Podcasts about Forbes

Cavities aren't just from too much sugar - they're a sign that something else is going on in the body. Dr. Motley sat down with Nashville-based biological dentist Dr. McKinnon Forbes to learn more about this, and so many other practical nuggets for holistic dental health. TOPICS DISCUSSED: Toothcare for kids Jaw formation Ozone therapy How biological dentistry is making waves in healthcare What kind of toothpaste is best  Flossing: yay or nay? Plus other tools and tips for a healthy mouth ------  Want more of The Ancient Health Podcast? Subscribe to the YouTube channel. Follow Dr. Motley! Instagram Twitter Facebook Tik-Tok Website Follow Dr. Forbes! @center.for.advanced.dentistry ------  *Liposomal supplementation has been proven deeply effective and LivOn Labs got there first. Get 10% off LivOn Labs entire store of liposomal supplements with code MOTLEY at https://www.livonlabs.com/ *If you want to hear more on how Chinese Medicine connects the physical and emotional, check out Doctor Motley's membership, complete with courses, a whole library of video-based resources and the chance to pick his brain on weekly live Q+A's. You can try it free for 15 days here: https://www.doctormotley.com/15

In this episode of The Brave Enough Show, Dr. Sasha Shillcutt and Dr. Sunny Smith discuss:  Being lonely in a room full of people  How to tear down the walls we build  Not believing everything we think  "We are meant to live in community with others. When we are vulnerable, authentic, and truthful, we open ourselves up for real connection."  -Dr. Sunny Smith  Dr. Sunny Smith is the Founder and CEO of Empowering Women Physicians, the most effective physician coaching program documented to date. Dr Smith brings her background as an awarded Medical Educator, Clinical Professor of Family Medicine and Public Health, and long history of being an advocate for medical student and physician wellness into the coaching space. She leads a comprehensive and collaborative coaching program, podcast, retreats, and Facebook group that seek to change the culture of medicine. Dr. Smith is the recipient of multiple teaching awards, including Humanism in Medicine, Excellence in Teaching, and Outstanding Community Leader award. Her work has been published in many peer-reviewed journals, including JAMA.  She has been in the top 1-2% of female entrepreneurs in the US for the past 6 years and has been featured in Forbes, Inc 5000, and Entrepreneur Magazine.    Brave Balance is about transforming your professional and personal life in a safe, small group setting. You will grow deep in self-awareness, set clear boundaries, and develop strong time management skills to create the work-life balance you desperately need (and deserve). Change your mindset to let unhealthy behaviors go, and create long-lasting work-life control so you can live well on YOUR terms. Brave Enough 2026 CME Conference For ten years, women have gathered at the Brave Enough Conference to step away from the demands of medicine and into a space of renewal. This anniversary year, we celebrate a decade of empowerment and sisterhood—ten years of lifting each other up, reigniting purpose, and remembering that none of us has to do this alone. Join us September 24-27, 2026 at the Omni Scottsdale Resort and Spa. Follow Brave Enough:   WEBSITE | INSTAGRAM | FACEBOOK | TWITTER | LINKEDIN Join The Table, Brave Enough's community. The ONLY professional membership group that meets both the professional and personal needs of high-achieving women.

Simon Severino is the founder of Strategy Sprints and a global business advisor who has generated over $2 billion in additional sales for his clients. A former strategy consultant working with S&P 500 boardrooms, Simon now helps high-ticket entrepreneurs reclaim 14+ hours per week using his Strategy Sprints method. He's a bestselling author, top-ranked podcast host, TEDx speaker, Forbes contributor, triathlete—and co-author of Time Freedom with legendary marketer Jay Abraham. Simon blends deep philosophical thinking with practical execution, helping founders build multiple money systems while designing a life they actually want to live. On this episode we talk about: Why working on the business—not just in it—is the key to real scalability What “agile” really means for entrepreneurs and how to pivot quickly in changing markets The difference between making money and keeping money—and why both require different skill sets The 12 money systems you can build to create diversified, resilient income Designing your ideal day and building wealth around the life you want Top 3 Takeaways Agility equals speed of decision-making. The faster you can adapt your offers, pricing, and positioning, the more resilient your business becomes. Income diversification builds freedom. Running 5–7 “money systems” at once (consulting, cohorts, licensing, royalties, newsletters, investing, etc.) creates stability and leverage. Start with lifestyle design. Define how you want your ideal day to look—then build systems and assets that fund that life automatically. Notable Quotes "Give me the biggest problem and a team of the smartest people we can find—I'm happy." "It's a very different skill to learn how to make money than it is to keep money." "I start with how I want to experience a day—then I build money systems around it." Connect with Simon Severino: LinkedIn: https://www.linkedin.com/in/simonseverino/ Twitter/X: https://twitter.com/simonseverino Instagram: https://www.instagram.com/simonseverino/ Other: Website: https://www.strategysprints.com/ Book: Strategy Sprints New Book: Time Freedom (co-authored with Jay Abraham)  Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency.  Capture leads, nurture them, and close more deals—all from one powerful platform.  Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices

Most of us know about the “fight, flight, freeze” responses to trauma. But there is another concept that has been steadily gaining awareness over the last several years, in large part due to pop psychology on social media: Fawning.You might have heard it described as akin to extreme people-pleasing, over-accommodating, over-functioning, and fundamentally a problem in the person doing the fawning. But as my guest today illuminates for us, it's not a personal failing, or even always a conscious choice. It is human nature to prioritize safety and connection, and fawning is a means of keeping ourselves safe. But when fawning runs the show, self-leadership diminishes and quietly drifts toward conflict-avoiding, blurred boundaries, and self-abandonment.Waking up to your fawning response takes courage. You will meet resistance from some as you shift the dynamics of your relationships. But it also unlocks deeper intimacy, more honest connection, and the joy that comes from trusting yourself and letting others meet the real you.This conversation invites you to consider where and with whom you fawn, and how you might want to respond in the future. Fawning has a real purpose when safety is on the line, but the more we are aware of it, the more we can be intentional about how we show up in our relationships.Ingrid Clayton is a licensed clinical psychologist with a master's degree in transpersonal psychology and a Ph.D. in clinical psychology. In her private practice in Los Angeles she supports individuals in healing trauma, reclaiming agency, and reconnecting to their authentic selves.She is a regular contributor to Psychology Today, and her work has been featured in Oprah Daily, The New York Times, Women's Health, Forbes, 10% Happier with Dan Harris, Girls Gotta Eat, and NPR's On Point with Meghna Chakrabarti. Ingrid's latest book, Fawning: Why the Need to Please Makes Us Lose Ourselves and How to Find Our Way Back, explores the often-overlooked fawn response to trauma.Listen to the full episode to hear:Why fawning shows up as an unconscious response to ongoing relational traumaHow understanding fawning helped Ingrid understand and heal from her own complex traumaHow our culture demands and reinforces fawning for women and marginalized peopleThe often very real bind of choosing safety over self and the feedback loop it createsAccessible practices to build a sense of internal safety and self-trustHow chronic fawning and self-abandonment contribute to burnoutLearn more about Ingrid Clayton, PhD:WebsiteInstagram: @ingridclaytonphdFacebook: @ingridclaytonphdYouTube: @ingridclaytonphdUnfawning on SubstackFawning: Why the Need to Please Makes Us Lose Ourselves–and How to Find Our Way BackBelieving Me: Healing from Narcissistic Abuse and Complex TraumaLearn more about Rebecca:rebeccaching.comWork With RebeccaThe Unburdened Leader on SubstackSign up for the weekly Unburdened Leader EmailResources:What Is the Fawning Trauma Response? | Psychology TodayPeter LevineThe Greatest Showman Cast - This Is MeThe Traitors

Hold on to your hats!   My featured guest for this episode of Necronomicast is Dr. Rizwan Virk! A graduate of MIT and Stanford, Rizwan Virk is a successful entrepreneur, video game pioneer, film producer, venture capitalist, computer scientist and bestselling author. Virk recently finished his doctoral research at the Center for Science and the Imagination (CSI) and teaching classes on the Metaverse, Innovation and Simulation Theory at the College of Global Futures and the Fulton Schools of Engineering at Arizona State University. His books include The Simulation Hypothesis, Startup Myths & Models: What You Won't Learn in Business School, Wisdom of a Yogi, The Simulated Multiverse, Treasure Hunt and Zen Entrepreneurship.   Virk founded Play Labs @ MIT, a startup accelerator, and invested in many successful startups including Discord, Theta Labs, Upland and Tapjoy.  His startups created video games played by millions, including Tap Fish and games based on Game of Thrones, Star Trek, The Walking Dead, Grimm and Penny Dreadful. Virk and his books have been featured on The Joe Rogan Podcast, in Forbes, The Telegraph, NBC News, vox.com, Techcrunch, Inc., VentureBeat, Digital Trends, BBC Science Focus, and Scientific American, CBS, the CBC, Coast to Coast AM and The History Channel.  He has been a speaker and mentor ranging from MIT's $100k Business Plan Competition and Delta V accelerator to 500 Startups, Talks @ Google and GamesBeat in Silicon Valley. Follow him @rizcambridge, and at zenentrepreneur.com. "The Simulation Hypothesis" at Amazon. Support the Necronomicast and "Buy Me A Coffee"!

On Today's Episode –Mark and Matt are joined by Bonner Cohen again, and the fellas talk about this week's past State of the Union address by Pres. Trump.Tune in for all the Fun Bonner R. Cohen is a senior policy analyst with the Committee for a Constructive Tomorrow, where he concentrates on energy, natural resources, and international relations. He also serves as a senior policy adviser with the Heartland Institute, senior fellow at the National Center for Public Policy Research, and as adjunct scholar at the Competitive Enterprise Institute. Articles by Dr. Cohen have appeared in the Wall Street Journal, Forbes, Investor's Business Daily, New York Post, Washington Times, National Review, Philadelphia Inquirer, Detroit News, Atlanta Journal-Constitution, Miami Herald, and dozens of other newspapers in the U.S. and Canada. He has been interviewed on Fox News, CNN, Fox Business Channel, BBC, BBC Worldwide Television, NBC, NPR, N 24 (German language news channel), Voice of Russia, and scores of radio stations in the U.S. Dr. Cohen has testified before the U.S. Senate committees on Energy & Natural Resources and Environment & Public Works as well as the U.S. House committees on Natural Resources and Judiciary. He has spoken at conferences in the United States, United Kingdom, Germany, and Bangladesh. Dr. Cohen is the author of two books, The Green Wave: Environmentalism and its Consequences (Washington: Capital Research Center, 2006) and Marshall, Mao und Chiang: Die amerikanischen Vermittlungsbemuehungen im chinesischen Buergerkrieg (Marshall, Mao and Chiang: The American Mediations Effort in the Chinese Civil War) (Munich: Tuduv Verlag, 1984). Dr. Cohen received his B.A. from the University of Georgia and his Ph.D. – summa cum laude – from the University of Munich.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It's Quibi Time (tm) with Jenessa! (Don't worry, I'll explain...) It's 2 debunks for the price of 1, or actually 5 debunks for the price of 2, because this is a two-parter! Here are the first two: AI girlfriend Caramela, S. (2025, January 31). Most Men Would Marry Their AI Girlfriend if it were Legal. Vice. Fiorillo, C. & Bartlett, S. (2025, January 28). AI girlfriends could be a thing of the future as men admit they would marry robot lovers. The Mirror. Koetsier, J. (2025, April 29). 80% Of Gen Zers Would Marry An AI: Study. Forbes. Mashable. (2025, May 22). Majority of Gen Z would marry an AI, survey says. Yahoo!Life. (2025, May 11). GenZ Believes They Could Marry AI, Replace Human Connections: Report. NDTV World. Ulanoff, L. (2025, May 22). Would you marry an AI? A recent survey says most Gen Z-ers would - here's why that's a ridiculous idea. Techradar. Texas voter registration (2025, August 7). Texas. Independent Voter Project. (Thomas saw this viral Reddit post about it) Texas by the Numbers. L2. January 2025 Voter Registration Figures. Texas Secretary of State. Turnout and Voter Registration Figures (1970 - current). Texas Secretary of State. Are you an expert in something and want to be on the show? Apply here!  

In this sales leadership masterclass, Marcus Chan breaks down a week-by-week ramp plan, real-play coaching system, and time management framework that turns new hires into consistent revenue producers fast.

This week, Emily sits down with advisory teacher Rebecca Duffus, and neurodiversity advocate Lyric Rivera, to discuss the critical shift from viewing autism as a purely medical diagnosis to embracing it as a core identity. Lyric shares their personal journey of late discovery and the complex emotions that accompany it, from grief to validation. Rebecca provides some insight into the importance of authentic, affirming language. They also discuss how to empower autistic youth to advocate for their needs, navigate a world that isn't always accommodating, and ultimately discover the power of being exactly who they are. Rebecca and Lyric are co-authors of Autism, Identity and Me. TAKEAWAYS Identity vs pathology is all about framing autism as a core identity, rather than strictly a medical diagnosis or a list of deficits. Late-diagnosis autism often results in a complex cocktail of emotions, including grief, anger, and eventually relief. There is a crucial difference between forcing an upbeat perspective, and using language that genuinely validates an autistic person's lived experience. Equipping, not just protecting, will help autistic kids understand neurodiversity, handle misunderstandings, and utilize an autism identity statement for self-advocacy. There is a shifting landscape of autism support, language, and systemic challenges in the US, especially compared to the UK. Mental health professionals, join us for our next live 90-minute CE training, Inherited Neurodivergence: Supporting Parents' Identity Journeys, featuring presenter, Dr. Amy Marschall. The event is Friday, March 6 at 2:00 pm Eastern/11:00 am Pacific. It's approved for continuing education through the American Psychological Association and the National Board of Certified Counselors. If you can't make it live, you can still register for the self-study version. Rebecca Duffus, BSc, PGCE, MA, is an experienced Advisory Teacher with a background in psychology and a master's in Autism and Education. Based in the UK, she has worked across mainstream and specialist education settings, as well as with local councils, charities, and educational services to support autistic students and the professionals who serve them. Rebecca is the author of Autism, Identity & Me, a workbook and guidebook set published by Routledge in both the U.S. and the UK. She regularly speaks at conferences, develops parent programmes, and provides training and coaching for educators and schools. Her work centers on supporting identity-affirming practices and building inclusive, informed environments for neurodivergent learners. Lyric Rivera is the founder of NeuroDivergent Consulting and the author of the best-selling business ethics book Workplace Neurodiversity Rising, praised by Forbes as "an excellent 'how-to manual' based on lived experience and professional competence," and named a "Trend for 2023." A prominent voice in the neurodiversity movement, Lyric is also the creator of the popular blog NeuroDivergent Rebel and the originator of the #AskingAutistics hashtag, which has sparked wide-reaching conversations about the Autistic experience. Through their writing, consulting, and online advocacy, Lyric helps organizations and individuals build more inclusive, neurodiversity-affirming environments. Their work fosters connection and understanding across communities and empowers neurodivergent people to be heard, supported, and celebrated. BACKGROUND READING Rebecca: Website, Instagram, Facebook, LinkedIn Lyric: Website, Facebook, Instagram, Threads, Blue Sky, Substack The Neurodiversity Podcast is on Facebook, Instagram, BlueSky, and you're invited to join our Facebook Group. For more information go to www.NeurodiversityPodcast.com. If you'd like members of your organization, school district, or company to know more about the subjects discussed on our podcast, Emily Kircher-Morris provides keynote addresses, workshops, and training sessions worldwide, in-person or virtually. You can choose from a list of established presentations, or work with Emily to develop a custom talk to fit your unique situation. To learn more, visit our website.

