Podcasts about PL

In this episode of Storage Wins, Alex Pardo welcomes back Dan Wentzel with a major announcement: after months of grinding through deals, cold calls, and follow-ups, Dan is officially under contract on a $2.625 million self-storage facility that has 234 units and 28,000 square feet in a growing market with strong demographics.   What makes this milestone so powerful isn't just the deal itself — it's the journey that led to it. Dan cold called this owner four years ago, followed up for over a year, sent somewhere between six and twelve offers, and refused to quit even when the seller went to a broker and the deal almost died twice. This is a masterclass in what persistence actually looks like in the real world of self-storage investing.   The conversation dives deep into how a single phone call to a local bank, uncovering better lending terms than anything previously available, completely changed what Dan could offer and finally got the deal done. It's a reminder that creative problem-solving and consistent action can unlock opportunities that feel out of reach.   Alex and Dan also work through the deal's financials in real time, breaking down back-of-napkin underwriting: starting with $275,000 in current revenue, applying a 35% expense ratio to arrive at a $178,750 NOI, and exploring what a conservative 20% rent increase could do (pushing projected NOI to over $217,000). With rates sitting 30–40% below market and only two competitors in the area (one of which appears to be at capacity), the upside is real. The episode closes with a cliffhanger. The numbers are promising, but the next episode will tackle how to structure the capital stack: debt vs. equity, investor returns, and whether this deal can fully support itself.   This is one of the most honest and instructive episodes in the series, proof that the deal of your life can be the one you almost walked away from. ⸻ You'll Learn How To: Push through analysis paralysis and doubt by staying in motion even when results aren't showing yet  Follow up with sellers over months and years without burning the relationship  Use simple back-of-napkin math to quickly evaluate any self-storage deal  Apply an expense ratio to calculate NOI and interpret cap rates in context • Identify value-add opportunities from below-market rents and unsophisticated operations  Use bank financing creatively to increase your offer and structure a better deal  Recognize what makes a market worth pursuing: population growth, median income, and limited competition  Build a simple, sustainable follow-up system that doesn't require an expensive CRM ⸻ What You'll Learn in This Episode: [0:00] Dan announces he's under contract on a $2.625 million storage facility [1:00] Alex reflects on Dan's journey — from stuck and overwhelmed to under contract [3:16] What the mindset shift actually looked like: keeping your head down and taking the next step [4:08] Was quitting ever a real thought? Dan's honest answer [5:38] Why Alex's mentor told him to "love the journey" — and what that actually means [6:35] The confidence that comes from persisting when others would have quit [7:40] Deal overview: how did Dan even find this opportunity? [8:43] Cold called the owner four years ago — couldn't get through [9:12] A VA finally made contact: seller wanted $3 million — the follow-up began [10:03] How finding better bank financing changed everything and unlocked the deal [10:41] The numbers: 28,000 sq ft, 234 units, plus 24 containers with upside potential [11:32] How many offers did Dan send this seller? "Somewhere between six and twelve" [12:07] Why seller financing was difficult: the seller wanted 40% down [13:03] What made this deal worth the persistence: unsophisticated owner, strong market [13:28] No Google Maps presence, no online rentals, no rate management — maximum upside [14:22] Dan's follow-up system: a Google spreadsheet and phone reminders [15:14] Why the best CRM is the one you actually use [15:55] Market demographics: 3% annual population growth, $90K median household income [16:22] Seller's motivation: retirement [17:06] Purchase price per square foot: $94 — high, but not the full picture [17:31] Current annual revenue: $275,000 at 95% occupancy [18:01] Walking through back-of-napkin math with Dan live on the show [19:47] NOI calculation: $275K × 65% = $178,750 — what that means as a 7 cap [21:07] Why cap rates alone don't tell the full story [22:22] How much can revenue grow? Rates are 30–40% below market [23:48] Analyzing worst case, likely, and best case revenue scenarios [25:11] Only two competitors — one appears to be at full capacity [26:40] How to review the P&L month by month to project ramp-up revenue [27:17] Conservative scenario: 20% rate increase = $60K in additional top-line revenue [27:41] New projected NOI: $217,750 — now buying at an 8 cap [28:29] What comes next: layering debt and equity onto the deal [30:29] The cliffhanger: tune in to the next episode for full capital stack breakdown ⸻ Who This Episode Is For: Investors who have been grinding without results and are questioning whether to keep going  Anyone trying to source their first off-market self-storage deal through cold calling  Listeners who want to understand how to underwrite a deal from scratch  Entrepreneurs learning how to structure persistent, respectful follow-up with sellers  Investors exploring how bank financing can improve deal terms  Anyone building a value-add self-storage investment thesis  People who need a reminder that the breakthrough is usually just on the other side of the next rep ⸻ Why You Should Listen: Most people give up long before the deal gets done.   Dan Wentzel cold called this seller four years ago, got nowhere, followed up for over a year, sent over half a dozen offers, watched it almost go to other buyers twice — and then found one bank with better terms that changed everything.   This episode is a real-time case study in what persistence, creative financing, and consistent action actually look like in the self-storage business. If you've been putting in the work and not yet seeing the results, this conversation will remind you why you can't afford to stop now. ⸻ Follow Alex Pardo here: Website: https://alexpardo.com/ Facebook: https://www.facebook.com/alexpardo15 Instagram: https://www.instagram.com/alexpardo25 YouTube: https://www.youtube.com/@AlexPardo Storage Wins Website: https://storagewins.com/ ⸻ Have conversations with at least three storage owners, brokers, private lenders, or equity partners inside the Storage Wins Facebook Group. Join for free here: https://www.facebook.com/groups/322064908446514/

Eigentlich will BastiMasti nur nach Rotterdam, doch zwischen Besucherritze, Zugbekanntschaften und fremden Lebensgeschichten entwickelt sich die Reise zu einem unerwarteten Abenteuer. Währenddessen bereitet sich anredo auf seinen nächsten Inseltrip vor. Die bunten Europa-Wochen sind eröffnet: In den nächsten Wochen ist rundfunk 17 on Tour. Heute meldet sich BastiMasti direkt aus Rotterdam. Allerdings nicht von einer Messe oder aus einem hippen Café, sondern aus der berüchtigten Besucherritze seines Hotelbetts. Während anredo den nächsten Mallorca-Trip vorbereitet, entdeckt Basti Rotterdam auf seine ganz eigene Art. Dabei stößt er auf futuristische Architektur, seltsame Gebäude und eine kulinarische Innovation, die ihn nicht mehr loslässt: Essen aus dem Schrank. Schon die Anreise entwickelt sich zum Abenteuer. Im ICE fehlt die Sitzplatzreservierung. Plötzlich sitzt Basti zwischen Fußballfans, schreienden Kindern, gackernden Weibern und einem Mann im rosa Tütü, der nur noch als Zahnfee bekannt ist. Während eine Partie Kniffel gespielt wird, entstehen im Zug neue Freundschaften, alte Beziehungskrisen und Gespräche, die eigentlich niemand in einem voll besetzten Abteil führen sollte. Vor allem nicht über die Frage, wann zuletzt Seggs mit Eugen gemacht wurde. Außerdem sprechen anredo und BastiMasti über Verkehrsunfälle, Felgenprobleme, beinahe tödliche Autobahnmomente und die großen Reisepläne der kommenden Wochen. Eine deepe Folge voller Rotterdam, noch mehr Rotterdam und am Ende sogar ein bisschen Rotterdam. Nur die Besucherritze ist noch tiefer. Diese und alle anderen Episoden #rundfunk17 findet ihr unter anderem bei Apple Podcasts, Spotify, Deezer und als RSS-Feed.

Awesome episode where we get into what could make PL seem more like a sport, 4 week wave for single ply, and some PL yellow pages!http://www.twcstayhated.comhttp://www.patreon.com/triggerwarningconjugateHost- Anthony Oliveira @anthonycw13 @trigger_warning_conjugate @anchorathleticsnhCo-Host- Roman Mustaccio @rpefmlSeason 7 lets goooo

John DiJulius explains why so many leaders believe their customer experience is improving while customers feel something very different. Summary: In this episode of The Customer Service Revolution Podcast, Denise Thompson and John DiJulius unpack one of the most dangerous gaps in business today: the difference between what leaders think customers are experiencing and what customers are actually feeling. A 2026 customer experience report referenced in the episode found that 66% of CX practitioners believe customer experience improved last year, while only 17% of consumers agree. That gap is not just a measurement issue. It is a leadership issue. John explains why survey scores, dashboards, and internal reports can create false confidence. He also discusses why customer feedback often fails to become customer intelligence, how silos distort the experience, and why frontline employees are often closest to the truth but least empowered to fix recurring friction points. The episode challenges leaders to stop judging customer experience from the conference room and start getting closer to the real customer journey. Companies that want to build loyalty, reduce friction, and create a true competitive advantage must measure what matters, listen to what customers are actually saying, and follow through with systems, standards, and accountability. Takeaways There is often a major gap between what companies think they are delivering and what customers actually experience. Leaders may be investing in CX, tracking scores, and launching initiatives, but customers may still not feel meaningful improvement. Survey scores alone are no longer enough. John argues that survey fatigue has made traditional feedback less reliable. Many customers do not complain; they simply leave. Customer feedback and customer intelligence are not the same. Feedback tells you how someone feels about an interaction. Customer intelligence helps you understand who the customer is, what they need, what they value, and where friction exists. Frontline employees often know the problems before leadership does. Contact center teams, sales teams, and customer-facing employees hear recurring complaints daily. The problem is that many companies lack a system to capture and act on that intelligence. Silos create customer experience breakdowns. Departments often optimize for their own numbers, but customers experience the company as one organization. Implementation is where most CX initiatives fail. Launching the idea is easy. Measuring, training, coaching, reinforcing, and holding people accountable is the hard part. Leaders need to become their own customers. Ordering your own product, calling your own contact center, testing your own digital journey, and experiencing your own process can expose friction dashboards miss. Customer experience is not a short-term ROI play. Cost-cutting, discounting, layoffs, and acquisitions may improve short-term numbers, but they can damage the long-term experience. AI can help leaders hear the real customer voice. Customer sentiment analysis can reveal recurring issues across calls, chats, emails, and support interactions without relying only on low-response surveys. The ultimate question is not, "Are we working on CX?" It is, "Would our customers say it is actually better?" Quotes "Customer experience can't be judged from the conference room alone." "If customers are not feeling the improvement, then the work isn't finished." "Survey scores can create false confidence if they are not connected to the real customer journey." "Feedback is one thing. Customer intelligence is another." "The frontline often knows where the friction is. The question is whether leadership has a system to hear it and fix it." "EX equals CX. What employees experience, customers will experience." "Don't just ask, 'Are we working on customer experience?' Ask, 'Would our customers say it is actually better?'" "Implementation is the hard part. Launching the idea is easy." "Some customers do not complain. They just quietly leave." "Leaders need to roll up their sleeves and get closer to the customer." Chapters List 00:00 – Introduction: The Gap Between CX Perception and Reality Denise introduces a major disconnect between what CX professionals believe and what consumers report feeling. 01:58 – Why Companies Think Experience Is Improving John explains why there may be a lag between CX initiatives and customer perception, but also why leaders may be missing the real experience. 03:43 – Why CX Initiatives Fail After Launch John discusses flavor-of-the-month initiatives, poor execution, and the importance of measurement, training, coaching, and accountability. 04:52 – How Leaders Become Disconnected from Customers John explains how growth, P&L pressure, and short-term decision-making can distance leaders from the actual customer experience. 06:54 – The Role of Silos in Customer Experience Gaps Denise and John discuss how departments can unintentionally create friction when they do not understand one another's impact on the customer. 08:48 – Signs of a Customer Experience Delusion John challenges companies that rely too heavily on surveys and NPS without understanding what those metrics may be missing. 10:26 – AI, Customer Sentiment, and Real-Time Intelligence John explains how AI can help companies identify recurring customer issues through calls, emails, chats, and sentiment analysis. 11:45 – Customer Feedback vs. Customer Intelligence John defines customer intelligence and explains why different customer avatars have different needs, expectations, and pain points. 14:14 – Why Companies Collect Feedback but Fail to Act Denise and John discuss why employees and customers stop giving feedback when nothing changes. 16:51 – How Leaders Can Stay Close Without More Surveys John recommends AI sentiment analysis, contact center focus groups, and direct conversations with frontline employees. 18:41 – Becoming Your Own Customer Denise shares an example of executives testing their own product experience and finding major improvements before launch. 20:04 – How to Know CX Strategy Is Working John explains the importance of a return-on-experience dashboard, employee energy, task forces, and internal alignment. 21:54 – Consulting CTA Denise explains how The DiJulius Group helps organizations uncover friction, build systems, and create consistency at scale. 22:43 – The Danger of Relying Only on Survey Scores John explains why low response rates and incomplete survey answers can distort the truth. 23:27 – What Companies Should Do This Quarter John recommends speaking directly with VIP customers, creating a CX champion, forming a task force, and following a proven methodology. 24:44 – Closing Challenge Denise challenges leaders to ask whether customers would say the experience is actually better. Links: The DiJulius Group Methdology: https://thedijuliusgroup.com/x-commandment-methodology/ Company Service Aptitude Test:  https://thedijuliusgroup.com/c-sat-forms/individual-c-sat/ Schedule a Complimentary Call with one of our advisors:  tdg.click/claudia Ask John!  Submit your questions for John, to be aired on future episode:  tdg.click/ask Customer Experience Executive Academy: https://thedijuliusgroup.com/project/cx-executive-academy/ Experience Revolution Membership:  https://thedijuliusgroup.com/membership/ Books:  https://thedijuliusgroup.com/shop/ Contacts:  Lindsey@thedijuliusgroup.com , Claudia@thedijuliusgroup.com If you want to learn how world-class organizations build cultures customers cannot live without, explore The Experience Revolution Membership. Inside the membership you'll gain access to livestream workshops, practical frameworks, and proven strategies used by organizations around the world. Learn more at https://thedijuliusgroup.com/membership/ Learn More If your organization is working to improve customer experience but struggling to connect it to measurable business outcomes, The DiJulius Group can help. Visit: https://thedijuliusgroup.com Listen to more episodes: https://thedijuliusgroup.com/the-customer-service-revolution-podcast/ Subscribe We talk about topics like this each week; be sure to subscribe wherever you listen to podcasts so you don't miss an episode.  

