Podcasts about QZ

Joel and Ellie's adventure continues across the United States continues as they encounter a dangerous group from another QZ zone.Join us LIVE the day after broadcast to breakdown and discuss HBO's adaptation of Naughty Dog's masterpiece PlayStation game 'The Last of Us' every week on GamerGuildTVWant more gaming content?

We're deep into pilot season here on The Watchers, and this week we're wrapping up our post-apocalyptic jaunt with 2023's HBO drama, The Last of Us. We talk adaptation, genre, parallels, and plot as well as Craig Mazin and Neil Druckmann's relationship, which seems to be at the heart of what makes The Last of Us one of the very few successful video game adaptations out there. Next week, we're out of the QZ and back in the office to review Dan Erickson's sci-fi workplace thriller, Severance. The show is available on AppleTV+Follow:The Watchers on Instagram (@WatchersPodNJ)Andrea on Instagram (@AQAndreaQ)Jodie on Instagram (@jodie_mim)Our sister show, New Jersey Is the World, on Instagram (@newjerseyistheworld)Thanks to Kitzy (@heykitzy) for the use of our theme song, "No Book Club."

This year, many people thought the Super Bowl ads were a bit of a letdown. In this podcast episode, I talk with Ari Kuchar, the in-(power) house creative director behind many of our best-performing ads. I work with him daily on OOH campaigns, CTV ads, and more. And today he is on the pod giving his insights on what makes an ad remarkable, and how to make things different next year. We talked about what it means for brands, strategies being done online, celebrity stuffing, and what's in it for a brand. Subscribe to the Brand Runner newsletter to get brand insights directly to your inbox

Podcast: LAS NOTICIAS CON CALLE DE 1 DE FEBRERO DE 2024 - Eliezer Molina se quedaría fuera de la candidatura - CEE - Salud mental sigue destruida - Metro  - Se quedan fuera gran parte de los independientes - Primera Hora - Mueren varios en yola y otros son rescatados al llegar a Quebradillas - Policía - Aprueban crédito por dependiente en PR, pero falta el Senado federal - Punchbowl Nes  - Acuerda la Unión Europea darle 50 billones de euros en ayudas a Ucrania tras quedarse sin municiones - Financial Times - Quieren quitar las vacunas compulsorias - Legislatura  - Van a demoler planta para poner baterías de Genera PR - El Vocero  - UGT aprueba acuerdos con Centro Médico - Noticel  - Planes nuevos para La Marqueta, dejaba pérdidas dice la gente de Paulson - El Nuevo Día - Walmart expandirá y abrirá 150 tiendas - Qz  - Casi 300 puentes de PR están enfermos - El Nuevo Día - Sequía en tres embalses mientras se rompe récord de lluvias - AAA - Se acabaron en 5 minutos los vales para placas solares - Cuarto Poder 

After being stabbed and left in the cold. Joel is barely holding onto whatever he can. But to really show you how much this means to Ellie, I'm going to take you back to the last time Ellie had to leave someone behind. Before she met Joel, before she even knew she was immune. I'm going to tell you how Ellie got her first bite mark in the QZ. So hold to whatever you have. If you don't remember why you're doing this you won't make it out of this story alive. So let me guide you. And remember. When you're lost in the dark. Look for the light!

You've made it this far. You've survived the long night. But that was only the beginning. Joël and Ellie were able to drive for the first time, after getting a truck from Bill. We were able to camp out but Joel Knew better. He knew that On the road, the infected were the least of their problems. The biggest threat would be other people. Joel's fears were confirmed when they drove past a new city's QZ and they were ambushed. I've kept you alive so if you follow me through this, we'll get out of this. But you have to trust me... are you ready?

Once we get everyone in an electric vehicle, we'll be all good, brother! Join Nebula (and get 40% off an annual subscription): https://go.nebula.tv/deniersplaybookBONUS EPISODES available on Patreon (https://www.patreon.com/deniersplaybook) SOCIALS & MORE (https://linktr.ee/deniersplaybook) CREDITS Hosts: Rollie Williams & Nicole Conlan Executive Producer: Ben Boult Audio Producer: Gregory Haddock Researcher: James Crugnale Art: Jordan Doll Music: Tony DomenickSOURCESE.P.A. Lays Out Rules to Turbocharge Sales of Electric Cars and Trucks (NYT, 2023) E-BIKE ACT (Congress.gov) 9,000-Pound Electric Hummer Shows We Can't Ignore Efficiency of EVs (ACEE, 2021) Carmakers are pushing electric SUVs, but smaller is better when it comes to EVs (Guardian, 2023)Big electric trucks and SUVs are the new gas guzzlers (QZ, 2022) Will Ferrell Super Bowl Ad - General Motors [2021] (YouTube)The Death of the Chevy Bolt Is Bad News for Earth (Gizmodo, 2023)Credits for New Clean Vehicles Purchased in 2023 or After (IRS, 2023) Democratic Lawmakers Want to Give You Up to $1,500 to Buy an Electric Bike. Here's Why (NBC New York, 2023)These are the electric vehicles that qualify for a $7,500 tax credit (CBS News, 2023)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ultima puntata stagionale (o magari no, o magari ultima in assoluto, chi lo sa), in cui analizziamo (male) l'esito dei playoff scudetto, l'assegnazione del mondiale 2024 all'Uzbekistan, la fine dei campionati iberici, ma soprattutto organizziamo la prima edizione del quizzone QZ. Buona estate a tutti!

Ricci and Clup discuss exiting the Boston QZ with our new "cargo". Join us as we play as Joel and attempt to smuggle Ellie out of the QZ with the help of Tess and Marlene.Like what you heard? Follow us on our socials or reach out to us at cordycepscrew@gmail.comLinks:TwitterInstagramYouTubeBuzzsprout - Let's get your podcast launched! Start for FREEDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show

On episode two of the Last of Us, Joel, Tess, and Ellie make it outside of the QZ and begin to make their way to the Statehouse, to rendezvous with the Fireflies. But, as expected in a world full of infected, no simple task is truly ever simple. *insert creepy clicker sounds*…Join us on a journey about the survival of humanity in a post-apocalyptic world in the new hit HBO series, Last of Us. We'll be following Joel and Ellie as they navigate through a dangerous and infected world, facing unimaginable challenges and discovering the true meaning of sacrifice. Tune into Story Archives week to week, as we cover every action-packed and drama-filled episode of the Last of Us. The Last of Us by Story Archives is the ultimate companion podcast to the show, providing exclusive, weekly commentary about the show for fans of the famous Naughty Dog adapted game and newcomers alike. --- Support this podcast: https://podcasters.spotify.com/pod/show/story-archives/support

After skipping a week due to life, our HBO's The Last of Us podcast is back with a look back at Episode 4 and Episode 5. The first episodes you can kinda claim to be a 'part one' and 'part two' seemed to make sense to talk about together and seeing as our scheduled were all messed up it made sense to wait a little bit and then smash them together in one epic review podcast. Ep 4 and 5 presents Joel and Ellie reaching Kansas City, whose QZ has been obliterated and the people are killing FEDRA in the streets. It's up to Joel and Ellie to get our alive and maybe, just maybe taking some heroes along with them.Oh, and bloaters. Oof. ALL THE PLACES WE ARE: https://linktr.ee/fingergunsDonate to Sunflower of Peace to support humanitarian efforts in Ukraine: http://www.sunflowerofpeace.comTheme Music – De Jongens Met de Zwarte Schoenen by RoccoW & xyce. | Edited and produced by Ross Keniston | Published by Acast.Team: @FNGRGNS / Rossko – @RosskoKeniston / Paul – @ThePaulCollett / Greg – @GregatonBomb / Josh - @jshuathompson / Sean – @Omac_Brother / Toby – @toby_andersen / Kat – @RainbowDropx / Tom - @T_Woods93 | Facebook: FingerGunsUK / Twitch: twitch.tv/fingergunsdotnet / The Official Finger Guns Discord Discord: Join here! Hosted on Acast. See acast.com/privacy for more information.

Ricci and Clupp break down Episode 2 of HBO's The Last of Us.Joel, Tess, and Ellie carefully trek through what's left of Boston, just outside the Quarantine Zone. Will they make it to the Fireflies unscathed? What lurks beyond the walls of the QZ? Like what you heard? Follow us on our socials or reach out to us at cordycepscrew@gmail.comLinks:TwitterInstagramYouTubeBuzzsprout - Let's get your podcast launched! Start for FREEDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show

The Last of Us Episode 2 Recap "Infected" SYNOPSIS: After escaping the QZ, Joel and Tess clash over Ellie's fate while navigating the ruins of a long-abandoned Boston. For more Brian and Joe listen to Pop Culture Leftovers. For more Melissa Sloter listen to the Wild Pretty Things podcast. And for more Billy check out The Reality Guys on YouTube. The Reality Guys is a Reality TV Reaction and Review channel. Bill, Brian, Kevin, and Waleed cover everything and anything Reality TV. The Last of Us takes place 20 years after modern civilization has been destroyed. Joel, a hardened survivor, is hired to smuggle Ellie, a 14-year-old girl, out of an oppressive quarantine zone. What starts as a small job soon becomes a brutal, heartbreaking journey, as they both must traverse the U.S. and depend on each other for survival. Pedro Pascal (The Mandalorian, Wonder Woman 1984) and Bella Ramsey (HBO's His Dark Materials and Game of Thrones) star as Joel and Ellie. Gabriel Luna (True Detective) as Joel's younger brother and former soldier, Tommy; Merle Dandridge (The Last of Us video games, The Flight Attendant) as resistance leader Marlene; and Anna Torv (Fringe) as Tess, a smuggler and fellow hardened survivor. The series guest stars Nico Parker (The Third Day) as Sarah, Joel's 14-year old daughter; Murray Bartlett (The White Lotus) and Nick Offerman (Parks and Recreation) as Frank and Bill, two post-pandemic survivalists living alone in their own isolated town; Storm Reid (Euphoria) as Riley, an orphan in Boston; and Jeffrey Pierce (The Last of Us video games) as Perry, a rebel in a quarantine zone. Lamar Johnson guest stars as Henry and Keivonn Woodard as Sam, brothers in Kansas City hiding from a revolutionary movement seeking vengeance. Graham Greene guest stars as Marlon and Elaine Miles as Florence, a married couple surviving alone in the wilderness of post-apocalyptic Wyoming.  Written and executive produced by Craig Mazin (HBO's Chernobyl) and Neil Druckmann, of The Last of Us and Uncharted video game franchises. Carolyn Strauss (HBO's Chernobyl and Game of Thrones) serves as executive producer, along with Evan Wells from the original game's developer, Naughty Dog, and PlayStation Productions' Asad Qizilbash and Carter Swan. Learn more about your ad choices. Visit podcastchoices.com/adchoices

#thelastofus As we get into episode 2 of The Last of Us, we get a flashback to the morning all hell breaks loose in Jakarta, Indonesia. While Joel and Tess discuss the pros and cons of following through with their mission, Ellie gets her first glimpse ever of the world outside the QZ. Tell teaches Ellie some of the basics of surviving in an Infected world. The Clickers are introduced in a terrifying way. When tragedy strikes, Tess urges Joel to set things right. --- Send in a voice message: https://anchor.fm/fandomhybridpodcast/message Support this podcast: https://anchor.fm/fandomhybridpodcast/support

Our dynamic duo is back to talk about the second episode of The Last of Us, and some other things. First, our SNN Producer Will Polk shares quick thoughts on some of the Oscar nominations, Cobra Kai's final season, and Doom Patrol's potential ending. Then, our SNN Host Sarah Belmont ventures outside the QZ with Joel and Ellie. We rant...we rave...we review...this is Scene N' Nerd.  Timestamps 0:00 Welcome and Will's thoughts on the Invincible season 2 trailer. 5:05  Cobra Kai is ending. 6:50   Will Doom Patrol be renewed for a 5th season? 10:25  Oscar nominations chat. 20:30  The Last of Us episode 1 x 2 "Infected" spoiler-filled recap and discussion. 1:00:11 Outro. Follow our crew on Twitter @SceneNNerd, friend us on Facebook, follow us on Instagram @scene_n_nerd, and our website at www.scenennerdpodcast.com.  But most importantly rate, follow, and comment on Apple Podcasts, Spotify, YouTube, or wherever you get podcasts! #TheLastofUsHBO #TheLastofUs #OscarNominations #Invincible #DoomPatrol #CobraKai

Matt is recapping and reviewing every episode of the new HBO Max series, The Last of Us. After escaping the QZ, Joel and Tess clash over Ellie's fate while investigating the ruins of a long abandoned Boston

Joel, Tess, and Ellie travel deep outside the QZ. Danger lies ahead! --- Send in a voice message: https://podcasters.spotify.com/pod/show/the-kids-wear-crowns/message Support this podcast: https://podcasters.spotify.com/pod/show/the-kids-wear-crowns/support

Hey all! We are reacting to the second episode of The Last of Us. This week we see a major story point and a familiar villain.  HBO: After escaping the QZ, Joel and Tess clash over Ellie's fate while navigating the ruins of a long-abandoned Boston.  Challenge Accepted on Twitter: https://twitter.com/CAPodcastLive *Check Out All Our Podcasts!* Geek Freaks Podcast: https://linktr.ee/GeekFreaks Pushing Buttons: https://linktr.ee/PushingButtonsPodcast TrekFreaks: https://linktr.ee/TrekFreaks Headlines: https://tinyurl.com/2p8bvu6d Geek Freaks Interviews: https://linktr.ee/GeekFreaksInterviews Outlast Podcast: https://linktr.ee/OutlastPodcast Round Three: https://linktr.ee/RoundThree Disney Moms Gone Wrong: https://linktr.ee/disneymomsgonewrong Joy Schtick: https://linktr.ee/TheJoySchtickShow -------------------- *Hang Out With Us!* Discord: https://discord.gg/6Jrvyb2 Twitter: twitter.com/geekfreakspod Facebook: facebook.com/groups/227307812330853/ Instagram: instagram.com/geekfreakspodcast E-mail: thegeekfreakspodcast@gmail.com Twitch: twitch.tv/geekfreakspodcast Site: thegeekfreakspodcast.com --------------------- *Support Us!* Patreon: https://patreon.com/GeekFreakspodcast Store: redbubble.com/people/GeekFreaks   Tags:  the last of us,the last of us hbo,the last of us series,the last of us show,the last of us tv show,the last of us game,the last of us hbo show,the last of us series hbo,last of us,hbo the last of us,the last of us hbo max,the last of us explained,the last of us interview,the last of us live action,hbo,hbo max,the last of us hbo trailer,the last of us 2023,the last of us episode,the last of us trailer,hbo last of us,the last of us teaser

This week we venture just outside of the QZ as Ellie, Joel, and Tess take the long way, only to realize they should have taken the short way. Click Click! Join us for our latest Watch Club as we take a bite out of this second episode of The Last of Us. HBO's The Last of Us is streaming now on Crave and HBO Max.Check out Geekcentric onYouTube | Instagram | Twitter | TikTokJoin Nate on Twitch at - twitch.tv/nateplaysgames

#thelastofus In this episode, we begin our coverage of the new HBO Max series, The Last of Us. In the year 2003, a series of violent events introduces the start of a global pandemic caused by a fungal infection that turns humans into parasitic monsters intent on infected all living beings. Joel Miller, his brother Tommy, and daughter Sarah attempt to navigate through the blockades and widespread panic to get to safety when tragedy occurs. Twenty years later, Boston is a wasteland and Joel - in an attempt to escape the Quarantine Zone to search for his missing brother - unexpectedly finds himself tasked with smuggling a young girl out of the QZ to safety. --- Send in a voice message: https://anchor.fm/fandomhybridpodcast/message Support this podcast: https://anchor.fm/fandomhybridpodcast/support

Mia talks with different members of the QZ about the move, but when talking to Travis she refrains from telling him about her talk with Roger. In California, Ambridge, Kylie, and Jay grapple with the giant alien creature known as a Behemoth.Music:"Rapid Motion (Drums Version)" by Ian Post @ Artlist.io"Oval Window" by Yehezkel Raz @ Artlist.io"Under a Blanket" by Muted @ Artlist.io"Empty Room" by Max H. @ Artlist.io Hosted on Acast. See acast.com/privacy for more information.

Ava and Brielle continue their trek north, but are running low on supplies. Jay and Kylie share a moment while Jay shaves his face. And in Denver, Mia and company bury Roger and say a few words.

Michael Episcope is co-CEO of Origin, co-chairs the Investment Committee, and oversees investor relations, marketing, and company operations. Michael brings 25 years of investment and risk management experience to the company and believes that calculated risk-taking in inefficient markets is the key to building wealth. He frequently shares his knowledge with individual investors on Origin's blog, Forbes, ValueWalk, and HuffPost, and his expertise has made him a frequent speaker on real estate investment panels and podcasts. Michael learned about the physical aspects of real estate in his youth as he helped his grandfather manage his apartment buildings on Chicago's west side. He began college at DePaul University and a year later was introduced to the floors of the Chicago Mercantile Exchange. He continued to work full-time on the trading floor for the next sixteen years while attending night courses to complete his undergraduate degree. After rising from runner to broker, Michael was given an opportunity to become a floor trader by a Chicago-based hedge fund, Tradelink, LLC, and then had a prolific nine-year trading career, twice named one of the top 100 traders in the world by Trader Monthly Magazine. Join Michael, as he walks us through his role doing ground-up multifamily development and discusses current market conditions and qualified opportunity zones. --- Episode Links: https://origininvestments.com/ --- Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Michael: What's going on everyone? Welcome to another episode of the Remote Real Estate Investor. I'm Michael Albaum, and today I'm joined by Michael Episcope, who is the principal at origin investments and Michael is going to be talking to us today about his role in doing round up multifamily development in today's current market conditions. We're also gonna be talking about inflation, and qualified opportunity zones. So let's get into it.   Michael, thanks so much for taking the time to hang out with me today. I really appreciate you coming on.   Michael E.: Thanks for having me, Michael.   Michael: My pleasure. So I know a little bit about your background. But I would love if you could share just a quick and dirty Spiel who you are, where you're coming from and what is it that you're doing today in real estate?   Michael E.: Yeah, how is the quick and dirty so I'll take you back. Well, I'm CO-CEO of origin investments were a real estate investment firm, located in Chicago, we primarily focus on ground up development in what we call the smile states tax friendly, climate friendly, business friendly states. Even though we're located in Chicago, we don't do any investing here and my real estate career if I want to, you know, take you kind of far back started God, I didn't realize this, but I was about 10 years old and I used to go and work for my grandfather in the summer and he was somebody who was pretty gritty bought buildings in the west side of Chicago and if anybody knows, the west side of Chicago, it's not a good area, it hasn't been a good area. Never was and he bought buildings out of tax sales and that was at a time when people didn't take pay their taxes, you can go in there and buy, I mean, a 25 story building for $100,000 and that's what he did and in order to run those, though, you had to be hands on you had to be gritty and so I used to spend my summers with him and, and then I had another friend too, that his dad was in construction. So I love swinging hammers and the bricks and sticks and putting up garages and things like that and didn't get paid much. You know, he'd throw me 20 bucks at the end of the day, which felt great, you know, you had fun building things and then you know, it kind of I left that industry obviously I wasn't in it, you know as a as an employee or even thinking about it.   But I got my feet wet there, went to college, I studied finance and econ at DePaul, I got a job at the Chicago Mercantile Exchange when I was about 19 years old, and I was a runner, and that's kind of the lowest position you can hold down there and I loved it, I thought it was amazing. It was just like nothing I'd ever been exposed to and I pushed all my classes tonight and started what I'll call my first career at a very young age and again, I didn't realize that was my career. But I'd stayed in there for seven or eight years till I got an opportunity to trade at the age of 27. So I've worked my way up from a, from a runner to a clerk to a broker and it really didn't love anything I was doing and I wanted to try my hand at trading and I and I got an opportunity and it turns out, I was pretty good at it. So I did that for nine years and ended up just building more wealth than I had ever set out to and when I was done with my career, I was married, I had two kids, I had another one on way on the way my risk profile had changed and I literally decided I don't want to do this anymore. I don't want to be leveraging myself 300 to one every day, and have you know, like be always faced with the potential for a four or five standard deviation because the bigger you get trading, you know, those moves can wipe you out and I've seen guys literally, you know, like lose everything in these moves. So I punched out of that career and oh five, I stayed home for about three months and I think my wife thought I was retired at that time. So I quickly you know, I sort of started at what I'll call a family office.   But I also enrolled in the Masters of Science program at DePaul, right to really retool, I knew this is where I wanted to go into real estate to grow my wealth to build passive income because when you get out of one career and I know a lot of people out there are in the same boat you have your asset rich, but you're kind of income poor and how do you turn your assets in income? How do you do it in a very tax efficient manner and real estate is one of the greatest avenues to be able to do that and I never loved the stock market bonds didn't pay enough and figured like, you know, my partner and I got together in oh seven. Candidly, we didn't have a lot of great experiences out there investing our own capital and we just said, look, we can do better than this. Like let's do it together, let's pool our money. Let's build something together and we did and that's what it was in the beginning hanging it started out with the two of us. In oh seven, we syndicated a couple of deals in 0809 started building the high net worth, investor base launched our first fund and 11 launched the next one and 13, the next one in 16 and so today, we, you know, we have four open funds, we've closed for funds, we have close to 3000 High Net Worth investors, two and a half billion dollars in assets under, you know, equity assets, which is the total value of the real estate and it you know, we're considered a top decile manager for all of our performance. So it's been a fantastic run, that's probably a lot more than he wanted in this this quick. But, you know, it's hard to condense all that. Because I think the story from how I started to how I got here sometimes doesn't connect unless I share those early days with you   Michael: No, it's so so good. So I just curious, Michael, you started with multifamily, or that's kind of where you ended up?   Michael E.: It's more or less where we ended up where we gravitated towards and in in, 0708. I mean, you can think of us more like a family office, we were two guys trying to put our money into real estate and we're buying deals and at that time, were buying distressed notes. The world looked very different, though, in a way that in oh eight, capital had all the leverage, everything was trading. So far below replacement costs, we were buying bank loans, and it was more of a pricing exercise which fit perfectly for us because we wanted to protect our wealth, we wanted to manage it, we were looking for big edge in the market and that was the way that you were able to find it and when we launched our first fund in 2011, the dead space and sort of dried up right the distress that and throughout that entire exercise of buying debt, what we really gravitated towards was value add buying things cheap, fixing them up adding value and so that's what our first fund was about. But it was really agnostic in terms of asset class. So we did everything from industrial, retail, multifamily, even student housing in that and then fun two was a little bit narrow or fun two was multifamily office and industrial fun, fun three was office and multifamily and today we've sort of narrowed the world down to multifamily only and the reason is, is what I talked about earlier is that in the beginning capital had all the leverage and then as you as the world normalized, and things started a trade at or above replacement costs, you really have to understand how to win at margins and the only way to do that is by setting up operations in a way where you can, you can buy at scale that you know every penny nickel dime and when you're pricing things like you are true experts and for us as a as an investment firm, just making sure that all of our technology, our people have that institutional knowledge and they can bring it with them every day and it's hard to do that if you know, if you're as big as Blackstone, you can have these massive divisions that are huge companies in themselves. But for a company like us, I can't look people in the eye and say, yeah, we're the best at industrial and we're the best at student housing and in and we're the best at multifamily and what I love about the real estate market, it really is dynamic, and we say market, but what do you mean by that? When you say the market? Is it self-storage? Is it you know, multifamily? Is it industrial? Is it ground up? Is it value add is that the dead space and I just you know there is I guess what we would quote unquote, call a market out there. But there's so many different avenues that you have to choose where you want to play and there's no wrong answer, you can make money anywhere in this market.   Michael: Love it and Michael, you've mentioned this concept twice now and I want to come back to it for our listeners that might not be familiar with it. But you said that it was cheaper to build or you are buying value buying properties at less than replacement cost. What does that mean and why is that impactful?   Michael E.: Well, if you think about the Great Recession, what came out of there, prices reset everywhere and one of the governor's in real estate investing is replacement costs generally as you bump up against it and you go, you know, above replacement costs new supply is going to come in, because of the fundamentals. If you can build for a multifamily project, when we do a lot of this for $270,000 a unit, you'd rather build in that case, then go out and buy something that's 10 years old for $300,000 a unit right, eventually, the fundamentals prevail. What came out of oh eight is that the market was so distressed that if you if the market, you know properties that were 357 years old, even 20 years old, we're training 50% of replacement costs 40% of replacement costs in some cases. I mean it was we were buying some class C we don't operate in that today but some of those deals were too good to pass up where we buying, you know in the Atlanta market $15,000 a unit, where if you were trying to build brand new even back then those would have been 150 $180,000 per unit, they were a little bit on the rougher side, you know, so replacement cost is maybe a little bit, you know, not a play there. But when you're buying buildings, 10 years old at, you know, half the value of replacement costs, and you can lease those up. You know, that is, that's a great way, kind of a barometer to, you know, when you're out there investing money and when the market is trading like that, especially what happened in 09-10 11, no shovels went into the ground for years. Because why would you build brand new when you can buy something that is a few years old at such a discount to what you can build for today, because ultimately, if you build, you have to get rents that support those higher costs and so we were really well protected at that time. But the market ultimately caught up and then we saw building start to take off in certain markets and in the higher growth markets that were under supplied in 12 right, that that was the very early stage of development, and then 13, a little more, 14 a little bit more and, and then it's taken off and today because the market is so under supplied. You see a tremendous amount of new construction happening across both single family rentals, or single family homes and multifamily.   Michael: Yeah, it's so interesting, and it just out of curiosity, how long do you think it's going to take to get caught up before we see kind of a more equilibrium?   Michael E.: It's got to be two to three years, I mean, the supply chain logistics COVID set us back. But right now, we need to deliver about 500,000 units a year just to keep up with current demand and we're delivering about 300,000 units of current demand. So between single family homes and apartments, we're still way under supplied on both sides and what's interesting right now, that's going on in the multifamily side is that a lot of millennials are trapped renting, because we all know what's going on with the interest rate side. Well, the it definitely the financing costs hurt us. But what's helping is that it's actually driving demand for apartments, because Millennials can no longer afford to buy a house. Because even as much as construction prices have come up for the projects that we've been building, it's 35% more today than it was 18 months ago, that calculus holds true. Also, for single family homes, you add on top of that mortgage rates, 30 year mortgage rates that have gone from 3% to 5% they've gone up 70% in the last year, millions and millions of individuals can no longer afford to buy a house and are stuck renting. So that's really creating these kind of anomalies in the market right now. They'll eventually work their way out and that's why from our perspective, you want to own quality, you want to own newer, you don't want to be, you know, chasing something, I think that those who are buying existing properties today above replacement costs, there's a short runway to make money, and then and then you're gonna see the water settle.   Michael: Interesting, okay and so what would you say to newer investors that are running up against that issue, they're going to look at the properties, where the prices are, where the cap rates are, and they're getting their insurance quotes, and they're seeing this disconnect between the replacement cost and the purchase price how do you what do you say to those folks?   Michael E.: Tread lightly in those situations, because here's the thing, everything works on paper and when you look at historical norms, they all look great. But ultimately, the fundamentals do prevail and this is why we're not in the value add space today. We haven't been in for two years. Now certainly that's been a mistake. Anybody who was buying value add deals pre 2020 did very well. But we started to see this metric where at that time replacement cost was obviously a lot lower, we didn't realize that it was going to be 50% higher in two and a half years. But the math just didn't work out. We're like, wait, why should we be buying this 20 year old property at 220,000 a door when we you know when and we're going to put another $20,000 into it when we can build for 232 to 40, right, something similar? And we started getting sort of queasy about it then. But the thing that you everybody needs to understand is yes, there are times that if you have barriers to entry, and you're an urban markets, and you know there are times that you can buy above replacement costs and you will do fine. But when the world normalizes in 234 years, if you're a long term holder, and you have more and more and more supply that comes into the market, and it will, that older product is going to be the first to suffer. So if you're paying 20% above replacement cost today, and in five years from now, buyers have the choice of buying brand new properties at replacement costs or your property that's going to be 10 to 15 years old, then dd above that, they're not going to choose those. Right. So that works itself out over time. It's just today what we're seeing distortions in the market and distortions are not good and it's okay. Like one of the lessons I learned very early on is one of the best words you can learn investing is no, like, let it go, you know, there's always going to be another bus that comes by. So, you know, that's why I say I say tread lightly. We're treading, like, we're not in that market at all, we have completely exited, buying existing properties, Core Plus value add, because it's just not a good risk reward in today's market, in my opinion.   Michael: Interesting and it makes total sense. Michael, I want to shift gears here like entirely, as we were talking about, before we hit record, the market is super-hot prices are sky high and so I think a lot of people are thinking, well, is now a good time to sell and if they are on that bandwagon thinking is a good time to sell, where should they be thinking about placing their money, and I'm talking specifically about opportunity zones and a 1031 exchange. So we'd love if you could talk a little bit about where people should be thinking about placing some of their gains?   Michael E.: Yeah, it's a, it's a little bit of a crystal ball, I can I'll tell you what we're doing. So in our legacy funds we are selling. We've been net sellers the last year, but we also have funds where we are more of a buy and hold strategy and markets behave in weird ways and I'll give you an example. If I would have told you two years ago, hey, guess what there is a there's a pandemic coming and the world is going to shut down and Russia is going to invade Ukraine and the 10 year note is going to you know, rally from you know, this rate to this rate. Would you have bought real estate? No, you would have put your head in the sand would you want to sell… you wouldn't you wouldn't jump, hey, listen, I got this crystal ball, I see all these bad things on the horizon, I'm going to jump into this. So I don't, I don't ever think that people should panic. If you have great real estate, the idea is that you want to buy quality, you want to be adequately leveraged so that you can make it to the other side and the thing about owning real estate is that if you want the real benefits of owning real estate, you have to own it for the long term and the people who I know who got really wealthy in real estate, they bought it and held it and the people I know got really wealthy in stocks, they bought it and held it all these day traders, these flippers, things like that they're just churning money constantly paying taxes making a little bit, it's a good living. But I would say real wealth is created by buying and holding quality assets for ever and that's what you have to remember in real estate to that depreciation. You can't get depreciation, if you sell the asset. You can't take advantage of that, that tax free income. You can't take advantage of refinancing tax free if you sell the asset, right. It's only if you hold it, let it appreciate and there's so many reasons, you know, to hold long term because as expensive as everything is today, it's going to be more expensive in five years and 10 years and 15 years and if you study what's going on, especially in the multifamily market, or even the housing market, there's been no period in history over a 10 year period, where multifamily real estate has lost money institutional real estate, and even through the Great Recession, oh eight no nine. I mean, we were almost fully recovered by 2012 on the multifamily side. So you know, like buy quality real estate, hold it for a while now, you asked the question, if you're going to sell it, you know, 1031 I don't know like with the 1031. If you're actually you're selling an existing property, you're buying an existing property. Certainly there are 1030 ones, there's ways to reduce risks, there's ways to reduce headache. You know, buying some of these triple net mailbox money retail properties is always pretty simple to do versus trying to be an active landlord. We do run QC funds. I know a lot of investors who can't find 1031 Exchange properties, they've been coming into our funds as an alternative. And the difference there is QC the way the law is made up is it requires us to build brand new so we are diversified across high growth cities in the Sunbelt markets places like Nashville and Atlanta and Tampa and Phoenix and Dallas and Austin and places like that. So building brand new radio, like getting in at a cost basis is I think a safer way to invest today and I know that might sound like an oxymoron go into construction to actually have you know less risk what are you talking about, but I will write like I would way rather build a brand new property and be in it for 250-260 door than go out and buy something that's three years old for 400,000 a door. Did I answer your question, Michael? That was a very long… Yeah…   Michael: No, no, it's great, it's great. Well, I'm curious if you could define for people what is a QC because I think a lot of our listeners might not be familiar with the term.   Michael E.: Sure, a qualified opportunity zone qualified opportunity funds came out of the 2017 tax cuts and Jobs Act and it was there at 700 QC areas around the countries and these are maps essentially, of low to moderate income areas, some of them have been adjusted by governors in each state. But really what it allows you to do, if you have capital gains from any source, it can be from stocks, it can be from appreciated art, it can be from a home, you sell an investment property, it doesn't matter. So if you invest into a you QZ fund today, right, let's say you have taxes due for 2021 and you have a million dollar gain, if you invest in a QC fund today, you don't have to pay those until 2027 because that's when you will recognize those on your tax return for tax year 2026. So there's a huge deferral, and there's a value to that deferral because it's basically a zero interest rate loan from the United States government and during that period, you your money is working for you in ground up development in deals, things like that. But you ultimately have to pay the piper, you know, come 2027. The other benefit that is phenomenal about this program, if you're in the program for 10 years, and one day, if you're invested in a qualified opportunity's own fund, you Pay Zero Taxes on the game. So if you double, triple, quadruple your money, you pay zero taxes, and you can be in this program for 10,20,30 years, our Fund is designed with optionality, you want to get out in 10 years, you can get out you want to get out in 30 years, you can get out. So this is a place where I'll tell you, I don't think there's any place better to invest, if you have capital gains, and you want to be in the real estate, because when you run the math, you have to earn about 50 to 75% more in a non QC investment to get the same after tax return. So it's exciting, I'm certainly putting a tremendous amount of money into our funds, my partner is as well, but it's one of the best programs that has come about in a while and Michael, the last thing I'll say about it, you know, I mentioned moderate to low income neighborhoods. The caveat to that, like were we sort of searches along the edges and those maps are drawn based on the 2010 census. If you think about how much cities have changed since 2010, many of them have changed drastically and I'll give you an example Nashville. We're in Nashville right now, there's an area called the Gulch and if you were in Nashville in 2010, there was nothing in the downtown area and it was only in about 2012-13-14 that you began to see multifamily residential real estate take off. But before that, it was almost a see through city you could see from one end to the other. Now today, it looks like downtown Denver, it is insane. I took a trip with my son this summer, we drove through there again and I was looking at some of our sites and our properties, didn't even recognize it. Because the last time I was there was three years ago and it looks like I mean, you know, something they build in China, it was going up so quickly, right? They're building these cities in like a matter of a days and that's what's going to Nashville. The point is, there's all of that is considered a ques area and those are the areas that were looking and you wouldn't know the difference between a QoC area and a market rate area, because to us accuse a good future development is just a good development. There's no qualifier to it   Michael: Interesting and so how do people? How are people able to find out and take advantage of TOC funds? Is it Do I just Google QoC II fund Nashville and I'll find them?   Michael E.: Exactly, I mean, you can there's a tremendous amount of information out there and I would recommend anybody who wants to go, who's active, they should be doing this in accuser area, and looking at the areas in your neighborhood because it'd be silly like, you know, we have some QoC projects where across the street is market rate development. Now, those are pension funds, institutions that are building those, so they don't care about the QoC benefits. They only endure to taxable investors. But if you're a taxable investor, you absolutely need to understand this area because to me, it's the best place to gain real estate exposure. You know, so, hands down.   Michael: I love it. All right, Michael, the last question that I have for you today is curious to get your thoughts about inflation and where things are going and how people should be thinking about it and how you at origin are thinking about it?   Michael E.: Well, inflation is real. First of all, we've seen this there's nothing transit worry about it. At some point, it will run through the system. I don't know when that is, we watched the yield curve constantly, some people are calling it inverted, it's more flat today than anything and if you if you kind of go out in the yield curve, and you look past 23, and 24, it looks like rates are going to remain high until that period and then maybe start coming down. But I just don't see that it can say, sustained at this level and I think once China fully comes back online, we take care of a lot of these supply issues. I think what we have to really be concerned about today, and this would not be a good situation is deflation and more and more, I'm reading about that in the market. Deflation is not good, where you have a continued rise in your expenses and things like that, but your demand slows down and you can't raise rents anymore, and your equation just flips a lot. That wouldn't be really good for any investments out there and I'm not saying that it's going to happen. But it's definitely more of a risk today than it has been in the past. A lot of these inflationary pressures, they will you know, get solved over time and right now, it's a difficult period to invest, especially when we're building a brand new ground up multifamily development, and we're trying to get to a guaranteed maximum price contract. It's challenging, because even oftentimes, the general contractor won't fix prices, they won't fix lumber. So we have to leave and by the way, sometimes we're happy doing that we're like, look, we don't want to lock in lumber at $1,700 a board foot, we just don't think it is we'll underwrite to that scenario, we'll leave it out and that's a place where sometimes we can actually have savings in a project like that and certainly, in a market like this today, it would be great to see inflation sort of add for us to be able to, you know, get to a normal place. But it's making it a lot more difficult to do business. I have a friend who runs a lumber company, and he said they used to quote people and they used to have these quotes out for three months at a time and now at the top of it when they quote people 24 hours, they gotta get back to them and I don't think that's a healthy environment for anybody being there's too much volatility. But I would, you know, from an interest rate perspective, we're, it's moving up. I mean, today, it's over 290. Today, I think with interest rates, or with inflation running above 8% it's kind of surprising, it's not at four or five, but I also think that that's kind of a sign to come that inflation will run through that we're seeing these prices sort of top out, we're gonna see some of these supply chain issues, get solved and you'll see 23 late 23, early 24 probably rates come back down, hopefully to you know, 2% or below.   Michael: Okay, I've got my fingers crossed for that too. Michael, this has been super informative, a lot of fun if people want to learn more about you or origin investments, what's the best way for them to do that and get in contact?   Michael E.: Yeah, so just go to our website https://origininvestments.com/, we make it really easy for people to learn about us engage in our content, download our decks things like that or connect with somebody at origin we have a little pop up there we use but you can also just register and then somebody will reach out to you as well, so…   Michael: Sweet. Well hey, thanks again for coming on. Really appreciate you taking the time we'll be in touch   Michael E.: Thank you for having me Michael.   Michael: Hey, you got it, take care. Alright, everyone that was our episode. A big thank you to Michael for coming on the show super, super informative and really cool to hear what they are doing over at origin investments. As always, if you liked the episode, please, please, please feel free to leave us a rating or review wherever it is you get your podcasts and be like focusing on the next one. Happy investing…

