Podcasts about Google

The only mock draft that you'll ever need on the internet is HERE! Gary Parrish, Matt Norlander and Kyle Boone give you the likely EXACT order that the NBA Draft will happen. Plus info and intel on the all the top teams! 00:00 - Start 02:38 - The Dallas Mavericks select.. 06:49 - The San Antonio Spurs select... 09:00 - The Philadelphia 76ers select... 14:10 - The Charlotte Hornets select... 15:54 - The Utah Jazz select.. 17:21 - The Washington Wizards select.. 22:59 - The New Orleans Pelicans select... 26:26 - The Brooklyn Nets select.... 30:33 - The Toronto Raptors select... 34:24 - The Phoenix Suns select... 37:25 - The Portland Trailblazers select.. 44:37 - The Chicago Bulls select... 48:44 - The Atlanta Hawks select... 50:33 - The San Antonio Spurs select... 53:00 - The Oklahoma City Thunder select.. 54:30 - The Memphis Grizzlies select.. 57:18 - The Minnesota Timberwolves select.. 59:02 - The Washington Wizards select... 1:01:30 - The Brooklyn Nets select... 1:04:44 - The Miami Heat Select... 1:06:12 - The Utah Jazz Select... 1:08:18 - The Atlanta Hawks select... 1:10:00 - The New Orleans Pelicans select... 1:11:44 - The Oklahoma City Thunder select... 1:13:00 - The Orlando Magic select.. 1:15:22 - The Brooklyn Nets select.. 1:16:28 - The Brooklyn Nets select... 1:18:01 - The Boston Celtics select... 1:20:02 - The Phoenix Suns select.... 1:22:22 - The Los Angeles Clippers select..

Trust. It's yet another essential ingredient in building and sustaining elite teams. This week on The Mark Divine Show, Mark does a deep dive into the art and science of trust, drawing from his rich experience with the Navy SEALs, and his book “Staring Down The Wolf”.    Mark shares tales that unveil the true nature of leadership when things go sideways, and unpacks the three foundational pillars of trust—transparency, humility, and relentless follow-through. He discusses how authentic leadership is forged by facing down fears—-particularly the fear of failure.    Using insights from the military and his own personal growth journey, Mark issues a call to action for leaders everywhere to look inward, trust themselves first, and lead with character and courage.   Key Takeaways:  Relentless Follow-Through: Understand that trust is cemented when leaders do what they say, support their teams, and make sure crucial lessons lead to real action and positive change.   Facing The Fear of Failure: Realize that  leaders who are afraid of failure tend to become perfectionists, procrastinators, or careerists, which ultimately weakens teams and limits growth. Authenticity Matters: Recognize that staying authentic, consistent, and operating from humility will spread trust throughout your team.   Trust is Critical in Team Performance: Discover how trust acts as the “glue” for elite teams, and the consequences of lacking it can be mediocrity and underperformance.   Mark Divine is a former Navy SEAL Commander, entrepreneur, and NYT Bestselling author with PhD in Global Leadership and Change who has dedicated his life to unlocking human potential through integrated training in mental toughness, leadership, and physical readiness. Mark's journey began in New York City, where his fascination with eastern philosophy and martial arts set the stage for a transformative path. After a successful stint as a consultant at PriceWaterhouse Coopers, he made the pivotal decision to join the Navy SEALs at 25. Over two decades of service, Mark commanded critical missions globally, retiring as a Commander in 2011. Mark has trained elite organizations including Google, Nike, SpaceX, Boeing, Harvard University, The Olympics, YPO, and many others.Co-founding ventures such as SEALFIT, Unbeatable Mind, LLC, and Coronado Brewing Company have allowed Mark to blend his military expertise with entrepreneurial spirit. SEALFIT, born from his SEAL training insights, revolutionized physical and mental conditioning, impacting diverse groups from executives to athletes.Inspired by his military service, Mark founded the Courage Foundation to support veterans in holistic healing and restoration of purpose. Advocating for mental resilience and compassionate leadership, he aims to impact 100 million lives, fostering a more connected and courageous world.   Mark's Links:  LinkedIn: https://www.linkedin.com/in/markdivine/   Youtube: https://www.youtube.com/@markdivineshow  Facebook:https://www.facebook.com/RealMarkDivine/  Instagram: https://www.instagram.com/sealfit/?hl=en https://www.instagram.com/markdivineleadership/    Sponsors and Promotions: Marley Spoon: This new year, fast-track your way to eating well with Marley Spoon. Head to MarleySpoon.com/OFFER/DIVINE and use code DIVINE for up to 27 FREE meals! That's right… up to 27 FREE meals with Marley Spoon.   Fair Harbor: Head to FairHarborClothing.com/DIVINE and use code DIVINE20 for 20% off your first purchase. 

My conversation with Waj starts at 30 mins Stand Up is a daily podcast that I book,host,edit, post and promote new episodes with brilliant guests every day. Please subscribe now for as little as 5$ and gain access to a community of over 750 awesome, curious, kind, funny, brilliant, generous souls Check out StandUpwithPete.com to learn more Subscribe to Waj Substack Channel "The Left Hook" Check out his new show on youtube ‘America Unhinged,' with Francesca Fiorentini and Wajahat Ali - Zeteo's new weekly show following Trump's first 100 days in office. Wajahat Ali is a Daily Beast columnist, public speaker, recovering attorney, and tired dad of three cute kids. Get his book Go Back To Where You Came From: And, Other Helpful Recommendations on Becoming American which will be published in January 2022 by Norton. He believes in sharing stories that are by us, for everyone: universal narratives told through a culturally specific lens to entertain, educate and bridge the global divides. Listen to WAj and DAnielle Moodie on Democracy-ish  He frequently appears on television and podcasts for his brilliant, incisive, and witty political commentary. Born in the Bay Area, California to Pakistani immigrant parents, Ali went to school wearing Husky pants and knowing only three words of English. He graduated from UC Berkeley with an English major and became a licensed attorney. He knows what it feels like to be the token minority in the classroom and the darkest person in a boardroom. Like Spiderman, he's often had the power and responsibility of being the cultural ambassador of an entire group of people, those who are often marginalized, silenced, or reduced to stereotypes. His essays, interviews, and reporting have appeared in The New York Times, The Atlantic, The Washington Post, The Guardian, and New York Review of Books. Ali has spoken at many organizations, from Google to Walmart-Jet to Princeton University to the United Nations to the Chandni Indian-Pakistani Restaurant in Newark, California, and his living room in front of his three kids.  Bill Boyle is a well sourced and connected businessman who lives in Washington DC with his wife and son. Bill is a trusted friend and source for me who I met after he listened and became a regular and highly respected caller of my siriusxm radio show. Bill is a voracious reader and listeners love to hear his take. I think his analysis is as sharp as anyone you will hear on radio or TV and he has well placed friends across the federal government who are always talking to him. As far as I can tell he is not in the CIA. Follow him on twitter and park at his garages. Join us Monday's and Thursday's at 8EST for our Bi Weekly Happy Hour Hangout's !  Pete on Blue Sky Pete on Threads Pete on Tik Tok Pete on YouTube  Pete on Twitter Pete On Instagram Pete Personal FB page Stand Up with Pete FB page All things Jon Carroll  Follow and Support Pete Coe Buy Ava's Art  Hire DJ Monzyk to build your website or help you with Marketing Gift a Subscription https://www.patreon.com/PeteDominick/gift

Plus: AI startup Abridge valued at $5.3-billion. And, the UK's competition regulator sets out proposals to reign in Google search. Victoria Craig hosts. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I talk with David Yeager about what really fuels motivation and a sense of belonging for our kids—especially neurodivergent ones. We unpack the different mindsets adults bring to the table—like enforcer, protector, and mentor—and how shifting into a mentor mindset can help kids feel respected, understood, and more engaged. David shares powerful insights about what helps adolescents thrive, and we explore how things like trust, connection, and belief in a child's potential can make all the difference.  About David Yeager, PhD David Yeager, PhD, is a professor of psychology at the University of Texas at Austin and the cofounder of the Texas Behavioral Science and Policy Institute. He is best known for his research conducted with Carol Dweck, Angela Duckworth, and Greg Walton on short but powerful interventions that influence adolescent behaviors such as motivation, engagement, healthy eating, bullying, stress, mental health, and more. He has consulted for Google, Microsoft, Disney, and the World Bank, as well as for the White House and the governments in California, Texas, and Norway. His research has been featured in The New York Times Magazine, The New York Times, The Wall Street Journal, Scientific American, CNN, Fox News, The Guardian, The Atlantic, and more. Clarivate Web of Science ranks Yeager as one of the top 0.1% most-influential psychologists in the world over the past decade. Prior to his career as a scientist, he was a middle school teacher and a basketball coach. He earned his PhD and MA at Stanford University and his BA and MEd at the University of Notre Dame. He lives in Austin, Texas, with his wife and their four children. Things you'll learn from this episode Why motivation thrives in environments where kids feel respected and understood The three mindsets adults often embody when parenting Why belonging and a child's belief in their potential are critical drivers of motivation and long-term success Research-backed interventions that can significantly improve a young person's mindset and resilience How creating strong connections with adolescents, grounded in curiosity and collaboration, helps them feel safe, seen, and motivated to grow Resources mentioned David Yeager 10 to 25: The Science of Motivating Young People: A Groundbreaking Approach to Leading the Next Generation―And Making Your Own Life Easier by David Yeager, PhD SXSW EDU Keynote David Yeager, PhD on LinkedIn The Power of Mindset Masterclass Ellen Gallinsky Takes Us Inside the Breakthrough Years (Tilt Parenting Podcast) The Breakthrough Years: A New Scientific Framework for Raising Thriving Teens by Ellen Galinsky Rebecca Winthrop and Jenny Anderson on Disengaged Teens (Tilt Parenting Podcast) The Disengaged Teen: Helping Kids Learn Better, Feel Better, and Live Better by Jenny Anderson and Rebecca Winthrop 11-Year-Old Asher Talks About Developing a Growth Mindset (Tilt Parenting Podcast) Dr. Mary Murphy / Cultures of Growth Phyllis Fagel on Raising Resilient Teens in Turbulent Times (Tilt Parenting) Learn more about your ad choices. Visit podcastchoices.com/adchoices

From the BBC World Service: The price of Brent crude oil has fallen to $69 a barrel, despite a statement from Israel saying that it has identified missiles launched from Iran earlier this morning, something Iran has denied. Israel had announced it had agreed to a U.S.-brokered ceasefire with Iran earlier today, causing the oil price to drop 15% from a high of $81 a barrel yesterday. Plus, Google comes under pressure and a tariff deadline looms.

From the BBC World Service: The price of Brent crude oil has fallen to $69 a barrel, despite a statement from Israel saying that it has identified missiles launched from Iran earlier this morning, something Iran has denied. Israel had announced it had agreed to a U.S.-brokered ceasefire with Iran earlier today, causing the oil price to drop 15% from a high of $81 a barrel yesterday. Plus, Google comes under pressure and a tariff deadline looms.

Apple missed the early AI wave and is struggling to catch up. Could acquiring the AI search startup Perplexity be the solution? Insiders reveal Apple executives have considered buying Perplexity, which could replace Google search on iPhones and help revive Apple's weak AI strategy.Get Ad Free AI Daily Brief: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://patreon.com/AIDailyBrief⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Brought to you by:Gemini - Supercharge your creativity and productivity - ⁠⁠⁠⁠http://gemini.google/⁠⁠⁠KPMG – Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://kpmg.com/ai⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to learn more about how KPMG can help you drive value with our AI solutions.Blitzy.com - Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://blitzy.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to build enterprise software in days, not months AGNTCY - The AGNTCY is an open-source collective dedicated to building the Internet of Agents, enabling AI agents to communicate and collaborate seamlessly across frameworks. Join a community of engineers focused on high-quality multi-agent software and support the initiative at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠agntcy.org ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://agntcy.org/?utm_campaign=fy25q4_agntcy_amer_paid-media_agntcy-aidailybrief_podcast&utm_channel=podcast&utm_source=podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Vanta - Simplify compliance - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://vanta.com/nlw⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Plumb - The automation platform for AI experts and consultants ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://useplumb.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Agent Readiness Audit from Superintelligent - Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://besuper.ai/ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠to request your company's agent readiness score.The AI Daily Brief helps you understand the most important news and discussions in AI. Subscribe to the podcast version of The AI Daily Brief wherever you listen: https://pod.link/1680633614Subscribe to the newsletter: https://aidailybrief.beehiiv.com/Join our Discord: https://bit.ly/aibreakdownInterested in sponsoring the show? nlw@breakdown.network

¿Por qué el 70% de los profesionales brillantes fracasan cuando los ascienden a líderes? En este episodio fundamental de PowerSkills, exploramos el Liderazgo de Equipos desde una perspectiva completamente nueva.Descubrirás: ✅ Las 4 dimensiones del liderazgo moderno: Crear Claridad, Desarrollar Talento, Construir Confianza e Inspirar Acción ✅ El caso real de Microsoft: cómo Satya Nadella transformó una cultura tóxica en una máquina de innovación ✅ Por qué Google dedica el 40% del tiempo de sus managers a desarrollar personas (y los resultados que obtienen) ✅ Los 5 errores fatales que destruyen equipos sin que te des cuenta ✅ Un plan de acción de 2 semanas para transformar tu liderazgoBasado en investigaciones de Gallup con 2.5 millones de managers y casos reales de las empresas más exitosas del mundo.Si lideras un equipo (o aspiras a hacerlo), este episodio te dará las herramientas exactas para multiplicar tu impacto y crear equipos de alto rendimiento.Déjanos ⭐️⭐️⭐️⭐️⭐️ para ayudarnos a llegar a más personas con este contenido transformador: re:INVÉNTATE en Spotify y Apple Podcasts.¿Tienes preguntas o quieres compartir tus progresos en el desarrollo de este PowerSkill? Etiquétame en Instagram (@librosparaemprendedores) en una stories o deja tus comentarios y opiniones sobre este episodio.✨ ¡Hoy comienza tu re:Invención!

