Podcasts about Plan

True Faith: Trusting in God's Plan 'But If Not'. ACU Sunday Series. The Most Inspiring General Conference Talk on Faith You'll Ever Hear! True Faith: Trusting in God's Plan 'But If Not' In this inspirational video, Elder Dennis E. Simmons reflects on his youthful misunderstanding of faith through a story from his eighth-grade basketball tournament. He emphasizes that true faith is more than wishful thinking—it's a deep trust in Jesus Christ. Using the biblical story of Shadrach, Meshach, and Abednego, Elder Simmons illustrates how true faith means trusting God even when outcomes don't align with our desires. He explores how figures such as Abraham, Daniel, and Paul displayed unwavering faith under trials, demonstrating that great challenges can cultivate greater spiritual strength. The address underlines that the world is a test of faith, administered by a loving Heavenly Father, and highlights the importance of maintaining faith in God's plan, even amidst suffering and uncertainty. Watch this video at- https://youtu.be/NSZbc7SvP4M?si=PgOtPgS7VFzSIolv The Words of Christ 53.7K subscribers 47,389 views Oct 20, 2024

Jasmin Böhm ist Spiegel-Bestsellerautorin, teilt auf Social Media ihre Reisen mit Kind mit einer großen Community und inspiriert viele Menschen mit ihrer offenen Art, über Alltag, Mut und Unterwegssein zu sprechen. Doch bevor all das begann, sah ihr Leben ganz anders aus.Jasmin war Doktorandin der Kunstgeschichte, Lehrerin und Dozentin – und alleinerziehend. Nach einem Nervenzusammenbruch fasste sie eine radikale Entscheidung: Sie kündigte ihre drei Jobs, setzte ihren zweijährigen Sohn Emil in den Fahrradanhänger und machte sich von Offenbach aus auf den Weg nach Südspanien. Ohne großen Plan, aber mit dem Wunsch, endlich Zeit für Emil zu haben.In dieser Folge sprechen wir über diese erste große Reise: über den Moment, der alles ins Rollen brachte, über Schmetterlinge als Verbindung zu ihrer verstorbenen Mutter und über ihr Buch „Hallo Glück, dich gibt's ja doch!: Wie ich mich nach einer Lebenskrise zusammen mit meinem Sohn in ein großes Abenteuer stürzte“.Es geht um Freiheit und Erschöpfung, um Geldsorgen und Mutmomente, um das Reisen mit Kind als alleinerziehende Mutter. Vor allem aber geht es um die Beziehung zwischen Jasmin und Emil und darum, wie diese Reise die beiden zusammengebracht und gestärkt hat.----------------------------------Redaktion & Postproduktion: Miriam Menz----------------------------------Dieser Podcast wird auch durch unsere Hörerschaft ermöglicht. Wenn du gern zuhörst, kannst du dazu beitragen, dass unsere Show auch weiterhin besteht und regelmäßig erscheint. Zum Dank erhältst du Zugriff auf unseren werbefreien Feed und auf unsere Bonusfolgen. Diese Möglichkeiten zur Unterstützung bestehen:Weltwach Supporters Club bei Steady. Du kannst ihn auch direkt über Spotify ansteuern. Alternativ kannst du bei Apple Podcasts UnterstützerIn werden.----------------------------------WERBEPARTNERhttps://linktr.ee/weltwach Hosted on Acast. See acast.com/privacy for more information.

Steve & Izzy continue Manhunt March, where they celebrate movies where Man is the Most Dangerous Game, as they are joined by artist Steve Stones of Plan 9 Crunch Podcast to discuss 1981's "Southern Comfort" starring Keith Carradine, Powers Boothe, Fred Ward, Brion James & more!!! Is this just a Vietnam metaphor? What other movies did this influence that were nominated for awards? Why does Steve have such a flawless Cajun accent?!? Let's find out!!! So kick back, grab a few brews, don't lose the compass, and enjoy!!! This episode is proudly sponsored by Untidy Venus, your one-stop shop for incredible art & gift ideas at UntidyVenus.Etsy.com and be sure to follow her on Twitter, Facebook, Instagram & Patreon at @UntidyVenus for all of her awesomeness!!! Try it today!!! Twitter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.twitter.com/eilfmovies⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.facebook.com/eilfmovies⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Etsy - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.untidyvenus.etsy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TeePublic - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.teepublic.com/user/untidyvenus Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Dr. Killeen talks about one of the most underrated ways to use money: creating meaningful experiences. Whether it is sending your team to a powerful CE course or taking your family on a memorable trip, those moments do more than fill time. They shape perspective, build confidence, and spark growth. He shares how investing in experiences can energize a dental team, strengthen relationships at home, and create lasting memories that influence how people see the world. Plan one intentional experience that moves someone forward. Because when done thoughtfully, experiences may be one of the best long term investments we can make.

In this Huberman Lab Essentials episode, my guest is Dr. Emily Balcetis, PhD, a professor of psychology at New York University who studies how visual perception influences motivation and goal pursuit. She explains how to better visualize and overcome challenges to achieve physical or cognitive goals. We also explore the science of setting goals, measuring progress effectively and research showing how fitness level and energy state can shape how difficult the world appears. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AG1: https://drinkag1.com/huberman Eight Sleep: https://eightsleep.com/huberman BetterHelp: https://betterhelp.com/huberman Timestamps (00:00:00) Emily Balcetis (00:00:21) Adjusting Vision to Meet Goals, Exercise, Tool: Narrow Visual Target (00:07:39) Sponsor: Eight Sleep (00:08:57) Goal Setting, Do Vision Boards Work? (00:12:34) Tool: Effectively Plan Goals, Plan for Obstacles (00:17:58) Sponsor: AG1 (00:19:23) How Fitness Shapes the Way People See the World (00:24:46) Visual Spotlight, Exercise & Physical Fitness Level (00:25:45) Stimulants & Motivation (00:27:06) Sponsor: BetterHelp (00:28:20) Cognitive Goals, Tools: Overcoming Bad Memories; Deadlines (00:35:31) Acknowledgements Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wonder why some contracting businesses grow into valuable companies while others stay stuck in survival mode? Many owners work long hours, generate leads, and push for growth, yet their business still depends completely on them. The real challenge isn't just getting customers it's building systems, leadership, and value that allow the business to scale and eventually sell. In this episode of The Better Than Rich Show, host Mike Abramowitz sits down with Lynn Wise, author of Build It, Grow It, Sell It: Nine Steps to a Thriving Contracting Business. With more than 40 years of experience owning and operating multiple successful service companies, Lynn shares practical insights for contractors who want to grow a business that doesn't rely on them every day. Lynn explains the common mistakes contractors make when trying to scale, especially around lead management, marketing accountability, and operational systems. He breaks down why many businesses spend thousands on marketing but still struggle to turn leads into scheduled jobs. According to Lynn, the problem is rarely marketing itself it's the lack of focus on lead management, systems, and follow-through. The conversation also dives into the long-term goal many owners overlook: building a business that has real transferable value. Lynn outlines how contractors can move from being a technician running a job to becoming a business owner leading a company. He shares how leadership, systems, and strategic planning help businesses grow sustainably while also preparing them for an eventual sale or transition. Whether you're a contractor, home service owner, or entrepreneur trying to build a company that runs without you, this episode offers practical strategies for creating a profitable and scalable business.  Timestamps [00:00] Introduction to Lynn Wise [01:20] The biggest problems contractors face with marketing and leads [03:40] Why businesses spend money on marketing but see poor results [06:10] The real issue behind lead conversion failures [09:05] Building systems that support growth [13:30] Transitioning from technician to business owner [17:10] Leadership and accountability in growing companies [22:15] Why many contracting businesses fail to scale [27:05] The importance of operational focus [32:40] Creating a business that can eventually be sold [38:10] Long-term planning for contractors [43:20] Final lessons from 40+ years in the trades  Key Quotes “Many contractors think they have a marketing problem when they actually have a systems problem.” “Leads don't grow businesses systems that convert leads grow businesses.” “The goal isn't just to run a business. The goal is to build a business that works without you.” “Contractors who focus on operations and leadership create companies that last.” “If your business depends entirely on you, you don't own a business you own a job.”  Key Takeaways Focus on converting leads before spending more on marketing. Build systems that allow your company to operate consistently. Shift from technician thinking to business owner leadership. Create processes that reduce dependency on the owner. Plan long-term so the business can eventually be sold or transferred.  Links Mentioned Build It, Grow It, Sell It – Nine Steps to a Thriving Contracting Business https://www.amazon.com Contractor in Charge https://www.contractorincharge.com Connect with Lynn Wise on LinkedIn https://www.linkedin.com   Email: Subject Line Options: Lynn, your episode is packed with wisdom. Your Better Than Rich episode just dropped. This conversation will help contractors everywhere.  

Most people know Meshkiey for his hilarious and sometimes chaotic skits. But this conversation showed a completely different side.In this episode of Stay By Plan, we sit down with the Nigerian creator to talk about:Ghana

Today, Allie addresses the four major terrorist attacks that have occurred on U.S. soil in Texas, New York, Virginia, and Michigan. Each one of these was allegedly inspired by Islam. The Muslim population has drastically increased in America due to legal immigration, thanks to the Hart-Celler Act, which has in turned generated preventable terrorist attacks. Allie also talks with Anne Sey about the troubling new sexually explicit book "Sybilline," which was "Good Morning America's" young adult book of the month. Lastly, Allie gives her opinion on Netflix's new documentary, "The Dinosaurs," and why atheists have misplaced faith in science. Learn more about Library 4 Kiddos here: https://www.library4kiddos.com Share the Arrows 2026 is on October 10 in Dallas, Texas! Tickets are on sale now at: ⁠⁠⁠⁠⁠⁠https://sharethearrows.com⁠⁠⁠⁠⁠⁠ Buy Allie's book "Toxic Empathy: How Progressives Exploit Christian Compassion": ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.toxicempathy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ — Timecodes: (00:00) Intro  (04:40) Terrorist Attacks in U.S. (12:20) Rise of Muslim Terrorism (24:25) Radical Islamic Ideology (34:40) Interview with Anne Sey (45:15) The Book "Sybilline" (54:30) Dinosaur Documentary — Today's Sponsors: Fellowship Home Loans | Start with a free consultation at ⁠FellowshipHomeLoans.com/Allie⁠ and receive a $500 credit at closing.Terms apply. See site for details. Good Ranchers | To support a company that honors America's past, present, and future, visit ⁠GoodRanchers.com⁠ today. When you start your plan, you'll get to pick a free meat that will be included in every order for life, and you'll get $25 off your first order using my exclusive code, ALLIE. Alliance Defending Freedom | Every dollar you give to ADF by March 31 will be doubled by a special matching grant, only while matching funds last.Go to JOINADF.com/ALLIE or text ALLIE to 83848 to have your gift matched to protect brave Americans. Seven Weeks Coffee | Go to sevenweekscoffee.com and save 15% forever when you subscribe, plus get a free gift with your order! And exclusively for my listeners, use code ALLIE for an extra 10% off your first order. That's a 25% total savings on your first order, plus a free gift! Range Leather | I encourage you to go RangeLeather.com/ALLIE to receive 10% off all Range Leather products when you visit my landing page. EveryLife | Visit EveryLife.com and use promo code ALLIE10 to get 10% off your first order today! — Related Episodes: Ep 1255 | Jihad vs. Jesus: Islam's Plan to Conquer Christian America | Raymond Ibrahim https://podcasts.apple.com/us/podcast/relatable-with-allie-beth-stuckey/id1359249098?i=1000732327165 Ep 1240 | TikTok's Spicy Novels Are Warping Women's Minds https://podcasts.apple.com/us/podcast/relatable-with-allie-beth-stuckey/id1359249098?i=1000725942755 Ep 670 | The Dinosaur Myth, Airport Rules, & Mom Moments https://podcasts.apple.com/us/podcast/ep-670-the-dinosaur-conspiracy-airport-rules-mom-moments/id1359249098?i=1000577955241 Ep 714 | The Balenciaga Story Is Even Worse than You Think https://podcasts.apple.com/us/podcast/ep-714-the-balenciaga-story-is-even-worse-than-you-think/id1359249098?i=1000587809431 — Buy Allie's book "You're Not Enough (and That's Okay): Escaping the Toxic Culture of Self-Love": ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.alliebethstuckey.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Relatable merchandise: Use promo code ALLIE10 for a discount: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://shop.blazemedia.com/collections/allie-stuckey⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Just when you thought the "adults in the room" might have found the door, the White House has decided to play a high-stakes game of geopolitical chicken—and we're all in the passenger seat. Stephanie Miller dives deep into the latest escalations with Iran to figure out if there's actually a strategic masterclass hidden in the chaos, or if we've officially moved to a "Plan-less" foreign policy. With a mix of humor and critical analysis, she explores the consequences of these decisions on international relations and the American public. With guest Bob Cesca & Malcolm Nance!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week, Jake and Bob welcome Dr. John Bishop, founder of FORGE, to continue their series on healing in men. John shares his perspective on why so many men today lack a clear picture of what it means to be a good man. He begins with the story of Adam, uncovering God's original design for masculinity—one rooted in work, responsibility, and the courage to engage in the world and the people entrusted to him. From there, he describes the wounds men experience from Adam's fall: fear, shame, and the tendency for men to withdraw, hide, or dominate rather than love. Yet, with Jesus Christ as a model, whose life and sacrifice reveal the true strength of a man, they reflect on how men can recover a living image of faithful, engaged, and restored masculinity.   Key Points: There is a widespread struggle to engage men in the life of the Church. A central problem facing men today is the lack of a clear and compelling picture of what it means to be a good man. Without strong masculine examples in families, churches, and schools, many men turn to cultural voices that offer distorted visions of masculinity. Adam is the first image of authentic masculinity and reveals a masculine inclination towards responsibility and stewardship. The Fall reveals a core masculine temptation: disengagement, as Adam remains passive when evil enters the garden. Fear and shame often drive men to withdraw emotionally or hide behind work, distractions, or performance. True masculinity requires engagement with both the external world and the interior life of relationships. Jesus Christ, the New Adam, reveals the ultimate image of masculinity through sacrificial love and radical trust in the Father. Fathers ultimately help their sons become men by guiding them toward the deeper truth that their identity is rooted in being beloved sons of God.   Resources: John's Ministry: Forge New Adam: God's Plan for Men by Dr. John Bishop   Chapters: 00:00 Introduction 07:22 Seeing Our Identity as Son, Brother, Bridegroom, and Father 12:17 What's Going On with Men in Our Current Age? 25:07 Adam: The First Image of Masculinity 35:44 Engaging with the World as a Man 47:38 Learning to Trust the Creator of the Universe   Connect with Restore the Glory:  Instagram: @restoretheglorypodcast  Twitter: @RestoreGloryPod Facebook: Restore the Glory Podcast   Never miss out on an episode by hitting the subscribe button right now! Help other people find the show and grow in holiness by sharing this podcast with them individually or on your social media. Thanks!

