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    Business Pants
    NUGGS: Travis Kalanick is back, Peter Thiel takes back, airlines buyback, Starbucks union fights back

    Business Pants

    Play Episode Listen Later Mar 17, 2026 39:21


    DR1In our 'Asshole is selfish' headline of the week. Billionaire Uber co-founder Travis Kalanick admits strategically moving to Texas before California wealth tax***************Kalanick was caught on camera in a heated argument with an Uber driver, who complained about falling fares and the company's treatment of drivers: "Some people don't like to take responsibility for their own sh*t"In our 'Top snarky podcast hosts plead with airline companies to stop the share buyback bullshit and pay airport workers. ‘Once again, air travel CEOs are bullshit artists'' headline of the week. Top airline CEOs plead with Congress to restore DHS funding and pay airport workers. ‘Once again, air travel is the political football'***************Between June 1, 2025, and March 16, 2026:Southwest repurchased $2.6B in 2005; $400M in 2026United $1.5B5 NEOs: $91 million in 2025Scott Kirby $34M; $97M in shares Delta focused on $4.8B debt reductionFrontline Transportation Security Officers (TSOs, Airport Screeners): 50,000$328M per monthIn our 'Pervy owner does pervy stuff and everybody is fake shocked.' headline of the week. It Was Going to Be Magic City Night at the Atlanta Hawks. Then the Outrage Poured In.***************Tony Ressler founded the private equity firm Apollo Global Management with Leon Black.An independent review revealed that Leon Black paid Jeffrey Epstein $158M for financial and tax-planning services between 2012 and 2017. These payments occurred after Epstein's 2008 conviction for soliciting an underage girl.Ressler is the brother-in-law of Leon Black (Black is married to Ressler's sister, Debra) In our 'College dropout techbro ignores actual experts, part 17 million ' headline of the week. OpenAI's own mental health experts unanimously opposed “naughty” ChatGPT launch*************** The probably might be too many women and not enough Stanford? The council consists of the following eight independent experts:David Bickham, Ph.D. – Research Director at the Digital Wellness Lab at Boston Children's Hospital and Assistant Professor at Harvard Medical SchoolMathilde Cerioli, Ph.D. – Chief Scientific Officer at everyone.AI and researcher in cognitive neuroscience and psychologyMunmun De Choudhury, Ph.D. – Professor of Interactive Computing at Georgia Tech, specializing in how technology shapes mental healthTracy Dennis-Tiwary, Ph.D. – Professor of Psychology at Hunter College and co-founder/CSO of Arcade TherapeuticsSara Johansen, M.D. – Clinical Assistant Professor at Stanford University and founder of Stanford's Digital Mental Health ClinicDavid Mohr, Ph.D. – Professor at Northwestern University and Director of the Center for Behavioral Intervention TechnologiesAndrew K. Przybylski, Ph.D. – Professor of Human Behavior and Technology at the University of OxfordRobert K. Ross, M.D. – Former President and CEO of The California Endowment and a national leader in public health.In addition to the council's pushback, Ryan Beiermeister, OpenAI's head of product policy, was reportedly fired in January 2026 after being an outspoken internal critic of the erotica rollout. OpenAI has denied her dismissal was related to her opposition, citing separate workplace allegations that Beiermeister has called "absolutely false."In our 'Petulant manchild with no regulatory or societal guardrails screws up again and bails himself out with shareholder money from a different company' headline of the week. Elon Musk admits xAI ‘wasn't built right' as only 2 co-founders remain and its biggest AI bet stalls out***************The people leaving xAI right now aren't "legacy" employees—they are the hand-picked superstars Musk himself recruited in 2023 to build his AI dream.Out of the 12 original co-founders, 10 are gone. This isn't just "trimming the fat"; it's the original architects of the company walking out the door.In early 2026, Tesla (a public company) invested $2B into xAI.Tesla shareholders are furious, arguing that Musk used their money to fund a "broken" startup, then tucked it away inside his private SpaceX empire where there is less public oversight.Total Headcount Before Buyout: Approximately 7,500 to 8,000 employees.In his first week, Musk fired roughly 50% of the staff (about 3,700 people) overnight.Shortly after, he issued his famous "extremely hardcore" memo. When hundreds of employees refused to sign it and resigned instead, the headcount plummeted further.By April 2023, Musk confirmed in a BBC interview that the workforce had been slashed by 80%, leaving only about 1,500 employees. MM1In our 'The world's most stable billionaire announces a billionaire to all other billionaires ratio of 693:1' headline of the week. Elon Musk Is Now Worth More Than Bottom 693 Billionaires CombinedIn our 'In news celebrated worldwide, older women announce a "please save us from tech bros" to asshole ratio of 64:1 Elon Musk' headline of the week. Older women set to inherit most of $54 trillion in ‘great wealth transfer' to widowed spousesIn our 'Asshole wants you to know he is still here' headline of the week. ‘I never left': Travis Kalanick launches new robotics company Atoms with manifesto"At Atoms we make gainfully employed robots — specialized robots with productive jobs that bring abundance to their owners and society at large,"In our 'Company founder announces major "stealth mode" company perk is stealthy sexual harassment' headline of the week. Travis Kalanick sees benefits of being in stealth mode for 8 years. ‘You build a culture of people that want to build and do not need to be famous'In our 'Christmas, St. Patrick, Mel Gibson, and Casper the Friendly Ghost have reportedly filed complaints with the EEOC' headline of the week. Nike and Coca-Cola cases point to the next DEI fight: who gets to claim discriminationDR2In our 'Sheryl Sandberg says "If I could have worked at Facebook things would have turned out differently."' headline of the week. Sheryl Sandberg says Silicon Valley's hypermasculine rhetoric is ‘terrible'—contributing to ‘one of the worst' corporate climates she's ever seen*************** In our 'Explosive Messages Show Live Nation Thinks Customers Are ‘Stupid'; board member Richard Grenell Demands Credit for Same Observation' headline of the week. Live Nation Directors Mocked Customers in Explosive Just-Released Messages, Saying They're “Stupid” for Allowing Themselves to Be Gouged***************"Yes, I cut the DEI bullshit." — In a leaked 2025 email Grenell justified dismantling diversity programs by labeling them "woke" initiatives that "haven't made money."appointed to the Live Nation board on May 19, 2025, but was not up for the vote at the AGM on June 12, 2025In our 'Gun manufacturers say, "Oh no, it's not the gun that kills people, it's the pesky bullets."' headline of the week. She spent 16 hours on Instagram in a day. It's up to a jury to decide if Meta is to blame*************** In our 'She responded to "O" with "K," she said "J' to "D," and she responded to "F" with a simple "U"' headline of the week. Mary Barra still responds to ‘every single letter' she gets by hand despite running $65 billion automaker General Motors***************She did not say "V" to "E"In our 'OpenAI Chairman Admits It's Painful Watching AI Replace His Coding, Less So Watching It Accelerate the Collapse of Global Democracy' headline of the week. OpenAI Chairman says it's 'hard, emotionally' to let AI write his code: 'I have a hard time not caring'*************** MM2In our 'Proposals include a reduction in the CEO pay ratio from 1800:1 to 1799:1, for my boss to stop calling me Carl when my name is Todd, having a job, and not to have to take out my nose ring I got in 1998' headline of the week. Starbucks union sent the company a proposed contract. Here's what baristas wantProtections for union baristas against discrimination, unjust firings and temporary or permanent store closures.Starting wage floor of $17 per hour, down from its prior proposal of $20 an hour but still above the company's current starting wage of $15.25 to $16 an hour in 43 states.Annual raises of 4%.A process for baristas, management and union representatives to resolve workforce grievances.A dress code endorsed by the union.Requirement for at least three workers on the floor at all times and enforceable staffing and safety protections.A mandate to offer open hours to existing employees before hiring new baristas.Resolution of hundreds of outstanding unfair labor practice charges.In our 'But Sam Altman is SORRY' headline of the week. Professors Say AI Is Destroying Their Students' Ability to ThinkIn our 'Don't be fooled, I'm actually a MAN' headline of the week. CoStar Group Appoints Nana Banerjee to Its Board of DirectorsI pulled every Trade Wire story with a director appointment - 69 in the last week, all press released, some private some public - and here's the count: 60 men added to boards, 9 women added, 1 woman leftIn our 'Building on Warren Buffet's innovative "Giving Pledge", billionaire creates the rival "Taking Pledge"' headline of the week. Peter Thiel is actively convincing billionaires to abandon The Giving Pledge — and it's workingIn our 'When asked for comment, ISS asked if Nelson Peltz was involved.' headline of the week. The Coca-Cola Company Announces Maria Elena Lagomasino Will Conclude Her Service on the Board of Directors

    Brand Growth Heroes
    How Moth is Mixing Up Cocktail Category Rules | Rob Wallis, Moth Premium RTD Cocktails

    Brand Growth Heroes

    Play Episode Listen Later Mar 17, 2026 37:35


    Want a deliciously sharp lesson in brand growth, category creation and how challenger brands can win by bringing new shoppers into tired categories rather than fighting for share at the bottom shelf? Then dive in to the insight served up in this episode by guest Rob Wallis, co-founder of Moth Drinks, who takes Fiona through how the brand created a new premium space in ready-to-drink cocktails and is driving significant category valueRob explains how Moth spotted a gap in the market for cocktails that tasted as good as what you would make at home, but with the convenience of a can. Most importantly, instead of designing to the existing category price point, Moth built the best liquid first and priced it accordingly.The conversation also explores what founders can learn from Moth's approach to where to play, how to build a strong category story for retail buyers, what premiumisation really looks like in practice, and why a culture of kindness and low ego can be a commercial advantage. Rob also shares how the team is approaching US expansion, why California matters so much in RTD, and how Moth is thinking about AI without losing the human side of the brand.What You'll LearnHow Moth went about creating a premium cocktail proposition - and persuading retail buyers that the market was there!Why challenger brands should build product quality first, then price from thereHow to identify the right channels and occasions to drive brand growthWhat makes a strong category story for grocery buyersWhy culture, consistency and kindness can become commercial advantagesKey Topics DiscussedCreating a top-shelf RTD cocktail brandPremium pricing versus category normsBuilding category value with incremental shoppersUK versus US cocktail cultureChoosing where to play in retail and foodserviceBrand design and standing out on shelfDTC growth and omnichannel strategyBuilding culture in a scaling consumer brandManaging quality with co-manufacturing partnersUsing AI carefully inside a fast-growing CPG businessIf you enjoy this interview, PLEASE share it with a fellow founder, mate or colleague, subscribe or follow the show, and leave a review - it makes a real difference to us at Brand Growth Heroes!============================================================Thanks to Brand Growth Heroes' podcast sponsor - Joelson, the commercial law firm=============================================================If you're a founder, you already know how much of your energy goes into building the perfect product, creating standout branding and connecting with your consumers.But don't forget that scaling a CPG business also comes with a maze of legal complexities that can make or break your business journey. From contracts, term sheets and regulatory compliance to protecting your brand's intellectual property as you expand, it's essential to get it right.And that starts with the right legal partner.So we're thrilled to introduce you to Joelson, a leading commercial law firm that specialises in guiding the founders of scaling CPG brands, as Brand Growth Heroes' sponsor.With long-term relationships with clients like Little Moons, Trip, Eat Natural, Bear Graze, and Pulsin, Joelson is also famous for advising the innocent founders in their landmark sale to Coca-Cola! As a female team, we are especially impressed by Joelson's commitment to championing female founders in CPG.Not many law firms are also BCorps, nor do they specialise in helping founders navigate the legal challenges of scaling without stifling the creativity and momentum that got you here in the first place. So thanks, Joelson - we LOVE working with you, and we're delighted to partner with you for the second year running.If you'd like to get in touch to find out more - and we highly recommend you do - why don't you drop them a line at hello@joelsonlaw.com?==============================================.Follow us on our Brand Growth Heroes socials: LinkedIn, Facebook, Instagram and YouTube.Thanks to our Sound Engineer, Gyp Buggane, Ballagroove.com and podcast producer/content creator, Kathryn Watts, Social KEW

    Money Rehab with Nicole Lapin
    7 Investing Lessons from Warren Buffett

    Money Rehab with Nicole Lapin

    Play Episode Listen Later Mar 16, 2026 9:41


    Warren Buffett just stepped down as CEO of Berkshire Hathaway and the investing world is holding its breath. Today, Nicole breaks down the frameworks that turned a $1,000 investment in 1965 into over $30 million, and how you can apply them whether you have $100 or $100 million. She walks through the most iconic trades of Buffett's career, from Coca-Cola to Apple to his rare misses, and extracts seven timeless investing principles that have nothing to do with hot tips or market timing. Then Nicole turns to what's next: who is Berkshire's new CEO Greg Abel, what does he inherit, and what does a nearly $400 billion cash pile signal about Berkshire's future direction? Check out Nicole's financial literacy course The Money School  Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers today:  00:00 Are You Ready for Some Money Rehab?  00:18 The End of an Era: Buffett Retires  01:03 The $30 Million Case for Long-Term Investing  01:27 Buffett's Simple (But Not Easy) Framework  02:00 The Coca-Cola Investment and Brand Loyalty as a Moat  02:53 The McDonald's Play 03:16 The Apple Surprise 04:12 Buffett's Misses 04:59 7 Investing Lessons You Can Use Right Now  06:03 Enter Greg Abel: Berkshire's Next Chapter  06:55 The $400 Billion Question  07:32 Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

    An Ounce
    It Made Perfect Sense | Dangerously Common Things From Yesterday

    An Ounce

    Play Episode Listen Later Mar 14, 2026 6:42


    Lawn darts. Radium face cream. Cocaine in soda. Bloodletting. Leaded gasoline.History is full of confident ideas that seemed safe — until consequences caught up.Why do smart people, trusted experts, and entire generations embrace ideas that later look reckless?This episode explores historical medical mistakes, dangerous consumer products, industrial-era optimism, radioactive beauty treatments, early pharmaceuticals like heroin and lithium soda, and cultural norms that once felt completely responsible.They weren't foolish.They were informed — with the information they had.Bloodletting was science.Radium was modern.Lead solved engine knock.DDT worked brilliantly — at first.Progress often succeeds before it reveals its price.This isn't about mocking the past.It's about recognizing a pattern.