Та бүхэнд күийр хүмүүсийн санаачлан, өөрсдөө бүтээсэн анхны монгол дууг хүргэж байна. ЛГБТ Төвийн "Күийр артист" төслийн хүрээнд оролцогчид баг болж, урлагийн төсөл санаачлан хэрэгжүүлсэн билээ. Нийт 12 уран бүтээлчид 3 багт хуваагдан күийр дуу, күийр видео арт болон күийр хүүхдийн ном гаргаж байна. Та бүхэн хүлээн авна уу.QZ багийн гишүүд:С.ХуланГ.ДэлгэрдалайХаргилNymtvnҮг, дууг: ZyaПродюсер: SoyoВидео: NymtvnДууны үг:сэтгэлд чинь хүрэх тэр газарт би өөрийгөө бага багаар алддагөө яанааөө айдааөө яанааөө айдаанүд рүү чинь биэгцэлж харахын тулдби өөрийгөөбага багаар алдагөө яанааөө айдааөө яанаа өө айдаагарыг чинь дулаацуулахын тулд би өөрийгөө шатаанагарт чинь хүрэхийн тулд би өөртэйгөө тэмцэлдэнэөө яанааөө айдааөө яанааөө айдааFunded by the International Relief Fund for Organisations in Culture and Education 2021 of the German Federal Foreign Office, the Goethe-Institut and other partners: www.goethe.de/relieffund #irf2021 #queerartist2021

Qiuzi, also known as Qz, is managing editor of i-D China and a true Third Culture Kid who has an amusing and bitter sense of humor. Being in the fashion world, she is not what you’d imagine her to be, and she has a lot to say about that. Show notes: 3:20 The concept of third culture kids 4:30 How having been educated early on in China, but then spending adolescence in America and embracing different cultures shaped her. 9:30 Facing discrimination in school from not only other students, but from teachers as well 17:00 How Asians are often still considered other in American society 21:30 How experiences with diversity in Europe and South Africa differed from life in America 28:00 The struggle for immigrant families to integrate into western society while holding on to ethnic tradition 31:00 The question of whether one’s identity leans toward their nationality or their ethnicity 36:00 How her career ended up in fashion media 50:00 The importance of equal representation in media 57:00 Incidents of brands, designers or even photographers who have received backlash in China for certain campaigns

Money drives many of the decisions industries have to make and healthcare is no exception. As things become more expensive and less efficient, people are looking for ways to improve the quality and cost of care. Ian Hewer, PhD, CRNA, is an assistant professor at Western Carolina University and has turned much of his focus to healthcare economics and QZ team billing. Today he'll tell us more about this team approach, how it's impacting cost, and why it's a good thing for CRNAs.       Read more: https://beyondthemaskpodcast.com/ep-155-how-the-economics-of-healthcare-could-change-anesthesia/3076/    Get the CE certificate here: https://beyondthemaskpodcast.com/wp-content/uploads/2020/04/Beyond-the-Mask-CE-Cert-FILLABLE.pdf   Make a Memorial or Tribute Gift to the AANA: https://www.aana.com/docs/default-source/foundation-aana-com-web-documents-(all)/memorial-and-tribute-gift-summary.pdf?sfvrsn=de8545b1_0    What we discuss in this episode:  4:34 – Introducing today's guest and topic 6:53 – The anesthesia care team model 11:24 – Background on QZ billing 14:15 – Supervision 16:45 – How will affect the future of anesthesia? 22:48 – What does the average anesthetist make? 26:03 – Outcomes vs amount spent 30:57 – Solutions for the future 35:49 – What patients think of their care 37:02 – Problems with employer-based insurance system 38:34 – Two options we face 42:46 – CRNAs in good position 44:10 – Lightning Round

Canary Cry News Talk ep. 381 - 08.27.2021 - THE HUNTER BIDEN: Kabul, Waccine Psyop, Kamala, Newsom, Beast, Aliens - CCNT 381 Our LINK TREE: CanaryCry.Party SUBSCRIBE TO US ON: NewPodcastApps.com PAYPAL: https://bit.ly/3v59fkR MEET UPS: https://CanaryCryMeetUps.com   INTRO 4:00 No Agenda Stream (Clip)   FLIPPY 7:15 Thailand develops robotic arm to extract jab doses (NY Post…headline mistake?)   POLYTICK/AFGHANISTAN 15:22 Kabul Explosion 13 US members killed [90 Afghans, WSJ] [72 Afghans, Reuters] [60 Afghans, AP] Biden promises retribution against ISIS (Clip) Biden vows retribution Memo (Politico, CNN, Yahoo News, CNBC, Daily Beast, Bloomberg, WSJ)   WACCINE/PANDEMIC SPECIAL 53:05 BBC presenter AstraZeneca jab linked to her death (Northern Echo UK) Japan halts 1.63 million Moderna jabs over contamination (Kyodo News) Bombshell UK data destroys entire premise for Jab push (Substack + UK gov source)   GREAT RESET 1:24:15 Great Resignation continues, 55% Americans look for new jobs (NBC) Supreme Court lifts Biden's eviction moratorium (Bloomberg, Supreme Court PDF)   BREAK (producer party) 1:34:30   POLYTICK 3:04:35 Insurrection officer speaks (NBC, Clip) KAMALA 3:10:58 Kamala Vietnam flight delayed due to possible Havana Syndrome (ABC) Kamala heading home, cancels Newsom rally (CNN) NEWSOM SCIENCE 3:23:12 How close is the recall? (SF Chronicle) ALIENS 3:30:05 New “Water World” could help discover aliens within 3 years (Telegraph)   ADDITIONAL STORIES Silicon Valley's answer to labor shortage, Rent-A-Robot (Reuters) Putin pulling Russians out of Afghanistan (FT) Great Resignation continues, 55% Americans look for new jobs (NBC) New show Q-Force not good, about gay ousted CIA agent, screams CIA influence (Yahoo) US Officials provided Taliban with names of Americans (Politico) Lil Nas X angry that people aren't outraged about Tony Hawk blood boards (The Wrap) Safaree tells Lil Nas X to leave satan worship to KKK (XXL) Tiny mantis shrimp robot can punch (New Atlas) Taliban head of security speaks (NBC clip) Cult of the Lamb, “adorable” satanic action RPG (VB) Hawley, Blackburn call for Biden to Resign (The Hill) What we know about ISIS-K (NPR) US Officials provided Taliban with names of Americans (Politico) Top 10 cities best prepared for Climate Change, Number 1 Hive Mind Babel (QZ) Nurse shortage reaches crisis (Cal Matters)   PRODUCERS ep. 381: Bush Protector From SouthAfrica**, Arnold W*, Sir Aaron, Robert G, Julie S, Sir Holmes, Ben, Lierbag 3000, Rebekah B, Juan A, Sir Casey the Shield Knight, Laura C, Malik W, JC, Big Tank, Theeblackestblu, Chibi, Pizza Rat, Veronica D, Coolrunningsmon, Scott K, Brandt W, Kim W, Gail M, Runksmash, Ciara, Christine W, BrulzRulz, Meet VT, Kristoffer J, Gabriel C TIMESTAMPS: Rachel C JINGLES: Lierbag 3000, Coolrunningsmon, MrMagoo, Jay P ART: Dame Allie of the Skillet Nation Sir Dove, Knight of Rustbeltia Juan A Alex G Stephen

Scott Milener is the sales expert CEO Of IntroSnap, an outbound lead generation platform that harnesses the purposeful balance of business and supporting global causes, making it easier for professionals to connect while supporting global causes important to the future - the faster and more affordable way. A graduate of University of Rochester with a BS in Economics and Business Administration with an extensive background in sales, Scott is an experienced sales leader in B2B SaaS sales that span from cloud applications in CDP, to martech and adtech, to demand generation, and all the way to social and related solutions. Prior to Scott's current role as CEO of IntroSnap, he held very notable sales leadership positions such as being the VP of Sales at Blueshift, a SmartHub CDP high scale, 1:1 cross-channel marketing. He stood as VP of Enterprise Sales at Functionize, Inc., an AI powered QZ in the Cloud. He handled the floor as the Sr. Director of Enterprise Sales at Oracle Marketing Cloud, where he led a team that closed and implemented some of OMC's largest customers including Cisco, Kaiser Permanente, Robert Half, Altera, Etc. He's even taken the reins as VP US Sales at PeopleBrowsr, a leading social analytics, digital marketing, and big data platform, where he handled key account sales, channels, and co-marketing with major clients including the GRAMMYs, eBay, SAP, Purina, and P&G.Find out more and reach out to Scott Milener and IntroSnap through the following links:LinkedIn - https://www.linkedin.com/in/milener/Website - https://www.introsnap.com/Twitter - https://twitter.com/milenerIf you're listening to the Peak Performace Selling Podcast, please subscribe, share, and we're listening for your feedback.

https://astralcodexten.substack.com/p/moral-costs-of-chicken-vs-beef Support Scott Alexander's blogging: astralcodexten.substack.com/subscribe Podcast patreon: patreon.com/sscpodcast I. I've previously argued that meat-eaters concerned about animal welfare should try to eat beef, not chicken. The logic goes: the average cow is very big and makes 405,000 calories of beef. The average chicken is very small and makes 3000 calories of chicken. If you eat the US average of 250,000 calories of meat per year, you can either eat 0.5 cows, or 80 chickens. If each animal raised for meat experiences some suffering, eating chicken exposes 160x more animals to that suffering than eating beef. Might cows be "more conscious" in a way that makes their suffering matter more than chickens? Hard to tell. But if we expect this to scale with neuron number, we find cows have 6x as many cortical neurons as chickens, and most people think of them as about 10x more morally valuable. If we massively round up and think of a cow as morally equivalent to 20 chickens, switching from an all-chicken diet to an all-beef diet saves 60 chicken-equivalents per year. But some people have argued that we also need to consider global warming. Cows produce methane, which is a powerful greenhouse gas. Chickens don't. How does this affect the calculations? According to Eshal et al 2014, chickens produce about 2 kg CO2 equivalent per 1000 calories of meat, and cows about 10 kg (here "CO2 equivalent" means a collection of greenhouse gases, especially methane, that produce as much global warming as that many kg CO2). Going back to the average person who eats 250,000 calories of meat per year, the person who eats all beef is producing 2500 kg CO2 per year; the person who eats all chicken is producing 500 kg. How much does this change things? The average US citizen produces 17.5 tons of CO2 per year. Suppose this average person was originally eating half beef and half chicken, in which case they would get 1250 kg CO2 from beef + 250 kg from chicken = 1.4 tons from beef + 0.3 tons from chicken. That leaves 15.8 tons coming from other things like cars and plane flights. So if this average person switched to eating only chicken, their yearly CO2 production would drop from 17.5 tons to 16.4 tons. If they switched to eating only beef, their yearly CO2 production would rise from 17.5 tons to 18.6 tons. So the CO2 difference between an all-beef and an all-chicken diet is 16.4 tons of CO2 yearly vs. 18.6 tons yearly, or about 10%. So switching from all-chicken to all-beef saves about 60 chickens per year, at the cost of 2.2 tons extra CO2, a 10% increase in your yearly production. Nobody agrees on exactly how much it costs to offset a ton of carbon. This site says "anywhere from $0.10 per tonne to $44.80 per tonne", but eventualy settles on $3.30. QZ says "between $4 and 13 per metric ton". Terrapass sells offsets for $10 a ton; let's stick with that for now, while admitting it's at best an order-of-magnitude estimate.

Scott Milener is the sales expert CEO Of IntroSnap, an outbound lead generation platform that harnesses the purposeful balance of business and supporting global causes, making it easier for professionals to connect while supporting global causes important to the future - the faster and more affordable way. A graduate of University of Rochester with a BS in Economics and Business Administration with an extensive background in sales, Scott is an experienced sales leader in B2b SaaS sales that span from cloud applications in CDP, to martech and adtech, to demand generation, and all the way to social and related solutions. Prior to Scott’s current role as CEO of IntroSnap, he held very notable sales leadership positions such as being the VP of Sales at Blueshift, a SmartHub CDP high scale, 1:1 cross-channel marketing. He stood as VP of Enterprise Sales at Functionize, Inc., an AI powered QZ in the Cloud. He handled the floor as the Sr. Director of Enterprise Sales at Oracle Marketing Cloud, where he led a team that closed and implemented some of OMC’s largest customers including Cisco, Kaiser Permanente, Robert Half, Altera, Etc. He’s even taken the reins as VP US Sales at PeopleBrowsr, a leading social analytics, digital marketing, and big data platform, where he handled key account sales, channels, and co-marketing with major clients including the GRAMMYs, eBay, SAP, Purina, and P&G.Find out more and reach out to Scott Millener and IntroSnap through the following links:LinkedIn - https://www.linkedin.com/in/milener/Website - https://www.introsnap.com/Join the Sales Hustle Community! Text “Hustle” to 424-401-9300!If you’re listening to the Sales Hustle podcast, please subscribe, share, and we’re listening for your feedback. If you are a sales professional looking to take your sales career to the next level, please visit us at https://salescast.co/ and set a time with Collin and co-founder Chris.Please make sure to rate and review the show on Apple.

We are back this week and continuing our review of The QZ chapter, only this time we are in The Slum! We go through our first combat run with non-infected folk and meet the infamous Robert (& Marlene), among other happenings in sunny CBI Boston! Be sure to stay for the emotional toll ratings AND whether or not Jack and Barb believe they would survive! Impart some wisdom...• Email: tloupodcast@gmail.com• Twitter: twitter.com/tloupodcast

We're back with a fresh episode in our TLOU playthrough and pull-apart review! On this show, we tackle The Quarantine Zone: Beyond The Wall and follow Joel and Tess' adventures as they get farther from the QZ and closer to...well, everything else. Be sure to stick around for the emotional metering, whether or not we would survive this bit as well as a few bloopers after the show music. Thanks everyone for your amazing support! Impart some wisdom...• Email: tloupodcast@gmail.com• Twitter: twitter.com/tloupodcast

DONO LINK► https://bit.ly/2Ad1xyy​CREEPYPASTA STORY►by Christopher_Maxim: https://www.reddit.com/r/nosleep/comm...​Creepypastas are the campfire tales of the internet. Horror stories spread through Reddit r/nosleep, forums and blogs, rather than word of mouth. Whether you believe these scary stories to be true or not is left to your own discretion and imagination. LISTEN TO CREEPYPASTAS ON THE GO-SPOTIFY► https://open.spotify.com/show/7l0iRPd...​iTUNES► https://podcasts.apple.com/gb/podcast...​CREEPY THUMBNAIL ART BY►Pedro Sena: https://www.artstation.com/artwork/Qz...​SUGGESTED CREEPYPASTA PLAYLISTS-►"Good Places to Start"- https://www.youtube.com/watch?v=g7YCb...​►"Personal Favourites"- https://www.youtube.com/watch?v=AEa2R...​►"Written by me"- https://www.youtube.com/watch?v=gX6RA...​►"Long Stories"- https://www.youtube.com/playlist?list...​FOLLOW ME ON-►Twitter: https://twitter.com/Creeps_McPasta​►Instagram: https://instagram.com/creepsmcpasta/​►Twitch: http://www.twitch.tv/creepsmcpasta​►Facebook: https://www.facebook.com/CreepsMcPasta​CREEPYPASTA MUSIC/ SFX- ►http://bit.ly/Audionic​ ♪►http://bit.ly/Myuusic​ ♪►http://bit.ly/incompt​ ♪►http://bit.ly/EpidemicM​ ♪-This creepypasta is for entertainment purposes only-

Ava, Mark, and Brielle take refuge in an abandoned home. They plan their trek for the next few days, while also talking about past relationships. When they finally get close to the Arizona/California border they learn of a planned military attack. But can they avoid the confrontation?Music:"Immersed" Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0 Licensehttp://creativecommons.org/licenses/by/3.0/

Olá, pessoas! Estamos de volta. No primeiro episódio da segunda temporada do ... E outras nerdices - podcast falaremos sobre Mulher Maravilha 1984. Acompanhe as altas aventuras de Maxwell Lord este pilantra, falido que após encontrar uma pedra capaz de realizar todos os seus desejos se mete em altas confusões. Conheça também Barbara Minerva, uma nerd estereotipada que após ter seu desejo realizado finalmente aprende a andar de salto. Para completar esta turminha do barulho, temos Steve Trevor que ressuscitado após mais de 50 anos consegue pilotar qualquer aeronave… ah… e tem Diana. Músicas: - Higher Up by Shane Ivers - https://www.silvermansound.com - QZ by Shane Ivers - https://www.silvermansound.com

An unusually busy Friday, marking our lengthiest episode thus far. The crew covers a number of issues, tracking the local papers. We cover an alarmingly high number of teenage pregnancies reported in the wake of COVID-19 lockdowns, Iyambo implicating James Hatuikulipi in a written admission statement to attempting to bribe an ACC official in order to gain access to bank cards, one of which belongs to Hatuikulipi. Then we welcome numerous guests in studio, including QZ van Rooyen, as we launch Trustco's media partnership with this year's 'Fittest in the Namib' CrossFit competition.

Jay is getting more frustrated with each passing day. He's about to walk to California if things don't change, and Ambridge may just go with him. That is, until Mia offers them her bikes. After Chris showed up at the zone, Mia has had a change of heart. Ambridge and Jay are quick to take her up on her offer. But before they leave, Jay wants to talk to Kylie.Music:"Immersed" and "Wounded" Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0 Licensehttp://creativecommons.org/licenses/by/3.0/"The Wait" by CJ of cjaudiosolutions.com

While environmental racism disproportionately impacts Black and brown communities, we are also the same people who are excluded from conversations on how to save our planet and create more sustainable communities.Rachel Clark is working to change that narrative through her organization Waves of Change HBCU, Inc. which started on the campus of Howard University. Through community service events and education, she aims to position HBCU students and institutions as the leading voices in the fight to end environmental racism and address climate change.Rachel joins Kési Felton, founder of Better to Speak and fellow Howard Bison, to discuss environmental justice and how Waves of Change HBCU is working to address it with HBCU students leading the way.--Find Better to SpeakTwitter | Facebook | Instagramwww.bettertospeak.org Find Waves of Change HBCUInstagramApply to start a Waves of Change chapter at your HBCU--Sources and Additional Information:COVER ART: The EPA chose this county for a toxic dump because its residents were ‘few, black, and poor'What is environmental racism? | World Economic ForumRace is the biggest indicator in the US of whether you live near toxic waste | QZ 10 egregious examples of environmental racism in the US | Insider The Former Prisoners Fighting California's Wildfires | The Marshall ProjectWhat wildfires in Brazil, Siberia, and the US West have in common | Vox Early findings grim on the health of Flint kids after water crisis | CBS News Easing fires not as simple as climate change vs. forest work | AP NewsSupport this podcast at — https://redcircle.com/better-to-speak-the-podcast/donations

Ava and Mark have been traveling by horseback for a while now. They've been able to make good time, since they aren't constricted to roads. But that doesn't mean travel has necessarily been easy. And after stumbling upon a deserted quarantine zone, a storm quickly moves in, and things are about to get a lot worse.Music:"Terminal" and "Wounded" Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0 Licensehttp://creativecommons.org/licenses/by/3.0/

If there has ever been a time in history that journalism is needed to shine a light on what's happening in the world, it's now. Would it surprise you to hear that Python and machine learning are playing an increasingly important role in discovering and bringing us the news? On this episode, you'll meet Carolyn Stansky, a journalist and developer who's been researching this intersection. Links from the show Carolyn on Twitter: @carolstran Carolyn on LinkedIn: linkedin.com Carolyn's site: workwithcarolyn.com Carolyn's talk: How AI is enhancing journalism: vimeo.com Examples of AI / automation in use Quakebot: bit.ly/quakebot-code LA Homicide Tracker: homicide.latimes.com reportermate: github.com Buzzfeed Finding and tracking secret spy planes: bit.ly/buzzfeed-spy-planes NY Times comment moderation: bit.ly/nyt-comments Al Jazzira: Drones in warzones: bit.ly/fmls-keynote Tools Qz.ai - Quartz AI Studio, focused on helping smaller papers and journalists: qz.ai Facets: github.io Google News Initiative: bit.ly/google-ni Newspaper3k Package: newspaper.readthedocs.io FiveThirtyEight: fivethirtyeight.com Google News and Australia fight: bbc.com Twitter thread on American news overwhelming other countries: twitter.com Sponsors Brilliant Talk Python Training

Good morning, RVA! It’s 75 °F, and today you should expect super hot highs in the 90s—we’ve even got a heat advisory in effect until 8:00 PM. The heat index could reach as high as 109 °F, and that means you probably should stay inside if at all possible.Water coolerAs of this morning, the Virginia Department of Health reports 927↗️ new positive cases of the coronavirus in the Commonwealthand 29↗️ new deaths as a result of the virus. VDH reports 138↗️ new cases in and around Richmond (Chesterfield: 40, Henrico: 68, and Richmond: 30). Since this pandemic began, 326 people have died in the Richmond region. Just yesterday, the seven-day average of new cases in Virginia hit 1,012—the first time it’s been over 1,000 since August 13th. Percent positivity has also started to trend upward in the Commonwealth, and, at 7.7%, is now at its highest level since around June 8th. Statewide numbers are whatever, and it’s maybe more helpful to look at percent positive in the Central Region—which is bigger than just Richmond, Henrico, and Chesterfield, but still smaller than the entire state. Turns out percent positivity for the Central Region is…7.8% and that’s the highest it’s been since August 9th. What does this all mean? Keep working from home if possible, keep your mask on, and keep your distance from other people—that’s for sure.Ali Rockett at the Richmond Times-Dispatch has more on Tuesday’s shameful display of violence by the Richmond Police Department. Here, again, is the hard-to-watch video of a police officer tackling a person off of their bike, smashing their head onto a sidewalk. And here is how the RPD’s Deputy Chief Sydney Collier describes the incident: “Force is met with force…He’s eluding. He’s trying to avoid capture. As long as he’s trying to elude, the officer used the only option he had to stop him while he was on the bicycle.” Force is met with force?? What kind of force, exactly, does an unarmed kid standing in front of a tow truck with a bicycle need to be met with? Watch that video again and tell me that was the only option available to over a dozen police officers to “capture” this one person on a bike. The police continue to gaslight us by responding to actual, literal video of their horrible behavior as if it doesn’t exist at all. I honesty feel like I’m losing my grip on reality when I read quotes like this. Who are these people? Why do they behave this way? Why will none of our elected leaders do anything about it??This seems like a big, leafy deal: The National Fish and Wildlife Foundation announced a $227,467 grant to the Chesapeake Bay Foundation that “will plant more than 650 new trees in neighborhoods suffering from extreme heat linked to racially-motivated housing discrimination in the past.” That’s awesome, but even awesomer, this grant will focus on Southside neighborhoods and build on the work that folks like Southside ReLeaf and Groundwork RVA are already doing in that part of the city.A million years ago in 2017, Richmond adopted the Pulse Corridor Plan which recommend a bunch of rezonings to make the neighborhoods surrounding our best transit denser, more walkable, and more transit-friendly. As part of that plan, the Planning Commission will consider rezoning the area around the Science Museum, Allison Street, and VCU & VUU Pulse stations next week. If you can’t wait to talk zoning/rezoning, tonight you can attend a virtual public forum from 6:00–7:30 PM to hear the Department of Planning and Review talk through this proposed rezoning and why it’s important. You’ll probably hear from lots and lots of neighborhood folks angry about the standard set of anti-density stuff: tall buildings, sewer and school overload, parking, and traffic. It’s frustrating to have to argue about these same exact things each and every time we want to build more homes so more people can live in our city, but, that’s the bad timeline we live in. Until we have a decidedly urbanist City Council and Mayor we’ll need to do whatever we can to drag Richmond forward in these tiny and frustratingly incremental steps.Whoa, the Virginia ABC reports a $117 million increase in revenue compared to last year. I’d love to see those numbers by month, because I bet a huge portion of that increase came during the coronaspring. Of note, over the course of last year, Virginians spent $52.3 million on Tito’s Handmade vodka, the top-selling booze in the Commonwealth. That’s a lot of vodka!Daniel Heffner at NBC12 says that “roofers working on Bellevue Elementary School in Church Hill uncovered a decades-old beehive while repairing a section of the roof.” The beepeople brought in to save/remove the bees estimated the hive to be 40 years old and contain 60,000 bees! The pictures alone are worth your tap.The Henrico and Richmond City Health Districts will host a free community testing event today at Tuckahoe Middle School (9000 Three Chopt Road) from 9:00–11:00 AM. Walk-ups welcome! If you’re sitting at home worrying about your coronastatus, get out there and get a free test this morning. These are your local health districts! They’re here to serve you.This morning’s patron longreadWelcome to Leeside, the US’s first climate havenSubmitted by Patron Susan. I love this genre of thing, where the creator fabricates bits of an alternative historical record to tell their story (my favorite example of this at the moment is the Mystery Flesh Pit National Park Tumblr). This piece in QZ tells the future history of Leeside, a (fake) Midwest town that decide to open its Rust Belt arms to climate refugees, and now, years later, the town is booming.It’s 2057 and no life has been untouched by the realities of a warming globe. But mere decades ago, at the dawn of the 21st century, Americans were only just waking to this truth. Rising seas, powerful storms, and raging fires were destroying their cities, rendering homes uninhabitable, and dismantling livelihoods. Residents affected by such loss began to ask, “Where will we go?” In an increasingly isolationist world, many responded, “Not here.” But Leeside opened its doors. And after years of implementing innovative policies benefiting both the environment and the city’s residents, the United Nations inaugurated Leeside as the United States’ first Green Haven in 2035. Now, the city is recognized as a model of successful adaptation—physical, economic, and social—to a world in which cities and their communities are transformed by the millions seeking shelter from the storm.If you’d like your longread to show up here, go chip in a couple bucks on the ol’ Patreon.

Tony Bro of the legendary 'Black Compass' joins Tom to discuss their new battle rap quiz show on Caffeine, 'The BRI.Qz' + recap the past weekend's battles.    FOLLOW BRR ON CAFFEINE:  https://www.caffeine.tv/Battle_Rap_Resume    Check out Tom's new competitive wordplay gameshow, 'Punnit':  https://podcasts.apple.com/gb/podcast/punnit-the-pun-gameshow-podcast/id1482310652       MERCH: https://battlerapresume.bigcartel.com/ SPOTIFY: https://open.spotify.com/show/3LDY58xWUIcAL7rADoCDqe?si=LU1molnDTiiGAlOAUnJYUw PATREON: https://www.patreon.com/battlerapresume TWITTER: https://twitter.com/BattleRapResume ITUNES: https://itunes.apple.com/gb/podcast/battle-rap-resume/id1075806297?mt=2   @battlerapresume // battlerapresume@gmail.com   Hosted by Tom Kwei   Theme by Alex Cottrell (http://alex-cottrell.com/)   Logo by Danny O'Gorman (https://www.behance.net/Danogormandesign)

In the first segment [1:24-15:47], hosts Eric Jaffe and Vanessa Quirk discuss this week's top stories: Covid and the affordability crisis: (Quoctrung Bui and Emily Badger, NYT) https://nyti.ms/2DMogn2 / (Wolf Richter, Wolf Street) https://bit.ly/3fywn3v / (Derek Thompson, Atlantic) https://bit.ly/3ip3vwJ San Diego pushes back on “smart” streetlights (Sarah Holder, Bloomberg CityLab) https://bloom.bg/31yB8oM Cities consider reparations: (Dasia Moore, Boston Globe) https://bit.ly/2C7PQKV / (Rosanna Xia, LA Times) https://lat.ms/3a3s0we In the second segment [16:09 - 22:45], the hosts talk to author Emily Anthes about her book The Great Indoors. https://bit.ly/3kmVQk2 And in the final segment [22:52-25:01], the hosts share what made them smile this week. Cleaning robots (Lisa Prevost, NYT) https://nyti.ms/30BWgez Hairdressers (Marc Bain, Qz) https://bit.ly/2PuUyFw

Mark fights for his life, until Stephanie comes to the rescue. And even though he's bruised and beaten, Mark refuses to give up until he helps Ava... but does Ava need help?Music:"Immersed," "Lost Frontier," "Floating Cities," "Blue Feather" Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0 Licensehttp://creativecommons.org/licenses/by/3.0/

Airplanes are remarkably easy to steal. The QZ article: https://qz.com/1850130/thief-steals-two-planes-with-a-signature-and-a-stamp/ http://www.lehtoslaw.com

Josh 24:1-33, Luke 21:1-28, Ps 89:38-52, Pr 13:20-23

Don't trust what they say. The fog isn't dangerous, it's what's saving us.AUTHOR'S SUBREDDIT► https://www.reddit.com/r/ilovealltheb...CREEPYPASTA STORY►by iloveallthebacon: https://www.reddit.com/r/nosleep/comm...Creepypastas are the campfire tales of the internet. Horror stories spread through Reddit r/nosleep, forums and blogs, rather than word of mouth. Whether you believe these scary stories to be true or not is left to your own discretion and imagination.FOLLOW ME ON-►Twitter: https://twitter.com/Creeps_McPasta►Instagram: https://instagram.com/creepsmcpasta/►Twitch: http://www.twitch.tv/creepsmcpasta►Facebook: https://www.facebook.com/CreepsMcPastaCREEPY THUMBNAIL ART BY►Javier Martinez de Velasco C.: https://www.artstation.com/artwork/Qz...CREEPYPASTA MUSIC/ SFX- ►http://bit.ly/Audionic ♪►http://bit.ly/Myuusic ♪►http://bit.ly/incompt ♪

The humble raisin: it’s hard to imagine that dried grapes are at the center of one of the longest running business wars in the United States. But with almost all of the country’s raisins coming from a small area in California’s Central Valley, it is a brutal and cutthroat industry.In the early 20th century a few wealthy raisin growers decided to form a collective called Sun-Maid. After the government mandated that 85% of growers join the collective, Sun-Maid executives used violence and intimidation to get farmers to join. The farmers who held out had little bargaining power and were forced to accept lower prices. But in the 1960s, the independent farmers banded together to fight back. They founded the Raisin Bargaining Association to negotiate higher prices, setting off a power struggle that would last for decades.Support us by supporting our sponsors!Quartz - Just go to QZ.com for 50% off membership and enter code BW. And our friends at LinkedIn are back with a new season of Hello Monday with Jessi Hempel. Listen wherever you listen to Business Wars.

