Podcasts about fomo

Andrew Downs and Scott Siepker talk LeBron to Philly, tax money for state athletic programs, The Odyssey in IMAX, and Diego Pavia's release. Learn more about your ad choices. Visit megaphone.fm/adchoices

Listener Q&A where Andy talks about: Should Roth conversion analysis look at marginal or effective tax rates ( 4:21 )His thoughts on why qualified Roth account distributions might eventually be included in certain measures of Modified Adjusted Gross Income ("MAGI") ( 8:28 )What other MAGIs are potentially impacted and should be watched out for with doing Roth conversions ( 12:38 )The difference between "directionality" and "precision" in retirement planning ( 20:40 )Is it reasonably for an advisor to charge you extra for outsourcing some of their investment management to a separately managed or sub-managed account ( 25:38 )His thoughts of reinvesting a deferred compensation plan to all cash when the plan will soon begin paying out its deferred payments ( 29:34 )His thoughts on using multiple dividend and fixed income funds to create a "high income sleeve" for near-term distribution needs ( 35:25 )Whether it's accurate that you can indirectly file a tax return extension simply by making an online tax payment and select "extension" as the reason for the payment ( 39:05 )Can a minor with less than $400 of self-employment income not file a tax return yet still be eligible to contribute to a Roth IRA ( 44:56 )How he helps clients balance Fear of Missing Out ("FOMO") and Fear of Running Out ("FORU") ( 52:04 )How much of his planning work with clients is computational vs psychological ( 54:42 )His thoughts on the gamification of investing, and the prediction markets ( 58:11 )Why there are so many different funds like buffered ETFs and option trading ETFs, at higher expense ratios, when many can just invest in a few basic low-cost ETFs ( 1:00:36 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comAndy's LinkedIn profile: https://www.linkedin.com/in/andypanko/Links in this episode:Tenon Financial monthly newsletter/blog - Retirement Planning InsightsYouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

“When you listen to your mentor, things will work.” - Cathy Schwartz Collecting people, finding your hottest leads, building a foundation for your subscription box launch… It's all part of the Waitlist Plan I teach inside Launch Your Box. And by following that Waitlist Plan, Cathy Schwartz of Decorator Crafts sold out the launch of her Luxury Loops subscription box in only 24 hours.  Cathy's subscription box journey started when she learned to make wreaths and work with ribbon as a way to deal with a stressful corporate job. She fell in love with ribbon, particularly high-end, designer ribbon. She soon realized she wasn't alone in her love for luxury ribbon - there were a LOT of people who wanted to learn how to decorate with high-end ribbon. Soon, Cathy decided to take the passion and knowledge and launch a monthly subscription box. She also started a private Facebook Group where subscribers go to learn how to decorate with their ribbons and build community.  Cathy is a member of Launch Your Box and Scale Your Box. She is a dream student who soaks up the training and implements it in her business. This includes the Waitlist Plan.  The Waitlist Plan is all about consistently driving traffic to your subscription box waitlist. It's a list of people who have said “Yes, I'm interested in what you're selling.” They are your warmest leads. A waitlist is not only for your first launch. You need to consistently build your waitlist between launches as well. Just like Cathy does.  Due to the quantities Cathy's exclusive ribbons are available in, she adds new subscribers in groups of 48. When she recently launched to new subscribers, she of course started with her waitlist. Just like I teach inside Launch Your Box. But, unlike most subscription box owners, Cathy never had to move on to the next phase of her launch. She sold out her launch to her waitlist in only 24 hours!  Cathy had a waitlist of 300 people when it was time to launch. 300 very warm leads. She grew that waitlist - and continues to grow it consistently. Recently, Cathy posted a video of a Christmas Urn project. The response was beyond anything she could have imagined. She gained 6,000 Facebook followers in 72 hours and the video has more than 150,000 views on TikTok. Cathy realized she needed to capture all these people's emails to bring them into her world. She quickly put together an opt-in for the project and has been busy driving people to her waitlist.  Cathy serves her audience. She teaches them, she engages with them, and she builds excitement and FOMO with the help of her subscribers. She's doing all the right things, especially when it comes to following the Waitlist Plan.  I'm so proud of all Cathy has accomplished in her business. She now has over 500 subscribers and I know that number will continue to grow.  Join me for this episode and be inspired as Cathy tells us what can happen when you get consistent, follow the plan, and curate an exclusive experience for your subscribers.  Find and follow Cathy:  ⁠Decorator Crafts on Instagram⁠ ⁠Decorator Crafts on Facebook⁠ ⁠Luxury Loops Subscription Box ⁠  ⁠Decorator Crafts Website⁠ Join me in all the places:  ⁠Facebook⁠ ⁠Instagram⁠ ⁠Launch Your Box with Sarah Website⁠  Are you ready for ⁠Launch Your Box⁠? Our complete training program walks you step by step through how to start, launch, and grow your subscription box business. ⁠Join ⁠today!

You keep scrolling past someone else's summer and quietly deciding yours doesn't measure up. Mid-summer is when the comparison creeps in. You look at what everyone else is doing, where everyone else is going, and you start keeping score against a life that was never yours to live. This episode gives you a real way to get your feet back on the ground and actually enjoy the season you're in. In this episode: Understand why comparing yourself to anyone, even one person, will always leave you feeling not good enough Learn how to spot the pressure of your own past seasons, not just other people's lives Walk away with four practical steps to get present and build a summer that actually fits your life Finally see why your limitations this season might be a gift instead of a problem Resources mentioned: The previous episode on crafting a vision for your life Love, Brittany Ready to go deeper? Here's where to start: The Unstuck Workshop — $37 and self-paced. If you want to finally understand why you keep feeling stuck and walk away with a tool to actually change it, this is your first step.  Made Whole Academy — The full 10-week journey. Real tools, real community, and lasting change. Applications are open.  Free Quiz: What's Actually Keeping You Stuck? — Not sure where to start? Take the quiz and find out.  Find everything else at madewholepath.com and come say hi on Instagram at @madewholepath. If this episode helped you, share it with a friend who needs it. That's how women like us find each other.

In this episode, Spencer Sutton and Adam Hobson discuss why the most successful real estate investors often have the simplest strategies. They explain how patience, discipline, and sticking to proven fundamentals can help investors build long-term wealth while avoiding costly mistakes. You'll learn: Why having a clear buy box leads to better investment decisions How patience and consistency help investors build wealth over time Why avoiding FOMO and unnecessary risk is key to long-term success =================================== Connect with Matt and Spencer at Evernest: Evernest.co Hosts: Spencer Sutton and Adam Hobson Visit the Podcast Website: Evernest.co/podcasts Email the Show: podcast@evernest.co =================================== Production House: Flint Stone Media Copyright of Evernest 2026.

You probably haven't heard a Bible based take on people pleasing like this before. Get ready to be set free of fear of man by the simple and practical Bible based concepts I chat about today. It truly is possible with Jesus to replace a fear of man with a fear of Jesus instead. Learn in this episode how to let Perfect Love (God) cast out FOMO, fear of being behind in life, and fear of what others think of you. Connect with Nyla:⁠⁠⁠⁠Nyla's IG ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nyla's website⁠⁠⁠⁠⁠⁠⁠⁠Nyla's Christian business podcast On the Job with God⁠

NFBC Hall of Famer and fantasy baseball legend John Pausma joins Vlad Sedler to discuss his top-ranked Main Event squad, his fades, FOMO players, strategies and a preview of Week 18 FAAB. John Pausma's 1.01 Main Event team how he built it for the draft Dansby Swanson, Bryan Reynolds and his favorite targets 2 closers are enough Getting ahead of the implosions (Elder, Buehler) John Pausma strategy talk Better to spend $150+ on a hitter or pitcher? FAAB strategies this year vs. prior years Pausma's MUST HAVE players Pausma's BUSTS Pausma's  FOMO guys Nuggets FAAB Preview for the weekend Tyler Locklear Tommy White (aka Tommy Tanks) Gleyber Torres Tyler O'Neill and Coby Mayo Anthony Seigler Trevor Story Zach Thornton Tyler Mahle Janson Junk Mitch Bratt Jeffrey Springs Milwaukee Brewers talk Join us at www.ftnfantasy.com! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

REPLAY EPISODEWeekends can be one of the biggest challenges when you're quitting drinking. If Friday afternoon automatically signals it's time to drink, you're not alone. In this episode of the Sober Vibes Podcast, I share how to break free from the weekend drinking cycle, navigate alcohol cravings, and build alcohol-free weekends that leave you feeling energized instead of anxious on Monday morning.  In This Episode, You'll Learn  why weekends trigger drinking through habit, culture, and the reward mindset  what to expect during your first five sober weekends, including discomfort and FOMO  how to build weekend structure with a simple morning routine  ways to choose activities that support sober living and help you stay sober the benefits of alcohol-free weekends, including more confidence, more time, and peaceful Monday mornings The first few sober weekends might feel different, but they won't feel difficult forever. Every alcohol-free weekend builds confidence, strengthens your self-trust, and reminds you that you don't need alcohol to enjoy your life.Grab Your Free Gift:30 Day Calendar Day & Night RoutineReady for Support? Here Are 4 Ways to Work With Me:Stop Starting Over ProgramPerfect for the self-guided woman who wants a step-by-step roadmap to quit drinking, break the moderation cycle, and build a strong sober foundation at her own pace.Sobriety CircleFor the community girlie who thrives with accountability, connection, monthly coaching, and ongoing support from women who truly understand the journey. Use code "soberjuly" at checkout to save $10 off your first month.1:1 Sober CoachingFor the woman who wants personalized support, deeper transformation, and a customized plan to stop drinking, manage cravings, and build a sustainable alcohol-free life.The After (Emotional Sobriety Program) The next chapter after quitting drinking. Once you've built your sober foundation, it's time to do the deeper work—healing emotional patterns, rebuilding your identity, strengthening self-trust, regulating your nervous system, and creating a life where you no longer need alcohol to cope.Grab My Masterclass:Free access to my $47 masterclass when you leave an Apple review-Gain access to my Masterclass by submitting a review on iTunes. Email me at sobervibes@gmail.com with a screenshot of the review, and I will send you the code to unlock my Masterclass for free!Thank you for tuning in!Thank you for listening! Help the show by Rating, Reviewing, and/or Subscribing to the Sober Vibes Podcast.Connect w/ Courtney:InstagramJoin the Sobriety CircleApply for 1:1 CoachingOrder the Sober Vibes Book

This week on The Back of the Pack Podcast: Second Wind, our July series Why Are We Like This? continues with a look at the social side of endurance sports. Runners and endurance athletes bond over some very strange things: hills, heat, porta-potties, chafing, finish lines, race medals, bad decisions, and the phrase “never again” even though we are absolutely going to do it again. This episode dives into how shared suffering can create fast friendships, whether it happens during a rough race, on a brutal hill, at mile 10 of a half marathon, or through the shared heartbreak and celebration of something like London Marathon lottery day. We talk about the race friend pipeline, where strangers become familiar faces, familiar faces become running buddies, and running buddies become road trip partners, run club regulars, post-race beer companions, and family. There is also plenty of love for the post-race story economy, because runners trade tales of heat, hills, blisters, bathroom emergencies, forgotten registrations, and miserable races like sacred currency. We also dig into endurance peer pressure, group bad ideas, FOMO, and why “come on, it'll be fun” has probably caused more suffering than most training plans. But this episode also reminds us that life outside the miles still matters, whether that means concerts, lake weekends, family obligations, recovery, or simply putting the Garmin down for a while. Finally, we look at why run clubs work, especially places like Chasing Rabbits Run Club, where the miles matter, but the conversations afterward may matter even more. Why are we like this? Because somewhere between the miles, the misery, the medals, the group photos, and the parking lot conversations, we found our people.