    Brooke and Jubal
    Shock Collar Question of the Day (3/13/26)

    Brooke and Jubal

    Play Episode Listen Later Mar 13, 2026 8:09 Transcription Available


    How many Coca-Cola slogans can you name?See omnystudio.com/listener for privacy information.

    New Books in African American Studies
    Jessica Ann Levy, "Black Power, Inc.: Corporate America and the Rise of Multinational Empowerment Politics" (U Pennsylvania Press, 2026)

    New Books in African American Studies

    Play Episode Listen Later Mar 13, 2026 65:42


    Black Power, Inc.: Corporate America and the Rise of Multinational Empowerment Politics, (U Pennsylvania Press, 2026), traces the rise of Black empowerment politics in the United States and Africa. On a cold January day in 1964, civil rights minister turned entrepreneur Rev. Leon Howard Sullivan declared to a group of supporters gathered to witness the launch of Sullivan's latest venture, Opportunities Industrialization Centers, Inc., “The day has come when we must do more than protest—we must now also PREPARE and PRODUCE!” Occasionally linked with the movement for Black Power, Sullivan and others, including Coca-Cola vice president Carl Ware and Atlanta mayor Andrew Young, were in fact architects of Black empowerment—an intellectual and political movement that championed private enterprise as the key to Black people's prosperity.Jessica Ann Levy traces Black empowerment's rise in American politics—from early twentieth-century influences including Booker T. Washington and Marcus Garvey to the cities of postwar America into corporate boardrooms and government offices—and across the Atlantic Ocean to Africa. Civil rights leaders, Black entrepreneurs, white corporate executives, and government officials all championed Black empowerment as a means to address multiple crises in US cities and to blunt some of the more radical aspects of the Black Power movement. Black empowerment politics likewise found application overseas in various Cold War efforts to promote American-style free enterprise in Africa. This was especially the case in South Africa, where US corporate executives and government officials wielded Black empowerment politics to oppose apartheid and divestment.By the early twenty-first century, the idea that private enterprise, including small-scale entrepreneurs and large multinational corporations, should play a leading role in combating racial inequality and empowering Black and other marginalized people featured prominently in various policies and programs at the local, national, and international level. By tracing Black empowerment politics' evolution, Black Power, Inc. explains its popularity, championed by leaders from Bill Clinton to Nelson Mandela, while also revealing its role in expanding US corporate power, locally and globally. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/african-american-studies

    New Books Network
    Jessica Ann Levy, "Black Power, Inc.: Corporate America and the Rise of Multinational Empowerment Politics" (U Pennsylvania Press, 2026)

    New Books Network

    Play Episode Listen Later Mar 13, 2026 65:42


    Black Power, Inc.: Corporate America and the Rise of Multinational Empowerment Politics, (U Pennsylvania Press, 2026), traces the rise of Black empowerment politics in the United States and Africa. On a cold January day in 1964, civil rights minister turned entrepreneur Rev. Leon Howard Sullivan declared to a group of supporters gathered to witness the launch of Sullivan's latest venture, Opportunities Industrialization Centers, Inc., “The day has come when we must do more than protest—we must now also PREPARE and PRODUCE!” Occasionally linked with the movement for Black Power, Sullivan and others, including Coca-Cola vice president Carl Ware and Atlanta mayor Andrew Young, were in fact architects of Black empowerment—an intellectual and political movement that championed private enterprise as the key to Black people's prosperity.Jessica Ann Levy traces Black empowerment's rise in American politics—from early twentieth-century influences including Booker T. Washington and Marcus Garvey to the cities of postwar America into corporate boardrooms and government offices—and across the Atlantic Ocean to Africa. Civil rights leaders, Black entrepreneurs, white corporate executives, and government officials all championed Black empowerment as a means to address multiple crises in US cities and to blunt some of the more radical aspects of the Black Power movement. Black empowerment politics likewise found application overseas in various Cold War efforts to promote American-style free enterprise in Africa. This was especially the case in South Africa, where US corporate executives and government officials wielded Black empowerment politics to oppose apartheid and divestment.By the early twenty-first century, the idea that private enterprise, including small-scale entrepreneurs and large multinational corporations, should play a leading role in combating racial inequality and empowering Black and other marginalized people featured prominently in various policies and programs at the local, national, and international level. By tracing Black empowerment politics' evolution, Black Power, Inc. explains its popularity, championed by leaders from Bill Clinton to Nelson Mandela, while also revealing its role in expanding US corporate power, locally and globally. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

    Mission Matters Podcast with Adam Torres
    Ahmet Bozer on Soulgery and Unlocking Your True Potential

    Mission Matters Podcast with Adam Torres

    Play Episode Listen Later Mar 13, 2026 15:10


    In this episode, Adam Torres interviews Ahmet Bozer, author of Soulgery: A Lifelong Guide to Unlocking Your Potential. Drawing on over 25 years of leadership experience at Coca-Cola, Bozer discusses the concept of “Soulgery,” a framework for personal growth focused on self-awareness, managing thoughts and emotions, and becoming increasingly capable, impactful, and resilient. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices

    Reflexión diaria del Evangelio por el P. Luis Zazano

    El mandamiento 1) Escucha: Es importante ver y comprender los vínculos, deja de estar buscando vínculos donde encajamos o esos vínculos que tratamos de que nos acojan y nada más. Como diría un amigo mío, “vínculos Coca Cola”: vínculos donde recortamos un poquito para ser aceptado por los demás, en donde nos convertimos en las expectativas de los otros y no lo que nos fluye de verdad. No hay soledad más grande que ese tipo de vínculos. Busca vínculos en donde pertenecemos y permanecemos, donde sea que lo que hagamos o seamos nos van a aceptar por lo que somos y que nos aportan para seguir adelante. Fíjate qué tipo de vínculos tenés. 2) Fuerza: La vida espiritual es esencial y necesaria. Si me escuchas sin ser católico o sos de una religión X, te invito a que busques esos momentos de silencio interior, que puedas escuchar esa voz de Dios. Date la oportunidad de mirar la creación y ver lo que realmente te alimenta la vida. Date la oportunidad de descubrir lo sagrado, comprender que hay alguien en tu vida y que te acompaña. Date la oportunidad de escuchar a Dios que está en tu corazón y aprende a actuar desde lo que lo escuchas.3) Reino: El prójimo también es el próximo en tu vida, pero no creas que tu vida se reduce a solo hacer y hacer. Haciendo una autocrítica, creo que como Iglesia nos hemos detenido demasiado en hacer y hacer, casi cayendo en ser accionistas sociales, buscando resolver las problemáticas sociales olvidándonos de las espirituales. Hoy Dios te propone recordar que tu acción con el hermano sale de tu intimidad cristiana, porque es irradiar lo que tengo y no figuretear como campaña política para mostrar algo que no tengo. Date esa oportunidad de crecer con Jesús en el hermano y, como diría un santo, comienza viendo a Jesús en el enfermo. Si estás con alguna crisis sacerdotal o cristiana, te aseguro que si vas a algún hospital vas a encontrar muchas respuestas. Algo bueno está por venir.

    New Books in African Studies
    Jessica Ann Levy, "Black Power, Inc.: Corporate America and the Rise of Multinational Empowerment Politics" (U Pennsylvania Press, 2026)

    New Books in African Studies

    Play Episode Listen Later Mar 13, 2026 65:42


    Black Power, Inc.: Corporate America and the Rise of Multinational Empowerment Politics, (U Pennsylvania Press, 2026), traces the rise of Black empowerment politics in the United States and Africa. On a cold January day in 1964, civil rights minister turned entrepreneur Rev. Leon Howard Sullivan declared to a group of supporters gathered to witness the launch of Sullivan's latest venture, Opportunities Industrialization Centers, Inc., “The day has come when we must do more than protest—we must now also PREPARE and PRODUCE!” Occasionally linked with the movement for Black Power, Sullivan and others, including Coca-Cola vice president Carl Ware and Atlanta mayor Andrew Young, were in fact architects of Black empowerment—an intellectual and political movement that championed private enterprise as the key to Black people's prosperity.Jessica Ann Levy traces Black empowerment's rise in American politics—from early twentieth-century influences including Booker T. Washington and Marcus Garvey to the cities of postwar America into corporate boardrooms and government offices—and across the Atlantic Ocean to Africa. Civil rights leaders, Black entrepreneurs, white corporate executives, and government officials all championed Black empowerment as a means to address multiple crises in US cities and to blunt some of the more radical aspects of the Black Power movement. Black empowerment politics likewise found application overseas in various Cold War efforts to promote American-style free enterprise in Africa. This was especially the case in South Africa, where US corporate executives and government officials wielded Black empowerment politics to oppose apartheid and divestment.By the early twenty-first century, the idea that private enterprise, including small-scale entrepreneurs and large multinational corporations, should play a leading role in combating racial inequality and empowering Black and other marginalized people featured prominently in various policies and programs at the local, national, and international level. By tracing Black empowerment politics' evolution, Black Power, Inc. explains its popularity, championed by leaders from Bill Clinton to Nelson Mandela, while also revealing its role in expanding US corporate power, locally and globally. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/african-studies

    Firearms Radio Network (All Shows)
    God and Guns 365 – GNG 365 Wait on the Lord

    Firearms Radio Network (All Shows)

    Play Episode Listen Later Mar 12, 2026


    God and Guns Podcast GNG 365 - Waiting on the Lord   Intro: Welcome back to Episode 365 of the God and Guns Podcast . I'm your host, Troy. (Doug) And I'm your other host Doug. (Troy) We use this podcast to talk about  God, guns, and the responsible Christian gun owners' interests. On this week's God and Guns Podcast we ask are you waiting on the Lord?   Want to thank our sponsors:  Bandwidth Sponsor:   Firearms Radio Network - Other Shows - Content   Patriot Patch Co   This Week's God and Gun activities: Doug: God: Church Sundays   Guns: EDC . Havent been doing much. Work is keeping me busy. Got in a wreck monday and have been dealing with insurance to get it fixed. Goes into the shop Monday.    Troy: God: Daily Bible Reading, Church, Church Security   Guns: Went to the range down here and punched holes in targets. Dry fire training. Practiced reloads. Ordered some more AR magazines and 300BO subsonic.    Family: house is getting girls bathroom remodeled and shop finished out. We are waiting for them to wrap up so we can return.    Farm: Not much right now   Ham: I got nominated for President of CKARC, I turned it down as I told them I would be traveling too much, then they voted me in as Vice President. I've now been asked to take over as treasurer & secretary.  EDC Check: Troy: Shadow Systems XR920n a Crossbreed Super-Tuck Holster, using a STOG Enhanced Life Saver, Sof-T Tourniquet, steam light    Doug:  Sig P365 with Romeo Zero optic on it.. Hornady critical duty ammo. Benchmark OTF.    Feedback:  ITunes   Comedy An old preacher was dying. He sent a message for his banker and his lawyer, both church members, to come to his home. When they arrived, they were ushered up to his bedroom. As they entered the room, the preacher held out his hands and motioned for them to sit on each side of the bed. The preacher grasped their hands, sighed contentedly, smiled, and stared at the ceiling. For a time, no one said anything. Both the banker and lawyer were touched and flattered that the preacher would ask them to be with him during his final moments. They were also puzzled; the preacher had never given them any indication that he particularly liked either of them. They both remembered his many long, uncomfortable sermons about greed, covetousness, and avaricious behaviour that made them squirm in their seats. Finally, the banker said, "Preacher, why did you ask us to come?" The old preacher mustered up his strength and then said weakly, "Jesus died between two thieves, and that's how I want to go."   On this day in History: 1894 - Coca-Cola sold in glass bottles for the first time   Bible Verse ‭‭Exodus‬ ‭32‬:‭1‬-‭6‬ ‭ESV‬‬ “When the people saw that Moses delayed to come down from the mountain, the people gathered themselves together to Aaron and said to him, “Up, make us gods who shall go before us. As for this Moses, the man who brought us up out of the land of Egypt, we do not know what has become of him.” So Aaron said to them, “Take off the rings of gold that are in the ears of your wives, your sons, and your daughters, and bring them to me.” So all the people took off the rings of gold that were in their ears and brought them to Aaron. And he received the gold from their hand and fashioned it with a graving tool and made a golden calf. And they said, “These are your gods, O Israel, who brought you up out of the land of Egypt!” When Aaron saw this, he built an altar before it. And Aaron made a proclamation and said, “Tomorrow shall be a feast to the Lord.” And they rose up early the next day and offered burnt offerings and brought peace offerings. And the people sat down to eat and drink and rose up to play.” ‭‭Exodus‬ ‭32‬:‭1‬-‭6‬ ‭ESV‬‬   Main Topic Waiting on the Lord   Show Sponsor: Patriot Patch   How you can help out the show: Patches and Stickers Using the following links help support our show. Subscribestar GodandGuns you have to set up for repeat donation if you want it monthly. www.subscribestar.com/god-and-guns Powertac Lights - godandguns Crossbreed Holsters - GNG Armed Citizen Armed Citizen® Today At 2:30 a.m. on Feb. 8, two males wearing ski masks broke into an apartment in Jackson, Miss. A woman in the apartment, fearing for her life, fired on the intruders, killing one. The other suspect fled but was soon apprehended and now faces charges of burglary and murder. The armed citizen was interviewed and released, with authorities noting the shooting was justifiable. (clarionledger.com, Jackson, Miss., 2/9/26)    From the Armed Citizen® Archives – December 1991 Alerted when she saw a strange car drive up and the occupants knock on the door, a 19-year-old woman got a rifle and hid in a bedroom closet. When the men broke through a cellar door and entered the bedroom, she stepped out of the closet, trained the gun on them and ordered them out. They fled. (The Lawrence County Advocate, Lawrenceburg, Tenn.)   Wrap Up: -Send feedback to GodandGunsTV@gmail.com -Please tell your friends about us, leave an iTunes review, and like us on Facebook at www.facebook.com/godandgunspodcast -Subscribe to us and follow us on Youtube https://www.youtube.com/channel/UCrKWNsJr5LlrUcBYOe-oSLw -And search for us on Instagram too. -We are on Rumble too GodandGuns -Website - Http://www.godandgunspodcast.com -Until next time, Have a blessed week. And keep your guns close but your bible closer.  

