Podcast appearances and mentions of Warren Buffett

In 2025, Mohnish Pabrai manages over $798 million dollars invested in 5 stocks in his stock portfolio at Pabrai Funds. In this video, we're covering all of his biggest public holdings.Want to support Global Value? https://www.interactivebrokers.com/mkt/?src=gvp1&url=%2Fen%2Fwhyib%2Foverview.phphttps://www.patreon.com/GlobalValueMohnish Pabrai is the Investment Portfolio Manager of Pabrai Funds. He's a highly regarded valued investor who became personal friends with Charlie Munger after bidding for and winning a charity auction for lunch with Warren Buffett alongside fellow value investor, Guy Spier. Pabrai's portfolio is extremely concentrated and usually hidden - in fact, we can only see 4 holdings in the United States. Many people online think these are his only holdings, but they're wrong. Pabrai has at least one other international holding that's more secretive for US investors - although he's talked about it publicly in interviews. Watch Mohnish Pabrai's full interviews here:https://youtu.be/FFxUSADENrc?si=ZcWmXWzoc0I2kxoghttps://youtu.be/Kax8XnBU1ik?si=PlaW03NUd2lIUhFhhttps://youtu.be/EzMWPRx9-CY?si=anagrU4LmfZvNr6AThank you for watching. ❤️ Please support the channel by checking out our affiliates. All commissions are reinvested to improve the quality of videos!- TIKR is the website I use for financial data in my videos. Join me and 250,000+ investors worldwide by using TIKR in your investment analysis. Referral link - https://www.tikr.com/globalvalue- Check out Seeking Alpha Premium and score an exclusive 20% off plus a free 7 day trial! Affiliate link - https://www.sahg6dtr.com/H4BHRJ/R74QP/#mohnishpabrai #valueinvesting #valueinvestor #investing #stockmarket #investing2025 #stockmarket2025 #stockportfolio #mohnishpabraistocks #compounding #mohnishpabrai2025 #mohnishpabraistocks #pabriafunds #mohnishpabraiportfolio #mohnishpabraiportfolio2025 #mohnishpabraistocks2025

Ryan Isaac of Dentist Advisors returns to continue his discussion with Kiera about the future of dentistry, including options aside from DSOs. The question a practice owner should ask themself, Kiera and Ryan say, is what that individual wants out of their life — then consider the best platform to get you there. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Kiera Dent (00:00) Hello, Dental A Team listeners, this is Kiera, and this is going to be part two of mine and Ryan Isaac's conversation where we're digging into DSOs to sell to not to sell, all of that. And I truly am so excited for you guys here, part two. And as always, thanks for listening. I'll catch you next time on the Dental A Team Podcast.   Kiera Dent (00:17) why don't we take a pause and just think of like, what's the future of dentistry as now the future pioneers of dentistry? And what are we going to do to our profession? Yes, there's top dollar. Yes, there's things about it, but is there a way to influence?   and make sure that the integrity of dentistry can maintain long-term. I have no answer to that, but again, this is Kiera Dent sitting on my podcast where I think that there is a voice and an influence and like on Dentist Advisors podcast, is there a way that we can influence our industry in ways that will protect and still pay out? Because I'm like, even if you don't get the 10X EBITDA, you still can get a freaking great payout if you do your life right to where you can be financially set up.   Ryan Isaac (00:33) Mm-hmm. ⁓   Kiera Dent (00:58) still be able to sell your practice, not have to sell it in ways that could potentially hurt the industry. I'm not saying one's the right answer or the wrong answer. There's no judgment on my side. It's just, let's maybe think and consider how it could influence. Can we get people that could be private equity higher up that could help protect it? Those are things that, and again, I'm just Kiera Dent here in Reno, Nevada.   Ryan Isaac (01:03) Mm-hmm. Yeah.   Same, okay.   Okay. Yes. No, these are the questions.   You're totally influential. I think it's just in the opposite direction. ⁓ I don't think we can influence private equity. Private equity is ruthless in every industry. They don't. It feels dirty. It feels dirty. And I have a question for you, but I just want to say really fast. ⁓ I do feel like, yes.   Kiera Dent (01:30) It's dirty. It's dirty.   Is there a way though, Brian, you   don't finance better than me. Is there a way that there could become dentists that could become in private equity where they own it? Because once you, there's no way to insulate, you don't think. Because once you get to that level, you just, I mean, I've had.   Ryan Isaac (01:44) Yeah, but they'll do the same thing. I mean, they'll want the same thing.   Now, money's money. It's why capitalism runs   the world. mean, that's why, you know, it's like why it influences politics and money and business runs the world, you know? ⁓ Okay, hold on. There's so many good things here. Number one would be not every group will be a DSO, private equity backed DSO. And you know, many, many ⁓ clients and just dentists around the country who will end up being owners of   Kiera Dent (02:05) Okay.   Ryan Isaac (02:19) 20, 50, 100 group practices that will stay privately held and ran by owner doctors. That will be a chunk of this ⁓ group practice ⁓ takeover. So in that space, the influence can still be huge. ⁓ I think the chance to influence the integrity of private practice is in those who don't sell to DSOs.   I think it's in the industry, educated in influencing the industry for people who aren't going to sell and who are going to maintain control. Now, I do think that in the future, more and more dentists will be in a group. ⁓ are probably, yeah, be fewer and I can see why it would make sense to do that. There would probably be fewer and fewer people with just solo doc, solo location practices. know, some towns and rural places, that would be hard to do.   Kiera Dent (02:47) Mm-hmm.   I do too.   Ryan Isaac (03:15) So I think you're Dorothy, is that what you said? I'm Dorothy. I think that is possible, not with private equity, but with still the owner doctors that still exist and the group practices that are ran by dentists, not private equity back. I think the influence is still gonna be, I mean, if you took the projections of what will stay private,   Kiera Dent (03:20) Yeah, hi.   I agree.   Ryan Isaac (03:40) and then the chunk of the group stuff that'll be non DSO non-corporate, that's still got to be 40, 50 % of the industry eventually.   Kiera Dent (03:49) I would think so.   I mean, look at it right now. There's corporate dentistry within. And again, there's nothing wrong with any, because I have clients that are in corporate dentistry that run their practices like private. They take care of their teams. So it's one of those things I still think, like even if you are, and that's another way that we can influence this, if you are part of a private equity-backed DSO, you can still influence your practice. You're still the dentist working in the practice. You can still run culture. You can still run change.   Ryan Isaac (03:59) Totally. Absolutely.   Yes.   and hit it.   Kiera Dent (04:16) ⁓ I know the doctors I have, they're part of a very large group corporate and things that we have done together, like I work with them, they're my only corporate practice that I work with, but we have literally influenced the top tier CEO. They've asked what these offices are doing differently. They're taking things that I've helped bring into the practice and they've asked like, what's changed in your practice? Like we hired this girl who teaches us to run it like private practice. Their culture's incredible. We're even right now petitioning up to the top people because they're writing off things that you can actually   bill out to insurance that they're making them write off when it's like, actually, no, we can bill it as a non covered service and actually have the patients cover. So I'm like, I do still think whether you're in private equity, but I think you've got to be a strong enough doctor where you advocate for the rights of your patients and the rights of your practice. And I'm super proud of my client who does this because her and her husband, they go to bat and they're like, they write some pretty direct emails to the CEO of this and say like, hey, and they're a big enough force. Cause I mean,   Ryan Isaac (04:55) Mm. Yes.   huh.   Kiera Dent (05:15) They're the top tier practice in their area. have them making like, we are adding multiple millions to their offices every single year. But I'm like, I think that's also how dentists, even if you're in private equity, even if you're in group practices, I think at the end of the day, are clinicians and clinic, like you are, you are the product. And I think that they have, I think dentists have more say than they might realize that they do to influence the industry and keep it more positive and more ethical than it could be otherwise.   Ryan Isaac (05:38) Yeah.   Yeah, I totally agree. I totally agree with that. We all know people who are in those group models that are still running like amazing, almost privately held practices. The other thing that's interesting that's different than medical, because it always gets compared to the medical field consolidation that happened, is medicine has a distinct difference and advantage in that they have hospital systems where gigantic campuses where they can house hundreds of doctors in one place, right?   It's just not that's not a thing in dentistry, which I think will will force it to stay a little unique, different than medical, because you can never have a giant campus building with, you know, 400 dentists. Yeah, like 500. I mean, I don't know. I guess never say never some some group might invent that and you know, like the dental campus of the city. I don't know. Yes, it's possible. But it seems a lot less likely. Yeah.   Kiera Dent (06:18) Mm-hmm.   500 off, you imagine?   Say hi.   I mean, dental schools have a lot, but   I'm like, okay, I think the piece that would be really hard is to justify 500 beds, like 500 ops. You've got your hygiene that's cranking. So you gotta have, in a 500 bed, would need, like, we can only see 500 patients a day. so you can only see if it's 500 a day, that's how many patients you could actually see. I don't think that would be a full city, and we're basically taking over whole city.   Ryan Isaac (06:55) Yeah.   No. Yeah.   Kiera Dent (07:03) And then you might   not be pulling out that much dentistry outside of all of that to be able to fill that many doctors in their schedules. Cause so much of it's hygiene run, it's like a two to one ratio that I think that would be the zone. ⁓   Ryan Isaac (07:07) No.   I love this analysis. Yeah, I   couldn't go that far, but there you go. That's exactly right. So I do think it'll stay different enough in nature because of that. ⁓ And yeah, I, to go back to the, love your question. We've been kicking this around a lot in dentists advisors and I want to reiterate the same thing. There's no judgment here. There's no right or wrong. For some people, it's absolutely the best decision to exit with the DSO and just find the right one. Take your time. ⁓   Kiera Dent (07:19) There you go.   I agree.   Ryan Isaac (07:43) to go through the deals with someone who really knows what deals look like, not just a friend or a CPA unless that CPA is looking at hundreds of deals. Call Brandon, right?   Kiera Dent (07:51) Seriously, I'm like, why? He's got like every flavor of ice cream available of DSOs for you. And like, what are your goals with your financial advisor? What do you need to retire? And then you make sure that the deal is going to actually get you that because like you said, Ryan, it's your greatest asset. And that's where to me, it breaks my heart when people do this. And I was actually, when we were talking about assets, ⁓ there was a stress test portfolio that I heard at a conference that I thought was really awesome that I think about often. so thinking about when you said like, we're investing into this stock.   Ryan Isaac (07:59) Yeah.   That's it.   Kiera Dent (08:20) portfolio, like we're basically putting so much of our biggest asset and so many of our dollars into one single stock. And they said, just stress test your portfolio. If my two biggest portions of my portfolio. Okay. So the two biggest portions right now. And I think about this often, even you and me, Ryan, if those two asset classes dropped yesterday, cause I always do like, if they dropped tomorrow and you're like, well, I'd freaking move things. No, if it dropped yesterday, so there's nothing you could do. Do you have the staying power for things to recover? So like, I don't need to liquidate my assets.   Ryan Isaac (08:24) in one single, yeah.   Mm.   Kiera Dent (08:50) can still have income from our other assets and buying assets that are down. So looking at that, and I think about that often, like, so if your biggest ones are in the stock market and in your DSO and both of those dropped yesterday, like that's all that's gone. Could you still be okay? And if not, maybe look at other ways to diversify that portfolio. I'm not an advisor, Ryan. So you speak to like, if you agree or disagree on that, because that's my thoughts on it.   Ryan Isaac (09:11) Yeah.   Although yeah, no,   that's a really ⁓ logical way to look at stress testing something. If the stock market disappeared as a whole yesterday, all, yeah, well, we just, every publicly traded company in the entire world would be gone simultaneously. We would all be in so much trouble. Like we just wouldn't have cell phone service or gasoline or, you know, like a million things. Yeah, for a minute.   Kiera Dent (09:26) You say that we're all gonna go to the apocalypse, like.   Good thing you're by the ocean. You at least have a good time there, Ryan. I need   to get out of Reno, Nevada for that one year fact alone.   Ryan Isaac (09:44) Yeah, yeah. For me, yeah,   it would work for a minute, but then we would have no grocery chains, there would be no shipping distribution, there'd be no trucking, there would be no like, you know, we'd be done within like a week. You know what I mean? So, but you're the logic of it is true. It's almost like what if we just looked at stress testing a deal, you know, and you said there's usually three parts in a DSO deal, there's the cash up front, there's usually some kind of earned back, or bonus system, that's usually a smaller piece. And then there's the equity piece.   And if one of those didn't exist, if one of those dropped off, what would this deal look like? And I think the question we have to ask is if the equity didn't hit, you know, if they don't get returns on multiples on their equity, like they're projecting and always, of course, the projections are huge, you know, always, always. If this does not come in like you expect, let's just say it's half of what they expected that which would be probably fair to say, or it's all you do is get your money back one day.   Kiera Dent (10:32) always.   Ryan Isaac (10:43) What does this now look like to you? Is this a survivable thing? And is this even something you would be interested in doing? But again, you said this before, I've been saying this, go talk to someone who knows what these deals look like, like Brandon. I'll give you an example. with a client a few weeks ago who had an offer. They were getting a lot of pressure from the group where this came from. They were kind of involved in like, well, I won't even say it. It was just a group of people of other dentists that were kind of pooling practices together. And this buyer,   Kiera Dent (10:50) you   Ryan Isaac (11:14) just a lot of pressure, a lot of hype, right? A lot of hype. And the deal as the details started coming through started smelling really weird. And even he was just like, I don't know. He talked to Brandon for 30 minutes and it became so obvious so quickly how bad this deal was. And now he's pushing the brakes a little bit. He's going to ramp up his profitability, work on the practices some more. He still wants to consider a sale, which is great with that's fine if that's still what you want to do.   Kiera Dent (11:38) Yep.   Ryan Isaac (11:43) But I think that conversation probably just saved him millions of dollars, literally in 30 minutes of conversation. So just talk to somebody, please, about these deals. There's every flavor out there. There's so many ways that they can twist and bend these things. And yeah, there's just a lot of moving pieces in there. So just be careful. Yeah, just talk to someone. Be careful.   Kiera Dent (12:02) I would like, and what   you said, also think like, make sure that you're also selling it for top dollar. This is something I really love about working with you guys, working with clients is if we know that there's a sell on the horizon, think one of the best things you can do is truly like pulling a consultant, pulling somebody. And like I was talking to a doctor the other day and they're like, KK, we want you to come in and help us like with our systems, but they're selling in a year. And I was like, well, respectfully as your consultant, I'm not going to sit here and deal with systems.   Ryan Isaac (12:13) Yes.   Please.   Kiera Dent (12:31) If you're selling to a DSO, odds are a lot of those systems they're gonna bring into you anyway. Our best thing we can do is make your life easy right now, boost your production, reduce your overhead, increase your EBITDA so you get top dollar on the sale while making it like amazing. Like we'll still put systems into place. We'll still take care of your hot fires with your team right now. But like, why not go, it's like, if I know I'm selling my house in a year and if I did a few things to make it exponentially higher.   Ryan Isaac (12:32) .   Yeah.   Kiera Dent (12:56) in the next year of my sell, why would I not do that now? And for us, it's not even like a house where I'm just painting the walls. We're literally boosting your production. We're pushing your overhead down. We're helping your whole team get on board for that. So that way your asset really is the best asset you can get. And we're not doing it in a hard way. So I know it feels like a push, but just know Dental A Team's way is ease. So it's like, it's going to be an exponential growth for you, but with like ridiculous ease. And most of our clients, we just did a huge study across the board of hundreds of our clients.   Ryan Isaac (13:13) Mm-hmm.   Kiera Dent (13:24) And on average, they're seeing a 30 % increase in their production and a reduction in their overhead within their first three to six months of working with us. So like even if you have a year or two year timeline, that right there, so getting the right deal, making sure you're selling it at top, like squeezing the juice out of every single thing we possibly can get out of your practice. ⁓ But then also I feel like what happens in that scenario, Ryan, I see it all the time, is when we come in and we like powerhouse it up with them.   Ryan Isaac (13:34) Thank   Kiera Dent (13:51) They're like, wow, I'm working two days a week and I would make what this DSO was going to offer me and I don't even have to work. Why would I get rid of this practice right now to the DSO? That happens more than I can tell you because it's like they didn't realize it could happen this way. And I'm like, just tell me what you want. Like you want the DSO, you want to work two days. Why don't we build you that right now and like keep the asset that you've got and sell it when you want, which is going to make you the same amount of money as the DSO, but it's on your terms.   Ryan Isaac (13:59) Yes. Yep.   all the time.   Kiera Dent (14:20) So I think that like people don't realize that you can have the benefits of the DSO today. I think the only piece you can't have like, but I give air quotes on can't is like, you still are an owner, but I'm like, there's literally ways for you to sell to partners, have it pay out to you. And you can actually get rid of that ownership piece if you don't want it ⁓ and still have it be the same type of a deal. I think like, don't forget that there's also deals outside of DSOs that you can do internally. ⁓   Ryan Isaac (14:26) Yep.   Kiera Dent (14:48) but it is shocking Ryan how many practice, like I had a doctor and he's like, Kara, I'm going to get 5 million for my practice on this. And I was like, rock on in two years, we literally will make you 5 million net post-tax in two years. was like, literally, and that's net that's post-tax like in two years. I was like, this is not a good deal for you financially if you're going after the financial dollar. So I think just be smart with how you look at this because I don't know, right. And you do it to me all the time. You're like, Kara, yeah, go sell.   Ryan Isaac (14:58) That's what you're make in two years of income. Yeah. Yeah.   Mm-hmm.   Kiera Dent (15:17) but you can also just get the life you want and have your practice and your business run differently, why not consider that scenario too? So I think.   Ryan Isaac (15:19) Yeah.   Yeah, I'm,   yeah, okay. Sorry, finish your thought. I just like what you just said. I just love that. I was gonna ask you this exact thing. I was gonna ask you this exact thing. I was gonna say, Kiera, aren't there ways someone could step back and pause and say, why am I interested in selling to a DSO and then just try to create it through the work you guys do easily?   Kiera Dent (15:27) Okay, so yeah, take it.   100 % and right you do   it to me all the time. You're like Kiera. Well, what would you want your life to look like if you were to sell it? I'm like, I would care if you stopped if you sold what would your life look like? And I'm like, I do this. I do this. I do this. You're like, all right, then why don't we just make your business do that today? I don't think people realize how like you can manipulate your business to truly support the life, the finances, everything you want. Like it's shocking. I'm like just basically give me the North Star and we will manipulate the entire thing for you.   Ryan Isaac (15:59) Just do it.   Yeah.   Yeah.   Kiera Dent (16:14) in ways you didn't even know. like, I need Ryan to know our North Star where we need to get. Then we break it down to your, like what lifestyle you want to have. And then we just crank, like, it's like shake and bake. It's such an easy thing for us to do. And we're still doing it with like amazing ethics. It's under your control. It's your culture. It's your business. It's your life. But I mean, I have a doctor who's producing over 5 million a year, working two days a week, taking home DreamPaycheck and they were going to sell it to a DSO. And I'm like, it took us two years to get them to the offer.   and they're like, they're so happy and they're able to now, like you said, I think one of the best pieces on this is they got everything that they would have gotten from the cell. But in addition to that, they didn't lose everything that they've built to where now they can go build and create, like you said, the two day a week practice where they're having it, but they've kept their huge asset over here. And so I just think like, I don't know. I feel like there's so many more options on the table than people necessarily think there are. And so.   Ryan Isaac (17:03) Mm-hmm.   Kiera Dent (17:12) Maybe don't listen to all the noise, be the smarter. It's like when everybody's doing X, maybe there's a Y that would actually benefit your life.   Ryan Isaac (17:16) Yeah. A million percent.   Yeah. I mean, Warren Buffett has a quote around that. It's a little bit different with stock market buys and sells and greed and fear. But yeah, that's exactly it. Yeah. I love that you said that. I assume. What are we like 45 minutes already? I assume that you probably want to wrap this thing up, but I wanted to end it with that exact question you went there, which is like, can't we do this? Can't you? No. I mean, that's not the job we do. The Dental A team can help design.   that what you're trying to accomplish that you think some private equity firms gonna come in and give you. And again, let's all just remember, private equity firms, ⁓ they don't love you.   Kiera Dent (17:57) It's true.   Ryan Isaac (17:58) They love your money   and they are not stupid. There's a reason why they gobble up every industry in the economy is because they make us believe they're just giving us sweetheart deals. Like, they're gonna give us so much money. Isn't it so crazy? Like, no, they're really smart. They're gonna get so much more money from you than you're gonna get from them. So if they want your thing so bad that they're gonna chase you down and send you offers and every time you decline, they're gonna be like, okay, wait, what about this one?   Kiera Dent (18:15) They are.   Ryan Isaac (18:26) They want it so bad. You must really be holding something really special. So how can you make that thing become your dream scenario without having to give it up? First, just consider that again, no judgment. There is no right or wrong. Maybe that is your path and that is best for you. Great. If you do the work and the, you know, the research and you're just sitting and you're asking smart people like here in the Dental A Team, you know, about all the details and you're asking yourself why through all this process, that's just, that's the whole thing. So I'm glad you   Kiera Dent (18:31) Mm-hmm.   Yeah.   Ryan Isaac (18:56) Assuming we're ending it soon. I'm glad you ended it with that because that's what I was thinking about   Kiera Dent (19:01) Well, and I'm glad I'm going around the same beach because I feel like DSOs can be such a buzz. I think it's, I don't know. I just thought about, I remember when Jason and I were graduating from pharmacy school and we had a lot of debt on us and it was so tempting to go the 10 year loan forgiveness plan. So tempting. And Jason and I decided like, Hey, we don't want to like hope and bank that in 10 years, we're actually going to get all this paid off.   Ryan Isaac (19:07) yeah.   Mm-hmm.   Kiera Dent (19:29) And if it doesn't happen, what's it going to cost us at that point? And so we elected to just go for it to pay for it and to basically have it like, it's within our control rather than someone else holding my future. And I think that's how I often live my life of like, is there a way that I can get my dream life or I'm not banking on someone else holding up their end of the deal, hoping and praying that their equity makes it and it's something that we can actually do with ease? Why not do that?   Ryan Isaac (19:33) Mm-hmm.   Kiera Dent (19:55) Ryan knows it was a huge issue with me and Jason for about a year to pay off his student loans, but the growth and the life that we were able to achieve that we wouldn't even be done. We still would not even be done with our debt right now. And it would have ballooned and not all of the debt's being eliminated. Like there's so many things around these loan forgiveness programs that I think about that with DSOs too. You have so much banked in, the hope, the promises, like everything has to go right for this huge multiple to have it there.   Ryan Isaac (20:07) yeah. Yeah.   Uh-huh.   Kiera Dent (20:24) Is there maybe a few other paths that you could look at that might get you what you ultimately want, give it to you with more control on your side, and also be able to allow you just more flexibility and freedom. Again, no judgment. think what Ryan and I are trying to bring to the table is maybe just consider looking at things differently to see what's the best path for you. And I say like, right back at you, Ryan, use your financial advisors, know what your magic number is, know what you need, and then figure out which option is going to be that.   Ryan Isaac (20:48) Yeah.   Kiera Dent (20:52) while also providing you the dream life that you want. So Ryan, thanks for the riff today. It was a solid time.   Ryan Isaac (20:54) Yep. Thank you.   It almost felt like planned. was so smooth.   Kiera Dent (21:01) So, mean, it does help when we're good like peanut butter jelly. Like we're very aligned on how we see, that's why I think our clients work so well together because like Denali team clients going to Dentist advisors, it's amazing. We think on similar investment strategies and like just the planning and the protecting clients. And on the other side, it's, Hey, here's our financial number. Denali team literally can like give the gas and give the pieces to it of tactical. So thanks Ryan. was a good time.   Ryan Isaac (21:04) Yep.   Hmm.   We all want to do. Yeah.   Yeah. Yeah. We want to grow and protect that business and make it, you know, it's your whole life. Make it as good as you possibly can. You guys are so good at that.   Kiera Dent (21:34) Great.   Well, Ryan, if people are interested in connecting with you, how do they get connected? Because again, I think for me, before I even talked to DSOs, I always tell them like talk to your financial advisor, figure out your project number. That way you actually can then have even one filter on what deals you're looking for, what plan you need your business to be. So Ryan, how do they connect with you?   Ryan Isaac (21:41) Yeah, totally.   Million   percent. So I'll always say friends of the Dental A Team always can email me directly. I'll always have a conversation with anyone no matter what you're looking for. You don't have to be trying to hire a financial advisor. You might just have a few questions and I will always get on the phone and talk to someone. Just email me directly if you ever want to. Ryan at Dentist Advisors dot com. It's with an O.R.S. You can all just also just go to our website dentist advisor dot com. have   probably thousands of hours of free content on there, podcasts, articles, webinars, everything. You can book a consultation with our whole team there at any time. go learn as much as you want, listen to anything, tons of free stuff on there, but that's the best thing. I'm always happy to have a conversation.   Kiera Dent (22:29) It's amazing. And just so you know, Ryan does not take very many clients. So that's why I love him being on here. He's one of the founders. I think Ryan's one of the smartest people I've ever met. So definitely take him up on it. I know tons of our clients love meeting with Ryan because Ryan will tell you like, Hey, you don't need me or Hey, here's someone better for you. So I think it's just like, you're just an incredible human who ultimately cares and loves about these dentists, which is why I just appreciate you. So check him out. Yeah, of course. And for everyone listening, thank you for listening and we'll catch you next time.   Ryan Isaac (22:31) Yeah.   I do. Yep, I do. Thank you. Thank you.   Kiera Dent (22:59) the Dental A Team Podcast.  