Our Enduro World Cup debrief with Morgane Charre and Greg Callaghan after the first two rounds of the season proved to be really popular, so the team is back to discuss what went on in Loudenvielle and Leogang. Hear which top rider nearly didn't make it to the first stage in Leogang, which rider has reverted to singing songs to calm the mood and who should we be watching out from from the upcoming crop of young, talented enduro racers. We'll also discuss our thoughts on the sneak peak of Warner Brothers series, Grit and Glory, that we got to see in Leogang. There's heaps of stories to dig into from rounds 3 and 4 of the 2025 Enduro World Cup, so sit back, hit play, and enjoy this conversation with Morgane Charre and Greg Callaghan. You can also watch this episode on YouTube here. You can follow Morgane on Instagram @morganecharre. Greg is @greg_callaghan on Instagram and you can find his YouTube channel here. Podcast Stuff Supporting Partners Worx If you ride bikes, you need a Worx Hydroshot. It's a cordless pressure washer that pulls water from anywhere, a tap, bucket, or even a stream and it runs on the Worx Powershare battery system. As a Downtime listener in the UK, get 15% off the Hydroshot range with code downtime15, or 10% off everything else that Worx has to offer with code DOWNTIME, all at uk.worx.com. Listener Offers Downtime listeners can now get 10% off of Stashed Space Rails. Stashed is the ultimate way to sort your bike storage. Their clever design means you can get way more bikes into the same space and easily access whichever one you want to ride that day. If you have 2 or more bikes in your garage, they are definitely worth checking out. Just head to stashedproducts.com/downtime and use the code DOWNTIME at the checkout for 10% off your entire order. And just so you know, we get 10% of the sale too, so it's a win win. Patreon I would love it if you were able to support the podcast via a regular Patreon donation. Donations start from as little as £3 per month. That's less than £1 per episode and less than the price of a take away coffee. Every little counts and these donations will really help me keep the podcast going and hopefully take it to the next level. To help out, head here. Merch If you want to support the podcast and represent, then my webstore is the place to head. All products are 100% organic, shipped without plastics, and made with a supply chain that's using renewable energy. We now also have local manufacture for most products in the US as well as the UK. So check it out now over at downtimepodcast.com/shop. Newsletter If you want a bit more Downtime in your life, then you can join my newsletter where I'll provide you with a bit of behind the scenes info on the podcast, interesting bits and pieces from around the mountain bike world, some mini-reviews of products that I've been using and like, partner offers and more. You can do that over at downtimepodcast.com/newsletter. Follow Us Give us a follow on Instagram @downtimepodcast or Facebook @downtimepodcast to keep up to date and chat in the comments. For everything video, including riding videos, bike checks and more, subscribe over at youtube.com/downtimemountainbikepodcast. Are you enjoying the podcast? If so, then don't forget to follow it. Episodes will get delivered to your device as soon as it's available and it's totally free. You'll find all the links you need at downtimepodcast.com/follow. You can find us on Apple Podcast, Spotify, Google and most of the podcast apps out there. Our back catalogue of amazing episodes is available at downtimepodcast.com/episodes Photo - Kike Abelleira

One of NephJC signature moves has been to adapt new technologies and communication techniques to delivering state of the art nephrology education. Podcasts, Visual Abstracts, Tweetorials. NephJC has been on the front of these waves. Clearly one of the most exciting and controversial new technologies is artificial intelligence and it is unclear what role it may play in the NephJC educational package. Our blogs and tweets are written entirely by human minds but it is inevitable that as AI becomes the spellcheck of the 2020s, that it will leach into all of our writing. One AI tool that intrigues us is Google's NotebookLM. This product can create podcasts from source documentation. We plan on publishing a podcast before each chat. We are fact checking them before publication, but some mistakes may slip through. Please send you feedback, we want to know what you think of this. As always, the email is Captopril@NephJC.comThis will supplement and not replace Freely Filtered. One possible future move is to separate out both podcasts to individual feeds, but for now they will piggyback on each other.

(June 24,2025)KTLA & KFI tech reporter Rich DeMuro joins the show for ‘Tech Tuesday.' Today, Rich talks about Samsung's next foldables, iHeartRadio now available on Ray-Ban Meta smart glasses, Google Earth turns 20, and Tesla's Robotaxi service has launched in Austin.How many times is too many to flake on someone? $30 minimum wage has Los Angeles hotel owners in revolt.

You've probably heard the phrase before that “nice guys finish last.” But is there any truth to it? That’s what we’re talking about in today’s show. We're going to discuss how being overly agreeable has the potential to diminish sex appeal, while also interfering with one's own sexual pleasure. As my guest today likes to say, nice guys need to learn how to say no sometimes. I am joined once again by Caitlin V, a sex and relationship coach specializing in helping men overcome sexual difficulties. With over 150MM views on YouTube and nearly a million subscribers, she has become a leading voice in the field. Her TV show, Good Sex, is available for streaming now on Discovery+ and Max. Some of the topics we explore include: What does being a “nice guy” actually mean? Do nice guys really finish last when it comes to sex and dating? How do you walk the line between being confident and assertive in the bedroom without venturing into entitlement? How can men start to embrace their sexual desires more authentically? You can check out Caitlin’s website to learn more about her work. Got a sex question? Send me a podcast voicemail to have it answered on a future episode at speakpipe.com/sexandpsychology. *** Thank you to our sponsors!  Boost your sexual confidence and performance with Popstar Delay Spray. Save 20% off your first order by using “Justin” as the discount code at popstarlabs.com/justin.  I’m excited to announce a new online course I’m teaching on the topic of fantasies at the Kinsey Institute. Be sure to register for “The New Science of Sexual Fantasies” workshop, which will take place on July 19th, 2025. *** Want to learn more about Sex and Psychology? Click here for previous articles or follow the blog on Facebook, Twitter, or Bluesky to receive updates. You can also follow Dr. Lehmiller on YouTube and Instagram. Listen and stream all episodes on Apple, Spotify, Google, or Amazon. Subscribe to automatically receive new episodes and please rate and review the podcast! Credits: Precision Podcasting (Podcast editing) and Shutterstock/Florian (Music). Image created with Canva; photos used with permission of guest.

In the latest episode of Remarkable Retail, Michael LeBlanc and Steve Dennis return with a their hot takes on the week's top retail headlines.The duo begins with a macroeconomic update, including political gridlock in the U.S. over the "Big Beautiful Bill," the Fed's inflation outlook, and uncertainty surrounding consumer spending. They then break down TikTok's extended 90-day reprieve, speculate on Amazon's motivation behind extending Prime Day to four days, and assess the e-commerce giant's recent shift in tone regarding AI impacts on future hiring needs The hosts also spotlight Walmart's surprising 23% growth in online apparel sales, consider the luxury sector's first contraction in 15 years, and dig into a new Profitero study that reveals digital channels now influence 64% of retail transactions—emphasizing the needs to break down silos and implement a harmonized shopping experience.Then it's over to this week's featured guest: Mark Irvin, Best Buy's Executive Vice President and Chief Supply Chain Officer. With more than 12 years at the retailer and a deep background in logistics, Irvin pulls back the curtain on what it takes to operate one of the world's largest and most complex retail supply chains. From visibility and speed to adaptability, Irvin outlines the three pillars of Best Buy's evolving logistics strategy. He explains how they leverage AI-driven sourcing to reduce delivery errors, digital twins to simulate future supply networks, and a growing control tower to dynamically reroute inventory in response to global disruptions—like the Panama Canal's low water levels or shifting geopolitical challenges.He also details Best Buy's commitment to sustainability, including partnerships for electrified freight and aggressive reverse logistics programs to refurbish or responsibly dispose of aging tech. The conversation wraps with a preview of his upcoming keynote at NRF's Big Show Europe in Paris, September 16-18., where he'll explore the future of retail supply chains and what it takes to deliver exceptional customer experiences by 2030. About UsSteve Dennis is a strategic advisor and keynote speaker focused on growth and innovation, who has also been named one of the world's top retail influencers. He is the bestselling authro of two books: Leaders Leap: Transforming Your Company at the Speed of Disruption and Remarkable Retail: How To Win & Keep Customers in the Age of Disruption. Steve regularly shares his insights in his role as a Forbes senior retail contributor and on social media.Michael LeBlanc is the president and founder of M.E. LeBlanc & Company Inc, a senior retail advisor, keynote speaker and now, media entrepreneur. He has been on the front lines of retail industry change for his entire career. Michael has delivered keynotes, hosted fire-side discussions and participated worldwide in thought leadership panels, most recently on the main stage in Toronto at Retail Council of Canada's Retail Marketing conference with leaders from Walmart & Google. He brings 25+ years of brand/retail/marketing & eCommerce leadership experience with Levi's, Black & Decker, Hudson's Bay, CanWest Media, Pandora Jewellery, The Shopping Channel and Retail Council of Canada to his advisory, speaking and media practice.Michael produces and hosts a network of leading retail trade podcasts, including the award-winning No.1 independent retail industry podcast in America, Remarkable Retail with his partner, Dallas-based best-selling author Steve Dennis; Canada's top retail industry podcast The Voice of Retail and Canada's top food industry and one of the top Canadian-produced management independent podcasts in the country, The Food Professor with Dr. Sylvain Charlebois from Dalhousie University in Halifax.Rethink Retail has recognized Michael as one of the top global retail experts for the fourth year in a row, Thinkers 360 has named him on of the Top 50 global thought leaders in retail, RTIH has named him a top 100 global though leader in retail technology and Coresight Research has named Michael a Retail AI Influencer. If you are a BBQ fan, you can tune into Michael's cooking show, Last Request BBQ, on YouTube, Instagram, X and yes, TikTok.Michael is available for keynote presentations helping retailers, brands and retail industry insiders explaining the current state and future of the retail industry in North America and around the world.

BYU football gets its guy. Five-star quarterback Ryder Lyons announced on the Pat McAfee Show that he is committed to BYU football. KSL Sports BYU Insider Mitch Harper broke down the commitment and what it means for Lyons and the Cougar football program. Subscribe to the Cougar Tracks Podcast! Apple: https://podcasts.apple.com/us/podcast/cougar-tracks/id1146971609 YouTube Podcast: https://kslsports.com/category/podcast_results/?sid=2035&n=Cougar%20Tracks Download the KSL Sports app Google: https://play.google.com/store/apps/details?id=com.bonneville.kslsports&hl=en_US iOS: https://apps.apple.com/us/app/ksl-sports/id143593

Keke is convinced she has a blood clot because Dr. Google told her so. Plus, Paulina is getting a mommy makeover on Friday and can't wait. And what would you do if your significant other went on a lunch date with their coworker and never told you? Fred and the crew discuss that on Stay or Go! Listen now!See omnystudio.com/listener for privacy information.

Have you ever convinced yourself you were dying because Dr. Google told you so? You're not alone! And what would you do if your significant other went on a lunch date with their coworker and never told you? Fred and the crew discuss that on Stay or Go! See omnystudio.com/listener for privacy information.

Have you ever had an accident? Let's talk about it! Plus, have you ever been convinced you had an illness because of Google? Keke sure has, listen now!See omnystudio.com/listener for privacy information.

Have you ever pooped your pants? You're not alone. Plus, Keke is convinced she's dying because of Google. Plus, find out what Fred's fast food guilty pleasure is!See omnystudio.com/listener for privacy information.

