Podcasts about Profit

From transforming industries to advocating for sustainability, Leyla Acaroglu is a trailblazer in the world of circular economy and sustainable design. In this episode, Leyla dives into the principles of the circular economy, sharing how businesses can integrate sustainable practices without compromising profitability. She also explores the role of leadership in creating a more responsible and future-focused world, offering actionable insights on how organizations can align their operations with social and environmental values. In this episode, Darius and Leyla will discuss: (00:00) Introduction and Background (02:54) Leyla's TED Talk Experience (05:56) The Journey to Sustainability and Design (09:08) The Role of Education in Sustainability (11:57) The UN School of Disruptive Design (14:58) The Interconnectedness of Design and Life (18:04) The Importance of Composting and Sustainability (20:56) The Current State of Environmental Awareness (23:59) Capitalism and Its Impact on Sustainability (28:46) The Role of Regulation and Accountability (35:58) Innovative Solutions for Sustainability (40:54) The Impact of Climate Change on Insurance (46:53) The Future of Humanity and Nature (51:58) The Power of Individual Action (56:48) Understanding the Circular Economy (01:00:00) Barriers to Greatness and Gender Dynamics Leyla Acaroglu is a globally recognized sustainability expert, sociologist, and award-winning designer, known for her work in circular economy and systems thinking. Named Champion of the Earth by the United Nations and a Changemaker by LinkedIn, Leyla is a mainstage TED speaker who collaborates with global leaders to drive positive change for a sustainable and regenerative future. A serial social entrepreneur, she founded The UnSchool, an innovative knowledge lab for adults, developed the Disruptive Design Method, and serves as CEO of Disrupt Design and Swivel Skills, a platform for corporate sustainability training. Connect with Leyla: Website: https://www.leylaacaroglu.com/ Website: https://www.unschools.co/  LinkedIn: https://au.linkedin.com/in/leylaacaroglu  Connect with Darius: Website: https://therealdarius.com/ Linkedin: https://www.linkedin.com/in/dariusmirshahzadeh/ Instagram: https://www.instagram.com/imthedarius/ YouTube: https://www.youtube.com/@Thegreatnessmachine  Book: The Core Value Equation https://www.amazon.com/Core-Value-Equation-Framework-Limitless/dp/1544506708 Write a review for The Greatness Machine using this link: https://ratethispodcast.com/spreadinggreatness.  Learn more about your ad choices. Visit megaphone.fm/adchoices

A lot of builders run millions of dollars through the business without a clear view of what they actually make. Shane Durkin talks through construction finance, project money, cash flow, profitability, and why builders need better systems than acting like the bank for every job. Shane's Websites:  https://www.buildpatriot.com https://www.teamledgerwise.com Sign up for the Modern Craftsman Community:

For decades, investors valued companies based on a familiar formula: Grow revenue, earn profits, and reward shareholders. But a new era may be beginning - one where trillion-dollar companies can lose billions of dollars a year and still command enormous valuations. SpaceX recently became one of the world's most valuable public companies despite reporting multibillion-dollar losses. Meanwhile, OpenAI and Anthropic are also racing toward public markets with sky-high valuations and no expectation of near-term profitability. These companies are spending staggering sums on chips, data centers, and AI infrastructure, as they bet that today's losses will create tomorrow's economic winners. Today, Derek is joined by Michael Batnick and Ben Carlson of Ritholtz Wealth Management and the Animal Spirits podcast to explore the rise of the trillion-dollar, zero-profit company and what it says about the future of technology, investing, and the American economy. Subscribe to our YouTube channel here:https://www.youtube.com/@PlainEnglishwithDerekThompson If you have questions, observations, or ideas for future episodes, email us at PlainEnglish@Spotify.com. Host: Derek Thompson Guest: Ben Carlson and Michael Batnick Producer: Devon Baroldi Additional Production Support: Ben Glicksman Learn more about your ad choices. Visit podcastchoices.com/adchoices

This Omni Talk Retail Fast Five segment tackles Kroger's Q1 fiscal 2026 earnings, where the grocery giant posted $46.1 billion in total sales and announced that its e-commerce business turned a profit for the very first time, ahead of schedule. Chris Walton and Jenn Hahn give credit where it's due, but push back hard on the feel-good narrative. With identical sales missing expectations, e-commerce growth lagging the broader market surge discussed in the previous headline, and CEO Ron Ferens admitting that only two out of five stores are in very good condition, the duo asks whether Kroger's digital milestone is a genuine turning point or a shiny distraction from deeper operational challenges. They also weigh in on what a real turnaround looks like, how much runway a new CEO deserves, and why the store experience still has to be at the center of any recovery story. ⏩ Tune in for the full episode here: https://youtu.be/k2JviUlR0-Q

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Will Moreland.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Will Moreland.

In this episode, author and farmer Megan Neubauer of Pure Land Organic Farm talks about how much sales a you-pick farm needs to profit $100,000.   Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

This episode explores financial management strategies tailored for physical therapy practice owners, highlighting how behavioral finance principles can lead to more sustainable and profitable practices. Dr. Stephanie Weyrauch speaks with Craig Dacy and shares actionable insights on building cash reserves, setting equitable owner compensation, and fostering a long-term profitability mindset—key considerations especially relevant in a landscape of changing reimbursement policies.  In this episode: ·       How practice owners can implement the Profit First system to improve cash flow and profitability ·       Strategies for paying PT owners and team members competitively while maintaining business health ·       The importance of behavioral finance and habit formation in managing healthcare business finances ·       Building cash cushions to buffer the impact of delayed insurance reimbursements ·       Transitioning from solo to multi-location practice: financial and strategic shifts ·       Insights on hiring and retaining staff in a competitive employment market, including creative compensation models ·       Special considerations for insurance-based PT practices and handling delayed payments ·       The role of long-term thinking in promoting lifelong patient engagement with physical therapy ·       Craig's journey to authoring a book tailored to physical therapists on financial management Timestamps: 00:00 - Introduction and host introduction to Craig Dacy 00:14 - Craig's background and link with Ramsey Solutions 01:05 - Transition from teaching to financial coaching, motivated by personal debt freedom 02:04 - Connecting personal finances with managing a healthcare practice 02:26 - The link between physical therapy and finance, and the need for early financial education 03:22 - Why focus on physical therapists and their unique financial challenges 03:57 - Short-term engagement models and their impact on PT practice finances 04:37 - Promoting lifelong physical therapy and long-term patient relationships 05:05 - Expanding services and revenue streams beyond injury-based care 06:01 - Overcoming scarcity mindset in insurance-reliant practices 06:35 - Owner compensation strategies and making practices more sustainable 07:18 - Implementing profit-based accounting to manage personal and business finances 08:36 - The role of budgeting and behavioral finance in practice management 09:57 - The Envelope system adapted for business accounts 10:23 - Building a practice on a lean budget and avoiding debt 11:04 - Managing delayed insurance payments and cash flow buffers 12:02 - Percentage-based budgeting and cash cushion strategies 12:47 - Tailoring Profit First principles for healthcare settings 13:31 - Different financial strategies for growing practices 14:01 - Prioritizing payroll and managing equipment expenses 14:38 - Challenges of hiring in a competitive market and offering competitive salaries 15:06 - How to determine sustainable compensation—percentages and alternative pay models 15:56 - Profit sharing and creating ownership culture for employee retention 16:50 - Boosting practice profitability through mindset shifts 17:31 - The importance of profit in business health and longevity 18:30 - Transitioning from solo to multi-location practices and financial planning 19:19 - Growth phases and financial shifts at different revenue levels 20:48 - Proactive planning to fund expansion and staffing 21:20 - Behavioral changes needed for practice profitability and culture 22:07 - How profitability benefits the team, patients, and business sustainability 23:04 - Making profit a priority by shifting financial behaviors 24:18 - Small habits for long-lasting financial health—starting with just 1% into profit 25:00 - Speaking at Web PT's Ascend conference, and the growth mindset around money 26:20 - Craig's journey to writing a book for PTs on financial systems 27:53 - Inspiration behind the book and the process of writing 29:22 - Advice to younger self: embrace authenticity and risk-taking 30:18 - Connecting with Craig and upcoming resources for practice owners 31:23 - Final tips: opening a profit account and celebrating profitability 32:05 - Closing remarks and encouragement to adopt financial habits Resources & Links: ·       Profit First by Mike Michalowicz ·       pf4pt.com — Book landing page and pre-order info ·       Dacy Coaching — Practice financial consulting Connect with Craig: ·       Website ·       Schedule a coaching session ·       Craig on Instagram ·       Craig on LinkedIn ·       Craig on YouTube More About Craig Dacy: Craig Dacy, owner of DACY Financial Coaching, has helped hundreds of small businesses, with a focus on Physical Therapists, find confidence and clarity in their finances. After spending over a decade as an educator, Craig combines his knack for small business and love for teaching to help make the overly complicated concept of business finances incredibly simple to understand.  Craig lives in Austin, TX with his wife and 2 kids. When he's not spending time with his family, he can be found reliving "the good old days" as the lead singer and bass player for his 90s cover band, Zoodust. Jane Sponsorship Information: Book a one-on-one demo here Mention the code LITZY1MO for a free month   Follow Dr. Karen Litzy on Social Media: Karen's Instagram Karen's LinkedIn   Subscribe to Healthy, Wealthy & Smart: YouTube Website Apple Podcast Spotify SoundCloud Stitcher iHeart Radio