Overwhelm, perfectionism, doing it all — Kendra Adachi of The Lazy Genius Collective is here to help us stop all of that! Her framework is simple: be a genius about the things that matter, lazy about the things that don't. In this conversation, we explore why one-size-fits-all productivity advice fails most of us, how to identify what truly matters in this season of life, and a step-by-step process for calming the everyday frustrations that quietly drain us. Practical, permission-giving, and genuinely fun. This episode originally aired in 2022, and all that Kendra shares is timeless! Since this conversatoin, Kendra's gone onto double down on her work in the field of productivity and time management, coming out with the book The Plan, which I will link to below! LET'S TALK THE WALK! Join here for support, motivation and fun! Wellness While Walking Facebook page Walking to Wellness Together Facebook GROUP Wellness While Walking on Instagram Wellness While Walking on Threads Wellness While Walking on Twitter Wellness While Walking website for show notes and other information wellnesswhilewalking@gmail.com RESOURCES AND SOURCES (some links may be affiliate links) KENDRA ADACHI – THE LAZY GENIUS COLLECTIVE The Lazy Genius Kitchen, Kendra Adachi Check out The Lazy Genius Kitchen companion series on YouTube – so fun! The Lazy Genius Way, Kendra Adachi The Plan, Kendra Adachi The Lazy Genius Website (includes among many other things links to The Lazy Genius Podcast, which you can find anywhere you listen to podcasts) The Lazy Genius on Instagram The Lazy Genius on Facebook OTHER Laura Vanderkam, whom Kendra mentioned, can be found here, and co-hosts her podcast, Best of Both Worlds, with former Wellness While Walking guest, Sarah Hart-Unger!   HOW TO RATE AND REVIEW WELLNESS WHILE WALKING How to Leave a Review on Apple Podcasts on Your iOS Device 1.   Open Apple Podcast App (purple app icon that says Podcasts). 2.   Go to the icons at the bottom of the screen and choose "search" 3.   Search for "Wellness While Walking" 4.   Click on the SHOW, not the episode. 5.   Scroll all the way down to "Ratings and Reviews" section 6.   Click on "Write a Review" (if you don't see that option, click on "See All" first) 7.   Then you will be able to rate the show on a five-star scale (5 is highest rating) and write a review! 8.   Thank you! I so appreciate this!   How to Leave a Review on Apple Podcasts on a Computer  1.   Visit Wellness While Walking page on Apple Podcasts in your web browser (search for Apple Podcasts or click here)  https://www.apple.com/apple-podcasts/ 2.   Click on "Listen on Apple Podcasts" or "Open the App" 3.   This will open Apple Podcasts and put in search bar at top left "Wellness While Walking" 4.   This should bring you to the show, not a particular episode – click on the show's artwork 5.   Scroll down until you see "Rating and Reviews" 6.   Click on "See All" all the way to the right, near the Ratings and Review Section and its bar chart 7.   To leave a written review, please click on "Write a Review" 8.   You'll be able to leave a review, along with a title for it, plus you'll be able to rate the show on the 5-star scale (with 5 being the highest rating) 9.   Thank you so very much!! OTHER APPS WHERE RATINGS OR REVIEWS ARE POSSIBLE Spotify Goodpods Overcast (if you star certain episodes, or every one, that will help others find the show)  Castbox Podcast Addict Podchaser Podbean   HOW TO SHARE WELLNESS WHILE WALKING Tell a friend or family member about Wellness While Walking, maybe while you're walking together or lamenting not feeling 100% Follow up with a quick text with more info, as noted below! (My favorite is pod.link/walking because it works with all the apps!) Screenshot a favorite episode playing on your phone and share to social media or to a friend via text or email! Wellness While Walking on Apple – click the up arrow to share with a friend via text or email, or share to social media Wellness While Walking on Spotify -- click the up arrow to share with a friend via text or email, or share to social media Use this universal link for any podcast app: pod.link/walking – give it to friends or share on social media Tell your pal about the Wellness While Walking website Thanks for listening and now for sharing! : )       DISCLAIMER Neither I nor many of my podcast guests are doctors or healthcare professionals of any kind, and nothing on this podcast or associated content should be considered medical advice. The information provided by Wellness While Walking Podcast and associated material, by Whole Life Workshop and by Bermuda Road Wellness LLC is for informational and entertainment purposes only. It is not intended to be a substitute for professional medical advice, diagnosis or treatment. Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition or treatment, and before undertaking a new health care regimen, including walking.     Thanks for listening to Wellness While Walking, a walking podcast and a "best podcast for walking"!

Support my work on Patreon- https://patreon.com/realdavejackson Discord, Socials and more- https://linktr.ee/talesfromthebacklog Join Dave and special guest Josh Leslie as they discuss Skate Story, developed by Sam Eng and published by Devolver Digital in 2025. How does the skating compare to touchstone games like Tony Hawk's Pro Skater or skate.? How does its poetic storytelling land? How do the aesthetics enhance other aspects of the game? All this and more- enjoy! Guest info: Josh Leslie (he/him) Check out IndieQuest podcast https://indiequest.buzzsprout.com/ Check out The Monthly Mishap podcast https://monthlymishap.buzzsprout.com/ TIMESTAMPS 0:00 Title Card 0:21 Introductions 5:00 Our Histories with Skate Story 9:05 Top-Level Thoughts 16:00 Story Setup and Poetic Storytelling 23:42 Open Zones and City Life 27:58 Visuals and Music 41:00 Skating and Downhill Sections 50:48 Boss Encounters and Challenges 59:43 Plan and Perform 1:03:30 Recommendations 1:07:13 Josh's Work- IndieQuest and The Monthly Mishap 1:11:34 Spoiler Wall & Patron Thank-Yous 1:13:21 Spoilers- Eating the Moons 1:31:08 Spoilers- Emotional Arc & Interpretations 1:50:20 Spoilers- Final Boss and Ending 1:56:32 Spoilers- We Still Exist Music used in the episode: Collapsing, Like Clouds Into Smoke (Blood Cultures), Where the City Can't See (Blood Cultures), Redvoid (John Fio), Lyceum (John Fio), Alcian Blue (Blood Cultures), Hole in the Sun (Blood Cultures), Godhook (John Fio) Cover art by Jack Allen- find him at https://linktr.ee/JackAllenCaricatures

Alrighty, folks! Let's dive into the juicy bits of homeownership that might just have you clutching your wallet. Eric G is unpacking the shocking truth about average home maintenance costs, and spoiler alert: it's way more than what most homeowners think. While the average Joe expects to fork over around $70,000 over their lifetime, the reality hits like a rogue hammer at over $339,000! That's roughly $7,000 a year, which is enough to make anyone's heart skip a beat. So, if you've been living under the illusion that your home is a low-maintenance paradise, it's time to wake up and smell the leaky faucets. Tune in as we break down these numbers and throw some light on why saving for those unforeseen repairs isn't just a nice idea, it's a necessary survival tactic in the wild world of homeownership! Homeownership comes with a hefty price tag, and today's chat is all about uncovering the truth behind maintenance costs. Eric G dives into a recent study from Synchrony, which reveals that the average homeowner expects to spend around $70,000 on maintenance over their lifetime. Spoiler alert: they're way off. The reality? We're talking about a staggering $339,000. Yep, you read that right! That's more than $7,000 a year! Eric highlights the shocking disconnect between what people think they'll spend versus the actual numbers. He emphasizes that many homeowners delay necessary repairs due to financial constraints, creating a ticking time bomb for future expenses. We also delve into the skills gap among new homeowners, who often lack the DIY abilities that were once commonplace. With the average age of appliances and systems in homes decreasing, it's crucial to start planning and saving for these inevitable costs. Eric suggests creating a dedicated home maintenance fund, because let's face it: those surprise repairs won't fix themselves. So grab your piggy bank and tune in to learn how to keep your home in tip-top shape without breaking the bank!Takeaways:Homeowners vastly underestimate maintenance costs, expecting around $70,000 when the actual figure is over $339,000. That's a big gap, folks!Many homeowners delay necessary repairs due to financial pressures, leading to higher long-term costs. Don't be that person!The average homeowner spends more than $7,000 a year on maintenance, which can really add up over time. Start saving!New homeowners are often less skilled in DIY repairs, making them reliant on costly services. It's time to embrace the toolbox!With the repair market booming post-pandemic, homeowners need to budget wisely for inevitable expenses, or risk being blindsided. Who wants surprise costs?Most appliances don't last as long as they used to, so be prepared for replacements sooner than you think. Plan for that refrigerator apocalypse!Companies mentioned in this episode:SynchronyRed WingThanks for listening to Around the house if you want to hear more please subscribe so you get notified of the latest episode as it posts at https://around-the-house-with-e.captivate.fm/listenIf you want to join the Around the House Insider for access to the back catalog, Exclusive Content and a direct email to Eric G and access to the show early https://around-the-house-with-e.captivate.fm/support We love comments and we would love reviews on how this information has helped you on your house! Thanks for listening! For more information about the show head to https://aroundthehouseonline.com/Information given on the Around the House Show should not be considered construction or design advice for your specific project, nor is it intended to replace consulting at your home or jobsite by a building professional. The views and opinions expressed by those interviewed on the podcast are those of the guests and do not necessarily reflect the views and opinions of the Around the House Show.Mentioned in this episode:Subscribe to the podcast Make sure and Subscribe on your favorite podcast player or the link below! Podcast Subscribe 2026

Send a textFirst Aired Apr 23, 2025If you've been following the AI space lately, this episode hits differently the second time around.When Al sat down with Ruchir Puri — Chief Scientist of IBM Research, IBM Fellow, and the architect behind Watson and watsonx — the conversation covered ground that's only gotten more relevant since: the death of prompt engineering, the rise of agentic AI, and why 2025 was always going to be the year agents broke through in the enterprise.Ruchir doesn't deal in hype. He deals in systems — real ones, running at scale, in industries where a hallucinated number has consequences. In this masterclass, he walks through inference scaling, memory in AI systems, and what it actually means to build AI that's useful rather than just impressive.If you're new to the show, this is the episode to start with. If you've heard it before — trust us, it lands differently now.Key moments:12:21 — Why prompt engineering is already fading (and what replaces it)13:39 — Inference scaling: the frontier that's not about training anymore16:26 — Why AI systems that "forget" are failing us17:56 — The full agentic loop: Think, Plan, Act, Execute, Observe, Reflect23:45 — Why enterprise AI agents are no longer a future stateMaking Data Simple is hosted by Al Martin, WW VP Technical Sales, IBM.Ruchir's LinkedinAl's LinkedInExplore IBM's WatsonxWant to be featured as a guest on Making Data Simple?  Reach out to us at almartintalksdata@gmail.com and tell us why you should be next.  The Making Data Simple Podcast is hosted by Al Martin, WW VP Technical Sales, IBM, where we explore trending technologies, business innovation, and leadership ... while keeping it simple & fun. 