US President Donald Trump has criticised both Israel and Iran, despite a ceasefire deal. But what does continuing tensions in the Middle East mean for oil prices and the wider global economy? We're in Tianjin, China, for the Summer World Economic Forum, where global leaders are meeting against a backdrop of slowing growth and rising trade tensions. And Leanna Byrne speaks to tech specialist Takara Small as Google's dominance in the UK comes under the spotlight by regulators who say it may need to change how the search engine works. The latest business and finance news from around the world, on the BBC.

Send us a textEnjoy this fun episode where we cover the history, structure and strategies to uncover how to best use Tarot. Sign up for ARCANA today! Enjoy!Enroll in ARCANA today: https://aguaastrology.teachable.com/p/arcanaPlease rate and review the podcast on Apple, Google, Spotify, or wherever you listen!See our faces on YouTube!Want to book a reading with Gabrielle? Please visit her website www.aguaastrology.com Enroll in ARCANA today: https://aguaastrology.teachable.com/p/arcana Want to book a session with Nichole? https://app.acuityscheduling.com/schedule/32f06ea7/appointment/72886342/calendar/11334222 Follow us on Instagram @thespirtualsisterspodcast Follow Gabrielle on Instagram @aguaastrology (She will NEVER DM you for readings! Watch out for scammers!)Follow Nichole on Instagram @thenicholechristine Subscribe to Gabrielle's YouTube Channel Agua AstrologyJoin Soul Reading MethodMini Tarot Readings ...

Ever feel like you're struggling to create authentic content that truly resonates with your audience? Well… You're not alone. Today I sit down with Steve Gamlin, an international award-winning speaker and humor creator, to explore the power of genuine messaging and how it can impact lives. Steve shares his journey from radio DJ to motivational speaker, revealing how embracing his true self led to his greatest successes, and speaking on multiple high caliber stages. We dive into practical strategies for tapping into your creativity, even if you don't consider yourself a "creative person.” The best #GoldenBoulders from today's episode: - How to find inspiration in everyday moments - How to spark creativity at any given moment - The power of vulnerability in content creation - Use these two unlikely habits to generate fresh ideas Enjoy! Timestamped Overview: [00:00] Luisda introduces Steve Gamlin and the creative catalyst conversation. [03:25] Steve on tapping into creativity: start by observing where you are. [06:50] Story vs. perfection: Steve's snot-nosed viral video proves authenticity wins. [10:15] Finding your voice: Steve's radio DJ breakthrough moment. [13:40] What if you don't know who you are? Steve and Luisda unpack publishing as identity discovery. [17:05] The power of small habits: Steve's 5:05 AM routine & high-fiving the mirror. [20:30] Why your first content will suck—and why that's a great thing. [23:55] Steve's lightning strike moment & how it launched his speaking career. [27:20] Luisda's “Soccer Simulcast” anchor example—how creative friction gets solved. [30:45] How gratitude journaling powers Steve's daily creative output. [34:10] Blue Collar Woo: Steve's take on practicality, energy, and storytelling. [36:30] How authentic outreach (like voice memos) can create life-changing connections. [38:40] The power of consistency: why creators win by showing up daily. [41:00] Removing the friction: how systems and simplicity make content creation doable. [43:00] Final thoughts: be real, serve others, and leave moments better than you found them. Connect with Steve: https://stevegamlin.com/ https://www.instagram.com/stevegamlin/ https://www.facebook.com/SteveGamlin/ https://www.linkedin.com/in/stevegamlin/ Connect with Fonzi: Facebook Instagram LinkedIn Twitter Connect with LUISDA: Facebook Instagram LinkedIn Twitter Subscribe to the podcast on Youtube, Apple, Spotify, Google, Stitcher, or anywhere you listen to your podcasts. You can find this episode plus all previous episodes here. If this episode was helpful, please don't forget to leave us a review by clicking here, and share it with a friend.

This week on the KORE Women Podcast, Dr. Summer Watson is joined by Jackie Roby, relationship mindset coach and Chair of the Global Wellness Institute's Inclusive Wellness Initiative. Jackie helps ambitious women of color and allies break free from hustle culture, silence self-doubt, and step boldly into the starring role of their lives. Through her MAGIC methodology, she empowers women to reclaim their voice, their time, and their right to dream big. This episode is a powerful reminder that you deserve to lead your life with purpose, passion, and presence. You can follow Jackie Roby on: LinkedIn and on IG at: inspiredjourneyconsulting and YouTube at: InspiredJourneyPresents and at: inspiredjourneyconsulting.com Thank you for taking the time to listen to the KORE Women podcast and being a part of the KORE Women experience. You can listen to The KORE Women podcast on your favorite podcast directory - Pandora, iHeartRadio, Apple Podcast, Google, YouTube, Spotify, Stitcher, Podbean, JioSaavn, Amazon and at: www.KOREWomen.com/podcast.  Please leave your comments and reviews about the podcast and check out KORE Women on Instagram, Twitter, and Facebook. You can also learn more about the host, Dr. Summer Watson and KORE Women at: www.korewomen.com You can also learn more about Dr. Summer Watson, MHS, PhD, KORE Women, LLC, the KORE Women podcast, and her Community Empowerment and Cross-Generational Consultation Services by going to: www.korewomen.com. Thank you for listening! Please share this podcast with your family and friends. #KOREWomenPodcast  #DismantleSelfDoubt #MainCharacterEnergy #InclusiveWellness #WomenOfColorRise #ReclaimYourVoice #HustleCultureRecovery

Is clickstream data the future of search intelligence? Tyler Einberger from Momentic challenges this assumption, arguing that clickstream's 10-30% accuracy margin limits its precision for detailed analysis. He advocates for combining clickstream with first-party data to understand market direction while using server logs to measure performance, emphasizing how user agent data reveals critical insights about website access patterns and crawl efficiency opportunities.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Maya Razon drives Learning & Leadership Development at the Google School for Leaders. In this episode of The Edge of Work, Maya shares how her team designs transformative learning experiences for Google's global leaders. She explores how the “inner game” of leadership, physical space, and AI integration are reshaping how leaders learn and grow in a rapidly changing world. From leveraging neuroaesthetics in learning environments to adapting leadership programs for social impact innovators, Maya discusses Google's human-centered, research-informed approach to developing leaders.Links:Maya's LinkedIn: https://www.linkedin.com/in/maya-razon-a894343/ReWork Article: https://rework.withgoogle.com/en/guides/learning-development-using-science-to-enhance-learning-outcomes 

Beatriz E Valenzuela has struggled with rheumatoid arthritis and hypothyroidism since she was twenty-three years old. She has had both knees replaced and, after the birth of her first son, she struggled from joint inflammation and was diagnosed with Hashimoto's. Today, thanks to her discovery of the keto and carnivore diets, she is thriving and helping others to reclaim their health the same way she did. In this episode, Dr. Brian, Dr. Tro and Beatriz talk about… (00:00) Intro (07:24) How life stress and trauma can lead to the onset of autoimmune disease (10:49) How Beatriz discovered the keto diet and how her chronic health issues improved (18:00) How the carnivore diet took Beatriz's health to the next level (20:42) Parasite testing (27:31) The gut microbiome and gut health on the carnivore diet (35:08) Improvement in Beatriz's panic attacks since changing her lifestyle (36:39) Carnivore and ketosis (39:26) The freedom of metabolic health (43:08) Plugs and outro For more information, please see the links below. Thank you for listening! Links: Please consider supporting us on Patreon: https://www.lowcarbmd.com/ Resources Mentioned in this Episode: When the Body Says No (book): https://www.amazon.com/When-Body-Says-No-Hidden/dp/178504222X The Magic Pill (documentary): https://www.amazon.com/Magic-Pill-Pete-Evans/dp/B078H4J7G1 Dr. Ruben Ancona: https://www.instagram.com/ranconabmd/?hl=en Beatriz E Valenzuela: IG: https://www.instagram.com/tichinavh/ Dr. Brian Lenzkes:  Website: https://arizonametabolichealth.com/ Twitter: https://twitter.com/BrianLenzkes?ref_src=twsrc^google|twcamp^serp|twgr^author Dr. Tro Kalayjian:  Website: https://www.doctortro.com/ Twitter: https://twitter.com/DoctorTro Instagram: https://www.instagram.com/doctortro/ Toward Health App Join a growing community of individuals who are improving their metabolic health; together.  Get started at your own pace with a self-guided curriculum developed by Dr. Tro and his care team, community chat, weekly meetings, courses, challenges, message boards and more.  Apple: https://apps.apple.com/us/app/doctor-tro/id1588693888  Google: https://play.google.com/store/apps/details?id=uk.co.disciplemedia.doctortro&hl=en_US&gl=US Learn more: https://doctortro.com/community/ 