    The 30 Minute Hour™
    #412 -- Inside The Mind of A Google Finance Executive

    The 30 Minute Hour™

    Play Episode Listen Later Mar 12, 2026 52:30


    What does it take to make billion-dollar decisions inside one of the most powerful companies in the world? In this episode of The 30 Minute Hour, we go inside the mind of former Google finance leader Lamont Johnson. From shaping financial strategy at global giants like Google, Coca-Cola, and McKesson to leading with purpose beyond the numbers, Lamont shares powerful insights on leadership, decision-making, mentorship, and why impacting lives is the real key to impacting the bottom line. This conversation will challenge how you think about success, leadership, and legacy! #LeadershipMindset#BusinessLeadership#GoogleLeadership#ExecutiveMindset#The30MinuteHour

    Hustle Unlimited
    The Curiosity Crisis: Why "I Don't Know" is a Leader's Most Powerful Move | Dr. Debra Clary

    Hustle Unlimited

    Play Episode Listen Later Mar 12, 2026 34:22


    Curiosity isn't a "soft skill"-it's a strategic superpower for growth. In this episode, Donald Thompson sits down with leadership strategist and researcher Dr. Debra Clary to discuss her upcoming book, The Curiosity Curve. Drawing from four decades of experience at iconic brands like Coca-Cola, Frito-Lay, and Jack Daniels, Debra explains why the most successful leaders ask the best questions, why curiosity is the key to thriving in an AI-driven world, and how we can unlearn the "incuriosity" taught to us since childhood.Episode Long DescriptionSuccess is often born in the most unlikely of classrooms. For Dr. Debra Clary, that classroom was a Frito-Lay route truck. In this episode of High Octane Leadership, Donald and Debra deconstruct the journey from driving a delivery route to performing a one-woman show off-Broadway and leading billion-dollar brands.They dive deep into the "curiosity gap" currently facing organizations and why psychological safety is inextricably linked to a leader's ability to say, "I don't know." Whether you're navigating the complexities of AI or trying to lead a team through burnout, this conversation provides a blueprint for using wonder as a tool for high performance.Key Talking Points:The Route Truck Masterclass: Why starting at the bottom provided a competitive advantage that no MBA could match.Curiosity vs. Incuriosity: How societal "warnings" like Pandora's Box have conditioned leaders to stop asking questions.The AI Connection: Why prompt engineering is actually just structured curiosity.The Bold Question: The specific 5-word question that can unlock any stuck organization.Borrowing Courage: How Debra's peers pushed her onto an off-Broadway stage and the lesson it holds for every leader.About the GuestDr. Debra Clary is a leadership strategist, researcher, and viral TEDx speaker with over 40 years of experience at Fortune 40 companies, including Coca-Cola and PepsiCo. She holds a doctorate in leadership and organizational development and is the author of the book, The Curiosity Curve. Beyond the boardroom, Debra is a storyteller and performer who successfully launched a one-woman show after being "booked" by her own mastermind group, -a true testament to the power of borrowing courage from those who believe in you.ResourcesDr. Debra ClaryWebsite: debraclary.comLinkedIn: https://www.linkedin.com/in/drdebraclary/Stay connected with Donald: Get Donald's newsletter that is packed with actionable insights, and the kind of straight-talk leadership intelligence that helps build authority, drive performance, and stay ahead of what is coming next: donaldthompson.comConnect on LinkedIn: https://www.linkedin.com/in/donaldthompsonjrSubscribe on SubStack: https://substack.com/@donaldthompsonjr High Octane Leadership is hosted by The Diversity Movement CEO and executive coach Donald Thompson and is a production of Earfluence.Order UNDERESTIMATED: A CEO'S UNLIKELY PATH TO SUCCESS, by Donald Thompson.

    Business Wars
    Gatorade Sweats the Competition | Defending the Title | 3

    Business Wars

    Play Episode Listen Later Mar 11, 2026 38:10


    As the 1990s come to a close, Gatorade has become an established powerhouse brand, thanks to a 25-year head start and the star power of their spokesperson Michael Jordan. But the millennium brings fresh challenges to Gatorade's dominance. Coca-Cola goes on the offensive, investing millions in their competing product, Powerade. And Powerade's rise is only the beginning of Gatorade's woes. As the science of sports drinks evolves, can Gatorade still keep up with its younger rivals?Audible subscribers can listen to all episodes of Business Wars ad-free right now. Join Audible today by downloading the Audible app.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Marketing Trends
    B2B Teams Are Chasing AI Trends While Underfunding What Actually Matters

    Marketing Trends

    Play Episode Listen Later Mar 11, 2026 60:50


    What if the marketing channel getting the least resources is actually shaping your entire brand reputation? Daniella Sampson reveals why B2B teams chase the wrong AI trends while underfunding social media. She breaks down GEO vs SEO, why monitoring 10,000 prompts daily is mostly noise, and how AI agents are forcing brands to evolve from social listening to social intelligence. She explains her 300-data-point framework, manually analyzing competitors across websites, LinkedIn, Instagram, press releases, and ads to create spider chart visualizations revealing genuine white space opportunities. She details why ChatGPT failed to automate this work, why brand fatigue doesn't mean consumers are tired of you, and why Coca-Cola has never changed their red. We explore how to build a properly resourced social team, why B2B brands need to ditch corporate TikTok dances, why LinkedIn + TikTok is the top B2B combo in 2026, and why consistency beats perfection every time. Chapters: 01:10 - Why GEO Matters More Than You Think 02:36 - GEO vs SEO: Conversations Over Keywords 06:44 - Hidden Brand Mentions You're Missing 09:32 - AI Agents and the Future of Social Intelligence 16:12 - Why AI Still Needs Human Taste 17:25 - The Most Valuable AI Use Cases Right Now 37:49 - The 300 Data Point Framework Explained 46:20 - Building the Right Social Team in 2026 48:16 - Where B2B Brands Go Wrong on Social 49:30 - LinkedIn + TikTok: The B2B Power Combo   ----Mission.org is a media studio producing content alongside world-class clients. Learn more at mission.org. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    The Bourbon Road
    486. The Return of the King: Tasting King of Kentucky Small Batches

    The Bourbon Road

    Play Episode Listen Later Mar 11, 2026 46:38


    Welcome back to another episode of The Bourbon Road! After a brief hiatus, the man, the myth, the legend—Jim Shannon—is officially back in the host chair. Jim recently returned from a trip to Florida, where he experienced the wild swings of winter weather, going from 80 degrees down to 35. Of course, Kentucky wasn't about to be outdone, greeting him with 70-degree days followed immediately by threats of snow and heavy rains. As Jim and Todd Ritter settle back into the Bourbon Road bar, they take a moment to reflect on the crazy weather and look back at the anniversary of the historic Frankfort floods, thankful that the waterfront survived mostly intact this year. But enough about the weather—it is time to drink some incredible whiskey. For this highly anticipated review episode, the guys are diving into something truly special: the brand-new King of Kentucky Small Batch releases from Brown-Forman. If you follow the brand, you know that King of Kentucky is historically known for its ultra-rare, high-proof single barrel releases. However, the team at Brown-Forman found themselves with around 100 barrels that had incredibly low yields—some containing only 20 to 30 bottles worth of liquid due to heavy evaporation. Rather than release them individually, they decided to batch them together. This special release was created in honor of the upcoming 250th anniversary of the United States. These small batches feature bourbon aged between 12 and 18 years, and surprisingly, they utilize a slightly different mash bill than the standard releases: 75% corn, 15% rye, and 10% malted barley. Bottled in 700mL formats with an MSRP of $299, these are still incredibly hard to find. Fortunately, Todd and Jim were lucky enough to get their hands on samples of all three batches thanks to their good friend John Peetz (aka Top Dog), whom they recently joined for an excellent barrel pick at Bluegrass Distilling. On the Tasting Mat: King of Kentucky Small Batch 1: Coming in at 105 proof, this first batch sets the stage with a classic, robust Brown-Forman nose full of cherry pie crust, toasted coconut, and vanilla. However, the palate takes a sharp turn into an incredibly dry and tannic profile. Lacking any real sweetness, it delivers bitter dark cacao, leather, and heavy oak tannins that linger on the back of the palate for a remarkably long finish. It is a complex, dry pour that demands your attention and pairs perfectly with a dark Maduro cigar. King of Kentucky Small Batch 2: Stepping up to 107.5 proof, Batch 2 shifts away from the dry tannins of the first pour and moves into darker, spicier territory. The nose is rich with dark fruits like dates, figs, and dried palm fruits. On the palate, it brings a leathery tobacco bite accompanied by a sizzling cinnamon and black pepper spice that dances across the tongue. It retains a dry character but balances the heavy oak with a fantastic, mouth-watering sizzle. King of Kentucky Small Batch 3: The heaviest hitter of the trio clocks in at 110 proof. This batch brings a completely different energy, opening with a bright, fresh nose of rich chocolate, citrusy lemon, and a distinct Coca-Cola note. The palate introduces a "faux sweetness"—a luscious cherry cola syrup flavor that perfectly masks the high proof while delivering a spicy, full-mouth tingle that coats the entire tongue beautifully. After sipping through the three official batches, Todd flexes his "Blendageddon" skills for the final pour of the night. By combining equal parts of Batch 1, Batch 2, and Batch 3, Todd creates a custom "Batch 4" that sits right around 107.5 proof. The guys evaluate this impromptu blend to see if combining the dry tannins, the dark fruit spice, and the sweet cherry cola notes results in a masterpiece that rivals the individual batches. Tune in to hear Jim and Todd's full tasting notes, their discussion on the secondary market values for these rare bottles, and their personal rankings of the King of Kentucky Small Batches. Which batch will take the crown? Grab your favorite glass, pour something special, and join us down the Bourbon Road. Cheers! Be sure to check out our private Facebook group, "The Bourbon Roadies" for a great group of bourbon loving people. You will be welcomed with open arms!

    The Breeze With Beverage Digest
    Episode 31: Can Big CPG Companies Close the Innovation Gap? The Case for Cultural Momentum Over Brand Equity

    The Breeze With Beverage Digest

    Play Episode Listen Later Mar 11, 2026 41:21 Transcription Available


    In today's episode of The Breeze, Duane Stanford and John Sicher bring in RBC Capital Markets analyst Nik Modi to unpack why big beverage companies struggle to create disruptive innovation in-house. And when big companies acquire disruptive new brands, why are the results so mixed? Duane, John, and Nik use Coca-Cola's acquisitions of BodyArmor and Fairlife as case studies to explore distribution speed, culture, incentives, and how organizing around occasions can restore relevance.• BodyArmor's write-downs and sports drinks losing hero status• The three pillars of deals and why manageability breaks• Distribution pace versus market-by-market velocity• Cultural momentum beats brand equity• Founder retention and the Church & Dwight model• Dual engines for core and emerging brands• Organizing around occasions, not categories• Fairlife's independence, protein timing, and tech moat• PepsiCo–Poppi risks and keeping operational fit• AI, data, and faster concept-to-shelf cyclesText us thoughts, questions, or topic suggestions.

    The Career Refresh with Jill Griffin
    The Feedback Permission Slip: How to Give and Receive Feedback Without Destroying Trust

    The Career Refresh with Jill Griffin

    Play Episode Listen Later Mar 10, 2026 19:41 Transcription Available


    Feedback is one of the most powerful tools a leader has — and one of the most misused. Most leaders are either avoiding it entirely or delivering it like a surprise attack. Whether you're a manager trying to build a team culture where people tell each other the truth, or a professional who wants to handle feedback with more confidence and less defensiveness , this episode gives you a practical framework you can use immediately.In this episode:Why avoiding feedback feels kind but is actually costing your teamThe "permission slip" technique and the psychology behind why it worksHow to deliver feedback that lands instead of feedback that stingsWhat to do in the first 60 seconds when feedback blindsides youHow to separate the delivery from the data — even when the delivery is terribleThe one follow-up move that changes how people see you as a leaderSupport the showJill Griffin, host of The Career Refresh, delivers expert guidance on workplace challenges and career transitions. Jill leverages her experience working for the world's top brands like Coca-Cola, Microsoft, Hilton Hotels, and Martha Stewart to address leadership, burnout, team dynamics, and the 4Ps (perfectionism, people-pleasing, procrastination, and personalities). Visit JillGriffinCoaching.com for more details on: Book a 1:1 Career Strategy and Executive Coaching HERE Build a Leadership Identity That Earns Trust and Delivers Results. Gallup CliftonStrengths Corporate Workshops to build a strengths-based culture Team Dynamics training to increase retention, communication, goal setting, and effective decision-making Keynote Speaking Grab a personal Resume Refresh with Jill Griffin HERE Follow @JillGriffinOffical on Instagram for daily inspiration Connect with and follow Jill on LinkedIn

    Mac & Gaydos Show Audio
    Hour 3: Does Coca-Cola taste better at McDonald's?

    Mac & Gaydos Show Audio

    Play Episode Listen Later Mar 10, 2026 33:40


    Bruce & Gaydos explain why Coca-Cola tastes different at fast food restaurants than when you drink it from a bottle.

    Ite Ad Joseph
    3rd Sunday of Lent, March 8, 2026.

    Ite Ad Joseph

    Play Episode Listen Later Mar 9, 2026 8:52


    Coca Cola, the Woman at the Well, and the thirst within every human heart. 

    IDEAS+LEADERS
    288. Art of Difficult Conversations - Mary J Nestor

    IDEAS+LEADERS

    Play Episode Listen Later Mar 9, 2026 31:42


    In episode 288 of the IDEAS+LEADERS Podcast, I'm joined by Mary J. Nestor, leadership consultant, executive coach, and author of the Amazon #1 bestseller Say It Now! Say It Right!: How to Handle Tough or Tender Conversations. With more than 25 years of experience in organizational development and communication, Mary has helped thousands of leaders and teams, including those at Coca-Cola, Coach, and Coldwell Banker, learn how to communicate with clarity, courage, and compassion.We talk about why so many people avoid difficult conversations, how silence quietly damages relationships at work and at home, and why honesty, when delivered with care, is often the most powerful form of leadership.In this episode, we discuss:Why avoiding difficult conversations often creates bigger problemsHow honesty can strengthen relationships rather than harm themHow to balance truth, timing, and tact when speaking upThe connection between self-talk and leadership communicationHow leaders can create cultures of openness and trustTune in for a thoughtful conversation about communication, courage, and learning to say what truly matters.You can connect with Mary here: Home | Mary J. NestorThank you for joining me on this episode of IDEAS+LEADERS. If you enjoyed this episode, please share, subscribe and review so that more people can enjoy the podcast on Apple https://apple.co/3fKv9IH or Spotify https://sptfy.com/Nrtq.