Fear of missing out is back in Australia's property market. As thousands of investors rush to beat the SMSF deadline, the biggest risk isn't missing out – it's buying the wrong property in the process. On Property Buzz, Phil Tarrant is joined by Alex Whitlock to discuss the growing frenzy surrounding self-managed super funds (SMSF) and why investor urgency is creating new risks. The pair question whether the race to secure finance before the borrowing ban is pushing investors into poor-quality assets, warning against letting marketing hype or tight deadlines dictate long-term investment decisions. Attention then turns to the mortgage market, with borrowing capacities shrinking and investor activity slowing, raising fresh questions about what the next phase of lending could look like for brokers and borrowers alike. Finally, Tarrant and Whitlock explain why investors should look beyond buyer's agents alone, arguing that local property managers can often provide some of the strongest insights into rental demand, cash flow, and the long-term fundamentals of a market.

Our Fear Of Missing Out report this week covers President Trumps Thursday night speech. Lindsey Graham passed away suddenly this week. A gay couple are suing the woman, who was their surrogate, for not aborting their 22 week old baby. Muslim leaders in NYC are demolishing a church building from 1853 even though the congregation is protesting. Are there recycling spies going through your garbage? Singer Bonnie Tyler passed away at 75. Lastly, some great marital advise from a recent Christian widower.

Fear of missing out is back in Australia's property market. As thousands of investors rush to beat the SMSF deadline, the biggest risk isn't missing out – it's buying the wrong property in the process. On Property Buzz, Phil Tarrant is joined by Alex Whitlock to discuss the growing frenzy surrounding self-managed super funds (SMSF) and why investor urgency is creating new risks. The pair question whether the race to secure finance before the borrowing ban is pushing investors into poor-quality assets, warning against letting marketing hype or tight deadlines dictate long-term investment decisions. Attention then turns to the mortgage market, with borrowing capacities shrinking and investor activity slowing, raising fresh questions about what the next phase of lending could look like for brokers and borrowers alike. Finally, Tarrant and Whitlock explain why investors should look beyond buyer's agents alone, arguing that local property managers can often provide some of the strongest insights into rental demand, cash flow, and the long-term fundamentals of a market.

Vous partez en vacances, mais votre tête, elle, reste au bureau ? Dans cette deuxième partie, Clotilde Dusoulier s'attaque aux freins liés au travail qui vous empêchent de vraiment décrocher pendant l'été.Après avoir exploré, dans l'épisode précédent, les fausses croyances qui compliquent votre transition vers le mode vacances, Clotilde se penche cette fois sur votre rapport au travail : pourquoi est-il si difficile de déconnecter du travail pendant les vacances, même quand on en a désespérément besoin ?Dans cet épisode, vous allez découvrir :Pourquoi l'impression que « rien n'avance sans moi » entretient l'hypervigilance, et comment préparer son absence pour partir l'esprit tranquilleLe rôle du FOMO (la peur de rater quelque chose) dans votre difficulté à lâcher prise, et comment le désamorcer sans vous mentir à vous-mêmeCe que votre difficulté à déconnecter du travail révèle de votre identité professionnelle, et pourquoi les vacances sont un moment précieux pour l'explorerPourquoi le fait d'éviter votre propre compagnie peut se cacher derrière votre agitation professionnelleUne précision essentielle : il n'y a aucune obligation à décrocher complètement, et parfois, ce n'est simplement pas le bon momentClotilde propose ici une réflexion nuancée, loin des injonctions au repos parfait, pour vous aider à faire la part entre ce qui relève de votre situation réelle et ce qui relève de votre anxiété ou de votre relation à vous-même.Vous pouvez aussi :

SummaryIn this episode, Jackson Whiteman, founder of Proper Propaganda, shares insights on how AI is transforming PR, SEO, and content strategies. Discover how to adapt your marketing approach to this rapidly evolving landscape and leverage new opportunities in AI-driven discovery.TakeawaysThe evolution of search and AI chatbotsThe concept of generative engine optimization (GEO)The role of PR and earned media in AI answersWeb architecture and AI crawlersMonitoring and metrics for AI optimizationHuman relationships and trust in AI marketingThe impact of AI on industries and jobsStrategies for small businesses to adapt to AIChapters00:00 Introduction and guest background00:09 Jackson's career in PR and politics01:15 Blurring lines between politics and tech campaigns02:17 The evolution of search and AI chatbots03:30 Impact of PR on AI answer sourcing04:22 The rapid evolution of AI and search strategies06:19 Web architecture and AI crawlers07:19 PR, media, and SEO in the AI age08:32 The changing nature of media relations09:52 The renewed importance of human trust and relationships11:26 Surgical PR and media placement in AI era13:25 The chaos of AI and the human touch14:13 The role of PR in building trust and source credibility15:55 Content creation, AI, and authenticity17:01 AI's impact on industries and jobs18:48 Communication from AI companies and public perception20:14 The potential of AI to augment human work21:18 AI's influence on media and information sources22:22 Game-changing moments in AI development23:12 The changing landscape of PR and media relations24:02 Websites, content, and AI optimization strategies25:24 The importance of monitoring and research in AI strategy27:01 Reps, skills, and understanding AI mechanics28:11 The frictionless world and skill development29:29 Adversity, competition, and AI arms race30:17 Consumer behavior and AI adoption32:00 Monitoring and data-driven AI strategies33:10 Early adoption and FOMO in AI34:15 The pace of AI evolution and strategic patience36:07 Local vs. global marketing in AI era37:02 Avoiding scams and choosing AI experts38:26 Monitoring, research, and customer insights40:08 Prompt monitoring across sales funnels41:33 Diverse AI platforms and media channels43:07 Treating LLMs as ecosystems44:13 Platform personalities and output differences45:07 Human focus in AI marketing45:54 PR evolution and human relationships47:23 Fragmented media landscape and new outreach strategies48:16 Beyond traditional media in AI-driven PR49:01 Local and niche marketing opportunities50:39 Balancing AI and human authenticity51:16 Myths and misconceptions about AI and jobs52:16 Controversial tactics in AI marketing53:17 Monitoring and research for effective AI optimization55:05 The importance of structured content and listicles55:50 AI's preference for well-structured content56:11 Questions companies should ask about AI investments57:27 Time and budget considerations for AI strategies58:13 When AI marketing may not be cost-effective59:52 Where to connect with Jackson WhitemanLearn more: https://properpropaganda.net/https://jacksonwightman.substack.com/https://www.linkedin.com/in/jacksonwightman/Credits:Hosted by Ryan RoghaarProduced by Ryan RoghaarTheme music: "Perfect Day" by OPM  The Eggs Podcast Spotify playlist:bit.ly/eggstunesThe Plugs:The Show: eggsthepodcast.com@eggsthepodcast on X and InstagramMike "DJ Ontic": Shows and info: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠djontic.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@djontic on twitterRyan Roghaar:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠rogha.ar⁠⁠

Send us Fan MailWhat no one tells you about making money online is that online business, entrepreneurship, AI business, digital marketing, SaaS, venture capital, bootstrapping, Gen Z careers, and personal branding are often sold through the same manufactured FOMO. In this conversation, Riley Lamont explains why distribution matters more than product, why most people should not become entrepreneurs, and how online gurus can quietly shape your definition of success.Riley breaks down the difference between building a real company and chasing short-term internet income, the hidden cost of venture funding, and why some $400,000 employees live better than founders. He also explains how AI creates leverage, why businesses fail to integrate AI correctly, and how better data, prompting, and systems turn artificial intelligence into a genuine operating advantage.The episode closes with a live breakdown of Labify Health's offer, including competitive positioning, blood testing, recurring revenue, supplements, coaching, and customer lifetime value.Subscribe to The Alchemist's Library for more conversations on business, technology, psychology, wealth, and self-mastery—and comment with the biggest belief this episode challenged.TIMESTAMPS00:00 – Building Darwin: A New Online Business Model05:00 – Why Distribution Beats Product Quality12:28 – How Online Talent Can Scale Real Businesses15:44 – Escaping the Online Business Echo Chamber21:56 – Venture Capital vs Bootstrapped Companies33:58 – Why Most People Shouldn't Be Entrepreneurs39:17 – How Online Funnels Shape Your Ambition45:40 – How AI Is Changing Gen Z Careers56:33 – Why Gen Z Distrusts Traditional Experts1:19:48 – Why AI FOMO Is Manufactured1:23:08 – How to Integrate AI Into a Business1:39:29 – Where AI Creates Real Business Value1:42:13 – How to Give AI Better Data and Context1:49:18 – Live Business Teardown: Labify Health1:59:13 – How to Position a Competitive Health Offer2:04:31 – Turning Lab Tests Into a Stronger OfferConnect with Us!https://www.instagram.com/alchemists.library/https://twitter.com/RyanJAyala

Okay, for real, this episode is only vaguely about Raicilla. It's a bit more about profound justifications — that's a reference to a quote from my guest co-host, Shawn Miller of PKGD Group. He brings that quote up as we're talking about the white paper PKGD released a few weeks ago. That white paper is what this episode is really about. But who would listen to an episode titled, “The one about Shawn's white paper”? Agave Road Trip is a critically acclaimed, award-winning podcast that helps gringx bartenders better understand agave, agave spirits, and rural Mexico. This episode is hosted by Lou Bank with special guest Shawn Miller of PKGD Group. Episode Notes Read “Built Right and Brought Right,” the white paper published by PKGD Group! Shout outs this episode to Binny's, Mezcal Ultramundo, FOMO special editions, G4 Tequila, Marriott Hotels, Jose Cuervo, Diageo, Dan Kennedy, and tahonas.   Ad Links If you want to taste 24,000 acres of wild desert, get yourself a bottle of Mezcal Ultramundo! Since 2005, Chicotona has been producing Mezcal with a focus on protecting wild agave and preserving the land for future generations! Head out on an Agave Road Trip with Finca 18! Greg Rutkowski will take you on his Agave Road Trip Route #2 - Raicilla de la Costa! Price includes a bottle of Paulo Rodriguez's fabled, limited Tumbado batch! Order beautiful spirits to be delivered to anywhere in Mexico — beautiful or otherwise — through Agave Spirits Presents!