Keith discusses the new power shift in the housing market, where buyers now have more power in the Northeast and Midwest.  Ken McElroy joins us to discuss the current state of the real estate market, highlighting a significant decline in apartment building values and a predicted further drop in home ownership rates, potentially below 60%. They note that while some states, like Arizona, have surpassed pre-pandemic housing supply levels, others, like the Northeast and Midwest, still face shortages. Ken emphasizes the importance of affordability and the shift towards renting, predicting a significant increase in renters. He also shares insights on strategic property investments and the benefits of buying at current market lows. Resources: Use the discount code "KEN10" to get a discount on the Limitless Expo event. Show Notes: GetRichEducation.com/559 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, apartment building values have crashed about 30% in the past few years. Well, it's the opinion of today's qualified guest that it's going to get even worse from here. We'll also discuss why rents in the Phoenix area are declining, and a bold prediction on a collapse in the home ownership rate and the hordes of renters that that will create all today on get rich education.   Mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with a better business bureau and now over 5000 houses renovated. There's zero mark up on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs, and wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com   Speaker 1  1:59   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:15   Welcome to GRE from the Tigris to the Euphrates to the Mississippi and across 188 nations worldwide. I'm Keith Weinhold GRE founder Forbes real estate council member, Best Selling Author, look for my work in the USA today as well, and you are back inside for another wealth building week of get rich education. What's all that really mean? Ah, I'm just another slack jawed mouth breather with a mic here. Before we get to today's guest, Ken McElroy, let me tell you about housing's new power shift and where we're at today. Three to five years ago, sellers held all the power in virtually every market because the housing supply was so miserably low everywhere. So you had more one tours of real estate and few that were willing to sell. That is still mostly true on a national level, but the new power shift is about the fact that the Northeast and Midwest are replete with home buyers. Queues of buyers are lining up for the few available properties like I've touched on before, and look low available housing supply in these areas, the Midwest and Northeast, that's not a symptom of mass in migration. Hordes of people are not stampeding into Buffalo for the nightlife. It's all due to chronic under building, partly from strict regulation, especially in the Northeast. A big part of the power shift, though, is that we now have fully 10 states that are above pre pandemic supply levels, and you'll notice that none of these are in the Midwest and Northeast. The 10 states are Arizona, which we'll talk about more today, Colorado, Florida, Idaho, Hawaii, Oregon, Tennessee, Texas, Utah and Washington. Here in these places, is where the tables have turned, because supply is catching up with demand in those 10 states. So that's where we're seeing softer home price growth and where buyers have the power, these are some of the states where you can find better deals. Motivated sellers and builders in these places will often buy down your mortgage rate, give you closing cost credits or reward you with incentives, like a free year of property management. In fact, our GRE investment coaches guide you for free to exact property addresses where builders will buy down your mortgage rate to 5% today, one of them will even give you a $9,800 post close credit instead, if you so choose. Often do. Those like that are in those 10 states. They're elsewhere too. You can get started at GRE investment coach.com, conversely, 40 states have less for sale housing inventory than they did as compared to pre pandemic times. This is where sellers still have the power some of the most competitive markets in the nation are buffalo, Hartford, Providence and Boston, where more than 10 active home buyers vie for every single listing. That's per Zillow. That's sort of the real estate equivalent of a Taylor Swift or Beyonce ticket queue. At the other end of the spectrum, shoppers have an easier time in Miami with only 2.6 shoppers per listing, followed by Houston at 3.4 New Orleans at 3.5 and San Antonio at 4.3 nationally active listings are up 31% over last year. That's quite a bit, but we're still 12% below pre pandemic, 2019 inventory levels. And is all this good news or bad news? It totally depends on who you are. If you're holding property in the Northeast and Midwest, you're pretty happy about this strong appreciation in the single family space, but in the southeast, appreciation is non existent. There's even mild depreciation, especially in parts of Florida. If you're looking to own more property in the nation's southeast quadrant, you're now enjoying less buyer competition. In fact, sellers are competing for you, and let's avoid being too assuming. Here I've been talking about things on the state level. States are not monoliths. Philadelphia is not Pittsburgh, Seattle is not Yakima. Cities have different supply situations. Even within one city, the scenario varies, of course, really the bottom line here is that today's recovery from 2022 national supply abyss has been an uneven recovery, where builders are frozen, appreciation soars, where builders hustle, buyers win. So if you're looking for deals, find that short queue.    Today's guest is a familiar one to GRE listeners. He's based in Scottsdale, Arizona, which is the Phoenix Metro. Arizona, though it's fast growing, is still just the 14th most populous state, but Arizona is an interesting market, because we're going to get to see what happens when you have an overbuilt condition, like we do there. We'll discuss that market and the national market as well. Get a key gage on the direction of rents, occupancy and prices, first in the single family space, and then we'll talk about apartments. Anyone that's paid attention to real estate that past few years. Knows that when mortgage rates spiked in 2022 single family values have held up, apartment values plummeted due to their interest rate resets. We'll get insight on if the beleaguered apartment space has bottomed out price wise, or if apartment values still have further to fall.    I'd like to welcome in frequent GRE guest, and he was also one of our earliest back in 2015 Ken McElroy. Ken authored a bunch of successful books, both within and outside of the rich dad series. He's also a well known, successful apartment syndicator with over 10,000 units across several states, and he's also in other parts of the commercial real estate sector, including billboards and self storage. So it's really great to have back on the show. Ken McElroy   Ken McElroy  8:57   good to be here, Keith, thank you. It's been 10 years, man, since we've been doing   Keith Weinhold  9:01   this? Yes, 10 years back in episode 25 since you were first here, more than a decade of this. So we know each other's work really well, and it's such an interesting time in the apartment space. I want to get to that later in our conversation today and really find out if you think that the apartment space has bottomed out. But before we do that, let's talk about the single family space. The audience should know that you can meet both Ken and I in person, as we're both faculty members on the spectacular real estate guys Investor Summit C, which is actually underway now. We're recording this just before the summit. So let's discuss the direction of rents and occupancy. We'll get to price later and Ken although most states still have a housing shortage statewide, Arizona's active housing inventory for sale is 24% above pre pandemic levels. That's what realtor.com tells us, and this. Deeply due to a lot of building, a lot of building usually does not bode well for price growth or rent growth. So tell us about rent, direction and occupancy in the single family space in the Phoenix Metro.   Ken McElroy  10:15   There's a bunch of things happening in the Arizona market. First of all, one is we've had a lot of people move here right in the last 4,5,6, years. Yeah, post pre pandemic, post pandemic, all of that. We are a pretty small state. You got Phoenix, got Tucson, you got Flagstaff, a bunch of other small cities that kind of surround some of those. But it's not like a Texas or a Washington or a lot of these California, like a lot of states, and have a lot of cities to draw from. If people move to Phoenix, that's pretty much where they're they start a lot of times, not every time, but and so it's really interesting. When we have net in migration into Arizona, it really moves the needle for most of these cities. Is kind of the point. And so we're always going to be affordable, we're always going to have great weather, it's safe. We got pretty normal politics, I should say, as compared to some of the others, we really do have a growing population. And so what happened? We had a nice run on the real estate. As you do, you know, we had a nice run on the apartments. We had a nice run on the single family that tapered off when the interest rates went up, essentially, right? You know, we actually built too much. We built too many apartments. We built too many houses. When interest rates went up, people kind of pulled back. That's what you're seeing now. So right now, it's a great time to be a home buyer. It's a great time to be a renter in most of those cities in Arizona specifically. And why would that be? It's because they have a lot of choices. So on the single family side, the listings have gone up, and therefore some of the prices have you know, people are starting to negotiate a little bit more. Now here's the interesting thing, Keith, if you measure it on last year or the year before, it has huge numbers, like you just quoted, you know, 24% but what's happening is things are on the market like 40 days, you know, you know what I mean, like from a week or two, it's doubled or tripled, as you know, that's still not a very realistic market. The market is still, in my opinion, pretty healthy. It's not unbalanced, and before it was a seller's market, and so it's just normalizing. And normalizing, to me, if you go over year, over year, over year, is I think MLS says four to six months of inventory, right? I think things are just normalizing. But if you've been through the run, this is like the end of the world, right? But it's not. It's just things are settling down, and it's the greatest time because they're supposed to be a little bit of friction between the seller and the buyer. I believe there should be just about right. It's never just right, as you know, it's usually pulls on one harder on one side or the other. But we just went through an incredible time where the sellers pretty much got whatever they wanted and the landlords pretty much got whatever they wanted, and so this is just pulling back, you know, the tide's going back out. There's no cause for concern, at least in my world at all. It's supposed to be this way, and we need affordability. We need people to be able to buy homes. We need people to be able to rent. Yeah, I'm in the landlord business, but I don't want rents to run. There needs to be a balance there, even though it's good for me, if it does, but it's not good, because what happens is, then the government gets involved, and what they need to get involved in is adding supply, right? And not capping the rents. You know, what they need to do is just work with developers. And you know, because we're growing here in Arizona right now, we're seeing a pullback, but I think it's needed. There's nothing wrong with this. It weeds out a lot of, you know, realtors that weren't doing much, that just got their license, were hanging around, say, with mortgage folks and title people and lazy contractors and all that stuff. So whenever there's a pullback, the professionals win.   Keith Weinhold  14:01   Well, this is some really good perspective here. We're all victims of the recency bias, and, yeah, you're talking largely about market normalization. What sure wasn't normal or healthy, in a lot of ways, was back in 2021 when you might have had 50 offers for one available property, and people had to bid 50k over the asking price, and they might have waived their inspection, which is typically not a good idea when we talk about rents in the direction of rents, especially there in the Phoenix metro with single family homes, which I know your wife, Daniil, is pretty intimately involved with. Typically, this new supply increases competition. It increases the competition for landlords competing for more of those tenants, which is something that typically is not good for rents. Have we seen declining rents in the local market there in Phoenix?   Ken McElroy  14:54   Of course, yeah. And I'll tell you, there's a bunch of factors. So there's always cross currents. People want one. Answer, but there's not right, like, so let's just pick on a whole bunch of things that went wrong at the tail end of all of this. It was Airbnb. Like, Phoenix and Scottsdale are a huge Airbnb market. I've rented Airbnbs there. Sure. It's incredible, right? And so what happened was a lot of people said, oh, I can buy this house, throw some furniture in it. And, you know, I can get 10,15, 20 grand a month in rent out of these things. And they were right. And then what happened was, there just was too many, so became oversaturated. So you're definitely seeing those back on the market. And so interesting fact, Heath, all you got to do is look at the pictures. And if you see bunk beds. You know, it used to be an Airbnb like, you know what I mean? So that was the one, but two, let's don't forget this run that we just had put a lot of people into the rental market for the first time on the single family side too. So we never really had this many landlords on the single family side as well. And so there's all these mistakes that people made. They bought incorrectly. They had capex work. They bought with floating rate debt. And when rates went up, they weren't cash flowing. They wouldn't know how to manage them. So So there's all this stuff that was kind of going on behind the scenes, on the apartment side of the equation, which is where I hang out. Mostly, I watch all this. And because my class A buildings are competing for single family. They have single family typically wins because it has a yard, has a garage. Nonetheless, I gotta pay attention to it. So it's been interesting to watch. At one point you could not find a home in the Scottsdale area under 500 grand period like nothing. And now, of course, those are starting to come down a little bit more, and there's some softness in the rent, so the renters are have more choices. Now, why is that? There's a couple reasons. If you're a renter and you're looking for a place, you know, I'm sure you're considering a house, but not everybody wants a house, especially if you're single or maybe it's just you and somebody else, and maybe you don't have a pet. There's a lot of reasons that people just don't want to have to a home. So you've got condos and you've got apartments and you've got homes, and then you have school districts. So people definitely want to be in certain school districts based on their children. So you have all these cross currents going on, on where people want to be. And so what does all that mean? What that means is there are certain markets, from a rental standpoint, that are doing extremely well, still, both on apartments, on condos and houses. And then there are other markets that absolutely are not just depends on the concentration of all those things and all those factors that are going on. The one thing that's actually disrupting a market more than anything is apartments and condos. Because, for example, Danielle just had a condo that she owned, and the condo was worth, let's say, 300 grand, but it's probably 25 years old now, yeah, and there's apartments going up, you know, a block from there, right? So her renter is said, you know, I'd rather go over here. Brand new amenities, nine foot ceilings, brand new fitness center, all this stuff. So apartments really do reach into that rental market a little bit. And so there is some spillover between that. But primarily what's going on in Phoenix is there's a lot of new construction. And not just Phoenix. This is Tucson and Greater Phoenix. There's a lot of new construction that was started when rates were low. They were started in 2122 and you know, like, because I'm a builder, it could be a year to 18 months when we're opening a project from the time we put our the shovel in the dirt, we're not even open for a good 18 months. So there's a lag period. And those started opening in 23,24 and certainly 25 and these big projects, two, 300 unit projects, which I have several going right now, they're one to two year lease ups, so you could be looking at two or three year lag on some of the housing that's being provided. So that's all here now that is been good for renters. There's a couple horror stories going on, and I'll just explain. So downtown Phoenix, there was a whole bunch of apartment projects and condo projects that were built trying to attract people to live in downtown Phoenix? Well, there's challenges for downtown Phoenix too, and we won't have to get into that. I don't particularly think that there was ever the real demand for the amount of housing. So what you've done is people build a lot of housing in concentrated areas around the stadium in West Phoenix, near the Cardinal Stadium downtown Phoenix, you know, right in the heart of the business district. So if you were to rent something today, it would be four months free on a 12 month lease.   Keith Weinhold  19:48   Wow, that's about the steepest concession I've ever heard of in my life.   Ken McElroy  19:54   Yes, that's today. So all you gotta do is Google it and you'll see. And the only reason that happened, Keith, is. Is because there was too many units delivered at at a short period of time, and there was the demand, wasn't there? Gosh, now go 10 miles up to Tempe, go to Chandler, go to Scottsdale. No concessions, right? So again, you know, when you look at a market, you're going to see that it typically a lot of these concentrate in certain areas. And so there's a lot of areas in Phoenix where the consumer or the renter has an upper hand a lot. And so they're driving their choices based on their monthly rent. All of that plays into this thing, but the there's areas that are rock solid. And you know that would be Scottsdale, Tempe, Chandler, Gilbert, and there's areas that are over built that would be the west side, downtown Phoenix, the south side, there's areas that there's pockets that you know are in disruption you can kind of pick your poison, right? Like, if you're a landlord, there are areas that you want to buy in areas that you don't want to buy in. And as a renter, you have the same kind of choices. So when you blend it all together, you guys get the national news. But really it's pretty pocketed, just like it can be in any market.   Keith Weinhold  21:12   Well, you bring up so many good points there. Some of these markets that have done more building than usual are in this situation where there is landlord competition for tenants. Now, nationally, we're still under built, so it's interesting to talk about one of these overbuilt conditions in that competition for tenants, like we've been talking about, in general, a tenant prefers a single family home, and it's privacy for sure. They can't always afford that, but the apartment market and the single family rental market are somewhat interrelated, because if there's so much new apartment supply, it's got the appeal of being brand new, and there might even be concessions given, like you've mentioned there Ken and that can make it very attractive for a potentially wannabe single family home renter to go ahead and rent an apartment instead. So this glut of new apartment supply actually can affect the single family rental market somewhat, and competition is really interesting. I mean, certainly in my real estate investment career, I've experienced that. The first time I ever experienced that was that I owned several doors, and they were about 25 years old, and they had garages, each one of them a new apartment complex was built close to those so brand new, and you had to drive by this new apartment complex. Everything nice, shiny new, painted new parking lot, everything a prospective tenant had to drive by that in order to get over to look to my units. That softened my rent somewhat. The one thing that saved me a bit is that my running units were in Anchorage, Alaska, I had the garages with my units. The new apartment building didn't. They only had carports, so I did have a differentiator to help soften the blow in a rental market that became more competitive. Tell us more about the competition for tenants there in Phoenix, whether that's on the single family side or the apartment side can with concessions. And does that mean that you're altering the length of leases there in the local market? Or tell us more about how you're doing that competition?   Ken McElroy  23:10   It's a great question, yeah. So I would say generally, a home is going to be about 1000 bucks more on the average, like if you were just to put a number on it, three bedroom, Rambler type home with a garage in a yard. It's going to be maybe three grand. That apartment, the equivalent was is going to be maybe two grand. So roughly, those are kind of the numbers. But what happens if you're going to rent a house, you're definitely going to pay more money, that's for sure. And of course, depending on the area, depends on the on the rent. Now what's happening in a lot of these markets, like West Phoenix, for example, where you have 1000s of units being added at once, and you get this one month, two month, three month, and the extreme, of course, being four months free, if you're a renter and your rent is two grand, but you get three months free, let's say or four, you're going to take that deal, right? Because your your your average rent is, what 12,13, $1,400 a month, not 2000 so all of a sudden, it's going to impact those single families. So what's happening right now is the apartments that got delivered in in a lot of these geographic areas, these sub markets are definitely impacting the single family rental market. Now, if you're a family and you've got kids and you got pets and you want to be in a school district, you're not even looking you're basically just trying to find the best deal on a home. I get that. But if you have a choice, the rents are about the same, you're going to take the house, sure period I would, you would. So now what's happening is there's, there's such a difference between the rental price of a home versus the rental price of a brand new apartment that people are going to gravitate to the apartments, because those landlords trying to fill those things up are scrambling and marketing to anybody. And everybody and cutting whatever deals they can, because they're just trying to get out of those construction loans. It's a weird market right now. And of course, there are areas Keith that this does not exist at all, right, like you go into like Tempe, and you're not going to have because it doesn't have the available land, you know, which is around Arizona state for example, the Arizona State University. You go into North Scottsdale, you're not going to find this because North Scottsdale doesn't like apartments. And, you know, the homes are a million bucks and up, but there are definitely pockets where this is happening. So if you're a renter and you have choices, this is a great time for you and and to be honest, it's about time, because it was a seller's market and a landlord's market for a long time, and so it's just reverting back to the mean.   Keith Weinhold  25:46   Let's wrap up the discussion about rents and occupancy with what's happening nationally. Ken, since in apartment buildings, you invest in multiple states there, we know, for example, that the home ownership rate recently fell from 65.7% down to 65.1% fewer homeowners means more renters. But that doesn't necessarily mean that they're all going to be absorbed immediately, either. So talk to us about that.    