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Will Moreland.

Looking for the best WNBA picks today? Tune in to Profit Picks with Hakeem "Skee" Profit and Rob Veno as they break down the biggest WNBA games, best bets, player props, betting trends, and market movement across the WNBA season.

Send us Fan MailShownotes can be found at https://www.profitwithlaw.com/539.You didn't go to law school to schedule your own appointments.But somewhere between building your firm and running it, that's exactly what happened. You became the attorney, the office manager, the bookkeeper, and the marketing department — all at once.And it's costing you. Lean Law research puts the number at $218,400 a year for the average solo. Not because you're not working hard. Because you're working on the wrong things.In this episode, Moshe walks through exactly how to fix that:Why the average attorney only converts 1.6 hours a day into billed, collected work — and what's stealing the restHow delegating drafting and client interaction took one estate planning attorney from 20 plans a month to 40 or 50 — a 2.5x jump in revenue potentialThe hire sequence that builds a self-sufficient team without overspending too earlyHow workflow automation and the right tech stack multiply what your people can doWhy international staffing lets you get two or three people for what one U.S. hire costsThis episode is for the firm owner who knows something needs to change — but hasn't yet made the moves to change it.Chapters:[00:00] Unlock attorney efficiency to boost your law firm's profitability[02:05] Delegate legal tasks to scale attorney revenue potential[04:21] Stop wasting time on non-billable work and grow your practice[07:22] Shift your mindset: opportunity vs. affordability for law firm owners[08:39] Hire attorneys and add clients to drive law practice revenue[11:55] Build effective teams to maximize each lawyer's productivity[14:38] Leverage technology for vertical growth and client case management[19:09] Tap international talent to control firm overhead and staffing costs[23:23] Use a firm focus sheet to discover your highest value work[26:15] Transform your team's efficiency and ignite law firm business successResources mentioned:

Discover entrepreneurship, innovation, business growth, scaling, and intellectual property strategies from successful founders and industry leaders. Richard Gearhart and Elizabeth Gearhart, co-hosts of the Passage to Profit Show have this discussion with TV & film actor, Romaine Waite. What does a high school play, a decade-old screenplay, and a Hollywood acting career have in common? Romaine Waite shares how faith, persistence, authenticity, and relationships helped him build a successful career in film and television. From Star Trek: Discovery to creating his new movie His Namesake, this conversation is packed with lessons every entrepreneur and creative can apply. Listen now and discover why your biggest opportunity may already be waiting for you. Read more at: https://www.imdb.com/name/nm4582495/ Whether you're a seasoned entrepreneur, startup founder, inventor, or small business owner, the Passage to Profit Show is a leading podcast for insights on entrepreneurship, innovation, intellectual property and business strategy. Hosted by Richard Gearhart and Elizabeth Gearhart, the show features industry leaders, investors, and founders who share real-world lessons on scaling companies, protecting ideas, building generational wealth, and navigating today's evolving business landscape. Visit https://passagetoprofitshow.com/ for the latest episodes, expert interviews, and resources designed to help you grow, protect, and profit from your ideas. Chapters (00:00:00) - Entertainer Romaine Waite on Passage to Profit(00:02:40) - What Is Authenticity in Your Acting?(00:03:44) - "The Acting Piece"(00:05:05) - In the Elevator With Jay-Z(00:06:26) - Tom Holland in 'Redemption'(00:06:55) - Writing the Script for '(00:07:30) - How Did You Pick The Cast For ''(00:10:21) - Car Shield(00:11:31) - Better Health Insurance for You Now!(00:12:31) - Entertainment Star Romaine Waite on Business(00:15:17) - How Did I Get My First Acting Role?(00:17:21) - Interviewing Romain

We have a special episode for you today! A few weeks ago, Dr. Sabrina was invited to a webinar in the Pumpkin Planners Rock Facebook Group to consider this important question: “Is your business killing your relationship?” We've found that this topic resonates deeply with small business owners everywhere, because we all fear that our commitment to our work is taking over our lives, killing our marriages, and damaging our relationships with loved ones. We are bringing you this webinar to increase understanding about entrepreneurial burnout and to prevent your business from becoming the uninvited third party in your relationships. If you want to show up fully present in your most important relationships, this episode is for YOU. It could change your life!Donna Leyens is the president and co-founder of Pumpkin Plan Your Biz. She is on a mission to save small businesses from extinction by providing tools, strategies, training, and support to business professionals who want to make a big impact as small business growth strategists. This mighty team of strategists uses The Pumpkin Plan Action Guide, a business growth program Donna developed based on the methods in the book, The Pumpkin Plan, written by her co-founder, Mike Michalowicz. Pumpkin Plan Strategists help small businesses not just stay afloat but also scale and grow in both profitability and size, while giving the owner time for life and relationships. Profit by Design is a Tap the Potential production. Show Highlights:The mission of the Pumpkin Plan programThe early warning signs that your business is damaging your relationshipThe trap: Being physically present and mentally “checked out” with our familiesHow to know when your business is taking up way too much of your mental spaceYou're not a bad person if you're a burned-out entrepreneur! (Our Better Business, Better Life Assessment is the only tool that measures burnout in entrepreneurs and the health of their businesses.)Burnout: A combination of all the small things and stressors we absorb (Listen to the cold, hard facts that our research has shown.)Dr. Sabrina's story (Listen to learn why this mission is a personal one.)Entrepreneurs are disconnected at home. Why?We need to value our time differently. (Are you working on $10,000 an hour activities? Download your chart now!)Are your team members working from their strengths?What are the $10,000 an hour activities in your relationships? Nothing else matters!Action steps to start today: Recognize that limits drive innovation and creativity, completely turn off your phone in the evenings and on weekends (Do you need a “Work supports life” sticker?), and ask your loved ones what would be going on if your relationship were at a “10.” Resources:Take the Better Business, Better Life Assessment to identify what may be keeping you stuck and killing your relationships!

On this episode of ‘Predictable w/ Stu,' Stu Burguiere breaks down last night's primary election results and details why making smart investments, even in the face of the rise of socialism, can help soften the blow of American elections trending in a very dark direction. Then, Stu goes through his comprehensive list of primary election investments to celebrate the wins and fess up to the losses. Plus, a look at some of our audience's biggest victories and losses from last night. Learn more about your ad choices. Visit megaphone.fm/adchoices

A single cobweb in an otherwise perfect dental office wiped out thousands of dollars in lifetime customer value and referrals. One patient. One detail. In this episode of DarrenDaily On-Demand, Darren Hardy names the broken window effect and shows how small, tolerated defects quietly undo every dollar spent on marketing, branding, and customer experience. He draws directly from that dental office visit, and from New York City's dramatic crime turnaround in the 1990s, to show how the principle plays out at every scale. Find the ONE HIRE your business needs next ==> https://darrenhardy.com/hire    Get more personal mentoring from Darren each day. Go to DarrenDaily at http://darrendaily.com/join  to learn more.