    The Van Wie Financial Hour
    March 7th, 2026 - Oil Spikes and War in the Middle East

    The Van Wie Financial Hour

    Play Episode Listen Later Mar 9, 2026 44:25 Transcription Available


    In this lively financial talk show, hosts Steve, Adam, and Joey explore a whirlwind of economic events, including the surprising market effects of a new conflict in Iran and dramatic shifts in asset performance like software and commodities. They delve into intriguing topics like AI's influence on jobs, new investment regulations, and even share historical trivia about Coca-Cola's bottling division. With insightful discussions and listener interactions, the show combines expert analysis with engaging storytelling.

    Bubbles Mushrooms Podcast
    Ep207: FedEx and Feces

    Bubbles Mushrooms Podcast

    Play Episode Listen Later Mar 8, 2026 56:27


    That's right, it's finally time once again for your best Monday podcast called Bubbles' Mushrooms. We start this pig in the usual fashion with the boring chit-chat and talk about all different kinds of things like new flashback drops, Katie is doing her punch needle and playing her small guitar again, we have an extremely rare Edward homeownership update, Katie went to school, Luke and Edward bash FedEx for a while, Jaclyn has a FutureCalendar surprise and we break down our listening statistics. Speaking of statistics, Jaclyn decides to take her studies into the show by hosting a trivia and stats quiz for us this week. How many dumb dumbs know that Coca Cola used to contain cocaine? Does Edward love getting points and questions? Will Luke and Edward keep making weird mouth noises? Find out this week only on Bubbles' Mushrooms! Give us a follow on Insta @bubbmush and email the show at bubbmush@gmail.com - Thanks for checking out the show!

    DESIGNERS ON FILM
    Arrival (2016) with Debbie Millman

    DESIGNERS ON FILM

    Play Episode Listen Later Mar 7, 2026 44:34


    Debbie Millman, designer, author, educator, curator, artist, and pioneering podcast host, joins Designers On Film to talk about Arrival (2016), a movie that has all the ingredients to keep you engaged and make you curious about life on this planet, or life beyond this planet. Amy Adams is Louise Banks, Jeremy Renner is Ian Donnelly, and together they're brought into a government operation to understand, analyze, and hopefully communicate with visitors from another planet. In addition to sharing everything about the movie that she loves, Debbie also talks about how science has been an integral part of her own life, why she believes in alien lifeforms, and ponders big questions about language, love, and time.-Debbie Millman is host of the pioneering podcast Design Matters. Fast Company called her "one of the most creative people in business" and Graphic Design USA called her "one of the most influential designers working today." She's a "woman of influence" as Success Magazine has said, building a career at the intersection of design, storytelling, and cultural commentary. As the founder and host of Design Matters, one of the first and longest-running podcasts in the world, she's interviewed more than 700 of the world's most creative thinkers and makers, having earned the Cooper Hewitt National Design Award, multiple Webby awards and Ambie nominations, and numerous accolades from Apple Podcasts who named Design Matters one of their "All-Time Favorites" three times. Debbie worked on the concept and design of the vault plate that's aboard NASA's Europa Clipper mission to Jupiter's moon. Her work has also appeared in The New York Times, The Washington Post, Philadelphia Inquirer, New York Magazine, The Baffler, The New York Review of Books, and Fast Company. The author of two books of illustrated essays, plus author of eight books, she's also Editorial Director of PrintMag.com which she co-owns, Debbie and her business partners rescued the publication from bankruptcy in 2019, preserving its 80-year legacy. Debbie and her wife, best-selling author Roxane Gay, recently acquired The Rumpus. Debbie lives in New York City and Los Angeles with her beautiful wife, two lovable cats and a very charismatic dog.https://www.printmag.com/author/debbie-millman/https://www.instagram.com/debbiemillman/https://designmattersmedia.com/https://apple.co/designmattershttps://debbiemillman.com/https://therumpus.net/-Zipeng Zhu is a Chinese-born artist, designer, educator, and founder of the award-winning creative studio Dazzle in New York City. He wants to make every day a razzle-dazzle musical and has collaborated with iconic brands such as Apple, Adidas, Adobe, Coca-Cola, Instagram, MTV, Microsoft, Netflix, The New York Times, The New Yorker magazine, Samsung and Uber. His work has been exhibited at major museums and institutions in cities all over the world, including New York, Barcelona, Dubai, Shanghai, Beijing, and Mumbai. Zipeng dedicates his days running both the Dazzle Studio and merch shop Dazzle Supply, bringing his dazzling design to clients and fans around the globe.https://dazzle.studio/-Arrival (2016)https://www.imdb.com/title/tt2543164/‍ ‍https://www.imdb.com/name/nm5384213/‍ ‍Stories of Your Life and Others by Ted Chianghttps://amzn.to/4rfSiBk‍ ‍-Other movies, shows, and books discussed:Close Encounters of the Third Kind (1977)Contact (1997)Interstellar (2014) The Twilight Zone, S3.E24: To Serve Man (1962)

    Astillero Informa con Julio Astillero
    Mesa del más allá - 06 de marzo de 2026

    Astillero Informa con Julio Astillero

    Play Episode Listen Later Mar 6, 2026 60:35


    Doloroso ver a Coca-Cola en la mañanera; Sheinbaum sabe el daño que causa a la salud: Mesa+AlláEnlace para apoyar vía Patreon:https://www.patreon.com/julioastilleroEnlace para hacer donaciones vía PayPal:https://www.paypal.me/julioastilleroCuenta para hacer transferencias a cuenta BBVA a nombre de Julio Hernández López: 1539408017CLABE: 012 320 01539408017 2Tienda:https://julioastillerotienda.com/ Hosted on Acast. See acast.com/privacy for more information.

    BeursTalk
    Oorlogsschade voor beleggers is relatief beperkt

    BeursTalk

    Play Episode Listen Later Mar 6, 2026 42:51


    "Historisch gezien neemt de beurs dit soort grote geopolitieke ontwikkelingen voor kennisgeving aan", zegt Han Dieperink van Aureus Vermogensbeheer. Hij voegt daaraan toe dat meestal een maand na zo'n aanval de beurs 2 procent hoger staat en na zes maanden 6 procent hoger en een jaar later 8 procent hoger. Ook Richard de Jong van Van Lieshout & Partners denkt dat uiteindelijk de ratio zal overheersen. "Wie er ook de nieuwe leider wordt van Iran, een afsluiting van de Straat van Hormuz is voor Iran zelf ook niet vol te houden. 90 procent van hun olie-export gaat via de Straat van Hormuz." Richard denkt dat het conflict op relatief korte termijn opgelost gaat worden. Wat de beurs betreft: de volatiliteit nu is oplopen, maar nog altijd een stuk lager dan toen Trump in april vorig jaar zijn handelstarieven invoerde. Dat zou beleggers moed kunnen geven. Over Broadcom zijn beide experts zeer te spreken. De Amerikaanse chipfabrikant liet spectaculaire cijfers zien en de vooruitzichten zijn ook nog eens prima. Op software maken ze een marge van 90 procent en op hun chips 60 procent. Richard denkt er ook over om zijn belang in Broadcom uit te breiden. Verder in de podcast bespreken we, naast de economische ontwikkelingen, de resultaten van onder andere ASMI, UMG en TKH. Natuurlijk bespreken we ook de luisteraarsvragen en geven de experts hun tip. Richard tipt een groot techbedrijf dat goedkoper is dan Coca-Cola, Han tipt een Ierse financiële instelling met een notering aan de New York Stock Exchange. Geniet van de podcast! Let op: alleen het eerste deel is vrij te beluisteren. Wil je de hele podcast (luisteraarsvragen en tips) horen, wordt dan Premium lid van BeursTalk. Dat kost slechts 9,95 per maand, 99 euro voor een heel jaar. Abonneren kan hier! VanEck ETF’s (advertorial) Deze week is ook weer het tweewekelijks gesprek te beluisteren met Martijn Rozemuller, ceo van VanEckETF’s, de partner van BeursTalk. In deze aflevering gaat het over de oorlog in het Midden-Oosten en de impact daarvan op beleggers. We bespreken ook een luisteraarsvraag die daar goed op aansluit. 'Best schokkend', zo omschrijft Martijn de situatie in het Midden-Oosten. Geen symbolische aanval zoals afgelopen zomer, maar een serieuze oorlog waarbij ook de Arabische Golfstaten bij betrokken zijn. Een relevante vraag voor beleggers is hoelang de oorlog gaat duren. Hoe langer die duurt, des te groter de impact ervan. Nu die oorlog begonnen is, kun je als belegger eigenlijk al niet veel meer doen. Toch hoeft je daar niet van in paniek te raken. Zeker al je echt een langetermijnbelegger bent met een degelijk gespreide portefeuille, dan is er niet veel aan de hand. De geschiedenis leert dat zelf oorlogen, uiteindelijk niet meer dan ruis zijn, op de stijgende lijn die beurzen op de lange termijn laten zien. 'Zijn er ETF's die geschikt zijn in het geval van een dip, een correctie, een crash of een Black Swan?', luidt de vraag van een luisteraar. Een lastige vraag, vindt Martijn en het antwoord zal ik niet verklappen, maar wie Martijn al enige tijd volgt, kan wel raden welke richting het uitgaat. Geniet van de podcast! De gepresenteerde informatie door VanEck Asset Management B.V. en de aan haar verbonden en gelieerde bedrijven (samen "VanEck") is enkel bedoeld voor informatie en advertentie doeleinden aan Nederlandse beleggers die Nederlands belastingplichtig zijn en vormt geen juridisch, fiscaal of beleggingsadvies. VanEck Asset Management B.V. is een UCITS-beheerder. Loop geen onnodig risico. Lees de Essentiële Beleggersinformatie of het Essentiële-informatiedocument. Meer informatie? https://www.vaneck.com/nl/nl/See omnystudio.com/listener for privacy information.

    Off The Cuff
    Dare to Believe

    Off The Cuff

    Play Episode Listen Later Mar 5, 2026 44:27


    Episode 616: Adam Banks talks about the following topics in this episode:1. The United States Attacks Iran 2. Today's National Holiday-National Name Tag Day3. Preview of the KHSAA 11th Region Tournament4. Interview with Musical Artist, Timothy "IBeli3ve" Lamont and KHSAA 11th Region Director, Lisa Hager  -The road to the state championship is heating up, and today we've got two special guests who are helping take the 11th Region Tournament to the next level.First, representing the action on the court, we're joined by the KHSAA 11th Region Tournament Director, Lisa Hager — the driving force behind this year's tournament at Eastern Kentucky University.And adding a whole new vibe to the semi-finals, we have Coca-Cola music artist Timothy ‘ibeli3ve' Lamont. Fresh from Coke Studio Los Angeles, he's the creative mind behind the upcoming EP The Rookie — and he's bringing that energy straight to center court. He will be the halftime performer! Adam Banks sits down with both guests to talk about the upcoming 11th Region Basketball KHSAA TournamentFollow OFF THE CUFF WITH ADAM BANKS:FB: @offthecuffwithadambanksIG:@offthecuffwithadambanksTwitter:@theadambanksIG:@theadambanksSubscribe on Apple Podcasts, Spotify, YouTube!**and all other major podcasting platforms**http://linktr.ee/offthecuffwithadambanks

    Brands, Beats & Bytes
    Album 8 Track 7: The Art of Creative Violence: Building Bold Brands w/ Noel Cottrell

    Brands, Beats & Bytes

    Play Episode Listen Later Mar 5, 2026 89:25


    Album 8 Track 7: The Art of Creative Violence: Building Bold Brands w/ Noel CottrellAre legacy advertising holding companies sinking like the Titanic? In this episode of the Brands, Beats, and Bytes podcast, hosts DC and LT welcome creative savant and industry giant, Noel Cottrell.After building a storied career working with massive brands like Sissy Boy Jeans, Coca-Cola, and E-Trade (yes, he helped create the famous talking baby Super Bowl ads!), Noel is upending the agency model once again. He breaks down why he founded his new agency, Murder Hornet, on the principle of "creative violence"—the idea that discomfort is a catalyst for change, better work, and greater impact.Whether you are an agency veteran, a freelance creative, or a brand marketer looking for braver work, this episode is a masterclass in navigating the modern marketing landscape. Noel gets incredibly candid about his biggest career mistake, the rise of the indie agency, and exactly how his team is using AI to save clients hundreds of thousands of dollars.Key Takeaways:The Power of Creative Violence: Why playing it safe is the riskiest move a brand can make, featuring the wild origin story of the Sissy Boy Jeans campaign.Surviving the "Bloodbath": Why traditional holding companies are failing and how freelancers and indie agencies are perfectly positioned to win.The "Nest and Swarm" Model: How to build a highly flexible, future-proof agency structure.Real AI Integration: How to use AI agents to build bespoke creative teams and drastically cut production costs for clients.Owning Your F-Ups: A deeply personal lesson in leadership, ego, and the importance of professional forgiveness.Don't forget to subscribe, rate, and share with a fellow Brand Nerd!Instagram | LinkedIn

    Astillero Informa con Julio Astillero
    Mesa de los miércoles | ¡Un tremendo error!

    Astillero Informa con Julio Astillero

    Play Episode Listen Later Mar 4, 2026 33:43


    4T no debió tener a Coca-Cola en la mañanera, su más valioso activo de comunicación política: mesaEnlace para apoyar vía Patreon:https://www.patreon.com/julioastilleroEnlace para hacer donaciones vía PayPal:https://www.paypal.me/julioastilleroCuenta para hacer transferencias a cuenta BBVA a nombre de Julio Hernández López: 1539408017CLABE: 012 320 01539408017 2Tienda:https://julioastillerotienda.com/ Hosted on Acast. See acast.com/privacy for more information.

