Podcasts about Forbes

In this hour of Cashing Out, host Dustin Swedelson recaps hits on sports news from Tuesday, talks College Basketball, and does his Three Point Stance. Also, joining the show is Tanner Kern, DK Sportsbook and Forbes contributor, to give his best bets for the Super Bowl.Get instant access to expert picks, public betting splits data, and pro betting tools when you join VSiN pro. Grab your first month for only $9.99 or take over $60 off an annual subscription when you use promo code: SUPER. Click Here to get started. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this compelling episode of Start With a Win, Adam Contos sits down with empathy strategist and bestselling author Maria Ross for a conversation that challenges outdated leadership myths and reframes what it truly means to lead in today's world. With sharp insight, real-world perspective, and an energizing presence, Maria invites listeners into a deeper exploration of how modern leaders earn loyalty, navigate tension, and build organizations people actually want to follow. This episode doesn't preach - it provokes, stretches assumptions, and leaves you leaning in for what comes next.Maria Ross is the founder of Red Slice, helping organizations drive growth through empathy-driven leadership, branding, and culture. For nearly 20 years, she has worked with startups, nonprofits, and enterprise brands - including Splunk, GSK, Salesforce, and LogicGate - to sharpen messaging, elevate brands, and build strong cultures, leading clients to acquisitions and IPOs.A sought-after speaker and the author of The Empathy Edge and The Empathy Dilemma, Maria also hosts The Empathy Edge podcast. Her insights have appeared on MSNBC, NPR, Forbes, and Newsweek. She lives in Northern California with her family and a lively mix of pets - and a deep love for British crime dramas and Jeopardy!00:00 Intro02:25 A two-year old gave her the idea!05:03 What is the definition – for business?08:05 What are the five pillars?11:31 Last pillar is not what you think, keep listening….14:55 Powerful, powerful quote, you may need to rewind and really listen!22:01 This is your competitive edge. 27:37 This is the misunderstanding… 28:20 And here it is!32:20 I don't check emails until I complete this.https://www.red-slice.com/https://red-slice.com/podcast/Book:  https://red-slice.com/the-empathy-dilemma-book/https://www.instagram.com/redslicemaria/?hl=enhttps://www.linkedin.com/in/mariajross/https://www.facebook.com/redslicehttps://www.youtube.com/user/mariajross===========================Subscribe and Listen to the Start With a Win Podcast HERE:

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Trying to motivate your employees may be the wrong goal entirely. In this episode, Hall of Fame keynote speaker Joe Mull, CSP, CPAE, challenges one of the most common leadership assumptions and explains why motivation is not something leaders can give to people, but something employees experience when the conditions at work are right. Joe reframes how leaders should think about employee motivation, employee engagement, and employee relations, especially when teams feel checked out or burned out. He explores why perks, incentives, and pep talks rarely lead to sustained effort, and how daily leadership behavior plays a much bigger role in whether people care, try, and stay committed. The conversation focuses on how leaders shape the employee experience through trust, clarity, and attention to the realities of people's work lives, and why creating the right conditions matters more than trying to energize people directly. If you want to improve motivation, strengthen engagement, and build a workplace where effort comes from within, this episode offers a grounded leadership perspective for today's workplace. To subscribe to Joe Mull's BossBetter Email newsletter, visit https://BossBetterNow.com For more info on working with Joe Mull, visit https://joemull.com For more info on Boss Hero School, visit https://bossheroschool.com To email the podcast, use bossbetternow@gmail.com #transformativeleadership #workplaceculture #companyculture #talentretention #employeeengagement #employeeretention #bossheroschool #employalty Joe Mull is on a mission to help leaders and business owners create the conditions where commitment takes root—and the entire workplace thrives. A dynamic and deeply relatable speaker, Joe combines compelling research, magnetic storytelling, and practical strategies to show exactly how to cultivate loyalty, ignite effort, and build people-first workplaces where both performance and morale flourish. His message is clear: when commitment is activated, engagement rises, teams gel, retention improves, and business outcomes soar. Joe is the founder of Boss Hero School™ and the creator of the acclaimed Employalty™ framework, a roadmap for creating thriving workplaces in a new era of work. He's the author of three books, including Employalty, named a top business book of the year by Publisher's Weekly, and his popular podcast, Boss Better Now, ranks in the top 1% of management shows globally. A former head of learning and development at one of the largest healthcare systems in the U.S., Joe has spent nearly two decades equipping leaders—from Fortune 500 companies like State Farm, Siemens, and Choice Hotels to hospitals, agencies, and small firms—with the tools to lead better, inspire commitment, and build more humane workplace cultures. His insights have been featured in The Wall Street Journal, Forbes, Harvard Business Review, and more. In 2025, Joe was inducted into the Professional Speakers Hall of Fame (CPAE). This is the speaking profession's highest honor, a distinction granted to less than 1% of professional speakers worldwide. It's awarded to speakers who demonstrate exceptional talent, integrity, and influence in the speaking profession For more information visit joemull.com.

The president of the Qatar Science and Technology Park (QSTP), discusses her unique vision for innovation in the Arab world, emphasizing the crucial need to tie technological advancement to our roots, culture, heritage, and fundamental needs. Rama Chakaki shares insights from her career, which is defined by bridging the gap between impact and financial return, and explains QSTP's role as a platform for global innovation, nurturing deep-tech companies in sectors like AI, robotics, and biotech, with a focus on impact. The discussion delves into the pervasive "brain drain" phenomenon, with Chakaki observing a "reverse brain drain" as Arabs return to Doha and the region due to safety, resource availability, and a culture of belonging. She champions a bottom-up approach to innovation and addresses common misconceptions about Arab women in tech, highlighting their high representation in tech degrees and leadership roles. Finally, Chakaki challenges the Silicon Valley "unicorn" model, advocating for a community-built "elephant" model that prioritizes the double or triple bottom line—caring for people, the environment, and financial returns.Explore Qatar Science and Technology Park

For episode 674 of the BlockHash Podcast, host Brandon Zemp is joined by Les Borsai, a Los Angeles-based serial technology entrepreneur, former music promoter and manager, and advisor in the cryptocurrency, blockchain and music-technology industries. He is the Co-founder of Wave Digital Assets.Sitting at the cross-section of entertainment and economics his entire career, Borsai recognized that crypto was the next big cultural and financial revolution early on, taking on an advisor role to Ripple Labs in 2013, and becoming one of the earliest investors in Ethereum, XRP, Tezos, and NFTs. In 2018, he became a Co-Founder at Wave Digital Assets, a digital asset management firm where he leads strategic initiatives across the crypto and digital asset ecosystem. Borsai previously managed artists such as Wynonna Judd and Jason Mraz. Borsai is an author at Spin Magazine, and has been featured in a variety of top-tier global publications including The Wall Street Journal, The New York Times, Bloomberg, Forbes, CNBC, TechCrunch, CNN, and The Hollywood Reporter. 

In this Live Greatly episode, keynote speaker Kristel Bauer reveals 3 high-performance habits to boost productivity, optimize leadership, and support well-being.Tune in now!  Explore Having Kristel Bauer speak at your next event or team meeting. https://www.livegreatly.co/contact  Order Kristel's Book  Work-Life Tango: Finding Happiness, Harmony and Peak Performance Wherever You Work (John Murray Business, November 19th 2024) About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to "Live Greatly" while promoting leadership development and team building.   Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel has been featured in Forbes, Forest & Bluff Magazine, Authority Magazine & Podcast Magazine and she has appeared on ABC 7 Chicago, WGN Daytime Chicago, Fox 4's WDAF-TV's Great Day KC, and Ticker News. Kristel lives in the Fort Lauderdale, Florida area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co  Buy Kristel Bauer's book, Work-Life Tango: Finding Happiness, Harmony and Peak Performance Wherever You Work (John Murray Business, November 19th 2024) Follow Kristel Bauer on: Instagram: @livegreatly_co  LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions.  Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations.  They have not been evaluated by the food and drug administration.  Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests.  Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content.  Always consult your physician for recommendations specific to you.

It's Tuesday, February 3rd, A.D. 2026. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Kevin Swanson 1,400 Nigerian kidnap victims held in forests Truth Nigeria reports that “more than 1,400 kidnap victims are held in horrific conditions in the forests of Nigeria's Kaduna State in North-central Nigeria.” Locations are well known, yet the Nigerian government refuses to get involved. So far, there are no records of Nigerian military entering the massive network of these torture camps. Horrifically, stories abound of Christians being tortured by Muslim terrorists with whips for hours until they are dead. The extremists have also severed the heads and other body parts of Christians. Please pray for the physical safety of our Nigerian brothers and sisters in Christ. Epstein file release leads to resignation of British homosexual politician Over the weekend, disgraced British politician Peter Mandelson resigned his position in the Labour Party after more revelations came out of his involvement with Jeffrey Epstein and alleged violations of the Seventh Commandment with girls, reports the BBC. Mandelson was also a well-known homosexual, who faux married a man, violating God's laws relating to improper relations with men. He served as British Ambassador to the United States last year, a member of the House of Lords, Secretary of State, and Lord President of the Council under Prime Minister Gordon Brown. Job 4:8 reminds us that “those who plow iniquity and sow trouble reap the same.” Hillary Clinton aims at Doug Wilson, Allie Stuckey, & Mike Johnson Former First Lady and presidential candidate Hillary Clinton went after Reformed Pastor Douglas Wilson in a January 29th op-ed column in The Atlantic. She accused the pastor of opposing suffrage for women, advocating theocracy, and associating with War Secretary Pete Hegseth. She lumped Allie Beth Stuckey, House Speaker Mike Johnson, and Doug Wilson's Communion of Reformed Evangelical Churches into the same basket of what she called “Christian nationalists.” She lamented the sharp decline in participation and membership in mainstream liberal churches. She called for “empathy” in government, referring to Jesus's comments to turn the other cheek, but had nothing to say about Romans 13. She said she opposes tyranny and embraces homosexual and transgender rights. And she decried Trump's immorality, but had nothing to say about Bill Clinton and Jeffrey Epstein in the opinion piece. Trump announces trade deal with India On Monday, President Donald Trump announced a trade deal with India, reports The Epoch Times. The United States would reduce import tariffs from 50% to 18% — a 25% relief if India agrees to stop imports of Russian oil.  The Afghanistan Taliban government reintroduced slavery On January 27th, U.S. Senate Foreign Relations Committee Chair Jim Risch announced that the Afghanistan Taliban government has re-incorporated slavery in the country. The new Afghan criminal procedure code issued in January also provides the Taliban government with “broad and dangerous authority to kill opponents, critics, and human rights activists under this designation, without guaranteeing the right to defense and fair trial,” according to Rawadari.org. Quite the opposite of the Islamic vision for the world, Jesus has come “To proclaim liberty to the captives and recovery of sight to the blind, to set at liberty those who are oppressed; to proclaim the acceptable year of the Lord.” (Luke 4:18,19) “Jelly Roll” glorified Jesus Christ at the Grammys This year's Grammy Awards ceremony, which recognizes achievement in the music industry, came and went again, with its typical outrageous, scandalous presentations, leftist political bias, and demoralizing and anti-social content. But one country music personality by the name of Jason DeFord, known as Jelly Roll, stood out from the crowd for a minute or two, when he addressed the audience. Listen. DEFORD: “I know they're gonna try to kick me off here, so just let me try to get this out. There was a time in my life, y'all that I was, I was broken. That's why I wrote this album. I didn't think I had a chance, y'all. There was days that I thought the darkest things. I was a horrible human. “There was a moment in my life that all I had was a Bible this big, and a radio the same size, and a six by eight-foot cell. And I believe that those two things could change my life. I believe that music had the power to change my life, and God had the power to change my life. “And I want to tell y'all right now: Jesus is for everybody. Jesus is not owned by one political party. Jesus is not owned by no music label. Jesus is Jesus, and anybody can have a relationship with Him. I love you, Lord.” Every now and then, the truth slips out. Jelly Roll won a Grammy for the Best Contemporary Country Album entitled “Beautifully Broken,” reports Forbes. 13-year-old boy swam 4 hours off Australian coast to save family And finally, a 13-year-old boy saved his mother and two siblings who had drifted off the coast of Australia last Friday by swimming four kilometers, reports the BBC. The 13-year-old swam the first two hours with his life jacket on. That was slowing him down, so he ditched it, and swam the last two hours without it. The family had been paddle-boarding and kayaking off the coast of Western Australia, when strong winds pushed them out to sea. The boy made it to shore by 6:00 pm. Two and a half hours later, a rescue helicopter spotted the mom with her 12-year-old son and 8-year-old daughter at 8:30 pm. The Marine Rescue Group commended the young man for his “bravery, strength and courage.” Paul Bresland, commander of the group, called the feat “superhuman.”  And an inspector, James Bradley, said,  "The actions of the 13-year-old boy cannot be praised highly enough. His determination and courage ultimately saved the lives of his mother and siblings." 2 Chronicles 15:7 says, “But you, take courage! Do not let your hands be weak, for your work shall be rewarded.” Close And that's The Worldview on this Tuesday, February 3rd, in the year of our Lord 2026. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

The episode opens with a sweeping look at the biggest retail stories shaping January. Amazon dominates the headlines again, this time with the closure of all Amazon Fresh grocery and Go stores and a renewed reliance on Whole Foods and online grocery. At the same time, Amazon is laying off tens of thousands of employees, part of a broader wave of cuts across retail and adjacent industries, including UPS, Home Depot, and Nike. The hosts explore whether this is a post-pandemic correction, an AI-driven efficiency shift, or an early signal of bigger structural change.The news turns to Saks Global's bankruptcy, in which most Saks off-price stores will be shut down. This is expected to benefit rivals like Nordstrom Rack and Bloomingdale's Outlet. Earnings signals offer a mixed outlook: LVMH posts weaker results, reinforcing concerns that luxury's recovery will be uneven, while Starbucks shows early signs of traction with traffic growth and the return of tiered loyalty rewards.The second half features an energetic, insight-rich discussion with fellow NRF Top Voices Billy May, Brooklinen's CEO, and David J Katz, EVP and CMO, Randa Apparel, recorded live in the Narvar podcasting studio on the NRF Big Show show floor in New York. Together, they explore how consumer behavior is changing, why value is now deeply contextual, and how trust has become the most fragile currency in retail. They discuss pricing strategy in an era of tariffs, geopolitical risk, and algorithmic pricing, warning that transparency and clarity matter more than ever.The group dives into AI reality—what's working, what's hype, and why AI should be treated as a power tool, not a decision-maker. They examine leadership in the post-COVID era, arguing that execution, speed, and disciplined focus now define winning organizations. Don't miss these rapid-fire takes on rising retailers and the future of the department store—listen now and join the conversation to stay ahead in retail's next chapter.The conversation then shifts to the week's remarkable stories. highlighting the staggering scale of AI investment, including Anthropic's rumored $350 billion valuation and Amazon's possible $50 billion stake in OpenAI. Michael reflects on growing wealth concentration in the U.S. and many developed countries, noting the economic and social implications. Looking around the corner, Steve unpacks TikTok's shifting algorithms, political influence concerns, and TikTok Shop's move to force sellers into its proprietary logistics network—changes that could reshape social commerce. About UsSteve Dennis is a strategic advisor and keynote speaker focused on growth and innovation, who has also been named one of the world's top retail influencers. He is the bestselling author of two books: Leaders Leap: Transforming Your Company at the Speed of Disruption and Remarkable Retail: How To Win & Keep Customers in the Age of Disruption. Steve regularly shares his insights in his role as a Forbes senior retail contributor and on social media.Michael LeBlanc is a senior retail advisor, keynote speaker and media entrepreneur. Michael has delivered keynotes, hosted fire-side discussions hosted senior retail executive on-stage in 1:1 interviews worldwide. Michael produces and hosts a network of leading retail trade podcasts, including The Remarkable Retail Podcast, The Voice of Retail The Food Professor, The FEED powered by Loblaw and the Global eCommerce Leaders podcast. He has been recognized by the NRF as a global Top Retail Voice for 2025 and 2025 and continues to be a ReThink Retail Top Retail Expert for the fifth year in a row.