Baby Yoda kicks us off as we dive into an old Flippy Update, a QZ article written by a mom turning her son into a cyborg, Iran’s central bank is burning, and Elon causes trouble for astronomers. Go follow us on our new Twitch channel and stay tuned, as we will soon announce the date of our first live stream! Join us on Patreon to get MORE

Baby Yoda kicks us off as we dive into an old Flippy Update, a QZ article written by a mom turning her son into a cyborg, Iran’s central bank is burning, and Elon causes trouble for astronomers. Go follow us on our new Twitch channel and stay tuned, as we will soon announce the date of our first live stream! Join us on Patreon to get MORE

So, that Razr event, out in LA... obviously I didn’t get to cover it live… and if there was ever a recent hardware event crying out for “hands-on” reporting, this was one. So, I reached out to someone who was there: QZ.com’s Mike Murphy, and actually, his take was pretty different than some of the others I read to you on Thursday. Come for that, and stay for the reality check about what will really make the 5G revolution happen.Sponsors:MealimeGetQuip.com/ride

Welcome!   Today there is a ton of stuff going on in the world of Technology and we are going to hit a number of topics from being aware of fake sexual harassment claims being used to mask malware to the advantages and disadvantages of future military technology, and why everyone should be using multi-factor authentication -- so stay tuned. For more tech tips, news, and updates visit - CraigPeterson.com --- Related Articles: Don’t Take The Bait - Fake Sexual Harassment Claims Can You Detect A Phishing Attempt? Vulnerability in Popular Anti-Virus Program Bots Losing Panache as Cybercriminals Hire In Third World Not If, But When -- Don’t Think You Are Not A Target Big Tech Has Your Private Medical Records -- Through Hospital Partnerships    Future Defense and Military Tech Best Practices in Authentication Still Mostly Ignored By Businesses --- Automated Machine-Generated Transcript: Craig Peterson 0:05 Hello everybody! Craig Peterson here. Welcome. Welcome, you are listening to me on WGAN and online at Craig Peterson dot com. Thanks for joining me. Today we are going to be talking about some of the most important things that are happening in technology as we do every week and more particularly what's going on in this security realm. We'll talk about how you can detect if it's a phishing site that you have gone to, New malware from TrikBot here, a brand new one. Some complaints here about McAfee. Every piece of anti-virus software McAfee makes has vulnerabilities. We'll talk about that major, major security problem. We've got an accounting fraud here and how it's getting harder to detect and Why we have breaches? You know, I talked to so many people, I have a lot of customers, a lot of business customers. And they're sitting there saying, Well, you know, this is all inevitable. So what should I do about that? We'll talk about that. Google, you might have heard of project Nightingale. We'll get to that today as well. Defense firms are on track to make some very, very scary hardware. We'll talk about that as well as some of the myths of multi-factor authentication. And there are a lot of myths out there about all kinds of this security stuff, frankly, but let's start with our friends at Microsoft. I bet you thought I was going to say Apple, didn't you? Well, we had a big patch day, Patch Tuesday, and it fixed 13 critical flaws this week, and one zero-day vulnerability. Let's start by explaining what a zero-day is. In this case, we're talking about a zero-day attack, which refers to a vulnerability that is undetectable by any current antivirus software or anti-malware software that has seen this particular problem before. Now you noticed that made a difference a distinction between anti-virus and anti-malware, right? Because anti-virus software behaves in a certain way. Anti-malware behaves well, frankly, a little bit differently. So what are the pros? What are the cons? What's the difference between antivirus and anti-malware? Well, as a general rule here, anti-virus is a subset of anti-malware. Anti-virus is something that we're doing now will probably continue to do forever. Still, it does not catch me. Most of the nastiness that's out there today, anti-virus is you know, at best release Some people would say zero percent effective, but I give it the kind of the benefit of the doubt. And it's about 20% effective. So if you have antivirus software, it's only useful about 20% of the time against all of these different types of attacks, it's probably close to 10%. If you pull in the human element into all of this, anti-malware software behaves a lot differently than antivirus software. Some of it is whitelisting, where it knows this is a legitimate piece of software that was not modified. So it allows it to run that on one side. These are quite difficult to keep up to date because you have to continually monitor what's going on in what the software upgrades are. What the checksums of that new version of the software are, their libraries, are they all legitimate all those DLL files and everything else they're using. It gets pretty darn complicated from the whitelist listing side. And there's a couple of companies that do whitelist. Some of them, frankly, do better than others. Craig Peterson 4:07 Some of them, in reality, isn't even really doing whitelisting when you get right down to it. And then there is the next level up, which is the anti-malware software. And anti-malware is software that looks at the behavior typically of what's going on. And there are there's software out there right now malware this designed to fool the anti-malware software to so it looks at it and says, Okay, this just installed Wait a minute, started opening a bunch of files. Wait a minute, is writing to a bunch of files. Wait a minute, and it's changing all these file names. That's the type of behavior that would be typical of ransomware. Good anti-malware software looks at the behavior of a program as it is opening all kinds of part the TCP/IP packets, that are trying to use a network to get to all of these other computers that are out there on the network. What is it doing? How is it doing? Why is it doing all of that? That's good anti-malware software. So it will do all of that it looks at checksums, it looks at just all kinds of things. And it typically has about a 10% performance penalty on your computer, and it can be a little bit higher than that. But it's they're busy looking at everything, examine everything trying to figure out what to do. So we have anti-malware software out there, as well as anti-virus. Those are the two significant types of software you'll put on to your computers. And frankly, anti-malware like well we use has multiple layers of software, and it ties into external databases and, and Cisco Telos to get updates and everything else. So that's what we use us what we do. So, in this case, we're talking about a zero-day Hack against some of this Microsoft software. So what does that mean? Well, that means that we're as of right now, none of the antivirus software knows how to detect this as a virus, none of it. That's zero-day, it's day zero. So tomorrow will be zero-day plus one, right? So day one of this out in the wild. And Microsoft, with their Patch Tuesday, decided they would plug 73 security vulnerabilities in their software products, including 13 of them, given the top level of a critical security vulnerability. And I guess it's kind of fortunate that this month only one of the flaws is known to be exploited. And this is a CV, that's what they're called that scripting engine vulnerability and Internet Explorer, and the sooner they get rid of Internet Explorer entirely, the better off everybody lives. Everybody's lives will be IE; they built it into the kernel so that they could have more control over it. You might remember the lawsuit against Microsoft saying, Oh, you can't ship a web browser that's integrated right into the kernel. Because now, you make it so that none of the other web browsers can work on internet XP on Windows, which was right in the very beginning. And you're blocking us out of there, and thereby it's anti-competitive, you know, it's all true. Now, IE because it's inside all these versions of Windows, these vulnerabilities can affect users who are no longer even using Internet Explorer at all. In other words, you don't have to launch the browser. You don't have to go out to the internet. You could get nailed on it right away. Okay. Now Microsoft Office is using the same rendering engine that has this vulnerability that internet access Laura has, and it can be embedded and in fact, triggered by an active x control on a booby-trapped web page. Active x is one of the worst things Microsoft could have ever done. It's right up there with some of the vulnerabilities and flash and Java. You know, are you kidding me you allow a web page to run code on a machine. And they at least they have markers on it, but it can be Mark now was safe for installation. The whole thing's crazy. I still don't understand Microsoft, and what they're doing here. Craig Peterson 8:36 So bottom line, make sure you do your update. I checked right before I went on air, and there aren't any significant problems that have been found with the updates here for November from our friends at Microsoft. They're often are. We also had this week, and some more patches come out from our friends, my friends, and yours from Intel. Now Intel makes a lot of the computer chips that are inside our computers, mainly for using a Windows machine. But Macs use Intel chips to, although they don't have to, I don't know why Apple went with Intel, you know, my guess was it was less expensive. And Intel also had some outstanding power performance numbers saw, you know, I can't blame them. But we have a bunch of patches that came out from Intel, that make all of their CPUs almost every processor they've made in the modern era is entirely vulnerable. Craig Peterson 9:39 And that's a terrible thing, including vulnerable not just on your desktop, but vulnerable in all kinds of operating systems and data centers. So, if you think hey, listen, I went ahead, and we moved all of our stuff to the cloud. They are just taking care of because it's in the cloud. Microsoft knows what they're doing. The answer to that is, well, they kind of know what they're doing. But they're stuck with this Intel vulnerability. There will be more patches coming out according to the people that found these vulnerabilities in every model of Intel CPU, Major, major, vulnerabilities. According to these people, there are more than Intel hasn't passed on yet for whatever reason. It's really, it's kind of crazy, frankly. So we got Microsoft patches for some major ones. This week. We've got Intel patches, some major ones this week, we've got Adobe patches that are out as well. So make sure you do the upgrades. I'm not going to go into all the details here. Man Adobe light set of patches this month only 11 security vulnerabilities from Adobe and Adobe Bridge, animate illustrator, and Media Encoder. Two months in a row where there are no patches for Flash Player. I'm not sure what that's about if they keep happening with flash player or if something else is going on. All right, stick around. We're going to be right back. You, of course, listening to Craig Peterson here on WGAN, make sure you visit me online at Craig Peterson dot com. We've had a few pop-up-trainings already. I'm doing some Facebook Lives and getting information out, and you'll only find out about them if you're on my regular email list. Craig Peterson dot com slash subscribe, and all of today's articles are up there as well. And there's a sign up right there too. So make sure you sign up to find out about all of the latest that you need to know. Craig peterson.com, when we come back, we're going to talk about chick bought something new going on out there trying to get us to do something we just shouldn't be doing. Stick around. We'll be right back. Craig Peterson 12:02 Hey, welcome back, everybody. Craig Peterson here, little beach music. I was out for the last week and a half out at a conference in Phoenix, Well I guess isn't exactly near the beaches is it, but it was sure nice and warm. And then I got back home, and you know what's happening up here in the northeast? Yeah, a little bit of cold weather. Some of it's a little too cold for my liking. You know, it just came on so fast. We were like in the 60s and 70s. And then all of a sudden it's like the 30s and 40s. I don't know what's going on. Well, let's talk about this TrikBot. It is a new malware that's out there. I've spoken to many times here on the show about what the FBI has been warning businesses, which is the business email compromise. You probably heard of that before bc we're talking about something that's cost businesses. Well over 10 billion, I think it's over $14 billion now. And we're not just talking about a little waste of time. No, we're talking about these guys and gals going right after our business bank accounts. And the way they do it is they're kind of sneaky about it, they get and get you to, to basically for the money, right to wire the money to do other things that are going to hurt your business. You may not realize it at the time, and they're just trying to fool you. Right. So how do you fool someone? And I know I know you can't fool an honest man. I've heard that so many times in the past, and there's a lot of truth to that. But here's what they're starting to do now. And you might have gotten one of these. I have had several listeners reach out to me. I and quite a few saying hey, I just got this email chain that, you know it's it's got a video of me visiting this, this nasty website out there right so you guys are probably heard about that one before it's been around a little while. Well, now what's happening is they are sending an email that appears to come from the US Equal Opportunity Commission. This email is saying that wait a minute here, and we have a sexual harassment complaint against you. Now I understand as a business owner, how this can be kind of crazy. And I owned a building, a business office that I had my business running out of, little more than 20 years, maybe a little longer. Ago now. And that business office, I put in doors, and all of the doors were floor to ceiling glass because I didn't want anybody saying that I was harassing somebody or doing something illegal. Now, of course, I, you know, we didn't have microphones and cameras and things. But I just wanted everyone to feel reasonably comfortable that no one was going to corner anybody. And, you know, I think I was kind of mostly successful about that one of these days or forever sitting down having a beer, you might want to ask me what happened there. But anyway, this is something called Trikbot, and it's a banking Trojan. And it's going after employees of large companies. And it's trying to scare these employees into thinking that the US equal Equal Employment Opportunity Commission EOC is coming after them. And they are trying to get them to and are being reasonably successful in having them handing over sensitive information. And they're using a bunch of different social engineering techniques, including malicious payloads or redirecting them to fraudulent sites they control by emails that look like coming by somebody they trust, etc. Okay? Now, these spearfishing emails, and I'll read you the text in one here in just a minute here. But they, what they end up doing is dropping a malicious payload on to your computer. And as part of this campaign, these malware operators use the information they've collected from people, such as their names that company they work for job titles, phone numbers, to customize these phishing emails to make them a lot more convincing. Now think about your business and your business's website and other information that you're making available to the public. Digital website has, who the officers of the corporation are. Craig Peterson 17:04 Now I know that all of us for our businesses, we have to file with the state chapter file with the IRS and various other things. But when it comes to the state, those records tend to be public. So people can go online, they can find out who the President is, who the officers of the corporation are, who the Registered Agent is, etc., etc. Right? And so now a bad guy can go online and find out almost anything they want to find out about a smaller company because it's right there on the website. Now is that easy or what? Now let's go into one of these pieces of email. Everything from the email subject This is from bleeping computer dot com. Everything from the email subject and the message content to the malicious attachment. Each of these mouse spam email Males comes containing the potential victim's name. Now I'm looking at it here. It's got a form, and it seems like it's legit. It has the logo of what I assume is the US Equal Employment Opportunity Commission because it looks official enough to me, and the title at the top is the U.S. Equal Opportunity employment commission harassment complaint. Then the complete submission of a complainant form has initiated an intake interview with an EOC officer. Okay, this is what they're sending out right now. It looks very, very legitimate. And they use the name of the victim with a grievance raised against you. That's a subject for each of the phishing emails, and they're trying to get you to pay attention. They also have a customized email body to instill a sense of urgency. So it'll say, dear name of the victim, private and confidential. One of your co-workers has lodged a complaint with the EEOC. Now on top of it, all the malicious attachments, drop TrikBot payloads also have customized names. And again, it's the name of the victim-dash harassment complaint letter, and it's got a phone number on it. The entire purpose is to get you to open that attachment. And by adding this personal touch to the phishing emails, they've been increasing their chance of people opening them. Now, you know, I do a little bit of marketing for some of the courses that we offer and, and for some of the other services, you know, like the security services that we offer the businesses, so I've studied some of the marketing stuff that's out there. And I can tell you right now, most people, if you get an email that looks like that are not opening it. If you're concerned about a particular email and you have listened to my show for the last 20 plus years. You're very, very worried about it and legitimately so. Craig Peterson 20:10 So I'm not sure just how effective this is, you know, spam emails right now have an open rate of about, well, it's less than 1%. Legitimate emails have an open rate of, you know, as much as 15 to 20%. So I don't know how well they're doing. But when they're sending out 10's or hundreds of millions of emails, we're talking about some pretty darn serious stuff here. A lot of potential victims. These are highly targeted and regularly updated. That goes into some of the problems with antivirus software we will talk about later on. And that is if it hasn't seen that before, it's going to get tricked. This spear-phishing campaign delivers the malware payload. It's evolving. It's a banking Trojan. The purpose is to get you to give some banking information out. And apparently, it's been pretty successful. By the way, it's been in the wild since October 2016, one of the most aggressive pieces of malware that are out there right now. Stick around. When we come back, we'll be talking about McAfee's antivirus software and what's going on with that. Especially as it relates to some of the malware that's spreading out there in the world, right now. Make sure you are on my email list. So you keep up to date with everything that's going on. Craig Peterson comm slash subscribe. I'll let you know about the pop-up-trainings. I want you to pay close attention because I'm not going to hound you about this stuff. And we've had a lot of people attending them. They're free. Usually, they have two-hours worth of content and questions and answers. Stick around. We'll be right back. Craig Peterson 22:05 Hey, everybody, welcome back. Hey, did you see this? It was an announcement by one of the investment firms saying that Tesla might be missing the boat when it comes to electric cars? You know, we've all thought Tesla was the leader in the in that isn't so many ways right and built their battery factory. They've been just doing all kinds of amazing things, but it looks like they might be losing a little bit of an edge when it comes to the overall electric car business. Because now you've got Ford and GM, the major US manufacturers, I think Chrysler as well. I know Ford and GM both have some major stuff going on, as well as the Japanese firms like the Nissan LEAF. That's been all-electric for a long time, although Nissan stops making the thing some of these us manufacturers are definitely in the middle of it all. And you probably heard me a couple of weeks ago talking about some of the real risks when it comes to Tesla electric cars, particularly in the event of an accident. It's a scary thing. Frankly, it's a frightening thing being involved with the MS for all of those years to think about it. Well, we spoke a little bit in the last segment about this TrikBot malware using fake sexual harassment complaints as bait. We started off the hour talking about Patch Tuesday, and 13 critical fixes for Microsoft software, this critical fixes out for Adobe software, you got to apply these patches. According to the stats I've seen. There are, on average, about 65% of Windows computers that do not get updated at all. If this is you if you're one of those people, I urge you to spend a few minutes, let's make sure that the machines are updated. I know some people that say forget about it. I'm just going to replace my computer when it's just so far out of date. I know some people have done that with cars, too. I had a good friend I haven't talked to in years. But he was telling me that his dad did the math, back in the day, many many years ago. His dad did the math, and he figured that if he paid for oil changes throughout the life of an engine just wasn't worth it. So he said, Hey, listen. What did an engine cost back in the day it was a couple of grand for a boxed engine, and he was a mechanic he could quickly put in a new engine. And if I pay for oil, filters and my time to change the oil I will pass the break-even point at about 30,000 miles. So, in 30,000 miles, it was cheaper to replace the entire engine, than to pay for years of oil changes. Can you imagine that? So I did some quick mental math, and I agreed with him. He said, Listen, it's not as though I don't have oil in the engine. The engine will run off this known oil in it. But all I do is add oil when it needs oil added, and he never changed his oil. And at about 50 to 80,000 miles, you'd have to replace his engine. So he figured he was ahead of the game. Nowadays, with these new engines and filters and oils and the oil is just so thin. Nowadays. They're saying 10,000 miles give or take between oil changes, so it's not anywhere near as bad. Plus, some of the cars today will tell you, hey, I know Need an oil change? So you don't even have to keep track of the miles, you know, used to be 3000 miles. Do you remember you might not be old enough to remember, but the oil did not have the cleaners in it now, nowadays they have been detergents because your engines would get all sludgy? And what a mess ever take one of those apart, even just the head of the engine, the mess that was in there, we don't have those problems nowadays. Well, some people have taken that whole idea of, hey, it's cheaper to change the engine than it is to change my oil. They've taken that to the extreme. But you know, it is not like that when it comes to computers. You can't just have the laptop sitting on your desk or under your office and leave it there for years to come and say, Hey, listen, when it breaks down, I'll replace it. I'm not going to bother doing upgrades of my software won't work because it's running Windows XP, or whatever some old version of Windows, I'll go out to one of these, big-box retailers, and buy another computer and throw this one away. Craig Peterson 27:14 That is a very, very bad idea. Craig Peterson 27:16 And I suspect that's where some of the 65% of people come in, that are not maintaining their computers. Now you have to keep them because unlike your car, your computer is continuously under attack. So, that means you have to not just upgrading and updating windows but all of the software that's on your computer. You know, I talked a little bit earlier about Internet Explorer, and only Internet Explorer alone having it on your computer will cause other programs on your computer to get infected and allow hackers access. It's just plain old, not worth it. Well, let's talk about Anti-virus doctrine. Oh, you remember I said antivirus software? Yeah, I convinced myself that it's, it's about 10% effective at no more than that guaranteed. And we can go through all the numbers again, if you want to buy me a beer sometime we'll sit down and go through all the numbers, and how virus software does not work. Craig Peterson 28:19 Well, Let's talk about some software that doesn't work. McAfee antivirus software. In an article from ZD net, has a code execution vulnerability, a severe security flaw that can bypass the self-defense mechanisms built into McAfee antivirus, very, very big deal. Safe breach labs, their cybersecurity team. It is one of the groups that go around and test software, tries to find vulnerabilities, and then lets the manufacturer know so they can take care of it. But they're saying that this particular vulnerability can be used to bypass McAfee self-defense mechanisms and could lead to further attacks on a compromised system. Now, this vulnerability exists because of a failure by McAfee's programmers to validate whether or not these DLL's it's loading have been signed, let alone appropriately signed. Remember, I even mentioned that in the first segment today. These self-defense mechanisms are essential, and they need to be in place, even though the antivirus software is going to be at best 10% effective at least you would have 10% effectiveness right. So because they can bypass the self-defense mechanisms and leading to further attacks on a compromised system. It needs to get fixed right away. See an arbitrary unsigned DLL that gets loaded into multiple services that run is NT authority, backslash system. Craig Peterson 30:06 Now, the only good news is that attackers need to have administrative privileges to take advantage of it. However, I rarely walk into a business where everyone isn't running with, with, frankly, administrative privileges. The companies do that, and I understand why they do it. It's a bad thing to do should never do it. Right. But I know why they do it. They do it because, oh, it's just so much easier if I have to install software right or to call the IT person. And the IT person is the Assistant to the owner. And she's always busy. He's still running around doing stuff. I don't have the time, and I can't keep asking for permission to do things. So, everybody gets administrative authority. There are three main ways and which is why vulnerability gets exploited according to the Safebreach lab. Anti-virus software might not detect the binary, and it loads it without any verification against it. Impacted software includes McAfee total protection, anti-virus plus AVP from McAfee, and Internet Security up to and including the version 16.0 point 22. You must get the latest software. So, if you have McAfee update, pronto. And as I said, you should update, anyways. And don't use antivirus. I recommend getting a robust anti-malware stack of software. Craig Peterson 31:39 So what are people doing? Vendors doing? They're just renaming their stuff is anti-malware stacks. Yeah, yeah, that'll fix the problem. Your listening to Craig Peterson on WGAN stick around. We'll be right back. Craig Peterson 32:02 You know, it's funny how you get used to the weather, whether it's hot or cold. You're listening to Craig Peterson here on WGAN. And online at Craig Peterson dot com. You'll find my Facebook page by going to Craig peterson.com slash Facebook. And I've started posting some stuff up there. Well, I do that actually, every day. My wife is the one that's putting the articles up that I come up with every week, every day. But you are also starting to find I'm doing Facebook Lives and YouTube lives, and just you know, I'm getting a little better at some of this stuff. And there are a lot of possible angles here. By the way, you know, I mentioned I was at this conference, and I was learning a little bit more about marketing and product development out there. Product development is what I kind of love doing, Right. We can do it quickly. We know what we're doing. We know how to do it. So we're trying to figure out how can we produce a very inexpensive product that is going to help a lot of people when it comes to security. And I think we've got the answer. I don't want to be, you know, mean and nasty about this, but we're working on it. And we should have something in a couple of weeks from now, that I think is going to change lives. I think this is going to be earth-shattering. If we do this the right way, it is going to change everything for anybody that decides that this is for them. So we'll be talking about that in a couple of weeks from now. But it's an idea from another industry that in fact, it's the tennis, tennis training business, and I think it's like the world's most perfect idea. Here when it comes to us, so we'll be talking more about that. But you can find that you can find information on the articles that I have every week, you can see all of that stuff you can find out about the free pop up classes, the pop-up-trainings that I've been doing, you can find out about some of these Facebook Lives and YouTube Live. All of these are free training. I'm just trying to get this information into your hands. You know, the Whats, the Why, and the Hows, all of that stuff. And there's only one way to get it. And that is to sign up, go to Craig Peterson dot com slash subscribe, and I will make sure that we send you every week just a quick summary of the stuff that's going on. I'm going to have a special sign-ups for these pop-up-security-trainings, So no, I'm not going to send you a lot of emails unless you ask me to write by default. We got a great article from Joan over at darkreading.com. Dark reading dot com is one of those websites, one of many to which I pay quite a bit of attention. They do have some great, great content. In this article, they're talking about fraud and how it has changed. You, I'm sure, are familiar with our friend, the Nigerian prince, and all the things he did and how he tried to get his money out of the country. And all he needed was to use your US-based account, and you could keep some of that money. You remember that right then, it's just full of misspellings. It was just terrible, and there are reasons for the misspellings, there are reasons for the way they do things. No doubt about it. Well, things have changed. Now economics have changed. And they are swamped, making a whole lot of money. And they're doing it in different ways. They've done it before. You know, we've got tools now to detect and mitigate some of these attacks. And the easiest way to do that we have some software that all the email flows through, and it's looking for patterns look, make it look like it's a bot that sending out these emails. And when we put those this particular filter in place, in fact, it's and AI bought itself. That right the Battle of the AI that's coming to, but you know, the amount of spam these things dropped by 90 plus percent. It's just it's dramatic, how much it helps. Craig Peterson 36:58 Well, what has happened now is the bad guys have found that labor is getting cheaper and cheaper in some of these developing nations out there. And they're able to get people in Venezuela, for instance, where they are starving to death where they are picking through garbage because of their socialist government. And man, I saw this thing the other day, it just shocked me, they were using a sharpie to write on people's forearms a number, so they knew when they could get food. Yeah, when they could get food from the grocery store. That's how bad it is in Venezuela. So you have to wait in line. You have to obtain a number one thing. God is not a tattoo. It's a sharpie, but you have to get a number there on your forearm, and then you can get Food. And if you can't wait, and if you don't get enough food for your family, you're going to have to go through the garbage. It's just absolutely insane. Well, cybercriminals are hiring workers in Venezuela now, where the hourly wage has gone way down compared to other currencies. I am not sure if you remember, but Venezuela used to be the wealthiest nations in Central and South America by far and is now one of the poorest countries in the world thanks to their socialist government. Well, the hourly wage is so low that it now makes economic sense to pay people to manually carry out the fraud to write these fraudulent emails to research to get the stolen account data instead of using bots like they have been doing before. So, here's a quote straight from the article. "attackers are giving people a script and saying here's a quota you have to hit, criminals are always trying to figure out what is the lowest hanging fruit as merchants and companies evolve with defenses, these attackers evolved, humans just happened to have become the flavor of the month." So, these human-driven attacks are increasing quickly and exponentially. Now, the most recent fraud report that came out covering q3 2019. So. just this last month, found that attacks carried out directly by humans, both loan perpetrators who are trying to get money to support their families in third world countries, and organized criminal groups increased 33% over the previous quarter, nearly one in every five fraud attacks are manual now rather than automated. Craig Peterson 39:57 Now, of course, their goal is to look as legitimate as possible. Having humans involved does increase your chance of success. And so many people worldwide speak English because English is the international language of business. And it's causing a problem. This quarterly report that came out from our coasts looked at 1.3 billion transactions spanning account registrations, logins, and payments in the financial services, e-commerce, travel, social media, gaming, and entertainment industry's overall fraud increased 30%. In q3, and bought driven account registration fraud is up 70% as cybercriminals test stolen credentials, in advanced of what in advance of the US holiday season. Isn't that amazing? But now every third attack on financial services is manual. Attacks are coming from fraudsters now with access to stolen identity information. They're using the latest tools. Over half of the attacks that originate from Russia and China are now human-driven. It is changing everything. The data highlights that the entire attack incentive for countries across the globe is economically based. We've got some substantial economic things happening here in the US. If a nation's currency is worth only a fraction of the US dollar, then the incentive of a criminal in that country to defraud an American business is very high, because they've got that multiplier based on the value of their currency compared to the value of the US dollar. So, it's incredible what's going on. You've got to watch it. You got to be careful that There are a lot of bad guys out there that are looking to get their hands into your accounts. And we've got this shopping season right in front of us now. So what I would suggest to everybody is, check with your bank, depending on your bank, some of the banks and doesn't matter if it's visa or if it's MasterCard visa sent tends to be pushing this a lot more than MasterCard is. But whether it's Visa or MasterCard, you're going to find that they have virtual card numbers that you can use. And the idea behind these virtual card numbers is that you have a one-time card number that you can use when you are buying something online. So, instead of having your regular credit card number that you're using, that's sitting there in a merchant database, that may or may not be configured appropriately or secured. Remember, a secure server doesn't mean that their servers secure; it just means that your data going to it is protected in transit. Instead of giving them your real credit card number, and having that stored in a potentially insecure database, now all you have to do is give them that temporary credit card number. Go to your bank, and you can usually check on the website before you start buying stuff online for Black Friday. And we're going to have some Black Friday deals to or Cyber Monday, or you know, whatever it is for Christmas, for Hanukkah, for whatever you're celebrating. We have birthdays to over this holiday season. Get your bank to give you access, and this will be online access to get a different virtual credit card number every time you do a transaction online. It's cheaper for them to do that than It is for them to issue new credit cards when compromised or stolen. It keeps happening. All right, stick around. We will be back. We got one hour to go. We're going to talk about Google's project Nightingale and see if that's scary enough for you. We are concerned here about some of the defense firms, multi-factor authentication. I will run through how you can tell right what's the best way to do it. And how to detect a phishing site. We'll get to all of that. In the next hour. You're listening to Craig Peterson on WGAN and online, Craig peterson.com. Stick around. We'll be right back. Craig Peterson 44:52 Hello, everybody, Craig Peters on here on WGAN and online at Craig peterson.com. Hopefully, you join me there and sign up for my email list. I get you in my newsletter. You can do that by just going to Craig peterson.com slash subscribe and subscribing to my newsletter. Every Saturday, we are here and talking about some of the latest in technology and security. The things that frankly you don't hear about, at least not the right answers in the general media out there. It's just amazing to me how many things they get wrong, again and again, and again. I try never to attribute to malice what can be easily attributed to incompetence. Is that a terrible thing to say about some new people in the media? You know, if you get right down to it, they have so many things that they have to know about and be semi experts on to write some of the articles, so I guess I really can't blame them for well for least Some of that. Well, let's talk about the chaos here for a couple of minutes. We are in the new normal. Now I'm not talking about with President Obama said the new normal was, which is people high, you know, unemployed, high levels of unemployment and stagnant economy and stuff. I'm talking about a recent survey that was conducted by a security company out there that showed that 86% of 250 top security officials who participated in this survey believe that cybersecurity breaches are inevitable. Now that opens up a whole can of worms because it's unavoidable, does that mean there's nothing you can do about it? I think by definition, it does. It is inevitably going to happen no matter what you do. So why do anything? Many people have done nothing. Remember, in the last segment, and if you've been listening in the previous hour, I talked a little bit about how 65% or so of computers never were upgraded. That's, that's a bad thing, right? And nowadays, when we get right down to it, and we're talking about these 250 professionals, people that know what's going on. We're talking about people who realize that the complexity of today's cybersecurity in businesses makes it so that it's almost inevitable. Now, when we think about cybersecurity, and we're thinking about companies. Obviously there is some truth to this for home users and, and that's why we did this security summer you know, I had that hundred and 50 pages of cheat sheets that we gave away to everybody. Who participated in this. And it was designed to help you understand what you had to do in different circumstances. And hopefully, you got all of those I start, you know, they were all sent out well, by the end of September, because, you know, summer doesn't end until September 21. So I little extra time as my team and I delved into that labor of love out there. But there are a lot of pieces moving parts to this puzzle, and it makes it very, very difficult. Nowadays, we're making our lives even worse because of cloud adoption. We're using cloud services. We're using hybrid environments spread across physical machines, different locations, different teams, various cloud providers, and now businesses are using something called containers. I remember when I first heard about them, I was thinking about, well oil container on Okay, so we're talking about the types of things you put on a truck and then put on a ship right or, or you can rent while you are making the improvements like I did in my kitchen. Craig Peterson 49:11 I got one of these little containers, one of these small pod containers, and loaded it up with all of our stuff while we were working on it. Yeah, that's not what the containers at the businesses are using. These dedicated containers perform a specific purpose, like running a website, or a database or something else. It's just getting very, very difficult to keep track of it all. And frankly, that's why we're seeing some of the major breakdowns. Now we do not see in these in breakdowns like Equifax. What was that? It was, Oh, yeah, a username of admin with a password of admin rights. Stuff like that is just plain old, stupid, but because of everything so complicated and were not tested thoroughly, they broke in. Now, if you are in a business-like, for instance, a shipbuilder, you are thinking about failures. Because if you're out in that open ocean and you get a rogue wave that comes in, hit you on the side, your ship is going to flip over. Now obviously, you don't want to name your ship, Concordia. Another one just ran aground this week over Norway. Of course, the big Concordia running the ground was in Italy, and what a mess. But shipbuilders realize that ultimately, ships are going to fail. There is going to be that rogue wave, or it is going to run aground or the propulsion systems going to go down. And the extremes are like submarines where you have all the compartments, and the idea is that a breach might occur in one compartment, but the other compartments will not. So we're spending billions of dollars, and we're likely preventing a lot of bad stuff. The number of high profile breaches is just increasing and causing devastating damage to us as consumers. It's going to last for decades. And why? Well, like so many other industries, people in the security business are not preparing to fail. And companies are not preparing to fail. It's like what I teach in my backup course, the three to one backup methodology, and I should do another pop-up-training on that. Frankly, you've got to have multiple copies of backups numerous generations of backups on various types of media, in numerous sites, because of Smith's commentary. Now, you might not be familiar with Smith's commentary, but Smith's commentary on Murphy's Law is that Murphy was an optimist. And of course, Murphy's Law is, if anything can go wrong, it will. So shipbuilders have engineered the systems, they have segments in the halls, they have multiple hulls, double triple hulled ships so that if it's carrying oil or something else, if there is a penetration to the hull, the ship won't dump oil or whatever, into the ocean. It's been done this way since the 15th century. And it's been done in today's modern vessels as well. Even the Titanic had some of these things in place, although it had some other problems. I don't know if you've seen some of the more recent studies, by the way, on the Titanic. It's fascinating. But it looks like what happened was, there was a fire in the Titanic's hold coal fire that they couldn't put out. And they had been smoldering and caused a weakening of the ship's hull. And that's why when it hit that iceberg it tore open. But that's another story here. So let's talk about some principles here security principles that they use in shipbuilding that we need to look at in modern IT. Shipbuilders assume that at some point, the ship will suffer leak. So how do you protect against that? How can you fix that? Well, they create holes that prevent a single leakage from sinking the whole ship. So, in the same way, you have to assume there might be a breach in your corporate environment and segment your network so that it doesn't spread. There's a lot of details we could discuss, and maybe I should do some Facebook lives on these things. Craig Peterson 53:52 Your staff who's responsible for maintaining the ship's hull is monitoring for leaks. They're watching for leaks, and they're regularly patching. They're painting they're scraping right to get rid of the rust and to make sure that there isn't a major flaw in the ship's surface, or you know, hull, they're trying to keep the ship safe. So, in the same way, our modern security teams have to be vigilant about monitoring and patching. To prevent these cracks in the perimeter, as well as the interior. We just last week had a client who had an internal breach. They were using a VPN to allow our remote office to get into their primary network. That remote office was breached and was used as a launching pad to get onto their primary network. And then once on one machine on the main network that they could breach, they now we're able to spread within the main network. We got to watch this. The ship's most sensitive equipment is in the engine room. And in the tape game you know in the case of a business you got to venture critical IT assets are considered ships that staff lookouts 24 seven to make sure there is a good watch, we need to do something similar with our data. Keeping the crew from accessing the bridge is an important safety measure. We got to make sure that our user identities get set up correctly and their employees, contractors, remote users can only get data they should be getting to. And we could go into attack after attack after attack. But the bottom line is when you're designing your security, you have to anticipate a breach. You've got to patch everything, keep it patched and up to date. And you've got to segment your networks. And if you need to be secure, the newest types of networking are called zero trust networks where nothing can talk to anything else on the network. Unless it's explicitly allowed because we can't trust it. So the very least segment out your Internet of Things devices, make sure your sales guys are on a different network than your accounting people. Right? Break it all down in the business space. When we get back, we're going to talk about us in the consumer world and Google's Project Nightingale, man, is this a scary project, but you know, heck, it's Google, but not can do anything wrong right here listening to Craig Peterson right here on WGAN. Craig Peterson 56:43 Hello, everybody. Welcome back. Craig Peterson here after the top of the hour. And we are talking about the latest in security and technology. What's going on out there? We cover in some depth here some of the things that you need to understand. Some of these things are specific questions that I've gotten from you. So if you have a question of any sort you'd like me to answer on the air or maybe answer directly, email me. It is ME at Craig peterson.com. I am glad to do it, or you can drop it on my Facebook page. Now I have to say that I get thousands of emails a day. So sometimes it can take me a while to get around to it. So don't feel bad if I don't answer your question right away. But I am pretty good about answering most of the questions that people ask and particularly if you email them me at Craig Peterson, dot com that's so that's what I monitor kind of the most. Some of my team helps you track that too, which is a very, very good thing. Mountain View, California dateline. It is a scary story. And you know, we just had Halloween, but here's what's going on. You might not be aware of it. HIPAA is a law put in place, oh, decades ago now, I think maybe even as much 20 years ago. The most significant part of HIPAA is this whole concept of portability. Now, you may not realize it, the bill was certainly not advertised as being this way, but it is this way. Here's the problem. Before HIPAA went into place, what was going on if you had your medical records, and those medical records had to be kept private, they could not share them with anything and what HIPAA did was. It defined the rules for sharing, among other things. Before HIPAA, your medical records were considered private and kept secret. After HIPAA went into place, your medical records could now be shared anywhere almost in the medical community. And of course, with portability, the idea is, well, you've got your medical records, you want to go to Florida for the winter. So you want the doctors in Florida to be able to have access to your medical records, which is all well and good. It makes a lot of sense. However, other things going on in there still are. If I want the medical records of every patient in hospital x or health plan, why? And I say, Hey, listen, I'm going to buy the company. I'm thinking about buying the company. I'm thinking about purchasing that hospital. The hospital has the right to give me all of your records. That's the bottom line. Scary. And that's been happening. Our medical records have been shared and traded like trading cards. So, one of the largest health systems here in the United States is called Ascension Health. And you might have heard of it before, mainly if you are at all involved in the Catholic nonprofit health system. The Catholic Church has taken care of millions of patients for free, much of the time, you know, no charge to the patient. But the Catholic Church has been behind many of these medical hospitals and medical treatment that has been out there that we have used for generations, frankly, and you know, good on them. It has been wonderful. And they've kept costs under control reasonably right. By right by where I live. There's a Catholic medical center that is renowned in the region for its cardio care. And like many other hospitals that are out there, they will also provide charitable care for those people who can't afford it. So Ascension partnered is with Google Now ascension is, again, the largest health system here in the country. And it partnered with Google. And Google now has access to detailed medical records on 10s of millions of Americans according to a report by the Wall Street Journal, and It is code-named Project Nightingale, I'm sure you can figure out why they call it at night and Gail. And it has enabled at least 150 Google employees to see patient health information that includes diagnosis laboratory test results, hospital records, and other data. Now, remember before HIPAA, man, you could have sued and won if your medical data got shared without your knowledge, let alone your permission. Now, some of the negative results of those HIPAA regulations are coming to light, where the largest health system in the United States, Ascension, shared your medical data with Google. That is a very, very big, big deal. Now, this is reported by the Wall Street Journal, and it's according to internal documents and the newspapers other sources in all the data amounts to complete medical records and contains patient names and birthdates according to The Wall Street Journal. Now, this is a move by Google to try and get a strong grip on the medical business, the sprawling healthcare industry. In November, Google announced a deal to buy Fitbit that has gone through. I'm sure you've seen that. So now, it has access to all the sensitive health data that amassed from Fitbit. How much information have you been giving them? They've got all kinds of health records. They've got what have you put into those things? And we have Google, Microsoft, Apple, and many others competing to get access to all of our medical records and to be the storehouse so that when you go to Florida today, your records are there because you shared them on purpose. Neither Google nor Ascension, according to The Wall Street Journal journal, neither Google nor the country's largest health system Ascension has notified patients or doctors about the data sharing 2600 hospitals, doctors' offices, and other facilities across 21 states and the District of Columbia. So Google's ultimate goal is to develop the searchable cloud-based tool, but here's what I found particularly interesting, and that is about transforming care. In a statement from Ascension, the VP of strategy and innovations, Eduardo Conrato said, "as a healthcare environments continue to evolve rapidly, we must transform to meet better the needs and expectations of those we serve, as well as our caregivers and providers." So what are they doing? Here? Well, it turns out that apparently, they're having the hospitals enter in your data to these healthcare records, uploading them, analyzing them, and helping the doctors come up with diagnosis as well as prognosis frankly. They're hoping to improve outcomes, reduce costs, and save lives ultimately, and you know what they probably will. But the issue at hand here goes back to the HIPAA act of 1996. And should we be able to control our medical records? That's the big question. It looks like the answer to that is no and has been for 30 years. Thirty ish years not quite 25. All right. When we get back, we're going to talk about Rola robots of the killer variety. What is going on with some of these government contractors out there? Man is a scary show, isn't it today well after compensate next week, you're listening to Craig Peterson here on WGAN and Tune on Wednesday mornings at 738 with Ken and Matt, and I'll be online there too. Craig Peterson 1:06:38 Hey, Craig Peterson here. WGAN. Online Craig Peterson dot com. We are nearing the end of the show here. We only got two more segments together. But that's enough time to cover a couple of these articles I want to get to today. Let's start with this one first here, which is the Robots. You know, I have long been concerned about robots as have many other people. Some people much smarter than I have been very concerned about them. Take a look at what ElonMusk has been saying. That's part of the reason he wants to move us to Mars is artificial intelligence and robotics. Think back wow, even to the like the early 1990s with iRobot. And, and that Russian author, I can't remember what his name was, but it's been a concern for a very long time. Now, things changing rapidly. In an article from QZ.com, a new report is out from Pax, a nonprofit based in the Netherlands that's campaigning for peace around the world. And of course, Pax is the word for peace in many languages, and they're warning about this new potential trend that's coming out. I don't know if you've seen some of these moves. Movies where there are swarms of drones. And those drones swarm in on something. There was a recent one, and I think it was Angel has fallen with Gerald Butler. And the President is tagged by the attack by this swarm of drones. We had the same thing happened. I think it was only one or two drones in South America trying to take out a president down there. Well, our militaries are looking at some of this newer technology to conduct war. And you know, frankly, they have to because the bad guys, the other guys, whoever our ultimate future opponents are, are looking at this as well. China has spent a lot of time on it. And if you look at something like these drones, you could easily have killer drones out there. These drones have to have an ounce of high explosives in them, get close to a combatant, and explode themselves in Kill the combatant. That's all it takes. We're worried about what's being called this third revolution in warfare. The first revolution was gunpowder. You know, you could argue right bows and arrows and various things, but the gun powder was a considerable revolution in warfare. And then you had the atomic bomb, which was not too long afterward. The Chinese invented gunpowder. But now activists and military leaders are calling for international regulations kind of like what we have with the Geneva Convention where we defined how wars get fought. They want to govern all-new weapons systems that have a type of artificial intelligence in them, a type of machine learning. They don't want life or death decisions to be made on their own by these intelligent systems. And they're looking to ban them outright. Key governments, including the US and Russia, have resisted it so far, and I understand right. Craig Peterson 1:10:18 But what are you going to do? nears we can tell militaries have not yet deployed killer robots on the battlefield? At least offensively? What are you going to do with a robot that makes life or death decisions and gets it wrong or gets it right heaven forbid, either way, where you've got a robot out there that it doesn't have to think twice about pulling the trigger to kill someone because it doesn't think twice about it. It's almost like having some of our troops sitting in Virginia, flying a killer drone in the air that's over a site 5000 miles away. And just pulling the trigger and off that missile goes. That is not a life or death decision made by that missile. That is a life or death decision made by a human that has to pull that trigger. That's frankly a very, very big deal. The big difference between the two. Now this organization called PAX has identified at least 30 Global arms manufacturers that don't have policies against developing these types of automatic life or death, killer weapon systems. And apparently, they're doing it at a rate that's outpacing regulation. Now, this is normal when it comes to technology. I've talked about this so many times. Technology always leads any regulation, and it's still in front of the laws. It's still outpacing the regulatory ability of governments, but we're talking about companies that include Lockheed Martin, Boeing, Raytheon. We've got some Chinese state-owned conglomerates like a Vic cask, Israeli firms IAIL bit Raphael, Roz tech of Russia, Turkey's STM. It is a very, very big deal. So what are we going to do about it? It's, it is a very, very good question and courts are trying to address it. You will see this article if you're interested in it up on my website as well at Craig Peterson, dot com. Still, activists don't believe that the military use or some degree of artificial intelligence is problematic in itself. The problem or the systems that are designed with AI to select and engage targets, right? The terminology that's used is acquired, identify, and engage targets. And they're able to do it at least three times faster than any human. Today, we use those types of systems, but a human still has to authorize it. So I'm I'm concerned about this packs is more concerned about the potential deployment of artificial intelligence and offensive systems, the systems that are used to go after people that will select and attack targets on their own without human oversight. I think that all makes sense. And the question is, are we going to get regulations are we going to have a Geneva convention that covers this type of technology out there? Who's accountable if an autonomous atomic weapon broke existing international law or some of these future laws or regulations, and we're talking about lives on the lines? We're not talking about weapons destroying weapons. So I'm very, very concerned, defense firms. According to courts, they're not building these weapons in a vacuum. The PAX guys are saying companies believe that's what militaries want in the Arsenal's and I'm not sure the wrong about that. Google and Amazon have both face public criticism about what they have been doing for the military. Although I have to say both of them have been to face about it, notably Google who is developing artificial intelligence at three facilities in China with the involvement of the Chinese government. And they're not doing it here in the US and yet at the same time, they won't do minor things that are designed to help protect us in that it states you know, Google I just don't get it. Understand this stuff. But there's a whole list here of weapons that are existing now. These little loitering munitions, kind of like land mines that sit in the area they wait, like maybe loiter in the area for hours before they attack a target, small or cheap that can be easy to produce. Craig Peterson 1:15:17 And there there's just a whole lot of them. They've got STM This is a Turkish state-owned defense company that produces an AI-equipped loading munitions got facial recognition, kind of like again Angel has fallen can automatically select an attack targets using coordinates pre-selected by an operator they're looking to use Turkey is Kamikaze drones and Syria. There's harpy a fire and forget luxury munition manufactured by Israeli aerospace industry ranges 62 miles tail off for two hours. What's next, right, what are we going to do? All right, stick around. We're going to talk about the mess of multifactor authentication. How did he tech, a phishing site when we get back? You're listening to Craig Peterson, right here on WGAN. And of course online, Craig peterson.com. Stick around. We'll be right back. Craig Peterson 1:16:25 Hey, welcome back, everybody. Craig Peterson here, Happy Saturday weekend. Whenever you're listening to this, of course, we podcast this show as well. And with more than 20 million podcasts, there's bound to be an episode that you're interested in as well. You can listen to that by just going to your favorite podcast streaming site that you'd like to, and you can sign up under iTunes or Spotify. I'm on TuneIn. I'm kind of all over the place, and we've had a lot of good Great people downloading it, which makes me happy as well. You will find all of that. The easiest way is to go to Craig Peterson com slash iTunes, I should put a special page up that just gives all the podcast info, but for now, slash iTunes. And I'd really appreciate it if you would subscribe because that's what really helps drive up our numbers. And that's what helps get people to notice. And in fact, if we had a whole bunch of people sign-up at once or you know, over a week, then the algorithms would notice that, and they would get promoted a little bit more. So I would love it if you do that. But you know, that's up to you. Again, Craig peterson.com slash iTunes. Hopefully, I've earned a five-star rating from you. Or you can just with the TuneIn app, which by the way, you can listen to WGAN on the TuneIn app as well. And you can listen to me on Wednesday mornings at 738. with Matt and can on the TuneIn app so even if you're on the road anywhere in the world, you can listen to this station you can listen to me, and my podcast is also here on tune in. All right, an app, and a website. We got some how's here, you know, I talk a lot about the what and the why. And I give you some how's as we go through the show and a lot of the How is really left for trainings when I do courses and trainings. But we got two articles that I really want you guys to understand a little bit better. And one is from sigh where ones from dark reading. And we're going to start with this first one which is which is the myths of multi-factor authentication. Now without multifactor authentication also called two-factor authentication. In one employee, employees leave, they can quickly get back on if you don't change their passwords, but if you take their token, their physical token back, then life's a little safer. If people lose passwords, if you are a home user, and your password is stolen or compromised, someone can log into the websites. So let's talk about what this is. The best type of basic security is something you have, along with something that you know. So something that, you know, that would be an example of, for instance, your username and your password. So you put them together. And that's something that you know, your username and your password. And then something that you have might be, for instance, a token a digital token. I don't know if you've seen these. We use the type with a lot of our customers that aren't very, you know, technically advanced, that have had like a little six-digit number that keeps churning Gene on the token. So when they go to log in, so for instance, they will use this for a defense contractor or a doctor's office where they have to keep information safe. And when they log in, they're going to put it in their username, and they're going to put in their password. And then they're going to look at their token. And they're going to type in that number that changes every 60 seconds or so. Now you can do this type of two-factor authentication in several different ways. You can do it with your cell phone, a lot of people do it that way, where you get a text message from the website, giving you a code that you can type in. Craig Peterson 1:20:46 Now that's cutesy, Don't you love that I get my code on my phone. That is eminently hackable. One of the articles that I found this week, but I'm not going to share with you guys because it's you I don't have enough time. But it's, it's all about this guy that just lost $20 million in Bitcoin because he was using two-factor authentication, but he was using his phone, and then somebody sim-jacked them. And that's where a cybercr