    Astillero Informa con Julio Astillero
    Entrevista al Dr. Simón Barquera - 04 de marzo de 2026

    Astillero Informa con Julio Astillero

    Play Episode Listen Later Mar 4, 2026 14:01


    El dinero que invierte Coca-Cola en México no vale los millones de muertes que causa: Simón BarqueraEnlace para apoyar vía Patreon:https://www.patreon.com/julioastilleroEnlace para hacer donaciones vía PayPal:https://www.paypal.me/julioastilleroCuenta para hacer transferencias a cuenta BBVA a nombre de Julio Hernández López: 1539408017CLABE: 012 320 01539408017 2Tienda:https://julioastillerotienda.com/ Hosted on Acast. See acast.com/privacy for more information.

    Asticharlas con Julio Astillero
    Entrevista a Alejandro Calvillo - 03 de marzo de 2026

    Asticharlas con Julio Astillero

    Play Episode Listen Later Mar 4, 2026 9:37


    Coca-Cola provoca 150 mil casos de diabetes y enfermedades cardiovasculares al año: CalvilloEnlace para apoyar vía Patreon:https://www.patreon.com/julioastilleroEnlace para hacer donaciones vía PayPal:https://www.paypal.me/julioastilleroCuenta para hacer transferencias a cuenta BBVA a nombre de Julio Hernández López: 1539408017CLABE: 012 320 01539408017 2Tienda:https://julioastillerotienda.com/ Hosted on Acast. See acast.com/privacy for more information.

    10PlusBrand
    Competitive Moat in the AI Native Age: Trust, Identity & Customer Experience_Joanne Z. Tan_Season 2, Episode 88

    10PlusBrand

    Play Episode Listen Later Mar 4, 2026 13:59


    What is the best competitive moat in Agentic AI? Why AI Can't Replicate Brand Trust and Identity? Brand strategy, brand moat, brand trust, customer experience, Brand DNA, thought leadership, brand differentiation, AI era branding, AI experience design, AIXD™. A brand moat is built on trust, identity, and user experience — assets AI and competitors cannot easily replicate. In an era where AI accelerates commoditization and competition, your brand is the one competitive advantage AI cannot copy.  In this episode, global brand strategist, Thought Leadership Coach, and AIXD™ pioneer Joanne Z. Tan breaks down what a brand competitive moat really is and why trust, identity, emotional belonging, and loyalty are the strategic layers that defend your business in the AI native age. Learn how to design experiences that earn deep trust, embed your brand in customer identity, and turn loyalty into compounding business value — even when products and features become indistinguishable. Tune in for examples from iconic brands, Warren Buffet's wisdom, brand moat frameworks, and practical questions you can start applying today to build and strengthen your brand's moat. Watch it as a video Read it as a blog Timestamps 00:00 - Introduction + Warren Buffett on Coca-Cola and brand power 01:05 - Why executives underestimate brands (brand as expense vs strategic fortress) 01:50 - What is Buffett's “economic moat” vs what is a “brand moat”? 03:05 - Coca-Cola and Apple: how strong brands create pricing power and loyalty 04:25 - What a Brand Moat includes (trust, identity, emotional belonging, loyalty) 05:20 - The architecture of brand loyalty + why trust takes time to build 06:35 - Brand trust can't be automated: AI agents, low-stakes vs high-stakes decisions 08:05 - Trust in technology: privacy, security, explainable results, integrity 09:05 - Three elements of a Brand Moat overview 09:25 - Element 1: Consistent customer experience (every touchpoint builds or breaks trust) 10:20 - Element 2: Building trust (pricing power, retention, CAC realities) 11:15 - Element 3: Brand identity and meaning (identity marks and belonging) 12:05 - Building your Brand Moat: audit gaps, invest in trust infrastructure, design identity association, use AI to elevate human experience 13:15 - A moat alone isn't enough: staying top-of-mind (Coca-Cola advertising example) 13:55 - Closing: user experience is brand experience + enterprise destiny + call to action

    The Career Refresh with Jill Griffin
    5 Body Language Signals Every Leader Should Recognize (and What to Do When You See Them)

    The Career Refresh with Jill Griffin

    Play Episode Listen Later Mar 3, 2026 13:48 Transcription Available


    Your influence isn't just in what you say, it's in what you notice. This episode breaks down five essential body-language tells that appear with bosses, clients, peers, and direct reports. You'll learn what each signal means, how to read the room with precision, and the practical steps to take when someone is confused, disengaged, overwhelmed, or resistant. If you want to communicate clearly, build stronger relationships, and lead with intention, this episode shows you how.The subtle cues that reveal disagreement, doubt, or disconnectionHow to adjust your communication in real time—without overreacting or assumingWhat to say (and avoid) when you spot tension, resistance, or appeasementSupport the showJill Griffin, host of The Career Refresh, delivers expert guidance on workplace challenges and career transitions. Jill leverages her experience working for the world's top brands like Coca-Cola, Microsoft, Hilton Hotels, and Martha Stewart to address leadership, burnout, team dynamics, and the 4Ps (perfectionism, people-pleasing, procrastination, and personalities). Visit JillGriffinCoaching.com for more details on: Book a 1:1 Career Strategy and Executive Coaching HERE Build a Leadership Identity That Earns Trust and Delivers Results. Gallup CliftonStrengths Corporate Workshops to build a strengths-based culture Team Dynamics training to increase retention, communication, goal setting, and effective decision-making Keynote Speaking Grab a personal Resume Refresh with Jill Griffin HERE Follow @JillGriffinOffical on Instagram for daily inspiration Connect with and follow Jill on LinkedIn

    Brand Growth Heroes
    The Secret Maths Formula YOU Need To Scale Your CPG Brand with Dr. James Richardson of Ramping Your Brand

    Brand Growth Heroes

    Play Episode Listen Later Mar 3, 2026 29:14


    What if I told you that there is a mathematical formula that separates those brands that scale really quickly and those brands that just tick along nicely? Well, there is one. I wish I had found out about it 25 years ago, but today the guest that we've got on the show (all the way from the USA) has studied this IN DETAIL, and comes on the show today to help YOU learn all about it.***If you like this episode and learn from it, PLEASE share it with a fellow founder or colleague, subsrcibe or folllow the show, and leave a review - it makes a real difference to us at Brand Growth Heroes**Dr James Richardson, author of 'Ramping Your Brand - How to Ride the Killer CPG Growth Curve', unpicks this maths for the first time, giving you the formula to help your brand scale like the enormous skate ramp brands in the USA.Ramping Your Brand (2nd Edition) - Dr. James Richardson's book on scaling premium CPG brands Dr. Richardson has lowered the price of the UK paperback from £18 to £9.99 until March 10What You'll Learn in This EpisodeThe Premium Pricing Trap - Why founders face unit economics that are 10-15x worse than big CPG companies (and why you can't avoid it)The 6-10% RoS Rule - The specific monthly growth rate in same-store sales that creates exponential "skate ramp" growthThe Heavy User Strategy - Why your first $10-25M requires a completely different customer acquisition approach than Byron Sharp's mass market playbookDistribution vs. Velocity - How to layer exponential velocity growth on top of linear distribution expansionThe Founder Evolution Journey - The #1 reason investors take over brands (and it's not what you think)Early Fan Research - How to identify and replicate your "Gonzo fans" without spending a fortune on market researchThe Danger of Slow Growth - Why growing too slowly can be just as fatal as not growing at all when you're undercapitalisedUseful LinksConnect with Dr James Richardson on LinkedIn: https://www.linkedin.com/in/premiumgrowthsolutions/Ramping Your Brand (2nd Edition) - Dr. James Richardson's book on scaling premium CPG brands Dr. Richardson has lowered the price of the UK paperback from £18 to £9.99 until March 10Website: https://www.premiumgrowthsolutions.com/Podcast: Startup Confidential (available on YouTube, Apple, Spotify)============================================================Thanks to Brand Growth Heroes' podcast sponsor - Joelson, the commercial law firm=============================================================If you're a founder, you already know how much of your energy goes into building the perfect product, creating standout branding and connecting with your consumers.But don't forget that scaling a CPG business also comes with a maze of legal complexities that can make or break your business journey. From contracts, term sheets and regulatory compliance to protecting your brand's intellectual property as you expand, it's essential to get it right.And that starts with the right legal partner.So we're thrilled to introduce you to Joelson, a leading commercial law firm that specialises in guiding the founders of scaling CPG brands, as Brand Growth Heroes' sponsor.With long-term relationships with clients like Little Moons, Trip, Eat Natural, Bear Graze, and Pulsin, Joelson is also famous for advising the innocent founders in their landmark sale to Coca-Cola! As a female team, we are especially impressed by Joelson's commitment to championing female founders in CPG.Not many law firms are also BCorps, nor do they specialise in helping founders navigate the legal challenges of scaling without stifling the creativity and momentum that got you here in the first place. So thanks, Joelson—we're delighted to have you on board for the second year running.If you'd like to get in touch to find out more, why don't you drop them a line at hello@joelsonlaw.com==============================================.Follow us on our Brand Growth Heroes socials: LinkedIn, Facebook, Instagram and YouTube.Thanks to our Sound Engineer, Gyp Buggane, Ballagroove.com and podcast producer/content creator, Kathryn Watts, Social KEWS.

    Ah ouais ?
    Pourquoi James Bond ne peut pas se passer de Coca-Cola ?

    Ah ouais ?

    Play Episode Listen Later Mar 3, 2026 2:06


    En fait c'est Lee Morrison, le responsable des cascades du film, qui a eu recours au soda pour préparer une poursuite spectaculaire à moto au début de Mourir peut attendre, avec notamment un saut vertigineux à plus de 100 km/h. Comme la route du village italien de Matera où elle se déroulait était faite de pavés glissants, pour éviter que James Bond (Daniel Craig) se gamelle, il a fait déverser sur le sol 32.000 litres de Coca-cola. Dans "Ah Ouais ?", Florian Gazan répond en une minute chrono à toutes les questions essentielles, existentielles, parfois complètement absurdes, qui vous traversent la tête. Un podcast RTL Originals.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

    It's No Fluke
    E334 Sabrina Haschak: The Niche Will Find You

    It's No Fluke

    Play Episode Listen Later Mar 3, 2026 37:40


    Sabrina Haschak is a brand partnerships and influencer marketing executive with over 20 years of experience spanning media, entertainment, and the creator economy. Currently leading brand partnerships at Beacons, she focuses on building innovative ways for brands to turn their creator marketing into a scalable growth channel. She has worked with leading brands including American Express, Resy, Clinique, Coca-Cola and Glossier.

    Uncle Bobcast
    Mickey Mouse meets Coca-Cola

    Uncle Bobcast

    Play Episode Listen Later Mar 3, 2026 83:38


    Mickey Mouse meets Coca-Cola

    Get Rich Education
    595: Housing Is Shifting — And So Is The American Dream

    Get Rich Education

    Play Episode Listen Later Mar 2, 2026 45:38


    Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors.  You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education   Speaker 1  0:20   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:04   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 2  1:38   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:54   Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower.    Keith Weinhold  9:39   Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff.    Keith Weinhold  14:17   Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education.    Keith Weinhold  16:19   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989,   Dani-Lynn Robison  18:08   this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda.   Keith Weinhold  18:24   Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson,   Garrett Gunderson  19:02   that's good to be back. Man. Is really good. Love your energy. Has a nice intro.   Keith Weinhold  19:07   Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now   Garrett Gunderson  19:35   I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it.   Keith Weinhold  21:13   You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way?   Garrett Gunderson  21:32   It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset.   Keith Weinhold  23:09   That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now   Garrett Gunderson  23:17    30 years ago, 30 years ago too. You know, it doesn't even fit anymore.   Keith Weinhold  23:23   Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status.   Garrett Gunderson  24:40   I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled.   Keith Weinhold  27:56   You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that.   Garrett Gunderson  28:05   Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck.   Keith Weinhold  33:30   Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated   Garrett Gunderson  34:04   values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality.   Keith Weinhold  36:33   When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life?   Garrett Gunderson  37:15   I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love.   Keith Weinhold  39:31   Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps.   Garrett Gunderson  39:44   So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth.   Keith Weinhold  43:12   It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show.   Garrett Gunderson  43:43   Hey man, good to be back.   Keith Weinhold  43:51   Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.    Speaker 4  45:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  45:29   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

    The Chinchilla Picking Podcast
    Episode 225: Global Markets in Turmoil: From Middle East Strikes to the Software Debt Trap

    The Chinchilla Picking Podcast

    Play Episode Listen Later Mar 2, 2026 51:50


    Is the financial world on the brink of a 2008-style collapse, or is this just the "slow burn" of a new era? In this high-stakes episode, David Underwood and Brandon Beaver break down the explosive news of U.S. and Israeli strikes on Iran and exactly how you should position your portfolio to profit from the chaos.From the sudden spike in Brent Crude to the shocking rise of the Japanese Yen as a safe haven, we give you the "Buy" and "Short" plays you need for the week ahead. But the real danger might be closer to home—Brandon reveals a terrifying "synthetic liquidity" crisis brewing in the Private Equity and Software sectors that could threaten your pension fund.In this episode, we cover:The Iran Strike Aftermath: Why oil could hit $100/barrel and why David is planning a massive short play once it does.Shipping & War Surcharges: How new fees in the Gulf and Suez are about to hit your wallet and corporate earnings.The "PIK" Debt Trap: Why you must avoid software companies with high "Payment-in-Kind" interest before they implode.The Berkshire Blueprint: A look at the mind-blowing dividends from Buffett's top holdings (Apple, Coca-Cola, and more).Earnings Watch: Vital outlooks for Target, Best Buy, and CrowdStrike in an AI-disrupted market.Don't let market volatility catch you off guard. Tune in to learn how to turn global disruption into an uplifting return.

