Podcasts about Business

Risks of OOB Access via IP KVM Devices Recently, cheap IP KVMs have become popular. But their deployment needs to be secured. https://isc.sans.edu/diary/Risks%20of%20OOB%20Access%20via%20IP%20KVM%20Devices/32598 Tailsnitch Tailsnitch is a tool to review your Tailscale configuration for vulnerabilities https://github.com/Adversis/tailsnitch Net-SNMP snmptrapd vulnerability A new vulnerability in snmptrapd may lead to remote code execution https://github.com/net-snmp/net-snmp/security/advisories/GHSA-4389-rwqf-q9gq

Kenya is facing rising public discontent over allegations of political corruption, economic stagnation and a shortage of good quality jobs, particularly for the country's Gen Z. One of the government's flagship responses is an ambitious push into digital outsourcing. It argues that call centres, coding work and other IT-enabled services can position the country as a global hub and generate a million new jobs within five years.The model has worked before in countries such as India and the Philippines, but the global landscape is shifting. Advances in artificial intelligence are already transforming the very roles Kenya hopes to attract, raising questions about whether this strategy can deliver long-term employment at scale.Tanya Beckett asks whether Kenya's vision for digital outsourcing can provide stability and opportunity for the country.This week on The Inquiry, we're asking: Can Kenya answer the call for employment?Contributors Joy Kiiru, senior lecturer at the Department of Economics and Development Studies at the University of Nairobi, KenyaMarcus Larsen, professor at the Copenhagen Business School, Copenhagen, DenmarkDeepa Mani, faculty member and deputy Dean for academic programmes at the Indian School of Business, Hyderabad, India Boaz Munga, research consultant at the Kenya Institute for Public Policy Research and Analysis, Nairobi, Kenya Presenter: Tanya Beckett Producer: Matt Toulson Researcher: Evie Yabsley Editor: Tom Bigwood Technical Producer: Craig Boardman Production Management Assistant: Liam Morrey(Photo: President of Kenya William Ruto. Credit: Luis Tato/Getty Images)

What is the UK government planning for young people? With Emma Warren. Help support our independent journalism at theguardian.com/infocus

Dr. Julie Chung shares how T3 reimagined hair tools as beauty products, not appliances. Learn how to create a luxury category by changing placement, design, messaging, and retail strategy. Subscribe and watch Shopify Masters on YouTube!Sign up for your FREE Shopify Trial here.

Crypto News: XRP ETFs are the top-performing crypto ETFs today, and recorded their highest daily trading volume since launch. Grayscale Ethereum Staking ETF becomes first ‘33 Act spot crypto ETF to distribute staking rewards. US government could seize Venezuela's Bitcoin & crypto reserves, CNBC says.Brought to you by

For the first show of 2026, Paul Herrold of the Sons of Speed sits in for Jill who is traveling. Paul and Tom address a number of topics to open the show, including annoying helper AI bots on dealership websites, the death of the Karma Revero (once known as the Fisker Karma), and the return of the Hemi engine to the Ram 1500 lineup. Still in the first segment, Tom reviews the 2026 Nissan Kicks. Tom is impressed by just how much equipment can be had on this small, practical crossover. In the second segment, Paul and Tom are joined by Tim Healey of The Truth About Cars. The guys dare to predict what's coming for the car industry in 2026, especially for electric cars and Cadillac; they also address vehicle affordability and sales. In the last segment Tim joins Paul for Tom's “Best Sellers of 1976” quiz. Listen in to hear who won. Paul wraps up the show with a surprisingly long list of vehicles that didn't return for 2026. 

Jade Warshaw and her husband once found themselves buried under $460,000 in debt, a weight that revealed the emotional patterns sabotaging their financial decisions. Despite their best efforts, no amount of saving or financial planning could break the cycle. It wasn't until they tackled the mindset and emotions driving their choices that they finally eliminated their debt and gained true financial freedom. In this episode, Jade uncovers the emotional traps that prevent people from building lasting wealth, and shares how you can break the cycle to achieve your financial goals in 2026 and beyond. In this episode, Hala and Jade will discuss: (00:00) Introduction (02:38) Emotional Barriers to Financial Success (08:10) Taking Responsibility for Your Finances (10:05) Unpacking Viral Money Trends and Mindsets (18:54) Financial Red Flags and Emotional Traps (26:25) Emotional Audit: Identifying Financial Behaviors (32:25) Navigating Shared Finances in Relationships (42:08) Entrepreneurs' Biggest Money Mistakes (46:46) The Financially Responsible Money Checklist (50:04) Raising Kids With Healthy Money Values (55:27) Achieving Financial Peace and 2026 Goals Jade Warshaw is a debt elimination expert, finance coach, and bestselling author. As a co-host of The Ramsey Show, the second-largest talk radio show in America, she helps people pay off debt and build wealth by teaching them how to shift their mindset and actions around money. Jade's latest book, What Nobody Tells You About Money, provides practical strategies for addressing the emotional barriers that prevent financial freedom. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/PROFITING  Shopify - Start your $1/month trial at Shopify.com/profiting.  Spectrum Business - Visit Spectrum.com/FreeForLife to learn how you can get Business Internet Free Forever. Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan. Intuit QuickBooks - Start the new year strong and take control of your cash flow at QuickBooks.com/money  Quo - Run your business communications the smart way. Try Quo for free, plus get 20% off your first 6 months when you go to quo.com/profiting   Working Genius - Take the Working Genius assessment and discover your natural gifts and thrive at work. Go to workinggenius.com and get 20% off with code PROFITING Resources Mentioned: Jade's Book, What Nobody Tells You About Money: bit.ly/WNOTYAM  Jade's Instagram: instagram.com/jadewarshaw  The Ramsey Show: ramseysolutions.com Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter  LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Personal Finance, Stock Market, Scalability, Investment, Risk Management, Business Coaching, Finance Podcast

Your goals don't fail because you're lazy.They fail because your brain doesn't know what to do next.In this episode of the Kwik Brain podcast, I break down a brain-friendly goal system that turns motivation into follow-through, even if you're busy, overwhelmed, or you've already fallen off track before.Your brain doesn't act on vague intentions.It acts on what you write, what you see, and what you feel.In this episode, you will learn: ✅ The brain-friendly goal formula ✅ Why your brain struggles with 12-month goals and how to use a 90-day focus window instead ✅ How writing your goals down makes you more likely to achieve them (and what to track weekly) ✅ The difference between lag measures vs lead measures (and why lead measures make success inevitable) ✅ How to create “if-then” rules so your habits run automatically (without willpower) ✅ How to prepare for problems before they show up ✅ How to design your environment so good habits are easy and bad habits are harder ✅ A busy-person daily plan ✅ A 60-second recall drill that reinforces confidence and consistencyThis isn't just about setting “better goals.”It's about building a system your brain will actually follow.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this conversation, Dillon Georgian shares his journey in the turf industry, emphasizing the importance of leadership, operational efficiency, and the balance between family and business. He discusses his transition from retail to distribution, the significance of equity incentives, and the need for a resilient mindset in entrepreneurship. Dylan also highlights the role of technology and systems in modern business, the importance of purpose, and the desire to give back to the community. His insights provide valuable lessons for aspiring entrepreneurs and established business leaders alike. 00:00 Leadership and Personal Growth 03:09 The Journey into the Turf Industry 06:02 Operational Efficiency and Cost Management 09:04 Incentives and Equity in Business 11:57 Preparing for Business Exit and Growth 15:02 The Balance of Family and Business 18:11 Starting New Ventures and Market Opportunities 21:14 Scaling and Transforming Businesses 23:56 The Home Service Industry Dynamics 27:11 Technology and Systems in Business 29:53 Mindset and Resilience in Entrepreneurship 32:55 Leadership Style and Team Development 36:01 The Importance of Purpose and Giving Back

Happy New Year, Level Up family! This week, I'm touching on the importance of making decisive choices as we enter this new year. I want to encourage you to reflect on your goals, align your actions with your vision, and commit to becoming the best version of yourselves. By fostering clarity, discipline, and belief, you can not only achieve your personal aspirations but also inspire others to do the same. Links & resources:To follow more info about the podcast@levelup.debbienealCheck out my personal instagram account@debbie_neal

Cryptocurrency Scam Emails and Web Pages As We Enter 2026 Scam emails are directing victims to confidence scams attempting to steal cryptocurrencies. https://isc.sans.edu/diary/Cryptocurrency%20Scam%20Emails%20and%20Web%20Pages%20As%20We%20Enter%202026/32594 Debugging DNS response times with tshark tshark is a powerful tool to debug DNS timing issues. https://isc.sans.edu/diary/Debugging+DNS+response+times+with+tshark/32592/ Old Fortinet Devices Have not been updated Over 10,000 Fortinet devices are still vulnerable to a five year old vulnerability https://www.bleepingcomputer.com/news/security/over-10-000-fortinet-firewalls-exposed-to-ongoing-2fa-bypass-attacks/