Linktree: ⁠https://linktr.ee/Analytic⁠Join The Normandy For Additional Bonus Audio And Visual Content For All Things Nme+! Join Here: ⁠https://ow.ly/msoH50WCu0K⁠The latest segment of Notorious Mass Effect hosted by Analytic Dreamz explores BTS's major 2026 comeback announcement: the BTS WORLD TOUR ‘ARIRANG' LIVE VIEWING in cinemas worldwide.Analytic Dreamz covers the official reveal from @bts_bighiton February 25, 2026, featuring the main trailer soundtracked by "Mic Drop." This initiative brings full-length concert broadcasts (~3 hours, NR rating) to theaters in 75–80+ territories through chains like AMC Theatres, Cinemark, Shaw Theatres, and Golden Village.The live viewings kick off with the tour's opening stops: April 11 from Goyang Stadium (South Korea, part of April 9–11 shows) and April 18 from Tokyo (Japan). Tickets went on sale February 25 at 10:00 AM KST via btsliveviewing.com and regional platforms like Fandango in the U.S., with more screenings from later dates TBA.This ties into BTS's broader return post-military service: their 5th studio album ARIRANG drops March 20, 2026, followed by the massive world tour spanning ~34 cities and 82 shows—setting K-pop records—with rapid sellouts in many locations, including upcoming North America stops like Tampa and Los Angeles.The strategy boosts global ARMY access via cinema screenings on a 360-degree in-the-round stage, mirroring past successful models while amplifying engagement across Instagram, Reddit's /r/bangtan, and major outlets like Billboard, Rolling Stone, and Forbes.Analytic Dreamz delivers an in-depth look at this high-scale cultural and commercial rollout, extending the tour's reach far beyond stadiums and marking BTS's triumphant full-group resurgence. Tune in for the complete breakdown and what it means for the future of K-pop dominance. Support this podcast at — https://redcircle.com/analytic-dreamz-notorious-mass-effect/exclusive-contentPrivacy & Opt-Out: https://redcircle.com/privacy

Jeff Fenster, award-winning serial entrepreneur, speaker, investor, bestselling author, and podcast host, joins me on this episode. Jeff's entrepreneurial success is vast, ranging from Everbowl, a healthy, superfood quick-serve restaurant chain, to a payroll and HR company, a digital marketing agency, and a construction company. He lives by the principle of putting people first. Jeff has been featured in numerous media outlets, including Forbes, Entrepreneur, Business Insider, Inc., and the New York Times.

In this episode, Candice sits down with Kira Shishkin, CEO of informed.now and a four-time serial entrepreneur whose journey began with a life-altering car accident that left him physically and cognitively disabled. After losing his memory and his ability to focus, Kira fought his way back through discipline, education, and relentless willpower. His recovery reshaped how he views attention, independence, and the responsibility we each have to think for ourselves.   In this episode, they discuss: How a traumatic brain injury and amnesia shaped Kira's understanding of attention The power of will and disciplined learning in cognitive recovery Why modern media incentives work against readers The dangers of echo chambers and information overload How informed.now delivers concise, fact-based news without bias The importance of safeguarding attention in a digital world Why independent thinking is essential for a healthy society   This inspiring conversation reminds us that when we protect our attention and reclaim our ability to think independently, we create the possibility for greater clarity, connection, and impact.   About Kira Shishkin: Kira Shishkin is the CEO of informed.now, the #1 news-by-text service in America. Kira is a 4-time serial entrepreneur & investor-advisor to leading technology companies. His experience spans investment banking, corporate strategy, and private equity investments in category-defining ventures. His education includes University of Chicago, Booth School of Business, and Stanford. Kira was in Forbes 30 Under 30. informed.now –a minimalist, SMS based news concierge helping people stay informed without overload www.informed.now www.KiraShishkin.comhttps://www.linkedin.com/in/kirashishkin/https://www.instagram.com/kira.shishkinhttps://www.instagram.com/informed.nowhttps://www.facebook.com/Kira.Shishkin ----- Connect with Candice Snyder! Website: https://www.podpage.com/passion-purpose-and-possibilities-1/ Facebook: https://www.facebook.com/candicebsnyder?_rdr Passion, Purpose, and Possibilities Community Group: https://www.facebook.com/groups/passionpurposeandpossibilitiescommunity/ Instagram: https://www.instagram.com/passionpurposepossibilities/ LinkedIn: https://www.linkedin.com/in/candicesnyder/ Shop For A Cause With Gifts That Give Back to Nonprofits: https://thekindnesscause.com/ Fall In Love With Artists And Experience Joy And Calm: https://www.youtube.com/@movenartrelaxation

The 89th Academy Awards reached its grand finale on 26th February 2017, with a balls-up that instantly entered Hollywood lore. Presenters Warren Beatty and Faye Dunaway stepped onstage to announce Best Picture and declared La La Land the winner. Cast and crew flooded the stage, speeches began, and the orchestra swelled - but the true winner, of course, was Moonlight. Beatty's visible hesitation, replayed endlessly since, stemmed from a simple but catastrophic mistake: he had been handed the duplicate Best Actress envelope, reading “Emma Stone - La La Land”. Unsure how to proceed, he showed the card to Dunaway; believing he was prolonging the suspense, she read out the film's title. Only as producer Jordan Horowitz was thanking his family did the truth ripple across the stage: “This is not a joke. Moonlight, you guys won Best Picture.” The error was traced to PricewaterhouseCoopers partner Brian Cullinan, who had mistakenly handed over the duplicate envelope while distracted backstage, reportedly after tweeting a photograph of Emma Stone with her Oscar. The irony was sharp: PricewaterhouseCoopers had supervised the Academy's voting process since 1935, originally engaged after controversy surrounding Bette Davis's 1934 snub, and prided itself on meticulous safeguards, including identical sets of envelopes held on either side of the stage. In this episode, Arion, Rebecca and Olly force themselves to re-watch the excruciating moment repeatedly; consider how, following two years of #OscarsSoWhite criticism, the blunder landed at a particularly sensitive moment for the Academy; and admire the way the La La Land team somehow met this emotional rollercoaster with savviness and tact…  Further Reading: • ‘The Full Story Behind The 'La La Land' And 'Moonlight' Oscars Mix-Up' (Forbes, 2017): https://www.forbes.com/sites/natalierobehmed/2017/02/27/the-full-story-behind-the-la-la-land-and-moonlight-oscars-mix-up/ • ‘How Scandal Started PwC's Oscars Vote Count, Envelope System' (TIME, 2018): https://time.com/5182902/pwc-academy-awards-oscars-snub/ • ‘Oscars Mistake: Moonlight Wins Best Picture after La La Land Mistakenly Announced' (ABC, 2017): https://www.youtube.com/watch?v=rvK-g1rehpU&t=1s #Mistakes #Film #2010s #Hollywood Join 

Julia Carlson is an 8-figure entrepreneur, a top ranked financial advisor by Barron's and Forbes, author of Money Loves You and Let's Get You Fired, and speaker who's spent more than 25 years helping women build real wealth without burning themselves out in the process. She has built and scaled multiple companies, including a financial services firm, while raising a family. Today, Julia helps women entrepreneurs scale to 7 & 8 figures by firing themselves from the day-to-day and stepping into true CEO leadership to build businesses that create freedom, impact, and legacy. To give us insight into what that looks like in practice, this conversation will focus on the identity shift required to move from operator to visionary and why doing “more” stops working after 7 figures. Connect with Julia: www.thejuliacarlson.com www.instagram.com/thejuliacarlson www.linkedin.com/in/thejuliacarlson/ Loving our bonus content and want more Cubicle to CEO in your ears? Join us every Monday on our subscriber-only premium feed for case study–style interviews with successful entrepreneurs debriefing their real-time growth experiments and results. Subscribe to get insider access to what's actually been working for businesses in the last 3-18 months:  cubicletoceo.co/podcast If you enjoyed today's episode, please: Post a screenshot & key takeaway on your IG story and tag us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@cubicletoceo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ so we can repost you. ⁠⁠⁠Subscribe to our premium feed for case-study style interviews every Monday. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this conversation we hear about Kola's journey as self-taught coder, business school, learning by doing, and how he is self-funding one person AI company for doctors: Kola Tytler's parallel journey as an NHS Doctor while building pioneering and potentially world changing business is inspiring. Listen in on a remarkable conversation between host Richard Lucas and Kola Tytler, now a qualified doctor who taught himself to code. We explore the roots of his entrepreneurial activity, despite knowing he wanted to be a doctor from a young age. the influence and opportunities of being an immigrant from a different background as he went to medical school in London. his first venture selling event tickets via a Facebook platform, scaling a fashion blog with millions of followers, and launching and exiting the successful Dropout retail business in Milan Lessons of having investors who were not always aligned How he dealt with realising that he might have a bigger financial opportunity through dropping out of his studies. The benefits and limitations of bootstrapping when you have the resources to put together a great team The impact of both his formal business school education and self tuition via online resources like Y Combinator, and prominent SV figures like Steve Jobs and Bill Gates. The ambition and vision for his self funded AI platform for doctors iatroX which provides clinical guidance to over 20,000 users. Kola's journey is a masterclass in calculated risk and relentless drive, Kola shares the critical lessons he has learned from his triumphs and challenges. Through insightful questions, Richard draws out the key takeaways on finding balance, the importance of a strong team, understanding domain expertise, and the necessity of continuous business education. This episode is packed with inspiration for anyone looking to bridge diverse passions and build a high-impact venture. About Kola Dr Kola Tytler – Doctor/MBA & full-stack developer MBBS @ King's College London Certificates in Law & Business (LSE & Imperial) MBA (with merit) @ University of Birmingham MSt Entrepreneurship @ University of Cambridge ‘26 Forbes 30 under 30 Europe, Forbes 100 under 30 Italy IBM-certified AI Engineer & MENSA member Founder of YEEZY Mafia, dropout, & HypeAnalyzer Links iatroX is a UKCA-marked, MHRA-registered medical device. It acts as an AI‑driven assistant that centralizes clinical guidelines offering: 1 quick Q&A, 2 structured brainstorming, and 3 an adaptive quiz engine for medical students. Kola Tytler's Linkedin Kola Tytler's personal websiteDrop Out MilanoHype Analyzer CAMentrepreneurs Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Incident Recap: On February 18, 2026, around 9:30 p.m., Grand Rapids Police Department (GRPD) officers attempted to stop Da'Quain Johnson (32, Black man) on a bicycle near Eastern Avenue SE, suspecting he was armed (he was a convicted felon on parole with a prior gun charge). Johnson fled into an apartment complex parking lot. Officers deployed a K-9, leading to a struggle on the ground. An officer fired 3 shots into Johnson while he was face-down (K-9 biting his arm/neck area). Johnson died early February 19 at a hospital.Two Videos & Conflicting Narratives:GRPD Bodycam/Dashcam Footage (released February 19–20): Shows chase, K-9 deployment, struggle. Officers yell "He's got a f***ing gun!" and claim Johnson pointed a firearm at an officer's face ("I saw the barrel pointed right at my face"). A handgun was recovered beneath Johnson; police say he resisted and posed imminent threat.Bystander Video (viral on social media, shared by activists and Commissioner Robert Womack): Shows Johnson face-down on the ground, hands possibly behind his back, K-9 still biting, officer firing from above. Family and community dispute police narrative, calling it an "execution" or "lynching"—mother Angelica Johnson said after viewing his body: "They shot him in the back of the head... the photos will speak for themselves." No gun clearly visible in bystander clip.Current Status: Four agencies investigating (GRPD internal, Michigan State Police, Kent County Prosecutor, possibly federal). No charges against officer yet (on leave). Community outrage growing—vigils, marches, press conferences demanding full footage, independent autopsy, accountability. Amnesty International USA called for truth/systemic change. Still local/regional (WOOD-TV, FOX 17, MLive, Michigan Advance)—no national pickup (CNN/FOX/CBS/NBC/GMA) as of now.Panel Angle: Disputing narratives, police use of force, K-9 tactics, racial justice—how this hits MC communities facing similar scrutiny.Woman Pleads Guilty to Drive-By Shooting at Hells Angels Clubhouse in EvelethIncident: On September 4, 2024, Adrien Marie Gunderson (40, Forbes, MN) fired multiple shots at the front door of the Hells Angels clubhouse in Eveleth, Minnesota (St. Louis County, Iron Range area). She got out of her vehicle, approached the door, and shot—charged with drive-by shooting toward an occupied building and unlawful possession of a firearm (felon).Plea & Outcome: On February 23–24, 2026, Gunderson pleaded guilty to felony drive-by shooting. Plea agreement allows her to argue for departure from guidelines (presumptive 50+ months prison due to history). Sentencing set for May 2026—faces up to 4 years or more. No injuries reported; motive unclear (possible dispute/personal grudge).Context: Highlights ongoing tensions targeting Hells Angels properties—rare for a woman perpetrator.UNBELIEVABLE! 1%ers Outcast, Hells Lovers & Sin City Party Together St. LouisEvent: A recent "all Black" or unity party in St. Louis, Missouri, brought together chapters of Outcast MC, Hells Lovers MC, and Sin City (likely Sin City Disciples or similar)—three 1%er clubs known for rivalries or territorial history.Details: Outcast held the east wall, Sin City the south, Hells Lovers the stage. Reports describe it as peaceful—peace, fun, love, no drama. Shared widely on biker pages (e.g., Black Dragon Biker Facebook, Biker Liberty) as "UNBELIEVABLE" unity amid MC chaos elsewhere.Significance: Rare cross-club gathering—highlights shifting alliances or respect in the scene. Ties into broader MC unity themes.MC Protocol: Stopping Brothers from Sabotaging Your Marriage/RelationshipCore Discussion: In MC culture, "brothers" can unintentionally (or intentionally) interfere in members' personal lives—e.g., encouraging wild behavior, late nights, or drama that strains marriages/old lady relationships.Protocol Tips:Set boundaries early: Communicate with your old lady and club about expectations (e.g., no solo partying, respect for committed status).Club support: Lean on trusted brothers for accountability (e.g., "call me out if I'm slipping").Old lady role: Many view old ladies as partners—protect the relationship as club priority.Consequences: Sabotage can lead to internal drama or expulsion if it harms brotherhood.Panel Angle: Real-talk on loyalty vs. personal life—how to balance club life without letting it wreck marriages.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-dragon-s-lair-motorcycle-chaos--3267493/support.Sponsor the channel by signing up for our channel memberships. You can also support us by signing up for our podcast channel membership for $9.99 per month, where 100% of the membership price goes directly to us at https://www.spreaker.com/podcast/the-.... Follow us on:Instagram: BlackDragonBikerTV TikTok: BlackDragonBikertv Twitter: jbunchiiFacebook: BlackDragonBikerBuy Black Dragon Merchandise, Mugs, Hats, T-Shirts Books: https://blackdragonsgear.comDonate to our cause:Cashapp: $BikerPrezPayPal: jbunchii Zelle: jbunchii@aol.com Patreon: https://www.patreon.com/BlackDragonNPSubscribe to our new discord server https://discord.gg/dshaTSTSubscribe to our online news magazine www.bikerliberty.comGet 20% off Gothic biker rings by using my special discount code: blackdragon go to http://gthic.com?aff=147Join my News Letter to get the latest in MC protocol, biker club content, and my best picks for every day carry. https://johns-newsletter-43af29.beehi... 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In this conversation we hear about Kola's journey as self-taught coder, business school, learning by doing, and how he is self-funding one person AI company for doctors: Kola Tytler's parallel journey as an NHS Doctor while building pioneering and potentially world changing business is inspiring. Listen in on a remarkable conversation between host Richard Lucas and Kola Tytler, now a qualified doctor who taught himself to code. We explore the roots of his entrepreneurial activity, despite knowing he wanted to be a doctor from a young age. the influence and opportunities of being an immigrant from a different background as he went to medical school in London. his first venture selling event tickets via a Facebook platform, scaling a fashion blog with millions of followers, and launching and exiting the successful Dropout retail business in Milan Lessons of having investors who were not always aligned How he dealt with realising that he might have a bigger financial opportunity through dropping out of his studies. The benefits and limitations of bootstrapping when you have the resources to put together a great team The impact of both his formal business school education and self tuition via online resources like Y Combinator, and prominent SV figures like Steve Jobs and Bill Gates. The ambition and vision for his self funded AI platform for doctors iatroX which provides clinical guidance to over 20,000 users. Kola's journey is a masterclass in calculated risk and relentless drive, Kola shares the critical lessons he has learned from his triumphs and challenges. Through insightful questions, Richard draws out the key takeaways on finding balance, the importance of a strong team, understanding domain expertise, and the necessity of continuous business education. This episode is packed with inspiration for anyone looking to bridge diverse passions and build a high-impact venture. About Kola Dr Kola Tytler – Doctor/MBA & full-stack developer MBBS @ King's College London Certificates in Law & Business (LSE & Imperial) MBA (with merit) @ University of Birmingham MSt Entrepreneurship @ University of Cambridge ‘26 Forbes 30 under 30 Europe, Forbes 100 under 30 Italy IBM-certified AI Engineer & MENSA member Founder of YEEZY Mafia, dropout, & HypeAnalyzer Links iatroX is a UKCA-marked, MHRA-registered medical device. It acts as an AI‑driven assistant that centralizes clinical guidelines offering: 1 quick Q&A, 2 structured brainstorming, and 3 an adaptive quiz engine for medical students. Kola Tytler's Linkedin Kola Tytler's personal websiteDrop Out MilanoHype Analyzer CAMentrepreneurs Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/medicine

When you have checked every box, career, family, community, and still feel that quiet question of "what about me?", this episode is for you.   On this episode of Women and Wealth, Regina sits down with Michele Garrett, a women's life and transition coach who helps successful women 45+ get clear on what they want next and how to move forward without blowing up their whole life to do it.   Together, they talk about what retirement and "the next chapter" can really look like today, how to reconnect with your values when life finally slows down, and why small, consistent mindset shifts can change your direction more than any big, overwhelming plan. Michele also shares a peek at her four-pillar approach for helping women rebuild clarity, confidence, and purpose in a season of change.   Episode Highlights:   0:00 - Intro 0:41 - Meet Michele Garret 2:51 - Michele's "4 Pillar Program" 6:14 - Michele's impact as a coach 7:57 - the '1% change' 9:12 - Where you can go to learn more about Michele 11:01 - Some challenges Michele has faced as a professional woman 14:06 - Michele's vision for retirement 16:19 - Action item   ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero. As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.  Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News. She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse. As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth. She focuses on educating her clients while building long-term relationships with them and their families. Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals.   CONNECT WITH REGINA Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH MICHELE GARRETT Website: https://www.mgarrettcoaching.com/ LinkedIn: https://www.linkedin.com/in/mtregogarrett/   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.   For a list of states in which I am registered to do business, please visit www.forgewealth.com.