Dr. Kiesha King is a Forbes published author, corporate executive, entrepreneur, and globally awarded leader. She shares valuable strategies to help others cultivate a life of FREEDOM, PURPOSE, and ENJOYMENT. @drkieshaking#drkieshaking #grateful #gogetit Chip Baker Social Mediahttps://chipbaker.lovable.app

This week, we chat with Terri Burns! Terri is the founder of Type Capital, an early-stage venture firm focused on being the first check for ambitious founders at pre-seed and seed. Most recently, she was a partner at GV, where she made history as the firm's youngest partner and its first-ever Black female partner, with a focus on digital consumer and emerging technology.During her time at GV, Terri led and supported investments that went on to raise follow-on capital from top-tier firms and achieve meaningful exits, including the social app HAGS, which was acquired by Snapchat. She's also an active angel investor and cofounder of an angel collective that has backed companies like Clubhouse.Terri's impact extends well beyond investing. She's a Forbes 30 Under 30 awardee for Venture Capital, a three-time co-chair of Fortune Magazine's Brainstorm Tech Conference, and a frequent speaker at institutions like Stanford GSB and Harvard Business School. Her work has been featured in publications including Vogue, Fortune, and TechCrunch.Before venture, Terri began her career as an associate product manager at Twitter, studied computer science at NYU, and today serves on NYU's Board of Trustees.✨ This episode is presented by Brex.Brex: brex.com/trailblazerspodThis episode is supported by RocketReach, Gusto, OpenPhone & Athena.RocketReach: rocketreach.co/trailblazersGusto: gusto.com/trailblazersQuo: Quo.com/trailblazersAthena: athenago.me/Erica-WengerFollow Us!Terri Burns: @tcburning @thetrailblazerspod: Instagram, YouTube, TikTokErica Wenger: @erica_wenger

In this episode, we continue our deep dive into the lyrics of "Nueva York" by Bad Bunny with Puerto Rican linguist Adriana Lopez.In Part 2, we explore the heavy cultural references in the song—from Dominican rap anthems to Puerto Rican boxing legends—and discuss the controversy surrounding Forbes naming Bad Bunny the "King of Pop." You'll also learn key vocabulary distinctions and cultural nuances between island life and city life.What You'll Learn in This Episode:The meaning of 7 Puerto Rican Spanish words & phrases used in the song, like está buena, las gatas, and sacarla del estadio

Disclaimer: This episode contains discussions on body image, food and disordered eatingIn this deeply personal episode of SHE MD Podcast, host Mary Alice Haney welcomes Mikayla Nogueira, beauty influencer, MN and mental health advocate. Mikayla opens up about her journey navigating disordered eating, body image struggles, and the pressures of social media, offering an honest and compassionate perspective on self-worth, recovery, and empowerment.They talk about the tools that helped her get back to a healthier place, like therapy, journaling, better nutrition support, and taking intentional breaks from social media. Mikayla reminds us that healing isn't a straight line, and that self-compassion, patience, and having the right support system really matter.This episode offers real-life insight on handling social pressure, building emotional resilience, and learning to show up as your true self. If you've ever struggled with self-image, online comparison, or personal growth, this conversation is a supportive reminder to take care of your mental and emotional well-being while honoring your own journey.Subscribe to SHE MD Podcast for expert tips on PCOS, Endometriosis, fertility, and hormonal balance. Share with friends and visit SHE MD website and Ovii for research-backed resources, holistic health strategies, and expert guidance on women's health and well-being.Sponsors:Premier Protein: Find your favorite flavor at PremierProtein.com or at Amazon, Walmart, and other major retailers.Babbel: Here's a special, (limited time) deal for our listeners. Right now get up to 55% off your Babbel subscription–at Babbel.com/SHEMDPique Tea: Redefine your standard of health. Secure 20% off your order and begin your intentional wellness journey today at Piquelife.com/shemd.Osea: Give your skin a rest with clean, clinically tested skincare from OSEA. And right now we have a special discount just for our listeners. Get 10% off your first order sitewide with code SHEMDat OSEAMalibu.comMidi Health - Ready to feel your best and write your second act script? Visit JoinMidi.com today to book your personalized, insurance-covered virtual visit. What You'll LearnHow to navigate social media and societal pressures without losing self-worthPractical tools for emotional resilience and personal growthStrategies for cultivating self-compassion during recoveryHow to embrace authenticity and redefine personal beauty standardsKey Timestamps00:00 Disclaimer: This episode contains discussions on body image, food and disordered eating08:00 How social media impacted her self-worth and confidence10:50 Mikayla shares her early experiences with disordered eating and body image struggles20:40 What helped Mikayla start her recovery journey: therapy, journaling, and self-reflection27:45 Navigating setbacks and learning patience in the recovery process39:00 Mindful social media use and creating healthy boundaries49:20 Wellness hacks and self care50:00 Advice for others facing similar challenges with confidence and self-image55:25 Final reflections and empowering takeawaysKey TakeawaysRecovery and growth are non-linear but achievable with self-compassionSocial media boundaries support emotional and mental well-beingJournaling, therapy, and intentional self-reflection are powerful tools for confidenceAuthenticity and self-acceptance create lasting empowermentSharing personal stories can inspire and uplift others facing similar challengesGuest Bio – At just 27 years old, Mikayla's impact on the global beauty sector is unparalleled– her engaging tutorials, honest product reviews, and candid content have garnered a massive following of more than 21 million fans on her personal socials and counting. Seamlessly blending entertainment with her passion to educate, Mikayla has made her love for beauty accessible to a diverse audience around the world; she has not only generated trends but also inspired a new generation of beauty enthusiasts to express themselves through makeup. Her influence has been recognized through prestigious awards and platforms, including winning the 2023 Streamy Award for Beauty Creator of the Year, as well as recognitions in the inaugural TIME100 Creators list for 2025, the Forbes 30 Under 30 list in 2024, and the Forbes Top Creators list for four years in a row since its inception in 2022. In March 2025, Mikayla's expertise and entrepreneurial spirit culminated in the record-breaking launch of her own beauty brand, Point of View Beauty, which embodies her commitment to her core values: celebrating authenticity over approval, creating a safe space for experimentation and connection, and encouraging self-expression through beauty without boundaries.Linkshttps://www.instagram.com/mikaylajmakeup/?hl=en https://www.tiktok.com/@mikaylanogueira?lang=enhttps://povbeauty.com/https://www.nationaleatingdisorders.org/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

If you've tried PR pitching writers and podcast hosts before and thought “this doesn't work”...chances are, it wasn't your lack of effort… it was one of these mistakes.In this video, we're breaking down the top 5 PR mistakes brands and founders make that keep them from landing media features, podcast interviews, and meaningful press...even when they're doing “all the right things.”You'll learn:✨ Why most PR pitches get ignored✨ The #1 mistake founders make before they even pitch✨ How lack of strategy kills PR momentum✨ What to fix before you try PR againThis episode is especially helpful if you:– Have pitched the media and heard nothing back– Think PR is only for big brands– Don't know where to start with press– Feel confused about what journalists actually want– Want visibility that builds credibility (not just noise)

#135: On today's episode, co-founder, Charlotte Cruze, of Alice Mushrooms jumps on the podcast to share her story. Alice mushrooms is a cult-favorite, functional mushroom chocolate brand, featured in Forbes, Goop, and beyond. In this episode, Charlotte shares how she built confidence to pursue entrepreneurship, explore therapy, and shift into a lifestyle rooted in health and wellness. The girls get into:navigating imposter syndrome, at all levelstips for reframing limiting beliefsself-actualization and trusting yourself enough to take risksfacing financial fear and adopting the mindset of "I'll figure it out"functional mushrooms explained: reishi for sleep & nervous system regulation, lion's mane for focus, memory, and cognitionwhy most mushroom supplements fail (taste, routines, consistency)What separates Alice Mushrooms from other functional mushroomsrapid growth, early product-market fit, and navigating visibility after instant successseparating identity from work & creating a life outside your jobsexual wellness and sober-friendly wellnessadjusting routines and habits for the sake of true successadvice for anyone feeling stuck or fearful& MORE!CONNECT BELOW:follow Charlotte ⁠⁠⁠⁠⁠herefollow Alice Mushrooms hereShop Alice Mushrooms hereCONNECT with HAN:follow Han ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠follow HOW I SEE IT ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠shop the podcast merch ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠work with Han: howhanseesit@gmail.com

Forget talent or strategy—one of the most effective ways to drive high performance is fostering psychological safety. When leaders create environments where people feel safe to speak up, ask questions, and challenge ideas without fear, teams don’t just work harder—they think better, collaborate deeper, and unlock the kind of energy and innovation that sustainable success depends on. Download the application guide: https://bit.ly/4q9ja5H Here is what they cover in this episode: Why psychological safety is a key driver of team performance. (01:34) How to “match” practical, emotional, and identity-based conversations to keep people connected. (06:42) Two meeting habits that build safety: equal turn-taking and visible listening. (10:43) A simple framework for hard conversations: “looping for understanding”—ask, reflect, confirm. (28:23) How trust and safe feedback channels help teams surface better ideas and hard truths. (22:14) Special thanks to our sponsor BELAY for offering a free download of their resource The Ultimate Guide to Stopping Executive Burnout. Just text the word ANDY to 55123 to claim your free guide now. Recognized as one of Forbes' 6 Leadership Podcasts To Listen To In 2024 and one of the Best Leadership Podcasts To Stay in the Know for CEOs, according to Industry Leaders Magazine. If this podcast has made you a better leader, you can help it by leaving a quick Spotify or Apple Podcasts review. You can visit Spotify or Apple Podcasts, and then go to the “Reviews” section. Thank you for sharing! ____________ Where to find Andy: Instagram: @andy_stanley Facebook: Andy Stanley Official X: @andystanley YouTube: @AndyStanleyOfficial See omnystudio.com/listener for privacy information.