"Courage comes with practice, and you find confidence through that because you will win."   "Stop wishing problems away. Warren Buffett has money problems. So do we."   "I turn shit into fertilizer and teach other people to do the same."   "Your business will only grow to the level you're willing to grow inside as a human." In this downhome episode of Better Call Daddy, hosts Reena Friedman Watts and Wayne Friedman welcome Mike Ashabraner, known as the Redneck Connector, to share his incredible journey of self-discovery and resilience. With a camo hat perched on his head and a heart full of passion, Mike dives into the importance of confidence and courage in both business and life. Mike opens up about his past struggles, including a lack of self-worth and his journey from being a firefighter to finding his voice as a leader. He emphasizes that true confidence stems from embracing personal responsibility and the courage to face challenges head-on. As he shares his mantra of "courage before confidence," listeners are inspired to overcome their own obstacles and pursue their dreams authentically. Throughout the episode, Mike discusses the significance of community, support, and the power of connection in creating a meaningful impact. He encourages listeners to stop seeking external validation and to focus on building relationships that uplift and empower. With humor and sincerity, he reflects on the trials of starting a business later in life and the lessons learned from rejection and perseverance. Wayne's insightful commentary adds depth to the conversation, as he highlights the dual nature of courage and confidence. Together, they explore the transformative power of vulnerability and the importance of sharing one's story to inspire others. Join us for an engaging discussion filled with actionable insights, laughter, and heartfelt moments that remind us all to embrace our true selves and make a positive difference in the world. (00:00) Reena Friedman Watts hosts the Better Call Daddy show with Wayne Friedman (01:56) True confidence comes from self worth, not external validation, Michael says (05:55) Michael is a recovering alcoholic and now runs a successful business (09:17) I grew up very hard. Alcoholic, domestic violence. Just growing up. I had grandparents. Very good, uh, working class people (12:20) One of the very first success stories. The first. I became an impromptu dating coach (13:44) When you first started the business, nobody would have bet on you (16:53) Use principles, use wisdom. Aim for the stars. Have counsel too. There's stuff I'm glad I didn't do (19:36) In life and business, stop talking, start doing. That's what I'm talking about (21:57) You should laugh during a sales call because it's worth it, right (24:55) Michael: The only motivation to be doing this is courage (28:24) Self limitations is your number one problem (29:44) You say having courage builds confidence, but having confidence also builds courage Don't miss this inspiring episode! Be sure to like, subscribe, and share it with anyone who needs a boost of motivation and encouragement on their own journeys. Confidence, Courage, Personal Responsibility, Self Worth, Business Growth, Hounds Of Business, Overcoming Adversity, Supportive Community, Personal Development, Inspirational Stories, Entrepreneurial Journey, Inner Child, Mindset Shift, Impactful Leadership, Authenticity, Resilience, Family Legacy, Alcohol Recovery, Heart-Centered Professionals, Business Networking   Connect with Mike: https://www.redneckfinancialcoach.com https://www.linkedin.com/in/redneck1/   Connect with Reena: https://bettercalldaddy.com https://linkedin.com/in/reenafriedmanwatts https://instagram.com/reenafriedmanwatts https://instagram.com/bettercalldaddypodcast https://www.youtube.com/c/bettercalldaddy We'd love to hear from you! Drop us a review and let us know what you think. Your feedback helps others find the show! Show notes created by https://headliner.app  

Warren Buffett gives away more money… Special CTF report from Kris Cruz / Diddy Combs Verdict... Pilot lands in Antarctica… Costco changes…Lululemon sues Costco… www.blazetv.com/jeffy Promo code Jeffy…Netflix and Nasa…Email: ChewingTheFat@theblaze.comAMC and commercials… Fast and Furious final installment 2027 Who Died Today: Jimmy Swaggert 90… CBS settles with Trump… Idaho off campus killer…Hiker influencer's cause of death revealed… SGA signs new deal / highest paid… Joke of The Day… Learn more about your ad choices. Visit megaphone.fm/adchoices

Today we talk the end of quarter performance for quarter two of 2025. How did you do? We also cover a wide range of economic and market topics, beginning with the complexities of investing in artificial intelligence, lessons on succession planning, leadership transitions, and the importance of understanding demographic and power dynamics in both politics and investing. We note that large-cap growth, tech, and industrials led Q2 performance, while energy and real estate lagged. Mounting debt, rising delinquencies, and wage garnishment were cited as signs of economic stress, especially among younger and lower-income Americans, but the U.S. is still regarded as one of the best places to live. Today we discuss...  AI emerges as a hot investing theme, but it's difficult to get meaningful public equity exposure to the trend. We talks lessons for business owners on succession planning and the difference between operators and visionaries. You should invest in yourselves, learn how to work with AI, and become irreplaceable in the workforce. They conclude that unlike past tech revolutions, understanding AI is more about mindset, prompting skills, and creative application than simply buying stock exposure. Warren Buffett can be both the greatest investor of all time and underperform over the last 25 years. Buffett's investment challenges are partly due to managing massive capital, but he also strayed from his original strategy. Buffett should have retired decades ago and left day-to-day decisions to others. This is a parallel between aging leaders in investing and aging politicians who refuse to step down. The Baby Boomer generation is described as unintentionally draining economic resources through demographic trends. Understanding leadership transitions and generational shifts is crucial for evaluating companies and markets. Q2 market performance shows large-cap growth outperforming small-cap and value stocks. Sectors like industrials, communications, and tech led, while energy, real estate, and healthcare lagged. High beta, momentum, and pure growth factors outperformed, while high dividend and low volatility underperformed. Treasury bonds, especially international, were among the best-performing fixed income assets. Precious metals like gold, silver, and uranium led commodities; agricultural products like corn and wheat lagged. Many top-performing countries are printing money, boosting markets, despite geopolitical or structural issues. Biotech investing is highly complex due to multiple layers of science, regulation, and operational risk. Investors don't need to invest in every trendy sector—understanding is more important than participation. Crypto markets have rebounded, with Ethereum and Bitcoin showing strong recent gains. The "Magnificent Seven" tech stocks have mixed performance, with Apple and Tesla notably underperforming. The market is entering a historically strong July–August window, buoyed by trade optimism. U.S.–China relations show signs of improvement, including mutual resource access. Buy Now, Pay Later services are beginning to impact credit scores and consumer financial stability. Over 2.3 million households are delinquent on mortgage payments, with foreclosures up 34%. Renters face growing pressure, with 21% behind on payments and eviction filings surging. Mounting debt burdens are fueling disillusionment among younger Americans, increasing support for socialism. Inflation has cooled from 9% in 2022 to 2.4% in April 2025. Despite challenges, the U.S. is still viewed as one of the best places to live. For more information, visit the show notes at https://moneytreepodcast.com/end-of-quarter-performance-725  Today's Panelists: Kirk Chisholm | Innovative Wealth Douglas Heagren | ProCollege Planners Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast  

Jesse explores the timeless wisdom of Warren Buffett, highlighting both his disciplined investment philosophy and his unwavering emphasis on trust and character. Jesse breaks down Buffett's approach to buying great businesses at fair prices, holding them long-term, and focusing on intrinsic value, margin of safety, and staying within one's circle of competence. He also examines Buffett's early warnings about derivatives as speculative tools that undermine market integrity, and how Buffett built Berkshire Hathaway not just through smart investing, but through a foundation of honesty, patience, and reputation. It's a masterclass in both investing and living with principle. This is essential listening for any long-term investor. Key Takeaways: • Buffett's strategy is rooted in rational behavior, long-term thinking, and ignoring short-term market noise. • Berkshire Hathaway's success is largely driven by acquiring whole companies and investing in businesses with strong fundamentals and leadership. • Buffett's “circle of competence” encourages investors to focus only on areas they truly understand, rather than pretending to know it all. • Buffett's legacy is built as much on ethics as on economics, showing that consistent honesty and long-term thinking pay off in every area. • Buffett rejects the Efficient Market Hypothesis (EMH), arguing that markets are often irrational and can be outsmarted with discipline and patience. • Jesse ties Buffett's lessons back to personal finance and life, reminding listeners that reputation, trust, and a patient mindset are moats we can all build—no billions required. Key Timestamps:(02:16) - The benefits of long-term thinking (04:49) - Understanding your circle of competence (08:11) - The concept of intrinsic value (13:29) - The margin of safety principle (19:13) - Buffett's view on market inefficiencies (25:28) - The concept of economic moats (32:09) - Buffett's critique of derivatives (37:49) - The importance of trust and reputation (43:25) - Conclusion and final thoughts Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques More of The Best Interest: Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

Warren Buffet owns 42 stocks worth $276 billion in his Berkshire Hathaway portfolio in 2025. In this video we're diving deep into his top 15 biggest positions. Starting with #15 Constellation Brands. Want to support Global Value? https://www.interactivebrokers.com/mkt/?src=gvp1&url=%2Fen%2Fwhyib%2Foverview.phphttps://www.patreon.com/GlobalValueWe'll dive deep into Warren Buffett's stock portfolio at Berkshire Hathaway after its 2025 annual shareholder's meeting where Warren Buffett announced he's retiring as CEO the end of the year. Warren Buffett is one of the most successful investors of all time. As of today, he is in the top 10 richest people in the world. He runs Berkshire Hathaway, one of the largest publicly traded holding companies with a market capitalization of more than $1 trillion. In this video you'll see which stocks he picks and which stocks Berkshire Hathaway owns based on Buffett's 13F filings, insider trades, and international holdings - like in Japan. He's also known for the Buffett indicator which is a measure to decide if the current stock market is over or undervalued.Thank you for watching. ❤️ Please support the channel by checking out our affiliates. All commissions are reinvested to improve the quality of videos!- TIKR is the website I use for financial data in my videos. Join me and 250,000+ investors worldwide by using TIKR in your investment analysis. Referral link - https://www.tikr.com/globalvalue- Check out Seeking Alpha Premium and score an exclusive 20% off plus a free 7 day trial! Affiliate link - https://www.sahg6dtr.com/H4BHRJ/R74QP/#warrenbuffett #berkshirehathaway #charliemunger #investing2025 #stockmarket2025 #stocks2025 #valuestocks #warrenbuffettinvestmentstrategy warrenbuffettinvesting#stockmarket #stocks #investing #valueinvesting #investor #invest #finance #valueinvestor #stockanalysis #dividends #dividendstocks2025 #dividendstocks #fundamentalstockanalysis

Börsen-Gurus genießen unter Privatanlegern einen hohen Stellenwert. Ihre Investmententscheidungen, Interviews und öffentlichen Auftritte werden häufig als direkte Handlungsempfehlungen interpretiert. Doch wie sinnvoll ist es wirklich, sich an den Strategien prominenter Investoren zu orientieren? Ihre Empfehlungen sind selten auf die individuellen Voraussetzungen von Privatanlegern übertragbar. Zu groß sind die Unterschiede bei Kapitalausstattung, Informationsvorsprung und der Möglichkeit, exklusive Deals zu verhandeln. Hinzu kommt: Auch bekannte Investoren liegen regelmäßig daneben. Langfristiger Börsenerfolg erfordert in erster Linie eine eigene Strategie. Wer versteht, welche Rolle Börsen-Gurus im Markt spielen – und welche nicht –, kann ihre Aussagen besser einordnen und vermeiden, typische Anlegerfehler zu wiederholen. Inhaltsverzeichnis00:00 Intro00:39 Schlagzeilen die zum Handeln animieren01:17 Plattformen: GuruFocus & Stockcircle03:45 Meine Sicht auf die Plattformen06:14 Investitions-Volumina08:09 Nicht alles ist immer richtig09:45 Insider-Transaktionen: Beispiel Adobe11:16 Zu unrecht Gurus?13:16 Warren Buffet und Luftfahrt-Aktien14:26 Zitat: Ben Carlson15:16 Meine Sichtweise und Strategie18:06 Zusammenfassung19:59 Danke fürs Einschalten!