In the final episode of "Buy: The Way...To Purposeful Procurement," Philip Ideson, Rich Ham, and Kelly Barner reflect on 18 months of exploration, 32 episodes, and a remarkable roster of guests who collectively proved that procurement's incentive problems are both bigger and more solvable than most realize. The flaws we uncovered aren't just procurement's problem, and there are often far-reaching, real-life consequences. For example, when buyer-side dysfunction enables seller-side exploitation, consumers absorb higher costs. When short-term savings metrics kill long-term initiatives like energy efficiency investments, the climate crisis deepens. When procurement is measured on fictional savings rather than actual P&L impact, the entire profession gets relegated to asking for a seat at the table instead of earning one. Building on Alan Veeck's call from the previous episode to convene "the smartest thinkers in our industry," the hosts sketch out what should come next from pragmatists alongside visionaries, skeptics alongside believers, and C-level advocates outside of procurement who can sell the vision to their peers. We don't need philosophical discussions about value, but actual business cases quantifying both the harms of keeping things status quo and the upside of change. Not just theoretical frameworks, but practical answers to the logistics of administering new measurement systems. Not just ideas, but examples shown in action that give others confidence to follow. As automation commoditizes tactical work, procurement has never been under more pressure to articulate what they stand for and how they connect to business value. The pace of AI-driven change makes solving the incentive problem more critical than ever, because the function needs to know what higher-value work looks like before the efficiencies arrive. So, while the series may be ending, as Rich notes, it feels more like a beginning. Thirty-two episodes proved the story was worth covering. Now comes the harder part: turning all of that conversation into action. Links: Rich Ham on LinkedInLearn more at FineTuneUs.com

Convidado: Octavio Guedes, comentarista da GloboNews e colunista do g1. A oitava fase da operação Compliance Zero teve como alvo de um mandado de busca e apreensão o ex-governador do Rio de Janeiro Cláudio Castro, suspeito de integrar um esquema que aportou R$ 3,7 bilhões de recursos públicos em títulos podres do Banco Master. Essa foi a segunda vez em 11 dias que os agentes da Polícia Federal bateram na porta de Castro: primeiro na operação Sem Refino, que investiga a participação do ex-governador na fraude fiscal bilionária da refinaria Refit; agora, diante da suspeita de ter facilitado a transferência do dinheiro da Rioprevidência – fundo público que gere os recursos de 235 mil aposentados e pensionistas do Rio – para o banco de Daniel Vorcaro. Neste episódio, Natuza Nery conversa com o jornalista Octavio Guedes sobre o esquema que drenou bilhões da Rioprevidência – e de outros fundos públicos identificados pela investigação da PF. Guedes também analisa o “enterro” da candidatura de Cláudio Castro ao Senado e as consequências políticas para Flávio Bolsonaro e PL.

Kým premiér Robert Fico verejne vyhlasuje, že pred ministrom obrany Robertom Kaliňákom by sa mal pre úspešný projekt prešovskej nemocnice „skladať klobúk“, realita na stavenisku pripomína skôr obrovskú blamáž.Výstavba kľúčového zdravotníckeho zariadenia za takmer pol miliardy eur narazila na hrubú nekvalitu prác ohrozujúcu samotnú statiku stavby, panujú pochybnosti o transparentnosti ako i otázniky nad tým, kam skutočne tečú milióny z verejných zdrojov a ako boli tieto firmy vyberané.Premiér však tvrdí, že nemocnica bude dostavaná v auguste 2027 a v marci 2028 by mohla byť už v skúšobnej prevádzke. Minister obrany Robert Kaliňák zopakoval, že stavebný dozor pri výstavbe nezlyhal. Opozičné KDH však chce Roberta Kaliňáka za tieto problémy odvolať z funkcie ministra.Prešov však nie je jediný tlejúci požiar v slovenskom zdravotníctve – nad výstavbou nových staníc záchraniek visí hrozba straty desiatok miliónov eur z Plánu obnovy a dôsledky spackaného sanitkového tendra minister zdravotníctva doteraz systémovo vyriešiť nedokázal.Sledujete Aktuality Nahlas, dnes s poslancom KDH a dlhoročným zdravotným záchranárom Františkom Majerským. Pekný deň a pokoj v duši praje Braňo Dobšinský.

Guido Suter, 50, ehemaliger Elitesoldat, Swiss-Ski-Coach und Leiter von EDA-Kriseneinsätzen, lebte stets am Limit. Seit einem Skiunfall vor drei Jahren ist er vom Hals abwärts gelähmt und steht nun vor der Entscheidung: Weiterleben oder Exit? Nach dem Unfall ist für Guido klar: «So will ich nicht leben.» Er gibt sich ein Jahr, um herauszufinden, ob er in diesem Körper weiterleben will. Filmemacherin Theresa Hofer – eine Freundin von Guido Suter – begleitet ihn auf dieser emotionalen Reise zwischen Leben und Tod. Ein Hoffnungsschimmer kommt in Form einer Forschungsstudie: Ein Chip im Gehirn und Elektroden im Rückenmark sollen Bewegung wieder ermöglichen. Guido ist erst der zweite Mensch, der daran teilnimmt. «Plötzlich gelähmt» ist ein Film über Identität, Sinn und die erstaunliche Fähigkeit des Menschen, sich an das Unvorstellbare zu gewöhnen.

You already know indecision is costing you. What you probably haven't done is calculate exactly how much. In this episode, I'm walking you through the decision debt audit, a structured process I built after watching highly capable, established business owners sit stuck on the same decisions for months. We're going through five categories of common business decisions, attaching real dollar amounts to the ones that have been sitting unresolved, and diagnosing the specific blocks keeping each one open. If you've been meaning to make a decision that keeps getting pushed, this is the episode that will finally move it. Timeline Highlights [00:00] – Why indecision is a business expense and how to calculate the true cost of decision debt  [02:24] – What the decision debt audit is and who it's built for  [04:22] – Why highly capable, multi-six-figure entrepreneurs are the ones most affected by open decisions  [06:35] – How to run the audit: grab your notebook and open to a fresh page  [08:25] – Category 1: Offer and program structure decisions that haven't been finalized  [10:51] – Category 2: Pricing decisions, including overdue price increases and underpriced offers  [13:32] – Category 3: Team and operations, from underperforming hires to missing SOPs  [15:55] – Category 4: Marketing and messaging, platform decisions, launch plans, and content that hasn't shipped  [18:45] – Category 5: Big-picture business model and direction decisions  [21:17] – How to calculate the dollar cost of each open decision and total your decision debt balance  [35:06] – The seven blocks that keep smart entrepreneurs in decision paralysis  [49:20] – Solo problems vs. room problems: how to know which intervention you need  [01:00:21] – Introducing The Decision Room mastermind and what it's designed to do Top Quotes from This Episode "Your business moves at the speed of the slowest decision you're not making." "The cost of staying stuck in indecision looks completely different once you see the actual dollar amount. It's just another line item on your P&L." "The information you actually need to make a better decision lives on the other side of making the next best decision. You won't get it until you take action." "You cannot read the label from inside the bottle. That's what happens when you're making decisions that require objective input and a perspective you don't have access to from where you're standing." "Unmade decisions don't stay neutral. They accumulate. They compound. And at best, next year's version of that number stays the same. More likely, it grows." "The smartest people struggle most with indecision because they see too many angles. The people who don't struggle are usually the ones who aren't seeing the full picture." "A decision that feels like a verdict on your identity is almost never actually about the decision. It's about what your brain has decided that choice means about who you are." Links & Resources The Decision Room Mastermind – Apply Now (applications close June 19th or when 15 spots fill) Previous episode: Why Smart Entrepreneurs Struggle to Make Decisions DM me MASTERMIND on Instagram @laura.schoenfeld Take the CEO Type Quiz If this episode landed, follow the podcast, leave a review, and send it to a business owner who's been putting off a decision they already know the answer to.

Jeff Dudan's free digital copy of his book What does it take to turn business chaos into a repeatable formula for success? In this episode, Jeff Dudan sits down with Troy Hazard - global keynote speaker, bestselling author, entrepreneur, TV host, and former Global President of the Entrepreneurs' Organization (EO) - for a wide-ranging conversation on peer networks, business acquisitions, and the mindset shifts that separate good entrepreneurs from great ones. Troy shares the hilarious story of how three bottles of wine at a lunch in Brisbane launched a 15-year journey that took him to the top of EO's global leadership. He breaks down why he deliberately looks for 'unsexy' businesses most investors ignore, why he makes himself redundant as fast as possible after acquiring a company, and why leaving money on the table for the buyer is actually the strategy that creates premium exits. You'll also hear a powerful framework for evaluating distressed businesses - one that starts not with spreadsheets, but with candid conversations over coffee. Plus, Troy and Jeff explore the transformative power of EO, YPO, Vistage, and peer mastermind groups for entrepreneurs who didn't follow the traditional MBA path. Key topics covered: • How EO and YPO create life-changing peer networks for entrepreneurs • Why the best advice comes from people with nothing to gain from you • The 'unsexy business' acquisition strategy that creates outsized returns • How to evaluate a distressed business when the P&L tells you nothing • Why making yourself redundant is the fastest path to a profitable exit • The psychology of selling a business at a premium price • Vulnerability as a leadership superpower • Why confidentiality inside peer groups unlocks radical honesty  Guest: TROY HAZARD Guest YouTube: https://vimeo.com/troyhazard  Guest Business YouTube: Guest Website: https://troyhazard.com/  Guest Socials: https://www.linkedin.com/in/troyhazard/  #entrepreneurship #businessgrowth #TroyHazard #JeffDudan #EO #YPO #businessacquisition #peerlearning #leadershipmindset Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Big Weekend Preview returns as Rog and Rory Smith break down the final weekend of the Premier League season. They start with Arsenal, newly crowned champions after 22 years, taking their title lap at Selhurst Park while Palace prepare for their Conference League final. Then it's off to the Etihad, where Pep Guardiola says goodbye to Manchester City against Europa League winners Aston Villa. Finally, Spurs host Everton knowing a point should secure survival, while West Ham must beat Leeds and hope for a Tottenham collapse. Plus, full score predictions for the weekend ahead.Check out our city guides here: https://mibcourage.co/3R947x9Chapters:00:00:00 - How the title changes Arsenal00:09:58 - Crystal Palace vs. Arsenal predictions00:12:41 - Guardiola's place among PL managers00:20:20 - Manchester City vs. Aston Villa predictions00:21:36 - Tottenham vs. Everton preview00:25:10 - West Ham vs. Leeds preview00:26:51 - Southampton & EFL playoffs00:28:58 -Battle for Europe00:31:05 - Mo Salah goodbye to LiverpoolSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Convidados: Elisa Clavery, repórter da Globonews, e Paulo Celso Pereira, editor executivo do O Globo e Extra. A Câmara dos Deputados aprovou uma "minirreforma eleitoral" que blinda o dinheiro público dos partidos políticos. A votação foi rápida, simbólica sem placar, sem registro de quem votou a favor. PT, PL e Centrão jogaram juntos. O projeto proíbe que juízes bloqueiem ou penhorem recursos do Fundo Partidário e do Fundo Eleitoral que juntos somam mais de 6 bilhões de reais em 2026. As multas por irregularidades ficam limitadas a 30 mil reais e as dívidas poderão ser parceladas em até 15 anos. O texto também abre uma brecha para o disparo em massa de mensagens por robôs durante a campanha. Candidatos poderão registrar um número de celular oficial e enviar mensagens automatizadas para eleitores e isso não será considerado disparo em massa. Já o Congresso também se prepara para derrubar um veto do presidente Lula e liberar doações de dinheiro e bens no meio da campanha eleitoral. A lógica é conhecida: emenda entregue antes da eleição vale voto. Desde janeiro, o governo já liberou quase 26 bilhões de reais. No ano todo, estão previstos quase 50 bilhões.