Keith shares how a recent trip to Colorado Springs and a changing commission landscape reveal what really matters for real estate investors now From there, the show dives into the three levers investors truly control—leverage, operations, and relationships—before welcoming lender Caeli Ridge to break down the major mortgage options for investors. You'll hear how different loan types fit different strategies: from your first conventional "golden ticket" loans, to DSCR loans based on property income, to short-term fix-and-flip and bridge loans that prioritize speed and flexibility.  The episode then moves into how more advanced investors can scale beyond 10 doors, navigate debt-to-income and tax strategy, and even approach financing for short-term rentals—all while highlighting why having the right lending partner and long-term plan can make a big difference to your results. Episode Page: GetRichEducation.com/591 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold with new ways to think about your life through goals momentum in the real estate market. Then learn about various mortgage loan types, conventional DSCR, fix and flip, bridge loans, short term rental loans and more. Knowing which loans to use can save you millions and learn the fatal mortgage mistakes you must avoid today on get rich education.   Corey Coates  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Speaker 1  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:30   Welcome to GRE from Winnebago, Minnesota to Winnipeg, Manitoba, and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education, the voice of real estate investing since 2014 before we get into the mortgage discussion, where we'll discuss five or 10 different investor loan types and their various pros and cons, which could save you millions over the course of your life. I shared with you that I traveled to Colorado A couple weeks ago, for a goals retreat hosted by the real estate guys, top notch event, I spent extra time there in Colorado Springs, because I find it really livable, and I spent five hours with a local realtor there, one day out and about visiting properties in the area I'm potentially looking for a home or a second home. And by the way, how is this for a price range? The realtor wanted to know what my Buy Box is, and since I'm just learning the Colorado Springs market, I told him I'm willing to spend between 400k and 1.2 million on the property, yeah, pretty wide range, a mile wide. Fortunately, my other Buy Box criteria are more narrow and specific, and I have got to say, I'm surprised at how low the area's home prices are. I thought they'd be higher. Interestingly, before touring homes, my buyer agent wanted me to sign a six month exclusive representation agreement. Fair enough, that's standard stuff. It was on the agreement, though, that I as the buyer pay a 3% commission up on the purchase, and the seller would presumably pay the other 3% to make up that total 6% commission for the agent compensation. Well, historically, the seller paid the entire 6% and this, of course, goes back to the NAR settlement, and that ruling that became effective in August of 2024 you probably remember this, and I talked about it on the show back then, and how it's not really that big of a deal, especially to investors like us, because at GRE marketplace and with our GRE investment coaching, it's a direct model. There's zero commission on either side, and then you, in turn, get some of those savings, but out in the larger world and in the owner occupant world. Well, that rule change that started a year and a half ago. It means that sellers are no longer required to pay the buyer's agent. Instead, the fee is now negotiable between buyers and their agent. The other change is that property listings no longer display the buyer agent's commission offer. But here's what's interesting in practice, and what really ends up happening in the end, in most cases, is that the seller still pays the full commission and compensates both agents that full 6% sometimes it's 5% instead of six buyers and buyer agents, they still operate under the seller pays. And that's largely because that has just been the norm. It's what's seemingly always been done. It's what buyers are used to. And the reason that that often persists. Is because the seller is the party in the transaction that has that thick equity in the property, deep equity, and buyers are the ones often just trying to scrape together whatever they can for a down payment and closing costs. Buyers are not going to be able to come up with another 15k for an agent commission when they're buying a 500k property, that's 3% especially today, this is true because American homeowners the seller then still have record equity positions of about 300k an all time high. Nearly half of mortgaged homes are considered equity rich. What does equity rich mean? It means that the loan balance is less than half of the home's value, yeah, the seller has the means to pay the full commission. So the point is, in practice, the seller, yeah, still pays that full five to 6% commission in the overwhelming majority of cases, and the buyer pays nothing. And if that does change, it's going to take a long time. You know, a lot of these evanescent real estate stories that people think are going to have some seismic impact. It rarely does, like this erstwhile NAR ruling or the 50 year mortgage proposal or banning big institutions for buying more single family rentals. You know, this stuff is like one little baseball sized asteroid striking an entire planet. I mean, it's like a barely discernible impact. Real estate is anchored in one place like Jabba the Hut. It is solid. These stories are interesting, but they're not impactful.   Keith Weinhold  6:52   Instead, I've mentioned it before. What are three things you control in real estate that really matter. And these are evergreen things. First, it's, how many dollars are you leveraging? That's where your wealth is going to come from. In fact, we're going to discuss that today with mortgage loan types. Second, what's the efficiency of operations on your existing properties? And thirdly, what is the quality of your relationships? And actually, we're addressing the third one today too, talking to a lender that you could make part of your team. You can control these three things. They're unyielding, they're evergreen, they're long term, and they all have gratitas and impact those three things, leverage operations and relationships. Now my agent drops me off and picks me up from my hotel here at the Broadmoor in Colorado Springs. This was also the event hotel for the goals retreat. I just extended my stay to hang out in the area. Look at real estate, do some climbing on Pikes Peak. Pro tip for you on hotel room rates, talk to a human being before I booked my stay, I called the front desk and asked them if they could extend the attractive event room rate to more nights on my extended stay. And they agreed. You might have heard of the Broadmoor. It is well known. It's been here for more than 100 years, and it is such a fine place to stay. Let me tell you about this special piece of real estate. In fact, I've thought it through, and I will now hereby proclaim that it is the finest us hotel experience that I've ever had in my life. I say us because I stayed at an amazing place in Dubai. But what makes the Broadmoor stand alone? It's the details and the service. A lot of hotels are nice, but this is on a different level. And I don't say this to brag, and this is because you probably can afford to stay here, yeah, like I have. You might have paid more elsewhere in your life for a lesser hotel, although I am here in the low seasons. Okay, now, sure, you've got views of the Rockies and a man made lake and waterfall and even a beautiful chandelier in my hotel room. The thing that sets it apart, though, is you have this service that feels old world and not corporate. That's what makes the difference. The Broadmoor is horse themed, since horses are a symbol of the American West. There are about 800 rooms here. It's kind of like a self contained adult Disneyland championship golf courses, a world class spa, even an outdoor lap swimming pool like that has lanes that I swam in one morning for. Fine dining, casual dining, access to hiking, fly fishing, even falconry, zip lines, tennis, pickleball pools. Take the cog railway to the Pikes Peak, Summit. Okay. Now, other nice hotels have attractions that are sort of like that, but when I rave about the service, it's the little things they are knocking on my door before 10am to come in and clean the room. And you know how so commonly, when you first check into your hotel room and you look in the closet, there are not enough clothing hangers, and they're all like stupidly mismatched. These all match. They're all nice wood, and there are plenty of them. So I'm talking about these details. I'm telling you. I had dinner at one of the broadmoor's restaurants the other night. I just happened to take a close look at the tag on the napkin. Sure enough, it is made in Italy. I mean, jeez, no detail is overlooked at this stellar place. In fact, here's what I'll do. You know, I'll just completely stop my Colorado Springs home search right now. Instead, I'm going to stop down by the Broadmoor front desk, tell him to give me some moving boxes, because I'm moving into the Broadmoor and I'll be here for the next decade. Start forwarding my mail here and everything. And hey, at least I was courteous enough to give them notice. I can't stay here too long, or my standards will be rising faster than my net worth. Yeah, yeah. Can't go to sleep with a mint on your pillow every night, I suppose.    Keith Weinhold  11:38   Now, the reason I came here now is to attend that aforementioned goals retreat, and let me take all the time and all the resources that I put into being here and distill them into just a few of the most salient takeaways for you. Goals should be smart, strategic, measurable, actionable, relevant and time based, they must be written down. Now, how would you describe yourself to somebody else that didn't know who you were? Write that down next. What do you think your reputation is? How would others describe you? Write that down now that you can see how you describe yourself and how others describe you, you can see that there's a gap there. That gap is what you need to work on. I learned that goal should be written in the present tense, not the future tense. I did not know that before. For example, say it is January 1, 2035, and I own $5 million in rental property. That's an example of how you would do that. So take future events and write them in the present tense. Other questions at the goals retreat that got really introspective are, what are you really going to do with your life? And write down that answer. Sheesh, that is tough. And if you think that's a hard question for you to ask of yourself, the next one is even harder. It's simply why? Why is that where you're going with your life? And then write that down? I mean, would you answer questions like this for yourself? And you really think about it, that can occupy a new segment of your entire headspace. It is a big cognitive load, and a last one to leave you with is to dream not just big, but gigantic. Get it out there, write down a dream that interests you, but it's so grandiose that you're actually embarrassed to tell someone about this stretch dream, for example, for me, it's the first person to walk on another planet. No human has ever done that, and this would most likely happen on Mars. See, this is so grand that is sort of embarrassing for me to even share that with you. It almost makes you sound Loony, like I would have to learn so many new skills to travel to and walk on Mars. But you should write down a bunch of other goals too. You're sort of brainstorming on goals, attainable goals. Recall that is the A in the SMART goals acronym, you want to write down a bunch of attainable ones, not just that stretch one. So for attainable ones, one of them is for me to become the highest man on earth. To give you an example. And I attempted that goal two years ago, and I failed. I told you about that at that time. But see now, compared to my embarrassing stretch goal of walking on Mars, the highest man on earth feels attainable, I know what it takes to achieve it, and it's worth doing, ah, but it's a grind to get there, yet it would be worth it. Those are some quick take. Ways from the real estate guys goals retreat while on stage the event host Robert helms he took a minute respite from the goals material, and he recognized the fact that, as he calls it, the four OG real estate podcasters are all in the same room. One of them is helms himself, and now I feel like the other three are all older and doing it longer than me. I was one of the four that he mentioned. But you know, there is only one podcast that was mentioned from stage, and that is that Robert helms told the audience that they should be listening to the get rich education podcast. That was a nice thing to say, and he is always a gracious giver.   Keith Weinhold  15:45   Next, we're talking about four major loan types, conventional DSCR, fix and flip and then bridge loans. When we discuss the first two parts of it could sound repetitive, but you'll see why we do this, because then you'll be able to compare it to nichey loan types that we discuss, for example, the speed of a bridge loan, where you can get funded in just one week, compared to a slower conventional loan. The mortgage landscape changes. I still remember how in 2012 we had still somewhat freshly emerged from the global financial crisis, and back then, you could only get four conventional loans, four rental properties, not 10 like you can today, 20 married. So get your loans while you can, you probably won't always be able to get 10 loans. We'll start with loan types that are more for beginners, and then we'll get to advanced material. Let's welcome back one of our favorite recurring guests.   Keith Weinhold  16:54   You can make millions more throughout your life by understanding mortgage loans. This is key, and today it's the return of the woman that's created more financial freedom through real estate than any other lender in the entire nation, because she's the president of ridge lender group. Hey, it's time for a big welcome back to the incomparable, yet somehow still so approachable Chaley Ridge   Caeli Ridge  17:16   my Keith, thank you for having me. I love being here. I love what you're doing. It's my pleasure, sir.   Keith Weinhold  17:23   And our followers, our listeners, have been approaching you since 2015 you're one of the longest running guests, truly one of the OGS around here at GRE and now Caeli, before we discuss loan types. You know, we don't really talk politics on this show rather policies, and we're in the midst of a presidential administration that often, in the name of the word affordability, is trying to supremely shake things up in the housing market. Help us dissect what matters and what won't.   Caeli Ridge  17:58   I have found that at least as it relates to current administration, whoever that might be, I wait for the buzzwords or the taglines to become the actual policy. Like you said, That's a good point in this case. You know, you've got things floating around, like the 50 year mortgage cutting off the hedge fund guys and that kind of thing. Whether or not, those things come to fruition. I'm happy to give my opinion on them. I do not think that it's going to move the needle much for the people that you and I serve with regard to I mean, just taking them one at a time, I don't think that the 50 year is going to come to fruition. Just first and foremost, if it did do, I think it would be a good idea for a homeowner, probably not, but for an investor, maybe if there's some way that we can keep our payment lower, given the maturity date of a mortgage for an investment property is usually about five years. I mean, I know that this is a 30 year fixed mortgage, but statistically speaking, the average shelf life of a non owner occupied mortgage is about five years. So getting a 50 year amortization, if that were going to reduce the payment, I don't think is a bad thing for an investor, however, and this may get a little bit technical for the listeners, so I apologize in advance if we were to go to a 50 Year am the adjustments, something called, and you and I have talked about this before, something called an llpa, that stands for loan level price adjustment, I think would be such that it could end up defeating the purpose of having the longer term amortization, because I think the interest rates would be higher and I think they may offset so that was a long way to say. One, I don't think it's going to happen. I don't think it's actually going to get to its final resting place. And two, would it be a good idea for investors, yeah, I think it would be worth considering if it kept the payment lower. Okay, that's that as the other piece to cutting off the hedge funds, the big, you know, BlackRock, some of the big players, and giving them access to the residential housing and first right of infusion or etc, because they've got such deep pockets. You. It's such a small amount to what our individual investors are going to have access to that I don't think that that moves the needle either. So I don't know if I'm answering the question, except to say anything that they're going to tout, I would wait for it to actually become written in stone and pass by the rest of the powers that be before I would get excited about or concerned about any of it.   Keith Weinhold  20:21   This is pretty parallel with what I've been telling our listeners. All these things seem to make splashy news, but I haven't seen anything that's going to make a deep impact yet, whether it's the 50 year mortgage, which probably won't even come to fruition, or if it's doing these mortgage bond buy downs in order to bring more liquidity into the market and bring rates down, or if it sees any of these other things being discussed with these institutional investors, since they already own such a smaller proportion of the housing market than a lot of people think, we'll discuss seasoned real estate investors and their loans shortly, but first for newer real estate investors, you Know, chili, I kind of think of four or more loan types that a beginner should be familiar with. I think of conventional loans, dscrs, fix and flips and then bridge loans, the first one with conventional loans. What are the basics that someone should know?   Caeli Ridge  21:17   So first of all, you should know that there are 10 of these. We call them the golden tickets. I'm pretty sure I coined this, okay, 100 years ago, the golden ticket. We call the conventional aka Fannie Freddie, aka agency. They go by different names, but they all mean the same thing. We call them the golden tickets because it's the highest leverage and typically at the lowest interest rate you can find. Now I do have a hook in our conversation today about that. I'll get we'll get to it. There are 10 of these per qualified individual. So one of the first things that I would tell somebody is, is that if they are a partnership or a husband and wife team, you want to make sure to keep the debt obligation separate, because if you want to maximize these golden tickets, let's just say it's a husband and wife team. You each have, per qualification access to 10, and that includes a primary residence. In fact, let me just take a quick second and define what counts in the 10, because some people get this wrong. So the 10 golden tickets are counted by any residential property, single family, up to four Plex that has a loan on it, where the loan is in the individual name or personally guaranteed by the individual. That's where people get tied up. So if they went out and got a kind of more of a commercial type loan, that was in an LLC name, for example, but they signed a personal guarantee, per Fannie Freddie guidelines, that particular mortgage is going to count against the 10. So those would be some of the first pieces of news or detail I would give them about conventional    Keith Weinhold  22:40   for married couples, don't take ownership in both the husband and wife's name, either the husband or the wife. That way, you can get to 20 rather than 10. And yes, you do have to be mindful that your primary residence does count in that 10 or 20, whatever it might be. Anything else quickly with conventional loans, LTVs so on,    Caeli Ridge  23:01   yeah, LTV can go to 85% loan to value. So you get a little bit extra than you're going to get in some of the other loan product types. It will have PMI, private mortgage insurance, anything over 80% LTV will always have PMI on a more conforming, conventional basis. So keep that in mind. But the factor is pretty low. I would encourage people that are looking to stretch the almighty dollar. Do the math. Look at the 85 with PMI against, say, an 80% and see what are you giving up versus what you're getting. And then qualification stuff, you guys, my dumb joke, it's Keith's favorite. I'm sure vials of blood and DNA samples are sort of required for the Fannie Freddie loans. So just be prepared to supply or submit us the tax returns and pay stubs and bank statements and and all that stuff,   Keith Weinhold  23:44   you'll feel like you're getting fingerprinted almost for a conventional loan qualification. And the second one that I brought up DSCR loans, that's short for debt service coverage ratio. And these mortgages are pretty standard for rental properties. They're underwritten based on a property's income potential. So you know, the way I think of dscrs Chaley from the lender's perspective, is that sustainable cash flow is what matters. The rent has got to support the property's monthly mortgage payments. So we talked to us more about dscrs.    Caeli Ridge  24:15   Yeah, I love this product, and this is for somebody that either can't fit into the conventional Fannie Freddie box, or maybe they've exhausted their golden tickets and they're graduating and moving on. This is a great option that will reduce the amount of vials of blood and DNA samples that you're going to have to submit. It still provides for a 30 year fixed mortgage. The leverage is roughly the same, 80% in most cases, on a purchase. And to your point, the gross income divided by the principal, interest, taxes, insurance and Hoa, if it's applicable, is the simple formula, the easy method I'll give people, just to kind of solidify that math, is that if the gross rents were $1,000 a month, and if the PI TI was $1,000 a month, when you divide that, your debt service is 1.0 Now you can go as low, believe it or not, as low as a point seven, five, DSCR, they have those available be ready for the interest rate to get a little hair on it. Okay, it's going to be higher than what the 1.0 and above is going to be. But you can go as low as point seven, five, those are going to be for the investors that have found a property, maybe in distress, and they cannot show the current market value rent, perhaps, and it's on the low end. So you can still get that done at point seven, five, just be ready for a higher interest rate.   Keith Weinhold  25:30   So the DSCR loan an alternative for you, which might be especially useful, like Chaley touched on, if you've already exhausted your 10 golden ticket. Fannie Freddie loans, a DSCR of 1.2 for example, means that your rent income needs to exceed your principal, interest, taxes and insurance payment by 20% or more. That's what we're talking about here. And then Chile, those were more of loans for the buy and hold type of investor. Tell us about fix and flip loans.    Caeli Ridge  26:03   Yeah. So these are shorter term loan that will allow you to include not just the purchase of the property, but also some renovation or rehab money if you need that. And we're going to be looking at an ARV after repair value. So you've got a purchase price, you've got your renovation or scope of work budget. And then we're looking for an ARV with the ARV to be somewhere around 75% so what that means, if you've not heard of this before, you're going to take, let's say, $100,000 value. And if we want the ARV to be at 75% we're going to lend 75,000 is kind of the mix there. Those are quicker loans. You're going to be paying much higher rates on those. You know, between nine and 13% depending on the deal. The points are also going to be a little bit higher, but a great option for that quick turn and burn where you know your deal has enough skin in it and you can recapture all your capital and make a good tidy profit on it.   Keith Weinhold  26:53   We're talking about basically fixer upper loans here with Chaley Ridge, the president of ridge lending group, yes, these are jalopies that rarely qualify for traditional bank financing. And oftentimes, when I think about these fix and flip loans, I'm thinking that often there is interest only flexibility with regard to those higher interest rates that you need to pay. And I think of it as, you know, a shorter term loan that you've got during your renovation period, oftentimes 12 to 18 months. Does that sound about right?   Caeli Ridge  27:24   Yeah, 6,18, even 24 months. And to your point, yes, all of these are going to be interest only. And one of the cool things is about these loans is, is that, if there's enough room in the deal, right, based on what you need to borrow and what we think the ARV is expected to be, you don't even actually have to be making those interest payments. You can build it into the final payout when we go to refinance you out of this short term loan, or you simply sell the property and pay off that loan. So for example, let's say that your interest only payment is $1,000 a month, okay? And the value of the property is going to be $200,000 and you only took 120 okay, we're going to be well within that 75% ARV. You can build in that $1,000 say, for 12 months, there's $12,000 and just add it to the outstanding balance that you started by owing, and not have to be making those payments on an ongoing basis. It's not rented, right? So it might be nice to be able to factor that in to the actual payoff when you go to refinance that if it's a fix and hold versus go to sell it on a fix and flip.   Keith Weinhold  28:31   Now, long term, we know that the big gains for real estate investors really come from that leveraged appreciation getting that loan. But sometimes there are situations where we might want to act as a cash buyer. And that brings up this fourth of four loan types that I brought up, the bridge loan, short term loans that can temporarily finance a property purchase while you're waiting for a longer term loan to come through. The bridge loan, so I think of it as a pretty speedy loan, if you sort of want to act like you're an all cash buyer.   Caeli Ridge  29:04   Yeah, I like this, and in many ways it's similar to a fix and flip interest only. Obviously the term is going to be shorter, six months, 12 months, up to 24 months, and based on largely relationship, the bridge loan for the purpose that you described, really comes into play for an investor that we know and we're comfortable with, we can fund those inside a week, for somebody that we've done several of these loans for. So for those that need that really quick turn, once you've established yourself as a seasoned, experienced investor in that space, those are pretty slick and easy to get through.   Keith Weinhold  29:39   Why would someone use a bridge loan, rather than a fix and flip loan.   Caeli Ridge  29:43   So if they're in a very competitive market, that might be another option, because those are going to be faster. The bridge loan is going to be faster where they need to say that they're an all cash buyer and they only need seven days to close, or whatever it is. It depends on the municipality in the state. But what if you're at the courthouse steps? And you need cash quickly. Sometimes it needs to be immediate. So that might not be applicable in this case, but if you put the bid in, and you win the bid, and you've got, you know, three days to perform, usually we can get those done. So it's circumstantial. Those would be two variables or two scenarios that that would apply to   Keith Weinhold  30:17   the bridge loan gives you the advantage of speed, but that speed can come at a cost.   Caeli Ridge  30:22   Oh yeah, yeah, you're going to be paying probably three points, maybe four points, and it's short term interest, 13, 14%   Keith Weinhold  30:30   so with these four loan types that we've discussed, conventional DSCR, fix and flip and bridge loans, you can kind of see that there is a loan for most every investment scenario, and there's no reason to rely on only one type, a flipper. Might start with a short term fix and flip loan or a bridge loan and then later refinance to a DSCR or a conventional loan. So consider mixing and matching based on your needs. You're listening to get rich education. We're talking with Ridge leninger, President Taylor Ridge, more when we come back, including steps for more advanced investors, I'm your host. Keith Weinhold   Keith Weinhold  31:06   mid south homebuyers with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone, headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with a better business bureau and 4000 houses renovated. There is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW Mid South. Enjoy cash flow from day one at mid southhomebuyers.com that's mid southhomebuyers.com    Keith Weinhold  32:08   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds. Don't keep up when true inflation eats six or 7% of your wealth. Every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest, start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre or GRE, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly again. 1-937-795-8989,   Keith Weinhold  33:19   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Blair Singer  33:53   this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream.    Keith Weinhold  34:09   Welcome back to get rich education chili when we go beyond this beginner stage that we've been discussing, how about for an investor just trying to scale to 10 doors worth of one to four unit properties. Now, are there any strategies there or more of a loan order that you would recommend in getting up to your first 10 you know   Caeli Ridge  34:29   I think the strategy starts with calling your lender, ideally Ridge lending group, and having that deep strategy call that, that discovery call, so that we can really understand and plant some seeds that say, Okay, Mr. Jones, these are your qualifications today. This is where you want to be in a year or 10 years. These are the steps that are going to be important that we are mindful of and we take to accomplish and reach those milestones. It's really important to have that baseline understanding of what is your debt to income ratio on day one, what are your assets? Sets. What is your credit? Where do you want to be in a year or 10 years? Right? Do you want 10 properties in a year's time? It's going to be a very different conversation than if you're going to slow roll this and want to establish 10 purchases or 10 investment properties over 10 years. So identifying those details is going to be part one, and then next, in terms of order, I would say, largely the higher price point properties, typically, I would say, put those in one through six. And the reason that I'm saying that is is that the underwriting guidelines under conventional financing, they will change based on how many finance properties you have. So of all of the inner working guidelines and things that go into securing a conventional mortgage loan, the three top most heavily weighted are going to be debt to income ratio, credit score and assets. Okay? And within each one of those, the marker or the qualification guideline changes as you evolve and acquire more property. So the higher up the ring you go, or the rung that you go to 10, the more restrictive the guidelines are going to be. So I would typically say, get the higher price point properties go into maybe one to four, one to six, if that's part of your strategy and your diversification of portfolio ownership. Then after you've established having two or three or four properties and that higher price point it as it gets harder to qualify, potentially, if your debt to income ratio is a little bit tight, you've got the smaller loan sizes that might be less impactful in debt to income ratio. All of this is very subjective to the individual's qualifications and needs, of course, but that might be one rule of thumb that I would take   Keith Weinhold  36:39   gosh, this This is absolute gold in helping you structure the architecture of a growing income property portfolio. And we're coming up on this Super Bowl, and whatever mortgage lender advertises for the Super Bowl or has some big, splashy campaign nationally, you know they are not the ones that are going to have conversations like this for you, they might be fine for buying a primary residence, but this is why you want to have a long term strategy and work with a lender that's aligned with you on exactly that sort of thing. And Chaley, is there a specific way in which one can avoid hitting the Fannie Freddie loan ceilings too early if you haven't already touched on it.    Caeli Ridge  37:22   Yeah, very good question. You know, I think that this is going to come down to a debt to income ratio conversation. It's easy enough to ensure that we contain assets and credit. Those are easier conversations. The debt to income ratio is the piece that's more complicated and can get away from an investor without them even knowing it. You don't know what you don't know, right? So I would say that debt to income ratio and making sure that your lender again, hopefully Ridge lending, because we know this like we know our own faces, making sure they know how to structure and provide feedback and consult on that schedule E, part of the beauty of real estate investing is the tax deductions. Right? Many people get into real estate investing, not for the cash flow, not even for the appreciation, but for that tax strategy, because they're high wage earners, or whatever it may be, and they're sick of paying x in taxes. So the debt to income ratio is key in scaling and making sure you can continue to qualify for those loans. The conversations that we have with our clients really go deep about where we can maximize our deductions to ensure that we get the tax benefit without precluding our qualification on a conventional underwriting basis in the DTI category.   Keith Weinhold  38:35   Now, during my growth as an investor, when I got above 10 doors, one gets above 20 doors. When one gets to 216 doors, I began where I needed to qualify more on a DSCR basis, where the lender is looking at the properties qualification, more so than me. So are there any other thoughts with regard to how one can set themselves up for success in really going big and well beyond 10 doors   Caeli Ridge  39:03   absolutely so once we've exhausted the Fannie Freddie, and I think one of the real value adds about Ridge is that we are not a one size fits all, and we are extremely holistic versus transactional. So having that first conversation and understanding what those goals are, so that we can pivot as we need to maximize the golden tickets, whether that be 10 to 20, right? If you're in a marriage or a partnership or whatever, and then setting up for the DSCR loans when the time comes, and taking advantage of those, there is no limit to how many DSCR loans we can get for one individual. We have yet to file an individual that we've had to say no, and we've done quite a few of the high, high acquisition investors, so I don't expect that to be an issue, but yeah, I think it's about planning, planting those seeds, creating roadmaps together and have those smart discovery conversations.   Keith Weinhold  39:50   Now, as you grow, one way you might diversify is to have perhaps at least a part of your portfolio in short term rentals. So what I. Comes to getting loans for sort of Airbnb or VRBO type properties. What does one look for there? How much does the landscape change versus the longer term rentals that we've mostly been talking about here?    Caeli Ridge  40:10   Yeah, I think that the differences are going to be about purchase versus refinance. If we're just talking about purchases, let's kind of try to keep it in one lane. If we're talking about purchasing a short term rental, you may be limited on leverage. You might lose a little bit of leverage, 5% let's say you could get to 75% and maybe on a short term they're going to back it off to 70% LTV, so there may be reduction in that loan to value. And the way in which we're going to quantify the income is absolutely important to share with your listeners on a purchase transaction, we have access to things like an appraisal. An appraisal is going to give us some median rental income, whether it be long term or short term, that we will use to offset a new mortgage payment if that's needed for the individual's debt to income ratio qualification. Now, if they don't need the rental income to qualify, then it's a non issue. But if they do, like most of us, need that rental income to absorb this new mortgage payment that we are securing for them, how that's going to quantify is important. So if it's not in a short term rental area, let's just say it's kind of off the beaten path, and there may not be enough data points to support the income that you need. It's important to know that up front versus way down the rabbit hole, when you paid for appraisals and you're all the way through the transaction and earnest money might be off the table if you had to cancel that kind of thing. So really important to understand the numbers in advance, I would say, when we talk about short term rentals and how the income is going to be quantified from an underwriting perspective,   Keith Weinhold  41:43   why does a borrower often need to make a higher down payment on a short term rental than they do a long term rental?   Caeli Ridge  41:49    You know, I think that in secondary markets, as we talk about mortgage backed securities and things like that, it's looked at as a higher risk. A short term rental is going to be a higher risk than just the stable long term, long burn tenant is going to be there and they've got their lease for a year, two years or whatever, at a time, the short term rental is more volatile and it's seasonal. It can be I mean, there's all those different factors, so higher risk means more skin in the game for the investor.   Keith Weinhold  42:13   That makes a lot of sense. Does that higher risk also translate into a higher mortgage rate for short term rentals than long term rentals?   Caeli Ridge  42:18    Fannie Freddie versus DSCR The answer is no. On the Fannie Freddie side, the interest rate's not going to change on a DSCR loan. Yes, it can be slightly higher, usually about about a quarter of a percentage point on a short term versus a long term.   Keith Weinhold  42:33   Now, are there any particular markets that lenders want to avoid with short term rental loans?   Caeli Ridge  42:39   No, as long as the property is habitable, and all the other metrics fit Qualifications and Credit and assets and all that stuff. No, there isn't a market that we're going to have any issues with now. We do get the notifications for natural disaster areas, and as that relates to the appraisal and things like that, if it's in a natural disaster area or zone, we may have to hold funding until after the disaster is over, and then we can go and take more pictures and make sure it's still standing and there's no major issues. But otherwise, aside from that, as long as it's habitable, no, there is no market restriction.   Keith Weinhold  43:12   Yes, with that variability of income for short term rentals, you can understand how a lender would be more careful in making a loan, and would want you, the borrower, to put more skin in the game for a short term rental. Well, Caeli, overall, what should an investor do in the next 24 hours to make themselves more lendable before contacting someone like you?   Caeli Ridge  43:36   I would say the answer is sticky, but call rich lending group. That's how you're going to make yourself more lendable. And the reason that I can say that is is that everybody's qualifications and needs and goals are inherently different. So calling someone that understands this landscape and can navigate the battleship in the creek like I like to say, that's the visual aid for those of you that need the visual is the first key. And with that conversation, we're going to be able to identify for you specifically what you would need to do to become more lendable. And it may be nothing   Keith Weinhold  44:07   well over there, Chaley, you're growing. You do loans in almost all 50 states. The GRE podcast has more than 5.8 million listener downloads, and you have helped countless GRE listeners acquire smart investor loans for fully a decade now. Just amazing. So talk to us about all of the loan types that you offer investors there at ridge.   Caeli Ridge  44:30   My gosh. Okay, so I think one of the real value adds for us is that we have such a diverse menu of loan products. We touched on a few of them already. So we've got the conventional Fannie Mae Freddie, Mac stuff. We've got our DSCR loans. We have bank statement loans, asset depletion loans. I can touch on those if you want. Keith, we have our short term bridge fix and flip. We have our All In One my favorite, first lien, HELOC we have second lien HELOCs. We have commercial loan products, and commercial can apply to residential and commercial property. A cross collateralization, commercial for residential properties. That just means, if you're putting 10 single families into one blanket loan, that would be cross collateralization, or if you're buying a storage unit that's straight commercial, and probably even more than that, ground up construction, there's really not a limit to the loan products that we offer, specifically for investors. The only thing we don't have, I would say in our arsenal is bare land loans. Those are hard to come by   Keith Weinhold  45:24   It sounds like you recommend a call in order to get some of that back and forth, to learn how you can best help that investor. But tell us about all the ways that someone   Caeli Ridge  45:32   can get a hold of you. Yes, there's a few ways. Of course, our website, ridgeline group.com, you can call us toll free at 855-747434385, 747-434-3855, 74, Ridge. Or feel free to email us info at Ridge lending group.com   Keith Weinhold  45:49   and you might get lucky. Hey, spin the wheel. Chaele does get on the phone and talk to individual investors herself too. So Chaley, it's been valuable as always to cover all these different loan types for beginners, and then what one does when they advance beyond that. It's been great having you back on the show.    Caeli Ridge  46:09   Thank you, Keith. I appreciate you.   Keith Weinhold  46:16   Oh yeah, a lot to learn from Chaley today. You've got mortgage rates three quarters to 1% lower than they were a year ago. At this time, in fact, last month, they ticked below 6% for the first time in years, and their lowest level in over three years. But when you introduce geopolitical uncertainty, well, that tends to make rates tick up again. Now, just what does happen when you have a lower overall rate trend like we have? Well, in this cycle, it's already spurred an increase in housing sales volume. It surged to 4.3 5 million in the latest reporting month, and that is the hottest annualized pace in nearly three years. Some of the same people who said, wait until rates fall, they're about to realize that prices didn't wait. Demand comes back fast. Inventory doesn't if mortgage rates take another leg lower, we could see quite a refinance wave in balanced markets or in supply constrained markets, bidding wars could follow. Now I've shared with you before that I totally do not predict interest rates. I don't know if anyone should. It is a great way to be fantastically wrong and supremely waste a lot of people's time. Instead, I think it's more efficacious for you to be able to interpret the signs that can trigger a further rate drop. Those signs are a weak jobs report that tends to bring lower rates because the labor market needs the help. So does softening wage growth, GDP below expectations, inflation continuing to cool, or a pickup in US Treasury demand. These are all signs that can lead to even lower rates. In fact, right now, with already lower rates and higher wages, real estate is more affordable than it's been in about three years, but overall, longer term, yeah, income properties still feel somewhat less affordable. It's less affordable than it was in pre pandemic times. That's for real for US investors, though, affordability is less about the price of the property, it's about whether the property pays for itself and grows your net worth while inflation does the heavy lifting for you, that's why it still works for us as investors. Higher prices don't kill investors inaction during inflation does you're not so much buying a say, 350k property. You're controlling it with 70k while your tenant and inflation do the rest. We don't rely on hope or appreciation. We start with inflation, tax benefits and debt pay down, and then appreciation typically happens too. A lot of times, the question for us goes beyond whether or not a property is affordable. The question is whether owning an investment property is better than inflation compounding against us, which is an investor mindset for this era, Ridge landing gear. President Chaley Ridge is a regular guest here because the mortgage space is so dynamic and things change a lot. For that reason, we expect to have her with us every few months this year, I'll see you next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  50:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  50:30   The preceding program was brought to you by your home for wealth building, getricheducation.com   