The 5 things you need to know before the stock market opens today: China's manufacturing contracted for the third consecutive month, President Trump has teased a buyer for TikTok, Tesla says it has completed its first driverless delivery of a new car, and Warren Buffett is making a $6B donation.  Squawk Box is hosted by Joe Kernen, Becky Quick and Andrew Ross Sorkin.  Follow Squawk Pod for the best moments, interviews and analysis from our TV show in an audio-first format. 

Første halvår 2025 har vist oss at markedet kan stige selv når verden virker på randen – så lenge det finnes håp om retning. I denne episoden av Markedspuls reflekterer Roger og Adrian over markedets evne til å se forbi støy, hvorfor Tomras plutselige kursfall etter en pre-close call reiser spørsmål om tillit og transparens, og hva selskaper kan lære av Warren Buffett – uten å kunne kopiere ham.Finansielle verdipapirer kan både øke og minke i verdi. Det er en risiko for at du ikke får tilbake pengene du har investert. Før du investerer i et fond bør du lese prospektet som er tilgjengelig hos fondsforvalter og nøkkelinformasjonen du finner på ordreleggingssiden og på fondets produktside på nordnet.no.

On today's episode, Kyle Grieve discusses how Warren Buffett evolved from a young entrepreneur with an intense fascination for numbers into one of history's most disciplined and independent investors. The episode explores the key influences, early lessons, and defining choices that shaped his unique approach to business and capital allocation. IN THIS EPISODE YOU'LL LEARN: 00:00 - Intro 03:04 - How Buffett showed business instincts as a young boy 03:44 - How Buffett used scuttlebutt early in his career 04:26 - The influence Buffett's father had on his mindset 11:06 - Three timeless principles Buffett learned from Ben Graham 19:11 - The period Buffett compounded at over 50% annually 23:49 - How a “cigar butt” taught Buffett pricing power 29:33 - Why Buffett embraced concentrated investing from the start 45:14 - Why Buffett saw media companies as modern-day toll bridges 54:02 - Buffett's core disagreement with efficient market theory 1:00:00 - What Buffett learned while rescuing Salomon Brothers Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Join Clay and a select group of passionate value investors for a retreat in Big Sky, Montana. Learn more ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Join the exclusive ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Mastermind Community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Buy a copy of Buffett: The Making of an American Capitalist here⁠. Follow Kyle on ⁠⁠⁠X⁠⁠⁠ and ⁠⁠⁠LinkedIn.⁠⁠⁠ Check out all the books mentioned and discussed in our podcast episodes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy ad-free episodes when you subscribe to our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Premium Feed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. NEW TO THE SHOW? Get smarter about valuing businesses in just a few minutes each week through our newsletter, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Intrinsic Value Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Check out our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠We Study Billionaires Starter Packs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Follow our official social media accounts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X (Twitter)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Browse through all our episodes (complete with transcripts) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try our tool for picking stock winners and managing our portfolios: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Finance Tool⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy exclusive perks from our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠favorite Apps and Services⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠best business podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. SPONSORSSupport our free podcast by supporting our sponsors: SimpleMining AnchorWatch Human Rights Foundation Onramp Superhero Leadership Unchained Vanta Shopify HELP US OUT! Help us reach new listeners by leaving us a ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠rating and review⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! It takes less than 30 seconds, and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it! Support our show by becoming a premium member! ⁠⁠⁠⁠⁠⁠⁠⁠https://theinvestorspodcastnetwork.supportingcast.fm⁠ Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

The Fed initially suggested that tariffs would gradually raise prices while slowing growth more gradually. However, recent trends show growth declining faster than inflation is rising. In our Week-in-Review, Dave Spano and Brian Jacobsen discuss this shift and other key topics. The episode also concludes our Financial Jargon series, explores the 4% rule, reviews Warren Buffett's perspective on inheritance, and highlights connections between better health and lower taxes.

Matt Zeigler and Bogumil Baranowski join Robert Hagstrom for a very special hour-long discussion. The episode originally appeared on Excess Returns Podcast, and it is reposted here with permission from the podcast hosts. Enjoy!Legendary investor and author Robert Hagstrom joins Excess Returns to explore timeless investing principles—and how they've evolved in today's market. In this wide-ranging conversation, Robert shares stories from working with Bill Miller, insights on Warren Buffett's approach, and the philosophical foundations of long-term investing. He also issues a stark warning about the rising popularity of private equity for retail investors.Whether you're a Buffett disciple, a fan of focused investing, or just curious about how great investors think, this is a conversation packed with insight.

In dieser Samstagsfolge von “Alles auf Aktien” reden wir mit dem Tech-Tausendsassa. Mit dem, der sich selbst als „Warren Buffett des Tech-Sektors“ bezeichnet. Klingt komisch. Stimmt. Unser Gast ist ein bemerkenswerter Investor, Verächter von ETFs und knallharter Verfechter des Stockpicking. Seine These lautet: Die Zeit des „easy Index-Investings“ ist vorbei – die nächsten 10 Jahre gehören den klugen aktiven Anlegern. Da haben wir natürlich nachgefragt: Welches sind denn die Aktien, die das Tech- und KI-Zeitalter dominieren werden? Seine Kandidaten lassen aufhorchen: Er beschreibt die Shell-Quanten-Idee, stellt eine steile Alphabet-These auf und erklärt die ziemlich schlüssige Wal-Mart-Theorie und versprüht Photonen-Fantasie. Und dann entwickeln wir mit ihm noch einen Index, mit seinen 12 Lieblingen. Ein Gespräch mit Thomas Rappold. Wir freuen uns über Feedback an aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter.[ Hier bei WELT.](https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html.) [Hier] (https://open.spotify.com/playlist/6zxjyJpTMunyYCY6F7vHK1?si=8f6cTnkEQnmSrlMU8Vo6uQ) findest Du die Samstagsfolgen Klassiker-Playlist auf Spotify! Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? [**Hier findest du alle Infos & Rabatte!**](https://linktr.ee/alles_auf_aktien) Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

Tracey Ryniec, Zacks Value Stock Strategist, discusses Berkshire Hathaway's equity investments and what gives Buffett the edge.  (0:30) - Where Can Value Investors Find Investments? (5:40) - Tracey's Top Stock Picks For Your Portfolio Right Now (29:00) - Episode Roundup: BRK.B, BAC, COP, OXY, OZK, CMWAY

Tracey Ryniec, Zacks Value Stock Strategist, discusses Berkshire Hathaway's equity investments and what gives Buffett the edge.  (0:30) - Where Can Value Investors Find Investments? (5:40) - Tracey's Top Stock Picks For Your Portfolio Right Now (29:00) - Episode Roundup: BRK.B, BAC, COP, OXY, OZK, CMWAY Podcast@Zacks.com

อยากเกษียณแบบมั่นคงมั้ย? มาฟังเคล็ดลับจาก 3 ปรมาจารย์การลงทุนระดับโลก Warren Buffett, Charlie Munger และ Ray Dalio ที่ไม่ได้เก่งแค่เรื่องลงทุน แต่ยังเข้าใจ ‘ความกลัว' ของคนที่กำลังจะเกษียณ และเปลี่ยนมันให้กลายเป็น ‘พลัง' ของการวางแผน ติดตามรายการ ‘ลงทุนนิยม' เกษียณสุข The Series กับ ผู้ริเริ่มแนวคิด ‘ใช้แรงทำเงิน ให้เงินทำงาน' เฟิร์น ศิรัถยา อิศรภักดี #WealthMeUp #ให้เงินทำงาน #ลงทุนนิยม #เกษียณสุขTheSeries #เกษียณสุข #วางแผนเกษียณ

Join our community of RE investors on Skool: https://www.skool.com/the-real-estate-investing-club-5101/about?ref=44459ba83f5540f19109c8a530db40230:00 Episode Introduction0:58 From Engineering to Real Estate Empire Journey3:34 Why Paul Abandoned Multifamily for Better Assets5:56 Mobile Home Park Deal Finding Strategies8:59 Park-Owned vs Tenant-Owned Home Conversions12:07 Self-Storage Investment Thesis and Value-Adds16:00 Small Town Success: Beeville Texas Case Study18:14 U-Haul Partnership Revenue Reality Check21:37 How to Lose Money Podcast Wisdom25:11 Circle of Competence: Warren Buffett's Advice27:17 Geographic Investment Strategy RevealedFROM ENGINEERING TO ALTERNATIVE INVESTMENTS EMPIRE

We've ALL been there—scrolling through social media, seeing everyone else's wins, and thinking, "Why them and not me?"In this episode of Life at Ten Tenths, we're tackling the comparison trap that's secretly sabotaging your confidence and goals. Instead of letting comparison burn you out, we'll show you exactly how to transform it into your greatest tool for creating success in your real estate business.In this episode, you'll learn:✅ Why comparing your Chapter 4 to someone else's Chapter 25 crushes your motivation (and how to fix it).✅ The Warren Buffett investment lesson that will totally shift your perspective on comparison.✅ How to leverage gratitude as your ultimate antidote to negative comparison (this one's a game-changer).✅ Why surrounding yourself with people who are "better" than you is actually the secret sauce for faster growth.✅ The ONLY comparison that genuinely matters for your personal and professional success.Comparing your behind-the-scenes struggles to everyone else's highlight reel is so common - being on social media makes it challenging not to! But when you discover how to flip comparison from a destructive habit into a powerful growth strategy, everything will change!Whether you're in real estate, entrepreneurship, or simply leveling up your personal life, this episode will help you break free from comparison anxiety and use it to accelerate your growth.Ready to turn your greatest mental enemy into your secret weapon? Let's dive in.

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Jason and Jeff welcome Alex Morris, a second-time guest and author of 'Buffett and Munger Unscripted.' The trio discusses the significance of Berkshire Hathaway meetings and the making of Alex's book. They delve into Warren Buffett's and Charlie Munger's investment philosophies, the evolution of their strategies, and how individual investors might apply these lessons. 01:03 Introducing the Guest: Alex Morris02:05 Discussing Alex's Book: Buffett and Munger Unscripted06:07 Insights on Berkshire Hathaway and Investing09:52 Buffett and Munger's Investment Philosophy14:29 Personal Reflections on Investing20:15 The Future of Berkshire Hathaway23:21 The Challenge of Excess Cash24:37 Buffett's Cash Philosophy25:33 Future of Berkshire's Capital Allocation36:23 The Influence of Buffett and MungerCompanies mentioned: AAPL, BRK.B, KO, MRKL*****************************************Join our PatreonSubscribe to our portfolio on Savvy Trader *****************************************Email: investingunscripted@gmail.comTwitter: @InvestingPodCheck out our YouTube channel for more content: ******************************************To get 15% off any paid plan at finchat.io, visit https://finchat.io/unscripted******************************************Listen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTube******************************************2025 Portfolio Contest2024 Portfolio Contest2023 Portfolio Contest