The SAVE America Act isn't about securing free and fair elections — it's actually the opposite. It's about stealing the 2026 midterms. Marc Elias breaks down exactly how this voter suppression bill works, and why millions of Americans could lose their right to vote.#VotingRights #MarcElias #VoterSuppressionSupport Democracy Docket's mission:https://newsletters.democracydocket.com/anchor-youtube-tuesday00:00 Trump's Plan to Steal the 2026 Elections00:32 Origins: From Political Stunt to National Legislation02:23 Debunking the Myth of Noncitizen Voting04:54 The Original 2024 Provisions: Targeting Specific Voters12:33 2026: Trump's Strategy to Control the Midterms16:16 Fighting the DOJ for Voter Privacy in Court18:04 The Save America Act: Restricting Mail-In & Absentee Voting23:17 The Risk of Large-Scale Voter Purges via DHS26:47 Escalation: Prepared Texts and Anti-Trans Provisions32:43 How to Fight Back: Action Steps for Every Voter

If you placed your faith in Jesus, we are celebrating with you!Subscribe to Our Channel: https://www.youtube.com/channel/UCEHNDPb5XMkf1LyqoTU30vg Help Support and Grow our Ministry to reach people around our community and spread the love of Jesus: https://transformchurch.com/giving/ Stay connected with us through our:Transform Church Website: https://transformchurch.com/Instagram: https://www.instagram.com/transformchurchnj/Plan your next in-person visit. We are located at:Rutherford Location- The Williams Center9AM, 11AM, 1PM 15 Sylvan St, Rutherford NJLyndhurst Location- 10AM, 12PM525 Riverside Ave, Lyndhurst NJ

In the last episode, I discussed seven mistakes to avoid when filing your 2025 taxes. So in this episode, I'm going to discuss the tax-filing mistakes people can make when filing an extension. Here are the four most common extension errors that could cost you money, including misconceptions about payment deadlines, underestimating taxes, and the importance of understanding state-specific extension rules.  You will want to hear this episode if you are interested in... [00:00] Mistakes that people can make if they're filing an extension [01:41] Importance of filing for an extension by the tax deadline [02:35] Distinction between failure-to-file and failure-to-pay penalties [03:53] Suggestions for estimating: using last year's tax return, factoring in income changes, or major events [06:09] Importance of reviewing and complying with state-specific deadlines and requirements [08:21] Filing an extension buys time for accuracy but doesn't delay payment obligations   Avoiding Common Tax Extension Mistakes Tax season is a stressful time for many, and for those with complex finances, business obligations, or unexpected circumstances, filing a tax extension may seem like a wise solution. These are the four biggest mistakes people make when filing a tax extension, along with my practical tips to avoid penalties and unnecessary stress.    Notifying the IRS The first—and perhaps most critical—mistake is assuming that wanting more time is enough. Extensions aren't automatic; they require formally notifying the IRS by filing Form 4868 by the standard tax deadline, usually April 15th. Without this key step, the IRS will consider your return late, resulting in penalties. If nothing else, mark this on your tax checklist: file Form 4868 on time, every time.   Extension to File Isn't Extension to Pay A widespread misconception is that an extension grants extra time to pay taxes due. Only your paperwork deadline shifts, your payment due date does not. Any unpaid federal taxes accrue interest from the original deadline, and failure-to-pay penalties start after April 15th. In fact, failing to file entirely triggers even steeper penalties. Estimate your tax liability and pay what you owe, even if you're still finalizing the details. Overestimating is safer, as any excess will be refunded after you fill it in.   The Hidden Danger of Inaccurate Estimates Filing an extension isn't a hall pass to put off financial reckoning. You're still required to estimate how much you owe—a process that can trip up those who experienced income changes, investment gains, asset sales, or one-time distributions. The IRS expects most to pay either 90% of their current-year tax liability or 100% of last year's taxes (110% for high earners with AGI over $150,000) by the deadline to avoid penalties. Miss these benchmarks, and you could face interest or underpayment penalties—even if you settle up once you eventually file. Review your prior year's return and factor in any unusual income for the year. If in doubt, partner with a tax professional or use IRS Form 1040-ES for guidance.   Don't Overlook State Tax Extension Rules One major mistake is forgetting—or not knowing—that state tax extension rules often differ from the IRS. Some states, like Connecticut, sync with federal extensions only if you owe nothing additional; if you do, you'll need to file a state-specific extension. New York requires its own extension form, and most states expect payment by their deadline, regardless of a federal extension. Double-check your state tax agency's website or contact a professional. Often, a separate state extension is mandatory, and missing this step can come with its own set of penalties.   Plan for a Stress-Free Tax Extension Filing a tax extension can buy valuable time, but it's not a financial "pause" button. Always file Form 4868 (and any state-specific forms) on time. Pay the lesser of 90% of current-year or 100% (or 110% for high earners) of last year's tax by the April deadline, and study your state's requirements—federal rules don't always apply. Being proactive can save you hundreds (or thousands) in penalties and give you the space to file correctly and confidently later in the year.   Resources Mentioned IRS Form 1040-ES IRS Form 4868 Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE    Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan  