In this episode of Gangland Wire, host Gary Jenkins talks with author Linda Stasi about her historical novel, The Descendant, inspired by her own Italian-American family history. Stasi traces her ancestors' journey from Sicily to the Colorado mining camps, revealing the brutal realities faced by immigrant laborers in the American West. The conversation explores the violent labor struggles surrounding the Ludlow Massacre and the role of powerful figures like John D. Rockefeller, as well as the diverse immigrant communities that shaped Colorado's mining towns. Stasi challenges stereotypes about Italians in America, highlighting their roles as workers, ranchers, and community builders—not just mobsters. Jenkins and Stasi also discuss Prohibition-era bootlegging and the early roots of organized crime in places like Pueblo, weaving together documented history with deeply personal family stories of survival, violence, and resilience. Drawing on her background as a journalist, Stasi reflects on loss, perseverance, and the immigrant pursuit of the American dream, making The Descendants both a historical narrative and an emotional family legacy. Click here to find the Descendant. 0:04 Introduction to Linda Stasi 3:12 The Role of Women in History 7:05 Bootlegging and the Mafia’s Rise 9:31 Discovering Family Connections 14:59 Immigrant Struggles and Success 19:02 Childhood Stories of Resilience 24:04 Serendipity in New York 26:19 Linda’s Journey as a Journalist Hit me up on Venmo for a cup of coffee or a shot and a beer @ganglandwire Click here to “buy me a cup of coffee” Subscribe to the website for weekly notifications about updates and other Mob information. To go to the store or make a donation or rent Ballot Theft: Burglary, Murder, Coverup, click here To rent ‘Brothers against Brothers’ or ‘Gangland Wire,’ the documentaries click here.  To purchase one of my books, click here.  [0:00] Well, hey, all you wiretappers out there, glad to be back here in studio, Gangland Wire. This is Gary Jenkins, retired Kansas City Police Intelligence Unit detective, and I have an interview for you. This is going to be a historical fiction author. This is going to be a historical fiction book by a writer whose family lived the life of, whose family, This is going to be a real issue. This book is going to, we’re going to talk about a book. We’re going to talk with an author about the book. We’re going to talk with the author, Linda Stasi. We’re going to talk with the author, Linda Stasi, about her book, The Descendants. Now, she wrote a historical fiction, but it’s based on her actual family’s history. [0:50] From Sicily to New York to California. The wild west of colorado now get that you never heard of many italians out west in colorado but she’s going to tell us a lot more about that and how they were actually ended up being part of the pueblo colorado mafia the corvino family and then got involved in bootlegging and and then later were involved in ranching and different things like that so it’s uh it’s a little different take on the mob in the United States that we usually get, but I like to do things that are a little bit different. So welcome, Linda Stasey. Historical fiction, how much of it is true? Is it from family stories? All the stories are true. I’ll ask you that here in a little bit. Okay, all the stories are true. All right. All the stories are true. [1:41] It’s based on not only stories that were told to me by my mother and her sisters and my uncles and so forth, But it’s also based on a lot of actual events that took place while they were living in Colorado. And it’s based on the fact that, you know, people don’t know this. We watch all these movies and we think everybody who settled the West talk like John Wayne. There were 30 different languages spoken right in the minds of Colorado. So my uncles rode the range and they were, drovers and they were Italian. I mean, they were first generation. They were born in Italy and they made their way with all these other guys who were speaking Greek and Mexican and you name it. It wasn’t a lot of people talking like, hey, how are you doing, partner? How are you doing, bard? Talking like I do. Right. [2:46] But it took a long time for you you can blame the movies for that and the dominant uh uh caucasian culture for that right and you know there was that what was the movie the the martin scorsese movie killers of the flower moon oh yeah all the uh native americans spoke like they were from like movie set in color and oklahoma so he was like what. [3:13] Yeah, well, it’s the movies, I guess. [3:25] Unlike any women that I would have thought would have been around at that time. They were rebellious, and they did what they wanted, and they had a terrible, mean father. And I also wanted to tell this story. That’s what I started out telling. But I ended up telling the story of the resilience of the immigrants who came to this country. For example, with the Italians and the Sicilians, there had been earthquakes and tsunamis and droughts. So Rockefeller sent these men that he called padrones to the poorest sections of Sicily, the most drought-affected section, looking for young bucks to come and work. And he promised them, he’d say, oh, the president of America wants to give you land, he wants to give you this. Well, they found themselves taken in the most horrific of conditions and brought to Ellis Island, where they were herded onto cattle cars and taken to the mines of Colorado, where they worked 20-hour days. They were paid in company script, so they couldn’t even buy anything. Their families followed them. They were told that their families were coming for free, and they were coming for free, but they weren’t. They had to pay for their passage, which could never be paid for because it was just company script. [4:55] And then in 1914, the United Mine Workers came in, and there were all these immigrants, Greeks and mostly Italians, and they struck, and Rockefeller fired everyone who struck. So the United Mine Workers set up a tent city in Ludlow. [5:14] And at night, Rockefeller would send his goons in who were—he actually paid the National Guard and a detective agency called Baldwin Feltz to come in. And they had a turret-mounted machine gun that they called the Death Squad Special, and they’d just start spraying. So the miners, the striking miners, built trenches under their tents for their women and children to hide. when the bullets started flying. And then at some point, Rockefeller said, you’re not being effective enough. They haven’t gone back to work. Do what you have to do. So these goons went in and they poured oil on top of the tents. And they set them on fire. [6:00] And they burnt dozens of women and children to death. They went in. The government claimed it was 21 people, but there was a female reporter who counted 60-something. and they were cutting the heads and the hands off of people, the children and women, so they couldn’t be identified. It all ended very badly and none of Rockefeller’s people or Rockefeller got in trouble. They went before Congress and Rockefeller basically said they had no right to strike. And that was that. So here are all these men and women now living wild in the mountains of Colorado, not speaking the language, not. Being literate, not able to read and write. [6:44] And living in shacks on mountains in the hurricane, I mean, in the blizzards and whatnot. And then it’s so odd. In 1916, Colorado declared prohibition, which was four years before the rest of the country. [7:00] So these guys said, well, we need to make booze. We need to make wine. What do you mean you can’t have booze and wine? So that’s how bootlegging started in Colorado. And that’s how the mafia began in the West. with these guys. [7:18] It’s kind of interesting. As I was looking down through your book, I did a story on the more modern mafia. This started during bootlegging times in Pueblo, and I noticed in your book, I refer to Pueblo, this was the Corvino brothers. So did you study that? Is that some of the background that you used to make, you know, use a story? You used real stories as well as, you know, the real stories from your family, real stories from history. Well, the Carlinos are my family. Oh, you’re related to the Carlinos. Well, what happened was I didn’t know that. And my cousin Karen came across this photo of the man who was her son. [7:59] Grandfather that she never met because he was killed in the longest gunfight in Colorado history when she was 10 days old. And he was Charlie Carlino. So she came across it and we met, we ended up meeting the family. Sam Carlino is my cousin and he owns like this big barbecue joint in san jose california and uh we’ve become very friendly so i i said i look i’m looking at this and i think wait a minute vito carlino is the father he has three sons and one daughter the youngest son charlie who was the the handsome man about town cowboy, they had a rival family called the dannas in bootlegging and charlie carlino and his bodyguard were riding across the baxter street bridge driving in one direction and the dannas were coming in the other direction and the dannas got out and and killed them and it’s exactly what I’m thinking to myself, Vito Corleone, three sons, Charlie gets killed on the bridge while the two cars are… I thought, wait a minute. Wait a minute. Wait a minute. I mean. [9:26] It can’t be that coincidental, right? No. No, it can’t be. Even the bridge. Somebody was doing their research. [9:46] And had baby Charlotte, who was only 10 days old at the time. So all these stories are true, and it started other gunfights and so forth and so on. But I thought, holy shit. That’s my family. I had no idea. I mean, I knew my aunt was married to a guy whose name was Charlie Carlino, And I should show you the picture because he looks like the missing link from the village people. He’s got big fur chaps on and a cowboy hat. I mean, he’s got his holsters on and he’s got his long gun over his shoulder. It’s like, wow. Yeah, so that story is true. And my mom was a little girl when the Pueblo flood happened. And she always recalled the story to me about watching in horror as the cows and the horses and people were floating away, dead. [10:54] So now the name of your book is A Descendant, which is you, of course. And you kind of use the situations that you just described and the real life people in this book. So then how does this book progress and what other situation do you use? Well, I used many of the acts. I used the Ludlow massacre, the flood, the bootlegging, the prohibition. I also uncovered that the governor of Colorado said. [11:30] Assigned all these guys to become prohibition agents, but they were all KKK. Yeah. So they actually had license to kill the immigrants, just saying they had a still. They had a still. And they were wholesale killing people. So there’s that story. There’s the story of the congressional hearing of Rockefeller after that. And um the the book ends up with my mother um beating my father um who was not in colorado she met him at my aunt’s wedding and avoided him and avoided him and they finally got together and it ends up the book ends up at the start of world war ii and my father was drafted into the air Force, or the Army Air Corps, as it was called that time, and his was assigned to a bomber. He was a co-pilot or a bombardier or something, I forgot. And my grandfather on my father’s side said, well, wait a minute, where are you going to do this? And he said, well, we’re going to Italy. And he said, you’re going to bomb this? Your own country? And my father said, no, no, Bob, this is my country. [12:47] So the book comes full circle. Yeah, really. You know, I, uh, uh, sometimes I start my, I’ll do a program here for different groups or for the library once in a while. And I always like to start it with, you know, first of all, folks, remember, uh. [13:03] Italians came here after, you know, really horrible conditions in southern Italy and Sicily and they came here and they’re just looking for a little slice of American pie the American that’s all they want is a some of the American dream and you know they were taking advantage of they had they were they were darker they had a different language so they didn’t fit it they couldn’t like the Irish and the Germans were already here they had all the good jobs they had the businesses and so now the Italians they’re they’re kind of uh sucking high and tit as we used to say on the farm they’re they’re uh you know picking up the scraps as they can and form businesses. And so it sounds like, you know, and they also went into the, I know they went in the lead mines down here in South Missouri, because there’s a whole immigrant population, Sicilians in a small town called Frontenac. And it also sounds like they went out to the mines in Denver, Colorado. So it’s based on that diaspora, if you will, of people from Southern Italy. And they’re strapping, trying to get their piece of the American pie. Right. And I think that I also wanted very much to change the same old, same old narrative that we’ve all come to believe, that, you know, Italians came here, they went to New York, they killed everybody, they were ignorant slobs. And my family had a ranch! They were ranchers! They had herds of cattle! It’s like, that’s just been dismissed as though none of this existed because. [14:30] Yes, they were darker, because they had curly hair. [14:34] There’s a passage in my book that’s taken actually from the New York Times, where they say that Southern Italians are. [14:43] Greasy, kinky-haired criminals whose children should never be allowed in public schools with white children. Yeah. They used to print stuff like that. I’ve done some research in old newspapers, and not only about Italians, but a lot of other minorities, they print some [14:57] horrible, horrible, horrible things. Well, every minority goes through this, I guess. Everyone. I think so. Part of it’s a language problem. You hear people say, well, why don’t they learn our language? Well, what I say is, you know, ever try to learn a foreign language? It’s hard. It is really, really hard. I’ve tried. It is really hard. I got fired by my Spanish teacher. Exactly. You know how hard it is. I said, no, wait, I’m paying you. You can’t fire me. She said, you can’t learn. You just can’t learn. My grandkids love to say she got fired by her Spanish teacher. [15:36] But it’s such a barrier any kind of success you know not having the language is such a barrier to any kind of success into the you know american business community and that kind of a thing so it’s uh it’s tough for people and you got these people young guys who are bold and, they want they want to they end up having to feel like they have to take theirs they have to take it because ain’t nobody giving it up back in those days and so that sounds like your family they had to take however they took it they they had to take what they got how did that go down for them, start out with a small piece of land or and build up from there how did that go out well from what i understand um. [16:21] They first had a small plot, and then that they didn’t own. They just took it. And then as the bootlegging business got bigger, they started buying cattle and sheep. And they just started buying more and more land. But my grandfather was wanted because he killed some federal agent in the Ludlow Massacre. So he was wanted. So it was all in my grandmother’s name anyway. So she became, in my mind and in my book, she becomes the real head of the family. And my grandfather had a drinking problem, and she made the business successful and so forth. And then I do remember a story that my mother told me that—. [17:16] Al Capone came to the ranch at some point, and all the kids were like, who’s this man in the big car? There was other big cars. And then they moved to New York shortly after that, although they were allowed to keep the ranch with some of my aunts running it. I think there was a range war between the Dana family and the Carlinos and the Barberas, and they were told, get out of town, and they got out of town. And then they made a life in Brooklyn. And then my mom went back to Colorado and then came back to Brooklyn. [17:54] You think about how these immigrants, how in the hell, even the ones who come here now, how in the hell do you survive? I don’t know. Don’t speak the language. You don’t have the money. How do you survive? I don’t know. I truly don’t know. I couldn’t do it. I couldn’t either. I couldn’t either. I don’t even want to go to another country where I don’t speak the language unless I can hire somebody to do stuff for me, you know, try to scuffle around and get a job, work off the books. You know, you got to work off the books, so to speak, and take the lowest, hardest jobs that they are, that there are. I don’t know. It’s crazy. I don’t really understand. Yeah. But, uh, so this, uh, it’s really interesting this, uh, the whole thing with the ranches and, and building up the ranches out there. I know we spoke, talk about Al Capone. Well, his brother, I think it was, it was not Ralph. There was another Capone brother. Which one? Well, another Capone brother who became, came a revenuer and I’ve seen some pictures of him and he looks like a cowboy with a hat and everything. He was in Nebraska or something. [19:02] It’s so funny. And I just, when I was growing up and I would tell people that my mom rode her donkey and then her horse to school, and they’d always say to me, but aren’t you Italian? [19:19] That’s Italian. Italian. Yeah, it’s interesting. Now, of course, your mom was, I noticed something in there about being in Los Animas in that area. Yes. Was there some family connection to that? And I say that because my wife’s grandfather lived there his whole life in Los Animas. Well, Los Animas County takes in Pueblo, I believe. Oh, okay. That’s the northern, that’s the far northern edge of Pueblo. The whole big area. I didn’t realize it was that close to Pueblo. I think my mom’s birth certificate actually says Los Animas County. Uh-huh. Something like that, yeah. Okay, all right. I didn’t realize Los Andemos was that close. I think. I might be wrong. Oh, it could be. It had those big counties out west, a great big county, so it would probably do. [20:10] So let’s see. Tell us a couple other stories out of that book that you remember. Well, there’s a story of my mother and her sister, Clara. Clara was a year what do they call Irish twins you know Italian twins she was like 14 months younger than my mom and um, When my mom had to start school, she was very close to my Aunt Clara, and they refused to go to school without each other. So my grandmother lied and said they were twins. And the teacher said, I don’t think they’re twins. This one’s much littler than the other, and I’m going to send the sheriff to that guinea father of yours and make sure. Well, unfortunately, the town hall burnt down with all the records that night. So they were never able to prove that Aunt Clara was a year younger. [21:14] Interesting. And also there’s a story of how they were in school when the flood hit. And my mother did have a pet wolf who was probably part wolf, part dog, but it was her pet named Blue. They got caught in the flood because they were bad and they had detention after school. And um had they left earlier they would have um so the dog came and dragged them was screaming and barking and making them leave and the teacher got scared because of the wolf and so they left and the wolf was taking them to higher and higher ground and had they stayed in that schoolhouse they would have been killed the teacher was killed everybody was washed away Wow. Yeah, those animals, they got more of a sense of what’s going on in nature than people do, that’s for sure. But she had always told me about her dog wolf named Blue. When they went back to New York City, did they fall in with any mob people back there? They go back to Red Hook. They had connections that were told, they were told, you know, you can, like Meyer Lansky and a couple of other people who would help them, um. [22:33] But my mom—so here’s an absolutely true story, and I think I have it as an epilogue in the book. So a few years ago, several years ago, my daughter had gotten a job in the summer during college as a slave on a movie set that was being filmed in Brooklyn. And she got the job because she, A, had a car, and B, she could speak Italian. And the actress was Italian. So every night she’d work till like 12 o’clock and I’d be panicked that she’d been kidnapped or something. So she’d drive her car home. But then every night she was coming home later and later and I said, what’s going on? She said, you know, I found this little restaurant and right now we’re in Red Hook where the, and it wasn’t called Red Hook. It was called, they have another fancy name for it now. [23:32] And she said and I just got to know the owner and he’s really nice and I told him that when I graduated from college if I had enough money could I rent one of the apartments upstairs and he said yes and she said we’ve got to take grandma there we’ve got to take grandma there she’ll love the place she’ll love the place and so my mother got sick and just came home from college, and she was laying in the bed with my mother, and she said, Grandma, you’re going to get better, and then we’re going to take you to this restaurant, [24:03] and I promise you, you’re going to love it. So my mother, thank God, did get better, and we took her to the restaurant. [24:12] The man comes over, and it’s a little tiny Italian restaurant, and the man comes over, and he says, Jessica, my favorite, let me make you my favorite Pennelli’s. And my mother said, do you make Pennelli’s? And he said, yes. She said, oh, when we first came to New York, the man who owned the restaurant made us Pennelli’s every day and would give it to us before we went to school. And he said, really, what was his name? And she said, Don, whatever. And he said, well, that’s my grandfather. She said, well, what do you mean? He said, well, this is, she said, where are we? And he said. [24:53] They called it Carroll Gardens. And he said, well, it’s Carroll Gardens. She said, well, I grew up in Red Hook. He said, well, it is Red Hook. She said, well, what’s the address here? And he said, 151 Carroll Street. And she said, my mother died in this building. [25:09] My daughter would have rented the apartment where her great-grandmother died. What’s the chances of that of the 50 million apartments in New York City? No, I don’t know. And the restaurant only seats like 30 people. So… My mother went and took a picture off the wall, and she said, this is my mother’s apartment. And there were like 30 people in the restaurants, a real rough and tumble place, and truck drivers and everything. And everybody started crying. The whole place is now crying. All these big long men are crying. Isn’t that some story? Full circle, man. That’s something. Yeah, that is. Especially in the city. It’s even more amazing in a city like New York City. I know. That huge. That frigging huge. That exact apartment. Oh, that is great. So that restaurant plays a big part in the book as well, in the family. Okay. All right. All right. Guys, the book is The Descendant, Yellowstone Meets the Godfather, huh? This is Linda Stasi. Did I pronounce that right, Stasi? Stacey, actually. This is Linda Stasi. And Linda, I didn’t really ask you about yourself. [26:17] Tell the guys a little bit about yourself before we stop here. Well, I am a journalist. I’ve been a columnist for New York Newsday, the New York Daily News, and the New York Post. I’ve written 10 books, three of which are novels. [26:34] And I’ve won several awards for journalism. And I teach a class for the Newswomen’s Club of New York to journalists on how to write novels, because it’s the totally opposite thing. It’s like teaching a dancer to sing, you know? It’s totally opposite. One of my mentors was Nelson DeMille, my dear late friend Nelson DeMille, and I called him up one night after I wrote my first novel, and I said, I think I made a terrible mistake. He said, what? I said, I think I gave the wrong name of the city or something. He said, oh, for God’s sakes, it’s fiction. You can write whatever you want. [27:17] But when you’re a journalist, if you make a mistake like that, you’re ruined. Yeah, exactly. So I have. We never let the facts get in the way of a good story. Go ahead. I’m sorry. I said I have a daughter and three grandsons. My daughter is the only female CEO of a games company. She was on the cover of Forbes. And my husband just died recently, and he was quite the character. He got a full-page obit in the New York Times. He’s such a typical, wonderful New York character. So I’m in this strange place right now where I’m mourning one thing and celebrating my book. On the other hand, it’s a very odd place to be. I can imagine. I can only imagine. Life goes on, as we say, back home. It just keeps going. All right. Linda Stacey, I really appreciate you coming on the show. Oh, thank you. I appreciate you talking to me. You’re so much an interesting guy. All right. Well, thank you.