Fear of Missing Out (FOMO) is something many women experience. We long to feel included, connected, and valued. When we're left out of an event, gathering, or shared experience, it's easy to feel hurt, discouraged, or overwhelmed. But does missing out have to leave us feeling empty? In today's episode, we'll explore what God's Word says about finding our identity and contentment in Him. Join us as we discuss practical, biblical ways to replace FOMO with JOMO—the Joy of Missing Out—and discover the peace and freedom that come from embracing God's best for your life.Questions you can ask othersGREAT QUESTIONS YOU CAN ASK SOMEONEReach out at:unshakenpsalm622@gmail.comChrist the Word Church Sermons - PodcastChurch History by Christ The Word Church - PodcastTruth & Life - PodcastFellow Heirs - Podcast

What senior engineers do differently has less to do with output than most career ladders suggest, and Lindsey Simon, VP of Engineering at Vercel, has watched the distinction sharpen as everyone in the valley becomes a "member of technical staff." From why new grads with hackathon years might out-prepare engineers with six years on the job, to what happens when PR throughput stops being your lever, this is a conversation about what earns seniority now.In this episode, we cover:Why engineering roles are consolidating into "member of technical staff"How to ask agents first and frame better questions to humansThe scope-of-impact ladder and what the best engineers systematizeLearning how to learn: closing gaps to 100% understandingWhy writing is the skill that scalesIf you're wondering whether your years of experience still compound, or you're early-career and tired of the "woe is the juniors" narrative, this one reframes both.TIMESTAMPS00:00:00 - Impact the Business00:00:31 - FOMO all the time: The 2006 Google Interview00:01:52 - Engineering Roles Are Consolidating00:02:52 - The "Member of Technical Staff" trend in SF00:03:33 - Interns Demo to the CTO00:04:33 - How New Grads Out-Prepare Senior Engineers00:06:10 - Ask Your Agent Before You Ask a Human00:08:01 - Digging Backwards Into Fundamental Understanding00:09:22 - "We're All Junior Engineers Again"00:10:22 - Management Is Not Leadership00:12:04 - Losing PR Throughput as Your #1 Lever00:13:11 - Fulfillment Beyond Shipping Features00:14:32 - Building for Fickle Engineers: Telemetry Beats Opinions00:16:11 - Watching Users Struggle With Your Product00:18:12 - Have Expectations for Seniors Actually Changed?00:19:57 - Claude Says a Month, It Takes Two Hours00:20:33 - What the Best Engineers Do Differently00:21:30 - How Vercel React Skill Came to Be00:22:23 - Why Conference Conversations Hit Different00:23:35 - Learning How to Learn: Close Gaps to 100%00:25:41 - The Case for Liberal Arts in Tech00:27:03 - Get Feedback Early, Don't Hide in the CaveGuest - Lindsey Simon, VP of Engineering at Vercel:https://www.linkedin.com/in/lindseysimon#softwareengineering #ai #careergrowth

You know those wild tech headlines that make you wonder if the whole AI boom is smoke and mirrors, or if we're on the verge of a revolution? Today's episode is for every single one of you feeling FOMO, confusion, or flat-out dread about where tech is going and how the world will look in a few years. We're digging deep into the BEAR CASE for AI—what's fact, what's hype, and what might bankrupt half the industry before our jobs even change.We break down the no-nonsense take from Ed Zitron (the guy calling B.S. on AI hype), paired up with hot-off-the-press financial receipts, juicy tech drama, and a reality check from Palantir CEO Alex Karp. We're talking margins, runaway spending, why enterprise buyers are majorly sketched, and how every new tech revolution leaves a trail of broke first-movers in its wake. If you've got money in the market or just fear the next bubble pop, you NEED this convo.Welcome back to Impact Theory with Tom Bilyeu. In today's episode, we dive into the heated debate around the future of AI, spurred by Ed Zitron's bearish perspective that claims the industry is overhyped and built on shaky financials. We'll explore the staggering costs and mounting debts at the heart of today's AI giants, the skepticism around their business models, and whether major players like OpenAI and Anthropic can ever become profitable. We'll also examine Palantir CEO Alex Karp's insights on how enterprises are reacting to AI's current shortcomings and the necessity of proprietary solutions to protect company data and foster innovation. Get ready for a deep-dive into the economic realities, risks, and road ahead for artificial intelligence—where technological promise collides with financial reality, and only time will reveal if we're witnessing the birth of a true revolution or the next big bubble.Quince: Free shipping and 365-day returns at https://quince.com/impactpodWhatnot: Download the Whatnot app today and get free shipping on your first order.ATT Business: Switch to AT&T Business at business.att.comShopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impactIncogni: Take your personal data back with Incogni! Use code IMPACT at the link below and get 60% off an annual plan: https://incogni.com/impact Quo: Try for free PLUS get 20% off your first 6 months at https://quo.com/impactPaleovalley: 30 for $36 https://bit.ly/PaleovalleyITNetsuite: Right now, get our free business guide, Demystifying AI, at https://NetSuite.com/TheorySign up for my AI Masterclass: https://tombilyeu.com/ai-masterclass?utm_campaign=TBS-Livestream&utm_source=youtube&utm_medium=social Check us out wherever you get your podcasts:Spotify:https://open.spotify.com/show/1nARKz2vTIOb7gC9dusE4b?si=a8daffd2bf1f48fdApple: https://podcasts.apple.com/us/podcast/tom-bilyeus-impact-theory/id1191775648Do you need my help STARTING a business? Join me here inside ZERO TO FOUNDER: (https://tombilyeu.com/zero-to-founder)Get the exact systems, mindset shifts, and principles that built a $1B brand delivered straight to your inbox every week. Subscribe for free (https://tombilyeu.com)Check out our Video game - Project Kyzen: (https://projectkyzen.io/)Catch Me Streaming on Twitch - (https://twitch.tv/tombilyeu)Link to IT discord: https://discord.gg/TZKJ2etPbTTom's Favorite Things List: https://amzn.to/41Ftt7eFor Business inquiries: connect@impacttheory.comFOLLOW TOM:Instagram: https://www.instagram.com/tombilyeu/Twitter: https://twitter.com/tombilyeuYouTube: https://www.youtube.com/@TomBilyeuSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What happens when crypto finally builds a trading experience for everyone, not just crypto natives? This week, Jason sits down with fomo co-founders Paul and Se to discuss why consumer crypto has struggled, how fomo is approaching onchain trading differently, and why they believe social finance is the next major platform. They explore building for mainstream users, the future of tokenized assets, product design tradeoffs, creator-driven distribution, and why transparent onchain data could redefine how investors discover ideas. Enjoy! TIMESTAMPS: 00:00 Intro 03:35 Why Consumer Crypto Keeps Failing 09:32 Selling The Social Finance Vision 15:57 From Niche App To Breakout 22:22 How Fomo Acquires Users 27:57 Building The Social Trading Layer 34:44 Fees, Perps, And Onchain Competition 43:37 Expanding Beyond Trading Fees 49:12 Funding Growth Through Market Cycles 53:14 Robinhood, X, And Copy Trading 58:00 Media And Frictionless Onboarding 01:04:03 The Everything Trading App 01:09:00 Crypto, Tokens, And Going Public FOLLOW GUESTS › Se – https://x.com/seyong › Paul – https://x.com/paulerlanger › fomo – https://x.com/fomo FOLLOW THE SHOW › Empire – https://x.com/theempirepod › Jason – https://x.com/jasonyanowitz › Telegram –https://t.me/+CaCYvTOB4Eg1OWJh › Blockworks – https://x.com/Blockworks EVENTS › Join us at Digital Asset Summit 2026 Asia October 7th & Digital Asset 2026 London November 10-11th https://blockworks.com/events DISCLAIMER Nothing said on Empire is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only. Any views expressed are opinions, not financial advice. Hosts and guests may hold positions in the companies, funds, or projects discussed.

This week's FarmCon Conversations starts with corn, soybeans, wheat, and the latest USDA numbers, but the better discussion is really about how Kevin thinks through risk, markets, business, and change. Kevin explains why he took profits on a bullish corn position after the USDA report did not deliver the acreage cut he expected, even though the market still rallied. His reasoning was simple: “When things change, I change.”A few ideas worth listening for: Corn and soybeans are carrying weather premium, but both still need fresh confirmation. Kevin explains why corn needs heat during pollination to keep adding premium, while soybeans need August weather, China, energy, or crush demand to bring in the next wave of buyers. Wheat is becoming an export-reliability story. The U.S. crop is historically tight, but Kevin spends more time on whether Russia can actually move wheat reliably through key export channels. FOMO is not a strategy. Kevin explains why he is still nibbling selectively in stocks, metals, and industrials, but refuses to chase just because other people are making money. Demand-driven markets give you more than one chance. Kevin talks about AI, metals, industrials, and commodities through the lens of finding real demand stories and waiting for better entries. Pruning is part of growth. Kevin shares why businesses often need to cut weak branches, stop watering dead plants, and focus more attention on what actually creates return. The sunk-cost trap hurts investors and business owners. Kevin explains why looking backward at what you already lost or spent can keep you tied to bad positions, bad projects, and bad decisions. A few more takeaways from Kevin: “The rearview mirror is super small. The windshield is super big for a reason.” “Most of the hay is made in doing the worst part of the job consistently on a daily basis.” “They mentally can't hold the magnifying glass still long enough to get a fire started.”

