Podcasts about as ryan

Have you ever made a really big life decision or change and been nervous to share with those you love? Because maybe they would think of you differently, or inform you that you were making a colossal mistake? Or even disown or hate you for it… Our guests today have experienced that to the max.  Ryan + Michelle Meeks are a living example of a truly conscious couple. And what it looks like to follow your intuitive convictions, say yes to the unknown + cross a Grand Canyon of Spiritual evolvement as a couple. We have become fast friends with Ryan + Michelle. They are the kind of couple that everyone in the room gravitates towards bc they just radiate authenticity, experiential self knowledge and humor.  They are truly remarkable humans, and we are blessed to provide a platform to share their wisdom today.  This is a longer episode, and when you listen all the way to the end, you're gonna come away feeling encouraged to continue putting your current spiritual beliefs into real life practice. As Ryan says, How are your beliefs pragmatically bringing you closer to being love?  That's what is at the root of this episode and it's what our world needs so badly right now. More people embodying love.  Please rate and review for us! It makes my day to read them. And if you like the episode (you will, I promise), screenshot and tag or send to someone who needs this knowledge too! THINGS WE MENTIONED: Connect with Ryan: https://www.instagram.com/ryantmeeks/ (IG) Connect with Michelle: https://www.instagram.com/revolve.fit/ (IG) // https://revolve-fitness.teachable.com/ (Website) http://www.getmimifit.com/themedicincabinet (Mimi + Chase's Medicin Cabinet) Organifi (discount: MIMIFIT) https://paleovalley.com/store?oid=11&affid=110 (Paleovalley) (discount: MEDICIN) LINKS + DISCOUNTS: Follow us on IG! Screenshot this episode and tag us! We love to know who is listening. https://www.instagram.com/mimi_themedicin/ (@mimi_themedicin) https://www.instagram.com/the_chasen_one/ (@the_chasen_one) For peak immune system intelligence, I have 2 capsules of https://www.getmimifit.com/store (Immune Intel AHCC®) daily. It's the most clinically researched functional food in the world, made from the mycelium(roots) of Shiitake mushrooms! With 32 years of research, it's effective against: cancer, HPV, hepatitis, HIV, autoimmune disorders, diabetes, Lyme, cardiovascular disease, influenza, seasonal allergies, fatigue and more! AHCC heals your body, and then your body heals the disease. If you're looking for a safe, natural skincare line that actually gets clinical results, check it! https://clearstemskincare.com/?platform=grin&link_id=409540&token=fD2vQB3FIt5dn4aKxhvHbCrYs20mprwx&contact_id=01866b41-2a70-46ea-bd73-9baf47a9701f&attribution_window=30 (CLEARstem) is the anti-acne AND anti-aging line that was able to heal my dark purple acne scars! And it has reishi medicinal mushroom! Use the code MIMIFIT for a hefty discount! The best Organic Green juice you'll ever taste lives at https://www.organifishop.com/ (Organifi.) They are pros at creating organic superfood powders with medicinal mushrooms! Check them out! Use Discount code MIMIFIT for 15% off all orders. My favorite is the GOLD! If you're wondering where to start with Organifi, start here with my https://www.getmimifit.com/store/organifi (FREE GUIDE: "How to use Organifi Like a Pro.") I cover all the products taste, benefits, and even all the creative ways I use each one! For hormone balance, stress reduction, mental health, cognitive function, immune support and so many more benefits, you need Reishi spores! Spores are 17-80x more potent than other Reishi products. The easiest way is in your coffee! You can get my exact https://themedicin.myorganogold.com/en/premium-gourmet-king-of-coffee/ (Reishi spore KING coffee) here. I have completely given up regular coffee and chosen the longevity benefits from Reishi KING coffee. Even if you are

Ryan Gottfredson, Ph.D. is a cutting-edge leadership development author, researcher, and consultant. He helps organizations vertically develop their leaders primarily through a focus on mindsets. He is also a leadership professor at the College of Business and Economics at California State University-Fullerton. He holds a Ph.D. in Organizational Behavior and Human Resources from Indiana University, and a B.A. from Brigham Young University. As a consultant, he works with organizations to develop their leaders and improve their culture. Ryan is the author of Success Mindsets: The Key to Unlocking Greater Success in Your Life, Work, & Leadership. He has written multiple articles for Leading Saints, presented at a live event about mindsets, and is a repeat podcast guest. As Ryan reviewed leadership research, he found it primarily answered one question: “What do leaders need to do to be effective?” The focus of his work has been on “What do leaders need to be to be effective?” In this podcast, Ryan and Kurt discuss the concept of vertical development and how it applies to individuals and leadership. Highlights 6:25 Vertical development is the next topic Ryan has been studying and writing about. It applies to us emotionally and spiritually, and possibly even physically. 7:40 Overview of mindsets: Mindsets are the mental lenses we wear that shape how we view the world 9:10 What vertical development is Three adult developmental stages that are a function of effort, both horizontally and vertically Elevating our ability to make meaning of our world in more cognitively and emotionally sophisticated ways 12:00 Examples of how people in different levels respond to constructive criticism 13:45 The three different levels Mind 1.0: Focused on our comfort, safety, and belonging. Self-protective. Dependent thinkers, exchanging power and independence for these needs. Mind 2.0: Focused on being seen, advanced, and getting ahead. Independent thinkers, in self-reward mode. Mind 3.0: Focused on contributing and adding value, externally focused on lifting and elevating others. Interdependent thinkers, able to see from different perspectives and sit with complexity. Only 1% of adults get to this place. 20:00 Becoming more like the Savior happens through vertical development Example of Mind 1.0 recommendation for seeking information Approaching teaching from the perspective of vertical vs. horizontal development 25:15 The tension between safety and truth Example of people protecting the safety of beliefs in a Sunday School lesson Being a seeker of truth and learning to sit with complexity instead of becoming defensive It is in the interpreting that we connect with God 31:05 Leaders operate differently depending on their vertical development Do we even allow for a conversation about interpretation? “Aspiring” fits into Mind 2.0 Mind 3.0 leaders are focused on creating a culture that is inclusive and allows for growth and development 37:25 The culture of aspiring to leadership 39:00 How do we go about developing vertically? What makes meaning for us are our mindsets Example of an inward vs. outward mindset and how it helps us become more like Jesus Christ Seeing others as doing their best: “What has happened to you?” vs. “What is wrong with you?” 46:20 Learning acceptance: Healing from our own traumas as we recognize Christ accepting us Vertical development involves calming our response so we have a greater tolerance The new “Sunday School answer”: get to where you can have 100% acceptance before doing anything 51:35 When we help people repent we help them change their hearts and how they make meaning with their world, not their behaviors and actions 55:00 Where to start 57:55 Our vertical development is about healing our minds and hearts Links Success Mindsets Rising Strong What Happened to You? The Body Keeps the Score The Bonds That Make Us Free

We conclude our conversation with Pastor Abby as she explores what it is like being a pastor today. As Ryan and Nate have explored, it can be challenging. However, it is also full of joy and personal and spiritual growth. Pastor Abby shares her experiences of that joy even as those stories urge us to grow deeper in love. - Join us on our Discord @ https://discord.gg/7n89Nzyv - Share your frontier experience with us on Facebook @frontierfaithpodcast. - Or email us at frontierfaithpodcast@gmail.com. Art: https://www.vecteezy.com/vector-art/181251-low-poly-forest-landscape-vector-bacground by foxarthappy (https://www.vecteezy.com/members/foxarthappy) Music: Unity (https://www.youtube.com/watch?v=n8X9_MgEdCg) by thefatrat; licensed by LatinAutor, BMI - Broadcast Music Inc.

What is it like being a pastor today? As Ryan and Nate have explored, it can be challenging. However, it is also full of joy and personal and spiritual growth. Pastor Abby shares her experiences of that joy even as those stories urge us to grow deeper in love. - Join us on our Discord @ https://discord.gg/7n89Nzyv - Share your frontier experience with us on Facebook @frontierfaithpodcast. - Or email us at frontierfaithpodcast@gmail.com. Art: https://www.vecteezy.com/vector-art/181251-low-poly-forest-landscape-vector-bacground by foxarthappy (https://www.vecteezy.com/members/foxarthappy) Music: Unity (https://www.youtube.com/watch?v=n8X9_MgEdCg) by thefatrat; licensed by LatinAutor, BMI - Broadcast Music Inc.

Read the full Show Notes and search through the world's largest audio library on Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes. Ryan was working with a team that had responsibility over 6 different products. The team was under water and overwhelmed by all the work that was coming at them. As Ryan describes it there was a Zebra and a Hippo in the team (see Animals of Product Management), which made the team afraid of making decisions and move forward. This segment ends with a warning for Scrum Masters: “are you letting the bad behavior grow in your team?” Featured Book for the Week: The Hitchhiker's Guide To Coaching by Agile42 consulting Ryan was offered The Hitchhiker's Guide to Coaching by a mentor of his at the time. The book helped him to go beyond the facilitation skills he already had, and focus on skills like Active Listening, and understanding the implications from working in the Complex Domain. That book was a lesson on truly focusing on being empirical in his work. How can Angela (the Agile Coach) quickly build healthy relationships with the teams she's supposed to help? What were the steps she followed to help the Breeze App team fight off the competition? Find out how Angela helped Naomi and the team go from “behind” to being ahead of Intuition Bank, by focusing on the people! Download the first 4 chapters of the BOOK for FREE while it is in Beta! About Ryan Brook Ryan is a practicing Agile Coach and Scrum Master based in the UK. He is also the co-creator of Scrum Lake, a safe community of practice focused on story telling and deep exploration with Scrum Masters from around the World. He holds both the PSM III and PSPO III and is a candidate Professional Scrum Trainer for scrum.org. You can link with Ryan Brook on LinkedIn.

As Ryan bids farewell to Oakmont and Financial Jargon, David and Ryan share some lessons they've learned about helping people with their finances.  We share four financial tips that run common to those that have more confidence with their finances. Lean in, and learn.www.oakmontadvisory.com 

Working side by side with your significant other may sound like a recipe for disaster. And yet, for Ryan and Kristy Rans, it's something they spent years doing.    Fast forward. Prime Hospitality Group is thriving under their leadership even during the uncertainty of the pandemic. As Ryan shares, “It happened. Forget about how it happened. What‘s the best way to navigate the waters?” Instead of focusing on what happened, they're looking ahead at how to overcome any challenge using their“pedal down” mentality.  How do they manage both their business and relationship? They make Zero Excuses. And you can, too, by embracing their “pedal down” mentality.

In this episode of The Coverager Podcast, I spoke with Ryan McMahon, VP of Insurance and Government Affairs at Cambridge Mobile Telematics (CMT). The interview was inspired from a private conversation Ryan and I were having around connecting devices with insurance.As an insurance professional, I was taking it for granted that the technology was "here" and that insurers just had to decide to absorb it into their ecosystem. What Ryan and I discussed are the layers of complexity involved in doing this from scratch. Not only in the initial build but also all subsequent builds. The maintenance is often more costly than the initial build, requiring a dedicated team that can stay on top of the technology and pivot where necessary. As Ryan says, in order to execute successfully at scale, the small minor details MUST be addressed, because at scale, small issues compound to big problems. This is one of the advantages agile companies have over non-agile, and that insurtechs, by and large, are bringing to insurance solutions. Having the will to build is not enough. Having the commitment to build is not enough. It has to become part of the DNA of the insurer. The ability to think of the product and solution in a way that is a major departure from how carriers traditionally thought about it. 

Former Cleveland pitcher Corey Kluber pitching a no-hitter for the New York Yankees. Kluber is in a bounce back year pitching in New York, and he managed to throw the no-no against the Texas Rangers. That’s right, the team he joined after leaving Cleveland — albeit playing in just a single game in 2020. What does Kluber’s first career no-hitter have to do with Cleveland in 2021, exactly?  As Ryan points out, Cleveland is now joined by the Rangers and Seattle Mariners as being no-hit twice already this season. Whichever team gets no-hit next will set the record most times in a season without having a hit in a game. Cleveland did get close to a no-hitter of its own thanks to Zach Plesac, who nearly had one of his own against the Mariners. Ryan explains what has changed for Plesac, and how he’s bounced back after a rocky start to the season. Ryan and Ashley also have a discussion on the importance of catcher Austin Hedges. He doesn’t offer a lot offensively, but he provides a critical service to a team that’s invested heavily in a young pitching staff. They also have thoughts on Shane Bieber’s strikeout streak and what he has to fix, Bryan Shaw’s resurgence in the bullpen and more. Sadly this week’s episode doesn’t include any talk of The Handmaid’s Tale. But for your pop culture fix, Ryan does have an under-the-radar great baseball movie that never gets mentioned. See omnystudio.com/listener for privacy information.

When tragedy strikes and grief consumes you, how do you find your way forward again?  Ryan Bramwell is my neighbor. He piqued my curiosity soon after moving in a few doors down--the way your curiosity can be piqued after a few comments here and there in the midst of a casual conversation in the driveway begin to suggest that there's much more to the story than first meets the eye. That curiosity led to a conversation on my porch, which gave me a bit more insight into Ryan's story and ultimately landed him in one of my Graveyard Groups.  For almost a year now, along with the other guys in Ryan's group, I've had a front row seat perspective on Ryan's journey--a tale of courage and new life in the midst of tragedy and grief. The events of the past three years, especially, have led Ryan to redefine and double-down on what matters most. And true to form here on Andrew Petty is Dying, encounters with Mortality have a leading role in the story.    Your Front Row Seat This episode gives you a front row seat perspective, too, as Ryan unpacks his story with vulnerability, humility, and courage--qualities that have been refined in Ryan through his suffering. Even as Ryan unpacks his story with us, he's also still very much in the middle of living the chapter of his story that he's describing. Some of it is in the rearview mirror, but a whole lot of it is still right here and now.    Meet Ryan Bramwell Since 2007, Ryan and his team of designers, animators, editors and producers at Spillt--a progressive, industry-leading brand development, design, and animation agency in Denver--have been creating amazing stuff that you and I see everyday on network TV and in advertisements, movies, and streaming services. Spillt's clients include ESPN, CNN, Netflix, HBO, and National Geographic, to name a few.  Ryan is a creator, entrepreneur, and adventurer in mind, body, and soul. He's also unassuming and modest about his accomplishments, which helps me understand why it's taken so long to really appreciate just how big a deal he is in his industry.  First and foremost, though, Ryan is a husband and father.    Fair Warning... You know me...I think regular, voluntary exposure to the reality of our Mortality is life-affirming, not depressing. It can motivate us to live NOW, to love BETTER, to get unstuck more quickly, become the people we were made to be and live the lives we were made to live.  Even so, fair warning: This episode touches on some of the most difficult topics in the human experience, including suicide and mental health challenges. I hope that won't discourage any of you from tuning in to the whole episode because Ryan's story is ultimately a triumphant one that I believe will encourage you. But I do want you to know what you're getting into.  Alright, without further ado, let's jump into Ryan's story.    Ecstasy One Minute...Tragedy the Next After a little more than a decade of running his business, Ryan was beginning to feel pretty burned out and also wanted to test how well Spillt would run in his absence. So he, his wife and son, and his dad headed out to a tropical destination for some R&R. Gradually, Ryan began to truly relax and regain some objectivity about his life and work. Then in the middle of the night, his dad--who had gone back home early--called with the news that Ryan’s brother, Taylor, had killed himself. Horrifically, Ryan’s dad had found Taylor dead in the entryway to the home that they shared. Here’s Ryan in his own words: “...I started to get a break on the beach--a release of stress or pressure or whatever you want to call it. And...started to get in a place where I can really objectively look at everything. And I got the unexpected call and news which flipped everything--I'd like to say 180, but it's kind of like 180 and digging a giant hole. Waking up in the middle of the night to my father's phone call, I just broke down. I'm not a big crier, but I don't think I've ever cried for that long. I didn't sleep, and it immediately thrust this calm, fun, open energy with our family just purely spending time together to shock, grief, needing to pack our bags, somehow find a flight back to Denver so I can somehow support my parents.”   A New Chapter Begins And so Ryan and his family began a new, unexpected, and unwelcome chapter of their Story--with Grief in the leading role. Ryan’s long-term alcohol use began to spiral out of control, with long solo drinking sessions in his basement becoming a common occurrence. But one day, Ryan realized that he was slowly killing himself and would leave his family prematurely if he kept it up. So he enrolled in an outpatient treatment program and began the painstaking process of sobering up and evolving his relationship with alcohol.    More Relationships Evolve As Ryan wrestled himself free from the destructive clutches of alcohol, he began to rediscover himself--to find the real Ryan Bramwell beneath the accumulated years of using alcohol to cope with life’s discomfort. Not everything that he found was pleasant. He discovered, for example, that he didn’t know how to sleep without alcohol’s influence, and had to rebuild that basic life skill from the ground up. Nor did he know how to understand, express, or manage his emotions very well. The hardest work of his life was now underway as he overhauled his relationships with some of life’s most fundamental elements without the crippling influence of alcohol. And Grief? Well, Ryan found that the more he resisted it, the stronger its grip became. So he gradually learned not to seek permanent freedom from the Grief that threatened to overwhelm him but to embrace it instead.  Here’s Ryan in his own words: “I learned the lesson through this that the only way to deal with the things I want in life--whether it be bad grief or something I want to attain to in life--is through it. Fighting something as large as grief is, in my opinion, a bottomless amount of energy that I don't know how you I could get myself out of the hole by just purely fighting it. I think I had to more accept it. I think I'm still learning today how it manifests and my relationship with it. And again, it's just that path, it's one step at a time. And that path for me and my family has led to what we want in life, what we truly want, how we want to live, and eventually got us up to Steamboat.”    More Tragedy Then, just a year after Taylor committed suicide, Ryan’s father-in-law died of health-related causes. In the midst of his grief over his brother’s loss, Ryan was now grieving his father-in-law’s death and caring for his wife in her grief.    Dreams Become Reality In the midst of their Grief, Ryan and his wife began to double-down on what mattered most to them--especially the things that they believed would provide an awesome childhood for their young son. With Mortality as their motivator, Ryan and his family moved to Steamboat Springs to make their dream of mountain living a reality. Here’s Ryan in his own words: “...those things that fill us up from a personal level began to draw us...there's something inherently that just starts as a whisper of--I don't want to say more, but something different that fulfills us...It made us evaluate the kind of life that we wanted our son to have, and what fills us up. For us, we moved up here full-time, and my company is still in Denver, and I commute every other week, and to do that small commute, that perspective change--which is really all it was to support this life--was a small thing.”    The Story Ain’t Over Ryan is still very much in the middle of writing this chapter of his Story. The Grief comes and goes. The quality of his presence with others waxes and wanes. His emotional intelligence ebbs and flows. But he’s on a new path now, taking each day as it comes, one day at a time, one step at a time.    Some Takeaways from Ryan’s Story Take time away from the grind to prevent burnout, gain objectivity, and enjoy the ones you love.  Cultivate a relationship with Grief instead of trying to kick it out of your heart and mind. When it shows up, it will remain a part of you for life, but cultivating a relationship with it allows its place in your story to evolve over time.  Practice truly being present with whomever you find yourself with--especially your family and friends. Let curiosity and understanding be your guides in those moments. As Ryan learned, It can all change from a dream to a nightmare in the blink of an eye.  Pursue what fulfills you and prioritize what matters most with single-minded focus--NOW, before crisis blasts you out of your complacency.  And more...Tune in for all of the nuggets of practical wisdom for living well that this episode has to offer.    Making It Personal, and Making It Matter What's sticking with YOU from Ryan's story today?  Are you pushing yourself too hard at work, approaching burnout, and neglecting what really matters most in your life? Resolve right now to be the boss of yourself, take a page out of Ryan's playbook, and step off of the hamster wheel for a while. Take a break, get some perspective, and get more familiar with what it is that drives you so hard that you'd reach this point in the first place so you can take steps to reduce its influence in the future. Have you lost a loved one to suicide, considered it yourself, or know of someone who you think may be at risk? Take just that one step today that Ryan encouraged you to consider. Get help, offer help, break the power of the status quo in your life and begin to create a new way forward one step at a time. It's NOT easy. But it IS possible. And you CAN do it.  Whatever's sticking with you from this episode...resolve to do just one thing with it today. As you add Action to your Insight, you move toward genuine Transformation.    I Can Help Converting Insight into Action can be deceptively hard. I can help you with that. Connect with me on Facebook, Instagram and LinkedIn, visit my website, or email me.   Go Here to learn about Graveyard Group masterminds--where we make time each week to invest in your life's most important work.  I’m so glad you tuned in today. Don’t forget to “follow” this show (apparently, that’s the new term that’s replaced “subscribe”), and I’ll see you next time on Andrew Petty is Dying.   Connect with Ryan Email | Instagram | LinkedIn | Website   Follow Andrew Petty is Dying & Leave a Review Apple Podcasts | Spotify | Google Podcasts | Stitcher   If You Liked This Episode, Check These Out, Too You're Dying: How to Make the Most of It The Contentment Conundrum: Cracking the Code Dragon Slayer: One Man's Tale of Heroic Life Renovation

Warning: This Video Game May Impair Your Judgment. It May Cause Sleep Deprivation, Alienation Of Friends And Family, Weight Loss Or Gain, Neglect Of Your Basic Needs As Well As The Needs Of Loved Ones And/Or Dependents, And Decreased Performance On The Job. The Distinction Between Fantasy And Reality May Become Blurred. Play At Your Own Risk. Not Responsible For Suicide Attempts. No such warning was included on the latest and greatest release from the Warcraft series of massive multiplayer online role-playing games World of Warcraft (WoW). So when Ryan Van Cleave a college professor, husband, father, and one of the 11.5 million Warcraft subscribers worldwide found himself teetering on the edge of the Arlington Memorial Bridge, he had no one to blame but himself. He had neglected his wife and children and had jeopardized his livelihood, all for the rush of living a life of high adventure in a virtual world. A fabulously written and gripping tale, Unplugged takes you on a journey through the author's semireclusive life with video games at the center of his experiences. Even when he was sexually molested by a young school teacher at age eleven, it was the promise of a new video game that had lured him to her house. As Ryan's life progresses, we witness the evolution of video games from simple two-button consoles to today's multikey technology, brilliantly designed to keep the user actively participating. For Ryan, the virtual world was a siren-song he couldn't ignore, no matter the cost. As is the case with most recovering addicts, Ryan eventually hit rock bottom and shares with you his ongoing battle to control his impulses to play, providing prescriptive advice and resources for those caught in the grip of this very real addiction. - www.ryangvancleave.comFor Your Listening Pleasure for these Lockdown / Stay-At-Home COVID and Variants Times - For all the radio shows available on The 'X' Zone Broadcast Network visit - https://www.spreaker.com/user/xzoneradiotv.Our radio shows archives and programming include: A Different Perspective with Kevin Randle; Alien Cosmic Expo Lecture Series; Alien Worlds Radio Show; America's Soul Doctor with Ken Unger; Back in Control Radio Show with Dr. David Hanscom, MD; Connecting with Coincidence with Dr. Bernard Beitman, MD; Dick Tracy; Dimension X; Exploring Tomorrow Radio Show; Flash Gordon; Imagine More Success Radio Show with Syndee Hendricks and Thomas Hydes; Jet Jungle Radio Show; Journey Into Space; Know the Name with Sharon Lynn Wyeth; Lux Radio Theatre - Classic Old Time Radio; Mission Evolution with Gwilda Wiyaka; Paranormal StakeOut with Larry Lawson; Ray Bradbury - Tales Of The Bizarre; Sci Fi Radio Show; Seek Reality with Roberta Grimes; Space Patrol; Stairway to Heaven with Gwilda Wiyaka; The 'X' Zone Radio Show with Rob McConnell; Two Good To Be True with Justina Marsh and Peter Marsh; and many other!That's The ‘X' Zone Broadcast Network Shows and Archives - https://www.spreaker.com/user/xzoneradiotv

This week’s conversation is with Ryan Holiday, the bestselling author of The Obstacle Is the Way; Ego Is the Enemy; Conspiracy and other books about marketing, culture, and the human condition. His work has been translated into over 30 languages and has appeared everywhere from the New York Times to Fast Company.His company, Brass Check, has advised companies such as Google, TASER, and Complex, as well as multi platinum musicians and some of the biggest authors in the world. You may already be familiar with Ryan from his previous appearance on Finding Mastery a few years ago (episode #43).Ryan is a proponent of stoicism and in this conversation, we discuss what led him down that path and why the underlying philosophy is so important to him.As Ryan puts it: “A Stoic doesn't control the world, but they control always how they respond to the world. So it's a really great philosophy if you're doing something ambitious. If you're a leader or an athlete or a poet or a politician, it's there for the stresses of life.”-----Please support our partners!We're able to keep growing and creating content for YOU because of their support. We believe in their mission and would appreciate you supporting them in return!!To take advantage of deals from our partners, head to http://www.findingmastery.net/partners where you'll find all discount links and codes mentioned in the podcast.

It's episode 2-1-9, and we're feeling fine! The boys are back to discuss the latest from the funeral profession. As Ryan is coming back from a conference and Jeff is getting ready to go to one, they take a deep dive into what a conference looks like in 2021 (and they look a LOT smaller with LARGER potential). Also, Jeff's cigar looks extra epic today! So get ready for some good info and see what we're up to this FN week! Sponsors: DISRUPT Media - http://www.DISRUPTMedia.co ​ C&J Financial - http://www.cjf.com/

Cass Bridges hails from North Georgia and spent a few seasons working at the historic Mountain Crossings before taking on a thru-hike attempt of her own in 2020. Her journey included two months of isolation since she had a start date of February 1st (!) combined with a more brutal than usual winter. However, the second half of her hike included a hugely impactful trail family that made the experience even more memorable. Nova is wise beyond her years and made the most out of her Appalachian Trail thru-hike by reflecting and growing every step of the way. Check out Nova's Instagram here: https://www.instagram.com/kassdeey/ As Ryan said in the show, he welcomes emails with comments about the podcast and other ideas you may have for him. He's at ryanh620@gmail.com. Katie Westling is in NOC, with the weather and her second Covid vaccination slowing her down a little. But she's in good spirits and will be doing that long climb out of the NOC, while many of you are listening to this. Best of luck with that one, Katie! If you like what we're doing on the Hiking Radio Network, and want to see our shows continue, please consider supporting us with either a one-off or monthly donation. You'll find the donate button on each Hiking Radio Network page at https://www.hikingradionetwork.com Any support is gratefully received.

Harry was born on the 04/03/2021, shortly after he was born they noticed something wasn’t right and he was taken immediately to the Mater hospital. Harry was born with a really rare condition, from his belly button down he has not formed properly. He has severe abnormalities. After the 1st surgeon had said they wouldn’t put their name to his surgeries, 2 wonderful surgeons said they would do it together. There was visits from other doctors and university medical students just to view it as it was so rare. Two days later at just 3 days old Harry went in for major reconstructive surgery. They repaired his bladder which was external. They had to break his pelvic bones and reposition them forwards to support his new bladder and muscle area. Move external body parts around and more. There would be complications because it was unknown territory, they didn’t know what that would be and there were complications following his procedure and doctors said we will deal with future problems when they come up.Harry has a long journey ahead of him, They were told to prepare for the worst. Harry is a fighter and got through the first of many surgeries. Harry will be in ICU for months and many surgeries ahead in the short term and long term.Hannah and Ryan didn’t qualify for accommodation from the hospital to assist with seeing Harry. They have to pay for parking everyday and spending money on accommodation just to be somewhat close to Harry. Also, looking after Summer who is just 2 years old.As Ryan’s sister I’m starting this fundraiser to help them pay for accommodation, living expenses, parking and all the medical and future operation bills. Now with the hospitals being locked down they can no longer take summer to the hospital so childcare on top of everything that is going on. Ryan and Hannah are such a strong unit and are doing the absolute best they can!

As Ryan's condition worsens, she questions Batwoman's "no killing" code when she realizes the opportunity to avenge her mother is slipping away. Tatiana fills in the gaps for Alice about her time on Coryana and her history with Ocean

As Ryan's Kryptonite wound worsens, it hinders her capabilities as Batwoman. Efforts to copy the Desert Rose serum endanger Mary and Cmdr Kane. Meanwhile Alice's reunion with someone from Coryana presents unexpected ...