Nová nemocnica v Prešove za stámilióny eur bude pre problémy s betónom meškať a predraží sa o ďalších takmer sto miliónov. KDH chce hlavu ministra obrany Kaliňáka, ktorý má celú stavbu na starosti.Ministerstvo už odstúpilo od zmluvy s pôvodným konzorciom firiem a bleskovo dohodol bez súťaže zmluvu s novými stavbármi za 259 miliónov eur na hrubú stavbu nemocnice. Takisto vyhlásil súťaž na vybavenie nemocnice za 280 miliónov.Ako to teda na stavbe novej prešovskej nemocnice, ktorá je strategickým projektom a po dokončení mám mať viac ako tisíc lôžok vyzerá? Je termín dostavby v roku 2027 už nereálny? Bude sa dať na nemocnicu použiť 200 miliónov z Plánu obnovy alebo to budeme musieť zaplatiť sami? Čo kresťanský demokrati vyčítajú ministrovi a ako by to riešili sami? A sú pripravený v prípade účasti na vlády vo výstavbách nemocníc v Prešove, Martine, Bystrici či v Bratislave pokračovať? Budú na to peniaze?Braňo Závodský sa rozprávals poslancom Národnej rady za Kresťanskodemokratické hnutie a členom zdravotníckeho výboru parlamentu Františkom Majerským.

Alexandre Garcia comenta avaliação interna do PL sobre efeito dos áudios de Flávio Bolsonaro na campanha, novos decretos de Lula sobre redes sociais, pressão dos EUA sobre Cuba e encontro de Xi Jinping com Putin.

Sieben Jahre Arbeit mit mehrsprachigen Familien. Was habe ich wirklich gelernt? In dieser Folge nehme ich dich mit beim Reminiszieren und teile meine sieben wichtigsten Erkenntnisse aus meiner Arbeit. Manche werden dich überraschen. Manche wirst du sofort wiedererkennen. Und eine davon hat mich selbst überrascht, obwohl sie im Nachhinein logisch ist. Die LingFLoWS®-Ausbildung startet am 1. Oktober 2026. Die ersten Plätze sind bereits vergeben, die Frühbuchaktion läuft noch. Trag dich jetzt in die Infoliste ein. Den Link findest du direkt in den Show Notes.

Wie stellst du dir Flick vor, wenn er abends in seinem Pflanzenzimmer liegt? Und wie sieht Fanian aus, wenn sie ihren Freund mal wieder zu einem Abenteuer überredet? Schnapp dir Stifte, Pinsel und Papier und zeichne los. Das Schöne am «Schlummerland» ist ja: In jedem Kopf sehen die Muns ein bisschen anders aus. Schick uns deine Zeichnung mit deinem Muns via srfkids.ch oder per Post an: Schweizer Radio und Fernsehen SRF Kids - Schlummerland Fernsehstrasse 1-4 8052 Zürich Aus allen Zeichnungen losen wir fünf zufällig aus. Mit diesen passiert etwas ganz Besonderes: Aus den gezeichneten Muns werden echte Plüschtiere. Mit etwas Glück bekommst du also dein ganz eigenes Kuscheltier, das ausser dir sonst niemand hat. Einsendeschluss ist Sonntag, 21. Juni 2026 um Mitternacht.

No podcast ‘Notícia No Seu Tempo’, confira em áudio as principais notícias da edição impressa do jornal ‘O Estado de S.Paulo’ desta quinta-feira (21/05/2026): O Congresso se prepara para derrubar um veto do presidente Luiz Inácio Lula da Silva e liberar doações durante a campanha eleitoral deste ano, driblando a legislação. A lei eleitoral proíbe esse tipo de prática para evitar abuso de poder econômico na disputa. A análise do veto foi pautada para hoje, em um aceno a prefeitos que lotaram Brasília para a tradicional Marcha dos Prefeitos. O presidente do Congresso, senador Davi Alcolumbre (União Brasil-AP), se comprometeu com os representantes dos municípios a derrubar vetos impostos por Lula na Lei de Diretrizes Orçamentárias (LDO) de 2026, que define as regras do Orçamento da União. Economia: Redução de jornada de trabalho será restrita a salário Metrópole: Governo endurece regras e agência fiscalizará big techs Internacional: EUA indiciam Raúl Castro por aviões abatidos em Cuba em 1996 Esporte: Neymar não jogará pelo Santos até a Copa; CBF trata lesão com cautelaSee omnystudio.com/listener for privacy information.

Points of Interest 00:00 – 01:00 – Introduction: Marcel welcomes Colin Hewitt, CEO and founder of Float, and frames cash flow as the lifeblood every agency depends on. 01:01 – 02:09 – The Origin of Float: Colin shares how running his own agency exposed the limits of spreadsheet-based forecasting and led him to build a cash flow product for service businesses. 02:10 – 05:24 – Direct vs Indirect Cash Flow Methods: A look at why traditional P&L-derived forecasts age the moment they are finished, and how a hybrid direct method delivers a forecast owners can trust day-to-day. 05:24 – 07:31 – Why Agency Cash Flow Is Uniquely Complex: Retainers, milestone billing, and time-and-materials projects each behave differently — modeling them well requires more nuance than most generic tools provide. 07:32 – 09:09 – The Trade-Offs of Outsourcing the Forecast: When forecasting is handed off entirely, owners often lose the context behind the numbers and end the month more confused than clear. 09:09 – 12:48 – Precision vs Accuracy in a Forecast: Colin and Marcel discuss the tension between infinitely precise forecasts and forecasts that owners will actually maintain — and how to find the right level for the business. 12:48 – 14:07 – Mapping Budgets to the Accounting System: A deliberate separation between transactional accounting detail and forward-looking budget categories keeps the forecast usable without doubling the work. 14:07 – 16:54 – Cash Flow Strategy When Things Get Tight: Visibility into the next 30, 60, and 90 days lets owners distinguish a temporary blip from a structural issue — and decide what to push, chase, or restructure. 16:54 – 18:47 – Pulling Cash Forward and Deferring Expenses: A short walk-through of practical levers — invoice financing, payment timing, expense sequencing — and a pointer to a deeper episode on the topic. 18:47 – 21:10 – AI's Impact on Software and Agencies: Colin reflects on what is changing for SaaS founders and what is opening up for agencies as the cost of building software falls. 21:10 – 23:43 – Where Software Moats Hold Up in an AI World: A candid view on which products remain defensible — auditability, trust, collaboration — and which become commoditized prompts. 23:43 – 27:23 – When Conversational Interfaces Replace UIs: A near-future where owners interact with agents instead of dashboards, and the underlying systems quietly stay in sync. 27:23 – 30:43 – Sustainability and Boundaries Around AI Work: A frank conversation about the pull of constant tinkering, the risk of AI-driven bloat, and the case for considered, well-crafted decisions. 30:43 – 35:20 – Speed vs Velocity, and Closing Thoughts: When everything can be built, the discipline shifts to choosing what to build — and Colin shares where listeners can follow along with Float. Show Notes Float Website Colin Hewitt on LinkedIn The Definitive Guide to Improving Your Agency's Cash Flow with Carson Pierce – Ep.210   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

No 3 em 1 desta quarta-feira (20), o destaque foi o senador Flávio Bolsonaro (PL-RJ) que iniciou hoje uma série de reuniões com grandes empresários e lideranças do setor produtivo em São Paulo. O objetivo é explicar sua relação com o banqueiro Daniel Vorcaro e evitar uma debandada de apoiadores financeiros após a queda nas pesquisas. A empresária Roberta Luchsinger prestou depoimento à Polícia Federal nesta quarta-feira (20/05) e negou qualquer repasse de valores a Fábio Luís Lula da Silva, o Lulinha. Investigada por supostas irregularidades em contratos de tecnologia no INSS, ela afirmou que as citações ao filho do presidente são fruto de "exploração política" para desestabilizar o governo Lula (PT-SP). A ex-primeira-dama Michelle Bolsonaro chamou o ministro do STF, Alexandre de Moraes, de "irmão em Cristo" após o magistrado autorizar a ida de Jair Bolsonaro ao cabeleireiro. Ao ser questionada sobre os áudios de Flávio Bolsonaro e o Caso Master, Michelle preferiu o silêncio, aumentando os rumores de um racha familiar. O presidente do Senado, Davi Alcolumbre (União-AP), faltou nesta quarta-feira (20) ao evento de 100 dias do pacto contra a violência feminina no Palácio do Planalto. A ausência, justificada por "compromissos marcados", ocorre em meio à crise pela rejeição de Jorge Messias ao STF. O presidente dos Estados Unidos, Donald Trump, declarou hoje (20) que os EUA estão nos "estágios finais" de negociação com o Irã. Trump alertou que, caso um acordo não seja selado rapidamente para encerrar o conflito e garantir a desnuclearização, Washington tomará "medidas um pouco desagradáveis". Em encontro oficial em Pequim nesta quarta-feira (20/05), Vladimir Putin e Xi Jinping assinaram mais de 20 acordos bilaterais e divulgaram um manifesto conjunto contra o “Domo de Ouro”, projeto de defesa antimísseis de Donald Trump. O advogado de defesa de Paulo Henrique Costa, ex-presidente do BRB, anunciou que deixou o caso em meio às negociações de um acordo de delação premiada no Caso Master. Em uma votação relâmpago e sem alarde, a Câmara dos Deputados aprovou o projeto de lei que limita punições financeiras e flexibiliza regras de prestação de contas de partidos. O presidente do PL, Valdemar Costa Neto, saiu publicamente em defesa de Flávio Bolsonaro após o senador oscilar negativamente nas pesquisas devido ao Caso Master. O Congresso Nacional prepara para amanhã (21/05) a derrubada de um veto estratégico do presidente Lula (PT-SP) na LDO de 2026. A manobra visa liberar a doação de bens, dinheiro e benefícios durante o período eleitoral. Tudo isso e muito mais você acompanha no 3 em 1. Learn more about your ad choices. Visit megaphone.fm/adchoices

Confira no Morning Show desta quarta-feira (20): O senador e pré-candidato à Presidência da República Flávio Bolsonaro (PL) admitiu que visitou o ex-dono do Banco Master Daniel Vorcaro após sua primeira prisão (domiciliar). A declaração foi feita a parlamentares do Partido Liberal e posteriormente à imprensa, em Brasília, nesta terça-feira (19). Segundo Flávio, o encontro se deu para “dar um ponto final” na suposta relação de financiamento do filme “Dark Horse”, biografia do ex-presidente Jair Bolsonaro (PL). A ex-primeira dama Michelle Bolsonaro (PL) deu uma resposta evasiva ao ser questionada sobre as conversas entre Flávio Bolsonaro (PL) e Daniel Vorcaro, em um evento do lançamento da pré-candidatura de Maria Amélia (PL) em Brasília nesta terça-feira (19). Michelle afirmou que “tem que perguntar pra ele (Flávio)”. O presidente Lula (PT) afirmou, durante um evento da indústria da construção em São Paulo nesta terça-feira (19), que a mudança na escala 6x1 vai ser aplicada “levando em conta a especificidade de cada categoria” e que ninguém vai impor o projeto “na marra”. A Proposta de Emenda à Constituição (PEC) que prevê a autonomia financeira do Banco Central (BC) deve ser votada nesta quarta-feira (20). O BC tem autonomia administrativa, mas ainda depende do orçamento da União, fato que mudaria com a aprovação da PEC 65/2023, que altera seu status de autarquia especial para empresa pública. A Polícia Federal informou que o ex-presidente da Alerj, Rodrigo Bacellar (União), preso desde março, exercia poder sobre diversas áreas do governo do estado, incluindo nomeações de secretários, prerrogativa do então governador Cláudio Castro (PL). Bacellar foi preso acusado de tentar obstruir as investigações que resultaram na prisão do deputado estadual TH Jóias (Sem partido), acusado de envolvimento com o Comando Vermelho. Uma sessão na Câmara de Vereadores de Nova Tebas, no Paraná, durou apenas 20 segundos. O expediente relâmpago ocorreu por conta da falta de presença dos parlamentares, apenas um vereador, Vanderley Borgert (PP), compareceu à reunião. Ao encerrar as atividades Borgert brincou com a situação, declarando “fracassada a sessão”. O cineasta Josias Teófilo analisa o trailer do filme “Dark Horse”, cinebiografia do ex-presidente Jair Bolsonaro (PL). A obra está no centro da conversa vazada entre o senador Flávio Bolsonaro (PL) e o ex-banqueiro Daniel Vorcaro. O trailer foi divulgado pelo deputado federal e produtor do longa, Mário Frias (PL), nesta terça-feira (19), após o roteiro vir a público. O piloto de helicóptero Dailton Oliveira foi assassinado em um assalto em São Paulo nesta terça-feira (19). “Dato”, como era conhecido, tinha mais de 40 anos de carreira, com longo período no comando do Globocop. A Polícia Civil investiga o caso, que ocorreu na Avenida Rio Pequeno, no Butantã. A Agência Nacional de Energia Elétrica (ANEEL) aprovou uma medida que devolve R$ 5,5 bilhões da taxa de uso de bem público a empresas de distribuição de eletricidade, que utilizam rios para geração de energia. A ação visa viabilizar a redução em 4,5% nas contas dos consumidores em algumas regiões do país. O Irã está financiando casamentos para famílias que estejam dispostas a ir para a guerra contra Israel e Estados Unidos. As cerimônias coletivas foram transmitidas pela televisão estatal do país persa. O encontro entre Vladimir Putin e Xi Jinping rendeu a assinatura de 20 acordos bilaterais entre Rússia e China. As negociações incluem questões energéticas, como o preço do gás natural do gasoduto “Power Of Sibéria 2” e políticas, após a visita de Donald Trump. No encontro também foi celebrado o 25° aniversário do Tratado Sino-Russo de Boa Vizinhança e Cooperação Amigável, que promove intercâmbio cultural entre os dois países. Essas e outras notícias você confere no Morning Show.