Today's audience caller episode is one I've been so excited to share. Riana is a travel blogger (http://teaspoonofadventure.com) who, after having her daughter in early 2025, did something most new parents run far from: instead of taking a typical parental leave, she and her husband sold almost everything they owned and spent nine months slow-traveling through Canada, France, the UK, and Spain—with a five-month-old baby and their dog in tow. At first glance, this is a trip story. But really, it's a story about permission. Permission to build a life that doesn't fit the mold, permission for a dad to take 15 months of paternity leave when most take a few weeks, and permission to feel the FOMO and the exhaustion of new parenthood while still choosing adventure over fear. We get into everything: how her husband's paternity leave became the centerpiece of the plan, the family pushback (“you're taking my grandbaby away!”), and how they kept relationships close despite being thousands of miles apart. Riana also opens up about money in a way most people never do. She breaks down the full cost of the trip, exactly how much her travel blog earns per month, and where they blew way past their budget. My favorite part of this conversation is when we get into the "vacation vs. trip" debate and how Riana found unexpected joy in the parts of travel she never would've chosen for herself before becoming a mom. If you're a parent, a soon-to-be parent, or just someone who's ever wondered "could I actually do this with a baby?”—this one's for you. Here's that article from the Huffington Post: https://www.huffpost.com/entry/vacation-or-trip-a-helpful-guide-for-parents_b_7789310 Sponsors: Magnetic Me: New customers get 15% off sitewide at https://www.magneticme.com Quince: Go to https://www.Quince.com/REALSTUFF for free shipping on your order and 365-day returns. Labcorp OnDemand: Visit https://www.OnDemand.Labcorp.com/realstuff and use code "realstuff" to save up to 15% on select tests. Spindrift: Visit https://www.drinkspindrift.com and use code "lucie" for 15% off. Alaya Naturals: Visit https://www.alayanaturals.com/realstuff and enter code REALSTUFF at checkout for 20% off your order. Watch this episode in video form on YouTube: https://www.youtube.com/playlist?list=PLjmevEcbh5h5FEX0pazPEtN86t7eb2OgX To apply to be a guest on the show, visit luciefink.com/apply and send us your story. I also want to extend a special thank you to East Love for the show's theme song, Rolling Stone. Follow the show on Instagram: https://www.instagram.com/therealstuffpod Find Lucie here: Instagram: https://www.instagram.com/luciebfink/ TikTok: https://www.tiktok.com/@luciebfink YouTube: https://www.youtube.com/luciebfink Website: https://luciefink.com/ Subscribe to my free newsletter "The Lucie List" here: https://thelucielist.beehiiv.com/subscribe Executive Producer: Cloud10 Produced by Dear Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever heard of FOMO? It's an acronym that stands for Fear Of Missing Out. How many of us have this fear of missing out so much that it causes us to be control freaks? We go around in life taking control of everything because we're afraid of what we might miss out on. Well in today's message, Pastor Ricky teaches that you need to let go of that fear and trust that God has the perfect place for you in His plan. It might not be what you've expected but do you really want to miss out on what God has for your life? "Mighty Fortress" by Sovereign Grace Music, used with permission.

Level up your leadership: https://forms.gle/nqRTUvgFrtdYuCbr6 Does hyper-scaling your game studio actually destroy the soul of your product? When outside capital flooded into WonderWorks Studio following Roblox's IPO, founder Zach Letter did what every investor screamed for: he scaled his three-person team to nearly 100 employees, built a massive physical studio, and hired a traditional AAA C-suite. The result was a toxic corporate culture, a mountain of high-maintenance work-for-hire contracts, and the near-death of their original IP. In this episode, Ben sits down with Zach Letter to deconstruct the grueling reality behind those decisions. Zach shares the timeline of cutting his studio back down to a core group of 12 people, bootstrapping a high-stakes licensing deal with Paramount on raw grit, and shipping a chart-topping SpongeBob Tower Defense game on their final weeks of runway. What You'll Learn in This Episode: What structural traps await small, agile teams when transitioning to high-overhead venture capital models. Why relying on traditional AAA corporate leadership frameworks can severely decouple your studio from fast-moving UGC algorithms and audiences. How to leverage hyper-focused community feedback and competitive gap analysis to disrupt saturated game genres. How to design high-stimulus, free-to-play reward loops that prioritize long-term player commitment over short-term FOMO mechanics. If you're a leader in game dev who is struggling to balance studio growth with creative control, or considering a high-risk pivot into licensed IP and UGC platforms, this episode is for you. Learn more about our guest:

After a huge weekend at Play Con the whole team jumps on to chat about what an incredible time it was! From Session with our Guests of Honour Cole Wherle and Andrew Bosley to Flock Mode and Flamingo suits, if you were there relive the weekend with us and if not, well suffer from the FOMO and prepare to book your tickets for 2027! Along with Play Con, Dana has a solo sizzle of Paverson Games new project 'Ringyo', if you're interested in backing follow this link  We also have an epic announcement at the end of the episode, ooooooh excite! Plus not one but TWO question of the pod recaps with our new Question of the Pod 'What would your dream Kickstarter Add on be?' All that and more on the latest episode of the Board Game BBQ Podcast!

He did it! Tommie Runz officially crossed the finish line at the legendary Western States 100 Endurance Run. In this episode, we get the exclusive, mile-by-mile recap of his grueling journey from Olympic Valley to Auburn, the mental battles that kept him from quitting, and why representation on the trail matters more than ever.SUPPORT THE SHOWApple Podcasts: https://podcasts.apple.com/us/podcast...Spotify: https://open.spotify.com/show/2rNI60z...ABOUT THIS EPISODEThe PR Project crew is buzzing with excitement this week as we celebrate Tommie's epic finish at the Western States 100! We dive straight into the ultimate ultra-marathon recap, tracking Tommie's journey from his pre-race preparation to the emotional final miles on the track at Auburn. Tommie opens up about the lowest moments of the race, what truly kept him from quitting, and the massive impact of his support crew and aid stations along the way.Beyond the race itself, we have a powerful conversation about releasing expectations, the importance of seeing Black skin on the trail, and the growing impact of climate change on the running industry. Plus, we talk about the FOMO of missing out on fun races while in a heavy training block, and Run Culture Court is officially in session: Are "copycat" run clubs ruining the community? And the ultimate debate... Men in half tights: Fair or Foul?TIMESTAMPS00:00 - Intro02:29 - Tracking Tommie's 10004:45 - Tommie's Support Shoutout08:17 - Pre-Race Preparation09:12 - Early Moments at WSER10016:24 - Middle Moments of the Race20:15 - How Aide Stations Save Ultra Races23:40 - Final Miles of the Race28:30 - Releasing Expectations and Finishing Proud32:24 - What Kept Tommie From Quitting36:32 - The Importance Of Representation On the Trail39:11 - Climate Change's Impact On The Running Industry42:33 - FOMO of Missing Fun Races45:50 - Run Culture Court: Copycat Run Clubs52:28 - Men In Half Tights; Fair or Foul?CONNECT WITH THE CREWInstagram: / the.pr.projectTommie: / tommierunzAaron: / aaronxworldwideGary: / garyisarunner#WesternStates100 #WSER #TommieRunz #Ultramarathon #TrailRunning #ThePRProject #RunningPodcast #100Miler

Feel like the internet is constantly telling you your marketing is out of date? You aren't alone. This week on Digital Marketing from the Coalface, David and Julie are talking about the exhaustion of "marketing FOMO" and how tech and engineering leaders can focus on the foundations instead of chasing the next shiny object. We get into the classic debate: should you specialise or generalise? Is niching down a massive risk, or is it the absolute best way to land great clients who actually get what you do? We're also blocking out the SEO noise to talk about what actually matters with meta descriptions right now (spoiler: please stop using them as a sales pitch). Finally, Julie shares a crazy story about how she accidentally coded a custom app using Claude (despite having zero programming experience) and David explains why moving AI out of the chat window and into your actual daily tools will make your life a whole lot easier. If you're a busy decision-maker who just wants straight-talking marketing insights, this one is for you. Grab a coffee and hit play!

Jess' been seeing the headlines about Anthropic and OpenAI entering the stock market later this year and keeps thinking, “should I buy that?”Looking back on the recent Space X IPO she feels intense FOMO. It made a historic $75 billion in it's first day on the market. Yes, billion with a B.But how can you decide if something is a good investment, when it's new to the market? What actually is an “IPO”? And why do companies decide to go public?Bryce joins Jess to explain all this and to answer an important question- is investing at IPO a good investment or just FOMO? Chapters:00:00:00 What Is An IPO00:04:08 Who Gets Rich First00:10:25 Is The Price Right?00:13:07 The Day One Trap00:18:50 Winners, Losers And Lessons00:21:00 Will Bryce Buy Anthropic?00:23:26 The FOMO FixLinks mentioned in this episode:

Preston D. Cherry, Founder and President Concurrent Wealth Management, explains why successful investing starts with aligning portfolios to individual life stages, goals, and risk tolerance. He discusses how investment priorities differ across generations and shares insights on avoiding FOMO, staying invested, and harnessing the power of long-term compounding.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

This episode is for the introverts and sensitive people who feel out of step with the "summer should be nonstop fun" narrative; the festivals, the backpacking trips, the packed itineraries. Sandra unpacks why she's never been to a festival and never will, how she learned to stop pushing her own limits just to prove she could, and how to tell the difference between a preference and a hard boundary. She shares practical ways to navigate FOMO, compromise without losing yourself, and reframe "no" as a "yes" to what actually fills your cup. Consider this your permission slip to have the summer that's actually yours. Hosted on Acast. See acast.com/privacy for more information.

When a lost world of prehistoric creatures becomes a political diplomatic chessboard, you'll discover how science, cunning, and timing could redefine reality itself. This episode unravels the daring tale of Project Mastodon—a 25-year wait, a secret time machine, and a nation that might just hold the key to global power, all woven into a gripping story of innovation and survival.Imagine the consequences of unearthing a civilization frozen in time, then turning that discovery into a geopolitical weapon. You'll learn how the characters navigate a landscape of bluffing diplomats, mind-boggling science, and the timeless question: At what cost do we chase progress? Clifford D. Simak's compelling narrative uses the backdrop of the Pleistocene Age to explore the double-edged sword of technological mastery—highlighting the stakes of playing god with history.We break down the key moments:The secret diplomacy between Mastodonia and the U.S., and how alliances are forged in a universe where time itself is a tool.The daring experiment to send the helicopter back 50,000 years, and the meticulous planning needed to avoid catastrophe.The tension of discovery, as scientists and spies grapple with FOMO, power, and ethical dilemmas.The narrative's underlying message: the delicate balance between exploration and exploitation, and the terrifying implications of mishandling our most advanced innovations.The stakes couldn't be higher. Failing to control this prehistoric gateway risks losing centuries of history—while mastering it could tilt the entire geopolitical landscape. It's a story about ambition, trust, and the perilous pursuit of knowledge that leaves you pondering what it takes to truly change history—and at what cost.Perfect for science fiction fans, history buffs, or anyone fascinated by the power of technology and diplomacy mingled with a dash of adventure. If you think progress is a straight line, think again—this episode might just make you see the past and future in a new light.