Zac Efron allegedly likes boating with men, Nick Reiner pleads not guilty, FBI head Kash Patel parties with US Hockey, BAFTAs N-word controversy, Tobey Maguire is MIA, and Murder in Glitterball City. It's snowing outside. The east coast is shut down. Mexican cartels are terrorizing the Puerto Vallarta. AOC had a rough week discussing foreign policy. She's gone on the offensive, but all we hear is snoring. Gretchen Whitmer didn't fare much better. Elon Musk stumbled recently while answering a question. Kash Patel is causing a stir after celebrating with the US Men's Hockey Team. Donald Trump called the boys after the victory. The Women's Team, however, have declined their invitation to the State of the Union. There is NOTHING new about Nancy Guthrie. Hoda Kotb is the big winner of the whole ordeal. Pinky rings are not becoming a thing. A missing woman was found alive and well after 24 years. The family of Eric Dane continue to fundraise. John Davidson has Tourette's and shouted the n-word at the BAFTAs. Nicole Curtis is the victim. Prince Andrew and Peter Mandelson go down following the release of the Epstein files. Nick Reiner has pled not guilty in the murder of his parents. We see the first pics of him since the incident. Documentaries: HBO's Murder In Glitterball City is quite the murder/mystery doc. Girl on the Run: The Hunt for America's Most Wanted Woman is another good watch out there. Tyra Banks doesn't come off very well in Reality Check: Inside America's Next Top Model. Love Story: John F. Kennedy Jr. & Carolyn Bessette breaks down the complicated relationship. Chicks (and Marc) dig it. Tobey Maguire has been MIA in Hollywood for some time. Justin Willman is the hot new magician. David Blaine, meanwhile, was #MeToo'd and is all over the Epstein Files. Markleverse: Meghan Markle is gloating over Prince Andrew's arrest. She's in meltdown mode over all her staff quitting. Prince Harry needs a job. Paris Hilton loved being on Meghan's terrible podcast. The Royal News Network on YouTube puts Meghan in her place. Her latest grift is booze. Thomas Markle is getting a prosthetic leg. Floyd Mayweather is going to fight Manny Pacquiao on Netflix in September. Floyd really needs some money right about now and is suing Showtime and Forbes. Zac Efron is a Yacht Boy? Programming Note: Marcie Hume (Corey Feldman vs. The World) and Lita Ford will join us on Wednesday. Merch is still available. Buy it before it's gone. If you'd like to help support the show… consider subscribing to our YouTube Channel, Facebook, Instagram and Twitter (Drew Lane, Marc Fellhauer, Trudi Daniels, Jim Bentley and BranDon)

Erin Claire Jones was introduced to Human Design by a stranger in New York City in 2015—a chance encounter that would change the course of her life. Today, she's one of the world's leading experts in Human Design. For the past decade, Erin has been teaching it as a practical tool for alignment in work, love, and everyday decision-making. Through her coaching, courses, digital products, and personalized guides, she's helped hundreds of thousands of people worldwide return to who they truly are and find their flow.  Do you know what career you're really meant to pursue? Can you identify the relationships you should really be investing in? Are you living your life to the fullest? Do you want to understand better your partner or work colleagues? Human Design is a mystical personality assessment that uses NASA data, astrology, and Eastern philosophy to generate mind-blowingly accurate insights into how you uniquely thrive at work, in love, and beyond. It is very practical and gives detailed info on what Human Design you are and you can find out what Human Design your children are, spouses are, and make dynamics make more sense. Erin's book: How Do You Choose?  A Human Design Guide to What's Best for You at Work, in Love, and in Life is a hands-on guide to using your Human Design to find more flow at work, deepen your relationships, and make aligned, confident decisions. Her work has been featured in Forbes, The Sunday Times, Vogue, Allure, Nylon and more. https://erinclairejones.com/book You can find out your human design by going here: BLUEPRINT GUIDE: A hyper-personalized, super accessible guide to your human design Here's the link to get your custom guide: https://humandesignblueprint.com/guide Link to study human design with Erin:  https://humandesigngenius.com/ Website: www.heatherthomson.com Social Media: IG: https://www.instagram.com/iamheathert/                     You Tube: https://youtube.com/@iamheathert?si=ZvI9l0bhLfTR-qdo SPONSOR: AirDoctorPro - Head to www.AirDoctorPro.com  and use promo code HEATHER to get UP TO $300 off today! AirDoctor comes with a 30-day money back guarantee, plus a 3-year warranty—an $84 value, free! Get this exclusive, podcast-only offer now! Learn more about your ad choices. Visit megaphone.fm/adchoices

Get tickets to our live show here [Feb 25th London]:  https://luma.com/83fj2zkc————————————————————Join our Patreon for extra-long episodes and ad-free content: https://www.patreon.com/techishThis week on Techish, Abadesi and Michael break down OpenAI snapping up Peter Steinberger, the mind behind the viral OpenClaw AI assistant, to lead its push into next-gen personal agents, and youth unemployment in the UK hitting a five-year high. And for our Patreon listeners, we've got another wild entry in the ever-growing Forbes-to-Fraud pipeline.Chapters00:22 The Rise of OpenClaw: Is Agentic AI the Future?12:21 UK Youth Unemployment Hits 5-Year High23:28 Gökçe Güven Risks 52 Years in Prison Over Fraud Charge [Patreon-Only]This episode is sponsored by DeleteMe. Get 20% of DeleteMe at joindeleteme.com/techish with code TECHISH.Extra Reading & ResourcesWho is OpenClaw creator Peter Steinberger? The millennial developer caught the attention of Sam Altman and Mark Zuckerberg [Fortune]UK unemployment hits highest rate for nearly five years [BBC]Forbes 30 Under 30 Founder Charged With Defrauding Investors of $7 Million [Inc, $] Techish Live: Get tickets to podcast live show here: https://luma.com/83fj2zkcSupport the show————————————————————Get tickets to our live show here [Feb 25th London]: https://luma.com/83fj2zkc ———————————————————— Join our Patreon for extra-long episodes and ad-free content: https://www.patreon.com/techish Watch us on YouTube: https://www.youtube.com/@techishpod/Advertise on Techish: https://goo.gl/forms/MY0F79gkRG6Jp8dJ2———————————————————— Stay in touch with the hashtag #Techishhttps://www.instagram.com/techishpod/https://www.instagram.com/abadesi/https://www.instagram.com/michaelberhane_/ https://www.instagram.com/hustlecrewlive/https://www.instagram.com/pocintech/Email us at techishpod@gmail.com

Recorded live in the Narvar Podcast Studio at NRF Big Show, Steve Dennis and Michael LeBlanc sit down with Dan Frommer, the iconic tech journalist and Founder of The New Consumer, to explore the forces reshaping retail and consumer behavior. Frommer challenges the prevailing “vibecession” narrative, arguing that despite low consumer sentiment readings, spending remains resilient. Drawing on proprietary survey data from 3,000 U.S. consumers, he outlines a nuanced picture: younger consumers are increasingly digital-first, deeply connected to creator culture, and entering their peak earning and spending years. Millennials show the highest trust in AI, while Gen Z is more skeptical about automation's impact on work and identity. GLP-1 medications are seen as a game changer, driving shifts in spending. Health and longevity also take center stage, with more than 40% of Gen Z and Millennials in “health optimization mode.” Frommer highlights TikTok Shop's explosive rise as creator-led commerce flips marketing economics. In the news segment the hosts discussion how the Supreme Court's IEEPA tariff ruling triggers chaos for retail. With up to 70% of tariffs affected, pricing and supply chain uncertainty now dominate. Retailers face refund confusion, volatility, and political storms. Walmart posts strong earnings but signals a slowing trend. Half of its e-commerce orders ship from stores, three-hour delivery reaches most Americans, and retail media surges ahead. Wayfair gains share in a struggling home market, but staying unprofitable raises tough questions. In the “Remarkable Story of the Week” of the week, Aritzia acquires Fred Segal's intellectual property, as plans to resurrect the storied West Coast fashion retailer. On the radar: sneaker wars intensify as New Balance nears $10B in revenue and Nike navigates turnaround pressures at Converse. QVC also is reportedly mulling a Chapter 11 filing. Link to Dan's 2026 The New Consumer report here.  About UsSteve Dennis is a strategic advisor and keynote speaker focused on growth and innovation, who has also been named one of the world's top retail influencers. He is the bestselling author of two books: Leaders Leap: Transforming Your Company at the Speed of Disruption and Remarkable Retail: How To Win & Keep Customers in the Age of Disruption. Steve regularly shares his insights in his role as a Forbes senior retail contributor and on social media.Michael LeBlanc is a senior retail advisor, keynote speaker and media entrepreneur. Michael has delivered keynotes, hosted fire-side discussions hosted senior retail executive on-stage in 1:1 interviews worldwide. Michael produces and hosts a network of leading retail trade podcasts, including The Remarkable Retail Podcast, The Voice of Retail The Food Professor, The FEED powered by Loblaw and the Global eCommerce Leaders podcast. He has been recognized by the NRF as a global Top Retail Voice for 2025 and 2025 and continues to be a ReThink Retail Top Retail Expert for the fifth year in a row.

In this episode of One Sharp Sword, Dr. Wayne Pernell sits down with mission-driven tech founder Dekel Skoop, a Forbes 30 Under 30 honoree who has built companies serving underserved markets—from web accessibility to cybersecurity. Dekel shares hard-earned leadership lessons on scaling organizations, hiring for adaptability and common sense, and why people always come before process and product. He also unpacks how real growth guarantees change—and why great leaders plan for it instead of resisting it. This is a grounded, practical conversation for founders, executives, and leaders navigating growth in fast-changing environments. Key Takeaways Why people—not products—are the foundation of scalable organizations How successful growth guarantees change (and why that's a good thing) The leadership discipline of hiring people who are better than you How to assess adaptability, culture fit, and common sense when hiring Why small and midsize businesses are the backbone of the global economy How Guardz is simplifying cybersecurity for MSPs and SMBs Connect with Dekel ● LinkedIn: linkedin.com/in/dekel-skoop-469335118

"I believe in the power of people wishing to volunteer for initiatives rather than assignment of duties and responsibilities and having people feel as though it's a chore… (They) serve as champions in their areas to educate their fellow peers on what it means to be sustainable, what they can do that's in their power to contribute to the outcomes….And then as we started to become more mature…we formed structured committees, we leveraged those champions on the units to participate. We made it enjoyable in terms of participating. We actually have contests… (I)t just breeds excitement about sustainability and I think it just allows for a culture where people become engaged and part of the process." Carol Gomes on Electric Ladies Podcast Healthcare is a huge 18% of the economy and uniquely has to be caring well for patients and staff  24/7 every day while also vulnerable to extreme weather events itself. How do they do that, how do they cover those costs, and what can we all learn from them? Listen to Carol Gomes (pronounced like "homes"), CEO and COO of Stony Brook University Hospital in this fascinating conversation with Electric Ladies Podcast host Joan Michelson.   You'll hear about: ●        Their initiatives and systems to reduce energy and water consumption, CO2 emissions, waste and manage the significant hazardous waste a hospital generates. How "quality" is a mantra. ●        How they have engaged their people, building a unique culture, to embrace sustainability. ●        What Practice Green Health is and what other industries can learn from their data, analyses and sharing of best practices. ●        Plus, career advice, such as:   "I would say use your voice sooner than later. And if you see something, say something. If you wish to express yourself and you have an opinion and you're sitting at a table, express it and don't be shy… I think also leveraging networking opportunities is really important and volunteering for a committee or stretching yourself a little more than you normally would, and exploring areas where you may feel you're not as strong and don't be fearful of that… building relationships is not text messaging. It's not leaving voice messages. It's talking face-to-face, getting to know people, what's important to them." Carol Gomes on Electric Ladies Podcast Read Joan's Forbes articles here. You'll also like: ·       Using Software & AI to Reduce CO2 & Increase Resilience – with Lydia Walpole & Chris Bradshaw of Bentley Systems ·       Leveraging AI for Sustainability – with Mandi McReynolds, VP of External Affairs & Chief Sustainability Office at Workiva ·       Music, Public Health & Climate Action – with Emma O'Brien, Ph.D., Global Scrub Choir ·       Connecting With Curiosity – with Jennifer Hough, Author, TEDx Speaker, Advisor to Leaders ·       Artificial Intelligence and the Climate: Stephanie Hare, Ph.D, author of "Technology is Not Neutral" and BBC Broadcaster ·       Why Our Lives Depend on Women on Boards – with Corinne Post, Ph.D., Lee High University (now at Villanova)   Subscribe to our newsletter to receive our podcasts, blog, events and special coaching offers. Thanks for subscribing on Apple Podcasts or iHeartRadio and leaving us a review! Follow us on Twitter @joanmichelson

Nonprofits exist to serve people — not paperwork.But too often, outdated financial systems slow growth, strain leadership, and pull focus away from mission-driven work.This week on Fostering Change, Rob Scheer sits down with Stephen Garten, Founder & CEO of Charity Charge, a Public Benefit Corporation built exclusively to support the financial needs of nonprofit organizations.Stephen launched Charity Charge in 2015 after recognizing a widespread problem: nonprofits were forced to rely on banking and financial tools never designed for how they actually operate. Today, Charity Charge serves more than 3,000 nonprofits nationwide, offering nonprofit-specific credit cards, bookkeeping and compliance tools, gift cards, and over $60 million in working capital — empowering leaders to focus on impact instead of infrastructure.Rob and Stephen also reflect on their recent crossover conversation, following Rob's appearance on Stephen's podcast, The Charity Charge Nonprofit Spotlight, where they continued discussing leadership, transparency, and sustainability in the social sector.