From combat missions in the F-22 Raptor to more than five months aboard the International Space Station, Lt. Col. Nichole “Vapor” Ayers '11 has seen it all. SUMMARY In this episode of Long Blue Leadership, Col. Ayers reflects on mentorship, teamwork and building the next generation of warriors and astronauts.   SHARE THIS EPISODE LINKEDIN  |  FACEBOOK     TOP 10 TAKEAWAYS 1. Leadership is fluid: sometimes you lead, sometimes you follow. On Dragon and the ISS, command shifted between Anne McClain and Takuya Onishi. Everyone alternated between being commander and flight engineer, showing that strong teams normalize moving between leading and supporting roles. 2. Team care starts with self‑care. Vapor repeatedly links sleep, rest, hydration, and health to leadership performance. You can't be present for others if you're exhausted or burned out; taking care of yourself is a leadership duty, not a luxury. 3. People first, mission second (to enable mission success). Whether on deployment with 300 personnel or in space with 7, she focuses on taking care of the human—family issues, logistics, burnout, and emotions—trusting that performance and mission execution follow from that. 4. Trust is built long before the crisis. ISS emergency training with all seven crew, plus years of joint training in multiple countries, builds shared understanding and trust. When emergencies happen, the crew isn't figuring each other out for the first time. 5. Quiet, thoughtful leadership can be incredibly powerful. Takuya Onishi's style—observant, calm, speaks only when it matters, and brings thoughtful items for others—shows that you don't need to be loud to command respect. When he spoke, everyone listened. 6. Leadership means being fully present, especially on others' hard days. In both combat and space, you can't “hide” when someone's struggling. Being reachable, attentive, and emotionally available is a core leadership behavior, not a soft add‑on. 7. Normalize mistakes and share lessons learned. From F‑22 sorties to NASA operations, it's expected that you openly admit errors and pass on lessons so others don't repeat them. A culture where “experience is what you get right after you need it” only works if people share that experience. 8. Plan for “seasons” of intensity, not permanent balance. She frames life as seasons: some are sprints (deployments, intense training, big trips); others are for recovery. Wise leaders anticipate these cycles, push hard when needed, then deliberately create room to reset afterward. 9. Model the behavior you want your team to adopt. If the commander is always first in, last out, everyone else feels pressure to match that. By visibly protecting her own rest and home life, she gives permission for others to do the same and avoid burnout. 10. Lean on—and be—a support system. Her twin sister, long‑term friends, and professional peers form a lifelong support network she turns to when she fails, doubts herself, or hits something “insurmountable.” Great leaders both rely on and serve as those trusted people for others.     CHAPTERS 0:00:00 – Introduction & Vapor's Journey (Academy, F‑22, NASA) 0:00:38 – Launch Scrub, Second Attempt & What a Rocket Launch Feels Like 0:03:33 – First Moments in Space, Floating & Seeing Earth (Overview Effect) 0:06:11 – Leadership & Teamwork in Space: Roles, Trust, and Small-Crew Dynamics 0:10:19 – Multinational Crews & Leadership Lessons from Other Cultures 0:14:47 – No‑Notice F‑22 Deployment & Leading a Squadron in Combat 0:18:14 – Managing Burnout: Scheduling, Human Factors & “Crew‑10 Can Do Hard Things” 0:19:46 – Self‑Care as Team Care: Seasons of Life, Rest, and Being Present 0:26:02 – Family, Being an Aunt, and Balancing a Demanding Career 0:28:14 – Life After Space: Mentoring New Astronauts & Evolving as a Leader     ABOUT NICHOLE BIO U.S. Air Force Lt. Col. Nichole "Vapor" Ayers is a trailblazing pilot, leader and astronaut whose journey began at the United States Air Force Academy, where she graduated in 2011 with a degree in mathematics. An accomplished F-22 Raptor pilot, Ayers is one of the few women ever to fly the world's most advanced stealth fighter — and she's one of even fewer to command them in formation for combat training missions. Col. Ayers earned her wings through years of training and operational excellence, logging over 200 flight hours in combat and playing a critical role in advancing tactical aviation. Her exceptional performance led to her selection in 2021 by NASA as a member of Astronaut Group 23, an elite class of 10 chosen from among 12,000 applicants. As a NASA astronaut candidate, Col. Ayers completed intensive training at Johnson Space Center, which included spacewalk preparation, robotics, survival training, systems operations and Russian language. Now qualified for spaceflight, she stands on the threshold of a new chapter that led her to the International Space Station. Throughout her career, Col. Ayers has exemplified the Academy's core values of Integrity First, Service Before Self and Excellence in All We Do. Her journey from cadet to combat aviator to astronaut is a testament to resilience, determination and a passion for pushing boundaries.   LEARN MORE ABOUT NICHOLE NASA Astronaut Nichole Ayers   CONNECT WITH THE LONG BLUE LINE PODCAST NETWORK TEAM Ted Robertson | Producer and Editor:  Ted.Robertson@USAFA.org Send your feedback or nominate a guest: socialmedia@usafa.org   Ryan Hall | Director:  Ryan.Hall@USAFA.org  Bryan Grossman | Copy Editor:  Bryan.Grossman@USAFA.org Wyatt Hornsby | Executive Producer:  Wyatt.Hornsby@USAFA.org     ALL PAST LBL EPISODES  |  ALL LBLPN PRODUCTIONS AVAILABLE ON ALL MAJOR PODCAST PLATFORMS     FULL TRANSCRIPT SPEAKERS Host: Lt. Col. (Ret.) Naviere Walkewicz '99 Guest: Lt. Col. Nichole "Vapor" Ayers '11   Col. Naviere Walkewicz 0:00 Vapor, welcome to Long Blue Leadership. We are so thrilled you're here. Col. Nichole “Vapor” Ayers 0:11 Thank you. Thanks for having me. Col. Naviere Walkewicz 0:12 Absolutely. So the cadets get to spend some time with you at NCLS. Here the Long Blue Line is going to get to hear from you. And you know, we can actually go through the list. You know, F-22 pilot, USAFA 2011 graduate, you've been in combat, you're a NASA pilot. The list is probably shorter what you haven't done. But, frankly, I'm just excited that you're here on Earth with us, because the last time we spoke, you called me from outer space. Col. Nichole “Vapor” Ayers 0:35 Yeah, that was a lot of fun. That was a lot of chat with you then too. Col. Naviere Walkewicz 0:38 So let's just jump right in. So if we can just kind of catapult you, and let's do it in the way that they that NASA does, into space, maybe starting with the countdown, and then the Gs you take, what is that experience like? And maybe, what are some things you were thinking about in those moments? Col. Nichole “Vapor” Ayers 0:53 Oh, yeah. So, you know, we launched on March 14. First attempt was March 12, and we actually scrubbed the first launch. So we got all the way down to T minus 42 minutes right before we armed the launch escape system. So that's kind of a big milestone on the countdown. We were having issues with some hydraulics in the clamp that actually holds on to the rocket wall and then let's go. We weren't quite sure whether it was gonna let go, so they scrubbed the launch then, and it was a fascinating — you don't feel like you've got a ton of adrenaline going, but, you know, you feel kind of like you're in a sim. We do some really phenomenal training. And so when you're sitting on top of the rocket, it feels like you're in a simulator, except it's breathing and living, and the valves are moving, and you can hear the propellant being loaded and all of that. And so there's a very real portion to launch date. But then, coming down off of that adrenaline, we got a day off, thankfully. We could just kind of rest and relax and then go again. So everything went smoother the second try. Of course, you know, everybody's nerves are a little less, and everything was — it just felt calmer the whole way out. But, yeah, when that countdown hits zero, I like to say you're being slingshotted off the Earth. That's how it felt. You know, in that moment, you're going. There's over a million pounds of thrust, and it's going. Col. Naviere Walkewicz 2:10 I mean, that sounds like a lot. I can't really fathom in my mind what that feels like. Can you describe it? Col. Nichole “Vapor” Ayers 2:17 You know, so I talked about in an F-22 and an afterburner takeoff, which is the most thrust that we have basically in any airplane on Earth. You know, you get set back in your seat really far. And, if you think of an airliner takeoff, you kind of get set back in your seat a little bit. Multiply that by, like, 10 or 20, and then that happened for nine minutes straight on a rocket. You're just being forcefully set back in your seat for nine minutes straight and just thrown off of the Earth, and in nine minutes, you're in orbit. Col. Naviere Walkewicz 2:49 So when you had your practice, did you experience that level for that long as well? Col. Nichole “Vapor” Ayers 2:54 For the simulators? So they can't that. We can't necessarily simulate the Gs in the sim. So that's like the one part that, you know, we go through the whole launch, but you're sitting at one G the whole time, and throughout the launch, you know, the Gs build, then we back off the thrust and the Gs build again, and then you have an engine cut off. And I like to explain, like, if you could visualize, like an old cartoon, and everybody's in the car driving, and Dad slams on the brakes, and everybody hits the windshield. And then he slams on the gas again, and everybody goes back to their seats. Like, that's what it felt like when the engine cut off and, you know, main engine cuts off, and then within a few seconds, the second engine lights, and you're set back in your seat again. So I like to give that visual. Col. Naviere Walkewicz 3:33 That's really helpful, actually. Wow. OK, so you're there, you're in space. And I guess my first question would be, what's something that, in that moment, you're either thinking or you're just, are you still just orienting yourself? What is that like? Col. Nichole “Vapor” Ayers 3:45 Oh, man, you know, we're still in the seats for the first few moments in space, and we have to open the nose cone. There's some other things that are happening on the spacecraft, and getting ready for a burn, for a phasing burn, to get up to and catch up with the International Space Station. But, you know, then eventually you get to unbuckle and get out of your seat and floating for the first time. I got out of my seat and I'm floating there. It felt like, you know, Captain Marvel when she's, like, hanging out. Yeah, that's, that's how I felt. And, you know, I like to give the visual, because it's like, it's just nothing you've ever experienced in your life, you know. And then you look out the window and the view is something, it's indescribable. You know, I don't think we have the right words in the English language to describe what it feels like to look back at Earth from space. Col. Naviere Walkewicz 4:35 Was there a moment when you're looking out at Earth — did you kind of play back just different things in your life? Did you think about, you know, significance of things, or, like, scope of things, or even just the vantage point? Did it kind of just change things or were you just in awe at the moment? Col. Nichole “Vapor” Ayers 4:49 No, I think, you know, we talked about the overview effect, when astronauts specifically look back at Earth, and it hits everybody kind of differently. And for me, I think the biggest thing you know, when you look at a map of the states or a map of the world, you know, every country is a different color, or every state's a different color, and there are lines that describe the borders, right? And those don't exist in in space. Those don't exist like when you can't see different colored states, right? But you can see the Grand Canyon, and you can see the mountains, and you can see the Amazon, and you can see the desert in Africa. And you get to, you know, you get to learn the world geography by colors and terrain. And it's just a really good reminder that, you know, we're all humans, and we're all on this little fragile marble, just trying to take care of each other and trying to take care of Earth. And so I think that's what hit me the most, was just there are no borders, and we're all the same. Col. Naviere Walkewicz 5:44 Gosh, well, it's a unique and probably highly impressive team that you're with. I mean, we know the road to get to becoming a NASA astronaut is certainly one that is very difficult. Starts from many, many, in the 1000s, down to 10. And so, you know, when we think about leadership, and I've heard you share this before with others, you talk about teamwork and leadership, maybe explain a little bit what that's like in space when you're all so highly effective leaders. You know, what does that look like? Col. Nichole “Vapor” Ayers 6:12 That's a great question. You know, I think for us, it is a very fluid movement, right? You lead one day; you follow the next. And you know, I'll give you an example. So Anne McClain was the commander of SpaceX Crew-10 for NASA. So she was in charge of Crew-10 is our ride up to the space station, and our ride home, right? It's the capsule, the rocket and the capsule. And then we were on Expedition 73 aboard the International Space Station, where Takuya, who it was, Takuya Onishi, who was our mission specialist on Dragon, soon as we crossed into the hatch and he took command. He is now the commander of the Space Station, and Anne and I are flight engineers, and so it's a pretty fluid movement in terms of leading and following. But ultimately, you know, it's just about being a good team and taking care of each other. And I think that being a good leader is taking care of other people. And, you know, we talk about team care — self-care, and team care are like the huge parts that we actually train and learn about at NASA as we go through our training, because you're on this really small space in the vacuum of space for five-plus months at a time, and it's — there are only seven people up there and everybody's going to have a bad day. We're all humans, and you can't, there's no hiding.   Col. Naviere Walkewicz 7:30 What's a bad day like in space?   Col. Nichole “Vapor” Ayers 7:32 People make mistakes, right? We're all human. You might make a mistake on something, you might mess up a procedure. You hope that it's not something that causes a safety incident, right? The main goal for me, at least, was, I know I'm going to make mistakes. As long as I'm not unsafe, I'll be happy. And I think that a lot of us have that conscious decision-making process. But I think that we're also humans and have Earth lives, and your Earth life doesn't stop when you go to space. And so bad days could be something going on at home. Bad days could be something going on in space. Could be an interaction that you had with somebody on the ground that, you know, there's a lot of communication that happens between us on the ground. There are thousands of humans on the Earth that keep the Space Station running. So that day could be anything but it's tough to hide up there. Here, you can kind of like, duck and cover and maybe you just spend the day in an office. But it doesn't happen up there. We have to continue to work and continue to function. Col. Naviere Walkewicz 8:32 So you mentioned that there are seven of you in this tight space. Now, when you go up there, your crew, is it the same seven?   Col. Nichole “Vapor” Ayers 8:38 For the majority of the time. Col. Naviere Walkewicz 8:42 OK, excellent. So one of the things we think about whenever we're leading or we're working with teams is trust, and obviously you have a great amount of trust with the crew that you're going up there with. But then you mentioned you went on to the ISS and you're working with others. What does that look like when it's someone maybe you haven't worked as closely with in a really important mission? Col. Nichole “Vapor” Ayers 9:03 So for the seven expedition members, we actually do train together for a little bit of it, not nearly as closely as, you know, the four of us training for Dragon mission. But because the most dynamic parts are launch and landing, we do a lot of training together, just as the four of us, but we train all over the world. So we go to Japan and Germany and Canada, and we go to, you know, Hawthorne, California, and we go to Russia, and we train with them, and we learn about the Russian segment, and we train with our fellow cosmonauts there. And we do emergency training specifically all together, because it takes all seven of us in an emergency doing the right thing and knowing everybody's roles. And so we train that together as well. And then anytime you're in the same country or same city together, then you get to spend the time outside of the training to get to know each other. And so you actually know your crew fairly well. But obviously, everybody's from a different nation. And we had Americans, we had a Japanese astronaut, we had Russians, so you learn everybody's culture, and it's actually, you know, to your point on being in that small — and not necessarily knowing everybody. There's also a cultural aspect; we get to know each other. We get to learn about other people's cultures and figure out how to communicate and live and work, even across the whole world. Col. Naviere Walkewicz 10:19 What was something that you learned from another culture of astronaut, maybe in the leadership realm, or just something that you took away, that's really something that surprised me, or like to emulate? Col. Nichole “Vapor” Ayers 10:30 I love Taku's leadership style. So Takuya Onishi — he's one of those more quiet humans, and he's super kind, but he is the most intelligent human I've ever met, and he is super-efficient with everything he does, and he pays attention to all of the little things. And so he only speaks up when he thinks something needs to be changed, or when he thinks that, like, we need to go in a different direction, otherwise, he's pretty happy to let you go, like, let you go as far as you want to go on something. And then when he thinks you're gonna run off a cliff, he pulls you back. So when he speaks, everybody listens. And I love that. I think some of that is cultural, obviously, him being from Japan, but I think it's also just his personal leadership style, but I learned a ton from him in terms of how to interact with people, how to let people be themselves, but also how to run a ship, and everybody knew exactly who was running the ship. Col. Naviere Walkewicz 11:22 Wow. And it shows that respect lens that you're just kind of talking about when he spoke. Everybody listens. Is that something that you feel you already had that kind of leadership style or is that something that you've kind of evolved in yourself? Col. Nichole “Vapor” Ayers 11:37 I like to think that that's the way that I lead. That's kind of how I try to be a leader. But we're not perfect, right? Nobody's perfect. And watching him, you know, taking notes from how he interacted with everybody, the things that he thought of, the things that he brought with him for us on station, you know, we get a very limited amount of stuff, personal things that we get to bring with us. And he brought things for the crew that were like, huge milestones for professional careers. You know, just the attention to detail on the human beings around him was pretty phenomenal. So it's one of the things I'm working on to be better at, because I like to think I'm good at it. But I saw the master work. Col. Naviere Walkewicz 12:18 I love that. And something you said about him, he always has attention to detail, and he saw the little things. He paid attention to the little things. I remember a past conversation we had. You had a little nugget from Col. Nick Hague, also USAFA — '98 I believe. And I think he said to you, something about, you know, “Nicole, don't forget that you're squishy,” or something like that. And so have you had more of those moments in there where they're like little nuggets or little moments that actually give you a big return or big lessons in your life? Col. Nichole “Vapor” Ayers 12:46 Oh, definitely, yeah, that one's a funny one, because the space station is metal. Everything is metal, and it's hard and so we still have weight, well, mass. We still have mass. We don't have weight, right, because we're in microgravity. But if you're cooking around a corner and you run into a handrail, it's gonna hurt, you know, if you imagine going 10 or 15 mph into something metal, it's gonna hurt — you're squishy. So that was a great lesson in slowing down and making sure you're watching your surroundings. But one of the things that Anne McClain says that cracks me up, but every time it happens, like, “Yep, this is definitely—," she says, “Experience is that thing you learn right after you need it.” And so we had a lot of those moments where you learn a lesson and you're like, “Ah, I wish I knew that five minutes ago.” And so that's something that applies everywhere. Experience is that thing you always needed right before that happened. But we also like to say Crew-10 can do hard things. That's another thing that was just kind of our motto, whether it's training — some of the training can be really physically demanding. It's really mentally demanding. And it's a lot of travel. When you get assigned to a mission, it's probably a year and a half to two years of training, and then you're gone for six months. So out of that two to two and a half years, you're not home for over a year. So you're all over the world, traveling to train and work. And like I said, we're all humans. We have Earth lives, we have homes, you get situations back home. And so navigating personal lives, navigating professional lives, navigating tough training. Crew-10 can do hard things. We like to say that. Col. Naviere Walkewicz 14:22 I like that. It also talks a bit about your grit. Crew-10 grit. So, talking about hard things, I'd like to take us to the time when you've been piloting the F-22 and you've seen combat. I heard you speaking a little bit before about a no-notice deployment. Let's visit that time in your life. What were you doing? What was your role, and what was something you experienced? Col. Nichole “Vapor” Ayers 14:47 Sure. So I was actually flying the day that we got notified. And, you know, just a standard training sortie — had landed, and some of the maintainers were like, “Hey, have you heard what's happening?” And I was like, “No, what's happening?” And then we had a big squadron meeting, and that's when we got notified, like, “Hey, we're deploying.” We were on the GRF, is what it was called at the time, Global Response Force, and I think some of that structure has changed since I left that squadron, but we knew that once we were on the GRF, there was a chance that we would get activated and get moved somewhere. Didn't necessarily expect it to be quite that quick. I think it was like the next week we got this deployment. So we got notified on a Thursday, I think, and then on Monday, I was taking off.   Col. Naviere Walkewicz 15:31 Oh, really no notice.   Col. Nichole “Vapor” Ayers 15:33 Yeah, so, four days later, we were taking off, and then seven days later, we were flying missions from — we were stationed at Al Udeid Air Base, so we're flying out of Al Udeid within a week. Col. Naviere Walkewicz 15:45 How many with you?   