You know Malcolm Gladwell's “10,000-Hour Rule.” But did you know that, according to David Epstein, it doesn't work? That's what Epstein argues in his new book, “Range: Why Generalists Triumph In A Specialized World.” In this episode, Malcom Gladwell talks with Epstein about why a broad range of experience in life is actually the best way to find success.Join the conversation at NextBigIdeaClub.com and get an additional 10% off with promo code PODCAST.Support us by supporting our sponsors!ZipRecruiter — Try ZipRecruiter for free at ZipRecruiter.com/BigIdeaAway — For $20 off an Away suitcase, visit AwayTravel.com and use the promo code BIGIDEAQuartz — To get 50% off your first year membership, go to QZ.com, click become a member, and enter the code BIGIDEANext Big Idea Club — The best books of the year delivered to your door. Visit nextbigideaclub.com/podcastSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On this episode of On Purpose, I sat down with Brian Grazer. Brian is Hollywood’s best producer and New York Times bestselling author. His credits include 24, Empire, 8 Mile, Friday Night Lights, among others. Brian breaks down why tactics and strategy will never replace real curiosity and care. You’ll learn how he went from being fearful to speak in public to viewing it as a gift. His new book is out now! Face to Face https://amzn.to/2lN0iyHA Word From Our Sponsors: Go to https://BUYRAYCON.com/ONPURPOSE to get 15-percent off your order!Get your first month of BizCounsel for free when you go to https://BizCounsel.com/JAYGet 25% off your first year of membership with Quartz at https://QZ.com, Click become a member and enter code ONPURPOSETo transform your workspace, go to https://FULLY.com/JAY

On this episode of On Purpose, I sat down with Brian Grazer. Brian is Hollywood’s best producer and New York Times bestselling author. His credits include 24, Empire, 8 Mile, Friday Night Lights, among others. Brian breaks down why tactics and strategy will never replace real curiosity and care. You’ll learn how he went from being fearful to speak in public to viewing it as a gift. His new book is out now! Face to Face https://amzn.to/2lN0iyHA Word From Our Sponsors: Go to https://BUYRAYCON.com/ONPURPOSE to get 15-percent off your order!Get your first month of BizCounsel for free when you go to https://BizCounsel.com/JAYGet 25% off your first year of membership with Quartz at https://QZ.com, Click become a member and enter code ONPURPOSETo transform your workspace, go to https://FULLY.com/JAY

Millennials aren’t killing the wedding industry, but they are reshaping it. Jess Levin Conroy, co-founder and CEO of wedding vendor directory Carats & Cake, joins us to discuss how the site’s approach to user-focused design has helped it respond to the shifting demands of a new generation of couples.For more from Quartz Creative, follow us on Instagram or visit us at our website, Creative.QZ.com.Recording space provided by The World of McIntosh (WoM), an iconic, invite-only townhouse located in the heart of Soho that was designed as an immersive sensory experience to showcase McIntosh Group brands’ products.This podcast is powered by Pinecast.

The Internet was supposed to kill bookstores; instead, it’s revitalized them. Nancy Bass Wyden, owner of New York City’s bookstore-meets-cultural-institution The Strand joins us to talk about how the store has reinvented itself for an age that’s anything but post-retail. For more from Quartz Creative, follow us on Instagram or visit us at our website, Creative.QZ.com.Recording space provided by The World of McIntosh (WoM), an iconic, invite-only townhouse located in the heart of Soho that was designed as an immersive sensory experience to showcase McIntosh Group brands’ products.This podcast is powered by Pinecast.

The best haunted houses are more than just jump scares. On this episode Quartz Creative branded content editor Alexandra Owens talks to Scott Simmons, creative director at Pittsburgh’s ScareHouse, about how he uses sociology, physics, and even geometry to bring nightmares to life.For more from Quartz Creative, follow us on Instagram or visit us at our website, Creative.QZ.com.Recording space provided by The World of McIntosh (WoM), an iconic, invite-only townhouse located in the heart of Soho that was designed as an immersive sensory experience to showcase McIntosh Group brands’ products.This podcast is powered by Pinecast.