Batwoman: Season 2, Episode 3" Bat Girl Magic!" As Ryan continues to prove herself as Batwoman, she encounters the challenge of living a double life; Luke continues to have reservations about Ryan; Victor Szasz slashes his way through the city streets; Safiyah takes notice of Alice's antics.    Scorecard: 6.2/10   Feedback : blackgirlcouch@gmail.com Twitter: Black Girl_Couch Tumblr: slowlandrogynousmiracle

A chat with Laura, Jeff H, Joel, and Scott of Duende as well as fans Renee, Jeanette, Dany, Sarah, Ryan, Lauren, Kate, Steve, Jeff M, Ben, and Matthew. We did the round table with the fans to get their stories of discovery with Duende. We shared the love of Duende music and the community that they create through their shows and associations with other bands. Ultimately with Duende you become part of a large and loving extended family that loves to dance. Finally, we explored the controversy surrounding the mighty pineapple. Duende LinksCheck out Duende’s Music on BandcampFollow Duende on Facebook, Twitter, Instagram and Youtube Fans With Bands LinksSubscribe to Fans With Bands on your favorite podcast service such as Apple, Google, Youtube, Spotify, iHeartRadio, Audible, Amazon Music or Stitcher.  Be sure to rate the show and please send us feedback. We would love to hear from you. You can also follow Fans With Bands on Facebook, Twitter, Youtube, and InstagramFor samplings of music by artists featured on Fans With Bands, drop by our playlist on SpotifySupport the podcast by becoming a Patreon subscriberChat with Duende - Show Notes - Duende DiscoveryI picked on Renee first to hear her Duende discovery story. She couldn’t pinpoint when, where, or how she became a fan, but it was an undeniable force. The Duende trance created by the music ignited Renee’s interest. Yet it was the band and how they love and appreciate their fans that transformed Renee into a lifelong fan. The immediate draw for Lauren was Scott (Duende bassist and her husband). With a laugh, she added that she was glad the rest of the band kept her on. Laura (Duende drummer) mentioned that they always have fun together on the road.Sarah is in the band catl with her husband Jamie who hail from Toronto, Detroit is the perfect launching point for tours across North America. In 2006, Sarah met Duende when they played a show together at the Painted Lady Lounge in Hamtramck. Sarah loved the energy of the music. In particular, Sarah being a drummer herself admires the powerful playing of Laura. They have remained friends ever since.Also hailing from Canada are Jeanette and Dany who make up the band Dany Laj and The Looks. They met Duende via a show they played with them at PJ’s Lager House in Detroit. This was roughly six months after Sarah had met Duende. It was Dany and Jeanette’s first time in Detroit. Jeff H (guitars/vocals) and Laura invited Dany and Jeanette to stay at their home. Between the love of Duende’s music and their hospitality, they became great friends.Jeanette and Dany enjoyed Jeff and Laura’s company so much, they have dropped in after shows in Detroit. They even turned down a vacation in Florida during the winter to stay with Jeff and Laura. Clearly the beautiful souls in Duende are strong attractors.Even More Duende DiscoveryThe first time Ryan saw Duende he remembers with nostalgia, was at Club Bart in Ferndale (which closed in 2011). It was a “DuendesDay” and it made a lasting impression. Ryan explained that like other pivotal artists he enjoys, hearing Duende was a shock to the system. As Ryan explains the music is sonically dense requiring many listens and teaches you to appreciate it along the way.Kate’s first exposure to Duende was at the Cadieux Cafe when her Trio (Kate Hinote Trio)  performed with them on a show. She remembers one last impression was that the music was loud (in a good way). Later Duende asked Kate if she would perform on one of their songs. After many shows and dance parties, Kate is still in love with the band.Matthew is a newbie to Duende having first seen them just before the pandemic. Matthew was playing keyboards for the Algebra Mothers who were on the same bill with Duende. Matthew talked with Jeff H between sets and found that Jeff had listened to another band that Matthew has been part of for many years. The musical connection and synchronicity made for a new friendship along this strange and winding road of life.Whipping Out the Cool CardWhipping out the cool card was Jeff M who saw Duende at their second show ever in 2006 at Jacoby’s. Jeff met Duende at about the same time he was beginning his work as a music writer. He has many Ideas Adrift shall we say. He felt like their paths were entwined from the start. Over the course of time, they have developed into great friends and mutual fans.Ryan turned Ben on to Duende. A couple of years ago, Ben along with Ryan in his band Ryan Dillaha and The Miracle Men played with Duende at a show in Toronto. The experience was fun and solidified Ben’s appreciation for the band. In fact, he’s been listening to Duende so much that their music is starting to influence his own songwriting. The power of Duende, ole!Finally Steve was introduced to Duende through Scott and his wife Lauren. He thinks Duende is highly underrated. He loves their cool laid back sounds. On top of that, Steve said the band has a great name. We agree. Ole!That one time at a Duende ShowJeff M commented about how much fun it is to be at a Duende show. Obviously, we are all fans of the band and while their music is great, Jeff hit on a key aspect. Their live shows are supernatural.Dany recalls the story of Duende playing with catl at the Dakota Tavern on New Year’s eve. Apparently there is a video of a guy in a monkey suit who gets on stage with Jeff H. The monkey was in fact the DJ at this Duende rock fest. The monkey was also Dr. Swankenstein’s alter-ego named Coco-Bongo. He played piano with Duende while sporting a fez. We all immediately thought that Joel (Duende guitarist) should have a fez. Actually, Joel was surprised he does not own a fez. If you are looking for a gift for Joel, there you go.The Duende NeighborhoodAnother insight from Jeff M is that as fans go to shows, they are pulled into the Duende neighborhood. The music, the performance, and the warm embracing nature of the band gives you a sense of community. Add in a fan base that welcomes everyone with open arms and it becomes easy to settle into the neighborhood.The OptiganAs we talked about the community around Duende, Dany shared a story of the Optigan. He and Jeanette were staying over at Jeff H and Laura’s. Dany mentioned over morning coffee that in all the times they have stayed over, he had never seen the band’s practice space at Jeff and Laura’s house. Loaded up with coffee they descend into the Duende magical music factory. Here Dany saw the Optigan. Jeff explained that it is an organ that uses optical discs to play sounds. Basically a precursor to samplers. Jeff’s friend Matt V had bought it years ago and left it. They had been trying over the years to get it back to him in New York.Dany thought that it probably would fit in their van. After some quick van Tetris, the Optigan was loaded up. Dany arranged with Matt V to pick up the Optigan. After hanging out post show, Matt mentioned that he wanted to record with Dany and Jeanette. The end result is their album Everything New is New Again.Because of the Duende community and a visit to their magic music factory, Dany Laj and the Looks recorded a great album. Sadly, the Optigan did not make it on to the recording. We can only wonder as to what cosmic tones the Optigan is singing today.Duende and the Detroit MythRenee brought up a great point about the community of Duende includes many of the great Detroit bands that they jam with. Bands like The Muggs, The Beggars, and Ryan Dillaha and the Miracle Men. I wondered what the members of Duende think about the myth of Detroit music. It seems that most stories of Detroit music focus on the past and not necessarily the present.Joel replied that it is difficult to really gage the scene of current Detroit music as there is so much going on all the time. When we could play shows, there were a ton of options. It is difficult to see the present, yet easy to view the past.Jeff H added that the myths of Detroit grow over time. What may have seemed like a golden age where in reality brief bursts of musical glory. The MC5 or The Stooges were brief, yet impactful aspects of Detroit music mythology. That mythology leads to a radiation that lends a bit of cred to the bands who continue to originate from the city.Dany hit upon a great notion that the myth of Detroit music is really a soul of the city that oozes rock and roll. That impacts the music that is made here and draws touring bands here to feel that vibe. Sarah agreed that they sought out Detroit to connect with Jim Diamond. Adding that there are only a few cities like Detroit, and Memphis which generate that blue collar gritty rock feeling.Bands With CatsSarah asked about Sonny the Cat. Evidently everyone on the call has cats. The cats were out and part of the show. Sarah shared a story where after a show at PJ’s, all the bands sat around and talked about their cats. The more we talked, the more we found that nearly all the fans also have cats. A new spin off series called Bands With Cats is in the works.Duende and PineappleYou’ll have to tap into the last bit of the show to learn about the origins of Duende’s band name. It is a compelling story. A story that is mesmerizing, if you will.To wrap things up, we dove into controversy: Pineapple or no pineapple on pizza? In this episode, nearly everyone was into pineapple on pizza, with the exception of myself and Joel. We are firmly on the savory side. Go ahead and grab a slice of pizza. Then go back and listen to this great episode featuring Duende and their fans. Ole!

Hey Everyone! A Letter from a Host  Today’s episode of Boardwalk Talk marks the end of a roughly four-year journey. At the precipice of posting the conclusion to our show, I find myself more relieved than I am disappointed. What had once begun as a couple of Disney fans reflecting on their hobby soon revealed itself to be a one-way ticket to the sausage factory, describing in gruesome detail how the things that make us happy can also illicit immense disappointment. Creating a podcast seems simple at the onset. All we had to do was set up a few microphones, write a basic rundown covering that week’s material, and talk at a blank computer screen for a couple of hours. Though somewhat true, this summary fails to appreciate the crushing nihilism that comes from critiquing a hobby. Pivoting mild interest into routine focus unveils the truths better left unspoken, and in turn, creates a juxtaposition between the hobby you once had and the job you now fill.  This seems to be the reason why audiences and creators differ so greatly in their opinions. Somebody who engages in the Disney community with the sole goal of enjoying themselves can step away at the thought of genuine criticism. It’s no wonder why so many people love everything made by the company, as it’s a decision towards willful ignorance that preserves the escapism. Were we too negative, or did we choose to address the issues instead of ignoring them? I would like to think the latter.  As we conclude the show, the Disney content landscape lies at the brim of total decimation. Rather than use a platform for meaningful artistic criticism, creators have begun to reflect the audience’s sheer ignorance of reality. No longer do we see pieces on Disney’s mistreatment of cast members, focus-group filmmaking, or embarrassing management of key products like the parks or Disney+, as most of the content turns directly to what the fans want to hear. It’s all great, and it’s all Disney. I question the journalistic integrity and critical aptitude of anybody who loves everything they see. The moment you trade-in analysis for attention, you admit to being a failure.  Boardwalk Talk has always been a space for Ryan and me to share our genuine opinions. We loved what we loved, disliked what we disliked, and as fans of the medium, wanted to see theme parks grow. Our core was not negativity, but a passion for a sector of art that we knew could be so much greater. Seeing others use podcasting as a means of garnering attention without adding anything meaningful to the conversation has dampened our will to continue, but I see no reason why this trend cannot be reversed.  I want to leave you all with a sentiment echoed at the end of the show. Ryan and I share similar perspectives on life, insofar that we both believe in the necessary trait of respect. As Ryan so aptly put it, “be good humans.” Respect others who may be different than you, as their individuality is what truly makes this a life worth living. From this, I ask you to respect yourselves. Be critical when engaging with the world, and always ask for what you deserve. You deserve more than what these companies are giving, and without recognizing this disrespect, you will be doomed to repeat this cycle of consumption ad infinitum.   — — Ryan Dorman From both of us at Boardwalk Talk, we want to thank our listeners for joining us throughout the show. We hope that you enjoyed our brand of commentary and that you’ll continue to follow the site for your Disney news. We want to thank Zach Perilstein for the platform to speak our opinions and all of our guests for joining us to talk Disney! We couldn’t have done it without your help.   You can reach us at @OpenMothersMale and @OpentheDorman on Twitter.  -------------------------------------------------------------------------------- You can find the episode here: iTunes: https://itunes.apple.com/us/podcast/boardwalk-talk/id1265209747?mt=2 Podbean: https://boardwalktimes.podbean.com/ Thanks for listening, and remember, There’s a Great, Big, Beautiful Tomorrow just a Dream away!  Ryan Dorman is a Columnist and the Content Director for the Boardwalk Times. He can be found on Twitter at @OpentheDorman and as a host of the Boardwalk Talk podcast on iTunes  

Ryan Hawk is the host of one of the most popular management and leadership podcasts in the world called, The Learning Leader Show. The show was chosen by Apple Podcasts as an “all time bestseller” in 2020 and it has received acclaim from Forbes and Inc. Magazine. He is also the author of Welcome to Management: How to Grow From Top Performer to Excellent Leader. It was named one of the 100 Best Management books of all time by Book Authority and it was named the best leadership book of 2020 by Forbes. ________________________________________________________________ Contrary to popular belief, top performers do not always make the best leaders. At the beginning of his career Ryan was in sales making cold calls for LexisNexis, and he was very successful at it. Because he was a top performer he was promoted several times and ultimately he moved to a sister company and became the VP of North America. Over his time as a leader he learned a lot and was able to gain the skills needed to lead, but thinking back to his first management role, Ryan says he wasn’t prepared for it. Being a top performer does not mean that you are a great leader. But so many companies still rely on this benchmark alone when promoting people to leadership roles. As Ryan shares, “the funny part about it is there's very little of what you did as an individual contributor that actually translates to you being a good coach or manager of a team of others doing that. The skill sets are just completely different. And I understand why you look towards the top performer because basically the thought process is well, they were really good, so they probably have earned some respect from their peers. Let's elevate them and then tell them okay, tell everybody else exactly what you did so that you can create a bunch of clones essentially. So I get that that's why it happens. However, there are a lot of superstar performers that are horrible coaches.” Ryan was able to learn from hands on experience and ultimately he decided to create his own sort of leadership PhD in the form of one on one conversations with leaders from all walks of life. This turned into his podcast, The Learning Leader, which he still hosts today. He interviews CEOs, athletes, authors, professors, and many others who have experience in leadership in order to help listeners continuously learn, grow, and improve. The difference between a top performer and a leader Most of us have had a teacher at some point in our lives who was extremely smart and knew their subject very well, but had a hard time teaching it to others. They make what they do look easy, but as soon as someone has a question they struggle to help that person truly understand. As Ryan shares this happens in sports too. Superstar players like Magic Johnson or Michael Jordan are put in coaching roles and while they are amazing players, they are not great coaches. “I think the same happens in the sales world. The same happens in all the business world where you're just grabbing the top performer, without actually fully checking, can they coach others who aren't as talented as them? Can they help other people who aren't naturally as good as them? And that's the problem, is sometimes we elevate and promote people who are just not good teachers, not good coaches, and a big element of management, of leading a team is teaching and coaching other people to levels that they didn't even realize they were capable of reaching.” Organizations need to look at other qualities for potential leaders aside from generating the most money or bringing in the most clients. They also need to invest more in training future leaders to make sure any individual who is being promoted has the skills necessary to lead. Based on surveys I conducted for my recent book, The Future Leader, on average people are moving into their first leadership role in their mid to late 20s, but leaders say that on average the first time they receive formal leadership training is somewhere in their late 30s or early 40s. That’s a huge gap of time that people are leading without any kind of formal training. How to solve the leadership problem As Ryan shares, it is important that we realize that attaining a leadership role is not the only sign of success in someone’s career. Not everyone wants to be a leader, and not everyone is cut out to be a leader. There are other paths people can take in their career that will allow them to be successful without leading others. It is up to organizations to create multiple career paths for employees. People need to feel like they can continue to be an individual contributor while also being able to grow and thrive in that role. Management roles should not be the only way to move up and grow inside an organization. “I think it's good to have both sets of people or a wide variety of people. I love having people on my team that I know, they're never going to be a manager and that's completely fine. They're going to crush it here. Let's just do everything we can to support them to make sure they're feeling growth to take care of them. As well as there's the other group that maybe they really want to be a manager and they have some of that innate skill and talent that let's let's work with them to get better and better, so when it comes time for them to run a team, they're in a better position than I was when I got promoted cold.” What Ryan looks for in a great leader Ryan believes great leaders are fulfilled by teaching and coaching other people. They genuinely enjoy helping others grow and improve. They are selfless people who put others before themselves. People who get focused on an end goal and set out to achieve it no matter what with the mindset of “nobody’s going to get in my way”, aren’t in a place to be a successful leader. Leaders care more about people than the end goal. Great leaders value diverse thinking and differing points of view and they are able to put themselves in other people’s shoes. They have patience and a willingness to learn. They embrace curiosity and they are comfortable admitting they don’t know everything--they’re not afraid to ask for help. They are both respected and liked. Why you must start by leading yourself In Ryan’s book, Welcome to Management, he points out that before you can lead a team, you must learn how to lead yourself. We’ve all heard the phrase that is used on airplanes when they say you must secure your oxygen mask before assisting others, and that is the same concept here. It is important to look inward first and figure out what you need to do to put yourself in the best position to lead a team who actually wants to follow you. In Ryan’s case he wanted to become a learning machine so that his team would see him as someone who was constantly striving to get better. So he built a four part framework for himself to figure out what it actually means to be a learning machine and how to actively live it out on a daily basis. His four part framework consists of: 1. Learn: He is constantly reading articles and books, interviewing different leaders, listening to podcasts and finding new information and great ideas. 2. Test: When he finds a great idea he then tests it out to see if actually works 3. Reflect: After he tests an idea out he looks back on the process and the results to see how it went and to decide if he should keep going with it or let it go. 4. Teach: Teaching is a great way to reinforce new things. Ryan shares his experience with others in order to solidify what he has taken in and tested out. To give a picture of what this process looks like in real life Ryan shares an example of how this could be used for something learned in an article. Perhaps you find an HBR article on how to run better meetings. So you’ve read the article and you’ve thought about how you could use this with your own team. And you’ve brought the idea to a mentor or someone who has led teams before to run the idea past them for their feedback. Instead of just soaking in the information and thinking about it, you need to test it. So in your next meeting you try out the ideas from the article and you invite your mentor to sit in on the meeting to see how it goes. After the meeting is done you meet with your mentor or with people who were in the meeting that you trust and who will be honest with you to get their feedback on how it went. You all reflect on how it went, what worked and what didn’t. Should you keep using it or scrap it? Then you teach the idea to someone. It could be someone you are mentoring or someone in your company who is thinking of moving into a leadership role. You sit down with that person and explain the idea you learned, how you used it in your meeting, and what worked well and what didn’t. “Before you know it, you've been in all four quadrants in one day, or maybe a few days, whatever it may be of saying this is how to….and you do that for basically everything within your career, or everything in your life, of always striving to fuel the intake engine, run experiments based on what you learned, reflect on how it went--what to keep doing what to stop-- and then sharing with other people. And it just goes on and on and on and never stops. And then once you pause at the end of the year, if you're regularly behaving on it, wow look at everything we've done over the course of the year, we've changed a lot. Because you're in this constant state of being a learning machine. And that's how I think you can regularly figure out new and better ways to do things.”

The agricultural supply chain, including the grain industry, is an incredibly complex system that - as COVID-19 exposed to many individuals for the first time - is also incredibly fragile. Many of the information systems in place for this supply chain and industry are archaic, requiring physical transfers of information that limit the efficiency of the system by wasting time and money. Ryan Raguse, President and Co-Founder of Bushel, joins the FarmBits podcast for this episode to explain the challenges faced by the ag supply chain and how Bushel is addressing those challenges from a digital perspective to push the industry into a digitized, value-added future. As Ryan will explain, digitization of the agricultural supply chain - starting with the grain industry - is critical to unlocking the potential of consumer-driven value-added opportunities for farmers including carbon credits, sustainability bonuses, health-based marketing, and more. These opportunities may be the next great frontier in the agricultural supply chain, akin to the first time that railroads and grain elevators offered the opportunity for international grain markets. This episode is a great opportunity to learn more about the agricultural supply chain and is a great example of how technology isn't just a way of doing things more efficiently, but it's a way of opening doors to new possibilities yet to be realized. "The more important question is how can we set the system up . . . I don't know what consumers are going to ask for in 10 years, nobody really does. And how do you set up a future proof system so that no matter what the whims of a consumer might be in 10 years from now we can react to that without having to retool the whole system?. . .The way you do that is through a scalable digital infrastructure." - Ryan Raguse, President and Co-Founder of Bushel "As a farmer, I have to do proof of yield reports. And that might involve me calling the elevator and getting an assembly sheet or I literally drop off a shoebox of scale tickets . . . and now we're moving data with gasoline by driving paper from one place to another, it makes no sense. . . .We are wasting the farmer's time, the elevator's time, the insurance company's time so why don't we just connect these pipes up on the internet and permission them appropriately and then pass them off, and we'll save everybody in the supply chain time." - Ryan Raguse, President and Co-Founder of Bushel Bushel Contact Information: YouTube: https://www.youtube.com/channel/UCvLo1W-1fgxW-OxlbV8X8qg LinkedIn: https://www.linkedin.com/company/bushel-ag/ Twitter: https://twitter.com/bushelpowered Facebook: https://www.facebook.com/getbushel/ Ryan's Contact Information: LinkedIn: https://www.linkedin.com/in/ryanraguse/ FarmBits Team Contact Info: E-Mail: farmbits@unl.edu Twitter: @NEDigitalAg Samantha's Twitter: @SamanthaTeten Jackson's Twitter: @jstansell87 Opinions expressed by the hosts and guests on this podcast are solely their own, and do not reflect the views of Nebraska Extension or the University of Nebraska - Lincoln.

As Ryan and Kaelen return for a second season of See the Floor Podcast, the NBA preps for another high pressured season during the worlds continuous battle with COVID-19. The brothers sit down and discuss the many moves being made by the individual teams of the league. From the firing and hiring of numerous coaching positions throughout the league to contract signings, Ryan and Kaelen touch on it all. Listen in as the brothers intensely debate on who's deserving and who's not. For new listeners, don't forget to subscribe to be receive notifications when each episode drops and go back and listen to Season 1 for more episodes on basketball culture. Keep up with See the Floor Podcast on Twitter: https://twitter.com/seethefloor_ Follow Kaelen on Instagram: https://instagram.com/be_greatkae?igshid=y2qirgksibnf Follow Ryan on Instagram: https://instagram.com/witnessurmoment

Website: https://www.flyersnittygritty.comTwitter: @YWolokTwitter: @JameyBaskowIntro Music: By JayLubes (Twitter: @JayLubes)Soundcloud: https://soundcloud.com/jay_lubesOn this weeks episode of the Gettin Gritty Wit It podcast, Yariv welcomes returning guest Ryan Marker to the show. Marker spent last season in the FPHL for Watertown Wolves and was way over a point per game player in his time there. Ryan has a lot of experience with pro athletes and skates with NHL players regularly. As Ryan continues his journey into pro hockey, he joins the podcast to talk about the state of playing hockey and the Flyers overall status. Like and subscribe if you want more of this content!Check out our Flyers Nitty Gritty Team Store!

When was the last time you felt peaceful? What were you doing? Who were you with? In a society plagued by constant distraction, stillness is becoming increasingly more difficult to find throughout day to day life. Recently, we sat down with entrepreneur and founder of the Inspiring Children Foundation, Ryan Wolfington, to talk contentment, following one’s intuition, & mindfulness. As Ryan shares, stillness is possible amidst any circumstance provided we tap into certain powerful tools… _________________________ Ryan Wolfington https://www.inspiringchildren.net/ryan-wolfington https://www.deepsitpodcast.com/ryan-wolfington https://www.youtube.com/watch?v=C-MHkNDc9Uo&ab_channel=Inspiringchildren

Voice actor, writer and podcaster Andrew Roos joined the Mars crew for a laughingly good time talking about his talent as an impressionist, growing up in SoCal and developing his skills, eventually leading to his work on podcasts including "Chort N Chitty." As Ryan predicted, the flood gates didn't stand a chance with the impressions that ensue... Bane, Adam Sandler and Boomhauer from "King of the Hill," among others, also make appearances. There may be some audio issues, that's something we hope to fix in the episodes ahead. For more on our first "Star Wars" episode, check out: https://anchor.fm/mars-on-life-show/episodes/This-Technological-Terror-Youve-Constructed-ebbegl Social media: Mars on Life: @marsonlifeshow on Twitter and Instagram Sebastian Schug: @drsebby (Instagram) and Seabass on YouTube Ryan Mancini: @mancinira (Twitter) and @manciniryan (Instagram) Andrew Roos: @drewkyelevoicewriter (Instagram), "Drew Kyle" on Facebook and Linktree Chort N Chitty: @chortnchitty (Instagram) Ongoing Comicbook Discussion: @ocdpodcast (Instagram) Artwork by Zachary Erberich (@zacharyerberichart) "Space X-plorers" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/mars-on-life-show/message Support this podcast: https://anchor.fm/mars-on-life-show/support

Episode 19 - Ryan McNulty is a two-time All-American lacrosse player and current captain at Loyola University Maryland. He is currently working towards his Master's Degree in Emerging Media while playing as a fifth-year Graduate Student. Ryan is also a two-time All-Patriot League player and has been elected Conference Defensive Player of the Week several times. He is currently one of the top-ranked players in all of College Lacrosse and has aspirations to play professionally after his time at Loyola is done. Despite all of these accolades, Ryan is one of the most genuine, caring, and down-to-earth individuals I know. Ryan is a good friend of mine from high school and a former teammate of mine. When we were in high school, I always looked up to him because he was so humble and cared about everyone he came across no matter what their story was. As Ryan was putting together another All-American season and leading the Greyhounds with a goal of a National Championship, COVID entered the scene. In this episode, Ryan shares what it was like having his senior season cut short, how he reacted as a captain and kept his team's spirits up, and how he has stayed focused amidst the pandemic and has been leading remotely. We also shared our recent self-discoveries and our daily practices of how we keep a healthy mind and body. "Be where your feet are," he told me. By being present in the moment, focusing on what you are doing right now, our minds can think more clearly and we can give our best effort on the task at hand. Ryan and I also talked about how by changing "I have to" into "I get to," we can look at our daily tasks with a greater sense of gratitude. This conversation was incredibly valuable to be, sometimes just sharing our thoughts with a friend can be so therapeutic. Make sure to follow Ryan and watch him on his journey! Follow Ryan: Instagram: @ryan_mcnulty55 Connect with me: Instagram: @dominicmfusco YouTube: Dominic Fusco LinkedIn: Dominic Fusco Newsletter: https://dom-fusco.ck.page/9906579e01

Our guest today on the Catapulting Commissions show is Ryan Casey. He recently retired from CutCo after 22 years, where he taught Anthony the ropes when it comes to sales. Ryan generated nearly 40 million dollars in revenue, trained, and developed over 3,000 sales representatives, 50 of which are in positions of leadership now. Now, he’s a multi-gym owner with Orangetheory Fitness, where he is consistently setting records. This guy knows how to sell.   Ryan has a long track record of success. After 22 incredibly successful years at CutCo, he felt it was time to add something. He had been a member at Orangetheory Fitness, and initially, he only planned to be an investor with the mentality that this would be an additional stream of income. When he realized the process of opening a gym (opening, training, and running the location through a manager) was similar to what he did with CutCo, he applied his skills there. Over time, the success was hard to ignore, so Ryan pivoted to running the gyms full-time, even though that wasn’t the plan at the onset.    Ryan developed some really influential skills that were transferable from CutCo to owning and operating an Orangetheory Fitness location. First and foremost, sales is not a talent, it’s a set of skills that anybody can learn. When Ryan got started, he was a shy kid who wasn’t especially charismatic--everything was learned. By going through that himself, it allows him to take anyone who he thinks has the drive and teach them the skills they need to be successful. As far as management goes, teaching THROUGH people is a key aspect of his success. It’s tough to set things up to run without you, but if you don’t do that, you’ll be putting out fires. Empowering people to make good choices can help your business achieve more than if you’re overseeing every aspect. There is definitely a threshold for when Ryan jumps in. For him, he operates with a development pipeline that protects him from having to do it often. There is always a backup if something happens!    Creating a culture where people want to grow and advance within Ryan’s operations is crucial. He talks about not just teaching people how to do something, it’s about teaching people how to teach the task itself. The best way to learn a skill is to teach it. That way, managers don’t have to do repetitive tasks that they have moved past, but new hires aren’t losing any knowledge along the way. It takes the pressure of teaching everyone everything off one person. Working with younger people, Ryan wants to develop his staff as people, too. He focuses on retention by giving his staff value where they don’t get it elsewhere. That means developing people for their next step. No one is going to be entry-level forever, but caring for people over profit demonstrates a set of ideas that people want to be around.    As Ryan said, sales are a set of skills. Ryan has a five-step process that starts with the main objective. If it’s just to make sales, you’re going to turn a lot of people off. His objective is to create longterm members. Having an objective where the sale falls within a timeline of a conversation allows for a flow of growth.      There are some challenges that come up during the process of starting new business ventures. With franchising, sometimes there is a sale process in place, but there is no education on that process. Ryan’s five steps to training that sales skillset (after an objective is established), are as follows:   Build a rapport, but know your timeframe and what is appropriate for the conversation you’re having. Ask the good questions. If you want to avoid objections, get out in front of them and handle them before they come up. All it takes is asking them!  Educate them. You’re hitting all the points they mentioned from your questions. Your program should be designed specifically for them. No conversation is the same. At this point, they’re sold. Offer solutions to any outstanding objections. Reassure. Make them feel good about their choice and bridge them to your objective.  LINKS   Reach out to Ryan for individual or team coaching through LinkedIn: Ryan Casey    https://www.linkedin.com/in/ryan-casey-a80802a0/

We’re talking about how to take control of your financial future and find financial freedom! You know I care about the money you make and I want you to know how to invest and use it well too. So today I have expert Ryan Lee on the podcast to talk about how to take control of your finances, your career, and your future. As Ryan’s company says, it’s time to “Rise up. Live Free.”    What We’re Talking About Moving away from corporate with intention Taking control of your finances How to become financially empowered and free Connect with Jena LinkedIn // Instagram // Facebook  GET ALL THE LINKS FROM THE SHOW HERE

Warning: This Video Game May Impair Your Judgment. It May Cause Sleep Deprivation, Alienation Of Friends And Family, Weight Loss Or Gain, Neglect Of Your Basic Needs As Well As The Needs Of Loved Ones And/Or Dependents, And Decreased Performance On The Job. The Distinction Between Fantasy And Reality May Become Blurred. Play At Your Own Risk. Not Responsible For Suicide Attempts. No such warning was included on the latest and greatest release from the Warcraft series of massive multiplayer online role-playing games World of Warcraft (WoW). So when Ryan Van Cleave a college professor, husband, father, and one of the 11.5 million Warcraft subscribers worldwide found himself teetering on the edge of the Arlington Memorial Bridge, he had no one to blame but himself. He had neglected his wife and children and had jeopardized his livelihood, all for the rush of living a life of high adventure in a virtual world. A fabulously written and gripping tale, Unplugged takes you on a journey through the author's semireclusive life with video games at the center of his experiences. Even when he was sexually molested by a young school teacher at age eleven, it was the promise of a new video game that had lured him to her house. As Ryan's life progresses, we witness the evolution of video games from simple two-button consoles to today's multikey technology, brilliantly designed to keep the user actively participating. For Ryan, the virtual world was a siren-song he couldn't ignore, no matter the cost. As is the case with most recovering addicts, Ryan eventually hit rock bottom and shares with you his ongoing battle to control his impulses to play, providing prescriptive advice and resources for those caught in the grip of this very real addiction. - www.ryangvancleave.com

Episode 75 !!! It may not be a big event for you, but we feel great about producing seventy-five episodes of The Killing IT Podcast. Thank you for all your support, and for spreading the word. Topic 1: Retrospective on Changing/Emerging Technology We started the podcast with a lot of excitement around new (emerging) technologies. So, we thought this episode is a great opportunity to give our updated opinions on some of these technologies. We mention some of the highlights of CompTIA's revised "Top 10 Emerging Technologies" report. We have a few that we think are not quite ready for the list, and even one sleeper. Related Link: https://www.comptia.org/content/infographic/2020-emerging-technology-top-10-list Topic 2: Update - Epic vs. Apple - week two As Ryan describes it, the judge played Solomon and split the baby on this one. An interesting development on the legal front re: Epic v Apple. The best line: the current predicament (for Epic) is largely self-inflicted. Channel strategy is voluntary, and when a vendor chooses to introduce competition or conflict, channel partners are free to opt out. As always, it’s vital to remember that vendors do not own their channels, they must influence channel partners to choose to be in visit with them. Related Link: https://www.theverge.com/2020/8/25/21400240/epic-apple-ruling-unreal-engine-fortnite-temporary-restraining-order Topic 3: Life after Pandemic - SaaS management Yay! A new thing we all have to pay attention to. :-) A new "class" of service is now available. In fact, in one week, two companies announced that they are releasing a service: SaaS management. We explain what that is, and give a few introductory thoughts. The companies are: Augmentt https://augmentt.com and SaaS Alert https://saasalerts.com -- -- -- Feedback welcome! :-)

On today's episode of #TRIBEGOALS, we had the honor of having 3 X Team USA Olympic Swimming Gold Medalist, Ryan Murphy as Athleisure Mag's 55th cover. Known as a decorated backstroke swimmer who also has a world record in the men's 100-meter backstroke, we talk with Ryan about how he got into the sport, transitioning his interest to going pro, his experiences at the 2016 Summer Games in Rio as well as being part of that riveting 4 x 100m medley. As Ryan looks forward to the Olympics in Tokyo that's slated for next year, we talk about how he trains and modifies his routines as we all navigate COVID-19, the importance of mental health and how he is approaching his goals. He also shares how he is focused on impacting the sport of swimming whether as a competitor or simply enjoying water activities. He also talks about how he gives back to others and how this changemaker has been inspired by others.#TRIBEGOALS is hosted by Kimmie Smith and is Executive Produced by Paul Farkas and Kimmie Smith. Our theme music Rough and Deep is performed by JGRLNG. See acast.com/privacy for privacy and opt-out information.