Heute trennt sich die Spreu vom Weizen! Nicht nur beim Eurovision Song Contest, sondern auch beim Duell um die besten Plätze im Restaurant fliegen die Fetzen! Learn more about your ad choices. Visit megaphone.fm/adchoices

In dieser besonderen Podcast-Folge spricht Fabian mit Freddy Richter – dem Organisator der legendären Kölner Golfwoche. Seit über 20 Jahren bringt Freddy jedes Jahr über 1.000 Golfer auf die schönsten Plätze rund um Köln. Im Mittelpunkt stehen dabei nicht nur sportliche Leistungen, sondern vor allem Gemeinschaft, Emotionen und die Freude am Golfspiel. Natürlich sprechen die beiden über die Kölner Golfwoche selbst, die ab morgen zur Anmeldung geöffnet ist – über die besonderen Plätze, die einzigartige Atmosphäre, die Turniere und warum diese Woche für viele Golfer jedes Jahr ein echtes Highlight ist. Außerdem geht es darum, warum Golfturniere oft so emotional sind, wie man mit schlechten Löchern umgeht und warum die besten Runden häufig genau dann entstehen, wenn man eben nicht verbissen versucht, perfekt zu spielen. Du willst besser und konstanter Golf spielen? Dann buch dir einen Termin für ein unverbindliches Analysegespräch unter: https://fabianbuenker.de/termin Für noch mehr Trainingstipps sichere dir jetzt auf https://www.handicapverbesserer.de Fabians Buch „Der Handicapverbesserer“. Folge uns außerdem auf Social Media: Facebook: https://www.facebook.com/fabianbuenker Instagram: https://www.instagram.com/fabianbuenker YouTube: https://www.youtube.com/c/FabianBünkerGolfakademie

Katherina Reiche will die deutsche Energiepolitik reformieren – aus Sicht der Wirtschaftsministerin soll der Ausbau der Erneuerbaren Energien so wirtschaftlicher und günstiger werden. Unter anderem will die CDU-Politikerin die Förderung von privaten Solaranlagen streichen. Für ihre Ideen bekommt Reiche viel Kritik. Der Vorwurf: Diese gefährdeten die Energiewende. Andere dagegen, die Netzbetreiber, aber auch Ökonomen und Unternehmerinnen begrüßen die Pläne. Welche Folgen haben Reiches Gesetzentwürfe für die Versorgungssicherheit, die Klimaziele und die Preise? Geli Hensolt diskutiert mit Leonhard Gandhi – Fraunhofer Institute for Solar Energy Systems ISE; Annika Joerges – Redakteurin bei Correctiv und Autorin für DIE ZEIT; Dr. Ursula Weidenfeld – Autorin und Journalistin

Ženy XYZ #45: Feministický podcast, ve kterém Silvie Lauder, Markéta Plíhalová a Clara Zanga řeší důležitá aktuální témata. ožná jste se také ve škole učili, že před patriarchátem existoval bájný matriarchát, jehož dokladem jsou nálezy sošek, takzvaných venuší. Dnes už víme, že to tak nebylo, to ale neznamená, že neexistovala řada rovnostářských společností, v jejichž centru byly ženy. Některá společenství takto fungují dodnes. Čím se od nich můžeme inspirovat? A skončily by všechny války, kdyby světu vládly ženy? Na živém natáčení podcastu Ženy XYZ ve Zlíně si o tom povídaly redaktorky Respektu Silvie Lauder, Markéta Plíhalová a Clara Zanga.

Dagens Expressen Fotboll ger dig allt om sommarens potentiellt största allsvenska försäljningar! Silly-experten Anel Avdic och Mattias Tengblad går igenom spelet bakom Zadok Yohannas flytt, Sirius guldklimpar och varför Silas Andersen känns förlorad. Dessutom: Vad innebär Philip Berglunds intåg som ny sportchef i MFF? Vilka spelare måste in och vem är hemvändaren som är klar för Borås? Självklart frossar vi också i Southampton's “spy-gate”, Arsenals första Premier League-titel på 22 år och krisen i Tottenham som ramlar ur PL. Och inför kvällens Europa League-final kikar vi på vad som gäller för Bajen och tekniske chefen Adrian von Heijne. I studion: Isak Dahlin, Anel Avdic & Mattias Tengblad På länk: Alexander Snäcke Ansvarig utgivare: Klas Granström

Der Bundestag spricht über das geplante "Recht auf Reparatur" ++ Die Führerschein-Reform ist heute Thema im Kabinett ++ Die Bundesregierung stellt heute ihre Pläne für verbesserten Zivilschutz vor

In Falle eines Wahlsiegs in Sachsen-Anhalt will die AfD die Schulpflicht aufweichen sowie Inklusion und Studierendenräte abschaffen. Zudem plant die Partei deutliche Eingriffe in die Wissenschaftsfreiheit. Aber sind die Pläne überhaupt umsetzbar? Jahn, Thekla www.deutschlandfunk.de, Campus & Karriere

Confira os destaques de Os Pingos nos Is desta terça-feira (19):O ministro André Mendonça (STF) autorizou a 7ª fase da Operação Compliance Zero, que resultou no afastamento de um perito criminal que integrava a equipe da Polícia Federal à frente das investigações. Ele é suspeito de vazar informações sigilosas à imprensa, incluindo o contrato milionário entre o escritório de Viviane Barci de Moraes e o Banco Master. O senador Flávio Bolsonaro (PL-RJ) admitiu hoje, em reunião com as bancadas do PL, que visitou o banqueiro Daniel Vorcaro em sua casa no fim de 2025, logo após o controlador do Banco Master deixar a prisão. No entanto, a desconfiança aumentou na legenda após a confirmação da reunião. O ministro André Mendonça (STF) autorizou a transferência de Daniel Vorcaro para uma cela comum na Superintendência da PF em Brasília. A bancada debate se a movimentação é um ultimato dos investigadores para que o banqueiro entregue provas definitivas contra parlamentares. A Advocacia-Geral da União (AGU) protocolou uma ação no STF pedindo a suspensão imediata da Lei da Dosimetria. O órgão argumenta que a derrubada do veto do presidente Lula (PT-SP) pelo Congresso não seguiu os ritos constitucionais. O presidente Lula (PT-SP) voltou a defender a redução da jornada de trabalho e o fim da escala 6x1. Em tom descontraído durante evento em Brasília, Lula afirmou que o trabalhador brasileiro quer o fim da escala "para poder descansar e namorar mais". Você confere essas e outras notícias em Os Pingos nos Is.

Não deu mais para esconder. O senador Flávio Bolsonaro convocou os parlamentares do PL e admitiu publicamente que foi pessoalmente à casa de Daniel Vorcaro no fim de 2025, logo após o ex-banqueiro ser preso pela Polícia Federal.Por que um pré-candidato à Presidência foi se encontrar com um investigado usando tornozeleira? Veja os bastidores dessa crise.Você já leu uma notícia hoje e sentiu que já viveu esse momento antes?   Essa sensação de déjà Vu não é coincidência. No Brasil, o que é manchete hoje costuma ser o eco de decisões e fatos que analisamos meses, ou até anos atrás.   Para celebrar os 8 anos da Crusoé, decidimos enfrentar esse ciclo. Pegamos o que nasceu no digital e, pela primeira vez, transformamos em um registro físico, tátil e permanente.   Chegou a edição especial Crusoé impressa.   É um item colecionável, atemporal e limitado. Uma revista feita para quem gosta de ler com calma, longe das notificações do celular. Um exemplar para guardar sobre o que realmente importa na história recente do brasil.   Esta edição é um presente exclusivo para novos assinantes do Combo de 2 anos O Antagonista e Crusoé.   Utilize o cupom 8ANOSCRUSOE e acesse o link:   https://bit.ly/crusoe-edicao-impressa  Papo Antagonista é o programa que explica e debate os principais acontecimentos do dia com análises críticas e aprofundadas sobre a política brasileira e seus bastidores.       O programa traz contexto e opinião sobre os temas mais quentes da atualidade.       Com foco em jornalismo, eleições e debate, é um espaço essencial para quem busca informação de qualidade.       Ao vivo de segunda a sexta-feira às 18h no nosso canal no Youtube.   https://www.youtube.com/@OAntagonista   Siga O Antagonista no X:  https://x.com/o_antagonista   Acompanhe O Antagonista no canal do WhatsApp. Boletins diários, conteúdos exclusivos em vídeo e muito mais.  https://whatsapp.com/channel/0029Va2SurQHLHQbI5yJN344  Leia mais em www.oantagonista.com.br | www.crusoe.com.br #Flávio #Vorcaro #MentiuDeNovo #Podcast #Polêmica #Internet #Viral #Bastidores #Repercussão #Canais #Mídia #Exclusivo #Revelações #Engajamento #Atualidade #Debate #Conteúdo #Audiência #Notícias #AltaNaInternet

Russlands Präsident Wladimir Putin reist nach China. Kanzler Friedrich Merz umwirbt die SPD-Bundestagsfraktion. Und im EU-Parlament droht eine Blamage. Das ist die Lage am Dienstagmorgen. Hier geht´s zu den Artikeln: Mehr Hintergründe hier: Jetzt herrscht auch in Moskau Panik Mehr Hintergründe hier: Jetzt herrscht auch in Moskau Panik Mehr Hintergründe hier: Pläne für Pflegeversicherung dürften das Armutsrisiko verschärfen +++ Alle Infos zu unseren Werbepartnern finden Sie hier. Die SPIEGEL-Gruppe ist nicht für den Inhalt dieser Seite verantwortlich. +++ Mehr Hintergründe zum Thema erhalten Sie mit SPIEGEL+. Entdecken Sie die digitale Welt des SPIEGEL, unter spiegel.de/abonnieren finden Sie das passende Angebot. Alle SPIEGEL Podcasts finden Sie hier. Den SPIEGEL-WhatsApp-Kanal finden Sie hier. Hier geht es zu unserem SPIEGEL Shop. Alle Newsletter vom SPIEGEL finden Sie hier. Hier geht es zur SPIEGEL Akademie. Sie möchten den SPIEGEL mitgestalten? Registrieren Sie sich bei SPIEGEL Perspektiven. Informationen zu unserer Datenschutzerklärung.

No 3 em 1 desta terça-feira (19), o destaque foi que o senador Flávio Bolsonaro (PL-RJ) admitiu ter visitado o banqueiro Daniel Vorcaro em sua residência, logo após o controlador do Banco Master deixar a prisão preventiva no fim de 2025. O senador Flávio Bolsonaro (PL-RJ) cumpre hoje uma agenda intensa de reuniões com a cúpula do PL para tentar estancar a sangria causada pelo Caso Master. Após admitir que visitou Daniel Vorcaro, Flávio tenta traçar plano para as eleições de 2026. Nova pesquisa Atlas/Intel aponta que Flávio Bolsonaro (PL-RJ) perdeu 6 pontos percentuais após o vazamento de áudios cobrando R$ 134 milhões do banqueiro Daniel Vorcaro. O ministro André Mendonça (STF) autorizou a transferência do banqueiro Daniel Vorcaro, dono do Banco Master, para uma cela comum na Superintendência da Polícia Federal, em Brasília. O presidente Donald Trump subiu o tom contra o regime cubano, classificando a ilha como uma "nação falida" onde a população padece com a falta de alimentos. Trump afirmou que os EUA estão prontos para intervir com ajuda, mas condicionou o apoio a mudanças políticas drásticas em Havana. Um novo áudio revelado pelo Intercept Brasil mostra o deputado Mario Frias (PL-SP) agradecendo diretamente ao banqueiro Daniel Vorcaro pelo apoio ao filme "Dark Horse". Na gravação, Frias chama o investimento de "milagre" e promete manter o dono do Banco Master atualizado sobre a produção. A Advocacia-Geral da União (AGU) enviou ao STF uma manifestação, assinada pelo presidente Lula (PT-SP), defendendo a suspensão imediata da nova lei da dosimetria. Durante a XXVII Marcha a Brasília em Defesa dos Municípios, os presidentes da Câmara, Hugo Motta (Republicanos-PB), e do Senado, Davi Alcolumbre (União-AP), saíram em defesa das emendas parlamentares. Em uma declaração que sacudiu os bastidores de Brasília, a presidência do PT afirmou que o senador Rodrigo Pacheco (PSD-MG) não será o candidato do partido ao governo de Minas Gerais. Tudo isso e muito mais você acompanha no 3 em 1. Learn more about your ad choices. Visit megaphone.fm/adchoices

We discuss Elland Road for the final home game of the season, and what a way to sign off - a 95th-minute winner from Dominic Calvert-Lewin to beat Brighton 1-0 and extend Leeds United's unbeaten Premier League run to eight matches, the longest top-flight unbeaten streak since 2001. In this episode we unpack a remarkable afternoon at Elland Road: the carnival atmosphere, the defensive masterclass from Bijol, Rodon and Sebastiaan Bornauw, Karl Darlow's case for cult hero status, and Calvert-Lewin's instinctive pounce on Jan Paul van Hecke's error to ignite the stadium. Going into the final day, only five teams have lost fewer Premier League matches than Leeds this season - Arsenal, Man City, Man United, Bournemouth and Aston Villa. Eleven sides below us have lost more. Time to reframe what this season actually was. We get into Daniel Farke's extraordinary pre-match press conference where the German declared his "mission fulfilled" and "job done" - and why those headlines aren't what they look like. Plus the Wilfried Gnonto to Freiburg story, whether Leeds have actually let him down (spoiler: no), and Darragh floats a smart loan-without-obligation idea that could suit everybody. Joe Rodon, Ethan Ampadu and the players who've built this thing from the ground up. Brendan Aaronson's development. The Sean Longstaff debate that won't die. Dominic Calvert-Lewin's England chances heading into the World Cup. David O'Leary's frustrating Overlap interview. And the disgusting Luke Ayling incident at Southampton. Then we look ahead to the final day at the London Stadium where West Ham could already be relegated by the time Leeds kick off. Up the Whites.