Did you ever wonder why so many people didn't get out before the dot-com crash? It's an important question to ask yourself, especially if you believe you'll know exactly when to get out before any potential correction in today's AI and semiconductor stocks.   The reality is that the dot-com bubble burst only 25 years ago. Human nature hasn't changed since then. Investors today are no smarter than investors were back then, and the same emotions that drove the bubble are showing up again. There were four major reasons so many people lost money during the tech bust.   The first was that investors stopped focusing on earnings and price-to-earnings ratios. Instead, they justified sky-high valuations by looking at metrics like website traffic, page views, click-through rates, and the number of "eyeballs" on a screen. The assumption was that if revenue kept growing, profits would eventually follow. Many ignored the reality that businesses also have expenses, competition, and execution risk.   The second reason was FOMO or the fear of missing out. Between 1995 and 2000, the Nasdaq surged roughly 400%. As people watched friends, coworkers, and investors make fortunes on tech stocks and IPOs, more and more money poured into the market. Institutional investors and retail investors alike stopped worrying about valuations. They simply saw stocks going up and didn't want to miss the ride.   The third reason was the belief that "this time is different." You heard it everywhere: "You just don't get it. This is the new economy." Investors argued that traditional valuation metrics no longer mattered because the only thing that counted was gaining market share. Profitability could always come later.   The fourth reason was the assumption that capital would never dry up. Few investors paid attention to where companies were getting their money. Many businesses were surviving on venture capital rather than sustainable profits. When funding slowed and investors became more selective, those companies had no profitable business model to fall back on. Many quickly went bankrupt.   At the peak of the bubble, investors stopped asking basic questions. What am I paying for this company's earnings? What am I paying for its cash flow? In many cases, there weren't any. Yet investors convinced themselves the speculative frenzy would continue indefinitely.   The biggest lesson is a humbling one. We like to believe we'll recognize the top and get out before everyone else. But investors in 2000 believed the same thing. Human psychology hasn't changed, which is why bubbles continue to repeat throughout history.   Don't Build That Data Center in My Backyard The race to build AI infrastructure is running into an obstacle that many investors probably didn't see coming: local communities.   Across the country, residents are protesting and filing lawsuits to stop new AI data centers from being built in their neighborhoods. One of the biggest concerns is something most people never think about, the constant noise. Data centers operate around the clock, with cooling fans, chillers, and backup generators creating a continuous hum 24 hours a day. That may not sound like a major issue until you have to live next to it.   New York has become one of the focal points of this debate. While the state has plenty of available land for development, many communities are pushing back. Governor Kathy Hochul is even considering legislation that would place a moratorium on the construction of large data centers in certain areas.   Public opinion reflects that growing resistance. According to recent polling, 44% of Americans oppose additional data center construction, while only 21% support it. When the question becomes more personal and whether people would support a data center being built in their own community, opposition jumps to 57%, while support falls to just 14%.   Residents also question the long-term economic benefits. Building a data center may create thousands of construction jobs, but once the facility is complete, permanent employment may fall to just 100 to 200 workers. At the same time, these facilities consume enormous amounts of electricity. In some regions served by smaller utilities, a single data center could account for as much as 25% of total power demand, raising concerns about higher electricity costs and increased strain on the grid.   The political landscape is becoming more challenging. Lawmakers in states including Arizona, Illinois, and Ohio have restricted or eliminated tax incentives that were previously used to attract data center investment.   Even the companies building this infrastructure recognize the growing risk. The hyperscalers are expected to spend nearly $1 trillion on AI infrastructure this year, but increasing public opposition could slow those plans. Nebius Group, for example, warned in its 2025 annual report that rising resistance to data center projects in certain communities could become a headwind for future expansion.   Investors have spent a great deal of time focusing on AI demand, chips, and software. However, another risk is emerging that deserves attention: if communities continue saying, "Not in my backyard," the pace of AI infrastructure growth may not be as smooth as many expect.   Is Crypto Weakening One of America's Most Powerful Weapons? One of the United States' greatest geopolitical advantages isn't its military, it's the U.S. dollar.   Roughly 90% of global foreign exchange transactions involve the U.S. dollar. That dominance gives the United States enormous leverage. When the U.S. imposes financial sanctions and cuts countries off from the dollar-based financial system, it becomes far more difficult for them to conduct international trade, finance military operations, or access global markets.   That advantage is beginning to erode. Countries that have long opposed the United States such as Russia, Iran, and North Korea are increasingly turning to cryptocurrencies to bypass traditional financial channels. According to reports, their use of virtual currencies for cross-border transactions surged from roughly $12.5 billion in 2024 to more than $100 billion in 2025.   Crypto gives sanctioned nations another way to move money. It can be used to purchase drones, weapons, military components, and fuel, while also helping finance operations such as smuggling oil and paying suppliers outside the traditional banking system.   North Korea has become one of the world's most aggressive crypto thieves, using hacking and other cybercrimes to steal digital assets that can then be converted into funding for its military and weapons programs.   Part of the challenge is that cryptocurrency wallets are identified by long strings of letters and numbers rather than names. While blockchain transactions are publicly visible, identifying the person or organization controlling a wallet can be extremely difficult without additional intelligence. That makes enforcement of financial sanctions much harder.   Even terrorist organizations such as Hamas have, at times, solicited donations in cryptocurrency, illustrating how digital assets can be used to circumvent traditional financial controls.   This is why I believe cryptocurrency has become more than just an investment story, it has become a national security issue.   If Bitcoin and other cryptocurrencies were to experience a significant decline in value, it would reduce the purchasing power of those holding large crypto reserves, including sanctioned actors that rely on digital assets. While it would not eliminate their ability to use crypto, it could make this alternative financial system less effective and increase the relative importance of the dollar-based financial system.   The stronger the role of the U.S. dollar in global commerce, the more effective financial sanctions remain as a non-military tool of foreign policy. With cryptocurrencies becoming more widely adopted, policymakers will need to consider the risk of weakening one of America's most effective forms of economic leverage.   Even with oil off its recent peak, you still may not see cheaper airline tickets. You might assume that with the decline in oil prices, jet fuel costs are also declining, and airlines will pass those savings on to travelers through lower ticket prices. Oil and jet fuel prices have indeed come down, but don't expect airlines to slash fares anytime soon.   The reason is simple: demand remains strong. Even after airlines raised fares eight times since the start of the conflict in the Middle East, analysts say the average round-trip domestic ticket climbed roughly 19% to about $638 yet demand barely changed. In other words, consumers have shown they are willing to pay higher prices to travel. If people keep buying tickets, airlines have little incentive to lower fares and give up those higher profit margins.   Supply is also likely to remain constrained. Airlines aren't rushing to add flights because keeping capacity tight helps support higher ticket prices. The bankruptcy and downsizing of low-cost carriers such as Spirit Airlines has also reduced competition on many routes, making it easier for the remaining airlines to maintain pricing power.   To be fair, airline pricing should be viewed over a longer time horizon. From 2019 through 2025, overall consumer prices rose about 26%, while average airfares actually declined roughly 3.5%. So, despite the recent increases, airline tickets are still relatively inexpensive compared with the broader rise in inflation over the past six years.   The bottom line is that lower fuel costs alone don't guarantee lower ticket prices. As long as travel demand remains healthy and airlines keep capacity in check, consumers may not see much relief at the checkout screen.   Letting Air Out of the Investment Portfolio Balloon Before It Pops At one point or another, we've all seen a balloon inflated until it finally bursts. The same thing can happen to an investment portfolio.   Watching your portfolio grow is exciting, but every investor knows that markets don't go up forever. The challenge is that no one knows exactly when a portfolio has become too inflated. One of the biggest reasons investors refuse to sell is simple: they hate paying taxes. Believe me, I dislike paying taxes just as much as anyone else. But you should never let the tax bill dictate your investment decisions.   Sometimes the smartest move is to relieve some of the pressure in your portfolio before the market does it for you. There are two simple ways to accomplish this: trim oversized positions and sell investments that have become significantly overvalued.   The first strategy is reducing concentration risk. If you review your portfolio and discover that a single stock has grown to 10% or 12% of your total assets, it may be time to trim that position back to 7% or 8%. Yes, you'll likely owe capital gains taxes, but you'll also be reducing the risk that one investment can have an outsized impact on your portfolio if it suddenly declines.   The second strategy is selling investments that have exceeded your target price and can no longer be justified based on their fundamentals. If the valuation has become stretched and the company's earnings outlook no longer supports the stock price, it may be time to take profits. Again, you'll probably owe taxes on the gain, but remember that capital gains are generally taxed at favorable rates. More importantly, paying a 20% or 25% tax on your profit is often far less painful than watching the entire investment lose 20% or more in value. That 20% decline occurs on the entire position rather than just the gain.   No strategy is perfect. You may trim a position only to watch it continue climbing for another year or two. That's part of investing. Risk management isn't about perfectly timing the top, it's about ensuring that no single investment or sector can seriously damage your long-term financial plan.   Consistently following a disciplined, conservative approach won't always maximize returns during bull markets, but it can significantly reduce risk over a full market cycle. When the next major correction inevitably arrives, your portfolio should be positioned to withstand it. That makes it far easier to stay invested, avoid emotional decisions, and continue building wealth instead of panic-selling after the damage has already been done.   Successful investing isn't just about finding great investments. It's also about knowing when to reduce risk. Sometimes, letting a little air out of the balloon today is the best way to keep it from popping tomorrow.   Is AI creating the next memory boom... or setting up the next bust? SK Hynix just pulled off the largest foreign ADR listing in U.S. history, pricing its American depositary receipts at $149 and raising $26.5 billion. That isn't just a fundraising event, it is fuel for one of the most aggressive semiconductor expansion plans the industry has ever seen.   The company is pouring money into new factories, equipment, and advanced packaging capacity around the world. In the United States, SK Hynix is building its first manufacturing facility, a $4 billion advanced packaging plant in West Lafayette, Indiana, expected to be completed in 2028.   Back home in South Korea, the spending is even more staggering. SK Hynix plans to invest up to $720 billion expanding memory production, including a $390 billion semiconductor cluster in Yongin. The company has also committed roughly $7.8 billion by the end of 2027 for additional extreme ultraviolet (EUV) lithography machines, the highly specialized tools needed to manufacture cutting-edge HBM chips. These machines cost as much as $400 million each, are in extremely limited supply, and are only produced by ASML. The company is even accelerating its expansion timeline by more than a decade, with four new fabrication plants now expected to be completed by 2033.   The question investors should be asking isn't whether AI demand is real. It clearly is. The real question is whether the industry is repeating a familiar pattern. Memory has always been one of the most cyclical businesses in technology. Every major technology revolution from the dot-com boom, to smartphones, to cloud computing created a surge in demand for memory chips. Manufacturers responded by rapidly expanding production. Eventually supply caught up, prices collapsed, profits disappeared, and investors who arrived late learned just how brutal the memory cycle can be.   Today feels different... but that is often what every cycle feels like while it is happening.   SK Hynix's market value has increased more than sevenfold over the past year as AI infrastructure spending has created a shortage of HBM. Revenue nearly tripled between 2023 and 2025 to roughly $65 billion, and Wall Street expects sales to surge again to approximately $235 billion in 2026.   Those are incredible numbers. But when major memory producers start announcing massive capacity expansions, history suggests investors should at least consider what happens when today's shortage eventually becomes tomorrow's surplus. AI may create years of strong demand for memory, but the semiconductor industry has a long history of building too much capacity just as demand begins to normalize. The opportunity is enormous, but so is the risk if history repeats itself.   Financial Planning: Simple vs Compounding Interest Loans Many people assume that choosing a simple interest loan over a compound interest loan will dramatically reduce the amount of interest they pay, but in most real-world lending situations, the difference is minimal. The reason is that the power of compounding only becomes significant when a balance grows over time because interest is being added to the principal. With most consumer loans, borrowers either make interest-only payments that keep the principal balance unchanged or make payments that reduce the principal over time. In either case, the interest charged during each payment period is based on the outstanding loan balance at that time, not on an ever-growing balance. Since the loan balance is remaining the same or steadily declining rather than increasing, there is little opportunity for “interest on interest” to accumulate. While compounding can become important if unpaid interest is capitalized and added to the loan balance, that is the exception rather than the rule. For most mortgages, HELOCs, auto loans, personal loans, and similar debt, borrowers should focus far more on the interest rate than on whether the loan is described as using simple or compound interest.   Too Many People Are Using Target Date Funds in Their 401(k) For years, we've discussed the drawbacks of target date funds, including their higher fees and one-size-fits-all approach. Despite those concerns, they remain incredibly popular because they are simple and require very little effort from the investor. According to Vanguard, 61% of 401(k) participants invest in target date funds.   On the surface, they sound like the perfect solution. If you plan to retire around 2045, you simply choose the 2045 Target Date Fund and let it manage your investments. The fund automatically adjusts your portfolio over time, gradually reducing your exposure to stocks and increasing your allocation to bonds as you approach retirement.   Many investors don't realize how significant that shift can be. By the target retirement date, a target date fund may hold around 50% of its assets in bonds. The adjustments don't stop there. Reaching the target year doesn't mean the fund is liquidated or that you receive your money. Instead, the fund continues along its glide path and could increase its bond allocation to 70% or even 80% over the following years.   That approach may have made sense decades ago, but retirement looks very different today. Many people will spend 20 years or more in retirement. Over that length of time, maintaining enough exposure to stocks can be critical to helping your portfolio grow and keep pace with inflation. A portfolio that becomes too conservative too quickly may struggle to provide the long-term growth many retirees need.   Another limitation is that target date funds only manage the assets inside your 401(k). They don't take into account your IRAs, brokerage accounts, pensions, real estate, or other investments. As a result, your overall portfolio allocation could end up being far different than what is appropriate for your financial goals.   The convenience of target date funds is appealing, but convenience shouldn't replace planning. A successful retirement requires understanding how your money is invested, estimating what your portfolio could be worth when you retire, and developing a strategy for how those assets will be invested throughout retirement, not just until you reach it.   Is That Really Your Son or Daughter Calling You? You know your children's voices. You talk to them regularly. Then one day you get a frantic phone call from your son or daughter. They tell you they've just been in a serious accident. They need $15,000 immediately or they're going to jail. They tell you exactly how to send the money. Without hesitation, you wire the funds because you want to help your child.   Unfortunately, you have just been scammed by AI. AI-powered scams are exploding. Reports show AI-related fraud surged more than 1,200% in 2025, and at the current pace, losses from AI scams in the United States could reach $40 billion annually by 2027. Another study found that one in four adults has already experienced an AI voice scam.   Your first reaction may be, "That could never happen to me. I don't post anything on social media." But the problem may not be your online presence. It's your children.   Many people regularly post videos on social media, and today's AI only needs about three seconds of someone's voice to create a convincing clone. Once scammers have that sample, they can make it sound like your son or daughter is saying almost anything.   So how do you protect yourself? If you receive an emergency call asking for money, don't panic. Before sending anything, ask a question that only you and your child would know the answer to. Make it something that has never been shared publicly.   For example, ask about a funny childhood memory that only the two of you remember. Don't use information like birthdays, graduation dates, wedding dates, or other facts that could be found online or in public records. Remember with all these data centers there is so much information that is being obtained and saved but used for the wrong purposes.   Even better, establish a family safe word or passphrase today. Choose something simple that everyone can remember but that would never appear online.   If you ever receive one of these calls, ask for the safe word. If they can't provide it, assume it's a scam until you can verify the situation by calling your child directly or contacting another trusted family member.   As AI continues to improve, these scams will only become more convincing. The same technology powering innovation is also giving criminals new tools to exploit unsuspecting families. Stay alert. Verify before you trust. A few extra minutes could save you thousands of dollars and a great deal of heartache.   Is It Boom or Bust for Micron? It is hard to argue with Micron's incredible stock performance. Through July 2, the shares were up 242% year to date and an astonishing 701% over the previous 12 months. Even after recently falling about 22% from their peak, investors are still debating whether the company has much more room to run.   The good news is that Micron has locked in 15 new customers under long-term supply agreements, with some contracts extending as long as five years. Many of these agreements include customer deposits, giving the company excellent revenue visibility and reducing uncertainty over future sales. For investors, that is exactly the kind of stability they like to see.   But every smart investor should also ask: What is the downside?   While those contracts provide a strong foundation, they do not guarantee that demand will remain as strong over the long term. Unless a customer goes bankrupt, the contracts are largely locked in, but technology changes quickly. High prices and limited supply often encourage innovation, and the AI memory market is no exception.   Several companies are developing new architectures that reduce or even eliminate the need for high-bandwidth memory (HBM), which has been one of Micron's biggest growth drivers. As companies search for lower-cost and more efficient alternatives, demand for HBM could eventually soften.   Nvidia also signaled in June that it is redesigning portions of its upcoming Vera Rubin AI platform to use memory more efficiently. While Nvidia remains a major customer for HBM, improvements in memory efficiency could reduce the amount of HBM required per AI system over time.   Meanwhile, newly public chipmaker Cerebras has taken an entirely different approach. CEO Andrew Feldman has said the company's wafer-scale AI chips do not use HBM at all, arguing that it is too expensive and supply constrained. If other AI hardware companies pursue similar designs, it could create additional competition for HBM.   None of this means Micron's growth story is over. The company's long-term contracts provide meaningful protection, and AI demand remains exceptionally strong today. However, investors should remember that today's shortages and premium pricing often inspire tomorrow's technological breakthroughs.   The question for Micron investors is whether HBM remains the industry standard for years to come or whether innovation eventually reduces the need for it. If demand for HBM begins to slow, Micron's remarkable growth could also begin to moderate.   Companies Discussed: Caterpillar Inc. (Ticker: CAT)