What does 2026 hold for indie authors and the publishing industry? I give my thoughts on trends and predictions for the year ahead. In the intro, Quitting the right stuff; how to edit your author business in 2026; Is SubStack Good for Indie Authors?; Business for Authors webinars. If you'd like to join my community and support the show every month, you'll get access to my growing list of Patron videos and audio on all aspects of the author business — for the price of a black coffee (or two) a month. Join us at Patreon.com/thecreativepenn. Joanna Penn writes non-fiction for authors and is an award-winning, New York Times and USA Today bestselling thriller author as J.F. Penn. She's also an award-winning podcaster, creative entrepreneur, and international professional speaker. You can listen above or on your favorite podcast app or read the notes and links below. Here are the highlights and the full transcript is below. (1) More indie authors will sell direct through Shopify, Kickstarter, and local in-person events (2) AI-powered search will start to shift elements of book discoverability (3) The start of Agentic Commerce (4) AI-assisted audiobook narration will go mainstream (5) AI-assisted translation will start to take off beyond the early adopters (6) AI video becomes ubiquitous. ‘Live selling' becomes the next trend in social sales. (7) AI will create, run, and optimise ads without the need for human intervention (8) 1000 True Fans becomes more important than ever You can find all my books as J.F. Penn and Joanna Penn on your favourite online store in all the usual formats, or order from your local library or bookstore. You can also buy direct from me at CreativePennBooks.com and JFPennBooks.com. I'm not really active on social media, but you can always see my photos at Instagram @jfpennauthor. 2026 Trends and Predictions for Indie Authors and Book Publishing (1) More indie authors will sell direct through Shopify, Kickstarter, and local in-person events — and more companies like BookVault will offer even more beautiful physical books and products to support this. This trend will not be a surprise to most of you! Selling direct has been a trend for the last few years, but in 2026, it will continue to grow as a way that independent authors become even more independent. The recent Written Word Media survey from Dec 2025 noted that 30% of authors surveyed are selling direct already and 30% say they plan to start in 2026. Among authors earning over $10,000 per month, roughly half sell direct. In my opinion, selling direct is an advanced author strategy, meaning that you have multiple books and you understand book marketing and have an email list already or some guaranteed way to reach readers. In fact, Kindlepreneur reports that 66% of authors selling direct have more than 5 books, and 46% have more than 10 books. Of course, you can start with the something small, like a table at a local event with a limited number of books for sale, but if you want to consistently sell direct for years to come, you need to consider all the business aspects. Selling direct is not a silver bullet. It's much harder work to sell direct than it is to just upload an ebook to Amazon, whether you choose a Kickstarter campaign, or Shopify/Payhip or other online stores, or regular in-person sales at events/conferences/fairs. You need a business mindset and business practices, for example, you need to pay upfront for setup as well as ongoing management, and bulk printing in some cases. You need to manage taxes and cashflow. You need to be a lot more proactive about marketing, as you won't sell anything if you don't bring readers to your books/products. But selling direct also brings advantages. It sets you apart from the bulk of digital only authors who still only upload ebooks to Amazon, or maybe add a print on demand book, and in an era of AI rapid creation, that number is growing all the time. If you sell direct, you get your customer data and you can reach those customers next time, through your email list. If you don't know who bought your books and don't have a guaranteed way to reach them, you will more easily be disrupted when things change — and they always change eventually. Kindlepreneur notes that “45% of the successful direct selling authors had over 1,000 subscribers on their email lists,” with “a clear, positive correlation between email list size and monthly direct sales income — with authors having an email list of over 15,000 subscribers earning 20X more than authors with email lists under 100 subscribers.” Selling direct means faster money, sometimes the same day or the same week in many cases, or a few weeks after a campaign finishes, as with Kickstarter. And remember, you don't have to sell all your formats directly. You can keep your ebooks in KU, do whatever you like with audiobooks, and just have premium print products direct, or start with a very basic Kickstarter campaign, or a table at a local fair. Lots more tips for Shopify and Kickstarter at https://www.thecreativepenn.com/selldirectresources/ I also recommend the Novel Marketing Podcast on The Shopify Trap: Why authors keep losing money as it is a great counterpoint to my positive endorsement of selling direct on Shopify! Among other things, Thomas notes that a fixed monthly fee for a store doesn't match how most authors make money from books which is more in spikes, the complexity and hassle eats time and can cost more money if you pay for help, and it can reduce sales on Amazon and weaken your ranking. Basically, if you haven't figured out marketing direct to your store, it can hurt you.All true for some authors, for some genres, and for some people's lifestyle. But for authors who don't want to be on the hamster wheel of the Amazon algorithm and who want more diversity and control in income, as well as the incredible creative benefits of what you can do selling direct, then I would say, consider your options in 2025, even if that is trying out a low-financial-goal Kickstarter campaign, or selling some print books at a local fair. Interestingly, traditional publishers are also experimenting with direct sales. Kate Elton, the new CEO of Harper Collins notes in The Bookseller's 2026 trend article, “we are seeing global success with responsive, reader-driven publishing, subscription boxes and TikTok Shop and – crucially – developing strategies that are founded on a comprehensive understanding of the reader.” She also notes, “AI enables us to dramatically change the way we interact with and grow audiences. The opportunities are genuinely exciting – finding new ways to help readers discover books they will love, innovating in the ways we market and reach audiences, building new channels and adapting to new methods of consuming content.” (2) AI-powered search will start to shift elements of book discoverability From LinkedIn's 2026 Big Ideas: “Generative engine optimization (GEO) is set to replace search engine optimization (SEO) as the way brands get discovered in the year ahead. As consumers turn to AI chatbots, agentic workflows and answer engines, appearing prominently in generative outputs will matter more than ranking in search engines.” Google has been rolling out AI Mode with its AI Overviews and is beginning to push it within Google.com itself in some countries, which means the start of a fundamental change in how people discover content online. I first posted about GEO (Generative Engine Optimisation) and AEO (Answer Engine Optimisation) in 2023, and it's going to change how readers find books. For years, we've talked about the long tail of search. Now, with AI-powered search, that tail is getting even longer and more nuanced. AI can understand complex, conversational queries that traditional search engines struggled with. Someone might ask, “What's a good thriller set in a small town with a female protagonist who's a journalist investigating a cold case?” and get highly specific recommendations. This means your book metadata, your website content, and your online presence need to be more detailed and conversational. AI search engines understand context in ways that go far beyond simple keywords. The authors who win in this new landscape will be those who create rich, authentic content about their books and themselves, not just promotional copy. As economist Tyler Cowen has said, “Consider the AIs as part of your audience. Because they are already reading your words and listening to your voice.” We're in the ‘organic' traffic phase right now, where these AI engines are surfacing content for ‘free,' but paid ads are inevitably on the way, and even rumoured to be coming this year to ChatGPT. By the end of 2026, I expect some authors and publishers to be paying for AI traffic, rather than blocking and protesting them. For now, I recommend checking that your author name/s and your books are surfaced when you search on ChatGPT.com as well as Google.com AI Mode (powered by Gemini). You want to make sure your work comes up in some way. I found that Joanna Penn and J.F. Penn searches brought up my Shopify stores, my website, podcast, Instagram, LinkedIn, and even my Patreon page, but did not bring up links to Amazon. If you only have an author presence on Amazon, does it appear in AI search at all? Do you need to improve anything about what the AI search brings up? Traditional publishers are also looking at this, with PublishersWeekly doing webinars on various aspects of AI in early 2026, including sessions on GEO and how book sales are changing, AI agents, and book marketing. In a 2026 predictions article on The Bookseller, the CEO of Bloomsbury Publishing noted, “The boundaries of artificial intelligence will become clearer, enabling publishers to harness its benefits while seeking to safeguard the intellectual property rights of authors, illustrators and publishers.” “AI will be deeply embedded in our workflows, automating tasks such as metadata tagging, freeing teams to focus on creativity and strategy. Challenges will persist. Generative AI threatens traditional web traffic and ad revenue models, making metadata optimisation and SEO critical for visibility as we adjust to this new reality online.” (3) The start of Agentic Commerce AI researches what you want to buy and may even buy on your behalf. Plus, I predict that Amazon does a commerce deal with OpenAI for shopping within ChatGPT by the end of 2026. In September 2025, ChatGPT launched Instant Checkout and the Agentic Commerce Protocol, which will enable bots to buy on websites in the background if authorised by the human with the credit card. VISA is getting on board with this, so is PayPal, with no doubt more payment options to come. In the USA, ChatGPT Plus, Pro, and Free users can now buy directly from US Etsy sellers inside the chat interface, with over a million Shopify merchants coming soon. Shopify and OpenAI have also announced a partnership to bring commerce to ChatGPT. I am insanely excited about this as it could represent the first time we have been able to more easily find and surface books in a much more nuanced way than the 7 keywords and 3 categories we have relied on for so long! I've been using ChatGPT for at least the last year to find fiction and non-fiction books as I find the Amazon interface is ‘polluted' by ads. I've discovered fascinating books from authors I've never heard of, most in very long tail areas. For example, Slashed Beauties by A. Rushby, recommended by ChatGPT as I am interested in medical anatomy and anatomical Venuses, and The Macabre by Kosoko Jackson, recommended as I like art history and the supernatural. I don't think I would have found either of these within a nuanced discussion with ChatGPT. Even without these direct purchase integrations, ChatGPT now has Shopping Research, which I have found links directly to my Shopify store when I search for my books specifically. Walmart has partnered with OpenAI to create AI-first shopping experiences, and you have to wonder what Amazon might be doing? In Nov 2025, Amazon signed a “strategic partnership” with OpenAI, and even though it's focused on the technical side of AI, those two companies in a room together might also be working on other plans … I'm calling it for 2026. I think Amazon will sign a commerce agreement with OpenAI sometime before the end of the year. This will enable at least recommendation and shopping links into Amazon stores (presumably using an OpenAI affiliate link), or perhaps even Instant Checkout with ChatGPT for Amazon. It will also enable a new marketing angle, especially if paid ads arrive in ChatGPT, perhaps even integrating with Amazon Ads in some way as part of any possible agreement, since ads are such a good revenue stream for Amazon anyway. The line between discovery, engagement, and purchase is collapsing. Someone could be having a conversation with an AI about what to read next, and within that same conversation, purchase a bookwithout ever leaving the chat interface. This already happens within TikTok and social commerce clearly works for many authors. It's possible that the next development for book discoverability and sales might be within AI chats. This will likely stratify the already fragmented book eco-system even more. Some readers will continue to live only within the Amazon ecosystem and (maybe) use their Rufus chatbot to buy, and others will be much wider in their exploration of how to find and discover books (and other products and services). If you haven't tried it yet, try ChatGPT.com Shopping Research for a book. You can do this on the free tier. Use the drop down in the main chat box and select Shopping Research. It doesn't have to be for your book. It can be any book or product, for example, our microwave died just before Christmas so I used it to find a new one. But do a really nuanced search with multiple requirements. Go far beyond what you would search for on Amazon. In the results, notice that (at the time of writing) it does not generally link to Amazon, but to independent sites and stores. As above, I think this will change by the end of 2026, as some kind of commerce deal with Amazon seems inevitable. (4) AI-assisted audiobook narration will go mainstream I've been talking about AI narration of audiobooks since 2019, and over the years, I've tried various different options. In 2025, the technology reached a level of emotional nuance that made it much easier to create satisfying fiction audio as well as non-fiction. It also super-charges accessibility, making audio available in more languages and more accents than ever before. Of course, human narration remains the gold standard, but the cost makes it prohibitive for many authors, and indeed many small traditional publishers, for all books. If it costs $2000 – $10,000 to create an audiobook, you have to sell a lot to make a profit, and the dominance of subscription models have made it harder to recoup the costs. Famous narrators and voice artists who have an audience may still be worth investing in, as well as premium production, but require an even higher upfront cost and therefore higher sales and streams in return. AI voice/audio models are continuing to improve, and even as this goes out, there are rumours on TechCrunch that OpenAI's new device, designed by Jony Ive who designed the iPhone, will be audio first and OpenAI are improving their voice models even more in preparation for that launch. In 2026, I think AI-narrated audio will go mainstream with far-reaching adoption across publishing and the indie author world in many different languages and accents. This will mean a further stratification of audiobooks, with high quality, high production, high cost human narrated audio for a small percentage of books, and then mass market, affordable AI-narrated audio for the rest. AI-narrated audiobooks will make audio ubiquitous, and just as (almost) every print book has an ebook format, in 2026, they will also have an audio format. I straddle both these worlds, as I am still a human audiobook narrator for my own work. I human-narrated Successful Self-Publishing Fourth Edition (free audiobook) and The Buried and the Drowned, my short story collection. I also use AI narration for some books. ElevenLabs remains my preferred service and in 2025, I used my J.F. Penn voice clone for Death Valley and also Blood Vintage, while using a male voice for Catacomb. I clearly label my AI-narration in the sales description and also on the cover, which I think is important, although it is not always required by the various services. You can distribute ElevenLabs narrated audiobooks on Spotify, Kobo Writing Life, YouTube, ElevenReader, and of course your own store if you use Shopify with Bookfunnel. There are many other services springing up all the time, so make sure you check the rights you have over the finished audio, as well as where you can sell and distribute the final files. If they are just using ElevenLabs models in the back-end, then why not just do that directly? (Most services will be using someone's model in the back-end, since most companies do not train their own models.) Of course, you can use Amazon's own narration. While Amazon originally launched Audible audiobooks with Virtual Voice (AVV) in November 2023, it was rolled out to more authors and territories in 2025. If your book is eligible, the option to create an audiobook will appear on your KDP dashboard. With just a few clicks, you can create an audiobook from a range of voices and accents, and publish it on Amazon and Audible. However, the files are not yours. They are exclusive to Amazon and you cannot use them on other platforms or sell them direct yourself. But they are also free, so of course, many authors, especially those in KU, will use this option. I have done some for my mum's sweet romance books as Penny Appleton and I will likely use them for my books in translation when the option becomes available. Traditional publishers are experimenting with AI-assisted audiobook narration as well. MacMillan is selling digital audiobooks read by AI directly on their store. PublishersWeekly reports that PRH Audio “has experimented with artificial voice in specific instances, such as entrepreneur Ely Callaway's posthumous memoir The Unconquerable Game,” when an “authorized voice replica” was created for the audiobook. The article also notes that PRH Audio “embrace artificial intelligence across business operations—my entire department [PRH Audio] is using AI for business applications.” And while indie authors can't use AI voices on ACX right now, Audible have over 100 voices available to selected publishing partnerships, as reported by The Guardian with “two options for publishers wishing to make use of the technology: “Audible-managed” production, or “self-service” whereby publishers produce their own audiobooks with the help of Audible's AI technology.” In 2026, it's likely that more traditional publishers — as well as indie authors — will get their backlist into audio with AI narration. (5) AI-assisted translation will start to take off beyond the early adopters Over the years, I've done translation deals with traditional publishers in different languages (German, French, Spanish, Korean, Italian) for some fiction and non-fiction books. But of course, to get these kinds of deals, you have to be proactive about pitching, or work with an agent for foreign rights only, and those are few and far between! There are also lots of languages and territories worldwide, and most deals are for the bigger markets, leaving a LOT of blue water for books in translation, even if you have licensed some of the bigger markets. I did my first partially AI-translated books in 2019 when I used Deepl.com for the first draft and then worked with a German editor to do 3 non-fiction books in German. While the first draft was cheap, the editing was pretty expensive, so I stopped after only doing a couple. I have made the money back now, but it took years. In 2025, AI Translation began to take off with ScribeShadow, GlobeScribe.ai, and more recently, in November 2025, Kindle Translate boosting the number of translated books available. Kindle Translate is (currently) only available to US authors for English into Spanish and also German into English, but in 2026, this will likely roll out to more languages and more authors, making it easier than ever to produce translations for free. Of course, once again, the gold standard is human translation, or at least human-edited translations, but the cost is prohibitive even just for proof-reading, and if there is a cheap or even free option, like Kindle Translate, then of course, authors are going to try it. If the translation gets bad reviews, they can just un-publish. There are many anecdotal stories of indie success in 2025 with AI-translated genre fiction sales (in series) in under-served markets like Italian, French, and Spanish, as well as more mainstream adoption in German. I was around in the Kindle gold-rush days of 2009-2012 and the AI-translation energy right now feels like that. There are hardly any Kindle ebooks in many of these languages compared to how many there are in English, so inevitably, the rush is on to fill the void, especially in genres that are under-served by traditional publishers in those markets. Yes, some of these AI translated books will be ‘AI-slop,' but readers are not stupid. Those books will get bad reviews and thus will sink to the bottom of the store, never to be seen again. The AI translation models are also improving rapidly, and Amazon's Kindle Translate may improve faster than most, for books specifically, since they will be able to get feedback in terms of page reads. Amazon is also a major investor in Anthropic, which makes Claude.ai, widely considered the best quality for creative writing and translation, so it's likely that is used somewhere in the mix. Some traditional publishers are also experimenting with AI-assisted translation, with Harlequin France reportedly using AI translation and human proofreaders, as reported by the European Council of Literary Translators' Associations in December 2025. Academic publisher Taylor and Francis is also using AI for book translation, noting: “Following a program of rigorous testing, Taylor & Francis has announced plans to use AI translation tools to publish books that would otherwise be unavailable to English-language readers, bringing the latest knowledge to a vastly expanded readership.” “Until now, the time and resources required to translate books has meant that the majority remained accessible only to those who could read them in the original language. Books that were translated often only became available after a significant delay. Today, with the development of sophisticated AI translation tools, it has become possible to make these important texts available to a broad readership at speed, without compromising on accuracy.” (6) AI video becomes ubiquitous. ‘Live selling' becomes the next trend in social sales. In 2025, short form AI-generated video became very high quality. OpenAI released Sora 2, and YouTube announced new Shorts creation tools with Veo 3, which you can also use directly within Gemini. There are tons of different AI video apps now, including those within the social media sites themselves. There is more video than ever and it's much easier to create. I am not a fan of short form video! I don't make it and I don't consume it, but I do love making book trailers for my Kickstarter campaigns and for adding to my book pages and using on social media. I made a trailer for The Buried and the Drowned using Midjourney for images and then animation of those images, and Canva to put them together along with ElevenLabs to generate the music. But despite the AI tools getting so much easier to use, you still have to prompt them with exactly what you want. I can't just upload my book and say, “Make a book trailer,” or “Make a short film.” This may change with generative video ads, which are likely to become more common in 2026, as video turns specifically commercial. Video ads may even be generated specifically for the user, with an audience of one, maybe even holding your book in their hands (using something like Cameos on Sora), in the same way that some AI-powered clothing stores do virtual try-ons. This might also up-end the way we discover and buy things, as the AI for eCommerce and Amazon Sellers newsletter says about OpenAI's Sora app, “OpenAI isn't just trying to build a TikTok competitor. They're building a complete reimagining of how we discover and buy things …” “The combination of ChatGPT's research capabilities and Sora's potential for emotional manipulation—I mean, “engagement”—could create something we've never seen before: an AI ecosystem that might eventually guide you through every type of purchase, from the most considered to the most impulsive.” In 2026, there will be A LOT more AI-generated video, but that also leads to the human trend of more live video. While you can use an AI avatar that looks and sounds like you using tools like HeyGen or Synthesia, live video has all the imperfect human elements that make it stand-out, plus the scarcity element which leads to the purchase decision within a countdown period. Live video is nothing new in terms of brand building and content in general, but it seems that live events primarily for direct sales might be a thing in 2026. Kim Kardashian hosted Kimsmas Live in December 2025 with a 45 minute live shopping event with special guests, described as entertainment but designed to be a sales extravaganza. Indie authors are doing a similar thing on TikTok with their books, so this is a trend to watch in 2026, especially if you feel that live selling might fit with your personality and author business goals. It's certainly not for everyone, but I suspect it will suit a different kind of creator to those who prefer ‘no face' video, or no video at all! On other aspects of the human side of social media, Adam Mosseri the CEO of Instagram put a post on Threads called Authenticity after Abundance. He said, “Everything that made creators matter—the ability to be real, to connect, to have a voice that couldn't be faked—is now suddenly accessible to anyone with the right tools.” “Deepfakes are getting better and better. AI is generating photographs and videos indistinguishable from captured media. The feeds are starting to fill up with synthetic everything. And in that world, here's what I think happens.Creators matter more.” It's a long article so just to pick a few things from it: “We like to talk about “AI slop,” but there is a lot of amazing AI content … we are going to start to see more and more realistic AI content.” I've talked to my Patreon Community about this ‘tsunami of excellence' as these tools are just getting better and better and the word ‘slop' can also be applied to purely human output, too. If you think that AI content is ‘worse' than wholly human content, in 2026, you are wrong. It is now very very good, especially in the hands of people who can drive the AI tools. Back to Adam's post: “Authenticity is fast becoming a scarce resource, …The creators who succeed will be those who figure out how to maintain their authenticity [even when it can be simulated] …” “The bar is going to shift from “can you create?” to “can you make something that only you could create?” He talks about how the personal content on Instagram now is: “unpolished; it's blurry photos and shaky videos of people's daily experiences … flattering imagery is cheap to produce and boring to consume. People want content that feels real… Savvy creators are going to lean into explicitly unproduced and unflattering images of themselves. In a world where everything can be perfected, imperfection becomes a signal. Rawness isn't just aesthetic preference anymore—it's proof. It's defensive. A way of saying: this is real because it's imperfect.” While I partially love this, and I really hope it's true, as in I hope we don't need to look good for the camera anymore I would also challenge Adam on this, because pretty much every woman I know on social media has been sent sexual messages, and/or told they are ugly and/or fat when posting anything unflattering. I've certainly had both even for the same content, but I don't expect Adam has been the target for such posting! But I get his point. He goes on:“Labeling content as authentic or AI-generated is only part of the solution though. We, as an industry, are going to need to surface much more context about not only the media on our platforms, but the accounts that are sharing it in order for people to be able to make informed decisions about what to believe. Where is the account? When was it created? What else have they posted?” This is exactly what I've been saying for a while under my double down on being human focus. I use my Instagram @jfpennauthor as evidence of humanity, not as a sales channel. You can do both of course, but increasingly, you need to make sure your accounts at places have longevity and trust, even by the platforms themselves. Adam finishes: “In a world of infinite abundance and infinite doubt, the creators who can maintain trust and signal authenticity—by being real, transparent, and consistent—will stand out.” For other marketing trends for 2026, I recommend publicist Kathleen Schmidt's SubStack which is mostly focused on traditional publishing but still interesting for indies. In her 2026 article, she notes: “We have reached a social media saturation point where going viral can be meaningless and should not be the goal; authenticity and creativity should. She also says, “In-person events are important again,” and, “Social media marketing takes a nosedive… we have reached a saturation point … What publishers must figure out is how to make their social media campaigns stand out. If they remain somewhat uninspired, the money spent on social ads won't convert into book sales.” I think this is part of the rise of live selling as above, which can stand out above more ‘produced' videos. Kathleen also talks about AI usage. “AI can help lighten the burden of publicity and marketing.” “A lot of AI tools are coming to market to lessen the load: they can write pitches, create media lists for you, send pitches for you, and more. I know the industry is grappling with all things AI, but some of these tools are huge time savers and may help a book more than hurt it.” On that note … (7) AI will create, run, and optimise ads without the need for human intervention Many authors will be very happy about this as marketing is often the bane of our author business lives! As I noted in my 2026 goals, I would love to outsource more marketing tasks to AI. I want an “AI book marketing assistant” where I can upload a book and specify a budget and say, ‘Go market this,' then the AI will action the marketing, without me having to cobble together workflows between systems. Of course, it will present plans for me to approve but it will do the work itself on the various platforms and monitor and optimize things for me. I really hope 2026 is the year this becomes possible, because we are on the edge of it already in some areas. Amazon Ads launched a new agentic AI tool in September 2025 that creates professional-quality ads. I've also been working with Claude in Chrome browser to help me analyse my Amazon Ad data and suggest which keywords/products to turn off and what to put more budget into. I'll do a Patreon video on that soon. Meta announced it will enable AI ad creation by the end of 2026 for Facebook and Instagram. For authors who find ad creation overwhelming or time-consuming, this could be a game-changer. Of course, you will still need a budget! (8) 1000 True Fans becomes more important than ever Lots of authors and publishers are moaning about the difficulty of reaching readers in an era of ‘AI slop' but there is no shortage of excellent content created by humans, or humans using AI tools. As ever, our competition is less about other authors, or even authors using AI-assisted creation, we're competing against everything else that jostles for people's attention, and the volume of that is also growing exponentially. I've never been a fan of rapid release, and have said for years that you can't keep up with the pace of the machines. So play a different game. As Kevin Kelly wrote in 2008, If you have 1000 true fans, (also known as super fans), “you can make a living — if you are content to make a living but not a fortune.” [Kevin Kelly was on this show in 2023 talking about Excellent Advice for Living.] Many authors and the publishing industry are stuck in the old model of aiming to sell huge volumes of books at a low profit margin to a massive number of readers, many of them releasing ever faster to try and keep the algorithms moving. But the maths can work for the smaller audience of more invested readers and fans. If you only make $2 profit on an ebook, you need to sell 500 ebooks to make $1000, and then do it again next month. Or you can have a small community like my patreon.com/thecreativepenn where people pay $2 (or more) a month, so even a small revenue per person results in a better outcome over the year, as it is consistent monthly income with no advertising. But what if you could make $20 profit per book? That is entirely possible if you're producing high quality hardbacks on Kickstarter, or bundle deals of audiobooks, or whole series of ebooks. You would only need to sell to 50 people to make $1000. What about $100 profit per sale, which you can do with a small course or live event? You only need 10 people to make $1000, and this in-person focus also amplifies trust and fosters human connection. I've found the intimacy of my live Patreon Office Hours and also my webinars have been rewarding personally, but also financially, and are far more memorable — and potentially transformative — than a pre-recorded video or even another book. From the LinkedIn 2026 Big Ideas article: “In an AI-optimized world, intentional human connection will become the ultimate luxury.” The 1000 True Fans model is about serving a smaller, more personal audience with higher value products (and maybe services if that's your thing). As ever, its about niche and where you fit in the long long long long long tail. It's also about trust. Because there is definitely a shortage of that in so many areas, and as Adam Mosseri of Instagram has said, trust will be increasingly important. Trust takes time to build, but if you focus on serving your audience consistently, and delivering a high quality, and being authentic, this emerges as part of being human. In an echo of what happened when online commerce first took off, we are back to talking about trust. Back in 2010, I read Trust Agents: by Julien Smith and Chris Brogan, which clearly needs a comeback. There was a 10th anniversary edition published in 2020, so that's worth a read/listen. Chris Brogan was also on this show in 2017 when we talked about finding and serving your niche for the long term. That interview is still relevant, here's a quick excerpt, where I have (lightly edited) his response to my question on this topic back in 2017: Jo: The principle of know, like, and trust, why is that still important or perhaps even more important these days? Chris: There are a few things that at play there, Joanna. One is that the same tools that make it so easy for any of us to start and run a business also allow certain elements to decide whether or not they want to do something dubious. And with all new technologies that come, you know, there's nothing unique about these new technologies. In the 1800s, anyone could put anything in a bottle and sell it to you and say, this is gonna cure everything. Cancer — gone. And the bottle could have nothing in. You know, it could be Kool-Aid. And so, the idea of trying to understand what's behind the business though, one beautiful thing that's come is that we can see in much more dimensions who we're dealing with. We can understand better who's the face behind the brand. I really want people to try their best to be a lot clearer on what they stand for or what they say. And I don't really mean a tagline. I mean, humans don't really talk like that. They don't throw some sentence out as often as they can that you remember them for that phrase. But I would say that, we have so many media available to us — the plural of mediums — where we can be more of ourselves. And I think that there's a great opportunity to share the ‘you' behind the scenes, and some people get immediately terrified about this, ‘Ah, the last thing I want is for people to know more about me,' but I think we have such an opportunity. We have such an opportunity to voice our thoughts on something, to talk about the story that goes behind the product. We were all raised on overly produced material, but I think we don't want that anymore. We really want clarity, brevity, simplicity. We want the ability for what we feel is connection and then access. And so I think it's vital that we connect and show people our accessibility, not so that they can pester us with strange questions, but more so that you can say, this person stands with their product and their service and this person believes these things, and I feel something when I hear them and I wanna be part of that.” That's from Chris Brogan's interview here in 2017, and he is still blogging and speaking at writing at ChrisBrogan.com and I'm going to re-listen to the audiobook of Trust Agents again myself as I think it's more relevant than ever. The original quote comes from Bob Burg in his 1994 book, Endless Referrals, “All things being equal, people will do business with, and refer business to, those people they know, like and trust.” That still applies, and absolutely fits with the 1000 True Fans model of aiming to serve a smaller audience. As Kevin Kelly says in 1000 True Fans, “Instead of trying to reach the narrow and unlikely peaks of platinum bestseller hits, blockbusters, and celebrity status, you can aim for direct connection with a thousand true fans.” “On your way, no matter how many fans you actually succeed in gaining, you'll be surrounded not by faddish infatuation, but by genuine and true appreciation. It's a much saner destiny to hope for. And you are much more likely to actually arrive there.” In 2026, I hope that more authors (including me!) let go of ego goals and vanity metrics like ranking, gross sales (income before you take away costs), subscribers, followers, and likes, and consider important business numbers like profit (which is the money you have after costs like marketing are taken out), as well as number of true fans — and also lifestyle elements like number of weekends off, or days spent enjoying life and not just working! OK, that's my list of trends and predictions for 2026. Let me know what you think in the comments. Do you agree? Am I wrong? What have I missed? The post 2026 Trends And Predictions For Indie Authors And The Book Publishing Industry with Joanna Penn first appeared on The Creative Penn.