Sam Caucci joins the Restaurant Unstoppable Network for a live Q+A on March 9th, 2026 at 11AM EST. To join us and engage with all our guests and events, go to restaurantunstoppable.com/live -OR- to just catch today's guest, head over to restaurantunstoppable.com/cwe and we will get you a link to join that specific event for FREE! Sam Caucci is the founder and CEO of 1Huddle, a workforce technology company that helps organizations find, train, and retain workers using science-backed, quick-burst mobile games. A global keynote speaker, workforce policy advisor, and bestselling author, Sam has helped hundreds of brands—from the U.S. Air Force and UEFA to Loews Hotels, ESPN, Audible, Novartis, and Madison Square Garden—rethink how they onboard and upskill their people. His work on employee engagement and the future of work has been featured in outlets including The Wall Street Journal, CNN, CNBC, Fox Business, Bloomberg, Yahoo Finance, Forbes, and The Huffington Post. On the policy side, Sam has served on workforce innovation and economic policy committees, including for the Biden-Harris Presidential Campaign and the City of Newark's Workforce Development Board, bringing a frontline worker perspective into national and local conversations about jobs and skills. He is the author of the forthcoming book Wasted Talent: How the Promise of the Future of Work Failed Workers and a Plan to Fix It, where he lays out a roadmap to fix broken training systems and ensure every worker has a fair shot. Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: - Restaurant Technologies — the leader in automated cooking oil management. Their Total Oil Management solution is an end-to-end closed loop automated system that delivers, monitors, filters, collects, and recycles your cooking oil eliminating one of the dirtiest jobs in the kitchen.. Automate your oil and elevate your kitchen by visiting rti-inc.com or call 888-779-5314 to get started! - Cerboni - Cerboni is an all-in-one financial solution for restaurants. Reliable tax preparation & Business incorporation. Seamless Payroll and compliance report. Strategic CFO Services That Drive Business Growth. Detailed, custom reporting for complete financial clarity. Dedicated support for restaurants & Multi-location businesses. End-to-end financial management under one roof. - US Foods®. Running a restaurant takes MORE than great food—it takes reliable deliveries, quality products, and smart tools. US Foods® helps you make it. Ready to level up? Visit: usfoods.com/expectmore. - Guest contact info:  Website: 1huddle.co Get the book on Amazon Thanks for listening! Rate the podcast, subscribe, and share! 

Christina Holloway is an executive coach and leadership strategist known for helping professionals build influence, communicate with confidence, and advance without losing themselves in toxic or high-pressure workplaces. She has coached leaders across major global companies, and her insights have been featured in Forbes, Fast Company, and HuffPost. Through her YouTube channel and workshops, Christina provides practical tools for career clarity, courageous communication, and stepping into leadership with authenticity and power.In today's episode of Smashing the Plateau, you will learn how to maintain your power during career crises, negotiate from a position of strength, and build a thriving business based on authentic leadership.Christina and I discuss:Her career journey and becoming a corporate refugee in 2001 [02:33] The story of being let go without notice and working a full day after termination [03:13] How to prepare for and respond to a crisis [08:44] Managing emotions to maintain power in critical moments [10:23] Staying solution-focused during difficult negotiations [12:52] Working as a contractor for 13 years and the transition to remote work in 2001 [07:28] How her experience shaped her coaching business philosophy today [16:27] Her journey from chief of staff to executive coach [19:22] The role of community, collaboration, and peer support in business growth [21:03] Why trusted relationships are essential for entrepreneurs [23:00] Avoiding the trap of staying stuck in endless to-do lists [23:30]Learn more about Christina at https://www.youtube.com/@ChristinaHolloway1205/______________________________________________________________About Smashing the PlateauSmashing the Plateau shares stories and strategies from corporate refugees: mid-career professionals who've left corporate life to build something of their own.Each episode features a candid conversation with someone who has walked this path or supports those who do. Guests offer real strategies to help you build a sustainable, fulfilling business on your terms, with practical insights on positioning, growth, marketing, decision-making, and mindset.Woven throughout are powerful reminders of how community can accelerate your success.______________________________________________________________Take the Next Step• Experience the power of community.Join a live guest session and connect with peers who understand the journey:https://smashingtheplateau.com/guest • Not ready to join live yet? Stay connected.Get practical strategies, stories, and...

If you run away from conflict or think you're “just not a good negotiator,” this episode will change everything.In this deeply personal and powerful episode of The Brave Table, I sit down with world-renowned negotiator and mother, Lousin Mehrabi, who takes us on a journey of what negotiation really means. Spoiler: it's not about boardrooms, billion-dollar deals, or getting your way. It's about navigating life's toughest moments, from parenting a child with a terminal condition to asking for what you need in love, life, and leadership.What you'll get out of this episode… The heartbreak of parenting through unimaginable circumstances and finding purpose in the painHow negotiation isn't about conflict; it's the way out of itWhy women hesitate to call themselves “negotiators” (and how to reclaim that)Real strategies for everyday negotiationHow to negotiate when emotions run highConnect with Lousin IG / https://www.instagram.com/lousinmehrabi LINKEDIN / https://www.linkedin.com/in/lousin-mehrabi YT / https://www.youtube.com/@lousinmehrabi  This Episode is Sponsored by Chai TonicsStarting the year without pressure? Same. I'm choosing ritual over resolution with Chai Tonics — a calming chai ritual for focus, gentle energy, and nervous-system support when January feels loud. Try it at https://bit.ly/trychaitonics  and use code BRAVETABLE for 15% off.

Rebecca Hinds is a leading expert on organizational behavior and the future of work. She earned her BS, MS, and PhD from Stanford University, and founded the Work Innovation Lab at Asana as well as the Work AI Institute at Glean, first-of-their-kind corporate think tanks dedicated to cutting-edge research on the future of work. Her research is consistently featured in top-tier publications and has appeared in Harvard Business Review, The New York Times, The Wall Street Journal, Forbes, Fast Company, Wired, TIME, CNBC, Bloomberg, and the Washington Post, among others. And most recently, Rebecca is the author of the book, Your Best Meeting Ever. In this episode we discuss the following: At a time when our calendars are packed with meetings, Rebecca reminds us that meetings shouldn't just happen—they should be designed. Her "Meeting Doomsday" experiment was interesting: a simple 48-hour calendar purge saved employees an average of 11 hours per month by forcing them to rebuild their schedules with intentionality. A few simple strategies can go a long way: treat our meetings like a product. Fight our instinct to add, and instead use the "Rule of Halves" to cut the duration and/or attendees by 50%. Measure our "Return on Time Investment" (ROTI) with simple post-meeting pulse checks. If we want to overcome organizational inertia and Parkinson's Law—where work expands to fill the time allotted—we have to stop using meetings as a knee-jerk default and start seeing them as our most expensive, yet least optimized, business asset. And then design them carefully.