As Ryan and Nate discuss the slaptittude of "The Reflex," by Duran Duran, They start their side quest today in the middle of snoozeville. Ryan checks Nate on his cool guy pronouncing ways. Nate Digs up a DEEEEEEP cut and unleashes a hometown, Minneapolis ripper: "Here comes tha police," by Vicious Vicious. There's talks of beanie babies, and your favorite over the hill rockers bomp, stomp, and romp as always. What else is new.

On this episode, we talked about: Helping people to transform their bodies, reprogramming your mindset for a better life, how the universe conspires to assist and help you, being humble as a man, your legacy, curiosity, understanding how the ego works, setting your intentions,  the awakening of healthy masculinity and so much more! "When I let go of my old life, my new life started appearing right in front of me" "I can have everything taken away from me, but if I'm living my purpose, I'm good"   Ryan Clarkin at the age of 19, had a dream to become self-employed by doing what he loved which was helping people. As Ryan followed the path that was laid out for him, he realized that it was not going to get him from where he was to where he wanted to be. With great fear and excitement in his heart, he dropped out of college and went all-in on his business, developing himself and being of service to people. When Ryan made this commitment, it's almost as if the universe conspired to assist him, connecting him with the mentors, coaches, and training he needed to truly elevate his mindset and become the life-changing leader and coach that he's always wanted to be. Flash forward to 5 years later, Ryan is 24 years old and has coached hundreds of people directly from the ages of 12 - 74, he has transformed thousands of lives through transformational leadership and emotional intelligence workshops and hundreds of thousands through videos online. This is only the beginning as Ryan is on a life long mission to impact the maximum number of lives throughout his lifetime. Right now, Ryan specializes in leading transformational experiences and coaching entrepreneurs, influencers, and leaders who truly want to find out what's possible for themselves and the world when they get out of the way and give their greatest gifts to the world. You can follow or work with Ryan at: IG: @ryanclarkin Webpage: www,ryanclarkin.com Work with Ryan:  www.thebeautifulmindcourse.com Let's connect over on Instagram: @Johnny.Elsasser

This week we dug into the future of education, but a bit differently than in ways we’ve previously explored - we talked homeschooling. COVID-19 has placed 74 million children in the US in some version of homeschooling overnight. Innovation in education is a massive opportunity. Thriving in a complex world requires creativity and original thinking, but our education system is designed for mass production — not unlocking imagination and individuality. We won’t be able to solve 2050s challenges with an educational supply chain built for the 1950s. Now is the time to dig into homeschool from first principles. It’s why I was so excited to chat with Ryan Delk, Founder and CEO of Primer. Simply put, Primer is homeschool with superpowers. As Ryan described to me in our conversation, the education system is systematically underestimating our next generation; Primer is building a learning experience well suited for 2020. We dug into a number of topics in this conversation: (1) the growth of homeschooling, (2) distance learning vs. homeschooling pedagogy, (3) the benefits of unencumbered creative time, (4) why homeschooling gets a bad reputation and (5) how teachers are the current heroes of our time.

"When are we going to buy an electric ice cream maker?" Ryan asked as he and Dad took turns cranking their old one. Dad grinned. "Not until Old Faithful here quits doing its job. To me, all this work is part of making ice cream." As Ryan took a turn at the crank, he remembered remarks made by one of the boys at school. "Dad, when you were a kid, were you ever laughed at for being a Christian?" "Sometimes," replied Dad. "But as a kid, I was laughed at for lots of reasons. I didn't have many friends, and I was better at math than at sports, so other kids made fun of me. At least when I was teased for being a Christian it felt like a worthy cause--even though it still hurt." Dad paused, then added, "My father used to remind me that the Bible tells us to rejoice in persecution." "You mean--be glad?" asked Ryan. "Even when kids laugh at me?" Dad nodded. "It doesn't mean you should be glad they're being unkind to you. It means that real joy doesn't depend on what others think of us, but what God thinks of us--and He loves us more than we can imagine. So much that He sent His Son to die for us so we could be saved." "But feeling joyful when others are teasing you is hard to do," Ryan said. "Even harder than turning this crank." "Yes," said Dad as he took the crank from Ryan, "but Jesus is always there to help us, even in difficult times, and we can be joyful about that. He was rejected by others when He died on the cross, and He tells us we'll be rejected by others too. But He was willing to suffer and die so we could have eternal life with Him. Knowing that is what brings us joy when we're faced with persecution." Dad stopped turning the crank. "It's kind of like this ice cream. Knowing how good it will be helps us crank it." He grabbed a couple spoons. "And I think it's finally time to taste it," he said, handing one to Ryan. Ryan put a spoonful of ice cream into his mouth. "Wow! That's good." Barbara J. Westberg How About You? Are you a joyful Christian? Maybe you're dealing with something like sickness, grief, or even persecution that makes it hard to feel joyful. Those are difficult situations--ones you may need to talk to an adult about so they can help--but you can still be joyful, even in times like that. As you look to Jesus and remember His promises, He will fill you with His joy, even in difficult times. Today's Key Verse: Restore to me the joy of Your salvation, and uphold me by Your generous Spirit. (NKJV) (Psalm 51:12) Today's Key Thought: Look to Jesus for joy

Dudes Do Universal... As Ryan explores the parks, listen in and find out what the Dudes like at Universal better than Disney! Where does Universal stack up? Why are the "other" Orlando theme parks ranked so highly, and what advantages do they have over the Mouse and friends. Walk on in through City Walk, pick a park, and join the dudes on this Wizarding Adventure!

We are joined again this week attorney Ryan Janisse, a shareholder at Gilmore Magness Janisse, who helps us dive into the unique challenges that COVID-19 might present to your estate plan. As Ryan reviews, your estate plan is always important, but other challenges exist right now, such as getting your new estate planning documents notarized... so it's important to work on your estate plan right now, because it could take longer to complete as the world, and law firms, grapple with shelter in place rules.Ryan also discusses health care directives, which are important part of your estate plan that effects you and your care while you are still alive but unable to make your own health care decisions if, say, you were on a ventilator. As we mentioned in our last show notes, Ryan's practice includes estate and succession planning, probate and trust administration, probate and estate litigation, conservatorships, business matters, and transactional law. He works with individuals and families in connection with all aspects of estate planning including the preparation of living trusts, wills, powers of attorney, advanced health care directives, nomination of guardians, and irrevocable trusts. His practice also includes representing beneficiaries, executors and trustees in contested and uncontested probate and trust administration matters.If you would like to reach out directly to Ryan, you can find him on his firm's website at: https://gmlegal.netMusic:Cold Funk - Funkorama by Kevin MacLeod is licensed under a Creative Commons Attribution licence (https://creativecommons.org/licenses/by/4.0/)Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100499Artist: http://incompetech.com/Tracking ID: 1-05008316

School in the fall could look drastically different and Ryan shares how teachers are reacting to the changes.  How many St. Louis area-residents are staying at home?  Cell phone data shows how many of us are staying home during the Pandemic and Ryan questions how they collected it.  As Ryan links up with Drex in Canada to tackle Mother’s Day, working from home, and tipping. Listen to the show on Apple Podcasts? Leave us a 5-star review: apple.co/2Of49Bv and subscribe to Overnight America on other great apps like Radio.com If you like what you hear, we're live weeknights on KMOX 1120AM. We welcome your calls at 800-925-1120. Like and follow on Facebook: www.facebook.com/RyanWreckerRadio/ 

Ryan Murphy is one of the best swimmers in the world, winner of three Olympic gold medals and the world record holder in the 100 meter backstroke. As Ryan prepares for the 2020 Summer Olympics, he joins Adam to discuss his path to the top and what it takes to stay there. Ryan and Adam talk about the daily routine of an Olympic gold medalist; how to manage and perform under pressure; motivation and the mental side of winning; and lessons in teamwork and leadership.

Last Call: Special Series Dedicated to the Covid-19 Crisis Ryan Chow, PT & DPT returns to the pod and explains to Jaeki and Jojo how to improve their fitness and stay fit during this time of social distancing. Extended time inside and closed gyms have disrupted our workout routines but Ryan tells us that this is a opprotunity to rework our fitness programs. Learn the step by step process of creating an effective program starting with measuring your baseline fitness level, which is often overlooked. As Ryan says, "You can't manage what you don't measure." Tune in and get a master class in fitness during the time of the virus. Learn more about Ryan's Health and Performance business: Website: http://reloadpt.com/ Instagram @reload.pt & Facebook @Reload Health and Performance Ryan also trains out of Performix House https://performixdriven.com/pages/trainers In the coming weeks, $6.99 Per Pound is going to provide you perspectives and personal stories on how Asians have been impacted by COVID-19. Make sure to subscribe to stay up-to-date with the latest drops from our special series! ________ Thank you to all the fans that continue to support! If you enjoyed this episode leave a review and tell us why you vibe with our pod. Follow the podcast @699PERPOUND on Instagram, Facebook, & Twitter If you hear something righteous, tag us on your Instagram story and tell us why people need to listen to 6.99. You can now support us monetarily by buying Jaeki and Jojo a $3 coffee @ko-fi.com/699perpound or setting up small monthly donation @anchor.fm/699-per-pound/support Questions, Partnerships, Sponsorships: Contact us at info@699perpound.com --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/699-per-pound/message

As Ryan and Warren are working from home, they record from their houses, the guys give updates on how they are handling the quarantine life, get into NFL Free Agency, Brady says see ya to the Patriots, and they discuss their rewatch of 2005 2nd round West Virginia vs Wake Forest 2OT thriller.