Col. Nichole “Vapor” Ayers 15:47 So when we deploy, we actually deploy with our maintenance squadrons, 300 people. Twenty to 30 of them are the pilots, and then the rest are the maintainers. And so it's the entire squadron. We morph into an expeditionary squadron. And so there are 300 people that head out. Col. Naviere Walkewicz 16:03 So I imagine, you know, on top of the fact that it was such a rapid movement, there's probably things that people had to obviously work through family. This needs to happen. But what were some things that you experienced in that deployment, or even in just that transition? Col. Nichole “Vapor” Ayers 16:21 Again, I go back to taking care of people. I was a flight commander at the time. We had two flight commanders, so I'm in charge of basically half the squadron, and we had a really wonderful commander who gave us the authority and the autonomy to leave the squadron. So, you know, it's about saying, like, “How are you guys doing at home?” Half our squadron didn't even have tan flight suits. You know, we're trying, we're working with logistics. We're trying to get everything ready. Like, does everybody have a go bag? Does everybody even know what a go bag is? Do you have the things you need? So working all of that. And then do you have the childcare figured out? Do you have the — how is all your family doing? Are you ready for this? And then we had to do a bunch of last-minute training before we left. And so it's a really busy time, but it was one of the first times where I felt like I had an influence on the people that were under me, that I had supervised. And so it was a really great experience to solve those problems, figure it out and help people get off the ground in four days successfully, and leaving something, some semblance of structure at home. Col. Naviere Walkewicz 17:24 So you said it was the first time where you kind of really felt that you had that impact. What would you say kind of maybe crystallized within yourself in learning that? Col. Nichole “Vapor” Ayers 17:36 I think it really solidified. I think I said, “I try to lead by taking care of people,” right? I truly believe if you take care of the human, they're going to do a really great job. You don't have to ask much of people at work and in their professional life, if their personal and the human side of them is taken care of and so that's kind of what I mean when I say that solidified it for me, like, make sure that the humans are good to go, and they'll go do anything you want to do. Col. Naviere Walkewicz 18:04 Wow. So while on that deployment, you're leading half of that squadron. What were some of the challenges maybe that you experienced, and how did you grow as a leader during that timeframe? Col. Nichole “Vapor” Ayers 18:14 Scheduling is definitely a tough one. So we flew daytime and nighttime. We basically had an F-22 airborne for almost 24 hours a day for the entire six months, six and a half months. We left and we were told it might be two- or three-month deployment, and then it turned into six months. And then we got delayed up coming home. And so then we stayed through Christmas. And those are the things that really are tough for people. But we have a limited number of jets that we took. We have a limited number of pilots; we have a limited number of maintainers and parts. And so I think for us, managing a schedule between me and the other flight commander, managing a schedule, managing quality of life for everybody, and make sure that we're not burning people out, or that they're not —we're flying eight-, nine-, 10-hour sorties, right? And that's exhausting. It's just you and that airplane with your wingman and a different airplane. And so you have to manage, again, that human factor. The human capital is probably the toughest thing to manage. Col. Naviere Walkewicz 19:15 Wow, and you talked about how the deployment kind of got extended. What were some things, because many of our listeners and our viewers are leaders, and at different levels of leadership and different times in their lives where they're doing that. When you were leading, and you had some of those subordinates, or those that were working with you that really experienced some troubles, through emotions, through some of that. How did you help navigate them through that when you were all in that as well? Col. Nichole “Vapor” Ayers 19:46 Right. You know, I think at NASA especially, we talk about self-care being a huge part of team care. And so making sure I do this in my regular life too, but, you know, making sure that you're getting enough rest, making sure that you're taking care of yourself and your personal life, so that you can truly be present for the other people that need you. And I think being present for others is one of the biggest things that you can do. You know, they may not need a ton of help, or they may not need the solution, but being there, being available and being present for people is really important. But you can't do that unless you're good to go yourself. Col. Naviere Walkewicz 20:18 Did you see that from someone? Did you learn that from someone you saw doing that? Or just, how did, I mean NASA's — you said, NASA, but did you see that at the Academy? Or where did you kind of gather that? Col. Nichole “Vapor” Ayers 20:28 You know, I think one of the things that hit me hard about showing up and being present was actually more professional. I kind of skated through the Academy on minimal sleep, and I was able to manage everything. But I wasn't flying a $143 million airplane. And so, in pilot training, we started to talk about crew rest and pilot rest. That's the first time that I had heard this concept of, “You need to go home and get rest so that you can be on your game.” Because flying airplanes, your decisions have real consequences, right? And you have to be present and available, and you have to be on your game to fly airplanes and do well in airplanes. And then the faster and the higher and the better the airplane gets, the more on your game you have to be. So I think it's something that has just kind of evolved in me. And then, as a leader, I realized, if you don't have any gas in the tank, you cannot help somebody else. And so for me, it's just kind of been, over the last decade and a half, of, wow, I need my sleep. I need to make sure I'm good to go. I need to make sure my human is good, so that way I can help other humans. And yeah, when your decisions have real consequences, it's important that you're present and you're ready to go. Col. Naviere Walkewicz 21:43 Have you seen some of the fact that you prioritize that for yourself, for you as your own human? Have you seen others kind of like see that, view that, and actually take that on as well themselves. Col. Nichole “Vapor” Ayers 21:53 Yeah, I think they do. And I think, as a leader, it's really important to set that example. The commander cannot be the first one in last one out. Like, you just can't do that, because everybody's going to stay until you leave. So setting the example, setting the example of having a good home-life balance as well. Like, home and work have to be balanced. Sleep has to be balanced. Again, self-care is the biggest part of team care, I think. And if you model that, people start to realize it's important. You know, the younger people that might burn themselves out trying to get somewhere, trying to get to the next step, or trying to impress somebody, or whatever the case may be, if they see you taking a step back and they see your success, maybe then they can start worrying about themselves too. Col. Naviere Walkewicz 22:34 I think that's a great lesson, leading by example. For sure. There are probably moments that you experience both at the Academy, while flying the F-22 or as an astronaut, where you don't have the luxury of balance. How do you navigate that and how do you help others get to that space maybe quicker? Col. Nichole “Vapor” Ayers 22:53 I think of everything as a season in life. It might just be a busy season, and you might just have to put some time in but making sure that you are planning ahead and know that you're gonna be able to take some time and reset. And that could be anything, right? That could be personal life, professional life. That could be the four-week training trip that we've got is going to be rough, and its multiple time zones, and it's a ton of training, it's a ton of information. You just have to get through it. But then, that week, when we got home, I made sure my schedule was a little lighter. Whatever the balance is, I think of things in seasons. Crew-10 can do hard things, right? And that came from — you can get through this next training session, right? But we're gonna do a mask-to-suit transition, which is like in a fire, you've got a mask on. You have to get from that mask into your spacesuit. It's a significant physical event. And there's limited oxygen; there's limited ability to breathe in the suit when in that specific environment. And so how do you slow down, take the breaths you need to get in there to not then get to a point where you're panicking, right? Or that you're too exhausted or too hot or overdid, or whatever it is, right? So I think even just that, that is a season. We're going to do two hours of this. That's my season, and then we'll get out of the simulator, we'll take a break, right? And if it happened on orbit, it would be like, “We're going to get through this. We're going to solve the problem. We're going to manage the emergency, and then once things are set, we'll have a moment to breathe.” So that's kind of how I think of it. Col. Naviere Walkewicz 24:21 Did seasons come something, a term that you kind of realized maybe at the Academy, you were a volleyball athlete at the Academy, and so volleyball has a season. But my question is, like, how did you come to that realization? Like, “Oh, I can get through this, and I put it in a bucket of time.” Col. Nichole “Vapor” Ayers 24:35 You learn a lot of time management at the Academy, and when you're in the fall, you're really busy, spring season is less busy, and so you kind of learn early how to manage. Like, “OK, I've got to run. I gotta sprint,” right? “And then I can jog later, or I can walk later.” So, I think you learn that growing up in school, and you know, if you play sports or you do extracurricular activities or other things like that, or even just seasons in life at home, life ebbs and flows. I don't even know when I started saying it, but my sister and I started saying “seasons of life” to each other a long time ago. You know, she's got three kiddos, so she's been in all sorts of seasons. But, yeah, it's just, you know, I think I started to time block things, or block things off and just, and that's the only way you're going to get through life, is if you focus on what you need to do right now, be good at it, and then move to the next thing. You can have an idea of what's coming next, but you have to be present and do what you're doing there. Yes, so, yeah, seasons, time, blocks, whatever you want to call it. Col. Naviere Walkewicz 25:39 I like that. Well, you brought up your sister, and so you're an auntie of three. Let's talk about your personal life and leadership, some experiences you've had navigating your schedule. You're on the road so much. How do you prioritize? I guess the things that are important to you when you have such a heavy schedule, yeah, being on the road and the people that are important to you, right? Col. Nichole “Vapor” Ayers 26:03 Man, I think that for me, my family has been a huge support system my whole life. My twin sister — built in best friend.   Col. Naviere Walkewicz 26:13 And who is older? Col. Nichole “Vapor” Ayers 26:14 She is. She's got me by a minute. Col. Naviere Walkewicz 26:18 OK. Does she hold that over you?   Col. Nichole “Vapor” Ayers 26:20 Yes, of course she does. We've just always supported each other 100% and everything. She's been my biggest cheerleader through all of my life, and I've been her biggest cheerleader through all of her life. And you know, my main goal in life is to be the coolest auntie, like the best auntie, and I would die happy. And they're a huge priority to me. I see them every couple two to three months — since my oldest has was born. So for the last 14 years, just made it a priority, even if it's like, leave late on a Friday night and then get home late Sunday night, I make the effort to go see them and to interact with them. And you know, to help foster them. You know they're growing up. And I love watching kids grow up and experience the world and see what can be done. Their dad's a Marine, their mom's this really successful real estate agent, their auntie' a pilot-slash-astronaut. You know, they've got, like, all these no family that's really not doing very much. Yeah, you know, they've got all these really great role models. And my goal is to just show them that it doesn't matter who you are, like they only ever know me as auntie. Like they know I'm an astronaut, and they love that. Their friends know that I'm an astronaut. Anti vapor, no, no, yeah. But, you know, like, they're always gonna get a big hug from auntie, like, that's, that's what's important to me. Col. Naviere Walkewicz 27:36 Well, you mentioned, going into space, being an auntie. So, would you describe your time and space is, it's probably out of this world. I mean, that's, wow, that's terrible. That's terrible I said it that way. But I think you've mentioned it is kind of the best time in your life. Col. Nichole “Vapor” Ayers 27:52 Yeah. Best five months my life. Col. Naviere Walkewicz 27:56 Best five months of your life, and it's passed. Now, when we think about our evolution, whether personally, professionally, as leaders, etc., we have these ideas in our mind, like, this is the pinnacle. How do you navigate what's next after you've experienced that pinnacle? Col. Nichole “Vapor” Ayers 28:14 Yeah, that's a great question, and I think it's something that a lot of us struggle with when we come home. What's next? We get six months, some time to think and kind of get reintegrated. And you don't necessarily have to go back to work right away. I was able to spend a ton of time with my sister and her kiddos. Yeah, what's next. And I think for me, like the drive out to the launch pad, I was like, “Man, I've made it.” You know, the first time I looked out the window from Dragon, “I've made it.” First time we crossed the hatch, and I went and looked out the glass like, “Wow. The hard work paid off.” And I still feel like that to this day. I would have spent four more months in space if they had asked me to, and I would have turned around and launched right back then the day that we landed, and it was because of the crewmates that I spent it with and the fulfillment that I got from the mission. But I think you can find fulfillment in a lot of ways. And you know, my job, now that I've been back, I'm going to be working with the new class of astronauts and their training for spacewalk. So in the Neutral Buoyancy Lab, our big pool, like, my job is to be their mentor as they go through the spacewalk training. And you know, like, I cannot wait. I'm so excited. I cannot wait to have an impact and try to help teach this next generation of spacewalkers, this next generation of astronauts, to be better than us. I find a lot of fulfillment in making the next generation better. So I think, however the fulfillment shows up for people, I think as long as you can find something, there you'll be happy. Going to space was great, but teaching and instructing and mentoring is also really fulfilling for me. Col. Naviere Walkewicz 29:54 And that will be 10 of them? How many will that be? Col. Nichole “Vapor” Ayers 29:55 Ten.   Col. Naviere Walkewicz 29:56 Ten. So then you'll have 13. You'll be auntie to 13. Oh, that's wonderful. What have you learned about yourself since then? You know, you've evolved as a leader through different situations, high threat, high risk. Safety is paramount. All of those different experiences. And now you're back on Earth and you're about to, you know, mentor. How have you evolved your leadership, and where would you say you're trying to go? Col. Nichole “Vapor” Ayers 30:23 Where am I trying to go? I think, for me, leadership is also about being vulnerable and being open and honest with people about failures or hardships and so, you know, like in the flying community, if you make a mistake, you're immediately like, “Hey, I messed this up. Here's how we fix it.” And that's something that we do at NASA as well, especially on a grand scale, right? Thousands of employees and everybody like, that's the only way that we get to space is by admitting when we've made mistakes, talking to each other about how we fix it and sharing those lessons learned. And so I think that especially when you get into the higher roles of leadership, it's important to go, “Hey, I messed up,” or, “Hey, I don't know the answer.” And being transparent with the people that you're working with. And if you don't know it, but you know where to go find it, like, “I'll get that answer for you,” instead of making up an answer, trying to figure out how to look like you're in charge, right? It's really important to me to also show that we don't know everything. We're human. We make mistakes, and it's OK to make mistakes, as long as you share it, and you share the lessons learned, and you make the next person better. Col. Naviere Walkewicz 31:32 Did you experience that personally? Did you have a moment in which you had to say, “Hey, I made a mistake,” and that's helped you realize that being vulnerable is really important or is that just something you've seen done really well? Col. Nichole “Vapor” Ayers 31:40 Oh, I've admitted a lot of mistakes. You know, I made a couple pretty big mistakes in the Raptor. Everybody's gonna make a big mistake at some point in their life. And, you know, I think that that was something that was modeled really well in the flying community early on. And it's something that's not tolerated if you're not willing to share your lessons learned. It's not tolerated in that community. That's a really good thing. I learned that in pilot training, right? If your buddy in your class makes the same mistake the next day that you made, you get in trouble because you didn't tell them how to how to prepare. And so it's fostered early on, especially in the flying community. I can't speak to any other community because I grew up there, but it's fostered early on, and so it's just something that comes naturally. I think eventually, because you just, you've seen it done so many times, and if you want other people to succeed, you're going to do it. Col. Naviere Walkewicz 32:29 All right. Well, we have two questions left. The first one is, what's something you do every day to be a better leader? Col. Nichole “Vapor” Ayers 32:37 That's a good one. This is gonna sound silly, but I sleep. Like, I'll go back to the self-care thing, right? Like, I put a lot of attention into being healthy, being hydrated, sleeping well. Like, if you take care of your body, your mind is going to do way more for you. And so I think you can show up as a better leader if you show up, rested, hydrated, fed, worked out whatever you need to do to be the best human you can be. Col. Naviere Walkewicz 33:09 That's what I try to do. OK. I like that a lot, and I think that's a good indication for me that six hours is probably not enough. Naviere needs a little bit more. And it's truth, because you told me, though I'm gonna do that. The second one is, if you could go back in time, maybe what's something you would have told yourself — your younger self — or maybe, as our cadets are listening, that you've learned and what they can be doing now to be a better leader down the road. Col. Nichole “Vapor” Ayers 33:34 If you run into a hardship or you fail at something, or something feels insurmountable, or you don't feel like you're ready, good enough, or whatever the case may be, doubt starts to seep in, right? I would say, rely on the support system that you have. Rely on the people around you. Talk about it. Figure out, you know, “Hey, I failed this GR, like, man, this kind of sucks.” And you know, maybe you just need to hear me say it out loud, and maybe I just need to get it off my chest, or maybe I need help trying to figure out the solution for whatever the case may be. So, you know, I had a built-in team on the volleyball team. I had a built-in friends and teammates that I could lean on. Maybe that's your squadronmates or your classmates, or whoever it is, right? And I think finding the friends that you can rely on for the rest of your life. Professionally, I've got a friend here that I met in the F-22 community. We've been friends for almost a decade now, and he's still one of the first people that I call when something happens, like, “Oh, I messed this up today. Help.” So, you know, finding a support system. My sister's the other person that I call first off. Col. Naviere Walkewicz 34:38 She probably knows you're gonna call when you call. Col. Nichole “Vapor” Ayers 34:39 Yeah, we talk way too much. But, you know, having that support system around you and finding people that really bolster you and get you across that line and help you find the courage to take the next step, I think that's really important. Col. Naviere Walkewicz 34:54 I know I said there was only two, but as I've listened to you, I just think you're just you're just remarkable, and maybe what's something that you're proud about yourself as a leader. I would really love to hear that in your, you know— Col. Nichole “Vapor” Ayers 35:05 I think the thing that makes me the most proud as a leader is when somebody succeeds and it's something that I helped them do. I've had somebody come back and say, “Thanks for saying that.” That pushed me out the edge, you know, like, I'm really into building the next generation and make them better than us. And so if I see somebody succeeding, that's good. Col. Naviere Walkewicz 35:27 Well, this has been incredible. Is there anything that we didn't cover that you would love to share with the Long Blue Line in our community? Col. Nichole “Vapor” Ayers 35:33 Oh, man, the community is great. I think I would just say thank you to the community. I've gotten so much love and support from Coloradans, but also the Long Blue Line and the Air Force in general. You know, I love the community that we have. It goes right back to what I just said, right, finding a community that supports you and pushes you to do better and be better. And this is that community. Col. Naviere Walkewicz 35:55 Well, Vapor, I promise I'm gonna get more sleep, and I just want to thank you for being such an incredible leader and guest here on Long Blue Leadership. Col. Nichole “Vapor” Ayers 36:03 Thanks for having me back. Absolutely.   Col. Naviere Walkewicz 36:05 Thanks. You know, this conversation was really incredible with Vapor. I think some of the things that really stood out to me is just how incredible as a human she is. She brings humanity into leadership. She puts people first. She thinks about the team. She works hard. Don't forget to prioritize sleep. But I think really, some of the lessons that we can all take away can hit us all personally, because if you think about people first and taking care of them, and the fact that you have to take care of yourself too, you can go really far in leadership. So I really appreciate her today on Long Blue Leadership. And I'm Naviere Walkewicz, Class of '99. Until next time.   KEYWORDS Joel Neeb, Long Blue Leadership, Air Force Academy leadership, USAFA leadership, military leadership podcast, leadership development, leadership lessons, character-based leadership, leadership under pressure, leading with integrity, decision making in leadership, mentorship and leadership, values-based leadership, service before self, leadership mindset, leadership podcast interview, military leadership stories, leadership for professionals, leadership for entrepreneurs, how to be a better leader, leadership growth.       The Long Blue Line Podcast Network is presented by the U.S. Air Force Academy Association & Foundation        