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Quaranteam – Book 1: Part 18 Andy tells the press his side of the story. Based on a post by CorruptingPower, in 25 parts. Listen to the Podcast at Explicit Novels. As he told her the story, Katie Couric mostly let him talk, asking the occasional question,  how had he known that Dr. Varma and Asha were going to be there, what did plan to do if he lost, etc.,  before letting him continue. Andy zipped through the actual poker tournament very quickly, although he did make a point not to name names of anyone else who was there, other than Covington, despite Katie asking twice. The rush of winning lasted very briefly, he told her, as almost right after, they met Piper. When Andy described how they'd found her, in a near feral state, he spared no detail, making sure that Katie understood just how cruel Covington had been to the women he'd had under his household. He even paused to asked Katie what she thought a man like that would want both a mother and daughter for, and he watched the reporter visibly blanch at that. "How did this game even get started?" she asked him. He shrugged a little. "I don't know," he said honestly. "Niko manipulated the situation into me getting an invite, and Emily herself contributed, trying to make sure that I would win, since she wanted her and her partner Sarah to be assigned to me, since Sarah is such a huge fan of my writing." "How do you make that kind of decision? How do you decide to gamble with a woman's life in your hands?" "Very, very carefully, and not without long consideration," he sighed, sitting back in his chair. "Like I was telling you earlier, sometimes bad people do good things, and sometimes good people have to do bad things for good reasons. Niko was very close friends with Dr. Charlotte Varma, and she'd met Mister Covington more than a couple of times. One of Covington's partners, Rachel, works at the base, and helps with the scheduling and directing of where people are going, so she's probably how Covington got the game started, when he realized he could manipulate the system. I mean, I'm sure other people on the base have to be in on it, but who that is, I certainly couldn't tell you." "People like Phil Marcos?" Andy scowled at her, pointing a finger her direction. "You try and blame this on Phil and I will go to every single one of your competitors and tell them how you made that shit up to get ratings," he said angrily. "Phil's a damn good man, one of the best, and while I'm sure he's aware of the game, I'm also fairly certain that he probably can't do anything to interfere with it." "I thought Mr. Marcos was the head of the project." "Doctor Marcos is high up on the team that's developing and implementing the process, but he's certainly not in charge. There's at least a handful of people above him, and besides, Phil's only working on the process itself, not the pairing and matching of individuals. I'm sure they must've mentioned there's two divisions on the base during your tour. Phil's half works on the biology. The other team works on the sociology and matchmaking, and while Phil can trade the occasional favor to get things done a certain way on that team, he'd never have gone along with this poker thing, or for people being used as chips. Shit, he damn near tore my head off after he heard I'd gone and played in the tournament even the once. Made me promise I'd never do it again. So yes, Ms. Couric, I can guarantee you that Phil has nothing to do with the poker tournament." "You mentioned one of Covington's partners, a woman you called Rachel, was on the coordinating team. Would that be Rachel DeMarco?" "I don't know," he said. "I've never met her. Niko would know. I could ask her. Why?" "Well, Rachel DeMarco is the person who told me about your involvement in the tournament. She actually made it sound like you were running the event." "Running it?" he laughed, almost incredulous. "Fuck off. No, Ms. Couric, I was not running the tournament, nor have I played in it more than once. I went the one time as a favor to Niko, to try and keep her friends Dr. Varma and her daughter Asha safe." "So you won both Dr. Varma and her daughter Asha?" "I did." "How come Dr. Varma isn't here as well? Asha was at our first group interview." "Dr. Varma isn't attracted to white men, so she asked if she could be paired up with Phil instead. I respected her wishes, obviously." "Wait, Dr. Varma is one of Dr. Marcos' partners?" "When she arrived at the base, she was married, but her husband died very early in the initial stages of research into the DuoHalo Virus," Andy said. "In fact, Phil said quite a lot of men died on the base due to whatever incident it was that happened in the early days. He couldn't get into details, but he seemed pretty frustrated by it. But after her husband died, she slowly started falling for Phil, a sort of second act if you will, so when I rescued her and her daughter from Covington, she asked if I thought she could be paired up with Phil. I called Phil up, and he agreed, so she's paired with him, and her daughter Asha is paired up with me. We all agreed that a mother and daughter being paired up with the same man just had an ick factor that none of us were comfortable with." "The woman who died. Where did you say you met her?" "I didn't, and I know you know that. But I met her at Covington's home. She was originally scheduled to be the dealer for the poker game that night, but I made a point about never trusting a house dealer, so she was relieved of the job, and the participants all took turns acting as dealer, so no one player could sway the game that much. I suspected Covington might have been using the dealer being a member of his house to fix the game, and the last thing I wanted was a cheat." "Who else was playing?" "Where are you going with this, Ms. Couric?" "Look, Mr. Rook, you seem like a good man, a decent man, but this kind of thing, it can't be allowed to continue, a handful of men trading women like cattle. We're better than that as a country, and I believe you when you say that you were only doing it to help some people. But think about all the women who don't have someone like you looking out for them." "Right, but in giving you this list of names, I'm painting a huge target on my back here in New Eden. Are you planning on running a story just on what I tell you? Because that's a sure fire way to only make things worse." "Of course not, Mr. Rook," she said with a sigh. "But I can talk with the White House, or the Senate, and expose some of this, and get it shut down." "Well, I'm glad you believe that, Ms. Couric, but I can't say that I do. Still, I hope you succeed." "So who else was there?" "You had myself and Covington. The Mayor of New Eden, James Haunton. Financial investor Gregor Vikovic. And Jake Jacobson, ower of the AllStore group." "That's it?" Andy considered for a moment, and decided that he should let Nathaniel Watkins name slip his mind for a moment. "There was one other person there, but I don't remember who it was. Nobody I immediately recognized, and I was very focused on the game, and making sure that I didn't screw up." Andy wasn't entirely sure why he decided to conceal Watkins identity, but suspected it was because Nathaniel was the only person who'd treated him as a human being, and the fact that he'd given Andy a few hundred mil didn't hurt either. But for the most part, Watkins had seemed like a good enough person that Andy felt like giving him a pass. In the short period of time he'd talked to him, it had almost seemed like Watkins' presence at the poker game was for the same reasons he was there,  to try and protect people caught up in the mess. "And you said it's Covington who's running the event?" "Yes," Andy said. "It's always at his house, and they've apparently run it a few times before. I expect having the Mayor in his pocket certainly helped him set the whole thing up and keep it quiet, but I expect he's also got someone over at the base helping him, someone in the logistics and organzational team, but who that is, I couldn't tell you. Niko said she's been trying to find out, but that the scientists on that half of the team tend to be a bit rude to women, including those working in the security detail." "Wait a moment. You said Veronica DeLaCruz, the women who died a few days ago, she was originally supposed to be the dealer at the poker tournament?" "That's right." Katie Couric paled a moment, before she looked at Andy. "Do you think her death is at all connected to her not being able to fix the poker tournament in Mr. Covington's favor?" "Oh shit," Andy said, a little shook by the suggestion. "I hadn't even thought about that, but it's certainly possible. Believe me when I tell you that Arthur Covington strikes me as the kind of man who's capable of just about anything. And I did mention that Emily was attempting to convince Veronica to cheat on her behalf, to ensure that she and Sarah could guarantee coming to our family and not anyone else's, so it's also possible that he somehow found out about that." "Who knew about that?" "As far as I know, just Emily and myself, although I've mentioned it to a couple of the girls here, all of whom I obviously trust with my life," he said. "But it's not impossible that somehow Veronica told someone else, or that she was so frustrated with Covington that she just wanted a way out. As I said, I didn't really know her at all, so I can't say. But if you're asking me if I think it's possible Covington had her murdered, either for failing to rig the game in his favor or planning to rig the game against him and failing in that, I think it absolutely something the man is capable of." "If I informed the President's office about all of this, do you think you would manage to stay safe of repercussions, or would you be at risk?" "Don't worry about us, Ms. Couric," Andy said. "If you think you can make sure these bastards aren't trading the lives of women with no regard for their wants or desires, you absolutely should do everything you can to put a stop to it. If that means Covington wants to take a run at me because of it, well, I'll handle that when it comes up. He's exceptionally rich, but he's not invincible." "Not to remind you of things you already know, Mr. Rook," she answered, "but you were just saying a few hours ago how your health is now responsible for the well being of over a dozen women. Do you think they would all be okay with you being so cavalier with their safety?" "If it meant that hundreds if not thousands of women would get to fairly choose their partners instead of being saddled up with people they can't stand, I'm sure they would." He sighed, leaning back in his chair a little. "So how do you want to play all of this?" "It won't be part of the main story, but I'll threaten to run it if the President doesn't do something to ensure that a stop comes to this kind of thing," she said. "I just got word this morning the Presidential election's being delayed again this morning, and that'll be another thing they're going to include in the announcements. The special election will be in February, and the new President will be instated in office in March, as well as Representatives and Senators to replace all those who've been killed by the DuoHalo Virus. The Republican Party apparently wanted time to have a mini primary for the new Presidential election, so they won't know their candidate for a month, and plans to have the election in December have been scrapped. So President Pelosi will remain in power until March, and that should give her a little bit of time to try and get this mess sorted out. Because if it's happening here, I imagine it's happening in other places, and that kind of damage could scar our country for centuries." "Forgive me for asking, but you know a lot more about this than any of us do," he said. "How many centers like the base in New Eden are out there?" "They started mass production about a month or so ago, and the goal is to have every man paired with at least a couple of women before January 1st, because the casualty rates for men are so insanely high. The hope is the news story will light a fire under those who have been afraid to get vaccinated, when they hear just how many people have died because the DuoHalo virus. But there are still enclaves of men who insist they aren't going to pair up with women, because the treatment will install 5G microchips in their penises, or some such nonsense." "If we've got problems like this poker game here at the source, I imagine there's this sort of thing starting up in a number of the other pairing centers around the country, so I don't mind you showing this conversation to the President, or the Joint Chiefs of Staff, if it means ensuring that women get to decide who they get paired up with." "It's very noble of you to say that, Mr. Rook, but you know as well as I do that some men are unlikely to get paired up with women they would like. I was a little leery of the Level system when I heard about it, men being classified in terms of priority from level 1 to level 5, but I suppose it's the least worst option out of all the ones we have," she sighed. "And you assure me if I talk to any of the women here in your house individually, without you around, they will all tell me they chose to be here, in your company?" "Well, no," he admitted, "but I think they will all tell you they are happy here. But Piper, and to some extent Niko I suppose, they weren't really in their right minds when they arrived." "What do you mean by that?" "Did they not cover this when they were talking about the process with you at the base?" "No, they most assuredly did not." Andy let out another deep sigh. "Okay, so after women are administered the treatment at the base, they're kept there for 24 hours observation, to make sure there aren't any unusual reactions to the process, which is normal. Then they're delivered to their male partners whom they're going to be imprinted to." "Yes, they told us all this." "So, the longer a woman goes without imprinting, the more the chemicals start to affect her ability to think clearly. That's how Piper got into the state she was in when Niko and I first met her. She couldn't think, couldn't speak. She's thanked me, repeatedly, that we rescued her from Covington, and she's told me again and again that she's happy with us, here in our family, but the ability to make that decision was taken away from her by Covington. There is a limited window after a woman receives the initial treatment where her cognitive functions are full, and the longer she goes before imprinting, the more compromised those functions are, albeit temporarily, at least I hope." "Have you heard of women being made to wait longer before imprinting?" "Hell, I haven't heard of anything like what happened to Piper anywhere and if I had, I'd be kicking up a fucking storm," he said angrily. "I was so livid that I wanted to go and beat the shit out of Covington myself right then and there, but I also needed to make sure I got everyone out of their situations first. We were still at his home, and I'm sure he has some sort of security. What he did to Piper wasn't just unforgivable, it was criminal, or at least it should be, but we're in uncharted waters here, Ms. Couric. There's going to be an entire new wing of legislature and legal decisions spiraling out of this for decades. And nobody knows how any of it's going to turn out, because all the signposts people used to use to predict these sorts of things have been tossed in the woodchipper. I don't know how many people in Congress died, but I imagine you do." "Around 60% of the Representatives and about 70% of the Senators, as well as five of the Supreme Court Justices, although Ruth Bader Ginsberg died from cancer complications, not the DuoHalo Virus. It's an almost incomprehensible strain of the system." "I'm sure some of those people who will be elected to Congress to fill those vacancies will be men, but the overwhelming majority of them are going to be women. And that's going to change a lot about how the country operates. Not as much as I'd like, I'm sure, but a lot." "Why do you say not as much as you like?" she asked him. "I was very lucky to get level 5 status, but you know who else got level 5 status, Katie? The billionaires of America. Jeff Bezos. Bill Gates. Elon Musk. Warren Buffet. And you know the most fascinating thing about it, that I hope you focus on in your story? You know how many of those people refused treatment?" "Very few?" "Absolutely none," he said. "In fact, what I have heard is that the ultrarich were bumped to the highest possible priority, and were the very first in line to get paired up with people. Now, what level of scrutiny did those people go through in their pairing process? Not a whole lot, I imagine. In fact, I'm willing to bet that on the other side of this, when we start to see what the new world looks like, you're going to see those men with impossibly beautiful women, celebrities, athletes, women who probably wouldn't have given these men the time of day even with all their money. They did it because it ensured their survival. I know the fatality rate for women with the DuoHalo Virus is only a fraction of what it is for men, but it's still a risk. And I'm worried that those people who have insane amounts of money are going to continue to do what they've always done,  spend that money to ensure they keep making money at the expense of those without it. They will attempt to buy their way into power once again, and will simply adapt so they don't get knocked off their pedestals." "Are you considering running for office, Mr. Rook?" Andy laughed a bit at that, shaking his head. "Fuck no," he said. "But if one of the women of my household wanted to run for office, I would absolutely encourage them to do so. Despite how political I know I'm coming off right now, Ms. Couric, I would not consider myself a political activist. But I want women and men to have equal rights under the eyes of the law, the same for the rich and the poor. And this country is going to see a shakeup the likes of which it has never seen before over the coming few years, as it tries to decide and define what the new normal is, such as it is. We're in danger of having our own little French Revolution here, guillotines and all." "So let's get back on track and get back to things I can likely use when we air the special," she said with a laugh. "Has it been complicated, navigating this many relationships with this many women at all once?" "I'm not going to lie to you and say no, Katie," he chuckled. "Of course it has. But some of the decisions I made early on have helped that a lot, and thankfully, I have an amazing collection of women who have chosen to spend their lives with me." "What kinds of decisions did you make early on that you would say helped?" "Some of it is stuff that seems obvious in retrospect. No kink shaming, for example. No body shaming. No shame in general, I suppose. That was a big start. But there were also things like making sure nobody got too possessive of anyone's time." "You mean managing the amount time the women could spend with you." "Well, yes and no. I mean, obviously, yes, there's only so much of me to go around, but I also made sure that everyone made time to get to know one another in the family, even with all of our busy lives. And we do our best to try and keep arguments from getting out of hand. It helps that there's always someone else around to try and play neutral observer. Not going to bed angry is a big deal around here, and that hasn't always been easy." "How so?" "Well, when Taylor showed up, Lauren was furious. They weren't currently together before they both came here. In fact, Lauren originally wanted me to turn Taylor away, to get her out of the house, because the breakup had gone so badly. But I sat Lauren down and talked it over with her, made sure she had time to think it all out and make a decision with a clear head, rather than out of anger, which is what she would've done if I'd taken her first opinion. At the end of the day, they've repaired that relationship, but it wasn't easy going at first." "Do you ever feel like you're going to upset one of the girls by spending too much time with another, or that you have to do or say something to keep the peace between some of them?" "My relationship with each of these women is a unique thing, and they're all very different from one another. Also, they all have relationships with each other, so when I'm not around, they have their own preferred cliques and groups." "Anyone left out?" "Not that I know of. I certainly hope not. I've tried to make sure that everyone in the house has at least a few people other than me that they feel they can go and hang out with, talk with, spend time with, so if I'm busy, which happens from time to time, there's always someone else just as important to them to talk out whatever's going on." "Can you tell me a little bit about those groups?" "Well, some are based on existing relationships. Lauren and Taylor, obviously. The same for Emily and Sarah. Aisling and Niko have been with me the longest, and have had the most time to get to know one another, so there's another group there. But Emily and Sarah also connect with Sheridan and Tala, because they all share a love of performing. Lauren and Piper connect on their athletic backgrounds, but Sheridan's an acrobat, so she can fall into that group as well. That's just the start, though. Everyone here, I think, falls into multiple groups, so nobody's limited." "And how do you determine how you distribute your sexual time evenly?" "Again, I don't know that evenly is the right word, but I suppose fairly would be a better one, because some women want more sexual time than others. Some of my partners are content just having one sexual encounter every ten days or so, but others like to make sure they're having intimate time every day or two," he said. "We actually have a chart, in one of the hallways, where we make sure every woman updates each time she's had an encounter with me that's resulted in dosing, so we don't let anyone go too long without one, because we know what happens when they do." "The people at the base were a little vague about that," she said. "I'll bet they were," he said, rolling his eyes slightly. "The longer someone goes without pairing with their imprinted partner, the more intense the need to do so gets. After around ten or eleven days, the craving can get so bad that rational thought becomes almost impossible, and the woman becomes overly sexually aggressive, to the point of basically just taking what she needs from her partner. It's something we take great strides to avoid around here. You can ask Lauren about it; she's the one who decided to test how long she could last." "And did she become overly sexually aggressive at the end of it?" "Very much so," he said, trying to hide a slight laugh of amusement. "She basically cornered me and had her way with me, not that I was complaining all that much, but still. It's a thing all women should be informed of, and I was given the impression they were telling women that when they received their treatment." "Sarah said you have four fiancees currently?" "That's right,  Aisling, Niko, Emily and Sarah." "Are you going to have more wives than that?" "I mean,” he said, trailing off. "Even that feels greedy, but I also know we're being encouraged to do this kind of thing, because of the huge amount of fatalities America's endured in the past eight months. So we'll play it by ear. Most of the women here are very new to me still, and that means there's lots to learn about each other in terms of how we integrate. I wouldn't have leaped in so fast with Sarah and Emily but they seemed so sure, and I clicked so well with them right from the start, so I decided to trust my instinct on the matter." "I have to ask you, Andy,  do you have a type? I feel like other than a few minor exceptions, all the women in your family are quite different from one another." "Physically, yeah, they're pretty different, but mentally? They're all smart, independent, capable, free spirited women. I mean, I guess I've gotten pretty lucky in that I haven't run the risk of pairing up with anyone who would be a bad fit for me. Except, I guess, my ex, but I wasn't going to let that happen." "How did that happen, anyway?" Andy shrugged. "I'm guessing that she still fell into my general type, and since she requested to be paired with me, they sent her to me, assuming I could just refuse to pair with her and send her back to the base if I had a real problem with her." "You said you found another solution for her?" "Well, she was chosen by someone else in the poker game, but the man who took her, the guy who's name I can't remember, he seemed like a good enough man, and my ex seemed happy enough to take the match, so I'm assuming they worked it out between them." "Why do I have the feeling you know the man's name but are protecting him?" "Even if I was, which I'm not saying that I am, it would be for the right reasons and not the wrong ones. I got the impression that the man was doing his best to try and get women away from men they didn't want to be with. I can't prove that, obviously, but I've learned to trust my instinct on these things, and I wouldn't want to get him in the soup for trying to do the right