On this episode, we discuss two topics that are top of mind. First, is the Coronavirus and how it's impacting the bourbon industry. Then we take a look at the hype and hysteria that surrounds Blanton's. We dive into the recent news of Blanton's Gold making its way to the US and if we think $120 SRP is a deal you should jump on. You will hear a new voice for a few minutes and that is Aaron Goldfarb. You may have seen his work on various publications around the web. He wasn’t able to stay on due to some technical difficulties, but we hope to have him on again soon. Show Partners: The University of Louisville has an online Distilled Spirits Business Certificate that focuses on the business side of the spirits industry. Learn more at uofl.me/bourbonpursuit. Barrell Craft Spirits has a national single barrel program. Ask your local retailer or bourbon club about selecting your own private barrel. Find out more at BarrellBourbon.com. Receive $25 off your first order at RackHouse Whiskey Club with code "Pursuit". Visit RackhouseWhiskeyClub.com. Show Notes: Barrel Shortage: https://www.thedailybeast.com/is-there-a-bourbon-barrel-shortage-on-the-horizon This week’s Above the Char with Fred Minnick talks about taxes. What are distilleries doing for coronavirus? History of Blanton's. How did Blanton's become so popular? Will limiting the purchases of allocated items work? Why don't distilleries use technology to manage this problem? Blanton's Gold coming to the US. Is it because of tariffs? Are they taking away from the European allocation? How can you make more product with only one warehouse? Will quality suffer with increased production? What other companies have a similar strategy to Blanton's? What do you think of the price point? Will Straight from the Barrel ever come to the U.S.? Thanks to Blake from bourbonr.com, Jordan from BreakingBourbon.com , Brian from sippncorn.com, and Aaron Goldfarb for joining. 0:00 Have you ever thought about a career in the whiskey industry? I'm not talking about being the next master distiller. But if you want a leg up on the competition, you need to take a look at the distilled spirits business certificate from the University of Louisville. This six course program will prepare you for the business side of the spirits industry like finance, marketing and operations. This is 100% online, meaning that you can access the classes at anytime, anywhere. So what are you waiting for? all that's required is a bachelor's degree, go to U of l.me. Slash bourbon pursuit. 0:35 So if you think back in the 1980s it was a bleak period for bourbon. 0:39 Thanks, thanks, Ryan. 0:43 Is poppin bottles they don't their shit what's going on around here? I'm listening really. I thought it was a good timing. 1:01 This is Episode 245 of bourbon pursuit. I'm one of your hosts Kenny. We've got a lot of news to cover. So let's hit it. Cova 19 are the corona virus is hitting everyone extremely hard. Now, I'm not sure why people are stocking up on toilet paper like they don't plan on leaving the bathroom anytime soon. But I'm sure most of us have enough bourbon to get us through this time. At this point, every major distillery has shut down tours. So if you had plans to visit the bourbon trail, please make sure you do your research before coming to see what is and what is not open. likely it's going to be nothing because even at this time, all bars and restaurants in the city of Louisville are admitted to shut down in person patrons. And in more coronavirus news. We've talked about this before about one of the benefits of having a state run liquor is that the product is always sold at SRP. Well, who could have predicted this but Pennsylvania one of those states where all spirits are government sanctioned and controlled have closed 2:00 All liquor stores in the state in definitely on Tuesday this past week. This also includes all online orders. So that means the entire state of Pennsylvania has literally zero access to bourbon. I guess after all this time we call them bourbon bunkers for a reason. 2:17 In a shocking vote, a bill is passed by the House licensing and occupations committee that allows Kentucky residents to get alcohol shipped to their door, but get this directly from the producer and wait for it without going through a distributor or retailer. This is a huge modernization and reform that could lead to a larger domino effect across the nation. Now this bill would require alcohol shipments meet very clearly labeled and an ID check and signature upon delivery. The producer would still have to pay the excise tax on all inbound shipments coming to Kentucky. However, retailers testified in front of the committee to express concerns about how the bill would negatively impact their businesses because people would be able to 3:00 for alcohol from their homes, and have it shipped to their door instead of going to the local retailer. In my head, I'm thinking, Well, yeah, that's kind of the whole point, right? However, that didn't matter. And now this amended House Bill 415 is going to the full house. We're going to keep you updated as this progresses. Is there a barrel shortage on the horizon? Well, Lou Bryson over the Daily Beast wrote an article where he interviews everyone from Cooper's to loggers and Miller's themselves. The loggers fear a shortage of white oak while the Cooper's really don't. Wood scientists see wetter conditions now than they have in previous years. And the increased deer populations actually eating acorns, which means less trees, and at this time, there's no plan to actually manage oak populations so it could lead to more maple and pure white oaks. However, independent Steve company says that they are coming off to rainy years where prices for logs were high, but now they see plenty of oak across 20 different states. Brown Forman cooperage says that they see more white oak now. 4:00 They have in the past 40 years, and the industry is doing better sustainability by harvesting oak at the right time to allow newer growth to form loosens up the pose talking about the coop urges only using about 2% of the hardwood industry. But he reflected upon his time spent with the logger. And he said that there is a lot of oak out there, but it's actually impossible to mill it because there's no Mills around and it's hard to get it out of the forest as well. So bourbon is gonna continue to be produced, but we'll have to see what the future entails. For the barrels themselves. You can read this story over the daily beast with the link in our show notes. Can bourbon be made in US territories like Puerto Rico and Guam? Well, Josh Peters over at the whiskey jug took this question to the TTB regulations division to see if it actually still would be legally called bourbon. Sure enough, they confirmed it that bourbon whiskey can be produced in Puerto Rico and Guam with reference to 27 CFR five dot 11 where the USA is defined 5:00 As the United States, the several states and territories and the District of Columbia, and the term state includes a territory and the District of Columbia, and the term territory means the Commonwealth of Puerto Rico. So there you have it. 5:15 Booker's bourbon batch 2020 dash one also known as Granny's batch will be released at 63.2% ABV or 126.4 proof. It is named after the sixth generation master distiller Booker knows mom, Margaret beam note. Although she never worked in the bourbon business herself, she certainly played an important role in keeping the bourbon family tradition alive, carrying the legacy on from the fifth to the sixth generation. She was very close with her oldest son Booker, who was instrumental in getting him his first job at the distillery where he would eventually go to become the master distiller. This bourbon is be released at six years, four months and 21 days in age. It would be available sometime around this month for around $90 for real 6:00 is setting aside six barrels to be chosen for and exclusively sold to the four roses mellow moments members. mellow moments is a special club organized by four roses that allows members of the general public to be a part of special gatherings, tastings. And you can stay up to date on for roses news. Plus get some cool trinkets sent in the mail every once in a while. new members can apply at select times during the year when the window opens, and the window to join when that membership does open is only for a handful of minutes so you better at quick. You can see their website for more details at mellow moments club.com. Now some pursuit series news episodes 22 and 23 are now available on sale box comm so if you're looking to get some killer bourbon shipped to your door during this time, head on over there and get stocked up. Episode 23 I'm super excited about because it's our oldest release ever at 15 years old. 6:57 Now today's show, we talk about two things 7:00 Things that are top of mind. First, it's that Corona virus, we had to talk about it. But we decided to change topics up a little bit because you've been hearing all about it on the news. So we got to kind of break away from it. And what are the bourbon is out there that can be just as argumentative. It's got to be bland. So we take the whole entire episode and talk about it. We take a look at the hype and the hysteria that surrounds it. we dive into the recent news of Blanton's gold making its way to the US and it do we think of $120 SRP, there's a deal that you should be jumping on. You're also going to hear a new voice for a few minutes when we start this. And that's Aaron Goldfarb. Now, you may have seen his work on various publications around the web, but due to some technical difficulties, he wasn't able to stay on for the entire podcast, but we hope to have him on again once in the future. All right, it's show time. Here's Joe from barrel bourbon. And then you've got Fred minich, with above the char, and remember, Go wash your hands. 7:58 Hey everyone, Joe here again. 8:00 I know I talk a lot about blending here. But we also have a national single barrel program, ask you a local retailer or bourbon club about selecting your own private barrel. Find out more at barrel bourbon calm. 8:12 I'm Fred MiniK. And this is above the char, death and taxes. So those are the two things that we are guaranteed in life to have to do taxes. April 15 comes around and every year I'm like son of beep, beep beep, had a night not remember to put all this together. And every year from a business perspective, I tell myself, I'm going to do a better job of keeping my books. And I never do. I never do I just focus on what I do. And then toward the end of the year, I rush and do all my books and well, I'm a procrastinator, if you will when it comes to the accounting side of my world. I need to get better at it. I will. But you know what, at least I don't have to pay 60 to 80% 9:00 Have taxes on everything that I do. And that, my friends is what Kentucky distillers have to pay about 60% of every bottle of bourbon that you buy, if you tally up all of the 60% of that goes to taxes. What's interesting about this is that Kentucky bourbon gets taxed six to six different times off the still in the barrel in the case in the bottom, and then the consumers pay a sales tax and in Kentucky, they have to pay a wholesale tax as well. So you have all these different taxes that they have to pay, that leads to leads to basically more more and more money that has to go to the government just for them to produce whiskey. Now, here's what's messed really, really messed up is that the distillers don't mind paying the taxes necessarily. They actually look at it as like hey, you know what? 10:00 This is not necessarily a bad thing. All that money a lot of that money gets earmarked to go to roads and schools of Kentucky. So like in Anderson County, you drive through there, and you see the nice roads and schools. Those were basically built by wild turkey and for roses, which puts a lot of money into that government infrastructure. Also Kentucky bourbon, the taxes are specifically earmarked for education. I think a couple years ago, when when things started, you know riling up with the teachers here, it became public that bourbon pumped $30 million into the education system. So I've always said like, if you want to, if you want to improve the Kentucky education system, buy more Kentucky bourbon. In fact, when you buy Kentucky bourbon no matter where you are, you are actually helping the roads, the schools, the children, the teachers, you're helping our entire state. So thank you 11:00 Because we have pretty nice roads out in the rural areas because people buy a lot of bourbon. But here's another fun fact, it wasn't until 2011 that the distillers were even allowed to write off their, the fact that they were paying these taxes, they would have to wait too until they bottled it and put it in the market before they could write off the expense of the the out of alarm tax that they were facing. So American whiskey has all these weird, awkward tax laws, that every time I start complaining about having to do taxes or do my books, I kind of look at myself in the mirror and say, Well, at least I'm not a distiller. So remember that this year, as you're going to put your taxes together, however you do it. At least you're not having to do 60 to 80% on the taxes and you get to write everything off when it's time to write it off. And that's this week's above 12:00 The char Hey, if you have an idea for above the char hit me up on Facebook, Twitter or Instagram, until next week, cheers 12:11 Welcome back to another episode of bourbon pursuit the official podcast of bourbon Kinney and Fred here tonight people's champ isn't able to make it because of Corona virus things that are happening. So we'll go ahead and, you know, we'll send our best wishes to Ryan, he doesn't have a Corona virus. I don't want to make that make that clear. The way I said that probably sounded like really dire. No, he's actually trying to do some things for his for his job and set up daycare because we've got a lot of things happening where schools can be shut down for the next few weeks here in Kentucky. So he's got to make sure that he's taking care of his employees tonight. So we're gonna miss Ryan tonight, but we will go on without him. So before we kind of introduce everybody here, I kind of want to talk to Fred Are you are you Doomsday prepared? You guys got enough bourbon and toilet paper to get you through for the next month? Well, you know, 13:00 Like today was you know, I wasn't supposed to be on today because I'm supposed to be in San Francisco for the competition but last minute 13:08 you know we had a scare ourselves and my wife she's the on the committee for like getting the Louisville VA hospital prepared for the coronavirus. So we've been getting prepared I think for the last three months in fact, we we thought there's a tornado coming. Yeah, there might be a tornado coming. So we had a little tornado drill with a family. We all went down to the basement and I was really proud. We brought chips and toilet paper and you know, the baby had something to play with. So we got this. You Baby could play with toilet paper too. Well, he went he went down there and he went straight for the bourbon. I'm like, this is my kid. 13:48 It's in the DNA. Yeah. Alright, so let's go ahead. Let's go around the horn real quick. And but first before we hit some of our regulars, I want to introduce somebody that's new to the podcast and we have a special 14:00 And tonight so Aaron Goldfarb, who you will have probably seen from a lot of articles out there online. So Aaron, welcome to the show. Thanks for having me even though I don't know how to use a computer apparently so 14:14 it's okay. Well let it slide this time. We'll we'll do some tech support next time when you do calling a pinch hitter here. Absolutely. So just kind of give everybody a quick recap or kind of summary of like, who you are, where you write and everything like that. Yeah, I'm a, you know, accidentally fell into becoming a blues writer. I write a lot of whiskey articles, but I write cocktail articles, beer articles and food articles for places like Esquire punch, fine pair whiskey advocate, bourbon, plus my favorite place to write. 14:48 I've written a few books to hacking whiskey, most notably for your audience. Gather around cocktails was my most recent book and 14:57 just learned that my kid has been 15:00 next two weeks off school. So I think this is the end of my writing career for a while, at least. 15:05 We're all trying to set up some sort of daycares at home or, I don't know, maybe we should just like go out and like, buy the like 5000 piece puzzles off of Amazon and be like, here you go. This is your next two weeks. Exactly. 15:18 Alright, so, Blake, how you doing tonight? Doing well? Yeah, always good to be back. Just straight into my intro. I feel like we're kind of changing things up. So, you know, do I give the regular Hey, I'm Blake from bourbon or do I just talk about coronavirus or, I mean, you can talk about what's happened in your area. I mean, it's ya know, our craziness happening. No, it's well, I had the flu last week. So I feel like I was out and wasn't the corona virus was just the flu. So we're not we're not born. Yeah, yeah, I got tested. I got tested. I tested positive for the flu. So I decided, I guess I didn't test negative for Corona. But there's been no cases in Florida that I'm aware of. But no, it's just it's crazy. I mean, 16:00 The TPC, that's a huge thing in this area. And so they actually announced today that they're suspending all all fans from the tournament. And you know, this golf tournament will bring in over 100,000 people to come and watch it. So it was pretty disappointing. You know, I was supposed to be 16:21 I was supposed to be going out to a tournament with my son tomorrow. So that's a little disappointing. And it's spring break for us. And as you can see, my daughter's like in the background. So they're talking about extending spring break here as well. 16:39 But yeah, yeah, this should be interesting. I don't know. I'm, I'm one who, I just think you've got like a 1% chance of actually hitting and being devastated. So I'm like, I'll just be unprepared and 99% of the time, I'd be correct. So it's just that 1% gets me But no, so 17:00 lost interest for the longest episode we're about to get into. 17:04 You're right on point there. So So Jordan, what's happening? You're part of the world. Well, the Quran hasn't been declared so Western Eastern pa right. There's a bunch of cases nothing in Pittsburgh. So Pittsburgh's I wouldn't say naive, but like right around today was the first time a little bit of unease and unsettledness kind of kicked in. Right? And now that the NHL canceled the penguins, right, people are super upset. But I'm sure we'll be seeing cases pop up super soon. I don't really even know if they're testing or if they have test kits here in Pittsburgh yet so I'm sure there's cases that we don't know about. So I don't know. Thankfully, it's a state run liquor system. So there's tons of tons of bottles still on the shelves. I think people want to buy that one. But it's there slowly. And Brian in our part of the world Yeah, you're part of the world. Thanks for having me again, Brian with sipping corn Find me a bourbon justice calm. And I my only effect so far is tonight. Instead of doing this, I was going to be 18:00 Drinking an Evan Williams 23 year old old fish Gen 15 in the in the 101 12 year Evan Williams with a client and client had travel restrictions and wasn't supposed to go anywhere and so got my thing cancelled so now it's personal because it kept me from ever. But other than that, it's it's hasn't really affected me. I've got my daughter home from Dayton. They kick them out early. They won't be going back 18:28 to just I've got my bourbon Splott I'll be alright. And at one point for Aaron Aaron, I have to tell you this before I forget I tried to do from hacking whiskey the the bacon infused bourbon. It was probably the biggest flop that I have ever created in my life. I will need to talk offline. I need to know the secret because theoretically, everything about that I should just love and I ruined both urban and bacon doing. That's funny. I always tell people it sounds harder to do. 19:00 Fat washing that it is and it's almost impossible to screw up. But I guess 19:06 I've actually had a very similar experience, Brian, so I have a few minutes. You don't you want to slowly render the bacon made the mistake of like, crispy and I think just the brightness came through so that's what I yeah, yeah. Can't get black. Yeah, absolutely no Okay, good bacon pursuit come and say, 19:29 Hey, I'd go for I'd listen to that it sounds delicious peppercorn all over. So Fred, you've been kind of close to this, because I know at least with the corona stuff, you've been actually reaching out for distilleries kind of give us the latest on what's been happening with what the Steelers are doing for preparing for this? Well, I mean, you ask them personally, a lot of them will say it's all bullshit. And then when it comes to like a corporate message, they'll come out and say, 19:56 well, we're closing visitations starting 20:00 Monday so beam has closed visitations for you know Maker's Mark and the other properties. Starting on Monday, 20:11 brown Forman announced the closures of their Kentucky facilities for visitations on Sunday. And jack daniels on Monday. New rep has made similar announcements I have not heard yet back from heaven Hill. I've reached out to them a couple times. I've not heard back from them yet. Interestingly, places like the smaller distillers seem to be the ones that are kind of like, you know what, we're still doing tours like NB Rolen 20:40 in Western Kentucky was very proud to say that, you know what, we're still doing this. And, you know, so a lot of them have these kinds of plans in place, or for the visitor side, and they're all continuing production. I think production is like I think that's one of the 21:00 The hardest questions answers like what if one of the workers gets test test positive? what's what's the protocol? They're like? I mean, I really don't know what the manufacturing protocol is for when you have a pandemic and someone tests positive for something that gets out into the market. You know, do you have a recall? I mean, 21:19 I mean, those are the kinds of questions that they have to be taking. But at the same time, the Kentucky distillers association is meeting with the governor's office who has been meeting with the vice president. So I mean, we're like three degrees away from, you know, the highest office in the land here, when it comes to what can affect the Kentucky distilleries. So I'm not a I'm not an expert. And I'm not going to claim to be but from what I understand is that this is all basically through respiratory and oral is kind of how it gets transferred really easily. So unless people were like spitting in the mash tubs, I'm not too sure exactly. Even that it's probably because he's in a hallway. Yeah, and so I'm not too sure. Honestly, if even if 22:00 worker does, you know, come in and it actually is affected. I think the only thing that it might actually affect is just the production. Probably just send everybody home do shut down production for X amount of days, come back, do a deep clean, you know, go back, go back to work. Yeah, but there is this whole thing where you have to 22:19 the government's issue, like, where people had it, what would what they touched where they went, you know, I was, you know, I was somewhere and got it in and someone was there the day after me and I got an email about it. And, you know, that was kind of one of the personal scare for me, but, you know, I don't know, like, if somebody works in a factory, you know, does the government then require the that factory to issue a statement to its consumers, and I just don't know it. There's not really a precedent for any of this. 22:54 It's very, very scary. And I think it's more so right as much as they might want to keep many 23:00 fracturing right there just one part of the manufacturing puzzle. So if a farmer who distills the grains and drops them off, right not to sales, I'm sorry for the farmer harvests the grains and drops them off for the trucking company, he drops them off, or they can't drop them off because they have the colonel virus. Got any random ash, you're not doing much, right? Same with barrel, stuff like that. So I think it goes the whole or friends point, maybe you don't have to notify consumers, but then you got to notify your whole manufacturing chain, right. And maybe folks then don't want to drop off supplies because they're afraid that they're going to catch it for their employees. So I think it's just not as simple as you know, the virus doesn't survive much longer. You know, once it's out of somebody's system in the air wasn't just something for more than a few hours. So consumers should be safe, but it's more How does it impact everyone they interact with up and down the whole supply chain? Yeah, I think probably the biggest issue that's really is facing right now is the tourism aspect, which has been really it's been what the industry has been hanging his hat on, you know, with the with the rise of these like, the trade wars, you know, 24:00 This was the one thing that everyone said, Well, we still got like, domestic growth and we got tourism. And so you know, this is you take out the more than 2 million people coming here to visit Kentucky distilleries. I mean, my god there, there are talks in town about impacting the derby. I mean, I can't even imagine not having the derby. Brian, can you? I mean, I just can't I can't, I can't envision it. Now. I heard that today, too. They're talking about maybe postponing and it's, you know, they're still looking at it. No decisions made yet but that's, it's just crazy talk. I mean, let's face it, Churchill. I mean, there'll be like, I just bet from home. Oh, 24:44 yeah. Where's that from all right, no, fancy sign up for twin spires club and they'll give you you know, $50 free or whatever, and they'll be laughing all the way to the bank. 24:56 The other the other component of this, that 25:00 should be getting Blake excited, actually because a sale box is that this is going to be one of the moments where we see an enormous increase of shipments and people don't want to get out of their house. So they're not going to go to a liquor store. What are they gonna do? They're gonna buy, like, going to visit seal box calm or wherever. And 25:25 go Fred. Yeah. 25:29 It's 40 like 40 25:33 but uh, you know, that's that's what's going to happen. Is there going to get deliveries? I mean, we're all right. We're getting deliveries from, from Whole Foods and Kroger right now. So it's crazy. Yeah, I think there was somebody had actually talked about on our discord chat a little bit earlier through Patreon. And they were saying, Well, what happens if Corona gets spread into Amazon into these delivery services? And it was like, yeah, it's 26:00 It's a true concern. The other part of this is thank god they're heavily automated, right? There's robots that basically pack those boxes for everybody. But when someone sneezes on a robot, 26:11 what 26:14 are they ended to? Whatever this was all just a way for the robots to take control, actually run a virus. I'm with you on that. Now. I mean, everyone's talking about walking dead. But what if this is really Terminator about to happen? 26:29 They planted the seed. 26:32 conspiracies, Fred. What? 26:35 Surprise now pushing back in conspiracies speaking of vodka conspiracy, Jordan was today's email like a backhanded compliment to 26:44 Tito's yesterday What are we taught Hey, hold on. Let's let's set the stage here because I have no idea what 26:51 newsletter right for whiskey Wednesday, I went out and it was a PSA on how to make your own hand sanitizer. So he did give Tito's the nod and the fact that they are 27:00 aggressively letting consumers know whenever they tweet or interact with them on social media that no you cannot use Tito's for hand sanitizer because it's not 60% alcohol right so we did harm we do give them credit on that one right but I mean, let's be real if you're going to use hand sanitizer and you must use bourbon we prefer you drink it, but at least use 120 proof bourbon to do something right. But there's a comment in there too. Tito's about like, well, at least they're clearing some of the facts up and 27:27 crafted you know, made in Texas kinda 27:31 just made sure wasn't reading into it. But once again vodka fails. I mean, you look at it it's like everyone's like starting to champion it for something that it can make me be valuable for and again even do handsome. 27:46 That's that's a perfect way to end this. I don't really talk about coronavirus anymore, do you? Oh, yeah. No, no, no, that was much hysteria. Yeah, that was a nine. All right, good. So let's move on to the kind of the meat of the show here. Let's Shall we 28:00 Wait for Blake to open his bottle here because we can all hear it all that loud. 28:06 He had the mute control to hear it immediately. It's like gay. There we go. I'll mute him. Alright, perfect. 28:15 before the show started, you know, Aaron, you would think 42 times into this he would have figured it out. 28:23 But this is this is just like it's everything about get sanctioned. Yeah, it's it's either that his Wi Fi dies. I mean, it's, it keeps going. So, Alright, so let's kind of get into the meat of the show. Because the one thing that we've all kind of seen is just the hysteria that is surrounded Blanton's. And to kind of just give a little bit of background and context there is a great article that was posted by Chuck Cowdery back in 2013. And he gave a history of bland so I'm just gonna go ahead and just take like a minute or two just to read this just so everybody kind of gets up to speed on it because I know we've had people requests 29:00 Like, Hey, why don't you do an episode on the history of blends? Come to find out. There's probably not a whole lot that we could do a whole episode about. So this is gonna be it right here. So if you think back in the 1980s it was a bleak period for bourbon. thankthank Ryan 29:18 is poppin bottles they don't. They're shit what's going on around here? I'm listening Really? I thought it was a good timing. See, Aaron? This is what I'm talking about. Nobody, nobody's learned the proper or how to pour their PR, or I've got my mute button. I'll use camera but I pre poured everything and sure your next go. I've already popped a bottle or two on the show. So I think we're good. All right. I think everybody's got their bottle pops out of the way. Alright, so in the 90 or sorry, in the 80s. sales were down. inventories were high profits were under intense pressure and whiskey assets were changing hands. Most large producers were no longer independent. Instead they were part of conglomerates and with a portfolio of a household names back then. 30:00 Back then F Ross Johnson was the powerful CEO of Nabisco. Nabisco had a subsidiary called standard brands that included fleshman distilling. 30 Falk was the CEO of Fleischmanns and Bob Brandt and this guest Moran discuss my I'm gonna screw that up was the president. In 1983, Johnson decided to sell standard brands to Grand Metropolitan. A few years later, green Metro Metropolitan merged with Guinness to form biagio. Green Metropolitan already had a thriving drinks business that included JMP scotch and Smirnoff vodka, assuming they would be replaced after the sale folk and burnt Miranda's kiss. I know that's bad, resigned and started to start their own company. fulke was previously an executive with schenley. So he approached Muslim reckless, whose conglomerate own schenley about selling some assets Falk and Baranski has originally tried to acquire old charter, but reckless always needed money, so he agreed to sell ancient age bourbon brand and the distillery that produced 31:00 It then it was called the Albert B Blanton distillery. Today's Buffalo Trace folk and Baranski is called the new company h International. As the name suggests, they believe Bourbons future was outside of the US. One of the first moves was to enlist the master distiller at the time Elmer T. Lee with the creation of Blanton's single barrel bourbon to appeal to the Japanese market, but with multiple extensions in Japan and the US in 1991, fulke and Burns has sold 22 and a half percent interest in Asia international to Japan's to current shoes a with the right of first refusal to purchase the remaining shares in 1992, Fulk and Burns has sold their shares to Tucker for $20 million to car immediately sold the distillery to Sazerac but retain the corporate entity and brand trademark. Today Sazerac still owns Buffalo Trace and Buffalo Trace still produces all the whiskey for agent age, Blanton's and other age international products and brands using Nashville number two, which is also being used for Bourbons like Rock Hill farms as well. 32:00 Well, Chris Phalke commented on the article, and he said that that was his father ferdie had passed away from cancer in 2000. But Blanton's was the original super premium brand. And he said he can remember watching him draw the packaging idea on a napkin back in 1983. So follow all of that. Very. So. Yeah, I'd like to add, I'd like to add to that, because this is something that gets really lost in the history of that brand. And I would argue we could have a whole show on the history of it. 32:31 But in the 90s, basically, when the Albert Blanton was was head of the distillery he used to, 32:42 he used to take people out, and he used to pick barrels for him. And then he would actually put that into the Kentucky retail market, effectively making it like a single barrel asset, but they weren't really calling him single barrels back then. And so people you know, Sazerac were always you to use 33:00 It in their marketing that it was the first commercially available single barrel that often got pushback by people. But indeed, it was, but that brand had a huge impact on the world. You know, in my book bourbon I wrote about like how important it was for Japan and how it kind of opened that market up. Another thing that Blanton's did that was really important is it pissed off Maker's Mark and it started making fun of Maker's Mark and advertisements for the saying like, Oh, you have to talk about your wax because your whiskey isn't any good. So they kind of like you know, played with Maker's Mark in their own game and they went back and fourth. And so they had like this state, but blends created this statewide tasting competition, in which they selected tasers and Lexington and Louisville to to have a taste up between makers and blends. Blanton's one Lexington and makers one Louisville so plans is a really really important brand. 34:00 The return of bourbon and this Return of the the introduction of the gold. Blanton's is like For God's sake, it's about time. You know, it's about I want to want to get to that, because that's a that's a big part of today's show. But what I want to do is I kind of want to just trace this back about two years. And I want anybody that has a theory on why the hell did Blanton's just skyrocket in popularity? I know that we've seen it on some TV shows and everything like that, but was there was there something that happened that I missed that all of a sudden this round bottle the horse on top just just went crazy? I have a theory. So I want to jump in, but I guess I will. So I think it's and I wish I had notes because I talked to Chris Comstock about this the other day about 35:00 There's supply the supplies, not 35:04 the supplies, basically, I think it's like five x of what it was a few years ago, is what they're producing now. So it's not nearly as bad as people think. But in my opinion, what started to happen was a lot of these distributors in the store started seeing what was happening with Pappy and you know, the antique collection. And so they started allocating on the distribution side. So then instead of stores just like yeah, or whenever you want, they'd say, Oh, we can only give you two bottles. Well, then the stores start telling the customers Hey, look, I'm only getting two bottles of this. It's at that price point that makes it you know, the high end the bottles cool, it's it's, it tastes good. And so then as you know, that started building, you go into a store and see two bottles, you grab them and then there's an empty shelf. So then the I think the hype just started building and scarcity sells. So now every time people see it on the 36:00 shelf, it's like, oh, I've got to grab as many bottles as I can find or as I can get, because who knows when I'll see it again. 36:07 And that all seems to be happening happening over the last two to three years. I tell the story of that blanes was actually the first barrel pick I ever did for bourbon er, and that was back in 2015. And I remember the the retailer marked it up to I think it was $64. And I lost, you know, so many people saying that they're not going to work with a retailer that was trying to gouge like, I bought five cases, I had a few friends buy a bunch of cases. And now if I got a Blaine's barrel, you know, it'll be gone in a day and you could probably sell for 100 bucks a bottle or something crazy like that. But I still think it's all kind of like a an artificial demand or artificial shortage created by that middle tier. But that's just my opinion. I think it also has to do with the fact that right, so around that time, and don't get me wrong. We've been fans of Blanton's I think back in 2014 we caught 37:00 Call it out on the site that we weren't sure why people were overlooking up. But then is Buffalo Trace in general, right? So all their Bourbons started becoming more known to folks people started realizing Oh, pet Van Winkle comes from Buffalo Trace. Oh BTC What's that? Okay. And then Elmer got really big, right? And then others started getting big. So especially if they wanted a single barrel, right, they go in Hey, can I get an armor? Oh, you can't get an armor. But look at this cool bottle. You get this little horse top or his little wax on little bags, and I'm just finding the box. Why don't you go for that instead? Right? And it was just one of the it's just one of those things where people just want the next thing right so all right, so I can't get any other Buffalo Trace product. What else you got? You got plans, you can get that pretty easy. I'll take one of those. Right and then people start doing a little research, especially if people are really into bourbon. They realize that there's Blanton's gold, there's plans straight from the barrel, which used to be again, easy to find. So two years ago, it was what around two years ago I think master mouth stop shipping right and a lot of store shop stopped shipping from over in Europe. And it was just that snowball effect, right? There's no rhyme or reason to a lot of stuff. It's just people like to hoard people like to know what's cool. 38:00 Blanton's cannon right? Everyone, I'm sure has friends who asks, What should I buy in the store used to be really simple to say, Oh, just pick up a bottle of blends. It's great bourbon, reasonably priced. Just go for it. Right. I still say that. And then I catch myself going, except you're not gonna be able to find anymore, which stinks. But I think a lot of it is just that snowball effect that took place with consumers, especially around Buffalo Trace products. You brought up something very important. Jordan, as you brought up, Elmer T. Lee, and I've been thinking about this a lot since Kenny posed the question to us before the show about why did planes take off and I remember specifically after Elmer died, you could not find a martini you could not find it. And the one bottle that everybody recommended after that, because it was accessible was Blanton's, you know, it was a Rock Hill farms. It was always Blanton's was the was the bourbon that people recommended after Elmer T. Lee passed away. There couldn't be a more fitting bourbon to recommend since that was the 39:00 One that he brought, you know, he brought to life. And, you know, Elmer kinda gets forgotten. You know, Elmer doesn't get talked about as much as you know, some of the other deceased distillers like Booker know and Parker beam. And it's a real shame because he was a Titan of a distiller and I think that he would be, you know, smiling quite happily to know that his stuff was being It was very difficult to get he wouldn't be very happy with the price gouging. But I do believe that that is when it all started was in the in the quest to find Elmer. They got Blanton's and liked it. Fred, I kind of remember a little there was a at least a couple year time period where to me it was the opposite of that. People wanted Blanton's and and Elmer was aged couple of years more than Blanton's and I couldn't figure out why people wanted Blanton's instead of Elmer. I mean they're 40:00 is a time period where it over took Elmer. And I don't know anything about the production. I don't know anything about what's being withheld. But it it to Blake's point, it sure looks that way. So there's another thing that's sort of happening right now. And that is Buffalo Trace and heaven Hill are implementing new systems where you can only purchase allocated items that haven't healed sometimes it's once a month. And in the case of Blanton's at Buffalo Trace, they're now doing this once every three months of actually scanning your driver's license and turning people away. And this is because if anybody is unaware, the line that has been growing for Blanton's at the distillery has just gotten chaotic. I'm talking like two to 300 people that are waiting at six o'clock in the morning to get a bottle of regular Blanton's at the distillery. And so, you know, Aaron, kinda want to pose this question to you and get you get you involved here. Do you think this new system has a chance to actually succeed and work 41:00 Well, I was gonna 41:03 Aaron, you're cutting out, buddy. I think we lost him. Yeah, he and Blake or Sharon schleifer. 41:10 Want to bring them on camera? Yeah. 41:15 Yeah. Try to try to drop and come back on and come back if you can like maybe plug in or something. I'm not too sure. We'll, we'll get you. We'll get you in here. 41:26 All right, so so we'll take that in a different direction. So, Blake, do you think that has an actual chance to succeed with this particular kind of system? So what's the actual system again, sorry, I was typing whatever you know. 41:43 Loud they're only allowed how many bottles like one a month or something? It's this is what happens when like the teacher calls in you and you weren't paying attention. 41:53 Helen has placed they've had an in place for like two years they haven't held where they scan your license when you buy. Like buffalo grease implemented the same 42:00 Yeah, I mean you know you think about will it did that for a while and then they had their their do not sell to lists and everything, it'll, it'll definitely slow things down but I don't know. I mean, I think that's good because 42:15 ultimately you want some bottles at the distillery whenever people come and visit you. I had this experience a few weeks ago and we're up there and a friend of mines like, man, none of these, you know, these distilleries have any bottles like I thought it'd be able to get something cool. You know, heaven Hill, at least had. I remember what we got. I think that William heaven hill there. So at least there was something but that's the hard part is you don't want just the locals to come grab everything that is available. Turn around and throw it up on Craigslist or wherever people are selling these days. We don't do that in Kentucky man. Yeah, it's never happened. Right? Yeah. But you know, so you kind of want to spread it out a little bit. So I think that'll help. Um, but you know, it's 43:00 Like anything else, people are going to do what they want to do, they're going to send their sister they're going to send their cousin they're going to send, if they really want it that bad, but overall, hopefully it kind of spreads the allocation a little bit further. And I'll say, since I'm not located in Kentucky, right, I, at least from heaven Hill standpoint, I actually appreciate that they do that now, because it seems more often than not, whenever I go down to Heaven, Hell, and I always stop by when I'm in town, these tend to have a few bottles, right? That's, I think, based on the fact that they're helping to limit people from buying them. So from that standpoint, I think it's fantastic, right, especially being somebody who's visiting Kentucky and wanting to go I make sure to stop by the distilleries and buy stuff, but now they have stuff to buy, which I'm super appreciative. Yeah, and that's actually part of the reason this was actually implemented was Freddy Johnson was on the stage with Fred at legend series recently, and he talked exactly about this that this is all because of just trying to counteract the flipping game. And if you can limit of what people can get, then you can do that. And plus, they want to 44:00 Word people that are traveling from all around the country to go and visit the distillery and they want to get something unique while they're there. And this is an opportunity to actually make that happen. It's you know, they could release a lot more bottles to 44:15 we'll get to that option. Yeah. It's a difficult it's difficult, you know, I look at it, I look at it from the perspective of like, every time, you know, they, they, the distillers, like, wish for something and then they get it. And then like, five years later, they're like, Oh, shit. Yeah, like net. Like, I remember when they were lobbying for this. They were like, begging to have special bottles. They were begging to have this attention and this FaceTime with the consumers. And now you hear them and they're like, crap, what are we going to do? You know, like now they're facing some of the same problems at their retailer partners have so a lot more headaches for them for sure. 45:00 him personally, you know, three months is, I think a little bit generous. I would have rather seen a year. Because if there's two to 300 people lining up to do this, and they're bringing their brothers, their sisters, their cousins or aunts and their uncles to get a bottle of Blanton's. Like, let's just nip this, like it's Blanton's after all right, like it is it's good whiskey. But let's let's try to let's try to curb this because I don't see a reason why people should be going this nuts over and if they have a bottle of bourbon. And I think I remember seeing a lot of comments when people announced that this system is getting put in place. They're like, Oh, like why are you gonna hurt your you know, your biggest consumers and your cheerleaders and I'm like, they make a lot of different whiskey. There's a lot of different bourbon out there on the market. Like don't pin yourself into just like that one bottle. You know like that Nashville makes a lot of different stuff, right? So like you don't you don't need to be pigeon holing yourself and it just one particular kind of whiskey for everything. 46:00 You drink? Yeah, I was at a store one time and a guy was asking the clerk for it he's like you guys got any Blanton's as a total wine and and so everyone having plantains and I was like hey man like actually they've got a Hancock single barrel pick that they've done and it was like I think seven years old or something 46:20 the exact same mash bill you know, maybe it wasn't in warehouse H or whatever it is, but pretty much the exact same thing is like I don't want that crap. I'm like, Okay, nevermind. No, I mean why bother? No, you bring up a really good point though Brian right? The whole point the whole reason they had the horse in the first place right and way back when wanted spelled lens which is cool, but to entice people to keep buying it. So then you do find people who actually you know, for multitude of reasons right and I'm not judging whatsoever who once they find something and they do want to collect it just for that purpose. I realized you can buy the stopper from Buffalo Trace itself right? But they actually didn't want to start collecting the bottles just to get the topper so not only do they like up and other like corn 47:00 I need to get all the rest of them. Right. So now their demand is well, I just don't need one or two. Now I got to find all I got to the letters, I got to fill it out. Exactly. Right. So it's it's, they've kind of created a little bit of a headache in that sense for themselves. If there was no letters on the bottle, that would definitely eliminate a little bit of that from some well, and a lot of people in the comments have said that the dump date being on every bottle, you know, how many posts have you seen, you know, oh, my kid was born or you know, oh, I'm looking for this dump date. Yeah, work on whatever they want. Yeah, whatever it is, they they want that data on there. I mean, it's it's marketing genius is what it is. It's a product of success. You know, I think Fred alluded to this a little bit of they worked really hard to make these things popular and, you know, get special releases out of the distillery. And then I don't want to say it backfire, but I think it caused them more headaches, and they probably they were thinking it would but it's a product of success. So at the end of the day, I don't think they mind it. 48:00 No no no one thing that none of these companies are doing is they're not utilizing technology you know and Kenny I'd like to get your your thoughts on this because you're the tech guy but How hard would it be for them to like create like an order and hold or some some kind of system for online to connect with a point of sale where someone could plan their trip and then come pick up a bottle I just I just feel like there's so many opportunities to alleviate these problems that they never seem to explore they they're stuck in these inundated antiquated stand in line look at an ID kind of crap. I think it's just simple ecommerce is that a lot of and I think we've touched on a lot of times, even just retailers and everybody else in general, like this type of market is is behind the curve of what we see in every other type of industry. And so if they don't take the initiative to try to figure out like, how do we get our hands in the how do we get our product into the hands of consumers faster, easier, and less friction and make them 49:00 A happy consumer. If you don't take that into account, then they're not gonna do anything about it. You know, the other thing is, is that if you look at what the SAS rack is building with blends and Buffalo Trace and everything, like, they don't really, I mean, they're gonna sell out no matter what. So do they need to go through all that extra effort to invest in an e commerce platform to invest in something where like, I don't know whether they have their own online, put your email in a database and come and pick your bottle up on this date kind of thing? I don't know if they really need to. So it kind of like I said, there's there's, it's a double edged sword from there. And you do actually so Fred, I mean, that's a great point that you make both Kenny and Fred but you do see some distilleries doing that, right. So look at new ref. Look at angels MD with their main club, right? They both do that when they have special releases come out, you can pre buy and they give you a 30 days to pick them up or X number of days to pick up. I think that's it's great. And it's also great for again, if somebody is out in town to be like, Alright, I got a month to go pick this up. I'll plant quickly. 50:00 trip around this or something like that, right? And it drives people there. And then I'm sure once they're there, they're like, Well, shit, I'm here by some other stuff, whether it's from that distillery or local store around there, whatever. But it's just great for the local economy in general. And I wish more distilleries did that. He was envies absolutely crushing their special bottles. People make events out of that. And I have never talked to one unhappy person out of there. I mean, I hear I hear so many unhappy people coming out of heaven Hill, there's so many people, unhappy people coming out of out of SAS, right. Really no one from being but I don't think anyone's necessarily going there for special releases. But the key distilleries that have special releases of all them angels envy is crushing it by far that program that they have people love it. Yep. And plus, it's an easy way for you to kind of like allocate these things online. And not only that is you basically sell it before anybody actually picks it up. So it's, it's, it's instead of like putting it out there and hoping people come like, it's all online if you make it easy and frictionless 51:00 Then you're gonna have a much better way to you don't have that kind of like cash flow in that pipeline coming into man. What if they did like bourbon futures where you could like, you know, buy like a case of Blanton's five years from now. So technically that's kind of what Bardstown bourbon company is doing. So they their barrel pick now is you pay $1,000 deposit to get it, and then which I guess not technically futures, but then you let it age as long as you want. And essentially you just pay the same price for whatever the standard bottling is whether you let it go to 10 years or you let it go six months. 51:39 Yeah, yeah, I'm familiar with that. It's just not it's not proven, but like Blanton not nearly as exciting to Yeah, I mean, that it is it is a concept for sure. But like, I mean, imagine like if you could, if you could buy a futures, Pappy 23 right now when your child is born, 52:00 or something like that. You do it in a heartbeat. Yeah. Now, right now I would nobody would want to track that accountant. Somebody put in the or Aaron put in the chats about basically that's how Bordeaux works and yeah, you know the it's not like a Pappy 23 where you're waiting 23 years but there is some time there and it is interesting to see how that whole market works and I mean, it's pretty crazy. We may get there one day, the ghosts Yes, that's the one thing that we don't that we don't have that the wine world has is like these really high level business people call negotiators who basically broker every single thing. And I think that's why angels envy so successful with that program as West Henderson is kind of like a hybrid, you know, in this world. He's such a business forward leaning mind and you know, it has his dad's DNA. Anyway. All right, I want to shift topic a little bit because this is still gonna be Blanton's, but the biggest news 53:00 That happened last week or was it two weeks ago whatever it was was the idea and the announcement of Blanton's gold coming to the US 53:11 What do you get if you mix Seattle craft, Texas heritage and Scottish know how that's to bar spirits to bar spirits traces its roots to a ranch in rural Texas run by the founder, Nathan kaisers family for six generations. Nathan grew up on the ranch with stories of relatives bootlegging moonshine, and after moving into Seattle, he wanted to keep the family tradition alive any open to bar spirits in 2012. They're very traditional distillery making everything from scratch and each day starts by milling 1000 pounds of grain. Their entire product lineup consists of only two whiskies, their moonshine, and the only bourbon made in Seattle. Both bottles are being featured in rack house whiskey clubs. Next box, rack house whiskey club is a whiskey of the Month Club. And they're on a mission to uncover the best flavors and stories that craft distilleries across the US. 54:00 Have to offer rack house ships out to have the feature distilleries finest bottles, along with some cool merchandise in a box delivered to your door every two months. Go to a rack house whiskey club comm to check it out and try some to bar for yourself. Use code pursuit for $25 off your first box. 54:21 The biggest news that happened last week or was it two weeks ago, whatever it was, was the idea and the announcement of Blanton's gold coming to the US. And for anybody that has been a bottle chaser or you've been into bourbon for a little bit. We've all known that. Blanton's gold and Blanton straight from the barrel are something that we gravitate towards because you like oh, it's higher proof and, and now we're all like oh, and it's got a shiny gold horse. So of course I want all these. As Ryan said earlier, I want the I want the ski with all the gold letters on it now. So the there's a few questions that arise with this and the first one. I'm going to 55:00 Come to his tariffs, because one thing that we've seen is that tariffs are being it's being catastrophic to the whiskey industry in regards of just it's both sides of the coin here. Now, there is the idea that people are saying, Okay, well, if we are going to have to pay tariffs, then let's go ahead and hold more whiskey back that we know that we can sell to our existing consumer base here in the US. Do you all think that this is a reaction to that? Or do you think this was planned out a little bit further in advance? And they said, You know what, we're going to just do this because we're, let's go ahead and make some more headlines. I'll go first, right. I think 100% has to do with tariffs, right? I think they are looking in real time and how to react. I think they saw a business opportunity. And they're going for it right. They don't want to have products sitting there, or they don't want to overcharge consumers, 55:55 to needlessly sell to no one in Europe, if no one's gonna be paying that price. 56:00 They saw Hey, Blanton's is hot, let's make it happen. And 100% that played into it, whether there's a little pre work behind the scenes going into it potentially. But don't get me wrong, that current tariff situation 100% played into this. I also want to mention that in the press release, they also said that this is going to be an SRP of $120 for this particular bottle too. So don't forget that. 56:21 I like to say that at the top of Buffalo Trace is probably the single smartest person in the entire spirits industry, Mark Brown. That man had this plan probably five years ago and had a rollout leading up to it. And this year is probably going to be like, like some additional Weller products, maybe a single barrel or something like that. I mean, you're going to start seeing like Buffalo Trace, kind of like, take their super premiums and dice them up into more limited edition releases. And it's it's all about getting another skew getting another press release at another company. 57:01 They they own a lot of the conversation market, they own a lot of the store they own almost all the skews that all the retailers want. And if they every time they add one, they've got another one. So they have another reason to have a meeting with a retailer they have another meeting to have a meeting. Another reason to have a meeting with a an on premise person plans goal, in my opinion, is probably just one of the actually well they're foolproof last year was the beginning of the rollout of seeing the kind of evolution of what Buffalo Trace is planning to do with their premium product. They're dicing them up gradually raising those price raising the prices up a little bit more and making them even more valuable. Yeah, and I don't know that's a it's looking at it from a marketing standpoint. Genius. Yeah. 57:57 I don't know there's there's a lot better 58:00 Values out there in my book and I just I I try to resist so much of the hype and I I like the ancient age products probably better than than their other mash bill and and other than some Weller 12 or the the B tech, William LaRue Weller the ancient age math is my favorite Mossville. 58:25 But the marketing just it rubs me the wrong way. I get it. And I wish Aaron was able to stay on because he could speak very highly to this with his experience at Esquire and some of the other more industry facing publications. I'm just telling you, man, you could just throw you could you could dangle any Weller Blanton's, even Buffalo Trace, you know outside of a Manhattan window and you'll have like 50 bro dudes chasing it down. It's the stuff is crazy. And it's genius. And congratulations to them for doing it. It's absolute genius. 59:00 But there's so much for roses and wild turkey out there that that in other brands that are so much better and so much more of a value, I just don't get it personally. So so then that then that then that that's not really a knock on them. That's basically that's our job to say, hey guys can't get this, you know, try this and i and i think Jordan does a great job of that. I think Blake does a great job of that. Kenny, you really just drink it all. So 59:30 Equal Opportunity drinker. That's right. 59:33 And so Fred, I kind of want to like take a counter argument to kind of what you said a little bit, because there was something that came up in the chat by Dave Preston. And he had mentioned that, you know, he thinks that this has to do with like, increased stock that's resulting from ramped up production. However, I kind of look at it and think like, well, maybe they're just taking and to take Jordan's side of this. Maybe they're taking away from the European allocation now and just shifting to the United States, because we've all been 1:00:00 on tours here, right. And we all know we've been in the Blanton's bottling Hall, every day you're in there. They were bottling plants, and they're doing it around the clock every single day. And it doesn't seem that they can keep up with the demand. So where is all this extra inventory coming from? If you don't think it's just like taking away from European allocation and from tariffs, if, like how to keep pumping out more product. So again, this is my opinion, this is all been planned. These are not knee jerk business people. These are very smart strategic, especially when it comes to marketing, and they happen to have great whiskey. And I just think this was a part of it. Did they change their European allocation? Hey, maybe they did, but I think this product was always planned. Maybe Maybe it got bumped up a little bit for for anticipation of more terrorists or continued tariffs. But I think this has always been in, in creation. And I think we're going to see a lot more 1:01:00 from, from that distillery with new products coming out of their heavyweight prop brands like Weller and Blanton's, and, you know, I don't think we'll see anything added to the Buffalo Trace antique collection. But I think you'll start seeing more limited releases. I got to push back just a little bit on that too, though, Fred. So I think, don't get me wrong. I think it's super smart if they were planning this for a few years, right. But I think I would categorize them just as smart for being a very smart businessman. If they read the current situation. They read the current landscape, the current tariffs and said, Alright, how can we capitalize this? Right? How can we turn this around and make it so that it works in our favor? Right, I'd say that'd be a just a smart individual and just a smart move. So while it may be planned, right, I got to give them I hope I'd give them credit for reading the current landscape and saying, what can we do to make this work in our favor? And hey, maybe both are Right, exactly. You know, so like, what I know is I'm not running a billion dollars. 1:01:56 I'm sitting here. So I am, this isn't 1:02:00 Confirm, but it was basically like kind of backdoor confirmed of Buffalo Trace production. So they were producing about 12,000 barrels a year in 95 by 2010, that was around 100,000 barrels. And by 2018, it was 250,000 barrels. 1:02:17 So may not be exact, but gives you an idea of the ramp up. They've been doing over the last, you know, two decades. So when you talk about they may not have had to steal from the European allocation. That's where I think there is more barrels that are going around now whether or not it's just a you know if it's really because of tariffs or is just because, you know, take advantage of the US market a little more. I think it could be a little bit of both, maybe it turned out to be good timing. But at the end of the day, I think they love the new press releases, they love the new brand extensions. You know, what was it 1:02:54 is it benchmark that's getting the next redo You know, we've seen them do it with well are now the 17 1:03:00 to benchmark and I think well, you know, they've kind of evolved the H Taylor brand to have a new release every year. I think we'll just like Fred said, we'll just keep seeing new bit several new releases each year because they want to be able to go back to t

