Podcasts about Business

Now on Spotify Video! After decades leading AI research at NASA, Google, and Stanford, Peter Norvig has watched artificial intelligence advance at an incredible pace, often without enough consideration for the people it's meant to serve. While the systems grew better at optimizing algorithms, far less focus was placed on fairness, human agency, and real-world impact. That realization led Peter to champion a more human-centered approach to AI. In this final episode of the AI Vault series, Peter breaks down how to design and use AI in ways that elevate human abilities, support better decision-making, and promote fairness across business, education, and leadership. In this episode, Hala and Peter will discuss: (00:00) Introduction (02:28) His Transition From Academia to Corporate (06:05) The Evolution of Google Search Technology (12:59) How Artificial Intelligence Has Changed Over Time (17:53) Human Intelligence vs. AI Capabilities (23:38) What Is Human-Centered AI? (29:42) AI-Powered Learning and Workplace Training (35:47) AI for Entrepreneurs: The New Advantage (39:10) Artificial Intelligence and Income Inequality (41:19) The Risks and Rewards of Artificial Intelligence Peter Norvig is a computer scientist, AI pioneer, and former Director of Research at Google, where he led significant advancements in search and machine learning. He is the co-author of Artificial Intelligence, the leading AI textbook used in more than 1,500 universities worldwide. Today, as a Fellow at Stanford's Human-Centered AI Institute, Peter focuses on building AI systems that are fair, inclusive, and aligned with human values. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/PROFITING  Shopify - Start your $1/month trial at Shopify.com/profiting.  Revolve - Head to REVOLVE.com/PROFITING and take 15% off your first order with code PROFITING  DeleteMe - Remove your personal data online. Get 20% off DeleteMe consumer plans at to joindeleteme.com/profiting  Spectrum Business - Visit Spectrum.com/FreeForLife to learn how you can get Business Internet Free Forever. Airbnb - Find yourself a cohost at airbnb.com/host  Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/design and use code PROFITING Intuit QuickBooks - Bring your money and your books together in one platform at QuickBooks.com/money  Resources Mentioned: Peter's Website: norvig.com  Peter's LinkedIn: linkedin.com/in/pnorvig  Peter's Book, Artificial Intelligence: bit.ly/ArtficialIntelligence  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter  LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, ChatGPT, AI Marketing, Prompt, AI in Action, AI in Business, Generative AI, Future of Work, AI Podcast

Aaron Friar and his daughter, Ellie Friar, went missing one night. When a search found signs of a horrifying crime, and a likely suspect, it turned quickly from a potential kidnapping victim to the possible mastermind of the entire, disturbing plot. Send your scary stories to: ⁠mikeohhello@gmail.com⁠ Instagram: ⁠https://www.instagram.com/thatchapterpodcast⁠ Business enquires : ⁠thatchapter@night.co Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy holidays from Sinica! This week, I speak with Paul Triolo, Senior Vice President for China and Technology Policy Lead at DGA Albright Stonebridge Group and nonresident honorary senior fellow on technology at the Asia Society Policy Institute's Center for China Analysis. On December 8th, Donald Trump announced via Truth Social that he would approve Nvidia H200 sales to vetted Chinese customers — a decision that immediately sparked fierce debate. Paul and I unpack why this decision was made, why it's provoked such strong reactions, and what it tells us about the future of technology export controls on China. We discuss the evolution of U.S. chip controls from the Entity List expansions under Trump's first term through the October 2022 rules and the Sullivan Doctrine, the role of David Sacks and Jensen Huang in advocating for this policy shift, whether Chinese firms will actually want to buy H200s given their heterogeneous hardware stacks and Beijing's autarky ambitions, what the Reuters report about China cracking ASML's EUV lithography code tells us about the choke point strategy, and whether selective engagement actually strengthens Taiwan's Silicon Shield or undermines it. This conversation is essential listening for understanding the strategic, technical, and political dimensions of the semiconductor competition.6:44 – What the H200 decision actually changes in the real world 9:23 – The evolution of U.S. chip controls: from Entity Lists to the Sullivan Doctrine 18:28 – How Jensen Huang and David Sacks convinced Trump 25:21 – The good-faith case for why export control advocates see H200 approval as a strategic mistake 32:12 – What H200s practically enable: training, inference, or stabilizing existing clusters 38:49 – Will Chinese companies actually buy H200s? The heterogeneous hardware reality 46:06 – The strategic contradiction: exporting 5nm GPUs while freezing tool controls at 16/14nm 51:01 – The Reuters EUV report and what it reveals about choke point technologies 58:43 – How Taiwan fits into this: does selective engagement strengthen the Silicon Shield? 1:07:26 – Looking ahead: broader rethinking of export controls or patchwork exceptions? 1:12:49 – What would have to be true in 2-3 years for critics to have been right about H200?Paying it forward: Poe Zhao and his Substack Hello China TechRecommendations: Paul: Zbig: The Life of Zbigniew Brzezinski, Amerca's Great Power Propheti by Ed Luce; Hyperdimensional Substack by Dean Ball Kaiser: Everything Is Tuberculosis by John Green; The Anthropocene Reviewed by John Green; So Very Small by Thomas LevensonSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Hosts Kevin Palmieri and Alan Lazaros challenge the common belief that self-improvement is about doing more. They examine why real personal development often requires letting go, not adding on. Through years of experience, disciplined consistency, and thousands of conversations with high performers, they explore how outdated habits, environments, and identities quietly sabotage decision-making and long-term growth.This conversation is for anyone serious about clarity, alignment, and building a life that actually moves forward instead of staying busy in place. Listen with intention, because what you release next may matter more than what you pursue.Learn more about:Join our private Facebook community, “Next Level Nation,” to grow alongside people who are committed to improvement. - https://www.facebook.com/groups/459320958216700Your first 30-minute “Business Breakthrough Session” call with Alan is FREE. This call is designed to help you identify bottlenecks and build a clear plan for your next level. - https://calendly.com/alanlazaros/30-minute-breakthrough-session_______________________NLU is not just a podcast; it's a gateway to a wealth of resources designed to help you achieve your goals and dreams. From our Next Level Dreamliner to our Group Coaching, we offer a variety of tools and communities to support your personal development journey.For more information, check out our website and socials using the links below.

"There's no better way than to call your own bullshit, then to write your own story through the hardest and messiest parts of your life. Because as time passes, and as hindsight tends to be, you can finally see yourself clearly.” – Becca Eve Young Today's featured bestselling author is a former corporate strategist turned soulful storyteller, business coach, and devotee to the art of becoming, Becca Eve Young. Becca and I had a fun on a bun chat about her 1st book, “It's Gonna Get Messy: An Unfiltered True Story of Heartbreak, Healing, and Reinvention”, her father's literary legacy, the power of vulnerability, and more!!!Key Things You'll Learn:The Dark Night of the Soul year that inspired Becca to become an authorHer father's writing experience and how his influence on her became her destinyThe writing process for getting her book done and what she learned about herself through itBecca's Site: https://www.beccaeveyoung.com/Becca's Book: https://a.co/d/1uycxZyHer Dad's Book, ”Island of the Innocent”: https://a.co/d/bSxTubHThe opening track is titled, “Unknown From M.E. | Sonic Adventure 2 ~ City Pop Remix” by Iridium Beats. To listen to and download the full track, click the following link. https://www.patreon.com/posts/sonic-adventure-136084016 Please support today's podcast to keep this content coming! CashApp: $DomBrightmonDonate on PayPal: @DBrightmonBuy Me a Coffee: https://www.buymeacoffee.com/dombrightmonGet Going North T-Shirts, Stickers, and More: https://www.teepublic.com/stores/dom-brightmonThe Going North Advancement Compass: https://a.co/d/bA9awotYou May Also Like…Ep. 921 – From WWE Diva to Spiritual Mentor with Joy Giovanni (@joygiovanni): https://www.goingnorthpodcast.com/ep-921-from-wwe-diva-to-spiritual-mentor-with-joy-giovanni-joygiovanni/Ep. 962 – How Confusion Can Lead To Peace, Personal Growth, and Self-discovery with Giovanna Silvestre (@ConfusedGirlLA): https://www.goingnorthpodcast.com/ep-962-how-confusion-can-lead-to-peace-personal-growth-and-self-discovery-with-giovanna-silvest/Ep. 634 – Divine Messy Human with Amanda Kate: https://www.goingnorthpodcast.com/ep-634-divine-messy-human-with-amanda-kate/Ep. 953 – How to Find Sweetness in Adversity with Amy Olmedo: https://www.goingnorthpodcast.com/ep-953-how-to-find-sweetness-in-adversity-with-amy-olmedo/Ep. 989 – Get Fabulous Or Die Tryin' with Nkrumah Mensah: https://www.goingnorthpodcast.com/ep-989-get-fabulous-or-die-tryin-with-nkrumah-mensah/Ep. 940 – From Cheers to Chaos with Katie B. Happyy (@katiebhappyy): https://www.goingnorthpodcast.com/ep-940-from-cheers-to-chaos-with-katie-b-happyy-katiebhappyy/Ep. 919 – Spellbound No More with Judy Koons (@JudyKoons): https://www.goingnorthpodcast.com/ep-919-spellbound-no-more-with-judy-koons-judykoons/Ep. 656 – How a Red Couch Turned My Pain Into Purpose with Tracey Escobar: https://www.goingnorthpodcast.com/ep-656-how-a-red-couch-turned-my-pain-into-purpose-with-tracey-escobar/Ep. 1029 – Unlock Your Creativity & Make Life Your Biggest Art Project with Pia Mailhot-Leichter (@pialeichter): https://www.goingnorthpodcast.com/ep-1029-unlock-your-creativity-make-life-your-biggest-art-project-with-pia-mailhot-leichter-p/149 - May I Only Leave Rose Petals with J.S. Drake: https://www.goingnorthpodcast.com/149-may-i-only-leave-rose-petals-with-js-drake/Ep. 537 – If Trees Could Talk with Holly Worton (@hollyworton): https://www.goingnorthpodcast.com/ep-537-if-trees-could-talk-with-holly-worton-hollyworton/Ep. 966 – From Near-Death Experience to Bestselling Novelist with Tash Doherty (@misseducated__): https://www.goingnorthpodcast.com/ep-966-from-near-death-experience-to-bestselling-novelist-with-tash-doherty-misseducated/Ep. 334.5 – The Business of Immortality with Sahara Foley (@SaharaFoley): https://www.goingnorthpodcast.com/ep-3345-holiday-bonus-the-business-of-immortality-with-sahara-foley-saharafoley/