Ken McElroy  26:13   There's an affordability problem, right? We haven't seen a massive adjustment with house prices now you have in areas, of course, I saw your recent podcast on Florida. You know how right the price of a house is, is less than a car today? Yeah, you're right, like so, but what's happening is there are markets that are pulling back, right. There are markets that had a bigger bubble than others, and they're pulling back. And so there's great deals in those markets. A lot of areas in Florida being one of those markets, there are other markets where you don't have that. So we are definitely seeing the same thing. And so we're having, in my opinion, it's the greatest time, because you have people that are, I think, should be able to buy a home. But interest rates seem to be holding at Six 7% and the pricing, albeit, hasn't run like it has, but it's certainly not pulling back like crazy either. It's still over 400 on the average, you know. So if you look at the delta between what it costs to buy a home just mortgage only, and you look at what it costs to rent, it's never been bigger. So the difference between your rent, the rent and a mortgage, has never been bigger. And the other thing Keith, that doesn't get talked a lot about are everything non interest rate and everything non mortgage. So let's start talking about insurance. Let's talk about property tax. Let's talk about, you know, capex. So there's a really good survey that bankrate.com did that said that right now, the average cost to own a home, not mortgage, is 1500 a month. So now that's average. I'm sure there's some that's less. I'm sure it's some that higher. So when you take 1500 a month to own it, plus the mortgage you're talking about quite a bit. It's a heck of a financial commitment when you can just rent for 12, 1314, 1500 and call it a day, you're going to move the needle twice as fast, and you're going to be able to get out of whatever financial situation you're in twice as fast when you don't have all those other costs. So what's really going on now? And the reason why you're starting to see this home ownership rate go down, and I actually make a prediction, gonna do it right now on your show, I think it's gonna go down below 60. I think for the first time in our history, we're gonna see home ownership in the 5050 nines, which is a massive statement. But if you take a look at under Obama got up to 69 and then it was, first of all, it was Clinton, and before that, and then kind of ran, but then it kind of got pulled back under the Bush, and then Obama kind of took the brunt of it. You know, when all that stuff was falling out, but it's been falling, and it's falling. Why it's falling? Because people can't afford a home, and they need to be able to afford a home. So we can't build affordably. The single family market is not affordable, and inflation surpassing wage growth, so you have this massive shift of people, in my opinion, moving from home ownership to the rental side. And there was a time where 1% shift Keith was 1 million people,   Keith Weinhold  29:27   1 million new renters, with every 1% drop in the home ownership rate   Ken McElroy  29:32   was 1 million people. So imagine that it doesn't sound like much when you go 65.7 to 65.1 right? That's a lot of people. When you got about 142 million people in the US, or a billion, right? 340   Keith Weinhold  29:46   350 million in 300 Yeah, about 145 million houses,   Ken McElroy  29:51   45 million, yeah, something like that. So you start to take a look at these numbers. They're massive. So these little 1% movement. It is a lot of people. I think we're going to continue to see it. People need to put their stake in the ground here and get on the landlord side of this, because we're going to see a massive shift of people because they can't afford they're going to be permanent renters, renters for life. And it's not good. I'm not advocating, but it just is what it is, with wage destruction, with inflation, with the affordability, the way it is, people are going to be forced into the rental side of the equation, whereas before, we were always kind of working on the fluctuations of the interest rates and the policies of the President, let's say, or whatever it was, to try to get people to be homeowners, or whatever it might be. Now, we might be in some kind of a permanent state unless something really changes, because we're four or 5 million houses short in the US as a result of the last 20 years. As you know,   Keith Weinhold  30:54   I recently saw a media article that was titled The hidden cost of home ownership, and they were talking about hidden costs as things like maintenance, property taxes, property insurance, utilities. I don't know how in the heck those costs are hidden. Any prospective homeowner needs to be aware of those costs, and inflation impacts those costs, where inflation cannot impact your fixed rate, principal and interest payment. There we have it a brazen prediction from Ken that the home ownership rate will drop below 60% in this cycle and the hordes of renters that that's going to release, we're talking about the direction of rents and occupancy in both Phoenix and the nation at large. We're going to come back after the break and talk about the direction of real estate prices. You're listening to get rich education. Our guest is Ken McElroy. I'm your host. Keith Weinhold.   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. 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So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866. To learn about freedom. Family investments, liquidity fund again. Text family to 66866   Naresh Vissa  33:25   this is GRE real estate investment coach. Naresh Vissa listen to get rich education with Keith Weinhold, and don't quit your Daydream.    Keith Weinhold  33:32   Welcome back to get worse education. We're talking with seasoned investor Ken McElroy, and he's also been one of the most recurrent guests here on the show. He's just consistently got some of the very best perspectives in the entire nation on the real estate market. And Ken the Fred data, which pulls their numbers from Kay Shiller, it shows that the value of a mid tier single family home in Phoenix, Metro wide, has basically been flat for the last year and a half. I know your wife, Daniil, deals with single family rentals there in Phoenix. Can you corroborate Is that what you're seeing as far as values go there on the ground, or is it different in the sub markets    Ken McElroy  34:20   it's definitely different in the sub markets, but I would definitely concur that it is flat, Keith, it's a very interesting time. People are used to selling things fast. Oh, I'm going to sell this and it trades, and then they're moving it right to something else. They're not used to the markets that you and I grew up in, right which is, you remember the old days where we would list something and it might be on the market for three or four or five months. These people, these kids, these let's last 10 years, they have never seen anything like that. So for me, I think we're just moving back to what I would consider to be normal. I don't see a problem with flat at all. In fact, I think homes are unaffordable and. And flat isn't necessarily bad. That means that both sides are kind of doing deals. That means the seller doesn't hold the cards, and it means the buyer doesn't hold the cards, and so right now is a great time to buy because if a seller is sitting on something for even a couple months, they're not used to it. There's deals to be had right now. And it's, I think, if you have the dry powder and you have the ability to move, is a great time to buy.   Keith Weinhold  35:26   You had mentioned, when we were talking outside this show, that your wife, Danielle has made some interesting moves in her single Yeah, yeah, tell us about that.   Ken McElroy  35:36   It's a fantastic move. I mean, one of the greatest, obviously, I'm doing these big apartment deals, she can't relate, and she's doing these small houses, which she loves. She doesn't like debt. She likes to pay them off, and she manages them all herself. And so she bought this condo years ago, and it's worth about 300 grand, and she paid like 164 years ago, and the rents have dropped. You know, per our last conversation, they were used to be around 1900 now they're around 1700 but the same time, rents have dropped. And why would rents drop? Because there's more competition. There's new apartment buildings being built around the area. The tenants have more choices. Again. There's, you know, rents came down a little bit. So she lost couple 100 bucks a month there, and the HOA hit her with costs. Our insurance went up, our landscaping went up, so all of a sudden their HOA fees started going up. So the rents came down, and the HOA costs went up, squeezes on, yeah, so all sudden she's got this squeeze and so she's looking at it. And I said, you really ought to take a look at your what we call imputed equity. In other words, she has no debt on this thing, so she literally has another way to say it is she has 300,000 sitting in a condo, an asset. What does it matter? What it is and she gets maybe, what does she make it 500 a month, maybe $6,000 okay? Net Cash Flow a year, right? Nothing. So you take your 6000 you divide it by your 300 and it's not a very good return. Yeah, eight. Okay, so she's looking at what we call imputed equity. What's your return on the equity you have? Okay, so she said, I'm going to start looking at these homes that have, like you said, the garages and the yards, because again, we know that should be able to get closer to $3,000 a month on those so she started scouring, and she found one, and it was about 450 grand. So she had to come up with another 150 grand. And so what she did was she sold the unit, the condo she had that had rising HOA and lowering rents for 300 she did a 1031 exchange into the $450,000 house, and then she had to come up with another 150 but her rent now is three grand, and she was able to increase her cash flow By almost $1,000 for a month. So that extra 150 generated about $12,000 of net cash flow gain. And so again, she just purely looked at the math on one and did a 1031 moved it into another one. And now she's super happy it's in a home. And as you know, in a lot of these homes, not always, but you tend to have people that don't move as much. So this the guy that moved in has his son. He has him in a local school. He's young. He's probably going to be there for years, so she's probably not going to have the turnover that she would in a condo project. That's really more like an apartment building. That's what she just did. And so don't forget, when prices are high, you're exiting high and buying high. When prices are in flux, a little bit like they are flat, you're going to be able to find deals. So it's a really good time to take a look at imputed equity and what's your real, true return, and is there a better asset class for you to be able to move that money into? Because this is truly about managing money and maximizing your return on your own dollars. And that's a move that she just made, and she's going to be on the cruise. She'll see you, and I'm encouraging her to actually do a talk on it, because there's a lot more detail to how she pulled it off. But it only took her, like, four or five months to do it, and it worked perfectly.   Keith Weinhold  39:22   Yeah. Well, congratulations there. I'm a fan of debt around here, as you know, on the summit, Daniel and I'll have to have a chat, and I'll talk about why financially free beats debt free and all of that. But I would love to hear her reply. She probably has some really good, sound reasoning for that can nationally apartment values have followed perhaps an astounding 30% because the way I see it is that three or four years ago, there were tons of new apartment starts with those freakishly low mortgage rates like you touched on. Start to completion of an apartment building can be as long as two years. So those starts have now become completion. Dollars, and they need to be leased up. So that's the glut, and that's why apartment vacancies are common in a lot of American markets today, with higher mortgage rates now, we have fewer starts and with less new future apartment supply coming onto the market, which would have been completed in 2025 to 2027 I mean, that's something that could portend well for the future, but the current apartment glut still needs to get absorbed by tenants. So talk to us about that.   Ken McElroy  40:29   That's a great, great tee up for me. Okay, so I'm going to do seven transactions this year. Now, that's all 200 plus units. So I bought 360 unit building and brand new in Las Vegas. We just closed on a 282 unit in north Scottsdale. We bought 152 unit in Phoenix. And on and on and on and on and on. We're really, really, really busy right now, because, to your point, why would we be doing that now? Here's why apartments are valued based on how they're operating period. So high vacancy, high concession, flat rents, high expenses. That's all bad if you own it, it's really good if you buy it. So you want to buy at today's numbers, and that's what we're doing. We're buying at today's numbers, and we think that there's a little window that we've got through 26 to be able to acquire a bunch of apartments at these low values. To your point, they've definitely dropped. There's another case as to why, because the next piece is when the mortgage rate's high, cash flow is less. So when your mortgage payment is higher, all things being equal, your cash flow is less. So when rates went up, then people could pay less, and that drove values down. So if we could lock in today with all this disruption, so that's what we've been focused on. And it's been a very exciting year for our company. And in addition to that, to your point, but you and I have never spoken about, we just broke ground on another deal, and we're just leasing up on a deal down in Tucson that we're we're a 300 unit building that we're just finishing, and we just broke ground on a 312 unit, and we got a couple more slated because we're trying to break ground today. And why would we would break ground today because there's not a lot of subcontractors bidding on the stuff. So we're getting better pricing. The interest rates are high. This is true. That's not necessarily a positive, but we're breaking ground in anticipation of opening in two years, when all this stuff gets absorbed, we're going to be opening and so, you know, if we could time it today with 25 we break ground, we're going to open in 27 this stuff will be absorbed by then the blood will be in the streets in 25 and 26 and maybe early 27 and then it's going to shift again, Keith, and you know, people are slow to react. And so we think we're going to hit this little window at optimal time to be able to open up brand new product in two years.   Keith Weinhold  43:05   That's great. Ken we've been having these conversations for over a decade now, I know, and the way that I see it is that MC companies, your company, was built exactly for times like this. Is that to say that you think apartment values have reached their bottom,   Speaker 2  43:22   so I actually don't think they have yet. That's a funny comment, and here's why, because we also went through this extend and pretend time with lenders, right? So the lenders, whoever bought something, was trying to hold on to it forever. But now, with this new administration and the battle with the, you know, Powell still in office for another year. Who knows really, what's going to happen with rates? Maybe a quarter here, quarter there, whatever. But the reality is, there's no relief in sight. It doesn't appear. Because now we have this high vacancy, we have high expenses, and I don't think there's going to be a lot of interest rate relief. And so I think the lenders are going, you know what? We're gonna start listing these. So we're starting to see just in the last few months, brokers call. I got a call the other day from a broker out of San Antonio. He said a lender called me. They gave me nine deals. He said the keys, they gave me the keys on nine deals now and then I got another one in Dallas. It was 35% occupied, and the loan was 25 million, and the guy said they would take 14, so that's an $11 million haircut to the lender. So you're starting to see these. These are coming into my emails, right? Because they flooded. We are kind of deal. Yeah, it's so good. Now I've passed on everything so far because I think the knife is still falling a little bit, and so I think we're in the first few innings of seeing these kinds of deals, and there needs to be a lot of them, right? Like they need to be everywhere. And then when they're everywhere, everything's listed, and people are looking at them, and there's all this interest, then I think we're going to be at the bottom, but we're darn close. I mean, we're darn close, I would say. Right? We're probably by end of the year close. That's why, if a prudent investor, is getting their dry powder together, now they're meeting with their broker relationships, now they're meeting with their lender relationships, now they're putting together their LPs, and they're starting to go out and look at deals. Now, even if it's no no, no, no, no, no, no. This is the time for you to build relationships and be ready to strike when you start to see stuff this year, toward the end of the year, will will be the bottom and then I also think next year is going to be rocky for a lot of things. Then you're going to see a lot of lender write offs.    Keith Weinhold  45:37   This is really good guidance for what you the listener, can accidentally do if you are a prospective apartment building buyer. Great insight there. Ken. Ken, yes, you and I are about to be together on the real estate guys Investor Summit to see but there's another great event that begins at the end of next month that you put together.    Ken McElroy  45:59   Tell us about that. This is great. I have now we have about 4000 investors. So these are all high net worth people that invest with us. And you know, this is our 24th year in business. So when I meet with all of them, we used to do these investor summits, they would say, What about gold? What about silver? What about oil? What about water? What about timber? What about self storage? What about Office? What about retail? So I'm like, I'm going to create a conference where I can have everything in one spot, and we can invite high net worth, accredited people be able to come there and listen to the best of the best. So no professional speakers, just people that are really doing deals. You know, like we have guys that are building wellness spas and hospitality. Obviously, we have some single family. We got multi family. Got a retail guy, industrial guy, commercial guy, office guy. We got a gold panel. And then we got these economists, and you probably know some of the names. So we got George gammon coming. We got Jeff Snyder, who's unbelievable Euro dollar University. He's coming. We got Brent Johnson, who created what's called the milkshake theory. And just Google it, you'll see it's all about the central banks. We got Jim Rickards, who wrote currency wars and a new case for gold. And we got Lawrence Lepard, who just wrote this book called The Big print. All coming as speakers unpaid, and they're just going to try to deliver the best value they can to the people. Because I tell you what, Keith, I don't know about you, but it's confusing. I'm reading about tariffs, I'm reading about inflation. I'm reading about unemployment. I don't know where interest rates are going. I'm feeling it at the street level, at the main street level, with my apartment buildings, they're harder to manage. The expenses are going up. I try to create this environment to where people can show up and hear real real things, and they can make real decisions and course correct, right, and also take advantage of of some other things. We're also having a manufacturing panel, and I got a whole panel just on the Trump tax bill, because the opportunity zones, the bonus depreciation, all the stuff, these are things that you can do to be able to take action. So this is limitless expo.com. Since we're on your show, they can do KEN10. KEN10, which is a discount, the prices do go up. Obviously they're the highest. They are in July, because that's when the event is but in June, they're still lower. So I would suggest that people go this year, especially with this new administration, and everybody's like, what is going on? Hopefully we can it's starting to clear up some of the confusion that we all have right now and try to figure things out.   Keith Weinhold  48:36   It seems like all we do know is that we don't know limitless ought to help clear some of that up. It is July 31 to August 2. Tell us where it's taking place.   Ken McElroy  48:47   Yeah, it's at the gaylord in Texas, in Dallas, Texas. It's called the Gaylord Texan. It's limitless expo.com. Now we did it last year. There'll be 2000 people. We have 50 speakers. We have five stages, 50 speakers. It's a really high end event. What I mean by that is these are real people doing real deals with real businesses, real investors. It's been fantastic. I haven't had to pay speakers because of the quality of the attendee. That says a lot. It's really been interesting and great. And by the way, I don't really think having big speakers to sell tickets is the way to go. I'd rather have a real quality event, and it's really interesting once you set your mind on something. Because my investors and other investors show up because they do more than invest in just what we do. Like real estate. Everybody wants a little piece of real estate, but they also want to know about Bitcoin. They also want to know about gold, you know. And these are things that I'm not that proficient in, you know. I want to hear from experts in those fields. So it's really been a great, great event.   Keith Weinhold  49:48   You kind of crowdsource the need. You listen to what your audience was asking about, and then you delivered it for them. Limitless expo.com, use the discount code KEN10 to get. Get a discount. Ken McElroy, it's been great chatting about the direction of rents and prices in the both single family space and apartment space. It's been great having you back on the show.   Ken McElroy  50:09   Yeah, for sure. Keith, always great. Man. Good seeing you.   Keith Weinhold  50:18   Yeah. Ken, decidedly bullish on buying real estate, even calling it a great time to buy. He basically believes that because buyers have more power than they did three and four years ago, and they have more options, an emphatic prediction that the home ownership rate will fall below 60% there is profundity here. I mean, the census figures on this go back to the 1960s and the lowest it's fallen in all that time was 63% by the way, homeownership peaked in 2004 at 69% apartment values have crashed about 30% and It's probably going to get worse. So the worst isn't over, but likely will be by about the end of this year. So in Ken's opinion, most of the worst is over. I'm reading in between the lines there on that one. Hey, I hope you've been enjoying this show lately. Next week, we're going to change things up somewhat here. Recently, we've had rather prominent guests on the show, like the father of Reaganomics, David Stockman, then Russell gray last week, this week, the owner of 10,000 running units, Ken McElroy. And you know their perspectives and experience and influence, they are terrific. And I trust that you've learned from them. Next week, we'll have two GRE listeners here on the show, regular listeners, perhaps people more like you, because you can probably relate well to their stories. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  51:59   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  52:22   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point, because even the word abbreviation is too long. My letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text GRE TO 66866   The preceding program was brought to you by your home for wealth building, get richeducation.com    