As Ryan says, "Be your most authentic self and only good things will happen." In only one episode, Ryan and I dive deep into his journey and discuss his complete evolution from his old self. We get into things such as authenticity, vulnerability, judgement, racing, habits, aspirations, and more. Ryan has come a long way since high school sports. He's run hundred-mile races, created his own company, but most importantly, he upgraded self. Ryan Lange is the Founder and Lead Creative at GenZ. He created this company based off of his own personal needs with running, raving, and ultra-racing. The GenZ Website: https://www.livegenz.com/ GenZ explanation in 1-minute: https://youtu.be/WiJ5ae760jA Ryan's Instagram: https://www.instagram.com/langeruns/ Ryan's LinkedIn: https://www.linkedin.com/in/langeryan To see what we are up to and what is going on around the Dream BIG & Co community you can visit us on the following platforms: Website: http://www.dreambigandco.com Instagram: https://www.instagram.com/dreambigandco Twitter: https://www.twitter.com/dreambigandco Facebook: https://www.facebook.com/dreambigandco Vimeo: https://vimeo.com/dreambigandco Snapchat: https://www.snapchat.com/add/dreambigandco Tik Tok: https://www.tiktok.com/@dreambigandco LinkedIn: https://www.linkedin.com/company/dreambigandco Medium: https://medium.com/@dreambigandco Our Spotify Playlist: https://open.spotify.com/user/ajd372/playlist/1eWjtPUmEcOwWNLHnXPbom?si=w6RxhK9oSOSTsXnrO0R2iA Our Amazon Alexa Skill - Dream BIG Daily: https://www.amazon.com/dp/B07YPF7T32/ref=sr_1_1?keywords=dream+big+daily&qid=1570174516&s=digital-skills&sr=1-1

Hear how fresh thinking can revolutionize an industry! In case you haven't noticed, the world has become flat. In all kinds of ways, people are now connected across the globe, with significant and exciting implications. Ryan Cornell saw an opportunity to help companies, entrepreneurs, freelancers and even himself see this flat world with a fresh perspective. This led him to create RemoteProfessionals.com to help employers find trained, skilled staff abroad, particularly in the Philipines. In our podcast, Ryan and I will share how he started his company to help people in the US, the UK and Canada find excellent, English-speaking, "Americanized" workers in the Philipines. Listen in, I guarantee you'll learn a lot! Great talent at a fraction of the cost As Ryan explains in our conversation, RemoteProfessionals.com provides remote workers (or virtual employees) to companies throughout the US, UK and Canada. These workers are very talented and very capable, but since they're located in the Philippines, employers experience huge cost savings (40-50%) because of the drastic difference in cost of living.  No need for office space These days, work can really be done from anywhere in the world. Since most jobs are done with a computer and a telephone, many companies no longer need their employees to sit in offices on premises all day, every day. For decades, Fortune 500 companies have known this, with offices and employees all around the world working together as one team, from marketing people in London to finance people in Saudi Arabia to advertising people in New York. Ryan's company does virtually the same thing, except for small- and medium-size businesses, entrepreneurs and solopreneurs. Call center personnel you can actually understand In true Blue Ocean style, Ryan saw an opportunity, a niche that was not being filled, and jumped right in. Many staffing firms use workers for whom English is not their first language (often making them hard to understand for American, British and Canadian markets), but Ryan's employees come from the Philippines, which until 1946 was part of the United States. Many of them actually speak English better than Americans, Ryan says. Culturally, they’re very similar to the US, following the same sports teams and watching the same movies and TV shows as we do. The main difference is that the country is very poor, but with an extremely bright, competent, highly-educated workforce. Ryan took what was working for big business and applied it to small ones What Ryan did was figure out how to make remote staffing work for small businesses so that they can capitalize on the same benefits as the big companies. There's a Blue Ocean! As he explains it: "The people we attract are the cream of the crop, they’re the top performers in their industries and in their jobs, always looking to improve themselves and learn new things. In fact, we have a Continuous Learning program where employees set aside an hour each week for independent learning. They get to choose the topic—reading a publication in their industry, or testing or researching some new software or app that could make their employer more efficient—which benefits them AND the employers." Matching the right people to the right job Ryan's firm starts with a Needs Analysis, where they determine what a potential employer is looking for. Then they find the two or three people who best match the job description and the employer chooses the person who seems to be the best fit. Two additional things make Ryan's approach unique: onboarding and employer/employee support. "You’re not just hiring the actual employee," he says. "You also get paired up with a Client Services Liaison who shadows your new employee extensively, especially in the beginning, and a technology specialist who helps set up your computer, software and communications systems so everything goes as smoothly as possible."  About Ryan Cornell As Founder & CEO of RemoteProfessionals.com, Ryan provides remote workers (or virtual employees) to companies in the US, UK and Canada. Ryan got the idea of a global workforce when he was one of the nation's top real estate agents and had a team of remote professionals to help handle the workload. Today, he enjoys changing people’s lives: helping people in the Philippines get better jobs than they could locally, and helping small- and medium-size businesses take advantage of the global economy and global workforce in the way Fortune 500 companies have for years. Want to know more about how Blue Ocean thinking could change your business? Start with these blogs, podcast and white paper  Blog: 6 Best Tools to Do Your Blue Ocean Strategy for Changing Times Blog: How Blue Ocean Strategy® Helps You Find (and Convert) Nonusers Podcast: Ask Andi—How To Find Your Blue Ocean Strategy® Step 1 White Paper: Blue Ocean Strategy®: A Brief Introduction Additional resources Ryan's company: RemoteProfessionals.com My award-winning book: On the Brink: A Fresh Lens to Take Your Business to New Heights Simon Associates Management Consultants website  

In today's special episode the boys play the urban dictionary challenge where they take a word from urban dictionary and try to guess the meaning. As Ryan and Ajay are heavily immature it got a bit explicit. Hope you enjoy Please follow us on social media and message us if there is any problems you want to share or questions you want to ask. Instagram:  https://www.instagram.com/aandr_podcast/ Twitter: https://twitter.com/AandrPodcast For any business enquiries please email the below address: ajayandryan2000@gmail.com

This week’s ‘Rugby Reloaded’ talks to Ryan Bodman about his forthcoming book on the social history of rugby league in New Zealand. As Ryan explains, league in NZ has always been a game of the excluded and dispossesed: industrial workers, Maori and Pacific Islanders. He talks about the links between the sport and the labour movement, discusses how anti-Catholic sectarianism saw Irish Catholics come into the game, and how NZ schools even today are a battleground between league and union. For more on the history of rugby and the other football codes, take a look at www.rugbyreloaded.com (which also has show notes for this episode) and follow me on Twitter at @collinstony.

The Doctor, Graham, Ryan, and Yaz are taken to Tranquility Spa via a transport cube for an all-inclusive stay. They are welcomed by their customer host, Hyph3n. As Ryan retrieves a snack from a vending machine, he is infected by a Hopper virus. which the Doctor is able to extract from him. While recovering, he meets fellow guest, Bella. Meanwhile, there is a physical breach and guests are asked to assemble for a muster drill. The Doctor convinces Hyph3n to give her access to the "linen cupboard" which is actually a deadlock security room with an armory where they meet Kane. The Doctor becomes suspicious upon discovering that there is an ionic membrane needed to protect a holiday spa. The creatures that broke into the spa start killing guests. The Hopper virus had also gotten into the spa's systems disabling the transporter and security cameras. The remaining survivors—the spa's mechanic Nevi, his son Sylas, and an elderly couple, Vilma and Benni—meet at the "linen cupboard", but Velma notices Benni has gone missing. The Doctor builds a new ionic membrane from scratch which banishes the creatures. Now safe, Kane identifies the creatures as the local Dregs. It is revealed that the spa is a "fakation", a place designed to look like a vacation in a fabricated environment. The spa's system which tracks all the guests shows Benni outside the spa; the survivors go out to rescue him. From the vehicle, the group sees the unhabitable desolation of this orphan planet, Orphan 55. The vehicle is caught in a Dreg trap and the Dregs surround it, keeping Benni as a hostage. The group makes a run for a nearby service tunnel, but the Dregs kill Benni and Hyph3n. Once in the tunnel, Bella reveals herself to be Kane's daughter whom Kane neglected in order to build the spa. Bella escapes with Ryan via the transport while the others are forced to continue further along to the stairs as Dregs swarm into the tunnel. The Doctor, Yaz, and Graham discover a rusted Russian sign meaning that Orphan 55 is actually Earth, devastated by global climate change and nuclear war. Vilma sacrifices herself to give the group more time to escape. Going through a Dreg nest, the Doctor learns that the Dregs are mutated humans that survived the fallout. Kane stays behind to give the group more time to escape. Bella resumes with her plan to destroy the spa out of anger toward her mother. As the Dregs surround the spa to attack, the group fixes the transporter and safely evacuate, leaving behind Bella and Kane to fight the Dregs. Back in the TARDIS, the group despairs of Earth's future, but the Doctor reminds them it is only a possibility, but humanity can make a positive change or accept their fate like the Dregs. *Credit Wikipedia for this Recap. Be sure to check out the After Show hosted by: Zach Wilson, Adrian Snow, Dave Child, Rachel Goodman --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app · The Colin and Samir Podcast: The Colin and Samir Podcast hosted by LA - based friends and filmmakers Colin and Samir takes a look into what it’s like to make creativity your career. https://open.spotify.com/show/5QaSbbv2eD4SFrlFR6IyY7?si=Dj3roVoJTZmOime94xhjng

Ryan and Tim make a bad podcast about an even worse movie. As Ryan described the film, “it was oddly boring?”

Ryan and Tim make a bad podcast about an even worse movie. As Ryan described the film, “it was oddly boring?”

As Ryan heads off to a better place, the show takes a look at the state of air travel. It turns out Ryan might hate the flying metal tubes more than the small talking tubes from Amazon and Google. We discuss all aspects of traveling by plane. There are rants. Executive Producer: radix023 – Thank … Continue reading "Episode 43: Air Travel"

As Ryan heads off to a better place, the show takes a look at the state of air travel. It turns out Ryan might hate the flying metal tubes more than the small talking tubes from Amazon and Google. We discuss all aspects of traveling by plane. There are rants. Executive Producer: radix023 – Thank … Continue reading "Episode 43: Air Travel"

As Ryan spends the night in jail, Andy tries to save the podcast.

As Ryan spends the night in jail, Andy tries to save the podcast.

As Ryan gears up for the 13th God of Frontier tournament in Tokyo at Hareruya, He and Kevin talk about how the War of the Spark Frontier metagame has been evolving both online and in paper. They cover how each archetype has changed and what cards to look out for going into a big tournament. This is one of the last metagame episodes we did prior to Pioneer, so you can get a good look at how the decks in the format were updated with almost the same pool we currently have. 

The hosts talk about how the M19 Frontier metagame is shaping up and which cards seem to be showing up most often in decks both online and in paper. As Ryan gears up for a weekend God of Frontier trial in Tokyo, he and Kevin discuss how best to attack the metagame and what deck Ryan should play. 

Simple hard work and taking action leads to success. In this episode, host Adam Lyons talks with The Hardcore Closer and four-time bestselling author Ryan Stewman. Ryan’s expertise in sales has helped thousands increase their revenue and improve their lives. His principles are based on hard work and constant action. As Ryan himself says, "It’s crazy to think of what all I’ve done from just taking action and working hard." He introduces and explains the term “force of average” and the G Code and how we can apply it to our lives, while sharing the four things we need to focus on to live a great life.

Struggle is a part of life, both in childhood and parenting. It’s where we turn in the struggle that will define us.  Today Lee sits down with Ryan and Laura Dobson to talk about growing up Dobson, life outside the box, prayer in marriage and family, and the strength that rises when you are brought to the end of yourself. About our Guest:             Ryan Dobson is leading a rebellion not for the faint of heart. It’s a rebellion that fights for the hearts and souls of parents and families. Our culture has been tipped on its head over the past 20 years, and therefore the approach to helping families get healthy has to be profound. It was this mindset and understanding of culture that prompted Ryan and his wife, Laura, to found REBEL Parenting in 2016. Ryan has combined his natural abilities and passion for public speaking to significantly engage and challenge parents and families in every stage of life…but in a revolutionary way. NOTHING is "off the table." The old rules about "What you can & can't talk about" have been thrown out the window!! The state of marriage and parenting is in such a state that “leading a rebellion” may be the most effective way to bring healing and help. It is this atmosphere of total honestly, grace, truth and love that the messiness of this life can finds wholeness. Ryan is no stranger to strengthening marriages and parents. He is a product of successful parenting, living a very public life as the son of America’s foremost family expert, author and radio broadcasting parenting specialist Dr. James Dobson. He launched his own radio broadcast with the purpose of “building passion and identity in Christ followers.” For two years running he had nearly 10 million listens. He then helped his dad found “Family Talk” and also served as the Vice President of the broadcast. With that rich background, he left “Family Talk” to begin REBEL Parenting because “to impact a culture like ours, sometimes you have to start a REBELLION.” Why? Because marriage is hard, parenting is harder. The struggle is real. But, it’s always worth it. As Ryan has said, “The value of having a great marriage is beyond description. Being close with your kids beyond comparison.”   Rebel Parenting Website: https://www.rebelparenting.org/ Moms in Prayer International- www.MomsInPrayer.org

This week on Emojidrome, Andi and Ryan plead for your forgiveness. It's all about the "Pleading Face" emoji, and things get real stupid real fast. Which of these emoji is begging for a fwee hot dog, and which is begging for God's mercy? How many of them have edible eyes, and who among them harbors a secret evil? Stay tuned for jabwonis, Candy Corn Eyes, Brian Griffin tattoos, cannibal Boss Baby, the final word on Scooby-Doo smoking weed, and more! As Ryan calls it, this is "a real box of nasty."Follow along here: https://emojipedia.org/face-with-pleading-eyes/iTunes: https://itunes.apple.com/us/podcast/emojidrome/id1361236704?mt=2Google Play: https://play.google.com/music/listen#/ps/I2rmhl3k6hkfysbqo4ikzbs5es4Follow us on Twitter: @emojidrome, @captaintrash (Andi), and @sewerpeak (Ryan).Find us on Patreon: patreon.com/emojidrome

The world of RP History is starting to set sail, as the first episode is here. As Ryan sets the scene within Korea during the late 16th century, Jack's intrepid journey through the wild life of Admiral Yi begins, and man, oh man is it a rough and rocky start. Tune in to find out how Jack handles the stressful and will-breaking scenarios in Chapter 1, Episode 1 of RP History.

The world of RP History is starting to set sail, as the first episode is here. As Ryan sets the scene within Korea during the late 16th century, Jack's intrepid journey through the wild life of Admiral Yi begins, and man, oh man is it a rough and rocky start. Tune in to find out how Jack handles the stressful and will-breaking scenarios in Chapter 1, Episode 1 of RP History. This episode is solely to fit the criteria of Ryan's Radio school assignment. To listen to a better paced and heartier version, Sunday the 25th of August, 5pm PST will be when Chapter 1 - Episode 1: Admiral Yi (Extended Edition) is released. Let the good times roll!

From a young age, Ryan and Evan Lawson followed their father’s footsteps in investigating the paranormal.Ryan’s Interest peaked at age 11 with a significant experience while visiting the Lighthouse in St. Augustine, Florida. This led to the creation of the Florida Bureau of Paranormal Investigation. As Ryan’s interest in the field grew, he became one of the more skeptical voices of the FBPI, ensuring that evidence was always critically examined. Now 21 years old and in college, he continues to be an integral part of the organization. Evan became part of the Organization when he reached 11 years and his free spirit and open-minded view of the world allowed him to always be able to think outside of the box. It was in his early years as a member of the FBPI he began to discover his ability to see and experience things about the paranormal that others could not. Now at age 19 Evan continues to hone his abilities and provides an important insight during investigations.Together with their father, Larry Lawson, they form part of one of the most active teams in the State of Florida, the Florida Bureau of Paranormal Investigation.

As Ryan tries to recover from a night/morning of heavy drinking we explore such hot button topics as Taylor Swift’s Revolution, Amazon’s forthcoming gaming service, and Filipino Mario. PLUS we lie through a word and a Pop Quiz! Highlights include: Paul getting grammar shamed Ryan getting kink shamed and Perpetual awkwardness Originally released: January 18, 2019

In this episode, I sit down with Ryan Gallagher who became an overnight celebrity after starring in a hit reality tv show. He tells us exactly how it is and with no filter - I might add, the highs the lows, the good and the bad things that can come from rising to fame so quickly and what he's doing with his life now.We also chat about how comedy is a big part of his life now and how entertaining makes him feel like he's helping people. I learn how he dealt with having to perform a show even when things behind the scenes weren't going well. As Ryan says, the show much go on!Raw, honest and pretty damn funny, I hope you enjoy this episode as much as I did. Check out Ryan's social account which is as you'd expect full of him playing the fool https://www.instagram.com/ryangallaghergram/As always you can find out more from me on https://www.instagram.com/richardkerrigan_/ or https://rkthebeachlife.com.au/ which is full of deliciously simple recipes along with workouts, and exercise tips to help keep you on track. Thanks for listening as always, Rich :)

Learn about how Ryan Moore from Uncanny Automator helps you integrate your WordPress LMS with the most important apps for your personalized learning paths and course designs in this episode of the LMScast podcast with Chris Badgett of LifterLMS. Ryan’s company Uncanny Owl is the creator of a tool called Uncanny Automator. As Ryan describes it in this episode of the LMScast, Automator is really about saving time and creating workflows that make the processes in your business easier. Uncanny Automator allows you to have plugins on your website talk to each other, and even to external websites. This allows … Ryan Moore from Uncanny Automator Helps You Integrate your WordPress LMS with the Most Important Apps For Your Personalized Learning Paths and Course Designs Read More » The post Ryan Moore from Uncanny Automator Helps You Integrate your WordPress LMS with the Most Important Apps For Your Personalized Learning Paths and Course Designs appeared first on LMScast - LifterLMS Podcast.

Join us for episode 176 of the Theme Park Trader Podcast! This week, at the request of you lovely listeners, we are continuing with our trend of going through each theme park and running through our favourite and least favourite food options. As Ryan's favourite park, Epcot was a great one to record, we have a very special Epcot episode also coming next week. Be sure to check us out over on www.themeparktrader.com. If you like us then please check out our podcasting friends Dis After Dark

In this episode of Suite Spot, we focus our attention on the bed and breakfast segment of the hospitality industry. Host Ryan Embree is joined by Director of Marketing Anne Sandoval to talk about how your bed and breakfast property can stay competitive with the rising threats of Airbnb and vacation rentals. Ryan and Anne give tips on how to modernize your B&B’s marketing strategy and optimize your property’s presence online. They share several examples of how to leverage websites, social media, and online reputation in order to gain market share and grow online revenue. They also speak to the importance of responding to reviews for bed and breakfast property owners and how critical it is to maintain positive reviews online. If you are interested in receiving a consultation for your bed & breakfast property or to submit a topic request for future episodes, call or text 407-984-7455.   Episode Transcript Our podcast is produced as an audio resource. Transcripts are generated using speech recognition software and human editing and may contain errors. Before republishing quotes, we ask that you reference the audio. Ryan Embree: Welcome to Suite Spot where hoteliers check in and we check out what's trending in hotel marketing. I'm your host, Ryan Embree. Ryan Embree: Hello everyone and welcome to another edition of the Suite Spot. I am your host, Ryan Embree. Got another great episode for you today, and one of the best things about working at Travel Media Group is the type and scales of hotels that we get to interact with on a daily basis. From those 500+ room resorts to those smaller hotels, maybe mid-sized hotels all the way down to properties that might be less than 10 rooms a bed and breakfast for example, which is a great transition into what our episode today is going to lead us and we felt like this was important to focus on, the bed and breakfast market, because they are in a situation that's competition with Airbnb and vacation rentals that are coming up along with the local hotels that are also pushing for market share. So in a competitive landscape like we are in 2019, we thought it fitting to talk about your bed and breakfast property and what you can do to market and grow your revenue. Ryan Embree: So who better to speak with us about marketing for a property than our Director of Marketing Miss Ann Sandoval. Welcome to the show Anne. Anne Sandoval: Thanks so much for having me again, Ryan. Ryan Embree: Absolutely. I wanted to talk to you. Um, you know, right off the bat about kind of where a good starting point is, uh, for these bed and breakfasts owners, um, that might've had this property for years. They haven't had to deal with, again, the competitive landscape of, you know, vacation rentals, airbnb's maybe they condos close to them now are selling for Airbnb's. Where do they start when it comes to creating a marketing strategy? Anne Sandoval: Yeah. So when we talk about a marketing strategy, a lot of these initial tips are going to be really just the foundation of understanding your property and your local area and really taking a look at what your current situation is so that you can then figure out what new strategies you can implement. So you may already be familiar with the answers to these questions about your property, but I think it's important to ask them and revisit them. First, taking a look at what the advantages and disadvantages are about your property and figuring out what guests love and how you can leverage those things. Next, analyzing the competition in your local area. As Ryan was just talking about, there are more and more lodging opportunities for travelers coming to your location, and so it's important to know if you want to get more market share, where is the market share going right now and what properties out there, maybe on Airbnb or maybe more traditional hotels are your biggest competition, and paying attention to what they're doing to market t...

The Cleveland Indians are coming off series wins against the Minnesota Twins and New York Yankees. Although the team didn't gain much ground in the playoff race, the results are impressive nonetheless. On today's Leading Off with Ryan Lewis, we cover the team's recent play and how catcher Roberto Perez has helped power the Indians to victory. As Ryan explains, maybe Perez just needed a consistent opportunity as a starter. Perez is now second on the team with 11 home runs. But as Perez excels, two Indians outfielders are struggling. Jake Bauers and Leonys Martin are both striking out at a high rate. What is the future for both as the season progresses? We close this week's show talking about the starting pitching situation for the Indians. The team was dealt a serious blow when it was announced that Carlos Carrasco had to step away from the game. But Mike Clevinger should soon be returning and helping to solidify Cleveland's starting rotation.

This week joining Calum was star of The Bi Life, Ryan Cleary, who came in and talked about the lack of bisexual male role models in the media and coming out on television. As Ryan stars in a new prank show on Channel 5, they played a prank themed Porn or Not Porn which brought all the lols as usual. Finally, author and YouTuber Melanie Murphy spoke to Calum about this month’s queer bookclub read: Leah on the Offbeat, and talked through your sex confessions.

Learn the ways that the universe will reassure you that all of your manifestations are coming true. As Ryan reveals the truth, you will understand and realize that you have known the answers all along; you might have just never realized it! Re-discover the truth and maximize your success! (@wilsonryan__) www.instagram.com/wilsonryan__

Silicon Valley is the place where most companies around the world come to find innovations. Within Silicon Valley, one of the most important sources for insights and ideas is Stanford University campus. In this episode we're discussing with Ryan MacArthur of StartX - the incubator that helps Stanford alumni to accelerate the startups in their early stages. StartX uniquely helps corporates access and tap into this talent pool. As Ryan has history on being on both sides of the startup-corporate collaboration, he is able to provide a lot of great insights on how to make the best of the collaboration projects and deliver true Horizon 2 innovation.