Dr. Paul White is a psychologist, author, and speaker who “makes work relationships work.” He has written articles for and been interviewed by the BBC News, Business Week, the New York Times, Fortune.com, Fast Company, and Forbes.Dr. White is the coauthor of the best-selling book, The 5 Languages of Appreciation in the Workplace, which has sold over 600,000 copies (written with Dr. Gary Chapman, author of the #1 NY Times bestseller, The 5 Love Languages) and has been translated into 25 languages.Additionally, their online assessment, the Motivating By Appreciation Inventory, has been taken by over 450,000 employees worldwide and is available in multiple languages.As a speaker and trainer, Dr. White has taught around the world, including North America, Europe, South America, Asia, and the Caribbean. His expertise has been requested by PepsiCo, Microsoft, NASA, L'Oreal, The Ritz-Carlton, and numerous other multinational organizations.Get the book, “The 5 Languages of Appreciation in the Workplace”, check it out by clicking on this link: https://www.appreciationatwork.com/books/5-languages-appreciation-workplace/ Connect with Dr. Paul White:Website: www.appreciationatwork.com Facebook: https://www.facebook.com/appreciationatwork Twitter: https://twitter.com/drpaulwhite LinkedIn: https://www.linkedin.com/company/5-languages-of-appreciation-in-the-workplace TurnKey Podcast Productions Important Links:Guest to Gold Video Series: www.TurnkeyPodcast.com/gold The Ultimate Podcast Launch Formula- www.TurnkeyPodcast.com/UPLFplusFREE workshop on how to "Be A Great Guest."Free E-Book 5 Ways to Make Money Podcasting at www.Turnkeypodcast.com/gift Ready to earn 6-figures with your podcast? See if you've got what it takes at TurnkeyPodcast.com/quizSales Training for Podcasters: https://podcasts.apple.com/us/podcast/sales-training-for-podcasters/id1540644376Nice Guys on Business: http://www.niceguysonbusiness.com/subscribe/The Turnkey Podcast: https://podcasts.apple.com/us/podcast/turnkey-podcast/id1485077152