The Peoples Voice:  It’s been a little over 50 years since the Apollo missions carried men to the moon 12 men who walked on the moon the words one small step for man one giant leap for mankind spoken by Neil Armstrong as he planted his foot on the lunar surface. But what’s next we’re going to be talking about the new mission caring mankind to the moon again this will be a huge step the next program Intended to return man came to the moon in 2024.   The Success Factor:  What does it take to truly become successful. How have others done it and what sort of mindset does it require. Will be talking about success and focusing on a particularly successful individual today listen in and find out.   UNEDITED AI TRANSCRIPTION Kevin O’Leary  0:06 Hey, Wes, Chef wonderful here, I just want to do a really big shout out for you. I'm working today selling YB cakes on QC. But I have enough time to shout out for you because you have done something amazing. I love this whole idea of winning first place in the New York Book Festival. I love your new book, big things have small beginnings, which focuses on being the catalyst that delivers success. Of course, great ideas start small, but you have to really focus on them to make them happen. And I think that's a great theme West. I love everything about it. And you also made the Wall Street Journal bestseller list. How cool is that? So, you know, hats off to us. Keep up the good work, take care of my friend. Wes Berry  1:04  Welcome to the Wes Berry radio show. This is the people's voice segment. And I'd like to thank Mr. Wonderful for his very kind words. He's a great guy. Yeah, I don't know if you watch Shark Tank. But if you shouldn't, you really should watch it. It's a great show. We're here today with Ryan toll, my good friend. And we're going to be talking a little bit about the space program. And more importantly, it's you know, it's always important to celebrate things that have happened. But it's also critically important to be looking forward. And last week, the Apollo program celebrated its 50th anniversary of landing a man on the moon, and it landed two of them. Actually that day, on the 20th of July, Neil Armstrong with those famous words, one small step for man, one giant leap for mankind. But you know, since the 70s, we just haven't been back there. And the question remains, what's the purpose? Where are we going? Why do we want to be there? Well, we've got to cut cut coming up in just a couple of minutes. It's going to talk about that Apollo 11 landing on the moon. But then it's also going to talk about the next stage the next step in the program. And that's that's really, it's, I believe, it's Artemis is what it's called. And Artemis is is the sister of Apollo, the sister of the Greek god, Apollo. And you know what's really interesting, she's also the goddess of hunters, which really, really pokes at me, because it's called the capsule and everything part of the system is called Orion, which is the hunter. Oh, that's interesting. So think about that. Yeah. So you've got the goddess of the hunt of the hunt. And you have the hunter, you know, most of you are probably familiar with a Ryan Ryan belt, you know, the three stars that are sort of in a crooked line in the sky, night sky. But it's I don't know whether or not NASA is trying to send us a message or not. But   Ryan Toll  3:10  they're not very smart Wes. I'm sure they have no veil meaning.   Wes Berry  3:14  You know, I'm sure they have so many men in there. I don't I don't know what they're planning on hunting. But I'm sure that the conspiracy theorists will soon unravel that,   Ryan Toll  3:23  you know, there's a lot of conspiracy theories speaking that believe we have not been to the moon that it was all done enough. Yeah. I don't believe that. I'm not I'm not advocating that.   Unknown Speaker  3:31  Yeah, but I do believe those are the same ones who do believe that the moon is made of cheese, very good, very well being specifically Swiss cheese, or Alsace Lorraine cheese, you know, that's a little bit smaller.   Unknown Speaker  3:43  comes from France. That's true. That's true.   Unknown Speaker  3:47  I forgot about that. But the problem here is not whether or not we should go back. But what's the mission? What is the reason? You know, the only reason Apollo the Apollo program was, was to put Flipboard sun the moon, you know, right,   Unknown Speaker  4:01  yeah, put a flag there, put some   Unknown Speaker  4:02  footprints there. Yeah, but we've got to have a more resoundingly reason to return the moon this time. And we are looking at going back, that the plan is for us to land on the moon by 2024. And I'm, I was very curious to see that that same program is supposedly going to be the one that's going to allow us to go to the moons of Mars, they've got this whole thing planned out. So let's go to that clip right now from NASA, about the Apollo program and where it's going now.   Unknown Speaker  4:37  50 years ago, we buy into the path to the trail we blazed cut through the fictions of science, and showed us all what was possible.   Unknown Speaker  4:50  Out here, today, our calling to explore is even greater.   Unknown Speaker  4:55  To go farther, we must be able to sustain missions of greater distance and duration, we must use the resources we find that our destinations, we must overcome radiation, isolation, gravity, and extreme environments like never before. These are the challenges we faced to push the bounds of humanity. We're going to the loo to stay by 2024. And this is how   Unknown Speaker  5:25  this all starts with the ability to get larger, heavier payloads off planet and beyond Earth's gravity. For this will design   Unknown Speaker  5:33  an entirely new rocket   Unknown Speaker  5:35  Space Launch System, SOS will be the most powerful rocket ever developed.   Unknown Speaker  5:39  And with components in production, and more in testing, this system is capable of being the catalyst for deep space missions, we need a capsule that can support humans from launch through deep space and return safely back to Earth. For this, we built   Unknown Speaker  5:57  a Ryan, this is NASA next generation human spaceflight capsule.   Unknown Speaker  6:02  Using data from lunar orbiters that continue to reveal the moon's hazards and resources, we're currently developing an entirely new approach to landing and operating on the moon, using our commercial partners to deliver science instruments and robotics to the surface, we're paving the way for human missions in 2024.   Unknown Speaker  6:21  Our charge is to go quickly   Unknown Speaker  6:24  to press our collective efforts forward with a fervor that will see us return to the moon in the manner that is wholly different than 50 years ago.   Unknown Speaker  6:35  You know, it's a big, it's a big, big step, it's a big thing to initiate. Right. Any thoughts on this? No, I think I think, you know, the, the there was this common view throughout the 70s. And, you know, even in my childhood, in the 80s, and so forth, that we would colonize the moon. And there's I dozens of movies made right about, about, you know, colonization, the moon and those colonies and and how that would move to Mars and so forth. So I think I think there's a lot of people are probably a little surprised that it hasn't happened yet. But that that that isn't the natural state of evolution from 50 years ago, from landing on the moon. Well, you know, so many people watch science fiction, and and they have a tendency to, to blur the lines between reality and and science fiction. And it is difficult, I'm sure that you could have made a wager 50 years ago, that we would be continuing to go to the moon. And you know, nobody would have taken that bet they would run sure that we were if it would have been the greatest bed of all times to say we wouldn't we wouldn't be back in 50 years. Right. But it's just hard to believe. But you know, it's that momentum. Sometimes, it takes a long time to make those, those those furthers step. Right. You know, you think about Christopher Columbus coming here to the new world and 1400 92 I don't think there were a lot of things settlements in 1400 93, you know, right, right, takes a while. But I'm very excited about this. I'm pleased that we're going back, please, that we have a reason to go back the scientific reason is something we're going to talk about a little bit later on. But this should really give a lot of energy to the whole process.   Unknown Speaker  8:20  I would agree. And I think, you know, I think that's the natural, you know, man has been an explorer, always right, whether it was to the next mile away or over the next mountain or whatever. And that is the next stage in our exploration or evolution, right is where else we can go within our galaxy. Sure. And you know, what got us   Unknown Speaker  8:37  into that. That position of landing on the moon was that we were in a competition. It was a space race between the United States and the Soviet Union. And that's what really really pushed it. You know what, we've got to go to a quick break now and we'll be right back.   Unknown Speaker  8:59  Some things in your mind medicine cabinet are more dangerous than others. When it comes to prescription drugs. opioid pain medicines can be addictive and even deadly. Half the people who misuse prescription pain medicines, get them from a friend or family member. Be part of the solution? Go through your medicine cabinet drawers anywhere you keep unused opioid pills, patches or syrup's? Find out how to dispose of them safely. Visit FDA. gov slash drug disposal. Hey, business owners, you can grow your small business into something big. Everyone starts somewhere. Big things have small beginnings is the best selling ebook by business expert West Berry. Learn how to build a $60 million international business from a $60,000 flower shop. Don't ignore the little things, build something big and turn your business into a huge success. Big things have small beginnings.   Unknown Speaker  10:02  Mason's among us, brought to you by Michigan Mason's   Unknown Speaker  10:05  nickname wise.   Unknown Speaker  10:07  He is an inventor, programmer and technology entrepreneur who co founded apple. He is known as pioneer of the personal computer revolution of the 1970s and 80s.   Unknown Speaker  10:16  And he single handedly developed the   Unknown Speaker  10:18  apple one, his name Steve Wozniak, a proud member of the Masonic fraternity,   Unknown Speaker  10:24  brotherhood fellowship community, be a mason go to We are the masons.org to find out more.   Unknown Speaker  10:34  We are this close to making history   Unknown Speaker  10:37  22 making history this close to changing this class, we are this close. This close this close to making history for this close to ending polio, to making sure no child suffers from this crippling disease ever again. All we need is you.   Unknown Speaker  11:13  Thank you for joining us. We're back. This is the people's voice segment of the West Berry radio show. And before I forget, I want to mention that my best selling book, big things have small beginnings is available on Amazon and other platforms. But it's probably easiest to get it there. It's a it's a great book. It's well it's got a Wall Street Journal bestseller on it and a USA Today best seller. So it's not just me and my mom, Tanya, it's a good book somebody else's to we're talking today about the new space program of returning to the moon. And I'm here with with Ryan tool. And I don't know, you know, Ryan, what do you think about this whole returning to the moon idea?   Unknown Speaker  11:57  Well, I think I think it's, you know, a good idea. I think there's a lot of technology that's coming to us from and I think we've talked previously about you know, that's, that's the space programs where Velcro came from, and the space programs where a lot of sustainable food ideas came from and freeze drying of food and so forth. And I think that the other piece to that, really and where I'm always looking for used is, I feel like there was this whole step out of that space program. We went away from the capsule away from that to the to the space shuttle for the you know, the 70s and 80s and 90s. Right. And now that program is scrapped, right? We're done with spit. And now we're back to if you looked at the pictures, the other video capsules, right. So   Unknown Speaker  12:30  it does look very, very familiar, doesn't it? Well, you know, that whole space shuttle program was a what's referred to as a low Earth orbit. Right. And we haven't we have not gone back to a distant orbit or a deeper space orbit since the Apollo program. You know, one of the things that I find a little bit curious about the new program, is that they they are it's a system, and they've got a plan that goes beyond just being able to get there. You know, the original space program is, as we mentioned earlier, was a space race between the former Soviet Union and us. And I think what really got us on our heels, is when China mentioned just a few years ago that they were going to Right, right, I agree with you. And you know, and I think I think the reason there wasn't a longer term plan and the original Space Race is your point. Right? It became well, we have to get there before the Russians, the Soviet Yeah. And, and so it didn't matter what we did to do that we were just going to get there first, it was equivalent to the race to Berlin was to get to the scientist should the race to Berlin at the end of World War Two, right, who that just showed your superiority? You know, that's a very good point. And on that subject. You know, after World War Two, the Nazi scientists that came to the United States under what was called Operation Paperclip, Verner von Braun was the guy and Verner von Braun was really I've got a chapter in my book about him actually about, about his personality type and about him. He was really a what you would refer to as a technocrat. He didn't really care who he was doing it for or why he was doing it. He just wanted to work his craft, like a technological mercenary, almost right, just whoever wanted to do it. And he invented the v1 and v2. Right? He did. He did. And actually, you know, there's I certainly don't, wouldn't say that this is the right way to say it, but that there were people who used to say that the United States didn't have a United States or an American space program. They had a German rocket program in the United States.   Unknown Speaker  14:37  I think that's that's factual. I mean, even the nuclear program, right was basically   Unknown Speaker  14:42  same rockets. Yeah. Yeah.   Unknown Speaker  14:42  You know, defected, you know, German scientists that defected. But   Unknown Speaker  14:46  right, German scientists. Well, the same rackets that were used in the space program were used in the ballistic missiles. Right, right. And, you know, the other thing that's kind of funny about this is in the Soviet Union, they had German scientists, too, right? Yeah. I guess it was a race to see who had that better German scientists. I don't know.   Unknown Speaker  15:03  Turns out we did, apparently,   Unknown Speaker  15:05  apparently, not many people realize that Verner von Braun was actually a major in the SS, which I didn't know that very difficult to believe sometimes. And for some reason, all photographs of him in that uniform form had been expunged.   Unknown Speaker  15:20  from us, we're anywhere it's almost like there was some clandestine act taking   Unknown Speaker  15:25  place. But if you actually read, you know, it, read the read the story, you know, and I'm not talking about reading some some conspiracy guy, but if you read his Wikipedia page, it'll tell you actually won't call my major is a different something, something group inferior, which is German for, you know, the same same pay grade as it would be over here, which would be an old for I guess, but at any rate, the point being, that it was so important to us to get to the moon and to enter to get control of that rocketry programs, that we were willing to do almost anything to accomplish that. And, you know, we've talked about this, and we've seen it in other situations, the whole computer age, I do not believe it could anywhere exist anywhere near the level that it exists. Now, without that Apollo program. I   Unknown Speaker  16:17  think you're absolutely right. And I think the, the acceptance by people of the world of the computer of technology, I think, was driven by that, you know, I, if you were to talk to some some, you know, older folks that were maybe alive during was, you know, there's a was a fundamental distrust of technology and its shareholders. Sure. And and I think that that is there's come a long way. Well, the reliability   Unknown Speaker  16:39  wasn't there, but the reliability had to be there. Because actually, you know, be the first Apollo craft had a monkey in it, right. And the monkey went up and came back down alive. Now that the Soviets, the dog, a dog, I'll think of his name, just as I leave here today. dog's name, I think it started with a P, but the dog didn't come back. No, they left them out there. They you know, so that was kind of a big difference between the American space program and   Unknown Speaker  17:10  the program. I think that's really that's the crux of the difference, right? Yeah. I think that we won the space race against some eyes that were pretty crazy, because I don't think they were also concerned that everybody they sent up came back to dogs, not a person, I get it. But there were no   Unknown Speaker  17:25  live broadcast, right, right of any Soviet rockets blasting off and no broadcasts of any failures either. So we had we had live fears that everybody got to watch. And and you're absolutely right. They had some advantages. But those same advantages are what gave us a better hand of cards.   Unknown Speaker  17:48  there who's still Is there anybody still alive? Do you know that was in the Apollo program? I'm thinking about it now. I mean,   Unknown Speaker  17:53  because it was all it is. And also Duke, I can't remember his first name, Duke, but actually a friend of mine, Danza who lived in West Bloomfield, the, the community that I grew up in, was actually actually in the Apollo program. And you know, he used to talk a lot about the Apollo 13 situation where they were having a hard time, right, okay. And he was really there. And he was a, he was recruited out of Notre Dame, University of Notre Dame, a real rocket scientist. Wow. So he was an interesting character. I haven't seen him in a long time. I, I know he moved out west. But he was also an avid Civil War historian. But at any rate, that and that, you know, that was something for me to get to meet somebody who was really there now, right? No, I, me I had I had met Alan Shepard at one point. But that was that was something to talk to him and just to pick his brain so to speak. But so what are we going to do, we've got to go back to the moon, we've got to make this work. And let's go to another clip that we have here. That will really help out help us to understand the new system that will allow us to travel to Mars and beyond.   Unknown Speaker  19:09  We want lunar lander is that are reusable, that can land anywhere on the lunar surface, the simplest way to do so is to give them a platform in orbit around the moon from which to transition,   Unknown Speaker  19:19  an orbiting platform to host Deep Space experiments and be a waypoint for human capsules. We call this lunar outpost gateway.   Unknown Speaker  19:28  The beauty of the gateway is that it can be moved between orbits,   Unknown Speaker  19:31  it will balance between the Earth and men's gravity   Unknown Speaker  19:34  in a position that is ideal for launching even deeper space missions. In 2009, we learned that the moon contains millions of tons of water ice,   Unknown Speaker  19:44  this is can be extracted, purify, for water, in a separate an auction for breeding for hydrogen for rocket fuel,   Unknown Speaker  19:50  the moon is quite uniquely suited to prepare as and propel us to Mars and beyond.   Unknown Speaker  19:57  This is what we're building. This   Unknown Speaker  20:00  we're training for.   Unknown Speaker  20:01  This we can replicate throughout the solar system. This is the next chapter of human space exploration.   Unknown Speaker  20:07  Humans are the most fragile element of this entire and, and yet we go for humanity. We go to the moon and onto Mars to seek knowledge and understanding and to share it with all we go knowing that our efforts will create opportunities that cannot be foreseen, we go because we are destined to explore and see it with our own eyes. We turn towards the moon now, not as a conclusion, but as preparation as a checkpoint toward all that lies beyond our greatest adventures remain ahead of us. We are going, we're going. We are going.   Unknown Speaker  20:48  Down. We're going.   Unknown Speaker  20:56  One of the things that I find very curious about this whole program. Is that whole gateway system. Yeah. So I have a prediction. And I haven't read this anywhere, but I'm willing to go out on a limb. But not too far out. You know, if you wanted to cross the desert, and you could only carry you know, like three gallons of water with you at a time. That's where you depots so you go out one gallon Berry one use the other one to get back, then you know, you have to depot your back and forth. And I would not be surprised at these gateway, maybe not for the first trip. But eventually, if we're actually going to be able to colonize Mars and it unless we're able to find some way to change the the laws of physics that we accept currently. Right? It's going to take a long time to get there and a lot of resources. So I think they're going to do it the same way across the desert. I think they're going to depot and I think they're going to depot, US utilizing this gateway type system.   Unknown Speaker  21:57  Well, I read a little bit before today that was talking about one of the one of the keys to this whole process is that that Elon Musk self landing rocket and you know, the SpaceX concept to do exactly that, right, they're going to send supplies ahead to Mars, and they're the Rockets going to go land. And when the astronauts do arrive, or cosmetics or whatever, you know, then they will go to those rockets. And they will retrieve the supplies because they can't carry enough supplies.   Unknown Speaker  22:23  And I agree with you. My thought is though that in addition to that we're going to need gas stations along the way,   Unknown Speaker  22:28  I think you're probably correct. And   Unknown Speaker  22:30  I wouldn't be surprised if that doesn't come about at some point. You know, it's interesting that you bring up Elon Musk, by the way, he's a very good publicist for himself, because NASA had NASA, Lockheed Martin, and actually vertically landed a rocket like five years before that, but they didn't do a press release. At any rate, aside from that, there is something that people should know, you know, the Freedom of Information Act, which allows us to have access to all the information that the government has, unless it's like national security, some special special stuff, and then it just gets a date on it when it'll get released. Right. That doesn't apply to private companies that we do that the government does business with. So any information that is held in by SpaceX trade secret, basically is that is not something that falls under the preview of the Freedom of Information Act. So hypothetically, they go to the moon, they find little green men, if Elon Musk's guys find it, we don't get to know if the United States government agency finds it, then we have to tell   Unknown Speaker  23:34  That's very interesting. I never thought about that last but I if one word conspiracy theorists, they would say that by using private companies, it gives a layer of protection.   Unknown Speaker  23:42  Well, it avoids the whole Freedom of Information Act thing. It's certainly like offshore banking. Right. You know, and I find that very curious that that is going on, to the extent that it is, I think it's a good thing, because anytime you get capitalism involved in it, anything and you you put in it, that there's some sort of monetary incentive that there's incentive pay, if you write for what you're getting done, all of a sudden, it's a huge multiplier, and a multiplier that the government can't usually provide very well. Right. Even if they decide to provide it, they don't seem to do right. But so, um, any more thoughts on this? Or   Unknown Speaker  24:23  how I think I think, you know, there's probably a lot of discussion to have, I think it's, it's exciting to me to think that, you know, in my children's lifetime, in the very near lifetime, assuming the 2024 day, they're going to get to see someone land on the moon that, you know, they'll have that to talk about, and I think I'm excited to see how that translates to your point into into moving farther on, whether it's to move out to the next way station along the way that gets us to Mars, or I think, you know, and I think that's sort of just exciting in our time, that's going to be the next bastion of exploration. Well,   Unknown Speaker  24:53  the whole idea that humanity needs to become a multi planet species. Is, is like, it's difficult, because just like back in the in the 70s, and late 60s, when this was going on with Apollo, there were a lot of people who thought it was a bad idea, because they want it to have those same funds utilized for things at home. Yeah, there was an interview that I was watching the other day from back then that somebody said, well, instead of going to the moon, why don't we you know, clean up New York, why don't we make it easier for people to get fed here? So there is this this innate desire in humanity to want to explore that, you know, what's around the corner, you know, what's what's over the hill, it's, it's, it's just in our nature. And it costs money   Unknown Speaker  25:44  aside, no use for it. So my wife sent me a text yesterday with a link to an article. There's an island. That's very, it's in the Pacific. And it's it's so isolated, that at most given times the people on the International Space Station are closer to them than anyone on Earth. Well, and, and but the point being that, that that isolation is is the hardest part of all of this, right? That's the that's the hardest part of space travel is sure, you know, yeah. Let's lock the three of us in a room and, you know, see how long we can stand each other before someone goes crazy.   Unknown Speaker  26:17  I don't have any problem with that, because I've gotten years where no one was willing to speak to, you know, so I'm sure that I would be able to handle it. Whether or not I would get any of the mission right or not. That's a whole nother thing. Right? Probably not probably why they wouldn't be speaking to me it would   Unknown Speaker  26:30  you go Let me ask you that question. Where's the near? Where would I go? Somebody called you up and said, West,   Unknown Speaker  26:33  there's a spot. This is a one way trip, though. Yeah. What one way? I don't know. I have to give it some serious consideration. Let me think about that. As as we're we're going to move to our next segment. But before we do, we're going to leave you with a few words from my favorite housewife from New York. Bethenny Frankel. She's also a guest on Shark Tank as one of the sharks from time to time. Let's hear what Bethany has to say about whatever she wants to say.   Unknown Speaker  27:07  Hi, Wes, congratulations, I hear you won first place in the New York Book Festival for your new book, big things have small beginnings, which is the truest thing I've heard all day. It focuses on being the catalyst delivering success. I'm all about it. Congratulations on making the Wall Street Journal, best sellers list. That's real accomplishment. Well, it's not as good of an accomplishment as getting your hair to be this wild. By doing nothing to it, hi, small say congratulations, but good for you. And big things are here for you. And you come from a place of Yes. And you are supported, you are loved. And you are going to have amazing success and good fortune and health and happiness and love and wealth in your life. So beyond the road, and look at all the signs and all roads lead to Rome. room are the big things. And wherever you are small beginning. So congrats with   Unknown Speaker  28:59  Hey, Wes, Chef, wonderful here, I just want to do a really big shout of you. I'm working today selling wine beef cakes on QZ. But I have enough time to shout out for you because you have done something amazing. I love this whole idea of winning first place and the New York Book Festival. I love your new book, big things have small beginnings, which focuses on being the catalyst that delivers success. Of course, great ideas start small, but you have to really focus on them to make them happen. And I think that's a great thing. Wes, I love everything about it. And you also made the Wall Street Journal bestseller list. How cool is that? You know, hats off to West Keep up the good work, take care of my friend.   Unknown Speaker  29:50  Glad you could join us. We're here with this success factor segment of the West Berry radio show. I don't want to forget to pitch my book. I gotta make sure I do that. Big have small beginnings. It's a Wall Street Journal bestseller, and I hope you'll consider picking up a copy. Well, thank you, Mr. Wonderful. And thank you, Bethany, for your kind words. Let's, we're going to focus a little bit on a different shark. Today we're going to talk about Lori Grenier, who is a really a remarkable business person. She's She's the principal in Q BC. She's also one of the sharks on Shark Tank. And she holds patents on over 100. And I'm 450 products note 120 products, I'm sorry, that she holds patents on. And she's created over 450 products that she sells through q BC and other sources. She's a true entrepreneur. And she's really someone that it's hard to. It's hard to get past her when when you start reading about her a little bit. Really a very accomplished woman.   Unknown Speaker  31:04  She's very impressive. I don't know if you ever watched her on Shark Tank at all. But I mean, I she's very engaging, and interesting, and she has a different take on it. And I think you know that QVC aspect I and you know, truth be told I've never bought anything NQ Vc, but she is intriguing. I feel like maybe she does have something I need to buy? Maybe I should watch NBC,   Unknown Speaker  31:22  you know, you're absolutely right. And she knows how to leverage her position. You know, we if you watch, you know, if you don't watch Shark Tank, you really should. It's a great show. And one of the things on Shark Tank when that she'll like leverage her abilities through q bc or through remarketing that maybe someone else won't have that on the show. And be able to, you know, get that little bit of an advantage sometimes and she's not. She's She's always happy to bring other other people in on a deal to   Unknown Speaker  31:49  get noticed that Yeah, she's she's not use the word greedy about it. But she's more than willing to partner up with somebody who thinks the right move. Absolutely.   Unknown Speaker  31:57  You know, I got a couple of quotes from her here. And I this one I really love. And I love this for a lot of reasons. First of all, I always sort of thought that I was in an optimist and I even belong to a club that's called an optimist. But she says, optimists, pessimist realist, why are you guys busy arguing about whether the glass is half full or half empty? Sincerely, I am an opportunist. She says, you know, that's, that's a heck of a way to think about it that, you know, may sound a little crass, or it may sound a little overbearing, but, you know, if you're going to make it, you have to be an opportunist, you have to be able to see opportunities and sees them.   Unknown Speaker  32:38  Yeah, no, absolutely. And, you know, I think, you know, I work in sales, right? Which is there's a super, there's a piece of that that's opportunistic, right, right. You have to you have to meet somebody needs Sure. Little little saying that I always tell people, right, whether you're optimistic about glass half full, half empty, I just think that glass might need some ice. Right. And that's, that's providing something that's and I think that that's, that's some of these real successful people that you're not worried about a glass walls half or half empty, they're worried about how they fill the rest of that glass and how that benefits what they want.   Unknown Speaker  33:05  And, you know, I think that's what she's she's talking about, you know, she, I think that really, perhaps, with instead of thinking about being an optimist about things, which is really positive thinking, which I really embrace, but that opportunists thing is just too critical to ignore. And what I really like about it, is that you get to see how she thinks when she does these shows. And another thing that she says is, I was fearless. I knew I would make it work. And that's the difference between successful entrepreneurs and peoples that don't get somewhere. It's the tenacity, it's the drive. You know, we used to call that stick to toughness. I don't think that's a real word. I think it's one that Alexander Haig made up, but it is it? I don't know, if I suppose tenacity is that is really the right word.   Unknown Speaker  34:03  I think you're absolutely right. And I could go on a whole tangent on Alexander Haig, but I won't. That guy was he's in charge. You know, he was he was chief executive for what self proclaimed, when we walk out of here later, I'm   Unknown Speaker  34:14  going to be I understand the only true coup that the United States has ever had pulled on. That's   Unknown Speaker  34:19  right. That's right. Now, but but really, I mean, I think I think I think you're absolutely right, though, you know, it's, it's what you see in success with these folks that all those books on success factor, and they're almost all self made, right? None of them. This is not a jab, none of them got this million dollar loan from their father, anything they their self made, guys, and gals. And but what you see in common is they have the ability to size up that situation. And they don't say it's going to work or not work. In fact, often they're like, yeah, this might work for you. I don't know that I can help you, you know, they have the ability to determine where they fit in and how that works. And sometimes you'll see him say, I, you know, Kevin, say, I can't help you. Maybe Lori can maybe she you know, I mean? Like sometimes we're and that just kind of shows their intelligence overall, right? That they, they like I can't, this isn't for me, but I think maybe she gets this. Well   Unknown Speaker  35:06  guess also, at the same time, when you're talking about venture capital investing in those sort of situations. The idea isn't so much as to pick a winner, as to pick something that can win big Yes. And if you pick 10 of them, and you put 100 grand in each, it's a million dollars, but if every one of them have the potential to pay off 100 fold. They I'm talking to you, then you're talking money. And you'll see a couple of Mark Cuban who we've talked about before Mark Cuban, I'll say that some of those folks, right is, hey, you're probably worth 500,000. And you might be able to pay me back 10% a year, I don't want to I don't want the investment that's given me 10% of your I want it's given me 40 or 50, or whatever. So I'm not saying you're broken. I'm saying you don't work for me. You know, I was in a in a conversation at one time with someone who was talking to me about, well, when you were scaling your business? What percentage of growth Did you plan for each year? And I'm like, Oh, my God, this guy doesn't get it. You know, if you're starting off, like I was starting off at $60,000, and you have 100% growth every year, you're never going to get to see a million dollars in my lifetime. And an interesting point about that, is that, yes, you have to have goals. But your goals have to be lofty enough to really make things happen.   Unknown Speaker  36:24  Right? Well, and I think though that's that's why private sector so important. And that's why that's why small business is so important by So look, I you know, it's no secret, I work for some I live and die by a budget, right? That's what I have to do. And so if I have to grow by 10%, my goal is to grow by 10%. It's you know, and in fact, I've worked for companies in the past where if you were growing more than that, they would say, Whoa, slow down, you're going to make this number for this year, you need to you need to save some of that for next year's number I see. Whereas words, you know, an entrepreneurial perspective for yourself. It would make a lot of sense to just   Unknown Speaker  36:54  get it, get it I understand. We're going to go to a clip from Lori, that I think really helps us to to understand who she is better. Go with that clip, please.   Unknown Speaker  37:05  If we just believe we have to be driven, you have to be motivated, you have to have passion.   Unknown Speaker  37:14  If I have an obstacle, I go over it, I go under it.   Unknown Speaker  37:19  You just don't quit waiting for   Unknown Speaker  37:25  glory actually reigns over a multimillion dollar Empire. And it all started with a jewelry organizer over half a   Unknown Speaker  37:31  million of these spoken for. She's one of the most prolific inventors of our time with over 120 patents to her name and has grossed over a half a billion in sales. Would you buy this? Do you like it? Would you need it? And what would you pay for it?   Unknown Speaker  37:43  She's a serial entrepreneur and has kept expanding her brand. Despite the difficult economy. I can tell instantly if it's a hero, or a zero sees the warm hearted shark on the hit show shark tank and has been crowned the Queen   Unknown Speaker  37:56  of QVC. The most successful Shark Tank item to date, I'll make you a millionaire within a year.   Unknown Speaker  38:04  What is Lori, a shark tank, I knew she would be the right partner.   Unknown Speaker  38:07  This is the best sponge in the world. And I've got to bring it to all of you at QVC. To be a good business person, you must be decisive. You could have PVC Bed, Bath and Beyond target all the different retailers. You could have your online you could go to insurance, shark do it all. We all do it but I will do it the best. I know from 17 years of experience, what's going to work on the market.   Unknown Speaker  38:33  Please welcome the author of invent it, sell it back it   Unknown Speaker  38:39  so much great advice. You've really   Unknown Speaker  38:41  covered it all. In this book,   Unknown Speaker  38:43  you learn how to do exactly what I did. You learn how to take a product from concept to creation, from marketing to manufacturing, packaging, patenting. Everything is in there step by step,   Unknown Speaker  38:54  everything that Lori touches is gold went over $8 million.   Unknown Speaker  39:00  Lauren has made me really busy. She's made me   Unknown Speaker  39:03  pretty wealthy, such a great partner, such a great mentor.   Unknown Speaker  39:05  I'm very happy to be here tonight with all of you, I love speaking to people because I can feel them getting excited, their mind spinning saying I can do it, I can do something to I'm inspired by people that love to make things happen. I'm not just business driven. I'm a true real person who has a heart. I've always felt that if you're lucky enough to be successful, you have an obligation to give back. greatness to me is achieving something that makes you happy and has a profound impact on the world. You can make anything happen in my life, there are no knows just how can I   Unknown Speaker  39:48  now that somebody who you can use as a role model, I'll tell you absolutely, she's definitely the sort of person that that you can see that she has enthusiasm, and she has the drive. And she has the determination to be successful at what she does. It's amazing to me that she's been in your neighbor in your living room, in your house on TV. And we all feel as though we know her a little bit. But I think that there's an awful lot more to know about her. And one of the things that I found very, very curious was how she positions herself in the market. She's in sort of a vertical position, because she has the retail part of it, right. And she has the development of it. And she has the venture capital to create things. So she's carrying it all the way through. Lots of people that start a business are looking to sell something that's already on the market. This is a this is a person who they sell things that are in the market, but she goes out and tries to find things that people should want, will want. And then she's able to deliver that. And in many cases, she's creating it. What what a marvelous individual. And that whole vertical integration is something that a lot of people miss. It allows for scalability. And that's one of the things that Lori has accomplished is that her business model allows it to scale. Right? If you know, if you're going to mow lawns, and that's in you're going to you want to you want to build a million dollar business, you're gonna have a very hard time doing that. Because it's really not scalable to that. Right. Right. And it may pay a better living for you at that age in your life. And when you and it, you know, in a small way, but somebody who's really looking to build something scalable, has to be willing to take it on the chin for a few years. And then get it long   Unknown Speaker  41:58  risk is such a big part of that right there. That old saying no one ever no one ever got rich working for someone else. And no one ever got rich without taking a risk. Right. And I think those are probably very factual statements. Right? That that's it. Although I guess the people that work for like General Motors is the CEO, they might have gotten rich.   Unknown Speaker  42:14  She's kind of a machine created, though, right? That does this. She recruits she develops, she manufactures. She retails she benefits. That's, that's like, holy cow. She's got the whole thing.   Unknown Speaker  42:32  Why? And I gotta tell you, I think it goes back to have you I'm sure you've done this, I've done this where I've, I thought, Hey, you know, I should, I wish there was a product that did x, whatever it is right? And you think about it, you think about it, you kind of design in your head, but then you never do anything about it. And then all of a sudden you see   Unknown Speaker  42:48  it on the shelf and you go, I could have invented that.   Unknown Speaker  42:50  I hear you. I hear you. We're going to go to a quick break now. And here are a few words about a few things.   Unknown Speaker  43:00  Hey, business owners, you can grow your small business into something big. Everyone starts somewhere. Big things have small beginnings is the best selling ebook by business expert West Berry. Learn how to build a $60 million international business from a $60,000 flower shop. Don't ignore the little things, build something big and turn your business into a huge success. Big things have small beginnings.   Unknown Speaker  43:35  A legendary golfer, used to say that it didn't bother him when he would have a bad shot because he expected to have a few bad shots every round. And every time he'd have a bad shot. He was thankful because he got the bad shot out of the way. That's the way you got to think about it and not let yourself be overwhelmed by setbacks.   Unknown Speaker  44:04  optimists volunteers contribute time and money to programs that inspire and bring out the best in kids. optimist give leadership guidance and hands on involvement to activities that shape young people's eyes. optimists help form positive attitudes and kids and optimists creating opportunities for you as they develop into adulthood and become role models for future generations. optimists are doing all these things right here, right now.   Unknown Speaker  44:34  Because of Shriners hospitals for children, I can play basketball.   Unknown Speaker  44:49  I can write my name. That's Shriners hospitals for children.   Unknown Speaker  44:53  Love is caring for a child, regardless of the family's ability to pay. If you no child, we can help visit Shriners hospitals for children.org.   Unknown Speaker  45:15  Welcome back, this is the success factor. And this is Wesley Berry. I'm here with Ryan toll. And we're talking about a really a wonderful person. Lori Grenier, who is a she's on Shark Tank, she runs q BC, she's done over a half a billion dollars in sales. And I probably shouldn't go into this because it'll sound as though I'm trying to trying to pat myself on the back. But I do that pretty regularly. So I guess I shouldn't be worried about that. When I heard that, that line in there, and I researched a little bit. She was talking about things that she sold her through her own business from that through Creek, UBC, you know, over a period of time. So I went back to and I ended up how much I had done all together while I was in business. And I came up with over 750 million dollars in sales. And I never thought of pitching it that way. But I must say that that you know, Lori, she's got it figured out. She knows how to how to package?   Unknown Speaker  46:17  Yeah, no, I think that's smart. They might want to put that on the front of your book. Yeah, maybe this next?   Unknown Speaker  46:24  Throw it on there.   Unknown Speaker  46:25  Yeah, I hadn't thought about that one until I read that. So you need to pay your own way in the world. That's a line that she likes to use frequently. And I that's, that sounds simple and sounds True enough. But it's not always easy. If you want to really have the opportunity to enjoy success and to succeed, you really do need to understand what that means. And that means you either be need to be in a business, that you're able to develop your own book of business, so to speak, or your own relationships, and that you're going to be rewarded for those relationships and for maintaining them. Or you need to be going out there and starting your own business. You said it earlier. You may you may get well off, but you it's really hard to get rich working for someone else. Right. And that's that's a key thing to understand. true that there used to be those that saying it was it was actually about Michael Jordan, right. Michael Jordan's rich, but the guy who signs Michael Jordan's check is wealthy. Right? I mean, that's the best difference. Right? Exactly. Exactly. It she's, she's got it under control, and she's got it going on. One of the other things that she likes to say is, the big thing for me is, I never think about myself as a female in business. I'm a person in business. You know, I hate to say this, but you know, society has, for a long time brought women up to believe that that they were not necessarily the the one we're going out there making the biggest difference, you know, and and that's not right. And she's not letting that hinder her. In other words, she's not making excuses. Because that's all it would be for what she's able to do or not able to do. Yeah, you know, it's like the guy who says, Oh, you know, I can't do that. I don't I don't have a college degree. Well, you know what? That's just an excuse, right? Get started, you know, if you're not going to get started, then you're definitely not going to be able to do it. Right. But if you get started, at least you have a chance. I mean, what the heck,   Unknown Speaker  48:31  yeah, yeah, you're never you're never going to get to an outcome. If you don't, if you don't start?   Unknown Speaker  48:34  Well, for sure. But that's a real big problem. You know, I I like to say that fear has prevented more success than failure has. And, you know, when you think about that, you think about just like you were talking about earlier, about, you have an idea about a product, you know, or something that you would wish you had. And then the next thing, you know, it comes out, it actually happens, sometimes things are different, at the same time in different areas. And that's simultaneous discovery. And that's when society's needs and the components that exist, are in play at the same time, and someone recognizes that opportunity idea. So they recognize that and it can be two different companies and different parts of the country, or they can be across the street from each other. And they come to a realization that, you know, we need a better mousetrap. And they start working on it. And and then they look at the technology that's available to build a better mousetrap, right. And the technology that's out there from which they draw on may lead them to almost the same type of conclusion. And that's it simultaneous discovery, right. And you and I had a discussion before,   Unknown Speaker  49:45  off air, just you know, in their personal life, but one of the you were you were giving some advice to somebody, but one of the things you said was, Hey, you know, if you want to become a millionaire, then you should probably hang out with people are millionaires, because that's their they're emulating them is going to get you there. If you want to be a millionaire, but you choose to hang out with a bunch of people that are hanging out at a bar, you're going to end up being the guy that hangs out at the bar, not a millionaire.   Unknown Speaker  50:03  There's a lot of people who who have said it in different ways that you're a reflection of the five closest friends, or this or that or whatever it is, but I'll take it a step further. Absolutely, it if you want to succeed, you need to hang around people who know how to succeed. But you don't have to hang around them physically. Just if you are willing to make a leap and say, all right, I need a mentor. To get where I need to be. Okay, I'm going to read about a mentor. And you know that when you read a book about somebody, or about what they did, you can relate to them, you start thinking about how they did things, you know, when you read a book about Howard Hughes, right. And you understand a little bit about how he was thinking and why he was doing what he was doing in order to accomplish things. And reading Lori's book, I think would be a great idea. And especially for anyone who give it to someone who's been making excuses. Give it to someone who's been making excuses. If you don't need the book yourself, give it to someone who's been making excuses for not being there. You know, entrepreneurship is the way we take control of our lives in a tough economy. That that's Laurie Laurie talking there. That's how she thinks. And you know what, there are times in a tough economy where you can grow a business faster. Okay, I have a I know a guy who was a congressman. And during the tough economy, his his business pivoted to foreclosures. He made a fortune in foreclosures. He was only he only did okay as an attorney before that, right. And then when he you know, then all of a sudden he was he was a, you know, a jackpot winner, right? So you've got to be willing to look at those opportunities. We're going to go to a quick segment here with just a couple of little little spots about once about an optimist.   Unknown Speaker  51:57  optimists volunteers contribute time money to programs that inspire and bring out the best in kids. optimist give leadership guidance and hands on involvement to activities that shape young people's eyes. optimists help form positive attitudes and kids. And optimists create opportunities for youth as they develop into adulthood and become role models for future generations. optimists are doing all these things right here, right now.   Unknown Speaker  52:30  This is Brad Paisley, how does it good more become a good man. same ole believes that it takes good friends, good activities and good role models. The Malaya is the only nonprofit youth organization where young men decide on the activities planned them and carry them out. But it takes adult volunteers to be the role models that steer them in the right direction. a celebrity isn't necessarily a role model, role model is a caring concerned adult like you to learn more, call one 800 DMOLAY or visit them on the web at DM live.org.   Unknown Speaker  53:13  Welcome back. I'm glad that you're still with us. And we've only got a couple minutes left. Ryan, any thoughts about Lori or about? You know about her her expertise or anything? No,   Unknown Speaker  53:24  I think you know, I was thinking about the number of patents she said she had 120 and I think the average cost to get a patent is like $10,000 probably so I mean just she's got you know, millions of dollars in patents, you know, they weren't making money now. It happens that they are yeah, oh yeah.   Unknown Speaker  53:39  I wear jewelry box before though that the whole photo ID I didn't see it until you watch the video. But I seen that places before. You know, I hate to do this. But I think the same that should go with this. When you talk about this. She started with that. Just making a jewelry box. And then she created to BC, is that big things have small beginnings. I don't know. But I think it would be a great named for a book if somebody wanted to write a book. But she started she actually went in the garage and built that first jewelry box prototype herself, she used her dad's workshop, woodworking shop and created it. And she created it, it's it was it's a sort of a different kind of jewelry box it it has a lot of different holding mechanisms that you wouldn't ordinarily have. And it was just her putting her creative thoughts into it and developing it so that it would would be able to satisfy those sort of needs, right. And she sold a boatload of them right out of the shoot. So you don't have to have some big venture capital guy or some big investment or whatever to write your business go. She went out in the garage took a piece of hardwood and started bits fit fiddling with it till she made what she wanted to make.   Unknown Speaker  54:53  Yeah, I have a buddy who built a pole a solar pool heater. Just he had an idea and he went and kept the hardware store and kept by in parts and and it's your his patented now and he sells it and Walmart's buying and whatever. But through exactly that same. He just decided off of off of picking up a garden hose that was given up some hot water. We've all done that. Right? He went Hey, how do I harness this? Instead of paying $1,000 a month? You're cool.   Unknown Speaker  55:16  Hey, but that's what you know, the difference between your friend and most people is they had that idea, but then they don't do anything. Right. Right. You know, there's an old expression that I always love. And and I i Reese restated in a little bit more friendly way. But that is that   Unknown Speaker  55:40  a good idea?   Unknown Speaker  55:42  poorly executed is a failure. Yeah.   Unknown Speaker  55:46  But a, an average idea. well executed is a success. And what does that mean? It means that it's more about the doing even than the idea. I honestly believe there's no bad ideas. It's the execution. That's the blame. Somebody told me once                                 Unknown Speaker  56:03  well done is better than Well said.   Unknown Speaker  56:05  Right? Absolutely. We're going to go to one last clip as we close out the show. And this is from a good friend of mine. His he's a pawnbroker. His name is less gold from hardcore pawn. And when your name is less gold, I guess you belong in the pawn business. You know, I mean, it's like a birthright. Let's go to that clip as we leave today, and I hope to hear from you and see you next week.   Unknown Speaker  56:31  They watch this is let's go from hardcore pawn, and American Jewelry and Loan, giving you a big shout out all the way from Detroit. You know, I know it's not easy writing a book. As a matter of fact, I wrote a book for what it's worth, business wisdom from a pawnbroker A few years ago, which I was fortunate enough to make the New York Times bestseller list. And I want to congratulate you and winning first place in the New York Book Festival for your new book. You know, it's not easy doing a book like I said, so I give you a lot of accolades and wish you the best of luck in the future. You know, and also our   Transcribed by https://otter.ai

What makes meat taste like meat? On this episode Quartz Creative branded content editor Ricardo Bilton talks to Impossible Foods senior flavor scientist Laura Kliman about how her team designed a vegan burger that even meat eaters can’t help but love.Recording space provided by The World of McIntosh (WoM), an iconic, invite-only townhouse located in the heart of Soho that was designed as an immersive sensory experience to showcase McIntosh Group brands’ products.For more from Quartz Creative, follow us on Instagram or visit us at our website, Creative.QZ.com.This podcast is powered by Pinecast.