What happens when your brand no longer fits your business? Rebranding isn't just a logo refresh—it's a business decision.In this episode of The Business Ownership Podcast I interviewed Jim Heininger. Jim Heininger is the Rebrand Man. He leads the efforts of The Rebranding Experts, which he founded in 2017, after 30 years of business and brand strategy experience for P&G, McDonald's, Anheuser-Busch, and others. Rebranding Experts was purposefully designed to be the only agency with the comprehensive services necessary to rebrand organizations. It starts from a fundamentally different viewpoint than traditional branding firms that see rebranding as a marketing strategy. His team believes rebranding should be a strategic growth accelerator, creating a forward-facing organization ready to grasp new opportunities. It's a jetpack to your success.Jim has designed the methodology used by the firm and merged the many disciplines necessary for successful rebranding, including research, brand strategy and planning, creative naming, design/identity, corporate and leadership communications, change management, employee engagement, and internal marketing, customer experience design and marketing/public relations.Jim coaches CEOs through the rebranding process, aligning their executive team, and helping to execute complete name changes and new customer promises. In the last two years, he has led rebranding efforts for Bravanti (formally BPI group), 1Concier (formally T-Y Group, Riegel Linen, Harbor Linen), BlueCross Blue Shield, and ReUp. He regularly speaks at national conferences and is a frequent contributor to Forbes.com on the topic of rebranding.Is your brand working as hard as you are?Check this out!Show Links:Rebranding Experts Website: https://www.rebrandingexperts.com/Jim Heininger on LinekdIn: https://www.linkedin.com/in/jimheiningerBook a call with Michelle: https://go.appointmentcore.com/book/IcFD4cGJoin our Facebook group for business owners to get help or help other business owners!The Business Ownership Group - Secrets to Scaling: https://www.facebook.com/groups/businessownershipsecretstoscalingLooking to scale your business? Get free gifts here to help you on your way: https://www.awarenessstrategies.com/

Gray divorce is one of the fastest-growing divorce trends, yet it remains one of the least talked about experiences. It is not just the end of a marriage. It is the unraveling of decades of shared life, identity, routines, and expectations. In this episode, Susan Guthrie is joined by gray divorce coach Maryjane Sweet for a deeply moving conversation about what it truly takes to navigate this transition with intention, emotional awareness, and integrity. Susan and Maryjane explore why gray divorce can feel so destabilizing, especially when it arrives unexpectedly, and how the loss extends far beyond the marriage itself. They talk about grief, identity shifts, nervous system overwhelm, and the invisible emotional labor women carry as they try to hold themselves and their families together during profound change. What You'll Learn Why gray divorce is not just a legal ending, but a profound emotional and identity shift after decades of shared life Why rituals around loss, such as leaving a family home or removing wedding rings, help create closure and support healing How daily anchors like sleep, nourishment, movement, and connection are essential tools during divorce Why adult children are deeply impacted by gray divorce and how parents can model integrity, resilience, and self-compassion How focusing on how you want to feel can help guide decisions when the future feels like a black hole Why coaching support can be critical during gray divorce and how it helps women move forward without getting stuck in the past About the Guest  Maryjane is a gray divorce coach and consultant. She combines the lived experience of ending a 26-year marriage with deep professional training to help women navigate the emotional and practical complexities of gray divorce. She holds a master's in Organizational Behavior and is an !CF-certified PCC coach with over 1,500 client hours worldwide. She's trained in mindfulness and meditation through Duke University, is a certified trauma-informed yoga instructor, and has taught university courses on well-being and neuroscience-based stress regulation. With more than twenty years in leadership development and human transformation, she offers women a grounded, evidence-based pathway through midlife divorce - one that honors both the unraveling and the rising. Connect with Maryjane Sweet Website: http://maryjanesweet.com Instagram: @thegreydivorcecoach Blog Article + Free Downloadable Resource

Today's guest is living proof that market eminence isn't a matter of luck; it's something you can build with intention. With over two decades of helping executives and entrepreneurs stand out, this marketing expert has guided more than 1,800 professionals to elevate their brands and amplify their influence in crowded markets. He hosts “The Selling Show,” a podcast ranked in the top 1 percent globally, and is the author of several well-known books, including the international bestseller “Do It! Marketing,” which has been translated into six languages. His newest book, “Market Eminence: 22 Strategies to Build a Bold Personal Brand, Become a Business Celebrity, and Drive Unstoppable Growth,” explores how visibility, respect, and brand preference combine to set category-defining leaders apart from everyone else. Through his company, Do It! Marketing, he supports CEOs, founders, and senior executives in developing durable brand assets through speaking, publishing, and podcasting. His work centers on building a portable personal brand that generates revenue, creates opportunity, and retains impact no matter where your career takes you. His insights have been featured in numerous outlets, including The New York Times, Investor's Business Daily, Forbes, and Entrepreneur magazine. Please join me in welcoming David Newman.  In this episode, we discuss the following:

Kyle Austin Young is an award-winning strategy consultant for high achievers, entrepreneurs, and leaders in a wide range of fields. This work has given him the opportunity to develop and refine a powerful system for accomplishing big, meaningful goals that focuses on understanding and changing your odds of success. Kyle is a popular writer for Harvard Business Review, Fast Company, The Boston Globe, CNBC, Psychology Today, Forbes, and Business Insider. He is also the author of Success is a Numbers Game: Achieve Bigger Goals by Changing the Odds. When he's not writing, consulting, or spending time with family, you'll usually find him fishing. Click here to connect with Kyle on LinkedIn.

The Cold Murder of His Father: Do You Have Information? A Case That Still Haunts Los Angeles, California. More than a decade later, the killing of Joseph Gatto remains one of Los Angeles' most haunting unsolved crimes. The Home Invasion that took his life did not just devastate a Family, it reshaped the inner world of his son, former California lawmaker Mike Gatto, and pulled him into a dark, unresolved mystery that continues to demand answers. The Law Enforcement Talk Radio Show and Podcast social media like their Facebook , Instagram , LinkedIn , Medium and other social media platforms. Joseph Gatto was 78 years old, strong, active, and deeply woven into the fabric of his community. Friends believed he would live to be 100. Instead, he died 22 years too soon. Check out his Podcast appearance, and content shared for free on the Law Enforcement Talk Radio Show and Podcast website, also on Apple Podcasts, Spotify, YouTube and most major podcast platforms. On November 12, 2013, Joseph Gatto was shot inside his Silver Lake Home, a neighborhood often described as one of the safest and most culturally vibrant areas of Los Angeles. The following day, his daughter, arrived for their weekly dinner and made a discovery no family should ever have to endure. After calling out his name, she found her father slumped over his desk on the third floor, dead from a gunshot wound to the abdomen. Supporting articles about this and much more from Law Enforcement Talk Radio Show and Podcast in platforms like Medium , Blogspot and Linkedin . Silver Lake, once described by Forbes as the “hippest” neighborhood in Los Angeles, is known for its art culture, creativity, and sense of community. Joseph loved it there. A retired art teacher, he had spent decades giving back, teaching high school and college students, selling concessions at Dodger Stadium at night, and creating art as a jewelry maker and author. In 1985, he helped found the Los Angeles County High School for the Arts, where he led the visual arts department. The Cold Murder of His Father: Do You Have Information? A Case That Still Haunts Los Angeles, California. “He was prominent throughout the community and liked by everyone,” friends recalled. To many, the idea that he would be the victim of a violent crime was unthinkable. Yet investigators quickly determined Joseph Gatto had been killed during what appeared to be a Home Invasion robbery. There were no obvious signs of forced entry, but the house had been ransacked and a file cabinet breached. Police later said they were looking for a man seen breaking into cars in the area around the same time, suggesting the murder may have been linked to a local burglary spree. Available for free on the Law Enforcement Talk Radio Show and Podcast website, also on Apple Podcasts, Spotify, Youtube and most major Podcast networks. Despite suspect sketches, extensive media coverage, and a $50,000 reward, the case stalled. Over time, it became what investigators now acknowledge as a cold case. The Cold Murder of His Father: Do You Have Information? “The murder of Joseph Gatto captivated Los Angeles,” said Robert Kovacik, anchor and reporter for NBC Los Angeles. “Many veteran journalists still wonder how and why it happened. The details of this horrible crime and those affected by it continue to fascinate.” At the time of the murder, Mike Gatto was an up-and-coming political figure, serving as a four-term member of the California Legislature representing Los Angeles. He chaired the powerful Appropriations Committee, served as Assistant Speaker, and authored several pieces of landmark legislation. Publicly, he was immersed in the world of politics. Privately, his life had been shattered. Mike Gatto has said he believes his father's killer is still out there. Look for The Law Enforcement Talk Radio Show and Podcast on social media like their Facebook , Instagram , LinkedIn , Medium and other social media platforms. That belief, and the frustration of unanswered questions, pulled him into what he describes as the world of noir: wild theories, unyielding detectives, missed connections, and unimaginable violence. Friends, neighbors, and family members wanted justice. Detectives repeatedly told the public the case would be solved. As the years passed, those assurances faded. The impact of the crime eventually found its way onto the page. The Cold Murder of His Father. In his book, "Noir by Necessity: How My Father's Unsolved Murder Took Me to Dark Places", Gatto chronicles the investigation and its toll with unflinching honesty. The book reads like a thriller, but it is rooted in real grief, real clues, and a real system that, in this case, failed to deliver answers. “This is a modern murder mystery,” Gatto has said, “and a candid look at how the dark underbelly of Los Angeles collided with the political world.” The book details every lead, every theory, and every haunting detail Gatto uncovered as he tried to make sense of his father's death. It also explores the psychological cost of living with an unsolved crime, how it reshapes memory, trust, and one's understanding of justice. Available for free on their website and streaming on Apple Podcasts, Spotify, Youtube and other podcast platforms. Today, the story continues to resonate far beyond Los Angeles. It is discussed across News platforms and shared on Facebook, Instagram, LinkedIn, Apple, and Spotify, where true crime audiences continue to ask the same question: Do You Have Information? That question is not rhetorical. Authorities have long maintained that someone knows something. Mike Gatto has continued to push for answers, keeping his father's case in the public eye and urging anyone with knowledge to come forward. The Family still waits for closure. The city still wonders how such a crime could happen in a place that felt so safe. The Cold Murder of His Father. A Case That Still Haunts Los Angeles, California. Joseph Gatto was more than a victim. He was a teacher, an artist, a founder, a father, and a fixture of his community. His death marked the violent intersection of crime, politics, and personal loss, one that forever altered the life of his son. The full interview is available Free on Apple, Spotify, and YouTube, and excerpts are being shared on Facebook and Instagram as part of a broader dialogue about incarceration, reentry, and personal responsibility. You can find the show on Facebook, Instagram, Pinterest, X (formerly Twitter), and LinkedIn, as well as read companion articles and updates on Medium, Blogspot, YouTube, and even IMDB. More than a decade later, The Cold Murder of His Father remains unresolved. And until the truth comes Home, the mystery of Joseph Gatto's death continues to haunt Los Angeles. Mike Gatto's book, "Noir by Necessity: How My Father's Unsolved Murder Took Me to Dark Places", is available now. More information can be found at his website. Background song Hurricane is used with permission from the band Dark Horse Flyer. You can contact John J. “Jay” Wiley by email at Jay@letradio.com , or learn more about him on their website . Find a wide variety of great podcasts online at The Podcast Zone Facebook Page , look for the one with the bright green logo. Be sure to check out our website . Be sure to follow us on X , Instagram , Facebook, Pinterest, Linkedin and other social media platforms for the latest episodes and news. The Cold Murder of His Father: Do You Have Information? A Case That Still Haunts Los Angeles, California. Attributions Amazon Project Cold Case Mike Gatto Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Andrea Samadi revisits a conversation with neuroscientist Dr. Baland Jalal about how curiosity launched his career and how transitional sleep states fuel creativity. The episode explores sleep paralysis research and the hypnagogic window—the moments before sleep and after waking when the brain makes unexpected connections. This week, Episode 384—based on our review of Episode 224, recorded in June 2022—we'll explore: ✔ Why learning, creativity, and curiosity depend on a regulated nervous system ✔ How sleep—especially REM—creates the conditions for insight and problem-solving ✔ What happens in the brain when focus shuts down and imagination turns on ✔ Why safety, rhythm, and rest are prerequisites for learning—not rewards after it ✔ How understanding sleep changes the way we approach performance, education, and growth Listeners learn practical tips for capturing insights at the edge of sleep, setting intentions before bed, and protecting morning silence to preserve creative flashes. The episode emphasizes that learning and creativity emerge best when the nervous system feels safe and regulated. This episode launches Season 15's Phase 1 focus on regulation and safety, framing sleep, rhythm, and emotional regulation as the essential foundation for motivation, learning, and sustained performance. Welcome back to Season 15 of the Neuroscience Meets Social and Emotional Learning Podcast. I'm Andrea Samadi, and here we bridge the science behind social and emotional learning, emotional intelligence, and practical neuroscience—so you can create measurable improvements in well-being, achievement, productivity, and results. When we launched this podcast seven years ago, it was driven by a question I had never been taught to ask— not in school, not in business, and not in life: If results matter—and they matter now more than ever—how exactly are we using our brain to make these results happen? Most of us were taught what to do. Very few of us were taught how to think under pressure, how to regulate emotion, how to sustain motivation, or even how to produce consistent results without burning out. That question led me into a deep exploration of the mind–brain–results connection—and how neuroscience applies to everyday decisions, conversations, and performance. That's why this podcast exists. Each week, we bring you leading experts to break down complex science and translate it into practical strategies you can apply immediately. If you've been with us through Season 14, you may have felt something shift. That season wasn't about collecting ideas. It was about integrating these ideas into our daily life. Across conversations on neuroscience, social and emotional learning, sleep, stress, exercise, nutrition, and mindset frameworks—from voices like Bob Proctor, José Silva, Dr. Church, Dr. John Medina, and others—one thing became clear: These aren't separate tools. They're parts of one operating system. When the brain, body, and emotions are aligned, performance stops feeling forced—and starts to feel sustainable. Season 14 showed us what alignment looks like in real life. And now we move into Season 15 that is about understanding how that alignment is built—so we can build it ourselves, using predictable, science-backed principles. Because alignment doesn't happen all at once. It happens by using a sequence. By repeating this sequence over and over again, until magically (or predictably) we notice our results have changed. So this season, we're revisiting past conversations—not to repeat them—but to understand how they fit together, so we can replicate them ourselves. Because the brain doesn't develop skills in isolation. Learning doesn't happen in isolation. And neither does performance, resilience, or well-being. The brain operates as a set of interconnected systems. When one system is out of balance, everything else is affected. So Season 15 we've organized as a review roadmap, where each episode explores one foundational brain system—and each phase builds on the one before it. Season 15 Roadmap: Phase 1 — Regulation & Safety Phase 2 — Neurochemistry & Motivation Phase 3 — Movement, Learning & Cognition Phase 4 — Perception, Emotion & Social Intelligence Phase 5 — Integration, Insight & Meaning Today we begin with Phase One: Regulation and Safety. Because before learning can happen, before curiosity can emerge, before motivation or growth is possible— the brain must feel safe. That's where we are today as we embark on this journey together. I encourage us all to take notes, and apply what each phase is encouraging us to do. This is not just for you, the listener, I'm going right back myself, and revisiting each interview with a new lens. PHASE 1: REGULATION & SAFETY Staples: Sleep + Stress Regulation Core Question: Is the nervous system safe enough to learn? Anchor Episodes Episode 384 — Baland Jalal How learning begins: curiosity, sleep, imagination, creativity Bruce Perry “What happened to you?” — trauma, rhythm, relational safety Sui Wong Autonomic balance, lifestyle medicine, brain resilience Rohan Dixit HRV, real-time self-regulation, nervous system literacy EPISODE 384 — REVIEW OF EP 224 (JUNE 2022) Revisiting Our Interview with Baland Jalal Today's Episode 384 we go back to Episode 224[i], recorded in June 2022, featuring Danish neuroscientist Dr. Baland Jalal—a researcher, author, and one of the world's leading experts on sleep paralysis. Dr. Jalal is a neuroscientist affiliated with Harvard University's Department of Psychology and was previously a Visiting Researcher at Cambridge University Medical School, where he earned his PhD. His work has been featured in The New York Times, Washington Post, BBC, NBC News, The Guardian, Forbes, Reuters, PBS (NOVA), and many others. He also writes for TIME Magazine, Scientific American, Big Think, and The Boston Globe. Since our original interview, I've watched Dr. Jalal's influence expand globally. Most recently, he appeared on Jordan B. Peterson's podcast[ii], discussing Dreams, Nightmares, and Neuroscience, and on Lewis Howes' School of Greatness[iii], where he explored Dreams, Lucid Dreaming, and the Neuroscience of Consciousness—an episode that truly stretched Lewis's thinking. What stood out to me most—then and now—was Dr. Jalal's transparency about learning. At the beginning of his interview with Lewis Howes, Dr. Jalal shared how a single experience—his desire to understand his own episodes of sleep paralysis more than 20 years ago—sparked a lifelong curiosity. That curiosity led him to his local library in Copenhagen and ultimately transformed his entire career path in ways he could never have imagined as a young man spending time on the streets. That honesty resonated deeply with me. Before Google, I remember sitting in a local library in Arizona around that same time, trying to understand the mysteries of the world—from the Great Pyramid of Giza to Stonehenge—reading everything I could get my hands on. Like Dr. Jalal, I was curious about many things I didn't understand, but my path didn't start with neuroscience or learning science, which came later for me. We all begin somewhere. Let's go to our first clip from Dr. Baland Jalal, where he shares how his love of learning truly began.

In this Live Greatly 2 minutes of motivation podcast episode Kristel Bauer shares 5 tips to supoprt high quality sleep.  Tune in now!  Explore Having Kristel Bauer speak at your next event or team meeting. https://www.livegreatly.co/contact  Order Kristel's Book  Work-Life Tango: Finding Happiness, Harmony and Peak Performance Wherever You Work (John Murray Business, November 19th 2024) About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to "Live Greatly" while promoting leadership development and team building.   Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel has been featured in Forbes, Forest & Bluff Magazine, Authority Magazine & Podcast Magazine and she has appeared on ABC 7 Chicago, WGN Daytime Chicago, Fox 4's WDAF-TV's Great Day KC, and Ticker News. Kristel lives in the Fort Lauderdale, Florida area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co  Buy Kristel Bauer's book, Work-Life Tango: Finding Happiness, Harmony and Peak Performance Wherever You Work (John Murray Business, November 19th 2024) Follow Kristel Bauer on: Instagram: @livegreatly_co  LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions.  Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations.  They have not been evaluated by the food and drug administration.  Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests.  Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content.  Always consult your physician for recommendations specific to you.

In this episode, Dr. Sachin Jain, President and CEO of SCAN Group, discusses his Forbes op-ed outlining 10 leadership resolutions and argues that healthcare's biggest challenge is a lack of resolve, not innovation. He shares why speaking plainly, rejecting performative change, and focusing on real patient impact are essential to rebuilding trust in the industry.