In den vergangenen Tagen hat das russische Militär Städte in der Ukraine wieder massiv mit Raketen und Drohnen angegriffen. Aufhorchen lassen aber auch Meldungen über immer stärkere ukrainische Angriffe auf Russland. Nicht nur auf die Energieinfrastruktur, sondern auch auf den Großraum Moskau. Stefan Niemann erklärt, was dahintersteckt. Beim zweiten großen Kriegsschauplatz im Nahen Osten liegen die Positionen der USA und des Iran immer noch weit auseinander. US-Präsident Trump droht dem Regime in Teheran mit neuen Angriffen, andererseits schürt er Hoffnungen auf eine angebliche Verhandlungslösung und erklärt, er habe deshalb einen erneuten Angriff auf den Iran abgeblasen. Ihm falle es schwer, den “plappernden Präsidenten” noch ernst zu nehmen, sagt Stefan. Denn alles, was der US-Präsident poste, sei offensichtlich maßlos übertrieben. Stefan schaut auch Richtung Belarus, das ein gemeinsames Manöver mit Russland abhält, und auf die Pläne von Bundesinnenminister Alexander Dobrindt, den lange vernachlässigten Schutz der Bevölkerung in Deutschland zu verbessern.Im Schwerpunkt der heutigen Ausgabe spricht Host Kai Küstner mit seinem Kollegen Jürgen Webermann über eine NDR-Recherche. Diese zeigt, wie Deutschland dazu beiträgt, Putins Kriegskasse weiter zu füllen. Dabei geht es um eine Gas-Handelsfirma, die eine ehemalige Tochter des russischen Gazprom-Konzerns ist, und die 2022 von Deutschland verstaatlicht wurde. Entgegen der Linie des eigenen, zuständigen Wirtschaftsministeriums hat sie Geschäfte mit Russland über die Lieferung von LNG gemacht, die dem Kreml bis heute Milliarden einbringen. Die Recherchen legen nahe, dass der damalige Bundeswirtschaftsminister Robert Habeck nicht eingeweiht war.Lob und Kritik, alles bitte per Mail an streitkraefte@ndr.deUkrainischer Angriff auf Moskauhttps://edition.cnn.com/2026/05/17/europe/russia-ukraine-moscow-attack-intl-hnkTrump erklärt, er habe geplanten Angriff auf Iran gestoppthttps://www.npr.org/2026/05/19/g-s1-122762/trump-says-hes-called-off-iran-strikeInterview mit Angela Merkel als Sonderfolge und Videopodcast bei 0630: https://open.spotify.com/episode/146kj3O7urIr0uV1svKRHS?si=4ac65adf7be64180Alle Folgen von "Streitkräfte und Strategien"https://www.ndr.de/nachrichten/info/podcast2998.html

The 22-year wait might finally be over! Arsenal grind out a massive 1-0 win over Burnley thanks to Kai Havertz, and the Premier League title is firmly in their grasp. Tex and I are joined by special guest Agent to break down the massive Arsenal celebrations, Havertz's redemption arc, and ask if Manchester City are officially finished.But we aren't just talking about Arsenal today. It is time to issue a public apology to Bruno Fernandes! The Manchester United captain has officially tied the all-time Premier League single-season assist record (20), and we are giving him his flowers. Finally, we zoom out to the international stage to debate Carlo Ancelotti's absolute bombshell decision to call up a 34-year-old Neymar to the Brazil 2026 World Cup squad.In today's episode:

In this episode, Simon and Dan answer listener questions covering Canada’s new sovereign wealth fund, speculative space ETFs, real economy stocks, and how younger investors can get started. They start by discussing where the new Canada Strong Fund could potentially invest, including critical minerals, uranium, energy infrastructure, pipelines, and companies tied to national sovereignty. They also look at why a West-to-East pipeline could become a much bigger political and economic issue as Canada thinks more seriously about energy security. The conversation then shifts to the new Canadian-listed space ETF, the risks of niche thematic funds, and why space investing remains a high-risk, high-reward area. Simon and Dan also compare the recent strength in technology and semiconductor stocks with more traditional “real economy” companies like railways, waste collection, infrastructure, and industrial businesses. They wrap up by discussing some of the most surprising Canadian stock performers of 2026, including Aritzia and Bombardier, before answering a listener question on how young Canadians can start investing using accounts like the FHSA and TFSA, as well as broad-based ETF options. Tickers of stocks discussed: CCO, NMG, TECK, MDA, SOBO, ENB, TRP, ORBX, RKLB, PL, ASTS, TOY, CLS, CP, WCN, QQQ, SPY, DIA, RSP, L, BDGI, BRK.B, ATZ, LULU, NKE, BBD.B, ZEQT, XEQT, VEQT, FGRO, FEQT, XIU Subscribe to our Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Our New Youtube Channel! Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense. See omnystudio.com/listener for privacy information.

No 3 em 1 desta segunda-feira (18), o destaque foi o presidente Lula (PT-SP) que estuda reenviar o nome de Jorge Messias (PT-PE) para o STF, ignorando a recente rejeição da indicação pelo Senado Federal. A manobra é vista como uma afronta. O presidente Lula (PT-SP) intensificou o confronto com o Congresso Nacional após a rejeição de nomes estratégicos e o veto a pautas do Executivo. A relação com o presidente do Senado, Rodrigo Pacheco (PSD-MG), e com a Câmara, liderada pela oposição, atingiu o ponto mais crítico do mandato. O presidente da Câmara, Hugo Motta (Republicanos-PB), afirmou que não cederá à pressão pela abertura imediata de uma CPI para investigar o Caso Master. Motta declarou que o tema será tratado de forma estritamente regimental, o que foi lido como uma tentativa de "esfriar" a crise que envolve o banqueiro Daniel Vorcaro e o senador Ciro Nogueira (PP-PI). O senador Flávio Bolsonaro (PL-RJ) convocou uma reunião de emergência com a bancada do PL nesta segunda-feira (18/05) para explicar os áudios enviados ao banqueiro Daniel Vorcaro. Em um movimento inesperado, o presidente Donald Trump anunciou o adiamento de uma ofensiva militar contra alvos estratégicos no Irã, que estava prevista para esta terça-feira (19). O deputado federal Eduardo Bolsonaro (PL-SP) quebrou o silêncio sobre o orçamento do documentário "Dark Horse". Ele afirmou que o valor de R$ 134 milhões é "até barato" para uma produção de padrão internacional e negou que o montante tenha relação com o banqueiro Daniel Vorcaro. Uma nova pesquisa revela que 40% dos brasileiros consideram a atuação do STF ruim ou péssima em 2026. O índice reflete o desgaste da Corte em meio a decisões monocráticas e embates com o Congresso sobre o Caso Master. O presidente Lula (PT-SP) enviou um recado direto a Donald Trump, sugerindo que os EUA abandonem o conflito direto com a China pelo controle das terras raras e foquem em parcerias estratégicas com o Brasil. O técnico Carlo Ancelotti anunciou oficialmente os 26 jogadores que representarão o Brasil na Copa do Mundo de 2026. A grande novidade é a presença de Neymar, que garantiu sua vaga após muita polêmica. Tudo isso e muito mais você acompanha no 3 em 1. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mehrere Zeitungskommentare thematisieren die Energiepolitik der Bundesregierung. DER SPIEGEL meint, die Pläne von Bundeswirtschaftsministerin Katherina Reiche müsse man eigentlich als "Investitionsbremsegesetz" bezeichnen. www.deutschlandfunk.de, Wirtschaftspresseschau

„Alles, was ich sagen kann, ist, dass es ein großer Erfolg war“, ruft der US-Präsident den wartenden Reportern zu. Die Reise nach Peking habe gute Ergebnisse gebracht, mehr als 200 Boeing-Flugzeuge wollen die Chinesen kaufen, dazu mehr Lebensmittel importieren. Im Gegenzug dürfen chinesische Firmen High-Tech-Computerchips in den USA kaufen. Tagesthemen-Moderator Ingo Zamperoni kann die präsidiale Euphorie nicht teilen, auch weil nur „die amerikanische Seite das verkündet hat und die Chinesen sich bedeckt gehalten haben“. Trump war auf dem Gipfel der beiden mächtigsten Männer der Welt sichtlich beeindruckt von Gastgeber Xi Jinping. „Er hat die Faszination für große, starke Männer der Geschichte, von Alexander dem Großen bis Xi, Putin und so weiter, und er sieht sich als Teil dieses exklusiven Clubs“, schätzt die deutsch-amerikanische Journalistin Jiffer Bourguignon die Gefühlswelt des US-Präsidenten ein. Und so hat Trump es auch hingenommen, als der chinesische Präsident die Ansprüche auf Taiwan ungewöhnlich deutlich reklamierte und sich amerikanische Einmischung verbat. „Taiwan ist der Elefant im Raum, darüber zu sprechen ist immer unangenehm, es ist der Punkt, wo die Seiten 'agree to disagree'“, so beschreibt Jiffer den jahrzehntelang geübten Umgang zwischen den USA und China. Dass Trump nach dem Besuch die militärische Unterstützung für Taiwan zur Verhandlungsmasse mit Peking erklärt hat, besorgt Jiffer und Ingo. Weil China schon jetzt ein Quasi-Monopol für die wichtigen seltenen Erden habe und auch noch die Produktion von High-Tech-Computerchips kontrollieren würde, wenn Taiwan an die Volksrepublik fallen würde. Damit lägen zwei entscheidende Schlüsseltechnologien der Weltwirtschaft in den Händen Chinas. „Dass Taiwan überhaupt auf die Agenda gesetzt wurde, kam nicht von den Amerikanern, das hat Xi so gesetzt“, erläutert Ingo. Alles in allem sei der Gipfel kein erfolgreiches Treffen gewesen, da ist sich das Ehepaar einig. Zumal auch keine gemeinsamen Pläne für die Lösung im Iran-Krieg entwickelt werden konnten. Ihr habt Fragen an Jiffer und Ingo? Schreibt uns an podcast@ndr.de! Treffen von Trump und Xi - Kooperation statt Konfrontation?https://www.tagesschau.de/ausland/asien/china-treffen-trump-xi-100.htmlAlle Folgen des Podcasts "Amerika, wir müssen reden!" https://www.ndr.de/nachrichten/info/amerika-wir-muessen-reden,podcast4932.html Hier findet ihr das Video "Stabile Zeitenlage" im YouTube-Kanal der tagesschau:https://1.ard.de/US-Superwaffe_STABILEZEITENLAGE?p=awmr

Hello everyone and welcome back to another episode of Unseen Incidents. This week we're discussing the controversy surrounding West Ham's disallowed equaliser against Arsenal, and the dominance of set-pieces in this year's PL. What has led to the current situation on corners? Are dead-balls really to blame for the boring tactical landscape? And we get into possible ways to fix the problem, from refinements to VAR to wholesale rule changes.Then we open up the Burn Book, this week discussing sneakers, shower accessories, and “You couldn't write it”.If you enjoy the podcast please consider subscribing at patreon.com/patrickvs!

Every once in a while we meet people who inspire us.  People who understand that life holds a deeper purpose than merely passing the time. People who recognize something in themselves and in the world, and then decide to do something about it.  Today, we sit down with PL and Kristen Meindertsma of Cycle 5 to Survive to talk about leaving the hustle mindset behind and building a five-continent cycling mission that funds real charity work. Along the way, we dig into what bikes reveal about people, why small acts matter, and how discomfort can become a path to growth. Get Connected!www.Cycle5ToSurvive.comC5TS InstagramC5TS FacebookC5TS YouTubeGlobal TV C5TS storyNicola Wealth C5TS podcastBike Life C5TS podcastBikepack Adventures C5TS podcastSecrets from the Saddle C5TS podcastOutspoken Cyclist C5TS podcastSports Byline USA C5TS radioHighlights:• How two-wheel travel changes perspective through slower, more human encounters • How Cycle Five to Survive takes shape: five rides, five years, five charities, $2.5 million goal • Burnout, midlife reset, and choosing purpose over endless work hours • Meeting generosity in places the news rarely shows, and why their faith in humanity grows • Visiting Nepal schools, welcoming villages, and speaking to young girls • Charity accountability through vetting, impact reports, and seeing projects in person • Faith, doubt, and the hard work of aligning head and heart • Practical ways to help that feel doable, from local service to showing up for neighbors • How to support the mission by expanding reach, following along, and donating if moved Support the showTags:  Distinguished Gentleman's Ride, DGR, Mindfulness, Motorcycle riding, mindful motorcycling, motorcycle therapy, nature connection, peace on two wheels, Rocky Mountain tours, rider self-discovery, spiritual journey, motorcycle community, open road philosophy.