Summary: We're created in the image of the Trinity, One God, Three Persons, bound by love in perfect harmony. Thus, we're created to bond, to God and to people. The cross of Christ binds us vertically with God, Who fills our hearts with love for real people, creating the meaningful horizontal binds we all need.Transcript:This media has been made available by Mosaic Boston Church. If you would like to check out more resources, learn about Mosaic Boston and our neighborhood churches, or donate to this ministry, please visit mosaicboston.com.Good morning. Welcome to Mosaic Church, my name in Jan. I am one of the pastors here at Mosaic. I've got the pleasure to serve, and if you're new, welcome. We're so glad you're here. We'd love to connect with you if you would like to connect. We do that initially personally. We'd love to meet you personally, and officially we do it through the connection card in the worship guide. If you fill it out legibly, then you can either redeem it at the welcome center for a gift, and it's a great gift. Or you can toss in the offering baskets when they around after, or option three, you can download the app from the app store, just Mosaic Boston, and there's a connection card in there as well. With that said would you please pray with me over the preaching of God's holy word.Father we thank you that you are a god of love. You're not just a god who loves, but you are love. Holy Trinity, there's a perfect community in the God head. We thank you for that. God the Father, God the Son, God the Holy Spirit. We thank you God that you proved your love to us through your son Jesus Christ. That Jesus you were the gift of the Father. The Father gave the Son, so that whoever believes might have eternal life. We thank you Christ that you came, lived the life of perfect love toward God, and toward neighbor, toward the people around you. You served. You sacrificed. You made yourself accessible. You are the embodiment of God, and you are also the embodiment of what it means to be truly human, so Lord Jesus we thank you for the gospel that on the cross you poured out your life. You poured out your blood, in order to save us from self, from egos, from selfishness, from all the things that keep us from bonding to you, bonding to the people in our lives.We thank you that Jesus you rose from the dead and we thank you that you send us the Holy Spirit through whom we can experience God, and we can be empowered by God, and our hearts can be filled with love. I pray you make us a force of love here in the city, so that we love in a way that draws attention to the ultimate act of love in the universe, which is the gospel. Bless our time in the holy word, and we pray all this Christ's holy name. Amen.So in the 1970s the American psychologist, Dr. Bruce Alexander, he ran a study called Rat Park. And studies had already been run where it was proven that if you put a rat in a cage by itself and you offer it two water bottles, one with just water, and one laced with a cocktail of a drug, heroin or cocaine, that as soon as the rat gets a taste of the cocaine, gets a high, that rat now chases that same high over and over, and keeps drinking from that water bottle until it dies of overdose.Well Dr. Alexander wondered, as he said, "Was it just the drug that caused the addiction, or might the isolation have something to do with it as well?" So to test that hypothesis, he built a rat park. He built rat paradise. There was all kinds of things for the rats to do. All kinds of ways for the rats to play, and frolic, there was little community center. Public space if you will. Many food trucks for the rats. No, no, not really, but that would have been epic. He created a Boston for rats. He created a true community. And also, he provided the same two types of bottles, and surprisingly, they preferred the plain water. And even when they did imbibe from a drug filed bottle, they did so without abuse, without obsession, and not one rat overdosed. And the conclusion was there's power in community.And the power of community is stronger than the power of drugs. But the power of community satisfies what the person was looking for. The person wasn't just looking for the drug or the high, there's a deeper problem, a problem of alienation that comes with isolation. Now that's important, and that's profound, because we live in a world where we are more connected than ever virtually. And more disconnected than ever physically, relationally. And that's one of the reasons it so... There is an opiod crisis.Now I knew about the rat race, and I know the theology behind why that works, because we're created by a Trinitarian god, a god of community. We're created in his image, therefore, we are created to bond with God and with people, and if we don't bond with God and people we will bond with things, sex, money, drug, etc. I was reminded of the rat study this week on Friday when I got in an Uber from Brighton down to Dewey Square, and in the Uber, so the Uber driver he extended his hand. I've never had an Uber drive do this, and he said, nice to meet you. And he said forewarning, "I am chatty, because I used to work as a psychiatrist." Oh wow. Okay. And I said, "Well I am chatty too, because I am a professional talker." And he said, "What do you do?" And I said, "I am a pastor." He says, "What?" And I said, "What?"Now you've got a psychiatrist and a pastor driving in Uber. It's like the beginning of a joke. Psychiatrist and a pastor walk into a bar. So just riveting conversation. I wish I had this on video. It's like I'm in a movie. What is the... And we got to talking about psychiatry and his job, and he said, "One of the reasons that I don't do that anymore is I"... it was important work. He said, "But I realized that people's greatest problem wasn't me writing a script and giving them a prescription. The greatest problem actually was they don't have friends. They don't have community. They don't have a support structure. And what I wanted to was I wanted to love them. I wanted to befriend them. I wanted to give them that, but because of the system of the job I couldn't do that. And he said what he was doing was important. What you are doing is so much more important. You're trying to create a true community, where people truly love one another, like one another. Where people are friends and family.Then he asked, "Can I come to your church?" And I said, "Yeah." I said, "It's not my church first of all." But his first joke when I got into the Uber and he found out I was a pastor, he's like, "Where's your jet plane parked?" No bro. I got a Toyota Highlander. I've only ever owned a Toyota, except for my first car an Audi 80, big mistake. So back to the sermon. Back to the sermon. So he gave me his number. We're going to connect, and now we're friends, and the first thing I texted him was let's be friends. But I want more than that. And you know what Jesus, he brings disciples and he says, "Follow me." And what he told his disciples at one point, "I no longer call you servants, now I call you," what? Friends. That's in the Bible. You can Google that.But he doesn't just call us friends either. He calls us family. That he's our older brother. We're brothers and sisters. He combines, like you have relationships in your life. Your family you have to love them. So I can't not love you, but we separate. We bifurcate between love and like. So we have people we like. We have people we love. Jesus says I want that to be one and the same. I love you and I like you. That changes everything. So that's what we're going to talk about. That's God's heart for the church. That's God's heart for the city, that the church exists in the city for the common good of the city.The problem is the ideal, usually it doesn't happen in reality. This is why Saint Paul writes this letter to the church in Corinth, and we have the same problem so he's writing to the church in Boston as well. The church in Corinth there were divisions in leadership, division in economics with lawsuits and secondary issue, and gifting, and this is what we're talking about today. We started last week, where God when he creates us he infuses us with talents, and then when he recreates us, when we're children of God he infuses us with gifts. What the gifts do is sometimes he repurposes our talents for his glory, but often the gifts just enhance the talents. Then God brings people together. Each person in the body, in the church has different gifts, and they're brought to the church as gifts. To use their gifts for other people to be other gifts that use their gifts. So that's what we're talking about today.We're in First Corinthians, chapter 12, verses 12 through 31. First Corinthians 12, 12 through 31. You can follow along in your Bible, on the screen, or on your screen. For just as a body is one and has many members and all the members of the body though many are one body, so it is with Christ. For in one Spirit we were all baptized into one body, Jews or Greeks, slaves or free, and all were made to drink of one Spirit. For the body does not consist of one member but of many. If the foot should say, "Because I am not a hand, I do not belong to the body," that would not make it any less a part of the body. And if the ear should say, "Because I am not an eye, I do not belong to the body," that would not make it any less a part of the body. If the whole body were an eye, where would be the sense of hearing? If the whole body were an ear, where would be the sense of smell, but as it is, God arranged the members in the body, each one of them, as he choose.If all were a single member where would the body be? As it is, there are many parts, yet one body. The eye cannot say to the hand, "I have no need of you," nor again the head to the feet, "I have no need of you." On the contrary, the parts of the body that seem to be weaker are indispensable, and on those part of the body that we think less honorable we bestow the greater honor, and our unpresentable parts are treated with greater modesty which our more presentable parts do not require. But God has so composed the body, giving greater honor to the part that lacked it, that there may be no division in the body, but that the members may have the same care for one another. If one member suffers, all suffer together; if one member is honored, all rejoice together.Now you are the body of Christ and individually members of it. And God ha appointed in the church first apostles, second prophets, third teachers, then miracles, then gifts of healing, helping, administrating, and various kinds of tongues. Are all apostles? Are all prophets? Are all teachers? Do all work miracles? Do all possess gifts of healing? Do all speak with tongues? Do all interpret? But earnestly desire the higher gifts. And I will show you still a more excellent way. This is the reading of God's holy inherent and infallible authoritative word, may he write these eternal truths upon our hearts. The I will show you a more excellent way wasn't on the screen, but it is in the text. And that's what we're talking about today. That love is the force behind the building of the church. The relationship in the church. That this is how we are bound. We are bound by love.Three points to the sermon. We are one. Two, are we one? And three, let's be one. First of all, we are one. Saint Paul begins with a we. Who's the we? He's talking about the church. He's talking about people who have been transferred from the domain of darkness into the kingdom of his light. People who are Christians they now are part of the Body of Christ, the church, and also the church locally. So who's the us? It's the church. It's the Body of Christ. He starts with that as he talks about being members he talks about it in the context of a body, like a physical body, therefore when we talk about church membership, we're not talking about being a member of a club, or of an activist organization, or political organization. Membership isn't a card, it's a belonging. That you are connected. Vitally connected to other people who are believers.So this is verse 12. Just as the body is one and has many members, and all the members of the body, though many are one body, so it is with... What does he say? So it is with... What's the last word? Christ. Unexpected. Unexpected. What are we expecting. He's talking about being members of a church. Being members of one body, the church body. Instead, he uses a different word. He brings in the word Christ. Why do that? Why would he use these words interchangeably, church and Christ? He does so because for him they are so united. They are inextricably intertwined. This is important for us because if we live in a world where people say, "I love Jesus. I want your Jesus, but not your church, not your Christians." For Saint Paul and the early church it was one and the same. This is Christ. The other Christians in my life are Jesus to me. I am Jesus to other Christians in my life.Where does Saint Paul get this idea? This idea was seared into his heart at his conversion. This is Acts 9: 3-5. Saul, that was his former name, birth name. He was a persecutor for Christians. And Jesus Christ meets him on the road to Damascus and converts him. That's why Saint Paul became a Christian. Verse 3 of Acts 9. Now as he went on his way he approached Damascus suddenly a light from heaven shone around him and falling to the ground he heard a voice saying to him. "Saul, Saul, why are you persecuting me?" Not Christians, not the church, "why are you persecuting me," Jesus said. And Saul said, "Who are you Lord?" And he said, "I am Jesus whom you are persecuting."When a person becomes a Christian they become a Christian by the power of the Holy Spirit. God the spirit saves the person. Transforms, regenerates the heart, and it doesn't stop there. God just doesn't just forgive us our sins, and says, "Now you can live you life anyway you want, just until you go to heaven." If that were the case God would just teleport us into heaven. But no, there's a purpose for us here on earth. God has a mission for every single one of us. God has a purpose. God has gifts for us to fulfill that purpose. And we do that by the power of the Holy Spirit. So when we become a Christian we're united with Christ by the power of the Holy Spirit. We become part of Christ. That's a spiritual reality. When you become a Christian you become a part of Christ. A part of God. This is how strong God's love is. It's like he swallows you whole. He internalizes you. We become part of him.It's kind of hard to communicate unless you've had a baby. I remember when my oldest daughter, she is almost 11. I remember when she was born and I brought us home I learned the swaddling technique. I became a master of the swaddling technique. I was like, "This is going to be my thing." The baby burrito thing, that's my thing. In like three seconds, done. And then I was like, "What's this called burrito?" I love burritos. I'm a big fan of burritos and I'm a big fan of babies, and now it's two in one. That's awesome. And there something when you hold the baby, especially a baby burrito. And you put your nose, like as you're kissing you smell the neck. Like this right here with the saliva and all this. The little lint. Something there about that smell. And honestly, the only way I can communicate it is I love you and I want to eat you. I won't eat you, but I want to. I don't know how to... And you see this with kids.My youngest Milana she's almost... She is two. She's what, she's two. And she loves my wife so much she tackles her climbs on top and she starts licking her. Not kissing, licking like... Like that. Like a puppy. With me it's a little different. We've got a different relationship. She starts biting me. That's what she... There something about God internalizes us. We become part of God. That's the fundamental spiritual reality. We are part of Christ, and what Saint Paul is saying is, let's make that a physical reality. But there's so much unity in the church. There's as much unity in the physical body of Christ as there is in the spiritual body of Christ, therefore disharmony is a contradiction.Verse 13. For in one's spirit we are all baptized into one body. So by the spirit we are baptized. Baptism is a visible sign of a spiritual reality. We were baptized into one body. Jews and Greeks, counter opposites. Diametrically opposed. Slaves or free. And all were made to drink of one spirit. Hear it. He's talking about the reality. We drink God in. He drinks us in. He inhales us. He ingests us. We do the same ting with him spiritually speaking. God become part of me. That's how close our union is. And the reminder for this, the outward reality, is that bread and the cup. The Lord's Supper. The sacrament. Every time we take part and we're doing that next week, bread is the Body of Christ. We internalize it. The cup is we internalizing Christ sacrificed his blood, so we are one.When God looks at Christians he see one. There's distinction. There's difference. There's diversity. But no division. Different but one. Not a melting pot. Not a melting... I know the U.S. is supposed to be a melting pot. That idea that got me into college. That was my essay for college. I'm an immigrant. I'm from the Soviet Union. Please let me into your school. I want to embody the American dream. Church is more than that. Church is more than the melting pot. Church is like a stew. A good church is like a good stew. You've got the steak tips of course. With the little potatoes. You've got some carrots. You've got a little onion, a little celery. And spices we need all the spices. We need all the flavors. That's what a good church is, it's like a good stew.Now the question is, are we one? From God's perspective we are one. From our perspective, are we one? Verse 14. For the body does not consist of one member, but of many. It the foot should say, "Because I am not a hand, I do not belong to the body," that would not make it any less part of the body. If the ear should say, "Because I am not an eye, I do not belong to the body." And so you get it. What's he's saying is it's ridiculous for people who are part of the spiritual Body of Christ to show up and see the physical body of Christ, and say, "I do not belong here." We have a personal relationship with Jesus, person to person, but it's not an individualistic relationship. And Paul here, he's first ministering to those who had suffered at the hands of the ultra gifted who have weaponized their gifts, the people with public gifts, of prophecy, of teaching, of healing, of tongues. They've created a hierarchy of gifts. And Saint Paul says, "no." What he's doing is he's leveling the ground that we all need grace. That we are all brothers and sisters as Christians. That we all have gifts that others need.There's two forms of exclusion, I don't belong. The first one is where the person excludes themselves. The second is when the person is excluded. Saint Paul starts with the person who feels excluded. The person who shows up to church and feels like, I don't belong here. I am not needed here. And sometimes it's because of a sense of inferiority. I'm not a hand, I'm just a foot. I'm not needed here. Well the hand's not getting anywhere without the foot. All right I'm not a mouth. I'm just an internal organ. I don't belong here. And Saint Paul starts here and says, "No, false theology. False ecclesiology. You do belong." God, if God has called you to a particular church, Mosaic or not, if God has called you, he's called you there for a reason. Perhaps you don't see that reason yet, but don't use the excuse of gift cop out to not use your gift. If God gave you gifts, he wants you to use those gifts as you love one another.Sometimes you walk into a church and you just feel like everyone here is just better than me. They know the Bible more than I do. They're smarter than I am, or what have you. They're more godly than I am. Look we've all got to start somewhere. Every saint has a past. Every sinner has a future. Every single one. We're all a mess. We're all a mess. And God works through our mess by bringing other people into our lives that loving say, "Hey, that's a mess. Can I help? I want to help. Can I serve?" We're all a mess. So if you're a foot, and you're a dirty foot, I know someone who's really good at washing feet. If you're an ear and you're here and you're like, "I don't like the sound here. This isn't my type of music." We still need you. We still need you. We need to hear what you hear. If you're an eye we need to see what you see. If you're a heart we need to sense. We need to love the way that you love. This is what he's saying. That we all need each other. We need you here.If you walk in and you're like, "Oh, this is a bigger church self-sustainable. It's all good you're self-sufficient. I'm not needed here." How many people in the city don't know Jesus? I can connect with a particular type of person. I can connect with people who are like me, and there's a lot of people in the city like me. There's also a lot of people in the city like you. So when you join and then they walk in they're like, "Yeah. I belong here." Well you didn't feel like you belonged, but you belong, because if Jesus called you and now that allows other people to feel like they belong. Some of you walk in, you're like, "Everyone's so friendly. Way too many people smiling. Way too many people saying hi to me." Leave me... A meet and great, that's not for me. That's not my kind of church. Look I understand. I understand. I'm an introvert. I'm an introvert that fakes the extro... By the power of the Holy Spirit, I'm growing in the whole extrovert thing.80% of the people at this church are introverts. Did you know that? 80%, and we do the meet and great, uncomfortably and awkwardly, and you do it uncomfortably and awkwardly, and then we get to know each other. And the next time it's not as uncomfortable, and it's not as awkward, because now you're friends, and hopefully become family. If you feel like you don't belong that's usually a good sign that you definitely belong. That you definitely belong. That we definitely need you.For example, I will give you an example of Fred and Nancy Gayle. Are they here? Fred and Nancy. They're so sweet. Back in the movie theater they showed up and this was when we used to meet in the Regal Movie Theater right down the street. Theater seven because that was a biblical number. And the average age of the church was like 23. And pastor Shane and I were the elders. We were the oldest people in the church. And Fred and Nancy came in. Fred and Nancy are retired, and they moved to the city, because they were like, "We love the city. We want to retire in the city." And they walked in and there was no one in their... No one they could connect with because they were their age. And in... I do think thing sometimes where I just point people out in the sermon, and I can because I have the excuse of, I'm up here. And I said, "We need you." And ended up on them. And they stayed. You know why they stayed? I said, "We need your wisdom, because we're all a bunch of 20 somethings trying to disciple 20 somethings." And we need someone who's lived a life of faithfulness to the Lord. We need you to teach us. We need you.So if you walk in, and you're like, "I don't see anyone that I can naturally connect to." It may be because you need to be the first one. And then when people walk in they're like, "This is the church for me." That's what it means to be a body of... This is what it means to be a Mosaic. This is the whole thing where we're broken pieces and we're brought together. We're different colors, different shapes, different brokens, different everything, but what unites us is the cross. And with the glue between the pieces is the love that we get from the cross. So we need you. If you feel like you don't belong, we definitely need you.Let me challenge. I don't do this often, but I want to challenge you with something. Who are the people you naturally connect with? People who are like you. You like people who are like you, because you like yourself. Hopefully. I challenge you to find, not your doppelganger, I challenge you to find at this church your anti-doppelganger. The person who is different than you in absolutely every category. Find that person. And I guarantee you that person is going to bless you and teach you more than anyone like you. You need more than you. That's what Saint Paul is saying.Verse 17. If the whole body were an eye, where would be the sense of hearing? If the whole body were an ear, where would be the smell. So he's saying we don't want to just be a church of eyes, because eyes see eye to eye usually only with eyes. He's saying if you're an eye, you've got to pay attention to people who are other than an eye. We don't want to be a church of just ears. We truly want to be a church that reflects the city. And the city reflects the world. So we want to be a church that actually reflects the world. And usually, this is rare by the way. If you just look around. This whole thing that's... It's already happening. And this is rare. It's rare. Because usually this is how churches are planted. One ultra gifted person who's gifted in one category for example a person who has the gift of evangelism. So we now become the evangelistic church. All we want to do is evangelize. All we want to do is see people come to faith. That's awesome, and we need people with those gifts. But then people become Christians and then what?And the you have to disciple them, and then you've got to teach them. Then you've got to organize. Now church, it's an organism, but it needs to become an organized organism the best organisms are. So you need someone with the gift of administration. Then the church grows and you need someone with the gift of leading children's ministry, and youth ministry. And usually what happens is a person with a great gift in one area, projects that gift on everyone else, and doesn't build a team around themselves. Doesn't accept the people that God sends. And then those people go, and they start their own church. So now, there's the strictly evangelistic church, or the justice church, or the cultural center church, or the intense discipleship church. And the same thing happens to parrot church organizations.A person said, "Okay, I did the evangelistic church, no other churches aren't doing the evangelistic, I'm going to start my own parrot church organization. All we're going to do is evangelize people." Now what happens when you have a group of people who are baby Christians? We need churches that's what he says. You can't have a church only with one gift. And the only way this works is when you realize that we are nothing without each other. And we need each other. We are nothing without each other, and we need each other. Do you really believe that. In your heart do you really believe? Can you say to the people closest to you in your life? Husbands can you say to your wife, "I'm nothing without you." I dare you. I dare you to say that today. Wives, I need you. That's what repentance is. This is how the Christian walk starts. God I need you. God help me. God I'm nothing without you. And then that humbles you and you bond with God, and now you can bond with other people. Diffidence makes all the difference.The gospel gets rid of my pride on a dial basis. It keeps rearing it's ugly head. The gospel continually... God save me. God save me. God I need you. And now with humility. Humility allows the love to flow freely. It doesn't mean that you have to count everyone as so much more important than you, but it does mean that we're required to thing of people at least as equally in importance as us. And then Philippians 2 says, "Count others more significant than yourself." So the point is we do need you. If you walked into this church today, and you're like, "I'm just looking for a church." We need you. We need you. We need to lock arms together. We need to become members one of another.And we are gifts to one another. That's what we talked about last week. How do I know my gifts? Do I take a personality test? Do I take a talent and a gift test online? All of those things are cool. I'm not knocking any of that. Scripture doesn't offer any of those, but you know what scripture says? Love people. Serve people. Pay attention to people. The meat, a really close knit group of people join, and minister to those people, and they'll help you discern your gifts. Like hey, you're really good at this. You're really good at that. It's kind of hard to do that on a Sunday. It begins here, but we intentionally do that during community groups during the week. Different homes, different nights of the week. And I know if you're new to the city, that's so intimidating. You're going to someone's house. No. Meet someone here. Meet your anti-doppelganger at church, and say, "Which community group do you go to? Can I come?" Like, "Yeah, of course." And now you've become friends, and the friends become family, and that's the vision of the church.Then you see where your gifts are. You want to use your gifts more. The other thing I'll say here is when thinking of gifts don't just think about titles or offices. We're all called to teach. We're all called to serve. We're all called to love. We're all called to be generous. You don't need a title to do that. You don't need permission to be a Christian. So be a Christian. Love people. 1 Corinthians 12:18. But as it is God arranged the members in the body each one of them as he chose. If you are at Mosaic, you need to be sure God led you here, and if you're not sure pray Lord. Perhaps you're needed somewhere else, but if you're here, and you're like, "Mosaic is my church." God's brought you here, and if he's brought you here, he's brought you here for a reason. He's trying to arrange the parts. This is what he's talking about. And when you know that God is the one that gifts, and that God is the one that arranges. And when you understand that the gift you have is actually a gift. And the Greek, the word gift is charismata. Grace in the Greek is charis, charismata, meaning the gifts that we have, it's all grace.God chooses which gifts he gives to whom, therefore we don't have to play the comparison game with don't have to be envious of someone else's game because envy kills the free flow of love. So if you're ahead, don't be jealous of the hearts or the hands, but learn from them. If you're a heart don't be... You see? You see. 1 Corinthians 12:19. If all were a single member, where would the body be? As it is there are many parts, yet one body. And they're all interdependent. So don't become co-dependent on one person. And this is just real talk. A lot of people have become co-dependent on whoever the mouth is. My job here is to equip you. My job isn't just to feed you. My job is also to teach you how to cook. So this is why I go verse by verse, and I try to show you what I do. Look this word is... I don't give you lessons in hermeneutics.You come here for a month you'll understand hermeneutics. You'll understand exegesis. You'll understand how to interpret scripture. Therefore, you go home and you start reading scripture. And what you're doing is now you're cooking. And then you're like, "I've cooked more than I can eat." Then invite someone over to your house, and feed them. Let me feed you, I've cooked this bomb meal. Please come over, and the person who was invited, please don't be squeamish, "Oh I don't like eating other people's food." No eat their food. That takes love to. That take humility. Are we talking about food, or are we talking about the gospel? Yes, both. It's both. Other people cooking. This is in community group. Let other Christian teach you, "Hey what is God revealing to you through the scriptures through his Holy Spirit? Teach me." That's what I do. We're called to equip the saints for the work of the ministry as pastors.I know we live in a city where no one trusts each other. That's part of the reason no one even wants to say hello. Hello. Are you trying to sell something to me, or steal something from me? It's one or the other. And there's just this especially in a city, there's risk and it takes trust to bond with people. It takes trust to bond, and it takes risk to trust. What does through the gospel is he takes the risk that's impeding the trust, and he replaces it with love, because perfect love casts out fear, so now we can trust. We can love.So some Christians exclude themselves from the body. And sometimes Christian do the excluding. I don't belong here. I don't need you. That's verse 21. The eye cannot say to the hand, "I have no need of you," nor again the head to the feet, "I have no need of you." Some of the most heart wrenching words that you can hear. When someone that you want to be in a relationship with says, "I don't need you." And we might not say that out loud explicitly, we might act in ways that communicates this implicitly. I don't need you. My calendar, too busy. I don't need you in my phone. I have enough friends. I don't need you in my home, you're too different. I don't like how you look. I don't like how you dress. I don't like what you do for life. I don't like your education. I don't like how you smell. No. Don't communicate this verbally. Don't communicate it implicitly.And if you felt neglected, we're sorry. And we ask that you tell us that, and we'll try to work on fixing that. Mosaic is not self-sufficient. We're not self-sustainable. God gives gifts for mutual up building. We build each one up. When God gives you a gift it's not just for you. It's for you to share. And here's the other thing I'll say. The reasons why those Christians say to other Christians is because they think they're ultra gifted. And this is what happens with gifts. Who's the most gifted person who ever lived? Obviously Jesus. Who is number two? Who is second after Jesus when it came to all the gifts? It was Satan.And what happened with Satan was he twisted the gifts. The gifts instead of using the gifts to bless, he twisted the gifts to serve himself. And this is what Satan does. He tries to twist the gifts that God has given us. What takes someone down? What makes someone weaponize the gifts? It's just a little twisting when sin gloms onto the gifts that God has given us. Instead of using the gifts to serve, we start using the gifts to serve ourself. So be careful. And the greater your gift the greater the responsibility to use that gift. And the greater the temptation there will be to use it for self.1 Corinthians 12:22. On the contrary, the parts of the body that seem to be weaker are indispensable, and on those parts of the body that we think less honorable we bestow greater honor, and our unpresentable parts are treated with greater modesty, which our more presentable parts do not require. What he's talking about here is there's presentable parts. That's the visible gifts. Then there's the unpresentable parts, the ones that you aren't presenting because they are invisible. They're behind the scene. There's visible gifts, and there's behind the curtains. Behind the scenes gifts. So for example, visible gifts, presentable parts. The face, the mouth, the ears, the eyes. But then there's something inside. The heart. The organs, which are actually indispensable. They're actually more important than everything else. And he's saying the visible parts they already get the honor. Instead when you get the honor, I want you to bestow honor. Transfer honor to the ones who are behind the scenes. Bestow honor where honor is due. Out do one another in showing honor. And what this honor does is it... This bestowing of honor is very Christ like. It's very Godly.In the Trinity, the Father bestows honor to the Son the Son to the Holy Spirit. The Holy Spirit to both. So we in the world. We're to show honor. We're to show attention the children. To those the world dishonors. I saw a guy walking the street today. He had a t-shirt that said I hate kids. I was kind of in a rush to Kids Summer Nights, or else I would have stopped and had a conversation with him. The world dishonors as a whole, children. Single moms, the elderly, the sick, the immigrant, the orphan, the widow, the homeless, the mentally ill, and we as the church are called to honor them. Are called to pay attention to them. Are called to serve them just like Jesus did. When the stronger pay attention to the weaker, they get stronger, so does the weaker get stronger. And they get stronger, because they realize, "Oh wow, you're weak in the thing I'm strong in, but you're also strong in the thing that I am weak in. We need each other." And the serving the weaker make everyone stronger, and what the stronger needs to know is that this person who seems weak is actually clothed in humility, and you need to be clothed in humility. And when we're clothed in humility. When we decrease together, Christ increases and that's how the church grows.Speaking of church growth. Three years ago we made... God sent this unique person into the church, Kara Bettis. This is the Kara Bettis part of the sermon. Kara Bettis came on staff three years ago, and when she came on staff as the Mini-Mo director/administrator/communications director/everything that needs to get done, she said, "I'm going to be here for a year. I'm going to give you guys a year." And it's been three years. Since she go there the church has doubled. And all the numbers, just everything has gotten a lot better. She's made all our lives better. She's very much behind the scenes. We don't really see her. So with a heavy heart I'm making the announcement that Kara Bettis is leaving the Mosaic Boston staff, but she's remaining in the church. She loves it this much. She was offered a job to do her dream job in journalism for Christianity Today. And she was offered a job as an editor. So she will be working from Boston, because she loves this church too much. She loves you guys so much. And we love her.So we want to honor you Kara Bettis. Big round of applause for Kara as she makes her way down. And we have a little gift for you. And we want to pray for you. So Kara though leaving staff she's remaining as a faithful member of the church, however I do ask you no longer email her with church questions. Because that's why she's leaving. No just kidding. Just kidding it's not true. The Lord is calling her to go elsewhere. We're going to pray over here. We're going to pray a prayer of thanksgiving, and also a prayer for the Lord to continue and empower her ministry. Would you pray with me.Lord we thank you for our dear sister Kara. Lord we thank you for her tireless work here for your kingdom. She's been a blessing to so many. She's a blessing to us and to me. And we just see in her... We see Christ in her. We've seen her sacrifice. And we've seen how the Holy Spirit has used her so powerfully. And Lord I pray that you do bless her in her new ministry. And the calling that you've placed on her, use her powerfully. Give her words. Write through her to touch many people. Bless many people with your gospel. And we also pray for you to send many more Kara Bettises to this church who behind the scenes do so much, and serve so selflessly. And I pray all this in the name of the Father, the Son and the Holy Spirit. Amen.Thank you Kara. Thank you. Thank you. Prayer emoji. We don't do that usually in sermons. What were we doing? Just honoring a person who was behind the scenes. So we are called to do that.Now verse 24. But God has so composed the body giving greater honor to the part that lacked it, that there may be no division in the body, but that the members may have the same care for one another. This is how we use the gifts. This is how we grow in the gifts. Just care for people. If one member suffers, all suffer. If one member is honored, all rejoice together. If you stub your toe your whole body is aching in pain. If you get a great haircut, and someone compliments you on that haircut, your hair rejoices, so does the whole body. Thank you. It takes empathy. It takes noticing. It takes stepping into a person's life. Romans 12:15. Rejoice with those who rejoice, weep with those who weep. And love is what unlocks the capacity to empathize this deeply.So we are one. Are we one? Let's be one. let's be who we are. It takes work. It takes commitment. It takes effort. It takes margin in life. It takes sacrifice. And where do we get the power to sacrifice like this? Where do we get the power to truly be so connected with other Christians in our life that we are individually members of one another? The whole world knows this is good. The whole world has studied that we need friends, and we need family, and we need deep relationships. Everyone talks about peace. Everyone talks about unity. But they're missing something. It's almost as if it's impossible to live like that, because people hurt us, and then hurt people who hurt people. So we want love, then we act in ways that where relationship are broken. Where do we get the power to love like this? Where do we get the power to forgive when people hurt us? Where do we get the power to be gracious? You know where we get that power, it's at the cross of Jesus Christ. Jesus came, God incarnate, made himself accessible. Made himself vulnerable. Made himself pierce-able.He came into the world, he said, "Let's be friends, let's be family." And we killed him and that's our sin. And he took our sin upon himself. Poured out his blood to cleanse us of our sin, our shame, our ego, our pride, everything that actually is what makes the world, the world. Christ now through his love knits us together. He makes us friends. He makes us family.So this is... We have a membership class today from 1:00 to 3:00. And I'm not selling anything, I'm just giving you. I'm offering you. I'm offering you something. And I'm offering... We have room in our hearts for you at this church. We have space for you here. And we have space for you here. So get connected to this church and once you're connected, once you have friends, once this church is family, then we talk about membership. You can become a member. So if you believe this is your home church, you're welcome to come to the membership class. Or you can just come. It's free lunch. It's 1:00 to 3:00 pm today downstairs. But we don't just do membership, like fake membership, like pretend membership, like if you belong, we just confirm that belonging through the process. So we welcome you to belong, because we need each other.In Boston, I have met some of the strongest people I have ever met. Strong in mind. Strong in will. Strong in body. But strong. Strong Christians. And if I were Satan this is how I would temp you, and I know, because this is how he temps me. He say's you are so strong. You are so strong, you don't need anybody. And now we become the rat in the cage. And now addictions. And we need the humility to say, "I might be strong in one thing, but there's people who are strong in the things where I'm weak, and I need them in my life." And when you go to someone else, and you say, "I need you." What's their response? "Oh awesome, I need you too." I need you. We need each other. We need each other. That's the point.And we see this all throughout scripture. This is how the Lord taught us to pray. I won't do the whole thing, but here's the Lord's Prayer. My Father in heaven? No, our father. And when we pray, every time we pray the Lord's Prayer, we're thinking about, oh my brothers and sisters. My community. Our father in heaven. And then when we ask for bread. Give us this day our daily bread. Forgive us our debts as we also forgive our debtors. That's the love with forgiveness. Lead us not into temptation. Meaning sometimes I'm led into temptation, sometimes because I don't think I need anyone, God does allow me to be led into temptation to show me, no you're not strong, you're weak. So I need brothers and sisters that I go to and say, "Please hold me accountable when I'm led into temptation. Here's my temptations. I need you to call me out and bring me back from the zigzag path to the straight and the narrow." So my point in conclusion. Let's be friends. Let's be family. Jesus allows that to be reality.I'm going to close with this illustration to give us just a glimpse. A glimpse of what this looks like. And we're going to go to the pyrosome. Have you ever seen this? Do you know what a pyrosome is? Oh. Oh. You're welcome for this next part of the sermon. And you should go on YouTube and watch pyrosomes. Read up on this. This thing is awesome. Tyler Burns sent this to me. Our youth ministry director. Thanks Tyler. Qz.com November 16, 2018, pyrosomes and they're called the unicorns of the sea. What is this thing. It's one body, but it's made up of hundreds, and actually thousands of individual organisms called zooids. And they're physically linked. They're shared tissue, but they're distinct. And yet they are one. And they have a purpose. They join together and they have a purpose to travel together. They need one another. By themselves they're unimpressive. They're negligible. Together, intimidating force. I actually read that they swallow up penguins, which that's not the church. We don't do that. But still that's pretty intimidating. And this is the crazy part. They are clones one of another. They clone, they reproduce. So we don't want to do the clone thing, but we do the reproduction thing in that we become Christians and others become Christians, and they're all clones of the first founding zooid, named... I don't know the zooids name, but you know where I'm going.And here's the other thing. This is what they eat. They join together, and they way that they travel is they suck water in and they suck it out, and what they're doing is they suck the bacteria in, and they let clean water out. They're actually cleansing the area around them. And the word pyro, pyrosome comes from the Greek words pyro, fire, some, body. They're a body on fire. I affectionately named this pyrosome Mosaic Boston. That's us. A body on fire. What's that fire? God's love for others. And that's what binds us. We're bound by love.Let's pray. Lord thank you for this time. Thank you for your scriptures, and thank you for the gospel, and thank you for your love. Jesus let us love in the same way that you have loved us. We pray this in your name. Amen.