We start with the latest developments in Venezuela after the US' attack. Meanwhile, President Donald Trump is also making military threats to other countries. Business owners in Minneapolis' Somali community say they're being threatened and harassed. The age of some of the victims of a Swiss bar fire is raising questions about whether proper checks were in place. Plus, more rain for flood-impacted California. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Immigrant entrepreneurs often build businesses to last, and their approach to resilience, hospitality, and value creation offers powerful lessons for any small business owner. Show Notes Page: https://www.thehowofbusiness.com/591-neri-sillaman-survival-to-sustainable/ In this episode, Henry Lopez talks with Neri Karra Sillaman, author of Pioneers: Eight Principles of Business Longevity from Immigrant Entrepreneurs, about what immigrant entrepreneurs can teach us about building businesses that endure. Neri shares her remarkable journey from growing up in a Turkish minority family in communist Bulgaria, being forced to flee as refugees, and helping her family rebuild their lives and livelihoods in Turkey. She explains how those early experiences shaped her view of entrepreneurship, not as a career choice, but as a means of survival that later evolved into a powerful business philosophy. Drawing from her family's business experience and her formal business education, Neri discusses several of the core principles from her book, including resilience, authentic hospitality, cultural bridge-building, and a focus on long-term value rather than short-term profit. She explains how immigrant entrepreneurs often leverage past hardship, adaptability, and deep human connection to create businesses that last across generations. Whether you are an immigrant entrepreneur or a small business owner looking to build something sustainable, this conversation offers practical insights on trust, perseverance, and designing a business for longevity. This episode is hosted by Henry Lopez. The How of Business podcast focuses on helping you start, run, grow and exit your small business. The How of Business is a top-rated podcast for small business owners and entrepreneurs. Find the best podcast, small business coaching, resources and trusted service partners for small business owners and entrepreneurs at our website https://TheHowOfBusiness.com

Leonard Botello is the owner and Pit Master of Truth BBQ, which currently has two locations in Houston and Brenham, TX. Leonard grew up in restaurants with his family and went on to study Biology at A&M. He pivoted to BBQ when he had his first real eye-opening experience with craft BBQ. In 2015 he opened the first Truth BBQ in Brenham, Texas and in 2019 he opened the second location in Houston.  Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: - Restaurant Technologies — the leader in automated cooking oil management. Their Total Oil Management solution is an end-to-end closed loop automated system that delivers, monitors, filters, collects, and recycles your cooking oil eliminating one of the dirtiest jobs in the kitchen.. Automate your oil and elevate your kitchen by visiting rti-inc.com or call 888-779-5314 to get started! - Cerboni - Cerboni is an all-in-one financial solution for restaurants. Reliable tax preparation & Business incorporation. Seamless Payroll and compliance report. Strategic CFO Services That Drive Business Growth. Detailed, custom reporting for complete financial clarity. Dedicated support for restaurants & Multi-location businesses. End-to-end financial management under one roof. - US Foods®. Make running your foodservice operation easier and more efficient with solutions from US Foods®. Utilize a suite of digital tools, like the all-in-one foodservice app MOXē®, and enjoy exclusive access to quality Exclusive Brands products. Learn how partnering with US Foods helps you get more out of your business by visiting www.usfoods.com/expectmore - Today's guest recommends: Toast Restaurant 365 Paycom MarginEdge Guest contact info:  Website: https://truthbbq.com Thanks for listening! Rate the podcast, subscribe, and share! 

In this episode of That Entrepreneur Show, host Vincent A. Lanci welcomes a panel of entrepreneurs to discuss their experiences, insights, and strategies for success. The conversation covers a range of topics, including the importance of market immersion, the benefits of podcasting and media presence, health and wellness tips for entrepreneurs, effective marketing strategies, and lessons learned in entrepreneurship. Each guest shares their unique perspectives and advice, emphasizing the value of relationships, credibility, and personal growth in the entrepreneurial journey.As you listen:  00:00 Introduction and Guest Introductions 01:58 Lessons from Market Immersion 03:31 The Power of Podcasting in Business 05:29 Building Credibility through Media and Books 07:22 Health and Wellness Tips for Entrepreneurs 09:14 Marketing Strategies for Startups 10:10 Lessons Learned in Entrepreneurship 13:00 Shoutouts to Fellow Entrepreneurs 17:15 Goals for the New Year 20:11 Final Thoughts and Last Words"You just create it." "Start by starting. Just start." "You have to have that inner drive."

What good is reach if you don't have resonance? In this transformative episode of Business of Story, host Park Howell sits down with Jay Acunzo to explore why clarity isn't enough for brand stories and how to transform expertise into influential public voice through premise development. --- ABOUT JAY ACUNZO --- Jay Acunzo is an author, speaker, and public speaking coach who helps experts become stronger public voices. He's written books about creativity and storytelling, and he's traveled the world giving keynotes to marketers and managers, dentists and designers, leaders and landscapers. His clients include bestselling authors, mainstage TED speakers, startup founders, and seven-figure coaches and consultants. Brands like Salesforce, GoDaddy, Zillow, and Mailchimp have trusted Jay to support some of their most visible projects. He began his career in sales and marketing at Google and HubSpot, and his own journey as a speaker has been featured in 3 different books. Jay's philosophy challenges conventional marketing wisdom: don't market more, matter more. Think resonance over reach. Don't be the best, be their favorite. --- WHAT YOU'LL DISCOVER --- ✓ What a premise really is (and why it's different from a tagline, mission, or niche) ✓ The resonance over reach philosophy and why it creates more business impact ✓ How resonance works (using physics to understand the urge to act) ✓ The narrative argument framework: six beats that move audiences from skepticism to action ✓ Laddered messaging structure: We Want → We Need → We Hope ✓ Story 2.0: Why process alone isn't enough (you need practice and posture too) ✓ The critical difference between clarity and strength in brand storytelling ✓ How to develop your premise through iteration (not instant perfection) ✓ Why focus is something you pick, but clarity is something you build ✓ Real examples: How Jay helped Anne Handley refine her premise for ASAP: As Slow As Possible ✓ Premise examples from James Clear, Simon Sinek, Michelle Warner, and more ✓ How to apply premise thinking to products and services (StoryCycle Genie case study) --- KEY FRAMEWORKS REVEALED --- NARRATIVE ARGUMENT (6 Beats): What are their goals? What's their current approach? What are the problems with that approach? What root cause do you see? What change do they need? How do they implement it? LADDERED MESSAGING (3 Phrases): • We Want: Meet people where they're at • We Need: Your premise/philosophical change • We Hope: The grand transformation STORY 2.0 (3 P's): • Process: Story structure and frameworks • Practice: Regular creation and refinement • Posture: Seeing yourself as a storyteller --- MEMORABLE QUOTES --- The goal is not to market more, it's to matter more. What good is awareness if you don't have affinity? What good is reach if you don't have resonance? Don't be the best, be their favorite. Clarity doesn't mean strength. Clarity doesn't mean efficacy. Focus is something you pick. Clarity is something you build. --- ABOUT BUSINESS OF STORY --- The Business of Story podcast helps business owners and marketers master the art of storytelling to grow their brands and create meaningful impact. Hosted by Park Howell, creator of the StoryCycle System and ABT Framework, each episode features expert guests sharing proven strategies for business growth through authentic narrative. Whether you're building a brand, leading a team, or developing your public voice, Business of Story delivers the frameworks and insights you need to make your message matter. Topics: premise development | resonance over reach | brand storytelling | thought leadership | narrative argument | public speaking | IP development | expert positioning | influential voice | business communication | content strategy | keynote speaking | Story 2.0 | clarity vs strength | laddered messaging

We work hard to build wealth, but are you taking the time to actually protect it? Yes, you have insurance and have established an LLC, but that doesn't mean you're covered.In today's episode, expert Gary Harker of Legally Mine shares three simple asset protection moves you can make right now to protect your money, lower your risk, and stop bleeding money in taxes. You'll get ideas for building wealth for your kids and simple ways to get proactive so you can keep more of what you earn!Topics discussed:The truth about lawsuits in dentistryThe biggest misconceptions about insurance and LLCsHow to separate your business and personal assetsThree simple asset protection moves you can do right nowThe importance of trusts and estate plansStrategies to reduce your tax burden and protect your wealthThe surprising reason you shouldn't hire a dental CPAHow to start the process and talk to your CPASET UP A CONSULTATION WITH GARY @ LEGALLY MINE CLICK HERE-------------------------------------------------------------------This episode was produced by Podcast Boutique https://www.podcastboutique.com  SET UP A CONSULTATION WITH GARY @ LEGALLY MINE CLICK HERE  Get Free DPH Trainings,  Download the App and Join our Community!  CLICK HERETake Control of Your Practice and Your Life We help dentists take more time off while making more money through systematization, team empowerment, and creating leadership teams. Ready to build a practice that works for you? Visit www.DentalPracticeHeroes.com to learn more.