Welcome back to America's #1 Daily Podcast,  featuring America's #1 Real Estate Coaches and Top EXP Realty Sponsors in the World, Tim and Julie Harris. Ready to become an EXP Realty Agent and join Tim and Julie Harris?  Visit: https://whylibertas.com/harris or text Tim directly at 512-758-0206. ******************* 2025's Real Estate Rollercoaster: Dodge the Career-Killers with THIS Mastermind!

A local law firm recently sued Google to have a nasty one-star review removed from their profile, according to BusinessDen. It sounds like a pretty terrible situation, but it reminded us just how powerful the humble user review can be! So today we're going inside the minds of the people leaving negative reviews for local faves with another round of our famous one-star review game. Quizmaster slash producer Paul Karolyi puts returning champion slash host Bree Davies to the test against a new challenger — comedian Kate McLachlan of Dyketopia — to see once and for all: Who knows Denver's haters best? If you are craving more of our one-star review game, check out the first time we played and the haunted edition we did for Halloween. Kate talked about the short story “A&P” by John Updike.  Have you ever left a local business a one-star review? What happened? Did the owner clap back? We want to hear about it! Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: 720-500-5418 For even more news from around the city, subscribe to our morning newsletter Hey Denver at denver.citycast.fm. Follow us on Instagram: @citycastdenver Chat with other listeners on reddit: r/CityCastDenver Support City Cast Denver by becoming a member: membership.citycast.fm Learn more about the sponsors of this June 23rd episode: RAQC City & County Denver Tech Looking to advertise on City Cast Denver? Check out our options for podcast and newsletter ads at citycast.fm/advertise Learn more about your ad choices. Visit megaphone.fm/adchoices

Have a question you want me to answer on the podcast? Ask Here!In this episode of the UncommonTEEN Podcast, Coach Jamie Kirschner addresses the complex issue of lying, particularly in the context of protecting others' feelings. Through relatable examples and biblical references, she explores the cultural acceptance of 'white lies' and emphasizes the importance of honesty in relationships. The conversation transitions into the spiritual implications of lying, highlighting how it can damage trust and relationships. Finally, Coach Jamie offers practical advice on how to cultivate a habit of truthfulness, encouraging listeners to transform their hearts and minds through scripture and integrity.00:00 Is it Okay to Lie to Protect Other's Feelings?01:32 Statistics on Lying02:20 What Does God Think About Lying?04:10 What Do We Say If We Want to Tell the Truth and Not Be Mean?07:20 I Used To Have Challenges with Lying10:31 Overcoming the Habit of Lying11:28 Verses on Honesty, Integrity, and Truth14:47 Resources and Encouragement Ladies! Don't forget to grab your conference tickets before June 15, 2025! Ticket prices will be going up after June 15 from $10 a ticket to $20 a ticket! And for those of you in the US and have bought your ticket before June 15, I have a special gift I want to send you in the mail AND I am going to put your name in a drawing (1 name per ticket) to win one of our super cute conference tees!UncommonTEEN.com/conferenceCONNECT WITH COACH JAMIE LIFE COACHING for Christian Teen Girls SUBSCRIBE ON YOUTUBE! PODCAST RESOURCES ABOUT MERCH The UncommonTEEN App is available on the Apple Store! It looks like Google is going to take a bit longer.