On this episode, Quartz Creative branded content editor Ricardo Bilton talks to Matt Leacock, creator of the board game Pandemic, about how user-first design helps him create board games that are easy to enjoy, but hard to win. For more from Quartz Creative, follow us on Instagram or visit us at our website, Creative.QZ.com.Recording space provided by The World of McIntosh (WoM), an iconic, invite-only townhouse located in the heart of Soho that was designed as an immersive sensory experience to showcase McIntosh Group brands’ products.This podcast is powered by Pinecast.

I'm joined by LinYee Yuan for a lunch of slow roasted salmon with citrus and chiles, along with a simple avocado salad and parmesan lemon Israeli couscous. LinYee is the founder and editor of MOLD, a critically-acclaimed editorial platform about designing the future of food. Through original reporting, MOLD explores how designers can address the coming food crisis by creating products and systems that will help feed 9 billion people by the year 2050. LinYee was previously the entrepreneur in residence for QZ.com and an editor for Core77, T: The New York Times Style Magazine and Theme Magazine. She has written about design and art for Food52, Design Observer, Cool Hunting, Elle Decor and Wilder Quarterly. LinYee also contributed the foreword to “Food Futures: Sensory Explorations in Food Design” and “Cooking Up Trouble.”

A little over two years have passed, and things are calm at the castle. But then it happened. Elsmere reflects with Eli. Valeria learns more about a rising crime lord. And Violet’s afternoon with QZ is interrupted. See acast.com/privacy for privacy and opt-out information.

More senior citizens take benzos than any other age group. And yet, they are also the group most at-risk for complications. What are the effects of this dangerous combination? And what can be done to buck the overprescribing trend?In today's episode, we look at the stats, the warnings, and the consequences of benzodiazepine and Z-drug use in the elderly. We also shine the spotlight on the website benzo.org.uk, share a story from Grand Junction, Colorado, and discuss anti-depressants and sleepless nights. Welcome to Episode #15 It's Senior Week at Benzo Free, and today our feature is dedicated to that very subject. The elderly are the most at-risk for complications from benzodiazepines and Z-drugs, and yet they have the highest use rates. What are the complications of this trend and what can be done to reverse it? We also take a look at an amazing website on benzodiazepine history and research, benzo.org.uk, and share a story and answer a few questions. But first, let's list the resources used in this episode, and then we'll dive deeper into the content of episode 15. Episode Resources The following resource links are provided as a courtesy to our listeners. They do not constitute an endorsement by Benzo Free of the resource or any recommendations or advice provided therein. INTRODUCTION"The Lost Years: A Father, A Son, Benzos, and Aging" by D E Foster BENZO NEWS"Benzos added to fentanyl causing hard-to-revive overdose problems" by Karen Graham in Digital Journal"Benzodiazepines intake may increase miscarriage risk" by Medha Baranwal in Speciality Medical Dialogues"'Hello, It's Me:' Loneliness in Benzo Withdrawal" by D E Foster in Benzo Free"The world's happiest people have a beautifully simple way to tackle loneliness" by Jenny Anderson in QZ.comPodcast Episode #14 — "Finding Faith, Hope, and Acceptance in Benzo Withdrawal: A Conversation with Jennifer Leigh, PsyD" "My Fifth-Year Anniversary" by Holly Hardman on As Prescribed Blog"7 Effective Thought-Stopping Techniques for Anxiety" by Melissa Stanger on Thrive Global"Anxiety 'epidemic' brewing on college campuses, researchers find" by Will Kane on Berkeley News BENZO SPOTLIGHTBenzo.org.uk FEATURE: Benzos and the Elderly “American Geriatrics Society 2015 Updated Beers Criteria for Potentially Inappropriate Medication Use in Older Adults.”Benzodiazepines: How They Work and How to Withdraw (aka The Ashton Manual) by C. Heather Ashton"Benzodiazepine Use and Risk of Alzheimer's Disease: Case-Control Study." BMJ Commonwealth of Pennsylvania. Prescribing Guidelines for Pennsylvania: Safe Prescribing Benzodiazepines for Acute Treatment of Anxiety & Insomnia. “Physicians' perspectives on prescribing benzodiazepines for older adults: a qualitative study.” Journal of General Internal MedicineBenzo Free: The World of Anti-Anxiety Drugs and the Reality of Withdrawal by D E Foster“Yes, Benzos Are Bad for You” by Dr. Frances Allen"Factors Associated With Long-term Benzodiazepine Use Among Older Adults." JAMA Intern Med.“No End in Sight: Benzodiazepine Use in Older Adults in the United States.” Journal of the American Geriatrics Society “Benzodiazepine Use in the United States.” JAMA Psychiatry "The Benzodiazepine–Dementia Disorders Link: Current State of Knowledge." CNS Drugs"Risk of Death Associated with New Benzodiazepine Use Among Persons with Alzheimer's Disease — a Matched Cohort Study." International Journal of Geriatric Psychiatry“Benzodiazepine Dependence and Withdrawal in Elderly Patients.” The American Journal of Psychiatry“The New Old Age: A Quiet Drug Problem Among the Elderly.” by Paul Span in The New York Times. “Once prescribed, 25% of elderly become dependent on benzodiazepines: JAMA.” by Hina Zahid in Speciality Medical Dialogues. BENZO FREE LINKSWebsitePodcast Home PageFeedback FormDisclaimer Podcast Summary This podcast is dedicated to those who struggle with side effects, dependence, and withdrawal from benzos,

More senior citizens take benzos than any other age group. And yet, they are also the group most at-risk for complications. What are the effects of this dangerous combination? And what can be done to buck the overprescribing trend? In today's episode, we look at the stats, the warnings, and the consequences of benzodiazepine and Z-drug use in the elderly. We also shine the spotlight on the website benzo.org.uk, share a story from Grand Junction, Colorado, and discuss anti-depressants and sleepless nights. https://www.easinganxiety.com/post/the-dangers-of-benzodiazepine-use-in-the-elderly-bfp015Video ID: BFP015 Chapters 00:00 Introduction06:41 Mailbag12:02 Benzo News14:45 Benzo Spotlight18:30 Benzo Story25:40 Feature: Benzos and the Elderly44:03 Moment of Peace  Resources The following resource links are provided as a courtesy to our listeners. They do not constitute an endorsement by Easing Anxiety of the resource or any recommendations or advice provided therein. INTRODUCTION “The Lost Years: A Father, A Son, Benzos, and Aging” by D E Foster BENZO NEWS “Benzos added to fentanyl causing hard-to-revive overdose problems” by Karen Graham in Digital Journal“Benzodiazepines intake may increase miscarriage risk” by Medha Baranwal in Speciality Medical Dialogues“‘Hello, It's Me:' Loneliness in Benzo Withdrawal” by D E Foster in Benzo Free “The world's happiest people have a beautifully simple way to tackle loneliness” by Jenny Anderson in QZ.comPodcast Episode #14 — “Finding Faith, Hope, and Acceptance in Benzo Withdrawal: A Conversation with Jennifer Leigh, PsyD”“My Fifth-Year Anniversary” by Holly Hardman on As Prescribed Blog“7 Effective Thought-Stopping Techniques for Anxiety” by Melissa Stanger on Thrive Global“Anxiety ‘epidemic' brewing on college campuses, researchers find” by Will Kane on Berkeley News BENZO SPOTLIGHT Benzo.org.uk FEATURE: Benzos and the Elderly “American Geriatrics Society 2015 Updated Beers Criteria for Potentially Inappropriate Medication Use in Older Adults.”Benzodiazepines: How They Work and How to Withdraw (aka The Ashton Manual) by C. Heather Ashton“Benzodiazepine Use and Risk of Alzheimer's Disease: Case-Control Study.” BMJCommonwealth of Pennsylvania. Prescribing Guidelines for Pennsylvania: Safe Prescribing Benzodiazepines for Acute Treatment of Anxiety & Insomnia.“Physicians' perspectives on prescribing benzodiazepines for older adults: a qualitative study.” Journal of General Internal MedicineBenzo Free: The World of Anti-Anxiety Drugs and the Reality of Withdrawal by D E Foster “Yes, Benzos Are Bad for You” by Dr. Frances Allen“Factors Associated With Long-term Benzodiazepine Use Among Older Adults.” JAMA Intern Med.“No End in Sight: Benzodiazepine Use in Older Adults in the United States.” Journal of the American Geriatrics Society“Benzodiazepine Use in the United States.” JAMA Psychiatry“The Benzodiazepine–Dementia Disorders Link: Current State of Knowledge.” CNS Drugs“Risk of Death Associated with New Benzodiazepine Use Among Persons with Alzheimer's Disease — a Matched Cohort Study.” International Journal of Geriatric Psychiatry“Benzodiazepine Dependence and Withdrawal in Elderly Patients.” The American Journal of Psychiatry“The New Old Age: A Quiet Drug Problem Among the Elderly.” by Paul Span in The New York Times.“Once prescribed, 25% of elderly become dependent on benzodiazepines: JAMA.” by Hina Zahid in Speciality Medical Dialogues. FORMAL REFERENCESAmerican Geriatrics Society (AGS). “American Geriatrics Society 2015 Updated Beers Criteria for Potentially Inappropriate Medication Use in Older Adults.” Beers Criteria Update Expert Panel (2015). Accessed April 9, 2018. http://www.sigot.org/allegato_docs/1057_Beers-Criteria.pdf.Ashton, C. Heather. Benzodiazepines: How They Work and How to Withdraw (aka The Ashton Manual). 2002. Accessed April 13, 2016. http://www.benzo.org.uk/manual.Billioti de Gage, Sophie, Yola Moride, Thierry Ducruet, Tobias Kurth, Hélène Verdoux, Marie Tournier, Antoine Pariente and Bernard Bégaud. “Benzodiazepine Use and Risk of Alzheimer's Disease: Case-Control Study.” BMJ 349(g5205)(2014). Accessed January 30, 2017. doi:10.1136/bmj.g5205.Commonwealth of Pennsylvania. Prescribing Guidelines for Pennsylvania: Safe Prescribing Benzodiazepines for Acute Treatment of Anxiety & Insomnia. Updated May 15, 2017. Accessed April 7, 2018. https://www.health.pa.gov/topics/Documents/Opioids/PA%20Guidelines%20on%20Benzo%20Prescribing.pdfCook, J.M., R. Marshall, C. Masci, and J.C. Coyne. “Physicians' perspectives on prescribing benzodiazepines for older adults: a qualitative study.” Journal of General Internal Medicine 2007 Mar;22(3):303-7. Accessed April 22, 2019. https://www.ncbi.nlm.nih.gov/pubmed/17356959Foster, D E. Benzo Free: The World of Anti-Anxiety Drugs and the Reality of Withdrawal. Erie, Colorado: Denim Mountain Press, 2018. http://www.benzofree.org/book.Frances, Allen. “Yes, Benzos Are Bad for You.” Pro Talk: A Rehabs.com Community, June 10, 2016. Accessed October 13, 2016. https://www.rehabs.com/pro-talk-articles/yes-benzos-are-bad-for-you.Gerlach LB, Maust DT, Leong SH, Mavandadi S, Oslin DW. “Factors Associated With Long-term Benzodiazepine Use Among Older Adults.” JAMA Intern Med. 2018;178(11):1560–1562. doi:10.1001/jamainternmed.2018.2413Maust, Donovan T., Helen C. Kales, Ilse R. Wiechers, Frederic C. Blow, Mark Olfson. “No End in Sight: Benzodiazepine Use in Older Adults in the United States.” Journal of the American Geriatrics Society 64(12)(December 2016):2546-53. Accessed February 17, 2017. doi:10.1111/jgs.14379.Olfson, M., M. King and M. Schoenbaum. “Benzodiazepine Use in the United States.” JAMA Psychiatry 72(2)(February 2015):136-42. Accessed March 7, 2017. doi:10.1001/jamapsychiatry.2014.1763.Pariente, Antoine, Sophie Billioti de Gage, Nicholas Moore and Bernard Bégaud. “The Benzodiazepine–Dementia Disorders Link: Current State of Knowledge.” CNS Drugs 30(1)(January 2016):1-7. Accessed December 12, 2016. doi:10.1007/s40263-015-0305-4.Saarelainen, Laura, Anna-Maija Tolppanen, Marjaana Koponen, Antti Tanskanen, Jari Tiihonen, Sripa Hartikainen and Heidi Taipale. “Risk of Death Associated with New Benzodiazepine Use Among Persons with Alzheimer's Disease — a Matched Cohort Study.” International Journal of Geriatric Psychiatry (November 15, 2017). Accessed April 8, 2018. doi:10.1002/gps.4821.Schweitzer, Edward, George Case, and Karl Rickels. “Benzodiazepine Dependence and Withdrawal in Elderly Patients.” The American Journal of Psychiatry; Washington 146(4)(April 1989):529-31. Accessed April 22, 2019. https://search.proquest.com/openview/8061f199e2c28c42650c88feb8a394cf/1.pdf?pq-origsite=gscholar&cbl=40661.Span, Paula. “The New Old Age: A Quiet Drug Problem Among the Elderly.” The New York Times. March 16, 2018. Accessed April 22, 2019. https://www.nytimes.com/2018/03/16/health/elderly-drugs-addiction.html.Zahid, Hina. “Once prescribed, 25% of elderly become dependent on benzodiazepines: JAMA.” Speciality Medical Dialogues. September 13, 2018. Accessed April 22, 2019. https://speciality.medicaldialogues.in/once-prescribed-25-of-elderly-become-dependent-on-benzodiazepines-jama/.  Introduction In today's intro, I rambled on a bit, as I often do, about the elderly, a blog post I wrote about my dad, but most of all about loss. The loss so many of us feel from those years were trapped on the drugs.  Mailbag This is where we share questions and comments which were discussed: COMMENT: You could attract more listeners if you included anti-depressants in your content. This comment was from Sara in Memphis, Tennessee. She suggested that I could draw more listeners if I included anti-depressants in the content. I agreed and suggested I would try and be more inclusive, but that our primary focus will still be on benzos. QUESTION: I would love for you to do a “bedtime” podcast.This question was from Karla in Chino Hills, California. She suggested I do a “bedtime” version of the podcast for people to listen to when they have insomnia. This was a great idea and I asked for suggestions of what it would entail.  Benzo News We discussed a variety of stories around the benzo community in this section today.  Benzo Spotlight Today's spotlight was on the website benzo.org.uk. This is the home to the Ashton Manual and thousands of links related to benzos, studies, articles and other information.  Benzo Stories Today's story was from Jill in Grand Junction, Colorado.  Feature Today's featured topic: The Effects of Benzodiazepines and Z-drugs on the Elderly The senior population around the world is an at-risk group, especially when it comes to the effects of certain drugs like benzos. Unfortunately, they are also the most likely to take these drugs. In today's feature, I shared several statistics, studies, and articles about the dangers of the overprescribing of these drugs in the elderly population.  The PodcastThe Benzo Free Podcast provides information, support, and community to those who struggle with the long-term effects of anxiety medications such as benzodiazepines (Xanax, Ativan, Klonopin, Valium) and Z-drugs (Ambien, Lunesta, Sonata). WEBSITE: https://www.easinganxiety.comMAILING LIST: https://www.easinganxiety.com/subscribe YOUTUBE: https://www.youtube.com/@easinganx DISCLAIMERAll content provided by Easing Anxiety is for general informational purposes only and should never be considered medical advice. Any health-related information provided is not a substitute for medical advice and should not be used to diagnose or treat health problems, or to prescribe any medical devices or other remedies. Never disregard medical advice or delay in seeking it. Please visit our website for our complete disclaimer at https://www.easinganxiety.com/disclaimer. CREDITSMusic provided / licensed by Storyblocks Audio — https://www.storyblocks.com Benzo Free Theme — Title: “Walk in the Park” — Artist: Neil Cross PRODUCTIONEasing Anxiety is produced by…Denim Mountain Presshttps://www.denimmountainpress.com ©2022 Denim Mountain Press – All Rights Reserved

Should police have the ability to control your car? We're going to talk about automakers are talking about giving police control over your car. Pay with cash? Not in Britain. Britain and some other European countries are moving towards a cashless society. What does it mean? Remote skimming of your Credit Cards. The Secret Service is warning about High Tech Thieves using this tactic. Auto insurance and Autonomous Vehicles. We'll be talking about that and what's happening with auto insurance when it comes to these new self-driving cars. Ransomware what's happened to it, why don't we heard as much about it anymore. The National Security Agency, NSA, halted that surveillance program. We will be talking about that they had that surveillance program that Edward Snowden really got in trouble for. Cameras that watch for prospective shoplifters? Yes, cameras with AI software designed specifically to spot shoplifters even before they steal. For more tech tips, news, and updates visit - CraigPeterson.com --- Transcript: Below is a rush transcript of this segment, it might contain errors. Airing date: 03/09/2019 Trump Halts NSA Surveillance Program - AI Spotting Shoplifters - Autonomous Vehicles Police And Insurance Craig Peterson: 0:00  Hey, it's that music must mean it is time for me to get going. Good morning everybody. Everyone who's tuning in on the radio, listening on the iHeart app or even listening to the podcast. It's a lot of fun. I'm honored to be here every week and I get so many great comments from people thanking me for everything I do and I do try hard as they say, right Avis - we try harder. I try hard to get you all of the information you need to know and help you out. From putting on those master classes for you and trying to do all of this stuff without the sponsorship, that personally I kind of find a little bit annoying but you know that's the price right? You have to pay for the time on the air etc., etc. So I'll Anyhow, you are tuned in for the half hour we have today. We're going to talk about automakers here giving police control over your car. What's happening with that. Britain and some other European countries are moving towards a cashless society. How about ours? What does it mean? We get another warning out from the Secret Service about high tech thieves, and how they're doing remote skimming now of your credit cards. Auto insurance. This came up this week I was chatting with someone. So, I found a really great article on Bloomberg that I shared on my website. We'll be talking about that and what's happening with auto insurance when it comes to these new self-driving cars. Yes, indeed, this is going to be a very big deal especially for those smaller insurance guys who are out there. Ransomware what's happening what's happened to it, why don't we heard as much about it anymore. The National Security Agency NSA, they have halted that surveillance program. We will be talking about that they had that surveillance program that Edward Snowden really got in trouble for. These cameras are designed to spot shoplifters even before they steal. And the whole concept of artificial intelligence came up this week as well when I was chatting with a couple of different radio stations and also a little bit on my show last week. So, let's get started with that. The NSA, we know that they threw a huge net out there, they were doing bulk data collection on U.S. domestic phone records. It was abused apparently by the feds multiple times. It looks like the Obama administration might have abused it as well. And under the so-called USA Freedom Act, which was put in place by the way to replace the act that had been in effect since 911. So, the USA Freedom Act. It requires reauthorization at the end of the year, and President Trump is saying that he doesn't want to extend it. Isn't it interesting how the tables have turned? You know, we've had the Democrats screaming about privacy, about all of these things for so many years. And now it's come out that of course, they are the party of no free speech. Just try and say something against them, see what happens to you. We just had had a case of a guy on campus out at UC Berkeley, getting just cold-cocked right in the face because of his exercise of free speech. And when it comes to free speech, of course, now the Democrats are introducing a law that would put in place an old FCC rule that they had under the Obama administration that actually hurt the development of the internet. Well, I'm sure I'll end up talking about that in a future show as well. But President Trump apparently is not looking to extend it. Not at all. That's according to Luke Murray and he's the National Security Advisor. And what's interesting too, is he's a security adviser to the Minority Leader, Kevin McCarthy. Now, this didn't come out of the White House. So, who knows exactly what's going to happen. But the New York Times is reporting on this. CNN is reporting on this and if the left is reporting on it. Well, I guess they want it in place, right. They want to be able to monitor their opponents, their so-called enemies. Well, the NSA last year disclosed it had found technical problems with the program that led to the collection of records on U.S. persons didn't have the authority to collect while da they were collecting absolutely everything. Remember, they said, oh, we're just collecting phone metadata doesn't really matter. It's not a big deal. And then it turned out well, yes, metadata, in fact, can be used to figure out who you are who you're talking to. Where you were, track you around, okay. Very, very big deal to collect that metadata. Well, according to Murray, he said that the administration actually hasn't been using it for the past six months because of problems in which way the information was collected. You remember last year and reported late last year in 2018, that the NSA had destroyed volumes, just tons of the data they had been collecting under the order. Of course, the new Trump administration because you can't monitor people, right? We're supposed to be safe. We're supposed to have privacy in our papers and our persons. It's just crazy how far it's gone. He said, it possibly is collecting information on US citizens the way it was transferred from private companies to the administration after they got to FISA court approval. And we know there have been some serious issues with the FISA court approvals based on what we're starting to hear about the FISA court warrants. And you know me I've been against these all of the time I've called them star-chamber proceedings because there's there's no way to defend yourself. Now it's not quite the same as a grand jury we're obviously you can't defend yourself in a grand jury, either, right and the grand jury You know the old statement that you can indict a ham sandwich with the grand jury. Absolutely true. But when it comes to the grand jury, now it starts the whole legal process and it starts out in the open with the FISA court everything is top secret which is what? It's an absolute probability that we are going to get some abuses of the system, right? Is it that the way that always ends up going so Murray also noted that reauthorizing the program would be challenging he says I'm not actually certainly administration will want to start that the back up where they've been the last six months in other words The Trump administration came in saw the abuses that were occurring, saw the problems with the data and stopped the program. They destroyed a lot of the data that was illegally collected on US citizens, US persons. And they have not been using the data. And you remember testimony on this whole thing from the National Security director in front of Congress saying that they had not indicted a single person. Had not made a single arrest because of the data that had been collected in this program. And yet, there's so much data being collected and stored that it actually drove up the price of hard disks in the United States. Because all of this data was being collected and stored there, most of it in Utah at the point of the mountain. The whole thing is just nuts. You know, anyways, you get me going here on a Saturday morning. Let's move on to another topic here that's going to get me going when it comes to shoplifters and AI Well, you know, artificial intelligence, AI, what it's all about. There's a great article in Bloomberg, you'll find on my website. Okay. It's from Bloomberg. And it's talking about this Japanese startup called VAAK. VAAK has developed what they're calling artificial intelligence software. And this software is designed to look at people to watch the footage. And from that footage, try to hunt for potential shoplifters. We've talked before about some of the programs that are in place, a software that's being used by police departments here in the US and around the world. And the software that is trying to predict where crime is going to occur next. Frankly, pretty darn scary stuff there is no two ways about it. And now this startup is saying that they can use footage from regular security cameras. And what it does is it looks for people who are fidgeting, who are restless, and other potentially suspicious body languages. And I'll go into any detail about what that actually means. But this really does remind me of the movie Minority Report. We keep going back to that, don't we? Where we've got algorithms here instead of the three people who can see into the future. We got algorithms analyzing the security camera footage and then what it does is alert staff about potential thieves and it does it via a smartphone app. So, think about what they've been doing over in Vegas for so long where they're monitoring everybody on the floor the looking for people who are trying to game the gaming system out there. And they have the security guards running around and you do something they don't like and you're going to the very least be ejected Well, in this case, the goal is prevention. And what happens here is if the targets approached and asked if they need help. They found that it's a good chance that the theft never happens. So, they have a smartphone app that the security people are carrying around, the loss prevention people, and they see somebody is looking a little fidgety. The app automatically informs them. They go over and just say Hey, need any help. And that's about all it takes. Now we're talking about real money. Shoplifting costs the global retail industry about $34 billion in lost sales in 2017. It's crazy and that's the biggest shortage source, excuse me, of shrinkage. Of course, there's a lot of shrinkages. It goes out the back door of the store as well. But the biggest one is people who are stealing and that amounts by the way to 2% of revenue. That's a huge chunk of revenue when you get right down to it. And the whole retail industry is known for very narrow, very thin margins. So, when you're talking about 2% of revenue, it's hurting them dramatically. But the other side is if they can stop it that opportunity is absolutely huge. And they're projecting that retailers are going to invest about $200 billion in new tech this year. That's according to Gartner. And they'll probably become more open to embracing technology to meet consumer needs. Interesting stuff isn't it and you know we're being tracked as we walk around the stores our smartphones are being used to track as if you've got an iPhone a more recent iPhone they really can't track you very well, they don't know when you're re-entering the store but this company got founded and funded to the tune of about a half a million dollars and it's the middle of a series A seeking to raise $10 million or more courses all Japanese yen I'm doing quick comparisons and translations in my head, as we're going along, so, we'll see what happens there. And you can expect to be monitored by this software or something very similar to it next time you go shopping because some of this is already out there. And they're using it, the police departments to determine who might be a terrorist. They're comparing our faces to the National Crime NCIC information computer system. Where all of our data is being shared. A lot of states take our drivers licenses and share that information. I still don't have a regular driver's license that has the TSA compatible components on it. Because I don't want the state to keep my picture although that means I have to have a passport as well in order to in order to have that ability to fly. Although I try not to fly, whenever possible. So, let's talk about our cars here for a second and the police and these new autonomous vehicles. By now everybody's heard of Elon Musk, and you've heard of his cars, the Tesla's and and I remember a few years back talking about how Consumer Reports, of course, reports on cars and how they had a very high rating and how the National Transportation Safety Board, when they tested the Tesla Model S for safety, it basically broke their whole system because it performed so well. They had to revise and to change the way they measure the safety of cars because Tesla was just so good. Well, now we've got a few issues with Tesla, first of all, Consumer Reports has put all models of Tesla on their lower, do not buy lists from their top list, which is kind of a shocker. And that's due to the long term effects of owning a Tesla, the longevity. Where part start to fail how expensive they are, if you bought a Tesla you probably notice how crazy expensive the insurance is. Because it's expensive to repair a Tesla. Which I guess makes sense there aren't a lot of them and there aren't dealers everywhere. There's no competitive market for Tesla parts. Now we've got Elon Musk, making a statement that truly got some people concerned. And he's kind of backtracked that statement a little bit. But Elon Musk was talking about how our Tesla's within a year or so, is going to be completely autonomous. They are going to be completely self-driving, even on side roads. And there's debate as to whether or not that's even possible at this point in time that Tesla doesn't have the same sorts of sensors that the other fully autonomous vehicles that are currently on the road being tested. It doesn't have the same types of sensors with LIDAR and other things. So, can they actually do it? And, and that's where he kind of backtracked a little bit. Well, when we have these autonomous vehicles, there are so many questions that come up, and we're going to talk about two of them right now. One of them is should police have the ability to control your self-driving car? Bloomberg published a story last Wednesday about how our autonomous vehicle should interact with law enforcement. Because there was a story that came out back in December 2018 about a driver who fell asleep behind the wheel of a Tesla with his autopilot engaged. And apparently, the driver was drunk I guess is what was going on. But at any rate, he fell asleep. So, that Tesla is driving down the highway and the police are trying to pull it over and they cannot pull it over. So, they're trying to figure out what what-what do we do here, the drivers intoxicated, he's falling asleep behind the wheel, the cars driving down the highway at whatever speed was driving at the time. This is a problem that autonomous vehicle manufacturers are going to have to address. And it's also something Law enforcement going to have to try and figure out as well. Now it's one thing if it's a completely autonomous vehicle, you look at some of those stuff like Mercedes has, there's no steering wheel, there's no driver you get in where you are "fall on the floor" drunk or you are wide awake, working on business stuff, you have no responsibility to control the car. The car can be pre-programmed to take you somewhere which would happen in the case of like a like an almost a taxi service saying, pick me up here. Drop me off there and off it goes. Right. That's what Uber is aiming for. We have also privately owned vehicles and we can do this thing like Take me home. And so the car just takes you home, right? And life hopefully is good. Well, should the car be monitoring you? If you're vomiting? Should the car redirect itself to the hospital should it be monitoring your pulse and respiration, to know that, hey, you just had a heart attack, I need to take you to the hospital. You know, how far does the responsibility of the autonomous vehicle and it's manufacturer and software developer, how far does that responsibility actually extend. Very, very good questions here and man, we are going to have some fun as time goes forward as we try and answer these. So, going back to December 2018, you got a drunk driver in a Tesla sound asleep. Normally what would happen that car would be involved in a wreck. Someone else might be terribly injured. A whole family might be killed. Heaven knows that It's happened before. Now that cars just driving down the road all by itself and the police officer notices the guys asleep. So what they did is the police went and blocked the car in. So they got in front of the car. They got behind the car. They got beside the car on both sides. And they just slowed down. And the Tesla sensors said okay, was nothing I can do here. I have to slow down I can't change lanes. And so the Tesla ended up stopping which makes sense, right. But should that Tesla notice those flashing lights? Should that Tesla have had the ability for the police officers to say, stop and pull over, Right? How far should have been able to go? and if that car has the smarts to stop for flashing light, what's to stop a bad guy from just using the strobe in their car to have, you know the car in front of them pull over. So, that they can molest someone or what whatever it is the bad guy wants to do. And even if it's not based on the flashing lights, which it would kind of have to be, initially. Because we're not going to have the control systems in the police vehicles, but if the police vehicles now do have those control systems and they can pull the car over with just a remote command. Wants to say that again, the bad guys aren't going to try and hack those. So, very murky legal territory. If you own that car, should the police have the ability and the right to control that car and how far should that go? Particularly, if that vehicle and or the driver of the vehicle is not doing anything illegal? So? you're just driving down the road everything's wonderful. You are being all the speed limits all of the traffic signs, you are not being erratic, you're not zooming past people. Should the police be able to pull you over at that point? Kind of goes back to, I guess, the checkpoint things, right? Should you have to stop at a sobriety checkpoint even though you know that you are sober. and I don't like those personally either, because even though I never drink and drive, and I've never been drunk, even though that that has never happened to me, I still resent these things because it is truly an invasion of privacy. Very interesting questions, Isn't it? Very interesting. We already have police departments that have these remote controlled little race car type things that they can launch from underneath their car. And what happens is they drive it underneath the car in front of them. So, it's this little, think of this little RC cars, you know that you had remote control cars, that you're driving out there. Well, they have in the middle do 80 miles an hour. So, it goes right up under your car and then it sets off an electromagnetic pulse, which of course shut off your engine if you're driving a modern car. And now your engine shut off and you have to stop because there's no engine anymore, right? Should they be allowed to do that? Well, they're already doing that in some jurisdictions. Now we got another point here when we're talking about self-driving cars and I think friends of mine that are in the insurance business and I start getting really kind of worried. A Tesla Model X in Southern California. If you were to buy that, the insurance premium at least this is a few years ago, was about $10,000 a year. Now, I mentioned already why Tesla's are so expensive? Because they're very expensive to fix. You can get into a five mile an hour accident, a fender bender basically in the Tesla and it can cost you five to 10 grand to get that fixed. Okay. It's a very big deal, but there's also the limited self-driving, what they call autopilot mode on the autonomous vehicles. Now, there are more and more sensors that are getting built into these things, but the underwriters and the actuaries are trying to figure out, how do they handle this new type of risk before it was you, you were in control, and either your equipment failed. And you know, your brakes didn't work, you couldn't steer your tire blew out, whatever it might be, and they know what those numbers look like because they've got a century-plus worth of data. Simple enough, right? Well, how about you as a driver? Well, they've got information on you as well and nowadays are using credit checks and everything else, which I think is nuts in order to come up with your insurance rate. But they've got all of this data and there's very few Model X's on the road. So, how do they figure that out? And then the bigger question when we start looking at this, it was addressed. This is really great, Deloitte, you probably familiar with that company, in 2019 insurance outlook report, they said the rise of connectivity has generated a massive amount of real-time data and turned the insurer's relationship with policyholders from static and transactional to dynamic and interactive. So, what this means is basically everything has changed. We're now transitioning that transitions is just starting now. If your autonomous vehicle is in an accident, who's responsible? Do you even need to have insurance anymore? No, you might have medical insurance, you might have some sort of collision insurance kind of a gap insurance sort of thing for you. For your medical expenses or for the medical expenses of other people in your vehicle. But even then, who should be responsible for the medical expenses, because the tables we have right now that the insurance companies are using to figure out our liability and how much they should be charging us, those are based on more than 90% of accidents are caused by human error. So, if you take the driver out of the equation when it comes to the accident itself. We're talking about big changes for insurers because 90% of that whole market transaction is changing. So, this is absolutely huge. They're forecasting trouble for insurers as automation becomes more widespread. Premiums could drop, they're saying maybe 12% or so by 2035. I think they should probably drop more than that. But who carries the insurance is the person who owns the vehicle? Is it the person who's in the vehicle operating it? quote unquote, even though they may not even have a steering wheel. Is it the manufacturer of the car, that should be liable? Is it the people who wrote the software? Is the company that was contracted to write the software? And remember, there isn't just one piece of software, there are dozens of computers and I mean, dozens and dozens and dozens of computers in a modern car, each one of them could fail. Is that the manufacturer of the CANBUS or whatever the buses all of these computers are using to talk to each other? Who has the liability? So, as automation levels in these cars reach level.s four and five, where you have complete fully autonomous, no human involvement. Insurance is going to change dramatically. So, what about the local guy that's been selling new insurance for your vehicle, forever? Isn't that interesting? You're still going to have some insurance I'm sure that's never going to go away but in this case, the driver won't be the risky part. The liability is really going to migrate to the manufacturer. The licensees of the software. It's just going to change. Nationwide is one insurance company that's starting to think about the problem and I'm sure, frankly, all of them are but Nationwide's come up with some interesting stuff. So, check out online Craig Peterson dot com, you are going to find an article here that you've got to read. This is from QZ dot com. Britain is moving to a cashless society. So, what happens to poor people who don't have bank accounts, credit cards. Who doesn't have access to that? Sweden already is a great example of how not to get rid of cash. Most of the banks in the country of Sweden don't accept paper money or coins. Same things true of a lot of restaurants and stores, even public toilets. How about the elderly. The poor, people with handicaps. Okay, what's going to happen Unknown 27:00 of them in cash isn't available. Got to think about all of this stuff. The government likes the idea because it's easier for them to track and make sure people aren't cheating. But on the other hand, I'm not sure that this is such a great idea. And you know me, right. I am a cash kinda guy. Anyhow, have a great day we will be back next week and tune in every day if you're not already on my podcast. Have a look for it you'll find me Craig Peterson dot com slash iTunes you can go to Craig Peterson comm slash almost anything Facebook or Twitter or I think SoundCloud TUNE IN JUST Craig Peterson dot com slash iTunes and let me know what you think. Leave a message say hello and have a great week. Make sure you check this morning's email you should have gotten my newsletter which is at Craig Peterson dot com slash subscribe comes out every week. Have a great day. Take care. Bye-bye. ---  Related articles: National Security Agency Halts Surveillance Program Because Trump Won’t Renew It These Cameras Can Spot Shoplifters Even Before They Steal Where Has All The Ransomware Gone? Cybercriminals Prefer ‘Cryptojacking’ The UK Is Going Cashless And, Like Most Of The World, Has No Plan For What Happens Next Automakers Could Give Police Control Over Your Self-Driving Car Secret Service Warning: High-Tech Thieves Can Remotely Skim Credit Cards At Gas Pumps Self-Driving Cars Might Kill Auto Insurance As We Know It --- More stories and tech updates at: www.craigpeterson.com Don't miss an episode from Craig. Subscribe and give us a rating: www.craigpeterson.com/itunes Follow me on Twitter for the latest in tech at: www.twitter.com/craigpeterson For questions, call or text: 855-385-5553

Stories1. Vance's Ghost :392. Was I Marked for Death? 13:213. Shared Room 20:064. Who Was He? 25:385. We Didn't Stay Long 36:276. Encounter in the Woods 42:347. My Time as a Security Guard 48:378. My UFO Experiences 54:029. The Orange Chair 59:53Find me on Facebook: http://facebook.com/unclejoshscarysto...Follow me on Twitter: http://twitter.com/scaryunclejosh See me on Insatgram: http://www.instagram.com/unclejoshtru...Patreon: http://www.patreon.com/user?u=5947439 Merchandise: http://unclejoshtruescarystories.thre...If you have a story you would like to be featured, please email unclejoshscarystories@gmail.com. Be sure to share the nature of the story in the subject line and include a note of your consent that your story can be read. Make sure to change any names of people that might wish to remain anonymous. Please note that your story will also be featured on The Edge of the Unknown - www.theedgeoftheunknown.com.Opening Music - Kevin McLeod - Evening of ChaosMusic - CO.AG Music - Sinister Ambient Background Music - The Dark Angel - https://www.youtube.com/watch?v=DaEcG...Video – Crump - Haunted Trunk - https://www.youtube.com/watch?v=QZ-pb...Closing Music - The Hush Lives Expectant - © Marcangelo Perricelli - soundcloud.com/marcangeloperricelli Creative Commons Royalty Free Stock Footage and Images: https://creativecommons.org/licenses/...