Foundations of Amateur Radio Recently I discovered that the antenna that I had connected to my WSPR or Weak Signal Propagation Reporter beacon was not a 40m antenna, instead, it turns out to be a 15m antenna. The how and why of that mix-up isn't particularly helpful, so instead I set out to remedy the situation. Step one was simple, go into the garage and pull out the antennas and check if I had forgotten about an 80m antenna. As it happens, I'd forgotten about a 17 megacycles antenna. At the moment I couldn't tell you if it was intended for Maritime or Amateur use, but it doesn't really matter, since I'm not permitted to use those frequencies for transmit and I was on a mission. Oh, I also discovered that you can dislodge two shelves with stuff on them by moving an antenna. Fun. So, 7 MHz, or 40m it is. The antenna mount is clamped with G-clamps to the side of a steel roofed framework that's bolted to the house. It's been there for about eight years or so. From time-to-time I change over the antenna depending on my mood. Today I wanted to move the mount and after taking it down decided that it could do with a little maintenance, least of which due to the fact that the feed-point connector had detached itself. I also needed to remove the ground wire, which turns out to be a bit of a palaver, since my socket wrench adaptor has gone walkabout and the 10 mm socket that fits into the next size is too large. Eventually I found an imperial socket with a matching wrench to undo the thing. Then I set about moving the mount to a new location, tucked inside a tree, so plenty of branches to poke me in the eye, or the belly, depending on which was handy at the time, and discovered that the steel beam was thicker, to the point that my G-clamps were 2 mm too small. So, I spent some quality time comparing hardware store offerings, finally found a bigger G-clamp for a reasonable price, but in the process discovered customer reviews and photos showing that the clamps fail if you hand-tighten them. Me being the "if you can move it, it's not tight" kind of person, figured that this would not work. Found F-clamps at a different hardware store and went on my merry way to get one. The hardware store was undergoing maintenance, so hammer drills and stuff everywhere, more fun. After getting back home I discovered that the new location was great in theory, but in practice it turns out to be less than spectacular, since the beam has a slight curve in it, making for a poor clamping surface and no place to put two clamps. Back to the original location. Using the new clamps, fighting for space, I realised that I could re-use the old clamps, so swapped them over. Then I got to the point of connecting the feed-point and discovered that my 40m antenna is missing the mounting thread and the all-thread inside the old antenna wouldn't budge, neither would any of the threads in the other two antennas. So, at this point, three hours in, I came to the realisation that this was going to be a 15m antenna or no antenna. So, 15m it is. There is one actual change. I discovered that the feed-point connector is actually an SO-239 socket and the connector to it was a standard banana plug which in turn was connected to a BNC connector, with the shield connected to ground. I realised that I could use a BNC to PL-259 adaptor instead to connect the RG6 coax to my antenna. This means that the coax is now directly connected to the feed-point, rather than through a weird cobbled together BNC-to-wire-split-thinga-ma-bob-contraption. It looks very pretty. Measuring the result also shows some changes. On both 40m and 15m the SWR is still the same, on 10m it's a little worse and on 2m it's significantly better. All in all, I think this is a perfect example of 17 steps backwards and 18 steps forward. I suppose it could be worse. I'll let you know how the beacon goes. Now, I should probably log this. Something like: "QTH HF antenna mount maintenance, nothing changed, 15m antenna, PL-259 to BNC adaptor to replace homebrew wire splitter. 3 hours." I'm Onno VK6FLAB

Confira os destaques de Os Pingos nos Is desta quinta-feira (14):O banqueiro Daniel Vorcaro, dono do Banco Master, aceitou receber o ex-presidente Jair Bolsonaro em sua casa em Brasília, em março de 2025, para assistirem a um documentário. A informação foi divulgada pelo portal Intercept Brasil nesta quinta-feira (14), que afirma ter tido acesso a conversas privadas do dono do Master. A reunião seria parte de um plano para conseguir o apoio financeiro de Vocaro para a produção “Dark Horse”, que contará a história do ex-presidente. As mensagens apontam que tanto o senador Flávio Bolsonaro (PL-RJ) quanto o deputado Mario Frias (PL-SP) sabiam da reunião. O deputado federal Mario Frias (PL-SP) veio a público negar qualquer envolvimento do Banco Master e Daniel Vorcaro no financiamento do filme biográfico sobre o ex-presidente Jair Bolsonaro (PL). A declaração ocorre em um momento de forte repercussão após vazamentos de áudios envolvendo o senador, e pré-candidato à Presidência, Flávio Bolsonaro (PL).O ex-presidente Jair Bolsonaro (PL) orientou para que o senador, e seu filho, Flávio Bolsonaro (PL) mantenha-se firme em sua pré-campanha, dissipando rumores sobre possíveis recuos ou mudanças de estratégia. A diretriz reforça a união da família, sinalizando que a manutenção do nome do senador é uma decisão estratégica.Aliados próximos ao senador Flávio Bolsonaro (PL) descartaram a possibilidade de uma candidatura da ex-primeira-dama Michelle Bolsonaro à Presidência da República em 2026, reafirmando que o nome do parlamentar segue firme na corrida eleitoral. Segundo interlocutores do PL, a estratégia foi selada após um encontro entre Flávio e o ex-presidente Jair Bolsonaro (PL), onde ficou determinado que a pré-candidatura do senador se mantém firme, apesar das recentes especulações e crises geradas por vazamentos. A recente prisão do pai de Daniel Vorcaro, Henrique Vorcaro, acendeu o alerta nos bastidores de Brasília e do mercado financeiro sobre a possibilidade real de uma delação premiada. Brasília atingiu um novo patamar de tensão com o anúncio de que tanto o governo quanto a oposição estão articulando a abertura de uma CPI sobre o Caso Master, embora movidos por interesses e narrativas opostas. O diretor-geral da Polícia Federal, Andrei Rodrigues, reafirmou a isenção institucional da corporação em meio às recentes operações que atingiram figuras proeminentes do cenário político. Em declaração, Rodrigues garantiu que a instituição "não protege, nem persegue ninguém", rebatendo as críticas sobre uma suposta partidarização nas investigações. Você confere essas e outras notícias em Os Pingos nos Is.

No 3 em 1 desta sexta-feira (15), o destaque foi o ministro Flávio Dino (STF) que determinou que a Polícia Federal investigue o suposto uso de emendas para financiar o documentário "Dark Horse", sobre a trajetória do ex-presidente Jair Bolsonaro (PL-RJ). Novas informações da Polícia Federal indicam que o ex-deputado federal Eduardo Bolsonaro (PL-SP) exercia controle direto sobre os recursos do documentário "Dark Horse", que narra a trajetória de Jair Bolsonaro (PL-RJ). Novos relatórios da Polícia Federal apontam que o ex-governador Cláudio Castro (PL-RJ) teria agido deliberadamente para favorecer os interesses econômicos do grupo Refit (antiga Refinaria de Manguinhos) no estado. A operação da PF contra o ex-governador Cláudio Castro (PL-RJ), por suposto favorecimento ao grupo Refit, implodiu o planejamento do PL para o Senado. Durante visita ao Hospital do Amor, em Barretos (SP), o presidente Lula (PT-SP) mandou um recado direto ao senador Flávio Bolsonaro (PL-RJ). Sem citar o nome do adversário, Lula afirmou que na saúde pública "não tem dinheiro do Vorcaro", em referência aos áudios vazados onde o filho de Jair Bolsonaro (PL-RJ) pede R$ 134 milhões ao banqueiro Daniel Vorcaro. A revista britânica The Economist publicou uma análise contundente afirmando que a pré-candidatura de Flávio Bolsonaro (PL-RJ) ao Planalto sofreu um golpe fatal com o "Caso Master". O deputado federal Eduardo Bolsonaro (PL-SP) negou qualquer irregularidade no financiamento do documentário "Dark Horse" e classificou a investigação de Flávio Dino (STF) como baseada em uma "narrativa mentirosa". Líderes do PP-PI, Republicanos-SP e União Brasil-AP começaram a rascunhar um plano de distanciamento da pré-candidatura de Flávio Bolsonaro (PL-RJ). O vazamento dos áudios em que o senador cobra R$ 134 milhões do ex-banqueiro Daniel Vorcaro acendeu o alerta no Centrão sobre a viabilidade eleitoral do clã. O senador Flávio Bolsonaro (PL-RJ) reagiu duramente às declarações do governador Romeu Zema (Novo-MG), classificando-as como "precipitadas" e desleais. Zema havia cobrado explicações públicas sobre os áudios envolvendo o banqueiro Daniel Vorcaro, o que gerou um racha na base de oposição. Tudo isso e muito mais você acompanha no 3 em 1. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this bonus episode recorded live at the ASU+GSV summit in San Diego, we chatted with Raghu Krishnaiah from the University of Phoenix about how AI is being used to identify and close skills gaps between education and the workforce. They explore how embedding skills-based learning, aligning employer needs with curriculum, and leveraging data-driven insights can better prepare students—especially working adults—for evolving career demands.  The conversation also highlights broader implications for employers and institutions, emphasizing the need for continuous learning, faster adaptation, and greater collaboration across the ecosystem to ensure individuals aren't left behind in an AI-driven economy.  Check out University of Phoenix's recent Career Optimism Index to learn more about the research that was referenced throughout this conversation. Guest Name: Raghu Krishnaiah, COO, University of Phoenix Guest Social: LinkedIn Guest Bio: Raghu Krishnaiah serves as the chief operating officer at University of Phoenix, where he is instrumental in the transformation of the University and responsible for all operating strategy and results. As part of his responsibilities, Krishnaiah oversees all student academic, financial aid, enrollment, technology and career advising; corporate, tribal and community college relationships; product development; operational analytics; regional campuses; and business innovation. Krishnaiah is an innovative leader experienced in turning transformative products and business concepts into successful global companies by bridging the gap between strategy and execution. He holds strong expertise in data monetization and analytics that drives faster, more accurate decision-making in start-ups, turnarounds and Fortune 500 companies. His career as a seasoned change agent and strategist spans more than 20 years of progressive P&L management, strategy, sales and marketing, product development, operations, technology and Board responsibilities. - - - -Connect With Our Host:Dustin Ramsdellhttps://www.linkedin.com/in/dustinramsdell/About The Enrollify Podcast Network:The Higher Ed Geek is a part of the Enrollify Podcast Network. If you like this podcast, chances are you'll like other Enrollify shows too!Enrollify is made possible by Element451 — The AI Workforce Platform for Higher Ed. Learn more at element451.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jesús Plácido, dirigente del Consejo Indígena y Popular de Guerrero Emiliano Zapata

Integrantes do PL ficaram incomodados pelo fato de não serem alertados previamente sobre cobranças do filme Dark Horse.Você já leu uma notícia hoje e sentiu que já viveu esse momento antes?   Essa sensação de déjà Vu não é coincidência. No Brasil, o que é manchete hoje costuma ser o eco de decisões e fatos que analisamos meses, ou até anos atrás.   Para celebrar os 8 anos da Crusoé, decidimos enfrentar esse ciclo. Pegamos o que nasceu no digital e, pela primeira vez, transformamos em um registro físico, tátil e permanente.   Chegou a edição especial Crusoé impressa.   É um item colecionável, atemporal e limitado. Uma revista feita para quem gosta de ler com calma, longe das notificações do celular. Um exemplar para guardar sobre o que realmente importa na história recente do brasil.   Esta edição é um presente exclusivo para novos assinantes do Combo de 2 anos O Antagonista e Crusoé.   Utilize o cupom 8ANOSCRUSOE e acesse o link:   https://bit.ly/crusoe-edicao-impressa  Meio-Dia em Brasília traz as principais notícias e análises da política nacional direto   de Brasília.     Com apresentação de José Inácio Pilar e Wilson Lima, o programa aborda os temas mais quentes do cenário político e econômico do Brasil.     Com um olhar atento sobre política, notícias e economia, mantém o público bem informado.    Transmissão ao vivo de segunda a sexta-feira às 12h no nosso canal do Youtube.  https://www.youtube.com/@OAntagonista   Siga O Antagonista no X:  https://x.com/o_antagonista   Acompanhe O Antagonista no canal do WhatsApp. Boletins diários, conteúdos exclusivos em vídeo e muito mais.  https://whatsapp.com/channel/0029Va2SurQHLHQbI5yJN344  Leia mais em www.oantagonista.com.br | www.crusoe.com.br #FlávioBolsonaro #Vorcaro #Política #Eleições2026 #BastidoresDaPolítica #SenadoFederal #Notícias #AnálisePolítica #PodcastBrasil #Urgente #Brasil #CampanhaEleitoral #Articulação #Debate #Informação #Viral #Tendências #Jornalismo #PolíticaBrasileira #Exclusivo

Watch this episode on YT: https://youtu.be/8X_ll2FrRIA Beijing confirmed Chinese engineers were at Pakistani air bases supporting J-10CE operations during Operation Sindoor in May 2025. Today we discuss PL-15 & the J-10CE's combat performance data, what China just proved about its export hardware, and what the J-35 deal with Pakistan means now. Air Force Officer Qualifying Test (AFOQT) Prep with AFOQT Wingman https://afoqtwingman.com/Code: AFTERBURN for 10% off