End chaos in your firm—300+ peers use this framework. Free video here: https://www.businessofarchitecture.com/framework In this episode of Business of Architecture, Rion Willard sits down with Camila Brugger, founder of WorldTeams—the company quietly transforming how architecture firms grow. Camila shares her personal journey from witnessing the chaos of her parents' small practice to building a 650-person global team that serves over 200 firms. Her story is raw, energizing, and full of practical insight for any architect tired of doing it all alone. You'll hear how remote talent can unlock growth, freedom, and surprising loyalty—even if you've tried outsourcing before and failed. Camila reveals the mindset shifts and systems that make remote work actually work. And she doesn't hold back on the tough lessons that helped her scale without burning out. In this episode, you'll discover… The silent hiring mistake most architects are still making—and how it's costing them thousands. What one architecture firm owner did to 3X their team without opening a single job ad. Why your dream lifestyle might be just one mindset shift away. To learn more about Camila, visit her website: https://worldteams.com/

What if your lack of progress has nothing to do with effort and everything to do with focus?In this episode, Kevin and Alan challenge how most people think about productivity, progress, and focus. They break down why tactics alone rarely move the needle and why clarity, self-awareness, and pattern recognition matter more than effort. This conversation is for anyone who feels busy but stagnant, disciplined but misdirected, or consistent without seeing proportional results. It reframes how to identify what actually drives outcomes in business, health, and relationships, and why fewer, better decisions compound faster over time.If you are ready to stop confusing motion with progress and start aligning your time with what truly works, listen closely. The leverage is not hidden. It is waiting for you to choose it.Learn more about:If you want to start, grow, scale, or monetize your podcast? Join our “Next Level Podcast Accelerator” – Round 21 – Starting January 6, 2026. Use promocode: NLULISTENER, for 30% off - https://www.nextleveluniverse.com/group-coaching/Your first 30-minute “Business Breakthrough Session” call with Alan is FREE. This call is designed to help you identify bottlenecks and build a clear plan for your next level. - https://calendly.com/alanlazaros/30-minute-breakthrough-session_______________________NLU is not just a podcast; it's a gateway to a wealth of resources designed to help you achieve your goals and dreams. From our Next Level Dreamliner to our Group Coaching, we offer a variety of tools and communities to support your personal development journey.For more information, check out our website and socials using the links below.

The US capture of Nicolás Maduro and his wife, Cilia Flores, on Saturday left many people wondering why? Donald Trump hinted at an answer when he claimed the Venezuelan regime had stolen US oil rights and that American oil companies would help to run Venezuela going forward. Jillian Ambrose, the Guardian energy correspondent, explains to Ian Sample the appeal of Venezuelan oil to the US, how easy it is to extract and what the latest action tells us about Trump's energy strategy. Help support our independent journalism at theguardian.com/sciencepod

Crypto News: Bitcoin hits $93,000 again and Altcoins are on the move. Bitcoin and Ethereum ETFs pull in $646M on first trading day of 2026.Brought to you by

MarTech stack complexity is exploding despite consolidation predictions. Scott Brinker, VP of Platform Ecosystem at HubSpot and founder of chiefmartec.com, reveals why AI added 1,200 new vendors while eliminating just as many in 2025. He explains how agentic AI is shifting power from marketers to customers, breaking traditional sales playbooks as buyers use AI agents to research pricing and bypass controlled journeys. Brinker outlines context engineering as the evolution beyond prompt engineering, requiring marketers to bundle instructions, data access, and tool permissions for effective AI deployment.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today's episode it's all about finding and developing your Big Idea for your thought leadership and public speaking.Ideas are incredibly powerful; they can live on for years, centuries, even millennia. Ideas spark movements for political and social change. Ideas help us as humans understand ourselves, each other, and the world around us.Your idea doesn't have to be something people have never heard of before; that's unlikely as most things have been talked about before - and that's ok!As a speaker, you want to have something interesting and unique to talk about, you want to make a positive impact on your audience, and you want to develop your thought leadership.Perhaps you're not sure what makes a good idea or which of your ideas is the best one. It all feels a bit messy and muddy.That's what I'm going to help you with in this episode! Think of me as your idea whisperer.You'll learn:What a Big Idea isWhy too many speakers get stuck with superficial contentHow to identify your I.D.E.A. using this handy acronym I came up withExamples of Big Ideas from myself, from some of our clients, and from thought leaders you'll recognizeSpecific questions you can ask yourself to get started developing your Big Idea(This episode originally aired as episode 354 on November 6, 2023.)Get these questions and a lot more in our 24-page FREE guide and workbook on Developing Your Thought Leadership at https://www.speakingyourbrand.com/guide/.Links:Show notes at https://www.speakingyourbrand.com/thought-leadership-idea-framework/Get our free Thought Leadership guide and workbook: https://www.speakingyourbrand.com/guide/ Discover your Speaker Archetype by taking our free quiz at https://www.speakingyourbrand.com/quiz/Enroll in our Thought Leader Academy: https://www.speakingyourbrand.com/academy/ Connect on LinkedIn: https://www.linkedin.com/in/carolcoxRelated Podcast Episodes:Episode 352: 7 Things the Best Speakers Do: My Takeaways from TEDWomenEpisode 343: Why YOU are the Messenger for Your Idea and AudienceEpisode 339: Using Public Speaking to Influence Social Change with Tanya Golash-Boza, PhDEpisode 338: Escaping the Expert Trap: From Academic Presenter to Sought-After Speaker with Teri DeLuccaEpisode 319: The 3 Stages We Go Through as Women When We Use Our Voice

Welcome to the Scottish Watches Podcast Episode 741! After wrapping up twenty-twenty-five with a year-in-review, we're diving straight back in. To start the year off properly, we're joined once again... The post Scottish Watches Podcast #741 : We're Back in Business for 2026! Featuring Ken Kessler appeared first on Scottish Watches.

The Comedy Journey: Insights from Erika Rhodes In this episode Keith welcomes Erika Rhodes as they delve into the intricacies of the comedy world, sharing personal anecdotes and insights about their experiences in stand-up. They discuss the challenges of organizing schedules, the nuances of air travel, and the evolution of their comedic material. The conversation also touches on the business side of comedy, audience expectations, and the importance of authenticity in their performances. As they reflect on their growth as comedians, they explore the role of failure in the creative process and the challenges they face in the industry. The discussion concludes with light-hearted banter about personal aspirations and a whimsical ice cream analogy. Get In Touch WIth Erica IG @ericarhodes ... https://www.instagram.com/ericarhodes/?hl=en  Website ericarhodescomedy.com ... https://www.ericarhodescomedy.com/  Chapters 00:00 Introduction and Background 02:13 Navigating the Comedy Scene 04:44 Air Travel Anecdotes 07:39 Comedy Specials and Material Development 10:22 The Business of Comedy 13:15 Personal Growth and Comedy Evolution 16:12 Audience Expectations and Performance 19:00 Authenticity in Comedy 21:59 The Role of Failure in Stand-Up 24:45 Future Aspirations and Industry Challenges 27:35 Final Thoughts and Personal Reflections   #standupcomedy #ericarhodes #podcasting    

In this episode, Candice sits down with Marcia Earhart, heart sync facilitator, life coach, grief and trauma specialist, and founder of the Sterling Rose Sanctuary. Marcia shares her personal journey through profound loss, including the tragic death of two sons, and how her faith carried her through unimaginable grief into a life rooted in healing, purpose, and service. In this episode, they discuss:Why grief can be an exchange rooted in gratitude and loveHow faith provided strength when words and breath were goneThe difference between being broken and being broken openForgiveness as a pathway to freedom and healingHow unresolved grief impacts the body, mind, and spiritThe mission behind the Sterling Rose SanctuaryCreating spaces for peace, presence, and holistic healing This episode is a powerful reminder that even in unbearable loss, purpose can still rise, healing is possible, and hope can be restored when we allow ourselves to be held by faith and love. About Marcia:Marcia Earhart is a Heartsync Facilitator, Life Coach, Grief and Trauma Specialist, Mental Health First Responder, and Mediator, as well as a speaker. She is also the co-Founder of The Sterling Rose Sanctuary—a 501c3 nonprofit dedicated to providing resources for hope and healing to those navigating grief. Marcia is also the author of Grippiing Grace in theGarden of Grief: A Place for the Heart.Website: www.thesterlingrosesanctuary.usFacebook: https://www.facebook.com/TSRS21Instagram: https://www.instagram.com/thesterlingrosesanctuary/Book-Gripping Grace in the Garden of Griefhttps://a.co/d/aMjPf59https://www.linkedin.com/in/marcia-earhart-the-sterling-rose-sanctuary-943a8410b/-----If you're struggling, consider therapy with our sponsor, BetterHelp.Visit https://betterhelp.com/candicesnyder for a 10% discount on your first month of therapy.*This is a paid promotionIf you are in the United States and in crisis, or any other person may be in danger -Suicide & Crisis Lifeline Dial 988-----Connect with Candice Snyder!Website: https://www.podpage.com/passion-purpose-and-possibilities-1/Facebook: https://www.facebook.com/candicebsnyder?_rdrPassion, Purpose, and Possibilities Community Group: https://www.facebook.com/groups/passionpurposeandpossibilitiescommunity/Instagram: https://www.instagram.com/passionpurposepossibilities/LinkedIn: https://www.linkedin.com/in/candicesnyder/Shop For A Cause With Gifts That Give Back to Nonprofits: https://thekindnesscause.com/Fall In Love With Artists And Experience Joy And Calm: https://www.youtube.com/@movenartrelaxationClick this link to receive your FREE TRIAL to The Greenhouse Communityhttps://www.thegreenhousecommunity.com/checkout/the-greenhouse-membership?affiliate_code=11e889

*Book a free strategy call with Shannon here.https://secondactsuccess.co/230Ready to finally start a business in 2026 instead of just talking about it? In this first episode of the year, business coach and host Shannon Russell walks you through a simple, realistic 90-day Q1 plan to launch your business by March 31, 2026. If you've been sitting on a business idea, dreaming about quitting your 9–5, or wanting to add a new offer to your existing business, this pep-talk-meets-strategy session is your green light.You'll learn how to turn your idea into a clear business concept, validate it with real people, and set up the core foundations of your business in the first quarter of the year, without burning out or trying to do everything at once. Shannon breaks Q1 into three focused months so you can move from “someday” to “it's happening” with a step-by-step roadmap.This episode of the Second Act Success Podcast is a must-listen! In this episode, you'll learn:How to use Q1 2026 as your launch season (and why the first 90 days matter so much)The three questions that define your business idea and ideal clientA simple validation strategy so you know people will pay for your offerHow to break your giant to-do list into micro action steps you can actually finishA 90-day goal-setting framework to keep you on track through January, February, and MarchIf you're a woman in a 9–5 job, a busy mom, or an early-stage entrepreneur who wants to start an online business in 2026, this episode will give you the clarity, confidence, and practical steps to get moving in Q1—so by the end of the year, you're running the business you've been dreaming about.Download my free 90-Day Sprint Planner *Get the full show notes here!Leave a review for the Second Act Success Podcast here.******** Book a free Strategy Call with Shannon Watch the free How To Start a Business Training Download the free Career to Business Roadmap Join the Second Act Accelerator Read Shannon's Book - Start Your Second Act: How to Change Careers, Launch a Business, and Create Your Best Life ➡️ Let's Connect: Instagram | LinkedIn | TikTok Home Chef Meal Delivery - (free shipping & $4.99 per serving) Flodesk Email Marketing - (25% off your first year) Stitch Fix Personal Stylist - ($25 off your first order) Buzzsprout Podcast Hosting - ($20 off) Podmatch Guesting (*Some affiliate links in...