Looking for the best WNBA picks today? Tune in to Profit Picks with Hakeem "Skee" Profit and Rob Veno as they break down the biggest WNBA games, best bets, player props, betting trends, and market movement across the WNBA season.

What if your case acceptance problem is really a listening problem? On Day 18 of The Flow Protocol series, Dr. Dave explores deep listening as a performance and profit trigger hiding inside everyday conversations. In this episode, you'll learn:  Why “I'll think about it” often means fear, confusion, money stress, or lack of trust  How deep listening helps your team protect timing, clarity, and case acceptance  Where practices lose money when one person hears a concern the next person never uses Listen now to find the listening gap that may be costing your practice production and calmer days.

With the surname “Kentish,” Nic carries his family's potato growing legacy. While it's one of pride, the journey has certainly not been easy.  After returning to the family farm in South Australia, he found himself confronting one of the biggest challenges many farming families face: how to build a profitable, sustainable business in an increasingly volatile industry. In this episode, Nic Kentish unpacks his lessons learned from decades in farming, including a difficult transition into organic potato production that ultimately left the business carrying significant debt. Nic speaks candidly about the financial and emotional pressure that comes with succession, the realities of running high-risk agricultural enterprises, and why understanding your gross margins matters just as much as understanding your soils. Now an educator with RCS's Grazing for Profit program, Nic explains why he believes agriculture must be viewed as a connected system: where soil health, profitability, relationships, livestock management, and technology are all intertwined. The conversation explores regenerative agriculture, biological farming, and why Nic prefers to focus less on labels and more on outcomes. Sarah and Nic discuss: Why “great technology” still has to solve real on-farm problems The lessons Nic learned from transitioning to organic farming Gross margins, debt, and the hidden pressures of succession Why soil health and profitability are deeply connected The role of observation and intuition alongside agtech Why family relationships are often the biggest risk, or strength, in farming businesses How farmers can build resilience in increasingly variable conditions     Useful Links: The Warble Podcast | RCS Change Agent: The maverick agronomist who changed grazing methods - ABC News Optiweigh Low Stress Stock Handling - Farmsafe Arden Andersen - Soil Learning Center Halter's $2 billion question, with founder Craig Piggott Regen Ag Series Australian Rural Leadership Foundation For more information and resources, visit our website.  The information in this post is not investment advice or a recommendation to invest. It is general information only and does not take into account your investment objectives, financial situation or needs. Before making an investment decision you should seek financial advice from a professional financial adviser. Whilst we believe the information is correct, we provide no warranty of accuracy, reliability or completeness. [12:00:00] Sustainable farming has to be profitable. [00:23:00] Regen ag is about outcomes not labels. [00:37:00] Good tech supports farmer intuition

Chris Kiefer and Cody Hopkins of PaintOS powered by Boolean break down two separate ladders that determine how much value you're actually getting from AI: how you use it, and how clean your data is. They walk through real tools they've built for painting businesses, explain why understanding the true cost of AI matters more than most owners realize, and point listeners to a free scorecard to find out exactly where they stand on both. Whether you're just getting started or already deep into building with AI, there's a clear next step waiting for you.To complete the Scorecard, visit paintos.app/ai

Joe Rodriguez sits down with Randy Moore and Tracy Young, to work through the week's hardest stories. Let the spicy takes flow! Reimbursement: UnitedHealthcare stops paying for physical status. Oklahoma and Louisiana fight back with legislation. Tracy makes the case that anesthesia has been commoditized, and that hospital subsidies taught payers they never have to pay full price. Private equity: California and Oregon pass laws to curb PE in medicine. Tracy argues we legislate against bad actors instead of punishing them. Randy defends consolidation, then explains why the Oregon deal was a playbook of what not to do. And the line nobody else will say: hospitals don't fire anesthesia groups that are doing a good job. Workforce: AA bills fail in Iowa and Minnesota. Joe argues the entire AA strategy asks the wrong question. Tracy disagrees with both hosts and predicts a sorted market: CRNA-centric facilities on one side, MD and AA medical-direction models on the other, driven by math, not preference. Plus: why anesthesia companies obsessed with growth keep losing contracts, and why CRNA residents work full-time hours unpaid while physician residents draw a salary. Takeaways: Hospital subsidies are functioning as a defacto safety net for the entire industry. They are the mechanism that lets payers keep cutting. Every subsidy dollar confirms someone else will cover the gap. Differentiation in anesthesia is no longer simply price. It is recruiting and retention, full stop. Culture is the product. Hospitals don't replace groups that are performing. If a contract gets shopped, there was a problem, whatever the press release says. Growth without product is a failure of leadership. The large groups losing contracts did it to themselves. The workforce will sort itself in the next decade. The average anesthesiologist is 55. CRNA graduation just crossed 3,000 for the first time.  Profit motive is not a disease. Imbalance is. Everyone you've ever hired has a profit motive, including you. Want more Dr. Joe Rodriguez? Tik Tok: @jrodcrna21 Instagram: @jrod.crna & @abouttherestpod YouTube: @AboutTheRest Thanks for my co-hosts: Randall Mooore, DNP, MBA CRNA are Executive VP of Strategy and Chief Anesthetist Officer, former AANA CEO. Tracy Young: Incoming President of the American Association of Nurse Anesthesiology To Learn More about Human Content Visit: ⁠⁠⁠http://www.human-content.com⁠⁠⁠ To Learn More about About The Rest Visit: www.abouttherest.com Got a Question? hello@abouttherest.com Part of the Human Content Podcast Network Learn more about your ad choices. Visit megaphone.fm/adchoices

The $1.4M Pricing Gap Most Owners Never Find with Emily Bowie   Find Rocky Lalvani @ www.ProfitComesFirst.com  or email him at rocky@profitcomesfirst.com Make more, work less video: https://youtu.be/   You pull up the P&L at the end of the month. Profit looks fine. Revenue is up. And you still moved money around to cover payroll. You're not mismanaging your business. You're making decisions off an incomplete report, and nobody told you what it was missing. Emily Bowie spent years auditing companies inside Big Four accounting before she started helping business owners see past the P&L. What she finds most often isn't bad decisions. It's good decisions made without the right numbers. Pricing set without overhead accounted for. Subscriptions compounding unnoticed for years. Tax strategy that arrived in December, too late to do anything that actually mattered.   In This Episode: Why the P&L leaves out some of the most important cash movements in your business The $1.4M pricing gap one owner never knew was costing him, and how Emily found it How to run a quarterly expense audit and what it reliably turns up Why your bookkeeper, CPA, and CFO need to talk to each other, not through you The real cash cost of the "go buy something for the tax deduction" advice What Profit First actually protects you from beyond just saving money Why personal financial stability determines how clearly you can think about your business   Key Takeaways: Your P&L does not show loan principal payments or balance sheet movements. Cash flow visibility requires a different lens. Pricing without overhead math costs real money on every invoice. One client had $1.4M in recoverable margin sitting uncaptured in a single year. Quarterly expense audits surface subscriptions you've forgotten, monthly plans that cost more than annual options, and tools you stopped using that are still billing. If you are the only person relaying information between your bookkeeper, CPA, and CFO, things are getting lost in translation. They need to talk to each other directly. A year-end "buy something" tax move often costs three to four times the tax saved in cash drag over the following months.   About Emily Bowie: Emily Bowie is a Cash Flow Strategist with 15+ years of experience, including her time as an audit manager in Big Four accounting. She's known for bringing calm, clarity, and structure to financial conversations that often feel stressful or avoided. Outside of Thorne Advisors, Emily leads her church's financial ministry, is a mom to three young kids, and enjoys a good DIY project almost as much as a well-organized set of financials.   Links: Website: https://www.thorneadvisors.com/   Instagram: https://www.instagram.com/thorneadvisors/   Freebie: 5 Cash Leaks & 5 Missed Tax Deductions: https://www.thorneadvisors.com/cashleaks     Profit Blueprint Calculator I Profit Comes First: https://lp.profitcomesfirst.com/profitblueprintcalc-page   Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book: https://lp.profitcomesfirst.com/landing-page-page  Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.     