The Liberty Hudson team continues their discussion about the construction process. The conversation covers selecting finishes, communicating about timelines, and what to do when your construction project isn't going as planned. The team also rehashes the importance of documentation throughout the process. (Hint: Document everything!)   (Transcript below.) Ep. 9 - Managing the Construction Process (2 of 2) Ben Shelley: [00:00:07] Welcome to the Brick x Brick Podcast where we take you from the ground up on all things real estate. I'm your host Ben Shelley. We are fortunate to have Ryan and John back with us today. Last episode we discussed general contractors, managing expectations, construction pricing, permits, licenses, and much, much more. Feel free to listen back. I would actually encourage it before diving in with us today for today's conversation. I want to start by talking about how you approach the construction process depending on your individual project goals. So we talked in previous episodes about flipping properties as an example where you may be looking to simply move on from your property rather quickly to gain equity so you can continue to invest in a neighborhood versus maybe buying something to rent and hold to create ancillary income on the side for you whether or not you are a primary investor in a real estate market or a part time investor. So I want to bring our experts in and have this conversation for me who is obviously just starting in the business when I'm curious to know and we'll start specifically. So let's look at for example a flip example. How would you guys approach the construction process holistically as well as your relationship with the general contractor with such a specific scope like like flipping a home in a real estate market in mind.   Ryan Goldfarb: [00:01:18] Well when it comes to a flip the first thing that I would baseline my my project goals against is what the neighborhood will bear. So if I'm in a in entry level neighborhood where you're mostly looking at starter homes and you know in our area this may be in the three four hundred thousand our price range I'm going to have a very different set of fixtures and finishes and fixtures in mind for a property like that versus in a higher end market around here when you get into the million plus price range. There's only so much that any market will bear and it doesn't make sense to over improve when it comes to the dynamic with the contractor that is going to in part depend on their level of expertise. So if you're bringing in a builder who has a lifetime of experience in the high end space and really has a good eye for design and that's part of what he's built the foundation of his business upon then it makes sense to leverage that and to hear his opinions and to take a little bit of guidance from him. However if you're working with somebody who is really just there to kind of take direction from you then it is incumbent on you to know which direction you want to go and where you want to draw the line as far as finishes and whatnot. And that's really where knowing the comps and knowing the market is going to come into play.   Ben Shelley: [00:02:33] So maybe John what what kind of finishes and what kind of things would you look for maybe. I think most people would look at a flip and say probably not going to do luxury finishes for something like that because you're looking to turn it over rather quickly and and probably bring it up to its highest possible ARV within a certain range given your your circumstance your financial circumstances. So maybe you could tell us a little bit about what you would seek for from pricing perspective and also a quality material perspective.   John Errico: [00:02:59] I think it really depends. As Ryan alluded to before with the market and where the market is. The overarching thing for me that is most important about a flip is time either time is important in any real estate project or for a flip time is really really money because you're carrying costs. If you're using hard money or you're loaning money whatever you're carrying cost with the property can be very high. So every day or week or whatever that goes by is like actual dollar amount it is like an actual amount that you can ascribe to. So whatever it is that you do I don't think that it's probably hard to say a general statement about like you should use this type of finishes this type or whatever but whatever you do I would say be very very cognizant about the time element and even if you can get a general contractor lined up before you start or have a general contractor come in with you when you're looking at the property you give a quote give an estimate even that could save you a week that we could be a thousand dollars in a flip and that's significant money.   John Errico: [00:03:52] So my takeaway for finishes or whatever it might be for Flip is focus on the time element.   Ben Shelley: [00:03:58] Because you know the way I think about it too is and Ryan mentioned this before about you know OK if you want something like a luxury finish whether it's a flip or not you want to find people who have expertise in whatever it is that you're looking for and also as to John's point to be cognizant of your own timeline what your cost basis is and what your financing situation is like said hard money you really got to get moving on that timeline. In terms of engaging again though with the GC in the context of your project goals for a rental for example I mean you guys have had experience both as general contractors yourselves and working with general contractors in both types of properties John maybe more so with rentals Ryan maybe more so with flips to maybe talking a little bit more I'd be interested to know at least a little bit more about some of your overarching experiences working with contractors given your different and varying project goals.   John Errico: [00:04:42] I mean a lot of times for rentals that depend on the property but I've tried really hard not to over improve rentals because I rent a lot of properties in lower income areas and the phrase that I always use my wife likes uses a lot to is cheap and cheerful. So the idea is that you want to make it look appealing and nice but you don't spend a lot of money on it and you want to be considered that they're going to be tenants living there and so in most neighborhoods I mean maybe the exception of very high end neighborhoods a tenant is not going to treat your apartment in the same way that you as the owner were treated. So you're looking for durable materials. You know one question is something I always ask myself in a rental as you say. Say I decide to put quartz countertops in a kitchen as opposed to granite or as opposed to you know a non stone countertop at all. The question I have is am I going to rent this apartment for more money because I put this thing in. And oftentimes the answer is No. There certainly are scenarios where you could say yeah having a quartz countertop will give me more rent or give me a different caliber of tenant but many times nobody cares and then I got to pay more money for it. That's particularly true in lower income areas like the finishes. You want to be functional nice but nobody's going to pay you more money. Have a nice refinish in it.   Ryan Goldfarb: [00:05:51] So the other question to ask yourself is is there are there going to be any other ancillary benefits to having that specific type of finish. So there are plenty of areas where you'll go and you know you may not even be common to have a kitchen backsplash but if you have a kitchen backsplash that wall is going to consist of tile as opposed to just being painted. And when you have grease splattering from a fireplace or water splashing from the sink that's going to be going up against your what your sheet rock as opposed to going up against tile.   John Errico: [00:06:25] So when it comes time is painted right on it. That is certainly true. And then there are way gentlemen.   Ryan Goldfarb: [00:06:32] I mean there are ways around it but really what it comes out it is not really not just the cost upfront but the ongoing cost both in time in terms of money and time.   Ben Shelley: [00:06:41] Well I think it's important to know too that when we talk about less expensive doesn't necessarily always mean less functional. Right. I think there's a difference between function and quality in that generally there's a wide spectrum of functional finishes you can use at lower cost ranges.   John Errico: [00:06:55] I think the word is value and it could value value add right, it's the name of the game.   Ryan Goldfarb: [00:06:59] It's no different than looking at a piece of property and saying what is the best bang for the buck on this project on this property how do I approach it. And I think you approach every renovation question the same way.   Ben Shelley: [00:07:09] So now I'm going to take this in a little bit different direction for four people again like me who maybe have already had some of these experiences just getting into the business with general contractors which is sometimes this feeling that regardless of what stage you are in your project and regardless of what kind of project you're doing it kind of feels like a general contractor almost abandoned you a time. I think obviously these guys are oftentimes working and gals are working on multiple projects at once but I guess I want to know from you guys who are general contractors. Take us behind the scenes and tell us maybe why that is why you felt that way. I mean for me I've actually been reaching out to a GC the last two days who we've done good work with and have not necessarily heard back from an always on a time schedule but I know that he's on it. So how do you fight that as an investor and know when to push and when to hold back.   Ryan Goldfarb: [00:07:52] Well the first thing is whether they're giving you a reason for their silence. If they are just not answering your questions for the sake of ducking you because they don't have answers then that's a red flag. If they are working behind the scenes and they have told you that plans are in with the city and they're ready for inspections they are just waiting to hear back on a date. That's one thing that's that's to a large extent out of their control. But if they are just ducking you entirely then then that's a big problem.   John Errico: [00:08:21] Yeah I think maybe we can. Don't if you're going to touch on this specifically Ben but talk about the process because that has a lot to do with timing. So there's a lot that goes on behind the scenes with a construction job that isn't obvious to an owner and a lot of that involves other components besides just like guys there with materials installing them in your house. So you know one component is the permitting process. So. And even to step back from that everything as a prerequisite right so you can say like well in order for me to redo my main sewer line what does that involve. Well it involves maybe getting the materials. So OK well what materials do I need. Well then you have to go and measure to see you know how how much of whatever material that you want well to measure you might need to rip down a wall or you might do to do something else and that might involve getting a permit or maybe even getting a architectural drawing if you're going to rearrange something or do something pretty substantial so or structural so every sort of prerequisite kind of lines up and all of those things take time. So if you're starting and saying hey I need to get architectural drawings that might itself take a week because you need to schedule somebody get out there they need to look at the property they need to make an assessment then get back to actually do the drawings find that I need to go and get permits. Well that could take just filing the permits itself could take a week because I need to quarter with a subcontractor I need to do whatever I need to coordinate all sorts of crap then besides getting the permits I need to actually maybe schedule time to do the work that could be another half week week because you know the guy's busy or I can't get the materials there on time whatever whatever. So it's very easy to see how these things can spiral into a month long project even if the actual construction work takes two days.   Ben Shelley: [00:09:57] And I guess it's worth noting too that a lot of a lot of things you do right. We talked about permanent and you're exactly right. We were going right to the timing for the construction process. It's so important to keep in mind that there are other factors also outside just the people who are working for you for example getting permits from the city can be an ongoing process where you could be left in the dark and usually are left in the dark up until the point they call you to tell you the things are accepted once things are finalized and put in. And I guess another part like you said John is pulling contractors pulling permits and putting them for you. I think investors often can do that on their own but you know as someone who maybe just investing in a home for themselves oftentimes they'll leave that responsibility to the GC.   Ryan Goldfarb: [00:10:34] Also during the process scheduling takes time oftentimes a task like that. That is rather specialized it's not going to be done by your general contractor more than likely it is going to be subbed out to a plumber and oftentimes someone with that specific expertise. So not everyone is available at the drop of a hat. Sometimes it takes a week or so before a guy has an open day in his schedule and that oftentimes needs to line up with the plans or with the excavator schedule or with whatever other pieces of the puzzle are required on that day. So if you miss one day or if the plans aren't ready for that day or the city inspector has to cancel then that may push things back a week. Not necessarily because that guy's not ready but because A, B, and C don't all line up on on another day for another year.   John Errico: [00:11:22] I'll give a real life example of we're working on several projects right now mostly for our own investing that we're also doing the construction work on and a lot of it is kind of like Ready Set wait because we'll go to a building will you know the first step for our projects is we'll demo it so with then when the building and then we're kind of to figure out what we want to do with it.   John Errico: [00:11:40] So we bring in an architect or a drafter to draft the whole thing. That alone could take I think in our case has taken what two weeks for that to happen. So we wait two weeks for that to happen then during that two weeks. Basically nothing can happen because we're waiting. Our subcontractors like our plumber an electrician our HVAC person is waiting for us to get the drawings. So we just have to wait. So we get the drawings and then we have to give them to the subcontractors. They have to look at it. They ask us questions we tell them what we want. That itself is a back and forth because they have to physically go to the property to do whatever else. So we're waiting for that. Then at some point we say OK we finalize this. No need to get permits. Well now we need to get everybody to get signatures on the permits get insurance information license information get that then submitted to the city. And you know technically we're supposed to wait until the permits are granted to begin actual work. And that could be three plus weeks for it to happen. So there's a lot of delays and say we then do the work right. I'm thinking of another project that's a little bit further on we have the permits we've done the work now we're waiting to get essentially our rough inspections. We can't do anything else until we've passed our rough inspections which are sort of like the first inspections that happen in the construction process.   John Errico: [00:12:45] We have walls that are open we have new plumbing new electrical in but we're just waiting for the city to come and look at it. And if they tell us that there's something wrong we have to go back fix it and then call them again. So there's lots of start and stop start and stop processes that go on and to be clear with that.   Ryan Goldfarb: [00:13:00] It's not that we don't want to be doing work. It's not the rough inspections require the walls and everything to be open. So anything that would be a logical next step whether it's sheetrock, flooring, painting, cabinets, any of that type of finished work is literally impossible for us to tackle right now because we can't do that until we've passed rough inspections and rough inspections require that all of that stuff still be undone.   John Errico: [00:13:25] Right I mean like I would say daily test this is one of your tests and is to call one of our contractors to say hey can we get a quote Can we get the number. Can you sign the permit. Can we submit the permit. That's every day.   Ryan Goldfarb: [00:13:36] I'm rescinding our department Yeah. Or are the crawl out of the program in the city right.   John Errico: [00:13:41] So it's like it's not like we're just sitting twiddling their thumbs it's like every day we're like Let's go go go go go. But we just can't. There's just no way to do it faster without massively violating the law or creating safety liabilities.   Ben Shelley: [00:13:53] And I guess it's important to note the wall you know it's going to sound like it's just a grand defensive of General Contractors. Obviously there's good and bad in every business that this conversation about timing is vitally important to remember for these reasons that that there are actual tangible outside forces that oftentimes cause the reality that you're experiencing of either perceived delays or real delays in these projects.   John Errico: [00:14:14] I mean we're we're the most incentivized because the projects that I'm talking about right now are our own investment projects we're also the contractor on it. But these are this is our own money so we couldn't be more incentivized to get it done and even we are waiting weeks for stuff to happen and the contractors won't get paid obviously.   John Errico: [00:14:31] No of course. But I mean even if you're cynical about it we have the most incentive to do it and we can't do it any faster than we're doing it. So you as a client if you're looking at it as a contractor just because something's happened doesn't mean you're sitting there.   Ben Shelley: [00:14:43] So what do what to what extent. I understand that. It's really the contractors trust responsibility for the most part but to what extent. For me as an investor should I be involved in quote unquote passing inspection as in obviously I'm not doing the actual work I shouldn't be the expert here but is maybe there a level that that we could advise or give advice to to the everyday investor for what they should or should I know or what questions to ask about passing inspections.   Ryan Goldfarb: [00:15:05] I don't think the investor or the homeowner should be involved really at all in that capacity that is ultimately on the on the contractor and on the subcontractors but the homeowner or investors should have certain levels of expectations based upon the scope of the work if if the contractor originally relayed that something would be a potential hindrance when it came to inspection time or on the other side of the spectrum if they said that something was going to be easy breezy no problem. That should be taken into account but it's not necessarily their responsibility to ensure that the inspections are passed. It is on the contractor shoulders. Having said that they should also keep in mind that there may be decisions that you as the investor make that will make inspections more difficult she passed down the line.   Ben Shelley: [00:15:53] And I think that's extremely helpful to keep that in mind.   Ben Shelley: [00:15:56] Again in terms of the overarching context of how you approach your project what you should and shouldn't know. I have here a note that is probably not the friendliest of topics but I think it is worth visiting. Maybe to give some brevity it's something that a lot of people go through which is the idea. Even though you're hiring a general contractor you also could be in situations where you feel the need to fire maybe these outstanding circumstances that we discuss maybe there is something in city is going on or for whatever reason they're just not meeting your expectations. It doesn't have to necessarily be a how do you fire a general contractor but what do you go what is the process and how do you remediate situations which he sees that you're unhappy with how have you guys done it.   John Errico: [00:16:33] It's a complicated issue. There are a lot of moving parts. There's the financial part. There's the actual construction part. There's the legality part. There's the city permitting part. I have had to fire contractors before and the one time I did I ended up losing a fair amount of money that I'm actively trying to get back. To be frank I had a contractor who came in this is before we started our contract and company who came in and wanted to we'd hired him to renovate an entire apartment and after maybe two or three months with him doing truly nothing. I mean this is not like him calling William permits we actually had the permits already when we hired him because we had used a previous contractor that we didn't pay any money but had long story. That's irrelevant to your question but we do want to hear the oil. So we had this guy you start doing work we paid him a large deposit that we paid maybe 14, 15 grand. And he did maybe nothing. I mean I would say maybe you did two or three thousand hours of work and so he said look it's not gonna work out. No hard feelings but can we have you know twelve thousand dollars back because we valued his work at that and he said no basically. And so our financial options. So you know at that point there's a decision tree it's like well I could continue using this guy because he's like giving me my money back. But at this point it probably burned every bridge because we said going to fire you. Probably not said I know how to lose. Right. Not very incentive to help us. The second is how can I get my money back then I can touch on. We can both touch on how that might be possible in the third is how do I actually get the work done. So we ended up hiring another contractor and you know from a from a logistical point of view the problem with a lot of subcontracts is that when you bring in a new a new contractor say new plumber and the plumbers the plumbing is like 20 percent done the new plumbers and to come in and say well I didn't do the 20 percent that I need to redo it because I can't put my name behind it. That's not uncommon because oftentimes licenses are at play liabilities a play for these guys and if there's something wrong they could be held at fault because it's their name on the on the job. So the reality is that even the 3000 hours of work this guy did I had to redo and frankly more costs because I had to bring in an electrician and a plumber who just told me that all of his work was crap which I frankly don't think is correct. But there's just no other option. I just had to go with them they had to redo it so I can go more in detail about how I'm trying to get money back from capturing how you could I do want to hear this.   Ben Shelley: [00:18:48] I'd love to hear first Ryan's perspective on many said on maybe a situation where you did the same I think you mentioned in previous episodes a very bad experience with some of the very first contractors and general contractor and subcontractors you worked with. And I do think it's an important thing to know which we'll discuss in a second that there's an opportunity cost associated with trying to get your money back when this process happens that's really important I think for people to understand that even if John ends up getting his money back there is also the time waste as well as the amount of money he's spending to proceed to to try to get the money back maybe through a legal legal means.   Ryan Goldfarb: [00:19:22] So the actual formalities of changing contractors as far as I've seen are pretty simple.   Ryan Goldfarb: [00:19:27] It's pretty straightforward for the instance that I will delve into in a moment. It was as simple as filling out a change of contract form with the building department and essentially transferring the permit or to the new.   John Errico: [00:19:38] You say that that simple but it's not that it cannot be that simple because sometimes you need to have decide off of the previous contractor.   Ryan Goldfarb: [00:19:46] That's something I was worried about and it was at least in this instance I had none.   John Errico: [00:19:50] I've had the opposite experience. Yeah all right.   Ryan Goldfarb: [00:19:52] Well caveat everything I just said.   Ben Shelley: [00:19:54] This is why we're in this game. Gentlemen I think this is help. I mean this is but it's important to realize it's amazing to two guys who are extremely experienced in the business and in different sectors of business have completely diametrically opposite experiences with this process of cha- what we want a fire of changing general contractors especially in this climate with a lot of people out of work.   Ben Shelley: [00:20:12] Hashtag furlough no politics. Ryan please continue. So you wrote off the change. Yeah. So the city and there is no problem the general contractor signed off on it.   Ryan Goldfarb: [00:20:22] Right. Well the previous one did not. But the new one did and that was all that was required from the city's point of view. The issue with it for me was more so the emotional toll of doing that. I mean that I remember the time I was I think twenty five or something like that and I was working on my first big project with a contractor who was twice my age whose life's work had been general construction and I had to get him on the phone and tell him Look you're done this isn't working out. And obviously I wanted to get it done. So obviously I wanted to approach it in a delicate manner because as John alluded to earlier there are logistical ramifications of doing this in a way that can be construed as hostile and then they can make your life a little bit more difficult. So I was trying to be cognizant of that and I was trying to approach it delicately so as to smooth over the process a little bit. I remember the toll being quite strong on me like weighing on me for a while before I actually pulled the trigger because at the end of the day I was still new and I didn't really have the right set of expectations and I don't really know what the baseline should be I didn't know how a good general contractor operated. So the fact that months had gone by with virtually no work with still no permits with virtually no updates and very little communication I didn't realize that that was so out of line and so off base especially for a guy who tried to profess his professionalism. But ultimately it was the only way I was going to get that project done and obviously there were costs to doing that. I actually I think just took the route of hey whatever whatever costs I've sunk into this I'm going to chalk up to a learning experience and not take the time and not take the headache to to try to recoup.   Ryan Goldfarb: [00:22:08] Also perhaps in part because I'm not an attorney.   John Errico: [00:22:12] It's a great point though about what is standard what is the baseline expectation. A lot of a lot of times you don't know that it takes a lot of learning and knowledge and also personal fortitude and confidence to say this is not acceptable to me even if this may be the standard I don't find this acceptable.   Ryan Goldfarb: [00:22:27] And from a tactical standpoint I also had spoken individually with both the plumber and the electrician and I had not really had any issues with them to that point. So at that time I confirmed that they would be willing to remain on board without the GC and they were. So that was one thing that I did to kind of mitigate the spillover effect that John alluded to earlier about having to bring in a new electrician a new plumber. There are plenty of other issues with these guys and ultimately there's a lot of to glean from who one associates associate themselves with.   Ryan Goldfarb: [00:23:01] And these guys were obviously associated with that general contractor but.   Ben Shelley: [00:23:05] It's important to remember again that there is tangible cost there right. Those were not reasonable waiting times given the process that where you already were.   Ben Shelley: [00:23:11] I think in the process and you have holding costs to think about so obviously.   John Errico: [00:23:15] That's why I like networking and knowing people in the industry it's important because if you literally know no one else that has ever done a gut renovation project with a general contractor you have no basis to say whether something is taking a long time or not. But if you can call up your friend and say hey I'm going to take you to do your whatever it is that you did. And he says oh it took me two weeks and you're know two months then. Obviously that's unreasonable.   Ryan Goldfarb: [00:23:35] So last thing I'll say is it's also it can be dangerous to work with someone who knows just enough that they can get by with these things. Most general contractors who operate in this capacity still have some level of experience and can still saying of things to kind of keep you at bay for a little while. So it's on you to be diligent. It's on you to be a little bit proactive and to at least know what's going on as close to the source as you can whether that's you know if the contractor says permits are in or permanent applications are in we're just waiting to hear back from the city. I want to say circumvent your contractor and make him look bad but do it and call the building department and see if the permits went in the day. He said they went in or if it's been or if he said they went in January 1st and it's February 15th. Then you call the billing department and find out that they weren't submitted until January 20. Then that's a red flag.   Ben Shelley: [00:24:30] Did that happen?   Ryan Goldfarb: [00:24:31] Maybe.   John Errico: [00:24:31] Like Ryan said talk to that it's specific talk to the subcontractor. Yeah and just say like How do I what's going on. All right so John do you want to quickly talk about on the bad side what what you're doing to try to to get your money back for this process. Well it would be helpful.   Ryan Goldfarb: [00:24:45] I'll leave this to John Errico, Esq.   John Errico: [00:24:47] He figures you know as I would say to anyone. And we I think touched on this in the previous episode when you have a register with a contractor you have a contract with your contractor and the contract should specify things like what happens when if things go sour. And also it should specify things like here are conditions that would justify me letting you go. For example if you're super super super late if we have deadlines that are not met for some reason that could be a justifiable reason for letting you go and then you know in some agreements there are specific clauses that say if we terminate at this point this is how much we will get paid or not get paid with the one contractor that I had in question we had essentially drafted it where he just gets a deposit upfront and then he had subsequent paymentsetc. But we had specific dates in the contract to say if you don't you haven't done anything by this date and we can let you go. And he hadn't met. Not only did I get that dated in like two months after it. So our remedy is to say I'm going to sue you for breach of contract because we had an agreement with you and that's a legal process but that's that's what we're doing.   Ryan Goldfarb: [00:25:48] What are the chances that you recoup any or all of that.   John Errico: [00:25:52] They're low they're low but it's the principle they're low and that's the problem is because a lot of times you know particularly when you're working for people that are gonna do work for less money they might not have a lot of assets or liquidity so you could kind of go down the rabbit hole and attempt to litigate and I'm not advocating that you should or shouldn't it depends on the money and your circumstances. But you know the reality is that there is a reason why contractors are priced differently. And one of the reasons is that a higher priced contractor might have things like sufficient insurance or might have things like solvency where if something goes wrong you can actually expect that you might be able get money out of them and you can think of it almost as an insurance payment. So like I'm I'm paying more money for somebody yeah. But in return I have at least the possibility that if something goes wrong I can.   John Errico: [00:26:37] I can be OK.   Ryan Goldfarb: [00:26:38] Is the reason that you don't think you will get anything out of this because there are no assets to seize or to get payment off of. Or is it because the the legal process by which you would obtain that is too cumbersome.   John Errico: [00:26:50] It's both. I think that there are few assets that are obtainable. I think that the way that this guy is structured his business many assets will not be reachable in a normal sort of lawsuit. And I think the the flip side is that the time and effort and frankly money because even though I'm a lawyer I'm not going to show up in court to sue this guy. Frankly it's not worth my effort even that the time and effort and all that to do it is gonna be too much.   Ben Shelley: [00:27:16] So and I think what's interesting too is is that again you see all the different ways that these these scenarios can play out.   Ben Shelley: [00:27:24] And I think it's it's important to note that if you are experiencing maybe delays in timing or perceived delays communicate manage your expectations make sure to understand your both your your recourse personally per your contract as well as your future legal means of recourse if you're unhappy with with a contractor and then fundamentally you know a lot of this stuff I think you just learn as you go through through the process itself. You got to try. You got to do it before you understand you're where you need to be in the business and you need to be networking with. I want to just take us through the end here where we let's say we were at the process part of the process where we've gotten through inspection. Take us through to the end all the way up to the point where we need to pay our contractor. Ryan wanted to take us through it.   Ryan Goldfarb: [00:28:05] So after the rough inspection everything that's done will be to get you to final inspection and ultimately to get you through the punch list. So again based on your payment schedule certain payment may be due at the conclusion of final inspections. And upon receipt of the CO and payment may also be due based upon completion of the punch list and CO being Certificate of Occupancy contracting fee or depending on the depending on the municipalities we talked about.   Ben Shelley: [00:28:34] I mean we just talked about some of the legal recourse you can take but just generically speaking to the end of the project is there maybe certain things are meant in the punch list and obviously as Ryan alluded to the more specific the better.   Ben Shelley: [00:28:44] But what can you do maybe both if some of the work is done and maybe there's a dispute or maybe more importantly if you don't like some of the work how do you approach that conversation in respect maybe to payment.   John Errico: [00:28:54] You know a lot of times contractors the way that payments are scheduled is that there is a there's a larger payment at the end for completion of work and a lot of times you know there's language or there's an understanding that the completion of work is based either on the original scope or on your satisfaction with the work. So if you're not satisfied with the work there is a perception that you can go in and say hey look I don't like this can you make it hold if it gets under way having a dispute or you think the contractor says hey I've done everything that I'm supposed to do the work is of sufficient quality where you can't be complaining anymore that that gets into too could get into some dicey territory. I mean there are things that contractors can do so. So the most powerful or damaging thing a contractor can do for say non-payment is to obtain a lean against your property like a mechanic's lean and that's a legal concept but the idea is that the contractor has an interest in your property can file an interest in your property that needs to be paid off by you upon sale of the property. Hypothetically could even be foreclosed on by the contractor for non-payment. So that's sort of the most I would say powerful tool in the arsenal of a contractor and I think the exact means that that happens or maybe beyond the scope of this conversation but if you have a dispute with your contractor realize that that could be a possibility.   Ryan Goldfarb: [00:30:14] This also comes back to the importance of documentation so you'll have a much stronger case for fighting with your contractor and getting whatever it is that you want done done. If you can go back to a specific contract or a specific point in the contract or to your original scope of work and say hey we specified that we were using twelve by 24 inch porcelain tile in the kitchens and in the bathrooms that we renovated you provided 12 by twelve ceramic and all I'm asking is that you make right by what our original agreement was or something that is clearly discernable by the scope of work.   John Errico: [00:30:52] Yeah I have a specific example that we're possibly going to be dealing with. We have a project where we're running we're switching the orientation of a shower so it used to be a shower that was kind of like in the middle of a bathroom. Now it's gonna be on an external wall of the bathroom and we were a little bit concerned that by running water lines through an exterior wall the bathroom the city might give us trouble because those lines are subject to freezing because they're literally on an exterior wall of the bathroom. So in anticipation of this we texted our subcontractor a plumber and said hey is it a problem that we're running water lines in an exterior wall. And he said no it shouldn't be a problem as long as it's insulated. So if it becomes a problem if the city says hey you can't do that then what we're gonna do is say Hey remember that text that we sent you and he said it wasn't a problem. So you need to fix it. If we didn't if we didn't have that text very easily. Not that I don't trust this guy but I'm not saying very easily he could have said well we'll fix it but it's gonna be five grand whether we run the water lines. So that's the importance of having you know we are lucky because we knew that going into it. But it's really important to have those conversations and have that set up because now we can look back at the documentation. I remember the text December 18th we talked about it. OK.   Ben Shelley: [00:31:58] Well and that's why it definitely is important to her back on that on this consistent theme that we've talked about. Again managing expectations and communication and why that can be so valuable as you come to the conclusion of your construction process in whatever project you may be dealing with.   Ben Shelley: [00:32:13] Two guys to end this conversation about not only the the ending of the construction process itself but payment of your contractors. I want to ask you guys about financing options. I think it's important for people to realize that there are different options and different ways to structure your payment scale and your payment structure with your individual contractors.   Ben Shelley: [00:32:31] So guys maybe you can talk about either scenarios where you do this yourself or just options that you know about for individual investors.   Ryan Goldfarb: [00:32:37] Well the financing side of this is somewhat broad. There are a few different ways to approach it. There is financing pertaining to the investment itself. There are also specific financing options that are available to owner occupants. Like the two or three car loan program through FHA and then there's also contractor specific financing which is I would say a little less prevalent particularly in this in this space and probably won't apply to a bigger full scale renovation but there are ways to finance where there are contractors who offer financing through a variety of other platforms that would allow you to finance a specific project.   Ben Shelley: [00:33:17] Guys I really appreciate your time and expertise as always for the folks listening at home.   Ben Shelley: [00:33:21] Make sure you subscribe to us wherever you get your podcast. Reach out to us on the Brick by Brick, that's Brick x Brick Facebook and make sure to listen to us and iTunes and Spotify. Thanks again, gentlemen.  

