Well, I would read the book that I wrote on syndication because I walked through the whole process of that best ever syndication book. So, but for this this relatively short conversation, I'd say first,   Seth Bradley, Esq. (27:04.404) Great book.   Joe Fairless (27:19.606) People have to make sure you have to make sure that people perceive you and you are actually a real estate expert and That because you might have you might have been if this your first one first deal then I'm assuming you came from some other industry or   If it was real estate, maybe you're a property manager, they don't know about all aspects of your expertise as it relates to real estate. you've got to, by having a thought leadership platform, you'll interview others who have that experience, you'll continue to learn, hone your skills, and then you'll also be associated with those who have those skill sets, and that will be helpful for you.   Once you do that, assuming that you are the expert and you are also perceived as the expert, then what I would do, and what I did actually on my very first one is I created a spreadsheet. And the spreadsheet had the name of the person, how I knew them, and then,   What I did is I wrote down all the different names and then how I knew them. So for example, I was on the alumni advisory board for Texas Tech. I was on a flag football team in New York. I wrote someone's name down there. On my flag football team, was working at different companies. I worked at different companies, so I wrote down different coworkers at different companies.   the key here for doing it this way is identifying the person. So then you sort them by how you know them. all the people from the flag football team would be sorted together. All the people from XYZ company would be sorted together. And then you identify the most influential person within that group. And you talk to him or her.   Joe Fairless (29:39.306) about your opportunity. And once you talk to him or her about the opportunity, and if they find it appealing or at least they want to learn more about it, then you can go to the next person in that group and you can name check. You can say, I was just talking to Seth about this and he's got some follow-up questions about it and I thought it also would make sense to talk to you about it too.   So then you come in a little warm with the group dynamic versus if you come in cold on an individual level.   Seth Bradley, Esq. (30:11.924) Mm-hmm.   Seth Bradley, Esq. (30:18.822) I like that man. That's a very, very nuanced strategy tidbit there. What I really heard was, you know, authenticity and authority, authenticity in that. Yeah, you've got to educate yourself. You've got to be a real estate expert if that's what you're raising capital for and authority. And then you've got to show people, you know, why you're the expert, why you know all these things, why they should listen to you to invest in something like this and even leveraging the authority of others with that.   that strategy where you go to this influential person and say, look, this person likes this deal too, and here's why. And then they can go to them and they kind of look to them as additional authority because they kind of look to them as that thought leader or that leader in general. So pretty great, man. Start wrapping this up, but this is kind of a nuanced question that I love to ask and ...   Because once upon a time I went to I went to med school for a little while and then I dropped out and because I just I hated it knew it wasn't for me and I'm going to law school and then got into real estate. So you know in a parallel universe tell me about a different version of you a different but likely version of you if you didn't exist as you do today because right now you know you're you're an apartment buyer you're a great marketer you're an entrepreneur.   Joe Fairless (31:38.164) I'd say I really enjoy coaching my daughter in soccer. I do not know soccer. I grew up in Texas. I played football. I played baseball. I ran track in that order. There wasn't a soccer option or maybe even a soccer ball in Texas when I was growing up. But I enjoy coaching and in an alternative universe, I would   I would do more of that because time is, it flies whenever I'm doing that.   Seth Bradley, Esq. (32:15.036) Awesome, awesome. All right, Joe, for our listeners out there, what can they find out more about you?   Joe Fairless (32:21.494) You can go to AshcroftCapital.com and if you're looking at passive investing or if you're an operator or someone who is partnering with others, then my conference is a good place to be. It's besteverconference.com. It's gonna be March 3rd and 4th in Salt Lake City this year.   