On The Big Eat teaser episode of your dreams, we start with a recap of CB's rural adventures... galavanting through North Dakota and Montana... then we EatDenver's Executive Director, Kristen Rauch joins the podcast to talk about the new & improved Big Eat Food Festival fundraiser! More food, more booze, more cannabis and live music to boot. We do a little draft like the old days where we pick 3 of our favorite menu items that will be showcased by local restaurants and bars on July 23rd.If you have FOMO or this episode spurred your appetite, you can get tickets at eatdenver.com/thebigeat If you're on the hunt for the perfect edible, smoke or elevated buzz: check out our friends of the program and sponsors of the podcast: Candaze Edibles, Meraki Cannabis and igadi dispensary. Great offerings & specials running for all three across the metro all summer long. Shake that T-break and get back in the game! Become a supporter of this podcast: https://www.spreaker.com/podcast/stoned-appetit--3077842/support.

In this episode of The Neurodivergent Experience, Jordan James and Simon Scott begin by chatting about football, late-night World Cup matches, and the challenge of following a special interest that's happening in a completely different time zone. But the conversation quickly evolves into something much bigger: our relationship with our phones. From doom scrolling and revenge bedtime procrastination to fear of missing out (FOMO), they explore why neurodivergent brains can find it so difficult to switch off. A funny, reflective, and surprisingly relatable episode about FOMO, special interests, sleep, and learning to be present in a world that's constantly demanding our attention.Our Sponsors:

James Pecis is one of the world's most respected, in-demand hairstylists, working with celebrities like Billie Eilish for Vogue, as the key hairstylist for Chanel's runway shows, and, of course, creating memorable looks for countless fashion ads and editorials. In this episode, James talks about why he reset his pace to prioritize family and the growth of his buzzy brand, Blu & Green, a direct response to beauty's plastic problem.More from Fat Mascara Instagram: @fatmascara @jessicamatlin Shop the products mentioned on Fat Mascara: https://shopmy.us/shop/fatmascara Private Facebook Group: Fat Mascara Raising a Wand Submit a Raise a Wand product recommendation, guest suggestion, or just say hello: info@fatmascara.com Production for this Podcast Provided by Redd Rock Music IG: @reddrockmusic www.reddrockmusic.com Hosted on Acast. See acast.com/privacy for more information.

On the fence about coming to the Lunch Hour Legal Marketing Summit? Gyi and Conrad would feel absolutely terrible if you missed out, but this episode will help get you there. ----- Last Year's Lunch Hour Legal Marketing Summit was ah-mazing. We had so many awesome attendees and speakers, and this year promises to be even better. To whet your appetite for even more delicious legal marketing tidbits, Gyi and Conrad highlight some of their favorite moments from the 2025 Summit, dishing out marketing trainwrecks, ways to recognize bad agency behavior, how to feed the AI machine, and more. We just know you'd love to be with us August 11-13 in Nashville. Sign up now! – Lunch Hour Legal Marketing Summit Listen Next: r/LHLM: Reddit Feeds the AI MACHINE Connect: Leave Us an Apple Review  Lunch Hour Legal Marketing on YouTube  Lunch Hour Legal Marketing on TikTok r/LHLM

In this episode of The Neurodivergent Experience, Jordan James and Simon Scott begin by chatting about football, late-night World Cup matches, and the challenge of following a special interest that's happening in a completely different time zone. But the conversation quickly evolves into something much bigger: our relationship with our phones.From doom scrolling and revenge bedtime procrastination to fear of missing out (FOMO), they explore why neurodivergent brains can find it so difficult to switch off.A funny, reflective, and surprisingly relatable episode about FOMO, special interests, sleep, and learning to be present in a world that's constantly demanding our attention.Our Sponsors:

Vi er tydeligvis på feil sted når Oslo og Norge fortsetter å innta USA og New York. Verken Astrid eller Isabelle er på (rett) plass. I dagens episode har vi full FOMO og drøfter eget forhold til fotball. Vi tar også en runde innom bestefar-rollen, Taylor Swift og Isabelle får kjørt seg på Gen-Z-slang.