thing." "Well, we'll edit that part out for the show. Were there any of your partners who initially gave you concern?" "I won't lie,  I was a little nervous about both Asha and Hannah, simply because of the age gap. I mean, I'm basically their age put together, but as both women have insisted to me, they are of legal age, capable of making their own decisions, and are happy with having me as their partner. So if the age gap doesn't bother them, who am I to let it bother me? It's just taking some getting used to." "Are you ever overwhelmed with the amount of sex you're having?" He laughed at that, then started to say something, then started laughing again before finally being able to speak. "It's almost insane to say, but there are days where it can feel like a bit much, mostly because I'm trying to make everyone happy, and I don't always remember who likes what, at least not yet. I'm sure a few years down the line it'll all be second nature, but right now, I still have to ask people what they do and don't like, even when we've already had sex a dozen times, just because I want to please them, and that goes a long way." "You said you weren't kink shaming anyone. Were you kink shamed before all of this?" "Oh sure," he said. "I have a love of dirty talk, and not everyone's into that kind of thing, and I get it. Different strokes for different folks. But we do our best and try and lean into everyone's kink at least a little bit. Some just take more getting used to than others." "Who would you say has been the hardest to adjust to?" "Nicolette, hands down," he laughed. "It's not that I'm incapable of being a dominant person; it's just not something that comes naturally to me. When we first met, and she insisted on calling me Master, that just felt odd for a while, but the last time she and I had a session together, she seemed incredibly satisfied that I'd gotten my groove with what she wanted from me. And her friend Whitney, who we inducted into the family yesterday, has similar tastes, so the two can work together to make sure I'm satisfying both of them." "Who would you say came most naturally?" "Ash, easily. We clicked immediately, and she was that perfect blend of aggressive and coy that hit all my triggers right away. All four of my fiancees, though, I have incredibly strong rapports with, so don't let me imply that I'm selling any of them short." "I don't really have time to interview them all today, so who do you think I should do one on ones with?" "Well, you should definitely interview Sarah and Emily together, as they want to make sure people understand they chose this, but also that they were a couple before any of this even started, and I know Emily wants to drive home the point that just because a woman is imprinted to a man doesn't mean she's giving up her independence or her identity, and that she certainly doesn't have to be submissive to a man if she doesn't want to." "Yes, I'd planned to talk to both of them together. I probably have time for two or three others before we do the final group interview and before you get the footage of Tala being imprinted. Thank you again for that. The base said we would obviously need to get someone's permission to show that kind of thing." "You should definitely take some time and talk with Ash, since she's certainly got the most experience at watching all of this out of anyone. She's been imprinted the longest of anyone you're likely to meet, so she has a very unique perspective on it all. It might help if you had Niko in that room as well, just because the two of them bounce off one another very well, and would help fill in some gaps for each other. And that would probably make a good link to your footage of Niko from the base." "Excellent, excellent. And one more." "I would say either take Hannah and Asha together as the last interview, or maybe interview Tala, although she's likely to be a little fidgety for the interview." "Oh? Why's that?" Andy smirked a little bit. "Well, we don't kink shame in this house, so, Tala's personal kink is to feel that sort intense sexual need someone gets from edging before getting their dosage. So she actually started the priming process for imprinting yesterday, but hasn't been imprinted yet. That's something it's not recommended you do, but it hasn't hit her too hard. We had an accident with that before, where Nicolette gave Sheridan a bit of my cum that she had stored, hoping it would take the edge off, and didn't realize it started the priming process. It was on a very chaotic day, so we found Sheridan in her room several hours later, her whole body burning up with need, having masturbated unsuccessfully for at least a few hours. It wasn't a smart thing to do, but Nicolette didn't know better and was just trying to help Sheridan. She's fine now, obviously, but it was a scary day, where Sheridan felt like her body was betraying her. Tala went into it knowing how it was going to feel, and is managing it better than Sheridan was, but I think that's because Tala wanted it to be." "Do you mind if I show the footage I'm not going to air to the President and the Joint Chiefs?" "To the President, no, but I would prefer you not show it to the Joint Chiefs, simply because that offers me at least a little anonymity. While I want to help, I also don't want to needlessly risk the lives of my family. Is that acceptable to you?" "I can agree to that, I suppose," she said. "Is there anything else I should know before we wrap up our interview?" "Did the base cover the changes that men encounter as a result of the treatment?" "Not extensively?" He grinned. "Well, I do think it's important that someone tell you that the longer men are exposed to the treatment, the more short their refractory period becomes and the more semen their testicles generate, so men shouldn't be worried about not being able to keep up. Their bodies will adapt. Just be open and transparent about what does and doesn't turn you on, and people should do fine. I mean, I have my suspicions that the brain post treatment is generating more mood stabilizing hormones, but I can't prove that for certain. I know I've certainly felt better than I have for years, but that could also just be the result of all the exercise I'm getting from all the sex I'm having, so, hard to say, but that's my theory anyway." "What's the biggest fight you've had with a partner since this all started?" He sighed, shrugging a little. "It all tends to blend together. I was pretty angry when Niko volunteered me for the poker game, but after I found out why, I understood, even if I still wasn't thrilled with the whole thing. But at some point, you have to learn to accept there's going to be little hiccups along the way. What's that maxim? Don't sweat the small stuff, and it's almost all small stuff." "I appreciate you being honest with me about the whole poker game, Mr. Rook," she said to him. "If I'm honest, I was expecting you to try and dodge the question." "What Covington's doing is horrible, and the only reason I went into that game at all was to try and save one of my partner's friends. I'm just more surprised you knew about it, since I would've figured Covington would have wanted to keep it quiet." "Maybe Rachel was acting on her own accord?" "Then why try and paint me as the person organizing it?" He shook his head. "Not likely. Anyway, if you can do me the favor and leave at least a little of me talking about the Druid Gunslinger books in the segment, that'll make us even. My agent would kill me if I wasn't trying to push for it, at least a little." "Sure, I'm okay making that exchange. Why don't I take ten to freshen up, then I'll meet Emily and Sarah in their office and start their interview?" "Sounds good," he said, shaking her hand. "I'll see you again later this afternoon." Andy took off the mic pack and then headed out of the room, moving upstairs to the master bedroom, where he expected to find most of the girls hanging out, which was where he found them. "How did it go, love?" Emily said to him, as she and Sarah walked over to him. "They know about the poker game." The girls' faces fell, and Emily looked panicked. "What do you mean?" For the next few minutes, Andy related to them what he'd just told Katie Couric, and how Ms. Couric had agreed to keep it all private between them, but was going to take it to the President, which put the two actresses at ease especially. "Is she going to ask us about it?" Sarah asked him. "I don't think so, but I can't be certain," he told her. "I think she's mostly going to focus on the relationship you two had before you got here, and how you decided to both come and join me, so however you want to spin that, I think she'll mostly go along with the story." "So other than that, how was the play Mrs. Lincoln?" Niko joked. "How do you think it went?" "Pretty well? I think?" He wasn't entirely sure. As he expected for a reporter of her caliber, she had a remarkable poker face, and he wasn't entirely certain how she was going to use what they'd talked about. "She seemed to get the impression that I was the one holding the poker game at first, but I dissuaded her of that notion quickly." "Who the hell gave her such a stupid idea?" Em asked. "One of Covington's partners, Rachel." "Oh that bitch," Niko fumed. "I knew I shouldn't have trusted her." "She was probably doing it on Covington's explicit orders," Andy said. "One of the things that Ms. Couric suggested is that maybe Veronica's death wasn't an accident, and that maybe Covington had a hand in it. I hadn't even considered it before she said it, but it made total sense after she did." One of the producers knocked on the door and then peeked her head into the bedroom. "Ms. Stevens? Ms. Washington? We're ready for you down in your office." "We will be down in just a moment," Emily said. "Thank you." The producer ducked back out, as Emily and Sarah moved to share a hug with Andy. "You're certain we will be alright, Andrew?" "If you aren't, Katie Couric'll answer to me," he laughed. "Now go get'em." Emily and Sarah released him, took each others' hand, then headed out of the bedroom towards the stairs to take them to their office on the floor below. Ash moved over to give him a long hug, snuggling her face into his shoulder for a moment before looking up at him. "Should we be worried about Covington?" "Not any more now than usually, so yes?" he grumbled. "Tala, how are you feeling? Regretting taking that early lick yesterday?" "Not regretting it at all, babe," she said with a laugh, "although if I said I wasn't feeling it, I'd definitely be lying. I feel like I've had too much sugar or caffeine, this sort of jittery buzz that makes it hard to sit still." "An itch?" Sheridan said with a laugh. "Exactly, babe, and you know just where," Tala replied, winking. "Not too much longer before you're imprinting me, yeah?" "Couple of hours, give or take." "Fab," she said, "I should be just about fully marinaded by then." For the next hour or so, Andy kept himself busy and tried to ignore the crews, although they mostly kept within Emily and Sarah's office. As tempted as he was to go and peep on their interview, he respected the two women far too much for that, and decided to just let them be. About an hour later, Sarah came to find him in his office, where he'd been doing some initial edits on the most recent draft of 'The Fatal Solstice,' and took his laptop from his lap, setting it aside. After that, before she'd even said a word to him, she slid down into his lap, wrapped her arms around him and kissed him tenderly. "You totally don't need to worry, Andy," she said to him. "It went very smoothly, and I'm sure we made you look like a champ." He leaned his head against hers a bit, letting out a relieved sigh. "Who're they talking to next?" "Ash and Niko. Katie thought it would be best to get a woman's perspective who's been imprinted since the first week the program was rolled out." "Holy shit," he said, "I didn't realize she was that early in the queue." "Seems like. We agreed to let them use our little studio for that interview as well, but they said to make sure and get everyone together again for the pick up group interview. They said they only have a couple of questions, but want to get everyone together for it." She took her hand and smoothed it over his shaved head affectionately. "You square?" "Just a little taken aback by the poker game getting talked about. It isn't exactly something I was expecting to be brought up, but I guess it's okay that it's out to a few people if it means that can put a stop to them." She leaned down and kissed him again, wrapping her arms around his head before she slid off his lap and pulled him to his feet. "Let's just hope Covington doesn't do something stupid." "Yeah, well, hope in one hand, shit in the other, see which fills up first." "I thought you weren't into coprophilia," she teased. "I'm not even going to ask why you know what the name of that philia is," he laughed. "But no, I'm most definitely not into that kind of thing." The two spent most of the hour talking through her feedback on the new book, her offering minor suggestions in a way that not only was helpful, but felt insightful. No major changes, but tiny tweaks here and there that would really tighten everything up. Before they knew it, Ash had come to find them to bring them down to the big room again, for their second group interview, which felt more like a formality, really, a chance for them to do some pick up shots, and follow up on the fact that Andy was officially engaged to four women, and that this was not only going to be legal, but encouraged under the new laws. He had expected a more indepth series of second round questions, but mostly it was simple fill ins, and a few clarifying questions. Within half an hour or so, they were done, and Katie Couric was thanking them all, Niko especially, for helping establish a single narrative thread they could follow through the entire process, as well as reiterating how brave she was, volunteering what her experiences had been like in the process of getting imprinted. Andy found himself wondering a little bit what exactly Ash and Niko had said during their private interview with the journalist, but trusted they knew what they were doing. "So all that's left is the footage of the imprinting actually happening," Katie said, as the producers were starting to pack up all the camera gear. "I understand Skip walked you through the camera set up, Ms. Stevens?" "I think we're past 'Ms. Stevens' at this point, don't you think, Katie?" Emily said to her with a soft laugh. "And yes, Skip was very helpful in answering my questions about a few key differences, but it's not all that different than the camera we have in our office, except of course for the audio set up. He did walk me through it quite well, though." "Great," she said. "I'll have them set it up in your bedroom, and you will have total control over framing, lighting, so on. I understand you've got your own editing bay here on site?" "We have been getting prepared for auditions and the like in our little studio, so yes, if there's anything we need to cut out or prune off, we will do so before we pass the footage off to you in the morning. When should we expect someone to come by?" "I was actually going to ask if we could pick up the footage and the camera later this evening," she said. "I know it's not what we originally agreed upon, but I want us to be heading back to the studio and starting to put all this together on the last flight out tonight, if at all possible." "That's really up to Andy, I think," Em said. "No, it's mostly up to Tala, let's be real," Andy said with a smirk. "I'm ready now now," Tala said, a nervous titter of laughter rolling from her lips. "I know I was all Billy Badass about being able to wait, but it's getting pretty real, dude, and, like, the faster we get up to the bedroom, I think the better off I'm gonna be, obv." "Then why don't I head upstairs with a Tala and Em and a couple of the others, and you can circle back in an hour or two for the footage," Andy told Katie. "Sound good?" "Excellent Mr. Rook, thank you once again for being so charitable, and for being so transparent about the less savory aspects of the new world you've endured." Sarah bounded over with a stack of Andy's books, one of every book in the series, all of which he'd autographed earlier in the day, and handed them to Katie Couric. "It might not be your speed, but hey, give them a read and maybe you'll fall in love with the story as much as I have," she said to the reporter. "Just the story, though," Katie said with a grin. "I already have a husband." "I wouldn't share him with you anyway, girl," Sarah chuckled, leaning down to kiss Katie on the cheek. "I think you'll really like them though." Katie scooped up the stack of books and smiled. "Thanks again, to all of you. My producer will be back in two hours to pick up the footage, the camera and the mic. I truly appreciate you being willing to share that moment with the world, Tala. It should put a lot of people's minds at ease." "Hey, Imma have a more famous sex face than Linda Lovelace," Tala said with a wink. "I can learn to live with that." "You should call your next band Sex Face, Tala," Niko said, nudging her. "OMG, I should totally call my next band Sex Face!" Tala cackled. "Anyhoo, shoo. I've got a man to get bonded to." She grabbed Andy with one hand, Emily with the other, and started leading them out of the room, heading towards the stairwell. "So who do you want around for this, Tala?" Andy said, as they started up the stairs. "Well, you and Emily, totes obvs, but my Sherbear's gonna be around as well," Tala said. "I never even asked you if you were into women as well as men," he said, a little embarrassed that he hadn't thought to bring it up before now. "Mostly dudes, well, dude singular now I s'pose, but having a bit of playtime with the girls now and again can be fun, so I'll experiment from time to time, see what feels right." "Don't forget, you're also going to imprint Jade after you're finished with Tala," Em told him. "Oh, sure sure," Tala said, "she can come up to the room as well, and she can bring Lauren with her, since I know that'll make her feel more comfortable. Honestly, whoever wants to come and hang around for it can. I totes don't care that much." "Well, too many people and it becomes harder to catch the audio of it," Em said. "Most of the audio's gonna be unairable," Tala giggled, "but I'll clean up my mouth right before he and I pop." As they reached the top of the stairs, she stopped, turned and pulled Andy down for a soft kiss, looking up at him with eyes that showed the only sign of nervousness he'd seen from the brazen Persian woman so far. "In case it hasn't sunk through your thick skull, doll, I am very grateful that you took me in and are willing to take a chance on me. I know I'm a bit more thicc than the other girls in the house, but variety is the spice of life, and Imma love you like no other." He smiled at her, his hand stroking her face a little. "As long as we make each other happy most of the time, Tala, that's all anyone can ask for." "Imma be more happy once I get my Vitamin D, if you know what I'm sayin'," she giggled, turning to walk towards the bedroom again. "She's a vixen that one," Emily whispered into his ear, nibbling on it a little. "Spicy. I like it." They headed into the bedroom, and Emily moved over to the camera, which had already been set up by the newsteam before they'd left. Em made to sure test the lighting and the sound, however, while other people slowly filtered into the room, Lauren and Jade, as well as Sheridan and Ash. "It's your first time, Tala," he said, "and I always want to make sure everyone's first time is exactly how they want it. So how do you want to do this?" "Mmm, I mostly just want you to lay there," she said, kicking off her shoes. "Let me set the pace, let me control the tempo, let me have a ride." She pulled her shirt off, tossing it aside, leaving her in a sports bra and her jeans. "I'm both a top and a bottom, babe, but this time, we need to make sure my face is in shot for it, and as happy as I am for that to happen, I don't really feel like giving the world a peekaboo of my tits. That's just for fam." She unbuttoned her jeans and slowly unzipped them, shimmying them down over her hips. Tala certainly was curvier than almost anyone else in the household, with a slightly paunchy belly, but she somehow made it look cute. The sports bra was certainly doing hard work, as the extra pounds had certainly enhanced both her bust and her ass. "So that means doggie is out, and on my back gets a bit dicey as well," she said with a smirk. "But if I'm atop you, then Em can frame my face just right." "We may need to have a couple of people hold you up at the very end," Emily said, "so when you pass out, the camera can still have a few seconds of your face while you're beginning the imprinting process." "Good looking out," Tala said as she pointed at Emily. "Sher, I know you got me on this, right?" "You know it." "Jade? You want in for the other side?" The blonde licked her lips a little bit, then nodded, saying nothing. "A'ight then, c'mon girl." Tala glanced over at Andy then cocked her head to one side quizzically. "You gonna make me beg for it, or are you gonna get undressed so we can get to this?" He laughed a little, waving a hand as he sat down on the edge of the bed and unzipped his shoes, then slid them off. He had these tactical boots he loved to wear, and the fact that they had zippers on them meant they were always snug. After shucking those, he unbuttoned the shirt and tossed it over towards the incredibly large dirty clothes hamper the room had, standing up again to unbutton his jeans, unzipping them. "Umm hmm hmm,” Tala said. "I know I've seen it a couple of times already, but damn if you aren't a mighty fine lookin' man." She pulled her sports bra up and over her head, as her mammoth tits slipped free of it, giant mounds of soft flesh capped with almost chocolate colored nipples. "These puppies are gonna do some bouncing today," she said, feeling one up, whether for her own gratification or to get Andy's engine revved up, it was hard to tell. He slipped out of his boxers and then moved up to lay down on the bed. It seemed like all of his sexual activity today was apparently going to be done on his back, he thought to himself, between Fiona and Moira riding him earlier and Tala riding him now. He wondered if Jade would just want to keep him on his back for her turn afterwards, although he assumed he was going to take a shower in between. "Let me just get a couple of pillows lined up here," he said, adjusting so that he was where he thought he needed to be for Tala to hit her mark. "Excellent, love," Emily said. "Now whenever our star is ready,” Tala slipped off her thong, and Andy saw her completely naked for the first time, her cunt shaven clean except for a small rectangle of black pubes high above it, her hips sashaying as she strode over to the bed with as much confidence as he had expected. "How's your head?" he asked her. "Still clear or is it getting harder t  " She cut him off by leaning down and kissing him hard, her hand on his chest practically pinning him down on the bed, as she slowly brought one knee up, then the other, moving to crawl atop of him, her tongue not giving him a chance to finish that sentence for at least a minute, her calloused fingertips dragging down his chest with firm intent. Tala pulled her lips back from his, as she smirked down at him. "Regretting this yet?" "Not even a little," he shot back. "You?" "Nuh uh," she replied. "I kinda wish I could've held out longer, but my cunt feels like I'm smuggling a space heater in it right now, and I think if I tried to hold out much longer, I wouldn't be able to say much." Her hips were grinding against his, his cock not lined up yet, not inside of her, like she was trying to tease them both just a little bit longer. "You don't have to say much if you don't want to, Tala." "Oh but I so very much want to, Andy," she purred at him. "I talked a bit with Sher about what gets you off, and she told me you love a dirty mouth, so I am gonna be one sweary slut for you." She kissed his nose, almost like the look on his face amused her. "I'm gonna shove your cock so deep in my snatch that you're gonna wonder if you're tapping my lungs. Gonna smack my ass down on your thighs and bounce on this glorious cock so hard, we're gonna test if this bed's strong enough. And if I break it? Well, then I'll just have to build a new one for the room, one done properly, one built to handle the sort of good hard fuckings this family is always gonna be up to." He could feel her hand reaching down to grab his shaft, stroking it just a little, but mostly guiding it to get into position. "Normally I tell someone it's their last chance to back out right before they do this, but you started the priming yesterday, which means you couldn't back out now if you wanted to," he said to her. "Does This" she said, slamming her hips down onto his cock, impaling herself until he was hilt deep inside of her cunt, "feel like I want to back out? Fuck no. You feel so fucking good inside of me, I don't even want to fucking move." She giggled a little bit, her eyes looking defocused for a second. "Oh that feels so fucking dope,”