Trump hat keinen Plan. Trump hat einen Masterplan. Wer hat recht? Zschäpitz glaubt zumindest an „The Art of the Deal" – Chaos als Methode, China schwächen, Golfstaaten sichern. Deffner sieht nur Improvisation: „Kein Exit, keine Strategie, nur Wut." Während der Dax sich vom Ölpreis entkoppelt, streiten die beiden Wirtschaftsjournalisten: Ist das der Trump-Put oder nur Hoffnung? Außerdem: BYD-Comeback mit Brasilien-Großauftrag, Altersvorsorgedepot mit Streit um Kostendeckel und Vertriebsstruktur. Zschäpitz' Lebensweisheit: die „Let Them"-Theorie gegen Arbeitsstress und das Commerzbank-Drama und die deutsche Europa-Heuchelei. Episode 483 – zwischen Gelassenheit und Geopolitik! DEFFNER & ZSCHÄPITZ sind wie das wahre Leben. Wie Optimist und Pessimist. Im wöchentlichen WELT-Podcast diskutieren und streiten die Journalisten Dietmar Deffner und Holger Zschäpitz über die wichtigen Wirtschaftsthemen des Alltags. Schreiben Sie uns an: wirtschaftspodcast@welt.de Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutzerklärung: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

The transition from high school to college can be overwhelming for many students and families. Navigating course requirements, financial aid, academic planning, and transfer pathways often leaves students unsure of how to move forward.In this episode of Full Circle, Ms. Wanda sits down with Dr. Camille Wise, Director of the City Scholars Program at Sacramento City College, to discuss a new initiative designed to simplify that journey and help students reach their goal of transferring to a four-year university.City Scholars is a two-year, cohort-based program designed to help students complete a Degree for Transfer while receiving structured guidance, academic planning, and community support along the way.The program was developed after campus leaders analyzed student data and discovered a significant gap between students who intended to transfer and those who were actually able to do so within two years. City Scholars was created to close that gap by removing common barriers and providing students with a clear academic roadmap.Dr. Wise shares how the program supports students academically, socially, and personally while preparing them for transfer to universities across California and beyond.• How cohort-based learning creates community and accountability• How preset course schedules help students graduate on time• The role of dedicated counselors and student support specialists• How the program connects students to campus resources and services• Transfer opportunities to CSU, UC, and other universities• The three majors currently offered through the program• How students can apply and what the enrollment process looks likeCity Scholars is designed to remove many of the obstacles students face when navigating community college independently.Students in the program may pursue a Degree for Transfer in one of the following fields:PsychologyBusinessAdministration of JusticeThese majors were selected because they are among the most popular pathways for students and offer broad transfer opportunities to universities.This program may be a great fit for students who:• Are graduating high school this year• Plan to attend Sacramento City College in Fall 2026• Plan to enroll full-time (12–16 units per semester)• Want to transfer to a four-year university• Want structured guidance and a supportive student communityStudents interested in the City Scholars Program should:Visit the Sacramento City College City Scholars webpageComplete the City Scholars Student Interest FormApply to Sacramento City College through the California Community College application systemSubmit financial aid applications if neededConnect with program staff who will guide them through the next stepsBecause the program has limited space, early interest is encouraged.For many community college students, the dream of transferring to a four-year university can feel unclear or difficult to achieve.City Scholars was created to make that path more accessible by combining academic structure, personal guidance, and a strong sense of community.By helping students stay on track and connected to the support they need, the program aims to help more students achieve their goal of earning a bachelor's degree.Listen to this episode of Full Circle to learn how the City Scholars Program is helping students move from high school to community college and ultimately to a four-year university with confidence and support.If you are a high school senior, parent, counselor, or mentor supporting a student preparing for college, take the next step today.Learn more about the City Scholars Program and complete the student interest form to get connected with program staff.Share this episode with students and families who may benefit from a structured pathway to college

You know that feeling of wanting to burn everything to the ground and start over? I like to call that Big Black Trash Bag Energy, and today, I want to share three small steps to help you identify what that energy is really saying. Then we'll talk about a little framework to figure out what problems that energy wants you to solve. This episode is chock-full of personal examples of what this looks like in my own life, and tiny problems I've solved recently with my Big Black Trash Bag Energy (but without throwing anything beloved away). Helpful Companion Links Order my book The PLAN or ask your library to consider carrying a copy. The Lazy Genius Kitchen Ep. 4 - The Freezer Fix with Annie F. Downs Sign up for our every-other-week podcast recap email called Latest Lazy Listens. Sign up for my once-a-month newsletter, The Latest Lazy Letter. Grab a copy of my book The Lazy Genius Kitchen or The Lazy Genius Way! (Affiliate links) Download a transcript of this episode. Want to share your Lazy Genius of the Week idea with us? Use this form to tell us about it or record your idea and share your voice on the show. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

For the first time in a geopolitical crisis, bitcoin held its ground while safe havens faltered. But can it keep holding if the VIX moves from yellow to red? --- Bits + Bips is spreading its wings Starting soon, new episodes will only be published on our brand‑new feeds. What you need to do: Click the links below. ⁠YouTube⁠ ⁠Apple⁠ ⁠Spotify⁠ ⁠X⁠ Smash Follow or Subscribe.

What if the reason so many women feel stuck with weight loss is not a lack of discipline, but a mix of chronic dieting, inflammation, hormone disruption, gut issues, and low hormones? In this episode, Ben Azadi sits down with hormone and metabolism specialist Becca Chilczenkowski to unpack the real drivers behind weight loss resistance in women. Becca explains why years of under-eating can create a deeper inflammatory and immune problem, how birth control may contribute to deficiencies and hormone dysfunction, and why toxin exposure, poor diet variation, and low hormones can all make fat loss harder. She also shares her personal story of losing her cycle, overtraining, binge eating, and looking healthy on the outside while feeling metabolically broken on the inside. This conversation goes far beyond calories in versus calories out and focuses on what the female body actually needs to heal. Key Topics Covered Why chronic dieting can create inflammation, oxidative stress, and deeper metabolic dysfunction How under-eating can be harder to fix than over-eating The connection between birth control, nutrient deficiencies, inflammation, and autoimmune risk Why low libido, low mood, and weight gain are common after long-term birth control use How toxins and estrogen exposure can block hormone signaling and fat loss Why air, water, and daily product exposure matter more than most people realize How eating the same foods over and over can reduce gut diversity and stall progress Why diet variation and metabolic flexibility matter for women How low hormones, especially in perimenopause and menopause, can drive weight loss resistance Why symptoms often matter more than standard lab ranges The most useful lab markers and hormone markers to review in a functional health setting A five-step plan for reducing inflammation, improving metabolism, and supporting fat loss Why stress, gratitude, nervous system support, and daily habits all matter for healing Five-Step Plan Becca Recommends Address foundational stressors and create daily de-stressing practices such as gratitude, prayer, grounding, or time in nature. Build awareness around nutrition by tracking food, protein, fats, carbs, and blood sugar patterns. Get comprehensive labs done and review them through a functional lens, not just a disease-based lens. Plan your year with intention, using periods of feeding, fasting, ketosis, training, and recovery strategically. If you are struggling, work with a qualified practitioner who can shorten the time it takes to heal. Resources & Links: Becca Chilczenkowski FitMom website: https://fitmom.co/ Instagram: https://www.instagram.com/thehormonequeen/ Bio page: https://fitmom.co/bio-becca Podcast: The Health Revival Show: https://fitmom.co/podcast Event : Own It / FitMom Live 2025 event page: https://www.getunstuck2025.com/ownit2025-1 Follow Ben Azadi

In today's episode, Sarah plans her week on-air! Well, it's a bit of a reenactment (mostly because she needed a quiet house to record), but she goes through all the steps and there are visual aids (please see the show notes @ theshubox.com for photos!).Steps in her weekly planning process: Looking back - reflection & review (including migration/review of any prior undone tasks, plus a look at the monthly list) Looking ahead - upcoming calendar integration Look around - ensure inboxes are up to date enough & check sneaky sources Look within - mood and energy assessment Generate weekly task list and record Add weekly ops that feel necessary (plus: FUN AUDIT) Remember the upcoming weekend - think it through Plan for communication Episode mentioned where Sarah clears her email on air: https://theshubox.com/2025/11/ep-278-empty-your-inbox-with-me-and-hemlock-oak-daily-weekly-monthly-planner-review.html Newsletter: theshubox.com/newsletter Episode Sponsors IXL:  Make an impact on your child's learning, get IXL now. Best Laid Plans  listeners can get an exclusive 20% off IXL membership when they sign up today at ⁠⁠https://www.ixl.com/plans⁠⁠.  Green Chef:  Healthy meals that fit your nutrition goals (and are delicious too!).  Head to Greenchef dot com/50bestlaid and use code 50bestlaid to get fifty percent off your first month, then twenty percent off for two months with free shipping.  Mint Mobile:  Save money by changing your wireless plan to Mint Mobile!  Shop plans at ⁠⁠mintmobile.com/BLP⁠⁠.  PrepDish: Healthy meal plans straight to your inbox (and now with easy Instacart ordering!).  Visit ⁠⁠⁠⁠⁠⁠prepdish.com/plans⁠⁠⁠⁠ ⁠⁠for a free 2-week trial. Learn more about your ad choices. Visit megaphone.fm/adchoices

SHINING WITH ADHD#215: ADHD School Advocacy: When You've Tried Everything and Nothing Is WorkingThe Childhood Collective3/18/2026SUMMARYIf you've already done the meetings, asked for evaluations, followed the usual steps, and still feel like you're hitting a wall, this episode is for you. ADHD school advocacy can feel exhausting and emotional when you're trying so hard to get your child the support they need. As professionals (and moms) who have guided hundreds of families through complex school situations, we're sharing what we've seen work when the typical routes haven't moved the needle. You don't have to keep spinning your wheels, and you don't have to figure out the next steps alone.LINKS + RESOURCESEpisode #137: ADHD at School: The One Thing Every Parent NEEDS to KnowEpisode #161: Back to School - You've Got This!Episode #165: 504 Plan vs. IEP: Which One Does My ADHD Child Need?The Childhood Collective InstagramHave a question or want to share some thoughts? Shoot us an email at hello@thechildhoodcollective.comMentioned in this episode:Shining at SchoolShining at School is a video-based course that will teach you how to help your child with ADHD go from surviving to thriving at school for elementary and middle schoolers. On your own time. At your own pace. Use the code PODCAST for 10% off!Shining at School CourseHungryrootHungryroot offers “good-for-you groceries and simple recipes.” We have loved having one less thing to worry about when it comes to raising kids. For 40% off your first box, click the link below and use CHILDHOOD40 in all caps to get the discount.HungryrootBoard Games for Kids with ADHDBoard games are a natural way to help kids build their executive functioning and cooperation skills. When we polled the community about your favorite board games for kids with ADHD, you gave us hundreds of ideas! We narrowed them down to the games that got the most votes, and sorted them by age. Check out our top recommendations for board games for kids with ADHD, and let us know how it goes. Board Games for Kids with ADHD

Pool Pros text questions hereThis episode covers essential winter preparation tips for pool service professionals, including equipment maintenance, marketing strategies, and safety regulations. Learn how to turn winter into a profitable season and ensure safety compliance.Keywordspool service, winter preparation, pool maintenance, safety regulations, marketing strategies, pool covers, leaf skimmers, pool cleaningKey TopicsWinter pool maintenance strategiesPool safety regulations and complianceEffective marketing for off-season pool servicesSound Bites"Heavy leaf litter can stain your pool.""Plan your winter marketing early.""Turn winter into a profitable season."Chapters00:00Introduction to Seasonal Pool Maintenance01:36Equipment Spotlight: Robotic Pool Cleaners and Skimmies03:22Using Winter Covers and Debris Covers Effectively06:56Safety Regulations and Pool Fencing Requirements11:04Seasonal Business Planning and Marketing Strategies18:00Water Safety and Drowning Prevention Insights23:42Preparing Your Business for Winter Challenges26:13Promoting Safety and Compliance to Clients28:41Closing Remarks and Next Steps Support the showThank you so much for listening! You can find us on social media: Facebook Instagram Tik Tok Email us: talkingpools@gmail.com

Get AudioBooks for Free Best Self-improvement Motivation Stick to the Plan, Not Your Mood Success comes from discipline, not feelings. Learn how to stay committed to your plan, overcome distractions, and build the consistency needed to win.