Tracy Brower, PhD, MM, MCRW is a sociologist studying community, happiness, and the future of work and life. She is VP of Workplace Insights at Steelcase and a Senior Contributor for Forbes and Fast Company. Mike Petrusky asks Tracy about her brand new book, "Critical Connections: Build Relationships and Harness the Power of Community in Work and Life", in which she delivers inspiration and pragmatic new insights on community and connection. They discuss how organizations can help to foster connections among employees, which can lead to higher levels of well-being and performance. Research shows that 50% of people globally are lonely with record levels of depression and anxiety, so Tracy believes the workplace can provide a sense of stability and identity for the workforce. Proximity and presence can increase performance and knowledge sharing among employees, and leaders should be intentional about creating cultures that support connections and community, so Mike and Tracy share some inspiration that will encourage you to be a Workplace Innovator in your organization! Connect with Tracy on LinkedIn: https://www.linkedin.com/in/tracybrowerphd/ Order Tracy's new book "Critical Connections": https://tracybrower.com/9218-2/ Learn more about Steelcase: https://www.steelcase.com/ Watch the podcast on YouTube: https://www.youtube.com/playlist?list=PLSkmmkVFvM4H3pwnlU2AuqynuRDpvnh4J Discover free resources and explore past interviews at: https://eptura.com/discover-more/podcasts/workplace-innovator/ Learn more about Eptura™: https://eptura.com/ Connect with Mike on LinkedIn: https://www.linkedin.com/in/mikepetrusky/  

In this episode, Lydia and Bridget sit down with Madison Paige, Consumer Brand Growth Specialist, top-rated business podcast host, TEDx speaker, and industry-leading online community builder, for a powerful conversation on what it really takes to build a legacy product brand in today's crowded market.Madison brings nine years of experience supporting hundreds of founder-led product-based businesses, from pre-revenue startups to globally expanding brands. Known for her high energy and practical strategy, she shares tangible insights on branding, marketing, DTC sales, and the often-overlooked power of community.In this episode, we cover:- What community building really means for product-based brands- Why community is your most sustainable growth channel- How to identify your brand's real differentiators- Why most brands blend in (and how to avoid it)- The power of building in public and bringing your audience along the journeyConnect with Madison:http://www.thisismadisonpaige.comwww.instagram.com/thisismadisonpaige Listen to Madison's show, Business Growth Podcast: https://open.spotify.com/show/2lAVUE8axyTivb2w91ji7W?si=7cf71cc9b9774c9a Support the showWant a Personalized PR Plan? (includes: a custom PR pitch, 6 part "how to research media contacts" module, curated list of 5–10 ideal media outlets, “Where to Go from Here” roadmap (pitch cadence, next steps, etc.) AND a personalized voice note. Click here: https://www.visibilityonpurpose.com/offers/prxBzYXW/checkout DIY PR COURSE!! https://www.visibilityonpurpose.com/pitchpartySIGN UP ON QWOTED for free: https://www.qwoted.com/?via=VOPWatch our FREE masterclass to start landing big press features like Forbes & interviews on top 1% podcasts: https://www.visibilityonpurpose.com/getfeatured Connect with us on and off the pod! Website: ⁠www.visibilityonpurpose.com⁠ Instagram: ⁠https://www.instagram.com/visibilityonpurpose/⁠ Youtube: https://www.youtube.com/@visibilityonpurpose

Vicki Dobbs Beck, the former head of ILMxLab and a 34-year veteran of Lucasfilm/Disney, joins Charlie Fink, Ted Schilowitz, and Rony Abovitz for a candid look back at her incredible career navigating the tech and cultural shifts inside one of Hollywood's most powerful empires. Though she announced her retirement, it was quickly delayed to take an interim lead position at the George Lucas Educational Foundation's Lucas Learning, focusing on project-based simulations for middle school—a return to a career passion she started in the early 90s.Vicki shares the core, "rebel alliance" strategy that made ILMxLab a success—sustained innovation, industry acknowledgment, and financial self-sufficiency—and tells the terrifying story of pushing the Quest 1 headset to its absolute limits for the launch of Vader Immortal. She discusses the crucial lessons learned from pivoting the development to center the player in the story, transforming the experience from a "spatial film" to a personal journey, and the importance of slowing the pacing down for a new art form like VR.Before the interview, the hosts dissect a week of massive raises in AI (World Labs' $1B, Recursive Intelligence's $335M), the strategic shifts of tech giants like Palantir to Miami, and the intensifying race in wearables with Apple, Meta, and OpenAI all developing new devices like pendants and glasses.Key Moments00:03:17 – World Labs & Unity AI: Discussing the $1B World Labs raise for 3D world generation and Unity's plans to build AI into its game engine to make it accessible to non-developers.00:06:11 – The Miami Tech Hub: Rony Abovitz on why founders like Zuckerberg, Bezos, Larry, and Sergei are moving to Miami—it's more than just taxes, it's about a new “America strategy.”00:12:30 – Apple Watch as Wearables Base: Ted Schilowitz argues Apple already has the micro-technology (from the Apple Watch) to dominate the wearables space, but the underperformance of Siri held them back.00:27:00 – LaserDisc Learning: Vicki's early career in Lucasfilm Learning using cutting-edge but bulky computer-driven laser disc players for educational multimedia.00:28:57 – VR is 'Outsized': Ted's thesis that immersive technology has historically been overfunded and over-expected to return a profit, contrasting with the "rebel alliance" approach.00:34:45 – The Quest 1 Launch Scare: The terrifying moment before the Vader Immortal launch when a tiny software update broke the app because ILMxLab had pushed the Quest hardware to its absolute maximum.00:42:11 – The Void & Full VR Power: Charlie, Ted, and Vicki discuss why location-based VR like Star Wars: Secrets of the Empire (The Void) represents the exotic, "Ferrari version" of VR that most commercial users never experience.This conversation is a masterclass in pioneering entertainment technology. Vicki Dobbs Beck's experience shows that the path to a sustainable, breakthrough product like Vader Immortal requires a clear, rebel-alliance-style strategy, a willingness to pivot on core design principles (spatial film vs. player-centric experience), and a deep understanding of the hardware's limits—or lack thereof. It highlights the essential tension between commercial scale and the pursuit of the 'ultimate' immersive experience.Catch the AI XR Podcast where you get podcasts and watch full video episodes on YouTube. https://youtu.be/vguuHDmaSbsThis episode of The AI XR Podcast is brought to you by Zappar, the folks behind Mattercraft. Mattercraft is the leading visual development environment for building immersive 3D web experiences for mobile, headsets, and desktop, and now features an AI assistant to help you design, code, and debug in real time right in your browser. Start building smarter at mattercraft.io. Listen and subscribe to The AI XR Podcast wherever you get your shows.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Developer to CEO transition rarely starts with a bold declaration like, "I'm going to run a company." More often, it begins quietly—by taking on one more responsibility, saying yes to a new opportunity, or stepping into a role that stretches just a little beyond your comfort zone. In this episode of the Building Better Developers podcast, part of our Forward Momentum season, we talk with Meeky Hwang about how that transition unfolds in real life. Her path—from developer to agency founder and CEO—reflects a pattern many experienced engineers recognize only in hindsight. Over time, those small decisions add up. You stop thinking only about code and start thinking about people, clients, sustainability, and direction. At some point, you realize you're no longer just building software—you're building a business. About Meeky Hwang Meeky Hwang's journey resonates with entrepreneurs, technical leaders, and anyone navigating the intersection of technology and business. As CEO and Co-Founder of Ndevr, a digital solutions development agency, Meeky brings over 20 years of experience building resilient, scalable platforms for organizations including Johnson & Johnson, Pfizer, Forbes, PMC, and Bloomberg. Her work goes beyond website development—she focuses on long-term digital solutions that improve performance, streamline workflows, and align technology with business strategy. Equally important is Meeky's perspective as a woman leading in a male-dominated industry. She has navigated the challenges of technical leadership, entrepreneurship, and scaling a services business while building credibility and strong teams along the way. Her experience offers an honest look at what it takes to grow as a leader without losing sight of innovation, people, or purpose. Follow on LinkedIn and her Website. Developer to CEO transition starts with "accidental" opportunities For many engineers, this transition begins almost by accident. A consulting role exposes you to different industries. A startup forces you to wear multiple hats. An agency environment teaches you how delivery, relationships, and trust intersect. None of these roles comes with a "future CEO" label. But they do build instincts—how to prioritize, how to adapt, and how to make tradeoffs when perfect solutions aren't possible. Those instincts matter far more than a perfectly mapped career plan. Developer to CEO transition lessons from consulting, startups, and agencies Each environment contributes something different to the Developer to CEO transition. Consulting sharpens communication and expectation-setting. Startups teach ownership and resilience. Agencies reveal what it takes to scale work without burning people out. Individually, these roles can feel chaotic. Together, they form a foundation that prepares developers for leadership long before they realize that's where they're headed. Developer to CEO transition and the mindset shift to full responsibility There's a moment in the transition when responsibility feels heavier. Decisions don't stop at your team or your sprint—they ripple outward. Hiring, pricing, client relationships, and long-term viability all land on your plate. Problems are no longer theoretical. They're personal. This shift changes how leaders think. It forces clarity, prioritization, and the ability to move forward without perfect information. Developer to CEO transition accelerators: mastermind and founder groups One of the most impactful accelerators in the Developer to CEO transition is joining founder communities earlier than you think you need them. Mastermind ROI for New Owners Real conversations about hiring, benefits, pricing, and mistakes Exposure to how other founders actually run their businesses Founder groups shorten the learning curve by replacing isolation with shared experience. Instead of guessing, you learn from people who've already been there. Developer to CEO transition accountability: learning faster through peers Accountability is often underestimated in the Developer to CEO transition. Founder groups create a rhythm of progress—not through pressure, but through shared momentum. The "Accidental" Path That Works Follow opportunities that increase learning, not just status Optimize early for exposure and experience, not polish When you know you'll report back to peers who care, progress stops being optional. Developer to CEO transition when your role forces personal growth The Developer to CEO transition also reshapes how leaders show up. Many founders start as quiet contributors, comfortable behind the scenes. Leadership changes that. Mindset Shifts in the Developer to CEO transition Responsibility changes how decisions feel—and how quickly they must be made Visibility and communication become part of the job Growth here isn't about changing who you are. It's about growing into what the role requires. Developer to CEO transition and evolving the agency niche over time As companies mature, the Developer to CEO transition continues through strategic evolution. Niches tighten, then expand. Focus shifts based on market feedback, strengths, and timing. The most successful agencies don't chase trends. They adjust deliberately, guided by experience rather than impulse. Developer to CEO transition: what to do earlier if you could restart Ask founders what they'd change, and many give the same answer: find peer support sooner. The Developer to CEO transition becomes clearer—and far less lonely—when you're not navigating it in isolation. This episode of the Building Better Developers podcast is a reminder that growth doesn't come from having all the answers. It comes from asking better questions, learning from others, and building momentum—one decision at a time. Stay Connected: Join the Developreneur Community We invite you to join our community and share your coding journey with us. Whether you're a seasoned developer or just starting, there's always room to learn and grow together. Contact us at info@develpreneur.com with your questions, feedback, or suggestions for future episodes. Together, let's continue exploring the exciting world of software development. Additional Resources Maintaining Momentum And Steady Progress Consistency And Momentum: Keys To Success New Year, New Momentum: What Developers Can Look Forward to in 2026 Habits, Roadmaps, and the Value of Career Momentum Building Better Foundations Podcast Videos – With Bonus Content

While RVD is overseas, Katie Forbes tags in for Mr. PPV! She takes the time to talk about being a new mother, how her career got started, dealing with promiscuous men in wrestling, and more! Presented by Happy Hippo, head to HappyHippo.com/RVD2026 and use promo code RVD2026 for an added 15% off your order Get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at MenGoToMars.com. #sponsored Get 10% off your first month of BlueChew Gold with code RVD at BlueChew.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Episode 207: Automate Your Lead Generation with our FREE online course: https://go.digitaltrailblazer.com/auto-leads-course-freeGenerating consistent buyer leads is one of the biggest challenges for online business owners — and when you're relying solely on social media content or paid ads, it's expensive, exhausting, and unpredictable. Without a steady flow of new customers, even the best courses and coaching programs stall out.In this episode, Becky Beach teaches us how to tap into untapped marketplaces most digital entrepreneurs completely overlook, using a clever low-ticket strategy that attracts ready-to-buy customers and funnels them directly into your higher-ticket offers — all largely on autopilot, and mostly for free.About Becky Beach: Becky is a million-dollar digital product seller and coach at CoachBeckyBeach.com. With her innovative strategies and expert coaching, Becky has not only carved a niche for herself but has also been featured in prestigious publications like Business Insider and Forbes.Fueled by her passion for empowering entrepreneurs, she's dedicated to helping others build and scale their own digital product businesses to new heights of success. Residing in the vibrant Dallas, Texas area, Becky's life is full of inspiration and joy, shared with her husband, son, and their three adorable furbabies.Grab Becky's Free Workbook & AI Bot Here: https://coachbeckybeach.com/freebieConnect with Becky:https://coachbeckybeach.com/ https://www.instagram.com/themombeachWant to SCALE your online business bigger and faster without the endless hustle of networking, referrals, and pumping out content that nobody sees?Grab our Ultimate Ad Script for Coaches, Agencies, and Course Creators.Learn the exact 5-step script we teach our clients that allows them to generate targeted, high-quality leads at ultra-low cost, so you can land paying customers and clients without breaking the bank on ad spend. Grab the Ultimate Ad Script right HERE - https://join.digitaltrailblazer.com/ultimate-ad-script✅ Connect With Us:Website - https://DigitalTrailblazer.comFacebook - https://www.facebook.com/digitaltrailblazerTikTok: https://www.tiktok.com/@digitaltrailblazerX (Twitter): https://x.com/DgtlTrailblazerInstagram: https://www.instagram.com/DigitalTrailblazer

Ser Ulric, Coinicarus and HumbleWarrior are back with this weeks Bitcoin tonight, join us for an Awesome Chat!Topics for Bitcoin Tonight 012 - Feb 23► Power and Incentiveshttps://x.com/Coinicarus/status/2024887372588990570https://x.com/TrueFactsStated/status/2024813999028646360https://x.com/Forbes/status/2025328457274511647► Gold Use Case (LOL)https://x.com/Coinicarus/status/2023940897960776020► Humanity Innovation or Gambling Dystopiahttps://x.com/TFTC21/status/2022392009462522325► Netherlands Unrealized Cap Gains Updatehttps://x.com/bitcoinnewscom/status/2024110513542541523► AI not that Intelligenthttps://x.com/hasantoxr/status/2024238760674959492► Bitcoin's Lightning Adoptionhttps://x.com/SDWouters/status/2024507942708351443► KYC Warningshttps://x.com/satsdisco/status/2024814252419055875https://x.com/intcyberdigest/status/2024274605012107700https://x.com/ronaldpol✔️ Check out Our Bitcoin Only Sponsors!► https://archemp.co/Discover the pinnacle of precision engineering. Our very first product, the bitcoin logo wall clock, is meticulously machined in Maine from a solid block of aerospace-grade aluminum, ensuring unparalleled durability and performance. We don't compromise on quality – no castings, just solid, high-grade material. Our state-of-the-art CNC machining center achieves tolerances of 1/1000th of an inch, guaranteeing a perfect fit and finish every time. Invest in a product built to last, with the exacting standards you deserve.► Join Our telegram: https://t.me/theplebunderground#Bitcoin #crypto #cryptocurrency #dailybitcoinnews #memecoins The information provided by Pleb Underground ("we," "us," or "our") on Youtube.com (the "Site") our show is for general informational purposes only. All information on the show is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SHOW OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SHOW. YOUR USE OF THE SHOW AND YOUR RELIANCE ON ANY INFORMATION ON THE SHOW IS SOLELY AT YOUR OWN RISK.