We love to hear from our listeners. Send us a message. This week's special holiday episode of the Business of Biotech brings seven chief editors from the Life Science Connect family together to talk about the life sciences industry topics, trips, and reporting that mattered most in 2025, and what each editor has planned for 2026. From the RNA, cell, and gene therapy space to small molecule manufacturing, bioprocessing, drug discovery, and outsourcing, the editors weigh in on key industry trends, new developments, and policy surprises from their respective coverage areas. Topics include biotech funding dynamics, FDA leadership, China's growing role, favorite holiday movies, and much, much more. Special thanks to Tyler Menichiello and the Better Biopharma podcast for hosting this roundtable discussion. Happy New Year!     Access this and hundreds of episodes of the Business of Biotech videocast under the Business of Biotech tab at lifescienceleader.com. Subscribe to our monthly Business of Biotech newsletter. Get in touch with guest and topic suggestions: ben.comer@lifescienceleader.comFind Ben Comer on LinkedIn: https://www.linkedin.com/in/bencomer/

Industry data reveals that 2026 could be the best year gym owners have ever seen.Revenue is up across every gym model, average revenue per member is rising, and even the lowest-performing gyms are earning more than they were a year ago.In this episode of “Run a Profitable Gym,” Chris Cooper presents data from Two-Brain's latest “State of the Industry” report and highlights 10 reasons gym owners should be optimistic for the year ahead.He explains why personal training and small-group training continue to outperform during uncertain economic times, how predictable competition formats such as Hyrox are driving retention and revenue, and why gym owners are finally starting to charge what their services are actually worth.He also looks ahead to some of the biggest opportunities for gym owners in 2026: closing the business knowledge gap and using AI as a tool to make human coaching even more valuable.Tune in for the full breakdown, and to see the data for yourself, download the “State of the Industry” report via the link below.LinksState of the IndustryGym Owners UnitedBook a Call0:25 - Revenue and recession proofing2:24 - Opportunities with Hyrox and MetFix7:13 - Success with small-group training13:59 - Charging more and keeping clients longer18:05 - Business knowledge and AI tools

In this episode of the Elevate Media Podcast, Chris Anderson welcomes Jeremy Vest, a veteran YouTube strategist. With two decades of experience, Jeremy provides a no-nonsense guide to achieving sustainable growth, moving past the common pitfalls that keep over 90% of creators from even reaching 1,000 subscribers. This is a crucial conversation for anyone looking to build a media company, from aspiring creators to small business owners.In this episode, you will learn:Why you must create content for the viewer, not for yourself, and why being a "generalist" on YouTube is a "very dangerous thing."The critical importance of narrowing down your niche, using the example of the world's most famous plumber, and why specificity (e.g., "skaters over 40") is essential to stand out from AI-generated content.The "Purpose, Passion, Profit" three-circle alignment necessary to sustain creativity over the long haul.The power of defining your value and mission in a six-word phrase to maintain focus and belief.The "Click, Watch, Like" algorithm framework and how to set the first two seconds of your video with high stakes to match your title and thumbnail intent.How Jeremy's company uses AI to find the titles, hooks, and scripts from the world's top-performing videos to create winning formulas.Why creators must have a "growth mindset" to improve by 1% every week, instead of quitting with a "fixed mindset."The smart way to monetize: never make more than 10% of your revenue from ads, prioritizing your own products/services, affiliate marketing, and brand partnerships.The "hard truth" most creators are not ready to hear about their journey to success. This episode is NOT sponsored. Some product links are affiliate links, meaning we'll receive a small commission if you buy something.===========================⚡️PODCAST: Subscribe to our podcast here ➡ https://elevatemedia.buzzsprout.com/⚡️Need post-recording video production help? Let's chat ➡ https://calendly.com/elevate-media-group/application⚡️For Support inquires or Business inquiries, please email us at ➡︎ support@elevate-media-group.comOur mission here at Elevate Media is to help purpose-driven entrepreneurs elevate their brands and make an impact through the power of video podcasting.Disclaimer: Please see the link for our disclaimer policy for all our episodes or videos on the Elevate Media and Elevate Media Podcast YouTube channels. https://elevatemediastudios.com/disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What if the story your brand tells could drive growth like nothing else? Park Howell—The World's Most Industrious Storyteller, Emmy-winning ad veteran, and author of Brand Bewitchery—shows how narrative-first leaders succeed in the age of AI. As host of the Business of Story podcast and creator of the StoryCycle Genie™, he's helping brands craft powerful stories in minutes, not months. What You'll Learn Why storytelling itself hasn't changed—but storytellers have How AI can scale authentic brand storytelling without losing your voice What it means to treat stories as strategic business assets How leaders can use narrative frameworks to drive clarity, trust, and growth Why speed now matters more than perfection in brand strategy (00:00) Intro (01:28) Story as the oldest technology (03:53) The StoryCycle system and brand growth (05:44) From months to minutes with AI-powered narrative strategy (10:35) Accuracy and authenticity in AI storytelling (13:25) How storytellers are changing—even if stories aren't (17:11) Building a personal and brand story library (24:48) Brands that made Park smile (and grimace) Park Howell is known as The World's Most Industrious Storyteller. An Emmy Award–winning, 40+ year advertising veteran, Park has helped purpose-driven brands grow by as much as 600 percent by putting story at the center of business strategy. He is the author of Brand Bewitchery, co-author of The Narrative Gym for Business, and host of the Business of Story podcast. Park is also the creator of the StoryCycle Genie, an AI-powered tool that helps leaders craft a powerful brand narrative in minutes, not months. He works internationally with executives who want to lead—and grow—through story. Park shared a great experience with Navy Federal Credit Union, praising their clear sense of purpose and people-first culture, summed up in their tagline: “Our members are the mission.” In contrast, a less-than-inspiring flight with United Airlines—complete with a dangling exit sign and spotty Wi-Fi—served as a reminder that brand storytelling always shows up in the experience, whether you like it or not. Resources & Links Connect with Park on LinkedIn. Check out The Business of Story and StoryCycle Genie. Support the Show Watch or listen on Apple Podcasts, Spotify, YouTube, Amazon/Audible, TuneIn, and iHeart. Rate and review on Apple Podcasts and Spotify to help others find the show. Share this episode — email a friend or colleague this episode. Sign up for my free Story Strategies newsletter for branding and storytelling tips. On Brand is a part of the Marketing Podcast Network. Until next week, I'll see you on the Internet! Learn more about your ad choices. Visit megaphone.fm/adchoices

The U.S. economy demonstrated robust growth in the third quarter of 2025, with a gross domestic product (GDP) increase of 4.3%, according to the Commerce Department. This growth occurred despite consumer concerns and uncertainties related to tariffs, with military spending and corporate profits contributing significantly. However, the technology sector experienced substantial layoffs, with 1.1 million jobs cut in 2025, of which only 55,000 were attributed to artificial intelligence (AI). The majority of job losses stemmed from corporate restructuring and economic conditions rather than direct displacement by AI, leading to hiring freezes, particularly for entry-level positions.Small and medium-sized businesses (SMBs) are currently facing challenges in attracting talent, with over 70% reporting difficulties in finding qualified candidates due to competition from larger firms. The National Federation of Independent Business noted that nearly half of all small businesses are struggling to fill open positions, which is stalling growth and reducing productivity. Despite a slight increase in small business optimism, driven by expectations of higher sales, many owners cite labor quality as their top concern. Additionally, 64% of SMBs are experiencing supply chain disruptions, complicating their operations.The episode also discusses the ongoing chip and memory shortages, which are expected to persist into 2027, leading to rising prices for consumer electronics. Major memory manufacturers are prioritizing supply for AI companies, impacting pricing across various sectors. Furthermore, the shift towards outcome-based pricing models in software is highlighted, where companies may pay based on actual results delivered, potentially complicating the relationship between service providers and clients if expectations are not clearly defined.For Managed Service Providers (MSPs) and IT service leaders, these developments underscore the importance of clarity and realistic expectations in service delivery. As operational fragility becomes more pronounced amid rising costs and labor shortages, MSPs must reframe their roles from implementers to risk managers. This shift is crucial to avoid margin erosion and contract disputes, ensuring that they are not unduly burdened by decisions made outside their control. The evolving economic landscape necessitates a proactive approach to pricing and service design, particularly as automation and AI continue to reshape the industry. Four things to know today 00:00 Strong GDP Growth, Persistent Layoffs, and Weak AI Returns Expose Hidden Risk for SMB Operations07:04 AI Is Driving Hardware Shortages, Cloud Growth, and Outcome-Based Pricing—Raising Cost Risk for MSPs11:10 MSP Expense Volatility, AI-Driven Service Shifts, and Labor Shortages Are Colliding on Pricing Strategy15:04-- MSP Radio Expands Beyond News With Acquisition of Two MSP Education Brands This is the Business of Tech.     Supported by:  https://cometbackup.com/?utm_source=mspradio&utm_medium=podcast&utm_campaign=sponsorship

Listen & subscribe on Apple, Spotify, YouTube.Welcome everyone to the weekly San Diego Tech News!I'm Neal Bloom from Rising Tide Partners.My co-host in this episode is Fred Grier, journalist and author of The Business of San Diego substack. He covers the ins-and-outs of the startup world including breaking news, IPOs, fundraising rounds, and M&A through his newsletter.Before we dive in, we wanted to thank and ask our listeners to help us grow the show, leave a review and share with one other person who should be more plugged in with the SD Tech Scene. Thank you for the support and for helping us build the San Diego Startup Community!1/5/2026Draft numbers of total VC Investment into SD Companies in 2025: $3.4BSelect top fundings:* Tech:* ShieldAI $240M, Cybereason $120M, Flock Fleight $60M, Clearspeed $60M, FABRIC8LABS $50M, Equip $46M* Biotech:* Crystalis Therapeutics $205M; Timberlyne Therapeutics $180M; Protego Biopharma $130M; Aspen Neuroscience $115M; Raythera $110M2025 Acquisitions:* Avidity $12B by Novartis* Cidara Therapeutics $9.2B Merck* Capstan Thera $2.1B by AbbVie* Arthrosi Thera $1B* Kate Thera $1.1B* Regulus Therapeutics acquired by Novartis ($1.7B)* Nalu Medical $500MIPOs:* Aardvark Thera* Aptera* Once Upon A Farm* Carlsmed* MapLight Therapeutics2026 Predictions* More IPOs & M&A, market up* Fundings up, in specific areas, more in other markets than SD* More return to office, in specific areasCarta Startup Ranking - San Diego #6Trust & Will Holiday BowlTED announced move to SDCurated Events List – For full list – check The Social CoyoteCES - Jan. 5-10Carlsbad Industry Exchange - Jan. 6JPM - Jan. 12-15State of Venture event - Jan. 29 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit risingtidepartners.substack.com/subscribe

Today's guest is Baker Johnson, Chief Business Officer at UJET. UJET is a next-generation cloud contact center platform that leverages AI to modernize the customer experience. Baker joins Emerj Editorial Director Matthew DeMello to explain why conversational and agentic AI often fall short in CX, and how legacy processes and fragmented data prevent meaningful results. Baker also offers practical steps for improving ROI — from redesigning workflows before automating them to aligning real-time interaction data with systems of record and building a healthier balance between human and AI agents. Want to share your AI adoption story with executive peers? Click emerj.com/expert2 for more information and to be a potential future guest on the 'AI in Business' podcast! This episode is sponsored by UJET.