Ethan Burris is a senior associate dean in the business school at the University of Texas at Austin, where he is also a professor of management.   Ethan has helped improve operations and employee engagement for several top companies, including Fortune 500 companies in technology, financial services, casual dining, grocery, and retail sectors, along with hospitals, defense contractors, commercial real estate companies, and governmental agencies. He has also acted as a visiting scholar for Microsoft and Google.   Ethan earned a PhD and MS from Cornell University where he worked as a lecturer before joining Texas.   In this episode we discuss the following: In order for leaders to consistently make the best decisions, they need access to the best information. But all too often, employees who have that information don't speak up. To get employees to speak up, maybe the most important thing managers can do is proactively reach out and solicit voice. No good manager has ever said they have a closed-door policy. But if we don't have systems in place that encourage employee voice, our door will feel much more closed to employees than we perceive.  Simple techniques can help employees speak up. For example, managers can use the two-question, two-word response check in at the beginning of meetings: How are you feeling? What's going on? This gives people a chance to speak, while also creating an expectation that everyone has something to say. Eye contact can also be important. When we give deference to people it signals we trust them and helps them feel like speaking up. It's also important for leaders to be consistent, otherwise it feels risky to speak up. Proactively seeking voice comes at a cost. Many of the Type A+ people Ethan consults with feel like some of these things are too touchy feel. Some of the activities also take time that could be spent on other things. By proactively seeking out voice, we signal that we value it and increase the odds that we get access to the best information from our employees.   Connect on Social Media: X: https://twitter.com/nate_meikle LinkedIn: https://www.linkedin.com/in/natemeikle/ Instagram: https://www.instagram.com/nate_meikle/ Youtube: https://www.youtube.com/@nate.meikle

Starting an online business is super exciting—you're finally working with customers, launching offers, and maybe even making some money. But what if you've unknowingly skipped a legal step that could derail everything?In this episode, I'm breaking down the 7 most common (and totally preventable!) legal mistakes I see new entrepreneurs make—plus, how to avoid each one so your business is built on a solid legal foundation.This episode is packed with real-talk examples, actionable tips, and a whole lot of myth-busting. If you've ever wondered when to get legal protection, whether you really need business insurance, or if those “free policies” from your course platform are enough—this one's for you.In this episode, you'll hear…Why waiting to “get legal” until you're more successful could cost you big timeThe #1 mindset shift you need to build a future-proof businessWhat to do instead of obsessing over trademarks before you even have a businessWhy DIY-ing contracts through Google or ChatGPT is a legal disaster waiting to happenThe hidden danger behind free templates from course and membership platformsWhat most people misunderstand about business insurance (and when you actually need it)Why having legal protection early helps you raise your prices, show up more, and actually growClick here to find the full show notes and transcript for this episode.RESOURCES:Grab the Ultimate Bundle® on sale for $400 off plus a bunch of exclusive bonuses!Click here to watch the free workshop so you can get legally protected right now!CONNECT:Sam on InstagramSam on FacebookOn Your Terms® on InstagramSam on YouTubeDISCLAIMER

BYU football hosted its third annual Golf Media Day at Cedar Hills Golf Course. KSL Sports BYU Insider Mitch Harper participated in the event with Cougar Sports Saturday co-host Matt Baiamonte, CSS producer Nate Slack, and Mitch's brother-in-law Parker Brown. He discussed the round at the course. Then Mitch also shared commentary from coaches and players that he gathered at Cedar Hills. Subscribe to the Cougar Tracks Podcast! Apple: https://podcasts.apple.com/us/podcast/cougar-tracks/id1146971609 YouTube Podcast: https://kslsports.com/category/podcast_results/?sid=2035&n=Cougar%20Tracks Download the KSL Sports app Google: https://play.google.com/store/apps/details?id=com.bonneville.kslsports&hl=en_US iOS: https://apps.apple.com/us/app/ksl-sports/id143593

Google reportedly cuts Google TV's budget by 10%, the music industry moves toward tracking and monetizing AI-generated songs, Amazon launches 27 new Project Kuiper internet satellites. MP3 Please SUBSCRIBE HERE for free or get DTNS Live ad-free. A special thanks to all our supporters–without you, none of this would be possible. If you enjoy whatContinue reading "Tesla’s Austin Robotaxi Service Starts Limited Launch – DTH"

Salman Ali (@SalmanAliNBA) and Forrest Walker (@DUNOTS) react to the Houston Rockets' stunning acquisition of 15-time All-Star Kevin Durant. Topics include:-Initial reactions to the trade-Grading the deal for both teams-Short and long-term ramifications for the team-How does Kevin Durant fit in Houston?-Will KD and Fred VanVleet get extended soon?-What other moves can Houston make?-Who starts for the Rockets next season? Amen Thompson or Tari Eason?-How good is Houston next year? Can they win the title?+ moreLook for RNH on Apple, YouTube, Google, Spotify, and more. Subscribe to the RNH newsletter:www.RedNationHoops.com This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.rednationhoops.com

เปิดพอดแคสต์เอพิโสดนี้ใน YouTube เพื่อประสบการณ์การรับชมที่ดีที่สุด Executive Espresso พาคุณสำรวจคลื่น AI ที่กำลังเขย่าโลกแบบไม่เคยเกิดขึ้นมาก่อน ตั้งแต่การปฏิวัติอารยธรรมมนุษย์ จนถึงโอกาสใหม่ของประเทศไทยในเศรษฐกิจยุคสมองกล เมื่อยุคที่ทุกคนมี "ผู้ช่วยอัจฉริยะ" กำลังจะมาถึง คำถามสำคัญคือ คุณจะใช้ AI เป็นเพียงเครื่องมือ หรือใช้เป็นสมองที่สองเพื่อก้าวข้ามขีดจำกัดเดิมของตัวเอง? พร้อมเจาะลึกความเคลื่อนไหวของยักษ์ใหญ่อย่าง OpenAI, Google, Microsoft และ Meta บริษัทเหล่านี้กำลังมุ่งหน้าไปทางไหน และเป้าหมายสูงสุดของพวกเขาแข่งขันเรื่องอะไร ติดตามชมได้ในเอพิโสดนี้

SEO faces disruption from generative AI and LLMs as search alternatives. Tyler Einberger, Co-founder and Head of Growth at Momentic, shares clickstream data revealing ChatGPT users are 2.3 times more likely to click through to external websites than Google users. The report examines changing user behavior across platforms, highlights the measurement challenges of app-based traffic, and demonstrates how Google's defensive product strategy aims to maintain its dominant market position against rapidly growing AI competitors.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

video: https://youtu.be/txJomfjAUqI In this episode of Destination Linux, we unpack Denmark's push for digital sovereignty as it swaps Microsoft Office 365 for LibreOffice, question Google's commitment to openness after Pixel-specific code goes missing from the latest Android 16 AOSP drop, and celebrate KDE Plasma 6.4's slew of polish-packed upgrades. Tune in for the big picture on open-source wins, setbacks, and standout releases ... all in one quick-hitting show. Forum Discussion Thread (https://destinationlinux.net/forum) Download as MP3 (https://aphid.fireside.fm/d/1437767933/32f28071-0b08-4ea1-afcc-37af75bd83d6/37a9468e-5809-44e1-8510-e496533c93ce.mp3) Support the show by becoming a patron at tuxdigital.com/membership (https://tuxdigital.com/membership) or get some swag at tuxdigital.com/store (https://tuxdigital.com/store) Hosted by: Ryan (DasGeek) = dasgeek.net (https://dasgeek.net) Jill Bryant = jilllinuxgirl.com (https://jilllinuxgirl.com) Michael Tunnell = michaeltunnell.com (https://michaeltunnell.com) Chapters: 00:00:00 Intro 00:01:26 Community Feedback 00:04:37 Ryan Picks Arch (Again) 00:05:54 Ryan Is Okay, I Guess 00:06:25 Ricing Your System 00:10:00 Sandfly Security 00:13:57 Denmark Switches to LibreOffice 00:19:18 All Six Feet in the Water 00:20:19 Ryan Hates Centipedes 00:21:23 The DL Crew Loves Bees 00:22:41 Google Makes It's Android Open Source Less Accessible 00:32:28 Ryan Tries to Skip Michael's Topic 00:33:08 Ryan Makes Old Man References 00:34:14 KDE Plasma 6.4 Arrives 00:35:46 KDE Plasma 6.4: Flexible Tiling 00:38:34 KDE Fanboy Praises Plasma 00:39:05 KDE Plasma 6.4: HDR Calibration 00:40:30 Framwork has the crew excited 00:45:41 Drop the Extra 'S' 00:46:32 KDE Plasma 6.4: Spectacle Overhaul 00:47:49 KDE Plasma 6.4: System Monitoring 00:48:40 KDE Plasma 6.4: KRunner 00:50:29 KDE Plasma 6.4 Wrap Up 00:52:25 Tip of the Week: Viewing Logs in Linux 00:56:22 Support the Show 01:01:11 Outro 01:01:31 Post Show Links: Community Feedback https://destinationlinux.net/comments (https://destinationlinux.net/comments) https://destinationlinux.net/forum (https://destinationlinux.net/forum) Ryan Is Okay, I Guess https://store.tuxdigital.com/products/ryan-is-okay-i-guess-tee (https://store.tuxdigital.com/products/ryan-is-okay-i-guess-tee) Sandfly Security https://destinationlinux.net/sandfly (https://destinationlinux.net/sandfly) Denmark Switches to LibreOffice https://www.omgubuntu.co.uk/2025/06/denmark-government-replaces-microsoft-with-linux-libreoffice (https://www.omgubuntu.co.uk/2025/06/denmark-government-replaces-microsoft-with-linux-libreoffice) https://www.neowin.net/news/denmark-ditching-windows-and-office-for-linux-as-it-may-not-want-to-rely-on-microsoft-trump/ (https://www.neowin.net/news/denmark-ditching-windows-and-office-for-linux-as-it-may-not-want-to-rely-on-microsoft-trump/) Google Makes It's Android Open Source Less Accessible https://9to5google.com/2025/06/12/android-open-source-project-pixel-change/ (https://9to5google.com/2025/06/12/android-open-source-project-pixel-change/) KDE Plasma 6.4 https://kde.org/announcements/plasma/6/6.4.0/ (https://kde.org/announcements/plasma/6/6.4.0/) Tip of the Week: Viewing Logs in Linux https://destinationlinux.net/424 (https://destinationlinux.net/424) Support the Show https://tuxdigital.com/membership (https://tuxdigital.com/membership) https://store.tuxdigital.com/ (https://store.tuxdigital.com/)

This show has been flagged as Clean by the host. Out of nowhere, my Firefox browser on my Mac mini started automatically adding every page I visited to my bookmarks. At first, I thought it was a bug after recent update —maybe a misconfigured setting or similar. But when I searched for a fix, Google suggested something alarming: Scan for malware. And guess what? The source of my trouble turned out to be an 4 SVG files hiding malicious code. That's right—those innocent-looking vector graphics files we use every day for logos, icons, and web design? They can secretly carry malware. In my case those were the files, a logos of reputable delivery companies like deliveroo and JustEat which I have downloaded while I was updating a website for my client. Today, we're breaking down how SVG files are being weaponized, why they're so effective, and how to protect yourself. example of svg file Provide feedback on this episode.

In this episode, William Green chats with investing legend Bill Nygren, who oversees about $25 billion at Harris Associates. Bill is the firm's Chief Investment Officer for US Equities & co-manages two flagship mutual funds: Oakmark Select & Oakmark Fund. Here, he discusses the processes, principles, habits & mindset that have enabled him to beat the market over three decades. IN THIS EPISODE YOU'LL LEARN: 00:00 - Intro 05:32 - How Bill Nygren became a contrarian bargain hunter. 18:05 - Why sports gambling companies often refuse to take his bets. 47:56 - What three qualities he seeks in any company. 01:00:05 - How he scored big on Amazon, Google, Apple & Netflix. 01:11:11 - Why he never relaxes his disciplined focus on valuation. 01:16:04 - What he learned from hedge fund star Michael Steinhardt. 01:24:47 - How Bill's team performs “Devil's Advocate Reviews” for each stock. 01:33:55 - Why he developed his “Mistake Management Protocol.” 01:46:51 - How to succeed without ruining your health or your family. 01:46:51 - Why he discourages people from entering the investing business. 01:50:46 - What you must sacrifice to achieve greatness. 01:59:08 - How to succeed by aligning yourself with top-decile people. 02:07:13 - Why value investing isn't dead. Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Join Clay and a select group of passionate value investors for a retreat in Big Sky, Montana. Learn more ⁠⁠here⁠⁠. Join the exclusive ⁠⁠TIP Mastermind Community⁠⁠ to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Bill Nygren's investment firm, Harris Associates. Bill Nygren's funds, Oakmark Select & Oakmark Fund. William Green's book, “The Great Minds of Investing.” William Green's podcast interview with Christopher Begg. William Green's podcast interview with Ray Dalio. William Green's book, “Richer, Wiser, Happier” – read the reviews of this book. Follow William Green on ⁠⁠X⁠⁠. Check out all the books mentioned and discussed in our podcast episodes ⁠⁠here⁠⁠. Enjoy ad-free episodes when you subscribe to our ⁠⁠Premium Feed⁠⁠. NEW TO THE SHOW? Get smarter about valuing businesses in just a few minutes each week through our newsletter, ⁠⁠The Intrinsic Value Newsletter⁠⁠. Check out our ⁠⁠We Study Billionaires Starter Packs⁠⁠. Follow our official social media accounts: ⁠⁠X (Twitter)⁠⁠ | ⁠⁠LinkedIn⁠⁠ | ⁠⁠Instagram⁠⁠ | ⁠⁠Facebook⁠⁠ | ⁠⁠TikTok⁠⁠. Browse through all our episodes (complete with transcripts) ⁠⁠here⁠⁠. Try our tool for picking stock winners and managing our portfolios: ⁠⁠TIP Finance Tool⁠⁠. Enjoy exclusive perks from our ⁠⁠favorite Apps and Services⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠best business podcasts⁠⁠. SPONSORS Support our free podcast by supporting our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠:⁠⁠⁠⁠⁠ ⁠SimpleMining⁠ ⁠Hardblock⁠ ⁠AnchorWatch⁠ ⁠Unchained⁠ ⁠Human Rights Foundation⁠ ⁠Vanta⁠ ⁠Indeed⁠ ⁠Fundrise⁠ ⁠Onramp⁠ ⁠Netsuite⁠ ⁠reMarkable⁠ ⁠Shopify HELP US OUT! Help us reach new listeners by leaving us a ⁠⁠rating and review⁠⁠ on ⁠⁠Spotify⁠⁠! It takes less than 30 seconds, and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it! Support our show by becoming a premium member! ⁠https://theinvestorspodcastnetwork.supportingcast.fm⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