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Ever feel like money is disappearing from your practice? Tiff and Dana share where practices tend to find that missing money, as well as how to trim down those expenses. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: The Dental A Team (00:00) Hello, Dental A Team listeners. I always want to say on that opening, Hello@TheDentalATeam.com and I have to really think about it. Hello, Dental A Team listeners. We are back here. Dana and I have been on a podcasting frenzy we love these days and then we're like out of breath and I also love that because it feels like productive and anaerobic. So I'll take it. I've got Dana here with us today. Dana, thank you so much for riffing with me today, for being here, for blocking out your morning, for podcasting and just   All awesome, awesome. Thank you for being an awesome part of this team. We were literally just talking about how my brain just is like ping pong, ping pong, and then I won't finish a statement. That was it. That was me proving to you that that really happens real life. So, and don't cut that podcast team, whatever. Dana, how are you today?   DAT-Dana (00:38) you   doing really good. am honestly and truly, I feel like today we've rift a lot and we've come up with some really great, I think, content ideas for doctors and teams. And so, so far, I'm super proud of us today.   The Dental A Team (01:01) I agree. I agree. think the marketing one, if you guys haven't listened to the marketing matters, I believe that's what they're calling it. But there's a marketing one that Dana and I just did. I actually, I think that was one of our best podcasts. That was so good. So good. And KPIs again, I know we talk about KPIs a lot, but we really went on a very good tangent of inspiration versus motivation for those KPIs. So I agree. I think it's been fun. And I love talking profit now.   Dana, I think you and I have grown to love profit. Not that we didn't love profit before, but I think we've grown to really, really see some high value in the profit side and just love finding it and talking about it more than we ever did before. So I want to talk about profit today. And we talked about it a lot. It's a huge piece of Dental A Team's Magic Sauce is really, really working systems and   logistics and business and leadership to turn into profit because at the end of the day, that's the only way the business is going to survive. And Dana, when we talk about profit, think teams tend to be like, okay. And I think doctors think teams hate it, that they don't want to hear about it, that they don't want to know that it's like, yeah, that's going in your pocket. But the reality is most teams want to know that their business is profitable because most teams   want a place to work, if nothing else. They want a profitable company because it guarantees that they get to stay where they're at. And if you guys have, you know, we talked about that inspiring why earlier, and if you've got a really inspiring place, you've got a place that people want to work, they want you to be profitable so that they can keep working there.   DAT-Dana (02:44) I agree with you. And doctors, if you feel like your team doesn't care about profit, then it's because they don't understand what profit means to them. And so I think that instead of so often, doctors just shy away from it. And I think instead of shying away from it, make sure that they know what that profit means to them. Because Tiff and I can say, hey, we know and hands down, you're right, Tiff, like people are going to pick job security, right? They're going to want to be in an office that has job security. Do they know that that's profit? Probably not.   The Dental A Team (03:09) Yeah.   DAT-Dana (03:13) Right? And so somebody says something about that or like that. Do they want to grow in their position? Yep, they probably do. Do they know that that comes from profit? Maybe not. And so I think sometimes it's just like, hey, my team. Well, if your team doesn't want to talk about profit or you think they don't care, it's probably just because they don't understand that profit drastically impacts their lives too.   The Dental A Team (03:35) Totally agree. That was massive, massive. And that's the space of really understanding the intentionality behind what you're doing. So if you intend for the team to understand profit, then they will. You'll say the words and they'll understand it. profit turns into not only job security, but it also turns into being able to invest in more tech, more, I don't know, chairs. Oh my gosh, do know how many times as a front office team member I was like, can I just get a new chair? My back hurts so bad.   And they were like, well, let's look at the budget. I'm like, cool, what do I have to do to get a new chair? But those things all come from that profit because we can't spend what we don't have. And so teams really understanding what that turns into and also like how can we impact the community? We've got kids sports teams coming in saying, can you ⁓ sponsor our team? Can you do night guards? Can you do this? Like we wanna be able to say yes to all of those things and that comes from the profit.   Now you know our stance on profit, but Dina, what about disappearing profit? I've had actually, I've had this come up a couple of times. I've had a couple of emails from doctors that they're like, I can't find the money from 2025. I don't know where it went. I should have had X amount of dollars, 400, $600,000 and it's gone. I'm like, okay, well let's look for it. And Dina...   Love those and I hate them because I'm like, well, what do we do for a year? Where what were we doing here? Okay, so I have you know, I have my ideas on where it goes and and we dig and we find it we usually find it but Dana Where do you see the biggest question marks on when doctors say where's the profit? Like where the biggest question marks? Where do you start digging and where are you usually finding it?   DAT-Dana (05:01) Yeah, it usually leads to a rabbit hole, but...   Yeah, typically I am digging first and foremost into just like expenses, right? Like where did expenses fluctuate? Did we spend more than we needed to or did we spend in arbitrary areas just because we weren't keeping track of it? So honestly and truly, do you know what your BAM is and can you assess very easily or quickly like months where it is?   well below well above right so that you can kind of watch those flexes. just worked with an office on this not that long ago and I'm like hey from January to March expenses swung by $100,000 right like what happened let's dig in here because those giant fluctuations to me are a red flag of like hey we're not watching something or something got overcharged double charged things like that so I think the first place to tackle is just like knowing those things like knowing what   the profit should be, knowing what the expenses should be and are you, do you have a cadence where you are looking, reviewing? Because I think what happens is we hire a CPA, we get into QuickBooks, everything auto syncs into QuickBooks and we just kind of like set it and forget it.   And I think that like we don't know that sometimes hey things can swing that Gigantically if we're not looking at those things and we're not looking at those prior to making decisions, right? We're not looking those before we're like, hey, yeah, you can have a raise or hey Yeah, I want that cvct writer. Yep. Let's it's time to mill same-day crowns and we didn't look at that now We're in a big swing of expenses   The Dental A Team (06:51) Yeah.   DAT-Dana (06:52) So I do feel like making sure that all of that is to say, making sure that you know what your numbers are when it comes to expenses every month where they should sit roughly and honestly and truly what you're spending all your money on.   The Dental A Team (07:06) Yeah, I have practices Dana that have Amazon Prime. I think everybody has Amazon Prime. My sister and I canceled Amazon Prime actually, and we just have Amazon, which is wild. And every time you try to purchase something, they try to sign you up for Amazon Prime. But it's kind of like, it honestly reminds me of all of the financial stuff you've done with all of the companies we don't have to name. But ⁓ it reminds me of those because you really second guess the purchase.   And then you're like, okay, well, let me let it sit in the cart for a minute. And then you go back in, you're like, why did I even have this here? Or I'll throw stuff in the safe for later because I'm like, well, it's not on sale right now. And I'm not gonna get it today. So do I really need it? So I'll put it in the safe for later. But I have practices that are so Amazon Prime ready that they're like, we need paper. I'll just order it real quick.   we need pens. you like those pens better? You like the Sharpie pens? I'll order those on Amazon real quick and we'll have them here tomorrow. Right? So they're just constantly processing these Amazon orders. And then what happens, I have a practice that was like Amazon galore. I'm like, where is all of this money? Like what is happening here? And then what happens is you've got some demo supplies, some front office supplies. It's impossible to like see the difference because of how you're placing the orders. It's just this constant running battle or Walmart. I'll have   practices that are like, we have a list. So I just sent Joanna to Walmart and I'm like, okay, but why aren't these on orders? And we say, we watch the dental supply budget and ordering really closely. And we'll say order two times a month. Once is phenomenal, two times a month max order your dental supplies.   but then we forget those front office supplies and they're sneaky or the paper towels or the toilet paper or just those like paper supplies, they're sneaky. And I have seen that happen where the practice literally had to be like, okay, we're revoking Amazon and you're gonna send in a list just like you do for dental office supplies. And we will both order the same as we do for dental office supplies.   DAT-Dana (09:08) Yeah, you're so funny that I have an office where it was like, okay, well, you hit your you hit your dental supplies, you hit your office supply budgets. But like, what is this? ⁓ that's Amazon. And I'm like, Okay, but what did we order from Amazon? Like, how much of that was dental supplies, office supplies, like stuff for the team? Like, where do we need to that? then I know that's just Amazon. I'm like, No, but that's money spent. And it's spent in one of these categories. And it should be part of your budget for those guys. Like   If you need an Amazon budget, right? If that has to be a thing, fine, we can set one up, but understand that that's coming out of all these other buckets.   The Dental A Team (09:40) Crap.   Correct,   yes. Or if your Amazon is your personal Amazon too, and it's getting run through the same and whatever. Yes, I agree. I agree. I have a couple of practices too that I have like a small equipment budget because they'll add that into their supplies. And it's like their supplies are 18 % one month. And I'm like, what the heck? I'm like, you can't just, if you need hand pieces.   We need a budget for handpieces. You can't just order Cabotron tips because we need Cabotron tips. We've got to look at it and we've got to budget that in and make sure that we have the cash for it. So I totally agree. Another one, think, are subscriptions. So the Amazon Prime is a subscription, so make sure that that's in there as well. But we get hit with a lot of subscriptions. I remember this is like an update.   me mostly, but I remember magazine subscriptions, right? And it was like, what the heck? We would pay monthly for magazine subscriptions and then you found out like they're gonna send them to you anyway, so cancel the subscriptions and they're gonna send you the magazines no matter what and I don't think anybody's reading magazines. So those kind of subscriptions, gosh, a lot of people will have like a Uber Eats subscription for the practice or a DoorDash subscription for the practice. Are those necessary subscriptions?   And what are we paying out of convenience that's getting used sometimes that doesn't need to be there? So I think subscriptions and then allocating supply orders correctly.   DAT-Dana (11:05) Yeah, and I even think office tech subscriptions too, like how, you know, patient communication and then like review requests and then, and sometimes like we can bundle those and get a better dealer. Sometimes it's like, hey, well, this does this, but this also does part of that. And like, we're just overlapping a lot of those things. And so can we condense them into one thing? So I think even just looking at like your office tech, because oftentimes like those are a big chunk of budgets and I'm like, Hey, but are you utilizing that? Like, yes, you've got this, you've got this   The Dental A Team (11:09) Yeah.   DAT-Dana (11:33) review subscription, is great. But like if we're asking in person and we don't feel like, I just think sometimes we have these things just because they sound fantastic, but we're only using a very, like a small fraction of it. And there's oftentimes a workaround on that small fraction that like, again, we can just reduce because we don't necessarily, we aren't using it consistently or it overlaps with something else that we have.   The Dental A Team (11:46) I agree with that.   Totally agree. That makes me think of like some of the analytics companies, you know, high cost that also have patient communications, right? So, but then we've got a patient communication platform, like maybe Weave or something. We're like, well, but like Weave doesn't connect with this piece well, or it doesn't pull this report, right? So we have this one that's pulling the reports, Weave that I can do text messages and emails from. So I don't use it over here, but I don't use that over here. And we're paying thousands of dollars between two.   two models, well, is there a third model that maybe encompasses both or can we, what can we shift around? So I totally agree. That happens a lot actually. Or people will have the dental intel or the Adit. love Adit. So they'll have Adit and they're like, okay, well I get my reports and I can pull all my data. Should I sign up with whatever company for text messaging? And I'm like, well, what Adit does that.   DAT-Dana (12:34) Mm-hmm. Yeah.   The Dental A Team (12:56) Right, like most of the analytic companies these days, it wasn't that way. When I was in practice, it wasn't that way. So it's been pretty recent within the last, I would say three to five years that the analytics companies started piecing all of those things together or vice versa. The communication systems are now doing analytics too. So I think they don't know, but it's a huge space of savings, especially because those analytics, they're expensive.   DAT-Dana (13:19) Yeah, I agree with you. And, and all those platforms are great. It's just which one works best for you. And which one will you get the most bang out of for what you're paying in that monthly subscription? Because yes, they all do the same thing, but yet also a variety of other things. And so like which package best fits your office. And I think just even annually assessing that and annually looking at your tech bundles and like, are we utilizing it? Is it a better platform? Because they're all fantastic platforms. It's just what you're going to use within your practice.   The Dental A Team (13:25) cracks.   Totally agree. It's like the cable subscriptions, right? We used to get hit with those with the wifi and the cable and the phone and these bundles. And the next thing you know, you're $30 more and you didn't even realize that it had changed. I totally agree with you. Yeah. So subscriptions, supply costs, something that I find. And I think a lot of people tackle this one first. They'll look at like employee costs. So what's my staff cost? And totally yes. Watch for overtime. I also like to caveat.   Overtime typically means that there's a systems failure because we should be able to get the work that we need done and the amount of time that we have. And so, Dana, I often see overtime as understaffed or incorrectly staffed. maybe our job descriptions aren't clear. Maybe there's someone that's doing everything. Everybody else is leaving at 4 p.m.   when the patients are gone and then that person's there till six cleaning things up. So over time, definitely, I definitely watch that and I look at staff costs, but it honestly is one of the last places that I look because we need the people there to produce what we're producing. And then, ⁓ Dana, taxes, taxes. You guys, I have a practice that I love so much. I have got a two or three practices this year that is like, my gosh, where'd the money go? And I'm like, well, you...   had $600,000 of taxes last year that you paid for 2024, and then you also paid your 2025 taxes. So you made up for what you were lacking the year before. But remember that auto email that I've got going out, or remember how many times we talked about, did you put the savings aside for your taxes? If you put the savings aside for your taxes and you paid out of that savings, it is still going to show up on your P &L. That does not mean that that money is gone. It just means that it was used over here.   and you should still be saving for your taxes. But Dana, I think that is one of the biggest spaces that doctors or business owners in general, because I've seen even, we've worked with non dental offices that they quote unquote lose their money because they had to pay taxes.   DAT-Dana (15:55) Yeah, and I will say too, an even something that I think I noticed in a trend in that is like taxes on their personal distribution, right? Because it's like, ⁓ I pay payroll taxes and and like they know they have to pay business taxes, right? But depending on how they structure paying themselves, we kind of forget that we   The Dental A Team (16:05) ⁓ yes, yes.   DAT-Dana (16:15) to pay taxes on our own personal distributions or how we pay ourselves because, for team and all those, they're just like auto deductions and auto things that come out on our P &L and we see our pay, right? We see our pay come out, but what we don't see come out and we sometimes forget is that we are taxed on the money that we pay ourselves. So doctors, that's just like also I see that.   The Dental A Team (16:16) Yes. Yep.   Yep.   DAT-Dana (16:38) having a lot, but it's like, oh, well, I was prepared for taxes, but we forgot. Like, yes, we were prepared for the business taxes, but we weren't really prepared for the taxes on our personal income that came from the practice.   The Dental A Team (16:50) Yes, or vice versa. Karen and I were literally just talking about this on Friday, we went for a walk after summit and she was like, gosh, like CPAs, like just need CPAs to like get it all. And I'm like, well, I think CPAs are either like thinking of the business or they're thinking of your personal taxes. And it kind of, does suck, but you can't rely on one person or one entity to do it all for you. You know, you've got, we've got multiple people looking at it and you've got to be responsible to your money. So a lot of CPAs are like,   you know, yes, you've got your personal taken care of. And then you get hit with $400,000 of business taxes. Or they're like, awesome, we've got your business taxes taken care of. And here's your $200,000 of your personal taxes. And that's like, no matter what, something's going to come up short. So just know, this is what I need to save for. I'm going to save 40 % on the side. And if I don't have to pay 40%, cool. I've got savings for next year, or go spend it. I don't care what you do with it, but you've   you've prepped and you've saved for those taxes because that is the biggest space. Legitimately, I have an office that was missing X amount of dollars. And when we looked at the tax payments, it was X amount of dollars. It literally equaled out. It's like there was your profit because you weren't prepped for those 2025 taxes. Now it's 2026. You know, we're we're backlogging. So, yep.   DAT-Dana (18:06) Yeah. And I think we   hire like we bring on CPAs, we bring on financial advisors, we bring on all these things, but the end of the day, like they don't know you as a human. And so it's your responsibility to to like share like what kind of human you are with them. And so like if they're setting up that you take individual distributions, and you know that like, if money gets tight, you're not going to sit that aside, and you're not going to put it in a savings account for taxes, like, say that I think that sometimes like   The Dental A Team (18:31) Yeah.   DAT-Dana (18:32) Yes, they're going to give you advice based on like what our best practices or what they feel like will set you up for the most tax savings or the most tax success. But you know you as a person too. And if you know that you're not a great saver, maybe a personal distribution really and honestly and truly isn't the best thing for you, even if that's what they advise. So I think also to like know yourself, be able to communicate those things and make sure that the advice that they're giving you or the directions that they're giving you is something that you will truly do too.   The Dental A Team (18:50) Totally.   Yeah, I totally agree with you. Totally. we can't see. Maybe they can. But that's not their job to check and see did you move that money. I know a financial advisor that gets asked a lot that they're like, well, shouldn't my savings be those? He's like, I don't know. I don't know what you're doing with your savings. I advise you on what you should do. I'm not the one that's moving the money. I'm not your money manager.   And so we do the same thing. We advise you on what you should be doing, but I'm not in your accounts nor do I want to be in your accounts seeing what you're actually doing. I'm trusting that you're taking the advice and you're moving forward. And when I ask, did you do the thing and you say yes, I'm trusting that you did it. So huge caveat, I love that. And then honestly, last but not least, and this is why I do not tackle employee cost first is collections.   Oh my gosh, I have so many practices that are like, Tiff, where's my cashflow? And we look at it and I'm like, well, where are your KPIs? Because your collections right now is less than 90%. Like where, where's that? And your month's fluctuating is going to, can create cashflow like month by month stretches, like a little skimping here or overflow here. But on average, you should be at 90 % or higher collections. And Dana?   I think collections is a very overlooked space when it comes to the P &L because we're thinking they don't think about the collections. They just think about, okay, this is my P &L and it's like it's a separate entity. At that point, they get the P &L and it's totally separate from the practice. Like that doesn't, the practice doesn't matter anymore. This is the P &L, but they have to be smashed together.   DAT-Dana (20:20) Yeah.   Yeah, they do. I think too, like collections, feel like doctors always tend to just like look at production because it's the one thing they can control, right? It's it's the thing that they can really control, tackle, push for. And so I feel like that's a number that they look at heavily. And then I think collections, right? Yes, which doctors understand that collections is the money in the bank, right? I think we understand that concept, but we don't necessarily look at the health.   The Dental A Team (20:44) Yeah. Yep.   DAT-Dana (21:02) of the collections within the practice. And you're absolutely right that like, can we cut all over time? Can we look at team and say, look, no more over time, right? But if the overtime is what they were using to get the collections to 98%, right? Versus 87 % without it, right? Then maybe that's not the thing that we've got to tackle. We've got to look at that collections network.   The Dental A Team (21:18) Mm-hmm.   Yeah.   DAT-Dana (21:26) Or we can say, like, yeah, we can cut our supply budget and you can take a supply budget from 6 % to 5%. But is that gonna move the needle as much as taking your collections from 85 to 98?   The Dental A Team (21:33) Pressure.   Correct. I love that. with that, go look at your collections. That was massive, Dana. Thank you. I love when I can get you on a soapbox and you're like, just go do the thing. And that was beautiful. Thank you. So disappearing profit, is a thing. Not having cash flow, it is a thing. Is it normal? Normal? Like, yeah, we see it. Is it what you should have? No, no. You should know your numbers forwards and backwards. If you're at summit.   You know that if you were not at Summit, you should be at our virtual events. They're freaking awesome. Our in-person events are amazing. We literally go through line item, PNLs at most of our in-person events for this reason, because there's always just something hidden. There's just like when you comb through your personal bank account and you're like, my gosh, or when you use Apple credit card to pay for everything. And then you're like, my gosh, now I got to pay my credit card off. And how did I spend $2,000 this month? Because it was easy.   It's easy to say yes to Amazon Prime and just order it right now instead of waiting and saving. So go through, comb through. You should do this quarterly. Make sure that at least yearly, I would do it quarterly. Make sure that things make sense. There's nothing that's been hidden in there. There's nothing that's orders are duplicated. There's not subscriptions that you shouldn't have and that your collections, you should be looking at that constantly. And you should be looking at that with your KPI.   reports, your scorecards with your consultant. If you're a client of ours and you don't know what I'm talking about, get on your consultant because you should. Especially Dana and I's clients. If you're out there, we love you and you just let us know. I think.   Action items, pull your P &L. It's where out of Q1, you've got a whole quarter to look at, you've got a quarter and then some at this point to look at, and we're coming up on the end of Q2, so it comes up really quickly. Go look at it, look to see, are there things that you can bundle? Or do you have a bunch of subscriptions that, you know, you've got multiple different companies overlapping that you can use one or two rather than five? Are you using the scanner that you're paying the monthly subscription for? Are you using all the things that you're paying for?   Is there anything that you can reduce and what is your collections at? If you can say yes, you've done both of those things and your collections is where it should be. Now we're going to take a look at, is your schedule full? There's so many layers. Like we're going to take a look now at production, team, like really how big is your team and do you have enough production to support the team that you have? So Dana, anything you'd like to add?   DAT-Dana (24:10) this, I think just like you said, know those numbers inside and out, look at these things regularly, evaluate expenses on a quarterly basis, ⁓ and take a look at those subscriptions because they can hit us hard as well as those taxes.   The Dental A Team (24:26) They're sneaky. Both of those are sneaky. Awesome. Thank you, Dana. All right, everyone, go leave us a five star review. You know, we love to see those. We love to know that this content was awesome for you. Let us know any tricks or tips that you have as well or things that are working well for you. Hello@TheDentalATeam.com. When you're ready, if you are not yet a client and you're ready to find that disappearing profit, reach out. You guys, we are like hounds when it comes to this stuff and really freaking good at our jobs. So the systems behind the numbers and the systems behind the money,   We will help you figure out what's working, what's not working and get you in the best shape of your life. Dana, thank you so much for today and everyone, we will catch you next time.