Absolutely fascinating motivational speech by some of the Richest Men Alive,, Warren Buffet & Bill Gates. I hope you enjoy and learn a great lesson. Please share this podcast to your loved ones, it shows me you all enjoy it. Instagram - @daily_motivationsorg Facebook- @daily_motivationsorg Support Us

Warren Buffet has some advice on saving. We listen to what he has to say and discuss it. Savings is the foundation of building wealth. If you can keep your savings earning a return while you also use it to buy things, you can grow wealth even faster. Listen and discover how to grow wealth.   Go here to get the Infinite Banking Made Simple Binder for free: https://mcfieinsurance.com/  Follow the Wealth Talks Podcast on: Instagram: https://www.instagram.com/wealthtalkspodcast/?utm_source=ig_web_button_share_sheet&igshid=OGQ5ZDc2ODk2ZA== Facebook: https://www.facebook.com/profile.php?id=61554798231074 Watch the Wealth Talks Podcast on: YouTube: https://www.youtube.com/@wealth-talks-podcast

Warren Buffett is the world's best known investor, but at the tender age of 94, he's recently announced he'll be stepping down as CEO of his investment vehicle, Berkshire Hathaway. In this Deep Dive by AJ Bell Money and Markets, Laith Khalaf and Russ Mould discuss Buffett's investment strategy, and how everyday investors can apply it to their portfolio. Laith and Russ talk through some of the key investing principles of Warren Buffett, delving into whether he is really a value investor, and asking if Buffett is right when he says diversification is protection against ignorance. We also look at the importance of a buy and hold strategy and staying within your circle of competence. We're joined by Keith Ashworth-Lord, manager of the Sanford DeLand Buffettology fund, to explain what Buffettology is, and how he applies Buffett's principles to investing in the UK stock market. Laith and Russ discuss some more of Buffett's investing tips, such as whether most people should buy a tracker fund, and if crypto really is ‘rat poison squared'.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob and Kane talk silver, revealing why this precious metal could be the future of money despite being its past. From exposing inflation as theft to sharing strategies for protecting wealth during economic uncertainty, Rob talks about government control, banking systems and why billionaires are liquidating assets. KEY TAKEAWAYS Inflation is systematic theft, originally created by melting small amounts of copper into silver coins, modern inflation continues this practice through money printing, devaluing your purchasing power while governments benefit. Silver offers superior entry-level investing. Unlike gold, silver's lower cost makes it accessible for beginners, and you can ask family to give silver coins as gifts instead of traditional presents. EFTs and vault storage still leave you dependent on institutions; true financial sovereignty requires holding precious metals yourself in secure, undisclosed locations. Billionaires are positioning for crisis. Major investors like the "Big Short" guy and Warren Buffett are liquidating assets and holding cash, signalling an incoming global financial crisis. Beyond monetary value, 50% of silver demand comes from industrial uses including batteries, electronics, and electric vehicles, creating demand regardless of the economy. Holding silver in companies can provide pre-tax benefits, VAT reclaim opportunities, and potential capital gains reliefs. BEST MOMENTS "Inflation is theft. How inflation first started was, this was the first metal that was used for coins... when times were hard or people wanted to get an edge, they would melt copper in just a few percent into silver." "Anyone who really knows money invests a decent amount of their net worth in silver and gold and hopes it never goes up." "If you borrow a million pounds from the bank, you have the problem. If you borrow a hundred million pounds from the bank, the bank has the problem." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

The Intelligent Investor today. Why there will never be another Warren Buffett. What truly matters when investing. These are just some of the key insights from this thought-provoking interview with Jason Zweig, leading columnist at The Wall Street Journal ⁠Mexem, il partner europeo di Interactive Brokers⁠ =============================================== Investi con ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Fineco⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, 60 trade gratis nei primi tre mesi con il codice ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TRD060-TB⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Investi con ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Scalable⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, 3,5% di interessi sulla liquidità (*) Prova gratis la newsletter di ⁠⁠⁠⁠⁠⁠⁠DataTrek⁠⁠⁠⁠⁠⁠⁠ per 15 giorni. Naviga in totale sicurezza con ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠NordVPN⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Migliaia di libri audioriassunti su ⁠⁠⁠⁠⁠⁠⁠4Books⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. I link sono sponsorizzati e l'Autore potrebbe percepire una commissione. (*) fino al 31/12/2025, offerta valida per i nuovi clienti. Si applicano termini e condizioni. =============================================== ATTENZIONE: I contenuti di questo canale hanno esclusivamente finalità di informare e intrattenere. Le informazioni fornite sul canale hanno valore indicativo e non sono complete circa le caratteristiche dei prodotti menzionati. Chiunque ne faccia uso per fini diversi da quelli puramente informativi cui sono destinati, se ne assume la piena responsabilità. Tutti i riferimenti a singoli strumenti finanziari non devono essere intesi come attività di consulenza in materia di investimenti, né come invito all'acquisto dei prodotti o servizi menzionati. Investire comporta il rischio di perdere il proprio capitale. Investi solo se sei consapevole dei rischi che stai correndo. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Intelligent Investor oggi. Perché non ci sarà mai un altro Warren Buffett. Cosa conta davvero quando si investe. Questi sono solo alcuni dei contenuti di questa istruttiva intervista a Jason Zweig, editorialista di punta del Wall Street Journal. Mexem, il partner europeo di Interactive Brokers =============================================== Investi con ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Fineco⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, 60 trade gratis nei primi tre mesi con il codice ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TRD060-TB⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Investi con ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Scalable⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, 3,5% di interessi sulla liquidità (*) Prova gratis la newsletter di ⁠⁠⁠⁠⁠⁠DataTrek⁠⁠⁠⁠⁠⁠ per 15 giorni. Naviga in totale sicurezza con ⁠⁠⁠⁠⁠⁠⁠⁠⁠NordVPN⁠⁠⁠⁠⁠⁠⁠⁠⁠ Migliaia di libri audioriassunti su ⁠⁠⁠⁠⁠⁠4Books⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. I link sono sponsorizzati e l'Autore potrebbe percepire una commissione. (*) fino al 31/12/2025, offerta valida per i nuovi clienti. Si applicano termini e condizioni. =============================================== ATTENZIONE: I contenuti di questo canale hanno esclusivamente finalità di informare e intrattenere. Le informazioni fornite sul canale hanno valore indicativo e non sono complete circa le caratteristiche dei prodotti menzionati. Chiunque ne faccia uso per fini diversi da quelli puramente informativi cui sono destinati, se ne assume la piena responsabilità. Tutti i riferimenti a singoli strumenti finanziari non devono essere intesi come attività di consulenza in materia di investimenti, né come invito all'acquisto dei prodotti o servizi menzionati. Investire comporta il rischio di perdere il proprio capitale. Investi solo se sei consapevole dei rischi che stai correndo. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, LIVE from the 2025 Dentist Money Summit in Park City, UT, Matt and Rabih unpack recent economic developments—including the Fed's decision to hold interest rates steady. They also talk about Warren Buffett's retirement from Berkshire Hathaway and the long-term challenges facing Social Security. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Robert Hagstrom returns to discuss the investing principle he believes most value investors still misunderstand—despite decades of evidence from Warren Buffett. In this conversation, we explore why focus investing works, what traditional value investors got wrong about the Magnificent Seven, and how the industry's obsession with low P/E ratios and short-term tracking error leads to missed opportunities. Hagstrom also reflects on lessons from working with Bill Miller and explains why evolving your investment approach is essential for long-term success.In this episode, we discuss:How Hagstrom fell into money management by accidentWhat Buffett's 1983 letter taught him about investingThe dangers of rigid value investing frameworksWhy most active managers fail over timeThe key to compounding that investors overlookDrawdowns, tracking error, and the psychology of focus investingWhy private equity's appeal is mostly an illusionWhat Buffett's surprise CEO handoff really means for Berkshire Hathaway

In this episode, we dive into private assets. What they are, their history, the risks and benefits and whether they suit investors.In this week's Unconventional Wisdom column, Mark runs through the reason why private credit is a hard no for him. As investors rush into the attractive yield offered by private credit providers, he urges caution and why all that glitters is not always gold.Shani's Future Focus looks at three ways to maximise your returns. Her column looks past how to find the best investments, but how to maximise the returns of the ones that you have.Public companies that are taken over by private equity are usually done so at a premium to recent share prices. But does seeking out potential takeover targets make sense for investors? In the latest edition of Bookworm, Joseph taps the insight of legendary fund manager Anthony Bolton to arrive at three things that might make a company more attractive to acquirers. He also explains why investors should be wary of relying too much on this outcome alone.99% of investors won't be the next Warren Buffett. Luckily, we don't need to be that successful. This week Sim continues to explore products that make investing easier, with the newest edition of Young & Invested featuring a deep dive on one-ETF portfolios. Are they a help or hinderance to your goals? To submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Additional resources from our episodes are available via our website.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

This is a discussion between Matt Cochrane & I about Buffett: The Making of anAmerican Capitalist by Roger Lowenstein. This was the first biography of Warren Buffett, published in 1995, and it remains one of the best.It was written when Buffett was already an investing legend, one of the wealthiest men in the world, and well-known in the investing community. However, it was before Buffett was a mainstream celebrity. It remains the best biography of Warren Buffett ever written.LinksThe book: https://www.amazon.com/Buffett-American-Capitalist-Roger-Lowenstein-ebook/dp/B00DPTL2F0DisclaimerNothing on this substack is investment advice.The information in this article is for information and discussion purposes only. It does not constitute a recommendation to purchase or sell any financial instruments or other products. Investment decisions should not be made with this article and one should take into account the investment objectives or financial situation of any particular person or institution.Investors should obtain advice based on their own individual circumstances from their own tax, financial, legal, and other advisers about the risks and merits of any transaction before making an investment decision, and only make such decisions on the basis of the investor's own objectives, experience, and resources.The information contained in this article is based on generally-available information and, although obtained from sources believed to be reliable, its accuracy and completeness cannot be assured, and such information may be incomplete or condensed.Investments in financial instruments or other products carry significant risk, including the possible total loss of the principal amount invested. This article and its author do not purport to identify all the risks or material considerations that may be associated with entering into any transaction. This author accepts no liability for any loss (whether direct, indirect, or consequential) that may arise from any use of the information contained in or derived from this website. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.securityanalysis.org/subscribe

Kolsch night once again means a shorter show, but we still made sure to put together a good one for you.  Some of the things we babbled about include appreciating taking breaks for sips, going to Warren Buffett's Margaritaville, Elijah's air conditioning service, how Erik Estrada might support weed water, the Barstool Perspective School of Drinking at Bars, and Gnome drinking terrible things from the Bucket of Misery while not getting to talk about his hat.  Erik Estrada in a terrible movie: https://www.youtube.com/watch?v=d9XJDuzTaPs Sign up for any Patreon tier, including FREE, for some random unedited episodes! To see those posts once you're a free member, click on the little "filter" icon next to Recent Posts, and then select the "posts you have access to" button that's about 2/3 of the way down. Click "Apply filter" and you're off to the races! ----- This episode covers the following shows : Barstool Perspective - 6/13/2025 The Weekly Pint - Ep 266 - Well...That's How Every Weekend Should Go ----- What we drank :  Urban Artifact - Genni - Vanilla Watermelon Midwest Fruit Tart Narragansett - Lager Masthead Brewing - The Cleveland Experiment Vol 5 - IPA ----- Episode recorded on 6/17/2025 at our amazing podcast host, Higher Gravity Summit Park! https://highergravitycrafthaus.com/ Disclaimer: The views and opinions expressed by Truth, Beer, and Podsequences are those of the participants alone and do not necessarily reflect the views or opinions of any entities they may represent. ------  Links to everything at http://truthbeerpod.com/ or https://truthbeerpod.podbean.com/ Find us on all the social medias @ TruthBeerPod Email us at TruthBeerPod@gmail.com Subscribe, like, review, and share! Find all of our episodes on your favorite Podcast platform or https://www.youtube.com/@TruthBeerPod ! Buy us a pint!  If you'd like to support the show, you can do by clicking the "One-Time Donation" link at http://truthbeerpod.com ! If you want exclusive content, check out our Patreon!  https://www.patreon.com/TruthBeerPod If you'd like to be a show sponsor or even just a segment sponsor, let us know via email or hit us up on social media! ----- We want you to continue to be around to listen to all of our episodes.  If you're struggling, please reach out to a friend, family member, co-worker, or mental health professional.  If you don't feel comfortable talking to someone you know, please use one of the below resources to talk to someone who wants you around just as much as we do.   Call or Text 988 to reach the Suicide and Crisis Lifeline Chat with someone at 988lifeline.org http://www.988lifeline.org ----- Our Intro, Outro, and most of the "within the episode" music was provided by Gnome Creative. Check out www.GnomeCreative.com for all your audio, video, and imagery needs! @gnome__creative on Instagram @TheGnarlyGnome on Twitter https://thegnarlygnome.com/support http://gnomecreative.com http://instagram.com/gnome__creative http://www.twitter.com/TheGnarlyGnome

In this essential episode of Limitless, Dr. Matthew Preston & Dr. Theon Simms tackle the most challenging question for investors: When should you sell a stock?

James goes over Market news for the week and focuses on topics like- Israel-Iran conflict, Interest rates, and Warren Buffett's take on patience in the market! Have a question or topic you want to hear covered in a future episode? Send us a direct message here: ⁠⁠⁠⁠Contact - West & Walters⁠⁠⁠⁠Want to talk to a professional investment advisor, or schedule your FREE financial planning meeting? ⁠⁠⁠⁠Schedule A Call - West & Walters

This week on The Capitalist Investor, we dive into how Warren Buffett's timeless investing principles apply in today's AI-driven market. Joined by special guest Dave Abboud, we break down why Buffett's long-term strategies still matter—and how investors can use AI tools to think like the Oracle of Omaha. We cover:Buffett's biggest bets (Coca-Cola, Apple) and what made them geniusHow to cut through the noise in today's tech-fueled marketsThe role of AI in identifying future winners (and why it's just a tool)Lessons from Charlie Munger's “Too Hard” pileWhy discipline always beats hype in investingBuffett may have underperformed in flashy bull markets—but his long game wins. Tune in to hear how you can apply these insights to build smarter portfolios in 2025 and beyond. 

Here's the truth nobody talks about: investing isn't about saying “yes” to every shiny opportunity that comes your way. It's about discipline. It's about mastering the art of saying “no.” It's about boring consistency, and yes, sometimes it feels plain, but that's where real wealth is quietly built. Paul Moore's journey from rags to riches didn't just end with his financial exit. He wiped out his debt and embraced the mindset that no matter what, you never stop giving. Because giving fuels growth, relationships, and opportunity in ways money alone never can. What if saying “no” more often is actually the key to unlocking your financial freedom? Are you prepared to keep giving, even when it feels like you've given enough and things get tough? In this episode, founder of Wellings Capital Paul Moore, joins me to talk about real estate investing, how he went from rags to riches, and why the way out is to always give.   Things You'll Learn In This Episode  -Learning to say NO The most successful investors achieve their results by saying no to nearly every opportunity. How can learning to say no improve decision-making and long-term success? -The real housing crisis Many real estate developers prioritize luxury apartments, overlooking the growing demand for affordable housing. What is the impact of this unbalanced supply and demand? -Warren Buffett: rules for real estate Warren Buffett emphasizes investing in real estate with a long-term mindset, focusing on value, not hype. How can adopting a long-term, value-focused approach improve real estate investment strategy? Guest Bio Paul Moore is the Founder of Wellings Capital. After graduating with an engineering degree and then an MBA from Ohio State, Paul entered the management development track at Ford Motor Company in Detroit. After five years, he departed to start a staffing company with a partner. They scaled and sold the company to a publicly traded firm five years later. After a brief “retirement” in his early 30s, Paul began investing in real estate in 1999 to protect and grow his own wealth. He completed over 85 real estate investments and exits, appeared on HGTV's House Hunters, rehabbed and managed dozens of rental properties, and developed a subdivision. After completing three successful real estate developments, including assisting with the development of a Hyatt hotel and a very successful multifamily project, Paul narrowed his focus to commercial real estate in 2011. Paul is married with four children and lives in Central Virginia. Visit https://www.wellingscapital.com/resources for more information. Find Paul's books on Amazon here To give to help save children from human trafficking go to https://aimfree.org/      About Your Host From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier. His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.     Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!

“If it was so easy, why are so many people losing money in the stock market?” In this no-BS beginner's guide to stock market investing, Jaspreet breaks down the game plan most people wish they had before throwing money at random stocks and hoping for the best. You'll learn: What the stock market actually is (hint: it's not a casino, unless you treat it like one) The difference between dividends and appreciation (aka: cash flow vs. long game) The pros, cons, and risks of passive vs. active investing How to read financials (10-Ks, 10-Qs) like Warren Buffett... without needing a finance degree And why emotion-driven investing is a fast track to watching your money “disappear... oh not again” If you're tired of TikTok stock tips and want a solid foundation to build real wealth, this is the video for you. Watch ‘til the end. You'll know more than 90% of the people yelling “buy the dip.” Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

In this episode of The Tech Leader's Playbook, Avetis Antaplyan interviews Jon Staenberg, a three-time Stanford graduate and founder of Agate Hound Fund. They discuss John's unconventional journey through entrepreneurship and investing, starting from his early work experiences in Omaha to his ventures in Argentina's wine industry. The episode dives into the influence of Warren Buffett, the importance of storytelling in business, and the emerging opportunities in search funds and entrepreneurship through acquisition. Jon shares insights on the challenges and rewards of investing in traditional businesses amidst the rise of AI and demographic shifts in the market. In this conversation, Avetis Antaplyan discusses his journey into the world of ETA (Entrepreneurial Through Acquisition) and the unique approach he has taken with his fund. He emphasizes the importance of investing in small businesses, the criteria for evaluating potential investments, and the significance of building a community among investors and entrepreneurs. The discussion also touches on the future of ETA, the richness of niche markets, and the value of personal connections in the business world.TakeawaysJon's early work experience instilled a strong work ethic.The importance of storytelling in business and investment.Warren Buffett's influence on Jon's investment philosophy.Stanford's entrepreneurial environment shaped Jon's career.Curiosity led Jon to start a wine business in Argentina.Search funds provide a structured approach to business acquisition.The potential of traditional businesses in the face of AI disruption.The demographic shift presents opportunities for acquiring businesses.Investing in people is crucial for successful entrepreneurship.The challenges and rewards of entrepreneurship through acquisition.Investing in ETA requires full-time dedication.A non-correlated asset class can enhance portfolio stability.The index fund model for small businesses is innovative.Diverse industries present unique investment opportunities.Evaluating operators is crucial for successful acquisitions.The failure rate in ETA is significantly lower than in venture capital.Building a community fosters collaboration and growth.The future of ETA looks promising with expanding opportunities.Connecting people can lead to unexpected benefits.Engagement and passion are key to success in investing.Chapters00:00 Introduction and the Search Fund Landscape01:28 Early Grit and Unconventional Pathways02:58 Childhood Work Ethic and Family Influence05:55 Lessons from Working Young and Modern Implications07:18 Parenting Perspectives on Work and Responsibility08:51 Warren Buffett's Influence and Omaha Values11:08 Catherine Graham and Inspiring Leadership12:07 Stanford, Startups, and Embracing Failure13:33 The Power of Storytelling in Business14:56 What Is a Search Fund and How Does ETA Work?17:00 Challenges and Scalability Limits of Search Funds19:45 Why Search Funds Are Niche but High-Return22:50 The Tech-Agnostic Opportunity of Traditional Businesses26:22 Starting a Fund of Funds and the Non-Correlated Model30:12 Evaluating Operators and Acquisitions in ETA36:35 Building Community Through Intentional GatheringsJon Staenberg's Social Media Links:https://www.linkedin.com/in/jonstaenberg/Jon Staenberg's Website:https://www.agatehound.fund/https://staenberg.com/Resources and Links:https://www.hireclout.comhttps://www.podcast.hireclout.comhttps://www.linkedin.com/in/hirefasthireright