Dublin Tech Summit has revealed the first of its confirmed keynote speakers for Ireland's flagship tech event taking place this May. Returning for its tenth edition, Dublin Tech Summit 2026 will feature some of the world's biggest tech companies spanning sectors including AI and cybersecurity, fintech, new media, and more. The conference will serve as the marquee event during the second annual Dublin Tech Week, a week-long celebration of innovation, community, and collaboration running from 22 – 29 May. John Willett, co-founder and COO of Rogo, and one of fintech's emerging leaders, will be joining the conference this year. This January, Rogo raised $75 million from Sequoia Capital, a significant milestone. As the company opens its first international office in London to accelerate expansion across Europe, John is leading the charge on the ground, building strategic partnerships with European financial institutions and driving successful implementation and adoption. Recognised on the 2025 Forbes 30 Under 30 list, John represents a new generation of operators scaling high-growth technology companies onto the global stage. Dublin Tech Summit will also host Paul Hourican, Head of Creative Industries at Napier Capital Partners. Paul has extensive experience in the music industry, having acted as Global Head of Music at TikTok, Head of Talent and Music at MTV, and senior leadership roles at YouTube. His deep understanding of creative industries, digital transformation, and audience engagement positions him as a leading voice on the evolving relationship between music, media, and technology. Ken Moore, Chief Innovation Officer of Mastercard will also be joining Dublin Tech Summit as a keynote speaker. A veteran of the tech industry, Ken brings decades of experience leading large-scale digital transformation across global organisations. He is widely recognised for his expertise in driving innovation within complex ecosystems, advancing secure digital payments infrastructure, and embedding emerging technologies into enterprise strategy to deliver long-term growth and resilience. Other Dublin Tech Summit speakers will include Bianca Zwart, Chief Strategy Officer at Bunq, Thomas Zimmermann, CEO of FreeNow, Sigurdur Arnason, co-founder and CEO of Overtune, and Eric Mosley, founder and CEO of Workhuman, with more to be announced soon. With a lineup of top-tier speakers, the conference will feature impactful platforms that bring together high-growth startups, disruptive scaleups, and forward-thinking industry leaders to explore the forces shaping the tech world-and beyond. This will include the Tech Hive stage which, through a unique silent-disco format, will showcase deep technical content from areas of quantum computing, cybersecurity, and blockchain. The Tech Hive stage represents the cutting edge of deep tech exploration, where developers, engineers, and technical innovators come together to tackle complex challenges in AI, software development, and emerging technologies. Clare Kilmartin, Chief Operating Officer, Dublin Tech Summit, said: "Since the first Dublin Tech Summit ten years ago, we've grown into one of the impactful tech events in Europe, uniting thought leaders from across the globe to foster conversation, innovation, and collaboration. This year's line-up of speakers represents the forefront of technological innovation, and highlights the calibre of our event." Dublin Tech Week, 22 – 29 May 2026: A Collaborative Celebration Of Innovation In Dublin brings together the city's tech leaders, educators, creatives and public through a vibrant series of events, showcasing Dublin as a dynamic global tech hub. As the flagship event of the week-long celebration of all things tech, Dublin Tech Summit highlights STEM engagement, fosters connections and the intersection of tech, culture, work and everyday life. See more stories here.