If you placed your faith in Jesus, we are celebrating with you!Subscribe to Our Channel: https://www.youtube.com/channel/UCEHNDPb5XMkf1LyqoTU30vg Help Support and Grow our Ministry to reach people around our community and spread the love of Jesus: https://transformchurch.com/giving/ Stay connected with us through our:Transform Church Website: https://transformchurch.com/Instagram: https://www.instagram.com/transformchurchnj/Plan your next in-person visit. We are located at:Rutherford Location- The Williams Center9AM, 11AM, 1PM 15 Sylvan St, Rutherford NJLyndhurst Location- 10AM, 12PM525 Riverside Ave, Lyndhurst NJ

Greetings, friends. We are all interested in podcasts, for that is where you and I will spend the rest of our lives. Join us today as we discuss Edward D. Wood Jr's often maligned (but still beloved) Plan 9 from Outer Space! We discuss Criswell, Vampira, why the plot isn't as hard to follow as people claim, it's place in atomic age anxiety filmmaking, getting over low budget filmmaking and yes, Kelton the cop. Also: Michelle finds a new muse! Seth brings up geometry! Bela Lugosi! Check it out!  Click here to purchase Will Sloan's book that we reference like ten times in the episode  Ad-free versions of all of our episodes are available on our Patreon When you sign up you also get access to our bonus shows, Discord server, shout out on the show AND you get to vote on monthly episodes and themes and a 25% discount in our merch store. That's a lot for only $5 a month! For more info and to sign up visit us on Patreon You can also give a Movie Friends subscription here: Gift a Movie Friends Subscription! Visit our website Check out our merch store Send us an email! Follow us on Twitter and Instagram Fill out our listener survey

An informal coalition of organizations in the Downtown Eastside and Chinatown are sounding the alarm about what they call the massive human rights implications of the upcoming FIFA World Cup 2026. The World Cup is set to come to Vancouver, first through the 2026 FIFA Congress in April, and then for seven matches at BC Place scheduled between June 11-July 7, 2026. Laura Macintyre is a staff lawyer at Pivot Legal Society. She joins us to talk about the coalition's concerns..

In this episode of Don't Miss This, Dave Butler and Grace Freeman begin the book of Exodus and explore the early chapters of Moses's story. From courageous midwives to a compassionate princess, this lesson highlights the quiet faith of women who helped shape the beginning of Israel's redemption story. Through Moses's rescue, his years in the wilderness, and the moment God appears in the burning bush, these chapters reveal a God who turns ordinary places into holy ground. Even in seasons that feel forgotten, silent, or ordinary, God is still working behind the scenes to prepare deliverance. If you've ever wondered where God is in the middle of waiting, mistakes, or ordinary life, this episode is a reminder that He still sees, He still hears, and He is still working to redeem the story. Chapters: 00:00 Watercolor Journal with Activities 07:50 "Israelites Oppressed in Egypt" 11:30 "Insecurity vs. Divine Empowerment" 19:35 Moses's Mother's Faithful Sacrifice 21:37 "Trusting God and Letting Go" 28:16 "Why Mother Teresa Chose 'Teresa'" 33:50 "The Hill and Running Away" 38:37 "Present, Aware, Here to Rescue" 44:58 God of Impossible Promises 51:59 "God Uses the Ordinary" 57:13 "Understanding Obedience to God" 01:00:43 "Moses Questions God's Plan" 01:04:30 "I Am and I Will"

YOU WERE ALWAYS GOING TO WIN. Bible Verses About God's Plan for Your Life: www.curlynikki.comSupport the show: http://patreon.com/goodmornings

This podcast was created in sponsorship with Toyota. Find a vehicle that makes memorable moments happen, from the 2026 RAV4 and Sienna to the Highlander and Grand Highlander. Plan the trip, pack the trunk, gather your crew, and go places—together. Toyota: People are the destination.  "Emotional flexibility is literally the skill that we all should be sharpening like a muscle," explained Deepika Chopra, Ph.D. Chopra (widely known as The Optimism Doctor) is a clinical health psychologist, visual imagery expert, and author of the upcoming book The Power of Real Optimism. But here's what makes Deepika's work so different: she's not selling you positivity. In this episode, we get into the real science of optimism—and why it has far more to do with resilience and curiosity than with good vibes.  Optimism vs. positivity: what we're getting wrong (0:00) Why affirmations don't always work (6:58) The seven-tenths rule for effective affirmations (10:00) Manifestation and getting what you expect (10:50) Emotional flexibility: the skill to sharpen like a muscle (17:46) Why the nervous system has to feel safe before growth can happen (23:11) Deepika's son's rare diagnosis (23:40) A Holocaust survivor with real optimism in practice (36:58) Letting go of control vs. reclaiming agency (40:52) Healthy hope vs. delusion—the dark room metaphor (42:45) Referenced in the episode:  Find Deepika Chopra on her website: https://www.drdeepikachopra.com Get her book here: https://a.co/d/0dG1VFwX Find her viral article from 2018 here: https://www.mindbodygreen.com/articles/what-to-do-if-positive-affirmations-dont-work-for-you Gallup National Health and Well-Being Index (2026): https://news.gallup.com/poll/702125/american-optimism-slumps-record-low.aspx We hope you enjoy this episode, and feel free to watch the full video on YouTube! Whether it's an article or podcast, we want to know what we can do to help here at mindbodygreen. Let us know at: podcast@mindbodygreen.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Podcast-Premiere für Jan-Christian Dreesen: Der Vorstandschef des FC Bayern München gibt in seinem ersten Podcast-Interview überhaupt exklusive Einblicke in die Milliarden-Strategie des Rekordmeisters. Es geht um Millionensummen für Transfers, den Kampf gegen die Übermacht der Premier League und ausufernde Berater-Honorare. Jan-Christian Dreesen verrät, wie Bayern zehn Millionen E-Mail-Adressen monetarisiert, wie der Harry-Kane-Deal wirklich ablief und warum strategische Partner wie Adidas oder Audi mehr wert sind als jedes Private-Equity-Geld. Und natürlich geht es auch um die Frage, wie der FC Bayern den Wettbewerbsnachteil gegenüber der Premier League bei den Fernsehgeldern ausgleichen kann. Dreesen hat einen Plan – doch der enthält eine gewaltige Sprengkraft für die gesamte Bundesliga.

Retirement isn't just the closing of one chapter — it's the opening of another.In this episode, I explore how shifting your mindset from retirement to ReFirement can dramatically improve both your financial outcomes and your overall fulfillment. Rather than viewing retirement as a period of rest and withdrawal, I discuss how intentional planning can turn it into a season of renewed purpose, contribution, and personal growth.You'll also learn about an increasingly popular early-retirement strategy known as Coast FIRE — and how it may provide more flexibility in your working years than you realize.In This Episode, I Discuss:

Three movements: 1. Naomi's Plan (1–5) 2. Ruth's Proposal (7–12) 3. Boaz's Promise (13–18) Main Idea. God's people ask for covering under the Redeemer's wings and He vows to provide it. Takeaways. Ruth's request to rest. Boaz will not rest until redemption is finished.

Today, we sit down with Lily Meschi, the director of partner relations at Iran Alive Ministries, to hear her testimony of coming to Christ after growing up Muslim and surviving an abusive, arranged marriage. She shares with us her story of how she came to Christ in the midst of that abusive marriage after a family friend shared the gospel with her. She tells us about what it's like to grow up Muslim in Iran in the aftermath of the Islamic Revolution and how women suffer under the oppressive regime. Despite everything standing in its way, Christianity is on the rise in Iran as more and more people grow disillusioned with Islam, and Lily tells us how Iran Alive is spreading the gospel to the people of Iran and giving them hope. Iran Alive Ministries: https://iranalive.org Share the Arrows 2026 is on October 10 in Dallas, Texas! Tickets are on sale now at: ⁠⁠⁠⁠⁠https://sharethearrows.com⁠⁠⁠⁠⁠ Buy Allie's book "Toxic Empathy: How Progressives Exploit Christian Compassion": ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.toxicempathy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ — Timecodes: (00:40) Lily Meschi introduction (05:20) Islamic Revolution (09:20) Growing up Muslim (17:30) Lily's Arranged Marriage (25:10) Lily's Testimony (37:40) Leaving Abusive Relationships (47:25) Iran Alive Ministries — Related Episodes: Ep 1255 | Jihad vs. Jesus: Islam's Plan to Conquer Christian America | Raymond Ibrahim https://podcasts.apple.com/us/podcast/relatable-with-allie-beth-stuckey/id1359249098?i=1000732327165 Ep 1268 | Islamification Update, Christian Music Dominates & Why Women Aren't Well https://podcasts.apple.com/us/podcast/relatable-with-allie-beth-stuckey/id1359249098?i=1000737142458 Ep 1283 | Is Tucker Carlson Right About Islam? https://podcasts.apple.com/us/podcast/relatable-with-allie-beth-stuckey/id1359249098?i=1000743878076 Ep 1285 | Middle East Missionary: Muslims Are Dreaming of Jesus | Tom Doyle https://podcasts.apple.com/us/podcast/relatable-with-allie-beth-stuckey/id1359249098?i=1000744493762 — Buy Allie's book "You're Not Enough (and That's Okay): Escaping the Toxic Culture of Self-Love": ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.alliebethstuckey.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Relatable merchandise: Use promo code ALLIE10 for a discount: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://shop.blazemedia.com/collections/allie-stuckey⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Msgr. Roger J. Landry Our Lady of Lourdes Parish, West Islip, New York March 14, 2026 To listen to an audio recording of this presentation, please click below:  https://traffic.libsyn.com/secure/catholicpreaching/3.14.16_Plan_of_Life_West_Islip_1.mp3   To download a copy of the slides of the presentation, please click below:  3.14.26 Forming and Living a Plan of Life The post Forming and Living a Plan of Life, Our Lady of Lourdes Parish, West Islip, NY, March 14, 2026 appeared first on Catholic Preaching.