If your content is getting traffic but not generating meaningful revenue, this episode is for you.We're joined by Rami Nuseir from Stay22 to talk about the shift creators need to make from chasing pageviews to building content that actually converts. Rami shares how tools like Stay22 help bloggers monetize travel and location-based content more effectively, along with practical tips for writing articles that naturally lead readers toward action.We also dig into bigger-picture strategy — how to choose the right niche, why some articles quietly outperform others, and what separates content that simply gets read from content that generates income.And somewhere along the way, we even tackle one of life's hardest problems: getting kids to eat vegetables.If you want your content to work harder for you, this conversation will give you a new lens for how to approach it.********************************DISCLAIMER: This audio and description may contain affiliate links, which means that if you click on one of our recommended products, we may receive a small commission at no additional cost to you. This helps support our show and allows us to continue to provide you with valuable content. Thank you for your support!********************************FULL SHOW NOTEShttps://thesmartinfluencer.com/e277-stop-writing-for-pageviews-start-writing-for-profit/CONNECT WITH RAMI NUSEIRWebsite Linked InCONNECT WITH CORINNE & CHRISTINAGet notified when new episodes drop Check out our YouTube channelJoin the convo on FacebookConnect on InstagramCOMMENTS, QUESTIONS, RECIPE IDEASEmail us at hello@thesmartinfluencer.comSupport the show

Most real estate team leaders look at their profit and loss statement and panic. They see a scary expense number, assume their business is failing, and make an emotional decision instead of a logical one — usually right around tax season, right when production is already slow for the winter. In this episode, Brian breaks down exactly how to read a team P&L the way a CFO would, not the way a tax preparer presents it. He walks through the four numbers that actually matter: total GCI, true operating expenses, cost of sales (what you pay your agents), and real net income — and shows why most accountants are giving team leaders a distorted picture by burying personal expenses, owner salaries, and agent commissions inside numbers that make the business look far less profitable than it actually is. Brian also explains the "small team death zone" — the painful middle stage where a team leader is both still selling and managing a team, working twice as hard for marginally more money — and why so many leaders quit or pivot to a revenue-share model right at this point, just before the growth that would make it all worth it. What you'll learn: The 4 numbers to look at on every team P&L: GCI, operating expenses, cost of sales, and net income Why operating expenses should stay around 30% of GCI (12% admin salaries, 10% marketing/lead gen) How to back out personal expenses and owner salary/draw to find your true operating expense number Why cost of sales (what you pay agents) should go up as your team grows — and why that's a good thing What the "small team death zone" is and why it causes so many team leaders to give up right before things get easier Why "I want to stay small and selective" is often fear of recruiting talking, not strategy   Book a FREE coaching call: http://CoachCallFree.com Enroll in our online courses: http://www.IcenhowerInstitute.com Sign up for coaching: http://www.IcenhowerCoaching.com Sign up for an Agent Management Portal: http://AgentManagementPortal.com Join the fastest growing Facebook Group for Top Producers: https://www.facebook.com/groups/REagentRoundTable

The Technology Letter's Tiernan Ray says investors are finally taking profits on AI memory stocks like Micron (MU), SanDisk (SNDK), Western Digital (WDC), and Seagate (STX) among others after parabolic runs. He doesn't believe the trading action is problematic and instead sees investors rebalancing portfolios to find the next big tech trade. Tiernan then outlines his expectations on Qualcomm's (QCOM) upcoming investor day and Nvidia's (NVDA) shareholder meeting. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

EPISODE 449: Can you grow your construction business, pay yourself real profit, and still work a normal 40 to 50 hour week? Most construction business owners are working harder than ever and going backwards. ⚡Schedule a Business Evaluation Call with The Construction Leading Edge Team: HERE 

Want to know exactly how much you need to sell to hit your profit goal? In this episode, we use a simple formula and your Profit & Loss statement to reverse engineer your sales target and build a more profitable business.

At HITEC, I talked with Michael Grove of HotStats, which is now part of Duetto, about why hotel performance has to move beyond rooms revenue. Michael came with actual numbers on profitability, but the conversation went quickly into how owners and operators should read the business. Demand and rate only tell part of the story. Profit depends on where revenue comes from, what it costs to capture it, and which parts of the operation deserve more attention. We got into U.S. profitability, global travel shifts, food and beverage pressure, wellness, golf, ancillary revenue, and why Michael likes the phrase "performance engineering." I like that phrase because it gets closer to how owners and operators actually need to think. Revenue is one piece. Profitability tells a much fuller story. Want the weekly roundup of news, videos, and what you might've missed from #NoVacancyNews? Text HOTEL to 66866.

Looking for the best WNBA picks today? Tune in to Profit Picks with Hakeem "Skee" Profit and Rob Veno as they break down the biggest WNBA games, best bets, player props, betting trends, and market movement across the WNBA season.

If you've ever found yourself staring at your bank account hoping the number magically went up overnight, or waiting until December to figure out what — if anything — you get to pay yourself this year, this episode is going to feel like a direct message just for you.So many of the designers I work with are talented, passionate, and completely in the dark about the financial side of their business. And here's the thing: that's not a character flaw. It's an education gap. But it is your responsibility to close it — and that's exactly what today's conversation is all about.In this episode, I sit down with Carla Titus, a fractional CFO and financial consultant with over 17 years of experience in corporate financial planning and business strategy. Carla breaks down the practical financial planning strategies every interior designer needs, from simple two-week cash flow forecasting to building financial reserves, paying yourself consistently, and knowing exactly when it's time to bring in a fractional CFO.Whether you're just starting or ready to scale, this conversation will shift the way you think about money in your business — and give you real tools to move forward with confidence and financial stability.Featured GuestCarla Titus is a finance expert with more than 17 years of experience in corporate financial planning, analysis, strategy, and online business operations. As the founder of Wealth & Worth Within, she provides Fractional CFO services, financial consulting, bookkeeping support, and strategic financial planning for entrepreneurs who want to grow their businesses profitably. Carla's mission is to help business owners achieve financial clarity, improve cash flow, and make confident decisions that support sustainable growth and long-term success.What You'll Learn in This Episode✳️ Why cash flow is your business's oxygen✳️ Simple two-week cash flow planning strategies✳️ How to build financial reserves without overwhelm✳️ When to hire a fractional CFO✳️ How to pay yourself consistently and intentionallyRead the Blog >>> Cash Flow Management for Interior DesignersNEXT STEPS:

"Send us a message!"Episode 250 feels like the perfect time to talk about something bigger than salons.As this episode releases alongside America's 250th birthday celebration, we found ourselves thinking about opportunity, entrepreneurship, responsibility, and why small businesses matter so much to the communities they serve.In this episode, we discuss how small businesses create opportunity, build stronger communities, support education, develop leaders, and give ordinary people the chance to build something meaningful.We also talk about profit, responsibility, community involvement, leadership, culture, growth, and why owning a business is about far more than simply making money.Whether you own a salon, run a business, or dream about starting one someday, this conversation is really about something bigger:The opportunity to build something that matters.Your business should serve you, so that you can serve others.And small businesses give people the opportunity to do exactly that.Key TakeawaysSmall businesses create opportunity.  Every dollar spent is a vote for what you value.  Profit is not greed—it's sustainability.  Ownership comes with responsibility.  Education and growth create long-term value.  Strong culture protects itself.  Opportunities can change the direction of a life.  Community involvement strengthens businesses and neighborhoods.  Being busy is not the same as building a business.  Small businesses create hope for a better future.Time Stamps00:00 — Episode 250 + America's 250th celebration 01:00 — Opening takes: leadership and Facebook advice 03:00 — Why awards and recognition often don't matter 06:00 — Opportunity, capitalism, and entrepreneurship 08:00 — Why small businesses matter 09:00 — Community impact and giving back 11:00 — Every dollar is a vote 13:00 — Supporting vendors and local relationships 14:00 — Education and investing in people 16:00 — Small businesses that changed our lives 20:00 — Why opportunities matter 21:00 — Why owners struggle with profit 23:00 — Profit, sustainability, and responsibility 25:00 — The difference between income and profit 27:00 — Why hope isn't a business strategy 29:00 — The responsibilities of ownership 32:00 — Growth opportunities for staff 34:00 — Difficult conversations and leadership 35:00 — Responsibility is the price of ownership 36:00 — The opportunities we're most proud of creating 38:00 — Culture, education, and apprenticeships 42:00 — What we'd lose without small businesses 45:00 — Being busy vs building a business 48:00 — Creating opportunities for others 49:00 — What we hope people take from this episode 50:00 — Why small businesses create hopeLinks and Stuff:Our Newsletter Mentoring InquiriesFind more of our things:InstagramHello Hair Pro Website