In the debut of our new longer format, the guys discuss the construction process through the eyes of a real estate investor and landlord: What is a general contractor? What is a subcontractor? How do I interact with my GC? Where should I spend my money? Who is on my construction team? Who will be working on my project? What is everyone's responsibility? Why is my project taking so long?!?! And much more...   (Transcript below.)   Ben Shelley: [00:00:07] Welcome to the Brick x Brick Podcast where we take you from the ground up on all things real estate. I'm your host Ben Shelley. We are fortunate to have Ryan and John back with us today. The focus of this episode will be managing the construction process. While we've discussed investing in real estate at length in this podcast, today we want to focus on the backbone of every real estate investment: construction. If you're like me just getting started in your real estate career I know the construction aspect of the business can cause a lot of stress. So we're gonna take today's episode to try to address some of the most vital aspects of succeeding in the construction business. So guys I'm gonna start as basic as I can possibly get. Tell me what a general contractor is.   John Errico: [00:00:49] That's a great question. It's actually not a basic question. I think there's a big misunderstanding about what a general contractor is and what a general contractor does. In my book a general contractor is a project manager. So they're the person overseeing the entire start to finish off a construction project. They may not be actually out there personally swinging a hammer. They might not even have people that work for them directly like employees of theirs swinging a hammer but they're keeping the whole construction process in line. So they're working with subcontractors -- and we can discuss what a subcontractor is later on -- they're working with subcontractors permits licenses all the nitty gritty stuff making sure that that gets done and in an ideal world. Hypothetically you could go to a general contractor and say here's my plan here's my money get it done in this time period and they'll get it done. That's not what happens almost ever in reality. But that is generally how I would think.   Ben Shelley: [00:01:46] Maybe you're ever in reality maybe. No I don't. Ryan?   Ryan Goldfarb: [00:01:49] I think oftentimes there's another misconception is you'll be at home depot and you'll bump into somebody and start talking to them and asking them where you can find a new switch for your kitchen light and they'll tell you they're a general contractor and they can help you with whatever problems that that you have. And you think oh great this GC is gonna solve all my problems and you know I've got this whole huge project for them to tackle and now I've got my guy.   John Errico: [00:02:15] I prefer Lowe's for what it's worth.   [00:02:18] Should I start singing jingles. Actually I love Home Depot. I actually heard him say wow that's a great point. Very true sorry right.   Ryan Goldfarb: [00:02:27] Anyhow the point to distinguish there is there are general contractors in the sense that they do general construction and they are in a lot of respects handymen. And then there are the class of quote unquote general contractors in the true like capital G capital C way that John described before which is in more of the project management type role where they oversee the project at a very high level. And they're in charge of coordinating all of the moving parts particularly on a larger project. When it comes to the subcontractors and all of the different trades and the timeline and the plans and the permitting, etc.   John Errico: [00:03:09] Yeah. And a capital G capital C general contractor usually is licensed it has insurance. So a lot of the guys that you run into at Lowe's or Home Depot will not have a license or insurance or whatever else. Nor will your general handyman and we can get into to when that would be required later. But a general contractor is normally going to have a license and insurance and you can look up their license in the state registries et cetera et cetera.   Ben Shelley: [00:03:34] Of course I do think it's also important to note especially for early investors just doing their first project or some of their first few projects that that not to be in this is sort of intimated from from Ryan's point as well not to be intimidated by that G and that C in front of the name of somebody to understand that this is your project that these people work for you if you don't know ask questions make sure you know you're going to be a little self-conscious undoubtedly about what you do and don't know. I know I have been in starting with you guys and in tackling our first projects but I think that it's important to also recognize sort of what you know and what you don't know but also what your contractor knows and doesn't know and I know we have some funny stories about some of those first experiences. But before we go to those I also have this question right. You're going in you're looking around at the sort of construction landscape we're talking about running into GCs at like stores.   Ben Shelley: [00:04:22] So begs the question how do I find a general contractor?   Ryan Goldfarb: [00:04:27] The two places I would start are in your network and in your backyard. So the first I would approach anyone who you know who is active in the construction space or who has done a project of their own recently and I would ask them what the nature of the project was how they felt the project when who they used and obviously what their what their thoughts were on that contractor. The second thing I would recommend is to look around your neighborhood and find projects that are similar in nature to your own. Particularly when you're talking about a whole house renovation or something larger I would look for structures that are similar because housing stock can vary a lot and renovating an old Victorian is a very different beast from renovating a Frank Lloyd Wright inspired mid century modern house. Shout out shout out Frank Lloyd Wright. So I would I would approach the two I would I would first go down both of those rabbit holes before resorting to something like Yelp or Home Advisor or something like that where I think there's a little bit of gamesmanship going on.   Ben Shelley: [00:05:34] John?   John Errico: [00:05:35] Well if you happen to be in the northern New Jersey area I have a...   Ben Shelley: [00:05:38] You know what I was thinking about making the plot you son of. I mean really this guy I mean you know. But I love your instincts. I know I agree with Ryan.   John Errico: [00:05:51] I think I found contractors what so too. We did a episode of networking and that's it. If you go to meetup groups and networking groups for real estate investors you will invariably find contractors. And if you're one distinction that I draw I think is a there are obviously general contractors that do both these types of jobs and we are one of them. But there certainly are contractors that do more work for investors as opposed to primary home owners residents and working. If you're an investor and you want to work in that space working with a general contractor who has experience working with investors who therefore understands budgets timelines the types of finishes that you need as is important. So if you talk to a general contractor say hey what type of work do you generally do is it for homeowners for investors single family multifamily whatever.   Ben Shelley: [00:06:42] I think that's true. And I think what's interesting is from our own experiences I know having fielded just a few of these calls to date a lot of times people will say the first things they'll ask on the phone aren't necessarily can you do this work? They'll say where do you work? I think that's a really important thing so does a contract can you find a contractor that has experience in your area and that relates a little bit to what Ryan was talking about about looking in your surrounding area and then what what what are your capabilities in terms of scope.   Ben Shelley: [00:07:08] And then obviously those those methods combined can help you hopefully locate the right person for your job.   Ryan Goldfarb: [00:07:13] Another just part of the job. Another critical point particularly in this area regarding finding someone local is the fact that all these building departments are very different. Each municipality at least in New Jersey every municipality for the most part has its own building department. And so if you happen to find the one contractor or one of the few contractors who does a lot of work in your specific town particularly with a bigger project their relationships with the building department and with the inspectors and their knowledge of what cities and building departments specific requirements are will go a long way.   Ben Shelley: [00:07:51] Yeah I mean it's so funny you mention that too because from my own experience coming into these different building departments has been on almost wild I mean just the different the difference in the people who work there the different expertise the different looks not just in terms looks the building but in all honesty in the demographic because different municipalities also have varying demographics and these have this is this has cultural history too to its socio economic history to it but that's a very vital point because I think maybe the main goal of the GC just in summation is to guide you through this process so that you can build your home to code and pass inspections and you know get your certificate of occupancy. So I want to sort of pivot here once you've hired the GC. Is there a particular way you would go about addressing or talking with your general contractor maybe from the beginning as it pertains to the scope of work. What have you. Or is it more generic across the board.   John Errico: [00:08:51] Yeah. Every project is certainly unique and I mean that the types of project that you might hire a general contractor for would range from redoing a bathroom or kitchen to get renovating a house Doing an addition to house or ground up construction of a house Even so one of the most important things to know or to think about when approaching a general contractor is what exactly is the scope of what I'm doing. And if you don't have the knowledge base to to even do that that I would say think about it and search online and watch some youtube videos about it. I mean we work both mostly with investors and investors often know what they want out of a property but it's very frustrating both for the contracting side and also from I think the client side or the investor side. We're going to say for someone to say oh I want my house to look better. So what exactly what are you What do you want.   Ben Shelley: [00:09:44] I don't know John better.   John Errico: [00:09:46] It's like I want to know that no one will say that that's insane but like you know what I want to redo the kitchen and it's like I don't know.   Ryan Goldfarb: [00:09:53] Show you pictures from Houzz or from HGTV and those I just wanted to look like that.   John Errico: [00:09:57] And so it's like when you say redo do you mean make it bigger. Same size do you want different materials new materials you wanna replace the cap you know. And people have crazy in the layout.   Ryan Goldfarb: [00:10:06] I think that's right. That's something in particular that goes overlooked. That's that's a big difference between just upgrading the cosmetics with the existing footprint versus change like turning it around it's turning it on its head and essentially starting from scratch.   John Errico: [00:10:22] Oh absolutely. And they're in their big cost differences too. So you know something that happens a lot is there's a sticker shock with general contractors. So you'll say I want to redo the kitchen and then the price will be forty thousand dollars and be oh my gosh it's way more than I would spend ten thousand dollars. And the reason is because you wanted to instead of keeping the sink where it was you want to move it on to an island and you wanted to instead of moving instead of keeping the Stover was going to move it to the opposite side of the kitchen which are presuming all new plumbing and whatever else. So if if you're not knowledgeable enough to think oh well if I move the sink or if I move the stove that's gonna be a tremendously large cost then it would be helpful to either gain that knowledge or to find a general contractor that's gonna explain that to you and say look we can redo the kitchen like this it's gonna cost that we can do this it's going to cost that whatever else so some general contractors are great at that some are not great at that just depends on what you're doing.   Ben Shelley: [00:11:17] You and we are great at that. Ryan who are the best there's no one better to me.   Ryan Goldfarb: [00:11:23] The two foundational components of this are communication and expectation.   Ryan Goldfarb: [00:11:28] I think John alluded to the expectation front quite quite a bit and quite well just now. But to expound upon that the expectation really sets the precedent.   Ryan Goldfarb: [00:11:40] And that in to to a large extent is context driven. So a an investor who's buying a property that's going to be a rental property or an investor who's buying a property for the sake of flipping it is going to have a very different set of expectations than somebody who just bought a piece of land for a million dollars and is building their 3 million dollar dream dream home and he wants every single last detail to be carefully thought about carefully curated and carefully addressed.   Ben Shelley: [00:12:14] So so I don't mean to cut you off but I guess it just kind of getting into the weeds a little bit more here. What are the kinds of things that go into creating you know a quote unquote good scope of work. We talked about communication and expectation but obviously I think creating your scope of work is vital for a lot of reasons one of which being also financing because you're going to probably borrow a certain amount of money to do that construction work so maybe talking a little bit about 4 for a new investor how do I go about creating a scope of work that is appropriate for my project and how do I work with the GC in doing that.   John Errico: [00:12:44] I think ideally it's a collaborative process between the investor in the GC I think and the architect right. So there it's important to consider that there are other components to putting together a project. So in northern New Jersey I think it's true everywhere but particularly where we operate northern New Jersey. There are a lot of. There are lot of requirements that the city will impose on you to do work. And one of them oftentimes is having an architect to do architectural drawings or whatever it is that you're doing.   John Errico: [00:13:13] So sometimes a general contractor will have an architect or draft person kind of on staff or on file and you can say hey just use this person to do the drafting work. Other times it will be the expectation that you will have to go to that architect or drafts person to figure it out. So that would be step one is saying well if I want to do something pretty major I might want to go to an architect or a general contractor that I really trust and say hey here's what I want to do. What do you think I need to get in place to start with. I think it harkens back to my point before. If you don't have the knowledge base to even say here's what I conceivably want then it's gonna be. To use a specific example. I'm thinking about one we had a project where we had someone come in. Someone called us in in Jersey City. They wanted to totally renovate their rowhouse basically and they wanted to expand it make it larger. So they wanted to push out the first floor push out the second floor create a rooftop deck finish the basement this stuff and pretty immediately it became apparent that they knew a little bit about real estate and maybe a little bit about construction because they knew kind of what they wanted it to look like but had no conception of the cost of what it would be. So there or the largest or the logistics so that it's a rowhouse so there's no way to get machinery back to the rear of the property step. That's the first problem. So they wanted to expand the building by a significant amount like I don't know 20 feet or something like that and also dig out the dig at a full basement below that expansion and make their existing basement deeper. So immediately my thought was Well we can't get a backhoe here because there's no way to get stuff to the back of the property anywhere to suffocate to the front the proper base there's no access to the rear of the property from the front. So all that's what have you done with shovels by hand essentially so that that itself enormously increases the cost of everything else that he wanted to. Like rearranging every single wall in the building the rooftop deck ultra stuff. I mean we're looking at a scope that was like probably maybe it would have been cheaper to rip down the whole building industry do the whole thing to begin with. And it was pretty obvious that he had no conception of what that was I think he thought that we were going to charge like 50 grand for this work when like probably we needed to charge like three or four hundred thousand dollars it was so crazy and the other.   Ryan Goldfarb: [00:15:32] The other issue with that instance was the lack of communication and the again the the poor expectations so he anytime we kind of broached the topic and to an extent this is on us as well for not understanding that this information is as vital as it really is to avoid us wasting our time. But he was very hesitant to divulge any type of information like what is your budget. And he was doing that from I think from a negotiating standpoint I think he wanted to see where we would come in and then negotiate based off of that rather than saying oh my budgets 250000 dollars and then have us just kind of work backwards into his budget which we wouldn't have done anyway.   John Errico: [00:16:11] Yeah I don't want to go crazy tangent here but that's a great topic. Talking about budgets and pricing is that really going to go bad.   Ben Shelley: [00:16:17] Well we'll get over but we'll get there. Hold your horses so let's talk about money. He's jumping through the microphone as we speak.   Ben Shelley: [00:16:23] I was gonna say you know again I think a lot of these topics want to talk about the relationship which he sees does come back to communication expectation the emphasis there but I think maybe it's helpful for for both new and experience investors to hear this conversation at least it is for me because you begin to have an appreciation. I think it's sort of like brokers to an extent as some of the perception around brokers in the tristate area with GCs I think everyone is always on the lookout for someone trying to do one over on them. And I think it's important to realize that this kind of confusion happens on both sides that there's nervousness and and sometimes miscommunication and lack of clear expectations set on both sides of the aisle and so it is so important especially I think if you have a lower knowledge base or if you're nervous about pricing to be communicative to go out and say hey here are my expectations. Regardless of whether or not you're an investor or you're building your dream home in Livingston New Jersey. Yeah right.   John Errico: [00:17:14] I would I would super appreciate it if we could do a project and it's a big project. If the person I'm going to work for says hey look my budget is this amount. Like I mean that doesn't necessarily mean to me that I will. That will be exactly my quote to you. It just means that I have an understanding of what it is that you want to do and then if you say hey I want to my budget is 50 grand but I want to you know put another floor on my house and redo everything on the third floor doing a. Well look that's impossible. That can't be done for 50 grand. So let's talk about a way that we can work together that would be more helpful for you. More helpful for me. You know it just it's very frustrating to waste time because it waste time for us to as a contractor trying to come up with a number if it's like oh what the but we think our number is a hundred eighty five thousand dollars and then he's like well my budget 30 grand.   John Errico: [00:18:01] It's like well we just wasted a couple hours come on no because there was no.   Ben Shelley: [00:18:04] I think construction is in some ways uniquely difficult in that in that way because it is such a mystery to most people that the pricing is just that there's no.   Ryan Goldfarb: [00:18:15] There's no menu there's no mention of price which in some cases isn't necessarily true it's just not always communicated as such and so people just think that the contractor is taking advantage of them when in reality the the breakdown there is just the gap in understanding of what renovating a bathroom truly takes. So yeah I'm sorry the other. The other point I want to just circle back on is when it comes to creating a scope of work notwithstanding the obstacles that John and I just discussed are the three of us just discussed. Once you do get to the point where you are moving forward to the project and you're in the ballpark when it comes to budgeting and you're creating your ironclad scope of work the most important thing to focus on is documenting every single detail that you possibly can and that includes both high level things and as specific as how many recessed light fixtures are going in bedroom number three and potentially even what layout they're going to be or where the light switches right things like that. And this also ties into the value of having an ironclad set of drawings of architectural plans because that is going to have an electrical plan embedded in it which should specify all of these things. And if you're at that point in the process where you're where you have electrical plans then chances are you're moving forward with the project. So spend some time and look through those plans review them in gory detail and if there are some things that you're not quite certain on. Go back to the property and walk through and maybe Mark things out and try to put yourself in the space as it will be when it's finished which I understand can be tough when some people just don't think super visually but some one track that can be really helpful is just taping out the layout on the on the ground so if you have unfinished plywood flooring or something like that just take like blue masking tape and just mark out where the walls are gonna be where the doorways are gonna be where the cabinets are gonna be where the toilet's going to be you'll get a sense of like how much clearance there is between the counter and the refrigerator you'll get a sense of of where the the toilet is in relation to the vanity or the refrigerator depending I look atetc.   Ben Shelley: [00:20:37] So maybe on the theme of keeping track of everything of writing everything down documenting everything.   Ben Shelley: [00:20:42] One of the things I think that also helps with is if you're in the middle of your either renovation or tear down or reconstruction what have you and you want to change something as you're going through the process now. A lot of people have heard the term change order maybe we can talk a little bit about what that means and how that is priced in the course of construction.   John Errico: [00:21:00] Yeah I think inevitably there will be things that come up during even the most well thought out projects that are unexpected. It's kind of a joke or a lot of times people are hesitant to even begin renovation projects because it is that when I open up a wall opening up a wall I mean like when I take off the drywall over the wall and look behind it I'm just gonna discover a lot of things that need to fix. That happens to me every single time that I've ever done that. So you open up a wall and you're like oh gosh like I didn't realize that you know there was this crazy electrical issue hiding behind this wall or that everything is rotten or that there's a plumbing problem or whatever. So I mean once you do that you have the option to not fix it for certain but it's almost insane to not fix it because the effort that it takes to put up a wall and finish it is in a bathroom so you have tile on the wall. The effort to do that is going to be a lot so when the wall is open you might as well take care of it. So that's a pretty common type of change order where it's like oh we open up the wall we found that the main sewer line of your entire house is cracked that we have to replace it.   John Errico: [00:22:00] That could be five grand. The other flipside of it is you yourself as the owner might say oh well now that we've gone through the process and now that I've seen what's going on I myself want to make a change to the scope of the work. And that's totally fine to Ryan's initial point knowing that initially is way easier both for probably your pocketbook and also for the project itself but the change order is when a general contractor will say OK now that we've changed the scope of the work you do because you've deserted or because I have strongly recommended it or because there's something way unanticipated we discovered during the process we need to go back and change the scope of what we're doing. And they have a reputation for being expensive because it might be the case that that was just not originally factored in and therefore requires a lot more time maybe another permit maybe another license maybe another even subcontracting trade to come in and do something. I would say bad general contractors will sometimes use change orders as a way to make money. So they'll say Oh I didn't charge enough at the beginning or this project is taking longer than I thought. And I'm not going to make any money in it. So now I need to make a phony change order in order to put in you know a different type of sink than what you said it's gonna be three thousand dollars even though the sink itself is only a hundred hours more or something like that that happens it's happened to me it's probably happened to you Ryan. But that that would be I would say telltale sign of a bad general contractor on the scale of good to bad.   Ben Shelley: [00:23:30] And so that brings me also to this is this fundamental question which John you were jumping out of your seat earlier to talk about which is very both very broad and specific at the same time which is pricing. And Ryan what you can continue maybe the conversation a little bit about change orders and expectations of pricing there but just generally I mean standard construction right this great mystery maybe we can try to unravel this for people like me and people listening but can you talk to us a little bit about what are just some standard construction costs that you can run through that vary from project to project.   Ryan Goldfarb: [00:24:00] I'll be honest with you I hate this question. It's hard it's hard and it's loaded and it's I'm glad I'm asking you the question.   Ryan Goldfarb: [00:24:08] It's really hard to give an answer without having context and without caveat adding it like crazy. But let's say let's take a bathroom renovation as an example. On the surface if you break it down to the components of a bathroom you're looking at generally a vanity a bath or shower. And a toilet. Then you have things like flooring which is usually tile. Oftentimes you have tile on the walls as well. You have cement board as an underlayment for the flooring which sometimes is also which generally goes on top of plywood top floor as well or sometimes goes on top of high whatever as well. You have green board which is the moisture moisture resistant the sheet rock that typically is is used in a bathroom. You have certain light fixtures. You have bath accessories and then you have paint. I'm sure I'm missing some details that maybe I usually can exhaust fan of some sort.   John Errico: [00:25:14] Well you have all plumbing and all electric right.   Ryan Goldfarb: [00:25:16] So that that is I guess what you would see for the most part that's what you will see on the surface. But the reason why this is such a difficult question to answer is that doesn't get into that doesn't even really touch on all of the components that make the bathroom what it is which is the nuts and bolts of the plumbing and the electrical. So you can have the nicest toilet the nicest vanity and the nicest shower in the world. But if the plumbing behind the wall doesn't work or clogs every other time you use it then your bathroom is going to drive you absolutely crazy. And to John's point earlier while you're doing this project if you look behind the walls and you realize that you're working with like a corroded cast iron stack from 100 years ago that. Is leaking or clogged or just as has seen better days. You'd be foolish not to go in and replace it now when the vast majority of the work has already been done. So that's going to cost more but it's going to in the long run cost way less than when your stack starts to leak like crazy or doesn't flush or everything you know nothing gets through the line and backs up into your brand new bathroom and then you throw everything out and start from scratch again.   John Errico: [00:26:30] Yeah I I want to approach the topic from a different maybe a different thinking which is just to just to say everyone should understand that contractors are not necessarily good at figuring out how much things cost. They're just not. So we're not that good at it. I mean I think that we're getting better at it. I've met so many contractors that are really bad at it and there are a bunch of different ways the contractors can figure out how much stuff is supposed to cost. And I'll describe in two. The first is that a lot of contractors literally I shouldn't say a lot. Some contractors were literally pick a number out of thin air. I guarantee you this happens and had 20000 sounds right.   John Errico: [00:27:14] Absolutely. I mean like it sounds funny but I mean I don't honey until you experience. Well I don't say that is a bad thing. It's not necessarily that they're like it's super crazy wrong but they'll just say well based on my experience and based on my general thought process I just think that it's going to be about this and though there usually give you you know kind of an estimate or something that says like services and we'll have a number and then we'll just be the number that came up with. I mean this happens more often than you might think. And so people get cynical about the industry because of this doesn't mean that the number is wrong. They might have just just thought of it randomly and that actually might be actually how much they're going to charge but that does happen. The second way is that you'll have an estimator. An estimator is like its own class of person who has usually a lot of construction experience and is familiar with how a construction project will go and an estimated will say Well I think that the materials cost for this particular scope of work will be this number because it's this many square feet of flooring in this many square feet of drywall and whatever else the estimate will also say well I think it's gonna be this many man hours of work.   John Errico: [00:28:22] And I think that each laborer or each person's working is gonna be paid about this much money and we're gonna bake in a margin there and the margin is going to be that our cost. The general contractors cost and margins can vary a lot. They can be anywhere between I would say single digit percentages up to 20 percent 25 percent it depends on the work. And that is normally the compensation for the general contractor in an ideal world and assuming will say that your costs your labor costs and your materials costs are this and you will charge a 15 percent margin. And that's what I take home as the general contractor for my effort in arranging everything getting permits getting licenses project managing the whole thing for you.   John Errico: [00:29:05] That's my fee. If I'm if I'm wrong if the the materials cost or the labor costs is too high then that just cuts into my margin or it could be wrong the other way. I actually overestimated therefore I get to keep you know the difference between what I thought I was gonna pay out then you know what I actually paid out. So then the third way that contractors will estimate stuff is they'll just look at what the market is or could be for this job and just say well everybody's charging whatever five thousand dollars for a bathroom so I'm gonna charge $5,000 for for a bathroom. I don't really know how to estimate it. I didn't really pull the number out of nowhere because I at least have some sense of what people charge. But that's what I'm gonna charge for.   Ben Shelley: [00:29:43] So to what extent am I as the investor or as the person who is building the home hiring the contractor. Am I allowed to push back on the pricing. Now now now you know it's like if you're listening to this podcast right now you're saying wow that John Errico is teaching me a thing or two I need to go back to my general contractor and make sure that everything that I'm being charged is right. So where is that balance. How do you approach that process and what is sort of the right and wrong way to go about it.   Ben Shelley: [00:30:08] If you feel that a pricing is off?   Ryan Goldfarb: [00:30:10] This Is going to depend on who you're dealing with. If you're talking about the contractor who just pulls a number out of his backside and that number is fifteen thousand and he truly just made it up out of thin air you may go back to him and say hey that seems a little high and then he'll come back to you and say All right thirteen five let's make this happen. When you're dealing with somebody who really knows what they're talking about generally there's a methodology to how they came up with their number. So if they come back to you and say this bath innovation is gonna be fifteen thousand dollars and you say hey that sounds a little high can you do any better. Oftentimes they will say no my pricing is my pricing and oftentimes that is rooted in something substantive but they may say if you're budget like What's your budget this is another reason why communication and transparency and expectation are so important. Because if that person comes back and says Look I really cannot spend more than $13,500 on this bathroom renovation then that contractor can go back and say OK.   Ryan Goldfarb: [00:31:12] Well that is reasonable like where we're in the ballpark here. Let's see what we can do to break you know to to get down to your number and to shave some costs down here and there.   Ryan Goldfarb: [00:31:23] So maybe you go and you spec a little lower and tile you don't go some custom imported high end marble and you go with a more cost effective porcelain tile or you don't you don't tile all of the all of the walls from the floor to the ceiling maybe you end to 48 48 inches high or maybe you don't go with a custom shower you go with some kind of prefabricated base and you kind of like tile it in and create like a hybrid custom work that way.   John Errico: [00:31:54] Yeah materials costs are a big thing too. So sometimes contractors will mark up the cost of materials and sometimes I'll itemize them even on the estimate. So they'll say this door is whatever hundred fifty dollars and you look at it like well how could that possibly be because I could go to Home Depot and buy the same door for 90 bucks. And if you can then you could negotiate the contractor and say I will just buy these particular materials. So there's an estimate there will be something called allowances. And those are often the cost of like finished materials. So usually an estimate will if someone says hey I want to redo my bathroom. The costs will include things like drywall and plumbing material whatever but some certain higher end finishes like the tile the bathtub maybe the vanity will be included as an allowance for the contractor to to buy like a budget number. And you could say look I think that's like way too much or I just want to buy the materials or I don't want you to charge a markup on the materials costs which happens. And another thing too is that particularly in higher end stuff the margin that your contractor is charging is a known thing. It's not a secret thing. I've seen it in contracts all the time where it's negotiated. So it's like look I know we're doing a million dollar project but I don't want you to take a 12 percent margin I want to take an 11 percent margin or a 13 percent margin. And in many cases the general contractor is not really as I said at the very beginning of this episode. He's not he or she is not out there swinging the hammer. They're not necessarily the person that's out there putting in the physical labor so they're subbing out as in they're hiring someone to do a lot of the work for them like a plumber electrician maybe a finish guy maybe an HVAC guy or whatever it might be. So their costs that are might be known. So for example it might be that you know they're plumbers don't charge them 30 grand and they're going to take a margin on 30 grand and pass it along to you. You could say look I don't want you to take a 15 percent margin. I mean to reduce it. So that's another way to negotiate as to saying what is your margin like what are your actual costs.   John Errico: [00:33:51] Can I can you talk to me about it and they might want to ...   Ryan Goldfarb: [00:33:54] On on the materials front the allowances point is it is worthwhile to make. And I think in reality oftentimes it's generally broken up between a rough rough materials costs and finished materials costs. So the stuff that John alluded to before like the sheet rock or the lumber behind the wall. That stuff is considered rough materials and those are generally embedded in the scope and embedded in the contractors cost basis. But the finish stuff is often where you can see significant variance in the allowance because as I said earlier it could be a super high end marble or could be a more run of the mill ceramic or porcelain tile for instance.   [00:34:37] Oh sorry. The others too excited today.   Ryan Goldfarb: [00:34:41] The other thing is the other thing I would note about the topic of allowances and who's providing the materials. Is there a lot of contractors who point blank will not allow the homeowner to buy materials and I think there's good reason behind it. It may seem like they're just being a hard ass on the on the front end but from their perspective if it's on the homeowner to buy the materials and the homeowner doesn't know what they're doing or only has like a rough idea of what they're doing they're going to screw up at some point they're going to buy the wrong sized door or they're going to buy the wrong type of vanity or they're going to buy a wall hung vanity instead of a freestanding one and the contractor is going to say Hey well it's more time intensive and more expensive for me to install this. You already have this here where they're going to lose time on the project because you're gonna have to go return this and get a new one or I'm going to have to charge you with a charge you are in slap you with a change order. So. So there are a number of reasons why a contractor may not want you to do that and it's not. It may not just be to extract more cash out of you.   Ben Shelley: [00:35:49] And I want to put in an important side note to the pricing conversation before we finish it up because I realized we didn't talk specifically about quote unquote what subcontractors are. Just to clarify here I mean he's a football analogy the GC I guess is kind of acting like the quarterback here he's running the offense and the subcontractors sort of act like the offensive line. And for those who really know football you know you can't really have play good offense without a good offensive line and so he's sort of orchestrate he or she sees me as sort of orchestrating the people up front to try to make sure that the project is moving smoothly and that's where the. When we talk about margins and allowances and pricing more generally it is important. I mean even today we were talking with a guy I was talking earlier with a GC that we're working with but needed to call the electrician to get a different quote. So the GC was giving us you know a number for you know h vac and plumbing and the subcontractor was giving us a quote on a project that he's also GC in for for electric. So it's just it's it's I think it's a careful dance here.   John Errico: [00:36:43] Well I would say that I think the GC is more like the coach.   John Errico: [00:36:46] I would even say that the quarterback playing the game and I mean he's playing the game he's overseeing. You're right he's not the hammer. He's not touching the ball but he is very much richer and it's I'm getting this analogy right.   John Errico: [00:36:57] It's a really important point I'm glad you brought it up I really wanna talk about it. So there is there are.   John Errico: [00:37:04] I have a relative who's building a house right now and he's hired a builder to build his house. And some people out there might think oh you've hired a builder so the builder is going to come up you know call it John's building company the builder is going to come up with John's guys and John is gonna come and he's going to have his guys putting up the framing and supporting the foundation and putting up the drywall. And you as a client might say like oh wait a second. Like when I pull up to the house nothing's as John's in it that says you know Bob's like Bob's plumbing company. Like who the hell's Bob. I didn't hire Bob. The reality is that you know in my specific example my relative was building a house. His builder is two people. It's one guy and a secretary. That's the whole company. He's the general contractor. But what he is doing is subbing out all of the work to other people in how construction can get really expensive is the more people you sub about work to the more margins there are for people to collect money on. So I had a project recently where I worked with a general contractor who actually subbed out the entire thing to a different general contractor who then subbed that out to the trades trades being like electricians plumbers whatever. So you know what what a what a subcontractor is is. Those are the people that are actually doing the work. They actually have employees that are out there putting pipes together putting up drywall swinging the hammers doing that stuff. And you as the owner or the investor might not ever know exactly who these people are because you have no your interface with them is through your general contractor. You might not have any idea who's doing the plumbing or the electrical work. Even in projects that right and I've been very involved in where we've used a general contractor we haven't had any clue about who some of these people are. But if you think about it in my case before where I had a general contractor who himself hired a general contractor who then hired subs think about how much margin there is in that you know say that the say that the subcontractors said Oh look it's $10,000 for me for it for my guys to do the labor materials and I'm going to charge you twelve thousand dollars cause I need to take a 20 percent margin. Then the general contractor says well it's $12,000 to me I need to take a margin on that so I'm gonna charge 20 percent on that. And then my general contractor I'm talking about says well I need to charge 20 percent on that. So at the end of the day I'm spending you know maybe six thousand dollars more just because these guys wanted to say about all of the work to other people what we do and what very large construction companies do is they have almost everything in-house so they'll have guys that actually work for them that swing hammers that go out to the job site and actually do labor. So in our company in one of the reasons why our costs I think generally are pretty low why we're very efficient in why we started the company is because we have guys out there that go and actually do construction work they do framing finishing put up walls tile whatever it is we don't we don't sub that out. We do so about things like plumbing and electrical work and that's usually for both experience issues and for licensing and permitting issues. But it is worthwhile to ask your general contractor Look what do you do any work in house do sub it all out. It's not a bad thing if they don't do any work in house but it's important to know that that has a really significant difference on your cost basis.   Ben Shelley: [00:40:19] If you're doing work in-house versus having it and I think that's a unique question. And Ryan I want to jump to you on this it's just a unique thing to hear specifically for new investors but really everybody in the business because I think a lot of people would feel uncomfortable asking a question like that because it's almost like asking someone well do you actually do anything that I'm paying you for. But the realities are if you understand the ins and outs of the business and understand the dynamics of what a GC really does as the coach of the team sort of organizing the players then it's actually absolutely vital for you to do that and to think about it when you're negotiating margins on a job.   Ryan Goldfarb: [00:40:50] Ryan to counter John's example I think that that illustrates what can be seen as like the dark side of the construction industry where it's just essentially daisy chaining work with somebody taking a little bit of profit every step of the way. There are there are instances where that structure works quite well. There are companies that are as John alluded to earlier like a one or two man shop where all they do is construction management and they have a subcontractor or a tradesman for every specific trade that goes into the project. So everything is highly specialized and that in and of itself can create certain efficiencies. If you think about a company like ours with with employees that do a varying degree or a varying assortment of work everything from tile to sheet rock to framing these guys are quite skilled and quite capable and I think we've been on the whole quite pleased with their work. But if you compare that to a company that does exclusively hanging of drywall or exclusively tiling or exclusively foot flooring relatively speaking those companies are going to be faster and more efficient which in certain cases can create certain cost efficiencies of they're paying   Ryan Goldfarb: [00:42:13] If they're paying roughly the same amount for their for their labor and their guys are working on that one thing and they can do it in half the time then that's roughly half the cost basis on the Labor side. So even if you factor in that subcontractors margin in a vacuum and in this kind of like perfect scenario when general contracting and quote unquote construction management is done well it can create a lot of efficiencies and it can create a lot of cost savings. But the caveat is really in the logistics and scheduling because you don't have control over those.   John Errico: [00:42:46] And the caveat to me is done well because that's you know if you want to find a general contractor it's important to consider that they have their own contacts in the industry they have their own subcontractors. We just set an example we were working with the general contractor and that general contractor subbed out the flooring work even though we had. We were sort of working it our on our own but we've been working with a general contractor in the past and the general contractor said we'll do the flooring work and they indicated that the flooring guys that they had were going to come in.   John Errico: [00:43:18] You got a rock and roll so they said I'm going to get quote unquote quote unquote. They said they're in a get well like 3000 square foot twenty two thousand twenty five hundred square feet. Twenty seven square feet of flooring done in like a day and a half. They kept telling us this right. And we were like great because that's what's what I was talking about. Got Yeah we're gonna pay more for them and subcontracted out there can be margins whatever whatever but it gets done in a day and a half. Great for our guys it might take a week because it's a lot of flooring to lay and so it was determined like Friday's the day they took they're going to come in on Friday. So we're excited we're like oh my gosh these guys these guys must be amazing right. They're gonna come in they're gonna go crazy. They're bringing like 10 guys into that thing and they're with hair like you know I think they're like eight thirty because we were there for something else. We're like there's nobody here is we're here they're finally like one or two guys kind of like rolling around like eleven eleven thirty but it's kind of like okay. Like I guess you're here now so you're gonna go crazy. And like you know it took them probably what like four days or five days like the first day.   Ryan Goldfarb: [00:44:11] They I think in the entire day completed two rooms out of eight or so they came in with an attitude.   Ryan Goldfarb: [00:44:19] They were very very angry and contrite with me listening to the loudest like how dare you make them come in in 11 Joe listen to the loudest music I've ever heard.   John Errico: [00:44:31] Human beings actually listened to like for enjoyment.   Ryan Goldfarb: [00:44:34] And on top of that they say they specifically asked me to have our guys move all of the boxes of flooring volume up to the third floor. And I think put all of the boxes in their respective rooms so that they could focus on quote unquote their task of laying a living all of their garbage.   John Errico: [00:44:53] Like all of their garbage like all of the boxes all of the scraps everything like that.   Ben Shelley: [00:44:58] But I think I think the answer is because we've got we've gone from the bad side to the good side and then instinctually sort of back to the bad side because we always remember. I think those things that go wrong is that there's there's good and bad in both and there are good GCs and bad GCs and you need to do your homework as best as you possibly can to find that person who's right for you. So briefly I just want to recap what we've done so far because we've covered a lot in layman's terms I would say communication and expectation making those things clear is vitally important. That knowledge is power knowing as much as you possibly can about what you're going to be going to do for your project can only help both you and the contractor you work with and understanding and defining your scope as clearly as possible. I know that's very difficult for non investors and people without construction backgrounds but as much research as you can do for your specific area can only help you and we've gone into already pricing and we're always open to questions comments and concerns so reach out to us if you want us to revisit this topic in future episodes. But for now I want to pivot to another portion of the business still working with General Contractors which is permitting and licensing. So as we touched on this very briefly at the beginning the episode but first and foremost maybe the difference between a licensed contractor and a non licensed contractor Gents, maybe you can talk to us a little bit about what is the difference in working with these guys and gals and when is it appropriate to use one versus the other. Or is there a difference.   Ryan Goldfarb: [00:46:21] The correct answer I think is to use a licensed and insured contractor for anything you're going to do. I would say that the reality is a little bit different if you're talking about you know you have a little you had a little leak or you had like some kind of like stain on your wall in your living room and you just want to paint a little bit like a small 5 by 5 patch. You're not going to call in a license or you don't need to call in a licensed and insured general contractor to come in and paint that and do that little bit of like handyman work. That is classic handyman work and and it's over. Frankly I think it's overkill to bring in a licensed insured general contractor who's used to working on $300,000 projects to come in and attack a job like that.   John Errico: [00:47:11] Yeah it's actually it's a little bit sad that the industry is in such a way but it is expensive to get a license and it is expensive to have insurance that is commensurate with the amount of work that you're doing. So it is the case that being a licensed and insured contractor is just more expensive than hiring someone without a license or insurance. And I think that's actually a shame because I agree with Ryan that the the work the right way to do it and not so much concerned about the license but insurance is a big issue. If you're inviting somebody in your house to do work and they get hurt and they don't have insurance that's a problem. You have a problem from the perspective of a homeowner. Having said that have I had people in my houses that don't have licenses or specifically don't have insurance do work that might be considered hazardous or possible injury capability like yes I've absolutely done that because that's the reality that doesn't make sense for me to pay. As Ryan said someone with a license or insurance to do that type of work.   Ben Shelley: [00:48:09] So can you guys talk a little bit about what kind of work requires a permit. Because we're sort of I think beating around the bush and saying well you know there's certain work we just know as handyman work but a lot of people listening may not know the difference. So what might be just a few examples of just handyman work versus work that really would require a permit maybe even from a licensed contractor.   John Errico: [00:48:27] It's hard to say because it's going to depend a lot on where you are. Even so where we are in New Jersey I would think is one of the most regulatory heavy environments for this type of thing and maybe the whole country. So you know the joke in New Jersey is that like you you drive a nail into a piece of wood or screw into a wall and you need a permit and that's not entirely untrue. I mean not that literally but that type of attitude is not entirely untrue. There are some obvious things that I don't think require permits any anywhere like painting does not require a permit. Generally in this area laying flooring doesn't require permitting although I think taking up existing flooring possibly might I'm not entirely sure. Very bizarrely putting in a new roof doesn't require a permit in New Jersey and I believe that is a recent chance of recent change.   John Errico: [00:49:12] Why is that. I have no idea.   John Errico: [00:49:14] I guess the effect of lobbying their roofing lobby has either failed or succeeded depending on if it's good or bad for them. So but obvious things that require permits will be extensive renovations like a new kitchen a new bathroom almost anything that you do with plumbing that is beyond like repairing a very small leak will require a permit. Major additions extensionsetc. Again it's the general contractors job and license to no job and. Purpose To know what permits are required how to get the permits how to work with the city. That's really a lot of times the expertise that you're paying when you're going with a good general contractor beyond all the things that we said before knowing the permitting process is very opaque. Even we who do this all the time there are still things that come up regarding permitting and working with the city that are hard to anticipate and they're different cities city to cities. So that's frustrating.   Ryan Goldfarb: [00:50:09] Tight end tight end with the permitting issue is the licensing issue on a bigger jobs in particular. There are often you're often not just looking at one trade or one permit there are usually going to be multiple sub codes that are applicable there. So you may if you're doing a kitchen renovation you may be looking at the building sub code and you're also going to be subject to the electrical sub code plumbing sub code potentially fire sub code. And each of those is overseen a little bit differently and that is the reason why you need all of these different subcontractors because they will each carry their relevant licenses so a home improvement contractor which is the type of license that we have that only that only really applies to the building sub code aspect of the job the your electrician will carry an electric or will have an electrical license and we'll also have insurance that specifically covers the nature of work that the electrician electrician performs. Likewise likewise with the plumber likewise with an H contractor. Likewise.   Ryan Goldfarb: [00:51:24] Maybe not from a licensing standpoint but from an insurance standpoint with something like a roofing contractor.   Ben Shelley: [00:51:32] You know Ryan and I think it's good that you actually bring up some of these subdivided sections and requirements for building because one of the things we want to jump into when we talk about licenses and permitting is also inspections. I think one of the biggest if not the biggest job of a GC is to get you through all the way. One of the biggest responsibilities of a GC is to get you all the way through the inspection process with the various municipalities that you're building in. So maybe you guys can I mean ask this as simply as I can which is sort of a theme of this episode. You know when it comes to inspections how do I pass my inspection.   John Errico: [00:52:04] Well normally that is not something that you as the owner of a project would really have to worry about. So if you have a good general contractor they will take care of the inspections and the permitting and working with the city and whatever else. Sometimes you are aware of them occurring because payment can be tied to that. And so a lot of general contractors will say you know you owe me a deposit at this point and then you owe some more money after the rough inspections are done. So what normally will happen is that a contractor will pull permits and at some point in the process they will begin doing work. And the city will mandate that once a certain bit of work is done an inspection has to occur. Oftentimes the rough process is say a plumber has put in new plumbing but the walls haven't been closed. So all the plumbing is exposed that would be the point of time in which a rough plumbing inspection would occur analogous for electrical HVAC etc etc cetera. So you as a homeowner don't really have to worry so much about passing that or doing anything with it. If the contractor has messed up and is unable to pass the inspections. Messing up is maybe not even the right concept. It could be just the case that the contractor and the city have a disagreement about what is required but if whatever is in the inspection isn't passed it is important to generally know that it's normally not on you as the owner to care about that or to pay more about it. Some unscrupulous general contractors might say what I didn't pass inspections and now I have to do a bunch more work so they're going to pay me more money. That's usually not how most arrangements occur. Maybe it's the case that because of the additional work required the scope will change in a change order will be required because something really unexpected has happened. Based on what the city has said. But if that's a possibility I would really prefer both as a client and also as a contractor to have communicated that there will be no that originally if that was a possibility.   Ryan Goldfarb: [00:54:01] All right John hit the nail on the head with that.   Ryan Goldfarb: [00:54:05] This is going to be your ability to pass inspections and the speed with which you pass inspections is going to be determined largely by your team and that's why it's critically important to have a general contractor with experience in that municipality and who has a network of trades a plumbers electricians HVAC contractors who have the same degree of experience in that municipality because if they've done it before they can do it again and a lot of those disagreements are barriers of barriers to communication when it comes to expectations for the plumber. The sub code inspector should be avoided by their prior experiences.   Ben Shelley: [00:54:48] And that's where maybe relationships that your GC has with the city can also come into play. I think a lot of GC is like too to sort of talk up maybe what cities or what areas they have better relationships and because they feel it does and probably does make a little bit of a difference at times where inspections are concerned. And while it is somewhat of a footnote because it's not your responsibility I think both points should be well taken particularly for for newer investors that if something goes wrong it is really not on you. So in this theme of pricing be aware of that because if a contractor comes back to you and says well I need to charge you more you should be aware of of what's going on and why they're coming to you and saying that.   Ben Shelley: [00:55:23] So I want to sort of as a book here I still want to talk a little bit about some questions about finishes but first most of what we've been talking about really falls under the category of something that's called capital expenditures cap ex and obviously there are different ways that investors look at and treat their properties if you're coming in investing in flip then cap ex is probably more of a concern than repairs and maintenance which has more relevance to people who are maybe holding their property long term or currently managing their properties under their umbrella. So guys maybe we can talk a little bit about the difference here and just distinguishing them and defining the terms of again repairs and maintenance versus CapEx.   Ryan Goldfarb: [00:56:04] These are really   Ryan Goldfarb: [00:56:06] Accounting distinctions. So a capital expenditure is something that is going to go into your basis in the property. So oftentimes capital expenditure expenditures are. Akin to fixed improvements that are going to improve the capital asset or improve the asset on the books. So if you have a house and you spend fifteen thousand dollars to install a new HVAC system that wasn't previously there that would be considered a capital improvement and thus goes on the books as a capital expenditure. The repairs and maintenance classification is just as it says it is repairs and it is maintenance in nature. So if you already have that HVAC system and if you already have that HVAC system and you need to replace an air filter or you need to replace a broken component of your furnace that is generally classified as repairs and maintenance because you are repairing or maintaining an existing component of your system. So when it comes when it comes to tax time the main distinction is your repairs and maintenance are taken as an expense whereas capital expenditures or capital improvements may go onto the books a little bit differently and maybe they may go into your basis in the property which.   Ryan Goldfarb: [00:57:44] In a round about way can ultimately be taken as an expense but is generally done so in the form of depreciation and this is a whole other topic for a tax expert or for a tax expert or a CPA to come in and opine on.   Ryan Goldfarb: [00:57:59] But high level that's that's the distinction.   Ben Shelley: [00:58:02] So for for a final topic here to bookend the segment I do want to talk about the types of finishes that people look for want to ask or ask for scuse me from their general contractors. This is gonna fold in nicely I think with the pricing conversation and how to approach and the dynamic between your GC but maybe if you guys can talk from your bank of expertise about the kinds of finishes you might want for different types of projects and