In this heartfelt solo episode, Dan Claps shares a powerful reflection on content creation, authenticity, and the lessons he wishes he could share with his younger self. Dan opens up about the evolution of his content strategy, from tightly focused franchise messaging to a broader, more personal and authentic approach. He unpacks why creating content that actually connects starts with being true to who you are, not who you think the market wants you to be. Using insights from personal experience and mentorship, Dan emphasizes the importance of attention-grabbing hooks, speaking to a niche before expanding, and creating content that would have helped you 10 years ago.Dan also walks through a list of invaluable life and business lessons he'd share with his 23-year-old self, from the compounding power of hard work and relationship equity, to protecting your health, letting go of ego, and the importance of playing long games with great people. It's an episode about alignment, clarity, and learning to trust your path while staying relentlessly committed to growth. If you're building a business, creating content, or just trying to figure out your next move, this one's worth your time.

Send us a textWhat if the way you spent money during the holidays revealed more about your nervous system than your budget?In this episode, we break down why the holiday season brings stress, guilt, and pressure even when things look fine on the surface. We share what consistently shows up this time of year, how consumer culture hijacks your sense of safety, and why money often becomes the place where deeper emotional patterns surface. This is a grounded conversation about awareness, choice, and doing things differently moving forward. Let this episode be the moment you stop managing the aftermath and start changing the pattern.Here are the related episodes, each one builds on today's conversation:#459 | What Your Family System Role Says About You - https://apple.co/4qma0n1 #458 | How to Connect to Your True Self - https://apple.co/4aAKRQK Learn more about:

Cody and Tony wind down the year with some thoughts on what went down in 2025 and what's set up for 2026.

Don and Steve are back with another round of Business & Bullsh*t, where real entrepreneurs break down wins, screwups, and what actually moves the needle, without the corporate fluff.It starts with a simple question. What is the most you would ever pay for a cup of coffee?That question gets real when a café in Dubai offers a $980 cup made from rare Nido 7 Geisha beans, with only 400 cups available worldwide. Absurd, or brilliant?From there, the conversation opens up into a deeper look at business reinvention, brand fatigue, and the real cost of change. Don and Steve unpack Panera's return to its “apex,” focusing on value, menu refreshes, and the decision to prioritize food over flashy tech. That leads into a broader discussion about innovation versus human connection, and what brands risk losing when they chase trends instead of trust. Don also shares firsthand challenges from the ongoing Clean Eatz rebrand.The episode wraps with sharp takes on skyrocketing Super Bowl ad costs, shifting brand loyalty among Gen Z, pop culture detours, bourbon mashups, and a fast-paced round of the Founderz Fast Five.Timestamps:[00:00] Trailer[01:03] Founderz Round Up: Panera[05:40] Super Bowl Commercials[08:17] Pop Culture: Nicki Minaj[10:05] Jeffrey Epstein[11:29] Social Media Update[11:56] Lululemon Stock[15:06] Strange News[17:07] Weekly Mashup[20:41] Hot Takes: Modern Heritage[26:18] Founderz Fast FiveKey Takeaways:  • Gen Z is cutting spending by 13% this year. Four out of five wait for sales. Brand loyalty is dead. 81% switched brands last year, not for something better, but because loyalty itself feels like they're getting played. ~Don Varady [12:26]• Rebranding a brand is very difficult, especially in the food space and even more so in a franchise system. ~Don Varady [24:52]Connect with Don and Steve…Don Varady:Facebook: https://www.facebook.com/don.varady/ Instagram: https://www.instagram.com/donvarady/ LinkedIn: https://www.linkedin.com/in/don-varady-450896145 Steve Bon:LinkedIn: https://www.linkedin.com/in/stephenbon Instagram: https://instagram.com/stevebon8 Tune in to every episode on your favorite platform: Website: https://www.thefounderzlounge.com/ YouTube: https://www.youtube.com/@TheFounderzLounge Spotify: https://open.spotify.com/show/0Nurr4XjBE747qJ9Zjth0G Apple Music: https://podcasts.apple.com/us/podcast/the-founderz-lounge/id1461825349 The Founderz Lounge is Powered By:Clean Eatz:Facebook: https://www.facebook.com/CleanEatzLife/ Instagram: https://www.instagram.com/cleaneatzlife/ Website: https://cleaneatz.com/Youtube: https://www.youtube.com/channel/UCJRGrE-Xv4IMW_DbxSOTGGA Bon's Eye Marketing:Facebook: https://www.facebook.com/bonseyemarketing Instagram: https://www.linkedin.com/company/bon's-eye-marketing/ LinkedIn: https://www.linkedin.com/company/bon's-eye-marketing/ Website: https://bonseyeonline.com/ YouTube: https://www.youtube.com/@bonseyemarketing9477  

A Hospital Room Reminder About What Really Matters When Bruce recorded this episode, I was in the hospital. He carried the podcast solo while I was headed into yet another surgery connected to pregnancy complications—a storyline some of you know has been part of our family's journey for years. https://www.youtube.com/live/Fbq412_k_mU That day was a harsh reminder: life is fragile, the future is never guaranteed, and your family's financial stability cannot depend on “hoping it all works out.” It has to be built on purpose. And that's exactly what cash flow vs accumulation is really about: not numbers on a statement, but whether the people you love will be equipped, protected, and provided for—no matter what happens to you. A Hospital Room Reminder About What Really MattersWhy Cash Flow vs Accumulation Matters More Than a NumberWhy Cash Flow vs Accumulation: How to Build Multigenerational Wealth Matters NowWhat Is the Difference Between Cash Flow and Accumulation Investing?How to Shift from Accumulation to Cash Flow in Personal FinanceHow to Manage Cash Flow Like a Business in Your Personal FinancesHow to Create a Personal Cash Flow Strategy That Supports Your LifeCash Flow vs Accumulation: How to Build Multigenerational Wealth in PracticeBest Cash Flowing Assets for Families and Business OwnersShould You Use a HELOC to Fund Life Insurance Premiums and Cash Flow Investments?From a Pile of Money to a Living Financial SystemGo Deeper With the Full Cash Flow vs Accumulation EpisodeFAQ – Cash Flow vs Accumulation and Multigenerational WealthWhat is the difference between cash flow and accumulation investing?How can I shift from accumulation to cash flow in my personal finances?How do I create a personal cash flow strategy that supports my lifestyle?What are the best cash flowing assets for families and business owners?How can focusing on cash flow vs accumulation help build multigenerational wealth? Why Cash Flow vs Accumulation Matters More Than a Number Most financial conversations revolve around a number. “How much do I need to retire?”“What should my net worth be at this age?”“What's my freedom number?” Those questions all assume one thing: that a bigger pile of assets automatically equals security. But it doesn't. A big balance that doesn't produce reliable cash flow can disappear quickly. You start selling assets, paying taxes, and hoping the market cooperates. That's not peace of mind. That's pressure. In this article, I want to walk you through a different way of thinking: cash flow vs accumulation and how to build multigenerational wealth with a system instead of a guess. You'll see: What is the difference between cash flow and accumulation investing in real life How to shift from accumulation to cash flow in your personal finances How to manage cash flow like a business in your personal economy The role of cash flowing assets, Infinite Banking, and trusts in building multigenerational wealth How Secure Act 2.0 and current tax rules affect inherited accounts and cash flow My goal is not to make you feel behind, but to help you feel equipped. You can design a personal cash flow strategy that supports your lifestyle now and continues to bless your family long after you're gone. Why Cash Flow vs Accumulation: How to Build Multigenerational Wealth Matters Now At the simplest level, accumulation is about growing a balance; cash flow is about growing an income stream. Most people are taught the accumulation mindset from day one. Work hard, spend less than you make, and stash the difference in a 401(k), IRA, or brokerage account. You watch the balance grow over time and hope it's enough. Cash flow asks a different set of questions. Instead of “How much do I have?” it asks, “What is this money doing? How much sustainable income does it produce? How easily can my family access it? And how long will it last?” Accumulation is about mass; cash flow is about motion. Mass can look impressive on paper. Motion is what pays the bills, funds opportunities, and supports your heirs without forcing them to sell assets at the worst possible time. When you start thinking this way, your focus shifts from chasing the biggest number to designing the strongest system. What Is the Difference Between Cash Flow and Accumulation Investing? Let's make this practical. Accumulation investing looks like this: your paycheck comes in, your bills go out, and whatever is left—if anything—gets swept into a savings account, retirement plan, or investment account. You might reinvest dividends automatically, but you're mostly watching the line go up and down on a graph and hoping the long-term trend is favorable. Cash flow investing is more intentional. You still earn income, still pay expenses, but you do one crucial thing differently: you give that surplus a job. Instead of leaving it to drift, you send it into assets that are designed to pay you on a regular basis. That might be a rental property, a share in a business, a private lending fund, a dividend-paying stock portfolio, or a policy loan strategy built on whole life insurance. The key is that these assets put money back into your personal economy as a dependable stream, not just a fluctuating account value. Accumulation is “I hope this is enough someday.”Cash flow is “I know what this produces every month, and I can plan around it.” How to Shift from Accumulation to Cash Flow in Personal Finance The shift doesn't happen with one dramatic move; it happens through a series of decisions. The first step is awareness. You need to see your personal economy the way a CFO sees a business. That means tracking not just your balance, but your flow. How much truly comes in? Where exactly does it go? What is the consistent surplus? Once you know the surplus, you can stop letting it evaporate. This is where Bruce's idea of a Wealth Coordination Account becomes powerful. Instead of leaving extra money in the same checking account that pays your groceries and subscriptions, you move it to a separate, dedicated account. That account becomes the home base for your cash flow strategy. It's where you hold cash temporarily while you decide: do we pay down a debt that's draining us? Do we fund a life insurance premium that will expand our long-term options? Do we step into a strategic rental, a business partnership, or a dividend-focused portfolio? Shifting from accumulation to cash flow is less about wild new investments and more about refusing to let surplus be accidental. You become intentional about directing it toward assets that feed you back. How to Manage Cash Flow Like a Business in Your Personal Finances Bruce shared a simple but powerful idea: Run your personal economy the way a healthy business runs its economy. A good business watches: Revenue in Expenses out Profit (cash flow) How quickly profit is redeployed to either increase revenue or decrease expenses You can do the same at home. Track your cash flow clearlyDon't just “check your balance.” Know exactly what's coming in, what's going out, and what's left. Increase income where you canSide business, consulting, a raise, better pricing in your current business—anything that adds more revenue to your personal economy. Decrease unnecessary expensesLook at both:Discretionary spending (the “nice to haves”) Non-discretionary spending (insurance, utilities, groceries) where you can shop, renegotiate, or restructure. Capture the surplus in a separate “Wealth Coordination Account”This is something Bruce and I teach often:Create a separate account for excess cash flowDon't let it disappear into your normal spending Use this account to fund your cash flow strategy, pay premiums, and invest in new opportunities This is the heart of cash flow planning—directing every dollar on purpose. How to Create a Personal Cash Flow Strategy That Supports Your Life A personal cash flow strategy isn't just a budget. It's a design for how money moves through your life: Income sources W-2 income Business income Rental income Dividends and distributions Core expenses Lifestyle (home, food, transportation, education) Taxes Debt payments Surplus (profit) This is what flows into your Wealth Coordination Account Redeployment planYou decide in advance: What percentage goes to debt reduction What percentage goes to cash flowing assets What percentage goes to premiums on your whole life policies What percentage stays liquid for opportunities This is how you manage your cash flow instead of reacting to it. Over time, this system builds stability for you and creates a foundation for multigenerational wealth planning. Cash Flow vs Accumulation: How to Build Multigenerational Wealth in Practice So how do we make cash flow vs accumulation truly multigenerational? Bruce and his wife use a simple repeatable framework: Cash flowing assets (businesses, rentals, funds) send income into a Wealth Coordination Account. That account pays premiums for permanent life insurance policies. As cash value grows, they borrow against policies to purchase more cash flowing investments. The new cash flow goes back to: Repay policy loans Rebuild the Wealth Coordination Account Fund additional opportunities Rinse and repeat. On the legacy side: Trusts are structured so that death benefits and cash flowing assets pass in an organized, tax-aware way to nieces, nephews, and charities. The trust language gives guidance and guardrails for how the next generation should use policy loans, pay them back, and take out new policies on their own lives and their children's lives. This is how building generational wealth with cash flow becomes a repeatable family system, not just a one-time event.