Guest: Dede Eyesan - Founder of Jenga Investment Partners and author of "Global Outperformer"Dede Eyesan, the visionary founder of Jenga Investment Partners and author of Global Outperformers, who shares insights on identifying high-growth companies and navigating global markets with a unique blend of fundamental analysis and entrepreneurial spirit.Key Idea: The counterintuitive nature of finding investment winners globally and the extreme patience required to hold themKey Timestamps & Ideas3:00 - Early Investment LessonsMade first investment at age 10 in Nigerian stocks (Nestle Nigeria, 7up Bottling, First Bank). Two investments went up 4-5x, bank stock fell by half. Introduction to Warren Buffett and fundamental analysis.6:00 - Boarding School EconomicsLearned about delayed gratification and scarcity through food trading. Traded chicken (perishable) for chips (storable) - time arbitrage concept. "It's ironic that what taught me about money had nothing to do with money."9:00 - Investment Philosophy FormationInfluenced by Warren Buffett, Alan Gray (African value investor), and Carlos Slim. Peter Lynch's books: "One Up on Wall Street" and "Beating the Street". Understanding that environment impacts investment approach.16:00 - Global Outperformance ResearchFound 446 companies (not 200 expected) that were 10-baggers in 10 years. Less than 20% were in the US; more multibaggers in Europe than US. Japan was third-best performing country (surprising finding). Only 5-6% were multibaggers in consecutive decades.22:00 - Two Types of Winning BusinessesCyclical businesses with technical barriers to entry (salmon industry example) and large market opportunities with strong unit economics (BYD in China).29:00 - The Challenge of HoldingMSCI case study: stock flat for 9 years while earnings grew 15% annually. Many multibaggers were flat or down 40-50% in the three years before takeoff. Importance of returning to original investment thesis.35:00 - Quantitative vs. Qualitative AnalysisCannot screen for outperformers quantitatively alone. Developed 60-question checklist across 10 categories. Focus on depth over breadth in investment analysis.42:00 - Role of IntuitionIntuition is earned through experience (15-20 years). Overconfidence led to mistakes when abandoning systematic approach. Returning to detailed checklist process.47:00 - Definition of SuccessThree pillars: Individual happiness, family relationships, and client satisfaction. "I want to be in a place where the kids of my investors in 40 years time can look back and be like, yeah, my dad or my mom made a very good decision."Podcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

Quanto tempo dura uma sociedade de sucesso? Algumas pessoas acreditam em parceria para vida toda.. até que a morte os separe. Esse devia ser o caso de Charlie Munger, amigo e sócio do mega investidor warren Buffett de anos! Os dois trabalharam juntos por 45 anos - e a sociedade só acabou com o falecimento de Charlie, que morreu em novembro de 2023, em um hospital na Califórnia, aos 99 anos. Por essas razões, o Charlie Munger é o tema do episódio de hoje do Do Zero ao Topo - Personalidades, a nossa edição que conta as histórias dos grandes inovadores. Para saber mais da história de Charlie Munger, acesse: https://www.infomoney.com.br/perfil/charlie-munger/

In this episode of Mission Matters, Adam Torres welcomes Christopher Volk, author of 'The Value Equation: A Business Guide to Wealth Creation for Entrepreneurs, Leaders & Investors.' Christopher brings over 40 years of corporate leadership experience, including successfully taking three companies public on the New York Stock Exchange. He shares insights on how most companies are only worth what they cost to create and discusses strategies to build businesses that are worth more than their creation cost. Christopher also delves into key concepts from his book, discussing how entrepreneurs and investors can create wealth by crafting effective business models and making prudent financial decisions. Christopher's experience with Berkshire Hathaway and Warren Buffet offers valuable lessons on investor relations and building successful companies. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices

This episode aired on Excess Returns; full credit goes to Matt Zeigler and Jack Forehand, and all of the guests listed below -- it's reposted here with Matt and Jack's permission. In this special episode of Excess Returns, Matt Zeigler is joined by Bogumil Baranowski to reflect on one of the most emotional and historic moments in financial history: Warren Buffett's surprise announcement at the 2024 Berkshire Hathaway Annual Meeting. With commentary from voices who were in the room—and some who weren't—we explore what it felt like, what it meant, and what comes next for Berkshire and Buffett's legacy. Featuring clips from John Candeto, Adam Mead, Eric Markowitz, and Ted Merz, this is both a tribute and a thoughtful discussion on culture, succession, and enduring business values.Topics Covered:The emotional weight and historic nature of Buffett's resignationFirsthand reactions from inside the room at the Berkshire meetingWhy Buffett's delivery was masterful—and why it matteredReflections on the unique culture of Berkshire and its shareholder communityThe Buffett “shield” and what it means for Greg Abel and Berkshire's futureWhy more companies don't emulate the Berkshire approachThe role of tradition in building enduring businessesPersonal stories of shareholders whose lives were changed by long-term compoundingTimestamps:00:00 – Opening reflections from Matt and Bogumil01:06 – Why the Berkshire Hathaway meeting is so special04:00 – John Candeto on the moment Buffett made the announcement11:15 – Ted Merz shares what it felt like live in the room21:00 – Eric Markowitz hears about the announcement over lunch25:45 – Buffett's dramatic timing and media coverage30:04 – Adam Mead on witnessing the announcement live34:25 – The deep love and loyalty felt in the arena37:00 – John Candeto on the future of Berkshire and Greg Abel45:00 – Adam Mead on the careful succession plan51:12 – Ted Merz: Why don't other companies do what Berkshire does?58:00 – Eric Markowitz on culture, craftsmanship, and long-term thinking1:03:00 – Bogumil's personal reflection on Buffett's final five minutes1:08:58 – Why Buffett's final message—“I'm not selling a single share”—mattered1:09:28 – Wrap-up and thanksPodcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

In this episode of The Investor Professor Podcast, Dr. Ryan Peckham and Cameron dive into the headline-grabbing feud between Elon Musk and Donald Trump, complete with AI-generated tweets and rumors swirling around SpaceX contracts. They unpack the deeper implications of founder-led companies, how personal behavior from high-profile CEOs impacts stock prices, and what the market's recent “melt-up” tells us in the face of escalating tariff drama. The duo also reflects on Warren Buffett's decision to step down, what it means for Berkshire Hathaway, and why his timeless investing principles still matter more than ever.But it's not all market chaos—Ryan and Cameron also get tactical, breaking down what young investors should do first to set themselves up for long-term financial success. From paying off high-interest debt to maximizing retirement accounts and understanding the power of long time horizons, this episode serves up real-world advice grounded in behavioral finance. They even highlight why AirPods alone make Apple a juggernaut and how companies evolve across decades. It's a blend of market insights, personal finance fundamentals, and classic Investor Professor banter.*This podcast contains general information that may not be suitable for everyone. The information contained herein should not be construed as personalized investment advice. There is no guarantee that the views and opinions expressed in this podcast will come to pass. Investing in the stock market involves gains and losses and may not be suitable for all investors. Information presented herein is subject to change without notice and should not be considered as a solicitation to buy or sell any security. Rydar Equities, Inc. does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance.  Past performance is no guarantee of future results.