    Podcast Campamento Krypton
    CKEXTRA#36: Música refrescante: De los jingles de Coca-Cola al Dame Kas - Episodio exclusivo para mecenas

    Podcast Campamento Krypton

    Play Episode Listen Later Mar 2, 2026 63:11


    Agradece a este podcast tantas horas de entretenimiento y disfruta de episodios exclusivos como éste. ¡Apóyale en iVoox! Como lo prometido es deuda, para completar nuestro podcast sobre los refrescos y su universo pop, nos adentramos en la relación de los refrescos y la música. Desde hits como Dame más de Alex de la Nuez al First Time de Robin Beck, pasando por las conexiones de Lana del Rey y Daniel Johnston con Mountain Dew, o la campaña de Generation Next de Pepsi y Raimundo Amador, Los Bravos o Katy Perry, las Andrew Sisters, Suicidal Tendencies o Michael Jackson marcándose música muy "refrescantes". Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

    Nutrition with Judy
    374. The Silent Epidemic We Ignore - Michael Menard

    Nutrition with Judy

    Play Episode Listen Later Feb 26, 2026 71:21


    Support your health journey with our private practice! Explore comprehensive lab testing, functional assessments, and expert guidance for your wellness journey. Find exclusive offers for podcast listeners at nutritionwithjudy.com/podcast. _____Michael and I dive into how childhood trauma reshapes the nervous system, drives addiction, and contributes to chronic illness, mental health struggles, and even premature death. We break down the CDC's ACE (Adverse Childhood Experiences) score, including the powerful data showing that an ACE score is associated with losing years of life, and discuss why trauma may be the hidden driver behind inflammation, immune dysfunction, and chronic disease. Make sure to listen to the full interview to learn more.Michael Menard is an inventor, entrepreneur, and author who grew up as the second oldest of 14 children in Kankakee, Illinois, later discovering that he and his siblings experienced complex childhood trauma. As Vice President of Engineering at Johnson & Johnson, his 14 patents transformed global manufacturing, and his expertise has been sought by the United Nations, NASA, Coca-Cola, and Pfizer. He is the founder of United Against Childhood Trauma (UACT) and the bestselling author of multiple books, including The Kite That Couldn't Fly and Greater Than Gravity.We discuss the following: Who is Michael MenardTrauma's hidden death tollACEs defined by the CDCACE score shortens lifespanCortisol damages brain and bodyShame prevents trauma healingBuilding ACE 2.0 intensityWholeness and EMDR healingThe sacred first 60 daysThe Paradox of Childhood Trauma_____EPISODE RESOURCESUnited Against Childhood Trauma (UACT)WebsiteInstagramThe Kite That Couldn't Fly (Memoir)_____WEEKLY NEWSLETTER 

    Commune
    How Big Tobacco Built the Food Industry with David Chiu

    Commune

    Play Episode Listen Later Feb 26, 2026 44:21


    In this episode, Jeff sits down with San Francisco City Attorney, David Chiu, to discuss his first-in-the-nation lawsuit against major ultra-processed food manufacturers. Drawing parallels to Big Tobacco litigation, David explains how companies like Coca-Cola, PepsiCo, and Kraft Heinz have used addiction science and deceptive marketing – often targeting children and low-income communities – to maximize profits while leaving taxpayers to cover the healthcare costs. They explore the tobacco industry's direct involvement in building the processed food industry, the 1999 executive meeting that predicted devastating health consequences, and why this lawsuit could reshape how we think about America's food system. This show is made possible by: CBDistillery: Go to CBDistillery.com and use code COMMUNE for 25% off. Timeline: Go to Timeline.com/COMMUNE to claim a special offer for Commune listeners. Stemregen: Get 20% off your first order at stemregen.co/commune with the code COMMUNEPOD Vivobarefoot: Try Vivobarefoot risk-free with a 100-day return guarantee, and get 15% off your order at vivobarefoot.com/commune. Bon Charge: Get 15% off when you order at boncharge.com and use promo code COMMUNE 

    The Mindset and Self-Mastery Show
    Shaping Your Inner Dialogue For Better External Results With Nick McGowan