Ihr könnt uns per direkter Überweisung unterstützen: Marco Herack IBAN: DE07 4306 0967 2065 2209 02 BIC: GENODEM1GLS Weitere Spendenmöglichkeiten findet ihr hier: https://mikrooekonomen.de/spenden/ Unser Alexa-Skill Sendet uns Hinweise und Audiokommentare per Mail an Mikronomen ät posteo.de Die Kommentare der Hörerinnen und Links zu den Quellen findet ihr auf www.mikrooekonomen.de. Dort sind auch die Shownotes mit Verlinkungen, Bildern und ggf. Videos. Die Mikroökonomen sind ein unabhängiger Podcast über Wirtschaft, der sich Zeit nimmt. Wir wollen ein dauerhaft unabhängiges Informationsangebot aufbauen, das die Dinge anders macht. Möglich wird dies erst durch Euch und eure regelmäßigen Spenden. Vielen Dank dafür! Nachklapp: Epic Geldwäsche per Fotnite (OCCRP) News: Konzerne in der EU zahlen zu weniger Steuern, aber... Warum Konzerne in der EU zu wenig Steuern zahlen (Spiegel) Zahlen Unternehmen in der EU wirklich zu wenig Steuern? (Deliberation Daily) Mit Steuergerechtigkeit hat das nichts zu tun (Süddeutsche) Australien: Ein Land, ein Boom, ein Immobilienmarkt Hörerkommentar Bevölkerungswachstum Australien Die Royal Comission untersucht die Finanzbranche (ABC, englisch) Was die Royal Comission empfiehlt (ABC, englisch) Regulierungswelle droht (Royal Comission, englisch) Milliardäre bereiten sich auf den Weltuntergang vor (The New Yorker, englisch) Kein Erfolg in Neuseeland (The Guardian, englisch) News: Streik in Indien Gewerkschaften streikten gegen Modi (QZ, englisch) Schulen und Öffentlicher Nahverkehr in Indien lahmgelegt (QZ, englisch) Cosima Gill über Indien (Mensch, Frau Nora!, Podcast) 2016 wurde schonmal in der Größenordnung gestreikt (Wikipedia, englisch) News: Sanktionen gegen Venezuela Citgo als Sicherheit an Russland übertragen (Christina Ruffini, Twitter, englisch) Leveraged Loans Janet Yellen warnt (Business Insider, englisch)

Is Apple willing to sacrifice Apple TV for the greater subscription good, is Google Assistant is coming to feature phones, what is the use-case for a tv you can roll up into a box, and plenty more like that because it’s time to let the CES headlines rain over you. Sponsors: go.bitrise.io/ride metalab.co Stories from: @henrytcasey, @AshleyRReports Tweets:  @geoffreyfowler Links: Apple is putting iTunes on Samsung TVs (The Verge) Google Assistant will soon be on a billion devices, and feature phones are next (The Verge) Everything you may have missed from Nvidia's CES keynote (Techspot) HP Launches First-Ever AMD Chromebook (LaptopMag) Withings undercuts Apple Watch, debuts $129 ECG monitoring smartwatch (ArsTechnica) LG’s groundbreaking roll-up TV is going on sale this year (The Verge) Keeping up with Netflix originals is basically a part-time job now (QZ)

Join Lianna Brinded as she unpacks the art of self-care with Pulitzer Prize winning journalist and author James Ball and QZ reporter Rosie Spinks.What can we learn from dogs about being very good employees? Find more Work & Management content on Yahoo UK.READ MORECREDITSHosted by Lianna BrindedProduced by Caithlin Mercer & Lianna BrindedSound editing by Lolita LagunaMusic by Gregory MooreCover design by Katy Bowman See acast.com/privacy for privacy and opt-out information.

Nothing but true scary stories from a variety of sources including Reddit, submitted tales, and more. No creepypasta, just reflections on scary happenings. Please like, share, and comment. Send hate mail, like mail, and anything else you would like to share my way - unclejoshtruescarystories@gmail.com. Stories1. Vance's Ghost :392. Was I Marked for Death? 13:213. Shared Room 20:064. Who Was He? 25:385. We Didn't Stay Long 36:276. Encounter in the Woods 42:347. My Time as a Security Guard 48:378. My UFO Experiences 54:029. The Orange Chair 59:53Find me on Facebook: http://facebook.com/unclejoshscarysto...Follow me on Twitter: http://twitter.com/scaryunclejosh See me on Insatgram: http://www.instagram.com/unclejoshtru...Patreon: http://www.patreon.com/user?u=5947439 Merchandise: http://unclejoshtruescarystories.thre...If you have a story you would like to be featured, please email unclejoshscarystories@gmail.com. Be sure to share the nature of the story in the subject line and include a note of your consent that your story can be read. Make sure to change any names of people that might wish to remain anonymous. Please note that your story will also be featured on The Edge of the Unknown - www.theedgeoftheunknown.com.Opening Music - Kevin McLeod - Evening of ChaosMusic - CO.AG Music - Sinister Ambient Background Music - The Dark Angel - https://www.youtube.com/watch?v=DaEcG...Video – Crump - Haunted Trunk - https://www.youtube.com/watch?v=QZ-pb...Closing Music - The Hush Lives Expectant - © Marcangelo Perricelli - soundcloud.com/marcangeloperricelli Creative Commons Royalty Free Stock Footage and Images: https://creativecommons.org/licenses/...

מלחמה בדיפ פייקס, רובוטים יחליפו עובדים ואיך להישאר אנושי באתרי היכרויות   לרלרת אהוד הוא עכשיו כוכב קולנוע בסרט ״המוסד הסגור״ שבו משחקים גם דביר בנדק, עידו מוסרי, גילה אלמגור, טל פרידמן, צחי הלוי, אילן דר ומלאן אחרים. לשחר יש שולחן שעומדים לידו והוא עובד בעמידה אילון מאסק שעליו דיברנו כמה פעמים שיגר את המכונית שלו לחלל בגלל שהבוא כזה איש מגניב, ובגלל שככה הוא משווק דברים – באמצעות מגניבות ולא באמצעות פרסומות. אנדריי תרם וביקש לדעת אם אפשר לומר בפודקאסט "בהצלחה לקיריל שעובר לנאשוויל", אז התשובה היא לא, אנחנו לא מתמסחרים ככה. להישאר אנושית באתרי הכרויות ליטל גוטליב האורחת שלנו סיפרה על החוויות מאתרי הכרויות כמו אוקיי קיופיד וטינדר. נשים מבינות שטינדר עבור גברים זה לזיונים והן הולכות לאוקיי קיופיד, אומרת ליטל. ובכל זאת יש נשים ישראליות שדווקא כן ימצאו בטינדר משהו רציני, אבל באוקיי קיופיד לא. אין יכולת לסנן באוקיי קיופיד. קשה למצוא שם איכות ואנשים שכיף לדבר איתם. זה דווקא קורה בטינדר. ספוילר קל: ליטל מחקה את אפליקציות ההכרויות לפחות פעמיים, חסמה לא מעט גברים ששלחו דברים דוחים דרך הוואטסאפ, אבל בסוף מצאה בן זוג בטינדר. המלחמה בדיפ פייקס לפני מספר שבועות הסתובב סרטון פורנו עם פרצופה של גל גדות. הסרטון מזויף לחלוטין, אבל נראה מאוד אמיתי. הוא לא נעשה באולפן, אלא באמצעים ביתיים – מספיק תמונות סטילז של גדות ותוכנת בינה מלאכותית שתלו אותה. בשבועות שחלפו מאז, האמצעים שמבוססים על קוד פתוח ודברים חינמיים פורסומ לקהל הרחב, ונחשפו עוד סרטים שנעשו בטכנולוגיה הזאת. חלקם פורנוגרפיים וחלקם סתם מראים החלפת פנים – כמו שתילת פניה של קארי פישר הצעירה בסצינה מרוג אחת. לרשת עלה סרטון שמראה את הקטע המקורי שנעשה באולפנים, ואת אותה סצינה שנעשתה באמצעיים ביתיים תוך פחות מחצי שעה. ברור שעדיין יש הבדלים, אבל הפער מצטמצם בצורה משמעותית. זה יותר הוכחת היתכנות מאשר הדבר האמיתי.   זיופים כאלה היו אפשריים כבר שנים רבות. זיופי תמונות בפוטושופ הם עניין של כמה דקות עבודה לפעמים, אם יש לך את הידע הבסיסי והכשרון. בווידאו זה גם היה אפשרי, אבל ההבדל הוא שצריך פחות ידע ופחות אמצעים. כמעט כל אחד יכול להכניס את עצמו להיות סופרמן בשביל הכיף, או להכניס את חברה שלו לסרט פורנו – מה שבואו נדבר על זה רגע, מהווה השפלה והטרדה מינית אם הוא מפיץ את זה. זה די דומה ללהפיץ סרטון אמיתי שלה ללא הסכמה. זה גרם לעיתונות הטכנולוגיה לעסוק בכך שהגענו לנקודת אל חזור. כאשר דווח על זה בוייס, בכותרת נכתב שהבינה המלאכותית יוצרת פורנו ושכולנו נדפקנו (we're all fucked במקור) צללתי בשבועות האחרונים לרדיט והיו שם דיונים על הנושא, בקשות לסלבס מסוימים, והענות לבקשות. אבל בחלק גדול מהדיונים התחושה הייתה שבאופן אירוני האנשים ששותלים פנים על גוף של איש ערומה, לא רואים בכלל פנים. כלומר, הם לא מייחסים רגש לעניין או מנסים להבין שהדבר הזה פוגע, לא באופן רגיש, אך גם לא באופן מזלזל. הרבה מהדיונים שם פשוט היו טכניים לחלוטין והתייחסו להחלפת פנים כמו שמתייחסים לתיקון צבע של דבורה או כל דבר גרפי אחר. מה שקרה מאז, הוא שאתרים גדולים הבינו את הסכנה והחליטו לאסור על זיופים כאלה. רדיט פשוט סגרה לחלוטין קהילות שעוסקות בדיפ פייק על על ההודעות שלהן ועדכנה את תנאי השימוש כך שיבהירו שאסור לפרסם סרטונים ותמונות שזויפו ללא הסכמת המצולמים, אתרי הפורנו פורנהאב, הודיע שיסיר כל סרטון שנעשה ואתרים אחרים שמאחסנים תמונות כמו גפיקאט גם הסירו תמונות וסרטונים כאלה. נכון למועד ההקלטה עדיין יש סאב פעיל שנקרא פייקאפ, ובו הוראות איך להשתמש בתוכנה, דיונים טכניים והודעה נעוצה שאומרת שאסור בשום אופן להשתמש בזה לזיוף סלבס ללא הסכמה – ושפוסטים כאלה יימחקו באופן מידי. כנראה שבמחוזות המוארים של האינטרנט ושל רדיט הדברים האלה לא יהיו, אבל הזייפנים והצרכנים פשוט ילכו למקומות המוצלים והחשוכים יותר של האינטרנט – שזה אומר אתרים פחות גדולים ומוכרים באינטרנט הרגיל, ועד הדארק ווב. לחסום לגמרי כמובן אי אפשר יהיה. אלא רק להקשות על המציאה של תוכן כזה. באשר לאתרי הפורנו. ובכן, פורנהאב הודיעה שתסיר כל סרטון שנעשה לא בהסכמה וזה כולל פורנו נקמה, וכן דיפפייק. אז לגבי הדיפפייק עצמו – כתב וייס חיפש וראה שאפילו תחת החיפוש דיפפייק (שהכי קל לחסום בעולם) אפשר למצוא סרטונים כאלה, שלא לדבר על מונחי חיפוש אחרים. ויש כמובן עוד שלל אתרים שבהם התכנים יעלו, ובואו נזכור רגע שבאופן כללי המילה ״הסכמה״ בכל מה שקשור להשתתפות בפורנו היא מוטלת בספק בלשון המעטה. הרי האתר לא בודק אם הנשים שמופיעות בסרטים באמת מעוניינות בעבודה הזו. https://motherboard.vice.com/en_us/article/zmwvdw/pornhub-bans-deepfakes מכונות מחליפות בני אדם בשש השנים הקרובות 400 פועלי קידוח נפט בחברת Suncor יאבדו את המשרות שלהם ויוחלפו על ידי 150 משאיות אוטונומיות. המשאיות האלה מסוגלות לעבוד פחות או יותר 24/7 מינוס עצירות לתדלוק וכנראה בטווח האורך התחזוקה שלהם משתלמת יותר מאשר לשלם שכר וזכויות לבני אנוש. החברה כמובן הודיעה שתדון עם ועד העובדים איך אפשר לצמצם את מסר המפטורים, או לאמן אותם למשרות אחרות. סאנקור לא לבד כמובן. פוקסקון, שבמפעליה בין השאר מייצרים אייפונים, תפטר מספר גבוה בהרבה של עובדים. 10,000 עובדים שמרכיבים פאנלים למסכים (במחלקה שספציפית לא עובדת עם אפל) ילכו הביתה לטובת תגבור רובוטים שימלאו את התפקידים שלהם. דוח מעניין של QZ חושף שאמזון אמנם מגדילה את כוח האדם שלה, אך אם מסתכלים על כל תעשיית הקימונעות, היא מביאה לאובדן 170,000 משרות ב-2017, ולא מכסה על זה בגיוסים שלה. גם המחסנים של אמזון עוברים תהליך אוטומציה. המספרים האלה מדהימים אבל עדיין ממש נמוכים לעומת המציאות הקודרת. חברת הייעוץ מקינזי  פירסמה בנובמבר האחרון דו״ח שלפיו ב-13 השנים הקרובות אוטומציה תחליף 800 מיליון עובדים (וסביר שמקינזי היא זו שתמליץ לפטר אותם). אם אתם מגישי מזון מהיר או מפעילי מכונות – אתם תאבדו את העבודה ראשונים. אלה שעבודתם יחסית בטוחה הם שרברבים וגננים (גם של ילדים וגם של גינות). המספרים האלה גדולים מדי מכדי שנתפוס אותם, ורצינו לדבר עם מישהו שממש איבד את העבודה שלו בגלל שמחליפה אותו מכונה – נד לאד. המלצה בדקה אהוד ממליץ על פאודה באיחור רב אבל עדיין שווה לצפות. יש את זה ביס (העונה השניה שהחלה) ובנטפליקס (עונה שניה). שחר ממליץ על Stand up for drummers של פרד ארמיסן   ליטל ממליצה על הסרט Baby driver ועל האתר Stumble upon The post רובוטים מזויפים בדייטים [133] appeared first on Low Battery.

In this week's edition of the ArtTactic Podcast, Vivienne Chow, award-winning journalist and culture critic at Variety, QZ and the South China Morning Post, joins us to discuss her recent article profiling a new generation of Chinese collectors. First, Vivienne shares some of the common qualities among the young Chinese collectors she profiled and explains what is motivating them to travel outside of China to expand their art exposure and education. Then, she explains why auction houses have served as the primary arts educational tool for Chinese collectors and to what extent this is now changing. Lastly, Vivienne considers how the Chinese art scene will be impacted by collectors expanding their collecting habits to beyond Chinese artists.

On this week's episode, Martin Lieberman plays the role of Amir Zonozi for a week. Also, neither one of us has a clue what we're doing for the eclipse.  This week's Five Favorites:  1. New Feature Lets You Make Voice Calls On Your Google Home [Google] 2. Applebee’s tried to be cool, failed, and now it’s moving on with its life [QZ]  3. NASA will stream 360 degree video of eclipse [Business Insider] 4. Google Brings Q/A to Google Maps [TechCrunch]  5. Hot Topic: Apple sets $1 billion budget for original TV shows [Engadget]  Honorable Mention(s) Some hero put the Snapchat hot dog in the 'Baby Driver' trailer and made it so much better [USA Today] DISHonorable Mention(s) An unlucky photographer at Fenway Five Favorites' Tweet of The Week @Yankees Use the hashtag #FiveFavorites to share YOUR favorite stories each and every week - and YOU may be included on the show (including our new tweet of the week feature). 

Dan, Mike, and Brandon discuss a recent article on St John's University, from QZ.com, focused on how "The Program" teaches each student the same thing across their time on campus. Could it be the future of college education? Does it go too far in ignoring 21st century skills training?

On this week's show we talk about Jackie (IMDb): If you can't see the embedded video, you can watch the trailer on iTunes Move Trailers or YouTube. Next we take a look at Ghost in the Shell (IMDb): If you can't see the embedded video, you can watch the trailer on iTunes Move Trailers or YouTube. Both Moltz and Armstrong discuss whitewashing in both Ghost in the Shell and Dr. Strange. Both hosts seem to reference this Daily Beast article. After this episode was recorded, Armstrong found this article on Qz.com. Armstrong mentions this scene (should start to play around 2:21) from the 1995 anime version of Ghost in the Shell and how the film version compares. Follow the hosts on Twitter. John Moltz is@Moltz and Jon Armstrong is @blurb. If you just want to follow the show, it's @trailertrashshw You can visit http://trailertrashshow.com for free.

John Oakley speaks to Ann-Lisa Merelli of QZ.com who believes that while Trump was under qualified, he still won the election, because Clinton is a woman.

This week we have a marathon of a show focussing on AI, Bots, Machine Learning and everything else augmented.  Your hosts, as always, is David Brear (@davidbrear), Jason Bates (@JasonBates), Simon Taylor (@sytaylor) and Chris Skinner (@Chris_Skinner) We have a fantastic lineup this week of guests with; Devika Thapar (@DeeThapar) – Financial Services Leader, IBM Watson, Dr. Ella Rabener (@ella_rabener) – CMO of Scalable Capital and Ereli Eran (@ereli) – Senior Data Scientist at Ravelin. We hope you enjoy the show Key stories this week: IB Times – Barclays completes the world’s first live, end to end trade finance transaction with a live customer on Blockchain : LINK QZ.com – Alphabet, Amazon, Facebook, IBM, and Microsoft are creating the Justice League for AI : LINK Technology Review – MIT report – AI Wants to Be Your Bro, Not Your Foe : LINK Polygon – Watch the first ever movie trailer made by artificial intelligence : LINK Venture Beat – Are chatbots an evolution or a revolution? : LINK Venture Beat – Apple pushes its AI expert hiring spree into overdrive : LINK  The Drum – David Ogilvy’s first interview since he died? Possibly not but Watson and The Drum prove his ideas are still alive : LINK  Venture Beat – A Microsoft chatbot is insulting people again, and that’s a good thing : LINK Got a burning question or just want to shout of how much you’re loving whats in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on FinTechInsider@11fs.co.uk The post Ep110 – Will AI change the world of Banking? appeared first on 11FS. The post Ep110 – Will AI change the world of Banking? appeared first on 11:FS.

本文是纽约大学传媒学副教授马琳•格林和哥伦比亚艺术设计学院心理学教授约翰•多纳霍发表在QZ杂志上的研究。

本文是纽约大学传媒学副教授马琳•格林和哥伦比亚艺术设计学院心理学教授约翰•多纳霍发表在QZ杂志上的研究。

本文是美国纽约宾汉姆顿大学教授马修·乔纳森为QZ新闻网撰写的文章

本文是美国纽约宾汉姆顿大学教授马修·乔纳森为QZ新闻网撰写的文章

In Episode 103 of The Maccessibility Roundtable Podcast, our knights discuss: Josh’s apple watch, the new netflix app for iOS, the disney anywhere app with audio description, facebook’s accessibility of the new react feature, and the new image descriptions, The QZ app, Apple’s fight with the FBI Knights on this episode: Josh De Lioncourt Darcy Burnard Holly Anderson Eric Troup Shelly Brisbin Links For This Episode The disney anywhere app, The qz app, 2 in 1 Apple Watch bamboo charging stand Sponsor for this episode This episode is sponsored by iOS Access for All, a book by Shelly Brisbin. Learn to use your iPhone or iPad accessibly. Get it at  iosaccessbook.com.

SHOW TOPICS AND LINKS FOR EPISODE 26:CHIT CHAT:Our one year anniversary show is one more episode away as Sept 11 was our first show release.  We are working on having past guests join us and record in person if possible. U-TURN: Riding update: Rich had a near miss on the road and we discuss that experience.Rico decides on Rinehart Racing exhaust for his RoadmasterNEW TOPICS:We attend the 2015 Porsche World Roadshow at Charlotte Motor SpeedwayCars we drove:Cayman S (325HP, 273 lb-ft, 0-60 4.7sec (PDK 4.6 Sec (4.4 sec in sport plus mode)) Cayman GTS (340 hp, 280 lb-ft, 0-60 4.6 sec (PDK 4.5 (4.3 sec Sport +)911 Carrera S (400 hp, 325 lb-ft, 0-60 4.3 sec (PDK 4.1 sec (3.9 sec Sport Plus)911 Carrera GTS (430 hp, 324.5 lb-ft, 0-60 4.2 sec (PDK 3.8 sec)Panamera S (420 hp, 384 lb-ft, 0-60 4.9 sec (4.6 sec w/Sport Chrono))Panamera GTS (440 hp, 384 lb-ft, 0-60 4.2 sec)Time attack: Rico 17.8, Rich 20ish secondsFastest time for our session was 17.2 and 16.8 for the day! (both drivers raced either cars or bikes)Hot lap with professional driver in Panamera Turbo (520 hp, 516 lb-ft, 0-60 3.9 sec (3.7 sec w/Sport Chrono))Rich's 360 degree video (front seat)Rico's 360 degree video (he's in the back seat)NEWS RELATED TOPICS:Devil’s Advocate says: you might as much fun on the track with one of these (source: Autoweek)More detail on the glorious GT350 power plant (source: Car and Driver)2016 Harley Davidson Motorcycles - we do a quick review of changes, more to come during a future show once we get some seat time. (source: Cycle World and Harley Davidson)Harley recalls for Street 500 and 750 for fuel pumps (source: Autoblog)More competition for Harley (source: QZ.com)Focus ST boost on the cheap and covered under factory warranty! (source: Autoweek)Audi looking to beat Tesla Model X or at least compete (source: Autoweek)Running time: 1 hour 12 minutesQuestions or comments: feedback@rdubstudios.com

We thought we would share all the things that teach us, help us, and make us more productive throughout the day.  The best of the best curated for you. Not all of these are money related and they are all new ones that we’ve discovered since we covered this topic in the early days of LMM. Podcasts APM Market Place:  A quick summary of the day’s financial markets and big stories. How To Start A Startup:  From Stanford University. Hard Core History:  Epic history podcast. Money for the Rest of Us:  From our past guest J David Stein! Ted Radio Hour:  Portable Ted Talks. Freakonomics:  All the money topics you never thought to ask about. Fizzle:  How to build your own side business. Smart Passive Income:  Pat Flynn’s podcast. Nerdist:  A podcast about things and stuff. Tim Ferris:  From The Four Hour author. Extra Pack of Peanuts:  Past guest Travis Sherry’s travel podcast. The College Info Geek Podcast:  From our frequent contributor Thomas Frank. Blogs and Books Brain Pickings:  Well curated articles for the creative and curious. QZ:  Data driven news. Oliver Emberton:  Oliver writes about life and how to better it. How To Win Any Argument:  Great for married people but useful for anyone who deals with people.  Which I guess is all of us except the hermits. Good To Great:  How some companies make the leap while others don’t. The War of Art: How to fight your inner resistance to getting things done. Steal Like an Artist:  About creativity. ... Learn more about your ad choices. Visit megaphone.fm/adchoices

The scope of the thesis is to demonstrate the feasibility to examine magnetization profiles of thin films and multilayer systems via magnetic soft and hard x-ray reflectivity. The focus here is on 3d transition metals, which are used mainly for development of numerous noval magnetic devices, that are both technologically and scientifically interesting. Complementary to Neutron diffraction, which is the standard tool for the examination of magnetic structures in matter, magnetic x-ray diffraction permits to study small samples and exhibits better Qz-resolution due its small and only slightly divergent beam. The biggest advantage is its element specificity, which enables one to probe different magnetic sites separately. The method of magnetic x-ray reflectivity combines the strong magnetic circular dichroism (MCD) effect, significantly enhancing the magnetic sensitivity of x-rays, with the technique of conventional specular reflectivity, a well established tool for the structural studies of the chemical makeup of thin films and artificial multilayer systems. The theory of resonant magnetic scattering within dipole approximation combined with the specular reflectivity condition suggests that the strongest effects are in the lower incident angle regime using circularly polarized x-rays. By using soft and hard x-rays structures on a scale of a few to several hundreds of Å are probed, which is the dimensions of the thicknesses of the layers of most thin film and multilayers systems. In order to retrieve quantitative information from the measured magnetic reflectivity curves, an approach for visible light magneto-optical effects based on known dielectric tensors of the sample has been adopted and applied for soft and hard x-ray resonant scattering. Sample absorption and polarization changes in the sample are accounted for. Besides the structural composition, the thickness of the individual layers and the index of refraction, also the magnetic spin configuration can be chosen with arbitrary moment direction and magnitude by modifying the off-diagonal terms in the dielectric tensor. The magnetic optical constants, which determine the magnitude of the magnetic moments, are experimentally determined via MCD absorption measurements and then retrieving the real part through the Kramers-Kronig transformation of the measured imaginary part. This is shown in this work for several 3d transition metals and edges. The simulations are sensitive to a variety of different spin configurations: spiral spin structures, magnetic dead layers and of collinear alignment. Experimentally the magnetic reflectivity of 3d transition metals has to distinguish between the two available possible absorbtion edges, L and K, lying in different x-ray regions. The L-edges are situated in the soft x-ray region and exhibit large enhancements of the magnetic cross section, while the K-edges lie in the hard x-ray regime and show much smaller effects. In spite of this handicap, the latter can be important due to the much larger penetration depth and better Qz-resolution. The X13 beamline at the NSLS at Brookhaven National Laboratory consisting of two branches for soft and hard-x ray operations, respectively, uses an elliptical polarized wiggler (EPW), which produces circularly polarized x-rays in the orbit plane and allows fast switching between left and right circular polarization. Lock-in detection is used to improve the signal-to-noise ratio at the soft x-ray branch and single photon detection at the hard x-ray branch to measure the magnetic signal. The EPW and the experimental setup was commissioned to demonstrate the feasibility of magnetic x-ray experiments. Especially at the hard x-ray beamline branch the small magnetic effects, less than 0.1% of the charge scattering, were possible to detect. In order to satisfy the need for high flux the CMC-CAT beamline at the APS in Argonne was used for magnetic hard x-ray reflectivity, providing an undulator beamline where the high flux of linear polarized photons was converted into circular polarization via a diamond phase plate, delivering much higher flux and better circular polarization. The sample used to demonstrate the feasibility of the method of magnetic reflectivity consists of two multilayer structures of Fe/Cr on top of each other, where the iron spins of the upper are ferromagnetically and of the lower antiferromagnetically coupled, representing an exchange bias system. The sample was characterized with conventional x-ray reflectivity and MOKE measurements in order to accurately determine the structural composition and magnetic configuration (hysteresis loops), respectively. Magnetic reflectivity experiments on the L-edges at the X13A beamline showed strong magnetic effects, which could be clearly identified as ferromagnetic and antiferromagnetic Bragg peak contributions and simulation confirmed the collinear alignment and full magnetization of the iron spins throughout the iron layers. Energyand magnetic field dependent measurements complete the picture. By tuning the x-ray energy to the chromium L-edge, a signal 20 times weaker compared with iron, demonstrates that the weak magnetic moment in the chromium layers could be detected. Especially the AFM contribution shows strong effects which could be qualitatively and quantitatively evaluated. Simulation show clearly that the magnetic moment is concentrated at the interfaces and could be approximated to a magnetic layer with an effective thickness of about 0.5 Å assuming a step function in the magnetization profile. Soft x-ray data usually suffer from strong absorption and the limited Qz-range and resolution and therefore the use of hard x-rays seems desirable to probe the whole sample. Magnetic hard x-ray reflectivity measurements on the Fe/Cr double multilayer carried out at the CMC beamline by switching the magnetic field on the sample show clear magnetic Bragg reflection at the ferromagnetic structural peaks. They are very well reproduced by simulations and thus confirm the collinear alignment of the iron spins. In order to probe the AFM spin configuration the helicity of the photon beam has to be switched with constant magnetic field. In spite of complications in the reflectivity spectra it was possible to extract the relative orientation of the AFM to FM spin configuration in the two multilayers. In summary the work showed for the example of an Fe/Cr double multilayer that magnetic soft and hard x-ray reflectivity can be applied to retrieve information about the magnetization profile of thin magnetic films and multilayer, and can compliment polarized neutron scattering.

The compositional dependence of H2O solubility was investigated at 2 kbar and 800°C in haplogranite melts (system SiO2---1bNaAlSi3O8---1bKAlSi3O8 or Qz---1bAb---1bOr). The sixteen investigated compositions contained 25, 35 or 45 wt.% normative Qz and various Ab/(Ab+Or) ratios (0.15–0.92). Starting solid materials were anhydrous bubble-free glasses to which 10 wt.% H2O was added. The H2O contents of the isobarically quenched melts (glasses) were measured by Karl-Fischer titration. The results show that H2O solubility in aluminosilicate melts depends significantly upon anhydrous composition. The highest solubility values are obtained for the most Ab-rich melts. At a constant normative quartz content, the solubility of water decreases from 6.49 ± 0.20 wt.% H2O for a composition Qz35Ab60Or05 (normative composition expressed in wt.%) to 5.50 ± 0.15 wt.% H2O for a composition Qz35Ab10Or55. Along this join, the most significant changes are observed for Ab-rich melts whereas H2O solubility in Or-rich melts remains almost constant. The H2O solubility data imply that H2O is preferentially associated with the Ab component in aluminosilicate melts. Application of the results to natural granitic melts suggests that Na-rich, H2O-saturated melts may be significantly less viscous than H2O-saturated, K-rich melts. The temperature dependence of H2O solubility, investigated for composition Qz28Ab38Or34 at 2 kbar, is low. Increasing temperature from 750° to 1150°C only causes a decrease in H2O solubility from 6.00 to 5.41 wt.% H2O. These data are in agreement with previous data obtained for albite melts.