Keith digs into what's really going on with apartments now that values in many markets have dropped 20–40%. You'll hear why larger multifamily properties have been hit so much harder than one-to-four unit rentals, and what that means for both current owners and new buyers. "The Apartment King," Brad Sumrok, joins the conversation to share how recent economic shifts, financing structures, and market forces have reshaped the apartment landscape—and why he believes we may be near a key turning point in the cycle. You'll also learn how investors are approaching deals differently today, what makes certain markets and property types more attractive right now.  Resources: Learn more about Brad here. Episode Page: GetRichEducation.com/594 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold us. Apartment Building values have fallen 2030, even, 40% over the past few years. Investors lost millions. What are all the reasons that it happened? And when will apartments turn around? I'm joined by the apartment king today on get rich education.   Corey Coates  0:26   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold, writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:09   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com you   Corey Coates  1:40   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:59   Welcome to GRE from Monterrey, California to Monterrey, Mexico and across 188 nations worldwide. America's favorite shaved mammal on a microphone has got his slack. John, act back on track for another wealth building week with you. I'm Keith Weinhold. This is get rich education, and I'm still not wearing a pair of Dockers. We all know that the one to four unit space single family homes, up to four plexes have held under their values despite soured affordability, but five plus unit apartment buildings are a drastically different story. We're going to talk about just how much value they've lost recently, and the reasons why it's about more than just the interest rates doubling and tripling that began in 2022 Today's guest is an apartment educator. His students have had both losses and wins over time. I'll ask about both, because adversity is where you get the lessons now today, you might buy an apartment building at a steep discount compared to what it sold for five years ago. And who might you buy an apartment from today, it might not be the type of seller that you're thinking about because of owners defaulting you might now be buying it from a bank that had to basically repossess it. Yeah, you might try to buy it from a lender at 60% of the loan amount. Well, a lender doesn't want to do a 40% write down, so they're going to try to get more and see. That's how this could practically look today for an apartment owner that survived the crisis and is still standing today. They're asking themselves, now, why would I sell at a discount if I don't have to? So they're probably going to try to hold on. And then, of course, the tenants in these apartments don't know that any of this is going on now. I own a lot of single family rental homes myself, also apartment buildings in the one to one and a half million dollar range is where I've played, and often that ends up being eight to 12 units, because in that space, I don't need partners to invest in assets of that size. One to $2 million is also small enough so that you're not competing with institutional money and other players. Today, I'll tell you what I did with some of those buildings myself when interest rates reset about four years ago, and before you and I wrap up the show today, I've got something to tell you about what's coming in future. GRE episodes here stuff that's really unexpected as the apartment King waits in the wings. One last thing to tell you about, like I mentioned to you recently, investors say that they want an opportunity, but what they really want is certainty. Once certainty arrives, the opportunity. Is gone.    Keith Weinhold  5:01   Our GRE live event last Thursday was a success. It is about how central Florida is the most compelling housing market right now, with the builder offering rate buy downs as low as 3.75% and, you know, I just ran the numbers on something, and I can hardly believe this. All right, right. Now owner occupied mortgage rates are near 6% this means investment property rates are almost 7% with the rate by down to 4% here's how your cash flow looks with a 30 year fixed rate mortgage on a 300k loan with a 7% rate, your p and i payment is 1996 at a 4% rate. It's just 1432, this is a reduction of $564 per month, a whopping payment difference. That's really the difference between treading water and stacking cash flow on these brand new build properties that we're talking about here in Central Florida. So talking about opportunity and certainty, that is a big measure of both. Yeah, before I ran the numbers, I didn't realize that the spread was this wide. With high demand for these properties, the builder does have some more available, a long term fixed rate of around 4% it should be up for you now you can see the limited time replay of GRE, freshest live event at grewebinars.com, in case you want to look into This again, grewebinars.com let's discuss the apartment market. Foreign apartment building values have fallen at 20% 30% even 40% over the past few years, depending on the market that they're in today, we're going to learn how bad it is, why it happened, and if that actually creates an opportunity here in the late 2020s, decade, our guest is known as the apartment king. He is the number one nationally known educator and mentor for apartment investing. He started with a bang in 2002 by making his first ever real estate investment, not a four Plex like I did, but a 32 unit apartment building, and he's now owned and invested in over 11,000 units and over 1 billion in assets under management. He's received awards like the naa independent owner of the year, and he's the star of the massively popular in person events that he puts on, which you'll learn about soon. Hey, it's been several years. Welcome back to the show. Brad sumrock,   Brad Sumrok  7:46   hey, Keith. It's really good to be on again. Nice to be here.   Keith Weinhold  7:50   Brad and I were together in person last month, and we also talked physical fitness. Then Brad is one of the fittest guys you'll ever meet in person. He just looks fantastic. We want to hear about your apartment forecast shortly. Brad, let's talk about the hard stuff. First, you've endured adversity since we last had you here several years ago. Tell us about that.   Brad Sumrok  8:14    Well, look, I mean, I think anyone that's been serious about investing in apartments over the last five years. And I'll also say it this way, anyone who did a deal and say 21 the middle of 21 till probably the end of 2022 it's very likely that that property is worth less today than than it was when we bought it. So that, in itself, has created, you know, adversity, because I got into the business in 2002 and the market went up until 2008 and we went through a downturn in 2008 nine and 10, as is, I'm sure you're aware. And then the market went up again until around 2021, mid year. And then, due to so many reasons, and I could go into those reasons, but let me just just cut to the chase. That you alluded to is we had another downturn, and so the downturn, you know, impacts property values, it impacts confidence, it impacts investor appetite to do deals. It impacts just about everything related to the business, on the investment side, and the other business that I'm in, which is the seminars, the events and the mentoring. So it's been a big downturn, and we could go into those, you know, into the reasons why, and I'm sure you'd like to know my take on that. But now is a great time, because things are recovering, and one of the things Tony Robbins teaches Keith is pattern recognition. It's like I've been through two downturns, and I could see the patterns, and it occurs to me that we're at or near the bottom of a cycle. So like it's also a good time to be gearing up.   Keith Weinhold  9:50   Now, many realize but for those uninitiated on this, the one to four unit space really didn't feel much pain starting in 2022 so much of that is time. Two people get long term fixed interest rate debt on the one to four unit property, but it's shorter term debt on five plus unit apartment buildings. So when interest rates went up, people soon had to pay those higher rates. They were underwater. That's really the genesis of so much of the apartment building pain.   Brad Sumrok  10:19   Well, and I would say, look, it was, I'm going to throw a bunch of things at you here. So we had the pandemic, right? And during the pandemic, people got paid to stay home from work, right? The government printed, what, $5 trillion worth of money, right? And so that kicked off what became a period of, like, very high inflation. And you know, the published number was 9% but I think a lot of people experience certain items that were a lot more than 9% like, for example, for sure, in 2022 when we bought a 286 unit property, you know, we were able to replace all the appliances inside of a unit in The kitchen, you know, for $1,800 and even today it's like $3,200 so that's a little bit more than 9% and so we had that. So we had the printing of money, we had inflation, we had variable rate debt. Why did people do variable rate debt? The first thing I'll say is there is a place for variable rate debt. But what happened in 2021 and 2022 is the fixed rate lenders, which are typically the government sponsored agencies Fannie and Freddie. They were still lending money, but because of their criteria for lending, if you would go with one of those loans, you would get like 50% leverage the shorter term lenders that would give you the three year loans, you can still get like 75 to 80% leverage. So the vast amount of people that were buying anything in 2021 and 2022 I mean, I'm not just talking about myself. I'm talking about people with 2030, 4050, 70,000 doors all over the country, they were buying with short term debt. And historically, short term debt performs at or better than long term debt. I mean, think about it, when you get a long term, 10 year fixed rate loan and multifamily you have prepayment penalties. You know, when the market's constantly going up like it did, from 2012 to 2022 you could get that fixed term loan. You could pay it off early, you could pay the seven figure prepayment penalty, and you could still make lots and lots of money, and that's what people were doing. So when you bake in the prepayment penalties on long term debt, you know short term debt is oftentimes the better option. Well, nobody saw the Fed raising rate 16 times in 12 months. And look, I don't care what anybody says, Nobody predicted it. If they had predicted it, they would be probably the richest person in the world right now, right nobody saw a comment like, there may have been some people that said, hey, yeah, this is going to happen, or this is going to happen. But what actually happened with the Fed rates over a very short period of time was unprecedented. Unprecedented means it never happened before. So it's not something you could anticipate or something anyone can model. Okay? And so what that did is most of us had what's called an interest rate cap, which is an insurance policy that if the rates go up too much, that yours is capped. But the problem with those rate caps is they're only good for like, two years, right? So we're buying these deals in 2021 and we're getting short term debt, which is a three year debt. And in two years, in 2023 the rate cap expires, and now the rates are 9% instead of 3% and when we bought the deal, the rate cap insurance was $40,000 and now it's a million dollars. And so you're in a very awkward, unfriendly financial situation. And it wasn't just that. So it wasn't just inflation, it wasn't just interest rates. And many of us sung belt markets, specifically Texas and Florida, which historically have been some of the best markets to invest in, because of migration and no taxes, and then landlord and business friendly environments. Well, these states also suffered a lot of named storms, with, you know, hurricanes and wind storms and hail storms and so in these markets, at the same time, we had rising rates. At the same time, we had massive inflation. Now we also have insurance rates doubling or even tripling in some occasions. And then the final thing was, during the pandemic, a lot of the multifamily projects that were in the middle of being built, these development projects, they all slowed down. People couldn't work. And so back in 2020, or after we're fully recovered from the pandemic, some of these markets, like Nashville and Austin and Dallas and Houston and Phoenix, they got deluged Keith with new supply coming on, like a disproportionate amount of new supply. So there's like five. Five things that contributed to multifamily being really tough in the last few years. And so it wasn't just people with short term debt that had challenges. It was probably just about anybody that bought a deal within an 18 month timeframe that I outlined before that just really experienced challenges, and some of those people are still in deals, right? And so let's just take a deal that's, you know, a $10 million deal with a $7 million loan. Well, that deal right now might be only worth 7 million, yeah, and that's the opportunity. So the owner that has that deal may get punched in the face, so to speak, you know, by the market, and they may lose their equity in that deal, but the borrower coming in, or the buyer coming in, like one of my mentees right now, had a deal that was listed at 11 million, and he's picking it up for seven, which is, like, at or below the current loan value. So one buyer group's loss is the new buyer group's opportunity, if that makes sense   Keith Weinhold  16:03    right? 100% there's nothing unusual at all about the mortgage rate levels that began to go higher about four years ago. The unusual part, and Brad has touched on it, is the rate of increase, with mortgage rates doubling or tripling in a short period of time, within about a year or so, but yeah, it's a great point. It's about more than the mortgage rates. It's about increasing insurance costs and increasing expenses of all types, like you talked about with the appliances there, and then, even if you were able to weather all that as an apartment building owner, with all of the supply coming on to the market, when supply exceeds demand, we know what happens to price, and we also know that you can't raise rents very much with all of this supply coming on the market, but the supply of new apartment buildings, that inflow, that wave, is beginning to die down, because builders got the memo quite a while ago that they need to stop building at such a fast pace in places like Florida and Texas and you know, Brad, there are a lot of asset classes that have been beaten up lately. We can always point to a few. You can look at Bitcoin or nfts or even commercial office space. Now those assets might bounce back, but they don't have to, because no human needs those things. But I expect apartments to bounce back because having a place to live is a primordial Maslow and human need. It's almost inevitable. In fact, shelter is at the base of Maslow's hierarchy of needs. So a bounce back has almost got to happen. Yeah.   Brad Sumrok  17:46   Look, it's becoming the big word right now in politics. Right is affordability. And so when you look at affordability, if you take a median priced home in this country of say, $400,000 I don't know if that's the actual median, but maybe it's around 400 420,000 100, $420,000 yes, to buy that home. And who's going to buy a $420,000 home? It's going to be a working class family making 60 to 70,000 a year, right? They could rent a median priced apartment unit for $1,800 a month, or they could pay a 20% or a 10% down payment on a $400,000 homes, and they need 40 to 80,000 down right, or maybe less, but they still need a down payment and that p i, t i, the principal, interest, tax and insurance is going to be around $3,100 okay, so there's a $1,300 per month gap, and that's a big, big gap for that working class family. And so where are they going to live? Like we're becoming more and more of a renter nation? Keith, and the statistics that I read say that only 27% of American families can even qualify to get a mortgage, yeah, on a $400,000 home. So we're becoming more and more and more of a nation of renters by necessity. And so the demographics like look, all markets are not equal. You got to know what's going on in your market. But there are markets, ie locations, geographies that have even a higher affordability gap. You know, some markets have a 2000 a month or a $2,500 a month affordability gap. So you're going to find more and more people renting in these markets.   Keith Weinhold  19:37   Yes, there is a premium to ownership opening up that gap, and that's why we have this wave of renters that's really already begun. In about the last year, the American homeownership rate has fallen from 66% to 65% 1% doesn't sound like much, but that already means that we have 1.3 million new renters. We're going to talk to Brad some more, including about. His apartment market forecast you're listening to get rich education. Our guest is apartment King. Brad sumrock, more when we come back, I'm your host. Keith Weinhold,    Keith Weinhold  20:09   flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE. That's f, l, O, C, K, homes.com/gre,   Keith Weinhold  20:45   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep. Text their freedom. Coach, directly. Again. 1-937-795-8989,   Hal Elrod  21:58   this is Hal Elrod, author of The Miracle Morning, and listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  22:13   Welcome back to get rich Education. I'm your host, Keith Weinhold. We're talking about a sector we have not talked about very much lately because it's been in rather moribund condition, but we are beginning to turn the corner where there are more opportunities in apartment building investing, because it's been beaten down an awful lot. And Brad, that plays right in to your apartment forecast. So tell us about some of the highlights of your apartment forecast.   Brad Sumrok  22:38   Yeah, sure. And one of the things that I want to share with you, Keith, is that, you know, back in the peak of the market, the market peaked, say, at the end of 21 early 22 there were so many investors that were in multifamily or that wanted to be in multifamily. And the other thing that caused this so called, you know, downturn that I didn't mention before is, let's take this $10 million deal. If a property was listed at $10 million you'd literally have 30 to 40 buyer groups pursuing that deal, bidding up the price. Yeah. And so a $10 million Listing would sell for 11 and a half million Okay, now what I'm seeing is that same $10 million deal might sell for a seven to 8 million and you might be the only buyer going after the deal. Wow. And how do I know? Because you said, like, I run a an investor community and and I have active multifamily buyers, and I coach them, and I look at their deals, and this is what's happening. And the other reason I know is I sold two of my deals personally in 2025 and both of the deals that I sold, I bought in 2015 where we had 10 year fixed rate debt. So we didn't sell because we had a three year loan. We needed to sell because we had a 10 year loan due. And look, first thing I'll say is I made money, because over that 10 year period, values did go up. They peaked in 2022 and they came back down that because I bought it so long ago. That's the one lesson that I think people also want to understand, is over the long term, the values always tend to go up, but there are short term ups and downs that one would need to be aware of. But when I sold these two deals like I didn't have many buyers one deal in particular. I mean, I had eight buyers going after the deal, but only one was anywhere close to what I wanted. So I was negotiating with myself, you know, telling the buyer and his broker, hey, you know the other guys are here, and you got to come up on price and you got to come up on terms. But truthfully, I was bluffing, because I didn't have anybody that was coming up on price or coming up on terms. And so part of why I'm answering this way is when you look at the forecast, one thing that that I want people to know is that those. Of us that are in the business now and that have our pencils up, and we're underwriting deals, and we're making offers, like I used to teach Keith, don't make lowball offers, because you'll develop a reputation of being that guy or that borrower or that buyer that submits lowball offers, right? And word will get around in that market? Well, right now, like low ball offers are expected, and I would encourage people, let's just say you make an offer that whatever the deal pencils out to. So if you know how to underwrite deals correctly, and they're offering 10 million as a listing price, and you're coming up at seven or 7.5 don't be bashful to make the offer, and you may be the only buyer in the game. So that's one thing is like the competition that I'm seeing right now on the buyer side is not a lot of competition, and that's definitely shifted to a buyer's market. So people need to know that. The other thing I would say, on the macro level, is there's still a lot of uncertainty out there, and the uncertainty is kind of becoming like what I would call a new normal. You know? I'll speak for myself. When Trump was elected and at the end of 2024 I thought it was going to be amazingly well for all of us real estate investors, right? And there are some things that have been like the big, beautiful bill that restores 100% bonus depreciation like this is a really good thing, but you know, the tariffs, the immigration policies, some of the things that he's doing, you know, they have mixed impact for us and our in the economy and in real estate and in multifamily. And the thing is, when he first started doing that again, like lenders, they didn't know how to price debt, like, what's going to happen with tariffs, what's going to happen with ice what's going to happen with immigration, you know? But now that we're a year in to his second term, I can tell you a couple things. Debt is back. Lenders are lending. They're confident. Lenders are issuing debt like you can get 70 to 75% of your acquisition funded by a commercial lender. The government agencies are lending. Freddie Mac is lending. Fannie Mae is lending, and they have a mandate to lend 20% more money in 2026 than they did in 2025 so that bodes well for people that want to get, you know, affordable workforce housing, which is my specialty, also known as Class B and Class C housing. So the lenders are lending like, there's a lot of debt out there. One of the challenges is the equity. There's a lot of institutional equity. But if you're going to the retail investor who got into the business three to five years ago. They don't want to hear about your next deal right now, they're wondering about, hey, what about the deals that I'm in? Right? So one of the things that I'm doing, Keith is, and I think, you know, this is like, you know, I build up a huge investor community from 2012 to 2022 and I did it by traveling the country, speaking at conferences, sponsoring trade shows, talking about the benefits of investing in apartment buildings, how it changed my life, how it enabled me to retire from a six figure income in just three years, and how I've helped many, many other people Do the same, and also just sharing experience today, every asset class, every 10 to 15 years is going to go through a correction. And so where we're at now. And I wasn't the only one on the forecast. I brought in John Chang who is the senior intelligence officer at Marcus and millichep, one of the biggest commercial real estate firms in the country, and he presented about 20 or 30 slides that by and large were very bullish on where we're at in the market cycle. Why now is a great time to be looking at apartment buildings, a lot of the same things that I've been talking about. Prices are down. It's a buyer's market. We have a huge affordability issue. More and more people are becoming renters, and so what I'm committed to do, Keith and I don't know if I shared with you my travel schedule, like when we met each other last month, but I'm on the road every single week going to another city, talking about where I see us right now in the market, and why people should be looking at deals and making offers right now. Because to me, you know, Warren Buffett said it best. He's like, you want to be fearful when everybody else is being greedy, and you want to be greedy when everybody's being fearful. And right now, people are on the sidelines. They're waiting for some green light, like for the Wall Street Journal to come out and say, Hey, now's a good time, you know? I mean, look, Trump, just the point of the new Fed chair, right? And so we know interest rates are going to go down like that's one of his goals, and the guy that he appointed is going to lower rates. So we're looking at a future, a very near future, where we have lower rates, and lower rates is going to create more demand, again, for people that want to buy. I invest in apartments now, look, if you wait another year, I still think it's going to be a good time, but I think we have a better time right now.   Keith Weinhold  30:10   I sold one apartment building in 2022 for about $1 million and I sold another one of my apartment buildings in 2023 for about $1 million I had bought those in 2013 with 10 year balloon loans, so I was enjoying that nice fixed rate as late and as long as I could, until 2022, nine years and 2023, 10 years before the rate went up on me. But of course, my new buyer had to pay that rate, so it limited the amount that they could offer for it. However, to your point about investing for a long time horizon, I still had profits on those nine and 10 year holds, but yeah, to your point, Brad about the looser lending, this is huge. I read a summary of the latest national Multifamily Housing Council meeting, and one of the biggest takeaways that came out of that meeting is that there is abundant debt available. It's in increasingly attractive terms. And a lot of people think about mortgages, and they just think about the rates, and you should that's certainly important, but they don't think as much about the propensity for others to lend. How loose, or how tight are those standards? They're loose, yeah.   Brad Sumrok  31:25   And, I mean, look, the first deal I did in 2002 the interest rate was 6.35% the rates right now are less than that, you know, as of the date of this recording. So, you know, I always talk about a base case of a $10 million deal. It may seem large to you or to people listening, but like in my world of syndication, where we're not just looking at the real estate piece, but learning how to raise money to buy real estate so we could have a bigger property that's professionally managed and become a true business owner like Robert Kiyosaki talks about, do you want to be self employed? I tell my students, buy a six Plex. Do you want to own an apartment business by 60 units and hire a management company? So when I'm talking about this $10 million deal, you know, you can get a $7 million loan right now for probably in the mid 5% and it would be non recourse, and you could probably get three years of interest only, meaning for the first three years, you're going to have a higher cash flow. So like, this is a really good loan compared to 2021 when we could get 3% debt. It's not but remember that 3% loan was a short term loan. You know, it wasn't a 10 year fixed rate loan, it was a short term loan, and we all saw what happened with that when they raised rates so many times in such a short period. So the fixed rate debt is very competitive based on, like, the long term, 20 year average, and it's lower than it was when I started.   Keith Weinhold  32:55   Well, we've been talking about elements of your apartment market forecast, and of course, that's going to inform your Buy Box. Brad, you mentor students constantly and oftentimes we think about a Buy Box. We think about then in terms of geographic market, but as we look for an opportunity, we also might think about some other things in your Buy Box, for example, new build versus vintage build. So with all of this traveling you do, and you're in the markets, and you're informing students, and you're looking at students prospective deals as well. But tell us more about what a good buy box is for the near term in apartment buildings.   Brad Sumrok  33:36   Yeah. So look like what is in the buy box, right? So one is going to be your location. And so, you know, how do I select a good location? Just some tips and strategies around that is, I look for landlord and business friendly environments. In other words, if the tenant doesn't pay, do they get to stay or not, you know, so I like to be in market so that they don't pay, that we could legally, you know, not have them consume our product for a long period of time. So I also look at things like job growth and population growth, affordability gap. New supply is a percentage of inventory, you know, the new supply coming online in a diversified economy. So, like, you want to get your geographies nailed down. Like, where you buy matters, like, there's no substitute to I would rather pay more for a property in a location that meets that criteria than less for a property that doesn't. Yeah. So geography is important. You want to pick your property size, like, how many units, or what's the price point. Okay? And this is huge, because if you're gonna buy your own deal with your own money, which is another reason I prefer syndication. Let's say you have pick a number, 100,000 to invest. Like you can only buy a $300,000 property, two units somewhere, three units somewhere, you know. Or zero units somewhere, right, right? So if you have expanded your you know, your mind and your skill set to do a syndication 100,000 doesn't limit you to your own money, you know. And then I would say, Well, what is a great size for a first time syndicator is I would target somewhere around 60 to 80 units, and at 100,000 a unit, which is a ballpark price for maybe a nice B class property or high C Class property, and a market that meets the criteria that I outlined earlier. You know, you're looking at, say, a six to $8 million property. And so what you could do from there, Keith is, you could say, Okay, well, you know, this is why, like in my educational course, I use a $10 million property, because the numbers are easy. But even just say, Well, I'm going to do an $8 million property, you'd say, Okay, I need two to 3 million down, depending on the debt, right? And then I'm going to get a the balance in a loan, you know, because you could get a 70 to 75% loan. So then you ask, Well, where am I going to get to 2 million, right? If I have 100 I need $1.9 million and so then you got to start thinking about like, do I have access to people or work or in the neighborhood or at the community or at the church, you know, or do I go to masterminds and conferences and meetup groups like, where I saw you Keith last month, like, there's a lot of investors there with a lot of money, right? And some of them are looking to be passive investors. And so, you know, there's a whole nother conversation around, you know, raising capital. And if you can't raise capital, then you may want to bring in some people on your GP team that could help you raise capital, as long as you're following, like the SEC compliance and again, that's another discussion. That's the importance of having the buy box so you have your geography, your property size, your property class. You know, again, if you just want the new construction stuff. There's some people out there, like big name, famous people, that are highlighting their 800 unit a class deals that they're buying. And of course, like you or I that are just getting started, can't go buy that deal. And so why? You know the institutions are going after the large A class properties in the best areas. And so where I've made my niche Keith, and what I would recommend most people start is start with the older vintage properties, start with the 1970s properties, and then maybe work your way up to the 1980s and 1990s properties. And why is this is because the institutions don't want those properties, and they're still able to be professionally managed. Like, if you go and buy 100 unit C Class property, as long as it's not in a bad neighborhood with, like, high crime or whatever like that. Like, these are very honest, hard working, working class people that need a clean, safe and functional place to live, and you'll be able to get better returns on a C or A B class, also known as like the cap rate. And again, that's another discussion, but you'll be able to get a better return on an older vintage property than you would on a vintage property. And you're not competing with the institutions, but you're also not competing with the mom and pops, because the mom and pops are going to take that 100,000 they have and go buy a duplex. You know, they're not going to want to syndicate a deal. They're not going to want to have partners. They're not going to want to deal with the so called complexities of buying a company. And that's what buying an apartment community is, Keith, it's buying a company. You're buying a business that has an income stream already being generated those customers, they're called residents. They're called tenants, you know, but if you just go upstream from buying real estate or buying an apartment building, we're buying a cash flow producing business that's existing, that's in place, and then our job is to figure out how to run it better and more efficiently. You the   Keith Weinhold  39:04   You the listener, you might have access to, say, 500k in equity that's sitting in your existing properties. And some of these numbers that Brad and I are throwing around are rather large, $10 billion but one of the biggest epiphanies that I think your students have is that doesn't need to be much of your own money. We're talking about what's called the capital stack to take down a $10 million apartment building. Maybe you borrow seven and a half million of that. Maybe you raise 2 million of that from your other investors in the syndication, and then you put your 500k into the deal, and there you have $10 million in order to make that purchase. But yes, that does involve a learning curve and the SEC rules and all that. But the big takeaway here is you don't need much of your own money. You can leverage other people's money, even for the down payment. And Brad, you're also an expert at showing people how to pay almost. Zero tax, which is another discussion unto itself, but some of your students start with zero experience, and within a few short years, I mean, you've had hundreds of people that have either retired early or increased their net worth by over a million dollars. A lot of success stories,   Brad Sumrok  40:17   yeah, look, I mean, I started with no previous real estate investing experience. My experience was going to college, studying hard, getting decent grades, becoming an engineer, you know, being fired once, being laid off once, and reading Robert Kiyosaki books that motivated me to to go out and seek specialized education. And I think it was Jim Rohn that said formal education, like degree could get you a job, and specialized education like you can get in a conference or a mastermind or a mentorship program. And that's also how I started. I went to a weekend workshop back in 2001 and I bought the mentorship program. And boy, I'm glad I did, because, you know, that's how I got into my first 62 units. So you don't need to have experience. What you need to have is a powerful reason, a powerful why? Why do I want to be financially free? Like apartments is just a vehicle. I didn't choose apartments because I love departments. I choose departments because they cash flow, they go up in value, and you have amazing depreciation benefits.   Keith Weinhold  41:23   Yeah, I'm the same. I don't love apartments in a way. I don't love real estate. I love what these things do for me    Brad Sumrok  41:30   exactly. Yeah? So, like, you don't have to have experience. In the other category, of people that have come into my community that don't have apartment experience, a lot of them have real estate experience, Keith, that are doing, like, single family homes, short term rentals, or maybe smaller, multi unit deals. And they listen to a show like this, and they're like, huh, I want to transition from doing these smaller types of assets with my own money and self managing to scaling into a syndication.   Keith Weinhold  42:03   Brad has taken countless people from get rich education to got rich education. His core values are faith, finance, fitness, family and fulfillment. He is committed to helping people experience not just financial success, but personal fulfillment, purpose, contribution, freedom and Brad and his investor community have contributed over $1 million to charity. Is really the person you want to learn from if you want to think about going bigger with multifamily apartment buildings. This has been great, Brad. Let our audience know how they can connect with you and learn more?   Brad Sumrok  42:42   Yeah, sure. So I would say this is where I should just be very clear here, okay, but I'm gonna give a couple options, because that's what I'm so of course, there's a website which is my first and last name.com, B, R, A, D, S, U, M, R, O, k, for those of you on social media, I respond to my own social so you'll find me again. B, R, A, D, S, U, M, R, O, K, on LinkedIn, Instagram and Facebook.   Keith Weinhold  43:13   Brad, it's been so valuable. It seems like American apartment buildings are in for redemption story here. It's been great having you back on the show.   Keith Weinhold  43:29   Brad and I both emphasize physical fitness, and we chatted about that a good bit when we were together last month. I think he looks better than me. To summarize, the reasons for this historic collapse in apartment building values. It was the combination of soaring interest rates, massive inflation, spiking insurance costs, construction soared, and it created an oversupply, and that oversupply still is not absorbed. In fact, according to the outlet apartment list, the National multifamily vacancy rate recently hit 7.2% that's the highest in the history of the index, which dates back to 2017 and that's chiefly due to apartment oversupply. Have apartments really hit the bottom? Brad just said, we're at or near the bottom, and it's a good time to be gearing up as far as what's coming. To give you an idea of new apartment supply, what takes about two years from construction start to completion. And now you can't just have all US apartment construction come to a complete stop. You have to keep people working. And there are almost 400 MSAs in the United States, so you couldn't coordinate a complete ceasing of construction across every area. So how about the level of new construction starts in apartment units today, and the way that HUD counts it is the number of units started in buildings of five plus units the recent peak. Was about 600,000 annually in 2023 and today it's closer to 400,000 there it is that slowing pace of new apartment construction. If you jump into multifam, be careful of properties with deferred maintenance, because understand that you have a lot of underfunded owners Now Brad can tell you specifically what to look out for his rat race to retirement event is March 28 and 29th in Dallas. It's a two day hands on workshop. You'll learn how to find apartment deals, how to underwrite deals, how to raise capital management and your exit. Discover how you can retire in five years or less by owning apartments again. His website is Brad sumrock.com    Keith Weinhold  45:49   coming up on future episodes here on the get rich education podcast. We're about to go on a run. The next stretch of GRE is loaded. We've got fresh topics with some game changing monolog content that I'm going to share with you new guests, distinguished experts, we're going to break down an innovative way to sell properties that could completely change how you think about your exit strategy of the 50 US states. I'm going to discuss some awful states to invest in, including ones with population loss. On another episode, a distinguished subject matter expert and I are going to dive deep on does America really have a housing shortage, not in apartments which are oversupplied, but is there a shortage in the one to four unit space? That's our topic, because you probably heard contradictory information in the media about whether there's a shortage or not, and then some outlets say there's a housing shortage of 2 million units. Others, 10 million. They're all over the place. We're going to sort it out on an upcoming episode. Does America really have a housing shortage? Then the youngest guest to ever appear on the show will be with us. He's a 19 year old college student that has a real estate investing related major, and since last year, he and I have befriended each other. He was born in about 2006 so it'll be interesting to see how he views the investing world and what they teach him about real estate investing in college today, he is probably the most impressive teenager that I've ever met in my life. Then six weeks from now, we will have an epic get rich education podcast episode 600 on a subject as paradoxical and complete with a GRE contrarianism That builds real wealth, debt is the American dream will be episode 600 if you're serious about building wealth, be sure to follow or subscribe to the show. We are going on a run. If you know someone in your life who needs to think differently. If you know one investor who's still waiting for perfect conditions. This will help them tap the Share button and tell them about the show until next week. I'm your host. Keith Weinhold, don't quit your daydream.   Unknown Speaker  48:14   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  48:42   The preceding program was brought to you by your home for wealth, building, get richeducation.com  