Get all the inside secrets and tools you need to help you develop your intuitive and leadership skills so you are on the path to the highest level of success with ease. Jacob Guidi shares how understanding employee benefits and making strategic choices can create long-term financial advantages for both employees and employers.In this episode you will learn:Employee benefits can be a powerful tool for reducing taxes and increasing financial leverage.Asking the right questions about portability and guaranteed issue coverage can protect your future options.Long-term planning and informed decision-making help maximize the value of workplace benefits.About Jacob: Jacob Guidi, Director, Thrive Benefits GroupJacob works with business owners to uncover financial opportunities within their existing systems, helping them improve cash flow, optimize payroll strategies, and build stronger financial foundations. He simplifies complex financial concepts into practical, actionable insights that business owners can immediately apply.Website: https://thrivebg.com If you are ready to start reaching your goals instead of simply dreaming about it, start today with 12minutegift.com! Grab your FREE meditation: Reduce Your Anxiety MEDITATIONAre you ready to tiptoe into your intuition and tap into your soul's message? Let's talk Listen in as Jennifer Takagi, founder of Takagi Consulting, Certified High Performance Coach, 5X time Amazon.Com Best Selling-Author, Certified Soul Care Coach, Certified Jack Canfield Success Principle Trainer, Certified Professional Behavioral Analyst and Facilitator of the DISC Behavioral Profiles, Certified Change Style Indicator Facilitator, Law of Attraction Practitioner, and Certified Coaching Specialist - leadership entrepreneur, speaker and trainer, shares the lessons she's learned along the way. Each episode is designed to give you the tools, ideas, and inspiration to lead with integrity. Humor is a big part of Jennifer's life, so expect a few puns and possibly some sarcasm. Tune in for a motivational guest, a story or tips to take you even closer to that success you've been coveting. Please share the episodes that inspired you the most and be sure to leave a comment. Official Website: http://www.jennifertakagi.comInstagram: https://www.instagram.com/jennifertakagi/Facebook: facebook.com/takagiconsulting I look forward to connecting with you soon,Jennifer TakagiSpeaker, Trainer, Author, Energy HealerPS: We would love to hear from you! For questions, coaching, or to book interviews, please email my team at Jennifer@takagiconsulting.com

Does you day seem filled with complainers and people that want to take advantage of your food truck? Real-world food truck training in about 10 minutes. Profit, pricing, food cost, speed of service, marketing, events, and smart systems—no hype, just what works.Enjoyed this episode? First Hit Follow on Spotify so you never miss a new one: https://bit.ly/3LkAF4w Then go to https://nsfva.org/join/ and become a member today!

David Richter is the author of Profit First for Real Estate Investors and founder of Simple CFO, a company built to help real estate investors get control of their cash flow, pay themselves consistently, and stop living deal to deal. He spent nearly a decade inside a real estate business that scaled to 25 wholesale deals a month, where he eventually took the finance seat, only to discover they were spending more than they were making — and that nearly everyone around them was in the same boat.In this featured episode, David joins Jason Lucchesi on the No Flipping Excuses show to walk through the exact financial foundation every investor needs from their first deal forward. From the Golden Trio bank accounts to finding your keep number to what clean financials actually look like to a lender, this conversation gives real estate investors a clear, no-excuse starting point for building a profitable business.This is a practical, straight-talk episode for investors at every stage — whether you're still waiting on deal one or you're ten years in and still chasing your tail. If you've ever wondered where your money goes after a deal closes, or why more deals aren't translating to more personal wealth, this is the episode that answers it.David's core message is simple: real estate is the vehicle, but money is the game. And most investors don't know the rules. This conversation gives you the foundation to start playing it right.Episode Highlights[0:26] – David teases the episode: $25 deals a month while going broke, the Golden Trio accounts, and the keep number framework[1:13] – Jason Lucchesi opens the No Flipping Excuses interview and introduces David Richter[3:16] – David's origin story: started in real estate at 19 after reading Rich Dad Poor Dad, joined a team doing 5 wholesale deals a month and helped scale it to 800+ total deals[4:35] – How David ended up in the finance seat with zero accounting background, and what he learned sitting down with the CPA to understand profit, loss, and cash flow[5:14] – The wake-up call: doing $25 deals a month but spending $26 worth out the door — and realizing at masterminds that this was an industry-wide problem[7:07] – Why Gary Harper's recommendation of Profit First hit David so hard, and how it led him to partner with Mike Michalowicz on a real estate-specific edition[9:31] – Why the classic "pay yourself first" advice from Rich Dad and The Richest Man in Babylon always stopped short — and what Profit First does differently[12:09] – The #1 mistake most investors make: the single "black hole" account where all money comes in and disappears, with every decision based solely on the balance[13:52] – Introducing the Golden Trio: profit, owner's comp, and owner's tax accounts — and why even 1% into each is enough to start breaking the deal-to-deal cycle[15:31] – Why Relay Bank partnered with Profit First and how to open up to 20 accounts for free to implement the system right now[21:23] – How to figure out realistic starting percentages, why 1% beats 0%, and when to begin ramping toward the recommended targets based on your revenue range[24:10] – The lender advantage: why having clean, structured financials and visible reserves makes you far more attractive for financing on rentals and portfolio growth[26:35] – Role play: two investors walk into a bank — one sloppy, one Profit First-style — and what actually happens in underwriting[29:49] – Finding your keep number: how one investor lost $70,000 in 2019, found his number, and realized he only needed five deals in 2020 to hit his goal[35:10] – David's two book recommendations: Crucial Conversations (for life, marriage, and leadership) and Fix This Next by Mike Michalowicz (for diagnosing your business stage)5 Key TakeawaysThe single bank account is the root problem. Most investors run their entire business out of one account and make every spending decision based on the balance. Splitting into multiple named accounts creates instant clarity about what money is yours, what belongs to taxes, and what's actually available to invest.Start with the Golden Trio, not a perfect system. Profit, owner's comp, and owner's tax accounts are the three that matter most first. Even putting 1% into each from every deal builds the habit and keeps you from sending everything out the back end of your business.The Hope and Pray plan is not a strategy. Hoping a deal closes before payroll is due isn't business management, it's survival mode. Knowing your keep number — the actual monthly amount you need to take home — replaces hope with a real target and changes how you size deals, marketing spend, and growth.More deals don't fix a broken system. Scaling a business that loses money on cash flow just creates bigger losses at higher volume. Getting the financial foundation right at five deals a month means you're actually building something — not just generating more chaos with more zeros.Clean financials make you a better borrower. Lenders look at reserves, structure, and cash management. Investors running Profit First-style accounts with visible cash buffers get better terms, faster approvals, and more lender interest than operators with sloppy books, regardless of how many deals they've closed.Links & ResourcesProfit First for Real Estate Investors (free copy) — https://www.simplecfo.com/giftSimple CFO (book, podcast, and discovery call) — https://www.simplecfo.comRelay Bank (Profit First-friendly banking, up to 20 free accounts) — https://www.relay.comProfit First by Mike Michalowicz — available on Audible and AmazonCrucial Conversations by Kerry Patterson et al. — available on Audible and AmazonFix This Next by Mike Michalowicz — available on Audible and AmazonRich Dad Poor Dad by Robert Kiyosaki — referenced by David as the book that started it allClosing RemarkIf this episode gave you a clearer picture of what your finances should actually look like, share it with an investor friend who's still running everything through one account. The Golden Trio is a simple starting point anyone can implement this week, and it might be the most impactful hour they spend on their business all year. Subscribe, review, and share the show — and if you're ready to get your numbers dialed in, visit https://www.simplecfo.com to book your free discovery call today.