Keith Weinhold plays a “financial superhero”, defending investors against the "greedy landlord" myth. A Zillow survey reveals the secret sauce of rental success: budget, location, and bedroom count - with pets stealing the show as the ultimate tenant dealbreaker. He exposes the dollar's sneaky inflation plot, showing how savvy investors can turn borrowing into a wealth-building adventure. Imagine homes that cost half their gold price from 100 years ago - mind-blowing!  Real estate investing isn't just a strategy - it's an epic journey of wealth creation!  Resources: GREmarketplace.com/OklahomaCity GREmarketplace.com/Tulsa Show Notes: GetRichEducation.com/episode/557 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE I'm your host, Keith Weinhold. Are Real Estate Investors greedy by nature? Learn why? In a sense, today's homes are actually half price compared to 100 years ago. Then results from a huge tenant survey that reveals the amenities that you must give renters or else they will leave how media headlines can trick you and more today on get rich education.   Mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated. There's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter, remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com   Corey Coates  1:56   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:12   Welcome to GRE from Cape Hatteras, North Carolina to the Cape of Good Hope, South Africa and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. 100 years ago, you could buy the average home with eight kilos of gold. Today, it only costs you four more on that later. But first, as a real estate investor, has a critic or a tenant ever insinuated some form of these two questions to you, either, is it ethical for you to own multiple homes, or even, are you greedy? Now, I doubt that you're going to be asked that question directly, but sometimes you can feel that that's the vibe that someone else is on. Well, there sure are greedy people in the world. You could be rich and greedy, or you could be poor and greedy. Even the definition of greed is an excessive and selfish desire for more wealth than one needs, often driven by a destructive motive. All right, that's the definition like you're willing to destroy other people in the pursuit of wealth that is rather different than acquiring wealth, which is usually done only when you first fulfill the needs of others. All right? Well, say that your critic makes $60,000 per year. Oh, well, then that means that they're in the top 1% of global income earners. I mean, sheesh, then they're like the Jeff Bezos of the developing world. So to help even things out, should your critic have to send half of their salary to Senegal or Mauritania or Burkina Faso if the critic's home has more than one bathroom in it, or they even own one car. Well, then they're fabulously wealthy by world standards. Then do they have to give it away to avoid being greedy? What if they ever worked overtime for extra money? Like is that evidence of certain greed? All that stuff is ridiculous, preposterous amounts don't create greed Spirit does. There is no implicit Machiavellian intent. If you have more wealth than average, where would you even draw the line? Like, once you hit seven rental properties? Oh, that's just fine, but eight of them is too many, or once you live in a home that costs 50% more than an area's median, then is that when it becomes greed? I mean, this doesn't make sense. Higher housing prices these past five years has to do with the lack of housing supply and with the. Abundance of dollar printing. It's those two things. The culprits aren't rental property owners. The culprits are burdensome development regulations and the Federal Reserve printing all the dollars, not your local landlord. Responsible landlords provide and maintain sound housing, and they do that for complete strangers, they're taking a lot of faith. Oh, so then could the tenant actually be the greedy one, if they both resent and expect that treatment from a stranger for free? I mean, real estate investors, hey, we take on risk, DEBT, TAXES, maintenance, insurance, market volatility, and we have the responsibility of building and maintaining a good credit score in most cases. I mean, you're the one that's truly invested in the property, not a tenant that can choose to move out in 30 or 60 days. Landlords are a bit like umpires. They're rarely appreciated, and they only get noticed when they do something wrong. I know I mentioned to you before that when I buy a property pretty soon, I casually mention to my tenant that, you know, each month, I just have to make them aware. Each month I make a big mortgage payment and I have to pay for property tax and insurance on this place. I mean, it's amazing to see how far that little mention goes with both timely rent collection and that they don't resent you as a landlord over time. See, tenants often don't know this because they've never owned property themselves, and actually, as you know, since I use property managers now, I don't make this mention to tenants anymore. See, to tenants often it can feel like they're just sort of renting air, and the rent payments they make to you are very visible to them. What's invisible to them are all of your expenses. You're the one as the investor that's contributing to communities. You are the good steward of a neighborhood's housing stock, and you provide homes for people who either can't or don't want to buy the myth of the evil landlord. It really just ignores realities. I mean, mom and pop investors own 72% of single family rental homes, and the typical landlord owns fewer than three units. Many don't have 401 Ks. I mean, rental properties are their retirement plan. So most landlords, real estate investors, they're not cigar chomping tycoons twirling mustaches atop piles of gold like Scrooge McDuck. They're regular people. So perspectives like this that can really help you ward off both critics and unaware tenants. And you know what odds are, if they had the opportunity, they would often do the same thing at a time when pensions are rare and inflation runs rampant. Who could blame anyone for seeking assets that grow in value and generate income. Here's what you need to know. Everyone plays the financial game in the context of their own economy. You Your critic and your tenant, your awareness and your mindset from listening to the show is merely more broad than others. If everyone understood that being wealthy is actually a choice like you do, we would all be better off. So the bottom line here is that real estate investors are not villains. They're just people trying to build a financial life raft in a financial ocean that is full of icebergs. Rich people aren't necessarily greedy, just like poor people aren't necessarily lazy. Greed exists in somebody's spirit, not in the amount of your net worth or whatever your income level is,.    All right., Well, heading into the summer here, there are more tenant moves than any other season. Rental demand has stayed fairly strong, not super strong, just fairly strong, with rents only up about 2% annually. When you amalgamate single family rentals and apartments, the share of rentals with a concession is dropping because the rental market is fairly strong, and when renters find a place, a lot of them are staying put, like it's the last lifeboat off the Titanic. Of course, these are all phenomena on a national level, and each local area is different. I mean that right, there is something that I could say on nearly every episode with low affordability, the home ownership rate is down and renter numbers are up. Now. I told you a while ago that it would go down that home ownership rate, and in the latest quarter ended, that home ownership rate has dropped from 65.7 down to 65.1 Percent. And that might not sound like much, but homeownership down six tenths of 1% in just a quarter. That means that there are at least about 500,000 new renters in America. More renters means more rental demand, more occupancy, and it's crucial for you to know what those renters want so that you can best serve them again. You're not greedy. You're trying to serve them as well as you can now, Zillow has an arm. It's called the Zillow group population science. It's something I hadn't even heard of until recently. What Zillow did with this group is they surveyed 36,000 US renters of both single family rentals and apartments to find out what trends are and what renters want. And I read their entire lengthy report. I think it was 40 pages, so that you don't have to and what I did is I pulled out the most salient pieces to help you attract and retain tenants, and the top three criteria that renters really consider essential when deciding whether or not to rent your property are the first thing, and 95% said this is that it's got To be within their budget, second, at 85% preferred location. Hmm, does that mean near tacos and coffee shops? And then the third most important thing renters consider essential at 84% is the preferred bedroom count. After that, the Floor Plan and the layout that fits their preferences was most important. After that, it's the preferred number of bathrooms. So note that the preferred number of bedrooms, then, is more important in making the rental decision than the preferred number of bathrooms, although they both matter. And then after that, in order of decreasing importance, is broadband internet, allowing pets and having common amenities like a gym, a business center, a rooftop and a lounge and those things, those common amenities, they were substantially more important for apartment renters than for single family home renters, as you would imagine. And here's key, a separate survey question was asked, What is the main reason that you passed on a particular property and decided not to rent it. Number one easily was that the property prohibited pets. The second biggest choice had to do with pets as well. It was that the property restricted the pet breed or size. The reasons that renters passed on a particular property are so centered around pets. What do pets rule this housing market? Now, that's kind of how it seems. Now, another thing that this survey revealed is like, gosh, it also seems like the age for doing almost anything in America is up. The median renter is age 42 did you have any idea there? 42 probably older than you thought. And the older people are, generally, the quieter they are, and the less they move. The most common application fee paid is $50 that's what the survey found. Hey, maybe that's one thing that hasn't been slapped with tariffs. It's an online world. The typical renter surveyed reported taking only one in person tour. Everything else is swiping, scrolling or going deep on Google Street View. Basically what tenants do is they check out everything online, and then once they've chosen the place that they want to rent, they often make that decision right there online, and then basically that one in person visit is just them showing up to confirm that there aren't any red flags at that place, that they mostly know that they won. And this is good for you if you're self managing and you're showing the places yourselves. I mean, there are just fewer tire kickers than there were back in the day. I mean, hey, talk to your parents. 25 years ago, rental ads were like four lines in a newspaper, no photos at all, so tenants then they had to show up in person to see what a rental place even looked like. Let's look at the percent of renter households in America by household income, less than $50,000 57% of renters were in that range, 50 to 100k 29% and 100k or more, 15% as far as how much security deposit you need to give, 75% of renters said their first month's rent was required to Secure the rental, and only 25% said that they also had to fork over last month's rent to secure it. In a really strong rental market, you can more often ask for that both first and last month's rent to get in. 40% reported getting their entire security deposit back at the end of the rental. Hmm, I guess the. Others pay for that mysterious carpet stain. Most pay additional fees on the rental, 58% and that's things like water, sewer, garbage, recycling or other utilities. And it even includes payment processing. There some landlords charge for that. And again, what I'm talking about here is single family rentals and apartments combined. All right, so more single family renters are going to pay for separate utilities on top of the rent. Of course, about half of American renters have renter's insurance. At 48% I suppose the others are living dangerously. A typical renter uses four websites or apps in their search and as I'm continuing on here with the results from this Zillow Rental survey of 36,000 renters, it also showed that the top three reasons that current renters say that they decide to stay long term are and this is big. I mean, this is about your retention rate. 72% stay long term because they say rental costs are a good deal, that's why they stay next most important is quiet neighbors. Yes, no drum kits or free range toddlers will help in apartments. One noisy neighbor can upset a lot of tenants, but a noisy neighbor that might not be a problem at all when people are dispersed in a single family rental and then the third most important thing in long term retention is 68% of renters stay in a unit because they can't afford to move elsewhere. Two thirds of tenants said their landlord or property manager notified them of a rent increase in the past two years, 37% of renters said they would be very or extremely likely to buy a home if mortgage rates fell. All right, that's about three in eight renters say that as far as the length of leases in America, 64% signed on for a one year lease, and 24% said their lease is longer than a year. So really, to summarize what you've learned here from that survey is that you need to know your audience, 42 year olds with pets and a strong preference for quiet neighbors. Keep your pricing competitive. Embrace tech. People want to apply and pay and do things online, and your tenants will stick around longer. You can either give a man a fish and feed him for a day, or teach a man to fish and feed him for a lifetime.    Here at GRE, we do both get riched occasion.com. Is where you learn through this very show and our videos over there, and our blog articles and more. The name gre marketplace.com is where you take action and see the markets and providers that make the best income properties nationwide. GRE marketplace is also where you get access to our totally free investment coaching strategy sessions with a real human being that has both an MBA and investing experience. And that's something we added three or four years ago that really helps you be profitable as an investor, get paid five ways so that you can have more income and wealth and perhaps even retire early. We help you find the right exact property addresses. That's what we help you do compared to 100 years ago, homes are half price today. This is fascinating. I'll get into that shortly. I'm Keith Weinhold. You're listening to get rich education.    The same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com. You know what's crazy?    Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds, just say. They're doing nothing. Check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to66866   Speaker 1  20:17   what's up? Everyone? This is HGTV. Tarek al Musa. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  20:35   Welcome back to get rich Education. I'm your host. Keith Weinhold, the headlines say homes are so expensive that you'd think millennials would be forced to live in IKEA showrooms. Now, a year or two ago, here on the show, I think I mentioned to you that at that time, it took eight kilos of gold to buy the average home, about 100 years ago, and at that time, only six. Well today, it took eight kilos of gold to buy an average home in 1920 but it's only four kilos now, in terms of gold, homes are half the price today, and I sent you that pretty shocking image showing this in our newsletter a month or two ago. So what in the monetary twilight zone has happened in the past 100 years? Well, a lot of things. The 1913 creation of the Federal Reserve inflated away your dollar's purchasing power over time. This was basically like giving your teen a credit card with no limit and hoping for the best, then removing the dollar's last link to gold redeemability in 1971 that freed the rains for unlimited dollar creation. And Robert Kiyosaki was here to discuss exactly that on the show with us on episode 358 go back and listen to episode 358 if you haven't heard it and you want to. Before long, dollars got so flimsy that dive bars started stapling them to the wall as decor, and it seems like the next stop for the dollar is kindling for your backyard fire pit. Now, there is, however, an affordability problem today that keeps renters staying as renters. But part of the calculus here is that homes only seem expensive because their values are usually compared to dollars. But that's faulty, because dollars are a moving measuring stick. This is like saying that an hour has 60 minutes in it this year and next year, it'll only have 55 minutes in it. That doesn't work. I mean, she should a few years, everyone would run a marathon in under an hour at that rate. Okay, so changing the measuring stick defeats the very purpose of a measuring stick. Here's what's even more amazing than that fact about the gold, despite that, homes only cost half as much today as they did in 1920 in terms of gold, you also get more home today. Today's homes have smaller lot sizes, smaller yards, but otherwise they have amenities that people couldn't have even dreamed of in 1920 I mean, this is really interesting. Let's compare a typical 1920 new home to a 2025 new home. We've gone from 1048 square feet up to 2411 so the size has more than doubled. Back then there was no Garage. Today you've got a heated garage. Back then you had one bathroom or even an outhouse in 1920 Oh, today you have two or three or even more indoor bathrooms in just the average new build home back in 1920 you had a wood burning stove that you had to keep loading, and you're like splitting and stacking firewood and storing that somewhere. Today, you have central heating. Just push a button. Back more than 100 years ago, you had no AC. Today, AC is completely standard. You had no insulation a lot of times in 1920 homes today you've got smart insulation. You used to have a very basic kitchen. Today you've got a center island and granite and quartz countertops. You had an ice box back in 1920 and a nice refrigerator or two. Today, back then, you had no dishwasher or garbage disposal. Today, you have both. Back in 1920 you had to use a washboard in a ringer to wash and dry your clothing. Can you imagine that today you have a washing machine? You had an outdoor clothesline back then today you have a dryer back in. 1920 you had these claw foot bathtubs, and often no shower. Today you have both bathtubs and showers, and several of them. Back then you had nothing where today you have a dedicated laundry room, and a lot of times a home office, and sometimes even a gym. I mean, so all those changes right there over the last 105 years. This really puts the exclamation point on the fact that homes are cheaper today. In terms of the value that you get, today's homes might be a third or a quarter of the price that they were a century ago. You can't point to mortgage rates either. They're still below their long run average of 7.7% per Freddie Mac the thing you've got to point to, the big problem here, the elephant in the room, is that salaries have not kept up with inflation, and that is the real crux of the problem in hurting homes affordability. Look, and this could be a real epiphany for you here that affordability fact is even more reason to move today's depreciating dollars into real assets and move that with emphasis and with urgency, dollar savers are just such massive losers. All right, so then, what is the opposite of saving dollars? Some people think it's spending dollars. No, the opposite of saving is not spending. It's borrowing dollars. That's how you go negative on that. The opposite of spending is not saving, it is borrowing. That is how you go negative and short the falling dollar. This really it's all just a fresh approach on what people need to consider doing. Borrow dollars, own income property, let tenants pay your debt, let inflation also shrink your debt like a cheap shirt that spends too much time in a clothing dryer, and just watch inflation pump up your asset price at the same time. Now you are just winning all over the place. You are racking up more wins than Novak Djokovic at the Australian Open. That's why I am resolute about saying what no one else out there says real estate done right is not an inflation hedge. A hedge is a defensive investing strategy where you break even. I mean, no one plays a game hoping for an outcome of a tie, spending money as an inflation hedge. That's why I refer to borrowing for income property as inflation profiting. That's the reason why. And see, other people's money pays down your debt, both the tenant and the inflation are whittling that away for you. Oh, and hey, for my fellow math weirdos, in 1920 a new home cost $6,300 and there are 35 ounces in a kilo of gold, and you can figure out the rest from there to see that homes cost half as much in gold. Now the bottom line here is that the real estate market is not broken. The dollar is and that dollar measuring stick is so miserably distorted and perverted that some people can't even see what's going on anymore. I've got another interesting way of helping you see this.    Let's look at something more recent than 1920 let's go back 30 years. Do you have any idea what the median us home price was then? Any guess 30 years ago, that's kind of charming. It was a modest $130,000 All right, with an 80% loan and zero principal pay down your mortgage balance would be a featherweight 104k today, that is a clear way of seeing how inflation debases your debt. And of course, the tenant would have paid it off for you by now as well. But I mean a loan balance of $104,000 without any principal pay down, sheesh, that's less than some people's American Express card limit. Really think about that by removing the principal pay down component, you can really see with transparency and lucidity the effect of inflation whittling down a loan balance to 104k and that is just 25% of today's median home price of $416,900 that is a stark example of inflation profiting, how your debt got relentlessly debased by the Fed. And of course, rental properties tend to be less expensive than this median number that I'm talking about. So the typical rental property is. In this scenario, you might just have a loan balance of 75k today, here, 30 years later, and the property would be worth, say, 300k inflation makes your loan balances feel like a featherweight over time. All right, now let's go somewhat further back in time again, 1950s Florida.    Last month, in our newsletter, I sent you those fascinating old newspaper clippings from a real estate sales ad from 1955 in the Miami area and a two bedroom, single family home, one bath, screened porch and a carport. Its price was $7,450 for the entire Miami area home. And the ad also showed that your monthly payment is $48 and then, okay, so that was a two bedroom, single family home this Miami area, three bed, one bath home with a screen porch, $7,900 so only an extra 450 bucks for an extra bedroom, that is the purchase price of the entire asset. And the monthly payments on this three bedroom are 50 bucks a month, a little more than the 48 bucks a month that it was for the two bedroom. And here's the thing, the monthly payment amount, as shown in this old newspaper advertisement, $48 and $50 that was principal, interest, taxes and insurance all together, a jaw dropping sub 8k for a Miami area home, not just Florida, but pricier Miami. I mean, can you imagine a Florida couple's home buying conversation in the mid 1950s there at Florida, honey, you're crazy if you think we're going to pay an extra $2 per month for a third bedroom. I mean, this is just astonishing. And yeah, my apologies for leaving you flabbergasted so many times in one episode. Gosh. Now to be sure, wages were lower back then, but back then, only one parent had to work. They still managed to buy homes, raise a family, and even pay for a milkman who actually delivered the milk. And now, you know, if we fast forward to the future, future generations, they're going to marvel at today's incredibly low median home price of 400 to 450k Yes, therefore you will be the one doing the flabbergasting, and you'll leave people From 2070 feeling abjectly flabbergasted when the median home price is $4 million then, I mean, it realistically could be, it could be more than that. It's the same way that today we're astonished at 1960s McDonald's menus where a burger was 15 cents. Yes, 15 cents is seriously how much McDonald's hamburger cost in the 60s. And of course, this is when restaurants also serve real meat and french fries cooked in tallow rather than seed oils, and shakes had real cream in them. That's all evidence of simultaneous skimpflation. But getting back to the monetary inflation, you know, as recently as 2011 we can even feel dazed and amazed about how the median home price, then was just $211,100 Yes, as recently as 2011 you're surely dazed and stupefied here, one thing I know, though, is that this did not leave you slack jawed, because Between you and I, we know there's only one slack job between us, and we know full well that that's not you. The bottom line, the bottom line here is that zooming out over time reveals a clear, uncomfortable truth. Savers get roasted, borrowers get rich. This is just a new way of looking at it.    And if you're a newer listener and you don't get our newsletter yet, it is free, full of value, and I write every word myself. There are more AI generated newsletters out there. That is not what this is. This is me to you, and to get the newsletter right now. Text. GRE to66866, 66866, we don't send you a bunch of texts that would be intrusive. It's an email newsletter. You can get it by texting GRE to 66866   Now, earlier this year, I talked with you about how home sales have crashed. When people read a media headline like that, home sales crash. You know, some people think that home prices are falling, but that's not. What that means is, you know, it means that the quantity of sales has fallen a lower transaction volume. With that in mind, to help you out in the future, when you're reading. For real estate and economic headlines, I jotted down a few fictitious headlines here, but yet they're the same type that you've seen before, and you'll see these again in the future, and they can be misleading. So let's straighten this out. Okay, here's the first fictitious yet realistic sounding headline, what people often think it means and what it really means. Developer uses tax loophole to deliver 200 unit apartment complex All right. Now, some people read that and they think that the developer is doing something nefarious or underhanded. No. Sometimes reporters use this word loopholes to describe legally created incentives to get much needed housing built. Reporters are often doing yeoman's work on behalf of NIMBYs. If this thing is producing more housing, then we need more loopholes, which are really incentives just like it. Here's another misleading headline. Now, almost all of the 50 states have a lower level of housing inventory than they did pre pandemic, but this headline says, Tennessee housing supply 4% more than pre pandemic levels. All right, some might see that headline and think, Oh, I guess that housing is a little oversupplied. Now, no, not necessarily, because most states had a scarce supply of inventory even before the pandemic hit back in 2020 the next headline is existing home sales fell off a cliff. All right, Did you note that this only includes existing homes, meaning resale homes, because, again, the headline is existing home sales fell off a cliff. So this doesn't include new builds. And there's nothing inherently falsified about some of these headlines. They just get misinterpreted. Softwood lumber prices hit all time record high. Okay, well, with persistent inflation, this might not be reason for alarm. Is it even an inflation adjusted high or not? Here's a headline, California leads the nation in out migration. All right, some people see this and assume that the California population is dropping. Well, maybe, maybe not. Again, the headline was, California leads the nation in out migration? Well, raw numbers aren't per capita. Cali is the largest state by population at almost 40 million. And also, if their in migration exceeds this out migration, well then they had positive net migration. And all of this doesn't even count births or deaths. You'd have to factor that in as well. The next headline is foreclosures Spike 50% year over year. Ooh, that sounds bad. And although this is a fake headline, just like the other ones that I'm telling you about, a phenomenon like this did recently occur, actually, but it's still at a really low level. It just rose from an extremely low level, two tenths of 1% up to three tenths of 1% that's a 50% gain. Here's a headline. You might see mortgage rates have dropped 2% this year. Maybe you'll see that in the future. Most people read something like this, and they assume that real estate values will resultantly soar. Well, maybe, maybe not. It sounds like homes are more affordable, and they would be, but the Fed might be cutting rates because the economy needs the help. It could mean we're in a recession. So if wages are down, even if mortgage rates are down, it might not actually be less affordable. The next fictitious headline is Philadelphia new build home prices surge 8% Oh, you're thinking that's got to be good, right? Well, I don't know what if new build Philly homes are constructed with 10% more square footage this year, but the price is only up 8% so they're actually selling at a lower cost per square foot. And this is also why existing home price change is more meaningful. The next fictitious headline is unemployment claims jump 30% in a week. All right? Well, this usually doesn't mean that there are mass layoffs and some economic Armageddon. If initial jobless claims rise from 200 up to 260k that's a 30% jump, but it's still low relative to recession levels, which are typically 400k plus and the last fictitious headline, Warren Buffett, b, u, F, F, E, T, invests $10 billion in apartment REITs. Oh, well, Buffett was spelled with only 1t Buffett should be spelled with a double T. Have you ever noticed that it is the most frequently misspelled name in financial media that's all for the headlines, so having the wherewithal about these sorts of things can help you better interpret what's happening in Real Estate's Future and the economy's future.    One of the most inexpensive national markets, I'll say, outside the Midwest, where you can own income property, where the numbers really make sense. An investor advantage place is in the state of Oklahoma. Some of these Oklahoma properties that we've begun dealing with here, they're pretty small. Like check out this single family rental I want to tell you about that's just 864 square feet. You know, more tenants desire this type of housing. Family sizes are smaller today, yet they want separation in the privacy of a single family home. And this one is brand new build, two beds, two baths, and the price is, get this $155,000 for new build. Yes, you heard that, right, and the projected rent is really strong. $1,250 I mean, this sort of cottage sized new build home is the type of product that can make the best rental, because if it were double the size, you might only get 50 or 60% more in rent. Now there's no garage on this new build 155k property, and you get all the finishes that you would expect from new construction. The second Oklahoma property to tell you about is this Tulsa duplex. This one really stands out. And Tulsa has over a million people in the metro. It was built just several months ago, $2,900 rent on a purchase price of about 360k and these ones, they've consistently appraised in the 375 to 380k range. So you could very well get some built in equity here with this duplex, where the numbers work pretty well as it is, each side of this new duplex has over 1300 square feet, three beds, two baths on each side, free management the first year, $3,000 cash to you post closing, all the nice finishes you'd expect with new build in this Tulsa duplex. So these two properties I've discussed here are really investor advantaged all new build. And that 155k single family rental was in Chickasaw, Oklahoma. And then the Tulsa duplex in the mid to high three hundreds. The next one is the last one. I'll mention. It's not as good of a deal, but it does look nicer because it's a brick faced new build single family rental for 320k in Lawton, Oklahoma. Lawton is more southwestern Oklahoma, with $2,400 rent, and it's 1800 square feet in this new build and just a little positive cash flow. The property tax rate is 1.1% property insurance is just 1250, a two car garage, all the types of finishes that you would expect with new build. So a property like this is if you're looking for a better quality tenant. Oklahoma City has had more happening than usual. You might have heard that the tallest building in the United States is planned to be built in Oklahoma City, yes, taller than anything in New York or Chicago. The Oklahoma City Thunder NBA team has been performing well. You know, those things are merely interesting and have almost nothing to do with the investor advantage. Rental properties, again, all three that I mentioned, there are new build. Not only are we in this persistent national housing shortage, but these entry level homes that make the best rentals, they're the ones that are in even shorter supply. That's a fact I probably don't mention to you often enough. The home ownership rate is down because of strained affordability, so you may very well have a long term tenant in these properties, and then you layer on the fact that they're new build, and it really looks promising for tenants wanting to stay for the long term. Check out the market and the provider. Learn more at either gre marketplace.com/oklahomcity or slash Tulsa. Yes, new build Oklahoma properties, if you're not sure about the exact address, that's going to provide you with the highest returns, our free investment coaching can help you with that as well borrow dollars with long term fixed interest rate debt that both tenants and inflation just relentlessly pay down for you while your expected price appreciation. Can leverage dollars at the same time. Start at gre marketplace.com/oklahoma, city or slash Tulsa until next week. I'm Keith Weinhold. Don't quit your Daydream.   Speaker 2  44:52   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional. Additional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  45:16   You know, whenever you want the best written real estate and finance info, Oh, geez. Today's experience limits your free articles access, and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind. Take a moment to do it right now. Text, gre 266, 866,   The preceding program was brought to you by your home for wealth, building, getricheducation.com.

Welcome back to America's #1 Daily Podcast,  featuring America's #1 Real Estate Coaches and Top EXP Realty Sponsors in the World, Tim and Julie Harris. Ready to become an EXP Realty Agent and join Tim and Julie Harris?  Visit: https://whylibertas.com/harris or text Tim directly at 512-758-0206. ******************* 2025's Real Estate Rollercoaster: Dodge the Career-Killers with THIS Mastermind!

Elon Musk is throwing punches over Trump's Big Beautiful Bill—and Speaker Johnson jumps in to deny there's a rift. Meanwhile, TikTok hilariously roasts Harvard, and Karine Jean-Pierre drops a book no one asked for (except maybe MSNBC interns).In this episode:*Warren Buffett warns Congress about America's spending spree*Vermont Dem gets caught demeaning illegal immigrants—yikes*Dinesh D'Souza exposes Maxine Waters' corruption (again)*The Babylon Bee trolls the Navy with one epic headline*Chuck Schumer and Hakeem Jeffries cry recession*TikTok trends, cringe from Meghan Markle, and Swalwell's "Avengers" fantasy*Israel sends aid to Gaza, while the Colorado AG defends a firebombedPLUS: CNN gets dragged on air by Scott Jennings... twice.SUPPORT OUR SPONSORS TO SUPPORT OUR SHOW!Thank Dad and the men in your life with Omaha Steaks. Shop Father's Day gifts at https://OmahaSteaks.com and use promo code CHICKS for an extra $35 off!Don't wait. Schedule your free Know Your Risk Portfolio Review with Bulwark Capital.  Visit  https://knowyourriskpodcast.comMake mealtime easy with Home Chef. For a limited time, get 50% off, FREE shipping on your first box, PLUS FREE dessert with an active subscription at https://HomeChef.com/chicks18Keep your pets clean and fresh this summer with Coat Defense shampoo.  Save 15% at https://CoatDefense.com with code CHICKS!Master the grill this summer with CHEF iQ Sense—perfect cooking made easy.  Get 15% off with promo code CHICKS at https://ChefiQ.com