Sometimes friends should discuss the uncomfortable. This week there was a lot of that. The US is stacked around the middle east and showing the most firepower in one place since 2003 when Iraq was the target. We get into that, CERN revelations that seek reality. Did you know the elites like the DuPont and Forbes family got together for seanaces where Aliens were allegedly summoned? Crazy stuff, but apaprently happened. Kids are being lead astray by negligent schools. They don't understand what they are protesting, yet the indoctrination network that is the public school system encourages them. Curt Cobain's death is back in the news. Zhoran Mamdani creates a brigade of snow shovelers with several id's yet he supports no ID's for voters. Canada is inviting foreign warriers into their country with citizenship. New Zealand is practing war against Christians and Macron of France hates freespeach. Busy week. Take a listen.Become a supporter of this podcast: https://www.spreaker.com/podcast/razor-wire-news--5683729/support.www.razorwirenews.com

What if the people we fall in love with… aren't random at all?In this deeply honest and eye-opening conversation, I sit down with relationship coach, author, and my dear friend Stefanos Sifandos to explore the hidden forces shaping our attraction, intimacy, and emotional safety.We talk about trauma patterns, nervous-system conditioning, modern masculinity, and why so many of us feel chemistry… but not true connection.Because the truth is, until we heal what's unresolved within us, we often recreate the very pain we're trying to escape. This episode is an invitation to move from survival in love to sacred, conscious intimacy.What you'll get out of this episode… Why love activates your nervous systemHow childhood trauma shapes adult attractionWhy do we repeat painful relationship patternsRites of passage, parenting, and emotional maturityThe quiet crisis of modern masculinityWhy couples lose connection after kidsConnect with StefanosBOOK “Tuned In and Turned On” / http://tunedinandturnedonbook.com IG / https://www.instagram.com/stefanossifandos YT / https://www.youtube.com/@stefanosssifandos WEB / https://stefanossifandos.com WEB / http://coachwithstef.com This Episode is Sponsored by Chai TonicsThis Galentine's, give the gift of ritual with Chai Tonics — nourishing Ayurvedic superfood chai blends for calm, focus, and a nervous-system exhale. Get 20% off with code VALENTINE at https://bit.ly/trychaitonics.Discover which chai blend matches your vibe with my FREE quiz:⁠ https://chaitonics.com/pages/chai-quiz Breathe better with JASPRIf you're ready to support your healing from the inside out, start with the air you breathe. Try the JASPR Air Scrubber for a cleaner, safer home environment — get $400 off with code BRAVE at https://jaspr.co/brave.Support your body with REJŪVMy go-to science-backed red light therapy for faster recovery, reduced soreness, and deeper repair. Try it today with code BRAVETABLE: Https://werejuv.com/?ref=NEETABHUSHANFollow along for more tips, community, and resources to brave a better you!YOUTUBE / @TheBraveTableIG / @neetabhushan IG / @thebravetable TIKTOK / @neeta.bhushanWEB / https://neetabhushan.comIf you loved this episode, check out…Ep #73: Why People Cheat, Calling In Your Partner, and Healing Through Relationships with Stefanos Sifandos: https://podcasts.apple.com/us/podcast/73-why-people-cheat-calling-in-your-partner-and/id1608226580?i=1000579909346 Ep. #296: Healing, Reinvention & Finding Love with Christine Hassler: https://podcasts.apple.com/us/podcast/296-healing-reinvention-finding-love-with-christine/id1608226580?i=1000685001637 Ep #337: Is It Love or Addiction? Why We Fall for People Who Recreate Our Wounds with Dr. Sarah Alsawy: https://podcasts.apple.com/us/podcast/337-is-it-love-or-addiction-why-we-fall-for-people/id1608226580?i=1000713100593 To receive a free gift, email a screenshot of your 5-star review of The Brave Table to support@globalgrit.co

Your story is not just your story. It's part of a larger narrative about whose voices are heard and whose are erased.I'm thrilled to have Janice Gassam Asare back on the podcast. She's an organizational psychologist, equity consultant, and author of the new book Rise and Resist - and this conversation went places I didn't expect.What struck me most is how Janice reframes resistance. Not as something dramatic or career-ending, but as the small, daily choices we make: amplifying someone else's idea in a meeting, speaking up when it's uncomfortable, refusing to let an important story quietly disappear. Those aren't small acts. They're how culture actually changes.We also get into what it takes to develop your voice when you've spent years being rewarded for staying in your lane. If that hits close to home, this episode is for you.Janice and I talk about:Why storytelling is preservation and power, not just communicationHow personal stories build connection that expertise alone never canThe everyday acts of resistance that shape workplaces and culture more than we realizeHow to find your voice when you were taught not to rock the boatWhat to do when you speak up and face criticism or pushback for itAbout My Guest: Janice Z. Gassam Asare, Ph.D. is a Ph.D.-trained organizational psychologist and the founder of BWG Business Solutions, an award-winning consultancy designed to help organizations create cultures built on equity. Dr. Janice provides consultations, facilitates workshops, provides guidance, delivers keynote speeches and “Awareness Talks” to spark important dialogue about equity in the workplace. Dr. Janice has had the opportunity to collaborate with Google, Amazon, Yale University, Nordstrom, H&M, and Paypal/Venmo among many others. Dr. Janice is the author of three best-selling books, including her latest “Rise and Resist: How to Reclaim Workplace Equity and Justice” coming in February 2026. She is a senior contributing writer for Forbes having authored over 500 articles, a Harvard Business Review contributor, a LinkedIn Learning and Udemy Business instructor and EBSCO Learning facilitator. In 2022, Dr. Janice was recognized as a LinkedIn #1 Top Voice in Racial Equity. In 2023 she was recognized by Gusto as one of the 25 Top Workplace Experts to Follow. She is a 2-time TEDx speaker, the host of the Dirty Diversity podcast and an adjunct professor at Columbia University. During her free time, Dr. Janice enjoys volunteering as a job coach for the Coalition for the Homeless.Links:Show notes at https://www.speakingyourbrand.com/461/ Janice's website: https://www.drjanicegassam.com/ Get Janice's new book “Rise and Resist: How to Reclaim Workplace Equity and Justice”: https://www.penguinrandomhouse.com/books/808352/rise-and-resist-by-janice-gassam-asare-phd/ Forbes article by Janice: “How Carol Cox Is Helping Women Speakers Get Paid What They Deserve” = https://www.forbes.com/sites/janicegassam/2019/12/01/how-carol-cox-is-helping-women-speakers-get-paid-what-they-deserve/#1f5c3921533f Discover your Speaker Archetype by taking our free quiz at https://www.speakingyourbrand.com/quiz/Apply for our Thought Leader Academy = https://www.speakingyourbrand.com/academy/ Connect on LinkedIn:Carol Cox = https://www.linkedin.com/in/carolcoxJanice Gassam Asare (guest) = https://www.linkedin.com/in/janicegassamphd/ Related Podcast Episodes:Episode 156: Visibility Strategies That Get You Noticed with Janice GassamEpisode 257: Writing a Book Gives Your Ideas Depth and Longevity with Tiffany HawkEpisode 378: The Power of Women's Voices and Stories to Change the World with Carol Cox

Randy Gage is known as The Entrepreneur Whisperer — a Speaker Hall of Famer, bestselling author of 15 books, and one of the most respected voices on prosperity and success today. His journey from a jail cell as a teenager to a global thought leader gives him a rare, no-nonsense perspective on wealth, mindset, and personal responsibility. Randy's books, including Risky Is the New Safe, Mad Genius, and Radical Rebirth, have been translated into more than 25 languages, and his work has been featured in Forbes, Fortune, Fox News, and SUCCESS Magazine. Today, he challenges audiences to question their conditioning, rethink risk, and create prosperity from the inside out.

Susan Guthrie welcomes special guest Michelle Farris for a powerful conversation about codependency, the hidden dynamic beneath many struggling relationships. Michelle is a licensed psychotherapist, codependency expert, and anger management specialist. Together, they explore what codependency really is, why it often begins in childhood, and how it can quietly shape both a marriage and the way a divorce unfolds. Susan and Michelle unpack the patterns of overgiving, overfunctioning, and self-sacrifice that leave so many people depleted and resentful, often without fully understanding why. They also explore why anger can erupt during divorce, how long-standing relationship patterns repeat when left unexamined, and what it takes to begin building boundaries and self-trust moving forward. This conversation is especially meaningful for anyone who feels stuck in one-sided relationships, struggles to say no, or wonders why they keep giving more than they receive. It offers an honest, practical look at how recognizing codependency can change not only your divorce, but everything that comes after it. What You'll Learn Codependency is not about kindness. It is a pattern of overfunctioning to feel secure, often leaving you exhausted and resentful Why anger during divorce is often stored pain from years of saying yes when you meant no, and how to channel it constructively The difference between being nice and being clear, and why self-advocacy is essential for a healthy divorce process How overgiving, avoiding conflict, or agreeing too quickly can cost you emotionally and financially during divorce Why identifying your boundaries, triggers, and non-negotiables is key to approaching divorce from a grounded and empowered place About the Guest Michelle Farris is a psychotherapist, codependency expert, and anger management specialist with a passion for helping people break free from codependent patterns and manage emotions with confidence. She's been featured in several online publications and podcasts, known for her down-to-earth approach and expertise. Through her online courses and digital resources, she teaches practical tools for codependency recovery, emotional regulation, self-trust, and lasting relationship success. Connect with Michelle Farris Website: https://counselingrecovery.com YouTube: https://www.youtube.com/@MichelleFarrismft Grab Michelle's Free Resource: 7 Steps to Healing One-sided Relationships https://counselingrecovery.lpages.co/codependent-relationship-freebie/ Special Episode Resource: The Codependent Divorce Mistakes That Cost You Thousands + Divorce Boundaries Planning Worksheet If this conversation is resonating with you, Susan has created a companion blog and downloadable resource, The Codependent Divorce Mistakes That Cost You Thousands. It includes a Divorce Boundaries Planning Worksheet to help you define your limits, recognize your emotional triggers, and approach your divorce from a more grounded and confident place. Read the blog post and download the worksheet here. https://divorceandbeyondpod.com/latest-episode Make the Most of Your Listening Experience: If this episode resonates with you, be sure to: Subscribe to Divorce & Beyond so you never miss an episode. Share this episode with friends or loved ones who need hope and healing. Leave a 5-star review to help us reach even more listeners. Follow Us Online: Divorce & Beyond:  https://divorceandbeyondpod.com, IG: @divorceandbeyondpod Meet Our Host Susan E. Guthrie®, Esq. is one of the nation's leading family law and mediation experts, with more than 35 years of experience helping individuals and families navigate divorce and conflict with clarity and compassion. She is the Immediate Past Chair of the American Bar Association Section of Dispute Resolution, a best-selling author, and a sought-after speaker, trainer, and practice-building consultant. Susan recently appeared as the featured expert on The Oprah Podcast, where she shared her insights on gray divorce and the changing landscape of relationships. Her expertise has also been featured in The Wall Street Journal, Forbes, The Washington Post, NewsNation, and NBC's Chicago Today, among many others. As the creator and host of the award-winning Divorce & Beyond® Podcast, ranked in the top 1% of all podcasts worldwide with more than 3.4 million downloads, Susan brings together top experts and powerful personal stories to help listeners move through divorce and beyond with confidence, insight, and hope. Learn more about Susan and her work at susaneguthrie.com. Divorce & Beyond is a Top 1% Overall and Top 100 Self-Help podcast designed to help you with all you need to know to navigate your divorce journey and most importantly, to thrive in your beautiful beyond!   ***************************************************************************** A Smarter, Simpler Way to Navigate Your Divorce Looking for a clearer and more affordable way to move through your divorce? Check out Hello Divorce. Their guided online platform combines easy-to-follow tools with real legal and coaching support to help you complete your divorce with less stress, less confusion, and far lower costs than a traditional courtroom battle. They have created a special page just for Divorce & Beyond listeners. Explore your options at hellodivorce.com/susan. ***************************************************************************** Special Offer from Blue Mercury Treat yourself to luxury skincare, makeup, and fragrance favorites from Blue Mercury, your destination for beauty and self-care. Divorce & Beyond listeners receive 15% off their first order when they use the special link in the show notes. Because you deserve to look and feel your best,  inside and out. You must use this link to receive the 15% off on your first Blue Mercury order: https://divorcebeyond.com/Blue-Mercury ***************************************************************************** Opportunities for Expert Guests and Fellow Podcasters Partner with Divorce & Beyond Whether you're a podcaster looking to expand your reach or an expert ready to share your insights, Divorce & Beyond offers the perfect platform to amplify your voice.  Find out more here: https://divorceandbeyondpod.com/guest-opportunities ***************************************************************************** DISCLAIMER:  THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE.  YOU SHOULD CONTACT AN ATTORNEY IN YOUR STATE TO OBTAIN LEGAL ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM

Someone please explain to me how my baby is one?!?! In this episode, I reflect on my first year of motherhood: parenting while living abroad, growing the business while raising a child, the good, bad, and ugly. If you are a mom-to-be or new mom, I also share tips to make the most of a wildly transformative year! ---------------- Danielle is a content creator and business coach who has been featured in Forbes, Thrive, Entrepreneur, and more. She has traveled to over 65+ countries running her online business and surfing in remote tropical destinations. ⟡ Instagram: https://www.instagram.com/thewanderlover/ ⟡ Podcast: https://thewanderlover.com/podcast ---------------- RESOURCES FOR YOU: ⟡ Travel Influencer Handbook: https://thewanderlover.com/travel-influencer-handbook/ ⟡ Wanderlover Coaching Group: https://thewanderlover.com/the-wanderlover-coaching-group/ ⟡ Digital Nomad Society: https://thewanderlover.com/digital-nomad-society/ ⟡ Wanderlover Business Academy: https://thewanderlover.com/business-academy/  ⟡ FREE 0 to $100K Game Plan: https://thewanderlover.com/100k-game-plan/

Send a textIn this episode, Martin Waxman joins host Jason Mudd to discuss AI's impact on communications and marketing, why training matters, and how to avoid “AI slop” by pairing AI with real expertise.Meet Our Guest:Our episode guest is Martin Waxman, LinkedIn Learning instructor, adjunct professor at the York Schulich School of Business, and associate director of the Future of Marketing Institute. He writes an AI and digital marketing trends newsletter, delivers hands-on generative AI training workshops, and conducts AI research.Five things you'll learn from this episode:1. Why using AI only to offload tasks can lower quality and why thinking first matters2. What Martin predicted correctly about AI and what surprised him about its rapid adoption3. How to move beyond basic content generation to strategy and analytics4. Why subject-matter expertise is critical when using AI for insights and data5. How leaders can manage hype, train teams, and stay ethical as AI evolvesQuotables“Use their brains first so they can start to push themselves and then get AI tools to push them even farther.” — Martin Waxman“We have to prompt AI, but we also have to get AI to prompt us to think about things from a different perspective.” — Martin Waxman“You don't have to go at the pace of AI development, which is really fast, but you need to go at a much faster pace than we as communicators have been used to using.” — Martin Waxman“There's a new term called FOMO, fear of becoming obsolete, which is really real. Because we don't know what we need to learn to do our job successfully. So managing The hype is job number one, figuring out what's new, when it's going to start affecting us, and what can we do to prepare along the way.” — Martin Waxman“AI will take your job if you're the master and commander of it.” — Jason MuddIf you enjoyed this episode, please take a moment to share it with a colleague or friend. You may also support us through Buy Me a Coffee or by leaving us a quick podcast review.More About Martin WaxmanMartin Waxman writes a popular AI and digital marketing trends newsletter, delivers hands-on generative AI training workshops, and conducts AI research. He's a LinkedIn Learning instructor, adjunct professor at the York Schulich School of Business, and associate director of the Future of Marketing Institute.Guest's contact info and resources:@martinwaxman on X@martinwaxman on InstagramMartin Waxman on FacebookMartin Waxman on LinkedInFuture of Marketing InstituteThe Neuron newsletterAxios AI newsletterLinkedIn Learning course: Using Generative Support the show On Top of PR is produced by Axia Public Relations, named by Forbes as one of America's Best PR Agencies. Axia is an expert PR firm for national brands. On Top of PR is sponsored by ReviewMaxer, the platform for monitoring, improving, and promoting online customer reviews.