A founder does the hard work — she diagnoses her underpricing, she reverse-engineers better numbers, she raises her rates, and it works. And then eighteen months later, she's drifted right back. Costs crept up. New offers got priced with old logic. The fear quietly returned. She treated pricing like a pothole to patch once and move on — but pricing was never a pothole. It's a road you have to maintain.In the final episode of The Pricing Problem, Sheena zooms out and answers the question that decides whether everything from the first three episodes actually lasts: how do you make pricing an ongoing discipline of leadership instead of a one-time project? The episode covers why pricing is genuinely a leadership decision — because it determines who your clients are, your capacity, your team's sustainability, and whether your business funds its mission or just barely funds itself — and then how to build a real pricing practice into your rhythm as a CEO.The second half of the episode turns to the inner game: how to keep your nerve when pricing keeps testing you. Sheena reframes the flinch as information, not a problem; explains how the work you do on calm days steadies you on hard ones; and reminds you that pricing well isn't selfishness — it's what lets you stay genuinely present for your clients, pay a team fairly, weather a hard quarter without panic, and fund the mission you started this business for in the first place.Profit matters. But what your business makes possible matters more. Pricing well is one of the clearest expressions of how you lead your business — and you get to make that choice again every quarter.Key Topics CoveredWhy pricing belongs under leadership, not financeThe connection between pricing and the bottleneck — and why underpricing forces overcommitmentWhy mission-driven businesses need healthy pricing in order to fund their missionsFour practices that turn pricing into an ongoing CEO discipline: scheduled reviews, tracked signals, deliberate pricing on new offers, and current dataPricing signals to watch in your own businessThe inner game: holding your nerve, letting your numbers carry you, and choosing the right environmentA recap of the full Pricing Problem seriesKey TakeawaysPricing is one of your most powerful bottleneck levers — and the one founders most often ignore.Anchored leadership isn't the absence of fear. It's holding your price because you trust your reasoning more than your feelings.Every new offer is exactly where old pricing fears sneak back in. Price each one deliberately.Pricing well is what lets you stay genuinely present for your clients instead of overextended across too many.Profit matters — but what your business makes possible matters more. Both halves of that sentence are required.Pricing is a decision you make, and re-make, for as long as you run this business.Resources MentionedStrategic Discovery Audit Full TDC service ladder: Optimize Leadership, Optimize Operations, Elevate & Lead VIP Day, Leadership Sprint, Impact CoachingProgramming NoteThis closes The Pricing Problem series. Next week we open a new arc focused on what happens after the yes — starting with client onboarding, and why the first thirty days quietly determine whether an engagement becomes a great one.Connect with The DeVain Collective:LinkedInInstagramWebsite: thedevaincollective.comConnect with Sheena:LinkedInInstagramConnect with The DeVain Collective:LinkedInInstagramWebsite: thedevaincollective.comConnect with Sheena:LinkedInInstagramAbout Beyond Founder-LedBeyond Founder-Led is the podcast for mission-driven founders — primarily women scaling service-based businesses from $500K to $5M — who are ready to move beyond being the bottleneck in every decision. Hosted by Sheena Hunt, founder of The DeVain Collective, each episode delivers frameworks, honest reflection, and practical tools for building a business that grows without sacrificing the founder or the mission.Support this show http://supporter.acast.com/beautifullycomplicated-podcast. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Dan and Mason talk about the title and due diligence problems that can come up once a land deal is already under contract. They share real examples from their own deals, including probate issues, heirship problems, missing deeds, liens, unpaid taxes, old HOA rules, easements, and properties that looked like great opportunities but had hidden problems that changed the entire deal.They also explain why land investors need to look beyond the purchase price and fully understand what they are actually buying. From calling the county and reviewing zoning rules to working with attorneys, title companies, and surveyors, they break down the small details that can protect you from expensive mistakes. They also show how some title issues, when handled the right way, can become strong opportunities because many investors avoid complicated deals.Tune in if you want to better understand land investing due diligence, avoid buying problem properties, and learn how experienced investors think through title issues before making a final decision.===Key Topics:-Common title issues that can delay, complicate, or kill a land deal-How probate, heirship disputes, and missing ownership records impact transactions-Why liens, unpaid taxes, and easement problems can dramatically change a property's value-How experienced investors turn complicated title issues into profitable opportunities-The importance of working with attorneys, surveyors, and title companies during due diligence-Why understanding zoning, access, mineral rights, and land use restrictions can help you avoid costly mistakes===If you're selling land and still relying on Facebook messages, you're making it harder than it needs to be. Acrefy helps land investors create clean, professional dispo websites where buyers can see everything in one place. It saves time, looks legit, and helps you close faster.

Hi Everyone, Carl Gould here your #70secondCEO, just over a minute of investment per day for a lifetime of results. So, if I steal, within your range of mismanagement, you won't even look, or you would rarely question. Rarely question. Ok, so we had a client who was a forensic accounting company, and I remember talking to them and I said, so I said, when you get called in and there's suspicion of fraud, like, how often do you find it? And they said every time! And I'm like oh, I know, really like how often? He goes no, 100%, 100% if you suspect it, it's happening. I'm not saying you're being stolen from, but we were like seriously? He's like yeah, 100%? And we were like wow, wow! You know. So, again, if you look at that range, if you look at that range, look at that range, we want to close that gap in there, right? Like and follow this podcast so you can learn more. My name is Carl Gould, and this has been your #70secondCEO.  

This episode distils the six most important financial KPIs PR agency leaders should track, with Rachael Marshall, founder of specialist accountancy firm Magic Digits.Market contextRachael describes the current PR agency landscape as highly competitive and uneven: some agencies are “absolutely flying” while others are under real strain from rising costs and longer times to land business.“It's been a rough year (for PR)… it's a really mixed bag at the minute.” – Rachael [0:02:26]1. Cost of Sales (~30% of turnover)Third‑party delivery costs (freelancers, client‑specific software, etc.) should sit at about 30% of turnover. Higher levels can work for project-based agencies only if those costs are correctly rebilled to clients.“Anything you can do to rebill any of these third‑party costs is going to increase your revenue.” – Rachael [0:06:10]2. Staff Cost Ratio (50–60% of fee income)Direct, billable staff (including employers' NIC, pensions, and proportionate directors' salaries) should be 50–60% of fee income.Below 50%: team likely overstretched and near burnout.Above 60%: usually a pricing problem or inefficient structure.3. Gross Profit, Overheads and Net ProfitA 40–50% gross profit gives agencies the “oxygen” to operate without constant stress.“If you've got a healthy gross profit, everything's easier… if it's not, everything's harder.” – Rachael [0:16:32]Overheads should be around 20%, leaving room for a target net profit of 20% (though many are currently at 5–15%).4. Cash, Debtor Days and ResilienceRachael recommends three months' cash reserves plus the next corporation tax bill, with debtor days ideally 30–45. She underlines that:“Profit doesn't equal cash… it matters what you've got in the bank to pay people.” – Rachael [0:29:45]

315: Monday Minute: The Profit Gap: High Revenue, Low Clarity Welcome to the Monday Minute with Michele—your quick hit of strategy, insight, and actionable ideas to help you move your business forward one small win at a time. Today, we're talking about the profit gap. The gap is the difference between what is happening (high revenue) and our understanding of how the money is being managed (low clarity). Topics Covered: Revenue alone can mask operational issues Owner's can be the most underpaid people in the company Clarity comes from understanding the drivers of profitability Contact Michele: Email: Team@ScarletThreadConsulting.com Facebook: Scarlet Thread Consulting Instagram: @ScarletThreadATL Website: ScarletThreadConsulting.com LinkedIn: Michele Williams References and Resources: Work with Me The Designers' Inner Circle - Become a Member Today    CFO2Go Strategy2Go Metrique Solutions

Glue Store just became the latest fashion victim to permanently close its doors after the stores were losing too much money for its owner Australia's biggest insurers have warned home insurance premiums will rise by double digits every year for the foreseeable future BMW has suffered a 6% fall in share price after it hit the brakes on its own profit outlook _ Want to lean how to go from a Saver to Investor in just 7 days - watch our new series here Complete the Budget survey for your chance to win 3 x $100 gift cards - takes only 2 mins Download the free app (App Store): http://bit.ly/FluxAppStore Download the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —- The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes. ____ Important Information: This material has been created with the co-operation of BlackRock Investment Management (Australia) Limited (BIMAL) ABN 13 006 165 975, AFSL 230 523 on 19 May. Comments made by BIMAL employees here represent BIMAL’s views only. This material provides general advice only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL’s Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdiction. See omnystudio.com/listener for privacy information.

Sermon by David Rountree on 6/21/26 at New Covenant Church in Anderson, SC Scripture: John 14:16-18, 16:7 Outline: The PROMISE of the Holy Spirit's Presence (John 14:16-18) The PROFIT of the Holy Spirit's Presence (Jn. 16:7; 14:18) The PURPOSE of the Holy Spirit's Presence The example of the Lord's Supper (1 Cor. 11:24, 25; Matt. 26:26-28): 1. Transubstantiation (The View that Bread and wine are changed into body and blood of Christ). 2. Consubstantiation--Lutherans: present alongside 3. Symbolic/Memorial Meal (only in the Lord's Supper as a memory). 4. Spiritual Presence of Christ in the Lord's Supper. www.ncchurch.net

AI pricing is changing fast. OpenAI, Anthropic, and Microsoft's GitHub are all moving away from flat-rate subscriptions toward usage-based billing, and the shift is going to hit anyone whose business runs heavily on AI tools. Anthropic has already shifted some business customers to actual-usage billing. GitHub launched a new usage-based system that kicks in after monthly allotments run out. OpenAI executives have publicly floated pricing AI more like electricity or water, where heavier users pay more for slide decks, longer agent runs, code debugging, and email drafting.This episode breaks down the AI pricing shock hitting OpenAI, Anthropic, and Microsoft, what it means for businesses already building on these tools, and which alternatives are starting to look attractive. The driver is straightforward. AI labs are burning cash on chips, data centers, and talent at a rate that flat-rate subscriptions can't support. OpenAI reported a $14 billion projected loss for 2026. Anthropic just filed for IPO at a $965 billion valuation. Microsoft is spending tens of billions on AI infrastructure. The math on a $20-a-month subscription that produces unlimited GPT-5 output doesn't work anymore.The corporate response is already visible. Walmart capped staff use of its in-house AI agent. Uber is limiting monthly employee spending to $1,500 per AI coding tool. Companies that rolled out generative AI broadly in 2024 and 2025 are now reading the meters, because the same prompt that cost $0.02 in 2024 can cost $2 today on a reasoning model.The lower-cost alternatives are gaining real attention. Alibaba's Qwen and DeepSeek both run at a fraction of OpenAI and Anthropic pricing, and both have closed the quality gap enough that routing simpler tasks to a cheaper model is a defensible engineering decision. The question for every business spending on AI is which tasks need a frontier model and which can run on a model that costs 90% less for the same output.What this means for AI strategy in 2026. Flat-rate pricing was a customer acquisition tactic that worked when the labs were trying to win mindshare. Usage-based pricing reflects what AI actually costs to deliver, and it's the model the industry will settle on. For developers, freelancers, and small businesses using ChatGPT, Claude, GitHub Copilot, and Cursor every day, the bill is about to look different. For agencies and consultants billing clients for AI work, the margin model needs a rebuild.We cover the OpenAI, Anthropic, and GitHub pricing changes in detail, how Walmart and Uber are responding, why Qwen and DeepSeek matter more this quarter than they did last quarter, and what the shift to electricity-style AI pricing means for the cost of doing business in the AI economy.Keywords: AI pricing, OpenAI pricing, Anthropic billing, GitHub Copilot pricing, usage-based AI, token pricing, AI subscription, ChatGPT pricing, Claude pricing, Qwen, DeepSeek, Walmart AI, Uber AI, GPT-5 cost, AI ROI, AI infrastructure cost.

Likes do not pay the bills. Profit does. In this episode of The Level Up Podcast, Paul Alex breaks down why vanity metrics can distract entrepreneurs from the numbers that actually matter. Let's be real… A million followers means nothing… If your business cannot make payroll. A viral video means nothing… If your clients are leaving. And online applause means nothing… If your profit margins are falling apart. In this episode, you'll learn: Why vanity metrics can create a false sense of success How chasing likes and views can distract from real business health Why customer acquisition cost, lifetime value, and cash flow matter more than popularity How focusing on the math creates a stronger, more profitable company The truth is simple: You cannot deposit likes into a checking account. You cannot pay your team with views. You cannot build long-term wealth with applause alone. The market does not care how popular you look. It cares whether your business works. High-level operators focus on the numbers that matter. Profit. Retention. Cash flow. Acquisition cost. Lifetime value. They build systems that turn attention into revenue and revenue into long-term stability. Stop playing the popularity game. Tune out the noise. Run the numbers. Build the fortress. And keep leveling up. Your Network is your NETWORTH! Make sure to add me on all SOCIAL MEDIA PLATFORMS: Instagram: https://jo.my/paulalex2024Facebook: https://jo.my/fbpaulalex2024YouTube: https://www.youtube.com/channel/UCGhDAD1JyGGzSQUPD9lc9HQLinkedIn: https://jo.my/inpaulalex2024 Looking for a secondary source of income or want to become an entrepreneur? Check out one of my companies below to see if we can help you: www.CashSwipe.com FREE Copy of my book “Blue to Digital Gold - The New American Dream”www.officialPaulAlex.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The number is reportedly over a million dollars. That is what Asa Ellerup earned from a Peacock documentary about the Gilgo Beach case — her ex-husband's case. The case where he pleaded guilty to killing eight women.Now the families want the money back. And more.Valerie Mack's son has filed a wrongful death lawsuit alleging civil conspiracy. The suit names Asa Ellerup, her daughter Victoria, and Rex Heuermann. The accusation is not that Asa was oblivious. It is that she knew or deliberately avoided knowing what was happening and helped conceal it.Suffolk County prosecutors already cleared Asa criminally. They said she was not home during the killings. They called the hair found on victims household transference. They moved on. But the civil case does not require the same level of proof, and the evidence prosecutors set aside gets a second examination under a lower standard.Asa's own words are part of the case now. She told a documentary crew she did what she had to do to protect herself and her children. She renovated the basement where investigators believe seven women were killed. She lives there. Thirteen hundred square feet, twenty-seven years, and she says she never knew.Defense attorney and former prosecutor Eric Faddis explains what the civil conspiracy allegation requires, whether the documentary money qualifies as unjust enrichment, and what happens if this lawsuit forces Asa Ellerup to sit for a deposition. Twenty-seven years of questions. Under oath. For the first time.The families got their sentencing. This lawsuit is about something else.END LINKS:Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/ Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1 Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/TrueCrimePodDisclaimer:This publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#GilgoBeach #AsaEllerup #TrueCrimeToday #RexHeuermann #GilgoBeachMurders #TrueCrime #EricFaddis #ValerieMack #CivilLawsuit #SerialKiller