    The Mindset and Self-Mastery Show

    Play Episode Listen Later Feb 26, 2026 28:47


    “There’s a massive link between the way that we talk to ourselves and the results that we get in the world.” In this episode, Nick dives into the significance of our inner dialogue and its profound impact on our external experiences. He emphasizes the importance of shaping our inner dialogue to navigate life’s challenges and the ups and downs we experience each day. Nick explores the mechanics of self-talk, the role of awareness in recognizing negative patterns, and the necessity of self-reflection in personal growth. What to listen for: Our inner dialogue directly influences our external experiences We often allow ourselves to be negative without realizing it Transforming our inner dialogue requires conscious effort and practice Self-reflection is key to understanding our internal narratives Building a healthier inner dialogue takes time and commitment “If we understand our internal dialogue, we can then make different decisions.” Words do matter, and we're saying the most words to ourselves every day Recognizing the way we speak to ourselves is a critical first step to changing our inner dialogue By addressing and changing the way we speak to ourselves, we'll naturally be in a better position to understand the world around us “When we have the inner dialogue that isn’t actually healed, it’s not helpful for us; then it makes the rest of our lives more and more difficult.” The perspective of our inner dialogue colors our view of the world and instantly sets us at a disadvantage in life Think of the negative inner dialogue as a human and see how you really feel about its communication style and comments on your life When we process and heal from trauma and limiting beliefs, our inner dialogue needs to be healed as well; this can be a lifelong process About Nick McGowan I'm Nick McGowan, an entrepreneur, podcaster, and mental health advocate, and I’ve been on a 20+ year journey of personal development, learning to master my mindset, emotions, and the art of living with purpose. As a Mindset and Self-Mastery Mentor, I work with ambitious men and women who want to live their most authentic and joyous lives by helping them master their mindset, emotional awareness, and authentic communication. My mission is to empower people to lead lives that feel aligned, grounded, and truly their own. Throughout my career, I've built teams, streamlined systems, and improved client experiences across SaaS, media, marketing, and personal development spaces. Whether I'm leading cross-functional projects, optimizing SEO, Podcasting, designing strategies, or guiding clients through transformation, I bring a hands-on, solution-focused approach to everything I do. I'm also the host of The Mindset and Self-Mastery Show, where my guests and I unpack the stories that shape us, challenge us, and ultimately guide us back to who we are at our core. On this show, we uncover the secret gems others have discovered through trial and error and breakthroughs, so you can fast-track your growth and master your mindset in your pursuit of self-mastery. Check out the latest episode here. With years of podcasting and two decades of marketing experience, I've mastered the storytelling, interview flow, strategy, and technical production that elevate a podcast from “just content” to something truly impactful. Whether you’re a leader looking to amplify your message, a seasoned speaker and podcast host looking to sharpen your edge, or even a beginner who is wondering how to share their message, I mentor thought leaders through every step of having the conversation they’re here to have on this planet. So, what message are you here to share?! Resources: Check out other episodes about our inner dialogue and managing negative self-talk. Battling Negative Self Talk And The Story From Being Adopted To Becoming An Attorney With Mike Bassett It’s Time We Start Talking About Our Mental Health With Nick McGowan Interested in starting your own podcast or need help with one you already have? https://themindsetandselfmasteryshow.com/podcasting-services/ Thank you for listening! Please subscribe on iTunes and give us a 5-Star review! https://podcasts.apple.com/us/podcast/the-mindset-and-self-mastery-show/id1604262089 Listen to other episodes here: https://themindsetandselfmasteryshow.com/ Watch Clips and highlights: https://www.youtube.com/channel/UCk1tCM7KTe3hrq_-UAa6GHA Guest Inquiries right here: podcasts@themindsetandselfmasteryshow.com Your Friends at “The Mindset & Self-Mastery Show” Click Here To View The Episode Transcript Nick McGowan (00:00.302)Hello and welcome to the mindset and self mastery show. I’m your host, Nick McGowan. Today on the show, I want to talk about shaping our inner dialogue to get better external results. And on the show, I like to get really macro with things because I think that’s where change actually happens. It’s in those moments where we work on the stuff now before the situation happens that we’ll be better equipped to handle whatever situation comes up. I’ve learned this the hard way. Sometimes I think I’m really prepared. I’m good to go. Then I get into a situation and something happens. It’s like, my God, I didn’t expect that to happen. I didn’t know how to handle it or whatever it was. And those moments can literally make or break us because sometimes when we’re going through a situation that we’re maybe a little uncomfortable with or not as confident about, we can start to falter on the things like our principles. or the things that we know to be true and are really consistent within ourselves. So when I think about having an internal dialogue, that’s more of a positive mindset dialogue. This isn’t something to just bypass the stuff that you’ve been through. This is about being able to understand that the moment you’re in right then and there is the only moment that you actually have. So when you’re in that moment, whatever the situation is, If your inner dialogue is in a negative place, let’s say, then that moment’s probably going to turn out not as good as you want it to be, just straight up. But if your inner dialogue is more on a positive note, and I’m using these as black and whites in a sense, then you’re bound to have a better overall experience because of the inner dialogue. So think about it this way. If you wake up in the morning and you instantly think, Today’s gonna be such a shitty day. I hate all these things. I don’t even wanna get out of bed. don’t wanna ever. You probably argue with your partner. You yell at your kids or your animals or whatever. You get on the road, you drive to your office and you’re shitty with everybody else on the road. Nick McGowan (02:37.462)if you woke up a little differently and had a overall mindset and experience from waking up, you probably, even if something happened with your spouse, your partner or your animals or the dude driving past you, you’re probably going to handle that situation differently, at least slightly differently. Now, if you wake up in the morning and you hate yourself and you hate everything that’s going on, there’s work there. be done. It may also be part of your design. I’ve learned about myself that I will wake up in two different states. Super excited, or grumpy as fuck to put it nicely, because in those states, when I wake up and I am unsure of what I want to do or whatever it is that really determines what happens next. I’ve learned about myself that I’m in one of those two states for some reason that has happened the day before. I’ll give you a prime example. I’ve been busy for the past few months and haven’t been able to play music as much. And I’m actively working on an album. And for me, playing music and even just working through concepts of riffs and just even drum parts for like three hours does magical things for me that helps me at a bass level feel like I’m doing something for myself. Not just doing things for clients or for other people or even things for my business that are still for myself, but just, you know, they’re not me playing music and scratching that itch. Being able to spend a little bit of time with that has become really, really, really important to me because I understand that the more aware I am of that, the more that it’ll affect the next day. It’s not a magical pill. It’s not like, you know, I play guitar for two hours one night and then the next day it’s the best fucking day in the entire world. It’s not how this works. But I do understand that that is a part of how I relate to the rest of the world. And I can be aware of that and do something with it. So let’s break down what inner dialogue is. You know what it is. It’s the talking to yourself. If we look at a shitty internal dialogue, you know exactly what that is as well, because I’m pretty sure you do it pretty often. We all do. Nick McGowan (04:59.702)Even the people that say, no, I’m constantly positive. I’m constantly this, constantly that. You don’t really know what those conversations are internally. We just don’t. And I think the people that are bypassing and toxic positivity in a sense, they’re hurting themselves. And I know that because I’ve done that before too. Haven’t you? We’ve all done something like that where we’ve said, this is how I want to be. So I’m just going to do it and not do the work with it. When we have the inner dialogue that isn’t actually healed and it’s not helpful for us, then it makes the rest of our lives more and more difficult. I don’t want to take this down the path of saying this is the only thing that’ll fix everything because I have heard at times where people say you can’t just mindset your way through things. I know that is not what this is about. This is about setting yourself up from a better perspective. and also being able to look at the thing and say, you know, I’m feeling real shitty right now. Why is that? If we can understand where that has come from, even just to know this is the thing, this is what happened, or this is what made me feel this way, or the reason why I feel this way, or the reason why I’m being negative, or even the reason why I’m being super positive, we can at least understand why that is to then do something with it from there. I think sometimes we as people, just allow ourselves to be shitty, just straight up. And I get it. I am shitty at times. The people that know me the best absolutely know this. And sometimes I’ve thought that it was part of my process. That’s how I go through things. And that’s not always the case because there’s being curious, there’s being judgmental, and some of that can like overlap. But then there’s also just being really shitty about things because I don’t feel good about a situation. or feel good in my body or didn’t sleep well enough or whatever it was. But the internal dialogue that says today’s gonna be shitty or this is gonna happen, it’s gonna be bad, whatever. Sometimes those aren’t actually even words. It’s just a feeling. So if we take apart our inner dialogue just over the course of one day and catch the moments where we’re being really, really shitty, I don’t mean to just keep using that, but that’s kinda how it is. Nick McGowan (07:23.778)We’re shitty, we’re being grumpy, we’re being negative about a situation and not actually working through the situation. I’m not talking about sitting there for two hours and processing a thing, but at least understanding that right now I’m feeling this way. So what can I do now to be able to get through your work day or the situation you’re in or what have you? And it can be a mechanical sort of approach of saying, well, I’m going to choose to have a better mindset with this right now. Again, I don’t want you to think of this as bypassing. We are never bypassing. If you need to do work on these things, do the work. But that doesn’t always mean you can do it right then and there. It’s not about just saying, all right, world, time out. I need to process through a thing. Now granted, there are some people that can do that. And for business owners, sometimes it’s easier for us to do that. Sometimes it’s straight up not because there’s just a lot going on. There are many things happening, lots of questions. And as the owner of a company, we, you know, we’re the ones. so the buck stops with us. So we need to be able to answer those things or be on or what have you. But understanding where our internal dialogue is will ultimately shape how the rest of the outcomes are. And it took me a long time to really understand that. And it took me even longer to start to put it into action. And it’s taken me even longer for it to become part of who I am. I joke now about certain things that should have I thought should have taken me a lot faster to get through, but that’s not how it works. So understanding why we have the inner dialogue that we do is almost as important as what we do with that inner dialogue from there. So the ongoing beliefs, the ongoing thoughts that we have, the self-talk that just running through us day in and day out, that’s our inner dialogue. But what’s the inner dialogue like? Nick McGowan (09:27.988)I heard somebody say to me years ago, if you had a friend that talked to you the way that you talk to yourself, you’d probably want to kick his ass. If not, take them off the planet. They’re totally right. I think about the stuff that you say to yourself. Think about it. Think about the stuff you probably said to yourself a fucking hour. Just let that sink in. If some other human said that to you, you’d potentially have a restraining order. You would not want them to be part of your life. Now you may actually have people that are part of your life that do that. You don’t have to do that to yourself. I want to make that clear. You don’t have to do that to yourself. It’s not a penance or anything, depending on what you had done in the past. It’s being able to actually take the dialogue that you have right now and say, well, today’s this day. This is what I have going on today. And if I don’t like those things or I want to change those things, great. Can I do it right now? Can I instantly change it, pivot to something else or what have you? And if you can, wonderful. If you can’t, then that’s what it is. You need to work through that and you need to be in that moment to do it. I think about it in the sense of people going to jobs that they hate. I can think back to different experiences I’ve had at different jobs. I remember sitting there watching the clock. Being like, fucking hate this. I can’t be here anymore. This is nonsense. Part of it was that I knew there was a greater calling for myself. Another part of it was me just being shitty about the situation that I was in and beating myself up because I put myself in that situation. Haven’t you done that? Think about the different times that you’ve done that. Think about the amount of times maybe even today that you’ve done that. And if we just pause that and say, I understand. And yeah, I don’t want to be in this spot right now. But I also understand that I’m just not able to snap my fingers and make a change instantly, and that things will take a little bit of time. That’s where you actually get to mechanically change your mindset and say, this is what I’m going to do. This is how I’m going to put my mind into motion in this specific situation. So if we think about inner dialogue and we think about the external results from that. Nick McGowan (11:44.63)you can start to look back at different situations where you say, you know, I experienced this differently than I had in the past because of the way that I thought about it going into the situation or because of the way that my way of being is now or whatever it was. If we break it down to a very black and white level, there was probably some positive or negative emotions and thoughts and feelings tied to whatever you were doing. And Even if it was subconscious where your subconscious was like, you know what? We’ve done this before, we can do it again. And you didn’t have to really think about it. It just kind of came out. That’s fine. That’s almost like it’s how you’ve healed from it. At least to some extent. Subconscious isn’t there to make us feel better. It’s there to keep us alive and safe. So you’ve probably experienced the opposite side of that more often than not. of I don’t really know what do in this situation. So I feel uncomfortable. I feel weird. I feel this. I feel that that’s normal. We all go through that stuff. I’ll give you an example with myself. I’ve had something recently local networking where I’ve gone out and met with different people. And whenever I get called up to the front to talk about my business, talk about myself, et cetera, there’s always a little bit underneath that’s like, Oh, do you look weird? Do you sound weird? Are you saying the right things? All of that. That’s our subconscious trying to just keep us safe. It’s abnormal. And if it’s not something you do every single day, or even if it’s something you’ve done for a long, long, long time, that can still be there. It’s trying to keep you safe and trying to keep you comfortable. But I know in those situations, I can look at that and go, I’m just going to go out and do what I do. And I’m going to rest on me being authentic. And worst case scenario, somebody says, You said something weird or you looked weird or you did whatever and think about it. Honestly, in most situations like that, if somebody says, I don’t like your shirt, fuck you. Who the fuck cares? Go away. It doesn’t matter. It’s all in our own heads and we’re the ones beating ourselves up about it. And for the most part, everybody else, when they’re having their own problems or thinking of you about, don’t like your shirt or they don’t like whatever it is. That’s a them problem. That has nothing to do with you. We can take that. Nick McGowan (14:05.112)And we can say, I can do something with it or next time I’ll wear a Hawaiian shirt because fuck you, whatever you want, you know? But being able to understand your own inner dialogue can be affected by other people, other situations, other things, but it’s really up to you to do something with your inner dialogue to then turn it into something external. Now I’m not saying that this is a hustle or grind sort of situation. Like you need to have better mindset so you can go out and make millions of dollars because everybody needs 50 fucking homes. That’s not the case at all. What I’m talking about is being able to actually work through your own inner dialogue to feel confident in yourself to do the thing you’re actively doing. But this happens in a nanosecond, which is again why I like to break down these macro pieces because we can work on it right now. where down the road when you get into that situation, you don’t just instantly flounder because you’re falling back on the negative mindset. You’re falling back into the mindset of, I don’t know what to do here, so I’m just gonna shit a little bit. And like, what the fuck? What do I say? What do I do? How do I act? You wanna be able to work on this stuff before you get into those situations so you don’t actually have to think about it while you’re in those situations. Getting back to my example of speaking in front of a room. I speak all the time. I talk to people all the time. I also really love being by myself. When working on my music or going through my sports cards or reading or whatever it is, just by myself, everybody leave me alone. But I know in those moments when I’m in front of people, I have to be on in a way that is truthful to me. Now past me, years and years and years ago, I would have turned on to become somebody else. Almost like the persona, the mamba mentality in a sense. Like I would just become somebody different. And there was always a bit of authenticity to it, but there was also tying into my winning strategy of how I could be loved and how it could be admired and how I could win and all of that. If we understand those components and those pieces, because those make up our internal dialogue, we can then make different decisions. But it’s understanding why our internal dialogue is the way that it is. Some of that may be trauma. Nick McGowan (16:28.3)Some of that may be somebody said something to you as a five-year-old that led you to believe a thing either about yourself, good or bad, or about other people, good or bad. And then that affected the way that you handled things from that point on. That changed the story that you lived from that point on. What I’m talking about is being able to understand why the components make up your internal dialogue and that your subconscious mind is just there to keep you safe. doesn’t really give a shit how you feel or how confident you are in a situation. It’s just there to keep you safe. If you can understand those things and you can understand how you’re acclimated toward things, then you can do something with that. So when you’re in a situation where you have to be in front of people or pick anything that makes you uncomfortable or it’s a little outside of the norm of what you’re used to, you’ll be in a better spot at that point to be able to not only handle that situation, handle yourself because you’ve extracted what the internal dialogue is. Now with me, like I said, I’ll wake up and I’ll either feel great or bad. That’s really black and white. And I’ve asked myself, I’ve started to ask myself each morning, how am I feeling right now? Am I feeling great? Am I feeling bad? And being honest with myself. There’s sometimes I wake up in the morning and I’m like, how are you feeling right now? I’m feeling great, feeling bad. I feel like shit. And I can understand it’s because maybe I ate something too late the night before, or I didn’t sleep well, or there’s something nagging in the back of my mind about some project or something that’s going on or something around the house or whatever it is. But if I can look at that and say, it’s that thing. It’s being able look at that thing and go, cool, well, I see you. And deciding, do I get to do something with it now? Do I need to? Do I not? Whatever it is. being able look at it and just see what it is has given me a lot of confidence to go, okay, cool. Well, now I know what it is. So I’m just going to move along instead of the fear of the unknown in a sense. Now about maybe, I don’t know, 15 years ago or so I was in a a rock band in Philadelphia and we had a song called white bear because of a concept that I learned where somebody said, if I asked you to not think about a white bear, Nick McGowan (18:54.146)Whatever you do, just don’t think about a white bear. So get the white bear out of your mind. It’s whatever you do, don’t think about a white bear. How many times did a white bear pop in your head? Pretty much every time I said it, right? So if we’re focusing on, be shitty, don’t be negative, guess what you’re gonna be? More than likely, probably shitty, probably negative. And the same goes for being positive. Say be really positive be this and be that and be external and do all these things The the thought of that can spur that on But it’s the act that happens within it and what happens after it that is the most important Because even if I said don’t think about a white bear You’re probably gonna think about it because I put it near the foreground here you think about a white bear and then from there you get a choice to be able to think do I want to build out what that white bear looks like. Do I want to think of that as a Coca-Cola bears or do I want to think about it as a bear that I saw when I was younger or whatever and you will start to kind of go through that path. But if you look at the negative and positive internal dialogue that we have, if you try to force yourself to push past something and bypass it, it might work for you right then and there, but it’s going to come back to bite you. So with all of this, your internal dialogue, if you start to understand why do you typically think about X while you’re in this sort of situation, or why do you feel this sort of way when you’re in X situation and think about that now before that situation happens again, I guarantee you will at least be in a better spot to be able to handle that. I can’t guarantee that it won’t look the way that it did before, but it will start to shift a little bit. had an experience a couple of years ago where I was doing a lot of internal work and folding inside out and it was fucking messy. And I remember having a conversation with my partner and I could feel myself welling up and there was a reaction that was about to come out. There was literally a part of me that told myself, Nick, shut the fuck up and leave the house. And guess what I did? I kept fucking talking and I didn’t leave the house and I was aware of it. Nick McGowan (21:19.242)And it was maddening because I thought, you know, I thought about this. I can just do this and like grab myself and leave. No, there was still trauma that needed to be worked through. There were things that were part of my subconscious that I needed to extract. I needed to reframe and needed to look through. And it took me a long time. And there’s still moments where that happens. Not exactly how it did before, but moments where I’ll start to come up and I go, I see you, you fuck. I’m not going to go down that path again. because I was able to do that work in those moments, but I also did work after those moments to say, all right, what happened? What do I do differently? How do I do this differently? It’s sort of like in sports where they watch game tape. They’ll go back and they’re not watching it to say, you fucked up here, you did this wrong. They’re saying, what could we do differently in these situations? And there’s a reason why those people do that. In a black and white way with sports, it can be easy to say you’re tape and film from a previous game or whatever. us. If you had a really shitty day and there was a lot of negative self-talk going through and then by the time you go home all you want to do is just watch TV and veg and look I get it. Especially somebody who’s found out that he’s more of an introvert than he ever thought he was. I really enjoy being able to spend that veg time of relaxing and just being away from people. I’ve also understood in those moments there are certain times where I’m really escaping. We’re trying to escape from something. I may be a little different than you. You may be a little different than me. We’re all different than each other, but we are also very similar and we go through the same sort of things. This is why I have the podcast for us to be able to talk about this stuff and actually call this stuff out because I can almost guarantee that you’ve had some sort of shitty conversation with yourself today. Even like, why did I do that? Or why the fuck didn’t I wash this thing? Or why didn’t this thing happen? Or what about this? and maybe you don’t call yourself an idiot anymore. Nick McGowan (23:22.958)the sentiment is still there at times, right? You know, like there are different things that come up where you’re like, man, what a dumb bastard, I shouldn’t have done that, blah, blah, blah. Again, if you had a friend or somebody else that was like that, you’d call the cops on them or you’d have a restraining order or something. So if you think about your inner dialogue and the stuff that you go through every single day and how it relates to not only the dialogues, either. Positive or negative influence on you But how the long-term effects actually relate to you because you’ll keep doing that over and over and over And sometimes it can be so ingrained that it’s really difficult to get ourselves out of it So one of the things that I really like to do and that I find to be the easiest thing to do in those situations Yep, oftentimes it’s kind of difficult when you’re really charged. So just be aware of it. Just straight up see it and go, man, I’m being shitty again. But catch it and don’t be an asshole to yourself. Don’t be like you’re being shitty, you dumb fuck. Don’t, be nice to yourself about it. You also want to, in some ways, of parent yourself with that. Like, yeah, don’t do that anymore. Let’s look at what’s going on. Let’s actually talk through it. Let’s work through it. So if you have that simple awareness practice of just saying, I see these things. Maybe for you, it’s taking notes of it and saying, I saw this today, I saw this today, this happened, et cetera, et cetera. Maybe it’s just mental notes. Maybe it’s things that you’ve seen over and over and over and you actually don’t want to touch them. Oftentimes that’s because there’s a fear of the unknown or some blocker that’s blocking you from that. And that’s where professionals come into play. People that can help as therapists or different modalities or mentors or… anybody that can kind of work with you on those things that have been through some of that. But at least you can be aware of those things. And I think there’s such power in awareness. The more aware you are, the more aware you are. Like you can’t not see a thing after you’ve seen it. Sometimes it’ll take seeing it 10, 15, 20 times or even more. But you know that you probably have bad dialogue with yourself at times, but you know, I’m better off than I was before. Nick McGowan (25:41.826)or whatever excuse you add in. And that’s fine, because it’s your life, you get to do whatever you want. The question is really, how long do you want to sit in that shit for? And that can be, it can be a dumb question to certain people. They’re like, of course I don’t want to sit in that shit, but yet you’re still sitting in that shit. And look, I do this as well. Every day there are things that happen. And I ask myself, do I want to be shitty about this? No, but you’re gonna fucking damn it, blah, blah, blah. like, all right, Nick. get through it, and now let’s have the conversation. Sometimes you need to let that energy out. Sometimes you also need to go through it a bit to then understand, it’s really in these situations when this happens because I feel this way, or I think this thing. And all that inner dialogue really shapes the way that our external worlds are because we’re setting ourselves up for either success or failure when it comes to that. So I wanna reinforce. that there’s a massive link between the way that we talk to ourselves and the results that we get in the world. And that there isn’t anything to do with hustle or grind culture or going out and making bunches of money or even the total opposite of that and like saving all the homeless people from the entire world. Talking about being able to actually incorporate this into your daily life in every aspect of life. but it takes breaking down how are you having those conversations in your head and what’s coming out of those conversations every single time. And do you want to change that? Do you not want to change that? I want you to think about two things. Think about two situations where, and I’m super confident and comfortable in this sort of situation. Some people might be public speaking. Some people might be playing music. It might be whatever the thing is. And then I want you to also think of what are the situations? One or two situations that make me super uncomfortable. And I’m not telling you have to go share this with the world or talk to other people about it, but to yourself. Like there might be things that you go, I really feel uncomfortable about this, but this is a major part of my job or whatever it is. Great. Look at that. And then start to write out what comes up when I think about this. What comes up in those exact situations. Nick McGowan (28:05.838)because we can all recall a situation and we can put ourselves back in that spot. That’s a fun little playground. It’s like a simulation in the sense to be able to go through and say, I remember being in this spot and maybe feel this way and whatever. But in reality, if you’re able to actually understand why you do the things you do because of the conversations you’re having in your head, you’re able to change the way that you move through the world and therefore able to change the way that you impact the world. And that’s what this is all about. I don’t believe that purpose is just for us as selfish human beings. I believe that purpose actually incorporates the rest of the world and even just our small little corner of the web of life. But if we can change the way that we look at things internally, we can then change the way that we act around and toward other people and ultimately change the way that we live life. You also need to do the work of the things that are coming up that are blocking you or stopping you. So if you have questions about this, you wanna understand what has worked for me or what you could potentially do different than what you’re doing now, please feel free to reach out. I’d love to hear from you. And if there are certain topics like this that you want more discussions on, you want me to unpack more of, I’d love to hear from you. So thank you so much for being with me today. I hope this is helpful and I hope you do something with it. https://www.youtube.com/watch?v=I5nAkIFbQII

    The Jason Rantz Show
    Hour 2: Dems income tax is like viral monkey, AI's effect on Seattle jobs, Coca-Cola discrimination lawsuit

    The Jason Rantz Show

    Play Episode Listen Later Feb 25, 2026 44:46


    That viral Punch monkey video everyone’s sharing? It’s basically Democrats’ income tax strategy. A new bill in the state legislature would regulate how minors interact with AI chatbots. How vulnerable are Seattle jobs to AI? Coca-Cola is being sued for not inviting men to a work trip at a casino. // Big Local: Cheney Public Schools is adding whole milk back on the menu. A Union Gap man was caught in a Net Nanny sting. Democrats want to go easy on him. // You Pick the Topic: Are touchscreens dangerous for drivers?