According to reports from Forbes and McKinsey & Company, as of early 2025, a remarkable 92% of small- and medium-sized business (SMB) leaders are optimistic about their companies' growth over the next three years. When it comes to growth mindset and revenue, research conducted in late 2024 found that 80% of senior executives at U.S. firms believe an employee's growth mindset is directly linked to profits. Additionally, 89% note that future success hinges on leaders embracing this mentality. In terms of strategic focus, a 2025 survey of experienced entrepreneurs showed that although economic uncertainty persists, 95% feel confident about their prospects for the coming year. Of these, 40% rank investments in AI and automation as their leading strategy for expansion. David Aferiat, a dual citizen of America and France, founded Avid Vines—an organic champagne importer operating out of Atlanta. He also serves as Managing Principal of The Avid Group, which coaches leadership teams through scale, transformation, and uncertain times with the Bloom Growth system. David grew Trade Ideas, a fintech company, from the ground up into a multi-million-dollar venture recognized on the Inc. 5000 list for six consecutive years. His leadership roles include President of the French-American Chamber of Commerce for the Southeast U.S., President of the Entrepreneurs' Organization (EO) Atlanta Chapter, and Chair of EO's regional Nerve conference, which featured a $1M budget and over 500 attendees from around the globe. A generation ago, David's father embarked on a life-changing journey during the revolution between France and its then colony, Algeria, resulting in the family dividing between Nice and the U.S. It took 26 years for David and his father to reconnect with their French relatives. Inspired by both cultures, David draws from French art, food, and tradition, committed to introducing American tables to clean, artisanal Premier Cru champagne that honors legacy and leaves no regrets. But David's impact goes beyond champagne; he empowers others through growth coaching, guiding leaders and teams on their own Hero's Journey to build resilience, daily discipline, and strategic clarity. LinkedIn: @DavidM.Aferiat Learn more about your ad choices. Visit megaphone.fm/adchoices

Eduardo Holguín, is a Dominican creative director, photographer, and art director, and the founder of By Holguín, a forward-thinking creative studio shaping the future of media and storytelling. In this episode, Eduardo opens up about his journey from the Dominican Republic to the United States, growing up in a well to do family, and making the intentional decision to carve out his own path in America. He breaks down what it really took to build his career on his own terms and how community, culture, and mentorship played a critical role in his success. Eduardo shares the story behind landing on Forbes 30 Under 30, crediting the support of a fellow Dominican woman who believed in his vision and helped open doors. Together, we challenge the tired narrative that Gen Z is lazy, discussing how this generation is working harder than ever, creating opportunities, and kicking down doors in industries that were never built with us in mind. The conversation also dives into his work with global brands like CoverGirl, the rise of a new generation of creatives redefining journalism and media, and how Eduardo is building platforms that center underrepresented voices. He talks about what creative leadership looks like in 2026, how culture drives innovation, and where he sees his work evolving next. In a moment of raw transparency, Eduardo also opens up about his hair transplant journey and how sharing that experience on social media has sparked conversations around masculinity, vulnerability, and self-confidence, helping straight men reclaim their hairlines and their confidence without shame. This is a must-watch interview for anyone interested in Latino excellence, creative leadership, Gen Z culture, and the future of media, storytelling, and representation.See omnystudio.com/listener for privacy information.

00:00 - Intro 00:24 - Part 1. The visible layer 03:52 - Part 2. The hidden layer 07:46 - Part 3. The engine room Tools: Protect yourself online with NordVPN: https://www.nordvpn.com/alux Get a free audiobook when you sign up: https://www.alux.com/freebook Start an online store today: https://www.alux.com/sell Sell an online course: https://try.thinkific.com/f5rt2qpvbfokAlux.com is the largest community of luxury & fine living enthusiasts in the world. We are the #1 online resource for ranking the most expensive things in the world and frequently referenced in publications such as Forbes, USA Today, Wikipedia and many more, as the GO-TO destination for luxury content! Our website: https://www.alux.com is the largest social network for people who are passionate about LUXURY! Join today! SUBSCRIBE so you never miss another episode: https://goo.gl/KPRQT8 -- To see how rich is your favorite celebrity go to: https://www.alux.com/networth/ -- For businesses inquiries we're available at: https://www.alux.com/contact/

In this hour of Cashing Out, host Dustin Swedelson is joined by Tanner Kern, DK Sportsbook and Forbes contributor, to give a Super Bowl bet and preview some upcoming College Basketball. Also, joining the show is Eric Pincus, Bleacher Report National NBA Writer, to touch on NBA news and notes. Dustin plays Dead or Alive, and talks about College Basketball and NBA cherry picking trends.Get instant access to expert picks, public betting splits data, and pro betting tools when you join VSiN pro. Grab your first month for only $9.99 or take over $60 off an annual subscription when you use promo code: SUPER. Click Here to get started. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this hour of VSiN PrimeTime, host Scott Seidenberg is joined by Grant Mitchell, Sports Betting Journalist at Forbes, to give his NBA plays for Thursday. Scott also gives live updates of Thursday's CBB, NHL, and NBA slates, talks Giannis trade news, and checks in on the Super Bowl prop markets.Get instant access to expert picks, public betting splits data, and pro betting tools when you join VSiN pro. Grab your first month for only $9.99 or take over $60 off an annual subscription when you use promo code: SUPER. Click Here to get started. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In This Episode Could up to 80% of existing credit cards be canceled or see credit reductions under the proposed 10% interest rate cap? That's the stark prediction from industry research and leading credit providers like JPMorgan's Jamie Dimon. Instead of helping consumers, the policy could trigger an evaporation of available credit, shrink access, and push borrowers toward less regulated alternatives. In this episode of Breaking Banks, Jason Henrichs connects with leading industry voices Ron Shevlin, Managing Director & Chief Research Officer of Cornerstone Advisors and author of Forbes‘ Fintech Snark Tank, and Rhett Roberts, Co-Founder and CEO of LoanPro. As the trio discuss benefits, tradeoffs, and risks, they recognize that one size doesn’t always fit all, and explore where innovation might fill the gap: buy-now-pay-later (BNPL) models, bespoke lending products, and how stablecoins could be a market-based alternative to blunt the access problem, a way to lower costs without breaking the system. Could “loan-on-card” structures or embedded finance preserve convenience while reshaping risk? If credit migrates outside traditional card networks, are we undermining decades of consumer protection? For anyone shaping the future of banking, fintech, consumer lending and credit, or just trying to better understand the benefits, potential tradeoffs, and risks of interest rate caps and stablecoins as a market-based alternative, this episode is essential listening. Credit has a very long history of teaching us that quick fixes often create new problems.

Dr. Kiesha King is a Forbes published author, corporate executive, entrepreneur, and globally awarded leader. She shares valuable strategies to help others cultivate a life of FREEDOM, PURPOSE, and ENJOYMENT. @drkieshaking#drkieshaking #grateful #gogetit Chip Baker Social Mediahttps://chipbaker.lovable.app

Most investors never question the structure they're investing in. They accept tight assumptions, back-end-heavy returns, and illiquidity as the price of access, assuming the payout will arrive before anything goes wrong. But when timing slips, liquidity tightens, or markets shift, those assumptions become traps. The deal didn't fail because the idea was bad. It failed because it never paid the investor enough to wait. Irwin Boris has spent decades operating on the other side of that equation. After more than $5 billion in deal flow, he learned to treat any model that needs to be "screwed down" to make the return work as a warning sign, not an opportunity. His approach prioritizes downside discipline, visible cash flow, and structures that don't depend on exits arriving on schedule. Instead of betting on appreciation or future liquidity events, he focuses on assets that pay along the way and remain viable even when conditions change. In this episode, we talk about understanding where risk actually lives, why backend-dependent strategies quietly corner investors, and how disciplined capital positions itself in assets that don't require perfect timing to survive.   About the Guest  Irwin Boris is a speaker and SVP of Acquisitions and Investor Relations at Heritage Capital Group. In the past, he has been the Head of Real Estate for several Family Offices (foreign & US), making investment decisions.  He has more than 30 years of experience in real estate finance, investment, and asset management. He has participated as a direct lender, principal, investment banker, and advisor in more than $5 billion in real estate transactions. To learn more, visit https://heritagegroupcapital.com/ or send an email to irwin@heritagecapitalgroup.net.    About Your Host From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier. His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.   Get Your FREE Copy Of 'The Private Money Guide'  and 'Mapping Out The Millionaire Mystery'.    Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS, get our newest mini-ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).   Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams. Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.    

Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, LG or AmazonFireTV. You can also see it on YouTube.Devin: What is your superpower?Sharon: Ability to persevere and overcome challenges without giving up.Health Care Originals, Inc., led by CEO and Co-Founder Sharon Samjitsingh, is redefining innovation in healthcare by combining mission-driven solutions with cutting-edge technology. During today's episode, Sharon shared the remarkable journey of her company, including how it raised $3.8 million in funding and acquired a groundbreaking stroke rehabilitation startup, Imago Rehab.Sharon explained that their success stems from a commitment to creating solutions that improve lives. “It's about really making connections and growing community with like-minded people who understand mission-driven businesses that work for good as well as doing good,” she said. This philosophy helped Health Care Originals achieve groundbreaking milestones, including closing a $1.1 million Reg CF round and securing significant venture capital investments.The acquisition of Imago Rehab exemplifies Sharon's vision. The startup, which develops robotic gloves for stroke rehabilitation using Harvard-developed technology, aligns perfectly with Health Care Originals' mission to deliver tech-enabled healthcare solutions. “We saw in Imago Rehab the kinds of therapies my grandma needed after her stroke. It resonated deeply with me,” Sharon said. The deal, she explained, was also about ensuring the technology reached those who need it most, a value shared by the company's lead investors.Sharon also highlighted how their impact extends to respiratory health. Shortly after winning the SuperCrowdLA awards, Health Care Originals became the exclusive respiratory care provider for a health coalition representing 400,000 lives. The company's ability to integrate proprietary hardware, AI, and specialized therapy continues to drive growth and innovation.For those inspired by mission-driven entrepreneurship, Sharon's story provides a roadmap. By combining purpose and perseverance, Health Care Originals isn't just a company—it's a movement. If you're interested in supporting their journey, consider exploring their offerings or participating in their crowdfunding efforts.tl;dr:Health Care Originals raised $3.8 million, including $1.1 million through a crowdfunding campaign.The company acquired Imago Rehab, a startup developing robotic gloves for stroke rehabilitation.Sharon outlined how mission-driven innovation drives their impact-focused healthcare solutions.Sharon's superpower, resilience, has been key to overcoming challenges and driving the company forward.Health Care Originals integrates AI, hardware, and therapy to deliver transformative healthcare solutions.How to Develop Resilience As a SuperpowerSharon describes her superpower as resilience—her ability to persevere and overcome challenges without giving up. Reflecting on this trait, she shared, “What has become evident to me over the last year is that I don't give up.” Sharon's unyielding determination has been pivotal in navigating the hurdles of leading a startup, from raising capital to acquiring and integrating other businesses. Her ability to stay focused and committed to her mission, even in the face of adversity, defines her approach to entrepreneurship.One powerful example of Sharon's resilience came from her first job as the only female engineer in a 50-year-old, failing factory with outdated equipment. Despite the challenges, she worked tirelessly to restore operations, eventually increasing production by 33%. The validation of her efforts came from the factory's furnace designer, who recognized her unique understanding of the process and her unwavering commitment to improvement.To develop resilience, Sharon suggests finding a clear purpose and staying passionate about what drives you. She explains, “If you find something you're sure you want to do and it makes you happy, it helps you to not give up.” She also emphasizes the importance of staying grounded and resisting the urge to let past experiences cloud your judgment.By following Sharon's example and advice, you can make resilience a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileSharon Samjitsingh (she/her):CEO & Co-Founder, Health Care Originals, Inc.About Health Care Originals: Health Care Originals, (HCO) is a healthcare company focused on improving outcomes and reducing costs for people living with chronic and underserved conditions, including asthma, COPD, stroke, and individuals with intellectual and developmental disabilities. We deliver personalized, high-quality care directly into people's homes by combining connected devices, licensed therapists, and purpose-built AI agents trained on real-world patient data. Our approach helps detect problems earlier, supports daily self-management and rehabilitation, and expands access to care for communities that are often overlooked by traditional healthcare systems. By making invisible health signals visible and actionable, we help people live with greater independence, dignity, and confidence, while helping health plans and public systems achieve better outcomes at lower cost.Website: healthcareoriginals.comLinkedIn Profile: linkedin.com/company/healthcareoriginalsCompany Facebook Page: facebook.com/HealthCareOriginalsCompany Twitter Handle: @healthorig Biographical Information: Sharon Samjitsingh is a global technology commercialization leader whose work sits at the intersection of sustainability, health, and social impact. Over more than 25 years, she has brought complex technologies to market across advanced manufacturing, clean energy, and healthcare; often in environments where innovation has historically failed to reach the people who need it most. Sharon holds multiple patents spanning sustainability and health, reflecting her belief that protecting the planet and protecting human life are inseparable challenges that must be solved together. She is the CEO of Health Care Originals, where she applies the same systems thinking and commercialization rigor required to scale sustainability innovation to the delivery of equitable, human-centered care. Living with asthma herself, Sharon brings a deeply personal understanding of what it means to navigate a chronic condition. That lived experience fuels her commitment to building solutions that expand dignity, access, and independence. Featured in Forbes, named Technology Woman of the Year, and honored among the world's top women in STEAM, Sharon is driven by a simple principle: technology is most powerful when it is used to do measurable good: reducing harm, expanding opportunity, and creating durable impact for people and communities.LinkedIn Profile: linkedin.com/in/sharonsamjitsinghPersonal Twitter Handle: @ssamjit Support Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include Crowdfunding Made Simple, and Make Money with Impact Crowdfunding. Learn more about advertising with us here.Max-Impact Members(We're grateful for every one of these community champions who make this work possible.)Brian Christie, Brainsy | Cameron Neil, Lend For Good | Carol Fineagan, Independent Consultant | Hiten Sonpal, RISE Robotics | John Berlet, CORE Tax Deeds, LLC. | Justin Starbird, The Aebli Group | Lory Moore, Lory Moore Law | Mark Grimes, Networked Enterprise Development | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Mike Green, Envirosult | Dr. Nicole Paulk, Siren Biotechnology | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.SuperCrowd Impact Member Networking Session: Impact (and, of course, Max-Impact) Members of the SuperCrowd are invited to a private networking session on February 17th at 1:30 PM ET/10:30 AM PT. Mark your calendar. We'll send private emails to Impact Members with registration details.SuperCrowdHour February: This month, Devin Thorpe will be digging deep into my core finance expertise to share guidance on projections and financial statements. We're calling it “Show Me the Numbers: Building Trust with Financial Clarity.” Register free to get all the details. February 18th at Noon ET/9:00 PT.Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.Join UGLY TALK: Women Tech Founders in San Francisco on January 29, 2026, an energizing in-person gathering of 100 women founders focused on funding strategies and discovering SuperCrowd as a powerful alternative for raising capital.If you would like to submit an event for us to share with the 10,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.Manage the volume of emails you receive from us by clicking here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

In this episode, I'm joined by Jon Callaghan, co-founder and managing partner at True Ventures, and Julie Bornstein — CEO and co-founder of Daydream, founder of The Yes, and former COO of Stitch Fix — to break down what investors really evaluate in the first 18 months of a company's life. Drawing from their shared history as investor and founder, we talk candidly about runway, hiring before certainty exists, conviction versus ego, and how trust between founders and investors gets tested when plans change.  Julie explains how she approached budgeting and milestones for The Yes as a non-technical founder, while Jon shares how early-stage investors assess learning, decision-making, and leadership long after the pitch meeting ends. RUNTIME 50:28   EPISODE BREAKDOWN (2:43) Jon: “Julie and I met in graduate school.” (4:24) Julie chose a different VC firm for her first seed round at The Yes (10:33) How would Jon have assessed The Yes if he didn't know Julie? (13:14) Julie: “Runway is your best friend and your biggest gift.” (14:59) How non-technical founders can sketch out a financial model  (22:37) Jon: “There's an immense river of goodness that flows underneath Silicon Valley.” (25:30) How did True Ventures size up SAM for The Yes? (29:00) Only work with engineers who understand your problem (31:25) Some of Jon's post-check expectations for founders (41:44) What are some questions founders should ask VCs in their first meeting? (45:42) One experiment a pre-seed/seed-stage founder can try next week (48:14) The final question LINKS Julie Bornstein Jon Callaghan True Ventures Daydream Top e-commerce veteran Julie Bornstein unveils Daydream—an AI-powered shopping agent that's 25 years in the making, Forbes, 6/25/2025 Pinterest to Acquire THE YES, an AI Powered Shopping Platform for Fashion, press release, 6/2/2022 StitchFix SUBSCRIBE

In this powerful episode of Inspire to Lead, host Talia Mic sits down with Adina Kamkhatchi, founder of Adina Eden jewelry, for an intimate conversation about building a multimillion-dollar business from scratch, overcoming adversity, and staying true to your values. Adina shares her remarkable journey from being a bullied, overweight teenager with $100 in babysitting money to creating one of the most successful fine jewelry brands, now sold in Bloomingdale's, Nordstrom, and Revolve. She opens up about her struggles with infertility, the sacrifices behind her success, and why she chose to publicly stand with Israel after October 7th—even at the risk of losing followers and customers. This is a story about resilience, faith, family business, and building a legacy that matters. [1:49] - The origin story: Why jewelry? Overcoming childhood struggles with weight and bullying [5:14] - First customer and starting on Instagram over a decade ago  [8:08] - The Madison Beer moment: When a celebrity post changed everything overnight [11:06] - Scaling from handmade to factories: The challenges of rapid growth  [15:01] - Moving out of the parents' basement: Getting their first office with no credit history [18:10] - Forbes 30 Under 30: Proving the doubters wrong [21:50] - The voice that pushes through: Overcoming being the underdog [24:26] - October 7th: Standing with Israel and the business decision to speak up publicly [30:30] - Lessons learned: Quality hires over quantity, and trusting God's timing [34:38] - Rock bottom: Three miscarriages and finding the strength to continue [39:50] - COVID-19: The moment they thought it was over—and how it became a milestone [40:02] - Sacrifices no one saw: Years of 2 AM bedtimes and reinvesting every penny [41:02] - Advice to her younger self: "You're loved, and you're gonna make it" [42:04] - Superpower: Staying calm in chaos and always finding solutions [42:53] - Final advice: Start with nothing—you don't need money to begin About the Guest: Adina Kamkhatchi is the founder of Adina Eden, a fashion-forward fine jewelry brand she started at just 18 years old. A Forbes 30 Under 30 honoree, Adina built her business from nothing—starting by hand-making jewelry in her parents' basement and leveraging Instagram before it became a business platform. Today, Adina Eden is a multimillion-dollar company known for its dainty, personalized pieces and unwavering support for Israel. A first-generation college graduate from the Syrian-American community in Brooklyn, Adina is also a proud mother of twins and an advocate for infertility awareness. Sponsored by: Roth and Co., innovators in accounting and business advisory