In the twenty-fourth episode of Otaku Brothers, Rusty and Ryan get absolutely wild. Seriously, this episode borders explicit territory. Before getting intensely swifty, Rusty discusses his journey through Kanto and road to the Elite Four, while Ryan continues playing Dark Souls 3. They are also mildly excited for Smash Brothers Ultimate.  The guys got some great listener questions, which, per usual, lead to some interesting tangents. After listener questions things get absolutely bonkers. As Ryan and Rusty did in a previous episode, they return to asking each other “Would You Rather” questions. These are the Would You Rather type scenarios you’d only come across during late night television. You’ve been warned. Enjoy! Want to get in on the discussion of the podcast, easily ask questions? Join our Discord! It’s free to download the app AND easy to use. Find it here: https://discord.gg/E4hv4de I also wanted to personally thank Jason Heine for creating the intro to the show. He's creating excellent stuff over on YouTube, and has his own podcast on iTunes called Music, Games, and Gear. PLEASE check out his content and show him some support!  Jason's YouTube: https://www.youtube.com/user/TheEMUreview  Also wanted to thank my good friend Mark for doing the fantastic logo for the show. You can see his professional work at the link below!  Mark's Website: https://cooperdesignco.com/ If you have any questions or feedback for the show, please write in to OtakuBrothersPodcast@gmail.com! We'll read your questions and feedback in the next episode!

As Ryan fights to be a police officer with T1D his journey leads him to train his own diabetes service dog.  Show notes for people who are Bold with Insulin > Find out more about the Dexcom CGM > Omnipod Demo information  > Dancing4Diabetes.com A full list of our sponsors  Bolus Breakdown: Waffle Edition The show is now available as an Alexa skill. Are you an Apple user? Subscribe to the podcast today! The podcast is available on Spotify, Google Play, iHeartRadio and all Android devices My type 1 diabetes parenting blog Arden's Day Listen to the Juicebox Podcast online Read my award winning memoir: Life Is Short, Laundry Is Eternal: Confessions of a Stay-At-Home Dad The Juicebox Podcast is a free show, but if you'd like to support the podcast directly, you can make a gift here. Thank you! Follow Scott on Social Media @ArdensDay @JuiceboxPodcast Disclaimer - Nothing you hear on the Juicebox Podcast or read on Arden's Day is intended as medical advice. You should always consult a physician before making changes to your health plan.  If the podcast has helped you to live better with type 1 please tell someone else how to find the show and consider leaving a rating and review on iTunes. Thank you! Arden's Day and The Juicebox Podcast are not charitable organizations.

As Ryan prepares for 3 conventions in 2 months, the guys do some more convention talk to try and figure out where it can all go wrong. Topics include being friendly, product and pricing, cosplay, Kevin Spacey and expectations. Our intro music is by Grey Watson/The Killer Drones and our outro music is by The Moans! Our introduction is by Gary Fitzgerald. Follow the show on twitter and instagram at @tig_show and support the show at www.tigshow.com --- Send in a voice message: https://anchor.fm/tigshow/message Support this podcast: https://anchor.fm/tigshow/support

Years ago, before every other American brewery had a koelschip or a “sour program,” the options to foster a love for sours was mostly limited to shelf-available Belgian beers. As Ryan’s long-gestating audio lovechild, this episode represents a time when exploration of sour styles meant green-bottled imports and hard-to-pronounce names. But our reverence for these classics is apparent as we try five different Belgian sour beers done in five different styles. We learn about the beers themselves including the odd stories about how some of them were willed into existence by non-Belgians. We talk about IRL Mario Kart, put our best foudre forward, sup the cup, and buttdial our Boon buddy. And as this is (sort of) our pledge drive episode, check out patreon.com/abvchicago to donate to the show and get a ton of extra content and gifts! Beers Reviewed Brouwerij De Brabandere - Petrus Aged Pale Brouwerij Van Steenberge - Monk's Café Flemish Sour Ale Brouwerij Verhaeghe - Duchesse de Bourgogne Vanberg & DeWulf/Brouwerij De Troch - Lambickx Brouwerij Boon - Oude Geuze Boon Black Label

What if your money was backed by real gold yet could be spent via an ordinary-looking debit card, same as any other. With much lower transaction costs than you're used to - by a factor of around 10. Plus you got a 'yield' too? We’ve featured asset-backed cryptocurrency raises before, including recently exploring the real estate space in episode 21 with Leaseum. This time, Cayman-domiciled Kinesis is drawing on decades with the Allocated Bullion Exchange, an Australian institutional precious metal exchange with seven storage locations worldwide, and offering the next stage in that trade - by putting it on the blockchain. As Ryan says, it’s the evolution of the Gold Standard. The Kinesis cryptocurrencies, KAG and KAU, are based on physical gold and silver stored in vaults, which can be bought with fiat currency and then used in a variety of ways. They can be spent, via a debit card; sent, between e-wallets; or stored, on the Kinesis Blockchain Exchange, which itself runs on a proprietary fork of Stellar. The Kinesis team has looked at this from the outset as a way you can simply pay for a coffee. You could settle your bills, or send money to a member of your family in another country. So the speed of transfer was always a top priority – and by acting on the Stellar blockchain, these transactions are available at 3k/second – much faster than Bitcoin or Ethereum. The gold and silver underlying all this is stored in independent third-party vaults using the ABX infrastructure, fully insured and audited, and the Allocated Legal Title remains with the purchaser rather than on the balance sheet of any other party – important, as the safest way to store precious metals. The fees are set at 0.45% of any transaction – but this is partly offset by a unique system of yields, where monthly dividends are paid to all those depositing funds, bringing in their own gold and silver or holding the currencies – to encourage velocity in the Kinesis working as a monetary system. Alongside all of this, the KVT – Kinesis Velocity Token – is currently available in a discounted pre-sale stage, launching its public sale for two months on 10 September, offering participants a proportional share of 20% of revenue raised in this system. This is immediately followed by the KAU and KAG pre-ICO, with full ICO from 1 March. By which time the debit cards will be available and spending on that morning coffee can begin! So why do all this? You can already invest individually in precious metals. This way, says Ryan, you’re investing in gold and silver, but without the costs for storage and insurance – and with the benefits of instant liquidity, and the yields for simply taking part. Plus, there’s no guarantee that the world of fiat currency is safe. Banks worldwide can suddenly require bail-ins, there are currencies on the brink of collapse, and uncertainty about world economic events – including Brexit. So who wouldn’t consider shifting some currency out of those traditional areas, into something spendable, and backed by real-world assets? Ryan’s final message is: watch this space. There are announcements and developments almost every day. KVT is already available on sale, with the KAU and KAG following before the end of the year. It really won’t be long until you can drop into Starbucks with your kinesis card and tap for your Skinny Vanilla Spice Latte knowing it’s backed by pure gold!

Ryan Grant, is just an amazing human being, an amazing person, just in terms of who he is. He's a quality person, but what he's done, what he's accomplished in the mortgage space in a very short period of time is remarkable. Literally, within two years, he went from about $11 million to $60 million.   Just last year in 2017, he helped over 200 families. He's ranked as the number one lender in Orange County, California, which is a huge feat, that's a very competitive market and he's ranked as the number 38 lender; if I'm correct, nationwide.   The results speak for themselves in terms of not only his production, but if you go to Zillow and look up the , you'll see over 200 reviews, 4.8 stars average, and the raving comments that clients have.   As Ryan talks about, our job is not to "Pre-qual," as a mortgage loan officer. Our job is to remove doubt. Ryan just does a great job on architect- going through how he architects his process.  If you just want to have a blueprint for what does a high performing mortgage professional and team look like and sound like? This is it. Biggest takeaways you don’t want to miss and links mentioned: >> Why Ryan is Excited About The Market Ahead >> What Does a 5 Star Experience Look Like? >>  >>   

As Ryan tries to dig deeper into Zoey's situation things suddenly become a little more dire for her. Starring Mackenzie Bryant & Mark Coutu Rick Coste is a writer and producer.  Past projects include Inhale, The Behemoth, Bryar Lane, Scotch, Charlie's Mailbox, The Fiona Potts Interview , Izzy, and Waterguns & Rainbows. Learn more at ModernAudioFiction.com.

As Ryan tries to dig deeper into Zoey's situation things suddenly become a little more dire for her. Starring Mackenzie Bryant & Mark Coutu Rick Coste is a writer and producer.  Past projects include Inhale, The Behemoth, Bryar Lane, Scotch, Charlie's Mailbox, The Fiona Potts Interview , Izzy, and Waterguns & Rainbows. Learn more at ModernAudioFiction.com.

This book combines two of my favorite things: Stoicism + Ryan Holiday’s wisdom. Stoicism was one of the most influential philosophy of the Roman world and has continued to influence many of history’s greatest minds. As Ryan says: It’s time to bring it back as a powerful tool “in the pursuit of self-mastery, perseverance, and wisdom.” This is one of the my favorite books ever. Big Ideas we explore: the #1 thing to know about Stoicism, how to create tranquility, a good answer to “What’s the latest and greatest?!,” the 2 essential tasks in life and the art of acquiescence (aka amor fati).

This book combines two of my favorite things: Stoicism + Ryan Holiday’s wisdom. Stoicism was one of the most influential philosophy of the Roman world and has continued to influence many of history’s greatest minds. As Ryan says: It’s time to bring it back as a powerful tool “in the pursuit of self-mastery, perseverance, and wisdom.” This is one of the my favorite books ever. Big Ideas we explore: the #1 thing to know about Stoicism, how to create tranquility, a good answer to “What’s the latest and greatest?!,” the 2 essential tasks in life and the art of acquiescence (aka amor fati).

Join us for episode 93 of the Theme Park Trader podcast. We are back after recording 3 pre-recorded episodes. As Ryan is back in the UK we decided to invite our good friends Stu and Laura to record an episode. They were both with Ryan in Florida and on this episode we discuss just some of the things we did in this years trip. Some of the things we chat through include: Thoughts on Pandora the World of Avatar Some of the new places we ate Stu and Laura's highlights (it was Laura's very first trip to Florida!) Stay tuned for next weeks episode where we continue our discussions on our October trip and where Stu and Laura will return! Be sure to check us out over on www.themeparktrader.com. If you like us then please check out our podcasting friends Dis After Dark!

As Ryan gets ready for his trip to Japan, he talks all about WTDG lore with Sean. 

I recently sat down with Ryan McCrady, president of the Decatur Macon Economic Development Corporation, to talk about everything they do for business and economic growth in our community. Looking to sell your Central Illinois Home? Get a FREE home value report Looking to buy a Central Illinois Home? Search all homes for saleI recently sat down with Ryan McCrady, president of the Economic Development Corporation (EDC), to talk about everything they do for our local business economy. As Ryan says, the EDC focuses on non-residential, non-retail economic development. They help businesses here in Decatur/Macon County expand their footprint and help the community retain businesses in the event of things like zoning, workforce, or regulatory issues. They also work on attracting new business to the area to expand the job base and bring new people to the community as well as provide opportunities to the workers here.The EDC also administers two big initiatives, starting with the Enterprise Zone of Decatur/Macon County. If you operate a business and you're looking to expand or locate a business in the area, there may be incentives they can offer you to do so. As Ryan says, they are administered locally and easy to get your hands. They also oversee the Midwest Inland Port LLC, as well as the community marketing and branding campaign called Limitless Decatur & Macon County.Ryan added that the staff consists of five people with most tasks coming with an 'all hands on deck' approach so they can do everything possible to get involved and promote the community, grow jobs, and grow the economy overall. Decatur has a very skilled and loyal workforce. Just like in our business of real estate, Ryan says that referrals are gold for the EDC. If you or someone you know owns a business and is having some issues, send them Ryan's way and he may be able to help them out. Economic development can be a mystery to a lot of people, Ryan says. While many people think of it as attracting a business like Chik-fil-A, that's not the whole of it; the whole basis for economic development is job growth and retention. When CEOs want to locate or expand a business, they look at a number of factors.They start looking at the available workforce, and Decatur scores very high in this category due to a highly skilled and loyal workforce. It's a workforce of more than 500,000 people located within a 45-minute drive. The next factor they focus on is transportation logistics, where Decatur also ranks high. Then, they look at the quality of life, which companies value a lot since they want to attract and retain top talent regardless of the location, which requires a great community. The EDC shows businesses all these great things about our community.Check out the video above for my full interview with Ryan and all the details about the EDC. If you have any questions, you can reach Ryan at 217-422-9520 or visit DecaturEDC.com to learn more.As always, give me a call or send me an email with any questions, comments, or concerns you have about real estate or the market here in the Decatur area. We look forward to hearing from you!

Orlando is an entertainment capital, so what better way to spend a Friday night than some indoor go-karting? Today I’m coming to you on location at K1 Speed with Ryan Hawkins to give you an inside look at the fast lane. As Ryan says, K1 Speeds provides you with all the adrenaline you need. Ryan can set you up with any kind of race package you need, but they specialize in corporate events, team building events, and race packages for parties, to name a few.  Click below for more info on: Team building Room rental Race packages If you’d like to set up a race, a team building event, or just a good time with some friends at K1 Speed, you can contact Ryan at (407) 434-7500. You can also check out the video above to get an up close and personal look at what it’s like to race here at K1 Speed. You’ve got to try this place out! “K1 Speed provides you with all the adrenaline you need.” In the meantime, give me a call or send me an email if you have any questions about buying or selling a home here in Orlando. I’m happy to help!

I’m so honored and excited to bring you this Episode #18 of the Mother’s Quest Podcast with a very special guest, my own son Ryan Neale. One of the great lessons I’ve learned is the importance of marking milestones and honoring endings so that you can thoughtfully open a new chapter. As Ryan approaches his bar mitzvah in April, becoming a “Jewish adult” and entering his teens, we decided we would spend his thirteenth birthday together, going on a “milestone hike” ‘and then recording an episode of the podcast at a recording studio in San Francisco. It was a magical day of reflection, revelations for both of us, and a lot of laughter. I’m honored to bring highlights of all of that to you through this episode. You’ll hear Ryan share eloquently and honestly about his appreciation for the support that helped him conquer his developmental delays, how his own fears manifest in his life today, and how, in his next chapter, he wants to trust more and move through his fear. Because, he says, he wants to live with a YOLO (You Only Live Once) mindset. Ryan reflects on snapshot moments from his life, about his deep love for his younger brother, his experience finding a group of friends and a school program where he could thrive, receiving the academic achievement award, and the moments he hopes he’ll be able to look back on with pride at the next milestone. Ryan also gets a turn to ask me his own questions and give me feedback. I had an opportunity to share the biggest lesson my mother gave me, to always appreciate every stage of life you’re in when you’re in it, and acknowledge what I wish I could change about myself.   I also heard Ryan reflect back that in being “a little selfish” in creating Mother’s Quest I’ve given him so much more than if I only focused on my children. There’s a game we play with Erik Newton (whose studio we recorded in) as our game show host, a lot of laughter and some comical out-takes that you’ll want to stick around for at the very end. I felt so blessed to create this experience with Ryan and to share it with you. I take with me the importance of marking these rites of passage thoughtfully with our children, what a privilege it is to be witness to the development of another human being as a mother, a reminder of how powerfully our children see and know us and help us grow, and what fun it can be to create new experiences together. Ryan and I will never forget how we spent his thirteenth birthday together. We hope you’ll leave this episode inspired to mark a milestone in your life, with your children, and make some life-long memories of your own. Topics discussed in this episode: Our meaningful and magical milestone hike through Laurelwood Park How you cannot see yourself fully through the mirror but can through your loved ones Life happens fast, appreciate every aspect of your life as you're in it because before you know it you'll be on to the next  Take life in small steps and the snapshot moments that Ryan most remembers from his 13 years Ryan’s love for his brother Jacob and what Ryan said the day Jacob was born The impact living my E.P.I.C. life has had on Ryan How things that are scary can at the same time be beautiful and Ryan’s commitment not to let his fears stop him from living his YOLO (You Only Live Once) life The pact Ryan and I made to help us with our biggest area of growth, our management of time Erik’s takeaway: “Parenting is an opportunity to be vulnerable in a way that is unprecedented.” Resources mentioned in this episode: Headstart, a special program for preschool aged children from low-income communities that provides access to early childhood education The GATE Program (Gifted And Talented Education Program) national links and background information. Ryan participates in our local school district’s program. Divergent Series by Veronica Roth "You miss 100% of the shots you don't take." - Wayne Gretzky Erik Newton, The Together Show Sports Illustrated Kid Reporter, a unique program Ryan has applied to which gives selected children ages 10 - 14 an opportunity to write and broadcast about sports UCLA Bruin Woods where I was a counselor in college and where we all go to “camp” each summer as a family Announcements:  I hope this conversation sparked something that will inspire you to mark a milestone in your E.P.I.C. life. If you live in the bay area and want to participate in a group milestone hike I will be leading this spring or if you want to sign up for a coaching session so I can help you mark a milestone wherever you are, send an email to julie@mothersquest.com and put milestone in the subject heading. The season is coming to a close and will start up again in May. Please make sure you’ve subscribed, signed up for email updates at mothersquest.com and joined the Facebook group so we can keep in touch and you’ll get notified when the next episode comes out. Be Part of the Finale!! I’ve extended the deadline for your submissions to be featured in the finale through April 6th and will release the finale later in April. So, if you haven’t yet called in, and there is a moment from the season that made a difference for you, please go to mothersquest.com, look for the purple phone icon, and leave me a message with your name, favorite moment from the podcast and how that moment impacted you. I would love to include your voice in the season finale. Let's Stay in Touch If you haven’t yet visited the website, I want to invite you to head over to mothersquest.com to explore some of the ways you can get more connected. At the site, you can sign up for our email list to have show notes delivered to your inbox, click the link to join the Facebook group and press record to leave a voice message for me. Finally, I invite you to schedule a free 15 minute planning session where I can help you bring more intention to your life using the Live Your E.P.I.C. Life Planning and Reflection Sheets which you can download for FREE at www.mothersquest.com/reflectionsheets. Email me at julie@mothersquest.com to set a time. A big THANK YOU to our “patrons” for helping to bring these conversations to myself and other mothers through financial and/or in-kind support: Erik Newton and The Together Show Podcast who dedicated this week’s episode of the podcast Claire Fry Divya Silbermann Rachel Winter Caren and Debbie Lieberman Cameron Miranda Fran and David Lieberman Debbie and Alan Goore Jenise and Marianne of the Sustainable Living Podcast --- Want to join the patrons above and help support more meaningful conversations such as these? Visit the Mother’s Quest Patreon Page to become a regular patron or visit this link www.mothersquest.com/be-a-supporter to make a one-time donation. If you would like to "dedicate" an upcoming episode to a special mother in your life, email me at julie@mothersquest.com

Episode #37 is with Ryan Van Der Hout from Luminous Weddings Photography. Outstanding photos are something that most people believe would be the most obvious reason for hiring a photographer for the "Big Day" of a wedding or any special event. His photos are outstanding...just check out his website and all his social media. As Ryan talks about in this interview, photos do tell the story...but what I found interesting about Ryan is that he takes the time to write and explain what's going on in some of his photos to give you the back story or his thoughts about the photo.   How to find more about Ryan Van Der Hout: Website: www.LuminousWeddings.ca Email: ryan@luminousweddings.ca http://gtaadvisorspodcast.com 

Boots had an eventful weekend, and he'll be bringing on a special guest to talk about it. But first, he and Ryan remind us to help others out simply for the sake of being nice to others. As Ryan says, you get what you are, so give out some good!

How can your ego hold you back in your aspirations, your successes, and in your failures? Ryan Holiday (@ryanholiday) covers it all in his new book, "Ego is the Enemy." You can buy it at kadavy.net/ego   As Ryan talks about in the discussion, he sort of wrote this book for himself. Ryan had an unusual amount of success very early in life. He dropped out of college at 19 to apprentice under author Robert Greene. He worked for a Beverly Hills talent agency, advising multiplatinum musicians, and he was the head of marketing at American Apparel by the time he was about 21.   In addition to writing books, Ryan helps other authors market their books. He's worked with authors like Tucker Max, (who we spoke with on episode 29), Tim Ferriss, and James Altucher.   In this discussion we talk about how to recognize how ego holds you back in all aspects of life and work, and what to do about it. There are lots of helpful thoughts about how to balance your passion projects with your day job, and we also talk about so-called "pageview economics," something Ryan has a lot of insight into. If you want to know how media works, you should also read his first book, "Trust me I'm Lying: Confessions of a Media Manipulator." You can find it at kadavy.net/trustme    Sponsors: http://wpengine.com/loveyourwork http://activecampaign.com/loveyourwork http://kadavy.net/audible   Show notes: http://kadavy.net/blog/posts/love-your-work-episode-31-ryan-holiday-tame-the-enemy-inside/    

David and Raghu introduce a third generation military man- a marine who had a major transformation from PTSD - and re-integrated his trauma through the psychedelic experience. What followed was overwhelming compassion and a direct line to Eastern Mysticism, Ram Dass and the great Buddhist masters. As Ryan says about his healing- “ It sure feels good, on this journey, to stop on the road, drop our packs and break bread with our brothers and sisters”.

It occurred to me a little while back that all the rap albums we’ve talked about were all released before 1990. I thought maybe we should step up our game here, so I picked one that came out a few months ago Tetsuo and Youth by Lupe Fiasco. I had been aware of Lupe when he first started putting records out, but had lost sight of him in recent years. As Ryan put it “This is the best album we’ve talked about that I’ll probably never listen to again”. But you can make up your mind on that yourself. Pick up "Tetsuo and Youth" on Amazon A Few Minutes With Ryan continues his stellar run of picking great videos from the 80’s with his choice of We’re Not Gonna Take It by Twisted Sister. Coming Up Next week we will be joined by Marcus Rice as we discuss Heaven or Las Vegas, a Cocteau Twins joint. Also, I have a feeling Creed might pop up; it’s been a little while since I’ve discussed Scott Stapp. Ciao!

As Ryan's old friend and podcasting partner Dan Amrich sits in to discuss Rocksmith 2014 for Xbox One (which Dan now works on), the crew discusses their thoughts on Xbox One's first birthday and the big Microsoft giveaway that goes with it. Plus: Call of Duty: Advanced Warfare's campaign, Dumb & Dumber To, game show video games (like 1 vs. 100!), Titanfall's just-announced Deluxe Edition, and more!

As Ryan returns from vacation, Destin and Marty go missing, so they're replaced by Naomi and Brian Altano. The group discusses the Xbox One's mixed results in the March NPD figures, while also chatting about Dragon Age Inquisition, making our Games With Gold guesses for May, and more!

As Ryan is away in Italy at the moment, our very own Peggy Hughes takes over the podcast reins for this week. She selects her poetry picks from last year's West Port Book Festival - Jack Underwood, Robert Alan Jamieson and Mike Stocks - and previews this year's poetry line-up at the West Port, which features some top quality free events from 24th - 27th June. More info at http://www.westportbookfestival.org Presented by Peggy Hughes. Special Guest Star: Ryan Van Winkle. Produced by Colin Fraser. Music by Ewen Maclean. Twitter: @byleaveswelive & @anonpoetry. Mail: splpodcast@gmail.com

As Ryan seeks to learn more about his artifact, the situation deteriorates.

This week Tab and Gretch talk about a story suggested by a fellow podcaster. We have a guest housewife this week Rebekah Sebastian from Die-Alogue Podcast. The story is bananas. Shayna Hubers and Ryan Poston looked like the perfect couple. Dreamy smiles, clean cut, born with good looks and smart brains. Both were on their way to so much success until one of the dozens of nights, much like the others before, Shayna and Ryan were breaking up. This break up, make up game seemed to be something that happened often. However, on the night of October 12th something was different Ryan was going to meet another woman. As Ryan got ready for his date Shayna had another idea which ended in Ryan never having another date again. www.housewivesoftruecrime.com facebook.com/housewivesoftruecrime intagram @housewivesoftruecrime Guest Housewife - Rebekah Sebastian https://podcasts.apple.com/us/podcast/die-alogue-a-true-crime-conversation/id1470890320 Sources: https://www.youtube.com/watch?v=9Wsd7oW93hQ https://www.facebook.com/ShaynaHubersWronged/ https://www.cincinnati.com/story/news/2019/01/15/shayna-hubers-has-filed-divorce-woman-she-married-jail/2584594002/ https://www.cbsnews.com/pictures/how-did-shayna-hubers-reach-her-breaking-point/5/ https://abcnews.go.com/US/murdered-kentucky-lawyers-shayna-hubers-sentencing-made-sick/story?id=31524068 https://www.fox19.com/story/38925918/prosecutors-continue-calling-witnesses-in-the-shayna-hubers-retrial/Support this podcast at — https://redcircle.com/housewives-of-true-crime/donations