Book a free strategy call with CertainPath to see how we can help you hit your goals and beyond: https://bit.ly/4b0wLaZ Or call us at: (214) 453-1591  He started plumbing at 19. Last year he sold $800,000 in residential plumbing — and installed every job himself. This is his exact playbook. Payton Sword is a plumbing technician at Steve Huff Plumbing, Heating & Air in Kingsport, Tennessee — and a 4x Crown Champion at CertainPath, the program's top sales tier. Last year he sold roughly $800,000 in residential plumbing. No sales/install split, no handing the job off: every technician at Steve Huff sells the work and does the work. Payton was hired at 19 — at the same shop his dad worked for back in 1996. The company put him through 15 months of ride-alongs, trainings, and schools before he ever got his own truck. Today the shop's 12 plumbing technicians train four days every month: full service-call roleplays with homeowner personalities, DISC profiles, and a "switch method" that swaps techs mid-roleplay to keep everyone sharp. In this episode, Payton walks Bob Houchin through his entire service call, start to finish — from the drive-time research to the same-day install. In this conversation, you'll discover: • The $800K reveal — and why he installs every job he sells • The at-the-door credibility statement he delivers on every single call • Why he never asks permission to run the whole-house safety inspection — "it's a value creator" • Builder-grade vs. professional fixtures — and the restaurant question that sells Totos • The four-option presentation with everything on the top option • Present the top option, ask for the business — then go silent • "Is it only the money?" — his answer to "I should get another bid" • The authority close: "What were you expecting to spend today?" • Why the shop trains four days a month — and why it produces Crown Champions  Whether you run a plumbing company, manage a service team, or you're a tech chasing Crown Champion numbers — Payton's process is a masterclass in trust-first, education-driven selling. Watch on YouTube or listen on your favorite podcast platform. And don't forget to subscribe to The Successful Contractor for more interviews that move the needle. About the Show The Successful Contractor is a podcast for residential HVAC, plumbing, electrical, and roofing contractors. Hosted by Bob Houchin, each episode features real contractor growth stories, hard-won business insights, and practical takeaways for building a profitable home services company. Meet the Host Bob Houchin has spent 20+ years immersed in the home services industry — listening to, learning from, and serving the people who run it. As host of The Successful Contractor, he's interviewed hundreds of the brightest minds in the trades. Beyond the mic, Bob is a Senior Strategist at CertainPath, building the training, onboarding programs, keynotes, and playbooks used by 1,200+ residential service companies. His motto: smart contractors learn from their mistakes; wise contractors learn from the mistakes of others. About CertainPath CertainPath is a business coaching and training organization that has built successful home service businesses for more than 25 years. We serve 1,200+ member companies across HVAC, plumbing, electrical, and roofing with professional coaching, training for every role, software solutions, and a vendor partner network that delivers millions in member rebates every year. Doubling your sales with a 20% net profit and an inspiring company culture is ALL possible. With CertainPath, Success is Made Certain. Visit www.mycertainpath.com for more information.

At his lowest point, Jan Roos was $240,000 underwater. He had a full sales org, a director, reps, ad spend — and was barely breaking even. So he cut all of it. Today he runs CaseFuel, a high-margin agency serving 300+ estate planning law firms, with 25 people and $50K/month in profit. In this conversation he breaks down how he got there: the niche nobody else was serving, the funnel that cracked it open, and what building a genuinely high margin service business actually requires. Guest: Jan Roos, Founder of CaseFuel Sponsor: wayfront.com/tmba Thanks to this week's sponsor Wayfront — the AI-ready operating system for productized agencies. One client portal. One team dashboard. All your data, AI-accessible. TMBA listeners get an extra free month on top of the trial at wayfront.com/tmba. Links: [Jan@casefuel.com](Jan@casefuel.com) Peter Thiel — Zero to One Eugene Schwartz — Breakthrough Advertising Mike Michalowicz — Profit First Business Resources Upcoming DC Events

John Brennan Exposed: CIA power, profit, and terror failures take center stage in this explosive interview with Ian Trottier. Did America's intelligence bureaucracy protect national security, or did powerful officials manipulate the system while taxpayers paid the price? In this episode of The P.A.S. Report Podcast, Professor Nick Giordano speaks with Ian Trottier, author of High Stakes Treason: How John Brennan Compromised American Security for Millions. Trottier lays out his independent open-source research involving SEC filings, official ethics waivers, White House visitor logs, and the National Counterterrorism Center (NCTC). This conversation explores the post-9/11 intelligence apparatus, unelected intelligence bureaucrats, the deep state, and how companies like The Analysis Corporation intersect with government contracting oversight. What You'll Learn In This Episode: The Financial Paper Trail: How Ian Trottier connects John Brennan, CIA power, and alleged stock fraud and financial conflicts of interest. The Documentation: Why SEC filings, handwritten ethics disclosures, and White House visitor logs are central to this case. NCTC System Manipulation: How the National Counterterrorism Center changed intelligence-sharing and centralized counterterrorism protocols after 9/11. Terror Failures: Why Trottier argues intelligence compartmentalization contributed to major terror attacks, including the Boston Marathon bombing. Institutional Accountability: What this case reveals about unelected intelligence bureaucrats, missing congressional oversight, and the modern national security state. This episode challenges listeners to examine the official documents, question the corporate media narrative, and demand structural accountability from those who wield unchecked intelligence power in America. Topics covered: John Brennan, CIA, Ian Trottier, High Stakes Treason, SEC filings, ethics waivers, White House visitor logs, National Counterterrorism Center, NCTC, The Analysis Corporation, counterterrorism policy, post-9/11 intelligence, intelligence-sharing, Boston Marathon bombing, government contracting, deep state, unelected bureaucracy, congressional oversight, national security state, intelligence abuse, terror failures.

Brendan Ballou, founder and CEO of the Public Integrity Project, speaks with Senior Editor Roger Parloff about his group's case, Douglas v. National Parks Services, seeking to enjoin the UFC cage-fighting event on the White House South Lawn. Ballou alleges that the event is a “volcano of corruption,” the first for-profit sports event ever staged at the White House, and a turning point in American history.Ballou explains what laws and regulations he believes are being violated, and he addresses the government's claims that he waited too long to bring the case and that his plaintiffs don't have standing. He also discusses what can be done to ward off commercialization of national monuments in the future.Note: This conversation was recorded on Thursday, June 11. In the early afternoon on Friday, June 12, Judge Amit Mehta denied the temporary restraining order that the Public Integrity Project was seeking to stop the UFC match at the White House on June 14. Judge Mehta ruled mainly on the grounds that the plaintiffs were unlikely to be able to show that they had standing.To receive ad-free podcasts, become a Lawfare Material Supporter at www.patreon.com/lawfare. You can also support Lawfare by making a one-time donation at https://givebutter.com/lawfare-institute.Support this show http://supporter.acast.com/lawfare. Hosted on Acast. See acast.com/privacy for more information.

Passion or Profit?  What does success look like for the next generation in a world being reshaped by AI, automation, and constant disruption? In this thought-provoking episode of The Cardone Zone, Grant Cardone is joined by Swedish podcaster Theodor Ekstrand for an honest conversation about the realities facing young people today. Together, they explore the rapidly changing landscape of work, the impact of artificial intelligence on careers, and the opportunities emerging from one of the biggest technological shifts in history. The discussion also tackles a timeless question that every ambitious young person eventually faces: Should you follow your passion, or follow the money? Whether you're just starting your career, building a business, or trying to navigate an uncertain future, this episode offers practical insights on how to stay relevant, valuable, and prepared for what's next. Follow us on all social platforms @GrantCardone for daily content on wealth, business, sales, investing, and the 10X mindset. Visit GrantCardone.com for information on upcoming events, exclusive training, and the latest strategies on wealth creation, business growth, and real estate investing. TRT: 53:00:02  

Most podcasters never consider selling their show, even when it's the right next step. But, perhaps, it's time for you to start exploring selling your podcast! In this episode, Anjel B. Hartwell explains exactly how a podcast is real intellectual property you can package, transfer, and make a win-win for you and the buyer. Get ready to understand the process, protect your value, and make a smart exit when the time is right!MORE FROM THIS EPISODE: HTTPS://PODMATCH.COM/EP/388Chapters00:00 Introduction and Personal Story of Selling a Podcast01:26 Deciding to Sell and the Power of Creative Assets02:20 The Importance of Selling Skills in Business03:19 Introducing the SHELL Framework for Selling04:15 Step 1: Stand Your Ground and Own Your Value06:13 Step 2: Hold Space and Be Patient08:07 Step 3: Educate and Evaluate the Buyer11:02 Ensuring Fair Value and Love in the Sale12:27 Love What You Sell and Evolve When Needed14:19 Let Go and Trust Divine Timing15:17 Lessons Learned and Final ThoughtsTakeawaysYou can sell anything you create, including a podcast.Standing your ground and owning your value is crucial.Hold space and be patient during sales conversations.Evaluate and educate to ensure a good fit.Love what you sell to transmit positive energy.Let go and trust divine timing in sales.MORE FROM THIS EPISODE: HTTPS://PODMATCH.COM/EP/388