Jared and Linda discuss goals and expectations and how sometimes they can lead to more disappointment if you aren't careful. Our Partners:Mosaik: Your sidekick for streamlining operations to empower you as an agent and run a fully transparent process that brings your buyer and seller into the transaction with you. Let mosaik.io take your business to all-new heights! Schedule a consult today!StackWrap: If you are a broker or team leader and want to consolidate your tech stack into one easy-to-use platform to maximize your agents' adoption and usage of the tools you provide, check out StackWrap now by going to www.stackwrap.comJared James Academy: If you are an agent, a broker, or a team leader who knows your agents would benefit from ongoing training with Jared James, did you know you could join Jared James Academy for as little as $99/month? Visit jaredjamestoday.com/academy to learn more about your options for individuals, teams, brokerages, and even 1-on-1 Coaching - we can't wait to have you in our community!

In today's episode of Next Level University, hosts Kevin Palmieri and Alan Lazaros challenge the way most people think about effort, focus, and progress. The idea of “less is more” is familiar, but rarely understood correctly. This conversation reframes the Pareto Principle as a decision-making standard, not a productivity trick. It confronts why most people stay busy yet stagnant, why real progress feels slower than expected, and why long-term results demand a different mindset entirely. This episode is about leverage, patience, and choosing what actually matters when the payoff is far away. Listen closely. Then cut the noise and commit to the work that compounds when no one is watching.Learn more about:Where learning turns into action. “Next Level Book Club”  every Saturday:https://zoom.us/meeting/register/tJMkcuiupjIqE9QlkptiKDQykRtKyFB5Jbhc_______________________NLU is not just a podcast; it's a gateway to a wealth of resources designed to help you achieve your goals and dreams. From our Next Level Dreamliner to our Group Coaching, we offer a variety of tools and communities to support your personal development journey.For more information, check out our website and socials using the links below.

Welcome to Rhee Gold’s Dance Life Podcast, hosted by Stacey Morgan and joined by the fabulous (and very “rugged up”) Rhee Gold—broadcasting from a freezing North Carolina cold snap that has him bundled up and learning new Aussie vocabulary fast. In this practical and timely episode, Stacey and Rhee dive into one of the biggest make-or-break skills for dance studio owners: clear communication. They unpack why miscommunication happens so easily—especially when you’re busy, juggling timetables, rehearsals, one-on-ones, and parent expectations—and how “dance language” can accidentally leave families confused. Stacey shares a real studio example of a small timetable change that created big frustration, and how she handled it: owning the mistake, apologising, and then following up about respectful behaviour and boundaries. Rhee opens up about a recent moment where his intention didn’t land the way he meant it to—and why sometimes the best path forward is a sincere apology rather than defending or over-explaining. Together, they explore the reality of 2025 customer expectations: parents are busy, life is full, and confusion creates cranky customers—even when you’ve communicated multiple times. You’ll also hear: Why an apology isn’t always “enough” when a parent has a backlog of unresolved grievances How creating structured feedback pathways can prevent blow-ups later Why studio communication must be multi-channel (email, socials, newsletters, in-hand notes, reminders… all of it) When using ChatGPT can help remove emotion from tough emails—while still keeping your voice How the post-pandemic world has gotten even busier, and why that impacts both studio owners and families A reminder that personal growth is part of entrepreneurship—and learning communication is part of the journey This episode is your encouragement (and your challenge) to build communication systems that are robust, consistent, and two-way—so you can reduce misunderstandings, protect your team, and keep your studio culture strong. Because when communication improves, stress reduces… and everyone gets to enjoy the journey.See omnystudio.com/listener for privacy information.

New year, new purpose. In this episode of I Am Refocused Radio, host Shemaiah Reed interviews Julie Calabro Bellingham, founder of Deux Mains—a humanitarian entrepreneur who turned the 2010 Haiti earthquake response into a global, Fairtrade-verified luxury brand. Julie shares the moment that changed everything—“I don't want money, I need a job”—and how it sparked a 16-year mission built on dignity through work, not charity.They unpack how Deux Mains became the only woman-owned, solar-powered leather goods factory in Haiti, what it takes to build sustainable manufacturing, why listening is a leadership superpower, and how partnerships with Nordstrom and more are expanding the brand's impact. Julie also previews big 2026 goals—including a potential flagship store—and the deeper vision: economic freedom and opportunity for Haiti.https://deuxmains.com/Become a supporter of this podcast: https://www.spreaker.com/podcast/i-am-refocused-radio--2671113/support.Subscribe now at YouTube.com/@RefocusedNetworkThank you for your time. 

Pour écouter l'épisode en entier, tapez "#513 - VF - Ivan Zhao - Notion" sur votre plateforme d'écoute.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Check out the episode in its original version here : https://www.gdiy.fr/podcast/ivan-zhao-vo/« On essaie de ne pas être innovants. »C'est comme ça qu'Ivan Zhao a construit l'un des produits les plus innovants de la décennie.Notion n'est pas un outil de gestion de projet.Ce n'est pas un tableau excel, ni un CRM.Ivan l'appelle « le LEGO du software ».Né dans la campagne de Xinjiang, en Chine, où l'électricité est arrivée quand il avait 8 ans, Ivan dirige aujourd'hui une entreprise valorisée 10 milliards de dollars et utilisée par plus de 100 millions de personnes.À 17 ans, Ivan quitte la Chine pour Vancouver.À l'université, trois mondes se rencontrent : l'art, la philosophie et l'informatique.Cette rencontre le plonge dans une spirale qui le pousse à étudier l'histoire du web et de l'informatique. C'est là qu'il découvre une idée qui deviendra Notion.Mais l'histoire de Notion n'est pas celle d'une révolution. C'est celle d'un retour à cette idée : l'informatique devrait être aussi universelle que la lecture et l'écriture.Alors que la plupart des startups courent après les fonctionnalités, Ivan a passé 5 ans à la poursuivre. Ce chemin a failli tuer l'entreprise. Ivan a reconstruit Notion de zéro trois fois.Mais la vraie révolution se passe en interne.Notion consacre désormais l'essentiel de son temps à construire une infrastructure qui fonctionne avec tous les modèles d'IA pour libérer leur pleine puissance.Dans cet épisode, Ivan révèle :L'erreur qui a inspiré toute la philosophie de NotionLa stratégie du « brocoli sucré » : comment cacher la puissance de l'informatique dans des outils familiersPourquoi l'interface de Notion a mis 5 ans à devenir « simple »Pourquoi Notion ne construit aucun modèle d'IA mais les utilise tousComment 300 développeurs chez Notion font le travail de 3 000Le parcours d'Ivan prouve que les meilleurs produits viennent de la compréhension de l'histoire, pas de la course aux tendances.Une masterclass pour apprendre à construire des produits avec une approche philosophique.Vous pouvez contacter Ivan sur X.TIMELINE:00:00:00 : Le logiciel qui remplace tous les autres00:09:53 : Le choc culturel, entre “travailler pour vivretravailler” et “vivre pour travailler”00:27:39 : Comment l'art a façonné le design de Notion00:40:12 : L'informatique devrait être aussi universelle que la lecture et l'écriture00:52:49 : Les fondateurs oubliés de l'informatique01:01:08 : Le secret des grands produits : tout reconstruire de zéro01:09:36 : Le cerveau central de votre entreprise01:21:16 : Peut-on faire tourner une entreprise entière sur Notion ?01:30:36 : Le dilemme de l'IA : quel modèle choisir ?01:39:53 : Comment les agents IA révolutionnent le développement informatique ?01:48:18 : Créer ses propres outils avec NotionLes anciens épisodes de GDIY mentionnés : #487 - VF - Anton Osika - Lovable - Internet, Business et IA : rien ne sera jamais plus comme avant#487 - VO - Anton Osika - Lovable - Internet, Business, and AI: Nothing Will Ever Be the Same AgainNous avons parlé de :Les photos d'IvanLa théorie du système complexeLes recommandations de lecture :What Is a Complex System?, James LadymanVous souhaitez sponsoriser Génération Do It Yourself ou nous proposer un partenariat ?Contactez mon label Orso Media via ce formulaire.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

To listen to the full episode, type "#514 - VO - Ivan Zhao - Notion - The LEGO software that beats them all" on your listening platform.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Retrouvez l'épisode en version française ici : https://www.gdiy.fr/podcast/ivan-zhao-vf/"We try to be not innovative."That's how Ivan Zhao built one of the most innovative products of this decade.Notion isn't a spreadsheet.It's not project management.It's not a CRM.Ivan calls it "the LEGO for software".Born in rural Xinjiang, China, where electricity arrived when he was 8 Ivan now runs a $10 billion company used by more than 100 million people.At 17, Ivan left China for Vancouver.At university, three worlds collided: art, philosophy, and computing. That last one led him down a rabbit hole, he dove into the history of the web, then the history of computing itself. There, he discovered a forgotten vision that would become Notion.But Notion's origin story isn't about disruption. It's about bringing back that vision: computing should be as universal as reading and writing.While most startups chase feature lists, Ivan spent 5 years chasing that bigger idea. This path nearly killed the company. Ivan rebuilt Notion from scratch three times.Today, Notion consolidates several tools for companies like Qonto, L'Oréal, and Toyota, saving them time and money.But the real revolution is happening under the hood.Notion now spends most of its time building infrastructure that works with every AI model to unlock their full power for all customers.In this episode, Ivan reveals:The mistake that inspired Notion's entire philosophyThe "sugar-coated broccoli" strategy: how to hide computing power inside familiar toolsWhy Notion's UI took 5 years to become "simple"Why Notion doesn't build AI models but uses them allHow 300 Notion programmers do the work of 3,000Ivan's path proves that the best products come from understanding history, not just chasing trends.A masterclass in building products with philosophical depth.You can contact Ivan on X.TIMELINE:00:00:00 : The LEGO software that replaces them all00:09:53 : The culture shock: from "work to work" to "live to work"00:27:39 : How art shaped Notion's design00:40:12 : Computing should be as universal as reading and writing00:52:49 : The forgotten pioneers of computing01:01:08 : Great products' secret is rebuilding from scratch01:09:36 : The central brain for your entire company01:21:16 : Is it possible to run an entire company with Notion?01:30:36 : The AI dilemma, which model to choose?01:39:53 : AI agents are revolutionizing software development01:48:18 : Everyone can build their own tools with NotionWe referred to previous GDIY episodes : #487 - VF - Anton Osika - Lovable - Internet, Business et IA : rien ne sera jamais plus comme avant#487 - VO - Anton Osika - Lovable - Internet, Business, and AI: Nothing Will Ever Be the Same AgainA few recent episodes in English : #513 - VO - Jesper Brodin - IKEA - 40 billion in revenue empire with no bank loan#500 - Reid Hoffman - LinkedIn, Paypal - How to master humanity's most powerful invention#487 - VO - Anton Osika - Lovable - Internet, Business, and AI: Nothing Will Ever Be the Same Again#475 - VO - Shane Parrish - Farnam Street - Clear Thinking: The Decision-Making Expert#473 - VO - Brian Chesky - Airbnb - « We're just getting started »#452 - VO - Reid Hoffman - LinkedIn, Paypal - L'humanité 2.0 : Homo technicus plus qu'Homo sapiens#437 - James Dyson - Dyson - “Failure is more exciting than success”#431 - Sean Rad - Tinder - How the swipe fever took over the worldWe spoke about :Ivan's photosComplex System TheoryReading Recommendations :What Is a Complex System?, James LadymanInterested in sponsoring Generation Do It Yourself or proposing a partnership ? Contact my label Orso Media through this form.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Most clothing brands watching this think they're going to blow up in 2026 — but the truth is, most of them won't.Make Designs (with discount)