How Bad Pricing Cost This Business $300K with Heide Olson   Find Rocky Lalvani @ www.ProfitComesFirst.com  or email him at rocky@profitcomesfirst.com  Make more, work less video: https://youtu.be/    A business owner doubled his revenue, kept working hard, and still lost $300,000 in a single year — and had no idea it was happening. That is not a rare story. That is what happens when your pricing falls behind your costs and your financials are not current enough to warn you. If you are growing but not keeping more of what you make, this episode is required listening.    In This Episode:  Why most entrepreneurs focus on revenue over profit early on and when the painful reality finally hits  The pricing mistake that cost one concrete company $300,000 in a single year  Why accurate financials mean nothing without timely financials and how to close that gap  How to use budget vs. actual analysis to instantly see what is off track in your business  Why your balance sheet tells the story your P&L will never show you  How requiring ACH or credit card payment from every client cleaned up 500 accounts overnight  The escalating threat of wire fraud and what All-In-One Accounting does to stop it in 15 minutes or less    Key Takeaways:  A 10% price increase on a 10% profit margin doubles your profit. Raise prices every year without apology.  Budget vs. actual is one of the most powerful financial tools available to any business owner and almost no one uses it in the first few years.  Your balance sheet is where the cash actually disappears. Review it monthly and demand your financial person explain every line.  If you are constantly managing cash, you have a profitability problem. Fix the root cause instead of the symptom.  Accounting is not an expense. It is an investment that should return tenfold through profitable growth, protected assets, and strategic clarity.    The Money Lesson:  Heidi's core message is one that every business owner needs to hear more than once: accounting is not a cost of doing business. It is the mechanism through which your business either builds wealth or quietly leaks it. The businesses that thrive are not necessarily the ones with the most revenue or the most customers — they are the ones where someone is consistently asking what the numbers mean, what changed, and what to do next. Profit does not happen by accident. It is engineered through accurate, timely financials, disciplined pricing, and the strategic clarity that only comes when someone is actually reading the reports and acting on what they find. Heidi built All-In-One Accounting on that belief, and after 23 years and nearly 500 clients, the evidence is hard to argue with.    Why This Conversation Matters:  Most financial conversations aimed at business owners are either too theoretical to act on or too basic to be useful. This one is neither. Heidi Olson has sat inside hundreds of businesses across nearly 23 years and watched the same preventable patterns destroy margins, lock up cash, and leave owners working harder than they should for results that never seem to match the effort. What she shares in this episode is not textbook accounting — it is field-tested reality from someone who has seen what the numbers look like when nobody is paying attention, and what is possible when someone finally does. If you have ever felt like your business should be further ahead than it is, this conversation will show you exactly why that gap exists and what to do about it.    About Heide Olson:  Inspired by her love of small business and drive to serve, Heide has spent the last 22 years   committed to guiding entrepreneurs and nonprofit leaders from financial chaos to clarity   and strategic insight, enabling them to scale their operations efficiently. As founder and   CEO, Heide firmly believes that entrepreneurs are the backbone of our economy, driving  growth through ingenuity, boldness, and willingness to take risks. At the same time, nonprofits have a crucial impact on the communities they serve and the greater good.    Founded in 2004, the All In One Accounting team offers comprehensive services spanning general accounting, bookkeeping, controller, and CFO needs to thousands of clients. They advise entrepreneurs on profitable growth and help nonprofit leaders amplify their impact. Yet, Heide's vision extends far beyond mere financial management; she and her team play a crucial role in increasing value, fueling innovation, and solving real-world  problems, making a substantial impact on society and the economy.   Heide has mastered the art of financial connections. Her passionate pursuit of long-term relationships drive the customized, hands-on implementation planning she is known for and that clients rely on. Every mission partner gets the highest level of service from a trusted adviser who knows precisely what it takes to give any company or nonprofit the financial lift they need.    Links:  Website: https://allinoneaccounting.com/     LinkedIn: https://www.linkedin.com/in/heide-olson/      https://www.linkedin.com/company/allinoneaccounting/     Profit Blueprint Calculator I Profit Comes First: https://lp.profitcomesfirst.com/profitblueprintcalc-page    Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman  Sign up to be notified when the next cohort of the Profit First Experience Course is available!  Free Copy of the Profit Blueprint Book: https://lp.profitcomesfirst.com/landing-page-page   Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup  Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst  Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/  My podcast about living a richer more meaningful life: http://richersoul.com/  Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.