Bobby Kros hates interviews as much as he loves brewing beer, and while the cofounder of the La Vista, Nebraska, brewery may occasionally search for words to describe what he's doing, the beers he makes are perfectible capable of speaking for themselves. And speak they have, winning Craft Beer & Brewing Magazine® Best in Beer trophies in 2021, 2024, and 2025, in three wildly divergent styles. Yet Kros isn't resting on his laurels, and he continues to experiment with new ingredients and techniques in pursuit of perfection. In this episode, Kros discusses: brewing Czech-style pale lager with floor-malted Bohemian malt improving efficiency through dry hopping without sacrificing quality balancing beween hot-side, whirlpool, and dry-hop additions in hazy IPA experimenting with new and unreleased concentrated flowable hop products changing recipes for every batch in the elusive hunt for perfection using lighter C-malts in barleywine while using the barrel as an ingredient cask-conditioning in orange-wine barrels And more. G&D Chillers The Craft Brewers Conference is coming up April 20 through 23, 2026—and G&D Chillers will be there. If you're heading to CBC, swing by and talk shop with the folks who know brewery operations inside and out. G&D's biggest strength isn't just the equipment—it's our deep understanding of how a brewery runs. From cellar layout to production flow, our team brings decades of hands-on experience to every install and every conversation. Whether you're running a single-stage 5H unit or scaling up with a Vertical Air Chiller, G&D builds systems that are reliable, efficient, and built to last. Because when your chiller's solid, your beer stays cold—and your operation stays on track. Plan your visit at gdchillers.com/podcast—and come see us at CBC, Booth 1518. Berkeley Yeast Berkeley Yeast just launched Dry Tropics London! Our best-selling liquid yeast strain, now with all the ease-of-use benefits of dry yeast. Dry Tropics London delivers the soft, pillowy mouthfeel and juicy character you'd expect from a top-tier London Ale strain, but with a serious upgrade: a burst of thiols that unleash vibrant, layered notes of grapefruit and passion fruit. A lot of brewers love the clean passion fruit you get from Tropics, but they don't want every IPA to be a tropical-fruit bomb. At the dry yeast price point, you can pitch and ditch without breaking the bank. Or, you can co-pitch with your house strain to adjust the intensity of the notes. And with nationwide free shipping, there's never been a better time to try Dry Tropics. Order now at berkeleyyeast.com and experience the ease and impact of Dry Tropics London Yeast. PakTech This episode is sponsored by PakTech—delivering craft-beer multipacking you can trust. Our handles are made from 100 percent recycled plastic and are fully recyclable, helping breweries close the loop and advance the circular economy. With a minimalist design, durable functionality you can rely on, and custom color matching, our carriers help brands stand out while staying sustainable. Trusted by craft brewers nationwide, we offer a smarter, sustainable way to carry your beer. To learn more, visit paktech-opi.com. Indie Hops Strata Cryo The multilayered wonders of Indie Hops Strata are now easier than ever for brewers to tap into. Introducing Strata Cryo, in collaboration with Yakima Chief Hops. Whether brewing up a single-hop Strata IPA to wow customers with the depth of flavor this variety delivers or modernizing your flagship IPA to continue setting the highest standards, Strata T99, Strata CGX, Strata HyperBoost, and now Strata Cryo provide the tools for you to create your unique masterpiece. Indie Hops Strata. Life is short. Let's make it flavorful! Midea 50/50 Flex This podcast is sponsored by the Midea 50/50 flex—the industry's first dual compartment three-way convertible freezer. The 50/50 Flex is designed to flex with your life. It can convert to all fridge, all freezer, or half and half with just the touch of a button. Plus, with reversible doors and adjustable storage compartments, you can stay organized no matter your food-storage needs. The 50/50 Flex is also designed to maintain a stable temperature even in non-climate-controlled spaces. So it's perfect for your garage, man cave, or wherever you need a little more space. Maybe use all 20 cubic feet as a beer fridge! Check out Midea.com/us/ for more information on how to take your beer storage to the next level. Old Orchard Your brewery deserves a supplier that can keep your customers engaged with new flavors. That's why Old Orchard releases juice concentrates and blends with trending flavor profiles like White Sangria and Passion Orange Guava. If you need a custom solution, Old Orchard's R&D team wants to hear from you. Fruit ingredients that get you: get Old Orchard's free samples at oldorchard.com/brewer. Ss Brewtech Pumps are critical to any advanced homebrewing setup. From mash recirculation to wort transfer, and even for cleaning, a quality pump is a key part of every brew day. The Ss Brew Pump from Ss Brewtech is engineered to tackle even the messiest brew days. Featuring an IP55 water resistance rating, an easy-to-use DIN head with 360-degree rotation, and a flow rate of up to 11 gallons per minute, it has the power to keep your brew day moving. Visit www.SsBrewtech.com/Pump to learn more about how the Ss Brew Pump can upgrade your homebrewery. 2026 Brewers Retreat Tickets are on sale now for the annual Craft Beer & Brewing Brewers Retreat August 23–26 in the hop country of Yakima Valley, Washington. There's nothing like this fantasy homebrew-camp experience, as you brew in small groups led by some of the most inspiring brewers in the world—folks such as Vinnie and Natalie of Russian River, Ben from Breakside, Henry and Adriana of Monkish, Kelsey from North Park, Whitney from Grand Fir, Sean from Lawson's Finest, and more. This year we'll be brewing under the bines at Bale Breaker, and it's sure to be an unforgettable experience. Tickets are on sale now and going fast at brewersretreat.com.

Book a call: https://remnantfinance.com/calendar Student Loan Tutor: https://www.studentloantutor.com/Out Print the Fed with 1% per week: https://remnantfinance.com/optionsEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE_____________________________Most people don't realize their student loan servicer is getting it wrong more than half the time. The Inspector General confirmed it: there's a 61% error rate in federal student loans. That means even if you do everything right, the odds are stacked against your loans being handled correctly over a 25-year repayment term. And most borrowers have no idea.In this episode, Hans sits down with Zack Geist, founder of Student Loan Tutor and one of the leading authorities on federal student loan repayment. They break down what's really happening inside the student loan system, why so many borrowers are overpaying, and how the right strategy can actually result in paying back less than you borrowed.Chapters:00:00 – Opening segment00:30 – Introducing Zack Geist and Student Loan Tutor01:10 – Bio and background03:00 – How Student Loan Tutor has saved borrowers over $1 billion06:25 – The 61% error rate: what it means and why it matters08:00 – Zack's background11:00 – The best lessons from failure14:20 – Zack's eco village and regenerative farm in Hawaii18:55 – Sovereignty, healing, and intentional community24:45 – Conscious spending vs. budgeting: a different framework29:15 – Pay yourself first and invest in learning33:35 – What Student Loan Tutor actually does and what it costs36:00 – The student loan trap set for 18-year-olds39:20 – Why doctors with the same loans pay wildly different amounts43:20 – The tax bomb at forgiveness: what borrowers aren't planning for45:10 – Effective interest rate vs. stated interest rate48:00 – The choose-your-own-adventure moment: what to do right now50:20 – Closing segmentKey Takeaways:Know your effective interest rate, not just your stated one. A 7% stated rate means nothing without accounting for your forgiveness timeline, tax exposure, and total payments over the life of the loan. Most Student Loan Tutor clients have a negative effective interest rate, meaning they'll pay back less than they originally borrowed.There's a 61% chance your servicer is handling your loans incorrectly. This isn't speculation, it comes from the Inspector General. Over a 25-year repayment period, the statistical probability of your loans being processed correctly every single year is lower than getting struck by lightning twice.Your monthly payment and your optimal monthly payment are probably not the same number. If your effective interest rate is negative, the correct amount to pay above your required minimum is $0. Every extra dollar you put toward that loan is working against you.The tax event at forgiveness is real and it requires a plan. When your loans are forgiven, the remaining balance is treated as earned income. For many borrowers, that's a $300,000 to $400,000 IRS bill in a single year. Plan for it now, or get blindsided later.Taking control of your student loans is the first step toward building wealth. The difference between servicing your loans at the standard rate versus optimizing your plan and investing the savings can be seven figures over 25 years. Same income, same expenses, completely different outcome.

Join us for a training gearing up for Earth Month this April, when members of your community are out and about attending fairs, festivals, art walks, and other climate-related events. Join CCL's Senior Director of Field Operations Elli Sparks for a training that will help you and your team identify, reserve, and schedule summer tabling and clipboarding, bring CCL materials and other engaging activities to the events, and educate, activate and recruit the people you meet about climate action.  Skip ahead to the following section(s): (0:00) Intro & Agenda (1:45) Why Table? (3:10) Supporting Your Team (11:04) How to Plan and Prepare (17:15) In Review Presentation Slides: http://cclusa.org/tabling-march-2026  CCL Tabling Toolkit: https://community.citizensclimate.org/tabling-toolkit Log Your Training: https://community.citizensclimate.org/log_training?sf_id=a5yUP00000092NZYAY  

Learn more: https://www.30mpc.com/course/discovery-course -- ACTIONABLE TAKEAWAYS: Structure Your Call in 3 Parts: Great discovery calls have three distinct chapters—(1) the first five minutes to establish credibility and set your PPO agenda (Purpose, Plan, Outcome), (2) the next 20 minutes to uncover meaningful problems while building trust, and (3) the last five minutes to run your Five Minute Drill and determine if it's worth setting a next step. Use Discovery Trees to Guide Questions: Map out your prospect's problems in four layers—situation, operational pain, executive problem, and business impact. Use simple transitions like “so what?” to climb down the tree, and reverse it when execs start with big priorities. Don't just ask questions—build a roadmap first. Balance Give and Take: If you only ask questions, you're interrogating. Use playbacks, pile-ons, praise, and parallel stories to add value throughout the call and build trust. Use vertical questions to go deeper on one topic instead of jumping all over the place. Run a Tight Five Minute Drill: In the last five minutes, validate if they want to solve the problem, when they want to solve it, and how they buy. Suggest the timeline and buying process based on what you've seen work—not what they think they should do. If they're serious, schedule the next step while you're still on the call.

There's an ice storm in Montreal, the biggest one in years! How much doomsday prepping do you actually do? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

durée : 00:03:19 - Géopolitique - par : Pierre  Haski  - Le détroit d'Ormuz a toujours été considéré comme un point stratégique, susceptible d'être soumis à un blocus en cas de conflit. Mais les États-Unis ont sous-estimé la capacité de nuisance des Gardiens de la Révolution : la voie maritime est de fait bloquée, provoquant une crise énergétique globale. Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.

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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Michael Uadiale. A seasoned CPA and master tax advisor with 25+ years of experience, discussing how entrepreneurs can use strategic tax planning to accelerate wealth building and achieve financial freedom within 5–7 years. He introduces his trademarked DECIDE Framework, explains why most small business owners overpay taxes, and breaks down strategies such as employing children, capturing appreciation, digital asset taxation, and multigenerational wealth planning. Rushion plays the voice of the everyday entrepreneur—curious, intimidated by taxes, and eager to understand wealth strategies—while Michael emphasizes empowerment through education, intentional planning, and knowing the rules of the tax code.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Michael Uadiale. A seasoned CPA and master tax advisor with 25+ years of experience, discussing how entrepreneurs can use strategic tax planning to accelerate wealth building and achieve financial freedom within 5–7 years. He introduces his trademarked DECIDE Framework, explains why most small business owners overpay taxes, and breaks down strategies such as employing children, capturing appreciation, digital asset taxation, and multigenerational wealth planning. Rushion plays the voice of the everyday entrepreneur—curious, intimidated by taxes, and eager to understand wealth strategies—while Michael emphasizes empowerment through education, intentional planning, and knowing the rules of the tax code.

I could talk about meals my entire life and never run out of things to say.  There are so many decisions, and things like seasons, budgets, and dietary restrictions impact those decisions. It just never ends. You'll be feeding yourself and maybe others forever. So today, I'm sharing twelve ways to easily feed your people. They work in any season for any family grouping - single to many - and for any cooking level. These are the most dependable meal tools out there, and I'm pumped we're going to have a whole episode of them. Helpful Companion Links Order my book The PLAN or ask your library to consider carrying a copy. Episode #97: One Simple Step That Changes Meal Planning Forever Fearless Chicken Tikka Masala recipe Erin Moon's episode of The Lazy Genius Kitchen video series (making regular dinners on a regular basis) Watch the whole series here The New York Times Food app The Cook's Book by Bri McKoy Cookish by Milk Street and Christopher Kimball I Dream of Dinner by Ali Slagle (I talked to Ali on the podcast a few years ago, by the way!) Sweet Enough by Alison Roman Sign up for our every-other-week podcast recap email called Latest Lazy Listens. Sign up for my once-a-month newsletter, The Latest Lazy Letter. Grab a copy of my book The Lazy Genius Kitchen or The Lazy Genius Way! (Affiliate links) Download a transcript of this episode. Want to share your Lazy Genius of the Week idea with us? Use this form to tell us about it or record your idea and share your voice on the show. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Between copyright-free AI art, government blacklists, and data brokers run amok, this episode spotlights the fierce new battles for privacy, agency, and control in our digital lives. Plus, hear Cory Doctorow break down why the AI gold rush may be headed for a colossal crash. Pentagon Officially Tells Anthropic It Is a Supply Chain Risk Trump moves to blacklist Anthropic AI from all government work If AI is a weapon, why don't we regulate it like one? Sam Altman's greed and dishonesty are finally catching up to him ChatGPT user base surges 350% in 18 months as it nears 1 billion weekly active users AI-generated art can't be copyrighted after the Supreme Court declines to review the rule Chardet dispute shows how AI will kill software licensing, argues Bruce Perens Grammarly is using our identities without permission Alphabet Grants Sundar Pichai Stock Awards Worth Up to $686 Million Google vs Epic Games ends with Android app stores, lower fees Google Ends Its 30% App Store Fee, Welcomes Third-Party App Stores - Slashdot Xbox CEO confirms next-gen 'Project Helix' console will play PC games Motorola Partners With GrapheneOS - Slashdot Data Broker Breaches Fueled Nearly $21 Billion in Identity-Theft Losses CBP Tapped Into the Online Advertising Ecosystem To Track Peoples' Movements Proton Mail Helped FBI Unmask Anonymous 'Stop Cop City' Protester COPPA 2.0 passes the Senate again, unanimously this time South Korean Police Lose Seized Crypto By Posting Password Online Iranian drone strikes at Amazon sites raise alarms over protecting data centers Charter Gets FCC Permission To Buy Cox, Become Largest ISP In the US How Big Diaper absorbs billions of extra dollars from American parents Anne Wojcicki's Plan to Revive 23andMe: Rich Donors, Improved Tests—and Maybe Even MAHA Bundle of human neurons hooked to silicon learns to stumble through Doom 10% of Firefox crashes are caused by bitflips Seagate Just Unleashed 44TB Hard Drives Host: Leo Laporte Guests: Joey de Villa and Cory Doctorow Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: zscaler.com/security joindeleteme.com/twit promo code TWIT meter.com/twit NetSuite.com/TWIT bitwarden.com/twit