0.02 Timmy, one of the moderators of the /r/CryptoCurrency subreddit and member of the Polygon marketing team, joined me to discuss crypto on social platforms the latest with Polygon.Topics:- Reddit vs other social platforms for Crypto- Power of Reddit - GME and AMC- Reddit NFT integrations - Polygon latest and greatestBrought to you by

Is the stock market in an AI bubble? What happens if it bursts? To understand our current economic moment, it's essential to understand history. In this episode of Masters of Scale, host Jeff Berman is joined by journalist and author Andrew Ross Sorkin onstage at the Masters of Scale Summit in San Francisco. His new book is 1929: Inside the Greatest Crash in Wall Street History–and How It Shattered a Nation. Sorkin explains the lessons we can learn from this historical moment – and how they provide cautionary tales.Visit the Rapid Response website here: https://www.rapidresponseshow.com/Subscribe to the Masters of Scale weekly newsletter: https://mastersofscale.com/newsletter/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Robbie Bach, former president of Microsoft's Entertainment and Devices Division, discusses his transition from technology executive to author of political techno-thrillers, focusing on his latest book, The Blockchain Syndicate. The narrative explores themes of digital identity, misinformation, and the vulnerabilities of modern institutions, emphasizing that technology itself is neutral; it can be used for both beneficial and harmful purposes. Bach highlights the character of Tamika Smith, a military veteran, as a lens through which to examine leadership in a complex landscape of technology and public trust.Bach elaborates on the psychological and technical aspects of his story, particularly the implications of digital identity and authenticity. He notes that the plot involves a blackmail scenario linked to a character presumed dead, raising questions about the authenticity of digital communications. This reflects broader concerns about cybersecurity, where vulnerabilities are often exploited rather than created anew. Bach emphasizes the importance of grounding his narrative in real-world technology and experiences, blending factual research with creative storytelling.The conversation also touches on the governance of technology, critiquing current regulatory approaches that tend to be reactive rather than proactive. Bach argues that effective governance requires forward-thinking leadership capable of anticipating future challenges, particularly in areas like AI and blockchain. He stresses the need for businesses, including small and medium-sized enterprises, to engage with these issues beyond mere compliance, advocating for a broader sense of responsibility that includes stakeholder value.For Managed Service Providers (MSPs) and IT service leaders, Bach's insights underscore the critical role they play in navigating the complexities of technology governance and cybersecurity. By understanding the vulnerabilities inherent in digital systems and advocating for responsible practices, MSPs can better support their clients in mitigating risks associated with misinformation and identity fraud. The episode serves as a reminder of the importance of ethical considerations in technology deployment and the need for proactive engagement in shaping a secure digital future.

Ready to grow your clientele & revenue? Download "The 20 Client Generators" PDF now and get instant access to strategies that will fill your calendar with potential clients. No complicated tech, no lengthy processes—just real strategies that work. https://info.patrigsby.com/20-client-generators Do you want to stop chasing leads and start attracting them instead? Get Instant Access To The Weekly Client Machine For Just $5.00! https://patrigsby.com/weeklyclientmachine Get Your FREE Copy of Pat's Fitness Entrepreneur Handbook! https://patrigsby.com/feh  --- The Simplest Way to Win in Business: Consistency and Perseverance In this episode, Pat discusses the simplest way to achieve success in business and life: being willing to consistently do the things that most people won't. He shares personal anecdotes about writing daily emails for over 20 years, producing more than 700 podcast episodes, and the importance of local relationship marketing. Patrick emphasizes that success often comes from dedication to simple, consistent actions rather than seeking out elusive 'magic' solutions. Tune in to learn why consistency is your most defensible advantage in any competitive landscape. 00:00 Introduction and Episode Overview 00:02 The Simplest Way to Win in Business 00:55 Consistency and Commitment 03:34 Podcasting Journey and Lessons Learned 05:54 Local Relationship Marketing 07:42 Conclusion: Do What Others Won't

This week, Gene Marks tells us it's late, but it's not too late to reduce this year's tax bill. There are still steps you can take, including writing off receivables and inventory and kicking money into a retirement plan. You might even be able to save money on your taxes from previous years if you used the research-and-development tax depreciation. The GOP tax law allows you to go back and retroactively take the full R&D deduction in the first year rather than amortizing it over five years—but check with your accountant. Gene also says that it's no longer a slam dunk that a pass-through structure is best for smaller businesses—but again, check with your accountant!

Joe Janzen, Agricultural Economist - University of IllinoisUniversity of Illinois Agricultural Economist Joe Janzen's full presentation made during the December 2025 Farm Assets Conference. ★ Support this podcast ★

À mes débuts, j'ai passé des heures à chercher le plan d'action parfait pour faire décoller un business, pour trouver LA recette de la réussite.J'en faisais vraiment une obsession !

This is the daily Tech and Business Report. We are approaching the end of the year -- which means it's a good time to take a look at your portfolio before 2026 begins. For more, KCBS Radio news anchor, Margie Shafer, spoke with Michael Yoshikami, CEO and founder of Destination Wealth Management in Walnut Creek.

Iowa Business Report Friday EditionDec. 26, 2025           Creighton University economist Dr. Ernie Goss on the danger of expecting government payouts when an economic sector falters. 

Selbstständigkeit – ist das wirklich was für jeden?Selbstständigkeit klingt für viele nach Freiheit, Selbstbestimmung und endlich das eigene Ding machen. Kein Chef, keine festen Zeiten, mehr Kontrolle über das eigene Leben. Genau dieses Bild sorgt aber dafür, dass viele Menschen mit völlig falschen Erwartungen in die Selbstständigkeit starten.In dieser Podcastfolge spreche ich offen darüber, warum Selbstständigkeit nicht automatisch Freiheit bedeutet, sondern vor allem Verantwortung. Du bist nicht einfach dein eigener Chef. Du bist verantwortlich für alles. Entscheidungen, Umsätze, Kunden, Fehler, Druck und Unsicherheit liegen komplett bei dir.Ich teile meine Erfahrungen aus vielen Jahren Selbstständigkeit und aus der Arbeit mit Gründern und Unternehmern und ordne ehrlich ein, welche Eigenschaften du wirklich brauchst. Es geht um mentale Belastung, fehlende Pausen, Verkaufsfähigkeit, Kritikfähigkeit und die Frage, ob Selbstständigkeit wirklich zu deiner Persönlichkeit passt.Keine Motivation, kein Schönreden, kein Durchhalte Gerede.Nur eine realistische Einordnung für alle, die mit dem Gedanken spielen oder bereits mittendrin stecken.

Dans cet épisode solo, j'analyse le parcours de Léa, fondatrice de Populence Academy (au sein de La Concierge Gastronomique), qui forme les équipes commerciales à transformer un repas en opportunité business.Son secret ? Une exécution ultra focus et 5 leviers concrets que vous pouvez appliquer dès aujourd'hui pour scaler votre business.Au programme :Transformer un repas (ou un café) en acte commercial stratégiqueVendre avec l'émotion… grâce à l'écouteCréer des opportunités en activant le réseau (dans la vraie vie et sur LinkedIn)Anticiper les cycles de vente longs et piloter l'année, pas la semaineMettre du cadre : déléguer, se faire accompagner, et construire un modèle scalableUn épisode 100% actionnable pour tout entrepreneur ou toute entrepreneure.Bonne écoute !

To get the most out of your talent, you need to create an environment that allows them to thrive. Nobody knows this better than Indra Nooyi, who spent 12 years as the CEO of PepsiCo. Her drive to support talent underpinned the initiatives that transformed the company. Hear her conversation with host Reid Hoffman in this episode from our archive.Subscribe to the Masters of Scale weekly newsletter: https://mastersofscale.com/newsletter/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this comprehensive training session from the symposium, Tony Gonzalez, Training Director at Fieldpiece, delivers an engaging and practical guide to combustion analysis for HVAC technicians. With 25 years of experience at Fieldpiece—from warehouse worker to training director—Tony brings both technical expertise and real-world application to this 50-minute interactive session focused on the company's CAT 85 combustion analyzer. Tony emphasizes that combustion analysis serves four critical purposes: safety, efficiency, equipment specification verification, and liability protection. He makes a compelling business case for investing in combustion analyzers, noting that preventing just two callbacks or one liability lawsuit can pay for the equipment ten times over. The training walks attendees through the complete process, from properly warming up the analyzer in fresh air (allowing sensors to calibrate to ambient oxygen and zero carbon monoxide) to generating professional PDF reports that can be shared with customers or integrated into work order management systems like ServiceTitan. The session provides detailed guidance on interpreting key measurements, including stack temperature, oxygen percentage, carbon monoxide levels, and draft pressure. Using design parameters from the National Comfort Institute, Tony demonstrates how to diagnose issues by comparing actual readings against acceptable ranges for different furnace types (atmospheric, 80% induced fan, and 90+ percent condensing). He walks through practical troubleshooting scenarios, showing how measurements like high oxygen combined with low stack temperature can point to specific problems like low gas pressure that technicians can then verify and correct. Throughout the presentation, Tony emphasizes proper technique and best practices, from creating test ports at least 12 inches above the inducer fan to the importance of plugging test ports after completion. He also highlights innovative features of Fieldpiece's analyzers, including the hydro cycle pump that eliminates traditional water traps, sensor vault technology that extends sensor life to four years, and built-in wireless connectivity allowing technicians to view measurements on their mobile devices through the Job Link app. Topics Covered: Why perform combustion analysis: Safety verification, efficiency optimization, OEM specification compliance, and liability protection Business benefits: Reducing callbacks, improving OEM relationships, enhancing professional image, and protecting against lawsuits Proper startup procedure: Warming up analyzers in fresh air for accurate oxygen and CO sensor calibration Ambient CO testing: Using combustion analyzers vs. dedicated walk-around detectors for carbon monoxide detection in living spaces Test port installation: Proper placement at least 12 inches above inducer fans and away from 90-degree elbows Key measurements explained: Stack temperature, oxygen percentage, CO PPM, CO air-free, draft pressure, and efficiency calculations Equipment type selection: Choosing correct settings for atmospheric, 80% induced fan, or 90+ percent condensing furnaces Diagnostic interpretation: Using National Comfort Institute parameters to identify issues like excess combustion air or low gas pressure Advanced features: Built-in dual port manometer for gas and static pressure, wireless Job Link app connectivity, and hydro cycle pump technology Report generation: Creating professional PDF reports with company branding for customer documentation and CYA protection Maintenance tips: Checking particle filters, understanding sensor vault technology, and the importance of annual calibration Sensor longevity: Four-year sensor life warranty and field-replaceable sensors without sending equipment for service   Have a question that you want us to answer on the podcast? Submit your questions at https://www.speakpipe.com/hvacschool. Purchase your tickets or learn more about the 7th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android.

What if 90 days from now, your business was sharper, more focused, and positioned for real growth? This simple but powerful 10-question framework is designed to help you identify your biggest challenge, clarify your team's focus, and uncover new opportunities to stand out in your market. LINKS 90 Day Business Clarity Worksheet (https://docs.google.com/document/d/1a_rGQy83JhYfmcbWhGWZredl43Ds-EAd-1gh1ulAYlg/edit?tab=t.0) Meet location-independent founders inside Dynamite Circle (https://dynamitecircle.com/) Hang out exclusively with 7+ figure founders in DC BLACK (https://dynamitecircle.com/dc-black) CHAPTERS (00:03:29) Biggest challenge and next steps (00:06:33) Focus (00:08:24) Understand your customer (00:12:45) Positioning (00:15:55) Innovation and unique advantages (00:21:15) Network (00:22:57) Business model (00:25:06) Team (00:26:38) Cadence & leadership (00:28:34) Bonus CONNECT: Dan@tropicalmba.com Ian@tropicalmba.com Past guests on TMBA include Cal Newport, David Heinemeier Hannson, Seth Godin, Ricardo Semler, Noah Kagan, Rob Walling, Jay Clouse, Einar Vollset, Sam Dogan, Gino Wickam, James Clear, Jodie Cook, Mark Webster, Steph Smith, Taylor Pearson, Justin Tan, Matt Gartland, Ayman Al-Abdullah, Lucy Bella. PLAYLIST: Your 2026 Business Plan in 36 Minutes (https://tropicalmba.com/episodes/2026-business-plan) [FREE Resource] Don't Write Another Landing Page Without This Framework (https://tropicalmba.com/episodes/2026-email-funnels-playbook) [2026 Email Funnels Playbook] These 7+ Figure Founders Refused the “Normal” Path to Wealth (https://tropicalmba.com/episodes/7-figure-founders-refused-normal-path)

Visionary vs. Integrator: The Two Types of Cash-Practice Entrepreneurs Clique away long enough and you lose your patient's attention. That's why Claire, our AI scribe built specifically for physical therapists, handles the documentation so you can focus on the person in front of you. Try it free at MeetClaire.ai. In this episode of the PT Entrepreneur Podcast, Dr. Danny breaks down two personality types that show up again and again inside cash-based practices: the Visionary and the Integrator. He explains why knowing your type gives you an immediate advantage, how it shapes your strengths, and which weaknesses can hold you back from scaling. What You'll Learn The difference between Visionaries and Integrators in a cash practice Why founders naturally lean toward one role—and how to spot yours Where each style excels (and where they struggle) Why early-stage entrepreneurs must build skills outside their comfort zone Two books that can change your trajectory depending on your type How to build momentum by pairing effort with accuracy Recommended Books For Integrators: How to Win Friends and Influence People For Visionaries: The Checklist Manifesto Key Takeaways Your natural wiring is an advantage—once you understand it. Visionaries need structure, systems, follow-through, and consistency. Integrators must learn the people-facing skills that drive business early on. Business growth accelerates when you focus effort on the right skills at the right time. You don't need more broad information—you need targeted learning and repetition. Want Personalized Guidance? If you want help identifying your strengths, gaps, and the clearest path to grow your cash practice, book a free call with a PT Biz senior advisor:

For any entrepreneur, the most valuable currency to buy back is time. Yet many remain trapped, losing time with family and struggling to break free from the business.But today's guest has become the embodiment of building freedom through creativity, community, and leveraging advisory opportunities.Pat Flynn is the creator of Smart Passive Income, bestselling author of Will It Fly? and Superfans, advisor to top tech companies such as Teachable, Circle, SquadCast, and Riverside, and one of the most respected voices in online business. Since being laid off as an architect in 2008, he's built multiple 7-figure businesses, generating millions of podcast downloads, and launching a wildly successful Pokémon YouTube channel with almost 2 million subscribers. In this episode, Pat shares how he identifies winning opportunities, his Airport Test framework for evaluating business ideas, how advisory shares became one of his highest-ROI wealth builders, and how he's intentionally designed his life so that work supports family—not the other way around. In this episode, you'll learn: 1.) How Pat turned a layoff into a launchpad for building multiple passive income businesses.2.) A simple framework to evaluate business ideas before investing time or money.3.) Why advisory shares became one of his highest-leverage income streams—and the criteria he uses to decide which companies to work with.Show Notes: LifestyleInvestor.com/270Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Long-term success is built on what you refuse to compromise. In today's episode, Kevin and Alan down why principles, standards, and integrity are not optional if you want real fulfillment and sustainable performance. This conversation cuts through shortcuts, surface-level success, and false wins to examine how identity, decision-making, and self-trust are shaped over time. Drawing from decades of experience, thousands of episodes, and real-world coaching, they explain why many people win fast but lose themselves in the process.This is a grounded look at what actually holds up under pressure, scrutiny, and time. Build something you can stand behind, then press play and lock it in.Learn more about:If you want to start, grow, scale, or monetize your podcast? Join our “Next Level Podcast Accelerator” – Round 21 – Starting January 6, 2026. Use promocode: NLULISTENER, for 30% off - https://www.nextleveluniverse.com/group-coaching/Join our private Facebook community, “Next Level Nation,” to grow alongside people who are committed to improvement. - https://www.facebook.com/groups/459320958216700_______________________NLU is not just a podcast; it's a gateway to a wealth of resources designed to help you achieve your goals and dreams. From our Next Level Dreamliner to our Group Coaching, we offer a variety of tools and communities to support your personal development journey.For more information, check out our website and socials using the links below.

BONUS: Breaking Through The Organizational Immune System - Why Software-Native Organizations Are Still Rare With Vasco Duarte In this BONUS episode, we explore the organizational barriers that prevent companies from becoming truly software-native. Despite having proof that agile, iterative approaches work at scale—from Spotify to Amazon to Etsy—most organizations still struggle to adopt these practices. We reveal the root cause behind this resistance and expose four critical barriers that form what we call "The Organizational Immune System." This isn't about resistance to change; it's about embedded structures, incentives, and mental models that actively reject beneficial transformation. The Root Cause: Project Management as an Incompatible Mindset "Project management as a mental model is fundamentally incompatible with software development. And will continue to be, because 'project management' as an art needs to support industries that are not software-native." The fundamental problem isn't about tools or practices—it's about how we think about work itself. Project management operates on assumptions that simply don't hold true for software development. It assumes you can know the scope upfront, plan everything in advance, and execute according to that plan. But software is fundamentally different. A significant portion of the work only becomes visible once you start building. You discover that the "simple" feature requires refactoring three other systems. You learn that users actually need something different than what they asked for. This isn't poor planning—it's the nature of software. Project management treats discovery as failure ("we missed requirements"), while software-native thinking treats discovery as progress ("we learned something critical"). As Vasco points out in his NoEstimates work, what project management calls "scope creep" should really be labeled "value discovery" in software—because we're discovering more value to add. Discovery vs. Execution: Why Software Needs Different Success Metrics "Software hypotheses need to be tested in hours or days, not weeks, and certainly not months. You can't wait until the end of a 12-month project to find out your core assumption was wrong." The timing mismatch between project management and software development creates fundamental problems. Project management optimizes for plan execution with feedback loops that are months or years long, with clear distinctions between teams doing requirements, design, building, and testing. But software needs to probe and validate assumptions in hours or days. Questions like "Will users actually use this feature?" or "Does this architecture handle the load?" can't wait for the end of a 12-month project. When we finally discover our core assumption was wrong, we need to fully replan—not just "change the plan." Software-native organizations optimize for learning speed, while project management optimizes for plan adherence. These are opposing and mutually exclusive definitions of success. The Language Gap: Why Software Needs Its Own Vocabulary "When you force software into project management language, you lose the ability to manage what actually matters. You end up tracking task completion while missing that you're building the wrong thing." The vocabulary we use shapes how we think about problems and solutions. Project management talks about tasks, milestones, percent complete, resource allocation, and critical path. Software needs to talk about user value, technical debt, architectural runway, learning velocity, deployment frequency, and lead time. These aren't just different words—they represent fundamentally different ways of thinking about work. When organizations force software teams to speak in project management terms, they lose the ability to discuss and manage what actually creates value in software development. The Scholarship Crisis: An Industry-Wide Knowledge Gap "Agile software development represents the first worldwide trend in scholarship around software delivery. But most organizational investment still goes into project management scholarship and training." There's extensive scholarship in IT, but almost none about delivery processes until recently. The agile movement represents the first major wave of people studying what actually works for building software, rather than adapting thinking from manufacturing or construction. Yet most organizational investment continues to flow into project management certifications like PMI and Prince2, and traditional MBA programs—all teaching an approach with fundamental problems when applied to software. This creates an industry-wide challenge: when CFOs, executives, and business partners all think in project management terms, they literally cannot understand why software needs to work differently. The mental model mismatch isn't just a team problem—it's affecting everyone in the organization and the broader industry. Budget Cycles: The Project Funding Trap "You commit to a scope at the start, when you know the least about what you need to build. The budget runs out exactly when you're starting to understand what users actually need." Project thinking drives project funding: organizations approve a fixed budget (say $2M over 9 months) to deliver specific features. This seems rational and gives finance predictability, but it's completely misaligned with how software creates value. Teams commit to scope when they know the least about what needs building. The budget expires just when they're starting to understand what users actually need. When the "project" ends, the team disbands, taking all their accumulated knowledge with them. Next year, the cycle starts over with a new project, new team, and zero retained context. Meanwhile, the software itself needs continuous evolution, but the funding structure treats it as a series of temporary initiatives with hard stops. The Alternative: Incremental Funding and Real-Time Signals "Instead of approving $2M for 9 months, approve smaller increments—maybe $200K for 6 weeks. Then decide whether to continue based on what you've learned." Software-native organizations fund teams working on products, not projects. This means incremental funding decisions based on learning rather than upfront commitments. Instead of detailed estimates that pretend to predict the future, they use lightweight signals from the NoEstimates approach to detect problems early: Are we delivering value regularly? Are we learning? Are users responding positively? These signals provide more useful information than any Gantt chart. Portfolio managers shift from being "task police" asking "are you on schedule?" to investment curators asking "are we seeing the value we expected? Should we invest more, pivot, or stop?" This mirrors how venture capital works—and software is inherently more like VC than construction. Amazon exemplifies this approach, giving teams continuous funding as long as they're delivering value and learning, with no arbitrary end date to the investment. The Business/IT Separation: A Structural Disaster "'The business' doesn't understand software—and often doesn't want to. They think in terms of features and deadlines, not capabilities and evolution." Project thinking reinforces organizational separation: "the business" defines requirements, "IT" implements them, and project managers coordinate the handoff. This seems logical with clear specialization and defined responsibilities. But it creates a disaster. The business writes requirements documents without understanding what's technically possible or what users actually need. IT receives them, estimates, and builds—but the requirements are usually wrong. By the time IT delivers, the business need has changed, or the software works but doesn't solve the real problem. Sometimes worst of all, it works exactly as specified but nobody wants it. This isn't a communication problem—it's a structural problem created by project thinking. Product Thinking: Starting with Behavior Change "Instead of 'build a new reporting dashboard,' the goal is 'reduce time finance team spends preparing monthly reports from 40 hours to 4 hours.'" Software-native organizations eliminate the business/IT separation by creating product teams focused on outcomes. Using approaches like Impact Mapping, they start with behavior change instead of features. The goal becomes a measurable change in business behavior or performance, not a list of requirements. Teams measure business outcomes, not task completion—tracking whether finance actually spends less time on reports. If the first version doesn't achieve that outcome, they iterate. The "requirement" isn't sacred; the outcome is. "Business" and "IT" collaborate on goals rather than handing off requirements. They're on the same team, working toward the same measurable outcome with no walls to throw things over. Spotify's squad model popularized this approach, with each squad including product managers, designers, and engineers all focused on the same part of the product, all owning the outcome together. Risk Management Theater: The Appearance of Control "Here's the real risk in software: delivering software that nobody wants, and having to maintain it forever." Project thinking creates elaborate risk management processes—steering committees, gate reviews, sign-offs, extensive documentation, and governance frameworks. These create the appearance of managing risk and make everyone feel professional and in control. But paradoxically, the very practices meant to manage risk end up increasing the risk of catastrophic failure. This mirrors Chesterton's Fence paradox. The real risk in software isn't about following the plan—it's delivering software nobody wants and having to maintain it forever. Every line of code becomes a maintenance burden. If it's not delivering value, you're paying the cost forever or paying additional cost to remove it later. Traditional risk management theater doesn't protect against this at all. Gates and approvals just slow you down without validating whether users will actually use what you're building or whether the software creates business value. Agile as Risk Management: Fast Learning Loops "Software-native organizations don't see 'governance' and 'agility' as a tradeoff. Agility IS governance. Fast learning loops ARE how you manage risk." Software-native organizations recognize that agile and product thinking ARE risk management. The fastest way to reduce risk is delivering quickly—getting software in front of real users in production with real data solving real problems, not in demos or staging environments. Teams validate expected value by measuring whether software achieves intended outcomes. Did finance really reduce their reporting time? Did users actually engage with the feature? When something isn't working, teams change it quickly. When it is working, they double down. Either way, they're managing risk through rapid learning. Eric Ries's Lean Startup methodology isn't just for startups—it's fundamentally a software-native management practice. Build-Measure-Learn isn't a nice-to-have; it's how you avoid the catastrophic risk of building the wrong thing. The Risk Management Contrast: Theater vs. Reality "Which approach actually manages risk? The second one validates assumptions quickly and cheaply. The first one maximizes your exposure to building the wrong thing." The contrast between approaches is stark. Risk management theater involves six months of requirements gathering and design, multiple approval gates that claim to prevent risk but actually accumulate it, comprehensive test plans, and a big-bang launch after 12 months. Teams then discover users don't want it—and now they're maintaining unwanted software forever. The agile risk management approach takes two weeks to build a minimal viable feature, ships to a subset of users, measures actual behavior, learns it's not quite right, iterates in another two weeks, validates value before scaling, and only maintains software that's proven valuable. The second approach validates assumptions quickly and cheaply. The first maximizes exposure to building the wrong thing. The Immune System in Action: How Barriers Reinforce Each Other "When you try to 'implement agile' without addressing these structural barriers, the organization's immune system rejects it. Teams might adopt standups and sprints, but nothing fundamental changes." These barriers work together as an immune system defending the status quo. It starts with the project management mindset—the fundamental belief that software is like construction, that we can plan it all upfront, that "done" is a meaningful state. That mindset creates funding models that allocate budgets to temporary projects instead of continuous products, organizational structures that separate "business" from "IT" and treat software as a cost center, and risk management theater that optimizes for appearing in control rather than actually learning. Each barrier reinforces the others. The funding model makes it hard to keep stable product teams. The business/IT separation makes it hard to validate value quickly. The risk theater slows down learning loops. The whole system resists change—even beneficial change—because each part depends on the others. This is why so many "agile transformations" fail: they treat the symptoms (team practices) without addressing the disease (organizational structures built on project thinking). Breaking Free: Seeing the System Clearly "Once you see the system clearly, you can transform it. You now know the root cause, how it manifests, and what the alternatives look like." Understanding these barriers is empowering. It's not that people are stupid or resistant to change—organizations have structural barriers built on a fundamental mental model mismatch. But once you see the system clearly, transformation becomes possible. You now understand the root cause (project management mindset), how it manifests in your organization (funding models, business/IT separation, risk theater), and what the alternatives look like through real examples from companies successfully operating as software-native organizations. The path forward requires addressing the disease, not just the symptoms—transforming the fundamental structures and mental models that shape how your organization approaches software. Recommended Further Reading Vasco's article on 5 examples of software disasters that show we are in the middle of another software crisis NoEstimates movement: Vasco Duarte's work and book Impact Mapping: Gojko Adzic's framework Lean Startup: Eric Ries, "The Lean Startup" Outcome-based funding model Spotify squad model: Henrik Kniberg's materials Chesterton's fence paradox About Vasco Duarte Vasco Duarte is a thought leader in the Agile space, co-founder of Agile Finland, and host of the Scrum Master Toolbox Podcast, which has over 10 million downloads. Author of NoEstimates: How To Measure Project Progress Without Estimating, Vasco is a sought-after speaker and consultant helping organizations embrace Agile practices to achieve business success. You can link with Vasco Duarte on LinkedIn.

Send us a textTransitioning from fellowship to your first attending job? You're probably not prepared for the business side of medicine—and that's exactly the problem Dr. Tung Giep addresses in this episode. Dr. Giep, a neonatologist with over 30 years of experience, shares hard-earned lessons from building and selling a private practice in Houston, navigating toxic work environments, and eventually finding his place in telemedicine. His new book, The Business of Medicine: The Definitive Guide to Help New Physicians Start Their Career on the Right Path and Avoid Costly Mistakes, tackles what medical training ignores: contract negotiation, non-competes, choosing the right CPA and attorney, and understanding your self-worth.Ben and Dr. Giep discuss why new physicians get blindsided by job offers, how to vet a practice properly, and the reality of community neonatology versus academic medicine. They also explore the growing role of AI in healthcare and what it means for the next generation of physicians. Whether you're finishing fellowship or reconsidering your current position, this conversation offers practical guidance on taking control of your career—and avoiding costly mistakes along the way. Support the showAs always, feel free to send us questions, comments, or suggestions to our email: nicupodcast@gmail.com. You can also contact the show through Instagram or Twitter, @nicupodcast. Or contact Ben and Daphna directly via their Twitter profiles: @drnicu and @doctordaphnamd. The papers discussed in today's episode are listed and timestamped on the webpage linked below. Enjoy!

348: Holiday Rewind: 4 Ways to Advance Your Nonprofit LeadershipWhat are you doing - intentionally - to move closer to your nonprofit leadership goals?In this Holiday Rewind of solo episode #159, Patton revisits four practical, evergreen ways nonprofit leaders can reflect, refocus, and move forward in their leadership journey. Whether you're early in your career, preparing for your next step, or refining your impact as a senior leader, these four elements provide a simple framework for year-end reflection and year-ahead momentum.Special thanks to our friends from TowneBank and Armstrong McGuire for supporting this podcast on its way to 350 Episodes next month!The Four Elements1. Sharpen Your Vision Framework. Clarity fuels progress. Revisit where you want to be in three to five years and define the kind of leader you want to become, not just the title you want to hold. A clear vision helps you evaluate opportunities, say no with confidence, and align daily work with long-term goals.2. Practice Self-Assessment. Growth starts with honest reflection. Regularly assess your strengths, skill gaps, leadership style, and readiness for greater responsibility. Seek feedback, reflect on recent experiences, and use that insight to guide your development priorities.  There were 10 Skills back in Episode #159, but the Mastermind Program now features 12!3. Utilize Strategic Networking. Relationships don't happen by accident. Be intentional about building a diverse network of peers, mentors, and sponsors who can challenge your thinking, open doors, and support your growth. Strategic networking is about mutual value, not transactions.4. Curate Knowledge. You don't need to know everything, but you do need to keep learning. Be selective about the books, podcasts, conferences, and conversations that shape your thinking. Curated learning keeps you relevant, reflective, and ready for what's next.About PattonPatton McDowell is a nonprofit leadership coach, consultant, author, and podcast host with more than 30 years of experience helping leaders and organizations thrive. He is the founder of PMA Nonprofit Leadership, where he works with emerging, mid-career, and senior nonprofit professionals through coaching, training, and strategic planning. Before launching PMA in 2009, Patton served as Vice President for University Advancement at Queens University of Charlotte and previously as Vice Chancellor for University Advancement at UNC Wilmington, where he was the youngest vice chancellor in the UNC system. Earlier in his career, he held leadership roles with Special Olympics North Carolina and Special Olympics International. Patton holds a bachelor's degree from UNC Chapel Hill where he was a Morehead Scholar, an MBA from the McColl School of Business at Queens, and a doctorate in Organizational Change and Leadership from the University of Southern California. He is a Certified Fundraising Executive (CFRE), a Master Trainer for AFP, host of the weekly podcast Your Path to Nonprofit Leadership, and author of the book of the same name.Other Solo Episodes by PattonEpisode #56 – 10 Essential Skills & Experiences for Nonprofit LeadershipEpisode #78 – 5 Ways to Build Your Professional Development PlanEpisode #13 – Build a Personal Strategic Plan That WorksAre you ready for a Mastermind?

In this episode, Candice Snyder sits down with Drew Norton, known as the Everyday Sales Leader. Drew is a self-development coach, sales consultant, and co-host of the Everyday Leader podcast. With a background spanning sales, leadership, hiring, and training, Drew shares how a life-altering family crisis reshaped his understanding of leadership, communication, and purpose. In this episode, they discuss:How a family medical crisis reshaped Drew's definition of leadershipWhy leadership often starts at home before it shows up at workHow sales and communication skills impact relationships beyond businessWhat confidence really means and how it is built through integrityWhy discovery and asking better questions matter more than persuasionHow mindset shifts can change the way people view sales and leadership Leadership does not always come from titles or success. Sometimes it is forged in the moments that test us most and invite us to show up with courage, compassion, and clarity! About Drew Norton:Drew Norton, known as The Everyday Sales Leader, is a dynamic self-development coach, sales consultant, and co-host of The Everyday Leader Podcast. With a background spanning sales, hiring, recruiting, leadership, and training across diverse industries, he's a seasoned expert in cultivating individual and organizational success. His career journey encompasses a proven track record in sales, and he's passionate about translating his wealth of knowledge into actionable insights, empowering others to achieve their career aspirations in sales and leadership. Website: https://theeverydaysalesleader.com/ | https://theeverydaysalesleader.com/riseupYouTube: https://www.youtube.com/@theeverydaysalesleaderInstagram: https://www.instagram.com/theeverydaysalesleader/LinkedIn: linkedin.com/in/theeverydaysalesleader -----If you're struggling, consider therapy with our sponsor, BetterHelp.Visit https://betterhelp.com/candicesnyder for a 10% discount on your first month of therapy.*This is a paid promotionIf you are in the United States and in crisis, or any other person may be in danger -Suicide & Crisis Lifeline Dial 988-----Connect with Candice Snyder!Website: https://www.podpage.com/passion-purpose-and-possibilities-1/Facebook: https://www.facebook.com/candicebsnyder?_rdrPassion, Purpose, and Possibilities Community Group: https://www.facebook.com/groups/passionpurposeandpossibilitiescommunity/Instagram: https://www.instagram.com/passionpurposepossibilities/LinkedIn: https://www.linkedin.com/in/candicesnyder/Shop For A Cause With Gifts That Give Back to Nonprofits: https://thekindnesscause.com/Fall In Love With Artists And Experience Joy And Calm: https://www.youtube.com/@movenartrelaxationClick this link to receive your FREE TRIAL to The Greenhouse Communityhttps://www.thegreenhousecommunity.com/checkout/the-greenhouse-membership?affiliate_code=11e889

Episode 330 hosts Dr Felix Bertram (Dermatologist from Zurich, Switzerland) Felix is a successful Dermatologist, serial entrepreneur and has been on the podcast several times to share his business insights. But in this episode we discuss something very different - a very real story about the serious challenges of trying to balance numerous multi-million dollar businesses and the consequences of impending burnout. We talk about Felix's health scare after taking a random biological age test and how he changed everything to overcome this. Our conversation highlights how to recognise when work and life are out of balance and what you might put into place to combat it. 00:00 Introduction 00:40 Live from the Canadian Aesthetics Expo 01:09 Special guest: Dr. Felix Bertram 01:49 Felix's Journey: From Dermatology to Entrepreneurship 03:42 The Wake-Up Call: Biological Age Test 07:20 Balancing Health, Relationships, and Business 12:08 Advice for Aspiring Injectors and Business Owners 21:25 Felix's Health Transformation and Tips 25:50 Discussing Weight Loss and Fitness 25:59 Supplements and Longevity 26:26 Personalised Supplementation 27:47 Nutrition and Healthy Eating 29:39 Felix's new book - Hacking Age 31:29 Experiences on Necker Island 33:53 Meditation and Mindfulness 39:45 Phone Addiction and Digital Detox 42:33 Current Focus and Future Plans 44:07 Podcast Growth and Community ALL IA LINKS & CONTACT INFORMATION

Send us a textWhat if the real reason you feel stuck is not motivation, talent, or discipline, but your ability to focus?In this episode, we break down why unbreakable focus is the skill separating people who move forward from those who stay stuck. We explain how distraction, poor sleep, and weak attention habits quietly sabotage your goals, relationships, and confidence. We reframe focus as a trainable life skill, not a personality trait, and show why mastering it changes everything. If you want a future that looks different than your present, this episode is your starting line.Here are the related episodes, each one builds on today's conversation:#425 | Are You Actually Protecting Your Mental Health? - https://apple.co/4s9AMR6#447 | The Dark Side of Consistency: When Sticking to the Plan Holds You Back - https://apple.co/4pPMjmX #462 | How to Set Up Your Workspace for Safety & Success - https://apple.co/48TAoP9 Evolve Together Experiences:

In this holiday episode, we celebrate reaching over 300 paying subscribers and 1,500 monthly active users. We also discuss recent backend infrastructure optimizations, critical bug fixes, and future plans, including a new pro plan with expanded features like higher private podcast limits and custom audio uploads.Chapters:[00:00] Introduction[00:47] Business updates[04:55] Recent projects: cost optimizations, bug fixes, CVEs[12:36] Future plans[15:59] RecommendationsDownload the Metacast podcast app for free:iOS: https://apps.apple.com/app/metacast/id6462012536Android: https://play.google.com/store/apps/details?id=app.metacast.podcast.player

“What if your younger self is the reminder you need today?”In this episode of Business is Human, Rebecca Fleetwood Hession invites listeners into a heartfelt practice of visiting earlier versions of themselves with compassion, gratitude, and curiosity. Sparked by meaningful moments during a reunion with former Franklin Covey colleagues and a powerful conversation with her son, Rebecca explores how our past selves hold wisdom we often overlook.Through neuroscience, storytelling, and faith, she explains how reflecting with gratitude calms the nervous system, rewrites emotional memories, and opens us to what God is doing right now. Rebecca offers a simple guided practice and thoughtful reflection questions that fit easily into the holiday season or the start of a new year. This is a natural time when many of us feel more tender, reflective, and ready for renewal.In this episode, you'll learn:How revisiting earlier versions of yourself can calm your nervous system and shift your emotional stateWhy gratitude helps update old memories and creates space for confidence and clarityWhy your past resilience holds clues about what you are capable of todayThings to listen for:(00:00) Introduction(00:45) Holiday reflections and memories(02:28) Gratitude and personal growth(03:45) Reflecting on past experiences(07:32) The science and scripture of gratitude(15:14) Guided reflection practice(17:38) Reflection questions for the new yearConnect with Rebecca:https://www.rebeccafleetwoodhession.com/

Our 229th episode with a summary and discussion of last week's big AI news!Recorded on 12/19/2025Hosted by Andrey Kurenkov and Jeremie HarrisFeel free to email us your questions and feedback at contact@lastweekinai.com and/or hello@gladstone.aiRead out our text newsletter and comment on the podcast at https://lastweekin.ai/In this episode:Notable releases include OpenAI's GPT-5.2 Codex for advanced coding and Google's Gemini Free Flash for competitive AI application performance. Nvidia's new open-source Trion-3 models also showcase impressive benchmarks.Funding updates highlight Lovable's $330M Series B, valuing the AI coding startup at $6.6B, and Faya's $140M Series D for AI model hosting, valued at $4.5B.China makes significant strides in semiconductor technology with advances in EUV lithography machines, led by Huawei and SMIC, potentially disrupting global chip manufacturing dominance.Key safety and policy updates include OpenAI's GPT-5.2 system card focusing on biosecurity and cybersecurity risks, while Google partners with the US military to power a new AI platform with Gemini models.Timestamps:(00:00:10) Intro / Banter(00:02:09) News PreviewTools & Apps(00:02:56) Google launches Gemini 3 Flash, makes it the default model in the Gemini app | TechCrunch(00:10:13) ChatGPT launches an app store, lets developers know it's open for business | TechCrunch(00:13:35) Introducing GPT-5.2-Codex | OpenAI(00:19:23) Story about OpenAI release - GPT image 1.5(00:22:27) Meta partners with ElevenLabs to power AI audio across Instagram, Horizon - The Economic TimesApplications & Business(00:23:16) OpenAI to End Equity Vesting Period for Employees, WSJ Says(00:28:20) How China built its ‘Manhattan Project' to rival the West in AI chips(00:36:47) China's Huawei, SMIC Make Progress With Chips, Report Finds(00:41:03) OpenAI in Talks to Raise At Least $10 Billion From Amazon and Use Its AI Chips(00:43:32) Amazon has a new leader for its ‘AGI' group as it plays catch-up on AI | The Verge(00:47:27) Broadcom reveals its mystery $10 billion customer is Anthropic(00:49:12) Vibe-coding startup Lovable raises $330M at a $6.6B valuation | TechCrunch(00:50:38) Fal nabs $140M in fresh funding led by Sequoia, tripling valuation to $4.5B | TechCrunchProjects & Open Source(00:51:10) Nvidia Becomes a Major Model Maker With Nemotron 3 | WIRED(00:59:24) Meta introduces new SAM AI able to isolate and edit audio • The Register(00:59:54) [2512.14856] T5Gemma 2: Seeing, Reading, and Understanding Longer(01:03:10) Anthropic makes agent Skills an open standard - SiliconANGLEResearch & Advancements(01:03:47) Budget-Aware Tool-Use Enables Effective Agent Scaling(01:08:21) Rethinking Thinking Tokens: LLMs as Improvement Operators(01:10:50) What if AI capabilities suddenly accelerated in 2027? How would the world know?Policy & Safety(01:12:58) Update to GPdfT-5 System Card: GPT-5.2(01:18:04) Neural Chameleons: Language Models Can Learn to Hide Their Thoughts from Unseen Activation Monitors(01:20:47) Async Control: Stress-testing Asynchronous Control Measures for LLM Agents(01:24:37) Google is powering a new US military AI platform | The VergeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Planning comes easy to entrepreneurs. Especially when things feel uncertain, heavy, or unfinished. The notes app fills up. The goals start forming. The urge to do something different kicks in fast. Pausing rarely feels as natural. In this episode of the Black to Business podcast, we slow the conversation down on purpose. This is not about setting better goals or building a more ambitious plan. This is about understanding where you are before deciding where you are going. Because planning without reflection often leads to repetition. New goals. Same pressure. Same habits. Same exhaustion. This episode is an invitation to pause long enough to see clearly. Not to quit. Not to check out. But to gather the information your business is already giving you. If you have ever felt like you keep restarting, carrying fatigue into new plans, or setting goals that feel heavy before you even begin, this conversation is for you. DURING THIS EPISODE YOU'LL LEARN: Why planning feels safer than pausing and what that habit costs you over time How skipping reflection turns intention into pressure What a real pause actually looks like without disappearing or falling behind The three things every pause should help you identify How awareness creates stronger plans than motivation ever will Why pausing helps you stop starting over and start building forward Thank you so much for listening! If you liked this episode, please subscribe to "The Black to Business Podcast" and rate and review on Apple Podcasts:   Don't miss out on the resources mentioned in this episode by checking out the show notes at blacktobusiness.com/284   Thank you so much for listening! Please support us by simply rating and reviewing our podcast!  

Are you feeling like your podcast has become a never-ending chore rather than a creative outlet? A rigid path of weekly production - without proper workflows - often leads straight to burnout. In this episode of Podcasting Unlocked, we sit down with Jacki Hayes to challenge the status quo of "hustle" podcasting. We dive deep into how to reclaim your capacity by implementing a seasonal approach, optimizing your workflow, and identifying exactly when and what to delegate. This week, episode 253 of Podcasting Unlocked is about time saving systems for podcasters! Jacki Hayes helps creative service providers build businesses that actually work—for them and their clients. She's the go-to when you're ready to stop duct-taping systems together and finally create a business that runs with more ease, clarity, and flexibility. With a sharp eye for strategy and a gift for simplifying the messy middle, Jacki supports business owners who want structure without rigidity. In this episode of Podcasting Unlocked, Jacki is sharing the importance of starting your podcast endeavor with strategy in mind and actionable steps you can take right now to implement systems that will save you time and allow you to work on other parts of your business. Jacki and I also chat about the following: Embrace the Seasonal Break: Taking intentional pauses between seasons isn't just for you—it creates anticipation for your listeners and allows you to "regroup and love your podcast again" instead of it becoming a burden .Build a Content Backlog: To avoid the pressure of weekly deadlines, aim to have a "backpocket" of recorded conversations. This buffer allows you to maintain consistency on the front end without feeling the stress of "Tuesday is coming" on the back end .Systemize Before You Delegate: Use project management tools like ClickUp and document your SOPs (Standard Operating Procedures) before bringing on help. This ensures that when you do hire a virtual assistant or producer, they have a clear roadmap to follow.Personalize Your Workflow: Stop following "cookie-cutter" templates. Whether you are an early-bird perfectionist or a last-minute deadline seeker, your systems should be built around how you actually work best.Be sure to tune in to all the episodes to receive tons of practical tips on turning your podcast listeners into leads and to hear even more about the points outlined above. Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me! And don't forget to follow, rate and review the podcast and tell me your key takeaways!Learn more about Podcasting Unlocked at https://galatimedia.com/podcasting-unlocked/ CONNECT WITH JACKI HAYES:InstagramHere's What I Learned podcastWebsiteCONNECT WITH ALESIA GALATI:InstagramLinkedInWork with Galati Media! Work with Alesia 1:1LINKS MENTIONED:You Can Do Hard Things: Podcasting, Business, and Burnout with Alesia GalatiFree Download: 15 Ways to Improve Your Podcast Proud member of the Feminist Podcasters Collective.

לאבוקדו לקח לא מעט זמן לתפוס כאן. אבל מרגע שזה קרה, הישראלים התמכרו, וזינקו לצמרת הצריכה העולמית לנפש. החקלאים התמסרו, כי התברר שהוא משתלם מאוד. ואפילו השווקים בעולם התעוררו, מתעלמים מכך שמדובר בפרי ציוני. ארי ליבסקר יצא למסע בין המטעים מהגליל עד העוטף, וגילה איך ולמה הפרי הירוק (או השחור) החליף את התפוזים, ומה אנחנו יכולים ללמוד ממנו על בני אדם הוקלט באולפני המרכז לתרבות מונגשת

מבחינת הממשלה, זו המטרה הנכספת: שאנחנו נריב על חניונים בזמן שהיא מבצעת את זממה בדמוקרטיה הישראלית ובציבור הרחב. ולמה בעצם חניות מוציאות מאיתנו אמוציות כאלה? אולי כי זו טריטוריית השליטה האחרונה שעוד נותרה לנו, ולכן נילחם עליה עד הסוף הוקלט באולפני המרכז לתרבות מונגשת

דילן פילד, ילד הפלא שייסד את פיגמה והפך למיליארדר בגיל 30, הרעיד לפני שבועות אחדים את הביצה המקומית כשרכש את Weavy הישראלית ב־200 מיליון דולר, שנה בלבד אחרי שקמה. בריאיון בלעדי ל"מוסף כלכליסט" הוא מספר כיצד פרסומת למיקרוסופט שהשתתף בה בילדותו הכינה אותו להתמודדות הקשוחה בענף, מודה לפיטר תיל שגרם לו לעזוב את האוניברסיטה, נזכר בשרת בית הספר שפתר איתו משוואות מתמטיות מסובכות, ומנסה להצביע על הרגע שבו נדע אם ה־AI הוא בועה הוקלט באולפני המרכז לתרבות מונגשת

Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about her latest column and the stock market rallying to end the year. And, as always, she answers questions from listeners.

Sensitivity Trainer. Maria specializes in helping entrepreneurs grow their revenue, create systems, have more balance, experience more freedom, and fearlessly step into the best version of themselves. Maria's healing work utilizes high vibrational consciousness, celestial light language, sacred geometry, light tones, Christ Consciousness, Angelic and Galactic frequencies for your transformation, and accelerated ascension. Her credentials include Ayurvedic Practitioner, Clinical Support Medical Hypnotherapy and Natal, Interlife and Past Life Regression Clinical Hypnotherapy, Quantum Energy Alchemist, Human Potential Activator, Wealth Consciousness Activator, Intuitive Revenue Accelerator Consultant, Podcast and Radio Host, Author and Speaker. Maria is an ancient soul who was created to usher humanity into their awakening so that they can access their full human-divine potential and live easily as their supernatural self. Maria works with several Galactic beings. Her purpose is to weave the galaxies into a unity consciousness, help keep the balance, protect humanity and empower them to evolve, ascend and access the upper dimensions. In this life, Maria is here to welcome Light Travelers, Starseeds, Healers, Indigo, Crystal, and Rainbow children to awaken their genius to fulfill their soul's missions. Her passion is to help beautiful beings know themselves, reconnect to their divine truth, reconnect to their full potential and power and joyfully express their soul's mission, manifesting success, true wealth, abundance, and prosperity. She finds great joy in manifesting and bridging the 5D into the 3D. She runs her successful business under her 360 Prosperity Brand for Business Coaching, Corporate Consulting, Business lending, Marketing and Brand strategy.

Iowa Business Report Thursday EditionDec. 25, 2025          Iowa Secretary of Agriculture and Land Stewardship Mike Naig on the impact of the recently announced payment through USDA to farmers who lost revenue due to U.S.-imposed tariffs. 

Four standout guests. Four conversations that shaped how we think about money, markets, and growth.In this special episode, we've pulled together our favourite guest moments from 2025 - revisiting the ideas, debates, and insights that sparked the biggest conversations throughout the year. From investing psychology and compounding, to housing reform, economic recovery, and scaling global businesses, this episode captures the thinking that mattered most.Register now: Buying a home, investing, or want better control of your money? Join Michael Vincent and James Blair for a practical 2026 financial planning webinar.Featured Guests & Key Discussions00:00 - Luke Kemeys- Compounding vs income investing and why behaviour matters more than perfect maths- The psychology of money, motivation, and consistency- Debt repayment strategies and getting early wins that keep people on track07:20 - Nicola Willis- Housing affordability and the future of home ownership in New Zealand- Planning reform, land supply, and replacing the Resource Management Act- Red tape, building constraints, and how supply impacts affordability- Creating economic growth beyond rising house prices13:45 - Mahesh Muralidhar- Scaling Canva from a small startup to a global business- Lessons from hyper-growth, leadership, and big ambition- Why New Zealand needs more global role models- Thinking bigger and building companies that can scale internationally21:00 - Jarrod Kerr - Interest rates, economic recovery, and why the turnaround took so long- Business confidence, hiring decisions, and investment signals- Housing market confidence, GDP outlook, and what to watch next- Where momentum is starting to return in the New Zealand economyFor more money tips follow us on: Facebook - https://www.facebook.com/lighthousefinancialnz/Instagram - https://www.instagram.com/lighthousefinancialnz/The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Découvrez ma formation aux fondamentaux de l'accueil, un parcours d'excellence, accessible à toutes & tous !1️⃣ Présentation de l'épisode :Si vous m'écoutez depuis un hôtel, un restaurant, une conciergerie ou un back-office pendant que d'autres sont en train d'ouvrir leurs cadeaux… cet épisode est pour vous.Chaque année, je rappelle qu'on ne parle jamais assez de celles et ceux qui travaillent pendant que le monde fait la fête.Alors, en ce jour de Noël, je veux vous adresser ce message, juste pour vous. Pour vous dire que je pense à vous.D'ailleurs, cette année… pour la première fois depuis que je suis en couple avec une hôtelière, nous avons des jours communs pour Noël.Merci au congé paternité et maternité. Je mesure vraiment ce privilège.C'est parce que j'ai passé tant de Noël à travailler que je sais la valeur de ces moments de retrouvailles.Les fêtes n'arrêtent pas l'hospitalité. Elles révèlent celles et ceux qui la portent !JOYEUX NOËL mes chers Insiders !2️⃣ Notes et références :▶️ Toutes les notes et références de l'épisode sont à retrouver ici.3️⃣ Le sponsor de l'épisode : HotelPartnerHotelPartner Revenue ManagementPrendre un rendez-vous avec MarjolaineDites que vous venez d'Hospitality Insiders et Marjolaine se déplace gratuitement dans votre établissement pour effectuer un diagnostic !4️⃣ Chapitrage : 00:00:00 - Introduction00:02:00 - Des souvenirs féériques en tant que directeur de nuit00:04:00 - Un changement de regard avec la parentalité00:06:00 - Vous n'êtes pas invisibles00:07:00 - L'hospitalité révélée par l'engagement00:08:00 - ConclusionSi cet épisode vous a passionné, rejoignez-moi sur :L'Hebdo d'Hospitality Insiders, pour ne rien raterL'Académie Hospitality Insiders, pour vous former aux fondamentaux de l'accueilLe E-Carnet "Devenir un Artisan Hôtelier" pour celles et ceux qui souhaitent faire de l'accueil un véritable artLinkedin, pour poursuivre la discussionInstagram, pour découvrir les coulissesLa bibliothèque des invités du podcastMerci de votre fidélité et à bientôt !Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Hier für die vollständige Rauhnächte Begleitung kostenlos anmelden: https://juliasspiritualliving.com/million-dollar-portal/ ✨✨✨✨ Kapitel 00:00-05:33 Einführung und Kontext 05:33-10:55 Input zum heutigen weiblichen Archetyp für Dich als Frau 10:55-13:38 Input zum heutigen weiblichen Archetyp in Bezug auf Fülle 13:38-23:15 Input zum heutigen weiblichen Archetyp in Bezug auf Business 23:15-26:00 Mini Meditation zur Vertiefung 28:13-38:28 Wie Du tiefer mit mir reisen kannst ✨✨✨✨ Du hörst diese Audio hier gerade über meinen öffentlichen Podcast, möchtest aber in die kostenlose Telegram Gruppe zu meiner Rauhnächte Begleitung, um auch die exklusive Playlist, schriftliche Impulse zu jeder Rauhnacht mit einem Ritualvorschlag, zusätzliche Audios für tieferen Kontext oder andere Goodies zu erhalten? Dann melde Dich hier kostenlos an: https://juliasspiritualliving.com/million-dollar-portal/ Hier findest Du die Einführungsaudio zu den Rauhnächten in meinem Podcast: Bei Spotify: https://open.spotify.com/episode/5dIxAe0tzTqOVPnB37hyig?si=7a19a35485dd451c Bei YouTube: https://youtu.be/-jyw03HBSA8 Hier findest Du die Aufzeichnung meines Instagram Lives als Kontext für MILLION DOLLAR PORTAL: Bei Instagram direkt: https://www.instagram.com/reel/DSnpRkdCR3B/?igsh=N3F5cTZpbnExbGdh Bei YouTube: https://youtu.be/8X7wfbbhWAI?si=qlpDkWdLXL8NiB2I

Merry Christmas Eve!! 'Tis the season where Danielle cosplays an East Coast Christmas (despite fully being in Florida), and Brooke (plus uncle Vinny) gear up for THE Super Bowl of the Miccio household. All is merry, all is bright, and ALL of the Carolan fam prepares to be pranked because you never know when Rich and Susan will make a surprise visit (iykyk). No, it's not too late to pull that holiday prank!! In fact the queen of pranks has a few tricks up her sleeve if you're looking for one. What's NOT a prank (sorry Brooke) is what these men are wearing to the holiday parties this year…maybe next Christmas is the year the men in our lives FINALLY learn to dress themselves (it would be a Christmas miracle)!! Look, it's the LAST episode of the year (sad), and ‘Santa' is making the studio feel a little more holly jolly just for you! And it's truly THE most holiday episode you get!! Ho Ho Ho, it's Gals on the Go!!Please support the show by checking out our sponsors!1-800 Contacts: Order online at 1800contacts.com or download the free 1-800 Contacts app today. Nutrafol: Nutrafol is offering our listeners $10 off your first month's subscription and free shipping when you go to Nutrafol.com and enter the promo code GALSSquarespace: Check out squarespace.com/GALS to save 10% off your first purchase of a website or domain using code GALSRocket Money: Cancel your unwanted subscriptions and reach your financial goals faster with Rocket Money. Go to RocketMoney.com/GOTG today.GOTG LTK https://www.shopltk.com/explore/Gals_on_the_Go GOTG Newsletter https://gotg.substack.com/ Gals On The Go Instagram https://www.instagram.com/galsonthegopodcast/ Brooke's Youtube Channel https://www.youtube.com/brookemiccio Brooke's Instagram https://www.instagram.com/brookemiccio/ Danielle's Youtube Channel https://www.youtube.com/c/daniellecarolan Danielle's Instagram https://www.instagram.com/daniellecarolan/ Business inquiries can be sent to: GalsOnTheGoGroup@caa.com Danielle's LTK: https://www.shopltk.com/explore/daniellecarolan/productsets/11ee5d6284a6acf19fd50242ac110003 Brooke's LTK: https://www.shopltk.com/explore/brookemiccio/productsets/11ee5d662bea0b67931d0242ac110004 GOTG YouTube Channel (watch full episodes with video!) https://www.youtube.com/channel/UCkCy3xcN257Hb_VWWU5C5vASee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

There's no doubt that the holidays can be an extremely stressful time for many people. Whether you're dealing with loneliness and depression, family trauma, politically opinionated cousins, or staying disciplined with what you eat, there are a lot of landmines hidden among the holiday cheer. The good news is there are also highly effective tools and tricks that can help you navigate all of the potential difficulties that can crop up this time of year. By framing things in the right way, setting expectations for yourself and those around you, and looking for ways to find and deepen human connection, you can turn a potentially stressful time into one of the most beautiful times of the year. SHOW NOTES: 00:00 | Introduction 00:47 | Dealing with Loneliness 10:24 | Maintaining Discipline at Holiday Meals 18:40 | Navigate Emotional Storms in the Family 32:25 | Working Through the Holidays? 37:06 | Faking It With Family 44:10 | Fill Your Heart With Love Check out our sponsors: Indeed: Get a FREE $75 CREDIT to upgrade your job post at indeed.com/IMPACT Pique: Go to piquetea.com/impact and use code IMPACT at checkout to get 5% off sitewide + FREE SHIPPING when you purchase a pu'er bundle! Backcountry: Go to Backcountry.com/theory and enter promo code THEORY to get 15% OFF your first full-priced purchase. Blinkist: Go to ⁠https://blinkist.com/impact⁠ Try it FREE for 7 days and save 25% off your new subscription. InsideTracker: Get 25% off their entire store at insidetracker.com/impacttheory Are You Ready for EXTRA Impact? If you're ready to find true fulfillment, strengthen your focus, and ignite your true potential, the Impact Theory subscription was created just for you. Want to transform your health, sharpen your mindset, improve your relationship, or conquer the business world? This is your epicenter of greatness.  This is not for the faint of heart. This is for those who dare to learn obsessively, every day, day after day. Subscription Benefits: Unlock the gates to a treasure trove of wisdom from inspiring guests like Andrew Huberman, Mel Robbins, Hal Elrod, Matthew McConaughey, and many, many, moreNew episodes delivered ad-freeExclusive access to Tom's AMAs, keynote speeches, and suggestions from his personal reading listYou'll also get access to an 5 additional podcasts with hundreds of archived Impact Theory episodes, meticulously curated into themed playlists covering health, mindset, business, relationships, and more:⁠Legendary Mindset⁠: Mindset & Self-Improvement⁠Money Mindset⁠: Business & Finance⁠Relationship Theory:⁠ Relationships⁠Health Theory⁠: Mental & Physical Health⁠Power Ups:⁠ Weekly Doses of Short Motivational Quotes  Subscribe on Apple Podcasts: ⁠https://apple.co/3PCvJaz⁠ Subscribe on all other platforms (Google Podcasts, Spotify, Castro, Downcast, Overcast, Pocket Casts, Podcast Addict, Podcast Republic, Podkicker, and more) : ⁠https://impacttheorynetwork.supercast.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

#907 What do you want to achieve? Figuring this out in exact terms is part one of this six-step goal design session. If you follow me through this powerful exercise, you'll have a clear roadmap on how to double your success in 2026. I'm not just talking about your business targets, either. From entrepreneurship to physical health, you can leverage today's episode to crush any goal and have your best year ever! I'll especially want you to uncover and go deep on your top three goals using the SMART system. You'll zero in on your first steps and the triggers that will support you in taking real action. And if you've been keeping an eye on my Lean Learning content this year, you know that's all you need to get moving. You don't have to have everything figured out on day one to win big! So listen in to create your blueprint for a successful 2026! Show notes and more at SmartPassiveIncome.com/session907.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What if the greatest gift you could offer this season isn't something you buy—but rather the way you choose to meet yourself and others—with kindness?As we pause new releases over the holidays, the Finding Mastery team is taking time to rest, reflect, and be with our loved ones — because we believe relationships are part of the practice of mastery itself.So today, we're re-releasing a powerful, audio-only episode from the Finding Mastery Vault: a conversation with THE Sharon Salzberg, one of the world's leading teachers of wisdom, mindfulness and loving-kindness meditation. Sharon shares how love can be trained as an ability, why discernment and gratitude sharpen performance, and how to meet fear without hardening. She also walks us through a simple loving-kindness meditation you can use right away. Her lessons are as relevant now as they were when we first shared this conversation — maybe even more so in a world that could use a little more gentleness right now.So, Happy Holidays from all of us here at Finding Mastery and with that, enjoy this week's From The Vault conversation with Sharon Salzberg.___________________________________________________________________Links & ResourcesSubscribe to our Youtube Channel for more conversations at the intersection of high performance, leadership, and wellbeing: https://www.youtube.com/c/FindingMasteryGet exclusive discounts and support our amazing sponsors! Go to: https://findingmastery.com/sponsors/Subscribe to the Finding Mastery newsletter for weekly high performance insights: https://www.findingmastery.com/newsletter Download Dr. Mike's Morning Mindset Routine: findingmastery.com/morningmindset Follow on YouTube, Instagram, LinkedIn, and XSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Original Release Date: November 17, 2025In the first of a two-part episode presenting our 2026 outlooks, Chief Global Cross-Asset Strategist Serena Tang has Chief Global Economist Seth Carpenter explain his thoughts on how economies around the world are expected to perform and how central banks may respond.Read more insights from Morgan Stanley.----- Transcript -----Serena Tang: Welcome to Thoughts on the Market. I'm Serena Tang, Morgan Stanley's Chief Global Cross-Asset Strategist. Seth Carpenter: And I'm Seth Carpenter, Morgan Stanley's Global Chief Economist. Serena Tang: Today, we'll focus on [the] all-important macroeconomic backdrop. Serena Tang: It's Monday, November 17th at 10am in New York. So, Seth, 2025 has been a year of transition. Global growth slowed under the weight of tariffs and policy uncertainty. Yet resilience in consumer spending and AI driven investments kept recession fears at bay. Your team has published its economic outlook for 2026. So, what's your view on global growth for the year ahead? Seth Carpenter: We really think next year is going to be the global economy slowing down a little bit more just like it did this year, settling into a slower growth rate. But at the same time, we think inflation is going to keep drifting down in most of the world. Now that anodyne view, though, masks some heterogeneity around the world; and importantly, some real uncertainty about different ways things could possibly go. Here in the U.S., we think there is more slowing to come in the near term, especially the fourth quarter of this year and the beginning of next year. But once the economy works its way through the tariffs, maybe some of the lagged effects of monetary policy, we'll start to see things pick up a bit in the second half of the year. China's a different story. We see the really tepid growth there pushed down by the deflationary spiral they've been in. We think that continues for next year, and so they're probably not quite going to get to their 5 percent growth target. And in Europe, there's this push and pull of fiscal policy across the continent. There's a central bank that thinks they've achieved their job in terms of inflation, but overall, we think growth there is, kind of, unremarkable, a little bit over 1 percent. Not bad, but nothing to write home about at all. So that's where we think things are going in general. But I have to say next year, may well be a year for surprises. Serena Tang: Right. So where do you see the biggest drivers of global growth in 2026, and what are some of the key downside risks? Seth Carpenter: That's a great question. I really do think that the U.S. is going to be a real key driver of the story here. And in fact – and maybe we'll talk about this later – if we're wrong, there's some upside scenarios, there's some downside scenarios. But most of them around the world are going to come from the U.S. Two things are going on right now in the U.S. We've had strong spending data. We've also had very, very weak employment data. That usually doesn't last for very long. And so that's why we think in the near term there's some slowdown in the U.S. and then over time things recover. We could be wrong in either direction. And so, if we're wrong and the labor market sending the real signal, then the downside risk to the U.S. economy – and by extension the global economy – really is a recession in the U.S. Now, given the starting point, given how low unemployment is, given the spending businesses are doing for AI, if we did get that recession, it would be mild. On the other hand, like I said, spending is strong. Business spending, especially CapEx for AI; household spending, especially at the top end of the income distribution where wealth is rising from stocks, where the liability side of the balance sheet is insulated with fixed rate mortgages. That spending could just stay strong, and we might see this upside surprise where the spending really dominates the scene. And again, that would spill over for the rest of the world. What I don't see is a lot of reason to suspect that you're going to get a big breakout next year to the upside or the downside from either Europe or China, relative to our baseline scenarios. It could happen, but I really think most of the story is going to be driven in the U.S. Serena Tang: So, Seth, markets have been focused on the Fed, as it should. What is the likely path in 2026 and how are you thinking about central bank policy in general in other regions? Seth Carpenter: Absolutely. The Fed is always of central importance to most people in markets. Our view – and the market's view, I have to say, has been evolving here. Our view is that the Fed's actually got a few more rate cuts to get through, and that by the time we get to the middle of next year, the middle of 2026, they're going to have their policy rate down just a little bit above 3 percent. So roughly where the committee thinks neutral is. Why do we think that? I think the slowing in the labor market that we talked about before, we think there's something kind of durable there. And now that the government shutdown has ended and we're going to start to get regular data prints again, we think the data are going to show that job creation has been below 50,000 per month on average, and maybe even a few of them are going to get to be negative over the next several months. In that situation, we think the Fed's going to get more inclination to guard against further deterioration in the labor market by keeping cutting rates and making sure that the central bank is not putting any restraint on the economy. That's similar, I would say, to a lot of other developed markets' central banks. But the tension for the ECB, for example, is that President Lagarde has said she thinks; she thinks the disinflationary process is over. She thinks sitting at 2 percent for the policy rate, which the ECB thinks of as neutral, then that's the right place for them to be. Our take though is that the data are going to push them in a different direction. We think there is clearly growth in Europe, but we think it's tepid. And as a result, the disinflationary process has really still got some more room to run and that inflation will undershoot their 2 percent target, and as a result, the ECB is probably going to cut again. And in our view, down to about 1.5 percent. Big difference is in Japan. Japan is the developed market central bank that's hiking. Now, when does that happen? Our best guess is next month in December at the policy meeting. We've seen this shift towards reflation. It hasn't been smooth, hasn't been perfectly linear. But the BoJ looks like they're set to raise rates again in December. But the path for inflation is going to be a bit rocky, and so, they're probably on hold for most of 2026. But we do think eventually, maybe not till 2027, they get back to hiking again – so that Governor Ueda can get the policy rate back close to neutral before he steps down. Serena Tang: So, one of the main investor debates is on AI. Whether it's CapEx, productivity, the future of work. How is that factoring into your team's view on growth and inflation for the next year? Seth Carpenter: Yeah, I mean that is absolutely a key question that we get all the time from investors around the world. When I think about AI and how it's affecting the economy, I think about the demand side of the economy, and that's where you think about this CapEx spending – building data centers, buying semiconductors, that sort of thing. That's demand in the economy. It's using up current resources in the economy, and it's got to be somewhat inflationary. It's part of what has kept the U.S. economy buoyant and resilient this year – is that CapEx spending. Now you also mentioned productivity, and for me, that's on the supply side of the economy. That's after the technology is in place. After firms have started to adopt the technology, they're able to produce either the same amount with fewer workers, or they're able to produce more with the same amount of workers. Either way, that's what productivity means, and it's on the supply side. It can mean faster growth and less inflation. I think where we are for 2026, and it's important that we focus it on the near term, is the demand side is much more important than the supply side. So, we think growth continues. It's supported by this business investment spending. But we still think inflation ends 2026, notably above the Fed's inflation target. And it's going to make five, five and a half years that we've been above target. Productivity should kick in. And we've written down something close to a quarter percentage point of extra productivity growth for 2026, but not enough to really be super disinflationary. We think that builds over time, probably takes a couple of years. And for example, if we think about some of the announcements about these data centers that are being built, where they're really going to unleash the potential of AI, those aren't going to be completed for a couple of years anyway. So, I think for now, AI is dominating the demand side of the economy. Over the next few years, it's going to be a real boost to the supply side of the economy. Serena Tang: So that makes a lot of sense to me, Seth. But can you put those into numbers? Seth Carpenter: Sure, Serena totally. In numbers, that's about 3 percent growth. A little bit more than that for global GDP growth on like a Q4-over-Q4 basis. But for the U.S. in particular, we've got about 1.75 percent. So that's not appreciably different from what we're looking for this year in 2025. But the number really, kind of, masks the evolution over time. We think the front part of the year is going to be much weaker. And only once we get into the second half of next year will things start to pick up. That said, compared to where we were when we did the midyear outlook, it's actually a notable upgrade. We've taken real signal from the fact that business spending, household spending have both been stronger than we think. And we've tried to add in just a little bit more in terms of productivity growth from AI. Layer on top of that, the Fed who's been clearly willing to start to ease interest rates sooner than we thought at the time of the mid-year outlook – all comes together for a little bit better outlook for growth for 2026 in the U.S. Serena Tang: Seth thanks so much for taking the time to talk. Seth Carpenter: Serena, it is always my pleasure to get to talk to you. Serena Tang: And thanks for listening. Please be sure to tune into the second half of our conversation tomorrow to hear how we're thinking about investment strategy in the year ahead. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.

Kendal J. Martin, is the son of the founder and creator of Real Men Connect, and podcast host, Dr. Joe Martin. He's a 23-year-old senior at the University of Tennessee-Chattanooga (now 29), who's majoring in Business.  He was originally born in Pensacola, Florida, but lived most of his life in Tallahassee, FL, before moving to Chattanooga, TN, to live with his dad and family. Kendall's an avid rock climber and a huge MMA fan. He is an easy-going young man who loves music, comedy, and creating and trying all types of food. When he's not in school or rock climbing, he's usually working at one of his two jobs at Whitebird Restaurant and Publix. He says his future aspirations is to someday start a non-profit called WeClimb, that will introduce under-privilege kids to rock climbing and outdoors activities.  To contact Kendall, you can email him at either kjmart11@yahoo.com or kejmart11@gmail.com ----------------------     Talk with Dr. Joe 1-on-1: Are you tired and stuck? Want to go to get your faith, marriage, family, career and finances back on track?  Then maybe it's time you got a coach. Every CHAMPION has one. Schedule an appointment to chat with Dr. Joe. He takes on only a few Breakthrough Calls each week.  The call is FREE, but slots are limited to ONE call only.  NO RESCHEDULES.  Just click on the link below and select the BREAKTHROUGH CALL option to set up an appointment: http://TalkwithDrJoe.com  If no slots are available, please check back in a week.   Also join us on: Online Podcast Community (on Station):  https://station.page/realmen Facebook: @realdrjoemartin YouTube: http://www.RealMenTraining.com Instagram: @realdrjoemartin Twitter: @professormartin Website: https://RealMenConnect.com

Links & resources:To follow more info about the podcast@levelup.debbienealCheck out my personal instagram account@debbie_neal

On this week's episode of  The Business of Watches, we sit down with Ilaria Resta, the Chief Executive Officer of Audemars Piguet.  Among the strategically important years in the brand's 150-year history, 2025 may rank among the most significant. Not only did it mark a century-and-a-half anniversary, it demanded a strong and determined leader to navigate through a mille feuille of challenges. Amid U.S. tariffs, record prices for gold, an extremely strong Swiss franc, and an overall downturn in market demand, Resta and her team from Le Brassus grew sales by double-digits, up 12%, as of the end of October compared to the year before, according to the brand. That's more than CHF 2.3 billion in sales, according to analyst estimates. That's no small achievement considering the extraordinary headwinds facing the industry. Overall, Swiss watch exports are set to decline for the second year in a row in 2025. Under Resta's leadership, AP is bucking the trend and then some. In this episode, we talk about the notable product releases from AP this year, including its innovative perpetual calendar and the highly wearable, groundbreaking RD#5; how she intends to manage production; the evolution of the brand; and possible changes to model lines. A long-time senior executive in the consumer goods industry, Resta discusses what makes the watch industry unique and what it needs to do to appeal to the next generation of clients.Show Notes3:50 Audemars Piguet at Dubai Watch Week5:27 AP Perpetual Calendars in 38mm 7:50 Book round-up featuring Audemars Piguet The Watch 9:10 Swiss Watch Exports11:52 Royal Oak Offshore 15:30 Audemars Piguet says CEO Staying (BoF) 17:33 AP Certified Pre-Owned 19:30 Dubai Watch Week CEO Roundtable 22:25 A Plea For Proportionality (Hodinkee)