Dan Beyer and Monse Bolanos in for C&R as they describe how disappointing it was to see Team USA lose to Belgium in the round of 16 of the World Cup. Dan and Monse talk about FOMO, the fear of missing out on a World Cup game experience. Dan Beyer has a nickname for Belgium's third goal.See omnystudio.com/listener for privacy information.

Dan and Monse in for C&R as they talk about FOMO, the fear of missing out on a World Cup game experience. Dan and Monse have a discussion about PKs. Dan and Monse talk about analogies for this USA soccer team.See omnystudio.com/listener for privacy information.

Guest: Melissa Jones, SIU Investigator at Crum & Forster ("OSINT Millennial")Host Kelly Paxton sits down with Melissa Jones — insurance fraud investigator, OSINT trainer, and self-described "OSINT Millennial" — for a wide-ranging conversation about building a career in Special Investigations, the art of digital digging, and why connection (both online and on the ball hockey rink) drives everything Melissa does.Episode HighlightsFraudster Dinner Date Melissa kicks things off with an unexpected pick: convicted FBI spy Robert Hanssen, someone she studied in her criminal justice master's program. Kelly counters with the usual suspects (Charles Ponzi, Elizabeth Holmes) but appreciates the espionage angle.Who Steals More — Men or Women? A detour into gender and fraud data, including a striking stat Kelly cites from a colleague's fire department embezzlement research: women make up only about 3% of fire department staff but account for roughly 28% of thefts. Melissa admits her own SIU team doesn't currently track gender breakdowns — but wants to start.From Direct Bill Clerk to SIU Investigator Melissa traces her 12-year (and counting) career at Crum & Forster: a psychology degree from Ramapo College, an entry-level insurance ops job in 2014, a move into policy operations, and a leap into the Special Investigations Unit as an analyst in 2017 after spotting an internal job posting. She was promoted to investigator in 2022 and now works alongside a nationwide SIU team of 15–16 people.Why Insurers Have the Data Advantage Kelly and Melissa talk shop on how much visibility insurance companies have into patterns of behavior — from claims data to spending anomalies — and how that data gets put to work across property/casualty, auto, workers' comp, and even pet insurance claims.Building the "OSINT Millennial" Brand Melissa describes how she got into public speaking after approaching fellow investigator Joe Stevenson at a conference in Hersheypark in 2019, which led to her first joint presentation. She's since built her own social-media-investigations talks under the "OSINT Millennial" tagline, using only publicly available content (never her active casework) to teach audiences — including a recent stop in Leominster, MA that packed the room.Industry ShoutoutsOsmosisCon and Cynthia Hetherington — Melissa has FOMO for missing this year's conference and hopes to attend next year.Ritu Gill and other women in the OSINT/investigations space Melissa admires and reshares often.Christina Fiscella— noted for her work on gray-collar crime and elder fraud cases.Hank Asher/"Hank Venice" (as referenced in the episode) and Brian from Diligentia Group — mentors and friends from the investigations conference circuit.Age, Assumptions, and Social Media Investigations A deep dive into why investigators shouldn't assume older subjects are "off the grid" — and why understanding how each platform works (not just whether someone uses it) is the real skill in OSINT investigations.Fraud in Pop Culture Melissa's take: reality TV like Survivor is basically fraud and manipulation for sport. Kelly recommends checking out a Hacks episode (Season 5) with a surprisingly relevant survivor-style storyline.Investigative Philosophy: "Dig" and "Trust but Triangulate" Both hosts bond over shared investigator vocabulary — the instinct to "dig," and Kelly's own mantra, "trust but triangulate," as a more generous alternative to "trust but verify."Ball Hockey — More Than a Hobby Melissa opens up about her ball hockey career, playing internationally (including in the Dominican Republic) and around the U.S. (Nashville, Buffalo, Vegas), plus a women's league in South Jersey. She credits the sport with building a diverse, tight-knit community — and even a professional networking connection with a teammate who works in arson investigation.NJSIA Shoutout Melissa is a board member and incoming Vice President of the New Jersey Special Investigators Association (NJSIA), which is gearing up for its 35th annual conference and networking seminar in Atlantic City this year. All are welcome to attend.https://www.linkedin.com/in/melissajones33/https://www.instagram.com/osintmillennial/https://www.youtube.com/watch?v=g6P0m2KpUWA

Can an 8% withdrawal rate really last through retirement? Damon Roberts & Matt Deaton examine Dave Ramsey’s views on retirement withdrawals, market volatility, IPO investing, SpaceX, FOMO, and retirement income planning. The discussion highlights the importance of balancing growth, risk, and retirement sustainability. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Magnus Millang følte, at der blev barberet år af hans levetid, da han skulle ud af døren med sine tre drenge. Men det gav ham også ideen til tv-serien 'De bedste år', hvor han skildrer det moderne forældreskab med alt hvad det indebærer af dårlig samvittighed, FOMO og havregrød i vasken. Men hvorfor føles det så hårdt at være forældre i dag? Det spørger vi ham om i dagens Genstart. Vært: Anna Ingrisch. Program publiceret i DR Lyd d. 2. juli 2026.

In this episode of The Kash & Dash Show Unscripted, Ted Kaasch and Owen Dashner recap a packed week coming off the REIA Mastery Series with Fernando Angelucci, where self-storage, seller financing, deal structure, and real estate strategy were front and center.Owen shares a real estate wake-up call after getting a surprise phone call about a seller-financed duplex loan that had ballooned without him realizing it. What started as an awkward “did you send the final check?” conversation turned into a lesson on tracking loans, knowing your balloon dates, staying organized, and using relationships with bankers and insurance pros to solve problems fast.Ted and Owen also talk about the power of AI for business owners, including how quickly it can build research and spreadsheets that used to take hours or days. They recap the self-storage event, discuss the upcoming REIA Mastery event on legal wholesaling, and look ahead to BiggerPockets Conference in Orlando.This episode is a mix of real estate lessons, business talk, conference FOMO, and the normal random Unscripted chaos you expect from Ted and Owen.Subscribe to The Kash & Dash Show on YouTube, Spotify, and Apple Podcasts. Leave a five-star review, send questions or funny stories to onair@kashanddash.com, and follow along for more real estate, business, and behind-the-scenes conversations.You can Join the Omaha REIA - https://omahareia.com/join-todayOmaha REIA on Facebook - https://www.facebook.com/groups/OmahaREIACheck out the National REIA - https://nationalreia.org/ Find Ted Kaasch at https://linktr.ee/tedkaasch Owen Dashner on Facebook https://www.facebook.com/owenmoneyrealestate Instagram - https://www.instagram.com/owenmoneyrealestate/ Red Ladder Property Solutions - www.sellmyhouseinomahafast.com Liquid Lending Solutions - www.liquidlendingsolutions.com Owen's Blogs - www.otowninvestor.com www.reiquicktips.com Propstream - https://trial.propstreampro.com/reianebraska/Timber Creek Virtual - https://timbercreekvirtual.com/services/MagicDoor - ...

Tom breaks down Billionaire investor Jeremy Grantham latest Diary Of A CEO Interview. You know how everyone keeps saying, “You can't time the market,” but deep down you're terrified everything you've invested could vanish overnight? Or maybe you've felt the hype and FOMO about AI stocks, crypto, and housing — but you also have that pit-in-your-stomach feeling that none of it's real? Sis, this episode is a MUST for your future self.Jeremy Grantham — yes, THE Jeremy Grantham, legendary investor, founder of GMO, and the guy who literally predicted multiple market crashes — joins us for an unfiltered, no-holds-barred breakdown of what's actually driving the markets right now. We're talking about narrative-driven bubbles, why everyone blindly trusts the S&P, and how emotional contagion (not logic!) has most of us acting wild with our money. We also get brutally honest about why US stocks may be the most dangerous play on the table, and how the next economic collapse could wipe out everything you thought you understood about investing. Buckle up, because the warning signs are flashing everywhere.What's up, everybody? It's Tom Bilyeu here:If you want my help...STARTING a business: join me here at ZERO TO FOUNDER: https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20showSCALING a business: see if you qualify here.: https://tombilyeu.com/callGet my battle-tested strategies and insights delivered weekly to your inbox: sign up here.:https://tombilyeu.com/**********************************************************************If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you.**********************************************************************FOLLOW TOM:Instagram: https://www.instagram.com/tombilyeu/Tik Tok: https://www.tiktok.com/@tombilyeu?lang=enTwitter: https://twitter.com/tombilyeuYouTube: https://www.youtube.com/@TomBilyeuTruemed: Check your eligibility and start saving at https://truemed.com/impactEthos: Get a free quote at https://ethos.com/impactIncogni: Take your personal data back with Incogni! Use code IMPACT at the link below and get 60% off an annual plan: https://incogni.com/impact Ketone IQ: Visit https://ketone.com/IMPACT for 30% OFF your subscription orderShopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impactATT Business: Switch to AT&T Business at business.att.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What do you do when you don't have time to attend Fan Expo Anaheim? Create your own event! Feeling a serious case of FOMO, Richard came up with a last-minute idea inspired by David Letterman's "Man on the Street" segments: take Skywalking Through Neverland on the road with our mobile stage, some great prizes, and a whole lot of Star Wars and pop culture trivia. In just a couple of hours outside the Anaheim Convention Center, Richard and Sarah reunited with members of the Skywalking Force, met lots of new friends, and challenged fans to test their geek knowledge. It turned out so much better than we expected! Best of all, this is just the beginning. Everything in this episode leads to a BIG announcement on July 3rd, with next week's episode revealing even more. Have we teased you enough yet?