Actor, comedian and Chiefs superfan Rob Riggle joins Kansas City Chiefs offensive lineman Joe Valerio and Forbes.com writer Jeff Fedotin to discuss all things Chiefs. Then Joe and Jeff discuss the latest Chiefs news, including the official announcement of the hiring of Eric Bieniemy as offensive coordinator and what that could mean for Travis Kelce's decision of whether to continue playing. Agree or disagree with our thoughts? Let us know on X: @joevalerio73 and @JFedotin. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

For decades, we've told ourselves that manufacturing is something advanced economies naturally outgrow. That once you move into services, data, and software, heavy industry becomes optional, nice to have, but not essential. But from a national and economic security perspective, America can't afford to treat industrial capacity as a legacy asset it can outsource and revisit later—especially now. Hollowing out manufacturing doesn't just weaken supply chains. It introduces risk into systems that depend on precision, reliability, and readiness. The question isn't whether the U.S. can still build complex things; it's whether we've kept the muscle memory to do it at scale, in volume, and fast enough when demand shows up all at once. And the problem doesn't live in one place. It shows up across the workforce, the factory floor, and the balance sheet. A generation was steered away from the trades. Production systems were optimized for low-volume, high-complexity output instead of sustained throughput.  Capital flowed toward financial efficiency rather than reinvestment in plants, tooling, and people. On paper, the industrial base still exists. In practice, it's been stretched thin by decades of offshoring, underinvestment, and policy drift. So how do you refocus a country after decades of offshoring? Chips, ships, pharma, manufacturing, defense programs, and aerospace production, and data centers are all pulling on the same constrained supply chains, the same limited pool of skilled labor, and the same aging infrastructure. Meeting that moment will take coordinated industrial policy, sustained capital investment, and a clear demand signal strong enough to justify rebuilding capacity at scale.  So what does that actually look like, and how is the government trying to close the gap? In this episode, I sit down with Alex Krutz, CEO of Patriot Industrial Partners, who recently returned to industry after serving as Deputy Assistant Secretary of Manufacturing. We talk about what he saw moving through global industrial hubs, why the industrial renaissance is real—but fragile—and what actually has to change if capacity, resilience, and readiness are going to be rebuilt rather than debated.   You'll also learn; Why moving “past” manufacturing creates economic and national security vulnerabilities The overlooked gap between high-tech capability and true industrial scale How workforce decline became a cultural problem, not just a skills shortage Why volume manufacturing—not innovation—is the hardest muscle to rebuild The role of government as a demand signal, not a market dictator When government equity stakes make sense—and when they don't Why shipbuilding, nuclear energy, and industrial gas turbines are resurfacing together How data centers and AI are quietly reshaping energy and manufacturing demand The coming collision between aerospace, energy, and MRO capacity Why reinvestment in tools, training, and facilities matters more than incentives alone A provocative idea to pull millions into manufacturing: tax holidays, paid training, and real upside What CEOs are actually worried about beneath the workforce headlines   About the Guest Alex Krutz is the Managing Director of Patriot Industrial Partners and a former Deputy Assistant Secretary of Manufacturing at the U.S. Department of Commerce. With more than two decades in aerospace and defense, Alex is known for leading complex manufacturing and supply-chain turnarounds across the industrial base—earning him the industry nickname “The Factory Doctor.” His work spans global performance-improvement engagements in the United States, Mexico, Canada, the UK, Italy, France, South Africa, South Korea, Malaysia, and Japan. Before his role in government, Alex founded Patriot Industrial Partners, a boutique advisory firm focused on value creation, operational excellence, and supply-chain resilience in aerospace, defense, and advanced manufacturing. In public service, he helped shape manufacturing and industrial policy at a national level, working closely with industry leaders across sectors including aerospace, energy, shipbuilding, and semiconductors. Alex's insights have been featured in publications such as Aviation Week, Forbes, and FlightGlobal, and he's been cited by outlets including The Wall Street Journal, Reuters, and CNBC. He's also spoken at and contributed to conferences and executive forums hosted by institutions like Bank of America, JP Morgan, and Morgan Stanley. Connect with Alex on LinkedIn and send an email to alex.krutz@patriotindustrialpartners.com.  About Your Host Craig Picken is an Executive Recruiter, writer, speaker, and ICF Trained Executive Coach. He is focused on recruiting senior-level leadership, sales, and operations executives in the aviation and aerospace industry. His clients include premier OEMs, aircraft operators, leasing/financial organizations, and Maintenance/Repair/Overhaul (MRO) providers, and since 2008, he has personally concluded more than 400 executive-level searches in a variety of disciplines. Craig is the ONLY industry executive recruiter who has professionally flown airplanes, sold airplanes, and successfully run a P&L in the aviation industry. His professional career started with a passion for airplanes. After eight years' experience as a decorated Naval Flight Officer – with more than 100 combat missions, 2,000 hours of flight time, and 325 aircraft carrier landings – Craig sought challenges in business aviation, where he spent more than 7 years in sales with both Gulfstream Aircraft and Bombardier Business Aircraft. Craig is also a sought-after industry speaker who has presented at Corporate Jet Investor, International Aviation Women's Association, and SOCAL Aviation Association. 

Overcomer Covenant Church exists to advance the Kingdom of God, locally and globally, by preaching the Gospel, partnering with other ministries, and planting churches. To support Overcomer and help us continue to reach people all around the world, click here: https://overcomercc.org/give If you've just made a decision for Christ, click the link today - https://overcomercc.org/saved If this is your first time joining us, click the link today - https://overcomercc.org/newhere —— Stay Connected! Website: https://overcomercc.org YouTube: https://youtube.com/@overcomercc Instagram: https://instagram.com/overcomercc Facebook: https://facebook.com/overcomercc

Microplastics are everywhere. They're in our oceans, our soil, and even inside the human body. For years, the narrative has been bleak. This is unavoidable. But what if that isn't the whole story? In this episode, we sit down with Max Pennington, a chemical engineer, entrepreneur, and Forbes 30 Under 30 honoree who decided to take on one of the most overlooked sources of microplastic pollution: our laundry. What started as an experiment in a fraternity basement grew into a patented filtration technology that captures more than 90% of microplastics from washing machine wastewater. Max shares how curiosity turned into conviction and what it really takes to transform an environmental problem into a scalable solution. We also talk about the hidden ways microplastics enter our lives, what can actually be done to reduce exposure, and why there's real reason to be optimistic about stopping pollution at the source. If you've ever felt overwhelmed by environmental issues but still hopeful that smart solutions exist, this conversation is for you. What we discuss: The most dangerous form of microplastics. What microplastics can do to the human body. Practical, actionable steps people can take right now to reduce their exposure. The role of fast fashion in accelerating microplastic pollution. Why simply switching to 100% cotton clothing is not enough. Max's long-term goals and vision for this technology. Resources: https://www.cleanr.life/ https://www.instagram.com/cleanr.life/ https://www.facebook.com/CLEANR.life/ Click the link below to learn about the FISCAL Act https://switch4good.org/fiscal-act/ Share the website and get your resources here https://kidsandmilk.org/ Dairy-Free Swaps Guide: Easy Anti-Inflammatory Meals, Recipes, and Tips https://switch4good.org/dairy-free-swaps-guide SUPPORT SWITCH4GOOD https://switch4good.org/support-us/ ★☆★ JOIN OUR PRIVATE FACEBOOK GROUP ★☆★  https://www.facebook.com/groups/podcastchat ★☆★ SWITCH4GOOD WEBSITE ★☆★ https://switch4good.org/ ★☆★ ONLINE STORE ★☆★ https://switch4good.org/shop/ ★☆★ FOLLOW US ON INSTAGRAM ★☆★ https://www.instagram.com/Switch4Good/ ★☆★ LIKE US ON FACEBOOK ★☆★ https://www.facebook.com/Switch4Good/ ★☆★ AMAZON STORE ★☆★ https://www.amazon.com/shop/switch4good  

If you're starting the year already tired, anxious, or behind… this episode is for you.Because here's the truth no one is saying out loud: you cannot manifest from panic, exhaustion, or burnout. And in 2026, the real flex isn't doing more — it's feeling safe in your body.In this solocast, I'm unpacking why nervous system regulation is the foundation for everything you want to create in 2026 and 6 nervous system practices you can return to daily, especially when life feels overwhelming.What you'll get out of this episode… Why rested & regulated is the new richThe hidden reason most New Year's resolutions failHow burnout blocks creativity, motivation, and manifestationThe difference between self‑regulation and co‑regulation6 simple nervous system reset rituals you can use on a daily basisWhy doing less can actually help you create moreThis Episode is Sponsored by Chai TonicsStarting the year without pressure? Same. I'm choosing ritual over resolution with Chai Tonics — a calming chai ritual for focus, gentle energy, and nervous-system support when January feels loud. Try it at https://bit.ly/trychaitonics  and use code BRAVETABLE for 15% off.

The fastest way to lose Gen Z at work is to misjudge what they need. In this episode, Hall of Fame keynote speaker Joe Mull, CSP, CPAE, challenges common assumptions about Gen Z in the workplace and explains why labeling early career professionals as unmotivated or unprepared misses what actually drives employee engagement, employee relations, and long-term commitment. Joe explores how professional inexperience, economic pressure, and communication norms shape how young employees show up at work, and why patience, mentoring, and leadership behavior matter more than generational stereotypes. He reflects on how early workplace interactions influence confidence, effort, and willingness to grow, especially in the critical first years of a career. The conversation focuses on how leaders can support development, preserve dignity, and build trust with early career employees in ways that strengthen workplace culture and unlock potential rather than shut it down. If you want to lead Gen Z more effectively, improve employee relations, and build a culture where early career professionals grow into committed contributors, this episode offers grounded perspective for today's workplace. To subscribe to Joe Mull's BossBetter Email newsletter, visit https://BossBetterNow.com For more info on working with Joe Mull, visit https://joemull.com For more info on Boss Hero School, visit https://bossheroschool.com To email the podcast, use bossbetternow@gmail.com #transformativeleadership #workplaceculture #companyculture #talentretention #employeeengagement #employeeretention #bossheroschool #employalty Joe Mull is on a mission to help leaders and business owners create the conditions where commitment takes root—and the entire workplace thrives. A dynamic and deeply relatable speaker, Joe combines compelling research, magnetic storytelling, and practical strategies to show exactly how to cultivate loyalty, ignite effort, and build people-first workplaces where both performance and morale flourish. His message is clear: when commitment is activated, engagement rises, teams gel, retention improves, and business outcomes soar. Joe is the founder of Boss Hero School™ and the creator of the acclaimed Employalty™ framework, a roadmap for creating thriving workplaces in a new era of work. He's the author of three books, including Employalty, named a top business book of the year by Publisher's Weekly, and his popular podcast, Boss Better Now, ranks in the top 1% of management shows globally. A former head of learning and development at one of the largest healthcare systems in the U.S., Joe has spent nearly two decades equipping leaders—from Fortune 500 companies like State Farm, Siemens, and Choice Hotels to hospitals, agencies, and small firms—with the tools to lead better, inspire commitment, and build more humane workplace cultures. His insights have been featured in The Wall Street Journal, Forbes, Harvard Business Review, and more. In 2025, Joe was inducted into the Professional Speakers Hall of Fame (CPAE). This is the speaking profession's highest honor, a distinction granted to less than 1% of professional speakers worldwide. It's awarded to speakers who demonstrate exceptional talent, integrity, and influence in the speaking profession For more information visit joemull.com.

"What is a microgrid?...There's a lot of challenges that folks are dealing with around the grid infrastructure, with weather related challenges and load growth and other elements. And so what a microgrid does is help those customers become not only consumers of energy, but also producers of energy. So we like to call that a prosumer….So a microgrid helps to create that bridge between the building and the big grid…So if the grid's no longer there (e.g., an outage), they can act independently of the grid. It also helps with deploying more renewables on their sites, as well as really energy costs." Jana Gerber on Electric Ladies Podcast Our hearts go out to the many people who are out of power in the current massive winter storm. We wish they had access to a microgrid to give them power when the grid is down, like during this ferocious storm. How does a microgrid work? Can you get one for your home? Listen to Jana Gerber, President of Microgrids at Schneider Electric in this helpful and engaging conversation with Electric Ladies host Joan Michelson, live at the Schneider Electric U.S. Innovation Summit a couple of months ago. They also share insightful career advice. You'll hear about: What a microgrid is, how it works and how to use it. How microgrids can serve communities in disaster situations – and are doing so in real time. How facilities as different as military bases to airports to EV charging are using microgrids to keep the power on. How microgrids are powered by renewables and batteries…and so much more Plus, insightful career advice, such as… "I think having purpose in what we do really drives that passion. And so continue to find what your North star is and where your passion aligns with that and keep going at it. So I think that's the important thing….I've had multiple different roles across different elements of the (SE) business and really getting to understand the perspectives and everybody wants to provide value and what they're doing. And so helping to find ways that you can pull folks in to help them bring their value to your customers or through other means is really critical." Jana Gerber on Electric Ladies Podcast Read Joan's Forbes articles here. You'll also like: An Industrial Revolution Unlike Any Other – with Gwenaelle Avice-Huet, EVP and head of Automation at Schneider Electric, from their U.S. Innovation Summit 2025 Congresswoman Chrissy Houlahan (D-PA), on the politics of energy and infrastructure Doreen Harris, President and CEO of NYSERDA, on how New York is leading the way to the clean energy future. Paula Glover, from the Alliance To Save Energy Autum Huskins, Hitachi Zosen Inova, turning waste into energy (and wine) Marit Brommer, Ph.D., International Geothermal Association, how geothermal is a dependable energy source Claire Seaborn, former Chief of Staff to Canada's Minister of Energy and Natural Resources on what the U.S. can learn from Canada's energy policies Subscribe to our newsletter to receive our podcasts, blog, events and special coaching offers.. Thanks for subscribing on Apple Podcasts or iHeartRadio and leaving us a review! Follow us on Twitter @joanmichelson

On this Live Greatly podcast episode, Kristel Bauer sits down with Dr. Michael J. Breus, PhD, globally known as The Sleep Doctor™ to discuss tips for high quality sleep, suggestions to overcome jet lag, a look into sleep chronotypes and lots more. Tune in now!  Key Takeaways From This Episode: What sleep chronotypes are and why it matters Suggestions for higher quality sleep How long should you avoid drinks and food before bed? Tips to overcome jet lag ABOUT MICHAEL J. BREUS, PHD: Dr. Michael J. Breus, PhD has the distinction of being a Diplomate of the American Board of Sleep Medicine and a Fellow of The American Academy of Sleep Medicine. He is one of only 168 people in the world to have passed the Sleep Medical Speciality board without going to Medical School. World-renowned as The Sleep Doctor™, he is a bestselling author, media personality, keynote speaker, and brand advisor, bringing science-backed sleep expertise to the public for nearly three decades.   Connect with Dr. Breus: Website: https://sleepdoctor.com/  Chronotype Quiz: https://sleepdoctor.com/pages/chronotypes/chronotype-quiz?srsltid=AfmBOooagcc1iKsFRmwg-AvEWuA2Jspu2dCOyVr4pxvycenQTO8JLgPU   Instagram: @thesleepdoctor LinkedIn: Michael J. Breus, PhD About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the award-winning author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to "Live Greatly" while promoting leadership development and team building. Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel's work has been featured in Forbes and she has had multiple TV appearances including NBC News Daily, ABC News Live, FOX Weather, ABC 7 Chicago, WGN Daytime Chicago and more. Kristel lives in the Chicago, IL area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co  Follow Kristel Bauer on: Instagram: @livegreatly_co  LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions.  Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations.  They have not been evaluated by the food and drug administration.  Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests.  Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content.  Always consult your physician for recommendations specific to you.

Tim Ferriss is the author of five #1 New York Times and Wall Street Journal bestsellers, including The 4-Hour Workweek, The 4-Hour Body, and The 4-Hour Chef. His podcast, The Tim Ferriss Show, has surpassed one billion downloads and is widely regarded as the “Oprah of audio.” Named as one of Fortune's “40 Under 40,” Tim is an early-stage technology investor/advisor (Uber, Facebook, Shopify, Duolingo, Alibaba, and 50+ others) and was ranked among the “Top 20 Angel Investors” by Forbes. A Princeton University graduate (BA 2000, East Asian Studies), Tim is a polyglot who speaks five languages to different degrees, a national Chinese kickboxing champion, the first American in history to hold a Guinness World Record in tango spins, and a practiced horseback archer (yabusame) in Japan. His business ventures include bootstrapping a nootropics company (BrainQUICKEN) to millions in revenue before selling it in 2010, launching the audiobook imprint Tim Ferriss Publishing with Amazon Audible (responsible for modern classics like Ego Is the Enemy and The Obstacle Is the Way), and co-creating the hit card game COYOTE (2025) with Exploding Kittens creator Elan Lee—now sold in over 8,000 stores worldwide including Target, Walmart, and Amazon. Known for normalizing vulnerability while achieving massive success, Tim pioneered the remote-work and lifestyle-design movements pre-pandemic, popularized biohacking, and has served as an advisor at Singularity University and a 2009 Henry Crown Fellow at the Aspen Institute. Shawn Ryan Show Sponsors: Upgrade your wallet today and get 10% off at Ridge with code SRS at https://www.Ridge.com/SRS #Ridgepod Go to https://shopbeam.com/SRS and use code SRS to get up to 50% off Beam Dream Nighttime Cocoa—grab it for just $32.50 and improve your sleep today. Sign up for your $1 per month trial and start selling today at https://shopify.com/srs Tim Ferriss Links: The No Book free chapters - https://tim.blog/nobook Everything Tim – https://tim.blog Podcast – https://tim.blog/podcast X – https://x.com/tferriss Instagram – https://www.instagram.com/timferriss YouTube – https://www.youtube.com/timferriss COYOTE Game – https://www.explodingkittens.com/products/coyote Books - https://www.amazon.com/stores/author/B001ILKBW2/allbooks Learn more about your ad choices. Visit podcastchoices.com/adchoices