    The American English Podcast
    207 - Expression: In a Sticky Situation

    The American English Podcast

    Play Episode Listen Later Feb 25, 2026 19:42


    In this engaging (and slightly sticky) episode, we explore the common American English idiom “to be in a sticky situation.” After a real-life kitchen disaster involving spilled honey, we break down what the expression means, where it comes from (it dates back over 200 years!), and how Americans actually use it in everyday conversation. You'll hear relatable examples—from accidentally hitting “Reply All” at work to public mix-ups at the Academy Awardsand even the New Coke decision by Coca-Cola. We'll also compare similar expressions and practice pronunciation so you can say it naturally and confidently. And don't miss Part Two, where we cover the unforgettable Great Molasses Flood. ⭐ Get the full transcript, vocabulary list, quizzes, and more by signing up for Premium Content— available inside ⁠the Academy⁠.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

    The Unofficial Shopify Podcast
    Live Selling Secrets From a $25M Golf Brand

    The Unofficial Shopify Podcast

    Play Episode Listen Later Feb 24, 2026 56:11


    "Nobody wants to get rich slowly." Nick Mertz started Pins and Aces with $6,000 and zero outside capital. Today, his golf lifestyle brand does $25 million a year, employs over 40 people, and ships every order from their own warehouse outside Denver. But with customer acquisition costs through the roof, Nick stopped fighting the ad auction and built an omnichannel machine instead. We break down how live selling on Whatnot and TikTok became a serious revenue channel ($400K in December alone on TikTok Shop), why licensing collabs with Coca-Cola and South Park actually boost brand legitimacy, and how wholesale is flipping from 10% to 40% of revenue. Plus: the grab bag strategy that went nuclear, and why Nick runs his family business like a sports team. SPONSORS Swym - Wishlists, Back in Stock alerts, & more getswym.com/kurt Cleverific - Smart order editing for Shopify cleverific.com Zipify - Build high-converting sales funnels zipify.com/KURT LINKS Pins and Aces: https://pinsandaces.com Nick Mertz on Instagram: https://instagram.com/nvmertz Pins and Aces on Instagram: https://instagram.com/pinsandaces Nick's first episode (June 2023): https://unofficialshopifypodcast.com/episodes/[LINK-TO-ORIGINAL-EPISODE] Whatnot: https://whatnot.com TikTok Shop: https://shop.tiktok.com WORK WITH KURT Apply for Shopify Help ethercycle.com/apply See Our Results ethercycle.com/work Free Newsletter kurtelster.com The Unofficial Shopify Podcast is hosted by Kurt Elster and explores the stories behind successful Shopify stores. Get actionable insights, practical strategies, and proven tactics from entrepreneurs who've built thriving ecommerce businesses.

    The Career Refresh with Jill Griffin
    When You Outgrow the Career You Built, and What To Do Next

    The Career Refresh with Jill Griffin

    Play Episode Listen Later Feb 24, 2026 23:08 Transcription Available


    In this episode of The Career Refresh, Jill Griffin breaks down what really happens when you step into a new version of your career, and why the people around you may not be ready for your evolution. Jill explores how identity, boundaries, and internal validation shape your career growth and leadership presence. If you're in a season of reinvention, feeling friction from others, or sensing that you're outgrowing old patterns, this episode gives you the clarity, language, and mindset shifts to evolve with confidence and intention.Why your growth disrupts old dynamics and how to stay grounded when others resistHow to stop shrinking into outdated expectations and lead with intentionThe four leadership shifts required when you shift into your next-level identitySupport the showJill Griffin, host of The Career Refresh, delivers expert guidance on workplace challenges and career transitions. Jill leverages her experience working for the world's top brands like Coca-Cola, Microsoft, Hilton Hotels, and Martha Stewart to address leadership, burnout, team dynamics, and the 4Ps (perfectionism, people-pleasing, procrastination, and personalities). Visit JillGriffinCoaching.com for more details on: Book a 1:1 Career Strategy and Executive Coaching HERE Build a Leadership Identity That Earns Trust and Delivers Results. Gallup CliftonStrengths Corporate Workshops to build a strengths-based culture Team Dynamics training to increase retention, communication, goal setting, and effective decision-making Keynote Speaking Grab a personal Resume Refresh with Jill Griffin HERE Follow @JillGriffinOffical on Instagram for daily inspiration Connect with and follow Jill on LinkedIn

    Feel Good Podcast with Kimberly Snyder
    Tools to Create Authentic, Health-Supportive Connection with Kalina Silverman

    Feel Good Podcast with Kimberly Snyder

    Play Episode Listen Later Feb 23, 2026 54:12


    In this heartfelt conversation, Kimberly and Kalina explore the importance of in-person connections, the impact of loneliness on health, and the journey from journalism to creating meaningful conversations. They discuss empathy, authenticity, and the role of community in healing, while emphasizing the need for heart-centered living and the power of vulnerability. The discussion also touches on finding common ground in divisive times and the significance of being approachable in everyday interactions.Chapters:00:00 Kimberly00:06 Welcome to Topanga: A Peaceful Beginning00:07 Exploring Personal Journeys and Growth00:17 The Power of In-Person Connection03:11 Understanding Loneliness and Its Impact06:24 The Journey from Journalism to Heart-Centered Conversations09:13 Empathy and Meaningful Connections12:06 The Role of Heart in Decision Making15:02 The Importance of Authenticity in Relationships18:01 The Art of Big Talk and Empathy21:17 Creating Connections Through Shared Experiences24:01 Building Connections Through Shared Experiences25:22 The Power of Community in Shared Struggles27:49 Exploring Social Impact and Human Connection29:44 Finding Common Ground Amidst Differences32:35 The Importance of Authenticity in Conversations35:15 Approachability and Meaningful Interactions38:34 Transforming Strangers into Connections40:56 Navigating Conversations with Vulnerable Individuals42:47 Embracing Vulnerability and Healing Through ConnectionSponsors: FATTY15 OFFER: Fatty15 is on a mission to replenish your C15 levels and restore your long-term health. You can get an additional 15% off their 90-day subscription Starter Kit by going to fatty15.com/KIMBERLY and using code KIMBERLY at checkout.USE LINK: fatty15.com/KIMBERLY FEEL GOOD SBO PROBIOTICSOFFER: Go to mysolluna.com and use the CODE: PODFAM15 for 15% off your entire order. USE LINK: mysolluna.com CODE: PODFAM15 for 15% off your entire order. Kalina Silverman Resources: Book: Big Talk: How to Skip the Small Talk, Make Meaningful Connections, and Enrich Your Life Website: kalinasilverman.com Social: IG: @makebigtalk Bio: Kalina Silverman is a documentary journalist, entrepreneur, speaker, and creator of Big Talk (@makebigtalk)—an award-winning viral media project that highlights meaningful conversations to foster empathy and human connection. She is also an upcoming author, with a Big Talk book set for release under Penguin Random House (Tarcher) in 2026. A Fulbright Scholar, Ambassador, and Public Speaker, Kalina has traveled globally to deliver Big Talk workshops and presentations, including at Fortune 500 off-sites, universities, and mental health organizations. Her TEDx talk on Big Talk has 7 million views, and her social media content has reached 500,000 followers and 125 million+ views. Big Talk has been featured by Good Morning America, TIME, People, PBS, USA Today, KTLA, NBC, and more. Most recently, Kalina partnered with GoFundMe to interview survivors of the Los Angeles wildfires, Hurricane Helene, and the Texas Floods, creating viral videos that helped raise over $2 million in relief funds and garnered international attention. A Northwestern University broadcast journalism graduate, Kalina worked on documentary films in Ecuador and Germany focused on education and the Holocaust. As a Fulbright Research Scholar in Singapore, she studied how to establish cross-cultural empathy through Big Talk. She also co-founded MIXED, Northwestern's first-ever Mixed Race Student Coalition. Beyond journalism and advocacy, Kalina is a model and commercial actress, having appeared in campaigns for Nike, Upwork, Adidas, Coca-Cola, Google, Meta, Sony, Delta, and more. Kalina is passionate about bridging cultures and communities through media, education, and the arts, as well as combating modern-day loneliness and disconnection. An adventurer at heart, she stays active through surfing, Taekwondo, tennis, and dance while also nurturing her creativity through painting, songwriting, and playing piano and guitar.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Morning Announcements
    Friday, February 20th, 2026 - Ex-prince Andrew birthday arrest; “Board of Peace” pledges $7B for Gaza; ICE targets observers; Iran deadline extended

    Morning Announcements

    Play Episode Listen Later Feb 20, 2026 8:18


    Today's Headlines: In a genuinely shocking development, Prince Andrew was arrested in the UK on suspicion of misconduct in public office — a very restrained way of saying he allegedly shared sensitive government information with Jeffrey Epstein. It happened on his birthday, and King Charles said the law will take its course. It's the first arrest of a senior royal since 1647, which is… not recent. Meanwhile in DC, Andrew and Epstein's former bestie Donald Trump convened his self-styled “Board of Peace,” which he continues pitching as a potential replacement for the UN. The focus was Gaza: five countries pledged troops for a stabilization force, nine pledged a combined $7 billion — about 10% of the $70 billion estimated for rebuilding. Trump added a promised $10 billion from the US, source of funds TBD. Hamas has not fully agreed to disarm, but sure. On Iran, Trump warned that Tehran has 10 days to strike a nuclear deal or “bad things will happen,” then extended it to 15 by nightfall.  In South Korea, former president Yoon Suk Yeol was sentenced to life in prison for his 2024 insurrection attempt and brief martial law stunt. The court said it damaged the military's neutrality and the country's credibility. Consequences.  Back home, DHS has launched a nationwide review of naturalized citizens who may have voted before becoming citizens, requiring field offices to justify decisions not to prosecute. The administration is also reportedly exploring ways to criminalize observing ICE agents, despite most related arrests resulting in no charges. And finally, the EEOC is suing a Coca-Cola distributor over a women-only networking event, alleging discrimination. The company says it followed the law.  Resources/Articles mentioned in this episode: AP News: Former Prince Andrew arrested and held for hours on suspicion of misconduct over ties to Epstein AP News: Trump heads to Georgia after securing Board of Peace pledges for Gaza relief funds CNN: Live updates: Trump indicates Iran decision within days and says Board of Peace will be ‘looking over' UN The Guardian: South Korea's former president Yoon Suk Yeol jailed for life for leading insurrection MS Now: White House directing DHS to hunt for voter fraud by naturalized citizens: Sources NPR: The Trump administration is increasingly trying to criminalize observing ICE Axios: Federal agency sues Coca-Cola bottler over work event that excluded men Subscribe to the Betches News Room and join the Morning Announcements group chat. Go to: ⁠⁠⁠betchesnews.substack.com Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

    There Are No Girls on the Internet
    Chris Pratt Is Hawking an Anti-Abortion Prayer App; Elon's Grok Is Doxxing Women; DOGE Bros Let ChatGPT Do Their Job; Trump's Big DEI Loss – NEWS ROUNDUP

    There Are No Girls on the Internet

    Play Episode Listen Later Feb 20, 2026 67:04 Transcription Available


    In this week's News Roundup, Bridget and Producer Mike cover the tech news stories you might have missed. The story behind Hallow, the Christian app hawked by Gwen Stefani: https://mashable.com/article/hallow-prayer-app-gewn-stefani-jd-vance-peter-thiel Elon Musk's Grok doxes adult performer on X: https://www.404media.co/grok-doxing-real-names-birthdates-siri-dahl/ Sleazy facial recognition app unmasks cam girls and sells their images: https://www.404media.co/underground-facial-recognition-tool-unmasks-camgirls/ New UK law requires platforms to remove deepfake nudes and revenge porn within 48 hours: https://www.theguardian.com/society/2026/feb/18/tech-firms-must-remove-revenge-porn-in-48-hours-or-risk-being-blocked-says-starmer The two DOGE bros in charge of cutting National Endowment for the Humanities grants literally just asked ChatGPT what to do: https://www.techdirt.com/2026/02/19/doge-bros-grant-review-process-was-literally-just-asking-chatgpt-is-this-dei/ US civil rights agency sues Coca-Cola distributor for excluding men from casino work trip: https://apnews.com/article/dei-coca-cola-eeoc-lawsuit-andrea-lucas-867fd98ec6d05ab52e7e0a3711e9d492 White Men Learn the Hidden Cost of Suing for Discrimination: https://news.bloomberglaw.com/social-justice/white-men-learn-the-hidden-cost-of-suing-for-discrimination A WIN FOR DEMOCRACY: Trump admin rescinds rule banning discussion of DEI in schools after losing court ruling. https://www.aclu.org/press-releases/department-of-education-backs-down-on-unlawful-directive-targeting-educational-equity Let us know what you think about these stories by emailing hello@tangoti.com or leaving a comment on Spotify! Follow Bridget and TANGOTI on social media! || instagram.com/bridgetmarieindc/ || tiktok.com/@bridgetmarieindc || youtube.com/@ThereAreNoGirlsOnTheInternet || bsky.app/profile/tangoti.bsky.socialSee omnystudio.com/listener for privacy information.