In this episode of FOMO Sapiens, Patrick McGinnis sits down with Emily Tisch Sussman, co-owner of the two-time NWSL champion New York/New Jersey Gotham FC, creator and host of the award-winning iHeart podcast She Pivots, Tony-nominated Broadway producer, and Democratic political strategist. Emily's career has moved from federal policy to cable news to podcasting to sports ownership, and the through line is a relentless instinct for white space. The conversation covers what it actually takes to own a championship team in women's sports, why brands keep coming in at the wrong price point and missing the opportunity, and what it was like to fight the White House, the NYPD, and the transit authority all in one championship season. If you have any FOMO about the women's sports moment, Emily has one message: you are right to feel it. Learn more about your ad choices. Visit megaphone.fm/adchoices

A skeptical reporter is sent to debunk England's most famous UFO hotspot — but the more nights he spends on Star Hill, the harder it becomes to dismiss what he sees, and the woman who keeps appearing there may be asking him to believe in far more than he ever bargained for.Look for this podcast on Apple Podcasts, Spotify, iHeart Radio, Amazon Music, Pandora, TuneIn Radio, and other podcast apps. Get a list of free listening apps here: https://weirddarkness.tiny.us/OTRCHAPTERS & TIME STAMPS (All Times Approximate)…00:00:00.000 = Show Open00:01:30.028 = CBS Radio Mystery Theater, “A Message From Space” (February 28, 1978) ***WD00:46:14.309 = The Sealed Book, “Death Spins a Web” (April 01, 1945) ***WD01:15:36.156 = The Shadow, “The Ghost Walks Again” (March 16, 1941) ***WD01:40:19.756 = Sleep No More, “To Build a Fire” and “Three Skeleton Key” (February 20, 1957) ***WD02:09:17.703 = BBC Radio 4 Spine Chillers, “Doppelganger” (January 01, 1977)02:34:22.138 = Strange, “Greenwood Acres” (October 10, 1955) ***WD02:46:54.981 = Suspense, “Defense Rests” (March 09, 1944) ***WD03:16:42.462 = Tales of the Frightened, “Mirror of Death” (November 27, 1957)03:21:37.453 = The Creaking Door, “Cards” (1964-1965) ***WD03:49:11.172 = The Saint, “Mr. Important” (October 15, 1947) ***WD04:17:00.318 = Theater 1030, “Trespassers Will be Experimented Upon” (1968-1971) ***WD04:45:47.834 = Tales From The Tomb, “Hooked” (1960s)04:50:01.149 = Show Close(ADU) = Air Date Unknown(LQ) = Low Quality***WD = Remastered, edited, or cleaned up by Weird Darkness to make the episode more listenable. Audio may not be pristine, but it will be better than the original file which may have been unusable or more difficult to hear without editing.CUSTOM WEBPAGE: https://weirddarkness.com/WDRR0701Tonight's #RetroRadio — Old Time Radio in the Dark brings together a full night of vintage horror, mystery, and supernatural suspense, from a UFO sighting on an English hillside to a steel hook left dangling from a car door.The CBS Radio Mystery Theater opens the night with "A Message From Space," written by Ian Martin and starring Tony Roberts, in which a skeptical American feature writer named Pete Heron is sent by his editor uncle to debunk the wave of UFO sightings around Warminster, England — an ancient stretch of Wiltshire ringed by 45,000-year-old burial mounds, or barrows, and crossed by invisible electromagnetic ley lines. Guided by a strange radio man called Bryce Bond up to Star Hill, Pete watches a glowing craft settle into a wheat field and leave behind a scorched, counterclockwise depression no wind could explain. But it's the violet-eyed woman named Maru who keeps appearing there — claiming to be a reporter, smelling of roses and lily of the valley, and seeming, somehow, entirely out of this world — who tests everything Pete thought he knew.From The Sealed Book comes "Death Spins a Web," a tale narrated from the pages of the keeper's ponderous volume about the dying Mrs. Oliver Drake, who summons her three worthless grandchildren — Blanche, Vivian, and the charming polo-playing scoundrel Chris — to her mansion and announces that her entire fortune will go to just one of them. As Chris courts both beautiful cousins at once to hedge his bets, a canoe trip across a deserted lake sets a deadly scheme in motion, and the old woman proves to be playing a far stranger game than anyone suspects.The Shadow presents "The Ghost Walks Again," with Lamont Cranston and Margot Lane traveling to a small New England town terrified by the apparition of Sir Roger Mathis, the village's stern Puritan founder, dead more than two hundred years. Townsfolk who favor opening the ancient meeting hall to the public keep turning up dead inside its torture stocks and presses, each victim clutching a death warrant signed in Sir Roger's own hand, and Cranston must determine whether a real ghost or a very human killer haunts the old colonial hall.Sleep No More, hosted by Nelson Olmstead with Ben Grauer, offers two literary terrors. First is Jack London's "To Build a Fire," the unforgettable Yukon tale of a confident, imaginationless newcomer — a chechaquo — who sets out alone across the frozen trail at seventy-five below zero with only a husky for company, ignoring an old-timer's warning never to travel alone in such cold. Second is George G. Toudouze's "Three Skeleton Key," the story of a lighthouse keeper stationed on a tiny rock twenty miles off the coast of Guiana, who watches a derelict three-master sail straight toward the light carrying a writhing, starving army of ship's rats that soon lay siege to the tower with three men trapped inside.BBC Radio 4's Spine Chillers delivers "Doppelganger," a modern psychological horror about Noah, a frazzled young assistant who keeps waking at exactly 3:44 a.m., drowning in FOMO and social-media envy as she frantically tries to be everywhere at once — her mother's birthday dinner, a girls' trip, an exclusive private members' club. When her doorbell camera records her leaving the apartment one night but never coming back, and a voice on the phone that sounds exactly like her own begins narrating her every move, the question becomes whether she's sleepwalking or being replaced.Strange, hosted by author and supernatural expert Walter Gibson, presents "Greenwood Acres," the account of Army Lieutenant Seth Proctor, who, on leave in a small backwater Georgia town in 1952, goes fishing among the water lilies and discovers a gleaming white plantation house that his landlady insists has been a crumbling ruin since a Civil War tragedy in 1865. There he meets a beautiful blonde woman named Laura swimming in the river, who somehow already knows his name — and whose own story is bound up with a jealous uncle named Cassius and a renegade Northern soldier.Suspense brings "Defense Rests," starring Alan Ladd as Robert Tasker, a young ex-convict and aspiring writer paroled into the law office of Max Krager, the only friend he's ever had, played by John McIntyre. When Krager's partner Arthur Hines — the very district attorney who once sent Tasker to San Quentin — turns up dead in his own office with Tasker's fingerprints on the paperweight beside him, the case looks open and shut, until a missing $50,000 and a switchboard girl named Peggy complicate everything.Tales of the Frightened tells "Mirror of Death," the brief, eerie story of Celeste Collins, a pretty Irish girl of twenty-one whose hand mirror shatters on the floor on the morning of her birthday — and who, despite dismissing the broken-mirror superstition as nonsense, receives a tall, gift-wrapped delivery that evening with a reflection waiting inside it.The Creaking Door, sponsored by State Express 555 cigarettes, presents "Cards," set at a charming English village fete where a devout vicar reluctantly agrees to have his fortune told with a pack of tarot cards by Mrs. Heyman. When she falls into a trance and warns him to fear death by fire, fear that which flies in the air but is not a bird, and fear the things of night — the bat, the wolf, and the leopard — the vicar plans to fly to Tanzania anyway to tour the mission stations funded by the fabulous Shelby Diamond fortune.The Saint stars Vincent Price as Simon Templar, the Robin Hood of Modern Crime, who refuses a five-thousand-dollar bribe to leave a corrupt town and instead hunts the unknown crime boss who gunned down his childhood friend, Treasury agent John Daniels. Following a trail of frightened informants — undertakers, a doomed dame named Rose Taylor, a bookkeeper named Al Boston, and a terrifying insect-obsessed killer called the Professor — Templar closes in on the one man whose name nobody dares speak.Theater 1030, a CBC Toronto production, offers "Trespassers Will Be Experimented Upon," a darkly comic supernatural tale by Anthony Lee Flanders about Nigel Hurdstrom, a winner of five Nobel Prizes, who drives his glamorous wife Vanessa across the Saskatchewan prairie toward a long-dreaded reunion. A storm strands them at the misty castle of the wicked Baron von Schenck — the mysterious figure who once taught a lonely farm boy everything the wind had to teach — and the pupil has come back to challenge his master, with a monstrous transplant machine waiting in the dungeon.Tales From The Tomb closes the night with "Hooked," the classic campfire legend of Ronnie and Cindy, two Jefferson High teenagers parked on a deserted road by the woods, who hear a radio bulletin about an escaped killer with a steel hook for a right hand just moments before a loud thud strikes the passenger side of the truck.

Have you ever bought something because it was "almost sold out" or because a sale was ending at midnight? If so, you're not alone. Scarcity is one of the most powerful forces influencing human behavior. When something becomes difficult to get, we often value it more—even if we weren't interested in it before. Marketers know this. That's why you'll see messages like "Only 3 left in stock," "Limited-time offer," or "Sale ends tonight." Sometimes those claims reflect genuine scarcity. Other times, they are carefully designed to create urgency and push you toward a decision. In this episode, we explore why scarcity is so effective, how it taps into fundamental human psychology, and the many ways businesses use it to influence what you buy. Joining me is Mindy Weinstein, a marketing instructor at Grand Canyon University and the University of Denver, as well as a program leader for The Wharton School and Columbia Business School. She is also author of the book The Power of Scarcity: Leveraging Urgency and Demand to Influence Customer Decisions (https://amzn.to/3QizF3u). What you'll discover: Why scarce products and opportunities instantly become more attractive. The difference between real scarcity and manufactured scarcity. How fear of missing out (FOMO) drives purchasing decisions. Why limited choices can sometimes make people more likely to act. Practical ways to recognize and resist scarcity-based manipulation. PLEASE SUPPORT OUR SPONSORS POCKET HOSE: For a limited time, when you purchase a new Pocket Hose Ballistic, you'll get a FREE 360 degree rotating pocket pivot and a FREE thumb drive nozzle! Just text SYSK to 64000 AIR DOCTOR: Head to ⁠⁠https://AirDoctorPro.com⁠⁠ and use promo code SYSK to get $250 off select AirDoctor air purifiers, including the 3500, 4000, and 5500 models. Plus, you'll receive a free 3year warranty!  RULA: Thousands of people are already using Rula to get affordable, high-quality therapy that's actually covered by insurance. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://Rula.com/sysk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to get started. QUINCE: Elevate your summer wardrobe. Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://Quince.com/sysk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for free shipping on your order and 365-day returns. Now available in Canada, too! SHOPIFY: It's time to turn those "what ifs" into CHA CHING with Shopify Today! Sign up for your $1 per month trail and start selling today at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://Shopify.com/sysk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to The Snack – a lighter serving of Girls Gotta Eat. This week, we're talking about: Knicks win and New York's generational summer begins Our custom ‘fits for Game 5 Summer House updates – West is out, Lindsay pops off on Threads World Cup visitors are warming our hearts and raving about American food (seriously) Which sport has the hottest athletes The Maternal Instinct documentary on Netflix Headlines: Jelly Roll files for divorce, Sea World San Diego's sexy summer concert series, UFC abomination on the White House lawn, Tyra Banks sues Netflix, Olivia Rodrigo's new album Follow us on Instagram @girlsgottaeatpodcast, Ashley @ashhess, and Rayna @rayna.greenberg. Visit girlsgottaeat.com for more. Thank you to our partners this week: Bloom: Get hot, hydrated and 20% off at https://bloomnu.com with code GGE. FP Movement: Shop their full line of activewear and workout gear at http://fpmovement.com/. Learn more about your ad choices. Visit megaphone.fm/adchoices