I can get a discount code to your people too.   Seth Bradley, Esq. (32:52.51) Great, yeah, I'll drop that in the show notes and I'll see you there, Joe. So we'll shake hands in person. So thanks again for coming on the show. Really appreciate it and we'll catch you next time.   Joe Fairless (32:57.304) Sweet. Awesome.   Joe Fairless (33:05.518) You know what, in just a second, I'm gonna just tell you the code, that way you don't have to do any work. Whenever I do a podcast and someone says, I'll send it to you, I'm like, more work for me to do later. So, all right, here's a code. Hurry 25, it'll be 25 % off all ticket types. H-U-R-R-Y, all lowercase, and then number 25, you get 25 % off all tickets, except for the LP ticket.   Seth Bradley, Esq. (33:09.917) Okay.   Seth Bradley, Esq. (33:13.808) Yeah, I know then you gotta follow up.   Seth Bradley, Esq. (33:35.924) Let's roll right into these million dollar questions and then I'll let you go.   Seth Bradley, Esq. (33:44.884) Alright Joe, let's jump into this. So, how did you make your first million dollars?   Joe Fairless (33:52.185) Same way I made my last one so spoiler alert. It's it's selling when a deal exited so The is probably The seventh or eighth Deal I had one million dollars on one transaction, right? Like is that chunk about? Yeah, I   Seth Bradley, Esq. (33:55.56) Hahaha   Seth Bradley, Esq. (34:12.767) Really million dollars in your net worth   Seth Bradley, Esq. (34:17.96) What puts you over the edge there? How did you grow that first million?   Joe Fairless (34:21.626) I lost my first million before I ever came across it. That was on the very first deal. It would just be, it'd probably be through an exit of a deal.   Seth Bradley, Esq. (34:26.056) Ha   Seth Bradley, Esq. (34:35.614) Sure, yeah, and I'll bet it's probably similar. mean, how are you gonna, how are you planning on making your next million dollars? Same thing, the apartments, all about apartments, man. I love it, singular focus, that's where it's at. mean, riches are in the niches.   Joe Fairless (34:41.144) Same thing. Yep. The apartments. All apartments. That's right.   Yep.   Seth Bradley, Esq. (34:52.564) All right, you're clearly in the top 1 % of what you do. What is it about you that separates you from the rest of the field?   Joe Fairless (34:58.958) Mmm.   I do what I say I'm gonna do. And sadly, that separates me from a lot of people, not all people.   but that's a big focus of mine. And it's not about my, I recently read something that resonated and that was don't focus on your reputation, focus on your character. Reputation is such a vanity metric, but the character is who you are when no one's looking and being proud of who you are. And that's vital to me.   Seth Bradley, Esq. (35:37.524) Yeah, and it's not just saying what you're going to do to other people, but also with yourself, right? To yourself.   Joe Fairless (35:43.726) Mmm good point. Yeah when you're when when I'm on those runs and I can just stop Whenever I want But then I'll be I'll know I'll know I didn't go through this, you know, you know made up finish line that I had predetermined in my head and And that's that's there's there's something to be said there. I'm glad you brought that up   Seth Bradley, Esq. (36:10.644) Yeah, that's that's the key right? It's not just when somebody when it's dependent on somebody else or somebody else is watching It's you know, what do you do when nobody's watching and what do you do when it's just a promise to yourself? Do you follow through do you keep those promises things as easy as hey when you set your alarm in the morning and you wake up Do you do you get up or do you hit the snooze button? Like you made a promise to yourself the night before to wake up and get up when that alarm goes off Do you keep that promise?   Joe Fairless (36:15.415) Mm-hmm.   Joe Fairless (36:25.229) Yeah.   Seth Bradley, Esq. (36:39.12) Awesome. All right, brother. I think that should do it. I will see you. I'll see you at BC, man.   Joe Fairless (36:46.42) Awesome. I appreciate it. yeah, if anything you can do to help get to get the word out about the conference to your email list, I'd appreciate that also. All right. Thanks, Seth. All right. Bye.   Seth Bradley, Esq. (36:57.404) Absolutely. All right, brother. Talk soon. See you. Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en   Joe Fairless's Links: https://www.facebook.com/imjoefairless https://x.com/joefairless https://www.linkedin.com/in/joefairless/ https://ashcroftcapital.com/our-team/joe-fairless/ https://www.instagram.com/besteverpodcast/?hl=en