Send us a textWhat happens when commercial real estate owners ignore the fine print in their loan documents, and how can one mistake cost them everything?In this episode, Yonah welcomes Shlomo Chopp, a seasoned expert in structured finance, real estate, and distressed asset workouts. Shlomo shares his unconventional path into commercial real estate, the importance of understanding debt structures, and the major pitfalls borrowers face in today's high-interest environment. From his early days in flooring and software sales to managing complex loan workouts, Shlomo breaks down how structured finance operates, why many borrowers are in distress, and how his patented solutions might help reshape the future of shopping centers.[00:01 - 07:00] From Flooring Sales to FinanceHow career pivots shaped Shlomo's real estate journeyWhy necessity led him to structured financeThe importance of deep document knowledge in distressed assets[07:01 - 14:00] What Structured Finance Actually MeansWhat sets structured finance apart from traditional loansHow lenders reduce risk by syndicating dealsWhy structured deals exploded pre-2008 and again recently[14:01 - 21:00] Current Market Distress & Why It's HappeningWhich asset classes are struggling most—and whyHow overleveraging and poor planning created problemsWhy technicalities in loan documents can trigger major consequences[21:01 - 28:30] Innovation, Patents & Retail ReinventionWhy Shlomo filed patents to rethink shopping centersHow micro-fulfillment might bridge e-commerce and retailThe significance of patience in innovation and timing[28:31 - 34:33] Philosophy, Negotiation & Defining SuccessHow he measures success beyond just profitsWhy mentorship and strategic relationships matterThe value of reading widely to stay sharpConnect with Shlomo:Website: www.caseinv.comLinkedIn: linkedin.com/in/choppTwitter: x.com/ShlomoChoppLEAVE A 5-STAR REVIEW by clicking this link.WHERE CAN I LEARN MORE?Be sure to follow me on the below platforms:Subscribe to the podcast on Apple, Spotify, Google, or Stitcher.LinkedInYoutubeExclusive Facebook Groupwww.yonahweiss.comNone of this could be possible without the awesome team at Buzzsprout. They make it easy to get your show listed on every major podcast platform.Tweetable Quotes:“There's no such thing as passive income—only passive losses.” - Shlomo Chopp“Structured finance isn't just about money. It's about aligning risks and rewards so everyone involved sees the path to getting paid.” - Shlomo ChoppSupport the show

I'm Chris, this is the Downtime Podcast and you're tuned into our Val di Sole post-race show with Neko Mulally and Olly Morris. If you're listening, that means that like me, you probably LOVE the sport and want to know as much as possible about what's going on. That's exactly what we are here to do. Throughout the season, we'll be bringing you analysis and insights that you won't hear elsewhere. However, as you probably know, the mountain bike industry isn't in a great place right now and as a result, this series doesn't have any brand support. The World Cup coverage is the most expensive thing I produce, as it often includes travel and I like to pay the guys for the expertise that they bring to the table. I honestly considered not running the series this year, but I love doing it and from what all of us involved have heard trackside from the fans, you love it to.  So I've decided to fund it myself, for now. But if this show means something to you, and you want to keep it going, then please consider supporting us over on Patreon. You can sign up for as little as £3 a month at patreon.com/downtimepodcast. That's less than the price of a coffee, but it makes a real difference. The more of you who chip in, the more likely it is that we can keep doing this. I know times are tight. But if you value what we're creating here, if it helps you stay connected to the sport you love, then now's the time to chip in and help out. Val di Sole's Black Snake as ever proved to be a tough challenge for the riders, with some conquering this ever evolving hectic dust bowl of a track and some getting bitten hard. The 2025 season continues to deliver, and there's heaps to dive into, so sit back, hit play and listen to this Val di Sole post-race show with Neko Mulally and Olly Morris. Podcast Stuff Patreon I would love it if you were able to support the podcast via a regular Patreon donation. Donations start from as little as £3 per month. That's less than £1 per episode and less than the price of a take away coffee. Every little counts and these donations will really help me keep the podcast going and hopefully take it to the next level. To help out, head here. Merch If you want to support the podcast and represent, then my webstore is the place to head. All products are 100% organic, shipped without plastics, and made with a supply chain that's using renewable energy. We now also have local manufacture for most products in the US as well as the UK. So check it out now over at downtimepodcast.com/shop. Newsletter If you want a bit more Downtime in your life, then you can join my newsletter where I'll provide you with a bit of behind the scenes info on the podcast, interesting bits and pieces from around the mountain bike world, some mini-reviews of products that I've been using and like, partner offers and more. You can do that over at downtimepodcast.com/newsletter. Follow Us Give us a follow on Instagram @downtimepodcast or Facebook @downtimepodcast to keep up to date and chat in the comments. For everything video, including riding videos, bike checks and more, subscribe over at youtube.com/downtimemountainbikepodcast. Are you enjoying the podcast? If so, then don't forget to follow it. Episodes will get delivered to your device as soon as it's available and it's totally free. You'll find all the links you need at downtimepodcast.com/follow. You can find us on Apple Podcast, Spotify, Google and most of the podcast apps out there. Our back catalogue of amazing episodes is available at downtimepodcast.com/episodes Photo - Nathan Hughes

What can your Google searches reveal about your personality? In this episode of Remarkable People, Guy Kawasaki explores the fascinating world of psychological targeting with Sandra Matz, Professor at Columbia Business School. Matz shares eye-opening insights about how our digital footprints expose our deepest behaviors. She reveals how companies predict our personality through social media posts, explains the surprising link between language and emotional states, and discusses why data privacy isn't just about personal convenience—it's about protecting ourselves in an uncertain future. Whether you're concerned about data security or curious about what your online behavior reveals about you, this episode provides essential insights for navigating our increasingly digital world.Listen to Remarkable People here: **https://podcasts.apple.com/us/podcast/guy-kawasakis-remarkable-people/id1483081827**Visit the Rapid Response website here: https://www.rapidresponseshow.com/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week on The Treatment, Elvis Mitchell chats with Oscar-nominated screenwriter and director Tony Gilroy about the second season of the Disney+ epic Andor. Later, Elvis leads a conversation on the future impact of AI in the film industry with Range Media Partners' Peter Micelli, Google’s Neil Parris, and Sean Douglas. And on The Treat, Kerry Washington gives a shout out to the places that ground her.  

Google's Veo 3 launch changed AI video overnight. Suddenly, TikTok and Instagram are full of AI videos with synced sound, sharp effects, and wild new genres. You'll see viral ASMR clips, Bigfoot vlogs, historical figure parodies, Harry Potter spin-offs, and Star Wars stormtrooper diaries.Get Ad Free AI Daily Brief: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://patreon.com/AIDailyBrief⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Brought to you by:Gemini - Supercharge your creativity and productivity - ⁠⁠http://gemini.google/⁠KPMG – Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://kpmg.com/ai⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to learn more about how KPMG can help you drive value with our AI solutions.Blitzy.com - Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://blitzy.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to build enterprise software in days, not months AGNTCY - The AGNTCY is an open-source collective dedicated to building the Internet of Agents, enabling AI agents to communicate and collaborate seamlessly across frameworks. Join a community of engineers focused on high-quality multi-agent software and support the initiative at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠agntcy.org ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://agntcy.org/?utm_campaign=fy25q4_agntcy_amer_paid-media_agntcy-aidailybrief_podcast&utm_channel=podcast&utm_source=podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Vanta - Simplify compliance - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://vanta.com/nlw⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Plumb - The automation platform for AI experts and consultants ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://useplumb.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Agent Readiness Audit from Superintelligent - Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://besuper.ai/ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠to request your company's agent readiness score.The AI Daily Brief helps you understand the most important news and discussions in AI. Subscribe to the podcast version of The AI Daily Brief wherever you listen: https://pod.link/1680633614Subscribe to the newsletter: https://aidailybrief.beehiiv.com/Join our Discord: https://bit.ly/aibreakdownInterested in sponsoring the show? nlw@breakdown.network

Jun 20, 2025 – The S&P 500 is consolidating below resistance at 6100, setting up for a potential breakout toward 6600 by year-end, according to Craig Johnson. The “Mag 7” stocks are mixed, with Microsoft and Meta strong, but others like Google...

I have been thinking a lot about my Dad lately and what he taught me in business and life. This is because I just had a new grandson about a month ago and he was named for my dad! This week, I talk with Robert J. Finlay who is a Wall Street Journal bestselling author, seasoned entrepreneur, renowned speaker, and father of four. He is a successful entrepreneur and commercial real estate investor.  He has built and sold four companies. He brings strategic insights and inspires the next generation of leaders with his commitment to mentorship, education, and the integration of technology. Rob has a new book called "Hey Dad…Everything You Should've Learned About Life (But Didn't)".We talked about:Should You Really Start a Business?Is It Smarter to Learn on Someone Else's Dime First?Do You Have a Great Idea—or a Great Execution Plan?Who's Your Mentor?Getting your first job (and keeping it)!Budgeting like a pro—even if you hate spreadsheets.Finding your first place without getting ripped off.Navigating credit, cars, and career moves.Building independence with confidence (and maybe fewer 2 a.m. Google searches).Become a supporter of this podcast: https://www.spreaker.com/podcast/the-small-business-radio-show--3306444/support.

This Week Grace and Mamrie discuss Mamrie's trip to Italy, Labubus, dog grooming, plane etiquette, and ways to get back at your neighbors. Go to rocketmoney.com/tmgw to cancel your unwanted subscriptions and reach your financial goals faster with Rocket Money. Go to http://shadyrays.com and use code WEIRD to get 35% off polarized sunglasses. Go to http://audible.com/TMGW or text TMGW to 500-500 to try Audible now free for 30 days. Go to https://DrinkAG1.com/tmgw to get started with AG1's Next Gen and notice the benefits for yourself. Download EarnIn in the Google play or Apple app store and type in This Might Get Weird under Podcast when you sign up to support our show. Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 718: Sam Parr ( https://x.com/theSamParr ) and Shaan Puri ( https://x.com/ShaanVP ) talk about stuff that hit the group chat this week. — Show Notes: (0:00) Apple Just Unlocked a $1B App Idea (04:13) McKinsey got $55M for This? (10:28) Frank Slootman's Ice-Cold Advice (16:20) “Treat people well, and you'll win.” (24:41)  Man steals $122 million from Facebook and Google,  (28:17)  ChatGPT's $10B ARR retention curve (34:58) Elon v. Trump Meltdown (39:54) Ramp's Monopolist Pitch Deck (46:22) Rich Guy House Alert: Gary Tan Edition (48:55) Sam's First Ever Bookmark — Links: • Want Sam's top 7 books for entrepreneurs (& his reading strategy)? Get it here: https://clickhubspot.com/kmb • Apple AlarmKit announcement (WWDC) - https://developer.apple.com/wwdc23/  • Waymo Self-Driving Cars - https://waymo.com/  • Ramp (Eric Glyman's company) - https://ramp.com/• Brex - https://www.brex.com/  • Amp It Up - https://tinyurl.com/5ak4ckux  • Les Schwab: Pride in Performance - https://tinyurl.com/5ch39nrv • TBPN - https://www.youtube.com/@thebrospodcastnetwork  — Check Out Shaan's Stuff: • Shaan's weekly email - https://www.shaanpuri.com  • Visit https://www.somewhere.com/mfm to hire worldwide talent like Shaan and get $500 off for being an MFM listener. Hire developers, assistants, marketing pros, sales teams and more for 80% less than US equivalents. • Mercury - Need a bank for your company? Go check out Mercury (mercury.com). Shaan uses it for all of his companies! Mercury is a financial technology company, not an FDIC-insured bank. Banking services provided by Choice Financial Group, Column, N.A., and Evolve Bank & Trust, Members FDIC — Check Out Sam's Stuff: • Hampton - https://www.joinhampton.com/ • Ideation Bootcamp - https://www.ideationbootcamp.co/ • Copy That - https://copythat.com • Hampton Wealth Survey - https://joinhampton.com/wealth • Sam's List - http://samslist.co/ My First Million is a HubSpot Original Podcast // Brought to you by HubSpot Media // Production by Arie Desormeaux // Editing by Ezra Bakker Trupiano

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