"AI should be a tool, not a replacement...I've seen some very terrible ads." -Nicole Ramirez   Nicole Ramirez is a journalist-turned-marketer with deep experience leading growth marketing across CPG, financial services, B2B SaaS, media, and healthcare. She specializes in translating complex marketing challenges into measurable growth by blending performance marketing with customer-centric storytelling. As Co-Founder of BrandME and a LinkedIn Personal Brand Strategist, Nicole helps executives and professionals build thought leadership, visibility, and opportunity through strategic content, coaching, and fractional CMO consulting. She is also the host of the Talk Digital To Me podcast, a published Forbes and Entrepreneur contributor, and a featured speaker at events including TEDx and SXSW. Website: https://www.brandmelabs.com/  LinkedIn: https://www.linkedin.com/in/nicolerayeramirez/    Alison Daley is an entrepreneur, product designer, and international trainer passionate about using authentic storytelling and purpose-driven marketing to create meaningful impact. She's the creator of the Ernestine McClendon Talent Grant, a scholarship initiative that turned goodwill into real-world brand engagement. Through her work, Alison helps leaders and teams align who they are with what they create. Website: https://recruitinginnovation.com/  LinkedIn: https://linkedin.com/in/alisonldaley   In this episode, we explore expert insights on digital marketing, AI strategies, personal branding, and recruiting innovation for growth-driven professionals.   Apply to join our marketing mastermind group: https://notypicalmoments.typeform.com/to/hWLDNgjz   Follow No Typical Moments at: Website: https://notypicalmoments.com/ LinkedIn: https://www.linkedin.com/company/no-typical-moments-llc/ YouTube: https://www.youtube.com/channel/UC4G7csw9j7zpjdASvpMzqUA Instagram: https://www.instagram.com/notypicalmoments Facebook: https://www.facebook.com/NTMoments  

This week, Ivy Slater, host of Her Success Story, chats with her guest, Stacey Brown Randall. The two talk about navigating business failure and rebuilding with intention; the power of referrals in authentically growing a business; and how documenting processes can be the difference-maker in scaling your company. In this episode, we discuss: How Stacey's second book was born out of a "COVID delay," deep year-end reflection, and the realization that readers who downloaded her secret bonus resources were quietly becoming some of her best clients, and why a second (and even third) book makes smart business sense. What her first failed business taught her about scaling, resilience, and why she was determined not to be a "two-time member of the business failure club" when she launched her productivity and business coaching practice. When she started "throwing spaghetti at the wall" with referrals, refusing to ask, pay, or use gimmicks, and accidentally generated 112 referrals in her first year as a productivity coach, all without asking, which pushed her to reverse engineer the process into teachable strategies. Why most businesses have SOPs for everything except referrals, and how treating referrals like any other core system can make them a fun, aligned, and lower-cost way to generate leads instead of something awkward and "icky." How Stacey intentionally designed her business around her life—prioritizing school pick-ups, baseball games, and her kids' events over chasing a Lamborghini lifestyle—and the ongoing work of stepping out of comparison to honor the business she truly wants.​   Stacey Brown Randall is the multiple award-winning author of Generating Business Referrals Without Asking, author of the forthcoming book, The Referable Client Experience (October 2025), and host of the Roadmap to Referrals podcast. Stacey teaches business owners how to generate referrals naturally... without manipulating, incentivizing, or even asking. She has been featured in national publications like Entrepreneur magazine, Investor Business Daily, Forbes, and more. She received her Master's in Organizational Communication and is married with three kids.    Website: https://staceybrownrandall.com/ Social Media Links: https://www.linkedin.com/in/staceybrandall/ https://www.instagram.com/staceybrownrandall/    

In the words of our featured guest "Forgiveness is a Business" In this episode we discuss the joy found in forgiveness and so much more on the subject of forgiveness. Dionne Nicholls-Germain, widely known as The Chief Forgiveness Officer, is an executive coach, international speaker, and Forbes-featured author of The 90-Day Conquering Unforgiveness Journal. After a 20-year corporate career in luxury fashion, she transformed personal adversity into a global mission –helping leaders break cycles of burnout, conflict, and silent financial drain so they can build high-trust cultures where people and profits thrive.Dionne delivers keynotes, corporate training, and leadership experiences from Silicon Valley to South Africa, empowering executives, founders, and organizations to cultivate cultures of psychological safety, accountability, and resilience through the often overlooked skill of forgiveness. Her clients include PayPal, New York University, Mental Health Connecticut, the Senior Executive Women's Network, the Government of Canada, DisruptHR Portland and the Manchester Chamber of Commerce.Her work has landed her a Times Square billboard and a feature in the anthology Threads of Wisdom: Trailblazers for trailblazing the forgiveness movement in the corporate space and beyond. Learn more about the amazing things Dionne is doing in the world here: https://www.liveyourbestlifeforyou.com/about/https://youtu.be/sMPNyzyqgLI?si=HVbToF_7mPnhR0lVWe are excited for where LOVE will lead this Podcast in 2026, so stay tuned and be sure to subscribe and share the love with others!

In this episode Gary Mansfield speaks to Calum Hall of Creative Debuts (@CreativeDebuts) Creative Debuts connect artists with brands, businesses, and art lovers - through art rental, commissions, events, and storytelling that sparks real change. Founded in 2013 by Forbes 30 Under 30 honouree Calum Hall, Creative Debuts exists to make the art world fairer, bolder, and more accessible. They're not just an art platform - They're a movement. They give underrepresented artists a platform, and help brands bring creativity and culture into their spaces through budget-friendly, flexible art consultancy services. FACE 2 FACEOn March 5th, Creative Debuts return IRL at Laundry Studios in Hackney, London, for a new chapter of their long-running event series, bringing artists, art lovers, creatives and culture-shapers together once again in a shared space.The exhibition theme, FACE 2 FACE, puts human connection front and centre. For more information on the work of Creative Debuts go to https://www.creativedebuts.co.uk/ To Support this podcast from as little as £3 per month: www.patreon/ministryofarts For full line up of confirmed artists go to https://www.ministryofarts.co.ukEmail: ministryofartsorg@gmail.comSocial Media: @ministryofartsorg Hosted on Acast. See acast.com/privacy for more information.

For decades, people have been suggesting that the death of the billable hour was inevitable.  Evan Chesler said, “[t]he billable hour makes no sense, not even for lawyers” in his 2008 Forbes article "Kill the Billable Hour.” We haven't seen a lot of movement since that article, but with the explosion of GenAI in legal, there has been increased discussion and focus suggesting that AFAs will replace the billable hour. Will we be looking back on this time in 20 years and saying, “Remember when we thought the billable hour would go the way of the dodo bird?” Moderator: @Michael Ertel - Director of Practice Innovation, Crowell & Moring    Speakers: @Jared Applegate - Chief Legal Operations Officer, Barnes & Thornburg @Purvi Sanghvi - Director of Strategic Pricing, Paul, Weiss, Rifkind, Wharton & Garrison LLP @Cassie Vertovec - Chief Practice Management Officer, Loeb & Loeb LLP Recorded on 02-23-26.

AI shopping agents aren't just on the horizon, they're here, already transacting, and already raising some important questions.In this episode, we speak with Katja Forbes an award winning customer experience futurist, business strategist, and keynote speaker recognised for her insights into the intersection of AI, design, and human behaviour. She is also the author of Machine Customers: The Evolution Has Begun, a book about what happens when your best customer is no longer human.In this fascinating conversation we cover everything from what's already happening with agentic commerce right now, to an incredible story out of China that reveals just how fast consumer behaviour can be reshaped at massive scale.In this episode you'll hear:• Why the shopping agents built by the retailers you already use may not be working in your interest • What it means that AI agents now have access to their own credit cards and the guardrails (or lack thereof) around them• How some of the world's largest businesses are already using AI to handle a significant share of their procurement • The practical steps marketers and business owners should be taking right now, before agentic commerce becomes the norm, and . . .• Why your website could become largely irrelevant and what that means for how you show up to both humans and machines.Katja also shares a candid look at the environmental and ethical questions we need to be asking as frictionless purchasing increasingly becomes a reality. This conversation is set to change how you think about your next online purchase and, if you're in marketing or procurement or e-commerce, then this is one you simply cannot miss. Enjoy this episode with the passionate and ahead-of-the-curve, Katja Forbes.Useful LinksKatja Forbes websiteKatja Forbes on LinkedIn Hosted on Acast. See acast.com/privacy for more information.

"AI should be a tool, not a replacement...I've seen some very terrible ads." -Nicole Ramirez   Nicole Ramirez is a journalist-turned-marketer with deep experience leading growth marketing across CPG, financial services, B2B SaaS, media, and healthcare. She specializes in translating complex marketing challenges into measurable growth by blending performance marketing with customer-centric storytelling. As Co-Founder of BrandME and a LinkedIn Personal Brand Strategist, Nicole helps executives and professionals build thought leadership, visibility, and opportunity through strategic content, coaching, and fractional CMO consulting. She is also the host of the Talk Digital To Me podcast, a published Forbes and Entrepreneur contributor, and a featured speaker at events including TEDx and SXSW. Website: https://www.brandmelabs.com/  LinkedIn: https://www.linkedin.com/in/nicolerayeramirez/    Alison Daley is an entrepreneur, product designer, and international trainer passionate about using authentic storytelling and purpose-driven marketing to create meaningful impact. She's the creator of the Ernestine McClendon Talent Grant, a scholarship initiative that turned goodwill into real-world brand engagement. Through her work, Alison helps leaders and teams align who they are with what they create. Website: https://recruitinginnovation.com/  LinkedIn: https://linkedin.com/in/alisonldaley   In this episode, we explore expert insights on digital marketing, AI strategies, personal branding, and recruiting innovation for growth-driven professionals.   Apply to join our marketing mastermind group: https://notypicalmoments.typeform.com/to/hWLDNgjz   Follow No Typical Moments at: Website: https://notypicalmoments.com/ LinkedIn: https://www.linkedin.com/company/no-typical-moments-llc/ YouTube: https://www.youtube.com/channel/UC4G7csw9j7zpjdASvpMzqUA Instagram: https://www.instagram.com/notypicalmoments Facebook: https://www.facebook.com/NTMoments  

Life can change in an instant, testing our resilience, faith, and perspective. Lindsey Roy joins the show to share her journey from a traumatic boating accident that led to a leg amputation to a rare lung disease requiring a double lung transplant, revealing how these experiences reshaped her motherhood, leadership, and daily life. She reflects on trusting her body, leaning on community, and embracing vulnerability—showing how even the toughest challenges can inspire growth, gratitude, and a renewed sense of purpose.  Key Takeaways:   Life-altering challenges can become catalysts for deeper perspective, resilience, and purpose.  Trusting your body and advocating for your health are essential parts of healing.  Vulnerability in leadership builds trust, connection, and healthier work cultures.  Community, faith, and support systems help carry the weight when life feels overwhelming.  Adaptability and gratitude can transform limitations into opportunities for growth.  About Lindsey Roy:  Lindsey Roy has twice needed surgery to save her life. The first, a leg amputation after a traumatic boating accident and the second a double lung transplant after being diagnosed with a rare and progressive disease which constricted the blood vessels in her lungs. These experiences, coupled with her natural gifts for speaking and writing, have created a passion in Lindsey to tell her story in the hopes of helping others tackle whatever obstacles life throws at them. She did a TEDx talk in 2017 titled "What Trauma Taught Me About Happiness" which has been viewed by nearly 200,000 people. Her story has been featured in major publications, such as O Magazine, Fast Company, Forbes, and Working Mother.  Lindsey's perspective is also honed by her roles as a corporate executive, mother, and wife. She is Senior VP Strategy & Brand at Hallmark, where she is leading various initiatives and groups—many of which draw from the lessons shared in The Gift of Perspective. She has a degree in Journalism & Advertising with a minor in Speech from Kansas State University and serves on many charitable boards, including Ability KC, Steps of Faith, and the Ad Council. Her greatest joy in life is spending time with her family—her husband Aaron and children, Mitchell and Morgan.  Connect with Lindsey Roy at:  https://www.instagram.com/lindseyroy26/?hl=en  https://lindseyroy.com/   https://www.amazon.com/Gift-Perspective-Wisdom-Gained-Losing/dp/1773271865/ref  Connect with Dr. Michelle and Bayleigh at:  https://smallchangesbigshifts.com  hello@smallchangesbigshifts.com  https://www.linkedin.com/company/smallchangesbigshifts  https://www.facebook.com/SmallChangesBigShifts  https://www.instagram.com/smallchangesbigshiftsco  Thanks for listening!  Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.  Do you have some feedback or questions about this episode? Leave a comment in the section below!  Subscribe to the podcast  If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can also subscribe in your favorite podcast app.  Leave us an Apple Podcasts review  Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts. 

Marly Brodsky is an international healthcare expert, licensed health educator, and CEO of Med Companion—a groundbreaking virtual patient advocacy service designed to bring humanity back into healthcare. After losing her grandmother to cancer due to gaps in the system, Marly left a high-level corporate healthcare role (where she led 15,000+ employees) to build a solution that helps patients navigate appointments, insurance, billing errors, and life-changing diagnoses. Recognized by Forbes and Psychology Today, Marly is on a mission to become the “human prescription” patients desperately need. On this episode we talk about: The broken gaps in the healthcare system—and why they cost patients time, money, and even lives Why Marly quit her corporate job overnight to start her company How patient advocacy can save thousands in medical billing mistakes The emotional toll of navigating cancer diagnoses and complex care Building awareness for a service people don't know they need—until it's too late Top 3 Takeaways Time is everything in healthcare. Delays, missed appointments, and insurance red tape can drastically impact outcomes—especially with serious diagnoses like cancer. Medical bills are often negotiable or incorrect. Having an advocate can save you thousands simply by catching coding errors or fighting improper charges. Entrepreneurship requires courage. Marly “burned the boats,” left a comfortable executive role, and built a mission-driven company despite uncertainty and fear. Notable Quotes “When you're sick and not feeling well, that's the most dangerous place to be navigating the system alone.” “Time is everything—especially for cancer patients.” “Healthcare shouldn't be stressful. Go enjoy your life and let us handle the in-betweens.” Connect with Marly Brodsky: LinkedIn: https://www.linkedin.com/in/marlybrodsky/ Instagram (Marlee): https://www.instagram.com/marly_brodsky/ Instagram (Company): https://www.instagram.com/medcompanion.co/ Website: https://medcompanion.com Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency. Capture leads, nurture them, and close more deals—all from one powerful platform. Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices