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Steve Forbes looks to the historical example of "X"—the pseudonym of George F. Kennan, who advanced the policy of containment that helped serve as a North Star for U.S. foreign policy for decades—to argue that we now need a new guiding principle to take us safely through our present confused, dangerous times.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
On today's Live Greatly 2 Minutes of Motivation episode Kristel Bauer shares a tip to build credibility. Tune in now! Key Takeaways From This Episode: Tip to boost credibility and navigate power imbalances Explore Having Kristel Bauer speak at your next event or team meeting. https://www.livegreatly.co/contact Pre-Order Kristel's Book Work-Life Tango: Finding Happiness, Harmony and Peak Performance Wherever You Work (John Murray Business, November 19th 2024) About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to “Live Greatly” while promoting leadership development and team building. Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel has been featured in Forbes, Forest & Bluff Magazine, Authority Magazine & Podcast Magazine and she has appeared on ABC 7 Chicago, WGN Daytime Chicago, Fox 4's WDAF-TV's Great Day KC, and Ticker News. Kristel lives in the Fort Lauderdale, Florida area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co Buy Kristel Bauer's book, Work-Life Tango: Finding Happiness, Harmony and Peak Performance Wherever You Work (John Murray Business, November 19th 2024) Follow Kristel Bauer on: Instagram: @livegreatly_co LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions. Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations. They have not been evaluated by the food and drug administration. Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests. Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content. Always consult your physician for recommendations specific to you.
Steve Forbes explains why having a strong dollar is crucial for keeping the U.S. the most powerful nation in the world, and warns that those taken in by the siren call of a "weak dollar" are stoking real dangers.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Henna Pryor, CSP, is an award-winning keynote speaker, workplace performance expert, and the author of Good Awkward: How to Embrace the Embarrassing and Celebrate the Cringe to Become the Bravest You. She's been featured in major outlets like Forbes, Fast Company, and NBC, and her work helps leaders and teams reframe awkwardness as a superpower. She blends science, storytelling, and real-world strategies to help us step into the discomfort that fuels growth. In this episode, you will learn: How “good” awkward moments—paired with deliberate discomfort and strategic micro stressors—can fuel growth, connection, and high performance. Henna shares insights from her Social Muscles research, revealing how avoiding awkwardness actually increases it, and why embracing it builds likability, trust, and resilience. Henna offers practical ways to build your “social muscle,” reframe embarrassment, and turn cringe moments into leadership superpowers. You will also learn daily practices to adopt a “do it awkward—but do it anyway” mindset, along with lighthearted stories that show the power of leaning into discomfort.
Do you feel like your kids' stuff is overflowing into every area of your home? Do you want to get them on board with decluttering in an age-appropriate way but don't know where to start? Do you want to stop nagging your family to put their laundry IN the hamper and actually hang their coats rather than throwing them on the floor? Laura Forbes Carlin is my special guest today, offering a ton of practical guidance on how to get kids involved in decluttering and to create a peaceful home that supports you. She is the co-founder of inspiredeverydayliving.com, an online resource for creating a life you love through the process of creating a home you love. She is the co-author of the books Decluttering for Parents: Create Space for More Joy, Love, & Connection and Declutter & Manifest: A 52 Week Workbook To Create A Home And Life You Love. Her passion for decluttering and organizing began when she was nine years old. For the past twenty years, she has been providing tips, inspiration, and step by step guidance to her community for how to make simple changes in your home to create positive change in your life. Resources Mentioned: Connect with Laura on her website and Instagram Check out her books Decluttering for Parents: Create Space for More Joy, Love, & Connection, Declutter & Manifest: A 52 Week Workbook To Create A Home And Life You Love, and Clutter-Free Parenting: Making Space In Your Home For The Magic of Childhood And The Joy of Parenthood Simplicity Parenting by Kim John Payne I Give You Permission to Throw Away Your Yearbook The Western Guide to Feng Shui by Terah Kathryn Collins Related Episodes: Check out the Kids & Family playlist which includes my best episodes about how to get your kids and family members on board with decluttering! To listen to the episodes in your favorite podcast player: 1. Click on the red “Subscribe” button 2. Click on the red “Subscribe on podcast apps” button 3. Click on the “Continue” button 4. Select your podcast app (i.e. Apple Podcasts) 5. Complete prompts to Follow Show to follow the playlist *** I help moms declutter their homes, heads, and hearts. Contact - > info@simplebyemmy.com Podcast -> https://www.simplebyemmy.com/podcast Learn -> https://www.simplebyemmy.com/resources Connect -> Join our free Facebook group Decluttering Tips and Support for Overwhelmed Moms Instagram -> @simplebyemmy and @momsovercomingoverwhelm *** Don't Know Where to Start? *** 5 Steps to Overcome Overwhelm -> https://simplebyemmy.com/5steps/ 5 Mindset Shifts for Decluttering -> https://simplebyemmy.com/mindset/ Wanna work with me to kick overwhelm to the curb, mama? There are three options for you! Step 1: Join a supportive community of moms plus decluttering challenges to keep you on track at the free Facebook group Decluttering Tips and Support for Overwhelmed Moms Step 2: Sign up for the weekly Decluttering Tips and Resources for Overwhelmed Moms Newsletter and see samples here: https://pages.simplebyemmy.com/profile Step 3: Get more personalized support with in-person or virtual decluttering and organization coaching! https://www.simplebyemmy.com/coaching
Welcome back to the No Labels, No Limits podcast, where we spotlight trailblazers who defy expectations and create lasting impact. I'm your host, Sarah Boxx, and today's guest is a true powerhouse whose journey will leave you feeling empowered and equipped to rise—no matter the odds.Joining us is Dr. Shaurice Mullins—also known as Dr. M—a globally recognized, best-selling author, business strategist, serial entrepreneur, and founder of three thriving companies. She's also the force behind an international foundation championing women's empowerment in Africa. On top of that? She's a mother of nine and a grandmother of nine.Known as the “Blueprint of Invincibility,” Dr. M has spent over 25 years transforming individuals and organizations through strategic leadership, cultural intelligence, and a deep commitment to generational wealth and legacy. Her superpower? Invincibility. As she says, “If I fall down 7 times, I get back up, dust myself off, hit the reset button, and try again.”In this powerful conversation, we dive into the principles behind her book, The Invincibility Code, and the driving force behind her soon-to-launch ACEND Executive Coaching Program—a transformative experience rooted in emotional intelligence, leadership clarity, and performance alignment. We also explore how she applies disaster recovery frameworks to coaching, helping clients rebuild and rise while life continues around them.You'll hear how Dr. M's resilience was forged through lived experience—from being a struggling single mom to leading international ventures featured in Forbes, CBS, NBC, and even Times Square. She shares how she learned to unlock access, delegate powerfully, and elevate her clients into lasting success.In this episode, you'll learn:What “invincibility” truly means—and how to uncover your own personal superpowerHow to turn setbacks into setups for legacy-level impactWhy “access” is the missing key in most personal transformation journeysPractical leadership advice for high-performing women juggling purpose, family, and impactThe vital link between emotional intelligence, strategy, and spiritual alignmentListener Bonus:Grab an exclusive discount code for the ACEND Executive Coaching Program at: www.shauricemullins.comConnect with Dr. Shaurice Mullins:Website: ShauriceMullins.comEmail: hello@shauricemullins.comInstagram: https://www.instagram.com/shauricemullins/#Facebook: https://www.facebook.com/shaurice.mullinsConnect with Sarah Boxx:Website: https://sarahboxx.com/Check out our sister show, the Nonprofit Podcast, where we dive into strategies for nonprofit leaders and change agents driving real community impact. Tune in wherever you get your podcasts!YouTube: @NonprofitsToday Podcast: https://shows.acast.com/nonprofits-today
In this episode of QSJ Radio, we sit down with Andy J. Semotiuk — a U.S. and Canadian immigration lawyer, award-winning author, Forbes contributor with over one million readers, and a professional speaker whose career has taken him from courtrooms in Los Angeles and New York to the halls of the United Nations. Andy shares his journey in immigration law, his experiences as a former U.N. correspondent, and his deep passion for storytelling. We also dive into his latest award-winning book, Solomea: Star of Opera's Golden Age, a tribute to his great aunt Solomea Krushelnytska, one of the world's most celebrated sopranos. The conversation moves beyond law and music, touching on perseverance, breaking barriers, and the universal pursuit of excellence. Whether you're curious about immigration insights, inspired by stories of overcoming adversity, or fascinated by the golden age of opera, this interview offers a rare combination of professional expertise and heartfelt storytelling. Disclaimer: The opinions shared in this episode are for informational purposes only and should not be taken as legal advice. Connect with Andy J. Semotiuk:
You built your business from scratch and poured your heart and soul into it. So it might feel strange, even disloyal, to think about stepping away or exiting. From the outside, everything's working: sales are up, your team's solid, and your brand is gaining traction. But under the surface? You're tired, the vision that once felt clear now feels fuzzy, and growth has started to feel like a grind. This isn't uncommon. Many founders hesitate to plan an exit because things still feel “fine.” But there's a big difference between “fine” and truly free. Founders leave their businesses for all kinds of reasons, burnout, shifting goals, evolving partnerships, or simply growing beyond what they once built. The biggest misstep is waiting until things fall apart to start thinking about what's next. How do you build with the exit in mind? In this episode, I'm joined by Cody Hofhine, the founder of Utah Sell Now, Texas Sell Now, and Joe Homebuyer. As a business owner who has exited four companies, he has a lot to share about what worked, what didn't, and what every founder should consider before making their move. Things You'll Learn In This Episode -Having the right mentors Learning from mentors who have already achieved your goals provides proven guidance and shortcuts to success. How can following someone who's already succeeded save you time and prevent common mistakes? -Invest in yourself Investing in yourself is the most important step because you are the driving force behind your own success. How are you prioritizing your personal growth to create the impact you want in your life? -Quit linear thinking Embracing non-linear, audacious thinking can spark breakthroughs beyond conventional limits. What bold goal would you pursue if you stopped following the usual rules? Guest Bio Cody Hofhine is a multiple Inc. 5000 business owner, real estate investor/mentor, and sought-after Speaker. He is the co-founder of Wholesaling Inc., the #1 Real Estate coaching program across the nation, and Joe Homebuyer, the leading Real Estate Franchise. Cody has coached over 3000 students on how to successfully build their Real Estate Business through his real estate training, as well as help individuals perform at their highest levels with his one-on-one mentoring. Cody used his background in sales to quickly build multiple 7 and 8-figure real estate businesses that all start on the foundation of clarity or vision and purpose. Visit https://joehomebuyerfranchising.com/ Visit https://codyhofhine.com/ Follow Cody on Instagram @codyhofhine Look out for the Cody Holfine podcast launching August 4th, and stay tuned for the Chris Naugle episode! About Your Host From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently the founder of The Money School™, and Money Mentor for The Money Multiplier. His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom. Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Episode Summary: Rebecca Shaddix joins Erin and Ken to blow up tired go-to-market tropes and rewrite what it means to lead with product marketing in an AI-native era. She shares the frameworks behind “acceptable mistakes,” why critical thinking is the superpower in a world of noisy AI outputs, and how to avoid chasing 80 experiments that go nowhere. If you're a CMO, PMM, or founder trying to separate signal from AI hype, this is your roadmap. About Our Guest: Rebecca Shaddix is the Head of Product & Lifecycle Marketing at Garner Health, Forbes contributor, and GTM strategy pioneer. She's built GTM engines for high-growth SaaS and EdTech, founded Strategica, and is known for making complex data actionable (without losing trust or speed). Her frameworks are shaping the new AI playbook for marketers who want repeatable results, not just activity. 00:59 Ken's AI Sandwich Framework 04:26 Erin's AI-Powered Book Series 07:10 Interview with Rebecca Shaddix 08:24 Rebecca on Acceptable Mistakes in AI Implementation 17:44 AI's Impact on Product Marketing 23:30 Balancing AI Training and Deep Research 28:41 AI Tools and Budget Constraints 30:32 Navigating the Rapid Evolution of AI in Business 30:59 Balancing Risk and Reward in AI Tool Selection 32:44 Effective Team Collaboration and AI Integration 37:08 Building Trust in AI Insights 45:15 The Future of Product Marketing 54:13 Lightning Round and Final Thoughts Quote of the Episode: “Trust in AI starts with transparency and ends with collaboration. Bring your teams in early, and let them own the process.” – Rebecca Shaddix
Steve Forbes calls for Stephen Miran, President Trump's nominee for Federal Reserve Governor, to be asked how important he thinks i it is to have a dollar stable in value, and whether he believes that prosperity causes inflation—his answers could determine the future of the U.S. economy.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
What if empathy wasn't about absorbing everyone's emotions but about leading with heart and boundaries? In this episode, Heather sits down with Shermin Kruse for a powerful and timely conversation about stoic empathy, emotional discomfort, and the messy middle between caring deeply and protecting your energy. They explore the spectrum of empathy; from burnout and people-pleasing to disconnection and avoidance. And they discuss what it really takes to lead, parent, and grow from a place of internal strength. In this episode, they cover:
Food price volatility touches everyone—from farmers and retailers to families at the dinner table. In this episode, we sit down with Professor David L. Ortega, a leading voice in agricultural and food sector economics. With a track record that includes testimony before the U.S. Senate and House Agriculture Committees, and insights featured in top outlets like The New York Times, NPR, and Forbes, Professor Ortega breaks down the economic forces shaping our food system. From global events to domestic policy shifts, he offers a clear-eyed look at the trends driving costs—and what they mean for the future of our plates.First Class Sponsorship: Peak of the Market: https://peakofthemarket.com/
Ever catch yourself spiraling into a vent session — and suddenly everything feels heavier, darker, and more frustrating? What if I told you that complaining doesn't just drain your energy — it can actually rewire your brain for more negativity, speed up your aging, and shrink the part of your brain responsible for memory and learning?In this episode of The Brave Table, I'm diving deep into the hidden costs of complaining on your brain, body, and nervous system — and what you can do instead to return to presence, peace, and personal power. I'll share the science behind how negativity loops form, the surprising effects they have on your health, and my top three rituals to break the cycle and reclaim your joy.If you've been feeling stuck in frustration, judgment, or overthinking lately, this conversation is your invitation to shift your energy, stop watering the weeds, and start tending to your inner garden again.Ready to experience your nervous system reset in a cup? Join the waitlist for Chai Tonics — soulful blends + grounding ritual tools to help you slow down and savor your day. First dibs + exclusive perks at https://neetabhushan.com/ritual-waitlist What you'll get out of this episode… The surprising connection between complaining and faster agingWhy even 30 seconds of venting can cause brain fog, low energy, and inflammationThe hidden unmet needs often driving your complaintsThe brain science behind why “what fires together, wires together”How to break out of the negativity loop and reset your nervous systemThree powerful rituals to return to calm, gratitude, and self-awareness
In this episode of Coach Business, we're talking to expert quiz strategist and community builder Linda Sidhu about staying connected and the power of community in online business.While discussing community and groups is our main focus, this episode is actually a four-part masterclass since we also get into: - Market research and finding the offers that are wanted- Self-trust as a business owner- The power of decisionListen for what we can learn from Starbucks and Spotify, what makes or breaks a community group or membership, and how to balance people being more overwhelmed than ever, while still desperately wanting/needing community.If you're an online business owner or a coach who has a membership or has ever considered one, this is especially for you!And if you want to know your Visibility It-Factor, you can take that quiz here: https://lindasidhu.com/quiz-----** If you enjoyed this episode, make sure to hit that subscribe button, share it with a friend, like and/or leave a comment. I appreciate each one! **Prefer video (with closed captioning)? Head to YouTube: https://youtu.be/4WCnvJi3ZhU-----Linda Sidhu (She/Her) is a brilliant quiz strategist, community builder, superconnector, and captivating public speaker. Her expertise guides entrepreneurs to craft irresistible personality quizzes that attract new subscribers while fostering an engaged community.Her journey began as a pharmaceutical sales professional, where she perfected the art of face-to-face interactions and transformed her success into a highly effective personalized marketing framework. Linda's expertise has earned her recognition in various media outlets, including Forbes. Her insights shine on platforms like Cubicle to CEO, The Go-To Gal Podcast, Art of Online Business, Systems Saved Me, and Coaches on a Mission.Learn more about Linda and The Mixer Mind at https://lindasidhu.com. You can also connect with her on Instagram @iamlindasidhu.-----To learn more about me, Caryn Gillen, and the work that I do with high-integrity coaches and remarkable humans…Sign up for my weekly newsletter, The Playbook: https://caryngillen.activehosted.com/f/25Connect with me on social: I'm @caryngillen in all the placesOr grab this free resource I made just for you, The 20-Minute Niche Cure: https://caryngillen.lpages.co/niche-cure/I have lots of different options (and price points) for how I can support you.If you think I'm the coach for you, you're probably right! Message me to connect, and we can figure out together where you fit.
Stephanee Beggs MSN, RN joins Nurse Erica to discuss her new book, Debrief. They explore the multifaceted world of nursing, touching on personal journeys and the challenges of toxic work environments. Stephanee discusses the evolution of nursing education, the balance between being an influencer and a nurse, and future aspirations in the field. The guest shares her experiences with personal loss and how it shaped her professional growth, while also addressing the need for compassion and support within the nursing community. Sponsors: Thank you to Nurses Uncorked Sponsor, EKO HEALTH. You've haven't experienced a stethoscope until you've used an Eko stethoscope with advanced AI technology! Visit: ekohealth.com/uncorked for $50 off and a free chest piece cover! Thank you to Nurses Uncorked Sponsor, Dr. Lorre Laws PhD, RN. Healers Heart Assessment and Healers Heart Academy: https://drlorrelaws.com Nursing our Healer's Heart: A Recovery Guide for Nurse Trauma & Burnout, by Dr. Lorre Laws PhD, RN: Buy on Amazon Thank you to our Enema Award Sponsor, Happy Bum Co. Please visit https://happybumco.com/ and use promo code NURSESUNCORKED for 15% off your first bundle. Interested in Sponsoring the Show? Email with the subject NURSES UNCORKED SPONSOR to: nursesuncorked@nursesuncorked.com Support the Show: Help keep Nurses Uncorked going and become an official Patron! Gain early access to episodes, exclusive bonus content, giveaways, Zoom parties, shout-outs, and much more. Become a Wine Cork, Wine Bottle, Decanter, Grand Preserve, or even a Vineyard Member: https://patron.podbean.com/nursesuncorkedpodcast Chapters: 00:50 Intro and Cocktail of the Week 02:30 Stephanee Beggs Introduction 03:30 The Journey from Business to Nursing 05:43 Personal Loss 08:45 The Birth of RN Explained 10:21 Timing is Everything 11:55 Nurses Eating their Young 20:40 Forbes 30 Under Thirty 23:55 Examining Influencer Life 27:21 Balancing Bedside and Business Owner 29:30 Rapid Fire Nursing Questions 35:58 Challenges in Pediatric Nursing 38:45 Nursing Education in Different Countries 40:33 Future Aspirations and Projects 44:49 Enema Award: Fake Nurses Stephanee Beggs MSN, RN: rnexplained.com instagram/stephaneebeggs tiktok.com/stephbeggs Debrief Available on Amazon Cocktail of the Week: Mimosa: 1/2 oz Triple Sec Liqueur 1 1/2 oz orange juice 3 oz champagne Stir and serve in chilled champagne flute. Garnish with orange slice or spiral. Help the podcast grow by giving episodes a like, download, follow and a 5 ⭐️ star rating! Please follow Nurses Uncorked at: tiktok.com/nurses-uncorked https://youtube.com/@NursesUncorkedL facebook.com/Nurses-Uncorked You can listen to the podcast at: podcasts.apple/nursesuncorked spotify.com/nursesuncorked podbean.com/nursesuncorked https://nursesuncorked.com DISCLAIMER: This Podcast and all related content published or distributed by or on behalf of Nurse Erica or Nurses Uncorked Podcast is for informational, educational and entertainment purposes only and may include information that is general in nature and that is not specific to you. Any information or opinions expressed or contained herein are not intended to serve as legal advice, or replace medical advice, nor to diagnose, prescribe or treat any disease, condition, illness or injury, and you should consult the health care professional of your choice regarding all matters concerning your health, including before beginning any exercise, weight loss, or health care program. If you have, or suspect you may have, a health-care emergency, please contact a qualified health care professional for treatment. The views and opinions expressed on Nurses Uncorked do not reflect the views of our employers, professional organizations or affiliates. Any information or opinions provided by guest experts or hosts featured within website or on Nurses Uncorked Podcast are their own; not those of Nurse Erica or Nurses Uncorked LLC. Accordingly, Nurse Erica and Nurses Uncorked cannot be responsible for any results or consequences or actions you may take based on such information or opinions. All content is the sole property of Nurses Uncorked, LLC. All copyrights are reserved and the exclusive property of Nurses Uncorked, LLC.
Starting over after divorce isn't just about surviving — it's about thriving. In this episode of The Crazy Ex-Wives Club, Erica sits down with Olivia Howell, co-founder of the Fresh Starts Registry, to talk about rebuilding after divorce, emotional healing, and creating a fresh start you actually love.We cover what it takes to move forward after leaving, how to navigate co-parenting with confidence, and why downsizing your home can be the smartest decision you make. Olivia shares her own story of starting over as a single mom, offering actionable tips for regaining confidence, overcoming shame, and creating a home that feels safe and supportive — even on a budget.
New documents have shed more light on who knew what about a police complaint laid against the disgraced Beehive press secretary Michael Forbes last year. Mr Forbes quit his job in the Prime Minister's office in June, after revelations he had covertly recorded audio of multiple sessions with sex workers. Correspondence released to RNZ today shows an email was sent to police bosses on the day of the complaint - but then quickly recalled. Acting political editor Craig McCulloch spoke to Lisa Owen.
Trump Media, which lost $20 million last quarter while expanding into new products, including crypto, awarded CEO Devin Nunes $5.9 million in stock on Wednesday, with the shares set to vest over three years, according to an SEC filing.Read the full story on Forbes: https://www.forbes.com/sites/zacheverson/2025/08/09/trump-media-djt-devin-nunes-stock-truth-social-bitcoin-losses/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The U.S.-China Trade Landscape: Dan Harris on Opportunities and ChallengesWelcome to a compelling episode of the Asia Business Podcast, where we have the privilege of diving into the complex world of international trade and business relationships with China. Our special guest, Dan Harris, founding partner at Harris Sliwoski and renowned author of the China Law Blog, brings a wealth of expertise and candid insights into the current trade dynamics and business environment amidst the shifting sands of international relations.Introducing Dan HarrisConnect with DanDan Harris is a distinguished legal expert with extensive experience in navigating the legal landscapes of China and other emerging markets. Known for his prolific contributions to major publications like The Wall Street Journal, The New York Times, and Forbes, Dan is a thought leader whose perspectives are highly valued by businesses operating on the global stage. Drawing from his vast experience, Dan provides an unfiltered view of the challenges and opportunities that come with doing business in China.The Complexities of Tariffs and Trade RelationsIn this episode, we delve into the intricate world of tariffs with Dan Harris. The discussion highlights the unpredictable nature of current trade policies under the administration, particularly with the ongoing tariff tensions between the United States and China. Dan shares his observations on the challenges companies face in managing tariffs and the varying strategies they are employing to navigate these turbulent waters.Despite not being a "tariff person" by trade, Dan has found himself entrenched in the subject due to its pervasive impact on his clients. As tariffs remain a key tool for leveraging international negotiations, Dan elucidates the difficulties in predicting policy outcomes and advises companies to make informed decisions rather than hasty moves that could lead to greater risks.The Reality of Manufacturing ShiftsDan discusses the nuances of shifting manufacturing from China to countries like Cambodia. While some companies are scrambling to escape high tariffs by relocating manufacturing, Dan warns of the complexities and potential pitfalls involved. He illustrates how many companies risk falling into traps of willful ignorance regarding the origins and true nature of their products.Through concrete examples, Dan shows how businesses are reacting to tariffs with varying degrees of success, from opportunistic legal maneuvers to panicked relocations that may not fully alleviate risk. His insights remind us that strategic, informed decision-making is crucial for navigating the ever-evolving landscape of international trade.Business Environment in China: Past and PresentReflecting on the changes in China's business environment, Dan Harris offers a historical perspective on the shifts in regulatory practices and the current state of affairs for foreign companies. While challenges remain, he argues that, in many respects, it has become easier to do business in China with clearer laws and better enforcement against unfair competition.Dan shares how his early optimism about China's market potential evolved over time, highlighting both his successes and misjudgments in this complex arena. Yet, he remains hopeful about China's future, emphasizing the intrinsic dynamism and adaptability of its people and businesses.Final Thoughts on US-China Trade DynamicsThe conversation rounds off with a discussion on the US government's recent decisions in the tech sector, particularly concerning Nvidia's ability to sell chips to China. Dan underscores the importance of clear policies and consistent application of rules, not only to foster better business environments but to maintain a stable international order.This episode, rich with firsthand insights from Dan Harris, provides valuable lessons for anyone involved in or considering entry into the Chinese market. His experienced perspective offers both caution and optimism for navigating the current trade landscape.Thank you for tuning in to this insightful episode. If you wish to explore more about international trade strategies or seek guidance in navigating complex markets like China, consider reaching out to experts like Dan Harris and staying informed through platforms like the China Law Blog.Timestamps00:00 Introduction and Today's Topics00:39 Meet the Co-Host: Chris01:04 Introducing Dan Harris01:46 Dan's Impact on Business in China03:07 Discussion on Tariffs and Trade05:55 Client Reactions to Tariffs08:43 Legal and Ethical Considerations12:07 Strategies to Mitigate Tariff Impact22:00 Transition to Business Environment in China22:26 US-China Tech Relations25:58 Dan's Perspective on China32:00 Business Trends in China34:39 Conclusion and Final Thoughts ProducerJacob ThomasFollow UsLinkedInApple Podcasts
In this episode, you'll hear how Dovid Lichtenstein went from selling encyclopedias door to door to owning billions in real estate, and why he tore up a food stamp application instead of playing it safe.Want to build wealth and keep your soul intact? Let's get into it.(And yes, he actually paid off a 100 million dollar personal debt. With one check.)Watch more of Dovid's Jewish wisdom on Off The Page's pages!Instagram: https://www.instagram.com/weareoffthepage/TikTok: https://www.tiktok.com/@weareoffthepage✬ SPONSORS OF EPISODE 98 ✬► BITBEAN – Got big ideas but clunky systems holding you back? BitBean is the go-to team for custom software that actually works for your business. Whether you're in healthcare, finance, or retail, they've built powerful platforms that scale smart. Dive into real case studies and connect with their expert team here: https://bitbean.link/4edg53► TWILLORY – Premium men's wear that works hard and looks even better. Use promo code CHAI20 at Twillory.com/KosherMoney for 20% off your first order.► MIAMI LAKES – Looking to relocate to Florida without sacrificing space or community? Discover Miami Lakes, a hidden gem with a warm Orthodox Jewish community. Call Berel Follman at 631-485-4482 or check it out on Zillow. Great homes. Great people. A bright future be"H!► COLEL CHABAD – Our brothers and sisters in Israel need us more than ever. Every dollar makes a difference at https://colelchabad.org/koshermoney/Chapters:00:00 Intro01:10 Who Is Dovid Lichtenstein?03:50 A Lesson in Valuing Money04:48 Dovid's Upbringing and Family Background06:15 Life Right After Marriage07:34 Everyone Needs to Write Their Own Story08:13 Getting His First Job09:22 Don't Let Fear Rule You11:44 Entering Real Estate15:15 Everyone Was Brought Here for a Mission16:04 BitBean, the AI Masters17:18 High-Quality Clothes from Twillory18:18 Looking Back at Life Before Work19:37 Making Waves in the Business World21:14 Leaning Into Fame and Fortune24:20 You Are Not Your Money24:54 Following the Trends of the World25:40 Accumulating and Getting Past Credit Card Debt26:45 The Decision to Leave Lakewood28:20 The Power of Curiosity31:27 Looking Back at Past Mistakes34:03 Having the Confidence to Take Risks38:42 Losing 100 Million Dollars41:34 Getting Back Up After Crashing Down42:45 Beautiful Homes for Sale in Miami Lakes, Florida44:15 Colel Chabad Feeding Thousands of Families45:22 The AI Revolution46:06 Building His Company Back Up46:50 Jumping on Different Investing Projects48:45 Learning to Be Happy with What You Have49:52 Realizing It's Not All About Honor and Glory52:06 Why Does Dovid Continue to Work?56:01 Is AI Messianic?56:39 Learning to Say I Don't Know57:42 Effort vs. G‑d Providing for You1:01:44 Make Your Own Luck1:03:48 Keeping His Family Grounded in Reality1:05:55 Dovid's Family Members' Various Businesses1:07:07 The Different Levels of Giving to Charity1:10:37 Learning from Rabbi Y.Y. Jacobson1:11:30 What Is Off the Page?1:14:50 We Need to Be Louder and Kinder in Our Judaism1:16:24 OutroGET LIFE INSURANCE! ⟶ Project 120's site: https://www.theproject120.com/GET A WILL! ⟶ https://youtu.be/bHdpPuvKGVM✬ Support the show! Help us create more episodes like this: https://www.livinglchaim.com/donate
On this Live Greatly podcast episode, Kristel Bauer sits down with Kate Mason Ph.D., former world champion debater and the author of Powerfully Likeable: A Woman's Guide to Effective Communication. Kristel and Kate discuss tips to build trust, how navigate power imbalances and lots more. Tune in now! Key Takeaways From This Episode: A look into Kate Mason Ph.D.'s book, Powerfully Likeable: A Woman's Guide to Effective Communication Tips to increase approachabilty Ways to build trust Suggestions to navigate power imbalances A look into something called Imposing Syndrome and how to counter it Tips to boost likeability How many overachievers may be over preparing ABOUT KATE MASON PH.D. Kate Mason Ph.D. is a former world-champion debater, coach and author. Her book, Powerfully Likeable is the result of over twenty years of working in fast-paced environments of excellence. Her particular niche? Unlocking communication for high-performing women who are at the crossroads of power and likeability. Mason has spent her career working with founders and executives from tech startups to major global brands, like Google, Microsoft, Netflix, Uber and many more. Connect with Kate Order: Powerfully Likeable: A Woman's Guide to Effective Communication Website: https://www.katemason.co/ Instagram: https://www.instagram.com/drkatemason/ Linkedin: https://www.linkedin.com/in/katemasonphd/ About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to “Live Greatly” while promoting leadership development and team building. Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel has been featured in Forbes, Forest & Bluff Magazine, Authority Magazine & Podcast Magazine and she has appeared on ABC 7 Chicago, WGN Daytime Chicago, Fox 4's WDAF-TV's Great Day KC, and Ticker News. Kristel lives in the Fort Lauderdale, Florida area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co Follow Kristel Bauer on: Instagram: @livegreatly_co LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions. Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations. They have not been evaluated by the food and drug administration. Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests. Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content. Always consult your physician for recommendations specific to you.
Socrates Rosenfeld is the CEO and Co-Founder of Jane Technologies, a leading technology company for the cannabis industry. A visionary entrepreneur, combat veteran, and MIT graduate, Soc and his team have revolutionized cannabis commerce by creating a trusted platform that serves thousands of dispensaries and brands across 39 U.S. states. Jane powers the majority of all legal cannabis transactions in the U.S.After leaving active duty in 2011 as a U.S. Army veteran and Apache helicopter commander, Soc turned to cannabis to help him re-acclimate to civilian life. Living in Massachusetts, where cannabis was illegal at the time, he faced challenges navigating the black market. Frustrated and motivated to improve access for veterans, Soc co-founded Jane with his brother Abraham to create a transparent platform for cannabis consumers. Prior to launching Jane, Soc earned an MBA from MIT Sloan and worked at McKinsey & Company, gaining strategic business expertise.Since launching in 2017, Jane has become the cannabis industry's leading digital provider, offering solutions like ecommerce, AI, market analytics, payments, advertising, POS, and a consumer-facing app. Its Universal Product Catalog ensures consistent inventory across thousands of retailers, while the AI-powered MyHigh engine personalizes the shopping experience. Jane Gold, a brand-sponsored rewards program, deepens consumer engagement and highlights personalized product recommendations. With 13 software patents, Jane continues to set the standard for innovation in cannabis retail.Soc and his team at Jane have been recognized with multiple distinctions including Forbes' America's Best Startup Employers (2022, 2023, 2024 & 2025), Forbes' The Cannabis 42.0 (2024), Inc. 5000's Fastest-Growing Companies (2023), Inc. Power Player (2023), Inc.'s Best Workplaces (2023), and Deloitte's Technology Fast 500 (2022), in addition to participating on panels at SXSW and MJBizCon. To View This Episode- https://youtu.be/q73Owow14f8#whoknewinthemoment #podcast #philfriedrich #Janetechnologies
What if your wellness routine included joy, messiness, and the occasional late nights with french fries? Danielle Duboise and Whitney Tingle sit down with best-selling author, podcast host, cultural commentator AND long-time Sakara friend Tinx for an honest, hilarious, and heartfelt conversation about confidence, womanhood, and why the messiest parts of life are often the most nourishing. Together, they explore how true wellness is about more than what you consume—it's also about adventure, community, desire, and showing up for yourself in imperfect ways. Check out the video version on the Sakara Life YouTube channel here: https://youtu.be/ySkyieuBKxw Tinx shares: Why getting messy is key to building self-trust How pleasure, confidence, and sexuality are deeply connected Her honest take on dating apps, the "box theory," and Summer of Outside Why advocating for your joy might be the most important form of wellness How she balances being a party girl and a wellness girl About Tinx: Christina Najjar, popularly known as Tinx, is a New York Times best-selling author and host of the popular SiriusXM podcast and live call-in radio show It's Me, Tinx. Known for her signature mini mic, cultural commentary, and radically honest takes on dating, relationships, and modern life, Tinx has become a trusted voice for women navigating their 20s and 30s. She is the author of The Shift: Change Your Perspective, Not Yourself and her debut fiction novel Hotter in the Hamptons, released May 2025. Tinx has been featured on Forbes' Top Creators list for two consecutive years and continues to shape conversations around sex, confidence, humor, and the realities of being a woman today. Resources & Links: Instagram: @tinx Books: The Shift, Hotter in the Hamptons Podcast: It's Me, Tinx on SiriusXM
Rajia Abdelaziz is the CEO and co-founder of invisaWear, a company at the forefront of smart jewelry and life-saving technology. An advocate for women's and children's safety, Rajia scaled invisaWear to reach over 100,000 customers, successfully raised millions of dollars, and earned coveted recognition including Forbes' 30 Under 30 North America, Boston Globe's Tech Power Players, BostInno's 25 Under 25, and the New England Innovations Award. Just last week invisaWear was selected by Oprah Winfrey for this year's Back to School List. As a minority female CEO, Rajia is passionate about mentoring other young entrepreneurs to pursue their dreams and beat the odds, guiding aspiring entrepreneurs at UMass Lowell's Entrepreneurship program.
In this episode of the Remarkable Retail podcast, hosts Michael LeBlanc and Steve Dennis welcome XRC Ventures' Managing Director Pano Anthos, for a deep dive into the future of retail innovation, investment strategies, and overcoming the systemic challenges that keep great technology from scaling.Pano shares his journey from serial entrepreneur to leading a venture fund focused on pre-seed and seed-stage investments at the intersection of retail, consumer behavior, and technology. With over 150 investments since 2015, XRC Ventures targets transformative sectors including retail media networks, the consumerization of healthcare, commerce enablement, and new distribution channels. Pano highlights examples of groundbreaking innovations—from AI-driven financial automation to diagnostics that detect autism in under two hours—that are redefining operational efficiency and customer impact.A major focus of the conversation is retail's organizational dysfunction, where siloed leadership and competing P&Ls create “warring tribes” that hinder adoption of transformative solutions. Pano argues that true progress requires structural change—appointing an operational leader with end-to-end responsibility for traffic and sales across all channels. The discussion also explores the promise of retail media, particularly in-store applications with untapped margin potential, and spatial intelligence, which can bring the precision of e-commerce analytics into physical stores. Pano shares candid insights on startup strategy, stressing that early-stage companies must demonstrate material ROI—significant EBITDA or revenue growth—to make it into a retailer's short list of investment priorities. About UsSteve Dennis is a strategic advisor and keynote speaker focused on growth and innovation, who has also been named one of the world's top retail influencers. He is the bestselling authro of two books: Leaders Leap: Transforming Your Company at the Speed of Disruption and Remarkable Retail: How To Win & Keep Customers in the Age of Disruption. Steve regularly shares his insights in his role as a Forbes senior retail contributor and on social media.Michael LeBlanc is the president and founder of M.E. LeBlanc & Company Inc, a senior retail advisor, keynote speaker and now, media entrepreneur. He has been on the front lines of retail industry change for his entire career. Michael has delivered keynotes, hosted fire-side discussions and participated worldwide in thought leadership panels, most recently on the main stage in Toronto at Retail Council of Canada's Retail Marketing conference with leaders from Walmart & Google. He brings 25+ years of brand/retail/marketing & eCommerce leadership experience with Levi's, Black & Decker, Hudson's Bay, CanWest Media, Pandora Jewellery, The Shopping Channel and Retail Council of Canada to his advisory, speaking and media practice.Michael produces and hosts a network of leading retail trade podcasts, including the award-winning No.1 independent retail industry podcast in America, Remarkable Retail with his partner, Dallas-based best-selling author Steve Dennis; Canada's top retail industry podcast The Voice of Retail and Canada's top food industry and one of the top Canadian-produced management independent podcasts in the country, The Food Professor with Dr. Sylvain Charlebois from Dalhousie University in Halifax.Rethink Retail has recognized Michael as one of the top global retail experts for the fourth year in a row, Thinkers 360 has named him on of the Top 50 global thought leaders in retail, RTIH has named him a top 100 global though leader in retail technology and Coresight Research has named Michael a Retail AI Influencer. If you are a BBQ fan, you can tune into Michael's cooking show, Last Request BBQ, on YouTube, Instagram, X and yes, TikTok.Michael is available for keynote presentations helping retailers, brands and retail industry insiders explaining the current state and future of the retail industry in North America and around the world.
The fear of being seen stops us from going after our dreams. But the fear of being seen as an “influencer” is preventing you from making an impact, which is what you really want to do. Our favorite online personalities make an impact on us. It's time to let go of your fear and build the online business you'll be proud of. Lissette Calveiro is a Latina entrepreneur, content creator, and business coach for influencers and personal brands navigating the creator economy with intention. As the founder of Influence With Impact®, she leads a creator-first consultancy offering business coaching, talent management, and strategic education to help creators turn influence into income without losing the human behind the brand. With over a decade in the creator economy, Lissette is also a seasoned influencer marketing expert who has managed more than $5 million in brand partnerships across CPG, finance, lifestyle, and tech. She has been featured in Forbes, Business Insider, and Fortune, and is a speaker who brings real talk and real strategy to every stage, including VidCon, Instagram Creator Week, Create and Cultivate, Google HQ, and the White House's first Creator Economy Summit. She is known for bridging the gap between creators and the industry, bringing transparency to monetization, negotiation, and sustainable growth. Offline, you'll find her sipping iced matcha, singing with her daughter, starting another DIY home project, or being loud (on purpose) about the issues that matter to her community. In this week's episode, Lissette tells us all about how she built her online business with influence and impact. At first, she was afraid of starting her own business. She even once claimed that she's never been a business owner. But she saw a lack of creator advocacy in influencing marketing spaces and wanted to change that. Now she's sharing everything she knows about influencer marketing - including contract details, creator rates, and how to get started as a new creator. Tune in to hear all this and more, now! Follow Lissette on: IG: @lissettecalv LinkedIn: @Lissette Calveiro Website: https://influencewithimpact.co/ Follow Erika on: Instagram @theerikacruzTikTok @theerikacruzLinkedIn Website: http://www.theerikacruz.com How to work with Erika: Join the waitlist for the Courage Driven Latina program here! Join the waitlist for the Magnetic Mastermind here. Podcast production for this episode was provided by CCST, an Afro-Latina-owned boutique podcast production and copywriting studio.
“For anyone, women especially who are interested in the energy and climate space, I would say that you shouldn't feel that you need to choose between the public sector, the private sector, and the nonprofit sector. I've been able to continue to build my expertise in the energy and climate space, but from multiple different perspectives. My advice would be to just not feel that you need to pick one of those lanes and, and to take the risk to bounce between those different segments of our economy.” Claire Seaborn on Electric Ladies Podcast Summer is a good time to think about your next career move. These five women trailblazers have some great advice. These are all women who Joan Michelson interviewed at length on Electric Ladies Podcast over the past year, and who have all broken down barriers to get where they are, blazing a trail for the rest of us. They each advocate for and/or work directly in energy, climate, sustainability and ESG – environment, social, governance – and share actionable tips that every woman (and man) can apply today. This episode brings you advice from: · Hilary Doe, Michigan's Chief Growth Office on how the state is turning IRA Credits into Growth – and the first person in the U.S. to hold that kind of role. Congresswoman Chrissy Houlahan (D-PA), and Co-Chair of the Bipartisan Climate Solutions Caucus, on the politics of energy and infrastructure Claire Seaborn, former Chief of Staff to Canada's Minister of Energy and Natural Resources on what the U.S. can learn from Canada's energy policies · Tensie Whelan, Founding Director of NYU Stern on why sustainable business is good business. · Zara Summers, Chief Science Officer at LanzaTech about innovative ways that recovered carbon is making its way back into our daily lives. Read Joan's Forbes piece on How Women Can Boost Their Careers Despite Headwinds — Women's History Month, and more of her articles here. More from Electric Ladies Podcast! Join us at The Earth Day Women's Summit on April 22, 2025, in Dallas, Texas! Register today with the code “EDWS” for the Women's Summit and a special rate. Elevate your career with expert coaching and ESG advisory with Electric Ladies Podcast. Unlock new opportunities, gain confidence, and achieve your career goals with the right guidance. Subscribe to our newsletter to receive our podcasts, articles, events and career advice – and special coaching offers.. Thanks for subscribing on Apple Podcasts or iHeartRadio and leaving us a review! Don't forget to follow us on our socials Twitter: @joanmichelson LinkedIn: Electric Ladies Podcast with Joan Michelson Twitter: @joanmichelson Facebook: Green Connections Radio
Bestselling author and Breitbart News editor-in-chief Alex Marlow joins us to discuss his latest book, Breaking the Law. In this in-depth conversation, Marlow explains his research into high-profile legal cases, the concept of “lawfare,” and how he believes political and legal systems intersect in today's America. We explore historical context, recent events, and potential reforms — all with a focus on understanding where the country's legal landscape might be headed.ABOUT BREAKING THE LAWAlex Marlow, editor-in-chief of Breitbart News and two-time New York Times bestselling author of Breaking the News and Breaking Biden, returns with his third book: BREAKING THE LAW: EXPOSING THE WEAPONIZATION OF AMERICA'S LEGAL SYSTEM AGAINST DONALD TRUMP (Threshold Editions; Hardcover; On-sale August 5, 2025), a fearless and thoroughly researched exposé on the new political battleground: the American legal system. In this urgent and gripping book, Marlow turns his sharp investigative lens to the legal cases targeting President Donald Trump-and what they mean for the future of the conservative movement and the rule of law in America. BREAKING THE LAW reveals how legal institutions are being repurposed as political weapons. Marlow not only exposes the players and tactics behind this unprecedented campaign but also makes bold predictions about where this trend is heading-and what conservatives must do to fight back. Hailed "a must read" by President Trump, Marlow's book is both timely and timeless. It's the first major retrospective on the 2024 election and how the legal war on Trump influenced voters, media narratives, and the conservative base. This is Alex Marlow at his most uncompromising and clear-eyed. With the same meticulous reporting and narrative drive that defined his previous works, BREAKING THE LAW offers a provocative and authoritative response to one of the most consequential legal and political stories of our time.ABOUT ALEX MARLOWAlexander Marlow is the New York Times bestselling author of BREAKING THE NEWS and BREAKING BIDEN. He serves as editor in chief of Breitbart News Network, where he started as Andrew Breitbart's first employee at the age of twenty-one. He is also a national talk radio host and podcaster. Alex has been on the cover of Time and Newsweek, named in Forbes's 30 Under 30, and called "perhaps the most significant media figure in America."Get the book:https://a.co/d/1G5ohEPBecome a supporter of this podcast: https://www.spreaker.com/podcast/i-am-refocused-radio--2671113/support.
Today's guest is Jason Graystone, a professional investor, trader, entrepreneur, and founder of the Tiers of Freedom program. He's the author of Always Free, shares generous education on financial freedom, wealth building, investing, trading, and creating passive income YouTube, and creates financial empowerment content on his own podcast.I've been self-taught in forex trading for a while now, reading books, doing my own research, and watching videos, including some of Jason's. So I'm especially excited for you to hear his insights today.Jason has been featured in Forbes, speaks at live events, writes a weekly newsletter, and has made it his life's mission to help people achieve true financial independence and live their most inspired lives.The information in this episode is for educational and entertainment purposes only and is not financial advice. Please consult a qualified professional before making any financial decisions.Subscribe on Apple Podcast , Spotify or YouTube.Let's connect!Subscribe to my newsletter: Time To Live: Thriving in Business and BeyondWebsite: https://www.annemcginty.com/LinkedIn: https://www.linkedin.com/in/annemcgintyInstagram: https://www.instagram.com/annemcgintyhost
Known as the Rapid Growth guy, Matthew Pollard is responsible for five multimillion-dollar business success stories, all before the age of 30. His humble beginnings, the adversities he faced, and his epic rise to success show that anyone, with the right motivation and the right strategies, can achieve anything they set their mind to. Today, Forbes calls him “the real deal,” Global Gurus lists him as a Top 30 Sales Professional, SellingPower Magazine just named him their 2023 Sales Kickoff Speaker of the Year, Sales World Magazine lists him as a Top 50 Speaker, and BigSpeak highlights him as an internationalTop 10 Sales Trainer. He's also the founder of Introvertu.com and the bestselling author of The Introvert's Edge book series, which has sold over 100,000 copies and been translated into 15 languages.Learn More: https://matthewpollard.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-matthew-pollard-the-rapid-growth-guy
Struggling to explain why you started your business or what makes it different?In this video, I'll walk you through a simple framework for telling your business story — whether you're a product-based brand, a nutritionist, or a physical therapist — and show you how to use that story to attract press, customers, and opportunities.
In this episode, I'm sharing something I've been excited (and a little hesitant!) to bring to the podcast—an honest preview of the Your Brand of Beautiful Method: the 3-part framework I teach at retreats, sorority chapters, and conferences to help women stop spinning their wheels and start designing a life that actually feels like theirs. You'll hear how this method was shaped not only by my own personal journey, but also by the common threads I've seen across countless conversations—with podcast guests, audiences I've spoken to, and women from all walks of life. If you've ever felt stuck, lost in the noise, or like your life looks good on paper but doesn't quite feel like you—this one's for you. This is not the full keynote or workshop (you'll need to bring me to your community for that!), but I hope this episode serves as a powerful preview, a soft reset, or even a starting point. I walk through: Why busyness might be your biggest barrier to clarity How to quiet the noise—in your mind, schedule, and environment What it means to truly start being you If you love this episode and want to hear the full talk in person, head to www.bailiewhite.com or email me directly at hey@bailiewhite.com. I'd love to join you and your people. About Your Brand of Beautiful Host, Bailie White: Bailie White is a motivational speaker with nearly 10 years of entrepreneurial experience and a heart for serving, motivating, and encouraging women. After starting and scaling her first business — a luxury travel agency with a team of 15 women, a celebrity clientele, and multi-millions of dollars in annual sales — she sold the business after realizing what she once thought was her dream, didn't fully align with the woman she wanted to become. Today, Bailie is the host of the Your Brand of Beautiful Podcast (debuting on Apple's Top Charts) and a published author and speaker. Bailie facilitates workshops and delivers keynote speeches to college women, young professionals, and mamapreneurs. Bailie teaches these women how to Stop Being Busy, Quiet The Noise, and Start Being Them — she teaches them how to become Their Own Brand of Beautiful. Bailie has been featured in media outlets like Buzzfeed and Forbes, but is most proud of her title as ‘wife' and ‘mom' to her two small children. Bailie lives with her family on the outskirts of Savannah, Georgia. LET'S CONNECT! For speaking, event, or podcasting collabs, email: hey@bailiewhite.com Connect on Instagram: @heybailiewhite Visit Website: www.bailiewhite.com
In episode 111, part 1 of Going Forward, Eric Elliott is joined by Marcus Lattimore, former collegiate football All-American NFL running back, and now a celebrated spoken word artist, to explore the power of mindset and resilience. From his early days as an All-American football player to his career-changing injury and beyond, Marcus shares how his life's most challenging moments became the foundation for his most significant growth.In this episode, Marcus opens up about his transition from the football field to spoken word, and how the mental strength he developed as an athlete has shaped his approach to life today. He reflects on overcoming obstacles, pushing through pain, and embracing the power of words to transform his journey. Together, Marcus and Eric dive into the mindset shifts that have helped Marcus navigate both personal and professional hurdles. Marcus shares his perspective on true strength, how it comes from facing adversity head-on, not from avoiding it, and the importance of staying true to yourself even when life changes course unexpectedly.This conversation is packed with lessons on perseverance, authenticity, and the ongoing journey of self-discovery. Whether you're in a transition phase or looking for inspiration to overcome life's challenges, Marcus' story will leave you with powerful takeaways for embracing your own journey forward. Listen now to hear Marcus' powerful reflections and stay tuned for part 2, where we'll dive even deeper into his philosophy on life and success.Connect w/ Eric Elliott: Website: ericelliott.com LinkedIn: @eric-elliott Instagram: @ericmelliott Twitter: @ericmelliott Email: Eric@EricElliott.com Text: 843-279-5843Connect w/ Marcus Lattimore: Instagram: @marcuslattimore_Supercharge your online advertising campaigns with Optmyzr! Streamline management, optimize performance, and boost your ROI. Visit https://hs.optmyzr.com/hs/vip to discover how Optmyzr can revolutionize your digital marketing.Also, as a special treat for our listeners, sign up with the code GOINGFORWARD20 and enjoy an exclusive 20% discount on your first year with Trainual! Seize this opportunity to supercharge your operations and propel your business forward!Eric Elliott is a self-made entrepreneur and marketing expert with extensive experience crafting impactful brand narratives for clients across industries. He is the founder of VIP Marketing and Craft Creative. In 2009, Mr. Elliott started VIP Marketing with almost no resources. VIP now has a global team and is recognized as one of the top branding agencies in the USA by Clutch. co. He founded Craft Creative in 2015, a full-service video production company providing premium services to clients across the US. Eric is also the host of Going Forward, a podcast moving conversations with entrepreneurs and leaders that inspire, motivate, and challenge you to embrace possibility and make a difference. Mr. Elliott is the author of numerous articles and an active contributor to Entrepreneur Magazine, Forbes, and Medium. Recognized as a pillar of his community, the city of North Charleston established Eric Elliott Day to honor his name and legacy to inspire others.Going Forward is brought to you by VIP Marketing.VIP Marketing is a law firm marketing agency based in Charleston, SC. Our mission is to partner with our clients to make them the choice in their market, not just a choice. We're focused on helping them thrive in the digital age by providing a comprehensive suite of services specifically tailored to their needs including: digital marketing services such as SEO and PPC; brand strategy and identity design; website design and development; and premium video production. At VIP Marketing, we elevate the marketing presence of law firms, helping them stand out in competitive markets.
Ever dreamed of stepping onto the TEDx stage? Or maybe having your very own bestselling book? If that whisper of “one day…” has ever crossed your mind, then listen in, because today we're talking about how lesser known experts can become in-demand thought leaders, and if this kind of visibility is really possible for ordinary people. I'm joined by the brilliant Sara Connell, founder of Thought Leader Academy, five-time bestselling author, TEDx speaker, and coach to women visionaries ready to amplify their message. Sara's appeared everywhere from Oprah to the New York Times, but more importantly, she's mastered the art of turning a powerful idea into global influence. She speaks candidly about what it actually takes to get on the TEDx stage and become recognized as a trusted authority, even if you don't see yourself as a polished “speaker”. Here's what we cover in this refreshingly down to earth chat: Why you don't need to be a professional speaker - or have thousands of followers - to land a TEDx talk or write a book that creates real impact. What organizers and publishers are really looking for right now (hint: it's authenticity and a fresh perspective, not perfection or big stages). How the TEDx pitch process works today, and the key changes you need to know -including the real number of applications it takes and the evidence you now need in every submission. What types of messages and stories make you memorable - and which mistakes hold most would-be thought leaders back? How to avoid the AI “shortcut” that could damage your trust and what truly builds credibility in a world overflowing with content. If you're craving a bigger audience for your message and wonder if TEDx or a book is actually within reach, don't miss this episode. Sara's advice is practical, honest, and will spark you into action - without all the “shoulds”. Ready to rethink what's possible for your voice? Tune in now! About our guest: Sara Connell is a bestselling author and founder of Thought Leader Academy where she helps coaches, writers and entrepreneurs become successful, published authors and in-demand speakers. She has been featured on The Oprah Winfrey Show, Good Morning America, The View, FOX Chicago, TEDx, The Today Show, and Katie Couric. Her writing has appeared in: The New York Times, Forbes, Good Housekeeping, and Parenting. She's the author of five books and has been nominated for a national book award and ELLE magazine Book of the Year. Connect with Sara: Thought Leader Academy: www.saraconnell.comIG: @saraconnellYouTube: @thoughtleadermedia ===================== Sara's gift to you: 7 Steps to write a revenue generating bestselling book in as little as 2 months even if you've never written before. Please sign up here: https://www.saraconnell.com/7-steps-to-write-a-revenue-generating-bestselling-book ...................................................... Loving this podcast? Please drop a 5 star rating to help others find it too! If you have a spare 30 seconds we would be so grateful if you would leave a short review. Simply hit the 5 stars and add a few words of your own about your experience listening to She's The Business Podcast. You might be chosen as the review of the month and featured on an upcoming episode! .................................................... She's The Business Podcast Website: https://www.jessicaosborn.com/podcasts/she-s-the-business-podcast-with-jessica-osborn DID YOU KNOW we also publish our guest interviews on YouTube so you can watch them? >> She's The Business on YouTube > https://www.youtube.com/@Jessica.osborn Apply to be a guest on She's The Business Podcast Do you have a story or relevant expertise to share with our global audience of female entrepreneurs? Apply to be a guest on She's The Business with Jessica Osborn here: https://jessicaosborn.com/podcast ......................................................... About your host: Jessica Osborn is a strategic business coach with over 25 years' professional marketing experience. She specialises in online coaching, education and services businesses. Her popular Business JAM program helps you create a sell-out signature program that gives you the undeniable authority you need to stand out in your niche and attract high quality clients with ease. As a mother of 2, she believes in a less work, more life approach to business, promoting strategies that help you reach 6+ figure years in less than 20 hours a week. Learn more & book an intro call: https://jessicaosborn.com Instagram or Threads: https://instagram.com/jessica.osborn LinkedIn: Https://linkedin.com/in/jessicaaosborn Facebook: https://facebook.com/jessicaosborn.bxcoach
Known as the Rapid Growth guy, Matthew Pollard is responsible for five multimillion-dollar business success stories, all before the age of 30. His humble beginnings, the adversities he faced, and his epic rise to success show that anyone, with the right motivation and the right strategies, can achieve anything they set their mind to. Today, Forbes calls him “the real deal,” Global Gurus lists him as a Top 30 Sales Professional, SellingPower Magazine just named him their 2023 Sales Kickoff Speaker of the Year, Sales World Magazine lists him as a Top 50 Speaker, and BigSpeak highlights him as an internationalTop 10 Sales Trainer. He's also the founder of Introvertu.com and the bestselling author of The Introvert's Edge book series, which has sold over 100,000 copies and been translated into 15 languages.Learn More: https://matthewpollard.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-matthew-pollard-the-rapid-growth-guy
Sponsored by Nutrafolwww.nutrafol.com/stylistsSponsored by KEVIN.MURPHY MID-ATLANTIC and Hello Salon Prohttps://thetease.shop/products/hello-salon-pro-subscription-boxhttps://www.kmmidatlantic.com/us/en/homeInterview with Elle Shelley BlackElle Shelley Black is a product designer, founder, and builder of brands at the intersection of wellness, technology, and physical goods. She is the founder of SAME, a hormone-friendly beauty and wellness company reimagining skincare through cycle intelligence.Diagnosed with Stage 4 Endometriosis in 2023, Elle turned her personal health journey into a mission to make hormone intelligence mainstream — starting with skin. Through SAME, she's building science-backed products and tools that help people understand their bodies and care for their skin proactively. SAME's upcoming app combines biometric data, hormonal cycle insights, and predictive skin scores to deliver personalized care that evolves with the user.Elle's background spans deep-tech, design, and manufacturing. She's helped launch dozens of physical and digital products — from autonomous vehicles and 3D-printed wearables to clean skincare and health tech. Her work has been featured in Forbes, The New York Times, Entrepreneur, and Mashable, and she's spoken at the World Economic Forum, SXSW, and global design summits.Links:https://www.instagram.com/elle_shelley_black/https://www.instagram.com/sameskincare_/https://sameskincare.com/https://www.instagram.com/endofound/https://give.endofound.org/campaign/690924/donate?fbclid=PAZXh0bgNhZW0CMTEAAae-LRslg-wLP-Rvyd4AuF5Bme2vqAtPwjZWRjj0GK3K8eqe_BCaERCi-ghQfg_aem_mN_p_q2Xdkn2vid0eGT8AwNews from TheTease.com:https://www.thetease.com/brian-oconnor-spills-on-ego-the-new-gdy-shade-and-surprise-hayley-williams-solo-project/ https://www.thetease.com/6-tips-for-summer-proof-blondes-how-to-keep-lightened-hair-bright-strong-and-brass-free-all-season-long/ More from TheTease.com:Instagram: https://www.instagram.com/readthetease/ (readthetease)Instagram: https://www.instagram.com/volumeupbythetease/ (volumeupbythetease)Instagram: https://www.instagram.com/kellyehlers/ / (KellyEhlers)Instagram: https://www.instagram.com/eljeffreycraig/ (eljeffreycraig)Web: https://www.thetease.com (TheTease.com)Email:
Howard Gleckman, a senior fellow at the Urban Institute and Forbes columnist, provided a comprehensive overview of recent public policy changes affecting older adults. Drawing from his expertise in aging and tax policy—stemmed from personal caregiving experiences—Gleckman analyzed the implications of the Trump administration's "big beautiful bill" and related executive actions as of August 2025. The focus was on Medicaid and Medicare reforms, which could reshape long-term care, costs, and access for millions of seniors and people with disabilities.Medicaid, which supports about 7.2 million seniors and 4.8 million younger disabled individuals (dual eligibles), faces a $1 trillion reduction in federal spending over the next decade. Key changes include:Work Requirements and Paperwork: Starting potentially in December 2026, states must impose work mandates, though older adults and those with disabilities are exempt. Family caregivers' status remains unclear, risking benefit loss for those quitting jobs to provide care. Recertification is now required at least twice yearly, increasing administrative burdens and potentially deterring eligible recipients.Funding Reductions: Limits on state provider taxes (e.g., on nursing homes) will cut federal contributions by about $120 billion starting in 2028. Expansion states under the Affordable Care Act lose extra funding from January 2026, forcing tough choices: cut benefits, limit eligibility, or raise taxes. Gleckman warned that optional home and community-based services (HCBS) are most vulnerable, as nursing home care remains mandatory. While the bill allows states to expand HCBS for less needy individuals without lengthening waitlists, funding cuts make this unlikely.Staffing and Workforce Impacts: The bill repeals Biden-era minimum staffing rules for nursing homes until 2034. Combined with mass deportations, this exacerbates shortages of direct care workers, driving up costs for facilities and families.Gleckman emphasized that states may prioritize institutional care over community-based options, potentially worsening outcomes for older adults preferring to age at home.Despite campaign promises to protect Medicare, changes aim to curb fraud, boost efficiency, and emphasize prevention—but at the risk of higher costs and reduced access:Prior Authorization Expansion: For the first time, traditional fee-for-service Medicare will require prior approval for 17 procedures (e.g., back surgeries, pain injections) in a six-state demo (New Jersey, Ohio, Oklahoma, Texas, Arizona, Washington). CMS plans to use AI for reviews, with human oversight.Payment Adjustments: Skilled nursing facilities see a 2.8% payment increase for 2026, deemed insufficient by the industry. Home health agencies face a 6.4% cut ($1 billion+), sparking bipartisan opposition. The Labor Department repealed Obama-era rules, allowing home care workers to earn below federal minimum wage ($7.25/hour) and exempting them from overtime, per state laws.Enrollment and Programs: Easier enrollment in Medicare Savings Programs (for low-income beneficiaries) is delayed until 2034. The GUIDE program for dementia care navigation continues but with penalties if it fails to improve outcomes or save money. Value-based care is expanding, rewarding providers for quality over volume.Drug Pricing and Hospice: Trump favors "most favored nation" pricing to align U.S. drug costs with foreign markets, potentially supplementing Biden's negotiations. Hospice faces crackdowns on alleged fraud, though details are pending.Gleckman noted deregulation of nursing homes (e.g., rolling back transparency rules) and potential reductions in Medicare Advantage supplemental benefits like gym memberships due to insurer financial pressures.
Uncover the future of business with Forbes' highly anticipated annual ranking of companies poised to hit billion-dollar valuations! For over a decade, this list has boasted a superb track record, with more than half of its featured companies already achieving unicorn status.This year, Senior Editor Amy Feldman sits with Assistant Managing Editor Katharine Schwab to discuss the vast majority of selected startups that are leveraging artificial intelligence to automate tasks across diverse sectors, from healthcare to design. Discover the rigorous methodology behind these predictions, involving insights from hundreds of VC firms and a deep dive into financial data, even for very early-stage companies.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The right kind of stress can improve your physical health, sharpen your mental clarity, and boost your leadership effectiveness. In this REVERB episode, Andy Stanley and co-host Suzy Gray dive deeper into last week’s compelling conversation with Dr. Sharon Bergquist, author of The Stress Paradox. They discuss why leaders can't afford to neglect their health, how the law of the harvest shapes your long-term impact, and what it means to lead well by starting with your own body and mind. Recognized as one of Forbes' 6 Leadership Podcasts To Listen To In 2024 and one of the Best Leadership Podcasts To Stay in the Know for CEOs, according to Industry Leader Magazine. If this podcast has made you a better leader, you can help it by leaving a quick Spotify or Apple Podcasts review. You can visit Spotify or Apple Podcasts, and then go to the “Reviews” section. Thank you for sharing! ____________ Where to find Andy: Instagram: @andy_stanley Facebook: Andy Stanley Official X: @andystanley YouTube: @AndyStanleyOfficial See omnystudio.com/listener for privacy information.
Jeny Wood: Wild Courage Over an 18 year career at Google, Jenny Wood grew from entry-level to executive, most recently leading a large operations team that helped drive billions of revenue per year. In 2021, she started a passion project within Google called Own Your Career, which grew to one of the largest career development programs in Google's history. Her work has since been featured in Harvard Business Review, Entrepreneur, and Forbes and she's now the author of Wild Courage: Go After What You Want and Get It*. Leadership is about serving others – and it's also ensuring that we take care of ourselves along the way. Sometimes leaders over-index on helping their organizations and teams, to their own detriment. In this conversation, Jenny and I explore where being a little more selfish might actually be better for everyone. Key Points Selfish redefined means having the courage to stand up for what you want. People want to join a winning team, even if they don't say that out loud. Guilt is natural, but always caving to it is self-defeating. Don't do work that's not actually promotable. There's no prize for an empty inbox. A belief like “I owe it to them,” may signal an over-commitment to the organization. They will not love you back. Appreciate truth when you get it, but don't sign up for a burned-out boss. It's inefficient to always be in the lead. Draft in another leader's wake. Resources Mentioned Wild Courage: Go After What You Want and Get It* by Jenny Wood Interview Notes Download my interview notes in PDF format (free membership required). Related Episodes Align Your Calendar to What Matters, with Nir Eyal (episode 431) The Ways Leadership Can Derail Us, with Bill George (episode 596) The Path to More Joy in Work and Life, with Judith Joseph (episode 734) Discover More Activate your free membership for full access to the entire library of interviews since 2011, searchable by topic. To accelerate your learning, uncover more inside Coaching for Leaders Plus.
Keith fields listener questions on: changes to realtor fees, down payment strategies for investment properties, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets. He explains that realtor fees have shifted from a 6% listing fee to a 3% seller fee, with potential buyer contributions negotiable. For down payments, he advises maximizing leverage while avoiding over-leverage. Bonus depreciation allows for significant tax deductions in the first year, benefiting high-income investors. Resources: Connect with a recommended cost segregation engineer to take advantage of bonus depreciation here. Show Notes: GetRichEducation.com/566 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:00 Welcome to GRE. I'm your host. Keith Weinhold, fielding your listener questions on changes to realtor fees, your down payment strategy, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets today on Get Rich Education. Keith Weinhold 0:26 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week. Since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com Speaker 1 1:12 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:22 Welcome to GRE from Athens, Pennsylvania to Athens, Georgia to Athens, Greece, and with listeners across 188 world nations. You are listening to get rich Education. I'm your host. Keith Weinhold, yeah, you and I are back together for a 566th wealth building week. This is not where you learn how to create wealth through careful sports wagering at DraftKings. We also don't try to do everything like WalMart. We talk about investing actually pretty aggressively yet reasonably and responsibly at the same time. Usually those attributes are opposites, but because we are leveraging the most proven wealth building vehicle of all time, real estate, where you don't have to be the landlord. You don't need to get deeply hands on with house flipping, and you don't need to own property in your local market, though you could. We are not day trading. We are decade trading. There's not a get rich quick element here at GRE, because that doesn't work. We're owning mostly long term rental properties, bringing the financially free beats debt free approach and cognizant that compound leverage Trumps compound interest. And from the day you start focusing on this, you can retire in five to 10 years, and you can take it as far as you want, because unlike many professional sports, the sport of real estate investing doesn't have any salary cap at all. I'm starting off with three of your listener questions today. You write into the show with your questions and what I've got a few that I think could help a lot of you. I answer them here. And as usual, I start with the more introductory question, and then I proceed to the more advanced. The first one comes from Sherry In Sellersburg, Indiana. I know where that is. It's just across the river and to the north of Louisville, Kentucky. Sherry asks when I go to sell my duplex, how have last year's changes in realtor fees affected my sale costs? Yeah, thanks for the question, Sherry. And a lot of people still wonder about this first and a big little technical here, but this benefits other listeners Sherry is that a realtor means that they are a member of the NAR, the National Association of Realtors. So not all people that you enlist to help you market and sell your property are realtors, because not all agents belong to the NAR. In fact, the best catch all term for this person is not an agent. Depending on the state you're doing business in, it's probably licensee, someone licensed to act as your professional intermediary in a real estate transaction. And by the way, the name of an NAR member is a realtor. It is not pronounced real utter it's realtor, like doctor and lawyer. You wouldn't call a doctor a doctor two syllables, realtor, but to get to the crux of your question, Sherry, the changes to realtor compensation took effect almost exactly a year ago. It was last August, and it has less. Of an effect on the industry than many thought. I stated last year that it likely wouldn't affect things much, especially here on the investor side, and it really hasn't. The simplified version is that the old landscape was that when you used to list the property for sale, the listing agent charged you a fee, traditionally, 6% they offered half of that to any cooperating broker that brought the buyer to you. That was simple, and that worked for decades. That changed one year ago now, when any realtor or really licensee, when they work with you, now they simply contract with you for their fee, only like 3% as a seller of the property, you no longer have an obligation to pay for the buyer side agent as well, like you used to. But when you sign a listing agreement, you can indicate that you may be willing to concede and give an allowance to the buyer when they engage a licensee on their side to help them purchase your property. So Sherry, your voluntary contribution to the buyer side is negotiable, and it's part of the offer that the buyer presents to you. Now that's what you'll see as the seller and what you should expect as a buyer. The new landscape is that buyers negotiate a personal service agreement upfront with their licensee. Their service isn't free. I mean, these people can't work for free, and the buyer side licensee acknowledges that they will try to negotiate to get the seller to pay that fee. So Sherry, in reality, that's still what often happens. So the seller still pays that fee. In the end, the reason why is that not only is this traditional, but buyers cannot normally afford to pay for their own representation on top of their down payment and closing costs. They're often spread pretty thin already, but sellers can typically afford it. They have the upper hand financially in the form of equity in the property. And here, when you're buying properties at GRE marketplace, you don't have to pay any of those fees. We use a direct model without a licensee. So that's sort of the short version of the change, and why. I hope that helps sherry. It's a good question. Even licensees are struggling with the new rules. Keith Weinhold 7:38 The next question comes from Jezebel in Yonkers, New York. Jezebel asks, what is the ideal percent down payment that I should make on a rental property? I'm trying to figure out the trade off between debt level, cash flow, leverage and risk. I'm still trying to get past the mindset that paid off property is best. All right, that's Jezebel's question, and Jezebel The short answer is that you want to make the smallest down payment possible while avoiding over leverage. Over leverage, meaning that your monthly payments are so big that you struggle to make them. Now, many investors that buy rental property, they're going to make a 20% down payment on a conventional loan for a single family rental. At last check on duplexes and up the down payment has to be at least 25% now you can make a down payment as low as 15% at least on a single family rental, although you would then be subject to an extra fee a PMI premium. Now, why would one do such a thing for the leverage? Because leverage is almost seven to one at 15% down, but you've got to balance that with a PMI premium. Run the numbers and see what works for you. Now, since you can make just a 20% down payment on a single family rental, conversely, why would you put 25% down? Your leverage position would slide from five to one down to four to one, where you can often get a slightly lower interest rate if you put 25% down. But when you run the numbers, you'll find that it's often better to maintain strong leverage and only put 20% down. Now, Jezebel, as soon as you start putting 30% down on a property that is questionable at 30% or more, because at that point you really have to start asking why the rate of return from home equity is always zero. It actually makes your risk go up, like I've discussed extensively before, with 30% down, your leverage ratio has been cut to 3.3 maybe the answer could be that 30% down is what it takes to produce. Positive cash flow, but putting 30% or more down is clearly not ideal. Think about how good we've got it as real estate investors here, for example, imagine that you're attracted to a dividend paying stock because it pays a 4% yield, unless you're borrowing on margin, you would need to make a 100% down payment to get that 4% cash on cash return from a dividend paying stock, 100% sunk into this, which isn't even a down payment anymore. That's just an outright free and clear stock purchase. Well, instead, in real estate, when you realize that property prices rise or fall in value regardless of how much equity is in a property, you don't have an incremental increase in your equity growth. It's a quantum leap. And here's what I mean. Jezebel, say you're investing 100k in real estate, that's how much you're going to put into it, and it appreciates at 5%. All right, there are two scenarios with that. Scenario A, you put that 100% down into just one 500k property, well, then you've got just a 25k gain after a year. Instead, with Scenario B, you put 20% down on five 500k properties, then you've got a 25k gain after a year, not just 5k Said another way more powerfully. Scenario A, you only got a 5% return on one property. In Scenario B, you got a 25% return on all of five properties. Wow. That's why the leverage light bulb, when that goes off, that is an incredible flex that you've got. That's why I say it is not an incremental gain in your wealth. It is a quantum leap. So I hope that some of those considerations really help temper your strategy there. Jezebel, that really helps you see how financially free beats debt free and exposes the opportunity cost of a paid off property. Thanks for the question. Keith Weinhold 12:19 The next question comes from Ed, and he is a personal friend of mine, so he submitted this question by text message to me, but I wanted to address his question here, because I've had other people in my friend group ask me about this. It's about bonus depreciation, what it is. It's about bonus depreciation, what it is and how it works. And what's interesting here is that even those that aren't active real estate investors have been asking me about bonus depreciation. This was part of Trump's OB BBA, the one big, beautiful Bill Act that was signed into law back on the Fourth of July, and I told you about that last month, but because of all the questions about it and the lack of clarity around people's understanding of bonus depreciation, although it gets a little busy, let me give you a real world example with numbers on how bonus depreciation really works and how you can put 10s of 1000s of dollars in your pocket with it the next time you file your taxes. And by the way, my friend Ed that asked this question is a cargo pilot, so he is probably the most well traveled friend that I have. Yeah, through our chats and on social media, I often see that he's in China or Vietnam or a bunch of other places, but he lives in the US. In fact, bonus depreciation is encouraging more people that haven't even been real estate investors previously to newly invest in real estate because it is for properties acquired January, 20, 2025, or later, Trump's inauguration day for his second term or later. And I expect this to be effective for at least four years from that date. I think I mentioned that part to you a few weeks ago. All right, the property has got to be newly placed in service, not something that you bought, say, five years ago. Bonus depreciation does not apply to primary residences. We're talking about rental property, although it does apply to more than just rental property, because it can apply to property used in a business, like equipment, machinery and furniture, but within rental property, it applies to certain components of the real estate, not the building itself. That is on a regular depreciation schedule, and not the bare land. Land cannot be tax depreciated at all. All, neither through regular depreciation or bonus depreciation. You probably already know that a residential building itself can be depreciated over 27 and a half years. That works out to 3.6% of the value each year that can be depreciated or written off on your taxes, right? Well, what if there were portions of your building that you could write off faster, like over just five years, meaning 20% of their value each year you can, and others over seven years, meaning 14% of their value each year you can. And there's 15 year items as well. All right, so what if, instead of all that, you could take those five seven and 15 year components and just write them all off in the first year of ownership, so that you didn't even have to wait the five seven in 15 years, you can, you can write them all off in year one of your ownership of the property, and that is what 100% bonus depreciation is right there. That is in addition to writing off the main building over 27 and a half years. All right, with that understanding generally, let me break this down in more detail. Use an example, and that will also help reinforce what I just taught you, the components of rental property that bonus depreciation applies to, include the stuff that wears out faster than the building, and they are indoor items, appliances, flooring and cabinetry. At times, it can include HVAC systems, all right, that is written off in five to seven years. And then outdoor items known as land improvements, that includes fences, parking lots and landscaping. They're typically written off over 15 years. All right, let's look at a real world example on how this can benefit you. You can use bonus appreciation on single family rentals, duplexes, fourplexes and larger buildings. Let's use an example of an apartment building that you purchase for $1.2 million one we'll say the land value is 200k that is not depreciable. So the building, the depreciable asset, has a value of $1 million you must have performed what is called a cost segregation study in order to break down that $1 million building into those erstwhile faster depreciating components. And no, you cannot do the cost seg study yourself. You need to pay a few $1,000 to hire a Cost Segregation engineer to do this study. All right, let's look at the cost seg breakdown, the result of what he or she finds for you, let's say the personal property that's worth 150k its recovery period is five to seven years, and yes, it is eligible for bonus depreciation. Then you have the land improvements say that's another 50k over 15 years for a recovery period. And yes, it is bonus depreciation eligible. And then finally, you have the structure, or the building worth 800k It has a recovery period of 27 and a half years. No, it is not eligible for bonus depreciation, just the regular type. All right. Well, let me define more of this personal property for you here these five or seven year assets, these are what are eligible for 100% bonus depreciation in qualifying years. So we're looking inside the units, appliances like refrigerators, ovens, dishwashers, microwaves, washers and dryers, also flooring, carpet, vinyl and removable floating floors, not typically hardwood or tile, cabinetry and countertops in some cases, especially if they're not load bearing. Window treatments like blinds, drapes and curtain rods, ceiling fans and light fixtures, they've got to be detached from the structure and furniture, if it's a furnished rental, like perhaps a midterm rental or short term rental. So we're talking about things like beds, couches, in chairs and then in common areas. This five to seven year personal property includes fitness equipment in the gym, leasing office, computers, desks, chairs, clubhouse furniture or TVs, package lockers, like places where your tenants have their Amazon packages, playground equipment and trash compactors. All right, to be clear, that was all personal property that can be depreciated over five to seven years. And then there are those land improvements, the. 15 year assets also eligible for bonus depreciation, sidewalks, fencing, landscaping and irrigation, parking lots and striping, outdoor lighting, retaining walls and signage. Okay again, those are the land improvements, the 15 year items, things that are not eligible for bonus depreciation are the building structure itself, like I mentioned. That includes the roof framing, drywall foundations, and also things like elevators, structural plumbing and wiring and HVAC systems that serve the whole structure. Okay, all that stuff falls in the category of regular 27 and a half year depreciation. All right, so what is the 100% bonus depreciation effect? All right, well, your eligible amount in our example is 150k of personal property plus 50k of land improvements. That's 200k that you can deduct all in one year, rather than having to spread it over five and seven and 15 years. But all in year one of you owning the property that's 200k and again, the remaining 800k structure is depreciated over 27 and a half years. That works out to about 29k a year. This is where it gets exciting. Here we go. So your total year one depreciation, the year that you bought this asset and put it into service, with your bonus depreciation items adding up to 200k and your regular building depreciation at about 29k your total year one deduction is about $229,000 Wow, before I break that down some more and tell you about how it really helps you, let's just be really clear. How did you really get to the 200k of bonus depreciation. All right, let's say the cost segregation study allocated 80k to appliances, flooring and fixtures. Remember, they are the five to seven year items. Another 70k to common area, furniture and office equipment, that was the seven year stuff. All right, so there's 150k or personal property, and then another 50k to that outdoor stuff, the depreciable items known as land improvements, like the parking, landscaping and fencing, those 15 year items, that's how we got to 200k all bonus depreciation eligible, all fully deductible in year One under the 100% bonus depreciation rules, all right, so here it is. Here's the takeaway. You have front loaded an extra 200k of deductions in year one, and you have greatly reduced your taxable income. This is the outcome. This is the result. You just reduced it by 229k between the bonus appreciation and the regular depreciation. All right, so what is the effect of you reducing your taxable income by 229k in one year? Well, if you're in the, say, 32% tax bracket, you keep an extra $73,000 in your pocket. That's $73,000 that you would have had to send to the IRS for the next tax year. But no, you don't, and that is the power of bonus depreciation. That's how it works. Ed, and for all of you that asked about it, I know it's not that simple, and there were a lot of numbers flying around there, it got a little heavy, but that's a complete breakdown. That's why so many people are excited about the return of 100% bonus depreciation, as laid out in law with the one big, beautiful Bill Act, as you can see, it's going to help higher income people more than anyone. If you'd like to get this going and connect with GRE recommended Cost Segregation engineer, or just check and see if it's worth paying several $1,000 for the cost segregation study, we can help you with that. In fact, you might remember that I interviewed him on the show last year, and we will make that introduction for you and help ensure that you have a successful cost seg and bonus depreciation experience regardless of the size of your portfolio, even if you don't own million dollar apartment buildings. You don't have to have a huge income for this to benefit you. It just benefits those people the most. Well, you can set up a time to chat with us about that completely free of charge at GRE investment coach.com I think you know that's where you can also get a completely free strategy session about growing your overall real estate investment portfolio. You might as well do that at the same time at GRE. Investment coach.com. More next, I'm Keith Weinhold. You're listening to get rich education. Keith Weinhold 25:07 The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chaley Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com. Keith Weinhold 25:39 You know what's crazy your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom family investments, liquidity fund. Again, text family to 66866, Blair Singer 26:49 this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream. Keith Weinhold 27:07 welcome back to get rich Education. I'm your host, Keith Weinhold, if you have a listener question that you'd like to have answered on air, get a hold of us at get rich education.com/contact that's where you can either leave a voicemail or write in to us. I'd like to tell you the frequent guests that we have here on the show, all from the rich dad school, if you will, are going to be speaking in person at Penn State University in just a few weeks. Here it is on the 29th of this month. Yes, an event you can attend in person. It's going to be Robert Kiyosaki, Garrett Sutton and his son Ted Sutton and Tom wheelwright, the four of them speaking live and in person, sponsored by Penn State's Borrelli Institute for real estate studies. The event is named Rich Dad revealed Real Estate Wealth and wisdom. If that's of interest, look it up and check it out. From listening to the show and being a savvy investor that's inflation aware, you know that the mission is to turn a really fake asset, a conjured into existence asset, like $1 convert that into a real asset. Here is some astonishing clarity on why. That's the mission in this could leave you flabbergasted. Since 1980 The United States has one and a half times more homes, two times more gold today, and 42 times more dollars today. My gosh, that is almost laugh out loud material here. Yes, since 1980 the year that Jimmy Carter was president and Star Wars, The Empire Strikes Back, was the top grossing movie. The US has 56% more residential housing units today. So basically, since the year that Darth Vader told Luke Skywalker, I am your father, there are about one and a half times more homes, twice as much gold mined and brought into existence, and 42 times more dollars created out of thin air for the future, all of these trends are expected to continue at roughly the same trajectory and proportion to each other. Now, there's a reason that people use precious metals to measure inflation. It makes a particularly good measuring stick because commodities like gold, silver, platinum, palladium, rhodium and copper, they don't change over time. Unlike a car or a bottle of soda, these items are on the periodic table of the elements, an ounce of gold 1000 years ago is exactly the same. As an ounce of gold today. That's why commodities like this are such good long term inflation measuring sticks. And then there's Bitcoin, something that didn't even exist until 2009 there will only ever be 21 million of them in existence, and 95% of Bitcoins, about 20 million have already been mined into existence. So yes, only 5% more will be issued, and it's going to take about the next 100 years to do that. If bitcoins were the size of a quarter, all 21 million of them could fit inside a single shipping container. There's some fixed supply scarcity. Let's listen to this. It's about 30 seconds long, and it's called all there will ever be. Speaker 2 30:50 Every day the Fed prints an average of $465 million that's 26,000 shipping containers a year, created out of thin air. Maybe that's why the dollar loses value over time. But there's one thing they can never print more of Bitcoin at the size of a quarter. This is all there will ever be. Shouldn't the store of value hold its value? Keith Weinhold 31:16 That's actually a Coinbase video advertisement that we just listen to the audio of there together. Yes, what they show at the end is a shipping container where, if bitcoin were the size of a quarter, all of them that will ever exist would fit in one shipping container. And like it said, every single year, on average, the Fed prints enough dollars to fill 26,000 shipping containers, just staggering. There are so many dollars now, I'm thinking of replacing my insulation with stacks of ones. Same R value, better liquidity. Pretty soon, we won't count dollars anymore. We'll just weigh them. Welcome to the Zimbabwe starter kit. We have gone from sound money to clown money. That's another way to think of it. Oh, they say money doesn't grow on trees. That's true. It grows in spreadsheets. Now, though, one keystroke at the Fed and poof, there's another trillion just like that. Just hit the control, plus the print key. That's all it takes. All right. Well, let's take a look and see how this manifests in your life as a consumer and as a real estate investor and as a worker since January of 2020 to today, a $100,000 salary has the same buying power as 125k today. Guess over just the last five years, the dollar has lost 25% of its value, and now I'm talking in terms of the CPI here, the consumer price index. So of course, all these figures I'm using could really be higher, like we say, therefore these figures are only the inflation rate that the government is willing to admit to. How does this break down by region? So yes, we have 25% national inflation over five years, but different regions have different rates of inflation, including the region where you are, and this is due to reasons like climate and the composition of industries and even cultural preferences. For example, a southern climate with a lot of air conditioner use spends more on electricity. So if electricity costs are high there, then that region's inflation rate could be higher than that of a northern climate. A place like Omaha, Nebraska is proximous to a lot of agricultural crops and beef, but a place far from where those items are sourced could be more sensitive to changes in beef prices or less sensitive. So over the past five years, here's how much annual inflation in these select cities have experienced again, per the CPI from lowest to highest San Francisco is just 3.3% per year. So in San Fran your 100k salary in 2020 would need to be almost 118k today just to maintain purchasing power. New York City, 3.9% annual inflation over the last five years. Chicago, 4.2% Philly, 4.3 Seattle is at 4.8 Dallas, Fort Worth 4.9 St Louis, 5% Atlanta, 5.1 Miami, 5.4 we're really getting up there now. Phoenix, 5.9 San Diego, 6.1 and the major. Major city with the highest inflation rate over the past five years is Tampa, Florida, at 6.4% annually, Tampa's had some of the highest real estate appreciation over the past five years as well. So this means that a 100k salary five years ago in Tampa would have to be 128k today just to maintain purchasing power due to its 28% cumulative inflation the past five years. But that's the CPI. The real figure could be 40% plus in Tampa. All right, now this information is useful, because even if you believe that the CPI is understated, which most everyone that's looked at it does, as long as the methodology is consistent, you can see the regional variation here. Again, San Francisco was lowest at 3.3 Tampa about double at 6.4% the ever present force of inflation. It's merely surreptitious, until you have a big wave of it peaking in 2022 that everyone noticed. Let's look at how it's contributed to the real estate price run up since 2020 All right, so in the first quarter of this century, you might find this unbelievable in itself, in the year 2000 the median priced Florida home was 195k I mean, that's the median price. Then the investor sweet spot is usually lower than that. It might have been 130k in Florida in the year 2000 so again, 195k in Florida for the median home price as recently as 2000 today, it is 412k gosh, almost as surprising in Texas, It was just 153k in 2000 and it's 338k now, I mean, don't these prices like 153k in Texas, make it seem like the price for a dog house already, New York, 276k up to 576k Also from the year 2000 to today, Washington, DC, 293k up to 643k Colorado, 377, up to 582k Florida, more than doubling 393, up to 833 And Washington State also more than doubling 313k up to 630k my gosh, price increases like this. They're a function of both monetary inflation and appreciation, and it's really a chief reason that the Fed has not cut interest rates this year. It's because the memory of soaring inflation is still much too recent. Keith Weinhold 38:05 To review what you've learned on this week's episode. Changes to realtor fees have made less industry impact than many expected. The smaller your down payment, the more powerful your leverage fulcrum. The return of 100% bonus depreciation has many investors, and even non investors, interested in adding income property to their portfolio, and staggering inflation is a motivator for adding real assets to your life. Hey, if you would, I would love it, and it would mean the world to me. If you found this episode valuable enough that you would share it with a friend. I put a lot of thought into it, just like I do every single week, friends are probably going to find explanations about realtor fees and bonus depreciation highly helpful this week, you can either share the episode by word of mouth or take a screenshot of this episode and put it on your social media. You might want to write out that it's get rich education in your social posts, because it only shows GRE on our podcast, cover image in some views. Thanks for telling a friend about the show. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream. Unknown Speaker 39:23 nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively. Keith Weinhold 39:47 You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push Notes. Vacations and cookies, disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video course, it's all completely free. It's called The Don't quit your Daydream. Letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866, while it's on your mind, take a moment to do it right now. Text gre to 66866 Keith Weinhold 41:02 The preceding program was brought to you by your home for wealth building, getricheducation.com.
What happens when a finance exec on the brink of burnout meets a wellness-obsessed entrepreneur with a passion for healing? A movement is born. In this special episode of The Brave Table, I sit down with Bradley Warwick-Browne and Natasha Rudatsenko, the powerhouse founders of Health Nag, our incredible podcast sponsor and creators of the world's first bioactive collagen jelly.From battling chronic illness and burnout to building a global wellness platform that recently won big on Shark Tank UAE, Brad and Natasha share the raw, behind-the-scenes story of how Health Nag came to life — and how they're reshaping what it means to take control of your health. This one's for anyone who's tired of outdated health advice, ready to listen to their body, and craving a deeper understanding of holistic healing.What you'll get out of this episode… How chronic illness led Natasha to become a functional wellness expertThe surprising truth about acid reflux that most doctors get wrongWhy emotional pain often shows up as physical symptoms (and what to do about it)What it takes to create a successful CPG brand in the wellness spaceThe Shark Tank story: how they secured offers from every investorHow masculine/feminine dynamics can make or break your business partnership
Throwing it back this week when In the red corner, standing at 5 feet 11 inches we have The Host of The 20% Podcast Tyler Meckes. And in the blue corner, 6ft we have a man who has done it all, he worked at the Chicago Tribune, served all across areas at DePaul University, and Featured on NBC, TED, Inc, Forbes, HuffPo, Sales Hacker, and many more! Now, he is focused on giving back to his community, and helping develop the future leaders of Chicago, and all around the world. Please join me in welcoming Founder and Chief Pitch Artist for Startup Hypeman, Rajiv “RajNATION” Nathan.In this week's episode, we discussed:“Would younger me thing present me is lame?”1st Generation Immigrant: Hiding His Culture From Others A Company Pitch Is Like A SongHow To Start Giving BackThe Birth of Startup Hyperman Much more! Please enjoy this week's episode with Rajiv “RajNATION” Nathan____________________________________________________________________________I am now in the early stages of writing my first book! In this book, I will be telling my story of getting into sales and the lessons I have learned so far, and intertwine stories, tips, and advice from the Top Sales Professionals In The World! As a first time author, I want to share these interviews with you all, and take you on this book writing journey with me! Like the show? Subscribe to the email: https://mailchi.mp/a71e58dacffb/welcome-to-the-20-podcast-communityI want your feedback!Reach out to 20percentpodcastquestions@gmail.com, or find me on LinkedIn.If you know anyone who would benefit from this show, share it along! If you know of anyone who would be great to interview, please drop me a line!Enjoy the show!
Secret Thoughts of CEOS Ep. 140 Succession without Sabotage: How to Pass the Baton and Protect Your Culture with Andy Busser In this high-level conversation, Chris Yonker interviews Andy Busser, President and CEO of Pitcairn, a multi-family office with a deep legacy of serving ultra-wealthy families. Together, they unpack what it means to lead a family-owned enterprise, especially as a non-family CEO, and how modern governance, culture, and communication influence business longevity. Andy shares strategic insights and lived experience from both inside and outside the boardroom, including best practices for building fiduciary boards, designing family councils, developing rising generations, and aligning leadership around shared values. From employment policies to emotional landmines, this episode offers a rare look into the psychology, strategy, and heart of enduring family enterprises. Timestamps 02:00 - Meet Andy Busser: from consulting and PE to Pitcairn's first non-family CEO 07:15 - Working with wealthy families: early client relationships that changed everything 11:10 - Educating the next generation: where and how to start the conversation 15:45 - Aligning values, interests, and business literacy in rising generations 20:00 - Family employment policies and why billion-dollar firms still lack them 24:10 - Hiring non-family CEOs and building fiduciary boards 28:40 - How to handle founder resistance, power transitions, and board pushback 32:20 - Addressing accountability and culture as primary family values 36:00 - Philanthropy: how separate pools can create clarity and harmony 39:30 - The importance of conflict, clarity, and governance documentation 45:15 - Trends in family business: what's changing, and what's still missing 50:30 - Why family retreats matter—and how to design them well 55:00 - Decision-making frameworks, role clarity, and culture building 1:00:00 - Andy's perspective on culture, hiring, and leadership assessments 1:04:15 - Where to learn more about Pitcairn and connect with Andy Quotes · "If you want to own the business for generations, P&L has to come last. It's not unimportant, it's a byproduct of vision, people, and strategy."[31:30] · "Problems age like milk, not wine. If you let them fester, they only get worse."[48:10] · "We're very intentional about the culture we want. Then we hire people who are great carriers of that culture."[60:45] Websites: · fambizforum.com. · www.chrisyonker.com · Pitcairn.com Andy Busser President & Chief Executive Officer Bio: As CEO, Andy is responsible for guiding the firm's client-centric culture and overseeing all of Pitcairn's operations. His vision for the company is to continually evolve the Pitcairn client experience by enhancing the firm's integrated approach to sophisticated family office services for multi-generational families. Andy has a passion for solving complex problems. He also has a gift for establishing meaningful, lasting professional relationships. These traits were instrumental over the past decade as he spearheaded efforts to make Pitcairn's client experience a standard of excellence for family office service. His enthusiasm and curiosity inspire the entire Pitcairn team toward an unwavering focus on integration, innovation, and lifelong learning. Though known for his commitment to objective analysis, Andy sees Pitcairn as a driver of growth for both wealth and family relationships. His key priorities for Pitcairn are delivering an outstanding client experience, investing in talent, and leveraging technology. Andy's previous professional positions positioned him to acquire the knowledge, proficiency, and insight needed to steer a 100-year-old family office into its next century. Before becoming CEO in 2023, he served as Pitcairn's President of Family Office, where he led the firm's team of relationship managers, analysts, and client communications professionals. Prior to joining Pitcairn in 2015, Andy was a partner at Symphony Capital, a healthcare-focused investment manager of private equity and hedge funds, and a management consultant at The Wilkerson Group/Wilkerson Partners. A steadfast advocate for the importance of helping families become successful stewards of wealth, Andy is an in-demand public speaker and frequently presents at events hosted by industry organizations, such as Family Wealth Alliance, Family Office Exchange, and Family Business Magazine's Transitions and Family Business Legacy conferences. He is also sought out for his industry perspective by the business media and has been quoted in Barron's, Bloomberg, Crain Currency, NPR, Family Business Magazine, and elsewhere. He is also a regular contributor to Forbes where he writes a column about issues relevant to family office operations. Andy is a member of the Wigmore Association, a global collaboration of chief executive officers and chief investment officers from five leading family offices around the world. Additionally, he has served on multiple boards and is currently on the CEO Council of Family Wealth Alliance and is a trustee of the National Committee on American Foreign Policy. A graduate of Colgate University, where he majored in history, Andy is naturally creative and enjoys painting, especially landscapes. He is an avid reader and usually travels with a history or economics book in hand. Originally from Columbus, Ohio, Andy, his wife, and two sons now call suburban Philadelphia home. Whenever possible, Andy enjoys skiing in the Rockies or fishing the waters off Cape Cod.
Today we're joined by journalist and author Elizabeth Evitts Dickinson, talking about her critically-acclaimed book, Claire McCardell: The Designer Who Set Women Free, which came out in June of 2025 from Simon & Schuster. Named a New York Times Editors' Choice, an Amazon Editor's pick for Best History, and a must-read book featured in Oprah Daily, The Atlantic, Elle, Forbes, Harper's Bazaar, and on NPR's All Things Considered, among many others, Dickinson's first book has been hailed as an exceptional biography and an essential read that “puts the American fashion icon Claire McCardell back in the pantheon,” according to Kate Bolick of The New York Times Book Review. Learn more, including where to purchase: https://www.eedickinson.com/
In this week's episode of the Seven Figure Consultant Podcast, originally broadcast in March 2025, I interviewed my wonderful client, Sherry Lukey, an extraordinary executive and life coach who helps successful professionals worldwide unlock their full potential, cultivate meaningful relationships, and create a life of purpose, peace, and presence. Sherry shared her inspiring journey into the world of coaching, emphasizing how trauma can significantly impact both personal and professional success. We talked about the disconnect between outward success and internal struggles, especially within corporate environments, plus the importance of creating safe spaces for healing and exploring how the subconscious mind plays a crucial role in shaping our beliefs. In this episode: [00:00:00] Sherry shares her journey into coaching, influenced by her family dynamics. [00:02:59] The disconnect between outward success and internal struggles faced by clients. [00:06:52] The feelings of isolation experienced by successful individuals in corporate environments. [00:10:07] The difference between conscious and subconscious minds and their roles in trauma. [00:11:34] Discussion on the different types of trauma and the ingredients that contribute to it. [00:13:27] Insights on how early experiences shape negative narratives about oneself. [00:16:16] Discussion on the disconnect between rational thought and bodily feelings related to safety and trauma. [00:17:16] How addressing trauma can transform long-standing patterns and behaviors in clients. [00:18:24] Creating safe environments for deep coaching work and personal transformation. [00:21:58] Advice on conducting body scans to maintain awareness of emotional states throughout the day. [00:23:36] Discussion on how women often feel guilt for others' emotions and strategies to overcome this. [00:24:32] The dangers of taking on others' emotions and the need for clients to experience their own breakthroughs. [00:26:10] Challenges faced in pricing coaching services appropriately for transformative work. [00:29:14] Discussion on the disparity in pricing between genders in coaching and the need for women to charge appropriately. [00:31:59] Sherry discusses her decision to double her prices and the mental challenge behind it. [00:34:35] The hidden struggles of seemingly successful individuals. [00:35:06] The value of understanding everyone's unique story behind their success. [00:36:27] The importance of women achieving financial independence and success. Key Takeaways: Healing trauma unlocks success. Many high-achieving women unknowingly hold themselves back due to past experiences that created deep-seated fears around visibility and success. Trauma isn't just 'big' events. Trauma can stem from experiences that left us feeling shocked, isolated, and powerless - even if they don't seem significant from the outside. The subconscious mind runs the show. While we may consciously want success, our subconscious fears can sabotage us - like avoiding opportunities, procrastinating, or feeling deep discomfort when we try to step up. Women tend to ‘freeze' or ‘fawn' under stress. Instead of fight or flight, many women default to people-pleasing or shutting down, which keeps them stuck in unhealthy patterns. Your next level is waiting - if you're willing to claim it. Success often requires shifting from ‘Why me?' to ‘Why not me?' and confidently stepping into your worth. Once you change your internal narrative, everything else shifts. Quotes: “It's certainly something that I think all of us as coaches see, we have clients who come to us and they are so outstanding as individuals. They have this amazing potential, and quite often they have things that are already going really well. But for whatever reason, there are these deep traumas sometimes really holding them back and old narratives that don't serve them, but everything just feels completely tangled up and they can't move forward.” - Jessica Fearnley “We can heal trauma and we can have patterns that have plagued us for decades. You always kind of know that you're destined for great things, and every time it's in front of you, you manage to swerve. But to actually be able to heal those patterns, it changes everything.” - Jessica Fearnley “When the subconscious perceives a threat, whether it be real or perceived, that stress response comes on and then your options are fight, flight, freeze, and fawn. And fawn being people pleasing, which is one of the things that women really, really tend to do.” - Sherry Lukey “What people don't realize is that really a trauma at any level has three ingredients. One is shock, it's sort of like you've been blindsided, something that just totally came out of nowhere, a feeling of isolation and a feeling of powerlessness. And if you have those three ingredients, you end up with trauma.” - Sherry Lukey “People have to break down to break through. And so by you taking that on, you're actually preventing their breakthrough. And it completely turns it on its head to be like, ‘oh, this is a massive disservice to take this on for someone' because you subconsciously and energetically, you're actually saying to them ‘you're not capable of handling this. So I'm going to handle it for you'.” - Sherry Lukey Useful Links Sherry: Sherry's website - sherrylukey.com Jessica: Buy Jessica's book, Too Much, on Amazon Get in touch with Jessica to discuss your consulting business Leave a rating and review for the Seven Figure Consultant Podcast Jessica's LinkedIn Guest Bio Sherry Lukey is an extraordinary executive and life coach who helps successful professionals worldwide unlock their full potential, cultivate meaningful relationships, and create a life of purpose, peace, and presence. Using her unique expertise and Tap into Power Method™, she guides clients to break free from deep-rooted subconscious patterns and biases, empowering them to lead confidently and leave a legacy. Sherry's expertise has been showcased in top media outlets like Forbes, Beyond the Couch, and the Fearless and Successful podcasts. She captivates audiences with powerful presentations, expertly moderates events, and delivers game-changing insights on panels. When she's not empowering leaders to lead with greater compassion for themselves and others, you'll find her pursuing her passions for personal growth and pottery in her home studio. She shares a beautiful life in British Columbia, Canada, with her husband of thirty-seven years and takes immense pride in being the mother of adult twin daughters.
Bri Seeley is a seasoned entrepreneur with more than 18 years of business experience, renowned for her dynamic presence as a TEDx speaker and award-winning entrepreneur. With over 100 podcast appearances, Bri has become a pioneering voice in redefining success for ambitious high achievers. As a certified hypnotherapist and business strategist, she offers a uniquely holistic approach—empowering business owners and professionals to break free from the relentless hustle and transform their relationship with success. Bri's insights have been featured on Good Morning America, The Today Show, and Forbes, and she is the hostess of the Big Goal Energy Podcast. CONNECT WITH Bri Seeley Website: https://briseeley.com/ Website: Infinite-herizonsinfinite HERizons LinkedIn: https://www.linkedin.com/in/entrepreneur-coach-bri-seeley/ JOIN THE FIGHT AGAINST FOOD INSECURITY Join the fight against food insecurity here in the U.S. DONATE TODAY at Meet the Streets Outreach, INC. to fight hunger! Meet the Streets Outreach provides essential support to Houston's food-insecure communities by offering over 2,000 hot meals each month. With your help, we can continue to serve those in need. Your support ensures that we can continue to make a meaningful difference in the lives of Houston's most vulnerable residents. Thank you for considering this opportunity to invest in the well-being of our community. Food Insecure Households For many families in the U.S., the past several years have been difficult. Higher food prices, economic instability, and other factors have made providing for a family even harder. 1 in 8 households in the U.S. is food insecure. That means these families don't have enough money or resources to buy enough food for everyone in their household. As recently as 2022, 7.3 million children lived in food insecure households. Also, 16.9% of children live in poverty. SNAP Benefits More than 22 million U.S. households use SNAP benefits to help with food costs, as of April 2023. Sometimes known as “food stamps,” SNAP is the federal Supplemental Nutrition Assistance Program. People who receive SNAP benefits can use it to buy groceries, seeds, and plants for food. SNAP cannot be used to purchase hot food or household items like cleaning supplies, vitamins, or diapers. CONNECT WITH Cedric Francis Website: https://www.lead2greatness.com/ Facebook: https://www.facebook.com/cedricbfrancis X (twitter): https://twitter.com/cedricbfrancis Instagram: https://www.instagram.com/cedricbfrancis/ LinkedIn: https://www.linkedin.com/in/cedric-b-francis-a0544037/
Get a sense of what a creative coaching session is like as Lauren and Rachael help each other with specific challenges they are facing in their respective businesses and lives. Each host listens and offers insights to help the other move closer to achieving their goals.Episode MentionsHere is the Forbes article about Mud Witch, and the inspiration behind their ceramics.Check out Lauren's website for an example of the "trail mix" style portfolio.Learn more about Lauren's 4-Week Portfolio Procrastinator program!Sponsors1-on-1 Coaching with LaurenCreative Coaching with RachaelThe transcript for this episode can be found here! Cover art designed and photographed by Kristle Marshall for Hom Sweet HomIf you love what we are doing and want to support us, head to patreon.com/chaoticcreativesFollow the pod on Instagram @chaoticcreativespod and tag us in the projects you're working on while listening!Say hi or tell us a silly lil joke: chaoticcreativespodcast@gmail.comLauren's links:WebsiteInstagramOnline ClassesRachael's links:WebsiteInstagramPrioritize Play WorkshopStyle Course
Everything in life is a negotiation.And no one knows this better than Chris Voss, a former FBI hostage negotiator who led many high-risk cases.Chris is the CEO of the Black Swan Group and author of the national bestseller Never Split the Difference, where he weaves lessons from his 24-year career with the FBI into practical strategies that help people negotiate like professionals.In this episode of the Align Podcast, Chris Voss shares powerful tools for navigating high-stakes situations - from tense hostage standoffs to everyday conversations. He reveals the FBI's best techniques for labeling emotions, building trust quickly, and staying calm under pressure.Alongside shocking stories from his career, Chris offers practical strategies anyone can use to navigate conflict, influence others, and create genuine connection.OUR GUESTChris is a former Lead FBI Negotiator and dynamic speaker who debunks the biggest myths of negotiation. Chris engages all groups with captivating stories, insights, useful tips for business and everyday life, and interactive audience participation. Chris has lectured on negotiation at business schools across the country and has been seen on ABC, CBS, CNN, Fox News, and Forbes. Chris's Keynotes are based on his book Never Split The Difference©.CHRIS VOSS